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We Specialize in Medicare Supplement Plans
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386-315-4846 FHCP Medicare FHCP Medicare FHCP Medicare FHCP Medicare
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OR... Want to switch to FHCP or Florida Blue during Open Enrollment? OR... Want to switch to FHCP or 15 Florida (Oct. – Dec.Blue 7) during Open Enrollment? (Oct. 15 – Dec. 7) FHCP Medicare is an HMO plan with a Medicare contract. Enrollment in FHCP Medicare depends on contract renewal. HMO coverage is offered by Florida Blue Medicare, Inc., DBA Independent Licensee of the Blue CrossMedicare and Blue depends Shield Association. FHCP Medicare is HMO plan aa Medicare contract. Enrollment in on FHCP Medicare is an anFHCP HMOMedicare, plan with withan Medicare contract. Enrollment in FHCP FHCP Medicare depends on contract contract renewal. renewal. HMO HMO coverage coverage is is offered offered by by Florida Florida Blue Blue Medicare, Inc., FHCP Medicare, Inc., DBA DBA2020_M FHCP Medicare, Medicare, an an Independent Independent Licensee Licensee of of the the Blue Blue Cross Cross and and Blue Blue Shield Shield Association. Association. Y0011_FBM0016 Y0011_FBM0016 Y0011_FBM0016 2020_M 2020_M
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Aging Times Magazine | February 2022
GET EXTRA HELP PAYING YOUR MEDICARE DRUG COSTS Extra Help is a program to help people with limited income and resources pay Medicare drug costs. You may qualify for Extra Help if your yearly income and resources are below these limits in 2021: Yearly Income
Other Resources
Single person
less than $19,320 less than $14,790
Married person living with a spouse and no other dependents
less than $26,130
less than $29,520
You may qualify even if you have a higher income (like if you still work, live in Alaska or Hawaii, or have dependents living with you). Resources include money in a checking or savings account, stocks, bonds, mutual funds, and Individual Retirement Accounts (IRAs). Resources don’t include your home, car, household items, burial plot, up to $1,500 for burial expenses (per person), or life insurance policies. If you qualify for Extra Help and join a separate Medicare drug plan or Medicare Advantage Plan with Medicare drug coverage (Part D): • You’ll get help paying your drug coverage costs. • You won’t pay a late enrollment penalty. Cost & Coverage: Most people with Medicare can only make changes to their drug coverage at certain times of the year. If you have Medicaid or receive Extra Help, you may be able to make changes to your coverage one time during each of these periods: January - March, April - June, and July - September. If you make a change, it will begin the first day of the following month. You’ll have to wait for the next period to make another change. You can’t use this Special Enrollment Period October – December. However, all people with Medicare can make changes to their coverage October 15 – December 7. The changes will begin on January 1. You automatically qualify for Extra Help if you have Medicare and meet any of these conditions: • You have full Medicaid coverage. • You get help from your state Medicaid program paying your Part B premiums (in a Medicare Savings Program). • You get Supplemental Security Income (SSI) benefits. Medicare will mail you a purple letter to let you know you automatically qualify for Extra Help. Keep this for your
