Mid-Valley Claims Association News Network - July 2016

Mid-Valley Claims Association News Network

July 2016 Volume XXIII • Number VII

Serving MVCA Since 1994

www.MidValleyClaims.org

Join MVCA August 19th for an

Open Forum Discussion

WE REALLY NEED YOUR HELP, ALL OF YOU MEMBERS OF MVCA OUT THERE!!!

With changes in the industry, the needs of individuals in associations, like ours, have changed. Join us with your input as to how we may keep up with those changes!

Free lunch will be served to all current 2016 MVCA members. Invite your work associates, clients, guests to join us as well.

FRIDAY, August 19, 2016 at The Reserve at Spanos. Noon-1pm

Building Code Upgrades Meaning, Effects & Strategies with Michael OConnor at July 15th MVCA Join MVCA for our next luncheon meeting of the year

Friday, July 15, 2016 as we welcome guest speaker

Michael OConnor Unified Investigations & Sciences, Inc. at our NEW MEETING VENUE!

The Reserve at Spanos Park 6301 W 8 Mile Rd, Stockton, CA 95219

Michael OConnor, PE

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Mid-Valley Claims Association News Network • July 2016

2016 MVCA OFFICERS

Building Codes Next, Then An Open Discussion Meeting in August July, 2016 Message from 2015-'16 MVCA President Staci Moreno

PRESIDENT Staci Moreno

Frontier Adjusters (209) 603-5006

smoreno@frontieradjusters.com

VICE PRESIDENT Sherry Wenograd Frontier Adjusters (209) 478-1422

Centralcalclaims@aol.com

SECRETARY Gaye Bishop

Royalty Restoration Services (209) 529-3110

gbishop613@comcast.net

2016 BOARD MEMBERS Bob Bishop Katie Howard Jackie Mezeul Philip Mullen John Tucker Marvin Wenograd

CCNC REP Katie Howard

Dear Members, First of all, I would like to give a BIG thank you to Alison Winter, Senior Counsel, with Spinelli, Donald & Nott. Her presentation on Construction Defect Claims was excellent and most informative.

The question and answer period provided an additional educational experience for all who attended.

Thank you again, Alison!!

WE REALLY NEED YOUR HELP, ALL OF YOU MEMBERS OF MVCA OUT THERE!!!

With changes in the industry, the needs of individuals in associations, like ours, have changed.

We need your input as to how we may keep up with those changes!

In order for our association to thrive, we need much more attendance at our monthly meetings.

In order for our association to grow, we need to reach out to you for more of you to become members of our Board of Directors. Then, we can provide more education, have more fundraisers and do more for charity. We cannot do this alone; we need your help now!

Our August meeting on the 19th of August, will be complementary to those of you who are paid members. We will have an open meeting, with complementary lunches and desserts. We will dedicate our meeting to an open discussion about the survival and growth of the Mid Valley Claims Association.

Anyone who is not a member is invited, but will have to pay for his or her lunch. Please plan on attending and please bring all of your ideas and wishes and constructive criticism with you! Until you tell us what is wrong, we cannot make it right! Please help us achieve our goal and keep our association alive!!!

This month, we welcome Mr. Michael OConnor as our speaker this Friday, July 15th, at Spanos Golf Course banquet room.

Sincerely your President,

Staci Moreno

2015-’16 Mid-Valley Claims Association President Claims Adjuster Frontier Adjusters (209) 603-5006 • midvalleyclaims@gmail.com

P.S. The individuals who provide ideas, which we implement, will receive prizes from the association.

License # 877420

RESTORATION SPECIALIST • Fire, Water & Mold Mitigation/Remediation • Commercial & Residential

24 Hour Emergency Response

(209) 491-2620

Be a Part of the Solution!

People Coming Together to Better Serve The Community

3

Mid-Valley Claims Association News Network • July 2016

Mid-Valley Claims Association August Meeting to Feature Open Forum Discussion on Future Plans for MVCA

Luncheon meetings are held the THIRD FRIDAY of each month \ at The Reserve at Spanos Park 6301 W. 8 Mile Rd., Stockton, except where indicated. www.MidValleyClaims.org

Schedule of 2016 Upcoming Events July 15, 2016

Luncheon Meeting Michael OConnor Unified Investigation Sciences, Inc.

Building Code Upgrades

By Bryan Harrison

- see page 5

The one certainty you can count on in this life is change. Adapting to change - changing with the times, as it were - presents new challenges to any organization. Claims associations throughout Northern California, like many groups and businesses where people traditionally gather together, are having to find ways to adapt in order to maintain relevancy and not just fade away into obscurity.

The Mid-Valley Claims Association is prepared to take a good look at how it serves the claims community in the valley. President Staci Moreno has expressed that the group is open to basically reinventing the MVCA to better serve today’s industry. The August 19, 2016 luncheon meeting will serve as an open forum for discussion, ideas, thoughts and concerns from members and guests on how that should look.

With so few companies - carriers and other claims-related concerns - occupying office space in and around Stockton, the membership pool from which to draw for regular attendance and meetings and events has nearly vanished in recent years. Still, there remain claims to be settled, and claims-related matters, and claims professionals who must maintain the latest working knowledge, contacts and relationships to stay at the top of their field.

“Everybody’s busier than ever,” President Moreno acknowledges. “So, how do we bolster the commitment to be involved in this organization? That’s what we wish to discuss.”

Members past and present are encouraged to come out for this crucially important meeting. In fact, all current paid members are being treated to lunch. Please make your reservations now at: MidValleyClaims.org or call Staci at 209-603-5006. Invite some friends and associates to get in on the discussion, and let’s see where we can take this, together.

August 19, 2016

Luncheon Meeting Open Discussion on future plans for MVCA

September 14-16, 2016 23rd Annual Claims Conference of Northern California www.ClaimsConference.org

October 21, 2016 Luncheon Meeting

November 21, 2016 Luncheon Meeting

December 16, 2016 Holiday Luncheon Meeting

Friday August 19, 2016 join MVCA for an

Open Forum Discussion at The Reserve at Spanos Park

Mold, Asbestos & Lead Consulting Clandestine Lab Investigations

209-366-3684

www.MidValleyClaims.org

Fax: 866-612-8294 sierraec@comcast.net

www.SierraEnviro.com

4

Mid-Valley Claims Association News Network • July 2016

Winter with The Latest On Construction Defect Claims at June MVCA A big Mid Valley Claims Association THANK YOU to our June presenter, Alison Winter, Senior Counsel for Spinelli, Donald & Nott, for her willingness to jump in at the last minute and share with our group the latest issues revolving around Construction Defect claims at the June 17, 2016 luncheon meeting.

Ms. Winter did a great job covering a lot of subject matter in a short time frame.

The Pot of Gold Prize drawings were won by: Nitant Prasad of CRDN Fresno - $15; and Rick Boggs of 1-888-4 Abatement, who took home the $25 cash award.

5

Mid-Valley Claims Association News Network • July 2016

Building Code Upgrades Meaning, Effects & Strategies with Michael OConnor at July 15th MVCA

Join the Mid-Valley Claims Association for our next luncheon meeting, Friday, July 15, 2016, at our new meeting venue, The Reserve at Spanos Park. MVCA is pleased to welcome guest speaker, Mr. Michael OConnor, PE, to speak on Building Code Upgrades with regard to property insurance claims.

Michael OConnor is a licensed structural, electrical and mechanical engineer with 38 years of experience. Mr. OConnor has been in private consulting most of his career, but served as an officer in the Air Force for six years during the 1980s. He had his own practice for 19 years and has just recently joined Unified Investigations and Sciences as the lead forensic engineer for the Sacramento office.

OConnor’s practice areas include damage assessment of buildings, design of repair plans for damaged buildings, and forensic investigations of failures such as collapse, structural distress, electrical fires, product failures and electrical accidents.

Please purchase your lunch online now so we have an accurate count, or contact MVCA President Staci Moreno to make reservations for payment by check or cash at the door: 209-603-5006.

Join MVCA for our next luncheon meeting of the year

Friday July 15, 2016

as we welcome guest speaker

Michael OConnor Unified Investigations & Sciences, Inc. at our NEW MEETING VENUE!

The Reserve at Spanos Park 6301 W 8 Mile Rd, Stockton

11:30 a.m. check-in Noon - 1:00 p.m. luncheon

Just $22 for paid 2016 Members

Join or Renew Now! $28 for Non-Members or No Reservations COMMERICAL & RESIDENTIAL

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• HazMat

• Mold Remediation • Sewage & Sanitizing • Moving & Storage

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Purchase your monthly lunch, and pay your annual membership dues online, directly, at: www.MidValleyClaims.org Or, for payment by cash or check at the door, please make your reservations now with 2016 MVCA President Staci Moreno: 209-603-5006, or midvalleyclaims@gmail.com

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Mid-Valley Claims Association News Network • July 2016

Mid-Valley Claims AssnNewsNet Services Directory CONTRACTORS - ASBESTOS/LEAD/MOLD REMEDIATION

AMERICAN TECHNOLOGIES, INC. - Barry Metcalf 8440 Elder Creek Road bmetcalf@amer-tech.com • (916) 388-2440 Sacramento, CA 95828 Fax (916) 388-2445 BELFOR USA - Grant Cody 3132 Dwight Rd Ste 300 (209) 339-4301 • Fax (209) 339-4302 Elk Grove, CA 95758 grant.cody@us.belfor.com JM ENVIRONMENTAL, INC. - John Moore & the JM Team PO Box 2189 www.jmenvironmental.net • (916) 726-0304 Granite Bay, CA 95746-2189 Fax (916) 726-0340 P.W. STEPHENS ENVIRONMENTAL, INC. - Jason Kettlehut/Jackie Mezeul 3278 Swetzer Road www.pwstephensinc.com • (916) 212-2962 Loomis, CA 95650 jasonk@pwsei.com

CONTRACTORS - ELECTRICAL

TUCKNOTT ELECTRIC CO. - Robert A. Tucknott, CFLC Forensic Electrical Expert bob@tucknott.com • (925) 931-0800

www.Tucknott.com • Fax (925) 931-0817

CONTRACTORS - GENERAL RESTORATION

BELFOR USA - Grant Cody 3132 Dwight Rd Ste 300 (209) 339-4301 • Fax (209) 339-4302 Elk Grove, CA 95758 grant.cody@us.belfor.com HUGON CONSTRUCTION 4601 Spyres Way Suite 1 (209)491-2620 Modesto, CA 95454 Raquel.hugonconst@yahoo.com • (209)581-0149 MARK SCOTT CONSTRUCTION 241 Frank West Cir. www.MSConstruction.com • (209) 982-0502 Stockton, CA 95206 info@msconstruction.com

Association News Network

CONTRACTORS-MICROBIAL REMEDIATION

AMERICAN TECHNOLOGIES, INC. - Barry Metcalf 8440 Elder Creek Road bmetcalf@amer-tech.com • (916) 388-2440 Sacramento, CA 95828 Fax (916) 388-2445 BELFOR USA - Grant Cody 3132 Dwight Rd Ste 300 (209) 339-4301 • Fax (209) 339-4302 Elk Grove, CA 95758 grant.cody@us.belfor.com P.W. STEPHENS ENVIRONMENTAL, INC. - Jason Kettlehut 3278 Swetzer Road www.pwstephensinc.com • (916) 212-2962 Loomis, CA 95650 jasonk@pwsei.com

ENGINEERS - FORENSIC

COMPLERE ENGINEERING GROUP, INC. - Gene Wilkins, P.E. Fire C&O, Property Liability, Thermography, Structural, Combustion Safeguards 4230 Kiernan Av., Suite 210 wilkins@complere.com • (209) 545-8165 Modesto, CA 95356 www.complere.com • Fax (209) 545-8170

ENVIRONMENTAL TESTING & CONSULTING

SIERRA ENVIRONMENTAL TESTING & CONSULTING, INC. P. O. Box 1563 www.SierraEnviro.com • (209) 366-3684 Woodbridge, CA 95258 Fax (866-612-8294

FIRE INVESTIGATORS

FIRE CAUSE ANALYSIS - Ulises Castellon, CPCU Throughout California, (800) 726-5939 • Fax: (510) 649-3099 Nevada, Arizona, Oregon & N. Dakota inquiry@fcafire.com

OVERSPRAY REMOVAL

NATIONWIDE OVERSPRAY - Eric Gerencser Benicia, California

www.overspray.net • (925) 408-5909 Safe Overspray Removal eric@overspray.net • (800) 345-1269

PROPERTY RESTORATION-CLOTHING SPECIALIST

FRSTeam by CUSTOM COMMERCIAL - Jim Nicholas 910 Striker Avenue, Suite E (800) 80-SMOKE • (916) 920-0482 Sacramento, CA 95834 Fax (916) 920-0483

PROPERTY RESTORATION/CONTENTS www.AssociationNewsNetwork.com/job.html

POSITIONS AVAILABLE PROJECT MANAGER(S) ATI - American Technologies Inc’s Sacramento Office is looking for professional Project Manager(s) skilled in estimating and managing property repair losses. Also looking for a PM that can estimate and manage contents losses. Must be proficient in Xactimate. IICRC training and certifications a plus. Check us out on-line at: www.ATIrestoration.com. Contact: Office Manager Raquel Romine: 916-388-2440, C: 916-214-7654, Raquel.Romine@ATIrestoration.com.

CLAIMS INDUSTRY PLACEMENTS Gary E. Mingus, GEM Search Group provides both Temporary, Temp to Hire and Direct Hire placements in the Insurance Industry also, placing Vendors related to the Insurance Industry. Call Gary Mingus 866-935-4426 or email to Gary@GEMSearchgroup.com. Serving the Insurance Industry since 1995.

Submit Your Job Connection ad:

Choose from Five (5) Monthly Editions - Four Print + Online Edition: Up to 50 words just $45 (just 50¢/word thereafter)

Run Your Ad Network-Wide for a net rate of just $180/mo.

Next Deadline for submissions is July 22, 2016 call 209-229-8240 or email info@AssociationNewsNetwork.com

AMERICAN TECHNOLOGIES, INC. - Barry Metcalf 8440 Elder Creek Road bmetcalf@amer-tech.com • (916) 388-2440 Sacramento, CA 95828 Fax (916) 388-2445 BELFOR USA - Grant Cody 3132 Dwight Rd Ste 300 (209) 339-4301 • Fax (209) 339-4302 Elk Grove, CA 95758 grant.cody@us.belfor.com MS VITAL RESTORATION, INC. (a division of Mark Scott Construction, Inc.) 241 Frank West Cir. 1-800-944-0502 Stockton, CA 95206 Info@MSVitalRestoration.com

Have Info to share? Submit it for consideration info@AssociationNewsNetwork.com Deadline for submissions is July 22, 2016 The Mid-Valley Claims Association News Network© is a production of Association News Network, Inc. Published monthly as a free service to the MVCA with a commitment and dedication to the promotion and betterment of this professional organization. The views and comments expressed within the articles herein do not necessarily reflect the views of A.N.N., Inc. or MVCA. We assume no responsibility for any opinions and/or statements offered by contributing authors to the publication. Acceptance of advertising material does not constitute endorsement of the products or services offered. We reserve the right to reject any advertising copy or placement. We encourage industry support of this professional organization - its monthly newsletter publication and web site. Go to: www.MidValleyClaims.org

Please email articles for consideration to: Bryan Harrison, Publisher Bryan@AssociationNewsNetwork.com 925.708.5569

For Advertising opportunities and info, contact: Lynna Harrison, New Accounts Manager Lynna@AssociationNewsNetwork.com 925.785.7021

© 1994-2016, all rights reserved • Association News Network, Inc. • www.AssociationNewsNetwork.com 2455 Naglee Rd. #263 . Tracy, CA 95304 • 209.229.8240

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Mid-Valley Claims Association News Network • July 2016

Updated Online Price Comparison Tool Helps Homeowners Find Lower Insurance Rates SACRAMENTO, Calif. - To get lower insurance rates, the California Department of Insurance encourages consumers to shop around, which is why Insurance Commissioner Dave Jones is announced his desire for Californians to take advantage of the department's easy to use online tool that helps consumers shop and compare rates before buying homeowners, condominium, renters, mobile homes, or earthquake insurance.

The homeowners insurance comparison tool is designed to take some of the guesswork out of shopping for insurance by allowing consumers to quickly and easily make comparisons of rates from both national and local insurance companies.

"The best coverage decisions are informed ones. Consumers know the large insurers that advertise, but they may not be aware of local insurers who may offer a lower price," said Commissioner Jones. "The online comparison tool helps consumers understand their options and find the coverage and features offering the best protection and cost to meet their needs.

Often, it pays to shop around."

While this tool does not provide actual premium quotes, it does provide each company's average premium and a tollfree number and website address for consumers to ask questions about available discounts or credits and receive an actual premium quote. The tool also includes a link to the specific company's performance based on the consumer complaint study.

Consumers enter their county and nearest city, type and amount of coverage, and age of the home to compare estimated premiums. Homeowners should compare prices for various insurers along with the coverage features, limits, and exclusions.

Using this tool, a couple in Sacramento

shopping to insure their apartment with a $35,000 renter insurance coverage plan and a $250 deductible might find their premium options range from $125 to $583, with an average price of $307. Compare this to a family in Folsom shopping to insure their 15 year-old home with a $400,000 homeowner insurance coverage plan and a $1,000 deductible who might find their premium options range from $663 to $2,095, with an average price of $1,145.

For a three-year-old home in Plumas, a $250,000 homeowner insurance coverage plan with a $500 deductible, the premium would range from $411 to $2,197, with an average price of $825.

In Nevada County, for a 15-year-old home in Grass Valley, a $200,000 homeowner insurance coverage plan with a $500 deductible, the premium would range from $404 to $2,006, with an average price of $853.

In Yuba County, for a condominium in Marysville, a $25,000 condominium insurance coverage plan with a $250 deductible, the premium would range from $88 to $331, with an average price of $203.

In Placer County, for an apartment in Lincoln, a $35,000 renter insurance coverage plan with a $250 deductible, the premium would range from $118 to $508, with an average price of $271.

a $50,000 renter insurance coverage plan with a $250 deductible, the premium would range from $134 to $700, with an average price of $336.

In Solano County, for an apartment in Fairfield, a $15,000 renter insurance coverage plan with a $250 deductible, the premium would range from $109 to $329, with an average price of $191.

In San Joaquin County, for an apartment in Stockton, a $50,000 renter insurance coverage plan with a $250 deductible, the premium would range from $138 to $700, with an average price of $355.

For a 15-year-old home in Amador, a $150,000 homeowner insurance coverage plan with a $500 deductible, the premium would range from $318 to $2,199, with an average price of $722.

For 15-year-old home in Calaveras, a $300,000 homeowner insurance coverage plan with a $500 deductible, the premium would range from $634 to $2,490, with an average price of $1,172.

In Stanislaus County, for a 15-year-old home in Modesto, a $200,000 homeowner insurance coverage plan with a $500 deductible, the premium would range from $323 to $2,196, with an average price of $750.

For a 15-year-old home in Sutter, a $250,000 homeowner insurance coverage plan with a $1,000 deductible, the premium would range from $426 to $2,741, with an average price of $874.

For 15-year-old home in Colusa, a $250,000 homeowner insurance coverage plan with a $500 deductible, the premium would range from $521 to $3,054, with an average price of $1,016.

In Yolo County, for an apartment in Davis,

In Tuolumne County, for an apartment in Sonora, a $25,000 renter insurance coverage plan with a $250 deductible, the premium would range from $106 to $457, with an average price of $239.

Those who are not able to get homeowners insurance may obtain fire coverage through the FAIR Plan. Please ask your agent or contact the FAIR Plan for assistance.

A toll-free telephone number and/or web address for each company is provided so consumers who are interested can request an actual premium quote that specifically addresses their insurance needs.

Each company has provided optional coverages, available discounts and/or credits, and footnotes (explanations), which may impact insurance premiums.

The California Department of Insurance does not endorse or recommend any particular company. ### Online Comparison Tool may be found directly at: https://interactive.web.insurance. ca.gov/apex/f?p=111:20

Residential & Commercial Reconstruction 24 hour emergency service

MARK SCOTT

construction, inc.

Lic. #682814

Stockton t: 209-982-0502 Pleasant Hill - Main t: 925-944-0502 Fairfield t: 707-864-8880 msconstruction.com

Mid-Valley Claims Association News Network

SINCE 1994 WITH MVCA

TO: Association News Network, Inc.

2455 Naglee Rd #263 Tracy, CA 95304 Return Service Requested

Join MVCA August 19th for an

AssociationNewsNetwork.com.org

Open Forum Discussion

WE REALLY NEED YOUR HELP, ALL OF YOU MEMBERS OF MVCA OUT THERE!!!

With changes in the industry, the needs of individuals in associations, like ours, have changed. Join us with your input as to how we may keep up with those changes!

Free lunch will be served to all current 2016 MVCA members.

Invite your work associates, clients, guests to join us as well.

FRIDAY, August 19, 2016 at The Reserve at Spanos. Noon-1pm

INSURING

PEACE OF MIND From water extraction to complete reconstruction, BELFOR has a solution to help you recover and get back to your life.

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