REAL ESTATE TODAY GRAND VALLEY
NOVEMBER 2023 | VOL 20 ISSUE 11
Find Your Home in Clear Creek Meadows Presented by
Beginnings, NewKitchen/Flooring Homes — 970.812.5009 30 YearNew Successful Flooring Business See page 5 for more details
Presented by ERA New Age Real EstateVALLEY PROPERTY SOURCE YOUR GRAND
Shilo Bartlett: 970-319-0064 See page 3 for more details
Photography by Estate Photo Video 970-963-4523
Sandstone Realty, LLC
Bonnie Walker, GRI Broker/Owner
(970) 201-4050 bewalker74@gmail.com
710 Curecanti Circle • $875,000 * 25 Acres in the prestigious River Terrace Subdivision. * Covenant controlled * Minimum square footage of 2,500 sq. ft. * Pressurized irrigation system, each parcel has .50 acre for irrigating around house area, remainder in natural landscape. * Requires an engineered septic system. * Views of the Grand Valley * Aerial View: https://youtu.be/w1KPvM50eZ8 MLS#20221597
1161 Primrose Lane • $475,000
1153 Primrose Lane • $465,000
Located on a corner location facing east in the 55+ community. This home has two bedrooms plus an office, two baths and two car garage. Living room with prefinished hardwood flooring flows into the office and dining room. Gas log fireplace built-in to entertainment center in living room which overlooks the private patio. Dining room with built-ins and bay window. Kitchen has all appliances, solid surface countertops and ample cabinetry with some pullouts. Laundry off kitchen along with pantry and access to garage. Primary bedroom 12x15 with primary bath having walk-in closet, large double vanity, and walk-in shower. New carpet in hallway and bedrooms. Call for more details on MLS#20234218
Rancher in 55+ community, built in 2004, this home offers three bedrooms, 2 baths and two car garage. Country porch with swing and private patio off dining room with gate to driveway. Living, dining, nook and hall to bedrooms with prefinished hardwood, tile in the kitchen and both baths. Corner gas log fireplace in living room. Kitchen with all appliances (gas range), oak cabinets and formica countertops, separate pantry and access to two car garage. Primary bedroom 15x12, primary bath with double vanities, walk-in shower with seat, walk-in closet and separate closet for linens. Two other bedrooms and guest bath with tub/shower combo and pedestal sink. For more information call on MLS #20233788.
VILLAGE AT COUNTRY CREEK - THE PREMIER 55+ COMMUNITY * New Ranch Style Patio Townhomes * 7 Well Designed Floor Plans * Customer Selects Interior Finishes * Phase 6 with only 2 remaining to sell Prices range from $465,000 up to $486,000, and are subject to change without notice. *Call for availability and completion times View Website www.villageatcountrycreek.com See virtual tour of club house at: https://www.youtube.com/watch?v=9EC2u5n151c 2
Real Estate Today | November 2023 | www.coloradorealestatetoday.com
970-314-3920 Broker/Owner
11011 Highway 65 | Mesa, Colorado 81643
names@nathalieames.com
50076 Bear Run Court | Mesa | $2,650,000 •4 Bedroom, 4 1/2 Bath, Main Residence, •Sold Fully Furnished •Separate RV Garage, Shop and Entertaining Lodge •35 Acres with Coon Creek and Abundant Wildlife •Near Powderhorn Mountain Resort
9683 48 1/2 Road | Mesa | $1,499,000 •Gorgeous 18 Acre Estate •4 Bedroom, 2 Full Baths, 2 Partial Baths, 5,460 sq ft •Separate, Charming, Two Bedroom Guest Cottage •Ample Water Rights for Irrigating the Mature Gardens and Two Hay Fields !
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TBD 52 1/2 Road | Mesa | $699,000 •274 Pristine Acres •Surrounded by BLM Land •Perfect for a private Retreat •Stunning Views and Abundant Wildlife
5149 Ski View Drive | Mesa | $599,000 •2 Bedroom, 2 Bath Mountain Home •Located on 1 Acres of Land •Well Maintained, Lock & Leave •Located near Powderhorn & The Grand Mesa
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50150 Bear Run Court | Mesa | $299,000 •35 Acres of Land with Many Building Sites •Stunning Views of the Grand Mesa and Mountains •Electric Lines have Been Buried to the Property •The SE Corner is Adjacent to BLM Land •Coon Creek Runs Along the Bottom Boundary Line
Gaia Drive | Mesa | $142,000 - $187,000 •Four Unique Building Lots in Mesa •.763 Acres, .763 Acres, 1.387 Acres & 1.411 Acres •Located in Cool Creek Neighborhood Cooperative •Common Garden, Orchard, Meeting House & 10 Acres of Wild land Real Estate Today | November 2023 | www.coloradorealestatetoday.com
Each office is independently owned and operated.
Subject to errors, omissions, price change, prior sales and withdrawal without notice. Dimensions approximate.
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NOVEMBER 2023 VOL 20 ISSUE 11
ADVERTISER INDEX
FEATURE ARTICLES:
Should Home Equity Loans Be Used to Pay Off Credit Card Debt? ........................................ 8
GRAND JUNCTION AREA
New Beginnings, New Homes ............................. 1, 5 New Horizons Development – Janet Elliott...............................................................6, 7 Next Home Grand, Nathalie Ames ........................3 Sandstone Realty, Bonnie Walker .........................2
COLLBRAN/MESA AREA
Next Home Grand, Nathalie Ames ........................3 United Country Real Colorado Properties Julie Piland ....................................................................9
FRUITA AREA
Chesnick Real Estate, Chris Young ...................... 4 Shaffer Real Estate .....Western Colorado side 3
WESTERN COLORADO SIDE DELTA/MONTROSE COUNTIES:
Chapman Real Estate, Delta..................................... 11 Cinajones Real Estate, Delta ....................................18 Grand Mesa Real Estate, Delta .............................. 22 Interwest Real Estate, Delta.......................................6 Moore Integrity Real Estate ..................................1, 7 Needlerock Mountain Realty ..................... 15, 16, 17 Norris-Snell Real Estate — The Boren Team ..........................................................4
RE/MAX Alpine View, Montrose ...........................20 RE/MAX Mountain West — Cedaredge.................................................................... 13 Marsha Bryan................................................................5 Paonia ............................................................................. 12 Shaffer Real Estate Delta, Austin, Montrose, Fruita/Loma ............3 Western Colorado Real Estate, Delta ................. 21 WesternColoradoRealty.com Hotchkiss/Paonia........................................................2 Myles Roberts ............................................................. 19 United County Colorado Brokers — Hotchkiss ..................................................................8, 9 Vision Real Estate, Montrose .................................. 10
Pick up your copy today or read the digital version online at:
www.ColoradoRealEstateToday.com To find out more about advertising OR to REQUEST A COPY OF THE MAGAZINE email:
ads.realestatetoday@gmail.com Call 970.527.7400
TE REAL ESTA TODAY GRAND VALLEY
NOVEMBER 2023
| VOL 20 ISSUE 11
ON THE COVER:
RIDGWAY/OURAY
New Beginnings, New Homes
Ouray Real Estate ..........................................................14
ROARING FORK VALLEY:
RE/MAX Mountain West Mike Kennedy, Carbondale ................................18
Find Your Home in
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Clear Creek Meado
009 ing g 970.812.5 oorin Floor en/Fl en/ Homes — gs, NewKitch Beginnin ssful Succe 30 YearNew E ess Busin PROPE RTY SOURC YOUR GRAND VALLEY Presented by
See page 5 for more
970.812.5009
details
Age Real Estate Presented by ERA New
064
Shilo Bartlett: 970-319-0 See page 3 for more details
Photography by Estate
Photo Video 970-963-4523
NEXT ISSUE: DECEMBER 2023 AD DEADLINE: November 12 Columbine Publishing & Media, LLC P.O. Box 1356 • Paonia, Colorado 81428
YOUR GRAND VALLEY PROPERTY SOURCE
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Real Estate Today is not responsible for typographical or production errors or the accuracy of information provided by advertisers. ©2023 Columbine Publishing & Media, LLC. No part of this publication may be re-produced or transmitted by any means without written permission from the publisher. The Publisher re-serves the right to reject advertising which may be objectionable by law or considered undesireable by the Publisher. Real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 which makes it illegal to advertise “any preference, limitations, or discrimination based on race, color, religion, sex, familial status or national origin, or intention to make any such preferences, limitations or discrimination.” We will not knowingly accept any advertisement for real estate which is in violation of the law. All dwellings advertised in this magazine are available on an equal opportunity basis.
The Key To Great Service Irrigated Acreage
5.32 Acres!
TBD 12 ½ Road – Loma | $349,000 This beautiful 36.06 acres is just waiting for you to build your new home. The property comes with 17 shares of Grand Valley Irrigation, gated pipe, and is partially fenced. BLM land adjoins the property giving you even more room to ride your horses or take an evening walk to enjoy the gorgeous views. No HOA and it’s own private headgate make this a property you must see! MLS #20232135
Call Chris Young 970-640-1642
137 N. Peach Street • Fruita, CO 81521
970-858-8238
www.chesnickrealtyllc.com 4
Chris Young
chris@chesnickrealtyllc.com
970-640-1642
Real Estate Today | November 2023 | www.coloradorealestatetoday.com
967 18 Road – Fruita | $785,000 1,752 SF | 3 Bedrooms | 2 Baths Check out this incredible property located just minutes from the heart of downtown Fruita! The home features a large living room with a wood stove to keep you warm on those chilly nights and beautiful heated-stamped concrete flooring throughout the home. The kitchen highlights spacious hickory cabinets and a newer gas stove. The knotty pine doors and wooden beams accents, and cozy window seat give this home a very luxurious feel. Some of the walls of the home are built with a 10” Superior concrete wall system for outstanding insulation qualities. Outside the home you will find a beautiful pasture with corrals and loafing sheds, a chicken coop, 2 storage sheds, an oversized garage/shop with covered outside storage, a 12X30 hay/RV storage shed, garden area, and beautiful landscaping. 3 shares of irrigation water are also included. Development opportunities may also be available. Schedule your showing today!!! MLS #20234136
Call Chris Young 970-640-1642
2 8 LO T S
4 F LO O R TO CHOO
PLANS
S E F RO M
FINALLY!
A QUALITY-BUILT HOME YOU CAN AFFORD!
Located in South East Grand Junction
STARTING IN THE MID $300’S
*
D 1/4 ROAD
LOT 28 7125 SF
LOT 13 9938 SF
LOT 27 LOT 26 LOT 25 LOT 24 LOT 23 LOT 22 6460 SF
6460 SF
6460 SF
6460 SF
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6460 SF
LOT 14 LOT 15 LOT 16 LOT 17 LOT 18 LOT 19 6290 SF
6290 SF
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LOT 21 8273 SF
LOT 20 7594 SF
Valerie Lane
D 1/2 ROAD
CLEAR CREEK DRIVE
LOT 1 8296 SF
LOT 2 7216 SF
LOT 3
Valerie Lane LOT 12 7577 SF
LOT 11 LOT 10 6291 SF
6298 SF
LOT 9 6305 SF
LOT 8 5570 SF
7478 SF
LOT 7 6319 SF
New Beginnings New Homes
LOT 5
LOT 6
7855 SF
8261 SF
LOT 4 9259 SF
Palumbo Construction
• RANCH OR 2 STORY • 3 & 4 BEDROOMS
NOW BUILDING - CALL FOR FREE CONSULTATION
970-812-5009
www.ClearCreekMeadows.homes
Dajana Swanson
DESIGN • BUILD • CONSULT
536 31 1/2 Road • Grand Junction, CO
303-525-2966
www.PCNewHomes.net
970-985-1738 text/call www.tjmortgagepro.com
sales@clearcreekmeadows.homes
(970) 239-1569
NMLS# 1154149
*Photo on the front page and photos in the ad are for example only and do not represent the base model. Many upgrades available, call for details. Prices subject to change.
Real Estate Today | November 2023 | www.coloradorealestatetoday.com
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852 Fire Quartz Lane | $689,900 SAPPHIRE MODEL • 2114 SF • 3 Bedroom, 2 Bath • Covered Front and Back Porches • All kitchen appliances included • .25-acre Lot • Large RV Parking • Front Yard Fully Landscaped • Includes Timed & Pressurized Irrigation System U
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848 Fire Quartz Lane | A$679,900 RUBY MODEL
(North, off H Road & 26 1/2 Road)
emeraldridgegj.com CALL TO SET APPOINTMENT
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VIEWS!
• Homes starting at 1800 square foot • 3-6 bedroom • 3 car garage minimum • RV parking and storage on site • Stucco exteriors with optional stone accents • Architectural 30-year shingles • Nature’s Composite fencing A • Pressurized irrigation S • Parks & walking paths • LOTS FOR SALE ON-SITE OFFICE LOCATED AT 2649 Emerald Ridge Lane Grand Junction, CO 81506
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MALACHITE MODEL
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855 Fire Agate Lane | $699,900
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We look forward to working with you to design and build your new home in Emerald Ridge! For more information, contact New Horizons Development, Inc.
JANET ELLIOTT GRI, CRS, ABR Broker/Owner
REALTOR®, ABR, CRS, GRI 970-250-0765 N1323D@msn.com 6
Real Estate Today | November 2023 | www.coloradorealestatetoday.com
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Should Home Equity Loans Be Used to Pay Off Credit Card Debt? By REAL ESTATE TODAY Credit card debt could be compromising the financial security and well-being of millions of individuals. According to the Federal Reserve Bank of New York, Americans’ total credit card balance in the second quarter of 2023 was more than $1 trillion, and LendingTree reports that the average credit card balances among U.S. cardholders in December 2022 was $7,279. Average balances are lower but still a concern in Canada, where data from TransUnion® indicates the average cardholder had an outstanding balance of $3,909 as of the first quarter of 2023. Effective credit utilization is a vital component of long-term financial health. The average credit card balances in both the U.S. and Canada suggest many consumers are putting their financial futures in jeopardy by relying too heavily on credit to fund their lifestyles. The good news is consumers tend to have a sense of self-awareness regarding their credit usage, as a recent NerdWallet survey of more than 2,000 adult consumers found that 83 percent of respondents acknowledged they overspend. Recognition of an over-reliance on credit could be a solid first step toward eradicating debt, and consumers who own their homes may consider home equity loans or lines of credit in an effort to tame their debt once and for all. What is a home equity loan? The Consumer Financial Protection Bureau notes that a home equity loan allows homeowners to borrow money using the equity in their home as collateral. Equity is the amount a property is currently worth minus the amount currently owed on a mortgage. So if a home is worth $500,000 and homeowners have a mortgage balance of $300,000, then their equity is $200,000.
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Why do homeowners consider home equity loans to pay off debt? One of the biggest concerns when consumers wrack up lots of credit card debt is the likelihood that they will end up paying substantial amounts of interest on that debt. That’s because credit cards typically have high interest rates. Indeed, the LendingTree reports that even consumers with good credit may have an APR around 21 percent on their credit cards. That figure only grows for consumers with lower credit scores. Bankrate notes that the average interest rate for a home equity loan is typically much lower than the rate on credit cards, so homeowners can theoretically save a lot of money by paying off their credit card debt with a home equity loan. Are there risks associated with using home equity to pay off credit card debt? Though lower interest rates and consolidated debt are two advantages to paying off consumer debt with a home equity loan, this option is risky. Perhaps the biggest risk associated with this approach is the potential of losing a home. Individuals with substantial credit card debt should know that a lack of discipline when using a home equity loan to pay off debt could result in foreclosure. If homeowners cannot make their monthly loan payments on time, they could lose their home. In addition, Bankrate notes that if a home is sold with an outstanding home equity loan balance, that balance must be repaid at once. Home equity loans can help homeowners consolidate and ultimately eliminate their credit card debt. However, this approach carries a level of risk, so homeowners may benefit from working with a financial advisor to determine the best way to pay off their existing debts.
Real Estate Today | November 2023 | www.coloradorealestatetoday.com
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11356 46 6/10 Road Mesa, CO
$589,000
$825,000
$775,000
35 acres with irrigation Little Creek runs through Remote and private area 3 bedroom, 3 bath
12+ Acres Borders Public Land Home and Cabin
4 Bedroom 3 Bath 2840 Sq Ft .41 acre with beautiful yard Luxury Home-Great location
$3,995,000 4.92 Acres • Corrals 1,000+ Ft of Roaring Fork River frontage Home with Irrigation
3403 Mahogany Drve Montrose, CO
Workshop and Attached Garage
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1438 53 1/2 Road Mesa, CO
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TBD Divide Road Whitewater, CO
67460 Vega Vista Drive Collbran, CO
$140,000
$4,137,000
$339,900
$520,000
38 Acres Dry Cabin Amazing Views Private and Remote
834 Acres in 7 Parcels GMU 61 and 62 Irrigation, Ponds, Springs Multiple Cabins
Lake Views 1 bedroom 1 bath with loft Completely Furnished ATV Storage
50+ Acres Vacant Land Plateau Creek runs through Building Permit for Shop and 2 Campsites Irrigation and Grazing Land
54481 Hwy 330 Mesa, CO
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8164 Bull Basin Road Mesa, CO
15672 View Point Court Collbran, CO
TBD Mesa, CO 3 Parcels With Acreage
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$624,900
$79,900
Options
$549,900
35 acres Amazing views and privacy 2286 sq ft home with attached garage
.52 acre lot at Vega State Park Driveway access through Lariat Loop Building Lot Within minutes to Lake
Parcel #1 – 44 acres Parcels #2 and 3 – 40 acres $115,000 each parcel OR $299,900 all together
62 Acres • Borders Public Land Great Building Site 3 Separate Parcels Hunting property w/ access to trails
Real Estate Today | November 2023 | www.coloradorealestatetoday.com
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