Rural Route June - July 2019

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Rural Route WISCONSIN FARM BUREAU FEDERATION®'S

june | july 2019 • vol. 25 no. 3 | wfbf.com

Wisconsin Farm Provides a

Berry Experience to Visitors Page 12

Farming Family Invests in Technology Page 10

Young Member Embraces Education

Page 14

Hop Growers Adapt to Changes

Page 16


WHAT’S NEXT: Technology-driven agronomic insights

That’s what FS MiField® delivers. FS expertise, combined with the latest technologies and local qualified data, gives you the most comprehensive agronomic program there is for growing your ROI. Visit fsmifield.com or your local FS company to learn how MiField is bringing you what’s next.

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bringing you what’s next ™ A1 7 8 5 0 © 2 0 1 9 G R O W M A R K , I nc .


contents vol. 25 no. 3

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NEW BENEFIT

Ford joins Farm Bureau's member benefit lineup.

SMART FARM

Dairy farm family invests in robotic milking system.

BERRY GOOD EXPERIENCE

Kenosha County farm provides experiences for visitors.

EMBRACING EDUCATION

Young member leads lifelong learning for farmers.

HOP GROWERS

Green County members adapt to changes in hop farming.

ACHIEVING MORE

Learn how Extension works with people from around Wisconsin.

CENTENNIAL

Explore changes in Farm Bureau's communication through the years.

OPINION

Columns from Holte, Duvall, Extension, Pfaff and Schlechta.

FARM BUREAU FLAVOR

Try these tasty summer recipes.

EDUCATIONAL GRANTS

Wisconsin's Ag in the Classroom program provides funding.

RURAL MUTUAL

Don't let identity theft ruin your summer plans.

COVER PHOTO BY AMY ECKELBERG

ONLINE LIBRARY

Read our previous issues at wfbf.com/read.

Rural Route WISCONSIN FARM BUREAU FEDERATION®'S

april | may 2019 • vol. 25 no. 2 | wfbf.com

Young Farmer Shows

'How Farms Work' Page 14

Inside: Highlights from Ag Day at the Capitol, Ag LEAD Summit and more.

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Rural Route WISCONSIN FARM BUREAU FEDERATION'S

EDITOR'S NOTE

F

or many, Memorial Day signifies the start of summer. Parades and Memorial Day services honor those who made the ultimate sacrifice for our freedom. Usually, the long weekend includes time spent with family and friends around a campfire or picnic table. For me, the long weekend included a trip to my family's dairy farm in northeastern Wisconsin. It was a tough spring for farmers around the state with too much rain and not enough sunny days to dry out fields for planting. While many families were at a campground or spending the day relaxing, my family was trying to beat the next bout of rain. My husband mowed the lawn and I planted flowers and tidied up the landscaping. My dad and brother worked in the fields that were dry enough and planted corn through the night to get in as much as possible. On Memorial Day, it downpoured, soaking the newly-planted rows and already soggy soil. When the rain drops hit that afternoon, so did my dad's and brother's heads on their pillows to make up for lost sleep. I share this story because it served as a

reminder to me and might for you too. Our safe and abundant food supply shouldn't be taken for granted. Less than two percent of the U.S. population works in agriculture production and its up to them to feed their peers. Having Mother Nature as your business partner is a stressful arrangement. The day before the rain, my mom and I had a chance to place flowers at four different cemeteries for family members. My family tree is built with farmers and military personnel. Listening to my family's history is always time well-spent. To me, both occupations are a meaningful venture and a higher calling. With Memorial Day in the books and the Fourth of July upon us, I think we can agree that our freedom is something we can be forever thankful for. Whether it's the freedom to farm or the freedom of food choice, we shouldn't take the opportunities we have for granted. One of the opportunities I have is sharing stories of Wisconsin farmers. In this issue of Rural Route, you will read about four Wisconsin Farm Bureau members. I hope you enjoy learning about their roles in the agricultural community but mostly, pay attention to the pride they have in what they do. This issue also announces our new member benefit with Ford and reminds you of the benefits you have as a WFBF member. For a list of member benefits, see page 19. This summer as you enjoy time with family and friends be grateful. Take time to appreciate the people who grew or raised the food you enjoy and most importantly, the soldiers who defended our rights to do so. Thanks for reading, Amy Eckelberg Rural Route Editor Wisconsin Farm Bureau Federation

Editor Amy Eckelberg - 608.828.5706 Designer Lynn Siekmann - 608.828.5707 Contributors Sarah Hetke - 608.828.5711 Marian Viney - 608.828.5721 Address of Publication Wisconsin Farm Bureau Federation PO Box 5550 1241 John Q. Hammons Dr. Madison, WI 53705-0550 POSTMASTER: Send address changes to Wisconsin Farm Bureau Federation PO Box 5550 Madison, WI 53705-0550 Contact Information 608.836.5575 800.261.FARM (3276) wfbf.com info.demingway@wfbf.com WFBF Board of Directors Jim Holte, Elk Mound, (President) Kevin Krentz, Berlin, (Vice President) Dave Daniels, Union Grove Arch Morton Jr., Janesville Robert Nigh, Viroqua Joe Bragger, Independence Rosie Lisowe, Chilton Don Radtke, Merrill Andrea Brossard, Burnett (Promotion and Education Committee Chair) Julie Wadzinski, Rice Lake (YFA Committee Chair) Wisconsin Farm Bureau Federation's Rural Route (ISSN 1082-1368) (USPS 39940), the official publication of the Wisconsin Farm Bureau Federation, is published six times per year in February|March, April|May, June|July, August|September, October|November and December|January. Subscription of $5 is included in Farm Bureau dues. Periodical postage is paid at Madison, Wisconsin. All rights reserved. No portion of this magazine may be reproduced in whole or part without written consent. For advertising rates and information: Wisconsin accounts contact Slack Attack at 608.222.7630 or barbara@slackattack.com. National accounts contact Casey McNeal at 800.798.2691 ext. 334 or casey@iafalls.com. For general inquiries, contact Amy Eckelberg at 608.828.5706 or aeckelberg@wfbf.com. PHOTO BY TARYN BOSQUEZ

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Q and A MEMBERSHIP

Q:

A:

What is Farm Bureau?

Wisconsin Farm Bureau is a voice for farmers. At more than 46,000 members strong, WFBF is the state's largest general agriculture organization that represents farms of all types and sizes. WFBF consists of 61 county Farm Bureaus, each with a local board of directors. As a grassroots organization, policy decisions are made from the bottom up, based on resolutions that are proposed at the county level by voting members.

Q:

A:

Why pay dues to be a Farm Bureau member?

Farm Bureau is a membership organization that relies on dues as a primary source of revenue. By joining Farm Bureau, you become part of an organization that provides numerous member benefits (for more details, see page 19) while helping to support Wisconsin's #1 industry. Members are classified at the county level as voting or associate, with voting members having the right to hold office and vote on the organization's policy.

Q:

A:

I'm not a farmer, so why should I be a member of Farm Bureau?

Agriculture is a major driver of Wisconsin's economy. We all have a vested interest in helping maintain a safe, affordable and abundant food supply. As a member of Farm Bureau, you support programs and policies that ensure that farmers can continue to feed and clothe us, while keeping Wisconsin's economy strong.

Q: Can my spouse and I share a membership? Yes! A Farm Bureau membership is a family membership. It applies to the A: member, member's spouse and any children younger than 21. A family member 21 or older requires his or her own membership.

Q:

A:

I have an insurance policy with Rural Mutual. Why is Farm Bureau membership required?

In 1934, Wisconsin Farm Bureau members created the Rural Mutual Insurance Company to service the insurance needs of its members. Rural Mutual is an affiliate of Farm Bureau, and access to insurance products sold through Rural Mutual is a benefit of membership. Therefore, a paid Farm Bureau membership is a prerequisite to purchase auto, homeowners, country estate, farm and crop/hail policies through Rural Mutual Insurance Company.

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When does my membership renew? Your annual membership renewal date is the first day of whatever month you joined Farm Bureau. You will receive a renewal notice approximately 45 days prior to the due date.

Q: How much are my annual membership dues? Membership dues are established at the local level by your county Farm A: Bureau board of directors and vary from county to county. Annual dues

How are my dues used? When you join Farm Bureau, you not only become a member of your county Farm Bureau, but also Wisconsin Farm Bureau and American Farm Bureau. Your membership dues are allocated as follows:

$40

Wisconsin Farm Bureau Federation

- Used to support state activities, conduct programs and provide staffing for those efforts throughout the state. Consumer and youth education, issue advocacy, leadership development and member publications are services that also are funded with state dues.

$5

American Farm Bureau Federation

- Forwarded to support Farm Bureau activities at a national level. These funds support agriculture's voice in our nation's capital as well as the many programs that AFBF has in place to educate consumers, share the message of agriculture and provide online resources to its members.

$1

Accidental Death Policy

- Applied toward an accidental death insurance policy that is a benefit of membership and covers you as a member, your spouse and eligible children. Coverage begins at $500 and increases in value for the member and spouse with each consecutive year of membership up to $3,500.

$

County Farm Bureau

- The remaining portion of your dues (depending on the county) is used to fund local events and activities. This may include county meetings, scholarships and other programs for youth, consumer education activities and member service programs in that county.

range from $47 to $60, depending on which county you live in.

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NEWS

For Farmers Every Year is the Year of Clean Water W

isconsin Governor Tony Evers declared 2019 the 'Year of Clean Drinking Water.' For farmers water is a resource they think about every day. Earlier this year, in public testimony, Wisconsin Farm Bureau

President Jim Holte spoke on behalf of Farm Bureau members across the state and shared examples of how they manage their land and care for the environment around them. Below are excerpts pieced together from his testimony.

Farmers are the original stewards of the land and I'm proud to be one of them. As Wisconsin farmers, our story includes our continuous evolution of farming practices to do more with less. Today, we can harvest more corn per acre using less fertilizer and applying fewer pest management products, while improving soil health and water quality. Today, we rely on science in order to help us understand the complexities of our management practices and how those practices impact our farms and the environment. Wisconsin farmers are committed to continually implementing improvements in their farming practices. Arguably, there isn't anyone who cares more about water quality than those who are immediately impacted by it. Farmers need scientifically supported guidelines in place, but these same regulations must also provide enough flexibility to allow farmers to farm in ever-changing weather and economic conditions. While farmers understand the need to create models for scientific study purposes, actual on-farm data holds the most weight. It is based on actual outcomes that are measured and not just predicted. A farmer's mindset is always looking ahead on what can be improved. I hope as you see farmers in the field this year you are reminded of just how much they care for their families, their communities and their land. Besides participating in public testimony, WFBF has supported various initiatives for sustainable practices and resource management including the state's farmer-led watershed protection groups. Since 2016, Wisconsin's Department of Agriculture Trade and Consumer Protection has provided funding to groups of farmers to test and promote conservation efforts. In 2018, there were 19 groups of farmers in Wisconsin who received funding through this program. The program allows farmers to work together with other stakeholder groups and their communities to identify best management practices. The groups create awareness of conservation practices and allow farmers to learn from one another. To learn more about the Farmer-Led Watershed Protection Grant program, visit datcp.wi.gov/Pages/Programs_Services/ ProducerLedProjects.aspx. When it comes to water resources it's important to note that blanket regulations are rarely effective. Every parcel of land in

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Wisconsin is extremely different so a one-size-fits-all approach isn't effective. This makes water discussions difficult. It is essential for farmers to have a seat at the table during water quality discussions and to conduct on-farm research to see what really works in their area and more specifically on their farm. Some of the best on-farm research has been done by staff at UW Discovery Farms, a program that is part of UW-Madison Division of Extension that focuses on the relationship between agriculture and water quality. UW Discovery Farms partners with private land owners to set up monitoring stations that can measure anything from the amount of water leaving a field after a heavy rain to the type and quantity of nutrients in that water and much more. Farmers want clean and safe drinking water for themselves, their families and communities. Water is a resource that can't be taken for granted. Farmers strive to continuously improve. Working on water management is no different.

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Don't Forget Agriculture in Your Summer Plans F airs, festivals, farmers' markets and agri-tourism destinations offer plenty of options when looking to book your summer plans. Don't forget about some of the favorites as you schedule your summer.

Fairs Since 1842, fairs have been part of Wisconsin's history. While many people know about the Wisconsin State Fair held in West Allis each August, many counties host their own fairs. Waukesha County Fair is the oldest fair in Wisconsin. According to its website, the first Waukesha County Fair was held in a poplar grove on Carroll Street in Prairieville. For a list of fairs in Wisconsin, visit wifairs.com/events/fairs. Festivals Wisconsin has many festivals that are a must-see. Whether it's a small-town celebration or big-time festival there is sure to be food to try, things to see and people to meet. Wisconsin has

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many agricultural festivals throughout the summer and fall. Put some of these family-friendly events on the calendar. To find a list of festivals, visit travelwisconsin.com/events.

Farmers' Markets The farmers' market scene in Wisconsin is vibrant. Whether you live in a rural or urban area, chances are you can find a market or produce stand nearby. Farmers' markets bring local farmers and artisans together for a fun experience. Looking for a market near you? Visit wifarmersmarkets.org. Agri-Tourism Destinations Have you ever heard of farm camp or a pizza farm? Wisconsin is home to many agri-tourism locations that let you experience food and farm life. Whether you want a day-destination or an evening dinner you can find an agri-tourism spot to fit your needs. To find out more about agri-tourism destinations, visit visitdairyland.com.

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NEWS

Ford Joins Member Benefit Lineup W

isconsin Farm Bureau is excited to announce a new partnership with Ford to offer members a special discount. Now, WFBF members can receive $500 Bonus Cash toward the purchase or lease of eligible Ford vehicles or $750 Bonus Cash toward eligible Lincoln vehicles. "We are excited about the addition of Ford to our lineup

of money saving member benefits," WFBF President Jim Holte said. "Farm Bureau members have been asking for this partnership and we're proud to have worked out a great agreement." Members can get more information about this benefit or learn more about other discounts and incentives by visiting wfbf.com/membership/member-benefits.

"We are excited about the addition of Ford to our lineup of money saving member benefits." – WFBF President Jim Holte

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Wisconsin's Hemp Crop Gives Farmers Options M ore than 100 years ago, Wisconsin was a leading producer of hemp with nearly 7,000 acres under cultivation. At that time, it was grown primarily for rope and fiber, which was used during both world wars. It disappeared soon after World War II due to a combination of federal regulations along with pests and disease. Flash forward to 2019, hemp is experiencing a rebirth. According to the Hemp Business Journal, the U.S. hemp industry is worth $800 million and projected to reach $2 billion in a few years. Today, the market is more versatile than ever with a myriad of uses: its seed, oil and fiber including textiles, building material, paper products, bioplastics and pharmaceuticals. One of the biggest potential markets for hemp is cannabidiol, also known as CBD. CBD is a non-psychoactive compound in cannabis that is low in tetrahydrocannabinol or THC. It's touted as relief for various illnesses from post-traumatic stress disorder and epilepsy to sleep disorders. Hemp grown for CBD oil can be more lucrative than hemp used for grain, netting between $20 and $45 per pound depending on its quality, according to Michael Fields Agricultural Institute. With this income potential, farmers around the state are showing interest. Applications to grow or process industrial hemp have increased to 2,100, according to Wisconsin's Department of Agriculture, Trade and Consumer Protection. Phillip Scott, president of the Wisconsin Hemp Farmers and Manufacturers Association, notes that hemp gives the opportunity for true economic growth to farmers who have been looking to transition into a different industry. In Wisconsin, the ideal seeding time for industrial hemp is from mid-May to mid-June so conditions here are very favorable. Additionally, the 2018 Farm Bill removed hemp from the Federal Controlled Substances Act. For farmers who may be hesitant about making the transition, this helps move hemp more mainstream, which impacts everything from industrial hemp insurance, to easing the U.S. Food and Drug Administration's approval. That doesn't mean growing hemp is without challenges. Considerations for Hemp Growers Starting in the hemp industry includes a significant investment from the required grower license and annual registration to the cost of seeds and machinery. There also is the mandatory state testing and lab fees to prove that hemp plants don't contain more than 0.3 percent THC, the legal limit to be considered industrial hemp. While Wisconsin's conditions are good for growing hemp, weather still poses a risk. JUNE | JULY 2019

"Cost of production and revenue will be volatile in this new industry for at least the next few years," said David Bayer, Rural Mutual's agribusiness underwriter and crop hail specialist and added that being prepared can help prevent some issues. Key Things Farmers Should Know Before Growing Hemp: 1. Use a reputable seed provider to buy industrial hemp or clones. Any fields testing more than the 0.3 percent THC on the pre-harvest regulatory test will be destroyed, so it's crucial to team with the right source. A list of Wisconsinlicensed seed sources and Wisconsin-licensed hemp growers who have clones for sale that passed DATCP's preharvest regulatory test in 2018 is available at datcp.wi.gov. 2. Get the proper testing. Growers must have their hemp crops sampled by DATCP staff and tested by the department's regulatory lab prior to harvest. Farmers can do pre- or post-harvest testing with private labs that are certified, but this doesn't replace testing by DATCP. 3. Find industry resources. Like with any new venture, find a support group who can answer questions and ease concerns. The Wisconsin Hemp Alliance, a new trade group for hemp farmers, is a helpful resource offering forums and industry educational events for farmers entering this emerging market. Insurance companies like Rural Mutual have expanded their offerings to include specific hemp growers insurance products such as crop hail and product and liability policies. For more information on appropriate hemp manufacturing insurance coverage, please contact a Rural Mutual Insurance agent to customize a policy.

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FARMING FAMILY

INVESTS IN TECHNOLOGY

By Amy Eckelberg

"Farming is what I know and what I love."

R

obert Nigh has been farming since he was young. While "Everyone shares duties and does what needs to be done. I'm he helped with chores on his family's farm before that the guy who likes the numbers, so I handle most of the book time, it was the death of his father shortly after his eighth work and tax preparations." birthday that propelled him into his forever career. The diverse farm has goats, a small beef herd and dairy cows. The Nighs also bring in extra income through lumber and His brother, Randy, just eight years older, along with a selling surplus corn and soybeans. farmhand, helped his family keep the farm afloat in-between What might make the farm most unique is the use of two going to school. "Farming is what I know and what I love," said Robert. robotic milkers that allow the herd of around 110 cows to be As he got older Robert learned about his father through milked whenever the animals choose. The use of this technology was one that was welcomed, but stories from friends and neighbors. Those tales helped motivate under dire circumstances. him to continue what his "In 2000, we built a milking parlor," father started. More than ever, said Robert. "We used that method his father became a role model. "I've been in partnership (to milk cows) until we had a barn fire." The milking with my brother for 54 years," On June 13, 2016, the Nighs had system works via said Robert. "We think a to move their cows to a neighboring lot alike and have a good farm when their facility burned. While a mechanical arm relationship. He is not just the fire was detrimental, it opened a mounted with lasers my brother, but a friend." new door. Robert's son Ryan also After considering multiple options, that scan the cow. works on the farm. Other Robert, Randy and Ryan decided that It pinpoints the cow's family members including the best fit for their farm was to build Robert's wife Betty, son a new facility within the area. After teats before attaching Brady, daughter Rachel and considering age and labor concerns, four teat cups. son Brandon, who is an the Nighs decided to install a robotic engineer, help with farm milking system. tasks when needed. About six months later, the cows

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(From left) Ryan Nigh, Robert Nigh and Randy Nigh discussed the impact of rain on a pasture. The three work together on their farm in Viroqua.

were moved from the neighbors' barn into the new barn. While the robotic system has made for different types of chores, it hasn't changed the chore load. "We do the same amount of work but just different work," said Robert. "Now we are spending more time evaluating the data. It's nice because robots are consistent. Sure, they break sometimes but overall, it's been a good transition and smart choice for our farm." The robotic technology allows the family to have more freedom to attend events and to volunteer. Being involved in community and agricultural organizations is something that Robert thinks is important. Growing up he was involved in 4-H and FFA and later became involved in the Holstein Association, which led to serving on the National Holstein Board. Now, he serves as District 3 Director on the Wisconsin Farm Bureau Board. Robert has served on his local school board for 22 years and is a volunteer firefighter.

"You can learn something from everyone if you just listen," said Robert who values each role a person plays in an organization. "I never thought I would have this many opportunities," said Robert, who graduated from the Rural Leadership Program. "I've traveled to Hong Kong, California, Washington, D.C. and so many other places because of being involved." Being new to the WFBF Board of Directors he has learned that, "it's the people who make Farm Bureau what it is." Getting involved through a neighbor who asked him to attend a meeting spiraled him into becoming a board member for Vernon County Farm Bureau and eventually being elected president. "Every time I go to a meeting, I learn something," said Robert. "I've learned that Farm Bureau is complex because of the many programs offered, and our staff is amazing. Where else can you find this many opportunities and benefits for less than $100."

Robert reviewed data files from the Lely robotic milking system they use. The system tracks the cows' health and milking records.

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Wisconsin Farm Provides a

Berry Experience to Visitors

By Amy Eckelberg

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berry farm, with their three young children. Scott's dad, Jeff, lives in the other house on the farmstead with his wife Marcia. Together they are working on a succession plan to allow Jeff to transition out of the business. "I don't think (my dad) will ever retire or stop giving his opinion," Scott chuckled. "Though, I'm grateful to have him around to ask questions and he still does a good portion of the paper work. He used to tell me what we were doing each day, and now he asks me instead." Scott has two older brothers who live nearby. While the brothers don't work in agriculture, the farm does serve as a good meeting spot for the families. Taking over the farm wasn't much of an interest to Scott, especially during high school. After a couple years in college at UW-Oshkosh he decided that "farming wasn't too bad." He finished his degree in geography and went to work full-time on the farm. While he was a substitute teacher at an area school in the winter seasons for many years, his marketing and business classes have come in handy when working with his customers. Scott estimates 75 percent come from the Chicago-area. "People come here because they want the experience and to be in the country," explained Scott. Among the farm's customers is a large percentage of Polish immigrants and descendants who live in the northern Chicago suburbs. SUBMITTED PHOTO

I

t's often used in the real estate business, but the phrase 'location, location, location' could be used to describe the success that Thompson Berry Farm has seen through the years. Located on 75th Street in Bristol, the farm is positioned almost exactly between Lake Geneva and Chicago's northern suburbs. While the farm thrives in its current location, the Thompson farm wasn't always placed along a tourist-driven roadway and wasn't always a berry farm. In the late 1960s, the farm moved to Bristol after the building site for UW-Parkside overtook the family's co-owned apple orchard. Now, fourth generation farmer Scott Thompson is building on what his father and grandfather started. "Fifty years ago we were an apple orchard," said Scott. "After the move my grandpa knew that apple trees would take too long to grow, so he went into strawberries and we've been doing it ever since." The farm grew 50 acres of strawberries the first year, but quickly increased to 150 acres of strawberries. According to Scott the large acreage of strawberries made the farm one of the largest pick-your-own strawberry farms in the country. "Growing 150 acres of strawberries is a lot," said Scott. "Now, we have 20 acres of strawberries, which does a good job of supporting who we need to from the farm income." Scott and his wife Megan live in the 1850s farmhouse, on the

WISCONSIN FARM BUREAU FEDERATION


"On Saturday mornings you hear more Polish speakers than English," added Scott. "They grew up picking berries and they pick quite a few to take home with them." While strawberries are highlighted in the farm's name, the farm also sells fall raspberries and pumpkins. Fall raspberries are the preference for the family because of the timing of harvest. "Families are looking for something to do in the fall so this gives them an option," said Scott. The season for the you-pick raspberries starts in August and goes until October. Multiple varieties are used to spread out the harvest times across a few acres. The farm doesn't necessarily do things the standard way for a pick-your-own farm. For example, their pumpkin sales are unique because they sell them by the carload. "We sell them at $70 per carload, unless you have a truck or SUV, then it's a little more," said Scott. "Everyone sells pumpkins, so this makes us different. We just plant a variety of pumpkins and gourds and let people go out to the field and find the ones they like." While Scott and his employees get a variety of questions from customers, Scott is hopeful that their interactions on the farm are "slowly helping people learn about farming." The farm provides care instructions and gives customers recipe ideas on its website. Learning is something that Scott continues to do himself. As a past president of the North America Berry Association and through his involvement in the Wisconsin Berry Growers he stays up-to-date on his berry knowledge. He also has used social media to ask questions of other berry growers around the world. Scott became involved in Farm Bureau when his dad was on the Kenosha County board. "My dad was on the nomination committee for new board members and I was the chosen one," Scott smiled. "At first, I wasn't very happy but now I'm really glad my dad got me involved. I think it's a great organization." Scott specifically appreciates the insight Farm Bureau brings

This is the raspberry patch where customers will be able to pick their own berries this fall.

him on transportation laws regarding equipment. "(Because of Farm Bureau) I think that if an officer stopped me, I would know more about being in compliance than he would," added Scott. "That's good in my book." To learn more about the Thompson Berry Farm visit, thompsonstrawberryfarm.com or find them on Facebook.


Embracing Education By Sarah Hetke

Young Member Leads Lifelong Learning for Farmers

A

ttending class has never ended degree from the UW-River Falls and frustrating," Julie shared. "It is so for Barron County Farm Bureau she is in the final year of graduate school rewarding to see that change in member Julie Wadzinski. These days, pursing a master's degree from Kansas someone's mindset when a topic or however, she finds herself in front of the State University, but that isn't the right idea really 'clicks' with him or her and room rather than behind a desk. path for every student. you can see the wheels turning as they Julie assists farmers in lifelong "Some students want to get to work in process how this relates to them and their learning and financial management as a short amount of time and the technical future goals." an agriculture instructor in the Farm college shines in its ability to provide Learning is not something that is Business and Production Management hands-on learning opportunities," Julie limited to students in Julie's classroom. program at Indianhead Technical College added. "For some students it just doesn't "I don't pretend to be an expert and in Rice Lake. make sense to take on the debt associated I'm never going to tell a farmer that there Lifelong learning in agriculture is with a four-year university." is a right way to do something," said Julie. important. Julie encourages students to pursue "Having this attitude encourages open "Technology and research changes so careers in agriculture because it's a dialogue in our classroom and I get to rapidly in this industry, it is hard to keep dynamic industry meaning there will learn from what they share." up," said Julie. "Often times the Julie grew up on a dairy classroom setting allows farmers farm in Marathon County so to share what has worked or learning about agriculture is not worked for them as to not not something new for her. recreate the wheel." She is able to use her hands-on This fall, the Farm Business experience when creating lessons and Production Management for her students. program will go through a "My personal farm experience rebranding process to become the is invaluable to me in the Farm Operation program. This classroom, but I always have to newly-recreated program will keep in mind that each farm is continue to offer lifelong learning different, and a major part of opportunities for farmers but also my job is to embrace new ways will offer classes tailored toward of thinking." Julie isn't only a leader in the young adults who may be new or beginning farmers. classroom. She was elected to Julie showed a 3D design, created by HSR Associates, "There's a shift happening in serve on the Wisconsin Farm of what her newly-designed classroom will look like. agriculture," Julie explained. "We Bureau Federation Young Farmer have more people working in the and Agriculturist Committee in 2017 and is serving as the committee's industry who are not from a farming always be something new to learn. chair. As chair, she is on the WFBF background, which is why it is important Learning and seeing that metaphorical Board of Directors and helps guide the to offer agriculture classes in middle 'light bulb moment' is the motivation organization from a young member school, high school and colleges and that drives Wadzinski to provide new, universities." innovative opportunities for her students. perspective. "The YFA program is a call-to-action Julie explained that her educational "Personal growth is a continuous for young people in agriculture," Julie journey led her to earn a bachelor's process, which is wonderful yet

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said. "There are countless opportunities ranging from meeting lifelong friends to developing your personal leadership skills to finding your voice as an agricultural advocate – there's really something for everyone." Julie explained that her path to becoming involved with Farm Bureau was probably not a typical one. "I thought that if I participated in the discussion meet I could win a chainsaw and then I wouldn't have to buy my dad a Christmas present," Julie said with a laugh. "But on a serious note, it's probably a good thing I didn't win because it has driven me to seek out other ways to get involved." When it came time to pursue a leadership position as a district representative on the WFBF YFA Committee, Julie said she wanted to showcase the many talents Farm Bureau members possess. "I think some of us get discouraged because we are not actively farming so we don't feel worthy of advocating or speaking on topics regarding agriculture and I'd like to change that," said Julie. "We are seeing more YFA members with jobs off the farm, but at the end of the day they are still part of the agriculture community." Whether in the classroom or at a Farm Bureau event, Julie's passion for education and bringing others together is evident. She is a leader who works to engage others in conversations about the changing landscape of agricultural careers and new opportunities that exist for anyone interested in lifelong learning.

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Top: Julie enjoys the variety of topics she teaches students of all ages about a variety of topics ranging from farm financials to soil health and condition. Bottom: Julie visited high school students to talk about the school's new program designed for young adults looking to pursue careers in agriculture.

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Green County Hop Growers to By Marian Viney

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obbies turned to new business dreams when skyrocketing hop prices in 2008 were the talk of the upand-coming Wisconsin craft brewing industry. The launch pad was set for the development of several new business ventures for Green County Farm Bureau members Rich and Michele Joseph. Rich grew up working with family in tobacco fields and sugar bushes near La Farge, making hay and milking cows near Hillsboro and brewing his own beer with homegrown hops because it was a natural extension of, "making your own and self-reliance." The interest in homegrown hops and brewing beer continued after the couple married and moved to Belleville. Rich grew some hops in the couple's backyard for his home brew and after noticing the increase in hop prices, he researched the hops growing process. After careful consideration, the couple purchased 25 hop rhizomes, for a test plot at Michele's father's farm in Neosho, about 12 miles north of Oconomowoc. In 2010, after designing a successful test plot, the family rented and prepared a two-acre plot at the same location. "There are two key factors in growing hops," says Rich, who at the time was a regional sales manager for ACG Products, a global company that imports

and exports animal feed products. "A sandy silt loam soil is best and a high-quality water supply - one hop plant can use up to five gallons of water per day during a sunny, summer day." Rich explained that the initial investment was $8,000 to $10,000 per acre along with setting up the trellis structure and irrigation. "We saved some investment by cutting our own black locust trees and using them for poles," said Rich. "Another savings was having our four children involved in the labor-intensive process." Following the design of Matt Sweeny, who operated Simple Earth Hops, a quarter-acre sustainable plot that is used for education, research and demonstration north of Dodgeville, Rich and his family prepared the soil, constructed the trellis structure, planted the rhizomes and installed the irrigation system. Michele laughed and said that as the process grew, "we were just winging it - a constant MacGyver kind of thing." The distance between Belleville and Neosho became too great with the constant attention the plants needed and made it impractical to continue the Neosho hop yard so they started looking for their own land closer to Belleville. "During this time while talking with WISCONSIN FARM BUREAU FEDERATION


Opposite: Rich and Michele Joseph and son Joe Lang stood by their hop yard near Belleville. Green County Farm Bureau member Rich Joseph and a friend tied lengths of paper-based twine to the overhead wires. The twine is anchored at ground level and the hop shoot searches for something to climb. This method is an industry standard for hop growers.

SUBMITTED PHOTO

other small-scale hop producers, a few of us decided to pool our resources," said Rich. "In 2010, we started another venture, the Wisconsin Hops Exchange, with assistance from staff with UW's Center of Cooperatives." In 2013, Rich and Michele purchased land south of Belleville where they designed and developed a 7.5-acre plot for hops, using the plants from Neosho for their new hop yard in Belleville. The Hop Garden Farm was created. "While selling hops to breweries across Wisconsin, several brewers suggested to Rich that he should start his own brewery because of his beer industry knowledge," said Michele. That was the start of the next venture, Hop Garden Brewing LLC. Rich was out selling hops, developing the brewing process and sons Joe and Jake were building the hop yard. "Our first beer was launched in January of 2013," said Rich. "And then grew to three labels and was on shelves at dozens of local stores."

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Then the bottom dropped out of the hop market. "What happened to the hops industry is very similar to what happens in the dairy industry," added Rich. "Prices go up, users are pushed into contracting, large producers put in tens of thousands more units and here in Wisconsin, we tripled our production but that still is only a hundred or so acres. Then there is a glut in the market and the users dump their contracts and prices plummet." In 2015, with depressed hop prices, Rich and Michele started the Hop Garden Brewing Tap Room on the banks of the Sugar River in Paoli that hosts local musicians and features Hop Garden's beers that are now brewed at Brewfinity Brewing Company in Oconomowoc. A year later, Hop Garden Brewing signed with Frank Beer Distributors in Middleton to carry the Hop Garden line in south central and western Wisconsin. Rich added that the growth in craft beer is starting to slow and that store shelves are crowded with lots of labels from all around the country. "You are starting to see some small beer producers go out or get bought up by larger breweries," said Rich. "We believe that with our diversification and vertical integration, we can continue our growth at a steady rate." Currently, the Josephs are working with a Madison brewery to brew and can their beer in 12-ounce cans for this summer and relaunch into the Wisconsin market. "The vision we had in 2008 was to be simple hop growers," added Rich. "Then we added beer production, then Tap Room owners, and now we've added a kitchen specializing in barbecue to the Tap Room. I guess the old saying is true, 'It's not what you do with Plan A, it's what you do with Plan B, C, D and E.'"

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Get the on your member benefits. For complete details, visit wfbf.com/membership/member-benefits.

Farm Bureau members who are agricultural producers and patrons of their local FS cooperative are eligible to receive patronage when patronage is paid.

Special member pricing and free shipping. Visit wfbf.com for more details.

"Grainger is one of the best member benefits that Farm Bureau members have available. The access to this service is amazing, the Farm Bureau discount pays more than the cost of membership every year." - Joe Bragger, Buffalo County Farm Bureau member

Members receive an incentive discount ($300 to $500) when purchasing qualifying Case IH equipment from participating dealers.

Rural Mutual

Members qualify for a variety of discounts on new purchases. Visit wfbf.com to print your certificate and for details on models and discounts.

To find a Rural Mutual Insurance Company agent, visit ruralmutual.com or call 877.219.9550.

"With the Farm Bureau member discount, we purchased two skid loaders and saved an additional $1,000, which made the deal even sweeter.” - John Piechowski, Waushara County Farm Bureau member

Wisconsin Farm Bureau members are eligible for a complimentary John Deere Rewards upgrade (Platinum 2 status) – which unlocks the best loyalty rewards including valuable equipment discounts.

Wisconsin Farm Bureau members save up to 20% off published rates at participating Wyndham Hotels.

Insurance Company

Farm Bureau member Rick Nowak is the manager of a Nowak Properties LLC, and uses John Deere equipment in his logging business.

Wisconsin Farm Bureau members save up to 20% off published rates at participating Choice Hotels.

Take advantage of Farm Bureau Bank's FDIC-insured checking, savings and money market accounts, certificates of deposit, credit cards and vehicle and home loans. Visit farmbureaubank.com.

You can get more information about the services Farm Bureau Financial offers from your local Rural Insurance agent. Learn more at fbfs.com.

Accidental Death Policy • AgriVisor • Life Line Screening • Avis • Budget • The Country Today • ScriptSave $500 Reward Protection Program • AgriPlan Medical Reimbursement Program • Six Flags • Ford • Office Depot Visit wfbf.com to find out more about your membership benefits! *WFBF member benefits may be changed or discontinued at anytime without notice.* JUNE | JULY 2019

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Keeping Members in the Know Communication Changes Through the Years

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s Wisconsin Farm Bureau celebrates its centennial, the organization has been looking at different aspects of its history. The way Farm Bureau has communicated with members might be one of the most drastic changes. The organization recognized early on that not only were county meetings with field supervisors important but that a coordinated media and member communications strategy was also required. In the 1920s, Farm Bureau members in several counties received Wisconsin Farm Bureau News, written for county Farm Bureaus.

By 1930, WFBF had its own publication for the first time, edited by E.E. Schroeder. This publication however it did not have a name. The WFBF Board of Directors decided that it would have a contest to determine a name for the publication. The winner, Clara Thoreson from Chilton, submitted the name, 'Badger Farm Bureau News' and was awarded a $10 gold piece. The Badger Farm Bureau News was a regular publication from 1930 through 1985, when it was replaced by the bi-monthly magazine Ag Venture. In addition, from 1985

WFBF Centennial Timeline WFBF ORGANIZES FOREIGN TRADE MISSIONS to secure sales of Wisconsin dairy products and gets governmental program incentives to help farmers compete in a subsidized world dairy market.

1965

BADGER LIVESTOCK SALES, INC. organized WFBF SECURES FUNDING FOR A NEW DAIRY SCIENCE BUILDING at UW through a tax on oleo margarine

1966

1967

1968

WI FARMCO merged with FS SERVICES of Illinois FARM BUREAU MARKETING ASSOCIATION organized

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MIDWEST LIVESTOCK PRODUCERS formed

WISCONSIN FARM BUREAU FEDERATION


through 1992 WFBF published AgVantage, a bi-monthly newsletter for county Farm Bureau leaders. In 1994, Frontline, a monthly newsletter, was added to complement AgVenture as a regular tool to get timely and useful information to members. Weekly radio communications produced by WFBF Communications Director Gail Hamilton in the 1970s, were replaced in the 1980s with Farmline radio news network. In 1995, Ag Venture was replaced by Farm Bureau's Rural Route. This publication, which started as a newsletter, slowly adapted from a newspaper to the glossy magazine you enjoy reading today. As communication efforts expanded in society, Farm Bureau jumped in with new tactics. Press releases, editorials, news conferences and interviews were used to get Farm Bureau's name in the news.

In the 2000s, more digital communications were a focus. Ag Newswire, a weekly email containing agricultural news, was added to make sure members, legislators and media personnel were reading rural headlines. Social media was added as part of the growing demand for quick digital news. Farm Bureau also maintains a website for members and prospective members to learn more about the organization. Farm Bureau continues to adapt to ever-changing technology. Most recently a redesign of WFBF's website made the site easier to use but most importantly, mobile friendly and searchable. The site also premiered an online membership application. Farm Bureau will no doubt continue to change its communication strategy as technology transforms; however, the importance of keeping members 'in the know' will never be outdated.

Look for more history summaries in the upcoming issues of Rural Route. Excerpts from "Seventy-Five Years of Farm Bureau in Wisconsin" were used for this article.

WFBF helped draft and pass PIONEERING EMINENT DOMAIN LEGISLATION to treat landowners better when their land is taken for public purposes.

WFBF led the way to a constitutional amendment to the UNIFORMITY CLAUSE that would allow farmland to be taxed on productive value instead of potential value

1974

1977

1978

1979 FARM/CITY FESTIVALS organized

The FARMLAND PRESERVATION TAX CREDIT program was created

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WFBF was instrumental in the ESTABLISHMENT OF THE SCHOOL OF VETERINARY MEDICINE on the UW–Madison campus. wfbf.com

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OPINION

What's In It For Me?

A Message from WFBF President Jim Holte ways Wisconsin Farm Bureau works to serve farmers, agri-business professionals, agriculture supporters and Rural Mutual Insurance Company policy holders.

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griculture finds itself in challenging times and it's natural to evaluate what we spend our money on. It is only natural that we ask ourselves, "What do my Farm Bureau membership dues return to me?" or "Do I get my money's worth?" For me, the answer is a simple, "Yes!" Whether you are a farmer, agribusiness professional, Rural Mutual Insurance Company policy holder or agriculture supporter, I am grateful for your support of this organization. I sincerely appreciate your membership because it is supporting local farmers right here in Wisconsin. You see, even if you are not actively farming, you are still impacted by agriculture every day. The milk you drink, vegetables you eat, burgers you grill and even things like makeup, car tires and lotion are made possible by farmers. Farmers represent less than two percent of the American population and they truly appreciate your support through a Farm Bureau membership and by purchasing their products when you head to the grocery store. I thought I would share some of the

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Member Benefits From discounts on hotels and rental cars to Grainger products and John Deere equipment there is something for everyone in our extensive line up of money-saving member benefits. Most recently, we welcomed Six FlagsÂŽ and Ford as the newest member benefits. We love hearing from members who utilize these discounts, so please contact the WFBF office if you have a story to share. If you want to learn more about your member benefits, flip to page 19 or visit wfbf.com/membership/member-benefits. Governmental Relations Farm Bureau is probably best known for its ability to put agriculture's voice in front of elected officials - both at the state and national level. We are a voice for farmers when farmers are busy working. WFBF is responsible for keeping track of legislation that could impact farmers and rural landowners while helping us all understand what it means for our daily lives. On the local level, I encourage you to contact your county Farm Bureaus on issues in your community. Public Relations As you've been turning the pages of this magazine, I hope you have been admiring another benefit of your membership: Rural Route. In addition to Rural Route, WFBF keeps members informed through the Grassroots district newsletters for voting members and newly-created Farm Bureau Connection newsletter for associate members. You also can visit our newly redesigned website to stay up-to-date

on WFBF events, activities and news. Our work reaches beyond our membership as we work hard to share agriculture's story with the public through social media, news releases and working with reporters on interviews. Education and Training Wisconsin's Ag in the Classroom program is housed at the WFBF office and is funded in-part through the Wisconsin Farm Bureau Foundation. Through the efforts of our Ag in the Classroom program, we share information about food and farming with school aged kids and adults so they can be more engaged consumers. If you have not already 'liked' Wisconsin Ag in the Classroom on Facebook, I encourage you to, so you can stay up-to-date on activities and learn a few fun facts along the way. The Wisconsin Farm Bureau Foundation also sponsors 4-H and FFA programs around the state. Most notably, WFBF hosts FFA Farm Forum for high school juniors and 4-H Key Awards. As you probably can see, I believe WFBF delivers a great deal of value to its members. I hope that you are already finding value in your membership, but if you are not please explore some of the areas I outlined above to see how they may benefit you. At the end of the day, we are all impacted by agriculture and I am so grateful for your support of Wisconsin agriculture and our hardworking farmers. WFBF is a voice for farmers and we owe our success to you, our members. President of the Wisconsin Farm Bureau Federation since 2012, Holte is a grain and beef farmer from Elk Mound.

WISCONSIN FARM BUREAU FEDERATION


Agriculture Yields Jobs on and off the Farm A Message from AFBF President Zippy Duvall

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ach spring we celebrate National Agriculture Day and National Agriculture Week. This celebration gives us a great opportunity to talk about the innovation and impact of our industry and the hard work farmers and ranchers put in every day of the year. This year's theme was, 'Food for Life,' which speaks to why many people got into agriculture in the first place—to do good for our land and animals, our families and communities and our country. We take pride in knowing that the work we do on our farms and ranches reaches far beyond our fencerows. With farmers and ranchers making up only two percent of the population in our country today, agriculture can get labeled as a small player when it comes to the whole business world. But we know what a big impact our industry has. America's farmers and ranchers are a driving force in our economy, both directly and indirectly. The job numbers tell the story. In 2017, agriculture and food sector jobs made up 11 percent of all U.S. employment, for a total of 21.6 million full- and part-time jobs. These may be in food manufacturing and retail, forestry and fishing, food service or clothing, textile and leather manufacturing. They may not be on or near a farm, but they are tied to agriculture. While only 2.6 million of these jobs are directly on-thefarm, full-time agriculture yields nearly ten-fold more jobs in the agriculture and food related industry, and those jobs help support millions more and boost our

JUNE | JULY 2019

whole economy. Agriculture's impact on the U.S. job market doesn't stop with industry-related employment either. Farmers and ranchers help support another 20 million jobs from money spent in related industries to farm and food industry wages spent in other sectors. When a farmer purchases equipment or fertilizer, those business purchases support jobs from production and manufacturing to research and development of new technology. Of course, we don't just spend money on business expenses. When workers in ag-supported jobs spend their wages, that money goes to support millions of jobs up the supply chain. No matter what your job may be, we all need to eat and we all spend money on food. We are blessed with an abundant, affordable food supply in this country, thanks to the ingenuity and efficiency of U.S. farmers and ranchers. Americans on average spend less than 10 percent of their income on food, which also means more money going back to work fueling our economy. Our safe, affordable food supply doesn't happen by accident—as farmers know all too well. It takes a lot of hard work, innovation and faith to produce the best food, fuel and fiber in the world, all in the face of unpredictable weather and everchanging markets. But I can't imagine a better job, a more fulfilling job or a more important one. America's farmers and ranchers are proud to grow food for life—the life of

our people, our nation and our economy. It's important for farmers and ranchers every day to be out there, beyond the fencerows, telling our story and advocating for the policies that will protect our farms and the jobs that depend on us. Looking for resources and information on agriculture? Visit the American Farm Bureau Federation's Voice of Agriculture website for more food and farm facts and check out additional educational resources from the American Farm Bureau Foundation for Agriculture. President of the American Farm Bureau Federation, Duvall raises beef cattle, hay and poultry in Greshamville, Georgia.

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OPINION

The Science of Stress and Learning How to Throttle Down Guest Column from UW-Madison Division of Extension

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eeling stressed? You're not alone. A recent Gallup poll found that 55 percent of Americans said they had experienced stress during a lot of the day. The results also indicate that Americans were more likely to be stressed and worried than much of the world. Stress can negatively affect health, sleep, relationships and communication with others. Probably the most crucial impact is the way in which chronic stress, developed through the combination of duration and intensity, impacts decision making. Understanding stress - and finding and using the throttles that control the flow of hormones and chemicals that fuel chronic stress - is essential for our health and the well-being of our loved ones and relationships. All people feel short-term stress when something frightening happens – a fire in a shed; or, you learn of unexpected medical news. When we encounter acute stressors like these, stress hormones cause heart rate to increase, blood pressure to rise and spleen to release more red blood cells to supply oxygen so one can act quickly. In short-term stress situations, the response is helpful. We are prepared to fight a threat, like calling 911 and grabbing an extinguisher to fight a fire, or we can run away from the situation. Humans have developed this acute stress response over thousands of years. It helps ensure survival. The problem is that during prolonged challenging and stressful times over months or years, this stress response repeats itself over and over causing the brain's thermostat mechanisms that keep these chemical releases in check to become less effective. The result becomes long-term, chronic stress that often leads to numerous health problems. The constant presence of high levels of this stress 'fuel' (adrenaline and cortisol) also make it more difficult to make smart and focused long-term decisions.

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The UW-Madison, Division of Extension's Responding to Stress Initiative helps farmers, families, businesses and communities remain resilient by learning how to manage stress by recognizing and working to positively address, not avoid, the causes of stress. Thinking carefully about a situation and clearly understanding it, so you can decide what to do, is a first step to addressing the stress caused by uncertainty, and it puts you on the path to take control of decisions. Sometimes people cannot recognize signs of stress in themselves; others might sense something is wrong but may not know how to bring it up. Start the conversation by talking with family and friends about stress and the changes that might need to happen. Resilient families view crisis as a shared challenge, instead of having each person be a 'tough, rugged individual,' getting through hard times. They believe that by joining together with family members and others who are important to the family, they can strengthen their ability to meet challenges. It is also important that people stay connected to the resources, friends, neighbors and support systems

in their community; those can include your church, schools, ag service providers and experts. For more tips about managing stress, visit fyi.extension.wisc.edu/farmstress. If any person expresses the signs and symptoms of extreme stress and talks about harming themselves or ending their life, it is important to provide help and support. The most important resource for support in the U.S. is the National Suicide Prevention Lifeline, accessible for English-speaking people at 800.273.8255 or in Spanish at 888.628.9454. See suicidepreventionlifeline.org for more information. Those working in rural communities and providing services and support to farmers and their families should also consider completing a course in 'Mental Health First Aid' or 'QPR,' a suicide prevention program that has been shown to save lives. Trisha Wagner is the Extension farm management program coordinator. John Shutske is an Extension ag safety specialist at UW-Madison. Joy Kirkpatrick is an Extension farm succession specialist at UW-Madison.

WISCONSIN FARM BUREAU FEDERATION


DATCP: Working for the People Every Day

Guest Column from DATCP Secretary-designee Brad Pfaff

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ith a wide breadth and depth of responsibilities, the Wisconsin Department of Agriculture, Trade and Consumer Protection is truly the people's agency. We touch the lives of every Wisconsin citizen and visitor every day with our programs protecting human, animal, environmental and financial health. My family has farmed in La Crosse County since they first came to this country in the mid-to-late 1800s. I've had the privilege of working in Senator Herb Kohl's and Congressman Ron Kind's offices, heading the state office for the USDA Farm Service Agency and serving as the National Deputy Administrator for the USDA Farm Service Agency. In both my personal and professional life, I've advocated for Wisconsin farmers, rural communities and agribusinesses, and for Wisconsin's citizens as a whole. In my role as DATCP Secretary, I get to continue that work. Agriculture is an $88 billion industry in Wisconsin. Every citizen of our state has a stake in agriculture. The breadth of DATCP's responsibilities is broader than many people may realize. Here's just a glimpse into what our six divisions do each day: Animal Health: At DATCP, we both prevent and respond to animal disease. Recently, we've been in the news for our response to a bovine tuberculosis case. We traced the movements of cattle nationwide and continue to test animals in our state. The Animal Health division also registers livestock premises, manages chronic wasting disease on deer farms, inspects dog seller facilities, regulates fish farms and tracks rabies, all to protect animal and human health. The Veterinary Examining Board is also housed here. Food and Recreational Safety: We ensure the safety of our food system from farm to table by licensing dairy

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farms and plants, restaurants, meat processors, food-processing plants, grocery stores and restaurants. You might be surprised to learn that we also inspect hotels, water parks, swimming pools, camps and campgrounds. When you're sitting around the campfire this summer with hot dogs, bratwursts and cheese curds, DATCP is on the job. Agricultural Resource Management: Wisconsin's new hemp program is one of this division's most high-profile efforts. The staff also prevents and controls plants pests and issues pest bulletins to guide grower decisions about pesticide use. This broad-ranging division also regulates the sale and use of pesticides, oversees cleanup of pesticide spills, licenses fertilizer manufacture and sales, inspects livestock feed and pet food plants, helps train farmers in manure management, works with counties to fund and engineer conservation practices and coordinates farmland preservation activities in the state. Agricultural Development: The connection between consumers and farmers is more vital than ever, whether the consumer lives across the road or across the globe. Our International Agribusiness Center connects Wisconsin suppliers with world markets for our famous dairy products, as well as our dairy genetics, corn and soybeans, cranberries and wood products. Meanwhile, our Buy Local, Buy Wisconsin and Farm-to-School programs connect farmers to local consumers and institutions. In addition, the Wisconsin Farm Center helps families in passing their farms to the next generation, dealing with creditors and struggling with stress. Trade and Consumer Protection: You may have seen alerts from our Consumer Protection Bureau, warning about scams, shady home and auto repair practices, robocalls, identity theft and product

safety. Our Trade Bureau inspects grain and vegetables; administers the Producer Security Fund to protect farmers when elevators or dairy plants default on their obligations; and assures that gas pumps and cash registers are accurate and underground storage tanks are safe. All these programs are important to Wisconsin, and each one plays its own critical role in moving our economy forward and making our state a great place to live. Right now, some of my highest priorities are working to strengthen the dairy industry, helping protect water quality and nurturing our brand new hemp industry to offer new options for agriculture. I hope you will join me in bringing your thoughts and creative solutions to the table. Pfaff was selected as the secretary-designee of the Wisconsin Department of Agriculture, Trade and Consumer Protection by Governor Tony Evers. Pfaff has spent most of his career working on behalf of Wisconsin farmers and rural residents at the local, state and federal levels.

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OPINION

Don't Get Distracted From the Real Purpose of Driving A Guest Column from RMIC's Chris Schlechta

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hen the first cars traveled the roads they were as much a novelty, as they were the first step in mechanized transportation for the masses. Going for a 'Sunday drive' was an activity, not just an analogy for someone taking their sweet time. Vehicles were lighter, slower and there wasn't a constant sense of urgency to get from 'point A to point B.' Fast forward more than a century and our vehicles have transformed into a twoton living room, office and daycare that can cover 95 feet every second traveling down the road. "I can take my eyes off the road for two seconds. It's not a big deal." Have you ever thought this? Maybe you've changed a radio station, answered a phone call or looked for an item you've dropped. Nearly every single one of us has been a distracted driver at some point. The more times you take your eyes off the road, it

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increases your likelihood of an incident. When analyzing how long it takes for a vehicle to stop, there are several factors to consider. Road conditions, visibility, tire and brake maintenance, driver physical condition and mental acuity are just a few. Let's consider an optimum driver, in a well-maintained vehicle, under optimal conditions, in an average sedan-sized vehicle. The time that it would take that driver to recognize a hazard and develop a response is about three-fourths of a second. Once that driver has decided to act, the act itself will take another three-fourths of a second to physically maneuver the foot from the accelerator pedal to the brake pedal and take action. At a speed of 65 mph, the driver's reaction distance just covered 143 feet. Once the brake is applied it will take another 201 feet for that vehicle to come to a complete stop. That would be 344 feet total; that's 44 feet longer than the distance from one goal line to another at Lambeau Field. At 30 mph the total stopping distance is about half the length of a football field. The larger and heavier the vehicle, the longer the stopping distance. There are times that even under ideal circumstances we are unable to avoid a collision; however, it is increasingly a problem that distracted drivers don't provide themselves with proper awareness of the road. Taking your eyes off the road 'just for two seconds' adds roughly another 140-150 feet of travel distance on top of the football field distance it will take to stop. Increasingly as a result of distracted

driving numerous law enforcement, fire, EMS, tow trucks and public works vehicles have been struck on the roadways. Sadly, several of these have resulted in fatalities. Wisconsin's 'Move Over Law' mandates that when you approach law enforcement, ambulance, fire truck, tow truck, utility vehicle or highway maintenance vehicles that are stopped on the side of the road with warning lights activated, you must move over to vacate the lane closest to the vehicle with warning lights if there is more than one directional lane. If the roadway is a single lane in each direction or you can't safely move over, you must reduce your speed. A lot can happen as you travel the length of that football field waiting to come to a complete stop. People can step out between vehicles or emergency vehicles may move. Please approach emergency scenes and temporary traffic control areas slowly and provide plenty of room. As you approach these scenes, changing the radio station, answering the phone or picking up that dropped item can wait. These areas demand your undivided attention for everyone's safety. It is important to remember that the real purpose of driving is to get from 'point A to point B' in a safe and timely manner. As much as life conditions us to try to maximize our productivity, at home or work, it's important to remember that our safety and the safety of those around us on the road is paramount. Schlechta is the Safety and Loss Control Manager at Rural Mutual Insurance Company.

WISCONSIN FARM BUREAU FEDERATION


Up the Creek A column by Ken M. Blomberg

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balloonist floating over our stretch of the Wisconsin River valley had a bird's eye view of the landscape. "You don't realize how many different shades of green exist until you look from above," he remarked. "Wisconsin is really green." Shades of summer green – grasses, trees, bushes, ferns, weeds and crops – as far as the eye can see, surround us this time of the year. Green leaves of the plants are acting as solar collectors, their cells gathering power from the sun. Photosynthesis at work, turning sunlight into sugar – using water and releasing oxygen and in the process to create the green pigment chlorophyll. To follow-up the aviator's observation, I paused out back the other evening and gazed over the tree line surrounding our field of prairie grass. The family's weeping willow stands out in a world of green – its leaves with whitish undersides in concert with bright green topsides, paint an image of sage brush silver-green. Waxy aspen leaves tremble, reflecting yellow-green, while green maple leaves appear dipped in shades of red and purple. Dull green birch leaves cling to drooping branches and sway in the wind. The oaks at the edge of the field are much bolder; their shiny dark green leaves are accompanied by splashes of young, yellow-green acorns. JUNE | JULY 2019

The pines, evergreen, grow thick along the edge. Except for a hundred red pines planted by hand, the majority are of the white variety and sprout ferociously wherever the mower and plow miss. Large, mature white pines, some nearly a century old, dot the horizon and provide seeds carried by wind and birds. Pines can talk, don't you know, assisted by the wind. And of the lot of them, the white pine carries the most beautiful tunes. The stronger the wind, the better. The prairie grasses of our field can also sing, but are best heard while laying on the ground. Supported by green stems and leaves, they now join summer's colored wildflowers - leadplant, milkweed, indigo, blazing star and lupine – just to name a few, and turn a mundane green field ablaze. Across the road is a field of corn, growing higher every day and sprouting several layers of green leaves, pale yellow silk topped ears and stalks that point to the clouds. Down the road, young, succulent soybean plants are taking on a deeper green hue and attract grazing deer at dawn and dusk, while freshly cut hayfields in every direction, littered with thousand-pound round bales, serve as dinner tables for families of cranes. The swamps and bogs north and west of here are also green with summer growth of cattails, alder, sedges, bulrushes and lilies. Bogs, like those bordering nearby cranberry farms are dominated by sphagnum mosses, sedges, leatherleaf and laurel. Our backyard lawn, complete with assorted weeds and seedlings, battles the mower and grows green despite a lack of rain and fertilizer. In a few months, when days become shorter, chlorophyll production will slow down and uncover other, more vibrant pigments. And with that, grasses, ferns, shrubs and trees will turn the colors of fall. Until then, enjoy summer's shades of green!

Blomberg is a freelance writer and a member of the Portage County Farm Bureau. His book, "Up the Creek" is available at amazon.com. wfbf.com

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WISCONSIN FARM BUREAU FEDERATION


Farm Bureau Summer Chicken Salad Ingredients

Recipe submitted by Leslie Svacina, St. Croix County

• 4 c. chicken, shredded • 1 c. celery, chopped • 1 c. grapes, halved • ½ c. almonds, chopped • ½ c. cranberries, dried • 1 c. mayonnaise

• ½ tsp. lemon juice • ½ tsp. Lawry's Seasoning Salt • ½ tsp. ground black pepper • salad version: 1 bag baby spinach • sandwich version: croissants or wraps

1. Mix mayonnaise, lemon juice, seasoning salt and pepper together. 2. Mix in chicken, evenly coating meat. 3. Stir in celery, grapes, almonds and dried cranberries.

4. Chill before serving. 5. S erve as a salad over a bed of spinach or as a sandwich on a croissant or in a wrap.

Directions

Optional: Grill chicken before shredding for more flavor or use a deli rotisserie chicken for an even quicker meal.

Colorful Beef Kabobs Ingredients

Recipe submitted by Sue Thelen, Walworth County

• 1 lb. boneless beef sirloin steak, cut into 1 in. pieces • 2 Tbsp. vegetable oil • 1 Tbsp each: lemon juice and water • 1 tsp. Dijon-style mustard • 1/2 tsp. dried oregano leaves

• 1 tsp. honey • 1/4 tsp. pepper • 1 medium green, red or yellow bell pepper, cut into 1 in. pieces • 8 large mushrooms

1. W hisk together oil, lemon juice water, mustard, honey, oregano and pepper in a bowl. Add beef, bell pepper and mushrooms, stirring to coat. 2. A lternately thread pieces of beef, bell pepper and mushrooms on each of four 12-inch skewers.

3. Place kabobs on rack in broiler pan so surface of meat is 3-4 in. from heat. Broil 9-12 minutes for rare to medium, turning occasionally.

Directions

Blueberry Feta Salad Ingredients

For the salad: • 6 c. mixed greens • 1 c. blueberries • 4 oz. crumbled feta cheese • 1/4 c. almonds • red onion slivers to taste

Directions

1. Layer salad ingredients in large salad bowl or platter. 2. P repare dressing by combining all ingredients in a container

Note: Maybe also be grilled. Place on grid over medium coals. Grill 8-11 minutes.

Recipe submitted by Lauren Brey, Door County

For the dressing: • 1/4 c. olive oil • 1/3 c. white balsamic vinegar • 1 Tbsp. lemon juice • 1 Tbsp. honey • 1 tsp. poppy seeds • 1/4 tsp. pepper with a lid; shake vigorously to combine. 3. Toss salad with dressing.

wfbf.com

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Campus Events Showcase Ag

This spring, members of Wisconsin Farm Bureau's three collegiate chapters held Ag Day on Campus events to inform their fellow classmates about modern agriculture. Students at University of Wisconsin campuses in Madison, Platteville and River

Falls join collegiate Farm Bureau to build their social network, develop leadership skills and increase knowledge of agricultural issues and policies. The collegiate chapters are one way Farm Bureau is cultivating a new generation of rural and agricultural leaders.

UW-Platteville | April 16

UW-Madison | April 19

UW-River Falls | April 24

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WISCONSIN FARM BUREAU FEDERATION


AG IN THE CLASSROOM

Allenton Student Wins Ag in the Classroom Essay Contest S tella Strupp, a fourth-grade student from Allenton, is the state winner of the Ag in the Classroom Essay Contest. Wisconsin fourth- and fifth-grade students were asked to write a 100-to-300-word essay with the theme, 'Making it happen at the farmers' market.' Stella is the daughter of Brian and Jessica Strupp. Becky Schuett is her teacher at Allenton Elementary School in Washington County. Each year the Wisconsin Farm Bureau's Ag in the Classroom program hosts an essay contest revolving around food and agriculture. This contest is open to all fourth- and fifth-grade students around the state. A total of 1,899 students wrote essays for the competition, which is sponsored by the Wisconsin Farm Bureau Foundation and We Energies. The finalist from each of WFBF's nine districts received a certificate, educational resources for their teacher and

presentation about Wisconsin agriculture for their class. This year's finalists were:

• District 1 - Stella Strupp, Allenton Elementary in Allenton • District 2 - Phoebe Butteris, Saint Luke's School in Plain • District 3 - Lilly Houtakker, Mineral Point Elementary School in Mineral Point • District 4 - Sacia Boland, Holy Family Catholic School in Arcadia • District 5 - Annabelle Seel, St. Mary's Springs Academy in Fond du Lac • District 6 - Sabrina Phalen, Random Lake Elementary in Random Lake • District 7 - Abigale Johnson, St. Anthony School in Oconto Falls • District 8 - Evyn Schmitz, Jefferson Elementary in Merrill • District 9 - Brenna Ewert, Winter Elementary in Winter

Stella's Winning Essay:

Feast at the Farmers' Market

Stella with her sister, Olivia, and her parents, Brian and Jessica Strupp.

(From left) Superintendent of Schools Daren Sievers, Stella Strupp and fourth grade teacher Rebecca Schuett. JUNE | JULY 2019

Saturdays from late spring to late fall are best spent at your local Farmers' market. If you get up early, you can get yourself fresh baked goods, a cup of coffee, hot cocoa, or apple cider. The vendors get up even earlier to make sure their booth is set up and ready for their first customer. At booth one, I saw a local dairy farmer. He was selling cheese curds that squeaked on your teeth, milk, and fresh vanilla ice cream. He told me he is an organic farmer. He feeds his dairy cattle only organic feed like grain, grass and haylage. At booth two I saw a fruit farmer. She was selling strawberries, cherries, watermelon, and blackberries. The fruit was being sold in a little basket. The basket was woven out of strips of wood, and then finished with a bow. We walked to the next booth. Booth three was a wagon. He was a vegetable farmer. He called the vegetables "produce". He grew corn, squash, beans, and my favorite one of all PICKLES! He had five different types of pickles. They were dill, bread and butter, hot and spicy, deli style, and garlic dill. I tried all except the Hot and Spicy and the Garlic Dill. The fourth and final booth was a butcher. He sold steak, pork, and my favorite of all meats, chicken. They had free samples of breakfast sausage. I took two of them, and they were delicious. I left the Farmers' Market with a full stomach, and a better understanding of all of the products that farmers made with all their hard work. I will definitely come back to this Farmers' Market. wfbf.com

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AG IN THE CLASSROOM

Grants to Fund Ag Literacy Projects T

he Wisconsin Farm Bureau Foundation's Ag in the Classroom program has awarded nearly $9,017 to schools and organizations to expand agricultural literacy. Groups, schools and organizations can apply for up to $500 as part of the Ag in the Classroom's matching grant program to support their project, provided they have a source of matching funds. The matching grant recipients are: Build a Food Forest - Deep Mulch Gardening - $500, Independence 'Building a Food Forest' is an educational and active learning program for pre-K-12 and adults. Story Gardens - $500, Milton Story Gardens will serve as an outdoor extension of the Milton Public Library as an all-ages destination combining a love of nature, books and art. Cows on the Concourse - $500, Madison Off the Capitol Square, this free event is fun for the whole family. The grant will help fund the 'Ed'Moo'Cation Zone', the 'Cow Zones' and the 'My Dairyland Scavenger Hunt.'

Neal Wilkins School Garden - $500, Platteville The Neal Wilkins Early Learning Center School Garden will be a collaborative space that offers students opportunities to learn about math, literacy, science and agriculture. Food Bank Project Expansion - $250, Randolph The Randolph Cambria-Friesland FFA will continue enhancing its land lab.

FARM Agricultural Career Exploration Program - $500, Madison Easter Seals Wisconsin's Agricultural Career Exploration Program educates students with disabilities about the vast agricultural career opportunities.

Rock County Celebrates National Ag Day 2020 - $500, Janesville Rock County Ag in the Classroom will bring Rock County native, farmer and author Lisl Detlefsen to their area to celebrate National Ag Day.

Farmers' Market Play Space at the Library - $350, Edgerton Children can now play the role of a farmer. They can display play fruits and vegetables in a farm stand, use a toy cash register to sell their produce and pretend to cook and eat their foods.

To Market To Market - $363, Wausau DC Everest 4-K students from the St. John Lutheran site in Wausau will use the grant to purchase a farmers' market stand and play food items.

Farming at Silverwood Summer School - $500, Edgerton The Friends of Silverwood Park will purchase gardening tools and plants for every student in the Silverwood Summer School Program.

Ag Education at the Sauk County Fair - $500, Baraboo The Sauk County Fair will set up an interactive display on Wisconsin agriculture, allowing youth fairgoers to experience agriculture education in an exciting and innovative way.

Learning to Grow - $500, Glenwood City Glenwood City Agriculture Department's Learning to Grow Project teaches students of all ages food production, harvesting, composting and fruit production.

Gardening after School - $500, Siren Siren School District and the Dragon Learning Center are constructing a raised-bed garden to teach agriculture and gardening to more than 200 students during STEM enrichment activities.

Flowers for Mom - $250, Green Bay The Green Bay East FFA Alumni and Green Bay East FFA members will plant flowers and learn how to transfer and care for the plants. Then they will learn how to prepare the plants for sale.

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Let's Get Hatching - $300, Merrimac With additional funds from the Merrimac Home and School Club, the Merrimac Community Charter School will use the grant money to purchase a new incubator.

Ag Materials in the Classroom - $350, Medford Taylor County Farm Bureau is working with fourth-grade teachers in the county to enhance the Wisconsin unit on agriculture.

Agri-Puppets: Where Education Meets Entertainment - $500, Green Lake Green Lake County Fair will host the Agri-Puppets: Where Education Meets Entertainment. Agri-Puppets teaches the importance of agriculture, farming and animals.

Farmer in the Classroom - $330, Fort Atkinson Twenty Jefferson County Ag in the Classroom volunteers will give the classroom presentation, 'A Day Without Agriculture,' to more than 31 classes in Jefferson County.

Learning Coop Presentation Table - $500, Elkhorn The Barnyard Adventure Learning Coop will add a mirrored presentation table at this year's fair.

Day on the Farm - $334, Verona The Verona FFA Chapter will host an educational field trip to fourth-grade students in the Verona School District.

Laconia FFA Day on the Farm - $250, Rosendale Every spring, nearly 400 elementary students in second through fourth grades from local districts are invited to visit a farm.

Rooting for Agriculture Observation Stations - $240, Elkhorn The observation tables will demonstrate and enhance learning by sharing underground and above ground views of a variety of diverse plants.

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WISCONSIN FARM BUREAU FEDERATION


Ag in the Classroom Thank a Farmer Contest Winners T

he Wisconsin Ag in the Classroom Program is pleased to announce the three winners of the National Ag Day drawing contest. More than 386 entries were received total. One winner was selected in each of the age categories: 6 and younger, 7 to 9 and 10 to 12. The winners received an Ag in the Classroom book and participants Age 6 Age 7 to 9 Age 10 to 12 received an Ag in the Classroom resource. Entries were judged by members of the Wisconsin Farm Bureau Promotion and Education Committee. National Ag Day was celebrated on March 14. Wisconsin Ag in the Classroom conducted the Ag Day drawing contest along The winners were: with a reading event that encouraged farmers and volunteers to • Age 6 and under: Bentley, age 6, of Omro visit a classroom. Volunteers reported reading to nearly 3,575 • Age 7 to 9: Mady, age 9, of Reedsburg students in more than 120 classrooms. • Age 10 to 12: Naomi, age 11, of Fox Lake Wisconsin Ag in the Classroom is a program to help students K-12 understand the importance of agriculture. The program Runners-up included: is coordinated by the Wisconsin Farm Bureau Foundation in •A ge 6 and under: Piper, age 5, of Fox Lake and Harper, age 4, of Franksville cooperation with the U.S. Department of Agriculture, with • Age 7-9: Kira, age 9, of Boyceville and Alexander, age 7, funding from the Wisconsin Farm Bureau Foundation, other of Shell Lake agricultural groups and a grant from the Wisconsin Department • Age 10-12: Mia, age 10, of Caledonia, and Madeline, of Agriculture, Trade and Consumer Protection. Learn more at wisagclassroom.org. age 10, of Reedsburg

One-Day Training Session Tuesday, July 9 West Madison Research Station, Madison Registration Deadlines Near for Wisconsin Ag in the Classroom

Summer Events

Bus Tour July 15-16

Taylor County The bus tour is limited to 48 participants. Visit wisagclassroom.org for graduate credit information. Cost: $75 per person

Registration deadline: June 30

One-Day Training Session For more information any of these training opportunities, contact Darlene Arneson at 608.828.5644 or darneson@wfbf.com.

Wednesday, July 31 Neville Public Museum, Green Bay

To register, visit wisagclassroom.org and click on the 'What's New' icon. Registration deadline: July 15 JUNE | JULY 2019

Registration deadline: June 14 wfbf.com

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WISCONSIN FARM BUREAU FEDERATION


County Kernels Dunn County – Business After Hours

Dodge County – Fish Fry

In March, Dunn County Farm Bureau, Dairy State Bank and Brewery Nonic co-hosted the Menomonie Area Chamber of Commerce Business After Hours. The event was held at Brewery Nonic on the West Side of Menomonie. During the event, local business owners and farmers talked about their professions. Dunn County Farm Bureau served the meal with locally grown and raised products.

On April 19, Dodge County Farm Bureau served nearly 500 people during the annual Fish Fry at the Juneau Community Center. Proceeds from the fish fry support Dodge County Farm Bureau in accomplishing its mission of educating the public and promoting agriculture.

Districts 4 YFA – Care Packages

Ozaukee County – Ag in the Classroom

Ozaukee County members Lisa Gantner (standing) and Nicole Dickmann brought dairy farming into the classroom with their educational and interactive presentation. While in the classroom, students get to watch videos of calves and cows and the process of getting feed from the field to the farm. Students made and tasted homemade butter, touched cow feed and pretended to milk a cow.

District 4 YFA members, volunteers and Rural Mutual Insurance agents delivered 120 snack packs to farmers during planting season as a part of the first District 4 Farm Bureau Cares program. Farmers receiving the packages were nominated through an online nomination form and members delivered the packages throughout the week of May 20. Pictured is Buffalo County Farm Bureau board director, Emily Kaltenberg, while she delivered.

Marinette County – Ag Venture Day On May 8, Marinette County Farm Bureau and Coleman FFA hosted Ag Venture Day. The farmers' market themed stations educated more than 300 elementary school students about how their food is grown and the variety of things they can find at farmers' markets. In the greenhouse, students planted their own minicontainer garden. JUNE | JULY 2019

wfbf.com

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Rachel Leege, Oregon

Rachel McDonald, Janesville

Norma Larrabee Gabriel, Menomonie

Ellen Schutt, Darien

Dan Killoy, Delavan

Jeff Huber, Wisconsin Dells

Brittany Zenner, Medford

Send us YOUR Photos

Wisconsin Farm Bureau members live and work with beautiful landscapes and livestock. On this page we highlight those sights and special moments. Please email your best photos (high resolution jpgs, 4x6 inches at 300 dpi) to Lsiekmann@wfbf.com. Due to the high volume of photos we receive, we are unable to publish every photo. Photos sent in may be used in other WFBF publications.

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WISCONSIN FARM BUREAU FEDERATION


FOUNDATION

Golfers Needed to Support Agricultural Education T he 22nd annual Wisconsin Ag Open, hosted by the Wisconsin Farm Bureau Foundation, is Tuesday, September 10. This year the event will be held at The Oaks Golf Course in Cottage Grove. All proceeds from the golf outing support education and leadership programs through the Wisconsin Farm Bureau Foundation. Programs such as Ag in the Classroom, Young Farmer and Agriculturist, Promotion and Education and WFBF's Leadership Institute benefit from this annual event. The Wisconsin Ag Open begins with a shotgun start at 10:30 a.m. with an awards program, appetizers and prizes following the golfing. Registration is $125 and includes 18 holes of golf, a

Thank You to the Following WFB Foundation Donors:

(Donations were made between March 28 and May 21, 2019.

•• Racine County Farm Bureau in memory of Wilma Schachtner •• David Kruschke in memory of Wilma Schachtner •• Dan Paulson in memory of Ed Brooks •• Washington County Farm Bureau in memory of Judy Kasten

cart, box lunch, appetizers and entry into a door prize drawing. The field is limited to 144 golfers to ensure a pleasant golfing experience. Open to the public, the Wisconsin Ag Open is for agribusiness professionals, farmers and others who wish to support youth and educational programs To sign up visit wfbf.com/events/wisconsin-ag-open, by August 10. To use the registration website, you must use the Google Chrome browser. Sponsorships from $50 to $1,500 are available. For sponsorship and registration information, contact Darlene Arneson at darneson@wfbf.com, or 608.828.5644.

Attorney Roberta A. Heckes

Serving agriculture, agri-business & rural Wisconsin for over 20 years

CDL Violation? Don’t Take Chances With Your Job Fighting for Your CDL, Traffic, Overweight & Commercial Truck Violations in Wisconsin

truckrlawr@aol.com www.trucker-lawyer.com

P.O. Box 10, Thorp, WI 54771 (888) 703-2826 • (715) 669-3465

About the

Founda tion The Wisconsin Farm Bureau Foundation was established in 1988 to provide support for agricultural education and leadership programs. Through donations and other contributions, the foundation invests time and resources to support the next generation of agriculturists.

JUNE | JULY 2019

wfbf.com

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RURAL MUTUAL

Don't Let Identity Theft Ruin your Summer Fun S ummer is here, bringing rest and relaxation to hundreds of millions of people around the world. According to an article from ipsos.com, 68 percent of Americans and 64 percent of Europeans planned a summer holiday in 2018. Unfortunately, vacationers face an increased risk of identity theft while traveling, from pickpockets to fraudulent travel websites and other scams. Perhaps the greatest threat comes from digital travel-related identity theft. Kaspersky Lab found that travelers are more likely to be robbed of data than money. One in five international travelers gets hit by cybercrime abroad. It's important to be aware of digital identity theft while enjoying your travels.

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International Travel Report states that 44 percent of people get online before leaving the airport and 50 percent are connected by the time they arrive at the hotel. Stay off unsecured, public WiFi networks at airports, restaurants and tourist attractions. Rely on your cellular data plan, a password-protected, private WiFi network or use a VPN.

Booking Travel Online Fraudulent travel websites pop up during the two busiest vacation times of the year—summer and end of year—to lure in bargain hunters. Stick only with name brand travel aggregator sites like Priceline, Orbitz or AirBnB when making reservations. You also can book directly with the airline, hotel or car rental. Even if you avoid shady websites of your personal information can still be at risk. In the last two years, hackers have hit the travel industry hard, causing major data breaches at Marriott, British Airways, Delta Air Lines and Orbitz. According to the New York Times, in the Marriott breach alone, 5.25 million unencrypted passport numbers may have been exposed. Because these travel-related brands have a lot of personal information about their guests, experts expect the cyber attacks to continue.

Up the Security for your Devices Turn off the automatic connection to WiFi option on all of your devices (laptops, phones, tablets), so they don't seek out public networks. You may be able to use your phone as a cellular, password-secured hotspot. Avoid using public computers found in internet cafes or hotel business centers, but if you must, make sure the web browser isn't storing your login information and clear the browser's cache, history and cookies when you are finished. Delete phone apps that contain financial information such as payment apps and online banking apps. You can reinstall them once you return home. Before you leave, set up a new password or PIN to lock down each of your devices and upon returning home, change it again. Keep careful track of your phone to guard against pickpockets. Watch out for data skimmers at public charging stations. The Global Business Travel Association recommends using a juice-jack protector on the end of your USB cord if you must plug into a public charger, or better yet, travel with your own charging device.

Unsecured Public WiFi With mobile devices, there is pressure to remain constantly available for calls, texts and emails. Kaspersky Lab's

To learn more about digital defense tools families can use to protect their personal information, contact a Rural Mutual Insurance agent or visit RuralMutual.com.

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WISCONSIN FARM BUREAU FEDERATION


Frequently Asked Questions About Umbrella Policies S imilar to carrying an umbrella in the rain, an umbrella policy provides an added layer of protection when life starts raining. A personal umbrella policy can protect from unexpected financial obligations that go above and beyond current policy limits. Umbrella policies are key to helping protect your assets, income and retirement.

How Do Umbrella Policies Work? Umbrella policies provide another level of protection from lawsuits that might exceed current auto, boat and homeowner's liability coverages. What Would my Umbrella Cover? Umbrella policies provide coverage for injuries and damage to property where you are found legally liable. With the help of a Rural Mutual agent, you can elect the proper amount of protection you want your umbrella to be able to cover. Contact a Rural Mutual Insurance agent to get a personalized umbrella policy quote today.

Know Where Your Children Are When Mowing E very year, thousands of children in the U.S. are treated for lawn mower-related injuries. Finger tips, hands, arms, legs and feet can be at risk when the person mowing is distracted. American Family Children's Hospital in Madison is a Level I Trauma Center for children, and their specialists see how devastating the impact of a lawnmower accident can be for a family. Rural Mutual Insurance Company supports the hospital in efforts to help promote lawn mower safety.

6 Safety Tips to Keep Your Family Safe 1. B efore starting the lawn mower, know where all children are. Talk to them and be sure they stay out of the yard when someone is mowing. Keeping children in the house is the ideal safety practice. 2. I f children are playing outside, designate a supervisor for the children who isn't the person mowing, while the lawn mower is in use. 3. N ever allow a child to ride as a passenger on a riding mower. 4. Teach children that lawn mowers are not toys. 5. B efore learning how to mow the lawn, your child should show the maturity, good judgment, strength and coordination that the job requires. JUNE | JULY 2019

a. Children should be at least 12 years old to operate a walk-behind mower. b. C hildren should be at least 16 years old to operate a riding lawn mower. 6. Stop the engine and allow it to cool before refueling. Always turn off the mower and wait for the blades to stop completely before: a. Crossing gravel paths, roads or other areas b. Removing the grass catcher c. Unclogging the discharge chute d. Walking away from the mower

Visit uwhealthkids.org/mowing to learn.

wfbf.com

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RURAL MUTUAL

Working in Insurance Sales is Rewarding an insurance agent, you own the business, make your hours and work as much or as little as you want. Don't know how to run a business? We provide a mentorship program and training to help you be successful. Rural Mutual Insurance have a marketing team, an IS team, a claims team, and customer service team that here to support you and your business. 3. Make a Difference. It's one thing to make a lot of money, but it's an even better feeling to make a difference in someone's life. At Rural Mutual Insurance, we exist to deliver on our promise to protect Wisconsin farms, families and businesses and to help them rebuild following times of unintended financial loss.

T

hinking about starting a career in sales or specifically insurance sales and don't know what to expect? Do you know what an insurance agent salary is or how to learn the business? For specific salary and job expectation questions for careers at Rural Mutual Insurance Company, email careers@ruralins.com. Three Reasons to Work in Insurance Sales 1. Unlimited Income Potential. Most people aren't satisfied with their current income. Many times, they deserve more or are tired of not getting a raise or promotion. The harder you work doesn't always contribute to how much your paycheck is, which can be frustrating. As an insurance agent, you can earn unlimited commission and residual income. Commission comes from a percentage of what you sell and your residual income comes from sales that renew. You can earn money 24/7, not just 8 a.m. to 4 p.m., Monday through Friday. At Rural Mutual Insurance, there is also a base salary. You must spend time learning the business and finding leads, so Rural Mutual Insurance supports you as you learn the industry. 2. Be Your Own Boss. Many people dream of being their own boss. As

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Take control of your life. Escape the run-around and get the flexibility that you want while earning the income you deserve. With the tools and expertise to succeed, Rural Mutual Insurance continues to be one of the nation's best insurance companies. Rural Mutual Insurance agents take pride in servicing and protecting only Wisconsin. For more information email careers@ruralins.com.

As an insurance agent, you own the business, make your hours and work as much or as little as you want.

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WISCONSIN FARM BUREAU FEDERATION


Your hopes. Their dreams. We’re in the business of protecting your todays and your tomorrrows. Let’s sit down and discuss how to plan for all you imagine. You talk and we’ll listen – one-on-one, the way it should be.

Farm Bureau Life Insurance Company/West Des Moines, IA. M206-WI (5-19)



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