continued from page 13
• If you join a Medicare Advantage Plan for the first time, and you aren’t happy with the plan, you’ll have special rights under federal law to buy a Medigap policy and a separate Medicare drug plan if you return to Original Medicare within 12 months of joining the Medicare Advantage Plan. • If you had Medigap before you joined, you may be able to get the same policy back if the company still sells it. If it isn’t available, you can buy another policy. • If you joined a Medicare Advantage Plan when you were first eligible for Medicare (and you’re not happy with the plan), you can choose from any Medigap policy when you switch to Original Medicare within the first year of joining. NOTE: If you don’t drop your Medicare Advantage Plan and return to Original Medicare within 12 months of joining, generally, you must keep your Medicare Advantage Plan for the rest of the year. You can disenroll or change plans during the Open Enrollment Period or if you qualify for a Special Enrollment Period. Depending on the type of Special Enrollment Period, you may or may not have the right to buy a Medigap policy.
MainStreet Minute
SUPPORT YOUR MOM & POP STORES Hello 2022! I'm not sure if 2021 turned out exactly as I expected. I am looking forward to 2022, though. I'm a big fan of building on past successes. Successes build positive momentum; it doesn't matter if it's in sports or communities or in life. One of the things I'm reminded of is that momentum is a powerful force. It is generally easy to keep going if it's going your way. But, if it's not going your way, it's hard to stop.
Source: Medicare & You Handbook 2022: Section 5, Pg. 75 - 78
Take Charge in 2021
.
. .
Probate Elder Law Business Estate Planning Real Estate
When I was a kid, my family went to the Museum of Science and Industry in Chicago. I remember a 2.5-ton lead wheel there that even as a kid, I could grip the handle and get it moving. But, once it was going, it would almost break my wrists when trying to get it to stop. It has taken a while to regain the momentum that COVID brought to a halt for many small businesses. Many of you have focused on shopping small for the last several months. Hopefully, coming off the holiday season, these mom-and-pop businesses are experiencing the feeling that things are going their way. You are encouraged to continue to shop small in 2022 and help your community build on its successes. You and your community will continue to thrive as successes become more and more frequent.
Akin Law P.A. 386-738-5599 | Akin-Law.com Here to assist with your Elder Law needs!
14
Aging Times Magazine | January 2022
I wish you a healthy and prosperous New Year. Wayne Carter Executive Director MainStreet DeLand Association www.mainstreetdeland.org Phone: 386-738-0649
