Veez Global Illustrated Konkani & English Weekly e-Magazine.

APPOINTED HOD-Head of the Department. Dr Mona Jaqueline Mendonca, Assistant Professor, Dept to History, St Aloysius College (Autonomous) Mangalore, has been appointed as the Head of the Department on 1st Sept 2023. She is a Soft Skills Trainer, TV presenter and a freelance writer and Researcher. She has over 15years of teaching experience. She has to her credit numerous Research Articles, published in reputed journals.

PointstoPonder,September2023

ToDance withtheBullsor Bears?

On 1st April 2023, BSE Sensex was at 59106 and closed at 67572 on 20th July 2023. The corresponding figures for NSE Nifty 50 were 17398 and 19979. This translates into an appreciation of nearly 14.5% in less than four months. Well, as is their wont,thestockmarketshavecomeoff since then. So, will the investors dance with bulls or bears? The answer to this dilemma will have to be found in hard dataratherthanthenarrativesthatare constantlychangingasperthetrading compulsions of speculators.

Given that over the long-term stock prices align with earnings, it would make sense to carefullyassesstheearningstrajectory for the listed companies going forward. Based on the results 0f 1505 companies that reported results for the first quarter (Q1) of Financial Year (FY) 2024 by 9th August, the Profits After Tax (PAT) have risen by a handsome 50% year on year, as PAT margins have expanded by 303 basis points to 10.6%. However, caution is warranted as revenue growth has

moderated on low volume growth, casting doubts on profit sustainability. AsperBloombergconsensus,earnings per share (EPS) for Nifty for FY 24 is estimatedatRs985,a19%riseoverRs 824recordedforFY23.Butmoreoften than not,futurepredictions tend to be optimistic. For instance, Nifty EPS for FY23 was estimated (Bloomberg consensus) to grow at 15% to Rs 884. The actual came almost 7% lower at 8%.

A look at the trailing valuations as given by Price to Earnings (PE) multiples highlights the fickleness of

the valuation perceptions in the short term. Since the market low on 28th March this year, the Nifty trailing 12month PE has expanded from 20.5 times to almost 24.5 times by the end of July this year. This is at premium to long term averages (10-year average of 22.6- and 20-year average of 20.3). The valuations in the mid and small cap segments appear even more euphoricascanbeseenfromthechart alongside.

For those statistically inclined, an analysis of Nifty forward PE in relation to historical “central tendencies” and probabilities of outcomes might provide some useful clues. Nifty 50, trades at 19.9 times one year forward PE, which is at a 4% premium to 10year average of 19.1%. Standard Deviation (SD) is a measure of dispersion of data from its mean. Measured by SD, Nifty 50 trades at 0.32 SD above 10-year mean. This would imply that there is a 68/95/99.7 per cent chance of data points falling within 1/2/3 SDs above or below the meanforanormaldistribution.At0.32 SD above mean, the current premium is not significant. But these facile conclusions hinge on the expected one year forward earnings growth of

16%. When compared to the CAGR of just 8% over 10 years, this expected earnings growth seems unduly optimistic. Confronted by the above bewildering mazeoffacts,figures,andconjectures, what should the playbook be for the investors? For one, investors could consider more granular data rather than blindly dance with bulls at the current elevated valuation levels. While there are signals that mid and smallcap segments are overheated, there are segments like IT where long term investors could do some bottom fishing. L&T Technology Services and Affle India which have seen sharp fall in PE multiples could be looked at as their niche business models still hold out promise. Also sectors like pharma and auto, though at a valuation premium to the Nifty do offer opportunities to the discerning investors, as these sectors are getting re-rated given favourable developments. Then there are stocks, which are a good distance away from theirall-timehighsandstilloffervalue or, credible growth story. Even at the prevailing high market levels, 157 stocks in the Nifty 500 basket are a good25to50percentawayfromtheir all-timehighsandanother87areeven

farther away. Investors could hunt for value in this group. Some such stocks that come to mind are, Triveni Engineering, EID Parry, Coromandel, and GSFC in the sugar and Fertilizer sectorsandintheinfrastructuresector one could look at PNC Infratech, KNR Constructions and HEG. At this juncture many PSU banks still offer good value. Other stocks that look promising are KRBL, Amara Raja Batteries, Mahanagar Gas and Sun TV. For those with low-risk appetite and long-term outlook a systematic investmentplan(SIP)inabroad-based passive fund like Nifty 100 Index Fund could be a good alternative.

Forincorrigibletraders,optionsoffera better toolkit to at least reduce risk and better control loss. The use of options, however, would require a clear understanding of the underlying concepts before resorting to ‘put’ and ‘call’optionstosetupdirectionneutral strategies like “straddle” and “strangle”. But except for the excitement it provides, empirical data indicate that most such strategies end up in zero sum games and more often than not result in loss except when used for hedging purposes as in, say, “cashless collars”. A better strategy is to harness only covered options,

where the positions arecoveredeither by cash or deliveries. While this involves shorting (writing) puts and calls and requires substantial outlay of funds upfront to meet margin obligations, it can generate decent recurring returns with controlled risk. But the real challenge is that this strategycallsforexceptionaldiscipline which is exceptionally rare! There is an instructive anecdote of a charismatic preacher who was trying to figure out his way (before the adventofGoogleMaps!)tothenearby railway station. On the way he asks a playfulyoungboyfordirectionstothe station and the boy explained the route with all the twists and turns that thepreacherhadtonegotiatetoreach the station. The preacher was confused, so he pulled out the notebook and asked the boy if he could provide the sketch of the route. The urchin boy found it easier to walk with the preacher and along the way he asked the preacher; “You look well nourishedandwelltodo.Whatdoyou do for a living?” The preacher answered that he showed people the pathtoheaven.Theboystoppedinhis tracks gave the preacher a quizzical look and said, “Hey Mister, you can’t find your way to the nearby railway

station; how come you are able to show the path to heaven which we can’t even see?”

Well dear investor, eventually you will havetofindyourownpathtofinancial Nirvana. But to achieve that, you have toacquireamodicumfinancialliteracy andcarefullyascertainyourriskprofile and goals that you need to achieve at various stages of your life. That will enable you to choose the right investment products and vehicles. It is worthwhile to remember that there is nolawthatyouhavetotransactinthe market at all times despite the plethora oftipsand tunesthatyouare inundated with in the print, electronic and social media.

DearReader,

Despite all the noise that surrounds the stock market activity, in the ultimate analysis thereareonlytwovariablesthat determine market outcomes, at least in the long run. These variables are earnings and

valuations multiples. The earnings are seeing an uptick. But valuations are still elevated when compared to other markets or historical averages. Nevertheless, markets never cease to be exciting and there will be pockets of it, which will alwaysofferopportunitiestothe discerning investors. So, do we gyrate with bulls or the bear or, is there a more reliable way of exploiting the opportunities offered by the markets? Points to Ponder for September, pretendstofindananswer!

Best regards,

Norbert Arunanjali Securities

Poonam Anand Nikethan, Ground Floor, 8th cross, Gandhinagar,Urwa Mangalore - 575003

PHONE : +918243552437

MOBILE :9019787658, 8095275933

The recent issue of CasadeGoa included the article GoanDiaspora: Past and Present by Ms. Sneha Ghadi, Asst. Prof. of History at Goa University.Intheabstract,thearticle is described as a research paper on the diaspora. The well-written documentisadetailedpresentation of pre-colonial history, which is followed by the three phases of Goan migration. Due to space limitations, I will focus on only the first phase of colonial migration. Those interested in knowing our viewsontheotherphasesaswellas

the roles of education and the British occupation of Goa on migration can read pertinent sectionsinourbook.

The causes of migration in the first phase (16th/17th century) are attributed to colonization, persecution,forcedconversion,and the Inquisition. Many writers endorse those claims. So, in the spirit of academia, I would like to express my concerns. For starters, I am not asserting that these events did not occur. It is the cause-andeffect about which we may have a difference of opinion. For those

readers who are not familiar with Goa’s history, the colony was established in 1510, yet the first conversionreportedlydidnotoccur until1535.Thatrefutes Lisbon’s oftquoted goal of coming to the east for “Spices and Souls.” Asstatedin our book, “There were a lot more spices sent to Lisbon’s king from 1498 before any Asian soul was offered to the King of Heaven.” Considering that Muslims were in power at the time, that group was likely the majority population pre1510 and had already left before Lisbon’s rule began. The victor’s persecutions of Hindus were aimed atdrivingthemoutandengageina land-grab. The Portuguese rulers’ priority was to settle their own soldiers and settlers a standard practiceofallconquerors.

ContinuingconflictswiththeBijapur sultans, who were trying to regain Goa,continuedthroughoutthe16th century. In the following century, therewerecontinuingDutchattacks onLusitanianterritoriesonlandand sea. During the 18th century, there were repeated clashes against the Marathas in Goa and the North Provinces(Bassein).HistorianSanjay

Subrahmanyam states that the 16th /17th centuryexperiencedamarked increaseinAsia’spopulation.During thatperiod, Goa’s populationinthe three talukas increased even faster due mainly to the annual arrival of 4,000Lusitanians soldiers,traders, and settlers, whose purpose was to defendtheterritoriesandsettlethe land. They were also attracted to Goa by the land-grants which were offeredunderEmphyteusispolicies. In addition, Goa’s expanding economy attracted migration from India. The government adopted various assimilationist polices (critics label as persecution) to homogenize the polyglot cosmopolitan community, (today termed melting pot) to make it easiertogovern.

In addition to wars and natural disasters, population increase has been shown to cause migration since time immemorial. There is evidence that human migration began even during prerecorded history. Humans emigrated from Africa in multiple waves and traveledacrosscontinentsinseveral phases. In a “survival of the fittest” natural strategy, the self-reliant,

independent,andresourcefulmade theirwayoutoftheirnativesoiland left their less enterprising contemporaries behind.The GSBs have been leaving Goa for Karnataka and Kerala since the 13th century – long before the Portuguese arrival. Purushotham Mallaya in his book Saraswats in Kerala History dates their arrival to Kerala to 1294 when General Allaudin Khilji conquered Deccan and Goa. It has been historical that Goalandcouldnotproduceenough rice to feed the population since time immemorial, which was the structural cause for emigration. An added attraction for Goan farmers to emigrate was the land given to them by rulers of South Kanara, a tranquil area the newcomers could rehabilitateandfarm.

AfterpersecutedHindusleftGoafor neighboring talukas during the few decades following colonization, the native Christians (mainly farmers andlandowners–Bamonswiththeir kunbi mundkars) imitated their Hindu ancestors and left Goa for Mangalore and Cochin to escape the unrest and the war-ravaged territory. Many preferred to leave

the land to arriving defenders, merchants, and colonizers rather than be conscripted by the military to fight or to work on repairing roads, bridges, forts, etc. during or after the skirmishes. Bamons increasingly resented forced labor, higherlandtaxes(neededforpostwar reconstruction), conscription, and other security measures imposed on the population. It is verylikelythatpeasantswhodefied those measures lost their land. On the issue of emigration, they adamantly stated, “We asked for no quarter, and we expect none from the government.” The native fighters (Chardos), whose caste motto was: “Fighting is better than fleeing,” stayed to fight and were likely rewarded. This may explain the marked disparity in the ratio between the two strata of Goan Catholics in Goa and Mangalore. Historian Alan Machado notes that the inquisition was active during periodsofandinregionsofconflict, and that the main migration to Mangalore occurred during these timesandfromtheseregions.

So, it is very likely that the population displacement was the

result of wars and the uncertainties thoseentailed,ratherthananeffect of the Inquisition. The migration of HindusandCatholicsfromGoawas precisely what the military authoritieswanted.Thevacantland attracted an increasing number of white and mestizo settlers to the area. The Lusitanian soldiers were not interested in native conversion or in the converted. Their primary goalwasacquiringlandinthe(only) three talukas which they could share, own, settle, and call their hacienda (home). The progressively increasingmestizopopulationfrom legitimate and illegitimate unions began in 1510 -- the first year of conquest. Interestingly, the government cooperated and facilitated the migration. There are reports that Goans who sailed to Mangalore were escorted by Portuguese warships (to protect against pirates), and probably returnedwithacargoofrice.Under those trying conditions, Goans (HindusandChristians)hadnotime for introspective analyses of their dire predicament, a luxury that today’s academic may indulge in, retrospectively. Visiticao Bonaventura Monteiro, the author

of the book ‘Goan Village Communities, ’ is a Diocesan Goan priest, who has researched early Goan diaspora and the Goan communidadesandGanvkaris.

Goa’s 451-year colonial history, as generally presented, lacks scientific stratigraphy i.e., it fails to place the specific event in its proper chronological order to provide contextandexplanationforwhythe eventtranspiredinrelationtoother concurrent events. Instead, broad strokes are used to paint wide conclusions. Ifoneislucky,onemay find texts which present history organized according to the centuries in which the relevant events occurred. Historians keep repeating the mantra of ‘forced migration,” which was probably startedasaBlackLegendandother works of fiction. No explanation is presented on why and how this migration took place, especially in light of the fact that most of the populationremainedinGoa.Thisis like claiming that the migration post-1961 was due to the MG, Congress,orBJPrule.Perhapsafew Goans were troubled by those issues. In Goa and India, the

20th century has seen the greatest migration WITHOUT colonialism, religious persecution, and the Inquisition. Most would agree that this exodus was inspired by the need to improve socioeconomic conditions.So, why do we assume that our ancestors in the 16th and 17th centuries did not migrate to improve their own socioeconomic conditionsbyseekingtoapplytheir entrepreneurial and farming skills moreproductively?

There are reports that Goans were recruited to migrate because of their skill and knowledge in copper smelting. Goan farmers were often recruited with land grants by rulers in South Kanara and in Kerala for theiruniqueknowledgeandskillsto construct bundhs and sluices to reclaim backwaters and maintain farmland that flooded with sea water at high tide or with river flooding. The farmers learnt thisproficiencyfrom the prePortuguese communidadsystem of land management. In the 16th-18th century with agriculture being the mainstay of the economy, the farmerwith his knowledge and skill at water management was the

home-grown hydraulic engineer in much demand along India’s west coast. Addtothiswererotationand other farming and grafting techniquesandnewplantshelearnt fromthecolonistswhobroughtnew species to India. Unfortunately, today’s articulate and college graduatedhistoriansandwritersare not willing to accord the lowly loin cloth-cladfarmerhisdue. Thismay also have caste overtones. The hallmark of the prosperous Goan communityofHindusandCatholics in South Kanara and Kerala (about 200 villages around Cochin) is their continuing link with their ancestral religious shrines in Goa and their Konkanilanguage.

In summary, the major causes for Goanout-migrationduringthe16th /17th centurieswere:

1. Persecution and displacement of Hindus as a way to acquire their land on which colonialists could settle.

2. Famines due to uncertain monsoon conditions, (too little, too much, too late, too early rains), subsistence farming, and poor distribution of food; feeding the Brown population was low on the

government'slistofpriorities. Even underthebestconditions,Goadoes not produce sufficient rice to feed itspopulace.

3.Deathofthebread-winnerdueto short life-expectancy (about 40 years).

4.Warscausinglossoflife,livestock, and property, as well as raids by soldiersofbothsides.

5. Fear of conscription to fight the warorforcedmanuallabortorepair war-damage and later to construct newcapitalcities.

6. Repeated epidemics, pestilences, anddroughts.

Extracted from “Insights into Colonial Goa”

Published by Amazon in paperback and e-book. For details about the book and authors click Insights into Colonial Goa.

The e-book is available in India and can be purchased with Rupees.

In the West, the book is also available in paperback.

The Fourth Edition with an emphasis on the Diaspora is now available.

https://www.amazon.es/Insights-into-Colonial-PhilomenaLawrence/dp/B0C5GP1SHP

7. Farmers recruited by rulers in South Kanara and Kerala with land grants for land management expertise to reclaim land after high tidesorriverflooding.

Remember, not all Mangaloreans are of Konkni origin and not all South Kanara Konknis live in Mangalore. We hope this essay provides the readers with a vital framework of the GEM diaspora’s historicaljourney.AsShashiTharoor wisely stated, “If you do not know where you have been, how do you knowwhereyouseektogo?History belongs in the past, but understanding it is the duty of the present.” A third of the recently published edition of the book (Fourth Edition) focuses on GEM Diasporas.

We hope you enjoyed reading this aspect of history, which includes plentyof “food for thought.” Please forward these articles to your

relatives, friends, peers, as well as include the essays on Indian and Iberian chat sites. Sharing history is

sharingourculturalheritage.Thank you for allowing us to share this informationwithyou.

OPPORTUNITIES FOR NURSES.

-By:KripanjaliTellis Nayak.

The trained nurse has become one of the greatest blessings to humanity, in the modern times of advancing technology, taking a place beside the skilled physicians anddoctors.

profession is always desired.

The responsibilities of a nurse are widely and most popularly decided intothreemainareas.

1...Assist and supervise in activities of daily living.

2...Administer prescribed medications and conduct medical and nonmedical procedures.

3...HealthEducationandawareness.

Nursing is among the very few professionsstillseenasNOBLE.Itis a very important part of the healthcare system and is very well regarded, especially abroad and is amongthefewwell-paidjobswitha wide scope of specializations and opportunities. As health is and will always be everyone's topmost priorityandnoone’severnotgoing to fall sick, nurses and nursing as a

According to the recent WHO data analysis there are about 29 million nurses and midwives from around

theworld.The hierarchyofNursing degrees vary from country to country. But they usually have four

categories of degrees as per years oftrainingandevaluation.Themost humbling part of being a nurse is thatsheorhewillforeverbeanurse no matter what the qualifications are. The core always remains the same and they mean it when they say,“onceanurseisalwaysanurse.”

TheaverageMEDIANPAYofanRN in India is (2019-2029)is Rs.120/ hour, Rs. 300,000/ year.

TheaverageMEDIANPAYofanRN in the US

(2019-2029): $36/ hour, $ 73,300/ year

TheaverageMEDIANPAYofanRN in the GULF COUNTRIES is AED 9000/ month, 1,08,000 AED/ year

And this data says a lot as to why nursesopttoflyoutofourcountry.

The scope of nursing is vast and thereisalotonecandowithabasic nursing degree and that’s the

beautyofitall.Therearespecialities and super specialities. There are international organizations like the Red Cross Society, UNO, WHO, UNESCOtonameafewthatalways hire nurses throughout the year, aroundtheglobe.

TravelnursesandCruiseshipnurses areamongthehighestpaidamong them all. There are operation theater nurses, orthopedic nurses, nurse anesthetists and nurse practitioners and have extremely challenging and intricate duties. Theirrolesinvolvealotofdetailing and goal-oriented interventions that can be life saving and threatening. Nurses, no matter where they are, need to have compassion, be keen observers, curious,alertandhavetheabilityto take quick action in whatever, wherever and whichever field they arein.Themostcommononesyou will see are nurses working in hospitals, clinics, and day care centers. Though the number of geriatric nurses is on the rise and will forever be in exigency. Corporate nursing is a booming industry too. Nurses are trained in medical coding and algorithm

analysiswhichisapartoftheMedTech industry and because nurses understand the physiology and the biology of medicine they serve as great fits for these newly invented jobsaswell. Anursingcurriculumarguablyisthe most versatile and inclusive one of them all. Subjects range from psychophysiology to science to sociology to math, to body mechanics to administration to teaching and education. We are nurses,socialworkers,teachersand supervisors. Truly all in one.

An international nurse is always wanted. especially South Asian nurses, because of their sheer hard work andresilience.Theydonotlet the pressure affect their quality of work and are very flexible and diligent. Thanks to their rigorous and unabashed training.

There is always a great security of their jobs and is filled with great dignity and honor. A nurse is well respected and appreciated. Their workschedulesareflexibleandalso convenient. There are a number of specializations and super

specializations, and the opportunities are high in number with scope of vivid, explorative experiences that are too good to miss.

There are mainly three ways of going abroad for nurses:

Employment Visa ( the most common option)

Immigrate as a student ( the most expensive but the easier option)

Go as a permanent resident or as a citizen. ( the most time consuming but the cheapest option)

The process of immigration and migration can be Time consuming, tedious, and very stressful. There is no denying that the whole process isveryheavyonthepocketbuthas goodreturnsinthelongrun.There are many cases of fraudulent agencies that have been around too. Not a lot is spoken on the periodic changing of rules of countries and requirements. Because of high taxes the standard of living is obviously high which is why Saving is comparatively less

and is something many don’t address or want to accept.

Language proficiency tests unfortunately have taken the main seatwhenthetruthofthematteris thatitisonlyonepartofthewhole requirement process and there are somanyotherboxesthathavetobe ticked.

All in all, the results are good and the risk taken is ultimately worth it inmostcases.

“ Let us never consider ourselves finished, nurses. We must be learning all of our lives.” - Florence Nightingale ( founder of modern nursing)

AbouttheAuthor: Kripanjali Tellis

Nayak: Basedin Mangalore.PBBSC

Nursing,MA-EnglishLiteratureand MBA - Healthcare Administration, (PhD-Gerontology). Social Worker, writer. One of those few who finds value in empathy, compassion, and kindness. Enjoys travelling and documenting her experience and learnings. Deeply passionate about Gerontology (care of the aged), intends to make a difference inthesocietyspeciallyforthesenior citizens.

Visitors to Saanidhya

Cheers the Angels.

Dr Vasant Shetty founder and Chairman of Saanidhya at Shaktinagar, Mangaluru informs that Saanidhyawaspaidawelcome visit by Dr Anand Pereira (Scientist and Honorary Secretary of CASKCatholic Association of South Kanara,Mangalore)andhiswifeMrs

Geetha Pereira on 1st September. Mr.Stephen Pintoand Mr. Eric J B Dsouza escorted

them,the visitwas initiated by Mr.EricJ.B.D'Souza.

Expressingappreciation,thevisitors said, "MywifeGeetaandIwerevery glad for an opportunity to visit 'Saanidhya', a beautiful school and hostel for Mentally Challenged Children. There are around 200 students from various age groups with different levels of Autism &

IntellectualDisability.Theinstituteis professionally run byDr Vasanth Kumar Shetty who has encompassed humanity like no other, and if anyone wants to donate, the top priority should be Saanidhya. We now gave a token donationinourpersonalcapacity.It was a life changing visit for us, and wewereverydeeplytouched.Iplan to do something tangiblefor these beautifulandinnocentchildren.

Inthesechildren'seyes,onecansee God, Truth, Love and Blessings. Anyone visiting Mangalore, please spend a few minutes there. I assure and guarantee that you will come back, a changed person. The visit to Saanidhyawasaneyeopener. Iam a scientist and look at things differently and objectively. We need to look and appreciate with our 'Third Eye'. Dr. Vasanth has donemiracleshere. Whatoneman has done to all communities, is something amazing. I have a

newfound respect for him. It is the responsibility of the aware to take careofthesebeautifulsouls."

"We also assure you that we will spread the word on the good work being done at Saanidhya to all our friends and contacts. The warmth and affection with which we were greeted by all was so touching. I am glad I have visited thistemple/Church/mosque/which showswhathumanityisallabout. I have no words for today but will discuss it in the future. Today I am emotionally drained. However, I could see all around Saanidhya a sense of professionalism getting into systems creation, and greater

wonders can be achieved with intelligent,experienced,committed, and like-minded people. I am happy to further inform you that after an internal discussion, the President of CASKalong with some Managing Committee Members would also like to visit Saanidhya. Theswimmingpoolwas

amustandsoalsoaplaygroundfor the children. You have done one miracle and the next one will also happen." About Saanidhya :

Takealookat"SAANIDHYA"an

practically transforming it as an 'Abode of God'. A multifaceted schoolandhome, dedicatedtothe welfare of intellectually disabled persons. The institute was founded

institution of great promise andpractical humane service.

Dr.Vasanth Kumar Shetty, the founder of 'Saanidhya' is a rare force, and true toits nameheis

onApril4,2003-hascompleted20 years. As of now, there are 170 studentswithintellectualdisabilities who lack access to the special school or training facilities. Currently a new concept ofSaanidhyais providing a lifetime stay facility for intellectually disabled children. This facility was startedintheyear2018,therewere roadblocks due to the pandemic and is now being revived with four studentsinthisuniqueconsolidated facility. At this juncture, Vasanth Shetty says he also recalls that his wifesupportedhimalotinhissocial serviceandinthisprojecttoo.With thehelpoflike-mindedfriendsand well wishers,Saanidhyawas established with great hope. Now, this institution is nurturing 170 specially abled children and providing employment for 62 staff.

Founder and administrator, Dr. Vasanth Shetty has been operating

the institution most satisfactorily since 2003. His expectation of returns is secondary as he has dedicated his life to the development of intellectually disabled persons.Saanidhyais providing all around support and facilities for children/persons suffering from mental retardation, down syndrome, autism, and related conditions. The simple digestible, healthy, nutritious balanced food is given a lot of importance as it is vital to the wellbeing; cleanliness and hygiene iscarefullymonitored.The specially abled children are admitted to the classes after assessmentof their abilities and intelligence quotient (IQ) , age, and related factors. Students are trained in basic computer handling and use with other skill-oriented courses.Saanidhyagives a lot of importance and attention to arts and crafts - like making flower bouquets, decorative hand work, paperbagsandmuchmore.Trained and skilled "Special Educators", psychologists and specialists help the residents inSaanidhyawith theirdaytodayphysicalandmental development. Training in extra

curricular activities, dance, Yakshagana,andsoonispartofthe syllabus, sportsareavitalparttoo. The students/ children have participated in field and indoor sports,culturalprogrammesand so oninthecountryandoverseastoo, bringinglaurelsandtrophiestothe institution here.

Saanidhyais always open to the Differently Abled children/persons, who are unable to access special schools and training centres. At this wonderful institution very, good services are available with responsible, well-

experienced, dedicated, humble, considerate special educators and caretakers 24x7. 'Saanidhya' always extendsitshelpinghandtosupport and take care of mild, moderate, and severely challenged persons in theagegroupoffourtofortyyears, of all genders in an inclusive manner. 'Saanidhya' imparts 'Functional Academic Checklist Programme (FACP)' expertly formulatedbytheNationalInstitute for Mentally Handicapped (NIMH) with qualified, committed, and responsible coaches/teachers. Optimum care and initiative in training the challenged inmates in 'Activities of Daily Living Skills (ADLS)'. Functional Academics (FA), Pre-Vocational Skills (PVS), Speech Therapy, Physiotherapy, Yoga, Sports, Games, Vocational Skills, Drama, Dance Therapy and Extracurricular Activities. Facilities are almost free of cost, case-tocase,paymentisnotaruleandmay be voluntary, which includes education, food, school bus service (pickup&drop),picnics,excursions, outings and all-round developmental activities.

Hydro/Aqua Therapy is now the

latest and effectivesystem in mind and brain development, this was introduced from the month of May 2023, with the opening of a special swimmingpool. Govt. grant and voluntary donations from kind and generoussoulsandGod'sbountiful careisthesourceofall.Futureplans are to expand, upgrade and increase the facilities to accommodate all the numerous calls for admission, from all over India; the principle is to avoid refusals doing the best to accomodate all who seek. With generous donations from Philanthropists irrespective of their religion, communityandsoon.

cost of the land is about Rs 1.50 crore. Hence, he is inviting donors to come forward and help him to buy the land for this great social cause,which is an essentialneed. SaanidhyaSkill Training Centre for endosulfan victims in

Dr. Vasanth Kumar Shetty, the founder ofSaanidhya, has now been inspired to make the intellectually disabled children, physicallyfitinmorewaysasitisthe vital need. He has now come forward to purchase land for a playground. Though the founder has identified a 40-cent land, the

Ujire,SaanidhyaResidential School and Training Centre for Mentally Challenged,SaanidhyaPreVocational, Vocational and Home Science

Centre,SaanidhyaShashwath Home for Adult Male Mentally Challenged (Lifetime Stay Home)

andSaanidhyaCentre for Autism aretheinstitutionsandservicesnow part of theSaanidhyaefforts.

Readers and public who wish to know more about this great institution and render services and help,mayhaveuseofthefollowing contact details :

Too Old To Be Rebellious -

By: Molly M Pinto.

You were no accident, you were born with a purpose and a plan Blaming your parents and circumstances is stupid and totally irrational Do yourself a favour and pull up your stinking socks and get this act together You're not the only one with regrets you know, they too didn't have a choice with you

Every day you curse your situation, that you created, and blame those around you

This was a deal made before you were born, to journey this life together With every obstacle you create, they keep trying to keep their part in this pact made

The one who has everything to lose is you, leaving you lagging behind in the Supreme universal plan

Your rebellious wrong choices and behaviour, foresee your own doom

Were your actions only yours, it would be easier to be understood

Fortunately or unfortunately, who's to really tell, we're all connected, in more ways than one

What you do ripples over to the one closest to you and on and on, reducing as it flows

When a parent welcomes a child, they believe they've received a blessing from above

Had they known the meaning of this blessing, they'd surely have preferred death

Life's the ever fulfilling destination, believed to be every souls famous drama school

Earth, the ultimate choice with every extremity to offer, is our assessment ground

The best part of this school is there's no damnation for those who choose to change

Take this opportunity while you still have a chance, to right your wrongs and reduce karma

It is a very real word you know and recognized around the globe

So get your act together before the curtain closes and locks all doors to redemption -

By: Molly M Pinto.

It Shall Start with a Smile

It all started with a smile

Never did we ever expect that we would end up with such a bitter cry

You promised to be with me all through the days of my life

Did you leave me because it was done merely through the eyes. You have let my heart down

And my thoughts have perished

Your eyes were blind and my ears deaf. And maybe that is the reason our friendship came to an end

But I shall not fret or cry

I have lots of people to love me and god almighty to guide me And I shall start all over again with a smile

-Sonal Lobo, Bengaluru

*Near Begur handpost*

Episode 2

_A death mystery_

Begur police station gets a phone call on next morning ASI Mohanreceivesthecall,an anxious voicefromotherendofthereceiver, hellosirIamDhanpalsecurityguard from Rainbow estate, our butler Charlie is dead and please come immediately , ASI Mohan conveyed

-Steevan.M

this message to station SI Satya Prakash, still on bed Satya Prakash ask to keep the jeep and other arrangementsready, aftertitivating selfhemovestowardpolicestation, Satya Prakash newly appointed SI for the station, but his wife has complaint over the location,

nothing is there for her entertainmentshepressurizesSatya Prakash to get appointed in main location or else she will go to her parentshouse.

Satya Prakash tries to meet RegionsSPandinformhiscondition andrequestfortransfer;SP ignores itsayinggetagoodcasesolvedand come again from then Satya Prakashisinsearchofasensational case.

Thearrivalofpolicestation bringshimbackfrom hispondering thoughts, ASI Mohan Salutes and guideshimtothejeep,driverdrove the vehicle to Rainbow tea and coffee estate ..they received by the group of workers surrounding the lifeless body of Charlie, police diverts the crowd, forensic experts and local Government doctor will arrivetothescene.

Satya Prakash in detective style observes the surrounding, the corpseislyingonashallowlandleft sideofthebunglow,justInfrontof the quarters which is meant for Estatestaff,akitchenwindowofthe bunglowisvisiblefromthelowland, Satya prakash watched everyone, a stared down workers gathered around were dispersed by

the police to make a way for forensicandmedicalteamforfinger print and autopsy, Satya Prakash heard a murmur from the crowd, “Charlyam always opposed the blood offer to our deity see now deityhastakenhisbloodonthe no Moonnight.

SI Satya Prakash ignored them being superstitious, instead he surmised the motive . During that time a jeep entered inside the premises and Serao got down and greetedSIandexplainedthereason for being out of station. Satya prakash observed driver Chandar going in one of the quarters, Satya Prakash asked Serao to call up chandar’s wife Lakshmi for the questioning,

We’re you alone last night and didn’t you hear any unusual moaningAskedSatyaPrakash Lakshmi replied in trembling tone, Normally bad screams are usual around the bunglow, a lady laughter, sound from her leg braceletisaudible,some have seen a Lady ghost wandering here, most say sheisalady belongsto owners family who died in unusual circumstances, it is more during no moon day, Charlie butler himself

Screamsandstayawakeandtalking to the ghosts in most nights, Sir mostof usbelievehepossessdevil and that’s why he doesn’t keep goodrapportwithanyonehere, Satya Prakash annoyed by her answer, warned her to just answer whataskedfor,andlethergo.

NextcalltoDhanpal, Whattimedidyouseethebody, DhanpalinthequaveringvoiceSaid, thismorningsaabji, So, what about at night you were notpatrollingthisarea?

NormallyCharliebutlerirritates me if I am around the bunglow, he dictates a lot, so I prefer having a round.saabji..

Till then the doctor came to meet SI Staya prakash they discussed the possible reason for theincident, Satya Prakash scrutinized Serao'sfaceand asked How isyour wife’sconditionMr.Serao,exhibited someconcerninhisvoice.

SheisinICU,hassomeheartissues , I am going back again, Serao replied, Satya Prakash after a handshake with Serao, instructed ASI Mohan to initiate the report then headed back to the station.

Tobecontinued