Sacramento Claims Association News Network December 2013

Sacramento Claims A ssociation N ews N et work

Since 1994 with SCA

Volume XIX • Number XI

www.SacramentoClaims.org

SCA Holiday Luncheon Thursday

December 12, 2013 Join The SCA for the final meeting of 2013, and Help Us Acknowledge and Celebrate Charitable Work In Our Community This will also be a canned food drive

The SCA is pleased to be participating in the 20th Annual Sacramento Food Bank Food Drive.

LIONS GATE HOTEL & CONFERENCE CENTER At McClellan Park

3410 Westover Street, Sacramento, CA 95652

Singer Shares Broad Perspective On Appraisal at November SCA A strong crowd turned out to hear November guest speaker Robin L. Singer, of Morris Polich & Purdy LLC, who provided a most informative presentation on the Appraisal process at the November 14, 2013 luncheon meeting.

- see page 8

Saturday, February 8, 2014 6:00 p.m. - 11:00 p.m.

LionsGate Hotel - Main Ballroom 3410 Westover Street Sacramento, CA 95652

- see page 7

2

Sacramento Claims Association News Network • December 2013

Sacramento Claims Association

President

Bob Battazzato Cleanrite Buildrite bobb@crbr.com Educational Committee

Jon Aronson

P.W. Stephens Environmental, Inc. honorary member in memoriam

Jeff Kaiser

Firemans’ Fund Insurance Reservations/Facility

Your 2013 SCA Executive Staff

Vice President

Linda Klaas

Farmers Insurance lhmerced@aol.com Social Committee

Secretary Treasurer

Cathrin Nevin

Carl Warren & Company cnevin@carlwarren.com Giving/Charitable Committee

And Your 2013 SCA Board of Directors Art Coussoulis

AAA Retired Social Com/Production Coor.

Steven Moore

Barrish Pelham & Associates Educational Committee

Lisa Gerber

California Casualty Educational Committee

John Morgan

Guide One Insurance Giving Committee

Ruth Griffith

Servpro of Auburn/Rocklin Reservations/Facility

Tami Umland

Artland Construction

Jim McCurley

RGL Forensic Accountants jmccurley@us.rgl.com

Bryan Harrison

Association News Network, Inc. Communications Committee

April Wilkinson

David Morse & Associates

3

Sacramento Claims Association News Network • December 2013

Reflections for 2013 ... ... Staying The Course December Message from 2013 SCA President Bob Battazzato

2013 SCA President Bob Battezzato

As we bring 2013 to an end, I can’t help but be reflective of the year.

I first want to Thank all of you for continuing to support the Sacramento Claims Association throughout this past year. We continue to build on a strong foundation for the SCA and look toward 2014 with optimism and excitement as we continue to focus on the 4 areas of our Vision statement; Education/Communication/Social/Charitable.

This past year we worked on providing educational seminars and luncheons that supported our Members in the Industry in which we all work. Additionally we added some Social events that helped us all network together and enjoy each other’s company in a more leisurely setting.

Our Community Day with Habitat for Humanity expanded the charitable side of our Vision for 2013 as we will also be honoring the key charities for the SCA at the December Luncheon, as well as hosting a Food Drive for the Sacramento Food Bank. Please do bring non-perishable food supplies to contribute to our donation.

The SCA Annual Golf Tournament was also a tremendous success for the organization, as well as the members. This is our signature event for the year and once again brought out the BEST in the day for all.

Another key event for us is the Winter Party, which is right around the corner, being held February 8, 2014 at LionsGate. This event will be such a great way to kick-off 2014 as this is always a tremendous evening for all that attend.

The Board worked hard on revising some of the areas in the SCA bylaws that needed clarity for the organization, and we held our second annual “strategy meeting” that helps us all communicate ideas and continue page 10 Lic # 916959

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4

Sacramento Claims Association News Network • December 2013

Sacramento Claims

Recent SCA Association News Network Charitable Beneficiaries www.SacramentoClaims.org December 2013 • Volume XIX • Number XI include:

Inside this issue...

2 3 5 6 7 8 9 11 13 15 16

Your 2013 SCA Executive Staff & Board of Directors Decvember Message from 2013 SCA President Bob Battazzato

CSUSacramento insurance program

SCA 2013 Calendar of Events & and Social Media links People On The Move SCA Winter Gala 2014 Tickets On-Sale online Now! Robin Singer on Interpreting Appraisal Clause in Property Losses at Nov 14 SCA Luncheon

hope & opportunity for at-risk women with children

SCA Holiday Luncheon Thursday December 12, 2013 Sacramento Claims Association News Network Service Directory Sponsors Association News Network Job Connection News From The DOI

Sacramento Blue Star Moms

SCA 2012 Membership - Join or Renew NOW for 2014

Be Seen Print

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Mold, Asbestos & Lead Consulting Clandestine Lab Investigations Chris Hintz, CAC REA, CIE

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Sacramento Claims Association News Network • December 2013

Updates at: www.SacramentoClaims.org

Calendar of Events Thursday, December 12, 2013

Charitable Focus Luncheon Meeting - see page 9 Food Drive: Please bring non-perishable items to contribute to the SCA donation to the Sacramento Food Bank & Family Services.

We will also be honoring SCA Chosen Charitable Beneficiaries: • Taylor House Senior • Safe House • Habitat For Humanity Lions Gate Hotel & Conference Center

Like us on Facebook: Sacramento Claims Association

Follow us on Twitter:

@sacclaimsassn

Thursday, January 9, 2014 Luncheon Meeting Lions Gate Hotel & Conference Center Topic/Speaker tba

Saturday, February 8, 2014

and LinkedIn: Sacramento Claims Association

Annual SCA Winter Gala @ Lions Gate Purchase Tickets Online NOW! First Come - First Served

Updates at: www.SacramentoClaims.org

- see page 7

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Sacramento Claims Association News Network • December 2013

eople

on the Move

Levi Aronson Announces Aronson Landscape

Levi Aronson, owner of Aronson Landscape, a full-service landscape contractor serving the Greater Sacramento area and foothills, Auburn, Dixon, Newcastle, Grass Valley, Lincoln, Folsom, Colfax, Nevada City, Penryn, Citrus Heights, Rocklin, Sacramento, Loomis, Fair Oaks, Roseville Levi founded Aronson Landscape in 2008 with just a truck, a push Levi Aronson mower, and dreams of running a successful business. Since then, his company has steadily grown from a one-man operation to a company capable of running 4 separate crews.

Levi’s work ethic, attention to detail and strong interest in people have enabled him to create a well-built and flourishing company.

“Aronson Landscape is different than the competition because

we are owner operated and form friendly personal relationships with each of our clients to enable relaxed and efficient communication,” Levi explains. “We see each job as a privilege and a responsibility.”

Levi’s knowledge of plants, building materials and environmentally responsible construction practices, allows him to create and innovate landscapes that nurture and inspire.

“My father, Jon Aronson, helped me step my way into the insurance arena,” he says. “We worked together to provide the industry adjusters and contractors with the emergency irrigation service they need to sustain the insured/clients landscape during loss review and construction. He taught me, while estimating on the loss as a whole, the importance of making sure there is a focus on the insured getting their landscaping back to its original state.”

A native of Meadow Vista, California, Levi states plainly that “my entire family has been in the insurance industry my whole life. I am confident that I know what adjusters and contractors are looking for in a landscape provider.”

He feels his strongest accomplishment thus far in his work has continue page 13

7

Sacramento Claims Association News Network • December 2013

Saturday, February 8, 2014 6:00 p.m. - 11:00 p.m.

LionsGate Hotel - Main Ballroom 3410 Westover Street Sacramento, CA 95652

Dress Code: Semi-Formal/Black Tie

Tickets: $125ºº per person for SCA Members who have paid their SCA membership dues for 2013 or 2014, and their guests.

Availability: Tickets available NOW! via Pay Pal all sales are final - no refunds.

Event will include: • Hosted Bar • Appetizers • Sit-Down Dinner • Dancing • Photo Booth Room reservations are available now at a special SCA rate, as follows: Standard Room - $89ºº/night 1 Bedroom Executive Suite - $109ºº/night These rates will be in effect until sold out, based on availability.

Please refer to reservation code "SCA14" when contacting the hotel, at: 916-643-6222.

This is an annual sell-out event, any questions please contact: Art Coussoulis - coussoulis@aol.com; Linda Hansen - linda_hansen@hpcs.com; Joan Barrett - joanbarrett@yahoo.com; or April Wilkinson - awilkinson@davidmorse.com

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4 Construction Defect Investigation

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8

Sacramento Claims Association News Network • December 2013

Singer Shares Broad Perspective On Appraisal

By Bryan Harrison

S C A President, B ob Battezzato, thanked November guest speaker Robin L. Singer, of Morris Polich & Purdy LLC for his most informative presentation on the Appraisal process at the November 14, 2013 luncheon meeting.

We’re There When You Need Us!

The November 14, 2013 luncheon meeting of the Sacramento Claims Association was one of the strongest gatherings in recent months, including a good number of claims personnel on-hand to hear longtime claimsman turned defense attorney, Robin Singer, on “What Adjusters Congratulations to SCA Board Need to Know About Appraisal".

Member John Morgan on winning the November 50/50 Singer, who spent years in various Raffle Drawing. roles within the claims industry, is 800-500-4310 In the spirit of the now with Morris Polich & Purdy LLP. Thanksgiving season, Dawn Water, Sewage & Mold Cleanup “Like nuclear games,” he stated, Dawson thanked all the vendors for their commitment “the only way to win is not to play.

Fire & Smoke Restoration to the association, and the Appraisals are the same way.” industry.

Asbestos Contents In order to even need a formal Decontamination appraisal, he went on to explain, there has to be a failure to agree.

Area Rug & Contents Restoration Often times, he said, “the first Specialized Blasting Services thing PA (Public Adjuster) does is give notice of claim and say ‘we want www.thecleanupco.com to go to appraisal’. There must be a failure to agree before that can happen,” Singer explained.

INSURING In order for appraisal to be invoked, the two parties must have a disPEACE OF MIND agreement about the value of the loss. “It’s very much like arbitration, except From water extraction to appraisal is a very limited type of arbitration,” he said. “You can only resolve complete reconstruction, one item.”

BELFOR has a solution Appraisers are held to a higher standard of impartiality than a normal to help you recover and arbitrators. “You want to find a way to negotiate and agree. Appraisal is going get back to your life. cost you time and money. Unless it's a significant difference, you will want to avoid appraisal.”

BELFOR ...

All that said, he then pointed out there appraisals are mandatory? “If There When You Need Us. the insured demands appraisal, you have to go. Likewise, if you insist on appraisal, the insured must comply,” he added.

FIRE • WATER • STORM DAMAGE • RECONSTRUCTION When you see the word “shall”, he explained, this means “must” in legal Site Containment terms.

Water Extraction “In the old days each side would pick an appraiser,” he said. “Now, Structural Drying language reads ‘Umpire shall be selected by a judge’.

Dehumidification “Informal” appraisal is quicker and cheaper, and are the standard, except Structural Cleaning Bakersfield • Fresno when a “formal” is specifically requested by the insured, or the company inDecontamination Lake Tahoe • Los Angeles Mold Remediation volved. A “formal” appraisal involves a lot more, he said.

Riverside • Sacramento Contents Restoration Important to note that the appraiser cannot determine cause or coverage.

San Francisco • San Diego Document Recovery “You've got to be sure to limit the scope of your appraisal going in,” he San Jose • San Fernando Vital Records Recovery advised. “Work with your appraiser ahead of time.”

Electronics Restoration Mr. Singer went on to explain that an appraisal award is not a money EMERGENCY HOTLINE judgement. You may still reserve the right to deny based on coverage. That 877.339.4301 said, he added that you “don't have to have coverage battle before hand. Have www.belforcalifornia.com License #810553 items appraised and then deal with whether they're covered.”

9

Sacramento Claims Association News Network • December 2013

SCA Holiday Luncheon Thursday

December 12, 2013

Join The SCA for the final meeting of 2013, and Help Us Acknowledge and Celebrate Charitable Work In Our Community

December 12, 2013

SCA is proud to sponsor • Taylor House, a home for young females transitioning out of Foster Care; • Senior Safe House, a rescue home for abused elderly.

• We will also be recognizing Habitat for Humanity.

11:30 a.m. check-in • Noon - 1p.m. Luncheon $32 Members w/Reservations • $45 guests Free to carrier personnel (donations to the SCA Charitable Fund in lieu of fee welcomed) Secure your spot at: www.SacramentoClaims.org

This will also be a canned food drive

The SCA is pleased to be participating in the 20th Annual Sacramento Food Bank Food Drive.

We ask that you please bring at least one non-perishable food or clothing item with you to the December 12th meeting.

Sacramento Food Bank & Family Services (SFBFS) 20th annual Spirit of Giving (SOG). The SOG is a donation drive comprised of nonperishable food and clothing collections.

Sacramento Food Bank & Family Services (SFBFS) 20th annual Spirit of Giving (SOG).

The SOG is a donation drive comprised of non-perishable food and clothing collections.

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Sacramento Claims Association News Network • December 2013

President’s Message - Reflections on 2013 continued from page 3

direction for the SCA moving forward. These planning sessions are critical in maintaining the consistency for the SCA and to assure proper communication between all as we stay focused on the Vision.

We are fortunate to have two strong additions to the Board for the year 2014 in April Wilkinson & Tami Umland, both of whom will bring not only great energy to the table but also a “can do” attitude that keeps the SCA and Membership foremost in their actions.

As always I would like to reach out to each and every one of you as Members to please contact any Board Member if you have valuable input that you want to share about the SCA and/or the direction we are going. This is YOUR SCA. In closing, I would like to Thank all the people that have supported not only me but the

organization in 2013. I have made some great new friends, shared some ideas that have come to fruition and, most of all, agreed to disagree at times but with the Vision of the SCA always in mind.

Our Board worked hard and long “after hours” to keep the goals of the SCA alive and well. And for that I am Thankful. As we move into 2014 I would encourage all of you to “stay the course” in 2014 and beyond as it is PEOPLE that make this Association great!

Please get involved, invite a friend or business acquaintance….attend all the events and make sure we hear your voice….it is important to the organizations continued success.

All the Best in 2014 and again, my door is always open, Sincerely,

Bob Battezzato

Bob Battezzato 2013 President Sacramento Claims Association Cleanrite-Buildrite bobb@crbr.com (530) 570-9070

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Sacramento Claims Association News Network • December 2013

Sacramento Claims Association News Network Services Directory Thanks to all our paid directory listing sponsors

AccIDENT RECONSTRUCTIONists

Boster, Kobayashi & Associates - Michael Kreutzelman Serving the United States 24 hr. (925) 963-9653 • (925) 447-6495 and Overseas Fax (925) 447-6589

Alternative Dispute Resolution

Ronald A. Arendt, Esq. - a professional law corporation 2300 Bell Executive Ln rarendt@arentadr.com • (916) 925-1151 Sacramento, CA 95825 www.arendtadr.com • Fax (916) 929-5137 Ernest A. Long ADR - Ernie Long 2630 J Street 916-442-6739 • Fax 916-4424107 elong@ernestalongadr.com Sacramento CA 95816

attorneys - defense

nageley, meredith & Miller, Inc. - Greg Meredith/Jim Keowen 8001 Folsom Blvd., Suite 100 (916) 386-8282 • Fax (916) 386-8952 Email GMeredith@NMLawFirm.com Sacramento, CA 95826 Porter Scott - Lindsay A. Goulding 350 University Avenue, Suite 200 www.porterscott.com • 916.929.1481 ext. 470 Sacramento, CA 95825 lgoulding@porterscott.com • Fax: (916) 927-3706

Contractors-Asbestos/Lead/Mold Remediation

A-1 Remediation - David Brooks 4270 Pell Drive dave@a1remediation.com • (916) 568-7624 Sacramento, CA 95838 www.A1remediation.com • Fax (916) 568-7639 American Technologies, Inc. - Barry Metcalf/George Platt 8440 Elder Creek Road bmetcalf@amer-tech.com • (916) 388-2440 Sacramento, CA 95828 Fax (916) 388-2445 Cleanrite Buildrite Wind, Water, Fire, Mold - 24 Hours (800) 870-0030 Sacramento, Yuba City, Chico & Redding www.CRBR.com JM Environmental, Inc. - John Moore & the JM Team PO Box 2189 www.jmenvironmental.net • (916) 726-0304 Granite Bay, CA 95746-2189 Fax (916) 726-0340 P.W. Stephens Environmental, inc. - Jason Kettlehut 3278 Swetzer Road www.pwstephensinc.com • (916) 790-4119 Loomis, CA 95650 jasonk@pwsei.com Paul Davis Restoration of Greater Sacramento 3225 Monier Circle, Suite 200 800-954-FIRE • (916) 254-5115 Rancho Cordova, CA 95742 Fax (916) 254-5963 THE RESTORATION CLEANUP COMPANY Water, Smoke & Mold Damage Specialists 800-500-4310 Sewage Decontamination www.thecleanupco.com restoration management Company Water, Smoke & Environmental Specialists 1800 Enterprise Blvd.

(800) 400-5058 West Sacramento, CA 95691 tumland@rmc.com Select Environmental – Blake Roath Mold, Asbestos, Lead & General Demolition 4801 Whitney Avenue selectenviro@gmail.com (916) 256-3899 Carmichael, CA 95608 www.selectenvironmental.org Fax (916) 486-1357

Contractors - Electrical

Tucknott Electric Co. - Robert A. Tucknott 6850 Regional St. Suite 110 tucknottel@aol.com • (925) 931-0800 Dublin, CA 94568 www.Tucknott.com • Fax (925) 931-0817

Contractors - general/restoration

AAA Flood & Fire - Emergency Services - Water, Fire, Smoke, Mold 186 Barnard Ave

www.AAAFloodAndFire.com • SJ Office: (408)270-9111

San Jose, CA 95125 Dry1Out@gmail.com • SSF Office 1(888)Dry1Out(379-1688) Belfor USA - Grant Cody 3132 Dwight Rd Ste 300 (916) 399-1865 • Fax (916) 399-9388 Elk Grove, CA 95758 grant.cody@us.belfor.com Cleanrite Buildrite Wind, Water, Fire, Mold - 24 Hours (800) 870-0030 Sacramento, Yuba City, Chico & Redding www.CRBR.com DH Construction - Ken Daley/Amber Pastor 4324 Orange Grove Ave. www.DHfirerestoration.com • (916) 481-3297 Sacramento, CA 95841 ken@dhfirerestoration.com Fite & Company Construction - Jeff Black 9857 Horn Rd jblack@fiteproperties.com • (916) 366-5695 Sacramento, CA 95827 Fax (916) 361-9043 LAWTON CONSTRUCTION - Brett Lawton P. O. Box 6026 www.LawtonConstruction.com • (916) 434-9280 Auburn, CA 95604 Fax (916) 434-2590 Mark Scott Construction, Inc. - Andrew Wilson Residential & Commercial msconstruction.com • Pl. Hill: (925) 944-0502 24 Hour Em Service Fairfield: (707) 804-8880 • Stockton: (209) 982-0502 Paul Davis Restoration of Greater Sacramento 3225 Monier Circle, Suite 200 800-954-FIRE • (916) 254-5115 Rancho Cordova, CA 95742 Fax (916) 254-5963 Probilt Construction - Roger Kolb 3770 West Pacific Ave. rogerkolb57@gmail.com • (916) 455-1782 Sacramento, CA 95820 Fax (916) 455-1783 Wingard Construction - Nichole Norton 24 Hr. Em (800) 232-7150 One-Call Contractor for all your Lodi office: (209) 368-2464 reconstruction needs email@wingardconstruction.com • Concord: (925) 689-9322 Zebra Restoration - Michael “ Z” Zboralske/Debbie Kutch 11365 Sunrise Park Dr. Ste 200 z@zebrarestoration.com • (916) 635-8571 Rancho Cordova, CA 95742 Debbie@zebrarestoration.com • Fax (916) 635-8573

Contractors - Landscape

Aronson Landscape - Levi Aronson Serving The Greater www.AronsonLandscape.com • (916) 243-9350 Sacramento Area levi@aronsonlandscape.com

Contractors - Microbial remediation

American Technologies, Inc. - Barry Metcalf/George Platt 8440 Elder Creek Road bmetcalf@amer-tech.com • (916) 388-2440 Sacramento, CA 95828 Fax (916) 388-2445 Belfor USA - Grant Cody 3132 Dwight Rd Ste 300 (916) 399-1865 • Fax (916) 399-9388 grant.cody@us.belfor.com Elk Grove, CA 95758 Cleanrite Buildrite Wind, Water, Fire, Mold - 24 Hours (800) 870-0030 Sacramento, Yuba City, Chico & Redding www.CRBR.com P.W. Stephens Environmental, inc. - Jason Kettlehut 3278 Swetzer Road www.pwstephensinc.com • (916) 790-4119 Loomis, CA 95650 jasonk@pwsei.com restoration management Company Water, Smoke & Environmental Specialists 1800 Enterprise Blvd.

(800) 400-5058 West Sacramento, CA 95691 tumland@rmc.com Zebra Restoration - Michael “ Z” Zboralske/Debbie Kutch 11365 Sunrise Park Dr. Ste 200 z@zebrarestoration.com • (916) 635-8571 Rancho Cordova, CA 95742 Debbie@zebrarestoration.com • Fax (916) 635-8573

Crime Scene/Fatality Clean-Up Cleanrite Buildrite Wind, Water, Fire, Mold - 24 Hours Sacramento, Yuba City, Chico & Redding

(800) 870-0030 www.CRBR.com continued next page

12

Sacramento Claims Association News Network • December 2013

Sacramento Claims Association News Network Services Directory continued from previous page

Engineers - Forensic

Thanks to all our paid directory listing sponsors

property restoration/Contents

American Technologies, Inc. - Barry Metcalf/George Platt 8440 Elder Creek Road bmetcalf@amer-tech.com • (916) 388-2440 Fax (916) 388-2445 Sacramento, CA 95828 Belfor USA - Grant Cody 3132 Dwight Rd Ste 300 (916) 399-1865 • Fax (916) 399-9388 grant.cody@us.belfor.com Elk Grove, CA 95758 Cleanrite Buildrite Wind, Water, Fire, Mold - 24 Hours (800) 870-0030 Sacramento, Yuba City, Chico & Redding www.CRBR.com Paul Davis Restoration of Greater Sacramento 3225 Monier Circle, Suite 200 800-954-FIRE • (916) 254-5115 Rancho Cordova, CA 95742 Fax (916) 254-5963 THE RESTORATION CLEANUP COMPANY Contents Restoration Specialists 800-500-4310 Environmental - Testing & Consulting www.thecleanupco.com Sierra Environmental - Chris Hintz (209) 366-3684 Asbestos Decontamination, NS Inventory P. O. Box 1563 www.SierraEnviro.com • (714) 519-1366 restoration management Company Woodbridge, CA 95258 Fax (866-612-8294 Water, Smoke & Environmental Specialists 1800 Enterprise Blvd.

(800) 400-5058 FIRE INVESTIGATORS West Sacramento, CA 95691 tumland@rmc.com Fire Cause Analysis - Ulises Castellon, CPCU ServiceMaster of Napa Vallejo & Benicia - Eric Larson/Lynn Fuller Throughout California, Arizona (800) 726-5939 • Fax: (510) 649-3099 P. O. Box 6867 smnvb@interx.net • (800) 648-1608 Nevada, Oregon, N. Dakota & Minnesota inquiry@fcafire.com Napa, CA 94581 Fax (707) 257-1608 ServiceMaster Restoration Services - Ryon Hayward Floor Covering Serving Contra Costa ryon@sharjo.com • (800) 480-TIDY Masters Wholesale - Jeff Lovelace www.svmcleaning-restoration.com 2504 Mercantile Dr. jlovelace@masterswholesale.com • (916) 997-6728 & Marin Counties Rancho Cordova, CA 95742 www.MastersWholesale.com • Fax (916) 669-3894 Servpro of Auburn/Rocklin - Ruth Griffith (916) 632-2250 2288- A Sierra Meadows Dr. leak detection/plumbing Rocklin, CA 95677 office@servproauburnrocklin.com american leak detection - Monte Routon Servpro of Citrus Hts/Roseville/Carmichael - Jennifer Carpenter P.O. Box 525 www.AmericanLeakDetect.com • (916) 331-6443 (916) 966-2601 americanleakdetectionsacramento@ymail.com 701 Del Paso Rd Fair Oaks, CA 95628 Sacramento, CA 95834 jcarpenter@servproofcitrusheights.com Bull’s Eye leak detection - Daniel Spatz P. O. Box 73114 (916) 760-8944 Servpro of Davis/Woodland - Mike & Melinda Haworth (530) 756-1414 Davis, CA 95614 bullseyedetection@gmail.com • Fax (916) 760-8970 P. O. Box 2263 Davis, CA servpro9644@surewest.net 95617 Masters Wholesale - Mike LaVerdure 2504 Mercantile Dr. mlaverdure@masterswholesale.com • (916) 997-0423 Servpro of Elk Grove/Laguna - Bill Lucas (916) 525-1241 Rancho Cordova, CA 95742 www.MastersWholesale.com • Fax (916) 669-3891 P. O. Box 2169 Elk Grove, CA 95759 lucaswm@me.com Overspray Removal Servpro of Fair Oaks/ Folsom - Dan Langford Nationwide Overspray Removal - Eric Gerencser P. O. Box 6 (916) 987-0400 Benicia, California

www.overspray.net • (925) 408-5909 Orangevale, CA 95662 servpro9023@yahoo.com Safe Overspray Removal eric@overspray.net • (800) 345-1269 Servpro of FAIRFIELD - Kelly McLean Property Restoration-Clothing Specialists (707) 207-0122 5130 Fulton Dr., Suite I Blue SKy Cleaners - Robert Strong Fairfield, CA 94534 sp9726@servprooffairfield.com • fax (707) 207-0120 Garment Restoration - Nobody CARES about you more (925) 455-6000 Servpro of Rancho Cordova - Rose Miller Bob@blueskycleanersca.com Fax (925) 445-6002 (916) 638-1720 11361 Sunrise Gold Cir., Suite C FRSTeam - Jim and Courtney Nicholas Rancho Cordova, CA 95742 servpro9366@sbcglobal.net 910 Striker Ave. Ste E Travis George tgeorge@frsteam.com • 916-920-8239 Zebra Restoration - Michael “ Z” Zboralske/Debbie Kutch Sacramento, CA 95364 Ian Manes imanes@frsteam.com • 916-920-8239 11365 Sunrise Park Dr. Ste 200 z@zebrarestoration.com • (916) 635-8571 Revival garment Restoration, Inc. - John Vigallon Rancho Cordova, CA 95742 Debbie@zebrarestoration.com • Fax (916) 635-8573 A Higher Class of Service (888) 602-9111 Throughout N. California john.vigallon@hotmail.com • Fax (209) 451-4778 Barrish Pelham & Associates, Inc. - Lisa Esquivel 3001 E Street lesquivel@barrish.com • (916) 418-9100 Sacramento, CA 95816 www.Barrish.com • Fax (916) 400-4874 Complere Engineering Group, Inc. - Gene Wilkins, P.E. Fire C&O, Property Liability, Thermography, Structural 4230 Kiernan Av., Suite 210 wilkins@complere.com • (209) 545-8165 www.complere.com • Fax (209) 545-8170 Modesto, CA 95356 Haag Engineering Company - Kathy Krainock Leaders in kkrainock@haagengineering.com • (949) 861-8847 Forensic Engineering www.haagengineering.com • Fax (949) 861-8683 OConnor Engineering - Michael O’Connor/Chuck Thomas 1172 National Dr. Ste 100 (916) 640-0640 Sacramento, CA 95834 www.OConnor-Engineering.com

Thank You to ALL our Subscribing Advertising Sponsors!

Deadline for all submissions for the next issue is December 20, 2013

13

Sacramento Claims Association News Network • December 2013

People On the Move continued from page 6

been in learning to “step away from my comfort zone of working by myself with just one employee to running several crews of experienced and knowledgeable landscape professionals.

Being my own boss, I would say I can always continue to progress and make myself a better person.

Aronson Landscape is a full-service landscape design contractor, with the specific focus as an Insurance loss specialist (LLLS).

Aronson Landscape works with many insurance companies, and contractors, after the loss occurs.

“After a fire, water loss, car through house, fallen tree, etc., we at Aronson Landscape will work with the home owner, adjuster, and contractor to save as much of the landscape as possible. We do this by repairing any damaged irrigation, and installing temporary automatic watering systems when the electricity is unavailable on the property. Our work often also involves removing of any large trees and debris on property,” he says. “As construction begins we will provide indepth reports and estimates to get the home back into the shape that it was before the loss. We work hand-in-hand with the adjusters to be sure no detail is left behind. All landscapes will be put back to original state by our professional landscape install team.

“Outside of this we offer Landscape design and install, Commercial and residential landscape maint. Custom concrete and water features. Low voltage lighting professional. Tree trimming and removal. Full landscape service.

Levi Aronson, and his team at Aronson Landscape, may be reached at: (916)243-9350, or levi@aronsonlandscape.com.

Sacramento Claims Association News Network Services Directory continued

Roof Inspection services

select roof inspections, LLC - Linda Shaw 5098 Foothills Blvd. Ste 3465 selectinspect@gmail.com • (916) 773-1650 Roseville, CA 95747 www.SelectRoofInspections.com • Fax (916) 773-1658

AssociationNewsNetwork.com

Positions Available Claims Industry Placements

Gary E. Mingus, GEM Search Group provides both Temporary, Temp to Hire and Direct Hire placements in the Insurance Industry also, placing Vendors related to the Insurance Industry. Call Gary Mingus 866-935-4426 or email to Gary@GEMSearchgroup.com.

Serving the Insurance Industry since 1995.

Experienced Construction Estimator:

East Bay general contractor is looking for an estimator with experience in insurance repair. Duties include: · Work closely with the insured, insurance adjuster, and all other parties involved in claims. · Establish a good rapport with all parties and write a timely accurate estimate to get the building back to pre-loss condition.

Knowledge of Xactimate is mandatory, as well as intermediate · to advanced experience with Microsoft Office programs. · Must have excellent time management skills and the ability to work independently.

Competitive salary, benefits and 401K. Fax: 925-944-0908 or email liz@msconstruction.com.

Temporary Housing/Insurance Claims -

Assured Relocation is the leading national temporary housing provider for insurance companies. The position is fast paced. We need people with empathy, a sense of urgency, and claims experience using software (Salesforce preferably). Salary/benefits/exciting work environment in Menlo Park. Email resume/cover letter to Jobs@ assuredrelocation.com.

Submit Your Job Connection ad to:

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Next Deadline for submissions is December 20, 2013 call 209-229-8240 or fax FAX# 209-229-8328 info@AssociationNewsNetwork.com

Where Quality and Customer Satisfaction are our Priority

storage

Units Moving & Portable Storage of Sacramento - Sam McKillip Trusted Portable Storage Sam@UNITSsacramento.com • (916) 929-4435 from Local Owners that care www. UnitsSacramento.com

Providing the following insurance claim services:

Window Covering

Masters Wholesale - Jeff Lovelace 2504 Mercantile Dr. jlovelace@masterswholesale.com • (916) 997-6728 Rancho Cordova, CA 95742 www.MastersWholesale.com • Fax (916) 669-3894

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14

News

Sacramento Claims Association News Network • December 2013

from the DOI

Insurance Commissioner Jones Commends Proposition 103’s Saving Consumers And Businesses Tens Of Billions Of Dollars On The 25th Anniversary Of Its Passage By Voters SACRAMENTO, Calif. - Insurance Commissioner Dave Jones November 12, 2013 issued the following statement regarding the 25th anniversary of Proposition 103: “Proposition 103 has saved consumers and business tens of billions of dollars in auto and homeowner rates since it was first passed by California voters in 1988.

“Proposition 103 requires auto, homeowners and all property and casualty insurers to file their rates and get approval for rates from the insurance commissioner. Since I was elected commissioner in November 2010, we have saved consumers and businesses over $1.4 billion in insurance rates alone. The Consumer Federation of America report describes how California motorists have benefitted from Proposition 103. Californians appropriately are celebrating the 25th Anniversary of the passage of Proposition 103.”

“Unfortunately, while the insurance commissioner has the authority under Proposition 103 to reject excessive auto, homeowners and other property and casualty insurance rate hikes, no one in California including the insurance commissioner has the authority to reject excessive health insurance rate hikes. Californians are surprised to learn that the insurance commissioner in California, unlike 35 other states, does not have the authority to reject excessive health insurance rate hikes.”

“Health insurance rates will continue to climb even with the imple-

mentation of the Affordable Care Act. We see these rate hikes with the 1 million health insurance cancellation notices sent to individual Californians. California law needs to be changed to give the insurance commissioner the authority to reject excessive health insurance rate hikes.”

Jones Calls Covered California’s Extension Denial A Disservice To Policyholders Allowing Californians to keep their health insurance through 2014 won’t undermine implementation of the ACA

Insurance Commissioner Jones issued the following statement November 21, 2013 in response to Covered California’s decision to deny health insurers the ability to renew existing policies: “Over a million Californians have received cancellation notices from their health insurer. On behalf of these policyholders I am disappointed in Covered California’s action, which denies individuals and families the opportunity to keep their existing health insurance as President Obama promised.

“Covered California rejected what President Obama and I asked for—that individual policyholders be allowed to keep their existing health insurance through all of 2014. Covered California’s decision

The Sacramento Claims Association News Network© is a production of Association News Network, Inc. Published monthly as a free service to the SCA with a commitment and dedication to the promotion and betterment of this professional organization. The views and comments expressed within the articles herein do not necessarily reflect the views of A.N.N., Inc. or SCA. We assume no responsibility for any opinions and/or statements offered by contributing authors to the publication. Acceptance of advertising material does not constitute endorsement of the products or services offered. We reserve the right to reject any advertising copy or placement. We encourage industry support of this professional organization - its monthly newsletter publication and web site.

Go to: www.SacramentoClaims.org Please submit articles for consideration by email, to: Bryan Harrison, Publisher Bryan@AssociationNewsNetwork.com • 209.229.8240

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Sacramento Claims Association News Network • December 2013

denies Californians the same opportunity health insurers are giving to its small business customers who are being allowed to renew current policies throughout 2014.

“Covered California could have honored President Obama’s request, without causing damage to the implementation of the Affordable Care Act or the Exchange.

“The preferred and more equitable course of action for California consumers is for Covered California’s unnecessary cancellation to be rescinded. Allowing existing policyholders to keep their health insurance for the duration of 2014 will not undermine the implementation of the ACA, but rather will give consumers more time to figure out what makes sense for their families.”

Commissioner Jones has been a staunch supporter of the ACA since its passage and throughout its implementation. Last week President Obama called on states and insurers to allow existing policyholders the option to renew their plans for an additional year. Commissioner Jones expressed his support of the President’s request and asked that Covered California rescind its contractual provision with 11 insurers, which impeded their ability to honor the President’s request.

As the state’s insurance market regulator, Jones has made it clear that neither state nor federal law, including the ACA, requires December 31 cancellations. More than 1 million Californians are receiving cancellation notices from insurers, who are upset because they were told by the

15

President if they liked their health insurance, they could keep it. Jones pointed out that all existing policies are not “junk insurance.” California has strong coverage mandates, as demonstrated by the many policyholders who want to keep their existing policies and doctors. Jones noted that it is disingenuous for health insurers to argue that allowing renewals will harm the exchange, because cancellation notices being sent to policyholders are steering them into insurance products outside the Exchange, which deprives the policyholder of the federal premium subsidy.

Jones also stressed that allowing existing policyholders to renew for a full year will not undermine the risk pool, as the ACA has robust features which mitigate the risk of health insurers having a disproportionate share of sick people in their risk pool in 2014. Additionally, it is estimated that 400,000 existing policyholders are eligible for subsidies. Even if allowed to renew their current coverage, many consumers will purchase new insurance through the Exchange because of the subsidy. For all of these reasons, the Insurance Commissioner concluded that allowing renewals would not hurt the Affordable Care Act or the Exchange, but should be allowed to make good on the promise to policyholders.

Please visit the Department of Insurance web site at www.insurance.ca.gov

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Volume XIX • Number XI

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