Mid-Valley Claims Association News Network

September 2018 Volume XXV â&#x20AC;¢ Number IX

First-Ever

www.MidValleyClaims.org Serving MVCA Since 1994

MVCA Bowling Tournament! Friday, September 21, 2018

- see page 5

Join Mid-Valley Claims Association Now! www.MidValleyClaims.org

CCNC Silver Anniversary Gets a Taste of Squaw Valley Paradise

- see page 4

Mid-Valley Claims Association News Network • September 2018

2018 MVCA OFFICERS

PRESIDENT

VICE PRESIDENT

Frontier Adjusters

Association News Network

Sherry Wenograd

Bryan Harrison

SECRETARY

TREASURER

Brightleaf Textile Restoration

Frontier Adjusters

Liza Wisecarver

Staci Moreno

(209) 478-1422

(209) 229-8240

(925) 455-6000

(209) 603-5006

Centralcalclaims@aol.com

bryan@associationnewsnetwork.com

liza@blcleaners.com

smoreno@frontieradjusters.com

2018 BOARD MEMBERS Tom Shefchick, PE Shefchick Assocates

John Tucker

Marvin Wenograd

York Risk Services Group

Frontier Adjusters

MVCA CCNC REP: Liza Wisecarver

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Mid-Valley Claims Association News Network • September 2018 Luncheon meetings are at Dave Wong’s Restaurant & Bar 2828 West March Lane., Stockton, except where indicated. www.MidValleyClaims.org

MVCA

Upcoming Events

Congratulations to CCNC! MVCA Bowling September 21st! September 2018 Message from MVCA President Sherry Wenograd

Congratulations to everyone involved in the 25th anniversary Claims Conference of Northern California. The success of the event, held in beautiful Lake Tahoe, at the Squaw Valley Resort, is making waves throughout the industry.

Next up...

Friday, September 21, 2018

First-Ever MVCA Bowling Tournament! Pacific Avenue Bowl 5939 Pacific Avenue, Stockton 2:30-5:30 pm - see page 5

Although we were not able to be there this year, I was gratified to see some of our MVCA members in attendance, and supporting the event. The scenery looked stunning!

We are excited about our first-ever MVCA Bowling Tournament event this month. If you’ve not yet put your team together, please do so now. You can register your team, yourself, or even a two-some on our site, at: www.MidValleyClaims.org. Sponsors are also needed to help make this a successful event.

Budgeting For Growth? The U.S. Small Business Administration recommends budgeting/spending 7 to 8 percent of your gross revenue for marketing and advertising if your business does less than $5 million a year in sales, and your net profit margin after all expenses is in the 10 percent to 12 percent range. Help Build Your Brand & Visibility

IN PRINT with the Mid-Valley Claims edition of the Association News Network AND ONLINE, at: MidValleyClaims.org Combine Print & Online Sponsorships & SAVE! Email: bryan@associationnewsnetwork.com or

Call 209-229-8240

The event will be held in the afternoon at Pacific Avenute Bowl in Stockton. This should be big fun, and will serve as the only real fund-raising the organization in doing this year. Your participating will go a long way toward keeping this organization viable for the near future. We look forward to great participation by our members and a fun event for all! Respectfully submitted,

Sherry L. Wenograd Mid-Valley Claims Association President

Sherry L. Wenograd Frontier Adjusters (800) 262-4067

wenograd@frontieradjusters.com

Mid-Valley Claims Association News Network • September 2018

CCNC Silver Anniversary Gets a Taste of Squaw Valley Paradise By Bryan Harrison

Kudos to 2018 CCNC President Jennifer Pinney and the members of her team, including Amaya Fine, Dawn Dawson and others, who pulled together a major feat in producing a successful 25th annual Claims 2018 CCNC President, Jennifer Pinney Conference of Northern California August 29th and 30th. Going on the road with the two-plus day affair up to the Lake Tahoe area was considered by many a bold move undertaken by this year’s committee. Concerns by some over whether folks would travel to attend and participate gave way to an enthusiastic turnout of industry professionals and service providers. Training sessions for both adjusters and

MVCA Sec, Liza Wisecarver, right, with Molly Anderson

Congrats to MVCA’s own, Eloisa Ramos, of Truex Insurance, 2018 CCNC MC, Jim Krueger on winning the Day One $500 raffle prize!

Keynote Speaker, Shawn Fair

Mid-Valley Claims Association News Network • September 2018

First-Ever

MVCA Bowling Tournament! Friday, September 21, 2018

Bowling Teams Forming! Fun • Food • Raffle 2:30pm - 5:30pm

Pacific Avenue Bowl 5939 Pacific Ave Stockton, CA 95207

Teams forming now! Pull together four or even five of your favorite associates, clients, employees, cohorts, and form your own team for the first-ever Mid-Valley Claims Association Bowling Tournament!

Sponsor the first-ever Mid-Valley Claims Association Bowling Tournament!

Register to Bowl! Bowling Team (up to four players) $200 Two-some $120 Individual Bowlers (we’ll find a team for you) $ 65

Sign-Up/Register NOW at: www.MidValleyClaims.org

Grand Sponsorship Platinum Sponsorship Gold Sponsorship Silver Sponsorship

$800 $500 $200 $100

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Mid-Valley Claims Association News Network • September 2018

Mid-Valley Claims AssnNewsNet Services Directory Thanks to all our Paid Listing Sponsors

CONTRACTORS - ASBESTOS/LEAD/MOLD REMEDIATION

ALLIANCE ENVIRONMENTAL GROUP - Ed Work 4950 Fulton Drive, Suite E www.alliance-enviro.com • (707) 419-7638 Fairfield, CA 94534 info@alliance-enviro.com AMERICAN TECHNOLOGIES, INC. - Barry Metcalf 2965 Ramco Street. Barry.Metcalf@atirestoration.com • (916) 388-2440 West Sacramento, Ca 95691 Fax (916) 388-2445 BELFOR USA - Grant Cody 3132 Dwight Rd Ste 300 (209) 339-4301 • Fax (209) 339-4302 Elk Grove, CA 95758 grant.cody@us.belfor.com JM ENVIRONMENTAL, INC. - John Moore & the JM Team PO Box 2189 www.jmenvironmental.net • (916) 726-0304 Granite Bay, CA 95746-2189 Fax (916) 726-0340 P.W. STEPHENS ENVIRONMENTAL, INC. 1588 Santa Ana Ave. www.pwstephensinc.com • (916) 565-1700 Sacramento, CA 95838 www.pwsei.com

CONTRACTORS - ELECTRICAL

TUCKNOTT ELECTRIC CO. - Robert A. Tucknott, CFLC Forensic Electrical Expert bob@tucknott.com • (925) 931-0800 www.Tucknott.com • Fax (925) 931-0817

CONTRACTORS - GENERAL RESTORATION

BELFOR USA - Grant Cody 3132 Dwight Rd Ste 300 (209) 339-4301 • Fax (209) 339-4302 Elk Grove, CA 95758 grant.cody@us.belfor.com MARK SCOTT CONSTRUCTION 241 Frank West Cir. www.MSConstruction.com • (209) 982-0502 Stockton, CA 95206 info@msconstruction.com WINGARD CONSTRUCTION - Bror Wingard 24 Hr. Em (925) 383-5618 One-Call Contractor for all your Lodi office: (209) 368-2464 reconstruction needs email@wingardconstruction.com • Concord: (925) 689-9322

CONTRACTORS-MICROBIAL REMEDIATION

AMERICAN TECHNOLOGIES, INC. - Barry Metcalf 2965 Ramco Street. Barry.Metcalf@atirestoration.com • (916) 388-2440 West Sacramento, Ca 95691 Fax (916) 388-2445 BELFOR USA - Grant Cody 3132 Dwight Rd Ste 300 (209) 339-4301 • Fax (209) 339-4302 Elk Grove, CA 95758 grant.cody@us.belfor.com P.W. STEPHENS ENVIRONMENTAL, INC. 1588 Santa Ana Ave. www.pwstephensinc.com • (916) 565-1700 Sacramento, CA 95838 www.pwsei.com

Have Info to share? Submit it for consideration: bryan@associationnewsnetwork.com

ENGINEERS - FORENSIC

COMPLERE ENGINEERING GROUP, INC. - Gene Wilkins, P.E. Fire C&O, Property Liability, Thermography, Structural, Combustion Safeguards 4230 Kiernan Av., Suite 210 wilkins@complere.com • (209) 545-8165 Modesto, CA 95356 www.complere.com • Fax (209) 545-8170 UNIFIED INVESTIGATIONS & SCIENCES - Michael OConnor, P.E. Civil, Structural, Electrical, (916) 640-0640 Mechanical, Fire O&C, Repair Plans www.uis-usa.com

ENVIRONMENTAL TESTING & CONSULTING

ENVIRONMENTAL SCIENCES SERVICES - Chase Jones PO Box 452 (209) 304-8444 Lockeford, CA 95237 envss1ca@gmail.com RegasGroup ENVIRONMENTAL CONSULTANTS - Dominick Sager 705 E. Bidwell St Ste 2-244 service@regasgroup.com • 916-235-3110 Folsom, CA 95630 www.RegasGroup.com

FIRE INVESTIGATORS

FIRE CAUSE ANALYSIS - Ulises Castellon, CPCU Serving Clients (800) 726-5939 • Fax: (510) 649-3099 Nationwide! inquiry@fcafire.com

OVERSPRAY REMOVAL

NATIONWIDE OVERSPRAY - Eric Gerencser Benicia, California www.overspray.net • (925) 408-5909 Safe Overspray Removal eric@overspray.net • (800) 345-1269

PROPERTY RESTORATION-CLOTHING SPECIALIST

BRIGHT LEAF CLEANERS - Liza Wisecarver Servicing all BrightleafCleaners.com • cell (925) 406-9889 of Northern CA liza@blcleaners.com • office (925) 455-6000

PROPERTY RESTORATION/CONTENTS

PUBLICATION ADVERTISING SERVICES

ASSOCIATION NEWS NETWORK, INC. - Bryan Harrison 2455 Naglee Rd. bryan@associationnewsnetwork.com • (209) 229-8240 Tracy, CA 95304 www.AssociationNewsNetwork.com

Deadline for submissions is September 28, 2018

The Mid-Valley Claims Association News Network© is a production of Association News Network, Inc. Published monthly as a free service to the MVCA with a commitment and dedication to the promotion and betterment of this professional organization. The views and comments expressed within the articles herein do not necessarily reflect the views of A.N.N., Inc. or MVCA. We assume no responsibility for any opinions and/or statements offered by contributing authors to the publication. Acceptance of advertising material does not constitute endorsement of the products or services offered. We reserve the right to reject any advertising copy or placement. We encourage industry support of this professional organization - its monthly newsletter publication and web site. Go to: www.MidValleyClaims.org Please email articles for consideration to: Bryan Harrison, President/Publisher

For Advertising opportunities and info, contact: Lynna Harrison, Customer Service Manager

Bryan@AssociationNewsNetwork.com Lynna@AssociationNewsNetwork.com 925.708.5569 925.785.7021 © 1994-2018, all rights reserved • Association News Network, Inc. • www.AssociationNewsNetwork.com 2455 Naglee Rd. #263 . Tracy, CA 95304 • 209.229.8240

Mid-Valley Claims Association News Network • September 2018

CCNC

continued from page 4

vendors were provided, along with an increased level of continuing education accreditation. The awe-inspiring Squaw Valley resort provided a magnificent backdrop for the event, with bright blue skies, mountain fresh air (no intrusion of smoke), and the majestic Sierra Nevada mountains. Despite some shortcomings in facility layout and functionality, Squaw Valley served as a beautiful CCNC setting. Shortcomings, specifically, were mainly that the exhibit hall space was a bit disjointed and cumbersome to navigate. Classroom settings felt a bit make-shift, as well. That, and some level of sun-shade on the main lunch and meeting space outdoors would have provided for a more comfortable setting. Folks managed, however and, fortunately, the weather was magnificent, and sunscreen lotion was provided for those not prepared for sitting out in the sun for extended periods. In the end, being in the great outdoors at 6,000-plus foot elevation, with beautiful sunshine and a cool breeze, made for a pretty spectacular conference setting. A major highlight of the conference was the Wednesday evening party at mountaintop, another 2,000 feet up by way of tram. Fun and games, music and dancing made for a great time for all in attendance. Ke ynote s essions e ach day featured: Mr. Shawn Fair, CEO of Fair Consulting Group; and Mr.

Insurance Commissioner applauds California’s Fourth Assessment Climate Change Report

SACRAMENTO, Calif. — Commissioner Jones commended the publication of California’s Fourth Climate Change Assessment (Fourth Assessment), which includes a large body of research on climate impacts and how to respond to them. The California Department of Insurance was a member of the interagency Task Force which led the Fourth Assessment. The Fourth Assessment supports California’s climate policies and actions and improves the state’s and public’s understanding of the impacts of climate change in California and actions to help the state prepare for those impacts. “Climate change poses a significant threat to all of us. The Fourth Assessment has brought together key leaders, experts, agencies, and stakeholders throughout the state to understand the evolving impacts of climate change and potential actions that can protect Californians,” said Insurance Commissioner Dave Jones. “We were pleased to participate with other departments in the Fourth

Cory Candelario, Executive Vice President for the Claims operation at Pacific Specialty Insurance Company and the McGraw Group of Affiliated Companies. Their presentations were inspiring and informative. Class sessions were numerous, including a wide range of Property and Casualty/Liability-related topics of interest. All-in-all, the 2018 CCNC was a quality event worthy of the 25th anniversary celebration billing.

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Assessment effort and I support the state’s efforts to reduce climate change causing greenhouse gas emissions and to improve our resiliency in the face of climate change.” As he leads the Department of Insurance’s efforts to help Californians recover from wildfires, which in 2017 caused $12.6 billion in insured losses and took over 60 lives, Commissioner Jones has noted that climate experts have found that climate change is contributing to catastrophic weather-related events, including the increase in frequency, severity and unpredictability of wildfires. By 2100, if greenhouse gas emissions continue to rise, the Fourth Assessment found that the frequency of extreme wildfires burning over approximately 25,000 acres would increase by nearly 50 percent, and that average area burned statewide would increase by 77 percent by the end of the century. In the areas that have the highest fire risk, wildfire insurance is estimated to see costs rise by 18 percent by 2055 and property insured would decrease. An extensive scientific review supported by the Fourth Assessment found that reducing tree density and restoring beneficial fire can improve long-term resilience to California’s forests. Simulations of large-scale fuels treatments in Sierra Nevada forests substantially reduce increases in burned area. Improving forest health by removing fuels can have important impacts to reduce rising wildfire insurance costs. Increasing understanding of megafires remains a critical research need for California. As a national leader on climate change and climate risk, and as the regulator of the largest insurance market in the nation, Commissioner Jones has led a multistate effort since 2012 to require insurers to respond to the Climate Risk Survey adopted by the National Association of Insurance Commissioners (NAIC) in 2009. In early 2016, Jones launched his Climate Risk Carbon Initiative because of the potential for investments in coal, oil, gas and utilities relying substantially on burning carbon, to become stranded assets on the books of insurers with little or no value as governments, private companies and

markets, in an effort to address climate change, may slowly or dramatically reduce the demand for carbon-based fuels and their value drops. Jones is the first financial regulator to ask that a financial sector-in this case insurance companies-divest from thermal coal and to require that they publicly disclose their holdings in oil, gas, coal and utilities, due to potential climate-related risks. In May, Commissioner Jones became the first U.S. financial regulator to conduct a climate-related financial risk stress test and analysis of insurance companies’ investments in fossil-fuels. The department engaged 2° Investing Initiative, an established partner of European financial regulators, to conduct this analysis for insurers in California’s insurance market with over $100 million in annual premiums. It is arguably the most comprehensive financial stress test analysis ever conducted for the insurance sector. The results of the scenario analysis are consistent with Commissioner Jones’ Climate Risk Carbon Initiative determination that thermal coal as an investment faces climate-related financial risks, despite any short-term fluctuations in market price and policy signals. In June 2017, 12 state attorneys general and one governor threatened to sue Commissioner Jones for calling on insurance companies to evaluate and address potential climate-related risks to their investment portfolio, to ensure they are investing in assets that retain value and are subsequently available to pay future claims. Despite these threats, Commissioner Jones is continuing the Climate Risk Carbon Initiative, the most recent component of which is the climate-related financial risk stress testing of insurers’ investment portfolios, to make sure insurers are addressing climate change related risks and to protect California consumers. In April 2018, a group of financial supervisors and central banks including the central banks of England, France, Germany, the Netherlands, Sweden, Singapore, China and Mexico announced their cooperation to conduct similar climate stress testing on insurance companies and other regulated financial institutions.

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CCNC Silver Anniversary Gets a Taste of Squaw Valley Paradise

First-Ever MVCA Bowling Tournament! Friday, September 21, 2018 Pacific Avenue Bowl • 2:30-5:30pm

- see page 4

- see page 5

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