April 17, 2015

Fannie Mae Launches Major First-Time Homebuyer Assistance Program pg. 10

April 17, 2015 BrevardElite.com

Links & Content In This Issue: Daily Bread Golf Tournament Selling Luxury Homes April Training Calendar Amazing Things You Can Do with Sugru Home of the Week Cocoa Beach 2nd Annual Firefighter Golf Tournament Awards Luncheon Help with Your Social Media Needs Darren Hardy: Are You Dealing Drugs?

How to Write A Great Business Plan YTD Individual YTD Teams Awards Recognition Top RE/MAX Agents in Brevard Gas vs. Electricity Birthdays & Anniversaries Property Management Division Supporting Staff

Page 4 5 7 8 11 12 – 13 14 15 17 18 22 23 24 – 25 26 27 28 29 30

Website Links: Training Center RE/MAX Mainstreet Paperless Pipeline ShowingTime RE/MAX University The ABOVE Magazine BrevardElite.com

Prestige Title of Brevard

Prestige Title of Brevard has the knowledge, experience, and resources to get your real estate transaction closed. So whether you’re a buyer, seller, mortgage broker, lending institution, or real estate professional we want to be your preferred title insurance provider of choice!

5120 Highway US 1 North, Suite 102 Palm Shores, FL Phone: 321.242.7660 Fax: 321.242.1675 Tiffany Fortenberry 321.288.8931 Shawn Fortenberry www.prestigeclosings.com 321.302.0031 BrevardElite.com

Daily Bread’s vision is to ensure everyone has access to the food and services necessary to become selfsufficient. Our mission is to improve the dignity and quality of life of the hungry and needy we serve. We do this by offering a daily free meal at our soup kitchen, supplying food to local agencies for redistribution to the needy and providing hygienic and social services in collaboration with partners.

For calendar year 2014,we served93,636 meals to 4,725 distinct individuals.

Golfer: Cost$100.00 18 holes, contest, awards Chopper Dropper Entry, Luncheon, Cash Bar Music, and Silent Auction

Chopper Dropper Luncheon Saturday, May 30, 2015 Time: 1:30– 4:00 Luncheon, Music Silent Auction, Cash Bar

I

3 chances into BallDrop,$50.00 One Person entry to Luncheon

Fee

WIN up to $2,500.00

Daily Bread Inc. 815 E. Fee Avenue Melbourne Florida 32901 321-723-1060, www.dailybreadinc.org

W

Treat every showing like a performance.

Every subtle move you make, every breath you take, needs to reflect the quality of the product you are listing. Just as important, it must reflect your service and your own capability as a luxury real estate professional.

So be consistently aware of these 12 items every time you do a showing.

When you apply them, I guarantee they’ll differentiate you from your competitors.

Here they are again: No-No #1: Never Park in the Best Spot No-No #2: Never Say Anything You Don’t Want the Seller to Hear

3199 Suntree Blvd., Suite 2 Rockledge, FL 32955 Phone: 622.5333 Fax: 622.5336

*AUTO *HOME *LIFE *BUSINESS www.SuntreeInsurance.com

No-No #3: Never Forget It’s Show Time No-No #4: No Eating, Drinking, or Chewing During Showings No-No #5: No Leaning Against a Wall No-No #6: No Putting Hands in Pockets No-No #7: No Phone Calls . . . Period

Paul McDonough

No-No #8: Never Hand Materials to the Client of Another Agent No-No #9: Never Be the First to Sit Down No-No #10: Never Yawn No-No #11: Never Look At Your Watch No-No #12: Never Close the House Until the Buyers Are Out the Door

Vynn Pechart

Take your business to new heights with

Agent Development Schedule your one-on-one 30 minute consultation with Susan Lewis please call 321-775-8110 Susan will be placing an emphasis on consulting, training and accountability.

"Our first consultation focused on developing my action plan for areas I want to improve on for 2015. We covered Farming, FSBO's, Personal Marketing Promotions and effectively using Social Media so I'm not wasting my time. We picked up where we left off in our follow up session and reviewed progress on activities. We also talked scripts/dialogues for "problem" customers. My mindset is in action mode and Susan is helping me stay accountable towards my goals.“ ~ Barb Mihalik "Our meeting with Susan was well worth the time

we spent with her. She opened our eyes to the simple things that we knew we should be doing, but just don't ever seem to find the time to get it done. She gave us some great ideas that we plan on implementing into our 2015 business plan.

Thank you Susan for the great one-on-one time!" ~ Lou Ann Janke We promised to never stop looking at ways to improve as a company no matter how successful we become.

April Training Calendar

AS IS Contract Do’s and Don’ts with real estate attorney Michael Dujovne On Tuesday, April 21st at the Suntree Training Center 9:00 – 11 am RSVP Susan Lewis at: Susan.BrevardElite@gmail.com

Impress your clients with the over 2,000 designs available in YOUR RE/MAX Design Center. Tuesday, April 29th at the Suntree Training Center 12:00 – 1:30 pm

Amazing Things You Can Do with Sugru

FREE Home Security System - $850 Value With $99.00 Customer Installation Charge and purchase of alarm monitoring services

• Digital Keypad for Police, Fire and Medical Emergency • Up to 20% Homeowners Insurance Discount • Keychain Remote to Control Your System • Control Panel with Battery Back-up • Front and Back Doors Protected • Lawn Sign and Window Decals • Interior Siren

CALL TODAY, INSTALLED TOMORROW 1-877-542-2972 www.protectyourhomepartners.co m/partner/remax-elite BrevardElite.com

New loan disclosures are coming!

It’s been widely publicized that there are major changes coming in the real estate and lending market! The changes to the Good Faith Estimate, Truth in Lending Disclosure, and other documents will completely change our businesses. Please keep in mind that we have not received final direction regarding the new rules. It’s widely believed that there will be revisions to the new laws prior to implementation on August 1, 2015. For now we are taking a “plan as much as possible now but be prepared to the government making last minute changes!”

The following are partial excerpts for the Consumer Finance government website. If you’d like to know more about the upcoming changes go to www.consumerfinance.gov.

•Changes to the Good Faith Estimate (GFE) and the initial Truth-in-Lending disclosure (initial TIL). These two disclosures have been combined into a new form, the Loan Estimate. Similar to those forms, the new Loan Estimate form is designed to provide disclosures that will be helpful to consumers in understanding the key features, costs, and risks of the mortgage loan for which they are applying. This must be provided to consumers no later than the third business day after the customer submits a loan application. The final Loan Estimate must be mailed to the customer at least 7 business days prior to closing.

•The HUD-1 and final Truth-in-Lending disclosure have been combined into a new form, the Closing Disclosure. This must be provided to the borrower at least three business days before consummation of the loan. There will no longer be a “rush closing” because the government requires the customer must have the Closing Disclosure 3 business days prior to closing.

•Timelines for loan processing, approving, and closing will change, although at this point we do not know what the total effect will be. The final Closing Disclosure (instead of a HUD) must be provided to the customer at least 3 business days prior to the closing. If the form is mailed it has to be 7 days prior to closing.

Although most of our closing packages are currently done 2-3 days in advance of the closing date, there are always situations where closing packages are not done until the last minute.

Under the new regulations the practice of “rush closing” or buyers moving their closing date up will not be allowed. Until we have better information and a final ruling from the Government we don’t know if we should start preparing for a 45 day closing instead of 30 days, etc. Dyer Mortgage Group will keep you updated as the industry changes and evolves.

Please contact us with any questions or if you have a buyer that we can help finance!

Bobbie Dyer Division President 321-215-4419 bdyer@dyermtg.com

www.dyermortgagegroup.com

Visit Our RE/MAX Elite Exclusive Site pods.com/remaxelite

"I can't balance a blimp, but I can help you balance your portfolio" Bob DiBella, CLTC Financial Services Representative Registered Representative Investment Advisor Representative

www.rdibella.metlife.com 321.610.9934 321.255.1480 rdibella@metlife.com

RE/MAX Elite Clients Can Save Up to 10% promo code: REMAXELITE 866-556-9595

Fannie Mae launches major first-time homebuyer assistance program Offering to pay 3% of purchase price for closing costs Having already begun buying mortgage loans that allow borrowers to put 3% down, Fannie Mae is launching a new program aimed at attracting more first-time homebuyers — by taking over that responsibility as well.

The HomePath Ready Buyer program, under which qualifying first-time homebuyers can receive up to 3% of the purchase price of the subject property in closing cost assistance toward the purchase of a HomePath property. >>>>Read more

2882 Heritage Circle, Merritt Island, FL Listed by Lori Conte with RE/MAX Elite .

Email: lori.conte@outlook.com

COCOA BEACH PROFESSIONAL FIREFIGHTERS Local 3570 P.O. Box 320513 Cocoa Beach, Florida 32932

321-446-2443 Attn: Shawn Riggan cocoabeachfire@gmail.com

2015 GOLF TOURNAMENT SPONSORSHIP PACKAGES CHIEF - $2000 5 Opportunities Available Registration for 8 Players Booth at Luncheon (14’ x 14’ max – you provide) Banner at Luncheon Pavilion (6’ x 8’ max – you provide) (4’x6’) Fairway Signage with your Company Logo or Donor Name Designated as Primary Sponsor on all printed materials and tournament advertising Primary Sponsor Banner at Registration and Luncheon Recognition in Media Releases and Public Service Announcements 5 Opportunities Available CAPTAIN - $1,000 Registration for 4 Players (4’x6’) Exclusive Hole Signage for Longest Drive, Closest to the Hole, or Ball Drop.

(4’x6’) Fairway Signage with your Company Logo or Donor Name Primary Sponsor Banner at registration and luncheon 20 Opportunities Available LIEUTENANT - $500 (4’x6’) Fairway Signage with your Company Logo or Donor Name (2’x2’) Hole Signage with your Company Logo or Donor Name 30 Opportunities Available FIREFIGHTER - $100 (2’x2’) Hole Signage with your company logo or the donor name at 1 hole.

PRIZE DONATIONS Product Advertisement for player grab bags are welcome! (i.e. key chains, hand towels, mugs, cups, clothing with company logos, etc.) Donations of higher value will be gladly accepted for Raffle Prizes to help generate funds. Any prizes that can be donated in groups of 4 for tournament winners would be greatly appreciated.

Customized Sponsorship To customize a sponsorship package to best suit your organizations needs, please contact me. My contact information is at the top of the page. Thank you for your enduring support!

BrevardElite.com

Awards Luncheon

BrevardElite.com

BrevardElite.com

Are YOU Overwhelmed, Overburdened, Maxed out, Bogged down, or just plain ole tuckered out?

The Elite Transaction Management Department can help!!

An agent averages 19 hours of their time on a transaction from contract to closing.

We are giving you back most of that time, so that you can focus on activities that drive in more income for your business!

We have established exclusive pricing for these services and you only pay at closing.

$250 for 1 side or $300 for both!

Providing the processing, organizing and communications you need to manage your transactions with accuracy, speed and the highest level of professionalism.

For more information contact:

Jill Mickey

321.505-0700 JMickey.brevard@gmail.com

BrevardElite.com

Are you dealing drugs?

Dick Blodin 321-544-1317 Email: rblodin@cfl.rr.com www.CloudViewAerial.com

To get your Daily Dose of Darren's Motivational Medicine, click the following link to register: http://www.darrendaily.com

Refer a Friend and get a $25 Credit on Future Rent or Merchandise

800+ Standard & Climate Controlled Storage Units in a wide range of sizes 24/7 gate access & Sophisticated Security System Phone: (321) 433-3341 www.storesmart.org

BrevardElite.com

How to Write a Great Business Plan: Key Concepts Some entrepreneurs succeed without a business plan. With great timing, solid business skills, entrepreneurial drive, and a little luck, some founders build thriving businesses without ever creating even an informal business plan.

But the chances are more likely that those entrepreneurs fail.

Will a business plan make success inevitable? Absolutely not. But great planning often means the difference between success and failure.

Where your entrepreneurial dreams are concerned, you should do everything possible to set the stage for success.

And that's why a great business plan is one that helps you succeed. >>>>Read more

Kim Osman Insurance Group, Inc. 474 N Harbor City Blvd, Suite 4 Melbourne, Fl 32935

Call Today!

321.549.0678 Find out why It's Always A Great Day at the Kim Osman Agency

Kim Osman

Pete Osman

kosman1@kimosmanins.com

posman1@kimosmanins.com

If you change brokerages, will your sales success continue?

Exploring the value of the "big brokerage name" and your individual real estate sales success. >>>Read more

Happy Home Inspections Veteran-owned company Established 2000 Happyhomeinspection.com

Brand Transfer & Storage 1731 Cogswell St. Rockledge, FL 32955 321.632.5020 Ext. 102 www.brandtransfer.com BrevardElite.com

Get started with your FREE estimate today!

321.775.8212 jason@trusthip.com

Contact: Kelly Cox 321.751.8711 Pillartopost.com • Leader in our industry in home inspections • Comprehensive & Accurate Reports BrevardElite.com

Congratulations to Our Top 10 Teams Closed Transactions YTD as of March 2015

#1 McCoy-Freeman Group $6,014,850 23 Transactions

#2 Platinum Realty Group $5,613,300 39 Transactions

#4 Brevard Real Estate Team $4,075,900 10 Transactions

#6 Barclay Group $3,663,330 14 Transactions

#8 321 Team $2,629,300 11 Transactions

#3 Romano Team $4,714,780 13 Transactions

#5 Coastal Estate Team $4,040,714 10 Transactions

#7 Kuhns Realty Group $2,668,699 15 Transactions

#9 Central Florida Team $1,361,901 7 Transactions

#10 B & B Elite Group $787,800 6 Transactions BrevardElite.com

Congratulations to Our Top 10 Individuals Closed Transactions YTD as of March 2015

#1 Mary Gowenlock $3,462,500 11 Transactions

#4 Sue Tillman $2,020,900 11 Transactions

#7 Pat Murphey $1,648,500 6 Transactions

#2 Silvia Mozer $2,832,400 13 Transactions

#3 Dee Dee Sheffield $2,150,000 2 Transactions

#5 David Dicioccio $1,708,650 11 Transactions

#8 Karen Osiniak $1,248,802 5 Transactions

#9 Connie Trincali $1,245,850 6 Transactions

#6 Steve Vitani $1,651,990 5 Transactions

#10 Bree Fary $1,041,578 5 Transactions

BrevardElite.com

2015 Awards Recognition

Andy Barclay

BrevardElite.com

2015 Awards Recognition

Connie Trincali

Jennifer McCoy & Bobby Freeman

Jeanne Hanson

Karen Osiniak

Sue Tillman

Steve Vitani

Dee Dee Sheffield

Steve Romano

Brad Kuhns

Carolyn Smith

Silvia Mozer

Mary Gowenlock

Bridget Sentz

HEATHER’S Page #1 RE/MAX Team and #1 RE/MAX Agent

Gas vs. Electric: A Heated Debate Click to Read

Work Smarter.

Smart-Targeting focuses you on the homes most likely to sell.

Website: www.smartzip.com BrevardElite.com

Lou Ann – 4/01 Mark Lewin – 4/08 Jennifer McCoy – 4/09 John Haley – 4/09 Stacie Gosnell – 4/10 Scott Case - 4/16 Lisa Allen – 4/18 Diane Macaya – 4/21 Kelly Cox – 4/21 Karen Biamonte – 4/27

Bree Fary – 2 yrs Bev Richards – 2 yrs Peggy Penridge - 2 yrs Silvia Mozer – 4 yrs BrevardElite.com

Our Property Management Division Your clients can fill out their credit application and pay online. It’s easy and menu driven. If you have any questions please call Sheryl at 321-863-7824 (cell) or 321-775-8122 (office).

Sheryl

Suzi

Natia

Sal

Click Here to see 321rentals.net

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Patty

Cheryl

Scott

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Liz

Thank you for your support and referrals!

480 Sail Lane #102., Merritt Island, FL Listing by Patty Teachman

BrevardElite.com

Wishing you a fantastic Friday on behalf of your RE/MAX Elite Family!

321.752.5858 BrevardElite.com Your Supporting Staff

Justin

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