Around Town Magazine Upminster February Edition 2017

T E R I N S U P M 0 1 7 0 2 . 2

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CONTENTS 07

06 Angela Watkinson Political Update

10

Around Town Sports

12

Recipe

Focuses on Wickford Trampoline Centre

16

Welcome to MartinEssex Lewis Golf at its best!

Money Saving Expert 18

24

Lemon Meringue Pie

Warley Park is one of the most established courses in the South East of England. We boast a superb 27 hole golf course, a fine lounge and restaurant overlooking some of the finest scenery in Essex.

What’s On

21

20

When and Where...

Edition 23 To advertise contact our Sales Team today, details below. Booking deadline for our March edition is: Wednesday 22nd February Copyright 2017. Around Town Upminster is an independent magazine and does not endorse the products or services that appear in the magazine.

Opinions expressed in Around Town do not necessarily represent those of the editors of Around Town Magazines. Around Town Magazines are published by Black Square Print Media Ltd produced by Black Square Litho Ltd.

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01277 658444 www.aroundtownmagazines.co.uk sales@aroundtownmagazine.co.uk

01277 200 441

Wood Station. Overhead wires will be upgraded, so that they do not sag during the summer months and cause delays to train services when the wires get hot. Crossrail construction works will continue to pave the way for the introduction of new walk through, air conditioned electric trains from May and, while the railway is closed, track, ballast and sleepers will be renewed at Romford to reduce maintenance and improve reliability.

Angela Watkinsons

Member of Parliament For Upminster & Hornchurch Important Greater Anglia and TfL railway improvements works begin on February 4, for 10 weekends, affecting passengers using Harold

6

Congratulations to Havering College of Further and Higher Education on its 5 week course on railway skills. There is a great shortage of suitably skilled people to work on both our overhead and underground railways and a high proportion of the students who

complete this course successfully are moving on to apprenticeships and jobs that offer career progression with experience.

The temptation of credit card offers, unexpected financial crises and payday loans often lead people into unmanageable debt. Help is out there, and anyone worried about debt or managing on a low income can receive advice from charities like StepChange or Christians Against Poverty. If winter fuel bills have mounted up, British Gas Energy Trust offers direct help to customers regardless of whether they are with British Gas. The important thing is to seek help and advice sooner rather than later before the debt becomes overwhelming.

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WICKFORD TRAMPOLINE CENTRE Trampolining is something that I have always considered great fun and a fantastic thing to do in your garden on a hot day. I have been guilty of only considering a trampoline as a garden toy.

Of course Trampolining has been an Olympic sport for many years and has never been so topical here in this country as it is now. Bryony page jumped to Silver medal glory at the Rio Olympics and the shock medal was a headline grabber overshadowing some mainstream sports.

In little old Essex, Gymnastics has also been given a huge boost thanks to the heroic performances of Max Whitlock and there is a club nearby offering the chance for our children to jump behind Bryony on the path to Olympic glory on the Trampoline.

We know of the many fun places you can go to jump on Trampolines. The Trampoline parks offer fun for an hour or two, but The Ultima Wickford Trampoline Centre offers fun for every member as well as group and one to one coaching. From ages as young as 5 welcome, the centre have teamed up with local schools to get more children involved and the response has been amazing.

I spoke to the mother of a regular Ultima student “My daughter is 5, soon to be 6

and she attends Abacus Primary school in Wickford. She loves trampolining, and we signed up to give it a trial run. She absolutely loves it and especially enjoys the learning element. She goes home and wants to show her Dad her new skills and above all she looks forward to her lesson every week. Her teacher is fantastic and makes her feel at ease with her learning and it doesn’t matter if the children are at different levels of ability, it is such a nice thing to see her do.”

Ultima have taken on the huge responsibility in keeping young people in the sport, helping them achieve their goals and develop their skills and maybe making them champions/coaches of the future. The beauty of this local centre is that they have trained national champions and continue to nurture amazing talent, but there is still a local feel to the place that allows freedom of expression and fun.

They are open to public 52 weeks a year ‘come rain or shine’ and even cater for children’s parties for those kids who especially love trampolining and want to share their enjoyment with friends.

Take a look at what they have to offer on the website below. http://www.ultima-tc.club/

Put the spotlight on your local sports team, contact Zaki Hasan, via email, zaki@aroundtownmagazines.co.uk

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11

RECIPE

Lemon Meringue Pie (8 Servings) Ingredients: Pastry 150g plain flour Pinch salt 75g Butter Cold water to mix Filling 50g cornflour 300ml cold water 75g caster sugar Zest and juice of 3 lemons 2 medium egg yolks Meringue 2 medium egg whites 100g caster sugar

Method: Pre-heat to fan 170C/190C/gas5

to the boil.

Prepare the pastry following conventional method and use to line a 20cm greased flan dish. Bake blind, remove from oven then reduce the oven temperature to fan 130c, conventional 150c, gas 2.

Cook the lemony mixture for 2 minutes then remove from the heat and allow to cool slightly before adding the sugar and egg yolks. When cool, tip into the partly cooked pastry case.

to make the filling, first blend the cornflour with a little water to make a smooth paste. in a small pan, heat the remaining water, lemon zest and juice, stir in the cornflour paste and stir until you bring

Whisk the egg whites until very stiff then gradually add in half of the sugar. then gently fold the rest of the sugar. spread the meringue mix over the lemon and swirl and bake for a further 35 minutes to crisp the meringue. allow to cool before serving.

If you would like your recipe to appear in Around Town Magazines then contact our sales team on: 01277 658444 or email: sales@aroundtownmagazines.co.uk

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MORTGAGES The biggest single personal financial risk in 2017 is that mortgage rates will rise rapidly.

This isn’t primarily about UK base rates, set by the bank of England, it’s far more about the City’s long term prediction of interest rates – which new cheap fixed and long term variable rate deals are set based upon.

Mortgage rates are near all-time historic lows and have been for a couple of years, and we’ve got used to that. Yet there is a plausible chance that 2017 is the year that will change.

We’ve already seen some cheap deals such as HSBC’s 0.99% two-year fix being pulled.

The five-year swap rates have increased from 0.35% back in September to 0.9% now – and we’re already seeing longer fixes start to get more expensive on the back of this.

Of course, there’s no certainty here. Yet UK rates are so cheap that even if things reversed and they dropped again, the likely gain to mortgage holders would be limited. But if they did rise, the cost could be huge.The savings available right now can be huge, like Kperat’s who emailed: “Fixed at 1.24% for 2 yrs, reduced term to 13 yrs without paying much more a month. Will be saving about £20,000 even after fees. Thanks.”

So, this is my clarion call for ALL mortgage holders, to check NOW if you’re on the cheapest deal, and, if not sort, it. Here’s what to do to find your cheapest deal.

How much could I save?

If like many people, you’re on your lender’s standard variable rate (SVR) – the default rate most fixes and trackers revert to when the intro deal ends – then the savings can be huge. Most SVRs are at 4% or higher. Yet the cheapest two-year fix is just 1.2% (you’ll need a top credit score and it’s got a big fee). Five-year fixes start at around 1.8%. All, of course, depend on how much of your home’s value you’re borrowing.

So, someone moving a £150,000 mortgage from 4% SVR to a two-year fix at 1.2% would

save £4,000+ over two years, even after fees.

Quickly find what deals are available For an easy benchmark of what’s available in your circumstances, start with a comparison site that includes all deals, including ‘direct only’, which aren’t offered by brokers. Full market comparisons include my own www.

MoneySavingExpert.com/mortgagebestbuys, and www.totallymoney.com’s mortgage tool.

Finding a cheap deal isn’t the end – you need to get accepted The days when lenders would fling out deals to all and sundry are long gone. Getting accepted is now the challenge. There are two key elements to this: - Is your credit score good enough? Your credit history is a huge part of whether you’ll be accepted for any type of credit, including a mortgage. So take precautions. Avoid any applications that leave a footprint on your file – such as credit cards, contract mobile phones or monthly car insurance – in the few months before applying for your mortgage. Never withdraw cash on credit cards or take payday loans. For full help on this, join my free Credit Club www.mse.me/CreditClub, which gives your credit score, affordability score and tells you what needs improving.

“ALL MORTGAGE HOLDERS, CHECK NOW TO SEE IF YOU’RE ON THE CHEAPEST DEAL” - Are the repayments affordable? For the past couple of years, lenders haven’t just checked if you can afford the monthly repayments at the current rate, but they also stress test affordability if rates were 6% or 7%. Crucially, this doesn’t only apply to new mortgages, it’s also for re-mortgages too (which is ridiculous and, on an aside, I am campaigning against

this). So, if this is a problem, it’s important to reel in your spending months before applying.

Lenders will want evidence of income, big bills, expenses and even eating out.

Use a mortgage broker to match your situation to a top mortgage.

The information about what different lenders are looking for isn’t available to the general public. But it’s something that most mortgage brokers have - and, of course, their job is to find you the best product.So, they’re a good way to work out what the best deal available to you is. Yet do ask if the broker will check all deals available to them and not just a panel of lenders. Also, check how much it will cost and use a qualified one.Some phoneonly brokers such as www.LandC.co.uk are feefree. If you want face-to-face help, ask friends for a local recommendation or find one via www. unbiased.co.uk or www.VouchedFor.com.

Don’t ignore the fees The smaller your mortgage, the bigger the impact of fees. A good way to compare mortgages is to divide the fee across the discount or fixed period. So, a £1,200 fee on a two-year (i.e., 24-month) deal is £50 a month. Then add that to the monthly repayment.

I designed a “Total Cost” tool that does this automatically for you within the www.

MoneySavingExpert.com/mortgagebestbuys comparison.

Fix or variable rate?

A fix’s advantage is you get price and budgeting

martin L E W IS Money Saving Expert

certainty that the rate won’t move for a set time, whereas variable deals move with the UK interest rate (and sometimes just on the provider’s whim). Generally, you pay a little more to fix, but not much.Ask yourself how much you think rates will rise over the period. If safety’s what’s important to you, err on the side of fixing, and fixing for longer. Right now, with fixed deals being outrageously cheap, it’s great time to do it.

Got savings? They could get you a better mortgage For this, you need to find your current loan-tovalue (LTV) – the proportion of the value of your home you’re borrowing, so £80k on a £100k property is 80% LTV. At every 5% LTV threshold, from 95% down to 60%, deals tend to get better, so a little extra can have a big impact on your rate.For example, if you’ve a £150,000 home, and want a £137,000 re-mortgage, that’s a 91% LTV, and the top five-year fix is 3.98%. Yet use £2,000 of savings to reduce the borrowing, and you’d be at 90% LTV – where the top five-year fix is 2.54%, saving c. £1,100/year in payments.

Martin Lewis is the Founder & Chair of Money Saving Expert. To join the 12 million people who get his Martin’s Money Tips weekly email, go to www.moneysavingexpert.com/latesttip

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16:40

Chelmsford & District Welsh Society Membership is open to anyone with Welsh origins or connections, or to anyone with an appreciation of Welsh heritage and traditions.

Visitors and guests are warmly welcomed to attend our meetings.

The Society’s monthly meeting is held in St Cedd’s Hall, Cathedral Chapter House, Chelmsford, CM1 1NX, and is usually on the fourth Thursday of every month.

The next meeting is on Thursday 23rd March 2017 at 7.30pm. All new members are welcome, come along to our meeting for a fun and sociable evening.

For more details please contact Gwenno on 07724144432 www.chelmsfordwelsh.org.uk www.facebook.com/ chelmsfordwelsh Euromedical Ambulance Service A volunteer led charity serving Upminster and Havering providing first aid cover at sporting,social and school events with weekly training sessions leading to recognised first aid qualifications for members.

Meetings are held at the Rush Green Community Assn Social Club.

For more information contact Melvyn Gallagher 01708 224167 or e – mail magallagher@mgnet.freeserve.co.uk Friends of Parklands The aim of our “Friends” Group is to maintain Parklands Open Space as a pleasant place to walk and relax, surrounded by a natural environment.

We arrange Working Parties to keep Parklands tidy and to help control any excessive overgrowth. The Working Parties meet for a couple of hours, once a month, at 10 a.m. on a Wednesday. The next dates

24

are March 15th and April 12th.

Church Hall (next to library).

If you would like to join us please visit our website, www.friendsofparklands. org.uk , for further information, or email our Working Party Organiser, Andy Brett, at: upminsterbrett@ gmail.com

Upminster RM14 2AJ Friendly group/ tea/social break. Why not give it a try Chrisbannister104@btinternet. com-01277 211050

Friends Of Upminster Mini Golf Course We are a recently formed group with the aims of promoting the Mini Golf Course in Hall Lane, Upminster and working in partnership with Havering Council to improve amenities and to encourage people of all ages to participate at the course. Find us on Facebook.

Why not come and give it a go.

Equipment is supplied and the course suits all abilities from novices to experienced golfers looking to improve their short game.

More information on the Councils website: www.havering.gov.uk/Pages/ ServiceChild/Hall-Lane-golf-course.

JAZZ at O Bs’ next gig at Old Brentwood’s Club Ashwells Road, Brentwood CM15 9SE. The last Tuesday of each month.

Tuesday, 28th March, 2017 ANDY LINHAM, an award winning alto saxophonist / composer, with a mystery guest, explore the works of the legends Lee Konitz and Paul Desmond along with Hilary Cameron, keyboard, Ted Simkins, bass and host Dave Grant, drums.

Doors open 7.30 to 1030pm.

Admission £10.00 Tel. No. 01277 624016 or 07935 441616 www.jazzatobs.co.uk Keep Fit 50+ Exercise, Movement & Dance for 50+ & Active Retired Wednesdays during term time 2pm St Laurence

MOTR® Core, Cardio & Strength Training Neil Carpenter brings the MOTR® fitness machine from the US for prebooked ‘drop-in’ classes on Monday evenings in Cranham (maximum 8 to a class for close supervision).

The MOTR® and its resistance bands will challenge your strength, core stability, stamina, control and agility in a full body athletic workout that will burn fat, tone and condition your body like no other workout.

This is a fast paced class so you must be injury free with a basic level of fitness. Flexible online booking is ideal for those with unpredictable schedules.

Want to try out the MOTR® for free?

Book a free class via our website www.upminstersportsmassage.co.uk or email us for further information upminstersportsmassage@gmail. com MummyNatal with Your Natal Way MummyNatal antenatal classes supporting mums-to-be to tune into what their birth experience is, focusing simply on the present moment and finding confidence and acceptance.

Weekly classes include mindful meditation exercises, breathing practice, birth ball exercise, exercises for encouraging baby into optimum position for birth, managing intense sensation exercises, birth physiology and birth choices education.

Classes at The Sanctuary, Upminster, Tuesday 8-9pm – yournatalway@ outlook.com 07738572554

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OASIS - A ‘disability-friendly’ meeting for adults On the second Sunday of each month, from 3.00 to 4.30 pm, we have our ‘disability-friendly’ meeting at Cranham Baptist Church, Severn Drive, Upminster, RM14 1SN. A traditional Sunday Service is not for everyone! Oasis meetings are aimed at people with disabilities and their carers. The meetings are accessible, informal and fun where Jesus is worshipped through Bible teaching, singing, prayer and fellowship with others.

We provide a safe environment and loving support for adults with disabilities and their carers.

For more information contact the Oasis Team on 01708 223551, 07714 853545 or the Church Office on 01708 224851.

Out of Ashes eclectic in sound, creation of husband and wife duo Penny Long and Kevin Washburn, their music draws on diverse influences of bluegrass, 60’s soul and African spirituals.

Saturday, 4th March, 7.30 - 10.30 p.m. Tickets on the door: £10, £7 Concessions at St. Luke’s, Front Lane, Cranham, RM14 1LD Light refreshments will be provided.

Your ticket price will go toward Above Us Only Sky? and their work with the homeless.

Pilates for a Healthier Spine Experienced Sports & Remedial Massage Therapists Charlene & Neil Carpenter teach traditional Pilates in private sessions and also to small groups in Upminster & Cranham.

Improve the mobility of your spine & joints, increase strength, stamina & muscle elasticity, improve balance, co-ordination & enhance the way you look, feel & move.

Levels: Beginners, Improvers, Intermediate, Men Only, Post Natal, and Gentle Pilates for Seniors. Group classes are Tues-Fri mornings and Mon-Thurs evenings.

For further information or to book a course or trial class please visit www. upminstersportsmassage.co.uk or call Charlene on 07411 826721, or email upminstersportsmassage@ gmail.com Shirley Tours Trips Coach trips, and short breaks in aid of fund raising for Hall Mead and James Oglethorpe Schools, All Saints Church and All Saints Scouts.

Departures from Cranham, flyers on holidays and day trip leaflets available. Please call Shirley Ward 01708 227884 for more details or e mail shirley@shirleytours.co.uk for full list of trips.

Soroptimist International Chelmsford & District For over 100 years Soroptimist International has been making a difference to the lives of women & girls locally, nationally & internationally through Education, Empowerment & Enabling.

Ladies- we meet at Christ Church, New London Road, Chelmsford, 3rd Thursday, 7.30pm every month. Come along and find out the differences to lives we can and do make. Contact us: Facebook: Soroptimist International of Chelmsford, website: www. sigbi.org/chelmsford email: sichelmsford@gmail.com call: 07528 789991.

Tennis 4 All Hylands is delighted to engage with the JW Tennis Academy (JWTA) offering tennis lessons from mini tennis tots to squad level.

All abilities welcome 4 -18 years old. A great way to help children improve their co-ordination,

balance and listening skills in a fun and social environment. Also available, Cardio Tennis and Tennis Xpress for adult beginners.

For more details please visit: www.hylandstennis.co.uk or contact us at hylandsclub@gmail.com Upminster Park Towns Women’s Guild We are a friendly group of Ladies enjoying a chat over tea and biscuits listening to a good speaker or entertainer. Going on outings/theatre trips and promoting friendship and well being.

We meet at St.Lawrence Church, Derham Hall, Upminster on the fourth Wednesday each month at 1.45 - 4 pm.

For more information contact Deborah Pryor 01708 226127 or Anne Monk 01708 226305 or simply come along.

UPMINSTER U3A Upminster U3A - University of the Third Age - meets at 1.00 pm on the third Tuesday monthly (except December) in the Methodist Church Hall, Hall Lane, Upminster.

For further information about membership and current interest groups, come along to a meeting or email info@upminsteru3a.org.uk or check out our Facebook page www.facebook.com/upminsteru3a/ Upminster Wine and Social Club Upminster Wine and Social Club will be holding their St. George’s Day dance on Saturday 22nd April at Hall Mead School, Marlborough Gardens, Cranham. Music will be provided by the popular duo “Too Hot”.

Tickets are £15, including a fish and chip supper, and are available from Vic Bramwell on 01708 470465.

Non members welcome.

If you would like to promote your club or event then please email a maximum of 70 words to:

admin@aroundtownmagazines.co.uk Please ensure that all contact details are included.

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