Club FIlipina May 2013 by Club Filipina Japan

VOLUME 2 NUMBER 5 | MAY 2013

NE O B GRA IT'S NOW

! E E FR

Arianne Angeli Bautista

Gold Fields of

Celebrating Japanese Golden Week

ADVERTISE WITH US! There are many reasons why you should choose to advertise with Club Filipina Magazine. The sexy, young and modern identity of our brand. Our loyal and influential audience. Our unique and hip content. Our innovative platforms... However, there is one reason that is very hard to ignore. It is the reason why businesses that caters to the Filipino/Japanese community and market turn to us for their advertisement. It is because of Club Filipinaâ&#x20AC;&#x2122;s fresh and new approach over the usual boring showbiz oriented magazines. So if you want a magazine that will be read from cover to back and even passed on to friends advertise with us! CLUB

a Filipin b u l C r want your doo r u o y If w. Fo red to delive bscribe no u will su yo steps 000/year t the 3 e only ÂĽ e first to g mfort of h be t at the co e. zine om maga our own h y

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For Advertising and Subscription information get in touch with us. Email: advertising@clubfilipina.jp Mobile: 080-3737-5278

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Publisher Lenard Po / Sleekgeek Studio lenardpo@clubfilipina.jp Manila Operations Nathan Dy

Cover Girl

Arianne Angeli Bautista

Sales & Marketing Representative Jinky Watanabe Contributors: Writers Akemi Kobayashi-Po, Niki Medina, Stephanie Kei, Florante Arcilla III , Chris Raymund Hernandez, Gervin Macey Photographers Noli Fernan Perez, Totomai, Benn Moyo, SleekGeek Studios, Albert Herrera Goquingco Benson Golong, Julius Pascua, TD Konkara

Stylists Stephanie Cudal Makeup Allyson Azarraga, Niki Medina for Sleek Makeup Artistry Web Development Jason Conde

Japinay Of The Month

Yoshie Sugahara

8 ARTIFICIAL SWEETENERS

HEALTH AND WELLNESS

Art Director Popoy Ferrer Watermelon Manila

Club Filipina Magazine is free publication produced and printed by SleekGeek Studio, Inc. (株式会社スリークギークスタジオ) in Japan. The publisher accepts no responsibility for any unsolicited manuscripts, illustrations or photographs. No part of this publication may be reproduced and/or stored in any retrieval system and/or by any other means, electronic, mechanical, photocopied, recorded or otherwise, without the prior written permission of the publisher. The views and opinions expressed or implied in the publication do not necessarily reflect those of the publisher. Although every effort and care has been taken to ensure the accuracy of information contained in the publication, neither the publisher nor the employees of SleekGeek Studio can be held liable for any errors or omissions from any consequences or reliance on this publication. Club Filipina Volume 2 Number 5 | May 2013 www.clubfilipina.jp

9 RED LIPS

BEAUTY CALL

Stranded In

NOKOGIRIYAMA

Pillow Talk

{JAPINAY OF THE MONTH{ NAME: YOSHIE SUGAHARA AGE: 19 INTERESTS: MODELLING, INTERPRETING, SOCIOLOGY

Photography NOLI FERNAN PEREZ Makeup NIKI MEDINA FOR SLEEK MAKEUP ARTISTRY

Sugar Rush YOSHIE SUGAHARA

CLUB FILIPINA MAY 2013

q Born and raised in Japan but Is currently studying education in one of the Philippines's famous universities.

While in the Philippines she is able to appreciate the Filipino Hospitality and also their spirit of optimism in which enables them to smile even in difficult times. She also enjoys a lot of her time there because things just seem to be more fun in the Philippines.

MAY 2013 CLUB FILIPINA

q She comes back to Japan every summer school break to enjoy the company of her childhood friends and the convenience, advanced technologies, orderliness and polite people that Japan offers.

In the future she hopes to do a job that can help a lot of people.

CLUB FILIPINA MAY 2013

WORDS CHRIS RAYMUND I. HERNANDEZ Taekwondo Instructor and Crossfitter

HEALTH & WELLNESS

HAZARDS IN ARTIFICIAL SWEETENERS

NOT SO SWEET

e always check contents of what we eat; first thing we look for is calorie content. Less sugar means less calories no sugar means zero calories, yes no sugar means zero calories but what most of us don't know is if they remove real sugar which is high in calories they substitute artificial sweeteners like aspartame, saccharin, neotame, sucralose and acesulfame K. All this artificial sweeteners are hundred times sweeter than the ordinary sugar but lesser calories. But little did we know that artificial sweeteners have hazardous effects to human specially if it is taken in high quantity. I know what you are thinking right now, you are saying to yourself "oh it's okay I don't consume artificial sweeteners in large amount". But wait, try to check where this artificial sweeteners are found, Yes it's almost in all readily available food and beverages we consume, all we know is it is zero calories, low cal and sugar free in their label.

Here are just some of the health risks these artificial sweeteners bring:

Aspartame - studies showed that this artificial sweetener is the cause of the overall incidence of brain and central nervous system cancers. Saccharin - studies showed an increased incidence of urinary bladder cancer at high doses. Neotame - neotame is aspartame plus 3-dimethylbutyl, which can be found on the EPA’s list of most hazardous chemicals. The aspartame formula is comprised of Phenylalanine [50%], Aspartic Acid [40%], bonded by Methyl Alcohol, or Methanol [10%] which is capable of causing blindness, liver damage and death. Sucralose- causes gastrointestinal problems, migraine, seizures, dizziness, blurred vision, allergic reactions, blood sugar increases and weight gain. Acesulfame K- also known as acesulfame potassium artificial sweetener is linked to cause allergic reactions, nausea, induced vomiting, depression, intense headaches and liver diseases too.

These are just some of the negative effects of artificial sweeteners and by knowing it I would rather use sugar. Sugar might be high in calories but it is free from chemicals compared to artificial sweeteners. Protect your body from these chemical filled sweeteners. Go natural and stay away from artificial. MAY 2013 CLUB FILIPINA

BEAUTY CALL

BY AKEMI KOBAYASHI - PO AND NIKI MEDINA

Red Kisses Many women love to wear Red lipstick because it is a color that can pop the shape of lips and enhance many looks. Red lips are the quintessential sexy and classy look but getting it "just right" can take a little know-how. Here are 5 steps to help you out...

Step 1 Choose the right color

Step 4

Step 2

Step 5

If your complexion is pink, you'll look better in plum shades, while girls with yellow tones are flattered by warmer reds that have a brown base. However, it is important to try different shades of red to find the one that suits you best. Another thing you can do is ask a makeup retail assistant to help you make a suitable choice. Be sure to test under good lighting. Clean and dry your lips in preparation. Slightly moisturize your lips by adding a little lip balm. Before proceeding, wait for it to be absorbed. Red lipsticks are quite hard to apply when your lips are chopped. So be sure to have it moisturized.

Step 3

You can add a lipliner. It allows you to outline your lips to prevent lipstick from running and bleeding. Slightly line outside your lips if you want your lips to look bigger. You can use a nude color or something that is similar to the red shade of lipstick you are going to use. Avoid trembling your hand when you line your lips. If you made a mistake, don't swipe it off with your finger. Use a makeup remover instead on a cotton bud for best results. If you don't have a lip liner, pat concealer across your lips.

After apllying the liner, you can now apply the lipstick. Don't forget the inner of your lips. As you smile, the color of your real lips might be a big contrast to the redness. It is best to apply using a lip brush and not the lipstick. The brush ensures that the lipstick is added precisely and it makes your lips redder, fuller and stays put. Once applied, lightly dab the lipstick using a tissue. A coat of translucent powder can do wonders too. Place your index finger in your mouth and move it around gently. It will lift excess red lipstick likely to smear on your teeth. Then, last but not the least; apply either a clear or red lip gloss. You can never put too little lipgloss. Avoid the edges because it might dribble over if it's too much. Consider the remaining makeup. The red lipstick pop and should be your facial feature piece. The remaining makeup needs to be consistent with this and flawless skin is the look to aim for. The paler the skin, the bigger the pop. Go light on the eyes and the blush, otherwise you'll risk looking like a clown. Have a happy make-up and be beautiful inside out!

visit: www.akemikobayashi.com / www.iamnikimedina.tumblr.com / sleekmakeupartistry.wix.com/akeminiki Like us on Facebook! www.facebook.com/sleekmakeupartistry www.facebook.com/MakeupbyNikiMedina MAY 2013 CLUB FILIPINA

{GIRL NEXT DOOR{

Our girl next door KC loves hanging out with her friends, this lovely girl originally from Makati, Philippines is now living inYamanashi Ken.

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KC loves cooking - and she has managed to turn this passion for cooking into her own business and build her own restaurant called "Karenyosa" which offers eat-all-you-can Philippines delicacies at very affordable prices.

photo by: JULIUS PASCUA

HAPPY READ

c Ang c

WALANG BASAGAN NG TRIP http://potsquared.wordpress.com

MAARTE

abang kumakain kami ng pananghalian ng mga ka-opisina ko, napagusapan ang topic na maarte, at tinatanong namin kung ano ba ang maarte sa salitang Hapon. Pero ang hirap ipaliwanag dahil para sa mga Pinoy, ang taong maarte ay maraming klase. Kung tutuusin, may sub-species ang mga taong may ganitong pag-uugali. At kung iisipin mo, lahat ng tao ay maarte-- may certain degree of kaartehan lang.

Choosy - Sila yung maaarte na ang daming pinagpipilian. Kadalasan ay mga kababaihan ang nagpapakita ng ganitong pag-uugali pagdating sa pagkain, damit, panonoorin sa sine, make-up, at kung anu-ano pang bagay na hindi naman kailangan ng mataas na IQ para pumili.

Outbreak Scientist - Sila yung mga tao na ni buhok ng bakterya ay ayaw madapo kahit sa dulo ng kanilang daliri sa paa. Sila yung mga tao na laging nag-a-alkohol, gumagamit ng tisyu, may hand sanitizer, at kulang na lang ay magsuot ng radiation suit para hindi makasagap ng kahit anong mikrobyo sa kapaligiran.

Model - Sila yung mga tao na inaabot nang 3 oras sa pagaayos lang ng kanilang buhok o di kaya ay aabutin nang maghapon sa pagpalit ng damit na bagay sa kulay ng kanilang pimple sa loob ng ilong. Sila rin yung tipo ng mga tao na halos lahat ng kasuotan ay signature, kahit sky flakes lang ang

kinakain maghapon dahil walang pambili ng 2-piece Chicken Joy with extra rice and gravy.

Geek - Dito ako nabibilang na grupo. Ito yung mga tipong mahilig sa mga bagay na may kinalaman sa teknolohiya kasama na ang mga electronics, gadgets, games, magazines at kung anu-ano pa. Sila yung mga tao na kapag nagkamali ka nang banggit ng serial number ng isang produkto ay kukutyain ka at pagmumukhain ka nilang cave man na walang alam gamitin kundi ang pamukpok na gawa sa bato.

Pa-importante - Eto naman yung mga tao na gusto na sila ang center of the universe. Halimbawa nito ay yung mga taong nagpapapilit um-attend sa isang birthday party at kailangan pang pilitin siya para masabing hindi magsisimula ang pagtitipon kapag wala siya.

Balat Sibuyas - Eto yung mga tao na mabiro mo lang ng kaunti ay parang pinagkaitan na

siya ng kaligayahan. Sila yung mga tao na namumugto ang mata kapag may nasabi kang hindi maganda sa iPhone niyang made in China.

Tangginator - Tama yang spelling ko, dahil ang main focus natin dito ay ang salitang tanggi. Sila yung mga tao na lahat ng alok mo ay tinatanggihan. Kahit mag-offer ka ng winning lotto ticket for millions of Pesos ay tatanggihan niya, dahil feel niyang tumanggi. Keber lang.

TH - Sila yung mga trying hard. Lahat naman tayo ay trying hard, pero may mga tao na pilit maging trying hard. TH na nga nagpupumilit pa. Halimbawa nito ay yung mga politiko na nagpapaka-masa kuno.

Commentators - Sila yung mga tao na lahat na lang ay may opinyon sa mga bagay-bagay sa paligid nila. Ultimo yung mga ipis na nagse-sex ay may opinyon sila dito. Halimbawa nito ay yung mga maaarte na sumasakay sa jeep tapos magrereklamo sila na maliit yung jeep, mabaho, mainit, etc, etc.

Nag-iinarte - Sila yung mga tao na hindi naman maarte pero nag-iinarte. Parang Inception lang. Halimbawa nito ay yung mga tao na nalamang may party at gusto niya na imbitahin siya sa party; at kapag naimbitahan naman ay magiinarte na hindi siya makakapunta dahil may ibang lakad, pero last minute magbabago ang desisyon at a-attend na dun sa party.

Effortless - Sila yung mga tao na sinalo lahat ng kaartehan sa mundo nung pinamudmod ito. Sila yung kahit hindi bumubuka ang bibig ay ramdam mo na umaarte. Sila rin ay matatawag na gifteddahil sa kanilang angking galing umarte.

Professional - Sila yung mga artista. Nuff said.

Eto lang naman ang obserbasyon ko. Kayo ba, may alam pa ba kayong ibang uri ng maarte - Lahat ng mga sinabi ko dito ay pawang obserbasyon lamang ng isang taong walang magawa sa buhay. Kung may masasaktan, ibig sabihin lang ay totoo, kaya sa inyong lahat WALANG BASAGAN NG TRIP! MAY 2013 CLUB FILIPINA

FASHION & GADGETS

Julia PhonePochette by

www.tunewear.com

t's a known fact that most of you girls can't leave your houses without a bag. Admit it! You love to put all your stuff inside and carry all of them with you wherever you go. Cellphones, train passes, wallets- name it and you can find it in your purses. It's not really a big problem because it's part of your nature but the bag tends to become a big catastrophe inside that it's almost impossible to find the most essential things. It's annoying especially when you're about to go out of the train gates, pay in the cashier or answer a call but you can't find your pass, your wallet or your mobile phone because your bag can't handle all the junk situation anymore. The Julia Phone Pochette by Tunewear is just the perfect solution to this problem. Made specifically for iPhone 5 users, it's a specially-designed case for your phone that doesn't only protect your device but also serves as a card holder. It's a three-fold casing with pockets inside where you can put your identification card, your train pass and

even your credit card. There is also a secret pocket at the side where you can put in some paper bills which makes it as a wallet too. Available in three different colors that will suit your personal style, it also comes along with a chain and a hand strap to secure it with you. The chain can be attached to the casing like a shoulder bag or an ID strap around your neck while the hand strap can be used to secure it around your wrist. This product is a smart buy because it's not only cute and stylish but it's also multi-functional. It can hold your money and your important cards for you while it safeguards your phone from scratches and unnecessary marks. You're not just stoning two but three birds at the same time which makes the money worth it. Lastly, if you think about it, it holds all of your essentials when going out so there's really no need for you to carry that huge bag of yours unless you wanna take your make-up kit, your digital camera and your hand lotion with you. Definitely two thumbs up!

REVIEWED BY GERVIN MACEY MODEL AKEMI KOBAYASHI-PO HAIR MAKEUP AND STYLING NIKI MEDINA FOR SLEEK MAKEUP ARTISTRY

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CLUB FILIPINA MAY 2013

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FILIPINA

Do you want to own your own Julia PhonePochette for iPhone 5? Just head over to www.facebook.com/TUNEWEAR and www.facebook.com/ClubFilipina for more details about the giveaway.

WORDS STEPHANIE KEI

PILLOW TALK by

PHOTOGRAPHY TD KONKARA WWW.ALLHAILPRODUCTIONS.COM

Stephanie Kei

Nourish The Mind, Body, And Soul with a Visit to

Dr. Feelgood …and by Dr. Feelgood, I mean sex! Hey, what isn’t there to love about a great orgasm? Sex isn’t just good, but it is also good for you! Granted it might sound too good to be true, but according to accumulated scientific and medical evidence, the more sex you have the better off you are.Yvonne K. Fulbright, NMHJ PhD, author of Pleasuring: The Secrets of Sexual Satisfaction mentions, “There are a number of health benefits to be gained from having sex or an orgasm — or many orgasms — daily”. So hold off on that apple now, an orgasm a day can keep the doctors away! Here are the top 10 health benefits of a climax, giving you plenty of reasons to groove on with a partner or even solo!

Orgasms relieve tension. When you reach climax, the muscular tautness is relieved by the increased blood flow and higher heart rate. The end result is a relaxing and calming effect that relieves stress and tension that you might have built up all day.

Orgasms boost your immune 2 system. When you have an orgasm, Dehydroepiandrosterone (DHEA) is released. This hormone helps balance the immune system, improves bone density and growth, maintains and repairs tissues, and even improves your cognitive function. Orgasms can even help prevent frequent colds and flu by booting these infection-fighting cells up to 20%! Orgasms reduce cravings. Sexual stimulation activates a natural amphetamine phenetylamine, known to help regulate your appetite. So before you reach for that bag of chips, curb your craving with some sex.

Orgasms can help relieve pain.

4 Think twice before reaching for a Motrin when that headache comes along – when you have sex, the natural pain-killing chemical oxytocin is released along with endorphins. The release of these hormones can actually increase your tolerance of pain, according to a

SEXY TIME

study by Beverly Whipple, professor emeritus at Rutgers University and a famed sexologist and author,“pain tolerance threshold and pain detection threshold increased significantly by 74.6 percent and 106.7 percent respectively.” Orgasms burn calories. Miss your workout today, no problem, just get down and dirty in between the sheets. According to some estimates, a good and steamy 30 minute session can burn up to 200 calories!

Orgasms make you happy. Besides 8 feeling amazing, an orgasm actually acts

Orgasms help you sleep better. 6 Along with increasing bonding and trust,

orgasm three or more times a week can help individuals reduce their risk of a stroke or heart attack by almost 50%! Also, the release of estrogen during orgasm in females help increase the level of good cholesterol and lower bad cholesterol, as well as improving bone density. For men, findings in the American Journal of Cardiology found that men who had sex twice a week or more, were found to be up to 45 per cent less likely to develop serious heart conditions than men having sex less than once a month.

orgasms help trigger a cascade of bodily events from the hormone oxytocin, including the release of those other feel-good hormones known as endorphins. Orgasms are sort of like a tranquilizer that helps us calm down, lowering blood pressure and inducing relaxation. So it isn’t a surprise that most of us happen to enjoy a much better night sleep after some awesome sex.

Orgasms make you look younger. 7 During an orgasm, DHEA levels rise along with increased blood flow and perspiration. This combination helps flush out toxins, promote healthy skin and tissues, and releases skin-nourishing oils. In turn your face gets that healthy glow, clearer looking skin, boosted collagen, fuller lips, and even can make you look a few years younger! Yvonne Fulbright, author of The Better Sex Guide to Extraordinary Love Making, says that a study was done on sex and youth a few years back to prove this point. In a span of 10 years, 3,500 men and women, both those who had sex regularly and those who didn't, were put on one side of a two-way mirror, where participants on the other side had to guess their age. The group that had an active sex life had their age underestimated by seven to 12 years, while some thought the group that only had sex infrequently actually looked older! So make sure to include an orgasm along with your daily routine of brushing your teeth and washing your hair!

like an antidepressant, increasing the levels of the hormone oxytocin, which is linked to passion, intuition, and social skills—the hormone of bonding and success. Then again, who wouldn’t be happier having an orgasm a day!?

Orgasms are great for the heart. 9 Studies show that having sex or having an

Who needs any more excuses? 10 Having sex is obviously great for the mind, body, and soul.Your partner and experts can equally agree that along with the wide-ranging benefits of sex and orgasms, it is pleasurable (and for most – free)!

WANT TO LOOK FOREVER YOUNG?

ASK DR. FEELGOOD ! So there you have it, the next time you have a headache from a long day at work, don’t want to pay for a day at the spa, or feeling a little sick, don’t run to the doctor, go have some sex! But please remember, while sex offers numerous health benefits, it is important to practice smart and safe sex as well! Have a happy and healthy orgasm everyone MAY 2013 CLUB FILIPINA

STRANDed IN JAPAN www.totomai.net

NOKOGIRI-YAMA WORDS AND PHOTOGRAPHY TOTOMAI

TRAVEL

n article in Metropolis Magazine on Nokogiri-yama convinced me and to visit the place, as the author describe the place Just like Heaven. One Golden Week, I went to this 1,300-year-old Buddhist temple. It was a bit far from my place but it was worth the travel. A long queue of pilgrim-of-sort welcomed me, forming their line for an air lift to the holy place. While floating, it seemed for a while that the world is green, the clouds are green, and the very definition of the color green was in

CLUB FILIPINA MAY 2013

front of my eyes. Between the trees, I stopped on a 30-ft image of Kannon, Buddhist God of Mercy. An enormous image that made me ponder on how it was done. Simply breathtaking! After a moment of reflection, I gazed towards the azure skies and an overhanging platform waved and seduced me to pay a visit. I found it ironic though that they call it, A Peek to Hell Platform, where you can see the actual

scenery and totality of Chiba. It was a bit scary thinking that this platform will eventually fall off. I had to save the best for last. From the mountain top, I prepared my feet for a long trek. Yes, a bit tedious but the excitement continued to build up. Along the way, there are Arhat figures, more or less 1,500 of them. These figures were also created at the same time as the Daibutsu of Nihon-ji, a 31-meter Buddha under

the heavens, being looked up by followers and witnesses. This is tallest Buddha statue in Japan, and was completed in 1783 during the Edo period. It was a fulfilling and an inspirational experience not only for me, but as well as to all the people who have been there. If ever you will have the chance to visit Japan, donâ&#x20AC;&#x2122;t forget to include on your itinerary, a visit at Nokogiri-yama, Chiba, Japan.

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{COVER FOCUS {

HMUA ALLYSON AZARRAGA STYLE STEPHANIE CUDAL PHOTOGRAPHY: ALBERT HERRERA GOQUINGCO AND BENSON GOLONG

CLUB FILIPINA MAY 2013

* m m ers' u S Arianne Angeli Bautista

* Gold *

MAY 2013 CLUB FILIPINA

F B

eing the eldest of the brood of three - our cover model Arianne Angeli Bautista learned at an early age to help her father earn for the family. Blessed with good looks and a pleasing personality, she had no trouble entering the modelling business. She started her modelling 3 years ago with ramp and event modelling gigs and eventually leading to print ads and even TV commercials (TVC). Her big break came out when she got the lead role for the recent BlackBerry TV advertisement, that led to other TVC work.

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F Arianne loves traveling and going on road trips and is very interested with driving having dreams of being a pilot someday "Super love ko mag road trip, everything about driving I want to know, that includes land, air or water!" Her love for travel was the reason why she did an international internship in Singapore where she stayed for 6 months. "I learned a lot in Singapore their traditions and even their "accent" For 6 months, I got to memorize the roads there, I even got to drive the limousine of the 6 star hotel where i had my internship sa sobrang adik ko mag drive."

F * Aside from driving and travelling, Arianne also has a weak spot for sweets "I love sweets so much, I can survive by eating butterscotch and mango bravo only!" She always tries out new restaurants with family and friends and enjoys spending time with them: "Come to think of it family ko pa lang parang boyfriend ko na, kasi if I want to watch a movie or dine out sila una kong niyayaya."

Arianne is very enthusiastic and sets her mind on her goals and different ways to achieve them, she knows that you can't get everything instantly but through persistence and hardwork you will eventually achieve them and enjoy the fruit of your labor afterwards.

F ..she is very enthusiastic and sets her mind on her goals and different ways to achieve them.. MAY 2013 CLUB FILIPINA

COSPLAY

BLACK ROCK SHOOTER 20

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NICKNAME: Eka BIRTHPLACE: Angeles City Pampanga AGE: 20 Nationality: Filipino FATHER: HiroFumi Kawashima Nationality: Japanese STARTED COSPLAYING: MARCH 2012 COSPLAYED CHARACTERS: Enma ai from JIGOKU SHOUJO, Saya from BLOOD the last vampire, Sai (girl Version) from NARUTO, Mio from K-ON & Black Rock Shooter from BLACK ROCK SHOOTER

PHOTOGRAPHY RHOBENN "BENN MONYO" BULAON DIGITAL ILLUSTRATION NOIME CRUZ FERRER (OUTSIDE BACK COVER) POPOY FERRER (INSIDE SPREAD) MAY 2013 CLUB FILIPINA

 Mas accessible dahil maaaring gamitin ang ATM card sa mahigit 1,048 ATMs ng LANDBANK at 12,742 BancNet at Megalink ATMs sa buong bansa.  Mas praktikal dahil sa mas mababang initial deposit at maintaining balance*  Mas convenient dahil maaaring matanggap ang inyong padala (remittance) kahit sabado o linggo at mga holidays.

Magbukas na ng inyong LANDBANK Overseas Filipino ATM Savings Account ngayon! Magtungo sa pinakamalapit na sangay ng LANDBANK at magdala ng iyong passport/valid ID at ID picture. * Comparative Chart of LANDBANK Savings Accounts' Requirements LANDBANK Deposit Products

Overseas Filipino Savings Account (ATM Peso)

Regular ATM Peso Account

Initial Deposit

P100 P100

P500 P500

Minimum Maintaing Balance

Para sa ibang katanungan:

Makipag-ugnayan lamang sa LANDBANK OFW Remittance Group sa telepono bilang 405-7331 at 405-7000, mag-email sa LBP_OFW@mail.landbank.com o tawagan si: JOSE WILLIAM D. ABAÑA Overseas Representative Officer LBP Tokyo Representative Office Rm. 302, 3F Roppongi Heights 4-1-16 Roppongi, Minato-ku Tokyo, Japan 107 106-0032 Mobile No.: 090-9102-1598 Tel. No.: (00813) 3582-2186 Fax No.: (00813) 3582-2978 Email: jwdabaña@yahoo.com.sg/lbptokyo@yahoo.com

Member: PDIC. Maximum Deposit Insurance for each Depositor, P500,000. A proud member of

Ang Bangkong May Damdaming Bayan

Lower initial deposit and maintaining balance required

LANDBANK Overseas Filipino ATM Savings Account

yan ang pangalan ng aming maliit ngunit masigla na grupo ng mga maniniyot. In English, THAT-ISPHOTO-po. Sobrang magalang. Pangalan namin ay mula sa salitang ugat na photo. Iba iniisip mo ano? . Kung papahabain, ang ibig sabihin niyan ay Pinoy Photog’s Tambayan Sa Japan. Huwag mo nang pag-aralan kung medyo hindi tugma ang mga letra, mauubusan ka lang ng hibla sa dibdib. Paano ba nagsimula ang grupong ito? Isisisi natin sa larong badminton. At kung hindi niyo nakikita ang kaugnayan ng sanhi at bunga, pareho tayo. Tuwing may laro, halos lahat ay may bitbit na kamera akala mo’y raketa. Walang pakundangan ang tira dito, tira doon, di smash ang tinutukoy ko dito. Kahit pagod, magpupuyat pa at sabay sabay mag upload sa facebook. At dahil sa ipininamalas na kaadikan, nabuo ang grupong magliligtas sa sambayanan. Parang Power Rangers lang. Pero walang sinabi yan sa Photo-Po-Yers, tawag sa amin. Puwedeng kapopoy, parang tagasubaybay lang ng isang

GADGETS & HOBBIES

PHOTO-PO-YAN local TV channel. Kadalasan, ang mga OFW ay nalulungkot at walang makausap, kaya minabuti ng grupo ang mga maglakad-lakad at magmunimuni habang bitbit ang mga kamera sa lahat ng sulok ng Japan. Mabuti na ito kesa sa mag drugs drugs. Maglilimang buwan pa lang ang grupo, pero sa dami ng kasunduan, lakaran, asaran, Canon vs Nikon vs iphone na asaran, parang anim na buwan na. Madami na ding kaming PHOTO KAD – mga tatlo, Mt. Takao, Yoyogi, Kamakura / Minatomirai. Di baleng malamigan, mainitan, mabosohan, makaboso basta huwag lang maalikabukan ang mga kamera. Masaya ang grupo. Walang halong biro. Huwag lang malipasan ng gutom. Lahat tinatanggap. Cash man or credit card.

Ikaw ba ay mahilig tumira at balak maging isang ganap na photopoyer? Or popoyer? or kapopoy? Huwag ng patumpik tumpik pa at sumali na aming tambayan. Ipakita na ang iyong interes at pindutin ang “Join Group” sa aming facebook page http://www. facebook.com/groups/photopoyers/ . Wag mag alala, walang nangangagat diyan. Importante dala mo lang ang kasiyahan at kaadikan ng isang maniniyot. Madaming kang matutunan sa Photo-Po-Yan, madami din kaming matutunan sa iyo. Give and take lang, parang pautang. Bawat araw, di maikakaila na may matutunan ka. Kahit paulit ulit na. Balak ko sanang tapusin ang hiblang ito sa, hanggang sa muling pagpopopoy. Pero hindi pupuwede, mahalay ang dating. Salamat pala kay tripod sa mga larawan sa itaas.

MAY 2013 CLUB FILIPINA

ARATA INTERNATIONAL LLP

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Jason Conde 080-4631-7104 jason@jason-conde.com

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あなたも税金の還付申請対象者！！知らない人と差がつく！得する税金！？日本に住むフィリピン人、又は配偶者がフィリピン人の日本人は約９7%の方々に税金還付のチャンスが有るのを知っていますか！？

皆さんは日本に住む外国人も日本人と同じように所得税と住民税の還付申請ができるという話をご存知ですか？日本で働き日本の所得税と住民税を納めていて母国の家族や親戚に援助を行っていれば、一定の条件のもとその行為が「扶養」と認められ、税法上の優遇すなわち「扶養控除」の適用を受けることができるのです。最長で所得税・住民税それぞれ5年分の納め過ぎた税金が還付されるということです。では実際どのくらいの税金が還付されるのでしょうか？還付される金額はあくまで支払った税金の範囲内で、それ以上になることはありません。しかしこれまで支払った税金の合計は意外と多額で還付予想額を算出すると皆さん非常に驚かれます。この制度適用は外国人のみならず、外国人を配偶者（フィリピン人等）にもつ日本人も配偶者の家族を扶養していれば適用されます。外国人と結婚した時点で配偶者の母国に住む配偶者の家族・親族も法的な「家族」となるのです。もちろん経済的な援助をすることで「扶養」となるわけですから、これを証明することが必要となります。還付申請を行う上で重要な注意点がありますので説明いたします。＊日本人が申請する場合、扶養親族と認められるのは外国人配偶者の3親等以内の親族。外国人が申請する場合、自分自身の6親等以内。＊「扶養」とは扶養親族に経済的に援助（金銭・物品）していること。またそのことを証明する書類を提出できること。一般的な質問事項＜＜Q & A＞＞ Q: どれくらい還付されるの？ A: 還付金は、申告者により異なります還付の可能性と還付概算額等は、申請時に個々の書類を確認後に判明します。 Q: 還付されるまでの期間はどれくらい？ A: 還付金額同様申告者の扶養状況により異なります。最短で約２~３カ月、最長で約１年から１年半程かかる方も中にはいます。 Q: 手数料はどの位？ A: 申告者により異なりますが、基本的には還付金額に対しての２０～２５％（グループ割引、リピーター割引あり） Q: ビザを持っていませんが、申告は可能？ A: 超過滞在者（オーバーステイ）でも申告は可能ですが、申告には必ず外国人登録されていることが必須となります。

Naoji Kitaoka, President & CEO

Q: 母国へ帰国する場合でも還付申告は可能ですか？ A: 納税管理人や代理人を立てれば申告は可能です。 Q: フィリピン人で現在は帰化して日本国籍ですが、申告は可能ですか？ A: 帰化しても、家族が母国に在住し、扶養していれば可能です。 Q: 還付申告はフィリピン国籍ではなく他の国籍でも可能ですか？ A: 申告の条件を満たしていれば可能です。 Q: パートタイムで働いていても、還付申告は可能ですか？ A: 納めた税金が有れば可能です。未払いが有る場合は、還付申告により充当されます。

Philippine Staff of PG&Co. ready to help you

PG& Co. multi-cultural staff ready to assist you in any language.

Q: 日本で１０年程働き、税金を納めていますが、全て申告すれば還付されますか？ A: 所得税、住民税共に最長で過去５年となります。５年以上の税金は還付対象外です。実際に還付申請を行うためには、税務署・市区町村との対応・各種証明行為・言葉の違い等様々な問題が生じます。自分自身で還付申告をすると、手続きが面倒、税務署へ何度も足を運ぶのは困難、また様々な難題、追加書類を納税者に依頼し、スムーズに還付処理がされないケースが多い。また還付されても、本来還付される金額の一部分しか受け取れないといったケースもあります。株式会社ﾊﾟｼﾌｨｯｸ･ｷﾞｬﾗﾝﾃｨは長年の経験と豊富な知識とを持ち、信頼できる税理士とともに皆様の正当な権利を行使するお手伝いをいたします。還付の可能性の有無、還付予定額、また委託手数料率を予め申請者に通知し、申請者は、内容を確認した上で還付申告をするか否かの判断が可能となります。ここまでは、無料で対応しています。株式会社パシフィック・ギャランティとの手続き、連絡手段は主に電話、Ｅメール、書類の郵送で行われます。東京のみならず、日本各地から還付申告の依頼にフィリピン人、日本人スタッフ等が丁寧に対応しています。この機会にまずは電話相談をしてみると良いでしょう。

VOLUME 2 NUMBER 5 | MAY 2013

COSPLAY

FANTASIES