Around Town Magazine Upminster August Edition 2018

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T E R I N S U P M T I O N E D I 4 1

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CONTENTS 06

06 Julia Lopez

Political Update

10 James Blower The Savings Guru

14

CLLR Clarence Barrett

Cost of Waste Weighs Heavily

17 Recipe

Kimchi Fried Rice

20

13

Nokes & Co, Squire House, 81-87 High Street, Billericay, Essex CM12 9AS

What’s On 01277 633971

07949 266321

When and Where...

Around Town Magazines Graphic House, Radford Way, Billericay CM12 0DX

www.nokesandco.co.uk We repair all makes and m

mark@nokesandco.co.uk

Copyright 2018. Around Town Upminster is an independent magazine and does not endorse the products or services that appear in the magazine. Opinions expressed in Around Town do not necessarily represent those of the editors of Around Town Magazines. Around Town Magazines are published by Black Square Print Media Ltd produced by Black Square Litho Ltd.

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Julia Lopez

Member of Parliament For Hornchurch and Upminster We recently commemorated one hundred years of the Royal Air Force culminating in a historic flypast over Buckingham Palace, involving some of force’s greatest planes in its history, from the iconic Lancaster bomber and Spitfire, right up to the F35 Lightning, Britain’s latest fighter jet. It was brilliant to watch these planes, which represent so much of our history and future, fly above Westminster.

While the RAF is admired across the country, we in Hornchurch and Upminster have our own strong association to the force through RAF Hornchurch. A former RAF base seeped in history, where Lt. William Leefe Robinson VC, who was the first RAF pilot to shootdown a Luftwaffe aircraft over Britain in World War One, flew from. It’s cultural impact is still keenly felt across Hornchurch in the naming of roads, schools and of course The Good Intent pub, a former training site for airgunners and a firm favourite of aircrews.

people are affected by sepsis with at least 44,000 deaths in the UK every year. Having seen how devastating and yet incredibly widespread and life changing this infection can be, it is clear we need a much greater understanding of the condition and to look at innovative ways to diagnose and get better collection of patient data on the NHS. I am now hoping to discuss this with the Health Secretary and I am very much looking forward to working with The UK Sepsis Trust and the inspirational people I have met touched by sepsis.

I myself would like to experience and add to this constituency’s close connection to the RAF and I have just joined the Parliamentary Armed Forces Scheme, which places parliamentarians in one of the Armed Forces to understand better what our military personnel go through during their service to our nation. I chose to be placed with the RAF due to the Hornchurch connection, the centenary and the fact that my grandfather served in the RAF.

Finally, I hope that constituents, particularly youngsters in their school holidays, enjoy the summer and use this opportunity to enjoy many of the constituency’s parks and open spaces with a record 14 parks in Havering now awarded Green Flag status.

I met recently with The UK Sepsis Trust to see how we can best help raise awareness of this awful, indiscriminate infection and understand what could potentially be done through Westminster to help. More than 250,000

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August Savings Roundup Will the Bank of England Base Rate rise and is this good for savers? At the time of writing, the financial markets are pricing in a 90% likelihood that the Bank of England will raise the base rate from its current level of 0.50%. Base rate hasn’t been above this level for almost a decade – since March 2009. Back then, savers could earn over 6% for putting their money away for a year and 7% for five years. How savers would love a return to those days! By the time you read this, we will know whether the Bank of England’s Monetary Policy Committee (MPC) voted to raise base rate at its August meeting. Last month saw a 6-3 vote against a rise and we expect the August vote to be a close call. We have a nagging feeling that we may see another month with the base rate unchanged, with concerns about the economy and Brexit being enough to see another month of hold. Regardless of which way the MPC vote, a base rate increase is on the cards very soon. Those with mortgages know that this means an increase in repayments – with those on fixed rates knowing that this only buys them time before an increase hits. What does it mean for savers? This was a question I covered with Simon Read in the Daily Mirror on 31st July. Roll back a decade and the interest rates on savings broadly followed changes to Bank of England base rate. Banks and

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building societies were often guilty of passing on rises to mortgage holders immediately and somewhat later to savers but there was certainly a correlation. Over the past few years, there’s been a complete decoupling of any connection between savings rates and Bank of England base rate. The government has pumped money in to banks through its Funding for Lending and Term Funding Schemes which has reduced appetite from the larger banks and building societies to price competitively to attract deposits from savers. The void has been filled by a raft of new banks who have entered the savings market since 2009. We’ve seen almost 40 new providers join the savings market in the UK. These banks have competed strongly on price and their demand for savings to fund their lending businesses has spared savers from even worse rates from the historic lows witnessed. It is this competition and demand which is driving savings interest rates and we see little reason why this will change, regardless of any base rate rise, as it has been completely out of sync with base rate for several years. The larger banks and building societies still have more savings deposits than they need and we think they are likely to pass on little or none of the benefit of any base rate increase to their savers, instead using it as an opportunity to improve their profits. Savers hoping for a base rate

increase to improve their returns are therefore likely to be disappointed. Will the regulator intervene in the savings market? At the end of July, the Financial Conduct Authority (FCA) issued a discussion paper ‘Price discrimination in the cash savings market’ looking for feedback on various ways it could improve competition in the market. Its chief proposal is to introduce a basic savings rate (BSR) to savers with easy access savings accounts and easy access Individual Savings Accounts (ISAs). There is over £1.5trillion of savings in the UK and around half of this is held in either easy access accounts or easy access ISAs. The FCA has found that savers who have held their account for over five years are earning on average 0.82% less than those who have opened their account in the previous two years. In the case of ISAs, the difference is 0.87%. Given that 45% of customers have held their savings account for more than five years, a large number of savers are significantly worse off compared to those who have switched recently. Contrary to popular opinion, loyalty from long term savers is not being rewarded. We will be covering the discussion paper in more detail shortly in a blog on our website. However, we are keen to see savers share their views with the FCA – either directly to the regulator, or with us, which we will collate and provide with our response.


In the meantime, our top six best buys for easy access all pay between 1.25% – 1.31% and we are aware of over twenty accounts in the market paying 1% or more. If your easy access savings are not achieving at least this, we strongly recommend moving them to get a better return on your hard earned money. Don’t wait in hope of a base rate rise or regulatory intervention improving the interest you earn! Business savings rates covered and improvements to the website We’ve been busy making a number of enhancements to our website to help savers. We now cover business savings accounts – easy access, notice and 1 Year Fixed rates – including which types of companies qualify for these accounts. The number of providers covered in our best buys has increased to six in every product category and we have also become the first savings website to provide dedicated coverage to 18 Month Fixed Rate Bonds with their own category. There’s more to come over the summer too! The market can move quickly, so we always recommend that you check our website for the latest rates. At time of going to print, our best paying personal savings rates are:

Terms

Interest Rate

Provider

Instant Savings

1.31%

Paragon Bank

Notice

1.78%

Secure Trust Bank

1 Year

2.05%

Atom Bank and Bank of London & Middle East

18 Months

2.10%

Bank of London & Middle East

2 Year

2.20%

BM Savings, Hampshire Trust Bank, Investec Paragon and Bank of London & Middle East

3 Year

2.35%

Hampshire Trust Bank, Gatehouse Bank and Bank of London & Middle East

4 Year

2.51%

Secure Trust Bank

5 Year

2.70%

Bank of London & Middle East

James Blower Founder Savings Guru Ltd

www.thesavings.guru hello@thesavings.guru @SavingsGuruUK

That’s all for this month. As always, this article is reproduced on our website www.thesavings.guru, with links to all the accounts and providers mentioned. Have a fabulous August and see you again in September. James

11


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CLLR The CLARENCE BARRETT

Upminster & Cranham Residents’ Association

Cost of Waste Weighs Heavily Disposing of our waste is something many of us take for granted. In Havering we produce some 110,000 tonnes of waste per year, and much of it is food. Disposal not only has an environmental impact but is very expensive, some £15m for this year alone. Waste is an expensive business. Our levy to the East London Waste Authority, who dispose of our waste, is £13m per year - add on the £4m cost for the waste collection service and it equates to around £205 per year per household.

However, it is not so much the volume of what we throw away which determines the cost but the weight, as this is the metric used to calculate the cost.

Bearing in mind that nearly half of all waste is food, and food is usually quite heavy, it may be useful to think twice about not only what we throw away, but what we buy in the first place. For example, many supermarkets offer ‘three for two’ deals or hugely discounted prices on perishable items. While this can potentially help with bills, it can also have the opposite effect as it can lead to oversupply and, as useby dates come and go, the surplus food is disposed of which adds weight to the overall cost. If we can throw away less food, it will not only reduce disposal costs but save on household bills. Useful tips about how to save money and reduce food waste can be found at lovefoodhatewaste.com. Dury Falls Restoration Located on the corner of Upminster Road and Wingletye Lane, the former Care Home at Dury Falls was sold for development last year. Although there were early reservations over the future of the building, any concerns have been dispelled with the splendid restoration of the house. Set on 0.3 of an acre, the 17th Century grade II listed building was constructed in 1595. Following restoration in 1972, it was established as a private Residential Care Home for the elderly, before closure in 2016. The restored building looks excellent and is now home to eight 1 & 2-bedroom apartments.

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RECIPE Kimchi Fried Rice

Ingredients: 170g Kiimchi 1/3 cup Kimchi juice 1 tbsp Gochujang ½ tbsp Soy Sauce 2 tsp Toasted sesame oil 560g cooked short grain rice 1 tbsp vegetable oil 1 scallion (finely chopped) 2 sunny side up eggs

Method: 1.Take the kimchi and squeeze out as much juice as you can into a measuring cup. This can be set aside to use as kimchi juice. 2. Whisk the juice together with the gochujang and soy sauce until the gochujang is dissolved.

Your kitchen will thank you for the scent it creates. 5. Pop in the rice and stir fry until it is uniform in colour. 6. Add the kimchi juice mixture and turn the heat up. Stir fry until the rice starts

3. Drizzle the sesame oil on the rice and break up any big clumps using a wooden spoon. 4. Put the vegetable oil in the frying pan and heat over a medium-high heat until hot. Add the chopped Kimchi and stir fry until it starts to brown.

to brown and sticks together less. 7. Taste to see how salty the dish is – you can always add more soy sauce if required. 8. When the rice is ready, add the scallions. 9. Put your sunny side up eggs on the top and serve.

If you would like your recipe to appear in Around Town Magazines then contact our sales team on: 01277 658444 or email: sales@aroundtownmagazines.co.uk


HAVERING CARERS’ HUB The

Havering Council has launched a Carers Hub based in Romford that will offer support to Carers of Adults who live within the Borough of Havering. The Hub which is in the High Street was offcially opened on 11th June in Carers’ Week. The Team have been working hard to spread the word throughout the Borough that we are here to help. A Carer is someone, of any age, who provides unpaid support to family or friends, not able to manage without this help due to illness, disability, mental health or substance misuse. Caring is not an easy thing to do. Problems can mountup leaving a Carer feeling stressed, anxious and isolated. Sometimes all that is needed is a chat and support but other times it maybe more.

Havering Carers’ Hub are here to help and can offer support and information to an Adult Carer, caring for an individual over 18 years of age. The services that we provide include: • Emotional support individually or in a group • Regular telephone support • Peer Support Groups • Awareness Training • Information relating to Carers’ Assessments • Information relating to Hospital Discharge • Dementia Services • Informal Advocacy • Access to Welfare Benefits Advice Regular Support Groups currently include: • Carers’ Group – Taking Time to Listen – All welcome • Carers’ Group for those caring for Adults with Mental Health issues • Carer’ Turkish Support Group (individual information of venue and times attached). We also arrange regular Carer Forums which is a day event usually held at the YMCA in Romford. Carers’ can meet other Carers and meet with the Local Authority, and Health services and make your voice heard. Please join us for our Christmas celebration on the 11th December – All Welcome. Havering Carers Hub, Community Reach House, 32-34 The High Street, Romford, Essex, RM1 1HR Individual and confidential appointments with Carers & Advocacy workers can be arranged.

Tel: 01708 961111 info@haveringcarershub.org.uk www.haveringcarershub.org.uk Havering Carers’ Huh @HaveringCarers Carers Group- “ Taking Time to Listen” Join our Carers Group every Wednesday from 10am to 12pm at Community Reach House, 3234 The High Street, Romford, RM1 1HR Join us for a chat, meet and share experiences with other Carers, get involved in some discussions etc. Light refreshment provided. For further information, please contact us on: Telephone: 01708 961111 E-mail: info@haveringcarershub.org.uk Mental Health Group Our Mental Health Group is held every last Tuesday of the month at Romford Baptist Church from 6.30pm to 8.30pm for Carers who look after someone who has Mental Health Issues. TAKE A BREAK FROM CARING! Come along and get involved in relaxing activities. Refreshments and drinks (tea, coffee, water, soft drinks) provided. For further information, please contact us on: Telephone: 01708 961111 E-mail: info@haveringcarershub.org.uk Turkish Group Our Havering Carers’ Turkish Support Group is held every last Monday of the month from 11am to 12:30pm at RAPHAEL Restaurant, 43 Main Road, Romford, RM2 5EB Join us for a chat, meet and share experiences with other Carers, get involved in some relaxation and discussions. Light refreshment provided. For more information please contact Sabriye on 01708 961111 or email: sabriye.dilaver@carerscentre.org.uk Havering Carers Forum Carers’ Forums are held three times a year at Romford YMCA from 10:30am to 14:30pm. Join our next Carers Forum on Tuesday 11 December 2018 which will be our Christmas Celebration. All Carers Welcome. FREE light lunch will be provided. For further information, please contact us on: Telephone: 01708 961111 E-mail: info@haveringcarershub.org.uk Supported By:

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ACS Dance Centre Ballroom dancing weekly class to learn something new, have fun and get fit! Beginners welcome Fridays 7.30-8.30pm at ACS Dance Club, 66 Albert Road, RM1 2PP. Experienced dancers Tuesdays 8.30pm or Mondays 8.30pm- please Call Diana 01708 783576 for details Basildon & District Rambling Club The group meets every Saturday at 2.00pm. The Saturday walks are 4-5 miles with a rest halfway, we have some longer walks on other days. New members are welcome and membership is only £6 per year which includes all walks. See our website www. basildonanddistrict ramblingclub.btck.co.uk for full details CAP Money Course Due to popular demand, we will be running another CAP Money Course in September, on three consecutive Thursday evenings - 13th, 20th and 27th, at 7.30 p.m. in St Luke’s Centre, St Luke’s Church, Front Lane, Cranham. The course is free, and workbooks will be provided. Many thousands of people in this country have found this course helpful in getting control of their money. To register, or for further details www.capmoney.org or e-mail

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capmoneystlukescranham@ gmail.com

walk and relax, surrounded by a natural environment.

Cranham Art Society If you would like to join a friendly Art Club why not give us a try. We meet every Tuesday in Cranham Community Centre in Marlborough Gardens every Tuesday between 10am & noon. Whatever your standard you will be made welcome. Ring Gordon Setter on 01708 225612 for more information.

We arrange Working Parties to keep Parklands tidy and to help control any excessive overgrowth. The Working Parties meet for a couple of hours, at 10 a.m., on the second Wednesday of every month.

Cranham Community Library Come along to our new style Library at Cranham Community Centre in Marlborough Gardens. We have a great range of jigsaws and fiction books to borrow. We are open Tuesday to Friday 10.00 to 12.00 and Monday 1.30 to 3.30. Volunteers wanted ring Janet 01708 222665 for information. Cranham Over 60s Club Covers Upminster and Cranham Every Thursday 1’00pm ‘till 3.00pm. Cranham Social Centre. Good company, tea and biscuits, entertainment, dancing free raffle, bingo. Car parking at the rear.

If you would like to join us please visit our website, www.friendsofparklands.org.uk, for further information, or email our Working Party Organiser, Andy Brett, at: upminsterbrett@ gmail.com Friends Of Upminster Mini Golf Course We are a recently formed group with the aims of promoting the Mini Golf Course in Hall Lane, Upminster and working in partnership with Havering Council to improve amenities and to encourage people of all ages to participate at the course. Find us on Facebook.

Access for the disabled. All welcomed. £4.00 each. Just turn up, or ring 0208 5935 625.

Why not come and give it a go. Equipment is supplied and the course suits all abilities from novices to experienced golfers looking to improve their short game. More information on the Councils website: www.havering. gov.uk/Pages/ServiceChild/HallLane-golf-course.

Friends of Parklands The aim of our “Friends” Group is to maintain Parklands Open Space as a pleasant place to

Friends of Upminster Windmill Volunteers are sought to help us develop and maintain an attractive garden area

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around the new visitor centre at Upminster Windmill. Our small friendly group meets on Tuesdays. If you would like to help email charlottethemiller@ gmail.com or enquire at the site on a Tuesday. Gone Too Soon ‘Gone Too Soon’ is bereavement support for Parents who have lost a Son or Daughter. Meetings are held on the third Monday of each month at Reids, 66-68 Laindon Road, Billericay CM12 9LB from 7.00 9.00 p.m. The group is aimed to give parents the opportunity to come together, to talk to people who can relate and understand how it feels to lose a child, and offer support through the grief journey. Meeting Dates: 20th August 17th September 15th October 19th November For further details, please contact Lyn on 07387 805406 or email lyn-currie@hotmail.co.uk Havering Museum The Museum tells the remarkable story of Havering from pre-history to the present day and celebrates the achievements of local people while exploring how the areas that make up the Borough were formed and developed.

Currently exhibiting; Titanic Honour and Glory. It tells the story of the Titanic disaster through artefacts and includes stories from local people, who have a connection to the ship. We also have various family events, talks and events on throughout the year. See website for details www.haveringmuseum.org.uk or phone 01708 766571 Registered charity no1093763 Havering U3A Havering U3A meets at 2:30pm second Wednesday of the month at St. Michael’s Church Hall, Main Road, Gidea Park. September 12th Paula Short “Sicily’s Heroes and Villains” Doors open 2:15pm. We have a wide range of interest groups running throughout the month. For more information come along or see our website Photography Competition Enter our photography competition for your chance to win one of three prizes in vouchers (1st prize £100, 2nd prize £50, 3rd prize £25) and for your photos to be displayed on the Land of the Fanns website. Send us your photos from around the Land of the Fanns using the following ideas for inspiration: • Landscape • Buildings/Heritage • Community • Places special to you

Send your picture, which must be at least 1Mb in size, along with a brief description, your name, address, telephone number, the date and location of the photo to landofthefanns@thameschase. org.uk by 30th September 2018 Pilates for a Healthier Spine Experienced Sports & Remedial Massage Therapists Charlene & Neil Carpenter teach traditional Pilates in private sessions and also to small groups in Upminster & Cranham. For further information or to book a course or trial class please visit www.upminstersportsmassage. co.uk or call Charlene on 07411 826721, or email upminstersportsmassage@ gmail.com Upminster and District Probus Club Retired with free time during the week - Upminster and District Probus Club. Luncheon club, with talks and outings, for retired men, covering art, crime, gardening, history, music, sport and transport etc. Meet on the last Wednesday of the month at the Cranleigh Restaurant, Hornchurch. Outings planned 2018: Chelmer Cruise, Bressingham Gardens, The Peoples Post and Kentish Curios. Secretary: Barry, on 01708 703783 secretary@upminsterprobus.co www.upminsterprobus.com and https://www.facebook.com/

If you would like to promote your club or event for Aug/Sept then please email a maximum of 70 words to:

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