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Welcome,
Dear Reader,
On Behalf of Keller Williams Luxury Bermuda, our luxury partners, both local and overseas along with the amazing people of Bermuda, we welcome you to our amazing island home!
We are so thrilled that you are considering being a part of our little paradise!
Bermuda is truly another world! However, conveniently located just 2 hours from the northeast United States and only 6.5 hours from the UK, with year-round Caribbean like weather, it’s a place where memories are made, and life feels like a dream come true.
Bermuda is rich in diversity, culture, and tradition. Founded in 1609 by an English ship called the Sea Venture shipwrecked off the coast on our coral reefs. Bermuda remains the northernmost tip of the Bermuda Triangle, which is shrouded by hundreds of mysteries still unsolved to this day which brings a fun topic of discussion to any conversation. Our people are welcoming and engaging and will treat you like family from the moment you meet.
This amazing publication is intended to be a guideline to our island home and to give some insight as to why we believe this is the place to be when considering your real estate adventures. Inside these pages we will introduce you to the very highest quality attorneys, services, restaurants and social adventures. As well as a glimpse into our incredible luxury partners who offer the very best in service and quality.
At Keller Williams Luxury Bermuda, we are built on the principles of integrity, honesty and trust. We believe that your home is more than a feeling, a sense, it’s about how you envision your life and the memories you will create in this space.
Again, Welcome and thank you for taking the time to spend a few moments with us in these pages. We look forward to beginning the journey with you!
Warmest regards,
Buddy Fleming Director of Luxury
Buddy Fleming Director of luxury
06 09 014 020
The Island
Our Corner of The World
Welcome to explore the vibrant area of Bermuda. Discover a wide range of local activities, including cultural events, recreational opportunities, and entertainment options.
Our Schools Tips for Parents
When choosing where our kids will learn and grow, it’s super important to think it through. To help you out, we’ve put together some tips to make the decision easier.
Design & Style
Tackling Interior
Design in Your New House
Moving into a new house is an exciting milestone, brimming with possibilities for personalisation. By following a structured approach and keeping a few key principles in mind, you can transform your new house into a home that reflects your personality and meets your practical needs.
Recommended Eateries
Best Island Restaurants in Bermuda
Find local food venues and restaurants that are loved by foodies throughout the neighbourhood – from all-day dining hotspots and cosy gastropubs, to local Japanese restaurants, Insta-worthy brunch faves and unique eateries.
024 022 026
Entertainment
Bars & Hotspots
Whether you’re looking for a bar or somewhere to play pool or just want to have a look at a menu before you go, please check our picked list list below.
Famous Names Notable Residents
Bermuda has provided residence to a diverse array of notable individuals, including rock stars, celebrities, athletes, academics, and artists. Here are a few prominent figures who have called this area home.
Fractional Ownership
Our Director of Luxury, Buddy Fleming, is the busiest fractional sales person in Bermuda. Having managed fractional clubs in his past, he has a thorough understanding of the inner workings of fractional ownership.
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Great Strategies
In the realm of real estate, adding value to your home is not just about sprucing up its appearance; it’s an investment that can yield significant returns when done strategically.
Our CORNER of THE WORLD
Bermuda, a picturesque island in the North Atlantic Ocean, is often celebrated as a dream destination for tourists, but it is also an exceptional place to live. With its stunning natural beauty, rich cultural heritage, favorable climate, and strong sense of community, Bermuda offers a high quality of life that appeals to many. Here are several compelling reasons why Bermuda is a great place to call home.
BERMUDA
One of the most striking features of Bermuda is its breathtaking natural beauty. The island is renowned for its pink sand beaches, crystal-clear turquoise waters, and lush, verdant landscapes. The unique limestone formations along the coastline, combined with an array of coral reefs just offshore, create a stunning environment for outdoor enthusiasts. Residents have the luxury of enjoying year-round activities such as swimming, snorkeling, diving, and sailing. The natural beauty of Bermuda is not just a backdrop to life on the island; it is an integral part of daily living that inspires and rejuvenates.
Bermuda enjoys a subtropical climate that is mild and temperate, making it an ideal location for those who prefer a warm environment without the extreme heat or cold. The island experiences a moderate range of temperatures, with mild winters and warm, pleasant summers. This climate
The
allows for outdoor activities throughout the year and supports a lifestyle that emphasizes health, wellness, and an active engagement with the
summers found in other parts of the world.
RICH CULTURAL HERITAGE
Bermuda boasts a rich cultural heritage that reflects its history as a British Overseas Territory and its unique position in the Atlantic. This cultural tapestry is evident in the island’s architecture, cuisine, music, and traditions. Bermuda is home to a blend of British colonial history, African heritage, and native influences, which are celebrated in local festivals, parades, and cultural events throughout the year. The island’s museums, historic sites, and cultural institutions provide a window into Bermuda’s storied past, offering residents a deep sense of place and connection to the island’s history.
SENSE OF COMMUNITY
island’s clean air, beautiful landscapes,
and temperate climate make it a pleasant place to live year-round.
environment. The island’s weather is a significant draw for those looking to escape the harsh winters or sweltering
Adefining characteristic of life in Bermuda is the strong sense of community and friendliness of its residents. Bermudians are known for their warmth and hospitality, often welcoming newcomers with open arms. This close-knit community fosters a sense of belonging and security, which is highly valued by those who live on the island. There are
numerous community organizations, clubs, and events that encourage social interaction and engagement, helping residents build lasting friendships and networks. The emphasis on community and togetherness makes Bermuda feel like a large, extended family.
HIGH STANDARD OF LIVING
Bermuda is one of the wealthiest and most developed islands in the Atlantic, offering a high standard of living. The island boasts a strong economy, largely driven by international business and tourism, providing numerous job opportunities and a relatively high average income. The infrastructure is well-developed, with excellent healthcare facilities, modern amenities, and quality education options, including both public and private schools. The high standard of living is complemented by a low crime rate, contributing to a safe and secure environment for residents.
HEALTHCARE & EDUCATION
The healthcare system in Bermuda is of a high standard, with well-equipped hospitals, clinics, and medical professionals. Residents have access to comprehensive healthcare services, including specialists and emergency care, which ensures peace of mind and security. Similarly, the education system in Bermuda is robust, with a variety of schooling options that cater to different needs and preferences. There are several private and public schools that provide quality education, and the island’s proximity to North America means access to top-tier higher education institutions is within reach.
LOCATION & CONNECTIVITY
Bermuda’s strategic location in the North Atlantic makes it an excellent hub for travel and connectivity. The island is just a two-hour flight from major cities on the East Coast of the United States, such as New York, Boston, and Washington, D.C.,
making it easy for residents to travel for business or leisure. This accessibility is a significant advantage for professionals who may need to commute or travel frequently. Additionally, Bermuda’s time zone aligns well with major financial centers, which is advantageous for those working in international business and finance.
Bermuda has a robust economy, particularly in the sectors of finance, insurance, and international business. The island is a global leader in reinsurance and has a thriving financial services industry, providing ample opportunities for professionals seeking career advancement. The government actively supports business development and entrepreneurship, making Bermuda an attractive location for business owners and investors. The presence of multinational companies and the island’s status as a tax-neutral jurisdiction further enhance its appeal to professionals from around the world.
OUR
When choosing where our kids will learn and grow, it’s super important to think it through. To help you out, we’ve put together some tips to make the decision easier. Lots of schools and daycares offer free tours, so we really recommend checking them out before you decide where your child will go.
TIPS FOR PARENTS
SOMERFIELD ACADEMY
Founded in 1991, we aim to provide an unmatched educational experience in Bermuda. The academy fosters curiosity, compassion, respect, and encourages the individual dreams and talents of its students. Somersfield offers an empowering learning environment through its accredited Montessori and International Baccalaureate curriculum. It serves a diverse student body from Bermuda and around the globe, embracing a strong sense of community and shared core values.
107 Middle Road Devonshire DV06 BERMUDA
+1-(441) 236-9797
www.mysomersfield.com
Our school in Bermuda is a leading institution known for its dynamic and comprehensive programme that caters to a wide range of student interests and talents. We offer robust academic study alongside extensive opportunities in sports, music, drama, co-curricular activities, and community engagement. As a selective, co-educational, independent school, we place a strong emphasis on pastoral care and holistic development. Our 850 students, ranging from Reception Year to Year 13, benefit from a nurturing and enriching environment. It is both a personal privilege and an honor to serve as the Principal, working alongside a dedicated Board of Governors and Faculty, as well as our gifted and hardworking students.
When selecting an school for your child it is important to take into account your child’s individual needs, learning style, interests, and goals when making this decision.
STEP 2
Research on different Schools
Once parents know what type of a school their child will benefit in, they should start researching those schools and make a list. By researching different schools, parents can get an in-depth understanding of the educational opportunities that each school provides and determine which school would be best suited for their child’s needs. Additionally, researching on different schools can provide parents with insight into the safety and security measures that are in place at each school, and give them a better idea of the quality of education they will be providing for their child.
TIPS FOR PARENTS
STEP 3
Visit the shortlisted schools
Once parents have made a list of the shortlisted schools, the next step should be to visit them. Visiting different schools gives parents an opportunity to assess the quality and worthiness of each school and determine which one is best suited for their child.
STEP 4
Application Form
For a parent, the final step to selecting a school for your child should be to apply to the top selected schools. It’s important for parents not to restrict themselves only to one school application and apply to at least 2-3 best schools in case the child doesn’t get selected in one of them. Also its important for parents to start the application process as soon as possible before the school stops taking in more students.
WARWICK ACADEMY
BERMUDA HIGH SCHOOL
BHS is renowned for its comprehensive preparation of students for both university admission and success, as well as for life. We build confidence, resilience, and self-awareness through engaging service programs, dynamic extra-curricular activities, STEAM week challenges, artistic endeavors, and leadership opportunities across Primary and Secondary education.
As a proud member of the Round Square network, our students have the chance to expand their learning beyond Bermuda, applying their campus experiences globally. They develop essential social-emotional skills necessary for adulthood through collaborative classroom projects, the Arts, and Athletics.
We take pride in our alumni, who cherish their time at BHS and maintain lifelong friendships formed on our vibrant campus. Our students embody the BHS mindset, demonstrating courage, curiosity, and contribution as they confidently and purposefully navigate a changing world.
Bermuda’s premier co-educational, independent day school, welcoming students aged 4-18. With a legacy of high academic standards and successful alumni, Saltus offers a diverse, creative, and innovative learning environment. Our goal is to provide a rich educational experience that prepares students for the myriad opportunities the future holds.
As an accredited member of the Canadian Accredited Independent Schools (CAIS), Saltus adheres to the highest standards of education. CAIS accreditation is a hallmark of excellence, ensuring our programs meet rigorous quality benchmarks and provide top-tier educational experiences.
Saltus’s curriculum is designed with a global perspective, equipping students with the knowledge and skills to succeed in an interconnected world.
CHATMORE BRITISH INTERNATIONAL SCHOOL
Discover the Joy of Learning at Chatmore
In today’s world, individuals with strong interpersonal skills and a love of learning are highly sought after. At Chatmore, we support our students in discovering their passions while challenging them to seek growth in every aspect of their lives.
Our innovative approach to learning features mixed-age classes and personalized learning pathways, allowing each student to shine in their strengths. This dynamic environment fosters academic success and nurtures curiosity, critical thinking, and kindness.
Chatmore is described by a parent, JW, as “the best of what a school can be and should be, and the best of what Bermuda can be and should be. It holds deep local roots, yet welcomes students, families, and teachers with global perspectives.” This highlights our commitment to both local and international inclusivity.
At Chatmore, we are dedicated to nurturing a love of learning and personal growth in every student. Our supportive and inclusive environment prepares students not only for academic success but also for a fulfilling life beyond the classroom.
Come and be a part of a community where learning is a joyful and shared experience.
9 St Mark’s Road Smiths, Bermuda FL06 +14412363339 www.chatmore.org/admissions
This commitment to a broad, inclusive education is reflected in the diverse destinations of our graduates.
Our approach to education embraces creativity and innovation, fostering an environment where students can thrive academically and personally.
Choosing Saltus means joining a community dedicated to educational excellence and global readiness. We are committed to nurturing the aspirations of our students, preparing them to become leaders and innovators in their chosen fields.
Discover the Saltus difference and be part of a tradition of excellence and innovation that spans generations.
Main Campus (Woodlands) 108 St. John’s Road Pembroke Bermuda HM 09 Phone: 441-292-6177
www.saltus.bm/explore/overview
Interview with Chancery Legal
Tell us a little about the background of Chancery Legal?
Chancery Legal are a boutique law firm located in the City of Hamilton, the firm was founded by Mark Pettingill who has served as the Attorney General to Bermuda and has played a fundamental role in the shaping of many of Bermuda’s laws and continues to sit as a Judge of the Courts. We adopt a people first approach to our practice, building lasting relationships with our clients, working to tailor our advice and approach to their specific needs at that moment in time. We offer a full range of services from Real Estate, Litigation, Corporate/ Company as well as Estate Planning to UHNW & HNW Bermudian residents and international clients from across the globe.
Why should people select you for their property purchase?
Our Real Estate department is headed up by Will Warnock who originally qualified in England as a solicitor and has many years Real Estate experience covering residential properties (freehold and condos) as well as commercial and fractional ownership property. We can cover it all. We aim to make your property purchase as smooth and stress free as possible. Buying property is a significant financial investment and we’ll take the necessary steps to both protect your investment and explain the process & timescales clearly to you throughout the process. Keeping you protected, up to date and informed is our priority.
How has the role of the conveyancer evolved over the years?
In someway the role of a conveyancer has remained largely the same for 100 years, which isn’t surprising seeing as the main Bermuda property legislation is based largely on English property law from 1925 (England still relies heavily on this same law today as well), we are here to work with you to ensure you are getting what you are paying for and to ensure compliance with the relevant local laws, such as the need for a licence for international purchasers to acquire property here.
What has changed is how we do this work, gone are the days using reams of paper in files, corresponding via letter and numerous face to face meetings. As a firm we utilise the technology available to us, email, video calls and WhatsApp to correspond with you faster and in a way that suits your preferences. The good thing is we are still here in the office should you wish to meet face to face, but now the choice is yours.
Can you give an example of how you have benefited a client during a difficult transaction?
Whilst we can’t go into the specifics of any particular client’s matter, it is true that occasionally a property transaction can become more complex or protracted than all involved would wish. Should this happen, our focus is always on taking full stock of the issue, utilising our experience in Real Estate to then communicate both the issue and potential courses of action to you in a clear and understandable manner. Where needed we have a number of attorneys and barristers each with their own skill set who can be called upon in seeking a resolution to the issue. The key is always for you, the client, to fully understand what is happening, why and then be presented with clear routes forward to deal with the same. Fortunately, for the vast majority of property transactions there’s often a path to resolution. This can be as simple as us calling and speaking with all parties involved including the real estate agent and attorney for the other side. Good, clear and succinct communication is almost always a path to resolving a difficult transaction, something we excel at.
What changes do you foresee for the property market in the future?
I believe the property market and conveyancing will be facing the same changes most aspects of our life will be, that is, digitisation and the use of technology. Change is often good and we are committed to moving with the tides of change to provide our clients with a constantly improving service.
William Warnock
Tackling INTERIOR DESIGN IN YOUR
New House
BENEFICIAL TIPS AND GUIDELINES
Moving into a new house is an exciting milestone, brimming with possibilities for personalisation. However, the process of interior design can seem daunting with countless decisions to make and numerous styles to consider. By following a structured approach and keeping a few key principles in mind, you can transform your new house into a home that reflects your personality and meets your practical needs.
Before you dive into decorating, it is essential to create a comprehensive plan. This involves assessing the space, identifying your style, and setting a budget.
• ASSESS THE SPACE: Begin by evaluating each room. Consider the architectural features, such as windows, doors, and builtin elements. Note the room’s dimensions and how natural light interacts with the space. This will help you determine the best layout and design choices.
• IDENTIFY YOUR STYLE: Take time to explore different interior design styles. Whether you prefer modern minimalism, rustic charm, or classic elegance, understanding your aesthetic will guide your decisions and ensure cohesion throughout the house. Create a mood board with images, colours, and textures that resonate with you.
• SET A BUDGET: Interior design can be expensive, so it is crucial to establish a budget. Prioritise the rooms that need immediate attention and allocate funds accordingly. Be realistic about what you can achieve and consider cost-saving measures like DIY projects or upcycling existing furniture.
PRIORITISE FUNCTIONALITY
While aesthetics are important, functionality should not be overlooked. Your home needs to work for your lifestyle, so consider how each space will be used.
◊ ROOM FUNCTION: Define the primary function of each room. For example, the living room may serve as a space for relaxation and entertainment, while the kitchen is for cooking and dining. Understanding the purpose of each room will influence your design choices, from furniture selection to layout.
◊ FLOW AND ACCESSIBILITY: Ensure that the layout allows for easy movement and access. Avoid cluttered spaces and create clear pathways. In rooms like the kitchen and bathroom, consider
the ‘work triangle’ concept, which optimises the distance between the sink, stove, and refrigerator for efficient use.
◊ STORAGE SOLUTIONS:
Adequate storage is essential for maintaining an organised home. Incorporate built-in storage solutions where possible, and invest in multi-functional furniture like ottomans with hidden compartments or beds with underbed drawers.
Colour plays a pivotal role in interior design, influencing mood and perception of space. When selecting a colour scheme, consider the following:
• ACCENT COLOURS: Introduce accent colours to add interest and personality. These can be incorporated through cushions, rugs, artwork, and decorative items. Use the 60-30-10 rule: 60% of the room should be the dominant colour, 30% a secondary colour, and 10% an accent colour.
AWhether you prefer modern minimalism, rustic charm, or classic elegance, understanding your aesthetic will guide your decisions and ensure cohesion throughout the house.
START WITH A PLAN
CHOOSE A COLOUR SCHEME
• BASE COLOURS: Choose a neutral base colour for larger areas such as walls and floors. Neutral tones like white, beige, and grey provide a versatile backdrop that can be easily updated with accessories and furnishings.
• COHESION: Ensure a cohesive flow throughout your home by selecting colours that complement each other. Consider using a colour palette that extends from room to room, creating a harmonious transition.
Selecting the right furniture and arranging it effectively is key to a well-designed space.
» SCALE AND PROPORTION: Choose furniture that fits the scale of the room. Oversized pieces can make a small room feel cramped, while too-small furniture can make a large room feel sparse. Measure your space and consider the proportion of each piece in relation to the room.
» FOCAL POINTS: Identify focal points in each room, such as a fireplace, a piece of art, or a statement piece of furniture. Arrange your furniture to highlight these features and create a balanced composition.
» COMFORT AND QUALITY: Invest in quality furniture that is both comfortable and durable. While it might be tempting to go for cheaper options, well-made furniture will stand the test of time and provide better comfort and support.
Lighting is a crucial element that can dramatically affect the ambience and functionality of your home.
◊ NATURAL LIGHT: Maximise natural light by keeping windows unobstructed and using light, airy window treatments. Mirrors can also be strategically placed to reflect light and create a sense of spaciousness.
◊ LAYERED LIGHTING: Incorporate a mix of ambient, task, and accent lighting. Ambient lighting provides overall illumination, task lighting focuses on specific
activities, and accent lighting highlights architectural features or artwork. Use dimmer switches to adjust the intensity and create the desired mood.
◊ LIGHT FIXTURES: Choose light fixtures that complement your design style. Chandeliers, pendant lights, and wall sconces can serve as statement pieces, while recessed lighting offers a subtle, modern look.
FURNITURE AND LAYOUT
LIGHTING
PERSONAL TOUCHES
Personal touches make a house feel like a home. Incorporate elements that reflect your personality and interests.
• ARTWORK & DECOR: Display artwork, photographs, and decor items that hold personal significance. This could include travel souvenirs, family heirlooms, or pieces created by local artisans.
• TEXTIES AND ACCESSORIES: Use textiles like cushions, throws, and rugs to add texture and warmth. Accessories such as vases, candles, and plants can inject colour and life into a room.
• BOOKS AND COLLECTIONS: Showcase your favourite books and collections. This not only adds a personal touch but also provides insight into your interests and passions.
Choose materials that are environmentally friendly and sustainably sourced.
SUSTAINABLE CHOICES
Incorporating sustainable design practices can benefit both the environment and your well-being.
» ECO-FRIENDLY MATERIALS: Choose materials that are environmentally friendly and sustainably sourced. Look for furniture made from reclaimed wood, organic fabrics, and nontoxic finishes.
» ENERGY EFFICIENCY: Opt for energy-efficient appliances and lighting. Install programmable thermostats and consider using solar power where possible.
» INDOOR PLANTS: Indoor plants improve air quality and add a touch of nature to your home. Choose low-maintenance varieties that thrive indoors, such as succulents, spider plants, and peace lilies.
Final Thoughts
Tackling interior design in your new house is a journey that requires patience, creativity, and careful planning. By prioritising functionality, choosing a cohesive colour scheme, selecting appropriate furniture, optimising lighting, adding personal touches, and making sustainable choices, you can create a space that is not only beautiful but also uniquely yours. Remember that your home is a reflection of your personality, so don’t be afraid to experiment and infuse it with elements that make you happy. Enjoy the process and take pride in the home you create.
HEAD OF THE CONYERS BERMUDA REAL ESTATE & PROPERTY PRACTICE
Q&A Q&A with Francesca Fox
Tell us a little about the background of Conyers Law
Founded in 1928, Conyers was the first offshore law firm in Bermuda. Today, we remain at the forefront of the jurisdiction, offering unrivalled expertise in corporate, banking, finance, insurance, investment funds, aviation, shipping, property, private client & trust, and litigation.
Why should people select you for the property purchase?
With over 75 years of experience advising on Bermuda real estate laws, Conyers can advise on any real estate deal on the island, whether standard or complex, residential or commercial. Our clients range from local home owners to international property developers.
above $25,800 or houses or condos in hotel developments qualify.
Do foreign nationals need a licence to buy property in Bermuda?
Yes, all foreign nationals require a licence issued by the Bermuda Government before they can buy a property. The application process generally takes between six and eight weeks to approve and is an integral part of the purchase process.
What attracts high-net worth individuals to purchase property in Bermuda?
The desire for a safe but sophisticated retreat attracts high-net-worth individuals and their families to have their primary
Our team of experts can assist you with property sales or purchases, leases and financing, including mortgages. With our combination of technical expertise and market knowledge, you’ll know your deal is in safe hands.
How does a foreign national buy property in Bermuda?
To preserve housing and undeveloped residential land for Bermudian ownership, the Bermuda Government restricts which properties are available for purchase by foreigners. Non-Bermudians are generally limited to purchasing high-end houses or condos. Whether or not a property is available for purchase by foreigners is determined by its annual rental value (ARV). Presently, only houses with an ARV above $126,000, condos with an ARV
or secondary residence in Bermuda. The island offers an enviable lifestyle, with ease of access from anywhere in the world, modern infrastructure, and welldeveloped financial services industries.
What advice would you give persons interested in buying property in Bermuda?
Buying property in Bermuda can be a rewarding investment, but it’s important to be well-prepared. Bermuda has specific laws regarding property ownership, especially for non-Bermudians and we recommend consulting with a property lawyers to understand the intricacies of buying a Bermuda property. Ensure you have a clear understanding of the costs involved, including legal fees, taxes, insurance, and utility bills.
What changes do you foresee for the property market in the future?
The economic and social impact of the pandemic put a temporary halt on global mobility. As the effects dissipated we saw increasing interest from high-networth individuals and their families in having a primary or secondary residence in Bermuda and this has continued as a result of current global conflicts and geopolitical events. As a self-governing British Overseas Dependent Territory, Bermuda offers stability and tranquillity in a modern and sophisticated environment.
Bermuda
Francesca S. Fox Director
+1 441 278 7989 francesca.fox@conyers.com
Cynthia M. Millett Counsel
+1 441 298 7898 cynthia.millett@conyers.com
Oliver Goodwin Senior Associate
+1 441 278 7996 oliver.goodwin@conyers.com
to learn
ISLAND RESTAURANTS
AROUND YOUR AREA
OUR PICK OF THE ISLAND RESTAURANTS
Find food venues and restaurants that are loved by foodies throughout the island – from all-day dining hotspots and cosy gastropubs, to local Japanese restaurants, Insta-worthy brunch faves and unique eateries.
INTREPID
Exclusively serving dinner, Intrepid is an upscale steak, seafood, and raw bar restaurant, offering a contemporary twist on the classic American grill for a refined dining experience.
Intrepid Steak, Seafood & Raw Bar occupies the flagship restaurant space in the hotel’s Gazebo Wing, providing a sophisticated steakhouse atmosphere with panoramic harbor views and stylish floor-to-ceiling Art Deco décor. Art enthusiasts will appreciate the new additions to the hotel’s collection, including a larger-than-life canvas original by KAWS titled The Great Below, which overlooks the revamped private dining room space. Hamilton Princess, 76 Pitts Bay Road, HM08, Bermuda 1-441-295-3000
Ascots is truly a gem of a restaurant in Bermuda, known not only for its outstanding cuisine, service, and ambiance but also for its prime location and setting.
Located at the Royal Palms Hotel, one of the most beautiful boutique hotels on the outskirts of the city of Hamilton, Ascots is just a few minutes’ walk from the Fairmont Hamilton Princess and the bustling Front Street city center.
The menu offers the most comprehensive selection of culinary delights that will please and satisfy any food lover.
Our cuisine is recognized by many publications to be one of the best in Bermuda.
Amid the hustle and bustle of front Street, Port O Call is an oasis of fine cuisine. This intimate restaurant is one of the most popular spots for lunch or dinner in Bermuda. The innovative award winning contemporary menu features fresh local fish, Certified Angus steaks and the best Bermuda produce.
87 FRONT STREET, HAMILTON +14412955373 www.portocall.bm
CAFE LIDO
Cafe Lido is a renowned Italian restaurant located at the picturesque Elbow Beach, Bermuda. Open seven days a week, Cafe Lido serves lunch and dinner, with a special lunch/brunch menu available on Saturdays and Sundays.
Cafe Lido is perfectly set against the backdrop of the Atlantic Ocean and Bermuda’s famous pink sand, offering diners breathtaking views. Whether you choose to dine indoors or al fresco, the serene ambiance creates a sophisticated dining experience, ideal for romantic dates or casual outings.
For over 30 years, Cafe Lido has built a loyal following thanks to its modern and fresh culinary approach. The restaurant prides itself on an extensive wine list and hand-crafted cocktails, enhancing every meal.
Indulge in the restaurant’s signature dishes, which include the daily fresh harvest from sustainable local fishermen, sizzling meats, and authentic Italian cuisine. Every seat in the house provides stunning ocean views, making every meal a memorable occasion.
Visit Cafe Lido for an exceptional dining experience where the exquisite flavors of Italy meet the tranquil beauty of Bermuda’s coastline. Whether you’re enjoying a light lunch or an elegant evening meal, Cafe Lido promises an unforgettable culinary journey.
60 South Shore Road Paget PG, 04, Bermuda www.lido.bm
AURORA
Aurora’s seasonal menu features fresh local seafood and produce from Bermuda’s best fishermen and farmers. We are committed to sourcing sustainable ingredients from local suppliers, ocean to table. We look forward to welcoming you to Aurora at Newstead Belmont Hills Golf Resort & Spa
The Pink Beach Club starts the day by serving breakfast with stunning views of the sun rising over the Atlantic. As the day progresses, leisurely lunches seamlessly transition into dinner and drinks under the stars.
Though its open-air setting is laidback and its signature dishes, such as burgers and crab cakes, are perfect for a day spent by the sea or poolside, the kitchen remains dedicated to its core culinary mission: utilizing only the best and freshest ingredients, sourced locally whenever possible. The ahi tuna in the poke bowls comes straight from the waters off Bermuda, while the newly plucked mushrooms in the ravioli are grown on nearby farms.
116 South Road Tucker’s Town Smiths Parish HS 01 Bermuda +14412931666
www.thelorenhotels.com/ bermuda
BARS & HOTSPOTS
OUR PICK OF THE LOCAL BARS & NIGHTLIFE
Bermuda is known for its stunning beaches, rich history, and vibrant nightlife. Here are seven of the best bars in Bermuda where you can enjoy a delightful drink, soak in the atmosphere, and experience local culture:
THE SWIZZLE INN
Famous for inventing Bermuda’s national drink, the Rum Swizzle, The Swizzle Inn is a must-visit for anyone looking to experience a classic Bermudian bar. Located in Bailey’s Bay, this bar boasts a lively atmosphere, with a cozy pub feel. Patrons can enjoy local cuisine, live music, and a warm, welcoming vibe.
THE FROG AND ONION PUB
ituated in the Royal Naval Dockyard, The Frog and Onion Pub offers a unique British-style pub experience with a Bermudian twist. It features a selection of locally brewed craft beers from the Dockyard Brewing Company. The pub’s charming, rustic interior and outdoor seating make it a great spot for both locals and tourists.
HOG PENNY
One of the oldest pubs in Bermuda, Hog Penny in Hamilton is known for its traditional English pub ambiance and hearty dishes. With its dark wood paneling, cozy nooks, and nightly live music, it’s a fantastic place to unwind. The pub also claims to be the inspiration for the Cheers bar in Boston.
1609 BAR & RESTAURANT
Located at the Hamilton Princess & Beach Club, 1609 Bar & Restaurant offers stunning views of Hamilton Harbour. This open-air bar provides a chic, modern atmosphere with a menu full of creative cocktails and seafood dishes. It’s an ideal spot for sunset drinks with a panoramic view.
DOCKSIDER PUB & RESTAURANT
A favorite among locals, Docksider is located in the heart of Hamilton and is known for its lively atmosphere, great selection of beers, and sports broadcasts. It’s a go-to spot for socializing, especially on game nights or weekends when live music is often featured.
EACH OF THESE BARS BRINGS SOMETHING UNIQUE TO THE TABLE, FROM STUNNING OCEAN VIEWS AND HISTORIC CHARM TO VIBRANT NIGHTLIFE AND CRAFT COCKTAILS, MAKING BERMUDA A FANTASTIC DESTINATION FOR BAR-HOPPING ENTHUSIASTS.
MICKEY’S BEACH BISTRO & BAR
Nestled on Elbow Beach, Mickey’s is the only bar and bistro located directly on Bermuda’s famous pink sand. It offers a laid-back beach vibe, perfect for enjoying cocktails with a view of the ocean. The bar is renowned for its fresh seafood dishes and tropical drinks.
DEVIL’S ISLE CAFE
A trendy spot in Hamilton, Devil’s Isle Cafe is more than just a bar; it’s a bustling café and bar that transitions smoothly from day to night. Known for its craft cocktails and sustainable ethos, it offers a cozy environment to enjoy unique drinks, local beers, and a variety of organic dishes.
Notable Residents
KENNETH AMIS Musician
A Bermudian tuba player best known for his association with the Empire Brass. He is also the assistant conductor of the MIT Wind Ensemble, a group he has been involved with since its creation in 1999.
DAVID FRANCOLINI Musician
An English rock drummer, songwriter and record producer, best known as the drummer in Dark Star and Levitation.
MICHEAL DOUGLAS
Actor
LENA HEADEY Actress
An English actress.
Bermuad has provided residence to a diverse array of notable individuals, including rock stars, celebrities, athletes, academics, and artists. Here are a few prominent figures who have called this area home.
She gained international recognition and acclaim for her portrayal of Cersei Lannister on the HBO fantasy drama series Game of Thrones, for which she received five Primetime Emmy Award nominations and a Golden Globe Award nomination.
FLORA DUFFY
Athlete
American actor and film producer. He has received numerous accolades, including two Academy Awards, five Golden Globe Awards, a Primetime Emmy Award, the Cecil B. DeMille Award, and the AFI Life Achievement Award.
EUGENE O’NEILL
Playwright
Was an American playwright. His poetically titled plays were among the first to introduce into the U.S. the drama techniques of realism, earlier associated with Chekhov, Ibsen, and Strindberg
A triathlete who competes internationally for Bermuda. She participated on Bermuda’s behalf at the 2008 Summer Olympics in Beijing, and at the 2012 Summer Olympics in London.
OONA O’NEILL
Actress
Was a Bermudian-born actress, the daughter of Irish-American playwright Eugene O’Neill and English-born writer Agnes Boulton, and the fourth and last wife of actor and filmmaker Charlie Chaplin.
DIANA DOUGLAS Actress
Was a Bermudian-American actress who was married to actor Kirk Douglas from 1943 until their divorce in 1951. She was the mother of Michael and Joel Douglas.
WILLIAM DENSLOW Illustrator
Was an American illustrator and caricaturist remembered for his work in collaboration with author L. Frank Baum, especially his illustrations of The Wonderful Wizard of Oz.
Was a Bermudian actor. Along with Cy Grant, he was known as one of the first black actors to break the “colour bar” in the United Kingdom. He also had repeated appearances on many British science fiction programmes of the 1960s, including Doctor Who, The Prisoner and The Andromeda Breakthrough.
A Welsh actress. Recognised for her versatility, she has received various accolades, including an Academy Award, a British Academy Film Award, and a Tony Award. In 2010, she was appointed Commander of the Order of the British Empire for her film and humanitarian work.
EARL CAMERON Actor
CATHERINE ZETA JONES Actrress
fractional OWNERSHIP
Our Director of Luxury, Buddy Fleming, is the busiest fractional sales person in Bermuda. Having managed fractional clubs in his past, he has a thorough understanding of the inner workings of fractional ownership.
Fractional ownership has emerged as a popular investment option for those seeking to own a piece of luxury real estate without the full financial commitment. By dividing the ownership and usage rights of a high-value property among multiple individuals, fractional ownership offers a more accessible and affordable way to experience the benefits of luxury living. In Bermuda fractions are located within large luxurious resorts meaning that first class amenities are at your fingertips and these privileges are also part of your structured homeowners association fees.
and these privileges are also part of your structured homeowners association fees.
Fractional ownership allows multiple parties to invest in a property, with each person purchasing a share of the asset. This ownership model divides both the cost and the rights to use the property. For example, if a property is split into ten shares, each owner gets the right to use the property for a specified time while also sharing the financial responsibilities.
Unlike traditional timeshares, fractional ownership grants the owners an equity stake in the property, meaning they own a piece of the property itself, not just the right to use it. This also means that there is no maximum of how many weeks you can use your property, with rotating reservation types, you can use your property as much as you schedule will allow.
Fractional ownership has emerged as a popular investment option, for those seeking to own a piece of luxury real estate without the full financial
commitment.
Fractional ownership has emerged as a popular investment option for those seeking to own a piece of luxury real estate without the full financial commitment. By dividing the ownership and usage rights of a high-value property among multiple individuals, fractional ownership offers a more accessible and affordable way to experience the benefits of luxury living. In Bermuda fractions are located within large luxurious resorts meaning that first class amenities are at your fingertips
Affordability:
By splitting the purchase price, owners can invest in a luxury property that might otherwise be out of their budget.
Shared Responsibilities:
Maintenance, repairs, and taxes are shared among the owners, making it less burdensome compared to full ownership.
Property Utilization:
Fractional ownership ensures that the property is used more consistently, which helps with upkeep and monitoring any issues that arise.
Legacy Purchase: Fractional ownership is deeded interest so this can be willed to your children.
A great way to see if Bermuda is truly your favorite place : Many fractional owners use this as an introduction to the island to see if this truly is the place they want to spend all their free time, and many times fractional owners purchase larger, more private real estate to spend their lives here full time.
Golf Cart Lifestyle: Most fractions in Bermuda offer a golf cart lifestyle meaning your amenities are just a quick golf cart ride away to enjoy.
Elevate your lifestyle without breaking the bank. Fractional ownership offers the ultimate blend of luxury and affordability. By investing in a fraction of a highvalue property, you can unlock the doors to exclusive experiences, and shared responsibilities.
Don’t miss this opportunity to own a piece of something extraordinary.
international BUYERS
It is necessary to establish policies that control the types and number of homes eligible for purchase by non-Bermudians in order to preserve an adequate housing supply for the Bermudian purchaser. International Purchasers are able to purchase property in the following categories:
Freehold Houses and Estates with a minimum qualifying Annual Rental Value (ARV) of $126,000
Any condominium within a designated Tourism Condominium Development (defined below)
Every single residence in Bermuda is assigned an ARV for the purpose of calculating annual land tax. However, the ARV is not an indication of what the home is able to achieve on the rental market.
Permanent Residency Certificate (Prc) Holders Are Given Certain Privileges And Exemptions Not Given To Non-Bermudians. This Staus Is Usually Achieved By Marriage To A Bermudian Citizen Or A Long Term Resident Who Has Qualified Under Application To The Immigration Department
cost housing project
Any freehold property regardless of its (ARV)
In 2020 The Bermuda Government Introduced The Economic Investment Certificate & Residential Certificate Program (Eic)
Bermuda welcomes eligible persons to make expressions of interest in the certificate encourages and enables high net worth individuals to make substantial economic investments into Bermuda.
Investments may be made in one or more investment categories which are defined in the policy statement. Benefits for investors include, residency rights for a period of 5 years after which the grant of a Permanent Residency Certificate.
We Recommend That You Contact Qualified Bermuda Legal Counsel In Order To Guide You Through This And Any Process Associated With The Your Purchase.
Types of Ownership of Bermuda property
are:
Buying Bermuda, what you need to know….
The Following Categories Of Property Qualify For Sale To Prc Holders.
Any condominium provided it is not within a Government sponsored low
Properties that are purchased by a non-Bermudians are typically made in the name of an individual or individuals in joint tenancy or as tenants in common.
Bermuda Exempted Companies that meet the established requirements
may, at the discretion of the Minister, acquire certain residential and commercial property. We recommend discussing this with your Bermuda Counsel.
The Minister has approved nonBermudians purchasing by way of a Trust subject to specific requirements. For instance, you must have locally licensed Trustees and the property is only limited to one lifetime and must be sold within a prescribed timeframe after the death of the Settlor of the Trust. Other restrictions to do apply and we recommend discussing this with your Bermuda Legal Counsel.
Non-Bermudians are permitted to own 2 properties simultaneously.
In Order To Purchase Real Estate In Bermuda A Non-Bermudian Needs A License To Acquire Property
The Department of Immigration requires non-Bermudian purchasers to attain a license to acquire the land and property. Your Bermuda Legal Counsel will assist in this process, however an application must be submitted to the Bermuda Government and approved before the purchase can close with this process taking 60 days or more. In addition to the property price purchasers will incur the additional acquisition tax calculated on the purchase price as follows:
12.5% for freehold homes
6.5% for tourism condominium developments (such as Tucker’s Point Club, St. Regis, Azura, Newstead and The Loren), Condominiums that are not within a tourism development cannot currently be sold to non-Bermudians.
6% for Permanent Resident Certificate holders
Other associated documentation and costs are:
A bank reference and personal references are also required with the application.
NON-BERMUDIANS ARE PERMITTED TO OWN 2 PROPERTIES SIMULTANEOUSLY.
The license application fee.
A 10% deposit is required at the time you sign the Sales & Purchase Agreement and will be held in Escrow by your Bermuda Counsel.
The Vendor is responsible for 100% of the Sales Commission and 50% of the conveyancing (legal) and stamp duty fees (shown below)
Agents Commission is calculated as 5% of the purchase price for homes. 10% for fractional ownership sales. The Vendor is responsible for the
cost of having the property surveyed and staked prior to the property sale closing.
The Purchaser is responsible to pay for any building survey/inspections that have been made a condition of the purchase.
Bermuda Stamp Duty is calculated on the purchase price.
First $100,000 is at 2.10%
$1,000,000 – $1,500,000 is at 6.30%
$1,500,000 and Thereafter is at 7.35%
Anti-Money Laundering And Anti-Terrorism Funding Laws
Bermuda real estate brokers and agents are regulated under the Bermuda Proceeds of Crime (Anti-Money Laundering and Anti-Terrorist Financing) Regulations 2008.
We are required to obtain Know Your Customer (KYC) information from both buyers and sellers in order to conduct risk assessments. You will be asked to provide certified colored copies of your passport, a current utility bill as proof of residence and completion of a Customer Due Diligence Form.
adding to your home value
In the realm of real estate, adding value to your home is not just about sprucing up its appearance; it’s an investment that can yield significant returns when done strategically. Whether you’re looking to sell your property in the near future or simply aiming to enhance your living space, here are seven proven strategies to boost your home’s value.
on modernizing the kitchen with updated appliances, countertops, and cabinetry. Opt for timeless designs and neutral colors that appeal to a broad range of tastes. Additionally, consider adding functional elements such as a kitchen island or a pantry to increase both aesthetics and utility.
Consider replacing worn-out tiles, installing energy-efficient toilets, and adding extra storage space. A clean, well-maintained bathroom can significantly increase your home’s value and appeal.
Similar to kitchens, bathrooms are key selling points for homes. Upgrading fixtures, such as faucets and showerheads, can instantly give a bathroom a more luxurious feel.
The first impression matters. Invest in enhancing your home’s curb appeal by maintaining a well-manicured lawn, planting colorful flowers, and adding appealing exterior lighting. Fresh paint for the front door and clean, well-defined pathways can make a world of difference. Potential buyers or visitors should feel drawn to your home from the moment they arrive.
In today’s environmentally conscious world, energyefficient homes are highly sought after.
ENERGY-EFFICIENCY IMPROVEMENTS KITCHEN
The kitchen is often considered the heart of a home, and it’s a prime area for adding value. Focus
Investing in energy-saving upgrades not only reduces utility bills but also adds value to your property. Consider installing solar panels, upgrading to energy-efficient windows and doors, and enhancing insulation. These improvements not only benefit the environment but also make your home more attractive to potential buyers.
Many modern homeowners prefer open, spacious layouts that facilitate seamless interaction between different areas of the house. If feasible, consider knocking down non-load-bearing walls to create a more open floor plan. This can make your home feel larger and
CURB APPEAL ENHANCEMENT
REMODELING
BATHROOM UPGRADES
OPEN FLOOR PLAN
more inviting, ultimately increasing its value. However, be sure to consult with a professional to ensure structural integrity and compliance with building codes.
SMART HOME TECHNOLOGY INTEGRATION
Incorporating smart home technology can make your property more desirable and valuable in today’s tech-savvy market. Install smart thermostats, lighting systems, security cameras, and door locks that can be controlled remotely via smartphone apps. Not only do these technologies enhance convenience and security, but they also appeal to buyers looking for modern amenities.
Remember to prioritise improvements that align with your budget, market trends, and the preferences of your target demographic.
ADDITIONAL LIVING SPACE
Increasing the livable square footage of your home can have a significant impact on its value. Consider finishing unused spaces such as basements, attics, or garages to create additional living areas. These spaces can be transformed into home offices, gyms, entertainment rooms, or guest suites, depending on your needs and preferences. Adding functional living space increases the versatility and appeal of your home, attracting potential buyers willing to pay a premium.
in conclusion
Adding value to your home involves a combination of aesthetic enhancements, functional upgrades, and strategic investments. By focusing on areas such as curb appeal, kitchen and bathroom remodeling, energy efficiency, open floor plans, smart home technology, and additional living space, you can significantly increase your property’s value and appeal to potential buyers. Remember to prioritize improvements that align with your budget, market trends, and the preferences of your target demographic. With careful planning and execution, your home can become not only a comfortable living space but also a lucrative asset.
