Around Town Magazine Rayleigh July Edition 2018

H L E I G R AY N T I O E D I 5 6

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CONTENTS 08

Mark Francois

10

Nature Notes

12

James Blower

18

Recipe

22

A View from the Church

25

Rotary Club / Lions Club

27

What’s On

27

Political Update

EWT Volunteer Neil Sumner

The Savings Guru

10

Stuffed Peppers

Rev’d David Oxtoby

Organisations Around Town

20

17

When and Where...

Around Town Rayleigh is an Nokes & Co,Copyright Squire 2018.

House, 81-87 High Essex CM1 independent magazine and does not Street, endorse Billericay, the

Useful Numbers

01277 633971

Around Town Magazines Graphic House, Radford Way, Billericay CM12 0DX

products or services that appear in the magazine. inmark@nokesandco.co.uk Around Town do not necessarily represent those of the editors of Around Town Magazines. Around Town Magazines are published by Black Square Print Media Ltd produced by Black Square Litho Ltd.

Opinions266321 expressed 07949

www.no

01277 658444 www.aroundtownmagazines.co.uk sales@aroundtownmagazine.co.uk

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7

continue to live in a free society – something that I believe we should never take for granted.

MARK FRANCOIS Conservative Parliamentary MP for Rayleigh & Wickford

On Saturday 30th June we celebrated Armed Forces Day and the very special contribution that HM Armed Forces and veterans have made to ensuring we can

8

As a former serviceman and former Armed Forces Minister myself, I take this event seriously and I was happy to join my Parliamentary colleague, Stephen Metcalfe, the MP for South Basildon and East Thurrock, at the Armed Forces Day parade which took place in Basildon Town Centre. On parade were a number of uniformed youth organisations, including a very large contingent from the Air Cadets and also a sizeable contingent from the Sea Cadets as well. (Unfortunately, the Army Cadets were not on parade on this occasion).

In addition, we were also honoured by the presence of a

number of veterans, one of whom had come ashore as part of the D-Day landings 74 years ago.

My father, Reginald Francois, was also a D-Day veteran (he served on a minesweeper on that fateful day). It was a real privilege to meet someone who had also been there and had played their part in helping to liberate Europe from Nazi tyranny.

We all lead busy lives, with a whole variety of distractions.

However, I do think it is important that on Remembrance Sunday we remember the fallen, who died serving their country and that on Armed Forces Day we remember those who are serving and veterans who have served before them and everything they have done so that we can enjoy the liberties that we do today.

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Nature Notes Written by Neil Sumner

of Rayleigh

Creative, competitive, conscientious

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Neilsumner123@aol.com twitter.com/neilsumner123 In the warm early summer this year the grass grew rapidly and most of the hay cutting was carried out last month. Commercially grown hay provides some habitat and food for birds and insects but in such ‘improved’ grassland the diversity is limited, especially if fertilisers are used, and the time span in which they can breed and feed is limited by the season before the cut.

Unimproved grassland may exist where landowners leave patches or margins around their farms or in some parks and in nature reserves where the grass is allowed to grow long, such as at Sweyne Park in Rayleigh or Mill Meadows in Billericay.

Walking on the paths through this grass there is wildlife and colour around your feet. The yellow petals of Buttercups, Tormentil and Birds Foot Trefoil are obvious, as is the bright purple of Knapweed, Betony or Thistles and the white of Yarrow. More subtle are the mix of grasses, as they mature and turn to seed, close inspection revealing differences in colours and shapes.

There are faint rosy tinges in the fluffy Creeping Bent and Yorkshire Fog and bright green in the stiff heads of Timothy.

In the grassland it is the butterflies that are most eye catching, especially Meadow Browns.

These are not as bright as orange Gatekeepers and Skippers and the females are dark as are the Ringlets. The colour variety is complete with Whites and Common Blues.

Dragonflies, such as Southern Hawkers, zip over the grass catching small insects.

And there is more below.

Recently I joined groups of schoolchildren and Cubs being led by Essex Wildlife Trust. They swept with nets and picked up scores of creepy crawlies.

Capsil bugs and Meadow Grasshoppers were prolific as were the bush crickets. Most of the latter were Roesels Bush Cricket, a colourful and increasingly common species. And glued to the grasses were the funnel-shaped webs of Labyrinth Spiders. The invertebrates are too numerous to list all although, on this and many other occasions recently, especially outside nature reserves, I found the Bumblebees to be few. A reminder that not all is well in this huge and varied insect kingdom on which so much other life depends - ourselves included.

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11

july savings roundup Are Premium Bonds primed for a rate reduction at National Savings & Investments?

NS&I released its annual report at the end of June. At 149 pages you’ll need several cups of tea, or something stronger, to see you through it!

With the government savings provider now responsible for £157bn of the nation’s savings, it accounts for 11% of the savings market and ranks alongside Barclays and HSBC only lagging Lloyds Banking Group (which includes the likes of Lloyds Bank, Halifax, Bank of Scotland, BM Savings), the market leader, who hold over £200bn of savings.

What’s interesting is the funding target it has been set. Each year, HM Treasury gives NS&I a target and a range. Last year it was to grow savings by £8bn (with a range of £5bn – 11bn). It actually achieved £9.8bn. This year, its target is £6bn (with a range of £3bn - £9bn). This is a very low growth of just 3.8% and, when compared to the overall market growth of around 5%, could end up being a decrease in real terms.

Why is this important? Well, NS&I really has three main ways of reducing savings coming in.

It can withdraw products, it can

12

reduce maximum balances or it can cut pricing. It has already started on the first two options – it has withdrawn its Income Guaranteed Growth Bond from sale (which was only launched in April 2017) and it has reduced the amount you can put in its popular Income Bonds from £1m to just £10,000.

Given that it’s no notice Direct Saver pays 0.95% (compared to the market leading 1.35%), it’s 1 Year Bond pays 1.50% (versus 2.05% being the best rate) and its 3 Year pays 1.95% (versus 2.35%), it’s not obvious where it could look for rate reductions in its ordinary savings range.

However, its Premium Bonds prize fund interest rate is 1.40% which compares very favourably to the best instant savings accounts which offer around 1.25% - 1.30%.

With £75bn now invested in Premium Bonds, they account for almost half of all NS&I’s deposit book and they grew by almost £6bn in 2017/18 tax year. Given the highly attractive rate, they must surely be a prime candidate for NS&I to slow down inflows and I’d be very surprised if there isn’t a rate reduction before the end of 2018.

Why straight forward instant savings accounts are a better deal for savers

We’ve noticed an increase recently in instant savings accounts with alluringly attractive interest rates but hidden catches, which can prove costly.

The number of bonus accounts is on the rise. While we don’t cover these on our own website, other comparison sites do, and we feel they seek to take advantage of savers who forget to move at the end of a lengthy bonus period. Post Office Money pay a headline 1.33% but a whopping 1.08% of this is a 12 month bonus.

Coventry Building Society, usually a bastion of fair play, have also joined in with their 1.30% account boosted by a 0.30% bonus, also for a year.

Limited withdrawals are another feature being used. Virgin Money’s Double Take E-Saver (paying 1.30%) is limited to two withdrawals a year, and closing your account counts as a withdrawal.

So if you take out cash twice, you can’t have access to the remainder of your money until the following year.

Sainsbury’s Bank Defined Access Saver, also paying 1.30%, allows savers three withdrawals a year but, if you make more, your rate will drop significantly to just 0.50%.

RCI Bank and Shawbrook Bank both pay 1.30%, with £100 and £1,000 minimum balances respectively, without any such restrictions, and have appeared in our best buys for the past year. We’d suggest savers looking for consistently attractive interest rates without any catches could do worse than look at these straight forward providers.

Interest rates continue to rise, but slowly!

In our May column, we ran a comparison on interest rates for savings accounts to show that rates had increased during the year, but only by very small margins and nothing like what many commentators were portraying.

The good news for savers is that rates have continued to increase since with increasing competition driving the upward movement. The Financial Times reported last month that the number of savings accounts is at a six year high.

The market can move quickly, so we always recommend that you check our website for the latest rates. At time of going to print, our best paying rates are:

James Blower Founder Savings Guru Ltd

Terms

Interest Rate

Provider

Instant Savings

1.35%

National Counties Building Society

Notice

1.74%

OakNorth Bank

www.thesavings.guru

1 Year

2.05%

Atom Bank

hello@thesavings.guru

2 Year

2.20%

Bank of London & Middle East

@SavingsGuruUK

3 Year

2.35%

Bank of London & Middle East

4 Year

2.52%

Vanquis Bank

5 Year

2.68%

Gatehouse Bank

That’s all for this month. As always, this article is reproduced on our website www.thesavings.guru, with links to all the accounts and providers mentioned.

I hope you all continue to enjoy the heatwave and that England continue to progress in the FIFA World Cup! See you again in August.

James

13

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RECIPE Stuffed Peppers

Ingredients: 1 bell pepper per person 1 small onion 2 cloves garlic 1lb minced beef 1.5 cups cooked rice 1 tin of chopped tomatoes 1 cup of cheese

Method: 1. Cut the tops off the peppers and deseed the insides

another minute.

2. Put the peppers into a bake-proof dish filled with just enough water to cover the bottom. Sprinkle with salt.

3. Preheat the oven to 190oc, cover the dish with foil and cook the peppers for about 10 minutes.

6. Add in the beef and cook through for about 8 minutes.

7. Remove from the heat and stir in the rice and tomatoes.

8. Fill the peppers and then add the cheese on top.

4. Meanwhile prepare your fillings. For this recipe we have chosen a ricebased filling.

9. Bake uncovered for about 20 minutes then serve.

5. In a large pan, heat some oil and gently fry the onion. When softened, add the crushed garlic and cook for

10. You can make and refrigerate these a day ahead but add about 10 more minutes to the baking time.

If you would like your recipe to appear in Around Town Magazines then contact our sales team on: 01277 658444 or email: sales@aroundtownmagazines.co.uk

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AEROPHOBIA (Fear of Flying) The majority of us look forward to our holidays, and for a lot of us that means a trip in an aeroplane.

For some this does not cause a problem, however, depending on the source it is estimated that around one in six of us suffer from fear of flying, “Aerophobia”, which is a form of anxiety. For some it means a touch of the collywobbles, for others it is a paralysing fear and means not being able to fly at all. Then, there are those who know they suffer from this type of anxiety yet try to put a “brave face” on it and will go through all the preparations; deciding on the destination; obtaining travel insurance; booking the flight and the hotel and then will cancel at the last minute. Sadly, for these sufferers, if they failed to notify their insurers of their fear in advance it could mean any claim made arising from the cancellation being denied as some insurers view the fear of flying as a pre-existing condition.

The symptoms of aerophobia are very similar to those of any specific phobia and may include some (or all) of the following: 1) Heart palpitations; 2) Tummy upset; 3) Shaking; 4) A feeling of disorientation; 5) Muddled thinking; 6) Sweating, and possibly 7) Feeling snappy and irritable for no reason.

For some suffers there can also be some physical disturbances such as sinus or inner-ear blockage; vertigo leading to dizziness; there may also be some underlining cardiovascular problem which then triggers a concern about developing deep vein thrombosis during a flight.

Whilst it is far more dangerous travelling in a car than in an aeroplane, the fact that air crashes are relatively rare, when such an event does happen it is widely reported on all news media, which together with the fact that the aeroplane was carrying hundreds of people makes the event all the more

tragic. Couple this with the all the safety and security measures at the airport, plus the on-board safety demonstrations by the crew, it is not at all surprising that the thought that something bad happening creeps into our minds. The subconscious; the imagination goes into overdrive causing the sufferer to conjure up all kinds of devastating scenarios, each and every one, the suffer “knows” will happen. The dreaded “What If!” game is played over and over.

Generally speaking it is rare for a fear of flying to be a stand-alone issue and is usually linked to other forms of anxiety disorder, for example a fear of heights or a fear of enclosed spaces, or indeed a combination of those. Similarly, the actual causes can be far ranging, for example it may be that as a very young child you saw, or heard news of a plane crash; your parents may have been sufferers and you picked up on their fear and trepidation. It may be that you have had a promotion at work which requires you to travel by air more frequently and it may therefore be that your fear of flying is caused by your fears about the promotion and the impact the travelling will have upon your family and social life. Whatever form your fear takes, or whatever the cause of your fear of flying maybe help is at hand.

It used to take years of therapy to treat a fear or a phobia, however, there are now a number of different hypnotic and NLP techniques which successfully work on fears and phobias far more quickly; in some cases, as quickly as one session (overcoming the fear of flying can indeed be achieved in one session for many); for example by using an NLP technique known as a “time line” can help to you recognise the origin of the fear and help you to the view that origin from a new, rewarding and powerful perspective. Other cases may require a few more sessions, however, the results are life enhancing. Just think how much better your life would be if you were free from your fear of flying, and then have the freedom to visit all those destinations you could only once dream about.

Barry Bennett – Hypnotherapist Professional Accrediting Body and Memberships: GHSC and GHR www.bbhypnotherapyessex.com Telephone: 07715252877 Appointments available in Burnham-on-Crouch; Chelmsford and Wickford

Rev’d David Oxtoby

GDPR madness!, I’m sure nearly everyone has had in some way contact with GDPR, either because you work or help in a setting that gathers people’s personal data and you need to become compliant, or because you’ve finally managed to eradicate a mountain of spam emails; either way I’m sure GDPR is known to most of us in some way. For some it’s been a pain and for others a blessed relief.

There are of course times when being known by someone, or an organisation is helpful, such as the dentist or hospital, it’s of course very helpful if they have your records and can therefore correctly diagnose and advice you for on any future course of treatment, but there’s other times when someone having your personal details is unhelpful, I mean why is it after I’ve purchased a garden hose on Amazon, that now on Facebook it gives me more adverts about garden hoses, I’ve just brought one, I don’t need another!

Being know by others isn’t such a bad thing, it’s more about how that knowing is used.

I’m thinking about my favourite Psalm 139 that says: 1 O LORD, you have searched me and known me!

2 You know when I sit down and when I rise up; you discern my thoughts from afar.

3 You search out my path and my lying down and are acquainted with all my ways.

4 Even before a word is on my tongue, behold, O LORD, you know it altogether.

For you formed my inward parts; you knitted me together in my mother’s womb.

14 I praise you, for I am fearfully and wonderfully made.

Wonderful are your works; my soul knows it very well.

15 My frame was not hidden from you, when I was being made in secret, intricately woven in the depths of the earth.

16 Your eyes saw my unformed substance; in your book were written, every one of them, the days that were formed for me, when as yet there was none of them.

13

I find immense comfort knowing that God knows me, every thought, every hair on my head, every day ordained for me, for that knowing from God is coming from a place of delight and love, borne out of a longedfor relationship with us. God is interested in the small detail and the big detail of our lives, and delights in our sharing those details with Him.

Parish Office 01268 742151 info@parishofrayleigh.org.uk

www.parishofrayleigh.org.uk

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ROTARY CLUB OF RAYLEIGH MILL Since our Rayleigh 10k Charity Run on 29th April our activities have calmed down a little bit but we did manage to fit in Social Evenings at the Indian Diner in Eastwood and the Choi Yin in Rayleigh High Street.

We had a breakout meeting when we joined the Rotary Club of Westcliff for their meeting at the Camelia Hotel on the Eastern Esplanade, Southend.

We participated in The Rayleigh Trinity Fair where we had a stall with our Speed Reaction Game and sold quiz sheets featuring questions on Rayleigh, its history and its buildings compiled by Mike Davies if the Rayleigh Town Museum in conjunction with our member Alan Clark.

13 members took part in our annual Paul Wellman Trophy in the sunshine at 3 Rivers Golf Club when Dave Jarvis was the over-all winner.

At our Handover Meeting on 25th June President Carl Watson handed over the Presidency to Martin Stibbards and at the same meeting we inducted 2 new members Erkan and Rachel Yilmaz who promise to add a genuinely youthful touch to our, somewhat elderly, but youthful thinking club.

RAYLEIGH LIONS CLUB The Lions Club of Rayleigh is part of the International Association of Lions Clubs, and our primary aim is to raise and distribute funds within out local area.

The Lions Club Of Rayleigh was chartered in 1974 and serves the Rayleigh, Hockley, Hullbridge and Rochford areas. Our club is a Voluntary Service Organisation and a registered charity, we are always looking for people willing to help make their community a better place to live.

By visiting our website, you will be able to find out about the work of the international organisation of Lions and the Lions Club of Rayleigh in particular, including our activities and also details of forthcoming events, and who to contact for further information.

Our club meets on the 1st (business) & 3rd (social) Tuesdays in every month in Rayleigh.

Guests are always welcome. http://www.rayleighlions.org.uk PLEASE MENTION AROUND TOWN MAGAZINE WHEN RESPONDING TO ADVERTS

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CONTACT

01277 658444 sales@aroundtownmagazines.co.uk

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Call Steve for a no-obligation quote on: Callor Steve for a no-obligation quote on: 07789 954094 01702 203577

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Basildon & District Rambling Club The group meets every Saturday at 2.00pm.

The Saturday walks are 4-5 miles with a rest halfway, we have some longer walks on other days. New members are welcome and membership is only £6 per year which includes all walks. See our website www.basildonanddistrictramblingclub.btck.co.uk for full details

15th August - 8pm-10.30pm Jivin’ Miss Daisy Band Admission £15

Belvedere Jazz & Music Club 25th July - 8pm -10:30pm Mississippi Swamp Dogs

Chelmsford Jazz Club Cramphorn Theatre Chelmsford Doors open: 11.45am Gig starts: 12.15pm Advance booking: 01245 606505 £12 / £16

1st August - 8pm -10:30pm Anita O’Day with Jo Harrop Qnt

Admission £12.50 ~ Meals Available www.belvederejazz.co.uk Tel: 07850 607075 or email: belvederejazz@gmail.com The Chichester Hotel, Old London Road, Rawreth, SS11 8UE

Sunday 9th September Sara Dowling Quartet: Sara Dowling (vocals), Gabriel Latchin (piano), Dario di’Lecce (bass), Steve Brown (drums)

8th August - 8pm -10:30pm From the West End Rat Pack – Stephen Triffitt Admission £17.50

If you would like to promote your club or event then please email a maximum of 70 words to admin@aroundtownmagazines.co.uk or fill in the form on our website www.aroundtownmagazines.co.uk Please ensure that all contact details are included.

USEFUL NUMBERS

BIRTH, DEATH MARRIAGES REGISTRATION

01268 361350 01268 361351

POLICE Rayleigh Police Station

0300 333 4444

HOSPITALS Brentwood Hospital Basildon Hospital Broomfield Hospital Essex Nuffield Hospital Queen’s Romford Southend Hospital Spire Hartswood Hospital

01277 695000 01268 524900 01245 443673 08453 143350 0845 1304204 01702 435555 01277 232525

HELPLINES Alcoholics Anonymous Childline DIAL Disability Helpline Drugline Essex In Focus (family disabilities support)

Narcotics Anonymous NHS non-emergency Parentline Samaritans S. Essex Rape and Incest Crisis Centre Victim Support Essex Women’s Refuge

CHEMISTS Boots the Chemist, Rayleigh 01268 771883 Audley Mills, Rayleigh

01268 776479

Lloyds Pharmacy, Rayleigh

01268 771703

Grange Pharmacy, Rayleigh 01268 784192 Hambro, Rayleigh

01268 781623

Yardley Chemist

01268 743283

BLOOD TEST 01245 256147 0800 11 11 11 01268 294400/1 01708 749151 01245 353575 0300 9991212 111 0808 8002222 116 123 01375 380609 0845 4565995 01268 541140

Booking Line

01702 746511

ROAD & TRAVEL UPDATES Essex Travel www.bbc.co.uk/travelnews/essex COUNCILS Rochford District Council

01702 546366

Rayleigh Town Council

01268 741880

TRANSPORT Bus Service

0870 6082608

Rail Service

08457 484950

TAXIS Rayleigh Taxi Bestax Abba Cars Cab Call Cab 24/7

01268 531888 01268 777300 01268 771666 01268 777300 01268 778877

UTILITIES Anglian Water 0345 145145 Electricity – Power Supply Problems 0800 7838838 Gas – Urgent Calls / Gas Escapes 0800 111999 Minicom – Transco 0800 371787 Thames Water (Supply or Wastewater Services) 0845 9200800 Three Valleys Water 0345 823333 Water – Essex & Suffolk Water 01245 491234 VETS YourVets Vets4Pets Rochford Veterinary Surgery Downes Vets Medivet LIBRARIES Rayleigh

01268 745180 01268 772283 01702 545558 01268 776883 01702 413902

0845 603 7628

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