Friday, December 10, 2010 • The News
The Most Current Weekly Guide to Real Estate in Parksville, Qualicum Beach & the Surrounding Areas.
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Parksville 250.248.8805 Pt. Alberni 250.720.2291
Nanai Nanaimo 250.754.1500 Duncan 250.748.5900 Dunca
BEST PRICE + BEST QUALITY + BEST SECURITY = BEST SOLUTION! For All Your Residential & Commercial Moving & Storage Needs... www.bekins.ca
C2 • THE NEWS, Friday, December 10, 2010
www.bclocalhomes.com
Parksville-Qualicum Beach Realty Rob Ohs P.R.E.C.
Independently Owned & Operated INDEPENDENTLY
Rob@OhsMclane.com
Andrew McLane P.R.E.C. Andrew@OhsMclane.com
Parksville Qualicum Beach Realty Independently Owned & Operated
Mike Reeves michaelreeves@shaw.ca
www.OhsMclane.com
250-752-SOLD (7653)
OPEN HOUSE Saturday, December 11 • 11am-1pm Sunday, December 12 • 1pm-3pm
835 MULHOLLAND DRIVE Qualicum Beach BLOWOUT PRICE! • One of the finest golf course lots on the 15th fairway on Morningstar Golf Course • 3 bedroom, 2 bath home on crawl space • Custom built with mountain and golf course views in mind
OWNED & OPERATED
127 Alberni Highway, Parkville 250-248-4321 1-800-224-5838
679 Memorial Ave, Qualicum Beach 250-752-6926 1-800-224-5906
#4-2451 Collins Cres. Red Gap Centre, Nanoose 250-468-7626
ROYAL LEPAGE wants to welcome
LISA MURPHY
to Oceanside’s Number 1 Real Estate Company. Lisa has lived in the area for 33 years now and has been involved in many aspects of the community, including 4H, school activities, girls hockey, and fundraising for different not for profit organizations. She believes that exceptional customer service, integrity, and a willingness to help wherever possible will always be of the utmost importance as clients are the essence of a great Lisa Murphy business and the basis for wonderful networking, and long lasting acquaintances. She looks forward to welcoming all her previous, present, and future clients to stop by at Royal LePage Parksville, or contact her directly if she can be of any assistance with your real estate needs. Phone: 250.248.4321.
Hosted by:
Melissa MacNeil
TIPS
FREE W E E K L Y
Buying a home? These seven tips can make your house-hunting experience positive & rewarding. 1.
2.
Location counts - you’ve probably heard the old real estate joke about “location, location, location”, but the point still bears repeating. Location is critical. How far are you really willing to drive to your place of employment? How good are the local schools and public transportation? Even a picture-perfect dream home can be a mistake if it’s in an undesirable location, and a poor-location home can be a particularly bad choice if you anticipate reselling the home in a few years. Make a list - Do you (and your spouse, if you’re married) really know what you need and want in your home? You’ll save many hours of shopping (and potential arguing) if you make a list ahead of time. Zero in on the features you must have, would like to have, definitely don’t want and would prefer not to have. Your goal is to find the right home for your family without falling in love with one that doesn’t suit your needs. Start compiling your wish list by thinking about what you like & dislike about your current home.
3.
4.
Do your homework - not too long ago, consumers had very little access to information about recent home sale prices, market trends, homes on the market, neighbourhood statistics and the home-buying process. Today, all this information and more is available. Go surfing on the web or ask a realtor to provide you with this information. Get educated. Become empowered. Get pre-approved for a mortgage - Your top-dollar home price is a function of your household income, your credit worthiness, interest rates, the type of loan you select and how much cash you have or are willing to offer for the down payment. Rather than guessing or estimating how much you are going to be able to afford to spend, ask a lender or a mortgage broker to give you a full assessment and ask for a letter stating how much you’re qualified to borrow. The true amount may be much more or less than you think.
5.
Use a checklist - touring multiple homes can be a confusing experience for most people. Rather than relying on memory, make notes about the homes you visit. Create a personalized home-shopping checklist and use it to track the features of each home that you’re interested in.
6.
Be prepared to make an offer - house hunting can be frustrating, especially if you know you’re not ready to buy a home. If you’re not ready, don’t put yourself through the exercise. If you are ready, ask your realtor to go over a blank purchase agreement ahead of time so you’ll know what decisions you’ll face when you make the offer.
7.
Relax - granted, buying a home is a major life-altering event. But it’s not worth making yourself crazy or super over-stressed about. Save time at the end of your house-hunting expedition to unwind, calm your thoughts and emotions and keep the whole experience in perspective.
www.bclocalhomes.com
THE NEWS, Friday, December 10, 2010 •
C3
Buying a Home: What Can You Afford? Few people can buy a home for cash. Most of us have a difficult enough time saving the If you’re thinking about buying a home, a question that will undoubtedly weigh heavily on your mind is: “How much can I afford?”
W E E K L Y
Obviously, affordability will play a major part in your decision making process. You want to be able to buy something you like, but you don’t want to feel stretched to the limit when it comes to meeting your financial obligations. Once you discover exactly what you can afford, you can be more realistic in your expectations. If you’re like most people, you lack the funds to make a purchase without seeking substantial help from a lending institution. In addition to coming up with a down payment, you’ll have to arrange a mortgage.
find your next home here
and now online at www.bclocalhomes.com
113 West 2nd Ave,Qualicum Beach 752-2466 • 1-800-668-3622
DORIS MUELLER
Anchor Realty
Each Office Independently Owned & Operated
Basically, there are two types of costs involved in buying a home: The amount of money you’ll need for the initial purchase -- consisting of the down payment plus additional costs such as legal fees, inspection fees and taxes; and
OPEN HOUSE • SAT. & SUN., DEC. 11 & 12 • 1 - 3 p.m. #1202-333 GARRETT ROAD, QUALICUM BEACH
The ongoing costs of paying back your mortgage, along with monthly operating costs for utilities, maintenance, insurance and annual property taxes. Lenders use several factors in judging your ability to handle a mortgage, including your income, employment record and credit worthiness. However, one way you can estimate the price range you can afford is to look at the amount of money you have available for a down payment. The most common type of mortgage is a “conventional mortgage.” Under this type of mortgage, lenders will loan up to 75 percent of the appraised value of the property or purchase price, whichever is lower. The remaining 25 percent or more is the amount you will contribute as a down payment. So, if you plan to buy a home that has an appraised value of $100,000, a lender may loan you 75 per cent or $75,000 on a conventional mortgage when you contribute a down payment of $25,000.
• Brand new luxury townhomes • Double garage • One or two level units it • Ocean view
Move In Today!
OPEN HOUSE
OPEN HOUSE • SATURDAY, DEC. 11 • 10am-Noon 827 SANDERSON ROAD, PARKSVILLE • Legal su suite and detached double garage • 3 bed, pl plus one bed suite suite. • 0.24 acre acre. Great area!
Independently Owned & Operated
Saturday, Dec. 11 1:00pm to 3:00pm
Bob, Karen & Debbie
EMERALD ESTATES • $149,900
MULTIPLY BY FOUR
Assisted living for the independent senior! Lovely one bedroom patio home in the heart of Parksville. Just repainted and brand new carpets. Meal plan available plus homemaker provides weekly housekeeping. This is a fabulous well managed complex and provides peace of mind for the whole family.
If you plan to borrow funds through a conventional mortgage, simply multiply your down payment funds by four, to get an idea of the highest priced home you could buy. Then you will have to determine whether you have sufficient income to make the payments on your mortgage. Most lenders won’t let you take on debt that you can’t service. That’s why they’ll “qualify” you first, before agreeing to give you a mortgage.
Come to our Open House Saturday 1-3
#306-264 McVickers Street, PARKSVILLE Call Karen at 250-248-7612
HIGH-RATIO MORTGAGE If you don’t have a 25 per cent down payment, you may want to investigate a high-ratio mortgage.
OPEN HOUSE Saturday, Dec. 11 • 11am-2pm 813 Humphrey Road Immaculate 3 bedroom rancher located only steps to Wembley Mall. Bright open kitchen and a bonus separate living room. Landscaped and fenced!
This type of mortgage is available for up to 95 per cent of a home’s appraised value or purchase price, whichever is lower, up to a maximum amount set by the government. Since you are borrowing more than 75 per cent, the government insists that the mortgage be insured against default and that you pay the cost of the insurance. That cost can range from one to three per cent of the mortgage amount, and is added to the mortgage principal.
$324,900
Deborah Nicol
LENDERS’ CONSIDERATIONS Vancouver Island Realty
To determine your eligibility, lenders will look at your monthly housing expenses. These include such items as mortgage payments, property taxes, and utility costs. These shouldn’t exceed approximately 30 percent of your monthly gross family income. This is called your “Gross Debt Service” ratio or GDS. (Some lenders will, in fact, go as high as 35 per cent, depending on a number of variables.) Lenders also use a second calculation in qualifying you for a mortgage. It’s called the “Total Debt Service” ratio or TDS. Generally speaking, no more than 40 percent of your gross family income may be used to cover mortgage payments, property taxes, utility costs, plus other fixed monthly payments. These other fixed costs are your ongoing commitments and can include auto, student or personal loans as well as charge accounts.
Associate Broker & Licensed Mortgage Specialist
124 Craig St., Parksville • Cell: (250) 607-7038 Toll Free (866) 386-2735 • email: nicolde@shaw.ca
OPEN HOUSES • SAT., DEC. 11, 12-4pm MOVE RIGHT IN!!! Bright, Immaculate updated, Hermitage rancher. Extremely private, professionally landscaped yard with covered patio…A Must See…..
Lenders will look at both your GDS and TDS amounts in calculating the size of the loan they will grant you for the home you wish to purchase. Once they’ve determined the amount of your monthly income available for mortgage payments, they’ll calculate the mortgage amount you can have. This is based on current interest rates charged by lenders. TRY LIVING ON YOUR NEW BUDGET FIRST
226 VALDEZ AVENUE, QUALICUM
New Price! ... Just ... $369,900
OPEN HOUSES • SAT., DEC. 11, 2-4pm
Once you’ve calculated these factors, it’s a good idea to try living for a couple of months as if you were paying a mortgage, along with your other living expenses, to see just how well you manage. After all, it may be feasible on paper, but you may not be comfortable with this amount of your income being allocated towards a mortgage. Better to find out now, before you actually make a purchase.
WHY WAIT ‘TIL SPRING!! This southfacing Cape Cod with private gardens, huge back deck, master bedroom balcony PLUS some ocean views is Calling Your name ...
You may readjust your spending habits in other areas for a while. However, if you’re comfortable with this test run, then it’s time to start looking for your new home. T h i s a r t i c l e w a s p r o v i d e d b y t h e Va n c o u v e r I s l a n d R e a l E s t a t e B o a r d f o r t h e i n f o r m a t i o n a n d b e n e f i t o f c o n s u m e r s .
225 HOYLAKE W ROAD, QUALICUM
Below Assessed Value... $497,500
Lisa M.
124 Craig St., Parksville 250 25 50-2 250-248-2488 • 1-800-665-8040 (24hr.)
Vancouver Island Realty
C4 • THE NEWS, Friday, December 10, 2010
Free Market Evaluation Call for a professional evaluation. No cost. No obligation. N No pressure.
“Let Me Work For You!”
Dale
Rumming
www.bclocalhomes.com
QUALICUM BEACH B.C.
MOVING CHECKLIST
876 Ohiat Rd Qualicum North
Get Organized with this Handy Moving Checklist!
$359,900 This rural 2.5 acre property is tucked away on a quiet road in North Qualicum. This 3 bedroom 2 bath family home offers an open floor plan with spacious kitchen with new cabinetry. Large master bedroom with spacious ensuite. Bonus loft upstairs & bedroom. Huge 37x44 wired, insulated workshop with 12 ft ceilings + doors.
John Stilinovic Associate Broker
248-8371
724-4725
E-mail: john@albernihomes4u.ca www.albernihomes4u.ca
Mid-Island Realty
Each Office is Independently Owned & Operated
ROCK BOTTOM PRICE - MUST RELOCATE #33-1247 ARBUTUS ROAD, PARKSVILLE • Best value offered in this quiet 55+ Parksville MHP • Well maintained • New gas furnace, hot water tank, carpet, lino, paint, electrical receptacles & fixtures • Carport & covered deck • 768 sq. ft., 2-3 bedrooms MLS#296056 • Large backyard & garden
Dan Jack (250) 954-7111
$42,000 WHITECAP REALTY LTD.
danjack@shaw.ca/danjack.ca danjack@shaw.ca/dan h /d
135 Alberni Hwy., Parksville
SHOPPING FOR A REALTOR?
Call kevin clayton
Organization is the key to a successful move! Use this helpful checklist to get things done at the right time. Start early and refer to this list often!
6 - 8 Weeks Before Move ■
If you’re using a moving company, check to make sure your move is scheduled.
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Make a list of items you want to take with you and what you want to toss. Consider donating unwanted items to charity or hold a garage sales.
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If you’re doing your own packing, gather supplies you need (boxes, tape, markers).
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Develop a floor plan of your new home’s layout, noting where each item will go. This will help reduce the stress of making decisions later.
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Get to know your new community. The local Chamber of Commerce can provide information on schools, community programs, parks & recreation facilities.
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Finalize all real estate or rental needs.
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Contact your insurance agent to transfer medical, property, fire & auto insurance.
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Put all medical / dental records in a safe and accessible place. Be sure to include prescription and vaccination records.
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Notify schools in the old and new locations and arrange to transfer school records. Start the process of registering in new schools.
4-5 Weeks Before Move ■
Contact or visit your local Post Office to obtain a Change of Address form.
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Notify family, friends, banks, insurance & credit card companies, doctors, dentists, clubs, associations and magazine / newspaper subscriptions about your move.
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Contact utility providers (telephone, gas, electric, TV and trash collection) at new and old locations to make arrangements for connections and disconnections.
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Complete banking arrangements in old & new locations and transfer funds to your new bank.
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Check requirements for new driver’s licence and auto registration in your destination province.
3 Weeks Before Move
New Certified Built Green for $429,900
359 Hackberry Place in Maple Glen Development 2,145 sq , 3 bedrooms, 2 1/2 baths Certified Built Green 2 high efficiency gas fireplaces Brac System Grey water recycling system Rain water recovery system for irrigation Solid Bamboo Flooring Warmly Yours electric floor heating Rinnai Hot Water on Demand Arxx ICF insulating concrete form foundation for an R50 value K2 Stone Reclaimed fir & cedar
CALL FOR DETAILS AND TO VIEW
250.951.0707
Make transportation arrangements for pets. Take them to your veterinarian for a complete check-up. Ask for a certificate stating their clean bill of health.
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Gather all important documents, such as wills, stock certificates, and other unique items (jewelry, coin collection, photos). Place them in one easily identifiable and easy to locate folder or box, so you can take them with you on moving day.
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Collect items that are being repaired, stored, or cleaned (clothing, shoes, etc.)
2 Weeks Before Move ■
Transfer all prescriptions to a pharmacy in your new neighbourhood. Clear out safety deposit boxes.
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Back up all your computer files. Disconnect and pack your computer system.
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Make final packing decisions. Clean and clear your home including closets, basement and attic.
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Drain your lawn mower and power tools of all fluids for safe transportation.
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If you need extra storage, contact a storage provider.
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Have your vehicle serviced if you plan to travel by car.
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Cancel newspaper subscription and other regular activities.
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Arrange for a baby sitter fir your kids during the loading and unloading process.
1 Week Before Move ■
Make sure you haven’t overlooked anything in the house. Check, double-check, and re-check!
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Empty, defrost, and clean your refrigerator, freezer, and your stove at least 24 hours before moving to let them air out.
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Pick up any dry cleaning or laundry and pay any outstanding bills you may have with local businesses.
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Return videos, library books and anything you borrowed from the neighbors.
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Gather keys, alarm codes, and garage door openers to hand them over to the new owners or realtor.
Moving Day! ■
Hand over keys, alarm codes, and garage door remote controls to the new owner or realtor.
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Clean your house as much as you can before your moving crew arrives. Search every room and closet before the movers arrive to be sure you haven’t forgotten anything.
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Keep your floor plan on hand as a reference, for both you and the movers.
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Find a safe, quiet place for pets so they aren’t in the way of the moving crew.
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Verify that all utilities have been disconnected in your old home and connected in your new home. Have your phone connected a day before move-in day.
www.brantwoodconstruction.com
bclo
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Licensed Residential Builder
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W E E K L Y
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314 E.Island Hwy. Parksville • 248-8371
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www.bclocalhomes.com
THE NEWS, Friday, December 10, 2010 •
ROBBIE BAIRD
Seasons Greetings & Happy New Year Have a safe, prosperous and healthy New Year
The
250-586-4321 Sutton Whitecap Realty
VIRGINIA ESTATES
A beautiful 5 acre hobby farm. This 2 storey home offers 3 bedrooms & 2 baths as well as a full basement. There is a 20 x 24 barn w/loft, 10 x 12 chicken house w/loft, a 24 x 24 machine shed w/16 x 24 loft. This is a very pretty, private setting with all buildings & grounds in excellent condition. Zoning allows for a second home. Very close to schools, and shops in Coombs, Qualicum Beach, & Parksville. Great price $499,000. Call Robbie 250-586-4321.
WHAT A DEAL!
, Robyn w e r D , d r Richa & Cara
Anchor Realty Each Office Independently Owned & Operated
Cell 250-248-7777
WWW.ROBBIEREALTOR.CA ROBBIEREALTOR@SHAW.CA
MOVE IN FOR X-MAS
One of a kind 4 bedroom, 2 bath rancher on large 78 x 144 lot on a quiet Parksville street in town, close to schools & shopping. Many upgrades with new roof, new windows, new flooring, new fencing & landscaping. Vendor will consider trades. Vacant and ready for quick possession. Best of all the price: Only $264,800. Call Robbie 250-586-4321.
READY FOR CHRISTMAS
Spacious, well maintained 3 bedroom rancher on a large .23 acre sunny lot in the popular Sandpiper Subdivision. Close to French Creek Marina, 4 Golf Courses, and shopping in Parksville and Qualicum Beach. Room to have your garden and park your R.V. $299,900. Call Robbie 250-586-4321.
Team
C5
Lovely bright & cheery 2 bedroom patio home in “The Meadows”Oceanside’s most affordable patio home complex. This spotless home has just been freshly painted inside and has new flooring. There is a clubhouse for socializing and RV parking compound. Shopping, beach & restaurants are close by. If you are over 55 yrs old this is the place for you. What a great retirement location. Wonderfully priced at $169,900. Call Robbie 250-586-4321.
MOVE IN BEFORE X-MAS
RIVERFRONT ACREAGE
This park is a joy to live in with shopping next door. This 3 bedroom mobile has been well taken care of. 55+ park, small pet allowed, & pad rent only $310.00 includes cable, water, & sewer. The wheel chair ramp is a definite plus. Well priced at $79,000. Call Robbie 250-586-4321.
195 feet of frontage on Englishman River. The 1.69 acre is level and has a drilled well, septic tank, and field. This is a one of a kind property to build that dream home on. NO HST only $344,900. Call Robbie 250-586-4321.
For photos and more info on these or other properties go to www.robbierealtor.ca
113 W. Second Ave, Qualicum Beach
Put the Power of
FREE
THE INTERNET
W E E K L Y
Lower interest rates have helped make buying a home less expensive in the past. Here’s a few tips on how you can make sure that you can actually afford to jump on in to the housing pool: • Think beyond the mortgage payment. You’ll need to afford real estate property taxes, home insurance, home repairs and maintenance. • “Loan Approved” doesn’t necessarily mean “Loan Affordable”. Start documenting your monthly expenses, such as utility bills, car repairs and payments, current property taxes or rent pay ments, clothing, haircuts and entertainment expenses. • Unfurnished is okay. Don’t feel like you have to charge items just to furnish your new home. High credit payments may actually compromise your ability to make your mortgage payments. • Shop around for mortgages. If you don’t understand all the
to work for you!
IS SY YOUR OUR H HOME O ON OUR HOME PAGE? VISIT US ONLINE TODAY. Did yyou know? Rudi
Widdershoven
TEAM “BUILDING RELATIONSHIPS FULFILLING DREAMS”
The RIGHT Agents for Today’s Market.
• Will you still be employed? Ask lenders about unemployment insurance, which can typically offer up to 12 months (or more) of mortgage payments if you’re laid off.
BCLocalHomes.com
• 77 percent of home buyers come from outside of the Oceanside Communities.
Ph: 250-248-1071 • Sellers need to reach outside of our teamw.ca local market p rksvv le quali parksville-qualicum.com co
costs, ask questions. If a lender is vague, ask them to be more specific. How is your credit? Is this the right time for you to buy, or should you wait until your credit history looks better?
• Know your mortgage. Your loan type may determine if the loan has payment flexibility or other alternatives.
• Four out of every 5 home buyers used home the Internet to search for their home.
remaxvancouverisland.ca Ph: 250-248-1071
dianekellas.com
First Realty
Each office independently owned and operated
#21-826 West Island Hwy. Parksville BC
C6 • THE NEWS, Friday, December 10, 2010
www.bclocalhomes.com
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445 FOURNEAU WAY
ROOM FOR EVERYTHING AND EVERYONE
Rural living on 4.68 acres with the convenience of town! Spacious 3282 sq. ft. main floor with living room, family room, large den, kitchen, pantry & bathroom. Upstairs master with ensuite, 3 large bedrooms & lots of closets. Part basement for storage, games & recreation.
• .97 acre, very private, walk to town • Lovely 3 bed 3 bath family home • 1800 sq. ft. separate shop for hobbies or home business
$750,000 call Anne Sperling
$574,900 call kevin clayton
715 HUMPHREY ROAD • Great 3 bedroom retirement rancher • Close to all Parksville amenities • Plenty of RV and boat parking
$339,000
#601-194 BEACHSIDE DRIVE
• Beautiful oceanfront condo • 1347 sqft, 3 beds, 2 baths • Luxury downtown living • Dramatic views, resort facilities
Gary Neufeld
$699,000
Aaron/Louise/Ian
JUBILEE COURT IN Q.B.
• Exceptional Qualicum Beach location • Just 2 blocks to the village, no car required • 2 bed, 2 bath apt/condo with some very recent updates • A small pet is allowed • Live in or rent out
$192,900
Glenn Karakochuk
195 THETIS AVE QUALICUM IDEAL RETIREMENT RANCHER! Walk to town from this immaculate rancher in Hermitage park. Close to amenities. Living room dining room combination is ideal for entertaining. The private rear patio is ideal for BBQs.
$349,900
Jim/Margo Hoffman
BEST PRICED HOME IN AREA
ARBUTUS PARK ESTATES
2 bedroom, 2 bath home & yes! You OWN THE LAND!! Some features are: walk in closet, built in china cabinet, large open kitchen & all appliances are included. Don’t rent anymore! Start building equity today. Best priced home in area.
Almost half acre building lot. Level and ready to start. Located in very desirable area of Nanoose with established quality homes, sandy beach plus golf and marina nearby.
$147,900
Dale Rumming
$184,900
SOLD
819 MALLORY, PARKSVILLE
IN THE VILLAGE
• Bright, cheery, 3 bedroom, 2 bath rancher • 2-car garage, RV parking, room for a boat • Lovely garden area, very private, walk to town • Greenhouse, whole house nice condition • High dry crawl space with “cold room”
• Ocean side of the highway! Close to beaches, marina, pub, • Oceanside School, hockey arena, Wembley Mall • 3 bed 2 bath family room • 1900 sqft Rancher .21 acre. Private back yard • Lots of room for RV parking & a boat!
$319,800
Anne Sperling
$389,000 ,00
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819 MULHOLLAND DRIVE, MORNINGSTAR
Fabulous value in this beautifully designed home on the parklike 15th Tee of picturesque Morningstar Golf Course. This is truly a perfectly created palette to come HOME to!
$468,000
Jill Tuggle
• • • •
2950 LINK PLACE
Lovely Garry Oaks west coast home 1,201 sqft, 3 beds, 2 baths Large lot, ocean & mtn. views New roof, garage with 220 amp
$398,000
Ian/Aaron/Louise
675 FOSTER DRIVE, PARKSVILLE
HOME BASED BUSINESS
• Great 3 bedroom + den, 2½ baths family home • RV parking, great landscaping • Extensively upgraded
Or just a great place to live! You chose! New- drilled well, septic field, hardiplank, roof, landscaping, fence – everything is done in this solid & well built CHARACTER HOME. Huge SHOP with mezzanine & office opens tons of possibilities!
$420,000
$479,900
Roland Becthold
Dale Rumming
COUNTRY LIVING YET CLOSE TO TOWN
• 5 acres - totally usable • Woodsy character home • Separate carports / workshop • Dead end street 589 Gilbert Rd, Hilliers Betsy/Fran E
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ILL
,00
SOLD • Oceanwood Gardens, private & quiet end unit • 2 beds, 2 baths, den 1238 sqft • Natural gas heat & fireplace, on 4 ft crawl
John Milroy
• • • •
2307 BONNINGTON DRIVE
2543 sqft. home offers dramatic views Private yard leading to nature trails Open plan, exquisite detail Master & den on the main floor
$889,900
Ian/Aaron/Louise
MOUNT WASHINGTON!
ABOVE PIPERS LAGOON
Top floor 2 bdrm condo unit near highest point in the village. Stunning panoramic view of Vancouver Island mountains as far as the eye can see. New windows and siding one year ago. Zero rot. Fireplace. Entirely furnished.
Breathtaking ocean views and Hammond Bay activity, across to the mainland mountains from this 8400sf amazing lot in prestigious Glen Oaks Estates! Building scheme and package available. NO HST!
Chris Turko
$269,900
Jill Tuggle
RK PA
DON’T GIVE UP COMFORT! • Two bedrooms / two baths • Bright, open kitchen, separate laundry • Covered patio & carport • Garden shed / workshop / nice yard #15-1050 Bowlby Rd, Errington
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$225,000
SV
7 $5
#15-631 BLENKIN
$292,500
Call Marge LaFoy
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Mark Anderson
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Betsy/Fran
841 BLUFFS DRIVE • New Alta Vista home, HST included • 2445 sqft, 3 beds, 3.5 baths • Great room with 11 ft. ceilings • Distinguished Bluffs neighbourhood
$799,000
rt
Aaron/Louise/Ian
#3-309 MOLLIET STREET • • • •
2 bedroom townhome Terrific location and central to all schools Currently rented and tenant would like to stay Well established strata with good management in place
Glenn Karakochuk
OPEN PLAN RANCHER IN FAIRWINDS
#317-200 CORFIELD STREET
• Nicely updated 1994 Woodland Park park model with newer roof and laminate floors. • Gorgeous w/f location in resort • Enjoy all of Surfside amenities until 2028 • Rent out for investment when not here.
$119,900
Tom Dodds
This gracious 1940 sq ft rancher is designed for comfortable living with two bedrooms and a den. Professionally decorated, impressive attention to detail, a high level of finishing and beautifully landscaped front and back. This home is a must see.
Asking $624,900
Gary Fulton
00
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$2
MOVE IN FOR CHRISTMAS • Deluxe 2 bedroom 2 bath condo • Gas fireplace, covered balcony, skylights • Underground parking, walk to shops
$269,000
call kevin clayton
RARE DOUBLEWIDE
In a great 55+ park! 3 bedrooms, 2 baths with large country style kitchen, and tons of cupboards! Minutes from Parksville, you can even bring your favourite pets! Freshly painted & ready to move into!
$134,900
Dale Rumming
LOW PRICE - GREAT NEIGHBOURHOOD • 1450 sq. ft. • Workshop, private back yard • Short walk to beach • On water system
5078 Longview Dr, Bowser
Betsy/Fran
PERFECT FAMILY HOME In excellent location! 3 bedrooms, 2 baths, rec room, attached garage, 1 block to shopping! MODERN KITCHEN with huge deck overlooking fenced back yard. Many updates!
$299,900
Aaron/Louise/Ian
2576 KINGHORN ROAD • 7602 sqft. estate on 2.53 acres • Architectural masterpiece • Entertainer’s dream, guest cottage • Man-made lake & cabana
$1,498,000 Aaron/Louise/Ian
www.bclocalhomes.com
THE NEWS, Friday, December 10, 2010 •
Ian Lindsay
C7
Frank Fairley
WATERFRONT VACATION RENTAL, QUALICUM BEACH $1,200,000
1135 SPIDER LAKE ROAD, NORTH QUALICUM $299,900
667 MARTINDALE ROAD, PARKSVILLE $399,700
• Rare Walk on Waterfront Vacation Rental Building
• 5 Acre Property With Small Cottage
• Updated 2 Level on 1 Acre of Land
• 2 levels, 3 Westcoast Furnished Suites
• Small Lake Shared By 3 Properties
• Lower Level Could Be In-Law Suite
• Commercial Zoning, Minutes to Downtown
• Very Private & Tranquil
• Separate Shop, Many Fruit Trees
1380 ERRINGTON ROAD, ERRINGTON $479,000
LOT B COHO LANE, NANOOSE BAY $289,000
2700 MARSHLAND ROAD, NORTH QUALICUM $879,000
• Custom 2500 Sq Ft Cedar Beauty
• Private 1 Acre with Ocean Views
• 3160 Sq Ft Meticulously Designed Country Home
• Private 0.56 Acre Lot, Detached Shop & Garden Shed
• Quiet Street On Water System
• Dramatic & Private 49 Acres with Bubbling Brook
• Perfect to Build Your Executive Home On!
• Separate Shop, Close to Lake & More
• Attached In Law Suite with Patio
384 ALDOUS ROAD, QUALICUM BEACH $296,900
#8-340 YOUNG STREET, PARKSVILLE $274,900
• Comfy 3 Bdrm 2 Bath Qualicum Beach Rancher • Sunny Southern Large Fenced Yard • Walk to Village Centre, Schools & Parks
OPEN HOUSES & EVENTS Milner Christmas Magic December 3-5, 10-12, 17-21 5:00- 8:30 pm at Milner Gardens & Woodlands Admission by donation
Pacific Grande, Parksville From $239,000 Open Friday- Sunday 1:00PM – 4:00PM
Oceanside Village Resort II From $259,900 Open Wednesday-Friday 11:00 AM – 4:00 PM Saturday & Sunday 10:00 AM – 4:00 PM
Eaglewood at Qualicum Beach From $585,000 Open Saturday & Sunday 1:00 PM – 3:00 PM And by appointment
Check Out Our Website For More Open Houses
637 BEACH ROAD, QUALICUM BEACH $499,000
• 2 Bdrm 2 Bath Town Home on Cul-De-Sac
• Cash Flow Duplex, Central Location
• 1427 Sq Ft Plus Deck, 6 Appliances
• Large Lot in OCP Higher Density
• Single Garage, Excellent Location
• Each Unit Has 3 Bdrm, 1.5+ Bath
INVESTMENT & RE-DEVELOPMENT
Qualicum Beach:
LOTS & ACREAGES Bonnington Ridge at Fairwinds
• Land Package: Lots, Revenue, Duplex From $199,000 • Commercial/Residential Downtown $1,250,000
Horne/Spider Lake Area $219,900-$579,000 • Several Parcels Ranging from 5 - 147 Acres
• Waterfront Vacation Resort $1,200,000
1473 Sunrise Drive, French Creek
Parksville:
Nanoose Bay Area
• Corner Commercial Development $239,000 • Unique Multi-Family Development Site Single Lots & Packages Available 0.26-2.3 acres, central location $249,900-$1,788,000
from $209,000
• Selection of Ocean & Golf Course View Lots
$229,000
• Easy build, walk out lot on 1/4 acre with ocean views
$289,000-$825,000
• Waterfront, Ocean View, Golf Course Locations
629 Beach Road, Qualicum Beach
$349,000
• Cleared Lot, Strategic Central Location
Lot 6 Rupert Road, Qualicum Beach
$489,900
• Subdividable acreage on town water, walk to downtown
250.248.1071 • 1.888.243.1071 #21-826 West Island Highway, Parksville at Wembley Mall
www.ianlindsay.ca
C8 • THE NEWS, Friday, December 10, 2010
www.bclocalhomes.com
Your Kelowna Connection!
Get Moving!
Moving to the Okanagan?
Find 100’s of new listings each week inside the Real Estate Weekly, distributed FREE inside The News each & every Friday!
Call Stephen Buck Royal Lepage Kelowna
Cell: 1-250-864-6782 Toll Free: 1-800-421-3214
FREE
sbuck56@shaw.ca www.stephenbuck.ca
W E E K L Y
w w w. b c l o c a l h o m e s . c o m
Buying a Home: What Can You Afford? Few people can buy a home for cash. Most of us have a difficult enough time saving the If you’re thinking about buying a home, a question that will undoubtedly weigh heavily on your mind is: “How much can I afford?” Obviously, affordability will play a major part in your decision making process. You want to be able to buy something you like, but you don’t want to feel stretched to the limit when it comes to meeting your financial obligations. Once you discover exactly what you can afford, you can be more realistic in your expectations. If you’re like most people, you lack the funds to make a purchase without seeking substantial help from a lending institution. In addition to coming up with a down payment, you’ll have to arrange a mortgage.
WIN A MARKET EVALUATION OF YOUR HOME! Correctly identify Dan Jack and call 250-954-7111 to win
The amount of money you’ll need for the initial purchase -- consisting of the down payment plus additional costs such as legal fees, inspection fees and taxes; and The ongoing costs of paying back your mortgage, along with monthly operating costs for utilities, maintenance, insurance and annual property taxes.
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Seriously folks, I will come and evaluate your home for no cost, no obligation and no pressure.
WHITECAP REALTY LTD.
EAGLECREST
Basically, there are two types of costs involved in buying a home:
135 ALBERNI HWY., PARKSVILLE
1150 WEDGEWOOD CLOSE
$
459,900
Private and attractive home on a quiet cul-de-sac in the ever popular Eaglecrest area. This 3 bedroom, 2300 sq.ft. home boasts character and charm throughout, and includes a 16 ft. high, open beamed great room that overlooks the park-like garden through leaded glass windows. Two fireplaces keep the home warm and cozy. The fully fenced, well established yard is complete with a fish pond, new decks, and backs onto Queens land greenbelt. Wonderful home for entertaining. Located just minutes to the beach, golf course, town and schools, this beautiful home is perfect for families or retirees alike and must be seen to be appreciated.
Marilyn Hewer
Anchor A Ancho h Realty
Vickie Butters
Lenders use several factors in judging your ability to handle a mortgage, including your income, employment record and credit worthiness. However, one way you can estimate the price range you can afford is to look at the amount of money you have available for a down payment. The most common type of mortgage is a “conventional mortgage.” Under this type of mortgage, lenders will loan up to 75 percent of the appraised value of the property or purchase price, whichever is lower. The remaining 25 percent or more is the amount you will contribute as a down payment. So, if you plan to buy a home that has an appraised value of $100,000, a lender may loan you 75 per cent or $75,000 on a conventional mortgage when you contribute a down payment of $25,000.
MULTIPLY BY FOUR If you plan to borrow funds through a conventional mortgage, simply multiply your down payment funds by four, to get an idea of the highest priced home you could buy. Then you will have to determine whether you have sufficient income to make the payments on your mortgage. Most lenders won’t let you take on debt that you can’t service. That’s why they’ll “qualify” you first, before agreeing to give you a mortgage.
Independently p y Owned & Operated
(250) 7 752-2466
HIGH-RATIO MORTGAGE If you don’t have a 25 per cent down payment, you may want to investigate a high-ratio mortgage. This type of mortgage is available for up to 95 per cent of a home’s appraised value or purchase price, whichever is lower, up to a maximum amount set by the government. Since you are borrowing more than 75 per cent, the government insists that the mortgage be insured against default and that you pay the cost of the insurance. That cost can range from one to three per cent of the mortgage amount, and is added to the mortgage principal.
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LENDERS’ CONSIDERATIONS • 2474 sq ft home on 4.96 acres, ocean & mnt. views • Two master bedrms each w/4 pce ensuite. Total of 3 bdrms & 3 baths • Living room w/a gas fireplace and a woodstove • 19’x19’ family/games rm, 1375 sq ft of decks
1775 Warn Way
$629,900
• 3402 sq. ft., 4½ year young home on 2.5 acres • 5 bdrms, 5 full baths, loft for an office/den • Kitchen with S/S appliances, island w/breakfast bar • Heat pump, gas fireplace in lvg rm woodstove in fam rm
1877 Pierce Way
$498,000
To determine your eligibility, lenders will look at your monthly housing expenses. These include such items as mortgage payments, property taxes, and utility costs. These shouldn’t exceed approximately 30 percent of your monthly gross family income. This is called your “Gross Debt Service” ratio or GDS. (Some lenders will, in fact, go as high as 35 per cent, depending on a number of variables.) Lenders also use a second calculation in qualifying you for a mortgage. It’s called the “Total Debt Service” ratio or TDS. Generally speaking, no more than 40 percent of your gross family income may be used to cover mortgage payments, property taxes, utility costs, plus other fixed monthly payments. These other fixed costs are your ongoing commitments and can include auto, student or personal loans as well as charge accounts.
• 2161 sq. ft w/bonus rm, great rm w/high ceiling • Kitchen w/granite counter tops, cherry cabinets, breakfast bar • 3 bdrms & 2½ baths w/luxurious ensuite • Large private patio & fenced back yard
23 Ponderosa Drive
$492,500
• Two yr. old 1768 sq. ft. Windward home • 3 bedrooms, 2 baths, granite counters • Living rm w/gas fireplace, skylights & vaulted ceiling • Covered patio, S. facing back yard, garage w/attic storage
1064 Cantebury Place
$484,500
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Lenders will look at both your GDS and TDS amounts in calculating the size of the loan they will grant you for the home you wish to purchase. Once they’ve determined the amount of your monthly income available for mortgage payments, they’ll calculate the mortgage amount you can have. This is based on current interest rates charged by lenders. TRY LIVING ON YOUR NEW BUDGET FIRST
• 2576 sq.ft two storey home, large kitchen w/eating area • Formal dining rm & living rm, family rm w/gas fireplace • 5 bedrms, den, 3 full baths & huge double garage • 500 sq. ft. deck & lovely above ground pool, RV & boat parking
• 2 bedroom/2 bath, 1459 sq.ft • Kitchen, living, dining, bonus family/sitting & eating bar • Master suite overlooks back garden • Fully fenced back yard, low fees in this bare land strata
583 Neden Way
1294 Leeward Way, Qualicum Beach
$379,990
$358,500
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You may readjust your spending habits in other areas for a while. However, if you’re comfortable with this test run, then it’s time to start looking for your new home.
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Once you’ve calculated these factors, it’s a good idea to try living for a couple of months as if you were paying a mortgage, along with your other living expenses, to see just how well you manage. After all, it may be feasible on paper, but you may not be comfortable with this amount of your income being allocated towards a mortgage. Better to find out now, before you actually make a purchase.
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T h i s a r t i c l e w a s p r o v i d e d b y t h e Va n c o u v e r I s l a n d R e a l E s t a t e B o a r d f o r t h e i n f o r m a t i o n a n d b e n e f i t o f c o n s u m e r s .
• 2 bed, 540 sq. ft., furnished home on Horne Lake • Panoramic view overlooking the lake • 11000 sq. ft. gentle sloping lot, 62 ft. of lake frontage • Sleeps 5 people comfortably, separate RV hookup
• 969 sq. ft. 2 bed/1 bath condo close to Qualicum • Ideal corner lower level unit • Sunny south facing patio facing the back • No age restrictions, pets & rentals allowed
Lot 375 South Lake Road
107-312 Village Way
$339,000
View Vi i on n VIR VIRTUAL VIRTU TUAL AL TOUR: T TO R: R www.nancybolch.ca www.nancyb ybollch h.ca
$214,900
www.bclocalhomes.com
THE NEWS, Friday, December 10, 2010 •
1636 Abbey Road
www.timpeligren.com
956 St. Andrews Lane
430,000
1702 Country Road
399,999
$
MLS # 299597
1349 Meadowood Way
MLS# 303349
1704 Karen’s Court • 1385 sq.ft. rancher, 0.48 acre • 2 bdrms, 2 bthrms • Detached 1000 sq.ft. • MANY upgrades
• 2208 sq. ft. home, 3 bdrms, 3 bthrms • Private setting, 1.21 acre • Single car garage, RV parking • 24’x32’ detached shop with 60 amp service
• 2214 sq.ft., 0.46 acre • 3 bdrms, 3 bthrms • Granite countertops, stainless steel appliances • Glass enclosed sunroom
• 1843 Sq. Ft. • 2 bdrms, 2 bthrms • Appliances included
$
MLS# 292321
Peligren
Email: sales@timpeligren.com
124 CRAIG STREET, PARKSVILLE, BC
• 2572 sq.ft. home, .27 acre • 3 bdrms, 3 baths, 850 sq.ft. deck • Landscaped, private front yard, fully fenced • Paved driveway, single car garage, RV parking
TIM
Direct: (250) 228-5558 Office: (250) 248-2488
Vancouver Island Realty
379,900
$
MLS# 291473
374,900
$
MLS# 303510
1545 Pady Place
MLS# 282379
219,900+HST
$
1634 Easy Way
• .75 acre • Ocean & Mountain Views, Private Setting • Level Building Site
153,900
$
MLS# 299488
61 Centennial Road Nanaimo
MLS# 306320
“Expect more from Les”
TS
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starting at
229,900
$
$379,900
364,900
$
RIVERFRONT RECREATIONAL PROPERTIES
• .66 acre • Riverfront • Cleared building site
• 2 bdrms, 1 bath, 732 sq. ft. • Private Front Yard • Ready to move in! • Ocean & Mountain Views
MORNINGSTAR CHARMER
Les Pockett
1830 Abbey Road
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• 745 sq. ft. on .25 acre riverfront • New Home Warranty, 2 bdrms, 1 bthrm • Builders Standard appliances • Patio wired for hot tub
C9
MLS# 298822
GREAT FAMILY HOME $359,900
$45,000 +HST
99,900
$
1/8 VACATION OWNERSHIP
$67,000
NEW LISTING $99,500
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• 1510 sq.ft., 3 bed/ 2 bath • .17 acre w/southfacing backyard • New 40 gallon hot water tank • Covered deck, fish pond, RV parking w/30 amp plug
5 MINUTES TO PARKSVILLE
$88,900
• Jacuzzi tub, new sinks and fixtures • Extensive upgrades have been done on this home MLS# 307320
BEST DEAL $79,000
• 2589 sq.ft. 3 bed/3bath home on .29 • Includes 2 separate lockable sides • .36 acre building lot acre • Outstanding mountain views • Owners get 6-7 weeks per year • $5000 landscaping • Perfect for walkout basement home allowance MLS# 300859 MLS# 304751 MLS# 279764
VACATION or INVESTMENT
$184,000
OCEANSIDE RECREATIONAL LOT
$136,900
QUIET LOCATION $459,900
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Personal Real Estate Corporation VANCOUVER ISLAND Office: (250)
752-6926 Toll Free: 1-800-224-5906 email: lespockett@telus.net
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• Includes 2007 Terry by Fleetwood 31’ trailer • 1/4 share Beach Club ocean view unit • 1 bed / 1 bath, 562 sq.ft., home • 924 sq2.ft. 2 bed, 2 full baths, 5 min. to • 1650 sq.ft. 3 bed/ 2 baths on 2.4 acre w/slideout comes furnished downtown • 4th floor Southeast facing 1 bdrm/2 • Chef size kitchen with oak shaker • Go to: • Common areas include clubhouse, laundry, • Spacious kitchen, quiet location, fully bath style cabinets showers & sm. Boat storage www.qualicumcottageabovethefalls.com fenced yard MLS# 306061 MLS# 301811 MLS# 291042 MLS# 306680 MLS# 306037
NEW LISTING $194,900
HOT NEW PRICE $379,900
CUSTOM BUILT HOME $434,900
WALK TO QUALICUM $199,900
For more photos and info go to:
www.lespockett.com
Independently Owned & Operated
Parksville Qualicum Beach Realty
679 Memorial Ave, Qualicum Beach, BC
• 3 bed/2 bath, 1400 sq.ft. • Beautifully landscaped fenced yard • End unit for that added privacy MLS# 303386
• 2227 sq.ft. split level, 3 bed/ 3 bath • .37 acre, quiet cul-de-sac, desirable San Pariel MLS# 305926
• 987 sq.ft/ 2 bedrooms/1 bath • 4500 sq.ft. 4 bedroom, 3 bath Condo • 6 car garage w/ pellet stove and • 2 sep. entrances, garage, walk to QB separate workshop MLS# 300854
MLS# 305304
RESERVED! THIS SPOT IS RESERVED FOR YOUR HOME. CALL LES FOR A FREE HOME MARKET EVALUATION.
C10 • THE NEWS, Friday, December 10, 2010
www.bclocalhomes.com
Independently Owned & Operated
1170 SPIDER LAKE RD, QUALICUM BEACH
1583 ADMIRAL TRYON BLVD, PARKSVILLE
• Spider lakefront 10 acre, 345 ft. frontage • Architectural west coast timber framed grand home • Exceptional high-end finishing throughout • Few steps to lake, 15 minutes to QB
• Fantastic 100’ of walk on waterfront • 180° panoramic views of Georgia Strait • Magnificent 3bed/4bath 2600sq.ft. Rancher • Short drive to all amenities
$2,390,000
20 TRILL DRIVE, PARKSVILLE
• • • •
5 yr. old, 4188 custom executive home in Corfield Estates 5 bed/3 bath built by Island Dream Builders hardwood, granite & custom built-ins throughout RV-sani-dump, quiet neighbourhood, easy access to hwy
• Lakefront open plan Fairwinds rancher • High end finishings throughout • 115 ft. lakefront, covered deck, hot tub • Close to Fairwinds Golf, Schooner Cove Marina
$579,000
6 JOSHUA TREE PLACE, PARKSVILLE
New Home Warranty – NO HST! One year old open plan upscale 3 bed 3 bath home Close to ocean, on quiet cul-de sac, 2 ensuited bdrms Hardwood flooring, heat pump, low maintenance
• New 2066 sq. ft. ISLAND DREAM BUILDERS home • 1502 sq. ft. Master plus den & great room on main • 564 upstairs 2 bed and 4 pc. Bath. • Close to all amenities and schools of Parksville
$468,000
216’ PRIVATE walk on waterfront – 2 legal lots – zoned CM5 Updated inside & out – 0.73 acres plus spawning Salmon Creek 3782 sq.ft. 4bd/4ba - det. Workshop, garage, RV Parking Close to shopping, golf, marina & library
$899,000
3352 ROCKHAMPTON RD, NANOOSE BAY
784 FLETCHER AVE, PARKSVILLE
NEW LISTING
• • • •
$1,100,000
$699,000
• • • •
4265 PARK AVENUE, BOWSER
OPEN SAT 2-4PM
$459,000
223 SATURNA DRIVE, QUALICUM BEACH
• • • •
Qualicum Beach ‘rancher’ with legal lower suite Extensive slate flooring and high end finishing 2 bed/2 bath plus laundry and separate dining on main 2 bed/bath/laundry and open plan in lower suite
NEW LISTING
$512,000
1217 CENTRE ROAD, QUALICUM BEACH
• ½ acre ocean view home 10 min to QB • open plan vaulted ceilings, large windows • maple cabinets, oak floors, gas fireplace • lower floor: rec room and extra bedrooms
$399,000
Visit our website at www.sandifordhomes.com for further details, additional pictures, and virtual tours of these and other properties www.sandifordhomes.com
www.bclocalhomes.com
THE NEWS, Friday, December 10, 2010 •
C11
NEW LISTINGS MAPLE GLEN RANCHER
MAGNIFICENT EAGLECREST HOME
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Easy care one level 1449 sqft 3 bedroom/2 bath rancher on .14 acre Large bright living/dining area, gas FP, island kitchen w/eating nook Den, private backyard, patio & garden area, detached shop/art studio Near walking trails & off leash park, short drive to Parksville amenities
• • • •
AWAITING YOUR FINISHING TOUCHES $334,800
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$568,000
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Beautiful 2161 sqft 3 bedrm home, extensively renovated on .30 acre Kitchen w/functional island, stainless appliances, & an eating nook Huge open plan great room, slate floors, gas fireplace, family room Private fenced backyard w/patio, hot tub, minutes to golf & marina
TRULY A MUST SEE
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Magnificent 4 bed + den/2 bath home in Dolphin Beach Estates Completely renovated w/unique design features & large windows Multiple levels, vaulted ceiling, 2 gas fireplaces, huge private deck .27 acre, gorgeous natural landscaping, near marina & golf course
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-Spacious 3070 sqft 4 bedroom in popular golf course development -Open plan living/dining room w/OS windows, gas FP, & BI vacuum -Finished lower level w/huge family room, kitchenette, doors to patio -Nice back deck overlooking green space w/distant mountain views
$469,000
GATED MANOR AT OCEANSIDE E
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• 3760 sqft 4 bed/3 bath on a fully fenced, nicely landscaped .17 acres • Completely repainted, formal living/dining rooms, slate faced fireplace
OPEN HOUSE • 117 HAMILTON AVE, PARKSVILLE SATURDAY, DEC. 11, 1-3PM
BETTER TAKE A LOOK
$509,000
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DELIVERS BEYOND EXPECTATIONS
$544,900
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PRIVATE, PEACEFUL & PERFECT
• • • •
CORFIELD GLADES HOME
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Totally renovated and updated 2174 sqft 2 bedrm/3 bath on .21 acres Far reaching views of Georgia Strait, mainland mountains, the coast Updates incl: new wrap-around deck, new kitchen w/custom cabinets Vaulted ceilings, skylights, hardwood floors, family room, guest room
PANORAMIC VIEWS
$648,000
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Brand new open plan 3408 sqft 3 bedrm/3 bath located on the fairway Fine finishing’s, 9 ft ceilings, hardwood floors, gas FP, large deck/patio Oversize windows throughout designed to maximize golf course views Landscaped .22 acre, quiet cul-de-sac near all amenities & the beach
QUALICUM BEACH OCEANVIEWS NE
FAIRWINDS EXECUTIVE HOME
$479,000
• • • •
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Stately 5 bed Tudor-style “Ascot Manor” on a .61 acre landscaped lot Jatoba hardwood floors, large formal living room with stone fireplace New kitchen w/wood cabinetry, granite counters, high-end appliances Self contained upper floor w/family & dining rms, kitchen, master suite
LUXURIOUS AND IMPRESSIVE
$1,050,000
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Acreage on the Edge of Parksville $799,000 • Luxurious spa like master bath, fully self contained in-law suite • 2.5 acres only 3 minutes to Parksville • Wonderfully finished with Extensive use of masonry
Qualicum Beach Acreage • 3.13 acres, zoned RS2 • RDN sewer is available • Excellent acreage close to town
Best Valued Waterfront $549,000 • .74 Acre property w/over 3400 sq. ft. • Beautiful hardwood throughout w/ updated kitchen • R.V. parking with full hookups
Riverfront Property $199,900 Nanoose Bay Home $363,000 • .46 acre on flat ,treed, property down to river • Located on quiet, closed street • Quick possession available
NEW HOME LIVING - NO HST
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$299,000
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$4 Immaculate Mobile on .36 Acre $229,900 • Ideal location short drive to Qualicum Beach • Bright kitchen, living and family rooms • Beautiful fenced yard with wired workshop
• Numerous upgrades including hardwood, beautiful ceiling treatments • Flat lot and located in desirable area close to ocean
• Fantastic kitchen with upgraded appliance package • Heat Pump, custom stamped concrete
Tigh-Na-Mara Waterfront Beauty $214,900 • Fabulous beach views • A/B unit combination allows rental potential as well as owner use • Enjoy a world class spa, and resort opportunity
RUPERT RD. W.
35.5 Acres RUPERT RD.
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Fantastic Parksville Waterfront
$1,099,900
• One acre of waterfront living with beach access • A well maintained home with many updates • 5 bdrms & 4 baths on 2 levels, all with ocean views
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35.5 Acres $1,695,000 • Bordering on Town of Qualicum • Mountain view, partially treed level land • In the ALR
Deep Bay Lot
$174,900
• .41 acre close to marina • Flat level lot • Seller will build to suit if desired
10.5 Acres Starting at $925,000 • In the Town of Qualicum Beach • West Qualicum open space development area • 2 Titles (5 & 5.5 acre)
Want To Know What Your Home Is Worth? Call For A Free Home Evaluation Today! y Cell: (250) 927-0357 Office: (250) 248-4321 Parksville Qualicum Beach Realty Independently Owned & OperatedToll Free: 1-800-224-5838 Independently Owned & Operated
Grant Wildeman REALTOR®
www.grantwildeman.ca ldeman.ca
grantwildeman@shaw.ca grantwildeman@sh
C12 • THE NEWS, Friday, December 10, 2010
www.bclocalhomes.com
Helping you is what we do.
Parksville-Qualicum Beach Realty Independently Owned & Operated
#2-141 6th Ave E, Qualicum Beach
64-1247 Arbutus Road, Parksville
• Affordable 2 bdrm condo, walking distance to Village • Bright corner unit, new flooring, 2 sliding doors to patio • Separate storage unit. JUST LISTED AT ....
• BEAUTIFULLY REMODELED MOBILE-ADULT 55+! • New kitchen with recessed lighting; updated bathroom • Laminate flooring; new carpeting; drywall; pitched roof • Lovely private fenced backyard with new deck • See www.PatriciaKorbin.com for info and photos
Call Dave Ney
$194,000
Call Patricia Korbin
$112,000
724 Temple Street, Parksville
#206-312 Village Way, Qualicum Beach
• Bayshore built, 1637 sq.ft., 3 bdrm • 2 bath, fully loaded, granite and hardwood • Only 2 left. Hurry!
• Centrally located, spacious 2 bedroom, 2 bath 960 sq.ft. unit • Short walk to town and low strata fees • Rentals are permitted as well as small pet, no age restriction • Perfect for couple looking for lock up and go home
Call Clinton Miller
Call John Gantner
$399,900
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#20-575 Arbutus Street, Qualicum Beach
$199,000
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650 Berwick Road, Qualicum Beach
480 Pym Street, Parksville
Lot 13 Morningstar Drive, French Creek
• Co-op Park - no pad fees (co-op fee $100 per month) • Beautiful well maintained 924 sq. ft. 2 bdrm mobile • This is a mature and well established 45+ no pets park • See PICTURES@www.mariannekeilty.com
• 1 Bedroom plus den in “The Gardens” • Spacious kitchen with lots of cupboard and counter space • Overlooks the tennis court & distant views of the ocean • Fabulous retirement living with access to many activities & entertainment
• Backs onto famous Morningstar Golf Course • Fabulous end of cul-de-sac location • Underground services • See www.PatriciaKorbin.com for info and photos
• 2 bedroom rancher, walk to school, shopping & beach • New interior paint & carpet, newer roof • Open floor plan, lots of natural light, easy to heat • Great kitchen and great value!
Call Marianne Keilty
Call Ann McVey
Call Patricia Korbin
Call Todd Starkey
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$159,000
IN
$258,900
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1076 Sunrise Drive, Chartwell
8 Farrell Drive, Parksville
623 Martindale Road, Parksville
347 Rheumer Cres, Parksville
• Beautifully maintained home with too many upgrades to list • Features cherry kitchen cabinets, family room, living room & eating nook • Spacious master with ensuite & sliding glass doors to covered patio • Private backyard with watering system, double car garage & carport
• Immaculate, beautiful executive 2589 sq.ft. home nicely updated • Nestled on fully fenced & gated 1.02 acre w/complete privacy • Ideal location only 2 minutes to town but yet in the country! • Vaulted ceilings, heated floor tile, fabulous kitchen, southern exposure
• One owner, immaculate, crawlspace • Southern exposure, fenced, quiet location • Walk to shopping & schools, RV parking with hookups
Call Ann McVey
Call Cindy Roberts
Call Todd Starkey
$378,900
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See PICTURES@www.mariannekeilty.com
Call Marianne Keilty
$349,000
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855 Mulholland Drive, French Creek
330 Crescent Rd E, Qualicum Beach • 1 acre estate size property with spectacular views of the golf course and ocean • 3432 sq. ft. 5 bdrm 4 bath home with huge rooms • 8x20 greenhouse and 3 car garage • Behind home is your own private forest with mature trees
Call Marianne Keilty
$675,000
840 Woodside Crescent, Qualicum Beach
• Extended family, teenagers at home, B&B • Only 1 block to Qualicum’s sandy beach • 2600 sq. ft. 4 bedrooms, 3 baths, rec room • Sun drenched deck, ocean breezes, Paradise!
Call Ohs & Mclane
Call Patricia Korbin
Call Todd Starkey
$369,900
$369,900
$397,000
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30 Ponderosa Drive, Parksville
1736 Sangster Crescent, Nanoose Bay
• Quality custom designed, over 2600 sq. ft. • 3 or 4 bedrooms, 2 master w/ensuites, open floor plan • Hardwood flooring, granite countertops, wood cabinets • Shake exterior, double garage, new home warranty
MADRONA POINT FAMILY HOME! • 2,000+ sq. ft. 4 bed/3 bath home on quiet cul-de-sac • Beautiful .5-acre lot with large private back yard • In-line kitchen, eating area and family room See www.PatriciaKorbin.com for info and photos
Call Todd Starkey
Call Patricia Korbin
$399,900
$399,900
1010 Sherme Road, Coombs
Lot 205 Bay Road, Horne Lake
• Approx 2,000 sq. ft. at $8.00/sq. ft. incl triple net • 20’ ceiling, over height door, lunch room • New building, secure complex, close to highways
• 2 bedroom, 1 bathroom, 640 sq. ft. cottage • Two 75 watt solar panels with inverter and digital readout • Everything has been finished, move in and enjoy the beauty of Horne Lake • See PICTURES@www.mariannekeilty.com
Call Todd Starkey
Call Marianne Keilty
$8.00/sq. ft.
$389,900
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2016 Kaye Road, Nanoose www.CindyR.com to view new FLASH SLIDE SHOWS • River’s Edge is one of the most sought after, small acreage subdivisions • This charming 2052 sq.ft. home is nestled on a private 2.77 Acres • Kitchen has Hickory cabinets, island, wine rack & top of the line built-ins • Also has a 600 sq.ft.3 bay garage w/office & plenty of room to build a shop
Call Cindy Roberts
561 Belyea Crescent, Qualicum Beach
• On the 15th fairway on Morningstar Golf Course • Stunning views of the fairway & Mt Arrowsmith • Interior has been lovingly cared for
• BEST BUY IN CHARTWELL! • Charming 3 bedroom 2 bath rancher on crawlspace • Lovely location at end of quiet cul-de-sac • 0.23-acre lot with very pretty fenced back yard • See www.PatriciaKorbin.com for info and photos
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$319,000
• 1410 sq.ft., 2 bedroom, 2 bathroom home • Natural gas furnace, fireplace and hot water tank • 12x8 shed and covered patio • Pride of ownership is evident from top to bottom
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$279,000
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$269,000
$639,900
Madrona Heights
REVENUE PROPERTY
1026 Englishman River Rd, Errington
• Parksvilles best new home value • 2123 sq. ft. rancher on ½ acre level lot • 9’ Ceilings, hardwood floors, hardi plank • Moments to the ocean
• Private 5 acre 2700 sq. ft. 4 bed 3 bath home • Gourmet kitchen with high end appliances • Revenue generating 2 bed cottage w/fireplace See PICTURES@www.mariannekeilty.com
• The Cottages of Allenby • Three legal lots with rental units • Good well, upgraded septic • Call for details
Call Wayne Salter
Call Marianne Keilty
Call Cat McA
127 Alberni Highway Parksville 250-248-4321 • 1-800-224-5838
$465,000
679 Memorial Avenue Qualicum Beach 250-752-6926 • 1-800-224-5906
www.qualicumrealestate.com
$599,000
$629,000
#4-2451 Collins Crescent Red Gap Centre, Nanoose Bay 250-468-7626
www.parksvillerealestate.com