Cayman Resident 2023

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2023
MAPS ABOUT CAYMAN WORKING IN CAYMAN IMMIGRATION FOOD & DRINK HEALTH PETS EDUCATION KIDS & ADULT ACTIVITIES FINDING, RUNNING & BUILDING A HOME AND MUCH MORE!
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It is hard to believe that this is our 20th annual issue of Cayman Resident! Twenty years ago in 2003, when we were researching our first issue, there were just over 44,000 people living in the Cayman Islands and, as we learnt from our Deputy Premier in August 2022, that figure has nearly doubled to over 78,000. In line with this, work permit numbers have doubled to 32,000, all hailing from over 130 different countries - we really are a melting pot of different cultures!

The cost of many other things has doubled, including the cost of sending children to preschool (CI$525 a month to over CI$1,200), but at least a loaf of bread has only increased by half in the last twenty years (from CI$1.83 in 2003 to CI$2.69 today), and literally the only thing that we could find that has not changed is the cost of bus fares!

However, the biggest and most wonderful change of all came in 2022 with the final dropping of all remaining COVID-19 restrictions! Nothing can dampen the joy of being able to go mask free, to know that we can travel to the Cayman Islands without having to quarantine for two weeks, and to welcome back, after two very long years, family, friends and tourists. We have missed you!

So, we hope you enjoy this 20th edition and rest assured that we have left no stone unturned to bring you all the latest developments in Cayman, with a reminder that whatever we could not fit in this issue can be found on our website, CaymanResident.com.

We wish you, your family, and our whole community a very blessed, happy and prosperous 2023.

4 CAYMANRESIDENT 202 3 » Acorn Media mailing address: PO Box 31403 Grand Cayman KY1-1206 Cayman Islands Acorn Media physical address: 209 Alissta Towers North Sound Road, George Town Tel: (345) 946 3200 Fax: (345) 946 2830 Email: info@acorn.ky www.caymanresident.com
Visit www.issuu.com and search for Cayman Resident 2023 Download the new magazine today! Advanced Search Active Web Links Email Enabled All the benefits of the print version, plus...
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LETTER
PUBLISHER’S
2023
Charles Grover & Joanna Boxall Publishers, the Cayman Resident
Cayman Falls Shopping Centre, 1114 West Bay Road, George Town 345-323-9900 www.jewels.ky Duty Free Tax Free (life time warranty) Fine Jewelry Diamonds Watches Sunglasses Luxury Jewelry Designer (life time warranty) Award Winning Jewelry Designer

Publishers

Joanna Boxall - Editor

Charles Grover – GM

Sales

Charles Grover

Deborah Roberts

Design/Production

Julian Dalton

Researchers/Copy Editors

Lauren Hazlewood

Emily Richardson

Rosita Ritch

Jessica Wright

Summer Intern

Charlotte Cahill

Proofreader

Hats Off Editing & Proofreading Services

Contributors

Joy Basdeo

JC Calhoun

The CUC Team

Linda Dacosta

Andrew Howard

Scott Jones

Nick Joseph

Will Koutney

Menelik Miller

Amanda Minto

Philip Paschalides

Fleur Peck

Ingrid Pierce

David Pytches

William Steward

Darren Trickett

David Walker

Simon Watson

Jeanette Verhoeven

Photography

Cayman Islands National Archive

Julie Corsetti

Rebecca Davidson

Caroline Deegan

Hu Gustav

Daria Keenan

John Molyneux

Jane Moon

Guy Waller

Gary White

To create the Cayman Resident magazine and website every year takes a team of dedicated staff and the willing participation of industry experts. We owe our heartfelt thanks to:

Fleur Peck from Blue Point Consultants who let us use her very detailed market report on what is happening in the world of property, construction and real estate in Cayman. It was invaluable!

Will Koutney from CML who helped us update all our information on finding a job in the IT, legal and financial services industry in Cayman. A lot had changed so we are so grateful for his expertise!

JC Calhoun from Coldwell Banker Cayman who yet again has helped us check and update great sections of the Finding a Home chapter.

Amanda Minto from Travers Thorp Alberga who updated the Family Matters chapter and shared her expertise on pre and post nuptial agreements and on getting divorced in Cayman.

Nick Joseph from HSM who again shared his expertise on Cayman’s immigration laws. Menelik Miller at Appleby who rewrote and completely updated our insurance information in the Cayman a Global Financial Centre chapter.

Wil Steward at Chalmers Gibbs Architects for his advice on how to build like a developer.

Darren Trickett from Island Heritage who yet again helped us update and check the information we have in the magazine on private pensions.

Dave Walker at MHA Cayman who updated our information on Fintech and cryptoassets. Also, special thanks to the team at Walkers who once again went above and beyond by updating so many sections of Cayman Resident: Andrew Howarth who reviewed and updated all the banking, beneficial ownership and legislation to meet client needs information in our Running a Business chapter.

Philip Paschalides who updated our section on Single Family Offices.

Ingrid Pierce who updated the sections on Investment Funds, Partnerships and Companies David Pytches who wrote our section on Trusts. Scott Jones who updated the Jurisdiction of Choice section.

Last but not least we would like to thank the Islands’ wonderful photographers who have given us so many of their beautiful photographs to use in this issue. We need such a wide variety of photos, from such a cross-section of life in these islands, and it is a huge task each year. Special thanks go out to Rebecca Davidson and Julie Corsetti who specifically went out to take individual unique photos for this issue - thank you!

On The Cover

Our Cayman Resident 2023 cover photographs were taken by Rebecca Davidson and Julie Corsetti. We would like to thank Tru Thompson for agreeing to be featured on the front cover, and to Julie Corsetti who took this wonderful photo of our 2023 cover model.

We always welcome contributions, suggestions or photos to make this magazine even more informative and visually appealing each year. If you are a budding photographer and would like to get some of your photos published then send us your best. As you can see we publish a wide variety of images so don’t be shy! Contact Acorn Media on (345) 946 3200 or email: joanna@acorn.ky.

6 CAYMANRESIDENT 202 3 »
Don’t be shy!
The Cayman Resident is published annually in November. Complimentary copies can be found at Government Information Services, Tel: (345) 949 8092; the Chamber of Commerce, Tel: (345) 949 8090; the Seven Mile Beach Post Office; the Airport Post Office and many other locations throughout Cayman. The information can also be found at www.caymanresident.com. All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means: electronic or mechanical, including photography and recording without the prior consent of the publisher. While every effort has been taken to provide information that is as accurate as possible, the publishers and respective contributors and researchers do not accept any responsibility for injury, loss or damage occasioned to any person as a result of material in this book. ACKNOWLEDGEMENTS 2023
Acknowledgements

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8 CAYMANRESIDENT 202 3 » I SLAND M APS 10 Sister Islands 14 West Bay 16 Seven Mile Beach 18 Camana Bay 20 George Town 22 Red Bay, Prospect, Savannah 24 01 ABOUT CAYMAN 28 History & Politics 29 Customs & Traditions 33 02 CAYMAN – A GLOBAL 36 FINANCIAL CENTRE Cayman’s Financial History 37 Banking & Taxation 38 Investment Funds 39 Single Family Offices 42 03 PREPARING TO MOVE 47 Cost of Living Tables 50 The Process of Moving 51 Shipping Considerations 53 04 INVESTING IN CAYMAN 56 Wealth Management 56 Investing in Cayman Property 65 05 RUNNING A BUSINESS 68 Trade & Business Licensing 76 Setting Up an Office 87 06 IMMIGRATION 92 Work Permits 93 Permanent Residency 99 Immigration Services 105 Visas & Passports 106 07 WORKING IN CAYMAN 108 Finding a Job 110 08 FAMILY MATTERS 115 Family Breakdown in Cayman 116 Family Law Practices 118 09 RETIRING IN CAYMAN 120 Wills & Probate 122 End-of-Life in Cayman 125 10 SETTLING IN 128 Opening a Bank Account 128 Telephone & Internet 132 Connecting Utilities 138 Insurance 142 Pensions 148 11 FINDING A HOME 150 Overview of Residential Areas 158 Buying a Property 170 Renting a Property 180 12 RUNNING YOUR HOME 182 Maintaining Your Home 182 Cleaning Services 188 13 SHOPPING 194 Beauty Products 198 Clothing 201 Furniture Stores 204 14 LIVING IN CAYMAN 214 Babysitters & Nannies 214 Day Spas, Hair & Beauty Salons 216 Local Media - Radio, Print, TV 219 Postal Services 221 15 B EING GREEN 223 Waste Management in Cayman 224 Recycling in Cayman 226 16 HOME IMPROVEMENTS 232 Indoor Improvements 240 Outdoor Living & Gardens 247 Swimming Pools 249 FINDING A HOME 150 HEALTH & WELLNESS 300 WORKING IN CAYMAN 108 TRANSPORTATION 273 ABOUT CAYMAN 28 BUILDING IN CAYMAN 250 TABLE OF CONTENTS
» www. caymanresident .com 9 17 BUILDING IN CAYMAN 250 Building Options 254 Building Professionals 261 18 DISASTER PREPAREDNESS 268 Hurricanes 268 Earthquakes & Tsunamis 269 19 TRANSPORTATION 273 Driving Licences 276 Leasing a Vehicle 281 Alternative Transportation 286 20 BOATING 288 Where to Boat 290 Buying & Maintaining a Boat 293 Fishing 297 21 HEALTH & WELLNESS 300 Health Insurance 303 Local Hospitals 307 Medical Care (General & Family) 313 Medical Specialties 317 Alternative Medicine 340 Pharmacies 347 22 HAVING A BABY 350 Obstetricians/Gynaecologists 351 Costs of Having a Baby On-Island 352 23 EDUCATION 360 Government Education 364 Private Education 367 Scholarships 387 Universities & Colleges 388 Vocational Training 390 24 FOOD & DRINK 396 Places to Eat 396 Supermarkets 402 Culinary Things to Do 406 25 GETTING MARRIED 408 Planning Your Wedding 410 Wedding Locations 411 26 PETS 415 Importing Pets into Cayman 415 Veterinarians 417 27 ACTIVITIES FOR ADULTS 422 Exploring Cayman’s Attractions 422 Cultural Activities 425 Watersports & Excursions 428 28 ACTIVITIES FO R 431 KIDS & TEENS Playgrounds & Parks 432 Sports 436 Cultural Activities 440 29 COMMUNITY LIFE 444 Clubs & Organisations 444 Support Services 447 Voluntary Organisations 449 Religious Services 453 30 SPORTS & FITNESS 455 Cricket, Crossfit & Cycling 456 Gyms & Fitness 457 Pickelball 460 Rugby & Running 460 Swimming 462 Volleyball & Yoga 463 31 DIVING 464 Wreck Diving 465 Snorkelling Sites 465 Learning to Dive 467 Local Dive Operators 469 32 TRAVEL 470 Staycations 471 Cayman Brac 472 Little Cayman 473 Off-Island Destinations 474 Travel Agents & Airlines 475 I NDEX 476 L AST LOOK 480 GETTING MARRIED 408 TRAVEL 470 COMMUNITY LIFE 444 ACTIVITIES FOR ADULTS 422 FOOD & DRINK 396 PETS 415 TABLE OF CONTENTS
CREEKSALT Spanish Bay Seven Mile Beach Hog Sty Bay North Sound Beach Bay Little Sound Old Man Bay Frank Sound Boatswains Bay Gun Bay Meagre Bay Pond Malportas Pond North West Point Conch Point Jackson Point Booby Cay Anchor Point Cottage Point South Sound Governors Harbour Snug Harbour Grand Harbour Red Bay Prospect Newlands Spotts Savannah Lower Valley Pease Bay Kaibo Rum Point Hutland Old Man Bay Colliers Half Moon Bay Breakers Frank Sound Camana Bay Cayman Kai GEORGE TOWN BODDEN TOWN WEST BAY NORTH SIDE East End Jackson’s Point Point of Sand Tarpon Lake Booby Pond Blossom Village Owen Island The Blu Bloody Bay Mary’s Bay South Hole Sound Wearis Bay Preston Bay Charles Bight West End Spotland Plantation Spot Bay The Blu North East Point Cedar Point Stake Bay Bamboo Bay North East Bay Hawksbill Bay Pollard Bay LITTLE CAYMAN CAYMAN BRAC GRAND CAYMAN WEST BAY MAP SEVEN MILE BEACH MAP GEORGE TOWN MAP RED BAY, PROSPECT, SAVANNAH, NEWLANDS & LOWER VALLEY MAP 5 2 3 1 1 Kilometres Miles 2 4 ©Acorn Media 2023
10 CAYMAN ISLANDS MAP USA The Caribbean Latin America Jamaica Cuba Haiti Dominican Republic
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Scott Sr. High School C p a n M b D ev Rebecca’s H d Royal Palm Drive Montana Drive Bonita Crescent Alta Vista Drive CH ARL ES BI GH T Cayman National Bank West End Primary School Fellowship Baptist Church Creek SDA Church Stake Bay Baptist Church Aston Rutty Centre Cayman Brac Day Care Centre Veterans & Seaman’s Centre Hillside Chapel Creek Primary School Spot Bay Primary School Cayman Brac Sports Complex Port Authority 20 MILES 40 KILOMETRES LITTLE CAYMAN B oo by P on d J a c ks on P on d T a r p on Lak e Ch a r le s B hg t P on d G r ap e T r e e P on d S a n dy P on d B mos DegaliV L ohthg us Rd LittleIslandDr Candle Rd nLobezaG Wonde L N o t h C o a s R ao d Dave opn R o a d Amb a e R ad G u B n k R da enaLteahC Sp o t Bay Road S w n dg n North Coa Road G U Y B A N K S R O A D G U Y B SKNA DAOR HTRON TSAOC OR A D OLIVINEKIRK DRIVE Bloo d y B a y J a c kson ’s B a y Spot B a y P r eston B a y G r ape T r ee B a y W earis B a y SOU T H HOL E SOUN D R osetta F lats Ma r y ’s B a y C r a wl B a y hannelCainM hannelCainM Mary’sChannel CrawlBayChannel BigChannel Spar r o wh a wk H ill C o r k L anding Muddy F o ots Bloody B a y P oi n t S alt R ocks W est End P oi n t J ackso ’n s P oi n t Snipe P oi n t East P oi n t P oi n t of S and S outh T o wn Blossom V illage O w en Island Little C aym a n Museum P i r a t es P oint S outhern C r oss Club KingstonBight C H H H C C C M c C o ’y s P on d The Club Head O’ Bay Little C aym a n B each R eso r t C onch Club P a r adise V illas C C MI National T rust House A T M igroeGana D Cemet ryRd Btrednar A e B u B dv M a e A ev V a re e A v D na R d R be ca C ve Rd Th ch Rd W sd Stake ay B uff Rd rDdrbgnoS B u R d W e M a O W a D ev M a o D o a d D r ev M o D an d D r e ojaM noD d D Charlot sR d Su s in Dri e A nTatumR a L ndsEndRd eg Dd S aw rdD San d D Su f L Bhcae D r C A C A e Fr gat D B g S O a g S notsemL D lPvo C se C astal Way Sadppe Dr F dRret katS FyaB no dR Kikc neSt H ghtsRd WE TS DNE DAOR TSEW CROSS R D RARREG D SMITH AVE HTUOS EDIS DAOR S O U T H EDIS DAOR ASH T O N R EID DRIVE HTUOS IS ED R O A D E A S T NOTTOC EERT YAB DAOR R OCK DAOR EKATS YAB DAOR SINNED RETSOF DAOR B I G H T R O A D STTEBBIT NRUT GNIRETAW ECALP DR KEERC DR N C RA W F O R D D R AHC N N E L R D B E R T M A R SO N D R M/V C a pt a in K eith T ib b etts The A le x a nder Ho t el C a rib S a nds Beach Resort B r ac C a rib b e a n C ondos Cayman Brac Beach Resort La Es p e r a nza H H H C C Sta k e Bay Cotton T r ee B a y White B a y Di c k Sesin g er ’s B a y South East B a y Sea F e a ther B a y Bamboo B a y H a wksbill B a y D e ep W ell T om J B No r th East B a y T he B ig h t C edar P oi n t Deadma ’n s P oi n t T ibbetts T urn Cave W est End P oi n t SpPla National T rust P a r r ot R ese r v e Bat Cave W est End L e S oleil d ’ O r C aym a n B r ac Museum District Administration Crossroads United Baptist Church Sir Ch a rles K ir k c onnell Int . A ir p o t A T M Sunset Bar E d w a d B o dden A ir p o r t E ast e r y P on d s Scott’s Dock Half Way Ground/ Skull Cave Layman E. Scott Sr. High School C a M b y D ev Rebecca’s H d Royal Palm Drive Montana Drive Bonita Crescent Alta Vista Drive CH ARL ES BI GH T Cayman National Bank West End Primary School Fellowship Baptist Church Creek SDA Church Stake Bay Baptist Church Aston Rutty Centre Cayman Brac Day Care Centre Veterans & Seaman’s Centre Hillside Chapel Creek Primary School Cayman Brac Sports Complex Port Authority LITTLE CAYMAN ©Acorn Media 2023 CAYMAN BRAC 4 2 2 1 1 1/2 1/4 Kilometres Miles
14 SISTER ISLANDS MAP C M Y CM MY CY CMY K

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West Bay

16 CAYMANRESIDENT 202 3 » Sea Pond VulgunnersPond CREEKSALT gninneH L n FINCH D R I V E SNIAWSTAOB AB Y R D T O W N LLAH DR NOR T H W E S T P O I N T R O A D EH L L R D RETAW C O U ESR DAOR NIATNUOF R D TSEW HCRUHC S T REVEREND B LACKMAN DR EILLIW NOTGNIRRAF RD ABATAB N O ROAD ESTER WESTBAYROAD ESTERLEY T I B B E T T S H I G H WAY TM DRTNASAELP PAC T NIGER A L D P A SNOSR RD TS A MUID RD HCRIB RT EE H LLI R D OC N C H P O I N T RD evirDatsiV Br oAraunah Ln T o p a z L a n e suciFC esol nrohklEC tnecser LasBrisasDrive Ctnecser C l eso BonsalCrescent VulgunnersDrive GorseLane tniopweiV enaL S ho r e v ie w Pt Ironshore Drive Shorewinds Trail Glidden Ln nLnotgnirraF E lizabet h S t Boggy Sand Road B i l ly Manderso n Road Curry s Road Cap t Ekeru a D r P o i n c i a n a L n Bonav e n ture Rd nalliH d a l e olC s e ratsdniW D r K n o lls C r e ecs n t J o s e p h s D r Banson D r F ero tsam lC o es DuxiesLane gniK dR eltsihT nL Bbmar l e C l Topsail St Adnneser dR A u r o r a Dr B o r e a S t M lra C r e ts dR B a n k e ’r s dR Jade Dr Pa r k Vie w C r es nLnaebbiraC hsinapS nL -temeCe dRyret Bay s ho r e D r hS o r e scape Ln Shore l ine Dr hS o r e w i sdn Tra i l yrewoP dR Yhca t evirD Y a c h t evirD Stone dnalsI dihcrO rD C a p ts eoJ dna O s b e r t R d Chevy St M e a d wo A ev Bro hakc lC Up The H i l l R d G l a d e D r BonnevilleDr hS o r e l n k T e r R a dientLn elcnU B o b dR sinodA rD LynetteCres sdniwerohS liarT P o yrew dR Simon Cres Scholars Dr ttesoR esolC Vibe Ln redniC nL ssiM ysiaD nL htruoF A v e SkyWay BoltinsAve Cap t Allies RdUncleJimmysLane Je f fersonLn Ebank s Rd Malwinas Way C la a melDr DunlopDr veiveneG e neddoB D r illihP p C l rDllewhtoB Hillard Dr upS r geon Cres Marsh Rd ykcitS eeffoT nL G a rstonSmithDr V e m a Bkna s D r atcivnI rD atcivnI rD Barnett C l Rain b o w L n noeL a Rd llewoP htimS dR Garvin Rd C C C C C C C C C C C C C C C C C C C C H C C C C H B C C C C West Bay 1 Boggy Sands CI Yacht Club Marina 61 West Barkers Beach Resort Sea Dreams Dolphin Point Club Salt Air Townhomes Calypso Gardens ‘The Meadows’ at Batabano Blue Palms 19 North Cayman Motor Museum Jacksons Pond CI Yacht Club Dock ©Acorn Media 2023 1/2 1/2 1/4 1/4 1/8 1 Kilometres Miles
WEST BAY MAP SISTER ISLANDS MAP

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18 CAYMANRESIDENT 202 3 » SALTCREEK Watlers Dr WE S T B A Y R O A D ESTERLEY TIBBETTS H I G H WAY TSEW B A Y R O A D LAWRENCE B L V D EASTERN AVENU D E S T E R L E Y T I B B E T T S HIGHWAY ST BAY ROAD S H I G H WAY N O R T H C H U Pine lusn a Aev Hoya Quay PeninsulaQuay VistaDrive Stewart Lane V i c t o r i a L a n e Emerald Lane Britannia Drive Jennifer Dr Lizard Run Dr. Palm Heights Drive B a n a n a Q u a y N e w h a v e n Q u a y D a k o t a Q u a y Calico Quay A c c e n t Q u a y Parkland Close Las BrisasDrive Galway Quay Waterford Quay Mimosa Quay Baccarat Quay Earth Cl Lime Tree BayAve Daum Quay Barnes Drive Slate Dr DIronshore rive Britannia Drive Parkway Dr Park Ln Turnberry Drive Andrew Dr Yacht Driv e YachtD r v e Stone Isla n d Orchid Dr lusnineP a Aev Crighton Dr Pinehurst Rd Sardina Cl CrystalDr Canal Point Dr Raleigh Quay MarshRd Prince Charles Quay Magellan Quay Magellan Drive Magellan Quay Jellicoe Quay Nelson Quay DrakeQuay Cook Quay Kintyre D r Helen Drive Marbel Dr S n o o z e L n CourtsRoad Spruce Ln Bodden Rd Washington Greenwood Dr Woodpecker Cl Kennedy Dr Woodlak e D r St - ru R d Sherwood Dr S p kra’y s D r Forum Ln NexusWay Market St Emeritus Dr Lincoln Dr Sleepy Hollow Dr retsacnaL Cres Safehaven Dr Safeh a v e n Dr Ritz Carlton Dr Harquail Dr Shadow nL Solaris Ave Breakwater Ave Blue Lagoon Dr C C C C C C C C C C C C C C C H H H H H H H C C C C C C C C C C C C C C C C H C C C C H H H C C C C C C C C C C C C C C C C H C C H C C C Coral Beach WaterMark Hampton by Hilton Nautica Marina Residences Diamond’s Edge Poinsettia Bay Town Plaza Solara Seascape Villa The Sovereign Beach Deck CI Yacht Club Marina Coral Sands Kailani – Curio Collection by Hilton C Eleven Parc Locale Grand Hyatt Residences One Canal Point Lotus at Canal Point Royal Palms Island Pine Villas Seacrest OLEA CI Yacht Club Dock The Grove Lakeside Minerva Dr © Acorn Media 2023 1/2 1 1/4 1/2 1/8 1/4 Kilometres Miles SEVEN MILE BEACH MAP WEST BAY MAP SISTER ISLANDS MAP
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THE RISE West Shore Centre Canella Court Cassia Court Jasmine Court Gardenia Court MARRIOTT BEACH RESORT, GEORGE TOWN THE RITZ-CARLTON THE WESTIN KIMPTON SEAFIRE FORUM LANE THE PASEO THE PASEO NEXUSWAY SOLARIS AVE SOLARIS AVE Solaris Parking Garage Forum Parking Garage MARKET STREET MARKET STREET TO FESTIVAL GREEN TO CAYMAN INTERNATIONAL TO OLEA CAMANA BAY MINERVADRIVE WEST BAY ROAD WEST BAY ROAD Heliconia Court Galleria Plaza Foster’s Camana Bay Marquee Plaza 60 Nexus Way LAWRENCE BOULEVARD ESTERLEYTIBBETTS HIGHWAY E S T E R L E Y T I B B E T T S H I G H W A Y F.J. Harquail Cultural Centre Kapok STEVE FOSTER WAY BISMARCKIAWAY EMERITUS DRIVE E M E R I T US DR IVE
© Acorn Media 2023 20 CAMANA BAY MAP SEVEN MILE BEACH MAP WEST BAY MAP SISTER ISLANDS MAP
Camana Bay

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extraordinary
22 CAYMANRESIDENT 202 3 » rDsreltaW BernardDr KingbirdDr Belmont Cl C A R D I N A L L RDHOSPITAL
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Disclaimer: Moore & Moore Investments Group Ltd is incorporated in the Cayman Islands and is registered with the Cayman Islands Monetary Authority pursuant to the Securities Investment Business Law. We offer a securities arrangement service that is purely on an introduction only basis. The arranging services that we provide are only available to clients that meet the definition of either a “high net worth” and/or a “sophisticated” person (as defined in the Securities Investment Business Law) and, by engaging our services, you confirm that you are either a “high net worth” and/or a “sophisticated” person. We are not licensed or regulated to provide any services to any other types of clients or to provide any other types of services. For example, we are not licensed or regulated to accept deposits, manage investments or offer advice on investments. Your decision to enter into any investment arrangements should only be made after considering seeking independent financial and legal advice and reviewing the information and documentation associated with the relevant arrangement. As with all investments, capital may be at risk in the opportunities we arrange as the value of investments can increase or decrease (and, in the event of a decrease, investors may not get back their initial investment).

Walk, Edgewater Way, Grand
Grand Cayman
office@mooreandmooreinvestments.com www.mooreandmooreinvestments.com Harbour
Harbour,
access to bespoke alternative investment opportunities to eligible investors since 2015

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XXX 24 CAYMANRESIDENT 202 3 » Dept. of Agriculture DUCK POND BIGHT NEWLANDS BARCADERE Midsummer Dr Countryside Shopping Village Leonce R d Market at the Grounds Vigoro Nursery ICCI DriveDiscover Will T Road Fig Tree Dr Anguilla Dr MacawDr Macaw Dr RdStarapple Brightview Dr RoadBayBeach Pebble Beach Dr Exp lo r e Way dneM i pCir Hud s o n D r hgindiM t Rd Burgundy Way daoRTlliW Ang e l RidgeDr Berry Dr taN u r e s Cir Mandarin Oriental ROAD S H A M R O C K DAOR E A S TW E S T ARTERI A L DR HIRST ROAD SHAMROCK R O A D N OR T H WA R D ROAD E A TS TSEWLAIRETRA DR Ten Foo t Cl Faye St Ann St Nancy St Kelli St Mervin St Green St James St Hazel St Greg-oryStPepiSt Grape-seedStNadineSt Peck-woodSt Debbie St Brenda St Reef St Sun Rose St Archie St Arnold Ave Foye St Jackie St Panton St Hurl-stoneStCunning-hamSt CaptainsCourt PassageLn W e s t w o o d D r Hickory Dr Morningside Dr Domino St Mahoe St Satinwood St B o n n e View Ave Jasmin Ln Duke Way laroC enSto Way WayyxalaG aneuB Vista Dr Holly Drive R o s e m a r y St Bamboo St AvedoownottuBAlmondAve yaB dnalsI Ave timmuS Cres BlvdTrinity StAveArleneYellowstone Faith Ave Fleet Ave eunevAskcirtaP yebbA yaW kcotsdooW daoR yrotciV Ave Prospect Dr Marina Dr Selkirk Drive aniraM rD inimiB rD L o r d s yaW I lsdna D r edisekaL rD larimdA s evA Anchorage Ave evorgnaM evA ynagohaM yaW evAhcriB yaWdoowgoL GrapeAve ytraP nL Orange Dr retxednioP dR Siberia Ave noveD dR tpewsdniW rD drallaM rD PalmIslandCi r tSytimA O m age rD J u m p L i n k Whirlwind Dr ProspectPoi n t R dao otoS nL edacsaC rD Sunblaze Dr erihskcoR D r R a v e n Aev etagitiL trC Flinstone Dr MockingbirdC r se SpottsNewlands Rd -wodaeMl dRkra PennsylvaniaAve Kingf i hs e r S t Bluejay St S worrap S t dribeulB S t tSliauQ lCsgnirpSlooC ClliHyenoH er s yaWsydduB yaWaellivniaguoB Gloria May Dr S a ydn rDdnuorG Astra yaWl WaySeaside H serCdaetsemo PedroCastle R d yaWgniltsihW ylfrettuB Cir nottuS rD serCyrrehSnosidE rD SavannahAve llE ittoc Aev tsevraH evA lCretawrae Aev miJ ddoBne Aev otniP D r devoLlaAeev LancelotDr rDrednaelO Lku e F bro se D r Ra n c h R d Country Rd JaysonAve ArmstorngAve Lottery Rd alocirgA rD naecO rD T Inoprals a n d D r R o y a Palm D r Water tS Whitesands Cl Dugan St Candover St Champs Fleur Dr Kitty Ln B a fyield Cres Hopefield Dr RinaDr E l don S t K e y s t o en tS Southwa r d D r MiltonDr egelloC lC C a n d e w o o d D r Hemlock Way eD v o n s h r e D r ekaL wolliW rD Democracy Dr maebnooM rD Montrose Way Colesville Way Tridel- phia Way Spinnaker Rd erutnevdA tS noynaC nwaD rD Bedro riCkc Chime St LnCharity Destiny Ave WoodlandDr dnalrebmiT lC N a t h a n M e r r e n Dr F a r r e dR yelkcaR dvlB Kime r a Way V nois tS edisthgirB tS SylrebmiK t Water St DanielsDr tedaC rD Windward Rd W h i s p e r n g W a t e r s W a y D a m s e C nLtseW hguorobxoR tS obkcuB a r d C B e r r y D r hporT e y C r e s lClufecaeP duolCepacs serC ztrauQC ser N hig t i n lag e S t WatershedDrStarstruckLk ChristianBerryDr Pa r r o t Ave tcepsorP rD Caskwell Dr snamrekcuT nL Agou t i L k MilletCl GtSlaner Leeward Dr Teal Island Dr Moor-henLn M e a d o w a n d s D r R i l e y C r oedoR lC Eld e r b e r r y D r S ae S yarp D r Duck Pond Cay Jackson Wall North Sound Estates Lower Valley Great Pedro Point Little Pedro Point Northward Newlands Spotts Beach Bay H C Caribe Paraíso Residences © Acorn Media 2023 1/4 1/4 1 1/2 1/2 1/8 Kilometres Miles
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Contributors

JC Calhoun

JC helped us update the Finding a Home chapter and gave us the ins and outs of the current Cayman property market.

Due to his energy, experience, great reputation and commitment to the industry, JC has not only been at the forefront of the real estate industry since the 80s but has helped us update the Finding a Home chapter for at least ten years. Known for his in-depth market analysis, and regarded as a solid advisor on real estate transactions, JC and his team at Coldwell Banker are recognised leaders in the real estate business, part of a growing physical and digital network.

Scott Jones

Scott helped us update the Jurisdiction of Choice section of Cayman Resident 2023.

Scott Jones is an associate in the Private Capital & Trusts Group at Walkers. He deals with a range of structures involving private capital, including the establishment of family offices in the Cayman Islands. Scott also has institutional experience on setting up family investment companies, fund structures and investment vehicles whether stand-alone or within more developed single family office structures. He also works for multi-family offices and supports investment managers who cater to ultra-high-net-worth investors.

Menelik Miller

Menelik helped us rewrite and update the insurance information in the Cayman a Global Financial Centre chapter.

Menelik is Counsel at Appleby in Cayman and is Head of the Regulatory and Compliance group. He practices in the area of financial services regulation; advising on a wide range of regulatory issues. He also advises on establishing newly regulated businesses, prudential regulatory considerations, corporate governance and has significant experience of regulatory inspections and other regulatory enforcement matters. Menelik has more than ten years of experience working with or for financial service regulators in the UK, Jersey, BVI and the Cayman Islands.

Nick Joseph

Over the years Nick has written, added to and updated our Immigration chapter - all of it!

With a BA in Psychology and Languages, and an LLB (Hons) in Law, Nick was admitted as a Cayman Islands Attorney at Law in 1997. Today he is a partner at HSM Chambers and a leader of the firm’s Cayman Business Team, specialising in immigration, licensing and employment matters relating to the establishment of residence and conduct of business in and from within the Cayman Islands. He also teaches the Immigration Law course at the Truman Bodden Law School in Cayman.

Andrew Howarth

Andrew updated all the banking, beneficial ownership and legislation to meet client needs information in our Running a Business chapter.

Andrew Howarth is a partner in Walkers’ Regulatory and Risk Advisory Group. He provides regulatory advice to financial services businesses, investment funds and service providers to investment funds on the practical impact of the developing Cayman Islands regulatory requirements. He has been closely involved in the consultative process for the development of new legislation and regulation in the Cayman Islands.

Will Koutney

Will updated the information on finding a job in the IT, legal and financial services industry in Cayman. Will Koutney moved to Cayman from Florida, USA in 2010 and worked for BDO as an auditor. After progressing to manager, Will shifted careers and joined CML in July 2015 to lead the Financial Services Recruitment team. Will’s professional experience includes captive insurance, funds, and reinsurance. Will is a CPA, member of the AICPA and CIIPA, and is a professionally designated HR professional (SHRM-SCP). In his leisure time, he enjoys golf, basketball, alpine skiing, fishing and watching the University of Florida Fightin’ Gators.

Amanda Minto

Amanda checked and updated all the information in our Family Matters chapter. Amanda (Counsel, Travers Thorp Alberga) is a highly experienced family law and private client litigator called to the Bar of England and Wales in 2009 and the Cayman Islands in 2021. Before relocating to Cayman, Amanda practised as a barrister specialising in divorce and ancillary financial matters. She is ranked as a ‘Tier 1 Leading Junior’ in the Legal 500 and is described as a “formidable advocate”. Amanda continues to practise as a family law specialist in the Cayman Islands dealing with pre and post-nuptial agreements, divorce and the practical and financial arrangements for children.

Jeanette Verhouven

Jeanette helped us update the health insurance information in the Health chapter and the insurance information in the Settling In chapter. Jeanette is a Registered Nurse currently serving with Bogle Insurance Brokers. She has longstanding experience helping employers with group benefits in the Cayman health insurance industry. She was awarded a Cayman Islands National Heroes Health Services Award in 2015. Her knowledge, medical background, empathy and extensive industry relationships of over 20 years have helped countless clients with their insurance needs.

XXX 26 CAYMANRESIDENT 202 3 » CONTRIBUTORS
2023

People who have helped with this issue of the Cayman Resident

Darren Trickett

Darren helped us update the information we have in Cayman Resident about pension plans. Darren is the Pension Sales & Relationship Manager at Island Heritage and has over 25 years of banking, finance and investment experience working for a number of retail banks with roles spanning from IT Administration to Branch Management. In 2017 Darren joined Island Heritage to launch a new pension offering to bring greater strength, selection and transparency to employers. Island Heritage is a wholly owned subsidiary of Bermuda-based BF&M, with pension assets of over US$ 1.5 billion and 117 year history as a leading insurer.

Ingrid Pierce

Ingrid wrote and updated the section on Investment Funds in the Cayman a Global Financial Centre chapter.

Ingrid is Walkers’ Global Managing Partner and heads the Cayman Investment Funds Group. Ingrid has over 20 years experience and is recognised as one of the world’s leading investment funds lawyers. She has particular expertise in advising funds on managing distress in volatile markets and has considerable experience with contentious matters having acted in connection with the acquisition, restructuring and winding down of various high profile funds.

David Pytches

David wrote and updated the Trusts information which we have in our Cayman a Global Financial Centre chapter.

David is a partner in Walkers’ Private Capital & Trusts Group. He has over 20 years experience in wealth and succession planning. He advises institutional trustees, ultra-high-net-worth private clients and family offices on all aspects of Cayman Islands and BVI trusts and succession law, including the formation, administration and restructuring of trusts and foundations, private trust companies, charitable and philanthropic ventures, wills and estate administration.

William Steward

Wil helped us update our Building in Cayman chapter and filled us in with what is happening in the world of construction in Cayman.

Wil is the Managing Director of the architectural firm Chalmers Gibbs. His professional experience covers the spectrum of architectural projects, including commercial, hotel and resort, health care, retail and luxury residential. With a lifelong passion for music, Wil is a respected jazz pianist and dabbles in a love of steel guitars as well as folk instruments. He regularly performs with his group Cool School at various music events in Grand Cayman and abroad.

Philip Paschalides

Philip updated the section on Single Family Offices in our Cayman a Global Financial Centre chapter. Philip is a partner in Walkers’ Finance & Corporate practice plus the firm’s Private Capital & Trusts practice, representing private clients and family offices on cross-border transactions. He also deals with the establishment of family offices and the relocation of individuals and businesses to Cayman. For many years Philip has been regarded by the legal directories as a market leader for structured finance transactions.

Rebecca Davidson

Rebecca has been sharing her amazing photography with us for 18 years! Her lovely photos grace many chapters in this issue.

Rebecca Davidson is an award winning photographer based in the Cayman Islands. Arriving from the UK as a teenager, she quickly fell in love with the Island and learned her trade here among the people she grew up with. She now has 20 years worth of experience photographing newborns, families and doing commercial work, and she specialises in weddings. Rebecca books international weddings each year so that her family can travel and experience different cultures around the world.

Fleur Peck

Fleur is an expert on what is happening in the construction and real estate market and her research helped us hugely in updating our content.

Fleur is a Chartered Surveyor, registered valuer, member of the RICS and is the owner of Blue Point Consultants. She has 20 years experience in the property market having started her career in one of the top surveying firms in the UK. She has developed a strong reputation in the hotel and resorts sector on the valuations, consulting and sales side. Recent instructions include portfolio valuations of hotels for market value and insurance purposes, insurance negotiations after damage from hurricanes as well as the sale of numerous hotels in Cayman.

David Walker

David helped us update our information on Fintech and investing in cryptoassets.

David Walker is Managing Partner of MHA Cayman and has been leading a successful Cayman Islands based audit practice since 2008. As a licensed audit practitioner, he has focused on serving investment funds and digital assets businesses. MHA now has over 200 clients investing in, or servicing, the digital asset industry. David has also completed an MSc in Digital Currency and his clients include three of the leading industry names..

» www. caymanresident .com 27 XXX CONTRIBUTORS

About

In late August 2022 Deputy Premier Chris Saunders revealed that the upcoming Economic and Statistics Office’s Spring Labour Force Report showed that the population of the Cayman Islands has increased to 78,554. The 2021 Census (taken in October 2021) showed our population had increased by 28.2% since the last census in 2010. Work permit numbers are also up from 26,967 in August 2021 to 32,184 a year later and, for the first five months of 2022, the Government showed a CI$179.5 million operating surplus, CI$30 million more than projected in the budget. The Government’s operating revenues for the first five months of 2022 totalled CI$568.9 million, which is CI$51 million over the prior year, and CI$23 million ahead of budget. The Government’s income from stamp duty on land transfers, financial services fees and work permits all brought in more than budgeted. Our construction industry continues to flourish with 559 planning permits and 487 planning approvals issued as of early August 2022.

Amongst the resurgence in our economy comes a record inflation rate of 12.1% and a very real cost-of-living crisis. Our fuel prices have jumped by 37.3% and along with it the cost of electricity is up by 20.2%, housing/rents are up by 22.4% and food has risen by 7.9%. Residents were hugely relieved when all final travel restrictions were removed in August 2022 for vaccinated and unvaccinated residents and tourists. Travel Cayman was disbanded and travellers are no longer required to seek permission to enter the Islands. The hope is that tourism will now rebound and help our economy recover.

ABOUT CAYMAN 28 CAYMANRESIDENT 2023 »
Cayman’s outlook, a history of the Cayman Islands, customs, traditions, festivals, legal and political systems, geology, flora and fauna, climate, banking hours and dress code.
Cayman
CAYMAN’S YEAR IN REVIEW & OUTLOOK
Cayman’s Year In Review & Outlook 28 History & Politics 29 - Early Cayman History 29 - Piracy 29 - Slavery 30 - The Legal & Political Systems 31 - Relationship with the UK 31 - National Statistics & Fact Sheet 32 Geography 31 - Geology, Caymanite 31 - Flora & Fauna, Mosquitoes 32 Customs & Traditions 33 - Traditional Cayman Homes 33 - Catboat Regattas, Public Holidays 33 - Traditional Industry, Thatch Weaving 33 - Turtles & Turtling 34 Traditional Events & Holidays 34 Formalities 35 - Attire & Dress Standards 35 - Time, Business Hours, Climate 35
Photos courtesy of the Cayman Islands National Archive

Although the overall unemployment rate has dropped to 3%, the minimum wage stagnates at an impossible-to-live-on rate of CI$6 an hour, and the median salary of our population is CI$35,994. The 2021 census showed that at least 652 households did not have enough to eat due to a lack of money in the four weeks prior to the census being taken. When families have to choose between keeping the lights on and feeding their children, it is obvious why, as part of the PACT Government’s 2022-2024 Strategic Policy Statement, one of the first things they implemented was free school meals across all public schools. With a vision to improve Caymanian’s futures through improving education and implementing social programmes, the Cayman government has rolled out a oneto-one laptop programme for public school children, raised the scholarship allowances for both Caymanian A Level students and university students (see the Education chapter for exact details) and, amongst a raft of other things, plan to reintroduce A Levels and non-Caymanians into public schools. They also intend to dramatically improve the under fives early years provision for children after an avalanche of research has shown that a person’s financial and social outcome is transformed depending on the way they are parented and educated in those first five informative years.

To put home ownership within reach of more Caymanians, the Cayman Islands Development Bank (CIDB) has set aside CI$15 million to lend to Caymanian mortgage seekers. The CIDB will lend borrowers up to CI$600,000 for up to a 30year term with interest rates as low as 3.75% for two years. With the Government’s National Energy Policy in mind and with its goal of increasing the amount of energy that Cayman derives from renewable sources to 70% by 2037, GreenTech Solar and Cayman National Bank have teamed up to offer expertise and 100% loans to those wanting to get solar panels on their houses. In July 2022 the Finance Minister, Chris Saunders, announced that 20% of the Government’s current surplus

would be used to fund an energy assistance programme and CI$5 million was set aside to bring down electricity bills of those most in need during the hottest months of the summer (July, August and September).

Cayman’s prudent government planning and bonds issued in foreign and local currency, along with the Island’s strong fiscal policies, means that Cayman is financially one of the most robust countries in the Caribbean and is positioned to weather the challenges that the world economy faces due to rising interest and inflation rates. The Government’s 2022-23 budget projects that Cayman’s total net worth will be CI$1.349 billion at the end of 2023, total revenue will be CI$978.1 million and total expenses will be CI$950.3 million at the end of 2023. The Government covers all its operating expenses from revenue and only borrows money for capital investments if it needs to. Cayman has one of the lowest debit-to-GDP ratios in the world at only 5.3%. Moody’s credit rating for the Cayman Islands is Aa3 with a stable outlook, and the GDP was worth US$5.61 billion in 2020, according to official data from the World Bank.

HISTORY & POLITICS

Early Cayman History - 1503 to 1670

Christopher Columbus is credited with discovering the Cayman Islands. The explorer was on his fourth voyage of discovery when his ships, ‘Santiago de Palos’ and ‘La Capitana’, sailed past Cayman Brac and Little Cayman, on 10th May 1503. His son Ferdinand noted in his journal, “We were in sight of two small, low islands, filled with tortoises, as was the sea all about.” Columbus named the islands ‘Las Tortugas’ after the large number of sea turtles he saw. Columbus and his men didn’t stop. Worm-eaten and leaking badly, their ships laboured on until they had to be beached and eventually abandoned in St. Ann’s Bay, Jamaica.

Historians question whether Columbus was really the first person or even European to set eyes on the Cayman Islands. A full year prior to Columbus’ journey, the three islands appeared on the 1502 Cantino

map. Moreover, Queen Isabella of Spain authorised four other voyages to the New World in 1499. Aside from these facts, even if Columbus was the first European explorer to set foot in Cayman, at the time of his visit, there were as many as a million Carib, Taíno and Arawak Indians living in the adjacent coastal areas in the region. Archival research suggests that Cayman is a word of Carib-Indian origin, meaning crocodile. The Caribs and Taíno were proficient mariners, known to make ocean journeys in canoes up to 80ft in length. In Jamaica, thousands of Taíno Indians were living just up current from Cayman, so it is probable that the Taíno were among Cayman’s first visitors.

In 1586, Sir Frances Drake and a fleet of 23 ships stopped in Grand Cayman for two days and recorded that the island was not inhabited, but that there were numerous crocodiles, alligators, iguanas and turtles.

In 1655, Admiral William Penn and General Robert Venables were sent from Britain by Oliver Cromwell to take Hispaniola Island from the Spanish. The so-called “Western Design” failed as the English did not capture the Spanish stronghold; however, they did manage to seize Jamaica. Shortly afterwards, Cayman became a possession of Great Britain, following the signing of the Treaty of Madrid in 1670.

Piracy

By 1660, the English had established themselves in Jamaica and began treating the Cayman Islands as natural appendages of that larger territory. However, apart from small settlements on Grand Cayman and Little Cayman, most of the three islands were left untouched. This was ideal for pirates, since Cayman also lay astride the route of treasure galleons returning to Spain, laden with gold and silver from the New World. The promise of capturing Spanish treasure ships on their way home from the Caribbean soon attracted the attention of a motley crowd of buccaneers, pirates and freebooters. The ‘Golden Age’ of piracy spanned from the 1650s to the 1730s. Cayman’s most notorious pirate

ABOUT CAYMAN » www. caymanresident .com 29

was Edward Teach, otherwise known as Blackbeard, who frequented the area from 1713 until his death on 22nd Nov 1718. Despite the celebration of Cayman’s National Festival, Pirates Week, held at the beginning of November, the piratical part of Cayman history is downplayed in favour of district heritage days. However, some of the biggest names in buccaneering circles, including Lowther, Lowe, Morgan and Blackbeard, prowled the coasts of the Cayman Islands. According to Neville Williams’ book, ‘A History of the Cayman Islands’, the abundance of fresh water, turtle meat and wood, made Cayman an ideal landing spot. Furthermore, the Islands offered pirate captains the possibility of finding crews to man captured vessels and a quiet location away from the authorities where pirates could hide their loot and careen and repair their vessels. This pirate’s haven, however, only lasted for about 110 years. By the 1730s, the scourge of the buccaneers had been largely tamed, if not discouraged, by the growing population.

Slavery

The first Cayman land grants by the English Crown were made in 1734 and it is likely that these first settlers brought slaves. The holdings were granted to Campbell, Middleton, Bodden, Spofforth, Foster and Crymble. In 1773, the cartographer George Gauld drew the first map of Grand Cayman for the Royal Navy. He made a note in the margin, marking the population at 400 – half free and half slaves. By 1802, when Edward Corbett did his census, the population of Grand Cayman had grown to 933, of which 545 were slaves. Interestingly, only two of the original founding families, Foster and Bodden, remain. It is possible some of these families returned to Jamaica with their slaves having found Cayman unsuitable for planting on a large scale. According to the book ‘Cayman Emerges’ by Bertie Ebanks, when slavery was officially abolished in 1833, there were around 985 slaves owned by 116 families. During this time, the population was 2,000, resulting in a ratio of about one

slave to one non-slave. This makes Cayman very unusual compared to other Caribbean islands, particularly Jamaica, where the ratio was 10 slaves to one free man at the time of emancipation. In exchange for their freedom, the claims of the 116 Caymanian slave-owners totalled £447,765 pounds sterling.

To this day, Cayman has very good race relations and according to the author Gary Lee Roper, quoting from his book ‘Antebellum Slavery’, “Grand Cayman differs greatly from its neighbour Jamaica, in that there were no large plantations on the three small Cayman Islands, slaves were limited to the trades and domestic arts”. This is part of what differentiated the Cayman Islands from other slave-owning nations at that time. Although slavery existed in Cayman for about a century, it was not ultimately able to prosper because the main sources of industry on the Island were not in areas that were conducive to the slave trade, like farming and agriculture.

1700 to 1900

In the 1700s, the permanent settlement of Grand Cayman began with a few families, most notably the Boddens. Between 1734 and 1742, five land grants in Grand Cayman were made by the Governor of Jamaica. At this time, mahogany and logwood were exported to Jamaica. In 1780, William Eden, a mariner and early English settler, established a cotton and mahogany plantation in Savannah’s Pedro bluff, building St. James (now known as Pedro St. James Castle), a remarkable building for that period and the only house on Grand Cayman to survive the devastating hurricane of 1784. In 1794 the ‘Wreck of the Ten Sail’ occurred and Cayman’s most popular legend of how Cayman became tax-free was born. In 1798, the Governor of Jamaica appointed the first magistrate in Cayman.

The 1800s saw the first census in 1802, on 5th December 1831, Pedro St. James was the site of a historic meeting of residents who came together to select representatives for the five different districts. The meeting

allowed for local laws to be formed for better government. Cayman’s first elections took place five days later, and 31st December the first Legislative Assembly met in George Town. The population at that time was approximately 2,000. Between 1830 and 1840, the first missionaries from the Anglican and Wesleyan churches arrived and the first schools were established, the Mico Charity and the Wesleyan school. In 1835, Governor Sligo of Jamaica landed in Cayman to declare all slaves free, in accordance with the Emancipation Act of 1833, and to help keep the peace in the abolition period. In 1846, the Presbyterian Church was established by the Rev. James Elmslie. In 1898, Frederick Sanguinetti, a British national, was appointed by the Governor of Jamaica as the first Commissioner of the Cayman Islands.

1900 to 1970s

In 1920, a major Education Act paved the way for the establishment of government schools in all districts. In 1937, the first cruise ship, the ‘Atlantis’, visited Cayman and the beginnings of tourism commenced with the publication of the first tourist booklet. However, tourism did not really take off until the 1950s when several hotels opened. Then, in 1953, Grand Cayman’s first airfield was built, which replaced the seaplane service that had operated in the North Sound since the 1940s. The year 1953 was significant for two other reasons, the opening of the first commercial bank, Barclays, and the first hospital, the Cayman Islands Public Hospital.

In 1959, Cayman enacted its first written Constitution, which granted women the right to vote. In the same year Cayman ceased to be a dependency of Jamaica. In 1962, following Jamaica’s independence from England, Cayman chose to remain as a Crown Colony. In 1965, the Mosquito Research Control Unit (MRCU) began operating. In that year, the Chamber of Commerce was established, the Caymanian Weekly newspaper (later the Caymanian Compass) began publishing and the Rotary Club of Grand Cayman was chartered. In

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1966, landmark legislation was introduced to encourage the banking industry. In 1968, Cayman Airways started flying, and in 1970, the population reached 10,249 with a total of 403 visitors arriving that year. In 1972, a new Constitution was introduced under which Cayman would be governed by a Legislative Assembly, Executive Council and a Governor. In this same year, Cayman introduced its own currency. In the early 1970s, Cayman’s banking industry took off.

The Legal System

The Cayman Islands legal system is based on English common law, with the addition of local statutes which have, in many respects, changed and modernised the common law. The Islands have a good legal and judicial system, which is constantly being upgraded to enhance the islands’ safety and reputation as a leading financial centre. The courts system is a simple one, with practice and procedure based on English law. Minor criminal and civil cases are tried by a Stipendiary Magistrate sitting in the Summary Court. All serious crimes and most civil cases are tried by the Grand Court, presided over by the Chief Justice and Grand Court Judges permanently residing in the Islands. Appeals lie from the Grand Court to the Cayman Islands Court of Appeal, which sits in Grand Cayman and, from there, to the Judicial Committee of the Privy Council in England. New residents, especially those from the US, may be surprised to find that barristers in court wear wigs and gowns.

The Political System & 2021 Election

The Cayman Islands is a parliamentary democracy with separate judicial, executive and legislative branches and holds its general elections every four years. Cayman has a “One Man, One Vote” electoral system, with 19 districts and each represented by one Member of Parliament. As of December 2020, the LA became known as Parliament and MLAs became Members of Parliament. Since the establishment of political parties in the Cayman Islands, a

record number of candidates entered the 2021 race as independents and a total of eleven were elected. Six former Cabinet and Progressives members – Sir Alden McLaughlin, Roy McTaggart, Juliana O’Connor-Connolly, Dwayne Seymour, Joseph Hew and Moses Kirkconnell – were re-elected. However, after the much talked about ‘horse-trading’ – what locals call the period of time following an election when ministry assignments are decided – the independents, formed the government, and secured control of Cabinet.

Premier Wayne Panton holds responsibility for sustainability and climate resiliency. Deputy Premier Christopher Saunders presides over finance, economic development and labour. Minister Kenneth Bryan is responsible for tourism and transport. Minister Juliana O’ConnorConnolly once again oversees education, district administration, lands and survey, while Bernie Bush has home affairs, youth, sports, culture and heritage. Andre Ebanks is responsible for financial services and commerce and is minister for investment, innovation and social development. Johany Ebanks now has responsibility for planning, agriculture, housing, and infrastructure and Sabrina Turner has health and wellness. Former opposition leader McKeeva Bush is the Speaker of the House. Roy McTaggart is the new Leader of the Opposition, with Joey Hew as Deputy Leader. The next general election is scheduled to be held in 2025.

Relationship with the UK

The Cayman Islands has been connected to Great Britain since the signing of the Treaty of Madrid in 1670. From that time until 1962, Cayman was linked to Jamaica as a dependency. In 1962, Jamaica chose to become independent, but the Cayman Islands decided to remain a British colony. In 2002, the Foreign and Commonwealth Office discontinued the use of the term ‘Dependent Territory’ and the Islands are now called an “Overseas Territory”. The Foreign and Commonwealth Office appoints a governor, whose responsibilities

cover a number of areas including: national security, foreign affairs, police, immigration, passport office, postal services and other portfolios, such as broadcasting, district administration and the civil service. Currently, there is very little desire amongst Caymanians for the Islands to become independent.

GEOGRAPHY Geology

The Cayman Islands are the tops of seamount pinnacles reaching up from the Cayman Trench — one of the deepest sections of ocean in the world. The Cayman Ridge stretches from the Sierra Maestra mountain range in Cuba to the Gulf of Honduras. This ridge forms the northern margin of the Cayman Trench, which is 100 miles wide and reaches depths of around 25,000ft. The Islands’ position near the Oriente Transform Fault and the Mid-Cayman Rise means that the three Islands are separate uplifted fault blocks that were pushed up by friction between the North American and the Caribbean tectonic plates. According to the research of geologist Brian Jones, each Island appears to have a granodiorite foundation, which is succeeded by a cap of basalt and an uppermost layer composed of carbonates. These carbonates were created by living organisms such as corals, algae and shells, and were laid down during sea level changes over the past 30 million years.

Caymanite

Hidden away, under the jagged crust of Grand Cayman’s East End and the craggy cliffs of the Bluff in Cayman Brac, lie beautiful and mysterious mineral deposits. These rock strata, called Caymanite, are found only in the Cayman Islands and are well disguised by the surrounding limestone. Caymanite has layers of colours in earth tones, created by the different metallic contents of each stratum. Its hardness challenges any who work on it, but when cut and polished, the stone has radiant hues and can be transformed into unique jewellery and carvings. There is a

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permanent Caymanite display at the Cayman Islands National Museum and pieces can be purchased at various places in Cayman including the Museum, Artifacts, Pure Art Gallery and other jewellery shops.

Flora & Fauna

Cayman is world-renowned for its marine life, but there is much to see on land as well. Over 650 different species of plants, of which 415 are native, have been recorded in Cayman and the forests are far more diverse than those found in more temperate, northerly latitudes. Two of the best places to see the flora and fauna of Grand Cayman are the Botanic Park, where you’ll spot lots of the endangered Blue Iguana, and the Mastic Trail. Cayman Brac and Little Cayman are also particularly popular with bird watchers. Little Cayman has a major breeding ground for a species of cormorant called the Red-Footed Booby.

Cayman also has a colourful native green parrot that can be heard chattering in almond trees on all three islands, especially at sunset. Frogs and lizards are common around houses, especially those backing onto the bush. Owls and bats can be seen at night. Large, edible land crabs crawl across roads after heavy rains. The agouti is shy and rarely seen but can be spotted in the Eastern districts. Fresh water ponds attract migrating birds and are filled with hicatees, a species of aquatic tortoise and tiny minnows. Much of Cayman is covered in wetland and large areas of mangrove wilderness, an essential breeding ground for fish and birds. Mangroves are now a protected habitat in Cayman and cannot be removed without authorisation. Their protection is a major objective of the National Trust for the Cayman Islands. To learn more about the practical health applications of Cayman’s flora and fauna, follow Bush Girl Medicine on Facebook and Instagram(@bushgirlmedicine).

Mosquitoes

Before the Mosquito Research and Control Unit (MRCU) was established in 1965, mosquito numbers were legendary. Reports were made of livestock being suffocated during the night and people did not venture outdoors without a smoke-pot to drive off the mosquitoes. In 1974 one mosquito trap, which is a tool still used today to survey mosquito numbers, caught 793,103 mosquitos in a single night. However, thanks to Dr. Marco Giglioli, MRCU’s first director, numbers have fallen. He and his team dug a huge network of canals, ditches, dyke roads and paths into the wetlands and swamps, which serve as mosquito breeding habitat, and by manipulating the water levels of these wetland areas he controlled the pest by physical means. These dyke roads are maintained to this day and are used to survey standing water for the presence of developing mosquitoes.

When larval mosquitoes are found in the water MRCU uses a biorational insecticide to try to suppress the mosquito’s emergence. However, many thousands of inaccessible wetland acres produce mosquitoes as do area of standing water, so

Fact Sheet

Composition: Grand Cayman, Cayman Brac and Little Cayman

Location:

Grand Cayman – Western Caribbean, about 150 miles south of Cuba, 480 miles southwest of Miami, 180 miles northwest of Jamaica

Cayman Brac – 89 miles northeast of Grand Cayman

Little Cayman – 5 miles west of Cayman Brac

Capital: George Town, in southwest Grand Cayman

Size: 102 sq miles/164 sq km (total area of all three islands)

Grand Cayman – area: 76 sq miles; length: 22 miles; average width: 4 miles; highest point: about 60ft above sea level

Cayman Brac – area: 15 sq miles; length: 12 miles; average width: 1.5 miles; highest point: The Bluff – 140ft above sea level

Little Cayman – area: 11 sq miles; length: 10 miles; average width: just over 1 mile; highest point: 40ft above sea level

Population: 78,554 (Spring Labour Force Report 2022)

National Income (2020/2021):

GDP per capita: CI$80,755

Real GDP: CI$4,121.3 million

Total Government Revenue 2020: CI$758.7 million

Total Government Expenditure 2020: CI$809 million

Core Government Debt: CI$248.6 million

Other Statistics (2021/2022):

Infant Mortality rate (per 1,000 live births): 7.84

Doctors per 1,000 population: 4

Unemployment Rate: 5.7%

Total Work Permits: 71,432

Total Labour Force: 44,441 (2021/2022 Census)

Total # Core Government Employees: 4,000

Average Inflation Rate: 11.2%

Total Imports: CI$334.92 million (as of March 2022)

Bank & Trust Licences: 241

Captive Insurance Licences: 634

Total Mutual Funds: 12,935

Private Funds: 15,343

New Company Registrations: 16,584

Airline Arrivals 2021: 17,308; 2022 (Jan-May): 88,010

Cruise Ship Arrivals 2022 (March-May): 123,129

Main Industries:

Financial Services, Construction, Healthcare and Tourism

Political Status:

Overseas Territory of the United Kingdom (i.e. British dependency)

Nationalities:

Over 125 different nationalities are represented in Cayman, including Caymanian, Jamaican, Filipino, British, American, Canadian, and a mix of Latin American.

ABOUT CAYMAN 32 CAYMANRESIDENT 2023 »
Information obtained from The Economics and Statistics Office.

trucks and planes are used to fog and spray these pests at dusk. MRCU’s Integrated Mosquito Management (IMM) programme has also been working hard at limiting mosquitoes produced in containers such as tyres, buckets, barrels and other water-bearing receptacles. The public are reminded to please never leave water standing in upturned pots or tubs as mosquitos can breed in something as small as a bottle cap! Remember to check around your house after it rains!

CUSTOMS & TRADITIONS

Once known as the “Islands that time forgot,” the Cayman Islands have been catapulted into the 21st century at, some say, an alarming rate. Over the last two decades there has been a determined effort to uphold a balance between preserving the essence and simplicity of the past, while still moving resolutely into the future. Many Caymanian customs and traditions are linked inextricably to religious holidays. Whether camping by the sea at Easter or hunting for land crabs during the rainy season, these events are social in nature and family-oriented. Visit East End on any given Sunday and you will see families and friends, recently returned from church, ‘shooting the breeze’ on their front porches or enjoying a noisy game of dominoes under the shade of a breadfruit tree. Being up to date on the latest ‘Marl Road’ (gossip) is as important as drawing breath in the Cayman Islands!

The Traditional Cayman Home

The oldest known style of Caymanian home is the ‘wattle and daub’ cottage, which dates back to the mid-18th century. Houses were usually rectangular, with foundation posts made from termite-resistant ironwood. Gaps between the ironwood or mahogany posts were filled with a basket weave of wattled sticks and then plastered on either side with lime daub made from burnt coral.

The earliest roofs were thatched using palm tree fronds, but in more recent times, wood, shingle or corrugated zinc have been used. Windows were simple openings with wood board shutters, while smoke-pots helped keep out mosquitoes. Normally, these one-storey dwellings would feature a steeply pitched roof. This would keep the houses cooler as hot air rises. The typical sandy yard would have been shaded with seagrape and popnut trees and there would be a separate ‘caboose’ for cooking.

Backing Sand

Family outings to the beach on weekends are a major part of Caymanian culture, but sand plays another very important role in Cayman at Christmas time. Unlike many parents around the world, Caymanians have always been able to guarantee their children a ‘white Christmas’. The tradition of ‘backing sand’ has stood the test of time. Often, beginning as early as October, Caymanians could be seen by the light of the moon carrying ‘ground baskets’, woven from leaves of the magnificent thatch palm trees that tower loftily over the islands, brimming with powder-white sand from

Public Holidays 2023

Monday, 2nd January New Year’s Day (observed)

Monday, 23rd January National Heroes Day

Wednesday, 22nd February Ash Wednesday

Friday, 7th April Good Friday

Monday, 10th April Easter Monday

Monday, 15th May Discovery Day (3rd Monday in May)

Monday, 12th June King’s Birthday (TBC)

Monday, 3rd July Constitution Day (1st Monday in July)

Monday, 13th November Remembrance Day

Monday, 25th December Christmas Day

Tuesday, 26th December Boxing Day

the beaches. The sand would be deposited in the front yard and on Christmas Eve, raked into intricate patterns and decorated with shiny new conch shell pathways.

Catboat Regattas

Cayman’s proud maritime history has served to provide many lasting traditions. The Catboat, a simple sailing boat once used for fishing and turtling in and around Cayman waters, is enjoying a revival thanks to the efforts of the Cayman Islands Catboat Club. Regular regattas are held in Grand Cayman and the sight of these humble, yet skillfully crafted vessels tacking their way around George Town’s bustling harbour, vying for space amid cruise ships, dive boats and tenders, is a truly remarkable snapshot of the juxtaposition of past and present in Cayman.

Traditional Industry

Many years ago, the principal economic mainstay of the Cayman Islands was the hunting of sea turtles. However, there were other industries, including schooner building, sponge harvesting, gathering of seabird eggs, wrecking, guano collecting, catching sharks for the leather industry, felling and removal of hardwoods such as mahogany and cedar, barking of red mangrove trees and cutting of logwood for their use in dyes. Coconuts were exported, cotton was gathered, ropes were made from thatch and, from the late 19th century until the 1960s, Caymanians worked as merchant seamen on commercial ships.

Thatch Weaving & Rope Making

Another noteworthy tradition is thatch weaving. ‘Laying rope’ was once one of the few means of making a living for Caymanian women and children while the men were away at sea. This valuable custom has been passed down from generation to generation. Certain districts were known to produce the best ‘tops’ for cutting and people would often walk for miles to collect bundles of thatch, which would later be stripped, dried and twisted into fine fathoms of rope. This would then be traded overseas or exchanged for goods

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such as cloth, sugar or kerosene.

Folk Music & Dance

Folk music and dance have been a part of Caymanian culture for decades. In order to preserve, celebrate and propagate the musical traditions of the Cayman Islands, the Cayman National Cultural Foundation formed the Cayman Islands Folk Singers. The company exists to help revive the folk music tradition in the Cayman Islands. The work it produces is reflective of the Caymanian image and helps us appreciate our place in the Caribbean region and the wider world. Since its inception, the group has been showcasing Cayman’s rich musical heritage through song. The Folk Singers have an impressive repertoire of Caymanian composition, as well as beloved songs from around the region. For more information, email: info@artscayman.org.

Turtles & Turtling

When the first Europeans came to Cayman, they found one of the largest turtle nesting grounds on Earth. For nearly 200 years, ships of all nations, particularly French, Dutch and English, came to these shores to ‘turn’ green and loggerhead turtles and dry their flesh, an easily obtainable source of protein for ship or plantation stores. Early on, Cayman became the centre of the Caribbean turtle industry. By 1800, the turtle population had dwindled and the local turtling fleet turned their attention to the south coast of Cuba and the coastline of Central America. Until the early 1960s, Cayman ships still supplied the largest share of turtles entering foreign markets from the Caribbean. These were mostly caught on the Mosquito Coast of Nicaragua.

The Cayman Islands officially banned turtle hunting in 1988 and the species is now protected under international conventions. The Department of Environment (DoE) began sea turtle nest monitoring in 1998 and in 2021 a total of 531 nests were counted across the Cayman Islands. Properties on the beach with nonturtle-friendly lighting are the number one major threat to turtle conservation.

Anyone interested in installing in turtlefriendly lighting email: emu.doe@gov.ky.

Camping

Camping by the sea at Easter is a longheld Caymanian tradition. Popular spots to camp are beaches along the Queen’s Highway, Rum Point, Cayman Kai and Seven Mile Beach. Camping in Cayman is legal, but there are strict guidelines. These include removing all garbage, disposing properly of human waste, not camping on land which has a ‘Do Not Trespass’ sign on it and being very careful with lighting and burying bonfires due to nesting turtles. Permission must be sought from the Dept. of Environmental Health (Tel: (345) 949 6696) and the Fire Dept. (Tel: (345) 949 2276) to light a bonfire. To rent a public beach cabana call the Recreation, Parks & Cemeteries Unit (Tel: (345) 946 8250).

TRADITIONAL EVENTS & HOLIDAYS

The Agricultural Show

Early Caymanians supplemented the sea’s bounty by subsistence farming. While organic farming has experienced a resurgence, the Department of Agriculture, in conjunction with the Agricultural Society, have been running the Agriculture Show for over 50 years. The show is a widely anticipated family event every year and provides farmers with an opportunity to sell their home-grown produce and display their livestock. In addition, there is a wide selection of local produce, authentic dishes and handmade crafts available for sale. Children can participate in the many child-friendly activities, such as games, pageants, horseback riding and the petting zoo. The Agricultural Show is a testament to the love the people of these Islands have for the land. Held on Ash Wednesday, a public holiday, it is not to be missed!

Easter

Easter is a very festive time in Cayman. Caymanians celebrate the occasion by camping on beaches, many attend church services and there are Easter brunches at numerous hotels and restaurants. Rum

Point is also a popular meeting point for groups with boats, and some families rent condos in Cayman Kai and enjoy the beach for the weekend.

Batabano & CayMAS

Cayman has two carnivals which are both hugely popular and include a colourful street parade where people dress up in stunning costumes and dance to pulsating Soca music. The carnivals celebrate the Caribbean’s diverse African and religious roots, and they reflect the Island’s rich heritage. Thousands of Cayman’s locals and visitors flock to the streets. Cayman Brac has its own celebration, Braccannal.

Rundown

This popular local show is named after a spicy Caymanian dish that combines lots of different ingredients. It is a satirical look at Caymanian life, politics and its people. For more information call (345) 949 5477 or visit www.artscayman.org.

Halloween

Halloween is a very popular event in the Cayman Islands. The festivities start just as the sun goes down and are wrapped up around 9pm. Very popular areas to trick-or-treat include South Sound and Snug Harbour, but people also trick-ortreat in their neighbourhoods. Check out Cayman Parent online, which always has a list of events happening for Halloween.

Pirates Week Festival

Cayman’s National Festival, Pirates Week,

National Symbols

National Bird: Grand Cayman Parrot

National Flower: Wild Banana Orchid

National Tree: Silver Thatch Palm

National Song: Beloved Isle Cayman

National Motto:

“He hath founded it upon the seas”

ABOUT CAYMAN 34 CAYMANRESIDENT 2023 »

has expanded into a three-month festival starting in September with heritage days in Grand Cayman and then moving to Little Cayman at the beginning of November. The famous Pirates Landing then takes place in the second week of November in Grand Cayman with the float parade the week after that. The festival then finishes in Cayman Brac at the end of November. For over 40 years Pirates Week has been the country’s largest celebration and it encompasses many additional events including a street dance, running race, a sea swim, lots of wonderful steel pan music, song and costume competitions, delicious food and an amazing fireworks display that wows us all. For more information, visit their Facebook page @ CaymanIslandsPiratesWeekFestival.

Christmas

Christmas in Cayman is magical. There might not be snow, but we put up real Christmas trees, which need to be ordered in September, and fill our gardens with twinkling lights as the rounds of parties and good cheer begin. The festive season kicks off with the Christmas breeze, which starts to blow in November. Traditions include visiting Captain Theo Bodden’s magnificent garden, opposite Sunset House which, from early-December, becomes a theatrical display of lights. Camana Bay’s annual tree lighting in November is a great family outing. The Parade of Lights takes place at the beginning of December. The Rotary’s annual carol singing concert in early December is highly anticipated every year. Enjoy shopping at the local craft markets, and keep a look out for an appearance from Father Christmas!

FORMALITIES

Attire & Dress Standards

Business attire is usually conservative for men. Jackets are rarely worn, even in board meetings, but are compulsory for lawyers attending court proceedings. For women, a smart skirt, dress or slacks with a blouse is appropriate. For social occasions, residents love to dress up and casual attire can be

smart. Women dress in the same way they would in the US and Europe. Away from the workplace, the dress is casual. Shopping and running errands are usually done in shorts and t-shirts or sundresses.

Date System

The Cayman Islands uses the English date system of day/month/year. However, because of the influence of the US, some people write the date as month/day/year. It can be confusing, so make sure to check!

Daylight Saving Time & Greenwich

Mean Time (GMT)

Daylight Saving Time is not observed in the Cayman Islands. Cayman is on Eastern Standard Time. When the United Kingdom is on British Summer Time (BST), the time difference between the UK and Cayman is six hours.

Sunday Closings

By law, most businesses in the Cayman Islands close on Sundays. Places that remain open include pharmacies, gas stations, convenience stores, restaurants, hotels and hotel bars, Camana Bay’s cinema, the Black Pearl Skate Park in Grand Harbour and Kings Sports Centre.

Business & Banking Hours

Typical business opening hours are Monday to Friday 8.30am-5pm. Banks are open Monday to Thursday 9am-4pm and Friday

9am-4.30pm. Usually only retail outlets, restaurants, pharmacies and supermarkets are open on Saturdays. The latter are also open on public holidays but with reduced hours.

Greeting Customs & Caymankind

Say “Good morning” or “Good evening” on first meeting someone in Cayman. If you are talking to a Caymanian, then use the first name but preface it with a “Miss” or a “Mr”. “Mrs” is rarely used. If you do not know their name, and they are older than you, then “Sir” or “Ma’am” is appropriate. “CayMAN” (never the Caymans or CayMEN Islands) is a welcoming place and ‘Caymankindness’ is embodied by many, so be sure to engage with people you meet. Caymankindness is all about being kind and courteous.

Climate

The most pleasant weather in the Cayman Islands is during the winter, from midNovember to April, as there is little rain, brilliant sunshine and a constant, cool sea breeze. These months also coincide with peak tourist season. May to October is the rainy season, but unless there is a tropical depression or a severe storm over the Cayman Islands, the rain is normally only heavy for a few hours.

Tell

Cayman’s Climate at-a-glance (2021 figures)

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THE
them you saw it in the
Average temperature Average sunshine hours Total millimeters of rainfall Average humidity (%) January 26.5 °C /79.7 °F 8 7.3 75 February 27°C /80.6°F 9 38.3 72 March 27.1 °C /80.8 °F 9 22.8 72 April 28.1°C /82.5 °F 10 25.6 71 May 28.8 °C /83.8 °F 10 200.6 79 June 29.3 °C /84.8 °F 10 132 77 July 29.8°C /85.7 °F 11 97.8 74 August 29.6 °C /85.4 °F 10 320.9 76 September 30 °C /86 °F 9 50.2 73 October 29.3°C /84.7 °F 8 217.9 76 November 27.5 °C /81.4°F 8 221.3 74 December 27.5 °C /81.4 °F 8 30.3 75

Cayman

A Global Financial Centre

The Cayman Islands continues to maintain its dominant position as a leading global financial hub, efficiently connecting law-abiding users with providers of investment capital and financing worldwide, benefitting both developed and developing countries. Cayman’s commitment to excellence and modern legislation are two key elements of its performance, particularly in capital markets and investments, and Cayman is strengthened by its close connections to the United Kingdom as a British Overseas Territory. Cayman is the number one domicile for healthcare and group captives and continues to excel globally in banking, capital markets, trusts and fiduciary services. The success of the financial services industry is attributed to our sound regulatory regime and political and economic stability, which are supported by highly skilled and experienced service providers. Additionally, we ensure adherence to international standards, and we are committed to supporting global efforts to fight financial crime. Cayman is a leading jurisdiction worldwide for mutual funds, its strong international reputation is a result of our commitment to the principles of openness and transparency, and we have continuously improved our legislation to meet international demands.

Beneficial Ownership

The Cayman Islands has implemented the highest global standards for transparency and cross-border co-operation, which are regularly reviewed and enhanced.

In 2017, the Cayman Islands passed legislation to establish a

36 CAYMANRESIDENT 202 3 » CAYMANA GLOBAL FINANCIAL CENTRE 2
An overview of the Island’s banking, fund management, captive insurance and trust industries, structured finance, currency, the stock exchange and aircraft/ship registration.
Beneficial Ownership 36 Legislation to Meet Client Needs 37 Cayman’s Financial History 37 Jurisdiction of Choice 38 Banking 38 Taxation 38 Investment Funds 39 Trusts 40 Companies & Partnerships 40 Structured Finance 40 Collateralised Loan Obligations 40 Independent Directors 41 Financial Technology ‘FinTech’ 41 Single Family Offices 42 Insurance Legislation 43 Captive Insurance & Reinsurance 44 Domestic Insurance 44 Cayman Islands Insurance Association 44 Cayman Islands Stock Exchange 46 Currency 46 Aircraft/Ship Registration 46
Photos courtesy of Julie Corsetti & Gary White

centralised platform for beneficial ownership information. The legislation requires companies, limited liability partnerships (LLPs) and limited liability companies (LLCs) to engage a corporate services provider to assist them in establishing and maintaining a beneficial ownership register. Companies, LLPs, LLCs and other persons may be subject to fines and imprisonment for breaching the laws relating to establishing and maintaining beneficial ownership registers.

Only the competent authority can search the beneficial ownership registers for information and can do so only upon a lawful request by a specified Cayman Islands or UK law enforcement authority.

The UK is spearheading an international campaign to encourage more countries to commit to publicly accessible registers by 2023. They believe that action on beneficial ownership information in overseas territories should be complemented by improved public access to beneficial ownership information internationally. The Cayman Islands Government made a commitment in October 2019 to introduce public registers of beneficial ownership information when it becomes the international standard. This is anticipated by 2023.

Legislation to Meet Client Needs

The Cayman Islands’ regulatory framework is continuously evolving to ensure it meets the needs of market participants and their clients and investors. Cayman has amended its anti-money laundering, terrorist financing, proliferation financing and financial sanctions requirements to ensure it remains in line with developing global standards, in particular those of the Financial Action Task Force (FATF).

In 2016, the Limited Liability Company was introduced at the request of US clients. In 2017, the Foundation Companies Act was introduced, which provides clients with a flexible vehicle for offshore structuring. In particular, the Foundation Companies Act has recently proved to be useful for emerging virtual asset businesses looking for corporate vehicles without traditional shareholders.

Following consultation with the OECD, the EU and Cayman Islands stakeholders, the Cayman Islands and other international financial centres adopted economic substance requirements in 2019. Cayman was assessed by the OECD as fully compliant. In 2020, the Cayman Islands amended the existing Mutual Funds Act and enacted a new Private Funds Act to provide a regulatory regime for smaller closed-ended investment funds. The Cayman Islands had already introduced legislative changes to allow the funds sector to participate in the EU’s Alternative Investment Fund Managers Directive.

Also in 2020, the Cayman Islands introduced the Virtual Assets (Service Providers) Act which sets out the legal and regulatory framework for virtual assets service providers seeking to do business in and from the Cayman Islands.

Cayman’s Financial History

On the dark and moonless night of the 8th of February 1794, a navigational error resulted in ten British ships, including a Royal Navy vessel, being wrecked on the treacherous coral reefs off East End, Grand Cayman. Local people saved everyone aboard the ships, including, so the story goes, a royal prince. When Britain’s King George III heard of this act of gallantry, he is said to have decreed that the people of the Cayman Islands should forever be free from taxes and war conscription. There is no doubt that the Wreck of the Ten Sail took place, but there is no documented evidence of the royal decree; however, this has not stopped

the story from becoming one of Cayman’s favourite legends.

The real reason for the Cayman Islands being a tax-free jurisdiction is rather more prosaic. Until the mid-1960s, the population was below 8,000, and most Caymanians made their living from subsistence farming, fishing, turtling, schooner building and making thatch-rope, while many of the men served as merchant seamen on ocean-going ships, usually ones flying the American or Liberian flag.

This basically meant that most of the residents in Cayman were living on meagre earnings, there were few companies at the time, and capital gains were virtually nonexistent, so there was nothing worth taxing. However, in 1952, an aircraft runway was constructed, and the following year Barclays Bank opened a branch in Grand Cayman. In fact, Cayman’s status as an international financial centre derives from the foresight of some early legal practitioners and a receptive government which, in the mid-1960s, drafted and enacted legislation together to build on this modest beginning.

In the following decades, more international banks were attracted to Cayman, together with law and accounting firms. When the Bahamas became independent from the UK in 1973, several expatriate workers from that jurisdiction were attracted to Cayman as a stable place to do business. Cooperation between the Government and the private sector has continued to this day. This, combined with a policy of welcoming expatriates with special skills to the Islands and a population of well-

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educated Caymanians, has kept Cayman at the forefront of the international financial industry.

Jurisdiction of Choice

To be successful in the highly competitive global financial industry requires political and economic stability, tax neutrality, a responsive legal system, reliable service providers, a sound regulatory regime, a stable banking environment and an absence of exchange controls. In addition to these factors, Cayman’s status as an overseas territory of the United Kingdom and its international cooperation regimes in the areas of tax information exchange, regulation and law enforcement provide the necessary level of confidence in Cayman’s sophisticated, hospitable and predictable financial environment. That confidence is built on Cayman’s status as a transparent, cooperative jurisdiction that already meets or exceeds the full range of globally accepted standards for transparency and cross-border cooperation with law enforcement and tax

authorities, together with jurisdictional commitment to maintaining that status quo. Cayman became an early adopter of automatic data exchange, signing onto agreements such as the EU Savings Directive, OECD’s Common Reporting Standard, US FATCA, and country-by-country reporting principles under BEPS. The OECD’s Global Forum in 2017 assessed our jurisdiction to be “largely compliant” with the international standard for transparency and exchange of information, the same rating given to Germany, Canada and Australia.

Banking

Regulated by the Cayman Islands Monetary Authority (CIMA), banking in the Cayman Islands is a major part of Cayman’s financial sector, with 100 banks licensed as of March 2022. Of these, 10 hold Class A licences and are permitted to carry out local and international business. The other 90 banks hold Class B licences and are mainly restricted to offshore transactions with non-residents. Most of these banks are branches, subsidiaries

and affiliates of established international financial institutions conducting business in international markets.

As of December 2020, Cayman was ranked 16th internationally in terms of cross-border assets and 14th for cross-border liabilities, at US$578 billion and US$537 billion, respectively. More than 80% of those international assets represent interbank bookings between onshore banks and their branches, subsidiaries, affiliates and other Cayman Islands’ licensed banks. A testament to the worldwide recognition of the quality of Cayman’s financial industry is the fact that over 40 of the world’s top 50 banks hold licences in Cayman. The banking sector hires highly skilled professionals and is one of the most prominent employers on the Island. Cayman Islands’ banks are bound by strict anti-money laundering and, counterterrorism proliferation financing laws which are recognised as meeting or exceeding those of all major onshore jurisdictions.

Taxation

Of fshore legal services

with agility

Cayman imposes no income, capital gains, payroll or other direct taxation on corporations or individuals resident in the Cayman Islands. Taxes are, however, imposed on most goods imported to the Islands and stamp duty (especially on direct and indirect transfers of Cayman Islands real estate) represents a significant amount of taxation in the Cayman Islands. Through this tax system, total Government tax revenues, as a percentage of GDP, are similar to tax rates in G20 countries and are sufficient to fund Government operations. This makes additional, direct taxation unnecessary.

Cayman signed its first Mutual Legal Assistance Treaty with the USA in the 1980s and now has tax information exchange agreements with 36 jurisdictions; Cayman participates in the Multilateral Convention on Mutual Administrative Assistance in Tax Matters, which allows tax information exchange with more than 140 countries; facilitates an automatic data exchange as part of the European Union Savings Directive; and has adopted US FATCA, UK FATCA and the OECD’s Common Reporting

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‘Tax haven’ is a phrase that is often thrown around in the media and politics, and incorrectly assigned to the Cayman Islands. Cayman does not meet any of the tax haven definitions set out by the OECD, Transparency International or Tax Justice Network. It does not offer tax incentives designed to favour non-resident individuals and businesses. Cayman does not have differing tax rates for foreign entities, nor does it have legal mechanisms or treaties (such as double taxation agreements) in place with other countries that (legally) effect the transfer of tax bases from one country to another in order to reduce taxes. Cayman does not promote itself as a jurisdiction for aggressive tax planning.

Investment Funds

The Cayman Islands are the world’s leading offshore centre for the establishment of hedge funds and private equity funds.

Over 12,000 mutual funds are licensed, registered or administered with the Cayman

Islands Monetary Authority (CIMA). Following the enactment of the Private Funds Act in 2020, there are over 15,000 private funds registered with CIMA. The vast majority of investment funds are aimed at institutional or sophisticated/high net worth investors, which is reflected in the types of funds that are regulated in the jurisdiction and their assets under management. Investment funds, like other entities established in the Cayman Islands, must have a registered office provided by a licensed corporate services provider, which maintains, among other things, the corporate records of the entity. Funds will typically appoint a suite of service providers both within and outside of the Cayman Islands and in certain circumstances, must appoint Cayman Islands providers. Thus, funds will engage Cayman Islands legal counsel, approved Cayman Islands based auditors, administrators (who may need to be locally licensed in certain circumstances) as well as directors and/or advisory boards, licensed Cayman Islands trustees and (if listing) an approved listing agent. In keeping

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with international standards, each fund is required to appoint anti-money laundering (AML) officers and AML compliance officers and there are several qualified professional organisations that can provide this service. Asset managers may be based in the Cayman Islands or overseas. While the overwhelming majority of managers are located outside of the jurisdiction, in recent years there has been increased interest by managers in establishing a business with a physical presence in the Cayman Islands. With the amendment of the Securities Investment Business Act in 2019, there is an enhanced regulatory and supervisory framework for securities investment business in the jurisdiction.

The success of the investment funds industry in the Cayman Islands is due to a combination of factors, including its marketleading reputation, freedom of investment decisions for asset managers, tax-neutral status, and the availability of world-class professional service providers. It has a highly regarded legal and regulatory system, with the final appellate court being the Judicial

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Committee of the Privy Council. The funds industry is a key pillar of the Cayman Islands financial services sector, responsible for the direct employment of hundreds of professionals. These advantages will ensure that Cayman continues to lead the way as the jurisdiction of choice for investment funds.

Fund Statistics

As of June 2022, CIMA records indicate that there are 12,935 regulated mutual funds, comprising 8,685 Registered Funds, 291 Administered Funds, 52 Licensed Funds and 3,236 Master Funds. CIMA records also indicate that there were 15,343 regulated private funds.

Trusts

As a global centre of excellence for trusts, the Cayman Islands financial sector has serviced international clients for decades, providing modern, flexible and robust structures for wealth structuring, estate planning and commercial applications. Cayman offers a well-regulated, politically stable and taxneutral environment in which to form and administer a trust. While deriving originally from English law, Cayman’s local Trusts Act has been reviewed and updated regularly over the past thirty years to ensure that it remains at the cutting-edge, competitive, and appropriate to meet the evolving needs of a global client base. Cayman boasts a deep bench of specialist and experienced trustees, legal advisors, accountants, administrators, regulatory professionals and other service providers, and a highly regarded, reliable and independent judiciary and courts system. The Island’s trust industry is overseen by the Cayman Islands Monetary Authority which is responsible for the licensing and supervision of regulated financial businesses, ensuring compliance with anti-money laundering and other regulatory laws, and liaising with its counterparts in other countries.

An important part of the jurisdiction’s trust framework is the Banks and Trust Companies Act (2021 Revision). This Act was amended in 2019 to give the Cayman Islands Monetary Authority (CIMA) more

responsibility and control in the regulation of the trust industry. The amendment requires more frequent reporting by licencees to CIMA and gives CIMA the power to reject licence applications that do not fulfil requirements. The amendment also requires the regulation of the licensee’s minimum net worth to ensure that it is maintained on both a solo and consolidated basis and that the capital and other prudential requirements are met. Other provisions to modernise and strengthen Cayman’s position as a leading trust jurisdiction were made in the context of a continued focus on compliance in the world of finance.

With steady and dependable growth, trusts remain an important component of the financial services industry in Cayman. According to CIMA, as of the 30th of June 2022, there were 141 Active Trust Licences, of which 57 were Full Trust Licences, 58 were Restricted Trust Licences and 26 were Nominee (Trust) Licences. In addition, there were 145 private trust companies registered in Cayman as of the same date.

Companies & Partnerships

The Cayman Islands is a popular jurisdiction for the establishment of business vehicles because of its stable legal system, modern and flexible corporate structures, businessfriendly culture and tax neutral status. The main forms of business vehicles established in the Cayman Islands are exempted companies, limited liability companies, limited liability partnerships, exempted limited partnerships, segregated portfolio companies, special economic zone companies and local ordinary companies. In particular, the Cayman Islands is a pre-eminent jurisdiction for the formation of alternative investment funds.

In recent years there have been significant developments in Cayman Islands regulation as it applies to business vehicles, particularly with respect to anti-money laundering, beneficial ownership, economic substance, data protection and the regulation of closedended alternative investment funds. These developments underpin the jurisdiction’s ongoing commitment to adherence to the very highest international standards.

In addition to law firms, which are available to provide specialist legal advice and assistance in the establishment and ongoing management of Cayman Islands business entities, there are also many highly qualified professional firms licensed to provide corporate services in the Cayman Islands.

Structured Finance

Several of Cayman’s law firms specialise in capital markets and structured finance transactions for international clients. The Cayman Islands have become one of the world’s leading providers of Special Purpose Vehicles (SPVs) for structured finance transactions and are recognised by the international rating agencies as a pre-eminent jurisdiction for rated debt capital market transactions. SPVs are often used in securitisation transactions which involve the acquisition of financial assets by the SPV and the subsequent issuance of securities to institutional investors.

The attraction for investors in securities issued by Cayman Islands SPVs includes statutory recognition of non-petition provisions, tax neutrality, creditorfriendly legislation and the large number of sophisticated professionals in the legal, accounting and fiduciary sectors who are well-versed in establishing, maintaining and reviewing orphaned structures.

Collateralised Loan Obligations (CLO)

The Cayman Islands remains the top choice of domicile for US CLO managers when establishing issuer vehicles due to Cayman’s reputation as a sophisticated, creditor-friendly jurisdiction. CLOs securitise assets, typically leveraged loans, by pooling them together and paying out income and principal repayments from the pool to note-holders. CLO investors buy tranches of notes with specific seniority and pay-out structures, hence taking different degrees of risk. Given its status as a recognised exchange, the Cayman Islands Stock Exchange is also a popular choice for managers should investors require that the notes be listed.

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Independent Directors in Cayman

A thriving sector of Cayman’s financial services industry is the provision of independent directors on various structures, such as hedge funds, private equity funds, special purpose vehicles, and insurance companies. Corporate Governance in general has become a major touch point in the financial services industry worldwide, following a number of high profile cases where investors were defrauded, in part due to insufficient independent oversight. In addition, during the global financial crisis, independent directors from the Cayman Islands added significant value when hedge funds were faced with making difficult decisions, for example, ensuring that all decisions were made in accordance with the fund documents and that all shareholders were treated fairly. This has not been lost on the institutional investors who are, for the most part, making it one of their investment requirements that there is a majority of independent directors on the board. In addition to the extra layer of

oversight provided, a significant benefit of appointing a local, Cayman director to a Cayman entity is that local service providers are current with all relevant legislation, and can ensure that the structure is compliant with their legal requirements where necessary.

The Cayman Islands Government approved the Directors Registration and Licensing Act (DRLA) 2014, which requires all directors of mutual funds regulated under the Mutual Funds Act (2020 Revision) and directors of companies registered as excluded persons under the Securities Investment Business Act (2020 Revision), to register with CIMA. This law provides for the registration and licensing of individuals or companies appointed as directors of Cayman Islands mutual funds and entities carrying out securities investment business. This includes Cayman Islands incorporated or registered investment managers. The law requires an individual acting as a director on 20 or more entities to apply for a professional

director’s licence, unless they meet certain caveats. Professional directors are required to have insurance with a minimum aggregate cover of $1million and minimum cover of $1million for each and every claim. An amendment to the DRLA was passed in early 2020 as a consequence of amendments to the Securities Investment Business Act (SIBA).

The use of independent directors has been brought into increased focus following the implementation of the Economic Substance requirements, which came into effect in the International Tax Co-operation (Economic Substance) Act, 2018, passed in December 2018. This legislation does not currently apply to investment funds, but requires all other relevant entities to prove that their “mind and management” are in the Cayman Islands to allow them to claim the tax benefits of being domiciled in an offshore jurisdiction.

Financial Technology ‘FinTech’

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Islands Government passed The Virtual Asset (Service Providers) Act, 2020 (“Act”), which provides a legislative framework for the conduct of virtual assets business in the Cayman Islands and for the registration and licensing of persons providing virtual asset services. The Act is intended to place the Cayman Islands with a cutting-edge, robust framework which is in alignment with global regulatory standards, protects consumers and meets the requirements of the Financial Action Task Force recommendations in respect of virtual assets.

The Act defines a “virtual asset” as a digital representation of value that can be digitally traded or transferred and can be used for payment or investment purposes but does not include a digital representation of fiat currencies. For the purposes of the Act, virtual service tokens are not classed as virtual assets. A person is a ‘Virtual Assets Service Provider’ (“VASP”) under the Act, if it is (i) a partnership or entity formed and/ or registered under the applicable Cayman Islands legislation (ii) provides a virtual asset service as a business or in the course of business in the Cayman Islands and (iii) is registered or licensed in accordance with the Act or is an existing licensee that is granted a waiver under the Act. A natural person cannot carry on or purport to carry on a virtual asset service as a business or in the course of business in or from within the Cayman Islands. The Act requires a VASP to register with or be licensed by the Cayman Islands Monetary Authority (“CIMA”) dependent on the activity carried out by the VASP.

As perhaps one of the most publicly recognised applications of FinTech, cryptocurrencies are virtual currencies that use cryptography to secure and verify transactions, and to control the creation of additional units. But FinTech – a shortened form of ‘financial technology’ – is broader than just cryptocurrencies. FinTech also refers to computer programming and other technology that is revolutionising the delivery of financial services via digital applications, retail banking and investment markets. Particularly in recent years, financial services

in Cayman have increasingly reflected the value of delivering products and services through FinTech innovations. Some of the virtual asset and FinTech-related activities that take place within Cayman include crypto exchange services, custodial services, initial coin offerings and innovators working on new centralised and decentralised technologies. Government’s is open to the development of FinTech and virtual asset services in the Cayman Islands. The Virtual Asset (Service Providers) Act (2020) has introduced a framework to regulate digital assets, in order to ensure that any risks associated with such activities are analysed and mitigated, and that any benefits are realised in a manner consistent with a wellregulated financial services jurisdiction. For updates on the Cayman Islands’ digital assets regulatory framework, visit the Cayman Islands Monetary Authority’s website at www.cima.ky.

Single Family Offices

The Cayman Islands are an increasingly appealing jurisdiction for the establishment and operation of single family offices. This is, in a sense, a natural evolution and development of the financial services activities for which the Cayman Islands is well known. Many of the businesses that grew to service the investment funds, banking, finance and insurance sectors require experienced staff and technical expertise that is consequently available in the Islands and readily transferable into a family office environment, where the focus is on the preservation and management of family assets rather than external investors’ interests. There are few places outside the major onshore financial centres which can offer the talent pool, professional services support, fiduciary/custodial mindset, transactional expertise and connectivity which is available in and provided by the Cayman Islands. Single family offices of many shapes and sizes, therefore, have come to be based in the Islands but the most prominent by some margin is the Dart Family Office, which has made the Cayman Islands its home since the 1990s

and has played a significant role in the recent development of Cayman. Having a large and sophisticated family office such as Dart in the Islands is a major endorsement of the factors that make Cayman so appealing for family offices generally and, as the community of single family offices in Grand Cayman grow s, there will be growing opportunities for these family offices to work together, co-invest, and to attract larger and ever more interesting investment opportunities.

Unsurprisingly, the cosmopolitan nature of the Cayman Islands generally is reflected in the international makeup of the single family offices, which are based here, with offices representing families from the US and Canada, the Caribbean, Latin America, Europe and Africa, particularly, and interest from the Middle East and Asia has also increased of late. As well as being based in the Cayman Islands themselves, many single family offices employ Cayman Islands companies, limited partnerships or trusts to structure the acquisition and holding of assets or to participate in the international transactions in which they engage in order to preserve and enhance the wealth of the family which they serve. In this respect, the Cayman Islands provide solutions to the single family office at a number of different levels.

Families Relocating

With over 135 nationalities represented in the Cayman Islands, it is no surprise that the Islands are proving of increased interest to UHNW (ultra high net worth) individuals and families from all regions of the globe. The factors that make the Cayman Islands appealing for international business transactions and investment and asset holding structures, also make it appealing to the individual: the rule of law applies to all without bias, including the government; the judicial system is competent, fair and transparent and the Islands are politically and financially stable (reinforced by its connections to the United Kingdom as a British Overseas Territory); the Islands also boast an excellent communications

42 CAYMANRESIDENT 202 3 » CAYMANA GLOBAL FINANCIAL CENTRE 2

network. In addition to this, inhabitants of the Cayman Islands enjoy a considerably higher standard of living than anywhere else in the Caribbean, if not the world. Most importantly, the Cayman Islands are extremely safe with a low crime rate and no instances of the type of antisocial and threatening behaviour which affects other places where the wealthy tend to congregate. Cayman is a society that is friendly, inclusive, cosmopolitan and respectful of the individual, so much so that the term “Caymankind” has been coined recently to reflect the particular qualities of Cayman society. With an expected increase in the population of the Islands and the arrival of new permanent residents from all regions and walks of life, we can expect increased diversification within the population over the coming years, increased interest from wealthy families and increasingly diverse activity on Island. The significant number of residential developments under way in the Cayman Islands attests to the global appeal of a move to the jurisdiction from

families at all economic and age levels and there are interesting educational and other projects under way and in the works which show the jurisdiction’s ambitions to position its younger population and future workforce for effective competition in the global marketplace for talent and opportunity.

Insurance Legislation

The enactment of the Insurance Act, 2010 (the ‘Insurance Act’) was a result of public and private sector collaboration in an effort to improve the regulation of insurance business in the Cayman Islands, enhance protection for domestic consumers and open new frontiers of business development. The main provisions of the Insurance Act include what were at the time two new categories of insurer licences – Class C (Special Purpose Vehicles for Insurance linked securities (“ILS”)) and Class D (large commercial Reinsurers). It also includes whistle‐blowing provisions, enhanced domestic policy holder protections and

provides for increased penalties and regulatory powers of the Cayman Islands Monetary Authority (CIMA), the regulator of Cayman’s financial services sectors.

In March 2013, Cayman introduced incorporated cell legislation for insurers structured as Segregated Portfolio Companies (SPCs). The Insurance (Amendment) Act, 2013 confers several advantages, such as allowing a portfolio insurance company (PIC) the flexibility to transition to a stand‐alone insurance company unlike an unincorporated cell. The Insurance (PIC) Regulations, 2015 were brought into force on the 16th of January 2015, along with the related section of the Insurance (Amendment) Act, 2013. These regulations enhance the statutory insurance framework, providing additional alternatives to risk management by enabling insurers incorporated as SPCs more flexibility.

In June 2022, the Insurance Act, 2010 was amended by the Insurance (Amendment) Bill, 2022 so as to allow

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capital redemption contracts or funding agreements, i.e. contracts under which an insurer may (a) receive and accumulate sums of money; and (b) pay a sum or sums of money or render money’s worth, on dates and in amounts that are not contingent on human life or against risks of the person insured. The new law also introduces new licence categories for insurance companies, namely an expanded B (iii) category and a new B (iv) category that provide more options and opportunities for a potential insurance company.

Captive Insurance

Since 1979 when the Insurance Law (predecessor of the Insurance Act) was first passed in the Cayman Islands, this jurisdiction has become a major centre for international insurance business. The Cayman Islands is the second largest domicile for captives and holds the number one position worldwide for healthcare captives. The Cayman Islands is also a leading jurisdiction for group captives and ILS. The international insurance industry is primarily made up of companies insuring risks in North America, representing about 90% of the market. As of 30th June 2022, the total number of international captives in Cayman was 664 with 22% of them in total being Medical Malpractice Liability captives. However the largest line of business now proves to be Workers’ Compensation, with 147 licencees and just over 22% of companies assuming risk as their primary line of business. Total assets for Group and Pure captives in Cayman equated to approximately US$74.6 billion with US$23 billion in total premiums as of 31st June 2022.

Reinsurance

Over the last few years the Cayman Islands commercial reinsurance industry has experienced double digit growth year on year. In fact between Q1 and Q2 2022 ten reinsurance companies established themselves in Cayman, bringing the total number of reinsurance licences to 74 with total assets of

US$28.4 billion. According to Ghislain Ghyoot (IFC Review), many reinsurance companies are moving from Bermuda to the Cayman Islands due to the fact that Bermuda elected the EU Solvency II (SII) route as a framework under which its insurance companies operate. However, as a result of this, US carriers and other non-European and/or global reinsurance-focused entities pay much higher regulatory capital ratios, and have greater investment restrictions as well as higher operating costs relative to Cayman as a result of their SII Regime.

There is however little appetite in the Cayman Islands to pursue the SII framework. The main reason for this is that across all areas of Cayman’s financial services sector, the jurisdiction is predominantly US facing and therefore SII would simply not be a match for the jurisdiction. For many US start ups, the Cayman Islands is the most appropriate jurisdiction for their new reinsurance platform. Another significant factor for executives of reinsurance entities is the value added that life in Cayman brings. For example, executives can secure a 25-year Substantial Business Presence Certificate which means immediate security of tenure and with this they can buy or build a home without restrictions, educate their children in superb schools, know that the healthcare is excellent and that there are no income or payroll taxes.

Domestic Insurance

The number of Class ‘A’ insurance companies operating in Cayman was 25 as of March 2022. The insurance sector in the Cayman Islands remains robust. For the year ending the 31st of December 2021, Class ‘A’ insurers reported annual total premiums of US$889 million.

Cayman Islands Insurance Association (CIIA)

The CIIA was established in 2004 to bring all the insurance associations representing the industry in the Cayman Islands under one umbrella. CIIA advises on insurance

policy and communicates directly with the Cayman Islands Monetary Authority (CIMA), which regulates the insurance industry, on behalf of industry stakeholders and insurance providers. The CIIA places a focus on the education and professional development of its members to increase their insurance knowledge. CIIA also aims to inform the public about current insurance topics of interest and provide transparent communication. To read posts about these topics and for more information, visit www.ciia.ky.

Cayman International Reinsurance Companies Association (CIRCA)

The Cayman International Reinsurance Companies Association (CIRCA) is an industry group that was established in 2020. Pursuant to its mission statement, CIRCA is “the industry group for commercial reinsurers located in the Cayman Islands, dedicated to fostering the industry through peer interaction, advocacy and education on topics impacting the regulatory and business environment”. CIRCA also focuses on promoting the interests of commercial reinsurers in the Cayman Islands and works collaboratively with all stakeholders in this expanding segment of the financial services industry. Inquiries about membership or other topics may be sent to info@CIRCA.ky.

Cayman Finance

Cayman Finance’s mission is to protect, promote, develop and grow the Cayman Islands financial services industry through cooperation and engagement with domestic and international political leaders, regulators, organisations and media; to promote the integrity and transparency of the industry by legislative and regulatory enactment and to encourage the sustainable growth of the industry through excellence, innovation and balance. For more information, visit www.caymanfinance.ky or email: enquiries@caymanfinance.ky.

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Cayman Islands Stock Exchange (CSX)

The CSX is a well-established and internationally recognised stock exchange, which is a member of the Intermarket Surveillance Group, an affiliate member of the International Securities Commission (IOSCO) and has been granted recognised status by the UK HMRC, which enables UK resident investors to receive interest and dividend payments without the deduction of withholding tax. The CSX provides a platform for the listing and trading of shares, specialist and corporate debt securities (including CLOs) and other instruments issued by trading companies, investment funds and other investment vehicles. Based in George Town, Grand Cayman, the CSX began trading in 1996, and since its inception, it has approved securities for admission for a total market capitalisation of over US$800 billion.

Department of Commerce and Investment (DCI)

The Cayman Islands Department of Commerce & Investment is responsible for the grant and regulation of licensing for most businesses in the Cayman Islands. This includes the administration and issuance of Trade & Business Licences, Local Company (Control) Licences, Tobacco Permits, Liquor Licenses, Music & Dancing Licecses, Public Film Exhibition Premises Licences, and Special Economic Zone Company Licences. DCI is also responsible for issuing Cinema licences, the enforcement and compliance of Second Hand Dealers and Intellectual Property matters and guidance and registration for Designated Non-Financial Business and Professions (DNFBP). For more information see their website at www. dci.gov.ky.

Cayman Islands Monetary Authority (CIMA)

CIMA was created by the Cayman Islands Government to regulate, supervise, protect and enhance the integrity of the financial services industry in the Cayman Islands. They are responsible for the supervision and regulation of licensed

and registered entities operating in and from the jurisdiction. They supervise and regulate over 20,000 entities, have over 200 employees and collect over US$100 million in fees from regulated entities. For more information see their website at www.cima.ky.

Currency

The legal tender of the Cayman Islands is the Cayman Islands Dollar (denoted CI$), and the sole issuing authority is the Cayman Islands Monetary Authority (CIMA). However, the United States Dollar, with a fixed rate of exchange, is widely used in local finance and commerce. The denominations consist of CI$1, CI$5, CI$10, CI$25, CI$50 and a CI$100 bill.

Aircraft Registration

The Cayman Islands Aircraft Registry (CIAR) (www.caacayman.com/aircraftregistry) provides aircraft registration and certification services for aircraft within the jurisdiction or those based elsewhere. Founded on UK legislation, the Civil Aviation Authority of the Cayman Islands (CAACI) is responsible for safety oversight and the economic regulation of the aviation industry in Cayman and for all aircraft registered on the CIAR. Any person or company wishing to register an aircraft in Cayman must meet the exacting standards of the CAACI; these include submitting due diligence records within a registration application which meet International Anti-Money Laundering Act requirements. Those financing a registered aircraft can register their security interest on the Cayman Islands Aircraft Mortgage Register, which is supported by the CI Mortgaging of Aircraft Regulations (2015). Registration applications, certifications and ongoing authorisations happen within a bespoke secured data management portal, VP-C Online designed specifically for the CIAR. Additional information can be requested by email: civil.aviation@ caacayman.com.

Ship Registration

The Cayman Islands’ seafaring history is

preserved by the Maritime Authority of the Cayman Islands (MACI) which has oversight of the Cayman Registry and maintains its headquarters in Grand Cayman. The MACI is a first-class international organisation, with a worldwide reputation for excellence and efficiency in global shipping. The registry is staffed by an international team of professionals with many years of experience in the world of international shipping. MACI offers consulting services to clients and other countries on a variety of maritime issues including maritime administration structures, financial aspects of operating a maritime authority, and how to draft specific legislation. As a Category One British Registry, the Cayman Registry is qualified to register vessels of all sizes and classes, from yachts to super tankers. In the super yacht range, Cayman is one of the world’s leading offshore luxury yacht registries. Registering your vessel in the Cayman Islands grants you protection and assistance from the UK Royal Navy regardless of location and full British Consular services for all Cayman flagged vessels. The Cayman Islands flag and its safety requirements are seen as the gold standard in the shipping industry. Visit www.cishipping.com.

Business Conferences in Cayman

Cayman hosts a plethora of notable business and industry conferences throughout the year which attract a broad cross-section of the professional and business community and well-recognised guest speakers who cover local and global events, pertinent financial, political and medical topics and technological advances. A few of Cayman’s premier business conferences include: The GAIM Ops Cayman conference, which is the largest hedge fund operational due diligence, compliance and risk management event, the Cayman Captive Forum which discusses issues most pressing to the captive insurance industry, and the International Wealth Structuring Forum hosted by STEP to name just a few.

46 CAYMANRESIDENT 202 3 » CAYMANA GLOBAL FINANCIAL CENTRE
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THE Tell them you saw it in the

MOVING TO CAYMAN

Moving to Cayman may be an exciting and significant milestone in your life, but there are a lot of details to consider before you arrive on the Island, move into your new home, unpack, start your job and then finally put your feet in the sand.

Gateways to Cayman

Grand Cayman’s Owen Roberts International Airport (ORIA) is located in George Town. Before the pandemic, it was a relatively busy airport, with over 1.4 million passengers passing through it each year. Major improvements have been made to the airport and runway in the past few years, which will eventually allow the airport to accommodate up to 2.7 million passengers per year and allow larger planes to land, thereby encouraging tourism from European countries.

The national flag carrier of the Cayman Islands is Cayman Airways. The main gateway to Cayman is Miami, with daily flights to Grand Cayman, as well as daily or weekly flights to Charlotte, Chicago, Denver, Havana, Kingston and Montego Bay in Jamaica, La Ceiba, Tampa, New York and the Sister Islands. In November 2022 Cayman Airways began a non-stop service to Los Angeles LAX airport. The service is currently running once a week, but it could be increased to three times a week. Other airlines that service Cayman are Air Canada, American Airlines, British Airways, Delta, JetBlue, Southwest, United Airlines and WestJet.

Cost of Flights

The average cost of a return ticket from Miami or New York is US$500 and from London it is US$1,300-US$1,800. Costs will vary according to high or low season.

To Move

Flying Time to Cayman

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time from Miami to Grand Cayman is one
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Preparing Moving to Cayman 47 - Gateways to Cayman 47 - Cost of Flights & Flying Time 47 - Special Services 48 - Relocation Services 48 - Time Zones 48 - Before Signing Your Contract 48 - Cost of Living Tables 50 - Cayman Currency 51 - Weights, Measurements & Temperature 51 The Process of Moving 51 - International Packers & Movers 52 - Cayman & Miami Freight Forwarders 52 - Shipping by Air 52 - Excess Baggage 52 - Shipping by Sea 52 Shipping Considerations 53 - Import Duty 53 - Customs Clearance 54 What to Bring & What Not To Bring 54
Everything you need to know about the process of moving: things
consider before signing a contract, what and what not to bring, duties and fees, the cost of living and shipping considerations.
Photos courtesy of Julie Corsetti

Special Services

To ensure a stress-free arrival to and departure from the Island, there are a few reliable companies that offer special services to help you. Taxis are readily available on arrival at the airport and you can find out more information on fares in the Transport chapter.

Island Air

Tel: (345) 949 5252

An aviation service for private and chartered aircraft, including ground handling and a refuelling service.

Websters Tours

Tel: (345) 945 1433 or www.websters.ky

Offers full airport arrival and departure services as well as on-Island transfers and Island tours.

Relocation Services

It is often useful to enlist the help of a relocation consultant. ‘Destination Services’, as it has come to be known, offers private and corporate clients

unbiased assistance and invaluable insight into island life.

Blue Point Consultants Ltd.

Tel: (345) 525 0706

Email: info@bluepointproperty.com

www.bluepointproperty.com

They offer an employee relocation programme which focuses on finding a suitable property for new residents, whether it be for a rental or purchase. Their services extend to advice on value, market rental value, or fit out/ refurbishment costs, investment value and finding the best fit for the individual. The professionals at Blue Point have over 25 years of experience living and working in Cayman and are fully qualified RICS surveyors, so they can offer experienced and professional advice on all property and relocation matters. SEE AD PAGE 174

Mosaic Cayman

George Town

Tel: (345) 928 7940

Email: relocation@mosaiccayman.com

www.mosaiccayman.com

Their experienced staff provide personal and tailored assistance for individuals and families relocating to and from the Cayman Islands. Relocation packages include pre-arrival consultations, extensive home services, schooling and vehicle solutions, pet relocation, shipping services and more.

SEE AD THIS PAGE

Navigate Cayman Islands

Tel: (345) 916 2362

Email: info@navigate.ky

www.navigate.ky

Navigate offers complete relocation services to individuals, families and corporations moving to the Cayman Islands. They will provide all the relevant help to get you settled in Cayman. Services include immigration, property research, business services including staff relocation and financial services, and lifestyle help such as finding schools, healthcare, event planning and much more. With over 30 years of experience of living and working in the Cayman Islands, Navigate’s founders are best placed to make your move as seamless and successful as possible. SEE AD OPPOSITE PAGE

Time Zones

While the US employs daylight savings, the Cayman Islands, being nearer to the equator, has relatively equal periods of day and night year-round. There’s only about an hour difference in daylight between 20th June and 20th December, so Cayman keeps the same time all year (-5 hours Coordinated Universal Time).

This means the Islands share Eastern Standard Time (EST = -5 UTC) with Miami and New York from November to March. However, when the US switches to daylight savings time in March, Cayman then shares Central Daylight Time (CDT = -6 UTC) with Chicago and Houston.

Before Signing Your Contract

When planning your move to the Cayman Islands, you will need to know what to expect in terms of the cost and standard of living, as they may be very different from what you’re used to. Bear in mind that the cost of living in Cayman is high

PREPARING TO MOVE 3 48 CAYMANRESIDENT 202 3 »

(see the ‘Cost of Living’ tables later in this chapter). Unless you are moving from an expensive city, such as London or New York, you may discover that everything from groceries and electricity bills to maintaining a car and schooling your children will cost significantly more. The process of moving can be very costly. Before signing, find out what your employer will do to absorb or mitigate certain costs. Here are some questions that you may want to ask your new employer before you accept a job offer:

1) Cost of Shipping Will the company contribute towards transporting your personal items to Cayman?

2) Accommodation & Renting a Car Will the company provide you with a place to live and a rental car for your first month on the Island? See the Finding a Home chapter for temporary accommodation options.

3) Cost of Setting Up Your Life in Cayman It is worth being completely aware of the costs of setting up a home in Cayman. For example, you will have to buy a car and a year’s worth of car insurance and pay deposits on a house or apartment, including deposits on getting your electricity, water and telephone set up. You will have to take a driving theory test (even if you already have a driver’s licence from another country) and pay for a driver’s licence. For a couple without children, we estimate the set-up cost to be just under CI$12,000. However, for a couple with children, we estimate it to be closer to CI$25,000 or even more if you don’t want the most basic of second-hand cars.

4) The Cost of Living This will invariably depend on your standard of living, but we advise that you design a budget before taking the leap to Cayman. Things to take into consideration are your salary, minus 5% pension and your portion of health insurance. Then factor in accommodation, utility bills (water, electricity, phone, TV, internet), running a car (gas, registration, license and insurance), groceries, school fees, entertainment, activities, clothes, flights off the Island, savings, etc.

5) The Currency of Your Salary What currency will your salary be paid in? If you will be paid in US dollars, is it at the going rate? For example, you might think US$60,000 is a fair salary for a qualified accountant, but it is only CI$49,200 (when using the bank exchange rate of .82) and the cost of living is greater here than in the US. Be aware that you will pay for almost everything in CI dollars, so if you are paid in US dollars, you are better off taking the money you need out of the bank in CI dollars than paying for something at a store with US cash at a conversion rate of .80. On a salary of US$60,000 per year, you will save around CI$1,200 a year by doing this.

6) Health Insurance This is compulsory and it is essential that you ask whether your company will be covering more than 50% of the basic plan required by law. Premium health insurance coverage for an individual will cost at least CI$500-CI$875 per month, double that for a couple and triple that for a family. Though the law states you only need the basic plan, the premium plan should be considered for better coverage. A good employer will pay at least 50% of a premium plan, including half of the insurance cost of your family. However, this will still leave you with a monthly deduction of between CI$650-CI$1,250 per month (if you are on a premium family plan).

7) Vacation Time How many weeks of annual holiday does your contract provide for? There is a disparity in Cayman between companies that offer only the US system of 10 working days per year and others that offer 3-4 weeks. Be sure to ask!

8) Can Your Children Join You? Unless you are guaranteed to earn a minimum of CI$3,500 per month, you will not be allowed to have your children join you in Cayman. See the Immigration chapter for more information.

9) Divorce If you get divorced during the tenure of your stay, the non-working ex-spouse will have to leave the Island or obtain a work permit, regardless of whether you have children. Your children can stay if they are listed as dependants on your work permit.

1 . W e p r o v i d e c o n c i s e a n d q u a l i t y i n f o r m a t i o n a n d a v a r i e t y o f s e r v i c e s r e l a t i n g t o d o i n g b u s i n e s s , i n v e s t i n g , o r m o v i n g a n i n d i v i d u a l , f a m i l y o r c o r p o r a t i o n t o t h e C a y m a n I s l a n d s .

2 . W e w o r k c l o s e l y w i t h l o c a l c o m p a n i e s t o p r o v i d e s u p p o r t s e r v i c e s f o r y o u r c l i e n t s t h a t f a l l o u t s i d e o f y o u r n o r m a l s c o p e o f w o r k .

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345-916-2362 345-917-0414 info@navigate.ky Lifestyle Cultural Awareness Real Estate Immigration Advice Estate Management Business Services Location Finding We do two things and we do them well: www.navigate.ky
Categories:
Service

Cost of Living in the Cayman Islands

Grocery Costs

Monthly Household Expenses for a 2-Bed Apartment (*optional)

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Expense CI $ US $ Electricity (including A/C) 250-300 313-375 Water 90 112.50 Cable/TV (basic package plus movies) 80 100 Telephone + Mobile (excluding overseas) 110 137.50 Internet Connection 75-100 94-125 Cleaner - once per week/per month* 200-250 250-313 A/C Maintenance – per quarter* 225 281.25 Pest Control – per quarter* 125 156.25
Item CI $ US $ Butter (Anchor 8oz) 3.59 4.49 Baby Food (Gerber 8oz) 3.89 4.83 Baked Beans (Bush’s 28oz) 4.09 5.11 Batteries (Duracell pack of 4 AAA) 4.39 5.49 Beer (Pack of 6) 10.49 13.11 Bread (Nature’s Own) 2.69 3.36 Cat Food (Friskies 5.5oz can) 1.19 1.49 Cereal (Special K Original 14oz) 5.49 6.86 Chicken (breast per lb) 3.29 4.11 Cigarettes (Marlboro per pack 20) 9.69 12.11 Coca-Cola (6 pack cans) 4.95 6.19 Coffee (Maxwell House Instant 4oz) 5.69 7.11 Disposable Diapers (Huggies 22) 10.09 12.61 Dog Food (Purina dry food 4lb) 13.19 16.49 Eggs (12 Organic Valley) 6.59 8.24 Ice Cream (Ben & Jerrys 1 pint) 7.69 9.61 Laundry Detergent (Tide 46oz) 8.19 10.24 Milk (IGA Whole 1 gallon) 4.99 6.24 Milk (Organic whole, 64 oz) 6.49 8.11 Shampoo (TRESemmé 28fl oz) 5.89 7.36 Shower Gel (Dove 12oz) 6.79 8.49 Sirloin Steak (Per lb) 7.29 9.11 Still Water (1 gallon) 1.49 1.86 Razor Blades (Pack of 3) 3.89 4.86 Red Wine (Pinot Noir 750ml) 22.99 28.74 Tampax (Pack of 10) 2.69 3.36 Toilet Paper (Charmin pack of 4) 4.39 5.49 Tomato Soup (Campbell’s 10.75oz) 1.99 2.49 Toothpaste (Colgate 6oz tube) 2.39 3.60 Tuna (Bumble Bee 5oz can) 1.69 2.11 White Wine (Pinot Grigio 750ml) 18.99 23.74 Whole Grain Rice (Uncle Ben’s 2lb) 4.39 5.49 Yoghurt (Dannon Activia 4 pack) 4.99 6.24 Average Apartment House Rental Rates (Mid-range) Expense CI $ US $ Studio apartment 900-1,500 1,125-2,249 1 bedroom apartment 1,300-3,500 1,625-4,375 2 bedroom apartment 2,000-4,500 2,500-5,625 3 bedroom apartment 3,000-6,500 3,750-8,125 3 bedroom house with garden 3,700+ 4,625+ Housewares Item CI $ US $ Bath Towel 13.50 16.75 Broom 7 8.75 China Set (Gibson 12 piece) 24.75 30.94 Coffee Maker (Mr.Coffee 12 cup) 41.50 51.88 Cutting Board (Kitchen Details 14” x 11”) 18 22.50 Dishwasher (Whirlpool) 625 781.25 Alarm Clock 10 12.50 Plates Set (8 piece) 20.50 25.63 Glasses Set (4 piece) 13.75 17.19 Igloo Wheeled Cooler (54 quarts) 105 131.25 Queen Comforter Set (9 piece) 101 126.25 King Sheets 50-161 63-201 Lawnmower 790 987.50 Light Bulbs (4 pack 10w) 15.50 19.38 Microwave (Whirlpool) 190 237.50 Paint (Flat interior 1 gal) 33 41.25 Pan Set (WearEver 12 piece) 105 131.25 Refrigerator/Freezer (Height 61 inch) 635 793.75 Screwdriver Set (7 piece) 38 47.50 Stove (Whirlpool 30 inch glass top) 1,430 1,787.50 Tall Kitchen Bin (20L) 40 50 Television (Samsung 65” flat screen) 1,049 1,311.25 Toaster (West Bend retro) 57 71.25 Washer/Dryer (Whirlpool) 1,595 1,993.75
Medical Care Expense CI $ US $ Advil (20 tablets) 5.79 7.24 Dentist Consultation 100-232 125-290 Dental Hygienist Cleaning 150-250 188-313 Consultation with a GP (Note: Any procedures are extra) 150-250 188-374 Hospital Daily Rate* Private Room (room and board only) 695 900 Hospital Daily Rate* Semi-Private Room 495 600 Conversion Rate = 0.80 1CI$ = 1.25 US$

Cayman Currency

The Cayman Islands Dollar (CI$) is pegged to the US Dollar and does not fluctuate. The exchange rate is CI$1= US$1.20. The cash exchange rate is CI$1 =US$1.25, which means that US$20 cash is worth CI$16. US Dollars are accepted everywhere. Credit and debit cards are widely accepted and there are many ATMs throughout the Island. Currency denominations are: CI$1, 5, 10, 25, 50 and 100 dollar bills.

Weights, Measures & Temperature

Cayman uses the US system of miles for distances, mph for speed, inches for length and pounds for measuring weight. Petrol is sold by the imperial gallon. For temperature, Fahrenheit (°F) and not Centigrade (°C) is used.

THE PROCESS OF MOVING

When it comes to moving to the Cayman Islands, you have three options. The first option is to do 98% of the work yourself by packing up your belongings and arranging for a company to ship your personal items to Cayman. This may be the least expensive option, but it certainly isn’t the easiest. You must be prepared to arrange for the items to be inspected and cleared by customs when they arrive in Grand Cayman, pay the Port Authority and have your items picked up and delivered to your new home.

The second option is to pack everything yourself and have a freight forwarder organise the collection, shipping and customs clearance on arrival.

The third option is to arrange for a moving company to do everything for you from packing up your home, trucking your belongings to the port and organising the shipping to clearing it through customs in Cayman, arranging for delivery to your new home and unpacking and setting up.

If you decide to use a moving company, you will need to book it at least eight to 10 weeks in advance. It’s prudent to find out if they are an accredited member of a moving association to ensure that you

will have recourse if you encounter any problems.

Sort through your personal items and decide what you are going to take, then call the moving company so they can visit your home and work out a quote. Be sure to get any quote in writing, but keep in mind that most expire after 30 days.

Next, establish a time frame for your move and confirm that the insurance policy being offered has sufficient protection to cover the cargo for the

duration of the journey, i.e. until you take possession at the new destination. You should also discuss the deductible. Ask your mover to provide a copy of the documents with the itinerary, along with an itemised inventory and the name of the receiving agent.

Finally, the moving company will expect payment prior to exporting or shipping your personal effects as it will be necessary for them to prepay the freight and any other handling and destination charges.

PREPARING TO MOVE 3 » www. caymanresident .com 51
345-947-HYDE (4933) | caymanteam@hydeshipping.com 90 Godfrey Nixon Way | www.hydeshipping.com • Twice weekly sailings from PEV to GCM • Dry and refrigerated cargo • LCL (less than container load) & FCL (full container load) • Consolidations • Boats/Automobiles • Heavy equipment • Pallets, boxes and crates We can accomodate the needs of every customer, large or small.

Listed next are some locally-based shipping companies, freight forwarders and moving companies who, to one degree or another, can help you move your home or business effects to or from Cayman. Their standard of service is very high.

International Packers & Movers

The companies below offer a full international moving service that takes all the stress out of moving. They will organise the whole process for you from professionally packing up your house and organising for your belongings to be shipped to Cayman by sorting out the relevant paperwork, paying the Port Authority and any duty to finally, delivering the goods to your new home in the Cayman Islands.

DHL

Tel: (345) 949 8575

Email: dhlkysales@dhl.com

DHL offers a worldwide door-to-door relocation service for those moving to Grand Cayman.

Miracle Brokers

Tel: (345) 949 5989

Email: info@miraclebrokers.com

Cayman & Miami-Based Freight Forwarders

Freight forwarders facilitate the entire shipping process between Miami and Grand Cayman and vice-versa. When shipping to or from Miami, there are three options to consider, depending on the quantity/volume. All companies charge by cubic feet, rather than by weight.

Firstly, you can book by the container load. Secondly, your belongings can be consolidated with other packages in what’s known as ‘Less than Container Load’ (LCL) and thirdly, there is the small packages service, which is particularly useful if you’re buying items online from vendors that won’t ship to Cayman. If you need this service, you will be provided with a postal address in Miami for your package to be delivered to. It will then be shipped to Cayman. For all three services, the freight forwarder will organise all the

paperwork and clear the goods through customs.

The following companies offer this type of freight service. Note: You should contact the office in your country of origin to start the process.

Hyde Shipping Corporation

Tel: (345) 947 4933

Email: caymanteam@hydeshipping.com

www.hydeshipping.com

Hyde Shipping offers a consolidated shipping service whereby you can have your LCL or online shopping sent to their Miami address and it will be consolidated and shipped to Grand Cayman. They also ship full container loads, cars, boats and heavy equipment with twice weekly sailings to Grand Cayman. SEE AD PAGE 51

Mail Boxes Etc.

Market Street, Camana Bay

Tel: (345) 745 1400

Email: info@mbe.ky or www.mbe.ky

Services include: e-Box air cargo shipping with 4-7 business days turnaround, and ocean cargo shipping with 2-4 weeks turnaround from Miami. Just select the appropriate Miami-based address for the service you wish to use. They will handle all the customs paperwork and clearance of your goods into the Cayman Islands. You get access to a web-based portal and mobile app to manage your packages. More information, rates and account creation details are available on their website.

Sta-Mar Enterprises Ltd.

Tel: (345) 949 2399

Email: info@stamar.ky

www.sta-mar.com

Sta-Mar provides customs clearance and brokerage, import and export services for personal and commercial shipments, moving services, freight forwarding from Miami and pre-clearance for perishable cargo. For all your online shopping needs, Sta-Mar offers weekly and three-day priority freight forwarding services to their US delivery address with real time tracking via the customer portal, as well as customs clearance and on-island delivery, all at competitive rates.

SEE AD PAGE 55 & 213

Shipping by Air

All local and Miami-based freight forwarders can also ship by air. Alternatively, Cayman Airways Cargo has an air shipment service which can prove to be a cost-effective shipping option if you are moving from the US. You need to deliver the items packed for shipping to the cargo area at the airport. Once they are delivered to Cayman, you will need to either arrange for collection yourself or use a customs broker.

Excess Baggage

If you are only bringing your personal effects with you, other options to consider are using your airline’s excess baggage allowance. Cayman Airways charges a fee of US$20 on the first and second bag for economy class passengers travelling to or from Miami, Tampa, Jamaica, Honduras and Cuba. Passengers travelling to or from New York or Chicago will be charged US$25 for the first bag and US$35 for the second bag. If your bags exceed the weight limit of 55lbs, you will be charged. However, more bags can be checked for a fee. Southwest airlines, which typically flies direct to and from Fort Lauderdale, accept the first two checked bags for free, as long as they are under 50lbs. The free baggage allowance on British Airways varies depending on the destination of travel and ticket class purchased. Fees for extra bags are lower if you pay for them online in advance. WestJet charges CAD$35 for the first bag, CAD$60 for the second and CAD$100 each for the third and fourth bags.

Shipping by Sea

Transit time from Florida to Cayman is usually two to three days. You can ship your personal items through a shipping company (see top of next column) or a freight forwarder.

Upon arrival in Cayman, you or your freight forwarder of choice will be required to clear the shipment through Cayman Customs and the Port Authority and then arrange delivery.

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Hyde Shipping Corporation

Full containers: 1801 SE 28th Street, Port Everglades, FL 33316, USA

US Tel: 1 (305) 913 4933

or Cayman Tel: (345) 947 4933

Email: caymanteam@hydeshipping.com

www.hydeshipping.com

Less than container loads (LCL): 3740 W 104th Street, Suite 1, Hialeah, FL 33018, USA

US Tel: 1 (305) 913 4933

Hyde Shipping sends both full containers and LCLs to Cayman every Monday and Thursday.

SEE AD PAGE 51

Seaboard Marine Cayman

8001 NW 79th Avenue, Miami, FL 33166, USA

US Tel: 1 (305) 863 4444

Cayman Tel: (345) 949 4977

Email: info@seaboardcayman.com

www.seaboardmarine.com/grand-cayman/ Seaboard Marine offers frequent and reliable shipping services to the Caribbean, North America, Central America and South America. With full container loads and less than container shipments available as well as direct transit from Miami and Jamaica. Transhipments to and from Europe and the Far East countries are also possible.

SEE AD THIS PAGE

Tropical Shipping

9505 NW 108th Avenue, Medley, FL 33178

US Tel: 1 (561) 881 3999

Local Agents: Thompson Shipping

Cayman Tel: (345) 949 8044

Email: sales@thompsonshipping.com

Ships full containers or less than container (LCL). Their ship leaves the Port of Palm Beach, Florida for Grand Cayman every Tuesday and Friday with a two-day transit to Cayman.

SHIPPING CONSIDERATIONS

Import Duty

Visitors and residents that are flying into the Island will no longer have to declare their goods through customs if they do not exceed the CI$500 goods allowance or the alcohol and tobacco quotas. If you’re entering

Cayman to take up employment or residency for a period in excess of 12 months (i.e. your work permit must be for one year or more), your personal and household effects are admitted duty-free, although they must be imported within six months of arrival. The six-month period starts the moment you arrive, rather than the date your work permit is approved. For the import of used personal effects, you must complete a ‘Declaration for Unaccompanied Baggage’ form in addition to the ‘Customs Import Entry’ form and

produce proof of residency by way of a work permit or other means. Please note that it is absolutely essential that you, or the freight forwarder you have assigned, makes it very clear what are items are new within your packing list so that duty can be assessed accordingly. The Customs Department will charge you a duty penalty on any new items they feel have been brought in without being declared on your paperwork. If you can’t import your household items within the six month window, it is possible to ask the

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WWW.SEABOARDMARINE.COM/GRAND-CAYMAN Email us at Info@seaboardcayman.com (345) 949-4977 • Weekly sailing from Miami • Bringing imports from foreign shores such as United States, Canada, Europe, the Caribbean and South America
Room to accommodate your every desire, from vehicles, building materials, heavy equipment to furniture and more
Warehouse consolidation, roll on / roll off service, full or partial container loads
Weekly service from Jamaica SHIPPING SHORE TO SHORE LET US BRING THE WORLD TO YOU

collector of customs for an extension. You will need to write a letter to PO Box 898, Grand Cayman KY1-1103 or call (345) 949 4579.

Most mail-order items will be charged 22% duty and any gifts sent by family and friends are also subject to duty. Common duty charges can range from 7% to 27%. Below is a list of common items and their duty rate. A full list can be found on https://online.gov.ky/cols/faces/colshtc.

Alcohol - CI$1.95 to CI$15.98 per litre

Antiques over 100 years old - 0%

Books – Free

Bed linens – 22%

Cameras, binoculars and sunglasses – Free

Cars – Between 0% and 42%

Clothing and footwear – 22%

Furniture - 22%

Leather bags – Free

Musical instruments – Free

Toys – 22%

Watches – 7%

Wedding dresses - 22%

Customs Clearance

Clearing your household effects through customs yourself is possible, but it can be quite complex, so we recommend that you do it through a customs broker. They are reasonably priced and know the process inside out. The cost is usually CI$75-$100. If you’d prefer to handle the process yourself, here is an overview of what you need to do:

> Before your shipment arrives, you will need to pre-register on the Customs Online System (COLS) website (https://online. gov.ky/cols/faces/home). Once you submit the request, they will either approve the registration or they will advise, via email, what other documents are required. If approved, you will be given a COLS trader identification number (TIN) and login information.

> You will then be able to log in to the COLS website where you must start the nine-step process to declare your goods. Supporting PDF documents needed will include invoices and the Bill of Lading/Airway Bill. Confirming the declaration will constitute as your

electronic signature, which will be legally binding. This process is subject to change as customs continually upgrade their systems.

> Once the customs entry has been approved and finalised by customs, payment will have to be made at the Customs Department on Owen Roberts Drive, Tel: (345) 949 4579, before collection. There is also a government inspection fee of CI$100 on all containers and CI$0.15 per cubic foot for less than container load shipments.

> For air freight, you will need to go to the customs warehouse on Owen Roberts Drive to collect your shipment. You will pay the warehousing fee, which depends on the weight and/or size of the package, whichever is greater.

> For ocean cargo, once the shipment has been released by customs, go to the Port Authority on Portland Road, Industrial Park, Tel: (345) 949 2055, to get clearance of your goods. Once all fees are paid, you can collect your shipment from the Port Authority. They are open Monday-Friday 8.30am4.30pm and Saturday 8.30am-12pm. For a 20ft container, the fee is CI$384. For a 40ft container, the fee is CI$768 and prices will vary for less-than-container loads (LCL) based on the size and number of pieces in the shipment, calculated at CI$16.65 per 40 cubic feet and CI$7.20 per dock receipt. (Note: these prices are subject to change). Collect your items as soon as possible, as storage is charged after five days.

> In the event that your goods are to be inspected, you will have to arrange an inspection time with the customs Inspection Unit and have your documents ready to show what has been declared.

DECIDING WHAT TO BRING & WHAT NOT TO BRING

Here are some basic guidelines to assist you in deciding what to bring to Cayman.

Clothing

In Grand Cayman there are a reasonable selection of stores, but certainly not as many as in a large city and the prices will likely be more expensive than you are used to. Bring a reasonable amount of warm weather

appropriate clothes and shoes with you. You may need a light sweater if you will be working in an air-conditioned building or when we are hit with a cold front. Bring a raincoat for the rainy season.

Computers, Phones & Tablets

Laptops, smart phones and tablets/iPads are dutiable if they were recently purchased overseas. If you are travelling to and from Grand Cayman with electronic devices, you can register them so you are able to prove to customs that these devices have not just been purchased abroad. Visit www.cbc.gov. ky. See the Shopping chapter for details on where to buy electronic goods locally.

Electrical Appliances

Cayman runs on the same electrical system as the US (110/115v), but uses a three-pin plug. However, the US two-pin plug will work. If your appliances run on 220v and they don’t have dual capability, they will not work in Cayman.

Importing Food

Small quantities of meat and seafood can be imported as long as it is for personal use only. A ‘Certificate of Wholesomeness’ is required for seafood in excess of 20lbs and can be obtained by applying for an import permit from the Cayman Islands Department of Agriculture. Small quantities of meats (up to 25lbs) can be brought in by passengers in their luggage as long as the meat is from an approved country, is pre-wrapped under a brand name and has the Official Seal of Inspection of the country’s Meat Inspection Authority. To read more, visit www.gov.ky/ portal/pls/portal/docs/1/12702493.PDF.

You can also bring in coffee and herbs for personal use, as long as they are sealed in their original packaging. No fruit or vegetables can be brought into Cayman in luggage.

Furniture, Lighting & Appliances

Rented condos and homes generally come with all the basic furnishing, lights and appliances needed. If you’re buying a house or apartment, they will also usually be fully furnished, unless they are newly built. Bring

PREPARING TO MOVE 3 54 CAYMANRESIDENT 202 3 »

personal accessories and smaller items, like framed photographs, to help your new house feel like your own. Any larger pieces of furniture can be shipped from home later. There are some fantastic furniture and homeware stores in Cayman but think carefully before selling good quality pieces of furniture or those with sentimental value. If you intend on buying new furniture overseas, you’ll have to pay for the shipping plus 22% import duty.

Firearms & Other Weapons

It is possible to import a firearm or your firearm collection to the Island; however, the Cayman Islands has very strict laws on the possession of unregistered firearms. It is illegal to possess a firearm without a Firearms Licence authorised by the Commissioner of Police. Punishment for this offence is severe with a minimum of 10 years’ imprisonment.

To import, the applicant must complete a Firearms Licence and Import form, which can be obtained from the Royal Cayman Islands Police Service (RCIPS). In addition

to providing various supporting documents, the applicant will be required to declare that their firearm will be stored in a locked box or safe bolted to the wall and floor. The RCIPS reserve the right to inspect the safe, firearm and ammunition at any time. See the Sports & Fitness chapter for details on the Cayman Islands Gun Club.

You can also import a bow and arrow or your bow and arrow collection, but the same procedures for importing and storing a firearm must be followed. The use of spear guns are also regulated. It is illegal to possess, use and import a spear gun without a licence from the Marine Conservation Board.

Kitchen Appliances

Most rental apartments come with appliances such as a washer/dryer, dishwasher, microwave, refrigerator and oven. A fully furnished apartment should also come with a toaster, kettle and coffee maker but, if they don’t, then the local home centres, such as A. L. Thompson’s, stock these items. Check with your landlord

beforehand, to know what is included.

Medication

Be sure to pack at least a month’s supply of medication that needs to be taken daily while you organise your on-Island healthcare. Most medicines are available on Grand Cayman, although they may be sold under another brand name. Ask your GP for the generic names of prescription drugs. See the Health & Wellness chapter for a list of pharmacies.

Wine

Individuals can bring a maximum of four litres of wine in their luggage. If you want to import your wine collection from home, you must bring it in through a company that has a liquor licence. Regardless of the value of your wine on the open market, the Cayman Islands Government charges the following duty per litre of wine: CI$10.80 for Champagne, CI$7.80 for sparkling wine, CI$3.60 for table wine and CI$5.25 for dessert wine.

Freight Forwarders & Customs Brokers

PREPARING TO MOVE 3 » www. caymanresident .com 55
IN BUSINESS SINCE 1971
Call (345) 949 2399 | info@stamar.ky | www.sta-mar.com | The Conch Shell House, 492 North Sound Road Full range of customs clearance and brokerage service Relocations on and off island Assistance with customs documentation Priority and weekly freight forwarding from Miami and consolidation for online shopping Import and export of personal and commercial cargo including vehicles Customer portal for real time tracking of shipments

Investing

The Cayman Islands’ well-regulated, tax-neutral environment is highly regarded internationally. As the world’s leading domicile for offshore hedge funds and one of the largest captive insurance centres, it is predictably the offshore jurisdiction of choice for both private and institutional investors. Cayman’s prominent reputation comes, in part, from the highly professional and business-friendly Caymanbased financial institutions that maintain a close working relationship with the Government. Together, they ensure that Cayman continues to foster a transparent and functional financial regime. Included in this chapter are some of the top wealth management advisors in Cayman who can provide expert advice on all the asset classes available to investors, as well as brokerage services for those who want to select their own stocks and shares. One asset class that remains popular among investors is Cayman property. Real estate is highly sought-after by local and overseas investors as there are no annual property taxes. The local property market also continues to become more sophisticated every year. The Island is positioned as one of the top spots in the world for investors to hold high-end properties.

WEALTH MANAGEMENT

There are several different ways to engage in the services of investment advisors based in the Cayman Islands, either through the local office of a global firm or the asset management group of a local financial institution. A local investment advisor will be able to offer expert investment guidance on a personal, one-on-one basis in the client’s time zone. They will also be familiar with the asset allocation and types of investments that are appropriate given the client’s tax status.

Most retail banks in Cayman have a full range of financial services, and there are an increasing number of specialised financial institutions advising individuals looking for private banking or wealth management facilities. Brokerage firms in Cayman offer a wide range of client accounts and a full suite of products. For example, there is ready access to the full spectrum of offshore hedge funds and funds-offunds, with choices ranging from low-volatility funds to those that are aggressive and specialised. There is access to a wide range of interestbearing securities, structured notes (including equity-linked notes), step-up bonds and Eurobonds denominated in multiple currencies.

Investment accounts designed to receive monthly contributions are not very common because deferred tax planning is generally not necessary. However, several of the larger retail banks and brokerage firms can structure traditional brokerage accounts to receive monthly

INVESTING IN CAYMAN 4 56 CAYMANRESIDENT 202 3 » Wealth Management 56 Saving & Investing in Cayman 61 Foreign Direct Investments (FDI) 62 Establishing a Trust 62 Investing in Cryptoassets 62 Investing in a Cayman Pension 63 Precious Metals & Secure Storage 63 Investing in Cayman Property 65 Investing in Annuities 67
Saving and investing in Cayman, including wealth management services, tax considerations and investing in property. Photos courtesy of Strategic Wealth Preservation & Julie Corsetti

At Carey Olsen, we have the local knowledge and transactional experience to assist businesses and private clients who are both located in or relocating to the Cayman Islands.

To discuss your requirements in confidence, please contact:

Bernadette Carey Partner, Trusts and Private Wealth

D +1 345 749 2025

E bernadette.carey@careyolsen.com

Jarrod Farley Partner, Corporate and Finance

D +1 345 749 2004

E jarrod.farley@careyolsen.com

Brian Jacomb Consultant, Real Estate

D +1 345 749 2039

E brian.jacomb@careyolsen.com

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contributions and invest those contributions in a portfolio of mutual funds. Cayman has a number of regulated wealth management firms that offer securities brokerage along with investment advice and discretionary management services. Most financial institutions offer products and services to meet the needs of investors of all sizes. We recommend contacting the leading organisations below to discuss your range of options and their minimum requirements.

Blacktower Financial Management (International) Ltd.

Suite SW2, Grand Pavilion Commercial Centre, 802 West Bay Road Tel: (345) 943 0015

Email: info@blacktowercayman.com www.blacktowerfm.com

Blacktower works to ensure its clients receive the financial products and wealth management services that best advance their financial objectives and circumstances. From pension planning and pension transfer schemes

Make financial success part of the

to savings, investments and tax planning, Blacktower specialists can help you ensure your money works for you. SEE AD PAGE 65

Butterfield Bank (Cayman) Limited

12 Albert Panton Street, George Town

Tel: (345) 949 7055

Email: info.cayman@butterfieldgroup.com

www.butterfieldgroup.com

Services include private banking, asset management, trusts and estate planning, custody services and lending solutions.

SEE AD PAGE 129

Carey Olsen

Willow House, Cricket Square, Elgin Avenue

Tel: (345) 749 2000

Email: cayman@careyolsen.com

www.careyolsen.com

Carey Olsen has one of the largest trust and private wealth teams in the offshore world, offering advice on both contentious and non-contentious trusts and private wealth matters. Carey Olsen’s global reach, scale and experience means the firm is perfectly positioned to advise on the most demanding and complex cases. SEE AD PAGE 57

Cayman National Bank Ltd.

Suite 6201, Forum Lane, Camana Bay

Tel: (345) 949 4655 domesticpremierbanking@caymannational.com www.caymannational.com

Services include premier savings and chequing accounts, lending services, merchant services, payroll services, online banking and mobile app, Visa Infinite and Business cards, a dedicated relationship manager and priority processing on all applications. SEE AD PAGES 63 & 133

CIBC FirstCaribbean

FirstCaribbean House, Main Street, GT

Tel: (345) 815 2404

www.cibcfcib.com/wealth

Services include private banking, discretionary portfolio management, trust, estate and fund services. SEE AD PAGES 59 & 131

Collas Crill

2nd Floor, Willow House, Cricket Square, GT Tel: (345) 949 4544

INVESTING IN CAYMAN 4 58 CAYMANRESIDENT 202 3 »
RBC Dominion Securities Global Limited
Grow and protect your wealth with sound advice and expertise. Just as there are no one-size-fits-all goals, your approach to achieving important financial objectives should be as individual as you are. We specialize in designing allencompassing wealth strategies that suit your financial needs, no matter how unique or diverse they may be. Contact us to arrange a complimentary consultation today. 345-949-4066 rbcdscayman@rbc.com www.rbcdscayman.com RBC
RBC Dominion Securities Inc. All rights reserved. 22_93097_010
plan
Dominion Securities Global
Limited
is a
foreign affiliate of RBC Dominion Securities Inc. RBC Dominion Securities Global Limited is regulated by the Cayman Islands Monetary Authority. RBC Dominion Securities Global Limited is a member company of RBC Wealth Management, a business segment of Royal Bank of Canada. ® / ™ Trademark(s) of Royal Bank of Canada. Used under license. © 2022

Email: cayman@collascrill.com

www.collascrill.com

Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey advising both local and international clients in a full range of trust and private wealth matters.

SEE AD PAGE 172

EFG Bank AG, Cayman Branch

Suite 3208, 9 Forum Lane, Camana Bay

Tel: (345) 943 3350

Email: efgcayman@efgbank.com

ky.efgbank.com

Liberty Wealth Partners Ltd

Fort 51, Fort Street, George Town Tel: (345) 516 2695

Email: hello@libertywealth.ky

www.libertywealth.ky

Liberty Wealth is a fee-only comprehensive wealth management firm offering holistic financial planning and investment management services. Liberty Wealth guides you to financial freedom and true peace of mind through a wealth management process that goes far beyond investments. SEE AD PAGE 61

LOM Offshore Financial Services

39 Market St., Suite 3206B, Gardenia Court, Camana Bay

Tel: (345) 233 0100

Email: info@lom.com

www.lom.com

The LOM Financial Group is an award-winning, publicly held, international financial services company providing a complete range of private investment services and products to individuals and institutional clients around the world. For 30 years LOM has put its clients’ needs first and prides itself on offering a high-service alternative to the world’s largest private banks and wealth managers.

Moore & Moore Investments Group Ltd

Harbour Walk, Edgewater Way, Grand Harbour, Grand Cayman

Tel: (345) 922 1805

office@mooreandmooreinvestments.com

www.mooreandmooreinvestments.com

Moore & Moore Investments Group (“MMIG”) introduces high net worth and/or sophisticated

private investors to alternative investment opportunities. Through its extensive network of corporate clients and professional contacts, MMIG can provide private investors with access to deals that are, in some cases, only available to select family offices and institutional investors. MMIG is incorporated in the Cayman Islands and is registered with CIMA pursuant to the Securities Investment Business Act.

SEE AD PAGE 23

Proven Wealth (Cayman) Ltd (formerly IFP)

1 Gecko Link, West Bay Road

Tel: (345) 769 5352

www.provenwealth.com

Proven Wealth is an independent financial planning company with offices in Bermuda, the Cayman Islands, Jamaica and the British Virgin Islands. They provide impartial, independent investment advice and advise clients on a range of strategies best suited to them. Specialists in tax neutral retirement planning, regular savings and portfolio management, PWL can

INVESTING IN CAYMAN 4 » www. caymanresident .com 59

help you plan for a better financial future.

SEE AD PAGE 66

RBC Royal Bank (Cayman) Limited

Royal Bank House, 24 Shedden Road, 2nd Floor

Tel: (345) 949 4600 ext. 69036

Email: antonette.baptist@rbc.com

www.rbc.com/caribbean

RBC Dominion Securities Global Limited

3rd Floor, 9 Forum Lane, Camana Bay

Tel: (345) 949 4066

www.rbcdscayman.com

RBC offers the strength and experience of a global firm with a personalised boutique service. They pride themselves on their tailored approach to your individual wealth management needs, always putting your goals and priorities first. Backed by the strength and experience of Canada’s leading wealth management firm, RBC Dominion Securities Inc., they can draw on this global expertise while operating like a specialty local business to help you to protect and grow your wealth

through every stage of your life.

SEE AD PAGE 58

RF Bank & Trust

Fidelity Financial Centre, 1 Gecko Link, SMB.

Tel: (345) 746 6010

Email: invest@rfgroup.com

Connect on social media: @rfbanktrust

www.rfgroup.com

Offering a wide range of investment products and services, RF Bank & Trust offer financial solutions designed to help individuals and corporate clients meet and achieve their investment goals. These include investment management, pension plans, stock brokerage, educational investment accounts and personal retirement accounts.

SEE AD PAGES 62 & 148

Scotiabank & Trust (Cayman) Ltd.

Scotia Centre, 18 Forum Lane, Camana Bay Tel: (345) 949 7666

Scotiabank in Camana Bay offers a full suite of retail banking services, two 24/7 ATMs, corporate and commercial banking, and captive insurance services, along with Scotia Wealth Management and a premium banking centre.

TSC Financial Services

The White House, 20 Genesis Close, GT Tel: (345) 743 4663

Email: info@tscfinancial.ky

www.tscfinancial.ky

TSC Financial Services is the Cayman Islands’ first and only hybrid fee-based financial planning company. Their CFP® professionals and highly experienced advisors will help you plan, develop and manage your financial strategy and investment portfolio. TSC independently offers a wide range of international investment platforms and funds to help maximise returns, reduce fees and mitigate portfolio risk. SEE AD PAGE 64

Brokerage Services

Today, Tradeview is one of the only fully licensed, full-service brokerages in the Cayman Islands that offers online trading services to individual brokers and investors. Tradeview provides direct

INVESTING IN CAYMAN 4 60 CAYMANRESIDENT 202 3 »
FOREX · STOCKS · OPTIONS · FUTURES ONLINE TRADING FOR EVERYONE Grand Cayman, KY1-1002, 5th Floor Anderson Square, 64 Shedden Rd, PO Box 1105. +1 345 945 6271 info@tvmarkets.com tradeviewforex.com tvmarkets.com From beginners to professionals, hit your financial goals with one app on every device. GET YOUR FREE DEMO TODAY Tradeview Ltd. (License #585163) Is licensed to carry on securities investment business and is regulated by the Cayman Islands Monetary Authority (CIMA) as a full securities broker-dealer. Tradeview conducts business pursuant to the Cayman Islands Securities Investment Business Law (SIBL) and its activities fall under the direct supervision of the Investments and Securities Division of CIMA. *The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, fixed Income and other products can be substantial.

access to trade execution and clearing services online to institutional, professional and retail traders for a wide variety of electronically traded products, including stocks, options, futures, Forex and CFDs on major indices and commodities.

Tradeview

5th Fl Anderson Square, 64 Shedden Road, GT Tel: (345) 945 6271

Email: info@tvmarkets.com

www.tvmarkets.com

Services include online discount securities trading from a regulated brokerage account for Cayman residents, offshore residents and expat investors, including non-resident US citizens. Contact Tradeview if you are interested in trading in the US market with access to various stocks, such as those listed on NYSE, NASDAQ and AMEX. SEE AD OPPOSITE PAGE

prove that they have severed ties with Canada to avoid paying taxes.

2) As soon as is practical after arrival in the Cayman Islands, you should establish a local bank account. This will provide you with a debit card and enable online banking. Local ATMs accept both local and foreign debit and credit cards. Regarding chequing accounts, most local banks impose both monthly and transaction fees unless significant average balances are maintained. Certain banks, for example, point out to new customers that the bank maintains the payment details of several hundred local merchants and service providers. This, together with easily accessible online banking, can mitigate the need for having a chequing account since bills can be paid online. In this instance, customers are granted savings accounts in either US$ or CI$. (Note: banks in Cayman are strictly regulated by the Governmentrun Cayman Islands Monetary Authority (CIMA), which has the regulatory and oversight functions of a central bank.

There is no equivalent in Cayman to the US Federal Deposit Insurance, which means that deposits are not protected if a bank should be declared bankrupt).

3) Consider the establishment of an investment account. This will enable new residents to take advantage of some of the other services that banks offer, such as investment advice, brokerage services and, for those with significant assets, discretionary investment management.

4) Arrive prepared to meet local requirements for establishing banking and investment relationships. Local due diligence calls for having readily available (original) documents that confirm the personal identity and other particulars of an applicant. The requirements vary with each institution but generally include two forms of identification, confirmation of residential address, a bank reference, professional reference (both addressed to the bank in Cayman) and evidence of the source of funds. For a full and detailed list of requirements, see the Money and Banking

savings and investments to Cayman or keep them at home. It is also very important to determine how long you need to be a non-resident before securing tax-free benefits, if it is possible at all. Tax legislation is continually changing, so it is imperative to have the latest information before making investment decisions. For example, in the UK, an individual must be a non-resident for one full tax year to avoid tax on income. US citizens are liable to be taxed on worldwide income irrespective of where that income is physically earned, although you may be eligible for a foreign earned income exclusion which is adjusted each year based on the inflation rate. Canadian citizens must

INVESTING IN CAYMAN 4 » www. caymanresident .com 61
Discover a wealth management process that goes far beyond investments. Asset Management | Wealth Management | Estate Planning Liberty Wealth Partners Limited is a Cayman Islands registered company regulated by the Cayman Islands Monetary Authority. libertywealth.ky
Someone is sitting in the shade today because someone planted a tree a long time ago.

section of the Settling In chapter. If planning to return to a country that is not US$ denominated, consider regularly converting CI$ or US$ denominated earnings to your home country’s currency. If all your savings are in CI$ and you only convert it upon returning to your home country, it is possible that exchange rates could have moved adversely and, thus, negatively impact the value of your savings at this time.

Factor an eventual return to your home country into investment planning. It will not be advisable to liquidate all investments held locally and repatriate the funds at that time. To make the appropriate decision at the time, it is vital to be fully aware of your individual tax situation and what you are legally allowed to do. While in Cayman, it may be advantageous to establish a Cayman-registered company or Caymanregistered trust to own investments; these could potentially provide tax advantages upon returning to your home country. Most local banks in the Cayman Islands have a trust department that can provide expert guidance, and they will advise on the best strategy based on each client’s personal situation. However, please see the Domicile & Tax section on www.caymanresident. com first, as you might trigger inheritance tax if it is done too soon.

FOREIGN DIRECT INVESTMENTS (FDI)

InvestCayman was launched with the vision of being a global leader in creative and innovative investments acting as a catalyst for economic and social transformation in the Cayman Islands. As the Invest Promotion Agency of the Cayman Islands Government, its primary mandate is to stimulate, support and develop world-class and sustainable diversified projects, developments and enterprises intending to deliver strong social, cultural, environmental and economic benefits to the Cayman Islands and its people and helping transform the Cayman Islands into a globally competitive and sustainable destination. InvestCayman is committed to identifying the right innovative opportunities through ethical impact investing with a focus on tech, fam-

ily offices, digital assets, ESG and film. Acting as a strategic guide and hands-on operator for potential investors, their clients are supported by a deep knowledge of the Island’s legal, economic and social realities. InvestCayman is a gateway to accessing supportive business environments and government facilities through which interested parties can explore the Cayman Island’s array of new investment opportunities. InvestCayman is a department under the Ministry of Investment, Innovation and Social Development. For more information call (345) 916 6599, email: investcayman@ gov.ky or visit www.investcayman.gov.ky.

SEE AD PAGE 72

ESTABLISHING A TRUST IN CAYMAN

With a well-regulated financial industry and modern, regularly updated legislation, the Cayman Islands is one of the world’s top taxneutral jurisdictions in which to establish a trust. The trusts regime in Cayman benefits from a politically stable environment with no capital gains, income, profit, corporation or withholding taxes. Cayman’s Government also ensures that if the country’s tax status were to ever change, a trust that is registered as an ‘exempted trust’ would remain tax-free for up to 50 years. A variety of flexible trust structures can be set up in the Cayman Islands for a wide range of purposes, including asset protection, estate planning and business succession. The top legal firms in Grand Cayman have proven track records in commercial and private trusts, including trust formation and establishing private trust companies. These firms also advise on the regulatory and operational requirements relating to trust structures. Turn to page 80 in the Running a Business chapter for a comprehensive list of legal firms that can help you establish a trust.

INVESTING IN CRYPTOASSETS

The financial services industry in Cayman is well positioned to support this new class of digital assets with both decentralised and centralised economic models. The Virtual Asset (Service Providers) Act (2020) has introduced a framework to regulate digital assets and ensure that any risks associated with such activities are

INVESTING IN CAYMAN 4 62 CAYMANRESIDENT 202 3 »
www.rfgroup.com Learn more at We offer customizable solutions to help you fund your lifestyle goals Pension Plans Global Equity Mutual Funds Educational Investment Accounts Professional Investment Advice

analysed and mitigated, that any benefits are realised in a manner consistent with a well-regulated financial services jurisdiction and that sensible measures are developed for blockchain innovation to thrive. It is widely speculated that this new technology has the potential to disrupt the current global economic model by providing a more effective engine for the flow of intangible assets across borders. In these early stages, the process of investing in cryptoassets is being fine-tuned, but the basic procedure is to (i) purchase, (ii) transfer, and (iii) store a crypto asset(s), as follows:

(i) Purchase: Open an exchange account (e.g. Bitfinex, Gemini, Coinbase or Bitrex) and fund your account with a fiat currency.

(ii) Transfer: The most secure way to store cryptoassets is within an application known as a digital wallet. Leading examples include hardware wallets such as Ledger or Trezor and hot wallets like MetaMask for Ethereum cryptoasset storage solution. The wallet has a deposit button which appears as a random set of characters. This is known as your public key (think username). The exchange will have a withdrawal function requiring your public key to send blockchain transaction instructions moving cryptocurrency under control of the user’s public-private key pair to a chosen recipient address. Once the transaction is executed on the exchange, a global network of computers (representing the decentralised governance) will process the transaction and publicly confirm its successful completion.

(iii) Store: Your cryptoasset is now stored under the control of your public-private key pair. The keys are held in your digital wallet while the cryptoassets remain on their relevant blockchains, ready for you to make purchases to another wallet or initiate further transfers.

Anyone looking to secure large values of cryptoassets should first speak to a technical expert as transactions can be practicably irreversible.

PRECIOUS METALS & SECURE STORAGE

Owning physical gold and silver makes

tremendous sense and offers investors opportunities for both wealth preservation and wealth appreciation across a wide spectrum of economic scenarios.

Purchasing and storing precious metals in the Cayman Islands is a solid investment in your future. Adding precious metals to a diversified portfolio of stocks and bonds helps improve the returns of such a portfolio over time while reducing risk and overall portfolio volatility.

Traditionally, financial advisors have recommended allocating 5–10% of one’s portfolio to precious metals; however, recent data indicates that the optimal allocation to precious metals is closer to 20%. The Cayman Islands is an excellent jurisdiction for the storage of precious metals for several key reasons:

> Its proximity to the United States, Canada and Latin America;

> There are no import or export tariffs on precious metals coming into or leaving the country;

> There is no sales tax on the storage of

precious metals;

> Assets in storage are not reportable to any local or foreign government or tax authorities.

If you would like to invest in precious metals, the below company can help.

Strategic Wealth Preservation (SWP)

115A Printer Way, George Town

Tel: (345) 936 1131 or (888) 445 1977

Email: info@swpcayman.com

www.swpcayman.com

Strategic Wealth Preservation (SWP) is an international, fully integrated precious metals dealer and secure storage provider headquartered in the Cayman Islands. SWP specialises in the acquisition and secure storage of precious metal bullion, as well as climatecontrolled secure storage for corporate data, documents, cold wallets and other valuable items. SEE

According

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64 INVESTING IN A CAYMAN PENSION
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pension plan can choose, on retirement, to purchase an annuity or begin drawing down the balance in their pension account. Many residents have speculated about the maximum drawdown being limited to only CI$1,075 per month, which would certainly not provide a meaningful retirement income. We investigated this for you so you can decide what to do about investing in a pension. When you retire, whether that is 65, the official ‘age of pension entitlement’, or as early as 50 with special restrictions, you can draw down a percentage of your pension pot based on your age. At 65, this would be between 2.05% and 5.11% of your total pension pot, or, if your maximum drawdown allowance does not reach an annual total of CI$12,900, then you are given an annual allowance of CI$12,900, which can be paid monthly, quarterly or annually until the balance of your pension is zero. If a member has a pension balance of CI$200,000 and wishes to draw down the maximum from their pension at age 65, this is calculated as $200,000 x .0511, which gives a total of CI$10,220. As this is below the minimum threshold of CI$12,900, the member will receive CI$12,900 per annum. If, however, the member had a balance of CI$500,000 at 65, then they would receive CI$25,550 per annum. This drawdown schedule can be found on some pension plan websites.

There are a few other things to consider:

1) if a member has made additional voluntary contributions (AVCs), these can be withdrawn as a lump sum at normal retirement (65).

2) Before retirement, members can access their AVCs for four specific ‘hardship’ reasons, namely –temporary unemployment for a maximum of six months, medical bills for nonelective medical treatment only, housing to purchase land or a home, construct a home or pay off the balance of a mortgage, or education extended to the member’s children if in full-time education.

Private pensions were made mandatory in 1998 and since then, the Government has granted pension holidays in 2010 and again from April 2020 to September 2022.

INVESTING IN CAYMAN 4 64 CAYMANRESIDENT 202 3 »
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Coupled with the emergency withdrawals during COVID-19, which saw members withdraw almost CI$500 million from the various plans, many have good reason to worry that their pension will not provide a meaningful income when they retire. In fact, at the current contribution rate of 10%, a member will contribute one year of their average earnings for every 10 years they are contributing to their plan, meaning that those looking to retire in the near future might expect to see a balance representing just two years’ worth of their income plus investment returns, lower fees and withdrawals.

As most retirement professionals believe that a person should contribute between 17% and 20% to their retirement investment for a minimum of 40 years, Cayman’s private pension system will achieve little more than an income supplement for most pensioners, and we understand that the Government has been well aware of this for many years and are looking into increasing the contribution rate to 15% in 2024. In many other jurisdictions, individuals benefit from government-funded social security to supplement their retirement income; they are given tax breaks on registered savings plans if the money is not withdrawn until retirement and have higher pension contribution rates. As these benefits do not yet exist in Cayman, individuals should speak with their pension provider or a financial planner if they are concerned about their retirement income. At a minimum, it is recommended that those who withdrew funds from their pension account in 2020 should make provisions to repay those funds to their pension by making additional voluntary contributions over a few years when they have the means to do so. After these additional contributions have been deducted from the employee’s salary for some time, it’s likely the funds won’t even be missed, and the increased contribution rate could be carried forward indefinitely. Ultimately this will make for a more meaningful and comfortable retirement.

The Government’s pension plan has performed extremely well in the last few years and in 2021 the fund grew by approximately US$207 million to a total of $1.4 billion which was a 13.1% increase on 2020.

INVESTING IN CAYMAN PROPERTY

According to Fleur Peck at Blue Point Consultants, prior to the COVID-19 pandemic, the Cayman Islands’ real estate market experienced steady price growth for most property types in the years between 2010 and 2019. As a result of the COVID-19 pandemic, 2020 was the first year that showed a decline in both the number of transactions and the value of freehold transfers. This was a surprisingly small reduction considering Cayman had closed borders and was under a national stay-at-home lockdown for 3 months. However, in 2021, figures soared to record-breaking highs, being significantly higher than in previous years, reflecting the exceptional booming property

market in Cayman. The total number of freehold transfers was 2,983, up from 1,920 in 2020, with a total consideration of CI$1,346,455,380, up from CI$770,561,070 in 2020. This brings the average value of each individual transaction up to approximately CI$451,000, an approximately 12% increase from 2020. Figures show a continued booming market into 2022, with freehold transfers for the first four months totalling 949, down only 7% compared to the same period in 2021, with a total consideration of CI$445,239,356, up 15% from the same period in 2021.

A contributor to the 2021 figures was Dart, a global organisation with headquarters in the Cayman Islands. Dart’s team of sales specialists sold over CI$120 million in 2021. The Dart portfolio of industries includes real estate, hospitality, retail, entertainment and finance. Dart is an overall large contributor to the country and has invested over CI$1.3 billion with commitments for a similar level of

INVESTING IN CAYMAN 4 » www. caymanresident .com 65

investment moving forward.

In 2021, the Cayman Islands experienced exponential growth in the real estate market, most notably in the residential sector. In Q2 2021, there was a recordbreaking single-family home sale of The Peninsula Estate within the canal fronting gated community Crystal Harbour. It was listed at US$17 million and boasted 25,000 sq ft, six beds and a 1.75 acre private parcel. This sale was then blown out of the water when a mansion in Bodden Town sold for US$26.4 million in Q3 2021. The mansion is ocean-fronting with a white sand beach, 15,000 sq ft, eight beds, nine baths and a 100 ft pool on a six acre plot. This is also one of the highest prices achieved on a home in the Caribbean region.

The expansionary monetary policy in the US caused global property price inflation globally. Since the beginning of the pandemic, the US has printed a total of around US$13 trillion, with US$5.2 trillion being in response to the pandemic, US$4.5 trillion for quantitative easing and

US$3 trillion for infrastructure. A large portion of this money was made available through credit and was used to buy global assets, including property.

Cayman Islands residents saw average price increases of 7.6% in Q4 2021, compared to Q4 2020. Cayman’s inflation rate for the entire year was 3.3%. Rising global energy costs saw Cayman hit with a 27.6% increase in fuel cost, air travel cost went up by 12.3%, and the cost of vehicles increased by 11.8%. Rent increased by 5.1%, electricity by 26.5% and water by 13.1%. In 2022, the Cayman Islands’ Consumer Price Index (CPI) increased by 11.2% in Q1 2022, compared to the same period in 2021. In Q1 2022, housing and utilities had the highest price increases at 20.1%. The average cost of electricity went up by 35%, water by 25.3% and materials for maintenance and repair of homes by 16.2%. Fuel prices increased 29%. A postpandemic demand surge coupled with supply issues has caused prices to continue to soar across many sectors.

What is Available for Sale

New developments in West Bay include Aqua Bay, which is a beachfront condominium complex which will have 38 units, Blue Palms in Conch Point which will have eight three to four bedroom homes with roof top terraces, Dolphin Point Club which is an oceanfront 38-unit development, Oceans 9 is a community of nine detached four bedroom ocean fronting homes within a gated community, Salt Air Townhomes will be located within The Shores, Seadreams is an oceanfront eight-unit development with each unit being a three-bedroom corner unit with ocean views; Serrana, located on North West Point Road in West Bay, is an oceanfronting 18-unit development designed with a strong Caribbean vernacular; The Meadows will be comprised of 113 townhomes with one-to-three bedrooms with prices now starting at around CI$700,000, and, finally, in West Bay, ARZA is a development with one-andtwo bedroom units with prices starting at CI$260,000.

Along the Seven Mile Beach corridor, developments include Lotus, which is a 20-townhome development that is now sold out. Prices started at around CI$900,000. The Nautica Marina Residences in the upscale Crystal Harbour neighbourhood will consist of 14 villas across three canal-fronting buildings and they are priced at around US$3 million for a four-bedroom villa. Olea is a Dart development in Camana Bay which broke ground in early 2019 and provides an assortment of condos, townhomes and duplexes featuring the Island’s first lazy river. Twenty40 consists of three-bedroom townhouses in Governor’s Harbour. Preconstruction prices started at CI$625,000. Prisma, a new development in Crystal Harbour, received conditional approval to build 58 apartments, 20 townhouse, five duplexes, a restaurant, a two-storey parking garage and 20 pools over 7.5 acres following the removal of a nine-storey hotel from the proposal. The project will involve a canal extension.

INVESTING IN CAYMAN 4 66 CAYMANRESIDENT 202 3 »

In George Town, some new developments include Catalina Bay which is located near the George Town Yacht Club and the Barcadere Marina and will be made up of two-and-three-bedroom residencies. The Bentley is a gated community of two-and-three-bedroom townhomes on Crewe Road. Set to break ground soon is a CI$120 million development project called ONE|GT which will comprise a 175-suite hotel and residences with amenities set to include a rooftop bar, restaurant and piazza. This will be the first 10-storey development in George Town, and completion is set for late 2024, with pre-construction pricing starting at CI$489,000 for a one-bedroom, and up to CI$1.7 million for a three-bedroom.

New developments in South Sound include Bahia with two-and-three-bedroom units and an Olympic-sized pool. Prive will consist of 36 townhouses and 16 homes with prices starting at CI$650,000. The South Sound Collection consists of fourto-five-bedroom townhomes with private rooftop terraces and waterfront views. The Mantras will consist of 50 two-and-threebedroom units. Q will be a new gated community comprising a total of 22 twobedroom townhouses. Karma Seaview will be an eight-unit development with rooftop terraces and units are now available.

In the Grand Harbour, area you will find Allure, which is a 26 two-and-three bedroom unit canal-front development in Tropical Gardens. Arvia is recently completed and features 96 condos with two-and-three-bedroom. Pricing started from US$600,000. Aura will provide 39 ocean view two-and-three-bedroom apartments. Grand Palmyra is a new gated community with four-bedroom townhouses. Harbour Walk Residences are one-and-two-bedroom upper-floor units recently completed. Indigo Bay consists of 29 ocean-view villas with current pricing from around US$1.4 million for a three-bedroom. Paraiso Residences are 12 new canal-front homes, each with three bedrooms, a private pool and a dock. Pricing started from around CI$725,000.

Further East, some notable developments are The Silver Reef Residences in North Side, which offers 12 three-bedroom beachfront condos with resort-style amenities, including yoga platforms, a zen garden and a heated saltwater pool.

Pricing is from CI$789,000. Out in East End, construction has begun on Ocean Vista near Health City. The complex will consist of two-and-three-bedroom units, and pricing starts at CI$300,000.

Dart Realty continue their expansion of Camana Bay with several new office, retail and residential developments currently mid-construction. Opposite the relatively new Foster’s supermarket is Kapok, a 10-storey ‘for lease’ residential building offering 89 residences ranging from studios to three-bedrooms, with retail space available on the ground floor. New mixed-use development Harbour Walk in Grand Harbour offers retail and office space on the ground floors with amenities including a gym, stores and restaurants set

return. Interest is credited every day and compounded annually.

At the end of the fixed term, a guaranteed amount is earned. This amount does not depend on market performance; rather, it is based on the guaranteed interest rate stated in the contract. Fixed annuities are for investors that seek both reasonable investment returns and the safety of their principal over a medium to long-term period. It is also for individuals who want the option, but not the requirement, to convert their savings into a monthly guaranteed payment over a stated period or their lifetime. Given the increasing reality of outliving financial resources during retirement, most individuals should consider allocating at least some of their savings to a fixed return product like an annuity. Typically, the percentage allocated to a fixed product should increase as a person gets older.

Knighthead Annuity and Life Assurance Company

62 Forum Lane, 1st Floor, Camana Bay Tel: (345) 623 0300

Email: info@knightheadannuity.com

www.knightheadannuity.com

Services offered include fixed annuity investment products with highly attractive, guaranteed investment returns that provide predictable growth and peace of mind.

INVESTING IN CAYMAN 4 » www. caymanresident .com 67
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Business

ESTABLISHING A BUSINESS

As a well-regulated, international financial centre with a worldclass infrastructure and political stability, the Cayman Islands offers an ideal environment for businesses to flourish. As a result, the business sector in Cayman is booming. Cayman’s regulatory framework has been continuously enhanced since 2020 to ensure that the Cayman Islands remains aligned with international standards and expectations. With a well-developed common law system based on English law and a local base of world-class corporate service providers, many international businesses have chosen to incorporate or register in Cayman. This chapter is your complete business set-up guide.

LEGAL FORMALITIES

A business in Cayman can be run as a sole trader operation, a partnership or a company. It is also possible for a foreign company to register a branch in the Cayman Islands so as to be permitted to operate locally. The main distinction is that sole traders and general partners of an unregistered partnership firm have unlimited liability to third parties doing business with them, whereas the shareholders of a company typically have limited liability to third parties doing business with the company. The differences in, and suitability of, various types of business structure are highly technical and are best discussed with a qualified Cayman Islands attorney.

RUNNING A BUSINESS 5 68 CAYMANRESIDENT 202 3 »
R unn ing a
How to set up a business in Cayman, the legal formalities, trade and business licensing requirements, finding commercial office space, business services, computers and office supplies.
Establishing a Business 68 - Legal Formalities 68 - Funds & Investment Business 73 - Cayman Enterprise City 74 Trade & Business Licensing 76 - Incorporation/Registration 76 - Accounting & Auditing Firms 77 - Corporate Services 78 - Legal Services & Attorneys at Law 80 - Independent Directors - Cayman 82 Other Formalities 83 - Employee Entitlements 83 Business Services 84 - Bookkeeping Services 84 - Business Insurance 84 - Conference & Meeting Facilities 85 - Disaster Recovery Services 85 - Office Supplies & Electronics 85 - Notary Public 86 - Translation Services 86 Setting Up An Office 87 - Commercial Office Space 87
Photos courtesy of Julie Corsetti

Camana Bay’s latest commercial building integrates high-performance design with sustainable building practices. Built to LEED® specifications, 60 Nexus Way soars 10 storeys skywards, promising unrivalled views of the North Sound and Seven Mile Beach.

Scheduled for completion by late 2022, 60 Nexus Way offers just over 20,000 square feet of Class-A office space on each of its floors, and 9,000 square feet of street-level retail space potentially consisting of a café, bar, barbershop, concierge and more.

Amenity-rich 60 Nexus Way is more than just a workplace, with inspiring spaces, services and experiences to fulfill everyday needs.

For office and retail enquiries, contact: leasing@dart.ky

60nexusway.ky

Where two or more people want to go into business together, but wish to avoid all the formalities and expense of a company, a partnership structure may be more appropriate. Professional advisors, such as lawyers and accountants, have traditionally used a partnership structure for their business. A partnership generally has less legislative governance requirements than a company and can be more flexible in its treatments of the partners’ responsibility for liabilities and share of profits. Partners are also personally liable for any debts the business incurs, except for in the case of a registered Limited Liability Partnership, where the limited partners generally enjoy limited liability.

A company may be used where the owners and operators of the business wish to ensure limited liability for the debts of the business. Companies are commonly used for all sorts and sizes of businesses. There are more formalities and fees associated with forming and operating a company than with a partnership or sole trader business; however for many, the benefit of limited liability that is attached to a company offsets the extra effort and cost for the formation and operation of a company.

Foreign businesses that do not wish to establish a Cayman Islands subsidiary have the option of registering a branch operation in Cayman. The process to register a branch with the Cayman Registrar of Companies is straightforward. The branch, once registered, is required to maintain a local registered agent and pay annual fees to the Cayman Islands Government in order to maintain its registration.

If your aim is to operate a business within the Islands, it is likely that some form of local licensing will be needed. More details on the local licence procedure is given later in this section.

For a business which is at least 60% beneficially owned and controlled by one or more Caymanians, the acquisition of a Trade and Business (T&B) Licence is required. Where beneficial ownership and control does not meet this threshold, a

Local Companies Control Law Licence (LCCL) may be required. The grant of an LCCL is a matter of discretion for the Trade and Business Licensing Board on the basis of various statutory criteria focusing on the protection of local interests and the benefits which a business would bring to the Islands, in addition to the extent to which Caymanian participation has been sought (which will ordinarily include a requirement for public advertising) and whether the proposed business will compete with any local Caymanian-owned businesses.

Businesses wishing to set up a physical presence in the Cayman Islands, but whose activities are carried out mainly outside the Islands, are in most cases exempt from the Local Companies Control Act (LCCL). As such, although they would require a T&B Licence in order to set up their local office and apply for work permits for any expatriate employees (as discussed further in the Immigration chapter), they would not require a LCCL, or need to meet the 60% Caymanian ownership threshold.

It should be noted that banks, trust companies, company management firms and a number of other businesses in the financial sector are exempted from the T&B and LCCL regimes, although they would need to secure the necessary licences from the Cayman Islands Monetary Authority (CIMA). A different regulatory regime is available for businesses in certain approved categories seeking to set up within Cayman’s Special Economic Zone.

Sole Trader

Due to immigration requirements and the rules governing the grant of a T&B Licence, in practice only a Caymanian will be able to operate a business as a sole trader if they are competing in the domestic market. A sole trader is able to start his/her business by simply offering services or goods in return for payment, with very few formalities depending upon the type of business. The sole trader can employ people to work in the business, but is personally responsible for all the liabilities of the business (e.g.

rent, T&B Licence fees, salaries and benefits for employees) and is also the person who receives all the profits. As indicated above, however, a foreign national doing business internationally from a base within the Cayman Islands will generally only be able to obtain a licence and operate in and from within the Cayman Islands if they first incorporate a suitable Cayman Islands company and obtain the relevant licenses for that entity. There will be no requirement for such an entity to have any Caymanian participation.

Partnerships

One form of partnership is where all the partners are ‘general’ partners and participate in the management of the business. In this structure, the only restrictions on sharing profits and withdrawing capital are those agreed between the partners. As well as general partnerships, the Partnership Act sets out the rules for ‘ordinary’ limited partnerships. However, limited partners must not participate in the management of the business and a limited partner’s right to share in the profits or withdraw capital is restricted. The Exempted Limited Partnership is another form of partnership which is specially designed to provide more flexibility to suit the needs of the financial industry in Cayman and is typically used for caring on business outside of Cayman. In all cases, you are advised to contact a specialist to determine the partnership arrangement most suitable for your needs.

In addition to the Exempted Limited Partnership, the Cayman Islands has recently passed legislation introducing Limited Liability Partnerships (LLP). The LLP is a partnership with a separate legal personality and limited liability for its limited partners and it is intended as an alternative to ordinary limited partnerships. It is generally the LLP, rather than an individual limited partners, who is liable for the debts. Moreover, limited partners enjoy limited liability and there are no joint liabilities for acts or omissions of another partner, except for in certain circumstances. The LLP is designed for the

RUNNING A BUSINESS 5 70 CAYMANRESIDENT 202 3 »
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conduct of business domestically, as well as for business overseas. It is anticipated that the LLP will be an attractive vehicle to professional services firms that have traditionally taken the form of ‘firm’ partnerships.

Companies & Limited Liability Companies (LLC)

A company that intends to conduct the majority of its business outside of the Cayman Islands would ordinarily register as an exempted company. The key elements of an exempted company are that it is not required to keep a register of members open for public inspection or hold an annual general meeting in Cayman, it is entitled to receive a tax-free guarantee from the Government of the Cayman Islands for up to 30 years, it can offer shares to the public in the Islands if listed on the Cayman Islands Stock Exchange (CSX), and finally it may issue shares without nominal or par value. The company is a corporate body with separate legal personality and is able to enter into contracts and own property as well as incur liabilities. A shareholder in a company, has a liability to the company, limited to the amount unpaid on the shares held by that shareholder and cannot be liable for the liabilities of the company itself. The company may distribute profits to shareholders by paying dividends and a shareholder can only get their capital investment in the company back by selling the shares they have or by the company following certain formalities under Cayman Islands law required to return capital to the shareholder. Company formation and operation is governed by the Companies Act and under common law rules in the Cayman Islands.

The Cayman Islands also permits the formation and the registration of Limited Liability Companies. A Limited Liability Company (LLC) is a unique vehicle that blends key features of a Cayman Islands Exempted Limited Partnership with those of a Cayman Islands exempted company.

Most notably, an LLC is not the typical company vehicle whereby the liability of shareholders is limited by shares or by guarantee, but instead operates by reference to members’ capital accounts and capital commitments, with freedom of contract among members determining the internal workings of the company similar to an Exempted Limited Partnership. Yet, unlike an Exempted Limited Partnership, a LLC is a corporate body with a separate legal personality and whose members enjoy limited liability. A LLC is therefore a hybrid between an exempted company and an Exempted Limited Partnership, developed to meet the demands of various global client bases that wish to operate a vehicle which offers the greatly increased flexibility of partnership capital accounting capability but within a corporate vehicle with separate legal personality.

This hybrid approach is useful in a variety of investment spaces (such as investment funds, joint ventures and holding vehicles for a variety of assets including ships) where some investors and service providers find the share capital accounting structure of a company somewhat cumbersome for certain transactions.

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Foundation Companies

Unlike the traditional company, a foundation company may have no shareholders and may entrench its objectives. Other key elements of a foundation company is that whomever the founder wants can be given rights, powers and duties (not just to existing members, directors or supervisors).

A foundation company may also entrench the objectives of the company or specific provisions within the constitution and may have by-laws to govern the exercise of discretion by those who have duties or powers under the constitution. The bylaws do not have to be filed, and they do not affect a third party dealing in good faith with the foundation company.

Being free of the perceived drawbacks of a company or trust, the foundation company provides an attractive alternative in a range of wealth planning and commercial scenarios. Foundation companies will likely continue to open up a variety of interesting estate and other planning possibilities, including for commercial, philanthropic and other private purposes.

Cayman Islands Branches

An overseas company which i) establishes a place of business; ii) commences carrying on business within the Cayman Islands (even ‘offshore’ business); or iii) proposes to own real estate situated in the Cayman Islands, must register as a ‘foreign company’ (essentially registering a branch) under Part IX of the Companies Act. A registered Cayman Islands branch will not have a separate legal personality from the main company headquartered overseas. In many cases, this is desirable for group operations which are required to maintain tax residency in a certain jurisdiction, but wish to have a Cayman Islands presence from which to conduct certain business of the group. In the case of a bank, trust company, insurance company, management company, mutual fund, mutual fund administrator or any entity carrying on securities investment business, a licence to conduct such business will be required from CIMA,

notwithstanding that the business is actually conducted outside the Cayman Islands. A Cayman Islands branch is able to secure a T&B Licence and, if necessary, a LCCL Licence in order to comply with the necessary legal requirements to set up a physical presence in the Cayman Islands.

Intellectual Property Legislation

The CI Government has in recent years modernised the country’s intellectual property laws in order to provide better protection of the rights of persons involved in creative and business endeavours. By improving copyright, trade mark, patent and design rights legislation, Government also has improved the local commerce framework.

Copyright protection has been significantly updated with the commencement of the Copyright (Cayman Islands) Order (2015), as amended. The categories of original creations that are protected in Cayman have been expanded to cover music, film, art, and other creative fields in every format – including digital.

The Trade Marks Act (2016) allows people and companies to locally register their brands and company logos. It also gives legal protection against piracy and infringement, allowing local and international companies to be confident in what they create in the Cayman Islands, while providing an incentive for local and international investors. The Patents Act (As Revised) continues to allow patent holders the ability to register their rights in the UK and extend those rights to the Cayman Islands.

The Design Rights Registration Act (2016) allows design rights – the physical appearance of an industrial or handicraft item or a part of it –registered in the UK, to be extended to Cayman.

Funds & Investment Business

Common fund vehicles used in the Cayman Islands to operate mutual and

private funds include the Exempted Company, the Segregated Portfolio company, the unit trust and the exempted Limited Partnership. Limited Liability Companies may be established and may serve as the fund vehicle although they are more commonly used as holding vehicles or other vehicles within the fund structure. The Segregated Portfolio Company (SPC) is a single legal entity which enables the establishment of protected cells (known as segregated portfolios) providing statutory ring-fencing of the assets and liabilities of each segregated portfolio. A Unit Trust is usually established by declaration of trust or under a trust deed by a licensed Cayman Islands trustee whereby investors’ interests are represented by trust units. The exempted limited partnership is established by a limited partnership agreement entered into by the general partner and one or more limited partners. This provides a second unincorporated vehicle and it can be formed as easily as the exempted company or the trust unit. Each type of vehicle can operate as an open-ended fund (where investors have the right to redeem their shares, units or interests at their own election), or as a closed-ended fund (where the right to withdraw shares, units or interests is made at the election of the directors, trustee or general partner, as the case may be). The investment funds industry is regulated and monitored by the Cayman Islands Monetary Authority (CIMA) through a number of pieces of legislation including the Mutual Funds Act, the Private Funds Act and Monetary Authority Act. An attorney can provide more information on structuring a fund in the Cayman Islands and can advise on the necessity for a licence/applicable regulation and assist in compliance with the formalities.

Fund Administration

It is commonly acknowledged that Cayman’s success as an investment funds jurisdiction is due to a perfect combination of factors: having a well-respected legal and judicial system based on English

RUNNING A BUSINESS 5 » www. caymanresident .com 73

common law coupled with a track record of servicing the top global asset managers in the space; being in the right time zone to serve the US market which is a heavy user of the domicile; and it attracts some of the world’s best service providers who are experts in their field including fund accountants and auditors, fund attorneys, independent directors, fund administrators and trustees, all with over two decades of accumulated expertise. This familiarity and concentration of expertise inevitably makes the establishment and ongoing operation of investment funds in the Cayman Islands more efficient in terms of timing and costs than lessspecialised jurisdictions. Most of the world’s top administrators are licensed to carry on business in Cayman and CIMA lists all registered fund administrators on their website: www.cima.ky.

Setting up a Single Family Office

The Cayman Islands are an increasingly appealing jurisdiction for the establishment

DREAM BIG. WE’LL TAKE CARE OF THE DETAILS.

and operation of single family offices. For more information on this topic please see page 42 in the Cayman a Global Financial Centre chapter.

Walkers (Cayman)

190 Elgin Avenue, George Town

Tel: (345) 949 0100

Email: philip.paschalides@walkersglobal.com

Walker’s private capital team is composed of selected specialists who advise on corporate, finance, investment funds, trusts and estates, and litigation matters. They work with highnet-worth individuals, family businesses, family offices, private banks and trust companies and their advisers to provide timely, customised advice across jurisdictions that address the particular sensitivities of private capital clients.

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Small Businesses

Commerce in Cayman is supported by the Government continuing to incentivise micro and small businesses by significantly discounting T&B Licensing fees. To be

classified as a micro business, owners can only employ four additional employees and cannot exceed an annual gross revenue of CI$250,000. Small businesses cannot employ more than 12 employees nor exceed an annual gross revenue of CI$750,000. For business licensing information, please email: info@dci.gov.ky, call (345) 945 0943 or visit www.dci.gov.ky.

Cayman Islands Department of Commerce & Investment (DCI)

The DCI is responsible for the grant and regulation of licensing for most businesses in the Cayman Islands. They also process all liquor and tobacco licences as well as cinema licences and film ratings. They ensure that business owners comply with Cayman’s legislative and regulatory framework for commerce, and ensure that trade and business operations conducted in the Cayman Islands adhere to local and global requirements. Visit www.dci.gov.ky.

Cayman Enterprise City (CEC)

Cayman Management provides an extensive set of corporate services from within the Cayman Islands, delivered with the personal touch that we are known for. Your business matters to you, so trust us with your business matters.

The Cayman Islands Government enacted the Special Economic Zone (SEZ) Act in an effort to diversify economic growth and attract additional foreign direct investment (FDI). CEC is an award-winning development project that consists of three SEZs focused on attracting knowledgebased and technology-focused businesses to set up a physical presence in the Cayman Islands. The zones included within CEC are Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. CEC enables businesses to easily and cost-effectively establish a genuine physical presence with staff and offices, to generate active business income in the Cayman Islands. CEC enables companies of all sizes to take advantage of investment incentives, unrestrictive immigration pathways, and turn-key office solutions. CEC is home to the largest innovation ecosystem in the region and facilitates over 300 SEZ companies.

Concessions and Reasons to Relocate to CEC > 100% foreign ownership permitted

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> Well-regulated and recognised free zone

> Secure, Efficient and Reliable IT Infrastructure

> No local corporate, income, sales capital gains or payroll tax

> 100% exemption from import duties

> Fast, efficient, and cost-effective set up within 4-6 weeks

> 5 Year renewable work permits/residency visas granted within 5 days

> 5 year residency for employees and their dependents

> A safe, stable British Overseas Territory with robust laws

> Intellectual property owned offshore

> An appropriately business regulated environment

> Excellent service providers to support your business

> Easy access to North and Latin America markets

> Ongoing support offered by CEC’s Client Experience and Global Mobility teams

Eligible Market Sectors

CEC can accept companies and divisions of companies active in these key sectors:

> Internet and Technology

> Media and Marketing (including digital media, film and broadcasting)

> Commodities and Derivatives (including fund managers, investment managers, virtual asset traders, and prop traders)

> Biotechnology, Life Sciences and Green Technology

> Maritime Services and Aviation Services

Why Companies are Establishing in CEC: Global Tax Mitigation

Companies are using CEC as part of their global structuring strategy, as it provides them with the opportunity to costeffectively establish a genuine physical presence offshore, which can significantly enhance their competitiveness in the global marketplace and enable them to generate a tax-exempt active business income in the Cayman Islands.

Work/Residency Visas for Staff

CEC enables businesses to immediately re-

locate key staff from any country of origin to the Cayman Islands, particularly those that may not be able to get visas for the US or Canada. CEC companies can obtain five year work/residency visas for personnel within five working days.

Intellectual Property

Intellectual Property can be held by a zone company and licensed internationally from this tax-neutral jurisdiction. Many CEC companies avail themselves of the benefit of establishing their IP offshore early, as part of their overall business strategy, in order to maximise the value of this key asset for the whole of the company’s life cycle, avoiding costly migration issues later.

Access to Global Markets

Companies are setting up within CEC and utilising the zone as a catalyst to increase global growth from a tax-neutral location.

Set-Up Process

CEC’s plug-and-play model allows

Professional development Mentoring Career guidance

businesses of all sizes to quickly and efficiently establish a physical business presence in the Cayman Islands within 4-6 weeks. Packages include Zone Employment Certificates (work/resident visas) for staff, Zone Trade Certificates to operate a the business, and fully serviced office solutions, which include everything from data connectivity to janitorial. Thoughtfully designed community spaces and dynamic programming provides excellent opportunities to engage, network and grow your business offshore. For more information email: innovate@ caymanenterprisecity.com, call (345) 945 3722, or visit www.caymanenterprisecity. com.

TechCayman

Similar to CEC, if you have an IT or tech company that does business outside of Cayman, then you are eligible to move your company to TechCayman and then live and work in Cayman. For more information visit www.techcayman.com.

RUNNING A BUSINESS 5 » www. caymanresident .com 75
Contact us to learn more ciipa.ky Influence. Growth. Relevance. Excellence.

HSM

• Incorporation of companies and Formation of Limited Partnerships

• Assisting in establishing bank accounts for corporate clients

• Company searches

• Corporate and Partnership filings

• Legalisation, notarisation and apostilling documents

• Re-domiciliation and transfer of companies

• Voluntary Liquidations and Striking off of Companies

For further information, please contact:

In order for an individual, partnership or company to conduct business in or from the Cayman Islands, an application must be made to the Trade and Business Licensing Board (T&B Board) for the grant of a T&B Licence. There are some exceptions such as banks, attorneys, medical professionals, schools, and non-profits, for example, as these entities are either licensed through the General Registry, the Courts, CIMA, Department of Education or some other CI Government agency or authority. The T&B Licence fee is payable every year and the application for renewal must be made at least 28 days before, but not more than three months before the date of expiry of the licence. It is an offence to operate a business in the local market with the public of the Cayman Islands without a valid T&B Licence or an alternative licence (unless exempted). Some examples of those that are exempted might include Caymanian fishermen, artists and artisans. A company wishing to carry on business in the local market with the public of the Cayman Islands, which does not have at least 60% Caymanian ownership and control, will also need to obtain a Local Companies (Control) Licence (LCCL) from the T & B Board (unless it is otherwise exempted from such requirement). Each LCCL application is considered on its own merit and all relevant forms and information for both LCCL and related T&B Licence applications are readily available online at www.dci.gov.ky.

Incorporation or Registration

Boothe

Services Manager

HSM Corporate Services Ltd.

+1 345 815 7440

pboothe@hsmoffice.com

Choose the Experts. Choose HSM. +1 345 949 4766

68 Fort Street George Town PO Box 31726 Grand Cayman KY1-1207 Cayman Islands www.hsmoffice.com

If you wish to incorporate or register a Cayman Islands entity that will conduct business outside of the Cayman Islands, you are required to engage a local licensed service provider to incorporate your company. This is a seamless process and most firms also provide these services: registered office, corporate administration, directors and other officers and management of the company on the instruction of the beneficial owner(s). Online registration is now available and accessible through local licensed service providers. This is a secure access and not available to the public. Read on to see a list of top firms under Corporate Services. It should be noted that persons wanting to register an ordinary resident company (also referred to as a “resident company”) may apply for registration directly. Information is available at www. cbp.ky or by contacting the Registrar of Companies on (345) 946 7922, or by visiting the General Registry, Ground Floor, Government Administration Building, 133 Elgin Avenue, George Town.

Application Process

Your locally licensed service provider will contact the Registrar of Companies and ask if the company name you want is available and then they will prepare the following documents (but other documents may be required based on the type of company you are incorporating):

RUNNING A BUSINESS 5 76 CAYMANRESIDENT 202 3 » TRADE & BUSINESS LICENSING
Corporate Services Ltd. provides corporate services in the Cayman Islands. HSM’s corporate team aim to work with our clients to achieve their objectives within the parameters of the structures available under Cayman Islands law.

The Registrar does not require details of the proposed business for the registration of a new company, only the type of company being registered (such as resident, nonresident, or exempted company). The fees for incorporation vary depending on the type of company and share capital. For a typical resident company with a share capital of less than CI$42,000, the fee is CI$300 and for an exempt company, the minimum fee would be CI$600. Your local service provider will have their own fee list. The company is deemed incorporated on the day the incorporation documents and fees are submitted to the Registrar, provided that the incorporation documentation is in good order. The processing time is approximately five to eight business days, unless submitted on an express basis (an additional fee of CI$400 applies to express processing) in which case, the application will be processed within 24 hours during business days.

Company Registry Fees

The registration and annual fees for any company are dependent on the size of the authorised share capital. Also worth noting is that annual fees and annual returns are due in January of each year, but the Companies Registry is under no obligation to notify the company that the fees are due. If these fees are not paid by the 31st March (of each year), they begin to accrue penalties up to 100% of the fee.

Every company is responsible for paying these annual fees and filing the returns. If it has not been paid nor filed, the company is subject to being struck off the register after being in default for one year. If the company had assets at the time it was struck off, those assets will become the property of the Government of the Cayman Islands. If you were to overlook the fact that annual fees and returns were due, there is a risk that a company could be struck off without your knowledge. This is one of the benefits of using a locally licensed service provider, as they will process the annual paperwork

and remind you of the amount and timing of annual fees. They will also keep you informed of regulatory updates and reporting obligations that apply to certain Cayman entities. The fees payable for these services are substantially lower than the costs of making an application to reinstate a company in circumstances where it has been struck off.

Accounting & Auditing Firms

Accounting firms in the Cayman Islands provide a broad range of advisory, administrative, risk management, auditing and consulting services that are specifically tailored to Cayman’s well-regulated business environment. Each year more than 60 professional accountants move to Cayman and begin a two year contract, many working in the audit industry. Every major audit firm is represented here in Cayman, including ‘the Big Four’ but we also have an incredible inventory of second tier accounting firms, each of which

Flexible offices, ready to go.

Whether you require an office space for remote or hybrid employees, a stimulating environment for team building, or simply need a break from the home office setup, readyspaces offers a range of flexible workspace solutions designed to maximise productivity and empower your business. Flexible occupancy options and 24/7 secure, electronic access puts you in control of when and how you work.

readyspaces.ky

Hourly conference room rentals.

Conference room rental rates begin at US$100 per hour and readyspaces provides everything you’d expect from a fully serviced office: high-speed internet, printing facilities and a modern kitchen. There are two meeting rooms available: one accommodating 14 people and one that can hold six. Book a meeting room or your flexible office space by calling +1.345.743.4610

RUNNING A BUSINESS 5 » www. caymanresident .com 77
a) Memorandum of Association; b) Articles of Association.

offer a unique environment with its own specialty areas and culture. The Cayman Islands Institute of Professional Accountants (CIIPA) was formed in 1970. As a full member of IFAC, CIIPA facilitates trust and confidence in the Cayman Islands and the accounting profession through knowledge, resources, advocacy and regulation. The institute’s strategic objectives focus on influence, growth, relevance, and excellence. Visit www.ciipa.ky, email: admin@ciipa.ky or call (345) 749 3360. SEE AD PAGES 75 & 393

Baker Tilly (Cayman) Ltd.

Governors Square, 23 Lime Tree Bay Avenue

Tel: (345) 946 7853

Email: info@bakertilly.ky www.bakertilly.ky

Baker Tilly (Cayman) Ltd. is an independent member of Baker Tilly International and is a leading firm of Chartered Accountants and Business Advisors in the Cayman Islands. They provide a wide range of services to

companies domiciled in the Cayman Islands, in particular mutual funds and captive insurance companies registered with the Cayman Islands Monetary Authority.

BDO Cayman Ltd

Governors Square, 23 Lime Tree Bay Avenue

Tel: (345) 943 8800

Email: mail@bdo.ky or www.bdo.ky

Deloitte

2nd Floor, One Capital Place, Shedden Road & 4th Floor, Citrus Grove, Goring Avenue

Tel: (345) 949 7500

www.deloitte.com/ky

EisnerAmper Cayman Ltd.

Century Yard, Cricket Square, 171 Elgin Avenue

Tel: (345) 945 5889

Email: bleung@eisneramper.ky

www.eisneramper.ky

EisnerAmper Cayman Ltd. is approved by the Cayman Islands Monetary Authority to audit hedge funds, private funds, captive insurance companies and trust companies. They are experts at conducting audits under International Standards on Auditing and US GAAS. Their focus is on financial service companies and commercial companies. They audit the Cayman Islands Red Cross.

The Sinclair Group

Corporate Services

Legal Services

Notary Services

Ship Registrations

Trademark Registrations

Sinclair Group Centre

3rd Fl Genesis Building Genesis Close George Town Grand Cayman KY1-1106

switchboard (Cayman): +1.345.743.2626

switchboard (London): +44.203.096.2232

www.sinclairs.com.ky info@sinclairsoffshore.com

EY

62 Forum Lane, Camana Bay

Tel: (345) 949 8444

Email: ey@ky.ey.com

Grant Thornton Cayman

2nd Fl, Century Yard, Cricket Sq, George Town

Tel: (345) 949 8588

Email: info@ky.gt.com

KPMG

SIX Cricket Square, George Town

Tel: (345) 949 4800

Email: kpmg@kpmg.ky

PwC

18 Forum Lane, Camana Bay

Tel: (345) 949 7000

Email: caymanrecruiting@ky.pwc.com

Rawlinson & Hunter

Windward 1, Regatta Office Park, West Bay Rd

Tel: (345) 949 7576

Email: mail@rawlinson-hunter.com.ky

Corporate Services

The following are a few of the locally licensed corporate service providers who can assist you with the incorporation process. The usual fee for their services is between US$750–US$1,750, excluding Government filing fees. The other services they offer include: the provision of a registered office; maintenance of statutory registers; handling of annual returns; drafting resolutions and minutes; providing certified documents; getting documents apostilled and notarised; updating the register of officers, shareholders and directors; maintaining the minute book; assisting with corporate restructuring; revisions to the memo and arts, and some also provide director services.

Campbells

Floor 4, Willow House, Cricket Square, GT Tel: (345) 949 2648

www.campbellslegal.com

Campbells Corporate Services Limited (CCSL) holds an unrestricted trust licence issued by the Cayman Islands Monetary Authority and provides a full suite of company management and trust services to local and offshore clients.

SEE AD PAGE 170

Carey Olsen

Willow House, Cricket Square, Elgin Avenue

Tel: (345) 749 2000

Email: cayman@careyolsen.com

www.careyolsen.com

CO Services Cayman Limited is a whollyowned subsidiary of Carey Olsen in the Cayman Islands and is regulated by the Cayman Islands Monetary Authority as the holder of a corporate services licence (No. 624643) under the Companies Management Act (as revised). Services include company, LLC and limited partnership formations, registered office and entity dissolution services. SEE AD PAGE 57

Cayman Management Ltd.

Tel: (345) 949 4018/Fax: (345) 949 7891

RUNNING A BUSINESS 5 78 CAYMANRESIDENT 202 3 »

Email: enquires@caymanmanagement.ky

www.caymanmanagement.com

Cayman Management provides a comprehensive range of corporate and administrative services including company incorporation and management, fund establishment and independent director services, captive insurance management through their affiliate, yacht and aircraft registration services - all with a personal, time responsive touch. SEE AD PAGE 74

Collas Crill Corporate Services Limited (CCCS)

2nd Floor, Willow House, Cricket Square, GT

Tel: (345) 949 4544

Email: cayman@collascrill.com

www.collascrill.com

CCCS offers a number of legal, regulatory and corporate administration services.

SEE AD PAGE 172

FG Services Limited

Suite 2206, Cassia Court, 72 Market Street, Camana Bay Tel: (345) 815 2800

Email: cayman@francisgreylaw.com

www.francisgreylaw.com

FG Services Limited (FG) is the corporate services affiliate of FrancisGrey, Attorneysat-Law. FG provides company and partnership formation, registered office, economic substance, board support and intellectual property services. FG is a licensed Corporate Services provider and a registered Intellectual Property Agent (Trademarks, Copyright, Patent & Designs). SEE AD THIS PAGE & 82

HSM Corporate Services Ltd.

68 Fort Street, George Town

Tel: (345) 949 4766

Email: corporate@hsmoffice.com

www.hsmoffice.com

HSM provides corporate services in a responsive, timely and cost-effective manner. Their services include incorporation of companies (including Special Economic Zone companies), assisting in establishing bank accounts, preparing and filing applications to the Registrar of Companies and the handling of re-domiciliation and transfer of companies. SEE AD PAGES 76, 95, 125 & 171

McGrath Tonner Corporate Services Limited

Tel: (345) 623 2740 or (345) 949 2740

Email: info@mcgrathtonner.com

www.mtcscayman.com

McGrath Tonner provides responsive, efficient and professional corporate services to local and international clients. Affordable solutions for company and partnership formation, registered office, secretarial services and vessel registration.

SEE AD PAGE 80

Ogier Global

89 Nexus Way, Camana Bay Tel: (345) 949 9876

Email: cayman@ogier.com

www.ogier.com/services/ogier-global Ogier Global offers clients integrated legal and corporate administration services. Ogier Global works closely with Ogier’s partner-led legal teams in Cayman, BVI, Guernsey, Hong Kong, Jersey and Luxembourg to incorporate and administer a wide variety of vehicles.

Sinclair Corporate Services

Tel: (345) 743 2626

Email: info@sinclairsoffshore.com

www.sinclairs.com.ky

The dynamic and rapidly growing Sinclair Group offers practical, responsive, and cost-effective Cayman business solutions. It is licensed by The Cayman Islands Monetary Authority to undertake corporate and directors services. Contact SCS for company formations, registered office, company secretarial, compliance officer appointments and directors’ services, ship registrations, as well as notarial and legal services through experienced English qualified lawyers. SEE AD PAGE 78

Travers Thorp Alberga

2nd Floor, Harbour Place

103 South Church Street, George Town

Tel: (345) 949 0699

Email: info@traversthorpalberga.com

www.traversthorpalberga.com

Company formations, registered offices, company secretary and director services, and general corporate and commercial matters

SEE AD PAGE 117

GFFG Services Limited

FG Services Limited (FG) is the corporate services affiliate of FrancisGrey, Attorneys-at-Law. FG is a licensed Corporate Services provider and a registered Intellectual Property Agent.

Our services include:

• Company & Partnership Formation

• Registered Office Services

• Economic Substance and Board Support Services

• Intellectual Property Agents (Trademarks, Copyright, Patent & Designs)

t: 345.815.2800 f: 345.947.4728

e: cayman@francisgreylaw.com w: www.francisgreylaw.com

Suite 2206, Cassia Court, 72 Market Street, Camana Bay

RUNNING A BUSINESS 5 » www. caymanresident .com 79

Legal Services & Attorneys-At-Law

Cayman’s top legal firms are internationally known, solution driven and client focused. These global players are able to attract the top lawyers from London to Hong Kong, even from London’s magic circle firms. Most of Cayman’s top firms specialise in corporate and international finance law, focusing on investment funds, capital markets and structured finance. Cayman law firms are also internationally renowned for advising top asset managers and institutional investors from around the world, as well being involved in high level international insolvency and restructuring deals.

Appleby

Appleby Tower, 71 Fort Street, George Town

Tel: (345) 949 4900

Email: cayman@applebyglobal.com

www.applebyglobal.com

SEE AD PAGE 168

Tel: (345) 949 0488

Email: caymanenquiries@bedellcristin.com

www.bedellcristin.com

Bedell Cristin advises international and domestic clients on all aspects of Cayman Islands law. The firm’s sector expertise includes funds, regulatory and compliance, insurance, banking, trusts, corporate, insolvency and restructuring, local business licensing, immigration, real estate and wills and probate.

SEE AD PAGES 38 & 99

Boddens

Building 6, 2nd Floor, Governors Square

23 Lime Tree Bay Avenue

Tel: (345) 943 0303

Email: hello@boddens.ky or www.boddens.ky

Boddens, through Bodden & Bodden and Bodden Corporate Services Ltd, offers highly personalised legal and corporate services. Boddens specialises in real estate, immigration (including permanent residency by investment), wills and estates, aircraft and shipping, financing, and corporate and

management, business licensing, and intellectual property services.

Broadhurst LLC

4th Fl, Monaco Towers, 54 Edward Street

Tel: (345) 949 7237

Email: info@broadhurstllc.com

Campbells

Floor 4, Willow House, Cricket Square, GT

Tel: (345) 949 2648

www.campbellslegal.com

Campbells is a leading offshore law firm established over 50 years ago. From their offices in the Cayman Islands, the British Virgin Islands and Hong Kong, they provide comprehensive corporate and litigation advice and services to clients worldwide in relation to Cayman Islands and British Virgin Islands law.

SEE AD PAGE 170

Carey Olsen

Willow House, Cricket Square, Elgin Avenue

Tel: (345) 749 2000

RUNNING A BUSINESS 5 80 CAYMANRESIDENT 202 3 »
Bedell Cristin
McGrath Tonner is a full-service law firm offering advice and solutions to the local and international market. - Incorporations for companies and partnerships - Immigration advice and appeals - Registered office - Directorships - Nominee services - Vessel registration - Trade & Business and operational licensing - Special Economic Zone at Cayman Enterprise City 5th Floor, Genesis Building, Genesis Close | PO Box 446, Grand Cayman, KY1-1106, Cayman Islands Tel: (345) 949 2740 or (345) 623 2740 | Fax: (345) 949 0073 | info@mcgrathtonner.com | www.mcgrathtonner.com

www.careyolsen.com

Carey Olsen is a full-service offshore law firm. Carey Olsen lawyers in the Cayman Islands combine a global perspective with deep local knowledge. The team has been hand-picked to bring together leading specialists in investment funds, corporate and commercial, finance, insolvency, dispute resolution, trusts private wealth and local business licensing.

SEE AD PAGE 57

Collas Crill

2nd Floor, Willow House, Cricket Square, GT Tel: (345) 949 4544

Email: cayman@collascrill.com

www.collascrill.com

Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey advising both local and international clients in a full range of legal services. SEE AD PAGE 172

Conyers

SIX, 2nd Floor, Cricket Square, GT Tel: (345) 945 3901

Email: cayman@conyers.com

Dentons

3rd Floor, One Capital Place, GT Tel: (345) 745 5000

Email: info.ky@dentons.com

Forbes Hare

Suite 716, Cassia Court

10 Market Street, Camana Bay

Tel: (345) 943 7700

www.forbeshare.com

FrancisGrey

Suite 2206, Cassia Court, 72 Market Street, Camana Bay Tel: (345) 815 2800

Email: cayman@francisgreylaw.com

www.francisgreylaw.com

FrancisGrey is a specialist Corporate and Commercial Cayman Islands law firm. The firm provides services in the areas of investment funds, banking and finance, intellectual property, regulation, trusts and private client, family law, conveyancing and employment law.

SEE AD PAGES 79 & 82

Harneys

3rd Fl, Harbour Place, 103 South Church Street

Tel: (345) 949 8599

Email: cayman@harneys.com

HSM

68 Fort Street, George Town

Tel: (345) 949 4766

Email: info@hsmoffice.com

www.hsmoffice.com

HSM is a full-service law firm and their lawyers advise on the principal areas of corporate and commercial litigation, insolvency, property, private client and trusts. They have specialist lawyers handling business establishment in the Cayman Islands and related employment, immigration and relocation services.

SEE AD PAGES 76, 95, 125 & 171

Kobre & Kim

Suite 3207, 9 Forum Lane, Camana Bay

Tel: (345) 749 4000

www.kobrekim.com

Loeb Smith

5th Fl, Zephyr House, 122 Mary Street

Tel: (345) 749 7590

Email: info@loebsmith.com

www.loebsmith.com

Loeb Smith is an offshore corporate law firm which delivers high quality Partner-led professional legal services to investment fund managers, in-house counsels financial institutions, onshore counsels, banks, companies, and private clients to find successful outcomes and solutions to their day-to-day issues and complex, strategic matters.

SEE AD PAGE 39

Maples Group

Ugland House, South Church Street, GT Tel: (345) 949 8066

www.maples.com

The Maples Group, through its leading international law firm, Maples and Calder, advises global financial, institutional, business and private clients on the laws of the British Virgin Islands, the Cayman Islands, Ireland, Jersey and Luxembourg. With offices in key jurisdictions around the world, the Maples Group has specific strengths in areas of corporate commercial,

finance, investment funds, litigation and trusts.

McGrath Tonner

5th Floor, Genesis Building, George Town

Tel: (345) 623 2740 or (345) 949 2740

Email: info@mcgrathtonner.com

www.mcgrathtonner.com

McGrath Tonner is a full service law firm serving the local and offshore market: Litigation and dispute resolution, corporate law, matrimonial and family law, wills and probate, trusts, real estate conveyancing, immigration, judicial review, employment, criminal litigation, licensing and debt collection. SEE AD PAGE 80

Mourant

94 Solaris Avenue, Camana Bay

Tel: (345) 949 4123

Email: caymanislands@mourant.com

Ogier

4th Floor, 89 Nexus Way, Camana Bay

Tel: (345) 949 9876

Email: cayman@ogier.com or www.ogier.com

International law firm advising on Cayman, BVI, Guernsey, Irish, Jersey and Luxembourg law. Ogier has had a presence in the Cayman Islands for over 30 years. Legal services for the corporate and financial sectors form the core of its business, alongside private wealth, local legal services and integrated corporate administration services.

Priestleys Attorneys-At-Law

2nd Fl, Caribbean Plaza, 878 West Bay Road

Tel: (345) 946 1577

Email: info@priestleys.ky

Ritch & Conolly LLP Attorneys-At-Law

5th Fl, Queensgate House, South Church Street

Tel: (345) 949 7366

Email: info@rc.com.ky

Sinclairs

3rd Floor, Genesis Building

Genesis Close, George Town

Tel: (345) 743 2626

Email: info@sinclairsoffshore.com www.sinclairs.com.ky

Sinclairs is a boutique law firm of Englishqualified lawyers with over 25 years’ of

RUNNING A BUSINESS 5 » www. caymanresident .com 81

experience in the Cayman Islands specialising in corporate and commercial transactions. Practical, cost-effective advice for the formation of Cayman structures (investment funds, exempt / foundation companies, and partnerships). Licensed by CIMA to undertake company incorporations and the full range of corporate and directors services. Notarial services are also offered. SEE AD PAGE 78

Stuarts Walker Hersant Humphries

Kensington House, 69 Dr. Roy’s Drive, GT Tel: (345) 949 3344

Email: info@stuartslaw.com

Symons & Symons

4 Tropic Centre, 18 Earth Close Tel: (345) 745 7529

www.symonsandsymons.com

Travers Thorp Alberga

2nd Floor, Harbour Place

103 South Church Street, George Town Tel: (345) 949 0699

Email: info@traversthorpalberga.com

www.traversthorpalberga.com

TTA advise on all types of offshore entities including hedge funds, private equity, corporate and partnership vehicles, asset and structured finances, cryptocurrencies and ICO’s, capital markets, general corporate and commercial matters, and private client. In addition, their matrimonial department deals with family law including divorce, financial provision, child custody and cross-border asset tracing.

SEE AD PAGE 117

Walkers (Cayman)

190 Elgin Avenue, George Town Tel: (345) 949 0100

Email: info@walkersglobal.com

www.walkersglobal.com

Walkers provides legal, corporate, fiduciary, regulatory and compliance services to global corporations, financial institutions, capital markets participants and investment fund managers. SEE AD PAGE 43

Legal Befrienders

87 Mary Street, 2nd Floor Apollo House West

Tel: (345) 945 8869 or www.frc.gov.ky

Free legal advice is offered on issues such as domestic violence, divorce and immigration at the Legal Befrienders Clinic every Tuesday from 5pm-6.30pm. You can either call or visit the Clinic where qualified attorneys offer advice on a walk-in, first come first serve basis.

Independent Directors - Cayman

The Cayman Islands is the leading offshore domicile for hedge funds, and as regulators and investors have placed more stringent requirements on good governance and oversight, independent directors have taken up the mantle of supporting the asset management industry. In 2014, the Cayman Islands Monetary Authority (CIMA) introduced the Directors’ Registration and Licensing Act. In 2020 the Cayman Islands Government approved important amendments to the Mutual Funds Act 2020 as well as rolling out and introducing the Private Funds Act 2020 that lead to an increase in the number and categories of closed-ended and open-

RUNNING A BUSINESS 5 82 CAYMANRESIDENT 202 3 »
FrancisGrey
The firm provides services in the following areas: t: 345.815.2800 f: 345.947.4728 e: Janet.Francis@francisgreylaw.com w: www.francisgreylaw.com Suite 2206, Cassia Court, 72 Market Street, Camana Bay • Corporate & Commercial Law Specialists • Investment Funds • Banking & Finance • Financial Services Regulation • Trusts & Private Client • Conveyancing • Employment Law • Family Law • Fintech Law • Intellectual Property
is a Cayman Islands law firm with legal specialists concentrated on providing customized commercial solutions. Our senior advisors navigate, collaborate and support our clients’ endeavours.

ended Cayman investment vehicles required to register with the Cayman Islands Monetary Authority (CIMA). These laws require more oversight in the areas of fund administration, Director responsibilities/Governance requirements, audit requirements and general regulatory oversight to a large number of previously unregistered Investment Funds.

New Mutual Funds must have Registered and Licensed independent directors on their boards, many of whom are seasoned professionals based in Cayman. A few well known firms of independent directors based in Grand Cayman include the Carne Group, Cayman Management, HighWater, ICG Management Limited, Waystone and law firms, such as the Maples Group, Ogier and Walkers.

Cayman had come under pressure from institutional investors and overseas regulators (such as the International Organisation of Securities Commissions (IOSCO)) to enhance its regulatory regime in relation to governance and anti-money laundering monitoring. By taking these steps Cayman stays not only competitive but reaffirms its position as the world’s hedge fund domicile of choice over the likes of Dublin and Luxembourg, as it also seeks to strike a balance between being sufficiently regulated, without the regulations being overly burdensome, and therefore keeping Cayman attractive to new investors.

Cayman Management Ltd.

Tel: (345) 949 4018

Email: enquiries@caymanmanagement.ky www.caymanmanagement.com

Provides independent director services, specialised professional “outsourced services” in support of ongoing compliance with Economic Substance requirements as well as affordable company registration and incorporation services for local and international companies and investment vehicles. Other services include: shipping, yacht and aircraft registration, fund services and advisory services. Their affiliate CSI International Underwriting (Cayman) Limited

offers captive insurance management services to clients. SEE AD PAGE 74

OPENING BUSINESS ACCOUNTS

To open a business bank or trust account in the Cayman Islands, you will need to complete a very detailed application, as well as provide the following information:

> Full incorporation paperwork

> Written request to open a new account on company letterhead giving an overview of the business (e.g. clients, number of staff and how revenue is generated) and reason for needing the account

> Bank references from a current bank

> Certificate of Incorporation, certified by a Notary Public

> Articles and Memorandum of Association, certified by a Notary Public

> Annual report, financial statements, auditors reports or business plan

> Certificate of Good Standing, if business is older than one year

> Register of Members, Officers and Directors, certified by the registered office or a Notary Public

> The identity of each ultimate beneficial owner, director and signatory; this must be supported by a certified copy of their passports and proof of residential address

> If the business is conducted within the Cayman Islands, a copy of the current Trade and Business licence

> Professional reference from an accounting or law firm and a professional reference from a bank that indicates a good relationship of over three years

> Nature and dollar volume of anticipated transactions, including source of funding of initial and subsequent deposits. This can be provided from a copy of the Business Plan if the company is new or latest Financial Statements if the company is already operating

> Tax declaration form

> All directors, members and signatories to supply all information needed for a personal bank account, including certified copy of partnership agreement.

If there are more than a nominal number of shareholders, the bank requires identification

and references for the principal shareholders who own 10% or more of the shareholding, directors and officers responsible for the operation of the account. Companies incorporated in other countries require notarised documents to verify the bona fides of the company. Each bank in Cayman will have a minimum amount required to open a business account.

OTHER FORMALITIES

Work Permits

All businesses will require work permits and/or other relevant permissions for any non-Caymanian staff engaged in gainful employment in the Cayman Islands. Details of such requirements can be found in the Immigration chapter.

Employee Entitlements

Cayman’s current Labour Act (2011 Revision), sets out the minimum entitlements that must be provided by an employer to its employees. There is no requirement for the employer to provide a contract of employment, but the terms and conditions of the job are required to be set out in a statement and provided to the employee shortly after commencing employment. Essentially, the minimum terms and conditions for leave, set out in the Labour Act, include two weeks annual vacation, increasing up to three weeks after four years and four weeks after 10 years of service. This is in addition to the (approximately) 11 public holidays scattered throughout the year. Employees are entitled to 10 paid sick days each year and 12 weeks maternity leave (20 days of which are at full pay and a further 20 days at half pay). Nine weeks adoption leave is available for female employees (of which 15 days are at full pay). Upon termination of employment by the employer, there is an entitlement to severance pay, equal to one week’s pay for each completed year of service. There is a statutory unfair dismissal scheme which provides compensation equal to one week’s pay for each completed year of service.

RUNNING A BUSINESS 5 » www. caymanresident .com 83

Health Insurance & Other Benefits

Employers are required to ensure that all employees, their unemployed spouses and dependents have health insurance. Employees are also entitled to a pension plan. Similar to other parts of the world, employers may offer enhanced benefits to prospective employees and it is not uncommon to see employers offering enhanced vacation leave, relocation expenses, additional pension contributions, bonus options, upgrades to premium health insurance and private school fees.

It can be very expensive to move household items to Cayman and different employers will have more or less generous relocation packages, so review the offer of employment carefully. Many employers offer attractive health insurance packages for their employees. See the list of Health Insurance Providers in the Health & Wellness chapter.

BUSINESS SERVICES

Advertising Agencies, Social Media Consultants & Web Design Services

The Cayman Islands has a great selection of creative agencies providing exceptional advertising, marketing, branding and public relations services, that can provide you with the right tools to promote your business on-Island. These include BB&P Brand Interactive (Email: simon@bbandp. com), Hark Marketing Agency (Tel: (345) 936 0193), Heights/Julian Foster (Email: hello@heights.agency) MC2 (Tel: (345) 946 1220), Massive Media (Tel: (345) 947 6677), Netclues Inc. (Tel: (345) 925 2222), Not Your

Standard Agency (Tel: (345) 745 6972), Savage Consulting (Tel: (345) 326 3333), Tower Marketing (Tel: (345) 623 6700), and Wigglypen (Tel: (345) 916 8562).

Anti-Business Fraud Hotline

Civil servants and members of the public have a whistle-blower hotline which they can use to anonymously report government fraud or any breaches in ethics. The number for the toll-free hotline is Tel: 1 (800) 534 1111. All calls to this hotline are monitored and answered overseas by a KPMG trained operator. Callers can expect to receive a tracking number, which can then be used as a reference if they need to make a follow-up call. People can also make a report by emailing fraud@kpmg. co.za and they can visit the Anti-Fraud Policy website at www.fraud.gov.ky if they require more information. All claims of fraud or allegations will be investigated by Cayman’s Internal Audit Services. The authorities strongly discourage frivolous or malevolent tips.

Bookkeeping & Accounting Services

HLB Berman Fisher

Tel: (345) 928 4751

Email: lauren@bermanfisher.com www.bermanfisher.com

Omni Cayman

Tel: (345) 547 4473

Email: info@omnicayman.com www.omnicayman.com

Omni Cayman are Certified QuickBooks Pro Advisors offering professional accounting

services. They have a team of qualified professionals with over twenty years’ experience in the Cayman market. The team members have gained their experience working for Cayman’s top firms such as Deloitte, KPMG and BDO. Omni provides full service professional outsourcing, as well as individual and corporate US Tax filing and consulting services. SEE AD THIS PAGE

Business Insurance

If you run a business it is important that you are fully protected for your property, business interruption and liability exposures whether it is caused by fire, hurricane or injury losses. To find the right insurance for your business, call the qualified advisors at one of Cayman’s top insurance providers on page 144 or see below for companies who specialises in business related insurance products.

Gallagher Insurance Brokers (Cayman) Limited. Tel: (345) 945 0030

Email: gc_generalinfo@ajg.com www.cgmgallagher.com

Business insurance services: Commercial business insurance solutions including property, liability, business interruption, as well as specialty insurance products for professional services. SEE AD OPPOSITE PAGE

CG Britcay

BritCay House, 236 Eastern Avenue, GT

Tel: (345) 949 8699

Email: info_ky@cgcoralisle.com

www.cgcoralisle.com

CG Britcay can design business insurance plans that provide wide ranging cover, including property, asset and profit protection, as well as protection against the potential legal liabilities of running a business. SEE AD PAGE 145

Business Private Jet Services

Cayman Private Aviation

100 Owen Roberts Drive, George Town Tel: (345) 936 7001

Email: info@caymanprivateaviation.com

www.caymanprivateaviation.com

Cayman Private Aviation is Cayman’s only locally owned and operated luxury private jet

RUNNING A BUSINESS 5 84 CAYMANRESIDENT 202 3 »

charter. They operate a Dassault Falcon 900B which can fly up to 4,000NM, or nine hours. Their mission is to always put your time, convenience and safety, at the core of everything they do. They also offer pre-paid package hours, luxury ground transport catering and helicopter charters.

SEE AD PAGE 71

Conference & Meeting Facilities

A host of large international conferences are held in Grand Cayman at The RitzCarlton, the Marriott and the Kimpton Seafire Resort. However, there are also a lot of smaller meetings and conferences held throughout the year and for this a handful of very professional and well presented spaces are available for rent on a half or full day basis. These places include the Caribbean Club (Tel: (345) 623 4500), Rovida Property Management (Tel: (345) 949 5511 or email: info@rpmcayman.com) The Cayman Islands National Museum (Tel: (345) 949 8368 or email: PLDdirector@museum.ky) and The Loft at Compass Media (Tel: (345) 949 5111 or email: loft@compassmedia.ky).

The Loft

2nd Floor, Compass Centre, 319 Shedden Road, George Town

Tel: (345) 949 5111

Email: loft@compassmedia.ky

www.compassmedia.ky/loft

A contemporary and stylish 1,500sq ft open plan space with high tech conferencing capabilities as well as comfortable break out areas including two lounges, a private office, kitchenette and dining area. The Loft is available for rent on the half or full day basis (plus evening), it can accommodate 16-20 people for a boardroom meeting, 40 for a classroom, 50 for a banquet and up to 100 for a cocktail party. The space can be customised for your event.

SEE AD PAGE 87

Disaster Recovery Services

Disaster recovery options in the event of a hurricane, fire or cyber-attack/virus include preserving critical material and hard drives in a separate secure physical site to allow you to restore your business back to its full operational capacity as soon as possible.

Cayman also has world-class facilities for cold storage of cryptocurrencies and corporate data recovery services.

Deloitte

Tel: (345) 949 7500

www.2.deloitte.com/ky

Strategic Wealth Preservation (SWP)

Tel: (345) 936 1131 or (888) 445 1977

Email: info@swpcayman.com

www.swpcayman.com SEE AD PAGE 64

IT Services & Support

Cayman Mac Store

Tel: (345) 943 4763

Located in Camana Bay, Cayman’s Apple authorised reseller and service provider sell a with a full range of Apple products.

Creative Tech (Business Solutions)

Suite 101 Cannon Place, North Sound Rd

Tel: (345) 946 8324

Email: info@creativetechltd.com

Creative Tech offers IT infrastructure, Document Solutions, Conferencing Systems, A/V Systems and Automation.

Kirk ISS

67 North Sound Road, George Town

Tel: (345) 623 4730

www.kirkiss.ky

Kirk ISS provides IT solutions and support for businesses of all sizes. They are a 5-time Microsoft Partner of the Year and Goldlevel partner with HPE Aruba Networks, Mitel, Cisco, Microsoft and Fortinet. With over 100 certifications across networking,

cybersecurity, servers, storage, cloud, communications and even managed IT services, Kirk ISS supports virtually every area of the IT department. SEE AD PAGE 86

Office Supply Ltd.

Marquee Plaza, 36 Lawrence Boulevard, SMB

Tel: (345) 946 1200

Email: info@officesupply.ky

Office Supplies, Printers & Electronics

Alphasoft

Tel: (345) 949 8251

Email: sales@alphasoft.com.ky

Alphasoft is an authorised dealer and service provider for Hewlett-Packard (HP) hardware.

Cayman Business Machines Ltd/PBS Group

49 Hospital Road, George Town Tel: (345) 949 8642

CBM/PBS are the authorised partners for Xerox, Solutions, Lenovo, SMART, L3 Securities, Cisco, Oracle, TrippLite, Data Card and NCR.

Kirk Office

67 North Sound Road, George Town Tel: (345) 623 5475

www.kirkoffice.ky

Kirk Office has been helping businesses work smarter for over 25 years. With over 6,000 items in stock and over 30,000 available in their catalogue, they offer a great selection of office products, computers, document solutions, office furniture and even IT support. Kirk Office offers easy online ordering through their webstore, plus fast and free delivery

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Commercial Property • Group Health • Executive Homes • Strata • Liability (345) 945 0030
| gc_generalinfo@ajg.com
Commercial Insurance Brokers
www.cgmgallagher.com

island-wide. They also offer custom printed stationery, folders, stamps and business cards, as well as printing/copying services.

SEE AD THIS PAGE

Office Supply Ltd.

Marquee Plaza, 36 Lawrence Boulevard, SMB

Tel: (345) 946 1200

Email: info@officesupply.ky

Office Automation & Electronics

Creative Tech (Retail Division)

Shops 6, Bay Town Plaza, West Bay Road

Tel: (345) 946 8324

Email: info@creativetechltd.com

Creative Tech offers Conferencing Systems, A/V Systems and Automation, Video Walls, Workflow Application Solutions, IT Infrastructure, and Document Solutions.

The Security Centre Limited

Tel: (345) 949 0004

Email: info@security.ky

From conventional locks and access control to surveillance, intruder alarms, monitoring,

and private security personnel - The Security Centre has a full suite of private security services to cover your commercial security requirements. They are open Monday to Friday 8am-5pm. SEE AD PAGES 186 & 269

Notary Public/Justice of the Peace

Notary Public or Justice of the Peace (JP) services are available either through law firms or from independent operators. JPs do not charge, but they can only certify local documents. Have your passport or driver’s licence handy when you need their services as they need to verify your details and write your passport number in their records. (Visit www.judicial.ky to find a list of all Notary Publics and JPs that are in good standing, however, the website does not list any email or phone numbers.) You will be expected to pay a Notary Public in the region of CI$25 per stamp, though some charge less if it is just a simple matter. Some will also charge a call-out fee if you want them to visit you to notarise documents. Please note that since COVID-19 digital notarisations are accepted. Here are some active Notary Publics you may contact:

Baysyde Biz

27 Duxies Lane, West Bay

Tel: (345) 917 5756

Email: baysydebiz@gmail.com

Baysyde Biz is available 24 hrs, 7 days a week (by appointment) for document notarisation. They also provides assistance in preparation, submission, tracking and collection of documents including banking, corporate, immigration, legal, personal and more.

Sinclairs

Tel: (345) 743 2626

Email: info@sinclairsoffshore.com

www.sinclairs.com.ky

The dynamic and rapidly growing Sinclair Group offers practical, responsive and costeffective Cayman business solutions, including apostilling and notarial services through its two notaries. The standard charge is CI$25/US$30 per notarised document. SEE AD PAGE 78

Payroll Services

Baraud

Tel: (345) 945 1781

Email: payroll@baraud.com

www.baraud.com

Baraud has a team of qualified accountants offering a range of outsourced payroll and HR services to meet your business needs. They take control of the full payroll life-cycle with the highest levels of confidentiality, including on-boarding of employees, issuing salary payments, paystubs as well as statutory health and pension administration.

Professional Training

See the Education chapter for information on training and educational opportunities.

Tax Advice

Receiving professional tax advice may be essential when running a multijurisdictional operation in the Cayman Islands, as certain countries require special reporting. Tax advisors in the Cayman Islands usually have specific legal and financial expertise and also advise private individuals on tax related matters. They may also offer a range of services including providing advice on shareholder tax planning, international tax structuring for multijurisdictional transactions, compliance prior to an overseas acquisition, to employment matters and reducing a business’s tax burden, as well as protecting and exploiting intellectual property. See the Immigration chapter for tax advisors.

Translation Services

The WORC requires that all documents (i.e. medical and police clearance forms) being submitted from non-English speaking countries must first be translated into English and the translated copy notarised. The following company can help you with your translations:

Baraud

Tel: (345) 945 1781

Email: translations@baraud.com

www.baraud.com

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Everything for the workplace. Reliable Service. Office Supplies Office Equipment Computers & IT Support Office Furniture In-House Service Centre Trusted Advice. 67 North Sound Rd. kirkoffice.ky 623-5475

Baraud’s translation services are approved by both the Immigration Department and the Courts of the Cayman Islands. They offer a quick turnaround of a variety of documents to be translated for immigration or government purposes. The languages currently offered for translations are Spanish, French, Italian, German, Portuguese and Dutch.

Office Cleaning

Angel Janitorial Service

Tel: (345) 929 8193 or (345) 326 5469

Email: angelsjanitorial71@gmail.com

Angels Janitorial Services offers comprehensive cleaning services for your office. Services include upholstery, floors, carpets, post construction, windows, maid services, electrostatic fogging and sanitisation. Angels Janitorial Services also sell a full range of janitorial cleaning supplies and paper products, disposable items and dry goods and grocery items.

SEE AD PAGE 188

Hew’s Cleaning Services

Tel: (345) 949 0734

www.hews-janitorial.com

Hew’s are a family owned and operated company and have been in the Cayman Islands since 1977. All their work is safe, professional, trustworthy, efficient, friendly and caring. They specialise in maid services, offices, floors, carpets, upholstery, marble, windows, janitorial, mold and microbial remediation, water and fire restoration, as well as post-construction cleanup. Staff are trained in Applied Microbial Remediation and follow all protocols in cleaning and disinfecting for COVID-19 according to CDC recommendations.

SEE AD PAGE 189

perspective, the cruise ship duty free sector has historically been a dominant force, particularly within George Town, and with the return of cruise ships in 2022 this sector should not recover.

The market comprises of close to 4 million sq ft of space in all classes, which breaks down to roughly 1.25 million sq ft of Class A office space, 1.75 million square feet of Class B space and close to 300,000 sq ft of retail. Class A cruise ship/duty free retail locations are rare and transact at high value.

SETTING UP AN OFFICE

COMMERCIAL OFFICE SPACE

The Grand Cayman commercial space rental market is one of the strongest in the Caribbean region, with high demand for all classes of space traditionally in the region of 75,000 sq ft to 125,000 sq ft per annum. The primary source of demand comes from the offshore financial sector, including law firms, accounting practices and insurance/ reinsurance firms. From a retail market

Average vacancy rates vary by class and location, from as low as 2-3% for Class A+ to A space, 5-10% for Class A- to B+ and around 10% for Class B and C space. Within these averages, there is a wide variety of vacancy rates, for example, some Class B properties in central George Town have vacancies of between 10% to 15%. This has been largely due to the exodus of larger corporate tenants from the typically older buildings in George Town centre to the master-planned community of

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RUNNING A BUSINESS 5 » www. caymanresident .com 87

Camana Bay or edge of town development corridor of Elgin Avenue, such as Cricket Square. That said, we are starting to see a slowing down of that trend, and an increasing uptake in the George Town market as buildings have been renovated, sometimes repurposed, and landlords have offered attractive rents and other incentives to retain tenants. Indeed, we have started to see an increased amount of interest in Class B+/B renovated spaces in Central George Town. This includes smaller turn-key office suites with access to shared amenities such as conference rooms at an all-inclusive price. This type of office space is attractive to small corporations and sole proprietorships who want to be in George Town with close proximity to all the additional amenities that George Town offers such as Class A banks, the court house, government offices, and a mix of local restaurants and coffee shops. Several Class B buildings in George Town have sold recently and are under full renovation, which brings the increased revitalisation needed to George Town to attract tenants and new businesses. These renovations will in turn decrease the vacancy rates for the Class B office space as buildings are renovated to a higher standard. Recent freehold office sales include Commerce House, Bermuda House and Elizabethan Square, the former HSBC building, and various class B office buildings in central George Town. The former HSBC building was the highest commercial sale in 2020 of 44,477 sq ft of office, retail and restaurant space for CI$14,025,602 equating to CI$315 psf.

Class A to A+ space is predominantly now found in development-type locations such as Camana Bay and Cricket Square on Elgin Avenue and in parts of the harbourfront where redevelopment has occurred. Other buildings have been renovated to a high standard where viable.

Office space rental rates on a triple net basis, contingent upon condition (first vs second generation) range from US$42 to US$65 $55 psf per annum in the Class A

to A+ market sector with the highest rents at Camana Bay, to US$30 to US$42 per sq ft. in the Class B+ to A- market sector, falling to US$20 to US$30 psf pa in the Class B market. CAM charges range from between US$15 to US$20 $18 psf pa in developments such as Cricket Square and Camana Bay where infrastructure costs are higher to between US$12 to US$14 psf pa in standalone office buildings in other locations. Retail rates vary from US$40 psf pa on Seven Mile Beach to the highs of Seafarers Way, Cardinall Avenue and Fort Street where rates of US$80 to US$130 psf pa are achievable.

Overall the commercial office market in the Cayman Islands continues to grow. Camana Bay will bring 60 Nexus Way, the Islands’ first ten storey commercial office building (200,000 sq. ft.) to market at the end of this year. Two years into a global pandemic, we are fortunate to see companies expand, refresh existing space and/or relocate. More and more companies are rethinking the way their office premises serves the needs of their staff and clients and are seeking to create a reinvigorated work environment that entices team members back to a flexible, collaborative office space. In addition to the growth of existing firms, there are new industry verticals within medical and tech that have shifted their attention to the jurisdiction. Amenity-rich, Class A developments will continue to expand alongside George Town, with the Government’s longawaited plans for revitalization to include the potential for new developments and possibly a boutique hotel.

Office Space Availability

If you are planning to lease office space in Cayman, you should speak with a developer or realtor who specialises in corporate leasing. Though many of the real estate companies listed in the Finding a Home chapter can help you with residential rentals and sales, only a few firms on-Island specialise in commercial properties.

Cannon Place

Tel: (345) 945 3517

Email: info@rpmcayman.com

www.cannonplace.ky

Cannon Place has 51 retail/office rental spaces randing in size. Call for availability.

Dart

Tel: (345) 640 3600

Email: leasing@dart.ky or www.dart.ky

Dart has invested more than US$1.7 billion in the Cayman Islands, and has a wide portfolio of mixed-use, residential, commercial, recreational, educational and hospitality properties. Among its leasing portfolio is Camana Bay, which boasts more than 850,000 square feet of retail, office and residential space, as well as Regatta Office Park, Flagship Building and readyspaces, which offers flexible, turnkey, serviced office spaces. 60 Nexus Way is Camana Bay’s first 10-storey office building, with 200,000 square feet of class-A commercial office space available for lease and anchor tenants including law firm Appleby and technology-focused investment firm Block. one. Kapok is the town’s newest residential for-lease building, offering 89 apartments ranging from studios to three-bedroom floor plans spanning 10 storeys, with ground-floor retail space also available for lease. Each property is serviced. SEE AD PAGES 69, 77, 157 & 160

Elizabethan Square

80 Shedden Road, George Town

Tel: (345) 949 5511

Email: admin@rpmcayman.com

www.cannonplace.ky

Elizabethan Square is a well-established business centre with a total of 65 units ranging from 100sq ft to 4,800sq ft. The property is managed by Rovida Property Management Services. Call for availability. SEE AD PAGE 89

International Realty Group IRG

Tel: (345) 623 1111

Email: info@irg.ky or www.irgcayman.com

Heritage Holdings Ltd.

Tel: (345) 936 3343

Email: sales@heritageholdings.ky

RUNNING A BUSINESS 5 88 CAYMANRESIDENT 202 3 »

www.heritageholdings.ky

A leading property development and management company in Grand Cayman specialising in commercial properties including Centennial Towers, Countryside Shopping Village and recently completed multi-use complex 61 West Apartments. Each with a wide range of amenities to suit every business. These prime commercial spaces are centrally located close to banks, shops, pharmacies, restaurants and more.

readyspaces

Tel: (345) 743 4610

Email: info@readyspaces.ky

www.readyspaces.ky

Offering turnkey, one- to two-person fully serviced office suites and conference rooms along the Seven Mile Beach corridor with flexible, month-to-month, daily or halfdaily occupancy terms. Located in Regatta Office Park with great proximity to shops, hotels and restaurants, readyspaces is the perfect solution for startups, small or growing businesses in the Cayman Islands and also offers convenient meeting room and conference room rentals by the hour.

SEE AD PAGE 77

Regus (Cayman)

Tel: (345) 743 4500

www.RegusCayman.ky

Part of a global network, Regus provides serviced turnkey office space with flexible terms in the heart of central George Town. Offering daily to monthly rates, they offer virtual offices, memberships, meeting rooms, co-working and private offices. Their services provide you with designated parking, reception staff, 24/7 IT support and relocation services.

RE/MAX Cayman Islands/ Michael Binckes

Tel: (345) 938 3269

Email: michael.binckes@remax.ky

Rhulens

Cayman Tel: (345) 938 1000

New York Tel: 1 (917) 836 9108

Email: sloane@rhulens.com

www.rhulens.com / Member of CIREBA

Rhulens offers comprehensive commercial real estate solutions with over 25 years of industry experience. If you are a Tenant looking to relocate, sublease, renegotiate or expand, or an Owner/Developer looking to lease or sell assets, Rhulens provides the expertise and strategic advice to help you achieve your goals. SEE AD PAGE 178

The Process of Setting Up an Office

The length of time required to set up an office in Cayman largely depends on the condition of the space that your business will occupy. The simplest offices can be set up in four to eight weeks, however, this is uncommon. By the time a design has been finalised, interior finishes have been chosen, furniture ordered, IT systems specified and work permits and licences granted, you should expect about four to six months to have passed. Tenants may be required to submit fit-out plans to the Planning Department for building code approval.

Office Space Planning & Design

Grand Cayman has a few well known architectural firms that have qualified interior designers on staff who specialise in interior design for commercial premises and can take a new or existing office and create a space to suit the requirements of your business. To find an interior designer in Cayman see pages 236-240.

LIVING.KY

24 Pasadora Place, Smith Road, George Town, Tel: (345) 233 8700

Email: info@living.ky or www.living.ky

LIVING.KY offers a complimentary interior design service as part of their custom furniture packages. Their team of on-site design experts will develop digital floor plans and product visualisations to help you create your ideal space.

SEE AD PAGES 12-13, 91, 233 & 255

Costs to Prepare an Office Space

Costs depend on a number of factors, including the existing condition of the

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S M A L L & L A R G E S P A C E S A V A I L A B L E + 1 ( 3 4 5 ) 9 4 9 - 5 5 1 1 A D M I N @ R P M C A Y M A N . C O M OFFICE SPACE FOR RENT ELIZABETHAN SQUARE #80 SHEDDEN ROAD

space and the quality of the final product you desire. Well-fitted existing office space in need of reconfiguration, with partitioned walls and internal offices, a suspended ceiling, fluorescent lighting, air conditioning and power grid already in place, may be prepared for as little as US$50 per sq ft.

Finding such spaces has become significantly easier and there is now an abundance of older properties available. New office space with only perimeter walls, one to two-hour fire rating separation walls and an air conditioning unit with an electrical panel sufficient for the tenants’ requirements, can be found and you may likely spend around US$120-US$200 per sq ft to prepare it to a reasonably high quality fit-out.

Some landlords will offer a standard fitout package, or even a fit-out allowance, in the region of US$20-US$40 per sq ft. In fact, some landlords in older buildings are offering full fit-outs at no cost to the tenant to attract quality tenants.

FITTING OUT YOUR OFFICE

Commercial A/C Contractors

OtisAir

299 Sparkys Drive, George Town

Tel: (345) 945 7167 (24hr service)

Email: info@otisair.ky or www.otisair.ky

OtisAir is the leading Commercial Air Conditioning Solution in the Cayman Islands providing the highest quality, energy efficient and cost-effective air-conditioning solutions to the local community. Their highly skilled team of technicians and support staff have over 100 years of collective experience providing installation, clean air solutions and repair and maintenance services. OtisAir also offers building automation and chilled water solutions. Available 24 hours a day, 365 days a year for emergency call outs.

Telephone, Internet & Data

There are five main telecom service providers on-Island: C&W Business, FLOW, C3 Pure Fibre, Digicel and Logic who all offer a range of services and delivery mechanisms. FLOW and Digicel

offer mobile phone service, both offering LTE data with speeds comparable to the US and Europe. Signal quality and data speeds are generally very good across the three Islands, as the topography of the Cayman Islands affords few black spots.

Fixed line calling rates are competitive on the International market and the service quality is generally good. Mobile phone service providers in Cayman supply the iPhone, Samsung Galaxy and other smart phones. Always check the crosscarrier rates to help in choosing what’s best for your business. International mobile phone roaming can be very expensive, but some business plans offer discounted roaming plans for customers that travel often. Modern collaboration platforms are also widely used on island. Some of these platforms support video and voice calling and can even route calls directly to mobile devices. Check out Monday.com, Toggl Plan, Flock, Filestage, Karbon or Microsoft Teams and Google Docs. WhatsApp is widely used in Cayman and many districts have a community-wide WhatsApp group to keep residents informed.

As a startup business you will be able to procure the usual services, such as Broadband up to 300Mbps, as well as fixed line telephony and more specialist data services such as MPLS (depending on your location). You may want to consider managed IT infrastructure and services being offered by local IT companies and telecom operators, such as Cloud back-up, business continuity, virtual data centres.

Grand Cayman is serviced by two underwater fibre links: MAYA1 which connects most of the western Caribbean nations, before returning to the US and the Cayman Jamaica Fibre System (CJFS) that takes an alternative route via the eastern Caribbean back to the US. These links have enough capacity to support any type of business and their data needs, with private bandwidth available to guarantee quality of service consistently and when required. See the Settling In chapter for more information on telecommunications and read on for providers details.

C3 Pure Fibre

Tel: (345) 333 3333 or (345) 333 3353

Email: businesssupport@c3.ky

https://business.c3.ky or www.c3.ky

C3 offers a wide selection of fibre optic-based services including high-speed WiFi internet, TV, home phone and IP services through its extensive network.

FLOW/C&W Business

Tel: (345) 949 7800

www.cwbusiness.com

C& W Business is full service communications provider offering video, broadband, telephone and mobile solutions.

Digicel

Tel: (345) 623 2499

Email: caymanbusiness@digicelgroup.com

www.digicelbusiness.com

Digicel Business offers a full range of ICT solutions including Systems Integration Services, Microsoft Azure Cloud Services, Managed Support Services and Network Access Solutions. Full end to end Managed Solutions include mobile voice and data, Internet (up to 1Gbps download speeds across all three islands), IT and business continuity, network and IT security. FibreX from Digicel Business is extreme internet built to power businesses with superfast speeds and affordable plans. SEE AD PAGE 135

Logic

43 Eclipse Drive

Tel: (345) 745 5555

Email: business@logic.ky or www.logic.ky

Logic Business services offers fibre internet as well as Business Solutions products. They provide the latest and most comprehensive range of Networking and Security, Cloud Computing and Managed IT Solutions to meet your business needs. Logic partner with the best in the industry including, Fortinet, VMWare, Microsoft and Cisco, to name a few. Contact Logic Business today, your gateway to digital transformation. SEE AD PAGE 137

RUNNING A BUSINESS 5 90 CAYMANRESIDENT 202 3 »
THE
them you saw it in the
Tell

LIVING.KY

LIVING.KY OFFERS A GREAT VARIETY OF WORKSPACE AND BUSINESS SOLUTIONS INCLUDING INNOVATIVE OFFICE, RECEPTION, MEETING, AND LIBRARY FURNITURE IN ADDITION TO STORAGE AND BESPOKE SOLUTIONS. WE ARE PROUD TO OFFER TAILOR-MADE SERVICES FOR ANY SPACE INCLUDING RETAIL, RESTAURANTS, AND MORE: THE PLACES WHERE LIFE HAPPENS, AND PEOPLE CONNECT.

WWW.LIVING.KY • (345) 233-8700 24 PASADORA PLACE, SMITH ROAD, GEORGE TOWN, GRAND CAYMAN

Passports & Domicile

An overview of work permits, employment rights certificates, permanent residency, visas and domicile.

At Cayman Resident, we are often asked how many days one can stay in the Cayman Islands as a visitor. By law, a person who has no other basis to enter the Cayman Islands (i.e. a Work Permit) and with no right to residence may be admitted into Cayman as a visitor for up to six months, with extensions permissible in rare circumstances thereafter. However, many people arriving in Cayman will be permitted entry for an initial 30 days only, unless they own property in which they will be staying and can demonstrate an ability to maintain themselves during their stay. If a person is admitted as a visitor and want to stay longer, and an extension beyond 30 days was not approved on initial arrival, then they must go to Customs and Border Control (CBC) located on 94A Elgin Avenue in George Town before their time runs out, fill in an extension form and request to remain longer. This process can now be done online at www.cbc.gov.ky. Fees of CI$50 are payable for the first extension and CI$100 for each further extension. Note that it can get quite expensive after a few months! However, if you plan well in advance and come prepared with a letter showing you can support yourself, have health insurance and have somewhere to live, you may possibly be given a longer period to stay upon landing.

If a visitor is arriving for a significant period, like many of our returning ‘snow birds’ do over the winter period, they will generally be admitted for up to six months. For this, they must show the entry officer their return ticket, a very recent bank or investment statement showing that they have sufficient funds to support themselves and

IMMIGRATION & PASSPORTS 6 92 CAYMANRESIDENT 202 3 » Immigration Entry for Visitors/Tourists 92 New Arrivals without Cayman Connections 93 1. Work Permits 93 a) Full Work Permit (FWP) 93 - Standard Term Limit (9 Years) 93 - Registering a Job on JobsCayman 94 - Change of Employer, Promotions 94 - Dependants of a Work Permit Holder 94 b) Temporary Work Permit (TWP) 96 c) Business Visitor’s Permit 96 2. Government Contracted Workers 96 3. Special Economic Zone Certificate 97 4. Global Citizen Certificate 97 5. Student Visas 97 6. Certificate of Direct Investment 97 7. Business Presence Residency Certificate 97 8. Residency for Independent Means 98 9. Certificate of PR for Independent Means 98 Existing Residents with Cayman Connection 99 1. Permanent Residency 99 a) Residency with the Right to Work (PR) 99 - Permission to Continue Working 100 - The Next Step for Permanent Residents 101 - How to Appeal a PR Refusal 101 b) Residency as the Spouse of a PR 101 c) Residency as the Dependant Child 102 d) Residency as the Spouse of a Caymanian 102 - Death or Divorce from a PR 102 2. Residency by Entitlement of a BOTC 102 3. Naturalisation 103 4. Acquisition of the Right to be Caymanian 103 - Spouse & Children of Caymanians 104 - Marriages of Convenience 104 Immigration Services & Consultants 105 Visas & Passports 106 UK & US Domicile & Tax Status 107
ENTRY FOR VISITORS/TOURISTS Photos courtesy of Julie Corsetti & Joanna Boxall

a hotel/condo reservation or a lease. This paperwork is looked at very discreetly and returned to the visitor. If the visitor owns a home in the Cayman Islands and can show the Land Register, then a six-month permission will be granted to them and other visitors accompanying them.

NEW ARRIVALS WITHOUT CAYMAN CONNECTIONS

If you are looking to move to the Cayman Islands and are neither Caymanian, nor married to a Caymanian, nor married to a work permit holder, permanent resident, below are the normal ways you can become (with the exception of the Business Visitor Permit and the Visitors’ Work Visa) a legal resident:

1) Work Permits

a) Full Work Permit (FWP)

b) Temporary Work Permit (TWP)

c) Business Visitor’s Permit & Visitor’s Work Visa

2) Government Contracted Worker

3) Special Economic Zone Certificate (SEZ)

4) Global Citizen Certificate

5) Student Visa

6) Certificate of Direct Investment

7) Residency Certificate (Substantial Business Presence)

8) Residence as a Person of Independent Means

9) Certificate of Permanent Residence for Persons of Independent Means

It is worth noting that an overriding principle of Cayman Islands Immigration legislation is that employment and career opportunities are offered to Caymanians before any other nationality. Caymanians are given preference over similarly qualified expatriates and employers must generally take steps to provide training opportunities to Caymanians who have the potential to fill a particular position. With the reality that Caymanians have already become a minority in their own Islands, efforts are made to ensure that a balance of other nationalities exists, so that no other nationality is culturally or numerically dominant. If a Caymanian cannot be found for the position, then preference in employment opportunities is required to be

given first to the holders of Residency and Employment Rights Certificates and finally, to other persons who are already legally and ordinarily resident in these Islands, including existing work permit holders and their approved dependants. As a general rule, only if these categories of persons are unavailable for a position will a permit be granted to a person who is from overseas.

1. WORK PERMITS

Despite being a British Overseas Territory, no advantage is given to British nationals over any other nationality. However, not every foreign national working in the Cayman Islands needs a work permit. There are specific categories of persons who are exempt from the requirements, for example, Cayman Islands Government employees. Others can be exempted subject to strict requirements, for example, journalists representing a recognised news organisation and non-executive directors of companies carrying on business in the Cayman Islands are allowed to attend board meetings, provided they remain in the Cayman Islands for no longer than ten days. A few other examples of people and activities that are exempted include: visitors who are coming to Cayman to organise, attend or speak at a conference or seminar; those representing an overseas educational institution who have come to promote or interview applicants for places, and those visiting for the purpose of servicing or repairing products under warranty.

a) Full Work Permit (FWP)

A Full Work Permit allows a person to work and remain in the Cayman Islands for a specified period. All work permit fees are the responsibility of the employer. The law prohibits employers from requiring employees to pay any part of such fees. Annual fees range from nil (for positions in education) to CI$32,400 for the most senior positions in the legal industry. It is an offence for any non-Caymanian who is not expressly exempted from the work permit regime) to engage in gainful occupation in the Islands without a work

permit or alternative permission.

Prior to granting or renewing a permit, the relevant Board or the Director of Workforce Opportunities & Residency Cayman (WORC) will need to be satisfied of a number of matters including: the need to engage the services of the prospective worker, attempts to find a Caymanian or other person who is already legally resident to fill the role; the character of the worker and the protection of local interests. The person is also required to have proficiency in the English language if from a nonEnglish speaking country. Many skilled workers are granted a permit for between two and five years, with a renewal fee payable each year. Note that work permits for self-employed people are only issued in exceptional circumstances. Employers, in the private sector, but excluding those employing household staff, must hold a valid Trade and Business licence.

Standard Term Limit (9 Years)

All foreign nationals gainfully employed in the Cayman Islands are currently entitled to be considered for the grant of a work permit for up to nine years. After eight years, most residents can apply for Permanent Residency, however, if they do not apply, and they are subject to the nine-year term limit, they will then not be granted any form of work permit until they have ceased to be resident in the Cayman Islands for at least one year. In most instances, this means they will be expected to leave the Cayman Islands for a minimum of 12 months. Visits in the intervening period for vacation as a genuine tourist visitor does seem to be generally permitted.

Note: there are exemptions to the term limit provisions. For example, a person married to a government worker, or a person whose term limit is set to expire after their spouse’s, can seek to arrange for their permit to be renewed for as long as their spouse is permitted to continue living and working in Cayman.

In order to understand the reasoning behind the Government’s creation of limits on work permit terms, it is helpful to know

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the history of the population increase in this diverse community. The Cayman Islands have undergone a dramatic change since the early 1970s. At the start of that decade, the population was approximately 10,000 people and now, 50 years later, over 78,000 people live in Cayman. Much of this dramatic increase has come about as a result of foreign nationals settling on the Islands and obtaining permanent rights of tenure. With that change has come not only strains on the infrastructure, but also recognition amongst generational Caymanians that their culture might be overwhelmed if the process is not managed correctly. There is also a perception by many Caymanians that their participation in the success of Cayman is diminishing. Whilst the people of the Cayman Islands are welcoming towards foreign nationals, there has been a realisation that continuing to invite ever increasing numbers of individuals to acquire security of tenure and become permanent inhabitants of Cayman is unsustainable.

Registering a Job on JobsCayman

It is a requirement that almost all jobs are registered on the jobscayman.worc. gov.ky web portal prior to applying for or renewing a work permit. The first thing you need to do is register your company and then you can register the specific job that you are trying to fill. Very detailed steps can be found on the Cayman Resident website, but if you are having problems, then call WORC on (345) 945 9672 and someone will talk you through what to do.

Required Forms

All immigration permit forms and instructions can be downloaded from WORC’s website, www.worc.ky. Please note that an original Police Clearance Certificate (and a certified translation if not in English) is required. At present, there is a general expectation of there being a raised seal on such documents. Translations are generally required to be provided through an approved local translator. Make a copy of all the paperwork submitted and keep

it on file for the rare occasion that the paperwork is lost by the Dept. of WORC.

Police Clearance Certificates (for persons already resident in Cayman for six months) These forms must now be requested online: 1) Visit www.eservices.gov.ky and click on the ‘Apply for a police clearance certificate’ tab. 2) Fill in the form. 3) Upload the picture page of your passport and a current work permit stamp for work permit holders. 4) Request for the police clearance to be emailed to you or mailed to you. The former takes two days and the latter about four weeks. 5) Pay CI$25 per police clearance.

Medicals for Immigration Purposes

All work permits over three months in duration, including work permit renewals, Permanent Residency and Caymanian Status applications must be accompanied by a completed medical questionnaire. Spouses and children over the age of 18 must also submit a medical questionnaire. Among other things, the medical report will require you to take a blood test and furnish lab reports with HIV and VDRL tests included. You will also need a chest X-ray. Medical examinations are required on first application and once every three years thereafter. Lab tests have to be repeated with each medical exam but chest X-rays are only required once every five years. Getting a medical done is a very simple process in Cayman.

COVID Vaccine Requirements

The Immigration Transition Act requires work permit applicants entering Cayman from overseas to be vaccinated against COVID-19.

Change of Employer, Promotion or Redesignation

Subject to some exceptions, the holder of a work permit may not change his/her employer for the duration of a permit. Changing employers upon the expiry of a work permit is permitted, although a

release letter from the previous employer is usually requested before the relevant board or WORC official will grant a permit in favour of a new employer. Protections are in place to prevent expatriate workers from falling victim to unscrupulous employers and WORC will assist workers as appropriate in relevant circumstances.

During the duration of a work permit, the holder may not be promoted or re-designated without their employer notifying the relevant board (or director of WORC) and formal consent being received. This restriction is intended to protect opportunities for Caymanians and to ensure that due revenue is collected. Applications must be made well in advance, with new positions not started until after all required approvals have been forthcoming.

Rules on Residing on-Island Whilst a Work Permit is Processing

WORC generally requires that you be offIsland while a Full Work Permit (FWP) or Temporary Work Permit (TWP) application is in process. Therefore, do not book your flight to Cayman until your permit has been approved. Further, although the vast majority of applications are approved without issue, there can be no guarantee that any application will be ultimately successful.

However, if you are already on-Island and are switching from one employer to another you may not need to leave the Island while your new work permit is processing. Having said this, you should make sure that your release letter from your current employer is dated to take effect on the exact date on which you hope to be authorised to commence gainful occupation in the service of your new employer. If this is not possible, then you may be required to get a Visitor’s stamp in your passport when your current work permit is cancelled, to avoid any prospect of you being labelled as an overstayer.

Dependants of a Work Permit Holder

The relevant Immigration Board has to be satisfied that the worker has sufficient

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income available to adequately support any dependants. Currently, the Board would expect to see a minimum monthly household income in the region of CI$3,500 for one dependant to be included, with an increase of CI$500 for each additional dependant. This is a guideline only. In every case, the character, reputation and health of your dependants is taken into consideration, as well as whether you can comfortably afford to feed, house, educate and maintain them in the Islands. The possibility is that you will be granted a work permit, but your children will not be allowed to accompany you if your income is considered insufficient. For a complete breakdown of the immigration rules for children born in or residing in Cayman to expatriates, please see the Cayman Parent 2023 magazine, which has an extensive section on this subject.

Each year, a fee of CI$250 will be collected for each dependant of a worker in the unskilled category and CI$500 for each dependant of a worker in the skilled category. It appears to be open to the employer and the employee to agree between them who will pay for this as it does not constitute part of the Work Permit fee.

A non-refundable fee of CI$200 per person is also collected for repatriation. Either you or your employer can submit the letter applying for your spouse or children to be a dependant on your work permit, but your employer must submit a letter indicating the number of hours per week you work, your monthly income and any other benefits you receive. If each parent is working, then the employers of both must provide a letter. If your family members are not added as dependants, then they can only stay here as temporary visitors. Note that only the following can be dependants of a work permit holder: spouses, children (including step and adopted children), grandchildren, parents, step-parents, grandparents, brothers, sisters (including half-brothers and halfsisters) and civil partners. This means that girlfriends, boyfriends and fiancées cannot be listed as dependants. However, the Cayman Islands now generally recognises legally married same-sex spouses as dependants, although the relationship may need to be formerly registered as a Civil Partnership.

If a girlfriend or boyfriend comes to the Island without their own work permit, they will be allowed in as a visitor and in all likelihood will be given as little as 30 days to stay. It would help their case if they arrived at the airport with a letter from their ‘sponsor’ (the permit holder) that says that they will be supported while they are here. If they come in with this letter, they might be given a total of three to six months to stay. Stays of longer than six months in any calendar year by any person classed as a visitor are, in normal circumstances, unlikely to be permitted.

Children Over 18 Years as Dependants

Children who are dependants of work permit holders can only remain on a parent’s work permit after the age of 18 if they are a) in full-time tertiary education or b) in special circumstances (such as the child is unable, for medical or other exceptional reasons, to maintain themselves). Should your child turn 18 before they

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finish secondary school, the Immigration authorities will usually allow your child to remain in Cayman, although not formally as a dependant on your work permit, until they complete their secondary education. However, if your child chooses not to go on to university or college, and they want to continue living in the Cayman Islands, then their only option may be to try and get a work permit. At this point they are competing with every Caymanian and Permanent Resident school leaver who will have precedence over them, placing them at a distinct disadvantage in seeking job opportunities.

Divorced or Divorcing Couples

If an expatriate couple living in Cayman decide to divorce, any non-working, previously dependent spouse will have no particular right to stay in Cayman. Residence based purely on the presence of children is not contemplated by the Immigration Law. Children in such circumstances can remain as approved dependants of the parent who is on a work permit or government contract, and continue to attend full-time education until adulthood (as late as 24 if attending university). However, the formerly dependent parent will likely only be able to remain if they obtain their own work permit (including through the Special Economic Zone regime) or government contract; or alternatively secure some form of residency as a person of independent means. They may be permitted to remain as a tourist, but remaining in such a capacity for more than 90 days can present difficulties, and no permission ought to be expected after six months in any year.

On the other hand, the former spouse of a Caymanian, who is the parent of Caymanian children, will be allowed to remain (subject to various approvals) and be permitted to work until the children complete their education or their 24th birthday, whichever happens sooner.

b) Temporary Work Permit (TWP)

In appropriate circumstances and upon

suitable application, the Director of WORC or their designate may grant a Temporary Work Permit to an individual, permitting them to engage in gainful employment in the Cayman Islands. Such permits, if granted, range from terms of one month up to a maximum of six months and generally cannot be extended or renewed. An eight-month permit, a ‘Seasonal Work Permit’, which can span the high season in the tourism industry, is also available.

While Temporary Work Permits are often used as a bridge between the arrival of an expatriate worker and the issuance of their Full Work Permit, their use (save in exceptional circumstances) for persons who are not genuinely intended to be temporary employees is discouraged. Nevertheless, where urgency is required in the granting of a work permit, seeking and gaining of permissions, the authorities will tolerate the use of the Temporary Work Permit regime to achieve expedition.

Notes on a TWP: 1) A medical questionnaire is only required if the permit is being sought for more than three months;

2) There is no prohibition on applicants for TWPs having dependants;

3) TWP applications can be expedited on payment of an ‘express fee’, which can, in normal circumstances, guarantee initial processing within 72 hours. Anticipated changes in the system, which are expected to reduce the application time for many Full Work Permits to as little as two weeks, will likely significantly reduce the ability of employers to rely on Temporary Work Permits for full-time positions.

c) Business Visitor’s Permit & Visitor’s Work Visa

Any business in Cayman that regularly needs workers to come from overseas to work for no more than 14 days on any particular visit may seek to apply for a Business Visitor’s Permit allowing such individual(s) permission to work for a specified number of visits per year, subject to strict limitations. These Business Visitor’s Permits are not available for people attending for one visit only.

There is also a category of Visitor’s Work Visa, which permits individuals who are employed outside of the Islands, and who wish to visit for up to five calendar days at a time, in order to engage in commercial activity with a locally licensed entity or person (a ‘sponsor’), to apply for the grant of a Visitor’s Work Visa. To obtain a grant on arrival, the local business or visiting worker must download a ‘Letter of Invitation’ form from the immigration website and email it to imm-vwv@gov.ky at least 24 hours before they are due to arrive. It should be noted that once approved, the person will be required to pay CI$100 at the airport. The Visitor’s Work Visa is not available to those who are employed in a professional capacity (lawyers, accountants, medical professionals, architects, surveyors, teachers and other occupations) or who are otherwise not entitled to a work permit by virtue of having reached their term limit. The Visitor’s Work Visa also does not exempt someone from the requirement to obtain an entry visa if they possess a passport from a country that would otherwise require a Visitor’s Visa to enter the Cayman Islands. In addition, a business visitor may not hold more than one Visitor’s Work Visa in relation to the same sponsor or sponsors within the same calendar month, but, unlike a Business Visitor’s Permit, a Visitor’s Work Visa may be used for a single visit. Visitor’s Work Visas are dealt with by Customs and Border Control, not WORC.

2. GOVERNMENT CONTRACTED WORKERS

Any person employed as a Civil Servant by the Cayman Islands Government, or employed by other prescribed employers, including the Government of the United Kingdom, does not require a formal work permit, and will have appropriate permissions for them, and approved dependents, to live in the Cayman Islands stamped into their passports. Whilst no Term Limit is currently applied to

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such persons, they are eligible to apply for Permanent Residence pursuant to the points system, once they have been resident in the Islands for more than eight years. Care must be taken to ensure that any dependant children are able, should they wish, to remain resident in the Cayman Islands in the event that they cease to be classed as dependants on their parent’s Government contract.

3. SPECIAL ECONOMIC ZONE CERTIFICATE (SEZ)

These certificates are, in effect, a special category of work permit. They are only available to employees of entities (‘Special Economic Zone Enterprises’) established within Cayman Enterprise City’s SEZs which include Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. Zone Certificates enjoy certain advantages over traditional work permits, including in many instances, a lower cost to employers, and an exemption from any requirement to prefer Caymanians or other legal residents for any employment. Accordingly, no advertising is required as part of the application process and the permissions are capable of being granted in only a few weeks. Applications are available from Cayman Enterprise City and from a number of local law firms, who assist enterprises establishing within an SEZ. See the Running a Business chapter for more information on Cayman’s SEZs.

4. GLOBAL CITIZEN CERTIFICATE

For the last two years the Global Citizen Certificate has allowed people with financial independence to relocate to the Cayman Islands and work remotely, while living and enjoying Cayman. For many this was a straightforward and cost effective way to dip a toe into all that Cayman has to offer, while enjoying all the benefits of formal residence.

The two-year Certificate is still running for qualified people who can demonstrate that their existing (and anticipated ongoing) employment is based outside of the Cayman Islands. The criteria for

eligibility include a demonstrable annual income of no less than US$100,000 for a single person, US$150,000 for a married couple, and incrementally higher amounts for an applicant with a spouse and children. The holders of these certificates are expected to reside in the Cayman Islands for a minimum of 90 days each year. The Government fees are US$1,469 per annum for an applicant and spouse, with a further US$500 payable for each dependent. Prior to the expiry of any Certificate, it is anticipated that the holders will be provided with the opportunity to transition into alternative immigration permissions. Accordingly, it is expected that it can form a part of the initial stages towards ultimate citizenship. Here is the online application: https://www.visitcaymanislands.com/enus/global-citizen-concierge/apply-now/ application-form.

5. STUDENT VISAS

A non-Caymanian who is 18 years of age or older, seeking to enter the Cayman Islands to attend a recognised educational institution on a full-time basis, may be granted a student visa. The student should be self-sufficient or provide proof of support from other means. They must also submit a medical questionnaire and a police clearance certificate when applying. The application process generally takes four weeks. The student visa does not allow the student to engage in any gainful occupation. The student is expected to leave the Cayman Islands on completion of the programme. Student visas can be granted for a period of up to four years but may be extended for a further 12 months. A person on a student visa may, after the proper application, have a dependant added to their application and can seek other permissions simultaneously with or following, their student visa’s expiry. It is possible, in appropriate circumstances, for a student to be given a visa to study online whilst in the Cayman Islands, even though the institution is not itself physically here.

6. CERTIFICATES OF DIRECT INVESTMENT

Wealthy individuals who are in a position to invest a substantial sum in an employment generating business or businesses in the Cayman Islands, may wish to participate in an incentive scheme intended to attract investors and their dependants. Such persons may, provided they can demonstrate an investment (or imminent investment) of a minimum of CI$1,000,000 in an employment generating business (or businesses) on the Island, apply to the Director of WORC for a Certificate of Direct Investment.

Approval-in-Principle Certificates which are valid for six months are available prior to applying for a full certificate. Full certificates are valid for 25 years and are renewable. Such a certificate entitles the holder to reside in the Cayman Islands and to work in the business or businesses in which the holder has invested.

The spouse and dependent children (where applicable) of the holder of a Certificate of Direct Investment will, on successful application, be granted a Direct Investment Holder’s (Dependant’s) Certificate, permitting them to reside in the Islands for the duration of that certificate. The application fee is CI$1,000 with a further CI$20,000 payable on issue of the certificate with an additional CI$1,000 payable for each approved dependant.

7. RESIDENCY CERTIFICATES (SUBSTANTIAL BUSINESS PRESENCE)

A Residency Certificate (Substantial Business Presence) is available to individuals who either own at least a 10% share in an approved category of business or will be employed in a senior management capacity within such a business. In each case, the business must have a substantial presence in the Cayman Islands. It is designed and intended to be less onerous than the more established option of a Certificate of Direct Investment and is not limited to owners of the business.

Approved categories of business include:

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fund administration, brokerage services, investment and fund management services, investment banking, financial trading (including foreign exchange, securities and derivatives), captive insurance or reinsurance management services and underwriting, actuarial services, insurance claims management, family office, hedge fund administration, any business in Cayman Brac providing back office support, and any company registered as an exempted company under section 164 of the Companies Act (2018 Revision). It is expected that people in these positions would fill a senior management capacity and therefore ordinarily attract an annual work permit fee of CI$20,925 or above (or CI$5,000 or above if based in Cayman Brac). Provided the Director of WORC is satisfied that the applicant and any spouse have clean criminal records and that they and any dependants are in good health and possess adequate health insurance, as well as fulfilling the other requirements, then the applicant will be issued a 25 year Residency Certificate. A grant fee of CI$5,000 is due on issuance, with a further CI$1,000 payable in respect to each approved dependant. In addition, Certificate holders are required to pay an annual fee equivalent to that payable by a work permit holder in the same occupation.

8. RESIDENCE AS A PERSON OF INDEPENDENT MEANS

For foreign nationals not wishing to work in the Cayman Islands but simply wishing to have the right to reside, there are alternative options. In particular, one can apply to the Director of WORC for a Residency Certificate which is valid for 25 years and is renewable. To reside in Grand Cayman, the person must show proof of an annual income of at least CI$120,000 (without engaging in employment in the Cayman Islands) along with an investment of CI$1,000,000 (of which CI$500,000 must be in developed real estate). The “remaining” CI$500,000 must be invested in a company or property – and simply holding assets with a broker or monies in

a local bank account (whilst encouraged) do not count for these purposes. Investing in a local business, or even one which has shares publicly traded such as Caribbean Utilities Company, can count. Most often, applicants will simply buy a substantial home (or a number of apartments) and immediately meet the requirement.

A deposit maintained in a local bank or institution of no less than CI$400,000 deems an applicant to have sufficient funds (and income) to maintain themselves and their dependants. Alternatively, they will generally be expected to prove an annual income of no less than CI$120,000, without needing to work.

To become resident in Little Cayman or Cayman Brac, proof of an annual income of CI$75,000 without the need to be employed in the Cayman Islands is required, as well as an investment of CI$500,000 locally, of which at least CI$250,000 must be in developed residential real estate.

Whichever Island is to become your home, there is a one-time fee payable on grant of CI$20,000 and a further CI$1,000 payable for each approved dependant. The initial application fee is CI$500. The CI$1,000 dependant’s fee is then payable annually. The process of applying for a Residency Certificate is relatively straightforward although at present requires approximately four months to be processed. Legal fees for this option are unlikely to exceed US$8,000.

Please note that with this form of Permanent Residency you can never claim to have changed your Domicile of Choice. Please consider this if you are trying to change your domicile permanently. If this is the case then you should seek the Certificate of Permanent Residency.

9. CERTIFICATES OF PERMANENT RESIDENCE FOR PERSONS OF INDEPENDENT MEANS

This is the ultimate permission which can grant Permanent Residence with the right to resident permanently in the Islands for the rest of ones life. It is based on investment, rather than on waiting

eight years to become eligible to apply, subject to a points system, for Permanent Residency. Unlike Residency for Persons of Independent Means, this option has no expiry date and qualifies the holder (upon certain criteria being met) to become eligible for Naturalisation as a British Overseas Territories Citizen (BOTC) once they have been resident in Cayman for five years. Once naturalised they are entitled to a BOTC (Cayman Islands) passport. Upon further application, they can become a full British Citizen. Neither Cayman nor the United Kingdom require the surrender of any existing citizenship. Finally, once a person has been a BOT citizen for five years they can apply to become Caymanian.

In order to qualify for the Certificate of Permanent Residence for Persons of Independent Means, applicants will be required to have invested a minimum of CI$2,000,000 in developed real estate and possess sufficient financial resources to maintain themselves and their dependants. An applicant will also need to demonstrate that they and their dependants are in good physical health and of good character. The number of these types of certificates is restricted to an annual quota of 250 set by the Cabinet. The application fee is CI$500 with a further CI$100,000 due upon grant and an additional CI$1,000 payable per dependant. The CI$1,000 dependant’s fee is then payable annually.

The right to work in an approved occupation can be gained subsequently with an annual fee thereafter payable, equivalent to a Work Permit fee, for as long as employment is maintained, or until the individual becomes a Caymanian.

Enforcement

Breaches of the Immigration Law are treated as quasi-criminal by the Department of WORC and can have very serious consequences for all concerned. Overstaying, working (or employing someone) without or outside of the terms of permission granted may result in arrest and prosecution.

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EXISTING RESIDENTS - CAYMAN CONNECTIONS

For those expatriates with a connection to the Cayman Islands, various options may be available. These are as follows:

1. Permanent Residency with the Right to Work

a) Based on application made after 8 years of living in Cayman

b) Based on being the Spouse of a Permanent Resident

c) Based on being the Child of a Permanent Resident

d) Based on being the Spouse of a Caymanian

2. Permanent Residency (without the Right to Work) as a British Overseas Territories Citizen registered by entitlement by virtue of a connection with the Cayman Islands

3. Naturalisation

4. Acquisition of the Right to be Caymanian.

1. PERMANENT RESIDENCY (PR) WITH THE RIGHT TO WORK

a) Based on application made after eight years of living in Cayman

Almost all persons who reach eight years

of continuous legal ordinary residence in the Cayman Islands are eligible to apply for Permanent Residence with the Right to Work. Applicants are assessed under a points system which seeks to be as objective and transparent as possible, and those achieving 110 points or more are assured of a grant. If you are successful in gaining a Certificate, then you must annually submit a declaration in respect of your job, investments and other factors including the status of your dependants. There is a condition whereby if the Certificate holder sells an investment that was listed in his/her application for PR, then they must purchase an alternative qualifying investment within 180 days and inform the Board with the details of the transaction, within 30 days. An unsuccessful applicant will be given a permission to continue working for no less than 90 days, following which they will be expected to leave the Islands. An application for Permanent Residence with the Right to Work can be administratively onerous although applicants, particularly

those individuals who prepare over the years leading up to it, are likely to find their application successful.

Under most conditions, if an applicant is successful, then they can remain in the Cayman Islands indefinitely, provided an annual fee is paid by them or their employer which is the equivalent to the fee paid for a full work permit. They can work for any employer, although limitations are placed on the specific role which they are entitled to fill. Variations may be granted with the prior approval of the Caymanian Status and Permanent Residency Board or Director of WORC. Factors considered in a Permanent Residence application include:

> Your Occupation; Including Whether it is “Priority” in Nature: 15 points are presently available for each and every occupation, with (at least theoretically) another 15 bonus points available in relation to occupations which have been determined by the CI Government to be “Priority” in nature. No list of “Priority” occupations has been published as at time of writing.

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Talk to our experts about making the complex simple A global law firm dedicated to a highly personal service, we are ideally placed to take care of the residency, immigration, real estate and corporate needs of our private clients. Our proven results and extensive experience ensure our clients can focus on enjoying their move to a new life in the Cayman Islands. Contact us today to learn more about why our clients love doing business with us. Daniel Altneu, Managing Associate +1 345 949 0488 daniel.altneu@bedellcristin.com LEGAL SERVICES bedellcristin.com BVI | CAYMAN ISLANDS | GUERNSEY | JERSEY | LONDON | SINGAPORE

> Education, Training and Experience: A point is available for each year of experience that an applicant has been in their role (after a minimum threshold of two years with a max of 10 years). Points are also available based on levels of academic or other qualification relevant to their occupation or role. For example, persons with professional qualifications are eligible for 15 points, whilst possessing an Associate’s degree will garner 8 points. A total of 25 points are available under this factor.

> Local Investments: Investment in Cayman Islands real estate and/or in a locally licensed company has the potential to generate up to 30 points. The total amount paid towards such investment(s) (including the full amount of any mortgage payments, the cost of renovations, where applicable, and stamp duty paid) is assessed relative to an applicant’s income over the prior five years. This is subject to a minimum threshold of CI$50,000. Investments in excess of CI$500,000 are guaranteed maximum points.

> Financial Stability: Evidence of savings held in local bank accounts (again relative to income) generates points. The maximum 15 points available will be awarded to any applicant who can demonstrate that they have (and have maintained) in excess of 5% of their last 12 months income in a local bank account. Further additional points are based on annual salary and income. By way of example, a person earning CI$55,000 each year will (generally) be awarded seven points. However, in calculating the points available for a given salary, a deduction is made from the salary in respect of dependant children. Of vital importance is your ability to provide for the healthcare and educational needs of your family.

> Community Involvement and Integration into the Caymanian Community: Up to 20 points are available. By way of example (provided more than 35 hours are spent over a year in relation to relevant participation) two points will be awarded for each year an applicant has been engaged in relation to the rehabilitation of offenders, whilst participation and assistance in a

local service club will generate 1.5 points for each year. Other points can be gained through charitable donations. Working with children and vulnerable adults may garner more points to your contribution to the community. Outstanding initiatives to get involved in include the Aim Higher mentoring programme (email: pamella. mitchell@kobrekim.ky) and the LIFE (Literacy is For Everyone) programme (email: volunteer@life.org.ky) or see the Community Life chapter to get other ideas of where to get involved. You may be eligible for slightly higher points if you can demonstrate that you have been training or mentoring Caymanians, especially if the mentoring is outside of normal work hours and is unrelated to your employer.

> History and Culture Test: You will be asked 40 multiple choice questions and will receive half a point for each correct answer. The questions on the test have generally been taken from the following books: The Cayman Islands in Transition (by J.A. Bodden; Roy Bodden), Founded Upon the Seas: A History of the Cayman Islands and Their People (by Michael Craton), Foundation - The Arts and Culture of the Cayman Islands Volumes 1-4 (Cayman National Cultural Foundation), Caymanian Expressions: A Collection of Sayings and Expressions Used in the Cayman Islands (by Kevin M. Goring), plus the media as well as community and cultural events. The University College of the Cayman Islands is offering a four-week course that covers the history, culture, political system, general facts and the evolution of the economy of the Islands and it appears to be highly relevant to the test.

> Close Caymanian Connections: Having a close relative who is Caymanian will result in an automatic award of points. The amount of points vary depending on the nature of the relationship.

> Demographics and Cultural Diversity: Points are awarded based on an applicant’s country of origin, provided their nationality is below 10% of the number of work permits in force. At present, Jamaicans and Filipinos are ineligible for points: citizens of those

countries already comprise approximately 42% and 13% of work permits in force in the Cayman Islands. UK nationals presently comprise approximately 6% and can expect as little as 5 points. Citizens of all other countries can presently expect 10 points.

> Age: Applicants are eligible for varying points depending on their age. The most “desirable” bracket is in respect of applicants aged between 25 and 35. Ten points are awarded for persons falling within this range as at the date of application.

> Deductible Components: Points can be lost in defined circumstances including where an applicant suffers from a contagious disease that could make them a danger to the community, are proved to have mistreated fellow workers, have criminal convictions, or where they do not have an adequately funded pension.

The Board has the power to revoke the Permanent Residence of any holder who “fails to maintain the level of financial investment stated in the application”. The law also states that if false information is provided, or a material fact is concealed in the application, the Board may revoke any Permanent Residence granted. Permanent Residents are required to report details of their circumstances annually. Finally, if persons become destitute, subsequent to the grant of permanent residence, it may be revoked. Harsh as this might sound, without a large tax base available to provide an extensive social safety net, the Cayman Immigration (Transition) Act seeks to ensure that only persons who will not become a burden on the society are awarded PR. As the current system stands, unless you own a property or shares in a business in Cayman, it can be difficult to make enough points to qualify for Permanent Residency. Applicants are likely to gain the most points should they purchase a property well before being eligible to apply, as any mortgage payments (including interest) will count in the assessment.

Permission to Continue Working (PCW)

When a person applies for Permanent Residency, he/she must apply for and be

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granted Permission to Continue Working (PCW) before any existing work permit expires, otherwise they will have to cease work when their latest permit expires. If the applicant’s final work permit has already expired, they are not entitled to work whilst awaiting the outcome of their application for permanent residence, until they have a ‘PCW’ stamp in their passport. A ‘PCW’ stamp attracts the same fee as a six month work permit and must be renewed every six months while the application is pending. Most Permanent Residence applications are presently dealt with within twelve months.

The Next Step for Permanent Residents

Many people have asked what happens next once someone has been granted Permanent Residency (PR). Below we explain.

> Naturalisation: Once you have been granted PR you only need to wait 12 months from the date of approval, and then you can apply to be naturalised on the grounds of residency. This is an essential step if you would ultimately like to apply for Cayman Status (other than on the basis of being under 18 and the child of a Caymanian, or the spouse of a Caymanian).

> The Right to be Caymanian (Caymanian Status): Once you are naturalised and five years have passed (or you are naturalised and have been resident in the Cayman Islands for 15 years, whichever happens earlier), you can apply for Caymanian Status. Please see the Right to be Caymanian section in this chapter.

How to Appeal a Permanent Residency Refusal

If your PR is turned down the first thing you have to do is decide whether you are going to appeal the decision or not. If you choose to appeal then the next step is to serve a formal Notice of Appeal on the Secretary of the Immigration Appeals Tribunal (IAT) which is located in the Government Administration Building. Your Notice of Appeal ought to be received by the IAT within 28 days of your application being refused. At this point all you need to include in the letter are: a) the grounds

under which you are filing the appeal (i.e. that the refusal was (i) erroneous in law (ii) unreasonable (iii) contrary to the principals of natural justice or (iv) at variance with the Immigration Regulations) b) the decision against which the appeal is made c) a copy of your original application and the refusal letter (if that latter document is available) and d) a bank draft for CI$1,000 made payable to the CI Government, which is non-refundable.

Once the IAT receive your appeal paperwork you will be issued with a receipt and the IAT will request from the Department of WORC an ‘Appeals Statement’ which will include the reasons for the decision to turn down your PR. It will also include their scoring of your PR application plus all the paperwork which went with your original PR application. The IAT will then forward all of this to you. You are then required to file detailed grounds of your appeal with the IAT and serve a copy on WORC within 28 days of receipt of the Appeals Statement. In your appeal you must provide written arguments as to why you disagree with the points given in each section, raise any relevant other factors, and provide any supporting evidence/documents. The use of an attorney in relation to the preparation of rebuttal grounds of appeal is strongly encouraged as many of the details can be very technical in nature.

The IAT will review all the documents and decide whether the appellant’s case has merit. If the IAT decides in favour of the appellant, this will be communicated. The successful appellant will then be given an opportunity to submit updates and/or provide fresh evidence for consideration, and any changes in circumstances as it relates to the application. The IAT will then reconsider your application, and assess you afresh against the points system. Once the Tribunal have made their decision the IAT Secretariat will inform you of it.

b) Permanent Residence as the Spouse of a Permanent Resident Permanent Residents will have to continue

paying CI$500 per year per dependant until they (or the Permanent Resident) becomes Caymanian. If you are on a government contract, and receive PR, you appear to have the choice of putting your dependant children on your PR (and paying the CI$500 fee per year) or keeping them on your government contract and paying no fees for them. There are other rules worth considering.

The dependant spouse of a Permanent Resident can and (in most cases) should apply for their own Permanent Residence and Employment Rights Certificate (RERC) in their own right, as soon as their spouse is granted Permanent Residence. They do not have to wait the usual eight years of residency and do not have to take any test or be subject to the points system. They should also apply to be naturalised after having PR for one year and then apply for the Right to be Caymanian as soon as five years have passed, or they have been living in the Cayman Islands for a total of 15 years. Do not overlook your children’s Naturalisation and Status application in this process!

Many people just carry on having their Residency and Employment Rights Certificate (RERC) as the Spouse of a Permanent Resident ‘tied to’ their spouses’ PR since there is no time limit on the award. This can however create problems down the line. For example, a problem arises when one of the spouses applies for and is granted the Right to be Caymanian. At this point the RERC holder/spouse (and children) must have their Immigration status in the Islands ‘regularised’ within 45 days. In effect, and according to the interpretation applied to date by the authorities, the spouse can no longer be deemed the dependant of a PR holder when the person is now a Caymanian –and if applications are not made promptly, they can lose the right to live in Cayman.

As it pertains to accompanying children, as long as they are under the age of 18 and the parent acquires Cayman Status, they can apply for the ‘Acknowledgement of the Right to be Caymanian by Entitlement’

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within those 45 days provided they have resided in Cayman for a minimum of one year. If there are some accompanying children who are over the age of 18 they must apply, within 45 days, for a continuation of their Residency under Section 39 of the Immigration (Transition) Act, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for schooling does not affect their ability to apply (provided Cayman has clearly remained their home throughout). Such applications are dealt with by the Director of WORC. It is very important that this rule is understood, as applying for Permanent Residency under Section 39 of the Immigration (Transition) Act grants the child PR independent of their parents.

Serious issues have also occurred when Permanent Residents have become Caymanians. A policy provides that all dependent spouses have exactly 45 days to apply for Caymanian Status (if they have been married for over seven years) or for a Residency and Employment Rights Certificate as the Spouse of a Caymanian (if they have been married for under seven years). However, people have run into immovable problems if their marriage has broken down in the intervening years. One of the requirements in the Immigration (Transition) Act is that you can handon-heart tick the box saying you have a stable marriage. If you cannot, then there is no particular rights remaining for you in the law; your certificate as the spouse of a Permanent Resident may have become void, and you cannot now swap it for Caymanian Status. You may not be allowed to stay in the Cayman Islands. If you have children, the consequences can be devastating. It can accordingly be extremely important to make all relevant applications in a timely manner.

c) Permanent Residency based on being the Dependant Child of a Permanent Resident

An expatriate child of a Permanent Resident (even if the child has a Cayman Passport)

must in most cases be a dependant on a parent’s Permanent Residence. Upon turning 18, most will be eligible to apply for Permanent Residence in their own right under section 39 of the Immigration (Transition) Act. They can do this without being subject to the points system, provided they have been legally and ordinarily resident in the Cayman Islands for seven years prior to the application being made, were named on their parent’s application and approved, and are of good character. Their parent must also continue to be a Permanent Resident, or have become Caymanian. Any such application must be made before the child turns 19 (ideally prepared even before they turn 18) but if the parent’s RERC has been varied to allow the child to be a dependent past 18, it can be made up until the child is 24, provided the child is still in tertiary education or within six months of the end of such education. They will then be able to apply to become Caymanian once they have been in Cayman for 15 years and are Naturalised or Registered, or five years after having been Naturalised or Registered and become a British Overseas Territories Citizen (BOTC). An expatriate child who is the child of the expatriate spouse of a Caymanian and whose expatriate parent holds a RERC (Residency and Employment Rights Certificate) as the spouse of a Caymanian can be added as a dependent on their parent, but only until they are 18, unless they continue into tertiary education and their permission is varied.

d) Permanent Residence as the Spouse of a Caymanian

The spouse of a Caymanian has no inherent right to live or work in the Cayman Islands (apart from any unexpired permission they may have held before being married to a Caymanian) unless they apply for and have been granted a Residency and Employment Rights Certificate as the Spouse of a Caymanian. The Cayman Islands Government has now amended the Law, and these RERCs are now permanent

in nature. Unlike other RERCs, these place no restrictions on occupation, presently require no annual declaration and require no annual fees. These certificates can however be revoked, and may become void in the event of a breakdown in marriage. It can take several months to obtain an RERC as the Spouse of a Caymanian and so it is recommended that you apply as soon as possible. Only where the application is made while the applicant has a work permit, can the applicant continue working while the application is pending.

Death or Divorce from a Permanent Resident

The surviving or former spouse of a Permanent Resident is required to notify the Director of WORC and the Caymanian Status and Permanent Residency Board of their change in circumstances within six months. Within these six months the surviving spouse, or former spouse, may be eligible to apply for the grant of a Residency and Employment Rights Certificate in their own right. It may be important to consult with a lawyer or reputable immigration services company to confirm your standing and options in the event of appropriate circumstances arising.

2. PERMANENT RESIDENCY BASED ON REGISTRATION BY ENTITLEMENT AS A BRITISH OVERSEAS TERRITORIES CITIZEN

Any child who is born in the Cayman Islands and whose parent subsequently becomes a Permanent Resident or lives the first 10 years of their life here, may, immediately upon their tenth birthday, seek Registration as a British Overseas Territories Citizen (BOTC) by Entitlement. All persons so registered have a prima facie right to remain in the Cayman Islands for life (and hold a BOTC (Cayman Islands) passport). Applications in relation to children who have lived in Cayman for the first 10 years of life are independent of a parent’s immigration status, and cannot be denied to a child who meets the criteria. This reality is both a reason for the rollover policy and creates

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an enormous opportunity for the Caymanborn children of those to whom the rollover is not applied (including Civil Servants and anyone exempted from term limits, including persons married to government employees or even work permit holders).

3. NATURALISATION

If you are a Permanent Resident adult and not married to a Caymanian then getting Naturalised as a British Overseas Territories Citizen (BOTC) is an essential step in the process of acquiring Caymanian Status.

Once you have had PR for 12 months (and have lived in Cayman for at least five years) you can apply under the British Nationality Act for Naturalisation as a British Overseas Territories Citizen (BOTC) by virtue of a connection with the Cayman Islands. As part of the application paperwork you will need to provide a current travel history from WORC/CBC. If you have been outside of the Islands for longer than 90 days in total in one year, or a total of 540 days over the course of five years, then this may affect your ability to be granted Naturalisation on the grounds of residency. If you are applying for Naturalisation on the grounds of being married to a BOTC then you ought not to have been off the Islands for more than 270 days over the course of three years. Please note that you will still need to pay your PR work-related fees every year once you are Naturalised. However, the spouse of a Caymanian is not liable to pay these fees. The spouse of a Caymanian or Permanent Resident is able to apply for Naturalisation 12 months from the date that their RERC was approved provided they have been resident in the Islands for at least three years and apply on the basis of marriage to a BOTC. Application is made to the Deputy Governor and must include an up-to-date travel history covering the last five years (you can obtain this from WORC/CBC), as well as certified copies of your relevant documents and a fee of CI$825. Please note that a child under the age of 18 can (on successful application) be registered as a BOTC and the cost is CI$450.

Naturalisation entitles the applicant to a Cayman Islands passport but does not make the applicant a Caymanian (i.e. does not grant Status) or give them a right to work or even necessarily to reside in the Islands. It does however normally entitle the holder to ultimately apply for the right to be Caymanian on the basis of residence, provided they remain legally and ordinarily resident in Cayman.

The fact that many people who have become naturalised or registered or have otherwise become BOTCs and possess Cayman Islands passports without being Caymanian can be potentially confusing. It is perhaps best to think of a Cayman Islands passport as a travel document, naturalisation (or registration) as becoming a BOTC (but not a Caymanian) and being Caymanian (known as possessing the Right to be Caymanian) as possessing a particular type of Immigration permission (whether by right, entitlement or grant). Not all Caymanians are BOTCs and accordingly, large numbers of Caymanians are not

entitled to hold Cayman Islands passports.

4. ACQUISITION OF THE RIGHT TO BE CAYMANIAN

Any person who has been naturalised as a British Overseas Territories Citizen (BOTC) by virtue of his or her connection with the Islands may, upon satisfying various residency requirements (being resident for 15 years or be naturalised for five years, whichever happens sooner), apply for the Right to be Caymanian. Persons who have been married to a Caymanian for seven years, can also apply for the Right to be Caymanian. The surviving spouse of a Caymanian can apply for the Right to be Caymanian as long as they had been married for seven years and fulfil the other criteria. A person who is the child of a Caymanian, no matter the basis on which the parent became Caymanian, is generally considered a Caymanian if he/she is born subsequent to their parent becoming a Caymanian. Persons who can prove that they are the child or

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grandchild of a Caymanian who was born in the Islands can also apply to become Caymanian on the grounds of descent. The Cabinet may, in exceptional circumstances, grant the Right to be Caymanian to up to four persons in any year.

Any individual who acquired the Right to be Caymanian can lose that right if they move away from the Cayman Islands for more than five years (other than if they are away for medical or education purposes) and if they are convicted of an offence which was made possible by, facilitated by or connected with the grant of the Right to be Caymanian. For further details, visit www.caymanresident.com.

Spouses & Children of Caymanians

When a Permanent Resident is granted Caymanian Status the spouse and children of that new Caymanian must have their immigration status ‘regularised’ within 45 days. In effect, the spouse/children can no longer be deemed dependants of a PR holder once the person is a Caymanian!

In those 45 days the spouse of a Caymanian has two options depending on how long they have been married: a) if married for seven years then the spouse may be automatically entitled to apply for Caymanian Status as the Spouse of a Caymanian, b) if married for less than seven years then the spouse needs to apply for a Residency and Employment Rights Certificate as the Spouse of a Caymanian. Then as soon as they have celebrated seven years of marriage they can apply for Status. Serious issues have however occurred when Permanent Residents have become Caymanians and their dependent spouses have to regularise their immigration status. As explained under the ‘Permanent Residence as the Spouse of a Permanent Resident’ heading, one of the requirements in the Immigration Act is that you can hand-on-heart tick the box saying you have a stable marriage. If you cannot then your certificate as the spouse of a Permanent Resident may become void in 45 days, and you cannot now swap it for Caymanian Status. This is why you should always apply

for Permanent Residency in your own right, and then apply for Naturalisation and Cayman Status the moment you can.

As it pertains to accompanying children, as long as they are under the age of 18 and the parent acquires Cayman Status, they can apply for the Acknowledgement of the Right to be Caymanian by Entitlement within those 45 days. This Status however, will expire at age 18, so it is essential that they apply for “continuation” before they turn 18. For children applying for Status there is now an acknowledgment form in which you have to give proof of the schools your child has attended in the Cayman Islands (or overseas), proof of how the child was able to remain and reside in Cayman (whether they were dependent on a PR or Government worker’s contract), the birth certificate of the child and marriage certificate of the parents; and CI$50. Children who go to boarding school will not be affected as long as their home has always been Cayman, and they return home with some frequency (ideally every holiday).

If there are some accompanying children who are over the age of 18 they must apply, within 45 days, for a continuation of their Residency under Section 39, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for full-time secondary schooling or tertiary studies (again provided Cayman remains their home and they return for holidays) does not affect their ability to apply. It is very important that this rule is understood, as applying for Permanent Residency under Section 39 of the Immigration Act grants the child PR independently of their parents.

Marrying a Caymanian

A person who is newly married to a Caymanian needs to apply to the Caymanian Status and Permanent Residency Board for a Residency and Employment Rights Certificate (RERC) as the Spouse of a Caymanian, which allows them to remain and work in any occupation and the certificate remains

valid for as long as the marriage remains stable. It no longer expires at the seven year mark. If they are in possession of a work permit before they are married, then the work permit remains valid for its duration. Provided an application for a RERC is made before the expiry of the work permit, the right to live and work in the Cayman Islands continues whilst the application for a RERC is pending. If the RERC is approved then after the seventh anniversary of the wedding, and as long as the marriage is still stable, the holder may apply for the Right to be Caymanian. There is a non-refundable application filing fee of CI$300 and, when approved, there is an additional government fee of CI$400. A person who has been resident in the Cayman Islands for many years, and then goes on to marry a Caymanian, may apply for Permanent Residency in their own right as long as they apply before they have been resident for 8 years. They may also apply for an RERC. The difference is, that if the marriage does not last then they will not lose their residency status. Note: the RERC application must include an affidavit to the effect that your marriage is not one of convenience.

Marriages of Convenience

The Cayman Islands Government is very aware that marriages of convenience have been arranged in order for foreigners to move to Cayman, remain, live and work without paying work permit fees. Offenders will be penalised if identified.

Former Spouse of a Caymanian

In the instance where the former spouse of a Caymanian is the mother/father of a Caymanian child, they will usually be allowed to remain (subject to various approvals) and be permitted to work in the Cayman Islands until the children complete their education or reach their 24th birthday, whichever happens sooner. If their last child reaches the age of 18 or, is in full time tertiary education and the non-Caymanian parent has not obtained an alternative immigration permission

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before this point, then the parent will (according to the provisions of the law as presently drafted) have to leave the Cayman Islands. Such a parent will however have an opportunity to apply for Permanent Residence pursuant to the points system, provided Cayman has been their home for more than eight years.

IMMIGRATION SERVICES

Immigration Consultants

If you have an immigration or residency question call one of our immigration specialists. You can also find information on the WORC website (www.worc.ky) or you can call them on (345) 945 9672.

Affinity Recruitment Ltd.

Tel: (345) 943 2020

Email: immigration@affinity.ky

www.affinitycayman.com

Specialising in: Corporate immigration services, Work Permits, Rights to Work Certificate and immigration advice and tailored outsourcing services. For the Cayman job-seeker, they will take you through the entire process from application to work permit submission to understanding your contract, salary, benefits and medical insurance. SEE AD THIS PAGE & 111

Baraud

Tel: (345) 945 1781

Email: info@baraud.com or www.baraud.com

Baraud offers advisory services on all elements of immigration in the Cayman Islands, from Temporary Work Permits and Work Permit Grants, to Renewal applications, Permanent Residency, Naturalisation and Caymanian Status. Their thorough knowledge of the local Immigration laws and regulations, policies and procedures, coupled with their long-standing working relationships with the Department of WORC, enables Baraud to manage your Immigration challenges seamlessly.

years of experience in helping clients with their immigration needs. The team works with international and domestic businesses, advising on how to comply with business staffing plans and work permit requirements, as well as guiding high-net-worth individuals through the process of applying for Permanent Residency, Naturalisation and Caymanian Status. SEE AD PAGES 38 & 99

Boddens

Tel: (345) 943 0303 or www.boddens.ky

CML Immigration Services

Tel: (345) 949 1345

Email: cml@cml.ky or www.cml.ky

Specialising in Work Permit applications, Permanent Residence, Caymanian Status, Naturalisation and investment immigration advice. If you want an immigration partner that understands your business or family’s needs and won’t let you down, contact CML today for a free consultation.

HSM

Tel: (345) 949 4766

Email: immigration@hsmoffice.com www.hsmoffice.com

HSM is a full-service law firm with Immigration and Relocation services including Business Establishment, Appeals, Caymanian Status, Permanent Residency and Naturalisation applications. SEE AD PAGES 76, 95, 125 & 171

Invenio Global

42 North Church Street, Grand Cayman

Tel: (345) 769 7000

Email: cayman@invenio-global.com www.invenio-global.com

McGrath Tonner

Tel: (345) 623 2740 or (345) 949 2740

Email: info@mcgrathtonner.com

www.mcgrathtonner.com

Specialising in Permanent Residence, Caymanian Status, Persons of Independent Means, Naturalisation, Business Visitor Permits, Work Permits and all related appeals/ judicial review. SEE AD PAGE 80

Ritch & Conolly LLP Attorneys-at-Law

Tel: (345) 949 7366

Email: jconolly@rc.com.ky or www.rc.com.ky

Legal Befrienders

87 Mary Street, 2nd Floor Apollo House West Tel: (345) 945 8869 or www.dcs.gov.ky/frc

If you are seeking free legal advice on issues such as domestic violence, divorce, immigration and more, the Family Resource Centre offers The Legal Befrienders Clinic and phone line every Tuesday from 5pm-6.30pm. At the Clinic, qualified attorneys offer free legal advice on a walk-in, first come first serve basis, no appointments are necessary.

Bedell Cristin

Tel: (345) 949 0488

Email: caymanenquiries@bedellcristin.com www.bedellcristin.com/services/relocationresidency

Bedell Cristin’s Cayman team has over 20

With qualified and professional consultants who have over 15 years of combined immigration experience, Invenio is here to resolve any problems you face through their Cayman Immigration Services. Their services include help with Work Permits (applications, amendments, cancellations, tracking and reimbursements), Permanent Residency, Naturalisation, Caymanian Status, Notary Public services and more.

SEE AD PAGES 103 & 113

» www. caymanresident .com 105 IMMIGRATION & PASSPORTS 6

Visas for Cayman

Nationals of the USA, Canada, the UK and most countries within the British Commonwealth do not require visas to enter the Cayman Islands. Citizens of Jamaica (between the ages of 15 and 70), Honduras and the Philippines, for example, do. Check the Visa section of www.cbc.gov.ky or www.caymanresident. com to see if you need one. However, if you have a US, UK or Canadian Visa and you are travelling directly to Cayman from one of these countries (whether by air or sea), you do not need a separate Cayman Visa. Where visas are required, they must be sought and obtained prior to travel. Contact the British Embassy or Consulate with a visa section that is nearest you.

There is a dedicated visa office within the Customs and Border Control office. You can call the manager of that department on (345) 244 2076 or email: Emily.Hurlston@ gov.ky. There is also one in Kingston, Jamaica. Call (876) 906 7866/5336 or email: caymanvisa@cwjamaica.com.

Visas for the US & Elsewhere

If you are looking to travel to the US as a non-American passport holder with an EU member passport then you must register online at least three days before travel via the Electronic System for Travel Authorisation (ESTA). Once approved, you are allowed to travel to the US for up to two years without re-registering. The website is https://esta.cbp.dhs.gov/esta. However, the intention of ESTA is for EU residents living in EU countries to use this system and not for EU residents living in the Cayman Islands.

It is strongly advised that residents of the Cayman Islands obtain a US visa from the US Embassy in Kingston, Jamaica. Appointments can be made here: https:// jm.usembassy.gov/u-s-citizen-services/. US Visitor Visas are not a function of the US Consular Agency and are managed through the US Embassy in Kingston, Jamaica instead. Please note that all UK

and Euro ESTA and USA visa holders must now have an electronic readable passport in order to be able to enter the USA. For questions or concerns about the non-immigrant visa process email: KingstonNIV@state.gov and for questions pertaining to the immigrant visa process please email: KingstonIV@state.gov.

PASSPORTS

More information on getting a passport for a child born in the Cayman Islands can be found in the Having a Baby chapter or on the Passport and Visa section of www. caymanresident.com.

American Passports

The US Consular Agency has an office in the Smith Road Centre, Suite 202B, 150 Smith Road, George Town. Email: caymanacs@ state.gov. They are open Monday through Friday 9am-2pm and are closed on all Cayman and US holidays. If you are a US citizen experiencing a serious emergency call (876) 702 6000. You may email or visit the office for enquiries, however, applications are submitted by appointment.

They also assist with the following services: US Notarial Services, performed for US citizens or when documents are related to the US. If you are a US citizen who recently had a child in Cayman, you should apply for a Consular Report of Birth Abroad and a passport for your child. Email the consular agency to request a checklist to assist you with the process and schedule an appointment. You must complete the application forms available at www.travel.state.gov. The child and all the parents who are on the birth certificate then attend the appointment and present original valid documents. Processing time is four to six weeks and cannot be guaranteed; please plan accordingly.

British Passports

Application forms for British passports (renewals or new passports) need to be filled in online and then the required paperwork, including your existing passport(s), must be couriered to Her Majesty’s Passport Office, OVS-D, Millburngate House,

Millburngate, Durham DH97 1PA, England. Go to www.gov.uk/overseaspassports to get started. Payment must be made by debit or credit card online during the application process. Processing time is about four weeks.

Caymanian Passports

Caymanian passports (also called a British Overseas Territories Citizen passport) are processed at the Passport and Corporate Services office in George Town and then sent to the UK passport office to be printed. The processing time for this is currently about six weeks. Application forms for a BOTC passport can be downloaded from www.immigration.gov.ky along with a list of required documentation. Passports cost CI$75 for a child and CI$100 for an adult. Temporary passports, which are only issued in the event of a medical air evacuation, are still produced in Cayman and can be turned around within a day for those who are eligible. The passport office is located on the 2nd floor of Sussex House, 128 Elgin Avenue and is open Monday-Friday 9am-3pm. Tel: (345) 943 7678.

Canadian Passports

The Canadian Consulate is on the 1st floor, Landmark Square, 64 Earth Close, off West Bay Road (Tel: (345) 949 9400 or email: cdncon.cayman@candw. ky). They are open Monday-Thursday 10am-1pm but appointments are needed temporarily due to COVID-19. They offer consular assistance for Canadians who are travelling, working or living in the Cayman Islands. These services include assistance with obtaining Canadian citizenship for children born in the Cayman Islands to Canadian parents, passports and any emergency assistance. Application forms for Canadian passports can be collected from the Consulate or downloaded online from www.cic.gc.ca. The Consulate can review your application before you send it to the High Commission of Canada in Kingston, Jamaica. The processing time is 15-20 business days. For nonCanadians who wish to visit, study or work

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in Canada, as well as for the new Canadian requirements regarding the eTA visa, you will find information, as well as online application forms, at www.jamaica.gc.ca.

Other Consular Agencies

The Portfolio of Internal and External Affairs of the Cayman Islands Government and the Office of the Governor have assembled contact details for the consular representatives of other countries. Also see the Passport and Visa section of www. caymanresident.com for details and a full nad updated list of consular agencies in the Cayman Islands.

DOMICILE & TAX STATUS

UK TAX STATUS & DOMICILE

If you were once a resident of the UK but are now a resident of Cayman, then knowing how many days you can visit the UK to see family and friends is very important. Generally, if you spend fewer than 16 days in the UK in a tax year then you will not be considered a UK resident. If you have not been a UK resident for three tax years or more then this is extended to 46 days. However, if you work full time in the UK, spend 183 days or more in the UK per year, have a home in the UK in which you spend 30 days in the tax year plus you have no overseas home, then you can assume you are a UK resident. There are also ties, which if combined with the number of days you spent in the UK in any given tax year, can determine whether or not you are a UK resident. These ties include family (i.e. a child in a boarding school), having a house in the UK, working in the UK and spending over 90 days in the UK. Depending on the number of ties you have dictates how many days you can safely stay in the UK before becoming UK tax resident. These ties may also dictate whether you remain UK tax resident.

Your domicile on the other hand will determine if you are liable to pay UK Inheritance Tax (IHT). If you wish to avoid IHT on your worldwide assets then you have to plan carefully and make positive

steps to shed your UK domicile. There is no specific form to fill out to explain that your domicile has changed; however, in your annual UK Self-Assessment tax return there is a section which asks you to talk about your domicile. Please note that when leaving the UK you should either complete and submit form P85 “Leaving the UK - getting your tax right” to HMRC or include details on your last self-assessment tax return. This form advises HMRC that you are leaving the UK and will help them decide if you will still be required to file a UK tax return as a non-resident. For formal or informal advice on UK tax status and domicile you can contact Paul Hotchkiss from Hotchkiss Associates Limited. Call +44 (1624) 872140 or email: info@hotchkiss.im or visit www. hotchkiss.im.

US TAXATION OF AMERICAN CITIZENS OR GREEN CARD HOLDERS MOVING TO THE CAYMAN ISLANDS

American citizens and green card holders are subject to US tax reporting requirements even when they are not living in the US. This can include both expats and lifelong residents of Cayman.

Many Americans living in Cayman can reduce or eliminate their US tax using the foreign earned income exclusion. In 2021, this means that up to US$108,700 of qualifying earned income (plus an additional amount for certain housing expenses in excess of US$16,656) can be excluded. Generally, you can qualify for this exclusion if you can show that you are a “bona fide resident” of the Cayman Islands (or another country) for at least a full calendar year and have Cayman as your “tax home”; usually living and working in Cayman is enough for this purpose. Additionally, you can qualify by being physically present in Cayman for 330 days in a 12-month period (which does not necessarily need to be a calendar year) and having your tax home in Cayman.

Even if all of your income is excluded and you owe no US tax, you are still required to file a tax return, declare

your worldwide income, and make the election to take the foreign earned income exclusion. Additionally, you are required to file information returns for your foreign bank and financial accounts (including your Cayman pension), as well as for any business entities and trusts formed in Cayman or other foreign countries.

Non-Compliance & Catching-Up

Individuals who have not complied with US tax reporting requirements in past years are subject to penalties if their noncompliance is discovered by the IRS. Penalties can be in excess of US$25,000 per year in some cases, even when no tax is due. Some individuals may be able to take advantage of an IRS amnesty programme called the Streamlined Filing Compliance Procedures, if they can certify that their non-compliance was not wilful. This programme involves filing back tax returns (including information returns for business entities and trusts formed in Cayman or other foreign countries) for the past three years along with foreign bank and financial account reports for the past six years, and paying any taxes owed with interest. In many cases a Streamlined filing will result in no penalties imposed by the IRS. For formal advice please call:

Omni Cayman/John Wagner

Tel: (345) 547 4473

Email: john@omnicayman.com

www.omnicayman.com

Omni Cayman in the Cayman Islands are Certified QuickBooks Pro Advisors offering professional outsourcing including US Tax filing, interim CFO, audit preparation, shareholder meeting preparations, and other accounting and consulting services. Omni has a team of qualified professionals with over twenty years experience coming from Cayman’s top firms such as Deloitte, KPMG and BDO. For some clients, Omni Cayman is contracted to fulfill specific accounting roles while for others, Omni serves as the client’s entire accounting department.

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SEE AD PAGE 84

i n Cayman Working

The Cayman Islands has numerous employment opportunities in the financial services industry, making it a desirable jurisdiction to be employed in, and it attracts professionals from around the world. Jobs in other sectors (medical, education, construction, retail) exist mainly to meet the demands of the local market. Many jobs are available in these fields, and we discuss them in detail later in this chapter. The Island has a welleducated local workforce, but the need for qualified accounting, legal, compliance and financial services professionals, especially those in high-level finance positions, completely outstrips the number of qualified candidates available locally. The 2021 Census puts the total number of employed adults in the Cayman Islands at 44,441, of which 19,494 are Caymanian and 24,947 are non-Caymanian. Therefore, foreign workers make up a large percentage of the workforce (56.1%) and come from around 135 different countries. The unemployment rate is 5.7%. In the third quarter of 2022, four industries fuelled Cayman’s economy: finance, healthcare, construction and tourism, although the latter has still to return to its previous pre-pandemic strength. More and more financial service businesses and individuals, including family offices of high-net-worth individuals, are

moving to Cayman. The need to show an economic presence in Cayman has incited some of this growth, as has the huge need for compliance workers who are quickly snapped up by legal and corporate services firms. The Global Citizen Programme has also opened opportunities for people to move to Cayman who want to live and work in the jurisdiction, and although it was due to end in late 2022, there has been talk of it continuing due to its great success.

EMPLOYMENT PROSPECTS

Work Permits

Strict work permit regulations exist to ensure that Caymanians, the spouses of Caymanians, Permanent Residents and existing Residents are given preference, in that order, for any position. The rules present some unique hurdles to the expatriate jobseeker, so a basic understanding of this process is required to put the employment market in context and avoid finding yourself in a position that is improvident at best and disastrous at worst. Unless contracted to Government, expatriates must either hold a valid work permit, a Special Economic Zone Certificate, a Certificate of Direct Investment, a Residency and Employment Rights Certificate or hold Permanent Residency with the right to work in a prescribed occupation or occupations in order to work and reside in the Cayman Islands. The administration of work permits is the responsibility of the Cayman Islands Government

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How to find a job in the Cayman Islands, the different jobs available, insight into the Islands’ Labour Law, and details of Cayman’s recruitment companies.
Employment Prospects 108 - Work Permits 108 - Labour Law - Know Your Rights 110 - Finding a Job 110 - Financial Services Professionals 110 - Other Skills & Professions 111 - Recruitment Agencies 114
Photos courtesy of Julie Corsetti

Department of Workforce Opportunities and Residency Cayman (WORC) and they are the legal obligation of your employer. There is also an understandable emphasis on the training of local staff to ensure that they have an opportunity to develop their skills. The onus is on the employer to demonstrate to WORC that they have tried to fill the position with a Caymanian by advertising the job on the JobsCayman website. Only after all efforts to recruit locally have failed can the employer rightfully justify a work permit application. This process must be repeated periodically (usually once every two years) depending on the employer’s circumstances. Some employees can, however, be granted work permits of up to five years’ duration or, in relation to senior positions in the financial services industry, up to 25 years.

Work permits can take as long as three months to be processed, although they are often issued within six weeks of application. Temporary Work Permits (for anything from 30 days up to six months) can be granted within a matter of days (if an express fee is paid), but they are generally discouraged in favour of full (i.e. one-year) permits. Temporary Work Permits should only be used when the circumstances justify it, for example, where there is genuine urgency or where the employment is temporary in nature, as in the case of a time-sensitive project or maternity cover. A Seasonal Worker’s Permit allows the employee to work for eight months. Where employees are only required for very short periods and no residence in the Islands is expected, exemptions from the work permit restrictions can apply in particular circumstances. Other types of permission, such as a Business Visitor’s Permit or even a Visitor’s Work Visa, may be appropriate alternatives.

Note: a work permit is granted for a specific position with a specific employer. This means that a work permit holder is not entitled to work in any other capacity or for any other employer and any

significant changes to the person’s role within an organisation must be approved by WORC prior to the individual taking up a revised role. If you want to take up employment with a different company while you have an existing work permit, your current employer must provide a letter to WORC releasing you from your work permit. You should, therefore, be doubly sure that any position is right for you before committing to a longterm contract. Once employed, you should take some time to consider your situation before your employer applies for your work permit renewal, as you are effectively bound to them from the time of application until the expiry of the permit, unless the permit is cancelled at the employer’s request.

It is unlikely an employer will be granted a work permit unless: a) the proposed expatriate employee is professionally qualified or very well experienced in a relevant field, or b) there is no interest in the position from the local workforce (which is actually fairly common). This creates something of a “Catch 22” for those expatriates without a professional qualification. The better the position, the higher the level of interest from the local workforce and the less likely it is that an expatriate will be granted a work permit.

There are certain occupations that presently seem to hold little appeal for existing residents. These are often positions that offer little job security, irregular or anti-social hours of work, or a somewhat unpredictable or unreliable income stream. Examples of such lines of work are diving, nursing, construction, food and beverage service, security services and most commission-based sales positions.

As of October 14th 2021, it is a legal requirement for all work permit holders and their dependants (over the age of 12) to be fully vaccinated against COVID-19. They must provide documented evidence that they have either completed an approved COVID-19 vaccine course or pledge their willingness to undertake an

approved vaccination course.

Labour Force & Work Permit Numbers

As of August 2022, there were 32,184 work permits in effect, up from 26,967 exactly a year earlier. These work permit holders hail from 136 different countries, including Jamaica (14,061), the Philippines (4,907), the UK (1,878), India (1,702), Canada (1,215), Honduras (1,230), the USA (892), Nicaragua (686), South Africa (577), Nepal (528) and Ireland (381).

Rules on Residing On-Island Whilst a Work Permit is Processing

WORC authorities generally dictate that individuals should not be present in the Cayman Islands while a Work Permit application is in process. However, this does not apply if you are already legally resident, including, for example, working legally on a Temporary Work Permit (TWP) and the full version is submitted to WORC before your Temporary Work Permit expires. Generally speaking, without special circumstances or the consent of the Director of WORC, no one is permitted to remain in the Cayman Islands as a tourist/visitor while a work permit application is being considered. Once your permit is approved, you can return to the Cayman Islands and start working.

It should be noted that if you come to the Cayman Islands on a Temporary Work Permit, and your subsequent Full Work Permit application is denied, you will have to cease work immediately and may have to leave Cayman on short notice, unless permitted to remain by virtue of some other provision.

Rules on Dependants

It is important to be aware that your spouse or children are not automatically entitled to reside in Cayman even if you hold a valid permit. They must be named dependants on the permit and a separate application must be filed. All accompanying dependants must also submit an original medical questionnaire if over 18 years of age and, for

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a spouse, a certified copy of your marriage licence, civil partnership, any final divorce decree, and an original police clearance certificate. If the dependant is a child, a certified birth certificate naming you as a parent and, if old enough, a letter from a Cayman Islands private school confirming acceptance is required. Where appropriate, arrangements for homeschooling can be made. WORC will consider, along with other factors, your ability to financially support your dependants. Dependants can also be added to a Temporary Work Permit. For more information, see the Immigration chapter.

Work Permit Term Limits: ‘The Roll Over’ Policy

In 2004, the Cayman Islands introduced an immigration ‘term limits’ policy, a necessary consequence of the near exponential growth of the population over the previous four decades. Under current provisions, most expatriate workers can only remain in the Cayman Islands for a maximum of nine years unless they have applied for Permanent Residency (PR) after passing eight years of legal and ordinary residence. All such applications must generally be made by the ninth anniversary of the expatriates’ arrival to live in the Cayman Islands. The point system for awarding PR provides workers with greater transparency and certainty. This system permits everyone who qualifies to apply for Permanent Residency following a clear and objective set of criteria.

Labour Law - Know Your Rights

We strongly advise you to become familiar with your employee handbook, the Labour Act (2021 Revision), and the Gender Equality Act (2011 Revision). Below are some of the highlights of the laws governing employment in the Cayman Islands:

Sexual Harassment: The Gender Equality Act (2011 Revision) states that sexual harassment is illegal in the Cayman Islands.

Maternity Leave: The Labour Act (2021 Revision) stipulates that 12 calendar weeks

must be granted for maternity leave. The amount of paid maternity leave is four weeks (20 days) of full pay; four weeks of half pay and four weeks of no pay, for all female employees who have completed 12 months of employment. Otherwise, it will be on a prorated basis.

Holiday Pay: According to the Labour Act (2021), each employee is entitled to a minimum of two weeks’ vacation (10 working days) for the first four years of employment, three weeks (or 15 working days) for years four to 10 years, and four weeks (20 days) if employed for over 10 years for the same company.

Severance Pay: Under the Labour Act (2021), all employees who have continually worked for their employer for more than a year are entitled to receive severance pay if their employment is terminated for any reason other than for misconduct and poor performance at a rate of one weeks’ salary for every completed year of service. For part-time employees, severance pay is calculated based on the ratio of their hours of employment to the standard work week.

Unfair Dismissal: If an employee feels that they have been unfairly dismissed, they have 90 days from the date the employment was terminated to file a claim for unfair dismissal with the Department of Labour and Pensions. If the employee is successful with their claim, they may be entitled to further compensation if the Labour Tribunal deems fit.

Minimum Wage: The current national minimum wage is CI$6, but the PACT government, run by Premier Wayne Panton, has committed to reviewing it as many feel it does not provide a living wage. Currently, those in service positions who receive a portion of their income via gratuity can be paid CI$4.50 per hour, and domestic helpers who receive benefits (such as a car and accommodation) in their salary package cannot be paid less than CI$4.50 per hour.

Overtime & Weekend Hours

As is the case in most leading jurisdictions around the world, many companies expect

their employees to work beyond the normal eight-hour workday. Conversely, standard Human Resource (HR) practices may vary from country to country. Before taking a job, familiarise yourself with the work culture. Ask your prospective employer’s HR professional whether overtime pay or time in lieu is provided. Again, knowledge of the Labour Act will assist you in determining what is legal in the Cayman Islands from an employment law standpoint. Check the Department of Labour and Pensions’ website: www.dlp. gov.ky for more information. The Cayman Islands Society for HR Professionals (www. cishrp.ky) is also a great resource.

Finding a Job

Despite a growing population, there are still many employment opportunities available in the Cayman Islands. In fact, in August 2022, the leading financial services recruitment agencies told Cayman Resident that it is currently a candidate-driven market and that those with qualifications and experience in the accounting, legal, financial services and compliance fields are readily snapped up. This is a time of amazing opportunity for Caymanians in the financial services field as they are highly sought after and in much demand. However, it is commonly acknowledged that the appetite for qualified financial professionals outstrips supply and population growth is just not filling high-level finance jobs. Although there are 32,184 work permits in issue as of August 2022, these jobs have filled a genuine need and cross the span of everything from gardener to managing director at a bank. A very effective way to look for work in Cayman, whether local or expatriate, is to register with an employment agency, as they are often tasked with finding suitable candidates. Another option to investigate is whether your business could set up a branch within Cayman Enterprise City and you then work in Cayman. See pages 74-75 for more information.

Financial Services Professionals

Jobs in the financial services market in the

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Cayman Islands are diversifying more now than in the last 15 years. It used to be almost all legal and audit work, followed recently by a lot of compliance work; however, since the introduction of the International Tax Co-operation (Economic Substance) Act (2021 Revision) in January 2019, the landscape has changed. Cayman (like many other international financial centres) has established legislation requiring certain entities which are incorporated or registered in Cayman to demonstrate that they have sufficient ‘economic substance’ in Cayman to show that they should not be taxed elsewhere. Therefore, many operational offices are opening in Cayman, including significant family offices, blockchain, private equity, foundation companies and reinsurance companies. These offices then need middle and front-end qualified professionals that can run the office and make decisions.

On top of this, Cayman is one of the world’s top ten financial centres, and the field of regulatory compliance is vital to the success of the jurisdiction. As the regulatory requirements for businesses increase, so do the resources needed to ensure that teams of experts are in place to monitor and uphold the standards required. From annual FATCA and CRS reporting to ongoing KYC work and AML investigations, the job market for compliance in the Cayman Islands holds a vast array of diversity and breadth at all levels. With some of the largest financial services organisations residing in the Cayman Islands, coupled with some of the strictest regulations within the industry, there is a lot of need for qualified, detailfocused staff with compliance experience. For more senior positions, relevant offshore experience and the ACAMS qualification are both highly regarded in the jurisdiction.

Many positions also exist for professionally qualified accountants, particularly those with investment, funds or insurance industry experience (but this is by no means essential). The Cayman Islands recognises most Commonwealth and international accounting designations.

Many accounting positions are filled via recruitment agencies, and job seekers would be wise to consider registering with a Cayman Islands-based recruitment agency that has an in-depth understanding of the local marketplace. They will be able to advise you on the prospects and appropriate salary for someone with your experience and qualifications. Many of the largest financial services employers on the Island find their professional staff through recruitment agencies. However, if you are interested in working for one particular employer, it would be more advisable to approach them directly first, expressing your interest, before registering with an agency.

Lawyers should note that if they are seeking to practise Cayman Islands’ Law, there are strict Bar admission requirements. To be eligible for admission, non-local lawyers must have at least three years post-qualification experience gained in a relevant jurisdiction (UK, Ireland, NZ, Australia, Canada and certain Caribbean nations), as well as previous financial services experience, preferably in mutual/ hedge funds, insurance, insolvency, finance or commercial litigation.

Other Skills & Professions

For those with qualifications, skills or ambitions not related to financial or legal services, finding good employment may require more research and legwork. Most reputable recruitment agencies will be able to point you in the right direction, and some may have vacancies within your field, so it will be a matter of researching the agencies that may be able to help you. If you are Caymanian, a Permanent Resident or currently on a work permit, you can register on the JobsCayman portal and see all the jobs that have been posted on there. Employers from top firms have access to this database and regularly post job listings on this online system. The department of WORC, in conjunction with the former NWDA has a career assessment centre and also provides free career counselling and training to Caymanians. You can also use LinkedIn, the Cayman Compass classifieds

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or Yello to make a list of potential employers and write to them enclosing your resumé. For your cover letter, remember to include when you will be available to work, your skills, your qualifications and your marital status. Some Cayman employers will also be interested to know if you currently reside in Cayman and if not, you should be prepared to have a convincing case for moving and being committed to your potential employer. Most employers will not reply unless they have a suitable vacancy. It is good practice to follow up with a call to their Human Resources Manager to confirm receipt and enquire as to any current vacancies available.

The field of office temping has changed significantly in recent years. No longer can an employment agency relocate you to Cayman, hold your permit and lend you out for a few weeks here and a few weeks there. Now the employment agency has to have a contract from a local Cayman firm showing where you are going to work, for how long and what work you are doing. The reality is that there are many Caymanians now filling those temping jobs, and expats are only needed if the job is genuinely temporary by nature and no Caymanian can be found. If you do want to sign up with an agency, you should do as much research on them as possible. A good agency will be able to provide references from current and past staff-members, together with contact details, which will allow you to confirm their authenticity yourself. For other specific industries, the situation is as follows:

> CI Government: For job vacancies at Statutory Authorities and Government Companies, visit www.gov.ky/careers/ sagc/sagc-careers.html. For jobs within the Civil Service you now need to go through the Government’s careers portal: https://careers.gov.ky as this is where all Civil Service jobs are posted and where you need to create a profile before you can apply for a specific position. Most people love working for the CIG. There is good job security, the hours are reasonable and the pay and benefits are good. If you

are identified as a hard worker, you can also often get transferred to a different department if you would like a change.

> Construction: The construction industry in Cayman has been booming for the past two years. For the first six months of 2022 there were 487 planning approvals, 559 permit approvals and 227 Certificates of Occupancy which suggests that the trend may continue for some time. For every General Contractor/Construction Company in Cayman there are probably at least ten subcontractors, and over the last two years these subcontractors have been overwhelmed with work and highly sought after as General Contractors have had dozens of jobs to do and not enough staff to do them. So much so that subcontractors have commanded much higher prices and, along with higher costs for materials, the cost to build in Cayman has soared. However, by Q3 2022, many major projects have come to completion and General Contractors, although still incredibly busy, have found that subcontractors are more available and willing to be competitive on pricing. If you are interested in working in the building industry in Cayman, this is how you get a job: Construction companies get sent random resumes from people all the time and it is very hard for them to know what is genuine. So, we spoke to a few firms and they said that they would much rather a personal and persistent approach: a cover letter showing that you have done some research on the company you are applying to, a willingness to get on a Zoom call to have an initial meeting, and the persistence to follow up if you don’t get a response within the first week. Better yet, if you are an expat, you follow that up with a holiday to Cayman and you arrange to meet with a few companies. Local companies are really looking for high-end, luxury residential homebuilding experience from project managers who would consider themselves the best of the best. This is where global recruitment has come into play. More jobs in the local construction field are sourced through international head-hunters than anything else right now. Local recruiters

also know that there is great demand right now for skilled craftsmen. For those seeking a job in the construction industry in Cayman you need to be licensed. Please see www.planning.ky and look under the ‘Resources’ tab for professional licences required for those in the building industry.

> Electricians and Plumbers: Legally, all electrical and plumbing workers require a local licence to work in the Cayman Islands. Plumbers are licensed by the Plumber’s Examination Board and should contact the Planning Department about specifics of the process. Information can be found on www. planning.ky, under the ‘Resources’ tab. Electricians must satisfy the CI Electrical Board of Examiners that their qualifications meet the requirements of the Electricity Regulations. Call the Planning Department on (345) 244 6501 for more information. In all cases, a certified copy of your licence, trade certificate and trade references must be submitted along with your application for a local licence.

> Grocery: Foster’s supermarket has several locations and you can reach the HR department via their website by filling in the online application at fosters.ky/careers. For Kirk Market, you can visit the careers page of their website (www.kirkmarket. ky) and see what positions have vacancies. For those seeking employment at Hurley’s, you can view job vacancies on their website www.hurleys.ky/jobs or email: recruitment@hurleysgroup.com.

> Hospitality Industry: Hotels and restaurants usually hire in September and October to fill positions in time for high season, which starts in December. All those looking for jobs in the hospitality industry are encouraged to register on the JobsCayman/WORC website and then they can view what jobs are available. Alternatively, email the hotels and restaurants directly. Seasonal permits for six or eight months are obtainable.

> Diving Industry: Dive companies in Cayman are desperately in need of diving professionals and, as of Q3 2022, are actively looking for both experienced and newly qualified diving instructors. Dive companies post their jobs on a Facebook

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page called Dive Jobs Worldwide and they would also love you to send them your resume directly. The industry suffered terribly during Covid and had to lay off most of their staff to survive, but dive companies are now very busy, especially since it has become easier for tourists to get to Cayman, and they expect the coming high season to be back to normal. They need staff urgently!

> IT: There is increasing demand for expats in IT positions as the tech industry continues its steady growth on the Island. With Cayman Tech City (part of CEC), TechCayman and the need for expertise within areas such as Blockchain, Cryptocurrency and Cyber-Security, organisations are having to look further afield to find the specialist skillsets needed. There is also an increased number of positions available in software development (specifically within the .NET space) and network engineering fields in addition to project management, product management and business analyst roles. These positions are often advertised by and filled through employment agencies. Companies tend to seek mid-level to senior candidates for roles within tech and are generally very happy to sponsor work permits and provide relocation support to qualified candidates. The exception to this would be within the areas of IT support and network administration where there is a significant local workforce, so overseas applicants are usually not considered.

> Teaching Positions: Jobs in private schools regularly come up and you will need to apply to the various schools directly. Teaching and education jobs in the Government schools, as well as positions within the Ministry of Education, are posted on www. careers.gov.ky. To apply for a position, you must create a profile on the website and then it will let you apply for a specific position. The same jobs are also posted on the Ministry of Education’s Facebook page: @educationcayman. Teacher recruitment is typically done from January to August, with late resignations and support staff being recruited from late August to December. You can also email: careers@gov.ky with

questions. Their HR services team will respond to your enquiry very quickly.

Employment contracts for teachers are generally two years in length, include a range of benefits and are subject to an annual performance process.

> Health Field: Medical professionals fully registered in Australia, Canada, Jamaica, the UK, New Zealand, South Africa and the USA may be eligible to practise in the Cayman Islands once they have become registered with the appropriate council. This applies to both doctors and nurses. The latter must hold a Bachelor of Science in Nursing or its equivalent and they must have a minimum of three years of experience as a Registered Nurse before they can practise in Cayman. Consultants and doctors with specialist training are preferred at all registered health care facilities. Please visit the Department of Health Regulatory Services website for complete information about the registration process and requirements at www.dhrs.gov.ky. For more information on recruitment at the Cayman Islands Health

Services Authority (HSA), please visit the employment and training section on www. hsa.ky, where they list job vacancies. Doctors Hospital is a locally-owned provider of international-standard, privatesector healthcare services. They post their job openings on the careers page of their website. See www.doctorshospitalcayman. com or email your resume to careers@ doctorshospitalcayman.com. Health City Cayman Islands is a private, institutional tertiary care hospital located in East End with a satellite clinic in Camana Bay. They are also in the process of building a new hospital next to Camana Bay. They accept applications from qualified healthcare professionals from around the world. Email your resumé to careers@healthcity.ky.

> Office Support Staff: There is a high demand for compliance professionals, corporate administrators, legal secretaries and trust officers and these positions are generally filled by employment agencies. Both Caymanians and expats are needed, and it is commonly acknowledged that there are

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more positions available than people to fill them. There are a few personal assistant positions, but these positions are generally filled by Caymanians. Support staff in accounting firms also tend to be local.

> Luxury Retail: The major recruiters in the retail field are Island Companies and Kirk Freeport. Both would be happy for you to contact them directly. You can email Island Companies at careers@ islandcompaniesltd.com and Kirk Freeport via work@kirkfreeport.com.

> Sales: Sales jobs in Cayman usually have a commission-based component, and consequently, Caymanians tend to avoid these jobs. The best way to find a sales position is to make a few phone calls from your home country, introduce yourself and then send your resumé.

> Telecommunications: Staff are most often hired locally and promoted from within the particular business. Some jobs do occasionally become available, and in these cases, recruitment is done through employment agencies. See the Settling In chapter for a list of the telecommunication companies in Cayman.

> Caribbean Utilities Company Ltd: CUC is the local electricity company. The company’s workforce is currently comprised of 85% Caymanian employees and 15% other nationalities, leading to a diverse working environment. Employees are given several opportunities for training, which allows growth and upward mobility within the organisation. If you are interested in joining the CUC team, you may email your resume to careers@cuc.ky or visit www.cuccayman.com and navigate to the ‘careers’ tab on the home page.

> Other: Dart is another corporation that is often seeking motivated employees. Visit their website at https://dart.ky/ careers for opportunities available at Dart.

Recruitment Agencies

With the Cayman Islands being a global financial centre, it is not surprising that the recruitment of human capital from overseas is necessary due to the Islands’ small size. There are several recruitment

and employment agencies located in Grand Cayman that specialise in finding talent for legal and financial firms as well as companies that require candidates with IT or other technical skills. Certain agencies also offer extensive training programmes to the candidates that they recruit, and provide immigration advice to their clients.

Affinity Recruitment Ltd.

2nd Floor, Piccadilly Centre, Elgin Avenue, GT Tel: (345) 943 2020

Email: info@affinity.ky

www.affinitycayman.com

Specialising in: permanent and executive recruitment, temporary staff assignments, corporate immigration services and benefit administration. SEE AD PAGES 105 & 111

Acumen Group Ltd

2nd Fl, 2A1 Landmark Square, 64 Earth Close Tel: (345) 746 6100

Email: info@acumengroup.com

www.acumengroup.com

Acumen is a bespoke services provider specialising in recruitment, outsourced accounting and payroll services, interim and secondment. The Acumen Group Ltd currently has offices in Cayman, Bermuda, Johannesburg, London, Mauritius and Singapore, which allows them to provide local knowledge with global experience to all their clients.

Baraud

1st Floor, Elgin Ct, Elgin Avenue, George Town

Tel: (345) 945 1781

Email: recruitment@baraud.com

www.baraud.com

With over 30 years of excellence in recruitment solutions, Baraud International Recruitment is one of Cayman’s leading recruitment and immigration consultancies. Their services include HR and outsourced payroll solutions, temporary contracts to permanent staffing, immigration and translation managed services.

recruitment firm in Cayman. Their team has helped thousands of people take their lives and careers to the next level. Specialising in financial services, legal and IT recruitment, CML’s mission is to help clients build great teams and to help candidates build great careers.

Invenio Global

42 North Church Street, Grand Cayman

Tel: (345) 769 7000

Email: cayman@invenio-global.com

www.invenio-global.com

Invenio has three uniquely situated locations worldwide: Grand Cayman, Singapore and London. Their experienced Cayman team are passionate about providing full-service global recruitment solutions to their clients on a permanent, contractual or temporary basis. Being a full-service recruitment consultancy, Invenio’s other specialisations are: immigration services, general HR advice and payroll processing solutions. SEE AD PAGES 103 & 113

Nova

Tel: (345) 623 1029

Email: info@nova.ky

www.nova.ky

With a focus on local talent, Nova not only specialises in recruitment but also offers career guidance and training to build the skills for successful careers. They focus on helping peoples’ careers across a range of administrative support and niche financial services roles in both permanent and temporary positions. Speak to their team to see how they can help with your career aspirations.

SteppingStones Recruitment Ltd.

Unit 9, Bayshore Mall, 31 South Church Street

Tel: (345) 946 7837

Email: info@steppingstonesrecruitment.com

www.steppingstonesrecruitment.com

CML

Tel: (345) 949 1345

Email: info@cml.ky

www.cml.ky

Founded in 2004, CML is the largest professional

SteppingStones is an award-winning, highly experienced, dynamic and forwardthinking professional services organisation headquartered in the Cayman Islands, specialising in permanent and temporary recruitment. Their dedicated recruiters are committed to identifying and securing the right career opportunities for their candidates and securing the best talent for their clients.

WORKING IN CAYMAN 7 114 CAYMANRESIDENT 202 3 »

The Cayman Islands is a wonderful place to live, get married, start a family and raise children. This chapter highlights the main rules and regulations surrounding marriages and the sensible steps that can be taken in relation to planning your family finances or regulating any future family separation. A list of reputable law firms with family practitioners is also provided at the end of this chapter.

PRE & POST NUPTIAL AGREEMENTS

When planning a wedding and future together, divorce is the last thing on a couple’s mind. However, with around half of all marriages ending in divorce, people are increasingly opting to draft up a pre-nuptial agreement before getting married or a postnuptial agreement once married, and for good reason.

Divorce can be an emotionally and financially draining time, so deciding how to divide your resources at a time when you are both working towards shared future goals can save a lot of stress if you later decide to separate or potentially divorce. Pre-nuptial agreements can also help to provide clarity and security, even though you may hope to never have to rely on it.

What is a Nuptial Agreement?

A pre-nuptial agreement is a legal document entered into by two parties prior to marriage that sets out how the couple intends for

Everything you should know about prenuptial agreements; the process of getting divorced in Cayman; child arrangements; division of assets, and domestic violence and child abuse.

their assets and liabilities to be divided between them, should they separate and/or decide to divorce in the future. Agreements may also set out how the couple wishes to deal with their assets during their marriage. A post-nuptial agreement essentially deals with the same matters, but is entered into once you are already married or after you have separated.

A pre or post-nuptial agreement cannot overrule the jurisdiction of the court and the factors that a judge must consider under the Matrimonial Causes Act (2005 Revision) if parties later go on to divorce, but it can be a ‘magnetic factor’ and guide the judge as to the appropriate outcome in each case.

For a pre or post-nuptial agreement to be upheld, it must satisfy the legal test set out in Radmacher, that is to say that each party (i) freely entered into the agreement without undue pressure, (ii) obtained independent legal advice prior to entering into the agreement, (iii) was informed of the full implications of entering into the pre-nuptial agreement, and (iv) there was full and honest disclosure of both of parties’ assets. The agreement must also be validly drafted pursuant to the laws in the jurisdiction where it is to be applied.

A nuptial agreement should also include a review clause, and it is good practice for the document to be reconsidered whenever any significant change occurs, for example, on the birth of a child or the receipt of a large inheritance by one spouse.

FAMILY MATTERS 8 » www. caymanresident .com 115
Matters Pre & Post Nuptial Agreements 115 Family Breakdown in the Cayman Islands 116 - The Process of Divorce 116 - Child Care Arrangements 116 - Division of Assets 117 - Child or Spousal Maintenance 117 - Domestic & Child Abuse 118 - Travelling with Children 118 - Legal Costs 118 Wills 118 Law Firms with Family Practices 118 Family
Photos courtesy of Adobe Stock

Relationship breakdown is a testing time for all involved and early, specialist advice can assist parties in reaching a swift resolution as amicably as possible.

The Process of Divorce How to Begin Divorce Proceedings

Under the current Matrimonial Causes Act (2005 Revision), a person is entitled to apply for a divorce in the Cayman Islands if either of the parties is domiciled in the Islands or, in the case of a female, if she has been ordinarily resident here for at least two years prior to filing for a divorce. ‘Domicile’ is an unusual legal concept and legal advice should ordinarily be sought, particularly for international families who may be said to have more than one home. Disputes can sometimes arise as to which country is the more convenient to handle divorce and associated matters, which may have tax or other financial implications.

Grounds for Divorce

In the Cayman Islands, a ‘no fault’ divorce is not available. To begin divorce proceedings in relation to marriages or civil partnerships, one of the following five grounds must be established:

> Adultery;

> Unreasonable behaviour;

> Desertion for two years;

> Separation for two years with consent;

> Separation for five years without consent.

In the case of adultery, you can only rely on this ground for divorce if two years have passed since the marriage date unless you can demonstrate to the court that you (as the petitioner) are suffering exceptional hardship.

What Happens Next

There are two documents required to start a divorce. These are:

> A petition that sets out the facts of the marriage and the grounds for the divorce.

> A sworn affidavit whereby you state that the petition is true and accurate. You

will also need to provide your marriage certificate or a certified copy.

The petition is then filed with the Civil Registry and served on your spouse. Your spouse has 14 days if they are resident in the Cayman Islands (or 28 days if they are resident overseas) to indicate whether they intend to contest the grounds for divorce. If your spouse does not indicate an intention to defend the divorce, then the court will prove the petition and the matter will proceed on an undefended basis. If your spouse does wish to defend, then the case will be listed before a judge who will decide whether there are proper grounds for divorce and what the next steps need to be.

When considering a divorce, the Cayman Islands court must also consider the financial position of the parties and any relevant children. It has long been accepted that methods of alternative dispute resolution are best deployed to bring about an early resolution, reducing the emotional stress and financial cost to all involved. Mediation is therefore a step that is now required by the court and parties must attend a court-ordered Mediation Information Assessment Meeting (MIAM) following the first hearing, unless there are sufficient grounds not to do so, such as the presence of domestic violence or a previously failed mediation. An application will need to be made to the court, though it is important to note that an exemption is not always granted and parties should be prepared to go to mediation. Mediation can cover both finances and your children, either in the same or separate sessions.

Once the mediation process has commenced, you will be asked to provide full financial disclosure to the mediator and your spouse in a form called the “MIAM3”. Mediation is a free service provided by the court; however, if you bring an attorney with you (which is often advised, but not mandatory), this will cost you money.

If parties cannot agree on an outcome with the assistance of a mediator, the matter will return to court. The judge can

then give directions to prepare the matter for a final hearing, where evidence will be heard, and a judge will decide for you. Judges will always encourage agreement, where possible, as enforced settlements can leave both parties feeling disempowered. Only once financial matters and any issues regarding children are resolved can a decree of dissolution of the marriage be granted. This final step in the process is dealt with administratively through the Civil Registry and no further appearance in court is necessary.

Court Orders

This is not an exhaustive list, but a family court judge isn’t limited to only dissolving a marriage; they can also make decisions about:

1. The residence, care and control of the children of a marriage. This can include where the children should live and how they should spend time with either parent;

2. The use of a matrimonial home and who should occupy it;

3. Maintenance to be made by one party to another, either for the spouse’s benefit, or that of any children of the family, or both;

4. Injunctions in respect of property;

5. The protection of one spouse from interference by the other;

6. The division of matrimonial property, including the matrimonial home;

7. Varying any settlements of matrimonial or other property;

8. Making financial provision from the property of either spouse for the children of the marriage and for the other spouse;

9. Decisions as to who should pay the legal costs of proceedings.

Child Care Arrangements

Each case is different and the welfare of children is the court’s paramount consideration. Sometimes, due to the living situation and the ages of the children, they may spend more time with one parent, or time may be split equally.

If you want to find out more about the types of application that can be made to the court concerning children, a helpful

FAMILY MATTERS 8 116 CAYMANRESIDENT 202 3 » FAMILY BREAKDOWN IN THE CAYMAN ISLANDS

guide can be found here: www.judicial. ky/general-public/making-an-applicationunder-the-children-law.

Division of Assets

In considering how your family assets are to be divided, decisions will need to be made as to what happens to your home, pensions, savings, other assets and debts. Spousal support may be required to assist one party with meeting their income needs and child maintenance can be ordered to assist with the costs of providing for a child, in addition to specific payments for school fees, health insurance premiums and the cost of extracurricular activities.

Matrimonial and jointly held assets may often be divided equally, but this is not an appropriate division in every case. The overall objective of the court is to achieve ‘fairness’ and to place both parties on the road to independent living.

Ensuring proper financial disclosure is exchanged and obtaining an accurate valuation of assets is crucial before deciding

how to split property between spouses. When considering the division of finances, the court is guided by several factors set out in the law, beginning with the welfare and best interests of any children of the marriage and thereafter with the resources of the parties and any other responsibilities, needs and actual or potential earning power of each of them.

Child or Spousal Maintenance

A mediator, attorneys and/or the court can help you reach an agreement for child or spousal maintenance if you cannot agree with your partner on a reasonable sum to be paid. This can often be a sensible way to reach a solution rather than incurring legal costs and fees in making a court application. However, if it is not possible to reach an agreement, there are a number of ways in which you can apply to court to secure maintenance. If you are unmarried and the other parent of your child is not paying maintenance, you can apply under the Children Act (2012) for an order

that they should pay you maintenance for the child. If you are married and your spouse is not supporting you and/or your children, you can apply for an order under the Maintenance Act that they should pay maintenance for you and your children. You can also apply for maintenance for children living with you at the time of your marriage. If you are divorced or a divorce application is pending, you must apply in the Grand Court under the Matrimonial Causes Act.

When considering child and spousal maintenance, the court will consider the actual income and outgoings of the parent/ spouse in whose favour the order is made in addition to the income and outgoings of the parent/spouse who will be required to make the payments.

The amount payable under the order can be varied by agreement or by application to the court any time after a child or spousal maintenance order has been made. This will be especially relevant if the income of the person making payments or the need

DESROSIERS

Email: smccann@tta.lawyer

Direct: +1 (345) 949 0699

Mobile: +1 (345) 516 4911

Email: ld@tta.lawyer

Direct: +1 (345) 623 2535

Mobile: +1 (345) 516 2540

Email: aminto@tta.lawyer

Direct: +1 (345) 623 2472

Mobile: +1 (345) 516 7611

The Travers Thorp Alberga family team are highly experienced in all aspects of matrimonial law including divorce, residence and contact disputes, child and spousal maintenance, removal applications, interim and final financial provision, cross border asset tracing, pre and post nuptial agreements, private client and succession planning, wills, trusts and foundations.

MAIN : + 1 (345) 949 0699

FAMILY MATTERS 8 » www. caymanresident .com 117
LITIGATION
AND ADVICE
- MEDIATION - DISPUTE RESOLUTION - LEGAL DRAFTING
WWW.TRAVERSTHORPALBERGA.COM
HARBOUR PLACE 2ND FLOOR, PO BOX 472, 103 SOUTH CHURCH STREET GRAND CAYMAN, KY1 - 1106 CAYMAN ISLANDS
AMANDA MINTO SHAUN McCANN

of the person receiving payments, either increases or decreases. Other circumstances such as cohabitation with a new partner or another important change in circumstances may reduce any maintenance that a person is entitled to.

Domestic & Child Abuse

You should seek help immediately if you are in a difficult or dangerous situation. If the situation is dangerous, contact the police. If you do not feel it is appropriate to call the police, the Cayman Islands Crisis Centre provides a 24-hour Crisis Line (Tel: (345) 943 2422) and a walk-in service for crisis intervention and the assessment of victims of family violence. They will ensure that appropriate referrals will be made to the various community resource options and that emotional support and guidance is available for victims at various stages. This service is available by telephone and online, visit www.cicc.ky.

The court also has wide powers to make orders to protect you, your children and other connected persons and to regulate the occupation of the home in which you live. In cases of serious domestic violence, your abusive partner does not necessarily need to have notice of your application until the court order giving you the protection you seek is in place.

Travelling With Children

Following a divorce or separation, you must get permission from the parent with parental responsibility for a child, or from a court, before taking the child abroad, unless there is a residence or shared residence order in place, in which case the parent named under such an order can remove the child for a maximum period of one month. It is prudent to specify in any court order or divorce agreement what is intended for future travel abroad. Is it allowed, or is it restricted? Even if permission is given in your final court order, it is good practice to obtain a letter that demonstrates you have permission to travel with your child, as you or the other parent might still be asked for a letter at a border. The letter should include

the other person’s contact information and details about the trip. It can also be helpful to travel with the child’s birth or adoption certificate, especially if you are a single parent and your family name is different from your child’s name.

Legal Costs

Legal costs are very difficult to estimate and can depend on the level of agreement between the parties. A completely amicable divorce may cost between CI$2,000 and CI$5,000. The cost of a non-amicable divorce varies and will be much higher.

Court-mandated mediation is free, but typically, parties engage lawyers to assist. Legal aid is generally not available for civil proceedings. However, it may sometimes be available for proceedings under the Children Law started by the DCFS. In divorce cases, the Honourable Chief Justice has directed that legal aid will only be granted where there are allegations of recent domestic violence or children are at risk.

WILLS

Once you have a family it is especially important to have an up-to-date Will.

If you die, or worse, both parents die, you will want to ensure your children are looked after by guardians that you have chosen. Making a Will is your opportunity to create a plan that protects your children and the property that you leave to them. Each parent needs his or her own Will. You might include the following information:

1. Who will care for your children in the event of the death of the mother, father or both parents;

2. Who will look after your children’s finances;

3. Who will be responsible for any property your children inherit;

4. How will property/finances be divided between multiple children. You will need to include things like jewellery, clothing, art and other personal possessions;

5. A named ‘executor’ or the person (often a spouse, adult child or other close family member) who will disburse funds or administer your will upon your death.

See page 122 for information on Wills.

Bedell Cristin

18 Forum Lane, Suite 5305, 3rd Fl, Camana Bay

Tel: (345) 949 0488

Email: caymanenquiries@bedellcristin.com

www.bedellcristin.com/locations/caymanislands/

Bedell Cristin has considerable expertise in family law and offers a broad practice covering contentious and non-contentious divorce, pre and post-nuptial agreements, separation, financial and ancillary relief and all Children Law matters, including residence, contact, custody, relocation and removal from the jurisdiction.

SEE AD PAGE S 38 & 99

Cayman Family Law (CFL)

Zephyr House, Ground Floor, 122 Mary Street, George Town

Tel: (345) 746 5290

Email: info@caymanfamilylaw.com

www.caymanfamilylaw.com

CFL is a boutique law firm specialising exclusively in family law. Their talented team of lawyers offer expert advice and representation in all areas of divorce, children and family law, including matrimonial finance, pre and post-nuptial agreements, child custody arrangements, child and spousal maintenance, mediation, wills, guardianship and more.

FrancisGrey

Suite 2206, Cassia Court, 72 Market Street, Camana Bay

Tel: (345) 815 2800

Email: familylaw@francisgreylaw.com

www.francisgreylaw.com

FrancisGrey offers specialist advice on family law matters, including civil partnerships, pre and post-nuptial agreements, contentious and non-contentious divorce and separation, division of assets, provision for residence and support, custody and guardianship.

SEE AD PAGE S 79 & 82

Hampson and Company

Apollo House East, 4th Fl, 87 Mary Street, GT

Tel: (345) 623 7788

Email: info@hampsonandco.com

www.hampsonandco.com

FAMILY MATTERS 8 118 CAYMANRESIDENT 202 3 »
LAW FIRMS WITH FAMILY PRACTICES

Led by Graham Hampson, Hampson and Company offers experienced and comprehensive advice on family and matrimonial law, including pre and post-nuptial agreements, mediation, division of assets, and children issues (residence, support and relocation) through amicable settlement and, if necessary, at trial and appellate levels.

SEE AD THIS PAGE

McGrath Tonner

5th Floor, Genesis Building, George Town

Tel: (345) 623 2740 or (345) 949 2740

Email: info@mcgrathtonner.com

www.mcgrathtonner.com

One of Cayman’s premier law firms for family and divorce matters. They advise on all aspects of the breakdown of a relationship, including the financial implications and arrangements in relation to children. They provide advice on and draft all forms of matrimonial agreement, such as pre and post-nuptial and separation agreements. The firm has experienced mediators on its family team and they regularly deal with international matters involving

overseas assets and foreign proceedings.

SEE AD PAGE 80

Travers Thorp Alberga

2nd Floor, Harbour Place

103 South Church Street, George Town Tel: (345) 949 0699

Email: info@traversthorpalberga.com

www.traversthorpalberga.com

Travers Thorp Alberga has an experienced matrimonial department dealing with family law, including divorce, financial provision, child custody and cross-border asset tracing. They also have specialists in private client work, including wills, trusts and immigration, providing a full suite of legal services for your family. SEE AD PAGE 117

Other Resources

Legal Befrienders

87 Mary Street, 2nd Fl, Apollo House West, GT Tel: (345) 945 8869

www.dcs.gov.ky/frc

Contact Legal Befrienders if you are seeking free legal advice from qualified attorneys on

issues, such as domestic violence, divorce, immigration and more. Their clinic and phone line operate every Tuesday 5pm-6.30pm. Call or walk-in. First come, first served; no appointments are necessary.

The Family Resource Centre (FRC)

2nd Floor, 87 Mary Street, George Town Tel: (345) 949 0006

Email: frc@gov.ky or www.dcs.gov.ky/frc/ The FRC provides a wide range of services and programmes to support healthy family relationships. The programmes are free (short or long-term) and they equip families with tools and strategies to parent confidently. These include the world-renowned programme Triple P, which includes ‘Standard’ for parents of children aged 12 and under, ‘Teen’ for parents of teenagers and ‘Transitions’ for parents experiencing divorce or separation. The FRC also provides a walk-in service for crisis intervention and assessment of victims of family violence to ensure appropriate referrals to community resources and emotional support and guidance.

GRAHAM HAMPSON Family YVONNE MULLEN Family SULEKHA TUMMALA Family / General Practice

FAMILY LAW AND GENERAL PRACTICE

We provide advice on all aspects of family law including, divorce, separation, mediation, pre-nuptial and post-nuptial agreements, child-related issues (residency, relocation and maintenance), capital adjustment, spousal maintenance, and domestic violence. We also provide advice on all aspects of general practice including, work permits, residency applications, naturalisation applications, status applications, wills, trusts and estates, and all real estate related matters.

4th Floor, Apollo House East, 87 Mary Street, George Town, P.O. Box 698, Grand Cayman KY1-1107

(Tel): 345 623 7788 • (Email): info@hampsonandco.com

• www.hampsonandco.com

FAMILY MATTERS 8 » www. caymanresident .com 119
Hampson and Company Attorneys at Law KIM McLAUGHLIN General Practice / Corporate

Retiring

In Cayman

For those contemplating retiring, growing old and spending their final days in Cayman, this chapter details the things you will need to think about. For those who have lost a loved one, it covers everything you might need to know about wills and probate, repatriation and the various burial options.

With beautiful beaches and year-round good weather, it is easy to see why Cayman is regarded as an ideal place to retire, grow old and pass away. Aside from the climate, what draws retirees to Cayman is that you can enjoy the ease of island life while still having access to world-class healthcare and remaining near the US. The retirement community in Cayman is thriving; the current figures show that the over 65s account for over 8.3% of the population and, as a result, activities, clubs and services for seniors are increasing. Whether you intend to get involved in the community or simply relax on the beach, the lifestyle in Cayman suits any retirement model.

RETIRING IN CAYMAN - WHAT TO CONSIDER Health Insurance

Health insurance by an approved Cayman Islands Health Insurer is required by law for all residents of the Cayman Islands. However, there are very few options available to or retirees arriving in Cayman. All the insurance companies offer the Standard Health Insurance Contract (SHIC plan). Some insurers have a set fee regardless of age but many will rate for risks at installation and upon annual renewals. The SHIC plans have fairly standard rates which have remained steady for about 10 years but the insurer may charge up to double their standard rates for higher-risk members and may also apply to the Health Insurance Commission to allow

RETIRING IN CAYMAN 9 120 CAYMANRESIDENT 202 3 »
Retiring in Cayman - What to Consider 120 - Health Insurance 120 - Medical Care in Cayman 121 - End-of-Life Medical Laws 121 - Life Insurance 121 - Immigration Considerations 122 - Senior & Retirement Homes 122 - Poor Relief Payments 122 - In-Home Carers 122 - Hospice & Palliative Care 122 - Wills & Probate 122 - Inheritance Tax & Domicile 124 - Law Firms with Family Practices 124 End of Life in Cayman 125 - Overview of the Process 125 - Burial 126 - Burial Assistance 126 - Preplanning Funerals 126 - Cemeteries Management 126 - List of Public Cemeteries 126 - Cremation & Burial at Sea 127 - Repatriation & Funeral Planning 127 - Funeral Homes 127
Photos courtesy of John Molyneux & Julie Corsetti

charging higher than twice the standard rates for very high-risk applicants.

The standard cost for an individual is in the region of CI$167 per month, for a couple it is CI$300-CI$400 and for a family it is CI$465-CI$610. If you would like to add dental and vision coverage it will cost approximately CI$30-$75 more per month per individual. That said, not all health insurance companies in Cayman offer the option of additional dental and vision under the SHIC plan; the majority only offer the medical benefit portion of the plan.

If you are a current Cayman resident reaching retirement age, you are encouraged to check your options for retiree coverage (rarely available) and what individual plan you may be able to transfer to.

Another option for retirees moving to Cayman is to keep your existing health insurance from overseas (for example Medicare or BUPA) and get a basic plan in Cayman to cover the legal requirements. Medicare will not cover Cayman services but can cover major expenses in the USA. If on private insurance, be sure your overseas insurer is aware of your place of residence to avoid possibly denied claims due to eligibility requirements not being met. For a list of local health insurance providers and brokers, see the Health and Wellness chapter.

Medical Care in Cayman

Grand Cayman has three fully-equipped hospitals, nearly 4.5 doctors and 6.3 nurses for every 1,000 people, more than two dozen private healthcare practices, and specialists in cardiac surgery, chemotherapy and orthopaedics. We also have a 3.0 Tesla MRI machine, 3D and 4D ultrasounds, echocardiography, GI endoscopy and even an IV medical spa. If there was one place outside of the US where you could be guaranteed to receive first rate medical care, you can be assured that Cayman is it

End-of-Life Medical Laws

The Health Care Decisions Act (2022 Revision) addresses the problem that

healthcare providers and families face when a patient is too ill to communicate their treatment preferences. The introduction of ‘Advance Health Care Directives’ by this law, commonly known as ‘Living Wills’, provides a legal framework to express your wishes regarding medical treatment while you are mentally competent, which should be followed by your physician. The Advance Health Care Directive is a document that sets out in writing which life-sustaining measures you would want to be applied to you under different circumstances, including a ‘Do Not Resuscitate’ order and the refusal of life support if you are in a vegetative state.

It is also possible to appoint one or more people as proxies to make medical decisions for you should you become mentally incapable. To be legally appointed as a proxy, you must be an adult and satisfy certain principles such as being mentally competent. Should the proxy holder die or renounce their duty, and the patient is mentally incompetent, the patient’s doctor automatically becomes the decision maker. It is highly recommended that you consult a lawyer to guide you through this process given the potentially serious implications involved for your health and wellbeing.

The Health Care Decisions Act prohibits physician-assisted suicide and does not affect those who were in palliative care prior to the introduction of this law or the right of a person to receive palliative care.

The Human Tissue Transplant Act (2013) and the Human Tissue and Transplant Regulations (2018) came into effect in 2018. The law allows adults (18+) to register as organ donors. Persons under 18 years of age need parental consent to register and can only donate regenerative tissue (e.g. bone marrow). This law excludes the donation of fetal tissue, sperm or ova and prohibits the trading of human body parts. If you have not registered as a donor prior to your death your organs/tissues cannot be donated

once you are deceased.

In addition, a Human Tissue Transplant Council has been established to monitor compliance with the law, and oversee the new donor registry. The registry has the potential to connect Cayman with the overseas organ donation network, whereby patients gain priority on other international registries. For more information on the healthcare system, see the Health and Wellness chapter.

Life Insurance

Prior to retirement it is important to ensure you have adequate life insurance coverage. A good life insurance policy will protect your loved ones’ finances and ensure that an already difficult time isn’t made more so with the financial burden that could ensue from a loss of income. Most life insurance policies are designed to pay out a cash sum to your loved ones if you die while covered by the policy. It can help them deal with everyday money worries, such as household bills, childcare, school fees or mortgage payments.

The amount of coverage you’ll receive, and the premium you’ll pay, will depend on your individual circumstances and the kind of policy you choose. Your life insurance premiums will take into account your medical history, age and lifestyle factors, and typically speaking, the younger and healthier you are, the cheaper your monthly bill will be. See below for life insurance providers. You can find more in the Settling In chapter.

Michael Webster - Life Agent

Tel: (345) 925 5433

Email: michael.webster@cic.com.ky

www.lifeinsurance345.com

Michael Webster offers protection for both your mortgage and family. He offers term life, mortgage protection term life and whole life policies. For peace of mind, call for a free, no obligation quote. SEE AD PAGE 147

Sagicor Life of the Cayman Islands

198 North Church Street, GT

Tel: (345) 949 8211

RETIRING IN CAYMAN 9 » www. caymanresident .com 121

Email: cy_infocayman@sagicor.com

www.sagicorcayman.com

Sagicor helps you secure your financial future with Savings, Retirement Planning, Life Insurance, Mortgage Protection, Family Protection and Critical Illness coverage. Sagicor is the only company in Cayman authorised by the Superintendent of Pensions to allow individuals to purchase an Annuity plan using their Pension Fund at retirement age. Speak to an advisor about the best ways to protect yourself and your family. SEE AD PAGE 123 & 147

Immigration Considerations

The Cayman Islands welcomes wealthy retirees with open arms as long as they have enough money to buy a house and support themselves in old age. Without a regular tax base, the Cayman Islands Government does not have the resources to support an aging population.

If you are the dependent/spouse of a Permanent Resident and they die before you do, the right of the surviving spouse to reside in the Islands may be revoked at the discretion of the Director of Workforce Opportunities & Residency Cayman. The surviving spouse may, within three months, apply for the Grant of Residency Certificate for Persons of Independent Means upon satisfying the requirements.

Senior & Retirement Homes

Cayman does not currently have any particularly sophisticated options for retirement homes. We do, however, have The Pines Retirement Home and The Golden Age Residential Home in West Bay.

The Pines Retirement Home

60 Pines Drive, George Town

Tel: (345) 949 5650

Email: info@thepinescayman.com

www.thepinescayman.com

The Pines Retirement Home is a non-profit, charitable organisation established to provide residential accommodation primarily to meet the needs of elderly citizens during their retirement. Over time the emphasis has moved to the provision of care provided by

Registered Nurses in response to the needs of the community and the high care requirements of many of its residents. There are 48 beds split between private rooms, double rooms, and wards. The cost is CI$3,100 per month for regular care residents, CI$6,500 per month for heavy care residents, CI$3,600 per month for private rooms, and CI$125 per night for respite care. These rates include three meals per day and snacks, as well as varying levels of assistance with daily living activities, housekeeping, weekly outings and more. Day care is provided to the public from Monday to Friday from 8.30am-5pm for a rate of CI$45 per day. This allows seniors to spend their day at The Pines, participating in numerous activities. The home is open to all citizens of the Cayman Islands.

Poor Relief Payments

For those too elderly to work, who are over the age of 60 and are in great need, the Needs Assessment Unit (NAU) currently offers a monthly stipend of CI$750. A full assessment needs to be undertaken and then the level of assistance required is investigated. This is only open to Caymanians. The NAU is located at 55 South Church Street, George Town. Tel: (345) 946 0024.

In-Home Carers

Caring Hands Cayman

Tel: (345) 943 1177

Email: support@caringhandscayman.com www.caringhandscayman.com

Caring Hands Cayman is a professional in-home healthcare provider, dedicated to enhancing the quality of life, dignity and independence of Cayman’s elderly residents, the sick, or those incapacitated and in need of nursing care at home, whether they are residents or visitors.

Hospice & Palliative Care

For many years, residents have been in the very fortunate position to have free hospice and palliative care at Jasmine. It provides professional nursing and comfort care to those living with a life limiting or end of life illness. Care is provided in the home or in the Villa, depending on the needs

and wishes of patients and their families. The Jasmine Villa is a purpose-built facility which can accommodate four patients and their family members. The ‘Villa’ includes a meditation room, family room, kitchen and a multi-purpose community room providing space to offer support services for family members and caregivers. Services are aimed at treating pain and managing symptoms as well as improving the overall wellbeing of patients and their families. Anyone can refer a patient to Jasmine.

Jasmine

31 Jasmine Blossom Way, West Bay Road

Tel: (345) 945 7447

Email: info@jasmine.ky

www.jasmine.ky

Jasmine is a not-for-profit organisation committed to improving the lives of those affected by terminal illness and death, offering long-term emotional, spiritual and general well-being to patients, their families and the bereaved. Jasmine employs specialist nurses and caregivers, and has a team of trained patient-care volunteers who offer support to patients and their families. Supported by holistic care, additional services include counselling, therapeutic massage, fellowship opportunities and bereavement support. Jasmine costs more than CI$2,000 per day to operate and is 90% funded by donations. Support from the community and volunteers are always needed and very welcome.

Wills & Probate

There is no inheritance tax in the Cayman Islands. Cayman Islands law allows for complete freedom of disposition, meaning that you can dispose of your Cayman assets on your death as you please, subject only to the law of your domicile. It is extremely difficult to contest an otherwise valid Cayman Islands Will, and so it is recommended that you have an understanding of the probate process and an up-to-date Will.

Post-death, the law requires a grant of probate or letters of administration to be obtained from the Grand Court of the Cayman Islands to enable personal

RETIRING IN CAYMAN 9 122 CAYMANRESIDENT 202 3 »

representatives (usually those persons nominated as executors in the Will) to administer the deceased’s Cayman Islands estate. Court fees of around CI$250 are payable to the Cayman Court, excluding legal fees (if applicable) to prepare the application. The application for probate must be filed within six months of the date of death, otherwise an additional application has to be made to the Grand Court for special leave. When probate or letters of administration are granted, it empowers the personal representatives to deal with the deceased’s Cayman Islands assets. It is advisable to obtain multiple copies of the grant of probate or letters of administration if there are multiple assets to administer. It can take several weeks to several months to obtain a grant of probate or letters of administration from the Grand Court.

It is important to note that under the Succession Act (2021 Revision), executors are only entitled to very modest remuneration. However, the Will may allow more generous remuneration.

The Formal Validity of Wills (Persons Dying Abroad) Act (2018) prescribes that a Cayman Islands Will is considered valid if it conforms with foreign or Cayman Islands execution formalities. This law also applies to Wills created before this law came into force in 2018.

The Succession Act and the Wills Act (2021 Revision) have introduced provisions for civil partners to be considered equal to married persons as a matter of Cayman Islands law.

Foreign probates or letters of administration (with certificated translations, if necessary) can be resealed by the Cayman Probate Court at which point such resealed foreign legal documents will be effective in administering any Cayman Islands assets.

Dying intestate (i.e. without making a Will) can sometimes make matters more complicated. If a Cayman-domiciled person dies intestate, a closely connected person, such as a surviving spouse or surviving adult child, must apply to the

Grand Court for letters of administration. Once obtained, this legal document empowers them to deal with the deceased’s assets in accordance with the Succession Act. Many people attempt to take on the responsibility of acting as a representative of an intestate estate, and then immediately find themselves overwhelmed. In order to navigate this complicated process, it is advisable to seek advice from a duly qualified attorney-at-law. The benefit of having a local representative who is familiar

with the Cayman Islands legal system cannot be overstated. Their familiarity with the rules could save your estate from significant expense, not to mention alleviate the stress placed on bereaved loved ones who may otherwise find themselves having to negotiate the requirements of a country and legal system they may not be familiar with.

Drafting a Will

Although anyone can draft their own Will,

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there are certain legal requirements that must be met in order for it to be valid. Take advice from an attorney to make sure your Will:

> Is unambiguous

> Clearly sets out your wishes

> Meets legal requirements. Attorneys can also provide additional services such as the retention of your Will.

A Will can be handwritten, typewritten, or prepared on a computer. If handwriting your own Will, it’s important that it meets appropriate legal requirements.

Letters of Wishes

A letter of wishes often accompanies a Will, setting out additional, non-binding requests. Such letters can be a great comfort to family members who find themselves unsure about where to begin when dealing with their final wishes.

Simple instructions include where your life insurance policies, annuities and pension plans are held. Also included are your bank account details, your electricity, water, internet account numbers, your computer password, a list of your fixed assets, your digital assets, the names of your attorney, accountant and doctor, and generally all of those items that only an individual may know.

Setting this out in a letter of wishes will save your representative hours of digging through papers and making telephone calls trying to determine where your assets are held. Giving precise details can save your estate from potential losses due to unidentified assets. Your attorney will ask you provide the following information:

Family Information

> What is your full name, date of birth and home address? What is the full name of your spouse, their date of birth and address? What are the full names, dates of birth and current ages of your children? Were there any previous marriages? If so, were there any children from that previous marriage? What are their names and ages?

Key Roles in your Will

> Names and addresses of your proposed executors: maybe a trusted friend as one and a trusted family member as the other. You need to explain your relationship to these people.

> Name and address of guardians to your children, although this is only relevant if your children are young.

Gifts

> Pecuniary bequests – These are legacies of cash that you may want to leave to someone.

> Legacies of property – You will need to identify the specific item/property that you want to leave someone.

> Beneficiaries of the rest of your estate

– This is whatever is remaining in your estate and can be given to one person, or it can be divided equally, or unequally, between several people. It is called the ‘residue’ of your estate.

> Substitute beneficiaries of your estate

– In this section you need to name a substitute to inherit your estate should the named beneficiaries die before the estate can be given to them.

> Age of inheritance – You will be asked if you want to specify an age when your beneficiaries inherit the residue of your estate. This is only relevant if your beneficiaries are very young at the time of you writing your Will.

> ‘Worst case scenario’ gift – You need to name a charity, family member or friend who will inherit your estate if everyone you have named in your Will dies and cannot inherit it.

Assets & Liabilities List

The final portion of the Will requires you to list your assets, liabilities (mortgages and outstanding debts), as well as any life insurance policies you may have and the details of your pension plan.

Various law firms can assist you in writing a Will and your Letter of Wishes, or advise you on probate. Please also refer to the Running a Business chapter for a larger list of law firms that will also be able to help.

Inheritance Tax & Domicile

For foreign residents, inheritance tax may still be due in their country of domicile. Your lawyer will be able to determine whether or not you are domiciled in Cayman, or advise you on the steps you should take to change your domicile to Cayman. Purchasing a grave plot or vault in the Cayman Islands and purchasing insurance which pays for your mortal remains to be repatriated to Cayman are two ways to prove your domicile is in Cayman. For more information see the Immigration chapter.

Law Firms with Family Practices

Collas Crill

2nd Floor, Willow House, Cricket Square, GT

Tel: (345) 949 4544

Email: cayman@collascrill.com

www.collascrill.com

Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey, advising both local and international clients in a full range of legal services. SEE AD PAGE 172

Cayman Family Law

Zephyr House, Ground Floor

122 Mary Street, George Town

Tel: (345) 746 5290

Email: info@caymanfamilylaw.com

www.caymanfamilylaw.com

Cayman Family Law is a boutique law firm specialising exclusively in Family Law including advice and assistance on Wills and probate matters. They can also provide advice on the preparation of lasting powers of attorney and obtaining Guardianship orders.

Hampson and Company

Apollo House East, 4th Floor

87 Mary Street, George Town

Tel: (345) 623 7788

Email: info@hampsonandco.com

www.hampsonandco.com

Led by Graham Hampson, Hampson and Company offers experienced and comprehensive advice on family law including advice on Wills and probate, both local and international, real estate and settling in the Cayman Islands. SEE AD PAGE 119

RETIRING IN CAYMAN 9 124 CAYMANRESIDENT 202 3 »

HSM

68 Fort Street, George Town

Tel: (345) 949 4766

Email: info@hsmoffice.com

www.hsmoffice.com

HSM lawyers provide advice on all aspects of family law and can also provide guidance on the preparation of Wills; the obtaining of grants of probate or letters of administration; and the re-sealing of foreign probate matters. They also represent clients in connection with non-contentious and contentious trust and estate disputes.

SEE AD THIS PAGE, 76, 95, 125 & 171

Travers Thorp Alberga

2nd Floor, Harbour Place

103 South Church Street, George Town

Tel: (345) 949 0699

Email: info@traversthorpalberga.com

www.traversthorpalberga.com

Travers Thorp Alberga has an experienced succession and estate department focusing on all types of estate planning inclusive of trusts, Wills and probate proceedings both local, international and multijurisdictional.

SEE AD PAGE 117

END OF LIFE IN CAYMAN

When a person dies the next of kin is left with a number of decisions and arrangements to make. Fortunately, undertakers are there to help guide family and loved ones through the process. The main decision to be made is whether the body is to be buried, cremated or repatriated. Funeral homes help in all three scenarios. There are two funeral homes in the Cayman Islands: Bodden Funeral Services and Churchill’s Funeral Home. Both provide the same range of services and similar funeral packages, although Bodden Funeral Services has the only crematorium in the Cayman Islands.

Overview of the Process

If a person dies of natural causes – that is, the death is not sudden, violent or suspicious – the process is as follows:

> If that person has been under the direct care of Jasmine, the deceased is taken to a hospital where an examination is carried out, the person is pronounced dead, and the body is then moved to the funeral home.

> If the deceased has not been under the care of Jasmine, the next of kin must contact the hospital. The body must be taken to the hospital where a medical practitioner determines whether or not further investigation is required.

> Meanwhile, the undertaker will collect the necessary information and complete the paperwork for the death certificate. This is then presented to Medical Records where the attending physician verifies the information, fills in their portion and sends it to the General Registry. When the death certificate is ready, the body is released to the funeral home

As a full-service law firm we draft trusts and wills as well as set up foundation companies and family offices for both residents and non-residents of the Cayman Islands. We are able to assist those who have assets in the Islands whether real estate, shares in a Cayman company or bank accounts. We represent clients in connection with trust and estate disputes as well as provide guidance and advice on legal issues arising from trust and estate administration matters.

RETIRING IN CAYMAN » www. caymanresident .com 125
Choose the Experts. Choose HSM. +1 345 949 4766 68 Fort Street George Town PO Box 31726 Grand Cayman KY1-1207 Cayman Islands www.hsmoffice.com
• Wills • Trusts • Probate • Family Offices • Estate Administration For further information, please contact: Hilary Brooks Associate HSM Chambers +1 345 815 7426 hbrooks@hsmoffice.com

for burial, cremation or repatriation. Additional death certificates can be ordered online on the Cayman Islands General Registry website (www.vitals.ky) or at the Government Administration building for a fee of CI$10 per copy.

Burial

If the deceased’s wishes are to be buried, the next of kin must decide, with the help of the undertaker, on a casket, clothing for the deceased, whether to hold a service and if so, what type of service. Other considerations will include whether to have flowers, a programme, and announcements of the death on the radio or in the newspaper.

The average funeral package is CI$2,500 and these costs should include everything other than flowers, announcements and the funeral programme. When you call the funeral homes make sure to ask the following questions:

> Do they charge a storage/cooler fee to keep the body for the days before the funeral? If so, how much is it per day? It can take time for loved ones to get to Cayman and a funeral can often be delayed for one to three weeks. A cooler fee can easily add CI$1,000 to the cost of the funeral package.

> How often can you view your loved one and is there a fee to view the body?

> What make and material is the casket that is included in the basic package? Upgrading to a different casket can add upwards of CI$500 to your bill.

> Ask what the basic package includes. It should include the following: transfer of the body to the funeral home, coolstorage of the body in their facility, all clerical paperwork, embalming (required for repatriation), dressing, restoration, hair and make-up, coffin, viewing at the funeral home, staff for the service, transportation, hearse for the coffin, free bus for the family to the gravesite, gravesite equipment (chairs, tent, drinking water and coffin lowering device), vault sealing, guest

books, one newspaper announcement and four radio ads. It would not include flowers, additional announcements and the funeral programme.

> If the deceased is a civil servant, died in a tragic accident, or is under the age of 18, then ask if the funeral home will offer you a discount.

Burial Assistance

For those in need, the Needs Assessment Unit (NAU) can provide financial support to bury loved ones. They can give families a maximum of CI$2,500 towards funeral packages and/or a maximum of CI$1,200 towards a vault. You will need to visit the NAU office, fill in the required forms, along with any supporting documents, and wait to be assessed by one of the officers. They are located at 55 South Church Street, George Town. Tel: (345) 946 0024 or visit www.nau.gov.ky.

Preplanning Funerals

In other countries it is not uncommon for people to pre-plan their own funeral well before they become ill, and then leave this plan on file with their chosen funeral home. In the plan you can let your family know whether you want to be cremated or buried. You can also buy a government or a private burial plot in advance and let the funeral home know the details. Leaving a plan for your funeral will take a huge weight off your family. You can also pay for the funeral costs in advance and the funeral home will freeze the cost even if it is 30 years before your family needs to access your file with the funeral home.

Cemeteries Management

The vast majority of cemeteries on all three Islands are either privately owned family plots or Government owned, but there is a private cemetery in Prospect where anyone can buy a burial plot. Public/government owned cemeteries are managed by the Department of Environmental Health (DEH), which is

responsible for the allocation of land for burial and the design and construction of burial vaults. However, the maintenance of the grounds and landscaping is carried out by the Recreations, Parks & Cemeteries Unit (RPCU).

Public burial plots and vaults can be bought at the Department of Environmental Health office (Tel: (345) 949 6696 or email: dehcustomerservice@gov.ky) for a fee of CI$1,200 for adults and CI$600 for children, only after an individual has died. Family plots cannot be purchased in advance at public cemeteries because most sites are full and it will be hard to obtain a plot next to your loved ones.

Private cemeteries on-Island are still monitored by the Department of Environmental Health to ensure that the vaults are constructed to DEH specifications. These, however, are not available for public purchase as most of them are on family-owned land that is used as a grave site for that family only.

The Garden of Reflection on Prospect Point Road is a private cemetery in Red Bay that has grave plots available for the public to purchase. This cemetery currently has 400 available plots (as of July 2022). Grave plots can be purchased for CI$4,249-CI$7,500 and the cost includes landscape maintenance. The plots are sold and managed by Crighton Properties, and the company maintains accurate records to ensure that reserved grave plots are not built upon. You can contact Crighton Properties on (345) 949 5250 or email: dalec@crightonproperties. com, or through your undertaker. Grave vault construction must be arranged by the family and local contractors charge between CI$3,200 and CI$3,600 to build a concrete vault. The size of a single plot is 4ft x 8ft and there is a 5% discount if the family buys more than four plots.

List of Public Cemeteries: West Bay - West Bay by the Fire Station (Closed: all vaults are sold), Boatswain Bay, North West Point and St. Mary’s on Batabano Road.

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George Town - Dixie (Closed: all vaults are sold), South Sound (Closed: all vaults are sold), Spotts (Closed: all vaults are sold) and Prospect.

Bodden Town - “Old” Bodden Town across from the Bodden Town Clinic (Closed: all vaults are sold) and “New” Bodden Town located on the same side of the road as the Bodden Town Police Station, going East. East End - East End and Gun Bay. North Side - North Side and Old Man Bay.

Cremation

If the deceased is to be cremated, the main decision for the next of kin will be the type of service they want, either one with the body present, followed by a cremation, or a memorial-type service, where there is no body. Cremation packages range from CI$2,000 to CI$3,000.

Burial at Sea

With Cayman’s well-known seafaring history, sea burials are an option worth considering in the Cayman Islands. They are a natural and sustainable alternative to traditional burials and pay homage to the sea which has been such a big part of life for many in Cayman over the years.

To obtain permission for a sea burial, you must submit a copy of the death certificate, a certificate of non-communicable disease and the Burial Order to the Department of Environmental Health (DEH). Once this has been confirmed, the body must be prepared for a sea burial by a licensed mortician and the casket must adhere to a specific set of guidelines that can be found on the DEH website (www.deh. gov.ky). The burial must take place at least five nautical miles from shore, at a minimum depth of 700ft, and outside of traditional fishing grounds. Although is not a common option, the team at Bodden Funeral Services (Tel: (345) 949 7464) has experience with sea burials and can assist you if this is a route you would like to take. If you would like to scatter your ashes at sea the only requirement is that you do so at least three nautical

miles from the shoreline.

Repatriation

For expat workers, repatriation is often the preferred choice. The next of kin will need to decide whether to repatriate the body in a casket or whether to send it as freight, which is more cost-effective. The paperwork varies considerably depending on the country the body is to be repatriated to. Repatriation to the US, Canada or the UK is quite straightforward and quick to arrange. Repatriation to Cuba and the Philippines, however, is much more complex, so the administrative costs are higher. Funeral homes, such as Bodden Funeral Services and Churchill’s Funeral Home will take care of all the paperwork and arrangements, including the embalming which is a non-negotiable requirement for the deceased to be shipped overseas. The basic cost is CI$2,500, plus airfare and paperwork costs.

Importing a Body/Ashes to Cayman

In the event that the death occurs abroad, you must receive permission from the DEH to bring a body/ashes to Cayman. You will need to provide the DEH with the following: the deceased’s full name, place of birth, name of person responsible for the remains, arrival date of the deceased, a copy of the death certificate with the cause of death (specifying whether the death was from a non-communicable or communicable disease), a US$25 admin fee and, if applicable, a cremation certificate. There is an admin fee of CI$25 or US$31.25 (cash/local cheque/ local bank draft) for local requests. If sending an international bank draft, the fee is US$100 for cashier’s cheques/drafts coming from the US and US$300 for all cashier’s cheques/drafts originating outside of the US. Requests must be made at least 48 hours prior to the body/ashes arriving in the Cayman Islands. If granted, you will receive a letter of approval that must be presented to Customs upon the body/ ashes arrival.

Funeral Planning

Needless to say, arranging a funeral or memorial is a distressing affair but funeral homes do all they can to ease the stress and make the process as straightforward as possible. Undertakers are experienced at guiding families through the decisionmaking, asking the necessary questions and making as many of the arrangements as they can. Funeral homes also offer a preplanning service, so that if a person is in the end stages of life, their family and next of kin have the option to talk with undertakers and make key decisions and plans ahead of time. It is also worth noting that one can take out Final Expense Insurance Coverage which, depending on the policy, will cover some or all of the funeral costs.

Funeral Homes

There is no set time frame within which burials, cremations or repatriations must occur and, barring unforeseen complications, these can usually take place as little as two to three days after death.

Bodden Funeral Services

117 Walkers Road, George Town

Tel: (345) 949 7464

Email: sruby@boddenholdings.com

www.boddenfuneralservices.com

Bodden Funeral Services has been serving grieving families in the Cayman Islands with respect, dignity and compassion for over 60 years. With great attention to detail, care and guidance, they offer burial or repatriation and are the only option for on-Island cremation services. Their undertaker is available 24 hours a day to assist your family in times of need.

Churchill’s Funeral Home

328 Eastern Avenue, George Town Tel: (345) 943 4663

Email: churchills@candw.ky

www.churchillsfuneralhome.com

The professional staff are committed to providing dignified, respectful, and compassionate assistance to every family.

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THE
it in the
Tell them you saw

Settling In

a bank account, getting telephone service and internet access, connecting your utilities and organising your pension and insurance.

MONEY & BANKING

Opening a Personal Bank Account – Resident

All banks in the Cayman Islands adhere to mandatory duediligence requirements and will perform extensive checks before opening an account for you to ensure that you are thoroughly legitimate and that no money will be laundered. Each bank may have slightly different requirements:

> An employment letter addressed to the bank confirming your position, salary and expected length of employment

> A recent utility bill (no older than three months) or lease agreement in the individual’s name as proof of address. In the event of the latter, you would need to provide a copy of your landlord/lady’s utility bill

> Original passport for all countries of citizenship (some banks may request a personal interview)

> W9 forms for US citizens

> Original or notarized copy of work permit Letter, Cayman status, right to work or naturalisation certificate

> Completed and signed application form

Opening a Personal Bank Account – Non-Resident

Non-residents can open a bank account in Cayman without visiting the Islands (not all banks offer this service), but they must submit multiple certified documents to prove their identity, a current overseas address, the source of funds and

SETTLING IN 10 128 CAYMANRESIDENT 202 3 »
Money & Banking 128 - Opening a Personal Bank Account 128 - Local Banks 130 - Online Banking, ATMs & Cheque Books 130 - Money Transfer Services 130 Telecommunications 132 - Telephone Services 132 - Mobile Services 132 - Internet At Home 136 - Internet Providers 136 Television 137 Utilities 138 - Electricity 138 - Gas - Household 139 - Petrol & Diesel 140 - Water 140 Insurance 142 - Health Insurance 142 - Home Insurance 143 - Insurance Providers & Brokers 144 - Life Insurance 147 Pensions 148 - Private Pensions 148 - Public Service Pensions 149
Opening
Photos courtesy of Julie Corsetti & Rebecca Davidson

Right at home, by .

Everyone deserves a home they love; one that’s a place of refuge in a hectic world, and a source of pride and security.

Whether you’re searching for the perfect place, or looking to make your current place more perfect, your mortgage or renovation loan should be as comfortable as the place you call home.

Let’s have a conversation about how Butterfield can make that happen. Call us on +1 (345) 949 7055 or e-mail personallending.cayman@butterfieldgroup.com.

Terms and conditions apply. Butterfield Bank (Cayman) Limited is licensed to conduct banking and investment business by the Cayman Islands Monetary Authority. Address: 12 Albert Panton Street, George Town, Grand Cayman, Cayman Islands.

bank references. Local banks will often want a legitimate rationale for opening an account for an overseas resident, in addition to the following:

> An employment letter addressed to the bank confirming your position, salary and length of employment

> An original bank reference addressed to the bank in Cayman stating how long you have banked with your home bank, the average balance maintained, and how the account has been conducted

> An original professional reference addressed to the bank from a law or accounting firm

> Curriculum Vitae (CV)

> A recent original utility bill (no older than three months) or a lease agreement in the individual’s name as proof of address

> Certified copy of your passport(s) for all countries of citizenship

> W9 forms for US citizens

> If you own or rent property in Cayman, then a certified copy of the land register agreement, a transfer of land document or a copy of a rental agreement

> Completed application form

Opening a Business Bank Account

Refer to the Running a Business chapter.

Local Banks

Butterfield Bank (Cayman) Limited

12 Albert Panton Street, George Town

PO Box 705, Grand Cayman KY1-1107

Tel: (345) 949 7055

Email: info.cayman@butterfieldgroup.com

www.butterfieldgroup.com

Branches & Banking Hours: Butterfield Place

Banking Centre (GT), Monday-Thursday 9am4pm, Friday 9am-4.30pm, Midtown Plaza

Banking Centre (GT), Monday-Friday 9am4pm and Saturday 9am-12pm, Camana Bay

Banking Centre (SMB), Monday-Friday 9am4pm.

Banking Centre Services: Accounts, online banking, ATMs, credit and debit cards, currency exchange, wire transfers, bank drafts, utility bill payments, night deposit facilities, safety deposit boxes, standing orders, mortgage services and loans.

Other Services Offered: Credit references,

trust services, private banking and investment management. SEE AD PAGE 129

Cayman National Bank Ltd.

PO Box 1097, Grand Cayman KY1-1102

Tel: (345) 949 4655

Email: cnb@caymannational.com

www.caymannational.com

Branches & Banking Hours: Camana Bay (SMB), Cayman Brac, Centennial Towers (WB), Countryside Shopping Village (Savannah), Elgin Ave (GT), Monday-Thursday 9am-4pm, Friday 9am-4.30pm; Little Cayman, Monday and Thursday 9am–11.30am and 12pm-2pm.

Bank Services: Chequing, savings and fixed deposit accounts, credit and debit cards, online banking and mobile app, largest ATM network Island-wide, currency exchange, wire transfers, electronic funds transfer, travellers’ cheques cashing, bank drafts, letters of credit, utility bill payments, safety deposit boxes (sizes vary depending on customer service centre, subject to availability), standing orders, merchant services, night deposit facilities, customised credit solutions such as mortgages, loans and domestic and international premier banking at the Camana Bay location.

Other Services Offered: Alternative investment funds, family wealth vehicles, investment brokerage, advisory services and discretionary asset management solutions.

SEE AD PAGES 63 & 133

CIBC FirstCaribbean

PO Box 68, Grand Cayman KY1-1102

Tel: (866) 743 2257

www.cibcfcib.com

Branches & Banking Hours: Main Street (GT) and Regatta Office Park, West Bay Road (SMB) Monday-Thursday 9am-4pm and Friday 9am4.30pm.

Branch Services: Vehicle loans, mortgages, land loans, online, telephone and mobile banking, personal banking accounts, credit and debit cards, international wire transfers and SMART ABMs. SEE

www.provenbank.com

Branches & Banking Hours: 36A Dr. Roy’s Drive, Cayman Financial Centre (main branch), Monday-Thursday 9am-4pm, Friday 9am-4.30pm.

Proven Financial Centre, 660 West Bay Rd.

RBC Royal Bank (Cayman) Limited

PO Box 245, Grand Cayman KY1-1104

Tel: (345) 949 4600

www.rbcroyalbank.com/caribbean

Branches & Banking Hours: 24 Shedden Road (GT), Monday-Friday 9am-3pm, Red Bay Branch, 53 Shamrock Road (next to Grand Harbour), Monday-Friday 10am-6pm, Saturday 9am-3pm.

Scotiabank & Trust (Cayman) Ltd.

Scotia Centre, 18 Forum Lane, Camana Bay PO Box 689, Grand Cayman KY1-1107

Tel: (345) 949 7666

www.scotiabank.com

Branches & Banking Hours: Camana Bay (SMB) and South Sound (across from Grand Harbour)

Monday-Thursday 9am-4pm and Friday 9am4.30pm.

Online Banking, ATMs & Cheque Books

All the banks on-Island offer online banking, but some are more user-friendly than others. If online banking is important to you, it is worth asking about each bank’s online capabilities. All banks allow you to pay almost all your monthly bills online.

ATM machines are available at most bank branches and all supermarkets. If you use your own bank’s ATM, you will not be charged a withdrawal fee other than Government’s 25 stamp duty charge for every withdrawal. The charge to use another bank’s ATM is CI$2.40-CI$3, depending on the bank, for each withdrawal. If you need a cheque book on your personal bank account, make sure to ask the prospective bank if they offer this service, as some do not.

PROVEN Bank (formerly Fidelity Bank)

PO Box 914, Grand Cayman KY1-1103

Tel: (345) 949 7822

Email: info@provenbank.com

Money Transfer Services

Due to the number of foreign nationals in the Cayman Islands, there are numerous money transfer companies on-Island,

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including MoneyGram, JN Money transfer and Western Union. Money transfer companies accept both US and CI dollars.

MoneyGram

MoneyGram has eight locations on Grand Cayman and two on Cayman Brac. It offers a fast and secure way to send money. Tel: (345) 945 5616.

Western Union

Western Union is located in the four Foster’s Supermarkets in Grand Cayman and L M Superstore in Cayman Brac.

TELECOMMUNICATIONS

Cayman’s sophisticated tourism and financial industries have ensured that telecommunications are as advanced as those you would find in any developed country. Options for mobile and residential phone services and high-speed internet connections (via fixed lines and through mobile data) are available across all three Islands.

High-quality telecommunications services are vital for any advanced nation. In the Cayman Islands, international connectivity is provided via two separate optical fibre submarine cables through to the US. These are the Cayman Jamaica fibre system, owned by Cable & Wireless Communications Limited (C & W) and the MAYA-1 subsea cable, owned and operated by a consortium in which C & W is a member, with connections to various locations in Central America.

Dialling Codes

In May 2022, the Cayman Islands Government, through the Ministry of Planning, Agriculture, Housing and Infrastructure, contracted international experts to undertake a formal feasibility study into the modernisation of the Islands’ submarine cable infrastructure. This is to ensure that Cayman continues to benefit from the best possible international connectivity in the long term. The Government is confident that access to the most effective, affordable and resilient telecommunications services are key enablers for a world-class digital economy and society. The feasibility study will consider a wide range of options and consult extensively with relevant stakeholders.

While the findings will not be delivered until late 2022, it is anticipated that the study will lead to a major overhaul of the current infrastructure, with direct construction of a new international cable being considered among the options. The submarine cable infrastructure project is expected to deliver a major boost to the vibrancy of telecommunication services available in the Islands.

Choosing the right provider will depend both on the services available in your area and your personal usage. Bundled options from the same provider can result in significant discounts.

It is worth noting, however, that due to the small population of the Islands, the cost of broadband and residential and mobile phone services tends to be quite a bit higher than in Europe and North America.

TELEPHONE SERVICES

Every provider in the Cayman Islands must be able to provide local and long-distance telephone services. All the mobile phone providers offer an international direct dialling service and depending on your plan rate, prices are often comparable to those for fixed lines. Mobile phone service options are varied, and there are choices to suit any need, including voice, mobile data, text messaging and voicemail.

The mobile providers in the Cayman

Islands are Digicel and FLOW. Internet services are available from all four providers: Logic, FLOW, Digicel and C3 Pure Fibre. High-speed fibre optic cables and networks are increasing in availability, with Logic, FLOW and C3 providing even higher internet speeds to homes in Grand Cayman than previously possible. Standalone and bundled internet and VoIP options are available, and, in some instances, discounts are offered for taking more than one service.

Residential phone service choices are plenty, with installation times varying from a couple of hours to a couple of weeks depending on the company and the type of service you choose. If you are building a home in a newly developed area and want a fixed line installed, check directly with your provider to confirm the expected time of installation.

Overview of Local & Long-Distance Telephone Services

Logic and C3 Pure Fibre offer phone services which allow users to make calls at home using an internet connection rather than traditional fixed lines.

Logic’s Chatterbox service works with any internet provider and gives you unlimited international calls for a fixed monthly fee. Several monthly plans are available, depending on which countries you call the most. For those who want family or friends to be able to call them in Cayman without having to pay for overseas calls, Chatterbox International allows Cayman residents to be reached from over 50 countries, including the UK, US and Canada.

FLOW provides consumers with residential phones that use fixed landlines. They offer three home phone plans: Residential, Home 500 and Home 800. All three packages have a monthly line rental charge, with the difference occurring in free local call minutes and discounts on international calls.

MOBILE SERVICES

The two mobile service providers operating in the Cayman Islands are Digicel and FLOW.

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To the Cayman Islands From the UK: 001 + 345 + number From the USA: 1 + 345 + number From the Cayman Islands To the Caribbean: 1 + Country Code + number To the USA & Canada: 1 + Area Code + number To the UK: 011 + 44 + number Rest of the world: 011 + Country Code + number
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ONE STOP PHONE

SHOP

Sales, Service & Repairs

iPhone, iPads, Samsung, tablets

Phones for Sale

Apple iPhone, Samsung Smart Phones and Tablets, Unlocked and dual Sim phones, other models include Xiaomi- LG – Alcatel

Quality repairs for all phones and tablets. Samsung Authorized Service Centre

Best original accessories for iPhones and Samsung including chargers, cases, screen protectors, and more

Phone unlocking service

Opening Hours

Monday-Friday 9am-7pm Saturday 10am-6pm

Contact Details

Email: info@cellularworld.ky

Website: cellularworld.ky

Main Retail: Phone 945-2355

Repairs Phone: 943-2355

Whatsapp / Telegram: 323-2355

Address: Baytown Plaza, WB Road

Postal: 216 BT KY1-1601

Cellular World Cayman

Both companies offer prepaid options (or pay-as-you-go top-up and plans), as well as postpaid plans (billed per month). Plans typically include voice calls and text messaging, and most also include a certain number of international calls (anywhere minutes) and data allowance.

Most residents have Android or iOS smartphone devices. FLOW and Digicel both use 4G LTE technology so mobile internet speeds are as fast as you will find anywhere in the world.

The MyDigicel and MyFlow apps enable customers to view and pay their bills with postpaid, or top-up credit with prepaid phones, as well as activate a number of addon plans, such as reduced international calling rates, roaming and data plans. The MyDigicel app also grants weekly rewards to users through customer loyalty programmes.

Prepaid Mobile Services

The advantage of prepaid mobile phones is that there is no contract, no monthly fee and no deposit required.

Prepaid SIM cards can be purchased from Digicel and FLOW stores, as well as from other retailers, like supermarkets and gas stations. If you have an unlocked phone, all you need to do is purchase the SIM card, put it in your phone, add calling credit with a plan and start calling. Credit can be added (also known as topping-up) at the same locations, as well as at some ATMs, online and through the mobile service providers’ apps.

The disadvantage of prepaid phones is that the per-minute rates are higher than for postpaid plans. Local calls cost 20 to 45 cents per minute depending on the time of day and whether you are calling numbers within your network or fixed and mobile numbers outside the network. You may purchase calling plans for prepaid to save on regular calling rates.

The prepaid credit can be used for making calls, using mobile data or for texting. You will get better value by purchasing data, text and calling plans.

Postpaid Mobile Services

You will usually be required to sign a contract for 12 or 24 months with a postpaid plan. These are easy to set up –you just need to take along ID, proof of address and a deposit – and there is a choice of plans allowing customers to choose the one that best fits their needs.

Postpaid plans are paid monthly and start at CI$110 at FLOW and CI$65 at Digicel, and both include a basic allocation of minutes, text messages and data allowance.

Contracts often include a discount on handsets and the cost of the phone can usually be spread out over the course of the contract.

As there is no such thing as credit rating systems in the Cayman Islands, you will need to put down a deposit, typically CI$100-CI$200, if you choose a postpaid plan.

FLOW currently offers unlimited plans which include limitless data, WhatsApp, local texts and minutes, as well as an allowance of international minutes and free incoming calls whilst roaming. Customers who have broadband receive a discount on their unlimited mobile plan.

Digicel offers several postpaid plans, available on a contract, as well as a variety of prepaid plans on a one, seven or 30day term. All Digicel plans include an allocation of anywhere minutes, unlimited Digicel to Digicel calls, SMS and free data to use with any of the Digicel apps. Digicel also offers rich data allowances, all of which come with unlimited rollover.

Handsets

It is worth noting that if you bring a mobile phone with you from overseas when you move to Cayman, it will not necessarily work here. It all depends on the frequency used: Cayman mobile providers use GSM, HSPA and LTE technology. It is a good idea to check with your provider prior to moving to find out if your phone will be compatible, if you are free of contract obligations and if your phone is unlocked. As a general rule, European phones will use the same frequency, but phones from

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CDMA carriers in the US and Canada will not.

Mobile phones can be unlocked locally at Cellular World, in the Bay Town Plaza, opposite The Wharf Restaurant on West Bay Road. They charge between CI$25-$65 depending on the phone, but they cannot unlock FLOW iPhones without a code from FLOW. They also sell mobile phones and accessories (car chargers, cases, screen protectors etc), and they repair mobile phones, regardless of how complicated the problem is, and they replace cracked screens. For more information call them on (345) 943 2355 or email: info@ cellularworld.ky. SEE AD OPPOSITE PAGE

FLOW and Digicel sell a wide range of new handsets, some of which will be discounted. Purchasing a handset from one of the mobile providers on-Island is much more advisable as their selection of phones are set up to work best on the networks here, and you will get a warranty as well as access to authorised repair services.

Phone Repairs

Cellular World

Bay Town Plaza, West Bay Road

Tel: (345) 945 2355 (main)

Tel: (345) 943 2355 (repairs)

Email: info@cellularworld.ky

www.cellularworld.ky

Cellular World can repair and unlock many brands of mobile phones and tablets. Open Monday-Friday 9am-7pm, Saturday 10am6pm. SEE AD OPPOSITE PAGE

iShop4u

Bayshore Mall, 31 South Church Street, GT

Tel: (345) 928 3696

Offers repairs for most models of phones, tablets and digital watches from Apple, Samsung, Google Pixel and Alcatel.

Roaming

All mobile phone providers offer worldwide roaming so that you can make and receive calls while travelling on your Cayman number. These calls fall outside your monthly plan allocation, meaning that you will be billed at much higher rates than at

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home for both outgoing and incoming calls and text messages, as overseas networks charge higher rates for visiting users.

To enable frequent (and not so frequent) travelling, both Digicel and FLOW offer roaming plans. Both offer roaming bundles providing customers with valuable features, including roaming to specific countries, an allowance of data and minutes to use while roaming. Bundles can be activated just before departure and are usually valid for a specific period of time. To choose your roaming bundle, review the plans available online.

I NTERNET AT HOME

Logic, FLOW, Digicel and C3 all offer home-based internet plans with unlimited usage. Generally, the download speeds offered by all four providers are very high. The higher the download speed, the better the performance for downloading data, playing games online and streaming content. Logic offers download speeds as high as 1000Mbps. Fibre optic installation is ongoing, so how far the different fibre optic networks extend is constantly changing. Research what kind of coverage each provider has in your area.

Fibre Optic (+TV)

Logic, FLOW and C3 have all been busy over the past three years installing fibre optic cables so much of the Island can enjoy consistent superfast broadband speeds. As fibre optic cables allow such consistently fast download speeds, all three providers offering fibre optic broadband now also offer TV packages. The choice of channels will vary according to the provider but is generally based on US programming with add-on packages available for those who may want specific channels such as Hispanic, Filipino, sports or movies (see TV section for more information). Purchasing Internet and TV as a bundle will often be more economical than purchasing the two separately.

Internet Providers

Logic’s fibre optic network is available

in West Bay, the Seven Mile Beach area, George Town, South Sound, Prospect, Savannah and Bodden Town. Logic hopes to have extended to cover the whole of Grand Cayman in the near future. Logic has recently increased its speeds to offer 20, 40, 60, 100, 200, 500 and 1000mbps fibre optic plans where available. Residential plans start from CI$65 per month up to CI$255 with no contract. Logic TV, with anywhere from 25 to 144 channels, plus the ability to add on packages, is also available in fibre areas. Elsewhere, traditional cable TV is offered, with up to 53 channels. Installation takes approximately 5-10 days. FLOW has replaced much of its copper wires across Grand Cayman and Cayman Brac with fibre optics. Packages are offered to suit different needs and household sizes, from 40Mbps to 1000Mbps. FLOW’s superfast broadband customers can access a range of FLOW TV packages, plus choose additional channels and enjoy HD entertainment. TV packages include US and Latin American programming plus Video on Demand content. You can receive a free demo online at www.discoverflow.ky or by visiting a FLOW retail store.

C3 Pure Fibre offers a selection of fibre optic-based services. C3 Pure Fibre serves both residential and business customers with WiFi internet, TV, phone and IP services. Internet streaming and high-speed internet. For more information call (345) 333 3333 or visit www.c3.ky or.

Digicel broadband for business and residential customers offers internet from 250Mbps up to 1Gbps speeds through their LTE and Fibre networks. Depending on your location, you can sign up for FibreX, which is extreme internet built to power your needs with superfast speeds and affordable plans. Visit the Digicel Cayman website for more. Their pool of expert resources, robust network, and cutting-edge technologies all work together to provide you with an efficient connection for your business and personal needs.

Internet on the Go

It’s very easy to stay connected while on

the move in Cayman. Depending on your phone, you may be able to create a hotspot through which other devices can connect to the internet using your phone’s mobile data. Although the 4G LTE technology means connecting is fast, it can become an expensive option.

Providers’ Contact Details

C3 Pure Fibre

409 Walkers Road, George Town. MondayFriday 9am-5.30pm, Saturdays 9am-1pm

Tel: (345) 333 3333 (customer service)

Email: info@c3.ky

www.c3.ky or https://business.c3.ky

Digicel

> 45 Market Street, Camana Bay

Monday-Friday 9am-7pm, Saturday 9am-6pm

> Waterfront, 72 North Church Street, GT

Monday-Friday 9am-6pm, Saturday 9am6pm

> Countryside Shopping Village. Monday-Friday 10am-7pm, Saturday 9am-6pm

> Corporate office: Cayman Technology Centre, 115 Printer Way. Monday-Friday 8am-5pm

Tel: (345) 623 3444 (corporate office)

Customer care from Digicel mobile: 100

Tel: (345) 623 2499 (business customers)

FLOW

> Galleria Plaza, West Bay Road. Monday-Friday 9am-5.30pm, Saturday 9am-4pm

> Countryside Shopping Village, Savannah.

Monday-Friday 10am-6pm, Saturday 10am5pm

> Stake Bay, Cayman Brac. Monday-Thursday 9am-4.30pm, Friday 9am-4pm

> WhatsApp Virtual Store (345) 925 3569

Local customer care: (345) 747 5050

Email: cay-flowhelp@cwc.com (customer service)

Tel: (345) 949 7800 (main office)

Logic

> Governors Square (Retail Centre), West Bay Road. Monday-Friday 9am-6pm, Saturday 9am-1pm

> Logic (Main Retail Centre) off Eastern Avenue, behind Rankin’s Plaza, George Town. Monday-

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Friday 8.30am-5.30pm

Tel: (345) 745 5555

Customer support line: Monday-Friday 8.30am-8.30pm, Saturday 9am-6pm, Sunday 11am-3pm (closed on holidays)

Email: support@logic.ky or fibre@logic.ky

www.logic.ky

TELEVISION

Residents can enjoy international programming through cable, satellite and broadband. There are also three free local over-the-air TV stations which can be received in all households as long as the TV has an antenna. These are: Trinity Broadcast Network (channel 21 and Logic TV), CIGTV, the government channel (channel 23 and Logic TV) and the Seventh Day Adventist Network (channel 30 and Logic TV).

Television Service

Three companies (Logic, FLOW and C3) provide TV programming to the Island. Logic also has a cable TV service.

Logic TV offers TV services through highspeed fibre optic cables where these are available. Logic Fibre Optic TV has four tiers of packages available starting at CI$39 per month all the way up to CI$125 and include a number of HD channels. Addons for HBO, MAX and sports channels can also be purchased. Installation fees are waived when purchasing internet and TV as a bundle or upgrading from cable TV to fibre TV and adding internet. Setup includes one set top box. In households with multiple TVs, additional set top boxes can be rented for CI$12 per month. If additional set top boxes are requested after the initial installation is complete, there is a CI$50 installation fee per set top box. A Whole Home DVR (Digital Video Recorder) is also available for an additional CI$16 per month. Only one device is required per household, but it enables you to watch, pause and rewind live TV and record shows at different times on different TVs. Logic TV also offers free Video On Demand. Customers can bundle their TV,

internet and phone plans and save up to 10%. For more information on all Logic TV services and packages call (345) 745 5555 or visit www.logic.ky.

FLOW TV works with broadband and a FLOW supplied set top box. Customers choose between four monthly base packages offering a range of channels at differing price structures, or you can customise your channel line-up. Packages start at CI$40 per month.

Satellite

If you need satellite TV services, HiTech Electronics (Tel: (345) 945 3950) provides installation and servicing. Visit www.dish.com/programming/packages to browse different programming packages. Packages start from CI$69.99 per month and increase in price based on additional channels and ‘on demand’ options. Once you have chosen your programming package, call Hi-Tech who can arrange installation. They are located at 34 Howard Street in George Town.

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Contact us about our Fibre Internet and TV Options today! Your life connected. Fibre Internet and TV | Wireless TV | Phone 745.5555 | www.logic.ky

TV Packages Rates Comparison Table

Streaming Services

Streaming services are a popular alternative to cable TV and all you need is a stable Wi-Fi connection. There is a wide variety to choose from and many are available to stream on-Island.

Additional packages can be added at any time. Add ons include HBO 8 pack ($15 per month), Premier Sports pack

C3 PURE FIBRE INTERNET & TV BUNDLES PACKAGE ANY COMBINATION OF INTERNET & TV BUNDLE TOGETHER (SAMPLE BUNDLES)

Netflix remains the most popular. Users have access to hundreds of shows, movies and documentaries, and more are added each month. There are three membership plans to choose from, determined by how many devices can stream at the same time. Disney+ is great for families and allows access to all Disney movies and TV, plus some non-Disney options. Amazon Prime Video is also available to stream in the Cayman Islands, giving access to Amazon originals, films and TV from across the globe. If you’re travelling or you’re streaming outside of the country where you originally set up your account, services will notify you directly of differences you may experience. These include the selection of movies or TV shows available and different maturity ratings.

C3 PURE FIBRE INTERNET & TV BUNDLES PACKAGE ANY COMBINATION OF INTERNET & TV BUNDLE TOGETHER (SAMPLE BUNDLES)

Customers can choose to add on other packages for an additional monthly charge such as HBO Max, Entertainment Zone, Family Time and FLOW Sports. Visit discoverflow.ky/tv/flow-evo for more information .

included)

An Apple TV box can be bought from the Cayman Mac store (Tel: (345) 943 4763) in Camana Bay. Prices vary depending on picture quality and storage capacity. Apple TV allows you to explore content like TV shows, movies and games. It supports all your streaming apps, including Amazon Prime Video, Netflix, Apple TV+ and Hulu, and internet access is enabled by built-in Wi-Fi and Ethernet connectivity.

UTILITIES

Electricity

The prices listed here were correct at the time of going to print (September 2022) but are subject to change.

Please visit the provider’s websites for information on latest prices and most recent promotions.

Personalise your TV package with additional movies, sports, lifestyle and international channels.

To obtain electricity services, property owners are required to complete and sign an application for electrical service, pay a deposit for post-pay service (there is no deposit required for pre-pay electricity), show proof of ownership and a photo ID. Tenants are required to complete and sign an application for electrical service, pay a deposit (for post-paid accounts), provide a signed rental agreement or lease and submit a photo ID. Applications should be submitted online. Customer application forms can be found on CUC’s website at

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Light HD + 20Mbps $102.60 Standard HD + 40Mbps $155.80 Standard + 60Mbps $174.80 Choice HD + 40Mbps $178.60 Ultimate HD + 100 Mbps $233.68 Ultimate HD + 200 Mbps $261.28 Ultimate HD + 500 Mbps $300.60 Ultimate HD + 1000 Mbps $345.60
LOGIC FIBRE TV & INTERNET BUNDLES Logic TV customers can bundle their TV, Internet and phone services for additional savings. (SAMPLE BUNDLES)
DISH/HI-TECH ELECTRONICS SATELLITE TV (MONTHLY PACKAGES, PRICES IN US$) America’s Top 120 190 channels $69.99 America’s Top 120 Plus 190+ channels (multi-sport
$84.99 America’s Top 200 240+ channels (multi-sport
$94.99 America’s Top 250 290+ channels (multi-sport included) $104.99 FLOW TV MONTHLY
PACKAGES (MONTHLY PRICES IN CI$) TV Essentials $40 TV Plus $60 TV Max $80 TV Watch All $120
included)
BASE
LOGIC FIBRE TV (MONTHLY BASE PACKAGES PRICES IN CI$) Light HD 29 channels $39 Standard HD 81 channels $75 Choice HD 116 channels $99 Ultimate HD 145 channels $125
($25 per month) and NFL Sunday Ticket pack ($199 per month).
25Mbps & 60+ TV channels $108.68 50Mbps & 120 + TV channels $122.68 100Mbps & 150 + TV channels $155.68 200Mbps & 170 + TV channels $213.68 90+ TV channels (25 HD) $42.99 120 TV channels (61 HD) $52.99 150 TV channels (88 HD) $72.99 170 TV channels (109 HD) $92.99
C3 PURE FIBRE | FIBRE OPTIC TV

www.cuc-cayman.com. CUC’s customer service centre is located at Caribbean Plaza on West Bay Road and customer service representatives are available to answer inquiries in person Monday to Friday 9am-4pm (not including public holidays). All other business should be conducted by telephone or email. All customerrelated services/offerings can be completed digitally/remotely.

The security deposit required for existing post-paid electricity accounts (billed monthly) is calculated based on the average historical usage of the property for 45 days of consumption. Deposits for newly constructed residential homes/condos are calculated based on square footage and the number of bedrooms.

Monthly electricity bills will vary depending on the size of your house

condo/apartment, your lifestyle, how often (and cold) you run your air conditioning, the efficiency of your air conditioning unit, the age of the property and how well the property is insulated, among other factors. It is important to note that the Seasonal Energy Efficiency Rating (SEER) and regular maintenance of your air conditioning unit can make a big difference in kilowatt-hour (kWh) consumption and your monthly electric bill. The lower the SEER, the more energy will be consumed for the same amount of cooling. A SEER of 16 for example, will consume more electricity than a SEER of 18 or higher. Managing your energy usage and getting your air conditioning units serviced regularly will ultimately save you money.

At the time of print in September 2022, base rates were CI$0.1185 per kWh for residential customers with a monthly facility charge fee of CI$5.82. There is an additional regulatory and licensing fee of CI$0.0051 per kWh, which applies only to usage over 1,000 kWh per month. After factoring in the surcharges for the cost of fuel, fuel duty, and energy purchased from third-party sources, which change monthly and are passed through to consumers with zero mark-up, the effective residential rate in September 2022 was approximately CI$0.2669 per kWh. All current electricity billing rates are available on CUC’s website at www.cuc-cayman.com.

The cost of electricity is the same Islandwide and does not fluctuate depending on the time of day. Bill payments are not accepted at the customer service centre, but details on the numerous payment methods are listed under ‘payment options’ on the company’s website.

Caribbean Utilities Company Ltd. (CUC)

> Administration Building:

457 North Sound Road, George Town

Opening Hours: Monday-Friday 8am-5pm

> Customer Service Centre:

Caribbean Plaza, West Bay Road

Opening Hours: Monday-Friday 9am-4pm PO Box 38, Grand Cayman KY1-1101

Tel: (345) 949 5200

Tel: (345) 945 1282 (24-hour fault reporting)

Email: service@cuc.ky

www.cuc-cayman.com

Gas - Household

Gas is a safe and efficient energy solution for powering your home appliances. Propane is a non-toxic gas that provides a greener and more economical alternative for a wide range of appliances. By using propane, you can save up to 40% on your energy bill and reduce your carbon emissions by 85%.

The 20lb cylinders used for barbecuing can be found at almost every gas station in Cayman, where you can buy a new filled cylinder or swap an empty used cylinder for a full one. Various gas companies around the Island allow customers to have their own cylinders filled at a fraction of the cost of exchange.

Bulk delivery can be utilised by installing a larger on-site tank either in the ground or a tall 100lb cylinder. Many houses in Cayman have an underground refillable propane tank in their garden or one standing alongside an exterior wall. The gas is then piped into the house. The size options for the tank vary depending on the amount, quantity and type of appliances being used.

Gas prices may vary and are subject to change based on the procurement costs. The price has remained quite stable and has not seen an increase in several years. In fact, it has seen several decreases as Cayman’s market place has grown.

In addition to cost and energy savings, another benefit is that many of your propane appliances can still be used even in the event of a power outage. If you would like a free consultation to determine the energy savings your home or company can achieve by switching to propane, call either Clean Gas or Home Gas:

Clean Gas

277 Sparky Drive, Industrial Park

Tel: (345) 322 4427

www.cleangas.ky

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Cayman’s Electrical Outlet Cayman’s Electrical Plug

Home Gas Ltd.

Walkers Road Plant, 490 Walkers Road, GT Tel: (345) 949 7474

www.homegas.net

Home Gas supplies propane gas for residential and commercial use. Offering a full-360 service operation including installation, maintenance and repairs as well as gas supply and delivery. Home Gas also offers appliances, including water heaters, cooking stoves/ovens, dryers, generators, outdoor fire features, tiki torches and more. Their services are available on all three Islands.

Petrol & Diesel

The Utility Regulation and Competition Office (‘OfReg’) of the Cayman Islands confirms that there are 11 Rubis and 11 Esso (SOL) petrol stations in the Cayman Islands, all with attached convenience stores. There is only one independent retail station, Refuel, located on Grand Cayman, which markets ethanol-blended gasoline and biodiesel blended fuels. There are also 5 marina retail stations located across Grand

Cayman. As of 6th September 2022, the average full-service price for premium, regular and diesel fuel was CI$6.74, CI$6.24 and CI$6.47 per imperial gallon (IG), respectively, although prices vary from one station to another. The fuel prices in the Cayman Islands are influenced by the price of fuel on the international market. Self-service petrol prices are typically 5¢ per IG less than full-serve prices. Weekly prices for retail fuel across the Islands are posted on OfReg’s website: www.ofreg.ky. The (import) duty component of gasoline is 75¢ per IG and 85¢ per IG for diesel. The quality of gasoline sold in Cayman is equivalent to a mid-grade unleaded (octane level 89) and a super-premium unleaded (octane level 93) often sold in the US. Some high-performance cars will experience problems if they are not run on the highest octane fuel available.

Scotts Landing at the Barcadere Marina sells only premium Valvtect Marine fuel. Valvtect ultra-low sulphur diesel and premium ethanol-free gasoline

is specifically formulated for marine engines but will also help to increase fuel mileage and protect the engine in your vehicle, generator or other equipment as well. Cayman Islands Law states that all fuel stations must display their fuel prices in CI dollars per imperial gallon, except at marinas, where prices must still be displayed in CI dollars per imperial gallon for comparison purposes but may be dispensed and charged in US gallons (which is approximately 20% less per volume than imperial gallons).

Water

Cayman Water (Tel: (345) 945 4277) and Water Authority - Cayman (Tel: (345) 949 2837) supply Grand Cayman with quality water. In the case of both companies, water is extracted from deep underground via a series of abstraction wells. The water that is extracted is saline groundwater and has to be treated using reverse osmosis. This process, with the addition of three fluoridefree chemicals, makes the water safe to

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drink straight from the tap. All chemicals added to the water are approved by the NSF International (formerly National Sanitation Foundation) for potable water use.

Cayman Water serves the Seven Mile Beach and West Bay areas, while the Water Authority serves the rest of Grand Cayman and Cayman Brac with piped and trucked water. Currently, piped water is only available to customers on the western end of Cayman Brac while the remainder is served by water trucks. Water Authority will continue to expand its network in Cayman Brac, with a new Bluff water works facility.

Both companies require you to fill out an application, present your Land Registry form for proof of ownership and pay a non-refundable connection fee that varies according to the size of your water meter. Please note that both companies only allow property owners (not renters) to apply for water service. If you are a tenant, please arrange with your landlord to receive duplicate billing.

Always be sure to inspect your home regularly for dripping taps and ‘phantom flushing’ toilets to avoid an unexpectedly high water bill. CostWatch provides monitoring services that allow you to track and control utilities to keep costs within budget. If you had a leak or running toilet, CostWatch would highlight this immediately. If you do suspect a leak, contact a licensed plumber as soon as possible.

At Cayman Water, in September 2022, the first 3,000 US gallons for a residential customer was charged at CI$18.98/1000 gal. Anything above that costs CI$22.77/1000 gal. An energy adjustment factor surcharge is applied each month that varies according to the cost of electricity. Monthly meter charges also vary depending on the size of the meter, from CI$3.50 to CI$40 for meter sizes ranging from 5/8” to 6”. Cayman Water’s website provides additional information to customers, such as current water quality data and answers to frequently

asked questions (www.caymanwater.com).

At the Water Authority-Cayman, the first 12 cubic meters (m³) (approximately 3,200 US gallons) is charged at CI$4.34/ m³. Anything above that costs CI$5.57/ m³. In addition, there is also a statutory fee of $0.22/m³, and an energy adjustment factor charge (that varies monthly and covers the fluctuations in the cost of electricity to produce the desalinated water). Monthly meter charges also vary depending on the size of the meter, from CI$5 to CI$58 for meter sizes ranging from 20mm to 150mm. The Water Authority’s website (www.waterauthority.ky) allows property owners to register for an online account and pay their bill electronically. For emergencies outside of business hours, call (345) 946 4357.

Bottled Water

Locally bottled water is clean, affordable and comes in large blue reusable BPA free five-gallon bottles that are delivered to your home or office by the water company. You can also buy imported bottled water from grocery stores although this is being strongly discouraged as most of the plastic is not being recycled. Alternatively, you can install an under-the-sink water filter system for well water or city water. The ‘City Water Filter’ from Ion Faucet removes all the chlorine that is put in desalinated water, and you can add a remineralising filter to put in the minerals that desalinated water does not have. See www.ionfaucet.com.

Flowers Bottled Water

172 Seymour Drive, Industrial Park, GT Tel: (345) 949 8688

Email: sales@flowerswater.com

Sells purified, chlorine-free water in five-gallon BPA-free bottles. They deliver to homes and offices or you can pick up five-gallon bottles from convenience stores and petrol stations Island-wide. SEE AD THIS PAGE

Bulk Water

Flowers Block

184 Seymour Drive, Industrial Park, GT

SETTLING IN 10 » www. caymanresident .com 141

FAST. SIMPLE. HASSLE-FREE.

Tel: (345) 623 0000

Email: customerservice@flowersgroup.com

Offers bulk water for those who need their cisterns filled. They also provide pool water.

INSURANCE

Cayman has a wealth of insurance companies that can provide coverage for your home, car, boat, aircraft, life, health, property, contents, liability and much more.

Boat Insurance

Refer to the Boating chapter for a list of companies that offer boat insurance.

Car Insurance

Refer to the Transportation chapter for more information and page 144 in this chapter for insurance providers.

Health Insurance

Under the law, all residents of the Cayman Islands must have health insurance, and all employers should ensure that their employees, their employees’ unemployed spouses and dependent children residing on-Island are also covered.

The options for coverage range from the basic Standard Health Insurance Contract (SHIC) to premium plans that cover everything and cost significantly more. The Law states that the employer must cover at least 50% of the cost of the employee’s basic plan but they are not obligated to cover any of the costs of eligible dependents. Therefore, knowing how much the health insurance deductions will be each month is crucial to working out if you can afford to live here.

The basic SHIC plan is not expensive: the cost for an individual is in the region of CI$167 per month, for a couple CI$300CI$500 and for a family CI$500-CI$610, with higher rates possible based on ages and risks of the insured person(s). If you would like to add dental and vision coverage, then that costs approximately CI$30-CI$75 more per month per individual. However, the SHIC benefits are basic, so make sure to ask for a summary of coverage benefit

SETTLING IN 10 142 CAYMANRESIDENT 202 3 »
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outline from your company.

Many companies will also offer an enhanced or premium plan as their main plan or as an option, but the cost for this can be in the region of CI$450-CI$1,200 per individual per month, with double this rate per couple and triple this rate for a family. Make sure to ask how much of this you will be expected to pay.

Health insurance rates depend on the size of the group, the age of the employees, the types of pre-existing conditions and whether it is a SHIC, mid-tier or premium plan. Rates will increase each year due to inflation plus if there are on-going major claims. The good news is that premium plans always offer global coverage, and the benefits are very extensive. The basic SHIC plan mainly provides on-Island care, and usually will only offer overseas care when treatment is not available in Cayman. The coverage for dental, prescriptions, out-patient doctor’s visits or diagnostic procedures is also limited.

Employers or individuals seeking

coverage may consider using a broker’s services to see which insurance plan would work best. They don’t charge, they do all the leg work and serve as your advocate for claims matters too. Your doctor, pharmacist and/or dentist may also have some valuable advice as well.

For more information and to see a list of health insurance providers and brokers, please see the Health and Wellness chapter.

Home Insurance

The average cost of annual house insurance is based upon a percentage of the property value and generally, includes liability insurance. Waterfront properties may attract higher insurance rates depending on the value of the property, their proximity to the water, storm-protection features, and height above sea level. Storm protection is treated as a separate peril with a different and larger deductible calculation. If your property is part of a strata corporation, the building must be insured in the name of the strata. Each owner then pays a portion,

usually based on square-footage, which is often included in the monthly strata fees. Some unit owners may seek additional protection.

The Cayman Islands Government charges a flat rate of CI$12 stamp duty on all insurance policies, plus an additional Stamp Duty fee of 2% of the premium for policies covering immovable property. This means that if you purchase or renew an existing policy on your home and the premium for the house is/was CI$5,000, you will pay stamp duty of CI$112 (2% of CI$5,000 plus CI$12). The fee is due in full at policy inception and does not go to the insurance companies. Shop around for an insurance rate to suit your needs.

Contents Insurance

Budget for about CI$500 per CI$35,000 of coverage. If you are renting a property, your landlord may have insurance to cover the contents provided in your unit, such as appliances, but anything belonging to you needs to be covered by your own policy.

SETTLING IN 10 » www. caymanresident .com 143
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The risk of theft in Cayman is relatively low; however, due to the chance of flooding and hurricane damage, contents insurance is recommended.

Insurance companies suggest you make a list of all your home contents and personal possessions, including relevant serial numbers, and the current replacement cost for each article. Photographs of items and their serial number labels stored on the cloud are a good thing to have in case of loss. These reviews will ensure you do not inadvertently under-insure your contents. The consequences of under-insuring your contents are simple: if the insurance company finds you have insured your contents for CI$10,000 when they are really worth CI$20,000, and your loss is CI$5,000, then they will only reimburse you CI$2,500 minus the deductible. This is called the condition of average and is not unique to Cayman. You should review your insured items list every year to update the values, as these details will assist in faster claims settlements. Under-insurance is also applicable to your home insurance. You need to ensure your property rebuild valuation is current and the sums insured are adequate, especially in the current environment of high construction costs.

If you own property that is part of a strata complex, you will need to examine the policy to determine where the coverage extends, e.g. your kitchen fixtures may or may not be covered by the strata’s building insurance. If not, you will have to insure your kitchen appliances and fixtures yourself.

Travel Insurance

If you are looking to travel, you might want to consider travel insurance. Please refer to the Travel chapter for more information.

SETTLING IN
Insurance Providers & Brokers Aon Risk Solutions (Cayman) Ltd. Tel: (345) 945 1266 Email: aoncayman@aon.com www.aoncayman.com Risk management and broker services providing customers with comprehensive For generations, CIC has been providing comprehensive insurance - for life, health, property, motor and more. Join the circle of life. Enjoy peace of mind now and in the future. MARINE PROFESSIONAL INDEMNITY LIFE GROUP HEALTH HOMES & COMMERCIAL PROPERTIES MOTOR LIABILITY CONSTRUCTION INSURANCE DIRECTORS & OFFICERS LIABILITY Cayman Business Park, 10 Huldah Ave (Thomas Russell Roundabout) P.O. Box 10056, Grand Cayman KY1-1001 www.cic.com.ky GRAND CAYMAN (345) 949-4657 (345) 949-8137 CAYMAN BRAC (345) 948-1382 (345) 948-1380 Cayman Insurance Centre LTD. Insurance Brokers Comprehensive Plus (Private Car policies only) Add an extra layer of protection with ICWI’s

insurance solutions. Offerings include but are not limited to strata, business and liability insurance, contractor’s all risk, homeowners, and marine insurance plus health, life and disability policies for employer groups.

SEE AD PAGES 41 & 303

Balderamos Insurance Services

Tel: (345) 945 3450

Email: bis@candw.ky

Bogle Insurance

34 & 35 Pasadora Place, Smith Rd, GT

Tel: (345) 949 0579 or (345) 623 0579

Email: service@bogleins.com

Since its inception in 1988, then offering only property and health insurance, Bogle has evolved into a comprehensive insurance provider. Their services include property, health, life, motor, marine, business/ strata and builders’ liability coverage. Bogle is a wholly Caymanian-owned and operated firm equipped with a wealth of knowledge in the local and international markets. SEE AD PAGE 143

CG BritCay

BritCay House, 236 Eastern Avenue GT

Tel: (345) 949 8699

Email: info_ky@cgcoralisle.com

www.cgcoralisle.com

For more than 35 years, CG BritCay Insurance has been known as a company that offers security, stability and great customer service. Products offered include property and casualty (home, motor, marine, travel and commercial insurance), health insurance and employee benefits, life insurance and pension services.

SEE AD THIS PAGE

CINICO

Cayman Centre, Airport Road, George Town

Tel: (345) 949 8101 (Grand Cayman)

Tel: (345) 948 8101 (Cayman Brac)

www.cinico.ky

A Government-owned insurance company offers the Standard Health Insurance Contract (SHIC plan) to all residents of the Cayman Islands, as an individual, couple or family.

17 Vibert Bodden Drive, off Shedden Road, GT Tel: (345) 949 7028

Email: askus@caymanfirst.com

www.caymanfirst.com

Cayman First offers a full line of general insurance products and affordable group and individual health insurance products that respond to the changing needs of individuals, households and businesses. Insurance products include health, home, motor, marine, casualty and commercial. SEE AD PAGE 146

Caribbean Alliance Insurance

203 Alissta Towers, North Sound Road, GT

Tel: (345) 949 9744

Email: aleisha.lalor@caribbeanalliance.com

www.caribbeanalliance.com

Products: Home, Contents, Motor, Liability, Business and Marine. SEE AD PAGE 142

Cayman Insurance Centre (Insurance Brokers)

Cayman Business Park, Unit A3, 10 Huldah Ave

Tel: (345) 949 4657

Email: info@cic.com.ky or www.cic.com.ky

We’re like packing a box and everything fits perfectly.

In other words, you can get everything you need in one place. At CG Britcay, we can help you protect your personal belongings, motor, home, health and more, all in one convenient location. To learn more, visit cgcoralisle.com

Cayman First Insurance Company

Cayman First Centre

SETTLING IN 10 » www. caymanresident .com 145
cgcoralisle.com |   @cgcoralisle Good Like That. British Caymanian Insurance Company Limited BritCay House, 236 Eastern Avenue, P.O. Box 74, George Town, Grand Cayman KY1-1102, Cayman Islands tel: 345-949-8699

Products: life, group health, individual health, property, motor, liability, professional indemnity. SEE AD PAGE 144

Gallagher Insurance Brokers (Cayman) Ltd.

Tel: (345) 945 0030

Email: gc_generalinfo@ajg.com www.cgmgallagher.com

Gallagher Insurance Brokers (Cayman) Limited in the Cayman Islands (formally known as Briat) is focused on providing insurance broking solutions and risk management services to a range of commercial customers, including group health and executive homeowners. With Gallagher’s extensive relationships throughout the industry, they can place into both the regional insurance and international speciality markets.

SEE AD PAGE 85

The Insurance Company of the West Indies (Cayman) Limited (ICWI)

Tel: (345) 949 6970

Email: cayman@icwi.com www.icwi.com

Products include motor, property, casualty,

liability and marine. Ask about REACT, family pack, uninsured motorist, accident forgiveness and alternative transport under motor policy.

SEE AD PAGE 144

Island Heritage Insurance Company, Ltd.

Tel: (345) 949 7280

Email: customercare@islandheritage.com.ky www.islandheritageinsurance.com

Insurance providers for home, motor, yacht, commercial property, liability, contract works and pension.

SEE AD PAGES 142, 173 & 279

Marsh Management Services Cayman Ltd. (Marsh)

Governors Square, 23 Lime Tree Bay Avenue Main Tel: (345) 949 7988

Email: caymanoffice@marsh.com www.marsh.com

Marsh provides clients with a single source for risk management services. Their experienced team of professionals can assist by developing a comprehensive employee benefits programme, including group medical

DO YOU HAVE A PLAN?

and ancillary plans. The Property and Casualty team offers insurance including but not limited to strata, marine, homeowners, business and liability insurance, contractor’s all risk and professional indemnity. SEE AD PAGE 306

CG United

Unit 3, The Strand, 46 Canal Point Drive

Tel: (345) 743 1900

www.cgunited.com

Products include motor, home, marine, travel, business and more.

Pensum Services

Unit A7, Cayman Business Park

Tel: (345) 923 6655

Email: insurance@pensum.pro

www.pensum.pro

Pensum has 16 years of experience in international insurance including marine, aviation, commercial and private propertyrelated insurance and health insurance for international crew members. Pensum can also assist in obtaining healthcare professional liability insurance for medical providers.

SETTLING IN 10 146 CAYMANRESIDENT 202 3 » COMMERCIAL HEALTH HOME MOTOR MARINE STRATA What’s rst for you comes rst for us. Contact us at (345) 949-7028 askus@cayman rst.com www.cayman rst.com • Property • Motor • Liability • Health Filling a house with the things you cherish and the memories you have made is what transforms it into a home. Cayman First o ers industry-leading insurance protection that can help you build a plan to protect the lifestyle you have created. We
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uncertainties.

Saxon Insurance

Tel: (345) 947 2966

Email: insurance@saxon.ky

www.saxon.ky

Insurance services include vehicle, property, contents, travel and commercial.

Vanguard Risk Solutions

36A Dr. Roy’s Drive, Cayman Financial Centre

Tel: (345) 949 5836

Email: info@vrscayman.com

www.vrscayman.com

A leading insurance broker in the Cayman Islands for over 35 years providing independent and trusted advice from experienced and qualified professionals. Vanguard offers a comprehensive range of insurance solutions for both individuals and companies including for homes, commercial and condominium buildings, general and professional liability, motor, marine, health and group life insurance.

Life Insurance

Michael Webster is an independent broker who specialises in life insurance. Other insurance providers listed in this chapter may also provide life insurance.

Michael Webster - Life Agent

Tel: (345) 925 5433

Email: michael.webster@cic.com.ky www.lifeinsurance345.com

Michael Webster offers protection for both your mortgage and family. He offers term life, mortgage protection term life and whole life policies. For peace of mind, call for a free, no obligation quote. SEE AD THIS PAGE

Sagicor

198 North Church St, GT Tel: (345) 949 8211

Email: cy_infocayman@sagicor.com www.sagicorcayman.com

Sagicor has operated in the Cayman Islands for over 30 years and is registered with the Cayman Islands Monetary Authority (CIMA) as a Class A Domestic Insurer. It is a member of the Sagicor Group of companies which operates in over 22 countries across the Caribbean and USA. Sagicor offers a diverse

Cell: (345) 925-LIFE (5433)

Email: lifewithmike345@gmail.com

michael.webster@cic.com.ky

www.lifeinsurance345.com

Your home may be your most valuable asset... Protect it today with Home Mortgage Series. Home Mortgage Series Plus MORTGAGE

SETTLING IN 10 » www. caymanresident .com 147

range of life insurance products to fit your individual needs.

PENSIONS

Private (Non-Government) Pensions

The Cayman Islands is different from other jurisdictions when it comes to pensions. There are two pension sectors in Cayman, privately funded pension plans and Government funded pension plans for civil servants (see page 149 for information on Government funded pension plans). The private sector pension plans are funded by employees and employers but are Government-mandated. The National Pensions Act requires both employees and employers to contribute a total of 10% of the employee’s monthly earnings to an approved pension plan. The law states that employers must contribute a minimum of 5% and employees must contribute a maximum of 5%. Those who are selfemployed are required to contribute 10% of their earnings to a pension plan.

In May 2016, the National Pensions (amendment) Act 2016 was passed with over 50 provisions revised. A few of the changes to the Act are:

> Adjusting the normal age of entitlement from 60 to 65 for those who are 47 and younger as of 1st January 2017. Those who were 48 and older as of 1st January 2017 may still retire at 60 (early retirement at 50).

> Raising the maximum annual pensionable earnings from CI$60,000 to CI$87,000.

> Accessing voluntary contributions for housing, medical, educational and unemployment purposes.

> Non-compliance from employers can result in fines up to CI$10,000 and possible imprisonment.

In April 2020, an amendment to the National Pensions Act was passed that enabled workers to access their private pension funds up to a certain amount to assist those who had been financially impacted by the COVID-19 pandemic. The scheme was open to both Caymanians and non-Caymanians, as well as those

who were self-employed.

Under the emergency-withdrawal scheme, private pension members could withdraw from their accounts 100% of their pension funds not exceeding CI$10,000 and 25% of funds in excess of CI$10,000. Those who left the Island after 1st February 2020 were also allowed to withdraw funds from their pensions. Public servants have not been granted access to their government pensions. This scheme ended on 31st October 2020 by which time 43,000 applications had removed CI$489.3 million from their pensions.

The Government also implemented a ‘pension holiday’ retroactively from 1st April 2020 that has been extended a number of times and, at the time of printing, is due to expire on 30th September 2022. It allowed both employees and employers to opt out of pension contributions for the duration.

While the pension withdrawal scheme has been incredibly helpful for those who had their livelihood impacted by COVID-19, some Government MLAs have voiced their concern that it will have a significant knock-on effect some years down the line. In August 2022, it was announced that employees in the private sector would need to increase the payments made into their pension funds due to the current legal amount being insufficient. The withdrawals made during the COVID-19 lockdown and the freeze on mandatory payments have also heightened this issue. The current contribution of 10%, paid between employers and staff, is thought to increase through 0.5% annual increments until the mandatory amount reaches 15% of the employee’s salary. However, these suggested changes have not yet been confirmed by the PACT government and if implemented will not start until 2024.

If you have a query regarding the new Pension Act, call the Department of Labour and Pensions at (345) 945 8960 or visit www.dlp.gov.ky.

148 CAYMANRESIDENT 202 3 »
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Registered Pension Providers

Cayman National Pension Fund

Suite 6201, 62 Forum Lane, Camana Bay

Tel: (345) 640 9263

www.caymannational.com

Chamber Pension Plan

14 Saturn Close, George Town

Tel: (345) 745 7630

Email: admin@pensions.ky

www.chamberpension.ky

Coralisle Pension Services Ltd

BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699

Email: pensions_ky@cgcoralisle.com

www.cgcoralisle.com

Excellent investment returns; competitive administration/investment fees (no hidden fees); contributions allocated and invested every month; personalised and flexible investment strategies; comprehensive employee and employer statements; enhanced access that allows members to verify and make amendments to their account details and investment allocations online.

Island Heritage Retirement Pension Plan

Island Heritage House, 128 Lawrence Blvd

Tel: (345) 949 7280

www.islandheritageinsurance.com

Island Heritage and the BF&M Group of companies offer long-term value through active capital management and careful analysis of risk/return. Pension members are provided with the solutions, resources, tools and guidance needed to develop and manage a retirement strategy.

SEE AD PAGES 142, 173 & 279

RF Bank & Trust

Fidelity Financial Centre, 1 Gecko Link, SMB

Tel: (345) 746 6010

Email: invest@rfgroup.com

Connect on social media: @rfbanktrust

www.rfgroup.com

The RF Pension Plan is the ultimate group pension plan for all employers. When you join the defined contribution pension plan, your team has automatic access to and exclusive discounts on all of RF Bank & Trust’s investment

products. Secure a top-performing pension and provide your staff with the tools to create and manage wealth.

SEE AD OPPOSITE PAGE & PAGE 62

Silver Thatch Pension Plan

(Powered by Saxon Pensions)

Saxon Centre, 14 Saturn Close, Eastern Avenue

Tel: (345) 943 7770

Email: support@silverthatch.org.ky www. silverthatch.org.ky

Public Service Pensions

Civil servants and other public servants are members of the Public Service Pensions Plan (PSPP), which is administered by the Public Service Pensions Board (PSPB). This means that 15 ministries and portfolios of the Cayman Islands Government, along with 13 statutory authorities and Government-owned companies are actively participating in the PSPP. As the largest pension administrator in the Cayman Islands, the PSPB oversees pension accounts for over 10,000 individuals, with over 1,800 of these members being pensioners.

The PSPP has both defined benefit and defined contribution components. Any member who joined the PSPP prior to January 2000 is part of the defined benefit plan portion. Individuals who join the PSPP after January 2000 are part of the defined contribution plan. This means that if you are looking at starting employment with one of the PSPP’s participating employers, you will join the defined contribution plan.

Contributions & Rate of Return: For plan members of the defined contribution plan, contributions of 6% will be deducted from your salary or wages and will be credited to your employee contribution account. A further 6% of your pensionable earnings will be credited to your employer contribution account on your behalf by your employer. The balances in both these accounts will increase each year based on a credited rate of return, which is calculated from the average of the rates of return

received on investments for the previous three years, net of expenses.

Retirement Options: Your age, years of service and Caymanian status are all factors that will determine your retirement options, or options available to a plan member if they leave the PSPP before becoming eligible to retire. The normal retirement age is 65, but early retirement options are available for plan members with at least 10 years of qualifying service. Upon electing to retire, a plan member can collect a full monthly pension, or they can elect to commute up to 25% of their benefit as a lump sum and receive a reduced monthly pension.

If a plan member is no longer employed with a participating PSPP employer and they are not eligible for retirement, they have options to leave their accrued benefit in the Plan until retirement, transfer it to another approved plan in the Cayman Islands or request a cash-out of their accrued benefit. Of note, the cash-out option is subject to satisfying specific conditions relating to a non-Caymanian no longer working and residing in the Cayman Islands.

Public Service Pensions Board: If members want to find out information specific to their pension, they can meet one-on-one with a PSPB member services officer. Walkin service is available Monday to Friday or by appointment at either of the PSPB offices. The PSPB Grand Cayman office is located at the Government Administration Building (133 Elgin Avenue) in George Town and the PSPB Cayman Brac office is located at 5 Dennis Foster Road in Cayman Brac. For more information on the Public Service Pensions Board, call the PSPB on (345) 945 8175, email pspb@pspb.ky or visit www.pspb.ky.

SETTLING IN 10 » www. caymanresident .com 149
THE
in the
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Home

The 2021 Census Report was published in late July 2022, and it shows that the population of the Cayman Islands has grown by 29.2% over the ten years since the last census in 2010 to a total population of 71,105 residents. This figure breaks down to 34,921 people living in George Town, 15,335 people living in West Bay, 14,845 people living in Bodden Town, 1,902 people living in North Side, 1,846 living in East End and 2,257 living in the Sister Islands. It implies that the annual growth rate of Cayman's population is 2.4% which is its lowest since the 1979 Census when the implied growth rate was 5.8%. However, the volume and scale of open market transfers on property and land have far exceeded this annual percentage increase. According to the Cayman Islands Government's Land Registry, there were 2,730 open market transfers in 2021, which was a 90% increase on 2020, and during the first half of 2022, real estate sales were 10% higher over the same period in 2021. These numbers suggest that the total value of real estate sales in 2022 will beat the CI$1,476 million recorded in 2021, which was already up from CI$700 million in 2020.

Real estate agents consider this a seller’s market due to the low inventory and great demand, but inflation, triggered by the massive rise in fuel costs as well as the shortage of materials for building and problems with supply chain issues, all mean that while property prices are at a record high, a recession may well decrease the demand

FINDING A HOME 11 150 CAYMANRESIDENT 202 3 »
Overview of Cayman’s residential areas, renting guidelines, resources for finding a place to live, buying a property and temporary accommodation.
Finding a
Overview of the Property Market 150 - Homes & Land 152 - Condos & Apartments 152 - New Developments 152 - The Real Estate Industry in Cayman 156 - Legal Overview 156 Overview of Residential Areas 158 - Grand Cayman 158 - Cayman Brac 168 - Little Cayman 169 Buying a Property 170 - Stamp Duty & Other Charges 171 - Legal Conveyancing 172 - Mortgages & Borrowing 173 - Insurance Required for Mortgages 173 - Strata Titles 173 - Property Valuations & Appraisals 173 - Pitfalls to Avoid 175 - Home Inspections & Site Surveys 176 - Property Management Services 176 - Realtors - Sales 177 Renting a Property 180 - Starting Your Search 180 - Related Costs 180 - Realtors - Rentals 181 Temporary Accommodation 181
OVERVIEW OF THE CAYMAN PROPERTY MARKET Photos courtesy of Jonathan Sparrow, Remax Cayman & Design Cayman
| | |

side of the equation, and with higher interest rates announced in July 2022, more properties might become available. However, at the time of writing (August 2022) there is still a strong demand for properties in Cayman.

The most recent Government initiative for Caymanians is the availability of loans at a 3.75% fixed interest rate for two years through the Cayman Islands Development Bank (CIDB) for properties costing up to CI$600,000. The problem is that the inventory of homes in that price range is very limited.

Homes

According to Charterland's annual property report, there are only a few hundred single family home property sales in Cayman each year. The vast majority of property sales are for condos and townhouses. However, of what was recorded, there was an upward trend in the value of property sales, showing that the increase in sales is now very much Island-wide. In Savannah, the average sale price in 2021 was CI$221 per square foot (psf) which is a significant increase of 31% over the preceding year and 139% over 2015. In West Bay, the average sale price was CI$231psf which is 6% higher than in 2020 and an 89% increase compared to the average sale price in 2015. However, inventory is somewhat of a problem as the number of properties for sale has dropped by 15% year-onyear, despite the demand still being there. Island-wide there was an 18% increase in the number of homes sold in 2021 over 2020, and the number of total sales in 2022 for single family homes is projected to be down 14% from 2021. However, the general upward trend in pricing continues with 2022 sales prices being projected at 10% higher than 2021.

Land

Land continues to be in high demand but rarely comes onto the market, and when it does, it does not stay on for long. Land prices in Crystal Harbour, a high-end,

canal front sub-division, saw a dramatic price increase of 34% between 2020 and 2021 with an average sale price of CI$52.12psf compared to CI$38.90psf in 2020. The lack of inventory as house lots get built out in this maturing subdivision is the most likely factor driving such significant increases in value. Grand Harbour has been another very popular area for house lot sales, with the average sale price being CI$32.20psf which is an 8% increase on 2020. In 2015, house lots in this area were selling for CI$17.97psf which shows a 79% increase from 2015 to 2021. Land in Savannah has shown a huge 64% increase from 2020 to 2021 with average sale prices of CI$12.83psf in 2021 compared with CI$7.83psf in 2020. Land prices in Frank Sound have also risen from CI$4.95psf in 2020 to CI$5.71psf in 2021. In Cayman Brac there were 27 land sales in 2021 compared to only seven in 2020, six in 2019 and five in 2018. The average sale price is only CI$2.15psf in Cayman Brac which is only 5% higher than the average in 2020. Over the past 12 years, Cayman Brac has been the only place in the Cayman Islands where land prices have remained stable.

Condominiums & Apartments

When considering the market for condominiums in the Cayman Islands, it is often worth noting that there are two main sectors: condos located on Seven Mile Beach, which are often bought by overseas residents and are usually for 'daily rental' investment purposes, and others which are often inland apartments and townhouses. As our 'New Developments' section shows, there is an ever growing inventory in these condos.

Condos on Seven Mile Beach have risen in value by an average of 189% since 2015, which is the year that property values in general along the Seven Mile Beach corridor really started to escalate significantly. There were two condo sales in The Pinnacle in 2021 with an average sale price of US$3,284,954 which is a 10% increase on the average sale price in 2020,

and a 64% increase on 2015. There were four property sales in the Discovery Point Club in 2021 with an average sale price of US$1,539,910 which is an 8% increase on the average sale value in 2020 and an 189% increase since 2015.

Inland apartment complexes with 2 and 3 bedroom units have also seen a steady increase in price. These units are usually acquired for owner-occupation or for long-term rental income. The Retreats in George Town are a good indicator of how prices have risen between 2020 and 2021. Of the 185 property sales, the average price of a 2 bedroom unit in 2021 was CI$355,645 which is a 17% increase on the average sale price of CI$304,263 in 2020, and an 84% increase on average prices in 2015.

New Developments

Currently under construction and selling for good value is the 10 storey Grand Hyatt Residences located on Pageant Beach, George Town. The 351 room hotel will contain 167 residential units and amenities including five on-site restaurants and bars, a sandy ocean lagoon and a world-class spa and fitness facility. Studios and one to three bedroom units are priced between US$643,000 and US$7.1 million. Also along the Seven Mile Beach corridor, Baraud Development introduces Lotus at Canal Point, an intimate Zen-inspired community of only 20 luxury townhouses, which is now sold out. The Watermark, with construction well underway, is going up between the existing Avalon and Harbour Heights complexes and will provide residents of the 54 unit development with five-star, resort-style amenities and services. With 90% sold there are a few three and four bedroom units available, with prices ranging from US$8.7 to US$22 million. Lacovia was to be redeveloped into a threebuilding, multi-storey, contemporary development comprising of three to five bedroom units, all outfitted with luxury appliances and bespoke finishes. The initial project has fallen victim to inordinate rising costs over the past two years and the

FINDING A HOME 11 152 CAYMANRESIDENT 202 3 »
Lacovia Seven Mile Beach, Grand Cayman MLS#: 414593, 414592, 414594 Discover your masterpiece. Christie’s International Real Estate’s and Provenance Properties’ curated networks of property specialists are trusted advisors in the art of connecting buyers and sellers of fine homes. Call +1.345.640.7000 or visit provenanceproperties.com.W MEMBER OF CIREBA when others see a we see a HOUSE WORK ART of

project is now being reconsidered.

New developments in West Bay include Aqua Bay, which is now nearing completion and will offer residents modern beachfront luxury that seamlessly blends indoor and outdoor living spaces. With only 10 units split across 10 storeys, residents can choose from four different, full-level floorplans, each benefitting from large private waterfront terraces. The North West Point area in West Bay has seen a substantial amount of development. Currently pre-selling is Serrana which is an upcoming ultra-modern, low-density development with only 18 residences, each with panoramic ocean views. Prices start from CI$3 million. Nearing completion is SeaDreams a luxurious eight unit, four storey oceanfront boutique complex that is also located on North West Point Road. With only four storeys and two units per floor, residents will enjoy large living spaces and fantastic views and amenities including a pool and BBQ area. Salt Air Townhomes, with 2, 3 (+ dens) and 4

B

bedroom configurations, present a great opportunity to purchase a brand new preconstruction townhome in the family and pet-friendly, private gated neighbourhood of The Shores. Just off the new by-pass in the Batabano area, you’ll find The Meadows at Batabano, which redefines Island living, combining old Caymanian design elements with modern functionality and facilities. Choose between 1 and 3 bedroom units.

George Town recently saw the first 10 storey 175 unit residence, called ONE|GT, breaking ground, and there has been lots of interest in this project with its grand café, signature terrace restaurant, full range of resort amenities and Cayman’s first luxury SKY Club. Nearing completion, and sold out, is The Bentley, conveniently located near the airport. It features a fully gated community and is comprised of two and three bedroom townhouses. Catalina Bay presents a unique opportunity for oceanfront living adjacent to the airport and The Barcadere Marina. Residents will enjoy 800ft of sea frontage, and a 170ft

P AL M S

freeform pool. Three-bedroom units start from US$1.7 million. Scheduled for completion in 2023 is Kailani, Cayman’s first luxury wellness and business boutique hotel, developed by the NCB group in partnership with the Curio Collection by Hilton™. Investors will have access to their suite for two weeks per year for their own personal use. Kailani's one and three bedroom suites range from US$575,000 to US$5 million.

South Sound remains a developers' favourite with Davenport Development introducing the now sold out Bahia, where residents can enjoy amenities typical of a high-end resort, boasts open roof terraces, an Olympic-sized training pool and 200m resort pool, tennis courts, yoga studio, a clubhouse and a full-time, on-site property manager. Phase 1 is now complete at Indigo Bay, a luxury development comprising of 29 ocean-view villas located in eastern South Sound. Communal amenities include a private dock and gazebo, pet-friendly Indigo Park, roof top patios, a jacuzzi and an on-site, multi-purpose community centre. Pricing is between US$890,000 and US$1 million. With just a few units remaining and priced at CI$725,000, Privé by Baraud Development, is a complex of 36 townhouses and 16 villas nestled within a six-acre South Sound site. Amenities include an on-site water park. Nearby, The South Sound Collection is carefully designed to allow for decadent exclusivity in the heart of South Sound. Choose from four bedroom, five bath townhouses, each benefitting from private rooftop terraces and unobstructed waterfront views.

With water views and located in Tropical Gardens is Allure, which will hug the coastline and offer unimpeded views of the North Sound for sophisticated Island living at its best. Featuring two and three bedroom luxury condos and a wide range of amenities, pricing starts from US$870,000. Nearby in the Red Bay area, is the now sold out Paraiso, built by Smith Development. This exclusive, residential community is located on the serene banks of the North Sound and offers indoor/

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L U
L AS T UN IT LE F T ! Conch P oint, West Ba y , Cayman Island s Waterfront Center, N Church St, George
(345) 323 4550 l info@modrealtycayman.com l modrealtycayman.com Welcome to Blue Palms, a gated community with only 8 private villas, offering peace of mind, optimum in luxury and class. Th s gorgeous 4 bed unit is slated to deliver elegance and fine finishes, open floor plan and custom details including a spacious contemporary kitchen with waterfall quartz countertop, beautiful selections of Azuvi tiles Located on the second floor is 3 bedrooms & 2 baths and each room offers custom fitted closets, and 4th bedroom located on the ground floor The relaxing roof top terrace provides views into the beautiful Caribbean sea. Enjoy he island breeze on he roof deck complete with a BBQ, Pergola and jetted Hot Tub Blue Palms is complimented with energy efficient appliances and amenities, solid build ICF insulation, and impact rates doors and windows. Construction scheduled for completion 2023 Located in close proximity to world class Tourist attractions, r estaurants and beaches including Turtle Centre Dolphins Cove and Barkers Beach Blue Palms Villa #1 4 bed & Den 3 bathrooms 3404 Square Feet Swimming Pool Roof top Terrace Covered Parking Gated Community
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Introducing Kapok

Camana Bay’s latest residential development features 89 fully furnished apartments for long-term lease from studios to three-bedrooms. Amenities include a pool overlooking the ocean, outdoor kitchens, a rooftop observation deck and yoga lawn and rentable guest suites.

Camanabay.com

Call +1.345.640.3600 or email kapok@camanabay.com to enquire about availability. Contact us

do not even exist in Cayman. Vacant land can be owned and held for future investment potential. To date, Cayman real estate has proven to be an attractive and profitable investment. Owning land in the name of a corporation is possible, but strict rules apply and a lawyer’s advice is essential. Buildings are subject to a series of planning permissions and building permit approvals. These are monitored by the Cayman Islands Central Planning Authority and Building Control Unit, which carries out plan reviews and onsite inspections that relate to the site, building, plumbing, mechanical and electrical works. There are also requirements for structural engineers to take into consideration such as seismic design principles depending on the building heights and purpose of the building. Construction materials have to be imported and are subject to duties that range from 15%-22% on the landed value, which includes duty on the shipping costs. Consequently, the cost of building is considerably higher

than in places where materials are more readily available. Refer to the Building in Cayman chapter for a detailed guide on building a residential property, as well as a list of building professionals in the Cayman Islands.

Attorneys are usually used by a purchaser to aid in understanding the difference between our system and what they are familiar with back home. An attorney can also help with more complicated transactions and ensures that the somewhat archaic procedures required by the Cayman Islands Land Registry are more easily negotiated. The biggest difference between a purchase here as opposed to most other jurisdictions is the stamp duty, which is a 7.5% fee based on the Cayman dollar price of the property. It is paid to the Government after closing on each transaction in order to register your title and it is normally paid by the purchaser.

Seven Mile Beach (SMB)

SMB is divided into two areas: the beach and across the road from the beach. Both are ideal locations within walking distance of restaurants, bars, nightclubs, shops and Camana Bay's town centre, and soon there will be a new private hospital, Health City, which broke ground in the first quarter of 2022 and is being built on a 70,000sq ft site near Camana Bay There are many apartment complexes on Seven Mile Beach itself, but most are rented out for short-term, daily rentals. However, some offer long-term rentals like George Town Villas, The Grandview, Sunset Cove, Laguna del Mar, Seagull Condominiums,

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FINDING A HOME 11 158 CAYMANRESIDENT 202 3 »
OVERVIEW OF RESIDENTIAL AREAS IN GRAND CAYMAN
W EST BAY RO AD SEVEN MILE BEA CH

The Sovereign and The Pinnacle. Monthly rental prices in this area range from a low of US$3,500 to a high of US$35,000+. Areas like Snug Harbour, Parkway, Governors Harbour, Canal Point, Crystal Harbour and the Cayman Islands Yacht Club are all nice places to live and popular with families, though the prices of properties can vary significantly. There are many four bedroom houses in these areas but you can also find upscale two and three bedroom apartments in a few of them. Properties are usually well maintained and professionals tend to rent or buy them. These neighbourhoods around Seven Mile Beach are generally quiet areas, near to restaurants and the beach. There is also a very good school in Camana Bay called Cayman International School, which follows the International Baccalaureate education system and can accommodate over 1,000 students from ages 2 to 18.

Britannia apartments are popular and vary in price, but based on the large number of units you can usually find a motivated seller. Apartments have either canal, pool or park views and the property is within walking distance of Camana Bay and all its great facilities.

OLEA is a new waterfront neighbourhood to the south of Camana Bay's town centre with 124 residences, lovely landscaping, a lazy river and a resort-style pool, and has shared amenities including a children's playground, community herb and produce garden and a gym, and you can walk to Camana Bay for the supermarket, cinema or restaurants.

Snug Harbour lies to the east of West Bay Road and is reached from the Esterley Tibbetts Highway. This is a sought-after residential area and is very popular with families. As well as being family and dog friendly, Snug Harbour has the advantage of being close to Seven Mile Beach and Camana Bay with easy access to George Town and West Bay. The area has two roads, Jennifer Drive and Andrew Drive, which run parallel West-East and finish at the North Sound. There are a number of

FINDING A HOME 11 » www. caymanresident .com 159
Let us find your place, to call home. Nothing Compares. The Cayman Islands www.SothebysRealty.ky Member of CIREBA Seven Mile Beach, Grand Cayman info.cayman@sothebysrealty.ky +1.345.623.1234 Each Office is Independently Owned & Operated.

intersecting roads in-between. Much of the residential housing consists of detached family homes with gardens, ranging from modest two bedroom homes to more upscale, 5/6 bedroom residences. However, there are several apartment buildings and townhouses here too, particularly towards the North Sound. Residents of Snug Harbour enjoy access to the Snug Harbour Park, consisting of a tennis court, pickleball court, basketball court, a children’s playground and a large grassy park. This is a popular meeting spot for families. Residents can book the tennis and basketball courts online.

Palm Heights Drive lies to the south of Snug Harbour and is accessed through the main Snug Harbour entrance. This is another popular residential location. One side of this road lies on the picturesque Britannia Canal, where you can find a number of attractive residential canal-front houses and apartments. The other side

of Palm Heights Drive consists mostly of detached family homes, some with beautiful gardens. Palm Heights Drive is often mistakenly considered to be part of Snug Harbour, but this is not the case. Whilst residents here use the Snug Harbour Park and playground, they are not able to book the tennis and basketball courts.

Camana Bay

Camana Bay and its town centre are situated on 685 acres that stretch from the sea on Seven Mile Beach to the North Sound on the other side. The design of Camana Bay is based on New Urbanism, a planning model that promotes 'walkability' through a mix of

housing, shops, restaurants, public spaces, schools and parks. Streets and walkways are interconnecting, offering a safe and scenic stroll or bike ride, while shady courtyards nurture social gatherings and a sense of community. Traffic is also minimal and the developer, Dart, has continued that theme, building a four-lane vehicle underpass so pedestrians can safely travel from Seven Mile Beach over the bypass to the Camana Bay Town Centre and waterfront. Designed by a team of award-winning architects and planners, Camana Bay has a contemporary style, inspired by traditional Caribbean architecture and is landscaped with beautiful, mature trees and native plants to give it a distinctly Caymanian character.

Camana Bay has become a very popular place to live simply because it welcomes the return to a traditional style of community, with the Camana Bay Cinema, notable restaurants, Foster’s

Now Leasing

• 24-hour on-call security

• Rooftop pool and BBQ

• Access to car-share initiatives

• Exclusive access to Camana Bay Perks programme

• Underground parking

• Fully furnished

• Pet friendly

• One- and two-bedrooms available

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where life blossoms
+1.345.640.4000 CAMANABAY.COM

supermarket, a weekly farmers market, a yoga, sports massage and physiotherapy studio, bookstore, clothing stores, doctors’ clinics, a 24-hour gym, two schools, residential housing and prestigious office space for businesses. Residential rental options include The Terraces, which are a collection of 63 one and two bedroom apartments (some of the two beds have a den, which could be used as a third bedroom) and over 27 different floor plans. Units are available for long-term rental and are in the heart of Camana Bay’s Town Centre. Beautifully decorated with spacious private balconies, fully equipped contemporary kitchens, state-of-the-art electronics and flat-screen televisions, The Terraces also boast around-the-clock security and property management and video entry lock systems. Benefits for residents include gym membership and secure underground parking with elevator access. Each of the two Terraces towers has its own lap pool and leisure area with freshwater showers, bathrooms, seating areas and an outside kitchen with a high-end gas barbeque. The Terraces are equally popular with families and young professionals and pets are welcome. Kapok is the town’s newest for-rent residential offering, with 89 residences ranging from 561sq ft studios to 1,476sq ft, three bedroom units. Kapok features a modern design, indigenous landscaping, large windows, balconies and terraces and is built to Fitwel® building certification standards to improve occupant health and productivity. Living in Camana Bay is all about the lifestyle it offers more than anything else. It is incredibly appealing to be able to walk everywhere, particularly if your work place is located there, have everything taken care of for you and enjoy access to worldclass dining, entertainment, including concerts and festivals, shopping and children’s activities right on your doorstep.

OLEA, Camana Bay’s first for-sale

FINDING A HOME 11 » www. caymanresident .com 161

residential development, made up of an assortment of condominiums, townhouses and duplexes, is located to the south of Camana Bay’s Town Centre and welcomed its first residents in 2022. Major features of this amenityrich waterfront neighbourhood include the Island’s first lazy river, a resortstyle pool, a waterfront boardwalk, beautifully landscaped common areas, a yoga garden and a fully equipped gym.

Kapok at Camana Bay

Tel: (345) 640 3600

Email: kapok@camanabay.com

www.camanabay.com

Kapok is Dart’s first 10-storey residential for-lease building, located in the heart of the Camana Bay Town Centre. Kapok offers 89 residences ranging from 561 sq ft studios to 1,476 sq ft three-bedroom units and features a modern design, indigenous landscaping, large windows, balconies and terraces. The building is built to Fitwel® certification

productivity.

SEE AD PAGE 157

OLEA (Sales & Presentation Centre)

Market Street, Camana Bay

Tel: (345) 640 6532

Email: olea@camanabay.com

OLEA, Camana Bay’s first for-sale residential development, is an amenity-rich waterfront neighbourhood located minutes from Camana Bay’s Town Centre. The community features Grand Cayman’s first lazy river, a resortstyle pool and the largest solar array of any residential development on Island. Visit the OLEA Sales & Presentation Centre to learn more about its 132 condos, townhomes and duplexes. Open Monday-Friday 9am-5pm (or by appointment).

Provenance Properties Cayman Islands

Market Street, Camana Bay

Tel: (345) 640 7000

Email: info@provenanceproperties.com

As the exclusive affiliate of Christie’s

Islands, Provenance Properties is among the world's leading real estate firms representing buyers and sellers of distinctive properties. Open Monday-Friday 9am-5pm (or by appointment). SEE AD PAGE 153

The Terraces at Camana Bay/Dart

Tel: (345) 640 4000

Email: theterraces@camanabay.com

www.camanabay.com

An exclusive property in the heart of Camana Bay owned by Dart, The Terraces offers residents the ‘work, live and play’ dream. With direct access to all of Camana Bay’s renowned amenities, The Terraces offer modern one and two-bedroom apartments. SEE AD PAGE 160

South Sound

South Sound is still experiencing a boom in development. Take a drive down South Sound Road and you will see numerous developments going up including Bahia, Privé, The Mantras, Q, Karma Seaview and the South Sound Collection. The popularity of South Sound isn’t surprising given its proximity to the water, schools, supermarkets and George Town. It is also home to the Cayman Islands Rugby Club, Tennis Club and Squash Club, a public dock, a government boat launching ramp, beaches and a seaside boardwalk.

Cayman Enterprise City has also begun to build their one million sq ft campus in South Sound which will consist of 100,000sq ft of office space along with residential areas, a school, restaurants and other amenities over a 53 acre site.

One downside to South Sound being such a popular area to live is that the traffic during rush hour can be bumper to bumper the entire length of South Sound Road. Apart from SMB, South Sound is one of the most convenient and, therefore, expensive areas in which to buy or rent on the Island.

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SO UT H SO U N D

There are a number of waterways that cut inland from the North Sound, creating canal subdivisions that are a very nice, more affordable alternative to buying or renting property directly on the oceanfront. If you are planning to buy a boat, you cannot beat the convenience of having a dock right in front of your home or apartment. There are 20 canal subdivisions in Grand Cayman, half of which can be found along the Seven Mile Beach corridor and West Bay, and the other half run east from Prospect to North Sound Estates and the Cays in Rum Point. Canal subdivisions take time to mature and to be built-out and this will have a significant effect on the values that land and homes in these areas can command. Over time, this will change as various subdivisions develop and it is something to think about when buying. The following is a straightforward and honest overview of the various canal subdivisions, which can be classed into five levels, one being the most expensive and five being the most affordable. Some subdivisions straddle two levels and this invariably depends on specific roads within the area and the quality of the homes and landscaping on those roads.

Level 1: Top-of-the-line estate homes. Meticulously maintained with strong covenants and manned security gate. Vista Del Mar, The Ritz-Carlton Deckhouses, Lalique Pointé, Diamond’s Edge and Salt Creek are first in class in these tier-one communities because of their security, exclusivity, attention to detail, wellmaintained public open spaces, amenities offered and the quality of building. The most expensive, non-beachfront homes are found here. Additionally, OLEA, Camana Bay’s first, for-sale waterfront community,

offers beautifully landscaped common areas and access to the highest-quality amenities.

Level 2: Excellent maintenance and services. Luxury homes with a manned security gate and strong covenants.

Crystal Harbour leads this class of the field and has been one of the most actively developed canal subdivisions on Grand Cayman in recent years.

Crystal Harbour has an upscale sub-neighbourhood called Lalique Pointé and the Cypress Pointe North developments. The redeveloped Cayman Islands Yacht Club has benefitted the most from direct access via the Esterley Tibbetts Highway, and residents are taking advantage of its boating facilities and two very good restaurants, Morgan’s and Bàcaro. In due course, a pedestrian trail to Seven Mile Beach will be built. Another Yacht Club addition is the gated waterfront community called Stone Island. Britannia is fading a bit, but is still very well-regarded and

a convenient living location. One important consideration, if you are planning on buying land to build on, is that concrete pilings are required in the house foundations of properties in both the Yacht Club and Crystal Harbour. This raises the cost of construction considerably.

Level 3: Good services with uppermiddle class luxury homes. Well maintained with good covenants.

Canal Point is in this class followed by The Shores and Mangrove Point, all gated neighbourhoods with evening manned security. Governors Harbour has lost its sheen due to the lack of a landscaping buffer from the Esterley Tibbetts Highway and haphazard road maintenance, but this could change. Another canal-front development in the area is Clipper Bay, located between Snug Harbour and Canal Point, it offers quick access to the North Sound.

Grand Harbour is the most conveniently located of the Eastern

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Living
Canal-Front

subdivisions and many of the homes here are high-level properties. There are three distinct areas to Grand Harbour: the older and more developed side called South Reach, which is now a gated community, The Isles and The Estates, both of which have had a lot of recent building. The commercial area of Grand Harbour has a supermarket called Hurley's, two restaurants and a very well-run and popular skate park which gets active in the evenings with 6-16 year olds. A little further east, Patrick’s Island has some older and beautiful homes with mature landscaping and wide, open basins. It also backs onto a huge sway of undeveloped land with numerous dyke roads that lead to the North Sound via numerous inland lakes and are lovely for walking dogs, running and getting away from it all. Sunrise Landing rounds out this level. No houses are built in the Cays yet. Level 4: Decent services with mixed midlevel homes. Older subdivisions like Red

Bay, Omega and Prospect all have their 'good' and 'not as good' sections. As one of the newest projects, Newlands Sound, has the potential to move higher but has no homes yet, though land is for sale. Palm Heights in Snug Harbour has the benefit of looking across at Britannia, but this area contains mainly duplex properties. Canal subdivisions in this level include Palm Heights, Omega and Newlands Sound. Sunrise Landing and the Cays at Rum Point all straddle level 3 and 4. Level 5: Minimal maintenance and either no covenants or these are not enforced. Mid-level to lower-value homes, but most still to a very reasonable standard. All these subdivisions are similar, mixedquality developments. The developers are now deceased, so there is no consistent, ongoing maintenance undertaken. North Sound Estates is farther out but has been quite active due to pricing. Some homes are very nice, but there is too much debris around which keeps prices down. Canal subdivisions in this level include Red Bay, Prospect and North Sound Estates, all of which straddle level 4 and 5, depending on which street you are looking at.

Prospect & Red Bay

ROSPECT & RED BAY

Prospect and Red Bay, which are right next to each other, are two of the fastest growing areas in Grand Cayman. They are close to George Town, various schools and the Shoppes at Grand Harbour, which has various stores, a school, two restaurants, a pharmacy, a large supermarket, Hurley’s Marketplace, and Cayman's own skate park: The Mountain Dew Black Pearl. There is also the new Harbour Walk right next to Grand Harbour which is a mix of residential and retail and includes lots of interesting shops, restaurants and amenities such as a gym. There

are also two banks in the area, as well as the Department of Vehicle and Drivers Licensing, the Cayman Islands Sailing Club, King’s Sports Centre and Powerhouse Gym, the Prospect Playhouse and the Stingray Brewery. The district also has five schools including Prospect Primary School, Red Bay Primary School (which are both Government schools), First Baptist Christian School, Montessori by the Sea and Hope Academy (which are private school).

The commute to town from this area is relatively quick (10 minutes), and the traffic has improved dramatically since two extra lanes were added at the runup to the Hurley's roundabout and on Bobby Thompson Way and the Linford Pierson Highway closer to George Town. Expect the regular commute at the height of rush hour to take 20-25 minutes, but you can shave 10 minutes off that time if you live at Grand Harbour. There are lots of residential homes in this area with a mix of inland, canal front and oceanfront properties. New developments in the area include Arvia, Periwinkle, Paraiso, Aura and Indigo Bay. There are also a few really nice areas to look out for in Red Bay and Prospect. The first is Prospect Point Road, a quiet beachfront community found on a winding road where longtime Cayman residents have built exclusive milliondollar homes. The second area, called Patrick’s Island, is an upscale residential area with canal frontage, where land is still available and many desirable 4 and 5-bedroom homes have been built. The third is Grand Harbour, which is located immediately behind Hurley’s Shopping complex and the nearby retail and residential hub, Harbour Walk. Consisting mainly of canal-front homes to the south is South Reach, a gated community that is almost completely built out. The other side of the canal has The Isles and The Estates. It has been a very active area in terms of new home construction.

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P

W EST BAY

This is a residential area at the top western end of the Island with a long meandering coastal road around the top of it and a maze of narrow streets running through the middle of it. There is a huge mix of different properties from luxury oceanfront homes and apartments, to island cottages and some rather rundown and tired properties in the middle. The canal-front area called The Shores commands premium prices on rentals and sales, as do properties on Boggy Sand Road, the last residential neighbourhood remaining on Seven Mile Beach. New developments like Dolphin Point Club, Oceans 9, Salt Air Townhomes, Serrana, The Meadows and ARZA add new life to West Bay and acclaimed restaurants such as Calypso Grill, Cracked Conch, Macabuca, Tukka West, Ristorante Pappagallo and VIVO offer nice options for lunch or an evening out. The Cayman Turtle Centre is in West Bay as is Cemetery Beach for amazing snorkelling, and the diving from the Cracked Conch restaurant and from Lighthouse Point nearby is also very popular. Divetech, the on-site dive shop at Lighthouse Point, is welcoming, and friendly staff can explain where nearby dive sites are located. They can also take you to the Kittiwake shipwreck.

You can go horseback riding and bicycling along a rugged and littletravelled beach called Barkers, which spans part of the northern tip of West Bay. Barkers Beach is a nice area to get away from it all and is popular with dog walkers and kite surfers. Note the area is closed to vehicle and pedestrian traffic from sunset to sunrise. It currently takes about 10-15 minutes to drive from West Bay to George Town using the bypass.

George Town is the capital of the Cayman Islands. It is located on the southwest corner of Grand Cayman and has a busy port, with an influx of several cruise ships almost daily and cargo ships unloading most evenings. The main roads in George Town are North and South Church Street, which run through town parallel to the sea. Walkers Road has most of the schools on it ( Calvary Baptist, Cayman Academy, Little Trotters, Precious Gems, CIFEC, John Gray, Cayman Prep, St. Ignatius, Sprogs - in that order from the George Town end to South Sound) and also many residential properties. Smith Road, Shedden Road and Eastern Avenue cut through town and run down to the waterfront roads off North and South Church Street. Most of the properties in George Town are mid-range in price. It is a good area to live in if you have schoolaged kids, as the main school areas are on Smith Road and Walkers Road and are five minutes from the town centre. Also, with increasing traffic levels, it means you will avoid the main rush hour traffic jams. Private prep and high schools in this area include St. Ignatius Catholic School, Cayman Prep and High School, Triple C, Cayman Academy, Calvary Baptist Christian Academy and Truth for Youth.

A lovely neighbourhood off Walkers Road where houses occasionally come up for sale (and are quickly snapped up) is the upscale Webster’s Estates. All the homes sit on larger than usual plots, have mature shade trees, large gardens and are architecturally designed. No apartment complexes have been allowed to be built in Webster’s Estates, so there is a quiet community and family feel to the area. On the apartment front, there are many

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condominiums for rent off Walkers Road starting at CI$1,000 for a studio, CI$1,300-CI$2,500 for a 1 bedroom apartment and CI$2,000-CI$2,800 for a 2 bedroom unit. Some of these apartments look and feel dated, so it is worth looking around and not getting discouraged, as there are some gems as well. A few of the nicer options in this area include the townhouses at The Retreats and the L’Ambience complex off Fairbanks Road. The latter has a multitude of mature shade trees, two pools and huge communal grassy areas. These are family-oriented complexes and pets are allowed. Some modern developments have sprung up along Crewe Road, including The Bentley, which sells 2 and 3 bed townhouses. If you are looking for high-end luxury, then check out Casa Luna, SeaView, Oceana and FIN. All are on the waterfront in George Town and offer luxury living for upwards of CI$2 million. New developments include The Bentley, Catalina Bay and ONE|GT

This is another area with both inland and canal-front properties. Sunrise Landings and North Sound Estates (both canal-front areas) fall within Savannah and Lower Valley. These areas are very popular with young families as land is still affordable. You can also easily find canal-front house plots for sale at a reasonable price. Inland you will find that properties on the market in this area are family homes on larger plots with good-sized gardens and lovely shade trees. Savannah is one of the highest-elevated areas of Grand Cayman. The commute times have improved since the East-West arterial road opened and two extra lanes were added at the Hurleys

roundabout. From late-May to early-August the poinciana trees, of which the area has an overwhelming abundance, flower and the sight as you drive through Savannah is breath-taking. Pedro St. James Castle, a national historical site and the oldestexisting structure in Cayman, is also located in Savannah. Countryside Shopping Village, located at the roundabout where the road intersects between Savannah, Pedro and the entrance to Newlands, is the largest central shopping hub in the area. This village of shops has a Foster's supermarket, CNB bank, large pharmacy, medical clinic, liquor store, hardware store, gym, veterinary clinic, dry cleaners, several restaurants and a few other useful stores. Country Corner, next door to Countryside, has additional locations for Cimboco, Chicken! Chicken!, Cafe Del Sol and GNC.

Beach Bay

Beach Bay is on the right just before you get to Bodden Town. It has one of the highest elevations on the Island. If you drive all the way down Beach Bay Road you’ll find Sea Spray Drive, a coastal road with fabulous houses and apartments. One end of the road has a very private but rocky beach, and the sunsets over the bluff at the other end of the coast road are amazing.

Bodden Town

BODDEN TO WN

Those who venture out to Bodden Town love it. It is on the beach, away from the hustle and bustle and the rents are in the

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low to mid-range. The community still has the feel of a small Caribbean town, with a mixture of locals and expats living alongside one another. The beaches are rustic, usually littered with driftwood and dried turtle grass and are lovely places for walking dogs. Although the impression of a long commute may keep the fainthearted away from Bodden Town, it takes just 20-25 minutes to reach George Town if you leave early or late enough to miss the rush hour traffic.

Frank Sound & Cottage

Frank Sound crosses inland as you drive towards Rum Point. It has affordable homes with large properties, and the land is very fertile with mature shade and fruit trees. Another huge bonus of this area is the Queen Elizabeth II Botanic Park and the Mastic Trail, both of which are great to explore, and are located just off Frank Sound Road. It is also the location of the Clifton Hunter High School.

North Side & East End

Edge restaurant, in the village of Old Man Bay, serves great local seafood cooked with a French influence. Their catch of the day is always good, as is their shrimp cooked in a Chablis sauce. Other restaurants include The Caboose (previously Kurt's Korner), which offers grilled fish, stewed beef and oxtail. There is also an Italian restaurant located by Foster’s supermarket in East End called The Italian Kitchen, which provides good, basic Italian cooking, but is not open for lunch and doesn’t take reservations for the evening. In the heart of East End is La Casita and Tukka – an Australian/ Caymanian-fusion seafood restaurant –and Eagle Rays, which is located at Ocean Frontiers. Finally, Vivine’s Kitchen, located on the water, is a rustic little restaurant with good local food served on tables set up in Miss Vivine’s garden. It is packed on Sundays. Fun things to do in the area include diving with Ocean Frontiers, walking the Mastic Trail (bring bug spray, water and good walking shoes), snorkelling off the North Coast (remember it is a

marine park, so don’t break anything off or take anything home with you), exploring the Crystal Caves, beachcombing deserted beaches, kiteboarding, sailing or renting a jetski from White Sand Sports at the Wyndham Reef Resort.

North Side Living

Life on the North Coast involves a long list of trade-offs. Although the distance from town has helped keep the old-time Cayman lifestyle, it is inconvenient for trips to Seven Mile Beach, the airport etc. The prevalent onshore trade winds, which bring cool temperatures most of the year, also bring salt to coat windows and degrade electronics. On the flipside, the lack of neighbours means a lack of ambient light and great conditions for star viewing. Living in North Side can feel like being perpetually on vacation. Almost every house, drive or walk involves a sea view and holiday atmosphere, and many houses are owned by long-term visitors, who have been visiting Cayman

NORTH SIDE & EAST END

This is a beautiful and historical part of the Island. On the way to these eastern districts, you will pass Pedro St. James’ Castle in Savannah, the Queen Elizabeth II Botanic Park in Frank Sound and the Wreck of the Ten Sail in Gun Bay. The residents in North Side and East End are said to be the friendliest in Cayman. The commute time from either East End or North Side to George Town will take at least 40 minutes without traffic. Over the

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FRANK SOUND & CO TT AG E

on vacation regularly for 20 or 30 years. Others are short-term vacationers staying at The Retreat, Island Houses, The Rum Point Club Residences, Kaibo Yacht Club Villas or The Pools of the Kai Condominiums. Residents of other districts, particularly boat owners, often go for staycations in Rum Point/Kaibo houses, especially over long weekends. Many full-time residents in the area are also retired, so very few actually commute into town to work. The journey takes about 50 minutes, but this depends on rush hour traffic. Other residents work locally, primarily in the tourist/hospitality industry. Being relatively far from town means that some forward planning is needed for routine activities. Without a list, one is fated to 'pop back' at least as far as Countryside Shopping Village to pick up forgotten items. Organise your errands to make sure to get all of it done on one day. There is a wide cross-section of society living in the district of North Side. Nobody cares who you are, only if you have something interesting to say!

Rum Point

Eastern side of the lagoon entrance and take a bioluminescence kayak tour with Cayman Kayaks on a moonless night. The commute to George Town will take just under an hour. Although a couple of residents commute by boat across the North Sound, this means you have to leave your car at either end. The nearest supermarket is Foster’s Express opposite The Wyndham Reef Resort in East End, but it is quite small. There is also a small rustic grocery shop, Chisholm’s, on Rum Point Drive.

Rum Point has a beautiful stretch of beach and faces the North Sound. It has shade, clear waters, exclusive million-dollar homes and some more affordable condos. The Rum Point Club can be reached by car, ferry or private boat and is a great place to hang out in hammocks, eat lunch at a picnic table and swim or snorkel in the safe and shallow water right in front of the sun lounger area. On Sundays, the place is jammed and sometimes up to 50 boats are moored off the beach. Nice things to do in the area include paddleboarding, water skiing, kayaking, sailing and taking a boat to the Sandbar to see the stingrays. You can also fly fish the mini sandbar on the

Cayman Kai is just beyond Rum Point. There is a holiday home feel about the area and life is centred around the beach. There are many luxurious houses and a few upscale apartments on the water. Prices in this area are high for large private homes but there are 2-bed condos at the Kaibo Yacht Club that rent for around CI$200 per night. Some residents treat themselves by renting a house or condo here for the weekend. Call Cayman Villas (Tel: (345) 945 4144) to see what vacation rentals they have available. Great restaurants include the chilled out Kaibo Bar & Grill and the upscale Upstairs Restaurant, which has a superb rum collection and a tasting menu with wine pairing. Kaibo also has a coffee shop and sells ice, and fuel for cars and boats. The commute into George Town at rush hour will take well over an hour.

The most easterly of the Cayman Islands, the Brac, is about 12 miles in length and just over a mile in width. Early Scottish fishermen who settled here gave the Island its name. Brac is Gaelic for bluff, named after the limestone ridge that runs down the

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Cayman Kai CAYMAN KAI OVERVIEW OF RESIDENTIAL AREAS IN CAYMAN BRAC
We
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centre of the Island reaching an elevation of 150ft at the eastern end. This is also the highest point on all three Islands. The friendly Brackers share their Island with over 200 different bird species and numerous iguanas. The dramatic scenery and rugged terrain boast a plethora of hidden caves and winding trails that the whole family will love exploring. The atmosphere is tranquil, crime is almost non-existent and the people are friendly and welcoming. Cayman Brac is also famous for its superb diving, which should not be missed.

West End

W EST END (Ca yman Br ac)

In Cayman Brac’s West End you will find the airport, two grocery stores, a gas station and couple of condo complexes. Hence, the north shore of the West End has the highest population of residents on the Island. The famous Russian wreck dive, renamed M.V. Capt. Keith Tibbetts, lies just offshore. The Cayman Islands Department of Tourism Information Centre is located here, as well as West End Primary School (a Government Hurricane Shelter) and the Island’s only airport: Charles Kirkconnell International Airport.

Stake Bay

STA KE BAY (Ca yman Br ac )

On the north side, Stake Bay roughly refers to the middle section of the Island. Stake Bay is the capital of the Island and is where you will find the main Government building, the hospital, the museum, a grocery store and the Island’s

only high school – the highly respected Layman E. Scott Sr. High School.

The Bluff

THE BLUFF (Ca yman Br ac )

The Island’s gentle ascent eventually leads to the limestone cliffs which are its namesake. A lighthouse crowns the 150ft tall seaside edge of the bluff. The birds circling overhead may eventually lead you back inland to the ancient woodlands of the Brac Parrot Reserve. It is home to many endemic flora and fauna species of the Cayman Islands. There are quite a few houses built on the Bluff and it is also home to the Government-owned Cayman Brac Day Care Centre.

Eastern Districts

Continue east to Watering Place, Creek and Spot Bay and you’ll find a true Cayman Brac welcome. “Mom and Pop” stores and small local restaurants showcase authentic souvenirs and traditional Caymanian fare. The Cayman Brac Heritage House is located between Creek and Spot Bay and complements the Cayman Brac Museum, offering re-enactments of our country’s past, with displays showing how islanders used natural resources to create houses and tools. There are two primary schools, Creek Primary School and Spot Bay Primary School, in this area.

OVERVIEW OF RESIDENTIAL AREAS IN LITTLE CAYMAN

Little Cayman is truly little. Ten miles in length and one in width, it harbours a permanent population of fewer than 200. Even though it is a mere blip on the radar, the Island is a formidable destination for diving and offers some

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relaxing pursuits such as beachcombing, bird watching, bone-fishing and chilling in a hammock. The Island does not have a town as such, but the only grocery store, gas station, bank and clinic are all located near the Edward Bodden Airfield on the west.

South Hole

eastern end of the Island, where you can gaze across the water towards Cayman Brac. Heading back on the northern side you will pass by Crawl Bay and Jackson Point. Point of Sand is located at the very tip of Little Cayman and is probably one of the most beautiful beaches in the Caribbean. The sea is crystal clear and incredibly inviting. Just don’t swim there after dusk – sharks also love this spot!

BUYING A PROPERTY

SOUTH TO WN (Little Cayman)

The Island’s most famous diving destinations, the Bloody Bay Wall and Jackson Wall, are both on the north side of this part and are easily accessible to divers staying at any of the resorts or villas in the area. Paradise Villas is the closest, but there are other good options including the Southern Cross Club, Pirates Point Resort, Little Cayman Beach Resort and The Conch Club. Most of the accommodations are within walking distance of the Edward Bodden Airfield. The Booby Pond is the only RAMSAR site in the Cayman Islands (an internationally recognised important wetland) and home to the red footed booby bird. The indigenous Sister Islands’ Rock Iguana also roams freely on the island. There is also a police station, clinic, school and fire station in South Hole.

East Point

EA ST POINT (Little Ca y man)

Buying a property in Cayman has many advantages, not least that if you are staying for some time, mortgages tend to work out cheaper than rent over a three to five-year period. There are no restrictions on foreign ownership of real estate if the property is for personal use and there are no annual property or capital gains taxes. If the property is rented out as an investment, then no tourist tax is payable if the property is rented to residents (although, if more than two properties are owned for rental, there will be additional licences required, namely a Trade and Business and Local Companies (Control) Law Licence). Cayman’s Land Registry office enables transfers to be relatively quick and simple. Every piece of property is registered under a unique block and parcel number, which means every owner is registered and the Government guarantees the accuracy of the entries recorded at Lands and Survey. A potential purchaser may examine the records regarding any piece of property to check whether there are any liens, charges or restrictions on it. Unless stipulated within the covenants for a particular development, there are no time deadlines for building on raw land. The land can be held undeveloped indefinitely and many families are land banking for future generations. Planning approvals are valid for five years following the grant of planning permission. Owing to a global shortage of building materials because of the COVID-19 pandemic, construction timelines have campbellslegal.com

Heading up the road away from South Hole, the Island becomes increasingly a deserted paradise. South Hole Sound is at the border of the two areas, and the beautiful South Shore provides stunning views on the way to Point of Sand at the

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increased over the last year. Allowing four to six months for your architect to design and obtain planning approvals and prices, building can now take upwards of 10 months. See the Building a Home chapter for more information.

Stamp Duty & Other Charges

Stamp duty, which is payable on all real estate transfers and purchases (other than those between close family, aka ‘by love and affection’), is 7.5%. However, a first time Caymanian buyer will pay no stamp duty if the purchase price is below CI$300k (2% if it is over CI$300k but does not exceed CI$400k) and is going to be owner occupied. Stamp duty on bare land purchases by first time Caymanian buyers (with some zoning exceptions) is set at 2% for land that is valued above CI$100k but does not exceed CI$150k. In 2021, the Government changed the approach to assessing Stamp Duty on pre-construction properties. Up to last year, that duty was calculated on the published developer’s price at completion. Note: the law has not changed, just its interpretation. Stamp duty has always been charged on the purchase price or on the market value, whichever is higher, as assessed by the Lands and Survey Department. As real estate prices have gone up, it is very likely that a pre-construction property, with a purchase agreement signed one or more years prior to completion, will be assessed by officials to be worth more than the agreed purchase price. An alternative to the unknown appreciation costs is to pre-pay the 7.5% Stamp Duty, but in that case, purchasers run the risk of the development not going ahead, and stamp duty fees are not refundable! The Duty must be paid within 45 days of a contract being signed or at completion/ possession (when the Certificate of Occupancy is issued).

> 1% charged on mortgages of less than CI$300k and 1.5% on mortgages of CI$300k or higher. You should budget up to 1% for legal and registration fees.

> When you build a house, building permit fees are charged according to the square footage of the property being built.

> When purchasing with bank financing, the bank will require a report on the ‘market value’ of the property. Each lender has its own rules but the report will usually need to be prepared by an approved firm of professional valuation surveyors. Aim to pay in the region of CI$700 for this report.

Know Your Client/Customer

Keep in mind that the sale or purchase of real estate in the Cayman Islands constitutes as Relevant Financial Business for the purposes of Cayman’s anti-money laundering measures. As part of the Know Your Client/Customer (KYC) requirement, your real estate agent or any professional acting in relation to a real estate transaction is required by the Cayman Islands Government to collect your identification details such as passport or driver’s licence numbers and source of funds (by way of a bank statement),

As a full-service law firm in the Cayman Islands, we work closely with our legal specialists to offer a comprehensive real estate service. We act for financial institutions, developers, strata corporations, buyers/sellers and landlords/tenants of residential and commercial properties.

• Property Contracts

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For

as well as other relevant information to finalise the transaction. If you need further information about this requirement, please contact a legal conveyancing professional.

Stamp Duty Exempt ion s on Chattels

Stamp duty is not charged on the furnishings or chattels of a house. If you are not entirely sure how to calculate the value, then call the Lands and Survey Department on (345) 244 3420 and they will be happy to discuss your situation. Check out their website at www.caymanlandinfo.ky for more information.

Legal Conveyancing

Conveyancing is the technical word used to describe the way a property is legally transferred from one person to another. Technically, you can do the conveyancing yourself but if the property is being bought with a mortgage, your lender will insist that you use a lawyer to confirm that the property is free from any liens or other encumbrances and to draft the

appropriate charge documents. A few law firms in Cayman have departments that specialise in conveyancing. Their job is to prepare the paperwork for your mortgage and property transfer. They check that there are no encumbrances such as a mortgage lien, outstanding strata payments or anything else that would hinder the purchasers use and enjoyment of the property. They usually charge 1% of the property value unless a different figure has been negotiated. A typical simple transfer of land takes no more than three to four weeks, with registration of the new proprietor at the Land and Survey Department taking place four to six weeks after that.

Appleby

Tel: (345) 949 4900

Email: cayman@applebyglobal.com

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Appleby is a leading provider of property services in the Cayman Islands. Their property team provides expert legal advice

on all aspects of commercial and residential property, including sales and purchases, leasing, development and property finance transactions. SEE AD PAGE 168

Bedell Cristin

Tel: (345) 949 0488

Email: caymanenquiries@bedellcristin.com

www.bedellcristin.com

Whether a client is acquiring a commercial investment or simply their next home, the Bedell Cristin property team’s first class experience and broad span of expertise will ensure a pragmatic, prompt and proactive service in respect of all your property transactions. SEE AD PAGES 38 & 99

Boddens

Bodden & Bodden Attorneys at Law / Bodden

Corporate Services

Tel: (345) 943 0303

Email: hello@boddens.ky

Campbells

Tel: (345) 949 2648

Email: llee@campbellslegal.com

www.campbellslegal.com

Campbells handles all aspects of property transactional work from sales and purchase to conveyance and related residential and commercial financing for both individuals and corporations. SEE AD PAGE 170

Collas Crill

Tel: (345) 949 4544

Email: cayman@collascrill.com

www.collascrill.com

Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey advising both local and international clients in a full range of property legal services. SEE AD THIS PAGE

FrancisGrey

Tel: (345) 815 2800

Email: cayman@francisgreylaw.com

SEE AD PAGES 79 & 82

HSM

Tel: (345) 949 4766

Email: property@hsmoffice.com

HSM’s property lawyers are always accessible

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during fast moving transactions, providing comfort and certainty to clients regardless of what side of the property transaction they are on. They act for financial institutions, developers, strata corporations, buyers/ sellers and landlords/tenants of residential and commercial properties.

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McGrath Tonner

Tel: (345) 623 2740 or (345) 949 2740

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Mortgages & Borrowing

Most banks and financial institutions in Cayman offer mortgage packages. Interest rates are quoted based on the KYD and USD prime rate published in the Cayman Islands by the retail banks. The prime rate in Cayman normally fluctuates in accordance with changes in the United States Government Federal Reserve rate, also referred to as the 'New York Prime Rate'. Banks usually ask for deposits of between 10%–35% as a contribution towards the purchase price or construction cost. Long term interestonly mortgages do not exist in Cayman. Mortgage amortisation terms are normally offered from 15-30 years, but typically don't exceed retirement age. It is worth comparing what kind of deal the different banks will give you, as a variance of 1% or even 0.5% on your interest rate will make an enormous difference. Banks will usually charge between 1 and 3% above the prime rate, giving the lower percentage rate to those with the greater deposit. Banks also charge a commitment fee of up to 1% of the loan amount and some charge an early repayment penalty. Establish a meeting with your chosen bank to determine the best possible rate and terms that can be offered. Cayman banks have historically been very cautious when lending money.

Insurance Required for Mortgages

A Property Insurance Policy collaterally assigned to the bank is required for all

mortgages and many banks will also require a Life Insurance Policy so the mortgage can be repaid in the event of death. Your loan officer will advise on their bank’s specific requirements.

Michael Webster (SEE AD PAGE 147) from Cayman Insurance Centre sells life insurance.

Strata Title s

Residential property in Cayman is often sold as part of a strata plan if it is in a condominium or apartment complex. Most countries have the concept of freehold property, where the owner has ownership and responsibility for the land they own and all buildings on it. Strata ownership is less familiar to many people, but very common in Cayman. The following is an explanation of how it works:

> If you buy a property which is part of a strata plan, you will have the registered title of the house or apartment that is situated within the property in the plan. You will also own a share and have voting rights in the ‘strata corporation’ which owns all the land in the strata plan including estate roads, communal gardens, shared pools, etc.

> The strata corporation has an obligation to insure the strata property and maintain it for the benefit of the owners, along with the right to recover the costs of doing so from them. There will be rules and regulations governing how the strata company is run (known as strata by-laws) and an annually elected committee that is authorised to run the corporation. Examples of monthly strata fees you might expect to pay are: CI$375 for an inland two bedroom townhouse; CI$650 for a three bedroom inland apartment; and for properties on the water, especially along Seven Mile Beach, you could easily pay between CI$800–CI$1,200 (CI$400 maintenance, CI$350 insurance and CI$65 sewage charge). Your realtor will be able to find the exact strata fees for you.

Property Valuations & Appraisals

Whether applying for a mortgage, or purchasing or selling a property, it is

Our experienced and professionally qualified team provide robust land and property valuations at reasonable fees with quick turnaround time, accepted by all lending institutions.

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SURVEYORS RESORT, COMMERCIAL & RESIDENTIAL VALUATION / APPRAISAL SERVICES
CHARTERED

customary to instruct an independent valuation surveyor who is a registered valuer, chartered surveyor and member of the Royal Institute of Chartered Surveyors (RICS) to carry out a valuation report. The report provides an independent opinion of value using different methods depending on the type of property. The Valuer will carry out an inspection of the

comparable evidence of recent sales, market rental values and, in some instances, build costs and land values. It provides a purchaser or owner with invaluable data as well as current market conditions and trends. In addition to meeting the banks requirements, a valuation should also provide the purchaser or owner with the reassurance of what the fair market value

Centre Island Properties

Centre Island Properties is your 1-stop shop for long-term residential and commercial leasing complete with a professional property management team on Grand Cayman

Long Term Leasing:

• Residential (apartments and condos) on 7 Mile Beach, George Town, West Bay, Snug Harbour and Palm Heights Drive.

• The Residences at the Falls 48 luxurious condos in Seven Mile Beach across from the Westin Hotel. Available for long term leasing.

• Commercial (office, retail and large commercial warehouse spaces) on 7 Mile Beach and George Town

BCQS International - Property & Development Consultants

2nd Fl, Whitehall House, 238 North Church St

Tel: (345) 949 8644

Email: info@bcqs.com

www.bcqs.com

BCQS is a firm regulated by RICS. They offer a comprehensive range of services, including project management, cost management, quantity surveying, construction management, claims consulting, valuations and appraisals, project monitoring and feasibility studies.

Blue Point Consultants

Tel: (345) 525 0706

Email: info@bluepointproperty.com

www.bluepointproperty.com

RICS registered valuer offering property valuations, development appraisals, feasibility studies, acquisitions and disposals, consulting on landlord and tenant issues, property searches, reinstatement cost for insurance purposes and loss adjusting. Specialising in hotels and resorts. SEE AD THIS PAGE

Bould Consulting

Tel: (345) 946 6063

Email: info@bcl.ky or www.bcl.ky

With over 50 years of working throughout the Caribbean, Bould Consulting Limited is a RICS regulated firm comprising a team of highly skilled property professionals who provide a comprehensive range of construction, development and appraisal services including market and insurance reinstatement valuations and construction monitoring services.

SEE AD PAGE 173

Charterland

A1 Plaza Venezia, North Sound Road

Tel: (345) 623 2772

Email: info@charterland.ky

www.charterland.ky

Services include: valuations and appraisals, feasibility studies, quantity surveying and cost consulting

DDL Studio Ltd.

2nd Fl, Buckingham Square, West Bay Road

www.centreislandproperties.com

Tel: (345) 326-4790

Email: rge@bcqs.com

Tel: (345) 945 3622

Email: info@ddlstudio.com

174 CAYMANRESIDENT 202 3 »
• Leasing • Apartments • Commercial

DDL Studio Ltd. is a well-established multidisciplinary construction consultancy providing valuation and appraisal, quantity surveying, architectural, project management, interior design and property management services.

SEE AD PAGE 266

JEC Property Consultants Ltd.

96 Mary Street, George Town

Tel: (345) 945 5930

Email: contact@jec.ky or www.jec.ky

Services include: property valuations/ appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost assessments for insurance purposes, assessment and negotiation of compensation for compulsory purchase, market rent valuations and valuation of leaseholds. SEE AD THIS PAGE & PAGE 267

Quayside Surveyors Ltd.

Unit 3, The Concord Centre, MacLendon Drive

Tel: (345) 938 0662

Email: info@quaysidesurveyors.ky

www.quaysidesurveyors.ky

Chartered Surveyors and RICS Registered Valuers. Services include: freehold and leasehold valuations, reinstatement valuations for insurance purposes, development appraisals, residual valuations, road compensation claims and landlord and tenant.

Pitfalls To Avoid

Steer clear of these financial pitfalls when buying property in Cayman:

> Water Bills: Make sure the final water bill on the property has been paid by the previous owner. Water companies are under no obligation to reconnect water supply to accounts that have been disconnected due to non-payment and still have unpaid, past-due charges. Renters are also encouraged to ensure previous water bills have been paid for by the landlord or previous tenant prior to moving in.

> Air Conditioner Servicing: Check whether the property owner has been regularly servicing the A/C units. A lack of regular maintenance will greatly reduce the life

expectancy of air conditioning condensers and new systems can cost thousands of dollars. As a condition of the sale, request that the seller have the property’s units serviced and provide a report.

> Pest Control: Find out if the previous owners had the property sprayed regularly for ants, roaches, termites and other pests. Failing to have this done could put you at risk an infestation problem. If you are buying a wooden house, get the house checked for termites before you buy the property.

> MEP Report, Home Inspections and Site Surveys: As a condition of purchase, it is very important that you get a Home Inspection and/or a MEP report (Mechanical, Electrical, Plumbing) done on the property before you finalise the sale. Significant problems can reduce the value of the property. If you are purchasing raw land, then a conditions site survey is recommended by a qualified engineer who will assess, among other things, whether your new house will need to be built with

pilings, thus hugely increasing the cost of building. More information on what the technician does, and why it is important, is listed in the Home Inspections and Site Surveys section of this chapter.

> Planned Special Assessments: If you are buying a condo, a good realtor will request a report from the strata’s property management company that confirms whether any special assessments are planned on the apartment complex. Special assessments may involve considerable costs and you might well be able to get the existing owner to pay for them (or have them deduct it from the sale price).

> Hidden Costs: Ask your realtor to request a breakdown of the monthly costs of running the property in the summer and in the winter months. It is not uncommon for a four-bedroom house on a 1/3 acre (particularly in a windy position) to have an average water bill of CI$650 per month and an average monthly electricity bill in the region of CI$1,000-CI$1,500+ depending on the month of the year, size

FINDING A HOME 11 » www. caymanresident .com 175
www.ddlstudio.com

of the house and whether the property has been well insulated (if the house has Icynene spray foam insulation in the attic, it will not only significantly reduce your electricity bills but help hold your roof together in the event of a major hurricane).

Home Inspections & Site Surveys

It is common practice to have a Chartered Building Survey completed before purchasing a property in the UK, whereas in the US you would most likely have a Full Home Inspection done by a licensed home inspector. There are companies that provide both services in the Cayman Islands and it is highly recommended that you have one done when purchasing a home.

A Building Condition Survey will include an inspection by a civil or structural engineer who will examine the roof, insulation, flooring and the condition of the walls of your home, as well as other structural areas. They will also check whether your appliances are up to code and will recommend whether a MEP (Mechanical, Electrical and Plumbing) report needs to be done by professional technicians.

A Home Inspection conducted by a licensed home inspector will include a full examination which will consist of structural components such as foundations, floors, walls, ceilings, hurricane straps and roof. They will also check all interior components, including doors, windows and all appliances, testing the safety and functionality of all items. A licensed home inspector is also qualified to inspect the mechanical, electrical and plumbing systems of the home. An inspection report is then provided, noting all findings, and actions for any required remediation. A similar approach should be taken when purchasing a plot of land; while it may look like the lot is filled properly, it can be overlying soft peat or have other ground conditions which would require you to pile your future property at the cost of tens of thousands of dollars. Therefore, a site investigation is a

must. A simple trial pit or more complex borehole test and accompanying report will reveal the build-up of the underlying ground conditions. This technical data can then be utilised by your structural engineer when designing and calculating the foundation structure that is necessary to support your home. Most builders will require this report before commencing construction.

WestPoint Inspections

Tel: (345) 936 2454

Email: info@westpoint-inspections.com

www.westpoint-inspections.com

A team of professional home inspectors licensed and qualified to operate in the US and the Cayman Islands. They provide comprehensive home inspections, including full examinations of homes, which include structural integrity, exterior and site, all interior components, appliances and mechanical, electrical and plumbing systems. The company also offers full construction services from remodelling projects to building multi-million dollar homes. SEE AD THIS PAGE

Property Management Services

Given the number of property owners who live overseas, property management is an invaluable service on-Island. A good property management company will market your property, screen prospective tenants, draw up a lease, handle financials, produce monthly reports, handle maintenance matters and be on call 24/7. Many realtors offer property management services.

Avata Property Services Ltd.

Tel: (345) 947 4747 or (345) 916 4286

Email: info@avatapsl.com / alan@avatapsl.com

www.avatapsl.com

With over 50 years of experience working throughout the Caribbean, Avata’s team of property professionals in the Cayman Islands use their combined skillsets to deliver firstclass service to their clients. Contact them today for a quote or review of your property management needs. SEE AD THIS PAGE

FINDING A HOME 11 176 CAYMANRESIDENT 202 3 »
Comprehensive Home Inspections Include: Property Grounds | Structural & Roo ng Interior & Exterior | Electrical and Plumbing Air Conditioning Systems Insulation & Ventilation | Appliances Windows & Doors | Drainage & Waste Disposal Professionally Licensed in the U.S. & Grand Cayman Over 20 Years of Experience (345) 936-2454 info@westpoint-inspections.com LICENSED, PROFESSIONAL HOME INSPECTORS Why Inspect? Exclusive Advocate for Buyers Objective Facts About the Home Know the ‘True Condition’ of the Home Before You Buy Professional Property Management Avata o ers experienced sta to manage your properties. Professionally accurate budgeting, forensic accounting and diligent maintenance are the hallmarks of our first-class service from the Avata team. Call or email for a quote or review of your services 947 4747 | info@avatapsl.com 916 4286 | ALAN@avatapsl.com www.avatapsl.com

Build FM/Build Cayman Limited

Tel: (345) 925 8517

Email: info@buildcayman.ky or sales@buildcayman.ky

www.buildcayman.ky

Provides a range of Facilities Management options to suit your requirements whether it is a commercial building, a single office within a commercial building, your residential property or land real estate. Their team is driven to provide exceptional care and attention to your property, offering the processes, systems and manpower to maintain your property efficiently and effectively, relieving you of the daily stresses of managing your property.

SEE AD THIS PAGE

JEC Property Consultants Ltd.

96 Mary Street, George Town Tel: (345) 945 5930

Email: contact@jec.ky or www.jec.ky

Services include: Property valuations/ appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost assessments for insurance purposes, assessment and negotiation of compensation for compulsory purchase, market rent valuations and valuation of leasehold. SEE AD PAGES 175 & 267

Minerva Private

13 Genesis Close, Genesis Building, GT Tel: (345) 746 9999

Email: contact@minerva.ky

www.minerva.ky

Lifestyle management experts who provide private services designed to meet the day-today needs of busy high-performing individuals and their families. They offer unique tailored house management solutions for absence care, such as creating inventories, house manuals and training household staff. They also offer services in managing holiday lets including property readiness, guests greeting and 24/7 guest liaison.

SEE AD PAGE 215

REM Services

Locale, Unit C1, 455 West Bay Road, SMB

Tel: (345) 946 8664

Email: rent@remservices.ky

www.remservices.ky

REM Services Ltd. is a professional property management company in the Cayman Islands with over 35 years’ experience. Providing services to clients on Island and overseas, REM specialises in residential and commercial properties and beachside condos. Both short-term and long-term rental options are available. SEE AD PAGE 180

Realtors - Sales

When buying a property, it’s more productive to work with one real estate agent. As mentioned before, the Islands’ MLS is run by CIREBA and it ensures the best market coverage to view every property on all three Islands. A seller will list his/her property with a specific agent. That agent then enters the details into the MLS which is accessible to all CIREBA agents. The agent you are comfortable working with will show you all the listings, regardless of the listing source, so there is no need for you to reach out to different offices.

Amber Yates - Century 21

Tel: (345) 926 0396

Email: amber@c21cayman.com

www.century21cayman.com

Amber has been a CIREBA Real Estate professional in Cayman for over 18 years and is a consistent award-winning top performer for Century 21 Cayman and repeatedly the #1 agent for Century 21 Cayman and Century 21 Caribbean. Amber specialises in offering an experienced service with attention to detail, to enable you to make an educated, informed choice for investment here in Cayman. Amber has an impressive portfolio of repeat clientele and will assist you in making your real estate decision perfect to fit your criteria and budget. Amber is always happy to assist in real estate. Contact her today. SEE AD PAGE 156

Azure Realty Limited

Tel: (345) 946 2987

Email: info@azurerealtycayman.com

www.AzureRealtyCayman.com

Redefining exemplary real estate customer service in the Cayman Islands since 2008,

FINDING A HOME 11 » www. caymanresident .com 177

Azure Realty is a truly exceptional boutique agency with international expertise and extensive knowledge. Azure passionately guides clientele through the constantly evolving local market with outstanding and effective sales and listing solutions

SEE AD PAGE 165

Cayman Islands Sotheby’s International Realty

Sheena

Conolly – Broker/Owner

Governors Square, Seven Mile Beach

Tel: (345) 623 1234

Email: info.cayman@sothebysrealty.ky

www.sir.ky

As the only firm to have been awarded ‘Best Real Estate Company’ in the Cayman Islands by AIPP, they are a professional team of realtors who offer exceptional real estate concierge service in the Cayman Islands. We work closely with you to find the best real estate solution for your needs; whether that is a luxury home, a Seven Mile Beach condo, investment property, land for development, an oceanfront residence in Cayman Kai or a family home. Connect with them today.

SEE AD PAGE 159

Coldwell Banker Cayman Islands Realty

1364 West Bay Road, Seven Mile Beach

J.C. Calhoun - Broker/Owner

Tel: (345) 945 4411

Toll-free (USA): (888) 834 4083

Email: info@coldwellbankercayman.com

www.coldwellbankercayman.com

Operating out of an award-winning cottage in the most sophisticated stretch of SMB, with additional offices in the Sister Islands, Coldwell Banker has knowledgeable agents with a reputation for finding unique properties to buy or rent, producing in-depth comparative market analysis necessary for buying, selling, renting, or investing wisely. Coldwell Banker has a global reach of 3,000 offices in 44 countries, achieved through long time associations with international agencies, and by promoting properties in luxury magazines – printed and online – as well as through an impressive social media and digital advertising network. They also offer free property assessments.

SEE AD PAGE 151

Crighton Properties

Tel: (345) 949 5250

Email: info@crightonproperties.com

www.crightonproperties.com

Since the early 70s, Crighton Properties has provided their clients with expert advice about the local real estate market. They have access to an extensive range of real estate options, whether you are looking to invest in a beachfront home, condo, canal front lot or investment property. The knowledgeable agents at Crighton Properties will assist you every step of the way with your property listing or sale. Contact them today to get started with your Cayman property search!

SEE AD PAGE 161

Diamond Properties

Tel: (345) 949 3521

Email: info@diamondproperties.ky

www.diamondproperties.ky

When it comes to investing in today's fastpaced real estate market, you need an experienced, fully licensed agency. Diamond Properties has emerged as the brokerage who listens first, knows the market, and is dedicated to ensuring you make your best investment. Diamond Properties, a proud member of CIREBA, offers concierge-style representation through every aspect of your Cayman Islands real estate transaction, be it buying, selling, or renting, you are their priority. SEE AD PAGE 162

Engel & Völkers

Tel: (345) 623 1400

Email: heidi.kiss@evrealestate.com

www.cayman.evrealestate.com

Engel & Völkers Cayman Islands is a luxury real estate brand that offers local expertise backed by a global reach. They align themselves with exceptional real estate professionals to not only better serve their clients, but exceed their expectations. From starter homes to dream homes - they provide a personal buying experience. They provide a white glove service to all important purchases and selling.

SEE AD PAGE 11

JBS Property Group

Tel: (345) 945 2753

Email: info@jbspropertiescayman.com

www.jbspropertiescayman.com

FINDING A HOME 11 178 CAYMANRESIDENT 202 3 »
FULL SE RVICE BOUTIQU E REAL ESTATE FIRM Re s i d e n t i a l Sa l e s / Re l o c a t i o n Se r v ic e s a n d Re n t a l s / C o m m e r c i a l Le a s i n g / I n v e s t m e n t Sa l e s 5 Bay Harbour Centre, West Bay Road e: sloane@rhulens.com www.rhulens.com t: (345) 938-1000

JBS Properties is a dynamic, boutique real estate agency. Operating for many years across Grand Cayman, Cayman Brac, and Little Cayman, JBS Properties has extensive experience within Cayman’s property sector. They pride themselves on the customer service experience, assisting every step of the way towards finding your perfect home. SEE AD PAGE 167

Kass Coleman – RE/MAX agent

Tel: (345) 949 2396

Cell: (345) 916 0378

Email: Kass.coleman@remax.ky

www.facebook.com/KassCaymanIslands

Kass Coleman has excelled in Cayman real estate with RE/MAX for nearly 30 years in all areas of sales and marketing. Kass is a 'Lifestyle Specialist' and will help you every step of the way when buying or selling your property. Let her experience and proven track record work for you SEE AD PAGE 155

Kristina King - ERA Cayman

Tel: (345) 916 7988

Email: kristina.king@eracayman.com

Kristina grew up on Grand Cayman after her parents moved here in the early 70s. She puts building customer relationships first, utilising her vast knowledge and experience gained over many years of living and working in the Cayman Islands to offer her clients guidance. If you are looking to sell your property or find the perfect home or investment, and ensure every transaction is a successful experience - call Kristina today! SEE AD PAGE 163

Paula McCartney - Diamond Properties Agent

Tel: (345) 516 3521

Email: paula@diamondproperties.ky www.diamondproperties.ky

Born in Canada to a family of real estate developers, property investment is second nature to Diamond Properties' founder, Paula. Her family moved to the Cayman Islands in 1980 and by 2006, Paula had begun an exciting career in real estate. Focused on offering concierge-style representation to a niche market of high net worth and ultra high net worth investors, her honesty, integrity and commitment to providing the ultimate in personal representation have rewarded her

with top producer year after year.

SEE AD THIS PAGE

MOD Realty

Waterfront Centre, 2nd Floor, North Church Street, George Town Tel: (345) 323 4550

Email: home@modrealtycayman.com

www.modrealtycayman.com

MOD Realty is a full service real estate brokerage specialising in MODern preconstruction, land (residential and development), houses, condominiums and multi-units. Experienced in the planning/ inspection process, market analysis, developer’s contracts, purchase agreements, stamp duty and more. Contact them to learn how MOD can make your experience easy!

SEE AD PAGE 154

Morgan McCartney - Diamond Properties Agent

Tel: (345) 517 0840

Email: Morgan@diamondproperties.ky www.diamondproperties.ky

Morgan is a young Caymanian with a Bachelor of Science Degree in Business Management from The University of Tampa. Born and raised in Grand Cayman, into a family with a history of real estate development, she is proud to have her career in the family path. Aside from real estate, her passion lies in the conservation of the Islands’ abundant marine environment. Morgan is friendly, professional, and dedicated to providing her clients with a 'CaymanKind' service that goes above and beyond.

SEE AD PAGE 164

Property Cayman

Tel: (345) 749 4663

Email: admin@propertycayman.com

www.propertycayman.com

Specialising in matter-of-fact property advice, celebrated internationally for sales and marketing, and recognised locally for donating a portion of every sale towards local affordable housing solutions. This Caymanianowned and operated agency does more than just say that they do things differently. They live it. So, whether you are a first-time buyer or seasoned investor, Property Cayman’s welcoming energy, pressure-free advice, and

client-over-commission approach will make you feel at home even if you’re not — yet.

Provenance Properties Cayman Islands

Tel: (345) 640 7000

Email: info@provenanceproperties.com

www.provenanceproperties.com

Provenance Properties is the Cayman Islands affiliate of Christie’s International Real Estate, a global leader in luxury real estate. Provenance Properties specialises in representing luxury Grand Cayman real estate, including The Residences at Seafire and The Ritz-Carlton, Grand Cayman. This boutique brokerage provides exceptional service and valuable market insights. SEE AD PAGE 153

Rhulens

Cayman Tel: (345) 938 1000

New York Tel: 1 (917) 836 9108

Email: sloane@rhulens.com

www.rhulens.com

Rhulens is your trusted advisor when it comes to purchasing, selling, or renting residential real estate in Cayman. Their extensive

FINDING A HOME 11 » www. caymanresident .com 179

experience, market knowledge and strong negotiation skills enable them to achieve the best possible outcomes for their clients. They offer unbiased research, analysis, and advice, and provide exceptional customer service.

SEE AD PAGE 178

1503 Property Group

Tel: (345) 525 1503

Email: hello@1503propertygroup.com

www.1503propertygroup.com

1503 Property Group is a leading real estate brokerage in the Cayman Islands that is committed to providing outstanding service. Founders, Jill and Ruth, are go-getters who leverage the most emergent marketing strategies and technology to ensure their clients and customers benefit from the impressive network the company has established.

SEE AD PAG E 19

Utopia Realty

Tel: (345) 325 6372

Email: utopiacaymanrealty@gmail.com

www.utopiacaymanrealty.com

Founded in 2011 by Valentino Salvi, Utopia Realty are dedicated and committed to helping you find the perfect home. With their energetic, easy-going style and in-depth knowledge of the Cayman Islands they can assist you from the beginning to the end of the process and will happily help you open the door to your new home. SEE AD PAGE 166

RENTING A PROPERTY

Starting Your Search

There is no central portal so the best place to start your search is by contacting a realtor who specialises in rentals. They will give you a list of what they have available, arrange viewings and even drive you around to see properties. This is also free of charge. Alternatively, you can look on EcayTrade (www.ecaytrade. com) and see what rentals are listed there; as of August 2022, EcayTrade listed 1,215 available rentals. As expected, rent along the Seven Mile Beach corridor and in the South Sound area is generally higher than units in West Bay or Savannah.

To manage your expectations, communicate your wish list to a realtor prior to your search. Have the following in mind when you contact an agent:

> Time-frame: The majority of tenancies commence on the first of the month. Landlords can be flexible if you ask and put a security deposit down (typically one months’ rent). Most rentals will not begin to be advertised until 4-6 weeks prior to the start of the lease and the rates will fluctuate throughout the year so if you are a new arrival, wait until your permit has been approved before you start your search. The current market moves extremely quickly. Most realtors are willing to give you a tour by FaceTime or send additional photos if you have yet to arrive on-Island.

> Price range: Rent in Cayman is not as affordable as you may be used to and you may have to forgo that beachfront condo or extra bedroom to stay within budget.

> Deposit: The industry standard for a rental security deposit is equivalent to a full month’s rent. E.g. if you lease a property for CI$1,500/month, your deposit will be CI$1,500. In addition to this, the first month’s rent will be required to be paid in full on or before you take occupancy.

> Location: Again, be realistic, not everyone lives within walking distance to the beach or a shopping centre. A reduction in the commuting time is often one of the top priorities for people moving to the Cayman Islands, so you may want to make sure you choose a property which factors in journey times to the office and schools.

> Size: How many bedrooms do you need or want? Many people like to have an extra bedroom for visitors, or even a home office.

> Lifestyle: You will likely have to compromise on either your location, size or your budget. Prioritise your wish list prior to the search.

Related Costs

In addition to the first month’s rent and deposit, you will have to pay associated start-up costs for your new accommodation:

> Utilities Deposit: Estimate approximately CI$100 for water, CI$200-CI$500 for electricity and an estimated CI$150 for a

FINDING A HOME 11 180 CAYMANRESIDENT 202 3 »

landline, cable and/or internet package. See the Settling In chapter for more details.

> Maintenance Costs: Most landlords will take care of maintenance costs associated with garden and pool care, pest control and servicing of general systems such as A/C. If this is not specified within the lease agreement, enquire prior to signing.

> Insurance: Insuring personal belongings is the responsibility of the tenant. The property owner will be responsible for any issues that are not the fault of the tenant i.e., inclement weather, a burst pipe or the A/C system failing.

> Furnishings: Most units come furnished. Prior to signing a lease, ask for an inventory list showing everything that comes with the unit. You will have to be prepared to supplement anything missing.

> Pets: A large number of complexes or owners do not accept pets. Those that do will require an additional non-refundable security deposit, which can be as much as CI$600 per pet to account for a specialised cleaning of the unit done once the tenant has left.

> Monthly Costs: You will be expected to pay water and electricity which will be based on consumption, the size of the unit and the age of the build. Your realtor will be able to give you an estimate on the unit prior to signing an agreement. Cable and internet may or may not be included in the rental rate. If it is included, it is usually a basic package and you can pay to upgrade.

Realtors - Rentals

For potential renters, the best approach is to email one of the realtors below, make a connection and have them guide you in your search. Please note that each agent or company will have their own rental listings, but they will have access to each other’s, as well as properties listed on Ecaytrade.com.

BCQS Rentals

2nd Fl, Whitehall House, 238 North Church St

Tel: (345) 949 9300

Email: rentals@bcqs.com

www.bcqsrentals.com

If you’re looking for the ideal apartment or home to rent over the long-term, talk to the friendly professionals at BCQS Rentals. With full relocation and tenant placement services, BCQS can help you every step of the way. BCQS Rentals brings quality tenants and landlords together. Review their website today to see the latest rental listings.

Centre Island Properties

Tel: (345) 326 4790

Email: rge@bcqs.com

www.centreislandproperties.com

Centre Island Properties is a premier real estate company having residential and commercial properties available for rent in Grand Cayman.

SEE AD PAGE 174

Kapok at Camana Bay

Tel: (345) 640 3600

Email: kapok@camanabay.com

www.camanabay.com

Kapok is Dart’s first 10-storey residential for-lease building, located in the heart of the Camana Bay Town Centre. Kapok offers 89 residences ranging from 561-square-foot studios to 1,476-square-foot, three-bedroom units and features a modern design, indigenous landscaping, large windows, balconies and terraces. The building is built to Fitwel® certification standards to improve occupant health and productivity. SE E AD PAGE 157

REM Services Ltd.

Locale, Unit C1, 455 West Bay Road, SMB

Tel: (345) 946 8664

Email: rent@remservices.ky

www.remservices.ky

REM Services Ltd. is a professional property management company in the Cayman Islands with over 35 years’ experience. Providing services to clients on-Island and overseas, REM specialises in residential and commercial properties and beachside condos. Both shortterm and long-term rental options are available.

SEE AD PAGE 180

Ritch Realty Ltd.

Tel: (345) 949 9838 or (345) 925 5653

Email: info@ritchrealty.ky

www.ritchrealty.ky

Ritch Realty Ltd. is a leading real estate agency

in the Cayman Islands specialising in sales, property management and rental properties at premium locations in Grand Cayman. A family-owned and operated business and member of CIREBA, Ritch Realty Ltd. has been providing real estate services to clients since 1991. SEE AD PAGE 169

The Terraces at Camana Bay

Dart, Camana Bay

Tel: (345) 640 4000

Email: info@camanabay.com

www.camanabay.com

An exclusive property in the heart of Camana Bay owned by Dart, The Terraces offer residents the ‘work, live and play’ dream. There are one and two bedroom options available and they come with direct access to all of Camana Bay’s renowned amenities. SEE AD PAGE 160

THPM Real Estate

Tel: (345) 949 5134

Email: hello.thpmsales@gmail.com or THPM offers full property management services and they rent apartments.

Real Estate Photography

Please refer to the Living in Cayman chapter.

Temporary Accommodation

Many companies offer new employees two to four weeks of temporary accommodation to assist with relocation. Options include: Sunshine Suites (Tel: (345) 949 3000, email: info@sunshinesuites. com or website: www.sunshinesuites. com) which has studios and one bedroom suites available with a kitchen and an on-site restaurant and pool, Shangri-La Inn & Suites (Tel: (345) 526 1170 or www. sangrilacayman.com), and The Locale Hotel (Tel: (345) 233 7829 or www.staylocal. com). There are also a growing number of property owners who are using Airbnb to advertise locally available condos and guest houses, or you could try one of the condominiums on Seven Mile Beach.

Tell them you saw it in the

FINDING A HOME 11 » www. caymanresident .com 181
THE

Running Your

Home

MAINTAINING YOUR HOME

Although living in paradise is not always cheap, the quality and selection of services available in Grand Cayman compare to those found in major North American cities. From domestic help and expert contractors to pool maintenance and landscapers, all your home needs are catered for. By shopping around before choosing a service provider, you can source quality workmanship while avoiding financial haemorrhage. In this chapter, we list some highly recommended professionals, as well as insider maintenance tips that can help you maintain your home, pool and garden.

Air Conditioning

Air conditioning is an expensive necessity on-Island, but it can have a significant impact on your electricity bill. Keeping the temperature at the highest setting you feel comfortable with will help reduce costs, as well as using an overhead fan, especially during the winter months when a fan may be all you need in the mornings and evenings. You can also save electricity by closing curtains or blinds during the day, making sure your air filters are clean and that your home is well insulated. Finally, ensure that you have your air conditioning unit regularly maintained by a professional company to maximise its efficiency. There are ample air conditioning contractors to choose from. When selecting an air conditioning system, presuming you are getting a new one, make sure the system has a high Seasonal Energy Efficiency Rating

RUNNING YOUR HOME 12 182 CAYMANRESIDENT 202 3 »
to maintain
home,
and garden,
your monthly costs of
in
How
your
pool
organise domestic help and assess
living
Cayman.
Maintaining Your Home 182 - Air Conditioning 182 - Appliance Sales, Services & Repairs 184 - Electricians 184 - Home Security 186 - Pest Control 186 - Quarterly Spraying 187 - Painting Contractors 187 - Plumbers 187 - Recycling 187 - Utilities Management 188 Cleaning Services 188 Domestic Help 189 Maintaining Your Garden 190 - Landscaping 190 - Planting Trees 190 - Lawn & Garden Maintenance 191 - Bat Removal Services 191 - Bee Removal Services 192 - Sargassum Removal 192 - Pool Maintenance 192 Sewage & Wastewater Treatment 193 Waste Disposal 193
Photos courtesy of Julie Corsetti

Comfort You Can Trust.

A full service air conditioning and refrigeration company with factory trained technicians that provides residential and light commercial air conditioning repair, maintenance and A/C system installations. Parsons offers a full range of air conditioning equipment from economical to high efficiency systems, including Seacoast anti-corrosion paint and anti-corrosion grenades for air conditioning systems specifically designed for costal and canal areas.

WELCOME TO OUR FAMILY
Air Conditioning Appliance Center Appliance Parts & Repairs
(345) 949 3945 www.parsonsac.com info@parsonsac.com 312 W. Church St. Grand Cayman, Cayman Islands
Parts Sales

(SEER). This can make a big difference to your energy consumption.

Air Conditioning Contractors

Below are some local companies who can advise, install, maintain and repair A/C systems. Although the cost of quarterly maintenance is often similar, some companies will include the cost of new filters, whereas others will not.

Androgroup Ltd.

Tel: (345) 949 8000 (24-hour service)

Cooling Pros

Tel: (345) 946 2665

EcoSmart Cooling Ltd.

EcoSmart Cooling has been in the business for over 20 years. They offer geothermal cooling, air source air conditioning, ductless/split air conditioning systems and air conditioning repair and maintenance of all brands, makes and models. Tel: (345) 233 2665 or (345) 936 2665, Email: info@ecosmart.ky or see www.

airconditioningcayman.com.

SEE AD OPPOSITE PAGE

OtisAir & OtisHome

OtisHome brings the most advanced home air care technology and quality service right to your doorstep. OtisHome provides superior customer service and the highest quality, cost effective and energy efficient Residential Air Conditioning Solutions to the Cayman Islands. With over 20 years’ experience, their highly skilled team of technicians and support staff provide installation and repair and maintenance services and clean air solutions. 299 Sparky Drive, GT. Tel: (345) 640 HOME (4663) / 24Hour Line: (345) 945 7161, email: info@otisair. ky or visit www.otisair.ky.

Parsons Air Conditioning

A full service air conditioning and refrigeration company, with factory trained technicians, that provide residential and light commercial air conditioning repair, maintenance and A/C system installations. Parsons offers a full range of air conditioning equipment from economical to high efficiency systems, including Seacoast anti-corrosion paint and anti-corrosion grenades for air conditioning systems specifically designed for costal and canal areas. Tel: (345) 949 3945, email: service@ parsonsac.com, quotes@parsonsac.com or parts@parsonsac.com. www.parsonsac.com.

SEE AD PAGE 183

A/C Duct Cleaning, Sanitation, Mould Remediation & Decontamination

A/C ducts and vents can quickly become susceptible to mould and bacteria growth if they are not regularly inspected and thoroughly cleaned by a trained professional. To enhance the performance of your A/C system, we also recommend installing a UV sanitation system which is used to destroy bacteria and clean the coils.

EcoSmart Cooling Ltd.

Tel: (345) 233 2665 or (345) 936 2665

Email: info@ecosmart.ky SEE AD OPPOSITE PAGE

OtisAir & OtisHome

Tel: (345) 640 4663

Parsons Air Conditioning

Tel: (345) 949 3945 SEE AD PAGE 183

Appliance Sales, Service & Repairs

A. L. Thompson’s

They sell and support the following major home appliance brands: Avanti, KitchenAid, Miele, Sub-Zero, Whirlpool and Wolf. 189 North Sound Road, George Town, Tel: (345) 949 8622 or visit www.althompson.com.

SEE AD PAGES 207, 229, 234, 247 & 248

Bon Vivant Kitchen Studio

Offering kitchen design services, luxury appliances, custom millwork and a variety of premium kitchenwares from countertop appliances and built-in units to cookware, tabletop items and a full range of culinary accessories. Whether it’s a new build, a complete renovation or just a few upgrades, they provide top quality product with exceptional customer service including warranty and repair. Brands include Bosch, Thermador, Smeg, Liebherr, Breville and Le Creuset cookware to name a few. Market Street, Camana Bay. Tel: (345) 623 2665, email: info@bonvivant.ky or visit ww.bonvivant.ky.

SEE AD PAGES 206 & 252

Electricians

Androgroup Ltd.

Tel: (345) 949 8000 (24-hour service)

DP Economy Services Ltd.

Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP Economy Services can address your renovation needs in the fastest possible time without sacrificing on quality of delivery or workmanship. They provide remodelling, renovation, plumbing, electrical, carpentry and general repairs and maintenance services at competitive pricing. 325 Owen Roberts Dr, GT. Tel: (345) 321 7562, email: dpeconomyservices@gmail.com or visit www.dpeconomyservices.com.

SEE AD PAGE 265

Mr. Power Guy

A full service, licensed professional electrical contracting company that offers commercial and residential electrical services. They

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specialise in MEPF designs for small to large scale developments, installation, maintenance, inspection and reporting, as well as generator service and installation, fire alarm service and installation, data cabling and punch down. Mr. Power Guy also offers appliance and small equipment service and a range of other electrical services. Tel: (345) 746 7770 or (345) 525 7770. Email: office@mrpowerguy.com. www.mrpowerguy.com. SEE AD PAGE 184

Home Security

While Cayman enjoys one of the lowest crime rates in the Caribbean, burglaries do occur. These are often crimes of opportunity and occur at residences when no one is at home, late at night, the entry is concealed and there is easy access. It is suggested that you lock all doors and windows, particularly when you are not at home. There is a lock that is unpickable called the ‘mul-t-lock’. With this key, a new key cannot be copied without proof of identification by the property owner. They are expensive, but highly recommended above all others available on the market.

If you live in Cayman and are going away on holiday for an extended period, have a friend or a neighbour check on your home periodically. For added protection, you can also have an alarm system installed in your home, which can then be connected to a security company. There are several security companies across the Island that can advise you on beefing up your home security.

The Security Centre Limited

The largest private security provider in Cayman, offering secure in-house solutions for integrated alarm and monitoring systems, CCTVs, keyholding and locksmith services, safes and vaults, vehicle/boat GPS tracking, access control, guarding, and privacy and hurricane protection for over 20 years. It is the only certified company in Cayman for mobile patrolling and intervention services and their emergency response team is available 24/7 via a dedicated, phone number. Cayman Technology Centre, 115 Printers Way, GT. Tel: (345) 949 0004, email: info@security.ky or visit www. security.ky. SEE AD THIS PAGE & 269

Pest Control

Cayman’s warm tropical climate is hospitable to many different types of bugs and pests. Although none of them pose a huge danger, any bites or stings should always be treated with caution. Scorpions tend to be more prevalent after periods of heavy rain and home infestations can occur in large numbers. They have a very painful sting and although not particularly poisonous, if any symptoms occur, you should visit the hospital or doctor. Termites are a major problem in this region and can cause a lot of damage to a property. If you are planning to purchase a house or a piece of land it is important to have a termite inspection done prior to purchase, and a pre-treatment done prior to building. Several species of spiders can be found in Cayman, and while most are harmless, medical attention should be sought if you suspect you’ve been bitten.

Rodents are an all-year problem in Cayman. There are two species of rats and one species of mouse on-Island. People with pets will likely encounter ticks and fleas − local vets sell NexGard chewable tablets, which are an effective flea and tick control medicine for dogs. Ticks are a particular nuisance during dry weather and if you have a tick infestation in your home, then a reliable pest company needs to spray the floors of your home twice over a two-week period.

It is the task of the Mosquito Research and Control Unit (MRCU) to suppress the mosquito population and assist in preventing mosquito-borne diseases. The MRCU conducts aerial spraying with insecticides before the rainy season to kill larvae and evening sprays to kill adult mosquitoes. Fogging trucks are used for ground spraying at times when mosquitoes are most active. To minimise mosquito problems on your property, ensure there are no open containers where water is left stagnate, as these areas are breeding grounds for mosquitoes.

Large land crabs are common across the Island. Migrations are prompted by heavy rain when thousands make

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their way to the sea to spawn. Many Caymanians catch land crabs to eat, so when driving during crab season, use caution and watch for ‘crabbers’ along the roadside and crabs crossing the road.

Chickens and roosters roam freely in the Cayman Islands and can often be a nuisance with their crowing. You can purchase a trap from the Department of Agriculture, and arrange for their humane disposal. Call (345) 947 3090.

Non-indigenous, invasive green iguanas are also a problem, and must not be mistaken with the endemic Cayman blue iguana, which is a protected species. The green iguana is a pest that breeds in large numbers and has no natural predators. In an effort to wipe them out, a Governmentmandated cull was launched in 2018 whereby registered cullers received a bounty per iguana carcass. The bounty is set at CI$5 for hatchlings, CI$7 for small adult iguanas and CI$10 for adult iguanas weighing more than five pounds. Since the programme’s formulation, 1.35 million green iguanas have been killed by around 300 registered cullers. If these voracious eaters are wreaking havoc on your garden and there is a large number of iguana sightings, you can call Eddie McLean on (345) 916 3680. He is a registered DoE culler and will come to your home, cull, and dispose of the iguanas.

Quarterly Spraying at Home

If you are buying a property, you should check if it has been sprayed regularly for pests. If renting, ask your landlord if they have a pest control company that sprays quarterly to control ants, scorpions and cockroaches. To protect their investment, most property owners will do this, however, if your landlord doesn’t arrange this, it might be worth organising it yourself. If not mitigated, pests can become a serious problem in the Cayman Islands.

A typical house, depending on size, costs between CI$135-CI$165 per quarter to treat. Treating a two-bedroom apartment costs in the range of CI$125-CI$140 per quarter.

Pestkil Ltd.

Operates across all three Islands and has been in business since 1982. Services include the control of cockroaches, rodents, ants, as well as all other pest control for residential and commercial locations; including lawn, shrubs and tree services. Owned and run by a Doctor of Entomology (insects), Pestkil holds a long standing position in the community; boasts a strong team culture of experienced and trained employees and provides a top quality customer service experience. Pestkil is a provider of the Sentricon Termite Elimination System in Cayman, the most effective system on the market for the eradication and protection against sub-terranean termites. Abacus House, 311 Walkers Road, George Town. Tel: (345) 949 9145 or www.pestkil.com.

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Painting Contractors

Painting contractors usually charge by the job rather than by the hour. DP Economy Services Ltd. (Tel: (345) 321 7562) offers expert advice and painting services.

Plumbers Androgroup

Tel: (345) 949 8000

DP Economy Services Ltd.

Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP Economy Services can address your renovation needs in the fastest possible time without sacrificing on quality of delivery or workmanship. They provide remodelling, renovation, plumbing, electrical, carpentry and general repairs and maintenance services at competitive pricing. 325 Owen Roberts Dr, GT. Tel: (345) 321 7562, email: dpeconomyservices@gmail.com or visit www.dpeconomyservices.com. SEE AD PAGE 265

Recycling

Cayman has made progress in its recycling efforts but there is still a long way to go. There are currently eight recycling depots across Grand Cayman; four of which are located at the Island’s major supermarkets. Residents can recycle the following items at each of these locations: a) paper and

RUNNING YOUR HOME 12 » www. caymanresident .com 187
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cardboard, b) clean metal food cans (tin and aluminium), c) glass bottles and ceramic dishes and d) PET/PETE and HDPE plastics (No.1 and No.2). Be sure to check the bottom of containers for codes such as PET, PETE and HDPE or look for the 1 and 2 symbols.

Read the signs at each depot and follow the instructions carefully. It is essential that no additional waste items are disposed in the recycling bins as they contaminate the recyclables and could cause them to be sent to the landfill. Make sure everything has been rinsed out and is clean, and don’t put plastic wrappers, plastic bags and cling wrap in with the No.1 and No.2 plastics. Bins have been organised using the following colour codes: Blue – Types 1 and 2 Plastics, Yellow – Paper and Cardboard, Gray – Tin and Aluminium Cans, and Brown – Glass and Ceramics.

In Cayman, residents can also deposit recyclable items at the 24-hour drop-off site located at the front of the George Town landfill. There is no fee for this

service and assistance is provided during regular business hours. Camana Bay also operates a recycling depot, accepting glass, aluminium and cardboard items. Plastic items are accepted at Foster’s Camana Bay.

Recyclables in Cayman Brac and Little Cayman are safely stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing. Once at the recycling facility at the George Town landfill, recyclables are sorted, processed and baled for shipment to recycling plants in the US.

For more information about how you can recycle, refer to the Being Green chapter.

Utilities Management

Caribbean Utilities Company Ltd. (CUC) CUC commenced operations as the only public electric utility in Grand Cayman in May 1966. The Company relies primarily upon diesel generation to produce electricity. Consumer Owned Renewable Energy (CORE) tariffs allow customers with an interest in environmentallyfriendly renewable energy to connect to

CUC’s distribution grid and receive credits for generated power. Administration Building, 457 North Sound Road, George Town. Customer Service Department: Caribbean Plaza, West Bay Road. Tel: (345) 949 5200, email: service@ cuc.ky or visit www.cuc-cayman.com.

CostWatch

CostWatch helps manage utilities, such as water and electricity. They provide monitoring and automation services that allow you to track and control utilities and other systems in order to keep costs within budget. By delivering customised solutions that suit customer’s exact needs their services pay for themselves, protecting your bottom line. 125 Owen Roberts Drive, George Town. Email: info@costwatch.ky or visit www.costwatch.ky.

CLEANING SERVICES

At some point you might find yourself needing the help of a professional cleaning service to give your home a proper, thorough clean. Housekeeping services have become a luxury in Cayman and there are a number of reputable companies to choose from. If you don’t go through an agency, it is easy to find someone via word of mouth.

For a seasonal clean of your carpets, area rugs, windows and upholstery, it’s worth hiring a specialised team to do the job. The agencies listed below can help.

Angels Janitorial Services

Angels Janitorial Services offers comprehensive cleaning services for your home. Services include upholstery, floors, carpets, post-construction, windows, maid services, electrostatic fogging and sanitisation. Angels Janitorial Services also sell a full range of janitorial cleaning supplies and paper products, disposable items and dry goods and grocery items. Tel: (345) 949 1120 or (345) 929 8193. Email: angelsjanitorial71@gmail.com or angelsupply7@gmail.com. SEE AD THIS PAGE Complete

or (345) 325 4922 Email: info@completecleanky.com

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OUR SERVICES • Sofa Cleaning • Carpet Cleaning • Maid Services • Commercial & Residential Cleaning • Post Construction Cleaning • Electrostatic Fogging • Marble Floors angelsjanitorial71@gmail.com 949 1120 / 929 8193
Clean Tel: (345) 939 5148

Hew’s Cleaning Services

A family-owned company that provides trustworthy, professional and efficient commercial and residential cleaning services. Contact them for general and deep cleaning, as well as oven, carpet, cupboard and window cleaning. They also offer sanitising, marble polishing, upholstery cleaning and much more. Staff are trained in Applied Microbial Remediation and follow all protocols in cleaning and disinfecting for COVID-19 according to CDC recommendations. They also offer a residential team cleaning service and they come prepared with supplies. A great, hassle-free service.

Tel: (345) 949 0734, email: chris.hew@hewsjanitorial.com or visit www.hews-janitorial. com. SEE AD THIS PAGE

Reliable Industries

Reliable Industries Ltd. is a family-owned cleaning and restoration company, in operation for over two decades. They have consistently maintained a gold standard of customer service reflected in all their operations. Reliable Industries Ltd. takes pride in understanding the needs of each individual client. Their wide array of services cover commercial, industrial and residential, and include: 24/7 emergency flood services, water extraction, restaurant and hood cleaning, exterior building cleaning, pressure washing and glass cleaning, marble and natural stone, tile and grout cleaning, carpet and upholstery, post-construction cleaning and even tree cutting and removal. 313 Compass Drive, North Sound Way, GT. Tel: (345) 949 9303, email: info@reliable.ky or visit www.reliable.ky. SEE AD PAGE 190

DOMESTIC HELP & NANNIES

Many families employ domestic help either on a full-time, live-in or part-time basis. You can often find someone via word of mouth on Facebook forums such as ‘Women in Cayman’, ‘Hope of Cayman’ or ‘KY Mommies’ or you can try an agency. Make sure to ask for and check all references.

> Hiring through an agency: Expect to pay approximately CI$13-$15 per hour for a minimum of four hours if hired on a fullday or half-day regular weekly basis. If you

hire them as a one-off, the hourly rate is CI$15. The convenience of using an agency is that they train the staff, pay their health insurance and pension, and will replace them if they can’t work for any reason. Refer to our sister publication, Cayman Parent, for detailed information. We recommend the following two agencies: AAA Caregivers Agency, Tel: (345) 916 5925 or www. aaacaregivers.ky. Best Home Care, Tel: (345) 947 2297 or email: bhc@candw.ky.

> Hiring someone yourself: If you hire someone yourself then the going rate for a full-time helper (between 40 and 45 hours per week) is approximately CI$450 per week, before overtime. For this salary they would be expected to be able to drive your children, cook for them and help with cleaning the house. For part-time work, babysitting or overtime, the going rate is CI$10 per hour. You will also need to take care of your employee’s health insurance and pension, give them at least two weeks paid vacation per year and pay them double time for working any public

holidays. A good employer will also pay for one airline ticket home per year and give a Christmas bonus of between two-week’s and a month’s salary.

When hiring someone yourself, keep in mind that they may not be properly trained. Private staffing companies, such as Minerva Private (Tel: (345) 746 9999), offer certified housekeeping training of household staff.

> Things to note: If you hire a nonCaymanian helper on a full-time basis on your own, you must apply for a work permit. Paperwork and instructions can be downloaded from the WORC website: www.worc.ky. A police clearance, passport photos and a full medical are also required. They may be required to take an English test as well. It is worth noting that the WORC does not usually grant expatriates a work permit for domestic help, unless they show sufficient need, i.e. they have children who need looking after, in which case you will also need to provide certified copies of the birth certificate of each child

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to be cared for and think carefully about the information you provide in your cover letter.

A work permit for a nanny needs to be advertised on the WORC website (www. worc.ky) but a work permit for a Domestic Helper does not need to be advertised. The work permit for a Domestic Helper costs CI$150 per year, while the cost for a Certified Nanny is CI$550. If you are an expat, you cannot submit your domestic helper’s work permit paperwork until your own work permit has been approved; it is illegal to make them pay for their own work permit; helpers are not allowed to have dependants on their work permit and the maximum time they will be allowed to stay on the Island is ten years.

YOUR GARDEN

MAINTAINING

If you live in an apartment complex, the strata will generally take care of garden maintenance. Homeowners not a part of a strata can seek landscaping services from one of the many companies in Cayman. See the Lawn and

Garden Maintenance heading further in this chapter. Alternatively, you can maintain your own garden. Equipment such as lawn mowers and fertiliser are available from most home centres such as A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s There are also very good plant nurseries with experienced staff who can advise you. Refer to the Shopping chapter for details on where to buy all-weather outdoor furniture.

Landscaping

Expect to pay independent landscapers around CI$15 per hour. Many gardeners will chop back plants, so be very specific about what you need trimming, and make sure they don’t kill any snakes as grass snakes in Cayman are harmless and help keep the frog population in check.

Planting Trees

Planting trees around your property is a great way to support Cayman’s environment and will also help keep your house cool, provide shade outdoors while

your children play in the afternoons and add character and value to your property. Local resident Margaret Barwick, author of the book Tropical and Subtropical Trees, maintains the emphasis should be on respecting and incorporating indigenous flora where possible. Planting indigenous trees supports the local wildlife (birds and bees, in particular) and they will also be less affected by pests and will bounce back far quicker after a major storm. The Neem tree is a fantastic shade tree that grows fast and is drought resistant. It is non-toxic to birds and is an important honey plant (i.e. bees love it). Another great option is the Mahogany, an indigenous, endangered tree that is salt tolerant and fairly fast growing. The smaller Poui, Poinciana and Tabebuia trees are also very popular on-Island for their showy canopy of bright flowers.

Not to be forgotten are fruit trees. Mango trees are slow growing, but they are wonderful when they bear fruit. Investigate the different varieties and choose a species whose fruit you love. A couple of amazing

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ones that are not stringy are the Bombay, Carrie, Nam Doc, Keitt and the Nelson.

While coconuts are fast growing palms and provide nuts filled with delicious water and jelly, the nuts may fall and hurt children if they play under them, so have the coconuts removed often. Avoid planting the invasive, non-native Casuarina tree.

Bush Girl Medicine (www.facebook. com/bushgirlmedicine) is a useful blog where you can learn more about local plants and their historical uses.

Lawn & Garden Maintenance

Lawns in Cayman, and particularly those with St. Augustine and Zoysia grass, often suffer attacks from white grub, army worms and cinch bugs. If your lawn is coming up in clumps or showing brown patches, then you have a problem. The most effective way to treat it is to have a pest company spray the lawn every three months and make sure you water it well. Note that Zoysia lawns should be shaved down once a year during the rainy season.

Arcadia

Arcadia provides landscape design, project management and consulting services to residential and commercial clients. They can build and coordinate all aspects of landscape construction from grading, drainage, planting, irrigation and landscape lighting to hardscape elements, such as water features, decks, retaining walls, gazebos, outdoor kitchens, docks, pools, arbors, pergolas, trellises and paving. Arcadia takes care of every aspect in the development, execution, monitoring and closing of your project. Tel: (345) 325 4971. Email: info@arcadia.ky. SEE AD THIS PAGE

Cayman Growers

Tel: (345) 323 0722

Every Bloomin’ Thing (EBT)

Tel: (345) 945 1701 or www.ebt.com.ky

landscape design, new installation, lighting, irrigation, pond services and pest management services. Tel: (345) 547 1530, email: giles@ paradise.ky, or visit www.paradise.ky.

Power Flower

For over 30 years, Power Flower has been providing residential and commercial clients on Island with premier landscape maintenance and design services of the highest standard. Their family of professional landscapers, irrigation specialists, plant and grass pest specialists and tree pruners are committed to delivering outstanding service and timely communication for every project on every property. 31 Orchard Lane, off Crewe Road, George Town. Tel: (345) 949 2256 (Office) or (345) 321 0308 (Nursery), email: office@powerflower.ky or visit www. powerflower.ky. SEE AD PAGE 248

Vigoro Nursery & Landscaping

With two handy garden centres, Vigoro is a full-service landscape and design company backed by a plant nursery as well. Both stores sell a large variety of plants, shrubs, trees, soil,

fertilisers, terracotta pots, home and garden accessories, Mexican Talavera and more. Walkers Road, Tel: (345) 949 4270. Agricola Drive, Tel: (345) 945 5236. Email: tom.balon@ vigoro.ky or craig.stewart@vigoro.ky, visit www.vigoro.ky or www.facebook.com/ VigoroCayman.

Bat Removal Services

Bats are looked at with great compassion in Cayman, especially as they do an incredible job keeping the mosquito population down. The National Trust will install tall bat boxes in neighbourhoods for CI$750 per box, which gives bats a permanent and safe place to nest and discourages them from nesting in people’s attics. While bats are not dangerous and do not damage structures, they should still be removed from roof spaces as their droppings can create odour problems. To ensure safe removal, please contact the National Trust at tours@nationaltrust.org.ky. By law, bats cannot be disturbed during their breeding season (June-November).

Paradise Landscaping

Paradise Landscaping is a comprehensive landscape and maintenance company that offers landscape maintenance services,

RUNNING YOUR HOME 12 » www. caymanresident .com 191

Bee Removal Services

Cayman has a thriving community of bees which ensures that our fruit trees continue to bear abundantly. However, sometimes these bees can overtake a corner of your garden and may need to be safely removed and relocated. Bee removal should always be done by a professional – please do not kill bees! At the time of publication, the following private individuals offer bee removal services: Otto Watler (Tel: (345) 947 1255) who lives in Lower Valley and produces Pure Cayman Honey from his happy family of bees, has been removing unwanted bees from people’s homes and gardens for years; Kent Strad (Tel: (345) 324 1500) and Jamaal Solomon of Raegan’s Honey (Tel: (345) 926 4411) also offer removal. The cost varies depending on the complexity of the situation.

Sargassum Removal

In 2022, there was a record-breaking bloom of the sea-surface algae, sargassum. Sargassum is a genus of large brown seaweed

that floats in island-like mats and is a crucial habitat for many different species. Because of this, you are not allowed to remove seaweed that has not washed ashore. At certain times of the year when it does wash ashore, it gives off a foul smell as it dries. Usually, a nor’wester will blow through and take it out to sea again, but sometimes it builds up so much that it must be removed. If doing this yourself, be sure to remove it in the least intrusive way (hand raking) and be conscious of wildlife, especially during turtle nesting season, May-November. Care must be taken not to destabilise the beach and cause erosion. Using machinery to remove sargassum is not advisable due to the environmental risks. If it is deemed necessary, the DoE must grant approval beforehand. It is essential that you use the same route on and off the beach when using machinery to prevent further destruction.

Pool Maintenance

If you rent or buy in an apartment complex, then the strata will take care

of the cost of pool maintenance. If you own a house with a pool, depending on its size, expect to pay on average CI$150 to CI$200 per month to have a maintenance technician come around once a week to add chemicals and vacuum the pool. Saltwater pools, with their essential component, a chlorine generator, are a more environmentally friendly alternative to traditional chlorinated pools and also require less maintenance. Other environmentally friendly products such as LED lights, variable speed pumps, solar heaters and automation systems will help reduce your monthly bill as well.

Oasis Pool & Spa

Oasis Pool & Spa offers a wide variety of pool services from regular weekly maintenance to the latest energy-efficient pool equipment to keep your pool sparkling clean and ready to swim in. Tel: (345) 945 7665, email: sales@oasis.ky or visit www.oasis.ky.

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www.oasis.ky 945-7665 DESIGN • CONSTRUCTION • SERVICE

Pool Patrol

Pool Patrol supplies and stocks pool and hot tub pumps, motors, accessories, chlorine generators, heat pumps, gas heaters, pool games, pool floats, outdoor showers, hot tubs and patio furniture. Services include weekly cleaning, water testing, pool design and construction, as well as renovations and repairs. Tel: (345) 949 8543, Email: pools@ poolpatrol.ky or visit www.poolpatrol.ky.

SEWAGE & WASTEWATER TREATMENT

Residents who live along the main West Bay Road corridor and some of the connecting neighbourhoods are served by the Island’s only public sewerage system which is operated by the Water Authority - Cayman (WAC). The wastewater is collected in the West Bay Beach Sewerage System and treated at the WAC’s wastewater treatment plant. Residents located outside of the public sewerage system area have their wastewater treated in an on-site wastewater treatment system, typically located on the same property as the residence. Onsite systems are septic tanks or aerobic treatment plants, both of which discharge the treated effluent into an effluent disposal well. Septic tanks are typically used at older and smaller developments. Both treatment systems require maintenance. Solids accumulating in the treatment system reduce treatment capacity over time and require periodic removal (pumpout) by licensed septic tank cleaners, which are listed on WAC’s website: www. waterauthority.ky. The required frequency of pump-out ranges from one to five years, depending on the size of the tank and usage. In addition to periodic pump-out, aerobic treatment systems require routine maintenance of mechanical equipment e.g. motors, blowers and pumps. The WAC maintains a register of certified service providers, which can be found on their website. Unlike the WAC’s wastewater treatment facility, the management of onsite wastewater treatment systems is the responsibility of the property owner, but can be outsourced to a service provider, and

some oversight is provided by WAC. For more information, email Water Authority - Cayman at developmentcontrol@ waterauthority.ky.

WASTE DISPOSAL

The Department of Environmental Health (DEH) (Tel: (345) 949 6696) is responsible for all waste management and recycling in the Cayman Islands. Residential garbage is collected once per week on Grand Cayman, while commercial garbage is collected based on the needs of the individual business. There is no charge for residential garbage collection (once registered at DEH) but there is for condo and commercial garbage collection. Complexes with 10 or more dwelling places are viewed as commercial establishments.

Place your garbage on the kerbside on the evening before your scheduled pick-up day to avoid a missed collection as pickup commences as early as 3am. Garbage containers will not be collected if they are too heavy (more than 40 lbs); so make sure that your garbage container has a maximum capacity of 33 gallons. Avoid putting the following items into your garbage container: hot coals, grease/oils, sharp objects, garden waste, dead animals, liquids, household hazardous waste items and electronic appliances. Take these items to the George Town Landfill drop off area which is open 24/7.

Hazardous material, including batteries and chemicals, must be disposed of properly. Household batteries can be taken to the grocery stores and chemicals and oil

must be taken to the George Town Landfill drop off area.

Electronic equipment and other household appliances can be recycled and Kevin Ropes will come and collect it directly. Call (345) 321 6126 or email: kevinropes@ yahoo.com. JUNK also collects recyclables from private residences and businesses for a fee. Tel: (345) 325 5865.

Garden waste can be taken to the George Town landfill. For those living in North Side or East End, Beacon Farms (Tel: (345) 917 9800) accepts all green waste from individuals or landscaping companies. The loads of green waste must be completely free from plastic and all nonorganic material. They then mix the green waste with shredded paper and cardboard to make nutrient-rich compost. Please call them to arrange a drop off time.

The DEH provides free kerbside bulk waste (old furniture, appliances, etc.) pick up once per year. Never place bulk items out on the kerbside until the DEH has announced its annual bulk waste pick-up schedule. You may, however, hire DEH to pick up your bulk waste throughout the year at the cost of CI$75 per load. To get in touch with someone at the DEH Solid Waste Unit, call (345) 949 6696 (or (345) 948 2321 for customers on the Sister Islands).

Lastly, littering by throwing things out of your car, and/or dumping (or ‘fly tipping’) is illegal under the Litter Act (1997 Revision) and if caught you will be fined

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Full retail store with Cayman’s largest inventory of pool/spa & backyard products

Shopping

An overview of shopping in Cayman. Here you will find information on where to buy clothing, beauty products, home decor, sports equipment and much more.

Grand Cayman offers a wide range of goods and services, from high-end items to surprising bargains and everything in between. It is quickly becoming one of the Caribbean’s shopping meccas, and not just for the duty-free items. Artwork, books, toys, cameras, jewellery, household accessories and furniture are just the beginning of what our shops have to offer. For high-end clothing or accessories, fashion lovers need no longer travel abroad as there are stores offering a wide selection of upscale items, especially in the swim and resort wear ranges. Fashionistas who prefer a bargain should not be disheartened, as more shops have recently opened that offer great choices at relatively low prices. Seasonal sales, like Black Friday and Camana Bay’s Sidewalk Sales also happen on-Island, so make sure to keep an eye out!

There are several shopping centres in Grand Cayman, each offering a wide variety of options to choose from. In the central George Town area, many of the stores are aimed at tourists, specifically those coming off the cruise ships. Shops and shopping centres in this area, like Bayshore Mall and Island Plaza, sell jewellery, artwork, souvenirs and beauty products. Along the Seven Mile Beach strip, you will mainly find clothing stores, especially those selling swim and resort wear, salons and a few stores selling books and stationery. Most furniture stores are within or near the Industrial Park, but there are a couple scattered in Camana Bay and along West Bay road. The major homeware stores are in the vicinity of Eastern Avenue. Camana Bay is full of shops, from clothing and books to kitchen supplies. In Savannah, the Countryside Shopping Centre houses a Foster’s supermarket,

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On-Island Shopping 194 - Antiques & Art Galleries 195 - Art Supplies 198 - Beauty Products 198 - Bicycles 200 - Books, Stationery & Toys 200 - Building Supplies 201 - Buying in Bulk 201 - Cameras & Photographic Equipment 201 - Clothing & Accessories 201 - Computers & IT Services 203 - Dive Equipment 203 - Electronic Equipment 203 - Fireworks 204 - Furniture Stores 204 - Hardware 205 - Homewares, Accessories & Lighting 205 - Hurricane Supplies 207 - Jewellery, Watches & Repairs 207 - Maternity Clothing 209 - Musical Instruments 209 - Party Supplies & Rentals 209 - Plants, Flowers & Garden Centres 209 - School Uniforms 210 - Shoes 210 - Sports Clothing & Equipment 210 - Sunglasses 212 - Thrift Shops 212 - Toys 212 - Underwear 212 Online Shopping 213
Photos courtesy of Julie Corsetti & Kirk Freeport

an A. L. Thompson’s hardware store and other shops. New shopping plaza developments include The Grove located on West Bay Road and Harbour Walk at Grand Harbour, both of which feature a variety of retail stores, restaurants and cafés.

Antiques & Collectables

Artifacts Ltd. is a treasure trove of antique maps, prints, silver, coins, jewellery, shipwreck treasures and china, as well as unique modern handmade glass and ceramics. Cayside Galleries, Seafarers Way. Tel: (345) 949 2442 or (345) 916 8435 or visit www.artifacts.com.ky.

Art Galleries & Locally Made Items

Art galleries in Cayman showcase the highquality works of local artists and crafts people. Featured work includes original paintings, Caymanite jewellery, handwoven thatch products, Cayman sea salt, soap products, artisanal jams, hot sauces and sculptures.

Art Nest is a welcoming creative studio where local artists can paint, create and make art. Elizabethan Square, 80 Shedden Road. Visit www.artnestcayman.com.

Awardart Gallery sells contemporary 2D and 3D artwork at regular pop-up art shows representing top Caymanian artists. Email: art@avrilward.com, call (345) 927 5516 or visit www.avrilward.com.

Cathy Church’s award-winning signature collection, available at affordable prices, is worth the trip to Cathy Church’s Underwater Photo Centre Gallery on South Church Street at Sunset House Hotel. Tel: (345) 949 7415 or www. cathychurch. com. SEE AD THIS PAGE, 410 & 469

Cayman Craft Market is located on Seafarers Way, across from the wreck of the Cali in George Town. The market brings together visitors and local artisans who create unique Caymanian art, jewellery, crafts and recycled treasures made from unique materials as well as locally made sauces, jams and jellies. You can find items made from leather, thatch, wood, shells, Caymanite

and Black Coral. Open Monday-Friday 8.30am3pm.

The Cayman Islands National Museum is in the heart of George Town and celebrates the unique natural and cultural heritage of Cayman. The museum shop offers a wide selection of locally made products and souvenirs and is the official distributor of the Cayman Islands flag. Open Monday-Friday 9am-5pm and Saturday 10am2pm. Tel: (345) 949 8368. SEE AD PAGE 433

Cayman Nature Store aims to provide ecofriendly products that help to preserve the Islands’ environment. It offers a selection of apparel, plastic-free items and art from local artisans. Located in Dart Park, South Sound. Open Monday-Friday 9am-5pm. Select items from the National Trust are available on their Facebook page store. Tel: (345) 749 1121 or visit www.nationaltrust.org.ky.

Goodness offers a selection of handmade and sustainable gifts and essentials from both exclusive local and international small business

creatives. Open Monday-Saturday 10am-5pm at 31 Shedden Road. Tel: (345) 917 4444 or visit www.goodnessky.com.

Guy Harvey Gallery and Shoppe sell original paintings, giclées and limited edition paper, canvas and aluminium art by Guy Harvey. 49 South Church Street, George Town. Tel: (345) 943 4891 or visit www.guyharvey.com.

National Gallery of the Cayman Islands (NGCI) is located on the Esterley Tibbetts Highway and is the permanent home of the national art collection. It hosts a wide variety of exhibitions throughout the year, and the facility includes an art studio, on-site café and gallery shop with locally made gift items and prints of works from the national collection. The National Gallery is open Monday-Saturday 10am-5pm. Entry is free. Tel: (345) 945 8111.

Pure Art features Cayman’s best-known and beloved painters, sculptors, artisans and craftspeople with original paintings, art prints and handcrafted gifts in their Caymanian-

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style cottage on South Church Street. Open Monday-Saturday 9am-5pm. Tel: (345) 949 9133 or visit www.pureart.ky. Facebook: Pure Art Gallery & Gifts.

Sandon Feat Gallery features paintings by local artist, CEWhitney, as well as a unique variety of local handicrafts, all in a friendly atmosphere. Open Saturdays only 9.30am-4.30pm. 72 North Church Street (Digicel Plaza), George Town. Tel: (345) 923 2588.

Kennedy Gallery is Cayman’s best known destination for all your local and Cuban fine art, large format digital printing, scanning and quality custom framing needs. Supporting the most popular Caymanian and Cuban artists, it carries and displays the largest selection in Cayman and has the finest options of materials for both printing and framing. West Shore Centre, West Bay Road. Tel: (345) 949 8077, email: kgallery@candw.ky or www. kennedygallerycayman.com.

3 Girls & A Kiln is an art collective with Island-inspired ceramics and upcycled art. 47 South Church Street, George Town. Visit www.3girlsandakiln.com.

Art Supplies

Book Nook

Home to an array of toys, books and arts and crafts materials, particularly suitable for children. Galleria Plaza, West Bay Road. Tel: (345) 945 4686.

Kirk Office

Carries an extensive selection of acrylic, watercolour and oil paints, as well as washable children’s paints. Their range of art supplies includes a variety of brushes, canvases, drawing pencils, felt swatches, glue and glitter. 67 North Sound Road, George Town. Tel: (345) 623 5475. www.kirkoffice.ky. SEE AD PAGE 86

Office Supply

Offers a selection of arts and crafts and school and office supplies. Marquee Plaza, 36 Lawrence Blvd. Tel: (345) 946 1200 or email: info@officesupply.ky.

Beauty Products

Beyond Basics Laser & Skincare

Licensed experts in selling Obagi Medical, Image Skincare, Repechage, Circadia and Revivogen hair restoration. 3rd Floor of the Tomlinson Building, George Town. Tel: (345) 916 7546 or email: info@beyondbasics.ky.

Body Works

Sells Eminence Organics, Aura Cacia, Kneipp, Deep Steep, Gaiam yoga and fitness products and Gehwol foot products. Also, SOi candles, aromatherapy and more. Queen’s Court Plaza, West Bay Road. Tel: (345) 945 6485.

Da Vinci Centre for Wellness & Alternative Therapies

Sells Chrysalis anti-ageing skincare products. Located at Park Place Plaza on West Bay Road. Tel: (345) 943 2002, email: info@ davinciwellnesscentre.com or visit www. davinciwellnesscentre.com.

SEE AD PAGES 340, 341 & 344

Eclipze Hair Design & Day Spa

Sells Goldwell, TIGI – Catwalk, Bed Head, B for Men, TIGI Cosmetics, Peter Thomas Roth, June Jacobs Spa Collection, Aromafloria smelling beads and muscle soak, Gehwol, OPI, wet brushes, Olivia Garden and more. Camana Bay. Tel: (345) 945 1188 or (345) 916 7274 or email: appointments@eclipze.ky.

Focus Hair & Beauty

Sells Guinot, Redken and L’Oréal. Marquee Plaza, Lawrence Boulevard. Tel: (345) 943 6287.

Hibiscus Spa at The Westin Resort & Spa

Offers Hibiscus Spa wellness gifts, Kerstin Florian, Intraceuticals HydraFacial and Pure Fiji products. Tel: (345) 914 2009 or (345) 914 2010, email: hibiscusspa@westin-cayman. com or visit www.westingrandcayman.com.

La Parfumerie

Shop for the latest products in makeup, skincare, fragrance, men’s products and more in dedicated Kirk Freeport stores and boutiques. Stocking over 450 different products from the world’s top brands like Bare Minerals, Benefit, Chanel, Christian Dior, Clarins, Guerlain, Lancôme, L’Oréal Paris, La Prairie, Sisley Paris, Shiseido, Black Up, L’Occitane, Creed, Yves Saint Laurent and more! For a full list of locations in George Town and Seven Mile Beach, visit www. kirkfreeport.com or call (345) 949 7477.

Le Visage

Sells Elemis, Cane + Austin, Androit Beauty, FaceTory, Sara Happ and more. The Paseo, Camana Bay and Harbour Walk Edgewater Way, Grand Harbour. Tel: (345) 946 2332 or email: sharron@levisageboutique.com.

MAC Cosmetics

Sells MAC cosmetics beauty products. 40 Royal Plaza, Cardinall Avenue, George Town. Tel: (345) 949 6513 ext. 5202.

Paige & Co.

Sells a full range of TIGI Bed Head products. Pasadora Place, Smith Road, George Town. Tel: (345) 949 6912.

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Penha Perfume & Cosmetics

Penha is one of the oldest and most renowned beauty product retailers in the Caribbean. In their duty-free store in George Town and West Bay, they sell major cosmetics and skincare like Estée Lauder, Clinique, Kiehl’s, Biotherm, Lancôme, Bath and Body Works, Ritual, L’Occitane skincare, Versace & Dolce Gabbana exclusive private collection, Tom Ford, Chanel, Dior, Hermès and all other major fragrances. Visit them in two locations: 40 Royal Plaza, Cardinall Avenue, George Town. The Grove, 1358 West Bay Road, Building C, Unit C21. Tel: (345) 949 6513. SEE AD

Cayman Perfume Lab

Selling the perfect gift for any occasion, Cayman Perfume Lab stocks all your favourite fragrances and custom made colognes. Browse their collection at Monaco Towers, behind Starbucks in George Town. Tel: (345) 623 3330.

Tips ‘N’ Toes

Sells Dermalogica. Bayshore Mall, George Town. Tel: (345) 943 8637.

Rock Gorgeous Hair Salon

Sells GHD (flat iron and blow-dryers), Oribe, Unite, Olaplex, Smith & Cult nail polish, tapein extensions, Zuriel hair taming system, hair jewellery and more. Tel: (345) 925 4231.

The Spa at The Ritz-Carlton, Grand Cayman

An exclusive luxury spa providing a full range of services that includes signature facials, massages and body treatments. Arrive early to relax in the serene lounge or unwind in the whirlpool, sauna and steam room. Treatments range from 45 minutes to a full day of services.

Luxury Couture Beauty

A beauty boutique run by experienced makeup artist, Kadian. Stocks vegan, paraben-free, fragrance-free and cruelty-free products from Dose of Colors, Laura Mercier, LORAC Cosmetics and more. Choose from a wide range of foundations, powders, eyeshadows, lipsticks and other products. Also offers complimentary makeup consultations. Located at 8 Caymanian Village, inside Lux

Spa, North Sound Road, George Town. Tel: (345) 926 1150 or email: luxurycoutureky@ gmail.com. SEE AD PAGE 414

Spa Esprit Hair Design & Day Spa

Sells Olaplex, KMS, Goldwell, OPI and more. The Strand Shopping Centre, West Bay Road. Tel: (345) 945 4334.

Styles Hair Salon & Spa

Sells Matrix, Biolage, Biosilk, Brazillian Blowout, Chi, Lanza, Tec Italy, Paul Mitchell, Redken, Sebastian, Sexy, TIGI Bed Head products for men and women. West Shore Centre (Pink Plaza), West Bay Road. Tel: (345) 949 8809. Facebook: Styles Beauty Salon and Spa.

SEE AD PAGE 216

Uniko Eco Salon

Uniko Eco Salon by Davines is the only ecofriendly salon in Cayman. They sell a variety of environmentally friendly elements and products and offer hair Botox services. They also have a programme allowing clients to save money and reduce waste by refilling their old containers. Harbour Centre, 5 West Bay Road. Tel: (345) 769 5400. www.unikosalon.com.

Vanity Salon

Sells a full range of Aveda products. Midtown Plaza, George Town. Tel: (345) 949 7929.

WOW Spa

Sells Jane Iredale skincare makeup, Repechage skincare products, as well as CIRCADIA products. Smith Road Plaza, 60 Smith Road, Suites 5 & 6. Tel: (345) 945 6969 or email: info@wowspa.ky.

Bicycles

There are a wealth of bicycles and bicycle accessories available for both adults and children on-Island. The main supplier is Uncle Bill’s Home Improvement (Tel: (345) 949 7601). They also sell a wide variety of bike-related products, including accessories, lights and repair kits. Kirk Home Centre (Tel: (345) 949 2521) also sells a good selection of Huffy bicycles. Both can be found on Eastern Avenue in George Town. Cayman Mobile Bike Repairs

(Tel: (345) 525 2020 or (345) 936 8385, email: info@caymanbikerepairs.com) is also an authorised dealer for Felt and Bianchi. In The Grove, Paddle Wheel is a bicycle and kayak shop offering tours, rentals, sales and bicycle servicing for all makes and models.

Books, Stationery & Toys

Atlantic Kids

‘AK’ offers a unique selection of books for children, as well as other educational items to help children learn to read, count and improve their analytical skills. ‘AK’ also carries an assortment of back-to-school items, including Jansport backpacks. They are open MondaySaturday 9.30am-6.30pm. Paddington Place, Godfrey Nixon Way. Tel: (345) 949 2296 or visit www.atlanticak.com. SEE AD PAGE 203

The Book Loft

The Cayman Islands Humane Society’s charity book shop, The Book Loft, is run by volunteers and sells used and new adult and kids’ books. The store only sells books in good condition. They also sell gifts, stationery, greeting cards and paper, as well as both adult and kids’ games, computer games and puzzles. The Loft is open Tuesday-Saturday 10am-4pm, closed on Sunday-Monday. All money raised is for the animals. Tel: (345) 946 8053 or email: info@caymanislandshumanesociety.com.

Book Nook

Has a very good selection of adult, teen and children’s books, travel guides, cookbooks, notecards, candles and more. Open MondaySaturday 9am-6pm. Galleria Plaza, West Bay Road. Tel: (345) 945 4686.

Next Chapter

A haven for book lovers across Cayman and a favourite destination to pick up unique and meaningful gifts for all age groups. Located in the heart of Camana Bay’s town centre, Next Chapter is a community hub and the perfect place to lose yourself while browsing or stop quickly to pick up a last-minute gift. The store is open seven days a week, and every purchase is backed by their lowest guarantee. Opening hours: Monday-Friday 10am-6pm, Saturday

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9am-6pm, Sunday 10am-5pm. Tel: (345) 640 BOOK (2665). SEE AD THIS PAGE

The Christian Enlightenment Centre

Carries Christian books, Bibles, Devotionals, home décor gift items, greeting cards, journals and more. Open Monday-Saturday 9am-6pm. North Church Street (by Burger King), George Town. Tel: (345) 945 1252.

Building Supplies

There are a handful of replete building supply companies in Cayman. The major building suppliers are A. L. Thompson’s, Cox Lumber and Kirk Home Centre. For indepth information, please see the Building a Home chapter.

Buying In Bulk

If you are looking to buy bulk items like nappies, cleaning supplies, toilet paper, non-perishable food and soft drinks, Cayman has a good selection of wholesale stores. Priced Right and Cost-U-Less both sell an array of household items.

Cost-U-Less

Governors Square, 51 Lime Tree Bay Avenue. Open Monday-Saturday 8am-9pm. Tel: (345) 745 5377.

Priced Right

Two stores: The Airport Centre MondaySaturday 7am-9pm and Republix Plaza MondaySaturday 7am-10pm. Both stores are closed on Sundays. Tel: (345) 815 1070 or (345) 949 3214.

Cameras & Photographic Equipment

In some cases, cameras and camera equipment may be cheaper on-Island than in the US or Europe as they are duty-free.

Cathy Church’s Photo Centre

Cathy Church’s sells a wide range of digital cameras, including Nikon, Olympus, GoPro, Instax, Fujifilm, underwater systems and more. With the camera purchase, you also get 20 free 4x6” prints from the convenient selfservice print kiosks. They also offer a custom photo printing service and provide an amazing framing service with the largest on-Island

framing studio. Located at Sunset House Hotel, South Church Street, George Town. Tel: (345) 949 7415 or visit www.cathychurch.com.

SEE AD PAGES 195, 410 & 469

Children’s Clothing

The beauty of buying kid’s clothes locally is that the stock suits the climate! You will be pleased with the selection, variety and prices available in Cayman. Some adult stores like Funky Monkey also stock a good selection of kids’ clothing. The boutiques at The Ritz-Carlton and The Westin, as well as Divers Supply and Divers World, carry good options for kids.

Atlantic Kids

For 50 years, ‘AK’ has specialised in children’s clothing, accessories and toys for infants to teens. They are Cayman’s authorised retailer for Carter’s, OshKosh and Skechers and offer many other top children’s brands like Guess, Habitual, XRay Jeans, Amy Byer and Stride Rite. AK also sells backpacks, lunch kits and water bottles for all ages, including a wide

selection from Jansport. Paddington Place, Godfrey Nixon Way. Tel: (345) 949 2296 or visit www.atlanticak.com. SEE AD PAGE 203

Bedside Manor

This well-known store sells a variety of baby clothes for various ages, including coveralls, footie and gown sets, sleeping bags and more. Also stocks accessories, including bibs, swaddles, muslin burp cloths, socks and mittens, beanies and hats. Market Street, Camana Bay. Tel: (345) 947 2711 or visit www.bedsidemanor. ky. SEE AD PAGE 353

Kids Karma Closet

Sells pre-loved children’s and maternity wear. A consignment store specialising in clothing from newborn to 16+, shoes, accessories, toys and carriers. Buckingham Square, West Bay Road. Tel: (345) 947 7330.

Little Angels

Sells a great selection of UV sun protection apparel and swimwear, trendy casual clothing and Cayman branded items for kids. Across

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Books, toys, gifts and games.
Located at Camana Bay or shop online at nextchapter.ky

from the cinema, Camana Bay. Tel: (345) 946 2645 or visit www.littleangelscayman.com.

Adult Clothing & Accessories

Allee Designer Fashion Boutique

A women’s designer fashion and shoe boutique. Allee provides quality and elegant clothing for all occasions at affordable prices. Galleria Plaza, West Bay Road off Seven Mile Beach. Tel: (345) 946 6464 or visit www.facebook.com/ alleedesignerboutique.

Amé

Offering a relaxing atmosphere while you shop, you can find everything from activewear and sports-luxe to summer resort and bohemian clothing, shoes, fine accessories and home fragrances in this boutique offering premium lifestyle brands for men and women. The Paseo, Camana Bay. Tel: (345) 926 6435.

Atlantic

Atlantic has been a community staple for the last 50 years and is known for offering a variety of well-known brands at affordable prices across six departments. Men will find designers such as Original Penguin, Ben Sherman, DKNY and Madden shoes. The women and junior departments carry Coco + Carmen, Lena, Ruby Rd, Democracy, A.BYER, YMI Jeans, and many other popular brands for casual, fun and work looks alike. They also carry an extensive collection of lingerie, including Maidenform and Bali. Shoppers can also find an excellent and ever-changing selection of accessories and unique gifts. Paddington Place, Godfrey Nixon Way. Tel: (345) 949 2296 or visit www. atlanticak.com. SEE AD OPPOSITE PAGE

Bliss Living & Yoga

Sells yoga books, mats and high-quality athletic wear, including Lululemon Athletica. Marquee Plaza, Lawrence Blvd. Tel: (345) 949 9642.

Blue Wave - Waterman Cayman

A lifestyle wear and surf shop that carries Billabong, Roxy and more. Also stocks kitesurfing equipment. Two locations: Galleria Plaza on West Bay Road (Tel: (345) 769 7873) and West Shore Centre on West Bay Road (Tel: (345) 949 8166).

Carey’s Karma Closet

A women’s designer consignment store that sells designer clothing and accessories at 4070% off the retail price. Expect to find brands like Louis Vuitton, BCBG, Gucci, Jimmy Choo and DVF. Buckingham Square, 720 West Bay Road. Tel: (345) 947 4945 or email: info@ careyskarmacloset.com. Open TuesdaySaturday 11am-5pm.

De Sunglass Man

A leading sunglasses store on-Island with a broad range of duty-free sunglass brands to suit every lifestyle, from Chanel, Bulgari, Prada and Gucci to Coach, Maui Jim, Oakley and Ray-Ban. Also sells fashion watches and accessories. Jasmine Court, The Paseo, Camana Bay. Tel: (345) 640 5339 or visit www. desunglassmancayman.com.

Fifth on Seven

Features designer resort wear, swim and beachwear for both men and women. Caribbean Plaza, West Bay Road. Visit www. caymanfashiongroup.com.

Forever Summer

Offers a variety of stylish, fun, affordable women’s fashion and accessories for teens and adults. The Paseo, Camana Bay. Tel: (345) 949 4142 or visit www.foreversummer.com.

Funky Monkey

A hip apparel and fun wear boutique for sport, yoga, beach and party-inspired needs. They provide trendy fashion selections and accessories for the whole family. Featuring brands like Ocean Drive, Elan, River + Sky, Volcom, Johnnie-O, Banana Moon and more. Governors Square, West Bay Road. Tel: (345) 943 8659 or www.funkymonkeycayman.com.

Guy Harvey Gallery & Shoppe

Sells Guy Harvey merchandise, including men’s, women’s and kids’ apparel. They also offer a wide range of accessories, home décor and unique souvenirs. 49 South Church Street, George Town. Tel: (345) 943 4891 or visit www. guyharvey.com.

J. Michael

Offers a large collection of clothing, shoes, accessories, cosmetics and more for women, men and kids. Also good for children’s gifts. The Strand Shopping Centre, West Bay Road. Tel: (345) 946 5310 or visit www.jmichael.ky.

NKY, NKY Collections & POLO by NKY

Offers a large selection of top brands. Find luxurious men’s and women’s fashion and accessories. Professional tailoring and personal shopping services are also available. Visit www.caymanfashiongroup.com.

Off The Peg

Women’s boutique offering stylish and affordable clothing (sizes 2-22), unique fashion jewellery and handbags. Cardinal Avenue, George Town. Tel: (345) 946 5050, check out their Facebook and Instagram @ offthepegcayman, or shop online at www. offthepegcayman.com.

Red’s Emporium

The retail location of Red Sail Sports in Camana Bay, Red’s Emporium, sells affordable fashion for work and play as well as unique gifts and accessories for both men and women. The Crescent, Camana Bay. Tel: (345) 640 9849 or visit www.redsailcayman.com.

Sand Angels

Sells a great selection of world-class swimwear, resort wear and accessories, including bikini separates, full-figure and bra-sized swimwear. The Paseo, Camana Bay. Tel: (345) 945 7263 or visit www.sandangels.com.

Silhouette

Sells lingerie, underwear, loungewear and pyjamas for both men and women. They also offer a bra fitting service. The Paseo, Camana Bay. Tel: (345) 943 5223 or email: info@ silhouette.ky.

SOLES Shoe Salon

SOLES Shoe Salon is a shoe destination connecting men and women with the latest styles in designer footwear and accessories such as leather handbags, wallets and travel cases from a wide range of luxury brands. The

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Paseo, Camana Bay. Tel: (345) 746 8173 or visit caymanfashiongroup.com.

Sweet Pea Boutique

Sells pyjamas, dresses, loungewear, shoes, accessories and more for women. They are an online shopping service only. Tel: (345) 923 5947 or visit www.sweetpea.ky.

Sportista

Sportista is the go-to spot for Cayman’s serious athletes. With a variety of brand-name athletic wear and accessories, the familyowned business aims to serve those who like to stay active. Heliconia Court, Camana Bay. Tel: (345) 926 1122 or visit sportista.shop.

The Bump to Baby

Sells a variety of beautiful clothes and necessities for before, during and after pregnancy from sizes XS to XXXL that are perfect for the Cayman weather. Brands include Belly Bandit, Cache Coeur, HotMilk Collective and more. The Strand Shopping Centre, West Bay Road. Tel: (345) 938 6498 or visit www. thebumptobaby.com.

Vertu

An affordable fashion and shoe boutique for women. Three locations: Flagship by Vertu in Camana Bay, Caribbean Plaza on SMB and 40 Cardinall Avenue, George Town. Tel: (345) 945 1253.

VITAL Spinbar & Yogaden

Sells eco-friendly yogawear from brands including Manduka and Woven, as well as essential oils, diffusers and candles. VITAL also stock a luxury spa line with shampoos and body oils. Visit them in Grand Harbour Shops or call (345) 333 4825.

Computers & IT Services

Expect to pay a little more for computers in Cayman. If you import a computer, you will have to pay 22% duty on the shipping, insurance and cost of the equipment.

Cayman Business Machines Ltd/PBS Group

Cayman Business Machines/PBS Group provides laptops for business and home use as

well as IT services. They also offer quality digital printing services and quality prints at quick turnaround times. Cayman Centre, Dorcy Drive, George Town. Tel: (345) 949 8642 or visit www. grouppbs.com.

Cayman MAC Store

Cayman’s Apple-authorised reseller and service provider has a full range of Macs, iPads, iPods, iPhones, Apple TV, Beats products, headphones, accessories and more. One Nexus Way, Camana Bay. Tel: (345) 943 4763 or see www.caymanmacstore.ky.

Kirk Office

As an authorised retailer of HP and Lenovo, Kirk Office has an excellent selection of laptops, tablets, printers, monitors and accessories in their interactive showroom. They also offer networking, storage and memory components plus a variety of cables, adapters and accessories. Tel: (345) 623 5475 or visit www. kirkoffice.ky. SEE AD PAGE 86

Office Supply Ltd.

Marquee Plaza, 36 Lawrence Boulevard. Tel: (345) 946 1200

Curtains, Draperies & Blinds

See the Home Improvements chapter.

Dive Equipment

Divers Supply

West Shore Centre, West Bay Road. Tel: (345) 949 7621 www.diverssupply.ky

Divers World

Seven Mile Shops, West Bay Road Tel: (345) 949 8128

Electronic Equipment & Home Automation

Bang & Olufsen

Cayman’s exclusive dealer for Bang & Olufsen offering an extensive range of products like BeoLab speakers, BeoVision televisions, BeoPlay headphones and portables. The Paseo, Camana Bay. Tel: (345) 623 8080.

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Creative Tech

Creative Tech is Cayman’s authorised dealer for Bose, Sonos, Paradigm, Samsung, Marantz, Martin Logan, Sennheiser and other leading AV brands. Offering a wide range of home theatre systems, TVs, headphones, speakers and AV furniture. Bay Town Plaza, Shop 6, West Bay Road. Tel: (345) 946 8324 or email: info@ creativetechltd.com.

Funky Tangs

Sells TVs, home theatre equipment and audio/ video accessories. They also offer a full line of musical instruments and car stereos. 220 Shedden Road and 42 Hirst Road, Savannah. Tel: (345) 949 0998.

Hi-Tech Electronics

Offers TVs, home theatre equipment and satellite TV services. 34 Howard Street, off Godfrey Nixon Way. Tel: (345) 945 3950 or email: info@hitechelectronics.ky.

Flooring, Tiles & Carpets

See the Home Improvements chapter.

Fireworks

During December, there are many places selling fireworks; however, throughout the year, you can get them from Fireworks Ltd. by Massive, which is Grand Cayman’s largest fireworks retailer.

Fireworks Ltd. by Massive

Open all year round, they offer a wide range of fireworks like rockets, roman candles, sparklers, cakes, fountains and large ‘show in a box’ displays. They offer online shopping and free Island-wide delivery on orders over CI$250. 134 Industrial Way. Tel: (345) 949 7990 or visit www.fireworkslimited.com.

Furniture Stores

There are several furniture stores on-Island with a variety of options. IDG (SEE AD INSIDE FRONT COVER) is an award-winning interior design firm offering expertly curated products and hassle-free shopping, with a white-glove delivery service covering everything from importation to installation and clean-up. IDG has

a variety of vendors to choose from and is the exclusive local stockist for many brands. LIVING.KY is another furniture and interior design company dedicated to helping you live stylishly and comfortably, with a range of indoor and outdoor furniture to choose from. They also offer complimentary interior design services as part of their custom furniture packages.

Other dedicated furniture stores like Ashley Furniture, The Great Room by NYK, Marksons Furniture, Sticks & Stones, Tomlinson Furniture and Design Studio all sell a very good selection. Home centres like A. L. Thompson’s, Cox Lumber and Uncle Bill’s sell a small selection of relatively inexpensive indoor furniture.

Children and baby furniture can be bought from Bedside Manor in Camana Bay, The Bump to Baby in The Strand on West Bay Road, Tomlinson Furniture Gallery and Baby Express at 68 Mary Street in George Town. Pre-loved, second-hand baby and children’s furniture can be bought through the EcayTrade website and at Kids Karma Closet. Cayman also has extremely skilled furniture designers who can build almost anything from scratch, like wine cellars, book shelves, entertainment centres, stair cases, closets and beds etc. Custom cabinets for your kitchen and bathroom can be purchased from Pooley Cabinets (Tel: (345) 947 6780). John Bird of Martlet Design also builds custom design furniture (Tel: (345) 916 7583).

If you’re moving to Cayman, the best course of action is to first decide whether you will be renting or buying a house. Most rentals come fully furnished, as do previously owned houses and condos. Newly built houses and condos come unfurnished. Many people buy new furniture locally or take advantage of the booming second-hand market on the EcayTrade website and other local Facebook pages.

If you decide to buy your own home, you can choose to import your personal items (furniture, paintings, accessories, etc). If you have been here longer than the

six-month duty-free window, then you can write to the head of Cayman Customs explaining that you have now bought a property and would like to import your used personal items from back home, and request that the items be brought in dutyfree (see the Preparing to Move chapter for more information). If the request to import your belongings is genuine, it is unlikely you will be denied. This would be subject to any condition that the collector may see fit to impose. Provide all the receipts so you can prove the items are over six months old, but please note, the items must be used. If any items are new and have never been used, then you will likely be charged duty.

Ashley Furniture HomeStore

Stylise and add some pizzazz to your home with the Ashley Furniture HomeStore. Their friendly sales team help you create beautiful and comfortable spaces for your home. They stock living, dining, bedroom, and outdoor furniture in a variety of styles, as well as mattresses and home accessories to personalise your space. They also offer free delivery and assembly. Visit their showroom at 360 Dorcy Dr, George Town. Tel: (345) 943 2323, WhatsApp: (345) 916 2323, @ashleycaymanislands on Instagram, email: ashleyfurniturehomestorecayman@gmail.com or visit www.ashley.ky. SEE AD PAGE 235

BrandSource Home Gallery

209 Dorcy Drive, Industrial Park. Tel: (345) 623 5000 or visit www.brandsourcecayman.com

Design Studio

An interior design firm and furniture retail shop. Their showroom features a wide variety of furniture and accessories for the home. Market Street, Camana Bay. Tel: (345) 945 4977, email info@designstudio.ky, visit www.designstudio. ky or check out their online shop at www. designstudiointeriors.shop. SEE AD PAGE 237

HÜIS Cayman

A variety of furniture items for your living room, kitchen, dining room and more. 350 Shedden Road, George Town. Tel: (345) 949 3749.

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Interior Design Group (IDG)

IDG combines award-winning interior design services with a brick-and-mortar storefront and online shop, making its expertise and elegance available to everyone. The IDG Shoppe carries a hand-picked selection of products including furniture, lighting, home decor, fragrance, and more, and it has a team of personal shoppers to guide you. Visit IDG at 7 Mile Shops. Tel: (345) 745 4315 or email: shop@idgcayman.com.

COVER

LIVING.KY

Contemporary furniture and design store with brands including Surya, EQ3, Four Hands, Ethnicraft, Sugarboo & Co, Essentials for Living, Moe’s, BDI, Kichler Lighting, New Growth Designs and more. Stocks various items including coffee tables, storage and shelving, entertainment units, chairs, sofas, sectionals, ottomans and more. Also stocks outdoor furniture like hanging benches and swivel chairs. Located in Pasadora Place, Smith Road. Tel: (345) 2338700 or visit www.living. ky. SEE AD PAGES 12-13, 91, 233 & 255

Marksons Furniture

Provides space planning and interior design services. Their showroom has a huge selection of indoor and outdoor furniture, including sectionals, dining room sets, bedroom furniture, accessories, area rugs, tables and more. Located in George Town. Tel: (345) 949 6233 or visit www.marksons.ky.

SEE AD PAGE 245

Staged

An online home decor company providing a range of contemporary furniture for your home. To take the stress out of furnishing a new property, Staged offers furniture packages ideal for new homeowners, investors, landlords and developers. Tel: (345) 916 5413, email: stagedcayman@gmail.com or visit www.staged.ky to find out more about their furniture packages.

SEE AD PAGE 244

Sticks & Stones

An eclectic collection of fine indoor and

outdoor furniture and accessories. Open Monday-Saturday 10am-5pm. 114 Kingbird Drive, Industrial Park. Tel: (345) 947 8663 or email: info@sticksandstones.ky.

Tomlinson Furniture & The Mattress Gallery stocks all major brand mattresses like Serta, Simmons, Sealy, Tempur, iComfort and Beautyrest. They offer solid wood bedroom sets, sofa sets, dining sets, home office, bunk beds and more. Brands carried include: Coaster Furniture, Furniture of America, Modway, Classic Home, Ashley Furniture, Serta Upholstery, Palliser and more. They also sell nursery and children’s furniture, including cribs, crib mattresses, toddler beds and more. Home décor accessories including rugs, mirrors, paintings, lamps, candle warmers and diffusers from brands such as Uttermost, Sagebrook and UMA are always on-hand. Free Island-wide delivery is offered on any purchase. Tomlinson Building, 9 Walkers Road, George Town. Tel: (345) 949 5383, email: info@tomlinsonfurniture.ky or visit www. tomlinsonfurniture.ky. SEE AD THIS PAGE

Second-Hand Furniture

The second-hand furniture and accessories market is flourishing, and you will be pleasantly surprised by the quality of the goods found for such reasonable prices. Second-hand furniture can be found on www.ecaytrade.com and www.cayman consignment.com Second-hand household items, books, clothing and more can be found at the Red Cross Thrift Shop and the Cayman Islands Humane Society Thrift Shop. See the ‘Thrift Shop’ section on page 212.

Hardware

A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s carry large selections of hardware.

Homewares, Accessories, Lighting, Linens & Bed Sizes

Whether you’re renting or purchasing a house, most tend to come fitted with a washer, dryer, fridge, microwave, dishwasher and stove. If you are renting, properties are usually equipped with some

SHOPPING 13 » www. caymanresident .com 205
SEE AD INSIDE FRONT
Tel 949-5383 • 526-2337 9 Walkers Road, Tomlinson Bldg. GT info@tomlinsonfurniture.ky • www.tomlinsonfurniture.ky Excellent prices on the name brands you trust b��������

kitchen utensils, like plates, cutlery and pots. Linens and towels are less frequently provided; however, a great selection of good quality beach towels can be found at Priced Right on Airport Road and Kirk Home Centre on Eastern Avenue.

All the home centres and many furniture stores carry an interesting range of accessories, such as pillows, lamps, throws, linens and ornaments. Lamps with 110/115 volts and a two-pin electrical plug work here. Refer to the Settling In chapter, Utilities section for more information on electrical plugs and outlets. Bed sizes in Cayman are all US sizes. A twin or single bed is 38” x 74”, a full bed is 54” x 80”, a queen is 60” x 80” and a king is 84” x 80”. Most mattress brands sold on-Island have pillow tops, so deep fitted sheets are a must.

Sells home fashions, indoor and outdoor lighting fixtures and ceiling fans, countertop appliances, cookware, bakeware, tableware, gadgets and window treatments. Major home appliance brands include Whirlpool, KitchenAid, Miele, Sub-Zero and Wolf. 189 North Sound Road. Tel: (345) 949 8622 or visit www.althompson.com.

SEE AD PAGES 207, 229, 234, 247 & 248

Anna Hislop Home

Sells an array of indoor and outdoor home accessories such as rugs, bookcases and shelving, kitchen and dining decor. Eucalyptus Building, George Town. Tel: (345) 949 5556.

Ashley Furniture HomeStore

Enjoy a new start with a great selection of

stylish, affordable home furniture. Living, dining, bedroom, and outdoor furniture are available in a variety of styles as well as mattresses and home accessories to personalise your space. They also offer free delivery and assembly. Visit their showroom at 360 Dorcy Dr, GT. Tel: (345) 943 2323, WhatsApp: (345) 916 2323, @ashleycaymanislands on Instagram, email: ashleyfurniturehomestorecayman@gmail. com or visit www.ashley.ky. SEE AD PAGE 235

Bedside Manor

This lovely boutique sells luxury linens, down pillows, weighted blankets, duvets, baby products, home accessories like throws and cushions and a curated collection of gifts and women’s jewellery and luxury accessories. Market Street, Camana Bay. Tel: (345) 947 2711 or visit www.bedsidemanor.ky.

SEE AD PAGE 353

Bon Vivant Kitchen Studio

Offering kitchen design services, luxury appliances, custom millwork and a variety of premium kitchenwares from countertop appliances and built-in units to cookware, tabletop items and a full range of culinary accessories. Brands include Bosch, Thermador, Smeg, Liebherr, Breville and Le Creuset cookware to name a few. Market Street, Camana Bay. Tel: (345) 623 2665, email: info@bonvivant.ky or visit bonvivant. ky. SEE AD THIS PAGE & 252

BrandSource Home Gallery

Offers a selection of Tempur-Pedic and Sealy mattresses, along with furniture including tables, lamps, rugs, mirrors and bed

accessories. Offers a full range of European kitchenware, cookware, cooking utensils and gadgets for the wine enthusiast. 209 Dorcy Drive, Industrial Park. Tel: (345) 623 5000.

Cariloha

Everything in-store is made from Bamboo which is environmentally friendly and hypoallergenic. Products range from bed linens and plush throw blankets to fitness attire, sleepwear and bath towels. Kirk Freeport Plaza, Cardinall Avenue, George Town. Tel: (345) 949 7477 or visit www. kirkfreeport.com/stores/cariloha.

Design Studio

A full-service interior design firm and showroom featuring furnishings and home décor. Market Street, Camana Bay. Tel: (345) 945 4977, email: info@designstudio.ky, visit www.designstudio.ky or check out their online shop at www.designstudiointeriors. shop. SEE AD PAGE 237

HÜIS Cayman

Sells an array of homewares and accessories, from desk clocks, decorative trays and dishes to paintings and much more. They also offer interior design services. 350 Shedden Road, George Town. Tel: (345) 949 3749.

Kirk Home Centre

Sells an extensive variety of all homeware products, from linens and home decor to paint, lighting and much more. 257 Eastern Avenue, George Town. Tel: (345) 949 2521.

Ledger & Looms (formerly Rugs Oriental)

Stocks a tasteful and eclectic collection of authentic hand-knotted rugs directly sourced from major weaving countries. They have a large selection of quality handmade carpets in varying sizes, colours and styles. They also sell gorgeous accessories including cushion covers, woven baskets, furniture upholstered in vintage textiles, mosaic lamps, jewellery, Turkish towels, robes, throws and scarves. Galleria Plaza, West Bay Road. Tel: (345) 943 7847, email: guru@ledgerandlooms.com or visit www.ledgerandlooms.com. SEE AD PAGE 242

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A. L. Thompson’s

Label C

Sells a variety of products for your home including lighting, mirrors, rugs and bedding. Also offers accessories such as candles, towels, vases and planters, dinnerware and soft furnishings. Cannon Place, 294 North Sound Road. Tel: (345) 546 1880.

LIVING.KY

Contemporary furniture and design store selling a variety of homeware products and accessories, including throw pillows, mirrors, art pieces, light fixtures, rugs, office decor and more. Located in Pasadora Place, Smith Road. Tel: (345) 233 8700 or visit www.living.ky.

SEE AD PAGES 12-13, 91, 233 & 255

The Mattress Experts

Sells a variety of mattresses, linens, pillows, headboards, bed frames and more. Located at 494 Shedden Road, George Town. Tel: (345) 947 1708 or visit www.mattressexperts.ky.

Marksons Furniture

With one of Cayman’s biggest showrooms,

over two floors, Marksons has a large selection of homeware, furnishings, mattresses, pillows and comforters as well as accessories, artwork, candles and more. Marksons specialises in the design, installation and servicing of window treatments. Located in George Town. Tel: (345) 949 6233 or visit www.marksons.ky.

SEE AD PAGE 245

Uncle Bill’s Carries a great selection of inexpensive home accessories and housewares for both indoor and outdoor living from a range of brands. 343 Eastern Avenue, George Town. Tel: (345) 949 7601.

Hurricane Supplies

Stock up on supplies well before the season starts and the threat of a hurricane appears. Visit bulk suppliers like Priced Right and Cost-U-Less for deals on items like drinking water, batteries and canned goods (see the Buying in Bulk section in this chapter). Other items such as torches, tarpaulins and generators can

be sourced at home centres like A. L. Thompson’s (SEE AD PAGES 207, 229, 234, 247 & 248) , Kirk Home Centre or Uncle Bill’s. For hurricane shutters, Hydes & Sons has an on-Island factory which makes topof-the-line hurricane shutters. See our Disaster Preparedness chapter for more information.

Jewellery, Watches & Repairs

Most jewellery stores on-Island carry a broad selection of high-end watches, including brands like Cartier, Rolex and Tag Heuer. Cayman is also a great place to buy jewellery as it can be cheaper than Europe or the US; you can enjoy savings of up to 30% on items like watches, gems and most precious metals. For jewellery and watch repairs, Kirk Freeport and Island Companies offer in-house repair services.

Balaclava Jewellers

Offers stunning and unique jewellery pieces that are rarely found elsewhere. Choose from a selection of contemporary and classic

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jewellery or work with Balaclava to design a piece unique to you. Governors Square, West Bay Road. Tel: (345) 945 5788 or visit www. balaclava-jewellers.com.

Cartier Boutique

The boutique carries a stunning range of signature jewellery collections including Love, Panthère de Cartier, Juste un Clou, Santos and Trinity de Cartier, as well as iconic Cartier

4112), The Ritz Carlton (Tel: (345) 640 3475) and The Airport (Tel: (345) 945 1029). Visit www.islandjewellers.com.

The Jewellery Palace

A family-owned company dedicated to offering quality jewellery. The Jewellery Palace endeavours to provide a memorable shopping experience and all their jewellery comes with a worldwide guarantee. Visit them at Cayside

jewels.ky for more information. SEE AD

Kay’s Fine Jewelry

Kay’s Fine Jewelry is a 35+ year family business owned and operated in the Caribbean. The luxury retail store is conveniently located at 6 Fort Street, adjacent to the George Town Cruise Port, in front of Heroes Square. They have a large selection of diamonds, gems and fancy gold and are well known for the iconic

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Email- SALES@THEJEWELLERYPALACE.COM Men's & Women's Elegant Jewellery Collection CONTACT: 345-749-8804 DIAMOND SPECIALS $199 STACKABLE DIAMOND RING $299 14K ROUND BRILLIANT DIAMONDS FLOWER EARRINGS $999 1CT DIAMOND NO ILLUSION!!

PANDORA

Take advantage of tax-free savings at PANDORA. They specialise in charm bracelets and jewellery in sterling silver and 14k gold. Located in Camana Bay, Seven Mile Beach. Tel: (345) 640 5337 or visit www.islandjewellers. com/pandora.

Rocky’s Diamond Gallery

Sells an impressive range of jewellery, from GIA certified diamonds to tanzanite, as well as rubies and emeralds. Sells an array of rings, pendants, earrings and bracelets and can custom design jewellery. They are highly ranked on TripAdvisor. Located at 28 North Church Street, George Town. Tel: (345) 946 7851, email: sales@rockysdiamonds.com or visit www.rockysdiamonds.com.

Maternity Clothing

The Bump to Baby (Tel: (345) 938 6498) stocks a variety of fashionable maternity and nursing apparel for all stages of motherhood. Bedside Manor (Tel: (345) 947 2711) also stocks comfortable women’s pyjamas and sometimes maternity clothing

(SEE AD PAGE 353) . Atlantic (SEE AD PAGE 203) , Silhouette and The Baby Shoppe each sell a good selection of maternity bras. Bliss Living Yoga sells Lululemon Athletica which is very comfortable and durable. Funky Monkey also has a good selection of comfortable clothing.

Musical Instruments

You can import musical instruments dutyfree. Guitars are readily available on Island and come in all sizes but there is a limited variety of other instruments for sale. For music lessons, refer to our Activities for Kids and Teens chapter.

Funky Tangs

Carries guitars, keyboards and drums and can order in violins. They have two locations: 220 Shedden Road and 42 Hirst Road, Savannah. Tel: (345) 943 0998.

Myles Music Store

Sells all sorts of different instruments and music books. Myles Music Store also rents and repairs guitars and offers music

lessons. Barnett Building, 24 Huldah Avenue, George Town. Tel: (345) 949 1753 or email: mylesmusic@candw.ky.

The Music Box

Sells musical instruments, accessories, music books and recording equipment. Also repairs and rents musical equipment. Market Street, Camana Bay. Tel: (345) 938 3838.

Musical Instrument/Piano Tuning

Typically, acoustic pianos require a service every 6-12 months. If your acoustic piano needs tuning, regulation or repair, the companies below offer professional piano tuning services:

Blue Water Piano

Tuning, regulation and repair of all acoustic pianos. Installation of dehumidifier systems in acoustic pianos and repairs to electronic keyboard instruments, depending on availability of parts (mainly Yamaha and Roland). A member of the Master Piano Technicians of America. Tel: (345) 925 4535, email: pianotunacayman@gmail.com or visit www.bluewaterproductions.ky.

Myles Music Store

Barnett Building, 24 Huldah Avenue, George Town. Tel: (345) 949 1753 or email: mylesmusic@candw.ky.

Office Supplies

See the Running a Business chapter.

Paint

Dedicated paint supply stores are listed below. However, many of the home centres also carry paint and painting supplies.

ACE

Carries top brands like Clark & Kensington and Magnolia Home. 11 Ashgo Street, off Godfrey Nixon Way. Tel: (345) 949 4223.

SEE AD PAGE 243

Cayman Coating Industries

Specialises in Benjamin Moore and their own branded paint. 96 Portland Road, Industrial Park. Tel: (345) 949 2920.

Party Supplies & Rentals

With every occasion, there is a cause for celebration. Regardless of the size of your event, there are several party supplies stores and services available.

Party Mania on Dorcy Drive at the Foster’s Airport Centre offers an array of party supplies for birthdays, baby showers, corporate events, graduation parties, weddings and more. They offer custommade balloon arrangements, party favours, floral arrangements and all the bits you’d need to complete your party decor. Tel: (345) 945 3268 or email: caypartymania@ gmail.com.

It’s Your Party (Tel: (345) 946 4453) is in Bodden Place on Shedden Road, Party Source (Tel: (345) 947 2789 or (345) 916 2789) is in Paddington Place on Godfrey Nixon Way and PartyVille (Tel: (345) 943 8455) is in Plaza Venezia on North Sound Road. They all sell party supplies, fancy dress costumes and balloons, as well as offering bouncy castle and water slide rentals. Shilpa offers face painting, henna tattoos and balloon twisting. To book, call (345) 927 1763 or email: tshilpa74@ gmail.com.

For larger party supplies like tents, tables, chairs and more, try AI Rentals (Tel: (345) 946 4935), Celebrations Ltd. (Tel: (345) 623 2044), Massive Equipment Rental (Tel: (345) 949 7990) or Party Source (Tel: (345) 947 2789 or (345) 916 2789). Partybooth Cayman has photo booth rentals suitable for every event (Tel: (345) 926 4100).

Plants, Flowers & Garden Centres

Throughout the year, florists and grocery stores have a variety of pre-cut flowers and pre-made arrangements. Plants, trees and potting soil can also be found at the Island’s plant nurseries, the Botanic Park and the Department of Agriculture in Lower Valley.

Cayman Growers

A plant nursery and sod/grass and tree farm located in East End. They have a variety of trees including mango, avocado and the Barbados cherry. Tel: (345) 323 0722 or visit

SHOPPING 13 » www. caymanresident .com 209

www.caymangrowers.ky.

Eighty One West

An emporium of all things botanical and botanical-inspired. Eighty One West is a nursery and design shop. It offers plants from the familiar to the unique, pet supplies, gifts, aquatics, furniture and a great design throughout. Immerse yourself in a realm of inspiration or talk to their passionate people who will help you plan your next landscape or aquatic project. Visit Shamrock Road in Prospect. Tel: (345) 928 8441 or (345) 928 8442, email: info@81west.ky or visit www.81west.ky. SEE AD OPPOSITE PAGE

Every Bloomin’ Thing (EBT)

A full-service floral shop, landscaping company, garden centre, gift shop and tea room. 384 Crewe Road, George Town. Tel: (345) 945 1701.

Growing Beauty

The owner, Michelle Green, has a great deal of knowledge about Cayman’s native plants and can provide valuable advice when planning your garden. Located at 12D Lawrence Blvd, off West Bay Road (next to the Harquail Theatre). Tel: (345) 927 2487 or (345) 925 3857 or email: growingbeauty_nursery@aol.com.

Power Flower

Power Flower’s huge variety of ceramic pots and healthy, locally-grown plants add the finishing touches to any property or event space. Visit their nursery where a passionate team of specialists can help you make the most of your home space and, at the same time, create a welcoming and tranquil ambiance. 31 Orchard Lane, Off Crewe Road, George Town. Tel: (345) 949 2256 (Office) or (345) 321 0308 (Nursery), email: office@powerflower.ky or visit www.powerflower.ky. SEE AD PAGE 248

Vigoro Nursery & Landscaping

Carries a large variety of plants, shrubs, trees, fruit trees, seeds, live herbs, terracotta and Mexican Talavera flower pots, home and garden accessories, garden furniture and more in both of their garden centres. Their expansive Agricola Drive location is open Monday-Friday 8am-6pm, Saturday 7.30am-6pm and Sunday

11am-5pm. Their two locations are 324 Walkers Road (Tel: (345) 949 4270) and 96 Agricola Drive in Lower Valley (Tel: (345) 945 5236). Email: tom.balon@vigoro.ky or craig.stewart@ vigoro.ky, visit www.vigoro.ky or find them on Instagram (@vigoro_cayman) or Facebook (@ VigoroCayman).

School Uniforms

Most uniforms for private primary and high schools may be bought directly from the schools; however, uniforms for Cayman International School and some items for Cayman Prep School must be purchased from Lands’ End (www. landsend.com). Government primary and secondary school uniforms can be purchased directly from the schools, Uniforms Cayman or Becky’s Closet. Clifton Hunter High School uniforms are only available at their uniform shop at the school. Contact the school directly.

Uniforms Cayman

Sells uniforms for most government schools, like Savannah Primary School and John Gray High School. 62 Hospital Road Plaza, George Town. Tel: (345) 949 5784.

Becky’s Closet/Uniforms and More Sells uniforms for most government primary schools as well as for Triple C and Wesleyan Christian Academy. They also sell navy and khaki pants, skirts, shorts and skorts. 90 Godfrey Nixon Way between A.L. Thompson’s and The Auto Spa. Call or WhatsApp: (345) 939 0007 or email: beckyscloset345@gmail.com.

Shoes

As well as the shoe stores listed below, Blue Wave sells OluKai sandals and shoes and Sand Angels in Camana Bay sells Melissa sandals.

Atlantic Kids

AK carries quality children’s shoes, such as Stride Rite, Skechers, French Toast and Juicy Couture, including uniform school shoes. For women’s shoes, you will find Madden Girl, Esprit and Rampage in a range of styles. Atlantic is also the authorised dealer of Skechers for the

whole family. Located at Paddington Place, Godfrey Nixon Way. Tel: (345) 949 2296 or visit www.atlanticak.com. SEE AD PAGE 203

Le Classique Shoes & Leather Emporium

Offers a large selection of leather shoes for men and women, plus handbags. The Strand Shopping Centre, West Bay Road. Tel: (345) 949 7121.

No. 1 Shoe Shop

Carries many different brands of children’s, men’s and women’s shoes, as well as sports shoes. In-store shoe and luggage repair available. Hospital Road Plaza, 62 Hospital Road, George Town. Tel: (345) 949 5595.

SOLES Shoe Salon

Sells men’s and women’s designer footwear, as well as popular brands and all the latest styles. SOLES also sells designer handbags, wallets and travel cases. The Paseo, Camana Bay. Tel: (345) 746 8173 or visit www. caymanfashiongroup.com.

Sports Clothing & Equipment

Tennis gear can be purchased at the RitzCarlton tennis shop at The Courts Tennis Centre. For yoga clothes and mats, shop at Bliss, One Heart Yoga & Apothecary or VITAL. Below is a list of places where you can also buy sports clothing and other equipment you may need.

North Sound Golf Club

Sells golf apparel for men and women, including brands like Travis Matthew, Adidas and more. Tel: (345) 947 4653 or visit www. northsoundclub.com.

The Ritz-Carlton Golf Club

The Ritz-Carlton, Grand Cayman features a variety of shopping outlets selling pro equipment and apparel at the golf and tennis shops. For wellness and fitness products and apparel, visit Silver Retail located across at La Prairie Spa. Grab all your pool and beach musthaves from the pool kiosk next to the Ocean Tower swimming pool. Tel: (345) 943 9000.

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Sport ‘N’ Zone in No.1 Shoe Shop

Sells branded clothing and footwear including Nike, Reebok, Adidas and more. Hospital Road Plaza, Hospital Road. Tel: (345) 949 5595.

Sportista Co

Sells sports apparel from Adidas, Nike, Asics, Garmin, New Balance and Under Armour. Also sells sports technology including watches and headphones. Tel: (345) 926 1122, email: hello@ sportista.co or visit www.sportista.shop.

Sports Supply

Offers clothing for football, yoga, tennis and general fitness. Brands include Nike, Adidas and Under Armour. Sells equipment for watersports, skateboarding, ball sports, home fitness, training, yoga and more. Galleria Plaza, West Bay Road. Tel: (345) 949 7884 or visit www.sportssupply.ky.

Waterman Cayman

Sells equipment and clothing for water sports like paddle boarding, surfing and kite surfing. Galleria Plaza, West Bay Road. Tel: (345) 769 7873.

Sunglasses

Optique in Queens Court Plaza (Tel: (345) 949 3937) is an optical boutique store offering new and exclusive brands (SEE AD PAGE 325) De Sunglass Man in Camana Bay (Tel: (345) 640 5339) stocks a wide range of brands including Maui Jim, Oakley, Ray-Ban and more. Jewels in Paradise in Cayman Falls Shopping Centre (Tel: (345) 323 9900) stocks high-end designer sunglasses such as Gucci, Montblanc and Land Rover (SEE AD PAGE 5) Optical Outlook, located in Anderson Square, George Town, Jacques Scott Plaza, West Bay and Tibbets Square, Cayman Brac (Tel: (345) 746 2020) sells designer brands like Costa, Oakley, Ray-Ban and other prescription sunglasses. Caribbean Optical in Seven Mile Shops (Tel: (345) 943 1515) also sells designer sunglasses. Mid-range sunglasses are available at the dive shops and cheaper sunglasses can be found in Foster’s, Kirk Market and Cost-U-Less

T hrift Shops

The Cayman Islands Humane Society Thrift Shop

Located in Plaza Venezia, North Sound Road, offering affordable, gently used clothes, shoes and accessories for women, men and children, as well as toys, electronics, arts and crafts and household items. Funds go directly to ongoing animal rescue efforts at the shelter. Thrift shopping days are Tuesday, Wednesday, Thursday and Saturday 9am-4pm. Donation drop off days are Monday and Friday 9am1pm only (except public holidays). Tel: (345) 945 5596 or email: shop@caymanhumane. org.

“New To You” Bargain Shop by NCVO

Located at NCVO on 90 Anthony Drive, this thrift shop is open Monday-Saturday 9am5pm. Closed Sunday and Tuesday. Donations are welcomed year-round and the drop box is in the parking lot. All funds raised help aid the NCVO programmes. Tel: (345) 949 2124 or visit their Facebook page for weekly updates (www. facebook.com/NewToYouShopByNCVO).

PAWS Thrift Shop

This thrift shop accepts all donations and sells a variety of items from books and toys to furniture and kitchen appliances. Every dollar spent goes towards assisting animals in the eastern districts with food, shelter and medicine. Visit their Facebook page for updated opening hours. All donations are welcomed. 553 Plaza Odessa, next to Cox Lumber (BT). Tel: (345) 916 3957 or visit www.facebook.com/PAWSThriftShop.

Red Cross Thrift Shop

Open to donate and buy new and used items, such as clothing, shoes, furniture and appliances. The funds generated are used to help those vulnerable in the community. Shop hours are Tuesday 9am-2pm, Thursday 9am-2pm and Saturday 8am-3pm. 34 Huldah Avenue, George Town. Tel: (345) 949 7467 or email: shop@redcross.org.ky.

The Red Collection (tRc)

tRc is the Cayman Islands Red Cross’ Thrift Shop designer boutique. They sell vintage designer apparel, higher-end furniture and

some brand-new items at competitive prices. Open Saturday 9am-2pm. 34 Huldah Avenue, George Town. Tel: (345) 949 7467 or email: shop@redcross.org.ky.

Toys

Places to buy children’s toys include Atlantic Kids, Bedside Manor, Next Chapter and Book Nook. Priced Right and CostU-Less also carry a variety of toys and sometimes inexpensive gems.

Atlantic Kids

AK carries a great selection of fun, awardwinning toys for boys and girls of all ages at affordable prices. Expect to find toys you’d see in toy stores in the US and the UK. It’s also a great place to shop for birthdays, and gift registries are available. Paddington Place, Godfrey Nixon Way. Tel: (345) 949 2296 or visit www.atlanticak.com.

SEE AD PAGE 203

Book Nook

Sells a great selection of toys, Lego, puzzles, board games, electronic toys and lots of books, including children’s and young adult books. Galleria Plaza, West Bay Road. Tel: (345) 945 4686.

Next Chapter

A favourite destination to pick up unique and meaningful toys and gifts for all age groups. Located in the heart of Camana Bay’s town centre, Next Chapter is a community hub and the perfect place to lose yourself browsing or stop quickly to pick up a last-minute gift. The store is open seven days a week and every purchase is backed by their lowest price guarantee. Opening hours are Monday-Friday 10am-6pm, Saturday 9am-6pm and Sunday 10am-5pm. Tel: (345) 640 BOOK (2665).

SEE AD PAGE 201

Underwear

Atlantic

For women, Bali and Maidenform are the staple lines available. These bra and panty sets make for great gifts. Bra fitting is available from trained associates. Atlantic Kids carries a full line of underwear and socks for boys

SHOPPING 13 212 CAYMANRESIDENT 202 3 »

and girls, including first bras for tweens. They also carry sleepwear for all ages at affordable prices. Paddington Place, Godfrey Nixon Way, just off the Butterfield roundabout. Tel: (345) 949 2296 or visit www.atlanticak.com.

Silhouette

Sells lingerie, underwear, loungewear, pyjamas and more for both men and women. They also offer a bra fitting service. The Paseo, Camana Bay. Tel: (345) 943 5223.

Victoria’s Secret Beauty & Accessories

Sells VS panties, sportswear and sleepwear. 40 Royal Plaza, Cardinall Ave, George Town. Tel: (345) 949 6513 ext. 5302.

ONLINE SHOPPING

While the prices of some goods are higher than in the US, there is often a very valid reason for this. Every item sold in Cayman has to be imported; then, customs charge duty on (most) items at 20% (to retailers) or 22% (to the public). This duty is calculated based on the value of the goods and the shipping costs, as well as the insurance charged. The items are then displayed in stores that pay higher electricity bills than the US and some also have to pay work permit fees.

Many online retailers may not ship to Cayman, therefore it is a good idea to consider using a freight forwarder who will provide you with an address in the US and will then forward the package to Cayman.

Aeropost

529 Shedden Road, next to NAPA (Cayman)

1 Aeropost Way, Miami, FL 33206

Tel: (345) 949 6178 (Cayman)

Tel: (954) 260 9620 (Miami)

Offers a marketplace for online shopping, plus a freight forwarding service. Open MondayFriday 11am-6pm, Saturday 11am-2pm.

Cayman Islands Customs Agency (CICA)

Tel: (345) 949 2350

Email: cica@cicustomsagency.ky

CICA is a customs broker that offers twiceweekly consolidated shipments, expedited

air services, small package services, customs clearance and delivery to your home or office. Order from one or multiple vendors, and whether you’re buying gadgets, furniture, kitchenware, a new TV, or even a car, CICA can assist you with bringing them to Cayman. Contact CICA to set up an account and start shopping.

CICA Miami Office/Deluxe Freight (Cayman)

Cayman Address: 39 Ashgo Street, off Godfrey Nixon Way, George Town, Tel: 1 (345) 949 2350

Miami address: 11401 NW 107th Street, Miami, Fl 33178, Tel: 1 (305) 513 0156

Email: cayman@deluxefreight.com

EZShip Cayman Ltd.

90B Godfrey Nixon Way, George Town

Tel: (345) 640 0900

Email: info@ezshipcayman.ky

www.ezshipcayman.ky

A reliable and efficient package forwarding service for shopping online. Also provides a customs clearance and brokerage service.

Mail Boxes Etc.

Market Street, Camana Bay

Tel: (345) 745 1400

Email: info@mbe.ky

www.mbe.ky

Offers mail forwarding, packing, and shipping and a US address service. Useful for imports and online shopping. The e-box mobile app and website makes it easy to manage your orders and pay online.

NCI Services Ltd.

11 Ashgo Street, off Godfrey Nixon Way

Tel: (345) 943 4624

Email: info@nci.ky

Sta-Mar Enterprises Ltd.

The Conch Shell House, 492 North Sound Road

Tel: (345) 949 2399

Email: info@stamar.ky

www.sta-mar.com

Sta-Mar ship so you can shop the brands you love. Services include daily and weekly air freight, consolidation and real-time tracking of your goods, all at low shipping rates. From the arrival of your package at their Miami warehouse, to it being ready for you to pick up in Grand Cayman, you can track progress door to door through the customer portal. The team will also email you updates along the journey to let you know it has arrived in Miami, is on its way, is clearing customs and is ready for collection SEE AD THIS PAGE & 55

Keep in mind that some items cannot be imported into the country due to certain laws. For example, all items that depict the cannabis plant are prohibited from entering the Islands, as well as obscene writings and drawings, gambling instruments, pellet guns and catapults, certain vehicles and more. See the Preparing to Move chapter for other considerations and for further information on companies that offer freight forwarding.

Shop online and forward your packages to our Miami warehouse. We offer priority and weekly air freight and real time tracking through our customer portal.

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Shop Online IN BUSINESS SINCE 1971
Call (345) 949 2399 | info@stamar.ky | www.sta-mar.com The Conch Shell House, 492 North Sound Road THE Tell them you saw it in the

Living

In Cayman

A list of professional services to make Island life easier, including babysitters, beauty salons, dry cleaners, postal services and more.

Living in Cayman is made easier thanks to the abundance of highly-skilled professionals who offer exceptional services. From internationally trained hairdressers and photographers to hard-working beauticians and reliable event planners, this chapter contains all the information needed to take care of yourself and your family. You’ll also find information on essential everyday amenities like locksmiths, postal facilities and courier services, as well as local media. For home-related services like air conditioning technicians, house cleaners and plumbers, see the Running Your Home chapter. For information on pets, see the Pets chapter.

Babysitters & Nannies

A reputable babysitting company should be licensed, insured and have staff trained in CPR and first aid. For a good babysitting service, you can expect to pay between CI$12-CI$15 per hour (extra for more than one child). Hourly, daily or weekly rates can be negotiated for cleaning as well as childcare. Although babysitters can be found by word-of-mouth, below we have listed some reputable companies. For information on hiring a full-time domestic helper or nanny see the Running Your Home chapter and in our sister publication, the Cayman Parent magazine. You can also visit www.caymanparent.com.

AAA Caregivers

Tel: (345) 916 5925

Email: aaacaregivers@candw.ky or www.aaacaregivers.ky

A home care service agency whose staff are trained in first aid/CPR, housekeeping, childcare and safety. It also provides health care services for the elderly. Staff members are assigned based on their suitability to your family’s needs. The cost of the service is dependent on the amount of cleaning and childcare to be done and whether it is part-time or full-time. If you require a full-time domestic helper or caregiver, the agency can source, interview and train a trustworthy and hardworking employee for you for a finder’s fee. You can then employ the individual on your own terms. Rates are competitive.

LIVING IN CAYMAN 14 214 CAYMANRESIDENT 202 3 »
- Babysitters & Nannies 214 - Private Staff Services 215 - Bicycle Repairs 215 - Cleaning Services 215 - Day Spas, Hair & Beauty Providers 216 - Dry Cleaning, Laundry & Tailors 217 - Event Planners & Party Rentals 217 - Florists 217 - Key Cutting/Locksmiths 217 - Laundromats 218 - Shoe Repair 218 - Storage Units & Warehouse Space 218 - Local Media 219 - Notary Public 220 - Personal Concierge Services 220 - Photographers 221 - Photo Processing Studios 221 - Postal Services 221 - Courier Services 222 - Printing & Copying 222 - Purchasing Overseas 222
Photos courtesy of Julie Corsetti & Rebecca Davidson

Best Home Care Agency

Tel: (345) 947 2297 or (345) 926 2297

Best Home Care Agency offers professional childcare and babysitting services, as well as housekeeping services.

Private Staff Services

Minerva Private

13 Genesis Close, Genesis Building, GT

Tel: (345) 746 9999

Email: contact@minerva.ky

https://minerva.ky/

Lifestyle management experts who provide private services designed to meet the day-today needs of busy high-performing individuals and their families. Their key services include secretarial help from personal assistants, property management from professional certified house managers/butlers and certified training of household staff and etiquette consultancy at their registered Minerva Academy.

Bicycle Repairs

Cayman Mobile Bike Repairs

Tel: (345) 936 8385 or (345) 525 2020

A mobile bike repair company that also sells bicycles, Shimano and Garmin bicycle computers, shoes, jerseys, shorts and helmets.

Uncle Bill’s Home Improvement Centre

343 Eastern Ave, George Town

Tel: (345) 949 7601

Car Wash

Cayman’s only automated car wash, The Auto Spa (Tel: (345) 943 1946), is located off Godfrey Nixon Way. Refer to the Transportation chapter to learn more.

Cleaning Services

Angels Janitorial Services

Tel: (345) 949 1120 or (345) 929 8193

Email: angelsjanitorial71@gmail.com

Angels Janitorial Services offers comprehensive cleaning services for your home. Services include upholstery, floors, carpets, post-construction, windows, maid services, electrostatic fogging and sanitisation. Angels Janitorial Services also sell a full range of

janitorial cleaning supplies and paper products, disposable items and dry goods and grocery items. SEE AD PAGE 188

Hew’s Cleaning Services

Tel: (345) 949 0734

Email: chris.hew@hews-janitorial.com

www.hews-janitorial.com

A family-owned company that provides trustworthy, professional and efficient commercial and residential cleaning services. Contact them for general and deep cleaning, as well as oven, carpet, cupboard and window cleaning. They also offer sanitising, marble polishing, upholstery cleaning and much more. Staff are trained in Applied Microbial Remediation and follow all protocols in cleaning and disinfecting for COVID-19 according to CDC recommendations. The company also offers a residential team cleaning service, and they come prepared with supplies. A great, hasslefree service. SEE AD PAGE 189

K&A Janitorial Services

Tel: (345) 326 3379

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K&A Janitorial Services provides residential and commercial cleaning, including carpet, upholstery, windows, tile and grout cleaning.

Day Spas, Hair & Beauty Providers

Whether you’re looking to get a massage, manicure, pedicure, facial, haircut or other beauty treatment, Cayman has a great selection of service providers. Note: It is customary to leave a tip of 15% or more.

Beyond Basics Laser & Skincare

3rd Floor, Tomlinson Building, GT

Tel: (345) 916 7546

Laser hair removal, laser skin rejuvenation/ resurfacing, microneedling PRP, eMatrix Fractional/CO2 laser and intimate tightening. Experts licensed to sell medical grade skincare.

Body Works

Queens Court Plaza, West Bay Road

Tel: (345) 945 6485

Offers massages, facials, waxing and nails.

Da Vinci Centre for Wellness and Alternative Therapies

Park Place, West Bay Road

Tel: (345) 943 2002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

Services include chiropractic, physiotherapy, cellular therapy, sleep evaluation, women’s health, men’s health, Candela laser, laser hair removal, laser skin tightening, laser skin treatments, body contouring, acupuncture, Chinese medicine, aesthetic medicine, Botox/ Juvéderm, carboxy therapy, mesotherapy, sclerotherapy, reflexology, massage therapy,

Reiki, naturopathy, guided meditation, HydraFacials, microdermabrasion, chemical peels, IVF support/infertility and smoking cessation. SEE AD PAGES 340, 341 & 344

Hibiscus Spa at the Westin Resort & Spa

Seven Mile Beach, West Bay Road

Tel: (345) 914 2009 or (345) 945 3800

Facials, massage therapies, nail services, waxing and more.

Luxury Couture Beauty

8 Caymanian Village (located inside Lux Spa) North Sound Road, George Town

Tel: (345) 926 5075

Email: luxurycoutureky@gmail.com

A beauty boutique run by experienced makeup artist Kadian. It sells makeup products and offers beauty services. Enjoy a complimentary makeup consultation to help you select the best products and colours for your skin type. Kadian also provides makeup lessons, as well as eyelash and brow tinting services.

SEE AD PAGE 414

Madison One Salon

Park Place, 25 Earth Close, Off West Bay Road

Tel: (345) 325 0371

Rock Gorgeous Hair

1st Floor, Coconut Plaza, West Bay Road

Tel: (345) 925 4231

Specialising in colour, event hair, bridal services

Spa Esprit Hair Design & Day Spa

The Strand Shopping Plaza, West Bay Road

Tel: (345) 945 4334

The Spa at The Ritz-Carlton, Grand Cayman

West Bay Road, Seven Mile Beach

Tel: (345) 815 6900

An exclusive luxury spa providing a full range of services that include signature facials, massages and body treatments. Arrive early to relax in the serene lounge or unwind in the whirlpool, sauna and steam room. Treatments range from 45 minutes to a full day of services.

The Spa at Seafire (Kimpton)

60 Tanager Way, off West Bay Road, SMB

Tel: (345) 746 4040

An 8,500sq ft spa with seven treatment rooms, including a grand soaking tub, traditional Turkish Hammam, steam room and relaxation space. Services include massage therapy, body treatments, facials, manicures, pedicures, steam, and full hair and makeup for bridal parties.

Studio 54 West

Tel: (345) 943 3722

A chic modern salon offering organic products, trained stylists and a barbershop that features a line-up of some of the best talent in the men’s grooming industry.

Styles Hair Salon & Spa

West Shore Centre, West Bay Road

Tel: (345) 949 8809

Facebook: Styles Beauty Salon and Spa

130 Keturah Street, Walkers Road

Tel: (345) 917 6262 or (345) 949 2944

Services include unisex hair cutting, colouring and treatments, highlights, lowlights, tinting, waxing, full body treatments, massages, spray tanning, acrylic nails, manicures and pedicures. It also offers a variety of Keratin treatments.

SEE AD THIS PAGE

Tips ‘N’ Toes

Bayshore Mall, South Church Street, GT

Tel: (345) 943 8637

Facials, massages, nail services, body treatments, waxing and threading.

LIVING IN CAYMAN 14 216
Massage •
S
Uniko Eco Salon Harbour Centre, 5 West Bay Road
Cutting
Perming
Colouring
Highlights
Braiding
Relaxer Acrylic Nails Manicures
Pedicures
Waxing Facials Eyelash & Eyebrow Tinting Keratin Treatments

Tel: (345) 769 5400

www.unikosalon.com

Massimo Crigna’s sustainable hair salon is Cayman’s only eco-friendly salon. It features environmentally friendly elements and products from Davines. Services include cuts, hair Botox, colour and styling.

Dry Cleaning, Laundry Services & Tailors

There are several dry cleaners on-Island that are fully equipped to deal with shirts, trousers, bedspreads, sofa slipcovers, rugs and more. In addition to several tailoring stores, many dry cleaners also offer alteration and repair services.

Classy Tailoring

Nevlaw Building, Shedden Road

Tel: (345) 946 9283 or (345) 924 6917

Provides dressmaking and alteration services, and sells personal and household items.

Fluff ‘N’ Fold

65 Market Street, Camana Bay

Tel: (345) 943 5833

Uses energy-efficient equipment, non-toxic chemicals and recycling programmes to reduce their impact on the environment. Free pick-up and delivery are available within the George Town and Seven Mile Beach areas.

Island Cleaners

43 Vibert Bodden Drive, George Town

Tel: (345) 949 5391

Email: info@islandcleaners.ky

www.islandcleaners.ky

www.facebook.com/IslandCleaners

Island Cleaners offers a full laundry and dry cleaning service for clothing and household items such as duvets, bed linen, comforters and more. You can visit the shop or take advantage of the free pick-up and delivery service to your home or office. Also offers an alteration service, from replacing buttons to re-sizing garments. SEE AD THIS PAGE

Super Stitch

Suite #39, Pasadora Place, Smith Road

Tel: (345) 949 2833

Offers fabrics, arts, crafts, sewing supplies, as well as a tailoring and dressmaking service.

Event Planners & Party Rentals

Most of the hotels and larger restaurants, like Caribbean Club (Tel: (345) 623 4500) and Kimpton Seafire Resort + Spa (Tel: (345) 746 0000), offer event planning. For wedding planners, see the Getting Married chapter. For catering, see the Food and Drink chapter. For party stores, see the Shopping chapter. For event planning services and equipment rental, contact the following:

AI Rentals

17 Lancaster Crescent, Industrial Park Tel: (345) 946 4935

www.ai-rentals.com

Every Last Detail

Tel: (345) 321 8227

Offers event planning services for all events.

Massive Equipment Rental & Sales

Tel: (345) 949 7990

www.massivegroup.com

Massive offers a huge selection of inventory, including audio/visual/lighting, tables, chairs, tableware, cooling instruments, games, glassware, food service items, special effects, staging, dance floors, tents and more. Delivery and collection from any location on-Island.

Florists

Celebrations Ltd.

Building C, Kingbird Warehouse Park

Tel: (345) 623 2044

Flower arrangements of freshly cut flowers for every occasion.

Every Bloomin’ Thing (EBT)

384 Crewe Road, George Town

Tel: (345) 945 1701

www.ebt.com.ky

A full-service floral shop, landscaping company, garden centre, gift shop and tea room.

Trisha’s Roses

266 North Church Street, George Town

Tel: (345) 949 2423 or (345) 949 7315

Creates arrangements for all occasions.

Key Cutting/Locksmiths

Most home centres offer a key cutting service; however, the following two companies have dedicated locksmiths:

Choice Professional Locksmiths

Tel: (345) 928 6659

The Security Centre Limited

Cayman Technology Centre, 115 Printer Way

Tel: (345) 949 0004

Email: info@security.ky

www.security.ky

The Security Centre can assist with any of your home and business security requirements, including locksmith services, key holding and safe/vault installation and maintenance. The Security Centre is also Cayman’s largest supplier of locks. SEE AD PAGES 186 & 269

Puritan Cleaners

337 Eastern Avenue, George Town and Countryside Shopping Village, Savannah.

Tel: (345) 949 7104

LIVING IN CAYMAN 14 » www. caymanresident .com 217

Laundromats

Laundromats are a convenient solution if you do not have a washer and dryer at home or if you need to wash bulky items. Also, most laundromats are usually open every day.

C.A.R.T.S. Laundry

Barnes Centre, Walkers Road, George Town

Tel: (345) 949 0361

Fluff ‘N’ Fold Laundry Services

65 Market Street, Camana Bay

Tel: (345) 943 5833

Island Cleaners

43 Vibert Bodden Drive, George Town

Tel: (345) 949 5391

Island Cleaners offer a wash and fold service by the pound. They will sort, clean, dry and neatly fold your laundry. They also do a commercial service, full dry cleaning and offer free pick-up and delivery.

Super Suds Laundromat

553 Odessa Plaza, Bodden Town

Tel: (345) 916 4719

Shoe Repair

No. 1 Shoe Shop

62 Hospital Road, George Town

Tel: (345) 949 5595

Storage Units & Warehouse Space

The companies listed below have multiple fully managed warehouses.

Box Buddies

48 Mclendon Drive, George Town

Tel: (345) 526 2697

Email: info@boxbuddies.ky

Heritage Holdings Ltd.

Barcadere, Kingbird, Universal and International Warehouse Parks

Tel: (345) 943 4929

Email: info@heritageholdings.ky

www.heritageholdings.ky

One of Cayman’s leading commercial developers, specialising in property and warehouse management services. Completed projects include Kingbird I & II, Barcadere I & II, Universal and Blue Lagoon Warehouse Park and the upcoming International Warehouse Park is due for completion in 2024. Their warehouses are well managed with 24-hour surveillance, and sizes range from 82-1500 sq ft. All are conveniently located in Industrial Park, George Town. Contact for purchase or

Mini Warehouse 2 Ltd. has over 30 years of experience serving people and businesses of the Cayman Islands and helping keep their belongings safe. The three locations (one in Industrial Park and two opposite the Strand Shopping Centre on West Bay Road) offer short-term and long-term storage options with climate and non-climate-controlled units (in sizes from 5’ x 5’ to 10’ x 20’). Their

LIVING IN CAYMAN 14 218 CAYMANRESIDENT 202 3 »
SEE AD PAGE 217
SELF STORAGE SELF STORAGE ISLAND’S BEST SOLUTION FOR SHORT AND LONG TERM STORAGE! 7 MILE & AIRPORT LOCATIONS SPACES FROM 4x5 - 10x20 24HR ACCESS SAFE & SECURE PRICES FROM CI$70 /MONTH FROM 19FT ABOVE SEA LEVEL CLIMATE CONTROLLED STORAGE AVAILABLE
Mini Warehouse 2

climate-controlled units are also very secure, with state-of-the-art security. Prices start at CI$70 a month. SEE AD OPPOSITE PAGE

LOCAL MEDIA

Local Radio Stations

There are many local radio stations to choose from in Grand Cayman, Cayman Brac and Little Cayman. In 2022, DMS Broadcasting launched Bobo, CayCountry and Magic, adding to an already great selection of music and talk shows. All the following stations are available in Grand Cayman, with a number also available in the Sister Islands.

Big Fish 95.5 FM

Contemporary Christian music with teaching segments.

Bobo Radio 89.1 FM

Cayman’s community radio station. Tune into Bobo for news, talk, religion, music and more.

SEE AD PAGE 220

Breeze 105.3 FM

Plays a mix of pop, soca, Latin, reggae, religious and country music. Available in Cayman Brac on 93.9 FM.

CAYROCK 96.5 FM

Plays rock music from all over the globe, including hits of today and classics of yesterday. Featuring artists like U2, Led Zeppelin, Green Day, Guns N’ Roses, Red Hot Chili Peppers, Rolling Stones and The Who. Also available in the Sister Islands. SEE AD PAGE 220

Beanie Man and Popcaan. SEE AD PAGE 220

ICCI 101.1 FM

A college radio station whose mandate is to train future broadcasting professionals. Showcases jazz, classical and easy listening.

Island 98.9 FM

Broadcasts the sound of the Caribbean with an urban edge. Playing a mix of reggae, soca and dancehall with some Caribbean-influenced urban hits.

KISS 106.1 FM

Plays adult contemporary music from the 70s to today. Kiss 106.1 has Cayman’s best variety of music with tracks that are sure to appeal to everyone. SEE AD PAGE 220

MAGIC 91.5 FM

Plays smooth R&B featuring music from the Motown era, 70s funk, 80s soul pop, 90s throwback hip-hop, Caribbean soul and contemporary soul. SEE AD PAGE 220

Praise 87.9 FM

Christian radio station. Owned by the Conference of Seventh-Day Adventists.

Radio Cayman 89.9 FM

A Government-owned station featuring local and international news (BBC), talk-shows and music. Available in the Sister Islands on 93.9 FM. They host the morning show ‘Business Buzz’ on Tuesday and Thursday.

Rooster 101.9 FM

Plays the best, new and old, country hits. Also available in the Sister Islands.

heights and tides.

X 107.1 FM

Plays the international Top 40 hits. Features artists like Billie Eilish, Doja Cat, Lizzo, The Weeknd and more. SEE AD PAGE 220

Z 99.9 FM

Catering to a younger demographic, Z99 cranks out the latest pop hits. It also has a very popular morning show called ‘On Air’.

Local News - Online & Print

There are several online news services in the Cayman Islands, as well as two newspapers. The Cayman Compass ( SEE AD PAGES 45 & 87 ) is published weekly on Friday (cover price CI$1) and includes news, issues, business, living, travel, health, community, weather and sport sections. Copies are available from outlets around the Islands, including gas stations and supermarkets. Their website, www.caymancompass.com, is updated with breaking news, developing stories and live-streamed debates. They also showcase up-to-date employment listings for the Cayman Islands, as they appear in the print version of the newspaper. Subscription to the website is CI$9.99 per month (first month is only CI$0.99) or CI$99 per annum. The Cayman Compass, Cayman’s national newspaper of record, is their flagship product, supported by four radio stations: Z99.9, Rooster 101.9, Gold Cayman 94.9 and Island FM 98.9.

CAYCountry 93.5

Plays today’s country hits along with your all time favourites. SEE AD PAGE 220

GOLD Cayman 94.9 FM

Playing four decades of hits, from the 60s, 70s, 80s and 90s.

HOT 104.1 FM

Plays a blend of reggae, dancehall, reggaeton, soca and gospel. Features artists like Bob Marley, Machel Montano, Movado, Pitbull,

Spin 94.9 FM

Plays a range of music from the top 40 to dance, and hip-hop to rock.

Star 92.7 FM

Plays pop, rap, rock, hip-hop, trance, electro house and country.

Weather 107.9 FM

Features a recording (updated hourly) of the temperature, rain probability, humidity, wave

The Caymanian Times is another weekly newspaper available on Wednesday and Friday at outlets around the Island for 50¢, with the accompanying website www. caymaniantimes.ky. Cayman News Service (CNS) is a free, online-only news service at www.caymannewsservice.com that covers breaking stories and local interest articles.

Loop Cayman at www.loopcayman.com is an online-only service which provides local and regional news.

Cayman Marl Road, www.caymanmarlroad. com, covers local news and stories and has a very active Facebook page.

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Local Television Stations

Currently, there are two free television stations in Cayman: Trinity Broadcast Network (channel 21 over-the-air and 41 on Logic) and the Seventh Day Adventist Network (channel 30 over-the-air and Logic channel 42). Other television stations include the Cayman Islands Government Television, CIGTV (C3 channel 3 and Logic channel 23), Cayman Life TV (Logic channel 33) and Discover Cayman (Logic channel 27 and C3 channel 2), which

provides information for visitors and locals on activities, events and dining out in the Cayman Islands. CIGTV also has a YouTube channel by the same name where they regularly stream news briefings and Government press conferences.

Notary Public

For the purpose of a work permit, bank account application or any other instance where you must verify your identity, you will need a Cayman Islands notary public

to certify that the document is an authentic and correct copy of the original. You can find a list of all licensed notaries on the judicial website, www.judicial.ky/generalpublic/notaries-public. The standard charge is CI$25 per stamp. Alternatively, call Baysyde Biz on (345) 917 5756.

Whilst a document authorised by a notary public is needed for overseas use, if you need a certified copy of a document for local use only, a justice of the peace (JP) can authorise your document for free. The justice of the peace association has an office at the Government Administration Building, which is open Monday, Wednesday and Friday 9am-12pm for document certification. Alternatively, call Joy Basdeo MBE, JP on (345) 949 9933.

Personal Concierge Services

KRW Personal Services

Tel: (345) 917 8885

Services provided include grocery shopping, and administrative assistance, such as completing application forms, writing cover letters and more.

Mosaic Cayman

George Town, Grand Cayman

Tel: (345) 928 7940

Email: relocation@mosaicsolutions.ky

www.mosaiccayman.com

Provides customised, full-service relocation packages for individuals and families.

My Personal Concierge Services

Berthaze Court, 95 Godfrey Nixon Way, GT Tel: (345) 928 7723 or (345) 947 8565

Offers a range of personal and corporate concierge services.

Navigate Cayman Islands

Tel: (345) 916 2362

Email: info@navigate.ky

www.navigate.ky

Navigate offers complete relocation services to individuals, families or corporations moving to the Cayman Islands. It provides all the relevant help to get you settled in Cayman. Services include immigration, property research, business services including staff relocation

LIVING IN CAYMAN 14 220 CAYMANRESIDENT 202 3 »
SEE AD PAGE 48

and financial services, and lifestyle help such as finding schools, healthcare, event planning and much more. With over 30 years of experience living and working in the Cayman Islands, Navigate’s founders are best placed to make your move as seamless and successful as possible. SEE AD PAGE 49

Photographers

BabyLove Newborn Photography

Email: info@babylove.ky

www.babylove.ky

Photographer Renée Donaldson specialises in fresh 48-hour and newborn photography both indoors and throughout Cayman’s beautiful outdoors. With a packed schedule of photoshoots, she has photographed hundreds of Cayman’s littlest residents, often within the first 48 hours of being born or in the first few days after their birth. See her BabyLove Facebook page. She captures the magical innocence of a newborn through her unique and timeless photography. SEE AD PAGE 359

Cayman Photographers by Cathy Church’s Photo Centre

Sunset House Hotel, South Church Street, GT Tel: (345) 949 7415

Email: lin@cathychurch.com

www.linfronda.com

Cathy Church and a staff of dedicated photographers can video or photograph every occasion from weddings to underwater birthdays to corporate projects. They also offer passport photos, ID photos and headshot photos and printing. Cathy Church also has Cayman’s largest picture framing studio.

SEE AD PAGES 195, 410 & 469

Creations Unlimited

Email: lucy@creations.ky or info@creations.ky

A team of talented photographers with over 20 years of experience in capturing stunning images, including family shoots, school photos and corporate headshots. Sells canvas prints and corporate merchandise and has a studio.

photographer, photographing families in Grand Cayman since 2014. With every shoot, she aims to capture genuine expressions and joyful moments, all during the beautiful sunset hour. She is most known for her high energy and ability to put children and parents at ease in front of her camera.

Deep Blue Images/Julie Corsetti

Tel: (345) 916 0016

Email: info@deepblueimages.com

Specialises in wedding, family, children, event and underwater photography.

Lisa Reid Photography/Blank Canvas Ltd.

Tel: (345) 916 2239

Email: lisa@lisareidphotography.com

www.lisareidphotography.com

A talented and experienced photographer who specialises in capturing candid family portraits, including maternity and newborns, as well as personal and business portraits.

Naomi Johnatty Photography

Tel: (345) 927 5637

Email: naomi@radiantmedia.ky

www.grandcaymanphotographer.com

Naomi captures life, love and beauty in paradise and provides beautiful family portraits and photography for weddings, engagements and maternity. She also energetically captures events, film production and images for marketing. Naomi’s art prints also make an impression in your home or office or as a gift. Talk with Naomi about your story or project to create something memorable.

SEE AD PAGE 413

Rebecca Davidson Photography

Tel: (345) 916 1654

Email: wedding@rebeccadavidson.com

www.rebeccadavidson.com

Photo Processing Studios

There is nowhere on-Island that develops camera film. If you have a disposable camera or one that uses a camera roll, you’ll need to get your negatives developed off-Island. However, Rainbow Photo in Elizabethan Square, Shedden Road (Tel: (345) 945 2046) can scan your old negatives onto CDs for you.

Cathy Church’s Photo Centre & Gallery

Sunset House Hotel, South Church Street, GT Tel: (345) 949 7415

www.cathychurch.com

Offers printing on canvas, photo and art papers up to 58” by any length. Offers professional retouching, canvas stretching, framing, accurate art reproduction and self-service printing kiosks.

SEE AD PAGES 195, 410 & 469

POSTAL SERVICES IN THE CAYMAN ISLANDS

Daria Keenan

Tel: (345) 925 6695

www.dariakeenan.com

An award-winning family and newborn

A talented photographer with over 25 years of experience in capturing stunning images. Rebecca has the expertise and enthusiasm to capture memories that you will treasure forever. Specialising in weddings, Rebecca’s fun style puts everyone at ease, allowing her to capture love and laughter in the most natural way. SEE AD PAGE 412

Postal services in Cayman are fast and efficient, with the turnaround time for local mail usually being 24 hours. There is no postal mail delivery, so alternatively, PO Boxes are used. There are 16 post offices and numerous blue mailboxes located throughout the Islands. The largest post office branches are the Airport (APO), General Post Office downtown (GPO) and Seven Mile Beach (SMB), but there are also post offices in Savannah, Bodden Town, North Side, East End, Hell and West Bay. The GPO is open Monday-Friday from 8.15am to 5pm. Opening times for all other post offices vary, but most operate MondayFriday from 8.30am to 5pm, except for the APO, which is open Monday-Friday from 8am to 6pm. For more information, email: cipscustomercare@gov.ky. Some offices are open on Saturday from 9am to 12.30pm (including the APO), except for the post offices in Hell, Bodden Town, North Side, East End and the GPO, which are closed on weekends. All post offices are closed on Sundays.

Postage Costs

Airmail is zoned according to its destination and charged by weight. A postage

LIVING IN CAYMAN 14 » www. caymanresident .com 221

calculator is available on the website: www. caymanpost.gov.ky.

> US, Canada and Central America: CI$0.75 per half ounce.

> UK and South America: CI$0.80 per half ounce.

> Asia, South Africa and Australia: CI$1 per half ounce.

Local mail posted in Grand Cayman

Monday-Friday by 3pm will be delivered to any Grand Cayman destination the second working day after posting. Mail posted in Cayman Brac and Little Cayman Monday-Friday by 3pm will be delivered to any Cayman Islands destination within three working days. However, these postage times may be influenced by factors affecting air travel. It costs CI$0.25 per ounce or part thereof for local mail. The Post Office also offers an Express Mail Service (EMS) that delivers packages to over 140 countries. Call (345) 949 6777 for more information. All incoming parcels are subject to duty, and you will receive a notice in your mailbox when a parcel has arrived. If you prefer, you can request that the notice be sent to you by email by sending the tracking number and invoice to parcelpost@gov. ky. The CIPS can deliver trackable items to street addresses upon request for an additional fee. For more information, visit www.caymanpost.gov.ky.

An example of the correct way to address mail or a parcel to Cayman is given below. It is a requirement that a PO Box number and a postal code are always used on a letter mailed to the Cayman Islands unless coming by courier. Do not write George Town on the envelope, as there are dozens of ‘George Towns’ and ‘Georgetowns’ around the world. Address as follows:

Mr or Ms Cayman Resident

PO Box 31403

Grand Cayman KY1-1206

CAYMAN ISLANDS

For more details on the postal service, visit www.caymanpost.gov.ky.

Private Mailbox Services

Mail Boxes Etc.

Market Street, Camana Bay

Tel: (345) 745 1400

Email: info@mbe.ky

www.mbe.ky

Services include virtual mailboxes to view and manage your postal mail with a mobile app and physical mailboxes with key-access located in-store, both with a local Cayman street address. Also offered are mail forwarding, packing and shipping and a US address service - useful for imports and online shopping. They also offer passport photos and printing, copying, binding and laminating services. They are an authorised shipping centre for DHL, FedEx and UPS, and they also offer full postal services. Open from Monday-Friday 9am6pm and Saturday from 9am-5pm.

Courier Services

Express Mail Service (EMS)

Tel: (345) 949 6777

A cost-effective way to ship parcels through the local post office.

EZShip Cayman Ltd.

90B Godfrey Nixon Way, GT Tel: (345) 640 0900

Email: info@ezshipcayman.ky

www.ezshipcayman.ky

A reliable and efficient package forwarding service for shopping online. Provides you with a US address to receive packages and have them forwarded to the Cayman Islands. Also provides a customs clearance and brokerage service. Prices are also very affordable, with rates starting at just CI$16 per package.

DHL International (Cayman) Ltd.

131 Warehouse Centre, Maclendon Drive, GT Tel: (345) 949 8575

Provides two and three-day delivery service by air. Online booking and tracking available.

Printing & Copying

Cayman Business Machines, PBS Group

Cayman Centre, Dorcy Drive, George Town

Tel: (345) 949 8642

Compass Media

319 Shedden Road, George Town

Tel: (345) 949 5111

www.caymancompass.com

Email: printshop@compassmedia.ky

Specialising in promotional materials from posters to booklets and custom projects, it is the only local print shop that does foil and embossing.

Mail Boxes Etc.

Market Street, Camana Bay

Tel: (345) 745 1400

Email: info@mbe.ky or www.mbe.ky

A one-stop shop for printing services, including digital colour and black and white copies, binding and laminating, etc. It prints business cards, brochures, flyers, invitations and more. It also does passport photos, is an authorised shipping centre for DHL, FedEx and UPS and rents out physical and virtual mailboxes.

Purchasing Overseas

Residents and visitors must declare anything new they are bringing in if they exceed the CI$500 goods allowance or the alcohol and tobacco quotas. Many online retailers do not ship to Cayman, and if they do, shipping costs will be high. Most banks on-Island allow you to add an additional billing address to your card, which lets you shop at online retailers that do not accept Cayman addresses. Contact any of the companies listed below for their rates. They can provide you with an address in the US to forward the package to Cayman.

CICA Tel: (345) 949 2350

EZShip Cayman Ltd. Tel: (345) 640 0900

FedEx Express

Tel: (345) 949 5911

UPS (United Parcel Service)

Tel: (345) 749 8771

Mail Boxes Etc. Tel: (345) 745 1400

Miracle Brokers Tel: (345) 949 5989

Seaboard Marine Tel: (345) 949 4977

Sta-Mar Enterprises Tel: (345) 949 2399.

LIVING IN CAYMAN 14 222 CAYMANRESIDENT 202 3 »
SEE AD PAGES 45 & 87

In 2022, a survey completed by the Ministry of Sustainability and Climate Resiliency found that most respondents believe the issue of climate change is extremely or very important to them personally and are extremely or very concerned that climate change could impact them during their lives. There has been a significant shift towards thinking in more eco-friendly ways, where sustainability and environmental vulnerability now take precedence over convenience and efficiency. This change of heart may be due to previously hidden environmental damages now becoming visible to everyone, such as the height of the George Town landfill and the amount of plastic in our sea. Perhaps it is frustration with failed recycling strategies, overdevelopment, unfulfilled sustainability promises or ignorance around the value of mangroves that has led locals and residents alike to feel a sense of environmental urgency in recent years. Threats to Cayman include beach erosion, overdevelopment, flooding, coral reef bleaching and diseases, invasive species, decline in fish and turtle populations, loss of mangroves, challenges to agriculture and food security and health issues relating to rising temperatures. It is hoped that the implementation of an updated Climate Change Policy will assist in improving the country’s environmental impact through 2023 and beyond.

The Government and local environmental charities and organisations are making great efforts to educate both schools and the public on the value of doing their part. Nevertheless, these changes rely on the participation of Cayman’s population and people are urged to make the attitude and lifestyle changes required to reduce waste and its environmental impact.

Being Green

Ways to live a greener lifestyle at home and at work, including how to recycle, updates on Cayman’s waste management plan and how to power your home in an eco-friendly manner.

» www. caymanresident .com 223 BEING GREEN 15
Waste Management in Cayman 224 - The Landfill Site & Project ReGen 224 Sustainable Eating 224 - Choose Local 224 - Grow Your Own 225 - Shopping Green 225 - Composting 225 At Work 226 At Home 226 - Reduce, Reuse & Refuse 226 - Recycling 226 - Cleaning Products 227 - Tips for Being Green 227 - Being a Green Family 227 - Household Appliances 228 - Dry Cleaning 228 Recycling Locations 227 When Building 228 Powering your Home 228 - Solar Power 228 - Solar Power Storage 230 - Renewable Generation Systems 230 - Home Energy Storage 230 - Solar Farms 230 - Geothermal Systems 230 Swimming Pools 231 Get Involved in the Green Community 231
Photos courtesy of Julie Corsetti & Rebecca Davidson

WASTE MANAGEMENT IN CAYMAN

One of the most pressing environmental issues for the community is the George Town landfill site, a Government facility that manages the waste that visitors, residents and businesses on the Islands produce. It is known to some residents as 'Mount Trashmore'. This great mound of rubbish is evidence of the waste legacy of many generations.

The Landfill Site & Project ReGen

The proposed plan to tackle Cayman’s ever-growing landfill site is to create a comprehensive Integrated Solid Waste Management System (ISWMS) as a public-private partnership. This is called Project ‘ReGen’. Currently, the pile-up of waste can be seen from offshore and is visible to locals, residents and visitors. However, Project ReGen will see a wasteto-energy facility the height of a 10-storey building built close to the existing landfill to manage most of Cayman’s waste. This new landfill will be properly lined and all incinerated waste will be disposed of correctly in the small, controlled site. The Cayman Islands Government is hoping that this will finally be a successful attempt at 'fixing the landfill', which has been promised for decades. The Government's planned spending on this remediation work in 2022 was CI$21.7 million, with a further CI$2.3 million assigned for 2023. It is anticipated that this facility will be operational by 2026. The total cost of just over CI$200 million is being subsidised by DART Enterprises.

Operations will be split between the Department of Environmental Health (DEH) and a private consortium of companies led by DART. Together they will take over responsibility for the treatment of all waste management for the next 25 years at a new site adjacent to the George Town landfill. Once completed, the project will not only turn the George Town landfill site into a remediated green space by covering the waste piles with crusher-run, geotextile lining, grass and vegetation, but it will

also see the construction of a new waste management facility located in a 34-acre area immediately south-west of the landfill, which will manage all recyclable and non-recyclable waste for Grand Cayman, Cayman Brac and Little Cayman. It is expected that the facility will have the capacity to divert up to 95% of waste from the landfill by incinerating the rubbish and using the heat created to drive steampowered turbines.

The electricity generated will be sold to the Caribbean Utilities Company (CUC), and it is estimated that this will contribute approximately 7.6 megawatts (MW) to the local grid. This translates to approximately 8% of the Islands' electricity needs. There will be bays at the facility’s recycling area to collect and bale various recyclables, such as numbers 1 and 2 plastics. The facility will also provide composting areas on all three Islands for horticulture/yard waste, and there will be a reuse centre where people can deposit unwanted but functional goods and furniture.

There is also an educational aspect to the project. A significant amount of work needs to be done to educate the public so that current habits are changed and more environmentally friendly recycling practices are encouraged across the three Islands. Until then, the landfill will continue to expand laterally after the height capacity has been reached, with hopes that it will close following the design, construction and commissioning of a fully up-and-running sustainable waste management system. Upon completion of Project ReGen, Cayman should no longer be faced with an unmanageably large waste issue.

SUSTAINABLE EATING

A significant factor of sustainable living includes making the right choices when it comes to food. In Cayman, much of our food is imported, and a considerable amount of energy, fuel and water is used in the entire process of growing, distributing, storing and cooking our food. Although choosing local produce is a great way to

offset this energy use, we do not always have the option to do that. However, consciously eliminating food waste can have the same desired effect of indirectly slowing down global warming and deforestation.

Choose Local

While it is unlikely that Cayman will ever stop relying on imported food, the local agribusiness is flourishing. A wide variety of fresh produce can be bought from the Hamlin Stephenson Market at the Cricket Grounds next to the cricket pitch in George Town (Monday–Saturday from 7.30am–6pm) and from the Camana Bay Farmers Market on Wednesdays. During high season, the market, located on the Paseo, offers farm produce and locally created artisanal goods and runs from 10am until 5pm. In summer, the town’s harvest market is located under the solar array across from Jessie’s Juice Bar and offers farm-fresh goods from 10am to 4pm. Remember to bring your own bags as you don't want to leave with more plastic!

Also, Cayman Farm & Garden (Patrick Panton) sells a variety of fresh fruit, leafy greens, vegetables, fresh chicken, eggs and seafood from his farm in Bodden Town. He is always at the Farmer's Market on Saturdays and he has a thriving business doing home deliveries. He can also be found at the Camana Bay Farmers Market. Email: patrick. caymanfarmandgarden@gmail.com and ask to be put on his mailing list. Then, when you are ready to order, you can email him at orders.caymanfarmandgarden@ gmail.com. You can also call him on (345) 526 4231 or visit www.facebook. com/caymanfarmandgarden for more information.

Bluff Farms in Cayman Brac provides the finest pedigree goat breeds that are raised outdoors in the ideal environment on the Bluff. Their lean and fresh meat is readily available to purchase at an affordable price at the farm in Cayman Brac and in Grand Cayman (for delivery/in-store pick up) at 209 Cannon Place, George Town. Email: sales@blufffarms.com or call (345) 926

224 CAYMANRESIDENT 202 3 » BEING GREEN 15

3665. Refer to the Food and Drink chapter for more information on locally produced goods.

Grow Your Own

Following the success of the recent green iguana cull, gardens Island-wide are flourishing as they are no longer losing flowers and foliage to these pests. You can grow a whole range of fruit and vegetables, including tomatoes, leafy greens, herbs, eggplants, melons, bananas, mangoes and many more. The ideal growing season is November–April when it’s cooler and drier; however, you will need to water the plants regularly and look out for pests. You can pick up seeds or baby plants from any of the local nurseries, plus soil, organic pesticides and gardening tools. See the Shopping chapter for a list of garden centres.

Shopping Green

When grocery shopping, make sure to buy the products with the least packaging, choose glass or other alternatives to plastic, and take canvas bags instead of paying 5¢ for a plastic bag. Alternatively, shop at Hurley’s, where they have ditched singleuse plastic bags altogether after discovering they were distributing 800,000 a year. They now offer reusable, recyclable and biodegradable paper bags in their place.

Most supermarkets sell organic food, and some, like Kirk Market and Foster’s, sell a wide selection of both locally grown and imported organic produce, as well as organic meats, frozen food, gluten-free and luxury food.

On the drink-front, Flowers Bottled Water (SEE AD PAGE 141) produces delicious, filtered, chlorine-free water that they sell in large five-gallon bottles, which you can buy in most petrol stations or have delivered directly to your home or office. You can further reduce your plastic pollution by installing a Koola bottle-less water cooler. This acts like a mini water purification plant, connecting to your building’s water supply and filtering out chlorine, lead, phosphates and bacteria.

For those who like to drink beer, White Tip Lager is a joint venture with the Department of Environment and the Guy Harvey Ocean Foundation, with a portion of the profits being donated to shark conservation work in Cayman’s waters. Another local brewery, 19-81 Brewing Co., produces three quality craft beers as well as other limited-edition beers in collaboration with local farmers. For more information see the Local and Specialty Beer section in

Composting

Composting, the natural biodegradation of organic materials, is a good way to recycle your leftover food and food scraps. Compost is primarily used as a fertiliser in soil and can be useful to farmers, landscapers and nurseries. If you enjoy home gardening, making your own compost will certainly save you money on mulch and potting soil, and it is relatively easy to manage. Composting systems, typically described

» www. caymanresident .com 225 BEING GREEN 15
Camana Bay (parking lot by the bridge), Foster's Airport, Foster's Countryside, Foster's Republix, Kirk Market, BarCam Service Station in Red Bay, East End Park & North Side Civic Centre.

sizes, but you can also make your own. A.L.

Thompson’s (SEE AD PAGES 207, 229, 234, 247 & 248) usually has composting bins in stock.

AT WORK

For the most part, work environments sit empty at night, so it is a waste of both energy and money if things are left on. To ensure your work environment is greener, turn off lights and air conditioning and shut down computers before you leave at night. Set computers to energy-saving mode and don’t use screensavers, instead, switch off your monitor. Eliminate unnecessary power use or ‘phantom power’, the term used to describe the way devices use and waste electricity when they are not on, by unplugging electronics when not in use.

E-Waste Cayman Islands Ltd. Electronic Recycling (Tel: (345) 916 6764) collects most old electronic equipment and recycles it in an environmentally friendly way. Customers can schedule an appointment to have electronic waste collected on their website, www.e-waste.ky. Kirk Office

(SEE AD PAGE 86) (Tel: (345) 623 5475) sells an array of FSC-certified paper and recycled products in addition to a range of Energy Star-certified electronics. They also accept your used batteries, ink and toner cartridges, as well as old computers, printers and photocopiers, all of which are then recycled.

While at work, only print when necessary and print on both sides of the page when possible. Send e-cards for birthdays and special events rather than printing invitations. Collect office newspapers and take them to the Humane Society or One Dog At A Time. Stock the break room or office kitchen with reusable dishes and silverware and buy coffee, sugar and other consumables in bulk to avoid extra packaging.

Encourage your employers to install JUNK (Tel: (345) 325 5865) 'Recycling Made Easy' recycling bins at your office. JUNK will assist you with installing a programme that is tailor-made for your workplace, whether large or small.

Cartridge Smart (Tel: (345) 325 5865), a

subsidiary of JUNK, will recycle and refill any printer cartridges, from small personal printers to large professional copiers. If your office has regular suppliers, check them for sustainability.

Whether you own or are renting a home, making environmentally friendly choices will help preserve our beautiful Islands.

Reduce, Reuse & Refuse

As mentioned, the George Town landfill on Grand Cayman has started to undergo restoration and remediation as of 2022. However, it is essential that we all strive to reduce, reuse and refuse our waste. All major supermarkets on the Island now sell reusable woven shopping bags and charge 5¢ per plastic bag. Yet, they still provide plastic produce bags in the fruit and vegetable aisles and these end up in the landfill by the thousands. Refuse Styrofoam as it cannot be recycled and is one of the biggest culprits of ocean pollution. Say no to single-use plastics, such as shopping bags, plastic produce bags, plastic straws, utensils and even disposable coffee cups. Buy mesh produce bags for fruit and vegetable purchases, reusable coffee cups and glass or stainless steel straws. Reusable straws are available at Bon Vivant, Foster’s and Kirk Home Centre. Reducing the amount of waste we personally generate ultimately reduces the amount of waste we send to the landfill.

Recycling

Recycling benefits the environment in a number of different ways, including reducing the amount of waste sent to landfills and conserving natural resources such as water, timber and minerals.

There are currently eight recycling depots across Grand Cayman, four of which are located at the Island’s major supermarkets. In 2021, Grand Harbour closed its recycling depot, however the DEH has opened a depot at the BarCam Service Station in Red Bay to serve the residents of the Prospect area. After recyclables are

placed in the multi-coloured bins at any of the eight depots across the Island, it is then taken to the DEH recycling centre at the George Town landfill. Once the recycling has been separated and baled, it goes on a transatlantic trek to its final destination in Florida, where it is distributed to various waste processing facilities. Remember to wash items before depositing as contents can contaminate the entire recycling bin. Labels and caps must be removed from bottles as these often cannot be recycled. It is essential that no additional waste items are placed in recycling bins as they contaminate the recyclables and could cause the entire bin to be landfilled.

Residents can recycle the following items at each location:

a) paper and cardboard, b) clean metal food cans (steel and aluminium), c) glass bottles and glass containers and d) PET/PETE and HDPE plastics (numbers 1 and 2). Be sure to check the bottom of containers for codes like PET, PETE and HDPE or the 1 and 2 symbols.

Read the signs at each depot and follow the instructions carefully. Remember to separate your waste at source. Make sure everything has been rinsed out and is clean, and don’t put plastic wrappers, plastic bags or cling wrap in with the numbers 1 and 2 plastics. Recyclables in Cayman Brac and Little Cayman are safely stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing.

As mentioned previously, you can also get JUNK to help make your recycling easier. They offer stackable bins for residential and small business use and larger bins for those generating more recyclables. From as little as CI$50 per month, JUNK collects recyclables (aluminium, cardboard, glass, and plastic types 1 and 2) every week from your home or office. Your recyclables are responsibly prepared for export to their waste management partners, thus diverting them from the George Town landfill. Contact JUNK on (345) 925 4374 or (345) 325 5865, email: info@junk.ky or manager@junk.ky.

226 CAYMANRESIDENT 202 3 » BEING GREEN 15
AT HOME

If you have old electronic equipment such as computers, keyboards or cables, E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764) will collect and recycle them. Fees for collecting electronic waste range from CI$45 to CI$300, depending on the nature and volume of the material.

Department of Environmental Health (DEH)

Tel: (345) 949 6696

www.deh.gov.ky

The DEH oversees all the Islands' recycling. Other services that the DEH provide include the management of food hygiene and safety, district sanitation and rodent control, engineering and developmental control, solid and hazardous wastes, including waste collection, recycling and disposal and public education and promotion programmes. SEE AD PAGE 225

Cleaning Products

Environmentally friendly cleaning products are becoming more common in Cayman’s stores. These green products clean just as well as their harsh chemicalladen counterparts but are made entirely from natural ingredients which are nontoxic, free of phosphates, fillers, fragrance, chlorine, dyes and NPE. They are not tested on animals, nor do they contain animal additives. Another benefit of these green products is that they are far better for the septic tank systems that most homes in Cayman use. Foster’s and Kirk Market lead the way in supplying safe cleaning products. EcoCay, an online-only store, also sells sustainable, plastic-free and non-toxic cleaning products as well as other everyday essentials.

Top Tips for Being Green

Small choices can make a difference, so here are some ways you can reduce your impact on the environment:

> buy reusable bags to take with you to the grocery store

> buy food and cleaning items in bulk

> buy glass food containers and reuse them

> invest in high-quality, long-lasting products

> take reusable containers when you get takeaway food

> use reusable cups/glass jars for your daily coffee or smoothie

> avoid disposable cutlery

> choose eco-friendly cleaning products

> avoid toiletries that contain microbeads

> swap to non-plastic alternatives e.g. a bamboo toothbrush or a moon cup

> avoid products containing palm oil

> reduce your meat and dairy intake and try 'Meat-free Mondays'

> drink Flowers Bottled Water or tap water, which is perfectly safe, and use refillable bottles; consider installing a ‘City Water Filter’ from www.ionfaucet.com to remove the chlorine from tap water

> be mindful of water usage and install a ‘low flow’ shower head to save water

> use a drying rack or clothesline to dry clothes rather than a dryer

> only use the dishwasher and washing machine when you have a full load

> set the A/C thermostat at the highest temperature you feel comfortable with

> conserve energy by turning off lights, fans and electronic equipment when not in use

> use rechargeable batteries

> recycle newspapers and towels by taking them to the Humane Society and donate magazines to the hospital

> recycle old printers and laptops by donating them to schools or charities

> return clothes hangers to dry cleaners

> take second-hand clothes to the Humane Society, One Dog At A Time or the Red Cross

> share rides, use public transportation, walk or cycle when possible

> compost where possible

Being a Green Family

In order for your kids to value the importance of recycling, you must lead by example. The more fired-up you are about recycling, the more interested they will likely be in participating. Kids should see recycling as an exciting way to help protect the Earth, not to mention all the incredible creatures that call Cayman home!

If you plan to make recycling a regular chore for your kids, incentivise it by rewarding them with fun activities like trips to the beach or park. Take some time when

RECYCLING LOCATIONS:

ALUMINIUM CANS

GLASS CONTAINERS

PLASTIC (NOS. 1 AND 2)

MIXED PAPER & CARDBOARD

❑ Camana Bay Recycling Centre

❑ All Foster’s locations

❑ Kirk Market

❑ Some public and private schools

❑ Government Administration Building

❑ North Side Civic Centre, North Side

❑ George Dixon Public Park, East End

❑ BarCam Service Station, Prospect

❑ All five district parks

BATTERIES

❑ Lead acid car batteries: drop off at the DEH landfill, garages or retailers

❑ Small household batteries: place in the blue tubes at Foster’s, Cost-ULess and some public businesses and condos

❑ Rechargeable batteries (computer, camera and cell phone batteries): drop off at Funky Tangs or BrandSource for shipment to the US for recycling

ELECTRONIC WASTE

❑ Deliver to the DEH landfill public drop-off, call Recycling Services (Tel: (345) 547 6654), JUNK Removal and Recycling (Tel: (345) 325 5865) or E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764) for stripping and recycling in the US

BOOKS & OLD CLOTHING

❑ Drop off at the Humane Society, the Red Cross, the New To You Bargain Shop at the NCVO or PAWS

VEGETABLE & YARD WASTE

❑ Drop off at the DEH landfill (they will mulch it) or start your own compost

VEHICLE TYRES & OIL

❑ Drop off at DEH landfill

Residents can also deposit recyclable items at the 24-hour drop-off site located at the front of the George Town landfill. There is no fee for this service and assistance is provided during regular business hours.

» www. caymanresident .com 227 BEING GREEN 15

you visit the beach to pick up some trash and help keep Cayman looking beautiful.

Household Appliances

The most environmentally friendly fuel source available in the Cayman Islands is propane. Home Gas (Tel: (345) 949 7474) (all three Islands) and Clean Gas (Tel: (345) 233 4427) (Grand Cayman only) are the two available providers. Both offer installation, service and delivery, whether residential or commercial, and they work with their customers throughout the whole process of designing, installing and maintaining a propane system. Both companies can also offer propane and product guidance for all indoor and outside appliances.

Dry Cleaning

When you need dry cleaning on Grand Cayman, Island Cleaners (Tel: (345) 949 5391) and Puritan Cleaners (Tel: (345) 949 7104) are both eco-friendly companies that use environmentally safe dry cleaning products, recycle hangers and offer a same day service, if needed. Fluff ‘N’ Fold (Tel: (345) 943 5833) in Camana Bay also uses energy-efficient equipment, non-toxic chemicals and recycling programmes to reduce their impact on the environment.

WHEN BUILDING

Increasingly, focus is shifting to ecofriendly property design by way of solar panels, geothermal cooling systems, lowflow plumbing, high-efficiency appliances and LED lighting with reduced energy bills as renewable energy equipment, such as solar panels, is duty-free for residential homeowners. Also, the ministry of sustainability has put forward a request for the cabinet to consider duty waivers for certain energy-efficient devices and materials used for construction.

GreenTech Energy has partnered with Cayman National Bank (CNB) in a new scheme that offers financing for rooftop solar installations as part of a new initiative to provide access to solar power for all. Customers will be able to get a 100%

loan to fund up to a 10-kilowatt solar system costing around CI$25,000. CNB is offering loans over 20 years with interest rates fixed at 4.5% for the first seven years.

If you are thinking about designing and building a green home, consider the following steps:

> Find a design-builder who has proven experience with green homes in Cayman

> Use key building products like Insulated Concrete Forms (ICF) such as Fox Blocks which are manufactured locally, spray foam insulation, low VOCs materials and finishes, impact/insulated windows, Watersense rated plumbing and Energy Star rated appliances

> Own your own energy. With the growing demand for alternative energy sources, utilise solar energy in your home from companies like GreenTech Solar. Alternatively, try a geothermal cooling system. Companies like GeoCayman can help you cool your home much more efficiently than traditional air conditioning systems saving you substantial energy and money. SEE AD PAGE 231

Please refer to the Building a Home chapter for more information.

Design (Cayman) Limited

125 Owen Roberts Drive, Breezy Castle

Tel: (345) 949 2800

Email: info@design-cayman.ky

www.design-cayman.ky

A dynamic and design-focused architecture and interior design practice. Design Cayman believes in incorporating proven sustainable design methods from concept design to construction, working within a given budget and using the most current options available. They incorporate the principles of sustainable design and energy efficiency into all their projects, including the choice of materials from an ongoing maintenance and operations viewpoint. The result is an optimal balance of cost, practicality and wellbeing, all while meeting the aesthetic and functional vision and needs of your new home, commercial building or interior. SEE AD PAGE 256

Flowers Group

184 Seymour Road, Industrial Park

Tel: (345) 623 0000

Email: customerservice@flowersgroup.com

www.flowersgroup.com

The Flowers Foam Products division of the Flowers Group supplies state-of-the-art, locally manufactured building products including Insulated Concrete Forms (ICF), foam flat sheets, steel stud and tracks, architectural components and custom shapes and signs.

SEE AD PAGE 259

POWERING YOUR HOME

Fossil fuel costs to power our homes will only continue to rise as supplies dwindle worldwide. Electricity is already costly in the Cayman Islands, and as small Caribbean countries don’t have the bargaining power of larger countries, they will be the hardest hit as oil reserves become more limited.

Cayman’s goal of obtaining 25% of its power from renewable resources by 2025 has raised discussion for alternative ways of doing this. Wind turbines measuring 300ft have been considered but face problems with height restrictions of 250ft anywhere within a 10 mile radius of the airport. There are also concerns that their height would interfere with Cayman’s Doppler radar station.

While solar power remains a trusted option for renewable energy, with rising fuel prices and increasing air conditioning costs, interest in geothermal energy cooling systems is also on the rise.

Other renewable energy sources proposed include the use of Ocean Thermal Energy Conversion Technology (OTEC). However, concerns surrounding the feasibility and functionality of an ocean thermal energy plant halted the realisation of the project.

Solar Power

Significant improvements are being made in the solar energy industry every year, and Cayman is the perfect location to harness the power of the sun. Solar energy can be harvested in two ways, namely

228 CAYMANRESIDENT 202 3 » BEING GREEN 15

solar photovoltaic (PV), which converts sunlight into electricity, and solar thermal, which heats water. The initial costs of purchasing these systems are significant, and the Government does not currently offer subsidies as an incentive. However, renewable energy equipment, such as solar panels, is in fact duty-free for residential homeowners. Affordable Solar (Tel: (345) 546 6686) provides a wide range of services and sells energy storage systems, off-grid solar systems and solutions.

Solar Power Storage

Although Cayman enjoys over 300 days of sunshine a year, you will need to consider an alternative source of power should there be no sun. One such option is the Tesla Powerwall battery. These rechargeable lithium-ion batteries are wall mounted and can be stored either outside your home or inside your garage.

Tesla Powerwall batteries can help provide financial savings by charging and storing energy. They also assure power in the event of a power outage, instead of having to use a generator.

Distributed Renewable Generation Systems

CUC has multiple energy programmes for customers to interconnect renewable energy systems to the grid.

The Consumer-Owned Renewable Energy (CORE) programme has been in place for over a decade, created to purchase electricity produced via renewable energy from approved customer applicants. The programme is a net-billing arrangement whereby customers sell all the energy their systems produce to CUC at a contracted rate for credit to their CUC account and purchase all the electricity they consume at their usual retail rates from CUC.

The Distributed Energy Resource (DER) programme has been available to customers since 2018. In this programme, participating customers self-consume energy they produce from their renewable energy systems and, in doing so, avoid costs related to consumption and demand

from the grid. Any excess renewable energy produced but not self-consumed by the customer is exported and sold to the grid for credit to the customer’s CUC account.

Participation in consumer-owned, interconnected renewable energy system programmes is dependent upon available hosting capacity on the grid.

The electricity regulator, The Utility Regulation and Competition Office (OfReg), is responsible for approving any additional capacity for all renewable programmes in the Cayman Islands. Today, the electricity grid capacity that was allocated to the CORE and DER programmes is fully subscribed. OfReg states that it is currently consulting on allocating more capacity to enable the grid to accommodate more customerowned distributed generation systems. This additional capacity will be made available pending the implementation of CUC's previously approved 20-megawatt (MW) Battery Energy Storage System (BESS). For more information, visit www.cuc-cayman.com/customer-service/ renewable-energy.

Home Energy Storage Systems

Intelligent technology can be used to power your home if you wish to be off the grid. These compact systems can easily be adapted to your individual needs.

Affordable Solar

Tel: (345) 546 6686

Email: info@affordablesolar.ky

Solar Farms

The 20-acre 5MW solar farm located in Bodden Town is the first commercial solar project in Cayman. Completed in 2017, this solar farm was also the first Independent Power Producer (IPP) in Grand Cayman, selling electricity to CUC through a Power Purchase Agreement (PPA).

The farm comprises 21,690 polycrystalline photovoltaic (solar) modules, each with a DC-rated capacity of 305

watts. The facility is connected to CUC’s Bodden Town Substation and provides enough energy to power approximately 800 homes with clean, renewable solar energy. Sadly, the rest of Grand Cayman’s power is fuelled by diesel and, therefore, there is still a way to go. The provision of additional solar farms will lessen the Islands’ dependency on fossil fuels and oil-producing nations.

Additional solar farms and potentially wind farms in the Cayman Islands would lessen our dependency on fossil fuels and decrease the CI$150 million we spend on importing diesel fuel each year.

CUC’s Integrated Resource Plan (IRP), approved in early 2019, calls for new technologies to be introduced, including significant amounts of solar and wind power. Other technologies being considered include the conversion of existing generating units to operate as dual-fuel engines utilising natural gas, the deployment of appropriate amounts of energy storage and the integration of a municipal solid waste-to-energy plant in order to reduce the overall level of greenhouse gas emissions associated with electricity generation. The IRP dovetails with the National Energy Policy (NEP) and will give shape to the energy generation plans for Grand Cayman over the next 30 years. Both the IRP and NEP call for a significant increase in renewable energy projects over the next 10 years.

If you are interested in swapping to renewable energy sources or installing solar panels in your home, the following company can help:

GreenTech Solar

Tel: (345) 949 8324

Email: info@greentechsolar.ky

Provides solar panels and storage solutions.

Geothermal Cooling Systems

Unlike common central air conditioning systems that distribute cool air into your home through heated gas and refrigerants, geothermal cooling systems are known to have lower operational costs and last up to

230 CAYMANRESIDENT 202 3 » BEING GREEN 15

10 years longer than conventional A/C.

Geothermal cooling systems work by removing heat from your home and/or workplace building, transferring it to the water pipe systems buried beneath your house or in your yard. The result of this is a cooling ‘air conditioning’ type effect that removes heat from the circulated air, transfers that heat back to your water systems in the ground and then returns the newly cooled air back into your home.

If you are looking to save on cooling costs by swapping to an energy-efficient system with a longer lifespan, GeoCayman can help:

GeoCayman

One Capital Place, Shedden Road

Tel: (345) 526 1832

Email: ccreighton@geocayman.ky www.geocayman.ky

GeoCayman provides energy-efficient, lowcost geothermal cooling solutions for both commercial and residential properties in the Cayman Islands. Visit their website to learn how you can see a reduction of up to 50% in your cooling and maintenance costs by swapping to a geothermal system.

SWIMMING POOLS

As a pool owner, there are a few steps you can take to help keep your energy bills down:

> Think about the pump: A pool pump is the second largest consumer of energy in a home behind your A/C. If you install a variable speed pump, it will pay for itself very quickly with energy savings.

> Environmentally friendly products: Consider using a chlorine generator, also known as a salt water pool system. These systems turn ordinary salt into chlorine and are kinder to the environment and your skin. Use LED lights for lighting as they use far less energy than incandescent bulbs. To find out more about swimming pools and how to maintain them, contact Oasis Pool & Spa (Tel: (345) 945 7665 or visit www.oasis.ky) or Pool Patrol (Tel: (345) 949 8543 or visit www.poolpatrol.ky).

GET INVOLVED IN THE GREEN COMMUNITY

For more information related to cleanup days and other green events, make sure you download the What's On Cayman app from the Apple or Google Play stores.

Plastic Free Cayman

Wonderfully, the Plastic Free Cayman movement continues to grow. This notfor-profit, non-governmental organisation (NGO) has caught the community’s attention and people are now more than ready to refuse single-use plastic bags and plastic straws and take reusable water bottles, cups and containers with them to refill and use. Visit www.plasticfreecayman. com or email: info@plasticfreecayman. com to learn more about the movement.

Earth Day Cleanup

An annual event in Cayman, the Earth Day Cleanup draws hundreds of volunteers to collect litter and debris from Cayman’s roadsides and beaches. The event takes place in April each year, in unity with Earth Week. Visit www.caymanchamber. ky to find out when the 2023 event will take place.

The National Trust

The National Trust for the Cayman Islands has been protecting the future of Cayman’s heritage and environment since 1987. The Trust is a not-for-profit NGO created to preserve the history and biodiversity of the Cayman Islands. The Trust runs environmental, historical and educational programmes including the Mission House, Blue Iguana Conservation, guided nature walks of the Mastic Trail and volunteer projects. Being a member allows you access to voting privileges at general meetings. Other perks include priority booking on local tours, discounts on local Trust events, and much more. Contact membership@ nationaltrust.org.ky or visit www. nationaltrust.org.ky.

Geothermal systems only use the islands’ naturally cooled ground water and a small amount of electricity to generate A/C for your home, drastically reducing your non-renewable energy consumption.

» www. caymanresident .com 231 BEING GREEN 15
SEE AD THIS PAGE
Looking
geothermal
to save up to 60% in your cooling costs and reduce your hot water bill? Make the switch to
.
Naturally Cool Chris Creighton (345) 526 1832 Ccreighton@geocayman.ky www.geocayman.ky

Home Improvements

Improving both the exterior and interior of your home on a regular basis is essential for maintaining its well-being over time and can add value if you plan on selling it in the future. Alternatively, renovating a home can simply be about your desire to stay in step with modern aesthetics. Whether it is a simple, do-it-yourself project or a full-scale renovation, the Island’s impressive selection of professional craftspeople, contractors and homeware stores can help bring your vision to reality.

Making a Return on Your Investment

The kitchen and bathroom(s) are rooms you must examine carefully when you first look at a home. These rooms are usually the costliest to remodel, but they are far more likely to pay for themselves if you ever choose to sell your house. You can typically recover up to 80% of your investment when you spend your money on an upgrade to your kitchen or bathroom. However, not all remodelling projects yield a return. Swimming pools, for instance, come with an expensive installation fee and ongoing maintenance costs that can quickly add up. In a warm climate like Cayman, pools can increase your home’s resale value, but only marginally, and you likely won’t make a return on your overall investment.

Remember that a home improvement project need not be costly, as this does not always equate to value added. Often it is the minor upgrades that are not only the most effective in improving the appearance of your home but producing greater dividends in the long run. Instead of overhauling your entire kitchen, you could repaint the walls, change the backsplash and upgrade a few appliances to give the room a fresh new look.

HOME IMPROVEMENTS 16 232 CAYMANRESIDENT 202 3 »
1. Is the project a good investment? 2. How will the project impact your home’s appraised value? 3. How long do you plan to be in your home? 4. How strong is the resale market in your neighbourhood? Four key questions to ask yourself before renovating:
Home renovation tips, suggestions for interior designers, kitchen, bathroom, flooring, doors, windows, swimming pool installers and more. Making a Return on Your Investment 232 Before You Begin 234 Construction Management 236 Interior Designers 236 Indoor Improvements 240 - Kitchens 240 - Bathrooms 241 - Colours & Accessories 242 - Furniture Stores 242 - Doors & Windows 244 - Curtains, Draperies & Blinds 245 - Flooring, Tile & Carpets 245 - Home Automation & Electronics 246 - Painting & Roofing Contractors 246 - Spray Foam Insulation 247 Outdoor Living & Gardens 247 - Landscape Gardeners 248 - Garden Trends 249 Swimming Pools 249 - Pool Safety Tips for Kids 249
Photos courtesy of Huis & Justin Uzzell
W W W.L I V I N G . K Y • (345 ) 233-87 0 0 2 4 PA S A DO R A P L AC E , S MIT H R OA D, GEORG E TOW N , GR A N D CAYM A N EX P LO R E O U R SE L E C TI O N O F L IVIN G , DIN I N G , BEDROO M , OUTDO O R , A N D HO M E O F F I C E F U R N I T U R E , TO G E T H E R W I T H A B R OA D R A N G E O F RU G S , L I GHT I N G , P I L LO W S , W A L L D E C O R , & ACC E NT S F O R E V E R Y BUDG E T LIVING.KY

When envisaging what the result of your home improvement project will look like, consider how long you intend to be in your home. If it is not going to be for the longterm, it may be wise to avoid spending a great deal of money on trendy or unusual design schemes.

BEFORE YOU BEGIN

> Create Your Vision - Do your research and draw on many sources for inspiration. Use traditional interior design magazines and TV shows or websites such as Pinterest and Houzz, which are home to thousands of interior design ideas, interior designers and tradespeople who will often showcase their portfolios. You can also create vision boards which are great tools if you’re working with an interior designer, as they help you to understand each other’s vision. When improving a room, you need to think about the space as a whole rather than focusing on individual items you like. You may

like a light fixture you saw on holiday, the blinds you saw in a magazine or be nostalgic for granny’s old side table, but you should ensure that whatever you do is harmonised with existing design elements in your home.

> Have a Plan - A common mistake made by homeowners is to walk blindly into projects without doing some strategic thinking beforehand, particularly about how you plan to pay for the remodel, new furniture or fixtures. First and foremost, you must have an appropriate plan of action, which should include either a written scope of the proposed project or, for more complex projects, a set of drawings that include a detailed construction schedule, providing a clear visual representation of the works required and the estimated time and money needed to complete them.

> Get it in Writing - Proceeding on home updates without having an adequate written agreement in place with your contractor or project manager leaves

both the scope and the quality of the work open for interpretation by them and/or the subcontractor(s). This is a guaranteed recipe for disappointment and even disaster! In addition, all the participating parties need to have a clear and comprehensive understanding of precisely what is going to be involved. Decide what will add the most value for the dollars spent (as it is possible to cut costs without necessarily having to cut corners), determine what order the updates should take place in and, finally, assume the worst-case scenario for how much the final cost might turn out to be.

> Manage Your Costs - The more detailed the information is about what you desire, the more accurate your cost projections will be. However, it is still important that you have a healthy margin of overage in place for any potential cost overruns or unexpected expenses. One easy way to keep your project in check is to banish the words ‘while you’re at it’ from your vocabulary during the project. It is an all-toocommon mistake that can act as a slippery slope to budgetary woes. Stick to your original plan and avoid any unnecessary impulse additions!

> Trends vs Timelessness - As Cayman is a transient place, consider how long you plan on living in your current home. If it is five years or less, think about styles that will help increase your resale value rather than a personalised style that may put buyers off. Or simply go for cosmetic enhancements rather than large structural projects. If it is 10 years or more, consider adopting a classic style or design that won’t date. You should also always think about long-term personal changes, such as whether you’ll be having children and how that fits with your design aesthetic. Older houses and condominiums in Cayman reflect the various architectural and interior design styles that were popular at the time of construction. Design styles

HOME IMPROVEMENTS 16 234 CAYMANRESIDENT 202 3 »

WE’LL PROVIDE THE STYLE + SAVINGS but you make it home

have evolved dramatically through the years and today’s homeowner wants a chic, elegant, open house plan full of natural light and space. Remodelling a dated residence can easily bring that vision to life. Finding ways to assess a renovation and maximise the property’s true potential via creative and affordable options is where the value of the right contractor’s knowledge and experience can really come into play. Separate and distinct rooms continue to be replaced by open-concept rooms, combining kitchens and family rooms as a shared social space with plenty of room to do everything from homework to entertaining. Simplification of design by way of cleaner lines and more natural and timeless elements, such as wood and stone, as well as the modern reflective elements of steel and glass, have also become popular incorporations into the contemporary remodelling scheme.

> Be Green - Green living has made its

way firmly into home construction as consumers continue to become more aware of the long-term savings and other positive implications associated with an energy-efficient approach. Logical additions to current green Caribbean design and retrofit remodelling schemes incorporate energy-efficient low emittance windows, smart glass (also known as electrochromic glass), cool roofs that reflect the sunlight away, solar energy generation, LED lighting, rainwater harvesting tanks and cisterns, greywater systems, tankless water heaters, permeable pavers, drought-tolerant and native plants, no or low-mow grasses and use of reclaimed wood for remodelling and new building. Learn more by chatting to one of the experts listed in the Being Green chapter.

CONSTRUCTION MANAGEMENT

If your renovation project requires any structural, framing, demolition or

remodelling work, then you may want to consider employing a construction manager. An experienced construction manager will be able to offer advice on how to improve the layout of a room or home and make the most of a space. They will also be able to advise on the best materials for your project in terms of both sustainability and ongoing maintenance to ensure that the renovation lasts and retains its value. For a complete list of construction management companies, see the Building in Cayman chapter.

Encompass Ltd

The Strand, West Bay Road

Tel: (345) 938 0850

Email: tkline@encompasscayman.com or ekline@encompasscayman.com www.encompasscayman.com

Renovation services include complete home makeovers, outdoor living improvements, residential additions, roof replacements, structural repairs and commercial space buildouts. SEE AD PAGE 260

HOME IMPROVEMENTS 16 236 CAYMANRESIDENT 202 3 »
www.designstudio.ky C a m a n a Ba y Regent Village CAYMAN IS LAN D S TURK S AN D CA I C OS IS LAN D S @designstudiointeriors INTERIOR DESIGN . FURNISHINGS . OUTDOOR HOME DECOR . UPHOLSTERY . LIGHTING . RUGS . ACCESSORIES Island Living . Island Style www.designstudio.ky info@designstudio.ky @realestate.and.lifestyle

can take the reins on the project, will foresee problems and ensure everything is done on time, on budget and as per your vision. Even if you can’t hire a designer for the whole project, consider having a consultation with one.

> Creativity While you may think you know your likes and dislikes, an educated, skilled designer knows what questions to ask and what to look for in a client’s life story to glean details about personal tastes that can be used to create your dream.

> Established Relationships Designers have close working relationships with subcontractors on-Island. They’ll know who is right for your project and who will offer the best value for your money.

> Importing Furniture They can coordinate deliveries and budget accurately for shipping, duty and other miscellaneous costs so there are no surprises. Also, a designer will know which vendors are the most reliable.

> Space Planning A designer can help

you choose correctly proportioned furniture for your space. This is particularly important when ordering furniture from overseas that cannot be easily returned.

Some architectural firms also have in-house interior designers, as do several construction companies.

Chalmers Gibbs Architects

Tel: (345) 949 2727

Email: outi.ojala@chalmersgibbs.ky

www.chalmersgibbs.ky

As a part of a multidisciplinary architectural practice, their team of interior specialists provide services in corporate, hospitality, institutional, commercial and custom residential design, both in new build and renovation projects. SEE AD PAGE 258

Design Studio

Unit 18A, 48 Market Street, Camana Bay Tel: (345) 945 4977

Email: info@designstudio.ky

www.designstudio.ky and

www.designstudiointeriors.shop

Design Studio is an award-winning interior design firm with locations in both Turks and Caicos and in the Cayman Islands. Their scope of services includes residential and commercial design with retail showrooms offering furnishings and accessories, as well as resources for custom orders from a wide array of international suppliers. SEE AD 237

Diamond Interiors

Tel: (345) 321 8138

Email: info@diamondinteriorsky.com

Diamond Interiors offers residential interior design services. They are focused on providing their clients with the ease of making their home more than what they have imagined. They offer an array of services that will meet your home design needs, including space planning, home décor, furniture, purveyor, new builds, renovations, concept planning and home staging. SEE AD PAGE 260

Interior Design Group (IDG)

7 Mile Shops, 215 West Bay Road, SMB

Tel: (345) 745 4305

Email: design@idgcayman.com

www.idgcayman.com

IDG is a full-service interior design firm providing a tailor-made approach to every element, including space planning, kitchen and bathroom design, finish selections, moulding and trim details, lighting, furnishing and more. Whether through a complete build, renovation or stylish additions, IDG will create a beautiful, functional space for you.

SEE AD INSIDE FRONT COVER

LIVING.KY

24 Pasadora Place, Smith Road, George Town Tel: (345) 233 8700

Email: info@living.ky or www.living.ky

LIVING.KY offers a complimentary interior design service as part of their custom furniture packages. Their team of on-site design experts will develop digital floor plans and product visualisations to help you create your ideal space. SEE AD PAGES 12-13, 91, 233 & 255

HOME IMPROVEMENTS 16 238 CAYMANRESIDENT 202 3 »
INTERIOR DESIGN KITCHEN & BATHROOM REMODELLING FLOORING LIGHTING FANS FURNISHINGS WINDOW TREATMENTS HOME DÉCOR 25 Cayman Centre, Owen Roberts Drive, GT (345) 949 7765 ulbrw@hotmail.com

MJM Design Studio

62 Forum Lane, Camana Bay

Tel: (345) 743 4656

Email: info@mjmdesignstudio.com

www.mjmdesignstudio.com

For MJM Design Studio creating inspiring and functional spaces to live, work and grow in is the essence of architecture and design. They aspire to conceive timeless, elegant design solutions that are influenced by fundamental design principles while adapting to simple and clean modern ideals. SEE AD PAGE 263

Trio Architecture

Tel: (345) 525 0777

Email: info@trioarchitects.com

www.trioarchitects.com

The interior design team at Trio offers a bespoke approach to design, offering each client a unique experience. Services include architecture, interior design, engineering, schematic and conceptual design, construction administration and more.

SEE AD PAGE 253

Kitchens

Kitchens are an important feature of the home. A property with an old, dated kitchen is usually harder to sell and may even decrease the property’s overall value. Even if you do not plan on selling your home, modern kitchens are more functional than old-fashioned ones. As the kitchen is often the heart of the home, the trend of a ‘social kitchen’, characterised by an open plan space and generally a large kitchen island, is set to continue. If a complete remodel isn’t in your budget, consider improvements such as a new countertop or replacing the tiling or backsplash for an easier and less costly facelift.

A neutral colour palette continues to be the colour of choice for contemporary kitchens. They can brighten up the room, make it appear larger, and will also suit most people’s tastes should you decide to sell. If you find neutrals a bit flat, then you can always add splashes of colour

PASSIONATE ABOUT DESIGN

with accessories such as brightly coloured dishware or colourful light fixtures.

The options for counter surfaces have greatly increased in recent years. Marble, concrete, quartz, stainless steel and even wood countertops can create a stunning effect. Clean and classic ‘subway tile’ or mirrored and metallic finishes are popular options for backsplashes.

Using green products like reclaimed wood, recycled glass or handmade products is very popular and kinder to the environment when compared to some massproduced products. See the ‘Bathroom and Kitchen Improvements’ section in this chapter for providers of kitchen products. It’s also worth considering a custom-made kitchen as there are some wonderfully talented craftsmen in Cayman. See the Cabinets & Custom Millwork section below.

Cabinets & Custom Millwork

Martlet Design Ltd.

56 Merrendale Drive, George Town

Tel: (345) 916 7583

Pooley Cabinets Design Studio

17 Marina Drive, Prospect

Tel: (345) 947 6780

Email: info@pooleycabinets.com

www.pooleycabinets.com

Pooley Cabinets has provided quality cabinetry to clients in Cayman for over 35 years. Whether you are building your dream home or renovating your existing kitchen, Pooley Cabinets delivers the highest standard of design and installation. They offer innovative products, ranging from traditional to contemporary, professional design, expert installation and exceptional service. SEE AD THIS PAG E

Procure Cayman

Tel: (345) 325 2998

Email: info@procurecayman.ky or sales@procurecayman.ky

www.procurecayman.ky

Procure Cayman has recently been established (2022) to fill gaps in the current local market for Procurement Management and Importation. Procure Cayman is building a team of global

HOME IMPROVEMENTS 16 240 CAYMANRESIDENT 202 3 »
INDOOR IMPROVEMENTS
345 947 6780 l pooleycabinets.com l 17 Marina Drive, Prospect
Over 30 years experience of providing quality cabinetry, design
and installation.

professionals to provide you with quality products from cabinetry and fixtures to fittings. Procure Cayman is the initiative of leading design and construction professionals who recognise that in the global climate of uncertainty in sourcing materials in a timely and cost-effective manner has become a hugely important part of a project’s success.

SEE AD PAGE 236

Signature Cabinets

Unit #1, 5 Paddington Place

Tel: (345) 929 5655

Email: info@bmdteam.com

www.bmdteam.com

The BMD Group was founded by a passionate team with years of construction, manufacturing and importing experience.

Signature Cabinets is the Italian pride of the company, focused on renovation, development, Italian craftsmanship, superior quality, and customisation. SEE AD PAGE 238

Bathrooms

Although functional in purpose, bathrooms

also hold a lot of potential for creative design. Concrete sinks, rain showers, walk-in showers, wall-mounted toilets and faucets, and freestanding baths are all en vogue and can be designed to reflect your home’s personal aesthetic as well as needs. Innovative, built-in storage can also free up space and allow for an uncluttered look. Bringing elements of the outdoors into the bathroom is a big trend, with wood and stone proving the most popular, along with using a colour palette of neutrals and earthy tones.

Accessories, such as new mirrors, lighting, and even smaller ornamental changes like knobs and handles, can really transform a space and be a less costly alternative to a structural remodel.

Bathroom & Kitchen Improvements

The following companies can provide you with hardware and appliances for both your bathroom and your kitchen.

A. L. Thompson’s 189 North Sound Road, George Town Tel: (345) 949 8622

Email: info@althompson.com www.althompson.com

A. L. Thompson’s houses a large bath and kitchen gallery. They stock a wide selection of fixtures, fittings and appliances, with brands that include Kohler, Delta, Brizo, Decolav, Kallista, Rubinet, Dornbracht, Whirlpool, KitchenAid, Avanti, Sub-Zero and Wolf.

SEE AD PAGES 207, 229, 234, 247 & 248

Encompass Ltd

The Strand, West Bay Road

Tel: (345) 938 0850

Email: tkline@encompasscayman.com or ekline@encompasscayman.com www.encompasscayman.com

Renovation services include complete home makeovers, outdoor living improvements, residential additions, roof replacements, structural repairs and commercial space buildouts. SEE AD PAGE 260

345.943.2722

info@staffordsurfaces.com

HOME IMPROVEMENTS 16 » www. caymanresident .com 241
Friendly Comfortable underfoot Pet Friendly Low Maintenance Reduces noise transfer Lifetime Warranty Luxury Vinyl Flooring Governors Square
Waterproof Kid
installs directly over existing tiles!

LIVING.KY

24 Pasadora Place, Smith Road, George Town Tel: (345) 233 8700

Email: info@living.ky

www.living.ky

Bring your bathroom and kitchen spaces to life with LIVING.KY’s wide range of lighting, mirrors, kitchenware, accents, and more. Shop by brand and room. Services include home makeovers, specialised interior design services and more.

SEE AD PAGES 12-13, 91, 233 & 255

Robert Wood Furniture & Interiors

25 Cayman Centre, Owen Roberts Drive, GT Tel: (345) 949 7765

Email: ulbrw@hotmail.com

Interior home furnishings, flooring, windows and doors, window treatments, plumbing fixtures, countertops, kitchen and bath cabinetry, lighting fixtures and ceiling fans, landscape lighting fixtures and patio furniture. They also provide installation services along with remodelling. SEE AD PAGE 239

Colours

Choosing the right paint colour for a room can really transform its look. Use your wall colour to anchor trendy changeable pieces in your room. Pantone’s 2022 colour of the year, ‘Very Peri’, offers a spritely and dynamic pop of colour that creates a distinctive character. Refer to the Paint section in the Shopping chapter for a list of retailers.

Cayman Coating

96 Portland Road, Airport Industrial Park Tel: (345) 949 2920

The Paint Studio at ACE

11 Ashgo Street, George Town Tel: (345) 949 4223

Email: info@acecayman.com

The Paint Studio at ACE carries a wide selection of auto parts, paint and hardware. Carries top brands, such as Clark & Kensington and Magnolia Home by Joanna Gaines, and provides colour matching technology. Paint supplies from brushes, stencils and rollers to metallic spray paint, chalk paint and craft paints.

SEE AD OPPOSITE PAGE

Accessories

A rug, the perfect lamp, throw cushions and wall decor are the finishing touches that pull together existing design elements while injecting some personality into a space.

> Pops of Colour are a low-maintenance way to liven up a room. If you’re not ready to commit to a coat of paint, consider introducing your colour of choice with easy-to-change finishes, such as drawer handles, rugs and curtains.

> Retro Accents add charm and character to modern spaces. Bespoke vintage decor can be sourced online, or for a more budget-friendly option, try browsing local consignment shops for unique hand-me-down pieces.

> Playing with Textures is a great way to elevate soft furnishings and introduce a few stand-out pieces in your home. Look for fabric textures such as crisp and clean linen throw pillows, and then contrast that with more rugged rattan and macramé finishes.

Furniture Stores

There are various dedicated furniture stores on-Island helping you to furnish your dream home. Ashley Furniture ( SEE AD PAGE 235 ) , located on Dorcy Drive, has a great selection of home furniture and decor to suit a variety of budgets. If you prefer to look online, Staged ( SEE AD PAGE 244 ) is a home decor company selling a range of contemporary furniture and furnishings. Their furniture packages take the stress out of furnishing a property and are ideal for new homeowners, investors, landlords and developers. IDG (SEE AD INSIDE FRONT COVER) carries a hand-picked selection of products including furniture, lighting, home decor, fragrance and more. IDG also has a personal shopping service that helps provide peace of mind when looking for new furnishings. This service includes assisting with the creation of on-island inventory from their retail store on West Bay Road, and helping navigate the process of ordering international

HOME IMPROVEMENTS 16 242 CAYMANRESIDENT 202 3 »
Ledger & Looms H A N D M A D E R U G S A N D L U X U R I E S Handmade Rugs & Luxuries www.ledgerandlooms.com 345.943.7847 guru@ledgerandlooms.com Ledger & Looms H A N D M A D E R U G S A N D L U X U R I E S @ ledgerandlooms
EASY. 11 Ashgo Street, George Town, Grand Cayman CAYMAN ISLANDS Your neighborhood Ace has top-rated paint like Clark & Kensington and Magnolia Home by Joanna Gaines. Our color matching technology allows us to match ANY color, even those beautiful orchids blooming in your garden. We can help you get started with a variety of paint supplies from brushes, stencils and rollers to metallic spray paint, chalk paint and craft paints to make any paint project Pinterest perfect. 949.4223 info@acecayman.com @AceCayman345
Color selection MADE

items. Design Studio (SEE AD PAGE 237) in Camana Bay features an inspiring variety of furniture and accessories for your bedroom, bathroom, home and at-home office. They also stock a range of outdoor items to enhance your garden space.

LIVING.KY (SEE AD PAGES 12-13, 91, 233 & 255) stocks a wide variety of furniture for your home and office, including coffee tables, storage and shelving, entertainment units, chairs, sofas and more. They also stock outdoor furniture, including fun

things like hanging benches and swivel chairs. Brands include Kichler Lighting, Ethnicraft and Surya to name a few. Marksons Furniture (SEE AD OPPOSITE PAGE) has a dedicated showroom featuring a variety of items, including sectionals, dining room sets, bedroom furniture, mattresses, accessories, area rugs and tables. For bedroom essentials as well as interior furnishings, Tomlinson Furniture & The Mattress Gallery (SEE AD PAGE 205) on Walkers Road in George Town offers a huge variety

of brands for you to choose from. Robert Wood Furniture and Interiors (SEE AD PAGE 239) provides a variety of services, furniture and furnishing to decorate your home.

For children’s furniture, Bedside Manor (SEE AD PAGE 353) in Camana Bay, The Bump to Baby in The Strand and the Welcome Baby section in Tomlinson Furniture all provide a wide selection of furniture and furnishings to add to your little ones’ space. Refer to the Furniture section in the Shopping chapter for more of Cayman’s retailers that sell furniture and accessories on-Island.

Doors & Windows

Doors and windows are a big upfront investment; however, making the right choice can save you a lot of money in the long run. We recommend opting for the best windows you can afford, ideally tinted, to help keep the cool air in and the hot sun out. Good quality windows and doors also have the added benefits of keeping ambient noise out, especially if you live near a main road or close to the airport, whilst also providing increased security. You will need to think about hurricane season and whether shutters are necessary for your home.

A. L. Thompson’s

Tel: (345) 949 8622

Email: info@althompson.com

www.althompson.com

A. L. Thompson’s specialises in PGT windows and doors. SEE AD PAGES 207, 299, 234, 247 & 248

Kirk Home Centre

Tel: (345) 949 2521

Exclusive carrier for SIW and CWS windows.

FURNITURE P CKAGES

345 916 5413 l stagedcayman@gmail.com l staged.ky

Marksons Furniture

Tel: (345) 949 6233

Email: arwashburn@marksons.ky

www.marksons.ky

Marksons offers a wide selection of window treatments that can accommodate your needs with a touch of style. Browse through their collection of finishes and discover interesting fabrics, shades, shutters, sliding panels, blinds

HOME IMPROVEMENTS 16 244 CAYMANRESIDENT 202 3 »
Our carefully selected furniture packages help you make the most of your investment. We use our expertise in interior design as well as our ability of staying within a budget to bring together a beautifully designed plan to add value and style to your property.
E stagedcayman@gmail.com

Robert Wood Furniture & Interiors

25 Cayman Centre, Owen Roberts Drive, GT Tel: (345) 949 7765

Email: ulbrw@hotmail.com

Custom-made windows, doors and window treatments. They also provide installation services along with remodelling kitchens and bathrooms. SEE AD PAGE 239

Curtains, Draperies & Blinds

Although they often take a backseat to other interior design changes, choosing the right window ‘fashion’ complements the overall style of a room. Design consistency aside, they also provide privacy and keep your home cool during Cayman’s hot summer months.

Edie’s

64 Eastern Avenue, George Town Tel: (345) 949 6348

Robert Wood Furniture & Interiors

25 Cayman Centre, Owen Roberts Drive, GT Tel: (345) 949 7765

Email: ulbrw@hotmail.com. SEE AD PAGE 239

Tomlinson Furniture

9 Walkers Road, George Town Tel: (345) 945 5383

Email: design@tomlinsonfurniture.ky

Tomlinson Furniture offers affordable custom window treatments for residential and commercial needs, ranging from indoor plantation shutters to rollershades, blackouts, wood blinds and more. They do free at-home consultations to take measurements and ensure the perfect selection. They also do the installation. Each of their window treatment installations comes with a 10-year warranty.

SEE AD PAGE 205

Flooring, Tile & Carpets

Although re-flooring your home can be an expensive endeavour, the right flooring sets the design tone of your entire home and can guarantee a higher return on your investment when it comes time to sell. Some flooring trends include:

> COVERLAM allows the residential and commercial property developer the opportunity to have unusually large panels of porcelain tiles, ranging from 3ft wide to 11ft tall and 5.6mm thick It gives the interior and exterior a unique look and feel.

> Wood Look Porcelain is here to stay, and the industry somehow manages to make tile look more like authentic wood year after year.

> Luxury Vinyl Plank is a popular option due to its durability and green credentials. These planks give the appearance of real wood without the bother of maintaining it. It’s a great option for children’s rooms as it is easy to clean, gentler underfoot than tile and some options are even waterproof.

> Paver-style Flooring has become a top choice for outdoor living spaces. Large, sturdy slabs of porcelain can be laid directly on compacted sand or installed on concrete to create a wonderfully uniform look. Consider the potential for flooding during hurricane season and whether your flooring choice is susceptible to water damage. The

following companies sell and install a wide variety of flooring options:

Ledger & Looms (formerly Rugs Oriental)

25 Galleria Plaza, West Bay Road

Tel: (345) 943 7847

Email: guru@ledgerandlooms.com www.ledgerandlooms.com

Cayman Island’s premium supplier of unique hand-woven Oriental rugs offers a huge range of traditional and contemporary designs. They also sell hand-crafted accessories and home furnishings sourced on their annual buying trips, including cushion covers, woven baskets, upholstered furniture, mosaic lamps, Turkish towels, throws and robes. They have something for everyone – even custom orders, to make sure you get that perfect rug or accessory for your home. SEE AD PAGE 242

SSH Cayman

18 McField Lane, George Town

Tel: (345) 926 8404

Email: info@sshcayman.com

HOME IMPROVEMENTS 16 » www. caymanresident .com 245
and more. SEE AD THIS PAGE

www.sshcayman.ky

SSH Cayman Ltd. provides a range of floor and wall coverings for your renovation, new development, commercial and residential needs. Their tiles come direct from the manufacturer in Spain. SEE AD THIS PAGE

Stafford Surfaces

Governors Square, Seven Mile Beach

Tel: (345) 943 2722

Email: info@staffordsurfaces.com

www.staffordsurfaces.com

A premier source for floors, walls and countertops for commercial, residential, institutional and hospitality clients. Partnering with prestigious global manufacturers, their services include installation, consultation, budgeting and restoration. They provide solutions that are tailor-made for your needs and for your life. SEE AD PAGE 241

Tomlinson Furniture

Tel: (345) 949 5383

SEE AD PAGE 205

General Maintenance & Repairs

Cayman Property Maintenance/Bill Perigo

Tel: (345) 327 0582

Email: maintenancemancayman@gmail.com

Bill Perigo, also known as The Fixologist, owns and runs CPM. He is a likeable, honest, reliable and affordable handyman who always returns phone calls and emails and shows up on time, every time.

Home Automation & Electronics

Home automation systems have become hugely popular in recent years. You can now turn your home into a smart home with the capability to link all your audiovisual devices, control air conditioning, secure the house and adjust lighting via your smartphone or tablet. The following companies provide installation services:

Audiophile

Tel: (345) 746 4434

Creative Tech

Tel: (345) 946 8324

Home Security Systems & Monitoring

A home security system, which monitors the smoke detectors and whether any doors or windows have been opened, is helpful for peace of mind. See the Running Your Home chapter for more details.

Island Electronics

90 Godfrey Nixon Way, GT

Tel: (345) 949 8255

Email: info@ielgroup.com

www.ielgroup.com.

Provides security and monitoring services. They are Five Diamond Central Station certified by the Central Station Alarm Association.

and monitoring systems, CCTVs, keyholding and locksmith services, safes and vaults, vehicle/ boat GPS tracking, access control, guarding, and privacy and hurricane protection for over 20 years. It is the only certified company in Cayman for mobile patrolling and intervention services and is recognised by the International Organisation of Standardisation.

SEE AD PAGES 186 & 269

Painting Contractors

DP Economy Services Ltd.

325 Owen Roberts Drive, George Town

Tel: (345) 321 7562

Email: dpeconomyservices@gmail.com

www.dpeconomyservices.com

Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP Economy Services can address your renovation needs in the fastest possible time without sacrificing on the quality of delivery or workmanship. They provide remodelling, renovation, plumbing, electrical, carpentry and general repairs and maintenance services at competitive pricing. SEE AD PAGE 265

Roofing

Whether you are building from scratch or replacing the roof on your existing home, there are a few key factors to consider. Style matters, but equally important are product cost, material weight and installation requirements.

Hydes & Sons Ltd.

Tel: (345) 949 7062

Precision Roofing

Tel: (345) 916 7823

Spray Foam Insulation

The Security Centre Limited

Cayman Technology Centre, 115 Printers Way

Tel: (345) 949 0004

Email: info@security.ky

www.security.ky

The Security Centre is the largest private security provider in Cayman, offering the most secure in-house solutions for integrated alarm

Spray foam insulation is a popular alternative to traditional fibreglass insulation in the Cayman Islands. It is well regarded for not sagging or slipping and creates a complete seal, keeping heat and moisture out of buildings. It also has been proven to help keep roofs attached in the event of a hurricane.

HOME IMPROVEMENTS 16 246 CAYMANRESIDENT 202 3 »

Cayman Islands Spray Foam

Tel: (345) 326 6767

Storage & Organising Solutions

Basic wire racking for shelves can be bought from any home centre on-Island. For custom-built shelving, contact either Custom Closets on (345) 526 6774 or Storage Solutions on (345) 525 2647.

Upholstery Services

If you have a piece of furniture in your home that is a bit worn, consider having it reupholstered. It’s cheaper than buying a brand-new piece.

Edie’s

64 Eastern Avenue, George Town

Tel: (345) 949 6348

Robert Wood Furniture & Interiors

25 Cayman Centre, Owen Roberts Drive, GT

Tel: (345) 949 7765

Email: ulbrw@hotmail.com

Upholstery services for sofas, chairs

and headboards in addition to decorative accessories like throw pillows and bedding.

SEE AD PAGE 239

OUTDOOR LIVING & GARDENS

A well-designed outdoor space can add to the marketability of your property in Cayman. Some questions to consider when sprucing up your outdoor space include:

> Do you need an entertainment area?

> Would you prefer serene and manicured gardens or a more natural area that children and pets can enjoy?

> How much time/money are you willing to spend on maintenance each month?

> How long will you live in the house, and will it be worth the financial outlay? Equipped with answers, seek out a contractor and landscape gardener who can help bring your vision to life.

Outdoor Living Areas

Outdoor features and amenities such as kitchens, decking and even fire pits can elevate your outdoor living experience. The

following companies can help source what you are looking for:

LIVING.KY

24 Pasadora Place, Smith Road, George Town

Tel: (345) 233 8700

Email: info@living.ky

www.living.ky

LIVING.KY stocks a wide range of outdoor accessories and furniture. Browse through brands and items online or in-store and curate your ideal space with the help of one of their on-site design experts and complimentary interior design services.

SEE AD PAGES 12-13, 91, 233 & 255

The Outdoors

A. L. Thompson’s, 189 North Sound Road

Tel: (345) 949 8622

www.althompson.com

A major department of A. L. Thompson’s, the 30,000sq ft ‘Outdoors’ carries one of the widest selections of outdoor goods in Cayman. They sell sheds, decking, pots, lawn ornaments, patio furniture, camping equipment, outdoor

HOME IMPROVEMENTS 16 » www. caymanresident .com 247

grills, smokers and a whole lot more.

SEE AD PAGE 248

Landscape Gardeners

A landscape gardener will understand which plants work best with your property’s terrain and conditions.

Arcadia

Tel: (345) 325 4971

Email: info@arcadia.ky

Provides landscape design, project management

and consulting services to residential and commercial clients. They can build or coordinate all aspects of landscape construction from grading, drainage and irrigation to hardscape elements such as water features, decks, retaining walls and paving. They can take care of every aspect of your project. SEE AD PAGE 191

Cayman Growers

Tel: (345) 323 0722

Email: caymangrowers@candw.ky

A landscape company and plant nursery, as well

as a grass and tree farm located in East End.

Eighty One West

Tel: (345) 928 8441 or (345) 928 8442

Email: info@81west.ky

An emporium of all things botanical and botanicalinspired, Eighty One West is a nursery and design shop. They offer plants from the familiar to the unique, pet supplies, gifts, aquatics, furniture and great design throughout. Immerse yourself in a realm of inspiration or talk to their passionate people who will help you plan your next landscape or aquatic project. SEE AD PAGE 211

Every Bloomin’ Thing (EBT)

Tel: (345) 945 1701

Paradise Landscaping

Tel: (345) 547 1530

Email: giles@paradise.ky

www.paradise.ky

Paradise Landscaping is a comprehensive landscape and maintenance company that offers landscape maintenance services, landscape design, new installation, lighting, irrigation, pond services and pest management services.

Power Flower

31 Orchard Lane, Off Crewe Road, George Town

Tel: (Office) (345) 949 2256 or (345) 321 0308

Email: office@powerflower.ky

www.powerflower.ky

Specialising in the fine art of balance in landscape design, Power Flower considers your needs, style and budget when designing your ideal garden. Through careful planning and execution, their professional landscape design and installation staff work hard to ensure a client’s space delivers exactly what they want. SEE AD THIS PAGE

Vigoro Nursery & Landscaping

> 96 Agricola Drive, Lower Valley

> 324 Walkers Road, George Town

Tel: (345) 949 4270 or (345) 945 5236

Email: tom.balon@vigoro.ky or craig.stewart@vigoro.ky

www.vigoro.ky

Instagram: @vigoro_cayman

Facebook: @VigoroCayman

Vigoro has been providing landscaping services

HOME IMPROVEMENTS 16 248 CAYMANRESIDENT 202 3 »

in Cayman for 50 years. Their services include all areas of gardening and landscaping, including design, maintenance, construction, irrigation, stone/hardscape, water features, misters, lighting and artificial lawns. Their team of nearly 100 staff have years of experience.

Garden Trends

Native Plants and Trees – Local garden centres stock a wide assortment of native and non-native species of plants and trees. There is a huge variety of bright and beautiful options, including Tabebuia, Geiger, Neem and Cassias trees.

Edible Gardens – Produce gardens can be a bit tricky to establish and maintain, but the wait is well worth it. Locally grown tomatoes are delicious, as are salad leaves and herbs. If you have the space, consider planting fruit trees!

Vertical Gardens – These ‘living walls’ add a personal touch to patios and balconies. However, they are an expensive addition. Artificial Turf – Your lawn will always look great, and once you get past the initial high cost of installation, it’s a great moneysaving move. For a list of garden centres, refer to the Shopping chapter.

SWIMMING POOLS

A pool will cost approximately CI$200 a month to maintain and adds significantly to your electricity bill and, potentially, your water bill. For tips on how to run an energy-efficient pool, refer to the Being Green chapter.

Swimming Pool Trends

> Zero Entries create a beach-style entry into the pool. The entryway slopes into the pool as if you’re walking into the sea. The shallow area is a great spot to let supervised children play.

> Plunge Pools are perfect for a smaller outdoor space, and a swim jet can allow you to swim laps against a current.

> Perimeter Overflow Pools are an evolution of the infinity pool where the water constantly flows over the edge of the pool. The water runs into a hidden catch basin and is then

re-circulated into the pool.

Pool Safety Tips for Kids

While pool-related tragedies are rare in Cayman, a few have occurred. Every homeowner with a pool should follow these basic safety tips:

> Always supervise children when they are in or near a pool, and ensure that those in a supervisory role are good swimmers!

> Make sure everyone in your family learns to swim, including nannies and caregivers.

> Secure your pool with barriers.

> Install and use a lockable safety cover.

> Install pool and gate alarms to alert you when children go near the water.

> Keep life vests and an emergency flotation device near the pool.

> Everyone in the family should learn how to perform CPR and do basic water rescue training. The Red Cross offers certification programmes.

> Keep your pool clean and maintain proper chemical levels to minimise the risk of ear infections and rashes.

The following companies can install and maintain your swimming pool:

Oasis Pool & Spa

Tel: (345) 945 7665

Email: sales@oasis.ky

www.oasis.ky

Oasis Pool & Spa provides comprehensive outdoor living construction services. From design to completion, they are with you every step of the way to create your dream pool, patio, cabana or outdoor kitchen. Oasis can also renovate your existing pool and patio.

Pool Patrol

Tel: (345) 949 8543

Email: pools@poolpatrol.ky

www.poolpatrol.ky

Pool Patrol offers you services every step of the way, from pool design and DEH submissions to the final pool and spa construction. They can build your pool from scratch or renovate an existing pool, bringing it back to its former glory.

We Specialise in:

• Full retail store with Cayman’s largest inventory of pool/spa & backyard products

• Fully trained and certified staff

• Pool and spa service & repairs - commercial and residential

• Consultation, design, construction and renovation services

Tel: 949-8543 Pools@Poolpatrol.ky www.poolpatrol.ky

16
DESIGN SERVICE SUPPLY
SEE AD PAGE 192
SEE AD THIS PAGE & 193

Cayman Building in

The construction sector is booming in Cayman as demand continues to be high with a dwindling inventory, even with the number of new developments. New development projects are announced regularly, and it is anticipated that the construction sector will remain buoyant over the medium term, with many complexes and hotel projects both underway and in the pipeline. In the first six months of 2022, there were (1) 487 planning approvals, an indicator of what may be built in the next five years, (2) 559 permits issued, an indicator of construction to commence within a year, including ancillary structures such as pools, cabanas and generators, and (3) 227 Certificates of Occupancy issued, an indicator of completed habitable buildings. However, with interest rates rising and the cost of living continuing to increase, the willingness to borrow for real estate investment will likely decrease, and continued inflation could pull the economy into recession, meaning sustaining development moving forward may be challenging.

Construction prices have also soared during the last couple of years, and there continues to be a large amount of uncertainty globally due to the continued effects of COVID-19 affecting supply chains and logistics. At the time of publishing, China continues to lockdown major cities, and Shanghai port, the world’s largest, is operating at around 40% of normal capacity, causing major disruption and backlogs. Additionally, the war in Ukraine is affecting the supply of raw materials. We are seeing a bullwhip effect on the supply chain, small

BUILDING IN CAYMAN 17 250 CAYMANRESIDENT 202 3 »
Building in Cayman 252 - Selecting a Site 252 - Geotechnical Testing 252 - What do You Want? 252 - Cost Planning 252 - Schedulling 254 - Good Design 254 Building Options 254 - Design/Build 254 - Construction Management 254 - Design/Bid/Build 256 - Selecting Your Team 256 - Designing a Security System 258 - Building Greener 258 - Development Management Services 258 - Blocks & Insulated Concrete Forms 259 - Roofing 259 - Interior Design 260 Building Professionals 261 - Architects 261 - Construction Management 264 - General Contractors 264 - Land Surveyors 266 - Quantity Surveyors 266 - Structural Engineers 267
How to build a home in Cayman, environmentally friendly options, suggestions on selecting a team, architects, land surveyors, general contractors and structural engineers. Photos courtesy of Kathleen Spencer & Design Cayman

ARCHITECTURE

Founded by Darrel Ebanks in 2003 as an architectural design firm, TAG takes pride in having designed some of the Island’s iconic structures such as Vela, San Sebastian, Eleven Parc, Landmark Square, Arvia and more. With over 1 million sqft of design experience, TAG has now evolved as a one stop shop for real estate development.

MISSION

To create more sustainable and affordable housing for the Cayman Islands market using the latest design and construction technology.

DEVELOPMENT

Unit 1 Berthaze Court, Godfrey Nixon +1 (345) 947 5849 info@tag.ky www.tag.ky

fluctuations in demand at retail level causing progressively larger fluctuations in demand at wholesale, distributor, manufacturer and raw material supplier levels. Demand shock rectification takes years following such a ripple effect. As such, it is anticipated that construction costs will continue to increase. It is also increasingly commonplace for suppliers to not be able to provide a timeline for the supply of materials to developers due to global logistical issues and strengthening demand. This is unprecedented.

Long before any ground is broken, a feasibility study should be carried out to calculate all costs (including mortgage interest) against the possible return of a project. The information gleaned from this report allows you to measure your ‘dream’ against the total investment. Moving forward without taking this step can result in some costly missteps that could otherwise be easily avoided. Consulting one of Cayman’s reputable professionals will help you consider all your

project’s relevant factors – and ultimately save you time and money!

Selecting a Site

Beyond the obvious location factors of convenience to work, schools and shopping, do some research on the area – find out if any nearby road improvements are proposed, or the potential incompatibility of approved neighbouring land uses. A quick online check of the zoning map on the Central Planning Authority website will allow you to see land uses proposed for an area and the specific zoning of the parcel you are considering. Although you should be able to obtain this information from your realtor, surveyor or architect, a little due diligence may reveal a lot. This is particularly important for commercial properties since proposals for a parcel requiring rezoning may take years to plan and to obtain the required approvals.

Geotechnical Testing

Many older subdivisions built on reclaimed

land have marl fill placed over original peat material to bring up the elevation. This peat layer may be a mixture of sand, rocks and organic solids unsuitable for supporting the weight of a building. The replacement of this material with engineered fill or the design of pile foundations to penetrate down to a solid bearing material will add high costs to a building, which must be considered. An engineer can drill or dig test holes for a modest fee to allow some cost planning for foundations. Often, the engineer’s local knowledge will be sufficient to predict general soil conditions. In cases where problematic soil conditions are expected, this might be a prudent condition of a land sale.

What Do You Want?

Think carefully about the layout and configuration of your house or building and how this will work for your personal needs and objectives. Draw inspiration from online floor plans and design resources like Pinterest or Houzz. Save any photos that inspire you and use these images to illustrate the home or office that suits your lifestyle or professional requirements. An inventory of rooms and spaces will also help determine the approximate size of the property that meets your needs. Remember, however, that looking at building plans online does not make you an expert and many house plans found online are generally suited to North America or Europe and may not be appropriate to Cayman. Construction techniques and building codes, weather patterns and climate on-Island can be very different to those found elsewhere. Those minimalist architectural wonders that you have fallen in love with may cost a fortune when translated into the Cayman context.

Cost Planning

All too often, rough area construction costs ($ per sq ft) are used for budgeting in place of realistic assessments of probable development costs. Fooling yourself that a building will cost $x/sq ft multiplied by an approximate area is usually a recipe for disappointment or frustration later in the

BUILDING IN CAYMAN 17 252 CAYMANRESIDENT 202 3 »
BUILDING IN CAYMAN

CRYSTAL HARBOUR

Our team of award winning Architects, Engineers, and Interior Designers hold the experience, the knowledge and the talent to coordinate all aspects of any project throughout the entire process, resulting in our client’s satisfaction not only with the end product, but with the road traveled to get there

With offices in South Florida and the Cayman Islands, Trio Architecture is currently involved in various projects throughout Florida and the Caribbean, ranging from Commercial, Hospitality, and Multifamily developments, as well as private multi-million dollar homes

Services include: Architecture, Interior Design, Engineering, Schematic and Conceptual Design, Construction Administration, and more.

B y M i k e S t r o h P h o t o g r a p h b y R i c a r d o M e j i a T R I O A R C H I T E C T S P R E S E N T G R A N D C A Y M A N - C A Y M A N I S L A N D S • S U N N Y I S L E S B E A C H , F L O R I D A - U S A R A N D C A Y M A N - A Y M A N I S L A N D S U N N Y I L E S B E A H , F L O R I D A U A G R N C A Y N C A M A I S A N D S • S U N I S L S B A C O R U S I N F O @ T R I O A R C H I T E C T S C O M 1 3 4 5 5 2 5 0 7 7 7

process. A quantity surveyor may provide you with a detailed breakdown of actual costs to expect, including:

Soft Costs — Building permits (e.g. planning permission, infrastructure fees, etc.), stamp duty, licences, professional fees (e.g. architect, engineer and surveyor), legal fees and utility connection deposits must be carefully factored into your overall costs. For commercial property promotion, marketing and financing costs must also be considered. For rental properties, initial period vacancy rates are estimated to predict the cost of holding unleased space.

Hard Costs — Land, construction costs, including normal contractor costs (e.g. overhead, profit and supervision), landscaping, major appliances and site furnishings. Typically, a contingency fee (between 5%-10%) is included in estimates to account for the unexpected, which includes owner changes, site conditions or material cost increases. Making a realistic cost plan can provide

a useful indication of the cash flow requirements during the process, which will be of interest to potential lenders and can allow you to calculate carrying costs or requirements for interim financing.

Scheduling

The length of time required to complete the full cycle of planning, financing, design, commissioning and construction of a building often comes as a surprise to ‘proto’ developers. A period of up to several years may be required for a large residence or commercial property once all the factors have been considered.

When projects are geared towards completion for a specific date, planning can become critical, e.g. a homeowner entertaining visitors from abroad, a store owner aiming for a holiday retail season or a company gearing their move-in date around an annual business cycle, all need to plan for the unexpected or even the unthinkable. Delays in obtaining statutory approvals, order time for materials or

equipment, adverse weather conditions and design revisions must be considered for a well-planned project.

Good Design – Value Added?

A DIY homeowner downloading a set of plans from the internet or trying to design their property themselves may save thousands on architect’s fees but could end up spending more on construction costs due to delays, cost overruns or approval issues than if they had just hired a professional to draft an accurate and detailed set of construction documents. Professional fees, including architecture, interior design, engineering and survey, which can quickly constitute 10%-15% of the overall construction budget, will inevitably be value added to the building. However, unlike commodities, it is sometimes difficult to assess the worth.

BUILD ING OPTIONS

There are several general models of how construction contracts can be structured, and depending on the circumstances, one may be recommended over another.

Design/Build

A general contractor with in-house or subcontracted design expertise (a designbuilder) can often offer a streamlined package which is attractive to busy people who do not want hands-on involvement in the process beyond the initial design and material selection. This ‘one-stop’ approach to a contract is typically a fixed price attached to a material specification and set of design documents. The main advantages of this approach are (1) convenience, (2) guarantee of final cost and (3) minimum risk for the owner. Some disadvantages may be (1) loss of some flexibility during the process, (2) the added cost of the convenience factor and (3) no independent control of quality.

Construction Management

In this scenario, a construction manager will offer a fixed cost to manage the entire process either from the outset or based

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W W W.L I V I NG . K Y • (345 ) 233-87 0 0 2 4 PA S A DO R A P L AC E , S MIT H R OA D, GEORG E TOW N , GR A N D CAYM A N DE S I G N EX P E R T S A R E R E A DY TO HE L P Y O U ENV I S I O N A N D C R E AT E A W OND E R F U L S PA C E WI T H O U R C OMP L I M E N TA R Y IN T E R I O R D E S I G N S E R V I C E S A S PA R T O F O U R C U STO M FURNITU R E PAC KAG E S O U R I N T ER I O R D E S I G N E R S D E V E LO P DIG I TA L F L O O R P L A N S A N D P R OD U C T V I S UA L I Z AT I O N S TO B R IN G YOU R V I S I O N TO L I F E LIVING.KY

on a set of construction documents and specifications prepared independently. A construction manager functions in the role of a general contractor yet employed by the owner. The advantages of this form of contract are typically (1) flexibility during construction, (2) market competition in sub-trade contracts and (3) cost control flexibility. Some disadvantages of this approach are (1) risk for sub-trades is assumed by the owner rather than the construction manager and (2) loss of market competition in contractor cost (fixed fee for supervision). This is typically an excellent strategy where a project needs to be rushed (or ‘fast-tracked’ in industry jargon) and there is insufficient time to prepare detailed, coordinated documents for a bid. Another good reason might be if there are likely to be a lot of changes during the designconstruction process. Since the construction manager works for the owner on a fixed management fee, they are typically not profiting from changes in the work or work sequence.

Design/Bid/Build

This is the traditional method of procurement where an owner works with an architectural designer and related professionals to produce detailed drawings and specifications, often with cost reports. General contractors are invited to offer competitive tenders based on a detailed estimate of the documents within a fixed tender period. This approach has the primary advantage of cost competitiveness, and a detailed set of documents will be the best guarantee of maintaining cost control during the process. Some disadvantages of this approach may be (1) significant time is required for detailed document preparation and the tender period and (2) document errors or revisions to the contract resulting in some loss of cost control since changes can be costly.

A design-build project has the overwhelming advantage of convenience. By contrast, a traditional design-bid-build and construction management approach

has the advantage of the competitive marketplace with multiple contractors’ estimates and the possibility of cost-saving.

Traditional construction manager contracts may allow a high degree of control since the design and construction stages will involve an independent professional hired directly by the owner.

Selecting Your Team

Before making any decisions about a direction for your project, talk to professionals knowledgeable in the construction industry in Cayman. Architects, builders and quantity surveyors will usually be willing to share their experience with no obligation.

Each method described previously has its devotees and detractors, and it is ultimately up to the owner to decide which of the various methods will be a good fit. Seeking professional help from someone with a detailed working knowledge of these procurement options and how they work in the Cayman Islands can help you make an

BUILDING IN CAYMAN 17 256 CAYMANRESIDENT 202 3 »

informed choice. Do not simply copy what someone else has done. It is important that you choose an approach after weighing all the pros and cons. While each approach may have a very different risk profile to you (after all, some people like to base-jump, while others would rather take a nice stroll along the beach), it is very important that you own this decision fully.

Whatever approach you choose, it will be the people you select to work with and manage the process who will be the key players in developing and managing a successful project. Consider the following when choosing your design and build professionals: integrity and reputation should always be the main ingredients when selecting people, so look at current, recent and past jobs, talk to past customers and check their payment and litigation history. Choose design professionals who are adaptable and have a team spirit. Ask your contractor, construction manager and architect to provide a checklist and procedures for administering, inspecting and testing the various stages of your project. It is strongly recommended that you meet everyone who will be a part of making your project a success. Make sure you establish a good working relationship and feel comfortable with all the people who are involved.

Enquire about their current workload

can they handle your job and give you the attention and support you desire? Can you communicate with this individual or team openly? It is important that you do your homework, take your time, and make sure that all the design professionals you intend to engage carry professional indemnity insurance. Only agree to terms after you are sure you have the ‘dream’ team that truly has your best interests at heart! While there are many components to consider carefully, some being significantly challenging and timeconsuming, building your own home is an exciting project and, for many people, it is a dream come true; so, you should endeavour to have some fun too!

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CHALMERS GIBBS

Designing a Security System

To have an electronic security system that is well integrated into the design of your new home, a plan should be drafted at the conceptual stages. You, your architect and an experienced security professional should work closely together to identify your needs and see what technology will be suitable to achieve your goals. Refer to page 246 for companies that can assist.

Building Greener

Changes to more sustainable building material alternatives are currently being driven by supply chain issues. For example, bamboo flooring is being used as an alternative to wood flooring. Bamboo is more expensive but grows quickly and is, therefore, a great sustainable alternative. The more consumers that move towards sustainable construction materials like bamboo, the less it will cost, as suppliers will be able to reduce prices due to economies of scale.

Those looking to build more consciously will be pleased to discover the many environmentally responsible construction practices that are widely embraced on Island. Green construction in Cayman is recognised by the Governor’s Award for Design and Construction Excellence in Sustainability and the Environment. The idea of the award is to foster and maintain innovation, sustainability and excellence in the Cayman Islands’ construction industry. Some ways in which that is being upheld include: using recycled building materials and timber, tapping into alternative energy and waste-water systems and employing more eco-friendly home automation.

Other green tips for building include ensuring that your property is orientated to make effective use of the prevailing wind, and the windows are positioned to avoid filling the house with the heat of the afternoon sun in a nod to traditional Caribbean architecture. Reduce energy consumption by insulating the exterior walls and roof of your home, and make use of the Island’s year-round sunshine with solar power panels and energy units. For more information on building green, refer to the Being Green chapter.

Development Management Services

No successful projects are accidental. They are the result of a clear plan, consistent effort, intelligent direction, careful financial management and skilful execution. The development of land is a complex process; it requires strategies to take advantage of the development opportunity while reducing risk and enhancing sustainability.

Development management services can help you select a strategy that best suits your goals, and by drawing on their expertise and experience, they can put together a strategy with the greatest reward versus risk potential. Generally, development management consultants offer a combination of real estate knowledge and metrics. They provide expertise in investment management, property management, development feasibility and

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ARCHITEC TURE | PLANNING | INTERIOR DESIG N
(345) 949 2727 | info@chalmersgibbs.ky www.chalmersgibbs.ky
Contact us for a no obligation design consultation.
We have been proudly serving the Cayman Islands for 60 years.

viability, design, construction, permitting, sales and leasing and financing advice.

Development managers take care of the entire property development process from initial strategy and concept through to delivery. Should the project require sales, a development manager can facilitate and manage contract preparation for sales, sales materials including 3D visualisation, sales team management, project facilities preparation and the coordination of consultants and contractors to execute a successful project. There are several companies in Grand Cayman that can offer this service. Build Cayman Limited (Tel: (345) 925 8517) in particular has a specialist development management services team. SEE AD PAGE S 177 & 257

Insulated Concrete Forms

If you want to insulate yourself from the ambient sounds of the outside world, Insulated Concrete Forms (ICF) may be the right option. ICFs are forms used to hold fresh concrete in place permanently

Not only are ICFs excellent for protecting the structural integrity of your home during severe weather, but they also provide highly effective insulation to keep the heat out.

Flowers Group

184 Seymour Road, Industrial Park Tel: (345) 623 0000

Email: customerservice@flowersgroup.com

www.flowersgroup.com

The Flowers Foam Products division of the Flowers Group supplies state-of-the-art, locally manufactured building products, including Insulated Concrete Forms (ICF), flat foam sheets, steel studs and tracks, architectural components and custom shapes and signs. SEE AD THIS PAGE

Concrete Blocks & Pavers

Flowers Group

184 Seymour Road, Industrial Park Tel: (345) 623 0000

Email: customerservice@flowersgroup.com

www.flowersgroup.com

Architectural Shapes

• Flexibility of shapes

• Custom look

• Manufactured locally to specification

• Easy installation,cost effective

• Columns Pediment

• Arches

Established by pioneer Clarence L. Flowers, the Flowers Block division of the Flowers Group specialises in the manufacturing and delivery of concrete products, including building blocks, grass and keystone blocks, multi-colour rectangular pavers and cobblestone pavers.

SEE AD THIS PAGE

Driveway & Paving

Flowers Group

Tel: (345) 623 0000

www.flowersgroup.com

Part of the Flowers Group, Flowers Block provides a wide selection of pavers, including cobblestones in numerous colours and sizes.

SEE AD THIS PAGE

Island Paving

Tel: (345) 949 8294

Roofing

The old adage that you should always have a good roof over your head is essential wisdom in a country that receives heavy downpours during the region’s rainy

Foam Flat Sheets

(for pre-existing concrete walls)

• Insulation qualities

• Sound transmission qualities

• Lower energy costs

Custom Foam Signs

• Ideal for entryways

• Manufactured locally to any specification

Steel Studs

• Steel Studs and tracks in a variety of lengths and gouges to specifications

Cay Deck

• Foam Insulation

Flooring Systems

• Insulation for floors decks and roofs

BUILDING IN CAYMAN 17 » www. caymanresident .com 259
FLOWERS FOAM PRODUCTS 623-0000 A Division of The Flowers Group Insulated Concrete Forms (ICF’s) • Poured concrete walls with reinforced steel • Hurricane resistant • Lower energy costs • Sound Transmission control qualities • High production capacity
Cost effective • Can be used for Commercial,
Residential or Industrial Projects
Caps E: customerservice@flowersgroup.com • W: www flowersgroup.com • T: 345 623-0000 Available at Flowers Block Factory 184 Seymour Drive off North Sound Rd Industrial Park • A member of the Flowers Group A new generation of construction innovation technology from a name you can trust ICF’s
Bases &
Architectural Shapes Foam Flat Sheets Custom Foam Signs Steel Studs Cay Deck

season and also suffers from the occasional hurricane. A good roof will help to keep you dry and, if constructed accordingly, can also keep your house cool. Do not be fooled by going for the cheapest roofer. Ask for a detailed quote and count exactly how many stainless-steel pins they will use to hold the roof in place, and if it is half the number of the other company with a more expensive quote, then you have your answer: your roof may well be flying off during a major hurricane. We recommend the following roofing contractors:

Hydes & Sons Ltd.

Tel: (345) 949 7062

Precision Roofing

Tel: (345) 916 7823

Interior Design in the Building Process

Consider hiring an experienced interior designer to review your plans with your architect before they go to the builders. A qualified designer can look at architectural plans and work out whether the space and dimensions allowed will work or raise potential problems and limitations for functionality. They will look at the plans, room by room, and work out their function, including ease of access, amount of light, acoustics, seating and places to store or set things down. They will also consider how the space will be used, whether it will be for work, leisure or entertainment, and their goal will be to create a unified whole. For more information on interior designers, refer to the Home Improvements chapter

For your kitchen, finding a designer who specialises in creating functional, beautiful spaces is essential. In today’s modern homes, kitchens are now the focal point; they are usually free-flowing spaces that are well integrated into the rest of a home and the primary place for entertaining. If you want a kitchen that is well-designed and suited to your lifestyle, then we recommend the following companies, which have a proven track record and lots of examples of beautiful kitchens they have designed:

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Bon Vivant (SEE AD PAGE 206 & 252) (Tel: (345) 623 2665 or visit www.bonvivant.ky) is a luxury kitchenware and design store in Camana Bay, Signature Cabinets (SEE AD PAGE 238) (Tel: (345) 929 5655) a team with years of construction, manufacturing and importing experience, Pooley Cabinets

(SEE AD PAGE 240) (Tel: (345) 947 6780) specialises in custom cabinetry design and installation. Their in-house designer can provide expert advice on kitchen design. Or Robert Wood Furniture & Interiors ( SEE AD PAGE 239 ) (Tel: (345) 949 7765).

BUILD ING PROFESSIONALS

Architects

There are several architectural firms on the Island that provide superior design services, including sustainable architecture options, which is evidenced by the exceptional quality and high aesthetic of the many flagship homes and commercial buildings found in Cayman.

BDCL Architects

Tel: (345) 925 4909

Email: dmcgrath@bdcl.ky or www.bdcl.ky

An architecture, interior design and project management firm based in Grand Cayman. The managing director, Donal McGrath RIBA, has over 30 years of professional experience in the Cayman Islands. The primary focus of the practice is to create high-quality, aesthetically pleasing and environmentally responsible architecture that responds to the client’s functional requirements and budget.

Chalmers Gibbs Architects

Tel: (345) 949 2727

Email: info@chalmersgibbs.ky

www.chalmersgibbs.ky

Established in 1966, Chalmers Gibbs Architects offers professional architecture, planning and interior design services. Building design experience includes residential, commercial, retail, industrial, hotel resort and institutional projects. Other specialised services include 3D modelling, brochure graphics, feasibility studies and space planning. SEE AD PAGE 258

Design (Cayman) Limited

Cindy O’Hara, MRAIC, LEED, AP, Managing Director

Tel: (345) 949 2800

Email: info@design-cayman.ky

www.design-cayman.ky

A dynamic, design-focused architecture and interior design practice. They believe in “improving the quality of life by design” and have served clients in Cayman for the past 14 years. Their services include architectural design, interior design, project management and construction development. They bring together the talent of experienced construction experts in an iterative and creative environment. Design Cayman executes their design-focused and fast-tracked projects with wide-ranging architectural and technical understanding and trustworthy project and construction management services.

SEE AD PAGE 256

DDL Studio Ltd.

Tel: (345) 943 3622

Email: info@ddlstudio.com

BUILDING IN CAYMAN 17 » www. caymanresident .com 261

can I find an architect?

www.ddlstudio.com

Services include architecture, interior design, project management, claims consulting, quantity surveying, valuations/appraisals and feasibility studies. SEE AD PAGE 266

Frederick + McRae Ltd.

Tel: (345) 926 8049 or (345) 926 3601

Email: info@FrederickMcRae.com

https://frederickmcrae.com

Founded in 2011, Frederick + McRae has fuelled progress in architecture and interior design in the Cayman Islands by generating unparalleled improvements in the built environment and their clients’ wellbeing. By listening to and collaborating with their clients, they achieve the desired outcome in corporate offices, medical facilities and bespoke residential projects.

John Doak Architecture

Tel: (345) 946 3625

Email: doak@johndoak.com www.johndoak.com

With over 40 years in the Cayman Islands and across the Caribbean, John Doak’s renowned design-build services for residential, resort and commercial projects have been recognised by international awards and through international and local media and publications. His firm’s services include architecture, imagineering, engineering, interior design, master planning, landscape design, feasibility studies, construction administration and project management. SEE AD PAGE 261

Johnson Design + Architecture

Tel: (345) 938 3828

Email: info@rjda.ky

www.rjda.ky

Founded by Robert Johnson in 2013, Johnson Design + Architecture’s primary focus is to define and create progressive architecture in the Caribbean. This Cayman-based office offers full architecture, design and construction administration services, producing high-value buildings and spaces that simultaneously look good and function well. RJDA specialise in but don’t limit themselves to residential and commercial buildings, with a speciality in retail planning. SEE AD PAGE 254

MJM

Design Studio

Tel: (345) 743 4656

Email: info@mjmdesignstudio.com

www.mjmdesignstudio.com

www.icia.ky

MJM Design Studio is an architectural firm based in the Cayman Islands, founded in 2001 by Michael & Joelle Meghoo. MJM Design Studio has successfully provided architectural and development consulting services to the residential and commercial market. With combined skills in architecture, master planning and development consulting, they are involved in a variety of projects.

SEE AD OPPOSITE PAGE

BUILDING IN CAYMAN 17 262 CAYMANRESIDENT 202 3 »
Where
info@icia.ky

Trio Architecture

Tel: (345) 525 0777

Email: info@trioarchitects.com www.trioarchitects.com

Mike Stroh created Trio Architecture in 2006 to offer the highest level of architectural, interior design, and engineering services to the Caribbean and South Florida. Their professional expertise covers commercial, hospitality and residential projects. Services include architecture, interior design, engineering, schematic and conceptual design, construction administration, and more. SEE AD PAGE 253

Tropical Architectural Group (TAG)

Tel: (345) 947 5849

Email: info@tag.ky or www.tag.ky

A full-service architectural design and project management group specialising in commercial and residential projects of various scales. Providing pre-construction services, as well as construction supervision and management. Experienced with merging the velocity of cutting-edge design, innovative construction techniques and systems, with management skills that create real economic value and lasting success. SEE AD PAGE 251

Institute of Cayman Islands Architects (ICIA)

The role of the ICIA (SEE AD OPPOSITE PAGE ) is to be an advocate for good architecture in the Cayman Islands. Its members are dedicated to high standards of professionalism, integrity and competence. As such, they pride themselves on delivering projects to a high standard, consistently within budget and with the aim of creating and maintaining property values through great design. The institute ensures its members are highly competent in their professional arenas through local and international educational programmes, sharing technology trends, methodologies and experiences.

The ICIA works with the Government, developers and the public to share ideas and help with strategic planning for major projects and developments in Cayman. The institute will also help to educate Caymanians about the many paths within the profession and to

ensure its members maintain and advance their knowledge of the art and science of architecture. For more information, visit www.icia.ky. Current ICIA members:

John Doak, CI Hon, ARB, RIAS, RIBA, ICIA

John Doak Architecture

Tel: (345) 516 3625

www.johndoak.com. SEE AD PAGE 261

Lyle Rodney Frederick, B ARCH (HONS), AIA, ICIA Frederick + McRae Ltd.

Tel: (345) 926 3601

www.frederickmcrae.com

Donal McGrath, RIBA, ICIA

BDCL Architects Ltd.

Tel: (345) 925 4909

www.bdcl.ky

Cindy O’Hara B ARCH, MRAIC, LEED AP, ICIA Design (Cayman) Limited

Tel: (345) 916 1356

www.design-cayman.ky. SEE AD PAGE 256

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Boutique Architecture + Design Studio Designs With an Eye for Detail Multi Family | Mixed Use | Custom Homes RESIDENTIAL | COMMERCIAL | HOSPITALITY info@mjmdesignstudio.com | 345-743-4656 @mjm_design_studio

Tim Peck, RIBA, LEED AP, ISHC, ICIA

OBM International

Tel: (345) 949 8115

www.obmi.com

William Steward, M.E. Des (Arch), MRAIC, ICIA

Chalmers Gibbs Architects

Tel: (345) 949 2727

www.chalmersgibbs.ky SEE

Robert Towell, RIBA, ICIA

Robert Towell Architect Ltd.

Tel: (345) 916-8377

www.roberttowell.com

Construction Management

The following companies all provide construction management services that ensure effective management of your project’s schedule, cost, safety and function. No matter the setting, a construction manager’s responsibility is to

INSPECTIONS

the owner and to a successful project.

BCQS International

Tel: (345) 949 8644

Email: ljd@bcqs.com

www.bcqs.com

BCQS offers a comprehensive range of consultancy services to clients in the Cayman Islands.

Build Cayman Limited

Tel: (345) 925 8517

Email: info@buildcayman.ky

Build Cayman provides a range of complete building and property management solutions. Build Cayman’s end-to-end, multi-disciplinary services range from the creation and preparation of finished and furnished turn-key packages to construction management containing cost estimation, bidding, value-engineering, budget and schedule control, as well as development management, to accelerated scheduling through design-build or construction management.

SEE AD PAGE S 177 & 257

Encompass Ltd.

Tel: (345) 938 0850

Email: ekline@encompasscayman.com

www.encompasscayman.com

Encompass Cayman provides project management services for a more hands-on construction process and a more integrated role in the fiscal aspects of the project. SEE AD PAGE 260

SEL Inspections

PO Box 309 KY1-1602

Tel: (345) 525 0209 (WhatsApp)

Email: SELInspections@outlook.com

Third-party (independent) building inspectors for BCU and Chapter 17 Inspections – the fast-track option to permit inspections.

SEE AD THIS PAGE

General Contractors

A general contractor is responsible for the day-to-day oversight of a construction site, management of trades and the communication of information to all relevant parties throughout the course of a building project. Following the introduction of the Builders (Amendment)

BUILDING IN CAYMAN 17 264 CAYMANRESIDENT 202 3 »
CONSULTING ENGINEERS 3 RD PARTY INSPECTORS
148 David Foster Drive, Barcadere Warehouse Park Building C-Unit 202 P.O Box 30909 KY1-1204 Grand Cayman, Cayman Islands. T: 345 525 4632 / 34 | W: ambconstructioncayman.com | E: info@ambltd.org Visit us on Facebook COMMERCIAL | RESIDENTIAL | BUILDER | RENOVATOR LIFESTYLE | QUALITY | INNOVATION
AD PAGE
258

Bill in 2015, we recommend that the contractor you choose has the correct building permit to build and operate in the Cayman Islands.

AMB Construction

Tel: (345) 525 4632

Email: info@ambltd.org

www.ambconstructioncayman.com

AMB Construction is service driven, specialising in residential and commercial builds, fit-outs, renovations and repairs. With excellent relationships with building professionals, developers, architects, subcontractors and suppliers that help expedite key responsibilities. AMB ensures that the client’s quality project begins and finishes on schedule with an efficient transition to facility opening and operation.

SEE AD OPPOSITE PAGE

Build Cayman Limited

Tel: (345) 925 8517

Email: info@buildcayman.ky or sales@buildcayman.ky

www.buildcayman.ky

Build Cayman provides a range of building and property management solutions and is one of the leading construction companies in the Cayman Islands. Delivering multi-dimensional general contracting solutions with a team of professionals who coordinate every facet of your project with tight coordination of job sites and strong partnerships with subcontractors and other partners. In addition, they understand the Cayman Islands market and have exceptional procurement and logistics teams.

SEE AD PAGE S 177 & 257

DP Economy Services Ltd.

325 Owen Roberts Drive, George Town

Tel: (345) 321 7562

Email: dpeconomyservices@gmail.com

www.dpeconomyservices.com

Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP Economy Services Ltd can address your renovation needs in the fastest possible time without sacrificing on quality of delivery or workmanship. They provide remodelling, renovation, plumbing, electrical, carpentry and general repairs and maintenance services at

competitive pricing.

SEE AD THIS PAGE

Encompass Ltd.

The Strand, West Bay Road Tel: (345) 938 0850

Email: ekline@encompasscayman.com

www.encompasscayman.com

Encompass Ltd. specialises in creating

experienced team of professionals have in-depth knowledge and multi-faceted skillsets surrounding the construction of luxury homes and resorts enabling them to execute extraordinary residential and commercial builds.

SEE AD PAGE 260

Robson Construction

Bringing

BUILDING IN CAYMAN » www. caymanresident .com 265
a higher level of service to our clients Reliable, Accurate & Efficient with over 20 years experience CALL FOR A FREE ESTIMATE: 345.947.1582 M: 345.925.2816 • info@survey.ky • www.survey.ky Boun d a ry r e - e sta b l i s h m en t s | Subdivisions Combinations | Strata Surveys | Topographical surveys

Specialising in new residential construction, large development construction of condos and apartments and industrial construction.

SSH Cayman Ltd.

18 McField Lane, George Town

Tel: (345) 926 8404

Email: info@sshcayman.com

www.sshcayman.ky

SSH Cayman Ltd. provides construction materials for all renovation, new development, commercial and residential needs. The materials they offer include tiles, mosaics, windows, doors, railings, shower glass, glass, bathrooms, vanities, techwood and awnings. They deliver products direct from the supplier to your project.

SEE AD PAGE 246

Land Surveyors

Before purchasing land for your next build, it is good practice to hire a chartered land surveyor to evaluate your potential purchase (this is often a requirement from banks and they have a

list of approved surveyors).

Abernethy & Associates Ltd.

96 Mary Street, George Town

Tel: (345) 947 1582

Email: info@survey.ky or www.survey.ky

Abernethy & Associates Ltd. is a land surveying company owned by Greg Abernethy, who brings over 25 years of experience to his clients. Specialising in legal boundary re-establishments, subdivisions, combinations and strata incorporations, Abernethy & Associates use the latest GPS technology and are fully equipped to perform civil engineering and building set-outs.

SEE AD PAGE 265

WestPoint Inspections

Tel: (345) 936 2454

Quantity Surveyors & Project Managers

A quantity surveyor will help you determine the cost of hiring an architect, construction firm or project manager as well as building costs. A good professional will help you

minimise the overall cost of your building project while ensuring the desired standard and quality do not suffer.

Blue Point Consultants

Tel: (345) 525 0706

Email: info@bluepointproperty.com

www.bluepointproperty.com

RICS registered valuer offering property valuations, development appraisals, feasibility studies, acquisitions and disposals, consulting on landlord and tenant issues, property searches, reinstatement cost for insurance purposes and loss adjusting. Specialising in hotels and resorts.

SEE AD PAGE 174

BCQS International

Tel: (345) 949 8644

Email: ljd@bcqs.com

www.bcqs.com

BCQS offers a comprehensive range of consultancy services to clients.

BUILDING IN CAYMAN 17 266 CAYMANRESIDENT 202 3 »

Charterland

A1 Plaza Venezia, North Sound Road

Tel: (345) 623 2772

Email: info@charterland.ky

Quantity surveying and cost consulting, valuations and appraisals, feasibility studies, commercial, residential and strata property management and insurance loss adjusting.

DDL Studio Ltd.

Tel: (345) 945 3622

Email: info@ddlstudio.com

www.ddlstudio.com

DDL Studio Ltd. is fully regulated and recognised by the Royal Institution of Chartered Surveyors (RICS) as a provider of valuation and appraisal services. Their experienced, qualified staff strive to achieve defined deadlines with professional and accurate results, providing valuation services for all types of commercial, residential and specialised properties as well as quantity surveying and project management.

SEE AD OPPOSITE PAGE

Design Cayman

Tel: (345) 949 2800

Email: info@design-cayman.ky

Design Cayman are a full-service design and construction solution. Design Cayman offers wide-ranging architectural and technical understanding as well as trustworthy project and construction management services.

SEE AD PAGE 256

JEC Property Consultants Ltd.

96 Mary Street, George Town

Tel: (345) 945 5930

Email: contact@jec.ky or www.jec.ky

Services include property valuations/appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost assessments for insurance purposes, assessment and negotiation of compensation for compulsory purchase, market rent valuations and valuation of leaseholds.

SEE AD THIS PAGE & 175

Structural Engineers

Structural engineers work as part of a team alongside architects, builders and other

engineers to ensure buildings work well in practice, i.e. are strong enough to support the weight of forces against them, including people, equipment, gravity and weather.

Structural engineers are also concerned with the safety of a building, relying on building codes and material standards to ensure public safety and prevent structural failure. The following list of companies have skilled structural engineers on staff who can assist with your building and design needs:

AMR Consulting

Tel: (345) 949 2716

APEC Consulting Engineers

Tel: (345) 949 5858

Reed Consulting Engineers

Tel: (345) 623 2444

Trio Architecture

Tel: (345) 525 0777

Email: info@trioarchitects.com

www.trioarchitects.com

Mike Stroh created Trio Architecture in 2006 to offer the highest level of architectural, interior design and engineering services to the Caribbean and South Florida. Their professional expertise covers commercial, hospitality and residential projects. Services include architecture, interior design, engineering, schematic and conceptual design, construction administration, and more. SEE AD PAGE 253

WestPoint Inspections

Tel: (345) 936 2454

Email: info@westpoint-inspections.com

www.westpoint-inspections.com

Provides comprehensive home inspections, including full examinations of homes, which include structural integrity, exterior and site, all interior components, appliances and mechanical, electrical and plumbing systems.

SEE AD PAGE 176

Tell

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THE
them you saw it in the

Preparedness

An overview of how to be prepared for hurricanes, earthquakes, tsunamis, waterspouts and tornadoes. Information on what to do, supplies to purchase and what to expect so that you can be ready.

Although the Cayman Islands is in an area that can and does get affected by hurricanes, other natural disasters can occasionally affect us. This chapter provides a summary of information about hurricanes, earthquakes, tsunamis and waterspouts, along with how to be prepared. Hazard Management Cayman Islands (HMCI) is the authority tasked with managing both natural and man-made disasters, should they occur. They are responsible for the National Disaster Management Programme, which includes preparedness, response, mitigation and recovery. Their main aim is to protect Cayman’s residents and visitors by being prepared for every scenario of a disaster. This includes working with emergency responders to reduce loss of life, suffering and damage. Visit www. caymanprepared.gov.ky for more information.

Hurricanes

In 2022, for the first time in seven years, the Atlantic hurricane season deviated from a pattern of pre-season storm activity to having no tropical storms developing before the start of June. However, the US NOAA Climate Prediction Center forecasted another year of above-average hurricane activity in the Atlantic and promised that the number of super-storms was expected to increase due to global warming. The United Nations (UN) states that “future storms are likely to come with higher-than-average wind speeds and heavier rainfall”. While the Cayman Islands has been spared from devastating natural disasters in recent years, we must remain extremely vigilant.

A hurricane is a large rotating system of wind and water originating

DISASTER PREPAREDNESS 18 268 CAYMANRESIDENT 202 3 » Important Numbers Police/Fire/Hospital/Ambulance 911 National Emergency Operations Centre 949 6555 Hazard Management CI 945 4624 Emergency Hotline (during ‘Alert’) 946 3333 Red Cross 949 6785 Disaster
Hurricanes 268 Earthquakes & Tsunamis 269 Waterspouts & Tornadoes 270 Emergency Alert System 270 Property Protection 272 Insurance 272 Medical Assistance 272 Children & the Elderly 272 Pets 272 Food & Water Supplies 272 Leaving the Island 272 Aftermath of a Disaster 272 Checklists & Important Info 270 -271 - Hurricane Supply Kit 270 - Things To Do 271 - Important Documents 271 - Flags 271 - Hurricane Scale 271
Photos courtesy of Rebecca Davidson and Hu Gustav

in the tropics with sustained surface winds of at least 74mph. It is the most common natural disaster that threatens the Islands. Hurricanes start out as tropical disturbances when a mass of organised, oceanic thunderstorms persists. Once closed circulation occurs and winds reach 74mph, it becomes classified as a hurricane.

Hurricanes are measured by the SaffirSimpson wind scale, but this scale is not a very good indicator of the likely impacts, so it is important to tune in to Radio Cayman, the Cayman Islands National Weather Service, HMCI and other official Government information sources when a hurricane is threatening. The hurricane category only measures wind speed; it does not consider things like the size of the hurricane wind field, the angle of approach or the forward speed. These elements can affect the height of the storm surge, which is the most significant threat to life and property. Both Grand Cayman and Little Cayman are generally very low lying (on average less than seven feet above sea level), and a hurricane can cause the sea level to rise as high as 20 feet above the usual sea level in some extreme, albeit rare, cases. In addition to the surge, hurricanes are usually accompanied by very large waves, which are a different and separate threat from the surge.

Waves pose a very real danger for coastal residents on open coastlines, as opposed to canals. Most properties located on the coast are vulnerable to impacts from the sea in a hurricane, but some people are not aware that the surge risk also exists for residents living well inland, especially those living in single-storey dwellings in low-lying areas. For example, if a very large and powerful hurricane threatens and your ground floor is 10ft above sea level, it is possible for the storm surge to fill the house with water up to the ceiling and, in some cases, leave you trapped. If Cayman gets a significant hit by a hurricane, plan to be without power and water for seven days minimum. After Hurricane Ivan in 2004, it took two to three months for most residents to get their electricity back and about a month

for water. Keep in mind that there were no banks, supermarkets or gas stations open for at least a week, so it is vital to have an emergency supply of canned food and water that will last up to at least one week per person. You are advised to store a gallon of water per day for each person in your house and to keep it cool by storing it in a dark location. Have a portable radio with extra batteries on hand because radios are an important medium for information sources in the aftermath of a storm. Internet, television and cell phone systems may go down for hours, days or weeks.

Preparation is key. Install hurricane shutters or get plywood sheets to cover openings in your home before hurricane season so you can protect your property when you need to. Once wind breaches a home, it is much easier for the roof to be lifted off. It’s too late to think about saving your personal items and important documents, filling the car with gas and buying supply kits and non-perishable supplies when a hurricane is imminent. Also, withdraw enough cash to last for a few weeks as after a storm, ATM machines may not work, banks might ration cash withdrawals, and personal cheques will not be accepted. Prepare an evacuation ‘togo bag’ containing important documents (inside a watertight ziplock bag) and enough clothes, water, food, snacks and medication for each member of your family for at least five days. Please refer to the checklists in this chapter.

Decide ahead of time where you will stay during a hurricane. If your home is high

enough and durable enough to withstand winds, storm surges and waves, then it is probably the best place to stay. Ask your neighbours about the vulnerability of your neighbourhood in the case of flooding and wave threats, or reach out to Lands and Survey (www.caymanlandinfo.ky) to get a topographical map of your specific area. This costs roughly CI$45. If you decide that it is safe to stay in your home, find the most secure areas in your house to shelter and plan potential escape routes.

If your home is not secure, then evacuate! Low-lying areas will flood, so take shelter on higher ground at your workplace or a friend’s house. Hurricane shelters are also an option. A complete list of shelter locations can be found on www.caymanprepared.ky or www.caymanresident.com. There is at least one emergency medical centre (EMC) shelter located in every district, and there are doctors and nurses at these shelters. Ambulances will not be running during a hurricane, so if you have a health issue that may require medical attention, it is best to go to an EMC shelter. Shelters can become quite crowded, and they ask that you bring enough supplies (food and water) for your family. Most shelters do not allow pets, but there are two pet shelters, John Gray High School and Clifton Hunter High School, that accept dogs and cats. Crates and muzzles are required.

Earthquakes & Tsunamis

Grand Cayman lies close to the boundary zone of the Caribbean and North American tectonic plates, which are seismically active.

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The strongest recorded earthquake in the Cayman Islands occurred in January 2020 and measured 7.7 magnitude. Its epicentre was 67 miles from Cayman Brac and 154 miles from Grand Cayman. Although there were multiple reports of sinkholes and some reports of one-to-two-foothigh waves, no major structural damage occurred. Over 20 aftershocks were felt, with the strongest tremor measuring 6.1. In the case of an earthquake, the advice is to duck, cover and hold. Get under a solid piece of furniture or reinforced doorway, and be sure to cover your head to protect yourself from falling objects. If you are in a strong, elevated building away from the coast, stay inside unless there are clear signs of structural damage. If outdoors, move to an open space away from objects that are likely to fall, such as glass, electrical cables, trees and light poles, and crouch down and cover your head until the shaking stops. If you are in a vehicle, pull over to the side of the road in an open area. After the shaking stops, proceed carefully, being aware of the potential for splits in the road and

sinkholes.

Tsunamis are most often triggered by underwater earthquakes, with waves spreading outwards rapidly from the site. In deep water out at sea, these waves typically measure only a few inches in height and may travel at speeds of 400mph, but when the tsunami reaches shallow water, the wave slows and its height increases. Although tsunamis triggered by earthquakes can occur in Cayman, the probability is believed to be very low. Cayman’s underwater landscape, with steep drop-offs close to shore and very little continental shelf, may well reduce the risk of dangerous tsunamis. However, there is a significant area of shallow water in the North Sound that could allow for wave run-up. After the earthquake in January 2020, a tsunami warning was briefly issued, and residents were advised to stay away from the coast. However, within an hour, HMCI gave the ‘all clear’. If a very long and strong earthquake is felt, there may be very little warning if a tsunami threatens, so residents should not

wait for an official warning and should act immediately. If you feel a very strong earthquake, you should head inland and get to an elevated area. For those living close to the sea, ensure you are familiar with the nearest multi-storey building or location of nearby higher ground. If you are on the coast and notice the water receding, move away immediately and, if possible, towards high ground. Waves may strike at intervals anywhere between 15 minutes and an hour. Cayman has not experienced a destructive tsunami in its entire recorded history, so the likelihood of one occurring is very low, and strong destructive earthquake events are also incredibly infrequent.

Waterspouts & Tornadoes

❑ Plywood and screw nails for windows and doors (if necessary)

❑ ‘C’ type fire extinguisher for electrical fires

❑ Oil and petrol for generator (optional)

❑ Portable gas cooker and refills

❑ Charcoal and lighter fluid

❑ Flashlight, candles, lantern and oil

❑ Matches and lighter in a watertight bag

❑ Battery-operated radio, fan and extra batteries

❑ First aid kit, sunscreen and hygiene supplies

❑ Medication. Make sure your prescription is full and you always have an adequate supply during hurricane season

❑ Mosquito coils, citronella candles and/or bug spray

❑ Rope or strong twine, duct or packing tape

❑ Shut off wrench and pliers

❑ Plastic sheeting to cover furniture

❑ Clothing. Rain gear, life vests, sturdy shoes, galoshes/boots and a whistle

❑ Tarpaulin for the roof

❑ Surgical and yard gloves (for clean-up)

❑ Paper towel, toilet paper and napkins

❑ Disposable plates, plastic glasses, plastic cutlery and several plastic bags

❑ Aluminium foil and plastic freezer bags

❑ Can opener/knife (e.g. Swiss army)

❑ Clorox wipes (for cleaning cutlery)

❑ Chlorine bleach (sterilising water) and Dettol (disinfecting hands and feet)

❑ Hand sanitiser and baby wipes (for personal hygiene)

❑ Ice chest and ice

❑ Broom, mop, bucket and rubbish bags

❑ Pet food and litter box

❑ Baby supplies: nappies, wipes and food

❑ Books, magazines and games

Waterspouts are rotating columns of water formed by whirlwinds occurring over the sea. They sometimes form along the dark, flat bases of cumulus clouds, and may sometimes be seen in the coastal waters around the Cayman Islands. They are typically not harmful as they travel slowly, and the wind speeds associated with the waterspouts are usually less than 69 miles an hour. They are only active for about 20 minutes. Typically, these waterspouts dissipate quickly when they make landfall.

Emergency Alert System

When a major threat is declared, a release is issued to all media houses to advise the public, and the notification is also posted on the HMCI website and social media accounts. In March 2022, the Cayman Islands Government launched the National Emergency Notification System (NENS). In the event of a national disaster or emergency, this system enables direct communication with all subscribed users in the Cayman Islands. Developed by HMCI in collaboration with local and regional stakeholders, NENS is a free mobile app that delivers emergency alerts by email, SMS and app notification. Residents and visitors can download the app onto their mobile devices by going to www.nens.gov. ky. The emergency alert will include details

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Hurricane Supply Kit Things to purchase, set up, prepare and do in advance of hurricane season

Things

to Do (2–3 days before the disaster)

❑ Design a family plan for which shelter and route are the best to suit your needs

❑ Fill cars with gasoline/charge if electric and move them to higher ground

❑ Withdraw cash from bank; ATMs won’t work without power

❑ Bring in everything from outside, e.g. bird feeder, hose, barbecue, chairs, potted plants

❑ Secure boat and remove all equipment, e.g. battery, CD player and life jackets, etc.

❑ Arrange for the safety of your pets

❑ Move furniture and belongings away from windows and doors and elevate off floor level

❑ Put silicone or foam around outside doors and fill sandbags sufficient to protect against flood water damage on ground floors

❑ Pick rugs up from the floor and remove from windows, and store in plastic bags

❑ Buy buckets and sheets of plastic to protect furniture and wood floors from ceiling leaks

❑ Pack irreplaceable and precious items into large plastic bags or Rubbermaid containers/ tubs and seal them with tape

❑ Do laundry; it may be a long time before you can do it again, then fill the machine with water

❑ Clean tubs/baths and fill them with water

Important Documents & Records

Store in a portable, watertight container, scan or back up to an external hard drive

❑ Passports, birth certificates, driver’s licences and pet documents

❑ Photographs of home contents and vehicles for insurance purposes

❑ Digital back up of photos and a video of your property and valuable items

❑ Inventory of household (itemised)

❑ Bank accounts and credit card information

❑ Insurance policies, wills, contracts and deeds of your home

❑ Turn freezer and fridge to the coldest setting; if you lose power, food and ice will last longer

❑ Freeze water

❑ Charge cell phones and have a cell phone charger that plugs into your car’s USB port or car lighter

❑ Consider blocking toilets with old towels in case they back up

❑ Wedge sliding doors to prevent them lifting from tracks and reinforce garage door

❑ Keep swimming pool full, to around 12 inches from the top

❑ Turn off propane tanks

❑ Secure TV antennae

❑ Check supply of emergency food

❑ Close cistern openings and disconnect downspouts

❑ Have empty gallon bottles to fill with water for bathing and flushing purposes

❑ Make sure you have old towels, shirts, etc., to line doors and windows against water

❑ Have raincoats/ponchos handy, as it might rain for several days after a hurricane

❑ Make sure you have the phone numbers of family and friends and that they have yours

Hurricane Scale

Flags

HURRICANE ALERT

Hurricane threat more than 36 hours away.

HURRICANE WATCH

Hurricane threat 24 to 36 hours away.

HURRICANE WARNING

Hurricane conditions expected within 24 hours. ALL CLEAR The storm has passed, use caution.

gusts!

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The Saffir-Simpson Hurricane Scale is a 1-5 rating based on the hurricane’s intensity at a given time. This is used to give an estimate of the potential property damage and flooding expected along the coast from a hurricane landfall. Wind speed is the determining factor in the scale, as storm surge values are highly dependent on the slope of the continental shelf and the shape of the coastline in the landfall region. These speeds are one-minute averages and not maximum
Wind Speeds Storm Surge (km/hr) (feet) CATEGORY 1 74-95 119-153 4-5 CATEGORY 2 96-110 154-177 6-8 CATEGORY 3 111-129 178-208 9-12 CATEGORY 4 130-156 209-251 13-18 CATEGORY 5 >157 >252 >18 (mph) (kmph) (feet)

of the incident, including what kind of incident it is, where it is primarily located (if possible) and when it occurred. The message will also include any essential public safety messages. Visit www.nens.gov.ky for more information. Though the NENS app should hopefully prove very useful, people are still encouraged to plan ahead.

For advice and up-to-date information on threats and warnings, follow the HMCI Facebook page (@Caymanhazard) or Twitter Account (@CINEOC).

Property Protection

It is prudent to begin assessing your home before hurricane season starts by ensuring that trees are gently pruned, especially if they are close to power lines or water pipes or near the roof of your house. Never attempt to cut branches close to power lines yourself; call CUC on (345) 949 5200 and they will send a team to evaluate your property and trim any potential hazards.

Additionally, ask your gardener or strata maintenance (if you have one) to remove coconuts as they can become dangerous missiles in high winds and can put both you and your home at risk. Install hurricane shutters on windows and glass doors to protect your home or business. Options vary considerably, including maximum security screens (Crimsafe), impact windows and doors, hurricane shutters (accordion, panel, roller, colonial or Bahama) or electric roller doors and windows. If you already have shutters installed, check that they can still be applied and are not damaged.

Cayman’s building code regulations ensure that modern buildings are strong enough to withstand a certain degree of quaking, so the main hazards are unsecured appliances, objects and structures that could fall and cause injury, downed power lines and damaged water and sewerage systems. As a preventative measure, HMCI recommends bolting down appliances and bookshelves and placing heavy objects on lower shelves.

Insurance

Examine the insurance on your home

and/or business to ensure that the full value of the building(s) and contents are protected. Document the contents and take photographs of furnishings and valuables in advance. Keep these on a digital memory stick or backup drive. If you sustain damage, these photographs will support your insurance claim. See the Settling In chapter for a list of providers.

Medical Assistance

Every district has a shelter that is specifically designated as an emergency medical centre. If you have an existing medical condition, this may be the best place to seek shelter because there are medical personnel on hand. However, during high winds or flooding ambulances will not respond until it is safe, which could potentially be more than 24 hours later. Make sure that your health insurance is up-to-date so you are covered in the case of a medical emergency.

Children & the Elderly

Young children and the elderly are vulnerable during a storm and, without support, can suffer great emotional distress. If you have an elderly friend or relative, consider offering your home as a safe haven. If they are in a nursing home, be sure to confirm their emergency plans. If accompanied by an elderly person, keep in mind that they may take daily medication.

Pets

There are only two pet-friendly shelters onIsland. John Gray can accommodate 30 dogs or 60 cats, and Clifton Hunter can accommodate 15 dogs or 25 cats. Space is allocated on a first-come, first-served basis. Refer to our Pets chapter for details.

Food & Water Supplies

You should purchase five to seven days’ supply of non-perishable items before hurricane season starts. Visit www. caymanresident.com for a list of essential items.

Leaving the Island

Have a plan and funds in place in case

you decide to leave the Island before an approaching disaster. Pay close attention to flight availability. Some airlines increase the number of flights during evacuation periods, but flights still fill up quickly.

Island Air (Tel: (345) 949 5252) can provide evacuation services. If you require assistance with passports or travel documents, talk to your local Honorary Consul in advance.

Aftermath of a Disaster

Stay safe in the aftermath of a storm by following these helpful tips:

> Always assume that powerlines are live and never touch low-hanging lines.

> Only turn on your main breaker once you are sure that every secondary breaker is switched off.

> Open windows and doors to ventilate your house and dry flooded or damp areas to mitigate damage from mould.

> Boil any water before consuming.

> Make sure you do not turn your water back on until advised that water services have been restored in your area. Once you turn on the water, inspect your home for damaged pipes.

> Be especially careful of pests, like scorpions, which disperse during storms.

> Always check for gas leakages before striking a match.

> Don’t use the telephone unless it is an emergency to save battery life and keep lines open.

> Avoid walking in settled water as there may be bacteria in it.

Useful

Cayman National Hurricane Committee www.caymanprepared.gov.ky

Cayman Islands Government www.gov.ky

US National Hurricane Center www.nhc.noaa.gov

Caribbean Hurricane Network www.stormcarib.com

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Weather Underground www.wunderground.com Websites

Cayman’s roads have undergone many changes recently, and there are many more to come with hopes of alleviating the Island’s rush-hour traffic congestion. These include the expansion of the Linford Pierson Highway, the extension of Elgin Avenue, Crewe Road realignment and Grand Harbour widening and improvement. Although this has significantly improved traffic, it has pushed the bottleneck elsewhere, meaning new road developments are perpetually planned and underway. The National Roads Authority will be working on the following projects in 2023. You can find out more about these and other projects by visiting www.caymanroads.com.

> Godfrey Nixon Way extension connecting Eastern Avenue to the main George Town area.

> Airport Connector Road linking the roundabout by Cayman International School with Sparky’s Drive in the Industrial Park. Eventually, the road will link to the Owen Roberts International Airport.

> East-West Arterial widening to four lanes along a 0.6 mile long stretch of the highway from Poindexter Road to Hirst Road.

> Frank Sound Seaview Road intersection upgrades include adding turning lanes.

> East-West Arterial Road expansion extending from Woodland Drive, Savannah to Lookout Gardens, Bodden Town, pending an Environmental Impact Assessment (EIA).

There is debate as to whether these changes will have a lasting

Everything you need to know about the rules of the road, licences, insurance, buying, renting or importing a car, along with, maintenance and alternative forms of transportation.

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Transportation
Rules of the Road 274 - Roundabouts 274 - School Buses & School Zones 275 - Cell Phones, Texting & Driving 276 - Children & Car Seats 276 - Drinking & Driving 276 Legal Requirements 276 - Driving Licences 276 - Driving Instructors 276 - Converting an Existing Licence 277 - Licensing Your Vehicle 278 - Vehicle Transfer 279 - Disposing of a Vehicle 279 - Motorcycles & Scooter Licences 280 - Car Insurance 280 Rental Cars 280 Leasing a Vehicle 281 Importing a Vehicle 281 - Shipping Costs & Details 281 - Clearing Your Car Through Customs 282 - Duty Costs of Importing a Car 282 Buying a New Car 283 Buying a Used Car 284 Hybrid & Electric Cars 284 Car Maintenance & Repair 284 - Tyres & Batteries 286 - Roadside Assistance 286 - Car Cleaning 286 Alternative Transportation 286 - Bicycles 286 - Motorcycles & Scooters 287 - Public Transport 287
Photos courtesy of Julie Corsetti

effect on reducing traffic congestion, or if widening the roads is more of a temporary solution. According to the DVDL the number of imported road vehicles grew by 26.2% in 2021 and records show that 57,193 vehicles are registered, and 61,441 driver’s licences have been issued.

To tackle unlicensed vehicles, the Government has installed several fixed scanners along Cayman’s road network. The first of which is mounted on the entrances and exits of the underpasses along West Bay Road and the Esterley Tibbetts Highway. The scanners read details from the vehicle’s electronic number plate, and the information collected will determine the status of the licence, registration, and insurance. Eventually, these machines may be able to issue electronic tickets, but for now, their purpose is to collect information for the police and traffic department and crack down on traffic and licensing violations.

Owning a car still has advantages including little traffic (outside of rush hour), free parking in most locations and virtually no traffic wardens! Depending on the size of your family and in which district of the Island you live and work, you may need multiple cars, unless you are prepared to be entirely beholden to the person that has the car.

It is unsurprising that owning and driving your own car is the most convenient, comfortable and speedy mode of transport in the Cayman Islands. Temperature, precarious driving, the lack of sidewalks and inadequate bike paths rule out walking or cycling for most people. The local bus network is intermittent and does not cover all areas. In addition, waiting in the hot sunshine to then sit on a crowded minibus with little or no air conditioning is not everyone’s idea of an ideal daily commute.

RULES OF THE ROAD

In Cayman there are drivers hailing from

all around the world where traffic laws can be quite different. It is therefore crucial that drivers know the rules of Cayman’s roads to drive safely.

Here’s what you need to know:

> We drive on the left-hand side of the road

> Seatbelts must be worn by all passengers

> Turning left at a red light, only after a full stop, is allowed and is legal

> Using a mobile phone (unless hands-free) while driving is illegal

> We have a few four-way stops. These work on the basis of whoever gets to the fourway stop first, after making a full stop, proceeds first

> The speed limit on the Island varies between 25mph-50mph. Speeding tickets are freely dispersed to people who go over the limit

> The speed limit for school zones is 15mph when a) amber lights are flashing or b) road markings or signs are posted

> All drivers must give way to pedestrians on pedestrian crossings

> Headlights must be fitted to dip left. Those importing cars from the US take note

> The use of fog lights is not allowed

> You cannot overtake if there is a solid single or double white (or yellow) line in the centre of the road

> Accidents: The law requires that in the event of an accident involving injury to a person/ animal/vehicle, you must exchange names, addresses, DOB, registration numbers and your insurance details. Or report the accident to the police within 24 hours

> Tinted car windows: Front windows can be

tinted but must allow a minimum of 35% light transmission through. Rear windows can be made darker to a maximum of 15%. A strip of tint (any degree), no more than six inches may be placed on the windshield.

Roundabouts

Along with road widening, roundabouts have been used as a means of controlling traffic flow. There are now over two dozen located around Grand Cayman, including a couple of three-lane roundabouts. Here are some rules that can assist you if you are unfamiliar with how roundabouts work and want to avoid an accident:

1) Always travel around a roundabout in a clockwise direction. Never turn right onto a roundabout or you will turn into the oncoming, one-way traffic!

2) All traffic approaching a roundabout must yield to the traffic that is already on it that is coming from your right. All vehicles already on the roundabout have right of way and you must wait for space to get onto it.

3) Use your indicators when approaching and exiting a roundabout. If taking the first exit, indicate left when approaching and exiting. If taking the right exit or going all the way around the roundabout, use the right indicator until you are about to reach your exit, then indicate left to leave the roundabout. If taking neither the left nor right but the straight-ahead exit, do not indicate on approach but indicate left just before taking your exit. Make sure not to overtake while on the roundabout. If a car is on your right and they want to turn left,

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they have the right of way, and you may be in their blind spot.

4) When using a mini single-lane roundabout, merge left when space is available and keep left of the painted circle until you reach your exit. All other cars must yield to a vehicle on the roundabout. Be sure to indicate when exiting the roundabout.

5) When using two-lane roundabouts taking the first or second exit, keep in the left-hand (outer) lane. Keep in the righthand (inner) lane if taking a subsequent exit and maintain your position until the exit prior to the one you will be taking before merging to the outer lane. When merging prior to exiting, check your mirrors to ensure someone is not overtaking you on the outside. Use your indicators! See the diagram on the previous page for guidance.

6) When driving on a three-lane roundabout it is important to use caution your intended exit as you approach and ensure you are in the correct lane. The rules are: 1) Keep in the left-hand lane if taking the first exit and indicate left, 2) Keep in the middle lane if driving straight ahead and follow the lane marked with a straight-through arrow; indicate left just before you exit, 3) If taking a subsequent exit, use the righthand lane and indicate right while on the roundabout. Just before reaching your exit and as you exit the roundabout, switch to your left indicator. Check your mirrors before moving from the inner lane to the outer lane prior to exiting, to ensure that no one is overtaking you on the outside.

Using the Centre Turning Lane

The turning lane in the centre of some roads is designed to help drivers turn without holding up other drivers. The lane should never be used for overtaking.

School Buses & School Zones

Under the Traffic Act (2021 Revision), when a school bus has its lights flashing and has stopped to allow children to get on or off, drivers are not permitted to overtake. This applies to vehicles

shar•row noun / sharõ /

1. The Shared-Lane Marking indicating where a cyclist has the right to ride.

Under Cayman Islands Law, bicycles have the same rights and responsibilities as motor vehicles.

The Cayman Islands embraces safe, alternate transportation. Bike Safe. Drive Safe. Share the Lane.

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Ex 1: When lanes are too narrow to safely pass a cyclist, the cyclist must take the full lane. Ex 2: A cyclist must take the full lane when passing parked cars in order to avoid open doors.
MAY USE FULL LANE MAY USE FULL LANE < 3 ft > For more information email us at nra@nra.ky or visit us at www.caymanroads.com or visit our social media page at www.facebook.com/nraroads
Ex 3: Sharrows can also be found on wide lanes. A driver overtaking a bicycle must maintain a horizontal clearance of a least 3 feet between the car and bicycle, no matter the width of the lane.

approaching the bus from both directions. If you approach a bus that is letting children off, stop at least 20ft away and wait until the bus has pulled away before you continue driving. You should also pay attention to the 15mph speed limits in designated school zones. At certain times of the day, warning lights flash outside schools and school zones, indicating to drivers that they need to reduce their speed.

Cell Phones, Texting & Driving

A CI$150 fine is automatically issued to anyone seen driving while talking on a mobile phone unless it is handsfree or mounted. In section 78 of the Traffic Act (2011) it states: “in order to use your cellular device while driving it must be “hands free” with no more than one action of pressing a button to accept and end a call.” You are, however, legally allowed to use your phone while driving if you are calling 911 to report an emergency and it is impractical to pull your vehicle over.

Children & Car Seats

Cayman’s Traffic Seat Belts Regulations (2012) state that any child travelling in a motor vehicle must wear a seatbelt or, for those under two, be seated in a car seat attached by a seatbelt. It also states that a rear-facing child’s car seat must not be fitted in a seat with a front airbag. Children’s car seats can be purchased from The Bump To Baby. Second-hand options can be found on EcayTrade (www. ecaytrade.com) and Facebook Marketplace

Drinking & Driving

Although the drinking and driving rules in Cayman are strict, it continues to be the leading cause of fatalities and serious collisions on Cayman’s roads. At the time of going to press, the Cayman Islands Government has a bill in process to lower the legal blood-alcohol level for drivers from 0.1% to 0.07% in an attempt to combat this issue. The RCIPS reports that there has been a 37%

increase in driving under the influence (DUI) offences and a 22% increase in motor vehicle accidents. Approximately 36% of all DUI offences also involved a motor vehicle accident. The primary hotspot areas for these offences occur in central George Town and along the Seven Mile Beach corridor on West Bay Road. For more information and updates on the RCIPS operations, visit www.rcips.ky.

Drivers in Cayman should be reminded that the legal blood-alcohol limit for the Cayman Islands is 0.100% (100mg of alcohol in 100ml of blood) and will be 0.07% (70mg of alcohol in 100ml of blood) when the amendment bill is passed. If you are caught either driving or sitting in the driver’s seat of a car while over the legal limit, you will be fined CI$1,000 or imprisoned for six months, and you will lose your driving licence for a year. Having a DUI conviction can also affect your ability to obtain a work permit in Cayman.

LEGAL REQUIREMENTS

DRIVING LICENCES Theory & Driving Tests for NonLicence Holders

For those wanting a licence, the path is routine, but the process is quite slow. First, you must book a theory test of driving knowledge at one of the Department of Vehicle & Drivers’ Licensing (DVDL) offices or you can email: dvdlexambookings@gov.ky. You have 40 minutes to answer 40 multiple choice questions (on a touch screen computer) of which you must get 80% correct. The test costs CI$25 and, if there is space available, you can take the test at the time of booking. In the Cayman Islands you have to be 17 years old and a day to be qualified to apply for a licence. Take your passport on all visits to the DVDL test centre for proof of identification.

To learn all you need to know to pass the written test, the DVDL recommends that you review their official Road

Code booklet, which can be found on their website, as well as parts of the Traffic Act (2021 Revision) and all of the Traffic Regulations 2012. Their website, www.dvdl.gov.ky, has a wealth of information on it, including links to all the traffic laws. Alternatively, there is a very detailed and well-informed driving instruction book called ‘Drive Safely in Cayman’ by Graham Walker, who started teaching driving in Cayman in 1992. He has retired from teaching on the road but still updates his book every other year. It costs CI$20 at local booksellers.

Having passed the theory test, you can then obtain a learner’s licence for CI$60, which is valid for six months and allows you to drive whilst accompanied by someone with a full Cayman licence (who has been qualified for two years). An ‘L’ plate must be visible on the front and back of the vehicle. Also make sure that your car insurance policy covers a learner driver; most will require that the learner is put on the insurance.

Four weeks after obtaining the provisional licence, the practical road test can be taken for a fee of CI$50. Note that it cannot be taken earlier than the four weeks or later than six months after obtaining the provisional licence. You can book an appointment for the practical road test in advance after passing the written test. A full driver’s licence will be issued when both exams are passed. For Groups 0-3 the fee is CI$75 for three years or CI$125 for five years. For group 4+, it is CI$120 for three years, CI$200 for five years or CI$400 for ten years.

Note: There is no difference in a driving licence for automatic or standard shift (manual) cars. You can take your test in either type of car and then drive whatever you like.

Driving Instructors

Brand new drivers to Cayman’s roads should organise driving lessons with the following instructors who have been

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approved by the DVDL: The Real Thing Driving School - Burmon Scott Tel: (345) 927 1698. His wife, Cherry Marie Scott, offers a 2-hour theory lesson and pre-test on the driving rules, Tel: (345) 928 8284. Martin’s School of Motoring Tel: (345) 923 7218. For lessons in riding a motorbike, call Keith Keller at the Cayman Islands Motorcycle Riders Association (Tel: (345) 945 7433).

Converting an Existing Licence

According to the Traffic (Amendment) Act (2018), if you have a full, valid domestic driving licence from a Convention country, that is, a country within the Geneva, Vienna or Paris Convention on Road Traffic Agreement (see www. dvdl.gov.ky for a full list of applicable countries), you may drive on it for a period not exceeding six months. You must then take (and pass) the written theory test before your licence can be converted to a Cayman driver’s licence. However, if you fail to complete this transfer during those six months, then you will have to take both tests (theory and practical) in order to get a local driver’s licence. This basically means that people from all the major European countries, most major English-speaking countries (including Canada, the USA and South Africa), and a handful of Caribbean countries, are entitled to obtain a Cayman driving licence after they have passed the written theory test. You then have the option of getting a driver’s licence that is valid for three, five, or ten years.

or are enrolled in the Graduated Driver’s Licensing Program from another country, then you will have to schedule to take both the written theory and practical road tests in Cayman.

If you have an International Driving permit, you can legally drive on it for as long as it is valid. However, you cannot convert an International Driving permit to a Cayman driver’s licence.

If you have a full, valid driving licence from a country that is not a Convention country, then under section 29 of the Traffic

Act (2021 Revision), you are allowed to drive for six months, if you drive a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. After one month you are required to pass both the written theory and practical road tests. However, you do not need to hold a learner’s licence to sit the practical road test as you already have driving experience.

If you are caught driving without a valid licence, there is an automatic CI$4,000 fine or imprisonment for up to 12 months.

Read on for a full recap:

If you are a legal resident, you can drive on Cayman’s roads if you:

> Have an International Driver’s permit. As long as it is valid, you are exempted from the requirement to hold a Cayman driver’s licence and can, therefore, drive legally on it.

> Have a full, valid domestic driver’s licence from a Convention country. You can drive in Cayman for up to six months before having to pass the written theory test so you can

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be issued with a Cayman driver’s licence. If you wait longer than six months, you will also have to pass the practical road test.

> Have a full, valid domestic driver’s licence not from a Convention country. You can drive for one month in Cayman, but only a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. To legally drive thereafter, you must obtain a Cayman driving licence by passing both the written theory and the practical road tests.

> Have a full Cayman driving licence. Cayman driving licences are only valid for either three, five or 10 years. You will need to get your licence renewed promptly or you are effectively driving without a licence and therefore driving illegally. If caught driving without a valid licence, you will be suspended for a year.

You must always have your driving licence and a copy of your car insurance with you when driving. Brand new drivers licences can be obtained for three or five years and cost between CI$75 and CI$200, depending on the category of vehicle. For those needing to renew their Cayman licence, the cost is CI$75 for three years or CI$125 for five years for Groups 0-3 or CI$120 for three years or CI$200 for five years for Groups 4.

If you are a visitor (i.e. not a resident and you don’t have a work permit):

> You can drive in Cayman provided you have a valid driver’s licence and insurance coverage.

> Visitors who have a full, valid driver’s licence from a convention country can drive for six months in Cayman.

> Visitors who have a full, valid driver’s licence not from a convention country can drive for one month in Cayman, provided they only drive a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc (Section 29A Traffic Act 2021).

If you lend your car or truck to a visitor, you must ensure they have a valid driving licence, otherwise they will be deemed to be driving illegally and this could invalidate your insurance. You must be very clear on what your

insurance company requires before covering you. Some policies have very strict age limitations, while some will not insure people until they are 21, 23 or even 25 years of age. Additionally, most insurance companies will not insure new drivers to drive an SUV until they have had a licence for one year.

Obtaining a Driving Reference Letter

A driving reference letter, also known as a driving record, can be obtained from the DVDL which outlines the driver’s licence history in Cayman. The document costs CI$75 and takes approximately three working days to be processed. Obtain this before leaving the Island if you intend to drive overseas in places like Canada where you will not be issued, or reissued, a Canadian driver’s licence without it.

DVDL Offices

The Department of Vehicle and Drivers’ Licensing (www.dvdl.gov.ky or email: dvdl. helpdesk@gov.ky) is authorised to inspect and test vehicles, register motor vehicles and maintain the register, issue licences in respect of motor vehicles and drivers, and conduct driving tests.

The Department of Vehicle & Drivers’ Licensing (DVDL) has three locations in Grand Cayman:

> 990 Crewe Road, Red Bay, Tel: (345) 945 8344. Open: Monday-Friday 8.30am-4pm.

> 9 Reverend Blackman Road, West Bay (Across from the West Bay Police Station), Tel: (345) 949 7231. Open: Tuesday-Friday 10am-6pm and Saturday 9am-4pm.

> 2035 Bodden Town Road (opposite the South Coast Bar and Grill), Tel: (345) 244 5528. Open: Tuesday-Friday 10am-3pm, 4pm-6pm and Saturday 9am-3pm.

The Department of Vehicle & Drivers’ Licensing (DVDL) in Cayman Brac and Little Cayman:

> Cayman Brac District Administration Building, Tel: (345) 948 2222. Open: Monday-Friday 8.30am-4pm

> Little Cayman District Administration Building, Tel: (345) 948 1051. Open: Every other Thursday 9am-2.30pm

LICENSING YOUR VEHICLE

Your vehicle can be inspected and its registration renewed for up to 30 days before the expiry date. You can also renew your vehicle and driving licence online, just follow the tab on the DVDL website. No more waiting in line! You will still have to get your car inspected, but that process is usually quite quick and once they confirm your car has passed, the information will be recorded in their computer system.

The law does not require you to have a Cayman licence to register a car in your name, but if you are registering it in the name of a company, you must have a certificate of good standing from the Registrar of Companies, located on the ground floor of the Government Administration Building. The cost for one year’s inspection and licensing for a vehicle up to 2,500cc or a four-seater car (excluding the driver) is CI$215 (CI$180 registration, CI$35 inspection). Any vehicle that exceeds 2,500cc and does not exceed 8 seats (excluding the driver) costs CI$235. A Hummer costs between CI$535 and CI$1,035 per year. A truck up to 8,500lbs costs $435 per year (CI$400 registration, CI$40 inspection). Disabled vehicles have no annual licensing fee unless you own two, in which case you must pay standard fees for the second vehicle. Scooters, trucks and taxis have different prices for both inspection and licensing. Vehicle inspections are offered at the Crewe Road and Breakers locations. Avoid doing this on rainy days, as they will not inspect the cars if it is raining, or at the beginning and end of the month as they get very busy. You can also have your vehicle inspected at various automotive repair shops and many people will combine an annual car service with the car inspection process. You can find a list of approved private garages on the DVDL website. The garage will issue you with a Certificate of Roadworthiness, which you then take to the Vehicle & Licensing Department

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when you go to renew the car licence. Depending on the age of the vehicle and registration history, it can be inspected and licensed for one, three or five years. For five years, the vehicle must be brand new and not previously licensed in any country. Vehicles licensed for three years must not be older than ten years from the date of manufacture. Licence plates cost CI$75 per set. Personalised plates can be purchased for CI$400 per set (replacements cost CI$30). With the new electronic licence plates, you are required to place the coupon at the top centre of the windscreen, directly below the rear-view mirror. However, if you still have old plates, place the coupon within six inches of the edge on the left side or driver’s side, with the time period facing outside of the car.

Disabled Parking Badge

To obtain a disabled parking badge, you can collect a form from the DVDL or download a PDF version from the DVDL website and have a licensed physician fill out the relevant portions, stating whether it needs to be temporary or permanent. Your application will then be reviewed and if approved, you can purchase a tag for $5 or you can choose to pay a fee of CI$75 for a licence plate. Visitors are allowed to use their international disabled parking badge for the duration of their trip to legally park in designated spots.

Transfer of Ownership

When purchasing or selling a vehicle, you need to transfer the ownership. You and the buyer/previous owner must fill out a transfer form from the DVDL, or sign the transfer section of the log book in front of a witness from the DVDL.

In the unfortunate event that you are responsible for dealing with the vehicle of a person who has passed away, a death certificate or a notarized copy must be produced. If the spouse is seeking the transfer, then an original or notarized copy of the marriage certificate is required as well. If the person dies intestate

(without a will), then a notarised letter or affidavit must be produced stating that there are no other interested parties, including a spouse or any children who would otherwise be entitled to the property. If there is a will with multiple trustees/administrators, a letter stating that there is no objection to the transfer of ownership must be signed by all with a witness. Note that the notary public must be the same across all documents requiring notarisation.

A fee of CI$25 will be charged to complete the transfer. For further guidance with this process, visit www. dvdl.gov.ky.

Disposing of a Vehicle

Before taking your vehicle to the George Town Landfill, you must terminate its licence at the DVDL. Fill out an ‘Application for Suspension/ Termination of Vehicle Licence’ form and present it to the DVDL along with photo ID and the vehicle’s registration certificate. There

is a CI$25 termination fee and you will have to pay any additional back-duty if accrued. You will then be required to surrender your registration plates, log book and coupon to the DVDL. If you are terminating your vehicle prior to the expiration date of your coupon, you may get a refund. Once this process has been completed, the vehicle cannot be driven on the road. The Department of Environmental Health charges a CI$75 fee to remove a derelict vehicle from private property and dispose of it, otherwise have it towed and dropped off at the George Town Landfill at any point during its opening hours (Monday-Friday, 7am-4pm). You must be the registered owner of the vehicle to terminate it. In exceptional circumstances, another person can terminate the vehicle if the registered owner has given written authorisation in an affidavit in the presence of a Licensing Officer, a Justice of the Peace or a Notary

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MOTORCYCLE & SCOOTER LICENCES

There are three groups of motorcycle licences: Group 0 (mopeds/ motor scooters), Group 1 (up to 125cc) and Group 1A (over 125cc). You must be at least 19 years of age to drive a motorcycle with an engine over 125cc.

If you have a bike licence from abroad that explicitly states that you are entitled to ride a bike over 125cc, then it may be possible to obtain a Full Group 1A licence by taking a theory test and paying a CI$75 fee. However, this largely depends on which country your licence has been issued in and is not guaranteed. If you already have a Group 2, 3 or 4 Cayman driver’s licence, then you can easily obtain a Learner’s Group 1 bike licence without having to take a written test. Having obtained it, you should book a practical road test. With a Provisional Group 1 licence, you are only allowed to carry a passenger who is the holder of a Full Group 1 licence.

If you don’t have a qualifying licence, then you need to pass both written and practical tests. Once you’ve obtained a Full Group 1 licence, you must wait one year before you can qualify for a Provisional Group 1A and after you have been tested again, you will be able to ride unlimited displacement motorbikes. However, if you are over 19 and can prove you have a Group 1 licence, then you can skip the 12-month wait time.

Cayman Custom Cycles (Tel: (345) 945 7433) offers this course, along with the Group 1 motorcycle training courses.

CAR INSURANCE

You can transfer ownership of a car without car insurance, but you cannot license the vehicle without insurance. The average cost of third-party cover for a mid-sized car not exceeding 2.5 litres (2500 cc) is likely to be in the region of CI$450 to CI$650 per year, depending on whether it is a convertible or a sports car (which are more expensive).

Comprehensive insurance on a nearlynew second-hand CI$16,000 car would

be in the region of CI$850 per year (with a no claims discount factored in). Insurance on a new CI$32,000 BMW 3 series would cost over CI$1,000 per year (with all discounts factored in). If you bring a letter from your existing insurance company stating that you have had no claims in the last year or more, you may be eligible for a discount. Also, be aware that banks insist on comprehensive policies covering cars they are financing and some insurance companies will not sell comprehensive insurance on vehicles over ten years old. Insurance rates vary considerably, so shop around. CG BritCay ( SEE AD PAGE 145) and Island Heritage ( SEE AD PAGES 142, 173 & 279) both advertise a broad spectrum of policies and benefits. For example, Island Heritage offers discounts for vehicles kept in enclosed garages overnight and secured with anti-theft devices. Note: third-party insurance is available on-Island, but it does not cover fire, theft or collision. It is a good idea to ask if the comprehensive policy covers hurricane or flood damage (also known as ‘acts of God’) as some companies do not. Also check your policy, as many will automatically only cover drivers aged 25 to 65 who have had a licence for 12 months or more. Insurance rates for teenagers who have recently passed their driving test are extremely high as they are seen as inexperienced drivers. You may find it easier to find car insurance on a secondhand four-door car than on a high-end sports car if you are under 23.

If you are caught driving without insurance, the police take it very seriously and you will be subject to a fine of CI$2,000, imprisonment for 12 months, plus the loss of your licence for 12 months or more. If you lend your car to someone knowing that the car is not insured, then they, plus you, as the owner of the vehicle, will be fined and lose your licence for 12 months. The law requires that you must carry your car insurance documents in your car at all times and present it to police whenever asked.

For a list of car insurance providers, please refer to the Settling In chapter.

RENTAL CARS

Cayman has many top international rental car companies, as well as reputable local ones. Rates are higher in winter (from mid-December) but lower in the summer (from mid-April) and are comparable to those in the US. Vehicle options include everything from compacts to SUVs and convertibles. Most rental car companies offer resident rates.

To rent a car, drivers must have a credit/ debit card in order to make the reservation, be over the age of 21 years and have a valid driving permit. If you are under 25, depending on the rental company, you may not be subject to full coverage, may be charged more or may not be allowed to rent a car.

Alamo Rent-a-Car

At the Airport, George Town

Tel: (345) 945 7368

Apex Car Rentals

At the At the Airport, George Town

Tel: (345) 623 4808

Email: apex@abcayman.com

Avis

At the Airport, George Town

Tel: (345) 949 2468

Email: avisgcm@candw.ky

Budget Rent-a-Car

At the Airport, George Town

Tel: (345) 949 5605

Economy Car Rental

At the Airport, George Town

Tel: (345) 949 9550

Hertz

250 Owen Roberts Drive, GT (near the airport)

Tel: (345) 943 4378

National Car Rental

At the Airport, George Town

Tel: (345) 945 7368

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Super Slick Car Rental

Tel: (345) 324 6260

Email: superslick3@gmail.com

ZÜN

10 Market Street, Camana Bay

Tel: (345) 943 2834 or Email: info@zuncar.ky

Rental and car sharing business. Drop zones can be found at Camana Bay, the Kimpton and Regatta office park.

LEASING A VEHICLE

For residents looking to live here for only one to five years, leasing may be a better option. The following companies offer car leasing:

Swift Auto Leasing

Tel: (345) 927 5727

Email: info@swift.ky or www.swift.ky

Swift Auto Leasing offers flexible and economical vehicle leasing options to meet the needs of new residents in the Cayman Islands. Their vehicle selection is reliable, fuel-efficient and convenient to drive. The lease offering includes 24/7 roadside support, insurance, vehicle licensing and all maintenance. A security deposit is required upon signing, along with the prepayment of the first month’s lease. The minimum lease term is three months at a rate of CI$500 per month. Lower rates are available with longer lease terms. SEE AD THIS PAGE

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park

Tel: (345) 946 8697

Email: info@tonystoys.net

www.tonystoys.net

Tony’s Toys offers long and short-term leasing options for both part-time and full-time residents. Choose from a variety of sizes, makes and models, including Toyota, Mercedes, BMW and Honda. From compact to SUV, luxury to practical, there is something to fit every customer’s needs.

Leasing rates start from CI$600 per month and all contracts include insurance, vehicle maintenance, roadside assistance and unlimited mileage. SEE AD PAGES 283 & 285

IMPORTING A VEHICLE

If you would like to import a car to the Cayman Islands, a brief summary of the process is as follows: you’ll need to get the car to the Port of Miami or Tampa, book the car on the next ship sailing to Cayman and clear US Customs. Note that if you are importing a vehicle from Japan, it will come through the port in Jamaica and then to Cayman. In the meantime, contact the shipping company/agent and take all your paperwork to Customs to pay duty (0%42% depending on the type and value of your car), plus a one-time fee for future car disposal (see the Environmental Disposal Fee section on page 282). Following that, head to the Port Authority to pay the port handling fees. You can then collect your car immediately once it arrives. You can hire a customs broker to help you with this process, as it can be fairly complicated and time consuming. For more information, go to www.online.gov.ky/cols/faces/home.

Keep in mind that the Island is hot, so a light coloured car with good air conditioning will be much cooler and also easier to sell in due course. Cars with manual transmission do not sell quickly in Cayman since most students learn to drive automatic cars and have no clue how to drive a manual transmission car.

Shipping Costs & Details

The average cost for shipping a midsized vehicle (approximately 500 cubic ft or less) with either Seaboard Marine or Thompson Shipping is approximately

US$2,000 (without insurance). They recommend you add insurance. Please contact them for a quotation.

US Customs Law states that the Vehicle Title for used cars must be stamped by US Customs for a 72-hour clearing period (excluding the day of delivery, shipping and weekends) prior to the shipping date. Please note that unless you’re buying your vehicle straight from the manufacturer, it is considered ‘used’ under US Customs Law. US dealerships will often gift a full tank of fuel with purchases, however, be aware that the vehicle will not be allowed to leave the US more than a quarter tank full. As this fuel limit can vary between shipping companies, it is best to ensure that your tank is empty. No personal effects may be placed inside the vehicle when shipping.

We recommend you use a broker to assist you when shipping a car to Cayman. They will help you gather the documents, including the car title, letter of intent, power of attorney and bill of lading. All vehicles must be delivered to the Port (or consolidator’s bonded warehouse) before US Customs clearance. Which port you take your car to will depend on the shipping company you choose to ship with. Three shipping companies ship to Grand Cayman:

Hyde Shipping Corporation

3740 W 104th Street, Suite 1, Hialeah, FL 33018 US Tel: (305) 913 4933

Cayman Tel: (345) 947 4933

www.hydeshipping.com SEE AD PAGE 51

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Maintenance & Repairs Fully Comprehensive Insurance 24/7 Roadside Support Free Delivery & Pickup info@swift.ky www.swift.ky (345) 927 5727 For all your affordable vehicle leasing needs!

Seaboard Marine Cayman

8001 NW 79th Avenue, Miami, FL 33166, USA

US Tel: 1 (305) 863 4444

Cannon Place, Industrial Park, Grand Cayman

Tel: (345) 949 4977 SEE AD PAGE 53

Tropical Shipping

Port Address: 500 Martin Luther Jr. Blvd., Riviera Beach, FL 33404

Container Freight Station: 1489 Martin Luther King Jr. Blvd., Riviera Beach, Florida 33404

Tel: (345) 949 8044 or (561) 881 3999

Clearing Your Car Through US Customs

It is the owner’s responsibility to clear their car through US Customs or to appoint a customs broker to do so. The following customs brokers, based in Miami, can help:

Barrett Trade Services, LLC

US Tel: (305) 477 1512 or Fax: (305) 477 1238

Email: abarrett@barretttradeservices.com

Deluxe Freight Inc.

Tel: (345) 949 2350 or (305) 513 0156

Email: sales@deluxefreight.com

Crowley (Cayman)

10205 NW 108 Avenue, Suite 1, Miami, FL 33178

Tel: (345) 949 5989 or (305) 204 5133

These companies can also assist you with the transfer of a vehicle from the dealership to the port and help with cargo insurance. They will then send all the paperwork associated with the transaction via courier, so that you can collect them in Cayman.

When exporting a vehicle from the US, an ‘Export Power of Attorney’ from the shipper needs to be notarised by a US Notary.

Clearing Your Car Through Cayman Customs

Once your car has landed at the port in Cayman, the shipping company will notify you. You can use a customs broker to clear your car through Cayman Customs, and they will handle the following steps on your behalf. However, if you are doing the

customs clearance yourself, here are the next steps:

> First pre-register on the Customs Online System (COLS) website (www.online. gov.ky/cols/faces/home) where you must complete the form and upload the supporting PDF documents. Once you submit the request, they will either approve the registration or they will let you know, via email, if other documents are required. If approved, you will be given a COLS trader identification number (TIN) and login information.

> Collect paperwork from the shipping company and pay the shippers.

> Log in to the COLS website and follow the process to declare your shipment. Supporting PDF documents needed include the bill of lading, title of the vehicle and the official invoice/valuation. Before submitting, you can review and confirm the information. Confirming the declaration will constitute your electronic signature, which will be legally binding. This process is subject to change as Cayman Customs is continually upgrading the system.

> Once approved, Customs will send you an email, you then go to the Customs Office on Owen Roberts Drive, Tel: (345) 949 4579 and pay the duty and environmental fee for your vehicle.

> Obtain car insurance (you will need proof of insurance on the vehicle before picking it up from the Port).

> Head to the Port Authority Warehouse on Portland Road in Industrial Park and present the Customs clearance documents. A fee will be charged depending on the weight of your vehicle.

> You will then be able to pick up your vehicle.

> Go to the Department of Vehicle and Driver’s Licensing (DVDL) and follow the inspection and licensing process. They will also need to see the vehicle’s certificate of title.

Note: costs depend on the type of vehicle being licensed. Also be aware that, as per the Cayman Islands’ Traffic Act, it is an offence to keep a vehicle in the Cayman Islands without it being registered with the DVDL. See the Licensing Your Vehicle

section for more information.

Duty Costs Of Importing A Car

Since the Cayman Islands does not have direct taxation, the Cayman Islands Government charges import duty on all vehicles being imported into the Islands as a way of raising revenue. The percentage charged depends on the value and type of the car.

The import duty is calculated on what is known as the CIF value, which is the cost of the car plus the insurance premium for its journey by ship, plus the sea freight charges. Here is a list of import duties based on CIF value:

CIF up to CI$20,000 = 29.5%

CIF up to CI$25,000 = 32%

CIF up to CI$30,000 = 37%

CIF from CI$30,000 and up = 42%

Duty Costs Of Importing An Electric or Hybrid Car

See the list below for import duties on electric and hybrid cars for personal use based on CIF value.

Electric Vehicles:

CIF up to CI$29,999 = 0%

CIF up to CI$60,999 = 5%

CIF up to CI$99,999 = 10%

CIF from CI$100,000 = 15%

Hybrid Vehicles:

CIF up to CI$29,999 = 10%

CIF up to CI$60,999 = 12%

CIF up to CI$99,999 = 15%

CIF from CI$100,000 = 17%

Environmental Disposal Fee

An Environmental Disposal fee is added to cover the cost of disposing of a vehicle in years to come. If a vehicle is valued at CI$12,000 (CIF) or less when imported, an environmental disposal fee of CI$1,000 plus a waste handling fee of CI$250 will be charged in addition to duty of 29.5%.

Exporting A Car From Cayman

To ship a car off the Island, go to the shipping company and either get a letter

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or dock receipt from them as proof of a vehicle being shipped off-Island. Then go to the DVDL and terminate registration of the vehicle and surrender the log book, coupon and licence plates. Go to Customs and fill out a vehicle export form. They will review your entry and either approve or deny it.

If approved, take this form over to Customs and they will then process the document. You can then arrange the shipping of the vehicle with a freight forwarder or one of the shipping companies.

BUYING A NEW CAR

Unlike some countries, there are no size restrictions on cars in Cayman (except Hummers, which cannot be wider than 6.7ft). Almost every make of car is available to purchase and you can own as many cars as you want.

There are dealers that sell new cars at competitive prices. For example, a new 2022 Suzuki Swift GLX is listed at CI$22,900, the 2022 Chevrolet Malibu at US$23,400 and a 2022 Honda Accord EX-L at CI$38,900. For SUVs, which account for 80% of the car sales in the Cayman Islands, a 2022 Ford Bronco Sport is listed at CI$37,900; a 2022 Chevrolet Trax at US$21,400; a 2022 Toyota Fortuner at US$48,900; a 2022 KIA Sorento at US$38,900 and the 2022 Jeep Gladiator Sport at CI$59,900. Ask what the cost of the vehicle includes, such as licensing, maintenance and warranty.

New Car Dealers

The following makes of car are sold by the authorised dealers listed below. Most dealerships do not carry a large inventory of parts but they can order them. Please note that there are no authorised dealers on the Island for Acura, Alfa Romeo, Buick, Citroen, Peugeot or Porsche.

Audi

Audi Cayman Islands (Arch Automotive)

10 Market Street, Camana Bay

Tel: (345) 943 2834

Email: archauto@archauto.ky

BMW, MINI & Kia

G.T. Automotive

52 Godfrey Nixon Way, George Town

Tel: (345) 945 3415

Email: s.gunby@gtauto.ky or p.smith@gtauto.ky

www.bmw.com.ky or www.gtauto.ky

G.T. Automotive provides its customers with reliable and stylish vehicles at affordable prices.

Tel: (345) 949 7550

Ford & Toyota

Vampt Motors

368 Walkers Road, George Town

Tel: (345) 949 2245

Email: sales@vamptmotors.com

www.vamptcayman.com

JAC, Nissan, Tesla & BYD Motors

LJM Energy

Chevrolet

Advance Automotive

113 Owen Roberts Drive, George Town

Tel: (345) 945 9191

Honda, Chrysler, Dodge, Jeep, Ram, MercedesBenz, Mitsubishi & Suzuki Car City Ltd.

151 Industrial Way, Industrial Park

Tel: (345) 949 0440

Hyundai & SSangYong

Prestige Motors

125 Owen Roberts Drive, George Town

318 Eastern Avenue, George Town

Tel: (345) 517 5137 or email: info@ljmenergy.ky

Sells electric vehicles and electric car chargers.

Land Rover, Jaguar, Renault, Subaru, & Changan

Trac Automotive

181 Dorcy Drive, George Town

Tel: (345) 945 3876

Email: sales@tracautomotive.ky

Mercedes-Benz

Mercedes-Benz (Car City)

131 Industrial Way, Industrial Park

Tel: (345) 949 0440

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SEE AD PAGE 277
SEE AD PAGE 286

Volkswagen

Arch Automotive

15 Portland Road, Industrial Park

Tel: (345) 949 8221

Email: archauto@archauto.ky

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park

Tel: (345) 946 8697

Email: sales@tonystoys.net

www.tonystoys.net

An independent car dealer operating in the Cayman Islands for over 20 years, Tony’s Toys offers a wide range of new vehicles in various sizes, makes and models. The company can also source any vehicle not in stock and offers reasonable financing options to suit any budget with approval within 72-hours (terms and conditions apply). The Centre also services and repairs American, Japanese and European vehicles. SEE AD OPPOSITE PAGE & 283

BUYING A USED CAR

There are many reputable used car dealers on the Island that will usually guarantee a car for three months, as well as sell parts for their cars and service them. It is recommended to buy from a dealer, rather than private sellers, as there is usually very little difference in the price and the dealer has to maintain a good reputation.

When buying a used car, be sure to verify that you are dealing with the official owner of the vehicle, otherwise you will encounter difficulties when transferring ownership. The cost of a reliable used car will depend on the make, model and size, but for CI$8,000 you should get a pretty reliable car.

A few of the rental agencies, such as Avis and Budget, sell their fleet of American and Japanese models every year and you can usually pick up a good car at a great price. You can also check out EcayTrade (www. ecaytrade.com) and Facebook Marketplace for second-hand vehicles.

Used Car Dealers

The following is a list of some wellknown car dealers that regularly carry a good stock of used cars:

Advance Automotive

113 Owen Roberts Dr, George Town

Tel: (345) 945 9191

Avis

At the Airport, George Town

Tel: (345) 949 2468

Email: avisgcm@candw.ky

Budget Car Sales

Tel: (345) 949 5605 or (345) 328 8446

www.budgetcayman.com

CARS Ltd. (Campbell’s Auto)

117 North Sound Road, George Town Tel: (345) 949 7135

Car City Ltd.

151 Industrial Way, Industrial Park, GT Tel: (345) 949 0440

Distinct Imports

98 Walkers Road, George Town Tel: (345) 949 6199 or (345) 929 6199

Email: sales@distinctimports.net

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park

Tel: (345) 946 8697

Email: customercare@tonystoys.net

www.tonystoys.net

An independent car dealer operating in the Cayman Islands for over 20 years, Tony’s Toys offers a wide range of pre-owned vehicles in various sizes, makes and models. Special orders are also available along with financing options to suit any budget and approval within 72 hours (terms and conditions apply). They also services and repairs American, Japanese and European vehicles. SEE AD OPPOSITE PAGE & 283

Vampt Motors

368 Walkers Road, George Town

Tel: (345) 949 2245

Email: service@vamptmotors.com

www.vamptcayman.com

Vampt Motors sells second-hand Toyota and Ford cars that were previously bought from them. SEE AD PAGE 286

Electric vehicles are a common sight on Cayman’s roads and can be imported duty-free if they are for personal use and valued up to CI$29,999. Hybrid vehicles, for personal use and valued under CI$29,000, have a duty of 10%, substantially less than the average rate of 22% to 42% for gas and diesel powered vehicles. On average, electric vehicles can be driven for 200 miles on a single charge (assuming a 66kWh battery capacity and three miles/kWh performance). For a list of electric car charging stations, visit www.caymanresident.com/hybridelectric-cars.

CAR MAINTENANCE & REPAIR

The combination of the sun’s rays and Cayman’s salty air can be hard on your car, but fortunately, road conditions in Cayman are much better than in other Islands in the Caribbean. However, driving in Cayman is similar to city driving where you are stopping and starting constantly and that causes the most wear on your engine, suspension, brakes, battery and tyres. We recommend checking your tyre pressure and fluid levels monthly. Probably the worst thing that your car will face is the silent, invisible rust maker, the salty air! If you plan on living on or near the water, your car will rust faster than normal if not taken care of. Getting your car undercarriage coated with a rust-proofing agent is also a very good idea. It costs roughly CI$250 (or CI$450 if you want the entire car done) and one coating properly maintained will indefinitely protect your car. Washing your car regularly will also extend the life of your car.

The sun can also damage your car. You can help prevent damage by waxing it at least once every six months and a simple sunshade for your windshield will keep your car interior cooler and protect the dashboard from cracking. You may also want to invest in window tinting, but make sure you follow current regulations

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HYBRID & ELECTRIC CARS

regarding the percentage of tinting you are allowed to use.

The following is a guideline on car maintenance and average costs, though the maintenance schedules vary by manufacturer and costs may increase if new parts are required:

> Every six months or 5,000 miles/7,500km a mid-service is recommended. This should cover almost all points on the car, as well as check your air conditioning filters, rotate the tyres and top up all of your car’s vital fluids (roughly CI$150).

> A full service for your vehicle is recommended every two years, it includes all the above plus spark plugs, providing a complete check of your car. This service costs roughly about CI$400.

It’s important to have your car serviced regularly to keep it running smoothly.

As a separate note, remember that in a hot climate like Cayman, the plastic interior in your car, such as dashboard and ducts, will heat up during the day and may release benzene, which is a known carcinogen, into your car. Remember to open the windows and allow your air conditioning to run for a moment, clearing the air before you close up the car and start driving.

The following are reliable car maintenance shops and dealerships:

Advance Automotive

113 Owen Roberts Drive, George Town

Tel: (345) 945 9191

www.advancechevrolet.com

Arch Automotive & Goodyear Tyres

15 Portland Road, George Town

Tel: (345) 949 8221

Authorised service centre for most makes and models of Audi and Volkswagen.

Automotive Art

480 Shedden Road, George Town

Tel: (345) 949 7102

Email: info@autoartky.com

CARS Ltd. (Campbell’s Auto)

117 North Sound Road, George Town

Tel: (345) 949 7135

Car City

151 Industrial Way, Industrial Park

Tel: (345) 949 0440

www.carcity.ky

G.T. Automotive

52 Godfrey Nixon Way, George Town Tel: (345) 945 3415

Email: s.gunby@gtauto.ky or p.smith@gtauto.ky

www.bmw.com.ky or www.gtauto.ky

G.T. Automotive offers a fully equipped service department with qualified automotive technicians for BMW, MINI and KIA vehicles. Each service comes with a complimentary exterior body wash.

SEE AD PAGE 277

General Automotive Services

194G Dorcy Drive, Industrial Park, Unit 3, GT Tel: (345) 746 9119

Offers repair services for Tesla and more.

Mercedes-Benz (Car City)

131 Industrial Way, Industrial Park Tel: (345) 949 0440

Superior Auto

14 Sherwood Drive, George Town Tel: (345) 949 9570

Email: info@superiorautocayman.com

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park Tel: (345) 946 8697

Email: service@tonystoys.net

www.tonystoys.net

Tony’s Toys is a full-service automotive garage and collision body shop with highly trained technicians who can diagnose, service and repair European, Japanese and American vehicles. Headlight restoration, brake rotor cutting, corrosion-free rustproofing treatments and vehicle window tinting can also be taken care of at Tony’s Toys. SEE AD THIS PAGE & 283

Vampt Motors

368 Walkers Road, George Town Tel: (345) 949 2245

Email: service@vamptmotors.com

www.vamptcayman.com

SEE AD PAGE 286

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Tyres & Batteries

Cayman Islands Government regulations state that your tyres must be in good condition when they are checked at your annual car inspection. They also stipulate that you cannot alternate brands of tyres as this could cause your car to drive erratically. Batteries generally have a life span of four to five years; depending on the weather conditions, vehicle type and driving habits. The following reliable tyre and battery shops offer new tyre sales and repairs, as well as battery tests and installation. For used tyres try Larry’s (Tel: (345) 949 2685) on Shedden Road.

Arch Automotive & Goodyear Tyres

15 Portland Road, George Town

Tel: (345) 949 8221

Authorised dealer for Goodyear Tyres and a large selection of all tyre brands.

Automotive Art

480 Shedden Road, George Town

Tel: (345) 949 7102

Email: info@autoartky.com

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park

Tel: (345) 946 8697 or (345) 623 8669

Email: parts@tonystoys.net

www.tonystoys.net

Tony’s Toys stocks a wide variety of batteries, vehicle parts and accessories at affordable prices. With over 2,000 tyres in inventory, customers can choose from the top names in tyre brands. Special orders are also available. SEE

Vampt Motors

368 Walkers Road, George Town

Tel: (345) 949 2245

Email: service@vamptmotors.com

www.vamptcayman.com

SEE AD THIS PAGE

Roadside Assistance

There is one dedicated roadside assistance provider in Grand Cayman, Autoshield. Some insurance providers will offer assistance as part of their coverage. Services often include battery jumpstarts, flat tyre changing and towing. ICWI offers their customers 24-hour roadside assistance if they are comprehensively insured. Unfortunately, the Sister Islands do not have any dedicated roadside assistance providers.

Autoshield

Tel: (345) 640 0999

Email: info@autoshield.ky

www.autoshield.ky

Autoshield offers 24/7 roadside assistance which includes on-site assistance, emergency fuel top-up, flat tyre service and dead battery. They offer personal and corporate membership plans starting at CI$99 per year. The Autoshield membership plans also include vehicle consultation services.

Car Cleaning

The Auto Spa (Tel: (345) 943 1946), on Godfrey Nixon Way, offers a wide range of cleaning packages and they charge CI$26.95 for a sedan and CI$31.95 for an SUV. You could also try Detail Pros

(www.detailpros.ky), Supa Shine (www. supashineautodetailing.com) or you will also hear of numerous mobile car cleaners by word of mouth. They charge CI$35 for a sedan and up to CI$45 for an SUV.

ALTERNATIVE TRANSPORTATION

Most people do not walk in Cayman due to the heat and rain but partly also because roads have little or no footpath.

Bicycles

Bicycles and electronic bicycles are dutyfree, making them a more attractive option. Some people do ride bicycles and electrical bikes to work however, there are very few designated cycle lanes on-Island (though the Esterley Tibbetts Highway does have cycle lanes from West Bay to the Britannia roundabout).

In an effort to improve awareness and road safety, the National Roads Authority (SEE AD PAGE 275) has painted symbols on some of the roads on Grand Cayman to indicate where the road is shared between bicyclists and motor vehicles. You will find the markings located on South Church Street by Paradise Restaurant and North Church Street by Delworth’s Esso. The shared lane markings, or sharrows, are either white or green symbols with two chevrons and a bike.

As cycling is not as common as it is in, say the UK, drivers do not give cyclists due care and attention. In addition, Cayman does not have specific laws, such as minimum passing distances, to protect cyclists like other countries do. It cannot be stressed enough how vigilant cyclists need to be on Cayman roads. Bicycles are considered vehicles, therefore cycling into facing oncoming traffic is illegal. Uncle Bill’s and Kirk Home Centre sell a good selection of bicycles, cycle helmets and bicycle equipment including lights. You may also want to register your bicycle with the police department. They will record your bicycle’s serial number and place a marking on it that is only visible under a UV light. Another option for exploring by bicycle is bike sharing and rental. Cycle

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AD PAGE 283 & 285

Cayman (www.cyclecayman.com) has eight stations: three in Camana Bay, one at Regatta Business Park, one in Cricket Square, one at the Government Administration Building, one at Dart Park and one at the old Cayman Craft Market in George Town. They also offer a bicycle touring service. Paddle Wheel (www. paddlewheel.ky) also sells a selection of bikes and offers bike rentals with half day, full day, three day and weekly rates. They also offer tours as well as bicycle maintenance and repair services.

Motorcycles

To drive a motorbike over 125cc, you have to wait 12 months after getting your licence, then take a practical road test. This type of motorcycle also requires that the motorist be at least 19 years of age. Those holding a Learner’s Licence cannot carry a passenger and helmets must be worn at all times.

Automotive Art

480 Shedden Road, George Town

Tel: (345) 949 7102

Email: info@autoartky.com

Cayman Custom Cycles

4 Dorcy Place, Dorcy Drive, Industrial Park Tel: (345) 945 7433

They run motorcycle and scooter riding instruction courses for Group 1 and Group 1A licensing, plus tours of the Island on Harleys. They service and repair all makes and models of motorcycle, offer roadside assistance and do custom paint jobs and powder coatings.

Center Lane Motors

170 Seymour Road (Dump Road), Industrial Park

Tel: (345) 929 7172

SUPER SOCO

83 Breezy Way, George Town

Tel: (345) 945 4252 or (345) 946 5045 Sells 100% electric motorcycles and mopeds.

Scooter Rentals

Electric scooters are a great way to commute for lunch, and around central

George Town, Seven Mile Beach and Camana Bay without the hassle of traffic.

Bird Scooters

Bird scooters can be found around various parts of Grand Cayman. The cost for renting a scooter is US$1 to start and US$0.49/minute after that. Download the Ride Bird app to find out more.

On the Sister Islands, scooters are a great way to explore. Scooters can be rented for approximately US$50 per day which includes insurance, delivery and pick-up.

Scooten! Scooters!

Little Cayman (across from the airport) Tel: (345) 916 4971

www.scootenscooters.com

They rent single Yamaha 50cc scooters for US$35 for three hours and US$50 for eight hours. The rental cost includes a free tank of gas, helmet and free delivery and pick-up.

Public Transport – Buses

Cayman has a reasonably good public bus system. There are 11 bus routes and eight different coloured circles on the front and rear with a route number in the middle and ‘Public Bus’ written along the side. Be sure to check if the bus is en route to your destination before getting in. All routes run to and from the bus depot in George Town, where there is a Public Transport Inspector from 6am-7pm MondaySaturday (except for public holidays) to supervise all bus operations.

There are over 125 designated bus shelters and bus stops on the Island, but the best way to catch a bus is to simply wave one down from the side of the road. If you hear a bus beeping at you, it is the driver checking to see if you need to be picked up. Most buses carry between 1429 passengers. The average fare is CI$2 per journey or CI$3.50 if you take a long trip such as George Town to East End or North Side. Anywhere beyond Hutland Road, such as Rum Point and Cayman Kai, will cost CI$8. The best routes for buses are on the main roads around retail areas and non-residential areas. There

are also regular scheduled buses that run along South Church Street, South Sound Road, Walkers Road, Fairbanks Road, Industrial Park and Owen Roberts Drive. To view the bus route map, visit www. caymanresident.com/live/transportation/ public-buses.

The Public Transport Board has formulated a strategic plan that includes long-term, mid-term and short-term objectives for the Public Transport Unit. A set of goals has been established towards a better and more reliable public transportation system. These goals include: integrating existing infrastructure with advanced technology, ensuring there is professional leadership and adequate staffing, promoting/ inspiring the use of the bus system and making route information easily accessible.

There are plans to alleviate traffic congestion by creating a national bus system, however, this project is not projected to start until January 2024.

Public Transport – Taxis Taxis are an option but they are more expensive than buses. You will find plenty of taxis at the airport, in George Town and parked at many of the major resorts along Seven Mile Beach. A reliable taxi firm is A.A. Transportation Service, Tel: (345) 926 8294.

The Cayman Islands Government’s digital fare calculator, CI:GO aims to ensure consistent and transparent pricing for taxi fares by setting standard prices for routes. The app allows passengers to plug in their route, pieces of luggage and the number of passengers and see what the fare should cost in both US and Caymanian dollars. The CI:GO app is available for free in the Google Play Store and Apple App Store.

Another alternative is Flex - an Uberstyle app that allows users to request a ride at any time and day of the year. The Flex User app is available to download for free on Apple and Android.

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THE Tell them you saw it in the

Boating

Everything from where to boat, safety considerations, navigating the waters, boat security, boat maintenance and repairs, marinas, boat trips, sailing charters and marine rules and regulations.

Boaters, fishermen, snorkellers, divers and naturalists all agree that the Cayman Islands is an idyllic location. The Islands are globally renowned for their beautiful, warm, blue and crystalclear water; therefore, a magazine about Cayman would not be complete without a chapter dedicated to the joy of being out on the water.

PROTECTING THE MARINE ENVIRONMENT

Acting responsibly on the water is essential for preserving the wellbeing and unspoiled beauty of Cayman’s seas. Cayman has many laws that help keep marine life, society and the environment safe, and there are many ways you can help protect the marine environment. Coral reefs are essential to the health of Cayman’s marine ecosystems. These colonies of fragile marine creatures are easily damaged by boat anchors, hulls, human contact and even contemporary sunscreen. Recent studies suggest that most sunscreens contain damaging chemicals (oxybenzone and octinoxate), which, even in small doses, can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen when you are in the water and avoid spray sunscreens that contain excess chemicals. Take extra precautions when operating and anchoring a vessel, snorkelling or diving and ensure that your children and visitors know not to touch or break off any coral.

Report any marine conservation offences, as well as injured,

BOATING 20 288 CAYMANRESIDENT 202 3 » Protecting the Marine Environment 288 Where to Boat in Cayman 290 Safety Considerations 291 - Rules of Boating 291 - Boat Training 291 - Navigation/Boating at Night 291 - VHF Radio/Boat Security 291 - Protecting Your Boat in a Hurricane 292 - Boat Insurance 293 Buying & Maintaining a Boat 293 - Boat Dealers 293 Marinas & Fueling Stations 294 Getting Out on the Water 296 - Boat Leasing Club 296 - Boat Rentals 296 - Tours & Private Boat Charters 296 - Sailing 297 Fishing 297 - Fishing Trips & Tournaments 297 - Fishing Restrictions 298 Marine Rules & Regulations 298
Photos courtesy of John Molyneux, Julie Corsetti & Rebecca Davidson
AUTHORIZED SALES, SERVICE & WARRANT Y FOR: info@scottsmarinecayman.com w w w.scottsmarinecayman.com SERVING THE CAYMAN ISLANDS Located at The Barcadere Marina 606 Nor th Sound Road, George Town. Tel: 949-4186 your full service marine center ! FOR OVER 35 YEARS TRAILERS • PARTS • ACCESSORIES • ELEC TRONICS SALES • SERVICE • REPAIRS • HAUL OUT • STORAGE • BROKERAGE PA D DL E B OARD S SAILBOATS & K AYAKS 110 TON TRAVEL LIFT CAPACITY

dead or accidental hooking of turtles to the Department of Environment (DoE), Tel: (345) 949 8469. See below for a list of useful numbers in the case of an emergency while on the water and to report any marine offences.

Plastics that end up as ocean debris contribute to habitat destruction and kill tens of thousands of marine animals each year. To reduce the impact of plastics on Cayman’s marine ecosystem, we encourage you to reduce your plastic usage, recycle all the rubbish you can and pick up garbage you find on the shore or at sea. See the Being Green chapter for recycling locations for glass, plastic and other waste.

WHERE TO BOAT

SEVEN MILE BEACH (SMB)

Seven Mile Beach is on what is typically the calmest side of the Island, but it does occasionally get battered by nor’westers in the winter months and tropical storms in the summer months. Navigation is easy here because there are no barrier reefs in this area; however, the only boat ramps on SMB are at the Lobster Pot dock and at the beginning of North West Point Road in West Bay. Boaters will often anchor off beach bars and restaurants like those at The Westin, The Ritz-Carlton and Kimpton Seafire hotels. You can also take your boat around from the North Sound or South Sound to Seven Mile Beach, but you need

Important Phone Numbers

Flying Dutchman (345) 329 7723

(Call if your boat has broken down/is sinking/has sunk)

Cayman Port Authority (345) 949 2055

Joint Marine Police Unit (345) 649 7710

Harbour Patrol (345) 925 5772

US Coast Guard (RCC Miami) (305) 415 6800

VHF Radio Channels (Police/DoE/Port Security) 16

To report offences, such as poaching, to the DoE:

Grand Cayman/DoE (345) 916 4271

Cayman Brac/DoE (345) 925 3647

Cayman Brac Police (345) 948 0331

Little Cayman/DoE (345) 925 0185

Little Cayman Police (345) 948 0100

to be familiar with the channels through the reef in North Sound, have a suitable and well-maintained boat and be prepared for a slightly rougher trip outside of the reef until you get to the calmer waters off Seven Mile Beach.

Currently, there are no gas stations where members of the public can dock and refuel along the west side of the Island. If you are considering regularly keeping your boat in the water overnight, it is mandatory to seek authorisation from the Department of Environment (DoE) to install a mooring. Unfortunately, even with a mooring, your vessel and engine are vulnerable to theft.

Nor’westers can occasionally make the sea very rough, and if you are not conscious of the weather conditions, your vessel could easily be damaged. Even though several commercial and personal vessels regularly anchor overnight off SMB and George Town, it is not advisable. A propeller from another vessel could accidentally cut the anchor line, and if the anchor drags, the wind will take the boat offshore.

Snorkellers and divers in this area should be flying the ‘divers down’ flag; however, when travelling close to shore, always be cautious. Do not exceed five knots within 600ft of the coast, and do not anchor in marked boat channels, coral, diving or swimming areas. Note: designated swimming areas in beachfront properties and hotels must not be entered by any vessel.

NORTH SOUND

Several launching ramps provide access in this area, and most boat owners keep their boats docked in North Sound. The Sound is enclosed by a barrier reef and has a network of canals that provide excellent protection from weather in all but the most extreme conditions, like as a hurricane. Theft is uncommon, and canals generally offer access to fresh water and fuel stations. North Sound also offers excellent shallow snorkelling areas, like Coral Gardens and the world-renowned Stingray City. North Wall diving is also excellent,

but sea conditions can be rough. Beachside bars and restaurants at Rum Point and Kaibo and boat hangouts at Starfish Point and the Mini Sandbar are popular stops for the boating crowd.

Morgan’s Harbour is also popular where Calypso Grill and Tukka West, Restaurant & Bar are located right on the water, but keep in mind that docking space is limited and an onshore breeze can make docking a challenge. Just to the north of Morgan’s Harbour is an area called Barkers that offers miles of undeveloped white sand beaches and some good light tackle fishing for bonefish. Navigate carefully; it is easy to strike a coral head and damage your propeller and the coral. Watch out for kite surfers, too. At the Cayman Islands Yacht Club, boaters can enjoy two more fantastic restaurants, Morgan’s Seafood Restaurant and bàcaro. Both restaurants are popular with boaters, and there is ample docking space. You can also take your boat to George Town Yacht Club (GTYC) or Camana Bay. At GTYC, you can enjoy lunch or dinner while the children play in the pool. Camana Bay is suitable for both large and small boats and has a wellmarked entry and free sheltered docking with access to lots of restaurants and bars.

North Sound is great for fishing and catching conch and lobster but you must abide by the Marine Parks Act. Violations can result in serious fines, confiscation of your boat or even a prison term. Although partially enclosed by a barrier reef, the Sound can get choppy. If your boat is under 22ft long, you (and your guests) are very likely to get wet from sea spray on an average day.

The Central Mangrove Wetland is on the east side of the Sound and is a protected Environmental Zone. All in-water activity, fishing and anchoring are completely prohibited, but boats can access the area provided they do not exceed five knots. People enjoy kayaking around the canal systems and in English Bay, located east of Kaibo, as it is a great nature experience.

The Cayman Islands Sailing Club is on the south western side of the North

BOATING 20 290 CAYMANRESIDENT 202 3 »

Sound, and you will often see dinghies sailing out from the club. Larger sailboats venture into the Sound, but access through the reef is fairly shallow, so boats with drafts greater than 10ft cannot enter. Watch out for areas that have shallow coral heads, like The Blowers, Fisherman’s Rock, Barkers, the Standards and FourWay Reef. These areas have claimed many propellers and some boats.

SOUTH, EAST & NORTH COASTS

On the south, east and north coasts, there are areas where you can find undeveloped beaches, great fishing and pristine diving and snorkelling. On the first few times you venture out, you may want to be accompanied by a local guide, as it is easy for your propeller to hit a coral head if you don’t know where you are going. It is very likely that if you are out on the water, you will be approached by a vessel operated by Marine Parks or Marine Police officers. Have fun but be aware that penalties for breaking the rules on the water are very serious. Before boating, it is worth reading the Marine Parks Rules and Regulations and the Port Authority laws

SAFETY CONSIDERATIONS

RULES OF BOATING

Boating rules and conventions have evolved over the years and are now codified in the Regulations for the Prevention of Collisions at Sea. In all circumstances where a collision is possible, these rules determine which vessel has right of way and which must take avoiding action.

The basic rules are that all boats approaching each other must pass port to port (left to left), i.e. opposite to driving on the road in Cayman. Power boats must always give way to sail-boats, and boats that are overtaking must keep clear of other boats. These are the basics, but make sure to read up on more complex situations.

BOAT TRAINING

Boat training is a form of vocational training that helps beginners learn the ropes and can help boost employability,

give companies formal safety qualifications and even lower boat insurance.

See the Vocational Training section in the Education chapter for a list of companies that provide boat training.

NAVIGATION

A GPS or a chart plotter is highly recommended; however, basic navigational knowledge is helpful. Get to know landmarks on the horizon, like the airport, the landfill, The Ritz-Carlton, Kimpton Seafire, Harbour House Marina and more. Fixed or hand-held GPS units can be purchased from Harbour House Marina, Kirk Marine or Scotts Marine.

Whenever you are on your boat, insert any navigational aids as marks on your GPS. These can be channel markers for your canal, floating metal mooring buoys in the Sound or the main channel markers. This can help if you are in a situation with no visibility or out at night and discover a channel marker light is out.

The world is divided into two regions for navigation markers. Cayman is in Region B, which uses the convention that red port marks are on the left when exiting a channel. Remember this by using the mnemonic “Red Right Returning”. This is the opposite system to the UK and Europe.

If a vessel is approaching from your port side, you will see a green light and have right of way. A vessel on your starboard side will show you its red light, so you must give way. The most dangerous situation is if you see both a red and a green light, as this means you are looking at a head-on collision. Make a distinct course change to starboard so the other vessel knows you are taking avoiding action. Remember: “If two lights you see ahead, turn to starboard, show your red”. This information is crucial when boating at night.

BOATING AT NIGHT

Darkness distorts perceptions. Therefore, at night, winds seem stronger, waves seem bigger, and it is difficult to tell if a light

is 600ft or two miles away. Out on the North Sound, it is impossible to see the water depth or coral heads, especially on a moonless night. At night, safe boating involves more common sense. Ensure your navigation lights are working so other boats can see you and carry a powerful torch, at least a million-candle power, so you will be able to pick out channel markers from 300ft away. Use your GPS if you have one.

Although many channels have lights, be aware that markers can drift, and if one marker light is not working, it is easy to mistake a working middle marker for a defunct outer marker.

VHF RADIO

If you are out of mobile phone range in an emergency, use a VHF radio to call Port Security on channel 16. Tell them your boat name, position and coordinates, and the nature of the problem, and they will help. Although channel 16 is the emergency channel, it can carry routine calls to establish communication. Once contact has been made, the conversation must be switched to another working channel. Mayday calls on channel 16 are for life-threatening emergencies only.

Boat owners should acquaint themselves with VHF etiquette in the case of an emergency. In order to have a VHF on board, the boat must have a Maritime ICT Licence, and the operator must have the appropriate Maritime Radio Operators’ Certificate for the type of equipment on the vessel. In Cayman, the legal framework for VHFs is a nightmare as few boats have a licence, and virtually no operators have the required certification. Visit www.ofreg.ky/ict/ship-radio for more information.

BOAT SECURITY

Although a relatively rare occurrence, there have been incidences of boats being stolen. Store expensive equipment indoors as the theft of valuable fishing, diving and boating equipment/gear has become more frequent, and you

BOATING 17 » www. caymanresident .com 291 BOATING 20

are advised to take extra precautions when securing your boat at night. More common is the theft of small engines, movable outboards and electronics. If you see any suspicious activity, please report it to the police immediately and provide a full description, including serial numbers, of anything that has been stolen.

There are devices on the marine market that can help protect your boat. Speak to a marine professional for more information:

Boat Locks: Installing a lock mounted directly to the steering wheel of your boat will help discourage theft of your boat.

Marine Magellan: Includes wireless sensors that monitor intrusion, high water, shore power loss, low batteries and more. Should any of the wireless sensors be triggered, the device will call the designated parties and relay a personalised pre-recorded voice message of the event. The device also allows the owner to call the boat

to receive a system status and remotely manage operations like switching on lights or battery charging circuits.

Sat-Trak GPS Tracking: Suitable for boats, wave runners and jet skis, Sat-Trak devices allow you to monitor the location of your asset online, track activity and recover from theft. Devices include real-time tracking and reports, map and satellite views, and location notifications by text or email when the craft leaves the dock. Satellite tracking will aid the police in the recovery of your boat by tracking its last known location and direction.

Spot Trace: Allows you to track your assets using satellite technology. Once motion is detected, you will instantly receive a text or email and it will allow you to follow them on the map from your phone or computer. This is popular for smaller boats.

Advice and security products can be bought from the following companies:

Harbour House Marina

Tel: (345) 947 1307

www.harbourhousemarina.com

Scotts Marine

Tel: (345) 949 4186

www.scottsmarinecayman.com

SEE AD PAGE 289

The Security Centre Limited

Tel: (345) 949 0004

Email: info@security.ky

The Security Centre carries SATTRAK geotracking devices that allow you to track, monitor and record your boat’s movements 24/7 in real-time. Private security personnel are also available to ensure your marine vessels are secure and monitored.

SEE AD PAGES 186 & 269

PROTECTING YOUR BOAT IN A HURRICANE

There are several precautions you can take to protect your boat during a hurricane. Store boats and trailers ashore, if possible,

BOATING 20 292 CAYMANRESIDENT 202 3 »
VISIT KIRK MARINE TO LEARN MORE ABOUT THE WAKE PRO 454 Commercial Center, Eastern Ave, George Town TELEPHONE: (345) 946-3575 kirkmarine.ky/sea-doo AUTHORISED DEALER FOR

for a better chance of survival. If not, tie your boat together with other boats and do not put it parallel to the shore as waves can capsize it. Remove the bimini top or any items on deck that could become projectile objects in strong winds. Unstrapping masts on sail-boats is also strongly advised. Remember to take everything, including all paperwork, insurance records and electronics, off the boat. Make an inventory, including serial numbers, with photographic or video evidence, of items left on board. For more information on how to secure your boat before and during a storm, visit www. caymanresident.com.

BOAT INSURANCE

Boat insurance is not compulsory in Cayman; however, obtaining it can offer peace of mind. If you have obtained a loan from your bank to purchase your boat, they will most likely require you to have insurance. The following companies offer boat insurance. Please also refer to the Settling In chapter for a list of other insurance providers.

Bogle Insurance Brokers Ltd.

34 and 35 Pasadora Place, Smith Road, GT Tel: (345) 949 0579 or (345) 623 0579

Email: service@bogleins.com

Offers comprehensive and standard liability marine insurance. SEE AD PAGE 143

CG BritCay

BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699

Email: property_ky@cgcoralisle.com

www.cgcoralisle.com

Offers insurance for leisure and other small boats. Receive US$500,000 third party liability at no additional cost. Optional cover for trailer, punt and personal effects. SEE AD PAGE 145

range of yachts, runabouts and other pleasure crafts, as well as charter and work boats. Typical marine insurance covers hull, machinery, protection and indemnity. Pensum has 16 years of experience in international maritime insurance and provides a professional service that is fast, friendly and efficient.

Island Heritage Insurance

Tel: (345) 949 7280

Email: customercare@islandheritage.com.ky www.islandheritageinsurance.com

Their yacht insurance covers third-party liability and protection for boat owners from risks like fire, theft, sinking, weather damage and collision. SEE AD PAGES 142, 173 & 279

BUYING & MAINTAINING A BOAT

Once you have decided on the type of boat, the next thing to decide is whether you want a new or used vessel. Several brokers specialise in used boat sales and they can also help with the process of buying a new one, whether in Cayman or overseas.

Brokers can help determine what you need in a boat and scour the market with you as your ally. Plus, if you purchase a boat from a local dealer, you have the benefit of on-Island warranty service.

There are several new boat dealers in Cayman, so pricing is competitive. The sales staff are also very knowledgeable and know a lot about the nature of the market and our waters.

BOAT DEALERS, MAINTENANCE & OUTBOARD ENGINES

Automotive Art & Yamaha Power Sports

480 Shedden Road, George Town

Tel: (345) 949 7102

Avalon Marine

Tel: (345) 945 5103

and captain services. Haul launch and storage for boats and trailers. Brokerage for new and used boats, both local and international. Extensive experience working in the local and US market to find, survey, purchase and deliver boats to Cayman. SEE AD PAGE 299

Boating Made Easy

256 North Church Street, George Town

Tel: (345) 749 7555

Cayman Power Sports & Marine

Tel: (345) 943 2005

Email: service@cpsm.ky

Compass Marine

Tel: (345) 916 0660

Email: mike@compassmarine.ky

Harbour House Marina (HHM)

Marina Drive, Prospect

Tel: (345) 947 1307

Email: info@harbourhousemarina.com

HHM is a full-service marine facility and Boston Whaler dealership. They also sell Sea Ray, Release Boats and Honda Marine. HHM is the only authorised applicator of Sea Hawk antifouling paints in the Cayman Islands.

Kirk Marine Eastern Ave, George Town

Tel: (345) 946 3575

www.kirkmarine.ky

Kirk Marine is one of Grand Cayman’s most well-stocked fishing tackle, boating and marine stores and carries all the major brands. They have a full-service boatyard and are authorised distributors for YOLO Paddleboards and Sea-Doo. The parts department has a large inventory of trailer parts, engine parts and boat repair and maintenance supplies.

SEE AD OPPOSITE PAGE

MooreMarine Services

Tel: (345) 949 6672

Pensum Services

Unit A7, Cayman Business Park, GT Tel: (345) 923 6655

Email: insurance@pensum.pro

www.pensum.pro

Pensum’s marine insurance covers a wide

Mobile: (345) 516 7708

Email: rafe@avalonmarine.ky

Mobile and fixed location boat maintenance, repair and full management services for all vessels and watercraft. Mechanical, engine, plumbing, electrical, electronics and cosmetics

Email: info@mooremarineservices.ky

Pro Yacht

Tel: (345) 945 4676

Email: info@proyacht.ky

Emergency Tel: (345) 516 4676

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Sells Robalo, Jupiter Marine, Invincible Boats, Viking Yachts, Valhalla Boatworks, Cummins, and Kawasaki.

Scotts Marine

The Barcadere Marina, George Town

Tel: (345) 949 4186

Email: info@scottsmarinecayman.com

www.scottsmarinecayman.com

Located at Barcadere Marina on North Sound Road, Scotts Marine is a full-service marine centre and boat yard with a 110-tonne marine travel lift, and a 15,000sq ft showroom, chandlery and service centre. Scotts Marine is Cayman’s exclusive factory-authorised Mercury Marine and Volvo Penta dealer and is an authorised dealer for Fischer Panda marine generators, Yamaha and Yanmar marine engines, providing manufacturer-backed warranty and a factorytrained and certified service team. They are also exclusive dealers for Tiara yachts, Scout, Pursuit, Cobalt and Bayliner boats, along with Hobie sailboats, kayaks and SUPs and offer a full line of marine batteries, parts, accessories, electronics, safety equipment, fishing supplies, apparel and more. SEE AD PAGE 289

MAINTAINING A BOAT

If you buy a boat, bear in mind that a combination of salt and sun is the perfect cocktail for rust and ageing! Taking a few minutes to hose down the boat with fresh water after a trip out on the sea is probably one of the easiest maintenance procedures you can do. This will reduce the chance of corrosion in your engines, bimini tops, snaps and other metal parts. It is recommended that you also do the following:

> Flush your outboard motors, preferably using products like Salt Terminator, each and every time you take out the boat.

> Give your boat a soapy wash using a premium marine non-phosphate and non-toxic “boat wash”. This will ensure that you get rid of any contaminants from the sea while retaining all your waxes and keeping the environment safe. Never use a household detergent on your boat!

> Wax your boat using a premium marine wax once every six to 12 months. This will

revive the look of the boat considerably and protect the boat from salt and sun. The wax can be applied by hand, but it’s easier with a good dual-action polisher to get the job done quickly.

> Use a non-slip floor cleaner for your boat floors, marine aluminium cleaner for the aluminium top and premium marine vinyl cleaner and protector for all vinyl. All washing, waxing, polishing and compounding can be applied on all painted or gel-coated, fibreglass or urethane surfaces, including the engines and engine covers, interior floors and gunnels, to keep them all shining like new. Invest in good covers for your boat and engine to prolong their lives. Blocking out the sun is by far the best solution to keeping everything pristine. Use only marine products, including brushes, for scrubbing and ensure that all products used don’t endanger aquatic life or degrade our waters. Marine cleaning products can be purchased at Harbour House Marina, Kirk Marine and Scotts Marine. These companies also offer boat cleaning services.

If you keep your boat in the water fulltime/permanently, you will need the hull to be coated in anti-fouling paint. This process will need to be repeated annually to protect your boat from barnacles and algae. If left uncoated, marine growth will cause a drastic reduction in the performance of your vessel as well as risk long-term damage to the hull itself and engine(s). It is recommended that antifouling is carried out by a professional boat handler who can haul your boat out of the water, and trained staff will apply it. Anti-fouling is extremely caustic and is carcinogenic, so it should be applied using the appropriate cover ups, including a full respirator mask and gloves.

Engine service should be undertaken regularly and in conjunction with the warranty. This would normally be carried out at the same time as anti-fouling. Fluid levels should also be checked regularly along with the batteries.

Repairing Boat Upholstery

AllMarine & Outdoors

Tel: (345) 945 7767 or (345) 321 2424

Specialises in remaking, refitting, repairing and restoring marine upholstery.

Harbour House Marina

Tel: (345) 947 1307

Email: info@harbourhousemarina.com

Suppliers of custom-made boat covers, boat seats, cushions and bolsters, boat enclosures, bimini tops and marine carpets.

Boat Storage

Many of the major marinas provide boat storage, alternatively contact Boating Made Easy, Tel: (345) 749 7555.

BOAT LICENSING FEES

The Government imposes an annual licensing fee on vessels in Cayman, which is collected by the Port Authority. It is the responsibility of a boat owner to complete a licensing form and let the Port Authority know of any changes. Licensing fees are charged yearly. Boats under 21ft are free, 21-30ft is CI$200, 31-40ft is CI$1,000, 41-50ft is CI$2,000, 51-60ft is CI$3,000, 61-70ft is CI$4,000, 71-80ft is CI$5,000, 81-90ft is CI$6,000, 91-100ft is CI$7,000 and all boats over 100ft are CI$10,000. Jet skis for private and commercial use are free. Commercial boats also need to be licensed, but the process is a little more complicated than for pleasure vessels. Note that there is no licensing fee so long as a valid business licence is submitted with the application. To download a form, visit www.caymanport.com/forms/. You can also register your boat and its name; however, this is not required for private local vessels.

For large vessels that move internationally, Cayman offers various vessel registration options; visit www. cishipping.com for more information.

MARINAS & MARINE FUELLING STATIONS

MARINAS

The Cayman Islands is a British Overseas Territory and, as such, is a highly regulated

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jurisdiction with entry to the Islands controlled exclusively by CI Immigration and HM Customs. The official port of entry for Grand Cayman is the main port on the west coast of George Town. Without exception, once arriving within 12 miles of the Islands, all vessels wishing to clear into Cayman waters must notify CI Port Security via VHF 16 for instructions on how to proceed. They are open MondayFriday, 8.30am-4pm, and Saturdays, 8.30am-12.30pm. An extra fee is applied when you enter out of these times. It is entirely up to Port Security to direct you to your clearing-in point as determined by Customs and Immigration, and failure to notify the authorities of your arrival in Cayman waters or to comply with Port Security instructions can result in fines and penalties for the vessel. You must have a passport valid beyond the date of stay to enter. However, with advance notice, and timely receipt of relevant documentation, it is also possible to request Customs and Immigration clearance for visiting vessels at the Barcadere Marina in George Town.

The Barcadere Marina

The Barcadere is a world-class, award-winning marina located in George Town, right next to the Owen Roberts International Airport. It features direct access to the North Sound and other local attractions like the world-famous Stingray City and diving on the North Wall. The marina offers berthing for boats and yachts up to a maximum of 8ft draft, with individually metered water and power. There are luxury washrooms, free wireless internet and nightly security, all in a safe and secure environment. Their dockside fuel station, Scotts Landing, features premium ValvTect marine fuel and offers a sewage pumpout service. Also located onsite is Scotts Marine, the Island’s exclusive Mercury Marine dealer, which features a full-service boatyard with a 110-tonne marine travel lift and a 15,000sqft sales and service centre representing all of the top marine brands. The Barcadere Marina is also home to George Town Yacht Club, a casual waterfront bar and restaurant with your choice of inside, poolside or dockside dining. The food is delicious and well-priced, and it is a recipient

Award Winning Environmentally Friendly Marina

• Grand Cayman’s only true full ser vice marina facility

• Located in George Town, right next to Owen Rober ts International Airpor t

• Accommodating vessels up to 100' long and 8' max draft

• Metered power and water at ever y slip and free WiFi

• Luxur y washrooms with showers and lockers

• Safe, secure and well lit, with nightly security and CC T V

Fuel Station & Convenience Store

• Valvetect marine fuel specially formulated for marine engines

• Land side and dock side fuelling

• Deliver y available right to your boat or generator

• Complimentary dock side sewage pump-out

• Ice, bait, snacks and refreshments

Open Hours Mon to Sun, 7am to 7pm

Showroom, Chandler y

Haul- out & Boat Yard

• Featuring boats from Tiara, Pursuit, Cobalt, Bayliner Trophy and Scout

• Now featuring Hobie Stand Up Paddleboards, Kayaks and Sailboats

• Dealers for Mercur y Marine, Yamaha, Yanmar and Volvo Penta motors

• Boat yard with 100 ton Marine Travel Lift

• Ser vice center and chandler y

• favorite brands

Open Hours | Mon to Sat 8am - 5pm

Yacht Club, Restaurant, Bar & Clubhouse

• Local and International cuisine with an emphasis on fresh seafood

• Casual water front and poolside dining

• Fresh catch ever y day

• Arrive by land or sea, lots of parking for cars and boats

• Private Clubhouse for parties and events, contact us for rates

Open Hours: Mon to Fri, 11am to 9pm kitchen closes, Sat & Sun, 8:30am to 9pm kitchen closes

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of TripAdvisor’s Certificate of Excellence. Visit www.gtyachtclub.com. Tel: (345) 949 3743 or visit www.barcadere.com. SEE AD PAGE 295

The Cayman Islands Yacht Club and Marina

This marina can be found in Governor’s Creek on the west side of Grand Cayman. It can cater for up to 166 boats of varying sizes (30ft to 150ft long with a maximum draft of 6.6ft). The facility offers 24-hour manned security, full CCTV coverage and private dock access via secure key cards, which provides peace of mind for your vessel. There is a fuel depot for both boats and vehicles, wet slips and individual pump-out systems, as well as power and water on each slip and a whip panel, which allows onboard refilling of dive tanks – a great convenience to commercial dive operators. There are two restaurants onsite and a fully stocked convenience and liquor store, bar and chandlery. To contact them for more information or to rent a dock, Tel: (345) 747 2492 or visit www.ciyachtclub.ky.

Harbour House Marina (HHM)

HHM offers canal dockage with direct access to the North Sound with free showers, wifi, electricity and water. Full dockside maintenance services are offered as well as boat storage with 24hr security. Tel: (345) 947 1307 or email: service@harbourhousemarina.com.

Kaibo Marina

Open to boaters using Kaibo Restaurant & Bar, Kaibo Beach Espresso and Upstairs at Kaibo is a 26-berth Poralu Marina floating dock. Its environmentally-friendly design allows sunlight through to the water below so that marine life can flourish. Offering electricity and water hookup and locked-gate walkways, the 26 boat slips are available for short-term, overnight and long-term rental. Visit www.kaibo.ky to make a dock booking.

MARINE FUELLING STATIONS

On the North Sound there are three marine fuelling stations – Scotts Landing at the Barcadere Marina, the Cayman Islands Yacht Club on Governor’s Creek and Harbour House Marina on the south side of the Sound. All three locations sell gasoline and diesel. No ethanol gasoline is

sold at marinas in Cayman, and the only land-based location is Refuel (Tel: (345) 745 3835) at 126 Maclendon Drive, Industrial Park in George Town.

Please note that Cayman Islands Law states that all fuel stations must display their fuel prices in CI dollars per imperial gallon, except at marinas where prices must still be displayed in CI dollars per imperial gallon but may be dispensed and charged in CI dollars per US gallon, which is approximately 20% less per volume than an imperial gallon.

The diesel being sold in Cayman today is ultra-low sulphur. However, it is worth checking which marine fuel stations add a lubricity booster to their fuel to help prevent deposits from accumulating in fuel injector pumps. Scotts Landing, located at the Barcadere Marina, is the Island’s exclusive dealer for ValvTect Marine fuel, which is specially formulated to ensure the best performance from your boat or watercraft but is also ideal for use in generators and will improve the performance of vehicles and other equipment. They are open 7am-7pm, seven days a week, and feature dockside and landside fuel dispensers for your convenience. They guarantee to provide only ultra-low sulphur diesel and premium 93 octane gasoline. The Valvtect additive causes fuel to burn more cleanly, reducing harmful exhaust emissions while cleaning your motor’s fuel system and combustion chambers and it is proven to increase performance and fuel economy by up to 7% in independent testing. It also increases the stability of the fuel and contains extra water dispersants and corrosion guard technology. The diesel additive boosts cetane level and lubricity, making it more suitable for EU diesel engines using the lower cetane US spec diesel available on-Island. Scotts Landing also offers a full-service dockside sewage tank pump-out service for boats.

GETTING OUT ON THE WATER

BOAT LEASING CLUB

For those who think they might only be in Cayman for a couple of years but still

want to get out on the water or for those who don’t want the associated costs of maintaining a boat, joining a boat club may be a good solution.

The Leisure Boat Club is a boutique service offering an exclusive boating lifestyle to its members without the hassles of ownership. Tel: (345) 949 6672 or email: info@ leisureboat.ky.

BOAT RENTALS

For those wanting to get out on the water, visit the Sandbar and its resident stingrays, snorkel the Coral Gardens, take a sunset cruise or explore the North Sound. These are a few of the great options suggested over the next couple of pages. You can also find more information, including times and prices, by visiting www.explorecayman. com. If you want to rent a sailing dinghy, Laser or Pico, then a great option is to call the Cayman Islands Sailing Club, Tel: (345) 947 7913 or email: booking@sailing.ky.

TOURS & PRIVATE BOAT CHARTERS

Numerous companies offer North Sound boat and snorkelling trips. Half-day trips usually include stops at the Sandbar and the Coral Gardens to snorkel. Full-day trips include all the stops mentioned above but also include conch hunting (when in season) and a delicious local seafood lunch either cooked and served on board the boat or on the beach at Cayman Kai. For the latest information on tours and private boat charters, visit www.explorecayman. com.

Cayman Eco Adventures (Tel: (345) 916 0503) offers both power boat and catamaran trips to Stingray City and Starfish Point, plus a stop for snorkelling and then lunch at Kaibo. Cayman Ferries (Tel: (345) 325 7777) runs a ferry service from Camana Bay to Rum Point and Kaibo and back. The 30-seat ferry leaves Camana Bay every two to three hours. Tickets must be booked using the Cayman Ferries Passenger mobile app available on iOS and Android. Cayman Luxury Charters (Tel: (345) 938 2525) offers luxury private

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charters aboard their four stunning boats with access to watersports such as reef fishing, jet skiing and tubing. Set your own itinerary and enjoy a superb day or evening on the North Sound. Crazy Crab (Tel: (345) 927 2722) provides private boat charters to Stingray City and other areas of the North Sound. Five Star Charters (Tel: (345) 769 1365) provides luxury private charters aboard their 48’ Sea Ray Sundancer. Choose from a half day or full day cruise and set your own itinerary; watersports such as jet skiing and tubing are also available. Frank’s Watersports (Tel: (345) 925 2783 or (345) 945 5491) runs half and full-day snorkel lunch outings and Stingray City trips. Get Bent Charters (Tel: (345) 925 6425) offers trips to Stingray City with a stop at one of Cayman’s best lunch spots on the water. You can even add in some reef fishing to your trip. Paradise Pontoons (Tel: (345) 321 0000) offers private charters along Seven Mile Beach. Cruise along the tranquil waters or choose from activities like guided snorkel trips to areas such as the USS Kittiwake or the coral reefs. Evening tours are also available. Reel-Fin-Addict Charters (Tel: (345) 929 2396) specialises in private charters to Stingray City aboard their 38ft Intrepid power boat. Trips include stops at the Coral Gardens and Starfish Point in the North Sound.

SAILING Sailing Charters

Cayman Eco Adventures (Tel: (345) 916 0503) offers catamaran trips to Stingray City and Starfish Point, plus stops for snorkelling and lunch at Kaibo. Neil Galway of Sail Cayman (Tel: (345) 916 4333 or email: neil@sailcayman.com) is RYA Yacht Master certified. Sail Cayman offers exclusive private sailing and powerboat charters for full or half-day charters. Point Blue Sailing (Tel: (345) 925 7772 or www. pointbluesailing.ky) offers full or half-day snorkelling trips, with lunch and dinner options also available.

Red Sail Sports (Tel: (345) 623 5965) boasts a fleet of five luxury 65ft sailing catamarans. They also offer snorkelling

trips along Seven Mile Beach. Ask about their resident discounts. Finally, Captain Bryan offers catamaran sailing tours to Starfish Point, Stingray City Sandbar and Barrier Reef (three-and-a-half hour tour).

Evening Sailing

Evening sailing trips in Cayman are a special experience and luckily there are several options available. Sail Cayman (Tel: (345) 916 4333) offers sunset sails seven days a week. Sail with Friends (Tel: (345) 548 8060) offers private trips on their 38ft catamaran. Their sunset tours are particularly enjoyable. Red Sail Sports (Tel: (345) 623 5965) offers several evening sailing options on one of their 65ft catamarans. Cruise the coastline on their popular Sunset Sail or dine onboard their Dinner Sail with food served fresh off the barbeque.

Sailing & Yacht Clubs

If you are a keen sailor, you may want to join the Cayman Islands Sailing Club (Tel: (345) 947 7913). Sailing lessons for adults and children are available throughout the year. Training rotations for kid and adult lessons are offered on their Hartley fleet and other dinghy fleets, as well as J22 lessons for the more advanced sailors who are interested in racing. There are also opportunities for those with their own larger sailboats, as the cruiser fleet arranges periodic races, rallies to the Sister Islands and Cuba, full moon sails and get-together ‘sailaways’. The Sailing Club has a scenic clubhouse overlooking the North Sound and often hosts parties and socials. Various types of sailing boats can be rented by the hour, half or full-day, and members get a discount. Email: rharvey@sailing.ky or coach@sailing.ky for information about their skipper course, learn-to-sail camps, school lessons, sponsorship and sailing schedule. Visit www.sailing.ky for more information and rates. SEE AD PAGE 429

Another option is the George Town Yacht Club (GTYC), based at the Barcadere Marina at the end of North Sound Road in George Town. The GTYC includes a club house

with a restaurant and bar, changing rooms with showers and lockers and a recreational pool for families and kids. Anyone can dock their boat right up to the restaurant and bar, which offers a casual ‘back porch’ dining experience. This family-friendly facility provides a full roster of events and activities, regularly attracting the larger public on weekends and also serves as a popular private party venue. For more information email: info@barcadere.com or Tel: (345) 949 3743.

FISHING

Fishing Trips & Tournaments

Numerous companies offer deep sea fishing trips and guests will have the opportunity to catch blue marlin, white marlin, sailfish wahoo, mahi-mahi and tuna. Cayman Eco Adventures (Tel: (345) 916 0503) offers full day or half day deep sea and reef fishing trips aboard their Everglades 435CC; a comfortable and speedy power boat. Reel-Fin-Addict Charters (Tel: (345) 929 2396) run private deep sea and reef fishing charters from their 55’ Ocean Yacht Super Sport. Their crew are award winning anglers.

Cayman’s annual fishing tournaments are hugely popular. The Cayman Islands Angling Club puts on numerous tournaments during the year, including the annual Cayman Islands International Fishing Tournament, held every year in April or May. Visit www.fishcayman.com for more information.

Light Tackle Game Fishing

Bonefish, tarpon and permit can be caught around all three islands, but Little Cayman is renowned for inshore gamefish, and there are some spectacular fishing opportunities for those who enjoy the sport. Bonefish can be found on the ‘flats’; these are inshore waters that are typically shallow and covered in turtle grass. In many areas of Little Cayman you can find these flats right along the edge of the coastline. Bonefish usually weigh less than 12 pounds and are known as the ‘grey ghost’ or ‘phantom’ fish. Pound for

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pound, bonefish are one of the fastest and strongest of all the salt-water fish species. They are considered to be among the world’s premier gamefish and are highly sought after by anglers.

On the south side of Little Cayman, there is an inland pond that got its name ‘Tarpon Lake’ because it is packed with tarpon, otherwise known as ‘Silver King’. The fish in Tarpon Lake never seem to grow above 15 pounds, but they can be taken on the fly rod and with spinning tackle.

To access the fish in the lake, you will need a guide or a small boat because you need to row around. The bottom of the lake is not suitable for wading because the mud is deep, and the perimeter of the lake is a dense thicket of red mangroves. The best time to go is early in the morning. If you get there shortly after sunrise, it is possible you may witness what is known as the ‘tarpon frenzy’, when the Gambusia minnows (a small bait fish) get pinned against the edge of the pond by a large number of tarpon and the minnows are unable to shelter in the roots of the mangroves because hundreds of herons and egrets are waiting on the banks. The birds crowd the edge of the mangroves and strike at any minnows within reach. It is an awesome spectacle with a constant roar of tarpon hitting the surface as they gorge themselves on the bait fish. During this frenzy, it is almost impossible to avoid catching a fish if you present the fly or lure anywhere close to the action.

Fishing Restrictions

Anyone can fish from the shore or from a boat in deep water, but there are very strict rules on the size of fish you can catch and there are some you must immediately release if you catch by mistake. The rules are as follows: Jewfish (goliath grouper), tilefish (whities), filefish (pipers) and angelfish, including Grey, French and Queen angels (old monks), are protected and not allowed to be taken from Cayman waters at any time.

Of the fish that you can catch, there is

an eight-inch minimum size on all other species except goggle eyes, sprats (herrings), silversides, anchovies and fries, including loggerhead and fine fry. However, there are different rules for Nassau groupers. There is a 16’’ minimum catch size throughout all of the Cayman Islands, year-round, and no Nassau groupers can be caught using a speargun. Nassau grouper cannot be taken from the 1st of December to the 30th of April. Outside of this, there is a catch limit of five per person or five per boat per day, whichever is less. No one may take Nassau grouper from a Designated Grouper Spawning Area and no fishing (by line or speargun) can be done within a mile radius of a Designated Spawning Area. The same applies to fish pots. If you see any fishing taking place in or around a Grouper Spawning Area call 911 immediately, and a police boat will be sent to investigate.

Designated Grouper Spawning Areas

In accordance with DoE regulations, the designated areas are Coxswain Bank and South West Point in Grand Cayman, the east and west end of Cayman Brac and Little Cayman and the Twelve Mile Bank. We discourage you from catching or eating grouper as they have been over-fished and the population has been severely depleted.

Licences For Fish Pots & Spearguns

Fish pots and spearguns must be licensed by the National Conservation Council, and only Caymanians over the age of 18 may be granted a licence. Spearfishing or laying a fish pot trap within a one-mile radius of a designated conservation area or from the 1st of November to the 31st of March is prohibited. When entering the country, you must declare all spearguns. Email: doe@gov.ky or visit www.doe.ky.

Lionfish Hunts & Culling Licences

Lionfish are an invasive species and a significant threat to our marine ecosystem. Lionfish consume the majority of small fish on a reef within a relatively short amount of time, and have no natural predators in the Caribbean Sea. Lionfish are venomous.

Divers, snorkellers and fishermen can obtain training and a licence from the DoE to cull them. Do not attempt to catch one without proper training. For more information, contact the DoE. Tel: (345) 949 8469, email: doe@gov.ky or visit www.doe.ky/marine/lionfish-invasive. See the Diving chapter for details.

MARINE RULES & REGULATIONS

You are obliged to familiarise yourself with the applicable boating, marine and environmental laws when using Cayman’s waters. These include catch and size limits, open and closed seasons and restrictions in each protected area. Breaches of the law are treated as serious offences and anyone committing an offence against the National Conservation Act and its regulations is liable to a fine, imprisonment or both. Tel: (345) 949 8469 to report any offences.

The Department of Environment (DoE) has an app called ‘CaymanDoE’, which has up-to-date information and maps on Cayman’s marine parks and National Conservation laws. You can also visit www.doe.ky to download the marine parks map. Boating and navigational laws can also be found on the Port Authority’s website (www.caymanport.com).

Lobster, Conch & Other Catch Limits

Lobster season is closed from the 1st of March to the 30th of November. Catch limits per day in open season are three per person or six per boat (two or more people), whichever is less. Lobster tails must be a minimum of six inches long, and only spiny lobster (P. argus) can be taken. Conch season is closed from the 1st of May to the 31st of October. Catch limits per day are five per person or 10 per boat (two or more people), whichever is less. Lobster and conch may never be taken from a marine protected area.

Whelk season is closed from the 1st of May to the 31st of October and the catch limit is two-and-a-half gallons in the shell or two-and-a-half pounds of processed whelks. Nassau grouper closed season is

BOATING 20 298 CAYMANRESIDENT 202 3 »

from the 1st of December to the 30th of April. During the open season, the catch limit is five per person or five per boat per day, and only fish between 16 and 24 inches (inclusive) may be taken. No one may spear Nassau grouper. All of the above rules also apply to the purchase of lobster, conch, whelk or grouper caught in Cayman waters.

Echinoderms (starfish, sea eggs, urchins, sea cucumbers, sand dollars, etc.) and elasmobranchs (sharks, stingrays and other rays) may not be taken from Cayman waters at any time. No one may disturb, harass or harm turtles. Furthermore, no one may take turtles in Cayman without a licence. Possession of turtle eggs is prohibited.

No one may use food to attract any sharks in Cayman waters. For a list of protected fish, go to www.doe.ky.

Taking any marine life (dead or alive) while scuba diving is prohibited. Do not wear gloves while diving or snorkelling. Damaging coral in any manner is illegal.

Marine Park Regulations & Anchoring Cayman’s marine parks were put in place in 1985. Due to environmental stressors, like declining fish populations, reef degradation, climate change and rapid population growth and development, marine parks are extremely important for Cayman’s fish population to remain sustainable. The marine parks in the Cayman Islands cover 48% of the coastal waters near Grand Cayman, 43% on Cayman Brac and 57% on Little Cayman. You cannot take any marine life, whether alive or dead, within a Marine Park Zone. Line fishing from shore is permitted, as is line fishing at depths of 80ft or more. Taking fry and sprat with a fry or cast net is allowed.

Note: fish traps, spear guns, pole spears and other nets are prohibited. No anchoring is permitted; only the use of fixed mooring is allowed. The exception is that boats of 60ft or less may anchor in sand, so long as no grappling hook is used, and neither the anchor nor the rope or chain will impact coral. Anchoring is also permitted in

designated port anchorage areas. Contact Port Security on VHF channel 16. In Bloody Bay, Little Cayman, restrictions have been placed on the use of the marine park, and no commercial operations may use it without a licence. Visit www.doe.ky for details.

Replenishment Zone Regulations

In Replenishment Zones, line fishing and anchoring are permitted, as long as you do not damage coral. Boats must not impact coral in any way. Taking conch or lobster, and using spear guns, pole spears, fish traps and nets are prohibited.

Environmental Zone Regulations

Restrictions in the Environmental Zone are strictly enforced. The rules are no marine life, whether alive or dead, can be taken, no in-water activities are permitted, the public may only access at speeds of five mph or less and no boat can drop anchor. Line fishing, fish traps, nets and spear guns are strictly prohibited.

rafe@avalonmarine.ky

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Health & Wellness

Over the past few years, healthcare (regulations, facilities and practitioners) has played a more prominent role in the Cayman Islands due to the ongoing Coronavirus (COVID-19) pandemic. Cayman is fortunate to have over 200 registered healthcare facilities, including pharmacies, laboratories, physician practices and therapy clinics, over 700 registered practitioners and numerous private specialists. The combined work of all these faculties has helped keep Cayman’s community safe during these unprecedented times, providing access to vaccinations and crucial medical care.

Medical Tourism & Technological Advancements

2022 saw continued innovation and major developments in the health and wellness community across both public and private sectors. In the public sphere, the Health Services Authority (HSA) expanded its range of services by opening a new specialist clinic at Smith Road Medical Centre (150 Smith Road), offering services including general surgery, ENT, urology, internal medicine, pain management, chiropractic, neurosurgery, complementary and alternative approaches to medicine (CAM) and more. This new facility is a beneficial introduction to Cayman’s medical field and refers to old holistic and naturopathic approaches to medicine on which so many generational Caymanians have been reliant.

HSA has also opened a new pharmacy, cardiology clinic, general practice, public health clinic and additional phlebotomy

HEALTH & WELLNESS 21 300 CAYMANRESIDENT 202 3 »
Medical Tourism & Technological Advancements 300 COVID-19 in the Cayman Islands 302 Health Insurance 303 National Statistics 306 Local Hospitals 307 District Health Centres 309 Overseas Treatment Facilities 309 Diagnostic Imaging 312 Medical Care (General & Family) 313 Medical Specialties 317 - Anaesthesiology & Pain Management 317 - Cardiology 319 - Cosmetic Medicine & Surgery 319 - Dermatology 320 - Endocrinology/Diabetes 321 - Fertility Treatment 321 - Gastroenterology/In-Home Nursing Care 321 - Internal Medicine/Infectious Disease 322 - Neurology & Neurosurgery 322 - Obstetrics & Gynaecology 322 - Oncology 324 - Ophthalmology 324 - Orthopaedics & Sports Medicine 325 - Otorhinolaryngology (ENT) 328 - Paediatrics 328 - Pathology 330 - Psychology, Psychotherapy & Counselling 330 - Radiology 334 - Stem Cell Treatments 334 - Surgery/Rheumatology 335 Dental & Orthodontic Health 336 Alternative Medicine & Medical Care 340 - Acupuncture & Alternative Medicine 340 - Audiology 341 - Chiropractic 341 - Homeopathy/Hyperbaric Oxygen Therapy 342 - Hypnotherapy 342 - Massage Therapy 342 - Medical Cannabis 342 - Nutritionists/Dieticians 342 - Occupational Therapy (OT) 343 - Optometry 343 - Physiotherapy 343 - Spas (Medical) 345 - Speech & Language Therapy (SLT) 346 Medical Supplies & Equipment 346 Pharmacies 347
Photos courtesy of Doctors Hospital & Julie Corsetti

Family is everything.

Which is why we work hard to keep yours healthy.

At Doctors Hospital, we go beyond traditional medicine to bring you tailored, holistic programs for your entire family. Through our commitment to best-in-class medicine and patient-centric care, we’ll help you and yours live a vibrant, healthier, and longer life.

• 24/7 Urgent Care

• Cardiology

• COVID-19 Testing

• Child & Teen Health

• Imaging Services

• Laboratory Services

• Maternity Services

• Men’s Health

• Neurology

• Oncology

• Pharmacy

• Surgical Services

• Urology

• Wellness

• Women’s Health

Discover the difference your family deserves.

Learn more at doctorshospitalcayman.com

laboratory, all located within the Smith Road Medical Centre. They’ve also outfitted their waiting rooms with ergonomic seating designed for seniors and patients with mobility issues, ensuring patients feel comfortable in a nurturing, aesthetically pleasing environment.

HSA’s new Cayman Islands Molecular Biology Laboratory (CIMBL) will perform diagnostic genome sequencing to help advance medical treatment and outcomes for patients in the Cayman Islands. A major advantage of this new service is its local availability, resulting in the reduction of time, cost and inconvenience currently associated with sending samples overseas. It also removes the issue of having to undergo expensive medical travel.

A new telemedicine robot has also been added to the Little Cayman Clinic to give patients and staff the experience and familiarity of a face-to-face encounter with the HSA’s remote physicians during initial exams, treatments and during postprocedural follow-ups.

Furthermore, at the Cayman Islands Hospital, HSA is prioritising a reduction in its energy consumption and carbon footprint by spending approximately $2 million on green investments. By installing energy-efficient thermal windows, a solar photovoltaic system, four advanced chillers, LED lighting and an on-site oxygen plant it is predicted that such initiatives will provide greater sustainability in the public health sector while also benefitting the patient experience at the HSA.

In the private sector, we are seeing similar interest in healthcare facilities wanting to prioritise inclusivity and accessibility for all patients across the Cayman Islands. For instance, Health City Cayman Islands, which established a 110-bed hospital in East End in 2014, has broken ground on a new US$100 million super-speciality hospital in Camana Bay. The new facility will feature a specialised cancer care centre, neonatal intensive care unit, emergency pavilion, critical care unit and emergency multi-speciality programme,

including an expansion on roboticassisted surgery, which was introduced to the Island by Health City for the first time last year. Parts of the new hospital, like the radiotherapy unit, are expected to open at the beginning of 2023, while the entire project is slated for completion by the end of the year. This new location will cement Grand Cayman as a medical tourism destination in the Caribbean, being the first in the region to offer services like bone marrow transplantation, CAR-T Cell therapy and a one-of-a-kind NICU. Over the next 10 years, the owners aim to construct a 2,000-bed facility with two hotels and a residential community.

Furthermore, plans have been announced for a US$350 million medical tourism hospital: Aster Cayman Medcity. This hospital will be constructed in three phases. Phase one will focus on a 150-bed hospital in West Bay with tertiary and quaternary care. Quaternary care relates to super specialised treatments. Phases two and three will follow years later, incorporating assisted and independent living facilities, with 100 units each. The final phase is slated to take place around seven years after the hospital is operational and will involve the construction of a medical university and the expansion of the hospital up to 500 beds.

Such initiatives will provide more jobs for residents in the healthcare field; local developer, Gene Thompson, predicts nearly 2,000 positions will need filling, both directly and indirectly, and Caymanians would be given precedence with construction roles.

The new facility will target the 1.4 million medical tourists who travel overseas for healthcare from the US annually, along with patients from Canada and other Caribbean Islands.

Services around mental health have also continued to grow. Last summer, a new mental health hub created specifically for children and adolescents opened at the Cayman Islands Hospital. The facility, which is run in partnership with the Alex Panton Foundation, is open 24/7 and

offers walk-in assistance for youth who need immediate care.

In East End, a larger inpatient mental health facility, Sea Change, is set to open early this year after COVID-19 caused building delays in 2022. The project, which is spearheaded by Dr Marc Lockhart, will include nine cottages, each housing up to six people. The CI$15 million, 15-acre facility will help fill a critical gap in Cayman’s long-term mental health care offerings.

COVID-19 in the Cayman Islands

In March 2020, at the start of the global Coronavirus pandemic, the Cayman Islands government ordered a national lockdown that lasted for three consecutive months. This ‘stay-at-home’ order led to the closure of hotels, restaurants, schools and nonessential businesses across the Islands. Flights were very limited, offered only at first to returning residents, Caymanians and work permit holders.

Although the lockdown had a significant impact on the tourism industry, it yielded great results and the Cayman Islands managed to remain COVID-free for over a year. During this time, the government also implemented a successful vaccination programme, and most of Cayman’s population is now double vaccinated.

At the time of publishing, 95% have received one dose, 92% have received two and 36% have received their booster.

Like many countries across the globe, Cayman’s government implemented a phased border reopening to help slow the spread of COVID-19. At the time of publishing, all of Cayman’s major Coronavirus restrictions have been removed. As of August 2022, travellers to the Islands are no longer required to provide a pre-arrival COVID-19 test, apply for travel via Travel Cayman, quarantine upon arrival and be vaccinated prior to arriving. The mask mandates have also been removed, including on flights inbound to Cayman. However, individual businesses and healthcare facilities have the right to implement their own mask mandates as desired, so keeping a few masks

HEALTH & WELLNESS 21 302 CAYMANRESIDENT 202 3 »

on-hand is still recommended.

For those on-Island who test positive for COVID-19 via a lateral flow test, it is no longer necessary to complete a confirmation PCR test at an official Health Services Authority testing clinic, however you are still encouraged to report your positive LFT result through the Cayman Islands Government website.

If an individual tests positive, they are required to isolate for a period of no less than seven days. However, it is no longer necessary to take an exit PCR test upon the completion of this isolation period.

If you are sharing accommodation with someone who has tested positive, you may continue socialising, working and attending school, however, as a courtesy to others in the community you should take a LFT test if you begin to feel unwell, and isolate if you receive a positive LFT.

Since the beginning of the Coronavirus pandemic over 30,000 cases of COVID-19 have been recorded in the Cayman Islands, along with 32 deaths. Although, at the time of

publishing, there are no entry requirements, the ever-changing nature of the pandemic means that Public Health will continue to monitor the situation in the Cayman Islands closely and enforce regulations as they see fit. If you are planning on travelling to Cayman, make sure you are up to date on the latest COVID-19 information. Visit www.caymanresident.com/health/healthadvisories/coronavirus.

HEALTH INSURANCE

Given the wide variety of services available, Cayman can provide quality care for most medical situations. However, healthcare and medications are costly, so it is essential that you either have a health insurance policy that covers travel if you are visiting or health insurance coverage if you are a resident. With local life expectancy continuing to climb, child vaccination rates hovering over 90% (except for COVID-19), and 94% of the population covered by health insurance, the partnership of public, private and non-

profit entities in the field of healthcare continues to be of benefit to all groups within the community. To learn more about community groups that support and advocate for high-quality patient care, take a look at the Community Life chapter. Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. In Cayman, this is categorised into one of two types: private or public. Every resident in Cayman is required, by law, to have minimum health insurance which covers basic medical expenses. Employers are mandated to provide at least the Standard Health Insurance Contract (SHIC) plan for all their workers from the start of employment and residence in Cayman, regardless of the type or length of their work permits. This requirement extends to any unemployed, dependant spouse and child(ren) residing on-Island. The same applies to the self-employed, those in a partnership and those with permanent residency without the right to work.

HEALTH & WELLNESS 21 » www. caymanresident .com 303
aoncayman@aon.com | 345 945 1266
When
it comes to your family’s health insurance,we’ve got this.
When you’re looking for health insurance, you can trust Aon to save you time and money. It’s our job to find the best policy at the best price for your business. We’ll take care of it.

Legally, an employer, at minimum, must pay half of the single premium, based upon the lowest-costing plan made available to the staff and the employee pays the other 50% plus costs for dependants and/or upgraded coverage via payroll deductions. Given that premiums change year to year, always do your research, and negotiate with your employer that they pay more than the minimum contribution level, particularly in relation to the cost of your dependants and upgraded benefit packages.

Insurance can be purchased by residents on an individual or family basis or you could be enrolled on group coverage via your employer. Employer groups, especially those with over 20 employees, may have a greater variety of plan options to choose from. Individuals and employers may work directly with these various insurance companies or utilise the services of a broker to help evaluate and place their insurance options. The insurance companies pay the brokers for the assistance they deliver, so brokers’ services are at no cost to the client.

Some brokers may be agents of a particular insurance company or may only acquire quotes from just one or a very limited number of insurers, so you may wish to query which insurers they work with before choosing.

For the basic SHIC plan, the insurance companies will ask for 12 months of medical history plus details on any current conditions or medication. For upgraded policies, the applications may require a more extensive medical history, thus it is a good idea to bring copies of your medical records with you and those of your dependants. This will also help your new or existing Cayman doctors provide you with their best care. If you have chronic medical conditions or immediate surgical needs, expect that these could be restricted to the minimum benefit levels on your coverage if you are not ‘portable’ from another Cayman plan. We recommend that people coming from overseas with medical issues should request that their proposed employer seek a preapproval of their insurance as part of their

decision-making process to ensure they are able to obtain the coverage levels they need.

Once you have been with a Cayman insurer for 12 or more months with no more than a three-month break in coverage, and even if you have developed problems in the meantime, the next insurer cannot add new restrictions to a similar level of coverage. The only exceptions are cases of non-disclosure on the application form or if you are seeking a large upgrade in your coverage. Since pre-existing conditions may be restricted, be sure to check before cancelling your insurance at home, as you could potentially get global coverage on your existing health insurance to cover you in Cayman. However, you are still required by law to have a minimum SHIC plan from a local provider and then you will coordinate benefits between the two health plans.

Deciding

When to Go to the

Plans vary from the basic SHIC to very comprehensive major medical world-class plans. The Cayman Islands Monetary Authority and the Health Insurance Commission license and regulate the health insurance companies. The SHIC plan is the primary Government-regulated contract and covers about a quarter of Cayman’s residents. However, most employers offer higher than mandated coverage and all other health insurance plans are based around the Health Insurance Laws and Regulations, including an outline of the basic SHIC benefits. In 2013 these were increased and now cover at minimum up to CI$100,000 major medical per annum with a CI$1,000,000 lifetime maximum for each person. This includes hospital, surgical, chemotherapy and radiation services, along with emergency care, including air ambulance. All SHIC plans have very limited local outpatient benefits, and any overseas care is usually restricted to the kind of major care unavailable in Cayman. The more comprehensive plans offer wider access to overseas services, larger per annum and lifetime allowances (e.g. CI$500,000, CI$1,000,000 and CI$2,000,000 or higher could be available within a calendar year), fuller prescription coverage, more outpatient services and options for dental,

HEALTH & WELLNESS 21 304 CAYMANRESIDENT 202 3 »
Emergency Numbers in the Cayman Islands Emergency – Police, Hospital, Fire, Recompression: 911 Cayman Brac - Fire: (345) 948 1245 Little Cayman - Fire: (345) 948 0011 Red Cross: (345) 949 6785
Hospital
when to go to the hospital can be challenging, but the below symptoms are a sign that urgent medical help may be required.
of breath
• Difficulty breathing or shortness
upper
or
• Chest or
abdominal pain
pressure
sudden dizziness or
Changes in vision or difficulty speaking
Confusion or change in mental status • Sudden or severe pain • Uncontrolled bleeding • Severe or persistent vomiting or diarrhea • Coughing or vomiting blood Signs of Fever Symptom 0F 0C No Fever 97-100 36-37 Low Fever 100-102 38-39 Moderate Fever 102-104 39-40 High Fever 104-106 40-41
• Fainting,
weakness •

optical and/or life insurance benefits.

The cost of insurance plans will vary with age, gender, benefits and employer size. For example, a basic SHIC plan without dental and vision currently costs in the vicinity of CI$167 per month per employee (possibly higher for older ages and/or pre-existing conditions), whereas a medical plan with enhanced outpatient benefits typically runs 20% to over 100% higher than SHIC. More comprehensive benefits, including doctor and specialist visits, extra preventative care, dental, vision and prescription coverage can cost up to CI$500-$1,250 per month, per individual, and about CI$450-$1,200 without dental and vision. Some insurers use a 3-tier rate structure, whilst most use 5-family tiers. The premium rates are roughly doubled for a couple and about tripled for a family rate. As a rule, adding one dependant is about twice the single monthly cost and adding two or more dependants is usually in the range of three times the employeeonly monthly premiums, with spouses often being more expensive than children. If a Caymanian resident cannot afford to cover themselves or their dependants on a health insurance policy, they should apply to the Needs Assessment Unit (www.nau.gov.ky) for assistance with coverage or shortfalls in their benefits.

The high cost of our health insurance has been known to discourage people from retiring here. Keep in mind that under some group plans, the amount available per annum may reduce upon retirement and most employers in Cayman do not extend health insurance benefits to retirees. Most medical and some dental practitioners accept local insurance ‘on assignment’ provided that the insurance company guarantees payment and the deductible, if applicable, has been met. This means that the doctor or dentist will claim work done directly from the insurance company on your behalf. Anything not paid by your insurance company is your responsibility. If any employer or individual wishes to obtain additional coverage above what is given by the company with which they are employed, or the Government, they are able to do

so, but beware that the Health Insurance Commission cannot regulate the rates charged. All medical payments by insurers are based on the Standard Health Insurance Fee (SHIF) schedule, which can be found at www.dhrs.gov.ky. (Look for the ‘Standard Health Insurance Fees’ on the Health Insurance Commission page). Medical providers are not required to charge within the SHIF, and balances above the SHIF are the patient’s responsibility. For substantial medical services, it is not unreasonable to ask for a written quote and request that it include a ‘predetermination of benefits and proposed costs’ in addition to the ‘preapproval of medical necessity’. If a retiree or visitor to Cayman requires medical assistance on-Island, they will usually pay upfront for services, keep all receipts and submit a claim once they return to their home country. The receipts will usually need to be fully itemised with diagnosis information and include the currency used and international disease codes. If you are a visitor, you should request that a claim form be completed using Cayman’s standard claim form. It is advised that you call your insurance company or review your policy before travelling to Cayman to verify how your benefits will work overseas. You may also wish to check if your insurance network extends to any local providers, as some insurance companies have already set up a relationship with local providers, which can save you out-of-pocket costs. However, it is not mandatory for medical facilities to accept overseas insurance. Residents who will have relatives visiting are recommended to inquire about their visitors’ insurance too. If your visitors’ insurance will not cover them whilst in Cayman, they should be encouraged to seek a travel policy to protect them (and to protect you from being asked to sign for financial responsibility if they become ill or injured). For information on health insurance for kids, turn to the Health chapter of our sister publication’s 2023 edition of Cayman Parent magazine.

Health Insurance Providers

The Health Insurance Act (2013), Health Insurance Regulations (2013) and Insurance Act (2010) provide a framework for monitoring the Cayman Islands’ health insurance industry.

Approximately 93% of Cayman’s population is covered by health insurance, which is mandatory for all residents and must be obtained through an approved insurance provider. This includes the Government-owned CINICO, as well as:

Aetna

2nd Floor, North Building, Caribbean Plaza

Tel: (345) 623 8621

Email: McCallisterA@aetna.com

Offers high-quality health insurance plans for your home and travel needs.

BAF Insurance Company (Cayman) Ltd.

Dot Com Centre, Dorcy Drive, Industrial Park Tel: (345) 949 5089

caymancustomerservice@mybafsolutions.com

Provides affordable health insurance plans designed to meet the needs of a wide crosssection of residents of the Cayman Islands.

CG BritCay Ltd.

BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699

Email: medical_ky@cgcoralisle.com www.cgcoralisle.com

CG BritCay Ltd. is a member of Coralisle Group Ltd. and is one of the largest providers of group major medical health insurance coverage in the Cayman Islands.

SEE AD PAGE 145

Cayman First Insurance Company

> 17 Vibert Bodden Drive, Cayman First Centre, George Town

> Countryside Shopping Village, Savannah

Tel: (345) 949 7028

Email: askus@caymanfirst.com

www.caymanfirst.com

Cayman First is an industry-leading health, property and casualty insurer, delivering bestin-class products and services that respond to the changing needs of individuals, households and businesses. SEE AD PAGE 146

HEALTH & WELLNESS 21 » www. caymanresident .com 305

Cayman Islands National Insurance Company (CINICO)

Cayman Centre, 1st Floor, Airport Rd, GT

Tel: (345) 949 8101 (Grand Cayman)

Tel: (345) 948 8101 (Cayman Brac)

www.cinico.ky

This Government-owned insurance company offers the Standard Health Insurance Contract (SHIC plan) to all residents of the Cayman Islands as an individual, couple or family.

Pan-American Life Insurance Company of the Cayman Islands

Unit 221, Cannon Place, North Sound Road

Tel: (345) 949 8304

www.palig.com/cayman

A member of the Pan-American Life Insurance Group, it serves the employee benefits needs of local and multinational companies.

Health Insurance Brokers

The advantage of working through an insurance broker is that they understand the health insurance market and can often compare costs, terms and coverage options.

This is a great way to find a plan that is perfectly suited to your needs.

Aon Risk Solutions (Cayman) Ltd.

18 Forum Lane, 2nd Floor, Camana Bay

Tel: (345) 945 1266

www.aoncayman.com

Team of specialists in all lines of corporate insurance, including group health, life and disability. SEE ADS PAGES 41 & 303

Cayman Insurance Centre (Insurance Brokers)

Cayman Business Park, Unit A3

10 Huldah Ave, George Town

Tel: (345) 949 4657

Email: info@cic.com.ky or health@cic.com.ky www.cic.com.ky

Corporate and individual health insurance coverage. Celebrating over 45 years.

SEE AD PAGE 144

Bogle Insurance Brokers Ltd.

Unit 34 and 35 Pasadora Place, GT Tel: (345) 949 0579 or (345) 623 0579

Email: service@bogleins.com

Caymanian owned and operated, with a wealth of knowledge locally and internationally.

SEE AD PAGE 143

F.I.S. Insurance Brokers Ltd.

Paramount Building, Shedden Road, GT

Tel: (345) 623 5616

Email: info@fiscayman.com

Individual health insurance plans for CG BritCay, Cayman First and Vanguard Risk Solutions.

Marsh Management Services Cayman Ltd.

Governors Square, 23 Lime Tree Bay Avenue

Tel: (345) 949 7988

Email: caymanoffice@marsh.com

www.marsh.com

Marsh provides clients with a single source for risk management services. Their experienced team of professionals can assist by developing a comprehensive employee benefits programme, including group medical and ancillary plans.

SEE AD THIS PAGE

Pensum Services

Unit A7, Cayman Business Park, GT

Tel: (345) 923 6655

Email: insurance@pensum.pro

www.pensum.pro

Holds 16 years of experience in international insurance, including health insurance for international crew members. Pensum can also assist in obtaining healthcare professional liability insurance for medical providers.

Vanguard Risk Solutions

3rd Floor, Cayman Financial Centre, 36A Dr Roy’s Drive, George Town

Tel: (345) 949 5836

Email: info@vrscayman.com

www.vrscayman.com

A leading insurance broker in the Cayman Islands for over 35 years providing independent and trusted advice from experienced and qualified professionals. Vanguard offers health insurance brokerage solutions and a wide selection of comprehensive health plans for both individuals and companies.

Healthcare practitioners on-Island provide public and private healthcare services to

HEALTH & WELLNESS 21 306 CAYMANRESIDENT 202 3 »
NATIONAL STATISTICS & INSIGHTS
Helping you manage the costs, people risks, and complexities of employee benefits. Our benefits professionals service clients in more than 150 countries. Deeply knowledgeable about local markets, we help clients create a healthy and engaged workforce, optimize cost and manage risk, and simplify and enable program delivery. marsh.com A business of Marsh McLennan Copyright © 2022, Marsh LLC. All rights reserved. 918213957. Laverne Jackson +1 345 936 5715 laverne.jackson@marsh.com Beth Henry +1 345 525 5751 beth.henry@marsh.com

three distinct demographics: Caymanians, expatriates and medical tourists.

Services fall into one of three subcategories: pre-acute care (public health services, primary care, pharmacy services, laboratory services and diagnostic imaging services), acute care (urgent care, accident or emergency care, inpatient general hospitals and medical tourism), and postacute care (home care, mental health and substance abuse facilities, long-term care and nursing homes and palliative and hospice care). Although on-Island care is available across these areas, residents may go to Florida for speciality assessments or treatments upon referral.

Unfortunately for adolescents in Cayman, reports have shown that the student population has continued to struggle when it comes to mental health. According to a 2020 survey administered by the National Drug Council (NDC) and the Alex Panton Foundation, 27.4% of Cayman’s teens said they had engaged in self-harming behaviour, with 17% noting that they had seriously considered suicide. Out of the participants, 12.5% indicated that they had been diagnosed with a mental illness, with a slightly higher prevalence in girls. Thankfully, 85% of the students who had been diagnosed reported seeking help.

The opening of Sea Change, a new residential health facility in East End, will help provide greater support for those experiencing mental health issues. The Youth Ambassadors Programme (YAP), which was created in 2019, has also helped provide a place for teens to educate their peers, share their experiences and work towards recovery as a community. Mental health professionals in Cayman are encouraging parents to be more observant of their teens’ anxieties, especially since the start of COVID-19, which caused a shift in routine and lifestyle for young adults across the globe.

On a positive note, the Compendium of Statistics (2021) reported that Cayman has an average life expectancy of 82.3, where males are expected to live for approximately 80 years, and females 85 years. This ranks

the Cayman Islands in 14th place among some of the highest life expectancy rates in the world.

CAYMAN HEALTHCARE ACRONYMS

Navigating any healthcare system can feel complex and overwhelming. This list of acronyms commonly used in Cayman can help alleviate confusion and guide the conversation with healthcare service providers.

CAYS: Children and Youth Services Foundation

CHC: Cayman Hospice Care

CHF: Cayman Heart Fund

CIBCF: Cayman Islands Breast Cancer Foundation

CIDA: Cayman Islands Diabetes Association

CINICO: Cayman Islands National Insurance Company

CIRC: Cayman Islands Red Cross

D&T: Drug and Therapeutics

DHRS: Department of Health Regulatory Services

DI: Diagnostic Imaging

DOB: Date of Birth

DEH: Department of Environmental Health

EMT: Emergency Medical Technician

ER: Emergency Room

FP: Family Practitioner, Family Physician

FRC: Family Resource Centre

HCCI: Health City Cayman Islands

HIC: Health Insurance Commission

HPC: Health Practice Commission

HSA: Health Services Authority

ICU: Intensive Care Unit

NCB: Narcotics Control Board

M.D. or Med.: Medical Doctor

M/H: Medical History

NGO: Non-Governmental Organisation

NHPP: National Health Policy and Strategic Plan

NICU: Neonatal Intensive Care Unit

NP: Nurse Practitioner

OB/GYN: Obstetrician/Gynaecologist

OOP: Out-of-Pocket

PA: Physician’s Assistant

PD: Doctor of Pharmacy

PHP: Public Health Programs

PNP: Paediatric Nurse Practitioner

PT: Physical Therapist

SHIC: Standard Health Insurance Contract

SHIF: Standard Health Insurance Fees

SNFC: Special Needs Foundation Cayman

WHO: World Health Organisation

LOCAL HOSPITALS

Grand Cayman has three fully equipped hospitals: Cayman Islands Hospital, Doctors Hospital and Health City Cayman Islands. The latter hopes to have a second speciality hospital in Camana Bay completed by the end of this year. Cayman Brac is home to Faith Hospital.

Incredibly, there are approximately 4.7 doctors and 7.8 nurses for every 1,000 people residing in the Cayman Islands. See below for details about all the local hospitals and their facilities.

Cayman Islands Hospital (HSA)

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

Email: info@hsa.ky

www.hsa.ky

The Cayman Islands Hospital is a 127-bed hospital in the heart of George Town. As the principal health care facility in the country, it offers a wide range of services, including accident and emergency services, ambulance services, urgent care, maternity and NICU, critical care, haemodialysis, pharmacies, and several diagnostic and specialist services. Diagnostic services include: mammography, computerised tomography, laboratory services, a DNA forensic unit, a molecular biology laboratory and other facilities that can be expected in a modern healthcare setting. Specialist services include: gynaecology and obstetrics, paediatrics, surgery, internal medicine, dentistry, haematology, oncology, nutrition, gastroenterology, urology, ENT, pain management, interventional radiology, neurosurgery, ophthalmology and orthopaedics.

Other services include: general practice, dentistry, physiotherapy, behavioural health, paediatrics and more.

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Doctors Hospital

16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066

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COVID Call Centre: (345) 325 9000 (ext. 2)

Care Centre: (345) 325 9000 (ext. 1)

Pharmacy: (345) 946 2407

Fax: (345) 945 1695

www.doctorshospitalcayman.com

Doctors Hospital is a private hospital that has been providing exceptional medical care to Cayman’s diverse communities for over 20 years. They are transforming healthcare by building a team of internationally recognised specialists and investing in cutting-edge technology and state-of-the-art facilities. But,

most significantly, they empower patients on their journey to wellness.

SEE AD PAGE 301

Faith Hospital (Cayman Brac)

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243/Fax: (345) 948 2460

Email: info@hsa.ky

www.hsa.ky

Faith Hospital in Cayman Brac is an 18-bed community hospital serving the residents of Cayman Brac and Little Cayman with

primary, secondary and emergency care. As part of the Cayman Islands Health Services Authority, Faith Hospital provides services in the fields of general medicine, surgery, dialysis, anaesthesia, physiotherapy, dental, obstetrics and gynaecology. Specialist physicians from the Cayman Islands Hospital visit regularly to deliver additional services including paediatric care, orthopaedics, mental health, urology, internal medicine, ophthalmology and nutrition. Faith Hospital’s laboratory is also fully accredited by the prestigious international Joint Commission International (JCI).

Health City Cayman Islands

> 1283 Sea View Road, East End > 9 Forum Lane, Camana Bay

Tel: (345) 640 4040 or (345) 945 4040

Emergency: (345) 526 2108

Email: info@healthcity.ky

www.healthcitycaymanislands.com

Cayman Islands Health Services Authority (HSA), the country’s premier healthcare provider, offers the most comprehensive range of inpatient, outpatient and public health services at 9 locations on all three islands, including the 127-bed hospital in Grand Cayman and 18-bed hospital in Cayman Brac.

Health City Cayman Islands is a state-ofthe-art tertiary care hospital located in East End, Grand Cayman. The hospital, founded by renowned heart surgeon, Dr Devi Shetty, is committed to delivering world-class healthcare that is accessible and affordable for all, offering a tranquil tropical environment conducive to healing and recovery. The innovative business model ensures costs are kept low by implementing cost-efficient processes and sustainable buildings, along with a bundled pricing model which provides patients with an upfront flat-rate fee for every procedure and associated services. Health City Cayman Islands services adult and child patients both locally and abroad, providing highly skilled physicians and surgeons, who have more hours of medical experience than most of their US and Caribbean colleagues. Health City has also received the prestigious Joint Commission International seal of approval, which is awarded to hospitals operating at the highest standards. In addition to its main hospital campus at East End, Health City also operates a clinic in Cayman Brac to serve the people of the Sister Islands, as well as one at Camana Bay. The Camana Bay clinic is open seven days a week with extended hours. The current range of services include: cardiology, neurology, pulmonology, urology, gynaecology, gastroenterology,

HEALTH & WELLNESS 21 308 CAYMANRESIDENT 202 3 »
• 24 hour Accident & Emergency • Blood Bank • Cardiology • Complementary & Alternative Medicine • Dentistry & Eye Clinics • Diving & Hyperbaric Medicine • Emergency Medical Services • Executive Medicals • General Practice & Family Medicine • General Surgery • Haemodialysis • Immunizations • Maternity & Neonate Intensive Care Unit • Mental Health • Obstetrics/Gynaecology • Oncology & Haematology • Orthopaedics • Paediatrics • Pain Management • Pharmacy & Online Refills • Physiotherapy, Occupational Therapy & Speech Therapy • Public Health • Radiology & Laboratory • Urgent Care • Sports Medicine • Women’s Health You matter to us. 95 Hospital Road, Grand Cayman (345) 949-8600 | info@hsa.ky | hsa.ky Bodden Town Health Centre Smith Road Medical Centre Cayman Islands Hospital West Bay Health Centre North Side Health Centre East End Health Centre Little Cayman Clinic Faith Hospital Cayman Brac Bay Town House Visit www.hsa.ky for a full list of specialty services. C M Y CM MY CY CMY K Cayman Resident ad August 2022 w Bleed.pdf 1 8/11/2022 11:07:52 AM

orthopaedics, internal medicine and medical oncology, including a daycare suite for those requiring outpatient infusion services. The clinic is equipped with electrocardiogram and echocardiogram testing abilities, and we can take blood samples for all laboratory investigations for diagnostics. Services include: adult and paediatric cardiology, cardiac electrophysiology, adult and paediatric cardiothoracic and vascular surgery, orthopaedic surgery (knee/hip/ shoulder replacements), neurosurgery and spinal surgery, sports medicine (arthroscopies), neurology, pulmonology and sleep medicine, medical and surgical oncology and chemotherapy, bariatric surgery (weight loss management), medical and surgical gastroenterology, hepatic, pancreatic and biliary surgery, colorectal surgery, urology, gynaecology, anaesthesiology, paediatric endocrinology, laboratory services, imaging and radiology, Ear, Nose and Throat (ENT), medicine for older adults, physiotherapy and rehabilitation, psychiatry, executive health check-ups and nutrition counselling.

District Health Centres are operated by the Health Services Authority to provide general practice, child health, primary healthcare and pharmacy services in various regions of the Island. Dressing services and nutrition services are offered at all the clinics. For adult, child and/or travel vaccinations, visit the Health Clinic at the Smith Road Medical Centre. Take a closer look at Cayman’s District Health Centres below:

Bodden Town Health Centre

The Bodden Town Health Centre, located at 445A Bodden Town Road, is fully staffed by Registered Nurses who are available Monday and Thursday 8.30am-8pm, Tuesday, Wednesday and Friday 8.30am-4pm and Saturday 8.30am12pm. Physicians are available by appointment on Monday and Thursday 5pm-8pm and Wednesday and Friday 9am-12pm. Children’s vaccines are provided by appointment only.

Dental clinics are available by appointment for adults on Monday and Tuesday 8.30am-4pm and for children Thursday and Friday 9.30am-4pm. The dental hygienist is also available Wednesday 8.30am-3pm. A pharmacist is available Monday and Thursday 1.30pm-8pm and Wednesday and Friday 8.30am-4pm. To make an appointment, please contact the centre, Tel: (345) 947 2299.

East End Health Centre

The East End Health Centre, located at 2367 Sea View Road, is fully staffed by registered nurses who are available Monday-Friday 8.30am-4pm and Saturday 8.30am-12pm. Physicians are available by appointment, Monday 1pm-4pm and Thursday 9am-12pm. A pharmacist is available Monday and Thursday 8.30am-4pm. Children’s vaccines are provided by appointment only. Tel: (345) 947 7440 or (345) 926 2812.

Smith Road Medical Centre

Smith Road Medical Centre, located at 150 Smith Road, offers a wide range of outpatient services, including general practice, cardiology, specialists, sports traumatology, behavioural (mental) health, public health, phlebotomy and pharmacy.

Urgent Care Clinic

The Urgent Care Clinic, located off the atrium in the Cayman Islands Hospital, offers walk-in medical services Monday to Friday 8am-11pm and Saturday 8.30am-1pm. Services are aimed at patients with urgent illnesses like persistent cough, earache and flu-like symptoms and minor injuries, including mild sprains and cuts.

North Side Health Centre

The North Side Health Centre, located at 1148 North Side Road, is a convenient option if you have a medical concern while at Rum Point or Kaibo with your family. The centre is fully staffed by registered nurses who are available MondayFriday 8.30am-4pm and Saturday 8.30am12pm. Physicians are available by appointment on Tuesday 9am-12pm and Friday 9am-12pm and 2pm-4pm. Children’s vaccines are provided by appointment only. A pharmacist is available Tuesday and Friday 8.30am-4pm. An ambulance service is stationed at the clinic 24 hours for emergencies and at-home patients. Tel: (345) 947 9525 or (345) 916 2824.

West Bay Health Centre

The West Bay Health Centre, located on Reverend Blackman Road, is fully staffed by Registered Nurses who are available Monday, Tuesday, Thursday and Friday 8.30am–4pm, Wednesday 8.30am–8pm and Saturday 8.30am–12pm. Physicians are available by appointment on Monday, Tuesday and Friday 8.30am-4pm, Wednesday 2pm–8pm and Thursday 9am–12pm. Children’s vaccines are provided by appointment only. A dentist is available on Wednesday, Thursday and Friday 8.30am-4pm. The dental hygienist is also available on Monday and Tuesday 8.30am-3pm. A pharmacist is available Monday, Tuesday, Thursday and Friday 8.30am-5pm and Wednesday 1.30pm-8pm. For appointments, Tel: (345) 949 3439.

Little Cayman Clinic

The Little Cayman Clinic, located on Spot Bay Road, provides primary and emergency care to residents and visitors of Little Cayman, with a resident Registered Nurse and weekly visiting physicians from Faith Hospital. Patients requiring secondary care are transferred to Faith Hospital or the Cayman Islands Hospital. The centre is open Monday, Wednesday and Friday 9am1pm, Tuesday and Thursday 1pm-5pm and has a dedicated ambulance available for emergencies 24 hours a day. A physician from Faith Hospital visits on Wednesday and is available during the hours of 9am-12.30pm and 1.30pm-3pm. For more information, Tel: (345) 948 0072 or (345) 916 5395 (outside office hours).

OVERSEAS TREATMENT FACILITIES

Patients may be referred to overseas hospitals for treatments that are unavailable or not performed on-Island. Premature babies, those visiting specialists or having complicated surgery, as well as those injured in a bad accident, are often airlifted to Florida for treatment. Check with your insurance company about in-network services abroad or for pre-approval of treatment, otherwise, you may be required to pay the full amount upfront. For more information on overseas medical assistance, you can contact one of the companies on the following page:

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Baptist Health International (BHI) (Part of Baptist Health South Florida)

Cayman Islands Office

Smith Road Centre, Suite 5, 150 Smith Road, George Town

Tel: (345) 749 3304

www.baptisthealth.ky

BHI Cayman offers PET and diagnostic CT imaging. SEE AD THIS PAGE

Holy Cross Health

4725 N. Federal Highway, Fort Lauderdale, USA

Tel: (954) 542 1350

Email: globalservices@holy-cross.com

Serving the community since 1955, they combine innovations, highly personalised care, compassion and understanding to bring you exceptional healthcare. A Joint Commission Certified Primary Thrombectomy Capable Stroke Center, Holy Cross is recognised by U.S. News and World Report as a Best Regional Hospital in South Florida. Their 557-bed acute care teaching hospital offers progressive services and programmes to meet the

community’s evolving healthcare needs.

LABORATORIES

Medical laboratories provide testing on clinical specimens to obtain information about the health of a patient to diagnose, treat and prevent disease. Cayman has the latest equipment and fully qualified doctors, as well as technicians who perform blood analysis (glucose, cholesterol, HIV, DNA testing and others), urinalysis, CT scans, MRIs, X-rays, bone density, digital mammography, echocardiograms, stress tests and thallium scans.

All three hospitals on-Island house medical laboratories. Most recently, the Health Services Authority (HSA) opened the Cayman Islands Molecular Biology Laboratory (CIMBL) to help provide further research and treatment options. In addition to the hospital-based laboratories, there are stand-alone and clinic-based private medical laboratories in Cayman.

Cayman Health Laboratory

Grand Harbour Medical Suites, Red Bay

Tel: (345) 946 4715 or (345) 326 1643

Email: caymanhealth@hotmail.com

A full-service laboratory for doctors and patients on the Island for more than a decade.

Cayman Islands Forensic Science Laboratory and Cayman Islands Microbiology Laboratory (CIMBL)

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

Email: info@hsa.ky

www.hsa.ky

An established multifunctional, state-of-theart laboratory, operated by the HSA in Grand Cayman. It offers expertise in several areas, including forensic biology and DNA testing, DNA databasing services, DNA paternity testing, forensic toxicology testing, forensic drug analysis, pathology, genomic sequencing, PCR testing and forensic criminalistics testing in selected areas. SEE AD PAGE 308

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Cayman Islands Pathology Laboratory

Dr Shravana Jyoti MBBS MD (Pathology)

Dr Kimone Fraser MBBS DM (Pathology)

95 Hospital Road, George Town

This de-facto national laboratory serves much of the population of the Cayman Islands. It is the only medical laboratory in the Cayman Islands to be accredited by the Joint Commission International (JCI). Requests are received at the HSA for approximately 500,000 laboratory tests every year from Grand Cayman, Cayman Brac and Little Cayman. Services at the Cayman Islands Pathology Laboratory include clinical chemistry, haematology, microbiology, blood banking, serology, cytopathology and histopathology.

Doctors Express

81 Godfrey Nixon Way, George Town Tel: (345) 745 6000

Email: info@doctorsexpress.ky

Full-service lab with possible same-day results. Open seven days a week, 9am-9pm.

Doctors Hospital Laboratory

16 Middle Road, off Walkers Road, George Town Tel: (345) 914 6438

www.doctorshospitalcayman.com

SEE AD PAGE 301

MedLab

10 Smith Road Plaza, Smith Road

Tel: (345) 949 7331

Total Health

Melanie Feik BSc Biotechnology

Irshad Cuddapah BLT MLT

The Grand Pavilion, 802 West Bay Road

Tel: (345) 333 2222

Email: lab@totalhealth.ky

www.totalhealth.ky

SEE AD PAGE 318

Phoenix Health Services

21 Eclipse Drive, Rankin’s Plaza, off Eastern Avenue, George Town

Tel: (345) 943 8150/Fax: (345) 943 8151

Email: phoenixhealthservicesltd@gmail.com

www.phoenixhealthservices.weebly.com

Services include: blood work for immigration within half an hour, urine drug screening, microbiology and a full range of laboratory diagnostic tests from cytology to paternity testing, done both in-house, as well as send outs, working in conjunction with many overseas facilities. Overseas referrals are accepted. Lateral Flow Antigen Tests for travel are also done daily. Open Monday-Friday 8.30am-5pm and Saturday 9am-2pm.

SEE AD THIS PAGE

DIAGNOSTIC IMAGING

Diagnostic imaging refers to a variety of non-invasive methods of generating detailed images of the internal anatomic structures and organs of the body to assess the functioning of the inner organs and structure of the patient’s body, and to identify and monitor diseases or injuries. The technology used in the Cayman Islands includes ultrasound, magnetic resonance imaging, computerised tomography scans, and traditional X-ray or other tests.

3T MRI

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 3888/Fax: (345) 943 3888

Email: mri@3tcayman.com

www.3tcayman.com

Doctors Express

81 Godfrey Nixon Way, George Town

Tel: (345) 745 6000

Email: info@doctorsexpress.ky

Open seven days a week, 9am-9pm.

SEE ADS PAGES 314 & 342

Doctors Hospital Radiology

16 Middle Road, off Walkers Road, GT Tel: (345) 914 6439

www.doctorshospitalcayman.com

SEE AD PAGE 301

Doctors Hospital Ultrasound

16 Middle Road, off Walkers Road, GT Tel: (345) 914 6439

www.doctorshospitalcayman.com

SEE AD PAGE 301

HEALTH & WELLNESS 21 312 CAYMANRESIDENT 202 3 » Laboratory Analysis Laboratory Services • Haematology Biochemistry • Microbiology Cytology & Serology • Histopathology Paternity Testing BloodHIV/VDRL for Work Permit done in 30 minutes 21 Eclipse Dr.•Rankin Plaza • Eastern Avenue Tel: 345 943 8150 Fax: 345 943 8151 phoenixhealthservices@gmail.com
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The Medical Specialists

West Shore Centre, 508B West Bay Road

Tel: (345) 943 6800

Total Health

Dr Taher Khan MBBS MD - Radiodiagnosis

Saumajeet Roy DMRT BRIT MRT - Radiographer

The Grand Pavilion, 802 West Bay Road

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

SEE AD PAGE 318

MEDICAL CARE (GENERAL & FAMILY)

Cayman is unique in that there is no need to formally select and register with a particular doctor on arrival. When you need to see a doctor, you can arrange a visit directly and usually be seen relatively quickly.

Dr Alvaro Armiñán, MD

Celimar Central Clinic

Unit 11, The Strand Shopping Centre

West Bay Road South

Tel: (345) 745 1300 /Fax: (345) 945 1300

Dr Mercedes Barredo, MD

Suite 1, Pasadora Place, Smith Road

Tel: (345) 949 6040

Dr Dirk Belfonte, MBBS MRCP (UK) DCH

43 Walkers Rd, George Town

Tel: (345) 326 5741

Email: docsoncall@outlook.com

Dr Philip Buys, MB BCh MPraxMed BSc (Hons) (Aerospace Med) DOH (Family Physician)

Doctors Hospital

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6066

Email: philip.buys@doctorshospitalcayman.

com SEE AD PAGE 301

Cayman Clinic Medical Centre

Dr Virginia Hobday, MBE MBBS MRCGP M PHIL

Dr Denise Osterloh, MB ChB

Dr Fiona Robertson, MBBS DRCOG MRCGP

Dr Heidi Fahy, MBBS DRCOG MRCGP

Dr Melissa Mascaro, MD CAQSM

Nina Baxa, RDMS

439 Crewe Road, George Town

Tel: (345) 949 7400 or (345) 623 7400

Email: cayman.clinic@gmail.com www.caymanclinic.ky

Other Languages: French, Tagalog, Farsi and Afrikaans.

Services: Family medicine including women and child’s health, IUDs and contraceptive implants, school, executive and insurance medicals, work permits, certified aviation examiner for Canada and Cayman, dive medicals and dive-related injuries, urgent care and minor surgeries, PRP and trigger point injections, Viscosupplementation, lab services, in-house ultrasounds and sports medicine specialist. Walk-ins welcome. SEE AD THIS PAGE

Dr Else Christoffersen, MB BCh LRCP SI MSc

Dermatology

Cayman Doctors Ltd.

Tel: (345) 943 6363

Cayman Islands Health Services Authority

Smith Road Medical Centre General Practice

Dr Gerard Christian, MBBS

Dr Ricardo Clarke, MD

Dr Obinna Eleweanya, MD ACC

Dr Moses Gallow, MBBS

Dr Anna Matthews, BSc MBBS MPH

Dr Courtney Maylor, MD ACC

Dr Fiona Robertson, MBBS MRCGP

Dr Wilmoth Shillingford, MBBS MRC ACC

Dr Joy Wallace-Grant, MBBS

Dr Orrett Thane, MBBS

Dr Glaister Bell, MBBS DM Fam Med.

Dr Eryka Simmons, BSc Med Sc MBBS MSc CD

Dr Karlo Sedano-Barredo, MRCGP

Dr Imilla Sedano-Barredo, MRCGP

Dr Ngozi (Grace) Onah-Ezema, MD MPH

Dr Lorna Jackson, DM Fam Med.

Dr Paul Williams, MD DM Fam Med. ACC

Dr Dominic Caudeiron, MBBS

Dr Adiaris Williams-Rodriguez, MBBS

150 Smith Road, Smith Road Medical Centre (2nd Floor), George Town

Tel: (345) 244 7520/7683

Email: info@hsa.ky

www.hsa.ky

The HSA’s General Practice Clinic provides a range of general family health services and

(345) 949 7400

FAMILY MEDICINE

Dr. Virginia Hobday MBE MBBS MRCGP

Dr. Denise Osterloh MB ChB

Dr. Fiona Robertson MBBS MRCGP

Dr. Heidi Fahy MBBS DRCOG MRCGP

LAB SERVICES

• Healthcare for the family, incl child & adolescent health

• Women’s health, pap smears and family planning

• IUD’s & contraceptive implants

• School & Scholarship, Immigration Medicals

• Certified Aviation Medical Examiner

• Dive medicals/diving related injuries

• Hyperbaric oxygen therapy consults

SPORTS MEDICINE

Dr. Melissa Mascaro MD CAQSM

ULTRASOUND

Nina Baxa RDMS

IDEAL PROTEIN WEIGHT LOSS

• Minor injuries/surgical procedures (sutures, steristrips & glue)

• Illnesses requiring immediate care, incl. intravenous treatment

• Sports injuries, prevention & treatment for overuse

• Platelet Rich Plasma (PRP)

• Triggerpoint Injections

• Basic fracture care/ splinting

• Walk-ins & Emergencies accepted

HEALTH & WELLNESS 21 » www. caymanresident .com 313
WE SPEAK FRENCH / TAGALOG / FARSI / AFRIKAANS Mon-Fri: 8am - 5.30pm Sat: 9am -2pm 439 Crewe Rd, GT www.caymanclinic.ky cayman.clinic@gmail.com

offers a variety of up-to-date diagnostic and treatment services in a brand-new facility. Services are by appointment only and include family medicine, diagnosis, investigation and treatment of non-life-threatening illnesses, management of chronic medical conditions including diabetes, hypertension, asthma and muscle and joint problems, along with routine checkups including medicals and well woman exams. They also have a dressing clinic.

SEE AD PAGE 308

Dr Hortense Smith

Faith Hospital

215 Dennis Foster Road, Cayman Brac Tel: (345) 948 2243

www.hsa.ky

Doctors Express

81 Godfrey Nixon Way, George Town Tel: (345) 745 6000

Email: info@doctorsexpress.ky

Doctors Express cares for all of your family’s needs, from coughs, colds, fever and flu to serious injuries like broken bones, cuts that

need stitches and burns. Open seven days a week, including most public holidays, Doctors Express is both convenient and quick. With an in-house X-ray, pharmacy and lab, all of your healthcare needs are under one roof.

Dr Sidney Ebanks, MBBS (UWI)Family Practitioner Doctors Hospital

16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066

Email: sidney.ebanks@doctorshospitalcayman.

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6066

Email: andrew.robinson@doctorshospitalcayman.

Dr Winston A. Isles, BSc (Hons) MBBS MScGeneral Practitioner Doctors Hospital

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6066

Email: winston.isles@doctorshospitalcayman.com SEE

Health City at Camana Bay

9 Forum Lane, Camana Bay

Dr Rina Bernard, MD - General Practitioner Doctors Hospital

16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066

Email: rina.bernard@doctorshospitalcayman.

Dr Andrew Robinson, BMedSci MBBSGeneral Practitioner, Medical Director Doctors Hospital

Tel: (345) 640 4040

Email: info@healthcity.ky

www.healthcity.ky

Health City has a satellite medical care centre in Camana Bay, which operates as a general practice clinic and offers specialised medical services including cardiology, neurology, pulmonology, urology, gynaecology, gastroenterology, orthopaedics, internal and general medicine and medical ontology. They

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AD PAGE 301
From coughs, colds, fevers or flu - to bad burns and cuts that need stitches On-Site Lab On-Site X-ray On-Site Pharmacy Open 7 days/week 9 AM - 9 PM Healthcare for the whole family 81 Godfrey Nixon Way GT | (345) 745-6000 | info@doctorsexpress.ky | www.doctorsexpress.ky

also have a Cayman Brac clinic in Stake Bay and are currently working on a new hospital South of Camana Bay. It will specialise in neonatal care, heart care and cancer care, along with emergency facilities. SEE AD INSIDE BACK COVER

Dr Mahantesh Patil, MBBS MD FCCM FICM (UK) EDIC - Senior Consultant Intensive Care and Clinic Lead, Medical Intensive Care Unit

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Dr Tarun Sheshagiri, MBBS DNB FNBConsultant Physician and Intensivist Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Dr Sandeep Mahendra Hunasaghatta, MBBS MD FICM - Consultant Physician

Dr Sunku Guptha, MBBS CCST MRCP FRCPConsultant in General Medicine and Medicine for Older Adults

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Emergency: (345) 526 2108

Email: info@healthcity.ky

www.healthcitycaymanislands.com

SEE AD INSIDE BACK COVER

Dr Rebecca Deasey, MBChB MRCGP

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: bec.deasey@integra.ky

www.integra.ky

Integra Healthcare, with locations in both Grand Pavilion and Harbour Walk, runs a comprehensive family medicine service. Dr Rebecca brings extensive experience in general family health, wellness, preventive medicine and urgent/emergency care.

SEE AD PAGES 316 & 357

International Medical Group

Dr John Addleson, MB ChB Dip Mid COG

Suite 30, Pasadora Place, Smith Road, George Town

Tel: (345) 945 2881 /Fax: (345) 949 4341

Email: draddleson@intmedicalgroup.com

www.intmedicalgroup.net

Languages: English and Afrikaans. Services at International Medical Group include general and family practice, annual physicals, minor surgery, immigration medicals, hormone testing and treatment, allergy testing, chelation therapy, Botox, dermal fillers and more.

SEE AD THIS PAGE

Dr Victor Look Loy, MBBS

Unit 4, 2nd Floor, Windward Centre, 93 Smith Road, George Town

Tel: (345) 949 7535

OceanMed Bayshore Mall, Level 2, South Church Street, GT Tel: (345) 946 2326

Email: info@oceanmed.ky

www.oceanmed.ky

Dr Ruthlyn Pomares, MBBS

Premier Medical Care

Unit 14A, Rankin’s Plaza

Tel: (345) 945 2273

Email: premiermedicalcare@gmail.com

Royale Medical and Wellness Center

36 Bay Town Plaza, West Bay Road

Tel: (345) 769 6230

Email: info@royalemedical.ky

Savannah Medical Clinic

Countryside Shopping Village, Savannah

Tel: (345) 749 6066/Fax: (345) 945 2798

Dr Sarah Cuff, MB ChB MRCGP DFSRH

Dr Beatriz Esteban Benavides, MD

Dr Thomas Quin, MB ChB DFSRH MRCGP

Dr Sook Yin, MBE Cert.Hon (CAY) MB ChB BAO

Seven Mile Medical Clinic

Queens Court, West Bay Road

Tel: (345) 949 5600 /Fax: (345) 949 5601

Email: admin@sevenmileclinic.ky

www.sevenmileclinic.ky

SEE AD PAGE 316

HEALTH & WELLNESS 21 » www. caymanresident .com 315
FAMILY PRACTICE DIABETIC & NUTRITIONAL CONSELLING SERVICES

Women’s, Children’s & Family Medicine

Care delivered with Excellence, Integrity, Commitment & Passion, by tertiary trained, highly qualified specialists

Family Health & Medicine

Dr Francisco Martinez MD Masters GP

Paediatric & Newborn (Neonatal) Care

Dermatology

Dr Charles H. Reid, MA (Oxford) BM BCh

The Brac Clinic, Tibbetts Square

West End, Cayman Brac

Tel/Fax: (345) 948 1777

Email: clinic@bracmed.com

Dr Gordon Smith, MB ChB MRCP (UK)

MRCGP DRCOG

The Children’s Clinic & Family Practice

93 Smith Road, George Town

Tel: (345) 949 2970

Second Language: French.

The Children’s Clinic & Family Practice is dedicated to providing high-quality preventive and acute care for infants, children and adults. They provide neonatal newborn services, well baby check-ups, immunisations, sick child visits and much more. Consultations are by appointment, but walk-in emergencies are also catered for.

SEE ADS PAGES 329 & 356

Dr Samantha Digby, BMBS DCH DRCOG

MRCGP

The Family Practice

Smith Road Plaza, Smith Road, George Town

Tel: (345) 945 6077/Fax: (345) 949 0531

www.familypractice.ky

Dr Digby has over 20 years of experience and practices primary care for all ages, specialising in women’s health, screenings, chronic disease management, and insurance and work permit physicals.

SEE AD PAGE 319

Dr Louis A. Cona, MD

The Strand Medical Centre

The Strand Shopping Centre, off West Bay Rd

Tel: (345) 945 7077

Email: thestrandmedicalcentre@candw.ky

www.caymandoctor.ky

Languages: English, Italian, French, German and Spanish.

Services: General practice, minor surgery, children’s health, men’s and women’s health, musculoskeletal injuries, allergies/tests, skin conditions, medically supervised weight reduction programme, insurance and work permit physicals and sports injuries.

SEE AD OPPOSITE PAGE Located in Grand

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Pavilion
T: +1 (345) 745 7450 E: team@integra.ky W: www.integra.ky
Dr Rebecca (Bec) Deasey MBChB MRCGP
Dr Sara Watkin MB ChB, FRCPCH MD
Dr Jasmina Marinova MRCPCH MD
Dr Sarah Newton MB ChB, FRACP (paeds) DCH Dr Siobhan Jaques MBBS BSc DRCOG FRCPCH
& Skin Cancer Screening Dr Alison Duncan MBBS FRCP MSc Dr Davide Altamura MD Masters Obstetrics, Gynaecology & Fertility Dr Lisa Joels MB ChB, MD, FRCOG, FHEA Dr Madhavi Manoharan MBBS, MD, MRCOG, DFFP “as it should be” Clean, modern facilities, ample parking, complimentary refreshments and live online appointment booking. General Practitioners Dr. Sook Yin, MBE Cert. Hon. MB ChB BAO Dr. Sarah Cuff, MRCGP MB ChB DFSRH Dr. Beatriz Esteban, MD Vascular Medicine Dr. Nyali E. Taylor, MD MPH RPVI Registered Dietician & Diabetes Educator Kristen Lomas, RD CCDE Committed to professional, personalised, compassionate, and holistic care. Home Visits Lab Services Walk-ins Welcome Insurance Accepted Notary Public Services Ideal Protein Diet Mon – Fri 8:30am – 5:30pm Sat 9am – 12:30pm | Queen’s Court, 175 West Bay Road +1 345-949-5600 admin@sevenmileclinic.ky www.sevenmileclinic.ky

Total Health

The Grand Pavilion

802 West Bay Road

Tel: (345) 333 2222

Pharmacy: (345) 333 4444

Email: info@totalhealth.ky

www.totalhealth.ky

Conveniently located in Seven Mile Beach, Total Health is a comprehensive healthcare facility designed to deliver healthcare in a personalised and accessible environment to residents and tourists. Total Health offers a suite of outpatient services encompassing consultation and treatment, diabetology, ophthalmology, dental, physiotherapy, nutrition, on-site laboratory, imaging (ultrasound and X-ray), health checks, work permit medicals and pharmacy services, creating a seamlessly interlinked one-stop destination for addressing preventative health issues. SEE AD PAGE 318

Dr Kenia Warden, MD

Suite 27, Pasadora Place, Smith Road

Tel: (345) 945 9260

MEDICAL SPECIALTIES

Accident & Emergency Medicine

Dr Elizabeth McLaughlin, MBBS MSc DM

Clinical Head of Accident and Emergency

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600 / Emergency: 911

The A&E Unit at the Cayman Islands Hospital provides 24-hour care for persons who need emergency medical care. In addition to emergency medicine clinicians, specialists including surgeons, gynaecologists, paediatricians and radiologists are available ‘on call’. The unit has beds for observations, consultations and isolation for infectious diseases, along with a trauma room and a room for carrying out minor medical procedures.

SEE AD PAGE 308

Dr Kurdell Espinosa-Campbell, BSc (Hons) MBBS DM (Emergency Medicine)Emergency Medicine Consultant Doctors Hospital

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6066

kurdell.campbell@doctorshospitalcayman.com

SEE AD PAGE 301

Anaesthesiology & Pain Management

Cayman Islands Hospital

Dr Delano Barrett, MBBS DM

Dr Carl Brown, MBBS DM

Dr Karina Davis-Irons, MBBS DM

Dr Rachel Gooden, MD DM

Dr Delroy Jefferson, MBBS DA DM

Dr Takeyce Palmer, MBBS DM

Dr Gerald Smith, MBBS FRCA

Dr Anthony Williams, MBBS DM

Dr Judith Nicholls, MBBS DM (Pain Specialist)

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

SEE AD PAGE 308

Dr Ayanna Ennis, BSC MBBS DM

Centre for Women, Family and Child Health Ltd.

Unit #15C Caribbean Plaza, West Bay Road

Tel: (345) 943 4666

Email: aennis@forhealth.ky

HEALTH & WELLNESS 21 » www. caymanresident .com 317

Dr Lorrise Williamson, MBBS DM

Faith Hospital

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243 /Fax: (345) 948 2460

Email: info@hsa.ky

Dr Dhruva Kumar Krishnan, MBBS DNB FCAMedical Director, Senior Consultant in Cardiac Anaesthesiology and Intensive Care

Dr Smita L.A. Almeida, MBBS MD -

Anaesthesiologist

Dr Susan Paul, MBBS DA DNB -

Anaesthesiologist

Dr Sanjay Saha, MBBS MD - Senior Consultant, Anaesthesiologist & Intensivist Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Dr Cleon Davis

The Family Practice Smith Road Plaza, Smith Road, George Town

Tel: (345) 945 6077/Fax: (345) 949 0531

Dr Cleon Davis provides anaesthesia services for a wide variety of surgical disciplines. His area of expertise includes sedation, regional anaesthesia, spinal, epidural and general anaesthesia. He also provides epidural analgesia for patients in labour.

SEE AD THIS PAGE

Dr Johannes Wejbora, MD CCST (UK)Anaesthesiologist

Dr Stewart Southey, MBBCh FRCA MBA MScAnaesthetist

Dr Stephen Gay, MBBS DA (UWI) FFARCS (I) -

Anaesthesiologist

Doctors Hospital

16 Middle Road, off Walkers Road

Tel: (345) 949 6066

Email: johannes.wejbora@doctorshospitalcayman. com, stewart.southey@doctorshospitalcayman. com, stephen.gay@doctorshospitalcayman.com

SEE AD PAGE 301

New Horizon Cayman

West Shore Center, 508 West Bay Road

Tel: (345) 943 5800

Email: care@newhorizoncayman.com

www.newhorizoncayman.com

New Horizon Cayman offers advanced electrotherapy, a safe and effective way to reduce pain and inflammation associated with arthritis, joint injuries and other orthopaedic issues. The advanced treatment uses an FDAcleared device, is covered by most insurance companies and is exclusively offered at New Horizon Cayman. During each 30-minute therapy session, experience ultimate relaxation in a spa-like setting, which includes a massage chair, tranquil music and dimly lit ambience. SEE

Cardiology

Dr Joanna Kregiel, MD PhD

Dr Brian Noronha

Cayman Islands Health Services AuthorityCardiology Clinic

150 Smith Road, Smith Road Medical Centre (2nd Floor), George Town

Tel: (345) 244 7750 or (345) 244 7751

www.sevenmileclinic.ky

SEE AD PAGE 316

Cosmetic Medicine & Surgery

In addition to traditional cosmetic surgery, non-invasive routine treatments including Botox, chemical peels, dermal fillers and Plasma Rich Therapy also fall under this category. Take a look at some options for treatments in Cayman below:

Dr Ciro Adamo, MD PhD EBOPRAS

Tel: (345) 949 6040

Beyond Basics Laser & Skincare 3rd Floor, Tomlinson Building

Corner of Walkers and Hospital Road, GT Tel: (345) 916 7546

Email: info@beyondbasics.ky

www.beyondbasics.ky

Dr Carmen Martinez, BSc PT MD

Dr Krzysztof Kukula, MD PhD - Cardiologist

Doctors Hospital

16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066

krzysztof.kukula@doctorshospitalcayman. com SEE AD PAGE 301

Dr Binoy Chattuparambil, MBBS MS MCh (CVTS) - Clinical Director and Senior Cardiac Surgeon

Dr Ravi K. Ganga Amancharla, MD FACCChief Interventional Cardiologist and Electrophysiologist

Dr Raghu Prasad, MBBS MD DNBSenior Consultant Interventional Paediatric Cardiologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040 or (345) 526 2108

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Dr Ofer Sagiv, MD F.A.C.C. RPVI

Seven Mile Medical Clinic

Queens Court, West Bay Road Tel: (345) 949 5600/Fax: (345) 949 5601

Email: admin@sevenmileclinic.ky

Cayman Rehab Services Unit 10, Eucalyptus Building, Shedden Road, George Town

DR. SAMANTHA DIGBY

BMBS, DCH, DRCOG, MRCGP General Practitioner

Email: samdigby@familypractice.ky

www.familypractice.ky/dr-samantha-digby

Open Monday – Friday: 8am – 5pm

The Family Practice, 60 Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077

Dr. Cleon Davis MB,BS, DM (Anaesthesia) Anaesthetist

Email: cdavis@familypractice.ky www.familypractice.ky

Open Monday - Friday, 8am - 5pm

The Family Practice, 60 Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077

HEALTH & WELLNESS 21 » www. caymanresident .com 319
AD PAGE 328
SEE AD PAGE 308

Tel: (345) 943 7974 or mobile: (345) 926 3099

Email: caymanrehab@gmail.com

www.caymanrehabservices.com

Languages: Spanish and English Services include: therapeutic Botox (for migraines, spasticity), physiotherapy, dermal filler, anti-ageing medicine, aesthetics, skin care. SEE AD PAGE 345

Dr Marc J. Kayem, MD FRCSC

Pensum Regenerative Medicine

Tel: (345) 949 8676

Mobile: (345) 939 4505

Email: Health@Pensum.pro

www.pensummed.pro

SEE AD PAGE 335

Dr Louis A. Cona, MD

The Strand Medical Centre

The Strand Shopping Centre, West Bay Road

Tel: (345) 945 7077/Fax: (345) 945 3153

Email: thestrandmedicalcentre@candw.ky

www.caymandoctor.ky

SEE AD PAGE 317

Dermatology

Dr Andrea Clare-Lyn Shue

Cayman Islands Health Services AuthoritySpecialist Clinic

150 Smith Road, Smith Road Medical Centre (3rd Floor), George Town

Tel: (345) 244 7750 or (345) 244 7751

Email: info@hsa.ky

www.hsa.ky SEE AD PAGE 308

Dr Rebeca De Miguel, MD PhDSpecialist Dermatologist

derma Ltd, The Grove, West Bay Road

Tel: (345) 233 1152

www.derma.ky

Second language: Spanish

Dr Rebeca De Miguel has a PhD in Psoriasis (2010) and a dual Masters in Oncological Dermatology (2014) and Trichology-hair conditions (2018). Derma Ltd aims to combine a state-of-the-art facility with patientcentred values and offers a wide range of dermatological services from medical to cosmetic treatments, including the opening of the first facility in Cayman dedicated to Mohs surgery. SEE AD THIS PAGE

Dr Alison Duncan, MBBS FRCP MScSpecialist Dermatologist

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: alison.duncan@integra.ky

www.integra.ky

Integra Healthcare’s team of experienced dermatologists provides a comprehensive paediatric and adult dermatology service. Besides her 12 years of consult-level experience in general dermatology, Alison also has special interests in paediatric problems, skin cancer and vulval dermatology.

SEE ADS PAGES 316 & 357

Dr Davide Altamura, MD MastersSpecialist Dermatologist & Dermato-Surgeon

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: davide.altamura@integra.ky

www.integra.ky

Integra Healthcare’s team of experienced dermatologists provides a comprehensive paediatric and adult dermatology service. With

HEALTH & WELLNESS 21 320 CAYMANRESIDENT 202 3 »

11 years as a UK consultant dermatologist, Davide has a particular interest in skin cancer screening, detection and management, with extensive publications.

SEE ADS PAGES 316 & 357

Dr Wayne Porter, MD FAAD

282 Crewe Road, George Town

Tel/Fax: (345) 946 9020

Email: Dr.portercayman@gmail.com

www.drwayneportercayman.com

Second language: Spanish

Dr Wayne Porter provides several services, including acne treatments, skin cancer detection and treatment, Botox and more.

Endocrinology/Diabetes

Endocrinologists are most often considered as specialists of internal medicine or paediatrics. They focus on the endocrine system (a messenger process of glands and feedback loops of hormones) and its related disease. Through hormonal analyses, they identify, diagnose and treat such diseases using inhibition/suppression testing. In some cases, treatment may include surgery. The most common types of endocrine diseases include diabetes, hypothyroidism, polycystic ovary syndrome, osteoporosis and metabolic syndrome.

Dr Diane Hislop-Chestnut, BSc (Hons) MB BChir

Palm Road Medical Ltd.

Chestnut Centre, 8 Palm Road, off Smith Road

Tel: (345) 946 7256

Email: reception@diabetescayman.com

Dr Rajnish Kumar, MD PG Cert. Diabetology

PGD Anaesthesiology MBBS

Total Health

The Grand Pavilion, 802 West Bay Road

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

Dr Kumar is an expert in managing complicated diabetes cases and holds more than 17 years of clinician experience. He strongly believes that “prevention is better than cure” and is trained in the fields of Internal Medicine, Diabetology and Critical Care. SEE AD PAGE 318

Fertility Treatment

If you are having trouble conceiving, there are plenty of options on-Island. Most OB/ GYNs will be able to undertake initial testing and subsequent treatment that may be required, such as ovarian stimulation and IUI. At the time of publication, the only licensed and certified practice offering IVF treatment is the Cayman Fertility Centre.

Dr Joseph Davis

Cayman Fertility Centre

Heron Place, 1283 Seaview Road, East End Tel: (345) 233 0770

www.caymanivf.com

Cayman Fertility Centre offers the only IVF treatment on-Island.

Dr Diana Van Der Borden, MBBS MD BSCCP

Dr David Stone, MD BSc

Dr Laura Hole, MBBS BSc MRCOG OceanMed

Bayshore Mall, Level 2, South Church St., GT Tel: (345) 946 2326

Email: info@oceanmed.ky

Dr Rommel El-MadanyConsultant Obstetrician / Gynaecologist

MB BCh (Cairo) FRCS (GYN) (Edinburgh) HDGO (Dublin) DM MD RCSI/IPA (Dublin) Diploma of Advanced Obstetrics Ultrasound/Foetal Medicine: RCOG/RCR (London)

9 Smith Road Plaza, Smith Road, GT Tel: (345) 946 2496

Urgent Care/After Hours: (345) 926 2911

Email: islandobgyn@icloud.com

Gastroenterology

Gastroenterologists are focused on investigating, diagnosing, treating and preventing all gastrointestinal and hepatological (liver, gallbladder, biliary tree and pancreas) diseases. There are several gastroenterologists in the Cayman Islands, some of which you can find below:

Dr Sunil K Mathai, MD DM FRCPSenior Consultant Gastroenterologist Health City

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky

www.healthcitycaymanislands.com

SEE AD INSIDE BACK COVER

Dr Trevor L. Seaton, MBBS FRCP (C) FACG

Island Medical Specialists

Unit C, Hospital Road Plaza, George Town

Tel: (345) 946 9770

Email: info@islandmedicalcayman.com or islandmedical@gmail.com

In-Home Nursing Care

With an ageing population and an increasing number of people choosing to retire in the Cayman Islands, the demand for in-home nurses continues to grow. Such nurses provide home-based care for patients, typically in the form of follow-up treatments post-discharge from a hospital or long-term nursing care at home for adults with a chronic illness, injury or disability.

AAA Caregivers Agency

Tel: (345) 916 5925 or (345) 916 1601

Email: aaacaregivers@candw.ky

www.aaacaregivers.ky

AAA Caregivers provides health care services and have on staff qualified nurses with tertiary education and over 10 years of experience caring for and nursing the elderly.

Caring Hands Cayman

171 Elgin Avenue, Cricket Square

Tel: (345) 943 1177

Email: support@caringhandscayman.com

HEALTH & WELLNESS 21 » www. caymanresident .com 321
SEE AD THIS PAGE

www.caringhandscayman.com

With a local Physician on board serving as an In House Medical Advisor and a clinical team of Registered Nurses, individualised care plans are prepared using best practices to deliver quality healthcare that promotes the best outcome for adults and paediatric clients. The home health care nursing services include but are not limited to: medication management, elderly care, dementia, respite care, infusion therapy, wound care and medical escort service. Caring Hands Cayman is dedicated to enhancing the quality of life, dignity and independence of the elderly, or those needing nursing care in their own home.

Internal Medicine/ Infectious Disease

Dr Joseph L. Barefoot, MD ABIM

Suite 13H, Grand Harbour Shops, Red Bay

Tel: (345) 949 9412/Fax: (345) 943 9412

Cayman Islands Hospital

Dr Dominic Caudeiron, MBBS

Dr Courtney Cummings, MD DM

Dr Karen Galloway-Blake, MD DM

Shawn Gutierrez, MD

Dr Nelson Iheonunekwu, MBBS DM PG Cert (Nephrology)

Dr Maeve Ulet-Ivey

Dr Candice Price

Dr Raymonde Rohan-Moving

Dr Nikki Thompson-Girish (Cayman Brac)

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

Email: info@hsa.ky

www.hsa.ky

SEE AD PAGE 308

Cayman Islands Health Services AuthoritySpecialist Clinic

150 Smith Road, Smith Road Centre (3rd floor), George Town

Tel: (345) 244 7750 or (345) 244 7751

SEE AD PAGE 308

Dr Stephen J. Pickering, MB ChB FRCP (UK)

Grand Harbour Medical

Grand Harbour Medical Suites, Red Bay

Tel: (345) 949 4309/Fax: (345) 949 7543

Email: drstephen@themedicalclinic.com

Neurology, Neurosurgery & Pain Management

Cayman has several neurologists and neurosurgeons specialising in the treatment of disorders of the nervous system. Such disorders include strokes, epilepsy, blocked arteries, chronic back pain, neuromuscular and movement disorders.

See this page for a list of those who can help with neurological issues:

Cayman Islands Health Services AuthoritySpecialist Clinic

Dr Dwaine Cooke - Neurosurgeon

Dr Judith Nicholls - Pain Management

150 Smith Road, Smith Road Medical Centre (3rd floor), George Town

Tel: (345) 244 7750 or (345) 244 7751

SEE AD PAGE 308

Dr James Akinwunmi, MBBS FRCS (SN)

Cayman Neurosurgeons International Group

Tel: (345) 769 8370

A UK-trained specialist who previously ran an NHS and Harley Street (London) practice. He sees conditions of the brain and spine, performs spinal surgery and peripheral nerve surgery (carpal tunnel surgery).

Dr Azad Esack, MBBS (Hons Med) MRCPNeurologist & Neurophysiologist Doctors Hospital

16 Middle Road, off Walkers Road, GT Tel: (345) 945 6066

Email: azad.esack@doctorshospitalcayman.com

SEE AD PAGE 301

Dr Romnesh de Souza, MBBS MD DNBConsultant Interventional Neurologist

Dr Manjunatha Kandala, MBBS DNBNeurosurgeon and Spine Surgeon

Dr Sumana Pallegar, MBBS DNBConsultant Neurosurgeon

Health City Cayman Islands

1283 Sea View Road, East End Tel: (345) 640 4040

SEE AD INSIDE BACK COVER

Obstetrics & Gynaecology

Once pregnant, one of the first and most important decisions one has to make is

selecting an OB/GYN. In Cayman, you may choose either a private specialist doctor or register at the Women’s Health Centre at the Cayman Islands Hospital for antenatal care. The Cayman Islands Hospital (HSA) and Doctors Hospital (DH) have maternity wards where babies can be delivered.

For more information on healthcare for babies and children, see the OB/GYN listings or the Having A Baby chapter. The following are some experts available in Cayman:

Dr Barry Richter, MD

CaymanSpine / NovoClinic

BritCay House, 236 Eastern Avenue

Tel: (345) 746 6080

Email: frontdesk@novocayman.com

SEE AD OPPOSITE PAGE

Cayman Islands Hospital

Dr Gilbertha Alexander, MBBS DM MRCOG

Dr Elaine Ebanks, MBBS DM

Dr Rhonda Reeves, MBBS DM FRCOG

Dr Davina McCoy, BSc MBBS (Registrar)

Dr Karina Palmer-Forde, BSc MD (Well Women’s Clinic)

Dr Peter Sipos, MD PhD (Med) MsC (Health Economy) MRCOG CCT (UK)

Dr Tonita Rankin, BSc MBBS (Registrar)

Dr Lulianna Irimia

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600

Email: info@hsa.ky

www.hsa.ky

SEE AD PAGE 308

Dr Awardnath (Howard) Deosaran, BSc MD DM FACOG LLB (Hons)

Centre for Women, Family and Child Health Ltd.

Unit #15C Caribbean Plaza, West Bay Road

Tel: (345) 943 4666 or mobile: (345) 925 7020

Email: hdeosaran@forhealth.ky

Dr Zbigniew “Dr Ziggy” Zwierzchowski, MDObstetrics Gynaecologist

Doctors Hospital

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6066

HEALTH & WELLNESS 21 322 CAYMANRESIDENT 202 3 »

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At CaymanSpine and NovoClinic, we’re committed to providing exceptional patient care and to preserving motion across all areas of orthopaedics and the spine.
Dr Ali Noorani, MD, MBBS BSc (Hons) MRCS, FRCS (Tr & Orth) & Trauma Surgeon, Shoulder, Elbow & Upper Limb Dr Raghbir Khakha, MD, FRCS (Tr & Orth), MBBS, MSc Dr Kristian Kley, MD Professor Adrian Wilson, MD, MBBS, BSc (Hons), FRCS, FRCS (Tr & Orth) Dr Scott Hodges, DO Dr Craig Humphreys, MD Duff,

Email: Zbigniew.zwierzchowski@ doctorshospitalcayman.com

SEE AD PAGE 301

Dr Rommel El-MadanyConsultant Obstetrician / Gynaecologist

MB BCh (Cairo) HDGO (Dublin) FRCS (Edinburgh) DM MD RCSI/IPA (Dublin) Diploma of Advanced Obstetrics Ultrasound/Foetal Medicine: RCOG/RCR (London)

9 Smith Road Plaza, Smith Road, George Town

Tel: (345) 94-OBGYN or (345) 946 2496

Urgent Care/After Hours: (345) 926 2911

Email: islandobgyn@icloud.com

Consultant/Specialist OB/GYN: gynaecologic wellness, high-risk pregnancy, infertility, traditional and advanced laparoscopic/ endoscopic surgery, including: advanced laparoscopic surgery and minimally invasive surgery for heavy periods, fibroids, endometriosis, urinary incontinence, sterilisation, prolapse, etc. Advanced equipment, including: 4D, 3D and coloured ultrasound, electronic urodynamics, digital colposcope and LEEP procedures. One-stop cancer screen, foetal anomaly scan, nuchal translucency and amniocentesis tests; and packages for pregnancy care and delivery.

SEE AD PAGE 321

Faith Hospital

Dr Venkamma Bonigi, MBBS DGO

215 Dennis Foster Road, Cayman Brac Tel: (345) 948 2243

Dr Pooja Monteiro, MBBS DNBConsultant Gynaecologist

Health City Cayman Islands

1283 Sea View Road, East End

OPHTHALMOLOGY

Dr. Eugene Foley F.R C.S D.O

107 Claudhill Road, off Smith Road (formerly Melrose Lane) George Town Tel: 946 4944 Fax: 945 1597

Emergency: 916 6264

General Ophthalmology

Eye Surgery | Lasers

Full Diabetic Eye Care | Glaucoma

Children Assessments

All Eye Emergencies

Most Insurance Accepted on Assignment

Tel: (345) 640 4040

SEE AD INSIDE BACK COVER

Dr Lisa Joels, MB ChB MD FRCOG FHEASpecialist Obstetrician and Gynaecologist

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: lisa.joels@integra.ky

www.integra.ky

Integra Healthcare has an all-female OBGYN team covering obstetrics, gynaecology, child and adolescent gynaecology and fertility.

Lisa brings 19 years of tertiary UK consultant experience and particular interests in holistic care, fertility problems, adolescent issues and minimally invasive techniques.

SEE ADS PAGES 316 & 357

Dr Madhavi Manoharan, MBBS MD MRCOG DFFP

- Specialist Obstetrician and Gynaecologist

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: madhavi.manoharan@integra.ky

www.integra.ky

Integra Healthcare has an all-female OBGYN team covering obstetrics, gynaecology, child & adolescent gynaecology and fertility. Madhavi brings a decade of tertiary consultant-level experience and specific interests in early pregnancy scanning, high-risk pregnancies and foetal medicine.

SEE ADS PAGES 316 & 357

Dr Diana Van Der Borden, MBBS MD BSCCP

Dr David Stone, MD BSc

Dr Laura Hole, MBBS BSc MRCOG

OceanMed

Bayshore Mall, Level 2, South Church Street, GT

Tel: (345) 946 2326

Email: info@oceanmed.ky

Oncology

Cayman Islands Cancer Society (CICS)

114 Maple Road, George Town

Tel: (345) 949 7618

Email: info@cics.ky or www.cics.ky

Facebook: www.facebook.com/CICSCayman

Instagram: @c.i.c.s

The Cayman Island Cancer Society (CICS) helps cancer patients in a variety of ways

including counselling, peer support, greeting cards designed by children, art therapy, hospital equipment and financial support for those who qualify. They provide those individuals who qualify with access to their Charity Voucher Programme, which offers pap smear tests, prostate exams and mouth and throat cancer screenings. An HPV Vaccination Programme is also available in partnership with the HSA.

Cayman Islands Hospital (Chemotherapy Unit)

Dr Lundie Richards

42 Pines Drive

Email: oncology2@hsa.ky or info@hsa.ky

Tel: (345) 244 2872 or (345) 244 2771

SEE AD PAGE 308

Dr Sanjay Awasthi, MD - Medical Oncologist

Doctors Hospital

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6066

Email: sanjay.awasthi@doctorshospitalcayman. com SEE AD PAGE 301

Dr Dwight Lowe, MBBS DM (HaematologyClinical)

Doctors Hospital - Visiting Specialist

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6066

Email: dwight.lowe@doctorshospitalcayman.com

SEE AD PAGE 301

Dr Vineetha Binoy, MBBS MD DMMedical Oncologist

Dr Rashmi Sharma, MBBS MS PGD - Surgical Oncologist and Oncoplastic Breast Surgeon Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

SEE AD INSIDE BACK COVER

Dr Theodore Turnquest, MD

29 Pasadora Place, Smith Road, George Town

Tel: (345) 936 0779/Bahamas: (242) 325 6284

Ophthalmology

Ophthalmologists provide medical and surgical treatment of eye diseases, give diabetic eye care and perform cataract surgery. Cayman is lucky to have several

HEALTH & WELLNESS 21 324 CAYMANRESIDENT 202 3 »

eye care experts to assist with both simple and complex needs.

Dr Eugene Foley, FRCS MB BCh BAO NUI

107 Claude Hill Road, off Smith Road, GT

Tel: (345) 946 4944 or (345) 916 6264

Email: info@drfoleyeyeclinic.com

Dr Eugene Foley provides several optical services, including general ophthalmology, eye surgery, full diabetic eye care, lasers, glaucoma, kids assessments and all eye emergencies. Most insurance policies accepted on assignment.

SEE AD PREVIOUS PAGE (CLINIC) & PAGE 343 (SHOP)

Lions Eye Clinic (HSA)

Dr Ermanno Scerrati, BSc MBBS MECS (UK)

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

The Lions Eye Clinic offers a comprehensive range of general ophthalmic services, from laser services and ocular ultrasound to local and general anaesthetic procedures such as cataract surgery, glaucoma surgery, cornea replacement and pterygium surgery.

SEE AD PAGE 308

Optique

8 Queens Court Plaza, West Bay Road

Tel: (345) 949 EYES (3937)

Email: info@optique.ky

www.optique.ky

Optical boutique offering new and exclusive eyewear brands. SEE AD THIS PAGE

Dr Priyanka, MBBS MS (Ophthalmology) FRCS (Part 2) Glasgow

Total Health

The Grand Pavilion, 802 West Bay Road

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

Dr Priyanka is a qualified eye surgeon at Total Health with over 13 years of experience in the field of Ophthalmology. She has worked alongside retina specialists and is wellversed in diagnosing and providing treatment for retinal disorders, as well as performing eye surgeries. Anterior segments surgeries are her speciality. SEE AD PAGE 318

Orthopaedics & Sports Medicine

Dr Melissa Mascaro, MD CAQSM

Cayman Clinic, 439 Crewe Road, George Town Tel: (345) 949 7400/Fax: (345) 949 9045

Email: cayman.clinic@gmail.com

www.caymanclinic.ky

Dr Mascaro provides preventative measures and management of injuries to both elite and recreational athletes.

SEE AD PAGE 313

Cayman Hand Centre

Dr Hesham Sida, FRCS MSc Orth BMSc MBBCh Grand Pavilion (Main Entrance), West Bay Road Tel: (345) 946 2500/Emergency: (345) 939 2500

Email: office@caymanhandcentre.com

www.caymanhandsurgeon.com

With over 25 years of experience and operating privileges at both Doctors Hospital and HSA, Dr Hesham Sida specialises in hand and wrist surgery ranging from carpal tunnel release, fractures and dislocations to tendon repairs, arthrodesis, arthroplasty, nerve repairs, vascularised bone grafts, trapeziectomies, microvascular and reimplantation surgery. He also specialises in sports medicine and wrist, elbow, knee and ankle arthroscopic surgery and medicolegal reports.

SEE AD PAGE 328

Cayman Islands Hospital - Orthopaedic Clinic

Smith Road Medical Centre - Sports Medicine

Dr Kadiyala Sekhar, MBBS MS

Dr Pekko Kuusela, MD

Dr Allan Larsen, MD PhD

95 Hospital Road, George Town

Tel: (345) 949 8600

Email: info@hsa.ky

www.hsa.ky SEE AD PAGE 308

Cayman Orthopaedic Group (COG)

Dr Frank Smith, MB ChB FRCSCFounder & Owner Unit 1, Smith Road Plaza, Smith Road Tel: (345) 945 8380

Email: info@cog.ky or caymanortho@cog.ky

Specialist orthopaedic practice providing the highest quality care for each individual patient.

COG employs the most innovative procedures and state-of-the-art technology to treat sports injuries, minimally invasive shoulder,

HEALTH & WELLNESS 21 » www. caymanresident .com 325 8 Queens Court Plaza West Bay Road, George Town info@optique.ky (345) 949-EYES (3937) (345) 325-7945 Bringing fashion and function together with eyewear for the whole family. Oliver Peoples SALT Optics Leisure Society Face A Face Mykita Orgreen ProDesign William Morris London Our House Brands

Cayman Orthopaedic Group

World Class Orthopaedic Care

Our goal is to provide the highest quality of orthopaedic care for the individual needs of our patients. Our experienced physicians are recognised internationally as leading experts in the treatment of the musculoskeletal system.

Unit 1, Smith Road Plaza, 60 Smith Road, George Town (345) 945 8380

Monday–Friday, 8am–5pm

caymanortho@cog.ky

Services Include:

• All inside ACL Reconstruction

• Cartilage Reconstruction

• Joint Preservation & Osteotomy

• Pioneering Ligament Surgery

• • Realignment of Cartilage and Ligament

• Minimally Invasive Knee and Hip Replacement Surgery

knee and hip surgery, trauma and other osteoarthritic treatments.

SEE AD OPPOSITE PAGE

CaymanSpine / NovoClinic

Prof Adrian Wilson, MBBS Bsc (Hons) FRCS

FRCS (Tr and Orth)

Dr Raghbir Khakha, FRCS (Tr and Orth) MBBS

Msc

Dr Kristian Kley, MD

Dr Ali Noorani, MBBS BSc (Hons) MRCS FRCS (Trauma and Orth)

Dr Melissa Mascaro, MD

BritCay House, 236 Eastern Avenue

Email: info@caymanspine.com or frontdesk@ novocayman.com www.caymanspine.com www.novoclinic.ky

SEE AD PAGE 323

Dr Matthias F. Herzig, MD PhDConsultant Orthopaedic, Trauma & Reconstructive Surgery

Doctors Hospital CTMH

16 Middle Road, off Walkers Road, GT Central Tel: (345) 914 6512 or mobile: (345) 924 0041

Other: (345) 949 6066 or (345) 640 1422

Email: dr.m.herzig@gmail.com

Languages: English, French and German

Dr Matthias F. Herzig is board-certified in trauma and orthopaedic surgery, reconstructive and general surgery, and sports medicine, with UK Specialist registration. He treats all musculoskeletal trauma and sports injuries and has over 25 years of experience in keyhole surgery for shoulder, knee and ankle, including meniscus, cartilage and ligament reconstruction, along with ACL and PCL repair, total hip and knee replacement, and foot and ankle surgery, including bunion/ hallux valgus surgery. His other services include, treatment of all fractures, carpal tunnel surgery, conservative management of back pain including nerve blocks and facet joint infiltrations. On-site diagnostics include XR, US, CT, MRI and lab. Medico-legal reports are also available.

Senior Orthopaedic Surgeon

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040 or (345) 526 2108

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Island Orthopaedics

Pervez Ali, MD FRCSC

Olufemi Ayeni, MD PhD FRCSC

Bradley Petrisor, MD MSC FRCSC

Krishan Rajaratnam, MD FRCSC

Franklin Tran, MD FRCSC

Ivan Wong, MD FRCS

Fay Frederick, RN Dip HSM

Unit A1 Crowne Square

71 Eastern Avenue, George Town

Tel: (345) 640 6360

Email: info@islandorthopaedics.ky

www.islandorthopaedics.ky

Rebranded in 2022, Island Orthopaedics are the only comprehensive subspecialty orthopaedic service in the Cayman Islands. Their experienced team of surgeons are fellowship-trained medical practitioners,

recognised internationally as experts in the treatment of the musculoskeletal system. They provide cutting-edge, minimally invasive procedures and state-of-the-art technology for the treatment and care of sports injuries, trauma, paediatric orthopaedic issues and osteoarthritic concerns.

SEE AD THIS PAGE

New Horizon Cayman

West Shore Center, 508 West Bay Road

Tel: (345) 943 5800

Email: care@newhorizoncayman.com

www.newhorizoncayman.com

They offer advanced electrotherapy, a safe and effective way to reduce pain and inflammation associated with arthritis, joint injuries and other orthopaedic issues. The advanced treatment uses an FDA-cleared device, is covered by most insurance companies and is exclusively offered at New Horizon Cayman. During each 30-minute therapy session, experience ultimate relaxation in a spa-like setting, which includes a massage chair, tranquil music and dimly lit ambience. SEE AD PAGE 328

Our experienced team of surgeons are fellowship-trained practitioners, recognised internationally as experts in the treatment of the musculoskeletal system.

Our Physicians

All of our physicians are Fellows of the Royal College of Physicians and Surgeons of Canada certified Orthopaedic Specialists, members of the College of Physicians & Surgeons of Ontario and are all university affiliated holding the rank of Professors and Associate Professors of Orthopaedics.

We provide cutting-edge, minimally invasive procedures and state-of-the-art technology for the treatment and care of sports injuries, trauma, paediatric orthopaedic issues and osteoarthritic concerns.

T: 1 (345) 640-6360

E: info@islandorthopaedics.ky

W: www.islandorthopaedics.ky

HEALTH & WELLNESS 21 » www. caymanresident .com 327
Island Orthopaedics is a comprehensive subspecialty orthopaedic service
Pervez Ali, MD FRCSC Olufemi Ayeni, MD PhD FRCSC Bradley Petrisor, MD MSC FRCSC Krishan Rajaratnam, MD FRCSC Franklin Tran, MD FRCSC
Address Unit A1 Crowne Square, 71 Eastern Avenue, George Town PO Box 412, Grand Cayman KY1-1502, Cayman Islands
Ivan Wong, MD FRCSC Fay Frederick, RN Dip HSM

Regenexx Cayman

West Shore Center, 508 West Bay Road

Tel: (345) 943 5900 (Local) or 1 (877) 211 3834 (US Toll-free)

Email: info@RegenexxCayman.ky

www.RegenexxCayman.ky

Regenexx Cayman offers advanced blood platelet (PRP) and stem cell injections to treat orthopaedic conditions and sports injuries, including arthritis, tendon and ligament sprains and strains, cartilage damage, soft tissue tears and more. They are the exclusive provider of

Regenexx-C: a cultured stem cell treatment that produces 100-1,000 times more stem cells. Remaining cells can be banked for future use. These treatments are a trusted alternative to orthopaedic surgery.

SEE AD THIS PAGE

Will Of Wellness

The Belmont, Suite 2, Belmont Close, Crewe Road, George Town

Tel: (345) 926 2428

Email: wowcayman3@gmail.com

Cayman Hand Centre

Dr. Hesham Sida FRCS Edin, MSc Orth, BMSc, MBBCh Consultant Orthopaedic Trauma, Sports & Hand Surgeon

Office:(345) 946-2500 • Emergencies:(345) 939 2500

Email: office@caymanhandcentre.com• www.caymanhandsurgeon.com

GRAND PAVILION (MAIN ENTRANCE) WEST BAY ROAD

WORLD-CLASS STEM CELL THERAPY

✔ A trusted alternative to orthopedic surgery

✔ Treat sports injuries, arthritis, & joint conditions

✔ Promote natural healing with PRP & stem cells

✔ Culture & store your cells for future treatment

✔ Book consult to understand your treatment options

345-943-5900

info@RegenexxCayman.ky www.RegenexxCayman.ky

West Shore Center 508 West Bay Road Mon-Fri, 9am - 5pm

NEW HORIZON CAYMAN

✔ Advanced electrotherapy now in Cayman

✔ Pain-free treatment with no downtime

✔ Reduces pain & inflammation

✔ Covered by most insurance

✔ Relax in a spa-like setting

345-943-5800

care@NewHorizonCayman.com

www.NewHorizonCayman.com

Otorhinolaryngology (ENT)

Ear, Nose and Throat (ENT) specialists diagnose, treat and manage diseases of the ears, nose, sinuses, larynx (voice box), mouth and throat, as well as structures of the neck and face. They are often uniquely trained in medicine and surgery, so they do not have to refer patients elsewhere or overseas for relevant treatments.

Dr Gyanendra Jha, MBBS MSc ENT

Dr Cengiz Uneri, MD FRCS (Eng)

Cayman Islands Health Services AuthoritySpecialist Clinic

150 Smith Road, Smith Road Medical Centre (3rd Floor), George Town

Tel: (345) 244 7750 or (345) 244 7751

SEE AD PAGE 308

ENT in Cayman

Dr Ulrich Ecke, MD ENT

Dr Fionnuala Keane, MBChB DCH DRCOG

PGDiPENT

Dr Nadine Yammine, MD. Sc FRCSC

Otolaryngology - Head and Neck Surgery

Laryngology

Pasadora Place, 94 Smith Road, GT

Tel: (345) 745 3253

Email: info@entincayman.com

www.entincayman.com

ENT in Cayman Ltd. provides complete diagnosis and treatment of ear, nose, and throat conditions: acute and chronic hearing loss and balance problems, sinus inflammation, diseases of the mouth, sleep apnea, head and neck and voice box disorders for adults and children of all ages.

Dr Frank Glatz, MD FABO FAAOHNS FAAOA

Cayman E.N.T. Associates

Unit 2, Alexander Place

Dorcy Drive, George Town

Tel: (345) 945 3822

Email: jharris@candw.ky

Paediatrics

West Shore Center 508 West Bay Road

9am - 5pm

Paediatricians specialise in concerns of physical, mental and social health of children from birth to young adulthood (neonatal through to 18 years of age). The field encompasses a broad spectrum of

HEALTH & WELLNESS 21 328 CAYMANRESIDENT 202 3 »
Mon-Fri,

health services that include everything from preventative healthcare to the treatment of chronic or acute diseases. Paediatricians also handle environmental, social and biological development concerns.

Dr Cecily Abraham, MBBS DCH DM

Unit 7, Alexander Place, Dorcy Drive

Tel: (345) 945 7050

Dr Shyla Chacko Jehangir, MBBS DCH MRCPCH

MSc Allergy

Unit 7, Alexander Place, Dorcy Drive

Tel: (345) 945 7050

Dr Christine Chen, MD MBBS DABP FAAP

Centre for Women, Family and Child Health Ltd.

Unit #15C Caribbean Plaza, West Bay Road

Tel: (345) 943 4666

Email: ChristineC@forhealth.ky

Cayman Islands Hospital

Dr Marilyn McIntyre, MBChB DRCOG FRCM

Dr Earl Robinson, MD FAAP

(American Board of Paediatrics)

Dr Linden Swan, MB BS (Guyana) DM (UWI)

Dr Chela Lamsee -Ebanks, MBBS DM

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

Email: info@hsa.ky

www.hsa.ky SEE AD PAGE 308

Dr Ramon Lacanilao, MD - Paediatrician

Doctors Hospital

16 Middle Road, George Town

Tel: (345) 949 6066

ramon.lacanilao@doctorshospitalcayman.com

SEE AD PAGE 301

Dr Jasmina Marinova, MRCPCH MD –

Specialist Paediatrician and Neonatal Medicine

Integra Healthcare Ltd, Grand Pavilion, SMB

Tel: (345) 745 7450

Email: jasmina.marinova@integra.ky

www.integra.ky

Dr Jasmine is a specialist paediatrician with an interest in Neonatal Medicine. Integra Healthcare provides a team of four tertiarytrained paediatric and newborn specialists providing a comprehensive service. Jasmina provides a comprehensive, holistic paediatric

service to infants of all ages, as well as attending deliveries and providing newborn care. SEE ADS PAGES 316 & 357

Dr Sarah Newton, MBChB FRACP (paeds) DCH

– Specialist General Paediatrician and Newborn Care

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: sarah.newton@integra.ky

www.integra.ky

Integra Healthcare provides a team of four tertiary-trained paediatric and newborn specialists providing a comprehensive service. Besides her general paediatrics and newborn care, Sarah has a particular interest in growth and development, as well as complex diagnostics and care. SEE ADS PAGES 316 & 357

Dr Sara Watkin, MBChB MRCP (paeds) FRCPCH

MD – Specialist Paediatrician and Neonatologist

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: sara.watkin@integra.ky

www.integra.ky

Integra Healthcare provides a team of four tertiary-trained paediatric and newborn specialists providing a comprehensive service. Sara is the lead for neonatal care, having had 25 years of experience as a consultant in the UK, focussing on the sickest and most preterm infants. SEE ADS PAGES 316 & 357

Dr Siobhan Jaques, MBBS BSc DRCOG FRCPCH

– Specialist Paediatrician and Neonatologist

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: siobhan.jaques@integra.ky

www.integra.ky

Integra Healthcare provides a team of four tertiary-trained paediatric and newborn specialists providing a comprehensive service. Siobhan is an experienced consultant in neonatal care, with an additional interest in the mental wellbeing of children and excellence in paediatrics. SEE ADS PAGES 316 & 357

Dr Gordon Smith, MB ChB MRCP (UK)

MRCGP DRCOG

The Children’s Clinic and Family Practice

Windward Centre

93 Smith Road, George Town

Tel: (345) 949 2970

Email: drgoffice@candw.ky

www.thechildrensclinic.ky

Other Languages: French

SEE AD THIS PAGE & 356

Dr Segomotso Madisa, MBBS DM

Paediatrics (UWI) FAAP

The Children’s Clinic and Family Practice

Windward Centre

93 Smith Road, George Town

Tel: (345) 949 2970

Email: drgoffice@candw.ky

www.thechildrensclinic.ky

Second Language: Setswana

SEE AD THIS PAGE & 356

Paediatric Cardiologist

Dr Aritra Mukherji, MBBS MD FNBPaediatric Cardiologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040 or (345) 526 2108

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Paediatric ENT

ENT in Cayman

Dr Ulrich Ecke, MD ENT

Dr Nadine Yammine, MD Sc FRCSC

Otolaryngology - Head and Neck Surgery

Laryngology

Dr Fionnuala Keane, MBChB DCH DRCOG General

Dr Zanele Balang, MBBS DM Paediatrics

OceanMed, Bayshore Mall, Level 2, South Church Street, George Town

Tel: (345) 946 2326

HEALTH & WELLNESS 21 » www. caymanresident .com 329
Paediatrics • Neonatology
Child Checks • Immunisations Dive Medicine • General Practice
Well
w w w.t he c h il dr e n s cli n i c . k y Tel: (345) 949 2970 • Email: drgoffice@candw.ky Medicals School/College • Work Permit • Life Insurance
Windward Centre, 93 Smith Road George Town, Grand Cayman
Madisa
Dr.
Gordon Smith Dr. Segomotso

PGDipENT

Niamh Kilcoyne, Audiologist MSc

Alison Mulder, BA (Hons) Speech Therapist

Pasadora Place

94 Smith Road, George Town

Tel: (345) 745 3253

Email: info@entincayman.com

www.entincayman.com

Pathology

Dr Shravana Jyoti, MBBS (India) MD (JIPMER)

Dr Kimone Fraser, MBBS DM

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 308

Dr Jyoti Jadiyappagoudar, MBBS MDConsultant Pathologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Podiatry & Orthotics

Podiatrists diagnose and treat conditions of the foot, ankle and structures of the leg.

Mr Ray Anthony FCPodS DPodM

Helix Healthcare, 4 Middle Road, George Town

Tel: (345) 749 4444

Psychology, Psychotherapy, Psychiatry & Counselling

Psychiatry and psychology are overlapping professions, where practitioners of both are mental health professionals. Their area of expertise is the mind – and the way it affects behaviour and wellbeing. They often work together to prevent, diagnose and treat mental illness. However, it is important to understand the difference: a psychiatrist is a medical doctor who specialises in preventing, diagnosing, and treating mental illness, whereas a psychologist has a doctoral degree in psychology, which is the study of the mind and behaviours. Cayman has several

Aspire Therapeutic Services

Unit A13, Crown Square, Eastern Avenue

Tel: (345) 743 6700

Behavioral Health Associates Cayman

Dr Marc Lockhart, MD

Dr Susanne Neita, MB BS DM (Psychiatry)

Xenia Sotiriou, BA M. Ed Adv. Dip PhD

Dr Sangeeta Srivastava Awasthi, MD

Unit B, Hospital Road Plaza, George Town

Tel: (345) 746 0066/Fax: (345) 746 0071

Email: info@bhac.ky

www.bhac.ky

Second language: Spanish

Board Certified Consultant Psychiatrists specialising in the treatment of children, adolescents, adults and seniors. Additional associates specialising in psychiatry, forensic and legal evaluations, counselling and life coaching. SEE AD PAGE 332

Cayman ABA

Pasadora Place, Unit 15, Smith Rd, GT

Tel: (345) 947 5477

Email: info@caymanaba.com

www.caymanaba.com

A multi-disciplinary practice that offers ABA therapy to significantly improve the quality of life for children with Autism. Offers early intervention, psycho-educational and psychological assessments, behavioural consultations and more. SEE AD THIS PAGE

Caribbean Haven Residential Centre (CHRC)

2409 Bodden Town, Breakers

Tel: (345) 947 9992

Email: counselling.services@gov.ky

www.dcs.gov.ky/chrc

• Early Intensive Behavioral Intervention (EIBI)

• Focused Behavioral Therapy (ABA, ACT)

• Behavioral Skills Training (BST) for parents, caregivers, and school staff

• Positive Behavior Supports (PBS) training for parents, caregivers, and school staff

Educational Services:

• Playschool program, for early intervention

• "Alternate Placement" Educational Program, for school-age children

• Tutoring for children with Special Education Needs

• We are family-focused

• Our Clinicians and Teachers are internationally and locally licensed

• We integrate a variety of evidence-based approaches based in developmental psychology and behavioral science to provide holistic care.

345-947-5477

info@caymanaba.com www.caymanaba.com

Pasadora Place, 94 Smith Road, Unit 15, George Town, Grand Cayman

Caribbean Haven Residential Centre offers an intensive residential substance abuse treatment programme for individuals struggling with substance abuse/addiction and co-occurring disorders. A social detoxification programme is available in the Withdrawal Management Unit.

Cayman Islands Crisis Centre (CICC)

Grand Cayman KY1-1004

Tel: (345) 949 0366

24-hour Crisis Line: (345) 943 2422

Kids Helpline: (345) 649 KIDS (5437)

HEALTH & WELLNESS 21 330 CAYMANRESIDENT 202 3 »

Our Services

Assessments

• Psychoeducational

• Neuropsychological

• Personality and Intellectual Functioning

• Career Guidance

• Pre-Surgical Evaluations

Family Court Evaluations

• Cases of Divorce

• Cases of Relocation

• Cases of Domestic Violence

• Foster Care Placements/Adoption Screening

Forensic Evaluations

• Criminal Court Matters

• Competency to Testify

• Cases of Suspected Child Sexual Abuse

Therapies

• Cognitive Behavioural Therapy (CBT)

• Dialectical Behaviour Therapy (DBT)

• Solution-Focused Therapy

• Eye Movement Desensitization and Reprocessing Therapy (EMDR)

Health Psychology

• Resilience and Illness

• Pain Management

• Treatment Adherence

• Smoking Cessation

• Weight Management

• Health and Covid (or Post-Covid)

• Mindfulness

Equine-Assisted Psychotherapy/ Learning

• Therapeutic Activities with Horses

Individual Therapy for Teens/Adults

• Mood Disorders (Depression/ Bipolar)

• Posttraumatic Stress Disorder

• Complex Trauma

• Anxiety Disorders (eg: GAD, Social Anxiety)

• Panic Attacks

• Obsessive-Compulsive Disorder

• Substance Use Disorders/ Addictions

• Attention-Deficit/Hyperactivity Disorder

• Psychotic Disorders (eg: Schizophrenia)

• Grief/Loss

• Relationship Stress; Separation/ Divorce

• Sleep Difficulties

• Personal Growth/Development

• Occupational Burnout/Changes

• Career Counselling

• Pre-Surgical Evaluations

Child Therapy

• Behaviour Management

• Anger Control

• Scholastic & Learning Problems (eg: Learning Disabilities, ADHD)

• Depression/Low Mood/Low Motivation

• Abuse/Trauma

• Anxiety, Fears and Phobias

• Parental Supports

• Bed Wetting and Soiling

Counselling and Clinical Psychology

• Supervising Graduate Students in Clinical and Counselling Psychology

Family Therapy

• Marriage/Couple Relationship Problems

• Parent-Child Relationship Problems

Employee Assistance Programme

• Assisting Individuals with Work Related Stress and Difficulties

• Trauma Debriefing/Counselling (Groups)

High School and College Survival Skills

• Creating Success

• Self-Development

• Sleep Hygiene

• Study and Attention Skills

• Self-Motivation

• Time Management

• Self-Discipline Skills

Corporate Training/Workshops

• Team Building

• Effective Communication/Conflict Resolution

• Stress Management

• Mental Health in the Workplace

• Crisis Support in the Workplace

• Customized Workshops to Meet Your Goals

Sport Psychology

• Performance Planning

• Life and Competitive Balance

• Injury Rehab and Return to Competition

• Reducing Over-Training

• Exercise Adherence

• Team Consultation

• Coach Consultation

Suite 130 Windward 1, Regatta Office Park, George Town, Grand Cayman (345) 745-6463 | info@oncourse.ky | www.oncourse.ky

Hope Academy

Individual / Family / Couples Counseling

Parenting As sistanc e & Suppor t

In -home Inter ventions

School O bser vations & Inter ventions

Psyc hiatric Ser vic es

Speec h & L anguage Therapy

Psyc hoeducational As ses sments

Neuropsyc hologic al As ses sments

We are able to work with most insurance companies.

For a FREE, confidential consultation contact Pauline VanderGrinten at pauline@mentalhealthci.com

1(345) 769 4673

Grand Harbour Shops, Units 1-8 ww w.hop e cayman.com office@hopecayman.com

Toll Free: 1 (800) 534 2422

Email: info@cicc.ky

www.cicc.ky

A charitable organisation that provides services and programmes focusing on domestic and sexual abuse through the provision of safe, temporary shelter for women and their children, community education and assistance to all victims of abuse. All services are confidential. The Cayman Islands Crisis Centre carries out its mission by providing safe shelter for abused women and their children, a 24-hour crisis line, a toll-free crisis line, a teen and young adults afterschool programme for at-risk youth, a walk-in centre for all victims of domestic violence and ongoing supports and services for the Cayman Islands community. ‘Kids Helpline’ is a free helpline service for children and young adults up to the age of 18. It is a private service which will safeguard and protect the rights of a child. This service is available Monday to Friday 10am-6pm.

Cayman Islands Health Services Authority

Dr Stenette Davis - Psychiatry

Dr Omotayo Bernard - Psychiatry

Dr Toni-Ann Heron, MBBS DM - Psychiatry

Sophia Chandler, BSc MSc - Child Psychologist

Dr Antonia Hawkins, BSc MSc PhDPsychologist

Lockhart,

Dr. Susanne Neita, M.B., B.S., D.M. Consultant Psychiatrist

Dr. Sangeeta Awasthi, MD Board Certified Consultant Psychiatrist

Xenia Sotiriou, B.A, M. Ed, Adv. Dip, Phd Therapist

Heather Lockhart, ICF-PCC Certified Life Coach

Charmaine Elias, NCPT

Registered Psychiatric Technician

• Psychiatry

• Life Coaching

• Forensic & Legal Evaluations

• Counselling/Psychotherapy

• Serving Children, Adolescents, Adults and Seniors

Hospital Road Plaza, George Town

Tel: (345)746-0066 • Fax: (345)746-0071

Email: info@bhac.ky

www.bhac.ky • www.theclarityhub.com

Cavelle Delfosse - Psychologist

Paulette Gayle - Psychologist

Dr Tonya Holder - Psychiatry

Dr Marc Lockhart - Psychiatry

Samantha Sharpe - Applied Behavioural Analyst

150 Smith Road, Smith Road Medical Centre (3rd Floor), George Town

Tel: (345) 244 2650

Email: info@hsa.ky

www.hsa.ky

SEE AD PAGE 308

Employee Assistance Programme (EAP)

Tel: (345) 949 9559

Email: eap@eapcayman.com

www.eapcayman.com

Individual and couples counselling for member company employees. EAP helps with personal challenges that may be affecting job performance and physical health.

Dr Diwakar Sharma, MBBS MDConsultant Psychiatrist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Emergencies: (345) 526 2108

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Hope Academy (Clinical Services)

Pauline VanderGrinten, MHC LPC NCC BC-TMH

Dr Julie Goodman, MSc PGCE AFBPsS

CPsychol - Psychologist

Carla Mueller – Counselor

Dr Jill Kelderman Walsh – Paediatric Neuropsychologist

Dr Kai Morgan-Campbell – Clinical Psychologist

Dr Charles Motsinger – Psychiatrist

Grand Harbour, 1053 Crewe Road, Red Bay

Tel: (345) 769 4673

Email: pauline@mentalhealthci.com or office@ hopecayman.com

Hope Academy (Clinical Services) offers a wide range of services from consultation and assessment, to education and treatment. Their clinicians are committed to providing a comprehensive treatment team approach within a supportive, nurturing and healing environment. They provide high quality exceptional and effective services by utilising effective, well-researched, evidence-based treatment. Services include: mental health therapy for individuals, couples and families of all ages, Speech and Language Therapy (SLT), in-home family and parenting assistance, group therapy, school observations and interventions, school-based ABA, psycho-educational testing, neuropsychological assessments, psychiatric services/ medication management and free consultations.

SEE AD THIS PAGE (CLINIC) & 373 (SCHOOL)

Infinite Mindcare

Tel: (345) 926 0882

www.infinitemindcare.com

KidsAbility

Dr Laurence Van Hanswijck de Jonge, PhD

8 Midtown Plaza, George Town

Tel: (345) 943 5437

HEALTH & WELLNESS 21 332 CAYMANRESIDENT 202 3 »
Dr. Marc MD Board Certified Consultant Psychiatrist
S E ECNAREV
HONOR OPTIMISM PER
ECNELLECXE Clinical Ser vices

Dedicated to providing psychological, mental health and developmental support for every age

The Wellness Centre is a licensed health facility, with a team of clinical specialists who provide a wide range of comprehensive psychological, mental health, behavioural interventions and corporate wellness services to individuals, families and organizations.

Psychological Services

• Clinical & Educational Assessments

• Specialized Diagnostic Services

• Reflective Supervision | Clinical Supervision

• Marriage & Family Therapy

• Individual Therapy (child & adult)

• Child & Parenting Services

• Play Therapy | Filial Therapy

• Maternal Wellness & Infant Mental Health

Developmental Support Services

• Autism & ADHD Community Experts

• Developmental Screening & Assessment

• Early Start Denver Model (ESDM)

• ABA Therapy | MyWayTM

• Play2Grow: an enrichment early childhood programme

• The Growing BrainTM Training

• Parent / Caregiver Training & Support

• Social Skills: PEERSTM

• Vocational & Independent Living Skills

• Disability Employment Support

• Disability Policy Consultation

Mental Health Needs we support

• Anxiety Disorders

• Depression | Mood Disorders

• Behavioural Disorders

• Grief & Loss

• Trauma

• Suicide & Self-Harm

• Infant Mental Health

(PostNatal & Attachment)

• Eating Disorders & Addiction

Smith Road Centre, 3rd
Smith Road, George Town
Floor
(345) 949 9355 info@wellnesscentre.ky www.wellnesscentre.ky

Email: info@kidsability.ky

www.kidsability.ky

Kidsability is a paediatric therapy clinic offering developmental neuropsychology services, counselling services, occupational therapy, speech-language therapy, a feeding clinic, literacy clinic, social skills groups, parent, teacher and allied health workshops and telehealth services.

Life Options

Dr Shari Smith

Tel: (345) 940 5433

www.lifeoptions.ky

OnCourse Cayman

Dr Alexandra Bodden, PsyD MA MS ClinPharm

Dr Liezel Anguelova, PhD

Dr Russ Buford, PhD

Suite 130, Windward 1, Regatta Office Park

Tel: (345) 745 6463

Email: info@oncourse.ky

www.oncourse.ky

Private Mental Health Clinic offering comprehensive Psychological Services, including therapy for children, teens and adults for anxiety disorders, mood disorders, PTSD/ traumatic stress, substance abuse, ADHD, grief/ loss, personal growth/development and more. They also offer psychological assessments, group therapy, corporate workshops and Equine-Assisted Psychotherapy with horses.

SEE AD PAGE 331

The Counselling Centre

Apollo House West

(2nd Floor), 87 Mary Street

Tel: (345) 949 8789

www.dcs.gov.ky/tcc

The Counselling Centre (TCC) on Grand Cayman and the Sister Islands Counselling Centre (SICC) on Cayman Brac, provide outpatient counselling services for those interested in making changes and improving their lives. Concerns addressed cover: substance use, stress, general coping, depression, anxiety, trauma and relationship/ family issues. Services include: individual, couples, child-focused, family and group therapy, addiction treatment and a Driving Under the Influence (DUI) programme.

The Family Resource Centre (FRC) Department of Counselling Services

Apollo House West, 87 Mary Street, GT Tel: (345) 949 0006 or www.dcs.gov.ky/frc

The Family Resource Centre provides services and programmes aimed at developing healthy family relationships, including: parenting programmes to support families and strengthen parenting capacity, young parent services, parent coaching to help address individualised parenting concerns and accomplish family goals and various parenting workshops/information sessions. FRC leads several international public awareness campaigns that include Honouring Women Month, Teen Pregnancy Prevention, Anti Bullying-Stood Up and International Men’s Day. ‘Legal Befrienders’ also offers free legal advice as a walk-in clinic on Tuesdays from 5pm-6.30pm.

The Wellness Centre

Smith Road Centre, 3rd Floor, 150 Smith Road Tel: (345) 949 9355

WhatsApp: (345) 925 8246

Email: info@wellnesscentre.ky

www.wellnesscentre.ky

A licensed healthcare facility offering a comprehensive menu of psychological services for children, teens and adults. They specialise in developmental support services, mental health treatment, psychological assessments and corporate wellness. SEE AD PAGE 333

Pulmonology

Pulmonologists specialise in diseases related to the respiratory tract, a practice also known as ‘respirology’.

Dr Archita Joshi Bhatt, MBBS MD IDCCM

Health City Cayman Islands

1283 Sea View Road, East End Tel: (345) 640 4040

Emergencies: (345) 526 2108

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Radiology

Radiology is concerned with radiation for the diagnosis and treatment of disease. This involves ionising radiation (X-rays) and non-ionising radiation, such as ultrasounds.

Dr Alessandro Lemos –Interventional Consultant Radiologist

Dr Stephen Blake, BSc MD DM (Rad)

Dr Jaamal Brown, MBBS Pg Cert. DM (Radiology) FRCR (UK)

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

SEE AD PAGE 308

Dr Yaron Rado, MRMD Med Cert. HonChief Radiologist, Chair, Board of Directors Doctors Hospital

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6066

Email: yaron.rado@doctorshospitalcayman.com

SEE AD PAGE 301

Dr Sharath Babu Ananda Murthy, MBBS DNBConsultant Radiologist

Dr Neeraj Shetty, MBBS - Consultant Vascular & Interventional Radiologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

Stem Cell Treatments

Stem cell medicine is a pioneering field concerned with regrowing, repairing and replacing damaged cells, organs and tissues through personalised treatments.

Pensum Regenerative Medicine Ltd.

Dr Joseph Purita, MD - Orthopaedic Surgeon

Dr Frank Smith, MD - Orthopaedic Surgeon

Dr Fadi Tarazi, MD - Orthopaedic Surgeon

Dr John Harlock, MD - Vascular Surgeon

Dr Marc Kayem, MD - ENT / Cosmetic Surgeon

13 Belmont Close, Crewe Road

Tel: (345) 949 8676 or mobile: (345) 939 4505

Email: health@pensum.pro

www.pensummed.pro

Pensum Regenerative Medicine specialises in the use of Regenerative Cell and PRP therapy for orthopaedic, cosmetic and overall health conditions. These cells are harvested from the patient’s blood, fat or bone marrow and can reduce inflammation, cause cells to grow in number and turn into different types of tissues.

HEALTH & WELLNESS 21 334 CAYMANRESIDENT 202 3 »

Many experts in the regenerative cell field feel fat tissue may be the ideal regenerative tissue since it has everything we need, including growth factors. Contact them to learn which therapy is best for you. SEE AD THIS PAGE

Regenexx Cayman

West Shore Center, 508 West Bay Road

Tel: (345) 943 5900 (Local) or 1 (877) 211 3834 (US Toll-free)

Email: info@RegenexxCayman.ky

www.RegenexxCayman.ky

Regenexx Cayman offers advanced blood platelet (PRP) and stem cell injections to treat orthopaedic injuries and conditions, including arthritis, soft tissue injuries, damage to cartilage and bone, joint instability and other orthopaedic issues. They are the exclusive provider of Regenexx-C: a cultured stem cell treatment that produces 100-1,000 times more stem cells. Remaining cells can be banked for future use. These treatments are a trusted alternative to orthopaedic surgery.

SEE AD PAGE 328

Surgery/Rheumatology

Rheumatologists are internists with special skills and training in the complex diagnosis and treatment of arthritis and rheumatic illnesses. They treat patients with pain and disorders of the joints, muscles, tendons, bones and other connective tissues. See below for medical practitioners who specialise in these fields:

Cayman Islands Hospital

Dr Shomari Blake, MD

Dr Ajit Sowinski

Dr Kimon Bonadie, MBBS DM TH&PS

Dr Ajit Mathew, MBBS FRCS

Dr Ernest Jehangir

Dr James Ansell

Dr Santiago De Solo - Rheumatologist

95 Hospital Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 308

Dr Alfred Choy, MA MB MChir FRCSGeneral Surgeon Doctors Hospital

16 Middle Road, off Walkers Road

Tel: (345) 949 6066

Email: alfred.choy@doctorshospitalcayman.com

SEE AD PAGE 301

Dr Darley Solomon, MD MBA -

Faith Hospital

Dr Srirangan Velusamy, MBBS MS FRCS

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243

www.hsa.ky

Cellular Repair For: Orthopedics Auto-immune

Diseases Of Aging

Cosmetics Wellness

Regenerative cells have the ability to renew themselves and become many other types of cells. These cells are the body’s natural repair system that allows us to recover from injury and disease. While we can treat any condition responsive to procedures that use your own cells, a great deal of our work involves treating orthopedic conditions so as to alleviate pain and in many cases, avoid major surgery.

Remove toxins from your body with our EBO2 procedure. A minimally invasive intravenous therapy similar to hemodialysis. The procedure re-circulates the patient’s blood for treatment with medical ozone and UVA lights to remove extra inactive proteins, separate fats, cholesterol, heavy metal toxins and diseased dead cells. EBO2 helps reverse auto immune related diseases, inflammatory diseases, arthritis and other infections.

Look your best with our visiting Beverly Hills Cosmetic Surgeon. His techniques are state of the art with the least invasive methods of treatment for eyelids, nose and ear surgeries. Cheek and chin implants, fat transfer, liposuction and more.

Please call us to learn more which therapy is best suited for you.

13 Belmont Close, Crewe Road

+1 (345) 949 8676 (Clinic)

+1 (345) 939 4505 (Cell)

Health@Pensum pro www.PensumMed.pro

» www. caymanresident .com 335
Diseases

Surgery

Dr Agniva Basu, MBBS MS - ENT Specialist, Head and Neck Surgeon

Dr Manunatha Kandala, MBBS DNBNeurosurgeon and Spine Surgeon

Dr Sumana Pallegar, MBBS DNBConsultant Neurosurgeon

1283 Sea View Road, East End

Tel: (345) 640 4040

Emergencies: (345) 526 2108

Email: info@healthcity.ky SEE AD INSIDE BACK COVER

The Surgery

Tel: (345) 946 5938

Email: thesurgeryky@gmail.com

Urology

Dr Rafal Krupiniewicz, FEBU (Consultant)

Cayman Islands Health Services AuthoritySpecialist Clinic

150 Smith Road, Smith Road Medical Centre (3rd Floor), George Town

Tel: (345) 244 7750 or (345) 244 7751

SEE AD PAGE 308

Dr Oliver Kayes, MBBS MSc MD (Res) FRCS (Urol) FECSM - Urologist and Men’s Health Specialist

Doctors Hospital

16 Middle Road, off Walkers Road

Tel: (345) 949 6066

Email: oliver.kayes@doctorshospitalcayman.

com SEE AD PAGE 301

Dr Paras Singhal, MBBS MS MChUrologist and Kidney Transplant Surgeon Health City

1283 Sea View Road, East End

Tel: (345) 640 4040

Emergencies: (345) 526 2108

Email: info@healthcity.ky

DENTAL & ORTHODONTIC HEALTH

Dental Care

There is a wide selection of dentists practising in the Cayman Islands. It is also important to remember that the cost difference between Government dentists and private dentists can vary considerably; however, there is often a waiting list at the hospital. Some work can be done at the walk-in clinics, such as extractions and dentures. However, health insurance plans don’t always cover dentistry, and the coverage can vary. Orthodontics is not always covered, but if your plan does provide for it, a lifetime maximum is often stipulated.

Pain management treatment combined with orthodontics is available onIsland. At the time of publication, there are 12 dental centres in the Cayman Islands, employing over 160 registered practitioners (including nurses, assistants and hygienists) and providing preventative care, corrective treatments, orthodontics and dental surgery.

Cayman Dental Services

Dr Howard Ironstone, BSc Phm DDS FAGD FICD

Dr Thomas Lerikos, BSc DDS

Dr Imogen Bexfield, BChD

Dr Charlecia Moore, BSc DDS

Dr Suki Murbay, BDS MSc

• General restorative cosmetic dentistry

• Dental implant and bridgework

• Crowns and veneers

• Evaluation and treatment of gum diseases and root canals

• Pediatric dental care (O.R Privileges)

• Wisdom tooth removal/nitrous sedation

• Safe sedation option with state-of-the-art monitoring for children and adults

Invisalign treatment

• Botox treatment

• Most insurance plans accepted

Dr Michael H Morgan, DDS MS

Dr Juan Lopez, DMD DDS

18 Forum Lane, Camana Bay

Tel: (345) 945 4447

Cayman Islands Health Services AuthorityMerren Dental Clinic

Dr Naude Dreyer, DMD

Dr Lyle Bridgeman, DDS

Dr Hal Phillips, DDS FAGD

Dr Andrea Campbell-Maitland, DDS AEGD

Dr Jonathan Lavington

Dr Megan Griffith

Dr Pratish Munasur, BChD - UWC

Dr Lavanya Pernapati, BDS AEGD GPR

Dr Michael Leon, DMD Cert Endodontics

Dr Cheri De Vos

Dr Thammy Powery

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 2554

The Cayman Islands Hospital opening hours are Monday-Friday 7.30am-4pm. For emergency dental services, please visit our clinic between 8am-10am from Monday-Friday only.

Services include: fillings, cleaning, root canal, bridge and crowns. SEE AD PAGE 308

Dr Adam Stang, DDS

Dr Wolfe’s Dental Centre

135 Andrew Drive, Snug Harbour

Tel: (345) 945 4388

Email: info@wolfedental.ky

www.wolfesdental.ky

SEE AD THIS PAGE

Dr Wilbert Veit, DMD FAGD FAES FICOI

Dr Wolfe’s Dental Centre

135 Andrew Drive, Snug Harbour

Tel: (345) 945 4388

Email: info@wolfedental.ky

www.wolfedental.ky

SEE AD THIS PAGE

Dr George David, DMD UK and IRELAND 2004

Faith Hospital

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243

My Island Dentist

Dr Talia Davidson, DDS and Associates

HEALTH & WELLNESS 21 336 CAYMANRESIDENT 202 3 »
SEE AD INSIDE BACK COVER
Cayman Islands 135 Andrew Drive, Snug Harbour (345) 945 4388 | wolfedental.ky | info@wolfedental.ky Dr. Wilbert Veit DMD FACD, FAES, FICOI Dr. Adam Stang D.D.S

Carrie Rimando, RDH

Sooze Rothwell, RDHT

Peeta Sandhu, RDH

Governors Square, West Bay Road

Tel: (345) 749 9500

WhatsApp: (345) 324 9500

www.myislanddentist.com

My Island Dentist is a full-service dental clinic providing preventative, restorative and cosmetic dentistry services to individuals and families throughout Cayman. They take an individualised approach to their patients’ overall wellness.

Services include: EMS Airflow technology for dental cleanings, oral exams, digital x-rays, nitrous oxide sedation, root canals, sports’ guard fittings, extractions, treatment for TMJ/ grinding, cosmetic bonding, crowns, veneers, cosmetic whitening, tooth-coloured fillings, bridges, therapeutic and cosmetic Botox and Invisalign with digital scanning.

Suite 17, Grand Harbour Shoppes

Tel: (345) 949 7623

Dr Mauritz Crouse, BChD (WCU)

Pasadora Family Dental Centre

94 Smith Road, Pasadora Place, George Town

Tel: (345) 943 2222

WhatsApp: (345) 936 3222

Email: info@pfdc.ky

www.pasadorafamilydental.ky

Languages: English, Spanish, German, French, Greek, Afrikaans, Tagalog

General dentistry for children and adults, root canal and gum (perio) treatments, cosmetic restorations, mouth guards, teeth whitening at clinic (laser and home kits available), advanced 3D imaging, Cranex 3D Cone Beam digital X-rays, safe sedation options, orthodontics, oral surgery and dental implants.

SEE AD PAGE 339

Dr Boban Kostich, DDS MFGDPRCS (UK)

Smile Dental Clinic

Tel: (345) 949 7303/Fax: (345) 949 9583

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

Other Languages: Serbian, Afrikaans

Treating adults and children, providing a wide range of services from cosmetic dentistry, crowns, bridges and veneers to oral surgery and placing implants for over 30 years. Dr Bob has a gentle, caring nature and a courteous chairside manner. Their dental hygienists are Sonia Persaud, Sandra Fullerton, Julia Hydes, Erin Luco, Carrie Rimando and Danielle Chartier. SEE AD PAGE 338

Dr Al Latif, DDS (Lond.) MSc in Conservative Dentistry (Lond.)

Smile Dental Clinic

Units 10-12 Alexander Place, Dorcy Drive, Industrial Park, George Town

Tel: (345) 949 7303/Fax: (345) 949 9583

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

Dr Sharn Mentz, BChD (Pretoria) Ocean Dental

Units 10-12 Alexander Place, Dorcy Drive, Industrial Park, George Town

Dr Al Latif studied at The Royal London School of Medicine and Dentistry and qualified in 2001. He went on to complete a master’s degree in

Dr. Jan Frank Pultr

LT (Sweden) BDS (UK)

Dr. Florence Enescot DMD (France) DDS (Canada)

• General Dentistry • Braces

• Root Canal Treatment

• Crowns and Bridges

• Esthetic DentistryLumineers, Veneers

Dentists:

Hygienists:

Sooze Rothwell, RDHT

Carrie Rimando, RDH

Peeta

• Surgical removal of Wisdom teeth

• Teeth Whitening

• Amalgam-free Practice

The Strand Dental Clinic

The Strand Shopping Centre

Tel/Fax: (345) 949 3367

Email: jpultr@yahoo.com

florence.enescot@gmail.com

(Accept all major Dental Insurances)

HEALTH & WELLNESS 21 » www. caymanresident .com 337
SEE AD THIS PAGE
EMS Airflow technology for dental cleanings • Fluoride treatment • Oral cancer screening Tooth coloured fillings • Root canal therapy • Extractions • Nitrous oxide Sedation dentistry • Teeth whitening • Crowns, bridges & dentures • Veneers & bonding Cosmetic & therapeutic Botox • Invisalign with digital scanning
Dr. Talia Davidson, DDS & Associates
www.myislanddentist.com Location - Governors Square (under the clock tower) Services
Sandhu, RDH (345) 749-9500 or (345) 324-9500

Conservative Dentistry and specialises in cosmetic and restorative dentistry. Treating adults and children, he provides a wide range of services from fillings, crowns, bridges and veneers to oral surgery and implants. With over 20 years of expertise, patients receive gentle and informed care in a down-to-earth environment. SEE AD THIS PAGE

Dr Niels Altmayer, DMD (DE) (Endodontics)

Smile Dental Clinic

Units 10-12 Alexander Place, Dorcy Drive, Industrial Park, George Town

Tel: (345) 949 7303/Fax: (345) 949 9583

Email: info@smiledentalclinic.ky www.smiledentalclinic.ky

Dr Altmayer can offer well-founded experience and comprehensive dental care in the entire field of dentistry but focuses on endodontics (root canal treatment) and biomimetic dentistry. By treating his patients with a surgical microscope, he aims to preserve teeth with the highest precision, offering minimally invasive procedures without pain.

The Dental Centre

Dr Keelin Fox, BA B.Den.Sc MFDS(RCSI) (MClinDent) Orthodontics and Dentofacial Orthopaedics

Dr Jennifer Mountjoy, BDS NUI MSc Imp Dent. 2nd Floor, Fidelity Financial Centre

Tel: (345) 943 7000

Email: thedentalcentre1@gmail.com www.thedentalcentrecayman.com

The Dental Centre offers comprehensive, state-of-the-art dental treatment. SEE

Dr Florence Enescot, DMD (France) DDS (Canada)

The Strand Dental Clinic

The Strand Shopping Centre, off West Bay Road

Tel/Fax: (345) 949 3367

Email: florence.enescot@gmail.com

Languages: English and French (residency completed at the Montreal Children’s Hospital)

The Strand Dental Clinic offers family and cosmetic dentistry, root canal treatments, crowns and bridges, veneers and Lumineers, teeth whitening and gum treatments. They

are DenMat certified and emergencies are accepted. They are an Amalgam-free dental practice. SEE AD PAGE 337

Dr Jan Frank Pultr, LT (Sweden) BDS (UK)

The Strand Dental Clinic

The Strand Shopping Centre, off West Bay Road

Tel/Fax: (345) 949 3367

Email: jpultr@yahoo.com

Languages: English, Swedish, Czech, German Family and cosmetic dentistry, braces, Invisalign certified. Root canal treatments, crowns, bridges and veneers, aesthetic dentistry, surgical removal of wisdom teeth, teeth whitening and gum treatments. Amalgam-free dental practice. Emergencies accepted. SEE AD PAGE 337

Dr Sandhya Tripathi, BDS

Total Health

The Grand Pavilion, 802 West Bay Road

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

Dr Sandhya has more than 10 years of

HEALTH & WELLNESS 21 338 CAYMANRESIDENT 202 3 »
SEE AD THIS PAGE
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experience in boutique dental clinic settings. Her experience encompasses various services under preventative, restorative and cosmetic dentistry. SEE AD PAGE 318

Orthodontics

Cayman Dental (Orthodontics)

18 Forum Lane, Camana Bay

Tel: (345) 949 5090

www.caymanorthodontics.com

Pasadora Family Dental Centre

94 Smith Road, Pasadora Place, George Town Tel: (345) 943 2222

WhatsApp: (345) 936 3222

Email: info@pfdc.ky

www.pasadorafamilydental.ky

Languages: English, German and Greek

SEE AD THIS PAGE

Smile Dental Clinic

Dr Geoffrey Newton, BSc DDS MSc

Dr Pourang Rahimi, DDS MSD FRCD(C)

Units 10-12 Alexander Place, Dorcy Drive

Tel: (345) 946 7303/Fax: (345) 949 9583

Email: ortho@smiledentalclinic.ky

Other Languages: French and Persian www.smiledentalclinic.ky

Smile Dental Clinic’s board-certified orthodontists have been treating children, teens and adults for over 30 years. They offer complimentary consultations to determine what your most effective orthodontic treatment options are. Their team works together to create beautiful smiles with the highest quality of orthodontic care in a professional and friendly environment.

SEE AD OPPOSITE PAGE

Children’s Dentistry

Dr Kris Togias, DMD PC Board Certified Orthodontist (USA)

Dr Aikaterini Fysikoudi, DDS HSPD (HonM)

Pasadora Family Dental Centre

94 Smith Road, Pasadora Place, George Town Tel: (345) 943 2222/WhatsApp: (345) 936 3222

Email: info@pfdc.ky

www.pasadorafamilydental.ky

Languages: English, German and Greek

Paediatric and orthodontic treatments, Invisalign for adults and teenagers, preventative and special care services, orthodontic treatments with removable and fixed appliances, advanced 3D imaging, Cranex 3D Cone Beam digital X-rays, and safe sedation options.

Dr Boban Kostich, DDS MFGDPRCS (UK)

Smile Dental Clinic

Units 10-12 Alexander Place, George Town Tel: (345) 949 7303

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

TH E D E N TA L CEN T R E C AY M A N

Comprehensive Dental Care Dr Keelin Fox

Dr Jennifer Mountjoy

Dr Wolfe’s Dental Care

135 Andrew Drive, Snug Harbour Tel: (345) 945 4388

Email: info@wolfedental.ky

www.wolfedental.ky

Dedicated to preserving and restoring the health and beauty of their patients’ smiles, Dr Wolfe’s offers trusted and gentle medical care to infants, children and adolescents, whatever their oral health needs might be. Expertly and respectfully serving your dental care needs is their focused mission.

Pasadora Family Dental Centre

Tel: 943 2222 | WhatsApp: 936 3222

Email: info@pfdc.ky | Web: www.pasadorafamilydental.ky

Cosmetic Pediatric General

Crowns, Bridges, Veneers ‘White’ Fillings, Wisdom Teeth Extraction, Root Canal, Orthodontics, Dental Implants, Teeth Whitening, ‘Botox’, Facial Fillers & Skin Rejuvenation

( 34 5 ) 943 7000

( 34 5 ) 943 70 01

www.thedentalcentrecayman.com

thedentalcentre1@gmail.com

HEALTH & WELLNESS 21 » www. caymanresident .com 339
Treatments
Atmosphere
• Private Consulting and Treatment Rooms • Oral Surgery & Perio
• Calming Relaxed
All Major Insurance Accepted
Laser Treatments • Implantology
Special Care & Hygiene Services • Sedation • TMD Therapy
Executive Hours Available
Road Orthodontic Treatments (Braces) for All Ages
• Advanced Digital Imaging (Cone Beam 3D) •
Pasadora Place | Smith
SEE AD THIS PAGE
SEE AD OPPOSITE PAGE
SEE AD PAGE 336

Dental Implants, Cosmetics & Dental Oral Surgery

Vladimir Tomascik – Denturist

Denture Studio

Park Place, 25 Earth Close, SMB

Tel: (345) 929 6455

Email: caymandentures@gmail.com

Dr Georgios Batgidis, DDS FIADFE (USA) FAAID

Pasadora Family Dental Centre

94 Smith Road, Pasadora Place, GT

Tel: (345) 943 2222

WhatsApp: (345) 936 3222

Email: info@pfdc.ky

www.pasadorafamilydental.ky

Pasadora Family Dental Centre offers general dentistry for children and adults, along with root canal and gum (perio) treatments, cosmetic restorations, mouth guards, teeth whitening at the clinic (laser and home kits available), advanced 3D imaging, Cranex 3D Cone Beam digital X-rays and more. Safe sedation options are also available. SEE

Dr Boban Kostich, DDS MFGDPRCS (UK)

Smile Dental Clinic

Units 10-12 Alexander Place, Dorcy Drive, Industrial Park, George Town

Tel: (345) 949 7303/Fax: (345) 949 9583

Other Languages: Serbian, Afrikaans

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

Providing a wide range of services for adults and children, from cosmetic dentistry, crowns, bridges and veneers to oral surgery and placing implants for over 30 years. Dr Bob has a gentle, caring nature and a courteous chairside manner. Their dental hygienists are Sonia Persaud, Sandra Fullerton, Julia Hydes, Erin Luco, Carrie Rimando and Danielle Chartier.

SEE AD PAGE 338

ALTERNATIVE MEDICINE & MEDICAL CARE

Acupuncture &

Alternative Medicine

Cayman Physiotherapy

At two convenient locations:

> Suite 26 Pasadora Place, Smith Road

> West Shore Center, West Bay Road

Tel: (345) 949 8828/Fax: (345) 946 0595

Email: physio@candw.ky

www.caymanphysiotherapy.com

SEE AD PAGE 344

Da Vinci Centre for Wellness & Alternative Therapies

Park Place, off West Bay Road, SMB

Tel: (345) 943 2002/Fax: (345) 943 1002

www.davinciwellnesscentre.com

SEE AD THIS PAGE

Dr Irka Ebanks

HSA Specialist Clinic, 150 Smith Road

Smith Road Centre (3rd Floor), George Town

Tel: (345) 244 7750 or (345) 244 7751

SEE AD PAGE 308

Synergy Chiropractic & Physiotherapy Ltd.

Dr Jennifer Doull, RAc TCMD FABORMAcupuncturist, Doctor of Traditional Chinese Medicine & Fellow with the American Board of Oriental Reproductive Medicine

Ms Andrea Janovics, RAc - Acupuncturist

The Marquee Plaza, 36 Lawrence Blvd

Tel: (345) 943 8200

SEE AD OPPOSITE PAGE

HEALTH & WELLNESS 21 340 CAYMANRESIDENT 202 3 »
AD PAGE 339

Audiology

Cayman Hearing Center

3rd Floor, Alissta Towers, 85 North Sound Road

Tel: (345) 946 9174 or (345) 925 5836

Email: info@caymanhearingcenter.com

www.caymanhearingcenter.com

ENT in Cayman

Dr Ulrich Ecke, MD ENT

Alison Mulder, BA (Hons) - Speech Therapist

Niamh Kilcoyne, MSc - Audiologist

Hearing and Balance Disorders Centre

Unit 37 Pasadora Place, Smith Road, GT

Tel: (345) 745 3253

Email: info@entincayman.com

www.entincayman.com

ENT in Cayman provides a full range of hearing and balance diagnostics, as well as aural rehabilitation.

Chiropractic

Align

Patrick Bell

45 Market Street, Unit 3A, Camana Bay

Tel: (345) 640 5050

Back To Health

Dr Jennifer Royer Thompson, DC

Cayman Clinic, 439 Crewe Road

Tel: (345) 947 7400

World Gym, Seven Mile Beach

Tel: (345) 946 2225

Cayman Islands Health Services AuthoritySpecialist Clinic

Dr Robert Bouliane, BSC DC

150 Smith Road, Smith Road Medical Centre

(3rd Floor), George Town

Tel: (345) 244 7750 or (345) 244 7751

Tel: (345) 746 6080

Email: info@caymanspine.com or frontdesk@ novocayman.com

www.caymanspine.com

www.novoclinic.ky

CaymanSpine’s innovative approach delivers integrated care that focuses on the restoration and preservation of motion of all levels of the spine as an alternative to spinal fusion. They are committed to conserving natural motion through a range of treatment options – from conservative care to minimally invasive spine (MIS) surgery and total joint replacements. NovoClinic believes the whole is greater than the sum of the parts and that wellness of the body builds wellness of the spirit. Their practice provides exceptional care and patient education through a synergistic team of providers and staff.

DVC Chiropractic

Park Place, off West Bay Road

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

Based in the belief that the body has a powerful self-healing ability, practitioners aim to normalise the relationship between structure (primarily the spine) and function, assisting the body as it heals, with the goal of correcting alignment problems and easing pain. SEE AD THIS PAGE

Dr Gregory Lippitt, BSc DC CAFCI

Unit 209, West Shore Center (pink plaza)

Tel: (345) 943 4357

Synergy Chiropractic & Physiotherapy Ltd.

Dr Eddie Fernandes, DC - Chiropractor

Dr Patricia Farrell, DC - Chiropractor

Dr Kathryn Schirn, DC - Chiropractor/

CaymanSpine / NovoClinic

Dr Scott Hodges, DO

Dr Craig Humphreys, MD

Dr Nathan Schatzman, MD

Dr Alex Sielatycki

Marcus James, RN-FA

Don Duff, FNP-C DC

BritCay House, 236 Eastern Avenue

George Town

Dr Jennifer Doull, RAc TCMD FABORMAcupuncturist, Doctor of Traditional Chinese Medicine and Fellow with the American Board info@synergychirophysio.com

Your Premier Wellness facility for Chiropractic, Physiotherapy, Acupuncture, Traditional Chinese Medicine and Massage erapy.

HEALTH & WELLNESS 21
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• www.synergychirophysio.com
(345) 943 8200 • e Marquee Plaza • 36 Lawrence Blvd Seven Mile Beach LIVE LIFE, BETTER.

The Marquee Plaza, 36 Lawrence Blvd. Tel: (345) 943 8200

info@synergychirophysio.com www.synergychirophysio.com

Synergy is Cayman’s leading chiropractic, physiotherapy, acupuncture, traditional Chinese medicine and massage therapy facility. Their professional team are your specialists in wellness, rehab, fitness, pregnancy, fertility, infants and children.

SEE AD PAGE 341

Homoeopathy

Zenitha Varghese, BHMS HD (Canada) Suite 31, Pasadora Place, Smith Road

Tel: (345) 927 2654

Hyperbaric Oxygen Therapy

Dr Vinton Douglas, MD DM MBA

Dr Denise Osterloh

Dr Fiona Robertson

Dr Sean Teeling

Cayman Islands Hospital

95 Hospital Road, George Town Tel: (345) 949 2989

SEE AD PAGE 308

Will Of Wellness (WOW)

The Belmont, Suite 2, Belmont Close

Tel: (345) 926 2428

Email: wowcayman3@gmail.com

Hypnotherapy

Da Vinci Centre for Wellness & Alternative Therapies

Park Place, West Bay Road

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

SEE ADS PAGE 340, 341 & 344

Dr Clement Von Kirchenheim, PhD

Smith Road Medical Centre, (3rd Floor)

150 Smith Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 308

Massage Therapy

Align

45 Market Street, Unit 3A, Camana Bay Tel: (345) 640 5050

Joseph Pereira, RMT

Back to Health

World Gym, Snooze Lane, West Bay Road

Tel: (345) 946 2225

Cayman Physiotherapy

Now at two convenient locations:

> Suite 26 Pasadora Place, Smith Road

> Westshore Center, West Bay Road

Tel: 345 949 8828

Email: physio@candw.ky

www.caymanphysiotherapy.com

SEE AD PAGE 344

Da Vinci Centre for Wellness & Alternative Therapies

Park Place, off West Bay Road

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com www.davinciwellnesscentre.com

SEE ADS PAGE 340, 341 & 344

Synergy Chiropractic & Physiotherapy Ltd.

Christine Cleaver, RMT - Massage Therapist

The Marquee Plaza, 36 Lawrence Blvd Tel: (345) 943 8200

Email: info@synergychirophysio.com

www.synergychirophysio.com

SEE AD PAGE 341

Medical Cannabis

Cayman Islands Health Services Authority

Dr Delroy Jefferson, MBBS DA DM DBA

Dr Judith Nicholls

95 Hospital Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 308

Doctors Express

81 Godfrey Nixon Way, George Town

Tel: (345) 745 6000

Email: info@doctorsexpress.ky

Open 7 days a week, 9am-9pm.

SEE AD THIS PAGE & PAGE 314

Doctors Hospital

16 Middle Road, off Walkers Road

Tel: (345) 949 6066 SEE AD PAGE 301

Nutritionists/Dieticians

Cayman Islands Hospital

Simone Sheehan, RD

Tamara Riley

95 Hospital Road, George Town

Tel: (345) 244 2655 (Simone)

Tel: (345) 244 2663 (Tamara)

Email: simone.sheehan@hsa.ky or tamara. riley@hsa.ky SEE AD PAGE 308

Cayman Nutrition

Chad Collins, RD

Jessica Watterworth, RD – Paediatrics Specialty

Tel: (345) 525 2019 or (345) 547 1528

Email: caymannutrition@gmail.com

Andrea Hill, BCHN MS BASc

Tel: (345) 938 4246

Email: andreahill.nutrition@gmail.com

www.andreahillnutrition.com

Brandi Propas, MHSC RD CCDE

International Medical Group

Suite 30, Pasadora Place, Smith Road

Tel: (345) 945 2881

Email: bpropas@intmedicalgroup.com www.intmedicalgroup.net

SEE AD PAGE 315

HEALTH & WELLNESS 21
(345) 745 600 0 O p e n 7 D ay s a Week 9am - 9pm 81 Godfrey Nixon Way George Town info@doctorsexpress.ky VAPORISABLE MEDICAL CANNABIS Available by prescription only No Appointments Necessary PHAR M AC Y

Kristen Lomas, RD MBA

Seven Mile Medical Clinic

Queens Court Plaza, West Bay Road

Tel: (345) 949 5600

admin@sevenmileclinic.ky

SEE AD PAGE 316

Total Health

Kousalya Rozario, BSc Nutrition MSc Food Management

The Grand Pavilion, 802 West Bay Road

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

Kousalya Rozario is a registered dietitian who has a passion for food, nutrition and health. Throughout her career, she has empowered individuals to take control of their own health by providing the necessary nutritional tools and knowledge to allow them to make better lifestyle choices. SEE AD PAGE 318

Occupational Therapy (OT)

Occupational Therapists help both children and adults who have physical, mental, sensory or cognitive problems. Occupational Therapy (OT) can often help them regain independence in all areas of their lives and also helps combat barriers that affect a person’s emotional, social and physical needs.

Laurika de Waal, B. Occ Therapy

Julise de Wet, B. Occ Therapy

Bay Town House, 36 West Bay Road, GT Tel: (345) 244 2730 or (345) 244 7675

www.hsa.ky SEE AD PAGE 308

Cayman Theraplay Ltd.

#9 Plaza Venezia, North Sound Road, GT

Tel: (345) 749 7529

www.caymantheraplay.com

Email: info@caymantheraplay.com

KidsAbility

Megan Brink, OT

Ashley Drover, OT

Mareli Joubert, OT

Kaylee Lahner, OT

8 Midtown Plaza, George Town

Tel: (345) 943 5437

Email: info@kidsability.ky

www.kidsability.ky

Kidsability is a paediatric therapy clinic offering developmental neuropsychology services, counselling services, occupational therapy, speech-language therapy, a feeding clinic, literacy clinic, social skills groups, parent, teacher and allied health workshops and telehealth services.

Optometry

Caribbean Optical Tel: (345) 943 1515

Email: info@cariboptical.com

Dr Foley’s Eye Clinic – Optical Shop

Dr Eugene Foley, FRCS MB BCh BAO NUI

107 Claude Hill Road, off Smith Road, GT

Tel: (345) 946 4169 or (345) 946 4944

Email: drfoleyoptical@yahoo.com

Optical shop that sells stylish, affordable eyewear. Run by esteemed ophthalmologist Dr Eugene Foley.

SEE AD THIS PAGE (SHOP) & PAGE 324 (CLINIC)

Optical Outlook

Dr Mellisa Hudell, BA OD

Louise Cagney, BSc Hons Dip Tp (IP)

Antony Martin, BSc (Hons) MCOptom Dip Tip (IP)

> Anderson Square, George Town

> Jacques Scott Plaza, West Bay

> Tibbets Square, Cayman Brac

Tel: (345) 746 2020

Email: team@opticaloutlook.ky

Serving the Cayman Islands community since 1989, Optical Outlook offers comprehensive eye exams and high-quality eyewear and is Cayman’s trusted provider for all eyecare needs.

Optique

8 Queens Court Plaza

West Bay Road, George Town

Tel: (345) 949 EYES (3937)

Email: info@optique.ky

www.optique.ky

Opening hours: Monday-Friday 9.30am-6pm, Saturday 9.30am-5pm

Kash Fatania and his team at Optique offer the absolute best in technology and fashion to ensure your vision is the best it can be, be it through eyeglasses, sunglasses or contact lenses. SEE AD PAGE 325

Tropical Optical

Natalie DaSilva, BSc OD

Joanna Soutter, BSc MCOptom

14 Galleria Plaza, West Bay Road

Tel: (345) 945 7588

Email: info@tropicaloptical.ky

www.tropicaloptical.ky

Tropical Optical offers quality eye care, contact lens fittings and a full-service dispensary.

Open Monday-Friday 9am-5pm and Saturday 9am-3.30pm.

VisionWear Cayman

Tel: (345) 943 5153

Email: info@visionwearcayman.com

Physiotherapy

Align

45 Market Street, Unit 3A, Camana Bay

Tel: (345) 640 5050

A Step Ahead Physiotherapy

23 Lime Tree Bay Avenue, West Bay Road

Tel: (345) 745 2727

HEALTH & WELLNESS 21 » www. caymanresident .com 343
An Integrated Eye Care Practice Stylish and Affordable - A New Concept in Eye Wear Prescription Glasses and Contact Lenses Comprehensive Eye Exams • Contact Lens Examinations Ophthalmologist/Eye Surgeon on Staff Fax: 945 1597 Phone: (345 ) 946 4169/946 4944 Emergency: 916 6264 Email: info@drfoleyeyeclinic.com DR. FOLEY’S EYE CLINIC DR. FOLEY’S EYE CLINIC

Email: info@astepaheadphysio.com

www.astepaheadphysio.com

Back To Health

Jessica Webb, RPT

Lily Scarrow, RPT

Nathan Green, RPT

Roxan Swaby-Smikle, RPT

World Gym, Snooze Lane, West Bay Road

Tel: (345) 947 2225

www.backtohealthky.com

Cayman Physiotherapy has been an outpatient physiotherapy clinic for over 20 years; our dedicated staff provide quality care to suit each individual's specific needs. Our highly respected multidisciplinary clinical team provides preventative and rehabilitative services that maximise functionality and promote well-being.

Our Services include:

Physiotherapy

Acupuncture

Occupational Therapy

Massage Therapy

Womens & Mens

Health

Manual Therapy

Water Therapy

Senior Exercise & Well-being Groups

Pilates Classes

Lower Limb Rehab Classes

Ergonomic Assessments

We have clinics in Pasadora Place and Westshore and also offer home visits

26 Pasadora Place, Smith Road, George Town PO Box 31014, Grand Cayman KY1-1205

+1 (345) 949-8828

physio@candw.ky

Cayman Islands Health Services Authority

Georgia Kirby, BSc PT

Camille Marshall-Morris, MSc RPT

Stephanie Ming Yorke, RPT MPH CEAS

Chelsea Tennant, MSc PT

Sinead Grace, MSc

Karen Ryan, PT

Samantha Hardwick, BSc

Chickandarvin Chellaswamy Santha, BPT

CEAS RPT

Christy Mariya Thressa, BPT CLT-ALM RPT

Janine Rose, MSc MEd RPT CLT CEAS

Taylor Reid, MSc PT RPT

Virginia Barnes, DPT CLT CEAS

Kristina Bramwell, DPT CLT ATC CKTP

Kareen Hadome, BSc PT

Shelley Webster, BSc PT Dip FT

Rockella Smith, DPT

Mariah McIntyre, Bsc (Hons) PT RPT

Samantha Sparg, BSc Physiotherapy

Bay Town House, 36 West Bay Road, GT Tel: (345) 244 2730 or (345) 244 7675

www.hsa.ky SEE AD PAGE 308

Cayman Physiotherapy

Lindsay Bridgeman, BSc MCSP RPT

Sara Windsor, BSc PT RPT

Angela Deeney, BSc MCSP RPT

Bethany Cook, BSc MCSP RPT

Dwain McGuinness, BSc MISCP RPT

Guy Waller, BSc MCSP RPT

Nicola McCabe, BSc MCSP RPT

Janelle Henry, BSc MCPS RPT/Pilates Instructor

Per Undeim, BSc MCSP RPT

Kasia Iglinski, CPAM RMT - Massage Therapist

Julia Baker, Dip Ac OMBAcC - Acupuncture

Lizzie Knight, BSc (Hons) (Occupational Therapy)

Gavin Kervill, BSc Hons Licac - Acupuncture

> Suite 26 Pasadora Place, Smith Road

> West Shore Center, West Bay Road

Tel: (345) 949 8828/Fax: (345) 946 0595

Email: physio@candw.ky

www.caymanphysiotherapy.com

Sports injury rehab, joint mobilisation for back and neck injuries, acupuncture, massage therapy, advanced knee rehab, individual and group classes for core strengthening, aquatic therapy, Pilates, home and office visits, women’s health, ergonomic assessments, sports and therapeutic massage and occupational therapy. SEE AD THIS PAGE

Cayman Rehab Services

Unit 10, Eucalyptus Building, Shedden Road

Tel/Fax: (345) 943 7974

Mobile: (345) 926 3099

Email: caymanrehab@gmail.com

www.caymanrehabservices.com

Serving Cayman’s community for over 15 years with quality care from an expert team.

SEE AD OPPOSITE PAGE

DVC Physiotherapy

Park Place, off West Bay Road

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

+1 (345) 928-8828 caymanphysiotherapy com

Courtnee Springfield, DPT RPT/Pilates Instructor

Andy Hall, MSc MCSP RPT

Practitioners focus on identifying and maximising quality of life and movement potential within the spheres of promotion, prevention, treatment/intervention and rehabilitation. This encompasses physical, psychological, emotional and social wellbeing.

Specialised treatments are available for orthopaedic, sports-related injuries, women’s health, chronic pain management and corporate wellness.

SEE AD THIS PAGE

Elevation Health & Physiotherapy

Elzke Hoehler, PT OMT -

Certified Pelvic Health Therapist

Fidelity Financial Centre, 2nd Floor

1 Gecko Link, Seven Mile Beach

HEALTH & WELLNESS 21 344 CAYMANRESIDENT 202 3 » Integrated therapy team of friend pr D A P H Y S I O T H E www.davinciwelln ( 3 4 5 ) 9 4 3 - 2 0 0 2 Bring your body
Appointments available Monday - Friday 7.30am - 7pm Saturday 8am - 1pm

Tel: (345) 623 6663

Email: info@ehphysio.ky

www.ehphysio.ky

Specialised pelvic health physiotherapist and clinical Pilates instructor. Combining her extensive training and experience in musculoskeletal conditions and her postgraduate pelvic health certification, she offers effective, evidence-based treatments and clinical rehabilitation.

RVC Rehab Services

Uma Lenin, BPT CKTP (Doc ALT MED)

Samuel Foster, BSc PT

Jacqui Tomlinson-Smith, PT LCCE CD (DONA) LC

Tomlinson Building, 3rd Floor, 9 Walkers Road, George Town

Tel: (345) 949 6024/Fax: (345) 946 7868

Email: info@rvcrehab.ky

www.rvcrehab.ky

A complete rehabilitation and fitness clinic.

Synergy Chiropractic & Physiotherapy Ltd.

Ms Clare Miller, PT MSc - Physiotherapist

Ms Jennifer Hilldrup, PT - Physiotherapist

Dr Eddie Fernandes, DC - Chiropractor

Dr Patricia Farrell, DC - Chiropractor

Dr Kathryn Schirn, DC - Chiropractor/Paediatric

Dr Jennifer Doull, RAc TCMD FABORMAcupuncturist, Doctor of Traditional Chinese Medicine and Fellow with the American Board of Oriental Reproductive Medicine

Ms Andrea Janovics, RAc - Acupuncturist

Ms Christine Cleaver, RMT - Massage Therapist

The Marquee Plaza, 36 Lawrence Blvd

Tel: (345) 943 8200

Email: info@synergychirophysio.com

www.synergychirophysio.com

Providing exceptional healthcare to infants, children, adults and seniors. Cayman’s leading chiropractic, physiotherapy, acupuncture, traditional Chinese medicine and massage therapy facility. Your specialists in wellness, rehab, fitness, pregnancy, fertility, infants and children. Live life better.

SEE AD PAGE 341

Sumit Kimothi, BPT MSc Clinical Physiotherapy

Total Health

The Grand Pavilion, 802 West Bay Road

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

Sumit is a highly motivated and confident individual with exceptional clinical skills in the physiotherapy domain. He loves to communicate effectively and sensitively with patients to maximise the rehabilitation and to ensure the understanding of often complex clinical issues impacting recovery.

SEE AD PAGE 318

Will Of Wellness (WOW)

Crewe Road, Belmont Close, GT Tel: (345) 926 2428

Email: wowcayman3@gmail.com

Spas (Medical)

Medical spas are a spa-like facility that offer selective and often appearance-improving procedures under the care and direction of a trained physician, and a team of nurses and aestheticians. Treatments may include facials, dermal fillers, anti-ageing treatments and more.

They combine certain medical procedures normally performed in a doctor’s office with the experience of a spa.

Beyond Basics Laser & Skincare

3rd Floor, Tomlinson Building

9 Walkers Road, GT Tel: (345) 916 7546

Email: info@beyondbasics.ky

www.beyondbasics.ky

Cayman Rehab Services

Unit 10, Eucalyptus Building, Shedden Road

Tel/Fax: (345) 943 7974

Mobile: (345) 926 3099

Email: caymanrehab@gmail.com

www.caymanrehabservices.com

Cayman Rehab Services has been serving Cayman’s community for over 15 years with quality care from an expert team. Treatments include aesthetics and anti-ageing, acupuncture, botox, non-surgical face lifts, aromatherapy and more. SEE AD THS PAGE

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

Services include: chiropractic, physiotherapy, cellular therapy, sleep evaluation, women’s health, men’s health, Candela laser, laser hair removal, laser skin tightening, laser skin treatments, body contouring, acupuncture, Chinese medicine, aesthetic medicine, Botox /Juvederm, carboxytherapy, mesotherapy, sclerotherapy, massage therapy, reflexology, Reiki, naturopathy, guided meditation, HydraFacials, microdermabrasion, chemical peels, IVF support/infertility and smoking cessation. SEE ADS PAGE 340, 341 & 344

Pensum Regenerative Medicine

Dr Joseph Purita, MD - Orthopaedic Surgeon

Dr Frank Smith, MD - Orthopaedic Surgeon

Dr Fadi Tarazi, MD Orthopaedic Surgeon

Dr John Harlock, MD Vascular Surgeon

Dr Marc Kayem, MD - ENT / Cosmetic Surgeon

13 Belmont Close, Crewe Road

Tel: (345) 949 8676 or Mobile: (345) 939 4505

Email: health@pensum.pro

Services include:

Physiotherapy

Acupuncture

Massage

Aesthetic and Skincare Treatments

Home Visit Physiotherapy

Chiropractic Treatment

Da Vinci Centre for Wellness & Alternative Therapies

Park Place, off West Bay Road, SMB

HEALTH & WELLNESS 21 » www. caymanresident .com 345
Physiotherapy | Acupuncture | Anti-Aging Medicine Aesthetics | Skincare Staffed by gifted medical professionals, we have been a staple in Grand Cayman’s fitness and wellness community for more than 15 years. Cayman Rehab Services offers quality care from an in-house medical doctor, and comprehensive rehabilitation specialists.

www.pensummed.pro

Pensum specialises in the use of Regenerative Cell and PRP therapy for orthopaedic, cosmetic and overall health conditions. These cells are harvested from the patient’s blood, fat or bone marrow and can reduce inflammation, cause cells to grow in number and turn into different types of tissues. Many experts in the regenerative cell field feel fat tissue may be the ideal regenerative tissue since it has everything we need, including growth factors.

SEE AD PAGE 335

Speech & Language Therapy (SLT)

Speech and Language Therapy is the assessment and treatment of communication problems and speech disorders. It is often performed by SpeechLanguage Pathologists (SLPs), which are also referred to as speech or language therapists.

Cayman Islands Health Services Authority

Raven Williams, MSc MRCSLT

Faith Gealey, MS CCC-SLP

Emily Runnow, MS CCC-SLP

Bay Town House, 36 West Bay Road, GT Tel: (345) 244 2730/7675

www.hsa.ky SEE AD PAGE 308

Cayman Theraplay Ltd.

#9 Plaza Venezia, North Sound Road, GT Tel: (345) 749 7529

Alexa Goldblum, BA Speech & Hearing Therapy Chatterbox

Casuarina Point, 218 South Church Street, GT

Tel: (345) 949 7065

Email: alexa@chatterboxcayman.com

www.chatterboxcayman.com

At Chatterbox, Alexa specialises in speech and language therapy for the adult population of Cayman. She has experience working with patients with aphasia, dysarthria, apraxia, dementia, traumatic brain injury, right hemisphere disorder, hearing impairment and cognitive impairments etc.

SEE AD PAGE 384

Roz Griffiths, BSc CertMRCSLT Chatterbox

Casuarina Point, 218 South Church Street, GT Tel: (345) 949 7065 or (345) 926 1693

Email: chatterbox@candw.ky

www.chatterboxcayman.com

Offers assessment, diagnosis and therapy programmes for children and adults with speech, language and literacy difficulties, Autism Spectrum Disorders and learning disabilities. Chatterbox provides speech and language therapy, occupational therapy, massage therapy, Hanen parent workshops, an Early Years Programme for children with communication and learning challenges, Giggles and Wiggles for babies and much more.

SEE AD PAGE 384

Harmony Scott, MSc CertMRCSLT/Dip. Chatterbox

Casuarina Point, 218 South Church Street, GT Tel: (345) 949 7065 or (345) 926 1693

Email: harmony@chatterboxcayman.com

www.chatterboxcayman.com

At Chatterbox, Harmony offers speech and language therapy for children and adults and

PRESCRIPTION REFILLS AND TRANSFERS

TWO CONVENIENT LOCATIONS

GRAND HARBOUR 947 8900

Mon-Sat: 8am-10pm

Sun & Public Holidays: 10am-6pm healthcaregh@healthcarepharmacy.ky

GOVERNOR’s SQUARE 949 8900 Mon-Sat: 9am-6pm rx@healthcarepharmacy.ky

HealthCareRx healthcarepharmacy.ky

is also a qualified massage therapist offering a variety of massages and baby massage workshops for parents.

SEE AD PAGE 384

Ansunette Pelser, B. Communication Pathology PGDip in Disability & Rehabilitation Chatterbox

Casuarina Point, 218 South Church Street, GT Tel: (345) 949 7065 or (345) 926 1693

Email: ansunette@chatterboxcayman.com

www.chatterboxcayman.com

At Chatterbox, Ansunette offers adults and children speech and language therapy following strokes, traumatic brain injury, spinal cord injuries or diagnosis of degenerative neurological disease. She has a great passion for, and extensive experience in, the treatment of aphasia, dysphagia, apraxia of speech, dysarthria and cognitive-communicative disorders. SEE AD PAGE 384

Claire Leadbeater, MSc Cert MRCSLT

Hope Academy

Grand Harbour Shoppes

Tel: (345) 769 4673 or Mobile: (345) 929 5122

SEE ADS PAGE 332 (CLINIC) & 373 (SCHOOL)

KidsAbility

Cynthia Rowe, SLP

Nora Knifj, SLP

Emily Clarke, SLP

Jessica Page, SLP

8 Midtown Plaza, George Town

Tel: (345) 943 5437

Email: info@kidsability.ky

www.kidsability.ky

Paediatric therapy clinic offering developmental neuropsychology services, counselling services, occupational therapy, speech-language therapy, a feeding clinic, literacy clinic, social skills groups, parent, teacher and allied health workshops and telehealth services.

MEDICAL SUPPLIES & EQUIPMENT

Valu-Med Pharmacy

At two locations:

> Photo Pharm Centre, Walkers Road

Tel: (345) 949 0442/Fax: (345) 949 0443

Email: sales-wr@valrx.com

HEALTH & WELLNESS 21 346 CAYMANRESIDENT 202 3 »
Prescriptions Patient Aids Vitamins Supplements Greeting Cards Cosmetics Baby Beach Snacks

> Evron Plaza, Bodden Town

Tel: (345) 946 5511/Fax: (345) 945 5709

Email: sales-bt@valrx.com

Products and services from prescription drugs to electronics, cosmetics and baby accessories.

Cayman Medical Supplies

6 Windward Centre

93 Smith Road, George Town

Tel: (345) 949 6211

Email: admin@caymanmedicalsupplies.ky

RVC Rehab Services

Tomlinson Building, 9 Walkers Road

Tel: (345) 949 6024 or (345) 925 6024 www.rvcrehab.ky

Products include Kinesio Tape, Biofreeze, TheraBand Exercise Wellness and Training Products.

BlueWater Medical Supplies

Breezy Castle Complex

125 Owen Roberts Road, George Town

Tel: (345) 233 2583

Email: contact@bluewater.ky or rx@bluewater.ky

JDW Medical Solutions

19 Walkers Road, GT

Tel: (345) 947 8000

Email: info@jdwmedicalsolutions.com

PHARMACIES

Pharmacies are well-stocked, open reasonably convenient hours and have informed pharmacists, who not only dispense medications but will review medicines and provide additional drug advice. Several on-Island pharmacies have multiple branches. Register your insurance details with the pharmacies, and if your insurance plan covers prescriptions, then you may pay only the co-pay amount.

Keep in mind, generic brands of medications are often much cheaper.

Be Well Pharmacy

West Shore Center

508 West Bay Road, SMB

Email: rx@bewellpharmacycayman.com

Open: Monday-Friday 8.30am-6.30pm, Saturday 9am-3pm and Sunday 10am-2pm. They also offer free delivery.

Care Pharmacy

Queens Court Plaza, West Bay Road

Tel: (345) 943 2273

Email: carepharmacy1@gmail.com

Open: Monday-Friday 9am-7pm, Saturday 9am-3pm, closed Sunday and Public Holidays.

Health Services Authority Pharmacies:

> Smith Road Pharmacy (Primary Pharmacy)

Smith Road Medical Centre

150 Smith Road, George Town

Tel: (345) 244 2715 or (345) 244 2716

WhatsApp: (345) 925 6534 (Grand Cayman) or (345) 916 9555 (Sister Islands)

Open: Monday to Friday 8am-9pm, Saturday, Sunday and Public Holidays 9am-5.30pm. The HSA’s main pharmacy is conveniently located at the Smith Road Medical Centre.

21
Vitamins & Supplements • Follow Ups Blood Pressure Checks • Blood Glucose Testing Prescriptions to Little Cayman & Cayman Brac fosterspharmacy.ky | @fosterscayman FILL YOUR PRESCRIPTION WHILE YOU SHOP! Foster’s Airport and Camana Bay Supermarkets. Fill Your Prescription Via Whatsapp Airport: 926-7485 | Camana Bay: 926-7486

wide selection of medications for hospital and outpatient clinic patients, government employees and prescriptions from your private physician. With seven pharmacy locations across Grand Cayman and Cayman Brac, they can provide services close to home for all residents of Cayman. For the online refills service, visit www.hsa.ky.

> Cayman Islands Hospital Pharmacy

95 Hospital Road, George Town

Tel: (345) 244 2715 or (345) 244 2716

Open: Monday to Friday 8am–9pm, Saturday, Sunday and Public Holidays 9am–5.30pm.

> Faith Hospital in Cayman Brac

215 Dennis Foster Road, Cayman Brac Tel: (345) 948 2243

Open: Monday to Friday 8.30am-5pm.

> West Bay Clinic Pharmacy

Reverend Blackman Road, West Bay Tel: (345) 949 3439

Open: Monday, Tuesday, Thursday and Friday 8.30am–5pm, Wednesday 1.30pm–8pm.

Closed Saturday and Sunday.

> Bodden Town Clinic Pharmacy

445A Bodden Town Road, Bodden Town

Tel: (345) 947 2299

Open: Monday and Thursday 1.30pm–8pm, Wednesday and Friday 8.30am-4pm, No pharmacist on Tuesday. Closed Saturday and Sunday.

> East End Clinic Pharmacy

2367 Sea View Road, East End Tel: (345) 947 7440

Open: Monday and Thursday 8.30am – 4pm. Closed Tuesday, Wednesday, Friday, Saturday and Sunday.

> North Side Pharmacy

1148 North Side Road, North Side Tel: (345) 947 9525

Open: Tuesday and Friday 8.30am-4pm. Closed Monday, Wednesday, Thursday, Saturday and Sunday. SEE AD PAGE 308

Cayman Pharmacy Group (CPG)

Cayman Pharmacy Group provides you with more than just prescriptions – they strive to make your health their concern. They recognise the complexities of pharmaceuticals and the need to personalise your care. That is why CPG offers personalised

one-on-one counselling. Their pharmacists are available to assist with questions that you may have about your health and the medications you have been prescribed. The group has three locations including:

> Doctors Hospital

16 Middle Road, off Walkers Road, GT Tel: (345) 946 2407

Email: refillsprorx@caymanpharmacy.com

Committed to serving your health and pharmaceutical product needs. Open: Monday-Friday 8am-9pm Saturday, Sunday and Public Holidays 9am-6pm.

> Savannah Pharmacy and Gifts

Countryside Shopping Village, Savannah Tel: (345) 946 3336

Email: savannah@caymanpharmacy.com

Open: Monday-Saturday 9am-8pm, Sunday and Public Holidays 10am-6pm.

> West Bay Pharmacy and Gifts

106 Centennial Towers, West Bay

Tel: (345) 945 0777

Email: westbay@caymanpharmacy.com

Open: Monday-Saturday 9am-8pm, Sunday and Public Holidays 11am-6pm.

At Kirk Pharmacy we do more than fill your prescription. Our Pharmacists take the time to explain your prescription to you and provide written information on how to use your medication safely and effectively. We can also review your medication to help ensure they are contributing to your optimal health.

Ĥ Prescription and Non-Prescription Drugs

Ĥ Vitamins and Herbal Supplements

Ĥ Blood Glucose and Blood Pressure Monitors

HEALTH & WELLNESS 21 348 CAYMANRESIDENT 202 3 »
TELEPHONE : 949–7022 EXT. 164 MON – SAT: 8am – 9pm • SUN : CLOSED • HOLIDAYS : 10am – 6pm ORDER PRESCRIPTION REFILLS: pharmacy@kirkmarket.ky
Ĥ Delivery Ĥ Available Special Orders Ĥ Personal Pill Packs

Doctors Express

81 Godfrey Nixon Way, George Town

Tel: (345) 745 6000

Doctors Express has an on-site pharmacy that can fulfil most prescriptions. Open: seven days a week 9am-9pm.

SEE ADS PAGE 314 & 342

Foster’s Pharmacy

Foster’s Pharmacy offers professional and friendly service and is conveniently located inside their Airport and Camana Bay supermarket locations, so you can pick up your prescription while you shop. Accepted

Insurance: Aetna, BAF, CG BritCay, Cayman

First, Vanguard Risk Solutions and CayMed. Customers can also order refills via WhatsApp.

Foster’s Pharmacy also offers prescription

shipping to Little Cayman and Cayman Brac.

> Foster’s Pharmacy at the Airport Centre

63 Dorcy Drive, George Town

Tel: (345) 815 4051/WhatsApp: (345) 926 7485

Open: Monday-Saturday 7am-9pm, and Public

Holidays 9am-6pm. Closed Sunday, Good Friday, Christmas and New Year’s Day.

> Foster’s Pharmacy at Camana Bay

Solaris Avenue , Camana Bay

Tel: (345) 815 4061 /WhatsApp: (345) 926 7486

Open: Monday-Saturday 7am-9pm, Public Holidays 9am-4pm. Closed Sunday, Good Friday, Christmas and New Year’s Day.

SEE AD PAGE 347

HealthCare Pharmacy - Grand Harbour

The Shoppes at Grand Harbour

1053 Crewe Rd, George Town

Tel: (345) 947 8900

Fax: (345) 947 8901

Email: healthcaregh@healthcarepharmacy.ky

www.healthcarepharmacy.ky

Open: Monday-Saturday 8am-10pm, Sunday and Public Holidays 10am-6pm.

SEE AD PAGE 346

HealthCare Pharmacy - Governors Square

Governors Square, Seven Mile Beach

Tel: (345) 949 8900

Fax: (345) 949 8903

Email: rx@healthcarepharmacy.ky

Facebook: @HealthCareRX

www.healthcarepharmacy.ky

Open: Monday-Saturday 9am-6pm, closed on Sundays and Public Holidays. At Healthcare Pharmacy enjoy the ease of refilling and transferring your prescriptions online. You can also enjoy browsing Cayman’s largest selection of greeting cards, Hallmark gifts and gift wrap, along with major beauty brands and extensive skincare solutions.

SEE AD PAGE 346

Kirk Pharmacy

Kirk Market, Eastern Avenue

Tel: (345) 949 7022 (ext. 164)

Email: pharmacy@ksl.ky or kirkpharmacy@kirkmarket.ky (online refills)

Open: Monday-Saturday 8am-9pm, Public Holidays 8am-9pm and closed on Sunday. Kirk Pharmacy offers convenience and friendly expert pharmacists whose priority is the health and wellbeing of every individual customer. Their services are very convenient with the ability to order prescription refills online at www.pharmacy.ky. Customers can also ask the pharmacists questions about their medication via email.

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Quality Pharmacy

Serendipity Building, 78 Hospital Road

George Town

Tel: (345) 946 6266/Fax: (345) 946 6466

Open Monday-Friday 8.30am-7pm. Saturday 8.30am-5.30pm. Sunday and Public Holidays 10am-3pm.

Total Health - Pharmacy

The Grand Pavilion, 802 West Bay Road

Tel: (345) 333 4444

WhatsApp: (345) 324 0274

Email: pharmacy@totalhealth.ky

www.totalhealth.ky

SEE AD PAGE 318

Valu-Med Pharmacy Bodden Town

Evron Plaza, Bodden Town

Tel: (345) 946 5511/Fax: (345) 945 5709

Email: sales-bt@valrx.com

Prescriptions: rx-bt@valrx.com

Open: Monday-Saturday 8.30am-9pm, Sunday and holidays 10am-5pm.

Valu-Med Pharmacy Walkers Road

Photo Pharm Centre, Walkers Road

Tel: (345) 949 0442/Fax: (345) 949 0443

Email: sales-wr@valrx.com

Prescriptions: rx-wr@valrx.com

Open: Monday-Saturday 8am-10pm, Sunday and holidays 10am-5pm.

Windward Pharmacy

Unit 1, Windward Centre

93 Smith Road, George Town

Tel: (345) 949 4081

Email: windward@candw.ky

Open: Monday-Friday 8.30am-5.30pm and Saturday 8.30am-1pm. Closed on Sundays and public holidays.

HEALTH SUPPLEMENTS

GNC

> Queens Court, West Bay Road

Tel: (345) 945 7690

> Country Corner, Savannah

Tel: (345) 946 7235

Email: gold@gnccayman.com

www.gnc.com

GNC has the largest selection of vitamins, sports nutrition and wellness products available on the Island. A centre for personal preventative nutrition and wellness advice which offers something for every member of your family.

Island Naturals - Retail

Earth Close, off West Bay Road

Tel: (345) 946 3321

WhatsApp: (345) 917 4480

Email: retail@islandnaturals.ky

www.islandnaturals.ky/shop

Everything to nourish your soul. Island Naturals believes that living a healthy lifestyle is about what you put in your body, on your body and in your home. It’s because of their commitment to this approach that they offer a wide range of vitamins, supplements, body care, natural home products, as well as a complete selection of alternative wellness options to help you achieve balance in your daily life. Their retail store, conveniently located in the heart of Seven Mile Beach, has chemical-free, natural and organic products from leading health and nutrition brands.

HEALTH & WELLNESS 21 » www. caymanresident .com 349

Baby

OB/GYNs, midwives, paediatricians and paediatric dentists, costs of having a baby, maternity wards, where to find support groups, maternity and baby clothes and how to make your baby a legal resident in Cayman.

PREPARING TO HAVE A BABY

The General Environment

Anyone who has had a baby in Cayman will tell you it is a great place to be pregnant, owing to the first-rate prenatal medical care available. Maternity care is administered by two of Cayman’s three state-of-the-art hospitals, and the care they provide is second to none. Cayman’s OB/GYNs and midwives are all highly qualified and experienced, giving couples peace of mind when it comes to the welfare of expectant mums.

After the child is born, new parents can also feel safe in the knowledge that their child will receive excellent medical care from world-class paediatricians. Cayman upholds the same rigorous well-child checks and vaccine schedule for children as in the UK, USA, Canada and other developed countries. For more comprehensive information on having a baby in the Cayman Islands, check out the Pregnancy chapter of our sister publication, Cayman Parent magazine.

While Cayman is now learning to live with COVID-19, some restrictions still remain in place. At the time of going to press, visitors to hospitals must still wear masks and the mother is required to wear a mask as much as possible, however, will not be asked to wear one during labour. Up to two birthing partners are allowed to be with the mother and up to two visitors per day are allowed. However, at this time, no siblings or visitors under the age of 18 are permitted.

HAVING A BABY 22 350 CAYMANRESIDENT 202 3 »
Preparing To Have A Baby 350 - The General Environment 350 - Obstetricians/Gynaecologists 351 - Hospitals 352 - Costs of Having a Baby On-Island 352 - Private OB/GYNs & Midwife Births 352 - Fertility Treatment 353 - Childbirth Preparation Classes & Doulas 353 - Safety At Home 354 - Massage for Pregnancy 354 - Pre and Postnatal Exercise Classes 354 - Maternity Clothes & Bras 354 - Maternity Leave 354 - Domestic Help, Nannies & Babysitters 354 After Having A Baby 355 - Paediatricians 355 - Postnatal Care & Lactation Consultants 356 - Breast Pumps 357 - Baby Formula & Food 357 - Immunisations 357 - Dental Care 357 - Family Photographs 357 - Baby & Toddler Activities & Groups 358 - Baby & Toddler Clothes 358 - Baby & Toddler Equipment 358 - Passports & Immigration 359
Having a
Photos courtesy of Daria Keenan Photography

Obstetricians/Gynaecologists

When you become pregnant, the first thing to do is to choose either a private specialist doctor (OB/GYN) or register at the Women’s Health Centre at the Cayman Islands Hospital for antenatal care. The following are obstetricians in Cayman:

Cayman Islands Hospital

Dr Gilbertha Alexander MBBS DM MRCOG

Dr Elaine Ebanks MBBS DM

Dr Rhonda Reeves MBBS DM FRCOG

Dr Davina McCoy BSc MBBS [Registrar]

Dr Karina Palmer-Forde BSC MD [Well Women’s Clinic]

Dr Peter Sipos MD PhD (Med) MSC (Health Economy) MRCOG CCT (UK)

Dr Tonita Rankin BSc MBBS [Registrar]

Dr Lulianna Irimia

95 Hospital Road, George Town

Tel: (345) 949 8600

Email: info@hsa.ky

www.hsa.ky

SEE AD PAGE 308

Faith Hospital

Dr Venkamma Bonigi MBBS DGO

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243

Dr Howard Deosaran BSc MD DM FACOG LLB (Hons)

Centre for Women, Family and Child Health

Caribbean Plaza, Seven Mile Beach

Tel: (345) 943 4666

Dr Rommel El-Madany

Consultant Obstetrician / Gynecologist

MB BCh (Cairo), HDGO (Dublin), DM, MD RCSI/ IPA (Dublin), FRCS (GYN) (Edinburgh), Diploma of Advanced Obstetrics Ultrasound/ Fetal Medicine RCOG/RCR (London)

9 Smith Road Plaza, Smith Road

Tel: (345) 946 2496

Urgent care/Emergencies after hours: (345) 926 2911

Email: islandobgyn@icloud.com

Open Monday-Friday 9am-4pm (Halfday on Wednesday). Only emergencies on weekends and public holidays. No online consultations. Consultant/specialist OB/

GYN: Gynecological wellness, high risk pregnancy, infertility, traditional and advanced laparoscopy/endoscopy surgery including: advanced laparoscopic surgery and minimal invasive surgery for heavy periods, fibroids, endometriosis, urinary incontinence, sterilization, prolapse, etc.

Advanced equipment including: 4D, 3D and coloured ultrasound; electronic urodynamics; digital colposcope and LEEP procedures. One-stop cancer screen; anomaly scan; nuchal translucency, amniocentesis tests, etc. Packages for pregnancy care and delivery.

or heavy periods, fertility and conceiving, contraception counselling, abnormal pap smear results, vulvar problems, prolapse, hormonal imbalances, and low and high-risk pregnancies.

OceanMed, Bayshore Mall, Level 2

South Church Street, George Town

Tel: (345) 946 2326

www.oceanmed.ky

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: lisa.joels@integra.ky

www.integra.ky

Integra Healthcare has an all-female OB/GYN team, covering obstetrics, gynaecology, child and adolescent gynaecology and fertility. Lisa brings 19 years of tertiary UK consultant experience with particular interests in holistic care, fertility problems, adolescent issues and minimally invasive techniques.

SEE ADS PAGES 316 & 357

Specialist Obstetrician & Gynaecologist

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: madhavi.manoharan@integra.ky

www.integra.ky

Integra Healthcare has an all-female OB/GYN team, covering obstetrics, gynaecology, child & adolescent gynaecology and fertility. Madhavi brings a decade of tertiary consultant-level experience with specific interests in early pregnancy scanning, high-risk pregnancies and fetal medicine. SEE ADS PAGES 316 & 357

Dr

OceanMed, Bayshore Mall, Level 2

South Church Street, George Town Tel: (345) 946 2326

www.oceanmed.ky

Dr Diana is a highly experienced and qualified physician with special interest areas in irregular

Dr Stone serves many women throughout their pregnancy and with woman’s health issues including urogynaecology such as urine incontinence, minimally invasive surgery and advanced laparoscopy, treating abnormal uterine bleeding, chronic pelvic pain, uterine fibroids, endometriosis, vaginal prolapse, and infertility.

OceanMed, Bayshore Mall, Level 2

South Church Street, George Town

Tel: (345) 946 2326

www.oceanmed.ky

Dr Laura is an OB/GYN consultant with more than 15 years of experience. In addition to providing antenatal and general gynaecology care, she has a special interest and training in surgical gyneoncology, colposcopy and gynaecological ultrasound, as well as being an advanced laparoscopic surgeon and experienced in complex open surgical procedures.

Doctors Hospital

16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066

HAVING A BABY 22 » www. caymanresident .com 351
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Dr Laura Hole MBBS, BSc, MRCOG Dr Zbigniew “Dr Ziggy” Zwierzchowski MD

Hospitals

In the Cayman Islands, all babies are born in a hospital. Home and water births are not currently offered. There are two maternity wards in Grand Cayman and one in Cayman Brac. If you have a private OB/GYN, then you should discuss which hospital they practice at. It’s also recommended that you tour your chosen hospital beforehand to familiarise yourself with the space, staff and amenities. The Cayman Islands Hospital offers five double and three single rooms, providing a total of 13 beds, plus three labour/delivery rooms. It also offers the only Neonatal Intensive Care Unit (NICU) on the Island. The standard of care is excellent. Babies are delivered by midwives as well as HSA and private physicians. Doctors Hospital offers two private delivery suites. Most high-risk pregnancies can be managed on-Island, and the Cayman Islands Hospital provides excellent care for premature babies. In some cases, the decision may be taken to transfer the mum-to-be or the newborn baby overseas, whether by air ambulance or by commercial flight, and almost always to the USA. Therefore, remember to have all of your documents in order, including your passport and visa, and please note that a newborn will need an emergency passport to travel. Organising all of these documents in a rush could be very complicated. See the Passports and Immigration section in this chapter for details on how to obtain a passport for your child.

Cayman Islands Hospital

95 Hospital Road, George Town

Maternity Unit Tel: (345) 244 2842/2841

www.hsa.ky

The Maternity Unit offers facilities for both low-risk and high-risk mothers and babies. These services are comprised of antepartum care (before birth), labour and delivery, postpartum (after-birth) and neonatal care; including normal births, twin births, breech, vacuum, forceps and caesarean section

deliveries. The Maternity Unit, located on the ground floor of the Cayman Islands Hospital offers five double and three single rooms plus three labour/delivery rooms. All rooms have ensuite bathroom facilities. The Neonatal Intensive Care Unit (NICU) is well equipped to care for up to six newborns who may be premature or may need special observation or intensive care.

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Doctors Hospital (DH)

16 Middle Road, George Town Tel: (345) 949 6066

www.doctorshospitalcayman.com

Doctors Hospital offers two private delivery suites. The only private maternity suites in the Cayman Islands with OB/GYN physicians, nursing staff and midwives providing a comprehensive approach to maternity care in a safe environment. After birth, the room is converted into a quiet, cosy and nurturing space for families to recover. Support partners are always welcome to stay the night with mum and baby at Doctors Hospital.

SEE AD PAGE 301

Costs of Having a Baby On-Island

Having a baby in Cayman is expensive and there is no free healthcare. There are two options for having a baby on-Island: you can either choose between having your baby delivered by a midwife at the Cayman Islands Hospital in George Town and the hospital’s obstetrician being called only if it is deemed necessary, or you can choose to have a private obstetrician who will then follow you through your pregnancy and be with you through your labour and the delivery of your baby.

Once you have decided which route you would prefer, be sure to call your insurance provider and discuss the fees in relation to your insurance coverage. You will want to ask about your prenatal care, the cost of the delivery and the immediate care of your newborn baby. The amount of coverage will depend on your insurance plan; it may be anything from 100% to nothing at all. If you are pregnant upon arriving in Cayman, your pregnancy may be considered a ‘pre-existing condition’

and may not be covered by your new insurance policy. Some insurance plans require a 10-month waiting period before they will cover your pregnancy and some have a limit on prenatal care, e.g., CI$500 at 100%. You should also find out about adding your new baby to your insurance policy from the moment of the birth.

For a full breakdown of costs and more information on insurance, pick up our sister publication Cayman Parent magazine.

Private OB/GYNs & Midwife Births

Private OB/GYNs: All Obstetricians in Cayman are highly qualified and come from all over the world, including America, Canada, the UK, the Caribbean and beyond. They all have ultrasound equipment in their clinics and provide world-class care that you would expect to receive in any developed country. If you have decided to receive private care, then as soon as you think you may be pregnant (or even better, when you decide you are going to start trying), you should book an appointment with an OB/GYN. If you are pregnant, you will probably have your first scan at around six weeks. If your medical history is such that it may affect your pregnancy, it is important to have a consultation before conceiving.

The doctor you choose will guide you through your entire pregnancy and deliver your baby with the help of a team of highly trained midwives. See page 351 for a full list of doctors.

Midwife Births: It is also possible to opt for a midwife delivery through the Women’s Health Clinic at the Cayman Islands Hospital. With this route, the expectant mother receives expert care through a team of midwives who will manage the prenatal care and deliver the baby. The midwives are highly qualified and trained to deliver babies - parents-to-be from the UK will be familiar with this system of care through the NHS. The department OB/GYNs are also on call 24 hours a day should there be an emergency.

The hospital’s Radiology department

HAVING A BABY 22 352 CAYMANRESIDENT 202 3 » Email: zbigniew.zwierzchowski@ doctorshospitalcayman.com. SEE AD PAGE 301

performs ultrasounds and there are also portable ultrasound machines in the Women’s Health Department and in the Maternity Ward. Choosing midwife care is a more cost-effective option for having a baby in Cayman and both mum and baby can still expect to receive fantastic worldclass care.

Fertility Treatment

If you are having trouble conceiving then there are plenty of options on-Island to help you. The timings for when to see a fertility specialist depend largely on your age and how long you’ve been trying to conceive naturally. It is generally recommended that you see someone right away if you’re under 35 and have been trying to conceive for 12 months or more; you’re between 35 and 40 and have been trying to conceive for six months or more; you’re 40 or over, or

Cayman Fertility Centre. They will all be able to undertake initial testing and offer advice on subsequent treatment that may be required, such as ovarian stimulation, IUI and IVF. At this time only the Cayman Fertility Centre (www.caymanivf.com) offers IVF treatment on-Island. For more information on fertility options, pick up a copy of our sister publication, Cayman Parent.

Childbirth Preparation Classes & Doula Services

Health Services Authority (HSA) offers a free, eight-week educational series called ‘Parent Craft’. Classes are held on Monday evenings, 5.30pm-7.30pm at the Women’s Health Centre located at the Cayman Islands Hospital. There is no charge or need to register in advance. Led by experts in the relevant fields, topics

Immediate Postnatal Care, Postnatal Care at Home, Safety, Immunisation and Family Planning, Relaxation in Pregnancy, Motor Development in the First 12 Months and Genetic Screening. If you miss any classes, you may make them up during a subsequent eight-week course cycle. Please call (345) 244 2649 or (345) 244 7627 for more information. You can also visit www.hsa.ky/ parentcraft.

Doctors Hospital offers free Antenatal Classes that are an hour long and run for three-consecutive weeks. Topics include what to expect when you’re pregnant, pregnancy complications, health and nutrition, the four stages of labour and recovery, choosing a paediatrician, breastfeeding, mental health and newborn care. You will also be offered a tour of the maternity ward. Tel: (345) 949 6066.

RVC Rehab Services offers courses, both group and private, in the Lamaze method of childbirth. This is the most common type of birth class and approaches childbirth as a natural and healthy process.

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Market Street, Camana Bay 345 947 2711

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HAVING A BABY 22 caymanresident .com 353

They neither support nor discourage the use of medicine or medical interventions during labour and delivery. Instead, they inform mums-to-be about their options so that they can make decisions about their own birth plan. The course consists of four two-hour sessions with a maximum of eight couples and is often a great way to meet other parents-to-be at a similar stage of pregnancy. The course covers topics such as comfort measures for coping in labour, breathing and relaxation techniques, birth plans, coping with challenges during labour, breastfeeding and infant care. Private classes and refresher childbirth classes, doula and lactation services are also available. Tel: (345) 949 6024.

Ariel Grace is a registered Doula, pre and postnatal Pilates instructor and founder of The Mom Method. Ariel teaches childbirth education and focused pre and post-natal Pilates classes. As a birth doula, Ariel offers one-on-one individual physical, emotional and educational support sessions throughout pregnancy and childbirth. You can find Ariel on Instagram at @arielgracewellness or www. arielgracewellness.com.

Candice Langford is a pelvic health physiotherapist at Align Wellness Studio. Her sessions help empower and prepare women for childbirth. Tel: (345) 640 5050.

Safety At Home

Before bringing your baby home, it’s a good idea to do a safety appraisal. Toilet and cupboard locks, stair gates, bath grip mats, corner protectors and electrical socket plugs are all easy and affordable ways to make your home safer. You will find a good selection of baby-proofing equipment at A.L. Thompson’s, Kirk Home Centre and Baby Express. You should also consider fencing (and perhaps an alarm system) if you have a pool. Contact Oasis Pool & Spa (345) 945 7665 or Pool Patrol (345) 949 8543. Fitness Connection (Tel: 345) 949 8485) offers pool safety and swimming lessons for little ones from three months of age. They also teach nannies how to swim and offer CPR, First Aid, AED, Lifeguard and SAI STAR

certifications to put safety first in your home. (SEE AD PAGE 459) Check your garden for noxious plants that might pose a threat if ingested by young children. Additionally, citronella oil, is commonly used as a mosquito deterrent in lamps and tiki torches, poses a danger when ingested or inhaled. If you find your baby with part of a plant, or if you suspect a household product may have been ingested, even if your baby is awake and alert, call the Center for Disease Control and Prevention Poison Helpline (USA) (Tel: 1 (800) 222 1222) to check if the substance is potentially dangerous or take your child to the emergency unit of the Cayman Islands Hospital.

Massage for Pregnancy

Make sure you get full approval from your doctor before you engage in any type of massage therapy. There are many options on-Island such as La Prairie Spa at The RitzCarlton (Tel: (345) 943 9000) or The Spa at Seafire at the Kimpton Seafire Resort + Spa (Tel: (345) 746 0000), Touch of Thai (Tel: (345) 949 8989), Tips n’ Toes (Tel: (345) 943 8637), Beyond Basics Medical Day Spa (345) 916 7546) and Da Vinci Centre (Tel: (345) 943 2002).

Pre and Postnatal Exercise Classes

Pre and post-natal circuit classes are offered by Carla at 345 Personal Training (Tel: (345) 926 2117 or email: 345personaltraining@ gmail.com). The Pilates Studio (www.pilates. ky) offers small group prenatal Pilates equipment classes with no prior Pilates experience required. They also offer private pre and postnatal Pilates training. Kula Kids Cayman (www.kulakidsyogacayman. com) offers weekly prenatal yoga classes and workshops. Ariel Grace (www. arielgracewellness.com.) and Energy Essential Fitness (www.energycayman.com) both offer pre and postnatal Pilates classes. Prenatal exercise classes are a great way to meet other expectant mums!

Maternity Clothes & Bras

The Bump to Baby sells upscale and stylish maternity clothing from brands such as

Séraphine. They also stock nursing bras, belly bands, diaper bags and pregnancy pillows. Located in The Strand, Tel: (345) 938 6498 or visit www.thebumptobaby. com. Atlantic, Silhouette and The Baby Shoppe also sell a good selection of maternity bras. Funky Monkey offers a wide range of comfortable clothing.

Maternity Leave

The Labour Relations Act (2015) provides for a minimum maternity leave allowance of 14 calendar weeks in any 12-month period. However, this is only available as an entitlement where the mother concerned has already completed a full year of employment with her employer. Where an employee has not completed 12 months, the Law prescribes that any maternity leave may be pro-rated. You should enquire with your employer what their policy is regarding maternity leave, as some employers can be more flexible than others. There is nothing in the Law that prevents an employer from providing maternity benefits in excess of the minimums prescribed.

Currently an employer is legally required to offer 20 working days leave on full pay, 20 working days leave on half pay and 30 working days on no pay. For practical purposes, this is treated by many businesses as the equivalent of six weeks at full pay, and eight weeks at no pay. Maternity leave may generally be taken in whatever portions requested by the employee, but six weeks of it must be taken after the birth of a child. At present there is no provision in the Law for paternity leave; however, some companies will allow a new father anything from a few days to two weeks off. Cayman Islands Law also provides for adoption leave. A female employee who adopts a child under the age of three, is entitled to adoption leave of nine calendar weeks, of which 15 working days are on full pay. Paternity leave for fathers who adopt is five days paid leave at the employer’s discretion.

Domestic Help, Nannies, Childcare, Babysitters & Staff Training

Close to the end of your pregnancy, or once

HAVING A BABY 22 354 CAYMANRESIDENT 202 3 »

the baby has arrived, you may need some help with the work load at home. Be aware that many people seeking domestic help positions arrive in Cayman untrained. It is not advisable to seek domestic help through newspaper advertisements or EcayTrade. Before hiring anyone, make sure you obtain recent employment references.

For more detailed information and guidance on hiring a nanny or caregiver, pick up our sister publication Cayman Parent magazine.

AAA Caregivers Agency

Tel: (345) 916 5925 or (345) 916 1601

Email: aaacaregivers@candw.ky

www.aaacaregivers.ky

AAA Caregivers is a housekeeping, childcare and elderly care agency, whose staff are experienced nurses, housekeepers and nannies who are trained in First Aid/CPR, basic childcare and elderly care, fire safety and food handling. They also have qualified nurses with over 10 years of experience. Staff are assigned to families based on suitability and family needs. They can also assist in finding a suitable nanny for a finder’s fee. They will perform all the necessary background checks and provide training. Alternatively, the agency can hold the work permit for a set monthly fee.

The Minerva Academy

Tel: (345) 746 9999

Email: contact@minerva.ky

www.minerva.ky

Minerva Academy is a registered training school for your private staff in Cayman. Their courses are designed to give or refresh skills for domestic staff who look after high-standard households and families of busy high-performing individuals. Courses are offered à-la-carte in a group classroom format or in a one-to-one setting tailored to your needs, and they are taught by experienced professionals certified by international butler institutions.

Paediatricians

Dr Cecily Abraham MBBS DCH DM

Unit 7, Alexander Place, Dorcy Drive Tel: (345) 945 7050

Dr Shyla Chacko Jehangir MBBS DCH MRCPCH

MSc Allergy

Unit 7, Alexander Place, Dorcy Drive

Tel: (345) 945 7050

Dr Zanele Balang MBBS, DM Paediatrics

OceanMed, Bayshore Mall, Level 2 South Church Street, George Town Tel: (345) 946 2326

www.oceanmed.ky

A certified paediatrician working with patients from birth to age 18. She has vast experience in primary care, paediatric ER and neonatal intensive care, with areas of special interest in paediatric mental health, allergy testing and teen health. She offers a full range of services, including newborn care, sickness and wellness visits, screenings and vaccinations.

Dr Christine Chen

Centre for Women, Family and Child Health

Caribbean Plaza, Seven Mile Beach. Tel: (345) 943 4666

www.forhealth.ky

Dr Ramon Lacanilao MD

Doctors Hospital

16 Middle Road, off Walkers Road

Tel: (345) 949 6066

ramon.lacanilao@doctorshospitalcayman.com

SEE AD PAGE 301

Dr Chela Lamsee-Ebanks MBBS DM

Dr Marilyn McIntyre MBChB DRCOG FRCM

Dr Earl Robinson MD FAAP

Dr Linden Swan MBBS DM

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 308

Dr Jasmina Marinova MRCPCH MD

Specialist Paediatrician, with an interest in Neonatal Medicine

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AFTER HAVING A BABY
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and much more …! Nutrition | Wellbeing | Education | Health | Pregnancy | Early Years | School Age & Beyond

Integra Healthcare Ltd, Grand Pavilion, SMB

Tel: (345) 745 7450

Email: jasmina.marinova@integra.ky

www.integra.ky

Integra Healthcare provides a team of four tertiary-trained paediatric and newborn specialists providing a comprehensive service. Jasmina provides a comprehensive holistic paediatric service to infants of all ages, as well as attending deliveries and providing newborn care. SEE ADS PAGES 316 & 357

Dr Aritra Mukherji MBBS MD FNB

Paediatric Cardiologist

Health City Cayman Islands, 1283 Sea View Road, East End

Tel: (345) 640 4040

Emergencies: (345) 526 2108

Email: info@healthcity.ky

www.healthcitycaymanislands.com

SEE AD INSIDE BACK COVER

Dr Segomotso Madisa MBBS, MD (UWI)

The Children’s Clinic and Family Practice

Windward Centre, 93 Smith Road, GT

Tel: (345) 949 2970

Email: drgoffice@candw.ky

www.thechildrensclinic.ky

Second Language: SeTswana

SEE AD THIS PAGE & 329

Dr Sarah Newton MBChB FRACP (paeds) DCH

Specialist General Paediatrician & Newborn Care

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: sarah.newton@integra.ky

www.integra.ky

Integra Healthcare provides a team of four tertiary-trained paediatric and newborn specialists providing a comprehensive service. Besides her general paediatrics and newborn care, Sarah has a particular interest in growth and development, as well as complex diagnostics and care.

SEE ADS PAGES 316 & 357

Dr Gordon Smith MB ChB MRCP (UK) MRCGP

DRCOG

The Children’s Clinic and Family Practice

Windward Centre, 93 Smith Road, GT

Tel: (345) 949 2970

Email: drgoffice@candw.ky

www.thechildrensclinic.ky

Second Language: French

This family practice is situated within walking distance of the Cayman Islands Hospital and is a short drive from Doctors Hospital. The clinic provides neonatal newborn services, well baby check-ups, immunisations and sick child visits. Consultations are by appointment, but walk-in emergencies are also catered for.

SEE AD THIS PAGE & 329

FRCPCH MD

UK, focusing on the sickest and most preterm infants. SEE ADS PAGES 316 & 357

Postnatal Care & Lactation Consultants

(paeds)

Specialist Paediatrician & Neonatologist

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Email: sara.watkin@integra.ky

www.integra.ky

Integra Healthcare provides a team of four tertiary-trained paediatric and newborn specialists providing a comprehensive service. Sara is the lead for neonatal care, having had 25 years of experience as a consultant in the

Qualified, postnatal experts are on hand to help alleviate any concerns and help with breastfeeding and general baby care. RVC Rehab Services (Tel: (345) 949 6024) offers lactation services to help mothers get off on the right foot with breastfeeding. They offer hospital and in home visits and work with the mother to address practical issues and help set realistic expectations for your baby and yourself. The Children’s Clinic and Family Practice (Tel: (345) 949 2970) provides advice on lactation and newborn care. Nurse Sandria Foster offers appointments to assist with breastfeeding technique and general concerns at the clinic, at home or at the hospital. The Cayman Islands Breastfeeding Support Group is a volunteer group that offers free support and education in breastfeeding to expecting and existing mothers. The group consists of experienced mothers who have breastfed, lactation consultants, nurses and midwives. They visit new mothers to offer free breastfeeding advice and support, and offer telephone support. They will rent hospital-grade Medela pumps in emergency situations and provide reasonably-priced breast pumps for mothers returning to work. Visit www. facebook.com/CIBreastfeeding or email: cibreastfeeding@gmail.com for details. The midwives at the Women’s Health Centre offer free post-natal care and home visits for HSA patients. Tel: (345) 244 2649 / 2710 / 2732. They can provide general and breastfeeding support after the birth of your child. These services are also offered at the following health centres onIsland: Bodden Town Health Centre, available Monday and Thursday 8.30am-8pm; Tuesday, Wednesday and Friday 8.30am4pm and Saturday 8.30am-12pm. Tel: (345) 947 2299. East End Health Centre, available Monday-Friday 8.30am-4pm and Saturday 8.30am-12pm. Tel: (345) 947 7440. West Bay Health Centre, available

HAVING A BABY 22 356 CAYMANRESIDENT 202 3 »
Dr Sara Watkin MBChB MRCP
General Paediatrics Neonatology Well Child Checks Immunisations Dive Medicine General Practice Windward Centre, 93 Smith Road George Town,
w w w.t he c h il dr e n s cli n i c . k y Tel : (345) 949 2970 • Email: drgoffice@candw.ky
Medicals School/College • Work Permit • Life Insurance
Segomotso
Grand Cayman
Dr. Gordon Smith
Dr.
Madisa

on Monday, Tuesday, Thursday and Friday 8.30am-4pm; Wednesday 8.30am8pm and Saturday 8.30am-12pm. Tel: (345) 949 3439. North Side Health Centre, available Monday-Friday 8.30am-4pm and Saturday 8.30am-12pm. Tel: (345) 947 9525.

Breast Pumps

The Cayman Islands Breastfeeding Support Group (www.facebook.com/ cibreastfeeding) sells the Medela Double Pumping Breast Pump for CI$190 and the Medela Manual Breast Pump for CI$25. Cayman Medical Supplies (Tel: (345) 949 6211) sells reasonably priced Medela breast pumps and spare parts. Baby Express (Tel: (345) 640 2397) also stocks a range of breast pumps.

Baby Formula & Food

Refer to the Cayman Parent website (www. caymanparent.com) for information on where to find a variety of baby formula and baby food options on-Island.

Immunisations

Immunisations are carried out by GP clinics, the Public Health Clinic, the District Health Centres or private paediatricians. Should you choose to use the Public Health Clinic (Tel: (345) 244 2648) you should make your appointment in advance. The Health Services Authority recommends that children are routinely immunised against the following: hepatitis B, rotavirus, tuberculosis (BCG), diphtheria, tetanus and pertussis (DTaP), Haemophilus influenzae type B, polio, pneumococcal (for serious infections including pneumonia and meningitis), measles, mumps and rubella (MMR), chickenpox (varicella) and the two types of HPV that cause cervical cancer and genital warts. Annual influenza shots are also recommended. Children should be immunised at six weeks, two months, four months, six months, nine months, 12 months, 15 months, 3-6 years, 11-12 years (girls) and 14-16 years old. Childhood immunisations are free at Public Health but prices vary between private facilities.

Schools will request to see your child’s immunisation record and require a Health Screening Report filled out by a local doctor before enrolment.

As of Spring 2022, children ages five and over may receive the Pfizer/BioNTech vaccine. While COVID-19 vaccination is encouraged to help protect Cayman’s citizens, it is not mandatory or required by schools at the time of going to print.

For more information and the Cayman immunisations schedule, please see our sister publication, Cayman Parent magazine.

Dental Care

Introduce your baby to your family dentist as early as possible. See the Health and Wellness chapter for more information.

Smile Dental Clinic

Units 10-12 Alexander Place

George Town

Tel: (345) 949 7303

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

Languages: English, German, Danish, French, Spanish, Serbian, Afrikaans, Persian and Tagalog.

Dr Kris Togias DMD PC Board Certified Orthodontist (USA)

Dr Aikaterini Fysikoudi DDS HSPD (HonM)

Pasadora Family Dental Centre

94 Smith Road, Pasadora Place, George Town Tel: (345) 943 2222

WhatsApp: (345) 936 3222

Email: info@pfdc.ky

www.pasadorafamilydental.ky

Languages: English, German and Greek Paediatric and orthodontic treatments including Invisalign for adults and teenagers, preventative and special care services, orthodontic treatments with removable and fixed appliances, advanced 3D imaging, Cranex 3D Cone Beam digital X-rays and safe sedation options. SEE AD PAGE 339

Dr Wolfe’s Dental Care

135 Andrew Drive, Snug Harbour

Tel: (345) 945 4388

Email: info@wolfedental.ky

www.wolfedental.ky

A team dedicated to preserving and restoring the health and beauty of their patients’ smiles, Dr Wolfe’s offers trusted and gentle medical care of infants, children and adolescents, whatever their oral health needs might be. Their mission is to provide expert dental care with the highest respect for patients. SEE AD PAGE 336

Family Photographs

There are a number of photographers who can take beautiful family pictures, from maternity shots and newborn photography to studio and location family shoots.

BabyLove Newborn Photography specialises in fresh 48 hours and custom newborn photography taken indoors or outdoors. They have photographed hundreds of Cayman’s littlest residents, and as your baby will only be that little once, it’s a rather magical thing being able to capture

Obstetrics, Gynaecology & Fertility Care

&

Seven Mile Beach Dental Clinic

Marquee Place, West Bay Road

Tel: (345) 943 7400

Email: appointments@smbdentalclinic.ky

Care

HAVING A BABY 22 » www. caymanresident .com 357
+1 (345) 745 7450 www.integra.ky
Obstetrics & Newborn Care
All female integrated team of tertiary trained specialists, covering obstetrics, fetal medicine & neonatal care, giving you peace of mind & great back-up.
“as it should be”
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Dr Lisa Joels MB ChB, MD, FRCOG, FHEA
Dr
Madhavi Manoharan MBBS, MD, MRCOG, DFFP
(Neonatal)
Dr Sara Watkin MB ChB, FRCPCH MD
Dr
Jasmina Marinova MRCPCH MD
Dr
Sarah Newton MB ChB, FRACP (paeds) DCH
Dr
Siobhan Jaques MBBS BSc DRCOG FRCPCH Dedicated, new women’s health suite that’s holistically designed and comprehensively equipped.

that perfect newborn goodness and keep a record of it forever. Email: info@ babylove.ky or visit www.babylove.ky. (SEE AD OPPOSITE PAGE) Daria Keenan is an awardwinning family and newborn photographer, photographing families in Grand Cayman since 2014. She is known for her high energy and ability to put children and parents at ease in front of her camera. Daria is an extremely popular newborn and family photographer so we recommend booking as far in advance as possible. Tel: (345) 925 6695 or visit www.dariakeenan.com.

Deep Blue Images/Julie Corsetti take prides in capturing precious family memories including maternity shots, newborns and family portraits. Tel: (345) 916 0016, email: info@deepblueimages.com or visit www. deepblueimages.com. With over 25 years of experience, Rebecca Davidson (SEE PAGE 412) is an expert in capturing stunning maternity, newborn and family photography. As a mum of four she can persuade even the most spirted child to cooperate! Rebecca offers a mobile service, bringing her ‘sleepy newborn’ session to the comfort of your home. She supplies beautiful handmade outfits, wraps and props, making the whole process so easy. Visit www.rebeccadavidson. com. Naomi Johnatty Photography (SEE AD PAGE 413) captures life, love and beauty in paradise and provides beautiful family and maternity portraits, as well as weddings and engagements. She also energetically captures events, film production and images for marketing. Naomi’s art prints make an impression in your home or office, or as a gift. Talk to Naomi about your story or project to create something memorable. Tel: (345) 927 5637, email: naomi@radiantmedia.ky or visit www. grandcaymanphotographer.com. Lisa Reid specialises in family photography and loves capturing candid moments. Tel: (345) 916 2239 or visit www.lisareidphotography. com.

Baby & Toddler Activities & Groups

There is a wide selection of playgroups for mothers and babies. The South Sound Playgroup is very popular and is open to

babies a few days old to around five years old, with adult accompaniment. It is held Mondays 9.30am-11.30am. It’s a great place for children to meet each other, socialise and play. There are lots of toys, a craft activity and snacks. The playgroup is held at the Cayman Islands Baptist Church on Pedro Castle Road. Tel: (345) 943 6556, email: southsoundplaygroup@gmail. com or visit www.southsoundplaygroup. Motions Unlimited offers a Toddler Play Day on Wednesdays and Thursdays for ages 5 and under 10.30am-12pm, Fridays for ages 6 and under 2.30pm-4pm and Saturdays ages five and under 8.30am10am. The cost is CI$15 per child or CI$25 for two siblings and you must purchase a package of 10 visits in advance. Your 11th visit will be free. You must be a registered member in the Motions Jackrabbit parent portal and all payments must be made in advance online through Butterfield. Please email reception@ motionsunlimited.com for more details or visit www.motionsunlimited.com. Another popular option for young children is Yoga Sprouts, led by Ms Sarah, which offers excellent yoga classes for parents, babies and toddlers. Visit www. yogasproutscayman.com to put your child’s name on the waiting list. Chatterbox

(SEE AD PAGE 384) offers Giggles & Wiggles: Baby Wellness Groups for babies aged three months to twelve months. They also offer Play Coaching which helps educate new parents on floor time play strategies, childled play, play for bonding and choosing toys appropriate to the development of the child. For more information visit www. chatterboxcayman.com. Kula Kids Cayman offers Mummy and Baby Yoga from newborn to 24 months and Mummy and Toddler Yoga from 18 months-36 months. Visit www.kulakidsyogacayman.com.

Baby & Toddler Clothes

You will find a good selection of baby, toddler and children’s clothes on-Island from recognisable brands. You can also find very good quality second-hand children’s clothes at Kids Karma Closet in Buckingham

Square, West Bay Road, (Tel: (345) 947 7330), and on the Hope of Cayman Buy and Sell Facebook page.

Atlantic Kids

Paddington Place, Godfrey Nixon Way

Tel: (345) 9 43 2296

www.atlanticak.com

Atlantic Kids carries an incredible selection of baby, toddler, children’s and tweens clothing and shoes including brands such as OshKosh, Carter’s, Stride Rite and Skechers. The store has a great variety of educational, eco-friendly and fun toys as well as school-level reading and subject books. Prices are comparable to the US. Gift registries available. SEE AD PAGE 203

Bedside Manor

Market Street, Camana Bay

Tel: (345) 947 2711

www.bedsidemanor.ky

A high-end boutique selling newborn and baby clothes up to the age of three. Brands include Elegant Baby, Magnetic Me, Cuclie, Aden & Anais, Little Unicorn and more. SEE AD PAGE 353

Little Angels

Market Street, Camana Bay

Tel: (345) 946 2645

www.sandangels.com/kids1

Little Angels’ offers a great selection of swimwear and UV50+ sun protection apparel, fashion-forward resortwear and casual clothing for boys and girls up to age 14.

The Bump to Baby

The Strand Shopping Centre, West Bay Road

Tel: (345) 938 6498

www.thebumptobaby.com

Sells a variety of beautiful clothes for newborns to toddlers including onesies, shorts, t-shirts and dresses that are perfect for the Cayman weather. Brands include Feather Baby, Colored Organics, Copper Pearl and more.

Baby & Toddler Equipment

You can get most things you will need for your nursery in Cayman’s baby stores. There is also an active second-hand market, keep an eye on EcayTrade.com and the Hope of Cayman Buy & Sell Facebook page.

HAVING A BABY 22 358 CAYMANRESIDENT 202 3 »

Baby Express

68 Mary Street George Town

customerservice@babyexpress.ky

Sells children’s clothes, toys, strollers, breast pumps, cots, car seats and accessories.

Bedside Manor

Market Street, Camana Bay

Tel: (345) 947 2711

www.bedsidemanor.ky

A high-end boutique offering a good range of newborn equipment including cots, playmats, soft toys, swaddles, mobiles and more. Brands include Mon Ami, SkipHop, Little Giraffe, Elegant Baby and Jellycat. SEE AD PAGE 353

The Bump to Baby

The Strand Shopping Centre, West Bay Road

Tel: (345) 938 6498. www.thebumptobaby.com

This boutique offers a wide range of baby and toddler equipment including bottles, cots, bedding, bottles, nappy bags and much more. Brands include Copper Pearl, DockATot®, Nanobebe and more.

Welcome Baby – Tomlinson Furniture Ltd.

9 Walkers Rd, Tomlinson Building, GT Tel: (345) 949 5383

www.tomlinsonfurniture.ky/shop-nurseryfurniture.html

A great selection of baby and child equipment including nursery furniture (cribs, toddler beds, gliders, dressers, play tables, crib and toddler mattresses). Visit their showroom to browse all their products and follow them on Facebook for the latest arrivals.

Physical Therapies

The birth process can sometimes be a traumatic event for babies and mums, so parents often have their newborn examined by a chiropractor. Synergy Chiropractic & Physiotherapy (www.synergychirophysio. com) specialises in paediatric, pre and postnatal care.

Passports & Immigration

Registering the Birth of Your Child

After you give birth to your child the hospital will issue a Live Birth Notification

Form. The parents will be given a copy of this and the original is sent by the hospital to the Registrar of Births. The next step requires one of the parents, if married, or both parents, if you are not married, to go to the Registrar of Births at the Government Administration Building on Elgin Avenue (Tel: (345) 946 7922) with the Live Birth Notification Form, your marriage certificate (if married) and your passports. Residents of Cayman Brac and Little Cayman can register their children at the District Commissioner’s Office on Cayman Brac or in Grand Cayman. By law, you must do this within three months of birth. There is no charge to register your child; however, a copy of your child’s birth certificate from the Registrar of Births will cost CI$10. Get a few copies as you will need them for everything from registering your child at a school, to proving to WORC that you really do need a domestic helper! For extra copies after registration see www.ciregistry.gov.ky.

Getting a Passport & Visas for your Child

Once you have a birth certificate you can complete an application for a passport. Parents are encouraged to apply straight away for a passport and any necessary visas. In the case of an emergency, you will all need one. Refer to the Immigration chapter for more information.

Registering a Dependant

Children born on the Island to expats are not automatically entitled to citizenship, unless one or both of their parents are either Caymanian or have been granted status or Permanent Residency. If you are on a work permit, your baby must be added as a dependant on your work permit. You can find the AMD2 ‘Amendment to Dependants’ form on worc.ky/applications/ forms and it outlines the things you need to gather and submit. Once approved, you will get a dependant stamp in your child’s passport from the Department of WORC. Remember to get each new passport restamped as airlines need to see an up-todate stamp. For more information call WORC on (345) 945 9672.

HAVING A BABY 22 » www. caymanresident .com 359
INFO@BABYLOVE KY WWW BABYLOVE KY
FRESH 48 AND NEWBORN PHOTOGRAPHY

Furthering your own or your child’s education, information about Cayman’s Government and private preschools, primary schools and high schools, overseas boarding schools, colleges and universities, learning support and tutoring, vocational training and adult recreational classes.

The Cayman Islands have excellent schools all the way from preschool through to high school and university, and although a few new schools have opened over the past few years, there is still a shortage of available spaces in preschools and primary schools. Parents hoping to send their children to private schools are advised to put their child's name down at their chosen preschool and primary school prior to, or within days of, the child's birth, and don't forget subsequent children! However, if the school is heavily oversubscribed for the year that your child is due to start, then they will usually advise you to put your child's name down at a second

HOW THE GRADE SYSTEM WORKS

Year 5 Grade 4

Year 6 Grade 5

Year 7 Grade 6

Year 8 Grade 7

Year 9 Grade 8

Year 10 Grade 9

Year 11 Grade 10

Year 12 (Lower Sixth) Grade 11 17-18

Year 13 (Upper Sixth) Grade 12

EDUCATION 23 360 CAYMANRESIDENT 202 3 »
Age Government & Private British Schools Private American Schools in Cayman In the Cayman Islands compulsory education must start by 5 years of age. 4-5 Kindergarten Pre-K3 5-6 Year
Pre-K4 6-7
7-8
8-9
9-10
10-11
1
Year 2 Grade 1
Year 3 Grade 2
Year 4 Grade 3
11-12
12-13
13-14
14-15
15-16
16-17
Education
Overview of the Education System 360 - Caymanian Children/Expat Children 361 - Reserving a Place 362 - Enrolment Age & Requirements 362 - Switching Schools 363 - Scholarships for Secondary School 363 Government Education 364 - Primary Schools 364 - High Schools & Further Education 365 Private Education 367 - Nurseries & Preschools 368 - Primary & High Schools 373 Overseas Education 379 Learning Support & Resources 383 Tutoring 385 Homeschooling General Guidelines 386 Colleges & Tertiary Education 387 Scholarships for Tertiary Education 387 Vocational Training 390 Further Adult Education 393 Adult Recreational Classes 393
Photos courtesy of Rebecca Davidson, Brian Cubas, Bouke Maddock & Cayman International School

school as well. The last two years of high school may also be at maximum capacity for children wanting to do A Levels, with many students from Government high schools also competing for these places. However, this may change in a few years as it is the Government's wish to reintroduce A Levels to Government high schools.

The problem of space also extends to Government schools. Parents interested in sending their children to Government schools may apply online to the Department of Education Services (DES) website at https://schools.edu.ky/Pages/ Home.aspx between 1st April and 30th June. Government schools are open to all students, but preference is usually given to Caymanians, followed by those with Permanent Residency and the children of Cayman Islands Government workers. Expatriates who arrive in the Cayman Islands outside of the regular registration period may monitor the DES website and apply for a space between July and August.

There have been many improvements in schools in Cayman over the last 12 months. These include the Government having invested heavily in information technology and providing each student in their primary and high schools with a laptop for use at home and school. There has also been a strong focus on child nutrition, and the Government now provides free school meals to all Government school students. Other Government education goals over the coming years are to have a teaching assistant in all classes up to Year 9, to continue implementing learning support centres in each school, increase and strengthen early education, reintroduce A Levels in public high schools, improve the graduation criteria to end social promotion, and, amongst a host of other goals, integrate non-Caymanians back into the Government school system.

There is also lots of good news in the world of private schools in Cayman. Cayman International School (CIS) has finished their massive expansion and their 61,000sq ft campus is now home to over 900 students. They have also renamed

and expanded their scholarship to the CIS Cayman Citizen Scholarship Program, offering a mix of partial and full tuition scholarships for up to 12 students in Grades 9 to 12. St. Ignatius is in the process of building a 23,000sq ft multi-purpose sports hall that will include six new classrooms. Grace Christian Academy in West Bay has just completed a new high school block, an early years centre and a new art room and music room. Island Primary are well underway in building their 30,000sq ft school on 4.3 acres in George Town. They are aiming to be open for September 2023 and will have 350 available class spaces for children from Reception to Year 6. Footsteps Primary School are also about to break ground on their new purpose-built facility in South Sound. This is scheduled to be open in January 2024 and will cater to children from Reception to Year 8. Clever Fish have received permission to accept 30 children, up from their current 25, and have a waiting list far longer than their intake.

School Statistics

According to the 2021 Education Data Report, there are 1,780 children enrolled in 43 preschools and a total of 8,434 children enrolled in 27 private and Government schools spread across the three Islands, with 772 teachers teaching these students. In primary and secondary education there are 3,755 students in private schools, 2,306 in Government primary schools, 2,373 in Government secondary schools and 115 students enrolled in the Lighthouse School, the country’s school for students with the most significant special educational needs and disabilities (SEND). Most children with SEND are enrolled in mainstream schools with varying levels of support. Approximately 160 children are homeschooled.

Caymanian Children

Caymanian students have the option to go to a Government school (it is decided by catchment area) or a private school. If a Caymanian chooses to send their child to a Government primary or high school, then

the Government has an obligation to educate that child from the age of five to 17. All three Government high schools end at Year 11 (age 16), but because the Government mandates that education is compulsory to Year 12 (or the age of 17), all children who go through the Government school system will officially be enrolled in the Cayman Islands Further Education Centre (CIFEC) for Year 12 where they can take CXCs, GCSEs or a BTEC work experience programme.

However, if your child wants to go to a private school (overseas or in Cayman) so that they can get sufficient external exams (SATs, A Levels, APs or BTECs) to get into an overseas university, then their move must be approved by the Director of Education Services and they will be given what is called 'Dual Entry'. Without this designation, their previous time at a Government high school will not apply to their graduation criteria.

Expatriate Children

It is the Cayman Islands Government’s stance that expatriates employed in the private sector who qualify to have their dependants on-Island with them (i.e. earn over CI$3,500 per month and have two dependants on their permit), should educate their children in private schools. If the Government employs an expatriate, then the employee has the option of sending their children to a Government school, if there is space. However, most Government schools are at capacity and the Lighthouse school is completely full. Expatriates are advised to work out carefully what their budget, plus buffer, will be, and whether they can realistically afford to school their children in Cayman. Sending your child to a private school and then asking the Department of Education if your child can move to a Government school because you cannot afford the school fees is not an option. If you find you cannot afford to educate your child at your chosen private school, then the only options are to choose a less expensive private school, ask the school for financial assistance, home school your child, or have your children leave the Island. If they are between the ages of five and 17, they cannot live in Cayman and not be in full-time

EDUCATION 23 » www. caymanresident .com 361

If an expatriate cannot find a suitable place for their child in a private school and homeschooling is not a viable option, then ask the Department of Education if there is space in a Government school for your child. They will try and find a space for your child if it is possible. However, no expatriate child can join a Government primary school in the Reception/ Kindergarten year, when they are four years of age. The earliest they can start is Year 1 when they are five.

Adding a Child to a Work Permit

If you are an expatriate on a work permit, the process is as follows: 1) apply to your chosen school, 2) get confirmation from the school by letter that your child has been accepted "pending immigration approval", 3) take this letter to the Department of WORC along with your work permit application, 4) take a copy of the letter verifying that your child has been added as a dependant to your work permit to the school prior to attendance.

Reserving a Place at a School

If you would like to send your child to a Government school, you will need to fill in an official 'Student Registration Form' available online from the Department of Education Services (DES) website. See further in this chapter for more information.

If you would like to send your child to a private school, visit the school's website as early as possible after the birth of your child and apply online. The usual process is to fill in the application form online - the admissions officer will then write back asking for a copy of your child's birth certificate and a deposit, and then, closer to the entry date, they will ask for a photo and your child's immunisation record. You will then be on the school's waiting list. It is worth noting that although school waiting lists are notoriously long, Cayman is a transient place and parents often put their child's name down on two different schools, so places do often become available with patience and time. Schools will place your child on

their waiting list on a first come, first served basis, starting in September, and finishing in the summer. Therefore, those born from September to February have an advantage of gaining a place at their first-choice school. Please note that siblings, children of alumni, and members of the affiliated church (if it is a faith‐based school) are usually given priority at private schools, so even if your child is on a waiting list, enrolment is not guaranteed. Do not overlook enrolling your subsequent children.

Enrolment Age & Requirements

In the Cayman Islands, it is compulsory for all children aged five to 17 years to attend school or be homeschooled. However, the reality is that most children enter primary school at the age of four and do not leave until they are 18. For preschool, your child can usually start at age two, or sometimes as young as 18 months. A handful of schools will take infants at six weeks if they have a dedicated nursery room, but at this age the adult/child ratio of 1:3 makes it either very expensive or the staff are paid painfully little. For primary school, the starting age is almost universally four across the Cayman Islands, other than for expatriate children who are entering the Government school system who are not allowed to start until they are five and ready to enter Year 1. If children are going into the British school system (Cayman Prep, Footsteps, Island Montessori and St. Ignatius) they will enter Kindergarten at age four. If they are starting at a school following the American system (Cayman International School, First Baptist Christian School, Grace Christian Academy and Triple C) then your child will start in Pre–K3 at the age of four. If they are Caymanian and they are going to a Government primary school then they will start in Reception at the age of four. Please be aware that a few of the private schools now have Pre–K2 years (St. Ignatius Catholic School, Cayman International School and Grace Christian Academy), which means their students can start at two or three years old and will automatically move up to Kindergarten/

Pre–K3, leaving less space for incoming students. If you intend to send your child to one of the major private primary schools, make sure to register them early and then accept the offered place in Kindergarten/ Pre–K3 when your child is four. Deferring the place to Year 1 is never advised as it reduces your chances of getting your child into the school down to almost zero.

Most private schools in Cayman will only test your child for placement if they are entering after Kindergarten/Pre–K3. If your child is transferring from another school, they will likely need official school records from the previous school(s). If transferring at high school level, an upto-date medical record that includes vaccination details is also required.

Health Screenings

All students entering Government or private schools in the Cayman Islands for the first time are required by law to have a health screening. The Education Department mandates that these screenings must be completed before the new school year begins in September. The screening includes a growth and development assessment, screening for vision and hearing, a dental assessment, the administration of necessary immunisations and obtaining a student’s personal medical history. Public Health Department staff will conduct the screenings, which are free to all students. Appointments can be made at the school the child will be attending. Parents and guardians need to accompany their children and they should also bring the child’s immunisation record. Vaccines will be offered to children whose immunisations are not up-to-date. Parents may have their child’s health screenings done by a private doctor, as long as that doctor completes the forms provided by the Public Health Department. The completed forms should be handed in at the John Gray High School Medical Centre (Nurse’s Office) from 4th July to 16th August, from 8.30am and 4.30pm. Once the record has been received, the child will be issued with a health screening certificate, which they must then take with them to school in September.

EDUCATION 23 362 CAYMANRESIDENT 202 3 »
education.

For those attending schools in Cayman Brac or Little Cayman, appointments can be arranged through Public Health Nurse Kedine Hyde at Faith Hospital on (345) 244 7643 or (345) 948 2243.

School Fees

Caymanian students do not pay school fees to attend Government schools. In the instance that a non-Caymanian student is given a place at a public school, then the school fees are CI$750 per year for primary school (Years 1-6), CI$900 per year for middle school (Years 7-9) and CI$1,200 per year for high school (Years 10-12). The fees for private schools vary widely from school to school. See the listings further on in this chapter.

Free School Meals

From March 2022, students in all government schools have access to free breakfast, lunch and snacks every school day. The CI$10 million dollar meal programme has been universally welcomed by teachers who had noticed that many of their students were either not being given lunch to bring to school or had not been given money to buy lunch and were consequently struggling to focus and learn when very hungry. The decision was made to offer the meals to all children to avoid the stigma and indignity of means testing and potential discrimination.

Switching Schools

Many Caymanian students leave the public school system and go to a private school at the beginning of high school (Year 7), at the beginning of Year 9 (a year before GCSEs start) or at the beginning of Year 12 (for the start of A Levels). Many parents in Cayman also send their children to boarding school and we have been told that equal numbers of children leave for the start of Years 6, 7, 8 and 9, the final push being the year before children start GCSEs. When these pupils leave, places in private schools in Cayman are freed up.

Places at Cayman's two private schools that do A Levels (Cayman Prep and

High School (CPHS) and St. Ignatius) are few and highly sought after. CPHS has 65 places available in Year 12 and St. Ignatius has 40. Every student, regardless of whether they are existing students at the school or new students, must apply for a place on the A Level programme and must pass the prerequisites for entry. This is usually a minimum number of IGCSE/ GCSE/CXC, all with A-C pass rates, and students are usually expected to get an A or B grade in the GCSE subjects they have chosen to do at A Level. However, it should be noted that two CXC subjects offered at Government high schools, Early Childhood Studies and Electronic Document Preparation and Management (EDPM), are not considered 'access courses' and do not apply to your five subject pass requirement. Also, students and their parents need to be aware that a pass (grade A–C) in English and Maths is non-negotiable. If you think your child may be struggling in these two subjects, do everything you can to get them through these courses, including organising some tutoring.

If you want to enter a child into either of these private schools, you must apply by January of the year of entry and definitely no later than March. This then gives the family time to apply to the Scholarship Secretariat for a scholarship for your Caymanian child. The Scholarship Secretariat's deadline for applications is 30th April annually. Quite a few students also switch between the private schools, but before a switch can take place, and in addition to the normal paperwork (assessments) etc., there is a transfer form, designed and managed by the Private Schools Association (PSA), that must be completed by the current school and forwarded to the new school. As well as a standard report on the child’s performance and behaviour, this form clearly states whether financial commitments have been met. It is an essential component of the acceptance process for students transferring within the private school system.

Local School Consultants

Dorm & Day

Based in Grand Cayman, Dorm & Day offer a school placement advisory service for education in Cayman and overseas. Tel: (345) 925 4610 or email: admin@ dormandday.ky. For more information, see page 381.

Scholarships for Secondary School

The Department of Education, through the Scholarship Secretariat, give financial assistance to Caymanian students when they are in Years 12 and 13.

A Level Students

If your child gets the required grades, is accepted onto an A Level course, comes from a Government high school and has successfully enrolled as a ‘Dual Entry Student’, then they will automatically get funding for up to CI$14,000 towards tuition fees for each of the two A Level years. Parents need to be prepared to pay for all incidentals, including PTA fees, uniforms and AS and A Level exam fees. To qualify for financial assistance towards the fees, students need to have achieved a minimum of five IGCSE/GCSE/CXC passes at grade C or higher and have passed English and Maths. To qualify for funding in the second year of the course, students must achieve a minimum of C, C, C in their AS Level exams at the end of the first year of their A Level course. Any money received from the Scholarship Secretariat is paid directly to the school and cannot be used for uniforms or any other incidentals. An additional contribution is also made towards books.

Caymanian students who have been at a private school all the way through their secondary schooling, and who have been accepted onto an A Level programme (having achieved the minimum education requirements), can also apply for assistance with the fees for their course. Upon making a successful application, these students can get financial assistance of up to CI$14,000 for each year of the two A Level years. Please note that since September 2018,

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means testing has become part of the local scholarship application process. Check the scholarship information page on https:// moescholarships.gov.ky for further details.

Associate’s Degree Students

If a Caymanian Government high school student chooses to finish their secondary education by doing an Associate’s Degree at UCCI or ICCI then they can apply for the fees to be paid. However, all students who have not achieved either an A or B grade in English and Maths are mandated to take remedial Maths and English at college level, as well as college skill classes and career classes. The Associate's Degree takes about 2.5 years at UCCI (with 68 credits), 18 months at ICCI (which is a quarter-term institution) and you will graduate with an Associate’s Degree worth 90 college credits

BTEC Diploma Students

The Government high schools in Cayman offer BTEC Levels 1 and 2 courses, and CIFEC offers BTEC Levels 1 and 2 courses as well as the first year (only) of the BTEC Level 3 Extended Diploma. For students to complete their Level 3 diploma, which is considered the equivalent of getting three A Levels, they will need to go to England to take the second year. To qualify for an overseas undergraduate scholarship, students taking the BTEC Level 3 Extended Diploma will need to finish the two year course with a minimum grade of triple merit (MMM). CIFEC currently offers two BTEC Level 3 Extended Diplomas in a) Creative Media Film & TV and b) Business. However, these are only offered to Certificate level (equivalent to AS Levels), since you can only attend CIFEC for one year, and to reach Diploma level you would have had to complete a two year course.

AP, CAPE and IB Students

Although two-year funding was previously only offered for A Level and BTEC Level 3 Extended Diploma students in their second year, as of autumn 2022/23, this funding now extends to first-year students

in the International Baccalaureate (IB), the Advanced Placement (AP) programme and the Caribbean Advanced Proficiency Examination (CAPE). Scholarship funding is therefore now available to Caymanian students who are going into their first and/or second year of studying AP, CAPE and IB. For far more information, visit the Scholarships section of the Cayman Resident website, the website of our sister publication, Cayman Parent or the Ministry of Education's Scholarship Secretariat website: https://moescholarships.gov.ky.

Office of Education Standards

Individual school reports published on the Office of Education Standards’ website (www.oes.gov.ky) provide detailed, impartial and transparent assessments of the performance of schools, teachers and students in the Cayman Islands. These reports are available for all to read and are a useful tool for parents to inform themselves of how their children’s schools perform compared to others, or aid them in deciding which school is best for their child. All schools are now inspected once every two years, as opposed to once every four years, as previously mandated by the Education Act (2016).

Please note that you will find more information about Education options both on and off-Island in the Cayman Parent magazine, available at supermarkets or online at www.caymanparent.com.

Literacy Programmes & Support

The independent, not-for-profit organisation, Literacy Is For Everyone (LIFE) (SEE AD PAGE 451) , works alongside Government, local preschools and primary schools, and educators to advocate for quality education for all, and to provide LIFE-changing resources and volunteer power to positively impact and significantly improve literacy levels. LIFE is the largest donor of books into the public school system, with 50,000 books donated and counting. Their programmes include Paired Reading, where specially trained volunteers read with struggling readers for

30 minutes each week; Partners in Print, which offers parents and caregivers tips and tricks to support literacy within the home; and Thrive By Five, LIFE’s early childhood literacy programme, targeting the development of foundational literacy skills in the zero to five years age group. To donate or volunteer, email: volunteer@ life.org.ky. For further information on any of LIFE’s transformative programmes, call (345) 328 3120, visit www.life.org.ky or find them on Facebook and Instagram.

GOVERNMENT EDUCATION

Students enrolling in Government primary and high schools must register with the Department of Education Services (130 Thomas Russell Way, George Town, Grand Cayman) or the Cayman Brac Teacher’s Centre in the months between the end of the Easter holidays and before the end of the school year (in early July). Parents will need to complete an application form and upload a copy of the child’s birth certificate, immunisation card and documentation showing the child’s residency category (i.e. a passport or status letter). Parents must also supply two forms of proof of their street address by presenting a utility bill and lease or a notarized letter from a landlord if renting. Catchment areas determine which school your child will attend.

Priority for entry into a Government school goes first to Caymanians and Status holders, then to dependants of Caymanians, thirdly to dependants of Cayman Islands Government employees, then to permanent residents and lastly to all others where space is available. Class sizes are capped at 24 students per class for Reception and Year 1, and at 28 students in other years.

GOVERNMENT PRIMARY SCHOOLS

All eight of Grand Cayman's Government primary schools and both primary schools in Cayman Brac have a Kindergarten/ Reception year. Therefore, Caymanian children who are four by August 31st can start in Reception/Kindergarten (the same as in private schools) and stay in the primary school system until the end of

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Year 6 (aged 10, turning 11). Expatriate children who have been given permission to attend a Government school cannot start in Reception at the age of four; they have to wait until they are five years of age and can then start in Year 1. This is because compulsory education does not start in the Cayman Islands until age five. At the end of Year 6, students take Key Stage II exams which assess and level them for movement to secondary school. The high school then uses the first term to assess each child for academic streaming. See www.des.edu.ky for more information on the schools listed below:

Creek Infant & Spot Bay Primary School (Brac)

Creek Infant School: 28 Student Drive, Cayman Brac. Spot Bay Primary School: 170 Spot Bay Road, Cayman Brac

Tel: (345) 948 0226

Inspection Grade: Satisfactory, OES 2021

Catchment Area: All areas east of Faith Hospital to the eastern end of Cayman Brac. Creek Infant School covers Nursery to Year 2 and Spot Bay Primary School covers Years 3, 4, 5 and 6. The school is located on two different sites but are managed and run by the same team.

East End Primary School

17 Sea View Road, East End

Tel: (345) 947 7428

Catchment Area: Area to the east of the Frank Sound junction and all of East End to Colliers. Inspection Grade: Satisfactory, OES 2020

Edna M. Moyle Primary School

907 North Side Road, North Side

Tel: (345) 947 9516

Catchment Area: All of Frank Sound up to Old Man Bay (west) and to Cayman Kai.

Inspection Grade: Satisfactory, OES 2020

George Town Primary School

168 School Road, George Town

Tel: (345) 949 2689

Catchment Area: Area south of Government House up to Memorial Avenue. North along Walkers Road to Maple Road and east along Smith Road, up to the Crewe Road airport

junction. Plus, the area that is north of Airport Road, through the junction in the Industrial Park, and all areas north and east past the airport up to the North Sound.

Inspection Grade: Satisfactory, OES 2020

Joanna Clarke Primary School (formerly Savannah Primary School)

1659 Shamrock Road, Savannah

Tel: (345) 947 1344

Catchment Area: Area on the east side of Spotts-Newlands Road to Beach Bay Road and including the greater Pedro area.

Inspection Grade: Weak, OES 2019

Joanna Clarke offers the IB system from Kindergarten to Year 6.

Little Cayman Education Service

210 Spot Bay Road, Little Cayman

Tel: (345) 948 1052

Email: Vjuman-khan@ices.edu.ky

Catchment Area: All of Little Cayman.

Inspection Grade: Satisfactory, OES 2021

Prospect Primary School

169 Poindexter Road, Prospect

Tel: (345) 947 8889

Catchment Area: All areas from Prospect Drive eastward, to the west side of Spotts-Newlands Road and the west side of Chime Street on the bypass/East/West Arterial (including all of Prospect Park, Patrick’s Island, Ocean Club, Cascades Drive, etc).

Inspection Grade: Satisfactory, OES 2021

Prospect Primary offers the IB system from Kindergarten to Year 6.

Red Bay Primary School

271 Shamrock Road, Red Bay

Tel: (345) 947 6333

Catchment Area: Area on the south side of Memorial Avenue, along Walkers Road to Maple Road and the south side of Smith Road, both sides of Crewe Road bordered by Owen Roberts Drive to the north and South to the South Sound Boarder on the east side of Victory Avenue.

Inspection Grade: Satisfactory, OES 2020

Tel: (345) 949 3314

Catchment Area: Area north of Government House up to Cobalt Coast and including all of West Bay.

Inspection Grade: Satisfactory, OES 2020

Sir John A. Cumber Primary offers the IB system from Kindergarten to Year 6.

Theoline L. McCoy Primary School (formerly Bodden Town Primary School)

6 Condor Road, Bodden Town

Tel: (345) 947 2288

Catchment Area: Area to the east of Beach Bay Road, continuing up to Breakers and including Northward.

Inspection Grade: Satisfactory, OES 2020

West End Primary School (Brac)

10 East West End Road, Cayman Brac

Tel: (345) 948 1425

Catchment Area: West End of Cayman Brac, up to Faith Hospital on the north side of the Island, and correspondingly across the Island to the south coast.

Inspection Grade: Satisfactory, OES 2021

See www.caymanresident.com for a map of the catchment areas for Cayman's Government schools.

GOVERNMENT HIGH SCHOOLS & FURTHER EDUCATION High

School Options

There are three Government high schools in the Cayman Islands: two in Grand Cayman (Clifton Hunter High School in Frank Sound and John Gray High School on Academy Way in George Town), and one in Cayman Brac (Layman E. Scott Snr. High School). Clifton Hunter and John Gray serve Years 7–11 for students aged 11–16, while Layman E. Scott Snr. serves Years 7–12 for students aged 11–17. In addition, Clifton Hunter and John Gray students complete a mandatory Year 12 offsite.

Curriculum

Sir John A. Cumber Primary School

44 Fountain Road, West Bay

Students follow the Cayman Islands National Curriculum up to Year 9. In Year 10, students begin their preparation

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for internationally accredited external examinations by following the relevant syllabi. All students complete a two year programme of classes (Years 10 and 11) in the core subjects of English, Maths, Science, Physical Education and Life Skills and have the option of taking three additional subjects of their choice. Students then take exams set either by a UK exam board (GCSE), the Caribbean Examinations Council (CXC), the Caribbean Advanced Proficiency Exam (CAPE) or they can take the USA Advanced Placement (AP) level exams at the end of Year 11. All students are then automatically enrolled in the compulsory Year 12 (one academic year) programme at the Cayman Islands Further Education Centre (CIFEC), where they can take an array of business and technology courses (BTEC), get involved in work experience and internships, or retake CXC and GCSE exams to improve their grade standing. There is also the option for students to enrol in a Dual Entry programme such as A Levels at St. Ignatius or Cayman Prep and High School, an approved

accredited school overseas (this option at the student’s expense), or attend the University College of the Cayman Islands and work on an Associate's Degree. After completing their Year 12 programme, students graduate from their respective secondary schools at the compulsory school leaving age of 17. For those then going to UCCI to take an Associates Degree, the university now requires all students to take compulsory courses to establish a proper basis in English (ENG 99) and Mathematics (Math 99), and they provide tools for survival throughout a student's college experience (COL 100).

Exam Fees

It is worth noting that whilst all education is free for Caymanians (at Government schools), parents are still liable to pay for exam entry fees. This means they must pay for every CXC, GCSE or BTEC course (British and Technology Education Council) taken. Fees are approximately CI$25 per subject for CXCs, CI$50 per GCSE and between CI$110 and CI$250

per BTEC vocational qualification, depending on the subject and level.

Graduation Rules & Exams

To graduate with a high school diploma, all students leaving a Government high school must attain one of four academic levels (Level 2 with High Honours, Level 2 with Honours, Level 2 Diploma, Level 1 Diploma – the highest being Level 2 with High Honours). In addition, during their last three years (Years 10–12), they must have at least a 90% or more attendance record, have fewer than 14 days of suspension and have completed 10 hours of community service. For exams, a minimum of five passes at CXC or GCSE, including Maths and English, are considered necessary for entry to the A Level programme at either St. Ignatius or Cayman Prep. However, neither of these schools count Early Childhood Studies and Electronic Document Preparation and Management (EDPM) as access courses. Further requirements, including a minimum grade pass at A*–C or 1–3, are essential when applying for a Government scholarship. For those in the US system, a 2.75 GPA is considered necessary for entry to a university course, but a 3.0 GPA is necessary to qualify for a Cayman Islands Government university scholarship. For those who go on to Level 3 (International Baccalaureate or Advanced Placements, A Levels or an Associate's degree at UCCI) after leaving high school, the passing of this level indicates suitability for pursuing tertiary education.

Government High Schools

All three Government high schools follow the Cayman Islands National Curriculum from Years 7–9 and do CXCs or GCSE from Years 10–11. Even though they do not have a Year 12, that year must be spent in full-time education.

Clifton Hunter High School

311 Frank Sound Road, Frank Sound

Tel: (345) 947 7353

Catchment Area: All areas on the east side of

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St. Ignatius Catholic School Early Years Foundation Stage Catering exclusively to 3-5 year olds Dedicated Teacher and Teacher’s Assistant per class 345.949.9250 | general@st-ignatius.com www.st-ignatius.com
St. Ignatius Catholic School is committed to safeguarding and protecting the welfare of children

Spotts-Newlands Road, and on the east side of Chime Street, the Bypass and the East/West Arterial.

Inspection Grade: Satisfactory, OES 2021

John Gray High School

73 Academy Way, George Town

Tel: (345) 949 9444

Catchment Area: All areas on the west side of Spotts-Newlands Road, and on the west side of Chime Street, the Bypass and the East/ West Arterial.

Inspection Grade: Good, OES 2021

Layman E. Scott Sr. High School (Brac)

941A Dennis Foster Road, Cayman Brac

Tel: (345) 948 2226

Catchment Area: All areas of Cayman Brac and Little Cayman.

Inspection Grade: Good, OES 2021

FURTHER EDUCATION

CI Further Education Centre (CIFEC)

515 Walkers Road, George Town

Tel: (345) 949 3285

Email: PLazzari@cifec.edu.ky

Director: Mr Pedro Lazzari

Ages: 16-18

Curriculum: CIFEC offers BTEC and City and Guilds vocational courses at Levels 1–3, which are the equivalent of GCSE (level 2) and AS Levels (level 3), offering an effective bridge to university or the world of work. Each TVET programme includes an internship with an employer. One hundred and eight employers work with CIFEC and many students find that their employment is extended after the internship has finished. CIFEC also runs a Construction apprenticeship in collaboration with PWD and a Water Sports apprenticeship. Students are given the opportunity to resit level 2 Maths, English and Science if they did not earn a level 2 pass in High School. TVET courses on offer include ICT, Beauty Therapy, Hospitality, Health and Social Care, Art, Creative Media, Workskills, Business, Construction, Vocational Studies Sport and IMI Motor Vehicle course. Check schools.edu.ky/ CIFEC for more information.

PRESCHOOLS & PRE-PRIMARY Improving Standards in Preschools

Scientists agree that when it comes to a child's development, the first five years are the most important. This is when a child becomes the person they are going to be. It is when they learn appropriate behaviour, boundaries, empathy and many other important social skills that will remain with them for life. Therefore, it is essential that you choose your child's preschool very carefully as there are a lot of options in Cayman and some are doing a better job than others. The Ministry of Education’s Early Childhood Care and Education Unit conduct regular support visits to all Early Childhood Care and Education (ECCE) Centres (preschools). One reason for the visits is to ensure that ECCE centres are creating a culture of child learning and development and not just one of “babysitting”. By doing this, they are ensuring that children are better prepared socially and academically for their entry into primary school at the age of four. Standards that early childhood centres must adhere to include not only health and safety regulations but also how the staff interact with the children and ensure that the children are being properly stimulated and exposed to age-appropriate activities. Practitioners are also supported to identify children who might have developmental delays or difficulties and then decide on how to help the child so that they will be better prepared for primary school and life beyond. All preschools

are regularly inspected by the Office of Education Standards and their reports are very revealing as to what these schools are doing to raise their standards.

Early Childhood Assistance Programme (ECAP) Funding

To ensure that all Caymanian children who turn three before 1st September have the opportunity to benefit from pre-primary learning opportunities, the Ministry of Education offers funding to assist in the cost of access to early childhood care and education (ECCE) for qualifying Caymanian children. To apply for funding, download the application form from http://www.education.gov.ky/ portal/pls/portal/docs/1/13054562.PDF or collect forms from the Government Administration Building, the Department of Education Services or early childhood centres across Grand Cayman. Forms can also be requested via email at ecap@ gov.ky. Parents are encouraged to submit completed application forms along with a copy of the child’s birth certificate, proof of the child’s Caymanian Status, a copy of the parents’ valid Governmentissued photo identification, and proof of income directly to the Early Childhood Care and Education (ECCE) Unit located on the 2nd Floor of the Government Administration Building or via email to ecap@gov.ky. Applications for the Early Childhood Assistance Programme (ECAP) are means-tested. Depending on your overall household income and the number of dependants you are supporting, you can

EDUCATION 23 » www. caymanresident .com 367 PRIVATE EDUCATION

expect to receive the maximum of CI$500 per month per child or the basic funding amount of CI$305 per month per child. For more information, email: ecap@gov.ky or call (345) 244 3155.

Nurseries & Preschools

Most schools featured in this section accept children from newborn to five years of age, offering full-day programmes and half-day options. Children will traditionally begin Kindergarten (UK system), Pre–K3 (US system) or Reception (the Government system) at their chosen primary school, in the year in which they turn four.

If you intend to send your child to one of Cayman's private primary schools and you are offered a place in their Kindergarten or Pre–K3 class (i.e. the reception year), you are strongly advised to take it. Keeping your child back in preschool so that they miss this first year at primary school has significant consequences: a) firstly, your child will be assessed by the primary school before they are offered a place in Year 1 to

see if they are up to par with the school's expectations for a five year old (many fail this test and are not accepted); b) children at primary school start learning to read in earnest in Kindergarten and those who have not started in their preschool may fall behind in Year 1; c) your child's new classmates may have already made firm friends among the students; d) adjusting to 'big school' and its lack of freedom (to play and choose what you want to work on) can be challenging for some children, and they will have missed the transition with other children in the same boat and e) on average, only five places become available in Year 1 at the top private primary schools, which means that the chances of your child being offered a place are slim at best.

If your child's preschool covers such things as the correct pencil grip, the phonetic sounds of the alphabet and how to write numbers from one to ten, this is a bonus and will help your child transition to reading and writing. The top preschools do teach these things, while placing

great emphasis on learning through play, exceptional manners and appropriate social interaction, which is why they are all full and very hard to get into. In this section, we list all of Cayman's preschools. For more information you can also visit the Education page of our website or pick up a copy of the Cayman Parent magazine.

ABC Kids

1866 Shamrock Road, Savannah

Tel: (345) 945 5626

Email: info@ABCKids.ky

Web: www.abckids.ky

Ages: 6 weeks-5 years

Monthly Fees: CI$650-CI$850

Inspection Grade: Satisfactory, OES 2020

Achievement Centre (The)

197 Shamrock Road, Red Bay

Tel: (345) 947 5050

Email: achieve4u@hotmail.com

Ages: 12 months–4 years

Hours: 7am–6pm

Monthly Fees: Full-day CI$650

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95 Minerva Drive,
(345) 945 4664 cis@cis ky caymaninternationalschool org C O N N E C T I N S P I R E S E R V E
C A Y M A N I N T E R N A T I O N A L S C H O O L
Camana Bay
CIS is a private, university preparatory, non-sectarian, co-educational school for students from two years old through Grade 12

Inspection Grade: Satisfactory, 2019

Bloom Learning Centre

Seven Mile Shops, West Bay Road

Tel: (345) 746 4444

Email: info@bloom.ky

Web: www.bloom.ky

Ages: 6 weeks–5 years

Hours: 7.30am–5.30pm

Monthly Fees: Infants CI$899-CI$1,050, Toddlers CI$840-CI$999, Preschool CI$799CI$950 (half days or full days)

Cayman Academy

Accepts preschool children from 3 years (if potty trained)-5 years.

See page 374 for more information.

Cayman International School – Early Childhood

95 Minerva Drive, Camana Bay

Tel: (345) 945 4664

Email: cis@cis.ky

Web: www.cis.ky

Annual Fees:

> Pre-K2 (5 days/week, half day) CI$12,800

> Pre-K2 (5 days/week full day) CI$15,120

> Pre–K3 and Pre-K4 CI$15,120

Inspection Grade: Good, OES 2020

Overview: CIS' state-of-the-art Early Childhood Division consists of Pre-K2, Pre–K3 and Pre–K4 classrooms, a library, teaching kitchen and a dedicated music and movement room. Each classroom faces onto a teaching terrace that leads into a beautiful outdoor playground designed to encourage student enquiry and exploration. See page 374 for more information.

AD PAGE 368

SEE

Discovery Kids Preschool

Sigma Building, 93 Hospital Road, George Town

Tel: (345) 946 5437

Email: dkids.ky@gmail.com

Web: www.discoverykidscayman.com

Ages: 16 months–5 years

Hours: 7.30am–5.30pm

Monthly Fees: 16 months and under CI$1,250, 16 months-2.5 years CI$975, 2.5-5 years

CI$925

Inspection Grade: Satisfactory, OES 2021

Overview: Discovery Kids Preschool is a private preschool centre situated in central George

Town. Their specialised programme is intended to promote learning and development through fun and positive experiences. The Cayman Island Early Years curriculum is an educational approach that emphasises active participatory learning and encourages children to have direct, hands-on experiences with people, objects, events and ideas. At Discovery Kids, a child's natural instinct to play is encouraged by providing planned activities and learning materials that enhance their development through play and exploration.

First Baptist Christian School

Accepts preschool children from 2-4 years 11 months. See page 376 for more information.

SEE AD PAGE 375

Grace Christian Academy

Accepts preschool children from 3-5 years. See page 377 for more information.

Island Montessori

491 Crewe Road, George Town Tel: (345) 945 5814

Email: info@islandmontessori.org

Web: www.islandmontessori.org

Ages: 12 months–6 years (Nest, Toddler & Casa)

Hours: 7.30am–3pm (Daily aftercare available until 5pm)

Monthly Fees: From CI$995

Inspection Grade: Good, OES 2019

Overview: Island Montessori provides a nurturing, supportive environment in a beautiful, spacious garden created to establish a love of active learning. The programmes are open to children aged 12 months–6 years and use the very best Montessori practices and materials aligned with the Cayman Islands Early Years Framework. All classes are underpinned by a belief that children should be active and outdoor learning is blended into each day. At the heart of the school is a team of highly qualified, passionate teachers who create an age and developmentally appropriate environment. The school’s bright and spacious classrooms are complemented by an expansive 1.5 acre garden featuring a nature trail, sports court, and areas for unstructured play and exploration. Island Montessori's little learners

Island Montessori

Dedicated to nurturing children aged 12 months to 6 years, our classrooms are carefully prepared and guided by experienced, qualified teachers, offering Nest, Toddler and Casa programs. Our school features an expansive 1.5-acre garden with shade trees, nature trails to explore and areas for play, learning and sports.

Dedicated to nurturing children aged 6 months to 5 years, our classrooms and programmes are carefully prepared and guided by experienced, qualified Montessori teachers. Our school includes approximately 4,000 sq ft of indoor space and an expansive 1.5 acres of natural gardens, outdoor learning environments and several play areas.

Contact us for more information

+1 (345) 945-5814

islandmontessori.org

Dedicated to nurturing children aged 6 months to 5 years, our classrooms and programmes are carefully prepared and guided by experienced, qualified Monstessori teachers. Our school includes approximately 4,000 sq ft of indoor space and an expansive 1.5 acres of natural gardens, outdoor learning environments and several play areas.

Contact us for more information

+1 (345) 945-5814

Contact us for more information

islandmontessori.org

+1 (345) 945-5814

islandmontessori.org

EDUCATION 23 » www. caymanresident .com 369

draw as much inspiration from nature and being in the tropical outdoors as they do from the guided activities inside their classrooms. They combine their passion for early childhood education with an inclusive culture of curiosity, respect and flexibility that helps your child and family thrive. SEE AD PAGE 369

Little Trotters Farm & Nursery School

39 Columbus Close, off Walkers Road, GT

Tel: (345) 949 4080

Email: littletrotters@candw.ky

Web: www.littletrotters.ky

Ages: 18 months–5 years

Hours: 7.30am–5.30pm

Monthly Fees: Half day CI$1,040 (7.30am–12.30pm), full day CI$1,260 (7.30am-5.30pm)

Inspection Grade: Excellent, OES 2021

Overview: In a quiet corner of George Town, open the gate and enter a magical place where the joy of childhood abounds. Once you cross the bridge, the schoolhouse awaits. Filled with play, laughter, imagination, and endless opportunities for social interactions, the primary focus of Little Trotters is on

traditional values, kindness and responsibility. The children feed the animals, water the plants, bake, paint, perform in plays, sing, dance and truly become their best selves.

Little Trotters offers valuable experiences in all pre-academic skills, Maths and Literacy are an integral part of the curriculum across the school, with more focus being brought in the oldest class. Additionally, the staffing body brings a range of training, experience and specialist areas, including a full-time SENCo. SEE

Miss Nadine's Preschool and Jack & Jill Nursery

90A Anthony Drive, George Town

Tel: (345) 945 1078

Email: ncvopreschool@ncvo.org.uk

Web: www.ncvo.org.ky

Ages: 3 months–4 years

Monthly Fees: CI$500

Montessori By The Sea

Accepts children from 21 months-12 years. See page 378 for more information.

Montessori del Sol

11 Hinds Way, off Walkers Road, George Town

Tel: (345) 949 3222

Email: office@montessoridelsol.com

Ages: 18 months–6 years

Hours: 8am–3pm (7.30am drop off available)

After Care: Available until 5pm

Application Fee: CI$200

Annual Administrative & Supplies Fee: CI$450

Monthly Fees: Toddlers CI$1,125–CI$1,280, Casa CI$1,100–CI$1,200

Inspection Grade: Good, OES 2019

Overview: Located in the heart of South Sound, Montessori del Sol provides an authentic Montessori programme offering a holistic and wholesome approach to learning. A small and nurturing school environment is a place where children thrive and are actively engaged in a happy, purposeful community. Subjects include Literacy, Maths, social-emotional, sensory learning, yoga/mindfulness, art, science, geography, food preparation and other practical life activities. With Spanish enrichment amidst all age groups and a dedicated, highly-trained and experienced

• Ages 18 months – 5 years

• Hours 7.30am – 5.30pm

Their place to speak out, to move freely, make choices, bake, create, dance, sing, to make friendships, find quietness, respect others, observe manners, stretch their imaginations, to play, to be responsible, to experience duty, to learn the wonders of our world, to be with nature, to love nature, to be young, to be....children.

We cherish childhood

• Rated ‘Excellent’ in all categories – 2021 School Inspections www.littletrotters.ky

EDUCATION 23 370 CAYMANRESIDENT 202 3 »
AD THIS PAGE
+1 (345)
littletrotters@candw.ky
x
949-4080
39 Columbus Close, Off Walkers Road, George Town, Grand Cayman, Cayman Islands

team, the school is committed to the principles of Montessori, making sure that every child’s potential is nurtured while cultivating kindness, independence and creativity. The unique outdoor environment boasts an abundance of shade trees where the children freely explore and play, while bright, spacious, wellprepared classrooms are equipped with a full complement of materials according to the standards set out by Association Montessori Internationale (A.M.I). Camps are offered throughout the summer and typically during other school holidays. SEE AD PAGE 367

Montessori School of Cayman

519 South Church Street, George Town

Tel: (345) 949 0202

Email: info@caymanmontessori.com

Ages: 18 months–6 years

Hours: 7.45am–12.30pm (half day) or 7.45am –3.15pm (full day)

Sessional Enrolment: 3 and 5 day options available for Toddlers only (ages 18 months-3 years), Casa enrolment (ages 3–6 years) is full time only - 5 half days or 5 full days

Monthly Fees: Toddler CI$800–CI$1,120 (parttime or full-time) and Casa CI$1,025–CI$1,075 (half-days or full days)

Inspection Grade: Good, OES 2019

Overview: Established in 1988, the school offers an authentic programme encompassing the Montessori philosophy and curriculum for children ages 18 months to 6 years old. The team believes in a whole-hearted, holistic Montessori approach where they provide a happy, safe and stimulating environment where children can explore, thrive and develop a love for learning. Their goal is to assist in the development of the individual child and to support and nurture their social, emotional and academic journeys. SEE AD THIS PAGE

Rite Start Daycare & Preschool

1548 Shamrock Road, Savannah

Tel: (345) 945 3432

Email: ritestartcayman@hotmail.com

Ages: 3 months–4 years

Hours: 7am–6pm

Monthly Fees: 3-22 months CI$800, 22 months-4 years CI$750

Inspection Grade: Satisfactory, OES 2021

St. George’s Anglican Preschool

64 Courts Road, Off Eastern Avenue, GT

Tel: (345) 945 0441

Email: stgeorgespreschool123@gmail.com

Ages: 2–5 years

Hours: 7.30am–5.30pm Monday–Friday

Monthly Fees: CI$500

Inspection Grade: Satisfactory, OES 2021

St. Ignatius Catholic School/Early Years

Centre

599 Walkers Road, George Town

Tel: (345) 949 9250

Email: general@st–ignatius.com

Web: www.st–ignatius.com

Established: 1971

Principal: Mr Simon Testa

Vice Principal Primary: Mr James Hickey

Vice Principal Secondary: Mr Peter Embleton

Office Hours: 8am–4pm

Academic calendar: September–June

Ages: 3–5 years

Application Fee: CI$100

Monthly Fees: Nursery–Year 6 CI$1,151 (10 months)

Inspection Grade: Satisfactory, OES 2020

Student Population: 690

Curriculum: UK National Curriculum

Average Class Size: 16 (for 3 year olds) and 22 (for 4 year olds) with one teacher and one teacher's assistant per class. There are four classrooms on-site.

Overview: Dedicated Early Years building and playground on the St. Ignatius campus, a canteen, music room, computer room and library.

Extracurricular Activities: There are afterschool clubs and an afterschool care programme until 5.30pm. SEE AD PAGE 366

Shining Stars Childhood Care & Education Centre

20 Pasadora Place, Pines Road, Off Smith Road (near the George Town Hospital)

Tel: (345) 943 7077

Email: shiningstarscayman@gmail.com

Web: www.shiningstarscayman.com

Ages: 1–5 years

Hours: Monday–Friday 7.30am–5.30pm

Registration fee: CI$100

Annual Facility Fee: CI$100

Monthly Fees: 1 year CI$995, 2 years CI$945,

EDUCATION 23 » www. caymanresident .com 371
Opening in 1998 as the very first Montessori School on island, Montessori School of Cayman remains a beautifully inclusive school, with a goal to deliver a whole-hearted, holistic Montessori approach. They offer a happy, safe and stimulating prepared environment where children are able to explore and thrive, therefore developing a love of learning.
(345) 949 0202 info@caymanmontessori.com www.caymanmontessori.com 519 South Church St, George Town

3-4 years CI$895

Inspection Grade: Satisfactory, OES 2020

Meals: Meals and snacks are included in the tuition. Meals are chef-prepared daily and include fresh fruit, whole foods and organic vegetables.

Overview: A bright, open and spacious school with thematically decorated classrooms located near downtown George Town and safely tucked away from a busy street. Children enjoy playing in the large fenced play area with shade trees, sandbox and age-

appropriate play equipment. Staff are loving, well qualified, professional and nurturing. The school values the children’s academic progress and teaches both phonics and numeracy to age-appropriate levels. Children leave the school well-equipped for primary school with the ability to read and decode words and are often at the top of their class. This is accomplished through play-based learning. The Centre features the Islands' only closed circuit camera system that allows parents to monitor their child's progress throughout the

day. SEE AD PAGE 372

Sister Janice Early Learning Centre

41 Desmond Drive, George Town

Tel: (345) 949 2524

Email: sisterjanicepreschool@yahoo.com

Ages: 6 months–4 years

Student population: 50

Hours: 7am–5pm (although a grace period can be given, pick-up must be by 5.30pm)

Monthly Fees: CI$575 (5 full days) includes breakfast and lunch and parents are asked to provide snacks and fruit daily.

Inspection Grade: Satisfactory, OES 2020

Overview: Sister Janice promotes the whole growth of the child through hands-on learning and experiencing. Each child is cherished and encouraged to develop their social, physical and emotional development. The school promotes the well-being of the child within a Christiancentred atmosphere.

Sprogs Garden Playschool

832 Walkers Road, George Town

Tel: (345) 746 7529

Email: info@sprogs.ky

Web: www.sprogs.ky

Ages: 1–5 years

Monthly Fees: CI$1,265-CI$1,420 (full time)

Inspection Grade: Good, OES 2020

Overview: 'Reggio Emilia' inspired with select elements of Montessori and High Scope.

Tiffany's Preschool

82 Boltins Avenue, West Bay

Tel: (345) 945 7977

Email: tiffanyspreschool@candw.ky

Ages: 2-5 years

Monthly Fees: CI$600

Inspection Grade: Satisfactory, OES 2021

Tiny Tots Academy

109 Hinds Way, off Walkers Road, GT

Tel: (345) 623 8687

Email: info@tinytotscayman.com

Ages: 6 weeks–5 years

Hours: 7.30am –5.30pm

Monthly Fees: 6 weeks-18 months CI$795, 19 months-5 years CI$745. Part-time rates vary from CI$545-CI$645 depending on age and number of days.

EDUCATION 23 372 CAYMANRESIDENT 202 3 »

Inspection Grade: Satisfactory, OES 2021

Treasure Garden Preschool

19 Elroy Arch Road, off Smith Road, GT

Tel: (345) 943 6230

Email: treasuregardenpreschool@hotmail.com

Web: www.treasuregardenpreschool.com

Academic Calendar: Year-round

Ages: 18 months-5 years

Hours: 7.30am–5.30pm

Monthly Fees: CI$700-CI$850 (part-time/fulltime)

Inspection Grade: Satisfactory, OES 2020

Triple C School

Accepts children from 3-18 years. See page 379 for more information.

Truth For Youth School

Accepts children from 4-11 years. See page 379 for more information.

Village Montessori

94 Solaris Avenue, Camana Bay

Tel: (345) 640 7827

Email: info@villagemontessori.ky

Web: www.villagemontessori.ky

Ages: 18 months–12 years

Hours: 7.45am–5pm

Application Fee: CI$250

Annual Capital Fee: CI$550

Toddler Programme Monthly Fees: (18 months-3 years); Montessori Mornings (7.45am–11.45am) CI$1,135 and Lunch Bunch (7.45am–1pm) CI$1,170; full-day (7.45am–3pm) CI$1,275

Casa Programme Monthly Fees: (3 years–6 years); Montessori Mornings (7.45am12.15pm) CI$1,075, Lunch Bunch (7.45am–1.15pm) CI$1,120; full-day (7.45am–2.45pm)

CI$1,140

Lower/Upper Elementary Programme Monthly Fees: (6 years–12 years) full-day (7.45am–3pm) CI$1,175

Monthly After School Fee: CI$250 (3pm-5pm)

Sibling Discounts: 5% for each sibling

Curriculum: Montessori method aligned with the Cayman Education Curriculum

Inspection Grade: Good, OES 2019

Overview: Located in Camana Bay, along the

Seven Mile Beach corridor, Village Montessori strives to foster an inclusive, strong sense of community and respect for self, others and the environment. Aiming to provide children with an opportunity to develop independence in a creative, educational environment and foster a lifelong love of learning. Utilising the Montessori method, the dedicated and experienced team at Village Montessori work to give each child the chance to grow as a lifetime learner, incorporating practical life skills, reading, language, mathematics, science, geography and culture, as well as a focus on social and emotional learning, while providing classrooms with all the necessary materials to foster these skills. SEE AD OPPOSITE PAGE

PRIMARY & HIGH SCHOOLS

Cayman has a very good selection of excellent private primary and high schools, most following either the British or American curriculum and two following the Montessori system. In all cases, the main student intake is for Kindergarten (British) and Pre–K3 (US) when the

Cayman Prep &

High School

Students’ behaviour is EXEMPLARY.

Leadership across the school, and links with parents and the community is EXCELLENT.

Students’ knowledge and understanding is EXCELLENT.

(Office of Education Standards Report, May 2021)

www.cayprep.edu.ky

High School: 949-9115

Primary School: 949-5932

EDUCATION 23
HO NOR OPTIMISM PERS E V ECNARE XE CNELLEC E Hop e Acade my “ Working Together To Be The Best ” Grand Harbour Shops, Units 1- 8 1 (3 4 5) 76 9 4 67 3 ww w.hop e cayman.com office@hopecayman.com • KG- Grade 12 with American Curriculum • Small class sizes • Online programs available • Sports & other extracurricular options offered • Additional learning programs for students needing extra support.

CAYMAN LEARNING CENTRE & SCHOOL

Cayman Learning Centre & School delivers specialist, bespoke programmes and individualised evidence-based interventions which help students to become effective, confident and self-directed learners.

children are four, turning five during the school year. In most cases, the students can then remain in their chosen school up to Year 13 (UK system) and Grade 12 (US system), but some primary schools end at age 11 and your child will have to move to a senior school. Schools following the UK system take GCSEs and A Levels, and the US system offers either the IB programme or prepares students to take the Scholastic Aptitude Test (SAT) and attain a US High School Diploma.

Calvary Baptist Christian Academy

191 Walkers Road, George Town Tel: (345) 946 5834

Email: info@cbca.edu.ky

Ages: 5–18 years

Office Hours: 7.30am–4.30pm

Ages: 2–18 years

Student Population: 975 (approximate)

Application Fee: CI$350

Annual Fees:

> Pre-K2: 5 days/week (half day) CI$12,800

> Pre-K2: 5 days/week (full day) CI$15,120

> Pre–K3 and Pre-K4 CI$15,120

> Kindergarten–Grade 2 CI$18,130

> Grades 3–5 CI$20,910

> Grades 6–8 CI$23,460

> Grades 9–12 CI$24,960

Discount: 2% discount applied for oneinstalment payment plan, 5% surcharge applied for ten-instalment payment plan. There is a 10% discount for the second child and 15% for the third and subsequent children.

Inspection Grade: Good, OES 2020

A new boutique school for students in Years 4 through 9 (American Grades 3-8)

Students gain in-depth knowledge by investigating and responding to authentic, engaging, and complex “real-life” challenges.

World- renowned Arrowsmith Program helps students strengthen weak underlying cognitive functions responsible for a range of learning difficulties ultimately making the learning process easier.

Individualised evidence-based literacy and math interventions aimed at closing skill gaps ensuring a solid foundation

Hours: Monday–Thursday 8am–3pm, Friday 8am-2pm

Annual Fees: K-Grade 2 CI$5,950, Grades 3-6 CI$6,250, Grades 7-12 CI$6,750

Inspection Grade: Weak, OES 2021

Average Class Size: 10

Curriculum: American, Abeka Curriculum

Cayman Academy

211 Walkers Road, George Town

Tel: (345) 640 2630 or (345) 926 7190

Email: office.secretary@cayman.academy.ky

Ages: 3 (if potty trained)–18 years

Student Population: 332

Hours: Monday–Thursday 8.30am–3.10pm and Friday 8.30am–12.10pm

Annual Fees: Pre–K–Year 6 CI$5,843, Year 7 CI$7,410, Year 8 CI$7,743, Year 9 CI$8,788, Year 10 and 11 CI$9,073 and Year 12 CI$9,168

Sibling Discount: 5% discount for 2 children, 10% discount for 3+ children

Inspection Grade: Good, OES 2020

Average Class Size: 20–25

Curriculum: Cayman Islands Curriculum, CSEC (Caribbean Secondary Examinations Council)

Creating collaborative, life-long, competent achievers

(345) 943 7323

www.caymanlearning.com

7 Pasadora Plc, Smith Rd

Cayman International School (CIS)

95 Minerva Drive, Camana Bay

Tel: (345) 945 4664

Email: cis@cis.ky

Web: www.cis.ky

Director: Mr Jim Urquhart

Academic Calendar: August–June

Meals: School lunch provided by Market Street Ltd, The Lunch Box

Average Class Size: 17

School Description: CIS is a private, college preparatory, non-sectarian, co-educational school that provides strong academic and extensive extracurricular programmes. The 15-acre campus, located in Camana Bay, includes early childhood, elementary, middle and high school divisions. Students represent more than 40 nationalities and the majority of students are dual passport holders. CIS has a strong sense of community where children learn, play and support each other in a modern, safe and student-centred environment. CIS is accredited by the Middle States Association and is an IB World School offering the International Baccalaureate Diploma Programme.

Curriculum: American, IB Diploma, IB Certificates and USA High School Diploma

Facilities: CIS recently completed a major expansion project, adding a new state-of-theart Early Childhood Centre and a cutting-edge High School building with a double gymnasium, library, common area and performing arts spaces. The current purpose-built campus features a 139,000+sq ft facility. It consists of a library, STEAM Lab, computer/video production lab, two science labs, two music rooms, two art rooms, two student support centers, 42 classrooms, an amphitheatre and an administration building. In addition, the school has a full-sized, artificial turf soccer

EDUCATION 23 374 CAYMANRESIDENT 202 3 »

pitch with a FIFA 2-Star rating, a swimming pool, two tennis courts and two basketball courts.

Extracurricular Activities: Students are offered a wide variety of extracurricular activities. Athletes participate in the Private Schools Association (PSA) and compete in football, volleyball and basketball. Students can also participate in Model United Nations, National Honors Society, High School Leadership, Robotics and 3-D modelling and printing in the STEAM

Cayman Learning Centre & School (CLC&S)

7 Pasadora Place, Smith Rd, George Town

Tel: (345) 943 7323

Email: info@caymanlearning.com

Web: www.caymanlearning.com

Ages: 5–14 years

Application Fee: CI$300

Monthly Fees: Seat fee + CI$1,427-CI$1,680

Overview: CLC&S is a new boutique school currently supporting small class sizes allowing for optimum individual attention. Students learn a comprehensive British Curriculum through

hands-on 'real life' inquiry. This project-based learning approach allows students to gain indepth knowledge and consolidate skills by investigating and responding to authentic, engaging and complex challenges. CLC&S also offers bespoke programming for students struggling with the learning process. Based on the application of neuroscience, the worldrenowned Arrowsmith Program helps students strengthen weak underlying cognitive functions responsible for a range of learning difficulties, ultimately making the learning process easier. Learning support includes individualised, evidence-based literacy and math interventions aimed at closing skill gaps, ensuring a solid foundation.

Cayman Prep & High School (CPHS)

Primary School Site: 242 Smith Road, GT High School Site: 559 Walkers Road, GT

Established: 1949

School Director: Ms Debra McLaughlin

Primary School Principal: Robin Davies

Tel: (345) 949 5932

Email: psoffice@cayprep.edu.ky

FIRST BAPTIST CHRISTIAN SCHOOL

Preschool-8th Grade

Educational Excellence

High School Principal: Mr. Karl Murphy

Tel: (345) 949 9115

Email: hsoffice@cayprep.edu.ky

Web: www.cayprep.edu.ky

Academic Calendar: September–June

Ages: 4–18 years

Registration Fee: CI$750

Annual Fees:

> Kindergarten–Year 6: CI$11,630

> Years 7–9: CI$12,620

> Years 10–11: CI$13,365

> Years 12–13: CI$14,760

Note: Fees can be paid annually, per term (3x per year) or monthly (10x per year).

Annual Resource Fee: KG–Y6 CI$150 and Y7–9 CI$300

Annual PTA Fee: CI$75

Inspection Grade: Good, OES 2021

Student Population Primary School: 522

Student Population High School: 482

Meals: Daily hot and cold lunches CI$7–CI$7.50 per day (Mise En Place is CI$7 per day, Food For Thought is CI$7.50 per day).

After School Care: Provided daily for Primary School Students to 5.30pm. CI$10 for the first

First Baptist Christian School provides a studentcentred, American Educational Programme in a Christian environment. We offer programmes for Preschool, Elementary & Middle School Education up to Grade 8. FBCS is a culturally diverse school with students from about 14 different countries around the world, with approximately 63% of our students being Caymanian.

Our school seeks to help students become independent, resilient learners who set goals, monitor their progress, and persist in challenging tasks to become successful learners. FBCS uses an American curriculum and follows the Virginia State Standards. One of our strengths is our strong relationships and caring, nurturing environment.

• Good range of clubs and activities

• Data-driven school

• Broad and balanced curriculum

Centred on Jesus Christ www.fbcs.edu.ky l 345.945.7906

• Coding & Robotics classes in Technology

EDUCATION 23 » www. caymanresident .com 375
SEE AD OPPOSITE PAGE
Lab. SEE AD PAGE 368
• ACSI member school • Renaissance Learning partner school • American Curriculum • 2:1 iPad ratio • 1:1 student laptops Grades 3-8

hour, CI$16 per afternoon session, maximum CI$260 per month.

Maximum class size: 25 (24 in KG) with all infant classes (KG to Year 2) staffed by a qualified teacher and a Learning Assistant. All Junior year classes (Year 3 to 6) are also staffed by a qualified teacher with Learning Assistant per year group (3 class entry in all year groups).

Specialist Teachers: The Primary School has specialist teachers for PE, ICT, Music, Spanish, French and support for learning in Literacy and Mathematics.

Curriculum: British National Curriculum leading to IGCSE, GCSE, AS and A Levels (Cambridge International and Welsh examination boards).

Facilities: Multi-purpose halls, specialist IT and science labs, art and music rooms, drama studio, sports field, research libraries, basketball/ netball courts and sixth form facilities, plus mature trees and shady play areas.

Extracurricular Activities: Duke of Edinburgh Award, Model United Nations, annual music production, music bands and choirs, debating, robotics, a wide range of after-school clubs and activities. Sports include: rugby, cricket,

football (girls and boys), netball, table tennis, field hockey, volleyball, badminton, fitness, sailing and diving. SEE AD PAGE 373

Clever Fish

Windjammer Building, Walkers Road, GT Tel: (345) 516 4623

Email: info@cleverfishcayman.com

Ages: 11–16 (approx.)

Curriculum: British National Curriculum leading to IGCSEs and A Levels

Class sizes: 2-8 (per subject)

Monthly fees: CI$1,500 for 10 months (Sept –June)

Overview: Clever Fish offers full-time schooling to children in Years 7–11 who are bright, articulate and benefit from a small, individualised school which can challenge and support each child. They follow the British National curriculum and prepare children for common entrance or IGCSEs. They can only accept a total of 30 students, so spaces are quickly snapped up. All the teachers are subject specialists and have a proven track record of success at IGCSE and A Level. Clever Fish also

runs a very popular afternoon enrichment programme and they offer camps during the holidays.

First Baptist Christian School (FBCS)

920 Crewe Road, Red Bay

Tel: (345) 945 7906

Email: fbcs@fbcs.edu.ky

Web: www.fbcs.edu.ky

Principal: Mrs Janet Durksen

Academic Calendar: September–June

Office Hours: 7.30am–3.30pm

Ages: 2–14 years (KG–Grade 8)

Application Fee: CI$150

Annual Fees: Preschool CI$8,345, Kindergarten–Grade 5 CI$9,818, Grade 6-8 CI$10,700

Sibling Discount: Sibling fees are CI$7,650 for Preschool and CI$9,345 for KG–Grade 8.

Inspection Grade: Satisfactory, OES 2021

School Hours: 8am–2.45pm (children can be dropped off from 7.30am)

Afterschool Care (3pm–5.30pm): CI$190 per month full-time and CI$150 part-time.

Meals: Hot lunches CI$7 daily through the Jump Start Cafe & Catering programme.

Student Population: 200

Average Class Size: KG-Grade 8 15–22, Preschool 10–12.

• UK National Curriculum with a naturelearning focus

• Exceptional teachers and bespoke curriculum

• Cayman’s first accredited beach school

• Small class sizes and intimate environment

• Non-denominational

• Convenient George Town location

Inspection quotes (OES December 2020):

• Competitive fees

• Tutoring and camps also offered

• Graded ‘good’ overall by OES last inspection, with ‘excellent’ gradings for curriculum, behaviour and links with the community

• School expansion and new purpose-built facility in process

‘The quality of the curriculum was excellent. The school was highly inclusive and took pride in creating a bespoke curriculum which met the needs of individual students.’

‘A wide range of outdoor activities enabled them to explore and learn from their natural environment. For example, regular visits to the local beaches allowed students to make deep and meaningful connections to the world and gave them an understanding of how learners fit within it.’

‘The inclusive model promoted and fostered the respect for the community and environment.’

Curriculum: Early Years Framework for Preschool (CIEYF), holistic child development, STEM education, American curriculum using State Standards and evaluated using IOWA Standardised tests and MAP Tests, specialised instruction in Spanish, Music, Technology, Coding and Robotics, Physical Education and Life Skills.

Facilities: Gym, computer lab, 2:1 iPads, 1:1 laptops (Grades 3-8), library, music room, large sports field.

Extracurricular Activities: Sports clubs, cooking, drama, reading, soccer, spelling, track, basketball, STEM learning. SEE AD PAGE 375

Footsteps School

210 Eastern Avenue, George Town

Tel: (345) 746 3635

Email: management@footsteps.ky

Web: www.footsteps.ky

School Directors: Emma Kendall and Bryony

Platt

Ages: 4–12 years

EDUCATION 23 376 CAYMANRESIDENT 202 3 »
Please contact management@footsteps.ky for more information www.footsteps.ky

Class Sizes: 17

Annual Fees: Reception-Year 7 CI$13,600 paid over 10 months

Inspection Grade: Good, OES 2020

School Hours: 8.30am–3.10pm

Curriculum: Footsteps offers the British National Curriculum for children from Reception to Year 7. Cayman's first and only accredited beach school on Island, Footsteps integrates outdoor learning into their curriculum, taking advantage of Cayman’s natural beauty and landscape whilst encouraging exploration, investigation and independence.

Overview: Footsteps is a non-denominational private primary school for children aged 4–12. Now also offering Year 7.

Additional Details: After school tutoring is available in all areas of the curriculum along with after school care and holiday camps.

Academic Calendar: August–June

Ages: 5–18 years

Application Fee: CI$150

Annual School Fees: Kindergarten–Grade 12 CI$15,150

Note: Fees for additional programmes vary and sibling discount is available

Annual Book Fee: CI$500 per student

Tutoring Fee: CI$50/hour session

Inspection Grade: Good, OES 2020

Meals: Hot lunches CI$8 daily

Student Population: 120–130

Maximum Class Size: 12–15

School, where it encourages independence and responsibility while preparing for college. Please note an academic screening is usually required upon enrolment. Hope Academy is not affiliated with any religious organisation or church.

SEE AD PAGE 373

Island Primary

Buttonwood Park, George Town

Email: info@islandprimary.org

Web: www.islandprimary.org

Ages: 4-11 years

Grace Christian Academy

21 Crescent Close, off Boltins Ave, West Bay

Tel: (345) 945 0899

Email: officeadmin@gca.ky

Web: www.gracechristianacademycayman.

org

Principal: Mrs Bernice Scott

Academic Calendar: August–June

Application Fee: CI$200

Ages: 3–18 years

Annual Fees:

> Preschool Half-Day: CI$5,512

> Preschool Full-Day: CI$9,531

> Grades K–5: CI$10,346

> Grades 6–8: CI$11,550

> Grades 9–12: CI$11,675

> Grade 12 AP Programming – Enquire

Inspection Grade: Satisfactory, OES 2018

Curriculum: American, Christian-based education. Grades 6–12: US curriculum. Advanced Placement (AP) classes are also offered. Students take SATs in Grade 11 and Grade 12.

Hope Academy

Units 1–8 Grand Harbour Shoppes, Red Bay

Tel: (345) 769 4673

Email: office@hopecayman.com

Web: www.hopecayman.com

Head of School: Dr Samantha Tibbetts

Curriculum: Hope Academy offers an American curriculum that fosters learning through creativity, discovery and imagination within a small learning environment. A full, online homeschooling program is available for middle and high school students. The inclusive classrooms and flexible methodology cater to each student's individual needs. Everything is geared towards helping each child reach their full potential. This starts in early Elementary and encourages a love of learning while building early literacy skills. It continues through High

Curriculum: Based on the British National Curriculum, Island Primary is focused on evidence-based teaching with flexibility to adapt topics relevant to Cayman. Set on more than four acres of landscaped and natural gardens, the school takes learning outside for all year groups to incorporate nature into daily lessons.

Overview: Island Primary is a communityminded school offering class spaces for children aged 4-11 from Reception to Year 6. The spacious new campus, conveniently located at Buttonwood Park off Linford Pierson Highway,

Island Primary is a friendly, welcoming, community-minded school for children aged 4-11 with classes from Reception to Year 6. With a highly experienced team, Island Primary is committed to nurturing talent in both students and teachers, offering a well-rounded education with a strong IT platform that gives children the skills they need to reach their potential both in and out of school.

Island Primary strives to create a true island school, whose abundant play and sports areas are enhanced by Buttonwood Park’s facilities which include:

• Nature trails

• Community fields

• Swimming pool

• Outdoor learning

Island

EDUCATION 23 » www. caymanresident .com 377
SEE AD OPPOSITE PAGE
Island Primary Buttonwood Park George Town l info@islandprimary.org l www.islandprimary.org
Primary is currently undergoing the application process to be fully registered as an educational institution providing early childhood care and education and full-time compulsory education/school in the Cayman Islands. Until such time as full approval is formally given, no enrolment agreements may be entered into with any parents/guardians of prospective students.

is designed to create a friendly, welcoming environment and foster learning both indoors and out. With a highly-experienced and strong leadership team, Island Primary is committed to nurturing talent in both teachers and students, offering a rounded education that gives children the skills they need to fulfil their potential in and out of school. Flexible classroom designs and a strong technology platform support academic goals across all subjects, with specialist subject teachers and a comprehensive learning support provision. Island Primary strives to create a true island school, whose abundant play and sports areas are enhanced by Buttonwood Park’s facilities, including nature trails, community fields and a swimming pool. Island Primary is the sister school to Island Montessori, which offers programmes for children aged 12 months to 6 years at a nearby location. SEE AD PAGE 377

Montessori By The Sea (MBTS)

277 Prospect Point Road, Prospect

Tel: (345) 947 0684

Email: @mbts.ky

Web: www.mbts.ky

Academic Calendar: September–June

Ages: 21 months–12 years (Toddler, Casa, Elementary)

Hours: 8am–3.15pm (depends on age)

Student Population: 150

Application Fee: CI$250

Monthly Fees: Toddler (21 months-3 years) CI$1,183-CI$1,300, Casa (Pre-KKindergarten) CI$1,162-CI$1,280, Elementary (Grades 1-6) CI$1,300.

Sibling Discounts: 5% for the second child and 10% for the third and subsequent children.

Mixed Ages: There are mixed ages in each of the programmes.

Payment Options: Tuition payments may be made annually (which reflects a 2% discount), semi-annually (which reflects a 1% discount) or monthly.

Inspection Grade: Excellent, OES 2021

Tours: School tours available monthly. Please phone for an appointment.

Teacher–Student Ratio: Toddler: 1:5; Casa: 1:10; Elementary: 1:12.

Curriculum: Follows the Montessori philosophy,

while aligning with UK standards.

Extracurricular Activities: Afterschool clubs which vary on a term-by-term basis.

Additional Details: Daily after-school care available for Casa (3pm-5pm) and Elementary (3.15pm–5pm) CI$12.50 first 30 mins, CI$25 daily, CI$400 monthly. SEE AD OPPOSITE PAGE

St. Ignatius Catholic School (SICS)

599 Walkers Road, George Town

Tel: (345) 949 9250

Email: general@st–ignatius.com

Web: www.st–ignatius.com

Established: 1971

Parish Administrator: Father Naveen D'Souza

Principal: Mr Simon Testa

Vice Principal Primary: Mr James Hickey

Vice Principal Secondary: Mr Peter Embleton

Office Hours: 8am–4pm

Academic Calendar: September–June

Ages: 3–18 years

Application Fee: CI$100

Annual Fees:

> Nursery–Year 6: CI$10,510

> Years 7–11: CI$12,159 (includes technology fee)

> Years 12–13: CI$14,215 (includes technology fee, but does not include textbooks)

Fees can be paid monthly, per term or annually.

Inspection Grade: Satisfactory, OES 2020

Sibling Discount: A third child receives a 25% discount on fees.

Student Population: 690

Average Class Size: 24

Meals: Hot lunches CI$6–CI$8 daily

Curriculum: British Curriculum (IGCSE and GCSE); AS and A Levels – Cambridge International Examinations (CIE) and Welsh Joint Education Committee (WJEC).

Facilities: Four science labs, music wing (including soundproof practice rooms), learning support, canteen with full kitchen, art room, school hall, modern classrooms, sports field, basketball and netball courts, laptop programme for Years 7–13 and a sports hall.

Extracurricular Activities: After-school clubs, art, drama, music, sailing, tennis, diving, cricket, rugby, soccer, Cub Scouts, Brownies, cooking clubs, annual music production and house activities. Afterschool care available 2.30pm–

EDUCATION 23 378 CAYMANRESIDENT 202 3 »

Triple C School (CCC)

74 Fairbanks Road, George Town

Tel: (345) 949 6022

Email: triplec@triplecschool.org

Web: www.triplecschool.org

Application fee: CI$100

Capital fee: CI$400 per child

Annual Fees:

> Preschool: CI$7,932 (full day), CI$5,949 (half day)

> Pre-Kindergarten: CI$7,932

> KG–Grade 3: CI$8,439

> Grades 4–5: CI$8,776

> Grades 6–8: CI$9,284

> Grades 9–10: CI$10,970

> Grade 11: CI$11,139

> Grade 12: CI$11,308

Inspection Grade: Satisfactory, OES 2020

Curriculum: American. Children work towards an American high school diploma in College

Preparatory, Business or Liberal Arts, accredited by the Association of Christian Schools International (ACSI) and the Southern Association of Colleges and Schools (SACS); Advance Placement Exams taken and in Grade 12; the SATs or ACTs.

Truth For Youth School

84 Walkers Road, George Town

Tel: (345) 949 2620

Email: truthfys@candw.ky

Ages: 4–11 years

Hours: Monday–Thursday 8.30am–3pm and Friday 8.30am–12pm

Monthly Fees: KG–Grade 6 CI$500

Curriculum: American

Inspection Grade: Weak, OES 2021

Village Montessori

94 Solaris Avenue, Camana Bay

Tel: (345) 640 7827

Email: info@villagemontessori.ky

Web: www.villagemontessori.ky

Ages: 18 months–12 years

See page 373 for more information.

Email: principal@wcacayman.com

Ages: 4–18 years

Annual Fees: Pre K–Grade 8 CI$6,200, Grades 9–12 CI$6,700 inclusive of book fee. Lunch and other fees not included.

Inspection Grade: Weak, OES 2021

Curriculum: American. Cayman Islands National Curriculum Grades 1–6; Grades 1–11 do the Stanford 10 Achievement tests and Grades 11–12 do the SAT and ACT tests.

OVERSEAS EDUCATION

Although Cayman has excellent schools, many parents will look to broaden their children’s horizons by sending them to overseas boarding schools. Over the years the image of boarding schools has changed immeasurably; the transformation from the hardship and coldness of Dickens’ Dotheboys Hall to the spellbinding excitement of Hogwarts has been both evolutionary and revolutionary. However, the changes in perception and the reality are not works of fiction; boarding schools in Britain and North America

are flourishing and should be a real consideration for families thinking about the future schooling of their children.

Why Choose Boarding School?

There are many reasons for choosing the boarding school path, from the standards of teachers, to the friends and connections that are made. The following are all factors to consider when deciding if boarding school is right for you and your child.

1. First Rate Education

The reputation of leading schools in the UK, USA and Canada is not just a label of prestige from the past; the academic,

Wesleyan Christian Academy

150 North West Point Road, West Bay

Tel: (345) 949 1121

23 www. caymanresident .com 379
OPPOSITE
PAGE
5.30pm daily. SEE AD
PAGE &
366
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277 Pr osp e c t Point Roa d Tel: (3 45) 947 0 68 4 E il b @ b k
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Montessori By The Sea offers an enriched, internationally recognized Montessori curriculum that emphasizes inquiry-based study and cross-curricular integration, complemented by specialized instruction in Spanish, ICT, Physical Education, the Arts and Music.

more than just academic prowess; pupils exceeding their potential in the classroom is paramount, of course, but the ability to be involved in whichever sporting, creative or intellectual pursuit that stimulates a child is also of huge importance. All these things are on the student’s doorstep; schools are extremely busy places where children are seldom bored or lonely and, rather charmingly, it is still seen to be cool to do something rather than nothing.

Success is achieved through sound teaching and individual care and attention. Staff at boarding schools are with their students 24 hours a day and are there to ensure that every child is happy and always performing well, addressing problems swiftly. Boarding schools are well-equipped and qualified to support most learning requirements and a wide range of schools offer specialist additional support for learning and emotional needs.

wateringly expensive; fees can be as high as GBP£32,000 or US$59,000 a year. However, boarding schools are working increasingly hard to ensure that they are not ‘elitist’ and seek to attract the students who will most benefit from all the school has to offer. It is always worth asking about bursary and scholarship assistance.

How to Choose the Right School

begin the process. The most important thing to remember is to involve your child in the process from the very beginning, as this will allow them to become comfortable with the prospect of going away to a boarding school.

General Age of Entry to Boarding Schools

Boarding schools have some outstanding facilities and offer beautiful spaces in which youngsters can grow and develop. Academic and sporting facilities can be state-of-the-art, and boarding houses are often not far off a reasonable hotel.

Whilst boarding school pupils can no longer rely on the ‘old school tie’ to garner success in later life, a boarding education exposes youngsters to a huge array of people, some of whom will become lifelong friends. They will probably know these people better than they know anyone else in their lives. The ability to live and work with such a huge number of people is what gives boarding school students the confidence and maturity to excel in their future worlds. Exposure to the wider world and internationalism also helps prepare students for the world of business.

Cayman has no boarding schools, so choosing an international boarding school is difficult, as visiting overseas schools is a huge task. Make a list of your child’s needs and wants and then choose to visit schools that tick those boxes. For example, if your child is massively into one sport but not keen on another, then find a school that plays the favoured sport. For example, in the UK, a boarding school is usually a football school or a rugby school. They are invariably not both unless it is a prep school. If you live full-time in Cayman then you probably want to choose a full rather than a weekly boarding school. Many schools are moving towards weekly boarding so be sure to check this out. Also, does your child need any educational support? If so, check out schools that can help with that. Finally, any school very near London will probably have a lot of London-based students and may empty at the weekends. If you would prefer to avoid this, then choose a school which is more than an hour away from London.

Time & Preparation

American schools are typically set up to accept boarders from Grade 8 (aged 13–14 or Year 9 in the British system) but some will accept boarders from Grade 6. In Canada, most schools accept students for boarding in Grade 9 (one year later than the US system). In the UK, your child can board from the age of 8 (Year 4) but the majority of students from Cayman usually either start boarding at the end of primary school (i.e. they finish Year 6 in Cayman and then leave) or they wait and go straight to a senior school in the UK when they are 13 (for the start of Year 9).

Timeline & Tests for Entry

For a full breakdown on how early to start your research and what tests UK, Canadian and US schools require children to take for entry, see our Cayman Resident website or the Cayman Parent magazine.

Understanding Your Child’s Needs

Boarding school fees can seem eye-

Boarding schools can be very competitive and many schools fill their places several years in advance of entry. Therefore, give yourself plenty of time to choose the right school. In addition to allowing time to visit schools (a typical tour starts at 10am and takes 3-4 hours), you should allow time for your child to be prepared for the entrance exams and for the transition to boarding school. Parents often underestimate how much time should be given to these steps, but at least two to three years in advance is the best time to

It is vital to find the school where your child will thrive and be happy. Friends and acquaintances may offer school suggestions based on their own children’s success (or otherwise!) but, just because this school was right for their children, is no guarantee that it will be right for yours. Choose a school based on your child’s specific talents, interests and needs, even if this is wildly different to that chosen by others. Unless your child is happy and comfortable at their new school, they won’t perform well in the classroom. Make sure the school offers the qualifications (IB, GCSE, A Level, SATs or vocational courses) best suited to your child and their intended higher education and career path.

Get Help - Educational Consultants

There are people who can advise you about UK or North American private schools, and it is worth seeking guidance – this is, after all, one of the most important decisions you will make

EDUCATION 23 380 CAYMANRESIDENT 202 3 »
3. Support 4. Facilities 5. Friends 6. Finance

for your child. However, it is important to choose a consultant who really knows the full range of British or North American independent schools and the complicated admission procedures involved. Remember to ask them about things that you cannot find out from reading a school’s prospectus: whether the school is warm and welcoming and the students are known for being kind; what the pastoral care is like; does it run a house system, and if so what are the benefits; does it empty at weekends; does it have a reputation for having a drug problem; does it cater well to students who require learning support; will your child flourish academically there or drift to the bottom third of the academic group. The details of two school consultants who specifically work with Cayman families can be found below.

Dorm & Day is based in Grand Cayman and offers advisory services for education in Cayman and overseas, with a diverse portfolio of boarding schools in the USA, Canada and the UK, including for children with learning differences. Owned and run by Amanda Roberts, Dorm & Day tours a wide range of independent schools and uses that first-hand knowledge to find the right fit for your child, ensuring you make an informed choice. During in-person and virtual meetings you will be guided and advised throughout the admissions process. Services include reviewing transcripts, preparing a shortlist of good match schools, helping with applications and financial aid forms, seeking out scholarships for talented athletes and high academic achievers, invigilating tests, preparing students for interviews, arranging boarding school visits and communicating with schools from application to arrival. Tel: (345) 936 3676 or (345) 925 4610, email: admin@ dormandday.ky or visit www.dormandday. ky. SEE AD THIS PAGE

BVS Education/Niall Browne

Owned and run by Niall Browne, BVS is one of the leading consultancies used by many Cayman families. BVS gives impartial insider advice based on many years of experience

teaching in leading British independent schools. They take pride in having a thorough knowledge of a wide range of UK schools and the admissions processes for them. They offer a bespoke service which is centred on finding the right school for your child. They also now offer advice for entry to Canadian schools. Niall Browne visits Cayman several times a year to meet island families, but he also conducts WhatsApp and Zoom calls with interested parents. BVS also conducts the UK Independent Schools’ Entry Test (UKiset) either in person in Cayman or online. This is an invaluable tool in helping overseas parents to select the right schools based on their children’s academic ability. BVS also organises the annual Boarding Schools Fair Cayman Islands – the leading showcase for UK and Canadian boarding schools. Email: niall@bvs-education.com, call: 44(0)28 9532 0374 or visit www.bvseducation.com.

School Fairs

Two school fairs usually take place in

Grand Cayman each year, offering parents the opportunity to meet representatives from various overseas boarding schools. Here are the details for future reference:

British Schools Fair Cayman Islands

The 2022 Cayman Islands Boarding School Fair was held on 30th October from 12pm5pm at the Westin. Staff from a wide range of British and Canadian schools (for pupils aged 8-18) were there to talk to parents and students. At this annual fair, the school representatives are happy to conduct school interviews or have a private meeting with you while they are here. For information on which schools usually visit and for updates on the 2023 fair, see www.bvs-education. co.uk/british-schools fairs.

North American School Fair by Bedi Walker Bedi Walker's school fair usually comprises the top 40 US and Canadian boarding schools and is held on a Sunday in the middle of November from 4pm to 6pm at the Marriott. For more information, email:

EDUCATION 23 » www. caymanresident .com 381
YOUR BOARDING SCHOOL EXPERTS IN CAYMAN (345) 936 3676 | (345) 925 4610 | (345) 949 8268 admin@dormandday.ky | www.dormandday.ky
Informed advice with on campus research.
Successful boarding school
in
Canada and UK. • Arrangements for school visits and interviews.
Expertise in financial aid and scholarships. Personalised service for every family.
matches
USA,

Boarding School Options

Numerous boarding schools visit Grand Cayman during the school fairs, so it is worth attending them. Often the Headmaster or Headmistress of each school will visit and it is a great way to get a feel for what the school has to offer. They are more than happy to answer your questions and show you photos. They also conduct school entrance interviews while they are on-Island. Here we list a few overseas boarding schools that are very popular with Cayman families:

Bryanston School

Blandford, Dorset, UK

Tel: +44 (0) 1258 484632

Email: post@bryanston.co.uk

Web: www.bryanston.co.uk

Headmaster: Richard Jones

Ages: 13-18 years

Student Population: 377 boys/313 girls

Average Class Size: 8-15

Annual Boarding Fee: £40,890

Curriculum: Bryanston doesn't make assumptions about where someone’s strengths lie. Instead, they encourage every pupil to explore a breadth of subjects before they decide on their choices for GCSE, A level or IB. Together with their tutor, pupils are supported in their choice of subjects as they move through the school.

School Overview: Founded in 1928 by J.G. Jeffreys, Bryanston is a leading coeducational boarding and day school based in Blandford Forum, Dorset. Inspired by 90 years of innovative practice, their approach to education and their distinctive culture nurtures purposeful, curious and wellrounded individuals. Bryanston attracts pupils from around the world, as well as London and other regions of the UK. Using a modified version of the Dalton Plan, an educational philosophy developed by the American educationalist Helen Parkhurst, the school equips its pupils with the skills to become independent learners and encourages them to discover areas in which they can flourish and excel. Their distinctive, unbounded value speaks to the

open-minded, challenging and inspiring nature of the Bryanston experience, their humanity and their pupils, who are curious, self-reliant and purposeful. Beyond the school, Bryanston embraces educational, cultural and social initiatives. They don’t simply provide education to their pupils; Bryanston travels beside them and guides them on their journey.

Cheltenham College

Bath Road, Cheltenham, UK

Tel: +44 (0) 1242 265600

Email: admissions@cheltenhamcollege.org

Web: www.cheltenhamcollege.org

Prep School Head: Tom O'Sullivan

Senior School Head: Nicola Hugget

Academic Calendar: September-July

Ages: 3-18 years

Boarding Fee: £6,540-£13,250 per term

Co-curricular: Academic extension activities are an integral part of learning and include extension classes, lower and upper college society, evening subject society meetings, debating, trips and visits. Sport plays an important role in college life and Cheltenham has national champions, both in major team games and individual sports.

School Overview: Cheltenham College has been educating young people since 1841. They provide boys and girls with a modern, firstclass, all-round education that prepares them for their next steps in life. Pupils flourish under the guidance of dedicated teachers who are leaders in their subject fields. Every pupil is encouraged and supported to be curious and learn widely about the subjects they choose to study. They can discover where their passions lie and fulfil their academic potential.

Clongowes Wood College

Clongowes Wood College SJ, Clane, Co Kildare, Ireland

Tel: +353(0)45 838 258

Email: admissions@clongowes.net

Web: www.clongowes.net

Headmaster: Mr Chris Lumb

Academic Calendar: Late August–May

Ages: 12–18 years old

Annual Fee: €21,840 (sibling discount available)

Curriculum: The teaching and learning programme is broad and balanced, spanning

across 6 years, with state exams at Junior Certificate (3rd year) and Leaving Certificate at 6th year, with a transition year at 4th year.

School Overview: Established in 1814, Clongowes is Ireland’s leading 7 day boarding school for boys aged from 12 years old. A Catholic school in the Jesuit tradition, they aim to develop young men of conscience, compassion and competence. They are home to 450 boys from Ireland and further afield. Clongowes offers a broad academic programme, as well as a diverse co-curricular programme of sports, drama, debating and music. That which sets them apart is their approach to ‘the care of the individual’ –nourishing each boy’s talents and supporting them on a pastoral level. Clongowes is a very special place, set in 550 acres just 40 minutes from Dublin airport.

Facilities: An abundance of rugby and soccer pitches, a golf course, athletics track, cricket pitch, tennis courts, basketball courts (indoor and outdoor), very large sports hall, weights gym, 25m indoor swimming pool, music practice rooms, modern science and computer labs, the James Joyce Library, co-operative learning spaces and more.

Extra-Curricular Activities: A wide variety of activities are offered, including orchestra, three choirs, traditional Irish music group, debating, drama, art, and sports, including: rugby, soccer, GAA, golf, athletics, swimming, cricket, basketball, tennis and more. A full competitive fixture list for all sports is available online.

Stowe, Swanbourne House & Winchester House

Buckinghamshire and Northamptonshire, UK Tel: +44 (0) 1280 818000

Email: enquiries@stowe.co.uk

Web: www.stowe.co.uk

Headmaster: Dr Anthony Wallersteiner

Ages: 3-18 years

Student Population: 920 pupils at Stowe (1,500 across The Stowe Group)

Average Class Size: 15-22

Boarding Fee: £13,598 per term

Discount: 10% annual discount on boarding fee for pupils coming from The Group’s Prep Schools to Stowe

EDUCATION 23 382 CAYMANRESIDENT 202 3 » info@bediwalker.com.

Curriculum: Change Maker Award, GCSEs, BTECs, EPQ, A Levels, Pre Med School Overview: Stowe was founded 100 years ago to be a school to disrupt conventional orthodoxies, encourage individuality and change independent schools forever. In 2021, Stowe formed The Stowe Group with Swanbourne House and Winchester House schools. Together they are creating a community of Change Makers ready to transform the world. Yes, they teach pupils how to excel in exams, but they also teach them how to collaborate, solve problems, think critically and reflect. They equip them with the skills, resilience and ideas they need to adapt and thrive. With empathy, versatility, originality and creativity, The Stowe Group’s three schools have inclusive communities transforming how young people are prepared to enter adult life.

Facilities: Athletics track; Watson Art School; Astro-Turfs; state-of-the-art Worsley Science Centre with its Sixth Form Study Centre; The Chung Music School with 24 practice rooms, 200 seat auditorium and

recording studio; swimming pool; StoweBucks

Sixth Form Centre and Café; New 9-hole golf course; 400 seat Roxburgh Theatre and Dobinson Studio Theatre; equestrian centre and cross-country course; wellbeing centre; all set in 750 acres of beautiful parkland.

The Vanguard School

22000 US Highway 27

Lake Wales, Florida 33859, USA

Tel: 1 (863) 676 6091

Email: admissions@vanguardschool.org

Website: www.vanguardschool.org

Academic Calendar: August–June

Grades: 6th–12th

International Students Annual Fees (2021–22): 7-day boarding US$50,500; 5-day boarding US$44,500

Average Class Size: 6–10 students

Curriculum: Offers academic recovery, dual enrolment with a local college/technical school, and a targeted learning path for each student.

School Overview: The Vanguard School is

an independent, co-educational boarding and day school for students who celebrate diversity in learning, culture and skills. They specialise in helping students who experience ADD, ADHD, dyslexia, dysgraphia, dyscalculia and high-functioning autism (Asperger’s) excel to their fullest potential based on their Core Values Leadership system.

Facilities: Performing arts centre, dining hall, male and female dormitories, science and culinary laboratory building, gymnasium, fitness centre.

LEARNING SUPPORT & RESOURCES

For children requiring more intensive tuition, there are a number of schooling options along with home–grown support groups and private tutoring.

Cayman ABA (SEE AD PAGE 330) offers intensive behavioural intervention for children with autism and specific learning needs. Call (345) 947 5477 for more information. Chatterbox offers therapy and educational programmes for children and adults. They currently provide speech

the world.

We are Change Makers

Yes, we teach pupils how to excel in exams, but we also teach them how to collaborate, how to solve problems and how to think critically. We equip them with the skills, resilience and ideas they need to adapt and thrive in a world that’s changing faster than ever before.

We are co-educational boarding and day schools just 30 minutes from London by train and 45 minutes from Heathrow Airport. Together we offer education for pupils aged from 3 to 18 years.

EDUCATION 23 » www. caymanresident .com 383
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Stowe, Swanbourne House and Winchester House Schools are educating a generation of Change Makers ready to transform
stowe.co.uk

and language therapy, occupational therapy, massage therapy, an Early Years Programme (ages 2–5 years), Giggles and Wiggles for babies and support for children and adults with autism. They work with children and adults who have language or learning disorders, intellectual disabilities, motor disorders, anxiety disorders, autism, ADHD and high-ability learners. They provide communication skills, baby massage workshops and quality, inclusive programmes for all. Call (345) 949 7065 or (345) 926 1693, email: chatterbox@candw.ky or visit www.chatterboxcayman.com. (SEE AD THIS PAGE) Clever Fish specialises in educating children from ages 11 to 16 who would benefit from a smaller, individualised learning environment. They only accept a total of 25 children in the school. Call Nicola Sowerby on Tel: (345) 516 4623 or email: info@cleverfishcayman.com. They are located in the Windjammer Building on Walkers Road, George Town. In addition to a regular education curriculum, Hope Academy offers other programmes and services to facilitate an inclusive learning environment. They are also a registered healthcare facility and offer speech and language therapy, Behaviour therapy, school-based ABA therapy and Neuropsychological and Psycho-educational evaluations. These services are also available for those not attending Hope Academy. Tel: (345) 769 4673, email: office@hopecayman.com or see www.hopecayman.com. SEE AD PAGES

332 (CLINIC) & 373 (SCHOOL)

KidsAbility is a multidisciplinary therapy clinic that offers psycho-educational and neuropsychological assessments, clinical psychology services, speechlanguage therapy, occupational therapy, physiotherapy, feeding therapy, literacy services and workshops for parents, educators and allied health professionals. Tel: (345) 943 5437, email: info@ kidsability.ky or see www.kidsability.ky. Cayman Theraplay Ltd. in Plaza Venezia provides speech-language therapy and occupational therapy for infants, toddlers, children and teens; and parent and play programmes to support caregivers in bolstering their babies' development. Call (345) 749 7529 or email: info@ caymantheraplay.com. Transformations Ltd. has a range of psychological and physical services for both children and adults. Services are provided by qualified professionals and include: educational assessments and consultations, therapy and interventions. Tel: (345) 324 1298 or email: admin@transformationscayman. com.

Health Services Authority offers occupational and applied behavioural analysis (ABA) therapy for both adults and children, including customised treatment programmes, performance skills assessments and guidance for family members and caregivers. They also offer speech and language therapy for those with autism spectrum disorders, motor speech disorders, nonverbal or limited verbal communications use and more. A Diabetes Education Clinic is held at the

General Practice Clinic, located at Smith Road Medical Centre on Tuesdays and Thursdays from 2pm-5pm. Tel: (345) 244 2730 or (345) 244 7675 or visit www.hsa. ky.

The Wellness Centre is a licensed healthcare facility offering a comprehensive menu of psychological services for children, teens and families. They specialise in developmental and educational assessments, developmental support services, mental health treatment and homeschool support for students with disabilities. Call (345) 949 9355 or email: info@wellnesscentre.ky. (SEE AD

PAGE 333) Inclusion Cayman is a non-profit organisation supporting individuals with disabilities in their vision of accessing inclusive lives. They work with families, schools, employers, recreation/leisure providers and others to ensure all community members can meaningfully access, participate and belong in the Cayman Islands. Unit 6–8 Corporate Plaza, 81 Godfrey Nixon Way, George Town. Tel: (345) 623 2957, email: info@inclusioncayman.ky or visit www. inclusioncayman.ky.

The Lighthouse School provides intensive therapy and intervention for children with moderate to severe intellectual disabilities, or for children with complex or multiple challenges to their learning. Specifically, it caters to children ages 5–17 who have autism spectrum disorder (ASD), moderate learning difficulties (MLD), severe learning difficulties (SLD) or profound disabilities and/ or multiple disabilities (PMLD). The current enrolment is approximately 120 students. If you feel your child could benefit from this school, you must contact the Registration Team at the Department of Education Services (DES) (Tel: (345) 945 1199) or email: edu.registration@ gov.ky. The DES has implemented a new online enrolment and registration system. Parents will have the ability to enter the student’s enrolment information, securely upload documents and complete their child’s school registration, homeschool

EDUCATION 23
949 7065 926 1693 Casuarina Point 218 South Church Street George Town chatterboxcayman.com Speech & Language Therapy Early Years Programme (2 – 5 years) Giggles and Wiggles Baby Wellness Programme Teletherapy Training Workshops (Parents & Professionals) Women’s Oncology Services

registration, transfer or withdrawal instead of visiting the DES as previously done. All children attending the Lighthouse School need to be approved for entry by the DES Registration Team, with additional approval from the Lighthouse (LHS) Placement Panel following an appropriate online application. This application must be accompanied by the specialist assessments and documentation requested on the website and the LHS application form, which can be obtained from the Department of Education. Those coming from overseas need to be aware that even if their child meets the criterion for placement, placement is based on available space. The school has been at its maximum capacity for some time now.

The Government also operates the Early Intervention Programme (EIP) for both Caymanian and expatriate children from birth to school-age who might experience various developmental delays. They offer occupational therapy, speech and language therapy, programmes for the visually impaired and hearing impaired, counselling, educational psychology, and E.I.P. Teacher Services. More information can be obtained by contacting the early intervention coordinator on eip@cayman. edu.ky or call (345) 926 1413. For adults with disabilities, there is the Sunrise Adult Training Centre (Tel: (345) 949 3330 or email the Director at kimberly.voaden@ gov.ky). The primary functions of the facility are to provide programmes to ensure independence and community inclusion for adults with learning difficulties. The centre works to increase their clients' function and independence, and to promote full inclusion within the larger Caymanian community. These goals are achieved through life-skills training, functional academics, occupational therapy, supported workshops in crafts and agriculture, recreational and fitness programmes, plus in-centre vocational training, coupled with community-based internships and supported employment opportunities.

Cowboy Town Stables in Lower Valley

offers adaptive riding, assisted activities, learning and general and therapeutic horsemanship. Their PATH-certified instructors specialise in teaching developing riders as well as those with physical, mental, social and emotional disabilities or disorders. Tel: (345) 916 8571 or email: shanna@cowboytownstables.com.

Special Olympics Cayman Islands (SOCI) is a registered non-profit sports organisation that offers year-round sports training and competition for children and adults eight years and older who are intellectually disabled. Please contact them for volunteering, coaching and partnership opportunities, or if you have a child or adult who wants to join. Tel: (345) 946 7624 or email: soci@candw.ky. TUTORING

Cayman has plenty of options when it comes to tutoring, although the teaching standards do vary. To help you navigate through this, here is some insider expertise from qualified teachers: parents seeking specialised services, such as reading intervention for a child with dyslexia, should be receiving support from a qualified individual as it is critical that the teacher knows how to teach the child. So, if your child is dyslexic, then finding a tutor who is trained in either the Wilson Program or the Orton-Gillingham dyslexia instructional approach is essential. Asking if they have a certificate of qualifications proving they can teach either might also be a good idea. If you are looking to have your child tutored for their GCSE or A Level exams, find a teacher who has experience teaching the current curriculum your child should be learning for that specific subject. Make sure they have specific experience getting children through those exams and have not just taught the subject up to an earlier grade. If you are looking for a Maths tutor, consider that children in the US system learn Maths in a very different way to those in the UK system. In the US system, students learn Maths in themed branches (algebra, geometry, advanced algebra, trigonometry and then calculus)

but in the UK system, students learn a broad cross-section of the whole subject of Maths and then build on it each year. Enquire as to what experience the tutor has with the curriculum, and if they don’t seem to have enough knowledge of it, then find one that does. Although a teaching assistant can help a child who needs extra guidance, and teach children at primary school, you would do well to find a qualified teacher for your child’s external exam tutoring. Expect, on average, to pay CI$55 an hour for one-on-one tutoring. Below is a list of the tutoring companies who are registered and licensed by the Education Council.

Cayman Learning Centre & School in Pasadora Place, Smith Road (SEE AD PAGE 374) offers evidence-based tutoring programmes and the world-renowned Arrowsmith programme aimed to get to the root of learning difficulties, ultimately making the learning process easier. Tutoring programmes focus on literacy and numeracy skills, including reading, writing, spelling and comprehension. For students with reading and spelling difficulties due to dyslexia, their highlytrained and experienced teachers offer evidence-based reading intervention. In Maths, there is a focus on students obtaining proficient calculation abilities and the ability to conceptually understand Maths over memorisation. For students diagnosed with disabilities, they offer programming based in neuroscience to get to the root cause of the intellectual disability and strengthen the student’s learning ability. Finally, they also offer a full-time school programme. For more information or to request an assessment, call (345) 943 7323 or email info@ caymanlearning.com. See their full listing on page 375.

Clever Fish offers a very popular afterschool term-time academic and enrichment programme catering to students from Year 4 to Year 11. They also provide tutoring services, particularly for Common Entrance and IGCSEs. Contact Nicola Sowerby by email: info@ cleverfishcayman.com or call (345) 516

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4623. They are located on the ground floor of the Windjammer Building on Walkers Road.

Footsteps School Ltd. (SEE AD PAGE 376) offers individual subject support, exam preparation and homework help for early years, primary and secondary children. They are situated on Eastern Avenue and have a team of fullyqualified and experienced teachers. Email: management@footsteps.ky or call (345) 746 3635.

High Achievement Academy (HAA)

(SEE AD THIS PAGE) offers educational and professional tutoring, for all ages and abilities (5+), by tutors who are highly qualified and experienced teachers from countries such as the UK, US and Canada. They provide individual and small group sessions tailored toward specific objectives. Programmes range from exam preparation (CXC, GCSE, A Levels and SATs), homework help, study skills, English as a Foreign Language and workplace training. Daytime, evening and weekend sessions are available six days a week and on holidays. HAA also welcomes the travelling student who requires provisional study while visiting Grand Cayman. Contact for a consultation. Windjammer Building, Walkers Road. Tel: (345) 746 5555 or email: info@haacayman.com.

Finally, I Read For Life offers a programme which helps struggling readers gain selfconfidence, improve comprehension and read faster. They offer traditional tutoring as well as online tutoring. Call (345) 947 1497 or email: admin@ireadforlife.ky for

more information.

HOMESCHOOLING GENERAL GUIDELINES

Children in the Cayman Islands can be homeschooled with prior approval from the Department of Education Services (DES) In the 2022–23 school year, around 125 children are being homeschooled and many more parents have expressed an interest in it. Like any educational programme, there is an application process and certain requirements to be met, which are discussed below. For a more detailed article on homeschooling in Cayman, see the Cayman Resident website.

Homeschooling may be a suitable option in cases where:

> A child is waitlisted but has not yet been offered a place in a private school

> A child has learning difficulties that schools may not have the resources to accommodate

> The cost of private schooling is prohibitive for low-income families and/or those with multiple children

> Families travel frequently and wish to be able to take their children with them

> A child has been a victim of bullying at school

The DES assess individual requests for homeschooling on a case-by-case basis as they know there are some exceptional circumstances. They also now expect all applications for homeschooling to be made online. See their Registration for Home Schooling page (https://schools.edu.ky/ Pages/SchoolRegistration.aspx), where

you will find the online forms and submit your supporting documentation. If you need to visit Nicki Samuels at the DES, then their address is 130 Thomas Russell Avenue, George Town, which is just off the Cayman National Bank roundabout. Amongst other things, you will be required to create an Individualised Home School Plan (IHSP) which must include:

> The child’s name, age and grade level

> Location and address of the home school

> A list of the syllabi, curriculum materials, textbooks or plan of instruction to be used in the core subjects

> A timetable which shows the subjects covered on which days and at what time, including any outside activities or online classes

> The dates for submission of semi-annual reports

> Names and qualifications of individuals providing instruction

> A statement confirming the child will be meeting compulsory educational requirements of the Education Act 2016 (Regulations)

The above must be submitted online, along with a cover letter explaining the reasons for the homeschooling request to the Director of the Department of Education Services at 130 Thomas Russell Avenue, PO Box 910, Grand Cayman KY1-1103. The application period normally ends between June–August, depending on the circumstances that academic year. Be sure to check with the DES when the deadline is to make sure your application is received on time. For parents wishing to apply after the start of the school year (end of August), written notice must be provided within 14 days of arrival to the Island. Once a family or child is a resident, the child must be registered with a school.

The Director of the Department of Education Services will inform parents if their application has been approved within 10 days of receipt. If approved, a homeschooling certificate is issued, valid until the end of the school year (30th June). A home school cannot serve more than five students. There is now a very useful website for the Cayman Homeschoolers

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E: info@haacayman com | T: 746 - 5555 | W: w w w haacayman com A: Windjammer Plaza, 461 Walkers Road, George Town M AT H S | E N G L I S H | SC I E N CE S | L AN G UAG E S | H U M AN I T I E S | B U S I N E S S ACCO U N T I N G | I C T/CO M PU T E R SC I E N CE | B U S I N E S S | E CO N O M I C S & M O R E AR E A S O F F O CU S G C S E , A - Leve l, K S 1- 3 , CXC, SAT a n d I B CO U R S E S O F F E R E D PERSONALISED MODERN EXPERIENCED DEDICATED CARING OPEN DAY, EVENING, WEEKENDS & SUMMER

Group where you can find additional information and organise meet-ups with other homeschooled students. See https:// homeschoolcayman.ky.

Qualifications for Home Schoolers

Depending on the age of the child, the parent or tutor providing instruction must hold the following qualifications:

> Primary – the parent(s)/tutor must have at least a high school diploma.

> Secondary – the parent/tutor should have a minimum of a Bachelor’s degree from an accredited institution. This is a recommendation and is not mandated. The Department of Education strongly recommends that an accredited programme for homeschooling be used. If you go to the www.homeschool.com website, you will find lots of suggestions. Alternatively, look into the UK-based homeschooling group Wolsey Hall, Oxford, or you could try K12 or Abeka. Accredited programmes such as K12 have online teachers who can help.

Teaching Requirements

The DES requires that the school day be at least five hours long, excluding recess and lunch, and that there be at least 185 days of instruction in the school year.

The curriculum must include the areas of reading, writing, mathematics, sciences and social studies, and must be an accredited programme. Parents/tutors must maintain a record of attendance and submit semiannual reports on the students’ progress to the Department of Education. If there are any changes to the programme, the DES must be advised in writing.

The DES will conduct at least two site visits, one scheduled and one impromptu each year and, where necessary, will liaise with the Education Quality Assessment Unit (EQAU) for assessment and reporting. More information on homeschooling in Cayman and other useful resources for homeschoolers and their parents can be found in our sister publication, the Cayman Parent magazine.

Tertiary education in Cayman began with the establishment of the International College of the Cayman Islands in 1970 (ICCI), followed by the Community College in 1976 and the Truman Bodden Law School in 1982. In 2004, the Community College’s status changed to that of a University College (now UCCI).

UCCI offers international accreditation for a variety of different courses, ranging from hospitality studies to technological and computer training. They also have international partnerships with other universities, so students can enjoy various options to study abroad and locals can select internship opportunities. The educational programmes now on offer have opened up opportunities in a wide variety of industries including finance, tourism, education, nursing, medical, veterinary, legal services, engineering and computer sciences. Many institutions such as those previously mentioned, as well as St. Matthews School of Medicine, the School of Veterinary Medicine, the University of the West Indies (open campus) and Inspire Cayman Training, now run internationally-accredited courses or degrees that are not only training our local population, but also those from the entire Caribbean region. Most of them offer courses that are far more affordable than going overseas to study, and scholarships are available through the Government and private companies who both help qualifying Caymanian students who need assistance with fees.

Scholarships for Tertiary Education

The Cayman Islands Government offers scholarships to all Caymanian students who qualify to pursue either a local or an overseas tertiary education course. Students can apply to the Scholarship Secretariat for an overseas scholarship between 15th November and 31st January annually, and a local scholarship between 1st March and 30th April. No

late applications are accepted. Students need to apply to a university prior to their scholarship application. The qualifying criteria for a scholarship varies depending on whether you are aiming to take a Technical and Vocational course (TVET), a Bachelor’s degree, a Master’s or a PhD. Incidentally, you must be 18 within the first academic year of study, but there is no upper age limit on applying for a scholarship.

The Education Council introduced means testing in September 2018 as a way of prioritising students whose parents or legal guardians have a combined income of less than CI$400,000 per year. However, if the student is above the threshold but there are "special" circumstances then they may ask the Education Council to consider their application.

The qualifying criteria for a local or overseas scholarship can be quite complicated and vary according to which type of degree or course you choose to take. One important thing to consider is that a student who is awarded a scholarship must sign a legal document committing them to a) successfully completing their proposed studies and b) then working in the Cayman Islands for a specific period of time after their studies finish. If the student fails to meet either of these two requirements, they will have to repay all the scholarship funds that they have received.

Local overseas undergraduate scholarships used to provide up to CI$20,000 per annum for students, with intent of covering costs of tuition, plane tickets, food, stationery, accommodation and other necessities. Now, as of Fall 2021/22, current and new undergraduate students can expect an increase in their funding of up to CI$30,000 per annum. Students pursuing a degree in education or classroom teaching are also eligible for the Education Teaching Scholarship, where they can receive up to CI$35,000 in annual funds.

Cayman Scholar Award: The Cayman Islands Ministry of Education (MoE)

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COLLEGES & TERTIARY EDUCATION

provide full tuition to the most outstanding male and female Caymanian students. Two individuals are eligible to receive a scholarship of up to CI$100,000 per annum. Such funds were increased to cover larger costs of students attending more elite or Ivy League universities.

The Community Engagement Programme (CEP) and UCCI: This is a comprehensive need-based scholarship and retention programme for first-generation college students studying in the Cayman Islands. This scholarship offers up to CI$2,500 and is for new Caymanian students who are pursuing degrees in computer science, computer engineering, information technology, software development, C++ programming or PHP programming. Students must also be committed to using their knowledge and skills to improve the Cayman community. To learn more about the programme, visit www.ucci.edu.ky/ cep.

Undergraduate Degree Scholarships: To be considered for an overseas scholarship to study a Bachelor’s degree programme, you must have passed your AP, IB, A Levels, BTEC, SATs or Associate’s Degree to a certain criteria set out in the Scholarship Secretariat’s application form. For example, if you took the IB, you will have to have taken and passed the full IB diploma and achieved a high school GPA of 3.25. A Level and CAPE students need to have passed three A Levels each with a minimum grade of C or CAPE Unit 2. If you took an Associate’s Degree or Associate level studies then you must have a cumulative GPA of 3.0 or higher. BTEC Level 3 students must have an Extended Diploma with a minimum MMM grade average. If you took APs, please refer to the scholarship section of the Ministry of Education website as the point system and requirements have recently changed. Finally, the Education Council may award an overseas scholarship to students who do not have advanced standing (IB, A Levels, CAPE, AP) if they meet one of the following two criteria: 1) Seven GCSE/ CXC passes at A or B grade, including

Mathematics and English or 2) a combined cumulative High School GPA of 3.25 or higher or an SAT score of 1500 on the old SAT, 1100 on the new SAT or an ACT score of 22.

Undergraduate Funding & Subsequent Years: To maintain their scholarship, students must achieve a 2.75 GPA or a 2:2 in the first year of study and a 3.00 GPA or a 2:1 in their subsequent years. The Secretariat requires you to do at least 12 credits per term/semester in your first year and then 15 credits per term in the subsequent years. Overall, a Bachelor’s degree should take 120 credits to complete. Each year you should be doing a minimum of 30 credits for a four year course, and 40 credits for a three year course. The Secretariat’s annual audit of your scholarship will measure this, and your funding will stop if you are taking less than the credit requirements. Funding comes in twice a year and is based on your declared expenses. Qualifying students can get funding of up to CI$30,000 per year for a maximum of four years, unless they are reading Medicine, and then that can be extended to six years and beyond if the student is specialising in a chosen field and needs to take internships. Once per degree, and based on budgetary considerations, students can apply for mandatory summer funding; this is capped at CI$4,000 and is dependent on specific guidelines having been met.

Tracking Undergraduate Scholarship Expenses: Each semester students must go through a detailed submission process for their scholarship funds to be continued, and in the process they must submit a detailed grade and transcript record, along with receipts of how the money they received was spent. All the paperwork will then be reviewed in great detail and the Scholarship Secretariat, who are more like forensic financial accountants, will study how you have spent the money they gave you and whether you qualify to receive any money for the next semester. In addition to the Ministry of Education’s scholarships, students can also apply

for a private sector scholarship as long as both scholarships do not exceed the students' total costs.

Although the process of getting a scholarship may seem overwhelming, the Secretariat must have a way of measuring a student’s performance. They also require the students to go through a costing procedure. Each student must fill in a spreadsheet which automatically tables their expenses and identifies the different costs which they should be thinking about (tuition, room and board, food, dorm supplies, school supplies, books, utilities, transportation at university, flights home, etc.).

For more information on the application process, see www.education.gov.ky or pick up a copy of our sister publication, Cayman Parent.

UNIVERSITIES & COLLEGES

International College of the Cayman Islands 595 Hirst Road, Newlands

Tel: (345) 947 1100

Email: admissions@icci.edu.ky

Web: www.icci.edu.ky

Overview: Founded in 1970, ICCI is the birthplace of higher education in the Cayman Islands. The college has awarded certificates, Associate's, Bachelor’s and Master's degrees. It has been recognised by the CI Ministry of Education since 2002 and is accredited by the International Assembly for Collegiate Business Education (IACBE) in the USA and the Accreditation Service for International Schools, Colleges and Universities (ASIC) in the UK. ICCI focuses on career readiness and enhancement and personal development of the student.

Courses Offered: ICCI offers Associate's and Bachelor's degrees in Business, Finance, Accounting, Information Systems Management, Sustainable Tourism and Hospitality Management, and Liberal Studies. Online, face-to-face and hybrid formats are offered. Courses start at the end of September, January, April and July. Strategic Organisational Leadership, Information Science and Technology with Artificial Intelligence, Community Health,

EDUCATION 23 388 CAYMANRESIDENT 202 3 »

Sustainable Horticulture and other new programmes are in the pipeline. Master's degrees include the MBA, Human Resources Management and Management Consulting.

Northwestern Caribbean Baptist Theological Seminary

Cayman Islands Baptist Church

163 Pedro Castle Road, Savannah

Tel: (345) 946 2422

Email: info@ncbts.edu.ky

For more information on the seminary and what it has to offer, please contact Dr Randy Von Kanel.

St. Matthew’s University School of Medicine

Regatta Office Park, Leeward 3, West Bay Road

Tel: (345) 945 3199

Email: admissions@stmatthews.edu

Web: www.stmatthews.edu

Fees: Basic Sciences US$16,302/semester, Clinical Sciences US$23,250/semester and various miscellaneous fees apply per semester.

Note: Medical students complete five semesters (three semesters per year) of basic science and pre–clinical studies in Grand Cayman and are then transferred to do clinical rotations at teaching hospitals in the US, Canada or UK to complete their medical degree programme.

School of Veterinary Medicine

Regatta Office Park, Leeward 4, West Bay Road

Tel: (345) 814 3177

Email: admissions@stmatthews.edu

Web: www.stmatthews.edu

Fees: Basic Sciences US$14,493/semester, Clinical Sciences US$24,207/semester and various miscellaneous fees apply.

Note: Veterinary students complete seven semesters (three semesters per year) of basic science instruction in Grand Cayman and a year of clinical instruction at an affiliated US or Canadian veterinary school.

School of Hospitality Studies

Tel: (345) 623 8224

Email: SHS@ucci.edu.ky

UCCI offers an industry-driven, internationally-

accredited hospitality and tourism studies programme to meet the existing and future needs of the Cayman Islands tourism industry.

The Truman Bodden Law School (TBLS)

2nd and 3rd floors, Monaco Towers

54 Edward Street, George Town

Tel: (345) 945 0077

Email: mitchell.davies@gov.ky

Web: www.caymanlawschool.ky

Annual Fees for Caymanians/Legal Residents of 10+ years: PPC (all students): CI$9,900 plus annual registration fee of CI$1,000; LL.B Honours Degree (full-time): CI$6,000 plus annual University of Liverpool registration fee of £1,600 (approx.); LL.B Honours Degree (part-time): CI$1,500 per subject, plus annual University of Liverpool registration fee £800 (approx.) (2 subjects).

Annual Fees for Non-Caymanian Students: LL.B Honours Degree (full-time): CI$14,000 plus annual University of Liverpool registration fee of £1,600 (approx.); LL.B (part-time): CI$3,500 per subject, plus pro-rated annual University of Liverpool registration fee £800 (approx.) (2 subjects).

2022/23 Academic Calendar: 19th September 2022 (new students) to June 2nd 2023 (over two 15-week semesters). Please note that all fees are subject to change.

Bachelor and Professional Programmes: Now in its 40th year, TBLS is an affiliated institution of the University of Liverpool (UK) and it currently offers the following programmes: i) the Bachelor of Laws (Honours) Degree (LL.B) of the University of Liverpool, which is offered over three years (full-time) or five/ six years (part-time); ii) the Postgraduate

Professional Practice Course (PPC) (fulltime), to eligible students, under the oversight of the Cayman Islands Legal Advisory Council and Oxford Brookes University. After successful completion of the PPC’s Qualifying Examination, which is awarded by Oxford Brookes University, students must complete 18 months of articles of clerkship. After completion of articles, the qualification as Attorney-at-Law of the Cayman Islands is earned. TBLS degree programmes are awarded by the University of Liverpool, England. The law degree is recognised by the Joint Academic Quality and Standards Committee of England and Wales, as a Qualifying Law Degree, which ensures that all TBLS LL.B students are eligible to pursue postgraduate professional qualifications in the UK. The LL.B degree is also recognised by the Legal Advisory Council of the Cayman Islands as a Cayman Qualifying Law Degree. All TBLS classes are taught in small groups, enhancing the teaching and learning experience.

Applications: Application forms can be found online: www.lawschool.gov.ky, collected from TBLS or received by emailing: kady.daley@gov. ky. The deadline for the receipt of applications is July 2023. SEE AD THIS PAGE

University College of the Cayman Islands (UCCI)

Grand Cayman Campus: 168 Olympic Way, off Walkers Road, GT

Tel: (345) 623 8224

Brac Campus: Avistar Building, West End, CB Tel: (345) 623 0540

Email: admissions@ucci.edu.ky

Web: www.ucci.edu.ky

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Truman Bodden Law School of the Cayman Islands
founded in 1982 For
www.caymanlawschool.ky (345) 945-0077
Offering the LL.B (full & part-time) awarded by the University of Liverpool, and the PPC, leading to the Diploma in Legal Practice awarded by Oxford Brookes University.
application forms or more information visit our website.

Facebook/Instagram: @OfficialUCCI

Programmes Offered: Associate, Bachelor's and Master’s degrees; Certificate programmes; Professional Development programmes; Continuing Education, TVET and IT courses; Customised Workforce Training and Business Solutions. The University also offers the PreCollege and Year-12 dual entry programmes. Please contact UCCI directly for costs, application deadlines, start dates and educational requirements.

University of the West Indies (Open Campus)

Cayman (UWI)

Tel: (345) 946 8322 or (345) 925 8042

Email: cayman@open.uwi.edu

Web: www.open.uwi.edu

VOCATIONAL TRAINING

Traditional tertiary education is not suited to every student. Thankfully there are a wide range of vocational and trade training options in Cayman. There are also a number of workshops and short courses available for adults wanting to improve their professional skills and employability.

Auto Repairs & Maintenance

Inspire Cayman Training offers two automotive courses: an Introduction to Automotive course and an Automotive-Maintenance and Light Repair course. Both have been developed using the standards of the National Institute for Automotive Service Excellence (ASE). For more information, see www.inspirecaymantraining. com. UCCI also offers a one-year programme that takes you to Level II and III. This course is for individuals who have minimal knowledge of motor vehicle repairs and are keen on learning how to service and repair vehicles in the hopes of becoming a Certified Mechanic. The Superior Auto Training Program (SATP) is a not-forprofit programme that teaches Caymanian students the fundamentals of auto repair. Call (345) 949 9570 or email sa@candw.ky for more information.

Beauty & Massage Therapy Courses

Cayman Career Academy (CCA), located in Smith Road Plaza in George Town, is the first locally CIDESCO Accredited beauty school in the

Caribbean to offer world-renowned CIDESCO diplomas in Beauty Therapy and Beauty and Spa Management and certificate courses in Aesthetics, Body Therapy and Manual Facialopen to anyone 16 and over. Through CIDESCO qualifications, students receive theoretical and practical training (blending learning) and obtain professional expertise which will ensure they stand out to employers, not only locally but internationally. Recently, CCA has acquired an additional accreditation through EduQual and through them, CCA will be offering a diploma in Massage Therapy, as well as shorter award courses in waxing, manicures and pedicures, etc. Day, evening and online class options and government scholarships are available. For those who may not qualify for a scholarship, payment plans are also available. For more information, see www.caymancareeracademy. ky or call (345) 936 2228 to book an interview.

Boat Training

Aside from helping beginners learn the ropes, boat training can help boost employability, give companies formal safety qualifications and even lower boat insurance. For private/noncommercial boat owners, training courses can often significantly lower your insurance costs –make sure to ask your insurer about discounted rates.

Sand Cay Boat Masters is an International Yacht Training Worldwide (IYT) authorised school run by Alastair Monro who offers the following courses: VHF Marine Communications Master SRC; Small Power Boat and Rib Master; International Crew (Sail); International Bareboat Skipper Sail; and the MCA International Certificate of Competence 24m Sail/10m power. Students need to be over 16 years old to obtain certification. The Rib Master course is popular with families with a runaround powerboat who wish to learn to operate it safely. The International Bareboat Skipper course is popular with those with a little more experience and is the minimum qualification required to obtain your International Certificate of Competence which is required if you wish to charter a vessel of up to 24m long and 20 miles offshore. For more information contact Al Monro on (345) 328 5163 or email: almonro65@gmail.com.

Go Pro Diving offers two boat training certifications that are administered by an agency called MTCI (Maritime Training & Certification International). The first is the Level I Small Power Boat Operations. The second is the Level II Commercial Boating Licence which trains and certifies people for carrying passengers, taking night passages and travelling a further distance off shore. For more information, call Ash McKnight on (345) 925 9092 or visit www.goprocayman.com.

The Cayman Islands Sailing Club (CISC) now offers the Sand Cay Boat Masters programme, which is authorised by International Yacht Training Worldwide (IYT) and run by Alistair Monro. A number of recreational courses are offered and students must be over 16 years old to obtain certification. The Rib Master course is a popular one with families who own a runaround powerboat and wish to learn to operate it safely. There is also an International Bareboat Skipper course which is popular with more experienced individuals. It is the minimum qualification required to obtain your International Certificate of Competence which is required if you want to charter a vessel of up to 24m long and 20 miles offshore. For more information contact Al Monro on (345) 328 5163 or email: almonro65@gmail.com.

Pro Yacht offers the Small Powerboat and RIB Master course to anyone over the age of 16. This two-day certified course covers the basics of boat handling, operations and safety which is perfect for families and children wanting to safely handle a boat. Call Tristan Skinner on (345) 945 4676 or email: tskinner@ proyacht.ky. Cayman Powerboat School run by Mark Williams offers the RYA Powerboat Level II course. To book or for more information, call Mark on (345) 916 4731 or email: mark@ caymandiving.com.

Red Sail Sports is also credited as an International Yacht Training school and they offer a variety of courses. Email: info@ redsailcayman.com for more information.

Building & Construction

UCCI offers evening courses in Construction Technology which will help those get a job in the construction industry. This curriculum will ground the trainee in the basic knowledge and

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principles of carpentry, masonry, concrete finishing, electrical work, HVAC and plumbing. He or she will become skilled in different phases of a project from start to finish. Upon completion of this course, the trainee will be able to interpret construction drawings; perform quality concrete and brickwork; frame walls, ceilings, and floors of a structure; and install the proper wiring and piping for electrical and plumbing systems.

Coding & Computer Technicians

Cayman Code Academy utilises the proven curriculum of Code Fellows, an internationally recognised coding school to offer full-time remote classes with the help of Cayman Enterprise City. Access classes virtually and interact in real-time with the instructional team. The programme is available to those with little or no experience in the world of programming and it allows those with some level of programming experience to advance in their field. For more information, visit the Cayman Code Academy website (www caymancodeacademy.com) or email: info@ caymancodeacademy.com.

UCCI offers a one-year full time Computer Technician Certificate that introduces students to the fundamentals of computer hardware and software, mobile devices, security and networking concepts and the responsibility of an IT professional. The latest curriculum includes mobile devices, Linux, as well as expanded information about Microsoft Windows operating systems, security, networking and troubleshooting.

Craft Skills

The NCCER Core Curriculum Introductory to Craft Skills encompasses 72.5 hours of employability skills, material handling, rigging, power tools, hand tools, construction maths and construction site safety. The course costs CI$3,000 and can be done through Inspire Cayman Training. See www.inspirecaymantraining.com for more information.

Dive Instructor Training

If you are looking to make scuba diving your career, then you will have to become a PADI

Dive Master before you can take the PADI Dive Instructor training course. Go Pro Diving offers all levels of dive training up to Master Scuba Diver Trainer (MSDT) and they regularly work with the Fire Department, UCCI and CIFEC. For more information, call Ash McKnight on (345) 925 9092 or visit their website: www. goprocayman.com. Red Sail Sports offers many PADI dive certification courses from the Open Water upwards and a DOE Lion Fish Culling speciality.

Hospitality & Culinary

UCCI offers various certification courses, including stand-alone short and hobby courses, delivered over 7 to 14 weeks to people of all ages and abilities. These include Cake Decorating, Bread Making and Cooking Principles. Their Certificate in Hospitality and Tourism programme (3 semesters, full-time) is designed to prepare students for a successful and rewarding career in the Hospitality Industry. Students develop skills that would assist them to function effectively in the hospitality sector in the areas of administration, accounting, human resources, marketing and operations. Students gain exposure to the world of work through job placement, as well as the principles, techniques and ideas involved in the Hospitality Sector in the key areas: legal and illegal practices of the workplace, costing methods for maximum profitability, decision-making and key marketing principles related to hotel and restaurant businesses. Learn more about their Hospitality, Food and Beverage, Food Preparation and Front Office programme(s) by visiting www.ucci.edu.ky.

Occupational Safety & Health

Risk Consultancy Cayman Ltd. (RCC) offers a 30–hour OSHA (Occupational Safety & Health) training programme in rigging and lifting procedures for crane operations, fall protection training, scaffold building, forklift operator training, hazardous material handling, fire warden training and PHTLS training (prehospital trauma life support). They also offer a full risk management consultancy service for the construction industry. Call Julius Jacky on (345) 326 1007 or email: julius.jacky@rcs.ky for more information.

Personal Trainer Certification Courses

Fitness Connection located in South Sound, runs ongoing ISCA programmes in kickboxing, personal training and Mat Pilates, AEA (Aquatic Fitness Instructor Certification), as well as SAI swimming instructor training courses. The instructor/owner, Laura Ribbins, has been an international training specialist for over 30 years. Call Laura on (345) 949 8485 or email: fitness@fitness.ky for more information.

Plumbing/Electrical/Electrical Technology Courses

Inspire Cayman Training (ICT) offers NCCER and ASE-certified courses in craft professions (Carpentry, Plumbing, HVAC, Electrical and Construction Craft Labourer). Partnering with Caribbean Utilities Company (CUC), courses are taught at Grade 8 standard. ICT provides portable credentials to all trainees and these credentials are tracked through NCCER's Registry System, which allows all organisations to track the qualifications of their craft professionals and check the qualifications of possible new hires. Trainees must achieve a passing score of 70% or greater on the module test and performance profile to earn a certification. For more information, see www. inspirecaymantraining.com.

UCCI offers multiple technical and vocational courses that include working in the field with employers who offer the practical side of the training. The courses include:

a) Air Conditioning and Refrigeration: focuses on the practical skills and knowledge required to install, service and maintain refrigeration and air-conditioning systems. Upon successful completion of this qualification, the learners will be well equipped to start or progress their careers in the refrigeration and air-conditioning industry.

b) Plumbing: the level 1 course aims to provide instruction, demonstration and practical experiences to facilitate the acquisition of basic skills. Students will learn to handle and store plumbing materials, use plumbing hand and power tools, read plans and calculate plumbing quantities, cut and join sheet metal and much more. The level 2 course prepares students for an industry-recognised qualification at an entry level. Building on competencies gained at Level

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1, progress to a comprehensive understanding of domestic plumbing, covering both theory and practical, to enable them to work successfully as a Licensed Plumber.

c) Electrical Installation: the level 1 certificate serves as an introduction to the skills required to carry out a range of electrical installation activities needed to start working in the industry. The level 2 certificate Is a continuation of level 1 and is designed to give you the required level of understanding and knowledge to progress onto the Level 3 qualification and ultimately, to become a qualified Electrician.

d) Electro-Technology: this course is designed in conjunction with the Cayman Islands Contractors Association to create a young technician entry-level workforce that can make the progression to licensed status and beyond. Students will acquire a range of technical, practical, personal and organisational skills that are of value within and beyond the workplace. Graduates are eligible to enter the Associate Degree in Engineering Technology programme at UCCI.

Community Vocational Training Centre offers a course on how to do electrical wiring. The course is free, open to students aged 17+ and there are no entry requirements. The course is held in the evening from 5pm–7pm. Call Allan Moore on (345) 917 7320.

Police Service

The RCIPS gives preference to applicants who are Caymanian, married to a Caymanian and persons with Caymanian Residence with the Right to Work when selecting applicants who are eligible to join as Police Constables (Recruits). Over the years, based on the needs and exigencies of the service and/or the volume of interested preferred applicants, the criteria may be adjusted to allow persons who have been living in the Cayman Islands for over four years to apply. On these occasions, the slots have been filled with as many applicants who are Caymanian as possible, after which, consideration is given to those married to a Caymanian, people with PR, and finally to those who have lived in the Cayman Islands for four continuous years or more.

All applicants must be between the ages of 18 and 40 years, have a minimum of a High

School Diploma and three CXC or equivalent passes which must include both Mathematics and English. The applicant must have a clean police record and possess a driver’s licence of Group 2 or higher. Applicants are required to take a written test, a computer proficiency test and a physical test – a 5.4 bleep test. Applicants must also go through an interview stage in the application process and must also pass a medical examination and a police background check. After completing this process, applicants will be invited to join a training programme of 17 weeks. At the completion of the training, a requirement for graduation is to pass a final written exam. Once completed, the officers are placed on a two-year probation where their progress is monitored during that period of time.

The RCIPS is comprised of various units such as the Traffic and Roads Policing Unit, the Community Policing Unit, the Firearm Response Unit, the K-9 Unit, various units within Criminal Investigations Department, and much more. During the probation period, officers will have the opportunity to interact with the various Units and explore areas that they have a natural inclination for. Upon the recommendation of their line managers, the officer may apply to a specialist unit, should they wish to do so. For more information, visit the RCIPS website at www.rcips.ky or email: RCIPSRecruitment@rcips.ky. To apply at open recruitment, visit www.careers.gov.ky. Recruitment season varies from year to year.

Fire Service

Firefighting is an extremely physical career path. To join the Cayman Islands Fire Service you must be over 18, be able to regularly lift 20-30lbs, and occasionally lift up to 165lbs. You must also be physically fit, be able to swim, have a clean police record, have no fear of heights and show no signs of claustrophobia. Applications are welcomed from both men and women. All officers must complete a Trainee Firefighter course, which is a comprehensive course that covers all areas that the service is responsible for. This includes the Domestic Division (which deals with structure and motor vehicle fires) and the Aerodrome Division (which deals with aeronautical/aircraft rescue and firefighting,

etc). Completion of this comprehensive course will give you an internationally recognised certification in Aeronautical Firefighting. The fire service also offers internships, which can be a great way to get involved with the service early on. For more information, visit www.cifs. gov.ky or call (345) 949 2276.

Prison Service

To join Her Majesty’s Cayman Islands Prison Service (HMCIPS) the requirements are as follows: you must be 18 or over, have three high school pass grades (including Maths and English) and a clear criminal record. The recruitment process involves three stages: first, a written exam, then a fitness assessment and finally, an in-person interview. If successful, you will begin a 9–11 week training course comprised of classroom work and field based training that will lead to a six-month probationary contract followed by an open contract (for Caymanians) and a two-year contract (for non-Caymanians). Tel: (345) 640 3000 or email: prisoncareers@gov.ky.

WORC Support

Passport2Success began in 2010 as an initiative offered through Workforce Opportunities and Residency Cayman (WORC) and is supported by some of Cayman's major employers. This employment preparedness course is geared towards young Caymanians and designed to enhance workplace readiness skills and increase the employability of its participants, developing skills through training seminars, workshops, community service and work experience. All applicants will be required to register with WORC, which provides access to the Jobs Cayman portal, connecting job seekers with employment opportunities and the Training and Development Unit to access training, internship and apprenticeship opportunities. To apply for a place on the course, contact WORC on (345) 649 8088, visit www.passport2success.ky or email: WORC.training@gov.ky.

Ready2Work is a Government programme for Caymanian job seekers who are unemployed, underemployed or seeking a career change, as well as high school or recent university graduates. The programme delivers

EDUCATION 23 392 CAYMANRESIDENT 202 3 »

structured training, individual and group guidance and other support mechanisms to mitigate the barriers to accessing gainful employment. Ready2Work partners with private sector employers seeking to connect with local talent interested in gainful employment. Private sector businesses can access a subsidy, which provides funding to assist with the costs of participating in the programme. For more information, call (345) 649 4051 or email: Ready2Work@gov.ky.

FURTHER ADULT EDUCATION

CIMPA

Cayman Islands Marketing Professionals Association (CIMPA) runs professional development courses on a variety of topics including public speaking, SEO optimisation, event planning, budget management and analytics. Members and non-members are welcome.

CISHRP

Every year, the Cayman Islands Society of Human Resources Professionals (CISHRP) offers a Certificate in HR Management course which includes modules on Cayman's immigration, pension and labour laws, health insurance rules and the Essentials of HR Management. Exams are scheduled twice a year. See www.cishrp.ky or email: info@cishrp. ky for more information.

Chamber's Training Centre

The Chamber of Commerce Training Centre offers a comprehensive range of two-hour, four-hour, one-day and two-day courses on topics in the following categories: Legal Assist; Ken Blanchard Leadership Series; Workplace Essentials; Made For You; and Small Biz Boot Camp. The centre has also began offering select courses virtually. Go online or call the Chamber to find out more. Governors Square, West Bay Road. Tel: (345) 949 8090 or visit www.caymanchamber.ky.

CPD Courses for Accountants

All regular members of the Cayman Islands Institute of Professional Accountants (CIIPA) must comply with the Continuing Professional Development (CPD) requirements of their

overseas professional accounting institute or the International Education Standards. The CIIPA Training Committee have developed an annual training calendar of diverse courses to support members’ professional development. Contact CIIPA at admin@ciipa.ky or visit www. ciipa.ky/Live-Training/Events.

SEE AD THIS PAGE & PAGE 75

Youth Stewardship Programme

The National Trust for the Cayman Islands offers a unique programme where teens can learn about Cayman's environment and historical sites with the aim of becoming future custodians of these sites. The course tends to occur once per year and runs for six weeks. Participants will come out of it with a tour guide certification as well as a wealth of knowledge about the Cayman Islands. The course is available to Caymanians aged 18–30 years old. Email: marketing@nationaltrust.org.ky or director@nationaltrust.org.ky. You can also visit www.nationaltrust.org.ky.

Courses in areas such as office and creative skills are frequently offered. Check out the Visual Arts Society on Facebook (www.facebook.com/visualartcayman) and the National Gallery website (www. nationalgallery.org.ky) to see what creative events and activities are going on. Refer to the Food and Drink chapter for cooking classes; and Activities for Adults, Sports and Fitness and Activities for Kids chapters for other extracurricular courses.

Art Classes

The National Gallery runs workshops throughout the year for all age groups and skill levels based on their temporary exhibition series. Workshops for adults cover a wide variety of art-related topics from ceramics to photography, abstract painting, assemblage and more. To view the current programme of events and for a list of workshops, visit www. nationalgallery.org.ky. Cathy Church's offers private photography lessons (underwater

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ADULT RECREATIONAL CLASSES

and above water) for all levels of interest, plus Lightroom and Photoshop. Tel: (345) 949 7415 or visit www.cathychurch.com. 3 Girls & A Kiln offers a wide selection of adult evening art classes two to three nights a week plus afternoon classes at the weekends. Classes include glazing, string art, sign making on wood planks, fluid art and more. They also host bi-weekly classes for families and children. You can see their monthly schedule on www.3girlsandakiln.com. Art Nest offers a variety of weekly classes for both adults and children. Their adult classes are sociable and fun and include wine and snacks while doing pottery, painting, photography or embroidery. Their children's classes are held on Sundays and they also offer camps in the school holidays. Elizabethan Square, 80 Shedden Road, George Town. Tel: (345) 927 2258 or visit www.artnestcayman.com for a full schedule of monthly events. Three times a year, Mike Nelson from Clever Fish offers a six-week jewellery making class. The classes are held once a week and you learn all the fundamentals of working with silver and making different pieces of jewellery that you then get to keep. It is very sociable, especially as most people bring a bottle of wine, and it's a great way to meet people. Email: info@cleverfishcayman. com and ask to be put on the list for the next scheduled class.

Kara Julian Art also host art classes at their studio. For more information, call (345) 925 6840 or visit www.karajulianart.com.

The Visual Arts Society (VAS) is an active non-profit promoting “Art for Everyone”, including artists and those who appreciate and support art. VAS runs workshops throughout the year based on community interest. They cover a wide variety of art-related topics from figure drawing, abstract art, photography, jewellery making, batik and ceramics. VAS has a strong expertise in pottery and ceramics (the studio is equipped with potters wheels, a kiln, tools, glazes and clay can be purchased) and they offer workshops along with an open studio for adults. On occasion, they offer workshops to artists on how to present their artwork, market themselves, use social media to benefit your art sales and how to prepare for an exhibit. VAS has a prominent presence at

the Wednesday Farmers and Artisans Market located in Camana Bay. Email: vascayman@ gmail.com or see www.facebook.com/ visualartcayman.

Computer Classes

Computer and software courses in Microsoft Word, Excel, QuickBooks, Photoshop, InDesign, FrontPage and web design are all available. See earlier in this chapter for information on ICCI and UCCI. Depending on what you are looking for, you can try Esolutions Computer Training (Email: esolutions@candw.ky) or Inspire Cayman Training, through its partnership with Ed2Go, has hundreds of online courses to choose from. Connect by Nova offers a range of online courses covering Microsoft Office, presentation skills and other business-related courses to help careers. Email: connect@nova.ky or call (345) 949 1345. The Public Library Service offers a free introduction to computers course entitled Computer Basics at all six public libraries. For more information, email libraryprogrammes@ gov.ky or call (345) 949 5159.

Cooking Courses

Cooking classes are very popular in Grand Cayman. For more information, see the Food and Drink chapter or check out the Cayman Good Taste website at www. caymangoodtaste.com.

Darkness to Light Training Courses

Darkness to Light (D2L) Stewards of Children is a child sexual abuse prevention programme for adults aimed at empowering individuals and communities to prevent child sexual abuse. Stewards of Children is an evidence-based programme that informs and teaches adults on how to protect the children in their care and community. The Cayman Islands Red Cross, in partnership with numerous agencies, offers these courses free of cost to the community. Pre-registration is required. Visit www.d2l.org for information and to sign up.

Diving Courses

Diving certification courses for adults are widely available in Cayman and many offer residents' rates. Once you are an Open Water certified diver, other courses available include

Advanced Diver, Nitrox and even Trimix courses. You can talk to Wall to Wall Diving (Tel: (345) 916 6408), Divetech (Tel: (345) 946 5658) or Sunset Divers (Tel: (345) 946 6789). See the Diving chapter for more information.

Drama & Storytelling Workshops

The Cayman Drama Society offers regular acting classes for adults and children, covering actor training, voice work, performance skills, confidence building and improvisation. They also host summer camps, performance opportunities throughout the year and weekly acting classes open to all. The society occasionally teaches stage management, directing and technical theatre. Their highly respected educational programme is run by a full-time education officer. For more information, see their Facebook page (www.facebook.com/ caymanacting). They are located at The Prospect Playhouse, 223B Shamrock Road, Red Bay, or visit www.cds.ky and click on the training tab.

HIV, AIDS, Gender & Sexuality Training

The Caribbean has the second-highest rate of HIV prevalence in the world. Red Cross Societies in the region and around the world have been working in the area of HIV and AIDS education for over 20 years. The Cayman Islands Red Cross offers a basic information course on HIV and AIDS, as well as courses on gender and sexuality, healthy sexuality and sexualisation, and stigma and discrimination. Courses are offered regularly, and groups and other organisations can also request special presentations/workshops free of cost. Courses are offered virtually and in person (depending on demand). Email: deputy@redcross.org.ky for more information.

First Aid & Basic Life Support

There are various training providers for First Aid, CPR/AED and aquatic emergencies. The names and content of these courses vary according to the accrediting body and syllabus, but for the most part the course content is very similar and aims to arm participants with the knowledge and skills to be able to respond to a medical emergency. Certifications are usually valid for two years after which one must do a refresher.

EDUCATION 23 394 CAYMANRESIDENT 202 3 »

Some will teach kids as young as nine, others prefer them to be at least 15.

The Cayman Islands Red Cross offers the American Red Cross (ARC) syllabus and certification in the following courses: Infant/ Child/Adult First Aid, CPR and AED; Lifeguarding and Basic Water Rescue. All certifications are valid for two years. Contact the First Aid Training Manager on (345) 925 0715, email: firstaid@ redcross.org.ky or visit www.redcross.org.ky for further information about training opportunities, course prices and dates.

Fitness Connection teaches American Safety and Health Institute (ASHI) CPR/AED courses. You can book CPR/AED courses for corporate, small groups and one-on-one. For more information call (345) 949 8485 or email: fitness@fitness.ky.

CPR Respiratory Cayman/Melissa Shaw is a certified instructor for the American Safety and Health Institute. She offers the following courses for medical professionals: ASHI Advanced Cardiac Life Support, ASHI Basic Life Support, ASHI Pediatric Advanced Life Support, ASHI Basic and Advanced First Aid. She also offers courses for non-medical professionals: ASHI Child/Babysitting Safety and Paediatrics, CPR AED, First Aid CPR AED. For more information or to schedule one of these CPR courses, please email: melissashawky@gmail.com or call (345) 926 0219.

Mike Nelson of Cayman Sea Elements offers the full Emergency First Responder (EFR) certification course either at Clever Fish, schools, offices, churches or at home. The certification is valid for two years. The course covers practical and theoretical adult, child and infant CPR, AED and First Aid including administering EPI pens. A Water Safety course for caregivers and parents is also offered. Call (345) 936 8687 or email: info@cleverfishcayman.com. Many dive operators also offer the EFR course as this is a PADI training requirement for more advanced dive certifications.

LifeLine is a non-profit organisation focused primarily on creating and maintaining a national AED (Automated External Defibrillator) database that, with Government's support, will permit 911 operators to identify the closest AED in the case of a cardiac emergency and also automatically

contact first responders linked to a particular AED. For further information on how you can contribute to LifeLine’s work in improving the cardiac arrest survival rates in our community, please visit their website (www.lifeline.ky).

Music Lessons

Twice a year, examiners from Trinity College London fly to Cayman to offer exams to students who have been preparing according to the Trinity music syllabus. Musical instruments are dutyfree and prices of instruments are reasonable. See the Shopping chapter for where to buy musical instruments and the Adult and Children's Activities chapters for information on music lessons. For piano tuning and repair services, contact Blue Water Piano on (345) 925 4535 or email: pianotunacayman@gmail.com.

Leadership Development

The YMCA’s Leader in Training Programme has been designed with young people and their needs at its core. Students will learn about the impact that they can make, the importance of their own voice and how to develop their own personal goals and dreams. The programme is designed to bring out the innate talent and abilities of each individual student while giving them the opportunity to develop valuable leadership skills. This course combines classroom learning with a wide variety of interactive and fun team tasks. As well as teaching students about goal setting and time management, they will also take part in a number of exercises that will allow them to express themselves and understand more about team dynamics and self-reflection. The trainees will have leadership tracks through the Y’s Camp, afterschool and Little League programmes, allowing participants to focus their service on key areas of interest. The programme is offered free of charge to teens age 12-17 and requires an application process. For more information, visit www. ymcacayman.ky/programmes/teens.

The YMCA also offers the Teen Lead On Programme which is designed for teens who demonstrate a desire to learn, lead, and serve. This unique programme will strengthen leadership skills utilising the experiential learning model. Comprising a variety of

workshops and seminars, Teen Lead On will utilise the Ropes Challenge Course and other adventure-based elements across the Island to provide teens with speciality leadership training. Globally, the YMCA has a rich history of leadership development programming, with a focus on social, emotional and cognitive youth development that helps you and your teen learn, grow and thrive. Teens who complete the programme will receive an official YMCA Leadership plaque and certificate that will assist with school and job applications. The teens will also be provided with opportunities to volunteer with YMCA programmes, with an expectation that they serve a minimum of 60 hours within 6 months of programme completion. The programme is offered free of charge to teens age 12-17 and requires an application and an interview process. For more information, visit www.ymcacayman.ky/ programmes/teens.

Water Rescue Courses

Fitness Connection also teaches (ASHI) CPR/ AED courses as well as SAI Safety Training Aquatic Rescue Courses and Starguard Life Guard training. Tel: (345) 949 8485, email: fitness@fitness.ky or visit www.fitness.ky. The Cayman Islands Red Cross offers a basic water rescue certification where you will learn how to rescue victims from pools and open bodies of water and participants are taught how to react in these situations. See www.redcross.org.ky to book a course or for more information.

Wine Courses

Wineschool3 offers wine, spirit and cocktail bartending courses and provides an internationally-recognised certification by the Wine and Spirit Education Trust and a bartending accreditation by Shaker Bar School. The courses, some in partnership with the NWDA, equip students with an understanding of the industry. Courses vary in duration and attract students from restaurants and hotels, as well as the general public. Visit www.wineschool3.com to see upcoming course dates.

Cayman Wine School also offers premium learning courses with professional educators. Visit www.caymanwineschool.com.

EDUCATION 23 » www. caymanresident .com 395

& Drink Food

After a difficult couple of years due to the COVID-19 pandemic, 2022 saw the return of both stayover and cruise ship tourists. This meant that Cayman’s food and beverage scene no longer had to rely solely on the Islands’ residents, and the industry received a much-needed boost. Throughout 2022, bars and restaurants continued to host events, new and old, where residents and visitors could come together and rejoice in their shared foodie passion. The Island went coconuts in February for the 7th annual Coco Fest, celebrating local cooks, farmers and more. June saw the return of Cayman’s Live Street Food Festival, accommodating some of the Island’s top vendors for an evening sampling the best dishes on offer across the Island. Pirates Week expanded into a three-monthlong festival celebrating the Islands’ culture, heritage and talent and showcasing fantastic local food and drinks. Chef Eric Ripert and a roster of world-renowned chefs are set to return in January 2023 for an intimate food and drinks festival at the 14th annual Cayman Cookout! And Cayman’s other annual events such as Taste of Cayman, Restaurant Month and Cayman Cocktail Week all return in 2023 and all celebrate authentically prepared food and the best tipples on-Island.

PLACES TO EAT

For a complete list of Cayman’s bars and restaurants, visit www. caymangoodtaste.com or download the recently launched Cayman Good

available on both iOS and Android.

FOOD & DRINK 24 396 CAYMANRESIDENT 202 3 » Places to Eat 396 - New Openings 398 - Cafés, Bakeries & Bistros 398 - Vegetarian & Vegan Food 399 - Kosher Food 399 - Waterfront Dining 399 - Dining on a Budget 400 - Dog-friendly Restaurants 400 - Food Delivery Service 400 - Food Trucks 400 - Tipping 401 Bar & Club Scene 401 - Cigar Bars 402 - Mixology 402 - Live Music Scene 402 - Catching 'The Game' 402 Supermarkets 402 - International Groceries 403 - Farmers Markets 403 - Buying Fresh Fish 403 - Local Flavours 404 - Goods Produced Locally 404 - Gourmet Food 404 - Buying in Bulk 404 Beer & Wine 404 - Local & Specialty Beer 404 - Liquor Stores & Wine Merchants 405 - Duty on Alcohol 406 Culinary Things to Do 406 - Monthly Culinary Events 406 - Annual Culinary Events 406 - Cooking Classes 406 - Full Moon Celebrations 406 - Sunday Brunch 407 - Wine Tasting & Dinners 407 Catering 407
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Taste app (SEE
Photos courtesy of Rebecca Davidson, Creations Unlimited, Carlo Lee & Julie Corsetti

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Browse by cuisine type, area, price and more using the comprehensive search capability. You will also find promotions and foodie events here. Follow them on Facebook (www.facebook.com/caymangoodtaste) and Instagram (@caymangoodtaste) for regular updates and giveaways. Pick up a copy of Cayman Good Taste magazine from most hotels and grocery stores for your guide on the go.

New Openings

Despite the economic impact COVID-19 had on the hospitality industry, bars and restaurants continued to pop up across Cayman in 2022, with more promised throughout 2023. Unique, a spot specialising in locally-sourced ceviche, seafood and cocktails, opened on George Town’s waterfront, adding to the growing number of foodie destinations in the Island’s capital. Also in George Town, The White Whale launched in place of Bar Crudo and has become a popular post-work spot for a great sunset view with a varied menu, including

fresh fish, vegetarian and vegan options. In George Town’s Cannon Place, San Si Wu Noodle Co. began serving their traditional, handmade Chinese noodles and dumplings. Located in The Grove, Door No. 4 welcomed cocktail lovers to try their fresh and fun drinks served alongside re-creations of old-time classics and paired with unique bar snacks and small plates from the kitchen. Also along Seven Mile Beach, woto began serving up chef-crafted sushi, poke and ceviche uniquely inspired by Cayman’s tropical surroundings. In Camana Bay, The Edgy Vedge, a fully plant-based eatery and marketplace, is a haven for the herbivores among us. Up in West Bay, Bayside opened its doors to lovers of coffee, cocktails, pizza and more. It’s a great spot for breakfast and watching sports events, and they sometimes host late-night DJ events. In Savannah, on the oceanside cliffs of Pedro St. James, Thatch & Barrel offers craft cocktails, tasting plates and weekend brunch, and in Country Corner, Fresca offers healthy eats for pescatarians, vegetarians and vegans. Over

in East End, La Casita said “hola” to taco and tequila lovers at their Mexican restaurant.

2023 promises to deliver even more foodie newbies across the Island, including The Hive, on Canal Point Drive, aiming to be a hub of funk and soul with three food concepts and buzzing vibes. In The Grove, Mykonos by LXL will be a Greek getaway featuring an in-house bakery and vast wine and champagne selection.

Cafés, Bakeries & Bistros

The Island is home to several fantastic cafés where diners can seek out tasty breakfasts and lunches, as well as freshly baked bread, cakes and pastries. Café del Sol, with locations at Marquee Plaza on SMB and Country Corner in Savannah, has served coffee and an assortment of baked goods and sandwiches to Cayman for over 20 years. Other established coffee houses include Paperman’s Coffeehouse, which has three locations, the Strand Shopping Centre, Windjammer Plaza and Midtown Plaza, and Jessie’s Juice Bar and Café in Camana Bay. You can visit The Pantry at Seafire, located just off the lobby of the chic Kimpton Seafire Resort + Spa, for freshlybaked pastries, sandwiches, fresh salads, local fruit smoothies, pressed juices and steaming hot espresso. Icoa Café in Seven Mile Shops on West Bay Road is famous for its tasty cakes and wide range of lunch options. The Brasserie Market in Cricket Square serves sandwiches and salads, along with soups, hot lunches and pastries, etc. Their daily specials are posted on their Facebook page. In George Town, you will find Starbucks in Monaco Towers offering coffee, light lunches and breakfast snacks, Water & the Elephant, a speciality coffee bar and café located in the Cayman Technology Centre, Coffee Point Cayman, a lively spot for the Monday to Friday breakfast and lunch crowd with daily changing specials, South West Collective with a great all-day food menu that includes salads and freshly prepared smoothies, delicious espressos and fresh pressed juices and Bluestone Lane Café, a brunch and lunch destination in central George Town with hot and cold caffeinated

FOOD & DRINK 24 398 CAYMANRESIDENT 202 3 »
Another really useful guide from Acorn Media (345) 946 3200 | info@acorn.ky | www.caymangoodtaste.com Browse the magazine, read the special features, admire the photography and choose your next dining experience Go online for full menus, restaurants that deliver, promotions, reservations, reviews and much much more... Download the app for quick access to menus, events, promotions and to make reservations ‘Like Us’ and join 1000s of others for Cayman’s culinary gossip, the latest news and last minute deals New for 2023 GET THE INSIDE SCOOP ON CAYMAN’S CULINARY SCENE BARS RESTAURANTS EVENTS PROMOTIONS * * *

beverages. Petit Paris, a popular French bakery in Camana Bay, offers an array of baked goods, lunch items like soups, salads and sandwiches on freshly baked baguettes, sweet treats imported from France and more. Pane & Pasta offers sandwiches and lunch options to go, Carnivore serves delistyle sandwiches, meats, sides and salads for lunch, and while you're there, pick up your meat cuts for a quick dinner at home! West Indies Wine Company offers a full sandwich and salad menu for a graband-go bistro-style lunch and Starbucks offers high-quality coffees from around the world, a selection of teas and a range of sweet treats and sandwiches. Gelato & Co. and Häagen-Dazs offer frozen treats for all ages to enjoy, whether it’s a gelato cake, scoop or baked sweet treat, or a HaagenDazs sundae, banana split or cone or cup by the scoop, there’s a flavour for everyone.

Over in North Side, Kaibo Beach Espresso coffee shop is open for breakfast from 8am daily. Sample their freshly roasted Colombian coffee and straight-out-of-theoven pastries. Their warm, flaky croissants attract a large crowd daily and go fast. They also offer hot breakfast paninis, fruit salad and gluten-free muffins and brownies.

Vegetarian & Vegan Food

There are several great options on the Island for vegetarians and vegans. Bread & Chocolate, located on the corner of Edward Street and Dr Roy’s Drive in George Town, offers health-conscious yet hearty all-day vegan breakfast, lunch and dinner options. Don’t miss their house-made pepper sauce! Island Naturals Café in Coconut Plaza off West Bay Road is a popular lunchtime and early dinner spot seven days a week. They cater to healthy appetites offering delicious, daily specials with lots of gluten-free and vegan options. VIVO at the Lighthouse Point Resort on NW Point Road in West Bay offers delicious, plant-based food with lots of gluten-free options. Fresh Kitchen & Coffee have a range of vegetarian and plantbased options alongside freshly pressed juices and smoothies. Agua Restaurant has a ‘healthy lunch’ section on its lunch menu

that includes vegan salads and glutenfree substitutes. Jessie’s Juice Bar and Café in Camana Bay is a popular juice bar offering raw, cold-pressed juices as well as vegetarian health foods that are fresh, local, organic and natural. Also in Camana Bay is the newly opened The Edgy Vedge, a fully plant-based restaurant and marketplace. South West Collective in George Town has a very similar menu with fresh options. Britta Bush, a well-known, natural food vegan chef, owns Saucha (sow-tcha), which produces plant-based, organic and fermented foods, including krauts, kimchi, kombucha and artisanal sourdough bread; available on the Bento app and at artisan markets and food festivals. The Brasserie Market, off Elgin Avenue, has a wide selection of home-grown produce and many vegan lunch options. You will also find that most menus on the Island feature vegetarian and dairy-free options. Tillies, Yoshi Sushi, Thai Orchid, China Village and even fast-casual spots like Singhs Roti Shop and Al La Kebab have very inclusive menus for dietary substitutions.

Kosher Food

The Cayman Islands has a small, vibrant Jewish community, and a variety of kosher food products can be sourced in Grand Cayman. Foster’s (SEE AD PAGE S 347 & 397 ) , Hurley’s and Kirk Market have good selections. For kosher wines, try The Tasting Room in Caribbean Plaza and Blackbeard’s liquor stores. The organisation Chabad Cayman hosts regular Shabbat dinners that are open to anyone. Visit www.chabadcaymanislands.com for more information.

Waterfront Dining

Cayman has an enviable number of places to eat while overlooking the water. In the South Sound area, there is Grand Old House (Tel: (345) 949 9333), which offers classic and international dishes in an old-world setting and is a great space for hosting large events, and Sunset House (Tel: (345) 949 7111) a laid-back tiki bar serving casual food and great cocktails. Divers can even

check out Sunset House’s very own house reef before enjoying a meal on the veranda. On the George Town waterfront is Casanova Ristorante (Tel: (345) 949 7633), a lively and family-friendly, authentic Italian restaurant that specialises in house-made pasta and pizza. Cayman Cabana (Tel: (345) 949 3080) is a bar and restaurant with an oceanfront deck that serves fresh, locally sourced fare. The Lobster Pot (Tel: (345) 949 2736) is a popular seafood restaurant with a waterfront deck. Silverside (Tel: (345) 749 3434), overlooking popular snorkelling spot Eden Rock, serves relaxed beers and cocktails from their outdoor patio and delicious fresh fish from their restaurant. George Town Yacht Club (Tel: (345) 947 4892) is located at the Barcadere Marina and has a great seafood and bar food menu. Kids will love the swimming pool!

The Seven Mile Beach area has an array of great restaurants with waterfront views. The Ritz-Carlton, Grand Cayman (Tel: (345) 815 6912) features six premier bars and restaurants, including Blue by Eric Ripert, an AAA Five Diamond Restaurant, Seven, an upscale steakhouse serving Niman Ranch cuts, Bar Jack, a casual beach bar, Taikun, an authentic Japanese restaurant, Andiamo, where Italian cuisine meets a casual Caribbean ambience and Silver Palm Lounge, a refined bar and lounge. Ave (Tel: (345) 746 4111), located at the Kimpton Seafire Resort, offers coastal Mediterranean cuisine. Coccoloba, also at the Kimpton, serves a mash-up of culinary influences from our Island and coastal Mexico (no reservations necessary). LUCA (Tel: (345) 623 4550), another upscale restaurant on the beach, serves contemporary Italian food. Tillies (Tel: (345) 949 3491) has a great menu you can enjoy with your toes in the sand, and their sister restaurant, Paradise Pizza (Tel: (345) 746 7777), serves some of the best wood-fired oven pizza on-Island. Camana Bay has a variety of waterfront restaurants, including Mizu Asian Bistro + Bar, a stylish Asian-inspired restaurant and bar, Pani Indian Kitchen, authentic Indian cuisine, KARoo, cocktails

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and tapas, The Waterfront Urban Diner, American classics for an affordable price, The Brooklyn Pizza + Pasta, flavour-packed Italian and American cuisine in an edgy, urban and industrial-chic setting along the waterfront, Union Grill & Bar, a chic steakhouse and seafood restaurant on the Crescent and Agua, a popular waterfront restaurant featuring the best Italian cuisine with a Peruvian twist. West Bay also has an excellent choice of upmarket restaurants. Morgan’s is located at the Cayman Islands Yacht Club and has a wonderful seafood menu and a lovely breeze. Also in the Yacht Club is bàcaro (Tel: (345) 749 4800), an authentic Italian ‘tapas-style’ restaurant and wine bar. Cracked Conch and Macabuca both offer stunning views and excellent alfresco dining. Visit Cracked Conch for white tablecloth service and a trendy bar setting. Their signature conch dishes are legendary.

the North Sound with a lovely cool breeze. Right next door is Tukka West for a taste of Australian and Caribbean cuisine with a view. Bayside (Tel: (345) 949 6663) is another great option up in West Bay, serving amazing pizzas, an assortment of tasty dishes and offering a new specials menu each week.

In Bodden Town, there is South Coast Bar & Grill, where diners can enjoy tasty local fare right on the beach, and Czech Inn Grill for a relaxed lunch or dinner during a road trip to East End. Upstairs at Kaibo overlooks the beach and serves upscale cuisine on the sea view veranda. Try the awarded Chefs Tasting Menu and Rare Rum Bar. A water taxi is available upon request and can also take you to the acclaimed Rum Point Club & Restaurant (Tel: (345) 947 9412), home of the mudslide, beach BBQs, sumptuous seafood dishes

Dining on a Budget

Dining out in Cayman doesn’t have to break the bank. The Island’s impressive roster of restaurants includes many budgetfriendly options. Gino’s Pizzeria (SEE AD THIS PAGE ) is an island favourite, serving New York-style pizzas, tasty hot and cold subs, chicken wings and more. Open daily from 11am. Other budget-friendly options include Al La Kebab, Burger Shack, Chicken! Chicken!, China Village, Cimboco, Eats Café, Latin Taste, Pico Taqueria, Singh’s Roti Shop, The Sunshine Grill and Wok N’ Roll, or try any of the Island’s fast-food restaurants. Discover promotional deals at www. caymangoodtaste.com.

Dog-Friendly Restaurants

Most venues with outdoor areas will be happy to accommodate your dog; however, it is a good idea to call ahead to be sure. Some places that are openly dog-friendly include Coccoloba, The Fish Bowl, Gelato & Co., Häagen-Dazs, KARoo, Macabuca and Salty’s. Keep your dogs on a leash and seated under your table.

Food Delivery Service

Many local restaurants offer delivery services. By ordering directly with the restaurant, you ensure the restaurant isn’t losing any commission to third-party delivery services. Let’s Eat and Bento allow users to order from a selection of Cayman’s most popular restaurants and track their food delivery in real-time using their iOS and Android-friendly apps. Island Grub (Tel: (345) 923 7974) has served the Island for a number of years and delivers food and wine to your door from over 80 restaurants.

Food Trucks

Al La Kebab has a food truck called The Purple Monster, operating from the entrance to Selkirk Drive in Red Bay. On the same lot is Good Mood Food Co., which serves a variety of tasty and indulgent sandwiches and burgers daily. A newcomer to the food truck scene is Murph’s Kitchen, located by Cayman Spirits Co. off the Butterfield roundabout. The Burger Shack food truck

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PIZZA, WINGS, BEER AND MORE... DELIVERED FRESH TO YOUR DOOR! www.ginos.ky ginoscayman

is parked in front of Country & Western Bar seven days a week. Casa 43 offers tacos and Mexican street food from its truck outside the Cayman Islands Brewery on Shamrock Road. Arepa 345 in the Regatta Business Park parking lot offers a variety of Venezuelan arepas and fillings. Boobies Food Truck is by the South Sound end of Walkers Road, just past the Flowers Apartments, selling international dishes, including Mexican burgers and pasta.

Tipping

The minimum wage for workers earning gratuities is CI$4.50 an hour, so tipping is an important part of a server’s income. Most restaurants include gratuities on the bill; however, it is good to check, as it is customary to leave a tip of around 15%.

BAR & CLUB SCENE IN CAYMAN

The Bar Scene

Cayman’s bar scene is lively and dynamic! For a full list, visit the ‘Bars’ section on www.caymangoodtaste.com. The most popular ones are:

All Stars Sports Bar (SMB) is a great place to play pool and beer pong. Food is available. Backroom (SMB) offers a setting reminiscent of the prohibition years with great cocktails.

Bevvy and the Lazy Lizard (SMB) are both popular spots, particularly after a SMB brunch on Sundays.

The Bird (SMB) is a hugely popular bar and restaurant known for its great vibes, late nights and delicious chicken sandwiches.

Coccoloba Bar & Grill at the Kimpton Seafire Resort + Spa (SMB) is part street taco joint, part beach hut offering expertly mixed margaritas and icy cocktails.

Craft F&B Co. (SMB) is a popular gastro pub with a large list of craft beers on tap.

Door No.4 (SMB) is Cayman’s newest cocktail bar, serving classic and contemporary drinks as well as delicious small plates.

Fidel Murphy’s (SMB) attracts many residents, particularly to their Friday karaoke nights.

Kaibo Beach Restaurant (North Side) offers a fun and tasty menu as well as signature cocktails and their famous mudslide.

KARoo (CB) is a popular after-work venue,

offering cocktails, tapas and a daily happy hour.

Legendz (SMB) is a popular sports bar with lots of comfortable seating and big screens. The Lodge (SMB) is a fun bar with weekly live music and karaoke events.

Lone Star (SMB) is a bustling, Texas-style bar, great for live music and TexMex food. Macabuca (WB) is a great spot to watch the sunset, and divers can jump into the water right in front of the bar for a night dive. Mango Tree (GT) has a popular outdoor bar and often hosts karaoke on Thursdays.

My Bar at Sunset House (GT) is a relaxed oceanfront bar just south of George Town. It’s the perfect place to watch the sunset and planes arriving on-Island. Next Door (CB) is a cocktail bar from the restaurateurs behind Agua. As the name would imply, it is located next door to Agua on the Crescent.

The Ritz-Carlton, Grand Cayman (SMB) offers a vibrant yet refined nightlife. Silver Palm Lounge boasts an exquisite cocktail menu, with live entertainment every Friday and Saturday

evening. Taikun, Grand Cayman’s gourmet sushi restaurant, offers delectable Japanese cuisine and the Island’s largest sake selection. Sandbar (GT) is a fun waterfront daiquiri bar and grill that has live music weekly.

Tillie’s (SMB) is a chic beach bar and great for happy hours.

Union Grill & Bar (CB) is Camana Bay’s newest bar and restaurant, located on the water on the Crescent and offering an artisanal cocktail menu.

West Indies Wine Company (CB) offers wines and beer on tap and prosecco, spirits and light bites from its menu.

The Wharf (GT) is a premier waterfront restaurant that is known for its Tuesday Salsa Nights and the Boogie Nights Old School Dance Party each last Friday of the month.

The Club Scene

Grand Cayman is a small island, so there are only a handful of clubs. Many bars adopt a nightclub feel later in the evening. Lillie's (SMB) is a busy late-night lounge and nightclub with a younger clientele located

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A whole new way to get the most out of Cayman’s culinary scene. Download the Cayman Good Taste app today BARS RESTAURANTS MENUS EVENTS PROMOTIONS RESERVATIONS

Great wines

No retail outlets

Cellar Prices

Interesting wines from around the world

Wines for everyday drinking and special occasions

Free delivery island-wide

Other services include shipping and Customs clearance of private collections to Cayman and storage in our climate controlled cellar.

above Spanglish in the Strand Shopping Centre. The Lodge (SMB) is a late-night bar located below Lillie's nightclub, which hosts a weekly array of fun themed nights and live music. Seven Mile Lounge (SMB) is a late-night lounge with live music, booth seating and cocktails.

Note: Cayman observes a day of rest on Sunday, so bars and restaurants stop serving alcohol at midnight on Saturday, and no live music is permitted on Sundays. Dine-in beverages continue with Sunday morning brunch openings across the Island, and select retail locations now sell alcohol on Sundays for limited hours.

Cigar Bars

For the perfect casual cigar scene and a wonderful range of quality cigars, Backroom in Regency Court boasts an expansive cocktail list and Cuban cigar selection, and Stogies Cigar Bar, across from George Town waterfront, offers a selection of spirits and cigars.

Mixology

The art of mixing the perfect cocktail is highly regarded on-Island. Luckily, bars and restaurants rise to the occasion, creating wonderful, innovative concoctions. We even have a whole week dedicated to the art of the cocktail every October for Cayman Cocktail Week. See Culinary Events in this chapter for more information. Try Anchor & Den for their gin-centric, apothecaryinspired cocktails and chilled ‘lounge’ vibe, bàcaro for their handcrafted cocktails and delectable small plates, Door No. 4 at The Grove for innovative tastes as well as recreations of old-time classics, and Next Door in Camana Bay for a speakeasy-style bar and cocktails inspired by the Island. Fusion Mixology (Tel: (345) 923 9296) is a professional bartender service for all your event needs.

Live Music Scene

Cayman has a dynamic and diverse music scene. Some great spots for live music include bàcaro, Coccoloba, Kaibo, Ms. Piper’s, Next Door, Sandbar, Silver Palm Lounge, Tortuga Beach Bar, The Wharf and the Wyndham Reef Resort. Download the What’s On Cayman app for more details.

Catching ‘The Game’

Cayman is home to sports fans from across the world, and local bars and restaurants do their best to accommodate them. Salty’s, KARoo, Fidel Murphy’s, Legendz, Lone Star, Pirate’s Den (PDs) Pub and Coconut Joes all boast plentiful big screens, tasty food, drink specials and good service.

SUPERMARKETS

Cayman’s supermarkets are very comparable to large North American grocery stores in terms of brand range. They carry most major US and Canadian brands, as well as USDA-certified meats, UK brands like Waitrose, lots of fresh fish, meats and a

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variety of fresh vegetables and fruit. All the supermarkets carry organic products; however, fresh organic fruit and vegetables from the US have to travel far to get here, unlike locally grown produce. The supermarkets sell very good meat, but the freshness of certain cuts of fish can vary between different stores. Ask when the fish came in and which is the freshest.

Supermarkets

Foster’s (Tel: (345) 945 3663) has five locations: Airport Centre (George Town), Camana Bay (Seven Mile Beach Corridor), Republix Plaza (West Bay), Countryside Shopping Village (Savannah) and a Foster’s Express, opposite Morritt’s Tortuga Club in East End. All locations are open Monday to Saturday, 6.30am-10pm, except Foster’s Express in East End, which is open Monday to Saturday, 7am-7pm. All locations are open from 9am-6pm on public holidays and closed on Sundays. Foster’s is well known for its fresh produce, meat and fish, locally produced goods and wide variety of speciality, organic and dietary-specific products available at an inclusive range of price points. Foster’s is also the exclusive distributor of Waitrose products from the UK, and at Christmas time, they stock seasonal favourites, which get snapped up quickly! While all Foster’s stores maintain a similar format, their largest Camana Bay location provides the widest variety of organic and speciality products, as well as prepared meals for lunch and dinner. Foster’s Go!, their online shopping service, allows customers to shop and pay for their favourites online, from any device, and either pick up their order in-store (select stores only) or have it delivered. Visit www. shop.fosters.ky for more information or download the Freshop app from the Apple and GooglePlay stores. SEE AD PAGE S 347 & 397 Bay Market Café (open 6.30am-9pm Monday to Saturday) is a ‘Whole Foods’ style café located inside Foster’s Camana Bay, featuring a coffee and juice bar, all-day breakfast, light fare, gourmet salads and sandwiches, Asian-inspired wok and sushi, a grill bar, soup and salad bar, and hot and cold buffet-style options from the Caribbean and

around the world. Choose from their large cheese section and enjoy pastries, cakes and bread baked fresh daily. Indoor and outdoor seating is available to patrons. Customers can skip the line and order the food they love from Bay Market Café by visiting www.baymarket. ky. Orders are available for pick up on the same day. Delivery is available for a small fee within Camana Bay only.

Hurley’s Supermarket (Tel: (345) 947 8488) at Grand Harbour Shoppes in Red Bay is open Monday to Saturday 6am-9pm and sells a large assortment of organic produce, well-known local and international brands, a variety of freshly made cold options and hot meals from their Fresh Kitchen. Hurley’s offers catering services and speciality cake orders. They launched online shopping for either pickup or delivery through their App, available on the Apple App store or at www.hurleys.ky.

Kirk Market (Tel: (345) 949 7022) is between George Town and Seven Mile Beach on Eastern Avenue and is open Monday to Saturday, 6.30am-9.30pm. Visit www.kirkmarket. ky. Kirk Market offers a wider selection of gourmet, natural, organic, gluten-free and more special dietary foods than any other grocery store on-Island. In addition to these specialty categories, you will also find an extensive offering of well-known grocery brands. Kirk Market’s produce department features a diverse range of quality fruit and vegetables from both local and international farms. You will also find a full-service butcher counter, a bakery, a gourmet deli that features a chef-inspired Mediterranean bar and a delicious hot bar and salad bar. Their in-house florist can create floral arrangements for any occasion or event. Kirk Market is also home to Kirk Pharmacy, which can be reached by calling (345) 949 7180. SEE AD PAGE S 17 & 348

International Groceries

The Oriental Market opposite Anderson Square in George Town is great for finding international ingredients. They stock a wide range of dry and canned Pan-Asian goods from China to Thailand. Open MondaySaturday 9am-5pm and Sundays 10am-

12pm. Tel: (345) 949 1109. Find their second location in Pasadora Place, open on Monday-Saturday from 1pm-8pm. Tel: (345) 947 6000.

Farmers’ Markets

You can purchase an abundance of fresh, homegrown (and mostly organic) produce from the Island’s local farmers’ markets. Get there early to take full advantage.

Camana Bay Farmers' Market & Monthly Artisans'

Market

During the summer, discover all things grown in Cayman at the weekly Camana Bay Local Harvest Market on Wednesdays from 10am-4pm. Local farmers from around the Island gather to offer fresh produce and locally farmed goods in stalls under the solar array opposite Jessie’s Juice Bar, and once a month, artisans join them to line the Paseo, providing hand-crafted speciality goods and gifts. During high season you will find a combined Farmers' and Artisans' Market lining the Paseo with adjusted hours. For up-to-date information, visit www.camanabay.com.

Market at The Cricket Grounds

This vibrant and lively market is open Monday to Saturday from 7.30am-6pm. Located on Huldah Avenue, next to the cricket pitch in George Town, we recommend you get there before 8am on Saturdays. You can buy fresh local produce, fresh-caught fish, meats and eggs, as well as sample traditional Caymanian cuisine. Purchase unique souvenirs and gifts, handmade crafts and artwork, traditional straw work, preserves, sauces, seasonings, natural beauty products and jewellery made with shells or the precious Caymanite stone.

Buying Fresh Fish

Cayman’s fishermen do a great trade, and on almost any day of the week, you can buy fresh fish on the waterfront in downtown George Town next to Cayman Cabana, although the future of their location has faced challenges. Fishermen anchor their boats offshore, set up tables on the beach and display their fresh catch. Charging approximately CI$4.50 per pound, they

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sell the fish on the bone, but they will fillet it for you. You can also try the Market at The Cricket Grounds next to the cricket pitch on Huldah Avenue in George Town for fresh fish brought in several days a week by local vendors. The supermarkets sell the types of fresh fish you cannot get from local fishermen, such as salmon (wild and farm-raised), cod, catfish, sole, swordfish, haddock and trout. Do not buy local grouper as it is critically endangered. A better choice is the similarly white flaky lionfish, which is invasive.

Local Flavours

If you are new to the Island and have not sampled an authentic Caymanian dish, such as conch stew or a fresh fish fry, stop by one of Cayman’s favourite local spots, including Amelia’s Kitchen (George Town), Grape Tree Café (Bodden Town), Heritage Kitchen (West Bay), The Caboose (North Side) and Vivine’s Kitchen (East End). Be sure to top off your meal with one of Cayman’s sweet ‘heavy’ cakes made from cassava or corn.

Goods Produced Locally

Tortuga Rum Company (Tel: (345) 623 7701) manufactures delicious rum cakes that you can watch them make. Cayman Spirits Co. (Tel: (345) 943 4786) produces locally distilled Seven Fathoms Rum, matured at seven fathoms in Cayman waters! Call for a tour of the 5,000sq ft facility or email: tours@rum.ky. Cayman Sea Salt sells its locally produced sea salt in most supermarkets, gift shops and at the Pure Art Gallery. Email: caymanseasalt@candw. ky. Their sister company, Cayman Cookie Company, produces gourmet artisanal cookies with a hint of Cayman sea salt. Find them at most supermarkets. Cayman Islands Brewery (Tel: (345) 947 6699) produces 12 locally brewed beers that people can sample at the factory in Prospect. Kombucha tea is brewed on Island at Jessie’s Juice Bar and by Elizabeth Chisholm, who can deliver a range of flavours, including decaf varieties. Email: kombuchabyelizabeth@ gmail.com. Saucha (Tel: (345) 926 0508)

also makes kombucha that is available at major grocery stores and health-minded restaurants. They are also a producer of artisan sourdough and a variety of ferments. For over 30 years, Cayman Honey (Tel: (345) 947 1255) has been produced by bees owned by Sybil and Otto Watler and is well known as a local delicacy. They operate out of a house in Savannah and are very welcoming to visitors who would like to sample and buy their honey. They also sell it in the local grocery stores. Cayman Islands Sauce Company (Tel: (345) 516 2467) produces a hot sauce from the extremely hot scotch bonnet pepper. Carol Hay of Cayman Pepper Patch makes Gourmet Pepper Jelly that can be bought at supermarkets and select gift shops on Grand Cayman and at Mary Lou’s liquor shop in Cayman Brac. Tomfoodery Kitchen’s locally made and bottled line of ‘Fiyah’ hot sauces is very popular. They can be purchased directly from the restaurant in Camana Bay From April to October, Hank Ebanks can be found on the roadside outside the Mango Tree restaurant selling live white land crabs.

Gourmet Food

Carnivore Premium Meats

Carnivore, in Camana Bay, is the first chophouse of its kind in the Cayman Islands. They offer hand-crafted and premium products sourced from sustainable ranchers and local farmers. Call (345) 640 6328 or visit www.carnivore.ky.

Foster’s - Camana Bay

The Foster’s location at Camana Bay (open Monday to Saturday, 6.30am-10pm) offers the brand’s widest selection of organic and speciality products on-Island. In the ‘premium’ range, they sell a variety of jams, olives, sauces, spices, exotic fruit and vegetables (all organic), as well as an impressive assortment of cheese! They even sell fresh, organic dog food. SEE AD PAGE S 347 & 397

They also feature fresh local produce and an impressive selection of natural, organic and gluten-free products. Call: (345) 949 7022 or visit www.kirkmarket.ky SEE AD PAGE S 17 & 348

The Tasting Room

Sells Italian olive oil, balsamic vinegar and honey. On request, they will prepare gourmet picnics and gift baskets filled with wine and amazingly delicious food. They also host monthly supper clubs. Located in the Caribbean Plaza on West Bay Road. Tel: (345) 322 4925.

Buying In Bulk

Buying in bulk can be very beneficial. It saves both time and money and is more environmentally-friendly. The below stores also carry a wide variety of canned and dry goods (great for stocking up on emergency supplies during hurricane season), frozen meats and seafood, a limited selection of fresh produce, and a selection of children’s toys, televisions, other electronics and more.

Cost-U-Less is in Governors Square off West Bay Road and is open Monday-Saturday, 8am-9pm. Tel: (345) 745 5377.

Priced Right offers warehouse shopping without a membership. Their wide selection allows you to find everything you need for your home and family. There are two stores, The Airport Centre (Monday-Saturday 7am-9pm) and Republix Plaza (Monday-Saturday 7am10pm). Both stores are closed on Sundays. Tel: (345) 815 1070 or (345) 949 3214.

Reflections Food 4 Less has two locations, MacLendon Drive (Tel: (345) 949 3797) open 24/7 and Godfrey Nixon Way (Tel: (345) 947 3663) open Monday-Saturday 7am-7pm. They both sell drinks, frozen food and canned and dry goods.

BEER & WINE

Local & Specialty Beer

Kirk Market

In addition to well-known grocery items, Kirk Market carries an excellent selection of fine gourmet foods from around the world.

You can find most of your favourite American and international beers at Cayman’s bars and restaurants. For a good selection of draught Irish beers on tap,

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head to Fidel Murphy’s Irish Pub & Restaurant. There are also a few home-grown breweries on-Island that produce their own locally crafted beers.

Cayman Islands Brewery Ltd. (Tel: (345) 947 6699) produces 12 beers year-round and creates some seasonal beers. There is also a tap room on site, so you can sit and enjoy the beers while watching the brewers hard at work through the windows into the filtration room. They recycle all their spent grain and donate it to local farmers. Investment in a new aluminium bailer has allowed them to reduce the amount they are contributing to the landfill. The brewery is aiming to become carbon neutral by 2025.

19-81 Craft Brewery (Tel: (345) 945 0440) is devoted to creating premium quality craft beers, starting with their three signature hand-crafted beers, Island Session, the Cayman Blonde and their Tropical IPA. 19-81 beers are available on tap at several local bars and restaurants and can be bought in cans at Jacques Scott. You can visit them at their dedicated tap room on Dorcy Drive.

KARoo (Tel: (345) 946 6633) has an excellent selection of international beers and is a popular ‘watering hole’. Draft beers include Hoegaarden, Guinness, Magners Cider and Stella Artois. Their bottled beers include an ever-changing list of products from North America, Europe and the popular local beers from Caybrew.

Craft Food & Beverage Co. (Tel: (345) 640 0004) boasts the largest selection of craft beers on-Island. The beer menu features over 10 beers on tap, ranging between local and international selections.

The GT Outpost (Tel: (345) 916 3066) on George Town’s waterfront offers a unique selection of craft beers from around the world and has a dedicated beer wall showcasing their collection.

Liquor Stores & Wine Merchants

Blackbeard’s is a premier retailer of fine wines, beers and spirits. Blackbeard’s carries a wide selection of the world’s leading brands with monthly beer, wine and spirit promotions. Each location features craft beers suitable for all tastes, as well as eclectic and exclusive wines, spirits and alcoholic beverages from the top regions. It also has a full range of sodas, juices and mixers, as well as snack items. Blackbeard’s stores are always on your way home with seven convenient locations across Grand Cayman and Cayman Brac. For locations and opening hours, visit www. blackbeards.ky/locations. You can also shop online with free delivery www.blackbeards.ky.

Jacques Scott has seven stores across the Island with a huge array of quality wines, spirits and beer products. They pride themselves on high levels of friendly and knowledgeable customer service and ease of shopping for adult drinks. Jacques Scott also offers free delivery to your home or office anywhere in Grand Cayman. Call (345) 949 0277 or visit www. jacquesscottonline.com. A gift basket service to meet a range of budgets is available at the Wine Cellar location. SEE AD THIS PAGE

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Tortuga Fine Wines and Spirits has been family owned and operated since 1984 with several liquor store locations, including a store in Owen Roberts Airport. They sell their world-famous rum cake and other Tortuga products. Tel: (345) 623 7701.

Vino Veritas has no retail outlets but operates from its climate-controlled cellar. They hand-pick wine from small vineyards worldwide and sell it by the case, often at less than CI$20 a bottle. The cases can be mixed. They also have a large selection of French wines. When ordering wine from them, call and chat with Iain, their wine expert, who will recommend a mix of wines to fit your taste and budget. He will then deliver them to you at any address in Grand Cayman. Call (345) 526 8466 or email: info@vino.ky. SEE AD PAGE 402

Both a tasting room and an inspired shop, West Indies Wine Company, engages guests with a curated wine selection. Fancy something to eat with your glass of wine? Enjoy handmade charcuterie cheese boards and a range of light bites. They also serve beer, sparkling wine and Champagne by the glass. Purchase wine, Champagne and spirits by the bottle at retail prices, seven days a week. To contact them for more information, call (345) 640 9492 or visit www.wiwc.ky

Duty On Alcohol

Liquor carries a heavy duty in Cayman. This is reflected in liquor store prices and the cost of drinks at bars and restaurants. Duty on hard liquors like rum starts at CI$11.85 per litre. Duty on wine is CI$3.60 per litre, champagne CI$10.80 per litre, sparkling wine CI$7.80 per litre, overproof liquors CI$15.98 per litre, liqueurs CI$13.50 per litre and duty on beer is CI$1.95 per litre.

CULINARY THINGS TO DO

Food and drink-related events happen often in Cayman. Stay on top of the latest culinary happenings with the Events Calendar on www.caymangoodtaste. com or the new Cayman Good Taste app. Download the What’s On Cayman app for

Cayman’s most comprehensive source of what’s going on in the Cayman Islands.

Monthly Culinary Events

The Flavour Tour (Camana Bay)

Tel: (345) 640 9492

Get a taste of Camana Bay with The Flavour Tour, a foodie event not to be missed. Happening monthly on the last Wednesday of every month, this guided tour includes five stops and five tastes from Camana Bay restaurants ranging from Caribbean and Peruvian to Asian fusion, Indian, Italian and American cuisines. All dishes are uniquely curated with local ingredients and paired with refreshing cocktails and a sweet treat to end the night. Menus and the line-up of restaurants are set to change monthly. To book this foodie experience, visit www.eventpro.ky.

Annual Culinary Events

Cayman Cocktail Week

Cayman Cocktail Week is a celebration of all things sip-worthy in the Cayman Islands. On the last week of every October, enjoy a collection of almost-daily fun and interactive events focused on the art of the cocktail. For more information, visit www. caymancocktailweek.com.

Cayman Cookout

The Caribbean’s most-respected culinary event, hosted by Chef Eric Ripert, features a roster of world-famous chefs, sommeliers and mixologists at The Ritz-Carlton in Grand Cayman. Events include culinary demonstrations, tastings and dinners. The next iteration is scheduled for January 2023. Visit www.caymancookout.com.

Cayman Restaurant Month

Every October, foodies get to enjoy dining out at some of the Island’s best restaurants for the best possible prices. Participating restaurants create delicious 2-course and 3-course lunch and dinner menus at great value prices. Visit www.restaurantmonth.ky.

campaign. Followers have the chance to win gift vouchers for several of the Island's best restaurants by participating on social media. Visit www.caymangoodtaste.com for details.

Taste of Cayman Food & Drink Festival

Foodies gather in their thousands to experience classic local cuisine and new, refreshing tastes from further afield. In addition to delicious culinary offerings, festival goers can enjoy live music, chef demonstrations and fireworks. The much-anticipated return is scheduled for May 2023. Visit www.tasteofcayman.org.

Cooking Classes

Bon Vivant Kitchen Studio

Tel: (345) 623 2665

Email: info@bonvivant.ky

www.bonvivant.ky

Bon Vivant offers bespoke culinary experiences and private classes which are completely customisable to your group’s interests and experience. Celebrate a special occasion, enjoy a corporate teambuilding activity or pick up some new skills with a group of friends. Augment your special event with sommelierled wine pairings, cocktail mixology lessons or premium ingredient offerings such as truffle and caviar. A minimum of eight people is required. Children’s programming is available upon request. SEE AD PAGES 206 & 252

Saucha

Tel: (345) 926 0508

Email: britta@sauchaliving.com

Offers private and group cooking lessons across the Island, with a focus on vegan food using local ingredients.

The National Trust for the Cayman Islands

Offers traditional cooking classes of local Caymanian food. Visit www.nationaltrust.org. ky/events for a schedule of cooking classes or email: historic@nationaltrust.org.ky for more information.

Full Moon Celebrations

Savour the Summer

Through the summer months, Cayman Good Taste hosts their Savour the Summer

Kaibo’s ‘Luna del Mar’ dining experience started the full moon celebration scene. On the Friday closest to the full moon, you can enjoy a nine-dish sharing feast

FOOD & DRINK 24 406 CAYMANRESIDENT 202 3 »

on a torch-lit beach with lanterns, a fire pit and a DJ. Cayman Ferries operates a 25-minute water taxi service between Camana Bay and Kaibo; see www. caymanferries.com for details. The Cracked Conch and Macabuca on North West Point Road in West Bay share an outstanding oceanfront location, with a large deck that is great for full moon dining. Tukka West also hosts moon rising events throughout the year.

Food & Wine Societies

International Wine & Food Society (IWFS)

Cayman’s branch of the IWFS was first chartered in 1987, and they now have over 100 members. They host a number of events throughout the year, including wine tastings, dinners and cooking demonstrations. They also have a members-only wine inventory. Membership is only by invitation from another member. Visit www.iwfs.org/americas/ cayman-islands or see the Society’s Facebook page.

Slow Food South Sound

Cayman’s chapter of this international culinary group promotes the use of local and sustainable food, the preservation of local food cultures and the enjoyment of dining in a convivial setting. Email: slowfoodcayman@ gmail.com for information.

Sunday Brunch in Cayman

Restaurants are buzzing on Sundays between the hours of 11am and 3pm. They offer an impressive feast of fresh seafood, breakfast favourites, delicious desserts and unlimited prosecco or champagne. Reservations are a must. Popular choices include LUCA, & Den at the Marriott Beach Resort at The Ritz-Carlton, woto and Ferdinand’s at The Westin, Tillie’s at Palm Heights and Blue Cilantro. Agua and Ristorante Pappagallo both offer a family-style brunch. For a casual vibe with more affordable prices, try the BBQ Brunch at KARoo or Tukka for their buffet-style brunch.

Wine Tasting & Dinners

Many restaurants, such as Grand Old House, have dedicated wine bars and host wine dinners. See the Cayman Good Taste events calendar for upcoming events. The following companies offer wine classes and tastings.

The Tasting Room

Caribbean Plaza, West Bay Road, SMB

Tel: (345) 322 4925

Offers fantastic wine and food tasting evenings by reservation only.

WineSchool3

Unit 3, Paddington Place, Godfrey Nixon Way

Email: info@wineschool3.com

Offers a range of wine and spirit tasting classes, suitable for both small groups and large corporate gatherings of 100+.

CATERING

Many hotels and restaurants provide

experience, impressively varied portfolios and all offer a unique service.

Chellamella

Tel: (345) 925 5224

Email: chellamella.info@gmail.com

A unique private dining experience. The team creates a six-course menu that showcases local produce and demonstrates the variety of ingredients the Islands have to offer.

Food For Thought

Tel: (345) 945 2433

Email: info@foodforthought.ky

Catering services for corporate events, weddings and private parties.

Mise en Place

Tel: (345) 623 2433

Email: events@catering.ky

www.catering.ky

Premiere events catering company offering fully customised or packaged catering options

Let’s talk about how we can make your next special occasion delicious and memorable! Mention MISE2023 when booking and receive a complimentary welcome drinks package. Offer valid through 2023.

www catering ky

events@catering ky

24 » www. caymanresident .com 407

Married

The legal process for getting married in Cayman, as well as required documents, fees, wedding locations, photographers, what to do once you are married and more.

Cayman offers a superb location with picturesque views, pristine beaches, wonderful weather, great venues and plenty of professionals to help you organise your big day. Getting married in Cayman is also an easy process, allowing you to completely concentrate on enjoying your magical day in one of the most romantic destinations on the planet.

There are two very different processes for getting married in the Cayman Islands, depending on whether you are a resident or a

visitor to the Island. Residents must have their Banns of Marriage published by a Civil Registrar or Marriage Officer, also known as a wedding celebrant, for seven full days before the marriage can take place. This is to give anyone who might object to the marriage the opportunity to make their objection known, in writing, to the wedding celebrant. Most of the 90 marriage officers in the Cayman Islands are Ministers of Religion and can be contacted through their churches.

Visitors must be married under the authority of the Governor’s Special Marriage Licence, which can be arranged as soon as you arrive on-Island and costs CI$200. Most people select a wedding celebrant (a Civil Registrar/Marriage Officer) before they arrive so the wedding celebrant can assess all documents and check that they are in order. Doing this in advance will save you disappointment and ensure you have the correct documents to obtain your Special Marriage Licence. For more information on visitors marrying in Cayman, see the ‘Getting Married’ section of the Cayman Resident website: www.caymanresident.com.

If one party to the marriage is a resident and the other party is a visitor, the couple must be married by Banns. The resident party can apply for the Banns to be published before the visiting party arrives. Banns of Marriage are valid for three months from the date of publication.

Note: the minimum age to get married in the Cayman Islands is 16; however, anyone under 18 must have written consent from their parent or guardian. Weddings must take place between the hours of 6am and 8pm. Also, according to liquor licensing laws,

GETTING MARRIED 25 408 CAYMANRESIDENT 202 3 »
Marrying in Cayman 408 - Civil Partnerships 409 - Required Documents & Fees 409 - Planning Your Wedding 410 - Wedding Dresses 410 - Engagement Rings & Bridal Gifts 410 - Duty on Wedding Gifts 411 - Wedding Catering & Cakes 411 - Wedding Celebrants & Planners 411 - Wedding Locations 411 - Wedding Photographers 413 - Wedding Flowers 413 - Wedding Hair & Makeup 413 - Wedding Music & Entertainment 413 - Dance Classes & Bachelorette Parties 414 - Wedding Stationery & Invitations 414 - Wedding Transportation 414 Once You Are Married 414
Getting
Photos courtesy of Rebecca Davidson

if you get married on a Sunday (on liquorlicensed premises), no live music can be played. For more information on marrying in Cayman, see the Cayman Islands Government’s website at www.gov.ky.

If you would like to get married on either Cayman Brac or Little Cayman, then visit www.itsyourstoexplore.com/wedding for more information.

Civil Partnerships

In September 2020, civil partnerships officially became legal in the Cayman Islands. This applies both to new civil unions between same-sex couples, heterosexual couples and pre-existing unions.

The process of arranging a civil union is similar to that for a marriage but with a few additional steps. The main area that could cause delays is the fact that it is possible for someone to object to the union taking place (called a caveat) and any objections must be adjudicated by the Grand Court. For this reason, it is advised that couples

start the application four-six weeks in advance of the ceremony date.

There are three ways that a couple can apply for a civil partnership to be formalised.

(1) They can apply to the Registrar, at the Government Administration Building.

(2) They can enlist the help of Civil Registrars such as Simply Weddings Cayman (SEE AD THIS PAGE) (3) They can employ a civil partnership officer. The names and addresses for civil partnership officers can be obtained from the General Registry or from the government website (www.gov. ky).

Once you have decided your preferred route to apply for civil partnership, you will be asked to provide a copy of your passport and immigration status and then sign a statutory declaration attesting to the fact that your application meets the requirements of the Civil Partnership Act 2020. When your officiant has completed the due diligence on the application, including publishing the Notice of Intention to have a civil union, either the

Required Documents & Fees for Marriage

Residents:

> Proof of Identity – a Cayman Islands

Voter’s Registration Card or passport

> Proof of marital status (legal divorce decree or death certificate, if applicable)

Fees:

> CI$15 - Marriage Certificate (RMC)

> CI$200 - Special Marriage Licence

Note: Fees to wedding celebrants for a Notice of Banns, objection and witnessing or solemnising a marriage may vary.

Registrar or the Civil Registrar, depending on who is dealing with your request, will issue a Certificate indicating that all due diligence has been done, no caveats have been received, or if received, they have

Joy Basdeo MBE, JP.

Let me be your Marriage Officer or Civil Partnership Celebrant! I have over 25 years experience as a Civil Registrar.

Simply Weddings-Grand Cayman offers: Beach Weddings ♥ Registry Office Weddings

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GETTING MARRIED 25 » www. caymanresident .com 409
Elegant and Personalised Ceremonies

been resolved and the union may proceed on the date and time specified. If you are using a civil partnership officer, then that individual must obtain the Certificate through either the Registrar or a Civil Registrar.

For visitors wishing to form a civil partnership in the Cayman Islands, visit www.caymanresident.com/live/gettingmarried for information on additional steps that must be undertaken.

Same-sex couples who are already married or in a recognised civil partnership outside the Cayman Islands can apply to have their relationship registered here. They must provide to the Registrar, or a Civil Registrar, a certified copy of the relevant document, a statutory declaration, proof of identity, and the required fee. Once the marriage or civil partnership has been registered, the couple will receive a certificate to that effect. Contact the General Registry or a Civil Registrar for further guidance.

MARRYING IN CAYMAN

Planning Your Wedding

Most residents get married on a Saturday, which means you should book early to secure the date with your wedding celebrant. You will have to have a preliminary interview with your wedding celebrant and complete a form called a ‘Notice of Marriage/Banns’, which is valid for three months. When you attend the interview, you will need to take your passports and proof of your immigration status (e.g. work permit, residency certificate, etc.), if applicable.

If you have been previously married, you will also need your original divorce decree or spouse’s death certificate. If the decree or certificate is in a language other than English, you will need an English translation certified by a Notary Public.

If a visitor is marrying a Caymanian, your wedding celebrant is required to ask you certain questions to make sure you are not entering into a marriage of

PHOTOGRAPHY FOR ALL OCCASIONS

convenience. A marriage of convenience is where two parties enter into a marriage for the sole purpose of obtaining immigration rights as a spouse of a Caymanian. This is illegal in the Cayman Islands, as in most countries. Most marriage celebrants will charge a fee for the documentation, booking, preliminary interview, publishing of the Banns, conducting the ceremony and filing your marriage with the appropriate Government office. The average cost of this is CI$300 and some of this is non-refundable. Ministers of Religion may or may not charge a fee if you are a member of their congregation and they may have other requirements according to the requirements of the church. All documents, including the Notice of Marriage, must be received and be in order before the wedding can take place.

The Department of Counselling Services (Tel: (345) 949 8789) offers pre-marital counselling and marriage counselling for couples. All services are provided free of charge by the Cayman Islands Government and performed by qualified professionals.

Wedding Dresses

Unfortunately, there is not a wide variety of traditional wedding dresses available for sale in the Cayman Islands. Therefore, your options are to purchase a dress while overseas and bring it in yourself or buy it online and have it imported. When bringing it in yourself, if your dress exceeds the CI$500 allowance given to each returning resident when re-entering the Island, you will need to pay duty on the balance of the dress. If importing it, you will need to pay customs duty (22%) on the value of the dress. Note that the duty does not apply to non-residents temporarily bringing in a dress to get married in Cayman

Wedding Bands, Engagement Rings & Bridal Gifts

When shopping for engagement rings, you will find every gemstone and style

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www.cathychurch.com lin@cathychurch.com (345)949-7415 Cayman Islands US Direct (607)330-3504

on display – from dazzling diamonds to alternatives such as Cayman’s local Caymanite. Shopping for bridal gifts is also easy as there is a huge array of fine and fashion jewellery available. For the groomsmen, Cayman has a good selection of stores selling Cuban cigars, cufflinks and watches, as well as fine wines and spirits. With six locations across the Island, Island Jewellers (Tel: (345) 640 5200) specialises in diamonds, wedding bands and wedding party gifts. Kay’s Fine Jewelry (SEE AD PAGE 7) offers a large selection of diamonds, gems and fancy gold, and is well known for the Iconic Flexible Diamond Bangle. They are conveniently located at 6 Fort Street, adjacent to the George Town Cruise Port, in front of Heroes Square. Tel: (345) 746 4500 or email: gcm@kaysfinejewelry.com. Kirk Freeport (SEE AD OUTSIDE BACK COVER) has been a retailer of duty-free jewellery, watches, fragrances, leather, crystal and china, and accessories in the Cayman Islands since 1972. For weddings, birthdays and many other special moments in life, their network of stores across Grand Cayman makes it easy to shop for unique and beautiful gifts. For a full list of locations in George Town and Seven Mile Beach, visit www. kirkfreeport.com or call (345) 949 7477.

Jewels in Paradise (SEE AD PAGE 5) is a familyowned jewellery store selling luxurious and unique items. Their team have vast knowledge of jewellery and watches and years of related experience. Visit them at Cayman Falls Shopping Centre, 1114 West Bay Road, Seven Mile Beach. Tel: (345) 323 9900 or (345) 326 7706, email: sales@jewels.ky or visit www.jewels.ky for more information. The Jewellery Palace

(SEE AD PAGE 208) is another family-owned company dedicated to offering quality jewellery. The Jewellery Palace endeavours to provide a memorable shopping experience, and all their jewellery comes with a worldwide guarantee. Visit them at Cayside Galleries on George Town’s waterfront to view their exotic jewellery collection. Tel: (345) 749 8804 or email: sales@thejewellerypalace.com.

Duty on Wedding Gifts

Wedding guests coming to Cayman with gifts for the bride and groom are legally required to declare the gifts and pay the relevant duty costs. The duty applies to most gifts, except for books, cameras, crystal glassware, tableware and kitchenware (made of porcelain or china).

Wedding Catering & Cakes

Most hotel resorts on-Island offer special in-house catering for wedding events at their resort locations; however, Mise en Place (Tel: (345) 623 2433) provides an extensive range of gourmet catering options and will help make the planning of your wedding a breeze from beginning to end. Not only does Mise en Place have a worldclass team of chefs and in-house bakers, but they also provide a fully licensed mobile bar and a large team of professional second-tonone service staff. Visit www.catering.ky/ weddings for more information. (SEE AD PAGE

407) The Cake Studio specialises in custom cake designs for weddings. Visit www.

thecakestudiocayman.com. Kirk Market’s bakery also makes excellent cakes for a reasonable price.

Wedding Celebrants & Planners

Coordinating your dream wedding in Cayman from a distance, or on-Island, can be a breeze with the assistance of one of Cayman’s local wedding planners. Simply Weddings can orchestrate every detail for visitors or cruise ship weddings. They also plan romantic wedding vow renewals. Elopements are welcome, and no lead time is necessary once the documents are in order. Call (345) 949 9933, email: mywedding@candw.ky or visit www. simplyweddingscayman.com. (SEE AD PAGE

409) Celebrations Ltd. (Tel: (345) 623 2044) can organise anything from a simple beach wedding to an elaborate wedding weekend.

Wedding Locations

Many brides-to-be dream of marrying on the world-famous Seven Mile Beach, which is consistently voted in the ‘Top 10 Beaches

GETTING MARRIED 25 » www. caymanresident .com 411

in the World’ for romantic weddings. There are many other options however, including lush, tropical gardens and other unique Caymanian locations. The National Gallery of the Cayman Islands (www. nationalgallery.org.ky) offers a variety of areas, including the sculpture garden. This contemporary cultural institution has a lot to offer: stunning architecture, gorgeous sculpture gardens and galleries highlighting work by Cayman’s mostrecognisable artists. Pedro St. James (SEE AD PAGE 411) is an 18th-century historic site in the Cayman Islands. Spanning seven acres of tropical landscaped gardens with stunning panoramic ocean views, this is a picture-perfect wedding venue. The three-story Great House, also known as ‘Pedro Castle’, is typical of a late 1700s plantation-style home in the Caribbean, and provides a fabulous backdrop for picturesque wedding photographs. The property can accommodate a variety of wedding celebrations, from intimate gatherings to large groups of 800 or more

guests. For more information, call (345) 947 3329, email: info@pedrostjames.ky or visit www.pedrostjames.ky. Boasting 65 acres of tropical gardens and nature reserve, the Queen Elizabeth II Botanic Park (SEE AD PAGE 411) is a magical setting for a wedding celebration. Manicured lawns can host as many as 50 people, or a more intimate affair can be held in one of the park’s lush alcoves. Facilities at the Botanic Park include full access to the air-conditioned conference room at the Visitor’s Centre and golf carts to transport guests and the bridal party around the park. Park opening hours are 9am-5.30pm daily (last admission at 4.30pm), but evening weddings can be booked from 5pm until midnight. For more information call (345) 947 9462, email: info@botanicpark.ky or visit www. botanic-park.ky/events/weddings. Camana Bay features its own private island, perfect for an intimate wedding celebration, complete with a wooden promenade deck over the water for a full nuptial aisle. For more information email: events@

camanabay.com. The Cayman Turtle Centre offers a unique setting to say ‘I do’. Whether you’re looking for an intimate wedding or an elaborate affair, the centre offers a perfectly distinctive ceremony and reception location in a beautiful natural setting with unique photo opportunities. They also offer full-service catering and a full bar. Call (345) 949 3894 or email: events@turtle.ky. Caribbean Club, located in the heart of Seven Mile Beach is the perfect backdrop for a gorgeous wedding celebration, whether it be a barefoot beach ceremony or a large traditional wedding. Offering luxurious accommodation and with LUCA restaurant for the reception, the private setting of Caribbean Club makes this one of the best locations in the Caribbean. Visit www.caribclub.com for more information. (SEE AD PAGE 37) The RitzCarlton Grand Cayman specialises in high-end wedding celebrations. Exchange your vows in the wedding pavilion on the Great Lawn or the magical setting of Seven Mile Beach. You then have the choice of five different venues on-site for the reception, with the ballroom being able to host up to 500 guests. For more information visit www. ritzcarlton.com/grandcayman. The Kimpton Seafire Resort + Spa is an AAA Five Diamond resort in Grand Cayman offering beachfront destination weddings, landscaped garden receptions and ballroom space for indoor events. Visit www.seafireresortandspa.com. Kaibo is one of the most popular locations in Cayman for weddings because of its private white sand beach, clear water, easy access by boat and friendly staff. Choose to host your wedding on the secluded, palm-fronded beach or in the plantation-style house, upstairs. Both offer award-winning menus, a boutique wine cellar and a Rare Rum Bar, plus access to some of the finest chefs and bartenders in the Cayman Islands. For more information, visit www.kaibo.ky/wedding. The Wharf Restaurant is another spectacular site for a beach wedding of up to 300 people. For more information, visit www.wharf.ky. Sunset Bay on Old Prospect Point Road is a 300-person venue hidden in the grounds of a quaint colonial-style estate. It features

GETTING MARRIED 25 412 CAYMANRESIDENT 202 3 »

a beautiful garden set right on the water. Email: sales@catering.ky for information. Smith Cove, also known as Smith Barcadere, is a beautiful public beach that is a popular wedding location, but you will need to contact a wedding planner to arrange a ceremony here. Another option is to rent a villa on the beach. Contact Grand Cayman Villas (SEE AD PAGE 473) for a list of stunning private beachfront villas that are available to rent for weddings. Their staff will assist you with all your guest accommodation needs, and ensure you have the best location for your special day. Cayman Villas (www. caymanvillas.com) also has a wide range of villas to rent for weddings. For the true naturalist, with plans for a beach or ‘scuba diving underwater wedding ceremony’ surrounded by the true beauty of Cayman contact Cathy Church’s Photo Centre (Tel: (345) 949 7415 or 1 (607) 330 3504, or visit www.linfronda.com). (SEE AD PAGES 195, 410 & 469) Another wonderful location is Dart Park (Tel: (345) 946 8250). If you would rather opt for a more traditional affair, Cayman boasts over 200 churches for religious ceremonies. Refer to the Community Life chapter for a list of churches.

Photographers & Videographers

Engaging the right photographer is as important as finding the perfect wedding dress. Below is a list of the top wedding photographers and videographers in Grand Cayman. Rebecca from Rebecca Davidson Photography is an expert in capturing wedding images. The Cayman Islands has been her home for most of her life and photographing families, children, commercial images and weddings, as she has done for the last 20 years, is her passion. She is professional and knowledgeable and will capture you perfectly, producing stunning images. Her work is featured in over 10 internationally sold publications and she offers a range of photography packages to suit all. Follow her on Instagram (@rebeccadavidsonphotography) to see her latest images. Call (345) 916 1654, email: wedding@rebeccadavidson.com or visit www.rebeccadavidson.com. (SEE AD OPPOSITE

PAGE) Cathy Church’s Photo Centre (Tel: (345) 949 7415 or 1 (607) 330 3504 or visit www.cathychurch.com) offers professional photographers, such as Lin Fronda (www. linfronda.com), who provides wedding, event and group photography to meet your style requests from funky to elegant. Email: lin@cathychurch.com for quotes on everything from a family beach portrait to a multi-day wedding extravaganza. Alternatively, for underwater events, including weddings and baby photos, choose award-winning Cathy Church to personally take your special photos. (Email: cathy@cathychurch.com). Cathy Church’s also offers excellent photo printing services and will provide you with a beautiful print package from luxurious framed canvas to inexpensive 4” x 6” prints. (SEE AD PAGES 195, 410 & 469) Naomi Johnatty Photography captures life, love and beauty in paradise and provides beautiful wedding and engagement photos, as well as family and maternity portraits. She also energetically captures events, film production and images for marketing. Naomi’s art prints make an impression in your home or office, or as a gift. Talk to Naomi about your story or project to create something memorable. Tel: (345) 927 5637, email: naomi@radiantmedia.ky or visit www. grandcaymanphotograper.com. (SEE AD THIS PAGE) Deep Blue Images/Julie Corsetti (www.deepblueimages.com) captures the romance, emotion and beauty of every occasion. Her team offers a creative and passionate style, making sure the photographs will be treasured for years

Wedding Flowers

There are fabulous floral ideas to select from when designing your wedding bouquets and arrangements. When planning your event, it is best to remember that most flowers will have to be flown in for the event, which can become costly. A floral theme based on local varieties offers a unique ‘Cayman’ feel to your wedding and might help to keep costs under control. Good choices for wedding flowers include: Celebrations Ltd. (Tel: (345) 623 2044) and Kirk Market (Tel: (345)

949 7022) who can create truly stunning arrangements, bouquets and centrepieces for your event or everyday needs. Every Bloomin’ Thing (Tel: (345) 945 1701) and Trisha’s Roses (Tel: (345) 949 2423) also create wonderful wedding arrangements.

Wedding Hair & Makeup

Every bride wants to look their best on their wedding day. If you are looking for an experienced makeup artist who will have you looking stunning for your big day, contact Luxury Couture Beauty. (SEE AD PAGE 414) Run by talented makeup artist Kadian, she will help you achieve the perfect makeup look for your wedding that will go with any aesthetic. Luxury Couture Beauty also sells make-up products and offers makeup lessons, eyelash tinting and brow tinting. Call (345) 926 1150 for a free consultation or email: luxurycoutureky@gmail.com.

Wedding Music & Entertainment

One of many ways to express your personal style during the ceremony and

GETTING MARRIED 25 » www. caymanresident .com 413
1-345-927-5637 naomi@radiantmedia.ky www.grandcaymanphotographer.com Weddings Engagements Maternity Family Portraits And More! CAPTURING LIFE, LOVE AND BEAUTY IN PARADISE.

celebrations on your wedding day is your choice of music.

Whether you are looking for a live band to keep everyone on their feet all night or something more refined, there are options for all tastes and budgets. Popular choices include the Cayman Music School, which specialises in beautiful music for weddings and memorable occasions. Small instrumental ensembles, solo singers and musicians can be arranged for your entertainment needs. Classical and jazz are popular musical styles for weddings. For more information, call (345) 938 3838, email: info@caymanmusicschool.com or visit www.caymanmusicschool.com.

Local band Bona Fide is another popular wedding band with an extensive repertoire to keep your friends and family entertained. Call (345) 326 2662, email: bonafidecayman@gmail.com or visit www.bonafidecayman.com for more information and to make a booking.

Wedding Dance Classes & Bachelor/ Bachelorette Parties

If you’re worried about the first dance then take some private lessons at Quinntessential Movement (www.qmovement.dance) or Centre Pointe Dance Studio (www. centrepointedancestudio.com) to increase your confidence on the dancefloor, or even wow your guests with a special choreographed dance.

Good options for bachelor or bachelorette parties include boat parties (see the Boating chapter for more information), spa days or dinner at one of the Island’s luxury hotels such as the Ritz-Carlton Grand Cayman, Kimpton Seafire, Marriott Beach Resort or the Westin Beach Resort. To rent a house or condo for a staycation on the beach, contact Grand Cayman Villas (SEE AD PAGE 473) for information. Private rum tours are available at Cayman Spirits Company, or a special creative class at the 3 Girls & A Kiln pottery shop in George Town can be set up for a fun and creative afternoon.

Wedding Stationery & Invitations

When the time arrives to send out invitations, Studio Two Sixteen (Tel: (345) 938 8363 or email: hello@ studiotwosixteen.com) can create personalised invitations, as well as thank you cards, signage and party favours.

Wedding Transportation

There are plenty of options for getting your guests to and from your wedding. Cayman Airways offers travel packages for wedding parties and honeymoons. Email: weddings@caymanairways.net. Island Air (Tel: (345) 949 5252) offers a complete service for private and chartered aircraft. Webster’s Tours Ltd. (Tel: (345) 945 1433) offers airport transfers, on-Island transfers and tours.

ONCE YOU ARE MARRIED

Immediately after you are pronounced husband and wife, you and your spouse, along with your Civil Registrar/Marriage Officer and two witnesses (aged 18 or

older), must sign three certified copies of the Marriage Register. One copy, called the Certified Copy of Marriage Register, is yours to keep for your records. Your Civil Registrar/Marriage Officer is required by law to keep one copy in their Marriage Book. The third copy must be filed by your Civil Registrar/Marriage Officer with the Registrar of Marriages at the General Registry, located on the first floor of the Government Administration Building.

It is your responsibility to obtain the Registered Marriage Certificate (RMC) of your marriage from the General Registry, unless you have arranged with your wedding celebrant to obtain this and forward it to you. This document is your legal Marriage Certificate and should be secured with your other important documents. The cost of the RMC is CI$15. Ensure everything on the marriage registry is correct; changes to errors on the document costs CI$40. The RMC will have the details of your marriage, a watermark of the Coat of Arms of the Cayman Islands and the raised seal of the Registrar General on the front and the words ‘secure copy’ on the reverse.

European Union citizens (except Ireland) may need to have their RMC apostilled (or authenticated). This does not apply to citizens of the UK, United States, Canada or the Commonwealth. Persons from Asia, South and Central America should check with their Embassy or Civil Registrar/Marriage Officer, as to whether an apostille is required for their country.

You will need to produce your Registered Marriage Certificate when you return home to get a new passport and a driver’s licence in your married name, get your marital status changed on health and social security documents and for a myriad of other reasons. If you were to get divorced at a later date, then your Registered Marriage Certificate would also be required. It is an important document, so you should make sure you obtain it and keep it safe.

GETTING MARRIED 25 414 CAYMANRESIDENT 202 3 »
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aking care of your pets is not always an easy task and there are a lot of things to take into consideration. When owning a pet, you must always keep on top of their health, hygiene and happiness; and this can only be done if you know who to contact. This chapter outlines the process required to import pets, as well as useful advice for pet owners, including the rules for responsible pet ownership, on-Island veterinary clinics, pet sitters and groomers.

IMPORTING PETS INTO CAYMAN

Regulations

The process for importing animals into Cayman is lengthy, and we advise starting it as soon as possible. All pets entering the Cayman Islands must have an import permit issued by the Cayman Islands Department of Agriculture (DOA). Application forms are available from the DOA (Tel: (345) 947 3090, email: ci.agriculturevs@gov. ky or www.doa.gov.ky) at 181 Lottery Road, Lower Valley in Grand Cayman or from their website. The Cayman Islands is rabies-free, and to keep this deadly disease out, no import exceptions will be made by the Government.

An application can be submitted up to six months in advance of travel and a copy of the requirements should be provided to the accredited veterinarian who will be assisting with the importation process. At the time of publication, requirements to obtain an Import Permit included, but were not limited to:

> Completing an application form (up to six months prior to travel);

> Having your pet fitted with an ISO-compliant microchip and providing

PETS 26 » www. caymanresident .com 415 Important Numbers Department of Agriculture 947 3090 Humane Society (Emergency) 326 1461 Wildlife Rescuers (IVS) 949 0787 Importing Pets into Cayman 415 - Regulations 415 - Pets Entering from UK & USA 416 - Pets Entering from Jamaica 416 - Importing Captive Birds 416 - Restrictions 416 - Animals on Airlines & Travel Advice 417 - Pet Relocation Services 417 Pet Passports 417 Veterinarians 417 Advice for Pet Owners 418 - Adopting a Pet 418 - Pet Insurance 419 - Spay & Neuter 419 - Looking After Your Pet 419 - Rules for Responsible Pet Ownership 420 - Hurricanes & Pets 420 - Dog Trainers 420 - Kennels & Pet Sitting 420 - Pet Grooming & Pampering 421 Lost & Injured Pets & Wildlife 421 - Animal Abuse 421 Pets An overview on all things pets in the Cayman Islands, including the importing process, how to take care of your furry companions and the rules for responsible pet ownership.
Photos courtesy of Aaron Rebarchek, Rebecca Davidson & Georgie Grover

proof off implant date;

> Being up-to-date on routine vaccinations and rabies vaccinations;

> Having a rabies titre (blood) test performed;

> Having tick and tapeworm treatments performed;

> Gaining an Official Veterinary Health Certificate within 14 days of travel;

> Submitting payment of CI$50 (US$61) to process your application.

For animals being imported from countries where rabies is present, there is at least a two-month wait between when they are rabies titre tested (and gain a successful result) and when they can travel. For countries that are rabies-free, the requirements are less stringent and much quicker. We advise that you follow the DOA’s directions exactly as requested, and that you keep in touch with them throughout the process. Alternatively, the services of a local broker can be used. The DOA can provide a list of pet travel brokers. There is no leeway in dates or exceptions made if you have forgotten to

do something. All animals and paperwork will be inspected upon arrival and an inability to meet all requirements can lead to the animal being put down, or returned to the country of origin, all at the expense of the owner. There are no pet detention or quarantine facilities in the Cayman Islands.

Pets Entering from the UK or the US

Pets leaving the UK to enter the Cayman Islands must meet all the DOA requirements. Pets leaving the UK by plane must travel as cargo or checked baggage unless flying on a private charter or as an assistance animal.

UK residents will need to apply to DEFRA (Department of Environment,

including DEFRA, airline booking, travel crates, liaising with DOA and/or a Cayman Islands pet travel broker such as Cayman Canine Training Services (SEE AD PAGE

419 ) , Must Love Dogs, Pack Pet and Go or Love Your Dog

All pets leaving the US must also meet all DOA requirements. Airline carriers have their own regulations and routes for pet travel, so please check with your airline or contact a local pet travel broker.

Pets Entering from Jamaica

Pets entering Cayman from Jamaica must have received a combination vaccine against Distemper, Hepatitis, Adenovirus, Parvovirus and Leptospirosis, at a minimum

PETS 26 416
Comprehensive Full-Service Hospital Wellness, Dental, Medical & Surgical 24/7 Emergency & House Calls CBD Therapy & Cryotherapy Laser Therapy Travel and Health certificates info@caymananimalhospital.ky | www.caymananimalhospital.ky 394 Crewe Road, George Town APPOINTMENTS: 946-VETS (8387) EMERGENCY: 916-PETS (7387) Caring for Pets & the People who Love them Celebrating 20+ Years

DOA for a full list of banned breeds.

Animals on Airlines

Some airlines do not allow your animals in the passenger cabin and over the summer months, many airlines will not take pets due to the high heat in the hold. You are required to take the most direct route possible and preferably an evening or morning flight. You should avoid travelling through countries that are not deemed rabies-free to help make the whole process easier. Cayman Airways (Tel: (345) 949 8200) accepts domestic dogs, cats and birds. The maximum weight allowed, including the container, is 99lbs. They charge US$100 each way to all international destinations for a small pet travelling in the cabin and US$125 international or US$50 domestic, each way, for larger pets travelling in the hold as checked baggage. On British Airways (BA) (www.britishairways.com), the cost varies depending on the size of the animal. BA no longer take pet bookings directly from the public and insist all bookings are made by specialist pet relocation agents. They recommend IAG Cargo, which has decades of experience. Visit the travel assistance page on the BA website for more information.

Travel Instructions & Advice

All animals, no matter what size, must travel in a leak-proof, International Air Transport Association-specification carrier that allows the animal to move around unhindered. All requisite entry documentation should be affixed to the carrier, and it is advised that you print extra copies of all your paperwork and carry it on your flight with you. Be prepared, as airport security agents will most likely request to look at your pet (outside of its carrier) and search its carrier and bedding. Sedating your pet is not advised, as this can stop them from being able to regulate their body temperature. No food should be put in their carrier, only a water container, which the airline will check prior to departure and at any transit point. It is also best to use an absorbable type of lining for the carrier. You should

familiarise your animal with the carrier before travelling so they associate it with a positive and comfortable experience.

Certain airlines allow small dogs and cats in the aircraft cabin, but most airlines transport them as special cargo or checked baggage in a temperature-controlled and ventilated hold. If your pet is allowed in the cabin, it is best to check in as late as possible. If it is going in the hold, check in early so that it can go to the baggage area and be put somewhere quiet to relax. To prepare your pet, the USDA recommends that your pet be offered food and water four hours before you check in. It’s advisable to take your dog for a walk before leaving for the airport and again before check in.

Visit www.iata.org and enter ‘Pets’ into the search box for information on international pet travel. On arrival in Cayman, you will need to go to the ‘Goods to Declare’ counter and submit your paperwork for the animal. They will ask you to take the animal out of its carrier to inspect and check its microchip. All dogs staying in Cayman for longer than 30 days must be licensed with the DOA.

Pet Relocation Services

For importing or exporting logistics contact Cayman Canine Training Services (SEE AD PAGE 419 ) , Must Love Dogs, Pack Pet and Go, or Love Your Dog. Veterinarians may also provide guidance and they issue Export Health Certificates.

PET PASSPORTS

If your pet was born or has resided in Cayman for six months or more, it may be eligible for a pet passport. A passport is a useful document to have if you and your pet travel. For more details, contact the Department of Agriculture (DOA) on (345) 947 3090 or ci.agriculturevs@gov.ky.

VETERINARIANS

Cayman Animal Hospital

394 Crewe Road, George Town Tel: (345) 946 8387

24 Hour Emergency Care: (345) 916 7387

640•5838 At Kman Vets we offer outstanding professionalism, knowledge and expertise, always compassionate and caring for both you and your pet.

info@kmanvets

www.kmanvets.com

PETS 26 » www. caymanresident .com 417
com Unit 2, Midtown Plaza, Elgin Ave, GT
Email: info@caymananimalhospital.ky facebook com/kmanvets @kmanvets
Vaccinations Digital Radiography, Ultrasound & Endoscopy Extensive in-house laboratory RCVS Certified Surgeon Acupuncture & Laser Pet Travel advice Hospital based & Mobile Afterhours - 525 5838
Wellness Exams

www.caymananimalhospital.ky

This highly regarded practice is dedicated to providing exceptional care and disease prevention for Cayman’s pets. Fully equipped state-of-the art hospital. Fear Free Certified. With 20+ years on-Island experience, veterinarians Dr Lana Watler, Dr Linda Goodman, Dr Rachel Stading, Dr Fiona Mulqueen and their compassionate team provide superb medical care with a personal touch. Cayman Animal Hospital offers clients 24/7 emergency care, preventive medicine, vaccinations, routine/advanced dentals, pain management, critical care and surgical services, specialist consultations, house calls, health certificates and complimentary pet import advice. Full laboratory, digital and dental radiography, ultrasound, ECG, cryotherapy, laser, needleless acupuncture, full pharmacy/prescription diets and more. The premium service, level of care and expertise at Cayman Animal Hospital are exceptional for our small Island.

SEE AD PAGE 416

Island Veterinary Services (IVS)

95 Printer Way (off CNB roundabout), GT

Tel: (345) 949 0787

Emergency: (345) 916 2459

Email: islandvetservices@hotmail.com

www.islandvetservices.ky

A full-service veterinary hospital run by Dr Brenda Bush and her highly experienced veterinarians and animal healthcare team. They have been providing quality and compassionate care to the Islands’ pets since 1994. Their purpose-built veterinary hospital is equipped with advanced diagnostic equipment, highresolution digital x-ray, blood analysers and ultrasound. They provide complete veterinary wellness care, vaccinations, dental, critical and surgical care, as well as performing a wide range of procedures from routine spays and neuters, to more advanced soft tissue and orthopaedic surgery. SEE AD THIS PAGE

My Home Vet

Tel: (345) 928 0707

Email: hello@myhomevet.ky

www.myhomevet.ky

My Home Vet’s mobile veterinary service brings the vet to your pet. Serving the entire Island, Dr Andreea’s highly experienced team take the stress out of pet care by offering annual checks, vaccines, exit exams, wound care, laboratory services, and end-of-life care in the comfort of your own home – they’ll even deliver prescriptions to your door. Furthermore, My Home Vet is the only vet service to offer pet physiotherapy, thanks to their Licensed Veterinary Physiotherapist, and Telemedicine via their Digitail App. They will also accommodate last-minute appointments and prescription deliveries.

Kman Vets

Unit 2, Midtown Plaza, George Town

Tel: (345) 640 5838

After Hours: (345) 525 5838

Email: info@kmanvets.com

www.kmanvets.com

Under the care of Royal College certified surgeon, Dr Colin Manson, this fully-equipped hospital has the latest in veterinary technology. Kman Vets offers outstanding professionalism, knowledge and expertise, aiming to provide a lifetime of support. From annual and bi-annual wellness examinations, vaccinations, acupuncture, laser, endoscopy and pet travel advice, to managing more challenging and complex surgical and medical concerns. These qualified and experienced veterinary professionals are committed to providing their clients with a carefully assessed and accurate diagnosis, a thorough understanding of the best treatment options available, along with empathy and guidance to make the best choices for your pet’s healthcare. Both mobile and hospital-based services are offered, allowing flexibility of care and management of our four legged friends. SEE AD PAGE 417

ADVICE FOR PET OWNERS

Adopting a Pet

The first place to look for a pet in Cayman is the Cayman Islands Humane Society (Tel: (345) 949 1461, email: info@ caymanislandshumanesociety.com or visit www.caymanislandshumanesociety.com) located on North Sound Road. They have a large variety of dogs, cats, puppies and

PETS 26 418 CAYMANRESIDENT 202 3 »

kittens that need loving homes. They are also happy for you to foster a dog or cat, whether for a sleepover or a long weekend, and they will lend you a pet carrier, blankets, food and toys. The shelter is always in desperate need of foster parents, either to care for sick or injured animals, dogs that are suffering from kennel stress or cats/kittens that need some extra care. The shelter is always open to volunteers who can either walk the dogs in the vicinity of the shelter or take them to the beach for a fun outing. They also appreciate donations such as dog or cat food, toys, sheets, towels, and of course monetary donations. Cayman Animal Rescue Enthusiasts (C.A.R.E.) is another animal rescue organisation and they too have a number of dogs and cats for adoption. Visit www.caymancare.ky. One Dog at a Time (ODAAT) organises the rescue and rehoming of animals locally, as well as transporting dogs to rescue partners in Miami, Tampa and Toronto. They are always looking for donors, fosters, adopters and people to accompany dogs on flights.

PAWS Cayman (Email: caymanpaws@gmail. com) works to alleviate the suffering of animals in need, particularly in the eastern districts. They also have dogs and cats available for adoption. Smaller animals like hamsters, rabbits, birds and fish, can be found at Animal House (Tel: (345) 943 7387 or (345) 945 7387)

Pet Insurance

Unfortunately, there are no pet insurance policies available on-Island. All pet care has to be paid for by the owner.

Spaying & Neutering

Spaying (female) and neutering (male) pets is strongly advised. The primary reason is to keep the animal population under control by reducing the number of stray, unwanted and homeless animals in Cayman. In addition, spaying and neutering will improve your pet’s health, increase life expectancy, and improve behaviour. For male cats, sterilising reduces your pet’s urge to spray and roam, – which decreases the risk of him running away,

getting injured in fights or contracting diseases. If you adopt a pet from the Humane Society, C.A.R.E., One Dog at a Time or PAWS Cayman, they will cover the cost of spaying or neutering and all inoculations. If you acquire a pet from elsewhere, but need financial assistance for spaying or neutering, the Humane Society or C.A.R.E. may be able to assist, otherwise it can be done privately at any veterinary practice for a very reasonable cost.

There is also a charity organisation called Feline Friends, which operates a ‘Trap Neuter Return’ programme for homeless cats. The organisation will humanely trap cats and take them to the veterinarian, where they will be spayed or neutered, de-wormed and ear-notched (indicating that they have been sterilised). The cats will then be re-released at the same location they were picked up. This is a proven method of controlling the population of homeless cats while ensuring they receive a better quality of life. If you notice a colony of homeless cats near you, please email felinefriendscayman@gmail. com and they will come out to assist. Donations to help their cause are always welcome.

Looking After Your Pet

Heartworm disease, a deadly condition, is endemic in Cayman. It is caused by a blood parasite that is transmitted by mosquito bites and infects both dogs and cats. Thus, all dogs and cats should be on a monthly heartworm preventative treatment.

Ticks and fleas can also be a major problem for your pet. Both pests can be controlled in

dogs with NexGuard, a chewable monthly tablet containing an ectoparasiticide which kills fleas and ticks when they bite your pet. An alternative product for dogs and cats is monthly topical Frontline Plus which kills adult ticks, fleas, flea eggs and larvae. Stronghold/Revolution is also available and is convenient for outdoor cats as it also prevents heartworm disease. Regular inspections to ensure your pets are tick-free are essential. Animals easily pick up ticks and fleas outside and bring them back into the home where these pests can reproduce. If your home becomes infested with fleas or ticks, you may need to perform one or two thorough pest control treatments. This treatment should only be performed by a professional pest control company. You should also treat your garden and kennels. Refer to the Pest Control section in the Running Your Home chapter for details.

Feline Leukaemia (FeLV) and Feline Immunodeficiency Virus (FIV) are viral conditions that spread from cat to cat. FeLV can be vaccinated against, however FIV cannot. Reduce the risk of FIV by spaying/neutering them, or better yet, keeping them indoors. Dogs should be vaccinated against Distemper, Parvovirus, Parainfluenza, Hepatitis and Leptospirosis. Dogs attending a daycare must also be vaccinated against Kennel Cough.

Salt water can be toxic if your dog drinks a large quantity of it and can result in hypernatremia (an elevated sodium level). Prevent this by carrying a bottle of fresh water during beach walks. If you see signs of salt poisoning including

PETS 26 » www. caymanresident .com 419
A well trained canine is a pleasure to be around

vomiting, diarrhoea, incoordination, severe depression and/or seizures, take your dog to a veterinarian. After swimming, rinse salt water and chlorine off your dog. If you take your dog on a boat, put a flotation device on them. Avoid letting dogs swim in swampy or canal water as they risk contracting Pythiosis – a rare but often deadly disease.

Heatstroke can occur fast if you leave your pet in a car. Avoid long walks during the middle of the day, have breaks during walks and always have fresh water on hand. Be aware that asphalt gets extremely hot and sensitive paw pads can burn. Symptoms of heatstroke include heavy panting, vomiting and breathing difficulties. If you suspect your dog has heatstroke, take the animal to a vet immediately as it could be fatal.

Insect stings are common. Curious dogs can be stung by scorpions, bees and other insects. If you notice any swelling around your dog’s face, or other parts of its body, take it to a veterinarian as soon as possible.

Rules for Responsible Pet Ownership

Failure to keep a dog on a lead in a public place is an offence and liable, on summary conviction, to a fine of CI$500 and three months in prison. A dog should only be off of their lead if they are confined to the owner’s property. If a dog is dangerously out of control in a public place or is responsible for injuring any person or domestic animal, you will be liable for the cost of the damages or injuries, a fine of CI$4,000 and six months imprisonment. People in charge of a dog in a public place are also responsible for cleaning up after their animal. Failure to remove the faeces is an offence and you will be liable to a CI$2,000 fine. By law, a person cannot keep a dog over the age of four months unless they hold a dog license specific to that dog. These can be obtained from the DOA at 181 Lottery Road in Lower Valley. Visit www.caymanresident.com for more information.

Hurricanes & Pets

It is important to make preparations for

your pets before hurricane season. During a hurricane, public pet-friendly shelters are setup at John Gray High School and Clifton Hunter High School. Space allocation is on a first-come, first-serve basis, so it is vital to have a backup plan for yourself and your pet. Remember, if it is not safe for you, it is not safe for your pet. Never leave pets outside. Alternatively, you can call one of the kennels or a pet sitter. You could also ask at your workplace to see if they allow pets in emergencies.

Before a storm hits, make sure your pet has a current ID tag and microchip, and that you have the following in airtight plastic bags: current photos for identification (in case you are separated), medical record copies, medication and food. A pet carrier or crate should be outfitted with newspapers, blankets, cat litter, a water bowl or water dripping device, a favourite toy, and have proper identification affixed to the outside. Stock up on at least a month’s worth of food, water, pet supplies and medication.

If you are leaving the Island with your pet, you will need to obtain a travel health certificate from your veterinarian, which can be issued in one day. Your veterinarian will require the following documents for a health certificate: your address, your destination address, vaccine history, rabies vaccine certificates and copies of your pet’s rabies titre blood tests. If you leave the Island with your pet without their current rabies travel paperwork, you will be subjected to the Government’s import requirements when returning. After obtaining your completed health certificate, hand-deliver it to the DOA and your exit permit will be issued. Your pet cannot travel on a veterinary health certificate alone. If your home is a safe refuge during a storm, consider fostering an animal in need.

Dog Trainers

Cayman Canine Training Services

Kenneth Morgan

94 Tuscany Drive, Savannah

Tel: (345) 916 2075

Email: dogtrainer@candw.ky

www.dogtrainer.ky

One-on-one or group behavioural and obedience training (group sessions for six weeks, two lessons per week, for CI$360; or private one hour sessions for CI$75 at your home, or CI$75 to bring your dog for the day to Kenneth’s home for specialised training and social play); beginners and advanced training; dog walking/sitting while at work or vacation; vet visits; beach training; how to care for your dog. Kenneth also offers advice on how to understand a dog’s body language, barks and behaviour, and he is particularly good at solving difficult problems. Additionally, Kenneth offers a service whereby he will make sure your pet is looked after, either on a visitation or live-in basis while you are on vacation. CI$40 per day for day care play and CI$50 for overnight boarding. You can find Cayman Canine Training Services on Facebook. SEE AD PAGE 419

Kennels & Pet Sitting

Best Friends Bed & Biscuit Play & Stay Pet Care/Liz Walker

89 Phelan Close, off South Church Street, GT Tel: (345) 925 6719

Email: ewalker1832@gmail.com

Takes small dogs (max 25lbs) for overnight boarding and day care. Dogs must be on a flea and tick programme. Liz charges CI$40 for overnight boarding or CI$20 for day care. The dogs are walked on the beach daily and have the run of her house and garden. During school holidays she gets booked up months in advance.

Cayman Canine Training Services

94 Tuscany Drive, Savannah

Tel: (345) 916 2075

Email: dogtrainer@candw.ky

Cayman Pet Paradise

46 Ranch Road, Savannah

Tel: (345) 947 1334

Email: caymanpetparadise@gmail.com

www.caymanpetparadise.com

A full-service kennel facility with 40+ open air kennels, nine of which are oversized to accommodate multiple dogs from the same family and eight double kennels. There is a cattery with 13 large kennels. Expect to pay CI$28 per night for dogs and CI$20 for cats. Day care services for dogs are offered for

PETS 26 420 CAYMANRESIDENT 202 3 »

CI$15, where dogs are exercised and allowed supervised socialising with other dogs. All vaccinations must be up-to-date, including kennel cough. They also have the Island’s only pet crematorium. All dogs should be given Heartgard medication monthly and all cats and dogs should be treated for ticks and fleas with a monthly top spot type treatment. Cayman Pet Paradise stocks Fiproguard Plus, a generic version of Frontline Plus that is just as effective and much less expensive. SEE AD THIS PAGE

Just Like Home

Tel: (345) 938 2587

Email: jo@justlikehomecayman.net

Just Like Home offers homely doggy daycare facilities and other services including bathing and grooming.

Petopia Resort & Spa

Tel: (345) 926 1990

A full-service animal care facility dedicated to providing quality care for your pets

Pet Grooming & Pampering

You can drop your dog or cat off with the following companies: Cayman Pet Paradise (Tel: (345) 947 1334) provides a full grooming service including trimming, bathing, blow drying and more. Cay 9 Resort and Spa (Tel: (345) 769 3647) also offer grooming services. Just Like Home (Tel: (345) 938 2587) offers complete grooming and includes hair cuts, blow drys and nail trims all in a calm, peaceful environment with no restrictive cages either before or after an appointment. Must Love Dogs (Tel: (345) 746 7222) offers full grooming services including dental, gland hygiene, nail trimming and more. Petopia Resort & Spa (Tel: (345) 926 1990) provides bathing and grooming for dogs and cats. You can also contact Melanie Hulse (Tel: (345) 916 7268 or email: melhulse@gmail.com) who works out of Island Veterinary Services.

Pet-Friendly Staycations

One of the most difficult parts of planning a staycation is figuring out who is going to take care of your pets. The following places offer pet-friendly accommodation.

The Kimpton Seafire Resort +Spa

60 Tanager Way, Seven Mile Beach

www.seafireresortandspa.com

The Grand Cayman Marriott Beach Resort

389 West Bay Road, Seven Mile Beach

www.marriottgrandcaymanbeachhouse.com

The Cottages

Austin Connolly Rd, Queen’s Highway, East End

Email: stay@thecottagescayman.com

LOST & INJURED PETS & WILDLIFE

Lost pets are usually picked up by the Humane Society, C.A.R.E., One Dog At A Time or the Department of Agriculture, so they should be your first point of contact. Canine Friends (Tel: (345) 925 3990 or email: info@caninefriends.ky) rescues dogs from dangerous situations and places them in a foster home. If you find an injured stray animal, you can take it to Island Veterinary Services (Tel: (345) 949 0787) who will nurse it back to health. They appreciate donations for this service. They don’t, however, arrange pick-ups. All charities and vets will email members and post messages on their social media to help find lost pets.

Cayman Islands Humane Society

153 North Sound Road, George Town

Tel: (345) 949 1461

Emergency: (345) 326 1461

Email: cihsshelter@candw.ky

www.caymanislandshumanesociety.com

Open 365 days of the year: Monday, Tuesday and Friday 11am-5pm; Wednesday and Thursday 11am-1pm; Saturday 9am-4pm and Sunday 9am-12pm for dog walking.

Department of Agriculture (DOA)

181 Lottery Road, Lower Valley, Bodden Town

Tel: (345) 947 3090

The best thing to do is to go to the DOA and look for your animal. Visiting hours: Monday–Friday 12pm–1pm and 3.30pm–4.30pm. If animals are not claimed within seven days, they will either be put up for adoption or, sadly, put to sleep.

Committed to a no-kill community.

One Dog at a Time (ODAAT)

www.odaat.ky

Rescues unwanted dogs from the streets and the DOA pound when at risk of euthanasia.

Animal Abuse

In Cayman, abuse of animals is a crime and serious penalties apply if prosecuted. The Government employs Animal Welfare Officers who will investigate animal cruelty, apprehend an individual and prosecute. If you are aware that animal abuse has occurred, report it to the DOA (Tel: (345) 947 3090), the Police (Tel: (345) 949 4222), or email: reportanimalcruelty@gov.ky. If you wish to remain anonymous, call the Humane Society (Tel: (345) 949 1461) or email: info@caymanislandshumanesociety. com.

Tell them you saw it in the

C.A.R.E. - Cayman Animal Rescue Enthusiasts

Tel: (345) 938 2273 or www.caymancare.ky

PETS 26 » www. caymanresident .com 421
THE

for Adults Activities

on exploring the Island, its beaches, cultural activities, art classes, entertainment and watersports, plus everything you need to know about activities to suit your interests and hobbies.

From cultural events and trips to water activities and art classes, adults on-Island have a huge variety of activities available to them. For more details on tour prices, times and promotions, pick up a copy of Explore Cayman, the definitive guide for exploring Cayman, visit www.explorecayman.com, or download the free iPhone or iPad app. Also, for Cayman’s most up-to-date events guide, download the What’s On Cayman app. Visit www. whatsoncayman.ky for more information.

EXPLORING CAYMAN’S ATTRACTIONS

Pedro St. James (Pedro Castle)

The Great House at Pedro St. James, also known as ‘Pedro Castle’, is the oldest known stone structure in the Cayman Islands. It was built using slave labour in 1780 as the great house for mariner and plantation owner William Eden. Set over seven acres, the site encompasses a three-storey, early 18th-century home with its accompanying outbuildings, palm-lined walkways, a manicured great lawn and spectacular views of the sea. This is one of the most beautiful locations in Grand Cayman, where a 3D multi-sensory theatre helps place the site into a historical perspective. Perhaps best known as the “Birthplace of Democracy in the Cayman Islands”, the house was the venue for an 1831 meeting where the decision was made to form the first elected parliament. In 1835, the proclamation ending slavery in the British Empire was read from the steps of Pedro St. James. This national historic site plays

ACTIVITIES FOR ADULTS 27 422 CAYMANRESIDENT 202 3 »
Exploring Cayman’s Attractions 422 - Pedro St. James (Pedro Castle) 422 - Queen Elizabeth II Botanic Park 423 - Cayman Crystal Caves 423 - Stingray City & The Sandbar 424 - Cayman Turtle Centre 424 - Beaches 424 - Blue Iguana Conservation 425 - Helicopter & Motorcycle Rides 425 Cultural Activities 425 - Cayman Islands National Museum 425 - The Mission House 426 Cultural & Educational Programmes 426 - Drama Society 426 - National Gallery 426 - The National Trust 427 - Cinema 427 - Music 427 - Talks 427 Cultural Events 427 - Pirates Week Festival 427 - Batabano 428 - Gimistory 428 - Red Sky at Night 428 Watersports & Excursions 428 - Kayaking & Paddleboarding 428 - Sailing 428 - Snorkelling 428 - Waverunner Trips & Windsurfing 430 Other Fun Activities 430 - Art, Painting, Pottery & More 430 - Land & Nature Tours 430 Information
Photos courtesy of Andi Marcher, Crystal Caves & Guy Waller

a pivotal role in keeping the Caymanian culture and heritage alive. Also on-site, you can find a playground, an old stamp collection room and a gift shop. The Thatch and Barrel restaurant offers drink specials at its Sea Sessions Happy Hour every Friday, beginning at 5pm. Located in Savannah, Pedro St. James is just a 20 minute drive from George Town and is open daily from 8.30am to 5pm (last movie showing at 4pm), except on Good Friday and Christmas Day. Resident rates are available at CI$5 for adults and guided tours are CI$10 with free entry for seniors 65+ and children five and under. There is no admission for Sea Sessions Happy Hour. A valid ID is required for resident rates. For more information, email: info@ pedrostjames.ky, Tel: (345) 947 3329 or visit www.pedrostjames.ky. SEE AD PAGE 411

Queen Elizabeth II Botanic Park

This 65 acre site is made up of seven themed gardens, woodland trails, a lake and wetlands, a nursery, and a visitor’s centre. It is home to the endangered Blue Iguana Conservation facility, the rare Ghost Orchid, the Banana Orchid (Cayman’s national flower), the Cayman Parrot (Cayman’s national bird), various native and endemic butterflies and much more. You can explore the Heritage Garden and learn how Caymanians lived in days of old; take a stroll through the Colour Garden, Woodland Trail, the Xerophytic Garden, Orchid Boardwalk or the soonto-be complete Children’s Garden. Alternatively, just relax and picnic by the lake – a favourite place for birdwatching. Located on Frank Sound Road in North Side, the Queen Elizabeth II Botanic Park is approximately a 40 minute drive from George Town. They also offer a golf cart for the elderly and disabled. Please note that this must be prearranged by emailing: manager@botanic-park.ky. The Park is open daily 9am-5.30pm (last admission at 4.30pm). Resident rates are available at CI$5 for adults, guided tours are CI$10 with free entry for seniors 65+ and children five and under. A valid ID is required for

resident rates. Tel: (345) 947 9462 or visit www.botanic-park.ky.

Hell Geological Site

Located in West Bay, Hell comprises a unique geological wonder; created by salt and limestone over 23 million years. This small patch of black limestone formation, which sits on two acres, can be seen poking out from its lush surroundings. Erosion has left an eerie and desolate-looking landscape, earning its name. After marvelling at the field of black peaks, make sure to send your friends a postcard from Hell, with the Hell postmark as proof that you’ve been to Hell and back! Entry is free. Gift shops and restrooms are available during the opening hours of 8.30am-4pm.

Cayman Crystal Caves

Situated in a lush tropical forest in North Side, the Cayman Crystal Caves offer an underground adventure into a fascinating world. Upon your visit, you will be escorted with a knowledgeable tour guide

and you will join them on an adventure of “Cayman Down Under”. You will venture into amazing caves where you will see stalactite and stalagmite crystal structures and otherworldly formations formed by single drops of water and the slow passage of time. Tour through the unique tropical forest under which the caves formed. Amongst the forest and caves are captivating tropical plants and animal life, including strangler balsam trees, air plants, parrots and bats. Tours are approximately one-and-a-half hours and take you through the surrounding tropical forest area and three spectacular caves. Guests must be able to walk up the stairs unaided for this tour. There is a snack and gift store on-site. Please bring comfortable attire for warm weather and walking shoes. Pre-booking is required. Open seven days a week, with tours running from 9am-4pm. Adults US$40, children 12 and under US$30. Tel: (345) 949 2283, email: info@ caymancrystalcaves.com or visit www. caymancrystalcaves.com.

Tel: (345) 949 2283 Email: info@caymancrystalcaves.com

www.caymancrystalcaves.com

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Situated in a lush tropical forest in North Side, the Cayman Crystal Caves offer an underground adventure into a fascinating world. Venture into amazing caves where you will see stalactite and stalagmite crystal structures and other worldly formations. Tour through the tropical forest under which the caves formed and spot tropical plant and animal life, including strangler balsam trees, air plants, parrots, and bats. Tours lasts 1 ½ hours. Guests must be able to walk up the stairs unaided for this tour. Pre booking is required. Open seven days a week, with tours running from 9am-4pm. Adults US$40, children 12 and under US$30.

Cayman Craft Market

Located on Seafarers Way, across from the Wreck of the Cali in George Town, the Cayman Craft Market brings together visitors and local artisans who create and display unique Caymanian art, jewellery, crafts and recycled treasures made from unique materials, as well as locally made sauces, jams and jellies. Find items made from leather, thatch, wood, shells, Caymanite and black coral. Open Monday-Friday, 8.30am-3pm.

Stingray City & The Sandbar

If you are interested in diving and seeing the gorgeous coral reefs while swimming with the rays in 20ft deep water, Stingray City is the best place to visit. This natural attraction has become very popular and has been covered by National Geographic, as well as many other international magazines. For an up-close-and-personal encounter where you can walk in waist-deep water with the stingrays, you may want to choose The Sandbar The rays are completely safe, nearly four feet in diameter and will brush against you with their soft underbellies looking for squid, their favourite food, which you may feed them by hand. Do not lift them from the water, step on them or torment them. Note that wearing flippers is not wise, as you may disturb or anger the rays. When tourism is in full swing, The Sandbar is usually quite busy as it is extremely popular. However, if you are going with a boat operator, they will usually find a good spot to anchor and a staff member may help you hold a stingray.

Just to the left, past Rum Point Club and off Sand Point Road, is the Mini Sandbar. This is a popular stop for a shallow swim. You can access it by boat or wade out if exploring by car. Refer to the Boating chapter or visit www.explorecayman.com for tour operators.

Cayman Turtle Centre

Since 1968, Cayman Turtle Centre has released more than 34,000 captive-bred and raised sea turtles back into the sea to help replenish Cayman’s wild population. The Centre, which is dedicated to the conservation and education of the green sea turtle, is home to turtles of all ages, from six-ounce hatchlings to 500lb adult breeding turtles. During your visit to the Centre, you can learn about the turtles in the exhibits, the breeding and rearing process, snorkel with the turtles and reef fish, swim in the freshwater pool and visit hatchlings during the nesting season. You will also be exposed to local and regional wildlife, like flora along the nature trail, the Cayman Parrots in the Caribbean Aviary, sharks in the Predator Reef and their rescued crocodile, Smiley.

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Beaches

There are several wonderful beaches on Grand Cayman. The most popular is Seven Mile Beach, which runs the length of the western side of the Island just north of George Town. Two popular spots along this span are Governor’s Beach, adjacent to the Governor’s House (next door to

the Westin) and Seven Mile Public Beach, which has cabanas providing shade, public restrooms and a children’s play area. A new 5,575-sq ft callisthenics park also opened last year. Farther north, there is Cemetery Beach, which is shaded by many large sea grape and casuarina trees and has great snorkelling spots only a five-minute swim offshore.

Starfish Point, just beyond Kaibo in North Side, is a nice, quiet spot for a picnic or paddle. It is shaded by casuarina trees, has a wide shallow area close to the shore and large starfish can often be found just a few feet off the shore. Do not hold the starfish above the water as they need to remain in the water to survive.

Rum Point, located to the left of Starfish Point, has been a popular spot with tourists and locals for many years. After closing during the COVID-19 pandemic, it is scheduled to reopen in 2023 upon completion of some new renovations. In the meantime, the shallow waters offshore are still a popular boat hangout, especially on Sundays.

Spotts Public Beach off Shamrock Road is a good place to spot turtles in the early morning and late afternoon when they come in to feed, plus to the far right of the beach there are wonderful rock pools. Please note there is a very strong current at this beach and swimming out to the reef is very dangerous and risky. Do not swim out to the cut in the reef.

Just beyond the Grand Old House restaurant is Smith’s Barcadere (also known as Smith’s Cove). This is a small public beach with lots of shade, picnic benches, great snorkelling and a lovely place to watch the sunset. It also has fresh water showers and restroom facilities.

Many districts also have public beaches, including West Bay, Bodden Town, East End and North Side. There are no private beaches in Cayman; all beaches are public (up to the high-water mark). If you want to put your towel on a beach in front of a hotel or condominium complex, you are more than welcome to do so, as long as you stay near the high-water mark and do not use

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Your Adventure Today!
Plan
Caribbean Aviary Turtle Twister Waterslide
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Smiley’s Crocodile Cove Turtle Lagoon

their sun loungers. Some establishments are open to the public. Examples include Tillie’s on Seven Mile Beach, Kaibo in North Side and the Wyndham Reef Resort in East End, all of which have beach bars and tables on the beach where you can sit and watch the children play in the sea just a few feet away. They are also available for private functions.

Please note that there are no nudist beaches in the Cayman Islands and topless sunbathing is illegal.

Blue Iguana Conservation

Grand Cayman’s famed ‘Blue Dragons’ are found at the Blue Iguana Conservation facility located at the Queen Elizabeth II Botanic Park. Once numbering in the tens of thousands, by 2001, there were thought to be fewer than 25 Blue Iguanas left in the wild. The endangered Blue Iguana is only found here in Grand Cayman. During the 45-minute tour at the Botanic Park, your guide will walk you through the facility for a behind-the-scenes look where you will meet Peter, their most famous Blue, enjoy amazing photo opportunities and learn from their expert wardens about how Blue Iguana conservation has brought these endangered species back from the brink of extinction. Ticket prices include entry to the park and a guided tour by their expert wardens. Proceeds from Blue Iguana tours directly benefit the Blue Iguana Conservation programme. After your tour, you can visit the National Trust Nature Store, located at Dart Park, to browse their selection of National Trust and Blue Iguana Conservation merchandise. For more information or to book a school, corporate or private customised guided tour, Tel: (345) 749 1121 or email: tours@ nationaltrust.org.ky.

Collier’s Nature Reserve & Trail

The Collier’s Nature Reserve & Trail boasts 190 acres of protected Blue Iguana territory. The easy walking trail allows visitors to observe the iguanas and other animals in their natural habitat, as well as many different species of Cayman’s fauna,

fungi and lichens. It is located a mile inland from the coastal East End Road, Austin Conolly Drive. For more information, Tel: (345) 749 1121.

Guided Bicycle Rides

Eco Rides run a cycling tour around the Eastern District. Tel: (345) 922 0754 or email: ecoridescayman@gmail.com for more information. Paddle Wheel is another company that offers guided tours. They use electric bikes, which give you the power to decide how much you want to pedal and how much you want to relax. Cycle the West Bay Loop and enjoy Cayman’s coastline and mangrove forests. The tour is around three hours in length, but they also offer a six-hour Adventure Tour, which includes lunch, biking and kayaking stops. Tel: (345) 640 2453 or email: hello@ paddlewheel.ky.

Helicopter Rides

A fantastic way to explore the Island is a 15-minute (US$165pp) or 40-minute (US$380pp) tour with Cayman Islands Helicopters (resident rates). Their Sunset Dinner Flight is perfect for special occasions; land for dinner at The RitzCarlton (US$950 for up to six people) or Camana Bay, followed by a limousine ride home. Water enthusiasts will enjoy their ‘one day three Islands’ dive package. Helicopter to Cayman Brac to dive the M/V Captain Keith Tibbetts, then helicopter on to Little Cayman to dive Bloody Bay Wall, followed by lunch at Southern Cross Club. Helicopter back to Grand Cayman to dive the USS Kittiwake before finally watching the sunset at the Lobster Pot with wine and cheese. Tel: (345) 943 4354, or visit www. caymanislandshelicopters.com. SEE AD PAGE 71

Motorcycle Tours

Call Cayman Custom Cycles on (345) 945 7433 for a guided tour around the Island, including lunch, or for an afternoon getaway. You must have a Group 1A motorcycle license. If you do not have a licence, you can still join in. A member of staff can take you on the back of their bike.

Mastic Reserve & Trail

The Mastic Reserve protects 834 acres of lowland semi-deciduous forest, wetlands and core habitat for many of the Island’s unique animals, birds and plants. The area is traversed by the historic Mastic Trail, which is a wilderness path meandering through a variety of natural habitats. Some of Cayman’s rarest trees can be seen here including mahogany, ironwood and West Indian cedar, as well as wild orchids and medicinal plants. Geological features such as sink holes, jagged limestone bedrock and splits can also be seen along the trail. The National Trust hosts guided three-hour nature walks with a trained and experienced naturalist. Be sure to wear sturdy shoes, a hat and sunscreen, and bring water and mosquito repellent. Booking and prepayment is required for a minimum of six participants. The trail is open 365 days per year and self-guided tours can be accessed free of charge. For self-guided tours, we suggest purchasing their Mastic Trail Adventure Guide for CI$4, available at the National Trust office at Dart Park. For more information or to book a school, corporate or private customised guided tour, Tel: (345) 749 1121 or email: tours@ nationaltrust.org.ky.

CULTURAL ACTIVITIES

MUSEUMS

Cayman Islands National Museum

The Cayman Islands National Museum is located in Cayman’s oldest public building, the Old Courts building in George Town. Permanent exhibits showcase Cayman’s art, traditions and cultural and natural history, including boats, furniture, textiles, paintings and ceramics. Many of the museum’s exhibits are interactive and include a simulated submarine showing marine species and habitats, a 3D bathymetric map of the ocean floor and Cayman’s location in the Caribbean, two life-like talking animatronic figures and an audio-visual presentation on Cayman’s history, environment and people. There are changing galleries that feature information on a variety of cultural history, natural

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history and local art-related topics. Open Monday-Friday 9am-5pm, Saturday 10am2pm and select public holidays. Admission is CI$6.40 for adults, CI$4.80 for seniors and CI$2.40 for children. Members and local students are admitted free. Residents can also visit for free on the first Saturday of every month. Tel: (345) 949 8368 or visit www.museum.ky for more information.

The Mission House

This historic site is known to have been utilised in the 1700s by early settlers, due to its abundant waterfowl and supply of fresh water. Located at 63 Gun Square in Bodden Town, it rose to prominence in the 1800s when it became known as the Mission House to early missionaries, teachers and families who contributed to establishing the Presbyterian ministry and school in Bodden Town. The tour takes you through all the rooms in the house, where you will see many of the genuine artefacts of glass, ceramic and more

Opening hours are Friday and Saturday 10am-2pm. Tours cost CI$10 for adults and CI$4 for children. Tel: (345) 749 1123 or email: projects@nationaltrust. org.ky.

CULTURAL & EDUCATIONAL PROGRAMMES & EXHIBITIONS

Cayman Drama Society

The Cayman Drama Society has regular classes and workshops for adults interested in acting. Productions also have many opportunities for people to get involved, with a new production underway every few months, from comedy and high drama to musicals. Dedicated members devote their time, talent and energy to ensure every production provides first-class entertainment. The classes for actors to train include acting theory, scene studies, improv, film acting, mask and mime work, and often requests from the students themselves. They also teach script writing, directing, stage management, light and sound, set design and construction. There

are many opportunities throughout the year, such as costume, make-up, sound, lighting, bar and front-of-house. Visit www.cds.ky to become a member or join a class.

Cayman National Cultural Foundation (CNCF)

CNCF is a non-profit organisation dedicated to facilitating and preserving Caymanian cultural arts by organising cultural festivals, staging and assisting others with shows at the FJ Harquail Cultural Centre, and engaging in artistic development, youth arts and special projects. Among the many events CNCF organises throughout the year is the annual festival, Cayfest. The festival showcases Cayman’s cultural diversity and artistic talent and features the National Arts and Culture Awards, a Dress For Culture Day, and the Red Sky at Night Festival. Another festival under the CNCF umbrella is the International Storytelling Festival of the Cayman Islands (Gimistory).

CNCF also offers the ‘Mind’s Eye’ tours of the South Sound home of the late Miss Lassie Bush, Cayman’s acclaimed visionary intuitive artist. Theatrical productions are also staged throughout the year. Tel: (345) 949 5477 or visit www.artscayman.org.

The National Gallery of the Cayman Islands (NGCI)

Located along the Esterley Tibbetts Highway, the National Gallery and Education Centre’s 9,000sq ft home is a dynamic nonprofit arts organisation. NGCI facilitates a wide variety of local and international exhibitions throughout the year and is home to the national art collection. The gallery hosts a range of engaging events and art happenings throughout the year including lectures, workshops and special events for members. Annual events include the Big Art Auction (October), the Fundraising Costume Gala (November) and a festive Members’ Christmas Party and Artisans Fair (December). The NGCI also runs an active volunteer programme and welcomes new members. Admission is free to the public; however, donations are

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Culture • Food & Drink • Entertainment •
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always welcome. Visit www.nationalgallery. org.ky for more information.

The National Trust

The National Trust for the Cayman Islands offers monthly activities that teach you a great deal about the Cayman Islands. Programmes include adult lectures based on local historical and environmental topics, as well as guided tours of the Mastic Trail, Blue Iguana Conservation and Mission House. The National Trust also offers privately guided nature walking tours, bird watching and traditional cooking classes. Opening hours are Monday-Friday 9am-5pm. For more information, visit their Visitor’s Centre in the South Sound Dart Family Park, Tel: (345) 749 1121, visit www.nationaltrust.org.ky or email: tours@nationaltrust.org.ky.

Cinema

Camana Bay Cinema is a state-of-the-art movie theatre located in the heart of Camana Bay and boasts seven screens, three of which are VIP auditoriums complete with 4K picture resolution, Dolby Atmos Immersive Audio and Luxury Recliners. They host a range of events, including Kids Club, Classics @ the Cinema, and Culture @ the Cinema. Grab a snack, delicious fried chicken wings or a freshly made pizza from the fully stocked concession stand. For current movie listings and times, visit www.bigscreen.ky.

Music

For a variety of instrumental lessons, contact Cayman Music School in Camana Bay. The Music School provides group and private lessons in a variety of string and woodwind instruments; including guitar, piano, flute, drums, violin, saxophone, ukulele and bass and tuition in singing, music theory, drama and recording. They also boast a music shop and a recording studio. Visit www.caymanmusicschool. com. Established in 2001, Musicians Ltd. is a leading provider of music and performing arts in the Cayman Islands. Instrumental lessons are offered on piano, guitar, ukulele, violin, cello, flute, clarinet,

saxophone, trumpet, trombone, drums and composition. Individual and paired lessons are available at their dedicated studio, as well as several schools on-Island. Performing Arts Group Classes are also available with several major performing opportunities throughout the year, including a full annual production. For more information, visit www.musicians. ky or Tel: (345) 525 6787. To register, email: office@musicians.ky. Earl La Pierre teaches adult steel pan classes on Monday evenings at UCCI from 6pm-8pm. He also has a performing band, known as Pandemix, where newcomers are welcomed. Practices are on Tuesday and Thursday 6pm-8pm at UCCI. Tel: (345) 526 5059 or (345) 916 5676 to learn more. For private lessons in singing, piano and music tutoring, contact Nicole Bodden at her studio in the Barnett Building, off the CNB roundabout. Tel: (345) 917 3753. JukeBox offers a mobile music service providing private and group instrumental lessons, as well as early years and mummy-and-me classes. For more information on schedules and events, visit www.jukebox.ky, Tel: (345) 321 5126 or email: info@jukebox.ky. Throughout the week, various restaurants and bars host live music by local talent. Check out the ‘Nightlife’ section on the Explore Cayman website (www.explorecayman. com) for lists of different restaurants that offer live music on each night of the week. Parcel 110, located on the 3rd floor of Royal Plaza on 40 Cardinall Avenue, offers music events three times a week. Head to Words and Rhythm Live on Monday for live music, Words and Rhythm Forum on Wednesday for open mic nights, and Happy Hour on Friday for more live tunes.

Cayman National Choir & Orchestra

Choir practice is held on Monday at 7.30pm-9pm in the Bay Harbour Centre on West Bay Road and orchestra practice is held on Wednesday from 7.30pm-9pm at the same location. Email Sue Horrocks at caymanchoirandorchestra@gmail.com.

Talks

Next Chapter’s Infinite Mindcare Talk Series takes place on the third Saturday of every month at 9am. Each month’s topic is different, covering subjects like the importance of sleep, maintaining friendships and keeping a healthy mindset on social media. The talks are hosted by professional psychotherapists from Infinite Mindcare and a different book is recommended each month. For more information on dates and location, Tel: (345) 926 0882, (345) 640 2665, or visit www.facebook.com/infinitemindcare. The National Gallery also offers lectures on a range of topics, along with Artist and Curator Q&A sessions. To view their latest events, visit www.nationalgallery. org.ky. Parcel 110 is Cayman’s home for creative collaboration. If you’re on the hunt for discussion and debate, they offer many talks as a part of their Studio Notes discussion series. Head to their Facebook page for a look at their latest events (www. facebook.com/Parcel110) or Tel: (345) 525 8820 for more information.

CULTURAL EVENTS

Pirates Week Festival

Pirates Week Festival is one of the biggest cultural events in the Cayman Islands and an annual spectacle that takes place every year. In 2022, the festival expanded, with events held from September to November. During this time, 40+ activities were hosted in the Cayman Islands. This included District Days across all three Islands and a big celebratory week in Grand Cayman for the highlight of the festival: the Landing Pageant and Float Parade in George Town. During this event, thousands of people line the streets to watch a mock take-over of the Island by a band of fighting pirates, who come ashore by pirate ship. A parade, street dance and fireworks display also take place. Other features of the festival include an abundance of music, culture and delicious local food. For more information on the festival or for information on how to get involved, find them on Facebook or contact the Pirates Week Office by phone.

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Tel: (345) 949 5859 or (345) 949 5078.

Batabano

The name “Batabano” is synonymous with the Cayman Islands and the Caymanian way of life. A salute to Cayman’s turtling heritage, batabano is the native name for the tracks left in the sand when sea turtles go ashore to nest, which has always been a cause for celebration in the Cayman Islands. Cayman Carnival Batabano is therefore ceremoniously held the first weekend in May as part of the celebration and awareness of the start of Turtle Nesting Season. Established in 1983 by the Rotary Club of Grand Cayman, Cayman Carnival Batabano is a non-profit organisation, and is a multi-day carnival that includes a food festival, fetes, a street dance and a costume street parade. As the National Carnival of the Cayman Islands, Batabano is a major highlight on Grand Cayman’s cultural and entertainment calendar for residents and visitors who flock to the streets by the thousands! Batabano 2023 will take place from the 3rd to the 6th of May.

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Gimistory

Gimistory is a long-running Storytelling Festival that features guest storytellers from the Cayman Islands and the wider Caribbean. Over a weeklong programme in November, the festival travels to different public venues and local schools in all districts on all three Islands. Visit www. artscayman.org/gimistory.

Red Sky at Night

Red Sky at Night, a multi-cultural arts fair, celebrates all things arts and culture. The event features a variety of entertainment such as live dance, music, drama performances and poetry readings, as well as displays of visual arts, crafts and films. From steel pan, fiddles and drums to DJs, dance troupe performances, storytelling and theatre, there is no shortage of entertainment. There are also dozens of artisan booths selling locally made art, crafts, jewellery, clothes and accessories,

as well as food vendors selling traditional Caymanian food and delicacies from around the world. Contact the Cayman National Cultural Foundation on (345) 949 5477 for more information and to volunteer.

WATERSPORTS & EXCURSIONS

Boating, diving and fishing are all very popular in the Cayman Islands. For more information on these activities, see the Boating and Diving chapters.

Kayaking & Bioluminescent Tours

One of nature’s best-kept secrets is a rare bioluminescent phenomenon found only in a dozen places worldwide. Cayman Kayaks offers magical bioluminescence tours by kayak and electric catamaran from Rum Point to the bioluminescent bay, which is suitable for all skill levels and only a 10-minute paddle. Tours are one-and-a-half to two hours long and they include the guided tour to and from the bay. Tel: (345) 926 4467, email: reservations@caymankayaks. com or visit www.caymankayaks.com.

Cayman Sea Elements also offers tours of the bioluminescent bay, where you can snorkel and swim, plus mangrove kayak tours where you will encounter a myriad of wildlife, while learning about Cayman’s unique mangrove habitats. Tours take approximately two hours and leave from the Cayman Islands Yacht Club. Tel: (345) 936 8687 or email: caymansea@gmail.com. White Sand Water Sports (Tel: (345) 938 7263) has kayaks available for rent and they can deliver them Island-wide. For more information, email: whitesandwatersports@gmail.com. Kayaks can also be rented from Red Sail Sports. Tel: (345) 623 5965 for details.

Kiteboarding

Kitesurf Cayman offers private two-hour lessons on Barker’s Beach in West Bay. To get involved in the kiteboarding community, visit www.kitesurfcayman. com or email: info@kitesurfcayman.com.

Paddleboarding

Paddleboards can be rented from Cayman Stand Up Paddle Co. Ltd. (Tel: (345) 938 4787) and delivered to your home and condo. Free delivery in and around Seven Mile Beach is also offered. For more information, email: info@caymanstanduppaddleco.ky. White Sand Water Sports (Tel: (345) 938 7263) also rent paddleboards for US$65 a day (minimum) or US$235 per week, with a 10% discount available to residents. They can deliver the paddleboards Islandwide. For more information, email: whitesandwatersports@gmail.com. Bliss Living Yoga (Tel: (345) 949 9642) offers paddleboard yoga on Tuesday evenings.

Sailing

The Cayman Islands Sailing Club offers a range of sailing lessons for adults with little or no sailing experience and those looking to further develop their skills. Each are eight-hour coached courses that are usually scheduled over two weekends (two four-hour sessions on consecutive Saturdays or Sundays). Private lessons are also available. For more information visit, www.sailing.ky, email: admin@sailing.ky or Tel: (345) 947 7913. SEE AD OPPOSITE PAGE

Snorkelling

Snorkelling is a great way to discover the underwater world and the Cayman Islands have some incredible spots to explore. White Sand Water Sports (Tel: (345) 938 7263) offer a Slip and Slide Snorkel Tour that is perfect for families. The tour takes place on a custom-built 30ft pontoon boat that has plenty of shade. On the top deck, you’ll find a pair of waterslides that are perfect for sliding into Cayman’s beautiful blue waters. Kids and adults will love this fun addition. For more information or to book a trip, email: whitesandwatersports@gmail.com. Frank’s Watersports (Tel: (345) 945 5491) also offers snorkelling tours to Stingray City. Refer to www.explorecayman.com for more information on their services. If you are looking for something spacious and relaxing, Captain Bryan’s offers catamaran tours to Stingray City and Starfish Point.

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Visit www.captainbryans.com or email: captainbryans@candw.ky for more information. If you’d like to plan your own day or experience some of the wildlife just offshore, you can rent snorkel equipment from Red Sail Sports. Tel: (345) 623 5965 for more details.

Surfing

Good swells are generated off Seven Mile Beach from December to March, when Nor’westers blow through. From June to November, the best surf is usually found at the South Sound Community Centre and Mariners Cove in Spotts. However, beginners would be well advised to avoid these locations as the iron shore, coral and sea urchins can prove hazardous. Areas with a safe sandy bottom and easy access to and from the sea are ideal.

Waverunn er Trips

Aqua Watersports offers a range of waterbased activities, including exciting jet ski Stingray City tours and a luxury Cranchi 43ft Charter boat for half day, full day or sunset cruising. Tel: (345) 328 2662. Red Sail Sports rent out jet skis, SUPs and a variety of water sports equipment. They also offer a Waverunner Snorkel Safari and Banana Boat, Wakeboard and Waterski Charters. Tel: (345) 949 8745 or (345) 623 5965

Windsurfing

The prevailing winds make the beaches off East End perfect for windsurfing. White Sand Water Sports offers windsurfing lessons, equipment rental and packages. Tel: (345) 938 7263 or email: whitesandwatersports@ gmail.com.

OTHER FUN ACTIVITIES

Classes in Art, Painting, Photography, Pottery & More

The Visual Arts Society (VAS) has expertise in pottery and ceramics. The studio is equipped with three potter’s wheels, a kiln, slab roller, tools and other supplies, plus various types of clay and glazes. However, the space can be used for any

type of art. People can work independently, take classes or participate in ongoing workshops. The space can also be rented for private functions or use. Email: info@visualartcayman.com or visit them on social media (www.facebook.com/ visualartcayman). 3 Girls & a Kiln offers a wide selection of monthly art classes for all ages, including glazing, string art, sign making on wood planks, fluid art and more. For more information, visit www.3girlsandakiln.com, Tel: (345) 640 9990 or visit their waterfront location in George Town. Opening hours are Monday-Friday 10am-6pm. The National Gallery of the Cayman Islands often runs exhibition-supportive workshops during evenings and on weekends. They also provide lectures for all ages and skill levels. They host several ‘Open Call’ exhibition opportunities during the year, as well as Artisan Fairs. You can also take part in their Art and Wellness initiative, a free programme of wellness classes and workshops including meditation, yoga, nutrition and mindfulness. For more detailed event information, visit www.nationalgallery.org.ky/whats-on or email: education@nationalgallery.org.ky or Tel: (345) 945 8111. Art Nest, located in Elizabethan Square in George Town, hosts a variety of painting workshops and events, along with private classes and team socials. Email: events@artnestcayman. com or call (345) 927 2258 for more information. Cathy Church’s (Tel: (345) 949 7415) offers daily private above and underwater photography courses in the classroom and on shore dives for the underwater photographer. They also rent and sell a full range of underwater cameras that come with a free mini lesson.

Indoor Golf

Cayman Golf Lab is Cayman’s largest fullyequipped indoor golf facility. They offer two HD golf simulators and 400sq ft of putting green, as well as golf lessons for adults and children. Tel: (345) 546 6786 or visit www.caymangolflab.com for more information.

Laser Tag

Strike Zone House of Fun in Cannon Place is Cayman’s first laser tag arena and is great for hosting corporate events, staff parties and more. You can have a maximum of 24 players per game. Visit www. strikezonelasertag.com or Tel: (345) 623 4040 to book an event.

Land & Nature Tours

Reagan’s Honey offers beekeeping tours of the apiary and surrounding woodland. Tours cost US$65 for one-and-a-half hours. They include beehive inspection and your own sample jar of honey straight from the hive to take home. Cayman Safari Adventures runs a safari tour using customised Land Rovers. You will experience genuine Caymanian hospitality and learn about the unique past of the Cayman Islands. Tel: (345) 925 3002 for information. For something a bit different, contact ATV Cayman for Cayman’s only off-road tour of Barker’s Beach and other neat spots in the area. The cost per ATV is US$80 for locals and US$100 for visitors. Email: vincent@ atvcayman.com or WhatsApp: (345) 922 0366 to book a ride.

Locked Inn

Locked Inn Cayman is the first live escape room in the Caribbean. There are currently two themed rooms to choose from, each with its own set of codes and riddles to decipher, clues to unpack and puzzles to solve. The aim is for the group to use problem-solving techniques and teamwork to figure their way out of the room within a certain amount of time (45 or 60 minutes) based on the room your group has selected. Their location at Parcel 110 makes it a flexible and easy space to host parties and events for a variety of occasions. For more information or to book a slot, Tel: (345) 525 8820 or visit www.lockedinncayman.com.

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THE Tell them you saw it in the

No matter where you live, it can be a real challenge to find ways to keep your kids and teens entertained and occupied. Despite its small size, Cayman’s tight-knit community offers a growing number of age-appropriate activities for the youngsters of Cayman. From sporting activities to various cultural and educational programmes, this chapter outlines a wide variety of highly recommended activities and attractions that the whole family can enjoy.

Additionally, when looking to book activities for your kids, check out the Explore Cayman magazine and website (www. explorecayman.com), as well as the Cayman Parent magazine and the Things to Do section on the Cayman Parent website (www. caymanparent.com). Also, for Cayman’s most up-to-date guide for family and children’s events, download the What’s On Cayman app.

FAMILY OUTINGS

Although Cayman is fairly small, the welcoming community and idyllic weather encourages an active lifestyle. One of our all-time favourite outings is a North Sound boat trip with one of the local Caymanian charter boat companies: Cayman Eco Adventures (Tel: (345) 916 0503), Captain Bryan’s (email: captainbryans@candw. ky), Frank’s Watersports (Tel: (345) 925 2783) and Crazy Crab (Tel: (345) 927 2722). By organising trips with one of these local operators, you will have access to a wealth of Island knowledge and

for Kids & Teens

Everything to keep your kids active and entertained while making new friends! We have provided details on everything from playgrounds and parks to sporting events, cultural activities, playgroups, summer camps and indoor and outdoor activities.

ACTIVITIES FOR KIDS 28 » www. caymanresident .com 431
Activities Family Outings 431 Playgrounds & Parks 432 Indoor Facilities 433 Outdoor Facilities 434 Sports 436 - Athletics, Baseball, Basketball & Boxing 436 - Cricket, Dance, Diving & Football 437 - Golf, Gymnastics, Hockey & Horseback 438 - Martial Arts & Netball 438 - Rugby, Sailing & Swimming 439 - Tennis & Yoga 440 Cultural Activities 440 - Afternoon Tea, Arts & Crafts 440 - Cadet Corps & Cooking Classes 441 - Celebrating Birthdays 441 - Cinemas & Outdoor Movies 441 - Cultural Workshops 441 - Live Theatre & Music 442 - Playgroups & Technology 443 - Public Libraries 443 - Leadership Development & Girl Guides 443 Summer Camps 443
Photos courtesy of Kathleen Spencer & Rebecca Davidson

can customise your excursion to suit your family. Tour stops can include Stingray City, the Sandbar, Coral Gardens, the Barrier Reef and Kaibo. Not only will your tour be tailored to you, but you will also get to experience true Caymanian hospitality and meet some ‘Islanders’. If you have little thrill-seekers in the family, you may enjoy a trip to Stingray City and then continue to Rum Point by jet ski.

On a rough day, take your children to see the Blow Holes in East End and enjoy the exciting explosion of water when it passes quickly through underwater caverns and high into the air. Be careful on the iron shore and don’t forget to wear proper shoes and a swimsuit, as you can easily get wet if you stand close enough.

Another sea-based activity that is fun for the whole family is a bioluminescence tour by kayak or electric catamaran offered by Cayman Kayaks twice nightly from Rum Point. They also provide a morning kayak tour through the Cayman wetlands. For more information, Tel: (345) 926 4467, email: reservations@caymankayaks.com or visit www.caymankayaks.com. Cayman Sea Elements offers boat tours through the mangroves to find birds, starfish, jellyfish, anemones and iguanas. This tour is suitable for children of all ages. Tel: (345) 936 8687 or email: caymansea@gmail.com. Refer to our Boating chapter for a list of other tour providers in Cayman.

For more fun, you could take a banana boat ride with Red Sail Sports (Tel: (345) 623 5965). Kids particularly love to ride with a group of their friends! Or swim with the dolphins at Dolphin Discovery (Tel: (345) 327 4742) in West Bay. Make sure to ask about their resident discounts.

For an amazing aerial experience of Cayman that covers the Island from North Sound and Stingray City to George Town and Seven Mile Beach, take a helicopter tour with Cayman Islands Helicopters. Tel: (345) 943 4354 to book. SEE AD PAGE 71

Land-based activities for the whole family are almost endless. For children and their parents, the Cayman Islands National Museum (SEE AD OPPOSITE PAGE) offers a fascinating

look into the natural and cultural history of the Cayman Islands. Cayman Turtle Centre (SEE AD PAGES 424 & 434) in West Bay also offers unique opportunities for educational and interactive animal-based activities. Visitors can enjoy bird, shark, turtle and crocodile feeding, a nature trail, snorkelling with turtles, the popular waterfalls and Turtle Twister waterslide. Once you have had your fill of wildlife, you can wander across the road for lunch at the Cracked Conch or Macabuca Tiki Bar.

Another worthwhile thing to do is a trip to the Queen Elizabeth II Botanic Park in North Side, which is an engaging outing for the whole family. If you’re coming from the western side of the Island, you could also stop in at the Mission House in Bodden Town (open on Fridays and Saturdays from 10am-2pm) and Pedro St. James in Savannah for a historical trip back in time. The Cayman Crystal Caves are another fantastic activity. Tour some of Cayman’s most beautiful natural formations that were formed millions of years ago. To book a time slot, email: info@caymancrystalcaves. com or Tel: (345) 949 2283.

For something a bit different, contact ATV Cayman for Cayman’s only off-road tour of Barker’s Beach and other lovely spots in the area. The cost per ATV is US$80 for locals and US$100 for visitors. Email: vincent@atvcayman.com or WhatsApp (345) 922 0366 to book a ride. Or bring the family to the National Gallery and enjoy a range of activities, including scavenger hunts, worksheets and guided tours based on the current exhibition schedule and the national collection. Guided tours can be booked in advance by emailing: info@ nationalgallery.org.ky. Admission is free.

In Camana Bay, you can take a walk, get a coffee, ride a bike and explore its beautifully landscaped areas. Young children will love playing in the fountains (bring a towel!) and climbing the Observation Tower for a great panoramic view. Next Chapter has a wonderful children’s room full of books, puzzles and toys, and there is always a good selection of movies at the cinema, as well as a great choice of restaurants for lunch.

PLAYGROUNDS & PARKS

Mastic Reserve & Trail (North Side)

This is an educational nature trail and is great for older kids and teens. Refer to the Activities for Adults chapter for more information.

Queen Elizabeth II Botanic Park

The Queen Elizabeth II Botanic Park is a wonderful area in Frank Sound for nature walks, birdwatching and viewing the endangered Grand Cayman blue iguana in its natural habitat. There are over 65 acres of tropical flora and fauna, seven themed gardens and much more. Guided tours are on Tuesdays and Thursdays at 2pm. Large blue iguanas lounge on the grass while butterflies, birds and agoutis dart between the array of native and exotic plants and trees. Take your little ones to visit the new Children’s Garden. For more information, see the Activities for Adults chapter.

Some parks in Cayman have cabanas that can be reserved, free of charge, for parties and events. Call the Recreation, Parks and Cemeteries Unit, Tel: (345) 946 8250 or book a time slot at app.bookking.ca/ cipwpub. They have an event schedule that shows all the current bookings. Below are some of the more popular parks to reserve.

Airport Park (George Town)

Kids and parents alike will get a kick out of watching aeroplanes from this frontrow vantage point adjacent to the Owen Roberts International Airport runway. This large park is full of see-saws, slides, rock mazes and big boulders to climb. There are restroom facilities and cabanas to provide shade.

Public Beach (West Bay Road, SMB)

Along with being on one of the most beautiful stretches of Seven Mile Beach, Public Beach has cabanas, restroom facilities, freshwater showers and a children’s playground. Last year they also opened a callisthenics park that features a variety of exercise bars and beams.

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Scholars Park (West Bay)

As a popular site for children’s parties, this landscaped park is located down Stadium Drive and features a variety of play equipment set in a huge sandpit. Along with shady cabanas and barbecue pits, there are also restroom facilities and sizeable grassy areas.

Dart Family Park (South Sound)

A gift from the Dart Foundation to the Cayman Islands, this seafront oasis is located on South Church Street. Set amid shady, landscaped gardens are slides, climbing frames, an amphitheatre, gazebos and restroom facilities. The park is open daily from sunrise to sunset, and houses the offices of the National Trust of the Cayman Islands, which provide information and displays in relation to Cayman’s flora and fauna.

Harold McCoy Sr. (Bodden Town)

Located in Gun Square next to the historic Mission House, this park has a large playground. A caboose and small Caymanian-style house make it a fascinating cultural experience for both adults and children.

Jerald Smith Park (North Side)

Located on Hutland Road, these landscaped gardens provide a welcoming playground for the North Side community.

INDOOR FACILITIES

The Arts & Recreation Centre (ARC)

Located next to Camana Bay, this indoor facility can be rented outside of school hours for sporting events. To make a booking request or enquiry, Tel: (345) 640 2878 or email: cbsc@camanabay.com.

Camp Seafire

Located at the Kimpton Seafire Resort + Spa, Camp Seafire is the perfect funfilled, flexible childcare choice for kids aged five to 12 years old. Designed to accommodate school holidays, bank holidays, brunch babysitting and more,

Camp Seafire offers well-planned hourly, half-day, full-day and weekly programmes. The camps offer creative themes, water sports activities and arts and crafts, as well as games and bespoke events. Note that children need to be potty trained to attend camp. Tel: (345) 746 0000 or email: campseafire@ seafireresortandspa.com.

Cayman Islands National Museum

The Cayman Island’s National Museum houses Cayman’s National Collection and artefacts, including boats, furniture, textiles, paintings and ceramics, and is an interesting look into Cayman’s traditions, culture and natural history. Many of the museum’s exhibits are interactive and innovative, and will be fascinating to children. An exciting addition to the National Museum is an animatronic figure of Caymanian civil servant, lawyer and politician, Miss Annie Huldah Bodden. For more information, visit www.museum. ky or Tel: (345) 949 8368.

King’s Sports Centre (KSC)

This 36,000sq ft facility on Crewe Road in George Town offers a variety of sporting, recreational and relaxing activities for the local community. Activities and facilities include an indoor youth roller hockey rink, five-a-side football, a bowling alley, a rockclimbing wall, karate lessons, squash courts, aerobics classes, steam rooms and much more. KSC also holds children’s birthday parties and children’s roller-skating

afternoons every week. Tel: (345) 946 5464 or email: kings@candw.ky. They also run a summer camp where children participate in sports activities and arts and crafts and learn debating skills. Refer to the Cayman Parent website (www.caymanparent.com) for more information.

SEE AD PAGE 458

Laser Tag

Laser tag is an exciting recreational shooting sport that is perfect for anyone looking for a fun and exhilarating outing with family or friends. Strike Zone House of Fun, located in Cannon Place, is Cayman’s first laser tag arena and is great for the entire family (ages six and up). It is the perfect activity for rainy days, birthday parties and corporate events. Tel: (345) 623 4040 or visit www.strikezonelasertag.com for more information.

Lil’ Monkeys Indoor Playground & Café

Located on Shedden Road, Lil’ Monkeys Indoor Playground & Café is an indoor playground designed for children aged six months to eight years, featuring a huge, padded area for toddlers to enjoy, as well as a jungle gym, climbers, kitchen playsets, playhouses and ride-ons. Adults can sit back and enjoy complimentary coffee and wifi while their children play. They also offer snacks and drinks for purchase in the cafe and host birthday parties. Children must wear socks once inside the play area. Tel: (345) 929 5737 or (345) 916 4830 or visit www.lilmonkeyscayman.com.

ACTIVITIES FOR KIDS 28
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Motions Unlimited

Located at 150 Sparky’s Drive in the Industrial Park, Motions Unlimited is a state-of-the-art facility with gymnastics equipment for children and teens, along with a party room and snack bar. They have a full weekly schedule of classes for children from 18 months of age and up. Their toddler play day sessions on Wednesdays, Thursdays, Fridays and Saturdays are extremely popular and are a great way to meet other parents while your children run about and let off steam. The sessions are run on Wednesdays and Thursdays 10.30am12pm, Fridays 2.30pm-4pm (ages five and under) and Saturdays 8.30am-10am. These cost CI$15 per child and CI$25 for two siblings, and you must purchase a package of 10 visits in advance. Your 11th visit will be free. During Halloween, they host ‘Super Spooky Saturday’, and during Easter, they have a ‘Spring Fling’, both from 6pm-9pm on a Saturday evening for kids over four years old. All participants must be registered members in the Motions

Jackrabbit parent portal, and all payments must be made in advance online through Butterfield. Tel: (345)749 8365 or email: reception@motionsunlimited.com for more details.

OUTDOOR FACILITIES

Jean-Michel Cousteau’s Ambassadors of the Environment

Learn from Cousteau-trained naturalists about Cayman’s natural wonders with eco-adventure activities offered to adults, children and business groups through Jean-Michel Cousteau’s Ambassadors of the Environment programme at The RitzCarlton, Grand Cayman. Activities include everything from shipwreck snorkelling and mangrove kayak explorations to photography, arts and crafts and science experiments. The activities are fun for all and are also offered as afterschool activities, along with summer and fall camps. For more information, Tel: (345) 815 6120 or email: caymanambassadors@ritzcarlton. com.

Black Pearl Skate Park

Located behind Grand Harbour Shopping Centre in Red Bay, this skate park is the largest in North America and the second largest in the world. It has 62,000sq ft of beginner, intermediate and expert flow, as well as street courses. The park is operated by the Cayman Islands Skateboard Association (CISA). It is open SundayThursday 3pm-7pm, and Friday-Saturday, 3pm-9pm. Membership fees range from CI$45 per month to CI$300 for a year. The resident daily rate is CI$7 and the visitor rate is CI$10. Equipment available for rent includes: skateboards, scooters, helmets and elbow and knee pads. They do not offer BMX bikes for rental currently. The park also includes three half basketball courts and rents out basketballs. The park is also available to host birthday parties. Contact Michael Myles, Tel: (345) 939 1301, Email: skate@blackpearl.ky or visit www.blackpearl.ky.

Blue Iguana Safari

See the Activities for Adults chapter for information.

Cayman Parrot Sanctuary

A friendly, interactive and educational experience, the Cayman Parrot Sanctuary on Austin Conolly Drive, East End, features a variety of Cayman’s native animals. These include Cayman parrots, parakeets, agoutis, guinea pigs, rabbits, a racer snake, peacocks and an iguana. The sanctuary is closed on Monday and Tuesday, but open Wednesday-Sunday from 9am-4pm. Admission for adults is CI$16 and for children 15 years and under is CI$10, with free admission for seniors and children two years and under.

Cayman Turtle Centre

Located in West Bay, Cayman Turtle Centre offers guests a variety of unique experiences. Learn about and observe sea turtles up close, swim or snorkel with yearling green sea turtles and other colourful marine life, experience hand-feeding birds in the Caribbean Aviary, watch the predator

ACTIVITIES FOR KIDS 28 434 CAYMANRESIDENT 202 3 »
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reef feeding frenzy, or join Smiley’s croc encounter on specific weekdays. Eat lunch at the restaurant overlooking the lagoon where the resident peacock family hang out and then swim in the Island’s largest pool with its two waterfalls, underwater viewing panel and Turtle Twister water slide. The resident rate for adults is CI$15 and CI$10 for children 12 years and under, with free admission for children two years and under. For more information and opening hours, Tel: (345) 949 3894, email: info@ turtle.ky or visit www.turtle.ky.

site. Please bring comfortable attire for warm weather and walking shoes. Prebooking is required. Open seven days a week, with tours running from 9am-4pm.

Adults US$40, children 12 and under US$30. Tel: (345) 949 2283, email: info@ caymancrystalcaves.com or visit www. caymancrystalcaves.com.

Dolphin Encounters

also for residents if there is availability and a spot is booked in advance. Visit https:// seafire.idaypass.com and check for an opening day and time. You can book for a 10am-1pm slot or a 1pm-4pm slot at a cost of CI$25 per person.

The Humane Society

Camana Bay

Camana Bay’s town centre is a delightful place to take a stroll with your children. It offers wide shady avenues, landscaped courtyards with water features, fountains for children to play in and benches to sit on. Climb the Observation Tower, one of the tallest buildings on Grand Cayman at 75 ft (lifts are also available), for panoramic views of the Island. The book store, Next Chapter, has a great kids’ section filled with plenty of books and toys to choose from.

Cayman Crystal Caves

Situated in a lush tropical forest in North Side, the Cayman Crystal Caves offer an underground adventure into a fascinating world. When you visit Cayman Crystal Caves, you will be escorted by a knowledgeable tour guide and join them on an adventure of “Cayman Down Under”. You will venture into amazing caves where you will see stalactite and stalagmite crystal structures and otherworldly formations formed by single drops of water and the slow passage of time. Tour the unique tropical forest under which the caves formed. Amongst the forest and caves are captivating tropical plant and animal life, including strangler balsam trees, air plants, parrots and bats. Tours are approximately one-and-a-half hours and take you through the surrounding tropical forest area and three spectacular caves. Guests must be able to walk up the stairs unaided for this tour. There is a snack and gift store on-

Dolphin Discovery (Tel: (345) 327 4742) is located adjacent to the Cayman Turtle Centre in West Bay. They offer three different programmes starting at US$129 for adults and US$109 for kids under 12 years old. Resident rates are also available. and with proof of identification, residents can receive 50% off their packages. If a resident brings a visitor, the visitor will also receive a discount of 25%.

Fountain Play

Camana Bay has two wonderful fountains that children love, one for toddlers that is shaded, quite gentle and can be found next to the Camana Bay Cinema, and the other on The Crescent with powerful and exciting jets that come to life in a big way every ten minutes. Every Tuesday and Saturday an Imagination Playground is set up in the big fountain, which consists of dozens of giant foam blocks of varying shapes and sizes that children love to build into boats, houses and anything they can imagine. Starfish Cay Water Park, located on the resort side of The Ritz-Carlton, Grand Cayman, is home to winding waterslides, fountains and a giant water bucket. All children under ten years of age must be accompanied by an adult and supervised at all times. Starfish Cay is open to residents with the purchase of a day pass from Ambassadors of the Environment located at the resort. Private birthday party bookings are also available. For more information, Tel: (345) 815 6120. Located adjacent to the Kimpton Seafire Resort and Spa, the SPLASH at Seafire is a new 4,000+ sq ft splash park for children aged four to 12, featuring elements of Cayman’s native flora and fauna. The park is open from 10am-4pm daily for guests of the hotel and

The Cayman Islands Humane Society is located at 153 North Sound Road, next to A. L. Thompson’s at the Butterfield roundabout. Local families are encouraged to consider adopting a dog from them as an alternative to shipping in a dog from overseas or buying from a breeder. Volunteers are also always needed for dog walking, pet grooming, and dog and cat socialising. They operate an excellent second-hand bookstore (the Book Loft) and a thrift shop. Tel: (345) 949 1461 or visit www.caymanislandshumanesociety. com for more information on how you can help.

Nautilus: The Undersea Tour and Allura Catamaran

Enjoy a tour of the beautiful underwater world with Nautilus: The Undersea Tour and Allura Catamaran. This semi-submerged airconditioned observatory offers an exciting and educational experience with a marine expert sharing the history of shipwrecks the Cali and the Balboa. At Cheeseburger Reef, enjoy the colourful coral while their divers feed the fish outside your window. For more information on how to book a tour, visit their Facebook page (www.facebook. com/nautiluscayman), email: miranda@ nautilus.ky or Tel: (345) 945 1355.

Paddleboarding

If your kids are keen on learning how to paddleboard, join the Salty Squad. They offer private and group lessons after school and on weekends, as well as different camps and birthday party packages. They specialise in helping kids build ocean confidence while having fun on snorkelling adventures. For more information on the Salty Squad, visit them on social media (www.facebook.com/imsalty345) or Tel: (345) 928 2770.

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Pedro St. James (Savannah)

This 18th-century Great House, known by locals as ‘Pedro Castle’, is a great place for all ages to learn about the early history of Cayman. With a multi-sensory movie theatre, a variety of 18th-century artefacts and a rich history to learn about, this experience truly is a “step back in time” that will stimulate any child’s imagination. Ask for the Nature and History Trail Hunt for children or the history quiz if you really want to test your little ones. With a playground, lots of green space, activities and the Thatch & Barrel restaurant serving tasty bites, your children are guaranteed to have a fun time at Pedro St. James! It is also a great place to hold kids’ parties. Located in Savannah, Pedro St. James is just a 20-minute drive from George Town and is open daily from 8.30am-5pm. Resident rates are CI$5 for adults and admission is free for seniors 65+ and children five and under. A valid ID is required for resident rates. For more information, Tel: (345) 947 3329 or email: info@pedrostjames.ky.

SPORTS

There is a diverse range of sports offerings on-Island, whether your child wants to be a hardcore athlete or simply part of a team.

Athletics

Cayman has a vibrant athletics community with events held throughout the year. Cayman Athletics is the governing body for athletics in the Cayman Islands and they promote, develop and encourage participation in athletics at all levels throughout the Island, regardless of age, gender or race. Training sessions are held daily in the afternoon at the Truman Bodden Sports Complex (TBSC). For more information, email: gensec@ athletics.org.ky. The 345 Athletics Club meet at the TBSC every Tuesday and Thursday at 4.30pm for track and road middle distance running. They take children from age eight all the way up to adults and all abilities are welcome. They are always looking for more runners and field event athletes to join the programme.

In addition to their standard training, they also meet at 6am on Sunday mornings at the South Sound Squash Club for a long run (10k loop). To join the club, call Laura Larner, Tel: (345) 925 2865 or email her on lauraclarner@gmail.com. You can also join Speed Athletics which meets at the TBSC every Monday-Thursday at 4pm. Call Coach Porter, Tel: (345) 525 2793 or email: speedathleticstrackclub@gmail. com. You can also contact Falcon Athletics via email: falconathleticsky@gmail.com. They meet at the TBSC from Monday to Friday. Sessions begin at 4pm and last two to three hours, depending on the age of the participant. They accept children from age eight to 20, but they are a very small group and there is a waiting list. They concentrate on sprints and jumps.

The Special Olympics Cayman Islands offers a variety of sports training for children and adults with intellectual disabilities. To learn more about their current programmes and offerings, visit their Facebook page: www.facebook.com/ specialolympicscaymanislands.

Ballet

See the Dance section in this chapter for more information.

Baseball/Softball

The Cayman Islands Little League has offered baseball and softball programmes for Cayman’s youth for more than 30 years. Located on the corner of Aspiration Drive and Fairbanks Road, they play at the Dart Field of Dreams, which was completely renovated in 2022. The Cayman Islands Little League is operated by the YMCA and is open to children from four to 17 years of age. If you are looking for a safe environment that emphasises teamwork, good sportsmanship and learning the art of competition, visit www.littleleague.ky. Tel: (345) 916 5643 or email: info@littleleague. ky for more information.

Basketball

The Cayman Islands Basketball Association programme participates in international

competitions and currently has four leagues: U12, U14, U16 and U19, separated by gender. They also host a Basketball Academy on Saturday mornings during the school period for three age groups: ages seven to nine years, ages 10-12 years and ages 13-16 years. For more information, call Coach Voot O’Garoo, Tel: (345) 916 5083, email: info@caymanbasketball.com, or visit www.caymanbasketball.com.

Beach Volleyball

The Cayman Islands Volleyball Federation (CIVF) has made significant strides in promoting volleyball in Grand Cayman. CIVF has hosted the annual NORCECA Beach Volleyball Circuit on Seven Mile Beach for the past ten years, which welcomes over 30 teams from across North America, Central America and the Caribbean. The youth development programmes include school leagues and tournaments, summer camps, and clinics with international and local instructors. Plans for a national youth programme are also underway. This will see teams compete regionally and internationally in both beach and indoor circuits. For more information on current programmes, please email: assistant@civf. ky, visit www.civf.ky or www.facebook. com/caymanisvolleyball or Instagram @ civfyouthvb.

Boxing

In collaboration with the YMCA, The Cayman Islands Boxing Association runs an extended afterschool amateur boxing programme for children aged seven and up at the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. Kids can use the facilities on weekdays from 3.30pm-5pm, while being coached. The coaches keep kids active, training them in the fundamentals of boxing while maintaining their fitness levels and teaching discipline. For youths in the afterschool programme who would like to box competitively, they also have a Youth Squad National Training Programme. Email: info@cibaky.com or visit www. cibaky.com for more information.

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Cricket Cricket is a very popular sport in the Caribbean. Coach Connor runs an ongoing cricket programme on Thursday nights for U10s (5.30pm-6.30pm) and U14s (6.30pm-7.30pm). The cost is CI$15 per session. Matches are held on Sundays. Sessions are held in the Kings Sports Centre. For more information, call Coach Connor, Tel: (345) 922 3080 or email: connor.patterson001@gmail.com. Cayman Cricket organises competitions for primary and secondary schools (May to June) and summer camps in July. Cricket practice for all U15s is held Saturday mornings from 8.30am-10.30am during the school year. For more information, email: secretary@ caymancricket.ky.

CrossFit

CrossFit Cayman has been working with PE teachers and sports groups to incorporate CrossFit (constantly varied, high-intensity, functional movement) into their programmes. At their Camana Bay location, they offer kids classes for ages eight to 11 on Tuesdays from 3.45pm to 4.30pm, and teen classes for ages 12-16 on Fridays from 3.45 pm to 4.30pm. Dropins for these age groups are not available. Instead, the classes run in six-week terms and the cost per term is CI$150. If you are interested in the upcoming term schedule, you can send them an email at info@ crossfitcayman.com. School of Fitness, in the Cayman Technology Centre, also runs a kids’ CrossFit camp on Saturdays at 12pm.

Dance

Dance is offered in many local studios. Centre Pointe Home of the Performing Arts teaches classes from nine months old through to adults in their studios at Alissta Towers on North Sound Road. Classes include jazz, tap, freestyle, Irish, musical theatre, hip-hop, acrobatic dance and CPDS’s very own pre-school dance programme Wiggle Giggle Dance With Us and Zumbini!

The Centre Pointe Performance School provides a comprehensive musical theatre training programme that offers private

song presentation classes and dramaspecific classes. External examinations are an integral part of the training at Centre Pointe; students take International Dance Acclaim Performance Awards in Ballet and Tap and London Academy of Music and Dramatic Art examinations in Acting, Shakespeare, Verse and Prose and Musical Theatre. Email: centrepointedance@gmail. com or Tel: (345) 926 5889 or (345) 926 9603. KRI Performing Arts School, run by Kirk Rowe at 98 Shedden Road, has classes for kids, juniors, teens and adults. Dances include salsa, jazz, modern, hiphop, contemporary, belly-dancing, AfroCaribbean and reggae. Contact Kirk, Tel: (345) 924 4089. The Radiance Dance Studio, located in Countryside Shopping Village, offers a variety of dance classes for children from the ages of 3-16 years old. Dancers can learn modern contemporary, ballet foundations, creative movement, hip-hop, jazz fusion and Caribbean rhythms. For further information, email: info@radiance. ky, Tel: (345) 916 0146 or visit www. radiance.ky. Bailamos Dance Studio, located in the Barnett Building on 24 Huldah Avenue, offers a range of dance classes for all ages. Tel: (345) 917 7832 for more information. Spark! School of Performing Arts also offers private instruction and group classes to children of all ages in dance, drama and music. Register at www. sparkcayman.com or Tel: (345) 929 2190 for more information.

Diving

Local dive centres offer a Junior Open Water Diver certification as young as 10 years old. At Red Sail Sports, children aged five to seven years may join their SASY (Supplied Air Snorkelling for Youth) programme, which is for snorkelling only, but participants wear buoyancy jackets and regulators so they can feel what it might be like to use dive gear. Children aged eight to nine years can participate in the bubblemaker course. This is an opportunity to try real scuba diving in a pool. Resident discounts are available. Tel: (345) 623 5965 for more information. Divetech offers

SCUBA diving activities for kids aged 5-9 and certifications for kids aged 10 years and up. For more information, Tel: (345) 946 5658, email: info@divetech.com or visit www.divetech.com. For more information on all things diving, make sure to see our Diving chapter.

Football/Soccer

Academy Sports Club runs a junior football programme for boys and girls aged four to 19. The club has football activities all year round and is one of the most successful youth football teams in the country. Their goal is the development of excellence in football, while fostering personal integrity, leadership skills, community awareness and commitment to academic success. They are located at the Academy Sports Club, Outpost Street, George Town. Tel: (345) 929 2257, email: admin@academysportsclub.ky or visit www.academysportsclub.ky for more information. The Cayman Islands Football Association (CIFA) youth season runs from September to May. Teams are friendly and welcoming to new players. Leagues include U8, U10, U12, U14, U16 and U18. For further information, contact the CIFA office on (345) 749 5775 or email: secretariat@cifa.ky. Sunset Football Club provides football for all ages. Coaching sessions for boys aged five to ten are held on Sunday mornings 8am-10.30am and Saturday mornings for girls aged five to ten from 8.30am-9.30am, both at the Camana Bay Sports Complex. There is also midweek training for boys and girls U8 to U18 as well as men’s and women’s teams. Contact either Paul Macey on pmacey@usarisk.ky or Gareth Thacker at garethjthacker@gmail.com. For any of the girls’ programmes please contact Gisela Gamba at gisela.gamba@gmail. com. Excel Sports Management is a leading youth football development programme on-Island. Their EUFA-qualified coaches hold afterschool coaching sessions designed to increase individual players’ confidence and skill. In addition, they also offer private/semi-private lessons, camps,

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overseas tours and trial opportunities for players identified as ‘talented’. For more information, visit www.esmcayman. ky or Tel: (345) 925 4347. Established in 2017, Total Soccer programmes are inspired by the Dutch Football Vision and their goal is to help children become skilled and creative decision makers on the field. For more information on the club programme, camps, and afterschool activities, email: info@totalsoccercayman. com or visit www.totalsoccercayman.com.

Flag Football

Flag football is gaining popularity on the Island and follows the basic rules of American or Canadian football. The Cayman Islands Flag Football Association (CIFFA) runs a popular Youth Flag Football League for boys and girls aged seven to 19. For more information, email: ciffa345@ gmail.com or register your child by visiting www.ciffayouth.com.

Golf

The North Sound Golf Club offers private lessons with PGA professionals. Visit www.northsoundclub.com or Tel: (345) 947 4653 to book a time slot or for more information. Cayman Golf Lab is Cayman’s largest indoor golf facility with two large golf simulators and a 400sq ft putting green. They offer afterschool and weekend junior golf classes, as well as private sessions for golfers of all ages. Tel: (345) 546 6786, email: info@caymangolflab.com or visit www.caymangolflab.com.

Gymnastics

The Cayman Islands is a member of the International Gymnastics Federation, the international governing body for gymnastics. This allows for local gymnasts to represent Cayman at international events. Motions Unlimited has experienced coaches and state-of-the-art gymnastics equipment for children, including a trampoline, zip line and a 40ft long tumble track. See the Having a Baby chapter for details on Toddler Play Days. For additional information, Tel: (345) 749 8365 or

email: reception@motionsunlimited.com. Quinntessential Movement (Tel: (345) 745 8973) offers kids and youth recreational gymnastics and aerial classes that are fun and unique. Classes help with strength, balance, coordination, focus and control.

Hockey (Inline Roller Hockey)

King’s Sports Centre offers a diverse hockey programme for children ages 6-14 years old. Kids are taught to skate with fun skating drills and games. They are also given free time to skate around with new friends. Kids should have their own roller blades, helmets, and other protective equipment such as elbow and knee pads. Skating camps are also held during school holidays. For more information, Tel: (345) 946 5464 or email: kings@candw.ky. SEE AD PAGE 458

Horseback Riding

Cayman Riding School offers show jumping, dressage, vaulting and cross-country lessons for adults and children. Their Tiny Trotter programme offers lessons to children from four years old. They have full boarding facilities, BHS and FEI qualified instructors and are affiliated with The British Pony Club. Saturday morning pony rides and the children’s farm are also available for private functions and birthday parties. Tel: (345) 926 7669 or email: caymanridingschool@ gmail.com. The Equestrian Center (Tel: (345) 516 1751 or (345) 526 1010, email: info@ equestriancenter.ky), located just off the Linford Pierson Highway, is a registered overseas centre with the UK Pony Club and members are able to start from five years old. They offer riding lessons and advanced instruction in dressage and show jumping, as well as a ‘Pony Park’ every Saturday morning from 9am-10.30am in the upper field where children can have pony rides for CI$5 and also meet the goats, the miniature donkey and horse. Cowboy Town Stables in Lower Valley offers general horsemanship and riding along with therapeutic horsemanship and adaptive riding programmes. Their PATH certified instructors specialise in teaching developing riders as well as those with

physical, mental, social and emotional disabilities/disorders. Tel: (345) 916 8571 or email: shanna@cowboytownstables. com. Spirit of the West (Tel: (345) 916 6488) offers organised private and group horseback beach rides along Barkers Beach, as well as longer ‘ride and swim’ expeditions. Resident rates are available.

Kiteboarding

The popularity of kiteboarding among adults and teens has grown rapidly on the Island. Children must be 10 years of age or older. For more information on private and group lessons, contact Kitesurf Cayman on (345) 916 5483.

Martial Arts

The Purple Dragon School of Martial Arts (PDSMA) is located on the 2nd Floor of the Reliable Industries Building, 313 Compass Drive. They offer afternoon and weekend classes for children ages four and older, as well as for adults. Purple Dragon teaches the martial arts system called Don Jitsu Ryu and offers a free introductory lesson. Tel: (345) 946 1241 for more information. Cayman Associated Schools of Karate (CASK) works out of the King’s Sports Centre in Red Bay and offers youth (ages 4-12 years old), co-ed adult and women-only classes. Their classes consist of traditional wado style karate, as well as a Tai Chi programme. For more information or a free trial, Tel: (345) 925 3367 or visit www.caskcayman. com. The Academy, located in Cannon Place, offers kids Jiu Jitsu for age groups seven to ten and 11+ after school MondayFriday. Email: info@theacademy.ky or Tel: (345) 323 9778 for further information.

Netball

The Cayman Netball Academy has an U16s academy on Monday after school. There is also the ‘Turtle Netters’ league for children ages five to ten. They meet up to play games on Saturday morning. New members are always welcome. If you’d like to get involved, email: caymannetball@ yahoo.com or visit www.caymannetball. com for more information.

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Parkour

Parkour is a training discipline that uses movements developed from military obstacle course training. Motions Unlimited offers this programme to experienced participants aged eight years and older on Mondays, Wednesdays and Fridays. You must be a registered member in the Motions Jackrabbit parent portal and all payments must be made in advance online through Butterfield. To learn more or register your child, email: reception@ motionsunlimited.com.

Pickleball

If you are looking for a fun activity to entertain kids and teens, why not try pickleball? This sport has seen a large increase in popularity and there are now many places to play. Head to The Courts Tennis Center at the Ritz Carlton, Grand Cayman and book a game. (Tel: (345) 323 0049 or email: grandcaymantennis@ ritzcarlton.com). You can also book courts at The Grand Caymanian Resort (Tel: (345) 949 3100), the Camana Bay Sports Complex (Tel: (345) 640 2878) and the Cayman Islands Tennis Club at www.tennis.ky.

Roller & Inline Skating

Old-fashioned roller skating is great fun and can be done alongside inline skaters at King’s Sports Centre every weekend. Family skating is on Saturdays from 4.30pm-7pm for CI$8, and Teen Jam Skate nights also run Saturday from 7pm-10pm for CI$10. On Sunday, skating from 1pm-4pm costs CI$8 if you don’t have your own skates, but is reduced to CI$5 if you do bring your own. Make sure you don’t forget your socks! For more information, Tel: (345) 946 5464. Refer to the Hockey section for details on the inline roller hockey league for kids. You can also look at the Hockey sections (field, roller and ball) in the Sports & Fitness chapter.

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Rugby

The Rugby Club in South Sound holds the Maples Group Junior Rugby Community

Programme for girls and boys ages 3-16 years old on Saturdays 8am-12pm from October to May. Artex and Maples Group academies are held on MondayThursday 3.30pm-4.30pm from October to June. For information about these or U19 training sessions, contact Caroline Deegan at caroline.deegan@caymanrugby. com, Tel: (345) 525 6743 or visit www. caymanrugby.com.

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Sailing

The Cayman Islands Sailing Club runs various sailing training programmes for kids aged six and up. Programmes run after school from 3.30pm-5.30pm Wednesday to Friday, and at weekends during the school term. The club also hosts popular allday camps during school holidays with exciting ‘sailing away’ days. Their training boats range from the Pico and Optimist to the Hartley range. If you are interested in a membership, visit ‘Join Us’ at www. sailing.ky, email: admin@sailing.ky or visit the Cayman Islands Sailing Club and the National Sailing Centre Facebook page.

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Snorkelling

Cayman is popular for its beautiful underwater scenery. Refer to the Diving chapter for the best snorkelling spots.

Squash

The Squash Club has a thriving afterschool junior programme. They also offer lessons for adults and children, along with beginner and intermediate programmes. Tel: (345) 526 5052, email: info@squash.ky, and refer to the Sports and Fitness chapter for more details.

Swimming

The Cayman Islands Aquatic Sports Association (CIASA) is dedicated to the promotion and development of aquatic sports in Cayman. Membership of CIASA connects you to an active aquatic community and opportunities to participate in a variety of aquatic activities and camps. Visit

their website to find a list of registered clubs and swim schools (www.ciasa.ky) or email: ciasaboard@gmail.com for more information. Laura Ribbins and the Fitness Connection team are celebrating 34+ years of being a swim school in Grand Cayman. They offer a wide variety of programmes for all ages and abilities with both on-site and mobile instruction. Private lessons, group classes, and intensive ‘Learn to Swim’ and ‘Stroke Improvement’ programmes for adults as well as babies, toddlers and kids are available. For more information, Tel: (345) 949 8485, email: fitness@ fitness.ky or visit www.fitness.ky. Sky Blue Aquatics offer swimming lessons from age three months to adult in the comfort and convenience of your pool. Whether it be a house, hotel or condo, they come to you. Their certified and experienced instructors specialise in customising lessons to your needs and focus heavily on water safety. Private, semi-private and small group lessons provide a productive learning environment. Tel: (345) 916 0054 or email: info@skyblueaquatics.com. The Camana Bay Aquatic Club (CBAC) is a premier aquatic club that offers high-quality professional coaching and technique instruction for swimmers of all abilities and commitment levels, from beginners up to Olympians. CBAC swim school classes start at 18 months old with group and private instruction options available yearround. Their competitive and recreational swim club offers pool training programmes as well as open water training along beautiful Seven Mile Beach. To schedule a free assessment or to get more information, email: info@cbac.ky or visit www.cbac. ky. Thrive Fit (Tel: (345) 938 1113) offers mobile swimming, yoga and fitness classes for children aged six months and upwards and movement classes for preschool-aged children. They teach water safety, skill development and stroke improvement. Junior Lifeguard Certifications are also available. Caymanite Synchro (a division of Camana Bay Aquatic Club) is Cayman’s first competitive artistic swimming team and is open to all confident swimmers ages

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five and up. Water shows, skill badges, local and international competitions are all a part of their programme. For information or to schedule an introductory session, email: synchro@cbac.ky or visit www.cbac.ky.

Tennis

The Cayman Islands Tennis Club (CITC) has several membership options and professionals who provide lessons for all ages. CITC offers an afterschool programme from September-June and Junior Tennis Camps over the school breaks. For information, Tel: (345) 949 9464 or email: tennis@tennis.ky. For regular updates, visit www.facebook.com/ caymanislandstennisclub. Cayman Tennis Academy offers tennis and pickleball lessons to children of all ages at the Cayman Tennis Academy courts, located at 1960 West Bay Road. Lessons can be scheduled before and after school, on weekdays and on weekends. Private and group lessons are available and your child can slot in with a group or you can get a group of friends together and schedule your own time. Courses run for the duration of the school term. Tennis camps are held during school midterms, Easter, Christmas and summer holidays. Email: contact@ caymantennisacademy.com or Tel: (345) 547 6257 for more information. At The Ritz-Carlton, Grand Cayman, professionally coached, private or semi-private lessons are offered by The Courts Tennis Centre. Programmes include afterschool ‘Tiger Tennis’, including Tigers (age three), Super Shots (ages four to six) and High and Elite Performance (ages six to 16). For more information about The Courts, Tel: (345) 323 0049 or email: grandcaymantennis@ ritzcarlton.com. Cayman Sports provides coaching services for those willing to learn. For more information, call ex-Wimbledon coach Warren Urquhart, Tel: (345) 926 2776 or visit www.caymansports.net. Mica Koll with Cayman Performance Tennis teaches private and group tennis lessons for all ages. Tel: (345) 927 8690, email: micabeach@ gmail.com.

Ten-Pin Bowling (Red Bay)

Cayman’s only ten-pin bowling alley at King’s Sports Centre on Crewe Road has four bowling lanes (accommodating up to 24 bowlers in total) as well as a lounge and bar area. Lanes can be reserved for parties and birthday packages are available. For more information, Tel: (345) 946 2695 or email: kingpinbowling@candw.ky.

Triathlons

The Cayman Islands Triathlon Association organises a number of events throughout the year, including the ‘Try-This-Tri’ Triathlon, the ‘Stroke and Stride’ race series and the popular Cayman Islands Triathlon every November. Visit www.triathlon.ky for more information on upcoming events.

Yoga & Relaxation

Yoga Sprouts specialises exclusively in yoga classes for children, toddlers and babies. These interactive and well-planned classes are extremely popular. Birthday parties and special events such as Girls’ Nights Out are also available. For more information, visit www.yogasproutscayman.com or call Sarah, Tel: (345) 326 9876. Kula Kids Yoga (Tel: (345) 916 3007) offers prenatal, postnatal, baby, toddler, children and teen yoga classes. The Pilates Studio, located in Governors Square, offers teen Pilates classes, mobility/stretch classes and private/ partner training. Email: info@pilates.ky or visit www.pilates.ky.

Leisure Activities with Additional Supports

Football4All is a free football programme for children with disabilities. It is sponsored in partnership by The Wellness Centre and Academy Sports Club and takes place at Academy Field, Outpost Street. To register or for more information, contact Shannon Seymour at spharr@wellnesscentre.ky.

CULTURAL ACTIVITIES FOR KIDS IN CAYMAN

Throughout the year, there are many activities for children that celebrate local traditions, such as Pirates Week and Junior

Batabano. Visit the Activities for Adults chapter and the comprehensive events calendar at www.explorecayman.com/ event-calendar for more details. Also, visit www.caymanparent.com for information on other kid-friendly events.

Afternoon Tea

Every Bloomin’ Thing has a charming English tearoom where they offer traditional cream tea and freshly made scones, quiche, soups and tea sandwiches. Open seven days a week. Reservations are recommended. Tel: (345) 945 1701 or email: info@ ebt.com.ky. Anchor & Den, located at the Grand Cayman Marriott Beach Resort on Seven Mile Beach, offers an Alice in Wonderland-inspired Mad Tea Party on select Saturdays (usually twice a month) for groups of 10 or more. Enjoy decadent cakes and special ‘drink me’ potions. Silver Palm Lounge hosts a traditional British afternoon tea with a delightful array of scrumptious pastries, tiny sandwiches and tea. Reservations are required for this iconic Ritz-Carlton tradition. They also offer a Little Cayman Kids’ Tea for children and offer holiday-themed events around Easter and Christmas that are perfect for families. Please Tel: (345) 815 6912 for reservations. Pedro St. James, located in Savannah, offers a High Tea Tour which includes a selection of teas, sandwiches and pastries. This guided tour also consists of a 3D multi-sensory documentary in its theatre. For bookings, Tel: (345) 947 3329, email: info@pedrostjames.ky or visit www. pedrostjames.ky.

Arts & Crafts

The National Gallery for the Cayman Islands (NGCI) has an extensive education schedule offering a wealth of community programmes such as ‘Family Fun Days’, which take place roughly once per quarter, special events and free exhibition guides created for families to enjoy quality time together. In addition, they offer a weekly after-school programme, ‘Walkers Art Club,’ for all ages, from pre-schoolers to teens. Summer programmes for families are also offered.

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Pre-registration may be required for special events. Email: education@nationalgallery. org.ky or visit the ‘What’s On’ section at www.nationalgallery.org.ky for a complete programme of events. Art’y Parties offers art parties, face painting, waterproof airbrush body painting, home-school and art clubs, school holiday art camps, private art classes, waterproof school labels and personalised party favours. Tel: (345) 928 0284, email: artypartiescayman@yahoo. com or visit www.artypartiescayman. com or artypartiescayman.kyte.site for more information. 3 Girls & A Kiln offers a kids’ drop-in studio every other Saturday between 11am-2pm, with no need to book. Price for adults is CI$10 and CI$8 for kids, plus the amount for your chosen piece (anywhere between CI$12 and CI$40). They also offer camps during the school holidays. Visit www.3girlsandakiln.com for dates, times and more information. Shilpa offers step-by-step acrylic painting classes, decorative candle making classes and paper parasol painting classes for children. Tel: (345) 927 1763 or email: tshilpa74@ gmail.com.

Cadet Corps

At the Cadet Corps, youth learn life skills, develop morals and high standards of conduct through fun, adventurous, challenging, educational and military-style activities. The programme offers a wide range of activities including drills, field craft, adventure, navigation, first aid, music and water-based activities for ages 12-18 years. For more information, Tel: (345) 946 9810, email: cadetcorps@gov.ky or visit www. cicadetcorps.ky. You can also find them on social media at www.facebook.com/ caymanislands.cadetcorps or on Instagram: @caymancadet.

Cooking Classes

Bon Vivant offers fun and interactive cooking parties where kids will prepare a child-friendly meal from scratch. They’ll learn basic cooking skills and create delicious and nutritious dishes. For more information, Tel: (345) 623 2665,

email: info@bonvivant.ky or visit www. bonvivant.ky. SEE AD PAGES 206 & 252

Celebrating Birthdays

Parties are usually held at home, on the beach or at an activity-based venue such as Motions Unlimited who host parties on Saturdays from 3.30pm-5.30pm through the months of September-June. The National Gallery offers exciting birthday party opportunities for children of all ages. Parties at the gallery feature creative hands-on art activities and include the use of the gallery’s gardens and art studio, tables and chairs, catering, party favours, a gallery tour and teacher-led activities. Art parties can be booked by emailing: events@nationalgallery.org.ky. Camp Seafire at the Kimpton Seafire Resort + Spa features enough space to accommodate all party needs, from waterslides and bouncy castles to face painting and more. There is also an on-site pastry chef that can design the ultimate birthday cake. Tel: (345) 746 0000 or email: campseafire@seafireresortandspa. com for more information. You can also consider throwing a party at their newest attraction: SPLASH at Seafire. Host a private splash party for your little one by emailing campseafire@seafireresortandspa.com for package details. Cinderella’s Enchanted Parties offers magical children’s birthday parties with Disney Princesses and Marvel Superheroes. Children will enjoy games, stories, sing-alongs, coronation ceremonies, superhero face painting, princess make-up, plus plenty of other Disney-themed fun! Various packages are offered, plus add-ons and photographers to capture the special event! Characters include Cinderella, Elsa, Mirabel, Belle, Ariel, Spiderman, Batman, Black Panther and many more. For more information, WhatsApp: (345) 923 6797, email: cinderellasparties@ gmail.com or visit www.cinderellasparties. com. King’s Sports Centre has birthday packages for skating parties, bowling parties and a combination of skating and bowling parties. A full description of each birthday package can be found at www. kingssportcentre.com/birthday-packages.

For more information, email: kings@ candw.ky or Tel: (345) 946 5464. There are several companies who also provide services in arts and crafts, face painting, magicians and bouncy castles. See the Party Supplies and Rentals section in the Shopping chapter for more information.

For catering, see the Food and Drink chapter. Also, most of the cafés on the Island can provide a party menu. For special cakes, you can contact somewhere like The Cake Studio (Tel: (345) 926 4944).

Cinema & Outdoor Movies

Camana Bay Cinema (Tel: (345) 640 3456) is Cayman’s state-of-the-art movie theatre. It is located in the heart of Camana Bay and boasts seven screens, three of which are VIP auditoriums complete with 4K picture resolution, Dolby Atmos Immersive Audio and Luxury Recliners. They host a range of events including Kids Club, Classics @ the Cinema and Culture @ the Cinema. Grab a snack, delicious fried chicken wings or a freshly made pizza from the fully stocked concession stand. For current movie listings and times, visit www.bigscreen. ky. Why not dine beforehand in one of Camana Bay’s restaurants?

In addition, The Ritz-Carlton, Grand Cayman features Movies Under the Stars at Andiamo Restaurant. Make it a family night with Andiamo’s homemade pasta, pizza, gelato and other Italian favourites, served al fresco, overlooking the resort’s winding waterways. For reservations and the current movie schedule, Tel: (345) 815 6912.

Cultural Workshops

The Mission House hosts traditional craft and cultural classes and workshops. For more information, visit www.facebook.com/ missionhousecayman. The Cayman National Cultural Foundation (CNCF) has developed an online resource called Creative Kids, which helps users learn about Cayman’s heritage and its modern-day culture through entertaining activities. The cultural activity packs are designed to be fun and educational for students of any age, and educators, students and parents alike can adapt the

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materials to the relevant age group. Visit www.artscayman.org/creativekids. The CNCF also offers the ‘Mind’s Eye’ tour of the South Sound home of the late Miss Lassie Bush, Cayman’s acclaimed visionary, intuitive artist. During the tour, students will learn valuable lessons about what inspired the artist and her work, along with information about traditional Caymanian architecture, Caymanian shipbuilding in the community and pivotal moments in Cayman Islands’ history. Mind’s Eye tours are by appointment only. For more information, Tel: (345) 949 5477, email: ndurrant@artscayman.org or visit www. artscayman.org.

Live Theatre for Kids & Teens

Theatre classes can inspire creativity and better confidence in kids! Budding young actors, actresses and theatre lovers are invited to further develop their acting skills in weekly acting classes at the Cayman Drama Society (CDS). They offer regular weekly classes for kids ages 5-18 where they cover training in acting, voice work, performance and improvisation, along with script studies and performances. They have something for everyone and even run summer camps ending with a performance on the Playhouse Stage. With four to six productions per year, there is scope for young would-be thespians to also get involved in productions both backstage and on-stage. For more information, email: training@cds.ky or visit www.cds.ky/classes for a closer look at their offerings. Centre Pointe Home of the Performing Arts produces theatre and dance shows involving students of the school. They also provide after school themed workshops, technique intensives, half-term camps and birthday parties. Tel: (345) 323 7960 or (345) 926 9603 or visit www.centrepointedancestudio. com for more information. Musicians Ltd. provides performing arts group classes with several major performing opportunities throughout the year, including their annual production. For more information, email: office@musicians.ky or Tel: (345) 525 6787.

Locked Inn

Popular amongst teens, and with a kid’s room available on request, Locked Inn is fun for the whole family. They are located at Parcel 110 on the third floor of Royal Plaza. Currently, there are two themed rooms, each with their own set of puzzles. Depending on the room you choose, you will have 45 minutes or 60 minutes to try and escape. Locked Inn has birthday party options for groups of all sizes and also curates scavenger hunts or mystery quests for children at the venue of your choice. For further information, Tel: (345) 525 8820 or visit www.lockedinncayman.com.

Music

Cayman Music School in Camana Bay offers a variety of instrumental lessons in guitar, piano, flute, drums, violin, saxophone, ukulele and bass, as well as lessons in singing, music theory and recording. They also offer a DJ course, musical theatre, band and drama classes. Music camps are held over school breaks. Other facilities include a music shop, The Music Box, instrument repair and a recording studio. Visit www.caymanmusicschool. com, email: caymanmusicschool@gmail. com or Tel: (345) 938 3838 (school) or (345) 929 2999 (shop). Musicians Ltd. is a leading provider of music and performing arts in the Cayman Islands. Instrumental lessons are offered on piano, guitar, ukulele, violin, cello, flute, clarinet, saxophone, trumpet, trombone, drums and composition. Individual and paired lessons are available at their dedicated studio, as well as several schools on-Island. For more information, visit www.musicians.ky or Tel: (345) 525 6787. To register, email: office@ musicians.ky. The Cayman Youth Choir is open for ages four to 20 years old and is free to join. No audition is necessary. The three differing age groups meet at John Gray High School on Mondays at times between 3.30-5.45pm. For more information, email: Naomi Allnutt at caymanyouthchoir@gmail.com or visit

their Facebook page. Nicole Bodden teaches singing, piano and music tutoring at her studio in the Barnett Building. Tel: (345) 917 3753 for more information. JukeBox offers a mobile music service providing private and group instrumental lessons, including classes for babies/toddlers. Visit www.jukebox.ky, Tel: (345) 321 5126 or email: info@jukebox.ky. Myles Music Store (Tel: (345) 949 1753) also teaches classes in drums, piano, guitar, sax/trumpet, violin, ukulele and voice. Jubilate (Tel: (345) 526 8484) is a great after-school programme for public school children in Cayman. The programme is centred around building an orchestra, but they also offer choir practice and academic enrichment and leadership services. Visit www.jubilate.ky for more information.

The National Trust

This conservation-focused non-profit organisation offers programmes for kids on topics such as coral reefs, Blue Iguanas, traditional Caymanian homes and much more. For further information, Tel: (345) 749 1121, email: education@nationaltrust. org.ky or refer to our Activities for Adults chapter.

Pirates Week Festival

The Pirates Week Festival is one of the biggest cultural events in the Cayman Islands and an annual spectacle that takes place every year. In 2022, the festival expanded to three months of events, which were held from September to November. During this time, 40+ activities were hosted over three weekends across all three islands. This included District Days in Grand Cayman, Little Cayman and Cayman Brac, along with a big celebratory week in Grand Cayman.

The highlight of the three-month festival is the waterfront Landing Pageant and Float Parade in George Town. During this event, thousands of people line the streets to watch a mock take-over of the Island by a band of fighting pirates, who come ashore by pirate ship. A parade, street dance and fireworks display also take place. It’s a

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fantastic experience for families and many children enjoy dressing up. Other features of the festival include an abundance of music, culture and delicious local food. For more information on the Cayman Pirates Week Festival or ways to get involved, find them on Facebook or contact the Pirates Week Office. Tel: (345) 949 5859 or (345) 949 5078.

Playgroups

A number of playgroups for toddlers and teenagers meet on a weekly basis. The South Sound Community Centre Playgroup is a volunteer-based organisation which provides a much-needed service for parents. They meet from 9.30am-11.30am every Monday morning throughout the year. Children from a few days old to five years are welcome, so long as they are accompanied by an adult. The cost is CI$10 per family, which includes access to numerous toys, a craft activity and light refreshments.

Please note that the South Sound Community Centre is not yet available for long-term reservations as it is due for renovations. In the meantime, the location continues to be the Cayman Islands Baptist Church Children Centre, on Pedro Castle Road, which has proven to be a very popular venue. For more information, Tel: (345) 943 6556, email: southsoundplaygroup@gmail.com or visit www.southsoundplaygroup.ky.

Technology

Machine Learning Robotics by TechCayman is a great option for kids interested in learning more about technology. This two-day weekend camp is held every month and is open to kids aged 11 and up. It’s free to join and meets from 9am3pm. This group strives to inspire the next generation of young engineers in the Cayman Islands. Each team of two creators and one mentor shares a robotics kit and programming workstation, collaborating to build and program robots to autonomously navigate increasingly complex puzzles. For more

information, email: machinelearning@ techcayman.com or Tel: (345) 326 0148.

Public Libraries

Cayman’s public libraries (CIPLS) boast a fully-accessible book collection for both adults and children, as well as a comprehensive e-book collection. Children who are confident readers can take part in their annual Summer Reading Programme. Visit www.cipl.gov. ky or the CIPLS Facebook page for more information on such programmes and events. Library cards are free for children (up to the age of 17) and cost CI$5 a year for adults. Below are the public libraries in the Cayman Islands:

> George Town Library: 68 Edward Street, George Town. Tel: (345) 949 5159

> Emily Redley Powery Memorial Library and Learning Centre: 182 Reverend Blackman Road, West Bay. Tel: (345) 949 7659

> Vernon L. Jackson Library: 69 Bodden Town Road, Bodden Town. Tel: (345) 947 0966

> North Side Library: 891 North Side Road, North Side. Tel: (345) 947 9362

> East End Library: 2739 Sea View Road, East End. Tel: (345) 947 7729

> Cayman Brac Library: 263B Stake Bay Road, Cayman Brac. Tel: (345) 948 0472

For more information on Cayman’s public libraries, grab a copy of the latest issue of Cayman Parent magazine.

Leadership Development

YMCA’s ‘The Y Difference’ programme uses camp as a tool to develop the potential of youth, especially in the area of character development and values learning. It helps kids discover more of what makes them unique, as well as how strong values lead to a more enriched and fulfilling life. The programme is designed to be fun with diverse options that capture the attention of the kids. The YMCA selects and trains camp leaders who embrace their core values and philosophy, with a heart and passion for developing youth. From field games to sports and swimming, there is tremendous

opportunity to teach campers through routine and personal interaction. For more information, visit www.ymcacayman.ky/ programmes/y-day-camps.

Scouts associations are non-formal educational programmes that encourage the holistic development of boys, mainly through enjoyable outdoor activities. From the Beaver-Scout programme (6-8 years) to the Cub-Scout programme (811) and finally the Scouts (11-19 years), boys of all ages will enjoy developing vital skills and earning badges. Groups meet weekly. Tel: (345) 939 8813, visit www.scouts.org.ky or visit the Scout Headquarters on 34 Middle Road, George Town.

Girl Guides Association

Girlguiding Cayman Islands gives girls (ages five years and up) and women a space where they can be themselves, have fun, build friendships, gain valuable life skills and make a positive difference to the community. Sections include: Rainbows, Brownies, Guides and Rangers. Girl Guides Members enjoy a variety of annual events, including camps, sleepovers, leadership days and pack holidays. For more information, visit www.facebook. com/girlguidingcaymanislands or www. girlguiding.ky. You can also contact them by email: ggcimarketing@gmail.com.

SUMMER CAMPS

There is a huge selection of summer camps available across the Island, with everything from sports and art to music and more. No matter what your kid enjoys, there is something for everyone. Check out the Summer Camp pages on the Cayman Parent website (www. caymanparent.com) for a comprehensive list of 85+ different camps. Many of these get fully booked before the end of June, so plan ahead to ensure your kids are covered!

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Community Life

Though life in the Cayman Islands is simple and laid-back, it is also packed with the amenities you need to enjoy your leisure time. Every year, we see more and more additions to our active social community. This chapter lists the variety of service and social clubs available on-Island, as well as the voluntary organisations that could always use an extra hand. While our community is small, there is a wide range of nationalities, and you will always find a place and a group where you feel comfortable, welcome, and at ease.

CLUBS & ORGANISATIONS

Social Clubs

Art Nest Creative Studio

Elizabethan Square, 80 Shedden Road, George Town

Email: events@artnestcayman.com

www.artnestcayman.com

Art Nest is a community studio that aims to stimulate creativity in Cayman by offering various art education classes, art supplies and a

paint-your-own-pottery studio. It also hosts a variety of creative private events, including birthday parties, bridal showers and team building/ corporate events, along with afterschool programmes for kids. Camps are held during all major school breaks and art commission services are also available. Creatives and people of all ages and skill levels are welcome.

Astronomical Society (CIAS)

Contact: Tiyen Miller (President)

Email: cayman.astronomy@yahoo.com

www.cias.space

CIAS hosts free star-gazing events once a month at various sites around Cayman as part of its goal to promote astronomy to the public. The CIAS frequently posts updates about the skies over Cayman on the group's Facebook page, @caymanastronomy.

Better Read than Dead

Contact: Philip and Emé Paschalides

Email: paschal@candw.ky

A friendly group of theatre lovers who read plays at each other’s homes over wine and dinner and occasionally stage public readings.

Cayman Islands Bridge Club

Email: caymanbridgeclub@gmail.com

www.bridgewebs.com/caymanislands

Beginner and intermediate classes available. Visitors are always welcome, and the club is happy to assist in finding partners if needed. Check out its website for information about duplicate bridge sessions and social games.

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Discover ways to get involved in the community, including information on social clubs, service clubs, counselling and support groups and voluntary and religious organisations. Clubs & Organisations 444 - Social Clubs 444 - Service Clubs 446 - Counselling & Support Services 447 - Voluntary Organisations 449 Religious Services 453
Photos courtesy of Big Brothers Big Sisters Cayman & Carlos Lee

Cayman Connection

Email: hello@caymanconnection.org

www.caymanconnection.org

An organisation that supports and connects Caymanians and those affiliated with the Cayman Islands who are working, studying or living overseas. Cayman Connection is a notfor-profit that offers several virtual support calls, social clubs, networking opportunities, events with special guest speakers and advice and guidance about living overseas.

Bookends Book Club

Tel: (345) 927 2359

The Bookends Book Club meets on the first Wednesday of the month at 6.30pm at Next Chapter in Camana Bay.

Cayman Cryptocurrency

www.meetup.com/George-Town-OpenSource-Meetup

They discuss investing, all things Bitcoin-related and focus on teaching people about the latest blockchain and crypto technology.

Cayman Creative Gardening Club Cayman Plant Community

An opportunity for gardeners to come together and exchange tips and ideas about their passion. The club hosts buy-and-sell events as well as flower shows and garden tutorials. Join the Facebook group to get up-to-date information on the club and the activities offered.

Cayman Drama Society (CDS)

Prospect Playhouse, Shamrock Rd, Red Bay

Email: training@cds.ky

www.cds.ky

A vibrant community filled with enthusiastic members. The CDS is committed to offering quality live productions to help educate, enrich and entertain while fostering creative expression. CDS hosts an average of four to six productions every year and has a 130-seat theatre, the Prospect Playhouse. CDS is always looking for keen thespians, directors, producers, stage managers, lighting and sound technicians, backstage crew, front-of-house teams and new friends. New members of all ages are always welcome. Regular classes, workshops and summer camps are also offered.

Cayman Islands Model Flying Association

Contact: Andre Archer

Tel: (345) 916 3838

www.facebook.com/andymac345

A club dedicated to promoting the flying and operation of model plane aviation in Cayman. The association welcomes members of all skill levels, ages and interests, from fixed-wing aircraft and helicopters to electric-powered and internal combustion models.

Cayman National Choir

Executive and Musical Director: Sue Horrocks

Email: caymanchoirandorchestra@gmail.com

www.caymanchoirandorchestra.com

The Cayman National Choir has been entertaining the Cayman Islands for more than 40 years. No auditions are required. All you need to join is commitment, enthusiasm and a willingness to be challenged. The choir meets every Monday at 7.30pm at Bay Harbour Centre, West Bay Road

Cayman National Cultural Foundation (CNCF)

17 Harquail Drive, F.J. Harquail Cultural Centre

Tel: (345) 949 5477

www.artscayman.org

CNCF’s mission is to stimulate, facilitate and preserve the cultural and artistic expression of Caymanian performing, visual and literary arts. The Foundation’s programming covers all artistic disciplines, including theatre, dance, music, visual, literary and traditional arts. Popular events and offerings include the annual Rundown comedy revue, Cayfest and the International Storytelling Festival of the Cayman Islands, Gimistory. The CNCF also offers multiple workshops designed to develop the talents of artists and preserve Caymanian arts and activities for children and teenagers. Head to its website for more information.

Cayman Islands Seafarers’ Association

11 Victory Avenue, Prospect

Tel: (345) 947 7378

Email: seafarers@candw.ky

www.caymanseafarers.ky

Monthly general meetings are held every third week on Tuesdays at 7.30pm, with social events quarterly at 7pm. The aim is to keep Cayman’s seafaring heritage alive and provide tributes to older seamen.

Chess Club

Email: hello@caymanchessclub.com

www.caymanchessclub.com

www.facebook.com/caymanchessclub

Meets every Saturday 11am-12pm at the George Town Library and every Tuesday 5pm-8pm at the West Indies Wine Company in Camana Bay. All levels are welcome, including beginners who will be taught the basics.

Code Cayman

Email: info@codecayman.com

A non-profit organisation dedicated to supporting and encouraging an active technology community and empowering those passionate about technology to become leaders in the digital economy. Various programmes are held throughout the year.

Eloquent Speakers Toastmasters Club

Email: eloquentspeakers5002049@gmail.com

www.eloquentspeakers.toastmastersclubs.org

They meet every second and fourth Tuesday of the month from 6.30pm-7.45pm at Savannah United Church Board Room, 17 Astral Way.

Girl Power Ltd.

Email: girlpowercayman@gmail.com

Cayman National Orchestra

Email: caymanchoirandorchestra@gmail.com

www.facebook.com/caymannationalorch

The Cayman National Orchestra has a wide musical repertoire and consists of more than 30 musicians. The orchestra meets every Wednesday at Bay Harbour Centre, West Bay Road, from 7.30pm-9pm. Visit their Facebook page to find vacancies for your instrument.

A registered non-profit organisation dedicated to mentoring, inspiring, nurturing and empowering young women (aged 13-25) with lifelong skills and values to succeed in today’s competitive society. Training includes health and wellness, interview skills, public speaking, female empowerment and more.

Guardians Alive

Tel: (345) 325 6658

Email: guardiansalive1@gmail.com

www.guardiansalive345.com

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The Guardians are a group of seasoned athletes who unite and use their years of experience to help empower and train others. These include various fitness levels and ages with runs, walks and low/non-impact water wellness. After the race, participants are encouraged to partake in a free, hot (non-meat, fresh local egg) omelette breakfast cooked by pro chefs from across the Island. Go at your own pace for your run/walk/ water sub-event. Have fun, enjoy the food and make some friends with the Guardians!

The Garden Club of Grand Cayman

Tel: (345) 916 1683

www.caymangardenclub.com

Meets on the first Thursday of the month from September to June. Monthly meetings consist of a short business meeting with programmes on gardening-related topics and tours of local gardens and farms. Become a member for CI$25 a year.

International Ladies Club (ILC)

Email: ilcgrandcayman@gmail.com

www.internationalladiesclubcayman.ky

The International Ladies Club is open to women of 18 years and older of any nationality. The purpose is to provide an opportunity for socialising. The club hosts a variety of activities throughout the year.

International Wine & Food Society

Contact: Shelley White

Email: events@iwfs.ky

Wine-themed functions are held approximately once every six weeks, except during the summer. New members are sponsored by existing members.

Cayman Islands Orchid Society

Email: orchidsociety.cayman@gmail.com

A non-profit organisation committed to the conservation, protection, growth, rescue and care of Cayman’s native orchids. Meetings are held monthly and are announced on the group's Facebook page, @caymanislandsorchidsociety.

Tech Talks

Email: innovate@caymanenterprisecity.com

www.digitalcayman.com

This live series of technology-focused discussions aim to foster a vibrant digital ecosystem in the Cayman Islands. “Tech Talks” by Cayman Tech City, in partnership with Digital Cayman, take place online and in person every month. Be in the know by joining Digital Cayman.

Visual Arts Society of Grand Cayman

Watler House Studio, Pedro St. James

Email: info@visualartcayman.com

www.visualartcayman.com

(VAS)

Business & Professional Women’s (BPW) Club of Grand Cayman

www.facebook.com/bpwgrandcayman

www.bpw-international.org

Email: info@bpwgcm.org

Scotiabank Pioneer Toastmasters Club

Email: francoise.minzett@scotiawealth.com

Meets every other Wednesday at 12.30pm, 2nd Floor, 18 Forum Lane, Camana Bay.

www.facebook.com/visualartcayman

The Visual Arts Society (VAS) has been a non-profit organisation for over 35 years and is registered as an NPO. The society has a membership programme and offers benefits to members with discounts on art supplies, workshops and classes, plus art vendor opportunities, exhibiting, teaching, volunteering and those who choose to support the arts. They also offer annual workshops. VAS artists are located at various markets and events around the Island.

Service Clubs

100 Men Who Give a Damn!

Email: info@100men.ky www.100men.ky

A group of 100+ men each give CI$100 directly to one of three charities four times a year. Each quarter, members attend a one-hour meeting where three charities present their causes. Members vote to determine which charity will receive the total CI$10,000+.

100 Women Who Care

www.100women.ky

Join the women who make a difference in the Cayman community. 100 Women Who Care hosts events four times a year. For your CI$100 donation at each event, they offer a fun and relaxed networking hour with the chance to win prizes. All donations are combined and awarded to the winning charity voted for by you on the night. For more details, please visit their website or their Facebook page: @100womenwhocarecaymanislands.

An influential network of business and professional women from 96 countries with consultative status at the United Nations Economic and Social Council (ECOSOC) and participatory status with the Council of Europe. The root of BPW’s advocacy is embedded in its work with the United Nations. BPW lobbied for the formation of the Commission on the Status of Women (CSW) and has supported many women’s issues. Visit their Facebook page for meeting times and locations. They run regular social events, fundraisers and community events.

IWIRC Aim Higher Mentoring

Tel: (345) 949 8444 or (345) 749 4013

Email: pamella.mitchell@kobrekim.ky or tammy.fu@ky.ey.com

IWIRC Aim Higher is an exciting mentoring programme with the aim of providing support to 15-16-year-old students at John Gray High School. The programme runs from October to May each year. During term time, mentors meet with the students one lunchtime per week to help them set and achieve their goals. The programme coordinators are always on the lookout for new mentors and offer a training course to teach volunteers how to use study skills, knowledge and active listening techniques to support the students. Volunteers must complete the Darkness to Light Child Protection training course and provide a police clearance certificate.

Kiwanis Club of Grand Cayman

Email: info@kiwanis.ky

www.kiwanis.ky

The club actively promotes the wellbeing of children in the community. Kiwanis club sponsors and aids five key clubs in local high schools and a Circle K group at UCCI. Over the years, the club has played an active part in helping with school luncheons at eight Government primary schools and, this past year, at some of the high school divisions. Its popular festive annual family fun day, ‘Santa

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Landing’, takes place in December, and it's one of Cayman’s youth's favourite events. The club also runs a mobile reading programme. Annual fundraisers include KiwaniBike, Breakfast for Dinner and various other events. For information on club meetings and projects, visit their website or contact President Jessica Kozaily at (345) 916 6404.

Lions Club of Grand Cayman

President: Lion Michael Havlin

Tel: (345) 938 8545

Email: presidentlcgc@gmail.com

www.facebook.com/LionsClubGrandCayman

www.lionsclubgcm.ky

Meetings take place on the first and third Thursday of each month at 7.30pm and are held at the Lions Community Centre. Projects include sight preservation, PACCE (Prostate and Colon Cancer Event), The Delano Hislop Memorial Run/Walk, Spelling Bee, Community Food Pantry and more.

Lions Club of Tropical Gardens

President: Phillip Laing

Tel: (345) 936 1739

Email: presidentlctg@gmail.com

www.lionscluboftropicalgardens.com

Meetings take place on the first and third Tuesdays of each month at 6.30pm and are held at Mike Simmons Den (across from Mango Tree). During the Breast Cancer Awareness month of October, the club provides mammogram vouchers in addition to educational programmes to increase awareness.

Optimist Club

Tel: (345) 928 8098

Email: optimistcayman@yahoo.com www.optimistcayman.com

The Optimist Club aims to improve opportunities for children in Cayman. In 2021-2022, its main focus was mentorship, and it facilitated projects with The Frances Bodden Children's Home and The Boyz2Men group at John Gray High School. These included park beautifications, mathematics tutoring sessions, its 'Adopt a Plant' initiative and sailing lessons. The club meets at the Constitution Hall (previously named the Town Hall) at 6pm on the first and third Tuesdays of every month. You can learn

more about the work the club does on Facebook or Instagram.

The club meets at George Town Yacht Club on Wednesdays at 6.45am for a 7am start.

Plastic Free Cayman

www.plasticfreecayman.com

An organisation that arranges regular clean-ups in the hopes of reducing plastic pollution. The organisation focuses on educating and making the public aware of the harmful effects that plastic pollution has on Cayman and the world. Join the fight against plastic pollution by taking its 345 Pledge and help work towards a Plastic Free Cayman. For more information about upcoming clean-ups, head to its Instagram page: @plastic_free_cayman.

Rotaract Blue

Email: rotaractblue@gmail.com

www.rotaractblue.org

Rotaract Blue is a non-profit organisation that caters to young adults between the ages of 18 and 30. Rotaract Blue’s bi-weekly online meetings are held at 6pm on Wednesdays.

Rotary Club of Grand Cayman

www.rotary.ky

The club supports local and international community projects in the spirit of ‘Service above Self’. The group meets every Thursday at 12.30pm at various locations, including Grand Old House and the Westin hotel. Meeting locations are subject to change, so visit the website beforehand.

Rotary Club of Cayman Brac

Meets the second and fourth Tuesday of the month at 7pm at The Cayman Brac Beach Resort conference room, West End.

Rotary Club of Central Cayman Islands (Rotary Central)

www.rotarycentral.ky

President: Mrs Jennifer Leach-Tippetts

The club meets at Guy Harvey's Boathouse Grill, South Church Street on Tuesdays at 7.30pm.

Rotary Sunrise

www.rotarysunrise.ky

Email: rcgcsunrise@gmail.com

Facebook: @RotarySunriseKY

Instagram: @RotarySunriseCayman

Counselling & Support Services

Al-Anon

Tel: (345) 928 8843

Email: caymanalanon@gmail.com

www.caymanalanon.com

A support group that provides strength, understanding and hope for friends and families affected by someone’s problem drinking. Meetings are confidential, and each member’s personal anonymity is protected. At present, meetings are held on Zoom on Tuesdays and Thursdays at 8pm. Reach out by email for links.

Alcoholics Anonymous

Tel: (345) 926 9044

Email: caymanaa@yahoo.com

www.caymanaa.org

Meetings are held at least once a day. Check the website for times and locations.

Alex Panton Foundation (APF)

Email: info@alexpantonfoundation.ky

www.alexpantonfoundation.ky

www.facebook.com/AlexPantonFoundation

The APF is a not-for-profit organisation that aims to improve the mental health of children and adolescents in the Cayman Islands through advocacy, awareness and support, with a particular focus on anxiety and depression. Throughout the year, it hosts various support groups, educational and community programmes, an annual youth mental health symposium, and provides financial aid for persons aged 30 years and younger to receive mental treatment and services.

Alzheimer’s & Dementia Association of the Cayman Islands (ADACI)

Tel: (345) 936 1655 or (345) 924 4170

Email: info@adacayman.com

The ADACI creates awareness for all forms of dementia with a focus on Alzheimer’s. It sources and facilitates training for medical professionals and first responders, counsels people with Alzheimer’s and educates caregivers and family members about the stages of Alzheimer’s and how to provide care. It also provides one-off financial assistance to patients.

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Bethesda Counselling Centre

68 Mary Street, George Town

Tel: (345) 946 6575

Email: bethesda@candw.ky

www.bethesdacounselling.ky

Telemental health therapy, face-to-face individual and group counselling/therapy, and online counselling offered for all issue types.

Cayman Heart Fund (CHF)

Tel: (345) 916 6324

Email: info@caymanheartfund.com

www.caymanheartfund.ky

Cayman Heart Fund is a non-profit dedicated to improving cardiovascular health for all in the Cayman Islands. This includes educating the public on heart disease and stroke prevention, encouraging fitness and good nutrition, delivering programs that lower obesity rates, and influencing policy and investments to support healthy lifestyles. It supports access to high-quality cardiovascular care through various programmes and initiatives like CPR training, funding lifesaving medical equipment, including automated external defibrillators

(AEDs), and financially assisting those in need of lifesaving treatment. It offers free wellness screenings to the public regardless of their status or insurance coverage, including tests for blood pressure, height, weight, body mass index (BMI), waist circumference, cholesterol and glucose.

Cayman Hope Foundation

Operations Manager: Brent Hydes

Tel: (345) 928 9099

www.caymanhopefoundation.carrd.co

The non-profit, non-governmental, nondenominational Hope for Today Foundation is a coalition of volunteers dedicated to helping and supporting recovering drug addicts and alcoholics through the transition from prison or treatment to community life. If you need its help, or you would like to become involved, please make contact.

Cayman Islands Crisis Centre (CICC)

Tel: (345) 949 0366

24-hour Crisis Line: (345) 943 2422

Toll free: 1 (800) 534 2422

Kids Helpline: (345) 649 5437

Email: info@cicc.ky or www.cicc.ky

A charitable organisation focused on combatting domestic and sexual abuse through education and assistance to all victims of abuse. All services are confidential and include temporary shelter, a 24-hour toll-free crisis line, a teen and young adults' afterschool programme for at-risk youth aged 14-21 (TAYA Lounge), a walk-in centre for all victims of domestic violence, a free kids helpline for children and young adults up to age 21 and ongoing support and services for the Cayman Islands community.

Cayman LGBTQ Foundation

Tel: (345) 526 1001

www.clgbtqf.com

The LGBTQ Foundation work toward creating and maintaining a safe, inclusive, and equitable culture for the LGBTQ+ community of the Cayman Islands. The Foundation is committed to building a safe and culturally sensitive environment between our three islands.

CAYP offers intervention and prevention services for children who accompany their mothers to the safe shelter as a result of domestic abuse or sexual assault, and increases public education on

Colours Caribbean is a registered nonprofit organisation locally operated in the Cayman Islands that aims to cultivate a bold and visible community for the lesbian, gay, bisexual, transgender, queer, intersex and asexual (LGBTQIA+) people of the Caribbean and Latin America by building a network of regional businesses and public venues free of discrimination and harassment towards anyone based on their gender identity or sexual orientation. Colours Caribbean advocates for LGBTQIA+ rights as human rights and promotes the inclusion and equality of LGBTQIA+ persons. Members of the Colours Collective

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meet regularly to organise events and discuss plans to promote visibility, provide education and encourage dialogue surrounding local LGBTQIA+ issues.

The Department of Counselling Services

87 Mary Street, West Apollo House, GT

Tel: (345) 949 8789

Email: counselling.services@gov.ky

Provides quality, evidence-based programmes to help empower individuals and families.

Estella’s Place

Tel: (345) 949 0366 ext.1

Email: info@cicc.ky

A walk-in centre is available by appointment to survivors (women, men and children) of domestic violence. Services include supportive listening, risk assessment, safety planning, parenting education, advocacy and referrals.

Homeschooling Support Group

This group gives homeschooled families the opportunity to network with other families, ask questions and exchange ideas. Find them on Facebook: @Cayman Homeschoolers. Note: The department of education wants to remind everyone that families must be registered to homeschool their children in the Cayman Islands. See our Education chapter for more information on homeschooling.

Inclusion Cayman

81 Godfrey Nixon Way, Corporate Plaza, Units 6-8 Tel: (345) 623 2957

Email: info@inclusioncayman.ky

www.inclusioncayman.ky

A non-profit organisation supporting individuals with disabilities in their vision of accessing inclusive lives. It works with families, schools, employers, recreation/leisure providers and others to ensure all community members can meaningfully access, participate and belong in the Cayman Islands. Facebook: InclusionCayman, Instagram: @inclusioncayman.

Light After Loss

Tel: (345) 936 1103

Email: hello@lightafterloss.org

www.lightafterloss.org

It aims to support the mental wellness of mothers after the loss of a baby through miscarriage, stillbirth or early infant death. Through its unique approach, the group cultivates communities of healing connection. It provides financial resources to help ensure that every mother receives the physical and emotional care needed after the loss of a baby.

MS Foundation of the Cayman Islands

Alexander Place, Dorcy Drive, GT Tel: (345) 323 0656

www.facebook.com/msfcayman

Email: info@msfcayman.com

This is a non-profit organisation for multiple sclerosis patients in Grand Cayman. Created to spread awareness of the disease but also to provide emotional and financial support to MS patients and their families. Both volunteers and donations are greatly appreciated.

Narcotics Anonymous (NA)

Tel: (345) 929 6262

Narcotics Anonymous aims to provide an environment in which addicts can help one another to stop using drugs and find a new way to live.

The New Self Help Foundation

CEO: James Ramoon

Tel: (345) 927 4777 or (345) 927 7273

Email: tnshcommunityfoundation@candw.ky

Created to inspire young people to take responsibility for their future by implementing high-impact programmes which emphasise strong social, cultural, and educational values. The group aims to promote positive selfesteem, foster economic development, and positively transform the lives of children, their families, and their communities.

Teens and Young Adults Lounge (TAYA)

Tel: (345) 949 0366 ext.6 or Email: taya@cicc.ky

The TAYA Lounge is a safe space for at-risk teens and young adults between the ages of 14 and 21. The TAYA Lounge’s mission is to empower at-risk youth from underprivileged backgrounds through providing basic needs, guidance and opportunities so they can transition successfully into productive adulthood and tap into their growth potential. TAYA’s approach engages youth within their community, schools, organisations, peer groups and families in a manner that is productive and constructive.

Sports Clubs

See the Sports & Fitness and Activities for Kids & Teens chapters for more information.

Voluntary Organisations

Cayman’s ARK - Acts of Random Kindness

Email: taranielsen@arkcayman.com

www.arkcayman.com

Tel: (345) 323 0719

Cayman’s ARK is a registered non-profit, grassroots charitable foundation founded in 2006. ARK’s aim is to improve the standard of living for disadvantaged families in Cayman. Programmes include CASA, which renovates homes in deplorable condition, Feed Cayman, which provides families with food at home and school, Re-Connect, which keeps families connected to power, water and temporary housing and MER (Mentor Educate Reinforce), an intensive academic remediation tutoring programme, focused on empowering students with learning difficulties from underprivileged homes. The Crisis Initiative provides immediate relief for uninsured families in a crisis due to a life-threatening or medical emergency or unexpected disaster.

Big Brothers Big Sisters of the Cayman Islands

Tel: (345) 325 9661

Email: info@bbbs.ky

Kids Helpline

Tel: (345) 649 5437 or Email: info@cicc.ky

A free helpline service for children and young adults up to the age of 18. Available Monday to Friday 10am-6pm.

The Sickle Cell Support Group

Tel: (345) 244 2630

Email: joy.merren@hsa.ky

The group meets in the Cayman Islands Hospital women's health waiting room to discuss various aspects of this disease.

www.bbbs.ky

Big Brother Big Sisters of the Cayman Islands (BBBS Cayman) is part of an international youth mentoring programme which serves boys and girls aged six to 14. Each child, known as a 'little', is matched with an adult mentor

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known as a 'big brother' or a 'big sister' who is at least 18 years old. The little and their big meet regularly, with professional support provided by BBBS Cayman staff. Bigs act as friends and role models for their littles, helping them achieve their greatest potential. BBBS Cayman always welcomes new bigs and littles.

administrative support and spreading awareness.

Caring for Life Foundation

Tel: (345) 925 9240

www.caringforlifecayman.com

round. CICS relies on the time and skills of volunteers to help improve the lives of their clients and support cancer prevention efforts. Office hours are Monday-Thursday 9am-4pm and Friday 9am-12pm.

Breast Cancer Foundation

Unit 19 Grand Harbour, Shamrock Road, GT Tel: (345) 923 1135 or (345) 936 1135 or (345) 938 1135

Email: info@bcfcayman.com

www.breastcancerfoundation.ky

Created to support breast cancer patients and their families, the organisation provides help for those suffering both emotionally and/or financially. It offers an awareness programme aiming to save lives through early detection by teaching you how to be proactive about your health and a wellness initiative programme that aims to help such patients get through treatments with advice and support. Volunteers help with fundraising, caregiving,

The mission of the Caring for Life Foundation is to continually build better healthcare for all residents of the Cayman Islands by raising funds to help healthcare providers purchase needed medical and diagnostic equipment, provide medical training, support research and development and assist with facility expansion. The Foundation also strives to continually attract and retain quality physicians, technicians and healthcare professionals to build better healthcare for all in Cayman.

Cayman AIDS Foundation

Tel: (345) 946 3029

Email: info@caf.ky or www.caf.ky

The Cayman AIDS Foundation is a communitybased organisation that provides education on the danger of, helps prevent the spread of, and gives support and guidance to all people affected by HIV & AIDS and STIs.

CARE - Cayman Animal Rescue Enthusiasts

Tel: (345) 938 CARE (2273)

Email: info@caymancare.ky

www.caymancare.ky

CI Crisis Centre Volunteer Programme

Tel: (345) 949 0366 ext.3

Email: volunteer@cicc.ky

Volunteers provide support for many of the programmes and services offered by the Cayman Islands Crisis Centre, like with the emergency shelter and TAYA programme, as well as support for fundraising, running errands and helping at the warehouse.

Cayman Islands Humane Society

153 North Sound Road, George Town

Tel: (345) 949 1461

Email: info@caymanislandshumanesociety.com

www.caymanislandshumanesociety.com

Volunteers are always needed to work in four areas: the bookstore, thrift shop, animal shelter and fundraising. The Cayman Islands Humane Society also operates an excellent secondhand book store, the Book Loft and thrift shop, Claws-It. Donations are always needed.

Cayman Islands Mangrove Rangers

Tel: (345) 926 8621

Email: info@mangroverangers.ky

Children enrolled with BBBS are B8

52% less likely to skip school

CARE is a charitable company that promotes spaying and neutering as a humane solution to the overpopulation problem that currently exists in the community. Volunteers are always needed to assist with door-to-door campaigning, clinic transportation, fundraising and community dog washes. Donations are welcome.

Cayman Islands Cancer Society (CICS)

114 Maple Road (near Cayman Islands Hospital)

Tel: (345) 949 7618

Email: info@cics.ky or www.cics.ky

www.mangroverangers.ky

The Mangrove Rangers are an organisation that focuses on the protection of Cayman's mangrove forests. They work in partnership with the Department of Environment to collect data on the human impact on these natural areas and strive to educate and empower the community to understand the true value of these incredible ecosystems. Donations are welcome.

Cayman Islands Red Cross (CIRC)

1

info@bbbs.ky www.bbbs.ky

The Cayman Islands Cancer Society helps cancer patients in a variety of ways, including counselling, peer support, greeting cards designed by children, art therapy, hospital equipment and financial support for those who qualify. Contact them via email to become a volunteer and support them year-

34 Huldah Ave, Opposite the Cricket Pitch, GT Tel: (345) 949 6785

Email: director@redcross.org.ky

www.redcross.org.ky

The four main programmes of the Cayman Islands Red Cross are: disaster management, First Aid and aquatics, child protection and sexual education. They also have a thrift shop (See the

COMMUNITY LIFE 29 450 CAYMANRESIDENT 202 3 »
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Trafalgar Place
Bay Road
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Shopping Chapter for more information). The CIRC works directly to empower communities through the training of community emergency response teams. The headquarters location also serves as a hurricane shelter and is usually the first to open when there is a threat to Grand Cayman.

Central Caribbean Marine Institute (CCMI)

North Coast Road, Little Cayman

Tel: (345) 948 1094

Email: info@reefresearch.org

www.reefresearch.org

The Central Caribbean Marine Institute was founded in 1998 to protect the future of coral reefs through research, conservation and education. CCMI researchers have provided 20 years of baseline data on both coral reefs and fish, published over 100 scientific papers and supported 18 MS and PhD researchers to become leaders in their fields. To date, they have planted 45sq metres of coral out to the wild and offered 1,500+ local scholarships to Cayman's youth.

Extended After School Programme (EASP)

Grand Cayman Tel: (345) 922 2432

Cayman Brac Tel: (345) 922 2449

Email: easp@ymcacayman.ky

www.ymcacayman.ky/easp

The Extended Afterschool Programme is conducted by the YMCA of the Cayman Islands. The programme takes place at government schools from 3pm-6pm daily during the academic year. Its mission is to help people reach their God-given potential by putting Christian principles into practice. Students take part in a variety of character-building activities like sports, homework, arts and crafts and digital media.

Feed Our Future

Tel: (345) 916 0923

Email: info@feedourfuturecayman.org

www.feedourfuturecayman.org

Feed Our Future supports children and families in need through access to nutritionallybalanced school meals or supplemental food. The primary goal is to help nourish at-risk school-age children so they can lead healthy and productive lives.

Jasmine Palliative & Hospice Care

31 Jasmine Blossom Way, West Bay Road

Tel: (345) 945 7447

Email: info@jasmine.ky

www.jasmine.ky

Jasmine Palliative & Hospice Care provides free, dignified medical and emotional care to anyone in the Cayman Islands with a lifelimiting or end-of-life illness. Its team of healthcare professionals specialise in treating pain and managing symptoms. Jasmine liaises with the patient’s own doctor to enhance quality of life for the patient and their loved ones. It also offers a range of supportive services from art therapy, therapeutic massage and a lunch club to counselling and bereavement support. Jasmine costs more than CI$2,000 per day to operate and is 90% funded by fundraising events and donations.

Jubilate

Cayman Islands Baptist Church

163 Pedro Castle Road, Savannah

Email: info@jubilate.ky

Tel: (345) 526 8484

Jubilate is a social outreach afterschool programme with an emphasis on music, specifically, building an orchestra. Its vision is to make a positive social and spiritual change in the lives of children by inspiring them to become good citizens through disciplines learned at Jubilate. Volunteers are needed to help the Jubi Juniors with homework, reading, grammar and arithmetic. No music ability necessary! If you are interested in volunteering with Jubilate, please make contact for more information on how to get involved. In the interests of child safeguarding, all necessary

background checks will be undertaken prior to starting.

LifeLine

Tel: (345) 547 8070

Email: info@lifeline.ky

www.lifeline.ky

LifeLine is a non-profit organisation focused primarily on creating and maintaining a national automated external defibrillator or AED database. This, with the Government's support, will help 911 operators identify the closest AED in the case of a cardiac emergency and also automatically contact first responders linked to a particular AED.

Literacy is For Everyone (LIFE)

Tel: (345) 328 3120

Email: volunteer@life.org.ky

www.life.org.ky

Registered non-profit, Literacy Is For Everyone (LIFE) is dedicated to raising literacy levels in Cayman and ensuring access to quality education for all. It is the largest donor of books to the public school system, with over 50,000 books donated and counting. LIFE offers a range of literacy intervention programmes in all government schools, like its signature paired reading programme matching volunteers with struggling readers and educational family engagement workshops. Its new early childhood programme, Thrive By Five, promotes the development of foundational literacy skills. To help support LIFE you can donate new or gently used children’s books by emailing: books@life.org.ky, or you can become a LIFE volunteer by emailing: volunteer@life.org.ky.

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COMMUNITY LIFE 29
Literacy is empowerment!
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Machine Learning Robotics by TechCayman

Grand Pavilion, 802 West Bay Road

Tel: (345) 326 0148

Email: machinelearning@techcayman.com

The Machine Learning Robotics programme strives to expose youths aged 11+ to rudimentary mechanical engineering and programming fundamentals. It aspires to make these concepts both fun and accessible, potentially inspiring our young creators to continue onwards to further explore these fields to which they may have previously had limited exposure. During its free monthly weekend camps, each mentor is paired with two learners to build and program robots to autonomously navigate increasingly complex puzzles. Mentors welcome, no experience necessary! See Machine Learning Robotics on Instagram.

Meals on Wheels (MOW)

Tel: (345) 769 1974 or (345) 546 8886

Email: info@mealsonwheels.ky

www.mealsonwheels.ky

www.pledgeasenior.com

Meals on Wheels (MOW) provides daily hot, nutritious meals & hearty soups to seniors, homebound and disabled persons throughout Grand Cayman. Meals are provided free of cost to the clients and delivered to their homes 52 weeks per year. This service supplies them with the assistance needed to retain their independence in their own homes for as long as possible. Meals are prepared in four community kitchens and delivered to over 300 persons each day in all five districts.

NCVO Children's Services

Tel: (345) 949 2124

Email: ncvo@ncvo.org.ky (donations, volunteer, fundraisers, events & programmes)

www.ncvo.org.ky

www.facebook.com/NCVOCaymanIslands

NCVO Children's Services is a registered nonprofit organisation dedicated to the care, education and wellbeing of children and families in need of support. The NCVO runs several children’s programmes across the Island, including Miss Nadine's Preschool, Jack and Jill Nursery and the Nadine Andreas Residential Foster Home. The NCVO also runs a thrift

store located on Anthony Drive (GT), which accepts donations of clothing, household items, children’s items and furniture.

National Gallery of the Cayman Islands (NGCI)

Esterley Tibbetts Highway, near Camana Bay

Tel: (345) 945 8111

Email: info@nationalgallery.org.ky

www.nationalgallery.org.ky

The NGCI hosts a variety of exhibitions annually featuring local and international artists’ work, as well as numerous community exhibitions.

The main facility is a 9,000sq ft space with three exhibition galleries, plus an art library, lecture theatre, walking labyrinth, sculpture gardens, cafe and gift shop. The Gallery also houses a permanent art collection which traces the Island’s art history through the work of over 100 artists. The NGCI runs a series of outreach programmes, children and adult classes and special events for members and fundraising projects. Volunteers and members are welcome.

National Trust of the Cayman Islands

558A South Church Street (Dart Family Park)

Tel: (345) 749 1121

Email: membership@nationaltrust.org.ky

www.nationaltrust.org.ky

The National Trust owns and protects more than 3,000 acres of nature reserves, as well as owning, leasing or managing various historic properties. They offer monthly activities that teach a great deal about the Cayman Islands.

One Dog at a Time (ODAAT)

Email: info@ODAAT.ky

www.odaat.ky

ODAAT is a charity that was created to rescue and rehouse dogs and puppies. They raise funds for dogs they pull from the pound, where they are likely to be euthanised, provide the required treatments and house and feed them. ODAAT aim to find permanent homes for dogs and, when necessary, pay for them to be flown to rescue partners in Miami, Tampa and Toronto. They welcome volunteers, donations and sponsorship for individual dogs.

Pink Ladies Volunteer Corps (PLVC)

Tel: (345) 925 5021

Email: pinkladiescayman@gmail.com

The PLVC has been supporting the youth and elderly for over 40 years. It is a service organisation whose members volunteer in various roles within the community. Their craft group meets on Tuesday mornings at the South Sound Dart Park. Their major fundraising event, the Christmas Bazaar, traditionally opens the holiday season and features a delicious tea, market stalls, crafts, plant sales, entertainment and children’s activities. Funds raised by the PLVC benefit community projects. There are many ways to be involved with the PLVC.

Prospect Red Bay Community Group

Email: PRBC345@gmail.com

www.facebook.com/PRBC345

This registered NPO is focused on bettering the community. It meets on the first Monday of the month at 7pm in Seafarer’s Hall on Victory Avenue, Prospect. All residents of Prospect and Red Bay are welcome to attend. There is always a lively discussion on what is happening in the community regarding policing, garbage collection, litter and landscaping etc. They have a very active WhatsApp group which you can ask to join. They also hold many neighbourhood events, including an annual Christmas Party that draws over 400 neighbours.

Volunteering to Support Prison Rehabilitation

Tel: (345) 640 3000

Volunteers assist in the provision of prisonbased programmes and support the prisoners’ integration back into society.

YMCA of the Cayman Islands

Tel: (345) 926 9622

www.ymcacayman.ky

The YMCA is a charitable, cause-driven, nonprofit organisation that aims to help people reach their God-given potential by putting Christian principles into practice in ways that build healthy spirit, mind and body for all. With a focus on character development and value building, the YMCA is developing the potential of youth across the Cayman Islands through day camps, afterschool activities, sports leagues, and teen leadership programmes.

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RELIGIOUS SERVICES

The Cayman Islands is a multicultural country with almost every denomination and faith-based community represented. The following are just some of the services held weekly:

Anglican Church

St. Alban’s Church of England

461 Shedden Road, George Town Tel: (345) 949 2757

www.churchofenglandcayman.org

Rector: Bishop BJ Lawrence

Sunday Services: Matins/morning prayer

9.30am. All services are taken from the Church of England’s Book of Common Prayer (1662).

Anglican (Episcopal)

St. George’s Anglican Church

64 Courts Road, George Town Tel: (345) 949 5583

Email: stgeorgecaymanislands@gmail.com

www.facebook.com/stgeorgescayman

Sunday Eucharist 7am and 9am, Sunday school 9am and Wednesday Eucharist 10am. Call for details on other services

Assemblies of God

First Assembly of God

195 Old Crewe Road, George Town Tel: (345) 945 2182

Email: fagod@candw.ky

www.firstassembly.ky

West Bay Assembly of God

100 Finch Drive (off Birch Tree Hill Rd), West Bay Tel: (345) 916 3748

www.facebook.com/WBAssemblyofGodGC

Sunday Services 10.30am and 7.30pm.

Cayman International Assembly

Meeting place: Camana Bay Cinema

Tel: (345) 916 2957

The Cayman International Assembly offers a casual and contemporary style of worship with a Sunday service at 10am.

Baptist Churches

Cayman Islands Baptist Church

163 Pedro Castle Road, Savannah

Tel: (345) 946 2422

Email: office@cibaptist.ky

www.cibaptist.ky

www.facebook.com/cibaptist

Sunday worship services 9am and 11am (including children’s programmes for birthyear 6). Life groups meet weekly at various times and locations. Contact the church office to find one in your area. Wednesday Bible Study: 7pm (available via Zoom). Friday night programme for youth (middle schoolhigh school) 7pm-9pm. Iglesia Bautista Islas Caiman 6pm (Domingo), Estudio Biblico 6pm (Jueves).

First Baptist Church of Grand Cayman

920 Crewe Road (opposite the Lions Community Centre)

Pastoral Staff: Pastors Steve Brady, Dave Jorge, Kyle McLean and Stephen Ryan

Tel: (345) 949 0692

Email: fbc@fbc.org.ky or www.fbc.org.ky

www.facebook.com/fbccayman

First Baptist Church is a diverse, multicultural congregation that offers a welcoming atmosphere with over 350 members and 30 nationalities. The church meets on Sundays at 10.30am every week. Throughout the year, their weekly programmes change but often include Sunday school for all ages at 9.15am, Spanish worship service on the third Sunday of each month at 6.30pm and every Friday night, the kids choir and Ignite youth group meet at 6.30pm and 7pm, respectively. Visit the church website or Facebook page for more information.

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Catholic Churches

St. Ignatius Catholic Church

597 Walkers Road, George Town Tel: (345) 949 6797

Email: ignatius@candw.ky

www.ignatius.ky

Weekday Masses Monday-Friday 7am, Friday 6pm and public holidays 8.30am.

Weekend Masses Saturday 6pm and Sunday 8am, 11.30 and 6pm, Sunday school 10.15am, Confessions Saturday 5pm-5.45pm, prayer meeting Wednesdays 12pm. Eucharistic adoration 6am-9pm daily in the Divine Mercy Adoration Chapel.

First Baptist Church is a gathering of Christians united in Jesus Christ, who gave Himself on the cross for the forgiveness of our sins and rose again, triumphing over death itself. Our aim is to know Him better and serve Him well in all our ways, loving God and helping people, motivated by the grace of Jesus Christ and empowered by His Spirit. People from over thirty nations regularly worship with us and you are warmly invited to join us.

We meet on:

Sunday: 9:15 am Sunday School (All ages) 10:30 am Worship Gathering

Third Sunday of every month: Spanish Worship Service (Sanctuary) 6:30 pm

Friday: Kids Choir

Ages 6-12 (Gym) 6:30 pm

Ignite Youth Group Ages 13-17 (Music Suite) 7:00 pm

Thursday:

Spanish Bible Study (Lounge) 6:30 pm

Find out more about our church at our website www.fbc.org.ky. Give us a call at 345.949.0692 or email: fbc@fbc.org.ky. We’re located at 920 Crewe Road, across from the Lion’s Center. P.O.Box 10175, Grand Cayman KY1-1002.

Come join us as we worship the Lord Jesus!

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Christ the Redeemer Catholic Church

Reverend Blackman Road, West Bay

Tel: (345) 949 6797

Sunday Mass 9.45am.

Stella Maris Catholic Church

Alta Vista Drive, Cayman Brac

Tel: (345) 925 6215 or (345) 948 0551

Sunday Mass 6pm.

Jewish Services

Chabad Cayman Jewish Community Centre

7 Mile Shops, 215B West Bay Road

Tel: (345) 516 4474

Email: info@jewishcayman.com or rabbi@jewishcayman.com

www.chabadcaymanislands.com

Provides a wide variety of Jewish educational, religious and social services, including youth education, adult education, synagogue services, Shabbat and holiday celebrations and Jewish life cycle events.

Temple Beth Shalom, Cayman Brac

Tel: (345) 948 0518 or (345) 325 3474

Email: seadreamsvilla@gmail.com

Friday evening Shabbat services. Call for more information about services and events.

Latter-day Saints Church

The Church of Jesus Christ of Latter-day Saints Intersection of Shamrock Road & Selkirk Drive, Red Bay, Grand Cayman

Tel: (345) 517 1400

Church office: (345) 925 2541

Email: roderickdelacruz10@gmail.com

www.churchofjesuschrist.org

Services Sundays 10am

Lutheran

Safe Harbour Lutheran Church

205 Andrew Drive, Snug Harbour

Tel: (345) 926 5491 or (345) 949 1835

Email: office@safeharbourlc.com

www.safeharbourlc.com

Sunday service at 10am. Check the website for location details.

Tel: (345) 949 1121

Sunday services 10.30am and 6pm. Mid-week service Wednesday 7pm and a youth meeting Friday at 7.30pm.

Moravian

Covenant Moravia Church

6 Devon Road, off Marina Drive, Prospect

Tel: (345) 947 7935

Sunday services 11am, Sunday school: 10am.

Muslim Services

Islamic Society Cayman Islands

Unit C3, Cayman Business Park, GT Tel: (345) 329 2079

Email: isci@candw.ky

www.isci.org.ky

The Muslim community of Cayman is very diverse, offering a place of worship for Caymanians and expats from all over the globe. The Mosque is open to all Muslims and nonMuslims and offers weekly Islamic schooling for kids and adults. Prayers are held five times daily.

Non-Denominational

Agape Family Worship Centre

50 Fairbanks Road, George Town Tel: (345) 949 2539

Email: agape@candw.ky

www.agapecayman.ky

Sunday services 10am, Sunday school 11am, Wednesday service 7.30pm, Saturday morning prayer meeting 7am and Friday youth group (G4C) 7.30pm.

Church of God Chapel Frank Sound

1275 Frank Sound Road, North Side Tel: (345) 938 7963

Email: franksoundcog@gmail.com

www.franksoundcog.org

Sunday service 10.30am. Various services for children aged three to 13 run at the same time. Wednesday night prayer and Bible study 7.30pm. Youth group Friday 7.30pm.

service and children’s church 10.30am. Online bible study is available Thursday at 7.30pm.

Sunrise Community Church

Tel: (345) 926 7473

Email: paola@sunrise.ky

www.sunrise.ky

Sunday services 10am at the Harquail Theatre, with the opportunity to socialise afterwards with complimentary pastries and coffee. Nursery care, children’s Sunday school and weekly youth group meetings are available. They also hold a monthly women’s gathering called Flourish (September-June) and regular men's social and sporting events.

Pentecostal

All Nations United Pentecostal Church

Tel: (345) 949 9533

Email: upc@candw.ky

www.allnationscayman.org

Wednesday fasting 11am, Thursday Bible study 7.30pm, Sunday school 9am, Sunday divine worship 11am and evangelistic service 7.30pm.

Presbyterian & Congregational Elmslie Memorial United Church

108A Seafarer's Way, George Town

Tel: (345) 949 7923

Email: elmslieunitedchurch@gmail.com

www.elmslieunitedchurch.ky

Sunday service: 10.30am.

William Pouchie Memorial United Church

815 North Side Road, North Side

Tel: (345) 938 2239

Email: wpmucns@gmail.com

Sunday service 9am.

Seventh-Day Adventist

Cayman Islands Conference of Seventh-Day Adventists

Tel: (345) 640 2647 or (345) 949 2647

www.caymanadventist.org

Methodist Wesleyan Holiness Church

150 North West Point Road, West Bay

Church of God Chapel George Town

22 Academy Way, George Town

Tel: (345) 949 9393

Email: cogcgt@candw.ky

www.churchofgodchapel-gt.org

All ages Sunday school 9.30am. Sunday

Saturday Sabbath school service 9.15am, divine service 11am, Bible class 4pm, Adventist youth programme 5pm (may vary), Sunday evening service 7.30pm and Wednesday evening service 7.30pm. Churches are located across Grand Cayman, Cayman Brac and Little Cayman.

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The opportunities to get involved in sporting activities have grown significantly over the years in the Cayman Islands. Since the first competitive sporting event took place in 1935, the Olympic Committee was formed, sports tourism was introduced, and Caymanian athletes have represented the Islands in several different international sporting competitions. Today, there is a diverse range of sports offerings and associations on-Island.

Both locally and on the world stage, 2022 was another exciting year for the Cayman Islands sporting community. Cayman received four podium placements during the inaugural Caribbean Games in Guadeloupe, those participating in CARIFTA brought home 65 medals, and 21 athletes represented Cayman in the Commonwealth Games. The Island cheered on British swimmer Oly Rush as he completed a gruelling 37-hour swim around Grand Cayman to raise awareness about plastic pollution. Aaron Jarvis also made history, becoming the first person from the Cayman Islands to compete in a major golf championship. He attended the Masters Tournament and the Open Championship at just 19 years old. On the pitch, Total Soccer Cayman competed at the 2022 Rood-Wit International U10 Tournament in the Netherlands, placing eighth out of 24 teams. Cayman sports staples like the Flowers Sea Swim

(SEE AD PAGE 462) also went ahead, attracting international talent like Ryan Lochte and many of Cayman’s former Olympians.

Whether you are a hardcore athlete or would just like to be part of a team, sporting opportunities and competitions take place all

Sports

& Fitness

Details of the extensive number of sporting activities available on-Island, including basketball, dance, golf, tennis, football and swimming, as well as gyms, sports competitions and more.

SPORTS & FITNESS 30 » www. caymanresident .com 455
Sports Activities 456 - Basketball 456 - Boot Camps 456 - Bowling & Boxing 456 - Cricket, Crossfit & Cycling 456 - Darts & Dance 457 - Football/Soccer 457 - Golf 457 - Gyms & Fitness 457 - Hockey 458 - Horseback Riding 459 - Hunting & Martial Arts 459 - Netball 459 - Personal Fitness Trainers 460 - Pickleball 460 - Pilates/Barre 460 - Pole Fitness 460 - Rock Climbing & Rappelling 460 - Rugby 460 - Running 460 - Shooting 461 - Softball 461 - Spinning 461 - Squash 461 - Swimming 462 - Tennis & Table Tennis 462 - Triathlons 463 - Ultimate Frisbee 463 - Volleyball & Beach Volleyball 463 - Yoga/Wellness & Stretch Classes 463
Photos courtesy of Rebecca Davidson, Kathleen Spencer & Caroline Deegan

year round in Cayman. Keep an eye on the Events Calendar on www.explorecayman. com or download the What’s On Cayman app for more details about the Island’s sporting events.

SPORTS ACTIVITIES

Athletics

Cayman Athletics is the governing body for athletics in the Cayman Islands, and they promote, develop and encourage participation in athletics at all levels throughout the Island, regardless of age, gender or race. Training sessions are held every afternoon at the Truman Bodden Sports Complex (TBSC). For more information, email: gensec@athletics.org. ky. The 345 Athletics Club meet at the TBSC every Tuesday and Thursday at 4.30pm for track and road middle distance running. They take children from age eight up to adults, and all abilities are welcome. They are always looking for more runners and field event athletes to join the programme. They also meet at 6am on Sunday mornings at the South Sound Squash Club for a long run (10k loop). To join the club, call Laura Larner, Tel: (345) 925 2865 or email: lauraclarner@gmail.com. You can also join Speed Athletics, which meets at the TBSC every Monday-Thursday at 4pm. Call Coach Porter, Tel: (345) 525 2793 or email: speedathleticstrackclub@ gmail.com.

Basketball

The Cayman Islands Basketball Association programme participates in international competitions and currently has four leagues: U12, U14, U16 and U19, along with senior leagues separated by gender. They also host a basketball academy on Saturday mornings during school terms for three age groups: seven to nine years, 10-12 years and 13-16 years. Finally, they offer an afterschool programme at the King’s Sports Centre on Thursdays and Fridays from 3.30pm-5.30pm. For more information, contact Coach Voot O’Garoo, Tel: (345) 916 5083, email: info@caymanbasketball. com or visit www.caymanbasketball.com.

King’s Sports Centre also has two indoor basketball courts that can be rented for practice. Tel: (345) 946 5464 for details.

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Boot Camps

Body Shapers Fitness Studio runs boot camps, small group training programmes and nutritional coaching and provides motivational tools. For more details, Tel: (345) 325 8696 or email: bodyshaperscayman@gmail.com. Camana Bay Boot Camp is free and offers a highintensity workout. They meet at 6pm every Tuesday at the corner of the Cayman International School (CIS), close to the gymnasium and indoor basketball court. Tel: (345) 927 1377 or email: jacogsmit@ gmail.com for more information.

Bowling

King Pin Bowling at the King’s Sports Centre on Crewe Road has a four-lane bowling alley, a waiting lounge and a bar. It’s an ideal venue for parties or corporate events as it comfortably accommodates up to 24 bowlers with four lanes (six people per lane). Booking in advance is recommended. For more information, Tel: (345) 946 2695 or email: kingpinbowling@candw.ky.

Boxing

For casual boxing, visit the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. The Cayman Islands Boxing Association offers recreational and amateur boxing, callisthenics, circuit training and general strength and conditioning programmes. On weekdays, classes are scheduled at 6am, 12pm and 5.30pm and on Saturdays at 8am. If you’d like to try kickboxing, they also recently added classes on Mondays and Wednesdays at 7.30pm and Saturdays at 11am. Email: info@cibaky. com or visit www.cibaky.com. Cayman Fight Factory offers training in boxing and other combat sports with personalised programmes and group classes available. Email: coach@caymanfightfactory.net or Tel: (345) 922 0538. The Academy in Cannon Place offers adult boxing classes

and one-to-one training. Tel: (345) 323 9778 or email: info@theacademy.ky for more information. Try FNSports for fitness classes that incorporate kickboxing and boxfit techniques. Tel: (345) 929 4555 or email: fnsportsclub@gmail.com for more information.

Camana Bay Sports Complex

The Camana Bay Sports Complex facilities include: tennis, basketball and pickleball courts, a FIFA two-star rated football pitch and an eight-lane 25m swimming pool. Took book any of the sports facilities, email: cbsc@camanabay.com or Tel: (345) 640 2878.

Cricket

Cayman Cricket offers coaching sessions on Saturdays and afterschool sessions as required. For more information, email: info@caymancricket.ky or secretary@ caymancricket.ky.

CrossFit

CrossFit is not just a lifestyle; it’s a community. Their unique coaching approach strives to help people achieve their fitness goals throughout every stage of life. Three gyms that offer CrossFit are CrossFit Cayman (Tel: (345) 929 8450), 7 Mile Strength & Fitness (Tel: (345) 925 1456) and World Gym (Tel: (345) 949 5132).

Cycling

Cayman’s flat topography and warm climate make it a perfect place for recreational and competitive cycling. Cayman Cycling is a registered non-profit organisation and the governing body for cycling in the Cayman Islands. They organise and support local recreational cycling, racing and charity events. Additionally, they champion athletes representing the country at international games and racing events at the Caribbean, Pan American, World Championship and Olympic levels. Closer to home, the Cayman Islands has a vibrant and diverse cycling community, and for those looking to join in with the local cycling scene, there are group rides and cycling tours for every

SPORTS & FITNESS 30 456 CAYMANRESIDENT 202 3 »

level. For more information on Cayman Cycling, visit www.caymancycling.ky, email: info@caymancycling.ky or connect with them across all social platforms (@caymancycling). For routes and information on local group rides, visit their Strava page at www.strava.com/clubs/ caymancycling.

Darts

The Cayman Islands Darts Association (CIDA) holds an annual league where teams compete at various venues like All Stars Sports Bar & Grill (previously Attic) and Fidel Murphy’s. They also hold monthly tournaments and select national players to compete at the Caribbean Darts Championships every other year. Ask them about their new corporate league for businesses to enjoy a fun staff night out. Email: caymandartsassociation@gmail.com for more information.

Dance

Centre Pointe Home of the Performing Arts offers classes in all dance genres for both children and adults. Their studio is at 107-109 Alissta Towers, North Sound Road. Tel: (345) 926 5889 or (345) 926 9603, email: centrepointedance@gmail. com or visit www.centrepointedancestudio. com. Located in Galleria Plaza, Quinntessential Movement offers pole and aerial fitness, chair dance, Ballet Beats and stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Tel: (345) 745 8973 or email: info@qmovement.dance. Grand Old House offers free salsa lessons on Tuesday nights at 9.30pm. Bailamos Dance Studio in the Barnett Building on 24 Huldah Avenue offers a range of dance classes for all ages. Tel: (345) 917 7832. Try bachata and salsa classes at Fuego Latin Dance at 10C Huldah Avenue. Tel: (345) 939 1010. Spark! School of Performing Arts offers private instruction and group classes to children of all ages in disciplines like dance, drama and music. Register at www.sparkcayman.com or Tel: (345) 929 2190 for more information.

Fencing

The Cayman Islands Fencing Federation (CIFF) was founded in 2019 and is a registered nonprofit organisation. It is also the national governing body for the sport of fencing in the Cayman Islands and a member of the Cayman Islands Olympic Committee. The CIFF offers fencing lessons for children and adults ages eight and up in all three fencing disciplines (foil, epee and sabre) after school, in the evenings during the week and during the day on Saturdays. The CIFF also holds local competitions among fencers and offers special events and fencing demonstrations. Email: info@ fencing.ky for more information.

Football/Soccer

The Cayman Islands Flag Football Association (CIFFA) hosts various leagues of competition throughout the year, including an adult co-ed league, along with men’s and women’s summer leagues. They also have a youth league open to kids aged seven to 19. Email: ciffa345@gmail.com for more information, or follow them on Instagram and Facebook for game schedules and updates. The Cayman Islands Football Association (CIFA) men’s and women’s premier leagues run from September to June, with games on Friday, Saturday and Sunday nights at local stadiums. Teams are welcoming to all new players. For further information, Tel: (345) 749 5775 or email: secretariat@cifa.ky. The Cayman Islands Gaelic Football Club (CIGFC) is one of the most popular clubs on the Island. The sport is easily learned, with the club running introductory training sessions for new players. The club welcomes players of all skill levels. There are six women’s and eight men’s teams. Games are played at the Camana Bay Sports Complex, and the season runs from January to June. Email: info@caymangaelic.com for more information. The Cayman Islands Sunday Football League comprises eight football teams who play each other three times for a total of 21 league games throughout the season, which kicks off on the first Sunday in October each year. The football teams also compete in a knock-out competition,

the Cayman Physiotherapy Cup, with the final being played in mid-May. Teams are always on the lookout for new players but be mindful that there is a transfer deadline of January the 31st each year. For more details on how to get involved, visit their website at www.cisfl.leaguerepublic.com/ index.html, their Facebook page or contact them by email: cisfl@hotmail.com.

Golf

The Cayman Islands Golf Association is a great resource for learning more about golfing in the Cayman Islands. Visit www.ciga.ky for information on upcoming tournaments, golf developments and member benefits, or email: secretary@ciga.ky for other ways to get involved. The North Sound Golf Club is Grand Cayman’s only 18-hole Championship golf course. The par-71, 6,605-yard course has a rating of 73.1 and a slope of 139. The club is open to the public with daily, twilight and resident rates. You can take advantage of their full-service driving range, have a lesson with a PGA professional or just relax at the open-air bar. Tel: (345) 947 4653 or visit www.northsoundclub.com for more information. The Ritz-Carlton Golf Club is set amid Grand Cayman’s lush scenery and was designed by Greg Norman. It features a nine-hole golf course designed to make its 470-yard-hole play feel like 600 yards winding through the saltwater canals of the North Sound. Named the World’s Best 9-Hole Golf Course by the World Golf Awards, the course is open to all golfers, and several membership options are available. For more information, Tel: (345) 815 6500. You can also practise your swing indoors at Cayman Golf Lab, which features two large golf simulators and a 400sq ft putting green, making it Grand Cayman’s largest indoor golf facility. They also offer lessons for adults and children. Tel: (345) 546 6786 or visit www.caymangolflab.com for more information or to book a session.

Gyms & Fitness

All gyms on-Island provide the usual weight training areas and fitness machines,

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along with certified instructors and a variety of fitness classes. Cayman’s first outdoor callisthenics park opened in 2022, providing access to free workout equipment 24/7. Located at Seven Mile Public Beach, it’s open to all fitness levels.

Anytime Fitness

82 Market Street, Camana Bay

Tel: (345) 946 4748

AgileFit Fitness Facility

125 Barcadere Warehouse Park, George Town www.agilefit.ky

Balance Cayman

Caribbean Plaza, West Bay Road, SMB Tel: (345) 326 8111

Body Shapers Fitness Studio

Cayman Business Park, Unit C5

Tel: (345) 325 8696

CrossFit Gyms

Refer to the CrossFit section in this chapter.

ENERGY Essential Fitness

171 Elgin Avenue, Cricket Square, George Town Tel: (345) 946 6006

Evolution Fitness Cayman

Unit B9, 115B Printer Way, George Town Tel: (345) 938 3348

Fitness Connection

A family fitness and aquatic facility that offers numerous adult fitness classes every month, including aerobics and aquatic boot camp, Pilates fusion, yoga, Tabata circuit training and speciality boot camps, as well as personalised training sessions. They are located at Glen Eden Road, South Sound. For more information, Tel: (345) 949 8485, email: fitness@fitness.ky or visit www.fitness.ky.

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F45 Studio

The Strand, West Bay Road

Tel: (345) 925 1733

Runs a 45-minute circuit-based strength and cardio classes.

FNSports

68 Mary Street, George Town

Tel: (345) 929 4555

Lagree

7 Mile Shops, West Bay Road Tel: (345) 927 3832

Life Extension Sports & Fitness

Park Place, West Bay Road

Tel: (345) 949 3753

www.lifeextensioncayman.com

The Pilates Studio

The Pilates Studio is a boutique fitness studio in Governor’s Square. Services include group Pilates mat work, reformer/tower/chair and stretch and teen classes, as well as private or partner Pilates and fitness training, TPI golf conditioning, pre and post-natal and HIIT Pilates classes. Email: info@pilates.ky or visit www. pilates.ky.

Road, the gym offers a wide variety of weights, cardio and strength-training equipment, plus a variety of group fitness classes, including high altitude power, body sculpt and toning, legs, butt and thighs, reggae aerobics, mixed aerobics and freestyle Muay Thai boxing. The full annual schedule is posted on their website. They also offer one-on-one training with their internationally qualified personal trainers. Open Monday-Thursday 5am-10pm, Friday 5am-9pm, Saturday and Sunday 8am-5pm and public holidays 8am-4pm. Email: kings@ candw.ky, Tel: (345) 946 5464 or visit www. kingssportscentre.com. SEE AD

Revolutions Indoor Cycling

Barnett Building, 24 Huldah Avenue, GT

Tel: (345) 516 2453

RYDE Cayman

The Crescent, Camana Bay

Tel: (345) 746 7933

www.rydecayman.com

School of Fitness

115 Printer Way, George Town Tel: (345) 916 0171

www.schooloffitnesscayman.com

T-Fit Personal Training Studio

5 West Bay Road

Tel: (345) 923 1556

trinaggillis@gmail.com

Pro Fitness

Countryside Shopping Village, Savannah

Tel: (345) 947 5464

World Gym Fitness Centre

Behind Queens Court, Snooze Lane, SMB

Tel: (345) 949 5132

Hockey - Field

Powerhouse Gym

Located within King’s Sports Centre on Crewe

The Cayman Field Hockey Club meets for weekly mixed games, 6pm-7pm Mondays, at the T.E. McField Annex field and for occasional games at the Camana Bay sports complex. Everyone is welcome regardless of age, gender or ability. Bring a white shirt and a coloured shirt, along with your stick, protective equipment and something to

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drink. Spare sticks are usually available. The cost is CI$6 per game, and your first game is free. Contact Charles Jackson, Tel: (345) 925 0042 or email: cnjackson@outlook. com. You can also email Simon Barwick at simon@bbandp.com. Find further information about Cayman’s field hockey community at www.caymanhockey.com.

Hockey - Roller

&

Ball

Kings Sports Centre offers several hockey leagues and programmes. The men’s roller hockey league plays on Tuesday nights. The men’s ball hockey league plays on Thursday nights, with drop-in on Sundays. For more information, Tel: (345) 946 5464 or email: kings@candw.ky.

Horseback Riding

Spirit of the West (Tel: (345) 916 6488) and Coral Stone Stables (Tel: (345) 916 4799) offer organised private and group horseback beach rides along Barkers Beach. Resident rates are available. The Equestrian Center Riding School & Boarding Stables (Tel: (345) 516 1751 or (345) 526 1010) offer English riding lessons for beginners to advanced (ages five and up) with FEI-qualified instructors, training dressage, show jumping and vaulting. They also offer boarding and livery with tailored feeding and training schedules for your horse. Contact them over email at equestriancentercayman@gmail.com. Cowboy Town Stables (Tel: (345) 916 8571) offer general horsemanship and riding, along with therapeutic horsemanship and adaptive riding programmes for adults and children. Cayman Riding School offer show jumping, dressage, vaulting and crosscountry lessons for adults and children. Their Tiny Trotter programme offers lessons to children from four years old. They have full boarding facilities, BHS and FEI qualified instructors and are affiliated with The British Pony Club. Saturday morning pony rides and the children’s farm are also available for private functions and birthday parties. Tel: (345) 926 7669 or email: caymanridingschool@gmail.com.

Hunting

Marine life in Cayman is heavily protected, and there are strict rules in place on protected species and hunting seasons. For more information on hunting marine life, see our Boating chapter. Some species of wildlife and endangered plants are protected under the National Conservation Act (2013). Visit www.doe.ky for a full list.

Martial Arts

There are a variety of martial arts schools on the Island. Purple Dragon School of Martial Arts, on the 2nd floor of the Reliable Industries Building, 313 Compass Drive, runs adult classes in Don Jitsu Ryu, fitness kickboxing and Strike self-defence classes. Each programme allows one free trial class. Office number: (345) 946 1241 and Dojo cell: (345) 916 1416. The Academy, located in Cannon Place, offers adult classes in Jiu Jitsu, Muay Thai, boxing, Krav Maga and MMA. Tel: (345) 323 9778 or email: info@ theacademy.ky for more information. For lessons in Taekwondo, go to the Cayman Islands Taekwondo Academy (Tel: (345) 325 51220 or (345) 328 5006) in Crown Square, Eastern Avenue. They provide classes for adults and children. CASK Karate & Tai Chi at Kings Sports Centre on Crewe Road offers Wado Karate classes and a Tai Chi programme. For more information, Tel: (345) 925 3367 or visit www.caskcayman. com. Cayman Fight Factory at 27 Industrial Way offers a wide variety of mixed martial arts and fitness classes, including boxing and kickboxing. Your first class is free. Tel: (345) 922 0538 for more information.

Netball

The Cayman Islands Netball Association (CINA) holds matches on Thursdays and Saturdays at the Truman Bodden Sports Complex. Leagues include Senior Women’s League, Fast Five Co-ed League, Goodwill League and the Mixed League. New players over 16 are always welcome to join any of the established clubs or make up their own squad. They also have an U16s academy on Mondays after school and the ‘Turtle Netters’ league for children ages five to ten

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who play on Saturday mornings. Email: caymannetball@yahoo.com or visit www. caymannetball.com.

Personal Fitness Trainers

There are a few options if you would like a more tailored fitness session in your location of choice. Some also offer nutrition and lifestyle coaching. Laura Ribbins and her team of highly-qualified and experienced trainers at Fitness Connection specialise in rehab, sports conditioning, weight loss, lifestyle coaching and more. For more information, Tel: (345) 949 8485, email: fitness@fitness.ky or visit www.fitness. ky. (SEE AD PAGE 459) Alicia Proud-Rabess is a remote trainer and lifestyle coach. She trains clients in fitness and plant-based nutrition. She also specialises in swimming, from the basics to open water. Tel: (345) 326 8552 or visit www.aliciaproud.com. The Pilates Studio in Governors Square offers private and partner fitness Pilates, group Pilates and fitness classes, therapeutic exercise and post rehab with Pilates and HIIT Pilates

classes. Email: info@pilates.ky or visit www.pilates.ky. King’s Sports Centre offers one-on-one training with internationally qualified personal trainers. Tel: (345) 946 5464 or email: kings@candw.ky.

Pickleball

If you are looking for an active social activity, try out pickleball, one of Cayman’s fastest-growing sports. This energising game is the perfect family-friendly activity, combining ping-pong, badminton and tennis. Try a game at The Courts Tennis Centre at the Ritz-Carlton, Grand Cayman. For more information, Tel: (345) 323 0049 or email: grandcaymantennis@ritzcarlton. com. You can also book courts at The Grand Caymanian Resort (Tel: (345) 949 3100), the Camana Bay Sports Complex (Tel: (345) 640 2878) and the Cayman Islands Tennis Club (www.tennis.ky). A new facility by Cayman Sports is also being built near the airport and will feature 12 shaded, floodlit pickleball courts, a restaurant and bar, a children’s playground and a garden area.

Pilates/Barre

The Pilates Studio is a spacious and fullyequipped inclusive studio housing Balanced Body equipment. It offers a variety of group mat work and equipment-based Pilates classes, like reformer, tower and chair classes at affordable and competitive prices. Other classes include private and partner training, golf conditioning, therapeutic exercise, pre and post-natal, Pilates Barre and Pilates HIIT classes. Email: info@ pilates.ky or visit www.pilates.ky. Janelle Henry and Courtnee Springfield are CPAM-registered physiotherapist/clinical Pilates instructors at Cayman Physiotherapy

coaching at Balance Cayman. Tel: (345) 326 8111 or visit www.balancecayman.com.

Pole Fitness

Quinntessential Movement offers pole and aerial fitness, chair dance, Ballet Beats, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Located in Galleria Plaza. Tel: (345) 745 8973 or email: info@qmovement.dance.

Rock Climbing & Rappelling

Challenge yourself on the King’s Sports Centre indoor and outdoor rock-climbing wall suitable for both kids and adults. Bungee jumping is also available. To book, Tel: (345) 946 5464. (SEE AD PAGE 458) Rock Iguana Ltd. in Cayman Brac caters to all skill levels, from beginner to advanced climbers. No experience is required. Join one of their half-day tours with rock climbing and rappelling, or take a day trip from Grand Cayman for an ‘Epic Full Day Adventure Tour’, one of their most popular options, which includes rappelling, hiking, caving and rock climbing. Tel: (345) 936 2722, email: info@climb.ky or visit www.climb. ky for details

Rugby

www.caymanrugby.com

(SEE AD PAGE 344) and teach private and group classes. They also offer pre-natal and postnatal Pilates classes. Tel: (345) 949 8828 or email: courtnee@caymanphysio.com or janelle@caymanphysio.com. ENERGY

Essential Fitness is a fully-equipped Pilates studio. Tel: (345) 946 6006 for more information. Sue Merren also offers private Pilates, strength training and nutrition

The Cayman Islands Rugby Football Union has its own pitch and clubhouse on South Sound Road. There are leagues for veterans, men, women and junior rugby players. Most games are played on the weekends between September and June. Men’s and women’s training sessions are held twice a week, with a full-time coach available to coordinate and coach players and teams. Tradeview Markets Corporate Mixed Touch Rugby League is held from June-September. For information, call Caroline Deegan, Tel: (345) 525 6743, email: caroline.deegan@caymanrugby.com or visit www.caymanrugby.com.

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Running

The Walkers Cayman Islands Marathon is held annually on the first Sunday in December.

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The event consists of a full marathon, half marathon, four-person relay and kids’ fun run. It is extremely popular with both local and visiting runners alike. It’s also a Boston Marathon Qualifier. For more information on how to register, email: info@ caymanislandsmarathon.com or visit www. caymanislandsmarathon.com. (SEE AD THIS PAGE) If you want to join a running club, the Hash House Harriers meet on Monday evenings at 6pm at changing locations. For schedules and information, visit www. caymanhash.com. The Wednesday Night Running Club meets outside World Gym at 6pm every week. For more information, email: run@wnrc.ky

Sailing

Refer to the Boating chapter.

Shooting

The Cayman Islands Sport Shooting Association (CISSA), located near Owen Roberts International Airport, offers skeet, trap, pistol and rifle sport shooting. Preparations are currently underway to develop a new facility in East End, which, when completed, will be able to host international events. All members undergo safety training and are taught correct firearms handling procedures. Visit www.cissa.ky for more information.

Softball

Adult co-ed softball leagues play at the Dart Field of Dreams on the corner of Fairbanks Road and Aspiration Drive. The season typically runs from September to December, with teams playing one game per week for a 12-week season, plus playoffs. Leagues are organised and managed by the YMCA and are available to everyone from beginners through to experienced players. To join, or to add an entire team, call the Cayman Islands Little League, Tel: (345) 916 5643, email: info@littleleague.ky or visit www. littleleague.ky.

Special Needs Sports Training

Special Olympics Cayman Islands (SOCI) offers year-round sports training and competitions

for adults and children eight years and older who are intellectually disabled. They offer training in athletics, powerlifting, golf, basketball, bocce, football, swimming and stand-up paddle boarding. Tel: (345) 946 7624 or visit www.facebook.com/ specialolympicscaymanislands.

Spinning

RYDE Cayman is located on the Crescent in Camana Bay. This boutique indoor cycling studio offers a full calendar of classes seven days a week, starting at 6am and ending at 6.45pm most days. Create an account, buy a package and book a bike online at www.rydecayman.com. Spinning classes are held at Revolutions, located in the Barnett Building on Huldah Avenue (next to the Red Cross). They offer early morning and evening classes Monday-Saturday. They also offer spin bike rental with delivery and pickup along with online classes that are recorded in their studio. Tel: (345) 516 2453 or visit www.revolutionscayman. com to view their online classes. World Gym (Tel: (345) 949 5132) also offers hour-long spinning classes. Anytime Fitness at Camana Bay offers rhythm ride classes every day of the week. Visit www.anytimecayman.com for more information. One of Cayman’s newest spin studios is Vital Cayman Spinbar & Yogaden in Grand Harbour. Along with spinning, this fitness studio offers yoga, HIIT/stretch and hybrid sessions. Purchase a combo package and take advantage of all their classes. For more information on their services, Tel: (345) 333 4825, visit www.vitalcayman.ky or follow them on Instagram at @vitalcayman.

Squash

The South Sound Squash Club is a member-run facility that features six squash courts and a gym, with coaches who can help fine-tune your game. They offer lessons for adults and children, beginner and intermediate programmes and an afterschool junior programme. Members also have access to the online booking system to book their courts 24/7. Tel: (345) 526 5052, email: info@squash.ky or visit www.squash.

Sunday 3rd December 2023 5:00am

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& Half Marathon 4-Person Relay Kids Fun Run @caymanmarathon WWW.CAYMANISLANDSMARATHON.COM
Full

ky. There are also two squash courts at King’s Sports Centre. Open MondayThursday 5am-10pm, Friday 5am-9pm, Saturdays and Sundays 8am-5pm. For more information, Tel: (345) 946 5464 or email: kings@candw.ky. ( SEE AD PAGE 458) The Cayman Islands National Squash Association promotes the game at junior, national and international levels for players of all ages. Visit www.cinsa.ky.

Swimming

If you enjoy recreational swimming, the waters off Seven Mile Beach are your best bet, but there are also pools at almost all condominium complexes, as well as the Lions Aquatic Centre (Tel: (345) 949 8105) and the Camana Bay Aquatic Centre (Tel: (345) 640 2878). Call to check availability and pricing and to make bookings. One of Cayman’s biggest sporting events is the annual Flowers One Mile Sea Swim ( SEE AD THIS PAGE) Known as one of the world’s richest and safest swims, over 500 swimmers compete to win thousands in cash and

random prizes! The Flowers Sea Swim offers flawless course conditions along Cayman’s beautiful Seven Mile Beach. All registration proceeds are donated to a chosen local charity. The 2023 Flowers Sea Swim will be held on the 17th of June. Visit www. flowersseaswim.com for more information. Located in South Sound, Fitness Connection (Tel: (345) 949 8485) offers swimming lessons for all ages and abilities. They are an SAI (Starfish Aquatics Institute) training centre, specialising in training triathletes, as well as non-swimmers. Their water fitness classes are great for a total body workout, utilising a combination of exercises and training methods perfect for pre-natal and post-natal exercise. For more information, email: fitness@fitness.ky or visit www. fitness.ky. ( SEE AD PAGE 459) Sky Blue Aquatics offers private, semi-private and small group swimming lessons for adults. Lessons can be held in your hotel, condo and private pool, the Lions Aquatic Centre, or even in the sea. Their lessons are available for beginners, but also to those looking to

improve their technique or prepare for an event. Tel: (345) 916 0054 or email: info@ skyblueaquatics.com for more information.

The Camana Bay Aquatic Club (CBAC) runs an adult ‘masters’ swim training group with a focus on improving technique and increasing aerobic conditioning and overall strength in the water. The sessions take place four times a week at the Camana Bay Sports Complex. For pricing, schedules and more information, email: info@cbac.ky or visit www.cbac.ky. Thrive Fit offers yoga, swimming, and fitness classes Island-wide with private, small group and corporate sessions. For those interested, First Aid/ CPR/AED and lifeguard certifications are also available. Tel: (345) 938 1113, email: info@thrivefitcayman.com or visit www.thrivefitcayman.com for more information. Cayman Islands Aquatic Sports Association (CIASA) is a not-for-profit association dedicated to the promotion and development of aquatic sports in the Cayman Islands. This includes learning to swim in the pool and open water, artistic swimming, water polo, aqua-aerobics and masters swimming. Membership with CIASA also links you to an active aquatic community. For more information, email: ciasaboard@gmail.com or visit www.ciasa. ky for a calendar of events and a list of registered clubs and swim schools

Table Tennis Association

Available for both youth and adults of all skill sets, the Cayman Islands Table Tennis Association offers training, competition and recreational table tennis. They meet at the CIFEC hall three times a week. Call Donovan Nelson, Tel: (345) 917 5904 for more information.

Tennis

The Cayman Islands Tennis Club (CITC) is located off Anne Bonny Crescent in South Sound. The club offers private and semi-private lessons, group lessons, cardio sessions, ball machine rentals and more. CITC has five professional coaches and nine hard floodlit courts. They also offer open tournaments and host several social

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events each year. Tel: (345) 949 9464 or email: tennis@tennis.ky. You can also visit www.tennis.ky or their Instagram page @caymanislandstennisclub for more information. Cayman Tennis Academy offers tennis and pickleball lessons and courts. They have their own courts located at 1960 West Bay Road (near Cemetery Beach) but also employ a mobile service, so they can also send a coach to your private courts if more convenient. They cater to players of every skill set and will schedule class times to suit you. Group, private and cardio lessons are offered for adults and children, beginners and seasoned players. Tel: (345) 547 6257 or email: contact@caymantennisacademy. com for more information. You can also check out their Facebook and Instagram pages for regular updates on classes and availability. The Courts Tennis Center at The Ritz-Carlton Grand Cayman is a premier tennis facility with professional coaches featuring three red clay courts, two hard courts and two pickleball courts. Pro instructors offer private instruction and clinics in addition to the popular cardio tennis fitness programme, which operates on a drop-in basis. Seasonal corporate tennis leagues, bubbles doubles and kids camps are also offered throughout the year. For more information and reservations, please call The Ritz-Carlton, Tel: (345) 323 0049 or email: grandcaymantennis@ritzcarlton. com. Mica Koll with Cayman Performance Tennis teaches private and group tennis lessons for players of all ages. Tel: (345) 927 8690 or email: micabeach@gmail.com for more information.

Triathlons

If you find the challenge of an individual swim, cycle or run is not enough, you can always try your hand at a duathlon or triathlon. The Cayman Islands Triathlon Association (CITA) organises well-attended events throughout the year and hosts free practice sessions. CITA offers duathlons and triathlons of various distances, as well as the ‘Try-This-Tri’ for kids and the ‘Stroke and Stride’ series every May. The Mercuryman Triathlon is held annually and offers a half

iron distance, international distance and aquabike option. Email: info@triathlon. ky or visit www.triathlon.ky or www. mercurymantri.com for more information.

Ultimate Frisbee

Cayman Islands Ultimate play pickup games at the Annex Sports field in George Town. Visit their Facebook group (Cayman Islands Ultimate) for more information and updated game schedules.

Volleyball & Beach Volleyball

The Cayman Islands Volleyball Federation (CIVF) has made significant strides in promoting volleyball in Grand Cayman. CIVF has hosted the annual NORCECA Beach Volleyball Circuit on Seven Mile Beach for the past ten years, which welcomes over 30 teams from North America, Central America and the Caribbean. The youth development programmes include school leagues, summer camps and clinics with local and international instructors. Plans are underway for a national youth programme, which will see teams compete regionally and internationally in both beach and indoor circuits. For more information on current programmes, email: assistant@ civf.ky, visit www.civf.ky or check out their social media pages on Facebook and Instagram. Heatwave Volleyball Club is an amateur sports team that hosts beach volleyball tournaments and regular open games for all abilities and experience levels. Email: heatwavevolleyballclub@gmail.com for more information.

Yoga, Wellness & Stretch Classes

There is a very active yoga community in Grand Cayman with several yoga centres across the Island. Deepen your being and yoga practice at One Heart Yoga & Apothecary (Tel: (345) 938 9642) which offers yoga, sound healing and meditation classes for all abilities in its studio at 7 Mile Shops, West Bay Road. Its apothecary offers a variety of plant medicines, natural skincare and spiritual ritual props and guidance. For more information or to view the class schedule, visit www.oneheartcayman.

com or follow the Instagram page at @ oneheartcayman. VITAL Cayman Spinbar & Yogaden in Grand Harbour house a spinbar and yogaden for yogis to come together and enjoy group fitness sessions. The studio also offers hybrid packages so that members can take advantage of both spin and yoga classes. Tel: (345) 333 4825 or visit www. vitalcayman.ky for more information. Find the latest updates on its Instagram page at @ vitalcayman. Body Works in Queen’s Court Plaza on West Bay Road offer traditional hatha yoga and meditation and mindfulness classes for all levels of students. Tel: (345) 945 6485 or visit www.bodyworkscayman. com for the class schedule. Flow Therapeutic Movement has a studio off Crewe Road. It provides a unique exercise system based on Yamuna body rolling, MELT Method, aerial yoga, energy work and massage therapy. Corporate and healing retreats are also offered upon request. Tel: (345) 916 6061 or email: info@flow.ky for more information. Located in The Marquee Plaza, Bliss Living and Yoga offers a wide range of classes every day, including beach-front sessions and paddle board yoga. They also have a large retail store offering athletic wear and accessories from Lululemon Athletica. Visit www.blissyogacayman.com for more information on class descriptions and schedules. Saucha offers wellness retreats, including their popular Little Cayman retreat, which is held every January over the public holiday long weekend. Email: hello@sauchaconsciousfood.com or visit www.sauchaconsciousfood.com for the latest updates on their events. Thrive Fit offers yoga, swimming and fitness classes Island-wide with private, small group and corporate sessions. First Aid/CPR/AED and Lifeguard certifications are also available for those interested. Tel: (345) 938 1113, email: info@thrivefitcayman.com or visit www. thrivefitcayman.com for more information. Rock Iguana Ltd. (Tel: (345) 936 2722) offers yoga, meditation and mandala painting classes at Yogi Wall in Cayman Brac – a peaceful outdoor studio surrounded by nature. Both group and private classes are available.

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Diving

Cayman is one of the top dive destinations in the world. This chapter provides you with information on dive and snorkel sites, local dive operators, responsible diving practices and more.

The Cayman Islands are world-renowned for their incredible underwater scenery, particularly the beautiful coral reefs and array of colourful fish. Located in the western Caribbean, just 480 miles south of Miami, Cayman is perfect for scuba diving and snorkelling, boasting some of the Caribbean’s best excursions. With virtually no currents and outstanding underwater visibility, Cayman has amazing wall dives, coral reefs and wrecks for you to explore and discover. If you are ‘dive-curious’, there are a wealth of things to do in, under, or on the water at every skill level. A variety of dive operators can teach you how to dive, improve your skills and have an amazing underwater experience. With water temperatures ranging from 26-28°C (78-82°F) all year round, it is always a good time to get in the water and discover the stunning scenery beneath the surface.

The Cayman Islands continues to receive global recognition. In the 2022 Scuba Diving Magazine Readers Choice Awards, Cayman appeared at number one for wreck diving and wall diving and in the top five for best overall for scuba diving, macro life, shore diving, beginner diving, advanced diving, photography, health of marine environment and cave, cavern and grotto diving in the Caribbean and Atlantic zone. Some of Cayman's dive operators and resorts also received awards for a variety of accomplishments in the lists of the best scuba diving operators and scuba diving resorts in the world.

Cayman is hyperaware of the importance of coral reefs to our three

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Wreck Diving 465 - Balboa 465 - Cali 465 - Carrie Lee 465 - Doc Polson 465 - Keith Tibbetts, Cayman Brac 465 - Oro Verde 465 - The USS Kittiwake 466 Snorkelling Sites 465 Diving Areas 466 Dive 365 466 Lionfish 466 Coral Nurseries 466 Respecting the Reef 467 No Diving Overlay Zones 467 Learning to Dive 467 - Adult Open Water Courses 467 - Dive Courses for Kids & Teens 467 - Certified Divers 468 - Dive Trips 468 Advanced Diving 468 - Advanced Diving Courses 468 - Technical Diving 468 Free Diving 468 Local Dive Operators 469 - Underwater Photography Lessons 469
Photos courtesy of Cathy Church

Islands, our waters, the marine ecosystem and the diving industry. To protect and replenish Cayman's fish population, the Department of Environment (DoE) has expanded Cayman's marine parks to cover 48% of Cayman's waters. The Central Caribbean Marine Institute's (CCMI) 2022 reef health surveys indicated an increase in fish density, biomass and species richness in Little Cayman. However, although coral cover remains relatively high, there has been a decrease in coral recruitment and a reduction in coral size. According to a United Nations report, marine heatwaves are expected to become more common as the planet warms. This could be devastating to Cayman’s coral reefs and lead to coral bleaching, loss of marine life and loss of ‘reef services’ such as flood protection.

Although many efforts have been put in place to safeguard the coral reefs, sea grasses and mangroves in the Cayman Islands, other factors have contributed to their destruction. Sadly, many dive sites in Grand Cayman have been affected by the spread of the deadly Stony Coral Tissue Loss Disease (SCTLD). Researchers from the US Geological Survey have found evidence that SCTLD is caused by a breakdown in the symbiotic relationship between corals and Zooxanthellae algae. This discovery is a big step towards finding future treatments for this disease. Given the rapid spread of SCTLD in the Cayman Islands, the DoE wants to remind the public to disinfect all snorkel and dive gear before and after each shore dive and boat trip by soaking them in disinfectant solution (with 1% bleach) for 10 minutes.

On a more positive note, the 2022 PADI Women's Dive Day invited divers to take part in an underwater scavenger hunt while not only celebrating women in diving but also raising money and awareness for breast cancer. The event raised over CI$11,000 and attracted more than 120 participants locally as well as support and donations from the dive community overseas. The PADI Women’s Dive Day occurs annually on the third Saturday of July and raises

money for the Breast Cancer Foundation.

In addition, Cayman is still promoting its lionfish culling programme by encouraging divers and dive operators to safely remove as many lionfish from Cayman waters as possible. Activists are also pushing for a single-use plastic ban to reduce the plastics in the ocean.

WRECK DIVING

Wreck diving is very popular as it provides a dramatic diving experience. There are several spectacular wrecks situated around the Cayman Islands and, as more marine life inhabits these sites, the more the dive experience improves. The dive sites below should be at the top of any diver’s list.

Balboa Situated among small surrounding reefs, the wreckage of this 375ft freighter is home to a large variety of fish and coral. It lies approximately 150ft off the west coast of the Island at a depth of 25ft-40ft. You can explore the ship’s stern section and swim over the three-bladed propellers. The wreck is a popular night dive and is situated around the cruise ship docking area, therefore, it is not accessible when cruise ships are in port and it is recommended you use a dive company or boat Note: You need permission from the harbour master to dive the Balboa.

Cali Less than 150ft offshore from George Town and 15-20ft deep, the wreck of the Cali is an easily accessible and enjoyable dive for beginners and snorkellers. The 220ft steel schooner, which rests in pieces on the sea floor, is only a one-minute swim from the shore.

Carrie Lee For those who are Trimix certified, the Carrie Lee is recommended as a more challenging and technical dive. The 185ft freighter is completely intact and rests at a depth of 180ft-260ft off the south west coast. The wreck is teeming with marine life and provides a great diving experience. However, divers should be aware of the strong currents that surround this wreck and monitor their air.

Though the 100ft cable layer sank back in 1982, it is still 80% intact and is populated with beautiful and diverse marine life, making it one of the most popular dive sites in Cayman. It is recommended to use a boat to get to the site, as there is some boating traffic around the area.

Keith Tibbetts, Cayman Brac This 330ft Russian Brigadier Type II Frigate was sunk in 1996 and is home to thousands of fish, turtles and grunts. Lying about 600ft off shore and 56ft underwater, it is the only Russian warship in the Western Hemisphere available for scuba diving. In 2004, a storm broke the ship in two and its bow now sits at a 45-degree angle. Although the amidships has become a debris field, it is still a popular dive site. The drop off to the wall is only 100ft away from the wreck and extends down thousands of feet - giving divers the option of exploring the wall as well.

Oro Verde This 131ft steel cargo vessel is popular among wreck divers. It can be found 40ft-50ft below the surface and approximately 150ft off Seven Mile Beach, so it is not suitable for a

Snorkelling Sites

George Town Conveniently located, here you will find a mass of coral heads, caves and abundant fish life.

North Sound Here you will find the world famous Sandbar and Stingray City, where you can feed and interact with stingrays in only 3ft of water. The Coral Gardens are nearby, where you will find corals and fish. Both sites are only accessible by boat.

Seven Mile Beach The main snorkelling area here can be found at the north end of Seven Mile Beach at Cemetery Reef, which is about 300ft offshore, but often in less than 10ft of water.

West Bay Down the road from the Cayman Turtle Centre is Lighthouse Point and Cobalt Coast Dive Resort, which are great sites to find elusive sea turtles.

Doc Polson 450ft off Seven Mile Beach, just past Cemetery Reef, lies the Doc Polson wreck.

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shore dive. The amount of marine life available for viewing is spectacular considering how shallow the wreck is. Unfortunately, the ship has collapsed somewhat due to the elements, but the animals that make it their home are the centrepiece of this wreck. Such as, the massive jewfish that has come to be known as George, the moray eel named Kermit, and Puff the barracuda.

The USS Kittiwake In October 2017, this 251ft, 2,200 tonne, decommissioned military ship was toppled on its side by the winds of Hurricane Nate. The hull of the ex-USS Kittiwake is perfectly intact, but its port rail is now burrowed in the sand instead of standing upright. While

Diving Areas

East End Dramatic coral and wall diving. Reef sharks, nurse sharks and even hammerheads can occasionally be seen.

George Town Coral, caves and tunnels at Eden Rock and a mermaid at Sunset House, just south of George Town. Look out for the tarpon!

North Wall Most dive sites on ‘The Wall’ are only accessible by boat. See incredible coral wall formations, sheer walls and occasionally eagle rays, nurse sharks, moray eels and all sorts of other underwater wonders. Inside the reef is the world famous Stingray City, where you can interact with stingrays in 12ft of water.

West Bay Great shore dives from Cracked Conch, Lighthouse Point and Cobalt Coast. You can access ‘The Wall’ via boat trips or underwater scooters, or the mini wall from the shore. The wreck of the Kittiwake is found on the northern end of the West side.

divers and tourism officials were anxious that this world-renowned dive site seemed ruined, there was a silver-lining. For many experienced Kittiwake divers, it was like a new dive site altogether! For the less experienced divers, it might be a little more daunting due to the lack of light coming through, but the darkened areas have attracted new breeds of sea life to the site.

The ship rests in 64ft of water off the northern end of Seven Mile Beach and is a great dive site. Join a guided tour and keep an open mind. The Kittiwake is situated in a marine park which is protected under Cayman Law and this means that nothing can be touched or removed. Wearing gloves and fishing at this site (other than lionfish culling) is prohibited.

There is an entry fee to snorkel or dive the site and all vessels, commercial or private, are required to be licensed through the Cayman Islands Tourism Association (CITA). If you would like to dive or snorkel the Kittiwake, you must go with a licenced operator. Contact CITA (Tel: (345) 949 8522) for a list of licenced operators to plan your trip. A fee of CI$8 per day to dive and CI$4 per day to snorkel will need to be paid to the boat operator. You can also get an annual pass for CI$25 or a lifetime pass for CI$200. Due to boat and jet ski traffic, it is not advisable to swim to the Kittiwake from the shore.

Dive 365

Dive 365 is an exciting programme that has developed over 360+ separate dive sites around the Cayman Islands, giving divers a unique dive site for every day of the year and more! As well as enabling divers to explore the magnificent underwater world, the programme also allows sites to be rested. The diversity of sites offers dive options for all skill levels. Divers can explore over 230 dive sites in Grand Cayman (not including the yacht moorings) and roughly 134 in the Sister Islands (including the Cayman Brac yacht mooring).

Lionfish

Native to the Indo-Pacific region, it’s believed that an aquarium owner released only eight captive lionfish off the coast of Florida in 1985. While lionfish are strikingly beautiful creatures with their distinctive stripes and spines, they are also an eco-disaster to the Caribbean and its dive industry. They are voracious predators that devour small and juvenile fish and crustaceans in large quantities, as well as competing with native species for space and more food. This, coupled with the fact that they can reach reproductive maturity at less than one year old, and lay 30,000 eggs every four days, makes them a major problem for Cayman waters. Since they are not native to Caribbean waters, they have no known predators, which means their population continues to multiply.

The Cayman community is doing its bit by culling the lionfish to combat their growing population and save the dive industry. However, be aware that lionfish are extremely venomous. Do not attempt to catch one without proper Department of Environment (DoE) training and a licence. Divers, snorkellers, and fishermen can obtain licences from the DoE to remove lionfish from the sea. The DoE and a few dive operators (Ambassador Divers, Divetech, Red Sail Sports and Ocean Frontiers) run a licensing course that is open to everyone. For more information, call the DoE on (345) 949 8469, email: doe@gov.ky or visit www.doe.ky/marine/ lionfish-invasive.

Seven Mile Beach Walls and shallow dives of 35ft-60ft, all accessible by boat.

Sister Islands Fabulous unspoiled diving for all levels of ability, from shallow reefs and deep walls to the Keith Tibbetts Wreck.

For more information call CITA on (345) 949 8522. Additionally, www. idivecayman.com provides HD footage and diver reviews of each site in Grand Cayman, making it a helpful resource when deciding on a particular site.

Lionfish are delicious and completely safe to eat. As a white fish, they are mild and flaky when cooked. If you don’t want to catch them yourself, they appear on the menu at Eagle Ray's Bar & Grill in East End and other restaurants across the Island. This is one reef fish we can eat with a clean conscience!

Coral Nurseries

Normally, all coral in Cayman is completely protected and should never be touched. However, in 2016, four dive operators in Grand Cayman (Cayman Eco Divers,

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Divetech, Ocean Frontiers and Sunset House), plus the Brac SCUBA Shack and CCMI on Little Cayman, obtained permits from the Department of Environment and have been growing staghorn coral in small nurseries. This work has led to clippings from these nursery corals being planted back out on the reef. Over time they have grown and begun to reproduce more coral. This has also been dependant on the health conditions of Cayman’s reefs. However, this labour intensive programme is only effective for a few types of coral. The best thing we can all do for Cayman’s reefs is not to hurt them in the first place. When boating, do not anchor in coral; when diving or snorkelling, be careful never to touch the reef and when fishing, obey the Marine Park rules, since a healthy fish population is important for a healthy coral reef. Perhaps the biggest threats to coral reefs are overfishing, pollution and climate change, therefore efforts to become sustainable are also significant. Anything that individuals or businesses can do to reduce their environmental impact will help Cayman’s coral reefs along with the rest of the planet.

Respecting the Reef

As the Islands’ greatest natural resource, home to nearly all our gorgeous fish, and our protection in the case of any natural disaster, it is essential that coral reefs are preserved and treated with respect. Divers can responsibly explore the spectacular reefs by following these small steps:

Never touch the coral Whether intentionally or by mistake, touching the coral can cause permanent damage. Never take pieces of coral as souvenirs. Keep control over your buoyancy so you don’t accidentally touch the reef. Remain aware of your fins and other diving equipment – make sure nothing is hanging loose which could brush against the reef.

Use reef-friendly sunscreens Recent studies suggest that most contemporary sunscreens, particularly spray sunscreen, contain the

damaging chemicals (oxybenzone and octinoxate) which are toxic to coral and even in tiny doses can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen, which contains only mineral UV-blocking ingredients such as titanium dioxide and oxide, when you are in the water. Reeffriendly sunscreens can be purchased from Foster’s, Kirk Market and Le Visage.

No Diving Overlay Zones

Currently, there are seven no diving overlay zones in Grand Cayman and one on each Sister Island that restricts SCUBA diving without permission. Visit www.doe.ky/ marine/marine-parks for details.

LEARNING TO DIVE

Learning to dive is an essential activity for many new arrivals to Cayman. Popular training agencies for diver education and certification are PADI, NAUI, SDI, TDI, IANTD and SSI, offered by a variety of dive operators in Cayman.

Prior to committing to a full certification programme, many people try a Discover Scuba Course and Dive first (formally known as a Resort Course). This ‘minicourse’ consists of a short theory session where you’ll learn the simple dos and don’ts of diving, get an introduction to the equipment and learn some very basic skills. You will first start in a swimming pool or shallow and confined open water to become acclimatised to being underwater before finally taking a shallow ocean dive with your instructor. This programme normally takes three to four hours and is a great way to see if diving is for you.

While the Discover Scuba Dive is a fantastic introduction, it does have its limitations. You are limited to a shallow depth (40ft max) and you can only dive with the dive instructor, the shop you completed the course with or another dive centre referred by the instructor. If you want to go further, the next step is the Open Water Certification course.

Adult Open Water Courses

The open water courses are often completed in as little as three days and provides the licence you need to dive. Many people choose the e-learning route which allows you to do the class work at home and then the remainder of the course only takes two days. This option gets you in the ocean quicker and out of the classroom on your days off. Completion of this training is the minimum qualification required to rent equipment, go on excursions and basically get you in and out of the water safely. Many dive operators on the Island offer flexible learning options designed to suit your schedule.

Dive Courses for Kids & Teens

The open water course is also offered to those aged 10 and up, and children under 15 are able to become certified as Junior Open Water Divers. Options also exist for you to be taught at home in your own pool.

For little ones, there are lots of educational and fun scuba/snorkel activities available. Programmes include SASY (from age five), Rangers or Seals (from age eight), Junior Open Water Diver (from age ten) and of course, guided diving excursions to the shallow reefs, Stingray City and the Kittiwake. Programmes range from pool sessions to ocean adventures, with kids learning about marine life, fish identification, coral reefs, underwater photography or even cruising on an underwater scooter. The following companies offer dive programmes for children ages five and up: Divetech, Eden Rock Diving Center, Seahorse Diving School and Wall to Wall Diving.

Divetech offers a beta tested PADI Junior Divemaster Programme for ages 15-17. This course involves portions of full divemaster training, with some modifications for younger divers, and gives them the opportunity to undertake work experience, gain exposure to the industry and gain practical experience and knowledge. Credit from this programme can be applied towards the full divemaster credentials for up to 36 months after

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completing the course. Candidates for this course must have an advanced Open Water and Rescue Diver certification, completed first aid/CPR training within the past 24 months and a minimum of 20 logged dives.

Certified Divers

Shore diving is a very popular weekend pursuit. Don Fosters, Divetech, Eden Rock Diving Center and Sunset House are some of the oldest dive resorts on the Island and all boast great shore diving.

As a certified diver you can also go on boat excursions. For many, the main reason to dive in Cayman is to explore the beautiful walls and drop-offs. You will soon have your own favourite sites and your conversations will turn to North West Point, Tarpon Alley, Great House Wall, Orange Canyon and coral covered passages, where you’ll see eagle rays, horseeyed jacks, sharks and hawksbill turtles.

Dive Trips

Before long, you will be taking two-tank (two dive locations) trips to explore the renowned beauty of the West Wall, which runs parallel to Seven Mile Beach, the breath-taking North Wall, and East End, where the scenery is some of the most dramatic. Generally, dive boats will leave early and get you home for lunch, however there are afternoon trips as well. The first dive is usually one of the wall dives. Experienced divers will have the opportunity to explore with a guide or their dive buddy. The best thing about guided dives is that the instructors know where they are going and will show you the best a particular site has to offer, as well as the critters. After a short surface interval, you will be on a second dive on one of Cayman’s shallow reefs or wrecks. By exploring the nooks and crannies, you see a host of amazing creatures including lobsters, eels, soft coral, sea anemones and more. In shallower waters, the colours will amaze you and are more vibrant due to the increased level of light.

Sunset House, with its sunken mermaid sculpture, provides great shore diving and

boat dives, as does Divetech. Divetech’s mini-wall is a must see, as is the sunken 13ft sculpture of Guardian of the Reef which is half warrior and half seahorse. Also visit Ocean Frontiers in East End to experience dramatic wall dives and caverns. Finally, Eden Rock Diving Center offers easy access to Eden Rock and Devil’s Grotto. Once you have caught the dive bug, head over to the Sister Islands for a few days of diving some of Cayman’s pristine dive sites – just a 30 minute flight away. You will not be disappointed with Bloody Bay Wall in Little Cayman, with its beautiful drop-offs, corals and marine life. Finally, Cayman Brac is famous for the Wreck of MV Captain Keith Tibbetts, an interesting and very popular dive site.

ADVANCED DIVING

Advanced Diving Courses

After completing your open water certification, you may want to complete further courses to build on your experience. The Advanced course introduces you to deep diving, navigation diving, plus three other specialty dives in areas that interest you. The very little classroom study required for the course can also be done online, with the remainder of the course completed in the water.

Various other advanced courses include underwater photography/videography, search and recovery, stingray interaction, reef awareness, wreck diving, scooters, buoyancy, technical applications and the popular Enriched Air (Nitrox) course.

Technical Diving

Technical dives are conducted beyond the 130ft depth limit for recreational diving, they require a decompression stop and occur beyond the light zone or in an overhead environment. This type of advanced, extended-range diving requires a commitment to safe, responsible, selfdisciplined diving.

If you are truly adventurous, you can learn to use Rebreathers (devices originally designed by the military that emit no bubbles or noise), mixed gases

or certain techniques for extended-range diving. Rebreather diving (Closed Circuit Rebreathers/CCR) allows you to massively extend your dive time. You could spend three hours at 100ft and, as there are no bubbles, you’ll get up closer to the marine life. Nitrox, Advanced Nitrox, Normoxic Trimix, Trimix and Advanced Trimix courses enable divers to safely explore greater depths. This allows divers to dive to the same depths as normal scuba divers, but for a longer bottom time. It also provides an extra margin of safety as it reduces the amount of nitrogen being absorbed by your body.

A Nitrox course usually costs CI$150 and one-tank of Nitrox will only cost about CI$10 more than a regular tank of air. If you like diving within 100ft-150ft, Advanced Nitrox enables you to stay safely at these depths for about 45 minutes instead of the usual 10-20 minutes.

Normoxic/Non-Hypoxic Training takes divers to the 200ft range, reducing oxygen content to about 18% and adding helium to buffer the effects of narcosis. For those wishing to go deeper (330ft+), Divetech can support rebreather diving with tanks and gasses.

You may even wish to turn your passion for diving into a career by becoming a Divemaster. Divemaster training develops your skills to a professional level. You’ll work alongside full-time instructors, and you get paid too!

FREE DIVING

Free diving is a form of underwater diving that relies on a diver’s breath instead of breathing apparatus. Being without equipment allows you to interact with marine life while strengthening your lungs and toning your muscles.

Currently, free diving courses are only offered at Ambassador Divers (Tel: (345) 916 1064). Ambassador Divers offers a PFI 20m/66ft class. Both courses include basic classroom lessons, followed by shallow water/pool skills and then open water free diving.

For those wanting to pursue free

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diving more seriously, there is the AIDA Free Diver (two days), AIDA Advanced Free Diver (two days), Free Diving certifications.

Level One teaches you the proper knowledge to participate in free diving depths of 60ft, as well as develop the skills necessary to train your body to be more efficient with breath-holding, respiration and muscle flexibility.

Level Two will teach you the skills to participate in free diving to depths of 98ft. It will also teach you dynamic free diving to 180ft and a static breath-hold for two and a half minutes.

LOCAL DIVE OPERATORS

Ambassador Divers

Tel: (345) 916 1064

www.ambassadordivers.com

A small dive operator, with a PADI five star IDC rating. They will introduce you to their favourite sites including wrecks, reefs and spectacular wall dives. They’ll also visit dive sites suitable for families and new divers, as well as more thrilling sites for the experienced diver.

Cayman Diving

65 North Church St, George Town

Tel: (345) 916 8487

PADI courses, two-tank diving and snorkelling.

Deep Blue Divers

30 Seafarers Way, George Town

Tel: (345) 916 1293

Email: info@deepbluediverscayman.com

Divetech

Lighthouse Point, West Bay

Tel: (345) 925 1252

www.divetech.com

Offers PADI courses, Discover Scuba Diving, two-tank boat trips, shore diving, night diving and trips to the USS Kittiwake.

Explore a maze of caves and tunnels just a few feet below the surface. Equipment rental/sales and instruction available.

Ocean Frontiers Ltd.

344 Austin Conolly Drive, East End

Tel: (345) 640 7500

www.oceanfrontiers.com

A PADI five star dive centre offering all levels of courses from try-dives to instructor. Their East End two-tank, Wall and Reef boat dives as well as their signature dive trips, UV glow night dives, three-tank safari and Kittiwake Wreck dive are extremely popular. They have a great on-site restaurant and hotel. They also offer a five-day Summer Marine Camp. The camp is suitable for snorkellers and scuba divers, and participants are geared into two age groups, ages 8-11 and ages 12 years and over. This programme is designed and ran by a qualified marine biologist, and supervised by experienced dive masters who are trained and certified in CPR/First Aid and Rescue. Participants must be able to swim, be comfortable in the ocean, and have their own dive mask and snorkel. All other equipment will be provided.

Sunset Divers at Sunset House Hotel

390 South Church Street, South Sound Tel: (345) 946 6789

Email: reservations@sunsethouse.com

Offers discounted resident courses, equipment rental, shore and boat diving.

Seahorse Diving School

Tel: (345) 328 2778

Teaches various diving courses for children and teenagers.

Tortuga Divers

2289 Queen's Highway, East End Tel: (345) 947 2097

Offers daily two-tank wall dives, afternoon shallow dives, and weekly night dives.

Underwater Photography Lessons

Given the incredible beauty of Cayman’s underwater world, many find themselves wanting to capture it in photographs. The Island offers an opportunity to learn all types of underwater photography, videography and digital image and video editing. Private and semi-private classes are available. Serious dive-certified photographers also have the option of completing their PADI Digital Photography and PADI Videography certifications.

Cathy Church’s Underwater Photo Centre

Sunset House, South Church Street

Tel: (345) 949 7415 or www.cathychurch.com

Cathy Church’s offers individual or small group underwater photography lessons for all levels and cameras. You can choose to learn with either Cathy or a staff member, the date and time, the duration and whether you want to include a dive from shore. They also offer a free mini-lesson with underwater camera rental and a set-up lesson with purchase. SEE AD THIS PAGE, 195 & 410

Eden Rock Diving Center

124 South Church Street, George Town

Tel: (345) 949 7243

Email: edenrock@candw.ky

Eden Rock offers fantastic shore diving and snorkelling just a short swim from the shore.

Wall to Wall Diving

Tel: (345) 916 6408

Offers PADI courses and dive trips on their two large, custom–built 36ft and 32ft boats. They take a maximum of eight divers per boat.

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Travel

The destinations that were once easily accessible from Cayman’s Owen Roberts International Airport are once again part of the Island’s flight schedule!

In August 2022, the Cayman Islands Government fully opened the borders to commercial travel and removed all travel-related COVID-19 restrictions. This means that all travellers are now able to come to the Islands without having to quarantine or be vaccinated, and travellers will no longer be required to obtain permission from Travel Cayman to enter the Islands. It is hoped that the removal of the Travel Cayman authorisation process will lead to a favourable travel booking process and, subsequently, increase bookings.

As the Cayman Islands welcomes tourists back to its shores, many airlines have reintroduced Cayman to their flight schedules. You can now fly non-stop to 17 cities, including the Sister Islands. Cayman Airways, our national flag carrier, has resumed commercial flights to their eight previous destinations and will now be flying direct, and non-stop, to Los Angeles, California (LAX). Other airlines, such as Air Canada, American Airlines, British Airways, Delta, JetBlue, Southwest, United Airlines and WestJet, have also resumed their previous flight schedules. In March 2022, cruise ships were also given the go-ahead to resume calling on the Cayman Islands.

Please keep in mind that other countries are all responding to the pandemic with their own travel restrictions and may restrict travel, both inbound and outbound, without any advance notice.

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An overview on ideal destinations for weekend getaways or multi-day breaks. Destinations include the Sister Islands, Orlando, Jamaica, Costa Rica, other Caribbean Islands and places in the United States.
Local Weekend Destinations 471 - Grand Cayman 471 - The Sister Islands 472 - Cayman Brac 472 - Little Cayman 473 Off-Island Destinations 474 - Caribbean 474 - Central America 474 - United States of America 474 Travel Assistance 475 - Travel Agents & Airlines 475 - Travel Insurance 475
Photos courtesy of Julie Corsetti, Jane Moon, Scott Griessel, Luciano Mortula & Calee Allen

GRAND CAYMAN

Locals and residents have been taking advantage of the incredible holiday destination right at their doorsteps. Staycations have grown in popularity, and there are a variety of options available across Grand Cayman and the Sister Islands, which appeal to all budgets and tastes and allow you to fully enjoy everything the Cayman Islands’ diverse, local culture has to offer.

Where To Stay

Depending on whether you have a single weekend or an entire week to wind down, you do not always have to go overseas to find the relaxing, vacation-esque experience. Happily, Cayman lends itself to being one of the most popular tourist destinations in the world since there are so many opportunities to enjoy its pristine beaches, food and activities. Accommodation options suit all budgets and preferences, from lower-budget accommodation through Airbnb and local resort deals, to more luxury ‘staycays’ at private villas and five-star hotels.

Staycation - Condo & Villa Rentals

For a comprehensive guide to staycations in the Cayman Islands, visit the Cayman Resident website (www.caymanresident. com) for our staycations search tool. Browse through 90+ featured properties and deals, including beachfront villas, private condos and even hotels and resorts. The following rental agents can also help you secure staycation accommodation.

Cayman Villas

Tel: (345) 945 4144 or www.caymanvillas.com

Email: reservations@caymanvillas.com

Cayman Villas has over 75 beachfront condos, private villas and quaint cottages right here in the picturesque Cayman Islands! They offer a selection of beachfront properties for short term vacation rentals, as well as full concierge services to help you plan the perfect staycation. All villas and condos are fully equipped with everything that you need for your vacation experience, including A/C,

WiFi, SMART TV and local phone.

Encompass Luxury Rentals

Tel: (345) 326 4562

Email: tkline@encompasscayman.com

Grand Cayman Villas & Condos

Tel: (866) 358 8455

Email: reservations@grandcaymanvillas.net

www.grandcaymanvillas.net

Manages bookings for over 100 private villas and 200 condos. Owns and operates a concierge service called Silver Thatch Guest Services on Frank Sound Road. They also offer comprehensive recommendations to help shape your perfect travel experience. From guidance on concierge and car rental to knowledgeable suggestions on personal chefs and ocean activities, they can assist you.

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Ocean Paradise

1234 Rum Point Road, North Side

Tel: (345) 924 9249 or (345) 925 3101

Offers five luxury homes on the beach.

The Cottages

Austin Connolly Road, Queens Highway, EE Tel: (345) 938 7829

Email: stay@thecottagescayman.com

Offers ten individual cottages, built in authentic Cayman-style fashion with modern interiors. Each cottage features rare Caribbean decor, convenient kitchenettes, luxurious bathrooms and amenities. Guests can expect daily breakfast, themed nights and live entertainment on selected evenings.

Staycation - Hotels

A weekend at one of Grand Cayman’s hotels can feel like a luxury getaway. The Marriott Beach Resort, The Ritz-Carlton, Kimpton Seafire Resort + Spa and The Westin all offer regular resident discounts throughout the year. Supporting Cayman’s leisure industry wherever possible is highly encouraged and very important. Many hotels offer attractive local rates.

Caribbean Club

871 West Bay Road, Seven Mile Beach

Tel: (345) 623 4500

Email: reservations@caribclub.com

www.caribclub.com

The location, in the heart of the famous Seven Mile Beach, speaks for itself. Caribbean Club offers suites and villas for 2-10 people ranging from one bedroom to four-bedroom homes. Daily cleaning and a beach attendant, providing towels and umbrellas are part of the relaxing, luxury hotel atmosphere. Their onsite restaurant LUCA serves lunch and dinner and delivers room service as well as delicious food and drinks on the beach. SEE AD PAGE 37

Kimpton Seafire Resort + Spa

60 Tanager Way, Off West Bay Road, SMB

Tel: (345) 746 0000

www.seafireresortandspa.com

The Kimpton Seafire Resort + Spa is a contemporary paradise elevated 24ft above sea level featuring panoramic ocean views, a three-part infinity pool, a full-service spa and three restaurants.

Wyndham Reef Resort

2221 Queens Highway, East End

Tel: (345) 640 3100

A family-friendly resort located on the beach and a popular staycation spot for residents. Dip into the crystal clear waters or one of the multiple pools available and relax in the spa. Guests can also enjoy tennis and eat at one of their two restaurants. Ocean Frontiers Ltd. is on-site offering great water activities.

Pet-Friendly Staycations

If you are concerned about arrangements for your pets whilst you are planning a staycation, why not bring your pet with you? Turn to our Pets chapter for some petfriendly staycation options.

Sights & Activities

Grand Cayman is teeming with activities that allow you to enjoy all the natural beauty the Island has to offer. The worldfamous Stingray City is an absolute mustdo for any resident or visitor to Cayman and is often described as the experience of a lifetime. Stingray City is home to several friendly Southern Stingrays that you can

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touch and swim with. To book a tour and make a day of it out on the water, turn to our Boating chapter. Cayman also has a thriving diving community, see our Diving chapter for more details. Cayman’s largest land-based attraction, Cayman Turtle Centre (Tel: (345) 949 3894), hosts more than 500,000 visitors each year. See the new turtle hatchlings (when in season) right up to turtles weighing more than 500lb. Then head to the Turtle Lagoon, where you can swim and snorkel alongside green sea turtles and other marine life. (SEE AD PAGES 424 & 434) Take a trip through history at Pedro St. James Castle (Tel: (345) 947 3329), which was the venue for not only the decision in 1831 to form the Cayman Island’s first elected parliament, but also the announcement in 1835 that slavery had ended in the British Empire. (SEE AD PAGE 411) Visit the Queen Elizabeth II Botanic Park (Tel: (345) 947 9462), Cayman’s only botanical garden, opened by Queen Elizabeth II herself in 1994 and home to an incredible variety of local flora, fauna and wildlife. Explore the Cayman Crystal Caves (SEE AD PAGE 423) which were formed over millions of years and see stalactite and stalagmite crystal structures and other worldly formations. Call (345) 949 2283, email: info@caymancrystalcaves.com or visit www.caymancrystalcaves.com. Or visit the Island’s oldest surviving public structure, the Cayman Islands National Museum, Tel: (345) 949 8368.

For more information on activities and things to do in Cayman, turn to our Activities for Adults chapter.

THE SISTER ISLANDS

If peace and tranquillity are what you desire, then look no further than Cayman Brac and Little Cayman. Affectionately known as the Sister Islands, Cayman Brac and Little Cayman are known for their unique identities offering an experience very different from that of Grand Cayman. For additional information on the Sister Islands, visit www.explorecayman.com or www.itsyourstoexplore.com.

How To Get There

There is no ferry service between the Islands, so you’ll have to travel by air or a private boat charter.

Cayman Airways

www.caymanairways.com

Cayman Airways has been Cayman’s national flag carrier since 1968. They offer daily flights to the Sister Islands and nine other destinations. Travel time is approximately 40 minutes to Cayman Brac and 35 minutes to Little Cayman.

Cayman Islands Helicopters

Tel: (345) 943 4354

www.caymanislandshelicopters.com

Travel and explore the picturesque and peaceful Sister Islands at your convenience with Cayman Islands Helicopters. SEE AD PAGE 71

CAYMAN BRAC

The Brac, which is Gaelic for bluff, is known for its charm, friendliness and its dramatic scenery. A haven for a multitude of bird species, Cayman Brac has a parrot reserve created by the National Trust of the Cayman Islands. It also boasts the Cayman Islands’ oldest museum and the highest elevation of the three Islands at 152ft.

Sights & Activities

Explore the Cayman Brac Museum, the Cayman Brac Heritage House, the parrot reserve, the wreck of Captain Keith Tibbetts, the caves and the bluff or go fishing or bicycling. For a more in-depth expedition, free guided tours of the Island are offered by the District Administration with trained local guides. Tours are available Monday-Friday; however they do not provide transportation. Contact (345) 948 2222 for details and bookings. Small group diving can be arranged through the Brac Scuba Shack calling (345) 925 3215 or emailing: info@bracscubashack.com. If you need a rest after all that activity, The Beach Spa offers a range of spa treatments and beauticians can come to your hotel or home. Call (345) 925 2772 or email: info@ thebeachspa.com. Rock Iguana Ltd. is the first rock climbing and adventure tourism

company in the Cayman Islands. They offer rock climbing and rappelling tours suitable for all levels of skill. Call (345) 936 2722 or email: info@climb.ky.

Where To Stay

There are a variety of places to stay, most offering special room and diving rates for residents.

Brac Caribbean Beach Village

www.braccaribbean.ky

Offers two-bedroom oceanfront condos.

Carib Sands Beach Resort

www.caribsands.com

Carib Sands offers one, two and threebedroom condos.

Cayman Brac Beach Resort

www.caymanbracbeachresort.com

Located on the beachfront, the resort caters largely to divers but has special non-diver rates for residents generally available within 30 days of your desired stay. They also have an on-site restaurant.

Le Soleil d’Or

2147 South Side Road, Cayman Brac

Tel: (345) 948 0555

Email: reservations@lesoleildor.com

www.lesoleildor.com

Le Soleil d’Or is a Boutique Inn by the ocean, featuring a 20-acre, organic estate and farm to table dining. Guests will enjoy daily complimentary breakfast, free WiFi, access to the beach club, bicycles, fitness centre, basketball and tennis court. A guided tour of Le Soleil d’Or’s 20-acre farm is also offered.

SEE AD PAGE 15

Kings Point

www.kingspointcayman.com

Oceanfront condos with bluff to sea views.

How To Get Around

Most resorts offer free bicycles which can be used whenever you want, however, it is quite nice to spend a day or two really exploring. Options for car hire include:

B&S Motor Ventures (Tel: (345) 948 1646),

TRAVEL 32 472 CAYMANRESIDENT 202 3 »

C.B. Rent-A-Car (Tel: (345) 948 2424) or Four D’s (Tel: (345) 948 1599). For car rentals, you need to be 25 or older and have a valid driver’s licence. Scooters can be rented from Electra Mobility Scooters (www. electra.ky). For scooter rentals, you need to be 17 or older.

LITTLE CAYMAN

Little Cayman is the smallest and least developed of the three Islands. A nature lover’s dream, the Island consists of 10 square miles of unspoiled surroundings, including more than a dozen secluded beaches, numerous lagoons and tropical forests strewn with orchids. Today, the Island is most commonly known in the diving community as the “Mecca of the Caribbean”. Bloody Bay Marine Park draws the majority of visitors to the Island and most of the resorts have dive centres.

Visitors also come to enjoy the privacy as well as the quiet and timeless beauty of the Island’s unspoiled natural splendour. Venture to the remote Point of Sand for a private swim or snorkel and row out to the tiny, deserted Owen Island to enjoy nature in its most pristine form. Rent a scooter, which some Little Cayman experts say is the best way to see the Island’s charm and ride out to the quaint Island-style drink stand on the eastern end.

Sights & Activities

From bird watching, bicycling, beach picnics and sun bathing to exploring, diving, fishing and observing the enormous Sister Island rock iguanas, there are many things to do on such a small island.

To unwind, contact The Little Cayman Spa at Little Cayman Beach Resort on (345) 948 1033 for spa treatments and a wide range of spa offerings.

How To Get Around

To hire a car, contact Little Cayman Car Rentals on (345) 948 1000. For scooter rental, call Scooten! Scooters! on (345) 916 4971 or visit www.scootenscooters.com. Scooten! Scooters! are only open from November to June. You need to have a

valid driver’s licence and be 22 years or older to rent a vehicle or 18 years or older to rent a scooter.

Where To Stay

Cayman Villas

www.caymanvillas.com

Cayman Villas offers a selection of beachfront condos and private villas for short term vacation rentals. The properties are all unique and come with great amenities, and some include bicycles and/or kayaks and paddleboards.

Little Cayman Beach Resort

www.littlecayman.com

With oceanfront and pool view rooms, the Little Cayman Beach Resort hosts both diving enthusiasts and non-divers.

Paradise Villas

Tel: (345) 948 0001

Email: reservations@paradisevillas.com

Twelve oceanfront villas near the airstrip, Hungry Iguana restaurant on site and diving offered with Little Cayman Divers.

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Pirates Point Resort

Tel: (345) 948 1010

Email: info@piratespointresort.com

All-inclusive dive resort with an award winning restaurant. Over 30 years of excelling in great service. Dive in small, guided groups with unlimited bottom times.

Southern Cross Club

Tel: (345) 948 1099

www.southerncrossclub.com

Fourteen beachfront cottages. The resident rate includes three meals a day, diving and use of the resort’s facilities including bikes, kayaks, snorkel equipment and towels.

OFF-ISLAND DESTINATIONS

Although Cayman’s borders are now open to commercial travel, globally, many countries have their own travel and border restrictions in place controlling inbound and outbound travel.

The following destinations are open for travellers, however please note that connecting flights from Cayman may be required. To stay up to date with the latest information on Cayman’s borders, please check www.exploregov.ky or www.caymanresident.com. We always recommend arranging trips through a local travel agent as they will have the most reliable and up-to-date information and can help with planning.

CARIBBEAN

Bahamas

Home of the swimming pigs, the Bahamas is made up of 16 islands which all have something different to offer, including diving, fishing and boating to shopping and dining. Other sights and attractions include surfing, exploring the blue holes, swimming with nurse sharks and snorkelling in underwater caves. They also have a wildlife conservation centre and 32 national parks which preserve vital ecosystems and their species. The capital, Nassau, exudes a special charm lent by a blend of Old World architecture and contemporary vitality. You can fly direct with British Airways.

Havana, Cuba

Havana has been preserved as a 1960s time capsule with American classic cars and Spanish-style architecture. Cuba is famous for its music, dance, art, prestigious opera and school of ballet. Old Havana is fascinating with its historic buildings, museums, churches and Plaza Vieja, which was once the site of executions, processions, bullfights and fiestas. Handmade art can be found at the famous art market, Centro Cultural Almacenes de San Jose.

Other sites to explore include El Morro, Museo Nacional de Bellas Artes de Cuba and the Catedral de San Cristobal de la Habana. Cuba has plenty of top-quality and privately-run restaurants, known as Paladars. Great spots include La Guarida and Café Laurent. Popular drinking establishments include famed author Ernest Hemingway’s favourite haunt, El Floridita. If you fancy some entertainment, book a cabaret show or take in a flamenco show. Hiring a guide is a great way to explore the city. Visit www.cubacareotours.com.

Jamaica

Jamaica, known as the land of lush rainforests, Red Stripe and reggae, offers a unique experience. To the west lies the town of Negril, famed for its diving and snorkelling sites, shallow bays and aquamarine waters.

On the north coast, all-inclusive resorts, with British-colonial architecture, line the beaches of Montego Bay. Montego Bay’s vibrant nightlife appeals to those looking to socialise, while its tranquil waters and great diving scenery attract those seeking to unwind. There is also a variety of Jamaican handicrafts and artwork at the open-air craft market on Harbour Street. Sights and activities include the Rose Hall Estate, horse riding, river rafting, zipline canopy tours, golf and Dunn’s River Falls.

In the south east, in Kingston, Jamaica’s capital, sits the Blue Mountains. This UNESCO World Heritage Site is often covered in mist, that creates a bluish colour which is how they got their name. The highest peak is 2,256m and you can

take the seven-mile hike to the summit. These mountains offer spectacular views and hiking trails and are home to many plants, birds and the famous Blue Mountain Coffee Plantation.

CENTRAL AMERICA

Honduras

Known as the centrepiece of Central America, Honduras is a vibrant country with clear turquoise waters, beautiful beaches, lush jungles and breathtaking mountains. Tour the ancient Mayan ruins of Copan, a UNESCO world heritage site, and enjoy scuba diving, white water rafting, zip lining, bird watching and mountain treks.

Accommodation options range from boutique hotels to eco-lodgings and yoga retreats. The Bay Islands are also incredible. Utila is renowned for year-round sightings of Whale Sharks and Roatán is well known for its pristine beaches, world-class dive sites and rich marine life.

Costa Rica

This nature and adventure-lover’s paradise is filled with mountains, volcanoes, waterfalls, rainforests and winding rivers. Visit the most picturesque waterfall in Costa Rica, the Llanos de Cortés or go white water rafting in the Turrialba area. Surfers also flock to the Pacific coast for great waves.

USA

Chicago, Illinois

Visit the windy city of Chicago. Chicago is famous for its hot dogs, deep dish pizza, jazz music, amazing architecture and skyline. Top sights include the Cloud Gate sculpture (The Bean), the Crown Fountain, the Navy Pier and Millennium Park.

Los Angeles, California

Los Angeles has something for everyone! This sunny city is known for the Hollywood film industry, Venice and Santa Monica beaches and the Lakers basketball team. Roam the Hollywood Boulevard, Santa Monica Pier, the Hollywood sign, Hollywood Walk of Fame, Rodeo Drive

TRAVEL 32 474 CAYMANRESIDENT 202 3 »

and other sights and attractions.

Miami, Florida

There is lots to do in Miami! Designer clothing can be found at Bal Harbour, Merrick Park and Aventura Mall. Dolphin Mall and Sawgrass Mills are great for bargain shopping. Don’t miss out on the walking tours of MiMo (Miami Modern) or the Art Deco architecture. For the little ones, visit Crandon Beach Park, Jungle Island, the Miami Children’s Museum or the Miami Seaquarium. For an off-thebeaten-track adventure, visit the Everglades and the Alligator Farm.

New Orleans, Louisiana

Known for its energetic nightlife, vibrant live music scene and amazing creole cuisine, New Orleans is perfect for everyone – from avid history lovers and Ghostbusters to music lovers and revellers. Popular attractions include the Mississippi river, Carousel Gardens Amusement Park and The French quarter including Bourbon Street, St. Louis Cathedral, Jackson Square, the Pharmacy Museum, LaLaurie Mansion and Café Du Monde, to name a few.

New York

New York is a great option for a quick getaway with a different atmosphere. Popular attractions include Times Square, Central Park, the Statue of Liberty, Coney Island and the Empire State Building.

Orlando, Florida

Orlando is known as the capital of theme parks around the world featuring SeaWorld, Epcot and Universal Studios. There are also numerous waterparks. Accommodation is spacious and affordable.

TRAVEL ASSISTANCE

TRAVEL AGENTS & AIRLINES

Cayman Airways

Corporate Office: (345) 949 8200

Reservations: (345) 949 2311

www.caymanairways.com

Cayman’s national flag carrier since 1968.

Cayman Travel Services Ltd.

Tel: (345) 949 5400

www.caymantravel.ky

Specialises in corporate and leisure travel.

Cayman Private Aviation

100 Owen Roberts Drive, GT

Tel: (345) 936 7001

Email: info@caymanprivateaviation.com

www.caymanprivateaviation.com

Cayman Private Aviation is Cayman’s only locally-owned and operated luxury private jet charter. They operate a Dassault Falcon 900B which can fly up to 4,000NM, or nine hours. Their mission is to always put your time, convenience and safety at the core of everything they do. They also offer pre-paid package hours, luxury ground transport catering and helicopter charters. SEE AD PAGE 71

TRAVEL INSURANCE

CG BritCay

BritCay House, 236 Eastern Avenue, GT

Tel: (345) 949 8699

Email: property_ky@cgcoralisle.com

CG BritCay offers cost-effective travel insurance that covers an individual trip as well as convenient annual policies. CG BritCay delivers both professional and personalised services to protect your livelihood and lifestyle.

SEE AD PAGE 145

Cayman Travel Services Ltd.

Tel: (345) 949 5400

They offer a comprehensive range of international travel medical insurance products.

Travel Pros

Tel: (345) 949 8182

Email: info@travelproscayman.com

Their travel insurance policies cover medical costs, emergency evacuation and more.

TRAVEL 32
WHY SCRATCH THE SURFACE WHEN YOU CAN DIVE RIGHT IN? www.ExploreCayman.com Get the most out of Cayman. Visit the website or download the FREE app today! ALSO INCLUDES 50+ promotions, real-time weather and flight arrival information, currency converter and ‘Near me’ function. 100s OF THINGS TO DO DAILY EVENTS CALENDAR EXCLUSIVE PROMOTIONS INTERACTIVE MAPS BOOK A TOUR RESTAURANTS

Cayman Trench 31

327, 341

Cayman Turtle Centre 412, 424, 432, 434

Caymanian culture 33-35

Caymanian passports 106

Caymanian Status 103-104

Caymanite 31-32

Cell phones 132, 134, 276

Cellular World 134, 135

Cemeteries 126-127

Centre Island Properties Ltd 174, 181

Centre Pointe Dance Studio 414, 437, 442, 457

Century 21 - Amber Yates 156, 177

Century 21 25, 177

CG BritCay 84, 145, 293, 305, 475

Chalmers Gibbs Architects Ltd 238, 258, 261, 264

Charterland 174, 267

Chatterbox 346, 358, 383, 384

Childbirth classes 353-354

Children and car seats 276

Children’s Clinic & Family Practice 316, 329, 356

Children’s dentistry 339

Chiropractors 341

Christmas 35

Christopher Columbus 29

Churches 453-454

CI Helicopters 71, 472

CI Monetary Authority (CIMA) 38, 46

CIBC FirstCaribbean International Bank 59, 130, 131

Cigar bars 402

Cinderella’s Enchanted Parties 441

Cinema 427, 441

CIREBA 156, 158

Civil partnerships 409

Climate 35

Clongowes Wood College 382

Clothes (adults) 202

Clothes (children) 201

CML Recruitment 105, 114

Coldwell Banker 151, 178

Collas Crill 58, 79, 81, 124, 172

Collateralised Loan Obligations 40

Colleges 387-390

Commercial office space 87-89

Community life 444-454

Compass Media 45, 85, 87, 222

Computers & IT services 85, 203

Conch 298

Conference facilities 85

Conferences - Business 46

Construction management 236, 254-256, 264

Contractors 264

Cooking classes 394, 406, 441

Copyright protection 73

Coral nurseries 466-467

Coralisle Pension Services Ltd 149

CORE Energy Programme 230

Coronavirus/COVID-19 94, 302

Corporate services 78-79

Cosmetic medicine 319

Cost of living 49, 50

Costa Rica 474

CostWatch 141, 188

476 CAYMANRESIDENT 202 3 » INDEX
Property Group 19, 180 A & E (Accident and Emergency) 317 A. L. Thompson’s 184, 207, 229, 234, 241, 244, 247, 248 AAA Caregivers 214, 321, 355 Abernethy & Associates 265, 266 Accounting & auditing firms 77-78 Acumen Group 114 Advanced diving 468 Advertising agencies 84 Affinity Recruitment Ltd 105, 111, 114 Agricultural Show 34 Air cargo 52 Air conditioning 90, 182 Air conditioning cleaning 184 Aircraft registration 46 Alcohol 405, 406 Alternative medicine 340-346 Aluminium recycling 226 AMB Construction Ltd 264, 265 Angels Janitorial Services 188 Animal abuse 421 Antenatal care 322, 351 Antiques 195 Aon Risk Solutions 41, 144, 303, 306 Appleby 80, 168, 172 Appliance repair 184 Arcadia 191 Architects 261 Art classes 393, 430, 440 Art galleries 195 Art supplies 198 Ashley Furniture 204, 206, 235, 242 Asset management 56-60 Associated Industries 242, 243 Athletics 436, 456 Atlantic Kids & Atlantic 200, 201, 202, 203, 210, 212, 213, 358 Autoshield 286 Avalon Marine 293, 299 Avata Property Services Ltd 176 Azure Realty 165, 177 Baby & toddler equipment 358 BabyLove 221, 357, 359 Babysitters & nannies 189, 214, 354 Baker Tilly 78 Bakeries 398 Balboa (Wreck of) 465 Ballet 437, 457 Banana boat rides 430, 432 Banking - Business 38, 83 Banking - Personal 128-132 Banns of Marriage 408 Baptist Health International 310 Baraud 86, 105, 114 Barcadere Marina 295 Bars 401 Baseball 436 Basketball 436, 456 Bat Removal/Conservation 191 Batabano Carnival 34, 428, 448 Baysyde Biz 86 BCQS - Rentals 181 BCQS International 174, 264, 266 BDCL Architects 261, 263 Beauty products 198-200 Beauty salons 216 Bedell Cristin 38, 80, 99, 105, 118, 172 Bedside Manor 201, 206, 353, 358, 359 Beer 225, 404 Behavioral Health Associates 330, 332 Bicycle repairs 215 Bicycles 200, 286, 425 Birds (Importing captive) 416 Bistros 398 Blackbeard’s 405 Blacktower Financial Management Ltd 58, 65 Blocks & insulated concrete forms 228, 259 Blue Point Consultants 48, 174, 266 Blue Water Piano 209, 395 Boarding schools 379-383 Boat fuel 296 Boat insurance 293 Boat licensing fees 294 Boat maintenance 294 Boat rentals and leasing 296 Boat security 291-292 Boat tours 296 Boating - Areas 290 Boating - Buying a boat 293 Boating rules 291 Boats and hurricanes 292-293 Bodden Funeral Services 127 Boddens 80, 105, 172 Bogle Insurance 143, 145, 293, 306 Bon Vivant 184, 206, 252, 406, 441 Bonfires 34 Book club 445 Bookkeeping services 84 Books & stationery 200 Boot camps 456 Botanic Park 412, 423, 432 Bould Consulting 173, 174 Bowling 440, 456 Boxing 436, 456 Breast pumps 357 Bridal gifts 410-411 Brokerage Services 60 Brunch 407 Build Cayman 177, 257, 264, 265 Building a green home 228 Building a home 250-267 Building options 254-261 Building professionals 261-267 Building supplies 201 Bump To Baby (The) 203, 354, 358, 359 Business - Establishing 68-75 Business hours 35 Butterfield Bank 58, 129, 130 Buying a new car 283 Buying a used car 284 Buying in bulk 404 Cadet corps 441 Cafés 398 Cali (Wreck of) 465 Camana Bay 20, 160-162 Cameras & photographic equipment 201 Campbells Attorneys 78, 80, 170, 172 Camping 34 Captive insurance 44 Car cleaning/wash 215, 286 Car dealers (new & used) 283-284 Car insurance 280 Car maintenance 284 Cardiology 319 Carers - elderly 122 Carey Olsen 57, 58, 78, 80 Caribbean Alliance Insurance 142, 145 Caribbean Club 37, 85, 217, 412, 471 Caring Hands 122, 321 Carrie Lee (Wreck of) 465 Catboat Regattas 33 Catering 407 Cathy Church’s Photo Centre 195, 201, 221, 393, 410, 413, 430, 469 Cayman ABA 330, 383 Cayman Airways 52, 414, 417, 472, 475 Cayman Animal Hospital 416, 417 Cayman Brac 472 Cayman Canine Training 419, 420 Cayman Clinic 313, 325, 341 Cayman Doctors 313 Cayman Family Law 118, 124 Cayman Finance 44 Cayman First 145, 146, 305 Cayman Hand Centre 325, 328 Cayman Insurance Centre 144, 145, 306 Cayman International School 368, 369, 374, 453 Cayman Islands Brewery 404, 405 Cayman Islands Health Services 308, 309 Cayman Islands Hospital (HSA) 307 Cayman Islands Institute of Professional Accountants (CIIPA) 75, 78, 393 Cayman Islands Marathon 461 Cayman Islands National Museum 195, 425, 433 Cayman Islands Sailing Club 297, 390, 428, 429, 439 Cayman Islands Stock Exchange (CSX) 46 Cayman Learning Centre & School 374, 375, 385 Cayman Management Ltd 74, 78, 83 Cayman National Bank 58, 63, 130, 133 Cayman Orthopaedic Group 325, 326 Cayman Perfume Lab 199, 200 Cayman Pet Paradise 420, 421 Cayman Physiotherapy Ltd 340, 342, 344, 460 Cayman Prep & High School 373, 375 Cayman Private Aviation 71, 84, 475 Cayman Registrar of Companies 70 Cayman Rehab Services 319, 344, 345 Cayman Rugby Club 439, 460 Cayman Spine 323, 325,
1503
Index 2023

Counselling 330-334, 447-449

Education - Professional 390-395

Education 360-395

Education Connection (Hope Academy) 332, 346, 373, 377, 384

Eighty One West 210, 211, 248

EisnerAmper 78

437, 456

Elections 31

41-42, 62-63, 445

Electric cars 284

Electricians 184

Electricity 138-139

Electronic equipment 203

Elevation Health & Physiotherapy 433

Employee entitlements 83

Encompass Ltd 236, 241, 260, 264, 265

Endocrinology 321

Energy storage systems 230

Engagement rings 410-411

Engel & Völkers 11, 178

ENT (otorhinolaryngology) 328

ENT in Cayman 328, 329, 340

Environmental disposal fee (cars) 282

Evening sailing trips 297

Event planners 217

Excess baggage 52

Exporting a car 282

ezShip Cayman 213, 222

Family matters 116-119

Family photographs 357-358

Family Practice (The) 316, 319

Farmers Markets 224, 403

Fencing 457

Financial history 37

Financial technology 41-42

Finding a job 110

Firearms/Weapons 55

Fireworks 204

First aid 394-395

First Baptist Christian School 375, 376

First Baptist Church 453

FirstCaribbean Bank (CIBC) 59, 130, 131

Fishing 297-298

Fitness Connection 391, 439, 458, 459, 462

Flag football 438, 457

Flooring 245

Flora & fauna 32

Florida 475

Florists 217

Flowers Block 141, 228, 259

Flowers Bottled Water 141, 225

Flowers Foam Products 228, 259

Flowers Sea Swim 462

Fly tipping 193

Folk singing 34

Food & wine societies 407

Food delivery service 400

Food trucks 400

Football/Soccer 437, 457

Footsteps School 376, 386

Foster’s - Pharmacy 347, 349

Foster’s

help & agencies 189-190, 214, 354-355

Domicile 107

Doors & windows 244

Dorm & Day 363, 381

Doulas 353-354

DP Economy Services Ltd 184, 187, 246, 265

Dr. Foley’s Eye Clinic 324, 343

Dr. James Akinwunmi’s Clinic 322

Dr. Matthias F. Herzig 327

Dr. Rommel El Madany’s Clinic 321, 322, 351

Dr. Wolfe’s Dental Centre 336, 339, 357

Drinking & driving 276

Driving licences 276-278

Driving tests 276

Dry cleaners 217

Duty costs - Importing a car 282

Duty on imports 53-54

Duty on wedding gifts 411

Ear, Nose, Throat (ENT) 328

Earth Day Clean Up 231

Easter 34

EcoSmart 184, 185

Shipping 51, 52, 53, 281

Hyperbaric oxygen therapy 342

Immigration 92-107, 108-109, 359

Immigration consultants 105

Immunisations 357, 362

Import duty 53-54

Importing a vehicle 281-283

Importing food 54

Importing pets 415-417

Independent directors 41, 82-83

Inheritance tax 124

Inspire Cayman Training 387, 390, 391, 394

Institute of Cayman Islands Architects 262, 263

Insurance - Car 280

Insurance - Contents 143

Insurance - Health 49, 84, 120, 142, 303-306

Insurance - Home 143

Insurance - Life 121, 147

Insurance Co of the West Indies (ICWI) 144, 146

Insurance providers 144-147, 305

Integra Healthcare 315, 316, 320, 324, 329, 351, 356, 357

Integrated Solid Waste Management System 224

Intellectual property 73, 75

Interior Design Group inside front cover, 205, 238

Interior designers 236-240

International College of the Cayman Islands 388

International Financial Planning (IFP) 66

International groceries 403

» www. caymanresident .com 477 INDEX
Courier services
Craft Market 195
Cremation 127 Cricket
Crighton Properties 126
Crossfit
Cryptocurrency
Crystal Caves 423
435 Cuba 474 CUC 90, 138-139, 188, 224, 230, 391 Culinary events 406 Cultural activities 425-428, 440-443 Cultural workshops 441 Currency 46, 51 Customs & traditions 33-34 Cycling 425, 456 Da Vinci Centre (The) 198, 216, 340, 342, 344, 345 Dance 34, 414, 437, 457 Dart 21, 69, 88, 160, 162, 181 Dart Family Park 413, 433 Darts 457 Davenport Development 2-3, 154 Daylight savings 35, 48 DDL Studio Ltd 174, 261, 266, 267 Dental Centre (The) 338, 339 Dentists 336-340 Dependants 94-96, 109-110, 361 Dept. of Education Services 361, 362, 364, 386 Dept. of Environmental Health 126, 193, 225 derma Ltd 320 Design (Cayman) Ltd 228, 261, 256, 267 Design Studio 204, 206, 237, 238 Diabetes 321 Dialling codes 132 Diamond Interiors Ltd 238, 260 Diamond Properties 162, 164, 178, 179 Diesel 140 Digicel 90, 132, 135, 136 Dining on a budget 400 Discovery Kids 369 District health centres 309, 356 Dive 365: 466 Dive equipment 203 Dive operators 469 Diving - Technical 468 Diving 464-469 Divorce 49, 96, 102, 116-118 DMS Broadcasting 220 Doc Polson (Wreck of) 465 Doctors 313-316 Doctors Express 312, 314, 342, 348 Doctors Express Pharmacy 348 Doctors Hospital (The) 301, 307-308, 312, 314, 317, 319, 322, 323, 327, 342, 348, 352 Dog sitting 420-421 Dog trainers 420 Dog-friendly restaurants 400 Dolphins 435 Domestic abuse 118
222
, 424
437, 456
, 178, 161
Cryptocurrency
62-63
,
Domestic
347, 349, 397, 399, 403, 404 Foundation Companies 73 FrancisGrey Attorneys 79, 81, 82, 118, 172 Frederick + McRae Ltd. 262 Freight consolidating & forwarders 51-53 Fresh fish (buying) 403-404 Full moon celebrations 406 Full Work Permit 93 Funeral homes 127 Funerals 126 Furniture 204, 205, 242 Gallagher Insurance 84, 85, 146 Garden maintenance 190-191 Gardens 247-249 Gas 139 General contractors 264-266 General practitioners 313-317 GeoCayman 231 Geology 31 George Town landfill 193, 224 George Town Yacht Club 297, 399 Geothermal 228, 230-231 Ginos 400 Girl Guides Association 443 Glass recycling 187-188, 226 GNC 349 Golf 430, 438, 457 Gourmet food 404 Government schools 364-367 Grand Cayman Villas and Condos 413, 471, 473 Green - At home 226 Green - At work 226 Green - Building 228 Green - Cleaning products 227 Green - Community projects 231 Green - Eating and drinking 224 Grocery stores 402-403 GT Automotive (KIA dealership) 277, 283, 285 Guardian of the Reef 468 Guns 55 Gymnastics 438 Gyms 457-458 Gynaecology & obstetrics 322-324, 351 Hair salons 216 Hampson and Company 118, 119, 124 Harbour House Marina 293, 296 Hardware 205 Health & wellness 300-349 Health City 308, 314, Inside Back Cover Health insurance 49, 84, 120, 142, 303-306 Health Services Authority 307, 308, 310, 353 Healthcare Pharmacy 346, 349 Helicopter rides 71, 425 Hell Geological Site 423 Heritage Holdings 88-89, 218 Hew’s Cleaning Services 87, 189, 215 High Achievement Academy 386 High schools 365-367, 373-379 History and culture test 100 History of the Cayman Islands 29-31 Hockey 438, 458, 459 Holy Cross 310, 311 Home automation 203-204, 246 Home Gas 140 Home improvements 232-249 Home inspections & site surveys 176 Home schooling 386-387 Home security 186, 246 Homewares 205-207 Honduras 474 Hope Academy - Clinical Services 332, 384 Hope Academy 373, 377, 384 Horseback riding 438, 459 Hospitals - Local 307-309 Hospitals - Overseas 309-310 HSM 76, 79, 81, 95, 105, 125, 171, 172 Hurricane supplies 207, 270 Hurricanes and pets 420 Hyde

International Medical Group 315, 342

International packers & movers 52

Internet providers/services 136-137

Invenio Global Search 103, 105 & 113

InvestCayman 62, 72

Investing in Cayman 56-67

Investment funds 39

Island Cleaners 217, 218

Island Heritage Insurance 142, 146, 173, 279, 293

Island Montessori 369

Island Orthopaedics 327

Island Primary 377

Island Veterinary Services 418, 421

IT services 85, 203

Jacques Scott 405 Jamaica 474

Jasmine 122, 451

JBS Property Group 167, 178

JEC Property Consultants 175, 177, 267

Jewellery 207-208, 410-411

Jewellery Palace (The) 208, 411

Jewels In Paradise 5, 208, 411

John Doak Architecture 261, 262, 263

Johnson Architecture 254, 262

JUNK 193, 226

Just Like Home 421

Kay’s Fine Jewelry 7, 208, 411

Kayaking 428

Keith Tibbetts (Wreck of) 465

Kennedy Gallery 198

Kennels 420-421

Key cutting/locksmiths 217

Local media 219-220

Local produce 224-225, 403-404

Loeb Smith 39, 81

Logic 90, 132, 135-136, 137, 138, 220

LOM Offshore Financial Services 59

Luxury Couture Beauty 200, 216, 413, 414

Mail Boxes Etc. 52, 213, 222

Mangrove kayak tours 428

Maples 81

Marinas 294-296

Marine Park regulations 299 Maritime Authority (MACI) 46

Marksons Furniture 205, 207, 244, 245

Marriage 408-414

Marsh Management Services 146, 306

Martial arts 438, 459

Mastic Trail 425

Maternity clothes 209, 354

Maternity leave 354

Mattress Gallery 205

McGrath Tonner Attorneys 80, 81, 105, 119, 173

McGrath Tonner Corporate Services 79, 80

Mediation 116-119

Medical cannabis 342

Medical spas 345

Medical specialists 317-336

Medicals for immigration 94

Miami 475

Michael Webster - Life Insurance 121, 147

Midwife births 352

Minerva 177, 215, 355 Mini Warehouse 2 Ltd 218

Mise en Place 407, 411

Mission House 426

MJM Design Studio 240, 262, 263

Mobile phones 132-136 MOD Realty 154, 179 Money transfer services 130-132 Montego Bay, Jamaica 474

Montessori by the Sea 378, 379 Montessori del Sol 367, 370

Nursery schools 368-373

Oasis Pool & Spa 192, 249

Obstetricians, Gynaecology 322, 351

Ogier 79, 81

Omni Cayman 84, 107

OnCourse Cayman 331, 334

One Heart Yoga & Apothecary 463

Ophthalmology 324

Optical Outlook 343

Optique 325, 343

Optometry 343

Organic food 225, 399, 403

Orlando 475

Oro Verde (Wreck of) 465

Orthodontics 338-339

Otis Air 90, 184

Outdoor living 247

Outdoors - ALT (The) 247, 248

Overseas education 379-383

Overseas Territory 31, 38

Overseas treatment facilities 309-310

Paddleboarding 428, 435

PADI 391, 467

Paediatric dentistry 357

Paediatricians 328-329

Painting Contractors 187, 246

Palliative care 122

Paradise Landscaping 191, 248

Parkour 439

Parrots 434

Parsons Air Conditioning 183, 184

Partnerships - Business 40, 70

Party Mania 209

Party rentals 209, 217

Party supplies 209

Pasadora Family Dental Centre 337, 339, 357

Passports (Baby) 359

Passports (Pets) 417

Passports 106

Paternity leave 354 Pathology 310-311, 329-330

Paving and driveways 259 Pedro St. James Castle 411, 412, 422, 436

Penha Duty-Free 200, 196-197

Pensions 63-65, 148-149

Kiteboarding 428, 438

Kittiwake (The) 466

Kman Vets 417, 418

Knighthead Annuity 67

Kosher food 399

Kristina King - ERA 163, 179

Landfill site 224

Landscaping 248

Language therapy 346, 383-385

Laser tag 430, 433

Laundry services 217

Law school 387, 389

Le Soleil D’Or 15, 472

Learning support 383-385

Leasing - Commercial property 87-89

Leasing a vehicle 281

Ledger & Looms 206, 242, 245

Legal services & law firms 80-82

Legal system 31

Letter of Wishes 124

Liberty Wealth 59, 61

Libraries 443

LIFE (Literacy is For Everyone) 364, 451

Lighting 205-206

Limited liability company (LLC) 72

Linens 205

Lionfish 298, 466

Liquor stores 405

Little Cayman 473-474

Little Trotters 370 Live music 402

Montessori School of Cayman 371 Moore & Moore Investments 23, 59 Mortgages 173 Mosaic Solutions 48, 220 Mosquitoes 32, 186

Motions Unlimited 358, 434

Motorcycle licences 280

Motorcycle tours 425

Motorcycles 287

Moving to Cayman 47-55

Mr. Power Guy 184

Musical instruments 209

My Home Vet 418

My Island Dentist 336, 337

Nannies 189, 214, 354-355

Naomi Johnatty Photography 221, 358, 413

National Emergency Notification System (NENS) 270

National Gallery 195, 426, 440, 452

National Roads Authority (NRA) 286, 275

National symbols 34

National Trust 231, 393, 406, 427, 442, 452

Native plants & trees 32, 190, 249

Naturalisation 101, 103

NAUI 467

Navigate 48, 49, 220

Navigation (marine) 291

Netball 438, 459

Neurology, Neurosurgery 322

New car dealers 283-284

New York 475

Next Chapter 200, 201, 212, 432

Nightclubs 401-402

North Sound Golf Club 210, 438, 457

Notary Public 86, 220 Nova 114, 394

Pensum Regenerative Medicine 334, 335, 345

Pensum Services 146, 293, 306

Permanent Residency 99-102

Permission to Continue Working (PCW) 100-101

Personal Trainers 460

Pest control 186-187

Pestkil Ltd 187

Pet grooming & pampering 421

Pet insurance 419

Pet passports 417

Pet relocation services 417

Pet sitting 420

Pet-friendly staycations 421

Petrol 140

Pets - Adopting 418-419

Pets - Lost or injured 421

Pets - Ticks & fleas 419

Pets & hurricanes 420

Pharmacies 347-349

Phoenix Health Services 312

Photo processing 221

Photographers 221, 357-358, 413

Physiotherapy 343-345

Pickleball 439, 460

Pilates 460

Pilates Studio (The) 440, 458, 460

Pirates 29-30

Pirates Week Festival 34-35, 427, 442

Plants & garden centres 191, 209-210, 247-249

Plastic Free Cayman 231, 447

Playgrounds & parks 432-433

Playgroups 358, 443

Plumbers 112, 187

Podiatry 330

Pole fitness 460

Political system 31

478 CAYMANRESIDENT 202 3 » INDEX
KidsAbility 332, 343, 346, 384
Kirk
Kirk
Kindergarten 364-365, 373-379 King Pin Bowling 456 King’s Sports Centre 433, 441, 458, 460
Freeport 208, 411, outside back cover
ISS 85, 86 Kirk Marine 292, 293 Kirk Market 17, 403, 404 Kirk Office 85, 86 Kirk Pharmacy 348, 349 Kitchens 240
Living
50 Living.ky 12-13, 89, 91, 205, 207, 233, 238, 242, 247, 255
expenses
Index 2023

Roofing 246, 259

Roundabouts 274

Rovida Property Management 88, 89

Rugby 439, 460 Running 460

Sagicor

Seaboard Marine 53, 282

Security - Boat 291-292

Security - Home 186, 246 Security Centre (The) 86, 186, 217, 246, 269, 292

SEL Inspections 264

Seminary 389

Service clubs 446

Seven Mile Medical 315, 316, 319, 342

Sewage treatment 193

Shining Stars Education Centre 371, 372

Ship registration 46

Shipping by air 52

Shipping by sea 52

Shoes & shoe repair 210, 218

Shooting 461

Signature Cabinets 238, 241, 261

Simply Weddings 409, 411

Sinclairs 78, 81, 86

Sinclairs Corporate Services 79

Sister Islands 472-474

Sister Janice’s Early Learning Center 372

Site surveys 176

Smile Dental Clinic 337, 338, 339, 340, 357

Snorkelling 428, 465

Social clubs 444-446

Softball 436, 461

Solar power 228-230

Sole trader 70

Sotheby’s International Realty 159, 178

Spas 216, 345

Spaying & neutering pets 419

Special Economic Zone 97, 108

Spinning 461

Sports & fitness 455-463

Sports clothing and equipment 210

Sports medicine 325-328

Spray foam insulation 247

Squash 439, 461

SSH Cayman 245, 246, 266

St. Ignatius - Early Years Centre 366, 371

St. Ignatius Catholic Church 453

St. Ignatius Catholic School 378

Stafford Surfaces 241, 245

Staged 205, 244

Sta-Mar Enterprises 52, 55, 213

Stationery 200, 414

421, 471 Stem cell treatments 334

SteppingStones 114 Stingray City 424

, 383 Strand Dental Clinic (The) 337,

titles 173

Wealth Preservation 63, 64, 85

Structural engineers 267 Student visas 97

Studio 54 West 216

Beauty Salon 200, 216

Summer camps 443

Sunglasses 212

Supermarkets 403

Support services/groups 447-449

Surfing 430

Surveyors - Land & Quantity 266

Sustainable eating 224

Swift Auto Leasing 281

Swimming 439, 462

Swimming pools & safety 231, 249, 354

Synergy Chiropractic and Physiotherapy 340, 341, 342, 345

Table Tennis 462

Tailors 217

Taxation 38

Telephone services 132-135

Television 137-138

Television stations (local) 220

Temporary accommodation 181

Temporary Work Permit 96, 109

Tennis 440, 462

The Cinema 427, 441

The Yacht Club (Marina) 296

Theatre 442, 445

Thrift shops 212

Time zones 48

Tipping 401

Tips on being green 227

Tony’s Toys 281, 283, 284, 285, 286

Total Health 312, 313, 316, 318, 349

Toys 212

Trade and Business Licensing 76

Tradeview Markets 60, 61

Translation services 86

Travel 470-475

Travel agents 475

Travel insurance 475

Travers Thorp Alberga 79, 82, 117, 119, 125

Trees - Planting 190

Triathlons 440, 463

Trio Architecture 240, 253, 263, 267

Tropical Architectural Group (TAG) 251, 263

Truman Bodden Law School (The) 389

TSC Financial Services 60, 64

Turtles & turtling 34

Tutoring 385-386

Ultimate frisbee 463

Ultrasound 312

Underwater photography lessons 469

Underwater wedding 413

Underwear 212

Uniko Eco Salon 200, 216

Universities 387-390

University College of the Cayman Islands 389

Upholstery Services 246

US taxation 107

US/American citizens 106

Used car dealers 284

Utilities 138-141

Utopia Realty 166, 180

Vampt Motors 284, 285, 286

Vanguard Risk Solutions 147, 306

Vegetarian & vegan food 399

Vehicle licensing 281

Veterinarians 417-418

VHF radio 291

Vigoro Nursery 191, 210, 248

Village Montessori 372, 373

Vino Veritas 402, 406

Visas 97, 106, 359

Volleyball 436, 463

Voluntary organisations 449-452

Walkers (Cayman) 43, 74, 82

Warehouse space 218

Waste management 193, 224

Watches, jewellery & repair 207-209

Water Authority 140-141

Waterfront dining 399

Wealth management 56-60

Web design 84

Wedding bands 410-411

Wedding dresses 410

Wedding organisers 411-412

Wedding services 408-410

Weights & measures 51

Wellness Centre (The) 333, 334, 384

West Indies Wine Co. (WIWC) 399, 401, 406

WestPoint Inspections 176, 267

Wildlife - Injured 421

Wills & probate 118, 122

Window treatments 244

Windsurfing 430

Wine 395, 405

Wine tasting & dinners 407

Women’s health 322-324, 351-352

Work permits 93-96, 108-110

Wreck diving 465-466

Wreck of the Ten Sail 30, 37

X-ray 310, 312

Yoga 358, 440, 463

» www. caymanresident .com 479 INDEX Pool maintenance 192 Pool Patrol 193, 249 Pooley Cabinets Design Studio 240, 261 Poor Relief payments 122 Population 32 Post nuptial agreements 115 Postal services 221 Postnatal support 356 Power Flower 191, 210, 248 Powerhouse Gym 458 Precious metals 63 Prenatal classes 353-354 Prenuptial agreements 115 Preschool 367-373 Priced Right 201, 207, 404 Primary schools 364-365, 373-379 Printing & copying 222 Private schools 367-379 Procure Cayman 236, 240 Professional training 390-393 Project managers (construction) 266 Propane gas 139-140, 228 Property Cayman 179 Property management services 176 Property market overview 150-158 Property pitfalls to avoid 175-176 Property valuations 173-175 Proven Wealth (Cayman) Ltd (formerly IFP) 59, 66 Provenance Properties 153, 162, 179 Psychology 330-334 Public holidays 33 Public transport 287 Purchasing overseas 222 Quayside Surveyors 175 Queen Elizabeth II Botanic Park 411, 412, 423, 432 Radio stations (local) 219 RBC Dominion Securities 58, 60 RE/MAX - Kass Coleman 155, 179 readyspaces 77, 89 Realtors - Renting 181 Realtors - Sales 177-180 Rebecca Davidson Photography 221, 358, 412, 413 Recruitment agencies 114 Recycling 187-188, 226-227 Recycling batteries 227 Recycling locations 227 Red Cross 212, 450 Regenexx & New Horizon 319, 327, 328, 334 Reinsurance 44 Reliable Industries 189, 190 Religious services 453-454 Relocation services 48 REM Services 177, 180, 181 Renewable Energy 228-230 Rent costs 180 Rental cars 280 Renting a property 180-181 Residential areas 158-170 Retirement homes 122 RF Bank and Trust 60, 62, 148, 149 Rhulens 89, 178, 179 Ritch Realty 169, 181 Ritz-Carlton Golf Course (The) 457 Roadside assistance 286 Robert Wood 239, 242, 244, 245, 247 Rock Climbing 460 Rocky’s Diamond Gallery 209 Roller & Inline skating 439
Life 121
123
147 Sailing 297, 428
439 Sailing charters 297 School buses 275 Schools - Government 364-367 Schools 364-379, 382-383 Scooters 280
287 Scotts Marine 289
292
294
,
,
,
,
,
,
Staycations
Strand
Strata
Storm surge 269 Stowe 382
338
Medical Centre (The) 316, 317, 320
Strategic
Styles

Last Look

People who find the Cayman Resident magazine and website really useful.

Eran Stysis

I recently escaped the freezing Canadian winters to join KPMG in the Cayman Islands, moving here in January 2022. The Cayman Resident was a valuable tool in my relocation, alongside my very helpful colleagues at KPMG, who helped ensure my move was as smooth as possible. The Cayman Resident is a very comprehensive guide and it provided me valuable information around accommodation, relocating with pets, restaurant recommendations and lots more. I now work with some of the world’s most impactful, traditional and alternative asset managers, all while living on this incredible island. I spend my down-time discovering Cayman’s hidden gems, walking my puppy on the beach and enjoying the flavours of the undisputed culinary capital of the Caribbean. Eran Stysis is a Senior Tax Associate at KPMG.

Catherine Kenny

I moved to Cayman with my husband just over five years ago and prior to arriving on-Island we found the online Cayman Resident magazine invaluable. We researched the cost of living with scenarios for couples, including expected rental prices and household expenses. When we adopted our dog the Cayman Resident magazine was useful for gathering information regarding vets, pet grooming, pet sitting and local stores. The sister magazine, Cayman Parent, became a new go-to as we entered the world of parenting. During the pandemic, where travel was limited, we shipped all sorts from the USA to Cayman as we furnished our new home. We found the Cayman Resident once again so beneficial with step-by-step information and instructions for customs clearance and freight forwarding companies. We find Cayman Resident a wealth of knowledge and always keep an up-to-date copy at home for our visiting family members to peruse. Catherine Kenny is a Teacher and Leader at Footsteps School specialising in English and Outdoor Learning

Jamie Marks

I moved from the UK to the Cayman Islands with my partner in November 2021. The ‘Moving’ section on the Cayman Resident website was really helpful when planning the move, with up-to-date information on COVID-19 entry requirements and the cost of living being particularly useful. Once we had arrived, Cayman Resident was a great guide to setting up life on the Island. It helped in all manner of ways, from administration such as applying for a driving license to choosing the right neighbourhood and finding things to do. Cayman Resident is always our go-to source of information for Island life. Jamie Marks is an Audit Supervisor at KPMG.

Luisa Roberts

I was born and raised on Grand Cayman so I feel that I am quite knowledgeable about all things Cayman but when I became a Recruiter I realised that I needed an easy and accessible way to share this knowledge with my candidates. The Cayman Resident is the perfect resource for this! While I work mostly with on-island candidates I do often have candidates relocating or returning to Cayman. The Cayman Resident provides a comprehensive look at life in the Cayman Islands and answers most of my candidates’ questions before they even need to ask them. The link to the Cayman Resident website is included in my initial email to every offisland candidate so that they can really get a feel for what Cayman is like before starting the recruitment process. Candidates always comment on how helpful the Cayman Resident is and how it eases their transition to Island life. The Cayman Resident is an invaluable resource and I would recommend it to newcomers, visitors, and even people like me who might think they know everything there is to know about Cayman already! Luisa Roberts is a Recruiter at Stepping Stones.

April Vlahakis

Being an avid reader and having read History at the University of Oxford before doing my Masters in Educational Leadership at Warwick University, I was enthralled to read about Cayman’s history in Cayman Resident and knew that these beautiful islands would be an interesting and enriching part of the next chapter of my career. Having taught and lived in both China and Japan, as well as in the UK for the past seven years, I loved reading up on the cultural dos and don’ts in the Cayman Resident, and I know I will love the Islands’ ethos of Caymankindness. I have had such a wonderful welcome from CPHS staff and parents so far and look forward to meeting people in the wider community, going to church, and learning more about the Cayman Islands. April Vlahakis is Head of Pastoral Care and Student Services and is an English teacher at Cayman Prep & High School

Kevin Falvey

After securing a job offer in February 2022, I exhausted the Cayman Resident website and magazine for all the essential information needed to set up life in Grand Cayman. This included everything from deciding where to live to setting up a personal bank account. After living on the Island for close to a year, I still find this resource incredibly helpful for all sorts of things, including hurricane supply checklists and contact information for professional services. When searching for anything Cayman Islands-related, this is always my first stop. Kevin Falvey is part of the Investor Services team in one of the top fund administrators on-Island.

480 CAYMANRESIDENT 202 3 » INDEX
2023

Our new 70,000 square foot facility at Camana Bay will give families access to the most advanced hospital care and technology across many specialties. Included in our vision is a neonatal intensive care unit providing holistic, world-class care for premature newborns, neonates, and critically ill infants with complex medical conditions.

For your immediate needs, visit our clinic at 9 Forum Lane, Camana Bay. Open extended hours for your convenience.

WWW.HEALTHCITY.KY info@healthcity.ky | +1(345) 640 4040

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