PrinceGeorge's WJ Vol 48/Issue 5

Prince George’s County

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Stories of Hope

omen’s ournal

A Lifestyle Magazine

COMPLIMENTARY Volume 48 Issue 5

Featuring Food Network Celebrity Chef Gina Neely

Dr. Alan Weiss Health in your 40s and 50s

What, Where, When Events!

Sinclair Prosser Adjust Your Sails

Qué, Dónde, Cuándo Eventos!

“Your Best Vision is Our Focus” Dr. Renee Bovelle

Go Cook Vegan Great Recipes

Massage Envy Spa

COLLEGE PARK, MD 20740 – 10260 Baltimore Avenue (across from Ikea) • 301-313-0555 Lanham, MD 20706 – 9300 Woodmore Centre Drive (near Wegmans) • 301-364-3400 LAUREL, MD 20707 – 14720 Baltimore Avenue • 301-497-9977

What is a Massage?

Massage is a general term for pressing, rubbing and manipulating your skin, muscles, tendons and ligaments. Massage therapists typically use their hands and fingers for massage, but may also use their forearms, elbows and even feet. Massage may range from light stroking to deep pressure.

There are many different types of massage, including these common types: • Swedish Massage. This is a gentle form of massage that uses long strokes, kneading, deep circular movements, vibration and tapping to help relax and energize you.

• Deep Massage. This massage technique uses slower, more-forceful strokes to target the deeper layers of muscle and connective tissue, commonly to help with muscle damage from injuries.

• Sports Massage. This is similar to Swedish massage, but it’s geared toward people involved in sport activities to help prevent or treat injuries.

• Trigger Point Massage. This massage focuses on areas of tight muscle fibers that can form in your muscles after injuries or overuse.

Benefits of Massage Massage is generally considered part of complementary and alternative medicine. It’s increasingly being offered along with standard treatment for a wide range of medical conditions and situations.

Studies of the benefits of massage demonstrate that it is an effective treatment for reducing stress, pain and muscle tension.

While more research is needed to confirm the benefits of massage, some studies have found massage may also be helpful for: Anxiety ● Digestive disorders ● Fibromyalgia ● Headaches ● Insomnia related to stress ● Myofascial pain syndrome ● Paresthesias and nerve pain ● Soft tissue strains or injuries ● Sports injuries ● Temporomandibular joint pain Beyond the benefits for specific conditions or diseases, some people enjoy massage because it often involves caring, comfort, a sense of empowerment and creating deep connections with their massage therapist.

Despite its benefits, massage isn’t meant as a replacement for regular medical care. Let your doctor know you’re trying massage and be sure to follow any standard treatment plans you have.

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HEALTH & WELLNESS

Achieve Your Best Vision

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You may have heard the saying “Your Eyes are the window to your soul.”

Well, did you know that they are also the windows to your youth?! In this two part article we will discuss various ways you can reset the clock on aging.”

Less Wrinkles otox® is a highly purified, naturally occurring protein that has the ability to very precisely relax the muscles to which it is applied. In the 70’s ophthalmologists began injecting it into tiny eye muscles to treat “lazy eye”. In the 80’s, the drug was used to correct other facial, eyelid and limb diseases such as tremors and spasms. It was during a procedure in the late 1980’s that the cosmetic benefit was first noticed.

If dynamic wrinkles (related only to the movement of underlying muscle) are starting to make you look older or more “negative”, Botox® can help restore the rested, confident appearance you desire.

When done correctly, Botox does not result in a frozen look. Instead it actually allows you to show your true emotion, rather than always having a sad or angry look.

It can take up to two weeks to see the effects. In most cases the treatment can last for three months, and continued use can prevent new wrinkles from forming.

Less Sweating Botox® can also be administered to reduce excessive sweating. It can be used for an important event, during hot weather, or year-round. After Botox® treatment, excess sweating starts to decrease within a couple of days, and the full effect are reached in two weeks.

In addition to making you more comfortable, this treatment may also make feel more confident because you do not have to worry about nervous sweating during important presentations or job interviews.

Get Rid of Baggage Upper eyelid blepharoplasty is one of the most commonly performed surgeries. It can be cosmetic or functional. Cosmetic blepharoplasty can give you back your original youthful appearance and reduce heaviness. Functional blepharoplasty may be indicated when heavy eyelid skin hangs over your visual field, blocking the side or overhead visual field. This condition, sometimes referred to as dermatochalasis, is a common change with aging. The need for functional surgery is documented with photography and visual field testing with and without manually lifting the eyelids with tape.

Lower lid blepharoplasty can remove the “bags” under the eyes. It is also used if the lower lid hangs down or is

pulled away from the eye. Functional causes are indicated if the lower lid is not in contact with the eyeball or if the lower lid turns inward intermittently and the eye lashes rub against the eye.

BLepharoplasty surgery can be done as an outpatient procedure, taking approximately one hour, using gentle sedation and local anaesthetic. It does not require general anaesthesia.

Both types of functional blepharoplasty may be covered by insurance. A thorough exam by an ophthalmologist can determine this.

Your Best Vision Today’s glasses are not only used to increase vision, they are also a fashion accessory. Many people, including celebrities wear glasses to change their look. An American Board of Opticianary certified optician can help find the right frame to enhance and accent the best parts of your face. Glasses can also help to de-emphasize certain parts of your face that make you less than happy. The technologies used in current lenses make them lighter and stronger than ever before. A managing ABOC certified optician will take the time to find out your specific visual needs for work and play, will determine which type of frame is needed, which type of lens is needed and then show you styles that enhance your look. If you have good vision in only one eye, then you need special frames and lenses that offer protection to preserve your vision. The best sunglasses can help protect you from getting cancer around your eyes, prevent wrinkles and other aging changes around the eyes.

Glasses are an investment that you wear every day. You deserve expert help with such an important decision.■

Dr. Renee Bovelle

“Your Best Vision is Our Focus”

12200 Annapolis Rd., Suite 116, Glenn Dale, MD 20769 301-805-4664 www.EnvisionEyeAndLaser.com October - November 2015

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Volume 48 issue 5

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omen’s ournal

HEALTH & WELLNESS/BEAUTY

02 - 18 BUSINESS 19 - 25 26 - 36 COMMUNITY & EVENTS

With over 32 years of experience, The Women’s Journal is a brand you can trust. It is a primary resource for women. Each edition is published bi-monthly and distributed free of charge. You can find a copy of the journal where savvy women shop. The journal also has subscribers that pay to have the journal delivered to their home or business.

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Helping Children

Live a Healthy Lifestyle

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here is no doubt about it: Children learn from the influences around them. Part of growing up is to create the habits that will follow your children throughout their lifetimes and shape them as they mature. Instilling a healthy lifestyle in your children now when they are young can help build the framework for an entire lifetime of healthy habits. A healthy lifestyle includes physical activity, maintaining a healthy weight, following a healthy diet and not smoking.

There are no lack of ideas for making healthy practices part of your daily routine. However, getting and staying motivated about lifestyle changes can be challenging for busy families. The important thing to remember is to make a commitment to become a healthy family, and to follow a sensible and realistic action plan.

Here are some ways to help lead your children toward a healthy lifestyle: Eat at least one meal a day as a family. Lead by example and use the opportunity to teach your children about food choices and healthy portion sizes. Model healthy cooking habits in the home, thus you are helping transfer your choices into your child’s lifelong habits. Eating at least one meal a day as a family ensures that your child is making healthy choices during that time of the day.

Get your children outside and involved. Play games in the yard, go on hikes, and just get outside. Playing ball with your kids or involving them in sports not only helps instill a healthy lifestyle, but it also helps them develop coordination and important social skills they can’t learn by sitting in front of a computer or television. Teach your children the joys of sports early to help them find their talents and teach them to appreciate exercise as a form of fun, not something to be abhorred.

Turn off the technology. With technology at every turn, it’s hard to pull your family away from the tube, the computer screen, the phones, the video games, the iPads, and all of the other gadgets that are such a part of everyday life. But getting your children out of their seats and aware of the world around them helps them become more self-aware in mind and body. Read to them, sing to them and visit the library with them. Communicating in-person with otherchildren and adults establishes social skills that can’t be learned online and are essential for a successful future.

Stack on the support. Talking positively, encouraging your children, and rewarding them with good behavior helps reinforce good behavior and healthy habits. When your children choose to be active, learn about a topic, choose a healthy snack or get involved with others, positively reinforce these actions by supporting your child and make sure that their good choices are noticed and applauded. This will help build your child’s self-confidence and help create a strong future leader.

Have them to participate. Teach your children healthy lifestyle habits by having them help create them in your own home.

Let them help grocery shop for healthy lunches, send thank-you notes and holiday cards to friends and family, keep up the house, and make decisions. Teaching your children to make the right

HEALTH & WELLNESS choices for the family can help them understand everything that goes into creating a positive atmosphere.

Focus on extracurricular activities. Extracurricular activities give your children a chance to make new friends, explore new skills and talents, and increase their self-confidence. A healthy lifestyle includes socializing, enhancing skills,learning new talents, and achieving goals. Extracurricular activities allow your child to explore these areas of healthy living in a safe and nurturing environment with children of their own age.

Teach them responsibility. Giving your child responsibilities is an important building block for future success. Giving your child responsibilities early teaches them ownership and how to complete tasks required of them, as well as consequences. Giving your child the responsibility of planning their snacks or lunches, or planning breakfast for the family gives them the opportunity to take ownership, and also allows you the opportunity to correct their choices along the way.

Never use food as a reward. Making sure that you are instilling a healthy relationship with food starts with making good choices in the way you present it to your children. Using food as a reward is one way to create food motivation, which can be detrimental if your child grows up seeing food as a special reward and was not taught how to limit this reward.

Expose them to good influences. The more positive your child’s environment, the more positive your child’s outlook will tend to be. Expose your child to a positive environment with positive role models, healthy food options, outside activities and intriguing mental challenges.

Make sure their school offers daily, quality Physical Education. Quality physical education programs are needed to increase the physical competence, health-related fitness, self-responsibility and enjoyment of physical activity for all students so that they can be physically active for a lifetime. Physical education programs can only provide these benefits if they are wellplanned and well-implemented. And consistent! Find out what is available at your child’s school.

Lead by example. One of the best ways to instill a healthy lifestyle in your children is to lead one yourself. Make sure that you are active, healthy, and also explore activities, socializing, and other interests outside of work.■

Loving Care Pediatrics: Dr. Johnson and Staff accepting new patients, birth to age 21

3311 Toledo Terrace Suite C-201, Hyattsville, Maryland 20782 Office: (301) 403-8808 / Fax: (301) 403-1341 October - November 2015

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HEALTH & WELLNESS

Update on

Breast Cancer

Screening

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By Kashif Ali,

MD

n the United States, breast cancer is the most common cancer among women of all races. Unfortunately, it is also the second leading cause of cancer death in this gender population. In 2013, it is estimated that over 230,000 new cases of invasive breast cancer and over 64,000 new cases of non-invasive breast cancer (an early form of breast cancer) will be diagnosed in this country. This will lead to about 40,000 deaths from breast cancer. This makes breast cancer the most commonly diagnosed cancer in women, and the second leading cause of cancer related death in women.

In their lifetime, about 1 in 8 (12%) women in the US will develop invasive breast cancer. This is a very chilling statistic, which makes early screening and detection only that much more important. Breast cancers that are discovered at earlier stages have a much higher chance of cure and survival. The key is to find cancer before any symptoms can occur.

According to the American Cancer Society, breast exams by your doctor should be every 3 years for women in their 20’s and 30’s. The frequency of these breast exams by your health care provider should increase to every year at the age of 40. Yearly mammograms are recommended starting at age 40. These should be continued as long as the person is in good health.

Self breast exam is an option for women starting in their 20’s. If any suspected abnormalities are noted, this should be brought to the attention of your doctor.

There are some women who have a very strong family history and certain genetic mutations that run in their family.

These patients may need a MRI in addition to mammograms.

The genetic mutation linked to development of breast and ovarian cancer is called the BRCA mutation. Women carrying this mutation have up to an 80% risk of being diagnosed with breast cancer during their lifetimes. The BRCA mutation is detected through a blood test collected at your doctor’s office or a lab. Not every women needs to be tested for this mutation. Possible women who qualify for BRCA mutation testing include those with a personal or family history of: • • •

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Breast cancer diagnosed at age 50 or younger Ovarian cancer at any age Two separate breast cancers in the same person, or two family members with breast cancers on the same side of the family wjwomen.com

• • • • • • •

Male breast cancer Triple negative type of Breast Cancer (meaning breast cancer carrying no receptors to target) Pancreatic cancer and a breast or ovarian cancer in the same person, or on the same side of the family Ashkenazi Jewish ancestry with breast, ovarian, or pancreatic cancers Two or more relatives with breast cancer, one under age 50 Three or more relatives with breast cancer at any age A previously identified BRCA mutation in any member of the family.■

Dr. Kashif Ali earned his MD degree from Ross University School of Medicine. He completed his residency in Internal Medicine at Seton Hall University in New Jersey. While at Seton Hall University, he became the Chief Resident and then went on to complete his training in Hematology and Oncology. During this training he was appointed Chief Fellow. Dr. Ali is presently board certified in Internal Medicine, Hematology and Oncology.

Thriving in...

(Not Just Surviving)

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HEALTH & WELLNESS

Your 40s & 50s

By Alan Weiss, MD

ime and time again I see men and women in their 40s and 50s with a similar story: Increasing stress at home and work, raising children, not sleeping well, gaining weight, less energy, less time for pleasure and the list goes on. Along with this come aches and pains, lessened libidos, burgeoning intestinal and abdominal complaints, and often a growing list of medications to combat these.

Fortunately there is a fairly simple approach to dealing with this kind of situation. First and foremost is to make sure there are no serious illnesses either happening or on the horizon. A good history and physical exam as well as appropriate comprehensive testing should be able to sort that out. Once that is handled you can begin to deal with getting well.

First and foremost is getting good restorative sleep.

Over time we develop habits and patterns of sleep that do not promote health. Overuse of caffeine, cutting back time allotted for sleep and the development of medical sleep disorders such as sleep apnea (marked by snoring, gasping, daytime fatigue and difficulty with losing weight) are all issues to consider. There are simple non pharmaceutical methods available to help promote the sleep we need for our bodies to heal.

Next is diet. As we get older we become less able to manage sugar and easily digested simple carbohydrates as found in breads, pastas, grains and some fruits. We tend to become somewhat insulin resistant, which creates a vicious circle of obesity causing more insulin resistance and inflammation, etcetera.

Weight gain and inflammation are often due to food allergies, a phenomenon known as leaky gut, inflammation and insulin resistance. One way to gauge your body’s metabolic activities is to have your doctor check your c-reactive protein level to measure inflammation, and if blood sugar is an issue, consider having a glucose tolerance test and check insulin levels. I have found food allergy testing to be very useful for many.

Evaluating and optimizing hormone status can be instrumental in maintaining youth. Some say our hormones decline because we age. Others say we age because our hormones decline. Areas to focus on are thyroid issues which can produce fatigue and dulling. A phenomenon called “adrenal fatigue” is becoming more recognized as a real issue and testing and treating this can make a big difference for people.

Finally optimizing hormone levels in men and women (testosterone, estrogen and progesterone) can afford great changes in energy and vitality.

As one begins to deal with these issues and others (such as toxins in our food and environment, micronutrient levels, exercise and stress management) it becomes obvious that they are all interconnected like a web. A simple example is that when one is stressed, you are less likely to sleep well, and data shows that people who are not well rested make poorer eating choices. Working with a health practitioner and examining your life and habits from these perspectives can give one an access to new habits, new actions, and real changes.■ Dr.Weiss completed his undergraduate work at University of Virginia and is a graduate of McGill University Medical School; he completed his Internship at the University of Hawaii and Residency at St. Elizabeth’s Hospital in Boston. As head of Annapolis Integrative Medicine, Dr. Weiss specializes in preventative health, alternative approaches to wellness, and treating complex issues including CFS and Fibromyalgia.

October - November 2015

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Stories of Hope

HEALTH & WELLNESS

“Practice Self-Care” Survivor, Evelyn Clarke Evelyn Clarke knows firsthand the challenges of breast cancer. She was diagnosed with cancer as a single, 32 - year - old mother of two children. She advises women to pay attention to new or different physical symptoms. “Practice self-care. We spend a lot of time paying attention to the needs of others often to dismiss challenges in our own bodies.

Become aware of changes in your body and don’t delay seeking proper medical advice,” Evelyn advises.

Evelyn herself drew strength from her relationship with God and support from her family. As a result of surviving cancer and understanding that education was her key to recovery, she wrote a book: Chemotherapy, Radiation and Me, which tells her story of surviving breast can-

cer at age 32. You can see the book on Amazon.com.

Evelyn advises that if you or someone you know is going through breast cancer, remember that one of the best cures for cancer is support.

Start with strengthening your spiritual being, educating yourself about your treatment and care, and most importantly taking steps to stay focused because these things are just as important as the medication. Medication along with the right mind will help you survive breast cancer or any other cancer.

Care and nurture can escalate recovery, let’s change the way we view cancer by taking the first step and become proactive! Contact Evelyn Clarke at 703-357-7773, evelynclarke@yahoo.com.■

“The Team Makes all the Difference” Survivor, Michelle Rhodd A breast self-exam made Michelle Rhodd aware of an unfamiliar lump. And, following the advice of her long time gynecologist, she scheduled follow-up diagnostic tests that revealed Stage II ductal breast carcinoma. Michelle managed her early diagnosis on her own from the initial medical diagnosis of breast cancer to the disclosure conversations with family and friends. However, she credits the superior care she received from her oncology team at Sibley Hospital as well as the support of family, friends and her employer with making a huge difference as she navigated the emotional and physical journey that comes with a breast cancer diagnosis.

At every stage of her interaction with them, her oncology team worked in tandem to assure Michelle that her chances of long-term survival after the treatment was high. The team 8

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was respectful, comforting and above all, highly communicative so that at all times, Michelle was well informed of all aspects of her care. Decisions about care options were made collaboratively between Michelle, her medical oncologist, her surgeon and her radiation oncologist.

Michelle completed her treatment in 2012. Her advice to women everywhere is, if you receive a breast cancer diagnosis, don’t try to navigate the process on your own.

Have a team of supportive friends and family at your side.

Be an active participant in your care. If you have questions or are unsure about the information you receive from your oncology team, insist on getting answers. Don’t stop asking questions until you are comfortable that you understand the information and that you are able to make an informed decision about your care.■

HEALTH & WELLNESS

“Champion Fighter” Survivor, Nancy Lineker

Photo by: Rui Barros

I was diagnosed with Stage II breast cancer in 1992. Like 70 to 75% of all women with breast cancer, I had no known risk factors or family history of the disease. Simply being female puts all women at risk. I had a normal mammogram eight months before noticing some dimpling in the skin of the lower quadrant on one breast. I did not feel a lump and I confess I did not even know puckering of the skin could be a sign of breast cancer.

I called my gynecologist, the only doctor I had at the time, and before I left your office I had an appointment with a surgeon and the long days of research and decisions began. We are fortunate in Northern Virginia to have excellent physicians and medical facilities. However the treatment options available today make 1992 seem like the dark ages. There were limited surgical options and I had a cross-sec-

tion of all under arm lymph nodes in the affected side area removed. Today sentinel node biopsy makes for a faster recovery with less chance of lymphedema. Almost everyone received the standard chemotherapy protocol back then. I did take part any clinical trial being held at my doctors office. They were trying to determine if higher doses of CAF given in fewer rounds would be more effective. I believe they discovered it was not, but I felt I was well cared for because of my participation in this clinical trial. Now, of course there are many treatment options based on the characteristics of the tumor. I am so fortunate to have a wonderful husband and young adult children who always give me unconditional love and support. They, along with many friends,try to make life as normal as possible, knowing it was anything but normal. My husband would eat salad many days so that I was not subjected to cooking fumes.

Ironically, a friend and I were starting a home-based catering business and had four commitments during my chemo treatment. We cooked on my good days and thanks to my partners efforts behind the scene we kept our schedule.

Six weeks of radiation seems easy after the chemo but I still eagerly awaited the day my treatment would be complete. When I arrived at the radiology lab that day I was told the machine was down and I would have to come back next week. I blurted out, “But it’s my last day and I have to finish because I’m going to lunch with a friend to celebrate!” They seemed to understand and said I should go to lunch, come back later, and if the machine is fixed I can get my final

treatment. And that’s exactly what happened – funny how some things seemed so important at that time in my life.

I had a second cancer experience into 2000, during a routine mammogram. However I was fortunate, this was just a small calcification that did not require any chemo. So now that I was now done with medical treatment and attention was over, what was next, what was the new normal?

Soon after my original diagnosis I had a visit from the volunteer from Reach to Recovery a program of the American Cancer Society. It was helpful that she brought me information about resources and was herself a breast cancer survivor. I decided that I would like to join the organization when I became eligible after finishing my cancer treatment. I have enjoyed meeting so many wonderful women and helping others. I am now district Coordinator of the Reach to Recovery program managing four units in Northern Virginia. We have trained volunteers available to make sure no one has to experience breast cancer alone. Something I do for myself, has been to spend time at the beautiful welcoming facility called Carolyn’s house run by an organization called Life with Cancer. Outstanding programs are offered to anyone affected by a cancer diagnosis. These programs are free because of individual and community support. I credit there excellent exercise program for my good health and well-being. I participate in these classes with other cancer survivors as we move forward.

I’m so grateful for family, friends and other survivors I’ve met along the way to this – my 20 year milestone!■ October - November 2015

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HEALTH & WELLNESS

“Champion Fighter” Survivor, Donna Guinn Kaufmann

Photo by: Rui Barros

Breast cancer can happen to anyone it happened to me. But my doctor said those four words, “you have breast cancer”. I was sure he had me mixed up with someone else because no one in my family had cancer and I didn’t have any risk. Before cancer, I thought I was safe because I was never sick, didn’t even get colds when everybody else did. I nursed my two children I got my mammogram, but I didn’t know about lobular breast cancer, which makes up 5 to 10% of all breast cancer, and shows up as a thickness and is often not detected on mammograms.

Before my diagnosis, like many women, I wasn’t putting myself first.

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I remember canceling my annual OB/GYN appointment twice that year because I was busy, the kids had something going on. I had another appointment that was more important. My husband was on his second tour in Iraq and I was a single mom.

I wasn’t one of those people who had to worry about the “C” word anyway, I was healthy.

I was wrong! I was stage 2B with cancer in three lymph nodes, a tumor in one which wasn’t good according to my doctor. Given its grade, my doctor said it had been there for at least two years which means, I developed breast cancer while I was pregnant with my son and the cancer grew while I was nursing. After everything I went through because of my cancer diagnosis, I couldn’t go back to my old life because the person I was before didn’t exist anymore.

As much as I wanted to anguish over why mommy, I believe in life there are no accidents. I got cancer to be an advocate in a war that is maiming and killing women. I needed to impact the war on cancer and feel like I was doing something directly to stop it, not just catch it. I didn’t know where my journey deep into cancer land would take me, but I promised God if he would let me live to raise my children I would give my life to this cause. It wasn’t long before I was appointed to the position of Virginia State Lead Advocate at the American Cancer Society-Cancer Action Network the affiliate of the American Cancer Society (ACS )and began to lobby cancer issues on Capitol Hill and at the Virginia Gen. assembly. I

worked hard to help get the Affordable Care Act passed because I believed that we cannot stop cancer and unless all Americans have the right to fight cancer equally. For two years, I was a part of the leadership at the Tigerlily Foundation which teaches young women how to be their own best advocate in their breast health.

I coined the phrase “kill the beast” to empower people with cancer to fight. I sent play swords and KTB bracelets to people in chemo to help them fight. I founded “Kill The Beast, LLC which supports individuals and organizations dedicated to fighting cancer and Kill The Beast Foundation which fights against the exploitation of cancer patients. I produced the SCAR project DC exhibition which was a series of large-scale portraits of young women surviving breast cancer, shot by fashion photographer David Jay. Our goal was to make a strong statement about breast cancer during a pivotal election-year in the nation’s capital and show our country what breast cancer really looks like.

We hoped to change the way people see breast cancer , because it is not just a pink ribbon. Many women like me believe that something different needs to be done to stop this disease because there is still no cure. I continue to fight all cancers on many fronts.

I recently joined the National Breast Cancer Coalition, Advocating for breast cancer deadline 2020 and accelerating The End of Breast Cancer Act in Virginia, I work with the National Patient Advocate Foundation, which improves access to healthcare through policy reform.■

HEALTH & WELLNESS “Family & Friends Flooded Me With Love” Survivor, Gretchen Fitzpatrick, Montgomery county 6 year survivor It’s late afternoon, Friday, July 17, 2009.

And I’m in my closet bawling my eyes out.

My husband, son, and daughter are somewhere in the house. I’ve just been told, and in the gentlest way possible by Dr. Nancy Marcus of Shady Grove Adventist Hospital that I have infiltrating Lobular Breast Cancer. I figured I had cancer but I hadn’t had anything bad happened to me in my 44 years of living.

So the past few weeks had been filled with

great anxiety as I worked my way through the steps of diagnostic exams, an MRI and a biopsy confirming the cancer. I had several emotional decisions to make and lots of support from my husband but I was slow in informing my friends and family of my condition when I finally did I was flooded with love and support the cards and emails that they sent me kept me going as I reread them over and over to keep me going.■

“Having a Support Team made all the difference ...

Survivor, Felice Johnson In August 2013, I was diagnosed with Invasive Ductal Carcinoma (IDC) breast cancer. My faith in God and a strong support team of family and friends helped me get through this journey.I also had a wonderful team at the Oncology and Hematology Associates of Clinton, Md. The medical team had a great plan for my treatments. They knew exactly what I needed, were very attentive, and always available if I had any questions. I did four months of chemotherapy, once every three weeks, and five weeks of ra-

diation. Today, I am two years cancer free. I would recommend joining a support group to relate to others managing the same situation. Also, have someone accompany you to your appointments as a second ear. Your friend may help you balance what you are hearing as well as ask a question you did not think of.

If you don’t have the support of family or friends you can join MyBCTeam online. Finally, I can’t stress enough, if you feel that something isn’t right with your body, get checked. It saved my life!■

Support Resources The Rosemary Williams Mammoday Program Mammograms are being provided to women who are at least 40 years of age, low income, underinsured or uninsured. All women receive a clinical breast examination and mammogram at no cost. Women are also provided with educational materials.

Contact: Kimberly Higginbotham at (202) 865-4655 or (202)865-5399 Howard University Cancer Center

Natalie Williams Breast Care Foundation (NWBCF) Save the Date, Oct 17, 2015 www.supportbreastcare.org Join the Susan G. Komen 3-Day® Event For information go to www.the3day.org

write to Wendy.ward@live.com to tell your story of hope October - November 2015

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HEALTH & WELLNESS

No More Metal Braces

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f you are looking for an alternative to metal braces, ClearCorrect is the clear and simple choice.

ClearCorrect invisible braces are the clear and simple way to straighten your teeth so that you can show off your smile. No wires. No brackets. Just clear, convenient comfort – giving you every reason to smile.

ClearCorrect is an easy and discreet solution to align and straighten a broad range of dental conditions for a stunning, healthy smile. The fact that it does this so well is remarkable; the fact that it does this with little to no effort is almost unbelievable. ClearCorrect is for both adults and teenagers – age is not a problem. Children who might not yet have all of their molars and even seniors with more complicated dental cases may be candidates for ClearCorrect, but should consult with their doctors first.

With ClearCorrect, your dentist can straighten your teeth using a series of clear, custom, removable aligners. Each aligner moves your teeth just a little bit at a time until you eventually get straight teeth.

And ClearCorrect is one of the clearest aligner systems available. The ClearCorrect aligners offer superior clarity, are virtually invisible and unnoticeable, and their smooth surface finish withstands clouding from wear.

Schedule an appointment with your dentist so you can have your teeth evaluated and talk about any problems or goals you have for your smile. Once your dentist establishes that ClearCorrect is the right treatment option for you, the dental staff will take impressions, photos, and sometimes X-rays of your teeth.

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“

By Peter Merai, DDS, FAGD Comprehensive Dental Care, Inc.

wjwomen.com

If you would like to learn more about ClearCorrect, call your dental office to set up a consultation to see if ClearCorrect addresses your dental concerns and cosmetic goals.

No wires. No brackets. Just clear, convenient comfort – giving you every reason to smile.”

ClearCorrect will then create 3-D models of your teeth. Following the instructions provided by your dentist, ClearCorrect then creates a treatment setup representing the desired position of your teeth at the end of treatment. At the same time, ClearCorrect also manufactures Phase Zero passive aligners designed to fit your teeth and get you accustomed to wearing aligners right away.■

Dr. Peter Merai & Michelle Merai, D.D.S. 6188 Oxon Hill Road., Suite 410, Oxon Hill, MD 20745 301-567-9844

Dr. Merai coupon offers (coupons cannot be combined)

1) CLEANING FOR $79.99 (not if insurance is used) 2) $600 OFF ON DENTURES (not if insurance is used)

Fall &Winter

HEALTH & WELLNESS

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Style Tips

After a summer of swimming and sunning, your hair and skin can use some extra care.”

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all is here, and the change of seasons, creates changes in our hair and skin care needs. After a summer of swimming and sunning, your hair and skin can use some extra care. We can restore that luster to you hair and skin with our natural hair and skin care products. Davines is a natural hair care line that provides the best products with attention and respect for our environment, using high grade and natural ingredients. Revitalize your hair with a deep conditioning treatment or a hair mask to bring back the softness and shine that chlorinated pools and sun can strip away.

Your skin suffers the same as your hair from summer activities. Bring back the soft glow with a deep pore cleansing and exfoliating facial. Using our organic skin care line Biotique, or our natural line Bioelements, we can take care of all your skin care needs. We have many options for lightening and correcting uneven skin tone, that over exposure to summer sun can do to the face. We offer a glycolic treatment for more extensive hyper-pigmentation.

Not only can we improve the look and feel of your hair and face, but with a Vichy Shower body treatment we can wash away the dry dead skin build up from your neck to your toes. The 8 shower heads gently create the sensation of a “rain massage” over your entire body. If you’ve never had this treatment before, treat yourself to the relaxation, pampering and results this treatment provides.

Very few spas have the state of the art Vichy shower room that offers treatment. Neha Threading Salon and Spa is one of them. They are located in Pikesville. For more info please visit their web site www.nehathreading.com.■

About Neha Gupta A talented and well sought out threading technician has plans to take the beauty industry by storm. Neha Gupta took an interest in facial threading in India over 20 years ago. After working in several salons, Neha opened her own location back in 2008. Now she is the successful owner of Neha Threading Salon and Spa in Pikesville MD and a new location in Canton an upscale community located in Baltimore City. Neha introduced a gentle touch combined with a vitalizing Indian head massage to threading.

This signature touch to the threading process made Neha and her unique talent stand out amongst others. Neha has plans to expand her business to different areas in Baltimore by opening more locations in the near future. This expansion will enable more people to experience this unique style of threading.

October - November 2015

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Bio-identical Hormones help Prevent Cancer!

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By Jennifer Robin Musiol, C-RNP

estoring your hormones to optimal levels is an excellent way to prevent cancer as well as: • Increase energy • Improve sleep quality • Decrease hot flashes • Increase sex drive and performance Two million years of evolution suggest that the best solution to staying healthy is to copy our body’s own natural hormonal protocols.

In other words, only a few people in their 20’s and 30’s develop cancer. The vast majority of women discover breast and uterine cancer after menopause and men get prostate cancer after their testosterone levels drop as they age.

A healthy body and mind defends against many chemicals (carcinogens) that cause abnormal cells to multiply (cancer). We all know that a wholesome diet, low stress and maximal body movement are important to keeping the body and mind healthy. What many of us are unaware of is that having the optimal level of estrogen, progesterone, and testosterone is critical in preventing cancer. The protective benefits that these natural hormones provide when they are kept in balance is just beginning to be fully understood.

With regard to breast cancer, follow-up research in the Women’s Health Initiative (WHI) has shown that synthetic, chemical progesterone is the main reason for the increased risk of breast cancer. But natural progesterone is protective.

Natural estrogen can be protective when it is carefully balanced and monitored. However, if cancer cells are already present in the breast tissue, the estrogen can stimulate them to grow faster. Even natural estrogen use must be monitored with frequent mammograms and self- breast exams. That being said, when these hormones are monitored and properly balanced: Natural estrogen + natural progesterone = protection.

Testosterone Along with increased libido and stronger erections, restoring testosterone to normal levels provides a host of other health benefits: more muscle, less fat, stronger bones, benefits to the heart and brain function.

In the past, it was almost universally believed that testosterone therapy could lead to some degree of increased risk of prostate cancer. Fortunately, this belief has been shown to be incorrect. Medical opinion has begun to shift quite dramatically, with good evidence that testosterone therapy is quite safe for the prostate. In his book, “Testosterone for Life”, Dr. Abraham Morgentaler shows evidence that testosterone is safe for, and even protects the prostate. And research shows testosterone in women can protect against breast cancer, as well as increase energy and sex drive.

Do yourself a favor…

Contact New Day Vitality Hormone center for a free consult at 410-793-5212.■

Prevent Gum Disease with Laser Dentistry

By Dr. Brenda Howard, Cosmetic Dentistry & Holistic Medi Spa

How are your gums? Are they red, swollen or bleeding? They should not be. They should be firm, tight, pink or brown if yours have melanin pigmentation and they should not bleed. If they are the former, they are diseased and you are in jeopardy of losing your teeth. The loss of teeth has many deleterious results. You are unable to chew your food well, which has a negative effect on digestion. Your jaw joint is not properly supported and you may develop pain in this area. Your facial muscles are no longer supported causing you to look much older than you should. And if this is not enough, there is now evidence linking periodontal (gum) disease to heart disease, low birth weight babies, diabetes and arthritis. So the unhealthy bacteria in your mouth, has an impact on your total health. If you are in need of an exam and consultation to discuss the state of your dental health, give our office a call for a complimentary consultation. We have advanced training in taking care of your teeth and gums and would love to offer our expertise.

Call Blissful Dental today 301-552-2662 Along with the usual dental treatments, we offer : Laser treatment for gum disease Implant replacement for missing teeth Sleep apnea care Don’t let your 2015 Ins. benefits expire. Utilized by the end of the year or you lose them. 9821 Greenbelt Rd #205, Lanham, MD 20706

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Your Skin Provides HEALTH & WELLNESS

By Katina Byrd Clues of Your Well-Being Miles, MD

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he skin is often taken for granted. However, it is the body’s largest and one of the most vital organs. Without it, we cannot survive. The skin functions to provide protection from ultraviolet light, infection, and dehydration. It maintains body temperature regulation and produces vitamin D. The skin helps us communicate with our surroundings as it is the organ of touch and reception.

The skin also provides clues about our internal health.

Severe stress and illness raise insulin levels. These conditions are associated with multiple skin findings, including acne. Uncontrolled acne may also be a clue that dietary choices should be improved. Recent studies report that acne is associated with the intake of processed and sugary foods with a high glycemic index. Traditional acne treatments include topical retinoids which help to normalize the skin’s exfoliation cycle and topical antibiotics to rid the skin of bacteria that contribute to acne formation.

More severe cases of acne may require oral therapies. Cosmetic procedures such as Aerolase Neo laser and chemical peels also are effective acne treatments.

To enhance the effectiveness of medical and cosmetic therapies, a diet consisting mostly unprocessed foods with a low glycemic index is also recommended.

Excessive hair shedding, called telogen effluvium, is associated with multiple medical conditions. Thinning hair may be due to hormonal changes, anemia, thyroid disease, lupus, nutritional deficiencies, eating disorders, medication, depression, and severe stress.

Successful hair loss therapy includes treating the underlying condition. To help combat hair loss, preparations consisting of minoxidil and corticosteroids are often used. Platelet rich plasma injections is a natural and promising hair regrowth therapy that provides a nutrient enriched environment that supports folliclular health. Hair loss can result in

emotional distress. Therefore, the whole person must be treated. Adequate sleep, rest, exercise is also included in an effective treatment regimen aimed to regrow hair.

Diabetes is also associated with skin changes. One common finding is acanthosis nigricans. This is described as thick and darkened skin on the posterior neck, underarms, inner thighs, and cheeks. This condition is rarely genetic but is most commonly due to excess weight leading to increased insulin production and resistance. Treatment for this condition includes eating foods with a low glycemic index and exercise. Difficult to control bacterial and fungal skin infections can be a sign of elevated blood sugars. Scleredema, hard and thick skin of the back, is a sign of diabetes. Granuloma annulare, itching, and skin changes on the legs and feet can also be seen with diabetes. Ulcers on the legs and feet can develop due to poor circulation associated with long standing diabetes.

Thyroid disease can cause increased sweating or skin dryness, hair loss of the scalp and eyebrows, skin changes on the legs, itching, and changes of the nails.

Signs of lupus includes skin sensitivity to the sun, a rash, changes around the nails.

Vasculitis, or inflammation of blood vessels, can also be seen in autoimmune disorders such as lupus. Skin findings can also be seen in metabolic conditions such as gout, high cholesterol, and nutritional disorders. Skin and nail changes can provide a clue to dysfunction of the liver, kidneys, pancreas, and lungs. In rare cases, internal malignancies can be associated with skin findings.

The skin is an amazing organ. Its purpose it to provide protection. It also provides important clues to our general health and should not be ignored. For a skin consultation, schedule an appointment with Dr. Katina Byrd Miles, founder and Medical Director of Skin Oasis Dermatology, www.skinoasisderm.com.â– About Dr. Katine Miles Dr. Katina Miles is a graduate of Howard University College of Medicine. She completed her internal medicine residency at University of Maryland at Baltimore and dermatology residency at Georgetown University. Dr. Miles is a board certified dermatologist and a Fellow of the American Academy of Dermatology. She is an expert in skin cancer detection and treatment and is a Skin of Color specialist. Dr. Miles is the founder and Medical Director of Skin Oasis Dermatology where she is ready to serve you.

October - November 2015

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HEALTH & WELLNESS

Cosmetic Sculpting Without Surgery

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ou eat well. You exercise regularly. Yet you still have those pesky pockets of fat that—no matter what you do—just won’t go away. At this point the only thing left to try is cosmetic surgery, right?

Maybe not, says Gabriel Del Corral, M.D., head of Carroll Health Group Plastic Surgery and the reconstructive surgeon for the Center for Breast Health at Carroll Hospital.

His office now offers CoolSculpting®, a non-surgical treatment option that’s proven to reduce fat through a simple outpatient procedure.

“CoolSculpting works by gently freezing fat cells under the skin. Over a period of weeks, your body naturally and permanently eliminates the dead fat cells, resulting in a thinner, more contoured physique,” Dr. Del Corral explains.

“There’s no incision, no anesthesia. You can read or check email while you’re being treated, and go back to your normal routine right away.”

CoolSculpting is the latest non-surgical innovation introduced at Dr. Del Corral’s office, where patients can also receive non-surgical treatments for conditions like facial wrinkles, thinning lips, acne scars and spider veins. For those looking for more dramatic results, he also offers a host of surgical options, including minimally invasive, laser-assisted liposuction; tummy tucks; breast augmentation and thigh lifts.

“Our consultation process is all about helping patients find the right solution for them. Sometimes that requires surgery, and sometimes it doesn’t,” Dr. Del Corral says. “We want to make sure every patient walks away with the look they’ve always wanted—but a look that also feels natural and right.”

That ability to deliver natural results is one of the primary reasons Dr. Del Corral was named to the Center for Breast Health team in 2013. His game-changing approach to post-mastectomy care—microsurgical breast reconstruction—uses a patient’s own excess tissue, typically from the abdomen, to form a new breast. With microscopic sutures, he’s able to connect the vessels in the grafted tissue to the vessels in the breast area, giving the new breast all the natural, tactile sensation of the original. Dr. Del Corral is currently the only surgeon in the region—and one of only a smattering in the nation—to offer this technique.

“Patients are delighted because it’s like they never lost a breast. It’s their own tissue; it’s a part of them,” he explains.

“To see patients love the way they look and feel—it’s why I do this job.” ■

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“A non-surgical treatment option that’s proven to reduce fat through a simple outpatient procedure.”

Gabriel Del Corral, M.D., gives patients more options for achieving the most natural results. To schedule a consultation with Dr. Del Corral at his NEW state-of-the-art Westminster office, call 410751-5606. You can also learn more about Dr. Del Corral’s treatment options at CHGPlasticSurgery.com.

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Childhood Obesity

ccording to the Journal of the American Medical Association and the National Center for Health Statistics, childhood obesity has more than doubled in children and quadrupled in adolescents in the past 30 years. Defined by the National Institutes of Health overweight is defined as having excess body weight for a particular height from fat, muscle, bone, water, or a combination of these factors. Obesity is defined as having excess body fat.

Overweight and obesity are the result of “caloric imbalance”—too few calories expended for the amount of calories consumed—and are affected by various genetic, behavioral, and environmental factors.

Childhood obesity has both immediate and long-term effects on health and well-being. Some of the immediate effects include cardiovascular issues that may develop. Obese youth are more likely to have risk factors for cardiovascular disease, such as high cholesterol or high blood pressure.

Overweight children also experience instability in glucose levels which often result to pre-diabetes, a condition in which blood glucose levels indicate a high risk for development of diabetes diabetic conditions. According to the U.S. Department of Health and Human Services, children and adolescents who are obese are at greater risk for bone and joint problems, sleep apnea, and social and psychological problems such as stigmatization and poor self-esteem.

Some long term affects include; heart disease, type 2 diabetes, stroke, several types

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HEALTH & WELLNESS

Obese youth are more likely to have risk factors for cardiovascular disease, such as high cholesterol or high blood pressure.” of cancer, and osteoarthritis.

Overweight and obesity are associated with increased risk for many types of cancer, including cancer of the breast, colon, endometrium, esophagus, kidney, pancreas, gall bladder, thyroid, ovary, cervix, and prostate, as well as multiple myeloma and Hodgkin’s lymphoma states the Cancer Journal for Clinicians.

The Journal of Pediatrics published that Healthy lifestyle habits, including healthy eating and physical activity, can lower the risk of becoming obese and developing related diseases. The dietary and physical activity behaviors of children and adolescents are influenced by many sectors of society, including families, communities, schools, child care settings, medical care providers, faith-based institutions, government agencies, the media, and the food and bev-

erage industries and entertainment industries. Schools play a particularly critical role by establishing a safe and supportive environment with policies and practices that support healthy behaviors. Schools also provide opportunities for students to learn about and practice healthy eating and physical activity behaviors.

Take charge of your child health. Encourage healthy eating habits and lead by example.

If your children see you trying healthy foods they will be more inclined to try them also. And exercise doesn’t have to be boring! Get out and Play with your child. It’s a fun way to burn calories and bond with your family.■

Frederick Corder, MD FAAP Dr. Corder attended medical school at Howard University College of Medicine and graduated in 1977.

He is board certified by the American Academy of Pediatrics. Dr. Corder was formally the Chief Health Officer for Prince George’s County and the medical Director of several health plans. Dr. Corder has been in Pediatric practice for over 35 years. Dr. Corder, his wife Dr. Marilyn Corder ad their daughter Adrienne Corder started the Corder Pounders Youth Fitness program and the Family Fitness Center.

Bowie, MD • (301) 805-2229 Cheverly, MD • (301) 341-7494 Children’s Medical Center Washington, DC T: 202-291-0147 October - November 2015

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-We have appointments available for Sports Physicals & School Physicals / Immunizations -Spanish and Amharic speaking staff -Most major insurances and Medicaid accepted -Same day appointments available -Prenatal consultations FREE -We do ear-piercings

aceptando nuevos pacientes Dr. Ndidi Agholor is a caring and dedicated pediatrician whose top priority is the well-being of her patients. She is committed to providing quality healthcare for all her patients from birth to age 21.

Dr. Agholor has worked in the Maryland/DC area for over a decade. She graduated from Howard University College of Medicine and completed her pediatric residency at the University of Maryland Medical Center. She is board certified by the American Board of Pediatrics and is also a member of the American Academy of Pediatrics. Dr. Agholor enjoys caring for children of all ages, participating in community activities and promoting healthy lifestyle choices for her patients and their families.

She has special interests in Newborn/Infant Care, Behavioral Disorders, Asthma Management, Nutrition, Adolescent/ Teenage Health, Preventative/Well Child Care.

Healthcare for Infants, Children and Adolescents 7505 New Hampshire Ave, Suite 302, Takoma Park, MD 20912 Phone 301-434-8800 ●

Website: www.ped-care.org ● Email : pedcare4kids@gmail.com

Hours: Monday – Friday 8:30am-6:30pm and Saturday 9:00am-12noon (by appointment only)

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BUSINESS

Healthcare Information for Sale on the Underground Darknet

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our doctor’s name, your past diagnoses and medical treatment history—even the kind of medicine you take— are examples of the types of personal information for sale in a billion dollar underground market called Darknet.

The underground Darknet contains a collection of websites where health-care information, credit card numbers, weapons, social security numbers, illegal drugs and personal financial information can be found for sale. Cyber-criminals target healthcare providers, insurers and pharmaceutical manufacturers and other organizations for personal and medical information. One of the ways in which cyber-criminals are committing healthcare fraud is by filing false patient claims to insurers and government agencies that provide health services. They also fraudulently file tax returns, open loans and drain home equity and retirement accounts.

Credit card and account data have a limited lifespan; the bank or the victim can cancel the card numbers and accounts instantly but the information contained in medical records has much more information. The value of healthcare data to a cybercriminal is much higher than a credit card or bank account information. Healthcare organizations are at a disadvantage when it comes to protecting itself from cyber-attacks.

Physicians’ information is also valuable to cyber-criminals because they can use it to write fake prescriptions to facilitate schemes involving the purchase and resale of prescription drugs. Anthem, the second-biggest health insurer in the U.S., owns Blue Cross Blue Shield and experienced a

massive data breach in which a hacker had access to 78.8 million names, birthdays and social security numbers among other data. Protect your healthcare organization by becoming HIPAA compliant, conducting annual risk assessments, regular training and by updating your policies and procedures.

Cyber-crime and the Healthcare Industry Cyber-crimes are growing, and the Medical/Healthcare industry is a prime target. Federal and State regulations such as the Health Insurance Portability and Accountability Act (HIPAA) require healthcare organizations to implement controls to ensure the integrity and privacy of patient records and other sensitive medical data.

Healthcare organizations are targeted because of the volume of personal data they collect which can be sold in “The Underground”. Health-care companies lacked many of the basic protections that security experts would expect in a company’s network.The IT security-focused SANS Institute, which said the health-care industry is dealing with an “alarming” number of security breaches, noted that about 94% of medical institutions have reported being the victims of cyber-attacks.

Studies show that criminals were able to exploit information from medical records to commit fraud for four times longer as compared to other types of identity theft.

How to Protect Your Medical/ Healthcare Organization Health-care providers and organizations that handle health information must protect it with passwords, encryption, and other technical safe-

guards. These are designed to make sure that only the right people have access to your information.

The HIPAA Security Rule requires Medical/Healthcare organizations to assess the security of their electronic health record systems. The Rule sets technical safeguards for protecting electronic health records against the risks that are identified in the assessment. All Medical/Healthcare organizations must have risk management policies and procedures in place to assess security risks and to ensure that known risks are addressed and prevented.■ Rob Campbell (P): 301-266-2457 (F): 301-805-4663 rc@medcybersecurity.com Web: www.medcybersecurity.com Robert Campbell is the CEO of Med Cyber Security, a Maryland based consulting firm that performs security and penetration testing for healthcare providers and other businesses. Robert received his Master in Computer Science with a concentration in software engineering and space systems engineering from the elite Naval Post Graduate School. He is also a healthcare certified information technologist.

Robert formed Med Cyber-Security to empower physicians, healthcare organizations and practitioners to protect patient’s data and their own practices.

Allow Med Cyber-Security to partner with you to help keep you compliant with HIPPA/HITECH requirements so you can concentrate on your taking care of your patients.

October - November 2015

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BUSINESS

ADJUST YOUR

Sails

By Colleen Sinclair Prosser, Attorney

“I cannot change the direction of the wind, but I can adjust my sails to always reach my destination.” - Jimmy Dean

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state planning is one place in life where you have the power to alter the outcome. Taking the time to decide who, when and how your money will be handled and who will manage your health care when you are unable to make those decisions for yourself are important choices that you have the power to make.

A well-rounded estate plan includes five documents: a Revocable Living Trust, a General Durable Power of Attorney, a Health Care Power of Attorney, a Living Will and a Will. A Will is only effective at death; the other four documents have an impact during your lifetime.

In order to be effective, a Will must be admitted to probate. Probate is a process to transfer clear title of property from the person who died to the people designated in the Will. As with most legal processes, probate can be costly, time-consuming, and public.

The most important role of the Will is the appointment of guardians for minor children.

A “Revocable Living Trust” is a trust, which is created while you are living, and which you can revoke or amend at any time. A well-drafted trust can be extremely flexible and can facilitate management of your assets while you are well, during a period of incapacity, and long after your death.

While you are alive and well, you would be the trustee and manage the assets in your trust. Upon your incapacity or death, someone designated by you would take over as trustee and would manage the trust, making in-

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The most important role of the Will is the appointment of guardians for minor children.” vestment and distribution decisions in accordance with the instructions you set forth in the trust, providing continuity in asset management. Assets which are in a trust do not have to go through the probate process.

In a General Durable Power of Attorney, you appoint someone to make decisions for property not controlled by the trust such as IRAs, 401(k)s and other retirement accounts. This provides for a smooth transition during periods of incapacity.

In a Health Care Power of Attorney, you appoint someone to make medical decisions for you in the event you can no longer do so for yourself.

You may also express any wishes you have regarding life-prolonging measures in a Living Will.

Once you and a qualified estate planning attorney review your current

financial status, you will realize how vital these estate planning provisions are to the preservation of your estate.■ SinclairProsser Law, LLC focuses its practice on estate planning & administration, including the interaction of retirement plans & elder law. An established member of the American Academy of Estate Planning Attorneys & the National Academy of Elder Law Attorneys, Colleen Sinclair Prosser, Nicole Livingston, Jon J. Gasior & Victor A. Lembo offer years of knowledge & experience in matters associated with protecting estates & families from issues arising from death and disability.

November 2015 SEMINAR SCHEDULE PASADENA Wed., Nov. 4th @10:00 – 11:30 a.m.

(Continental Breakfast) The Reserve at Two Rivers 4105 Mountain Road BOWIE Wed., Nov. 4th @ 7:00 – 8:30 p.m.

(Refreshments) Comfort Inn US 50, US 301 @ MD 3 MILLERSVILLE Thurs., Nov. 5th @ 7:00 – 8:30 p.m.

(Refreshments) The Firemark Building 8684 Veterans Hwy., 4th floor EDGEWATER Fri., Nov. 6th @ 10:00 – 11:30 a.m.

(Continental Breakfast) Historic London Town & Gardens Pavilion 839 Londontown Road ANNAPOLIS Sat., Nov. 7th @ 10:00 – 11:30 a.m.

(Continental Breakfast) Doubletree by Hilton Annapolis 210 Holiday Court

For more info: 410-573-4818

BUSINESS

Caring for Our Military Veterans & Their Families

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am the very proud wife of Lt. Colonel (retired) Dewey R. Wiseman Sr. His 32 years of service to this great nation has given me a special sensitivity to all men and women who defend, protect and serve the United States of America. In my continued effort to assist our military families when death occurs, there are a few things I’d like to share with you; should the need arise to inter/inurn your soldier.

In order to service military members and their families well, it is of paramount importance that you have, IN YOUR POSSESSION, the service member’s DD-214. This is the all-important, Certificate of Discharge/Service. It affords honorably discharged soldiers and their spouses the right to interment/ inurnment in a military cemetery without cost (small fee may apply for spouses). This vital document will most always be the determining factor in whether or not you have burial rights.

There is a widely held belief that the funeral home is responsible for producing the DD-214. This is false information. While we are certainly more than happy to assist you in your search, it is solely the task of the family. I would advise all service members to locate this documentand keep it in a safe, quick to put your hands on, and easy-to-remember place.

Additionally, prepare yourself for a delayed interment.

This may not always be the case however; I currently have in my care a two-star general who passed in mid-May. Arlington National Cemetery is not able to inter him until this coming September. You may experience less wait time if you consider other area cemeteries. Most families will plan a funeral date and plan the burial at a later date if the dates are too far apart.

Generally speaking, a military member who resides in Maryland will qualify for Crownsville (near Baltimore) or Maryland National Cemetery in Upper Marlboro, Maryland, better known as Cheltenham. A veteran who lives in Washington, DC will typically qualify for Quantico National Cemetery in Triangle, Virginia. Veterans in Virginia will typically be interred in Quantico, Culpepper, or Danville to name a few. You will likely be required to supply proof of residency in the form of a current utility bill with the veteran’s name on it—be prepared with that.

In closing,I’d also like to share that contrary to popular belief the military rarely pays the FUNERAL expense of a veteran. There are cases in which they will however; according to Mr. Ritchie in the Veterans Affairs Department

in N.E. Washington, DC, the criteria is very narrow and will almost always involve pre-existing circumstances orarrangements .

I love our veterans, and it is may honor and privilege to serve you.■ Wiseman Funeral Home, established in November 2008, is a full service funeral care provider, specializing in earth burials, cremations, memorial services, national and International shipping and receiving of human remains. The company is well versed in the practice of funeral pre-planning as well as funeral trust and Medicaid spend downs. We are available to you 24 hours a day, 7 days a week.

We serve you professionally with utmost respect.

Contact

7531 Old Alexandria Ferry Road, Clinton, Maryland 301-899-2005 michelle@wisemanfuneralhome.net

October - November 2015

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BUSINESS

Optimizing the GovCon Value Chain™

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By Eric McCamey and Terrell Richmond

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THE GOVCON VALUE CHAIN n his landmark book, Competitive Advantage, Harvard strategy expert Michael Porter introduced the concept of the Value Chain. Initially focused on manufacturing companies, he theorized that companies could increase value by optimizing the series of activities that create value and the linkages between those activities.

Government contracting companies also have what we have termed the GovCon Value Chain™. Whether a government contractor provides staffing services, performs systems integration, or develops weapons systems - all contractors need effective systems for winning new business and executing contracts for profit and cash flow. Improving GovCon performance requires a systems based approach to management that focuses on learning and responding to Key Performance Indicators or KPI’s in the areas of strategy execution, operations, and fiscal management.

The GovCon Value Chain is vital to business operations regardless of the size and scale of a government contractor.

Win

Execute

Profit

Learn

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The GovCon Value Chain is vital to business operations regardless of the size and scale of a government contractor.”

Small businesses often struggle with optimizing their GovCon Value Chain™ because of limitations to their access to capital, ability to attract talent, and deploy effective enterprise systems. A holistic, systems view of the GovCon Value Chain™ will exposes and exploit numerous interdependencies between historically stove-piped functions to increase win rates, improve execution quality, profit, and cash flow.

SYSTEMS THAT WIN Most GovCon Executives are familiar with instances where a firm makes a “Strategic Hire” or on boards the “Rainmaker” who is tasked with landing a major contract.

Key hires can add value through customer access, insight, or influence. However, the strategic hire’s involvement alone doesn’t guarantee a win or inherently increase a win probability. Furthermore, small and mid-sized contractors can rarely afford to hire “Rainmakers” like their larger counterparts can. Therefore, they require effective, multidisciplinary systems for winning business that that can outperform the stove-piped superstar approach of competitors.

“Individual contributors or superstars don’t win business; great systems do.”

Developing and winning business is much more of a systematic science than is commonly thought. Business

BUSINESS Development is not something that a few people perform (especially in smaller firms) but a mindset and series of processes that are holistically woven into the firms’ GovCon Value Chain™. Connecting Business Development to the larger GovCon system and ecosystem is vital. For example, many smaller firms (and some larger ones) lack an objective and dispassionate process for qualifying and pursuing new business that fits in the company’s strategic direction. Companies that take this undisciplined route to acquiring business not only reduce their profit margins, but they also drive up their unallowable and allowable indirect expenses which are indirectly passed on to the Government. Of course, the costs that pass to the Government are then passed to who? The American tax payer. Biding on work that a firm can realistically win and execute is not only good business, but a social responsibility. A stovepiped, functional view of business development that is disconnected from financial operations would never make this connection.

ber close to 80% of time sold direct to projects is often the “magic number” (if planned correctly) where an employee is able to generate enough overhead to “pay for” his/herself.

What else could employees be doing with 20% of their time that would yield benefit for company, be attractive to potential employees, and develop new business? For example, is adequate training in the corporate budget? In many cases, people working on contracts have a far greater intimacy with customers and are best positioned to market new business. Well trained and connected direct charge employees who are cross-trained in Business Development and other areas can help win more business and generate great value. However, they can’t do this very well if they are mandated to work 100% of their time to contracts and are never exposed to other areas of the company. Without a longer term view willing to invest in retaining talent, employees will simply move on to the next contractor with their previous employer never having experienced the full benefit that was possible.

PLANS THAT FLY Execution is a much broader area than simply delivering the scope of contract work. There are numerous tools and methodologies such as CMMI, Lean Six Sigma, applications of the PMBOK®, et cetera to address program execution. However, are there universal processes and principles that apply to corporate operations apart from contract execution?

For the sake of example, let’s look at a key area of execution - hiring and retaining talent. All Government Contractors are faced with being able to get qualified individuals who can execute work or qualify for labor categories established on certain types of contracts. Human capital is the lifeblood of profitable contract execution. Government Contractors are all competing for similar talent. Many Government contractors view people as expendable commodities that are tied to the life of a contract. The mindset is not dissimilar from the industrial age where the monopolies worked people until there was nothing left and then moved on to the next. This mindset is evidenced when companies book 100% of an employee’s time to contracts with no time built in to connect employees with the company and develop their talent.

Most contractors believe that 100% contract utilization is required to operate at a profit. Some companies measure the amount of time booked direct to contracts by a “timesold” or “utilization rate” metric. Having these employees bill 100% of their time to contracts is not only myopic, but also technically non-compliant and illegal as there are a certain minimum number of things that an employee must do that cannot be charged to Government contracts (like completing performance reviews). In our experience, a num-

WORK THAT PAYS Unless an organization is a non-profit, all viable business concerns must generate a profit and maintain a positive cash flow position. Financially distressed companies are not able to offer a measure of security to their employees and contract execution eventually suffers. In addition, companies have to operate in an increasingly compliance driven Government contracting environment. Companies have to be both compliant and profitable. Without good business processes and enterprise systems – they can do neither.

By way of example, let’s look at cash flow and how a more holistic view of financial management can yield better results than the typical stove-piped approach to management. Typically, financial management is viewed as a necessary evil that is left to the “bean counters”. However, it is important for others in the GovCon Value Chain™ to understand important financial topics and be able to assist in improving margins and cash flow. Do managers and employees understand how not issuing and charging to the correct charge numbers and labor categories can tie up cash in unbilled accounts receivable – thereby limiting the company’s ability to cover costs and pay salaries? Are project managers trained on how payment terms and agreeing to non-standard billing formats and reports can stifle the invoicing process? Do the executive levels of the company support the processes needed execute profitably in both their support for financial procedures and their investment in effective enterprise systems?

Companies that build awareness of financial objectives and facilitate financial acumen across different functions are able operate as more profitable entities.

October - November 2015

23

BUSINESS

ORGANIZATIONS THAT GET SMART Effective Government Contractors are able to establish “learning systems”. Learning systems are self-governing, organizational systems that are able to utilize feedback and control loops to continuously assess goals, measure performance, and adapt to the environment in order to achieve objectives. An effective learning system must have the five elements noted in the NYMBUS Learning Systems Model™.

The best way to explain these concepts may be to look at human physiology. We are built with an innate objective of staying alive! All of the subsystems of the body have the goal of keeping us alive. We also have sensors - eyes, ears, nose, senses of touch, and taste buds! These sensors generate all kinds of data, but the brain is able to discriminate between routine data and actionable information that indicates a potential threat to the body. We also have a nervous system that is able to communicate feedback messages to the brain - prompting us to take action to correct a potentially dangerous situation. A humorous example might be a person walking through the plains in Africa. His goal is to stay alive. His eyes detect a lion prowling in the high grasses. His brain says, “This is not good, I could become dinner”. Feedback is then sent to the brain that prompts the decision to run! If he escapes alive, he “learns” that it’s not a good idea to walk alone in places where there may be lions.

Government Contracting firms also need these five elements to operate as a learning system. Key Performance Indicators (KPIs) help to establish metrics by which success is evaluated. A systems based view of the GovCon Value Chain™ helps transform performance data into actionable 24

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intelligence. For a Learning System to thrive, organizational goals and measures have to be clearly stated in order to determine success. For GovCon, these measures may include sensory data such as win ratios, profitability percentages, turnover rates, revenue trends and invoice aging data. Using KPIs, the company is able to distinguish acceptable from unacceptable performance. Further, a learning system must be able to communicate objective intelligence to facilitate system course corrections and continuous growth for GovCon. NYMBUS CORPORATION

Nymbus Corporation is a management consulting firm that accelerates growth for GovCon. We provide executive support services that assist government contractors in the analysis, implementation and monitoring of holistic systems that improve contract awards ratios, profitability and operational performance.■ www.nymbuscorp.com / 703.574.8181

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Why Should You Advertise Your Business in the

Women’s Journal ?

“The Women’s Journals have been the single most effective media for our demographic, females age 25-65.

The Return on Investment is VERY, VERY high and I highly encourage you to try them.”

Dr. Jonathan Calure, Maryland Vein Professionals

As a Certified Holistic Health Coach, doing business with the Women’s Journal is great! I received a large corporation client, requesting paid wellness workshops to educate their employees, what a way to start the year off!

Melanie Harris, Founder of Healthy By Choice DC

“I am very pleased with the results. I got seven new clients the very first week. I felt famous in my community. The Women’s Journal helped me to realize my life long dream of owning a successful business.”

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“A priceless educational vehicle to allow patients quality, objective information about our various procedures.”

Andrejs V. Strauss, M.D., Dir. of Oncology, Beebe Medical Center

We received a number of requests for travel from the Holiday edition of the Women’s Journal but we were overly excited to plan an entire 2016 family reunion from a reader. Yeah!!! Couldn’t be happier with our results each time we advertise in the Journal.

Maleka Green, Green Family Travel

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“People show up with the coupon from the paper, and they are ready to buy. My editorial get’s a lot of attention and it works.

I am happy.”

Anita Hampton, Hair Fantasy “Outstanding readership and patient response to our articles.”

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“The best customer response our company has ever had from advertising.”

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“GHR received a new agent, a new sale at $600k and a potential buyer. I couldn’t be more pleased. Thank you.”

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wjwomen.com

Gina Neely:

COMMUNITY

‘Eat More Fish for a Healthy Heart’

W

Interview J Publisher, Tara Pannell visited Gina Neely to hear first hand how she took back her health with a 20 lb weight loss and why she is a passionate ambassador for Seafood Nutrition Partnership.

Tara: Why is this mission and project so important to you personally?

Gina: I lost both my parents to cardiovascular disease. I know its effects firsthand.

Tara:Why did you start your personal journey to be healthy?

Gina: As I was approaching 50, I made a proactive commitment to my health and wellness.

With my family history combined with my weight, I was determined to change. I did the George Foreman Challenge and lost 20 lbs in 12 weeks!

Tara: What would you advise other women and families to do related to their diets and health?

Gina: Put a new spin on family favorites by swapping out frying for baking and grilling. I regularly incorporate many seafood dishes into my diet that are high in Vitamin D and low in fat. Fish tacos and salomon patties are two of my favorites. Families can get low cost seafood options for less than $10 a day.

A National Health Campaign: As the ambassador for the SNP’s national campaign, Neely will visit nine cities to create awareness and increase knowledge about the benefits of eating seafood as an affordable and nutritious option. The campaign will target nine cities with the highest incidents of (CVD): Birmingham, Alabama; Charleston, West Virginia; Golden Isles, Georgia; Indianapolis, Indiana; Jacksonville, Florida; Lexington, Kentucky; Memphis, Tennessee; Oklahoma City, Oklahoma; and Toledo, Ohio.■

Gina Neely, Food Network chef, cookbook author and personality of Down Home with the Neelys took part in the George Foreman Grill Weight Loss Challenge, the brand’s first ever weight loss program. Neely took the challenge and lost 20 pounds and 12 inches in 12 weeks. Neely continues to champion the cause of health and eating well as an ambassador for the Seafood Nutrition Partnership 501(c) 3 national campaign.

Why Seafood?

Fish, shellfish, and mollusks, referred to as seafood,are nutrient-rich protein foods containing varying amounts of healthful natural compounds known as omega-3 fatty acids, vitamins, and minerals, which consumption has been associated with reducing the risk of diabetes and CVD. Seafood is a low-calorie source of healthy fats and protein. Most lean fish such as cod and flounder contain 100 calories or less per 3-ounce cooked portion; fattier fish such as salmon and mackerel contain around 200 calories or less per 3-ounce cooked portion, according to FishWatch, an online information portal about seafood from the National Oceanic and Atmospheric Administration (NOAA).

Founded in 2013, Seafood Nutrition Partnership (SNP) is a non-profit, and member of the NonCommunicable Disease Roundtable, whose mission is to inspire a healthier America by raising awareness, especially among underserved women, aged 35 to 50 with at least one risk of CVD, about the essential nutritional benefits of eating seafood through local and national partnerships.

The Seafood Nutrition Partnership has taken up the charge of dispelling the notion that seafood is expensive and only available to the wealthy, and is raising awareness of the critical health benefits that seafood can provide for all Americans. Seafood is simple to prepare and very versatileówith light cooking methods such as grilling, poaching, broiling, and baking, seafood is delicious and nutritious any way you cook it.

This effort comes at a time when America faces a number of public health threats -- and the science behind seafood and omega-3s suggests that it can make a tremendous difference in improving heart health. Did you know that when you eat seafood twice a week, your heart attack risk can be reduced by up to 36%? Take the next step by signing-up and sharing the pledge: http://www.seafoodnutrition.org/healthy-heart-pledge.html■ October - November 2015

27

Paint & Sip & Sample

Learn a few basic principals of water color while sipping sangria and sampling tasty bites

Take home your creation $20 Per Person Purchase online at www.gocookvegan.com 301-887-7901 28

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Use Your Potential to

mentor

COMMUNITY Lisa Wicks, Donald Wicks and Catherine Sanders

H

ave you considered if you are using your potential in a lasting manner? Opportunities abound to make a difference in the life of a youth through fostering .

A Mentor is a mature adult that willingly shares their experience as a trusted adviser. Their input fortifies and shapes youth to become their best. A mentor’s wisdom allows youth to avoid life shattering mistakes.

Foster means to encourage or promote the development of typically something regarded as good.

All youth if placed in a stable and loving environment have the good potential to flourish.

Fostering creates a powerful synergy that aids in the positive development of older teens. Disregarded and traumatized youth still have so much potential. MENTOR Maryland provides the skill development and support to equip foster parents to serve as trusted advisors. MENTOR parents supported by MENTOR Maryland are successfully guiding older teens into successful adulthood. Catherine Sanders’ life shows that her paper identity and the labels were not her ultimate identity. Catherine’s potential needed cultivation in a loving family. When Catherine was placed

by MENTOR Maryland with Donald and Lisa Wicks, she began to change from the inside out.

Depression has been with me so long, it’s as if we are close friends, or “frenemies”. The first day we met I was 13 years old. It was a sunny chilly January morning, enveloped with a crisp white blanket of snow. However, for me all the colors were draining from everyone and everything became dull. Everything was coming at me hard. I didn’t know what to do, or who to turn to. No one knew I was contemplating taking my life, even if it meant that I would go to hell based on my religion, I thought to myself, “So what I’m already here”. I began to self-mutilate myself by cutting my wrists. I was well aware of what I was do-

ing, and didn’t want to make the wounds too deep to create noticeable marks that signaled I needed help, but deep enough that hopefully the ones that caused the thoughts and my depression could possibly feel the thrust of the razor against their own wrist. I went to two youth psychiatric hospitals from ages 15 to 16. There I gained three new labels: Post Traumatic Stress Disorder (PTSD), Panic Disorder, and Generalized Anxiety Disorder. It hurt to wear these labels around, it was as If they were imprinted in my arm like a holocaust tattoo.

The best thing after going through all those years and on first meeting me, people never know I battled depression for almost seven years. Instead they see a vibrant person who is alive, always smiling, laughing, and a ball of energy. I have learned that the same depression that pinned me down now serves a major purpose in my life. This purpose is here to fortify me, and for me to fortify others.

I also believe that people can lead you to your invincible time and make you happy beyond your comprehension. I believe we have a choice when something bad happens - we can chose to find the good in it.

Catherine is an example to us all. She is an honor student at Towson University studying Broadcast Journalism and an advocate for foster and adopted children. As an advocate she has spoke at the Congressional Visitors Center and the North American Council on Adoptable Children.

With committed parents and a supportive agency, Catherine Sanders may soon be a household name!■

Founded in 1991, MENTOR Maryland is a leading foster care agency serving teens with emotional and behavioral challenges. Our services are tailored to meet the individual needs of our clients. A mentor is a foster parent who is seeking the chance to positively change the life of a young person. Mentors help young people to learn independent living skills which will serve them for a lifetime. For more information, contact Tonya Logan at tonya.logan@thementornetwork.com or (301) 577-7931.

October - November 2015

29

COMMUNITY

Wraps

romaine lettuce Ingredients 4 tablespoons black beans 2 tablespoons sweet potato 1/4 cup green cabbage 1 teaspoon onion 3 tablespoons quinoa or rice 1 teaspoon coconut sprinkles 1 tablespoon avocado diced

30

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1 tablespoon Apple diced Agave nectar or organic sugar

Preparation Boil 1/2 sweet potato, 1/2 cup quinoa, combine organic canned black beans. Mash sweet potato and quinoa together and mix in black beans. Add finely shredded raw cabbage and all other ingredients. Use romaine lettuce leaves.â–

COMMUNITY

Veggie

Quick

Ingredients 1/2 cup spinach 1/2 cup corn meal 1/2 cup of black beans

Preparation If grilling, preheat an outdoor grill for high heat, and lightly oil a sheet of aluminum foil. If baking, preheat oven to 375 degrees F (190 degrees C), and lightly oil a baking sheet.

In a medium bowl, mash black beans with a fork until thick and pasty. In a food processor, finely chop spinach. Then stir into mashed beans. Mix in corn meal until the mixture is sticky and holds together.

Divide mixture into four patties. If grilling, place patties on foil, and grill about 8 minutes on each side. If baking, place patties on baking sheet, and bake about 10 minutes on each side.

Create an onion, garlic and green bell pepper paste in your blender.â–

burger

Learn to prepare healthy food that taste good.

Take a Cooking Class ...It’s Fun! GoCooKVEGAN

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It is $38.99 for one year or $50.00 for two years

Mail your check or money order to: 8181 Professional Pl., Ste 206, Landover, MD 20785 Subscribe @ Womensjournalmd@gmail.com Blog: wojotalk.com

The Women’s Journal Newspaper is published bimonthly and is available free of charge, by subscription, display stands in approved private and public establishments and authorized distributors only. Trademark and U.S. Copyright Laws protect The Women’s Journal Newspaper. No part of this paper may be reproduced without the written permission of the publisher. The Women’s Journal Newspaper is not responsible for any editorial comment (other than its own), typographical errors from advertisements submitted as camera ready or any reproductions of advertisements submitted as camera ready. If an advertisement does not meet our standards of acceptance, we may revise or cancel it at any time, whether or not it has been already acknowledged and/or previously published. The advertiser assumes sole responsibility for all statements contained in submitted copy and will protect and indemnify The Women’s Journal Newspaper, its owners, publishers, and employees, against any and all liability, 32

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loss or expense arising out of claims for libel, unfair trade names, patents, copyrights and propriety rights, and all violations of the right of privacy or other violations resulting from the publication of this newspaper or its advertising copy. The Publisher shall be under no liability for failure, for any reason, to insert an advertisement. The Publisher shall not be liable by reason of error, omission and/or failure to insert any part of an advertisement. The Publisher will not be liable for delay or failure in performance in publication and/or distribution if all or any portion of an issue is delayed or suspended for any reason. The Publisher will exercise reasonable judgment in these instances and will make adjustments for the advertiser where and when appropriate.

The Women’s Journal Newspaper assumes no responsibility for unsolicited material or reproductions made by advertisers.This newspaper will be published by the 15th of every other month. Representations by The Women’s Journal™ READERSHIP 250,000

give your child the best possible Special Part-Time Hours & Learning Curriculum

head start!

From Toddler to Greatness, Be Part of Something Special • • • • • • • • • • • • • •

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33

Take Charge of Your Finances

A financial checkup is as important as a physical checkup. A regular check of financial health can identify problems, chart progress, and outline action steps to achieve goals. Below is an end-of-year financial fitness check-up you can use to gauge your financial well-being.

Your Financial goals. Think about what you really want to do with your money and determine how much each of those financial goals will cost. As you set short-term and medium-term savings goals for the upcoming year, plan for an emergency fund that would take care of a few months of living expenses.

Your budget. Track your spending for 2 – 4 weeks, and then create a spending plan (total income minus total expenses). Your budget can be a monthly budget or a biweekly budget, whichever works best for you. If more money is going out than coming in, consider ways to reduce your spending or add to your income by getting a second job or turning a hobby into a small business.

Your savings plan. Having a few months of essential living expenses in a liquid savings account as your emergency fund provides stability and peace of mind. Make deposits into savings automatic by updating your direct deposit designations. And plan for the 2016 Summer or Holiday Season by opening an Andrews Federal Vacation or Holiday Club Account.

Your retirement plan. As you plan for your retirement, make or increase your designations to your employer’s 401(k) plan. If your employer matches a percentage of your contributions, take advantage of that free money! To learn more about retirement savings, check out Andrews Federal’s IRA/Retirement Center.

Your credit report. Access your credit reports from each of the three major credit bureaus, then review them for accuracy and dispute any incorrect items. You can receive a free copy from each of three credit bureaus once a year from the Annual Credit Report Request Service: www.annualcreditreport.com or 877.322.8228.

Your credit score. Monitoring your credit score is really unnecessary, unless you are trying to figure out how credit scores work and how your activity affects your score. There are many different credit scores available, but if you want to know your score, get your FICO consumer credit score once per year at www.myfico.com.

Andrews Federal Wants to be Your Financial Partner

Did you know you don’t have to be active or retired military to become a member of Andrews Federal Credit Union.

In fact, if you live, work or worship in Washington, D.C., you are eligible to join today!

View our entire list of eligibility requirements by visiting andrewsfcu.org/join. For more information, call 800.487.5500 or visit your nearest Andrews Federal branch location.

34

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What, Where, When Events!

The Glo Run Safari October 24, 2015 5k Run/Walk Includes: 5k Experience, Event Shirt, Glo Swag, Bib Ticket, Post DJ Party Metro Cooking DC, October 24 - 25, 2015 Washington Convention Center, 10:00 a.m. Tickets required Music: National Gallery of Art, Sundays, 6:30 p.m. Seats are available on a first-come, first-serve basis and no entry after 6:30 p.m.

Theater: Free Saturday Morning at the National, 9:30 am & 11:00 am.

Performances designed for the whole family.

Millenum Stage: Free Performances Every Day, No Tickets Required Performance Time: 6 p.m. Eastern, unless otherwise noted Safeway Feast of Sharing 2015: November 25, 2015 Safeway sponsors this annual dinner to feed unemployed District of Columbia residents Trot for Hunger: Thanksgiving Day, November 26, 2015, 8:30am Little Turkey Fun Run; 9:00am 5K Run/Walk Freedom Plaza, Washington, D.C. (13th Street, NW and Pennsylvania Avenue, NW)

Qué, Dónde, Cuándo Eventos!

The Glo Run Safari 24 de Octubre, 2015 5k Correr/Caminar Incluye: 5k Experiencia, Franela, Glo Botín, Bib Ticket, Post DJ Party Metro Cooking DC, 24 - 25 Octubre, 2015.

Washington Convention Center, 10:00 a.m. Tickets necesario.

MusicA: National Gallery of Art, Domingos, 6:30 p.m. Los asientos están disponibles en una base de primer llegado , primer servido y no entrada después de las 6:30 p.m.

Teatro: Gratis los Sabados en la mañana en la National, 9:30 am & 11:00 am.

Actuaciones diseñado para toda la familia.

Millenum Stage: Actuaciones gratis todos los días, no tickets necesario Actuaciones a las 6 p.m., salvo indicación en contrario.

Safeway Fiesta de Compartir 2015: 25 de Noviembre, 2015 Safeway patrocina la cena anual para alimentar a los desempleados, residentes del Distrito de Columbia.

Trote de Hambre: Thanksgiving Day, 26 de Noviembre, 2015, 8:30am Little Turkey Fun Run; 9:00am 5K Correr/Caminar Freedom Plaza, Washington, D.C. (13th Street, NW and Pennsylvania Avenue, NW) October - November 2015

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