Active Lifestyles Magazine MAY 2016

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May 2016

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St. Louis Lifestyles... better after 50!

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A publication of DIRECTIONS Saint Louis, LLC Magazine Editor Debbie Wheeler Travel Editors: Tod D. DeHart Anne Weibert Magazine Photographer: Scott Shy Contributing Writers: Barbi Click Scott Gardner Nini Harris Pat Joshu Kevin Kohler Melissa Leavy David Mattull Jeff Ponte Kellie Salter Accounts Manager: Megan Glass Office Operations: Carrie Pruitt Sieker

ACTIVE LIFESTYLES MAGAZINE 767 Gravois Road - Suite A Fenton (St. Louis), MO 63026 314-591-3011 [phone] 636-326-6036 [fax] www.activelifestylesmag.com activelifestylesmag@gmail.com

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Better after 50!

The views expressed in Active Lifestyles Magazine are those of the authors named, and are not necessarily those of Active Lifestyles Magazine, DIRECTIONS Saint Louis, LLC, or any of its employees. All materials supplied to the magazine are at the owner’s risk. While we try to ensure that the information we provide is correct, mistakes do occur and and we cannot guarantee the accuracy of all material. If you do notice a mistake, please contact us. The design of the printed magazine and online website are copyright of Active Lifestyles Magazine and DIRECTIONS Saint Louis, LLC. Material from the magazine may not be reproduced without prior permission. Photographic rights remain the property of the article writers or of this publication. Your privacy will be protected at all times, and addresses / email addresses supplied to us will never be shared with a third party. We do maintain the right not to publish advertisements, articles, classifieds or comments and/or to remove or edit them without notice. Active Lifestyles Magazine is a free publication of DIRECTIONS Saint Louis, LLC, its clients and is distributed throughout Metro St. Louis. © Copyright 2016. Active Lifestyles Magazine published by Directions Saint Louis, LLC

ACTIVE LIFESTYLES MAGAZINE is St. Louis’ only metro-wide Lifestyle, Community and Entertainment Magazine for readers 50 and better! Each monthly issue is filled with articles, stories and columns to be active, well and informed while living life to the fullest. Locally owned and published, the magazine can be picked up FREE at fine retail establishments; including Whole Foods Markets, grocery stores, community centers, libraries, doctor’s offices, pharmacies, YMCA’s, restaurants, residential communities, attractions, and retail centers.

on the cover... Featured on the cover of this issue is St. Louis’ Miss Jubilee and The Humdingers © Photography by Scott Shy, Shyvision Photography St. Louis. www.shyvision.com

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Saint Louis is Hummin

let’s swing into music In the words of a legend: “If you tried to give rock and roll another name, you might call it Chuck Berry” - John Lennon

by Debbie Wheeler Music roots run deep in Saint Louis, which has long been a hot spot for great ragtime, jazz, blues and rock and roll artists. And lest not we forget... classical. The Saint Louis Symphony Orchestra, founded in 1880, is the second oldest U.S. symphony, after the New York Philharmonic. Many legendary artists have started in Saint Louis, and some still grace the stage today. Greats such as Chuck Berry, Barbara Streisand, Tina Turner, Josephine Baker, Michael McDonald, and the list goes on and on. Today, many beloved genres of music can be heard live throughout the gateway city on any given night. Featured on this month’s cover is the jumpin’ and jivin’ Miss Jubilee and the Humdingers. Miss Jubilee has been entertaining audiences around Saint Louis and beyond since the beginning of 2007 with their exciting blend of authentic

Hot Jazz, Swing, Rhythm & Blues and R’n’R spanning the 1920’s-1950’s. Fronted by a high energy female vocalist and backed up by a swingin’ horn fueled rhythm section, Miss Jubilee is a favorite among Swing Dancers and fans of all ages who enjoy uplifting and energetic music! Their incredible sound and unique style can be heard at many venues throughout Saint Louis. Join Miss Jubilee and the band this Mother’s Day for a Jazz Brunch at Evangeline’s Bistro in the Central West End. For more details on the Humdingers’ schedule, visit www.missjubilee.com Another popular band right now in the STL is the jazz and blues sound of The Gaslight Squares. Named after Saint Louis’ famous music district, this young and upcoming band entertains crowds with their exciting sounds of the big jazz, blues, and ragtime era. I happened to run into this

great group of fella’s (see photo below) outside of a popular local music venue this last weekend after dancing the “night away” at the famous Casa Loma in South Saint Louis. It just so happens that you too will have the opportunity to tap your feet to this groups traditional music on November 2nd when Active Lifestyles Magazine joins Directions Tours for a morning performance at the historic Sheldon Theatre in Grand Center. If you are interested in joining us, call (314) 577-0077 for the day trip details. Our city is filled with great lounges, ballrooms and theatres featuring artists of today and yesterday. Neighborhoods and Districts like The Loop, Soulard, Cherokee, Laclede’s Landing, Washington Avenue, Maplewood and Grand Center in Midtown are just a few known for their music scenes.

On a last note, the legendary 60’s band Chicago, was inducted into the Rock and Roll Hall of Fame in Cleveland last month. On May 25th, the Peabody Opera House will present “An Evening With Chicago”. From the signature sound of the Chicago horns, their iconic Vocalists, and a few dozen of ever-Classic Songs, this band’s concerts are celebrations. This year marks the band’s 49th consecutive year of touring, without missing a single concert date! If you are interested in tickets, call Ticketmaster Ticket Centers (800) 745-3000, or online at ticketmaster.com Until next month... Be Well, Be Active and Live Life to it’s fullest my firends; St. Louis Lifesyles ARE better after 50!

All my best, Debbie

SCENE Thank you to our readers for supporting us at Performing For Life Variety Show in April. SCENE here is The Dancing Thru Life Dancers (above). Blues artist Wendy Gordon signing her heart out (right). Miss Senior Missouri 2013 Sonia Nelson-Stough and her husband, Larry (below).

St. Louis’ jazz and blues band, The Gaslight Squares SCENE here taking a break from a session outside a local Cherokee Street venue. On November 2nd, they will headline at the Sheldon Theatre in Midtown and Active Lifestyles Magazine joins Directions Tours for a morning performance! Come with us - for information call (314) 577-0077.

Congratulations to newlyweds David and Ashleigh Popp SCENE jumpin’ and jivin’ at Casa Loma Ballroom. Remember When?

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THE STORY OF FRANKIE VA L L I & THE FOUR SEASONS

For almost 90 years the St. Louis Casa Loma Ballroom, a landmark of entertainment in St. Louis, has provided a wide range of popular music and dancing. This unique ballroom has served the young and the young-at-heart of St. Louis; offering the music of such greats as Artie Shaw, Glenn Miller, Benny Goodman, Frank Sinatra, The Harry James Orchestra, the Dorseys, Bill Haley and the Comets, and many more! SEE OUR FULL SHOW / CONCERT / DANCING SCHEDULE ONLINE!

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Swing with Miss Jubilee & the Humdingers

Friday May 13, 2016:

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Saturday May 14, 2016: The Fabulous Motown Revue

Friday May 20, 2016: Spectaculaire: Show-Me Burlesque Festival 2016

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ARMY

COAST GUARD

Army Day can be traced back to a littleknown Defense Test Day, which was observed only twice: once in 1924 and once in 1925. Congress then disallowed any further observances of this day. In response, the Military Order of the World War under Colonel Thatcher Luquer established Army Day. Army Day was first celebrated on May 1, 1928. That date was chosen in hopes of dampening Communists’ celebration of Workers’ Day, which also occurs on May 1. But, starting in 1929, Army Day was changed to April 6, the anniversary date of the United States’ entry into World War I. Army Day was established as a nationwide observance to draw public attention to national defense and to acquaint the public with Army activities. In addition, the day was used to stress the need for military preparedness, which the nation had lacked as it entered earlier major conflicts. “The failure to make adequate preparation for the inevitable struggle, the consequent suffering from disease and death entailed upon the armies which were hastily raised, the prolongation of the conflict far beyond the time which sufficient and equipped forces would have required for victory, and the heavy costs of reconstruction” were caused by the lack of preparation of the nation.On April 4, 1936, President Roosevelt issued a proclamation that Army Day be recognized by Congress as April 6 and observed nationwide. On March 1, 1937, Congress passed Resolution 5-75 which officially recognized Army Day

Army Day was last observed nationally on April 6, 1949.

NAVY

Navy Day was established on October 27, 1922 by the Navy League of the United States. Although it was not a national holiday, Navy Day received special attention from President Warren Harding. Harding wrote to the Secretary of the Navy Edwin Denby: “Thank you for your note which brings assurance of the notable success which seems certain to attend the celebration of Navy Day on Friday, October 27, in commemoration of past and present services of the Navy. From our earliest national beginnings the Navy has always been, and deserved to be, an object of special pride to the American people. Its record is indeed one to inspire such sentiments, and I am very sure that such a commemoration as is planned will be a timely reminder.” “It is well for us to have in mind that under a program of lessening naval armaments there is a greater reason for maintaining the highest efficiency, fitness and morale in this branch of the national defensive service. I know how earnestly the Navy personnel are devoted to this idea and want you to be assured of my hearty concurrence.” October 27 was suggested by the Navy League to recognize Theodore Roosevelt’s birthday. Roosevelt had been an Assistant Secretary of the Navy and supported a strong Navy as well as the idea of Navy Day. In addition, October 27 was the anniversary of a 1775 report issued by a special committee of the Continental Congress favoring the purchase of merchant ships as the foundation of an American Navy. Navy Day was last observed on Oct. 27, 1949.

AIR FORCE

Air Force Day was established on August 1, 1947, by President Truman “in recognition of the personnel of the victorious Army Air Forces and all those who have developed and maintained our nation’s air strength.” August 1 was chosen to mark the 40th anniversary of the establishment, in 1907, of the Aeronautical Division in the Office of the Chief Signal Officer of the Army. Air Force Day came into being immediately after the signing of the National Security Act of 1947, although the status of the air element of the military was uncertain. Thus, although it was called Air Force Day, its first celebration was staged by the Army Air Forces and not by the U.S. Air Force. Underlying the Air Force Day celebration was a need to increase “both official and public awareness of the priority of importance of air forces in any system of national security,” according to Mr. Truman. “The great strategic fact of our generation is that the United States now possesses live frontiers -- the frontiers of the air -- and that the oceans are no longer sure ramparts against attack.” In his message to the nation on the first Air Force Day, Mr. Truman said, “I remind all of our citizens that the air power of the nation is essential to the preservation of our liberty, and that the continued development of the science of air transportation is vital to the trade and commerce of a peaceful world.” Air Force Day was last observed on August 4, 1949

“August 4 is celebrated as Coast Guard Day to honor the establishment on that day in 1790 of the Revenue Cutter Service, forebear of today’s Coast Guard, by the Treasury Department. On that date, Congress, guided by Secretary of the Treasury Alexander Hamilton; the 1790 Tariff Act President George Washington signed into law, authorized the building of a fleet of ten cutters, whose responsibility would be enforcement of the first tariff laws enacted by Congress under the Constitution. The Coast Guard has been continuously at sea since its inception, although the name Coast Guard didn’t come about until 1915 when the Revenue Cutter Service was merged with the Lifesaving Service. The Lighthouse Service joined the Coast Guard in 1939, followed in 1946 by the Bureau of Navigation and Steamboat Inspection. Then in 1967, after 177 years in the Treasury Department, the Coast Guard was transferred to a newly formed Department of Transportation. Finally, on March 1, 2003, the Coast Guard was transferred to the Department of Homeland Security. Coast Guard Day is primarily an internal activity for active duty Coast Guard personnel, civilian members, reservists, retirees, auxiliarists, and dependents, but it does have a significant share of interest outside the Service. Grand Haven, Michigan, also known as Coast Guard City, USA, annually sponsors the Coast Guard Festival around August 4. Typically it is the largest community celebration of a branch of the Armed Forces in the nation. In addition to celebrating their own day every year, Coast Guard members also participate as equal partners in Armed Forces Day activities.”

MARINES The United States Marine Corps was established on November 10, 1775, to augment naval forces in the Revolutionary War. The recruiting headquarters was set up by Capt. Samuel Nicholas in the Tun Tavern on Water Street in Philadelphia, which is considered to be the birthplace of the Marines. After success in many campaigns, the Corps was abolished at the close of the Revolutionary War for reasons of economy. On July 11, 1798, Congress ordered the creation of the Corps, named it the United States Marine Corps and directed that it be available for service under the Secretary of the Navy. The Corps celebrated its birthday, or Marine Corps Day, on July 11 from 1799 until 1921 when the date was permanently changed to November 10 to commemorate the establishment of the Corps to aid in the Revolutionary War. The day is still observed by U. S. Marines worldwide. Special exhibits, parades, drill team performances, and speeches typically mark the occasion. The Birthday Ball, which culminates in the cutting of the birthday cake, is held that evening in Washington, D.C. It is not possible to determine precisely when the first cake ceremony was held, but the first on record took place at Marine Barracks, Washington, D.C., in 1937. Major General Thomas Holcomb, the Commandant, presided at an open house for Marine Corps officers, including the cutting of a huge cake in the shape of Tun Tavern.

KEEP YOUR HANDS LOOKING YOUNG ALL YEAR by Kellie Salter

Hands can be a dead giveaway of your age. Look at how young Madonna and Sarah Jessica Parker look. You might think that they are in their 30’s. However, have you ever thought to look at their hands? It might be like looking at something from Tales of the Crip. Our hands are among the hardest working and most environmentally vulnerable parts of our bodies. And if you are like most people, you probably ignore them. Until one day, you look down and notice the brown spots, crepiness, prominent vessels, wrinkles, dryness and thin skin. So many of us work on reversing the brown spots and discoloration on our face, yet we forget about our hands. Treat your hands the same way you treat your face. The key is a combination of exfoliation to lift the dead cells, a lightning and brightening system containing hydroquinone, and diligent sun protection. I recommend Rodan and Fields Dermatologists clinically proven Reverse for the brown spots and the Redefine Brightening Hand Treatment and Hand Balm SPF 30 for the crepiness, the lines and wrinkles, and to improve the elasticity

and resiliency. The sun is beating down on our hands while we drive, play a round of golf, or go for a bike ride or walk. It’s important to protect them just as you would other areas of your body. A little preventive care goes a long way. For deeper, tougher pigment, a dermatologist can perform mild peels or laser treatments in conjunction with a topical program. There are even some individuals who have fillers injected into their hands to build up volume. You may also be wondering if it’s normal for your nails to chip and crack as you age. Our nails are an extension of your skin. With age, our nails naturally become drier, more brittle, and fragile, and oftentimes even peel at the ends. This is a common part of aging. However, you can minimize these common problems by keeping your hands and nails moisturized and hydrated. Your best defense is to apply a heavy moisturizer to your hands throughout the day, with special attention to your cuticles. For additional information regarding your skin care concerns or to learn more about the Rodan and

Fields product line, please contact me. Rodan and Fields are the creators of Proactiv Solutions®. What they did for acne they are now doing for aging skin, with clinically proven products to address fine lines and wrinkles and pore size, sun damage, melasma, rosacea, psoriasis, eczema, or acne. Call me today for a free skin care consultation. Changing Skin, Changing Lives! Kellie Salter is an Independent Consultant with Rodan + Fields Dermatologists, the creators of Proactiv® Solutions. website: kelsalter.myrandf.com Call Kellie: (314) 974-4040

Kellie

THE HAIR WHISPERER: SIX CAN’T MISS SUMMER SKIN-CARE TIPS!

The joys of summer are numerous, from swimming to barbecues and fireworks, there’s so much to enjoy about summer that it’s easy to forget what it does to your skin. Sun damage ages the skin, causes wrinkles and increases risk of sun cancer. Combine these with burns and irritations linked to summer activities, and you’ll see why it is important to practice these 6-skin care tips! 1. Exfoliate for clearer, smoother skin: Exfoliation removes dead, dulling skin debris to prevent congestion and improve hydration from toners and moisturizers. The best time of the day to exfoliate is in the morning prior to toner, moisturizer, SPF (Sun Protection Factor) and makeup application. After you exfoliate, follow with a hydrating body cream to seal in moisture, and always shield freshly exfoliated skin with SPF.

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Tip: Makeup will last longer on exfoliated skin. 2. Keep Skin Hydrated: Up your regimen’s level of hydration with intensive masques, perfect for use one to two times a week. Skin hydrating boosters relieves dryness and fine lines. Help lift moisture levels and minimize fine lines, and work best when layered underneath moisturizer. Toners are a refreshing moisturizer prep, working to even out skin porosity. Tip: Refresh with revitalizing toner spritz at your desk, in the car, at the gym, and on the plane. 3. Make Friends with H2o: Higher temperatures and more time outdoors leads to internal dehydration, which can result in headaches and dizzy spells. Drink Eight 8-ounce glasses of plain, filtered water every day to help maintain critical moisture balance of the body and skin, and assist in detoxification. Tip: If you drink caffeinated beverages, you must triple the amount of water you drink. 4. When in Doubt, Apply (and reapply!): It’s not enough to just apply sunscreen; you must apply enough, and apply frequently. Studies indicate that most people do not apply nearly as much daylight protection as they should. Apply about a teaspoon worth to the face. For

the body, about as much as would fill a shot glass. Re-apply every two hours. Today’s sophisticated formulas and technology let you select sun protection that works with your skin condition. That means you can choose oil-free, mattifying formulas, extra emollient formulas for dry skin, or chemical free formulas for sensitized, reactive skin. Tip: Stay out of the midday sun from midmorning to late afternoon whenever you can. 5. Soothe Over-Exposed Skin: You forgot the sunscreen, didn’t apply enough, or got caught in a sunny spell. Unfortunately, the damage is done, but you don’t have to suffer in pain! Supersoothing botanicals and cooling gels can help prevent peeling and reduce redness and inflammation. Apply cooling balms generously over-exposed skin, preferably at the first sight of a pink glow. Tip: One blistering sunburn doubles your risk of melanoma…. remember to get a yearly skin exam by a doctor and perform self-examination once a month to detect early warning signs of carcinomas and malignant melanoma. Look for a new growth or any skin change. 6. Repair and Treat Sun Damage: UV light causes photo aging in the form of brown spots, coarse skin

and wrinkles, whether you have burned your skin or not. When sunlight comes in contact with skin a cascade of damage results (including the stripping of barrier lipids) causing inflammation, production of reactive oxygen molecules that affect healthy cell growth, and stimulation of collagen destructing enzymes. A tan may be a popular summer look, but it indicates damage. Bombard your skin with age fighting ingredients such as a multivitamin recovery masque and skin firming cream to help undo any damage that may occur, and to further protect it from the aging effects of UV. Tip: Since you are now making sure that you are taking care of your skin during the summer months, you should also make sure that you are protecting and nourishing your hair with clinically formulated Gen-Tecs Volumizing Glycolic Shampoo & Gen-Tecs Volumizing Conditioner, available exclusively at Hans Wiemann. Hair Specialist.

Scott Gardner Hans Weimann Hair Specialists 1266 Andes Boulevard St. Louis, MO 63132 (314) 721-6657

MAY 2016 ∙ www.activelifestylesmag.com ∙ 6

WE HAVE FUN ACTIVITIES FOR ADULTS OF ALL ABILITIES!

Hey St. Louis Senior Health and Fitness Fair, May 25, 2016

JOIN ACTIVE LIFESTYLES MAGAZINE! Active Lifestyles Magazine is proud to sponsor and celebrate national Senior Health and Fitness Day at Fenton RiverChase (990 Horan Dr. Fenton, MO) on May 25, 8:00am - Noon. The common goal for this day is to help keep older Americans healthy and fit. National Senior Health and Fitness Day is the Nation’s largest annual health promotion event for older adults. This fair will connect you with nonprofit organizations, agencies, insitutions and businesses with the information, services, opportunities and products that seniors want and need. The Senior Health and Fitness Fair is FREE and open to the public. Highlights: - Try a new exercise class in the demonstration area - Free giveaways and attendance prizes - Free entertainment by Senior Strutters - Guest speakers - Breakfast items will be served (while supplies last).

Calling All Bridge Players!

The St. Louis Bridge Center is pleased to announce that it has arranged for Barbara Seagram, internationally recognized bridge author and educator, to come to St. Louis to teach a series of bridge classes June 3-5, 2016. The classes are open to all, and are appropriate for social or duplicate bridge players of all skill levels. Players are welcome to come with or without a partner. Here is the schedule: •Friday, June 3, 2-4:30 pm: Preempts for Fun and Profit •Saturday, June 4, 9:30 – noon: Common Errors to Avoid in Bidding and Play •Saturday, June 4, 1:00 – 3:30 pm: A Failure to Communicate •Sunday, June 5, 1:00-4:30 pm: Two Over One For More information visit: www.stlouisbridge.org The St. Louis Bridge Center, established as a non-profit in 2012, is the premier place in St. Louis to enjoy the game of duplicate bridge, with 75 tables available for players of all skill levels in a well-lit setting. Amenities include computer-generated hands, automatic scoring pads and hand records, free snacks, coffee, and iced tea. Light lunches are available for purchase. The bridge center teaches classes, including the ACBL Bridge Series, Adult Beginner’s Bridge, and Learn Bridge in a Day. It also hosts nationally recognized teachers and authors, including Barbara Seagram, Audrey Grant, Jerry Helms and Larry Cohen. Have a Community Announcement? EMAIL US: activelifestylesmag@gmail.com

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LEARNING EXPLORATION & ADVENTURE ADULT PROGRAMS AT YMCA TROUT LODGE

YMCA Trout Lodge Adult programs provide adults with an opportunity to travel and meet other lifelong learners & explorers. Whether traveling alone, as a couple or in a group, everyone will find something of interest at YMCA Trout Lodge. Rates include lodging, meals and all scheduled activities!

MAY PROGRAMS 15-20: HIKING, CANOEING & AN AMAZING UNDERGROUND ADVENTURE Experience nature on a hike, by canoe or on horseback. Try your hand at archery and riflery, visit mud cave, enjoy a local winery, tour famous Bonne Terre Mine, take a pontoon ride on an underground lake, and much more. 22-27: LOOKING ON THE BRIGHT SIDE Laugh out loud as you play games you loved as a kid, tour a local winery, ride a pontoon boat, go hiking, visit Elephant Rocks State Park and many more activities. 23-25: FUN TIME IN THE SUNSHINE Get outdoors, get active and enjoy some relaxing time in the sunshine. Enjoy archery, riflery, pontoon tours, mini-golf, nature hikes, ecology classes, canoeing, kayaking, sailing, line dancing, campfires and much more.

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TO KNOW MORE? Go to troutlodge.org, click on “Stay”, click on “Adult Programs”, scroll down and click on 2016 ADULT PROGRAM GUIDE for an entire list of our offerings for 2016! Or call us at 888-FUN-YMCA and we will be happy to send you a guide by mail.

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        

Recipe 

Spring Patio Chicken and Rice  

This meal-in-a-pot is an easy chicken recipe that is great for company or a family meal. It  takes only minutes to assemble and requires no attention while baking.  This recipe works well in diabetic menus.



2 tablespoons cornstarch 1/4 cup water 1/2 cup fat-free milk 2 cups fat-free chicken broth*, divided 1/2 teaspoon ground black pepper 1/4 teaspoon salt (optional) 1/3 cup dried chopped onion 1 1/2 cups quick-cooking brown rice, uncooked 1 can (13 ounces) sliced mushrooms, drained and rinsed 1 jar (2 ounces) pimento, drained 8–10 skinless chicken parts (thighs, legs, and breast quarters) 10 small (4”) carrots, scrubbed 1/2 teaspoon paprika Preheat oven to 350 degrees. In a 4-cup glass measuring cup, mix cornstarch with water. Add milk and 1 cup of chicken broth. Heat on high in microwave for 4–5 minutes, stirring every 60 seconds until bubbly and thickened. Add the pepper, salt, and onion. Set aside. Spread rice in a 4-quart covered casserole that has been sprayed with nonstick cooking spray. Pour 1 cup of broth over rice. Top with mushrooms, pimento, chicken, and carrots. Pour cornstarch mixture over all. Sprinkle with paprika. Cover and bake 1 1/4 hours or until chicken is tender.Remove cover and bake another 10 minutes to brown. Note: One serving is an excellent source of fiber. *Sodium is figured for reduced sodium.

Foodies

LUNCHEON TRIPS

Do you like to eat? So do we! Come aboard with Active Lifestyles Magazine on one of the following Foodies Luncheon Trips. We are out to find some of St. Louis’ trendiest, newest and coolest places to eat!

WEDNESDAY, MAY 11, 2016- THE MANSION - $60.00

Opened last year, The Mansion Restaurant is an exemplary 1857 Italianate-style mansion in O’Fallon, IL. Owners Kathy Cox and Jerry Conway, a former chef at Disney World, invite you to sit back and savor their cuisine. Afterwards, enjoy a stop at the O’Fallon Community Gardens in bloom.

WEDNESDAY, JUNE 8, 2016 - LASCELLES - $60.00

Lascelles is housed in the completely renovated historic Guardian Bank building in downtown Granite City. Not only an incredible venue, Lascelles menu serves up “upscale comfort food”. After lunch, a stop at the Malcolm W. Martin Memorial Park overlooking the beautiful Gateway Arch and St. Louis Skyline.

IL BAL LAGO AND PROVISIONS WEDNESDAY, SEPTEMBER 7, 2016 - $75.00

Join us as we savor the italian cuisine of IL BAL LAGO. The famous Giovanni Family from The Hill has been serving St. Louis for over 30 years. Then enjoy shopping at the unique Provisions Market in Creve Couer.

The cost includes meals, motorcoach transportation, and Guide and Driver Gratuities.

Reservations: (314) 577-0077

Trips are operated by Directions Tours, LLC. Price is Per Person and non-refundable if cancellation occurs. Space is limited. Call for full details. All Rights Reserved. MAY 2016 ∙ www.activelifestylesmag.com ∙ 8

explore

a special travel pull-out section

Spring into Travel on a tour!

It is that beautiful time of year when the trees and flowers come back alive and our lives are renewed with energy. Just as the robins begin their return journey back across the land, we also realize that it is time to spread our wings and fly away to new destinations! Travel is proven to be one of the best ways to make your life healthier, happier, stronger and more fullfilled. Actual studies have proven that travel increases well-being,

www.directionstours.com

learning experiences, decreased stress levels, and creates memories of a lifetime. In addition, traveling builds stronger relationships, new friendships and connects people to new ideas and cultures. Vacation and relaxation go hand in hand. When leaving home (or work) and adventuring away from “the norm”, we leave our day to day lives and responsibilities far behind. This allows our bodies to reset our biological body clock and synchronizes us with the earth around us. Notably, studies have shown decreased stress levels in people who travel. Reducing the amount of stress over just one week away on a trip, travelers registered lower levels of stress hormones in their saliva. It is common knowledge that travel brings people together and builds new and everlasting relationships. Whether you travel alone, with family, or with friends, a vacation get-away improves and forms relationships and friendships. In my 21 years of travel experience,

I have taken joy and pleasure in seeing so many new relationships form and grow while adventuring out. One of my greatest joys is introducing single travelers to new people, which ultimately become lifelong friendships. Because of this, I decided to create a more affordable pricing package for single travelers with DIRECTIONS Tours! When traveling as a single, one must pay more money in most cases (due to not spliting hotel costs with a traveling companion / spouse). This leads to higher single supplemental costs and deters many people from traveling alone. So... I went to work with our vendors and negotiated better rates for our single guests. Now, when traveling with DIRECTIONS Tours, single travelers will enjoy our great trips at the same rates of doubles or just a little more. (see details on next page). I am proud to say that we are the ONLY travel company in our region that offers this discount program for single travelers!

By Tod DeHart Worried about traveling alone? Rest assured, you are never “alone” when you are our guests! There are so many great places to explore this Spring and Summer. DIRECTIONS Tours of St. Louis is a great place to start your vacation planning! Check out our special Explore Section filled with exciting destinations and adventures just waiting for you! Also, give us a call today for a complete copy of our upcoming 2016 Tours, Day Trips and Luncheon Outings!

Until Next Trails!

Month...

Happy

For More Information call DIRECTIONS Tours at (314) 577-0077 or (888) 810-1171 www.directionstours.com

Free Tour Catalog! CALL... (314) 577-0077

your tour vacation starts here! Welcome to DIRECTIONS Tours special EXPLORE Travel Section of Active Lifestyles Magazine!

The next pages feature and highlight some of our 2016 destination tours. DIRECTIONS Tours is celebrating 15 years in business in St. Louis and we are ready to take you across the world, USA, or just around town! We specialize in stress-free tours to the finest destinations. Our tour packages include excellent accommodations, luxury motorcoaches, most meals and all gratuities! We are locally owned and operated. All of our tours provide professional, experienced, safe and courteous Tour Directors and Drivers. Our itineraries are educational, adventurous and most importantly, fun! DIRECTIONS Tours uses only new state-of-the-art motorcoaches designed for your traveling comfort and safety. Enjoy our affordable rates that give you more value on every tour. For your protection, we are a fully insured tour operator through the Berkely Group, North America’s largest travel insurance company. In addition, we are members of the American Bus Association, St. Louis Convention & Visitors Commission, Missouri Travel Council and Route 66 Association of Missouri. We look forward to welcoming you aboard a DIRECTIONS Tour!

Call for a Free Tour Catalog! (314)577-0077

www.directionstours.com S E L G SI N M E SA E* IC R P

WE LOVE SINGLE TRAVELERS!

Over the years, we have noticed more and more singles traveling with us! So we have decided to work with our vendors to make it more affordable for single travelers to enjoy traveling with DIRECTIONS Tours! NOW SINGLES CAN TRAVEL WITH US FOR THE SAME PRICE AS DOUBLES* OR JUST A LITTLE MORE ON LONGER TOURS!

Enjoy Single Travel on any DIRECTIONS Tour for:

*up to 3 Days: SAME PRICE AS DOUBLE (no extra supplement) 4 to 7 Days: ONLY $100.00 supplement 8 to 11 Days: ONLY $250.00 supplement 12 to 15 Days: ONLY $350.00 supplement (314) 577-0077 (888) 810-1171 SINGLES CAN NOW TRAVEL LONGER www.directionstours.com FOR THE BEST RATES… PERIOD! (Excludes Cruises, Flight, Train and Repositioning Tours)

UTAH’S NATIONAL PARKS JUNE 6 - 16, 2016 (11 Days) $ 2179.00 pp DBL Singles Only $350.00 addtl ZION, BRYCE, CANYONLANDS, ARCHES AND GRAND CANYON NORTH RIM

Tour Highlights include: • OVERNIGHT IN FRONTIER CABINS ON THE NORTH RIM OF THE GRAND CANYON • ENJOY AN ELEGANT DINNER IN THE GRAND CANYON LODGE • INCREDIBLE DRIVE THROUGH ARCHES NATIONAL PARK VIEWING THE WORLDS LARGEST CONCENTRATION OF NATURAL SANDSTONE ARCHES • EXPLORE CANYONLANDS, THE LARGEST NATIONAL PARK IN UTAH • ENJOY THE ISLAND IN THE SKY DRIVE ABOVE WITH 100 MILE PANARAMIC VIEWS • BE CAPTIVATED BY BRYCE CANYON’S HOODOOS AND SURREAL BEAUTY • LUNCH IN FABULOUS BRYCE CANYON LODGE • ZION NATIONAL PARK, UTAH’S OLDEST AND MOST POPULAR NATIONAL PARK • VIEW SLOT CANYONS, TOWERS, MONOLITHS, RIVERS, AND WATERFALLS • VISIT THE FAMOUS FRED HARVEY TRADING COMPANY • LUNCH IN RED ROCK GRILL • AND MUCH MORE! *19 MEALS: 10 BREAKFASTS, 2 LUNCHES, AND 7 DINNERS PERFECT TIME OF YEAR TO EXPLORE THESE AMAZING NATIONAL PARKS!

Relax... your tour vacation starts here! Call Us! (314) 577-0077 www.directionstours.com

NIAGARASPECTACULAR FALLS

June 13 - 17, 2016 (5 Days) $ 987.00 pp DBL Singles Only $100.00 addtl

A top destination one can visit over and over... the majestic Niagara Falls! We explore the falls and beyond on this beautiful early summer tour - a great time to visit! Tour Highlights include: • NIAGARA FALLS, CANADA - FULL GUIDED TOUR OF REGION (note: passport is required for this tour) • 2 NIGHTS ACCOMMODATIONS AT RADISSON FALLSVIEW • NIAGARA ON THE LAKE VILLAGE AND ONTARIO WINERY • FAMOUS CLIFTON HILL • NEW NIAGARA FALLS CASINO • NIAGARA FLORAL CLOCK, BOTANICAL GARDENS AND WHIRLPOOL OVERLOOK • SKYLON DINNER ABOVE THE FALLS!!! • EVENING LASER LIGHTS SHOW ON THE FALLS • IMAX SHOW (Niagara: Miracles, Myths and Magic) • AND MUCH MORE! *8 MEALS INCLUDED: 5 BREAKFASTS, 3 DINNERS Reserve early to secure your space!

NATIONAL CHERRY FESTIVAL & MICHIGAN SHORES

JULY 5 - 10, 2016 (6 Days) $ 987.00 pp DBL Singles Only $100.00 addtl NEW FOR 2016! Explore Michigan’s Shores and the Largest Cherry Festival! Tour Highlights include: • AMERICA’S LARGEST CHERRY FESTIVAL IN TRAVERSE CITY, MICHIGAN Enjoy the festival - Arts, Crafts, Flea Market, Stage Entertainment, Specialty Foods, Demonstrations, and Fairgrounds. • CHATEAU GRAND TRAVERSE & AWARD WINNING CHERRY WINE • EMERALD island boat cruise & BEAVER ISLAND TOUR • CHARLEVOIX, MICHIGAN LAKESIDE VILLAGE • LAVENDER HILL FARM TOUR • WINDMILL ISLAND & DE ZWAAN WINDMILL • GRAND TRAVERSE LIGHTHOUSE • SAUGATUCK LAKE MICHIGAN SAND DUNE BUGGY RIDE * 9 MEALS INCLUDED: 5 BREAKFASTS, 4 DINNERS

Free Tour Catalog! CALL... (314) 577-0077

UNBEATABLE PRICE FOR 2016!

Seattle, Victoria & Olympic National Park

JULY 18 - 25, 2016 (8 Days) $ 1757.00 pp DBL Singles Only $250.00 addtl

Tour Highlights include: • NONSTOP FLIGHTS TO/FROM ST. LOUIS TO SEATTLE • SEATTLE CITY TOUR • SPACE NEEDLE AND DINNER ABOVE THE CITY • CHIHULY GARDEN AND GLASS • PIKE PLACE MARKET & ORIGINAL STARBUCKS • SEATTLE MUSEUM OF FLIGHT AT BOEING CENTER • OPTIONAL DAY TOUR TO VICTORIA & THE BUTCHART GARDENS • OPTIONAL WALKING TOUR OF SEATTLE UNDERGROUND • OLYMPIC NATIONAL PARK • PACIFIC COAST HIGHWAY 101 SCENIC DRIVE • SEATTLE HARBOR CRUISE TOUR AND SO MUCH MORE!!! • INCLUDES ALL AIR AND DELUXE MOTORCOACH TRANSPORTATION *12 MEALS INCLUDED: 7 BREAKFASTS, 5 DINNERS 6 Nights in Seattle 1 Night in Olympic National Park

Cardinals in San Francisco

SEPTEMBER 16 - 20 , 2016 (5 Days) $ 1579.00 pp DBL Singles Only $399.00 addtl

NEW FOR 2016! GET READY TO ROOT ON OUR CARDINALS... THIS TIME IN THE CITY BY THE BAY - SAN FRANCISO! Tour Highlights include: • TWO PREMIUM ST. LOUIS CARDINALS GAMES VS. THE GIANTS AT AT&T PARK • ROUNDTRIP NONSTOP AIRFARE TO SAN FRANCISCO • FOUR NIGHTS ACCOMMODATIONS IN THE BAY AREA • FAMOUS FISHERMAN’S WHARF AND MARKET • SAN FRANCISCO BAY CRUISE ADVENTURE: A Journey Along San Francisco’s Historic Waterfront. Experience the thrilling history of the San Francisco Bay while water gazing at the beautiful city of San Francisco and sailing under the Golden Gate Bridge and past Alcatraz • FULL DAY FREE TO ENJOY SIGHTSEEING YOUR WAY: Your Tour Guide will be happy to help you arrange a trolley tour, cablecar excursion, or any attractions. *5 MEALS INCLUDED: 3 BREAKFASTS, 2 DINNERS 4 Nights in San Francisco Bay Area

GRAND HOTEL ACCOMMODATIONS!

MACKINAC ISLAND & Lake Michigan Cruise

AUGUST 15 - 20, 2016 (6 Days) Added $ 1327.00 pp DBL Singles Only $397.00 addtl* A very popular summertime destination is Mackinac Island, Michigan. As the heat of a St. Louis summer settles in, the cooler days, sparkling lake waters, sandy beaches are a great escape! As the old saying goes, half the fun is in getting there, and this especially holds true when traveling to Mackinac Island. DIRECTIONS Tours offers a unique and exciting way going and coming to Mackinac. Our tour travels to the historic small city of Manitowoc, Wisconsin. This city is located on Lake Michigan at the mouth of the Manitowoc River and once boasted a great industry of shipbuilding. This heritage is reflected throughout the town which sits along the Manitowoc River and is truly a delight to visit. It is here we will board the legendary SS Badger. The Badger is a passenger and vehicle ferry that shuttles between Manitowoc, Wisconsin and Ludington, Michigan. She is the last coal fired passenger vessel operating on the Great Lakes and it is quite special to have the opportunity to take this sixty mile, four hour trip across Lake Michigan. The ferry saves travelers three and a half hours of travel time compared to the 411 mile drive from Manitowoc to Ludington via Chicago. There is plenty entertainment onboard the ferry including bingo, movies, gift shop, food and more. Traverse City is found just a short two hour drive from Ludington and is one of our favorite small towns in Michigan. Voted one of

Tour Highlights include:

the 10 Best Small Towns in America by Fodor’s, Traverse City is a true delight anytime of the year. Here you will find breathtaking natural beauty, up market boutiques, incredible restaurants, lovely wineries, and great local microbreweries. Traverse City is the largest producer of tart cherries in the United States and every year during the first week of July the city hosts the National Cherry Festival, attracting 500,000 visitors! The journey from Traverse City to Mackinaw City is a two hour drive and is visually stunning. The glistening waters, lakeside homes, and gorgeous landscape are a joy to behold. Traveling through the vacation destination of Charlevoix is a delight, as there is a drawbridge to be traversed and here there is the pleasure to be had of seeing yacht after yacht ply these beautiful waters. Mackinaw City is where we board the passenger ferry over to Mackinac Island. This is such a beautiful crossing of Lake Huron, indoor seating or for those who love the wind in their hair, there is outdoor seating atop the ferry for the twenty minute crossing. It is always a great pleasure to approach Mackinac Island, as she is a gem to gaze upon from the waters. Welcome to Mackinac Island! There are no motorized vehicles allowed on the pristine 3.8 mile island. Mackinac Island served as a strategic point for the Great Lakes fur trade and later the British established Fort Mackinac on the island during the

American Revolutionary War. The Fort still stands today and is open for tours which include costumed docents and battle recreations. Mackinac Island first became a popular summer resort destination for the very wealthy in the late 19th century and the entire island is now listed as a National Historic

air! Mackinac Island has been the setting of two feature films: This Time for Keeps, starring Esther Williams, in 1946 and Somewhere in Time, which was filmed at the Grand Hotel (pictured above) in 1979 and starred both Christopher Reeves and Jane Seymour. The Grand Hotel

Landmark. Travelers are wooed by the architecture, gardens, galleries, restaurants, history, natural beauty, and the eight mile bicycling trail that follows the island’s perimeter. Downtown streets are filled with fudge shops and tourists are known as “fudgies!” The natural beauty of the island is best experienced by horsedrawn carriage. Narrated carriage tours are always a highlight as the horses make their way through the heavily wooded areas, past the fort, and over to a scenic lookout of a natural carved arch that overlooks the water. The lilacs that drench the island are thick and sweetly scent the

opened in 1887 and was a summer retreat for vacationers who arrived by lake steamers from Chicago, Erie, Montreal, and Detroit. Our next two nights will be at the fabulous Grand Hotel! The Grand Hotel’s front porch, the longest in the world, became a principal meeting place for all of Mackinac Island in the 1890’s. Today, guests enjoy rocking on the Adirondack chairs that line the massive porch while gazing out past manicured gardens. There are 386 guest rooms, none of which are alike. Join us on this truly special experience!

• S.S. BADGER FERRY CRUISE ACROSS LAKE MICHIGAN FROM WISCONSIN TO MICHIGAN • KOHLER FACTORY TOUR & DESIGN CENTER • FERRY CRUISE TO MACKINAC ISLAND ACROSS LAKE HURON • TWO NIGHTS ON MACKINAC ISLAND AT THE GRAND HOTEL & ALL BREAKFASTS / DINNERS IN THE LUXURIOUS DINING ROOM • COLONIAL FORT MACKINAC OVERLOOKING STRAIGHTS • SHORES OF LAKE MICHIGAN AND HURON • CARRIAGE TOUR OF MACKINAC VILLAGE AND THE ISLAND (additional charge) • MIDDLEBURY, INDIANA AMISH ESSENHAUS DINNER • ENJOY A BICYCLE RIDE AROUND THE ISLAND OR SWIM IN ESTHER WILLIAMS GRAND HOTEL SWIMMING POOL

*9 MEALS INCLUDED: 5 BREAKFASTS, 1 LUNCH, 3 DINNERS *Due to resort pricing - Single supplement is $397.00

CAPE&COD

AUG 24 - SEP 2, 2016 (10 Days) $ 2257.00 pp DBL Singles Only $250.00 addtl NEW IN 2016! Tour Highlights include:

Martha’s Vineyard

• THREE NIGHTS ON BEAUTIFUL CAPE COD

WITH ITS HISTORIC, MARITIME CHARACTER AND AMPLE SCENIC OCEAN VIEWS AND BEACHES, CAPE COD IS KNOWN AS ONE OF THE COUNTRY’S MOST VISITED COASTS IN THE NORTHEAST. CAPE COD IS AN INDEPENDENT LAND MASS THAT JUTS OUT INTO THE ATLANTIC OCEAN IN THE EASTERNMOST PART OF THE STATE OF MASSACHUSETTS.

• MARTHA’S VINEYARD

DISCOVER THE MAGIC OF MARTHA’S VINEYARD! LOCATED JUST 7 MILES OFF THE MASSACHUSETTS COASTLINE, THE BEAUTIFUL ISLAND IS A WORLD APART AND AWAY FROM TE HUSTLE AND BUSTLE, OFFERING A VACATION AMBIENCE UNLIKE ANY OTHER!

• NEWPORT, RHODE ISLAND - MANSIONS AND MORE

NEWPORT HAS EVOLVED FROM A PROMINENT COLONIAL-ERA PORT AND GILDED AGE PLAYGROUND TO A LOCALE RIPE WITH ART, CULTURE AND HISTORY. A NEW ENGLAND SUMMER RESORT AND KNOWN FOR THE FAMOUS NEWPORT MANSIONS!

• THREE NIGHTS ON CAPE COD IN THE VILLAGE OF YARMOUTH, MA • OLD MYSTICK VILLAGE AND MYSTICK SEAPORT MUSEUM • NEWPORT, CT MANSIONS TOUR • THE VANDERBILT’S BREAKERS MANSION • MARTHA’S VINEYARD FERRY AND TOUR • HYANNIS SEAPORT - INCLUDING JOHN F. KENNEDY MEMORIAL, THE KOREAN WAR MEMORIAL, HYANNIS PORT • PLYMOUTH ROCK, MA • CAPE COD CRANBERRY BOG AND WINERY • BUSHKILL FALLS, PA - “THE NIAGARA OF PENNSYLVANIA” • CAPE COD GUIDED TOUR - PAST AND PRESENT • AUTHENTIC CAPE COD LOBSTER BAKE • AND MUCH MORE! *16 MEALS INCLUDED: 9 BREAKFASTS, 7 DINNERS Night #1: Columbus, OH Night #2: Carlisle, PA Night #3: Danbury, ct night #4: new london, ct night #5-7: yarmouth, ma night #8: carlisle, pa Night #9: Columbus, OH

Call Us! (314) 577-0077 www.hellodirections.com

яБЗяБТяБЕяББяБФяАаяБЧяБЕяБУяБФяБЕяБТяБОяАаяБРяББяБТяБЛяБУ AMAZING PRICE FOR 2016!

featuring... YELLOWSTONE & THE TETONS, BADLANDS, BLACK HILLS & MT. RUSHMORE

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GET YOUR AFFAIRS IN ORDER FOR AN ORDERLY ESTATE by Jeff Ponte, Edward Jones Advisor

You may be quite willing to plan an investment strategy for your retirement years. After all, it can be enjoyable to think about traveling the world, pursuing your hobbies or participating in any of the activities you’ve associated with an active retirement. However, once you do retire, you’ll need to “shift gears” somewhat to focus on your legacy. Specifically, to protect your loved ones and ensure your intentions are clear and carried out, you’ll need to do some more planning – and you’ll need to share your thoughts with your family. Here are some moves to consider: •List your assets and debts. Your family needs to be aware of your assets and debts, so share this information with them while you are alive and well. •Create a durable power of attorney. Give a trusted friend or family member a durable power of attorney to pay bills and make financial choices on your behalf if you are unable to do so.

•Choose an executor. An executor is the person or entity you name in your will to carry out your wishes. An executor has a variety of responsibilities, so pick someone who is honest and capable of dealing with legal and financial matters. Talk with an attorney about how best to name your executor. •Update your will. You might have written a will many years ago, but, over time, many aspects of your life may have changed. Review your will with your attorney to ensure it reflects your current wishes. •Review benefits of a living trust. A simple will may not be enough to accommodate your estate-planning needs. You might want to consider establishing a living trust, which provides you with significant flexibility in distributing your assets and can help you avoid the time-consuming, expensive and public process of probate. To create a trust or other estateplanning documents, you will need to work with a qualified legal professional. •Review your beneficiary designations.

The beneficiary designations on your financial accounts (401(k), IRA, etc.) and your insurance policies can even supersede the directions on your will, so it’s essential that you update these designations to reflect events such as divorce and remarriage. And make sure your beneficiaries have the facts they need to claim their benefits. •Share location of your legal documents. Your loved ones should know where you keep documents such as your birth certificate, will and living trust. If you keep these items in a safe deposit box, tell your family where you keep the key. •Encourage two-way communication. It’s obviously necessary to communicate your final wishes to your family members – but listen to their wishes and concerns, too. For example, ask your children to agree on who gets those objects of special concern to them, such as furniture, mementos and heirlooms. As you can see, you’ll need to take several steps to fulfill your intentions

– and the above list is certainly not exhaustive. So plan carefully, engage the appropriate team – financial advisor, attorney, tax professional – and put your plans in motion. By being proactive, you can greatly ease the burden on your loved ones in the future. For additional information contact: Jeff Ponte, your local Edward Jones advisor. Jeff can be reached directly at Jeffrey.ponte@edwardjones.com or (314) 469-1696 daily. Visit Jeff’s LinkedIn page for additional financial tips and related topics. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning attorney or qualified tax advisor regarding your situation.

The Future. You Can’t Predict It. But You Can Prepare for It. To learn how we can help you prepare, call your local Edward Jones financial advisor today.

Jeff Ponte

Financial Advisor

www.edwardjones.com

Member SIPC

.

MKD-2076A-A

14278 Ladue Road Chesterfield, MO 63017 314-469-1696

Do you know where your assets will go when you die? If not, join Active Lifestyles Magazine contributor Jeff Ponte, with Edward Jones, for “Preparing Your Estate Plan” as well as other professional speakers, that will help familiarize you with the basic steps of estate planning, including the function of a will and the different types of trusts. West County Family YMCA - 16464 Burkhardt Place Chesterfield Missouri - Just west of Chesterfield Mall. Tuesday June 14th 2016 from 6 - 8 PM. FREE ADMISSION! FOR MORE INFORMATION CALL (314) 469-1696

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our money

Preparing your Estate Plan Workshop - June 14th 2016 -

MAY 2016 ∙ www.activelifestylesmag.com ∙ 18

REVERSE MORTGAGE MYTHS

by David Mattull, Reverse Specialist

Here are some of the most common misconceptions about Home Equity Conversion Mortgages (HECMs) — also known as reverse mortgages— and the truth behind these myths.. 1. “A reverse mortgage requires giving

up ownership of your home.” False. As the borrower, your name remains on the title and the home is still yours—just as it would be with any mortgage. You’re required to continue paying real estate taxes, homeowner’s insurance, and providing basic maintenance to your home. Once you no longer live in the home as your primary residence, the loan balance, including interest and fees, must be repaid.* This is usually done by the homeowner or their estate selling the house. 2. “A reverse mortgage should only be used as a last resort.” False. With newer loan options that reduce up-front costs, reverse mortgages have become more versatile in recent years. Many homeowners age 62 and older are now using a reverse mortgage strategically as part of a sound financial plan.

QUALITY OF LIVING Independence Financial Freedom Comfort Age-Friendly With a Reverse Mortgage, you can access equity in your home to: 

Pay off your existing mortgage to get rid of payments

Travel

Renovate your home

Eliminate bills

Pay for medical expenses

Create a Line of Credit

Have an emergency fund

Purchase a new home/downsize

For example, a reverse mortgage line of credit you can tap as needed. (And unlike a traditional Home Equity Line of Credit, the unused reverse mortgage credit line actually grows over time.) Or, monthly advances can help you supplement other retirement income, so you can avoid withdrawing savings or liquidating invested assets. In any case, no monthly mortgage payments are required,* which can improve your cash flow and help you live more comfortably. A Senior Vice President from First Integrity Mortgage Services will be pleased to work with you and your financial advisor to develop a solution that’s right for you. 3. “There are restrictions on how I can use the money from a reverse mortgage.” False. How you use your reverse mortgage proceeds is up to you. Among the most common uses are paying off an existing mortgage or ther debt in order to eliminate monthly debt payments; creating a cash reserve; supplementing monthly income; paying for home improvements; or covering medical bills or long-term care expenses. 4. “I could wind up owing more than my house is worth with a reverse mortgage, and leave my heirs with debt.” False. A HECM (Home Equity Conversion Mortgage) reverse mortgage is insured by the Federal Housing Administration. This insurance feature guarantees that

you will never owe more than the value of your home when the loan becomes due. No debt will be left to your heirs. And if the loan balance is less than the market value of the home, the additional equity is retained by the homeowner/ heirs (if the home is sold). 5. “Reverse mortgages are too complicated.” Not so. With most financial products, there are a number of factors to consider before you can choose what’s best for you. With First Integrity Mortgage Services, you can rely on your Senior Vice President to be a trusted resource for clear information and responsible guidance. In addition, before you apply for a governmentinsured Home Equity Conversion Mortgage, you are required to receive reverse mortgage counseling from a third-party counselor who’s approved by the U.S. Department of Housing and Urban Development (HUD). These independent counselors are not affiliated with First Integrity Mortgage Services, and their only job is to ensure you fully understand every aspect of your reverse mortgage.

Dave Mattull Senior Vice President Reverse Mortgage Specialist First Integrity Mortgage Services St. Louis, Missouri NMLS: 241253 (314) 878-7900

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There is never a required monthly payment. You retain ownership of your home. Kevin Kohler / Dave Mattull Sr. Reverse Specialists Office: 314-878-7900

First Integrity Mtg Svcs

kkohler@firstintegrity.com

77 West Port Plaza, Ste 200

davem@firstintegrity.com

St. Louis, MO 63146

NMLS # 404277 / #241253

Company NMLS# 276593

MAY 2016 ∙ www.activelifestylesmag.com ∙ 19

saint louis

marketplace

ACTIVE LIFESTYLES MAGAZINE is proud to feature St. Louis’ colorful and unique Communities, Neighborhoods and Districts!

We carry an extensive inventory of Vintage clothing, scarfs, ties, hats, hat pins, buttons, jewelry, shoes along with material and vintage patterns. We offer a great selection of Mexican and Centro America products. Meat Department, Bakery, Piñatas and a variety of products for any occasion. Also, enjoy our restaurant serving Authentic Mexican Cuisine.

2303 CHEROKEE STREET • ST. LOUIS tel.314.762.9722 Look for Retro 101/Cherry Bomb Vintage on Facebook!

Panorama Folk Art and Antiques Folk Art, Outsider Art, and Art of the Extraordinary, along with funky and fun vintage objects

1925 Cherokee St. St. Louis, MO 63118 314-772-8007 panoramastl@sbcglobal.net www.panoramafolkart.com

2001 Cherokee Street St. Louis, MO Call... (314) 865-1091 Visit Us On Facebook!

2753 Cherokee St. Louis, MO 63118 Open 7 days a week from: 9 am to 8 pm Restaurant closed on Thursday

Call... (314) 771-8648 or (314) 771-4049

DIANA’S BAKERY Pan Calientito Todos Los Dias Pasteles Para Toda Ocasion

6:00am to 9:00pm

314-771-6959 2843 Cherokee Street St. Louis, MO 63118

CHEROKEE 2641 Cherokee St. Louis, MO

VISIT OUR NEW SECOND LOCATION IN MAPLEWOOD!

7326-B Manchester Maplewood, MO See us on FACEBOOK: www.facebook.com/ iscreamcakes

BE SEEN ALL OVER ST. LOUIS IN ACTIVE LIFESTYLES MAGAZINE MARKETPLACE NEXT MONTH! (314) 591-3011

LIST YOUR BUSINESS, SERVICE OR ORGANIZATION CARD FOR JUST $50.00 ~ CALL FOR MORE DETAILS

MYSTERIES AT 1939 CHEROKEE STREET

by Nini Harris, Historian

One of the most exotic shops in St. Louis fills the narrow storefront at 1939 Cherokee Street. The music of legendary French songstress Edith Piaf is often floating out of the two story book store that is a maze of shelves filled with rare and collectible tomes. Behind the counter, bibliophile and Serbian-American Jovanka Hammond fills book requests from across the nation. Through the years her customers have come from six continents. While the store with its 300,000 unusual and out-of-print books is endlessly fascinating, the building itself has a mysterious past. When Hammond and her husband, architect Peter Hammond, bought the old storefront in 1981, they were intrigued by a tunnel-like hallway leading from the basement. The hallway, walled with primitive masonry, connected to a cellar-like room under the back yard. Shortly after Jovanka opened her business, someone stopped in the shop and claimed his family had owned the building. He said that his grandfather had brewed beer and distilled liquor in the basement during prohibition. Hammond was busy with customers and could not stop to get the young man’s name and contact information. He left and has never returned. But his comments could explain the tunnel and cellar. I searched through the records in the basement of City Hall and at St. Louis Public Library to document the building. The story of 1939 Cherokee Street and the family that owned it for eight decades seems to support the man’s claims. But the story stirs up more questions. The City’s Assessor’s records document that German-Americans Rosina and Jacob Keller bought the property in 1888. The following year, a house building company that worked with German St. Louisans received a permit to construct the brick storefront for the Kellers. Jacob Keller died on January 22, 1893. A year later his widow Rosina had married a German immigrant named Protas Mayer, who worked as a brewer. According to the census entries, they had a son Martin and a daughter Mathilda. While the Mayer family lived in the second floor, three room flat, Protas worked at a brewery. Rosina also ran a boarding house in the first floor storefront. In 1900, she supplied housing, provided meals and did the laundry for six, male boarders residing in the store. (Many immigrant women took in boarders

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to pay for their homes.) With mammoth Lemp Brewery only a block away and huge Anheuser-Busch only a few blocks away, many single men working at the breweries needed lodging in the neighborhood. In 1910, Rosina was cooking and doing the laundry for eight boarders. All eight were born in Germany. Seven of the eight boarders worked at a brewery. Prohibition, enacted in 1919, left the huge breweries deserted. In the wake of this social experiment, thousands of skilled brewery workers found themselves unemployed. Many ethnic communities perceived the legislation as part of the anti-immigrant sentiment that had been aroused in World War I. Ethnic Italians, ethnic Irish, ethnic Bohemians, and ethnic Germans simply ignored the Prohibition. The loss of income and the mysterious tunnel and cellar support the idea that Protas Mayer was producing brews not just for family use, but for sale. While evidence suggests that Protas and Rosina were manufacturing illegal brews during Prohibition, the secrecy of an illegal business obscures the story of these German-Americans. While many bootleggers brewed in the basement or kitchen, the Mayers felt a need to hide their operation with a claustrophobic tunnel and cellar. So I wonder if they were afraid that their neighbors would report them. Or was the scale of their production so large that if local officials stumbled on it, they would have had to take action? Often bootleggers ran sham businesses. Ice cream parlors, small groceries, confections, and soda fountains provided a cover for buying the large quantities of makings for illegal brews. At this point, I have not found any evidence that Protas and Rosina ran a sham business to cover their illegal operations. So how did they disguise the purchases for their bootlegging operations? Were their customers their friends and extended family, or did their mysterious operation supply a large outlet, like a speakeasy? And the story of Protas and Rosina Mayer raises the question, how does it effect otherwise law-abiding Americans when they find an American law absurd and decide to ignore it? Author/Historian NiNi Harris is featuring two areas of South St. Louis during her May Walking tours offered through OASIS. All the tours are based on original research by Harris. To register for NiNi Harris tours through OASIS call 862-4859. Copyright 2016 NiNi Harris

ST.L UIS

IT HAPPENED IN ST. LOUIS 50 YEARS AGO…

Mercantile Library Collection For close to 107 years, the Hodiamont Streetcar clanged down St. Louis’ city street tracks. The Hodiamont line, which operated from northwest St. Louis to Grand Avenue and even picked up passengers for the city’s Gaslight Square, ran its final route on May 21, 1966. According to the St. Louis Post Dispatch, the motorman on that last ride for Car No. 1628 was Jake Herin, who was ending 23 years of streetcar service, and his final run had to make one last unscheduled stop. Heading west, he came upon Car No. 1656, which was stranded at Walton Avenue with a burned motor. Herin’s streetcar had to push it home. The rest is STL history! Soon, St. Louisans will be able to hop aboard the historic Loop Trolley Line from Forest Park to U-City Delmar Loop. The 2.2 mile line will mark the re-birth of St. Louis’ famed streetcars.

HISTORIC DOWNTOWN TOUR WEDNESDAY, MAY 18, 2016

Downtown St. Louis by Nini Harris; forward by Charlie Brennan, photo editied by Don Korte. ISBN: 9781681060156; hardcover 8.5X11, 160 pages: $35.00

CALL (314) 591-3011 to reserve your spot! (Space is limited)

Join us with St. Louis Historian, Author and Guide, NiNi Harris, in Downtown St. Louis. Nini traces the evolution of Downtown from the original French settlement to the post-modern architecture; commerce from the days when only flatboats connected St. Louis to the other frontier settlements to the celebrations in the streets. We will enjoy lunch downtown and several stops including the newly renovated Arcade Building. The cost is only $71.00 and includes transportation, lunch, guides and tips. Pickup spots throughout Metro St. Louis - CALL TODAY!

MAY 2016 ∙ www.activelifestylesmag.com ∙ 21

VOLUNTEERS TO CALL, CARE AND CONNECT IMMIGRANT & REFUGEE WOMEN’S PROGRAM by Pat Joshu, IRWP Executive Director

Making a routine phone call isn’t intimidating - unless you know that the voice on the other end of the line will always be speaking in a language you do not understand. Many immigrants and refugees in our city are unable to communicate on the business of daily life because they have not yet found a way to learn English. Getting to group classes can be impossible for those who cannot drive, are caring for small children, or working long shifts. These and other barriers often mean individuals live in

America for years without a bridge to communication. Seemingly simple tasks like understanding mail or going grocery shopping become daunting. Discovering that in-home English classes are possible through Immigrant & Refugee Women’s Program (IRWP) - and making the call to connect with a caring volunteer teacher - can be a crucial first step. From Burma to Bosnia, from Iraq to Ethiopia, students joining the program want to learn and feel a part of the St. Louis family. A volunteer calling IRWP is a glimmer of hope for these newcomers. Our volunteers come from a variety of backgrounds. IRWP considers their busy lifestyles, location, and interests to find a perfect student. Any little detail in a student’s story might draw a volunteer to them: coordinating schedules, the surprise of discovering that someone lives right down the street, or just a gutfeeling. After initially visiting that student and hearing about experiences and hopes firsthand, they might discover

a connection that was meant to be. After a volunteer and a student are matched, IRWP continues to support the partnership. Since no prior tutoring or second language experience is required to volunteer, staff shows teachers how to use our all-English curriculum to make a real difference in a student’s life. It doesn’t take long for a unique bond to form through these weekly class sessions. Learning with a teacher who truly cares in the safe space of their home allows the student to achieve their goals. Though they are only together a couple of hours each week, the teacher makes a direct impact on the student’s progress while seeing feelings of fear and loneliness ebb away. Class time gives the volunteer a unique insight into another culture, and often evolves from service into a happy and mutual friendship. Two hours a week doesn’t sound like much time, but to students it is the difference between seclusion and the American life they have always wanted.

Last year, 169 Volunteers taught 175 women and men from 38 areas around the globe during over 6,300 hours of class. This year, we are growing and students are achieving more than ever. Whether their English helps them finally talk with neighbors, pass their citizenship exam, or support their families, it all began with a volunteer’s phone call. Call, Care, and Connect with us about Volunteering with our program at 314-771-1104 or visit www.irwp.net to learn more.

you ought to be in pictures GET NOTICED being Fabulously Fit and show this great city of ours evidence of how St. Louis Lifestyles just get Better...after 50! Do you or someone you know over 50 have a great Active Lifestyle Action pic you would like to share? Well... send it to us and get noticed in Active Lifestyles upcoming “Fabulously Fit Over Fifty” section debuting in our June issue! Just attach a pic in an email or mail a copy to us and include your name, contact info, and a blurb about your photo and activity you would like to share. Oh What an Active Lifestyles Hit You Could Be!!! EMAIL US AT: ACTIVELIFESTYLESMAG@GMAIL.COM

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rending now

You ought to be in pictures You’re wonderful to see You ought to be in pictures Oh what an Active Lifestyles hit you would be!

A thirst-quenching showcase of the world’s best wines, tastings of beer and spirits, hors d’oeuvres, live music and a silent auction benefiting Immigrant & Refugee Women’s Program 2-6 pm · Saturday, May 21, 2016 St. Louis Wine Market · 164 Chesterfield Commons E International Wine Tasting provided by St. Louis Wine Market & Tasting Room Beer Tasting from Local Breweries EarthBound, Schlafly and 4 Hands Spirits Tasting from Lion's Tooth Dandelion Liqueur Additional Wine Tasting from Terra Firma USA ...and more! Music by Brian Hilderbrand & Colin Marino of the Dainades

Tickets are $50 or $40 per ticket for bundles of 10 Purchase tickets in advance at http://corks.brownpapertickets.com, the IRWP office (3672B Arsenal St., 63116) or at the door.

Our mission is to increase the independence and reduce the isolation of immigrant and refugee women by teaching them basic English and practical living skills in the security of their own homes.

314-771-1104 · irwp.net

Volunteers needed! To learn more about volunteering to teach with IRWP, call us anytime or visit our website for more information.

MAY 2016 ∙ www.activelifestylesmag.com ∙ 22

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Needy Paws Rescue of St Louis, established in 2014 by Director Lora Pappas, is devoted to saving animals in need, whose lives are in danger at high kill animal shelters, those who are strays, abandoned or owner surrenders, regardless of their size or breed. NPR is a 100% volunteer fosterbased 501(c)3 organization and has over 100 foster parents & volunteers. Since its inception, NPR has rescued over 1000 dogs that are placed in approved foster homes that have passed inspections, reference checks and are qualified to take care of our rescued dogs while they wait for their Forever Family. With these rescues, comes medical and supply needs which can be covered by sponsoring fundraisers throughout the year. All adoptable dogs are fully vetted being spayed/neutered, vaccinated, micro-chipped and heart worm tested. Needy Paws Rescue has at least 50 adoptable dogs every week. Below are just a few of our cuddly K9’s and you can view many more on our website; Contact us by: www.needypaws.org Facebook at: www.facebook.com/NeedyPawsRescue

Bustamoov

Renegade

Meet Bustamoov, a 2 year old Terrier mix. Bustamoov loves squeaky toys and any kind of bones to chew on. He has had a rough life and is cautious when meeting men and being in new environments, but warms up after he feels safe and comfortable. He will do best in a home where he can be the only dog. He is friendly with children but can be a little shy at first. He has not bee cat tested. Bustamoov is house trained and all he needs now is a family to love him.

Meet the handsome Renegade, a 1-1/2 year old Mastiff/Shepherd mix. Renegade is super playful, happy, carefree and just the sweetest guy, He loves to chase balls, play with rope toys and run around in the yard playing with the other dog in his foster home. He is smart and is already learning his basic commands, such as sit and come and is working on leash training. He has not been tested with kids or cats yet. Renegade is house and crate trained. He would do best in an active home where he would gets lots of playtime/exercise and have a fence-in yard so he can run around.

Snooki

Huckleberry

Meet sweet Snooki, a 2 year old Pit Bull mix. Snooki is the sweetest girl and everyone who meets her falls instantly in love. She is good with all dogs and cats, with a proper introduction. She loves to play and would do better with another dog to play with and to keep her company. She is great with kids too and is protective over her family. Snooki is house and crate trained. All she needs is a family to call her own.

Meet Huckleberry, a 3 year old Hound mix. Huckleberry likes to give kisses and loves to be next to you so he can snuggle. He likes playing with his toys and chewing on his nylabone. He still needs a little leash training, but since he is so willing to please his family, he should figure it out fast. Huckleberry gets along with other dogs and is good around kids, but has not been cat tested yet. He is house and crate trained.

TO ADOPT ONE OF THESE PETS VISIT: www.needypaws.org

COSMIC BINGO & SILENT AUCTION FOR NEEDY PAWS - JUNE 17, 2016

Doors open 5:30pm, beverages served at 6:30pm, Cosmic Bingo start promptly at 7:00pm. A $30 fee in advance ($35 at the door) includes: - 6 Bingo Cards (more available for purchase at the door) - Glow Hat & Daubers - Complimentary beer, soda & light snacks **Players are welcomed to bring their own food and beverages to this event**

MORE INFORMATION AT www.needypaws.org

P

aws

Please join Needy Paws on Friday, June 17th, 2016 at St. Matthias Church for a fun-filled night of COSMIC BINGO!

BECOME A PET’S FOSTER PARENT

Needy Paws Rescue of St Louis, is a 100% volunteer foster-based 501(c)3 organization, saving dogs at high kill shelters, strays, abandoned or owner surrendered. All of our rescued dogs are placed in approved inspected foster homes while waiting for their Forever Family. Needy Paws Rescue receives requests to save dogs every day and it is very hard to decide which dogs to save and those that have to be

left behind. We don’t want to leave any behind, but can only rescue when foster homes are available. We need More Foster Homes. Please help us by being a FOSTER PARENT to a rescued dog. It is such a rewarding opportunity. You supply your Home and your Love. NPR covers expenses, providing you with food, treats, collars, leashes, beds, crates and any other items needed to care for your foster dog. Please consider Fostering a dog and preparing him/her to be adopted to a forever family. Go to www.needypaws.org, fill out a Foster Application and you’ll be on your way to saving a dog’s life. For more information on becoming a foster parent,

call NPR at (314) 452-8307 or email info@needypaws.org

MAY 2016 ∙ www.activelifestylesmag.com ∙ 23

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