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e Australian Mortgage Fund September 2011 / As at 31 August 2011 age Trobe Australian Mortgage FundFund Fund Update La Trobe Australian Mortgage
Mortgage Fund 2011 Update Update 011 /Mortgage As at 31 AugustFund
ptember 2011 / As at 31 August 2011 September 2011 / As at 31 August 2011
Client Service Hotline 1800 818 818 Key Features of the Fund
Effective rate for September 2011
7.80 % % % 7.80 7.80 7.80 p.a.
%
p.a.
• Mortgage to Cash Ratio 88:12 ^ • Returns paid monthly or quarterly to Australian/Overseas bank accounts • Established Manager with over 50 years proven track record Effective rate for September 2011 Effective for September annualised compounding • Direct banking of income and withdrawals* Effective rate for September 20112011 %rate ^ y Features of the Fund p.a. interest rate • No entry fee of the Fund Key Features Mortgage to Cash Ratio 88:12 of the• Fund Variable Pooled Mortgage • Mortgage Minimum $1,000 ^ toinvestment Cash Ratio 88:12 ^ eturns paid monthly or quarterly to Australian/Overseas bank accounts ash Ratio 88:12 • Average Fund Loan-to-Valuation Ratio 59.3% • Returns paid monthly or quarterly to Australian/Overseas bank accounts Ratings ^ stablished Manager with over 50 years proven track record Funds Under Management $433 million onthly • or• Established quarterly to Australian/Overseas bank accounts Manager with overof*50 years proven track record The Pooled Mortgages Option has been annualised compounding Direct banking of income and withdrawals % Average size and $377,212 annualised compounding • • Direct ofLoan income withdrawals ^ nager with overbanking 50Fund years proven track record * % ^ rated: p.a. interest rate independently No entry fee p.a. interest rate • No entry fee * The Manager annualised compounding of income and withdrawals 1 Mortgage Variable Minimum investment $1,000 StandardPooled & Poor’s Research Rating ^ Variable Pooled Mortgage • La Minimum investment $1,000 p.a. interest Trobe Financial Asset Management Limited (‘La Trobe Financial’) is an unlisted 2 Average Fund Loan-to-Valuation Ratio 59.3% Adviser Edge Research Ratingrate Ratings • public Average Fund Loan-to-Valuation Ratio 59.3% company and a licensed Australian Fund Manager holding an AFS Ratings unds Under Management of $433 million Variable stment Copies ofPooled the AdvisorMortgage Edge and Standard & Poor’s Licence issuedManagement by the national the Australian Securities & Investments • $1,000 Funds Under of regulator $433 million The Pooled Mortgages Option has been Average Fund Loan size (‘ASIC’) $377,212 research rating reports are available on request or on The Pooled Mortgages Option has been Commission to operate the La Trobe Australian Mortgage Fund. La Trobe Loan-to-Valuation Ratio 59.3% independently rated: • Average Fund Loan size $377,212 the La Trobe Financial independently rated: website. Financial is a specialist manager of retail and institutional mortgage investments. eanagement Manager of $433 million Standard & Poor’s 1 Research Rating TheManager Group holds a number of important Institutional mandates. The 1Best’ ‘Best of the 2010 and Standard & Poor’s Research Rating The Pooled Mortgages Option has been 2011 Awards robe Financial Asset Management Limited (‘La Trobe Financial’) is an unlisted Adviser Edge 2 Research Rating Loan size $377,212 La Trobe Financial is one of Australia’sLimited leading(‘La independent specialist mortgage La Trobe Financial Asset Management Trobe Financial’) is an unlisted 2 Our Pooled Option is Money magazine’s Adviser Edge Mortgages Research Rating independently rated: blic company and a licensed Australian Fund Manager holding an AFS financiers. Its business includesAustralian residential mortgages, commercial public company and a licensed Manager holding an mortgages, AFS Copies of the 2010 Advisor Standard & Poor’sfor the Best andEdge 2011and Gold Award Winner ence issued by the national regulator the AustralianFund Securities & Investments Copies of the Advisor Edge and Standard and investment services operating onethe of Australia’s largest Mortgage Funds Licence issued by the national regulator Australian Securities & Investments 1 research rating reports are available on request orawards. on & Poor’s Standard & Poor’s Research Rating Mortgage Fund in its Best of the Best mmission (‘ASIC’) to operate the La Trobe Australian Mortgage Fund. La Trobe research rating reports are available on request or on under AFSL 222213. It employs over 140 staff and has raised over AUD$10 billion (‘ASIC’) to the LaFinancial’) Trobe Australian Fund. La Trobe the La Trobe 2Financial website. Assetis Management Limited (‘Laand Trobe is anMortgage unlisted ancial aCommission specialist manager of operate retail institutional mortgage investments. Adviser Edge Research Rating the La Trobe Financial website. to assist over 100,000 customers since inception in 1952. Financial is a specialist manager of retail and institutional mortgage investments. Investment Objective Group holds a number of important Institutional mandates. nd a licensed Australian Fund Manager holding an AFS ‘Best of the Best’ 2010 and 2011 Awards The Group holds a number of important Institutional mandates. ‘Best of the Best’ and Awards Copies of the The Advisor Edge Standard &2011 Poor’s objective of and the 2010 La Trobe Australian Mortgage the national the Australian Securities &specialist Investments robe Financial one of Australia’s leading independent mortgage Fourisregulator Investment Options Our Pooled Mortgages Option is Money magazine’s La Trobe Financial is one of Australia’s leading independent specialist mortgage Fund (‘theMortgages Fund’) is to provide investors regular research rating reports are available onBest request or on Our Pooled Money magazine’s nciers. Its business residential mortgages, commercial mortgages, C’) to operate theincludes La Trobe Australian Mortgage Fund. with La Trobe Investors may choose from four investment options La Trobemortgages, Financial. 2010 and 2011 Gold Award WinnerOption for the is financiers. Its business includes residential mortgages, commercial monthly income with a low level of investment risk 2010 and 2011 Gold Award Winner for the Best investment services operating one of Australia’s largest Mortgage Funds the La Trobe Financial website. ialist manager of retail and institutional investments. The current rate for each follows: onemortgage Mortgage Fund in its Best of the Best awards. investment services of Australia’s Mortgage and volatility on all mortgage investments. Please refer der AFSLand 222213. It employs over operating 140 staff and has raised overlargest AUD$10 billion Funds Mortgage Fund in its Best of the Best awards. ^ a number important Institutional mandates. under AFSL& 222213. Itsince employs over 140 staff and has raised over AUD$10 billion 1.ofCash Mortgages Option 6.35% p.a. of the Chart belowand for our2011 investment performance. ‘Best thetoBest’ 2010 Awards ssist over 100,000 customers inception in 1952. Investment Objective over 100,000 customers since inception in 1952. Investment Objective ^ is one to of2.assist Australia’s leading independent specialist mortgage Pooled Mortgages Option 7.80% p.a. Our Mortgages Option is Money magazine’s ThePooled objective of the La Trobe Australian Mortgage ur Investment Optionsmortgages, commercial mortgages, The objective of theinvestors La Troberegular Australian Mortgage ness includes residential †^ Four Investment Fund (‘the Fund’) is to Award provide 3. Select MortgagesOptions up to 10.75% p.a. 2010 and 2011 Gold Winner for the Best estors may choose from four investment largest options with La TrobeFunds Financial. Fund (‘the Fund’) is to of provide investors ervices operating one of Australia’s Mortgage monthly income with a low level investment risk regular †^ maySituations choose from four investment Mortgage in itsincome Best ofwith theaBest awards. 4. Special Mortgages up to options with La Trobe Financial. 18.50% p.a. Fund currentInvestors rate for each follows: monthly low level of investment risk 13. It employs overrate 140 has raised over AUD$10 billion and volatility on all mortgage investments. Please refer The current forstaff eachand follows: † Subject to availability ^ and volatility on all mortgage investments. Please refer Cash & Mortgagessince Option 6.35% p.a. to the Chart below for our investment performance. 000 customers inception in 1952. Investment Objective 1. Cash & Mortgages Option 6.35% p.a. ^ to the Chart below for our investment performance. Historical Performance (30-June-11) ^
ientClient Service Hotline 1800 818 818 Service Hotline 1800 818 818
rvice Hotline 1800 818 818
8.08
p.a. p.a.
8.08 8.08
8.08%
Ratings
Pooled Mortgages Option 7.80% p.a. Current Investment Performance ^ The objective Trobe Australian 2. Pooled Mortgages Option 7.80% p.a. 6 months % p.a. 1 year % of p.a.the La 2 years % p.a. 3 years Mortgage % p.a. 5 years % p.a. % p.a. ent Options elect Mortgages up to 10.75%^p.a.†^ Fund †^ (‘the Fund’) is to provide investors regular 1. Cash & Mortgages 6.35 6.35 6.29 5.90 6.07 6.11 3. Select Mortgages up to 10.75% p.a. ose from four investment options with La Trobe Financial. †^ pecial Situations 18.50% 6.80 7.74 7.49 7.52 7.50 2. PooledMortgages Mortgages up to 7.80^p.a. monthly Special Situations Mortgages up to 18.50% p.a.†^ income with a low level of investment risk or each4.follows: ^
8.58mortgage investments. 8.54 8.57 8.58 and8.48 volatility on all Please refer 9.21 ^^ 12.86 13.17 13.86 13.26 14.53 4. Special Situation Mortgages 13.17 ages Option 6.35% p.a. Performance (30-June-11) to Historical the Chart below for our investment performance. Current Investment Return Benchmark (UBS Bank Bill Index) 4.80 4.94 4.98Performance (30-June-11) 4.43 4.78 5.61 estment Performance Historical 6 Current months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5 years % p.a. ^ Investment Performance % p.a. 7.80% ages Option p.a. 6 months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5 years % p.a. % p.a. ^ Notes: Returns are calculated after fees and expenses. The historical performance of the Special 2nd mortgages made by the Fund over the6.11 past five years. These ash & Mortgages 6.35 6.35 Situation Mortgages 6.29 Option is based on 5.90 6.07 ^ may †^ not be indicative rates represent the average rates payable on the mortgage portfolio of^each Option and the investment selections is no 1. Cash & Mortgages 6.35 6.35 of the returns on6.29 5.90of individual investors. 6.07Past performance6.11 ges toguarantee of future performance. 7.74 7.49 7.52 7.50 ooledup Mortgages 7.80 10.75% p.a.6.80 6.80 7.74 7.49 7.52 7.50 2. Pooled Mortgages 7.80^ ^ 8.48 8.58 8.54 8.57 9.21 elect Mortgages 8.58 ^ †^ of the Fund and may ratesMortgages ofup returnto from the Fund are not guaranteed and are determined by future revenue achieve lower than expected returns. Investors risk losing some ^ ons Mortgages 18.50% p.a. 8.48 8.58 8.54 8.57 or all of their principal 9.21 3. The Select 8.58 ^ 12.86 13.17 13.86 13.26 14.53 is the issuer and pecial Situation Mortgages 13.17 investment. *Withdrawal rights are subject to liquidity and may be delayed or suspended. La Trobe Financial Asset Management Limited ABN 27 007 332 363 & AFS Licence No. 222213 ^ 12.86 13.17 13.86 13.26 14.53 4.manager Special of Situation Mortgages 13.17 the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. You can get a copy of the PDS estment Return Benchmark (UBS Bank Bill Index) 4.80 4.94 4.98 4.43 4.78 5.61 from our website at www.latrobefinancial.com.au or Index) by calling 1800 818 818. You shouldconsider carefully4.94 whether or not investing Investment Return Benchmark (UBS Bank Bill 4.80 4.98in the Fund is appropriate 4.43 for you. 4.78 5.61
08/11
ject to availability 3. Select Mortgages † Subject to availability
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