GTA New Home Guide - Dec 7, 2013 by NextHome

[ 5-WEEK ISSUE ]

Dec 7, 2013 - Jan 11, 2014 Volume 21 Issue 23

See page 32 for our cover story INSIDE THIS ISSUE

MANAGING GROWTH WITH BETTER ZONING BY-LAWS

HOMEBUYING PROCESS ONE STEP AT A TIME

FINANCING YOUR PURCHASE: LOOK AT THE BIG PICTURE

Kleinburg Hills – Kleinburg HARRIS – 40' Corner – 3379 sq.ft. Kleinburg Kleinburg Hills MODEL HOMES NOW OPEN Hwy. 27 & Major Mackenzie Dr. 40', 50' & 60' Lots Singles from the $800’s 647.921.0381

MODELS HOMES NOW OPEN

Markham Upper Cornell MODEL HOME NOW OPEN Northeast corner of 9th Line & Bur Oak Semis & Singles from the mid $490’s

Richmond Hill Kettle Lakes Club MODEL HOMES NOW OPEN Bayview Ave. & Bethesda Side Rd. Executive Towns from the mid $500’s

Nobleton King Country Estates TWO MODELS East side of Hwy. 27 just north of King Rd. Singles from the $780’s

Brampton Credit Manor Heights NOW OPEN Mississauga Rd. & Steeles Ave. Towns from the $400’s Singles from the $600’s

King City King Oaks MIKE NIVEN MODEL East side of Keele St., south of King Rd. 60', 70' & 80' Singles from $1.1 million

905.554.3446

289.231.2849

905.558.0255

905.216.5155

905.539.0181

Mayfield Village – Brampton BAMFORD – 45' Corner – 2747 sq.ft. Brampton Mayfield Village NOW OPEN Mayfield Road east of Dixie Road Towns, Semis & Singles from the mid $300’s

905.230.2592

GRAND OPENING IN BRAMPTON

UPPER WEST SIDE IN THORNHILL ESTATES

Thornhill Upper West Side COMING SOON Major Mackenzie & Bathurst Road

Newmarket Woodland Hills COMING SOON Bathurst & Davis Drive

ASPIRE.

aspenridgehomes.com

contents DEC 7, 2013 - JAN 11, 2014

VOLUME 21 ISSUE 23

cover story

p. 32 AVERTON HOMES & ROSEHAVEN HOMES Victoria Highlands draws homebuyers to Mount Albert with unprecedented selection

community focus features 24

S OUTH BRAMPTON

Fieldgate Homes

New release of singles, semis and freehold towns at Valleylands

B EAVERTON

Marydel Homes

Coming soon: small town living near the shores of Lake Simcoe

S HELBURNE

VANDYK Communities

The Neighbourhoods of Summerhill celebrates a milestone

96 B RAMPTON Mattamy Homes

offers investment alternative to renting with lowrise condos

100 O AKVILLE Treasure Hill Homes

Discover urban living at Nautica at Lakeshore Woods in Oakville

regular and special features

IN EVERY ISSUE

4 10 110 1 18

EDITOR’S NOTE CONTRIBUTORS HOT DATES AD INDEX

COLUMNISTS

B ILD REPORT

Up-to-date zoning bylaws needed to manage Ontario’s growth by Bryan Tuckey

L EGALLY SPEAKING

When buying your first home, do your due diligence by Jayson Schwarz

Q UICK TIPS

Overjoyed, not overwhelmed – holidays without hassle

HOMEBUYERS’ HELP

IN THE NEWS

by Hellen Buttigieg

I NDUSTRY INSIDER

The homebuying process – step by step by David Hirsh

T HE MORTGAGE MINUTE

How home equity can be part of your family’s financial future by Peter Kinch

T AXING ISSUES

Deductions, deductions by Henry Choo Chong

2013 GIFT GUIDE

50 gifts for $50 or less! by Sara Duck

BUYER PROFILE

G ERANIUM HOMES

111 R ESOURCE SECTION

M ENKES DEVELOPMENTS

115 G TA HOT SHEET

M ATTAMY HOMES

A URORA TRAILS

L OWRISE HOME SALES

Look who bought at Villagio by Empire Communities Mortgage Calculator and Rate Table Two pages of new openings, new releases and preview registrations

A DVICE FROM A PRO

Look at the big picture with new home finances by Barbara Lawlor

128 F UNDAMENTALLY SPEAKING

Fundamentally solid in 2014 by Wayne Karl

B ROOKFIELD RESIDENTIAL

to open The Arbors in Aurora this spring

Geranium and Pace Credit Union donate mittens to York shelters Now open – Menkes’ Dwell City Towns in Etobicoke Mattamy and Urbancorp team up to deliver Downsview Park Buyers at Aurora Trails will have unprecedented choice of homes Lowrise sales cause October newhome sales spike year over year

108 S TAFFORD HOMES

Stafford launches Elements Townhomes in Ajax

editor’snote

Long-term commitment will afford you peace of mind

hether you’re relocating from one coast to the other or moving to your first place, changing homes can be hectic, exciting and certainly stressful. But, relax. You can eliminate the anxiety associated with moving by taking control of the situation with confidence. Understanding the market is just part of the story. Knowing what you need and what you can afford is the more important part of the equation. Making a prudent purchasing decision that doesn’t keep you up at night when interest rates rise, or market news becomes the talk of the town, is up to you. Any expert will tell you that buying a home or condo is a long-term commitment. This issue is full of great tips from the experts as well as the latest news designed to help you make a wise purchasing decision. Along with our Community Focus features, which outline the specifics on many fine communities, there’s lots to take in – so kick back, relax and enjoy. You’re in the driver’s seat.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook. Search: New Home Guide

Here’s to 2014

Next year looks stable, if somewhat challenged, all things considered

t’s certainly been an interesting year, 2013. At press time, the U.S. economic recovery is gathering steam – boding well for the Ontario economy, especially – Canadian interest rates remain at historic lows but are expected to inch up over the coming year, and the housing market continues to hold its own. RBC Economics Research, meanwhile, says homeownership affordability became increasingly challenged in some markets in the third quarter of this year, and Canada Mortgage and Housing Corp. forecasts that 2014 will be stable. And, importantly, Canada’s economic fundamentals remain strong and supportive of housing demand. Indeed, against the backdrop of what’s going on elsewhere in the world, and prognostications for steep declines in the housing market, Canada’s performance in 2013 is worth celebrating. With smart fiscal policy and prudent lending practices – and awareness of key market fundamentals by Canadian homebuyers – here’s to more of the same in 2014.

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

4 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

Like us on Facebook. Search: New Home Guide

dreams We build

We know. At Ballantry Homes, we build dreams. With over two decades of experience, we’ve designed and constructed thousands of homes, working closely with our family of buyers and our team of forward-thinking architects and interior designers. Ballantry has always treated our customers as #1. Having built some of the finest homes and estate communities in and around the GTA, Ballantry’s reputation for meticulous attention to detail and craftsmanship has earned the trust of thousands of satisfied homeowners.

3 sensational communities to select your new home from

BRAMPTON : NEW RELEASE

MARKHAM : GRAND OPENING

OAKVILLE : GRAND OPENING

Semi-Detached & Detached Homes

TTownhomes, Semi-Detached & Singles

CCondominiums or Urban Townhomes

starting from the high

300’s

starting from the low

400’s

starting from the mid

200’s

ballantryhomes.com Prices and specifications are subject to change without notice. E.&O.E.

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 5

Happy holidays from your friends. For the last sixty years, Menkes has been a central chapter in the life storeys of so many. From spacious, single family homes in friendly neighbourhoods to sleek and contemporary condominium retreats, discover spaces that allow you to create the storeys that matter most â&#x20AC;&#x201C; yours.

Our Life Storey 6 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

menkes.com

Where will your life storey take you this Holiday Season?

Now Open DWELL CITY TOWNS

New Release MILLSTONE ON THE PARK

Under Construction SOMERSET SOUTH

Design Forward Townhomes North of Burnhamthorpe Rd. off The West Mall Etobicoke Starting from $279,990 416.259.2525

Urban Townhomes Dundas St. W., east of Bronte Rd. Oakville Starting from the low $300’s 905.825.3619

37' & 42' Detached Homes Salem Rd. N. & Williamson Dr. E. Ajax Starting from the low $500’s 905.428.0500

Coming Soon HUMBER MEWS Designer Townhomes Browns Line & Evans Ave., Etobicoke

Now Open THE ENCLAVES OF UPPER CANADA

Under Construction BLOOM PARK TOWNS

Semi Links & 30' Detached Homes Guelph St. & MacFarlane Dr. Georgetown Starting from the low $400’s 289.891.9103

All Townhome Community Bathurst St. & Finch Ave. North York Starting from the low $300’s 416.730.1600

Prices and specifications are subject to change. E.&O.E. November 2013. 22068

facebook.com/MenkesLife

@MenkesLife DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 7

mattamyhomes.com

Our 4 Model Homes In The Preserve Offer An Elevated Sense Of Style.

Plenty Of Room For Large Family Gatherings In Your New Home In The Preserve Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Model Home Hours: Monday - Thursday 1pmâ&#x20AC;&#x201C;7:30pm; Friday 1pm-5:30pm; Weekends & Holidays 11am-5:30pm

THE

PRESERVE OAKVILLE

Exclusive Collection Of 66' and 90' Homes Now Available In The Preserve. Our 4 Model Homes are an expression of the superb homes available in this prestigious Oakville community. These are homes that instantly demand your full attention. They reflect the high degree of fit and finish you will find in every home in The Preserve. Our Model Homes will fulfill your expectations for a premiere Oakville address. The Preserve is a labour of love for us because this is where we live. Come for a tour of our 4 new Model Homes and then view the floor plans of our collection of Homes to find the one that best suits your family’s wants and needs.

50' Home, The Cardinal, Elev. ‘D’, 2,877 Sq.Ft., $899,990

50' Home, The Hummingbird, Elev. ‘D’, 3,483 Sq.Ft., $970,990

QEW

Follow us: All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Hwy 40 3

Sales/Design/Model Homes Centre

4th Line

3rd Line

Gracious Detached Homes From $899,990

Bronte

Hwy 5

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

NEW HOME GUIDE

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

contributors

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Bianca DiPietro EDITOR

Wayne Karl CONTRIBUTING EDITORS

BILD REPORT

Bryan Tuckey Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

LEGALLY SPEAKING

Henry Choo Chong,

Jayson Schwarz, Schwarz Law -

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

Barristers and Solicitors

CGA

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

INDUSTRY INSIDER

David Hirsh David Hirsh is President and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process. The company’s newest community is Wyldewood Cove, coming soon to Collingwood. Visit brandylanehomes.com

Sara Duck, Elisa Krovblit Lydia McNutt SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@wall2wallmedia.com SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Sandra Hanak-Vujnovic Mike Terentiev NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

Published By

THE MORTGAGE MINUTE

Peter Kinch Peter is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch.com

ADVICE FROM A PRO

Barbara Lawlor Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

QUICK TIPS

Hellen Buttigieg Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@weorganizeu.com

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ADVERTISING Call 416.626.4200 for a dvertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2013 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or m isprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

10 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 11

bildreport

Up-to-date zoning by-laws needed for Ontario’s changing growth

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

by BRYAN TUCKEY I HAVE SAID IT BEFORE, AND I’LL SAY IT AGAIN: THE PROVINCE’S

Places to Grow legislation was a game changer for how the GTA builds its cities and towns. The 2006 growth plan lays out the province’s vision to manage and promote growth in the Greater Golden Horseshoe until 2031. It is an important time for this discussion. We’re in the midst of an 80day consultation with Ontario’s Municipal Affairs and Housing Minister Linda Jeffrey about what changes should be made to the land-use planning and appeals system. The minister wants input on what can be improved from the public. Zoning bylaws should be part of that discussion, and here’s why. To accommodate the 100,000 people and 50,000 jobs that come to the GTA every year, the province encourages intensification, or the construction of new mid- and high-rise homes. That’s often more easily encouraged than done: while high-density construction is underway all over the GTA, most municipalities do not update their zoning bylaws to permit the construction of all forms of development. Without proper zoning, this can cause months or years of delays in construction. What some of you may not know is that our industry is one of the most regulated in the province. Every new development introduced into a community undergoes a rigorous, multi-stage government approval process that can last up to 10 years. And who pays the price of long waits and added costs? Newhome buyers. I’m afraid that NIMBYism is a big factor in preventing zoning changes. NIMBY stands for “not in my backyard,” a term that describes those opposed to new development in their neighbourhood. NIMBYists often complain about a potential increase in noise or traffic, new people joining the community or just a general fear of change. We need to plan for change, not fear. While the province mandates that municipalities’ official plans are reviewed every five years and are expected to be updated, there’s no such mandate for zoning bylaws. And it’s difficult to set course for that new vision of building complete communities when many zoning bylaws around the GTA date back to the 1980s and 1990s, with some even from the 1950s. 14 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

It’s not a situation that can be remedied easily, but our cities and towns can pre-zone lands where intensification meets the vision of the provincial plan. As a result, new development and construction avoids a long holding pattern: a builder doesn’t have to go through several development applications, or apply for a zoning bylaw application which can be a very political process.

It’s not a situation that can be remedied easily, but our cities and towns can prezone lands where intensification meets the vision of the provincial plan. With proper zoning in place, building new homes becomes a streamlined exercise for all stakeholders: the general public, developers, land owners and the municipalities. And most importantly, buyers get into their new homes sooner, perhaps by a year or two, and avoid the added costs that come with delays. All of us can benefit from the province’s vision.

inthenews

BROOKFIELD TO OPEN THE ARBORS

in Aurora this spring

interaction, desirable features and finishes to meet the needs of today’s families and energy-efficient construction to reduce monthly utility costs where possible. “Your home is likely your family’s single largest investment, so we want to design our homes to maximize our homeowner’s value and ensure they are getting the most out of their home,” says Thibault. “Delivering upon our promises by building a quality home with exceptional customer service is what our homeowners have come to expect from Brookfield.” The Arbors is scheduled to open spring 2014 and will provide early 2015 closing dates for new homeowners. Registrants from the website will be provided with priority information and special offers/ BROOKFIELD RESIDENTIAL IS EXCITED TO ANNOUNCE ITS updates leading up to the opening. plans to build a new master-planned community in Aurora. The Arbors is Brookfield has built more than located just north of Aurora Rd. and west of Leslie Street, surrounded by 25,000 homes in Ontario since woodlots and trails in a fairly well established area with plenty of existing 1956. Brookfield’s ongoing amenities nearby so it is sure to be in high demand. commitment to quality and The community is conveniently located with many amenities such as customer service has earned the grocery, banks, daycare, retail shopping, schools and a variety of restaurants company several highly coveted only a short distance away. Commuters will appreciate the quick access to industry recognitions including the Hwy. 404 and the GO Train. The community itself will feature several J.D. Power and Associates Award parks and a trail system ideal for those wanting to enjoy a peaceful walk in for Highest in Customer Satisfaction nature or a recreational jog any time of the day. and Ontario Builder of the Year “The Arbors is surrounded by green and the remarkable natural from OHBA and Tarion. landscape makes it all the more desirable,” says Marc Thibault, viceBrookfield currently has active president of sales and marketing for Brookfield Residential. “Homeowners communities in Alliston (Treetops), will be encouraged to enjoy life outside of their home with the trail system Bradford (Grand Central), access and community parks within minutes to their front door.” Bowmanville (BrookHill), Caledon The Arbors will feature a mix of housing options for families in its first East (Pathways), Mono (Fieldstone), phase including fully detached homes on 30-, 36- and 43-ft. homesites in Niagara-on-the-Lake (The Village) bungalow and two-storey designs. Many of the homes in the first phase will and Oshawa (Hills of Harrowsmith). back onto protected woodlots with an existing treeline providing added privacy where desired. All of the homes will be designed with the For more information, please visit homeowner in mind focussing on open-concept layouts to encourage family brookfieldhomes.ca 16 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

legallyspeaking

When buying your first home,

DO YOUR DUE DILIGENCE by JAYSON SCHWARZ PURCHASING YOUR FIRST HOME WILL LIKELY BE THE LARGEST

investment you ever make. Think about that... Why, you ask? The answer is that in my 35 years of practicing law, I have seen young couples spend more time researching a new telephone than a new home! The most important advice I can give, and if you take anything from this article, it is this: research everything ahead of time, such as prospective builders, areas, amenities, property taxes, lawyers, your financial ability, zoning, bylaws and neighbours. And don’t allow yourself to be pressured by anyone. WHAT CAN YOU AFFORD?

Review your available cash for deposit and annual income to pay a mortgage and expenses. Once you have done that, speak to the mortgage specialists at the bank you deal with and speak to a reputable mortgage broker. Companies such as the Mortgage Centre in Mississauga and Mortgage Providers in Toronto have the experience and integrity to get you the best deal. Find out how much money you can borrow and how much of a deposit you’ll need to put down. This will allow you to focus on homes you can afford. Get a pre-approval in writing so you have something to rely on, because especially today, it is critical that you do not get caught up in the rush of buying a house that is beyond your budget.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

will sign and what is to be included in the offer. It is important that your lawyer explains all the potential costs you will face and what you may encounter. Ensure that you arrange a pre-agreed fee with the solicitor. Get the fees locked in. The fee to close a standard resale home or condominium priced less than $500,000 should be somewhere between $800 and $900, plus HST and disbursements. This may vary in special circumstances. Also, make sure you get a free offer review. Then have your lawyer provide you a list of disbursements – those monies expended on your behalf necessary to properly search and close the transaction. This is where some lawyers may try to charge large fax, mail and photocopy fees. Make your lawyer justify all expenditures that don’t make sense. MISCELLANEOUS

DO YOU WANT A CONDO OR A FREEHOLD?

Condo living provides a carefree lifestyle – someone else cuts the grass and shovels the snow – but you pay additional monthly common expenses and sometimes others determine how the amenities, if not your unit itself, can be used. Freehold provides the freedom to do what you want, but maintenance and upkeep fall on your shoulders. The choices are boundless. Once you determine what kind of home you want, you need to decide new or resale. If new, the offers are long and filled with clauses that could cost you money or result in long delays. Be sure to see an experienced real estate lawyer familiar with these kinds of agreements before it is final and no longer conditional. Research the builder and go to other sites the company has done and ask people about quality and after-sales service. FIND THE RIGHT LAWYER

A lawyer must advise you at the time you make your offer, to guide you in understanding the offer (Agreement of Purchase and Sale). The right lawyer will explain how real estate agents work, what documents you 18 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

Do you have a will? If you do, is it up to date and does it represent your current situation and state of affairs? A will prevents sibling disputes, clarifies who will look after children, keeps the government out of your affairs, allows for an orderly disposition of everything from possessions to your realty, stocks and bonds, and will help guide your funeral arrangements. You will also need insurance for the home. This is the right time to look at life and disability insurance, to determine if you should be insuring your mortgage in case something happens to the major wage-earner. As you can see, there is a lot to consider when buying your first home. Being prepared will help you enjoy the experience and find that dream home.

BUYING, SELLING OR REFINANCING A HOME?

YOU NEED A LAWYER Quality legal services at the right price*

KONSTANTINE CHATZIDIMOS

JAYSON SCHWARZ

Helping YOU make your home buying dream a reality

Call

849

$ plus HST

For Free Offer Review

BRAMPTON

TORONTO

10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1

1984 Yonge St.,Toronto, Ontario M4S 1Z7

OFFICE

905.455.5777 416.486.2040 Toll Free: 1.888.609.8888

Fax 905.452.8135

Toll Free: 1.888.609.8888

Fax 416.486.3325

www.schwarzlaw.ca

*Certain Terms and Conditions shall apply. Full disbursement disclosure. DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 19

Model Home Compliments of Treasure Hill Homes www.treasurehill.com

As an award-winning builder, Treasure Hill takes pride in using the finest materials and providing superior craftsmanship

DECEMBER2013

treasure hill homes has been featured as â&#x20AC;&#x153;model home of the monthâ&#x20AC;? as seen in the new home guide model home calendar

ACCOLADES IN MARKHAM

SITE

Last Chance to Live in this Established Markham Community!

TOWNS • SEMIS • SINGLES Community living has reached new heights with this upcoming collection of homes. The Accolades in Markham, located at Major Mackenzie Drive between Markham Road and McCowan Road, is your opportunity to live in the established community of Wismer Commons, where outstanding amenities are only minutes away.

NOW OPEN

COMING SOON

AT L A K E S H O R E W O O D S

40’ • 45’ SINGLES $ 768,900*

URBAN TOWNS $ 549,990*

57’ LUXURY SINGLES

Bayview Avenue & Vandorf Side Road

Great Lakes Boulevard & Rebecca Street

McVean Drive & Mayfield Road

FROM

up to 4,500 sq.ft.

AURORA

AFROM T LAKESHOR E WOODS up to 2,064 sq.ft.

O VH OI RLE L AT A LAK KES W OE ODS

BRAMPTON

For more information visit treasurehill.com *Limited quantities available. To qualified purchasers. Prices & information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression. E.O.& E. Ask a sales rep. for details. **Exclusive retail value of features already included in from price.

It’s the feeling Rosehaven designs into some of the most desirable homes in Ontario. Homes that are as unique as you are. So choose Rosehaven and every time you step through the front door you’ll say I am happy, I am comfortable… I am home!

CURRENT COMMUNITIES

Fort Erie

RICHMOND ST.

HWY 406

DECEW RD.

CONFE DERATION AVE.

. DAMS RD

BEAVER

WOODBINE AVE.

. VD

WINTERBERRY

SANDALWOOD PKWY.

SALES CENTRE

407

TO TORONTO

RAVENSHOE RD.

BOVAIRD DR.

TO NEWMARKET

TOWN OF SALES MOUNT ALBERT CENTRE

MOUNT ALBERT RD.

GREEN LANE

410

HWY 404

Marineland Pkwy

HWY 58 SALES CENTRE & MODELS

rta

CHINGUACOUSY RD.

Sodom Rd.

RICHMOND ST.

MISSISSAUGA RD.

St. Po

NIAGARA RIVER

Mann St. SALES CENTRE & MODELS

MT. ALBERT

WINSTON CHURCHILL BLVD.

Main

BRAMPTON MAYFIELD RD.

QEW

COLLIER RD.

s Lyonk Rd. Cree

To Falls

HERALD RD.

DAVIS DR.

KING ST. E.

LINCOLN M. ALEXANDER PRKWY

QEW

TO NIAGAR

SALES CENTRE MUD ST. E.

TO STOUFFVILLE

RYMAL RD. E.

UPPER CENTENNIAL PRKWY

THOROLD

McLeod Rd.

PHASE II COMING SOON

PRKWY

CHIPPAWA/NIAGARA

YORK/DURHAM LINE

8 MODELS OPEN

GRAND OPENING

Luxurious 50’ Single Detached Homes Bungalow & Two Storey designs up to 3,600 sq. ft. from the $580’s

FIRST RD. W.

6 MODELS NOW OPEN

41’, 38’ & 30’ Singles, 25’ Attached Singles & 20’ Towns from the $390’s

NINTH LINE RED HILL VALLEY

45’, 40’, 36’ Singles, Semis & Towns from the $250’s. Quick closings available on Select Towns & Attached Singles.

HWY 48

50’ Bungalows & 2 Storey Singles, 35’ WIDE Bungalow Loft Townes from the low $320’s

Redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.

RosehavenPlatinum.com

36 Majestic Suites from 1,800 sq.ft. to over 3,000 sq.ft. move in from $1.8 million MODEL SALES SUITE OPEN

REYNOLDS ST.

TRAFALGAR RD.

OAKVILLE N

MODEL SALES SUITE

SITE

RANDALL ST.

Oakville

CHURCH ST.

LAKESHORE RD. E.

Lake Ontario

60’ to 70’ Estate Singles from 3,700 sq.ft. to over 5,600 sq.ft. move in from $1.4 million Located in the Heart of the Village KLEINBURG

COMING SOON

KIRBY RD.

HWY 27

LiveOnTheRidge.ca

TiffanyHill.ca

MoveUpToCaledon.ca

STONEY CREEK

ANCASTER

CALEDON

RAYMOND RD.

HWY 6/ GARNER RD. EXIT

SITE

SALES CENTRE AND MODELS

GARNER RD. E. RYMAL RD. W.

OLD SCHOOL RD.

410 BOVAIRD DR.

Call our hotline or visit us online for complete directions, hours, community information for all our projects:

rosehavenhomes.com

MAYFIELD RD.

DIXIE RD.

HWY 6

HW Y4 03

TO HAMILTON

GARTH ST.

HEART LAKE RD.

RYMAL RD. E.

LINCOLN M. ALEXANDER PRKWY

MCLAUGHLIN

SITE

KING ST.

TO NIAGARA

MUD ST. E.

HURONTARIO ST.

LINC

QEW

UPPER CENTENNIAL PRKWY

N KING ST. E.

RED HILL VAL PKWY

TO TORONTO

FIRST RD. W.

COMING EARLY 2014

MAJOR MACK

AVE

Stunning 36’ Singles & Townhomes

COMING EARLY 2014

TON

45’ Singles and Freehold Towns

COMING EARLY 2014

N RD.

TESTO

ING

40’ & 35’ Singles and Semis

N ISL

SALES CENTRE & SITE NASHVILLE

407

Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.

(1-888 / 416) 410-0175 23

communityfocus

New release of 38-, 41- & 45-ft. singles, semis & freehold towns IN SOUTH BRAMPTON

FIELDGATE HOMES

Valleylands

The 45-ft. Dufferin’s breathtaking front Elevation A of brick detailing with large porch and great interior entertainment space contribute to the luxurious atmosphere of this exceptional family home, available from $660,990.

LOCATION South Brampton HOUSING TYPE Townhomes from $399,990; semi-detached from $391,990 and singles on 38-, 41-, 45-, 50and 70-ft. lots from $527,990; bonus packages available for each housing type, 120-day closings available for towns, 30-ft. linked singles, 38-, 41and 50-ft. lots CONTACT 905.457.0445 fieldgatehomes.com

24 NEW HOME GUIDE GTA | JANUARY DEC 7, 2013 5 --19, JAN2013 11, 2014

hen driving along Chinguacousy Road in southwest Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Grand Opening for the new location of its popular family community, Valleylands on Chinguacousy. The southwest corner of Queen St. West and Chinguacousy Rd. is the site for this latest release at Valleylands. This new release features new designs in freehold townhomes up to 2,107 sq. ft., semi-detached that range from 1,657 to 1,915 sq. ft., 38-ft. singles that range from 1,611 to 2,108 sq. ft. and 45-ft. luxury singles that range from 2,640 to 3,310 sq. ft. These latest offerings are in addition to the exceptional collection of 41-, 45-, 50- and 70-ft. singles still available at the original Valleylands location nearby. With towns starting from $399,990, semi-detached from $391,990 and singles starting from $527,990, and with 70-ft. designs up to 4,331 sq. ft., there’s a home for everyone at Valleylands. C O N T I N U E D O N PA G E 2 6 . . .

COMING SOON

NIAGARA

45 Boutique Condos and 2 Storey Lofts $300’s FROM THE MID

Bathurst & Niagara

90niagara.com Prices and specifications are subject to change without notice. E. & O. E. Rendering is artist’s concept only.

FIEL-90N-A-AD CGTIPIN-NOV26-1.indd 1

13-11-26 2:11 PM

communityfocus |

CONTINUED

One of the many popular designs currently available at Valleylands is the breathtaking 2,987-sq.-ft. Dufferin Elevation A. This classic-yet-contemporary two-storey, four-bedroom, 45-ft. detached home offers a spectacular front elevation of brick detailing that features a covered porch, double-car garage, large bright windows and charming dormers.

Homebuyers love the Dufferin’s conveniently located sunken main-floor laundry room and lavish master suite.

One of the many popular designs currently available at Valleylands is the breathtaking 2,987-sq.-ft. Dufferin Elevation A. This classic-yet-contemporary two-storey, fourbedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers. One enters the home to discover a spacious front foyer, followed immediately by a cozy library. Further down the hall is the large open-concept living/dining room with coffered ceiling. Across from the living/dining room, the home’s staircase offers easy access to a sunken main floor powder room and laundry room. Further down the main hallway, one enters into a sizable family room complete with a gas fireplace. Across from the family room, the kitchen and breakfast area offers a kitchen island and ample counter space, creating the perfect space for the family to gather for a home cooked meal. Upstairs, the elegant master suite features two walk-in closets, tray ceilings, an intimate master retreat and a lavish ensuite complete with oval soaker tub, his and hers sinks and separate glass shower. Bedroom two enjoys its own private ensuite and bedrooms three and four share a stylishly appointed ensuite. The Dufferin is priced from $660,990. For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance. And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-at-home college lifestyle a breeze. Wellregarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away. In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away. With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs. For more information on Valleylands, please call 905.457.0445 or visit fieldgatehomes.com

26 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

Tenth Line

MODEL HOMES

Winston Churchill Blvd.

Thomas St. Ninth Line

Hwy. 407

Brittannia Rd. West

MODEL HOMES

Eglinton Ave. West Hwy. 403

VISIT OUR MODEL HOMES

IN MISSISSAUGA’S NEWEST COMMUNITY

TOWNS & SEMIS FROM $528,990* UP TO 2,300 SQ.FT.

BONUS: $10,000 IN FREE UPGRAGES & 4 FREE APPLIANCES SALES CENTRE HOURS: MONDAY - THURSDAY: 1PM - 8PM • FRIDAY & HOLIDAYS: CLOSED • SATURDAY & SUNDAY: 11AM - 6PM

CHURCHILLWOODS.CA *Limited quantities available in some price ranges. To qualified purchasers. Prices & information correct at press time. Map not to scale. Some lots may have premiums. All illustrations reflect artist impression E.O. & E. Conditions may apply. Ask a sales rep. for details. DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 27

inthenews

GERANIUM HOMES AND PACE CREDIT UNION DONATE 300 PAIRS OF OLYMPIC RED MITTENS TO

York Region shelters JUST IN TIME FOR THE COLD WEATHER, GERANIUM HOMES AND

Pace Credit Union have joined together to donate 300 pairs of the Official Canadian Olympic Team Red Mittens to York Region area shelters. Recipient agencies are Blue Door Shelters, Yellow Brick House and Sandgate Women’s Shelter. Patti Bell, executive director of Blue Door Shelters, and Lorris Herenda, executive director of Yellow Brick House, received their donations at the Neighbourhoods of Cardinal Point Sales Centre, where Geranium Homes is now selling the sixth Phase of this master-planned ravine community in Stouffville. “This gift is quite unexpected, and we are grateful to Geranium Homes and Pace for this practical and timely donation,” says Bell. “Thanks to you, many clients of our three Blue Door Shelters will receive a new pair of red mittens providing them warmth this winter.” Says Herenda, “At Yellow Brick House, the women and children that flee violent homes, often do not have any possessions. As the cold winter months approach, we turn to our community for support. This donation of Official Olympic mittens will be very special to our clients as they not only provide them with warmth, but will also give them a sense of belonging to this community. That is a gift straight from one heart to another. For that, thank you.” For Geranium Homes and Pace, the opportunity to support Canadian athletes through the purchase of the mittens and also provide these winter clothing items to York Region-area shelters, was truly a win-win. In Stouffville, Geranium Homes recently unveiled Uptownes at Cardinal Point a new release of urban-style condominium townhomes in

FROM LEFT:

Tina Kargovski and Mel Aruta, Pace Credit Union; Lorris Herenda, Yellow Brick House; Lina Benincasa, Pace; Boaz Feiner, Geranium Homes; Patti Bell, Blue Door Shelters; behind from Geranium Homes, Brent Purkess, Farrah Ward, Sue Webb Smith and Lucy Feherpataky. 28 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

the company’s successful masterplanned ravine community. In an enclave neighbourhood of 134 condo towns, Uptownes designs have all the living areas that buyers most value in a home. Homes start at 1,401 to 1,639 sq. ft. and include a ground floor bonus recreation room and a large rooftop terrace. Prices start from $359,900. Cardinal Point is a thriving community that offers great value in an unbeatable location just steps from Main Street’s shops, dining, recreation, cultural venues, services and the Stouffville GO station. The neighbourhood is just minutes to golf courses, Hwys. 404 and 407, and Markham Stouffville Hospital. The Building Industry and Land Development Association’s 2012 Home Builder of The Year and Canadian Home Builder Association’s Grand Sam Award Winner, Geranium Homes is the Housing Division of Geranium Corporation, one of Ontario’s few fully integrated land development and building companies. Geranium has been creating family communities across Southern Ontario for 35 years. The Neighbourhoods of Cardinal Point Sales Centre is located on Millard Street, just east of Hwy. 48 and north of Stouffville Road (Main Street). Open Monday to Thursday from 1 to 7 p.m.; Friday closed; Saturday and Sunday from 11 a.m. to 6 p.m. For more information, call 905.640.9999 or visit geraniumhomes.com

familymatters

BRAMPTON’S NEW EXCLUSIVE

LUXURY COMMUNITY OF SINGLES ON 47' TO 100' ESTATE LOTS

LOCATED AT MCVEAN DRIVE AND MAYFIELD ROAD. Welcome to the upscale, master-planned community o f Va l e s o f t h e H u m b e r . T h i s n e w d e v e l o p m e n t will feature ONLY LUXURY SINGLE DETACHED HOMES that will integrate beautifully with attractive streetscapes, parks, and schools, in the ideal familyfocused environment. FAMILY MATTERS AT VALES OF THE HUMBER.

COMING EARLY 2014 • register at v a l e s o f t h e h u m b e r. c o m

*Limited quantities available in some price ranges. To qualified purchasers. Information correct at press time. Illustration reflects artist’s impression. Some lots may have premiums. E.O.&E. Conditions may apply. Ask a sales rep. for details.

inthenews

Celebrating 10 homes in 10 years: BILD MEMBERS RAISE $20,000 FOR HABITAT FOR HUMANITY TORONTO

BILD’s Party for Humanity is one of four major fundraisers for Habitat for Humanity Toronto.

THE BUILDING INDUSTRY AND LAND Development Association’s (BILD) fifth annual Party for Humanity raised more than $20,000 for Habitat for Humanity Toronto as the industry celebrated helping 10 Habitat families into 10 homes in 10 years. The event was attended by more than 400 industry professionals, who arrived at Muzik nightclub at Exhibition Place in Toronto, dressed according to the theme: jeans, jackets and jewels. Fundraising efforts were aided by a silent auction and raffle. Those who entered the raffle were given gold, red and green beaded necklaces. “This event has been a tremendous success every year, and this year was special because we’ve helped build 10 homes in 10 years with Habitat for Humanity Toronto. We couldn’t have been happier with the crowd 30 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

or the venue,” says BILD president and CEO Bryan Tuckey. “Our industry is committed to giving back to the community, and our team at BILD always makes great efforts to support our community partner, Habitat, and has a fun time doing it.” BILD’s Party for Humanity is one of four major fundraisers for Habitat for Humanity Toronto. The Association has supported the charity since 2003 and has since raised more than $640,000 toward its goal of building affordable homes for low-income families.  BILD would like to thank all of the event sponsors, volunteers and participants and congratulate everyone involved in making it a highly successful event. For more information, visit the official blog at bildblogs.ca, find bildgta on Facebook or follow @bildgta on Twitter.

DISCOVER AN INCOMPARABLE LIFESTYLE TWO GREAT BUILDERS. ONE INCREDIBLE MOUNT ALBERT COMMUNITY. Nestled amidst it all is a collection of new homes, with both

The Bonnel. Elev.A.

builders offering up their most inviting and innovative designs, loaded with luxury features ranging from gourmet kitchens to spa-inspired ensuites. Quality lies in the details, and each home in Victoria Highlands is impeccably finished with the highest calibre craftsmanship. In addition, each has been designed with sustainability in mind, incorporating green design features for increased comfort and energy savings. The Taylor. Elev.A.

Artist’s concept

Detached Homes on 33´, 40´, 50´ & 65´ lots.

400’s From the mid

800,000

to $ the low

The Reeve, Elev.B.

up to 4,300 sq.ft.

Visit our Sales Offices Today! MOUNT ALBERT SALES OFFICE

416-924-0110

19103 Highway 48 Mount Albert, ON L0G 1M0

905-473-3225 19340 Ninth Line Mount Albert, ON L0G 1M0

victoriahighlands.com

Sales Centre: Mon. - Thurs., 1pm - 7pm. Fri. by appointment. Sat., Sun. & Hol.: 1pm - 6pm

SALES OFFICE

Prices and specifications are subject to change without notice. E. & O.E. Rendering is artist’s concept.

coverstory

Victoria Highlands

draws homebuyers to Mount Albert with unprecedented selection

omebuyers in the charming hamlet of Mount Albert are now delighted to discover that their choice of new home designs has gotten even bigger and better. With more than 70 years of home building experience between them, Averton Homes and Rosehaven Homes are now combining their talents and track records in the creation of Victoria Highlands. This family-oriented Mount Albert community calls to mind the countryside and character of Old Ontario while being just a half hour GO train ride from downtown Toronto. It’s an area where Averton Homes has already built more than 400 homes. Victoria Highlands now has two separate sales centres open, with Rosehaven offering homes on the community’s 50-ft. lots while Averton builds on all the 33-, 40- and 65-ft. lots. “We share Averton’s vision of everything that Victoria Highlands can be,” says Marco Guglietti, founder and president of Rosehaven Homes. “Mount Albert offers an ideal location for new home buyers, and we’re happy to be bringing Rosehaven’s signature quality here for the first time.” “The demand for homes and the potential development in the area is incredible,” says Peter D’A mbrosio, president of Averton Homes. “We thought homebuyers would be best served with a wider choice of homes, and quicker closings, so we invited Rosehaven to join us in building Victoria Highlands.” 32 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

Situated at Ninth Line and Mount Albert Road in East Gwillimbury, Victoria Highlands is less than 20 minutes from Newmarket, Stouffville and Markham. The quaint and historic village of Mount Albert itself is home to a variety of shops, services and restaurants. With the two builders offering floorplan designs ranging in size from 1,800 to 4,300 sq. ft., the community truly offers something for everyone, from first-time buyers to growing families to empty-nesters who enjoy having the grandchildren come to visit. With prices ranging from the mid $400,000s to the low $800,000s, Victoria Highlands represents outstanding value with homes offering a long list of luxury upgrades that are standard. Floorplans incorporate features such as gourmet kitchens and spa-inspired ensuites. Contemporary interiors are designed for the modern family’s lifestyle and feature appointments such as nine-ft. main

LOCATION

AVERTON HOMES & ROSEHAVEN HOMES

Victoria Highlands

Mount Albert HOUSING TYPE Single-detached homes on 33-, 40-, 50 and 65-ft. lots SALES CENTRE Averton, Hwy. 48 and Mount Albert Road (19103 Hwy. 48); Rosehaven, 19340 Ninth Line in Mt. Albert CONTACT Averton 416.924.0110 Rosehaven 905.473.3225 victoriahighlands.com

Since 1958, the Averton Group of Companies has completed more than 100 residential projects and created over 10,000 homes and condominiums across North America, winning multiple awards for quality and design.

floor ceilings, designer quality kitchen and bathroom cabinetry, imported ceramics and much more. With sustainability in mind, all the homes are also being built with Green design features for increased comfort and energy savings. Rosehaven Homes quickly established itself as leaders and award winners in the new home industry. Since its inception more than 20 years ago, the companyâ&#x20AC;&#x2122;s portfolio has grown to include more than 4,500 homes, all across southern Ontario and the GTA. Current projects include new home communities in Niagara, Thorold, Ancaster, Oakville, Brampton, Kleinburg and Nobleton. Since 1958, the Averton Group of Companies has completed more than 100 residential projects and created over 10,000 homes and condominiums across North America, winning multiple awards for quality and design. Averton is one of the leading residential real estate development companies in Canada with offices in the Ontario, Alberta and British Columbia markets. Prospective purchasers are invited to visit both sales centres. The Averton sales centre is at Hwy. 48 and Mount Albert Road (19103 Hwy. 48). The Rosehaven sales centre is located at 19340 Ninth Line in Mt. Albert. For more information, visit victoriahighlands.com DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 33

34 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

M O U N T P L E ASA N T

COMING SPRING 2014

BRAMPTON

CELEBRATE A NEW BEGINNING

SEMIS & SINGLES AT CREDITVIEW ROAD AND WANLESS DRIVE

Mayfield Rd.

Welcome to Bramptonâ&#x20AC;&#x2122;s newest master-planned community.

McLaughlin Rd.

SITE

Creditview Rd.

making this an excellent opportunity for you and your family.

Mississauga Rd.

scenic trails, bike routes, essential amenities and restaurants

Wanless Dr.

Chinguacousy Rd.

Mount Pleasant Meadows offers semis and singles near

Sandalwood Pkwy. W

Bovaird Dr. W

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 35

36 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 37

quicktips

Overjoyed, not overwhelmed

HOLIDAYS WITHOUT HASSLE by HELLEN BUTTIGIEG

THE HOLIDAYS ARE A WONDERFUL OPPORTUNITY TO SEE OLD friends, enjoy time with family, celebrate the events of the year past and dream about the year approaching. But it’s also hectic – with shopping, wrapping, travelling, entertaining and cleaning up after it all. The worst thing that can happen is to wish it all away, thinking you’ll be happy when it’s all over. It’s a lot of work, but the little things that help keep you organized – and sane – will put the pleasure and joy back in this time of year.

QUICK TIPS ON ORGANIZING YOUR HOME

›› C reate a gift-wrapping zone. Save time and make wrapping presents a pleasure by transforming a spare room (or part of a room) into a gift-wrapping centre for the holidays. Set up a table or use a rolling cart to put out your supplies (gift wrap, scissors, tape, pen, cards, bows) and keep everything you need in one place. Create the right atmosphere by adding some festive music, a scented candle and a cup of hot chocolate to get you into the holiday spirit. ›› S tore items near their point of use. Save steps and precious time by storing things close to where you use them. For example, save yourself a trip up the stairs to the linen closet by keeping your tablecloths in a drawer, cupboard or chest in the dining room. It makes entertaining a breeze! ›› R epurpose your gift-wrap tubes. Use your empty gift-wrap tubes to store mini-lights. Put a slit in each side of the tube. Insert the plug at one end and wrap the cord all the way around the tube, tucking the bottom of the light strand in the slit at the other end. Store the tubes in a garment bag hanging from a hook on the wall, or the ceiling in the basement or garage. ›› R un errands efficiently. Keep a collapsible crate in the trunk of your car for easily transporting items to a dinner party or for things to return like library books or store-bought items you want to take back. It folds out of the way quickly when not in use. ›› G et unplugged to create more time over the holidays. Do you feel like there’s so much to do and so little time? Challenge yourself to unplug the TV for one full week and notice how much more you can do in all the free time you’ll have.

Save steps and precious time by storing things close to where you use them. 38 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on organizing your home, your office and your life, visit weorganizeu.com and sign up for the free newsletter.

›› L et go of the excess – you don’t have to keep decorations forever! When you are unpacking your holiday decorations, consider letting go of the items you no longer enjoy looking at. Our tastes change and styles come and go. There’s no rule that says you have to keep every decoration forever – especially that tacky plastic flower arrangement your ex-mother-in-law gave you 20 years ago! Give some away to charity, or if you have family or friends who have recently moved into their own place, ask if they’d like to have them until they accumulate their own collection.

Create a giftwrapping zone. Save time and make wrapping presents a pleasure by transforming a spare room (or part of a room) into a giftwrapping centre for the holidays.

›› G ift certificate? What gift certificate? Gift certificates are easy to give and great to receive, but are often lost and forgotten until they expire. Keep your gift certificates in an envelope in your purse or your car and put a reminder on your calendar one week before the expiry date so you can use and enjoy them. ›› R eturn items in a timely fashion to save money and space. Whether it is buyer’s remorse or dissatisfaction with an item after we’ve brought it home, we all have things to return to the stores at some point – especially after the holidays. A problem arises when these “to be returned” items accumulate in every part of our home and we forget we have them. Most store return policies allow only seven to 14 days for a full refund. To recoup money and reclaim space, designate a small area (preferably near the exit you use most) to place things that are on their way out. A box or basket may be helpful if you have several items. Tape the receipts to the purchases and schedule a time in your planner to take them back before it is too late. ›› P ay yourself first. Block time now to give yourself a break later. Choose a day (or at least half a day) during the holidays to do what’s fun for you. You can spend it skating, relaxing at the spa, or taking in a movie. The important thing is that you feel renewed and refreshed because you gave the gift of pleasure and relaxation to yourself. QUICK TIPS ON ORGANIZING YOUR HOME OFFICE

›› S end greetings without grief. Do you love sending holiday greetings but don’t enjoy wasting time addressing the envelopes? Easily create address labels on your computer for your cards using MS Word. For a special touch, use a font that resembles handwriting (such as Lucinda Calligraphy). Save the document and you can pull it up every year, make any changes and print it on adhesive mailing label sheets. Better yet, send electronic greetings and you’ll reduce clutter while saving time, money and the environment. QUICK TIPS ON ORGANIZING YOUR LIFE

›› A void holiday overload. Limit social engagements to only those you truly want to attend. Book some downtime between social events so you don’t feel overextended. Schedule only 75 per cent of your day to allow for traffic delays, long line-ups and other unexpected occurrences.

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 39

industryinsider

The buying process –

step by step by DAVID HIRSH

THROUGHOUT THE COURSE OF THE YEAR, WE’VE

explored various aspects of the new home buying experience. We’ve looked at choosing a home in the community that’s right for you, your experience in the sales office and what you should look for in the features, finishes and amenities available both inside your home and within your community. When purchasing a new home – whether lowrise or condo – homebuilders are involved well before you choose that new home, through to the end of the Tarion New Home Warranty period. Let’s assume that you’ve selected a home you love with all the bells and whistles you need. You’ve been pre-approved for your mortgage, retained a lawyer and signed the necessary paperwork. Now what? Your next major milestone will be when you select your interior finishes. The colour selection appointment allows you to choose from among standard and optional upgrade features and finishes that suit your personal taste and lifestyle. Next would be the steps that lead to occupancy, in the case of a condo – or the closing date, in the case of a lowrise home. This begins with ensuring that all required deposits have been paid and you are ready to finalize the deal, whether it’s your cash or with a mortgage. These tasks are usually done in consultation with your lawyer. Around this time, you can expect your builder to contact you to set the date for your Pre-Delivery Inspection (PDI). This official inspection is your chance to take a close look at all the workings of your home, to ensure that everything is the way it should be. Typically, you should receive your Homeowner Manual at the inspection. The PDI is also your opportunity to ask the builder’s representative about the care and maintenance requirements of your new home. The PDI is the review of your home’s interior (both condo and lowrise) and exterior (in the instance of lowrise only). Condo exteriors and amenities are dealt with in the Performance Audit. Along with ensuring that your options 40 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

David Hirsh is President and CEO of Brandy Lane Corp. Known for his creative and innovative approach to residential design, David prides himself on his hands-on approach to all stages of the development and building process, and he believes that everyone is his client. The company’s newest community is Wyldewood Cove in Collingwood. Visit brandylanehomes.com

The PDI is also your opportunity to ask the builder’s representative about the care and maintenance requirements of your new home. and extras have been installed, this is also your chance to make note of any superficial damage to finishes – an important step before you move in. For example, if you find a scratch on your countertop or in the hardwood flooring, now is the time to make note of it. Tarion will cover you for warrantable deficiencies, and the onus is on you to list even the smallest details during your PDI, in order to confirm what’s covered. Some may think that this is the end of your experience with your builder, but that’s definitely not the case. In fact, at Brandy Lane, we are in direct contact with you for two full years following occupancy to attend to all warrantable deficiencies. Within this timeframe, it’s our goal to maintain our positive and clientcentric relationship with you. If you buy another home from us or recommend us to your family and friends, we’ve done our job well!

blossom at credit heights

commons

H E I G H T S

THE UPPER WEST SIDE

UPPER WEST SIDE IN THORNHILL ESTATES

POINT AT WOODBRIDGE

IN THORNHILL ESTATES

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 41

2013 SHOPPING GUIDE

2013 ISSUE NOW AVAILABLE! Profiling a selection of the GTA’s top home & décor shops and services

free

sHoppIng 2013 Home Décor anD renovations

guIde

shop your way

across the gTA

Yanic Simard’s

trend watch

Inspiration in

emerAld CITy a special advertising supplement

SG cover 2013.indd 1

1/11/13 4:23:35 PM

416.626.4889

LOVE TO SHOP? Our 2013 shopping guide profiles some of the GTA’s top home and décor shops and services. 42 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

newhomeguide.ca

2013giftguide

gifts for

or less! by SARA DUCK

Weâ&#x20AC;&#x2122;ve searched high and low for amazing gifts that are personalized and wonâ&#x20AC;&#x2122;t break the bank

2013giftguide

cool guy THE

6 9

8 7

1 Ted Baker Playing Cards by Wild and Wolf. $25. Visit chapters.indigo.ca

3 Beer Making Kit Everyday IPA. $50. Visit chapters.indigo.ca

2 Natural Wood Headphones. $17. Visit marshalls.ca

4 Annex Toque. $35. Visit tuckshopco.com

44 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

5 Shared Inside-Out Hudsonâ&#x20AC;&#x2122;s Bay T-Shirt. $45. Visit drakegeneralstore.ca 6 Good Morning

Handsome Mug. $10. Visit chapters.indigo.ca

7 Alarm Clock iPhone Dock. $48. Visit drakegeneralstore.ca

9 Scratch Map by Luckies of London. $30. Visit chapters.indigo.ca

8 Mustache iPad Case. $15. Visit winners.ca

10 Silver Street Money Clip by Kate Spade New York. $25. Visit bedbathandbeyond.ca

20 18

11 This is War Earrings by 8 Other Reasons in Multi. $45. Visit eluxe.ca

13 Calf Hair Leather Wallet in Leopard Brown. $45. Visit chapters.indigo.ca

12 Leather Driving Gloves.

14 Cashmere Eye Mask

$40. Visit winners.ca

with Travel Bag. $50. Visit homesense.ca

15 Braided Slipper. $39. Visit joefresh.com 16 Guy Bourdin Cinematic Lipstick in Full Frontal by NARS. $30. Visit narscosmetics.ca

17 Thermal Mug - Cold

Hands by Kate Spade New York. $18. Visit chapters.indigo.ca

18 Champagne Nail Lacquer by Coco & Lulu by Cake. $9. Visit chapters.indigo.ca

19 It by Alexa Chung. $32. Visit amazon.ca 20 New York iPhone 5 Slim Case. $35. Visit riflepaperco.com

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 45

2013giftguide

23 21

ultimate host THE

26 29

21 Holiday Giftset - Four Teas by Harney and Sons. $40. Visit chapters.indigo.ca

23 Geometric Throw. $35. Visit winners.ca

26 Snow Globe. $25. Visit westelm.com

22 Picture Frame. $13. Visit bouclair.com

24 Bicycle Bookend Set.

$50. Visit pier1.ca

27 “Leave Something to

25 Measuring Gaggle. $36.

Visit anthropologie.com 46 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

the Imagination” Rose Candle in Black by Kate Spade New York. $50. Visit bedbathandbeyond.ca

28 Gold Pastry Plates, 6”. $33 for set of four. Visit starbucks.ca 29 Remodelista: A Manual for the Considered Home by Julie Carlson. $48. Visit amazon.ca

30 Monogram Cheese

Board & Spreader. $30. Visit williams-sonoma.com

31 Cardboard Cat Teepee. $39. Visit uncommongoods.com

32 Woodland Park Cat & Dog Salt & Pepper Shaker Set by Kate Spade New York. $37. Visit bedbathandbeyond.ca

34 The French Dog by Rachael Hale. $30. Visit anthropologie.com

37 Dachshund Letter Holder. $32. Visit anthropologie.com

33 Red Dog Mug Set. $44.

35 Pop Art Dog Pillow.

$6. Visit homesense.ca

Doormat. $42. Visit uncommongoods.com

Visit uncommongoods.com

38 Guard Cat

39 Ore Originals Urban Country Pet Bowls. $20-$26. Visit westelm.com 40 Animal Slipper-Sock $16. Visit urbanoutfitters.com

36 Pet Bow Ties. $12. Visit chapters.indigo.ca DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 47

2013giftguide

43 42

50 48

41 Boys Cardigan. $15. Visit marshalls.ca 42 Radio Flyer My 1st Scooter Sport. $45. Visit walmart.ca

43 Confetti Ukulele by Janod. $30. Visit chapters.indigo.ca

45 Designer Girl Bearista Bear by Alice+Olivia. $22. Visit starbucks.ca

44 Tea Set by Green Toys. $30.

46 Rainbow Loom by Rainbow

Visit chapters.indigo.ca

48 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

Loom. $19. Visit chapters. indigo.ca

47 Houndstooth-Dress. $29. Visit joefresh.com

49 BEBOELIG Children’s Tent. $20. Visit ikea.ca

48 MÅLA Easel. $20. Visit ikea.ca

50 LILLABO 20-Piece Basic Train Set in Multicolour. $20. Visit ikea.ca

Dec 7, 2013 - Jan 11, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

DVP

lva Sy

401 53 26

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

s ng Ki e v nA

Galloway Rd

t Rd

Main St

Gerard St

n sto ng

n Dr orto

Sheppard Ave E

Manse Rd

rlet

e Av

Centennial

Lakeshore Blvd W

Ossington Ave. Dovercourt Rd.

Horner Ave

Christie St. Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

St Clair Ave E

Passmore Ave

East Ave

Spadina

Dundas St. W.

Bathurst St.

Evans Ave

Keele St.

QEW 4

Don Valley Pkwy

QEW

Yonge St.

Yonge St

Queensway

Avenue Rd Bloor St.

Cosburn Ave

O'Connor Dr. Woodbine Ave

Dupont St.

Laird Dr

Dufferin St

Davenport Rd.

Pharmacy Rd Victoria Park

Dundas St W

Sca

Warden Ave

Allen Expressway

Eglinton Ave E

Birchmount Rd

Ave E

Brim

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Leslie St Eglinton

Brimley Rd

80 Rogers Rd

Bathurst St

Eglinton Ave W

Lawrence Ave E

Progress Ave

Bellamy Rd

Bloor St W

ng s

Caledonia Rd

Briar Hill Ave

y Pkwy

401

Markham Rd

Rathburn Rd

Weston Rd

d kR

ew e

Keele St

to n

427

Kipling Ave

Th e

k lac

Tre th

Don Valle

W es

Ave Lawrence Ave E

Ellesmere Rd

Sheppard Ave E Milner Ave

Scarborough Golf Rd

Martin Grove Rd

Kennedy Rd

Westway

York Mills

401

Sheppard Ave E

Orton Park Rd

Islington Ave

Dixon Rd

pressway

401

Bayview

Jane St

Wilson Ave

Mills

401

400

9 Don

409

Signet Dr

Huntingwood Dr

Finch Ave E

McNicoll Ave

Steeles Ave.

Midland Ave

Humberline Dr

Allen Ex

Re x

Finch Ave W

Drewry Rd

Pleasant Ave McCowan Rd

Dufferin St

Finch Ave W

ion

Alb

Alness St

Toronto, Etobicoke, York, North York, East York, Scarborough

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region:

Tapscott Rd

Morningside Ave

Neilson Rd Morrish Rd

Sewells Rd Conlins Rd

Reesor Rd

Beare Rd

Meadowvale Rd

Da n

50 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

Fi Map nd er

FIELDGATE HOMES

IMPRESSIONS 905-893-9500 • • •

from $515,000

Insert & 25 5F

TIFFANY PARK HOMES

Westhaven 416-792-6655 • from $628,000

37 3G

EMSATEC CANADA INC.

The Brownstones 5 416-531-7760 • •

from $350,000

79 6G

LINDVEST PROPERTIES

The Brownstones at Westown lindvest.com •

from $330,000

81 4C

FIELDGATE HOMES

90 Niagara 90niagara.com • • from $350,000

Insert & 25 6H

MENKES

Humber Mews menkes.com •

MENKES

Dwell city town 416-259-2525 •

from $280,000

7 3I

MENKES

Bloom Park Towns 416-730-1600 •

from $320,000

7 8B

ARISTA HOMES

Goddard on the valley 416-630-5039 • •

from $650,000 7B

BATAVIA HOMES

Goddard on the valley 416-630-5039 • •

from $650,000 7B

NATIONAL HOMES

The Churchill Collection in Forest Hill 416-922-1414

•

from $1390,000 7G

ARISTA HOMES

IMPRESSIONS

impressionskleinburg.com •

• •

from $490,000 5F

PARADISE HOMES

IMPRESSIONS

impressionskleinburg.com •

• •

from $490,000 5F

GEORGIAN CORPORATION

Lex Towns 416-428-3419 • • • from $495,000 12G

COVENTRY HOMES

Danforth’s Crossing 416-924-8338 •

from $450,000 12G

FIELDGATE HOMES

The Brownstones at Westown lidvest.com •

from $330,000 4E

TRIBUTE COMMUNITIES

Canterbury 647-352-2130 • from $767,000 9E

BEAVERBROOK HOMES

Evolution 416-747-9691 • from $270,000 3H

CONSERVATORY GROUP

Port Union 416-287-3128 • • from $520,000 18E

PEMBERTON GROUP

Park Lake Residences 416-769-4343

H&R DEVELOPMENTS

Westown

MONARCH CORPORATION

Evergreen 416-495-3526 • from $470,000 14F

ASPEN RIDGE HOMES

Scenic On Eglinton 416-805-1781 • •

TRIBUTE COMMUNITIES

RCMI 416-363-4800 • from $324,000

FIELDGATE HOMES

Corktown Mews

corktownmews.ca

•

from $550,000 9H

MATTAMY HOMES

Cornell

mattamyhomes.com •

•

from $390,000 7G

ASPEN RIDGE HOMES

Seventy Seven Charles 416-203-7034

YOUR HOME DEVELOPMENTS

Nature’s Path 647-340-6972 • from $280,000 17E

ARISTA HOMES

Lilly Factory Towns 416-792-4872 • •

from $395,000 12G

DECADE HOMES

Yorkdale Village 416-638-5656 •

from $250,000 6D

SUNDANCE HOMES

Braeburn Lane

sundancehomes.ca •

from $430,000 15D

Tel

Price Range

hr-newhomes.com •

•

Page No.

7 3I

• from $180,000 5H • from $190,000 5C

from $190,000 10F 8I

• • from $2100,000 9H

Toronto, Etobicoke, York, North York, East York, Scarborough

Site

central region:

De ta Se ch m ed To i w n Co hom nd e o

# Si te

Builder

Steeles Ave W

ence

Clar

Kipling Av

Isl on

Huntington

Langstaff Rd

t ing

Cr 2

Major Mackenzie

400

54 27

Rutherford Rd

Maple

25 5

Centre St

Thornhill

33 28

Clark Ave W

23 16

31 44 7

Langstaff Rd

Keele St

3 46

Weston Rd

Teston Rd

400

Dufferin St

City of Vaughan

Kirby Rd

King-Vaughan Rd

Pine Valley

Nashville Rd

King Rd

Jane St

Cold Creek

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

Bathurst St

e Av

12 Line R

Tel

Price Range

Page No.

M Fi ap nd er

ASPEN RIDGE HOMES

Kleinburg Hills 647-921-0381 • from $800,000

IFC 4E

TRIBUTE COMMUNITIES

Gates of Nobleton 647-633-3500 •

15 4A

TIFFANY PARK HOMES

Valleybrooke Estates 905-303-1620 •

37 8E

FIELDGATE HOMES

Vaughan Valley Estates 905-303-4728 •

Insert & 25 9F

ASPEN RIDGE HOMES

King Oaks 905-539-0181 • from $1100,000

IFC 12A

GREAT GULF HOMES

King Oaks 905-833-6413 • from $1250,000

67 12A

FIELDGATE HOMES

Rivers Edge 905-320-5642 • • • from $730,000

25 8E

COUNTRY WIDE HOMES

Kleinburg Hills

ARISTA HOMES

Vaughan Valley Estates 905-303-1929

•

from $800,000 9F

DUNPAR HOMES

Riverside Village 416-253-5888

from $519,000

MADISON HOMES

Thornhill

905-417-1203

•

from $1090,000 14G

MADISON HOMES

Thornhill Ravines 905-417-1203

•

from $1090,000 14G

COUNTRY WIDE HOMES

The Point at Woodbridge 905-907-1500

•

from $700,000 8E

COUNTRY WIDE HOMES

Upper Thornhill Estates 905-907-1500

•

from $900,000 14E

BEAVERHALL HOMES

Regency Estates 905-265-2634

•

from $1301,000 6H

GRAYWOOD DEVELOPMENTS LTD Regency Estates 905-265-2634

•

from $1250,000 6H

ZANCOR HOMES

Royal Collection 905-833-0883

•

from $550,000 12A

TREASURE HILL HOMES

Thornhill Woods

treasurehill.com •

from $950,000 13G

OSKAR GROUP

Le Sedici lesedici.com

from $600,000 10E

from $820,000

KleinburgHills.com • 4E

•

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

De ta Se che m d To i w n Co hom nd e o

# Si te

Builder

1 2 3 4 5 6 7 8 9 10 11 12

20 3

oad

ider

S rson Jeffe

15 16 14

19th

nzie

ath

Str

acKe

rM Majo

e Av 404

st St

25 2

Q R

. Ave

am Denh

16th

ick R

dr Wel Bathur

central region: Richmond Hill

Mill

Leslie

Neal D

ent

ills R

nM Elgi

Reg

404

d Yorklan

Gam 1

Ave.

ble R

404

St Yonge

22 Rd King 24

D E

Bloo

road

Side

Ave

on ingt

Bayview

Leslie S

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Price Range

Kettle Lakes Club 289-231-2849 •

Page No.

Fi Map nd er

from $550,000

IFC 6D

16 FIELDGATE HOMES

Jefferson Forest 905-884-8017 • • from $589,000

25 4H

27 ACORN HOMES

Oak Knoll 905-773-9257 • from $615,000

69 4C

HEATHWOOD HOMES

Hampshire Mews 416-637-3520

PEMBERTON GROUP

The Royal at Bayview Glen 905-709-5700

CENTRA HOMES

The Mills Collections 416-238-2404

•

from $940,000 5J

ST. REGIS HOMES

Mission Hill on Bayview 905-884-8885

from $850,000 6C

FIELDGATE HOMES

The Humberlands 905-773-7738

•

from $850,000 2C

from $420,000

• from $190,000 6Q

14 ARISTA HOMES

Jefferson Forest

jeffersonforestliving.com •

•

from $589,000 4H

15 MADISON HOMES

Jefferson Forest

jeffersonforestliving.com •

•

from $589,000 4H

15 FOREST HILL HOMES

Jefferson Forest

jeffersonforestliving.com •

•

from $589,000 4H

20 NORTH STAR HOMES

King’s Crossing 416-291-9666

•

from $440,000 2E

22 YORKWOOD HOMES

Hillside Manors 905-770-4662

•

from $472,000

25 TREASURE HILL HOMES

Urbantowns on Bayview treasurehill.com

•

from $550,000 7Q

26 ARTEN DEVELOPMENT GROUP

The Manors of Roseview Grand roseviewgrand.com

• •

from $650,000 4L

Richmond Hill

Tel

central region:

ASPEN RIDGE HOMES

Site

De ta Se che m d To i w n Co h o nd me o

# Si te

IFC-Inside front cover

Builder

e Ave

les A

grove

Hend

Stee

Alder

404

d eroa

l d yT eroa err erb n Sid d l E ngto i m Bloo

Thornhill ve E

John St

in Woodb

404

8 Hwy. 4

Denison

nald

ve 14 A

McDo

11 Con

Van

d St Sid dorf

Edwar

Hwy 7

w Ave.

Hwy 7

Dr lock 61 Bul y7 Hw

Bayvie

Ave

n St 21 ngto 22 Welli

Town of Aurora

n Warde

Leslie S

dy Rd

hts

Heig

404

le ffvil Stou

r Side

oad

17 20

Milla

rd St

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ve 19 A

ider da S

Rd ton ming Bloo

oa d

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

404

oad

es Beth

r Side

hn's St Jo

n Rd Vivia

an Rd

McCow

Kenne

64 4

ve 16 A n Rd r a C lto

n Rd

a McCow

ard Orch

Spruce

Main S le Dr ymervil

52 8 42 12

404 y 31 Pkw 81 het Cac

9 Line

6 35 57 41 11 70

e Ave

cessio

Rd.

orf d Van

a Rd or Aur

of Town chhur c e it Wh f ville Stouf

in Woodb

nzie 5 acke or M j 53 a M

h St Jo

ide n's S

404

Rd lbert 54 Mt A

y Rd

Kenned

ills R

Elgi

10 Con

Town of 50 Markham

Bayview Av e

Town of Newmarket

ock

Mul

Gor

S ham

McCow

t gle S

D avis

Elgin

an Rd

ve 18 A

v 19 A

44 1 55 7

ane

L reen

Ave Warden

Thornhill

Town of Markham

Town of WhitechurchStouffville

t Yonge S

Town of Aurora

Town of Newmarket

St N

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Main

n Rd

cessio

Al d

56 9 Con

cessio nR

erson

Ave

S Yonge

Price Range

mattamyhomes.com

Page No.

MATTAMY HOMES

St. John Forest

from $430,000

BC 13E

FIELDGATE HOMES

The New U 905-477-6464 • • • from $561,000

Insert & 25 5G

TREASURE HILL HOMES

Accolades treasurehill.com •

PRIMONT HOMES

Heirloom in Markham 905-201-2804 • •

BROOKFIELD HOMES

The Arbors

from $400,000

AuroraBrookfield.ca •

20 FIELDGATE HOMES

BlueSky Stouffville 905-640-0002 •

24 BALLANTRY HOMES

Cornell

21 6F 12-13 7F 17 14F

from $420,000

Insert & 25 18F

from $420,000

5 8G

30 FOREST HILL HOMES

Cornell Rouge 905-472-0229 • from $480,000

71 8F

41 ASPEN RIDGE HOMES

Upper Cornell 905-554-3446 • • from $495,000

IFC 7F

52 FIELDGATE HOMES

Potter’s Bend 905-294-3125 • • from $588,000

Insert & 25 6G

ballantryhomes.com •

•

59 PRIMONT HOMES

Harmony 905-305-8871 • from $580,000

12-13 5I

65 FIELDGATE HOMES

Victoria Manor 905-294-3125 • from $896,000

25 3G

66 TREASURE HILL HOMES

Aurora Woods on Bayview treasurehill.com •

21 13H

MARYDEL HOMES

Woodland Hills 905-898-7380

•

from $400,000 10B

BEAVERBROOK HOMES

The Terrace On Rouge Creek 905-640-7360

• •

from $390,000 17F

ARISTA HOMES

The New U 905-534-1564

•

• •

from $561,000 5G

PARADISE HOMES

The New U 905-477-0317

•

• •

from $561,000 5G

STARLANE HOME CORPORATION The New U 905-534-0493

•

• •

from $561,000 5G

LEBOVIC HOMES

Bovaird Trail 905-640-7361

•

• •

from $2597,000 14H

COUNTRY WIDE HOMES

Wismer Commons 905-907-1500

•

10 BRIARWOOD HOMES

Havelock Town Manors 289-301-0077

•

11 MADISON HOMES

Greensborough madisonhomes.ca • • 7F

12 LAURIER HOMES

windsong

905-201-5979

•

from $495,000 6G

12 LAURIER HOMES

Windsong North

905-201-5979

•

from $598,000 6G

17 CONSERVATORY GROUP

Heritage Estates 905-640-2274

•

from $283,000 18E

18 KYLEMORE COMMUNITIES

Angus Glen West Village 905-887-9950

•

from $2000,000 4G

20 STARLANE HOME CORPORATION BlueSky Stouffville 905-591-2537

•

from $420,000 18F

28 PRESTON HOMES

Copper Hills 905-954-4050

•

from $500,000 14D

30 MADISON HOMES

Cornell Rouge 905-472-7667

•

from $526,000 8F

30 MADISON HOMES

Forest Hill cornellrouge.com

42 NATIONAL HOMES

Wismer Woods 416-746-1234

•

50 GERANIUM HOMES

The Neighbourhoods of Cardinal Point 905-640-9999

•

from $575,000 7F

50 GERANIUM HOMES

Cardinal Point Downtown Stouffville 905-640-9999

•

from $600,000 7F

50 GERANIUM HOMES

Uptownes at Cardinal Point 905-640-9999

•

from $390,000 7F

50 GERANIUM HOMES

Copperstone Ballantrae 905-640-9999

•

from $1.1,000 7F

51 OXFORD HOMES

Coventry Valley 905-836-8902

from $600,000 9C

53 H&R DEVELOPMENTS

Castle Square hr-newhomes.com • 6G

54 BEAVERBROOK HOMES

Victoria Highlands 416-924-0110

•

55 COUNTRY WIDE HOMES

Woodland Hills 905-907-1500

• 10C

62 NORTH STAR HOMES

Mill Fair Village

•

from $769,000

from $450,000 6F from $569,000

•

from $400,000 8F

• •

from $680,000 6G

NorttStarHomesInc.com

from $450,000 16B

•

from $500,000 6G

64 STARLANE HOME CORPORATION Upper Unionville 905-534-0493

•

• •

from $520,000 5G

64 PARADISE HOMES

Upper Unionville 905-477-6464

•

from $520,000 5G

85 ORCHARD RIDGE HOMES

Prairiewood

orchardridgehomes.com •

from $800,000 16F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Tel

M Fi ap nd er

Site

De ta Se che m d To i w n Co hom nd e o

# Si te

Builder

Mono Adjala

East Gwillimbury

Schomberg

9 51

King

45 34 70 400 16 5 Bradford

Tecumseth and Tottenham65 71

Beeton

Hwy 5

Shelburne

Alliston61

Keswick

Georgina

k La

im eS

Lindsay

Uxbridge

Cannington

7 3

Oshawa

Newcastle

Manvers

D view mR Sale

Map

401

og Scug

Scugog

Lake

eon

Georgina Island 33 obcayg B

s Dr

Essa

400

37 55

Barrie

Oro

n Vetera

400

Vespra

90 48 Lisle 44 Angus

Sunnidale

Tosorontio Everett

43 34 39

Wasaga Beach

60 41

Rd agh Ard 4

400

ark

Map

30 wD levie

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

Lakesh ore Burton Av Dr e

irv

Mara

Huron Rd

iew

r lle Mi

lop

400

Thornbury

Georgian Bay

Orillia

Tay

n Du

Barrie t tS

Midland

Bracebridge

400 St.

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

north region:

Duckwor

58 en

nc Vi ia Rd

Page No.

73 9G

13 AVERTON HOMES

Victoria Highlands 416-924-0110 •

from $450,000

31 9H

13 ROSEHAVEN HOMES

Victoria Highlands 905-473-3225 •

from $450,000

31 9H

14 ASPEN RIDGE HOMES

King Country Estates 905-558-0255 •

from $780,000

IFC 7K

59 BROOKFIELD HOMES

Fieldstone 1-855-379-1495 • from $590,000

94 5J

71 BRIARWOOD HOMES

Mill Street Village 1-855-232-8100 • • from $293,000

61 7J

71 BALLYMORE HOMES

Mill Street Village 1-855-232-8100 • • from $293,000

61 7J

PACIFIC HOMES LIMITED

MarlLake Village 1-877-428-5115

•

from $210,000 4F

RED BERRY HOMES

MarlLake Village 1-877-428-5115

•

from $210,000 4F

MANCINI HOMES

Princeton Woods 705-730-1978

•

from $330,000 14E

NATIONAL HOMES

The Forest 416-746-1234

•

from $490,000

MARIPOSA HOMES

Trailside 705-329-3330

•

from $249,000 8C

MANCINI HOMES

West Ridge Place Orillia 905-773-9997

• 8C

FANDOR HOMES

Hamptons on Big Bay Point 705-792-6807

•

from $250,000 18D

GRANDVIEW HOMES

Big Bay Point 705-735-0732

•

from $355,000 13E

11 BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

from $290,000 9G

11 BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

from $293,000 9G

12 PREVIN COURT HOMES

Victorian Village 1-855-7PREVIN

•

from $280,000

14 ROSEHAVEN HOMES

King Country Estates 905-558-0098

•

from $700,000 7K

14 COUNTRY WIDE HOMES

King Country Estates 905-907-1500

•

from $750,000 7K

16 GREAT GULF HOMES

Summerlyn Village 905-775-3461

•

from $580,000

17 BROOKFIELD HOMES

Grand Central 905-778-0873

•

from $440,000

17 BROOKFIELD HOMES

Grand Central 905-778-0873

•

from $340,000

24 KAITLIN CORPORATION

Blue Shores 1-866-625-2583

•

from $380,000 2E

•

32 COUNTRY HOMES

Alcona by the Lake 1-866-531-3424

•

from $300,000 7G

33 SANDIEGO HOMES

Lakeside Living in Innisfil 705-436-5445

•

from $285,000 7F

37 PRISTINE HOMES

Pebbleshores 705-436-5547

•

from $240,000 7G

39 STONEBRIDGE BUILDING GROUP Stonebridge by The Bay 1-877-420-0880

•

from $200,000 5E

40 ROYALPARK HOMES

Emerald Forest royalpark.com

•

from $200,000

41 DELPARK HOMES

Pretty River on Georgian Bay 1-888-257-1999

from $298,000 3E

43 BREMONT HOMES

Centretown 1-877-855-1122

•

from $234,000 5E

44 RAYMAC HOMES

Brennan Enclave 705-516-0681

•

from $252,000 6G

Treetops 705-435-3577

•

from $280,000

•

44 ORCHARD RIDGE HOMES

Treetops 705-435-3577

•

from $280,000

45 ROSEHAVEN HOMES

Dreamfields in Bradford 416-410-0175

•

from $300,000

45 REGAL CREST HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $311,000

45 COUNTRY WIDE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com • • 8I

46 DEVONLEIGH HOMES INC.

Creekside 705-444-0555

•

from $210,000 3E

47 DEVONLEIGH HOMES INC.

Parkside by Devonleigh 705-435-9991

•

from $275,000 6H

48 DEVONLEIGH HOMES INC.

Brownley Meadows 705-423-9662

•

from $225,000 6G

55 BRIARWOOD HOMES

Briarwood Estates 705-294-2288

•

from $420,000 7G

58 LAKEVIEW HOMES

Greenbrook Village 519-306-0665

•

from $280,000

59 DELPARK HOMES

Fieldstone MyFieldstone.ca

•

from $570,000 5J

60 BRIARWOOD HOMES

Pretty River Collingwood 1-888-257-1999

•

from $310,000 3E

65 BROOKFIELD HOMES

Willow Glen Tottenham 1-888-720-9508

from $290,000 7J

70 FAR SIGHT HOMES

Greenfields 1-855-299-7929

•

from $285,000

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Price Range

north region:

Tel

Cedar Ridge 905-722-7210 • • • from $270,000

44 BROOKFIELD HOMES

IFC-Inside front cover

Site

Fi Map nd er

Builder DELPARK HOMES

De t Se ach m ed To i w n Co hom nd e o

# Si te

themortgageminute

HOW HOME EQUITY CAN BE A KEY PART OF YOUR AND

your family’s financial future by PETER KINCH DOES REAL ESTATE PLAY A ROLE IN CANADIANS’

financial plan and/or should it play a more important role? As we grapple with ongoing concerns about taking on more debt, there are a few other realities that cannot be ignored: 1. Canadians are sitting on an unprecedented amount of home equity 2. A lthough many may be “house rich,” they have growing concerns about their financial future and that of their children. Can your home equity be part of the solution? Let me share the story of a client of mine – we’ll call him Dave. Dave is in his early 40s with a house and young family, works in a great industry with a well paying job, but like many Canadians he has concerns over long-term job security along with his long-term pension needs. He has allocated some savings to his RSP and other investments, but has decided that buying one or two rental properties would be a great way to supplement his current pension. Of course, a big question was affordability. Since Dave lives in a suburb of Vancouver, a greater concern was the inability to find a positive cash-flowing investment property, given the high cost of housing where he lives. I suggested that he review his family budget. We looked at how much money he could afford to invest on a monthly basis over and above what the family was currently spending. His answer was between $300 and $400. How can anyone afford to buy a property with only $300 or $400 a month?, you may ask. Let’s consider the following: Let’s assume we chose a conservative long-term investment vehicle – a bond, GIC, mutual fund, stock investment – whichever you prefer. It would likely look something like this over a 20-year period: ›› $300 cash (out of pocket/part of your family budget), every month for the next 20 years ›› Total cash out of pocket invested over 20 years = $72,000 ›› Value of the $72,000 invested over 20 years = Depends on the average annual rate of return, but if you were lucky enough to earn an annual average of eight per cent, you would have between roughly $164,000 and $178,000 to add to your pension

Remember, these calculations were based on the fact that: a. Dave feels the need to supplement his current pension with an investment, and b. He is willing to invest at least $300 a month for the next 20 years out of the family budget Now let’s take a different approach to looking at real estate as an alternative option. Dave, his wife and I sat down and analyzed the following: ›› Dave currently has a home valued at $600,000 ›› T he mortgage is $290,000 ›› Dave will qualify to refinance the home to 80 per cent of its value = $480,000 ›› Potential new mortgage – existing mortgage = potential accessible equity. In Dave’s case, this is $190,000 ›› I don’t want Dave or his wife to feel that they are over-leveraged, so we’ll only use $100,000 of the accessible equity ›› We set up a new mortgage/line of credit on their home based on 65 per cent of their house value, an amount both Dave and his wife are comfortable with ›› T his structure provides Dave with $100,000 of “investable capital” from his home equity ›› Dave can use the $90,000 as a down payment on a $400,000 rental property and keep $10,000 from the LOC to place in a contingency fund You may be saying that this is going to cost a lot more than $300 a month. Just the interest alone on the down payment of $100,000 is more than $300 a month. The answer to this is Yes and No. When buying an investment property, the down payment is typically considered the main expense. However, Dave and I analyzed the true out-of-pocket expense of making this purchase. The first thing you have to realize is the fact that real estate, unlike many other investments, has the potential to create revenue. The amount of monthly rent you can get for a $400,000 purchase will vary greatly depending on the city, so we’ll try to be conservative with the numbers we use. Remember, Dave was willing to invest between $300 and $400 per month additional money out of the family budget. So let’s break this investment down to see what the true monthly cost is. C O N T I N U E D O N PA G E 6 2 . . .

60 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

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Let’s assume a monthly rental income of $2,000 (which is very possible in many parts of Canada) ›› We would access $100,000 from a line of credit on the principal residence ›› We would take $10,000 of that and set it aside in a “contingency fund.” This is equal to roughly five month’s rent. ›› We would have a new first mortgage on the rental property for $310,000 Monthly Expenses: ›› Interest on the line of credit taken out on the home = $334 (based on rate of four per cent) ›› Interest on new first mortgage on rental property = $1,390 (based on a five-year rate @ 3.5 per cent with a 30-year amortization) ›› P roperty taxes = $140 ›› P roperty insurance = $100 ›› P roperty management (eight per cent of rent) = $160 ›› C ondo/strata fees (if applicable) = $200 $2,324 Assuming Dave’s first purchase had the above scenario, he would find himself subsidizing this rental property by about $324 a month. Conventional thinking would say that Dave is “losing” $324 a month on this investment – but I would like to challenge that thought process. Again, assuming the above scenario, the only amount of money that would actually be coming out of Dave’s family budget in order to make this investment purchase part of his long-term financial goal is $324 a month. Remember, the key here is to realize that even though Dave and his family are making a down payment of $90,000 to buy this property, the only actual money that is being spent out of their family budget is the difference between his total monthly expenses and the amount of revenue the property is generating every month. Based on the above assumptions, the purchase of a $400,000 investment property that has a shortfall of less than $400 a month, fits into Dave’s investment, long-term planning and budget criteria. It may seem counter-intuitive to suggest that an investment that loses money every month is a good thing, but let’s take a closer look: ›› Assuming that the property has to be subsidized by $300 a month every month for the next 20 years. ›› $300 x 12 months x 20 years = $72,000. This is the same amount of total invested money that we discussed in our earlier example. Now, let’s see what the end result could be if Dave keeps this property for the next 20 years and pays off the mortgage: ›› I’m going to be very conservative and suggest that the value of his property is the exact same in 20 years = $400,000 62 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch.com

›› Dave and his wife would have a $400,000 asset ›› Let’s assume that the rent stays the same in 20 years (that’s not realistic, so we’ll keep the expenses the same for argument’s sake) ›› Rental income = $2,000 ›› Non-mortgage expenses = $1,000 (I’ve allocated some extra to pay off the remaining LOC on the principal residence which was used for the down payment) ›› Net income = $1,000 a month The simple comparison is quite startling: ›› You have an alternative investment of $300 a month at an eight-per-cent annual rate of return over 20 years, which = roughly $178,000 with potentially no cash flow or income OR ›› You have the exact same investment of $300 a month for 20 years in an investment property valued at $400,000, which equals a $400,000 asset with $1,000 per month net revenue Many would-be investors have been scared off from purchasing real estate in major centres such as Vancouver and Toronto out of fear or concern that the investment would have a monthly shortfall. What if we re-labelled the term “negative cash-flow” and instead saw the monthly shortfall as your long term “investment capital”? All you need to do in order to make a sound investment is to determine the maximum amount of “investment capital” that your budget could afford each month and that would act as a filter when shopping for the right property to fit your needs. Keep in mind that in many parts of Canada, a $400,000 investment would actually create a “positive cash flow,” which makes the potential returns virtually infinite. The purpose of this article is not to convince you to buy investment real estate, but to at least think about it. Too many Canadians are passively handing their savings over to investment advisors in hopes that their financial goals will be met. When it comes to wealth management in this country, real estate can and should play a bigger role. Dave and his wife realized this potential and made a choice that will positively impact their financial future.

Opening March 2014 in the Town of Beaverton

Enjoy small town living near the shores of Lake Simcoe with this exclusive collection of detached bungalows and two storey homes on 40â&#x20AC;&#x2122; & 50â&#x20AC;&#x2122; lots.

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communityfocus

Coming soon to the town of

Beaverton

SMALL TOWN LIVING NEAR THE SHORES OF LAKE SIMCOE

ver wonder where you can find a new-home community that offers small town living with all the conveniences and amenities of the big city? Welcome to Seven Meadows in the town of Beaverton, the latest offering from Marydel Homes – an exclusive collection of detached bungalows and two-storey homes, starting from $289,990. Boasting spacious, open concept designs, Seven Meadows comprises a limited number of bungalows and two-storey homes – all within walking distance to Lake Simcoe, and a stone’s throw from schools, shopping, recreation and other amenities. Eight bungalow designs range from 1,100 to 2,200 sq. ft., while 64 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

eight two-storey designs measure from 1,600 to 3,200 sq. ft. – on 40- or 50-ft. lots. At Seven Meadows, Marydel Homes upholds its tradition of building excellence, with quality construction and finishes that include all-brick and brick and stone elevations, standard ceramic and hardwood floors and nine-ft. main floor ceilings – all starting from $289,990. Marydel Homes strives to ensure that its customers get exactly what they are promised: craftsmanship and devoted service with the most modern conveniences and efficiencies built in for today’s families. With more than 30 years of experience and a strong reputation for new-home construction, Marydel puts you at ease with one of the biggest investments in your future. With communities in Newmarket, Concord and throughout the GTA – and soon to be Beaverton – Marydel homes feature state of the art construction with fine finishings and leading edge design. Over the years with several new Toronto home building projects, Marydel Homes has assembled a talented team of craftsmen in Toronto.

MARYDEL HOMES

Seven Meadows

Each new home is a carefully planned and coordinated production that unfolds and brings form, substance and function to our client’s vision.

LOCATION Beaverton HOUSING TYPE Detached bungalows and two-storey homes CONTACT marydelhomes.com

All of the company’s designers, project managers, construction staff and support personnel share a common goal: to build more than just homes – to build lifelong relationships with our clients.

Each new home is a carefully planned and coordinated production that unfolds and brings form, substance and function to our client’s vision. We’re proud to have earned an exceptional reputation from not only our quality of workmanship but even more importantly to us, we have continually exceeded customer expectations as one of the most trusted home builders. The Marydel team has guided hundreds of families through the new home construction journey. Our experience with home building in Toronto and the surrounding area has refined and sharpened the skills we offer to each Marydel Home. Our core values of integrity, honesty, respect, quality and responsibility are carried through every step of our process. That’s our spirit and our promise. The sales office at Seven Meadows is due to open in March 2014, with possession of homes scheduled for early 2015. For more information, visit marydelhomes.com DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 65

inthenews

NOW OPEN –

Menkes’ Dwell City Towns in Etobicoke

Priced from $279,990

THE WAIT IS OVER! MENKES DEVELOPMENTS’ MUCH ANTICIPATED

design-forward townhome community in the heart of Etobicoke – Dwell City Towns is now open. Dwell City Towns is where modern architecture and smart living spaces with premium features and finishes come together. An impressive array of features including smooth ceilings and laminate floors in living and dining areas define open concept living and entertaining spaces. Modern kitchens boast European-style cabinetry and premium quality stainless steel appliances. And for those who relish sunlit days and starry nights, private patios, balconies and rooftop decks provide superior outdoor living and entertaining space. This is your perfect home – for family milestones to be celebrated and new memories created. Dwell City Towns offers unique product designs to suit a variety of tastes and budgets. Priced from $279,990, the Urbana Collection consists of oneand two-level townhomes ranging from 643 to 949 sq. ft. with patio, balcony or rooftop deck as per plan. The two-storey Metreo Collection features townhomes ranging from 1,071 to 1,287 sq. ft. with spacious terrace or rooftop deck as per plan. The newly released Habitat Collection offers threelevel townhomes starting from 1,506 sq. ft. The two- and three-bedroom homes at Dwell City Towns will feature brick and stucco exteriors set along a harmonious, pedestrian-friendly streetscape. The community also offers secure underground parking, bicycle spaces and much more. In addition to a wide array of fabulous features and finishes, Dwell City Towns offers a flexible deposit program with only a $5,000 initial deposit. Please see a sales representative for details. Situated conveniently just off Hwy. 427 at Holiday Drive, Dwell City Towns puts the exceptional shops of Sherway Gardens, the four-season offerings of the Centennial Park complex, neighbourhood sporting fields and 66 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

everyday conveniences of Loblaw and Cloverdale Mall mere minutes away. The TTC Subway and GO Train are a short bus ride away, and Hwys. 427, 401, QEW are easily accessed, making getting downtown or out of town a breeze. The presentation centre is located onsite at 2 Holiday Dr., off West Mall, north of Burnhamthorpe. The sales office is open Monday to Thursday from noon to 7 p.m., and weekends and holidays from noon to 6 p.m.; closed on Fridays. Call 416.259.2525 or visit menkes.com for more information.

KING OAKS IN KING CITY

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A spacious 3-car garage opens directly into laundry area. Wrap-around covered porch Master bedroom with tray ceiling, double walk-in closets, and ultra-luxurious ensuite. Every bedroom features a private 3-piece ensuite and plenty of closet space.

DEN 13’8” X 11’0”

M/W WALL OVEN

W.I.C.

BATH 4 BATH 2

DINING ROOM 17’4” X 14’3”

W.I.C.

BEDROOM 4 10’9” X 19’0”

CL CL BATH

W.I.C.

LAUNDRY ROOM

FOYER

OPEN TO ABOVE & BELOW

OPEN TO ABOVE DN

COVERED PORCH

BEDROOM 2 10’8” X 14’9”

6 RAILING

TUB W

ENSUITE GLASS SHOWER & TOILET ENCLOSURE

KITCHEN 10’3” X 16’7” F

Gourmet kitchen with built-in gas cooktop and wall oven, pantry, and island with extended counter.

FREE STANDING TUB

OPEN TO BELOW

SECOND FLOOR ABOVE SHOWN DOTTED

RAILING

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GARAGE 29’6” X 20’0”

Sales Office and Model

PWD

LIVING ROOM 16’1” X 20’6”

COVERED PORCH

LINEN

LOFT 9’0” X 16’0” BATH 3

BEDROOM 3 16’1” X 16’1”

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thE dElAWARE 4,910 Sq. Ft. EStAtE hOME

55 Richard Serra Ct. King City (905) 833-6413

GREATGULF.COM Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area. Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - thurs. 1 - 8pm • Closed Fri.

RAISED CEILING

Fabulous Great Room with a gas fireplace surrounded by windows.

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Experience the estate difference

taxingissues

Deductions, deductions by HENRY CHOO CHONG

Last year, my wife and I welcomed her elderly parents into our home. They lived in north Simcoe and we are in Richmond Hill. They loved their home; unfortunately they can no longer maintain it on their own. We can financially and physically help them in their senior years. Can we deduct the money we give them for living expenses? Where and how on our tax return? Ron and Beth, Richmond Hill

The Baby Boomer generation may have to put condo living on hold for several years. Many boomers have the financial responsibility of not just university kids but aging parents too. Our generation (myself included) is blessed with having the people most close to us at home – children and parents. Unfortunately, neither Ottawa nor Ontario provide a deduction for your financial assistance. However, they do provide a “caregiver” tax credit. You may qualify to claim a $4,223 federal tax credit and a similar provincial amount. This will reduce your federal and provincial income taxes by $633 and $210 respectively. You should note, parents must be at least 65 years old and mentally or physically dependant on adult children.

My kids attend pre-school and elementary private institutions. The cost is astronomical but my wife and I believe it is best for our kids. How much of the tuition may I deduct and how? Wong, Markham

Generally, private school tuition is not tax deductible. An attempt was made several years past to deduct private school tuition; however it was politically unpopular and was reversed the following year.

Henry Choo Chong, CGA provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Any questions to Taxing Issues should be e-mailed to choochonghcga@yahoo.ca

Fees to education institutions may be deductible as childcare and claimed by the lower income spouse. A receipt must be provided by the school for the portion of the fees that are considered “childcare.” Additionally, depending if there is some religious affiliation, part of the fees may be allocated as a charitable donation. Again, the institution must provide receipts and qualify for charitable status.

I recently sold a real estate investment property. How much income tax will I pay? I calculated I made approximately $80,000. Karim, Mississauga

Generally, real estate that is sold for more than its cost may result in a capital gain for the individual. Fifty per cent of the gain must be included in your income tax return in the year of sale. Using your figures and assuming you have other income, such as from employment, we can use a 40-per-cent tax rate. Therefore, the $80,000 capital gain is reported. Forty thousand (50 per cent of the gain) must be included in income. This is taxed at 40 per cent. Your tax obligation on the gain is $16,000 (40,000 x 40 per cent) to Canada Revenue Agency. Consult your accountant/tax advisor before committing to pay any income taxes.

The opinions and views expressed herein are those of the author and not those of New Home Guide. New Home Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation. 68 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 69

buyerprofile

Sue Villa

Look who bought at Villagio

SUE VILLA LOVES WHERE SHE LIVES. SO MUCH

so that this Maple resident recently purchased two suites in Empire Communities and Pace Developments new Villagio community, a two-bedroom plus den for herself and a one-bedroom plus den for her mother, Gina. “I was looking to downsize, but wanted to stay in Maple to be close to my family. I also wanted a home that felt personal. When I came across Villagio there were so many things that appealed to me including the suite designs, the location and the fact that it felt like a warm and inviting community,” Villa says. Villa’s job as a business analyst in North York requires her to commute daily, so finding a place close to the Hwy and public transit were important 70 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

factors in her decision. “I like that Villagio is off of Hwy. 400 and that I’m close to Vaughan, Richmond Hill, Kleinburg, Woodbridge and Markham. Living in Maple is like being in the hub of a big city, but with a small town feel.” With her Villagio purchase, Villa received a bonus incentive of one year of free maintenance. She looks forward to moving into her new home and knows she found the perfect place for her mother. “Now that she’s getting older, I wanted to find a home that would make it easier for her to get around.” Suites start from the $299,990. Please register at empirepace.com or call 647.281.7607 to book your private appointment today!

Fully Upgraded Executive

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foresthillhomes.ca or 905-472-0229 * As per applicable Bonus and floor plan, applies to firm purchases only between November 1st and December 31st, 2013. May not be included in finished/inventory homes. See sales representative for details. To be valid Bonus must be included in an accepted Agreement of Purchase and Sale. Prices, plans, specifications and bonus’ are subject to change without notice. E and O.E,

inthenews

URBANCORP AND MATTAMY HOMES COMMIT TO JOINT VENTURE

GTA home builders partner to deliver

Downsview Park

URBANCORP

AND

MATTAMY

Homes – two of the Greater Toronto Area’s leading home-building companies – are pleased to announce that they have entered into a joint-venture partnership to build the Downsview Park community. The project is a 63-acre master-planned community on the former military base located in the centre of the Greater Toronto Area and home to one of the largest parks in Toronto, as well as surrounding amenities already in place. The project consists of 487 common element and stacked townhomes, 29 single-family homes

and approximately 550 midrise apartment units. The community and homes are being designed and built to LEED sustainability and energy efficiency standards. “Urbancorp and Mattamy Homes are partnering to bring to life what we believe will be a very special community – the premier urban neighbourhood in the heart of central Toronto,” says Alan Saskin, president of Urbancorp. “At Mattamy, we are extremely excited about the opportunity the future holds with this community and working on such a unique and compelling project with our new partner Urbancorp,” says Brad Carr, president, Canada with Mattamy Homes. “We are looking forward to bringing the Downsview project to life and helping the community reach its full potential.” The Downsview Park sales centre has been temporarily closed so that necessary refinements can be made. For more information, visit mattamyhomes.com or urbancorp.com

72 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

communityfocus

The Neighbourhoods of Summerhill CELEBRATES A MILESTONE

in Shelburne

he Neighbourhoods of Summerhill is Shelburne’s fastest selling new home community, having reached record breaking sales since opening in July of 2012. Located at 3rd Line and Hwy. 10 in Shelburne, this master-planned community is a short 30-minute drive from Brampton and offers easy access to major highways for quick commuting. Residents can enjoy all the fabulous amenities that make Shelburne a perfect storybook setting, such as parks, community festivals, shopping, restaurants, nearby schools and the Centre Dufferin Recreation Complex. Having proudly surpassed all expectations with more than 220 sales to date, The Neighbourhoods of Summerhill has proved to be Shelburne’s number one new home community. Kora Pasek, sales and customer relations at VANDYK Communities, explains: “We at VANDYK couldn’t be happier with the response we have received for The Neighbourhoods of Summerhill. This community is a big success because of its prime location, and the wide range of product types available to suit every buyer at any stage of their life. We have reached 60 per cent in sales in just over a year, which is a true testament of the experience and reputation that VANDYK has built over 30 years. Offering stylish designs and functional layouts at such affordable price points, The Neighbourhoods of Summerhill is able to meet market demands and 74 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

becomes an attractive option for any buyer.” This 60-acre master-planned community will be home to 354 new families and will encompass a range of product types, including 20- and 25-ft.-wide freehold townhomes, 36and 41-ft. single-detached houses, and an exclusive collection of 70-ft. walkout estate lots backing onto 30 ft. of preserved greenspace. Now under construction, buyers can begin moving into their new homes as early as Spring 2014. Purchasers can also look forward to the revitalization of VANDYK’s Wrigglesworth Plaza, which will be highlighted by the first Tim Hortons opening in the town of Shelburne. Located at the gateway intersection into Shelburne, the plaza is currently home to retailers such as Pet Valu, The Beer Store, The Dental Office and Johnny’s Pizza. The news of the coffee giant moving into the Wrigglesworth

VANDYK COMMUNITIES

The Neighbourhoods of Summerhill

A great deal of thought, planning and collaboration goes into our projects, and we ensure that we work closely with the municipalities to build communities that preserve the heritage and charm of the town.

LOCATION Shelburne HOUSING TYPE 20- and 25-ft.-wide freehold townhomes, 36- and 41-ft. single-detached houses and 70-ft. walkout estate lots SALES CENTRE 716 Main St. CONTACT vandyksummerhill.com

Plaza came a few short weeks ago, after several previous attempts made by others were unsuccessful in bringing the iconic Canadian brand to Shelburne. “VANDYK is not about just building homes, we build communities,” says John C. Vandyk, president and CEO of VANDYK group of companies. A great deal of thought, planning and collaboration goes into our projects, and we ensure that we work closely with the municipalities to build communities that preserve the heritage and charm of the town. In Shelburne, we not only have begun construction on what will be a master-planned community of 354 homes, but we wanted to make sure the people living in The Neighbourhoods of Summerhill are serviced, and with the Wrigglesworth Plaza, we know they will be. We have had much success with our previous communities, Shelburne Fiddler’s Glen and Shelburne Heights, which consists of more than 300 homes. VANDYK group of companies truly has made a name in Shelburne and is continuing to contribute to the growth of the town.” For those looking to purchase a home in the Summerhill community, go to vandyksummerhill.com or visit the sales office at 716 Main St. in Shelburne, where friendly and knowledgeable staff are there to assist you seven days a week. Find out more about The Neighbourhoods of Summerhill’s Easy Homeownership Program and Referral Program, and start experiencing the relaxed, and family friendly town of Shelburne. DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 75

inthenews

Buyers at Aurora Trails

COMMUNITY WILL HAVE AN UNPRECEDENTED CHOICE OF HOMES

A large percentage of the forces to create Aurora Trails, a new master-planned community will be set aside for community now being readied for launch in Aurora. greenspace, including parklands, Conveniently located on the southwest corner of Leslie environmentally protected areas, Street and St. John’s Sideroad, the community will be storm water management ponds and linked greenlands which will home to more than 550 families when completed. With more than a century of collective home building incorporate a future trail system. experience, Arista Homes, Fieldgate Homes, Opus Homes That means that most residents will and Paradise Homes will be offering a huge selection of be within easy walking distance singles, semis and townhome designs. Each home is being from one of the many parks in the designed and crafted with today’s discerning homebuyer area, including a new Wildlife Park in mind, offering an extensive selection of features, that is being planned for the Marsh Creek area. finishes and colours from which to choose. For 150 years, Aurora has been an attractive destination for newhome buyers and both the town and the builders at Aurora Trails are committed to making it more inviting than ever. Individually, each of the four companies has already demonstrated a deep commitment to creating healthy, The Aurora Trails Presentation vibrant and sustainable communities for their homebuying Centre will be opening soon and customers across the GTA. Now at Aurora Trails, they are those who are interested in the working together to create a family-oriented community project are encouraged to register online at auroratrails.com where nature is your neighbour. FOUR OF THE GTA’S TOP BUILDERS HAVE JOINED

Now at Aurora Trails, they are working together to create a family-oriented community where nature is your neighbour.

76 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

FANTASTIC LOCATION & UNBELIEVABLE VALUE IN SUTTON

36 ' Windsor Gate Elevation A

40' Windsor Hall Elevation B

36ft. Lots 40ft. Lots starting from

$349,990

starting from

$379,990

IT’S ALL ABOUT FINDING THE RIGHT BALANCE AND A PLACE TO LOVE With a population of 5,000, Sutton is a closely knit community and part of the Town of Georgina. The town of Keswick is just a 10-minute drive where you’ll find big box retailers such as Wal-Mart, Home Hardware, Food Basics, Fresh Co. and other retailers to satisfy all your shopping needs. It’s all just minutes from Highway 48, and minutes from the new 404 extension at Ravenshoe Rd., with Toronto less than 40 minutes to the south.

TOWNHOMES Starting from

SUTTON

$274,990

MyJubilee.ca

SALES OFFICE: 4950 Baseline Road, Sutton, ON, LOE 1RO

1.877.455.0201

Prices and specifications are subject to change without notice. E. & O.E. All renderings are artist concepts.

advicefromapro

Look at the big picture where new home

finances are concerned

Barbara Lawlor is president of Baker Real Estate Incorporated and an in-demand columnist and speaker. A member of the Baker team since 1993, she oversees the marketing and sales of condominium developments in the GTA and overseas. Keep current with The Baker Blog at blog.bakerrealestate.com

by BARBARA LAWLOR

Shop for a home with the motto “Be people, it is the largest single financial investment they will ever make. prepared.” Use every resource at your If you are looking to buy, examine your decision carefully, especially disposal, including CMHC’s guide, where the deposit is concerned. Figure out how much you really have – “Homebuying Step by Step.” You can access and that depends a lot on when in the marketing process you purchase. that online from the website cmhc-schl. If you buy early from floorplans, you have the advantage of better pricing gc.ca /en /co/ buho/index.cf m. T he and more time to save toward your deposit and closing costs. In fact, you Canadian Home Builders’ Association may have months, or even years. This can make a big difference, especially also offers a website section on “Buying for first-time buyers. Be realistic about what you can afford. Ask if your a New Home.” Go to chba.ca/buying.aspx builder is offering any deposit programs that make it easier to buy. and you will find helpful links to “How Next, ask all the questions you can about what the home will actually Much Can You Afford” and “The Full cost you. The sales representative you deal with will have the information Cost of Your Purchase.” you need to prepare adequately. Consider your purchase in the big Once you factor in all your costs, you picture and explore all avenues. For example, first-time buyers can may discover that the home you like is withdraw up to $25,000 from their RRSP to buy or build a qualifying beyond what you can afford. Better to home. This is a huge help and a wise use of your money, as real estate find out up front than later on. Keep an continues to be a good investment where the future is concerned. open mind and check out the other Remember, too, that there are closing costs. In addition to asking designs available. Today’s compact layouts your builder representative about these, be sure to have your Agreement “live” much larger than they did decades of Purchase and Sale examined by a real estate lawyer. According to ago. It may be that a smaller home can Canada Mortgage and Housing Corp. (CMHC), your closing costs can still fulfill your needs beautifully. If you range from 1.5 up to four per cent of the purchase price, so you must are a first-time buyer, your main goal be prepared to pay these. The costs include items such as the fee for should be to get into the market and start Tarion Warranty Corp. enrolment, realty taxes and legal fees. building equity. Again, make the most of the period between buying your new home Traditionally, real estate increases in and your closing. Take this time to save money and get your finances value every year – especially in the sorted out for your new life. Focus on a specific goal for move-in and Greater Toronto Area. The entire world work toward that dollar amount. Some first-time buyers even set aside is looking at the GTA as a fabulous place the maintenance fee every month to work it into their budget, and then to live and invest in. Often, owners who use that amount toward the rest of their down payment. purchased early have already seen their investment rise in value by the time they move in. If you are buying a new home, According to Canada Mortgage and Housing pat yourself on the back for making a great decision that will launch you into Corp. (CMHC), your closing costs can range the future in an exciting way. Just be from 1.5 up to four per cent of the purchase sure to find out exactly what it will cost you, and plan accordingly. price, so you must be prepared to pay these. BUYING A NEW HOME IS A MAJOR LIFE STEP, AND FOR MOST

78 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

PREVIEW

COME HOME TO THE NEIGHBOURHOOD YOU LOVE IN DAVENPORT VILLAGE

LIMITED TIME OFFER

Preferred mortgage rate guaranteed for 18 months†

From the mid

300’s

ST. CLAIR AVE. W. DAVENPORT RD.

DUPONT ST.

BLOOR ST. W.

DUFFERIN ST.

LANSDOWNE AVE.

DUNDAS ST. W.

SALES OFFICE POWERHOUSE ST.

INCLUDING UNDERGROUND PARKING & LOCKER

Sales Office: 940 Lansdowne Ave., (Building 15) Toronto, Ontario M6H 3Z4 Hours: Mon. - Wed. 1pm to 6pm Thurs. By Appointment Only Sat. - Sun. 12pm to 5:30pm Closed Friday

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*Where applicable. **From Dundas West Subway Station. †Ask Sales Representative for details. Prices and specifications subject to change without notice. See Sales Representative for details. Rendering is artist concept only. E.&O.E. Sept. 2013

CHINESE HOME & CONDO GUIDE 網上參閱 / Nov 23, 2013 - Jan 25, 十一月二十三日至一月二十五日

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

各式電子工具都可瀏覧

ChineseHomeGuide.com

2014

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Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

150間私家府邸 20 Lombard街

YONGEANDRICH.COM

Pick Up Your Copy Today or call us for a free copy at 416.626.4889!

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GTA Chinse Front Cover_11251

newhomeguide.ca 80 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

The

Brownstones at

Westown

Now Open!

Visit our Presentation Centre and model suite, and we’ll prove you can afford a home. Starting at $329,900 Visit lindvest.com to view floorplans and features, and to register for future updates. Holiday Shutdown We’re closed between December 23 - January 3. See you in the New Year!

FINCH AVE. W.

lindvest.com Rendering is artist’s concept only. Pricing, specs and availability subject to change without notice. E.&O.E.

HYW. 401

HWY. 400

WESTON RD.

SHEPPARD AVE. W.

inthenews

Lowrise sales push October

NEW-HOME SALES TO SPIKE YEAR OVER YEAR SALES OF NEW LOWRISE HOMES ROSE BY 67 PER CENT IN OCTOBER

from October 2012, and highrise sales were up 17 per cent in the same period. Combined, new-home sales rose 32 per cent from October 2012. According to RealNet Canada Inc., BILD’s official source for new-home market intelligence, the pricing index – or the average asking price of available inventory excluding the extremes – for low-rise was among the factors for the jump as it dropped 0.6 per cent from September to October. While October was a strong sales month, the year-to-date figures are still the lowest total in 10 years. The January-to-October sales were down 19 per cent from the 10-month period in 2012, and 26 per cent lower than the 10-year average. The decline is attributed to a significant reduction in land supply for low-rise housing, resulting in near-record low inventories and near-record high pricing. “Constrained land supply has caused land prices to increase dramatically over the past decade,” says BILD president and CEO Bryan Tuckey, explaining the 10-year low in year-to-date sales. Supply of new homes for the January-to-October period (25,491 units) is down 27 per cent from 2012 (35,006). “Builders are being much more careful about how much and when they’re launching high-rise projects,” Tuckey adds. “Restrictive land policies are keeping low-rise supply low. That’s what we’re seeing in these new numbers.” As for the remaining inventory, there were 31,425 units on the market by the end of October, up 2.1 per cent from September. Meanwhile, the RealNet new home price index showed the average cost of a low-rise home in the GTA was $655,237 for October, up 6.3 per cent from October 2012. The cost of a highrise unit stands at $432,825, a 1.5-per-cent drop from 2012. The current price gap between low- and highrise is $222,412, the second-highest on record (the highest came last month: $226,016). “Near record high pricing has pushed the costs of ground-related housing beyond what people can afford to buy in the GTA,” Tuckey says.

“Constrained land supply has caused land prices to increase dramatically over the past decade”

OCTOBER NEW-HOME SALES Oct 2013

Lowrise

Highrise

Total

Region

2011 2012 2013

Durham

241 219 258

10 11 36

251 230 294

Halton

363 100 104

124 35 374

487 135 478

Peel

496 273 423

68 224 128

564 497 551

Toronto

York

439 273 589

2,006 1,567 1,349 862 215 516

2,081 1,578 1,440 1,301 488 1,105

GTA

1,614 876 1,465

3,070 2,052 2,403

4,684 2,928 3,868

Jan-Oct

4,684 2,928 3,868

38,956 28,916 23,289

43,640 31,844 27,157

Source: RealNet Canada Inc. 82 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

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For online bookings go to www.plaza-network.com/booking/FlightInfo.aspx?ECONREF=W2W2013

Dec 7, 2013 - Jan 11, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

Mississauga

24 26

5 2

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

west region:

Fi Map nd er

De ta Se ch m ed To i w Co n h o nd m o e

STARLANE HOME CORPORATION Churchill Woods churchillwoods.ca • • • from $529,000

GREENPARK HOMES

Churchill Woods churchillwoods.ca • • • $529,000

27 4E

FOREST HILL HOMES

Derry Village Mississauga 905-795-8307 •

99 8B

VANDYK COMMUNITIES

Windows on the Green

AMACON

The Towns at Parkside Village 705-435-9991

•

from $550,000 8F

CONSERVATORY GROUP

Central Park North 905-890-0195

•

from $465,000 7F

DUNPAR HOMES

Heritage Gate heritagegate.ca

•

from $500,000 6F

DEZEN HOMES

McLaughlin 905-696-7938

•

from $544,000 8B

DUNPAR HOMES

Park View Trail 416-253-5888

from $500,000 11F

Tel

Price Range

vandykcommunities.com

from $520,000

Page No.

27 4E

• from $300,000 5H

•

Mississauga

Site

west region:

# Si te

IBC-Inside back cover

Builder

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

46 51

60 5

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Brampton, Caledon, Bolton

irp

west region:

ea ea

rio

Caledon

410

Price Range

Page No.

MONARCH CORPORATION

The Village of Southfields 905-843-0707 • • •

from $390,000

IBC 6L

TIFFANY PARK HOMES

The Estates of Spring Valley 905-216-5620

from $583,000

36-37 6P

TREASURE HILL HOMES

Vales of the Humber Estates

STARLANE HOME CORPORATION Vales of the Humber Estates

valesofthehumber.com

•

29 10N

GREENPARK HOMES

valesofthehumber.com

•

29 10N

10 STARLANE HOME CORPORATION Mount Pleasant Meadows

meadowsbrampton.com

•

35 6O

10 VALERY HOMES

Mount Pleasant Meadows

meadowsbrampton.com •

21 PRIMONT HOMES

Centretown 905-495-5067 • • • from $356,000

11 9M

48 ASPEN RIDGE HOMES

Credit Manor Heights 905-216-5155 • •

from $400,000

IFC 7Q

60 PRIMONT HOMES

Castlemore 905-856-5777 • • from $410,000

12-13 9K

valesofthehumber.com •

21, 29 10N

35 6O

62 FIELDGATE HOMES

Valley Lands 905-457-0445 • • • from $392,000

Insert & 25 9O

65 GREAT GULF HOMES

Mount Pleasant 905-459-5772 • from $510,000

95 6P

66 BALLANTRY HOMES

Spring Valley Village

TRIBUTE COMMUNITIES

Landscapes 905-893-3331

COSCORP INC.

The Village of Southfields

thevillageofsouthfields.ca • • • 6L

EMPIRE COMMUNITIES

Lakeside

empirelakeside.com •

VANMAR HOMES

Credit Ridge Estates 416-746-1234

TOWNWOOD HOMES

Gates of Countryside

COUNTRY WIDE HOMES

Gates of Countryside 905-907-1500

REGAL CREST HOMES

Countryside Meadows

countrysidemeadows.ca

•

from $346,000 9M

ROYAL CLIFF HOMES

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000 9M

STARLANE HOME CORPORATION Gates of Countryside

starlanehomes.com •

from $520,000 9M

ASPEN RIDGE HOMES

Mayfield Village 905-230-2592

MATTAMY HOMES

Mount Pleasant North

mattamyhomes.com •

• • from $316,000 6P

MATTAMY HOMES

Mount Pleasant Village

mattamyhomes.com •

• • from $255,000 6P

ballantryhomes.com

•

• •

from $390,000

5 9M

from $399,000 8M

•

from $350,000 7N

•

from $550,000 8P

gatesofcountryside.ca •

•

from $400,000 9M

•

from $400,000 9M

•

• •

17 PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

•

18 SABERWOOD HOMES

Heart Lake Village 905-773-6549

19 MATTAMY HOMES

Salisbury Square

25 HEATHWOOD HOMES

from $350,000 7M

• • • from $190,000 8L • from $300,000 8N

mattamyhomes.com •

•

from $314,000 10N

Terracotta Village at The Credit Valley 905-874-4741

•

from $430,000 9Q

32 FOREST HILL HOMES

Ravines of Castlemore 905-794-8875

•

from $650,000 8K

37 OXFORD HOMES

Adena Ridge 905-584-6444

from $600,000 5H

38 ANDRIN HOMES

Turnberry Townhomes AndrinTowns.com

45 BROOKFIELD HOMES

•

from $350,000 9M

Pathways 1-855-379-1495

•

from $420,000 8K

48 REGAL CREST HOMES

Credit Manor Heights yourkingdom.ca

•

from $390,000 7Q

48 COUNTRY WIDE HOMES

Credit Manor Heights yourkingdom.ca

•

from $390,000 7Q

51 ACORN HOMES

Castlegate acornhomes.ca

•

from $575,000 11K

55 ROSEHAVEN HOMES

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $390,000 6P

55 TOWNWOOD HOMES

The Neigbourhoods of Mount Pleasant

LoveMountPleasant.com •

•

from $270,000 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $270,000 6P

58 DEVONLEIGH HOMES INC.

Meadowlands 519-942-3312

•

from $339,000 3C

64 MERIDIAN HOMES

Credit Valley Manors 905-216-5186

•

from $400,000 8P

65 GREAT GULF HOMES

Mount Pleasant 905-459-5772

•

from $498,000 6P

Brampton, Caledon, Bolton

Vales of the Humber Estates

•

west region:

Tel

Fi Map nd er

Site

De ta Se che m d To i w n Co h o nd me o

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Builder

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4 Hannon

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407

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Acton, Halton Hills, Milton, Burlington, Waterdown

west region:

Waterdown

25 Tr 5 em ai n

Rd Rd ne e Li Lin 4 3

17 Rd

n sio

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401

ill

401

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Milton

w To

al af Tr

oa d Sid er

y. 7

Halton Hills Georgetown Ja m

on Br

ne Li

Sid er

oa d Sid er

D E

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Sid er

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Acton

Stoney Creek

Grimsby

R 37

St. Catharines

Niagara 420

Price Range

33 MENKES

The Enclaves of Upper Canada

289-891-9103

•

SCHUIT HOMES

Perth Park

905-628-9559

• 1Q

GREAT GULF HOMES

Edgewood

905-356-9408

•

SPALLACCI HOMES

Simona Place

spallaccihomes.com • 2Q

SPALLACCI HOMES

Eden Park

905-381-4280

•

from $320,000 2Q

SPALLACCI HOMES

Eden Park

spallaccihomes.com •

from $320,000 2Q

ARISTA HOMES

Milton Trails

905-864-3306

COUNTRY GREEN HOMES

The Uptowns of waterdown

905-690-7600

•

12 TOBYN PARK HOMES

Park City

parkliving.ca

• from $180,000 11L

13 HEATHWOOD HOMES

The Village at Traditions

905-876-3140

• •

17 MATTAMY HOMES

Hawthorne Village

mattamyhomes.com • 9G

•

from $420,000

7 9C

from $305,000 12Q

from $250,000 7M

from $441,000 8H

20 PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

22 COUNTRY GREEN HOMES

Park Place Village

905-690-7600

•

• •

from $250,000 8M

26 EDEN OAK

Weaver’s Mill

weaversmill.com/nh •

from $336,000 6B

35 PHELPS HOMES

Jordan Village

phelpshomes.com •

from $345,000 9R

36 PHELPS HOMES

Brookside

phelpshomes.com •

from $236,000 7R

37 PHELPS HOMES

Streamside

phelpshomes.com •

from $316,000 6R

Acton, Halton Hills, Milton, Burlington, Waterdown

•

Page No.

west region:

Tel

Fi Map nd er

Site

De ta Se che m d To i w n Co h o nd me o

# Si te IBC-Inside back cover

Builder

1 2 3 4 5 6 7 8 9 10 11 12 A 9

r rD

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Tr a

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401

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tio

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t sS dr ew

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Cambridge 24

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

eim R

Blenh

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Elgi

Clyde

St.

lin Blv

Lang

ler Rd Hespe

Oakville, Cambridge

h Ave

rdale

west region:

Guelp

Beave

n Rd

essio

tain Foun

ck Rd

le Blo

Midd

Conc

s Rd

Myer

MATTAMY HOMES

The Preserve

•

from $900,000

8-9

TREASURE HILL HOMES

Nautica at Lakeshore Woods treasurehill.com

•

from $550,000

21 6J

MENKES

Millstone On The Park 905-825-3619 •

from $320,000

7 3G

Oakville, Cambridge

Page No.

west region:

mattamyhomes.com

Price Range

Fi Map nd er

Tel

De ta Se che m d i To w Co n h o nd me o

# Si te

Builder Site

PHASE PHASE 2 2 NOW NOW OPEN OPEN

CAMBRIDGE STYLE B CAMBRIDGE STYLE B

Our highly anticipated release of Phase 2 is here! Our highly anticipated release of Phase 2 is here! Come and experience an exceptional collection of estate-style residences Come and experience an exceptional collection of estate-style residences on 60’, 70’ and 80’ homesites in this highly desired community surrounded on 60’, 70’ and 80’ homesites in this highly desired community surrounded by an abundance of natural beauty and outdoor activities. by an abundance of natural beauty and outdoor activities.

ESTATE LIVING ESTATE LIVING Bungalow & 2-Storey Designs Bungalow & 2-Storey Designs

MONO Presentation MONO Centre

10 10

50 50 . Rd ld CALEDON ayfie d Rd. M iel yf Ma

ORANGEVILLE ORANGEVILLE

t. t. oS oS ari ari nt nt ro ro Hu Hu

410 410

BRAMPTON BRAMPTON

MyFieldstone.ca MyFieldstone.ca

Zenway Blvd. Zenway Blvd.

. . Rd Rd rt rt po po Air Air

d. d. yR yR ed ed nn nn Ke Ke e e Lin Lin 1st 1st

Island Lake

407 407 Pearson

427 427

409 409

Int. Airp. Pearson Int. Airp.401

401

Presentation Centre Presentation Centre 20719 Hwy. 9, Mono, ON 20719 Hwy. 9, Mono, ON 1-855-379-1495 1-855-379-1495 Mon. - Thurs. 1-7pm Mon. - 11am-6pm Thurs. 1-7pm Sat., Sun & Holidays / Closed Fridays Sat., Sun & Holidays 11am-6pm / Closed Fridays

facebook.com/BrookfieldHomesON facebook.com/BrookfieldHomesON

9 9

Presentation Centre CALEDON

Island Lake

FROM HIGH FROM HIGH

400 400

Prices and specifications are subject to change without notice. Prices and specifications Illustration are subject istoartist’s changeconcept. without E.&O.E. notice. Illustration is artist’s concept. E.&O.E.

Get an Upscale Townhome From the Low $400’s. Get an Upscale Townhome From the Low $400’s.

BRAMPTON’S MOUNT PLEASANT

ask about our grand opening incentives!

your family deserves A GrEAT GulF hOME Great Gulf Homes Are Better — Here’s Why: Ashby Field rd.

Bovaird Dr.

• lots up to 130 feet deep

• Brockport home construction for assured precision building • Brampton’s best location — walk to the GO station

34 Ft. Detached homes 1,755 - 2,685 sq. ft. from 40 Ft. Detached homes 2,630 - 3,600 sq. ft. from

$509990

$612990

Mississauga rd.

• hardwood flooring available throughout your home

Williams Pkwy.

saLes oFFice Queen St.

Chinguacousy rd.

• Side door entrance with additional staircase to basement

James Potter rd.

hwy. 407

SAlES OFFICE 9806 James Potter road, Brampton (905) 459-5772

communityfocus

Mattamy offers INVESTMENT ALTERNATIVE TO RENTING WITH AFFORDABLE LOWRISE CONDOS

in Brampton

t’s an age-old question: Buy or rent? Those opting to rent are usually basing it on the amount of dollars they wish to spend monthly. Now, Mattamy Homes has a solution that allows everyone the opportunity to get into a new home and start building equity instead of paying rent. Now, in the company’s incredibly popular Brampton community of Mount Pleasant Village, you’ll find lowrise condo suites for as little as $913* per month. So, for about what you’d have to pay in rent every month, you can own an affordable two-bedroom, two-bathroom, 865sq.-ft. condo suite that includes a large balcony overlooking the Village Square, an ensuite off the master bedroom and a thoughtfully-designed kitchen that makes meal prep easy. The only slight problem is that there are a limited number of these condo suites remaining, so this would be a good time to decide on building an investment. Each condo suite comes with the many benefits available in this award-winning community. Right outside your lowrise condo building, you can connect with a Village Square that includes a reflecting pool that doubles as a community skating rink in winter, shopping, a library, a community centre and the GO Station. You also connect to an abundance of natural features throughout the neighbourhood. There are wonderful park spaces and a massive greenbelt, forming a natural corridor connecting all our Mount Pleasant neighbourhoods. More than 124,000 trees and shrubs add to the 96 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

naturalization and provide sanctuary for songbirds and wildlife. There are about 30 kilometres of trails winding around the community so it’s easy to find an inspirational walk or a leisurely bike ride. The floorplan in each condo suite is a model of well organized and smart interior planning for optimal design and furniture placement. Each suite comes with plenty of windows for more natural light and parking space and private locker. Because of the design, each condo has an open feel and the space flows organically from one room to the next. You never feel boxed in like you do in a highrise tower. Here, you open your front door and move right into the rhythm of the neighbourhood. Mount Pleasant Village is one of the most popular communities in Brampton, a city that is a perfect example of how to grow dynamically and vibrantly with distinctive neighbourhood pockets. It

MATTAMY HOMES

Your view of the Village Square from your beautiful new condo

Mount Pleasant Village

offers a strong industrial base, a well-rounded and admired education system, wonderful recreational and environmental features and abundant shopping, cultural facilities, nightlife and fine dining. You will always find something to do and enjoy throughout the year. Brampton is the third largest city in the GTA and offers its residents everything that makes life enjoyable. It truly is a place where families come first. Purchase one of the few remaining condo suites right now and Mattamy will waive the condo fees for one full year and there will be no occupancy fees. You will also receive at no charge, laminate flooring, granite kitchen countertops and frameless glass shower in the master ensuite. The starting price for the condo suites in Mount Pleasant Village is an affordable $254,990 and you can be enjoying life in your new condo suite and the neighbourhood by spring 2014.

LOCATION Brampton HOUSING TYPE Lowrise condos SALES CENTRE 6 Worthington Ave., open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. CONTACT 905.846.3172 mattamyhomes.com Entertain in your open concept living/dining room Enjoy meal prep in your chefâ&#x20AC;&#x2122;s kitchen

If youâ&#x20AC;&#x2122;ve always wanted to live in a well-connected community at a price you can afford, a lowrise condo suite in Mount Pleasant Village is a smart choice and a great place to call home. The Mount Pleasant Presentation Centre is located at 6 Worthington Ave., Brampton, 905.846.3172. Hours are Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. For more information on all Mattamy communities visit mattamyhomes.com

*Monthly mortgage amount is based on 20-per-cent down payment, the Mattamy RBC three-year fixed rate of 3.5 per cent with a 30-year amortization.

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 97

Prime

Mississauga Location Final Release

Fully Upgraded Semis

View our 5 Decorated Model Homes Today!

The Celebration Model

Semi's starting from the low

500's 2,010

sq.ft.

THOUSANDS IN EXTRAS INCLUDED * 9' Ceilings on Main Level Premium Lots

Spacious 4 Bedroom Designs

Stained Oak Stairs

Central Air Conditioning

Hardwood Package in Living Room, Dining Room & Family Room On East side of McLaughlin Rd., just N. of Derry Road

foresthillhomes.ca 905-795-8307

Hours: Mon. - Thurs. 1pm - 8pm, Fridays by appt, Sat., Sun. & Hol. 11am - 6pm

Pot Light Package Double Sinks in Main & Ensuite Bath Upgraded Kitchen Cabinetry Upgraced Porcelain Tiles LIMITED TIME OFFER WHERE APPLICABLE AS PER PLAN

*As per applicable Bonus and floorplan. applies to firm purchases only between October 20th - November 20th, 2013. May not be included in finished/inventory homes. See sales representative for details. All renderings and photographs are artistâ&#x20AC;&#x2122;s concept. To be valid Bonus must be included in an accepted Agreement of Purchase and Sale. Prices, plans, specifications and bonuses are subject to change without notice. E. & O.E.

communityfocus

Discover urban living

in Oakville

TREASURE HILL’S NAUTICA AT LAKESHORE WOODS

ust when you thought Oakville was becoming a little too predictable, along comes an exciting new development unlike any other the lakefront community has ever seen. Treasure Hill is proud to introduce you to Nautica at Lakeshore Woods in Oakville – the ultimate urban living experience steps away from the lake. Capturing the spirit of Treasure Hill’s “block,” winner of six 2012 BILD awards including Lowrise Project of the Year, this unique collection of urban towns combines functionality and efficiency. Located at the intersection of Rebecca Street and Great Lakes Boulevard, this is your opportunity to live in a beautifully executed community with a unique identity in luxurious Oakville. With a distinguished team including award-winning architect Richard Wengle and international interior designer Samantha Farjo, a new unique lifestyle has been introduced in the established community of Lakeshore Woods. Nautica’s collection features 36 urban towns with architectural designs that create a striking modern façade. Buyers will live in thoughtfully conceived spaces with superior interior design features in an unparalleled location. As part of Nautica’s starting price of $549,900*, the urban living advantage program features up to $88,000* in exclusive upgrades including open-concept kitchens with European-inspired custom-designed cabinetry, floating shelves with accent puck lights and a Caesarstone waterfall island. A beautiful flow100 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

through open concept floorplan on the main floor with 10-ft. smooth ceilings will provide the perfect space for entertaining friends and family. An Azzura freestanding soaker tub and other modern fixtures create a master ensuite spa that is both functional and beautiful. With three levels of living space up to 2,064 sq. ft., Nautica’s interiors are both contemporary and functional with complete customization from floor to ceiling. The remarkable setting of Oakville provides the perfect balance of culture, nature and facilities for you and your family. Enjoy roaming the paths, parks or piers in Bronte Marina or downtown Oakville. With the stunning landscape the town has to offer, outside is where you will want to be. Enjoy the exclusivity of being in one of Canada’s most prosperous towns, a place that boasts exquisite boutiques, fine dining, challenging golf courses,

TREASURE HILL HOMES

Nautica at Lakeshore Woods

The remarkable setting of Oakville provides the perfect balance of culture, nature and facilities for you and your family.

LOCATION Oakville HOUSING TYPE Urban townhomes CONTACT 905.465.9133

and much more. With Oakville’s convenient access to Hwys. 407, 403 and QEW and the extra help of GO transit and Via Rail, you will have plenty of transportation options that allow for seamless travel in and out of town. Experience Nautica’s model suite at Great Lakes Plaza and preview some of the inspired spaces and features of this incredible community. With abundant natural light and a functional layout, you can enjoy the urban lifestyle you have always dreamed of in Nautica’s Urban Towns. Visit our model suite or call 905.465.9133 for more information.

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 101

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property. Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

102 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

Dec 7, 2013 - Jan 11, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

North Rd

32 Sideline

Altona Rd

Rosebank Rd

Altona Rd Church St S

Squires Beach Rd

Brock Rd

Sandy Beach

Appleview Rd

Spruce Hill

Montgomery F

Lak

Wentworth St

King

St E

Adelaide Ave

Wentworth St

Bloor St.

Olive Ave

Ritson Rd S tS eS co Sim

Stevenson Rd

Phillip Murr

Bloor St Park Rd S

Finley Ave Westney Rd S

Harwood Ave

Fairport Rd

401

Kendalwood R

Dr Notion Rd

Whites Rd

Granite Court

Gibb St

Harmony Rd S

Dixie Rd

Cochrane St

46 Rd

Garden St Blair St

52 91 14

King St W Bond St W

Adelaide Ave

Park Rd S

gst

Bayly St E

Dundas St E

17 Rossland Rd

Centre St.

Kin

Liverpool Rd

44 48 401

Kingston Rd

Manning Rd

Dryden Bv

Beatrice St

Conlin Rd

devie

Whites Rd

Brock Rd R aks rO o j Ma Valley Farm

401

Audley Rd

Sheppard Ave

Brock Rd

Riverside

16 Sideline

Church St N McQuay

Glenanna Rd

Ravenscroft Magill 92Dr

Taunton Rd W

Cityof Oshaw a

Mary St N

Stroud's

Paddock Rd

Rossland Rd

Garden St

Audley Rd

Brock St N

Townline Rd

Tow n of Ajax

23 Anderson St

Highview Rd

Greenwood Rd

Lakeridge Rd Garrard Rd

Westney Rd N

Country Lane

Taunton Rd W

Thickson Rd

Delaney Dr

Salem Rd

Stevenson Rd

Gran

North Rd Baldwin St S

13 37

Garrard Rd

Rossland Rd

Salem Rd

3 Concession

4 Sideline R

Taunton Rd E

Conlin Rd

Tow n of W hitby Thornton Rd

Central Park

30 Sideline Coronation R

24 Sideline co

Finch Ave

20 Sideline Sim

Brock Rd

16 Sideline

4 Concession

6 Sideline Ritson Rd N

4 Concession

12 Sideline

Rossland/Winchester R

Church St E

8 Concession

Wilson Rd N

4 Sideline Halls Rd N

Fifth Conces

Country Lane

5 Concession

Cochrane

Whitevale Rd

Lake Ridge R

6 Concession

Baldwin St N

Ashburn Rd

Cedarbrook T

Village of Brooklin

Duffs Rd

Columbus Rd

16 Sideline Brock Rd Cen tral St

Cityof Pickering

7 Concession

Brawley Rd

Myrtle Rd W

Garrard Rd

28 Sideline

7 Conncession

8 Concession

9 Concession

Stevenson Rd

9 Concession

4 Sideline R

Pickering, Ajax, Whitby, Oshawa

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

east region:

Harmony Rd N

Grandeview S

Townline Rd.

Bay

104 Grandeview S

Wilson Rd S

Thornton Rd

Hopkins St Blair St

Henry St Brock St S

Gordon St

Ajax-Whitby

Shoal Point Rd

Pickering Beach Rd

riv ew a

Liverpool Rd

Somerset

905-428-0500

•

90 LEBOVIC HOMES

Old Taunton in Pickering

905-428-3434

•

BROOKFIELD HOMES

Hills of Harrowsmith

905-697-1681

•

from $300,000 15G

GREAT GULF HOMES

Stonecrest

greatgulf.com

•

from $298,000 15F

EMERY HOMES

Town Central

1-877-953-6379

•

from $350,000 4J

HIGHMARK HOMES

Triumph

whitbytriumph.ca •

from $350,000 10G

LAKEVIEW HOMES

The Forest of Lyndebrook

416-746-1234

•

from $490,000 10F

STAFFORD HOMES

Elements Townhomes

elementsajax.com

from $390,000 7H

13 LIZA COMMUNITIES

Folkstone

1-877-365-9555

• •

from $335,000 10G

21 GREAT GULF HOMES

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 PRESTON HOMES

Prestonvale Heights

905-432-2800

• •

from $350,000 15J

34 TRIBUTE COMMUNITIES

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 SUNDIAL HOMES LIMITED

Mulberry Meadows

905-427-8255

•

from $273,000 6J

47 SENATOR HOMES

Whitby by the Lake

senatorhomes.com • •

from $250,000 9J

54 BAYCLIFFE HOMES

The Gates of Whitby

905-668-9828

•

from $250,000 9G

60 GREYCREST HOMES

the fields of conlin

905-725-4539

•

from $310,000 15G

66 MONARCH CORPORATION

Tran Quility

monarchgroup.net •

from $550,000 7G

67 MIDHAVEN HOMES

Breeze

1-877-773-6888

•

from $300,000 15F

68 STORYBOOK HOMES

Brookstone Estates

905-438-9516

•

from $1050,000 11B

91 SUNDANCE HOMES

The towns of nichol green phase 1

905-441-3312

•

from $260,000 11J

92 GLEN ROUGE HOMES

The Cornerstone

905-239-9777

•

from $577,000

MENKES

• •

from $520,000

7 7G

109 5H

Pickering, Ajax, Whitby, Oshawa

Page No.

east region:

Price Range

M Fi a nd p er

Tel

et a Se ch m ed To i w Co nho nd m o e

Site

# Si te

Builder

105

Mill St

Parkhill Rd.

115

24 16

te Wa

Peterborough

9 31 Lansdowne Ave.

134

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

ach

Durham 23

Bloor St.

Hwy 2

Oke

Nash Rd

Lindsay St. North

Angelina St North

Major St.

Lorne St.

Lindsay

Courtice

King St.

Po rt Per ry

Hwy #7

Kent St

Harmony Rd

Hw Mya2rsh

401 14

Bloor St.

LAKE

ONTARIO

Bowmanville/ Newcastle

St. Ridout W al to

St .

To Belleville Jocalyn St

401

Lake Ontario

Po rt Hope

Rd.

t. H wy 2

Kin

Concession St

Baseline Rd. E

Hwy

401

7 12 7A

Lake Scugog

ill Mc G

LAKE ON TA

Port Hope

MacDonald Cartier Freeway

106

RIO

115

Cobourg

Hwy 2 3

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

To Toronto

Hwy

Nash Rd

St. Hw

Baseline Rd. W

King

Liberty St. N Liberty St. S

7 y4 30 Hw Goodwood Rd

Centre

Rd.

Quaker Village Dr

Uxbridge

Brock Rd To

Hwy 134

Elgin Park

Durham Reg

Main St

Brock St

West Townline Rd. N.

Reg Rd 8

le Rd

ro n

Che Monaghan Rd.

Hains St

Varcoe Rd Darlington Blvd

n io

St. Joseph's Rd onva

Waverly Rd

Mearns

Concession Rd 3

Colborne St

Hwy 28

Av e Trulls Rd

Regional Rd 57

Reg. Rd 34 Courtice Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

Lambs Rd

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

east region:

Prest

Hancock Rd

Mill St.

oS tari

Hwy #12 (From Whitby)

ron To

Simcoe St. (From Oshawa)

y. 4 H

106 Hw

Page No.

MASON HOMES

Port Hope Lakeside Village

905-885-6565

•

from $229,000 12K

BROOKFIELD HOMES

Foxtrail

brookfieldhomes.ca •

from $390,000 5B

KAITLIN GROUP LTD.

Port of Newcastle

1-800-305-6849

• • • from $260,000 14E

KYLEMORE COMMUNITIES

Port of Newcastle

905-987-5146

•

from $479,000 14E

STORYBOOK HOMES

Bond Head Estates

905-438-9516

•

from $850,000 14E

PARKVIEW HOMES

Harmony

705-748-4663

• from $178,000

14 RICE DEVELOPMENTS

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

16 PARKVIEW HOMES

Foxmeadow Estates

705-748-2828

•

from $208,000 3H

18 B.G. SCHICKEDANZ

Lake Scugog Estates

1-888-894-9888

•

from $330,000 17B

20 GERANIUM HOMES

Verandas

905-885-0555

•

from $266,000 10I

24 PARKVIEW HOMES

Thompson Bay Estates

705-748-2828

•

from $217,000 3H

26 KAITLIN GROUP LTD.

Aspen Heights

905-697-0513

• from $165,000 10C

26 KAITLIN GROUP LTD.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10C

26 KAITLIN GROUP LTD.

Country Classics

1-866-514-3573

• •

from $300,000 10C

30 EMPIRE COMMUNITIES

Estates of Wyndance

905-649-8197

•

from $900,000 3E

31 PARKVIEW HOMES

Foxmeadows Estates

705-741-1004

• • from $286,000

34 CARRINGTON HOMES

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 MASON HOMES

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R DEVELOPMENTS

Gracefields

hr-newhomes.com •

from $322,000 14B

39 THORNRIDGE HOMES

Gracefields

thornridgehomes.com •

from $290,000 14B

45 HIGHCASTLE HOMES

Northglen

northglen.ca

• •

from $221,000 11B

45 DELPARK HOMES

Northglen

905-419-7222

•

• •

from $221,000 11B

45 ESQUIRE HOMES

Northglen

northglen.ca

from $245,000 11B

48 BROOKFIELD HOMES

BrookHill

905-697-1681

•

• •

from $300,000 10B

48 JEFFERY HOMES

BrookHill

905-697-0765

•

• •

from $300,000 10B

72 VANDYK COMMUNITIES

West Park Village

vandykcommunities.com •

• •

from $210,000

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi Map nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

107

inthenews

Stafford Homes LAUNCHES ELEMENTS TOWNHOMES IN AJAX

IN EARLY NOVEMBER, STAFFORD HOMES proudly launched its sales centre for Elements Townhomes with an official ribbon cutting. Stafford was especially honoured to have Councillor Renrick Ashby and his wife in attendance along with the many consultants and development team. Master of Ceremony Michael Mestyan introduced Gary Goldman, President of Stafford, to say a few words. It was interesting to hear his recollection that there was a history of new home development in Ajax by his family many years ago. Now they are happy to be building again in this great community! Councillor Ashby thanked Stafford for developing such a beautiful project in his community. He presented Stafford with a “Certificate of Welcome” on behalf of the mayor and council of the Town of Ajax. Once the councillor cut the ceremonial ribbon and the photo session had taken place, guests were invited to refreshments and to browse the marketing displays. The sales centre is a striking space both inside and outside and served as a wonderful venue for the event! Ideally located in north Ajax, Elements Townhomes offers an enclave of 94 townhomes, some with a ravine setting. The community was designed to link with the existing trail system and a lovely pond surrounded by woods. Tree-lined streets lead to the neighbourhood park, which features a convenient tot-lot! Elements features both traditional and rear-lane townhomes which range in size from 2,008 to 3,618 sq. ft., including finished lower level space. Some of the plans include two car garages. Stafford has yet to release its other designs with homes that will range from 1,500 to 1,800 sq. ft. with a price point starting from the low $300,000s. Architecturally, the homes are traditional in design on the exterior facades, but offer modern space on the interiors with nine-ft. ceilings on the main floor. Known for superior finishes, Stafford’s kitchen and bathrooms feature amazing finishes. Vignettes of both are on display at the sales centre – definitely worth a visit! For a limited time, Stafford Homes will be offering homebuyers a phenomenal Preview Bonus – a finished 108 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

LEFT TO RIGHT: Gary Goldman (president of Stafford), Renrick Ashby (Local Ward 2 Councillor), Jonathan Goldman (principal at Stafford).

Elements sales office

LEFT TO RIGHT: Michael Mestyan (director of planning, Goldman Group), Renrick Ashby (Local Ward 2 Councillor), Maxine Andrews (vice-president of construction, Stafford), Gary Goldman (president of Stafford).

lower level or $5,000 at the Design Studio for upgrades. The sales centre is located at 2 Harper-Hill Dr. and is open Monday to Thursday, 1 to 7 p.m., Saturday, Sunday and holidays noon to 6 p.m., Friday closed. For more information, visit elementsajax.com

call

905.428.1398

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 109

hotdates

DEC 7-21

A Christmas Carol

MONTGOMERY'S INN

Dec 7 to Jan 11 Calendar of events

beginning from Dec. 7 to Jan. 11, 2014

Toronto Christmas Market THE DISTILLERY HISTORIC

Presented by the Humber River DISTRICT Shakespeare Company, A Christmas The annual holiday street market Carol is back for the festive season. takes over the Distillery District with This year it is presented in a full stage local vendors and craftsmen, family production, with everyone’s favourite friendly entertainment, shopping and characters – Tiny Tim, Bob Cratchit, more, inspired by European style the Ghosts of Christmas Past, Present Christmas Markets. Throughout the and Future, and of course Ebenezer Market there is a stage with musical Scrooge. Montgomery’s Inn was performers, carolers, a Ferris Wheel, built in 1830 for Thomas and beer gardens and of course, Santa Margaret Montgomery. It has been and his reindeer. an Etobicoke landmark for the past torontochristmasmarket.com 180 years, playing a pivotal role in the restaurant services industry in DEC 10-11 colonial Canada. TSO Pops Christmas montgomerysinn.com

ROY THOMSON HALL

The Toronto Symphony Orchestra DEC 7-21 knows how to fill the holiday season Family Christmas Baking with great music; in addition to its Workshops family concert and Handel’s Messiah, the orchestra celebrates with TSO HARBOURFRONT CENTRE The Family Christmas Baking Pops Christmas. Principal Pops Workshops are hands-on courses Conductor Steven Reineke leads the about the preparation of holiday TSO through a selection of seasonal treats circa 1800. Protégés use favourites for three shows at Roy period-appropriate ingredients and a Thomson Hall. Returning to the cast iron oven like Toronto pioneers TSO as a special guest is soprano under the guidance of dedicated staff. Ashley Brown, the original star Dishes prepared in past sessions are of Mary Poppins on Broadway, and endu r i ng favor ites w it h a n the Etobicoke School of the Arts international twist. Chorus also performs. blackcreek.ca

110 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

DEC 7-15

my.tso.ca

homebuyers’help

HOMEBUYERS’ RESOURCE SECTION YOU LOVE THE HOME, SEE WHAT YOU CAN AFFORD! Compare mortgage rates for your best deal alculate your mortgage payments using the C mortgage payment calculation chart

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 111

CALCULATE YOUR MORTGAGE PAYMENTS INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow. Divide by 1,000.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.) 112 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

MONTHLY PAYMENT

MORTGAGE PAYMENT CALCULATION CHART %

AMORTIZATION PERIODS

INTEREST RATES

10 YEARS

15 YEARS

20 YEARS

25 YEARS

30 YEARS

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76 4.90

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19 5.34

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 113

COMPARE MORTGAGE RATES FOR YOUR BEST DEAL CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7 2.94 2.89 3.19 3.59 6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 3 4 3.09 3.14 3.19 3.35 6.30op 6.30op Bank of Montreal 3 4 3.14 3.14 3.95 4.74 6.30op 6.30op Bank of Nova Scotia 2.7 4.55 3.75 3.89 2.89 4.39 6.45op 6.50op Canadian Western Bank 4 3.14 3.14 3.95 4.74 6.45op 6.30op CIBC 3 3.09 3.14 2.99 3.59 6.70op 6.35op HSBC Bank Canada 3 4.45 2.7 3.95 3.13 4.99 6.20op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 ING Direct 3 3.19 3.24 3.59 3.69 Manulife Bank 2.8 4.45 3 3.2 3.35 3.45 4.00op MonCana Bank 3.69 3.75 3.79 3.79 National Bank n/a 4.4 3.14 3.14 3.95 4.74 6.70op 6.70op Presidentâ&#x20AC;&#x2122;s Choice Finan 3 3.24 3.59 3.69 Royal Bank 3 4 3.14 3.14 3.85 3.49 6.30op 6.30op TD Canada Trust 3 3.09 3.14 3.95 4.74 6.30op

3.79 3.59 3.79 3.59 5.34 3.79 3.69 3.89 4.09 3.74 3.69 5.34 4.09 3.79 3.79

TRUST COMPANIES Community Trust n/a Effort Trust n/a Home Trust Company 2.65 Investors Group Trust n/a MTCC 2.7

6.5 3.14 3.25 3.95 4.74 4.45 3.25 3.6 3.95 4.7 6.30op 6.30op 3.95 2.89 2.89 3.09 3.39 4.2 3.14 3.14 3.95 4.74 6.50op 6.30op 4.55 3.75 3.89 2.89 4.39 6.45op 6.50op

5.34 4.95 3.59 5.34 3.59

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 3.24 3.59 6.40op 6.30op First National Fin. LP 3.95 2.99 2.79 3.09 3.39 3.59 FirstOntario C.U. 2.7 3.09 3.14 3.34 3.39 3.59 6.34op 6.34op London Life n/a 4.2 3.14 3.14 3.95 4.74 5.34 6.50op 6.30op MCAP 2.7 3.6 3.95 4.35 4.89 5.14 7.00op Meridian Credit Union 2.75 4 3.09 3.14 3.65 3.49 3.59 6.30op Parama Credit Union 2.85 2.95 3.05 3.25 3.40 3.60 Steinbach Credit Union 2.5 2.5 2.7 2.9 3.05 3.25

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE December 2, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 114

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BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

NEW OPENINGS Tribute Communities Nobleton – Gates of Nobleton Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Lebovic Homes Aurora New prestigious estate golf community in Aurora – homes 5,600 to 8,700 sq. ft. with four-car garage and elevator. lebovichomes.com Tribute Communities Oshawa – U.C. Grand opening of this new master-planned community in north Oshawa. mytribute.ca Augustine Group Lake Simcoe – Crates Landing Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com Averton Homes Mount Albert – Victoria Highlands Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista/Fieldgate/Forest Hill/ Madison Homes Richmond Hill – Jefferson Forest Priority preview now open for these townhomes and a select number of singles. jeffersonforest.ca Arista Homes North York – Goddard on the Valley Grand opening now on for these semis and select number of detached homes. aristahomes.com Brookfield Homes/ Orchard Ridge Homes Alliston – Treetops Model homes now open for this masterplanned community right next door to the Nottawasaga Resort. treetopslife.ca Arista/Fieldgate/Paradise/Starlane Unionville – Upper Unionville Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com

Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com

Rosehaven Homes Oakville – The Randall Residences Now open – ultra-luxurious condominium residences in downtown Oakville. therandallresidences.com

Menkes North York – Bloom Park Towns Now open – townhomes at Bathurst St.and Finch Ave. menkes.com

NEW RELEASES

Mattamy Homes Brampton – Mount Pleasant North Now open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots. mattamyhomes.com Fieldgate Homes Richmond Hill – The Humberlands Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes Tottenham – Mill Street Village Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – two magnificent designerfurnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Aspen Ridge Homes Richmond Hill – Kettle Lakes Club Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes Forest Hill – The Churchill Collection Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Brookfield Homes Mono – Fieldstone Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca Menkes Georgetown – The Enclaves of Upper Canada Now previewing – semi-links and detached homes in Georgetown. menkes.com Monarch Corporation Toronto – Birkdale Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net Monarch Corporation Kleinburg – Kleinburg Crown Estates Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes Kleinburg – Kleinburg Heritage Estates Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

Empire Communities Brampton – Lakeside Two new 38-ft. designs in this community of townhomes, semi-detached and detached homes. empirelakeside.com Monarch Ajax – TranQuility New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net Rosehaven Homes & Townwood Homes Brampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes Markham – Cornell Rouge New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes Brampton – Spring Valley Village New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca Aspen Ridge Homes Markham – Upper Cornell New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Heathwood Homes Milton – The Village At Traditions Special new release pricing in this final phase, including only eight singles. heathwood.com CountryWide Homes Markham – Wismer Commons New release of singles and towns in this fully established community. countrywidehomes.ca Fieldgate Homes & Arista Homes Vaughan – Vaughan Valley Estates Spring lot release of 41-, 50-, 60- and 80-ft. singles. fieldgatehomes.com Great Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 115

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BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

PREVIEW REGISTRATION Lindvest North York – The Brownstones at Westown A new collection of stacked two-bedroom condominium townhomes at Weston Rd. and Sheppard Ave. W. lindvest.com Menkes Etobicoke – Dwell City Towns Coming early this fall, three distinctive collections of urban townhomes in the heart of Etobicoke. menkes.com Arista/Fieldgate/Paradise Kleinburg – Impressions Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane Mississauga – Churchill Woods Register now for these towns and semis in one of Mississauga’s newest communities. churchillwoods.ca CountryWide Homes Bradford – DreamFields Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca Ballantry Homes Oakville – Oak Park Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com Mattamy Homes Milton – Hawthorne Village On The Escarpment Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com

Menkes Etobicoke – Humber Mews Coming soon – townhomes at Browns Line and Evans Ave. menkes.com

Heathwood Homes Richmond Hill – Hampshire Mews Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com

Madison Homes Richmond Hill – Jefferson Forest Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca

Ballantry Homes Oakville – OakPark Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com

Great Gulf Brampton – Mount Pleasant Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com

National Homes Bradford – The Forest Coming soon – 36- and 40-ft. detached homes up to 3,400 sq. ft., with model homes decorated by Pottery Barn. nationalhomes.com

CountryWide Homes Newmarket – Woodland Hills Coming early fall – towns and singles, some with court, ravine and pie-shaped lots. countrywidehomes.ca

Delpark Homes Sutton – Cedar Ridge Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca

Brookfield Homes Tottenham – Willow Glen Register now for these towns and singles from the $200’s. brookfieldhomes.ca

Brookfield Homes Uxbridge – Foxtrail Register now for bungalow townhomes from the high $300’s. brookfieldhomes.ca

Bremont Homes Brampton – Crown of Creditview and Nobleton An elite collection of estate homes in two private enclaves, from the $700’s. bremonthomes.com

Lakeview Homes Whitby – Forest of Lyndebrook Register now for Whitby’s best 40-ft. lot value – detached homes with double-car garages from the $400’s. lakeviewhomesinc.com

Treasure Hill Homes Richmond Hill – Urbantowns at Bayview Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com

Beaverhall Homes Milton – Forestwood in Milton Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com

Treasure Hill Homes Markham – Accolades Last chance to live in this established Markham community of singles, semis and townhomes. treasurehill.com

Marydel Homes Beaverton – Seven Meadows Coming soon to Beaverton – enjoy smalltown living in this collection of detached bungalows and two-storey homes. marydelhomes.com

Decade Homes Toronto – Yorkdale Village Register now affordable townhome living near Yorkdale Shopping Centre. yorkdalevillage.com

Amacon Mississauga – The Towns at Parkside Village Register now for these townhomes starting from the mid $500’s. thetowns.ca

CountryWide/Greenpark/ Royalcliff/Starlane/Townwood Brampton – Gates Of Countryside Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca

Ballymore Homes/Briarwood Homes Sutton – Jubilee Coming soon to Sutton – singles on 36-, 40and 50-ft. lots from the $300’s. myjubilee.ca

Monarch Corporation Ajax Coming soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now! monarchgroup.net Fieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com

Rosehaven Homes Mount Albert – Victoria Highlands Coming this November – 50-ft. detached bungalows and two-storey homes up to 3,600 sq. ft. rosehavenhomes.com Starlane Homes & Valery Homes Brampton – Mount Pleasant Meadows Coming spring 2014 – semis and singles at Creditview Road and Wanless Drive. meadowsbrampton.com

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 117

ADVERTISERINDEX ACORN HOMES - Oak Knoll

ASPEN RIDGE HOMES - Corporate

DELPARK HOMES - Cedar Ridge

EMSATEC CANADA INC. - The Brownstones 5

ASPEN RIDGE HOMES - Credit Manor Heights

IFC

FAMILY OF MAGAZINES - Promo

116

ASPEN RIDGE HOMES - Kettle Lakes Club

IFC

FIELDGATE HOMES - 90 Niagara

Insert

ASPEN RIDGE HOMES - King Country Estates

IFC

FIELDGATE HOMES - BlueSky Stouffville

ASPEN RIDGE HOMES - King Oaks

IFC

FIELDGATE HOMES - Corporate

ASPEN RIDGE HOMES - Kleinburg Hills

IFC

FIELDGATE HOMES - IMPRESSIONS

Insert & 25

FIELDGATE HOMES - Jefferson Forest

ASPEN RIDGE HOMES - Mayfield Village

ASPEN RIDGE HOMES - Upper Cornell

AVERTON HOMES - Victoria Highlands

IFC

FIELDGATE HOMES - Potter’s Bend

Insert & 25

Insert

Insert & 25

FIELDGATE HOMES - Rivers Edge

BALLANTRY HOMES - Cornell

FIELDGATE HOMES - The New U

Insert & 25

BALLANTRY HOMES - Spring Valley Village

FIELDGATE HOMES - Valley Lands

Insert & 25

BALLANTRY HOMES - The Neighbourhoods of OAK PARK

FIELDGATE HOMES - Vaughan Valley Estates

Insert & 25

BALLYMORE HOMES - Jubilee

FIELDGATE HOMES - Victoria Manor

BALLYMORE HOMES - Mill Street Village

FOREST HILL HOMES - Cornell Rouge

BRIARWOOD HOMES - Mill Street Village

FOREST HILL HOMES - Derry Village Mississauga

BROOKFIELD HOMES - Fieldstone

GRAND ALARMS - Grand Alarms

BROOKFIELD HOMES - The Arbors

GREAT GULF HOMES - King Oaks

102

GREAT GULF HOMES - Mount Pleasant

CHINESE HOME & CONDO GUIDE - Promo

GREENPARK HOMES - Churchill Woods

COUNTRY WIDE HOMES - Corporate

GREENPARK HOMES - Vales of the Humber Estates

CANPAGES - Promo

118 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

LEBOVIC HOMES - Old Taunton in Pickering

109

LINDVEST PROPERTIES - The Brownstones at Westown

LOSANI HOMES - Corporate

MARYDEL HOMES - Seven Meadows

MATTAMY HOMES - St. John Forest

MATTAMY HOMES - The Preserve

8-9

PRIMONT HOMES - Renaissance Townes

ROSEHAVEN HOMES - Corporate

22-23

ROSEHAVEN HOMES - Victoria Highlands

SCHWARZ LAW LLP - Barristers & Solicitors

SHOPPING GUIDE - Promo

MENKES - Bloom Park Towns

STARLANE HOME CORPORATION - Churchill Woods

MENKES - Corporate

STARLANE HOME CORPORATION - Mount Pleasant Meadows

MENKES - Dwell city town

MENKES - Humber Mews

STARLANE HOME CORPORATION - Vales of the Humber Estates 29

TIFFANY PARK HOMES - The Estates of Spring Valley MENKES - Millstone On The Park

36-37

7 TIFFANY PARK HOMES - Valleybrooke Estates

TIFFANY PARK HOMES - Westhaven

MENKES - Somerset

MENKES - The Enclaves of Upper Canada

MONARCH CORPORATION - Corporate

IBC

TREASURE HILL HOMES - Accolades

MONARCH CORPORATION - Kleinburg Crown Estates

IBC

TREASURE HILL HOMES - Aurora Woods on Bayview

MONARCH CORPORATION - The Village of Southfields

IBC TREASURE HILL HOMES - Nautica at Lakeshore Woods

TREASURE HILL HOMES - Vales of the Humber Estates

21, 29

PLAZA PREMIUM LOUNGE - Promo

PRIMONT HOMES - Castlemore

12-13

PRIMONT HOMES - Centretown

PRIMONT HOMES - Harmony

12-13

PRIMONT HOMES - Heirloom in Markham

12-13

TRIBUTE COMMUNITIES - Gates of Nobleton

TRIBUTE COMMUNITIES - Model Home Of The Month

VALERY HOMES - Mount Pleasant Meadows

DEC 7, 2013 - JAN 11, 2014 | NEW HOME GUIDE GTA 119

fundamentallyspeaking

Fundamentally solid in by WAYNE KARL

2014

WAYNE KARL is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

WE’VE OFTEN DISCUSSED IN FUNDAMENTALLY SPEAKING » GTA market: So, what does all this mean and elsewhere in New Home Guide about the importance of doing your for the GTA? The housing market is forecast research and due diligence when buying a home. One of the best resources to remain stable in 2014, CMHC says. – if you’re a first-time or move-up buyer or even an investor – is Canada Housing starts will shift to multi-family, Mortgage and Housing Corp. (CMHC). mortgage rates will rise gradually, keeping And of all the valuable information and data CMHC produces, none is existing home sales growth modest. more educational than its annual housing outlook conferences, recently » GTA opportunities: These relatively rolled out across the country, with one of its first stops in Toronto. minor challenges in the short term underIt’s impossible for all homebuyers and homeowners to attend these line the importance of looking at home events, for obvious reasons, and since they are open mostly to those in purchases over the long term. Prices of the industry. But if ever there was an excellent refresher on the funda- single-family homes in Toronto may be mentals that determine and support real estate market conditions, and rising to the point of testing sustainable puts it all in perspective, this is it. affordability, but areas outside the city offer a reasonable alternative. HERE IS A SUMMARY OF SOME KEY POINTS: Richmond Hill, Newmarket, Missis» The economy: Throughout 2013, the economy in Toronto has seen a sauga and Pickering are examples of high steady decrease in unemployment as a result of strong employment growth. performing areas; Etobicoke, Brampton, Although the four-per-cent employment growth of the first three quarters Aurora and Milton also perform well but are of 2013 will not be sustained for the full year and through 2014, the average more affordable. unemployment rate will fall to 7.7 per cent 2014, the lowest it has been since Given the overall challenges in Canada, the economic downturn in 2008. Income growth will match employment Ontario, the GTA and elsewhere, the outlook growth. The strengthening U.S. recovery will be of relatively greater benefit at a glance may not appear spectacular. But to Ontario than western Canada, as Ontario employment is more strongly looking at the big picture and long term, the important determining factors are – fundacorrelated to cyclical movements in the U.S. economy. » Mortgage rates: Mortgage rates to see modest and gradual increases late mentally solid. in 2014, but will remain low by historical standards. This outlook will continue to support housing market activity next year. » Housing starts: Housing starts, an important indicator of growth and health of the housing sector, will ease slightly in 2014. Rapid growth in the price for new single-detached homes will shift demand to more affordable low-rise options such as semi-detached and rowhomes. » Employment and immigration: As the leading indicator of housing demand, employment levels will continue to support the housing market. Migration accounts for close to two-thirds of population growth and household formation in Toronto. In the last few years, the number of people moving to Toronto from other provinces roughly matched the number moving to other provinces, but in the year ending June 2013, the balance shifted in favour of western Canada. At the same time, net gains from international migration diminished. 120 NEW HOME GUIDE GTA | DEC 7, 2013 - JAN 11, 2014

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MONARCHGROUP.NET Other promotional offers do not apply. Prices, specifications and promotions subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. The ENERGY STAR® trade symbol does not imply certification of this organization or its products. The ENERGY STAR® registered mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E.& O.E. December 2013. 22739.

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