THE MAGAZINE FOR METROPOLITAN WOMEN
March 2017
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March 2017
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Editor’s Notes
Fresh Eyes March has arrived, and with it we see fresh new life! Spring and daffodils, four-leaf clover, basketball and March Madness, earlier mornings and longer days—and don’t forget about spring cleaning! The smell of freshly cut grass in the spring brings back memories of backyard games and green stains on kids’ knees. Yes, “fresh” is the word that comes to mind as I welcome the third month of the year. But wait…March has not always been the third month on the calendar. According to Brandon Specktor, who writes for “Reader’s Digest,” January and February were just two nameless months called “winter.” He says that proves “winter is literally so awful it doesn’t deserve a spot on the calendar.” (I guess Brandon isn’t from Colorado and doesn’t enjoy our winter sports.) According to the oldest Roman calendars, he says, a year was 10 months long, beginning in March and ending in December. Traces of this remain in our modern calendar: Because December was the 10th month in the Roman calendar, it was named for the number 10 in Latin (decem). I rest my case. Everything feels fresh in March because we should be celebrating our FRESH NEW YEAR right now! Andy Grammer’s song, “Fresh Eyes,” is about seeing things from a different perspective. He’s in love with his wife as if she were a stranger again, and he sees her with fresh eyes. The song goes on to say, “Appreciation, well, it comes and goes…It’s human nature to miss what’s under your nose.” That concept reminds me of my son, Adam, and daughter-in-law, Sally, who will celebrate their 15th wedding anniversary this month. I can see that they know how to keep things fresh in their marriage. Sally celebrates when Adam returns from a business trip, and Adam cheers Sally on at the finish line of a marathon she’s running. They are interested and engaged in each other’s lives. Happy anniversary, Adam and Sally! Andy’s song and Adam and Sally’s example are great reminders for me to take a fresh look at my life. Time to shake off the mundane. Time to try on a color I don’t normally wear. Time to dump old habits that just don’t work for me anymore. Time to paint one of my rooms a new, bold hue. Time to make up reasons to celebrate, to throw a party and invite friends not seen in a while. It’s time for all of us to look at our jobs, spouse, partner, kids, parents, friends, town—everything!—with fresh eyes. Until next time, keep those fresh eyes open. You might just find that rare and magical (one in 10,000) four-leaf clover!
Anita Howarth, Editor
Points of Interest Suffering from pain, allergies, headaches, infertility, or other disorders? Tai Ji Chinese Medicine & Acupuncture is offering a free consultation with your first treatment to put you back on track to better health. See the ad on page 3. Need help selling your home? Matt with Assist to Sell will sell your home for as low as $2,995. See his ad on page 15. Spring cleaning is upon us. Before you begin, get your vacuum cleaned at Griggs Vacuums—your partner for a clean home. See their special offer on page 15. Look beautiful permanently with permanent makeup and microblading by Andi Smith with Permanently Beautiful Co. See her March special on page 25. Don’t let hormone imbalance keep you down! College Pharmacy can help get you back to a happier, healthier you. Check out the ad on page 36. Stop addiction and substance abuse from taking over your life. Help is just a call away. See Innova Recovery Services’ ad on page 43 for contact information. Stress less. Weigh less. Pain less. 100% Ageless is offering a $99 special on Zerona, the only FDA-approved fatmelting laser. Find the ad on page 44.
On the Cover: Caroline Rose For more information, visit www.carolinerose.com
Positive Thought of the Month “I have always been delighted at the prospect of a new day, a fresh try, one more start, with perhaps a bit of magic waiting somewhere behind the morning.” —J.B. Priestley
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March 2017
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Inside This Edition 2
Editor’s Notes
28
Healthy Living
6
Fashion Worthy
30
The Market Place
9
Zodiac Forecast
32
Income Outcome
33
Kids Comments
This month will radiate blissfulness in the personal and professional aspects of your life. Love will also develop because of the planetary influences.
Our lives require transitions. For some, these transitions are difficult; for others, they are easily made. I think change is primarily a good thing.
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10
Weekend Gourmet
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Business Style
34
View From The Top
14
A Woman’s Work
36
To Your Good Health
16
Fresh Concept If you simply can’t find an existing home or home plan that satisfies your needs and wishes, custom home building may be the answer.
Surgical weight loss, or bariatric surgery, is an option that some people with obesity can explore to help them lose weight that is threatening their health.
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Home Works
18
Out and About
40
Cuddly Critters
20
Interiors By Design
41
Auto Wise
26
Good Looks
42
Peak Performance
27
Seasons of Life
44
Positive Perspective
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Owner, Editor Anita Howarth
Operations Manager Susanne McCall
Art & Editorial Director Erin Lanza
Copy Editor Liz Huett
Women’s Edition 5555 Er i ndal e D r i ve, Suite 201 • Colorad o S p rin gs, CO 80918 • (719) 227-02 6 2 National Publisher: Women’s Edition, Inc. 888-892-4076 Women’s Edition is operated locally by M. Renee Publishing, Inc., an independently owned and operated franchisee. Women’s Edition® The Magazine For Metropolitan Women is a registered trademark of Women’s Edition, Inc. (Reg. No. 2,501,858). All rights reserved. Women’s Edition has no affiliation with any other publication. Women’s Edition makes every effort to provide accurate information in advertising and editorial content, however, does not make any claim as to the accuracy of information provided by advertisers or editorial contributors and accepts no responsibility or liability for inaccurate information. Women’s Edition is not responsible for the accuracy of the QR codes appearing in our magazine. © Copyright 2017, Women’s Edition, Inc. All rights reserved. This material is for personal use only. Republication and redissemination in whole or in part is expressly prohibited without the prior written consent of Women’s Edition, Inc.
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March 2017
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Fashion Worthy
What’s Trending for Spring 2017 Easy, Wearable, Fun Fashion By Holly Bell
Every spring, designers flood us with their takes on new trends. (Every year, some of these new trends are suitable for the Midwest and some are definitely not!) Here are some of my favorite new or updated trends that should inspire some shopping. New khaki. This utilitarian fabric has been around for ages, and we have taken it for granted. This year, designers have figured out new and innovative ways to make this basic material stylish. Look for a shirt-dress; a long, softly gathered skirt; or a jacket that will be in your wardrobe for years. Innovative color. Think yellow is too bold a color for you to wear? Think again. For spring and summer 2017, there will be an option for everyone who wants to wear this optimistic color. Hollywood celebrities are definitely leading the storm on choosing yellow to stand out in a sea of black. With a vibrant green as the Pantone color of 2017, some exciting color choices will also include romantic, polished emeraldgreen along with the more casual vibe of olive tones. Sorbet shades will also be important as we go into summer. Fill up on tangerine and tart raspberry. Spring is looking very sweet, indeed. And guess what? Sorbet colors look fabulous with yellow! Interesting shoulders. Designers have been crazy about the cutout shoulder for a few seasons now, and I still love it. Showing the shoulder is genius—it’s sexy without being too revealing. This spring, a lot of one-shouldered detailing will be seen, along with some strategically placed shoulder cutouts and embellishments for maximum impact. As a nod to the 1980s (“Flashdance,” anyone?), you will be tempted by generously cut necklines on tops that just happen to fall off one shoulder. Fresh sleeves. Last year, it was all about the sweet, feminine, and still important flutter sleeve. This year, designers have added a new
NEW KHAKI
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INNOVATIVE COLOR dimension with the slit sleeve. Whether slit from the shoulder, creating a cape-like effect, or slit from the elbow, allowing the sleeve to float behind the arm, this sleeve treatment is undeniably a fresh silhouette. Fold-over waists. Remember the “paper bag” waistlines? To jog your memory, it was a waistline that gathered with some fabric left on top that created a ruffle. Cute, but not really for everyone. This year, there is a great new waist treatment to try: the fold-over waist. With this look, the fabric folds over at the waistline to create an effect that looks sort of like a smooth peplum or a wide belt. It is actually quite flattering and hides a tummy. Don’t be intimidated! Try it on. Oversized trench coats. A trench coat is a wardrobe essential for those of us living through unpredictable spring weather. You’ve probably had one for years…and it’s probably time to update it. The ankle-length, slouchy, big-buckled trench coat looks new this year. Of course, the favorite color will be the new khaki! Shining on. We all love to bring a little shine during the holidays, and it’s always a little sad to put away our sparkles after the holiday season is over. Not true this spring! Shimmery, shiny, glitter will keep us glowing for spring 2017. Flower power. Florals are a given as we move into spring, and every floral fabric has a different tale to tell. The floral story this season is whimsical, punchy, and fun. It also comes mixed with cartoonish shapes and, a bit surprisingly, fruit. Black backgrounds create an edge to the florals and tempt us to wear them even while the weather is still cold. Go ahead! Pair your floral print with some boots and an oversized cardigan, jean jacket, or leather jacket. Your look will brighten up the darkest of days. Nautical inspiration. Hey, sailor! Nautical-inspired looks always make me smile. Every year, designers figure out ways to make it look fresh again. From blue and white stripes to double-breasted blazers, nauticals look good on everyone and make me feel like going on vacation! Look for nauticals that are paired with some of the new trends, such as slit sleeves or fold-over waistlines. Athleisure. I was slow to get on board with this trend. Now that I am, I understand it fully. Every facet of sporting style has gone mainstream. From long jersey tops to track pants, athleisure is here to stay. To keep from looking sloppy, be sure that clothing in this style fits beautifully. Mixing it with non-sporty pieces will kick it up a notch. I hope you feel inspired to get out there and find some exciting new trends to update your look for 2017. Editor’s Note: Holly has been in the fashion industry for over 30 years as a buyer, boutique store owner, visual merchandiser, and fashion show producer. She is currently the owner of a modeling agency. Holly regularly appears on local TV doing fashion segments. WE More information at www.carolinerose.com
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Zodiac Forecast
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PISCES
February 19–March 20
Happy birthday, Pisces! This month will radiate blissfulness in the personal and professional aspects of your life. Planet Venus is influential in enhancing your vitality and personal charm. Love will also develop because of the planetary influences. Embrace emotional strength, which guides you through domestic and psychological matters this month. You have strong independence, which leads you to succeed in business. Aries (Mar 21–Apr 19) Create your own reality and future this month. Designate any free time to mapping out your goals. Engage in humanitarian activities; this also is where the single Aries may find love. Taurus (Apr 20–May 20) House of career is powerful this month. You may notice much growth in your professional life. Remember to be patient when dealing with others. Gemini (May 21–June 20) Do not be afraid to take bold, independent actions this month! Your professional ambitions will dominate. The reward for hard work will be many achievements. Cancer (Jun 21–July 22) House of family will be joyful this month. Recent success in your career will bring forth many positive financial outcomes. Remember to take breaks to maintain your physical and spiritual well-being. Leo (July 23–Aug 22) There may be a change in your professional life, mainly to suit your career requirements. House of others is powerful; your social skills will be useful. Virgo (Aug 23–Sep 22) This is a month of change and transition
for Virgo. Be ready to face any modifications that are necessary to achieve happiness in your life. Libra (Sep 23–Oct 22) Your social circle is going through a transition. You find yourself networking with people in the areas of leadership, fine arts, fashion, and spirituality. Scorpio (Oct 23–Nov 21) Social interaction is essential to accomplishing your goals. Collaborate with others! It is time to be ambitious in fulfilling your plans and commitments. Sagittarius (Nov 22–Dec 21) This may be the time to plan your professional objectives and prepare a strategy on how to achieve them. Make any necessary changes to follow through. Capricorn (Dec 22–Jan 19) House of family is dominant and full of bliss this month. The planetary position of Saturn could lead to some confusion in romantic relationships. Use patience to clear up misunderstandings. Aquarius (Jan 20–Feb 18) House of self is dominant this month. Your interests shift to passion and sensuality, and you seek out others for the intellectual aspects of life. WE
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Weekend Gourmet
Lions and Lambs and Feasts Galore! By Kate Beiting
Chicken Wings with Apricot Pepper Glaze
CHICKEN WINGS WITH APRICOT PEPPER GLAZE
For the wings: Place 2 pounds of prepared chicken wings on a lightly oiled baking pan. Season with salt, pepper, and garlic powder. Bake for 45 minutes at 400 degrees. For the glaze: Melt 2 Tablespoons of butter on low heat. Add 2 cloves of minced garlic and one fourth of an onion, grated. Cook for 3–4 minutes. Add one-half cup of apricot jam, 2 Tablespoons of soy sauce, 1 teaspoon of paprika, one-fourth cup of water, and 1 seeded and chopped jalapeno. Simmer on low for 5 minutes. When the wings are done, put them in a large bowl and toss them with the apricot pepper glaze. Irish Soda Bread In a large bowl, mix 4 cups of all-purpose flour, 4 Tablespoons of sugar, one-half teaspoon of salt, 1 teaspoon of baking soda, and 1 Tablespoon of baking powder. In a separate bowl, mix 1 cup of buttermilk with one egg. Add it to the flour mix, along with one-half cup of soft butter. Mix well. Turn dough out onto a lightly floured counter and knead several times. (You can add one-half cup of raisins and 1 Tablespoon of caraway seed, if desired.) Form the dough into a round loaf. Brush with one-fourth cup of melted butter mixed with one-fourth cup of buttermilk. Cut a large cross on top of the
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loaf. Bake at 375 degrees for 45–50 minutes. Serving suggestion: Try it toasted with Irish butter and jam. Loose Meat Sandwiches—A Midwestern Tradition Put 2 pounds of ground chuck into a stock pot or large skillet, along with 1 finely chopped white onion. Start cooking and crumbling. Add 1 Tablespoon of salt, 1–2 Tablespoons of Worcestershire sauce, 1 Tablespoon of creamed horseradish, 1 Tablespoon of dry mustard (or a good squirt of yellow), several good dashes of pepper, one-half cup of ketchup , and 1 cup of water. Add a few dashes of Accent seasoning, if you have some
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on hand. Stir well and continue crumbling. Simmer for 20–25 minutes. Serve on hamburger buns, with slices of dill pickle, sliced cheese, and chopped onions. Loose meat can be kept warm in a slow cooker until ready to serve, if desired. Serves 12. Scalloped Cheese Potatoes Melt 3 Tablespoons of butter in a saucepan. Add 3 Tablespoons of flour and cook for 1 minute. Add 2 cups of milk and cook for 4–5 minutes, until thick. Add 1 cup of shredded cheddar cheese and remove pan from heat. Parboil 4 peeled potatoes for 10 minutes. Cool and slice the potatoes. Place the sliced potatoes in a greased casserole dish and pour the milk mixture on top. Add salt and pepper to taste. Sprinkle with another one-half cup of cheese. Bake at 350 degrees for 40 minutes. Easy Sauerkraut Bread Mix the package of yeast and flour from a box of hot roll mix. Add 1 teaspoon of caraway seed and blend well. Stir in 1 cup of drained sauerkraut, 1 cup of hot water, 2 Tablespoons of soft butter, and 1 egg. Mix for 2–3 minutes. Turn dough out onto a lightly floured counter and knead for 4–5 minutes. Let rest for 5 minutes, then place dough in a greased loaf pan. Cover and let rise for 30 minutes. Brush the loaf with egg wash. Bake at 375 degrees for 35–45 minutes, until golden brown. Remove from pan and cool on rack. Great for Reuben sandwiches or with a corned beef dinner. Old-Fashioned Corned Beef and Cabbage Dinner Remove the corned beef from the package (flat cut is less fatty) and place in a large stockpot. Fill the pot with water (about
2 quarts). Add a cup of beer or apple juice if you want. Turn on high and bring to a boil. Turn the heat down to simmer, add 1 chopped onion, and cover the pot. Let it simmer for 3 hours. Add 6 scrubbed red potatoes. Cut a head of cabbage into eight pieces and put them on top of the corned beef. Cover and simmer for 20 minutes. Serve with rye bread and mustard-horseradish. Use the leftovers to make Reuben sandwiches the next day! Barbecued Ham Sandwiches (Note: You can use 2–3 cups of prepared barbecue sauce instead of making your own.) Lightly grease a slow cooker. Put 2 pounds of sliced deli or cooked ham into the cooker. Stir together 1 cup of water, 1 cup of barbecue sauce or chili sauce, one-fourth cup of ketchup, one-fourth cup of brown sugar, one-fourth cup of Worcestershire sauce, 2 Tablespoons of white vinegar, and 2 teaspoons of prepared mustard. Pour the sauce over the ham. Cook on low for 4–5 hours. Serves 10–12. Baked Fish Peel 4 potatoes. Boil for 10 minutes, then cool and slice. Place the slices in the bottom of a greased 9x13-inch baking dish. Slice one fourth of an onion and put the slices on top of the potatoes. Pour one-half cup of milk over the top. Season four pieces of white fish (cod, pike, or halibut) with a blend of one-fourth cup of flour, salt and pepper as desired, one-fourth teaspoon of onion powder, one-fourth teaspoon of garlic powder, and a dash of cayenne. Place the fish into the baking dish. Sprinkle 2 Tablespoons of grated Parmesan over the fish and pour another one-half cup of milk on top. Cover and bake for 30 minutes, or until fish flakes. Serves 4. WE
March 2017
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Business Style
Little London Market and Auction House 109 There’s Something for Everyone
By Sue Teehan
In the six years that she has owned Little London Market and Auction House 109, Mary Beth Cipoletti has met customers from all walks of life. “Our customers are young, old, new homebuyers, artists, people restoring their homes, budget shoppers, dealers—some drive here from the Western slope!” she shares. “We offer high-end merchandise and furniture, and I think that’s why we appeal to everyone.” This two-part establishment is located in a large warehouse on South Sierra Madre in downtown Colorado Springs. One half of the warehouse contains Little London Market, a consignment shop that sells clothing, home furnishings, and decor. Three large glass cases hold a variety of jewelry. On the day I was there, I saw lots of silver and turquoise in some beautifully unique designs. The other half of the warehouse is Auction House 109, which holds public auctions every other Saturday. At these exciting events, a professional auctioneer sells large furniture pieces, art and collectibles, plus various smaller items to the highest bidders. “We acquire beautiful things from Asia, the Czech Republic, and Germany, as well as pieces picked up around the world by military families,” Mary Beth says. “Recently, we were able to offer a vintage Louis Vuitton handbag and a lovely painting that was an early work by Charles Craig.” She notes that chandeliers in all sizes and designs are very popular these days. “We have dozens on hand.” In some cases, Mary Beth and her team handle the cleaning, inventory, and consignment of an entire estate. “I receive referrals from bankers, attorneys, realtors, and, of course, my happy customers. We can prepare a home to get it ready to go on the market for sale,” Mary Beth says. If customers want to sell some items without holding their own estate sale, Mary Beth can bring the items back to the warehouse to sell on the customer’s behalf at auction or on consignment. Cleaning out an entire home can be very interesting work. Mary Beth recalls one surprise her staff found when cleaning an old home a few years ago. “We started finding money tucked away in all sorts of places!” she exclaims. “By the time we were done, we’d found $88,000 in cash, which we returned to the very happy family.” Mary Beth brings a lot of experience to this business. She once owned the La Veta Inn (in La Veta, Colorado) and has served on the board of the Colorado Springs Fine Arts Center. One thing she has learned is that honesty is vital in the consignment business.
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“I am a stickler for honesty with all of my employees,” she asserts. “You’re dealing with people’s treasures and must always be respectful. I’m not a certified appraiser, but I can give people an idea of the value of an item. Some items brought in do not have much value, except to the owner. It falls to me to tactfully tell the customer the truth. It’s best to be honest, even if it means disappointing a customer.” Today’s consignment shoppers are not all that interested in crystal or china sets, Mary Beth notes. In general, they are less formal and are interested in such things as sports and outdoor equipment, costume jewelry, sterling silver pieces, art, and vintage collectibles. “In the future, I’d like to focus more on selling new and mid-mod furniture along with antiques,” says Mary Beth. “I learn from every auction, when something I thought would be very popular isn’t and another item I didn’t think was that special generates a lot of interest.” Mary Beth didn’t know that this job would turn out to take 60 hours a week, but she really enjoys it. “I’m so grateful that the business continues to grow every year, and that’s because of the great staff I work with along with support I’ve received from the community, and from my friends and family.” For a little community fun, she’s planning to restart an event she’s held in the past: Women, Wine, and Consigning. “It will run from 4–6 p.m. every Thursday,” Mary Beth says. “It will be a chance for shoppers to get together and meet one another, do a little shopping, and enjoy complimentary wine.” Little London Market and Auction House 109 are located at 109 South Sierra Madre Street. The market is open every day but Sunday. Auctions are held at 10 a.m. on every other Saturday. If you cannot attend an auction, you can place a bid on an item in advance. Cash, checks, and most credit cards are accepted. For more information, give Mary Beth a call at 719-6325588 or visit the website at auctionhouse109.com. WE
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March 2017
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A Woman’s Work
About Those New Year’s Resolutions The Aftermath By Sharon Knierim
A couple of months have passed since many of us pledged to do better in our endeavors, to be better people, or to exercise more control over our physical and mental beings. We may now be suffering the consequences of not following through as well as we had planned. Meanwhile, others seem to be enjoying the sweetness of success. When we make resolutions, we have to be careful not to overextend our good intentions. The cessation of smoking tobacco and overeating are two very common resolutions for the New Year. If you have smoked in the past or do so now, you likely know how hard it is to stop. Some people try to eliminate this habit slowly, while others rely on substitutes such as chewing gum or medical patches. Hypnosis is also sometimes attempted. For some smokers who have QUIT, stopping cold turkey seems to be the best bet. It seems that the resolve itself is more important than the method. If you’re trying to quit smoking, good luck to you. If you’re supporting someone in her effort to become a former smoker, offer encouragement but don’t overdo it. Remember, smoking is addictive (just like eating potato chips), and the smoker is actually trying to escape the use of tobacco while reprogramming her personal life. Whatever you do, don’t nag a smoker who is trying to break the habit. If you nag, guess what? That struggling
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soon-to-be ex-smoker will just light up again because of the extra pressure. Don’t be preachy! The health benefits of quitting smoking are undeniable. However, when you kick a bad habit, you have to take care not to replace it with a different bad habit (like trading smoking for overeating). With the dropping of a bad habit, new habits and interests can emerge. Many ex-smokers find extra time on their hands, which can be a good thing or a bad thing. This transition is a time for really important decisions. Many ex-smokers turn to crafts or exercise and have greatly benefited. Some turn to increased internet browsing, with less beneficial results. If helpful, offer the ex-smoker constructive ideas. Was a diet on your list of resolutions this year? Again, this requires not only a change of habit but a change of mind-set. Why do so many of us end up overweight? It’s true that heredity
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and things like gland problems can help tip the scales, and aging is no friend to controlling weight (or weight distribution). But why do many of us overeat in the first place? Some people eat when they’re upset, or when they’re bored. Some people have trouble deciding when they’re full. Some people just can’t resist the pull of delicious morsels. After all, who ever woke up at midnight to snack on celery and carrots? That’s right—nobody. We’re looking for those chocolate chip cookies on the third shelf of the right-hand cupboard, just behind the big round box of oatmeal. Understanding food and the food industry is important when you’re trying to lose weight. Fast food allows us to dine out for weeks without ever thinking of the pots and pans in our kitchens, so it’s easy to pack on the pounds. But beware, home cooks! Just because a meal was prepared at home, it is not necessarily good for you. You may find yourself reading labels in the supermarket, attempting to understand calories, carbs, fats, and sodium. There is plenty of confusion over what is a good carb and what is a bad carb. Do you know the difference between saturated, monounsaturated, and polyunsaturated fats? Coupled with eating more than we should, understanding the food pyramid and all these technical terms is enough to make us give up. Not so fast! Seriously losing weight requires determination and willpower. Everyone has habits they would like to break. That’s because we’re human and we have foibles. If you are attempting to change or break a habit, make sure you plan what to do in the aftermath of your success. Ask yourself what you want to achieve. Make plans for the new you. Investigate compelling and interesting ideas, and follow through on those plans. In fact, looking forward to new interests may “take the heat off” of worrying about losing pounds or curtailing smoking. Someone recently told me that when he quit smoking, his senses of smell and taste returned, and he promptly started overeating. One overeater who had trimmed down began smoking to fill his snack time. If this is the aftermath you’re facing, don’t beat yourself up. You’ve changed one bad habit—you can change another. At the beginning of the year, you made the decision to change for a reason. Only you can do it. Do it for yourself and those who love you. You can do it. I know you can. WE
Katie Couric, Co-Founder EIF’s National Colorectal Cancer Research Alliance
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Fresh Concept
The Comforts of Custom Homes Make Your Home Uniquely Yours By Karen Collins
When you hear the word “home,” does your mind wander off to a place in your dreams? If you simply can’t find an existing home or home plan that satisfies your needs and wishes, custom home building may be the answer. The term “custom home” may sound extravagant—and it can be—but “custom” has more than one definition when applied to construction. For example, a custom home may be built with what is known as “universal design,” to make it suitable for multi-generational households. This might include wider doorways, an absence of stairs, or state-of-the-art monitoring systems specifically for disabled homeowners or elderly homeowners who plan to age in place. A young family may choose to build a home to their specifications based on the phases their family will go through over the next 20 years. Executives who frequently entertain in their homes would have completely different criteria. Even tiny homes are being custom-built these days. More than anything, a custom home is personal. The build time for a custom home is longer, and the process requires the homebuyer to be more interactive throughout every step, but there are advantages. Your custom-built home will be unique and will reflect your family’s taste and lifestyle. You will not be limited to a prepared menu when it comes to choosing architectural style or finishes such as tile, flooring, window coverings, or exterior cladding and roofing. You can also incorporate energy-efficient and green solutions for insulation, heating, air conditioning, and landscaping as you see fit. If special needs are a consideration, or even special hobbies and activities such as music or yoga, the home you plan can include specific space and design features. Priorities in any undertaking are time and money. It may be wise to first consider financing options. Buyers who already own the land on which the home will be built are obviously one step closer to beginning their search for the most suitable lender. If not, there is more than one option. If your bank offers construction loans for the type of construction you are considering, an in-depth consultation with a bank representative is valuable in getting the process started. It is possible to obtain one loan to purchase the lot or acreage on which the home will be built and a separate loan for the actual construction, but not all lenders offer this type of loan. A more common type of loan is a construction-to-permanent loan (also called a C2P loan), which allows buyers to qualify for a single loan that funds construction and, upon completion of construction, becomes the permanent loan for the home. In addition to your own excellent credit, banks usually require credit and background information on your builder. Another option is to obtain builder’s financing through a builder who has a mortgage subsidiary or is affiliated with a specific mortgage company. The builder may include incentives with the financing package, such as discounts for upgrades or add-on services like settlement
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services and title insurance. Carefully research all of your options to determine the best choice. You are in control of the final decision but also are ultimately responsible for understanding the obligations you accept. Existing building plans that closely match the home you want can be modified to your specifications, or you may prefer to consult with an architect who will draw plans based entirely on your vision of the home. The architect may be hired separately from the builder, or you may find a design-build company that handles both the design of the project and the construction. A vital part of the custom home-building process is finding the right builder and affiliated professionals for the project. Several factors will affect this choice. Basic questions for vetting an architect or builder include queries into their years of experience with similar projects, references, educational background, and proof of required insurance, permits, and licenses. It is also important to see examples of their finished work. Ask about the type of warranty that is provided, what it covers, how long it lasts and, of course, cost considerations for the project. Once the builder has an understanding of the type and size of home you want, you should be able to receive an estimated timeline for completion of the build. It is not uncommon to experience changes along the way that cause delays, but having a general idea of the time required will help everyone involved. Building from a builder’s existing plans will be a shorter timeline than a custom home from an architect’s original drawing, but many people feel it is worth the wait to get exactly the home they envision. According to the National Association of Home Builders, 22 percent of American home construction starts in 2015 were custom-built homes. New high-tech features are constantly being added to enhance safety and convenience for homeowners. Technology can connect home systems, allowing the homeowner to access and control them from a single
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location in the home or remotely from a phone or other device. Security systems include indoor camera and motion sensors, door and window sensors, and doorbell sensors. Some systems can be connected so that local emergency services are contacted in the case of a break-in, even when the system is monitored from out of town. Lighting, heating, cooling, and smoke and carbon monoxide detection systems can be incorporated into a network that is remotely controlled. Home air quality, humidity, and temperature can be monitored, reported, and adjusted via phone or device. Appliances are becoming more connected, which enables alerts for such things as ovens and stoves that are accidentally left on when the homeowner is away. They can then be turned off immediately from anywhere. Dishwashers, vacuum systems, lights, and window shades can be activated remotely. Water heaters can self-adjust temperature settings and can respond to smoke or carbon monoxide alerts by shutting themselves off. Outdoor areas have not been forgotten, either. Systems can integrate outdoor lighting, pool functionality, and water features to save the homeowner time and increase energy efficiency. The U.S. Department of Energy site (energy.gov) provides helpful information on “ultra-efficient home design,� which incorporates elements of energy efficiency into each system and component of the home. A major player in the area of energy efficiency is a home’s heating and cooling system. Your choice will be based on several factors, including your own sense of aesthetics, zoning laws for your area, environmental considerations, and budget. Solar energy uses semiconductors in solar cells to collect and convert sunlight to energy, thus lowering energy bills. Incorporating the panels into an original home design can result in a more pleasing aesthetic. Depending upon the location of the home, there may be
advantages to a design that combines passive and active solar energy. Geothermal energy is showing up in home design in the form of heat pump systems. The ground 10 feet below the frost line maintains a temperature of 54 degrees. In a heat pump setup, a system of tubing is installed in the ground. It circulates a water solution through the heat pump to generate warm air (or, in the summer, cool air for air conditioning), which, in turn, circulates through your heating/ cooling system to maintain a comfortable temperature. The fact that the geothermal heat pump system works less to produce this result creates savings in energy bills. Federal tax credits may be available for installing certain types of energy-efficient heating systems. Consult with your tax preparer or attorney to learn specifics. If making so many decisions seems daunting, be assured that help is available. Whether working with a design-build company or an architect to draw up initial plans, a reputable professional can interpret your ideas and provide visual images and models that test those ideas before spending money building them. This is equally important when dealing with the interior design and landscaping aspects of a custom home. Interior designers and landscape architects have experience putting these areas together, and they also often have access to some items that the general public may not be able to buy. Always check references. Speak with former clients to get feedback on their experiences with the professionals you are considering for your project. The extra effort involved in planning and building a custom home can prove exciting and rewarding. Choosing a team of professionals who share your vision for the finished product can make all the difference. Sources for this article included: www.nahb.org, energy.gov, www. consumer.ftc.gov, and eyeonhousing.org. WE
March 2017
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Out and About
In Care of You
Taking Care of the Business of You By Tina L. Wisler
The concept of self-care can feel foreign to many women. It has been instilled in many of us from an early age that putting our own needs first is selfish, indulgent, and a luxury. Thankfully, society is now recognizing that, without self-care, burnout is inevitable. Taking care of yourself is taking care of the business of you. In Care of You is a Colorado Springs business that provides products and services for cancer survivors. Within this business, you’ll find Judee Reierson, a certified derma technician in micro-pigmentation— otherwise known as a permanent makeup artist. Judee understands the benefits of self-care and the need to simplify our lives. Judee is no stranger to the challenges of running a business. She and her husband owned several successful businesses prior to her certification as a derma technician. She is no stranger to the benefits of self-care, either. Helping other people to enjoy the benefits of self-care is one of the reasons Judee has been doing permanent makeup for over 17 years. While living in Arizona, Judee found that her
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makeup would smudge and smear from the heat, no matter how carefully she applied it. Weary of the time she spent applying makeup only to have it melt off hours later, she looked into permanent makeup. She was so thrilled with the results and the time she saved each day, she decided to get certified so she could help others with the same problem. Judee received additional training and now specializes in the art of areola and nipple restoration
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for breast cancer patients as well. She is one of only a handful of practitioners, nationwide, that provide areola restoration for breast cancer patients. A customer once told her, “I can finally look in the mirror and not see breast cancer.” That’s Judee’s driving factor for continuing to perform the technique. Permanent makeup application should not be confused with traditional tattooing. Micropigmentation (permanent makeup) is a state-of-the-art method of implanting ink into the dermal layer of the skin. Traditional tattooing is implanted much deeper. Because the ink is not as deep with permanent makeup, fading occurs. A follow-up session about four weeks after the initial application will refine the color. Most clients get touch-ups every four to five years. An average procedure takes about two hours. Though it is not typically painful, Judee uses a numbing cream prior to the procedure. Initially, the ink color may be darker than expected. As the skin heals from the procedure, about 30 percent of the color fades. The follow-up session is included in the procedure cost. Judee offers permanent eyebrows, eye liner, and lip liner; areola and nipple restoration; and scar camouflage in her portfolio of services. Differences in skin type will affect the results of
permanent makeup, areola and nipple restoration, and scar camouflage. Part of Judee’s training is to understand those differences and implant the ink accordingly. Ultimately, the desired final look is the client’s choice, and that’s what Judee strives to match. More than 90 percent of Judee’s client base comes from referrals. She has posted a board of testimonials from satisfied clients. It is always full, and so is her calendar. She refreshes her board every couple of months with new testimonials. One client, Debbie, writes, “You are the best in all you do!” Another client, Vickie, writes, “How pretty you make me feel!” She helps her clients, men and women, feel better about themselves. Judee stays current by attending at least one conference on dermal cosmetology a year. These conferences, offered nationwide, are sponsored by the American Institute of Dermatology. Judee values these conferences because they help her improve her skills and knowledge. Also, she learns about the most current techniques and options she can provide to her clients. Judee Reierson is a delight! She would love to partner with you on your journey to a more liberated, beautiful you. Call Judee at 719-499-9332 to schedule a “take care of you” session. Her office is located at 415 East Pikes Peak, Suite 101, in Colorado Springs (inside the Pueblo Bank and Trust building). WE
More than 90 percent of Judee’s client base comes from referrals. She has posted a board of testimonials from satisfied clients. It is always full, and so is her calendar.
March 2017
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Interiors by Design
Smart Moves Sell Your Home Quickly with a Savvy Game Plan
By Robyn V. Powell
Whether you’re moving across town or around the globe, selling your home can be very stressful. Keeping your home show-ready and vacating on short notice week after week can be challenging enough. Add kids and pets to the equation, and stress levels can go into overdrive! The best strategy to sell your home quickly, and net the best price, is to arm yourself with a smart go-to-market plan that ensures your home is properly marketed, shows well, and is priced correctly. When the time comes to put your home on the market, it will be ready to outshine the competition, and you’ll have an offer in no time. Your home may need a little TLC before you sell it. Keep in mind that not all home improvements are created equal; bank on the ones that will reward you the most. When deciding which improvements to make, think up-keep rather than up-grade. Priority one is ensuring that your home is structurally sound and that all systems—plumbing, heating, ventilation, and air conditioning—are in good working order. Roof, siding, and foundations should be checked for leaks. A poorly maintained home raises red flags for buyers—they won’t care how beautiful the kitchen is if there’s a puddle of water standing on the basement floor. The added costs of repairs can cause buyers to shy away, even from an otherwise appealing home. Proactively making repairs eliminates having problems discovered during a formal inspection, which can delay or even derail a sale.
According to the 2015 Remodeling Impact Report, available on the National Association of the Remodeling Industry (NARI) website, replacing a roof had the highest return on investment (ROI)—a whopping 105 percent. You’re unlikely to make your money back if you’re renovating just to sell, so think twice before doing a costly kitchen or bathroom remodel. For the best short-term payback, cosmetic changes make the most sense. New sinks, faucets, hardware, and energy-efficient stainless appliances are upgrades that add value without breaking the bank. A coat of fresh paint, in a light neutral tone, is a cost-effective way to breathe new life into a dim space. New light fixtures can brighten and update your home. Don’t forget to look down! Replacing worn or stained carpet is a relatively low-cost improvement that can go a long way toward making your home more appealing. Hardwood floors are a highly valued feature by today’s buyers. If you are lucky enough to have existing hardwood floors under installed carpets, pull up the old rugs and let your wood floors shine. ›››
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According to the NARI report, refinishing hardwood is the one interior upgrade with a 100 percent ROI. Adding new hardwood is a close second, with a 91 percent ROI. People like to visualize themselves living in a new home, so de-clutter and de-personalize as much as possible. Put away personal photographs and collectibles. Consider hiring a stager. Stagers view your home from a buyer’s perspective and are experts at making small changes that can have a big impact. By removing, rearranging, and sometimes adding items, stagers can help show your home in its best possible light. Look for a realtor with a track record of successful sales in your neighborhood who will promote your home through all sales channels, including online and social media. Most buyers start their search online and decide which homes they want to see based upon photos. Interview several realtors, and have a checklist prepared. Do they hire a professional photographer? How they will assess your home’s value? It’s tempting to go with a realtor who suggests the highest price, but here’s a word of caution! Today’s access to public information via the internet enables buyers to quickly assess a home’s fair market value. Pricing your home correctly is a critical decision. An overpriced home will linger on the market and undergo price reductions, which may lead you to settle for less than you would have if the house had been priced correctly in the first place. Curb appeal is everything! You only get one chance to make a first impression. Buyers often drive by a listing before deciding to book a showing. If your home doesn’t appeal to a buyer from the street, you’ll never get them through the front door. Make your home inviting. Paint your front door, trim shrubs, freshen mulch, and add a splash of color with seasonal flowers. Experts agree that a home listing will get the most attention during its first 30 days on the market. After the initial flurry of activity, a home listing becomes stale, traffic slows, and a property can languish on the market for months— often resulting in a price reduction. To avoid this pitfall, get your home ready for market before you list, and sell your home in no time! Sources for this article included: www. consumerreports.org, www.nari.org, and www.realtormag.realtor.org. WE
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Good Looks
Reclaim Your Excitement Vaginal Rejuvenation for Enhanced Intimacy
By Monica L. Davis
Although we might not talk about it much, many women in the middle and later stages of life experience a decrease in sensation and satisfaction during intimacy. Some of us would call the experience downright painful! There are many reasons for this, including the hormonal changes that accompany aging, the physical changes caused by childbirth, or a significant weight loss. If you have noticed these changes in yourself and are no longer satisfied with your intimate experience, don’t despair. Many treatments can help you regain your spark. Childbirth, aging, and significant weight loss may cause the muscles of the vaginal area to become stretched out, resulting in less sensitivity during intimacy. As we age, our tissues naturally become less elastic, so it’s harder for them to bounce back. Procedures such as vaginal reconstruction or vaginal rejuvenation can tighten the vaginal muscles. Vaginal procedures can also alter the physical appearance of the genitals, should you so desire. Vaginoplasty uses a laser as a scalpel to remove excess vaginal tissue and tighten the muscles. The procedure may take up to two hours. Recovery may be as long as several weeks of healing before intimacy can be re-introduced. By week six, the stitches are typically dissolved. Following a postoperative visit with your surgeon, you will be cleared for normal sexual activity. Many women seek vaginal reconstruction to address issues inside the vagina. Some women are also concerned with the external portion of their genitals. Surgical procedures can address this, as well. For example, if you feel that your labia are too large and are getting in the way of enjoying intimacy, you might consider a labiaplasty. This procedure removes extra tissue to change the size or shape of the labia. Typically, this short outpatient procedure can be performed under general anesthesia, with a relatively short recovery time. Doing your research is essential! Find a surgeon who is certified by the American Board of Plastic Surgery and has vast experience in vaginal reconstruction. You might also want a board-certified gynecologist who has additional training in urogynecology. Results from vaginal reconstruction typically will last a lifetime. If you want some vaginal rejuvenation but are shying away from surgery, you might consider vaginal rejuvenation with the Juliet laser treatment. This procedure uses a laser to stimulate the production of collagen and elastin in the body. The Juliet treatment reverses the signs of aging and childbirth and may also treat stress urinary incontinence and vaginal dryness. Although some women commonly need two or three treatments, the Juliet procedure only takes 15 minutes—with no recovery or downtime! ThermiVa is another non-invasive treatment for vaginal rejuvenation. The technique uses a handheld probe to deliver controlled thermal energy. The heat contracts the tissues and encourages collagen production, which assists with tissue and nerve healing. The results are a rejuvenated vaginal area, less vaginal dryness, less urinary issues, and enhanced intimacy.
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The ThermiVa procedure is conducted in three separate treatments over the course of a few months. Most patients find the treatment comfortable—some patients have even reported falling asleep during the procedure. Because the procedure requires no incisions, there is no recovery time. Patients can resume normal activities, including intimacy, immediately after each treatment. Optimal results typically develop a few months following the treatment, and most patients require a maintenance session only twice per year. If you are a woman battling decreased sexual desire, you may have noticed that there are not a lot of products on the market targeted toward women’s intimate needs. The O-shot (yes, that’s “O” for “orgasm”) is designed specifically for women. The O-shot is a nonsurgical procedure that stimulates a woman’s intimate desire. This procedure extracts platelets from the patient’s own blood. The platelets are then placed in a syringe and injected just inside the vaginal area, near the clitoris. (An anesthetic cream is applied to the area prior to the injection.) The platelets act as a stimulant to grow new cells, making the vaginal area more sensitive to touch. The overall effects of the O-shot typically last a minimum of 18 months. Check with your insurance company to see what may be covered for these procedures. If you are experiencing symptoms such as a reduced desire for intimacy, pain during intimacy, or urinary incontinence with otherwise good health, you are most likely a good candidate for vaginal rejuvenation. Sensuality and intimacy are very important parts of life. Don’t let insecurity or awkwardness keep you from happiness and satisfaction. Sources for this article included: www.livestrong.com, www.webmd.com, www.smartbeautyguide.com, www. vwhcare.com, and americanhealthandbeauty.com. WE
Seasons of Life
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Don’t Take a Chance with Colon Cancer Proactive Measures Can Save Your Life
By Linda Barnes
Did you know that colorectal cancer is the third most common cancer found in both men and women in the United States? An estimated 95,520 new cases of colon cancer will be found this year. For women, the chances are 1 in 23 that we will develop colorectal cancer during our life. The good news? Prevention and early detection greatly increase the chances of curing colorectal cancer. Prevention involves limiting the risk factors that are within our control. There are some risk factors that are beyond our influence, like getting older (can’t stop that!), family history of colon cancer, African-American or Jewish heritage, and personal history of inflammatory bowel disease. However, being overweight, being inactive, and eating a low-fiber diet definitely increase the risk of developing colorectal cancer, and we can control these things. Maintaining a healthy weight, getting regular exercise, and modifying our diets (perhaps with the help of a dietician) can make a real difference. We can also lower our risk for colorectal cancer by not smoking, by consuming alcohol only in moderation, and by avoiding the development of type 2 diabetes. If our best efforts at prevention fail, it is good to know that early detection is our next best bet. Early stage colon cancer is much more treatable (often, curable!) than cancer at a later stage. The reason we have to be proactive is that early colon cancer rarely warns us with symptoms. When a condition has vague symptoms (or none at all), it’s easy to miss. Luckily, science and technology come to our rescue with non-invasive lab tests or colonoscopy, where the physician actually can see and remove polyps that might be cancerous. During a colonoscopy, tiny polyps are removed and sent to pathology. If they are pre-cancerous, their removal is actually preventing the development of colon cancer! If a polyp does turn out to be cancerous, steps can be taken immediately to treat the cancer. Staging helps determine treatment. For early stage cancer, surgery might be in order, through either a traditional abdominal incision or a less invasive laparoscopic technique using several small incisions. At times, chemotherapy may be utilized to shrink the cancer before surgery. Other times, chemo might follow surgery to ensure that all cancer cells are eradicated. A specialist in colon cancer treatment can determine the best course for each patient. Gastroenterologists are specialists who treat disorders of the digestive tract. They may prescribe a non-invasive lab test as a screening procedure or if you are experiencing unusual bowel symptoms. These might involve sending a stool sample to a laboratory. One such test detects the presence of microscopic blood in the stool. Another detects blood cells but also DNA mutations associated with certain abnormal growths. Your specialist may recommend and perform a colonoscopy, which is considered the gold standard for
diagnosis and treatment of colorectal cancer. A newer and less invasive procedure is virtual colonoscopy, also known as colonography. With colonoscopy, a tube with a camera is inserted through the rectum, which allows the doctor to see the interior of the entire colon. With virtual colonoscopy, a smaller tube is inserted and a series of CT scans are taken, creating detailed images that can show polyps or other irregularities. Your doctor can help you decide which procedure is best for you. Traditional colonoscopy requires some light sedation; the virtual procedure does not. Virtual may identify problems (outside the colon) that traditional does not. However, if polyps are found, they can only be removed during traditional colonoscopy. Preparation for either procedure is the same… and it’s likely the worst part. The colon must be completely cleaned out, so you’ll need to spend a couple of days preparing before your procedure. For most people, the actual procedure is a breeze. Doctors recommend that everyone have one of these procedures at age 50. If you have a strong family history of colorectal cancer, you might start earlier. If you have any bowel symptoms, such as bowel changes, rectal bleeding, dark stools, or abdominal pain, don’t take a chance—have them checked out. Sometimes a slow loss of blood isn’t noticed in the stool, but it can cause anemia, which comes with significant fatigue. An early diagnosis is definitely reason for hope. A precise combination of treatments can cure early stage colon cancer up to 95 percent of the time. Do what you can to reduce your risk through measures that you can manage. Then make sure you take advantage of the appropriate screening tests, whether taking a stool sample or undergoing a colonoscopy or other tests your doctor recommends. In the case of colorectal cancer, being proactive can absolutely save your life. Sources for this article included: coloncancerfoundation. org, www.fda.gov, www.mayoclinic.org, and www.cancer.org. WE March 2017
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Healthy Living
Premier MediSpa Enhancing Beauty from Head to Toe By Frances Diana Hayden
Gertrudes (Gerty) Bland, RN, BSN, knew from the time she was in high school that she wanted to love and care for people as a nurse. Her husband, Dr. Gregory Bland (MD, PharmD), was blessed with artistic ability and eventually became a surgeon. Early in his career, he utilized his artistic skills doing reconstructive surgery on patients who had suffered facial trauma. Now in their 23rd year of practice, the Blands make a formidable team serving their clients at Premier MediSpa, a medical spa featuring a broad range of cosmetic nursing services and spa services for face and body. Gerty is the owner and spa administrator. She also assists her husband with surgical procedures such as face, breast, and body rejuvenation at the Center for Plastic Surgery, P.C. Embracing standards of excellence for patient safety and confidentiality, Dr. Bland conducts surgical procedures in their nationally-accredited operating room. He is a member of the Aesthetic Society for Plastic Surgery. He is re-certified every 10 years and pursues ongoing education to maintain his certification in plastic surgery. Gerty is generous in issuing caveats for those
considering any cosmetic procedure. “Do your homework,” she advises prospective clients. “Make certain the medical doctors are board-certified in a cosmetic related field and have expertise in each and every one of the procedures being considered.” Dr. Bland offers a different sort of important advice when he is working with clients who feel that surgery is imminent. He often advises them to start with non-invasive procedures like lasers and fillers, later indicating when surgery is appropriate. There is a veritable smorgasbord of treatments from which to choose at Premier MediSpa. Gerty enumerates some of the procedures and how they can complement one another. “CoolSculpting freezes
Dr. Gregory Bland and Gerty Bland
isers: rt e v d A r u O f O e n O A Few Words From “I have been an advertiser with Women’s Edition for a number of years. At first it was a stab in the dark; would this form of exposure work or would I need to look for another venue to get my services noticed? I have been very pleased with the quality of the magazine, the staff I have worked with, and most of all the quality of prospects who have become wonderful clients. I wholeheartedly recommend advertising in this publication.” —Pauli Hubbard, CFP with Creative Financial Services, Inc.
Creative Financial Services, Inc. 28
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Hospital in San Francisco. They married in 1990 and have two fat cells, and Vanquish heats them. When used in conjunction, children, Morgan and Denzel. Initially, Dr. Bland had gone to these procedures provide enhanced results to eliminate fat the University of Colorado at Boulder, studying pre-pharmacy within a shorter period of time. There is a more noticeable with a minor in art. After completing his doctorate in pharmacy, reduction in fat cells, and patients can even work out right after he entered medical school at the University of California in the treatment.” When Cellutone is added to the mix, she notes, San Francisco. Early in his career, he joined the wound care the patient gets a one-two-three punch against fat. Cellutone clinic here at Memorial Hospital, but it was his penchant for employs yet another unique measure, generating acoustic waves art that made specializing in cosmetic plastic surgery appealing that destabilize fat cells to “amplify your outcomes.” to him. A third-generation Colorado Springs native, Dr. Bland As the options in the field of cosmetic procedures continue established his first office on Cascade, to grow, more customers looking across from the Fine Arts Center, and for help with lines and wrinkles are “Make certain the medical moved to the current location in 2001. choosing non-invasive measures like Early on, the Blands worked very long Juvederm and Restylane. Gerty points doctors are board-certified hours to get the practice going. “Neither out that such injections are the number of us is from a wealthy family. I worked one choice in southern Colorado. Also in a cosmetic related field in his office and then from 3 to 11 p.m. popular are neuromodulators such as and have expertise in each at a local hospital. There were lots of Botox, Dysport, and Xeomin. sacrifices,” says Gerty. Over the years, Fat transfers to the face help counter and every one of the they have experienced success and have the visible effects of aging and are learned to balance their lives. “We work generally requested by people who are procedures being considered.” Monday through Friday and save our between 40 and 65 years of age. “As we hiking, snowboarding, and fly-fishing for age, the skeletal frame of our head and the weekends. We also travel, when we have time, and frequently our chin gets smaller. Placing our own body fat into our cheeks, return to San Francisco, where my family lives.” laugh lines, lips, and chin is an option,” Gerty points out. “Dr. Prospective clients are invited to call Premier MediSpa at 719Bland often uses fat transfers while he is doing face lifts. The 599-7768 to schedule a consultation with the Premier MediSpa practice has been doing fat transfers for nearly 20 years, after nursing staff. Early and late appointments are available upon Dr. Bland trained with Dr. Sydney Coleman, the New York City request. Premier MediSpa is located at 3920 North Union, Suite plastic surgeon who perfected them.” 250, in Colorado Springs. Visit www.PreMedSpa.com for a full The Blands met when she was a second-year nursing menu of spa services. WE student and he was an intern at the Veterans Administration
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Bio Adapt Fit LLC Colorado Springs premier adaptive resistance strength training and personal fitness gym, Bio Adapt Fit, offers various packages to fit your lifestyle and budget. A 20 minute workout, once a week, using one of our ARX machines is the safest and most effective form of resistance training to-date for all ages and fitness levels. Utilizing motorized resistance (instead of weights) and computer controlled software, our machines provide efficient, measurable, concentric, and eccentric resistance training like no other technology can. Who doesn’t have 20 minutes? Try it out to experience the difference for yourself! Call 719-354-5360 for more information and check us out at www.BioAdaptFit.com. Lifetime Dental Are you looking for a dental office where you feel like a person instead of a number? Are you looking for a dental office where the work is done right the first time? Have you had lessthan-satisfactory dental work done elsewhere, and you are not sure where to go next to have your past dental work fixed? Lifetime Dental is your answer! Dr. David Blackley and his staff are dedicated to providing gentle yet quality dental care in a relaxed, personal atmosphere. They believe your dentistry is a reflection of their abilities, and they are proud to provide you with the best in dental care from your first consultation. Dr. David Blackley has been providing quality dental care in Colorado since 1984. He promotes continuing education for himself and his staff. He is a visiting faculty member at the prestigious Spear Institute at the Scottsdale Center for Dentistry. He was also voted one of the “Top Dentists” in Colorado Springs by his colleagues! From your first appointment, you will experience the difference in Lifetime Dental’s personal mission to educate you on the importance of a healthy mouth and how best to achieve yours! Quality dental care can be affordable. Let Dr. David Blackley and his staff at Lifetime Dental be next on your to-do list toward obtaining your healthy mouth. Give Lifetime Dental a call today at 719-268-9777. Visit the website at www.LifetimeDentalColorado.com to learn more about the practice, staff, and services.
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Income Outcome
Three Ingredients Bring Yourself More Fortune “There are three ingredients to the good life: learning, earning, and yearning.” —Christopher Morley I got this quote in a fortune cookie recently. I usually don’t spend much time analyzing these things, but for some reason I stuck it in my wallet—where it kept jumping out at me every time I went to pay for something. Finally, I took it out and began thinking about this whole concept. I concluded that there is an awful lot of truth on this little piece of paper. The Universe had delivered to me the key to a happy life! “Happiness...is not a destination: it is a manner of traveling. Happiness is not an end in itself. It is a byproduct of working, playing, loving, and living.” —Haim Ginott Remember the last time you discovered something new that you found exciting, interesting, or compelling? If you are like most of us, you probably made it a point to learn everything you could about it. While you were in the learning process, you most likely were focused, energized, and enthusiastic. Next in this fortune comes the word earning. According to Merriam Webster, earning means “to receive as return for effort.” Have you ever been given a reward that you didn’t feel you earned? Most of us realize no joy when this happens.
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By Janet Van deWalle
Effort is a good thing. It allows us to focus; it gives us something to put our attention to. When we set a goal and have to strive to achieve it, then we typically feel a sense of true accomplishment. Earning is the payoff for all the enthusiasm and excitement that we put into learning about what we have decided to be passionate about. “There are two things to aim at in life: first, to get what you want; and, after that, to enjoy it. Only the wisest of mankind achieve the second.” —Logan Pearsall Smith Last, let’s consider the word yearning. The definition is “to long persistently.” What would our lives be like if we didn’t want anything? If, somehow, we had achieved every goal we had ever set for ourselves, how would we feel? Now, some may think that this would truly be nirvana. Yes, it may feel good and make us happy for a very brief time, but wouldn’t we soon become absolutely bored? If there no longer was anything that we wanted to learn about, wanted to become passionate about, wanted to earn, wouldn’t life be a lot less than joyful? “Happiness is when what you think, what you say, and what you do are in harmony.” —Mahatmas Gandhi
Kids Comments
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Changes of the Season Transitions in Life March is a time of transitions. The days get longer, minute by minute. The thermometer gradually rises, degree by degree. The air feels a little warmer. Balmier breezes waft in from the south, pushing out the frigid Arctic air. Trees and other plants become tinged with a gently-hued, spring green...gone are the starkly gray, empty branches of winter. As the weather warms and spring approaches, many of our homes also make a transition. The freshening of nature reminds us that our houses also need refreshing. We dust and clean, rearrange and replace. I’ve known those who take down heavy winter draperies and replace them with lightweight, diaphanous, summer curtains that float gently in the breeze from open windows. I have a friend who changes out her winter clothes for her shoulderseason clothes. Heavy coats are exchanged for lighter jackets. Bulky sweaters make way for cardigans. The sweatshirts and sweatpants stay because they are useful in the cooler days of spring. Shorts and tank tops patiently await their turn. The change in the weather also brings changes in moods. The grayness of winter makes many people grumpy or sad. The lighter days of spring often lighten moods. It may be my imagination, but I think there are more smiles when people are able to get outdoors in the fresh air. School kids also benefit from time spent outdoors...I’ve noticed they seem to have more energy and happier expressions. I’ve also noticed the balmier days tend to make
By Marge Shoemaker, BS, MS
kids daydream, wistfully looking out classroom windows to the sunshine-filled school yard. Many teachers lengthen recess by a few minutes because they, too, are reluctant to go back indoors. Transitions affect all of us. My niece has had a year full of transitions. Her oldest son went away to college. Adjustment was required when he left...and was required again, by the entire family, when he came home for the holidays. Her second son earned his driver’s license. Mom is nervous; he is happy to have more freedom. The youngest sees his brothers making transitions into young adulthood and has to make adjustments to being “the only one at home.” My daughter is changing jobs...the company she worked with for 16 years was sold to another company out of state. The new company wanted her to travel, but her sons are mid-teens...she can’t leave them unsupervised for days at a time. A friend found it necessary to move into assisted living. Our lives require transitions, be they in our employment, our living arrangements, our expectations of others, or their expectations of us. For some, these transitions are difficult; for others, they are easily made. I think change is primarily a good thing. It keeps us on our toes. Like a spring breeze through an open window, a smooth transition freshens our thinking. Editor’s Note: Marge has three children, two grandchildren, and numerous nieces and nephews. She holds advanced degrees in education. Her life’s mission is to teach everyone that kids are people, too. WE
March 2017
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View from the Top
Lucky Dog Resorts Make Your Dog a Lucky Dog! By Libby Kinder
Tails up! Dogs running, barking, playing fetch and catch; tongues joyfully dangling, hugs and head scratches from handlers; and a flurry of positive energy. This is what you’ll find at Lucky Dog Resorts. Neal Barlow is the owner of Lucky Dog Resorts, a dog boarding and daycare resort with two locations in the Colorado Springs area. A dog lover at heart and a software developer by trade, Neal first thought of Lucky Dog Resorts as his “exit plan to get out of corporate life.” He has been a project manager with Oracle for 25 years, and, after 13 years of owning Lucky Dog Resorts, he has still not pulled the trigger on his long-term corporate exit plan. Now, he says, Lucky Dog Resorts is his “very expensive hobby.” The first Lucky Dog Resorts location opened in central Colorado Springs, at 4401 Mark Dabling Boulevard, in the summer of 2004. Due to the success of this location, a second, larger Lucky Dog Resorts opened in 2006. The south location is at 2801 Janitell Road. Neal says he does the business management, but daily operations are handled at each location by a resort manager and an operations manager. Neal attributes some of his success to his business model and mantra— to always hire people who are smarter than he is. Improvements and expansions are always being made at Lucky Dog Resorts. The central location (18,000 square feet indoors and outdoors) is currently undergoing renovations that include new floors, fresh paint, and the addition of restrooms and private grooming rooms. The larger location on Janitell (28,000 square feet) has recently added a completely separate facility and entrance for small and senior dogs. Neal says he saw a need for this unique type of canine care. “I believe you need great employees to be able to provide quality dog care,” Neal says. In 2015 and 2016, training was provided to employees by canine care expert Susan Briggs. “She was impressed with our quality play program,” Neal shares. “After that visit, we decided to try reducing the size of play groups to less than 15 dogs. This means less stress on the dogs and staff, and it allows us to better separate dogs by temperament and size.” At Lucky Dog Resorts, all employees need to be fully trained before they begin interacting with precious pets on a regular basis. Employees are trained in both first aid and CPR, and they spend two weeks in mentored training. Many of the employees at Lucky Dog Resorts are veterinary technician students, which is a win-win situation for the dogs and the students. Monthly reviews are routine, and employees vie for the designation of Rock Star Employee of the Month. Of course, a business such as Lucky Dog Resorts
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is affected by the national economy, legislation, and regulations. During the recent recession, Colorado Springs was hit by an outbreak of canine flu, resulting in a double whammy for Lucky Dog Resorts. Pet care and boarding, along with travel, became luxuries during the recession, but Lucky Dog Resorts persevered. By 2012, the business was again seeing a successful progression. Neal is confident that the plan he currently has in place, including fair wages and employee recognition, will help him hire and retain the superior staff members he desires. “Colorado is one of the most regulated states in the country regarding pet care facilities,” says Neal. The Pet Animal Care Facilities Act (PACFA) Program is the state regulatory agency that diligently oversees the pet care industry. Neal enthusiastically supports the high standard of pet care in Colorado due to ongoing monitoring by PACFA. Neal offers valuable advice to customers seeking quality pet care. “Pet owners should visit multiple facilities for evaluation and comparison,” he advises. At Lucky Dog Resorts, pet owners will find webcams that are accessible to the public 24 hours a day. This way, customers can feel comfortable with the level of care and environment. Lucky Dog Resorts offers the first day of pet care free for evaluation, as well as free puppy socialization groups on Tuesdays and Thursdays. “It’s a godsend to me, especially when I work long hours,” says customer Michelle, who owns a beagle named Halley. “It’s a break to be able to relax when I get home.” When asked what advice he has for others interested in starting their own business, Neal says, “Have a conservative business plan, then double the cost and double the length of time to implement the plan. Then just do it!” And he has done it! Call Lucky Dog Resorts at the Mark Dabling location at 719-599-9663 or at the Janitell location at 719-527-9663. For more information or to view one of the many live webcams, visit Lucky Dog Resorts online at www.bealuckydog.com. WE
Neal Barlow, owner
Lucky Dog Resorts offers the first day of pet care free for evaluation, as well as free puppy socialization groups on Tuesdays and Thursdays.
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To Your Good Health
Bariatric Surgery: Is It for Me? Surgical Therapy to Battle Obesity
By Kylie Gumpert
Surgical weight loss, or bariatric surgery, is an option that some people with obesity can explore to help them lose weight that is threatening their health. For many people, even people who are significantly overweight, positive changes to diet and exercise routines can be sufficient means to bring their weight down to a safe level. Bariatric surgery is not an alternative to diet and exercise—it is a serious solution for people whose weight problems cannot otherwise be controlled. For some people who are significantly overweight, meaning they have a body mass index (BMI) of 30 or above, losing weight by traditional means may not be feasible. For example, some people are physically incapable of exercise because of their level of obesity or other health problems. Also, if a person is already experiencing serious health risks related to obesity (heart disease, for example), she may not have time to lose enough weight through traditional means. In these cases, surgical weight loss may be explored. These options work to limit the amount of food that is consumed and absorbed by the body. As many as half of patients may gain up to 5 percent of their excess weight back within a few years after bariatric surgery, but most patients still lose about half of their excess weight and keep it off for the long term. There are several bariatric surgery options. Traditional gastric
bypass involves separating the top part of the stomach from the rest of the stomach. This creates a pouch that is significantly smaller, which limits the amount of food that can be consumed. Part of the small intestine is also bypassed, which limits the nutrients and calories absorbed by the body. With a sleeve gastrectomy, almost 80 percent of the stomach is actually removed from the body. The effect is similar to the gastric bypass but is more drastic. A gastric band and a gastric balloon are non-permanent surgical options, as they can be removed. The band is gradually tightened around the stomach, limiting how much food can be consumed, while the grapefruit-sized balloon is placed inside the stomach to bring about the same effect. The most drastic option is called biliopancreatic diversion with duodenal switch. It involves removing part of the stomach and bypassing about three quarters of the small intestine. This results in greater weight loss and works best to reduce effects from diabetes. However, since so much of the small intestine is removed, it puts the patient at greater risk for vitamin, mineral, and protein deficiencies.
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The risk of these nutritional deficiencies is possible with all forms of bariatric surgery, as are general complications that can arise from removing and rearranging parts of the digestive tract. Because these surgeries involve limiting food intake and nutrient absorption, it is vitally important to follow food regimens provided by your doctor and surgeon, including how often you can eat, how much you can eat, and what kinds of foods you can eat to make sure you are receiving the nutrients you need. Being obese or even severely obese (with a BMI of 40 or more) does not necessarily qualify someone for bariatric surgery. A team of medical professionals including a doctor, surgeon, dietician, and psychologist will run tests to help determine if you are medically and psychologically prepared for this type of surgery and to weigh the possible benefits of a surgery over the risks. If you have issues with blood clotting or liver function, for example, your body may not be able to handle surgery. If you have a binge eating disorder, you may not yet be psychologically prepared for the life changes you’ll need to make after surgery. Many insurance companies provide coverage for bariatric surgery, but coverage varies widely, so it’s important to read the fine print. If you believe you qualify for coverage and are being denied, you can request a peer-to-peer review from your surgeon, who will schedule time to sit down with the insurance company’s medical director and explain why you should qualify for coverage. Once your medical team has done all the tests and evaluations they need and have determined that surgery is a good fit for you, they will give you instructions on how to prepare. This may include quitting smoking, starting an exercise routine, and limiting certain foods and medications. After surgery, lifelong changes to your eating and exercise routine will be necessary. You will participate in a follow-up plan to make sure you are being supported in your new lifestyle and are obtaining the right nutrients to stay healthy. Bariatric surgery is not for everyone, but it can be a lifesaver for some patients battling obesity and its related health problems. Sources for this article included: www. asmbs.org, www.mayoclinic.org, and www. obesityaction.org. WE
Our afternoon dance party As a mom, we know your family is why. Why you work so hard to make healthy choices every day so you can experience more of life’s precious moments together. We’ve got your back; to make sure more of those moments happen. But we can’t do it without you. While you’re serving more fruits and veggies at home, we’re impacting laws that help shape healthier communities — and it doesn’t stop there. You see, together we can make an extraordinary impact. Because when moms unite, real change happens. Join other moms and together let’s create a healthier generation of families. Life is Why.
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#familyiswhy March 2017
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Home Works
Softscapes and Retaining Walls A Beautiful Yard With Minimal Yard Work
By Anne Yankus
Last month, we talked about landscaping with hard features in the yard. This month, as a continuation of that topic, we’re going to focus on the softer elements of your yard. While gardens may seem like an eternal fixture in landscaping, trends do come and go. Let’s start off by talking about this year’s popular trends in landscaping. As I mentioned in last month’s article, hardscaping continues to be an up and coming trend. However, it’s not just brick and concrete that’s in this year. Some other popular trends are the use of color blocking with plants, pots, and their surroundings; hyper-localism, which is the heavy use of native and endemic plants; and natural dye gardens, which means choosing plants that can be used in natural dyes. Other popular items include dwarf shrubs and other low-maintenance plants. Between work, family, and other obligations, it’s really no surprise that low-maintenance yards and gardens have become so popular. Expanding outdoor living spaces and hardscaping will indeed keep your landscaping low-maintenance, but some of us still yearn for some lush green space in our yards. Some ideas for minimizing your garden’s upkeep are including things like crushed stone or mulch beds. Mulch functions as fertilizer for your plants, and both alternatives help prevent weeds from growing. As a bonus, mulch is relatively inexpensive and only needs to be replaced once per year. Another great idea for keeping your gardening work minimal is to plant perennials.
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These plants need to be planted just once and will come back every year. Planning your gardens with low-maintenance plants and features isn’t the only way to keep yard upkeep at a minimum: there’s also water conservation. First and foremost, you’ll want to know exactly how much water your plants really need and what the evapotranspiration (Et) rate is in your area. When you know how much water your plants need, you can avoid overwatering (and the water waste and extra work that come with it). Another way to conserve water is to only water plants in the early morning hours. Xeriscaping is a method of promoting water conservation through systematically planned landscaping that requires very little supplemental watering. Speaking of planning your landscape, one thing you’ll definitely want to consider adding to your master plan is a retaining wall (or two). Retaining walls serve a valuable purpose for reclaiming heavily sloped yards that are suitable only for grass but are still difficult to mow. When installed correctly, retaining walls can create additional flat surfaces for more
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softscapes (or hardscapes). They can even add to your house’s aesthetic value and curb appeal. Retaining walls can be made from a variety of materials, from concrete (solid or in blocks), railroad ties, natural stone, brick, or even wood. Depending on the lay of your land, there are a variety of ways to set up a retaining wall, such as gravity walls, pre-cast crib walls, or gabion walls. While something like a gravity wall with stones or brick may seem like a simple enough DIY project, you may want to consider hiring an experienced landscape design contractor, especially if it’s your first time working with masonry. Something I mentioned before (but cannot be stressed enough) is just how much landscaping can improve the value of your home. When done professionally, a quality landscape can add up to 20 percent to your home’s value. Hardscaping elements described in last month’s article will give you an extra edge in home value, but it’s important not to forget about the basics. Like many things in life, a good landscape needs a good base, which includes plantings and other softscaping elements. A good rule of thumb, according to the American Society of Landscape Architects (ASLA), is to invest around 10 percent of your home’s value into its landscaping. Bear in mind that to get the maximum value out of your landscape, you’ll want to hire a professional landscape architect or designer. In addition to getting around 15 percent more value for your home, hiring a landscape architect will help you create an overall plan for your yard that will help incorporate all the features you want without ruining the aesthetic. A landscape designer will also be able to help you decide what plants and features will suit your personal gardening skill level best and break everything down into phases, to keep from doing your whole yard at once and breaking the bank. Landscaping doesn’t have to be a burden. With the right knowledge and professional help, the boon of having a beautiful yard with minimal upkeep is within any homeowner’s grasp. Sources for this article included: www. gardendesign.com, www.asla.org, www. popularmechanics.com, energy.gov, and www.researchgate.net. WE
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Cuddly Critters
An Ounce of Pest Prevention Fighting Fleas, Ticks, and Other Pests By Kathy Glow
Fleas, ticks, and mosquitoes are disease-carrying pests that can cause serious health issues for household pets, if left untreated. Unfortunately, these pests are found in all 50 states and can be a problem during all four seasons. Luckily for our pets, pest prevention goes a long way toward keeping our furry friends safe and healthy. Fleas are a class of wingless insects which are parasites that live on the blood of a host animal. Fleas cause a variety of problems for pets; the most common is fleabite dermatitis. The allergy to the flea’s saliva can cause intense itching and, therefore, scratching, mostly on the back and at the base of the tail. Sometimes, your pet’s skin breaks open and gets infected. If your pet ingests fleas, it can get a tapeworm parasite. Though tapeworms can cause weight loss and an itchy rear end, they are easily treated by your veterinarian. Flea bite anemia is another medical issue brought on by fleas. It can be fatal, if left untreated. More common in puppies, kittens, and smaller pets, anemia occurs when an animal has an infestation so severe that its red blood cell count decreases. If caught in time, your veterinarian can treat your pet by removing the fleas, giving an oral flea medication, and administering supportive vitamin therapy. Ticks are parasites that attach to your pet and live off its blood. Ticks can be found outdoors in bushy and woody areas. If your pet spends any time outdoors, you should check its skin and fur for ticks and remove them as soon as possible. The skin where ticks attach can become red and irritated. If not found, ticks can consume enough of your pet’s blood to cause anemia. Some female ticks produce a toxin that can also cause a rare paralysis in dogs. Cats can contract a parasitic infection of the blood vessels of the lungs, liver, spleen, kidneys, and brain from ticks. Ticks also carry Lyme disease and Rocky Mountain spotted fever, which are more common in dogs than cats. Lyme disease can cause arthritis and swelling of your dog’s joints, resulting in painful lameness. Rocky Mountain spotted fever can cause fever, lameness, irregular heartbeat, and fluid retention, among other symptoms. Fleas and ticks, and the diseases they bring, are completely preventable. Talk to your veterinarian about the best preventive medications. There are many options to choose from, including topical and oral preventatives, collars, shampoos, and powders, all of which are safe for pets. Your veterinarian can show you how to apply these medications and recommend the right dose for your pet’s age and weight. Using the prevention year-round, as well as using good hygiene, cleaning up your pet’s feces, never feeding your pet raw meat, and visiting your veterinarian regularly will help keep tick and flea infestations at bay. A much more serious and potentially fatal disease, brought on by the bite of an infected mosquito,
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is heartworm disease. Dogs are natural hosts for heartworms, while cats are atypical hosts. Once a dog is bitten by an affected mosquito, it takes about seven months for the worm larvae to mature into adult heartworms. Then, they invade the canine’s heart, lungs, and surrounding blood vessels and begin to reproduce. Heartworms can grow to 12 inches in length and live for up to seven years. If untreated, a dog can have as many as 250 worms in its system. Unlike the worms found in dogs, most heartworms in cats do not survive to adult stage. Cats usually have no more than three worms at a time. Heartworm disease often goes undiagnosed in cats, even though immature worms can cause lasting damage to a feline’s respiratory system. All dogs and cats should be given a monthly preventative medication for heartworm, even pets as young as eight weeks. Since pets can still get heartworm even while taking the medication, they should be tested annually. In most cases, a small amount of your pet’s blood is collected and tested for heartworm proteins. Signs of a heartworm infection in dogs include mild cough, fatigue, decreased appetite, and weight loss. In later stages, a swollen abdomen is noted. Similar signs are sometimes noted in cats; unfortunately, the first sign of heartworm disease in cats may be sudden collapse or death. There is no approved heartworm treatment for cats (canine medication does not work for them), so prevention of heartworms in cats is critical. If detected in your dog, your veterinarian will recommend restricted exercise so as not to increase the rate of damage to the heart and lungs. Drug therapy and treatment for heartworms in dogs is expensive, with costs running as much as $1,000. Indeed, Benjamin Franklin’s saying is true: An ounce of prevention is worth a pound of cure. Sources for this article included: www.petmd.com, www.heartwormsociety.org, www.webmd.com, and www. petsandparasites.org. WE
Auto Wise
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Increasing Leasing A Popular Financing Option By Julie Kuntze
When I was growing up, my dad always bought my mother’s cars (all two of them) with cash. This was much easier to do because he had a “company car,” meaning that we usually had at least one new vehicle every two or three years, anyway. It’s great to be able to buy with cash, but—luckily—we have more choices in today’s market. Leasing a vehicle is gaining popularity. While it has many benefits, there are a few things consumers should keep in mind when choosing this option. Approximately 32 percent of all new cars and trucks sold in the first half of 2016 were leased—an all-time high. Millennials are (forgive the pun) driving this trend, but there has also been a steep rise in the number of Americans 75 years and older who are now leasing their vehicles. Jessica Caldwell, on Edmunds. com, notes, “Both millennials and seniors crave the highest quality product for the best possible price, and considering these groups are both at a place in their lives where they likely have limited monthly cash flow, leasing can seem like the most viable option.” Along with lower monthly payments and the ability to drive a pricier car, leasing also boasts benefits such as no (or low) down payments, no major maintenance costs (new vehicles are usually covered by warranty), and the ability to easily change cars every few years. There are a few different kinds of vehicle leasing. Closed-end (or “walk-away”) leases are the most common, where the signed contract notes the length of the lease, monthly payments, and mileage limits. The customer agrees to have routine maintenance completed (sometimes for free at the dealership), and, at the end of the term, the vehicle is returned in good condition to the dealership. An open-end lease, by contrast, has no mileage restrictions but may have higher monthly payments and, if the vehicle has depreciated below market value at the time of turn-in, the customer may have to pay the difference. Consumers with high credit scores may be eligible for a subvented lease, which offers low interest rates but is typically only available through certain manufacturers when they are struggling to move inventory. On occasion, consumers might want to arrange a single-payment lease, where the total amount of the lease is paid up front, eliminating monthly payments and drastically lowering interest fees. Most leases are signed for a 36-month term, but this varies; terms usually range from 24 to 60 months. At the end of a lease, consumers can usually buy the car for the “residual value” noted in the original contract. Essentially, the leasing company is estimating the value of the car three years out, which can turn out in your favor or theirs. If the market value of the vehicle ends up being more than the residual value, you might want to buy the car, particularly because you are familiar with its history. While most states require drivers to carry a minimum amount of liability insurance, leasing
companies often require collision and comprehensive insurance, as well. Some leases require gap insurance and often include the monthly premium as part of each payment. In case of an accident where the vehicle is totaled, the insurance company will only pay the current market value of the car, which may be thousands less than what is owed to the finance company; without gap insurance, the driver is on the hook for this balance. Arranging a lease can be more difficult and confusing than negotiating a straight “buy” price, and consumers should be cautious of a few things. For example: It might be tempting to put some money down up front in order to lower your monthly payments, but if the vehicle is totaled, that cash is gone and the lower payments are forfeited. In addition, some insurance companies have higher rates for leased vehicles than those that are owned, so be sure to understand your carrier’s policies. Leasing is not right for every consumer, however. It may end up being a bad deal, particularly if you drive more than the allowed mileage, cannot keep the vehicle in good condition, or have to break the lease (which could cost thousands in penalties). Before signing a lease agreement, inquire about the dealership’s leasing policies. Ask what fees must be paid (such as acquisition fees and security deposits), whether they are negotiable, and what must be paid up front (as opposed to fees that are rolled into the monthly payment). I give my dad kudos for always paying cash for cars, though it was tough to also pay cash for new head gaskets, brakes, shocks, struts, belts, transmissions, and more. Still, he might consider leasing the next time he shops for a vehicle—after all, retirement doesn’t offer a company car. Sources for this article included: www.dmv.org, www. consumerreports.org, www.usatoday.com, www.edmunds.com, and www.iii.org. WE March 2017
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Peak Performance
Communication Is Key
Hearing and Speech Impact Interpersonal Interaction
By Loretta McCollum
No matter where we are in life, from newborn to 90, our ability to hear and speak affects our daily living. Difficulty with either may lead to insecurity, poor self-confidence, or even depression. Early diagnosis and treatment can be life-changing. Hearing loss is clearly linked to our ability to speak. Every state requires that newborns have their hearing tested. Elementaryaged children are routinely screened at school. Adults should be tested a minimum of every 10 years through age 50, and then every three years after that. Common causes of hearing loss include chronic ear infections and prolonged exposure to noises louder than 85 decibels (for example, lawn mowers, chain saws, firearms, and fireworks). Medications such as those used in chemotherapy treatment have also been linked to hearing impairment. If you suspect that you or a family member suffers from hearing loss, a visit to an ENT (ear, nose, and throat physician) or a certified audiologist may be in order. These clinicians administer tests that measure how well sounds reach the inner ear. One of the most frequently used tests is pure tone audiometry testing, which determines the faintest tones detectable in each ear at different pitches. The patient wears headphones and indicates with hand gestures when she hears a sound. It is used with both children and adults. Another common test is the whispered speech test, where the examiner stands behind the patient and whispers words at decreasing volumes.
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Once a hearing impairment has been identified, the next step is to determine the best method of treatment. The latest technology includes digital, programmable hearing devices. As opposed to analog hearing aids, which amplify all sounds, newer digital noise reduction (DNR) devices utilize computer chips to amplify speech while reducing background noise. They also allow for individual programming and fitting precision, and they are available in several formats. Some fit in the ear canal and are barely visible. Others are mostly hidden just inside the ear, while other models rest behind the ear. Your ENT or audiologist will help you determine the best device for your needs. Millions of Americans are also affected by speech problems. It is estimated that eight to nine percent of young children in this country have some form of speech disorder. Speech disorders are caused by many factors, including autism, stroke, brain damage, vocal cord damage, and even allergies. Since the development of communication skills begins in infancy, early diagnosis is critical. A certified audiologist or speech-language pathologist should be consulted. These professionals use tests to determine the
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nature of the disorder. One such test, the Denver Articulation Screening Exam, is commonly used to evaluate the clarity of pronunciation in children aged two through seven years. A common speech problem in both children and adults is stuttering. Stuttering tends to run in families; it may be genetic or, possibly, the result of abnormal motor control. Apraxia of speech is commonly found in children. This is characterized by difficulty saying sounds, syllables, or words because the brain has problems controlling the body parts needed for speech, such as the tongue, lips, and jaw. An infant with apraxia of speech may not babble or coo, whereas an older child may have difficulty imitating speech. Orofacial myofunctional disorder, a muscle problem in which the tongue doesn’t function properly, is another frequent diagnosis. This can be caused by allergies, enlarged tonsils, or excessive thumb sucking and is characterized by producing incorrect sound patterns. Diagnosis of adult speech disorders typically includes obtaining a complete medical history and testing to determine any underlying causes such as traumatic brain injury, stroke, brain tumor, Parkinson’s disease, or Hunter’s disease. Once the overall medical picture is complete, identifying the disorder is the next step. In addition to stuttering, adults may have dysarthria or aphasia; both are linked to brain injury or disease. Dysarthria is characterized by impaired movement of the lips, tongue, and vocal cords. Aphasia is an inability to think of a word or phrase, or mispronunciation of words and phrases. In children and adults, once a diagnosis is made, a course of treatment is prescribed. A speech-language pathologist or other professional may provide a series of muscle-strengthening exercises for the face and throat, as well as exercises to strengthen and control breathing while speaking. Talk therapy may also be helpful in dealing with the emotional aspects of hearing or speech problems. How we interact with the world around us is in direct correlation to how we define ourselves. With the multitude of resources available to help with these conditions, don’t hesitate. If you feel that you or someone you know could benefit from a hearing or speech evaluation, get in touch with a local specialist. Sources for this article included: www.nidcd. nih.gov, www.hearingreview.com, www.asha.org, www.healthline.com, and www.mayoclinic.org. WE
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Positive Perspective
Are You Stressed? Take a Moment To Breathe “Is everything as urgent as your stress would imply?” —Carrie Latet It seems that as the years pass and we are inundated with more technologies that are said to make our lives “easier,” our stress levels just seem to increase. No longer do we live in a society where we can go somewhere and just get lost in the moment, spend quiet time uninterrupted. Instead, we are constantly connected via emails and text messages. Today, it is almost unimaginable to think of life without computers, iPads, and cell phones, yet that reality was not too long ago. “The mark of a successful man is one that has spent an entire day on the bank of a river without feeling guilty about it.” —Author Unknown When was the last time that you were able to do this? I know that I have an extremely hard time unwinding, even on the weekends or on vacation. I have a tendency to think about what I could or should be doing instead. “Don’t let your mind bully your body into believing it must carry the burden of its worries.” —Astrid Alauda Stress has just become a normal part of our everyday life. We
By Janet Van deWalle
seem to accept that work, family, and other commitments go handin-hand with stress. But, does it really have to be like this? Recently, I have made the decision to change my attitude, change my view on work and home, and, most importantly, find a way to reduce my stress. I have started to realize the importance of finding my own means to relax. I see friends and family running around acting as though the world will come to a crashing halt if they miss a day of work or if they aren’t there for an event. The list goes on and on. I’m sure that we’ve all been guilty of this; I know I have. Now I am making a conscious effort to find time to relax. There truly are more important things in life. I am finding it easier to leave my work at work and laugh at the small things that used to annoy me. Overall, I’m feeling much better. “Sometimes the most important thing in a whole day is the rest we take between two deep breaths.” —Etty Hillesum When was the last time you stopped and took a deep breath? It’s so easy, with your career, home life, and the world as a whole, to forget to breathe. If everyone could just take a step back and relax, rest their mind and body, we would all be less stressed and perhaps a little happier. So today, just try for five minutes to take some time for yourself. Take a moment to breathe, and feel refreshed. WE
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