Healthcare HMSA Preferred Provider Organization
HMSA’s Preferred Provider Organization (PPO) health plan is a cornerstone to our approach to health. The HMSA PPO Plan provides the security of comprehensive coverage with a focus on preventive care. As a member of the HMSA health plan, you can take an active role in your healthcare decisions, by choosing HMSA Participating Providers. This approach gives you more control of your healthcare expenses. The HMSA health plan also provides you with educational resources, decision-making tools and easy access to information. See page 19 for benefit premiums/price tags.
Providers
You should use the providers in the network offered by HMSA to receive the highest level of benefits. These in-network providers are contracted at a savings for both plan and member. Your benefits may be different depending on the category of provider that you receive care from. In general, you will get the maximum benefit possible when you receive services from an HMSA participating provider. HMSA also provides national access to a comprehensive network of providers, including on the mainland through BlueCard PPO. It is the member’s responsibility to confirm they are using an in-network provider prior to the first visit or service.
5
