Around Town Magazine Upminster October Edition 2018

T E R I N S U P M T I O N E D I 4 3

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CONTENTS 08

06 Julia Lopez

Political Update Fire Place and Design 2014 April_Layout 1 26/03/2014 10:28 Page 1

10 Recipe

Pumpkin Pudding

13APPLIANCE AND SA

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James Blower us today on 01708 222 975 14 Call Tel: 01708 The Savings Guru

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CLLR Clarence Barrett

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Fireworks and The Law

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When and Where...

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We repair all makes and models Washing Machines • Tumble Dryers Dishwashers • Ovens • Hobs • Cookers Fridge/Freezers • Extractor Hoods Photo for illustration purposes only

Copyright 2018. Around Town Upminster is an independent magazine and does not endorse the products or services that appear in the magazine.

Opinions expressed in Around Town do not necessarily represent those of the editors of Around Town Magazines. Around Town Magazines are published by Black Square Print Media Ltd produced by Black Square Litho Ltd.

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Around Town Magazines Graphic House, Radford Way, C & D Interiors Billericay CM12 0DX

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www.aroundtownmagazines.co.uk a sales@aroundtownmagazine.co.uk family run business

However, we are particularly keen to secure funding to ensure Upminster Station has step-free access from platform to train for those who struggle with their mobility or use pushchairs and wheelchairs.

Upminster serves approximately 1,196,801 people with disabilities each year and despite the station itself being step free, getting from the platform to the train is not step free, causing issues for many disabled passengers.

Julia Lopez

Member of Parliament For Hornchurch and Upminster Over the summer my team and I handed out passenger surveys to residents who use Upminster station as the start of a campaign to improve facilities there.

Next month departure boards for District line services will be introduced. We are also engaging with Network Rail to avoid clashes in engineering works to minimise disruption to weekend services.

Over the summer, the government announced an additional £300 million to extend its Access for All programme that installs step-free routes across the transport network. My team and I are now working with disability charity, Leonard Cheshire, to nominate Upminster for a share of that cash.

Leonard Cheshire believes accessible train journeys can make the difference between getting out to work and seeing family and friends instead of feeling excluded from community life. We shall be putting together a petition that we can present as part of our funding application and hope to obtain your support in the coming weeks.

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I am also delighted to announce that we shall soon be opening a new Upminster office after my team and I secured new constituency premises for our parliamentary work. Once our new letter box, security and IT are fully installed, we will publish our new address but will be renting the Coach House within the grounds of Upminster Court, which residents may remember as the former Havering council offices that now house the Supply Chain Academy. We hope to provide constituents with a neutral space to meet the team on casework enquiries, network with other community groups and book surgery appointments. Our rotating surgery system, which moves to venues across the constituency, will continue.

As ever, if you have a problem you think my team and I can help you with, please drop us a line! Or if you would like to come and have a look around parliament, we can book you in for a complimentary tour.

Julia.Lopez.MP@parliament.uk 0207 219 2631 www.julialopez.co.uk Twitter: @julialopezmp

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RECIPE Pumpkin Pudding Pumpkin Pudding

Ingredients: Enough plain pastry for a 7 inch tin ½ cup sugar 1 tsp ground cinnamon ½ tsp salt 1/ tsp ground ginger ¼ tsp ground cloves 2 large eggs 1 can evaporated milk 15oz pureed pumpkin ½ cup melted dark chocolate

Method:

1. Prepare your pastry and line 5. Add the pumpkins and sugar mixture to the eggs. inch baking (bottom from the Children’s hat time aof7year again whendish the scrapings and sides).

Halloween crafts can be put to good use!

6. Gradually stir in the evaporated milk.

2. Preheat the oven to 180oc 7. Pour mixture 1. Prepare your pastry and line a 7 inch baking dishthe (bottom and onto the pastry. sides). o 3. Combine thethe sugar, cinnamon, 2. Preheat oven to 180 c for a 7 8. Bake for 40 minutes. salt, cloves in a salt, gingerDo 3. ginger Combineand the sugar, cinnamon, andnot cloves in a small overbake. small bowl. bowl.

4.

Beat the eggs in a large bowl. mon 9. Cool on a wire rack and serve 5.

Add the pumpkins and sugar mixture to the eggs.

4. Beat the eggs in a large bowl. with melted chocolate.

6.

Gradually stir in the evaporated milk. r 7. Pour the mixture onto the pastry. minutes. not overbake.

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Savings Roundup Interest rates on savings on the rise There were two significant movements in the savings market at the end of September which were good news for savers.

The first came on the 27th September when Marcus launched.

Marcus is part of Goldman Sachs and is named after its founder, Marcus Goldman, who set the Bank up in 1869. While Goldman’s is famed for being the bank of multimillionaires with a $10m minimum entry point, Marcus will let you open an account with just £1. With a launch rate of 1.50%, which is the best easy access savings rate since March 2016, many savers are expected to do just that.

Admittedly, the account comes with a 0.15% bonus that is payable for the first 12 months, however, even without it, the account comfortably makes our best buy tables with only Charter Savings (1.40%), Kent Reliance (1.37%) and Virgin Money (1.36%) currently beating the 1.35% on offer after the bonus expires.

While the Marcus account can only be opened online, it has much going for it, aside from the attractive interest rate. The internet application is slick and easy to complete – within 5 minutes. The £1 minimum balance means it’s open to even the smallest of savers.

It pays interest monthly, which will appeal to income seekers, and any change of interest rate comes with two months warning before it is implemented.

14

The significance of the move is that Marcus is looking to raise high volumes deposits from savers. Whereas many of the new banks have only been looking to raise a few hundred million of the £1.5trillion savings market, Marcus is understood to want much more. This means we expect the competitive rate to be around for a while and we expect to see other banks raise their interest rates to respond.

Islamic Banks on the move The second move that was important for savers was that Islamic Banks, BLME and Al Rayan, increased their rates on 18 months (BLME), 2 and 3 Year Fixed Bonds (Al Rayan).

Nothing new here I can hear observant savers say! That’s true, Islamic Banks are often at the top of the tables due to some UK savers being uncomfortable with the fact they pay ‘expected profit’ rather than interest. This is despite the FSCS protection and that none have failed to pay the expected profit rate yet.

The significance is that they’ve been left behind with a number of mainstream rivals either paying similar rates or overtaking them. This move just brings them back to what’s often been natural positioning. What it means though is that we are likely to see a further response from some of those banks and we expect to see a consolidation around these price points and possibly a few breakout slightly higher.

Given that we have now seen a (pretty much) 0.20% rise in rates

across all products since the turn of the year, equivalent to 10% rise or more in some categories, any consolidation or further rises will be a boon for savers in a market that has been a desert for the past few years.

Upgraded website A couple of months ago, I mentioned that we were investing in upgrading the website. The new look went live at the end of September and we now have a cleaner, more modern look and feel. As well as this, we’ve made a number of enhancements with the site now covering: • Business savings • Six banking providers per category • 18 month fixed rate bonds with a dedicated page • Videos on helpful topics like the Financial Services Compensation Scheme There’s more still to come with a banking directory under construction, which will provide detailed insight in to all the providers in the market. This is in response to feedback from a number of readers who have asked about some of the newer banks, who they are and whether they are safe. With around 200 banks and building societies operating in the UK, this is quite a piece of work. The first banks will go live this month with more being added on a regular basis.

We’d love to hear your feedback so please do let us know – drop us a line on the website or email us at hello@thesavings.guru

Savings Guru supports Billericay charity BOSP with football partnership For the 2017/18 season, Savings Guru is sponsoring Billericay Town forward Jake Robinson. Last season the striker scored 57 goals and this year Savings Guru have pledged £10 per goal to Billericay based charity BOSP (Brighter Opportunities through Supported Play). BOSP look after over 600 children and young people with very serious disabilities all over Essex and rely 100% on donations.

Jake has continued this season where he left off last year and has 12 goals already to his name! That’s £120 already for BOSP and we hope that Jake continues to find the net so that we write an even bigger cheque for BOSP. What are the best rates currently?

The market can move quickly, so we always recommend that you check our website for the latest rates. At time of going to print, our best paying personal savings rates are:

Terms

Interest Rate

Provider

Instant Savings

1.50%

Marcus by Goldman Sachs

Notice

1.85%

PCF Bank

1 Year

2.05%

Bank of London & Middle East

18 Months

2.25%

Bank of London & Middle East

2 Year

2.32%

Al Rayan Bank

3 Year

2.42%

Al Rayan Bank

4 Year

2.52%

Vanquis Bank

5 Year

2.70%

Bank of London & Middle East

James Blower Founder Savings Guru Ltd

www.thesavings.guru hello@thesavings.guru @SavingsGuruUK

That’s all for this month. As always, this article is reproduced on our website www.thesavings.guru, with links to all the accounts and providers mentioned.

Have a fabulous October and see you in November!

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Fireworks and the Law Firework displays are always good fun, especially for children. However, there is often some uncertainty around when and where fireworks can be bought and what are the time restrictions about setting them off.

Information from the Government advises that you must not set off fireworks between 11pm and 7am. The exceptions are: • Bonfire Night, when the cut off is midnight • New Year’s Eve, Diwali and Chinese New Year, when the cut off is 1am In addition, you can only buy fireworks (including sparklers) from registered sellers for private use on these dates: • 15 October to 10 November • 26 to 31 December • 3 days before Diwali and Chinese New Year At other times you can only buy fireworks from licensed shops.

You can be fined up to £5,000 and/or imprisoned for up to 6 months for selling or using fireworks illegally. You could also get an on-the-spot fine of £90.

More information at https://www.gov.uk/ fireworks-the-law

Don’t Miss Out on Married Tax Allowance worth up to £900 The married tax allowance started in April 2015 and, if eligible, you could be entitled to claim the 2015/16 allowance (£212), 2016/17 (£220), 2017/18 (£230) and this year’s (£238), making a total of £900. The basis of the allowance is quite straightforward. The partner who doesn’t use their full personal tax allowance (£11,850) can transfer 10% (£1,190) of the allowance to their partner. However, this little known and simple tax break is still not claimed by 73% of eligible couples!

In summary, you are eligible if you are: • Married or in a Civil Partnership (living together doesn’t count) • One of you needs to be a non-taxpayer (ie earning less than £11,850pa) • The other needs to be a basic rate (20%) tax payer (higher rate tax payers are not eligible) • Both of you must have been born after 6th April 1935 Applying for the tax transfer is very simple, but must be done by the non-taxpayer!

To apply, simply visit https://www.gov.uk/ marriage-allowance and complete the steps.

If preferred, the application can be done by telephone by calling HMRC on 0300 200 3300.

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ACS Dance Centre Ballroom dancing weekly class to learn something new, have fun and get fit!

Beginners welcome Fridays 7.30-8.30pm at ACS Dance Club, 66 Albert Road, RM1 2PP. Experienced dancers Tuesdays 8.30pm or Mondays 8.30pm- please Call Diana 01708 783576 for details Basildon & District Rambling Club The group meets every Saturday at 2.00pm. The Saturday walks are 4-5 miles with a rest halfway, we have some longer walks on other days.

New members are welcome and membership is only £6 per year which includes all walks. See our website www. basildonanddistrict ramblingclub.btck.co.uk for full details Cranham Art Society If you would like to join a friendly Art Club why not give us a try. We meet every Tuesday in Cranham Community Centre in Marlborough Gardens every Tuesday between 10am & noon. Whatever your standard you will be made welcome.

Ring Gordon Setter on 01708 225612 for more information.

Cranham Community Library Come along to our new

22

style Library at Cranham Community Centre in Marlborough Gardens. We have a great range of jigsaws and fiction books to borrow.

We are open Tuesday to Friday 10.00 to 12.00 and Monday 1.30 to 3.30.

Volunteers wanted ring Janet 01708 222665 for information.

Cranham Over 60s Club Covers Upminster and Cranham. Every Thursday 1’00pm ‘till 3.00pm.

Cranham Social Centre.

Good company, tea and biscuits, entertainment, dancing free raffle, bingo. Car parking at the rear.

Access for the disabled.

All welcomed. £4.00 each.

Just turn up, or ring 0208 5935 625.

Engayne School Christmas Fayre 24th November The Engayne Primary Friends’ Association would like to invite you along to our Christmas Fayre and Market at Engayne Primary School, Severn Drive, Upminster on Saturday 24th November from 11am to 2pm. There will be Christmas themed games, tombola’s, a Raffle with a cash first prize, a BBQ and refreshments, Zorb’s, stalls, Santa’s Grotto and lots more! Money raised at this event benefits the pupils of Engayne School to fund school

trips and educational visits, the upkeep of the swimming pool, new equipment for the pupils to use and bookbags for the new intake. Please come along and start to feel Christmassy!

Friends of Parklands The aim of our “Friends” Group is to maintain Parklands Open Space as a pleasant place to walk and relax, surrounded by a natural environment.

We arrange Working Parties to keep Parklands tidy and to help control any excessive overgrowth. The Working Parties meet for a couple of hours, at 10 a.m., on the second Wednesday of every month.

If you would like to join us please visit our website, www.friendsofparklands.org. uk, for further information, or email our Working Party Organiser, Andy Brett, at: upminsterbrett@gmail.com Friends Of Upminster Mini Golf Course We are a recently formed group with the aims of promoting the Mini Golf Course in Hall Lane, Upminster and working in partnership with Havering Council to improve amenities and to encourage people of all ages to participate at the course. Find us on Facebook.

Why not come and give it a go. Equipment is supplied

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and the course suits all abilities from novices to experienced golfers looking to improve their short game. More information on the Councils website: www.havering.gov.uk/Pages/ ServiceChild/Hall-Lane-golf-course.

Friends of Upminster Windmill Volunteers are sought to help us develop and maintain an attractive garden area around the new visitor centre at Upminster Windmill.

Our small friendly group meets on Tuesdays. If you would like to help email info@upminsterwindmill.org or enquire at the site on a Tuesday.

Gone Too Soon ‘Gone Too Soon’ is bereavement support for Parents who have lost a Son or Daughter.

Meetings are held on the third Monday of each month at Reids, 66-68 Laindon Road, Billericay CM12 9LB from 7.00 - 9.00 p.m.

For further details, please contact Lyn on 07387 805406 or email lyn-currie@hotmail.co.uk Greenfingers Gardening Club We are a friendly group and meet at the Cranham Community Centre, Marlborough Gardens, Cranham. 7.30pm First Monday of the month, but if this falls on a Bank Holiday we meet on the following Monday. No meetings in January or August.

Horticultural speakers, raffle and free refreshments. Come & join us you will be very welcome. Info from Sheila Woodrow 01708 228752 Havering Museum The Museum tells the remarkable story of Havering from pre-history to the present day and celebrates the achievements of local people while exploring how the areas that make up the Borough were formed and developed.

The group is aimed to give parents the opportunity to come together, to talk to people who can relate and understand how it feels to lose a child, and offer support through the grief journey.

Currently exhibiting; Titanic - Honour and Glory. It tells the story of the Titanic disaster through artefacts and includes stories from local people, who have a connection to the ship. We also have various family events, talks and events on throughout the year.

Meeting Dates: 19th November

See website for details www.haveringmuseum.org.uk

or phone 01708 766571 Registered charity no109376 Pilates for a Healthier Spine Experienced Sports & Remedial Massage Therapists Charlene & Neil Carpenter teach traditional Pilates in private sessions and also to small groups in Upminster & Cranham.

For further information or to book a course or trial class please visit www. upminstersportsmassage. co.uk or call Charlene on 07411 826721, or email upminstersportsmassage@ gmail.com Upminster and District Probus Club Retired with free time during the week - Upminster and District Probus Club.

Luncheon club, with talks and outings, for retired men, covering art, crime, gardening, history, music, sport and transport etc.

Meet on the last Wednesday of the month at the Cranleigh Restaurant, Hornchurch.

Outings planned 2018: Chelmer Cruise, Bressingham Gardens, The Peoples Post and Kentish Curios.

Secretary: Barry on 01708 703783 secretary@upminsterprobus.co www.upminsterprobus.com and https://www.facebook.com/

If you would like to promote your club or event for Oct/Nov then please email a maximum of 70 words to:

admin@aroundtownmagazines.co.uk Please ensure that all contact details are included.

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OPEN EVENINGS SEEVIC CAMPUS

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6-8.30pm Tuesday 20 November Tuesday 5 February PALMER’S CAMPUS

Chadwell Road, Grays, Essex RM17 5TD

6-8.30pm Thursday 29 November Thursday 31 January

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PAINTER – DECORATOR REPAIRS AND MORE I’ve been a part of the Tony Baxter Team for the last 15 years. As Tony has now retired I will be carrying on with my own smaller team producing high quality work, fully insured, delivering a clean reliable service with better competitive prices, plus no VAT. Kind regards,

01277 549277 Mobile: 07960 741973 Website: www.davidlepine.co.uk Email: d-lep@msn.com PLEASE MENTION AROUND TOWN MAGAZINE WHEN RESPONDING TO ADVERTS

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Free bereavement counselling for local children at primary school

WHEN SOMEONE DIES, EVERYTHING CHANGES. Feelings of anger, sadness, scared, loneliness or just fed up are completely normal feelings to have, talking about these feelings through a counselling programme can help or reduce these feelings – and there is help available.

Visit the #4ME website for further details at www.4mecounselling.co.uk Or call us on 01277 283 199

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