East Bay Claims Association News Network - November 2016

November 2016

Since 1993 with East Bay!

Volume XXIV Number XI

w w w. EastBayAdjusters.org

Join the

East Bay Claims Association for our

first-ever

Bowling Tournament A Fund-Raiser to Benefit

The Wounded Warrior Project Wednesday November 9, 2016

A Benefit for:

@ Danville Bowl

200 Boone Court, Danville, CA 94526 Event runs 3pm-6pm

Thanks to Bowling Trophy Sponsor:

Thanks to Bowling Food Sponsors:

Join In NOW! 3 Teams of up to five (5) people $150 3 Individual Bowlers $35 (limited space)

www.EastBayAdjusters.org

Happy ing! v i G s k n a Th

Bowlers please bring a $25 gift card to dontae to Wounded Warrior Project

Please also bring non-perishable food items to contribute to the EBCA Food Drive

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East Bay Claims Association News Network • November 2016 The East Bay Claims Association is a charitable and educational organization that is dedicated to the betterment of Insurance Claims Professionals, through: continuing education; industry knowledge and contacts; and a strong commitment to integrity and respect in networking.

2016 OFFICERS

Secretary

Vice President

President

Im. Past President

Treasurer

Joe Baughman

Gemma Houser

Michelle Windsor-Baughman

Andrea Latimer

John Ehlert

Paul Davis Restoration

CRDN

Regas Group

JR Structural

(510) 803-7069

(925) 872-6333

(916) 517-9815

(925) 469-8000

(925) 788-3875

michelle.windsor@crdn.com

eastbayclaims@gmail.com

john@jrstructural.com

jbaughman@srienviro.comm

gemmahouser@hotmail.com

2016 BOARD OF DIRECTORS Amaya Fine

The Restoration Clean-Up Co.

Lynna Harrison

Association News Network, Inc.

Debra Hall-Jalen

Bryan Harrison

KDH Adjusting

Lisa Winn

Premier Construction

Association News Network, Inc.

Jennifer Pinney CRDN

Kathleen Taylor Paul Davis Restoration

COMMERICAL & RESIDENTIAL

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• HazMat

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• Lead Abatement

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Residential & Commercial Reconstruction 24 hour emergency service

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The Finest Name in Safe Overspray Removal

1-800-345-1269

Nationwide Mobile Crews – Immediate Response ISO 9001:2008 Certified

www.nationwideoverspray .com

East Bay Claims Association News Network • November 2016

EBCA Schedule of Upcoming Events

3

Association meetings held at: Zio Fraedo’s Restaurant 611 Gregory Lane Pleasant Hill, CA 2nd Wednesdays of most months:

Luncheon Meetings NOVEMBER 2016

VOLUME XXIV . NUMBER XI

EBCA Mission Statement:

The East Bay Claims Association is a charitable and educational organization that is dedicated to the betterment of Insurance Claims Professionals, through: continuing education; industry knowledge and contacts; and a strong commitment to integrity and respect in networking.

In order to accomplish this mission, the Association provides a forum and network for insurance claims professionals to meet and share information. This forum and fundraising events held by the group also help to connect insurance claims professionals in local communities and expands public awareness of the work performed by insurance claims professionals.

• NOVEMBER 9, 2016 - NO LUNCHEON MEETING EBCA Bowling Tournament - Danville Bowl 3-6pm - see page 7

• DECEMBER 14, 2016

Holiday Luncheon Party - Charitable Beneficiary Speakers - see page 7

• JANUARY 11, 2017

Kick-off the new year with EBCA - luncheon meeting Emerging Trends in Negligence Actions Against Real Property Owners Sonia T. Ahmad & Trevor W. Montgomery Low Ball & Lynch - see page 8

Complete Rebuild Plans for Insurance Repair Projects

(Architectural, Structural, Title 24, Etc.)

600 Valley Main Street, Suite K E 3942 Ave., Suite Pleasanton, CA 94566

925.469.8000

www.JRStructural.com

Structural Evaluations & Reports Residential Remodels, Additions, & New Homes San Francisco/San Mateo/Mtn View 800/439-8833

Novato

415/493-2211

Napa County/Vallejo/Benicia 800/648-1608

Contra Costa/Santa Clara/Sonoma 800/480-TIDY

Oakland/Alameda 510/351-0581

Livermore/Hayward 925/960-1377

Fire • Water • Smoke • Odor • Mold • Trauma • Vandalism Residential • Commercial

www.servicemasterclean.com

4

East Bay Claims Association News Network • November 2016

First Ever Bowling Tournament as We Head Into the Holidays!

Can you guys believe that it’s almost time for the holidays?

I absolutely love the holidays especially with my girls being at the age they are. They get so excited about Christmas and they still love going to see Santa and making their list.

November 2016 message from 2016-2017 EBCA President Gemma Houser

We are taking a trip to England to see my family in November. Jordyn is really excited to go and see Blenheim Palace and Taylor is excited to go to the Cadbury Chocolate Factory. Justin is looking forward to having a few pints in the pub and I can’t wait to see my best friend who also happens to be called Gemma.

We have our first annual Bowling Tournament in place of the November meeting. I am really excited to see how great it turns out. Jennifer Pinney and Amaya Fine are taking care of the foursomes and the sponsorships for the event.

We will be collecting gift cards for The Wounded Warrior Project so don’t forget to bring one to donate.

Our speaker for October was Jim Nolt and I wasn’t at the meeting to hear him but I heard great things about his presentation. We are hoping that he will come back next year and speak again. Debra Jalen Hall is helping me work on some great speakers for next year. We are hoping to have someone from the DOI come and speak with us and Vihn Pham from Envirocheck will be back with another awesome presentation.

I’m excited to have some impressive speakers and topics lined up for next year.

WATER DAMAGE CLAIMS • Electronic Leak Detection & Repair • Sub-Slab Plumbing • Sewer Line Video Scans • Pools, Spas & Fountains

800-353-LEAK

www.AmericanLeakDetection.com

Our Membership Drive for 2017 is ramping up.

Our association depends on our members so please make sure to renew/join now. You can go to our website www.eastbayadjusters.org to become a member or feel free to contact our Membership chair Lynna Harrison: lynna@ associationnewsnetwork.com; or call her at (925) 785-7021 for more information. I encourage you to bring new people to our meetings.

Please do not forget to respond to our Evite or call Andrea Latimer at her new number: (916) 517-9815. It’s simple to purchase your lunch now on-line at www.eastbayadjusters.org.

I look forward to seeing you at our bowling tournament. Please don’t forget to pay on-line for your spot. Lets go out there and have some fun.

Respectfully,

Gemma

Gemma Houser 2016-’17 President, EBCA Paul Davis Restoration (510) 803-7069 ghouser@pdr-usa.net

5

East Bay Claims Association News Network • November 2016

Central Valley contractor convicted in $5.4 million underground economy case HANFORD, Calif. - The California Department of Insurance announced October 5, 2016 that one Michael Harold Kreger, 63, of Visalia, owner of Michael Kreger Contracting, was sentenced in California Superior Court in Kings County after his conviction on three felony counts of insurance fraud with a white collar crime enhancement charge. Kreger’s conviction was based on him cheating his workers’ compensation insurer out of more than $5.4 million in premiums.

“Employers operating in the underground economy cheat their employees, their insurer, and create an unfair competitive advantage,” said Insurance Commissioner Dave

Jones. “I am committed to putting a stop to the underground economy and leveling the playing field for legitimate businesses that play by the rules.”

After receiving a referral from Kreger’s workers’ compensation insurer, detectives from the California Department of Insurance launched an investigation into Kreger’s business practices. The investigation included an audit of Kreger’s payroll records provided to his insurer and what he provided to the Employment Development Department, which revealed that for over four years Kreger intentionally underreported his payroll in order to mislead his workers’ compensation insurer and obtain

artificially low workers’ compensation insurance premiums.

“This case is a clear example of Kings County’s prosecution team standing up for every business owner and employee who is affected by fraudulent business practices that manipulate the system and seek financial gain at the expense of injured employees and upstanding business owner. I am proud of the contribution and work done by all the investigation teams, especially Deputy District Attorney Michael Casaus, Senior Investigator Nicole Lucero, and Legal Secretary Lynn Rikard on behalf of our office.” said Kings County District Attorney Keith Fagundes.

The Kings County District Attorney successfully prosecuted this case, leading to Kreger’s conviction and sentencing of 270 days (9 months) in jail, five years probation, 1500 hours of community service, and ordered restitution exceeding $5.4 million.

Kreger was convicted on 3 felony counts of Insurance Code 11880 (a) - making a false or fraudulent statement to determine the premium, rate, or cost of any workers’ compensation insurance policy; and Penal Code 186.11 - a white collar crime enhancement for fraud exceeding $100K.

Come Join Us!

Thursday, November 10, 2016 1:00 p.m. to 4:30 p.m. complimentary cocktail hour to follow at the Hilton Sacramento Arden West 2200 Harvard Street, Sacramento, CA 95815

Seminar Topics & Speakers

California Case Law Update Significant Important Recent Case Eric C. Fonferek, Associate, Monterey Office Leeh DiBello, Associate, San Francisco Office

Coverage Issues Update

David L. Blinn, Partner, San Francisco Office

Challenging Damages in High Exposure J. Stephanie Krmpotic, Partner, San Francisco Office Dennis Timoney, SDRMA Chief Risk Officer

A Humorous History of Asbestos Litigation Guy W. Stilson, Partner, San Francisco Office Vernice T. Louie, Associate, San Francisco Office

Free to Attend! Please RSVP by October 28th to:

Christine Reed: 831-655-8822 • creed@lowball.com Please specify if you plan to attend in person or by webinar.

6

East Bay Claims Association News Network • November 2016

Celebrating EBCA Charitable Non-Profits at December 14 Luncheon Join the EBCA for our fiinal Luncheon Meeting of the Year!

Wednesday

December 14, 2016 as we give back in celebration of our chosen Charitable Organizations*: Bay Area Crisis Nursery Shelter, Inc. and Children’s Hospital Oakland at

Zio Fraedo’s

611 Gregory Lane, Pleasant Hill, CA 94523

*representative charities subject to change

Happy Holidays to all!!!

7

East Bay Claims Association News Network • November 2016

Join the

East Bay Claims Association for our first-ever

Bowling Tournament A Fund-Raiser to Benefit

The Wounded Warrior Project

E BC A

As of press-time Team Sponsorships Include: CRDN Engineering Design & Testing Fire Cause Analysis FRSTeam JR Structural PackOut Company Patriot Environmental PT&C LWG Forensics Regas Group Titan Environmental

Wednesday November 9, 2016 @ Danville Bowl

200 Boone Court, Danville, CA 94526 Event runs 3pm-6pm

A Benefit for:

Registered Individual Bowlers include: Paul Davis Restoration - 2 individuals Association News Network - 1 individual

Join In NOW! 3 Teams of up to five (5) people $150 3 Individual Bowlers $35 (limited space)

www.EastBayAdjusters.org Thanks to Bowling Trophy Sponsor:

Bowlers please bring a $25 gift card to dontae to Wounded Warrior Project

Thanks to Bowling Food Sponsors:

Please also bring non-perishable food items to contribute to the EBCA Food Drive

Wounded Warrior Project provides free programs and services focused on the physical, mental, and long-term financial well-being of this generation of injured veterans, their families and caregivers.

8

East Bay Claims Association News Network • November 2016

Exploring Emerging Trends in Negligence Actions Against Real Property Owners at Jan 11, 2017 EBCA Luncheon

Plan Now to kick-off the new year with EBCA at our first luncheon meeting of 2017

Wednesday, January 11, 2016 as we welcome guest speakers

Sonia T. Ahmad & Trevor W. Montgomery Sonia T. Ahmad

Trevor W. Montgomery

Please plan to join the East Bay Claims Association as we welcome Sonia T. Ahmad and Trevor W. Montgomery, Associates from the San Francisco office of Low Ball & Lynch, as our guest speakers to kick-off the new year Wednesday, January 11, 2017 at Zio Fraedo's Restaurant in Pleasant Hill.

Ms. Ahmad and Mr. Montgomery will be discussing Emerging Trends in Negligence Actions Against Real Property Owners.

Sonia Ahmad works on the Landlord Tenant and Business Litigation for Low, Ball & Lynch.

After earning her B.A. in Political Science at Lewis & Clark College, she stayed in the City by the Bay to get her J.D. and her LL.M. in Taxation from Golden Gate University School of Law. Ms. Ahmad has been a member of the State Bar of California since 2011, representing clients in a wide variety of litigation including landlord/tenant, litigation, and business related matters.

Sonia enjoys running in San Francisco’s greenery and scenery, and she plays basketball when she is not immersed in work.

Trevor W. Montgomery is an associate in the San Francisco office of Low Ball & Lynch.

Mr. Montgomery earned two B.A.’s (Philosophy and Political Science) from the University of California, Davis, and his J.D. from the University of San Francisco School of Law. Mr. Montgomery has been a member of the State Bar of California since 2012.

During that time, he has represented clients in a wide variety of litigation matters, including landlord/tenant law, personal injury, employment law, public entity, and real estate.

Sign up now. Non-members pay slightly more for lunch. So, why not JOIN NOW for 2017! Please purchase your entry here or make a reservation with EBCA Secretary Andrea Latimer, 916-517-9815.

Associates at the San Francisco office of

Low Ball & Lynch at

Zio Fraedo’s 611 Gregory Lane, Pleasant Hill, CA 94523 11:15am Check-in Luncheon 12:00 noon - 1:00pm

FREE to 2016 Adjuster Members Adjusters Now Join for FREE

(suggested $10 donation to the EBCA Charitable Fund) $45 Non-Members/Guests or No Reservations

$35 for current paid 2016 Associate Members Purchase your lunch online, at:

www.EastBayAdjusters.org

Otherwise, for payment by cash or check at the door, please make reservations now with

2016 EBCA Secretary, Andrea Latimer:

707-673-3252 • andreaLatimer@alliance-enviro.com

EBCA Designated Charitable Beneficiaries Include: 3 Bay Area Crisis Nursery 3 Childrens’ Hospital Oakland 3 Insurance Industry Charitable Foundation 3 Food Bank of Contra Costa & Solano Counties

3 American Foundation for Suicide Prevention

3 Shelter, Inc. - Contra Costa

9

East Bay Claims Association News Network • November 2016

East Bay Claims AssociationNewsNetwork Services Directory

Paid Sponsorship listings directory - for info on being included, call 925-785-7021, or email: lynna@AssociationNewsNetwork.com

CONTRACTORS-ASBESTOS/LEAD/MOLD REMEDIATION

ALLIANCE ENVIRONMENTAL GROUP - Ed Work 4950 Fulton Drive, Suite E www.alliance-enviro.com • (707) 419-7638 Fairfield, CA 94534 info@alliance-enviro.com AMERICAN TECHNOLOGIES, INC. - Kyle Pickett 30911 Wiegman Road kpickett@amer-tech.com • (510) 429-5000 Hayward, CA 94544 Fax (510) 429-5010 JM ENVIRONMENTAL, INC. - John Moore & the JM Team PO Box 2189 www.jmenvironmental.net • (916) 726-0304 Granite Bay, CA 95746-2189 Fax (916) 726-0340 P.W. STEPHENS ENVIRONMENTAL, INC. - Steve MacFarlane/Jackie Mezeul 4047 Clipper Court www.pwstephensinc.com • (510) 651-9506 Fremont, CA 94538 Fax (510) 651-7702

CONTRACTORS - ELECTRICAL

TUCKNOTT ELECTRIC CO. - Robert A. Tucknott, CFLC Forensic Electrical Expert bob@tucknott.com • (925) 931-0800

www.Tucknott.com • Fax (925) 931-0817

CONTRACTORS - GENERAL/RESTORATION

BELFOR USA - Dave Warters/Lisa Schwichtenberg 2365 Industrial Pkwy West (888) 543-3473 • Fax (510) 887-9110 Hayward, CA 94545 david.warters@us.belfor.com CHAD SMITH CONSTRUCTION - Chad Smith 1820 Galindo St. Suite 230 www.chadsmithconstruction.com • (925) 566-8755 Concord, CA 94524 chad@chadsmithconstruction.com • Fax: (925) 566-8757 COAST CONSTRUCTION - Steve Mink/Jodi DeVillier 718 Kennedy St www.CoastConstruction.net • (510) 533-7168 Oakland, CA 94606 24 Hr Em: (510) 773-6379 MARK SCOTT CONSTRUCTION, INC. - Troy Brincat Residential & Commercial msconstruction.com • Pl. Hill: (925) 944-0502 24 Hour Em Service Fairfield: (707) 804-8880 • Stockton: (209) 982-0502 WINGARD CONSTRUCTION - Bror Wingard 24 Hr. Em (925) 383-5618 One-Call Contractor for all your Corp. office: (925) 689-9322 reconstruction needs email@wingardconstruction.com • Lodi: (209) 368-2464

CONTRACTORS - MICROBIAL REMEDIATION

ALLIANCE ENVIRONMENTAL GROUP - Ed Work 4950 Fulton Drive, Suite E www.alliance-enviro.com • (707) 419-7638 Fairfield, CA 94534 info@alliance-enviro.com AMERICAN TECHNOLOGIES, INC. - Kyle Pickett 30911 Wiegman Road kpickett@amer-tech.com • (510) 429-5000 Hayward, CA 94544 Fax (510) 429-5010 BELFOR USA - Dave Warters/Lisa Schwichtenberg 2365 Industrial Pkwy West (888) 543-3473 • Fax (510) 887-9110 Hayward, CA 94545 david.warters@us.belfor.com P.W. STEPHENS ENVIRONMENTAL, INC. - Steve MacFarlane 4047 Clipper Court www.pwstephensinc.com • (510) 651-9506 Fremont, CA 94538 Fax (510) 651-7702

ELECTRONICS RESTORATION

ERS - ELECTRONICS RESTORATION SERVICE - Andrew Titley 8698 Thornton Ave. www.ers-us.com • (510) 775-1959 Newark, CA 94560 andrew.titley@ers-us.com

ENGINEERS - FORENSIC

I-ENG-A® OF CENTRAL CALIFORNIA A Division of Pauli Engineering, Inc www.pauliengineering.com • (559) 237-4408 Cause & Origin Investigations, Plans for building reconstruction.

ENGINEERS - STRUCTURAL

JR STRUCTURAL ENGINEERING, INC. - John Ehlert 3942 Valley Ave., Suite K www.JRStructural.com • (925) 469-8000 Pleasanton, CA 94566 john@jrstructural.com

FIRE INVESTIGATORS

FIRE CAUSE ANALYSIS - Ulises Castellon, CPCU Serving Clients (800) 726-5939 • Fax: (510) 649-3099 Nationwide! inquiry@fcafire.com

LEAK DETECTION/PLUMBING

AMERICAN LEAK DETECTION - Hillel Salomon P.O. Box 438 (800) 353-LEAK (5325) Berkeley, CA 94701 www.AmericanLeakDetection.com BULL’S EYE LEAK DETECTION - Daniel Spatz P. O. Box 73114 www.BullsEyeLeak.com • (916) 760-8944 Davis, CA 95614 office@bullseyeleak.com • Fax (916) 760-8970

OVERSPRAY REMOVAL

NATIONWIDE OVERSPRAY - Eric Gerencser Benicia, California

www.overspray.net • (925) 408-5909 Safe Overspray Removal eric@overspray.net • (800) 345-1269

PROPERTY RESTORATION - CLOTHING SPECIALISTS

BRIGHT LEAF CLEANERS - Robert Strong Garment Restoration - Bob@blcleaners.com • (925) 455-6000 Nobody CARES about you more Fax (925) 445-6002 CRDN - Steve Depper/Michelle Windsor 2094 Mt. Diablo Blvd.

(877) 939-1588 Walnut Creek, CA 94596 www.crdngba.com FRSTeam - Jim and Courtney Nicholas 3201A Investment Blvd 510-723-1000 Hayward, CA 94545 Natalie Lagorio: nlagorio@frsteam.com

PROPERTY RESTORATION/CONTENTS

AMERICAN TECHNOLOGIES, INC. - Kyle Pickett 30911 Wiegman Road kpickett@amer-tech.com • (510) 429-5000 Hayward, CA 94544 Fax (510) 429-5010 BELFOR USA - Dave Warters/Lisa Schwichtenberg 2365 Industrial Pkwy West (888) 543-3473 • Fax (510) 887-9110 Hayward, CA 94545 david.warters@us.belfor.com MS VITAL RESTORATION, INC. (a division of Mark Scott Construction, Inc.) 2835 Contra Costa Blvd 1-800-944-0502 Pleasant Hill 94523 Info@MSVitalRestoration.com SERVICEMASTER OF LIVERMORE/HAYWARD - Bassam Kneizeh/Kelly Banducci 1001 Shannon Ct. Ste C (925) 960-1377 Livermore, CA 94550 Fax (925) 960-1376 SERVICEMASTER OF NAPA COUNTY, VALLEJO & BENICIA - Eric Larson/Lynn Fuller P. O. Box 6867 smnvb@interx.net • (800) 648-1608 Napa, CA 94581 Fax (707) 257-1608 SERVICEMASTER OF OAKLAND/ALAMEDA - Jean Hughes 14498 Wicks Blvd servicemastereastbay@comcast.net • (510) 351-0581 San Leandro, CA 94577-6712 Fax (510) 351-4704 SERVICEMASTER OF SAN MATEO/SAN FRANCISCO - David Decker 439 Eccles Ave. david@smsanfran.com • (650) 593-4700 S. San Francisco, CA 94080 Fax (650) 873-6334 SERVICEMASTER RESTORATION SERVICES - Robert Scott Serving Contra Costa rscott@sharjo.com • (800) 480-TIDY Santa Clara & Sonoma www.svmcleaning-restoration.com

Deadline for all Submissions for the next issue is

November 18, 2016

info@AssociationNewsNetwork.com • 925-785-7021

10

East Bay Claims Association News Network • November 2016

“Things That Burn In The Night” Cause a Fright at October EBCA

APPRAISER - HEAVY EQUIPMENT & AUTO

Frontier Adjusters is looking for a part-time appraiser for heavy equipment and auto in the Bay Area, North Bay and Central Valley. Must be proficient in Audatex or other similar software. Please call Marvin or Sherry at (800) 2624067 or email. Must have experience and references.

PROJECT MANAGER(S)

ATI - American Technologies Inc’s Sacramento Office is looking for professional Project Manager(s) skilled in estimating and managing property repair losses. Also looking for a PM that can estimate and manage contents losses. Must be proficient in Xactimate. IICRC training and certifications a plus. Check us out on-line at: www.ATIrestoration.com. Contact: Office Manager Raquel Romine: 916-388-2440, C: 916-214-7654, Raquel.Romine@ATIrestoration.com.

CLAIMS INDUSTRY PLACEMENTS

Gary E. Mingus, GEM Search Group provides both Temporary, Temp to Hire and Direct Hire placements in the Insurance Industry also, placing Vendors related to the Insurance Industry. Call Gary Mingus 866-935-4426 or email to Gary@GEMSearchgroup.com. Serving the Insurance Industry since 1995.

Submit Your Job Connection ad to:

Choose from Four (5) Monthly Editions - Four Print + Online Edition: Up to 50 words just $45 (just 50¢/word thereafter)

Run Your Ad Network-Wide for a net rate of just $180/mo.

Next Deadline for submissions is November 18, 2016 call 209-229-8240 or email info@AssociationNewsNetwork.com

East Bay Claims Association

Needs You!

As a member of the EBCA, you are encouraged to get involved!

Beyond attending the regular luncheon meetings and other events the organization produces throughout the year, help is needed on committees and, ultimately, on the board of directors.

You can play a part in helping to shape a positive future for EBCA. For more information and ways in which you can possibly contribute, speak with one of your EBCA officers or board members today! You can have a say!

By Lynna Harrison

The EBCA welcomed Jim Nolt, PE as the October 12, 2016 luncheon meeting guest speaker.

Nolt introduced his topic “Things That Burn in the Night” by explaining that he designed it “to be consumed by all different kinds of people, because we all need to be aware of the potential fire hazards in our homes and work places”. October EBCA guest speaker Jim Nolt, PE His accompanying slide show began with an image of the aftermath of a fire in an upscale home that had been started by Christmas tree lights. He pointed out that leaving a fire scene untouched until the engineers and investigators can examine it goes a long way in being able to determine what exactly happened.

Many fires are started because of extension cords. People tend to plug too many appliances into one cord. This is also true of power-strips. Mr Nolt showed many fires started by over heated plastic power-strips.

He advised to also be aware of candles left burning, instructing to “never leave the room when burning”, especially little tea candles.

He offered an array of reminders, warnings and suggestions with regard to things around the house most people tend to not give enough credence to.

Clean dryer vents regularly. Portable Heaters should not be left unattended.

Make sure Furnace vents are clean, also.

Attic fans, he said, should be inspected. Vacuuming them out will help sustain them. The same for bath & laundry ceiling fans. Remove lint on fan and use WD-40 or light lubricating oil on bearings.

Do not use stove top as Counter top. Burner can accidentally be put on causing fire. Be sure and never put water on electrical fire.

Tea cups should never be put in Microwave because many have metal on them. Turn off all appliances when not in use. Unplug any appliance when not in use that heats up.

He spoke for a bit on the value of GFCI outlets, emphasizing how valuable they can be. His final suggestion, in fact, was to replace all outlets with GFI plugs. (Ground Fault Circuit Interrupter). The cost is minimal and the protection invaluable.

The East Bay Claims Association News Network© is a production of Association News Network, Inc. Published monthly as a free service to the EBCA with a commitment and dedication to the promotion and betterment of this professional organization. The views and comments expressed within the articles herein do not necessarily reflect the views of A.N.N., Inc. or EBCA. Both the publisher and the association assume no responsibility for any opinions and/or statements offered by contributing authors to the publication. Acceptance of advertising material does not constitute endorsement of the products or services offered. A.N.N., Inc. reserves the right to reject any advertising copy or placement. We encourage industry support of this professional organization - its monthly newsletter publication and web site.

Go to: www.EastBayAdjusters.org Bryan Harrison, Publisher

Bryan@AssociationNewsNetwork.com • 925.708.5569

Lynna Harrison, Customer Serivces Manager

Lynna@AssociationNewsNetwork.com • 925.785.7021 © 1993-2016, all rights reserved • Association News Network, Inc. • www.AssociationNewsNetwork.com 2455 Naglee Rd. #263 . Tracy, CA 95304 • 209.229.8240

11

East Bay Claims Association News Network • November 2016

EBCA Board Member Amaya Fine announced details EBCA Vice President, Michelle Windsor-Baughman on the November 9, 2016 bowling tournament introduced guest speaker Jim Nolt in fine fashion.

EBCA Treasurer John Ehlert, above right, thanked Jim Nolt for his fine presentation

Thanks to Wingard Construction for providing October attendees were treated to a seated lunch service, instead of festive October meeting table centerpieces! the usual buffet. Bob Tucknott made sure his entree choice was clear.

Hailey Ayres and Katie Howard, of Wingard Construction

Food Bank donations! Please bring more to the bowling tourney

First Class Postage

TO: Association News Network, Inc.

2455 Naglee Rd #263 Tracy, CA 95304 Return Service Requested

Join Now for 2017 at Early Bird Rates MISSION STATEMENT: The East Bay Claims Association is a charitable and educational organization that is dedicated to the betterment of Insurance Claims Professionals, through: continuing education; industry knowledge and contacts; and a strong commitment to integrity and respect in networking.

In order to accomplish this mission, the Association provides a forum and network for insurance claims professionals to meet and share information. This forum and fundraising events held by the group also help to connect insurance claims professionals in local communities and expands public awareness of the work performed by insurance claims professionals.

JOIN NOW

EarlyBird Rates for 2017 Adjusters Join FREE!

2017 EBCA Membership Application Membership Eligibility: Terms of Eligibility for Membership - Section 2.03 of EBCA Bylaws

Membership in East Bay Claims Association shall be open to the following categories: Insurance Company Claims Adjusters, Independent Claims Adjusters, Insurance Defense Attorneys, and Associate members. Associate Members include claims industry service providers. The Board of Directors shall review each membership application received for approval, insuring the above criteria have been met. East Bay Claims Association does not consider public adjusters and plaintiffs attorneys to be claims service providers and therefore they do not meet the aforementioned eligibility criteria.

Primary Member/Contact Name:____________________________________________________ Company:_____________________________________________________________________ Address:______________________________________________________________________ City/St/Zip:_____________________________________________________________________ Telephone:_____________________________________________________________________ Email:_________________________________________________________________________ Additional Corp Member Name: ____________________________________________________

Please complete and submit form for our records. Donation to Email:_________________________________________________________________________ the EBCA Charitable Fund appreciated but not necessary to join.

o Individual Membership

$44.95 per person (regularly $55ºº)

o Corporate Membership

(up to 3 persons) - $89.95 (regularly $110.ºº)

Please include your Email address. You will receive meeting E-vite notices, member-only events announcements, CCNC updates, and the monthly Association News Network E-News edition. Our commitment is to maintain the security of your information. Neither EBCA nor Association News Network, Inc. will ever make your name available to any other list or organization without your expressed permission.

Third Corp Member Name: ________________________________________________________ Email:_________________________________________________________________________

As many as three (3) people from the same business entity may join together with a Corporate Membership. Each will receive their own free copy of the monthly East Bay Claims Association News Network publication, as well as all other membership benefits.

For more than three (3) members, multiple “corporate memberships” may be purchased at the same Early-Bird discounted rate of $90.ºº each (regularly $110ºº).

Your payment by credit card is preferred. Please go to: www.EastBayAdjusters.org For payment by check, please make your check(s) payable to East Bay Claims Association, and submit by mail to:

Total Amount Enclosed: $ ________

EBCA Membership

25A Crescent Drive, #266, Pleasant Hill, CA 94523 or just bring it with you to a luncheon.

To Pay by Credit Card, go to: www.EastBayAdjusters.org