August 31, 2019

Page 1


DHANAM @

32 THREE DECADES OF INSPIRING BUSINESS SUCCESS

Ona Bum m pe r Offer Subscribe Now! Get 3 years Dhanam Subscription for Rs. 1800 and Get benefits up to Rs. 1809 d te d i Lim erio r! p ffe o

Duration

Issues

Regular Rate

OFFER RATE

Total Savings

3 years

72

Rs. 2160

Rs.1800

Rs. 1809

2 years

48

Rs. 1440

Rs.1200

Rs. 590

1 year

24

Rs. 720

Rs.600

Rs. 120

Pn. cmataml\³ \mbÀ

l One Book Worth Rs. 350/- absolutely Free l You save Rs. 120/-

{]kn²oIcWw

{]ikvXcpsS

{]ikvXcpsS

F§s\ H-cp hy-h-km-bw XpS-§n hn-P-bn-¸n¡mw

cm-{ão-bw, kn-\n-a, _n-kn-\-kv, km-aq-ly {]-hÀ-¯-\w Xp-S-§n-b hy-Xy-kv-X ta-J-e-I-fn \n-¶p-Å- {]-ap-J hy-àn-Xz-§Ä. A-h-cp-sS C-ã-§Ä, C-ã-t¡-Sp-IÄ, {]n-b-s¸-«- HmÀ-a-IÄ, am-äm³ B-{K-ln-¡p-¶ kz-`m-h io-e-§Ä F-¶n-§-s\ \-½Ä A-dn-bm³ B-{K-ln-¡p-¶ sIm-¨psIm-¨v kz-Im-cy-§Ä tNÀ-¯n-W-¡n-b-Xm-Wv Cu ]p-kv-X-Iw. "D-Ån-en-cn-¸v' F-¶ t]-cn [-\-¯n- {]-kn²o-I-cn-¡p-¶ Cu hy-àn hn-ti-j-§Ä B-Zy-am-bm-Wv ]p-kv-X-I cq-]-¯n-en-d-¡p-¶-Xv. hy-h-km-b {]-ap-Jcm-b sIm-¨u-tk-¸v Nn-än-e-¸n-Ån, ]n-.F³-.kn ta-t\m³, Fw-.]n cm-a-N-{µ³, kn-\n-am-Xm-c-§fm-b tam-l³-emÂ, ]r-Yzn-cm-Pv, kp-tc-jv-tKm-]n, cm-{ão-b

Pn. cmataml\³t\\mbÀ Xm-¡-fm-b D-½³-Nm-|n, c-ta-iv sN-¶n-¯-e, sI-.Fw-

Existing subscribers who avail the special scheme will get added on to their current subscription

am-Wn F-¶n-§-s\ {]-i-kv-X-cm-b H-«-t\-Iw hy-àn-I-fm-Wv C-hn-sS a-\-kv Xp-d-¡p-¶-Xv. Hmtcmcp¯scbpw hnPbn Ifm¡nb PohnX k-hn-ti-j-X-IÄ C-Xn-eq-sS hm-bn-¨-dnbmw. A-h-bv-¡v an-gn-hv ]-I-cm³ PohÊpä Im-cn-t¡-¨-dp-Ifpw DÄ-s¸-Sp-¯n-bn-«p-|v. {]-i-kv-X-sc Iq-Sp-X a-\-kn-em-¡m-\pw A-h-cp-sS Po-hn-X-s¯ A-Sp-¯-dn-bm-\pw- A-hÀ-¡v hn-P-b-§Ä t\-Sn-s¡m-Sp-¯ io-e-§Ä kzm-b-¯-am-¡m-\pw k-lm-bn-¡p-¶-Xm-Wv Cu {]-kn-²o-I-c-Ww [\w ]»n-t¡-j³kv _nkn\kv hnPb§sf F¶pw {]tNmZn¸n¡p¶, aebmf¯nse BZy _nkn\kv amKkn\mb [\w C¶v tIcf¯nse {]km[\ cwK¯v ap³\ncbnemWv. kwcw`IÀ¡v hgnIm«nbmb Ht«sd ]pkvXI§Ä {]kn²oIcn¨n«pÅ [\w ]»nt¡j³knsâ "tSm¸v _nkn\kv ^maneokv Hm^v tIcf', " 25 AXpey aebmfn _nkn\kv {]Xn`IÄ', "tlm«v {_m³Uv-kv Hm^v tIcf" F¶nh Gsd {i² t\Snbn«p|v

{]kn-²o-I-cWw

Pn. cmataml\³ \mbÀ

[\w ]»nt¡j³kv

Rs. 349/-

l You save Rs. 240/-

Hcp

[-\w ]-»n-t¡-j³-kv _n-kn\-kv hn-P-b-§Ä-¡v {]-tNm-Z-\-taIp-I F-¶ B-]v-X-hmIyw I-gn-ª 29 hÀ-j-§-fm-bn ]n-´p-S-cp-¶ "[\w' a-e-bm-f-¯n-se B-Zy-s¯ _n-kn\-kv am-K-kn-\mWv. C-¶v tI-c-f-¯n-sâ {]-km -[-\ cwK-¯v ap³-\n-c-bn-em-Wv [-\w ]-»n-t¡-j³kn-sâ Øm\w. kw-cw-`-IÀ-¡v h-gn-Im-«nbm-b H-t«-sd ]p-kv-X-I-§Ä {]-kn-²oI-cn-¨n-«p-f-f [-\-¯n-sâ "tSm-¸v _n-kn\-kv ^m-an-eokv Hm-^v tI-c-f', "25 A-Xpey a-e-bm-fn _n-kn\-kv {]-Xn-`-IÄ', "tlm-«v {_m³-Uvkv Hm-^v tI-c-f' F¶n-h G-sd {i-² t\-Sn-bn-«p|v.

l Free One year Digital Magazine subscription Worth

Hcp

tPm-en In-«n-bm Po-hn-Xw k-^-e-am-bn F-¶v I-cp-Xn-bn-cp-¶-hcp-sS Im-e-aà CXv. kz-´-am-bn H-cp kw-cw-`w Xp-S-§Ww, H-cp-]m-Sv t]À-¡v tPm-en \ÂI-Ww F-¶v Nn-´n-¡p-¶-h-cp-sS F-®w Iq-Sn h-cn-I-bmWv. kw-Øm\-¯v hy-h-km-bw t{]m-Õm-ln-¸n-¡m³ kÀ-¡mcpw ap³-ssI-sb-Sp-¡p-¶p|v. _n-kn-\kn-t\mSpw _n-kn\-kpIm-tcm-Sp-ap-f-f a-e-bm-fn-I-fp-sS Im-gv-¨-¸m-Sp-w G-sd amdn. Cu ]pXn-b km-l-N-cy-¯n e-`yam-b A-h-k-c-§Ä I-gn-bp¶-{X D-]-tbm-K-s¸-Sp-¯n H-cp kw-cw-`w F§-s\ Xp-S-§-W-sa-¶pw G-ä hpw an-I-¨ co-Xn-bn hn-P-bn-¸n-¡-W-sa¶pw Cu ]p-kvX-Iw ]d -ªp X-cpw. sN-dpIn-S kw-cw-`-IÀ-¡v G-sd {]-tbm-P-\-I-cam-b hn-h-c -§Ä-s¡m-¸w ÌmÀ-«-¸n-se km-[y-X-Ifpw Un-Pn-ä amÀ-¡-änwKnsâ B-h-iy-I-Xbpw sh©zÀ I-m¸n-ä t\-Sm-\p-f-f amÀ-K-§fpw C-Xn-ep-ïv. hyhkmb cwKt¯¡v IS¶phcp¶hÀ¡v hgn Im«nbmhpIbpw \nehnepÅ kw-cw-`I-sc Iq-Sp-X D-b-c-§-fnse-¯m³ k-lm-bn-¡pIbpw sN¿p¶XmWv Cu ]p-kv-X-Iw.

l Two Books Worth Rs. 1100/- absolutely Free

{]ikvXcpsS DÅnencp¸v

TICK YOUR FREE BOOK

l You save Rs. 360/-

F§s\ H-cp hy-h-km-bw XpS-§n hn-P-bn-¸n¡mw

]pXnb ]Xn¸v

F§s\ H-cp hy-h-km-bw XpS-§n hn-P-bn-¸n¡mw

Benefits

sNdp]d¼¯v tdmUv, ISh{´, sIm¨nþ20

hne þ 350

[\w ]»n-t¡-j³kv

sNdp-]-d-¼¯v tdmUv, IS-h-{´, sIm¨n-þ20

hne þ `250

Rs. 750

Rs. 350

Hcp [\w {]kn-²o-I-cWw

Rs. 250

To subscribe online visit our website www.dhanamonline.com

ORDERFORM Rm³ [\¯nsâ (

3 hÀ-jw

2 hÀ-jw

1 hÀ-jw) hcn¡mc\mIm³ B{Kln¡p¶p

t]cv................................................................................................................................................................................................................

Bank Transfer (within India)

Account Name : Dhanam Publications Pvt Ltd, Kadavanthra. Account No. 10580200003399, Bank : The Federal Bank Ltd, Girinagar Branch, IFSC/RTGS Code : FDRL0001058

taÂhnemkw .......................................................................................................................................................................................................... ....................................................................................................................................................... ]n³.......................................................................

t^m¬.............................................................................................. C--sabnÂ......................................................................................... H¸v-........................................................................................................... Tick your Free Book 15 hnjn\dn F³{S{]tWgvkv F§s\ Hcp hyhkmbw XpS§n hnPbn¸n¡mw {]ikvXcpsS DÅnencp¸v

XobXn ................................................................................................. Method of payment: M.O, Cash, NEFT, Cheque, Draft , In favour of Dhanam Publications Pvt. Ltd., Kochi. Please add Rs. 40/-for outstation cheque.

Dhanam Publications Pvt. Ltd., Cheruparambath Road, Kadavanthra, Kochi – 682 020, Ph: 0484 – 2315840, 2316494 Email: subscription@dhanam.in www.dhanamonline.com



DÅ-S¡w

Contents 6

C¡tWm-s]m-fn-än-Ivkv

14 IhÀ tÌmdn

10 A-\m-en-kn-kv _nkn\knse achn¸v adnIS¡m³

12

km¼¯nI cwKw tamZn kÀ¡mÀ Dt¯Pn¸n¡Ww

hgnIÄ

36 Work is Worship tUm.sP.l-co-{µ³ \m-bÀ

tImfw 17 KÌv Ipd-¨p apS-¡n Iq-Sp-XÂ t\-Smw!

tIc-f-¯nsâ kz´w _nkn-\kv amK-kn³

-PqUn tXmakv

D h a n a m P u b lic a t io n s P r iv a t e Li m it e d Chief Editor & MD Kurian Abraham Executive Editor Maria Abraham Associate Editor T.S.Geena Assistant Editor Resya V.R Principal Correspondent N.S.Venugopal (Tvm) Senior Correspondents Binnu Rose Xavier, K. Ajayakumar (Northern Kerala) Vice President - Marketing Vijay Kurian Abraham General Manager (Marketing) Mohana Kumar DGM - Marketing M.V. Muraleedharan Senior AGM - Sales Rajasree Varma AGM - Marketing Satheesh Kumar G Regional Manager - Marketing Mangalesh Mani C.P Assistant Manager - Marketing Rajendran Nair K.G DGM - Circulation & Administration Manoj George Assistant Manager - Circulation Pradeep C.K Chief Designer Boban Devasia Senior Designer Roji John Senior Production Coordinator Biju V.O Production Coordinator Letha Raju

Editorial & Business Offices Cochin: Dhanam House, 29/609, Cheruparambath Road, Kadavanthra, Cochin-682 020 Phone: 0484-2315840, 2316494 Fax: 2317872 Email: mail@dhanam.in Editorial Annexe: Phone: 0484-4047816, 9946632206 Email: dhanam20@gmail.com Website: www.dhanamonline.com Mumbai Business Office: 501/502, Imperial Plaza, Corner of 27th & 30th Road Nr. Nilgiri Garden, Bandra (W), Mumbai-400 050, Phone: 26400735, 26400829, Fax: 022-26411894 Mumbai Marketing Office: Mr. Preman Isace Mobile No. +91 98331 90773 Email: mainstream.planet@gmail.com

cw-`-IXzw 18 kws{Sbv\nwKneqsS _nkn\kv hÀ[n¸n¡m³

Hcp 4 s̸v tamU F.BÀ c-Rv-PnXv

Pn-ä _n-kn\-kv A-h-k-c§Ä 19 Un]Wapïm¡m³

Hm¬sse³ kÀ-th dkmJv Fw AÐpÃ

New Delhi: N Kunju (Editorial Representative) Phone: 91-11-22755357 Delhi Business Office: Dinesh K. Srivastava, 31-D, Pocket-B, Dilshad Garden, Delhi-110 095 Email: dhanam.srivastavadk@gmail.com, dineshk.srivastava@gmail.com Phone: 09810735111, 09953712446, 91-11-22755357

Have a Query? Call us

38

D-Ån-en-cp¸v

Subscription offers: subscription@dhanam.in Phone: +91 484 2316494 / 2315840 Advertisement options: advertise@dhanam.in Phone: +91 484 2316494/2315840 Editorial: dhanam20@gmail.com, mail@dhanam.in Phone: 0484 - 4047816, 9946632206 Reader’s response: dhanam20@gmail.com Phone: 0484 - 4047816 Customer Service: +91 484 2316494 / 2315840

Subscription Rate: 1 Year ` 600, 2 Year ` 1200, 3 Year ` 2000, 5 Year ` 3500, Overseas $200

Get Your Dhanam e-magazine on facebook.com/ dhanammagazine

""Im¯ncn¡p¶p

B Nncn¡mbn'' kmdm tPm-k^v, Fgp-¯p-Imcn, km-aq-ly-{]-hÀ¯I

twitter.com/ mag_dhanam

4 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

plus.google.com/ +Dhanamonline/posts

Fs¶ Rm-\m-¡nb

5

Im-cy§Ä


Adnbn¸v Ht«sd ]pXpaIfpambn [\w HmW¸Xn¸v

{S-{]-WÀ-jn-¸v 20 F³ssatkm¬ hnfn¡p¶p

hcq, kwcw`w hncnbns¨Sp¡mw do-sä-bvÂ

22 HmW"tImSnIÄ' e£y-an«v Kr-tlm-]I-c-W hn]-Wn

¦nwKv 23 _mkzÀ-W-¸-W-b- ImÀjn-I

hm-bv-]: km-[m-c-W-¡mÀ B-i-¦-bnÂ

AWnbdbn Hcp§pIbmWv. sk]väw_À amk¯nse BZy e¡hpw c|mw e¡hpw tNÀ¯pÅ Cu ]Xn¸v HmW\mfpIfn hmb\¡mcpsS ssIIfnse¯pw FUnäÀ

25 s]gvk-WÂ ^n\m³kv {][m\a{´n hb hµ\ tbmP\

dn«bÀsaân\p tijhpw Ønc hcpam\w

t\-Pv-saâ 28 amhn-P-bn¨ tem-tIm-kv-äv

tlm-kv-]n-ä-epI-sf A-Sp-¯ X-e-¯n-te-¡v D-bÀ¯mw! Sn\n ^nen¸v

hâv-kv 34 C-apt¶m«v hcs«

32

h\nXm kwcw`IÀ

_nkn-\kv tIcf

Ip-Xnbpw \n-§fpw 24 \ni¼f¡mc\pw \nIpXn

35

Hm-t«m-sam-_oÂ

em`n¡m³ hgnI-fp-ïv

{]fbw C³-sh-Ìv-saâv ssKUv

26 s_-bÀ-amÀ-¡-äv F-t¸mÄ A-h-km-\n¡pw?

kwcw`IÀ Fs´ms¡ {i²n¡Ww?

a\kpIogS¡n

t]-gv-k-W ^n-\m³-kn-s\ Ip-dn¨pÅ t]m-Uv-Im-kv-äv FÃm _p-[-\m-gv-Nbpw \n-§Ä-¡p -tIÄ¡mw. dhanamonline.com/ podcasts

s]mdn©p shfn-b¯v Cover Design : Boban Devasia

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

5


C¡tWm-s]m-fn-än-Ik v v ECONOPOLITICS

km¼¯nI cwKw tamZn kÀ¡mÀ Dt¯Pn cm-Py-s¯ hy-h-km-b, hm-Wn-Py ta-J-e-bn-ep-Å-h-sc t\-cn Im-Wm-\pw A-h-sc tIÄ-¡m-\p-ap-Å [-\-a-{´n \nÀ-a-em [\w \yqkv _yqtdm Shri @narendramodi, please spend a day listening to India’s patriotic biz leaders like @udaykotak @anandmahindra, Aditya Puri, Adi Godrej & @TVMohandasPai and get honest feedback from who understands economics like @APanagariya, @Swamy39. We can’t afford to miss this opportunity!

C

-´y-bn-se {]-ap-J t]mÀ-«v-t^mfn-tbm am-t\-Pv-saâv hn-Z-Kv-[³ s]m-dn-©p sh-fn-b-¯n-sâ A-Sp¯n-sS ssh-d-em-b Szo-äpI-fnsem-¶v C-Xm-bn-cp-¶p. \-tc-{µ tam-Zn-bp-sS \-b -§-sf, `-c-W ]-cn-jv-Im-c-§-sf, Np-h-Spsh-¸p-I-sf F-Ãmw ]n-´p-W-bv-¡p-I-bpw A-Xv cm-Py-¯n-\v th-|-Xm-sW-¶v D-ds¡ ]-d-bp-I-bpw sN-bv-X _n-kn-\-kv k-aq-l-¯n \n-¶v C-t¸mÄ D-bÀ-¶p tIÄ-¡p-¶ i-Ð-¯n-sâ D-Zm-l-c-Ww am-{X-am-Wn-Xv. h-fÀ-¨ F-hn-sS \n-¶p h-cpw? B-Imi-¯p \n-t¶m? F-¶m-Wv _-Pm-Pv Hm-t«m sN-b-À-am³ cm-lp _-Pm-Pn-sâ tNmZyw. C-¯-cw Xp-d-¶ A-`n-{]m-b {]-I-S-\ -§Ä sIm-|p Iq-Sn-bm-Imw, [-\-a-{´n \nÀ-a-e ko-Xm-cm-a³ cm-Py-s¯ hyh-km-b, hm-Wn-Py k-aq-l-s¯ tIÄ¡m³ X-¿m-dm-Ip-¶p-|v. cm-Py-¯n-sâ hn-im-e Xm-Â-¸-cy-§Ä ap-³-\nÀ-¯n-bp-Å `-c-Ww Im-gv-N-sh-bv¡m-sX km-¼-¯n-I cw-K-s¯ {]-iv-\§-fn \n-¶v {i-² hy-Xn-N-en-¸n-¡m³ th-|n-bp-Å hn-Zy-bm-Wv \-tc-{µ tam-Zn, I-iv-aoÀ hn-j-b-¯n-eq-sS \-S-¯n-bn-cn¡p-¶-sX-¶ B-tcm-]-Ww i-à-am-b km-l-N-cy-¯n-em-Wv [-\-a-{´n-bp-sS \o-¡-sa-¶-Xpw {i-t²-b-am-Wv. C-´y t\-cn-Sp-¶ b-YmÀ-° "cm-{ão-b dn-kv-Iv' km-¼-¯n-I-am-sW-¶v {]-ap-J [-\-Im-cy hn-Z-Kv-[-\pw F-gp-¯p-Im-c-\pam-b BÀ. P-K-¶m-Y³ Nq-|n-¡m-«p-¶p|v. 2019 \-tc-{µ tam-Zn Xn-f-¡-amÀ-¶ P-b-t¯m-sS A-[n-Im-c-¯p-SÀ-¨ D-d-¸m¡n-sb-¦n-epw 2024 hn-P-bn-¡m³ cmPy-¯n-sâ k-¼-Zv hy-h-Ø-bn {Inbm-ß-I \-S-]-Sn-IÄ th-|n h-cp-sa-¶p X-s¶-bm-Wv hn-Z-Kv-[-cpw km-¼-¯n-I \n-co-£-I-cpw H-¶-S-¦w Nq-|n-¡m-«p¶Xv.

I-®n s]m-Sn-bn-S C-\n hn-e-t¸m-hn-à cm-Py-¯v h³-tXm-Xn sXm-gn A-h-k-c-§Ä kr-ãn-¡-s¸-Sp-sa-¶ hmKv-Zm-\w \Â-In sIm-|m-Wv \-tc-{µ tam-Zn B-Zyw A-[n-Im-c-¯n-te-dn-b-sX-

6 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

¦n-epw A-Xp-|m-bn-Ã. cm-Py-¯n-sâ km-¼-¯n-I h-fÀ-¨-bpw ]n-t¶m-¡w t]m-bn. t\m-«v ]n³-h-en-¡-epw th-|{X H-cp-¡-§-fpw [m-c-W-bp-an-Ãm-sX \-S-¸m-¡n-b Pn-F-kv-Sn-bpw cm-Py-s¯ sN-dp-In-S, C-S-¯-cw kw-cw-`-I-sc I-ã¯n-em-¡p-I-bpw sN-bv-Xp. ImÀ-jn-I cwK-¯pw A-Sn-Øm-\ ku-I-cy hn-I-k-\ cw-K-¯pw {]-Jym-]n-¨-Xp-t]m-ep-Å h³ ]-²-Xn-I-fp-|m-bn-Ã. kz-Im-cy, s]m-Xp \n-t£-]-hpw cm-Py-¯v {]-Xo£n-¨-tXm-Xn h-¶p-an-Ã. F-¶m C-\n-bp-Å \m-fp-I-fn km-¼-¯n-I cw-K-s¯ Im-X-em-b {]-iv-\-§Ä A-Xn tZ-io-b-X-bp-sS-bpw h-e-Xp-]-£ cm-{ão-b-¯n-sâ ap-{Zm-hmIy-§-fn-epw ap-¡n-I-f-bm³ km-[n-t¨¡n-Ã. cm-Py-s¯ _n-kn-\-kv k-aq-lw Nq|n-¡m-«p-¶, \-tc-{µ tam-Zn kÀ-¡m-cnsâ {In-bm-ß-I \-S-]-Sn th-| Im-cy§Ä ]-e-Xp-|v. 1. D-bÀ-¶ \n-Ip-Xn: I-gn-ª _-Päv A-h-X-c-W th-f-bn [-\-a-{´n \nÀ-a-e ko-Xm-cm-a³ \n-Ip-Xn- k-am-lc-W-¯n-sâ B-h-iy-I-X-sb-bpw A-h \Â-tI-|-Xn-sâ B-h-iy-I-X-sb-bpw Ip-dn-¨v sN-´-an-gv I-hn-X-bn-eq-sS-bm-Wv hn-h-cn-¨-Xv. A-Xn-\n-sS ]-tcm-£-am-bn B-\-sb Ir-jn-bn-S-¯n-te-¡v hn-fn-¨v

2019 \-tc-{µ tam-Zn Xn-f-¡-amÀ-¶ P-b -t¯m-sS A-[n-Im-c -¯p-SÀ-¨ D-d-¸m-¡n -sb¦n-epw 2024 hn-P-bn¡m³ cm-Py¯n-sâ k-¼-Zv hy-h -Ø-bn {In-bm-ß -I \-S-]-Sn-IÄ th -ïn h-cp-sa-¶m-Wv hn-Z-Kv-[-À Nq-ïn¡m-«p-¶Xv h-cp-¯-cp-sX¶ kq-N-\-bpw \Â-In. A-Xm-b-Xv \n-Ip-Xn h-Ip-¸n-se D-tZymK-Ø-sc _n-kn-\-kv Øm-]-\-¯n-te¡v sIm-|-ph-cm-¯ Øn-Xn kr-ãn¡-W-sa-¶p X-s¶-bm-bn-cp-¶p A-hÀ ]-d-ª-Xv. \n-Ip-Xn ]n-cn-¡Â IÀ-i\-am-Ip-t¼m-gpw \n-Ip-Xn hn-t[-b-Xzw h-fÀ-¯m³ \-S-]-Sn-IÄ kzo-I-cn-¡p-

t¼m-gpw D-bÀ-¶ \n-Ip-Xn \n-c-¡pIÄ \ym-b-am-b X-e-¯n-te-¡v sIm-|p-h-cm³ tI-{µw X-¿m-dmIp-¶n-Ã. am-{X-a-à sk-kv t]m-epf-f A-[n-I \n-Ip-Xn `m-c-hpw A-Snt¨Â-¸n-¡p-¶p. ""C-¯-cw D-bÀ¶ \n-Ip-Xn k-{¼-Zm-bw Xp-S-cpt¼mÄ cm-Py-¯v hm-l-\ hnÂ-¸\ Iq-Sn-Ã. A-Xv km-¼-¯n-I {]-Xnk-Ôn cq-£-am-¡m-t\ D-]-I-cn¡p,'' tI-c-f-¯n-se {]-ap-J Hm-t«msam-_o Uo-eÀ A-`n-{]m-b-s¸Sp-¶p. 2019þ24 Im-e-L-«-¯n tam-Zn-bp-sS {]-Xn-Ñm-b sa-¨-s¸Sm-\pw cm-Pyw h-fÀ-¨m ]m-X-bn-eqsS ap-t¶-dm-\pw \n-Ip-Xn Ip-d-bv¡Â A-Xn-th-Kw \-S-¸m-t¡-| Im-cy-am-sW-¶v km-¼-¯n-I hn-ZKv-[-À Nq-|n-¡m-«p-¶p. 2. s]m-Xp-ta-J-em Øm-]-\§-sf {Sm-¡n-em-¡Â: s]m-Xpta-J-em _m-¦p-I-fp-sS In-«m-¡-S {]-iv-\w ]-cn-l-cn-¡m-\pw _m-¦pI-fp-sS km-¼-¯n-I Øn-Xn sa-¨s¸-Sp-¯m³ ]p-\À aq-e-[-\-h¡-c-Ww \-S-¸m-¡-epw sIm-|p-am{Xw F-Ãmw {Sm-¡n-em-In-Ã. kz-Im -cy-hÂ-¡-c-Ww _p-²n-]q-À-Æw \-S-¸m-¡n, tI-{µ-¯n-te-¡v ^-|v kam-l-cn-¡-Ww. H-¸w s{]m-^-j-W am-t\-Pv-saân-s\ sIm-|p-h-¶v s]m-Xpta-J-em Øm-]-\-§-sf t\À-Zn-i-bn-se¯n-¡p-I-bpw th-Ww. F-¦n am-{X-ta s]m-Xp-ta-J-e F-¶ sh-Åm-\-sb X-fbv-¡m³ B-Iq-sh-¶v hn-Z-Kv-[À Nq-|n¡m-«p-¶p. 3. N-c-¡v tk-h-\ \n-Ip-Xn: H-cp cm-Pyw, H-cp \n-Ip-Xn F-¶-Xm-bn-cp-¶p Pn-F-kv-Sn-bp-sS ap-{Zm-hm-Iyw. ]-t£ A-t§-b-äw k-¦oÀ-W-am-b, ]-e- X-«n-epÅ \n-Ip-Xn k-{¼-Zm-b-am--Wv C-t¸mÄ Pn-F-kv-Sn-. Pn-F-kv-Sn e-fn-X-hpw _n-kn\-kv ku-lr-Z-hp-am-bn-sÃ-¦n cm-Pys¯ hy-h-km-b, hm-Wn-Py ta-J-e-I-sf A-Xv {]-Xn-Iq-e-am-bn _m-[n-¡pw. F-{Xth-Kw Cu {]-iv-\-§Ä ]-cn-l-cn-¡p-¶pthm A-{X th-Kw cm-Py-¯n-sâ Pn-Un-]n h-fÀ-¨-bn A-Xv {]-Xn-^-e-n-¡p-I-bpw sN-¿pw. 4. Ir-Xy-am-b hn-h-c-ti-J-c-Ww \-S-¯p-I: tkm-jy ao-Un-b-sb-bpw Um-ä k-b³-kn-s\-bp-sa-Ãmw C-{X-am{Xw hn-\n-tbm-Kn-¡p-¶ cm-{ão-b-]mÀ-«n _n-sP-]n A-Ãm-sX a-äm-cp-a-Ã. ]-t£ F-´p-sIm-t|m cm-Py-¯v kr-ãn-¡p-¶ sXm-gn-ep-I-sf kw-_-Ôn-¨pw Pn-Un-]n h-fÀ-¨-sb kw-_-Ôn-¨p-sa-Ãmw Ir-Xyam-b I-W-¡v tI-{µ-kÀ-¡mÀ A-h-X-


C-t¡m-W-an-bm-¡m³ F-¶o t]-cnse sN¿p-¶ \-S-]-Sn-IÄ A-tX e-£yw X-s¶ \n-d-th-äp-¶p-sh-¶v D-d-¸m-¡-Ww. sX-c-sª-Sp-¸v Im-e-¯v Du-Xn-s¸cp-¸n-¨ I-W-¡v Im-Wn-¡m³ th-|n cmPy-¯n-sâ sam-¯w Ìm-än-Ìn-Iv-kn-s\ t\m-¡p-Ip-¯n-bm-¡-cp-Xv. B Im-e-L-«sam-s¡ Im-e-l-c-W-s¸-«p.

n¸n¡Ww ko-Xm-cm-a-sâ {i-a-§Ä F-{X-am-{Xw ^-ew sN-¿pw?

cn-¸n-¡m-dn-Ã! cm-Py-¯n-sâ I-W-s¡-Sp-¸v k-{¼-Zm-b-hpw A-Xn-sâ hn-i-I-e-\-§-fpw ]p-¯³ km-t¦-Xn-I hn-Zy-IÄ Iq-«n-bn-W¡n ]-cn-jv-I-cn-t¡-|-Xp-|v. C-´y t]m-se A-Xn-hn-im-e cm-Py-¯n-sâ Um-ä hn-i-I-e\w cm-{ão-b em-`w e-£y-an-«m-h-cp-Xv. a-dn¨v Ir-Xy-am-b \-b-]-cn-]m-Sn-IÄ B-kq-{XWw sN-¿m³ Um-ä Ip-ä-a-ä co-Xn-bn Ah-tem-I-\w sN-bv-tX a-Xn-bm-Iq. cm-Pyw i-cn-bm-b Zn-i-bn hn-I-kn-¡-W-sa-¦n \-b-§Ä A-Xn-\v A-\p-tbm-Py-am-b X-c¯n th-Ww. sXm-gn kr-ãn-¡m³, I-Å-¸-Ww C-Ãm-bv-a sN-¿m³, kw-L-Sn-X

cmlp _-PmPv

cmPy-s¯ sR-«n -¡p-¶ A-Xn-th Xo-cp -am-\-§-sf-Sp-¡m³ a-Sn-¡m-¯ \-tc{µ -tam-Zn km-¼¯n-I cwK-s¯ t\À-Zn-i -bn-em-¡m³ A-tX BÀP-hw {]-I-Sn -¸n¡Ww

s]m-dn-©p sh-fnb¯v

cm-Py-s¯ Un-Pn-ssä-kv sN-¿m³ ImWn-¡p-¶ {i-²-bpw BÀ-Ö-hhpw C-¡mcy-¯n tam-Zn kÀ-¡mÀ Im-Wn-t¡-|nbn-cn-¡p-¶p. i-cn-bm-b Nn-´-I-cp-sS hm-¡p-IÄ tIÄ-¡p-I, \-S-]-Sn-IÄ kzo-I-cn-¡p-I:

Dear @narendramodi ji , As a supporter, I appreciate many right things you are doing to create a rule based society. You are the last hope for India! However, pls don’t ignore OMINOUS signs in the economy - fear/respect/yesmen are preventing the true picture from reaching you! !

s]m-dn-©p sh-fn-b-¯n-sâ X-s¶ a-säm-cp Szo-äm-Wn-Xv. km-¼-¯n-I cw-K-s¯ {]-iv-\-§Ä XoÀ -¡m³, cm-Py-¯n-sâ hn-I-k-\w i-cn-bm-b Zn-i-bn- ap-t¶m-«p-sIm-|p-t]m-Im³ \-tc-{µ tam-Zn B-ßmÀ-°-am-bn {i-an-¡p¶p-s|-¦n A-Sn-b-´-c-am-bn sN-t¿-| Im-cy-hpw A-Xm-Wv. F-´n-\pw G-Xn-\pw X-e-bm-«p-¶ A-\p-N-c-•m-cp-sS hm-¡p-IÄ¡-¸p-dw i-cn-bm-b cm-{ão-bw A-dn-bp-¶ km-¼-¯n-I hn-Z-Kv-[-cp-sS-tbm A-sÃ-¦n i-cn-bm-b km-¼-¯n-I Úm-\-ap-Å cm{ão-b D-]-tZ-ãm-¡-fp-sS-tbm h-m-¡p-IÄ tIÄ-¡-Ww. C-¡-gn-ª ]mÀ-e-saâv k-t½-f-\¯n ]m-km-¡n-b _n-Ãp-I-fp-sS F-®¯n sd-t¡mÀ-Un-« tI-{µ kÀ-¡mÀ C-tX th-Kw km-¼-¯n-I cw-K-s¯ D-t¯Pn-¸n-¡m-\p-Å \-S-]-Sn-I-fp-sS Im-cy-¯nepw Im-Wn-¨m am-{X-ta cm-Pyw c-£-s]-Sp. I-iv-ao-cn-sâ {]-tXy-I ]-Z-hn F-Sp-¯p-I-fbp-I-tbm A-tbm-[y-XÀ-¡ ]-cn-lm-c \-S]-Sn-I-fn {i-²-bq-¶p-I-tbm am-{X-a-à kÀ¡mÀ sN-t¿-|-sX-¶m-Wv cm-{ão-b, km-¼ -¯n-I hn-Z-Kv-[À Nq-|n-¡m-«p-¶-Xv.

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

7


hmÀ¯-If - nÂ

PEOPLE IN THE NEWS

AanXv jm Beo-kv ssh-Zy³

C´y-bp-sS G-ähpw ]pXn-b "D-cp-¡p- a-\p-jy³'. A-Xm-Wnt¸mÄ A-an-Xv A-\n N-{µ jm. cm-Py-¯n-sâ B-`y-´-c-a-{´nsb-¶ \n-e-bn A-an-Xv jm-bp-sS \-S-]-SnI-sf A-\p-Iq-en-¡p-¶hcpw hn-aÀ-in-¡p-¶-hcpw I-t|¡mw. ]-t£ A-an-Xv jm-bp-sS X-{´-ÚX-sb X-e-Ip-ep-¡n k-½-Xn-¡m-¯-hÀ B-cp-ap-|mInÃ. I-iv-ao-cn-sâ {]-tXy-I ] Z-hn F-Sp-¯p-If-ªv [o-chpw A-tX-ka-bw A-]-I-S-I-c-hpamb ImÂ-sh-¸m-Wv A-an-Xv jm \-S-¯n-bn-cn-¡p-¶-Xv. cm-Py-¯v Zq-c-hym-]-I-^-e-§Ä kr-ãn-¡mhp-¶ Cu \o-¡-¯n-\v Np-¡m³ ]n-Sn-¡p-t¼mÄ A-an-Xv jm X-sâ \n-Ý-b-ZmÀ-Vyhpw I-cp¯pw X-s¶-bm-Wv H-cn-¡Â Iq-Sn sh-fnhm-¡p-¶Xv.

C³-jp-d³-kv I-¼-\n-I-fp-sS _nkn-\-kn-\v kp-c-£ \Â-Ip-¶ do C³-jp-d³-kv I-¼-\nbm-b P-\-d C³-jp-d³-kv tImÀ-¸-td-j³ Hm^v C-´y-bpsS (Pn-sF-kn þ do) X-e¸¯v \n-¶v a-e-bm-fn-bm-b B-eo-kv ssh-Zy³ ]-Sn-bn-d-§nbXv Xn-f-¡amÀ-¶ t\«-§-tfmsS. Pn-sF-kn þ do-sb temI-s¯ ap³\n-c do C³-jp-d³-kv I-¼-\n-bm-¡n h-fÀ¯p-¶-Xn \nÀ-Wm-b-I ]-¦v h-ln-¨ B-eo-kv ssh-Zy\v em-`-hn-ln-X-¯n h³ Ip-Xn-¸p-|m-¡m\pw km-[n¨p. Pn-sF-kn-bp-sS en-Ìnw-Kn-\v t\-XrXzw \Â-In-b B-eo-kv ssh-Zy-s\ 2018 temI-s¯ A-Xn-i-àcm-b h-\n-XI-fn \m-em-a-Xm-bn bp-F-kn-se t^mÀ-Nyq¬ amkn-I sX-c-sª-Sp¯n-cp¶p.

dnjm-Zv t{]wPn

aptI-jv Aw-_m\n

h-fÀ-¨m-]m-X-bn shÃp-hn-fn-IÄ t\-cnSp-¶ th-f-bn-em-Wv C-´y³ sF- än `oa\m-b hn-t{]m-bp-sS X-e¸-¯v X-e-ap-d-amäw \-S-¶n-cn-¡p-¶Xv. C-´y³ hy-hkm-b temI-s¯ AÛp-X hy-àn-Xzam-b Aknw t{]w-Pn a-I-³ dn-jm-Zv t{]w-PnbpsS ssI-bn-te-¡v _m-ä¬ ssI-am-dpt¼mÄ hn-t{]m C-\n G-Xv ]m-X-bn-eq-sS ap-t¶m«p-t]m-Ip-sa-¶m-Wv cm-Py-s¯ tImÀ-¸-td-äv tem-Iw t\m-¡p-¶Xv. Hml-cn hn]-Wn dn-jm-Zn-sâ Øm-\-¡-b-ä-s¯ t]m-kn-äo-hm-bm-Wv kzo-I-cn-¨Xv. dn-jm-Zv ]-Z-hn-tb-ä Znh-kw hn-t{]m-bpsS Hml-cn hn-e- c-|p- i-X-am-\w hÀ[-\-tbm-sSbm-Wv t¢m-kv sN-bv-XXv.

ap-tI-jv Aw-_m-\n C-\n G-sXÃmw cw-K-§sf-bmIpw Io-gv-ta a-dn-¡p-I. dn-e-b³-knsâ hmÀjnI s]mXp-tbm-K-¯n \-S¯n-b {]-Jym-]-\-§Ä Dd-¡w sI-Sp-¯n-bn-cn-¡p¶Xv cm-Py-s¯ H-«-\h-[n ta-J-e-bn-se h-¼-·msc-bmWv. do-sä-bv cwK-¯v h³ ]-²-Xn-I-fpam-bn ap-t¶m«p-t]m-Ip-¶ _n-Kv _-km-dn\pw hoUntbm kv-{So-anw-Kv cwK-s¯ s\-äv-^v-fn-Ivkn\pw B-a-tkm-Wn\pw F-¶p-th-| do-säbvÂ, FâÀ-sS-bv³-saâv, Um-ä _n-kn\-kv cwK-s¯ kÀ-h-tcbpw _m-[n-¡p-¶ \o-¡-§fm-Wv dn-e-b³-kv \-S¯m-s\m-cp-§p-¶Xv. kn-\n-a-IÄ dn-eo-km-Ip-¶ A-¶p X-s¶ ho-«nen-cp-¶v Im-Wm³ ]-äp-¶ kw-hn-[m-\w 2020HmsS \-S-¸n-em-Ip-sa-¶v ap-tI-jv Aw-_m-\n ]-d-bp-¶p. dn-e-b³-kv cm-Py-¯v kr-ãn-¡p-¶ A-Ûp-X§-sf I-|p-th-Ww C-\n kw-cw-`-IÀ ap-t¶m«p-t]m-tI|X.v

Aenj aq¸³ B-ÌÀ Un-Fw slÂ-¯v-sI-b-dn-sâ t\-Xr-\nc-bn ]pXn-b ]-Zhn-tbm-sS Aenj aq¸³. B-ÌÀ {Kq-¸v sN-bÀ-am³ B-kmZv aq¸-sâ a-Ifm-b Aen-j aq-¸³ B-ÌÀ Un-Fw slÂ-¯v-sI-b-dn-sâ sU-]yq-«n amt\-Pnw-Kv U-b-d-Iv-ä-dm-bm-Wv \n-b-an-X-bm-bncn-¡p-¶-Xv. 2013 {Kq-¸n-sâ U-b-d-Iv-ä-dm-bn Np-a-X-e-tb-ä Aen--j {Kq-¸n-sâ \n-ch[n X-{´-]-cam-b hn-]p-eoI-c-W ]-²-Xn-IÄ-¡v t\-XrXzw \Â-In-bn-«p|v. thÄ-Uv C-¡tWm-an-Iv t^m-d-¯n-sâ bw-Kv t¥m-_ eoUÀ ]-«n-I-bn C-Sw t\-Sn-bn-«p-Å Aenj G-Wv-Ìv B³-Uv bw-Kn {]-hÀ-¯n¨ ti-j-am-Wv {Kq-¸n-te-¡v I-S-¶p-h-¶Xv.

kpja kzcmPv kpZr-V \n-e] - m-SpIÄ. ku-ayam-b C-Ss - ]-Se - pIÄ. G-sä-Sp-¯ Imcyw hn-Pb - ¯ - n-se-¯pw h-sc ]n³-Xp-Sc - p-¶ a-t\m-`mhw. A-Sp-¯n-sS A-´c - n-¨ ap³ hn-tZ-iI - m-cy-a{´n kp-ja - kz-cm-Pv P-\a - \ - Ê - n C-Sw t\-Snb-Xv km-[m-cW a-\p-jy-cp-sS a-\k - n-s\ t]m-epw kv] - À-in-¡p-¶ \n-e] - m-Sp-Ifpw {]-hÀ-¯\ - §fpw sIm-|mWv. kp-ja - b - p-sS cm-{ãob-s¯ F-XnÀ-¡p-¶h - c - p-|m-Imw. ]-t£ H-cp P-\t- \-Xm-hv F-¶ \n-eb - n kp-ja-sb Aw-Ko-Ic - n-¡m³ A-hÀ-¡v a-Sn-ImWnÃ. H-cn-¡Â {]-[m-\a - {´n ]-Z¯ - n-te-¡v h-sc D-bÀ-¯n Im-Wn-¨ t]-cm-Wv kp-ja - b - p-tSXv. kz-´w {]-hÀ-¯\ - ]m-c¼ - cyw H¶p-sIm-|m-Wv _n-sP-]n-bn-se h-sc I-cp-¯cm-b ]pcp-j t\-Xm¡-sf ]n´-Ån A-hÀ ap³-\n-cb - n-te-¡v \-S¶ - p-Ib - d - n-bXv.

8 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019


BUILDING A FAMILY BUSINESS TO LAST FOR 100 YEARS AND BEYOND

ORGANISED BY:

Learn from family business experts and leaders l 300 delegates l Panel discussions by Family Business Owners l Opportunity for continuous mentoring through Dhanam Family Business Clinic Programme highlights include : lProfessionalisation of Family Business lInduction of new members & succession planning lDeveloping a Family constitution lWhy family businesses fail lFamily Wealth Management lNew Best practices

13-14 DECEMBER 2019 LE MERIDIEN, KOCHI

WHO SHOULD ATTEND?

l l l l l

FA C U LT Y

Managing Directors & CEOs Family business owners in management, trading & services Next generation in family businesses Management & financial consultants and wealth managers Professionals in business

R E G I S T R AT I O N C H A R G E S Regular rate upto September 30, 2019 • One delegate : Rs.10000 + 18% GST = Rs.11,800 • Two or more delegates from same family : Rs. 8,000 additional for each one + 18% GST = Rs. 9,440 After September 30, 2019 • One delegate : Rs. 12000 + 18% GST = Rs. 14,160 • Additional delegate : Rs. 11,000 + 18% GST = Rs. 12,980 Spot registration : Rs. 15,000 + 18% GST = Rs. 17,700 per delegate Plus 1% Kerala Flood Cess as applicable For Registration details: Mr. Paul Chiramel : +91 90725 70051 Ms. Beena Ramesh : +91 89217 60538

I N S P I R I N G

I N C L U D E :

Mr. Mayur T. Dalal Wealth Coach and CEO, Dalal Capital Advisors and Oxford Group of Lake Success, New York Dr. K.C. John Distinguished Chair Professor of Strategy & Family Entrepreneurship, Great Lakes Institute of Management, Chennai.

Prof. Samish Dalal Associate Professor, S P Jain School of Global Management, Mumbai

All payments should be made in favour of Dhanam Publications Pvt.Ltd., Kochi in advance. Bank Transfer (within India) Account Name: Dhanam Publications Pvt. Ltd, Kadavanthra A/c no. 10580200003399 Bank : The Federal Bank Ltd, Girinagar Branch IFSC/RTGS Code : FDRL0001058 DHANAM PUBLICATIONS PVT. LTD. Cheruparambath Road, Kadavanthra, Kochi-682 020, Phone: 91-484-2316494 /2315840 Email: mail@dhanam.in | Web: www.dhanamonline.com

B U S I N E S S

S U C C E S S


A\m-en-knkv ANALYSIS

_nkn\knse achn¸v

adnIS¡m³ 12 h \-½p-sS \m-«n-se kw-cw-`-IÀ ]-ehn-[ k-½À-Z§-fn-eq-sS I-S¶p-t]m-Ip-I-bm-Wn-t¸mÄ. _n-kn\-kv {]-Xo-£n-¨Xp-t]m-se-bm-Ip-¶nÃ. amÀ-¡-än \n-¶v X-Wp-¯ {]-Xn-I-cWw. C-Xn-\n-sS Nne kwcw-`IÀ I-Sp-¯ Xo-cp-am-\-§-fn-eq-sS kz-´w Po-hn-Xw X-s¶ \-in-¸n-¡p-¶ hmÀ-¯-I-fpw. C-sXÃmw I|pw tI«pw k-ln¨pw Xf-tc-|-hcmtWm b-YmÀ-° kw-cw-`IÀ? AÃ, H-cn-¡-ep-aÃ. C-Xm I-ã\m-fpI-sf a-dn-I-S-¡m-\p-Å 12 h-gnIÄ

]Ssh«n t\Sp¶Xv am{XaÃ, Nne t\cw hgnamdp¶Xpw hnPbamWv tUm. hn-]n³ tdm-ÄUâv

a

Wn-¨n-{X-¯m-gv F-¶ G-sd P-\ -{]o-Xn t\Sn-b kn-\n-a-bn tam-l³ -em A-h-X-cn-¸n¨ tUm. k-®n F-¶ I-Ym-]m-{X-¯n-sâ B ]-©v U-btem-KntÃ, ""\-½p-sS B ]-g-b KwK-sb th-t|, Hm-PÊpw tX-P-Êp-ap-Å Kw-Ksb. A-Xn-\m-bn Rm³ Bcpw I-S-¶psNÃm-¯ h-gn-bn-eq-sS k-©-cn-¡pw.'' C-t¸mÄ Hmtcm _n-kn-\-kp-Im-c\pw D-Ån ]-d-tb-|Xpw sN-t¿-|Xpw CXmWv. C-Xp-h-sc Nn-´n-¨-Xn \n-¶v H-¶p am-dn Nn-´n-¡p-I. C-Xph-sc {]-hÀ¯n¨ ssi-en H-¶p am-äpI. kn\n-a hn-Smw. \-ap-¡v Im-cy-¯n-te-¡v h-cmw. _n-kn-\-kn-epw A-Xn-s\ Xp-SÀ¶v hy-àn Po-hn-X-¯n-ep-ap-|m-Ip-¶ {]iv-\§-sf a-dn-I-S-¡m-\p-Å h-gn-I-fnXm.

 bmYmÀ°yw Xncn¨dnbpI km-¼¯n-I cwK-¯v X-fÀ-¨-bp-sS \mfp-I-fmWv. B bm-YmÀ-°y-¯n \n-¶v H-fn-t¨m-Sn-bn-«v Im-cy-anÃ. \n-§Ä e-£yan-Sp-¶ _n-kn\-kv t\-Sn-sb-Sp-¡m³ ap³-]v sN-bv-Xn-cp-¶-Xn-sâ ]-e-aS-§v A-[zm-\hpw kv-amÀ-«v-s\kpw ]p-d-s¯-Spt¡-|n h-cpw. X-{´-§Ä am-tä-|n h-cpw. ssi-en-IÄ ]p-Xp-t¡-|n h-cpw. hn]-Wn km-l-N-cy-§Ä Zp-jv-I-c-am-sW-¶v Xn-cn¨-dn-ªv am{Xw ap-t¶m-«p-t]m-hp-I. A-Xymh-iy-anÃm-¯, A-\m-h-iyam-b Im-cy -§Ä hm-§m-\p-Å Xz-csbÃmw \mw AS-¡n sh-t¨ a-XnbmIp. hn]Wn km-l-Ncyw Xn-cn-¨-dn-ªpth-Ww FÃm¯-cw sIm-Sp-¡Â hm-§Â Xo-cp-am-\-§fpw F-Sp¡m³. hntZ-i ]-cy-S-\-§fpw hn-t\m-Z-bm{Xm ]-cn-]m-Sn-I-fpsaÃmw Xo-cp-am-\n-¡p-t¼mgpw ap-¶n bm-YmÀ-°y-s¯ X-s¶ \nÀ-¯pI.

10 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

ap¶nse´mtWm AXv  AtX]Sn kzoIcn¡pI

\-½p-sS Pohn-X ]-¦m-fnI-sf \-½Ä DÄ-s¡m-Åp-¶-sX-§-s\-bmWv? A-hsc-§-s\bmtWm A-tX ]-Sn-btÃ? C-Xv X-s¶ _n-kn-\-kn-te¡pw H-¶p amän-t\m¡mw. \-½p-sS amÀ¡-äv C-XmWv. AXn-s\ A§-s\ Xs¶, A-tX kz-`m-h -¯n DÄ-s¡m-Åp-I. {]-Xo-£bpw bm-YmÀ°yhpw X-½n A-´-c-ta-dp-t¼mÄ B-´ cn-I k-½À-Z-¯n-\v A-Sn-a-bm-Ipw. sXämb Xo-cp-am-\-§-fn-te-¡v A-Xv \-bn-¡pw. ssa³-Uv-^pÄ-s\-kv Ass¹ sN-t¿-| k-µÀ-`-am-WnXv.

\n§fpsS am\knImtcmKyw kzbw ]cntim[n¡pI \½Ä {]-Xo-£n¨-Xp t]m-se _nkn\-kv \-S-¡n-sÃ-¶-dn-bp-t¼mÄ Nn-et¸mÄ am-\-kn-I-am-bn X-IÀ¶p-t]m-tb¡mw. \-½Ä am-\-kn-I-am-bn X-fÀ-¶ A-h-Ø-bnemtWm F-¶-dn-bm³ aq-¶v tNm-Zy-§Ä kz-bw tNm-Zn-¡p¶-Xv \¶m-Ipw. 1. Rm³ dn-em-Iv-kv-Uv B-tWm? 2. F-sâ lm-¸n\-kv \n-e\nÀ-¯m³ ]-äp-¶p-t|m? 3. F-sâ _n-kn\-kv Xn-cn-¨p-]n-Sn-¡m-\m-Ip -sa-¶ B-ß-hn-

izm-kw F\n-¡pt|m? Cu aq-¶v tNm-Zy§Ä¡pÅ D-¯-c -§Ä ]cn-tim-[n-¡pI. AXnÂ Zr- i y- a mIp- ¶ Im-cy-§Ä kq-Nn-¸n-¡p¶-Xv \n-§-fp-s S am-\ -knIm-tcm-K ys¯ X-s¶bm-Ipw. Rm³ C-dntää-Uv B-Wv. F-sâ Nn-´-IÄ s\-Käo-hm-Wv. F-¶v kz-bw tXm-¶p-¶ps|-¦n A-tX aq-Up-ambn _n-kn-\-kn-


\S¸m¡q C¡mcy§Ä, aSn¨p \n¡msX

hgnIÄ

sI.F s^-en-Iv-kv

_n

kn-\-kn shÃp-hn-fn-IÄ G-dn h-cp-¶ Cu L-«-¯n kw-cw-`-IÀ ap³-]v F-¶-t¯-¡mfpw {i-²-tbm-sS Np-h-Sp-sh-¸p-IÄ \-S-t¯-|-Xp|v. C-Xp-h-sc io-en¡m-¯ Im-cy-§Ä \njvTtbm-sS sN-t¿-|-Xp|v. A-h F-s´m-s¡-sb-¶v t\m-¡mw.

]Xnhmbn IrXyamb hnhc§Ä tiJcn¡pI te-¡v h-¶m hn-P-bn-¡m³ km-[n-¡nÃ.

\S]SnIÄ kzXncp¯Â oIcn¡pI a-\-kn-sâ Øn-Xn Xn-cn-¨-dn-ªp I-gnªm A-Xn-\p-th-| ]-cn-lm-c \-S-]-SnIÄ kzo-I-cn-¡-Ww. {]-iv-\-¯n-\m-bn-cn-

¡-cpXv Du-¶Â \Â-tI-|Xv. ]-cn-lm-c¯n-\m-IWw. hmb-\, bm-{X ap-X-em-b-h a-\-kn-sâ D-t·-jw ho-s|-Sp-¡m³ k-lmbn-t¨-¡mw. hn-jm-Zm-h-Ø ]n-s¶bpw Xp-SÀ-¶m XoÀ-¨-bmbpw t]-gv-k-W ssk-t¡m-f-Pn-kv-än-sâ tkh-\w tX-Sm³ a-Sn-¡-cpXv.

]-e _n-kn-\-kp-Imcpw X-§Ä Kpcp-X-cam-b {]-iv-\-¯n A-I-s¸-«n-cn¡p-¶p-sh-¶v Xn-cn-¨-dn-bp¶-Xv hf-sc ssh-In-bm-Wv. Imc-Ww A-hÀ FÃm am-khpw Ir-Xy-am-bn _n-kn-\-kn-se ]-W-¯n-sâ t]m-¡p-h-c-hp-IÄ a-\kn-em-¡p-¶nÃ. hÀ-j-§-fm-bn _n-

kn\-kv \-S-¯p-¶ ]-eÀ¡pw Nn-e ko-k-Wn _n-kn\-kv Ip-d-hm-bn-cn¡pw. B amk-s¯ hnÂ-¸-\ \-ãw F-{X-bm-bn-cn-¡p-sa-¶v \-½Ä tNm-Zn¨m A-hÀ an-¡-hmdpw ]-dbp-I Hcp Du-l-¡-W-¡m-bn-cn-¡mw. tI-c-f-¯nse an-¡ kw-cw-`-I-cp-sSbpw {]-iv-\ -am-WnXv. Hmtcm am-k-s¯-bpw \-ãsa{X, em-`-sa{X, hÀ-j-§-fm-bp-Å A-Xn-sâ ]m-tä¬ F-´m-Wv F-¶Xn-s\ Ip-dn-s¨m¶pw hy-à-X ]-eÀ¡p-anÃ. b-Ym-ka-bw \mw Xn-cn-¨-dn-ªn-sæn Im³-kÀ F-§-s\-bm-Wv a-\pjy-sâ Poh-\v `o-j-Wn-bm-Ip¶-Xv AXp-t]m-se-bm-Wv C¯-cw A-hy-àX-IÄ _n-kn-\-kn\pw tZm-j-ap-|mtijw t]Pv 12

tijw t]Pv 12

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

11


A\m-en-knkv ANALYSIS

t]Pv 11 XpSˬ t]Pv 11- XpSˬ

¡p-¶Xv. kw-cw-`-¯n-sâ km-¼-¯nIm-tcm-Ky-s¯ Ip-dn¨p-Å Ir-Xyam-b kq-N-\-IÄ t\c-s¯ e-`n-¨m th-| I-cp-X \-S-]-Sn-IÄ ap³-Iq-«n kzo-I-cn-¡mw. AXp-sIm-|v FÃm am-khpw Ir-Xyam-b hn-h-c-§Ä ti-J-cn-¡pI.

sIm-|v \nÀ-am-W-¯n-\v A-\p-k-cn-¨v A-kw-kvIr-X hkv-Xp-¡Ä hm-§n-bm aXn. B-h-iy-¯n-\pÅ-Xv hm§n \nÀ-an-¨v hnÂ-¡p-I. kw-`-cn-¨v sh-¨m ]n-¶o-Sv F-´v kw-`-hn-¡p-sa-¶v {]-h-Nn-¡m³ ]-äp-¶ km-l-Ncy-aà C-t¸m-g-t¯Xv.

_m¦v HmhÀ{Um^väv \n§fpsS  kz´w ]WaÃ!

ap³Xq¡w,  ]W¯n\mIWw amÀPn\Ã {][m\w

B-Zy-s¯ t]m-bvân-t\m-Sv tNÀ-¯v hm-bn-t¡-| Im-cy-am-WnXv. F´p-sIm-|m-Wv Hmtcm am-k-s¯bpw \-ãw \mw A-dn-bm-¯Xv? an-¡-hmdpw A-Xn-\v ImcWw _m-¦v Hm-hÀ{Um-^v-äm-Ipw. ]-W-¯n-\v sR-cp-¡w h-cp-t¼mÄ Hm-hÀ{Um-^v-än \n-¶p-Å ]-W-sa-Sp-¡pw. Cu Nn-´-bm-Wv G-ähpw hen-b {]-iv\w. am-kwtXmdpw

Cu L-«-¯n ]-W-am-Wv cm-Pmhv. C-t¸mÄ amÀPn³ t\m-¡n-bn-cp-¶n-«v Im-cy-anÃ. [-\w {]-kn-²o-I-cn-¨ Fw.]n \m-cm-b-W-]n-Å-bp-sS ]p-kv-X-I-¯n A-Xn-k¼-¶\m-b A-cn-tÌm-«n H-\m-kn-kn-sâ I-Y ]-d-bp-¶p|v. H-\m-kn-kv F§-s\bmWv tem-I-¯n-se G-ähpw hen-b jn-¸nw-Kv `o-a-\m-b-Xv? h-e-nsbm-cp km-¼¯n-I am-µy-¯n \n-¶mWv. km-¼¯n-I am-µy-Ime-¯v H\m-kn-kv tem-I-¯n-se {]ap-J jn-¸nw-Kv I-¼-\n-I-fp-sS I-¸-ep-I-sfÃmw sNdn-b hn-e-bv-¡v hm-§n Iq«n. amµyw am-dn-b-t¸mÄ jn-¸nw-Kv cwK-s¯ B-tKm-f h-¼-\m-bn H\m-kn-kv amdn. C-sXm-cp ]mT-amWv. am-µy-Ime-¯v ]-Ww kw-c-£n-¡p-I. Nn-e \à _n-kn-\-kp-IÄ hm-§m³ A-Xv D-]-I-cn-t¨-¡mw. Po-h-\-¡mÀ¡pw k-¹-bÀ-amÀ ¡pw Ir-Xy-am-bn ]-Ww \Â-Im³ km-[n-¡pw. C-Xn-eqsS ]-e sa-¨-§-fp-ap|v. km-¼¯n-I Øn-Xn tam-iam-bn«pw \mw Po-h-\-¡mÀ-¡v Ir-Xy-am-bn ]-Ww \Â-Ipt¼mÄ A-h-cn \n-¶v Iq-Sp-X B-ßmÀ°-X-tbm-sSbp-Å ITn-\m-[zm-\w \-ap-¡v B-h-iy-s¸-Smw. k-¹-bÀam-cn \n-¶v an-I-¨ Uo B-h-iy-s¸-Smw. Iq-Sp-X iàn-tbm-sS ap-t¶m-«p-t]m-Imw.

_m¦v hmbv]IÄ  ]p\x{IaoIcn¡pI

\-ã-ap-|m¡n-sIm-|n-cn-¡p-¶ ]-e kw-cw-`-§fpw apt¶m«p-t]m-Ip¶-Xv _m¦v Hm-hÀ{Um-^v-än-emWv. Cu ]-Ww _m-¦n-\v sIm-Sp-¡Ww. _m-[y-X-bm-WXv. \n-§fp-sS ss]-k-bà AXv. a-dn-¨v _m-¦n-tâ-Xm-Wv.

 tImkvän {i²bq¶pI

{]-Xnk-Ôn h-cp-t¼mÄ FÃm-hcpw sNe-hv Np-cp-¡Â \-S-]-Sn-IÄ kzo-I-cn-¡m-dp|v. ]-t£ sNdnb Im-cy§Ä sN-bv-XXp-sIm-|v am{Xw _n-kn-\-kn-se tIm-kv-äv Ip-d-bv-¡m³ ]-änÃ. ]I-cw _n-kn-\-kn-s\ \-ã-¯n-em¡p-¶ Im-Xem-b Im-cy-§Ä I-|p-]n-Sn-¡pI. A-kw-kvIr-X h-kv-Xp-¡Ä \n-e-hn-ep-Å-Xn-t\-¡mÄ Ip-d-ª \n-c-¡n In«p-tam-sb-¶v ]cn-tim-[n-¡p-I. Nne-t¸mÄ ^m-Î-dn-bn kv-{Im-¸v Iq-Sp-X-ep-|m-tI|-Xv Nn-e-cp-sS Kq-V-e-£y-am-Imw. Imc-Ww A-Xn-sâ hnÂ-¸\-bn-eq-sS Nn-eÀ-¡v I-½oj³ In-«p-¶p-|m-Imw. a-äp Nn-e I-¼-\n-I-fn ^n-\n-jv-Uv D¸-¶w hn¡p-¶-Xn-t\-¡mÄ amÀ-Pn³ A-Xn-sâ CâÀ-ao-Unb-dn hnÂ-¡p-t¼mÄ e-`n-¡p-¶p-|m-Imw. A-§-s\-sb-¦n F-´n-\v ^n-\n-jv-Uv D¸-¶w X-s¶ \nÀ-an-¡Ww? aÄ-«n t{]m-U-Iv-äv I-¼-\n-I-fn-em-sW-¦n Nne-Xv em`-ap-|m-¡p-¶-h-bm-Ipw. Nne-Xv \-ã-am-Imw. \-ã-ap-|m¡p-¶h-sb C-t¸mÄ H-gn-hm-¡Ww. ]I-cw Iq-Sp-X t\-«-ap-|m-¡p-¶-h-bn Du-¶Â \Â-I-Ww. Akw-kvIr-X h-kv-Xp-¡Ä Iq-Sp-X hm-§p-t¼mÄ e-`n-¡p-¶ sa-¨w t\m-¡p-¶ kw-cw-`-I-cp|v. C-t¸mg-s¯ km-l-N-cy-¯n B sa-¨w am-{X-aà t\m-t¡|Xv. Iq-Sp-X A-kw-kvIr-X h-kv-Xp-¡Ä hm-§n-bm A-Xv kw-`-cn-¡m³ Ø-ew thWw. em-`w In-«m³ th-|n, sd-Un Im-jv sIm-Sp-¯v A-h hm-t§-|n h-cpw. \nÀ-amWw ]qÀ-¯n-bm-¡n D¸-¶w hn-äm am-{Xta Cu ]-Ww Xn-cn-sI kw-cw-`-I-cp-sS ssI-bn hcq. AXp-

12 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

t\m-«v ]n³-h-en¡Â, Pn-F-kvSn, {]f-bw F¶n-h aq-e-saÃmw ]-e kw-cw-`-IÀ¡pw {]-hÀ-¯-\ aq-e[-\w t]m-ep-anÃm-¯ A-h-Ø-bn-emWv. Cu L-«-¯n _m-¦p IÄ hm-bv-]m ]p-\x-{I-ao-I-c-W-¯n-\v ]²-Xn sIm-|ph-¶n-«p|v. C-Xv bp-à-am-bn hn\n-tbm-Kn-¡m³ kw-cw-`IÀ X-¿m-dm-IWw. \-½p-sS km-¼¯n-I Øn-Xn _m-¦pI-fn \n¶pw [-\-Im-cy Øm-]-\-§-fn \n¶pw aq-Sn-sh-bv-t¡-| Im-cy-anÃ. {]-iv-\-¯n \n-¶v I-c-I-bdm³ hn-Z-Kv-[cm-b I¬-kÄ-«âp-am-cp-sS k-lm-b-t¯msS ]²-Xn X-bm-dm-¡p-I. B-h-iy-sa-¦n hm-bv-]-IÄ ]p-\x-{I-ao-I-cn-¡p-I.

\n§sf tNmZyw sN¿p¶ hyàn  Ifpambn k¼À¡w ]peÀ¯pI

kw-cw-`-I³ hn-P-bn-bm-Ip-t¼mÄ kw-`-hn-¡p-¶ H-cp {]-iv-\-ap|v. A-bmÄ kw-cw-`-¯n-sâ X-e¸-¯v G-I-\mbn am-dpw. t\-«-§-fp-|m¡n-s¡m-|n-cp-¶ H-cp kw-cw-`I³ F¶pw B-cp-am-bn-«m-Wv kw-`mj-Ww \-S-¯p-I? A-h-cp-sS Po-h-\-¡m-cp-am-bn A-sÃ-¦n _n-kn\-kv ]-¦m-fn-I-fp-am-bn H-s¡-bm-Imw. C-h-scÃmw Cu kwcw-`-I-³ ]-d-bp-¶-sX´pw i-cn-sh-bv-¡p-¶, F-´n-\pw G-Xn\pw sb-kv ]-d-bp-¶-h-cm-Imw. F-¶m Cu L-«-¯n kw-cw-`-¯n-sâ ap-I-fn \n-¶p t\m-¡p-¶, "t_À-Uvkv sF hyq' X-cp-¶ H-cmfp-am-bn \nc-´-c kw-`m-j-W-¯n-teÀ-s¸-Sp-I. ho-£-W¯n X-s¶ c-|v Im-gv-N-¸m-Sp-I-fp|v. H-¶v ]pd-sa \n¶v hn-im-eam-b AÀ-°-¯n \n-¶p t\m-¡p¶ Bird’s eye view. a-säm-¶v kw-cw-`-¯n-sâ D-Ån-sâ D-Ån \n¶p-sIm-|v t\m-¡p¶ Worm’s eye view. Cu Imgv-N {l-kz-am-Wv. kw-cw-`-IÀ {]-iv-\-§Ä ]p-d-¯p-\n-¶p-Å a-sämcmtfm-Sv ]-¦p-sh-bv-¡p-t¼mÄ X-s¶ Nne-t¸mÄ kz-bw ]cn-lm-chpw I-s|-¯-s¸-Spw. A-sÃ-¦n tIÄ-¡p-¶ BÄ hn-Z-Kv-[-\-sÃ-¦n t]mepw a-säm-cp ho£-Ww AbmÄ ]-d-sª-¶n-cn-¡pw. C-sXÃmw Cu L-«¯n kw -cw-`-IÀ-¡v a-säm-cp h-gn I-s|-¯m³ k-lm-bn-¡pw. C-¯-cw h-gn-I-fn-eq-sS kw-cw-`-IÀ-¡v ap-t¶m-«p t]m-Im³ km-[n¡p-I X-s¶ sN-¿pw. (te-J-I³ t{Km-¯v I¬-kÄ-«âpw {]m-Îo-knw-Kv tIm-kv-äv F-¡u-|âp-amWv. t^m¬: 93499 55461)

C-Xn-\pti-jw a-\-kn-s\ ]n-Sn-¨p-\nÀ-¯m-\p-Å \-S-]-Sn-IÄ kzo-I-cn-¡Ww. \½p-sS _n-kn\-kv \n-e-\n-¶p-t]m-Im³ F-´p sN-¿Ww? Iq-sS \n¡p-¶-hÀ-¡v th-| ]n´p-W \Â-Im³ F-´p sN¿Ww? F-¶v Nn-´n-¨p Xp-S-§Ww.

]pXnsbmcp bm{Xbv-¡v  XbmsdSp¡pI C\n \-½Ä amä-§-tfm-sS ]pXn-b _n-kn-\-kn -te-¡v Xn-cn-¨p-h-cm-\p-Å Xo-cp-am-\-sa-Sp-¡Ww. C -t¸mg-s¯ km-l-N-cy-¯n \mw G-Xm-|v ]p-Xp-Xm -bn _n-kn\-kv B-cw-`n-¡p-¶ H-cm-sf t]m-se-bmWv. Im-cyam-b aq-e[-\w ssI-bnÃnÃ. hn]-Wn ]p -Xp-Xm-bn I-s|-¯Ww. A-\m-h-iy-am-bn sN-e-hnSm³ ]-W-anÃ. \-½Ä kw-cw-`w Xp-S§n-b Ime-¯v G-I-tZ-iw C-tX A-h-Ø X-s¶-bm-bn-cn-¡pw. A-¶v \-½Ä F-s´m-s¡-bm-Wv sN-bv-X-Xv? k-am-[m-\-ambn-cp-¶v B-tem-Nn-¡p-I. \-½Ä ]pXn-sbm-cp bm-{Xbv-¡m-Wv X-¿m-sd-Sp-¡p-¶-Xv. hÀ-j-§Ä-¡v ap-¼v \-h-kw-cw-`-I-\m-bn-cp-¶ Im-e-t¯-¡mÄ A-\p-`-h k¼-¯v \-ap-¡p|v. _-Ô-§-fp-|v. C-h-sbm-s¡ B-ß-hn-izm-k-t¯m-sS D-]-tbm-Kn-¡p-I. Ip-td Imcy-§Ä s\-K-äo-hm-Imw. ]-t£ I-cp-t¯-Ip-¶ L-SI-§Ä ]-eXpw ap-¶n-ep|v. A-h ap-X-em¡mw

 X{´§Ä ]pXp¡nsbSp¡mw

C-\n kz-´w _n-kn-\-kn-te-¡v t\m-¡-Ww. A-Xn \-ap-¡v em-`w X-cp¶-Xv GXv? \-ã-ap-|m¡p¶-Xv G-Xv? em-`w X-cp-¶h-sb \n-e-\nÀ-¯p-I. \-ã-ap-|m-¡p-¶h-sb H-gn-hm-¡p-I. _n-kn-\-kn \-ap-¡v \n-t¶ Xo cp. A-Xn-\p-Å h-gnI-fm-Wv Cu L-«¯n ]cn-tim-[nt¡-|-Xv. c-|v Im-cy-§fm-Wv C-t¸mÄ kp{]-[m-\-am-bn sNt¿-|Xv. 1. \n-e-\nÀ-¯m -\pÅ Im-cy-§Ä Ct¸mÄ kw-cw-`-IÀ A-Xn-th-Kw sN-¿pH-gp-¡n ap-§m-sX I: kw-cw-`w \n-e-\n s]m-§n-¡n-S-¡m³ t\m¶p-t]m-Im³ th-| ¡p-I. H-gp-¡n-s\-Xn-sc Im-cy-§Ä H-s¶m\o-´n-bn-sÃ-¦n-epw H-cp ¶m-bn A-Xn-th-Kw Ip-g-¸-hpanÃ. AXp-sImsN-bv-Xp XoÀ-¡p-I. |v \-½p-sS s]m-§-¨ Im- ¯ p- \ nÂ- ¡ m³ k-©n-IÄ ]-Xp-s¡ k-a-b-anÃ. Xm-sg sh-bv-¡mw. C2. do s]m-kncpN-{I hm-l-\-¯n j-³ sN-¿pI: Rebm-{X sN-bv-Xm \-apposition in recession s¡m¶pw \-ã-am-ImF-¶-Xm-Wv a-säm-cp \nÃ. efn-X Po-hnkv-{Sm-ä-Pn. dn-te-j³ Xw \-bn-¨m Bcpw -jn-¸v amÀ-¡-änwKv, dn\-s½ ]-cn-l-kn-¡nÃ. te-j³-jn-¸v {_m³ Imc-Ww temI-s¯ -Unw-Kv F-¶n-h-sb A-Xn-k-¼-¶-scÃmw Ãmw Iq-sS Iq-«p-I. X-s¶ \-bn-¡p-¶Xv \n-§-fp-sS amÀ-¡efn-X Po-hn-X-amWv. änw-Kn-\v k-lm-bnA-h-cmcpw k-aql-s¯ ¡p-¶ L-S-I-§-sf, Im-Wn-¡m³ th-|n hy-ànI-sf I-s| H¶pw sN-bv-Xp Iq-«p-¯p-I. A-Xnsâ-sb ¶nÃ. knw-]n-fm-Ip-I. Ãmw k-lm-bw tXlw-_n-fm-IpI. Sp-I. ku-lr-Z-§Ä ]p- X p- ¡ n- s b- S p- ¡ pI. kp-lr-¯p¡-sf sN-¶p I-|v k-lm-bw tX-Sp-I. A-h-tcm-Sv \n-§-fpsS t{]m-U-În-s\ Ip-dnt¨m tk-h\-s¯ Ip-dn-t¨m-DÅ Im-cy-§Ä t^mÀ-th-Uv sN¿mt\m A-h-cp-sS kr-lr-Zvh-e-b-¯n A-h-X-cn-¸n-¡mt\m A-`yÀ°n-¡p-I.

_nFwU»yp Csænse´v a\xkam[m\w aXn

(_n-kn\-kv ssk-t¡m-f-Pn-kväv, s]À-t^m-a³-kv tIm¨v, tImÀ-¸-td-äv s{S-bv\À, {K-Ù-IÀ-¯m-hv F-¶o \n-e-Ifn km-¶n-[y-a-dn-bn-¨n-«p-Å hy-àn-bm-Wv te-J-I³. t^m¬: 97440 75722, 70250 17700, cmd@roldantz.com)


hyh-kmbw INDUSTRY

MSME ¢n\nIv 2

sI hn Zn-hm-Ic³

kwcw`Itc, Adnbq Cu Imcy§Ä sN-dpIn-S C-S¯-cw kw-cw-`-IÀ-¡p-Å tI-{µm-hn-jvIr-X ]-²-Xn-IÄ I-gn-ª e-¡w Xp-SÀ¨-

I

-gn-ª e-¡-¯n \-½Ä DtZym-Kn-s\bpw sk-Uv ]-²-Xnsb-bp-am-Wv ]-cn-N-b-s¸-«Xv. A-Xnsâ Xp-SÀ-¨-bm-bp-Å ]-²-Xn-I-Ä Iq-Sn CXm.

Quality Management Standards (QMS) and Quality Technology Tools (QTT) DÂ-¸m-Z-\ ta-J-e-bp-sS Kp-W\n-e-hm-c ti-jn D-bÀ-¯m-\p-Å MSME a-{´m-e-b-¯n-sâ t_m-[hÂ-¡-c-W ]-cn-]m-Sn-bm-Wv QMS/ QTT F-¶ t]-cn A-dn-b-s¸-Sp¶-Xv. C-¯-cw t_m-[-hÂ-¡-c-W ]-cn-]m-Sn-I-fn-eq-sS e-£y-an-Sp-¶Xv kw-cw-`-I-sc ISO kÀ-«n-^nt¡-j³ Xp-S-§n-b Kp-W-ta-·

h-cp-¯n-bn-«p-Å kp-Xm-cy-hpw t¢-ic-ln-X-hp-am-b Hm¬-sse³ amÀ-Kam-Wv IGMS. ]-cm-Xn-s¸-Sm-\p-Å hn-em-kw: http://msme.gov.in/igms.

html

C³-Ip-t_-j³ ]-²-Xn (Incubation Scheme)

MSME a-{´m-e-b-¯n-sâ a-sämcp- ImÂ-sh-¸m-Wv C³-Ip-t_-j³ ]-²-Xn. ]p-Xp-a-bmÀ-¶ DÂ-¸m-Z-\ amÀ-K§Ä I-|p-]n-Sn-¡m-\pw, \qX-\ DÂ-¸-¶-§Ä \nÀ-an-¡m-\pw kw-cw-`-I-sc DÂkp-I-cm-¡m-\m-Wv Cu kw-hn-[m-\w cq-]o-I-cn-¨n-cn¡p-¶-Xv. F-«v e-£w cq-] h-sc [-\-k-lm-bw e-`n-¡m-hp-¶ km[y-X-I-fm-Wv kw-cw-`-§Ä-¡p ap-¶n sX-fn-ªp-h-cp-¶-Xv.

¡p-I. kv-tamÄ C³-U-kv-{So-kv sU-h-e-]v-saâv _m-¦v Hm-^v C-´y (SIDBI), \-_mÀ-Uv (NABARD) F-¶o hn-I-k-\ _m-¦p-I-fpw, a-äp s]m-Xp-ta-J-em _m-¦p-I-fpw Cu ]-²-Xn-bp-sS t\m-U G-P³-kn(Nodal Agencies) I-fm-bn hÀ-¯n-¡pw. D-tZym-Kv B-[mÀ c-Pn-kv-t{S-j³ D-Å F-Ãm Øm-]-\-§Ä-¡pw, Imem-h-[n hm-bv-]-IÄ (Term Loans) A-\p-h-Zn-¡p-¶ _m-¦p-IÄ h-gn Hm¬-sse³ B-bn k-_v-kn-Un-¡v A-t]-£n-¡m-hp-¶-Xm-Wv. 2017þ18 ap-X 2019þ20 h-sc-bpÅ aq-¶v km-¼-¯n-I hÀ-j-§-fnte-¡v CLCSS  2900 tIm-Sn cq-]

h-I-bn-cp-¯n-bn-«p-s|-¦n-epw B-h-iy-I-X (Demand) A-\p-k-cn-¨v Cu Xp-I hÀ-[n-¸n-¡p-¶-Xm-sW-¶v MSME a-{´m-e-b tc-J-IÄ ]-d-bp¶p-|v. [-\-k-lm-b-¯n-\m-bn 51 ta-J-e-IÄ a-{´m-e-bw C-Xn-\-Iw DÄ-s¸-Sp-¯n-bn-«p-|v.

(sk-©q-dn-b-\n ko-\n-bÀ I¬-kÄ«âm-Wv te-JI³. F-kv-_n-sF-bn-se ap³ Un-Pn-F-½mWv. Website: xenft. com)

]pXp-a-bmÀ-¶ DÂ-¸m -Z-\ amÀ-K-§Ä I-sï -¯m\pw \q-X-\ DÂ-¸ -¶-§Ä \nÀ-an-¡m\pw kw-cw-`I-sc t{]mÂ-km-ln-¸n -¡p¶-XmWv C³-Ip-t_ -j³ ]-²Xn. F-«p e-£w cq-] h-sc C-Xph-gn [-\-k-lm-bw e-`n¡pw am-\-Z-Þ-§Ä (Quality Management Standards) t\-Sn-sb-Sp-¡m-\pw km-t¦-Xn-I Kp-W-\n-e-hm-c-¯n-Ihn-te¡v F-¯n-¡m-\p-X-Ip-¶ am-À¤-§Ä. (Quality Technology Tools)

- 6-SIGMA, TPM - Total Productive Maintenance, TQC (Ishikava Tools)

kzm-b-¯-am-¡m\pw {]m-]v-X-cm¡p-I F-¶-Xm-Wv.

CâÀ-s\-äv {Ko-h³-kv tam-Wn-ä-dnw-Kv kn-kv-äw (Internet Grievance Monitoring System IGMS)

kz-´w hy-h-km-b-kw-cw-`-hpam-bn _-Ô-s¸-« ]-cm-Xn-IÄ Adn-bn-¡m-\pw ]-cn-lm-cw tX-Sm-\pw kw-cw-`-I-sc k-lm-bn-¡p-¶-Xn-te¡m-bn MSME a-{´m-e-bw \-S-¸nÂ

hm-bv-]m-_-Ôn-X aqe-[-\ k-lm-b-]-²-Xn (Credit Linked Capital Subsidy Scheme CLCSS) kw-cw-`-§-fp-sS km-t¦-Xn-I hn-Zy sa-¨-s¸-Sp-¯p-¶-Xn-\pw DÂ-¸-¶-§-fp-sS Kp-W-\n-e-hmcw D-bÀ-¯p-¶-Xn-\pw D-X-Ip-¶ b-{´-km-a-{Kn-I-fp-sS hn-e-bp-sS 15 i-X-am-\w h-sc Xn-cn-¨-S-t¡|-Xn-Ãm-¯ [-\-k-lm-b-am-bn \Â-Ip-¶-Xm-Wv MSME a-{´m-eb-¯n-sâ Cu ]-²-Xn. _m-¦p-Ifn \n-¶pw a-äv [-\-Im-cy-Øm-]\-§-fn \n-¶p-ap-Å H-cp tIm-Sn cq-] h-sc-bp-Å hm-bv-]-I-fn-em-Wv C-¯-cw k-_v-kn-Un-IÄ e-`n-

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

13


IhÀ tÌmdn COVER STORY

]c¼-cm-K-X _n-kn-\-kp-IÄ \q-X-\m-ib-§Ä \-S-¸m-¡n-bn-sÃ-¦n th-cäpt]m-Im³ A-[n-I-\mÄ th-|n h-cnÃ

]p¯³ tamUepIÄ

_nkn\kn\v s \n§Ä F´v sN¿Ww? a-t\m-Pv a-¯m-bn

D-

Zn-¨p-b-cp-¶ kq-cy-s\ km-£n-bm-¡n I-S-en a-Õy-_-Ô-\-¯n-\v ]p-d-s¸-« H-cp sN-dp-h-Åw. s]-s«-¶v ImÀ-ta-L-§Ä D-cp-|p-Iq-Sn A-´-co-£-am-sI am-dn. H-¸w i-à-am-b sIm-Spw-¦m-äpw t]-am-cn-bpw. BÀ-¯-e-¨v F-¯p-¶ h³- Xn-c-am-e-IÄ h-Å-s¯ Io-gv-ta a-dn-¡m³ {i-an-¡p-t¼mÄ B-ªp-ho-in-b sIm-Sp-¦m-änÂ-s¸-«v h-Åw h-«w-I-d-§n. Np-än-\pw I-\-¯ C-cp-«pw Im-än-sâ lp-¦m-c-i-Ðhpw am-{Xw. F-´p-sN-¿-W-sa-t¶m F-t§m-«v t]mI-W-sa-t¶m A-dn-bm-sX h-Å-¯n-ep-Å-hÀ ]-cn-{`m-´cm-bn... C-¯-c-sam-cp hn-j-a-hr-¯-¯n-em-Wv DÂ-¸m-Z-\ tk-h-\ ta-J-e-I-fn-ep-Å tI-c-f-¯n-se kw-cw-`-I-À C-t¸mÄ A-I-s¸-«n-cn-¡p-¶-Xv. Un-kv-d-]v-j-\pw amÀ-¡-äv {Sm³-kn-j-\p-sam-s¡ kw-cw-`-§-sf X-IÀ-s¯-dn-bp-I-bm-Wv. {]-Xn-k-Ôn-bnem-bn-t¸m-b Nn-e C³-U-kv-{Sn-I-sf- ]-cn-tim-[n-¨m \-ap-¡-Xv a-\-kn-em-¡m-w. D-Zm-l-c-W-am-bn Hm-¬sse³ ^p-Uv sU-en-h-dn B-¸p-am-bn I-W-Îp sN-bvX H-cp sd-sÌm-dân-sâ Im-cy-sa-Sp-¡mw. B-Zy-s¯ G-Xm-\pw am-k-§-fn B sd-sÌm-dân-sâ hnÂ-¸\bpw h-cp-am-\-hpw hÀ-[n-¡pw. Im-c-Ww sd-sÌm-dân-se t\-cn-«p-Å hnÂ--¸\-bv¡v ]p-d-ta B-]v ap-tJ-\ e-`n-

14 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019


tamtU¬ _nkn\kpIsf hyXykvXam¡p¶sX´v? ]

-c-¼-cm-K-X, tam-tU¬ _n-kn-\-kp-I-Ä X-½n H-t«-sd hy-Xym-k-ap-|v. ]-c-¼-cmK-X _n-kn-\-kp-I-fn DÂ-¸¶w hn-]-Wnbn-se-¯p-¶-Xn-\v ap³-]v X-s¶ kw-cw-`-I³ ap-gp-h³ ]-W-hpw \n-t£-]n-¡-Ww. D¸¶ \nÀ-am-Xm-¡Ä-¡v am-{X-a-à _nÂ-UÀ-

¡pw tlm-«-en-\pw hym-]m-cn-IÄ-¡pw h-sc Cu-sbm-cp _n-kn-\-kv am-Xr-I-bm-Wv _m-[Iw. C-hÀ-s¡-Ãmw H-cp \n-iv-Nn-X DÂ-¸-¶w A-sÃ-¦n tk-h-\w B-h-iy-am-bn-«p-Å h¬ ssk-Uv I-Ì-ta-gv-kv am-{X-ta-bp-Åq. B-a-tkm¬ t]m-ep-Å tam-tU¬ ¹m-

shÃphnfn ¡p-¶ _n-kn-\-kpw Iq-Sn-t¨-cp-¶-Xn-\m-em-Wv A-Xp|m-Ip-¶-Xv. Xp-SÀ-¶p-Å am-k-§-fn-epw _n-kn-\-kn hÀ-[-\D-|m-Ip-w. ]-s£ sd-sÌm-dân-se-¯p-¶ D-]-t`m-àm¡-fp-sS F-®w Ip-d-bp-¶-Xn-\m t\-cn-«p-Å hnÂ-¸-\ {I-ta-W Ip-d-bp-I-bpw B-]v ap-tJ-\-bp-Å _n-kn-\-kv hÀ-[n-¡p-I-bpw sN-¿pw. B-¸n-eq-sS-bp-Å _n-kn-\-kn\v 20 i-X-am-\-am-Wv I-½o-j³. A-Xn-\m A-Xn-eq-sSbp-Å _n-kn-\-kv hÀ-[n-¡p-t´m-dpw kw-cw-`-I³ \ÂtI-| I-½o-j-sâ Xp-I-bpw D-bÀ-¶p-sIm-|n-cn-¡pw. hn-e-¡p-d-hm-Wv ^p-Uv sU-en-h-dn B-¸p-I-fn-se H-cp ap-Jy-X-cw-Kw. Iq-Sp-X hnÂ-¸\ t\-Sm-\m-bn a-äp-Åh-sc-¡mÄ hn-e Ip-d-¨v hnÂ-¡p-¶-Xn-eq-sS sdsÌmdâp-I-fp-sS em-`w ]qÀ-®-am-bn C-Ãm-Xm-bn-s¡m-|n-cn¡p-I-bm-Wv. em-`w D-|m-¡m-\m-bn ^p-Un-sâ Izm-fn-än Ip-d-¨m A-Xv D-]-t`m-àm-¡-sf \-ã-s¸-Sp-¯p-sa¦n Ip-d-ª hn-e-bv¡v Izm-fn-än ^p-Uv hnÂ-¡m-\p-w I-gn-bm-¯ A-h-Ø-bm-Wp-Å-Xv. sd-sÌm-dâp-I-fp-sS D-]-t`m-àm-¡-sf-bpw em-`-s¯bpw H-¶-S-¦w hn-gp-§n-bn-cn-¡p-I-bm-Wv kzn-¤n, Du-_À Cu-äv-kv, skm-am-täm F-¶n-h-sbm-s¡. t\-cn-«p-Å hnÂ-¸-\ C-Sn-ª-Xn-s\m-¸w B-¸n-se hn-e- Ip-d-¨p-Å hnÂ-¸-\-bpw A-Xn-\p-Å D-bÀ-¶ I-½o-j-\pw Im-c-Ww sN-e-hv am-{Xw _m-¡n-bm-bn. A-Xn-\m-em-Wv C-¯-cw B-¸p-I-sf-¡p-dn-¨v ]-cm-Xn-IÄ D-b-À-¶-Xpw sIm-¨n-bnepw tIm-gn-t¡m-«p-sam-s¡ am-k-¯n Ip-sd Zn-h-kt¯-s¡-¦n-epw A-h-sb _-ln-jv-¡-cn-¡-W-sa-¶ \n-e-]m-Sp-|m-b-Xpw. C-Xn-s\-Ãmw ]p-d-ta ^p-Uv sUen-h-dn B-¸p-IÄ I¬-kyq-aÀ _n-tl-hn-b-dn-s\-bpw am-än-a-dn-¨p-. tlm-«-ep-I-fn-te-¡v t]m-Im-sX ho-«n-tem Hm-^o-kn-tem ]mÀ-¡n-tem \n-¶p-t]m-epw C-ã-apÅ ^p-Uv Un-kv-Iu-|n hm-§m-\p-Å A-h-k-c-w

A-h-sbm-cp-¡n. C-¯-c-¯n ^p-Un-s\ k-_v-kn-ssU-kv sNbv-X-Xpw I¬-kyq-aÀ _n-tl-hnb-dn-s\ _m-[n-¨p.

X-IÀ-¶S- n-ª dn-tkmÀ-«v C³-U-kv-{Sn

äv-t^mw _n-kn-\-kp-I-fn H-cp `m-K-¯v km-[-\-§Ä hm-§m-s\-¯p-¶ D-]-t`m-àm¡-fpw a-dp-`m-K-¯v DÂ-¸-¶-§Ä hnÂ-¡p¶-h-cp-ap-|v. \-½p-sS ]-g-b ao³ N-´ t]mep-Å h-en-sbm-cp N-´-bm-W-Xv. hm-§p¶-h-sc-bpw hnÂ-¡p-¶-h-sc-bpw tbm-Pn¸n-¡p-¶- ¹m-äv-t^mw _n-kn-\-kp-IÄ H-cp tkm-^v-äv-sh-b-dn-em-Wv Hm-Sp-¶-Xv. C-h-bv-¡v c-|n-e-[n-Iw I-kv-ä-ta-gv-kv D-|m-Ip-sa-¶Xm-Wv {]-[m-\ {]-tXy-I-X. h-fÀ-¨-bv¡m-bn A-h-bn G-sX-¦n-epw H-cp hiw A-hÀ ku-P-\y-am-¡n-bn-Spw. k-_v-Un-kn-bm-Wv A-h-bp-sS a-säm-cp {]-tXy-I-X.

]-bp-sS ap-dn-¡v G-gm-bn-c-tam A-Xn Xm-sg-tbm hn-e-bn-Spw. ap-dn-bp-sS hn-e C-Sn-ª-Xn-\v ]p-d-ta A-Xn\v D-bÀ-¶ \n-c-¡n-ep-Å I-½o-j-\pw \Â-Ip-¶-tXmsS- dn-tkmÀ-«p-IÄ-¡v C-c-«n \-ã-am-Wv D-|m-Ip-¶-Xv. e-£-§-fp-sS hm-bv-]m _m-[y-X-bp-Å-Xn-\m-em-Wv an-¡ dn-tkmÀ-«p-I-fpw Xp-d-¶p -{]-hÀ-¯n-¡p-¶-Xv. ]-s£ em-`-an-Ãm-¯-Xn-\m _n-kn-\-kv F-hn-tS-¡v t]m-Ip-¶p-sh-¶-Xv A-hÀ-¡v \n-iv-N-b-an-Ã.

do-sä-bv-en-\pw I-\-¯ Xn-cn-¨-Sn tI-c-f-¯n C-t¸mÄ G-ä-hpw A-[n-Iw X-IÀ-¨-bnte-¡v Iq-¸p-Ip-¯n-s¡m-|n-cn-¡p-¶ H-¶m-Wv do-säbv C³-U-kv-{Sn. sS-Iv-kv-ssäÂ-kpw Pq-h-Âdn-bpw C-e-t{Îm-Wn-I-vkpw H-s¡ DÄ-s¸-Sp-¶- `o-a-am-sbm-cp ta-J-e-bm-Wn-Xv. Cu cw-K-s¯ X-t±-io-b irw-J-e-Isfm-s¡ tI-c-f-¯n-sem-«m-sI A-h-bp-sS km-¶n-[yw hym-]n-¸n-¨p. A-tXm-sSm-¸w kq¸À amÀ-¡-äp-I-fp-sS-bpw am-fpI-fp-sS-bpw X-cw-K-ap-|m-bn. Ch-sb-Ãmw X-s¶ hn-]-Wn-bp-sS k-´p-en-Xm-h-Ø-bn \-½-fdn-bm-sX h-en-b am-ä-§-fm-Wv h-cp-¯n-b-Xv. F-¶m C-t¸mÄ C-h-sbm-s¡ a-Õ-cn-t¡-|n-h-cp¶-Xv B-a-tkm¬ t]m-ep-Å Cþ-sIm-ta-gv-kv ¹m-äv-t^m-ap-I-tfmSm-Wv. Hm¬-sse-\n-eq-sS H-cp D-]-t`m-àm-hv A-bmÄ-¡m-h-iyam-b H-cp DÂ-¸-¶w am-{X-am-Wv sX-sc-sª-Sp-¡p-¶-Xv. -]-I-cw A-hÀ tjm-¸n-te-¡v F-¯pt¼m-gm-Wv Iq-Sp-X ]À-t¨-kv \-S-¯p-¶-sX-¦n-epw A-Xn-\pÅ A-h-k-cw C-t¸mÄ Ip-dªp-sIm-|n-cn-¡p-I-bm-Wv. Un-kv-Iu-|p-I-fm-Wv C-þ-sImta-gv-kn-se-bpw ap-Jym-IÀ-j-Ww. A-tXm-sS km-[m-c-W do-sä-bv tjm-¸p-I-fpw Un-kvIu-|p-IÄ \Â-Im³ \nÀ-_-Ôn-X-cm-bn. ]-s£ Hm¬-sse³ amÀ-¡-äv s¹-bv-kv H-cn-¡-epw A-h-cp-sS DÂ-¸-¶-§Ä-¡-Ã, a-dn-¨v a-äm-cp-sS-sbm-s¡tbm DÂ-¸-¶-§Ä-¡m-Wv Un-kv-Iu-|v \Â-Ip-¶-Xv. ]-s£ do-sä-bv tjm-¸p-IÄ A-h-bp-sS DÂ-¸¶§Ä-¡m-Wv Un-kv-Iu-|v \Â-Ip-¶-Xv. ssl-¸À amÀ-¡-äp-I-fm-Wv a-säm-cp ]p-Xn-b tam-UÂ. sjÂ-^v kv-s]-bv-kn-\m-Wv hm-S-I. DÂ-¸¶w 90 Zn-h-k-¯n-\-Iw hn-äp-t]m-bn-sÃ-¦n ssl-¸À-amÀ-¡-äv \n-iv-N-bn-¡p-¶ H-cp Un-kv-Iu-|n-\v A-hÀ X-s¶ A-Xv hnÂ-¡p-w. ]-s£ A-t¸m-gpw sjÂ-^v k-s]-bv-kn-sâ hm-S-I-bpw

D-]-t`m-àm-hp-am-bn _-Ô-s¸-Sp-¶ k-a-kv-X kw-cw-`-§-fnepw Un -kv-d-]v-j-\pw amÀ-¡-äv {Sm³-kn-j-\pw B-ª -Sn-¡pw. {]-Xn-k-Ôn-bn -em-b kw-cw-`-IÀ t]m -epw ImÂ-Np-h-«n-se a-®v H-en-¨p-t]m-Ip-¶ -Xdn-bp-¶nÃ

tI-c-f-¯n-se ss^-hv ÌmÀ DÄ-¸-sS-bp-Å A-t\-Iw {]-ap-J dn-tkmÀ-«p-I-fp-sS tem-©nw-Kv Rm³ \nÀ-Æ-ln-¨n-«p-|v. H-cp Bdv hÀ-jw ap³-]v h-sc C-h-cpsS- _p-¡nw-Kn-sâ 30 i-X-am-\w {Sm-h G-Pâp-am-cpw 70 i-X-am\w t\-cn-«p-Å _p-¡nw-Kp-am-bn-cp¶p. sh-dpw 15 i-X-am-\-am-bn-cp¶p G-Pâv-kv I-½o-j³. ]n-¶o-Sv ta-¡v-ssa-{Sn-¸pw {Sn¸v- A-ssUz-k-dpw t]m-ep-Å Hm¬-sse³ A-{K-tK-tä-gv-kv h-¶p. H-cp G-Pân-sâ tPm-en-bm-Wv A-h sN-¿p-¶-sX-¦n-epw C-t¸mÄ an-¡ dn-tkmÀ-«p-I-fp-sS-bpw 90 i-X-am-\w _n-kn-\-kpw A-h-bn-eq-sS-bm-Wv. A-tXm-sS A-hÀ I-½o-j³ 30 i-X-am-\-am-bn D-bÀ-¯n-sb-¶v am-{X-a-à tlm-«-ep-I-fpw dn-tkmÀ-«p-I-fpw A-Xv \Â-Im³ _m-[y-Ø-cp-am-bn. ss{]-kv Ip-d-¨p- Im-«n-bm-Wv Hm¬-sse³ A-{K-tKtä-gv-kv D-]-t`m-àm-¡-sf B-IÀ-jn-¡p-¶-Xv. H-tc Imä-K-dn-bn-ep-Å c-|v dn-tkm-À«p-IÄ F-Xn-cm-fn-sb-¡mÄ s]-s«-¶v D-]-t`m-àm-hn-s\ t\-Sm-\m-bn ]-Xn-\m-bn-cw cq-]-bp-sS ap-dn 7000 cq-]-¡v A-Xn hnÂ-¸-\-¡n-Spw. C-Xp- Im-Wp-¶ a-tä dn-tkmÀ-«m-I-s« ]-Xn-\m-bn-cw cq-

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019

15


IhÀ tÌmdn COVER STORY

hnÂ-¸-\-bp-sS \n-iv-Nn-X i-X-am-\w I-½o-j-\pw A-hÀ Cu-Sm-¡pw. 100 cq-] Fw.BÀ.]n-bpw 60 cq-] tIm-kv-äv ss{]-kp-ap-Å H-cp DÂ-¸-¶-s¯ C-¯-c-¯n 50 i-Xam-\w Un-kv-Iu-|n hnÂ-¡p-I-bpw A-Xn \n-¶pw ho-|pw hm-S-I-bpw I-½o-j-\pw Cu-Sm-¡-s¸-Sp-I-bpw sN-¿p-t¼mÄ F-´m-bn-cn-¡pw H-cp DÂ--¸-¶ \nÀ-am-Xmhn-\p-|m-Ip-¶ \-ãw? C-¯-c-sam-cp amÀ-¡-än F-{X Im-e-am-Wv \-½p-sS kw-cw-`-§Ä-¡v ]n-Sn-¨p-\nÂ-¡m³ km-[n-¡p-I?

kzoIcn¡mw, \hbpK X{´§fpw kt¦X§fpw

Un-kv-Iu-|v k-a-kv-X ta-J-e-I-fn-epw

-kv-d-]v-j-\pw amÀ-¡-äv {Sm³-kn-j-\pw D-bÀ¯p-¶ sh-Ãp-hn-fn-I-sf t\-cn-Sm³ ]-c-¼-cm-K-X kw-cw-`-§-sf-Ãmw A-h-cp-sS _n-kn-\-kv am-Xr-I-Isf-¡p-dn-¨v ]p\À-Nn´-\w \-S-¯p-Ibpw \q-X-\-amb ]-cn-hÀ-¯-\-§-sf kzmw-io-I-cn-¡p-I-bpw sN-bvtX a-Xn-bm-Iq. DÂ-¸m-Z-\ tk-h-\ ta-J-e-I-fn-se F-Ãm-¯-cw kw-cw-`-§Ä-¡pw C-Xn-te-¡m-bn H-scm-ä-aq-en I-s|-¯m-\m-In-Ã. ]-I-cw C³-U-kv{Sn kv-s]-kn-^n-¡m-b skm-eq-j-\p-IÄ I-s|¯p-I-bm-Wv th-|-Xv. A-Xn-te-¡m-bn s]m-Xp-sh kzo-I-cn-¡m-hp-¶ Nn-e k-t¦-X-§Ä C-h-sbm-s¡bm-Wv.

Un

C-þ-sIm-ta-gv-kv ¹m-äv-t^m-ap-IÄ B-cp-sS-sb-¦n-ep-w DÂ-¸¶-§Ä-¡v Un-kv-Iu-|v \Â-In D-]-t`m-àm-¡sf t\-Sp-¶-Xn-\m A-Ô-am-bn A-Xn-s\ A-\p-I-cn-¨psIm-|v \-ã-¯n-te-¡v ap-§n-¯m-gp-I-bm-Wv \-½p-sS ]-c-¼-cm-K-X kw-cw-`-§Ä. F-s´-¦n-epw H-cp Im-c-Ww I-|p-]n-Sn-¨v Un-kv-Iu-|p-IÄ Hm-^À sN-¿p-I-sb-¶Xm-Wv C-t¸m-g-s¯ ssi-en. tI-c-f-¯n-se `q-cn-`m-Kw _nÂ-UÀ-am-cpw Hm-^À ss{]-kv A-sÃ-¦n hy-Xy-kvX X-c-¯n-ep-Å A-t\-Iw Un-kv-Iu-|p-IÄ {]-Jym-]n¨p-sIm-|p-Å tlmÀ-Unw-Kp-I-Ä F-Ãm Ø-e-¯pw h-¨n-cn-¡p-¶-XmWv a-säm-cp D-Zm-l-c-W-w. Un-kv-Iu-|v F-¶ X-{´-am-Wv Hm¬-sse³ dqw _p-¡nw-Kv ¹m-ävt^mw D-]-tbm-Kn-¡p-¶-Xv. X-e-Øm\-s¯ ]p-Xn-sbm-cp Sp kv-ämÀ tlmA-dn-hv (Knowledge) B-Wv «-en-s\ an-I-¨ td-äp-am-bn A-hÀ ap³-]v H-cp {_m³-Un-sâ I-ayqH-cp {][m-\ LSIw. _n-knk-ao-]n-s¨-¦n-epw A-]-I-S-a-dn-bmWn-t¡-j³ 100 i-X-am-\-hpw B \-kn-s\ Im-e-¯n-s\m-¯v hp-¶ kw-cw-`-I-³ A-Xv \n-c-kn-¨p. kw-cw-`-I-sâ ssI-I-fn-em-bn-cp\-bn-¡m³ C-¶th-j-s\ F-¶m tlm-«Â Xp-d-¶v A©v s¶-¦n C-¶-Xv 10 i-X-am-\w ap-dp-sI-¸n-Sn-¡p-I. H-cp kwam-kw I-gn-ªn-«pw th-|-{X t]m-ep-an-Ã. Im-c-Ww \n-§-fp-sS cw-`-I-\v A-bm-fp-sS _n-knI-kv-ä-ta-gv-kn-s\ In-«m-¯-Xn-\m {_m³-Un-s\-¡p-dn-¨v \m-«p-Im\-kn-\p-Ån A-Km-[-am-b kw-cw-`-I³ Hm¬-sse³ dqw _psc-Ãmw Iq-Sn tNÀ-¶v tkm-jy A-dn-hv D-|-m-Ip-sa-¦n-epw ¡nw-Kv ¹m-äv-t^m-an-s\ k-ao-]n-¨p. ao-Un-b-bn t]m-kv-än-Sp-I-bm-Wv. Un-kv-d-]v-j-s\-bpw amÀ-¡-äv A-t¸m-Ä B-Zy-s¯ \n-c-¡v In-«nH-cp dn-tkmÀ-«n-te-¡v F-¯p-¶ {Sm³-kn-j-s\-bpw sN-dp-¯pbn-sÃ-¶v am-{X-a-à ap-dn-I-fn am-äw I-kv-ä-aÀ B-Zyw A-bm-fp-sS Ip-sd tXmÂ-¸n-t¡-| A-dn-hv h-cp-t¯-|-Xm-bpw h-¶p. Xp-SÀ-¶v skÂ-^n t]m-kv-äv sN-¿pw. ]n-¶ot\-Sp-I-bpw C-¶-th-j-³ I-kv-ä-ta-gv-kn-s\ e-`n-s¨-¦n-epw emSv ^p-Un-tem ap-dn-bn-tem F-s´-¦n\-S-¯p-I-bpw sN-¿p-I-sb`-ap-t|m F-¶ tNm-Zn-¨m kw-cw-`epw C-ã-s¸-Sm-sX h-¶m A-Xpw ¶-Xm-Wv {]-[m-\w. A-¯-cI-\v D-¯-c-an-Ã. A-hn-sS-bn-cp-¶v X-s¶ t]m-kv-äv sam-cp X-¿m-sd-Sp-¸v kz-bw sN-¿pw. A-Xn-\m {_m³-Un-s\\nÀ-Æ-ln-¡m-\m-Ip-¶n-sÃh-cp-¶-Xv, h³ kp-\m-an ¡p-dn-¨v \-Ã-Xv F-gp-Xn-¸n-¡m-\p-Å ¦n hn-Z-Kv-[-cm-b I¬A-\p-`-h-hpw {]-tNm-Z-\-hpw I-kvC-Xm-Wv amÀ-¡-äv {Sm³-kn-j³. kÄ-«âp-am-cp-sS tk-h-\w ä-ta-gv-kn-\v \Â-Ip-I. {_m³-Uv sS-Iv-t\m-f-Pn-¡Â Un-kv-d-]v-j-\v tX-Sn-tb a-Xn-bm-Iq. I-ayq-Wn-t¡-j-\n kw-cw-`-I-sâ ]p-d-ta hn-]-Wn A-h-Ø-IÄ am-dn-aI¬-t{SmÄ hÀ-²n-¸n-¡p-I. dn-bp-I-bm-Wv. C-¶v sd-sÌm-dâp-I-Ä X-½n-epw dn-tkmÀ-«p-IÄ X-½n-ep-a-à ]-I-cw sS-Iv-t\m-f-Pn ¹m-äv-t^m-ap-Itfm-Sm-Wv A-h-bp-sS a-Õ-cw. Nn-et¸mÄ A-Xn-\p-Ån-epw A-hÀ-¡v I-kv-ä-a-dn-Ãm-sX I-¨-h-S-an-Ã. A-Xn-\m I-kv-ä]-c-kv-]-cw a-Õ-cn-t¡-|n- h-cp-¶p. {Sm-h G-P³aÀ t_-kv \-ã-s¸-Sp-¶-Xm-Wv G-ä-hpw h-en-sbmkn-I-fn h-en-sbm-cp -i-X-am-\w A-S-¨p-]q-«-s¸-«p-. Sm-Iv-kn-I-fp-sS-bpw Hm-t«m-I-fp-sS-bpw h-sc _p-¡nw-Kv Hm¬-sse-\n-em-bn. hn-Zym-`ym-k cw-K-¯v Hm¬-sse³ kw-cw-`-§-fp-sS Ip-Xn-¨p-I-b-ä-am-Wv \-S-¡p-¶-Xv. _n-kn-\-kp-IÄ-¡v h-³ `o-j-Wn-bm-Ipw. Iq-Sm-sX C-h-sb-Ãmw X-s¶ ]-c-¼-cm-K-X _n-kn-\-kp-IÄ-¡v ]p-Xn-b _n-kn-\-kv tam-U-ep-IÄ cq-]-s¸-Sp-¶-Xv I-Sp-¯ sh-Ãp-hn-fn kr-ãn-¡p-I-bm-Wv. {]-Xn-k-Ôn-bnk-¦oÀ-W-am-b amÀ-¡-äv {Sm³-kn-j-\v Im-c-W-am-Ip-Iem-b {]m-tZ-in-I kw-cw-`-§-sfm-s¡ ]-c-ky-§Ä h³bpw {]-Xn-k-Ôn hÀ-[n-¡p-I-bpw sN-¿pw. tXm-Xn sh-«n-¡p-d-¨-tXm-sS ]-c-ky G-P³-kn-IÄ D-]-t`m-àm-hp-am-bn _-Ô-s¸-Sp-¶ k-a-kv-X kwam-{X-a-à A-¨-Sn, Zr-iy am-[y-a-§-sfm-s¡ I-Sp-¯ cw-`-§Ä-¡pw t\-sc h-en-sbm-cp kp-\m-an t]m-se h-cp-am-\ {]-Xn-k-Ôn-bn-em-Wv. C-t¸m-gn-Xm km-¼Un-kv-d-]v-j-\pw amÀ-¡-äv {Sm³-kn-j-\pw B-ª-Sn-¡pw. ¯n-I am-µy-¯n-sâ kq-N-\-I-fpw Ct¡m-W-an-bn {]-Xn-k-Ôn-bn-em-b kw-cw-`-IÀ t]m-epw A-h-cp-sS i-à-am-bn-s¡m-|n-cn-¡p-¶p. ImÂ-Np-h-«n-se a-®v H-en-¨p-t]m-Ip-¶-Xn-s\-¡p-dn-¨v X-e-Øm-\-¯pw sIm-¨n-bn-epw tIm-gn-t¡m-Sp-sama-\-kn-em-¡n-bn-«n-Ã. F-¶m Nn-e-sc-¦n-epw A-]-I-Sw s¡-bm-bn \q-dv I-W-¡n-\v sd-sÌm-dâp-IÄ ]q-«n-¡-gna-W-¯p-Xp-S-§n-bn-«p-|v. Hm¬-sse³ A-{K-tK-tä-gv-kv ªp. tlm-«Â B³Uv dn-tkmÀ-«v C³-U-kv-{Snap-tJ-\-bp-Å- 90 i-X-am-\w _n-kn-\-kn \n-¶pw 60 ]qÀ-®-am-bpw X-IÀ-¶-Xn-\m C-\n dn-ssh-hv sN-¿pi-X-am-\w _n-kn-\-kpw Xn-cn-¨p-]n-Sn-¡-W-sa-¶ B¶-Xn-s\-¡p-dn-¨v am-{X-ta Nn-´n-¡m-\p-Åq. do-sä-bv h-iy-hp-am-bn Nn-e kw-cw-`-IÀ ap-t¶m-«p-h-¶n-«p-Å-Xv C³-Ukv-{Sn-bp-sS X-IÀ-¨ h-cp-¶ c-|v hÀ-j-¯n-\pC-Xn-s\m-cp D-Zm-l-c-W-am-Wv. G-Xm-\pw am-k-§Ä-¡v Ån Iq-Sp-X `o-I-c-am-tb-¡pw. Im-c-Ww ¹m-äv-t^mw ap³-]v ^p-Uv sU-en-h-dn B-¸p-IÄ-¡pw Hm¬-sse³ _n-kn-\-kp-I-sfm-s¡ ]-c-¼-cm-K-X kw-cw-`-§-fp-sS dqw _p-¡nw-Kv ¹m-äv-t^m-ap-IÄ-¡pw F-Xn-sc tI-c-f-¯nem-`-s¯-bm-Wv h-en-s¨-Sp-¡p-¶-Xv. BÀ-«n-^n-j ep-|m-b {]-Xn-tj-[-§Ä A-Xn-sâ kq-N-\-I-fm-Wv. Câ-en-Pâv-kpw sa-jo³ te-Wnw-Kpw Um-äm A-\-en-änA-Xn-\m {]-tZ-in-I-X-e-¯n-ep-Å ]-c-¼-cm-K-X _nIv-kp-sam-s¡ i-à-am-Ip-¶-tXm-sS ¹m-äv-t^mw _n-knkn-\-kp-I-sf \n-e-\nÀ-¯m-\pw h-fÀ-¯m-\pw kÀ-¡m\-kp-IÄ Iq-Sp-X I-cp-¯mÀ-Pn-¡p-¶-Xv ]-c-¼-cm-K-X

{_m³Uv IayqWnt¡j³ iàam¡pI

Adnhv BÀÖn¡pI

D]t`màm¡sf t\SpI

16 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019

cp sh-Ãp-hn-fn. X-e-ap-d-I-fm-bp-Å I-Ì-a-sd-¶-Xv C-s¶m-cp ]-g-¦-Y-bm-Wv. sam-_o-ep-I-fn-eq-sS -\n-an-jw-tXm-dpw {]-h-ln-¨p-sIm-|n-cn-¡p-¶ C³^À-ta-j³ I-kv-ä-a-dp-sS {_m³-Uv tem-bÂ-än-sb \-in-¸n-¨-Xm-Wv A-Xn-\p Im-c-Ww. A-Xn-\m ]-c-¼-cm-K-X kw-hn-[m-\-§-fn-eq-sS- D-]-t`m-àm¡-sf- Iq-sS \nÀ-¯m³ {i-an-¡p-I-bm-sW-¦n XoÀ-¨-bm-bpw ]-cm-P-b-am-bn-cn-¡pw ^-ew. ]-I-cw I¬-kyq-aÀ _n-tl-hn-b-dpw hn-]-Wn-bn-se ]p-Xnb N-e-\-§-fpw k-kq-£v-aw ho-£n-¨p-sIm-|p-Å H-cp kv-{Sm-ä-Pn Cu cw-K-¯pw D-|m-I-Ww.

Iïâ v hnIkn¸n¡pI {]-tZ-in-I kw-cw-`-§-Ä A-h-sb-¡p-dn-¨p-Å- I|âv hn-I-kn-¸n-¡-Ww. \-ap-¡v 150 hÀ-j-t¯m-fw ]m-c-¼-cy-ap-Å kw-cw-`-§-fp-|v. ]-s£ B-cm-Wv A-h-bp-sS N-cn-{Xw tc-J-s¸-Sp-¯n-bn-«p-Å-Xv. ]p-kv-X-I-§-fn-eq-sS-bpw aÄ-«n-ao-Un-b k-t¦-X§-fn-eq-sS-bp-sam-s¡ \n-§-fp-sS kw-cw-`-¯n-sâ N-cn-{X-hpw ]m-c-¼-cy-hpw A-S-bm-f-s¸-Sp-¯p-I-bpw A-Xn-s\ B-kv-]-Z-am-¡n \n-c-´-c-am-bp-Å {_m³Uv _nÂ-Unw-Kv \-S-¯p-I-bpw sN-¿-Ww. C-¶-se cq-]-s¸-« B-a-tkm-Wn-s\-¡p-dn-¨p-Å ]p-kv-X-I§Ä hn-]-Wn-bn-ep-Å-t¸mÄ ]-Xn-äm-|p-I-fp-sS ]m-c-¼-cy-ap-Å {]-tZ-in-I kw-cw-`-§Ä A-h-bp-sS ap-Jw a-d-¨p-]n-Sn--¡p-I-b-à th-|-Xv.

DÅnte¡v t^m¡kv sN¿pI ap³-]v F-Xn-cm-fn-I-fn-em-bn-cp-¶p kw-cw-`-I-cp-sS {i-². _n-kn-\-kn A-h-sc-¡mÄ \m-a-am-{X-amsbm-cp hy-Xym-kw h-cp-¯m-\m-bn-cp-¶p F-Ãm-h-cpsS-bpw {i-aw. F-¶m C-¶v \-½p-sS {i-² ]qÀ-®-am-bpw \-½n X-s¶-bm-bn-cn-¡-Ww. FXn-cm-fn-I-sf {i-²n-t¨m-fq, ]-s£ A-h-cp-am-bn-«-à a-Õ-cn-t¡-|-Xv. ]-I-cw F-Ãm- X-e-¯n-epw kz´w kw-cw-`-s¯ \-ho-I-cn-¡p-¶-Xn-\pw h-fÀ-¯p¶-Xn-\p-am-Wv kw-cw-`-IÀ {i-²- ]-Xn-¸n-t¡-|-Xv. A-Xn-te-¡m-bn \n-§-fp-sS sXm-«-Sp¯ amÀ-¡-än H-cp {In-tb-än-hv sam-tWm-s]-mfn-¡v th-| kv-{Sm-äPn-bpw cq-]-s¸-Sp-¯-Ww.

cn-sâ-bpw P-\-§-fp-sS-bpw am-[y-a-§-fp-sS-bp-sam-s¡ Iq-«m-sbm-cp ]-cn-{i-aw A-\n-hm-cy-am-bn-cn-¡p-I-bm-Wv. (C-´y-bn-se B-Zy-s¯ strategyfocused end-to-end brand and business solutions consulting I-¼\n-bm-b t{_-¡v-{Xq-hn-sâ ^u-|À, kv-{Sm-ä-Pn-Ìv & No-^v {In-tb-änhv Hm-^o-k-dm-Wv a-t\m-Pv a-¯m-bn. tIc-f-¯n-se hy-Xy-kv-X hy-h-km-b taJ-e-IÄ-¡v th-|n {]-hÀ-¯n-¨n-«p-Å C-t±-l-¯n-\v {]-tZ-in-I hn-]-Wn-I-fnepw {_m³-Unw-Kn-epw 25 hÀ-j-s¯ A-\p-`-h-k-¼-¯p-|v. C-t±-lw A-hX-cn-¸n-¨ Brand Reverse F-¶ B-i-bw tZ-io-b am-[y-a-§fp-sS {i-²- t\-Sn-bn-«p-|v. ]p-Xp-X-e-ap-d {_m³-Unw-Kv I-¼\n-bm-b OneIdea, ss\-_À-lp-Uv t]mÀ-«-em-b Yentha.com F-¶n-h-bp-sS-bpw Øm-]-I-\m-Wv. {]m-tZ-in-I kw-cw-`-§-fpw hn-]-Wn-I-fpw t\-cn-Sp-¶ {]-iv-\-§-sf-¡p-dn-¨pw A-h-¡p-Å ]-cn-lm-c- amÀ-K-§-sf-¡p-dn-¨p-w C-t±-lw c-Nn-¨ Merchant of Desire, Creative Monopoly F-¶o ]p-kv-X-I-§Ä D-S-³ hn-]-Wn-bn-se-¯pw).


KÌv tImfw GUEST COLUMN

P INT BLANK PqUn tXmakv

\-ap-¡v F-{X h-en-b result Dw D|m-¡mw. resource Iq-Sm-sX Xs¶. Buckminster Fuller X-sâ F-^-ao-d-en-kw Xn-b-dn ]-d-ªp \nÀ-¯n. \-½p-sS Np-äp-]m-Spw C-Xn-\v [m-cm-fw D-Zm-l-c-W§Ä D-|v, ]-|v \-½Ä H-cp F-gp-¯v Ab-¡m³ H-cp t]-¸-dn F-gpXn, I-h-dn C-«p, t]m-Ìv Hm-^o-kn sIm-|p-t]m-bn t]m-Ìv sN-bv-Xp c-|p-\mÄ Im-¯n-cn-¡-Ww, C-¶n-Xm Cu F-gp-¯v H-cp C-sa-bven-sâ cq-]-¯n \-ap-¡v H-cp sNehpw C-Ãm-sX A-b-bv¡m³ ]-äp-¶p, A-Xp-sIm-|p F-^-sad-en-kw \-½p-sS-sb-Ãmw _n-kn-\kn \-S-¶p-sIm-|n-cn-¡p-¶ H-¶m-Wv. \-½-sf-t¸m-gpw \-½p-sS dn-tkm-gv-kv ]-cn-anXn-sb-¸-än Nn-´n-¡m-dp-|v, Iq-Sp-X dn-tkm-gv-kv D-s|-¦n h-en-b Im-cy-§Ä sN-¿m-sa-¶pw I-cp-Xm-dp-|v, F-^-sad-en-kw a-\-kn-em-¡n-bm _n-kn-\-kn G-Xp e-£y-hpw e-`y-am-b hn-`-h§Ä h-¨p t\-Sm-hp-¶-Xm-sW--¶ H-cp Nn-´ B-Zy-ta \-½p-sS am-t\-PÀ-amÀ a-\-knem-¡-s«. hn-`-h-§Ä Iq-«m-sX-X-s¶ h-en-b e-£y-§Ä t\-Sm-sa-¶p-Å F-^-sad-en-kw Xn-b-dn \-½p-sS h-gn-Im-«n-bm-I-s«.

hn`-h-§Ä Iq-Sm-sX X-s¶ _nkn-\-kn-se hen-b e-£y-§Ä t\-Sm-\m-Ip-sa-¶v a-\-kn-em-¡n¯-cn-I-bm-Wv F-^-sa-d-enkw

A

-ta-cn-¡-bn Po-hn-¨n-cp-¶ Richard Buckminster Fuller F-¶ X-Xz-Nn-´-I³ X-sâ ¢m-Ên-se am-t\-Pv-saâv hn-ZymÀ-°n-I-tfm-Sv H-cp I-Y ]-d-bp-I-bm-bn-cp-¶p. Cu I-Y \-S-¡p-¶-Xv Ip-d-¨p Zq-sc-bp-Å c-|p {Km-a-§-fn-em-Wv, Cu {Km-a-§-sf thÀ-Xn-cn-¨p H-cp tXm-Sv D-|m-bn-cp¶p, c-|p {Km-a-¯n-se-bpw B-fp-IÄ \-Sp-hn-ep-Å tXm-Sv Im-c-Ww ]-c-kv-]-cw Im-Wp¶-Xn-t\m, X-§-fp-sS ImÀ-jn-I B-Zm-b-§Ä A-Sp-¯ {Km-a-¯n sIm-|v hnÂ-¡p-hm-t\m I-gn-ªn-cp-¶n-Ã. Cu {Km-a-§Ä X-½n H-¶n-¸n¡p-¶-Xn-s\-¡p-dn-¨v Nn-´n-¨ A-hÀ H-cp ]m-ew F-¶ B-i-b-¯n F-¯n-t¨À-¶p. ]m-ew ]-Wn-bm-\p-Å km-t¦-Xn-I-X-sbm-¶pw C-Ãm-¯ A-¡m-e-¯v A-hÀ c-|p {Km-a-§-fn-sebpw I-c-bn \n-¶pw I-Ãp-I-fn-«p tXm-Sv aqSn, ]m-ew bm-YmÀ-Yy-am-b k-t´m-j-¯n c-|p Zn\w I-gn-ª-t¸mÄ tXm-«n-eq-sS-bp-Å H-gp-¡v shÅw H-cp `m-K-¯p \n-d-ªp, {Km-ao-WÀ Nn-eÀ tXm-«n-en-d-§n A-Sn-`m-K-¯p-Å Ip-d-¨p I-Ãp-IÄ am-än P-e K-Xm-K-Xw ]p-\-cm-cw-`n-¨p, ]m-e-¯n-se I-Ãp-IÄ H-cp {]tXyI B-Ir-Xnbn A-Sp-¡n-h-¨m A-Xn-eq-sS sh-Åw I-S¯n-hn-Sm-sa-¶p A-hÀ I-|p-]n-Sn-¨p, A-§-s\ A-hÀ I-am-\-§Ä I-s|-¯n, tXm-Sv ]qÀ-Wam-bpw aq-Sp-¶-Xn-t\-¡mÄ Ip-d-hv I-Ãv sIm-|v A-hÀ I-am-\-§Ä D-|m-¡n, A-t¸mÄ ]m-ew F-¶ result In-«p-¶p F-¶m I-Ãp-IÄ F-¶ resource Ip-d-hv a-Xn, C-Xh-sc A-Ûp-Xs¸-Sp-¯n, A-hÀ ho-|pw {]tXyI co-Xn-bn {i-an-¨-t¸mÄ Ip-d-¨p-Iq-Sn h-en-b I-am-\-§Ä D-|m-¡n, A-Xm-b-Xv Iq-Sp-X sh-Åw H-gp-Int¸m-Ipw F-¶m Ip-d-hv I-Ãp-IÄ a-Xn, A-hÀ I-Ãp-I-sf-¡p-dn-¨p ]Tn-¡p-I-bpw I-cn-¦-Ãp-sIm|p h-en-b I-am-\-§Ä D-|m-¡m-sa-¶p-a-dnªp. I-cn-¦-Ãp-I-fn C-cp-¼n-sâ Aw-iw D-s|¶pw A-Xv thÀ-Xn-cn-¨m Iq-Sp-X _-e-ap-Å C-cp-¼p ]m-ew \nÀ-an-¡m-sa-¶pw I-|p, Im-ew Ip-td-¡q-Sn I-gn-ª-t¸mÄ D-cp-¡p ]m-e-hpw ]n-s¶ Ìo h-S-§-fn Xq-§n-bm-Sp-¶ Xq-¡p]m-e-hpw h-¶p, I-|p-]n-Sp-¯-§-fp-sS Hm-tcm tÌ-Pn-epw A-hÀ-¡p Iq-Sp-X result In-«p-¶p F-¶m resources Ip-d-hv D-]-tbm-Kn-¨m a-Xn.

FÃm-bn-S-¯p-ap|v F-^-sad-enkw A-Xm-b-Xv H-cp {]hr-¯n-bn \mw {i-²n-¨p ap-t¶m-«v ]-cn-{i-an-¨p-sIm-|n-cp-¶m \-ap¡v A-Xn Iq-Sp-X Iq-Sp-X result In-«pw F-¶m \mw A-Xn-\p th-|n D-]-tbm-Kn-¡p-¶ resource Ip-d-ªp-sIm-|n-cn-¡pw, A-h-km-\w

amä-§Ä Im-¯n-cp-¶p ImWmw

H-cp {]hr-¯n-bn \mw {i-²n-¨p ap-t¶m-«v ]-cn-{i-an¨p-sIm-ïn-cp-¶m \-ap-¡v A-Xn Iq-Sp-X Iq-Sp-X result In-«pw F-¶m \mw A-Xn-\p th-ïn D-]-tbm-Kn¡p-¶ resource Ip-d-ªpsIm-ïn-cn-¡pw,

a-cp-`q-an-IÄ \n-d-ª a-[y-]qÀ-h tZ-i-¯p Ip-Sn-sh-Åw F-¶pw H-cp sh-Ãp-hn-fn B-bn-cp-¶p, C-\n-bp-Å temI-bp-²w Ip-Sn-sh-Å-¯n-\p-th-|n-bm-Ipw F-¶p-h-sc B-fp-IÄ ]-d-ªp-sh-¨p. C-¶n-Xm G-sXm-cp t^m-kn F-\À-Pn-sb-¡mÄ Ip-d-hv sN-e-hn tkm-fmÀ ssh-Zyp-Xn D-|m-¡m-\p-Å A-dn-hv tem-Iw t\-Sn-bn-cn-¡p-¶p. h-f-sc sN-ehv Ip-d-ª tkm-fmÀ F-\À-Pn Cu tem-I-¯v F-s´m-s¡ am-ä-§Ä h-cp-¯p-sa-¶v Im-¯n-cp¶p Im-Wmw. hÀ-j-¯n H-t¶m c-t|m a-g-am{Xw e-`n-¨n-cp-¶ H-cn-S-am-bn-cn-¶p UAE. ]p-Wy d-a-Zm³ am-k-¯n ]-¯p- a-Wn-¡q-dn-te-sd {h-Xm-\p-jvTm\¯n-sâ ImTn-\y-a-\p-`-hn-¡p-¶ k-a-b-¯v H-cp sN-dn-b a-g -s]-¿n-¡m-\m-Wv Ip-sd h-À-j-§-Ä¡p ap³-t] A-hÀ Cloud seeding s\¡p-dn-¨v ]Tn-¡m-\m-cw-`n-¨-Xv. C-¶-hÀ tem-I-¯n-se ap-¸-Xn-te-sd cm-Py-§-fn Cloud Seeding eq-sS a-g- s]-¿n-¡m³ consultancy sN¿p-¶p. \-½p-sS tI-c-f-¯n I-gn-ª h-cÄ-¨¡m-e-¯p Cloud Seeding a-g-bp-sS km-[yX-IÄ \mw Zp-ss_-¡m-tcm-Sv tNm-Zn-¡m-\n-cp-¶-Xm-bncp-¶p. kzn-ävk - Àeân-se km-bn-¸v hm-cm-´y-¯n Im-tdm-Sn-¨v C-äe - n-bp-sS-tbm PÀ-a\ - n-bp-sS-tbm t_mÀ-Ud - n t]m-Ipw, A¸w hn-e¡ - p-dh - n ]-¨¡ - d - n-bpw ]-eh - y-RvP - \ - § - f - pw hm-§m³, kmbn-¸n-sâ European Union cm-Py-§f - n tax G-IoI-cn-¡m³ km-[n-¨n-«n-Ã, A-hn-sS-bm-Wv C-´y-bpsS GSTbp-sS a-lX - zw \mw a-\k - n-em-t¡-|X - v. “You can do more and more with less and less resources until eventually, you can do everything with nothing’’. Ephemerilisation

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019

17


kwcw-`-IXzw

THE

ENTREPRENEURSHIP

BUSINESS SCIENTIST

F.BÀ c-Rv-PnXv

20

s{Sbv\nwKneqsS _nkn\kv hÀ[n¸n¡m³

Hcp 4 s̸v tamU ^e{]m-]v-Xn A-f-¡m³ I-gn-bp-¶ X-c-¯n ]-cn-io-e-\ ]-cn-]m-Sn-IÄ sk-äv sN-bv-Xm Xm-s\ IqSpw, _n-kn\kv

s{S

-bv-\nw-Kn-eq-sS \n-§Ä-¡v "sk-bvÂ-kv' hÀ-²n ¸n¡m-\mIptam? s]-s«-¶p-Å \n-§-fp-sS D-¯-cw "C-Ã' F-¶m-bn-cn-¡pw. A-Xn-\p-Im-c-Ww "s{Sbv\n-wKv' F-¶ t]-cn \-S-¡p-¶-Xn Iq-Sp-X-epw sh-dpw {]-`m-j-W-§Ä am-{X-am-Wv F-¶-Xm-Wv i-cn-bm-bn ^-e-{]m-]v-Xn A-f-¡m³ I-gn-bp-¶ X-c-¯n ]-cn-io-e-\ ]-cn-]m-Sn-IÄ sk-äv sN-bvXm _n-kn-\-kv hÀ-[n-¡p-¶-Xv Im-Wmw. C-Xn-\v im-kv-{Xo-b-am-b co-Xn-I-fp-|v. C-¯-c-¯n D-Å ]-cn-io-e-\-§Ä B-Wv {_-½-bp-sS s{S-bv\n-wKv Un-hn-j³ \-S-¯n-s¡m-|n-cn-¡p-¶-Xv. I-gn-ª B-gv-N-bn-em-Wv R-§Ä 1000 Øm-]-\-§Ä¡v s{S-bv-\n-wKv ]qÀ-¯n-bm-¡n-b-Xv. A-Xn\m X-s¶ F-§-s\ R-§Ä C-¯-cw ]-cn-io-e-\-§Ä ^-e-h-¯m-¡p-¶p F-¶v- \n-§-tfm-Sv ]-d-b-Ww F-¶p tXm-¶n. H-cp s{S-bv\n-wKn-sâ ^-e{]m-]v-Xn F-§-s\ A-f-¡mw F-¶v Btem-Nn¡mw...! InÀ-¡v ]m-{Sn-Iv F-¶ am-t\-Pvsaâv hn-Z-Kv-[³ C-Xn-\m-bn \mev sÌ-¸p-Å H-cp sS-Iv-\n-Iv hn-I-kn-¸n-s¨-Sp-¯n-«p-|v.

sÌ-¸pw. H-cp s{S-bv\n-wKv I-gn-ªv H-cm-gv-N-bv-¡pÅn X-s¶ H-cp "t^m-tfm A-]v' B³-Uv "dn-hyq' D-s|-¦nÂ, F-´p-sIm-|v A©v a-Wn-¡v dn-t¸mÀ-«p-IÄ A-b¡p-¶n-sÃ-¶v a-\-kn-em-¡mw. A-dn-bm-ªn-«m-sW-¦n ]Tn-¸n-¨p-sIm-Sp-¡mw. {]m-tbm-Kn-I-a-sÃ-¦n ({]m-tbm-Kn-I-amt¡-|-Xm-Wv. A-Xp-sIm-|m-W-tÃm s{S-bv \nwKv sIm-Sp-¯-Xv) do Un-ssk³ sN-¿mw. A-X-Ã, Bän-äyqUv t{]m»w B-sW-¦n Cu {]-hr-¯n sN-¿p-¶-Xp-sIm-|v A-bmÄ¡p-Å Kp-W-hpw sN-bv-Xn-sÃ-¦n h-cm³ t]m-Ip-¶ tZm-j-§-fpw ]-d-ªp-sIm-Sp-¡mw. ]-s£, an-¡-hm-dpw Ø-e-§-fn B-Zy-s¯ s{S-bv\n-wKn-\p-ti-jw Øm-]-\-¯n-\v ]p-d-¯p\n-t¶m A-I-¯p-\n-t¶m H-cp t^m-tfm-A-¸pw D-|m-Im-dn-Ã. A-Xn-\mÂ-X-s¶, s{S-bv\n-wKn ]-d-ª Im-cy-§-sf-Ãmw ]-Xn-sb ]-Xn-sb C-ÃmXm-Ip-¶p. Np-cp-¡n-¸-d-ªm s{S-bv-\n-bp-sS kz-`m-h-¯n am-ä-§Ä kr-ãn-¡m³ I-gn-b-Ww ]-cn-io-e-\-§Ä-¡v.

4 _n-kn-\-kv

1 \n-co-£-Ww G-sXm-cp s{S-bv\n-wKn-epw A-Xv A-äâv sN-¿p¶-h-cp-sS a-t\m-`m-hw, XmÂ-¸-cyw, {i-² F-¶n-h {]-[m-\-am-Wv. a-t\m-`m-hw hy-àn-IÄ-¡-\p-k-cn-¨v hy-Xy-kv-X-am-bn-cn-¡mw. XmÂ-¸-cyw ]-e-t¸m-gpw s{Sbv³ sN-¿-s¸-Sp-¶ hn-j-b-¯n-sâ {]-k-àn-bp-am-bn _-Ô-s¸-«n-cn-¡p-¶p. {i-²-bm-I-s«, ]-e-t¸m-gpw s{Sbv\-dn-sâ I-gn-hn-\-\p-k-cn-¨v am-dp-I-bpw sN-¿p-¶p. C-sX-Ãmw Iq-Sn-t¨-cp-t¼m-gm-Wv s{S-bv\n-wKv A-äâv sN-¿p-¶ H-cm-fp-sS ap-J-¯v, A-Xv ^-e-h-¯m-bn F-¶-Xn-sâ B Xr-]v-Xn Im-Wm³ km-[n-¡p-¶-Xv. A-Xn-\m X-s¶ \-à H-cp s{S-bv\nwKv C-hm-ep-thj-sâ B-Zy-]-Sn, s{S-bv-\n-wKv A-äâv sN-bv-X-h-sc kq-£-va-am-bn \n-co-£n-¡-em-Wv. \nÀ-`m-Ky-h-im "s{S-bv\À' th-jw sI-«n-h-cp-¶ ]-eÀ-¡pw s{S-bv-\okn-sâ am-\-kn-Im-h-Ø a-\-kn-em-Im-dn-Ã. C-¯-cw s{S-bv\n-wKv sk-j\p-IÄ, A-äâv sN-¿p-¶-h-sc t_m-d-Sn-¸n-¡pw F-¶p-am-{X-a-Ã, A-hÀ-¡v s{S-bv\nw Kn-t\m-Sv Øm-bn-bm-b sh-dp-¸v D-|m-¡n-sb-Sp-¡pI-bpw sN-¿pw.

2 ]-co-£ A-Sp-¯] - S- n "]-co-£' B-Wv. ]-co-£s - bm-s¡ kvIq-fn h-¨v A-hk - m-\n-¸n-¨X - t- à F-¶ a-t\m-`m-hw Im-cW - w 99 iXam\w s{S-bvt\-gvk - pw s{S-bv\o-kpw A-Xn-\v sa-\s - ¡-Sm-dn-Ã. F-¶m hn-jb - w F-´p-Xs¶-bm-bm-epw A-Xv a-\k - n-em-¡n-tbm F-¶dn-bm-\p-Å hy-àa - m-b amÀ-Ka - m-Wv "sS-Ìp-IÄ'. _-lp-cm-{ã I-¼\ - n-IÄ-s¡-Ãmw G-sXm-cp s{S-bv\n-w Kn-\p ti-jh - pw "sS-Ìp-IÄ' \nÀ-_Ô - a - m-Wv. sS-Ìv ]m-km-Im-¯h - À ho-|pw s{S-bv\n-wKv A-äâv sN-¿pI-bpw th-Ww. \n-§Ä \-S¯ - p-¶X - v F-´v s{S-bv

18 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

\n-§Ä \-S-¯p-¶-Xv F-´v s{S-bv\n-wKpw B-bn-s¡m -Å-s«, A-Xn-t\m-S-\p-_Ôn-¨v H-cp "]co£' A-Y-hm "sS-Ìv ' C-sÃ-¦n B s{S-bv\n-wKv ap-gp-h-\m-Ip-¶n-à \n-wKpw B-bn-s¡m-Å-s«, A-Xn-t\m-S-\p-_-Ôn-¨v H-cp "F-Iv-kmw' A-Y-hm "sS-Ìv' C-sÃ-¦n B s{S-bv-\n-w Kv ap-gp-h-\m-Ip-¶n-Ã. C-t¸mÄ C-þ-te-Wn-wKv t]m-epÅ km-t¦-Xn-I hn-Zy-IÄ D-]-tbm-Kn-¨pw, Nn-e B-¸pIÄ h-gn-bpw s{S-bv\n-wKv k-a-b-¯p X-s¶ C-¯-cw sS-Ìp-I-fpw Izn-kp-I-fpw \-S-¯m³ ku-I-cy-ap-|v.

3 kz-`m-h am-äw sS-Ìv ]m-km-b-Xp-sIm-|v am-{X-am-tbm? t]m-cm! A-Xv tPm-en-bn {]mhÀ-¯n-I-am-¡p-I-Iq-Sn sN-t¿|-Xp-|v. C-\n- ap-X F-Ãm dn-t¸mÀ-«p-I-fpw ssh-In«v A©v a-Wn-¡v C sa-bv h-gn A-b-¡-W-sa-¶ \nÀ-tZ-iw s{S-bv\n-wKn-eq-sS \Â-In-bn-«pw, A-Xv {]m-hÀ-¯n-I-am-¡p-¶n-sÃ-¦n F-´p-sN-¿pw? Chn-sS-bm-Wv "t^m-tfm A-]v' sâ {]-k-àn. C-XpX-s¶-bm-Wv InÀ-Iv ]m-{Sn-Iv ]-d-bp-¶ aq-¶m-a-s¯

kz-`m-hw am-dn-b-XpsIm-|p am-{Xw A-h-km-\n¡p-¶n-à H-cp b-YmÀ-° s{S-bv-\-dp-sS tdmÄ. Im-cWw, H-cp b-YmÀ-° s{S-bv\n-wKv D-¶wh-bv-¡p-¶-Xv \n-§-fp-sS _n-kn-\-knÂ/sk-bvÂ-kn-ep-Å hÀ-[-\ X-s¶-bm-Wv. b-Ym-k-a-b-¯v dn-t¸mÀ-«p-IÄ A-b-¸n¡p-¶-Xv A-Xn-sâ H-cp `m-Kw am-{X-am-Wv. F-Ãm Zn-hk-hpw sk-bvÂ-kv dn-hyq ao-än-wKp-IÄ D-|m-bn-cn-¡ -Ww. C-Xn-t\m-sSm-¸w F-Ãm am-k-hpw H-cp s{S-bv\-dpsS km-¶n-[y-¯n dn-hyp \-S-¯p-¶-Xpw \-¶m-bn-cn¡pw. F-Ãm sk-bvÂ-kv Ìm-^n-tâ-bpw {]-Xn-I-cW-§Ä A-dn-bm-\pw ]-cn-lm-c amÀ-K-§Ä \nÀ-tZ-in¡m-\pw, A-Xp-h-gn sk-bvÂ-kn D-|m-Ip-¶ {]-iv-\§-sf ap³-Iq-«n Im-Wm-\p-sa-Ãmw C-¯-cw dn-hyq-IÄ k-lm-b-I-c-am-Ipw. C-Xn-eq-sS XoÀ-¨-bm-bpw \n-§-fpsS _n-kn-\-kv hm-eyp Iq-Sp-I-bpw sN-¿pw. C-¶v- CXn-s\-Ãmw km-t¦-Xn-I hn-Zy-bp-sS k-lm-bw tX-Smw F-¶p-Å-Xv H-cp h-en-b Im-cy-amWv. H-¶v XoÀ-¨-bm-Wv. H-ä Zn-h-k-s¯ H-cp s{Sbv\n-wKv t{]m-{Kmw, ]-e-t¸m-gpw H-cp kn-\n-a ImWp-¶-Xp-t]m-se-tb B-Ip-¶p-Åq. hy-à-am-b t^m-tfm-A-¸p-I-fn-eq-sS b-YmÀ-° {]-iv-\-§-sf tI{µo-I-cn-¨p-sIm-|p-Å "s{S-bv\n-wKv, dn-hyq B³-Uv sU-h-e-]v-saâv' t{]m-{Kmw B-Wv th-|-Xv. C-¯-c¯n ]-cn-io-e-\-§-sf k-ao-]n-¨m tI-c-f-¯n-se sN-dp-In-S Øm-]-\-§-fn C-¯-cw s{S-bv\n-wKp-I-fneq-sS _n-kn-\-kv 100 i-X-am-\-tam A-Xn-\-¸p-d-tam hÀ-[n-¸n-¡m-sa-¶-Xpw k-Xyw. (te-JI - ³ {_-½ te-Wnw-Kv skm-eyq-j³-kn-sâ kn.C. Hbpw, 400e-[n-Iw I-¼\ - n-Is - f hn-Pb - ] - m-Xb - n F-¯n¡m³ k-lm-bn-¨ am-t\-Pvs - aâv I¬-kÄ-«âp-am-Wv. kw-ib-§Ä ranjith@bramma.in F-¶ sa-bve - n A-bb - v¡ - mw)


UnPn-ä A-hk - c - §Ä DIGITAL OPPORTUNITIES

Im-ip-ïm-¡mw,

Un-Pn-ä-embn 25

]Wapïm¡m³

dkmJv Fw AÐpÃ

Hm¬sse³ kÀth I¼\n-IÄ A-h-cp-sS DÂ-¸-¶-§-sf-¡p-dn-¨v \-S-¯p-¶ dn-kÀ-¨p-I-fn \n-§Ä¡pw ]-¦m-fn-bmImw

F-

Ãm I-¼-\n-I-fpw A-hcp-sS s{]m-U-Îv, s{]mP-Îv dn-kÀ-¨n-sâ `mK-am-bn kÀ-th-IÄ \-S-¯pw. F-¶m C-¶v ]-e I-¼-\n-I-fpw B-{i-bn-¡p-¶-Xv Hm¬-sse³ kÀth-I-sf-bm-Wv. t\-cn-«v sN-bv-Xp sIm-Sp-¡m³ B-sf In-«m-¯-Xpw a-äp-am-Wv I-¼-\n-I-sf Hm¬-sse³ tem-I-t¯-¡v Xn-cn-bm³ t{]-cn¸n-¨-Xv. A-sX-´m-bm-epw kÀ-th tPm-en sN-¿m³ Xm¸-cy-ap-ÅhÀ-¡v Kp-W-am-bn-cn-¡p-I-bm-Wv. \n-c-h-[n sh-_v-ssk-äp-I-fm-Wv kÀ-th ku-I-cyw sN-bv-Xp-X-cp-¶Xv. C-Xn ku-P-\y-am-bn ssk³A-¸v sN-¿m-\pw 0.5 tUm-fÀ ap-X 20 tUmfÀ h-sc H-cp kÀ-th-bv-¡v t\-Sm-\pw ]-äpw. \n-§Ä Xm-a-kn-¡p-¶ cm-Pyw, \n-§Ä G-sä-Sp¡p-¶ tPm-en F-¶n-h A-\p-k-cn-¨v Cu Xp-I am-dn-h-cpw. h-f-sc knw-]n-fm-b tNm-Zy-§-fm-bn-cn-¡pw kÀ-th-bn D-|m-hp-I. F-Ãmw Hm-]v-j-W Bbn-cn-¡pw. A-sX/A-à tam-U-en-ep-Å tNm-Zy-§fp-ap-|m-hpw. Iq-Sp-X k-a-bw sN-e-h-gn-t¡-| kÀ-th-bm-sW-¦n A-Xn-\-\p-k-cn-¨v ]-W-hpw e-`n-¡pw. h-b-kv, Ip-Spw-_ ]-Ým-¯-ew, hn-Zym-`ymkw, Po-hn-X-co-Xn, {]-tZ-iw Xp-S-§n-b hn-h-c-§-fmWv kÀ-th-bn-eq-sS tNm-Zn-¡p-I. hym-P hn-h-c-§Ä \Â-Im³ {i-an-¡-cp-Xv. ]n-Sn-¡-s¸-Sp-I-bpw ]n-¶o-Sv H-cp kÀ-th-bpw e-`n-¡m-Xn-cn-¡p-I-bpw sN-¿pw.

]-Ww F-§-s\ e-`n-¡pw? \-

½p-sS C-þ sa-bvep-am-bn en-¦v sN-bvXmbn-cn-¡pw kÀ-th-IÄ e-`n-¡p-I. C-Xv sN-bv-Xp-I-gn-ªm \-½p-sS F-¡u-|n t]m-bvâp-I-sf-¯pw. ]n-¶o-Sv Cu t]m-bvâpIÄ Iym-jm-¡n am-äm-t\m B-a-tkm-Wn Kn-^v-äv hu-¨-dm-¡n am-ämt\m km-[n-¡pw. PayPal h-gn-bm-Wv Iym-jv F-¡u|n-se-¯n-¡m-\m-hp-I. C-´y-bn-se G-Xv _m-¦v F¡u-|n-te-¡pw ]-Ww e-`n-¡m³, PayPal.com  I-b-dn ku-P-\y-ambn F-¡u-|v {In-tb-äv sN-¿m-hp-¶-tX-bp-Åq.

"A-sX/A-Ã' tam-U-enep-Å h-f-sc knw-]n-fm-b Hm-]v-j-W tNm-Zy-§fm-bn-cn-¡pw D-ïm-hp-I. Iq-Sp-X k-a-bw sN-e -h-gn-t¡-ï kÀ-thbm-sW-¦n A-Xn-\-\p -k-cn-¨v ]-W-hpw e-`n-¡pw

ClixSense - https://www.ysense.com/ bp.F-kv tI-{µ-am-bn {]-hÀ-¯n-¡p-¶ kÀ-th sh-_v-ssk-äm-Wv ¢n-¡v-sk³-kv. A-Xp-sIm-|p X-s¶ Iq-Sp-XÂ ]-W-ap-|m-¡m³ k-lm-bI--am-hp-¶ sh-_vssk-äm-Wn-Xv. Swagbucks - https://www.swagbucks.com/ Hm¬-sse³ kÀ-th-bv-¡v ]p-d-sa, ]-W-ap-|m-¡m\p-Å a-äp Nn-e A-h-k-c-§-fpw \Â-Ip-¶ sh-_v-sskäm-Wv kzm-Kv-_-¡v-kv. t]m-fn-wKv sN-¿p-I, DÂ-¸-¶w ]-co-£n-¡p-I Xp-S-§n-b H-m]v-j-\p-I-fp-ap-|v.

Nn-e kÀ-th sh-_v-ssk-äp-IÄ Worthy-Shout - http://www.worthyshout.in/ 2013  {io-[À a-Wn Øm-]n-¨ I-¼-\n-bmWn-Xv. Z-£n-tW-´y BØm-\-am-bpÅ, hn-hn-[ cm-Py-§Ä B-{i-bn-¡p-¶ sh-_v-ssk-äm-Wn-Xv. 10 e-£w Aw-K-§-fm-Wv C-h-cp-sS Um-äm-t_-knep-Å-Xv.

kÀth F§s\ e`n¡pw? am

À-¡-äv dn-kÀ-¨v I-¼-\n-I-fp-am-bn ssS-A¸n-ep-Å Hm¬-sse³ sh-_v-ssk-äp-I-fm-Wv \-ap-¡v kÀ-th \Â-Ip-I. Fw.F³.kn-IÄ amÀ¡-äv dn-kÀ-¨v I-¼-\n-I-sf-bm-Wv k-ao-]n-¡p-I. kÀ-th-bn \-½Ä ]-s¦-Sp-¡p-¶-tXm-sS, amÀ¡-äv dn-kÀ-¨v I-¼-\n-bp-sS tIm-Sn-¡-W-¡n-\v B-fp-I-fn-sem-cm-fm-hp-I-bm-Wv \-½Ä. A-t¸mÄ H-cp kÀ-th sIm-|v \n-§-fp-sS ]-Wn Xo-cn-Ã. c-Pn-ÌÀ sN-bv-Xp-I-gn-ªm kÀ-th t\m-«n-^nt¡-j³ h-¶p-sIm-|n-cn-¡pw. cm-Pyw, hn-Zym-`ym-kw a-äp Im-cy-§-Ä F-¶n hsb B-{i-bn-¨m-Wv kÀ-th-IÄ e-`n-¡p-I. A-t¸mÄ sN-¿m-hp-¶-Xv, C-Xp-t]m-ep-Å \n-c-h[n sh-_v-ssk-äp-I-fn c-Pn-ÌÀ sN-¿p-I-bm-Wv. 20 sh-_v-ssk-äp-I-fn c-Pn-ÌÀ sN-¿p-I-bmsW-¦n an-\n-aw 30 kÀ-th-sb-¦n-epw e-`n-¡pw. _m-¡n \n-§Ä F-§-s\ {]-Xn-I-cn-¡p-¶p F-¶-Xn\-\p-k-cn-¨v e-`n-¨p-sIm-|n-cn-¡pw.

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019

19


kwcw-`I - Xzw

ENTREPRENEURSHIP

ssatkm¬ hnfn¡p¶p

hcq, kwcw`w hncnbns¨Sp¡mw ÌmÀ-«-¸v kw-cw-`-§Ä-¡v h-f-cm-s\m-cp Iq-sSm-cp-¡p-I-bm-Wv I-®q-cn-se ssa-tkm¬ [\w \yqkv _yqtdm

Ìm

À-«-¸p-IÄ-¡v hn-cn-ªn-d-§m-s\m-cp Iq-Spw h-fÀ-¶p ]-S-cm³ Xm-§pw \Â-In kw-cw-`-I ta-J-e-bp-sS {]-Xo-£-bm-hp-I-bm-Wv I-®q-cn-se a-e-_mÀ C-¶-th-j³ & F³-{S-{]-WÀ-jn-¸v tkm¬ (ssa-tkm¬). ]-c-¼-cm-K-X hy-h-km-b-§-fp-sS D-bÀ-¨-bv-¡pw h-fÀ-¨-bv-¡pw k-lm-bn¡p-¶ km-t¦-Xn-I hn-Zy hn-cn-bn-s¨-Sp-¡m-s\m-cn-Sw Iq-Snbm-bm-Wv, tI-c-f-¯n-se G-ä-hpw h-en-b c-|m-a-s¯ C-³Ip-t_-j³ skâÀ F-¶ \n-e-bn t]-sc-Sp-¯ ssa-tkm¬ {]-hÀ-¯n-¡p-¶-Xv. I-®q-cn-\-Sp-¯v [À-a-im-e-bn-em-Wv Cu Øm-]-\w.

]-c-¼-cm-K-X hy-h-km-b-§Ä-¡p th-|n ssI-¯-dn, ss¹-hp-Uv Xp-S-§n D-¯-c- a-e-_m-dn-sâ t]cpw {]-i-kv-Xn-bpw H-cp Im-e-¯v I-S I-S-¯p-I-bpw ]n¶o-Sv X-IÀ-¶p t]m-Ip-I-bpw sN-bv-X hy-h-km-b-§-fp-sS {]u-Vn Xn-cn-sI sIm-|ph-cp-¶-Xn-\v k-lm-b-I-am-Ip-I F-¶-Xpw ssa-tkm¬ D-¯-c-hm-Zn-¯-am-bn F-Sp-¡p-¶p. tI-c-f t¢-bv-kv B³-Uv sk-dm-an-Iv-kv ss{]-h-äv en-an-ä-Unsâ ssI-h-i-ap-Å c-t|-¡À `q-an-bpw sI-«n-S-hpw eo-kn-\v F-Sp-¯m-Wv ssa-tkm¬ bm-YmÀ-Yy-am-¡n-bn-cn-¡p-¶-Xv.

H-cp-¡n-bn-«p-|v. am-{X-a-Ã, dn-tkm-gv-kv ]qÄ, tIm-a¬ {_m³-Unw-Kv, kÀ-¡mÀ k-lm-bw, saâdnw-Kv k-t¸mÀ-«v, G-bv-©Â C³-sh-kv-tä-gv-kv ku-I-cy-§-fpw A-\p-_-Ô-am-bn \Â-Ip-¶p. tI-c-f kv-ämÀ-«-¸v an-j-sâ ]-cn-]qÀ-W ]n-´p-W-bpw Cu D-Zy-a-¯n-\p-|v. ap³ sFF-kvBÀ-H im-kv-{X-Ú-\pw \oÂ-k¬ Hm-Un-tbmbp-sS ap³ No^v sS-Iv-\n-¡Â Hm^ok-dp-am-b jn-te³ kp-K-X-\m-Wv ssa-tkmWn-sâ sN-bÀam³. sF-.än I-¼\n-bm-b s\Iv-tkm-^v-änsâbpw _n {Sm¡n-sâ-bpw am-t\Pnw-Kv U-b-d -Iv-ä-dm-b kp-`m-jv _m_p sI B-Wv amt\-Pnw-Kv U-b-d-IväÀ. hn-t{]m, ssa³-Uv {So F-¶n-h-bp-sS No-^v F-Iv-kn-Iyq-«nhv Hm-^o-k-dmbncp-¶ ]n.sI tKm-]m-e -Ir-jv-W³ U-b-d-Iv-ä-dm-bpw {]-hÀ-¯n¡p-¶p.

ssa-tkm-Wn-sâ e-£y-§Ä

ae_mÀ Gbv©Âkv

\nt£-]-§-fpsS amemJamÀ ssa-

tkm¬ kw-cw-`-IÀ-¡m-bn tI-c-f¯n-se G-bv-©Â C³-sh-kv-tä-gv-kn-sâ k-lm-bw e-`y-am-¡p-¶p. A-tXm-sSm -¸w an-I-¨ ÌmÀ-«-¸p-I-fn \n-t£-]n-¡p¶-Xn-\p-Å A-h-k-c-hp-am-Ip-¶p. ssatkm-Wn-se kw-cw-`-I-sc ap-¶n I-|v A-Xn-\p Io-gn cq-]o-I-cn-¨ a-e_mÀ G-bv-©Â-kv 2018 Pq-sse-bnÂ

tIc-f ÌmÀ«-¸v anj-sâ bp-h-\n-c-bv-s¡m-¸w ssa-tkm¬ am-t\-Pnw-Kv U-b-d-Iv-äÀ kp-`m-jv _m_p

l

{]m-tZ-in-I hy-h-km-b- {]-Xo-I§fm-b sS-Iv-ssÌÂ, ^À-Wn¨À, ss¹-hp-Uv, Sq-dnkw, A-{Kn-sS-Iv, B-bpÀ-th-Z, tlm-kv-]n-äm-en-än, am-en-\y kw-kv-I-c-Ww Xp-S-§nb-h-bp-am-bn _-Ô-s¸-« \q-X-\ km-t¦-Xn-I hn-Zy hn-I-kn-¸ns¨-Sp-¡p-I. l {]m-tZ-in-I X-e-¯n G-b-v©Â ^-|n-\p-Å ku-I-cyw GÀ-s¸-Sp-¯p-I-bpw A-tX-¡p-dn-¨v Bfp-I-sf t_m-[-h-¡-cn-¡p-I-bpw sN-¿p-I. l ÌmÀ-«-¸p-I-fp-sS h-fÀ-¨-bv-¡v B-h-iy-am-b tZ-io-b X-e-¯n-epw cm-Pym-´-c X-e-¯n-ep-ap-Å kw-cw-`§-fp-am-bn _-Ôw kr-ãn-¡p-I. Iq-Sm-sX \m-kvtImw, kv-ämÀ-«¸v an-j³ F-¶n-h-bp-am-bn tNÀ-¶v {]-hÀ-¯n-¡p-I. apJy-a{´n ]n-W-dm-bn hn-P-b³ ssa-tkm-Wn-sâ A-\pa-Xn ]{Xw ssI-am-dp¶p l ]-cn-io-e-\ ]-cn-]m-Sn-I-fpw ]n-¨nw-Kv t{]m-{Km-apI-fpw kw-L-Sn-¸n-¨v kw-cw-`IÀ-¡v h-f-cm-\p-Å Ah-k-c-ap-|m-¡p-I. kw-cw-`-I-\v h-f-cm-\p-Å-sX-Ãmw l I¬-kÄ-«âp-I-fp-sS-bpw saâÀ-am-cp-sS-bpw tk-h-\w 25,000t¯m-fw N-Xp-c-{i-Sn-bp-Å sI-«n-S-am-Wn-Xv. C-hn-sS ÌmÀ-«-¸p-IÄ-¡v e-`y-am-¡p-I. H-ä ko-äm-bpw Im-_n-\m-bpw kw-cw-`-IÀ-¡v e-`n-¡pw. 305 l kv-In sU-h-e-]v-saâv e-£y-an-«v te-WnwKv A-¡m-Zko-äp-I-fm-Wv C-hn-sS-bp-Å-Xv. 80 te-sd I-¼-\n-IÄ C-Xn\-Iw {]-hÀ-¯n-¨p Xp-S-§n. 200 te-sd sXm-gn-e-h-k-c-§-fpw an F-¶ \n-e-bn {]-hÀ-¯n-¡p-I. A-h-bv-¡v kr-ãn-¡m-\m-bn. ssh-Zyp-Xn, CâÀ-s\-äv, a-äv Ahn-hn-[ ta-J-e-I-fn {]-hÀ-¯n-¡p-¶-h-cn \n-¶v A-h-cpSn-Øm-\ ku-I-cy-§Ä, ^À-Wn-¨-dp-IÄ, ao-änw-Kv lmfp sS A-dn-hp-I-fpw A-\p-`-h-§-fpw A-dn-bm³ hn-ZymÀ-°n-IÄ-¡v IÄ, lu-kv Io-¸nw-Kv ku-I-cyw F-¶n-h-sbÃmw C-hnsS A-h-k-c-sam-cp-¡p-I.

{]-h-À-¯-\w Xp-S-§n-. C-Xv tI-c-f -¯n-se, {]-tXy-In-¨v a-e-_m-dn-se ÌmÀ-«¸p-I-sf e-£yw sh-¨p-Å-Xm-Wv. tI-c-f ÌmÀ-«-¸v an-j-\p-am-bn tNÀ-¶v {]-hÀ -¯n-¡p-¶ a-e-_mÀ G-bv-©Â-kv h-fÀ¨m km-[y-X-bp-Å ÌmÀ-«-¸p-IÄ¡v 50 e-£w cq-] h-sc \n-t£-]w \Â-Ip-¶p. C-Xn-\p ]p-d-ta cm-Py-s¯ a-äp C³-Ipt_-tä-gv-kp-am-bpw B-Iv-kn-e-td-tä-gv-kpw F-bv-©Â, sh-©zÀ Im-]n-ä \n-t£-] -I-cp-am-bpw _-Ô-s¸-«v kw-cw-`§-fn-te -¡v Iq-Sp-X \n-t£-]w F-¯n--¡m-\pÅ k-lm-b-hpw e-`y-am-¡p-¶p. \n-t£]-I-sc t\-cn-«v ÌmÀ-«-¸p-I-fp-am-bn _-Ôs¸-Sp-¯p-I-bm-Wv a-e-_mÀ G-bv-©Âkneq-sS e-£y-an-Sp-¶-Xv. C-´y³ G-bv©Â s\-ävhÀ-¡p-am-bn [m-c-Wm-]-{X-hpw a-e-_mÀ G-bv-©Â-kv H-¸n-«n-«p-|v. sIm¨n-bn-se t]-sa-{Sn, ^mÀ-ta-gvkv F-^vC-k-Uv, ¢q-{Sm-¡v, F-kv ]n tdm-t_m-«nI-v-kv, _n {Sm-Iv Xp-S-§n-b kw-cw-`-§Äs¡-Ãmw C-Xn-\-Iw \n-t£-]w \Â-Im³ a-e-_mÀ G-bv-©Â-kn-\v km-[n-¨p.

ho«p tkh\§Ä ]SnhmXn¡se¯n¨v SmkvIv amcntbm A-

Xym-h-iyw h-cp-t¼mÄ H-cp ¹w-_-tdtbm C-e-{Îo-jy-t\-tbm In-«m-sX hn-jan-¡p-¶-h-cm-Wv \-½Ä. In-«n-bm X-s¶ A-hÀ F-§-s\-bp-Å-h-sc-¶-dn-bn-Ã, hen-b Iq-en sIm-Sp-t¡-|n h-cpw Xp-S-§n-b {]-iv-\-§Ä th-sd. C-Xn-s\-Ãmw ]-cn-lm-cam-bn ho-«p-]-Sn-¡Â tk-h-\-§-sf-¯n-¨v H-cp sam-_o B-¹n-t¡-j³. sIm-¨n B-Øm-\-am-bp-Å ssk-^À tjm-«v sS-Iv-t\m-f-Po-kv ss{]-h-äv en-an-ä-Uv X-bm-dm-¡n-b Sm-kv-Iv am-cn-tbm (Taskmario) F-¶ B-¹n-t¡-j-\m-Wv ]p-Xp-abp-Å tk-h-\-§-fp-am-bn F-¯p-¶-Xv. Øm-]-\-¯n-sâ k-l Øm-]-I-\pw No-^v F-Iv-kn-Iyq-«n-hv Hm-^o-k-dp-am-b an-lnÀ C F-kn-sâ t\-Xr-Xz-¯n-ep-Å H-cp

Iq-«w bp-hm-¡-fm-Wv Cu kw-cw-`-¯n-\v ]n-¶nÂ. C-¯-cw tk-h-\-§Ä \Â-Ip¶ B-fp-I-fp-sS t^m¬-\-¼-dp-IÄ hnhn-[ ssk-äp-I-fn e-`y-am-Ip-¶p-s|¦n-epw F-Ãmw H-cp-Ip-S-¡o-gn D-¯-c-hmZn-¯-t¯m-sS e-`y-am-¡p-¶ H-cp kw-cw`w F-¶ \n-e-bn-em-Wv Sm-kv-Iv-am-cn-tbm hy-Xy-kv-X-am-Ip-¶-Xv.

h-\w e-`n-¡p-I. Im-dn-\v H-cp ss{U-hÀ, sam-_o ImÀ hm-jv, ho-Sv am-ä-¯n-t\mS-\p-_-Ôn-¨p-Å tk-h-\-§-Ä, C-e-{Îojy³, ¹w-_À, s]-Ìv I¬-t{SmÄ, lu-kv

e-`y-am-Ip-¶ tk-h-\-§Ä tlmw kÀ-ho-kv, _yq-«n & sse-^v ssÌÂ, {In-tb-än-hv & s^m-t«m-{Km-^n, {Sm³-kv-t]mÀ-t«-j³ & sU-en-h-dn Xp-S§n-b ta-J-e-I-fn-em-Wv B-¸v tk-h-\w \Â-Ip-¶-Xv. \n-e-hn sIm-¨n, Xr-iqÀ, Xn-cp-h-\-´-]p-cw \-K-c-§-fn-em-Wv tk-

20 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

¢o-\nw-Kv, F-kn, Snhn sS-Iv-\ojy³, sam -_o ImÀ dn-¸bÀ XpS-§n-b tk-h-\§sfÃmw C-Xn s]-Sp-¶p. C-\n, \n-§Ä H-cp {]-[m-\ tUm-Iyp-saâv ho-«n a-d¶psh-¶n-cn-¡-s« A-Xv Hm-^o-kn-se-

¯n-¨v X-cm-\pw Cu B-¸n-eq-sS B-hiys¸-Smw. Ip-d-ª sN-e-hn Ir-Xy-am-b tk-h-\w \Â-Ip-I-bm-Wv Cu B-¹n-t¡j-\n-eq-sS e-£y-an-Sp-¶-sX-¶v an-lnÀ ]-d-bp-¶p. C-e-{Îo-jy³, ¹w-_À tk-h-\-§Ä Xp-S-§n-b sN-dn-b B-h-iy-§Ä-¡m-bn s]-s«-¶v e-`y-am-¡p-¶ "Hm¬ Un-am³-Uv _p-¡nw-Kv', lu-kv ¢o-\nw-Kv, s]bvânwKvv, sh-Ínw-Kv s^m-t«m-{Km-^n t]m-se h-enb tPm-en-IÄ-¡m-bn Iz-t«-j³ £-Wn¨p sIm-|p-Å "dn-Iz-Ìv {^o tIzm-«v-kv' F-¶o c-|p tkh-\ hn-`m-K-§-fm-Wv B-¹n t¡-j-\n D-Å-Xv. t^m¬: 91 7510464407, Cþsa-bvÂ: mihir@cyphers.com


hyh-kmbw INDUSTRY

XoctZi]cn]me\ \nbaw

tImhfs¯ Sqdnkw taJe {]XnkÔnbn [\w \yqkv _yqtdm

tem

I{]-ikv-X hn-t\m-Zk©m-c tI-{µamb tImh-f-s¯ 165 sI-«n-S§Ä s]-fn-¨p-am-ä-W-sa-¶ Xn-cp-h-\-´-]p-cw tImÀ-¸-tdj-sâ \n-e-]m-Sn-s\-Xn-sc kw-cw-`-I-cp-sS hym-]-Iam-b {]-Xn-tj-[w. tIm-hfw, hn-gn-ªw F-¶o {]tZi§-fn Xo-c-tZ-i- ]-cn-]m-e-\ \n-b-ahpw sI«n-S \n-Àam-W N-«-§fpw ew-Ln-¨n-«p-Å 165Hm-fw tlm-«-ep-I-fpw dn-tkmÀ-«p-I-fp-ap-s|¶-m-Wv tImÀ-¸-tdjsâ I-s|¯Â. C-h-bn G-Xm\pw Nn-e sI-«n-S-§Ä s]m-fn-¨p-am-äm-\mbn tImÀ-¸-td-j³ C-S-bv¡vv t\m-«o-kv \Â-In-bn-cps¶-¦n-epw XÂ-¡m-e-t¯¡v kw-cw-`-IÀ A-Xn-s\-Xn-sc tIm-S-Xn-bn \n¶pw tÌ HmÀ-UÀ hm-§n-bn-cn-¡p-IbmWv. ap³-]v hn-gn-ªw ]-©m-b-¯n-sâ `m-K-am-bn-cp-¶p tIm-hfw. F-¶m A-Xv tImÀ-¸-tdj-sâ `m-K-am-b-tXmsSbm-Wv {]-iv-\-§Ä Xp-S-§n-b-Xv. "1991se Xo-c-tZ-i -]-cn]m-e\ \nb-aw A--\p-k-cn-¨v tkm¬ 3 bn-se sI-«nS-§Ä-¡v Xoc-¯p\n-¶v 200 ao-äÀ AI-ew th-W-sa-¶ps|-¦n-epw 1996 em-Wv F-hn-sS-\n-¶v A-f-¡-W-sa-¶v \n-iv-N-bn-¨-Xv. A-Xp-h-sc-bpw ]-©mb-¯v sI-«n-S-§Ä¡v A-\pa-Xn \Â-In-s¡m-|n-cp-¶p. 1998em-Wv tI-cf tIm-kv-ä tkm¬ am-t\-Pv-saâv AtYmdn-än cq-]o-Icn-¨-Xv. C-¡m-e-b-f-hn-\p-Ån ]-©m-b-¯n-sâ A-\paXn-tbm-sS \nÀ-an-¨-h-bmWv Cu sI-«n-S-§-sfms¡'

tIm-hfs¯ tlm-«Â ko-s^-bv-kn-sâ D-S-abpw tIcf tlm-«Â B³Uv sdkv-sämdâv A-tkm-kn-tb j-sâ c£m[nIm-cn-bpam-b Pn.kq-[o-jv-Ip-amÀ Nq-|n-¡m«n. tIm-h-fw {]-tZi-s¯ H¶mw hmÀ-Uv ]-|v {Sn-Ubp-sS `m-K-am-bn-cp¶p. C-hn-sS-bm-Wv kz-Im-cy kw-cw`-I-cpsS Sq-dn-kw ]-²-Xn-IÄ G-ähpw A-[n-Iw \-S-¸m¡-s¸-«n-«p-Å-Xv. D-tZym-KØÀ \n-b-a-§sf sX-äm-bn hym-Jym-\n-¨-Xn-eq-sS-bm-Wv {]-Xnk-Ôn D-|m-bn-cn-¡p¶-sX¶pw kw-cw-`-IÀ Nq-|n-¡m«p¶p. kÀ-¡m-cn-sâ C-S-s]-S sIm-|à tIm-hf-s¯ Sq-dn-kw ta-J-e h-fÀ-¶Xv. ]|-s¯ ho-Sp-I-fn Hmtcm ap-dn hoXw Iq-«n-t¨À¯p-sIm-|v Im-e-{I-ta-W-bmWv tIm-hf-s¯ Sq-dn-kw h-fÀ-¶p- hn-I-kn-¨Xv. sI«n-S \-¼-cp-Å-Xpw \n-Ip-Xn A-S¨p-sIm-|n-cn-¡p-¶-Xp-am-b sI-«n-S-§-fm-Wv s]m-fn-¨p-am-ä-W-sa-¶v tImÀ-¸-td-j³ kw-cw`-I-tcm-Sv B-h-iy-s¸-«n-cn¡p¶-Xv.

I-W-¡p-I-fn A-hy-à-Xbpw B-i-b-¡p-g-¸hpw A-\-[nIr-X \nÀ-am-W-§-sf-¡p-dn-¨v G-Xm\pw hÀ-j-§Ä-¡v ap³-]pÅ kn.F.Pn-bp-sS dn-t¸mÀ-«nÂ

tIm-hfw, hn-gn-ªw {]-tZ-i-§-fn-em-bn 1600 tlm-«-ep-Ifp-s|-¶v I-s|-¯n-bn-cp-¶p. A-Xn-s\ Xp-SÀ-¶v \n-bak-`m k-an-Xn C-¡mcyw ]cn-tim-[n-¨n-«v A-\-[nIr-X \nÀ-am-W-§-sf-¶v I-s|-¯n-b-Xv shdpw 165 sI-«n-S§-fm-Wv. F-¶m C-sXm-s¡ F-´v am-\-Z-Þ-§Ä A-\p-k-cn-¨m-sW¶-Xv hy-à-a-söpw B-tcm]-Ww D-b-cp-¶p. C-Xn-\nsS tI-cf tIm-kv-ä tkm¬ am-t\Pv-saâv A-tYm-dn-än H-cp am-kw ap³-]v {]-kn-²o-I-cn-¨ dn-t¸mÀ-«n 65 sI-«n-S-§Ä am-{X-am-Wv Xo-c-tZ-i ]-cn-]m-e-\ \nb-aw ew-Ln-¨-Xm-bn I-s|-¯n-bn-cn-¡p¶Xv. ]-c-kv-]-c hn-cp-²am-b I-W-¡p-I-fpw am-\-Z-Þ§-fp-ap-]-tbm-Kn-¨v tIm-hf-s¯ kw-cw-`I-sc h-«w-Np-än¡p-I-bm-Wv hnhn-[ kÀ-¡mÀ G-P³-kn-IÄ. tImÀ-¸-tdj-sâ \-S]-Sn \q-dv I-W-¡n-\v kw-cw-`Isc s]-cp-hgn-bn-em¡p-I am-{X-aà B-bn-c-¡-W-¡n-\v Po-h-\-¡m-cp-sS D-]-Po-h-\-amÀ-Kw CÃm-Xm-¡p-Ibpw sN-¿p-sa-¶-Xm-Wv {]-[m\w. sI-«n-S-§Ä s]m-fn-¡p-¶Xn-\v F-Xn-sc-bpw A-h \n-b-a-hn-t[b-am-¡p-¶-Xn\pap-Å A-\pIqe D-¯-c-hp-IÄ kw-cw-`IÀ tIm-S-Xn-Ifn \n¶pw FÂ.F-kv.Pn ss{S-_yq-W-en \n-¶pw t\-Sn-bn-«p-s|-¦nepw tImÀ-¸-td-j³ A-h-sb¶pw I-W-¡n-se-Sp-¡p-¶n-söpw kp[o-jv-Ip-amÀ Nq-|n-¡m«p¶p. I-gn-ª hÀ-jw tI-{µ kÀ-¡mÀ Xo-c-tZ-i-]-cn]m-e-\ \n-b-a-¯n hen-sbmcp t`K-Xn h-cp-¯n-sb-¦nepw A-Xn-\v ap³Im-e {]m-_-ey-an-sÃ-¶-Xm-Wv tIm-h f-s¯ kw-cw-`-IÀ¡v hen-b Xn-cn-¨-Sn-bm-b-Xv. kz-Im-cy kw-cw-`-I-cp-sS tlm-«-ep-IÄ s]m-fn-¨v \o-¡-W-sa-¶v B-h-iy-s¸-Sp-¶ `-c-W-Iq-Sw BZyw s]m-fn-¨p-amtä|-Xv tIm-hfs¯ tI-{µ kwØm-\ kÀ-¡m-cp-I-fp-sSbpw tImÀ-¸-td-j-sâbpw A-\-[nIr-X sI-«n-S-§-fm-sW¶pw kw-cw-`-IÀ ]dbp¶p. tIm-hfs¯ kw-cw-`-I-cp-sS {]-iv-\-§Ä-¡v im-iz-Xam-sbm-cp ]-cn-lm-c-am-Wv D-S\Sn B-h-iyw. A-Xp-|m-bn-sÃ-¦n tem-I Sq-dn-kw `q-]-S-¯n I-b-dn-¸änb tIm-hf-s¯ Sq-dn-k-¯n-sâ A-kv-X-a-\-¯n-\v A-Xv hgn-sbm-cp-¡n-tb¡p-sa-¶ B-i-¦-bn-em-Wv C-hnS-s¯ kw-cw-`-I k-aqlw.

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

21


dosä-b v RETAIL

HmW"tImSnIÄ' e£yan«v

Krtlm]IcW hn]Wn tI

c-f-¯nse Krtlm-]I-c-W hn-]-Wn-bn G-ähpw Iq-Sp-X I-¨h-Sw \-S-¡p-¶ k-a-b-amWv Hm-W-¡mew. {]f-bw sIm|p-t]mb I-gn-ª hÀjs¯ Hm-W-¡m-e hn-]-Wnsb Cu hÀ-jw Xn-cn-¨p ]n-Sn-¡m³ I-¨-sI-«n-bn-d-§n-bn-cn-¡p-I-bm-Wv hym-]m-cn-Ifpw \nÀ-am-Xm-¡-fpw. 30 i-X-am-\w h-fÀ-¨-bm-Wv hnhn-[ X-cw DÂ-¸-¶-§fp-sS hnÂ-¸-\-bn hn]-Wn {]-Xo-£n-¡p-¶Xv. tI-c-f-¯n \n-¶m-Wv C-´y-bn-se D-Õ-hIm-e hnÂ-¸-\-bv-¡v Xp-S-¡-am-Ip-¶Xv. AXp-sIm-|v I-¼-\n-Ifpw hym-]m-cn-I fpw G-ähpw {]-Xo-£-tbm-sS Im-Wp-¶ hn]-Wn Iq-Sn-bm-WnXv. hnhn-[ I¼-\n ta-[mhnIÄ tI-c-f-¯nse Hm-W hn]-Wn-sb Ip-dn-¨pÅ {]-Xo-£-I-Ä ]-¦p-h-bv-¡p¶p

50% hn¸\ hfÀ¨ e£yan«v tkmWn k-Xo-jv ]-Zv-a-\m`³, skbvÂ-kv slUv

"190

tIm-Sn cq-]-bp-sS hn¸\ e-£y-hp-am-bn {]-f-b-\-ã-s¯ a- d n- I - S - ¡ m- s \m- c p- § p- I - b m- W v tkm-Wn. 50 i-X-am-\w B-Wv tkm-Wn e-£y-an-Sp-¶ hnÂ-¸\ h-fÀ-¨. Hm-tcm Zn-h-k-hpw ]p-Xn-b ]p-Xn-b km-t¦-Xn-I hn-Zy-IÄ A-h-X-cn-¸n-¡m-\p-Å \n-c-´-c-am-b K-th-j-W-¯n-em-Wv Sow. ]n-Iv-k tIm¬-{Sm-Ìv _q-ÌÀ D-Å tkmWn-bp-sS Zr-iy-an-I-hv A-Xn-s\m-cp D-Zm-l-c-Wam-Wv. C-¯-c-¯n Iq-Sp-X {]o-an-bw DÂ-¸-¶§-fn-em-Ipw C-¯-h-W tkm-Wn {i-² ]-Xn-¸n¡p-I.' tkm-Wn t{_-hn-tbm sS-en-hn-j-\p-IÄ, ku-|v _m-dp-IÄ, ]mÀ-«n kv-]o-t¡v-gvkv, BÂ-^m Iyma-dIÄ F-¶n-§-s\-bp-Å Im-ä-K-dn-I-fn C-¯-h-W

tkm-Wn G-sd ]p-Xp-a-IÄ sIm-|p-h-¶n«p-|v.

]p-Xn-b DÂ-¸-¶-§Ä tkm-Wn- C¯h-W {i-² ]-Xn-¸n-¡p¶ tlmw Hm-Un-tbm sk-sÜân F-¨v-Sn-þ sk-Uv9F-^v, F-¨v.Sn þ F-Iv-kv 8500 tUmÄ-_n A-äv-tam-kv ku|v _m-dp-I-fpw, t]-gv-k-W HmUn-tbm sk-sÜân U-»yp. F-¨v þ F-Iv-kv._n.900 F³ F-Iv-kv-{Sm _m-kv »q Sq-¯v kv-]o-¡dp-I-fpw A-h-X-cn-¸n-¨n-cn-¡p-¶p. D-]-t`m-àm-¡Ä-¡v Xn-tb-äÀ ^o \Â-Ip-¶ DÂ-¸-¶-§-fn B-Wv C-¯-h-W tkm-Wn-bp-sS Hm-Un-tbm sk-sÜâv {i-² ]-Xn-¸n-¨n-cn-¡p-¶-Xv. hm-bv-], Iym-jv _m-¡v Hm-^-dp-IÄ F-¶n-h-bpw D-]-t`m-àm-¡Ä-¡m-bn A-h-X-cn-¸n-¨n-«p-|v.

'{Ko³' D¸¶§fn {i² \ÂIn tKmZvsdPv Ia \-´n, _nkn\-kv slUv, C-.hn.]n

Kr

- t lm- ] - I c-W ta-J-e-bnse cm-Py-s¯ ap³- \ n- c - ¡ m- c nsem-¶m-b tKmZv-sd-Pv A-]v-fb³-k-kv Hm-W¡m-ew e-£y-an-«v {]o-an-bw hn-`mK-¯n-se hm-jn-Mv sa-jo³, sd{^n-P-td-äÀ, F-bÀ I-|o-j-WÀ, ssa-t{Im-th-hv A-h³ Xp-S-§nb-h ]p-d-¯n-d-¡p-I-bm-Wv. ]-cn-Øn-Xn kw-c-£-W-¯n\p ap³-Xq-¡w \Â-In-s¡m-|pÅ "{Ko³ A-]v-f-b³-k-kn-\mWv tKm-Z-sd-Pv C-¯-h-W {i-² \Â-In-bn-cn-¡p-¶-Xv. Iw-{]-Ê-dpIÄ C-Ãm-¯ sd-{^n-P-td-äÀ C -´y³ hn-]-Wn-bn-te-¡v A-h-Xcn-¸n-¡p-¶ B-Zy I-¼-\n-bm-Ip-

I-bm-Wv tKm-Zv-sd-Pv. Hm-tkm¬ ]m-fn-bn hn-Å ho-gp-¶-Xn-sâ {]-[m-\- Im-c-W-am-bn Nq-|n-¡m«p-¶ sd-{^n-Ptd-ä-dn-sâ Iw-{]kÀ {]-iv-\-§Ä-¡v ]-cn-lm-cw Im-Wp-¶-Xn-sâ Xp-S-¡-am-Wv C-Xv.

12 hm-Sv-kn {^n-Uv-Pv C-¯h - W t]-gvk - W - s - se-kvUv sd-{^n-PtdäÀ A-hX - c - n¸n-¡m-\m-Wv R-§Ä H-cp§p-¶X - v. 6500 cq-]b - m-Ipw 12 hm-Svk - v am-{Xw h-cp¶ Iw-{]-kÀ {^o B-b Cu sd{^n-Ptd-äd - n-sâ B-cw-`h - n-e. Cu sS-Ivt- \m-fP - n-bn t]-gvk - W - s - sekvU - v Iq-fÀ/ F-bÀ I-|o-j\ - d - p-

22 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

IÄ Iq-Sn ]p-d¯ - n-d¡ - m³ ]-²X - nbn-Sp-¶p-|v.

tI-c-fw {]n-b -hn-]-Wn {]-fb - ¯ - n \n-¶pw I-ctI-dp-¶ tI-cf - ¯ - n-se D-]t- `màr-\n-cb - n \n-¶pw an-I¨ {]-Xn-Ic - W - a - m-Wv tKm-Zvs - d-Pv A-]vf - b³-kk - n-\v e-`n-¡p-¶X - v. sam-¯ h-cp-am-\¯ - n-sâ 450 tIm-Sn-tbm-fw h-cp-¶ _n-kn-\k - v tI-cf - hn-]Wn-bn \n-¶p-am-Wv F-¯p-¶X - v. i-àa - m-b hn-]W - n-sb-¶ \n-ebn 30 i-Xa - m-\w h-fÀ-¨b - m-Wv Cu ]m-Z¯ - n tI-cf - hn-]W - nbn \n-¶pw {]-Xo-£n-¡p-¶X - v. C-hn-Sp-s¯ D-bÀ-¶ km-£c - X - m \n-c¡ - pw sS-Ivt- \m-fP - n-tbm-Sp-Å kzo-Im-cy-Xb - p-am-Wv R-§s - f k-lm-bn-¡p-¶X - v.

thmÄ«mkv e£yanSp¶Xv 50 tImSn {]-Zo-]v _-£n am-t\-Pnw-Kv U-b-dÎÀ & knCH

Cu Hm-W-¡m-e-¯v 50 tIm-Sn cq-]-bp-sS _n-kn-\-km-

Wv thmÄ-«m-kv tI-c-f- hn-]Wn-bn e-£y-an-Sp-¶-Xv. Fkn, {^n-UvPv, hm-jnw-Kv sa-jo³ F-¶n-hbpsS 10000 bq-Wn-äp-IÄ Hm-W-¡me¯v hn-ägn-¡m-\m-Ip-sa-¶mWv I-¼-\n-bpsS {]-Xo-£. Sm-äm {Kq-¸n \n-¶p-Å ap³\n-c F-bÀI-|o-jvWÀ {_m³Umb thmÄ-«m-kv en-anäUv 2020 km¼¯n-I hÀ-j-¯n-sâ B-Zy ]m-Z¯n tI-c-f hn-]-Wn-bn 163 iX-am-\w h-fÀ-¨ t\-Sn. C-¡m-e-b-fhn 35000 bq-Wn-äv F-bÀ-I-|o-jW-dpIÄ C-hnsS hn-äg - n-¨p. I-Sp-¯ th-\e - pw, kp-K-aam-b I¬-kyq-aÀ ^n-\m³kv Hm-]v-j-\pI-fp-am-Wv C-Xn-\v A-hk-c-sam-cp-¡n-bXv. tZ-io-b-X-e-¯nepw I-¼-\n-¡v an-I-¨ hn]-Wn t\-Sm³ km-[n-¨n-«p-|v. 50 i-X-am-\-am-Wv tZiob X-e-¯n F-kn hnÂ-¸-\-bn I-¼-\n-bp-sS ]-¦m-fn-¯w. I-gn-ª aq-¶p-hÀ-j-am-bn ]-¯p e-£w bq-Wn-äp-IÄ hn-ä-gn-¡m³ I-¼-\n-¡v km-[n-¡p-¶p|v. F-¶m Cu hÀ-jw B-Zy A-©p am-k-¯n-\p-Ån Xs¶ Cu e£yw ssI-h-cn-¡m³ km-[n-¨p-. hÀ-jm-h-km-\-t¯msS 15 e-£w bq-Wn-äp-IÄ hn-ä-gn-¡m-\m-Ip-sa¶m-Wv {]-Xo-£. hnhn-[ t{]mU-Îv Im-ä-K-dn-I-fnembn 23 i-Xam-\w hn]-Wn hn-ln-Xw I-¼-\n-¡v tI-c-f-¯nep|v. \q-dn-e-[n-Iw F-kv-sI-bp F-kn DÂ-¸-¶ \n-c-bm-Wv thmÄ-«m-kv 2019  A-h-X-cn-¸n-¡p¶-Xv. Hm-K-kv-äv H-¶p ap-X sk-]v-äw-_À 15 hsc-bp-Å Im-e-b-f-hn thmÄ-«m-kv A-sÃ-¦n thmÄ-«m-kv s_t¡m DÂ-¸-¶-§Ä hm-§pt¼mÄ kv-{Im-¨v ImÀ-Un-eq-sS H-cp e-£w cq-] hn-e-a-Xn-¡p-¶ Hm-Ww {Uow tlmw ]m-bv¡v Hm^À A-S-¡-ap-Å D-d¸m-b k-½m-\-§Ä t\-Sm³ A-h-k-chpw I¼-\n e-`y-am-¡n-bn-«p|v. F-bÀ I-|o-j-vW-dpIÄ, d-{^n-P-td-ä-dpIÄ, hm-jnw-Kv sa-jo-\pIÄ, hm-«À Un-kv-s]³-k-dpIÄ, ssat{Im-th-hv Hh³, {_m³U-Uv ^pSv-t_mÄ F-¶n §-s\ D-d¸m-b k-½m-\-§Ä kz-´-am-¡mw. k-½m-\-§Ä-¡p ]pd-sa F³-_n-F-^v-kn-IÄ aptJ-\ e-fn-Xam-b C-Fw-sF ku-I-cy-t¯msSbpw sX-c-sª-Sp-¡-s¸-« s{I-Un-äv ImÀ-UpIÄ aptJ-\ A-©p i-X-am-\w Im-jv _m-¡v ku-I-cy-t¯m-sSbpw DÂ-¸-¶-§Ä hm-§mw. XpÀ-¡n-bn-se BÀ-sk-en-Iv {Kq-¸p-am-bp-Å k-l-I-c-W-t¯m-sS k-\-µn 700 tIm-Sn cq-] sN-e-hn d-{^n-P-td-äÀ ^mÎdn Øm-]n-¨p h-cn-I-bm-Wv thmÄ-«mkv. 10 e-£w bq-Wn-ämWv DÂ-¸m-Z-\ ti-jn.


_m¦nwKv & ^n\m³kv BANKING & FINANCE

ImÀjnI kzÀW¸Wb hmbv]

km[mcW¡mÀ Bi¦bnÂ

kzÀ-W-¸-W-b-¯n-t·Â Ip-d-ª \n-c-¡n e-`y-am-bn-cp-¶ ImÀjn-I hmbv-] \nÀ-¯-em-¡m³ t]m-Ip-¶p-sh-¶ dn-t¸mÀ-«p-IÄ P-\-§-fn B-i-¦ ]-c-¯p-¶p [\w \yqkv _yqtdm

I-S-s¡-Wn--bn--em¡pw kz-Im-cy [-\-Im-cy Øm-]-\-§fnepw _m-¦p-I-fnepw k-_v-kn-UnbnÃm-¯ kzÀ-W¸-W-b hm-bv-]-bv¡v 10 i-X-am-\-¯n-\v ap-I-fn-em-Wv ] en-i \n-c¡v. ]h-\v ]-c-amh-[n Xp-I hm-bv-]-bm-bn F-Sp-¡p-t¼mÄ hmbv-]m \nc-¡v h³-tXm-Xn D-b-cpw. k-_v-kn-Un-bp-Å kzÀ-W¸Wb hm-bv-]-IÄ _m-¦p-IÄ \nÀ-¯-em¡n-bm A-Xym-h-iy-¡mÀ IqSn-b ]en-i \nc-¡v B-sW-¦nepw In«m³ F-fp-¸-ap-Å kz-Im-cy Øm-]-\§-sfbpw t»-Uv ]-en-i-¡m-scbpw k-ao-]n-t¡-|n h-cpw. C-Xv km-[mc-W-¡m-sc ho|pw I-S-s¡-Wn-bnem-¡pw. ""AÀ-l-X-bnÃm-¯-hÀ-¡v k-_v-kn-Un-IÄ e-`n-¡p¶-Xv X-S-tb |-Xv X-s¶-bmWv. ]-t£ \-½p-sS km-¼¯n-I Øn-Xn-bp-sS A-h-Øsbm-s¡ `-cn-¡p-¶-hcpw \-b-cq-]oIc-Ww \-S-¯p-¶-hcpw A-dn-tb-| Xpw A-Xym-h-iy-am-Wv. Hmtcm Imcy-§Ä \nÀ-¯-em-¡p-t¼mgpw ]n³-h-en-¡p-t¼mgpw km-[m-c-W¡m-sc F§-s\ A-Xv _m-[n-¡p-sa¶v Iq-Sn t\mt¡-|n-bn-cn-¡p-¶p.'' H-cp _m-¦p-tZym-K-س Xp-d-¶p]-dbp¶p.

kz

À-W-¸-W-b-¯n-t·Â \m-ev i-X-am-\w hm-À jn-I \n-c-¡n aq-¶pe-£w cq-] h-sc e-`n¡p-¶ ImÀjn-I hmbv-] A-h-km-\n-¸n-¡m³ tI-{µ kÀ-¡mÀ Xo-cp-am-\n-¨p-sh-¶ co-Xn-bn h-¶ am[y-a dn-t¸mÀ-«p-IÄ tI-c-f-¯n-se km-[m-c-W-¡mcn kr-ãn-¨n-cn-¡p¶-Xv I-Sp-¯ B-i-¦. 2019 H-tÎm_À H-¶p ap-X kzÀ-W-¸-W-b-¯n-t·Â Ir-jn-hmbv-] \Â-tI-|-Xn-sÃ-¶v tI-{µ kÀ-¡mÀ _m-¦p-IÄ-¡v \nÀ-tZ-iw \Â-In-sb-¶m-Wv dn-t¸mÀ-«p-IÄ ]p-d-¯p h-¶Xv. F-¶m C-¯-c-¯n-ep-Å \nÀ-tZ-iw X-§Ä-¡v e-`n-¨n-«n-sÃ-¶v _m-¦v A-[n-Ir-XÀ ]-d-bp¶p. (Cu dnt¸mÀ-«v F-gp-Xp-¶ th-f h-sc). A-\ÀlÀ Cu hmbv-] F-Sp-¡p¶-Xv A-h-km-\n-¸n¡-W-sa-¶m-h-iy-s¸-«v Ir-jn-a{´n hn F-kv kp-\n -Ip-amÀ tI-{µ Ir-jn-a-{´n¡pw dn-kÀ-hv _m-¦v K-hÀ-WÀ ¡pw \ÂIn-b I-¯n-sâ Iq-Sn A-Sn-Øm-\-¯n-em-Wp \-S-]-Sn-sb-¶m-bn-cp-¶p dn-t¸mÀ-«p-IÄ ]p-d-¯p-h-¶Xv. F-¶m IÀ-j-IÀ-¡v e-`n-t¡-| ImÀjn-I kzÀ-W]W-b hmbv-] \nÀ-¯-em-¡m-³ kwØm-\ kÀ-¡mÀ B-h-iy-s¸-«n-«n-sÃ-¶ hn-i-Zo-I-c-W-¡p-dn-¸v C-Xn-\n-sS ]pd-¯v {]-N-cn-¡p-¶p-ap-|v.

F´p-sIm-|v Bi-¦? IÀ-j-IÀ-¡v Ip-d-ª sN-ehn ]-Ww e-`y-am-¡m³ D-t±in¨p-sIm-|p-Å ImÀjn-I kzÀW¸-W-b hmbv-]-bp-sS ]en-i \nc-¡v b-YmÀ-°-¯n H³]-Xv i-X-am-\-am-sW-¦nepw A-©v iX-am-\w k-_v-kn-Un-bp|v. AXn aq-¶p i-X-am-\w tI-{µhpw c-|p i-X-am-\w kw-Øm-\-hp-amWv h-ln-¡p-¶Xv. tI-c-f-¯n hn-Xc-Ww sN-bv-Xn-cn-¡p-¶ kzÀW-¸-W-b-¯n-t·-ep-Å ImÀjnI hm-bv-]-bn knw-l-`m-K-hpw e-`n-¨n-cn-¡p¶-Xv Ir-jn-¡mÀ-¡sÃ-¶mWv kwØm-\ kÀ-¡m-cnsâ \n-K-a-\w. Ir-jn hmbv-] A-\À-l-cn-te¡v F-¯p-¶p-t|m-sb-¶v I-s|¯m³ D-tZym-K-Ø kw-Lw tI-c-f-¯n-se-¯n ]cn-tim-[-\ \-S-¯n-bn-cp¶p. tI-c-f kÀ-¡mcn-sâ I-¯n-s\ Xp-SÀ-¶m-Wv tI-{µ Ir-jn h-Ip-¸v D-tZym-K-Ø kwL-s¯ \n-tbmKn-¨-sX-¶pw kq-N-\-I-fp-|v. Ir-jn-¡mÀ AÃm-¯-h-cnte¡pw Cu hmbv] t]m-Ip-¶p-s|-¦nepw Ip-Sn-Èn-It¯m-Xv Ip-d-hm-sW-¶-Xpw Xn-cn-¨S-hv D-d-¸m-sW-¶Xpw kw-L-¯n-\v t_m-[y-s¸-«n-cp-¶-Xm-bm-Wv dn-t¸mÀ-«v. ""H-fn-ªn-cn-¡p-¶ \n-c-¡p-I-fnÃm-sX F-fp-¸-¯n- e-`n-¡p-¶ Cu hmbv-] Ir-jn-¡mÀ-¡v am-{X-aà tI-c-f¯n-se km-[m-c-W-¡mÀ-¡v Iq-Sn G-sd {]n-b-¦-c-am-bncp¶p. Cu hm-bv-]-bp-sS i-cmi-cn Sn¡-äv \nc-¡v H-cp

t\m-«v ]n³-h-en¡Â, Pn-F-kv-Sn, Ign-ª hÀj-s¯ {]f-bw F-¶nhsb Xp-SÀ-¶v I-S-s¡-Wn-bn-e-I-s¸-« sN-dpIn-S kw-cw-`-Icpw km-[m-c-W¡m-cp-saÃmw Cu hmbv-] F-Sp-¯h-cn DÄ-s¸-Sp-¶p|v. ""\n-b-a-]-cam-bn C-Xv sX-äm-bn-cn-¡mw. ]-t£ tI-c-f-¯n-se km-¼-¯n-I cw-K-s¯ AÂ-¸-sa-¦nepw N-e-\m-ß-I-am¡m³ Cu hm-bv-]-IÄ D-]-I-cn-¨n«p|v,'' H-cp _m-¦nw-Kv \n-co-£-I³ ]-d-bp¶p. _m-¦v hmbv-] F-Sp-¯Ã R-§Ä I-¨h-Sw \-S-¯p-¶Xv. kzÀW-¸-W-b-hm-bv-]-bn-em-Wv. A-Xn\v Cu hm-bv]-sb B-{i-bn-¨n-cp-¶p. Ip-d-ª ]en-i \n-c-¡n ]-Ww In«p-¶ a-säm¶pw R-§Ä-¡v ap-¶n C-t¸m-gnÃ. C-Xv \nÀ-¯-em-¡n-bm I-¨h-Sw ]q-t«-|n h-cp-sa-¶v ]-d-bp¶ sN-dpIn-S I-¨-h-S-¡m-cp-ap-|v.

e-£w cq-]-sbm-s¡-bm-Wv. ap-S -§m-sX Xn-cn-¨-S-hp-s|-¦n-te k-_v-kn-Un¡v AÀ-l-X-bp-Åqsh-¶-Xn-\m _-lp-`q-cn]-£w t]cpw hmbv-] ]p-Xp-¡n sh-bv-¡ -em-Wv ]-Xnhv. C-Xv km-[m-c-W¡m-sc kw-_-Ôn-¨n-S-t¯m-fw hen-sbm-cp A-\p-{K-l-am-bncp¶p. ]-ehn-[ Im-c-W§-sf Xp-SÀ-¶v ]-W-sR-cp-¡w A-\p`-h-s¸-Sp-¶ km-l-N-cy-¯n Cu hmbv-] \nÀ-¯-em-¡n-bm km-[m-c-W-¡mÀ Iq-Sp-X {]-Xnk-Ôn-bn-em-Ipw,'' H-cp _m-¦v amt\-PÀ ]-d-bp-¶p. A-\À-l-cm-Wv Kp-W-t`m-àm -¡Ä F-¶p I-|v \nÀ-¯-em¡m-\m-sW-¦n Cu hm-bv-]bv-¡v ap-t¼ \n-b-{´-Ww sIm|p-h-tc|-Xv ]-e-Xp-ap-s|-¶mbn-cp-¶p _m-¦nw-Kv cw-K-¯p-Å a-säm-cp s{]m-^-j-W-en-sâ {]-Xn-I-cWw. ""km-[m-cW-¡mÀ-¡v hmbv-] In-«m³ ]-e I-S-¼-Ifpw \n-e-hn-ep|v. C-h-cmcpw hmbv-] F-Sp-¯v ap-§p-¶-hcÃ. A-hcp-sS Po-hn-X-¯n-se A-h-iy-L-«-¯n ssI-¯m-§v tX-Sn-bm-Wv ]-ecpw Hm-Sn h-cp-¶Xv. A-hÀ-¡v efn-X hy-h-Ø-bn I-gp-¯-d-¸³ ]-en-i-bnÃm-sX e-`n¡p-¶ hmbv-] \nÀ-¯-em-¡n-bm A-Xv km-¼¯n-I cwK-¯v {]-Xym-Lm-X-ap-|m-¡pw,'' a-säm-cp _m-¦nw-Kv s{]m-^-j-W Nq-|n-¡m-«p-¶p.

tI-c-f-¯n hn -Xc-Ww sN-bv-Xn-cn -¡p-¶ kzÀ-W-¸ -W-b-¯n-t·-ep-Å ImÀjn-I hm-bv-] -bn knw-l-`m-K-hpw e-`n-¨n-cn-¡p¶-Xv Ir-jn-¡mÀ-¡-sà -¶mWv kwØm-\ kÀ-¡m-cn-sâ \n-K-a-\w

B.Ed | LLB | B.Tech | MBA REGULAR / PART TIME / DISTANCE

UGC / AIU / NCTE BCI / AICTE / UPSC KERALA PSC APPROVED

Degree / PG ]cmPbs¸«hÀ¡v bqWnthgvknän

s{IUnäv {Sm³kv^À hgn ]qÀ¯nbm¡mw

GLOBAL ACADEMY

Behind Metro Station (B), Kaloor Jn., Kochi Ph: 94001 66693, 94001 66709 / www.globalacademy.org.in

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

23


\nIp-Xnbpw \n-§fpw TAX & YOU

i¼f¡mc\pw \nIpXn em`n¡m³ hgnIfpïv

C(sF--Xn-S\n-B -Iw B-Zm-b \n-Ip-Xn dn-t«¬ À) k-aÀ-¸n-¡p-I-bpw b-YmÀ-°-

¯n A-S-bv-t¡-|-Xn-epw Iq-Sp-X \n-Ip-Xn A-S-bv-¡p-I-bpw sN-bv-Xn-cn-¡p-¶ F-Ãm-hÀ¡pw do-^-|n-\v AÀ-l-X-bp-|v. \n-§Ä A-Uzm³-kv Sm-Iv-kv \Â-In-bn-«n-sÃ-¦n-epw i-¼-f-¯n \n-t¶m _m-¦v ]-en-i-bn-t•tem h-cp-am-\w t\-Sp-t¼mÄ t{km-X-kn \n-¶p X-s¶ \n-Ip-Xn ]n-Sn-¨n-«p|m-Imw. C-t¸mÄ B-Zm-b \n-Ip-Xn dn-t«¬ k-aÀ-¸n¨-Xn-\p ti-jw, \n-§fn \n-¶v Iq-Sp-X \n-Ip-Xn Cu-Sm-¡n F-¶v I-s|-¯p-I-bm-sW-¦n \n-Ip-Xn do-^-|v s¢-bnw sN-¿m-\m-Ipw. i-¼-f-¡m-c-\v \n-Ip-Xn em-`n-¡m³ \n-c-h-[n amÀ-K-§B-Zm-b \n-Ip-Xn h-Ip-¸v \n-§Ä k-aÀ-¸n-¨ fp-|v. \n-tXy-\-bp-|m-Ip-¶ ]-e sN-e-hp-I-fn-t•-epw \n-IpsFSn-B-À kzo-I-cn-¨p I-gn-ªm \n-Ip-Xn ZmXn em-`n-¡m-\m-Ipw. Nn-e-Xv ]qÀ-W-am-bpw \n-Ip-Xn hn-ap-àb-I-sâ _m-¦v F-¡u-|n-te-¡v t\-cn-«v do-^-|v hpw Nn-e-Xv `m-Kn-I-am-bn \n-Ip-Xn hn-ap-à-hp-am-Wv. \n-Ip-Xn \n-t£-]n-¡p-I-bm-Wv sN-¿p-I. do-^-|v e-`n-¡em-`n-¡m³ D-]-I-cn-¡p-¶ ]-¯v L-S-I-§-fn-Xm... W-sa-¦n \n-§-fp-sS _m-¦v F-¡u-|v ]m³-ImÀUp-am-bn _-Ôn-¸n-¨n-«p-s|-¶v D-d-¸p h-cp-t¯-|-Xp|v. ap³-]v do-^-|v sN-¡p-IÄ kv-]o-Uv t]m-kv-äv h-gn A-b-¡p-I-bm-Wv B-Zm-b \n-Ip-Xn h-Ip-¸v sN-bv-Xn-cp-¶-Xv. fn-¡v e-`n-¡p-¶ lu-kv sdâv 1. Fwt¹mbokv s{]mhnUâ v^ïv: \n-§-fp-sS B-Zm-b \n-Ip-Xn do-^-|n-sâ Ìm-ä-kv ]-cnA-e-h³-kn-t•Â (F-¨v BÀ F) tim-[n-¡p-I C-t¸mÄ F-fp-¸-am-Wv. \n-§-fp-sS sF-Un-bpw \n-Ip-Xn-bn-f-hv t\-Smw. b-YmÀ-°C-]n-F-^v B-Îv {]-Im-cw sXm-gn-em]m-kvthÀ-Upw D-]-tbm-Kn-¨v B-Zm-b-\n-Ip-Xn h-Ip-¸n-sâ C ¯n e` n¨ F¨ v B ÀF , i¼ fn-bp-sS A-Sn-Øm-\ i-¼-f-¯n-sâ-bpw ^-b-enw-Kv sh-_v-ssk-än tem-Kv C³ sN-¿p-I. Xp-d-¶p f-hpw Un-F-bpw Iq-Sn e-`n-¡p-¶ Un-bÀ-s\-kv A-e-h³-kn-sâ-bpw 12 h-cp-¶ t]-Pn-se ‘View Returns and Forms’ F-¶ `m-K-¯v XpI b ps S ]¯ p iX a m\ ¯ nt ei-X-am-\w C-]n-F-^n-te-¡v \n-t£-]n-¡-W-sa-¶m-Wv ¢n-¡v sN-¿p-I. A-Xn Xm-sg `m-K-¯m-bn ‘Income Tax sd Xp-I hm-S-I-bm-bn \Â-tI-|n I-W-¡v. k-am-\-am-b Xp-I sXm-gnÂ-Zm-Xm-hpw \ÂReturns’ F-¶-Xn- e-`y-am-tI-| hÀ-jw \Â-Ip-I. \n-§hc pt ¼mÄ, sat {Sm \K c § f n I-Ww. C-]n-F-^n-te-¡p-Å Cu Xp-I-bn-t•Â 1.5 fp-sS Sm-Iv-kv do-^-|v Ìm-ä-kv Im-Wm-\m-Ipw. i-¼-f-hpw Un-F-bpw tN-À-¶ Xp-Ie-£w cq-] h-sc \n-Ip-Xn-bn-f-hv e-`n-¡pw. B-Zm-b bps S 50 iX a m\ w sat {Sm CX c \n-Ip-Xn h-Ip-¸n-se sk-£³ 80 kn {]-Im-c-am-Wn-Xv. A-Xn do-^-|v s]-bv-Uv F-¶v Im-Wn-¡p-I-bpw \-K-c-§-fn 40 i-X-am-\w C-h-bn Nn-e \n-_-Ô-\-IÄ-¡v hn-t[-b-am-bn, C-]n-F-^v \nF-¶m \n-§-fp-sS F-¡u-|n ]-Ww F-¯n-bn-«p-an-sÃG-Xm-tWm Ip-d-ª Xp-I A-Xn-t•t£-]-¯n-t•--ep-Å ]-en-i-bv-¡pw \n-Ip-Xn-bn-f-hp-|v. ¦n \n-§-fp-sS _m-¦p-am-tbm A-X-sÃ-¦n do^-|v s¢em-Wv \n-Ip-Xn-bn-f-hv e-`n-¡p-I. bnw-kv ssI-Im-cyw sN-¿p-¶ tÌ-äv _m-¦v Hm-^v C-´y-bpam-tbm _-Ô-s¸-Smw. B-Zm-b \n-Ip-Xn h-I-p-¸n \n-¶pw 2. eohv {Smh Aeh³kv hn-h-c-§-f-dn-bm-\m-Ipw. 4. `£W Iq¸¬ cm-Py-¯n-\-I-¯v Ip-Spw-_-t¯m-sSm\-S-¸v km-¼-¯n-I hÀ-j-¯n Pq¬ 18 h-sc {]-hr-¯n k-a-b-§-fn ¸w k-©-cn-¡m-\m-bn sXm-gnÂ-Zm-Xm-hv 64,700 tIm-Sn cq-]-bp-sS do-^-|v B-Zm-b \n-Ip-Xn h-IpsXm-gnÂ-Zm-Xm-hv \Â-Ip-¶ \Â-Ip-¶ eo-hv {Sm-h A-e-h³-kn¸v \Â-In-b-Xm-bn [-\-a-{´n \nÀ-a-em ko-Xm-cm-a³ ^p-Uv Iq-¸-Wp-I-fn-t•Â \n-Ip-Xn-bn-ft•Â \n-Ip-Xn-bn-f-hv e-`n-¡pw. e-£yA-dn-bn-¨n-«p-|v. sN-dp- \n-Ip-XnZm-b-I-cp-tS-X-S-¡w \nhn-\v {i-an-¡mw. H-cp t\-cw 50 cq-]-bv-¡v Øm-\-t¯-¡p-Å G-ä-hpw Ip-d-ª Zq-c-¯n-\p-Å Ip-Xn do-^-|n-\v kÀ-¡mÀ h-en-b ap³-K-W-\ \Â-Iph-sc C-f-hv e-`n-¡pw. am-k-¯n 22 hn-am-\, s{S-bv³ Xp-S-§n-b Sn-¡-äp-I-Ä-¡p-Å sN-e-hn¶-Xm-bpw A-hÀ ]-d-ªp. {]-hr-¯n Zn-h-k-§-fpw {]-Xn-Zn-\w c-|p \-¯n-em-Wn-Xv. Ip-Spw-_w F-¶m sXm-gn-em-fn-sb \n-Ip-Xn kw-_-Ôn-¨ ]-cn-tim-[-\-IÄ sF-Snt\-cw `-£-Ww F-¶ I-W-¡n {]-XnB-{i-bn-¨p I-gn-bp-¶ `m-cy, a-¡Ä, am-Xm-]n-Xm-¡Ä, BÀ k-aÀ-¸n-¨v 24 a-Wn-¡q-dn-\-Iw ]qÀ-¯n-bm-¡n hÀ-jw 26,400 cq-] h-sc \n-Ip-Xn em-`nk-tlm-Z-co k-tlm-Z-c-•mÀ F-¶n-h-sc-Ãmw DÄ-s¸-Spw. sX-äp-I-fn-sÃ-¦n A-tX Zn-h-kw X-s¶ do-^-|v ¡m³ I-gn-bpw. \Â-Ip-sa-¶v C-S-¡m-e _-P-än A-¶v [-\-a-{´n3. ho«phmSI bp-sS Np-a-X-e-bp-|m-bn-cp-¶ ]n-bq-jv tKm-b 5. ImÀ {]-Jym-]n-¨n-cp-¶p. Nn-e \n-_-Ô-\-IÄ-¡pw \n-b-{´AäIpä¸WnIÄ W-§Ä-¡pw hn-t[-b-am-bn sXm-gn-em-

SmIvkv do^ïv: Ìmäkv Adnbmw, Ffp¸¯nÂ

¡mbpÅ Aeh³kv

Hm-^o-kv A-h-iy-§Ä-¡v D-]-tbm-Kn¡p-¶ Im-dp-I-Ä-¡v th-|n h-cp-¶ sN-e-hpI-fn-t•Â \n-Ip-Xn-bn-f-hv e-`n-¡pw. sXm-gnem-fn-bp-sS Im-dn-\v 2700 ap-X 3300 cq-] h-sc ss{U-h-dp-sS i-¼-fw, Im-À A-ä-Ip-ä¸-Wn-IÄ-¡p-Å sN-e-hv, C-Ô-\-¯n-\p-Å sN-e-hv F-¶n-h-bn-t•Â C-f-hv e-`n-¡pw.

6. Ip«nIfpsS hnZym`ymk ¯n\pÅ Aeh³kv Ip-«n-I-fp-sS ]T-\-¯n-\p-Å A-e-h³-km-bn sXm-gn-em-fn-¡v e-`n¡p-¶ {]-Xn-am-kw 100 cq-]-bv-¡pw {]-Xn-hÀ-jw 1200 cq-]-bv-¡pw \nIp-Xn-bn-f-hp-|v. ]-c-am-h-[n c-|p Ip-«n-IÄ-¡mbp-Å sN-e-hn-\m-Wv \n-Ip-Xn-bn-f-hv e-`-n-¡p-I. C-Xn-\p ]p-d-ta Syq-j³ ^o-kn-t•-epw sk-£³ 80 kn {]-Im-cw \n-Ip-Xn-bn-f-hn-\v AÀ-l-X-bp-|v.

7. tlmkväÂ

FIv kvs]³Un¨À Aeh³kv

Ip-«n-I-fp-sS tlm-kv-ä sN-e-hp-IÄ-¡m-bn sXm-gnÂ-Zm-Xm-hv \Â-Ip-¶ tlm-kv-ä F-Iv-kn-]³-Un¨À A-e-h³-kn-t•Â {]-Xn-hÀ-jw 3600 cq-]-bv-¡v \n-Ip-Xn-bn-f-hv tX-Smw.

24 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

C-Xpw ]-c-am-h-[n c-|p Ip-«n-I-fp-sS sN-e-hn-t•-em-Wv e-`n-¡p-I.

8. t^m¬ _n sS-en-t^m¬, sam-_o t^m-Wp-I-fp-sS _n-Ãn-\-¯n e-`n-¡p-¶ Xp-I-bn-t•-epw \nIp-Xn-bn-f-hv t\-Smw. t{_m-Uv-_m³-Uv CâÀs\-äv I-W-£-\pw Cu ]-cn-[n-bn h-cpw. ]-e I-¼-\nI-fpw Po-h-\-¡mÀ-¡v Cu ku-I-cyw \Â-Im-dp-|v.

9. bqWnt^mw Aeh³kv sXm-gn-en-S-¯n [-cn-t¡-| bq-Wnt^mw hm-§p-¶-Xn-\m-bn sXm-gnÂ-Zm-Xm-hv \Â-Ip-¶ Xp-I-bv-¡v \n-Ip-Xn-bn-f-hv e-`n¡pw. bq-Wn-t^mw hm-§p-¶-Xn-\p-Å sN-ehn-t•em-Wv C-Xv e-`n-¡p-I. F-¶m C-Xv A-tX B-h-iy-¯n-\v D-]-tbm-Kn-¡m-Xn-cp¶-m \n-Ip-Xn hn-t[-b-am-bn-cn-¡p-I-bpw sN-¿pw.

10. k½m\¡q¸¬ sXm-gn- Zm-Xm-hv \Â-Ip-¶ k-½m\-tam k-½m-\ Iq-¸-tWm A-Xv {]-XnhÀ-jw 5000 cq-]-bn Iq-Sp-¶n-sÃ-¦n \n-Ip-Xn-bn-f-hn-\v AÀ-l-X-bp-|v. C-\n, i-¼-fw \n-Ip-Xnbn-f-hv e-`n-¡p-¶ X-c-¯n {I-ao-I-cn-¡p-I-tb th-|q. Ip-td ]-Ww em-`n-¡m-\m-Ipw.


s]gvkW - Â ^n\m³kv PERSONAL FINANCE

{][m\a{´n hb hµ\ tbmP\

ZpcnXIme¯v Hcp ssI klmbw

km¼¯nI A¨S¡¯neqsS _m[nX {]tZi§Ä tI ZpcnX kµÀin¡Â

-c-fw ho-|psam-cp ags¡Sp-Xn-bn-eqsS I-S-¶p t]m -hp-I-bm-Wv. {]f-b-s¡-Sp-Xnbn C-Xph-sc k-¼m-Zn-¨-sX Ãmw \-ãam-b ]-eÀ¡pw H-cp tUm. Pp-ss_À Sn. ssI k-lm-bam-Im³ \-ap ¡pw km-[n¡pw. Nn-«bm-b Nn-e km-¼¯n-I B-kq{X-W-§Ä am{Xw a-Xn-bmIpw C-Xn-\v. AXv F-§-s\-bm-sW¶vv t\m-¡mw.

IpSpw_ _Päv X¿mdm¡pI Hm-tcm am-k-t¯-¡p-ap-Å H-cp IpSpw-_ _-P-äv am-km-Zy-¯n X-s¶ X-¿m-dm-¡p-I. h-cp-am-\hpw sN-e-hp-Ifpw I-W-¡m-¡pI. ap³-Iq-«n Im-Wm-\mhm-¯ Nn-e-hp-IÄ-¡m-bpw sN-dn-sbm-cp Xp-I am-än sh-¡mw.

Zp-cn-X _m-[n-X {]-tZ-i-§Ä k-µÀin-¡m-\pw Zp-c-´-¯n-sâ hym-]v-Xn a-\-Ên-em-¡m-\pw {i-an-¡p-I. F-¶m A-sXm-cp hn-t\m-Z-bm-{X-bp-sS kz-`mh-¯n-em-hm-Xn-cn-¡m³ {i-²n-¡p-I. Zp-cn-Xm-izm-k Iym-¼p-I-fn-te-¡p-Å km-[-\-§Ä tlmÄ-sk-bv B-bn hm-§n Ip-Spw-_-k-ta-Xw sN-¶v ssI-am-dmw. Ip-«n-IÄ A-¨-S-¡-hpw km-aq-ly {]-Xn-_-²-X-bpw D-Å-h-cm-bn h-f-cm-\pw C-Xv k-lm-bn-¡pw.

km¼¯nI A¨S¡hpw km¼¯nI km£cXbpw Po-hn-X hn-P-b-¯n-\v H-gn-¨p-Iq-Sm-\mhm-¯ H-cp a-{´-am-Wv km-¼-¯n-I A-¨-S-¡w. A-tXm-sSm-¸w ]-Ww G-ä-hpw \-¶m-bn D-]-tbm-Kn-¡m-\p-Å km-¼-¯n-I km-£-c-X Iq-Sn t\-Sm³ \-½Ä ]-cn-{i-an-t¡-|-Xp-|v.

A\mhiy sNehpIÄ Hgnhm¡pI H-t«-sd A-\m-h-iy ]À-t¨-kp-IÄ \-S-¯p-¶-h-cm-Wv \-½Ä. Hm¬-sse³ tjm-¸p-I-fn ]-c-Xp-¶Xpw tjm-¸nw-Kv am-fp-I-fn-se I-d-¡hp-saÃmw A-\mh-iyambn km-[-\-§Ä hm-§n-¡q-«p¶-Xn-te-¡v \-bn-¡pw. a-l-¯m-b H-cp D-t±-iyw ap-¶n sh-¨p-sIm-|v _-P-än Im-Wn-¨ Xp-Ibv-¡v Xm-sg sNe-hp-IÄ ]-cn-an-X-s¸-Sp-¯m³ {i-an-¡p-I.

k¼mZy ]²XnIÄ XpScmw am-k h-cp-am-\-¯n \n-¶v ]-Ww an-¨w sh-¨v \-S-¯p-¶ \n-t£-]-§Ä, k-¼m-Zy ]-²-Xn-IÄ ap-X-em-b-h-sb km-¼-¯n-I A-¨-S-¡w _m-[n-¡m-sX t\m-¡p-I. {]-f-b ]p-\-c-[n-hm-kw ]qÀ-¯n-bm-bm an-¨w sh-¡p-¶ Xp-I em-`-I-c-am-b \n-t£-]-§-fn-te-¡v h-gn Xn-cn-¨p-hn-Sm-\pw \mw {i-²n-t¡-|-Xp-|v.

ap-XnÀ-¶ ]u-c-·mÀ-¡p-Å s]³-j³ ]-²-Xn-bm-Wv {]-[m-\a{´n h-b- h-µ\ tbm-P-\ (]n-Fw-hnhnssh) [\w \yqkv _yqtdm

sse-

^v C³-jp-d³-kv tImÀ-¸-tdj³ Hm-^v C-´y ta t\m-«w h-ln-¡p-¶ ]-²-Xn-bm-Wv {]-[m-\-a{´n h-b h-µ\ tbmP\. hÀ-jw 8 i-X-am-\w dn-t«¬ ]²-Xn Dd-¸p \Â-Ip-¶p. 10 hÀ-j-t¯¡v am-km-am-kw s]³-j³ Xp-I e-`n¡pw. h-cn-¡mÀ¡v am-k¯n-tem, ss{Xam-k¯n-tem, B-dp-am-k¯n-tem, hÀ-j ¯ntem A-h-cp-sS XmÂ-¸-cy-a-\p-k-cn-¨v t]-saâv sX-c-sª-Sp-¡mw..

\nt£] XpI: K-h¬-saâv hn-Úm]-\-{]-Im-cw h-cn-¡mÀ-¡v 15 e-£w cq-] hsc Cu ]-²-Xn-bn \n-t£-]n-¡mw. H-cmÄ-¡v \n-t£-]n-¡m-hp-¶ ]-cn-[n am{X-am-WnXv. `m-cy-bv-¡pw 60 h-b-kn-\p apI-fn {]m-b-ap-s|-¦n A-h-cp-sS t]-cnepw 15 e-£w cq-] \n-t£-]n-¡m-\m-Ipw. am-kw 1000 cq-] s]³-j-\m-bn e-`n-¡-Wsa-¦n \n-t£-]n-t¡-|-Xv 1,50,000 cq-]bm-Wv. t\«w: {]-[m-\-a{´n h-b h-µ\ tbm-

P-\-bn K-h¬-saâv hm-Kv-Zm-\w sN¿p-¶-Xv 8 i-X-am-\w t\-«-amWv. a-´v-en s]³j³ kv-Io-am-Wv sX-c-sª-Sp-¡p¶-sX-¦nÂ8 i-X-am-\w hmÀjn-I ]en-i F-¶p ]-d-bp-¶Xv 8.3 i-X-am-\-am-bn-cn¡pw. C-sXm-cp s]³-j³ ¹m³ B-bXn-\m Pn-F-kvSntbm a-äp kÀ-ho-kv NmÀ-Pp-Itfm Cu-Sm-¡m-dnÃ. F-¶m ]-²-Xn-¡v \n-Ip-Xn C-f-shm-¶p-anÃ. CXn \n-¶p e-`n-¡p-¶ t\-«w \n-Ip-Xn-hnt[-b-amWv.

sshZypXn _n em`n¡mw ssh-Zyp-Xn _n e-`n-¡m\p-Å H-cp {]-b-Xv-\w \-S-¯mw. sse-äp-IÄ ]-c-amh-[n Ip-d-¨pw {^n-Uv-Pv c-|p a-Wn-¡qÀ Hm-^m¡n-bn«pw C-kv-Xn-cn-bn-Sp¶-Xv B- g v - N bn- s emcn- ¡ - e m- ¡ nbpsams¡ sshZyp-Xn e-`n¨m c-|p am -k-s¯ I-c|p _n-Ãn \-sÃm-cp Xp-I am-än sh¡m\m-Ipw.

dn«bÀsaân\p tijhpw Ønc hcpam\w

hmbv], ap³IqÀ ]n³hen¡Â: km-¼-¯n-I B-kq-{X-W-hpw \n-b-{´-Whpw ]-cn-io-en-¡Â, \n-t£-] ]-²-Xn-I-fp-sS i-cn-bpw sX-äpw Xn-cn-¨-dn-bm-\p-Å I-gn-hv, sU_n-äv ImÀ-Up-IÄ t]m-se-bpÅ \-h _m-¦n-wKv DÂ-¸-¶§Ä kp-c-£n-X-am-bpw em-`-I-c-am-bpw D-]-tbm-Kn-¡m-\p-Å A-dn-hv ap-X-em-b-hsb-Ãmw km-¼-¯n-I km-£-c-X-bp-sS `m-K-am-Wv.

AXnPohn¡Â a-\p-jy³ {]-Ir-Xn-sb A-an-X-am-bn Nq-j-Ww sN-¿p-¶-Xpw a-g-¡p ap-t¼ F-Sp-t¡-| ap³-I-cp-X-ep-IÄ F-Sp¡m-¯-Xp-am-Wv Zp-c-´-§-fp|m-¡p¶Xv.]-s£ a-g am-dp-t¼mÄ \-½Ä A-sX-Ãmw a-\-¸qÀ-hw hn-kv-a-cn-¡p¶p. Imem-h-Øm-hyXn-bm\w \m-sf \-½-sf-bpw _m-[n-¡mw. A-Xn-s\ A-Xn-Po-hn-¡m-\p-Å {]-b-Xv-\-§Ä-¡v Ct¸m-tg Xp-S-¡-an-Smw. tIm-S-t©-cn K-h¬-saâv tIm-f-Pnse sIm-ta-gv-kv hn-`mKw A-kn-Ìâv s{]m-^-kdm-Wv te-JI³

A-{]-Xo£n-X km-l-N-cy-§-fp-|mbm A-Xn-s\ t\-cnSm-\m-bn h-cn-¡mÀ aq¶p hÀ-jw t]m-fn-kn Im-emh-[n ]qÀ-¯n-bm¡n-bn-«p-s|-¦n \n t£-] Xp-I-bp-sS 75 i-X-am-\w hsc hm-bv]-sb-Sp-¡m³ A-\p-h-Zn¡p-¶p-|v. AtX-t]m-se hcn-¡m-ct\m ]-¦m-fn t¡m am-c-Iam-b A-kpJ-§Ä ]n-Sn-s]-Sp-Ibm-sW-¦n Im-em-h[n-¡p ap³-]p-Å ]n³h-en-¡Â A-\p-h-Zn-¡mdp|v. C¯-cw km-l-Ncy-§-fn t]m-fn-kn DS-a-bv-¡v \nt£-] Xp-I -bpsS 98 i-X-am-\w Xncn-¨p \Â-Ipw. ap³-IqÀ ]n³-h-en-¡-en\v c-|p i-X-am-\w s]-\m-Âän Cu-Sm-¡pw. s]³j³: Cu ]²Xn {]-Im-cw e-`n-¡p-¶ G-ähpw Ip-d-ª s]³ -j³ 1000 cq-]-bm-Wv. {]n³-kn-¸Â Xp-I

BÀs¡ms¡ hcn¡mcmImw? Ip-d-ª {]m-bw: 60 hbkv ]-c-amh-[n {]mbw: ]-cn-[n CÃ t]m-fn-kn Im-em-h-[n: 10 hÀ-jw (]-¯p hÀ-j-t¯-¡v s]³-j³ \Â-Ipw)

A-\p-k-cn-¨v C-Xv am-kw 10,000 cq-] h-sc e-`n-¡pw. ]²-Xn {]-Im-cw 1000 cq-] amkw e-`n-¡-W-sa-¦n 1,50,000 cq-] \nt£-]n-¡-Ww. 15,00000 cq-] \n-t£-]n¨m am-kw 10000 cq-] am-k hcp-am-\w t\-Sm-\m-Ipw. t]m-fn-kn Im-em-h-[n ]qÀ¯n-bm-¡p-t¼mÄ A-hkm-\ s]³-jt\m-sSm-¸w \nt£-] Xp-I Xn-cn-sI e-`n-¡pw. ]-¯p hÀ-jw ]qÀ-¯n-bm-¡p-¶-Xn-\p ap³-]v t]m-fn-kn D-S-a a-c-W-s¸-«m \n t£-] Xp-I t\m-an-t\-äv sN-bv-Xn-«p-Å B-fp-sS A-¡u-|n s{I-Un-äv sN-¿s¸-Spw. h-cn-¡mc-sâ {]m-b-s¯ B-{ibn¨Ã s]³-j³ Xp-I- F-¶-Xm-Wv C-Xnsâ H-cp {]-tXy-IX.

kvIow hmenUnän: 2018  {]-Jym-]n ¨ _P-äv {]-Im-cw 2020 amÀ-¨v 31 h-sc ]-²-Xn-bn Aw-K-am-Imw.

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

25


C³sh-kä -v s -v aâv ssKUv market REVIEW

INVESTMENT GUIDE

s]mdn©p shfn-b¯v

s_bÀ amÀ¡äv Ft¸mÄ Ahkm\n¡pw? {lkz-Im-e-¯n an-Uv, kv-tamÄ Iym] v Hm-l-cn-I-fn Iq-Sp-X \-ã-§-fp-|m-Im³ km[yX

hn

im-e hn-]-Wn-bn hn¸-\ k-½À-Zw B-cw-`n-¨n-«v 19 am-kw I-gn-bp-t¼m-fpw, sN-dp-In-S, an-Uv Iym-]v \n-t£-]-IÀ-¡v C-\n-bpw Bizm-kw e-`n-¨n-«n-Ã. an-Uv, kv-tamÄ Iym-]p-I-fn-se s_-bÀ amÀ-¡-änsâ ssZÀ-Lyw, A-Xpw C-{X h-enb A-f-hn-ep-Å-Xv, ]-cn-N-b-k-¼-¶cm-b C-Izn-än \n-t£-]-I-sc t]m-epw B-Ý-cy-s¸-Sp-¯p-¶p. \n-t£-]-IÀ Hm-l-cn-bn-te-¡v a-S-§n-h-cm-\p-Å h-gn-¯n-cn-hm-bn-cn¡pw sX-c-sª-Sp-¸v F-¶m-bn-cp-¶p F-sâ tXm-¶Â. F-¶m _-P-änse amÀ-¡-äv ku-lr-Z-a-Ãm-¯ \-b§Ä aq-ew `-c-W-¯p-SÀ-¨-bp-sS t]mkn-äo-hv h-iw hn-]-Wn-bn D-|m¡n-b D-WÀ-hv t]m-epw, Ip-d-¨p Ime-t¯-s¡-¦n-epw \-ã-s¸-«n-cn-¡p¶p. ip-`m-]v-Xn hn-izm-k-t¯m-sS t\m-¡p-I-bm-sW-¦nÂ, hn-]-Wn-bnse hn-ä-gn-¡Â H-Sp-hn \n-^v-än-bnepw {]-Xn-^-en-¡p-¶p F-¶-Xv H-cp ]-t£ kq-Nn-¸n-¡p-¶-Xv C-t¸mg-s¯ Cu s_-bÀ-amÀ-¡-äv ss¢-amIv-kn-te-¡v A-Sp-¯p-sIm-|n-cn-¡pI-bm-sW-¶m-Wv. F-¶n-cp-¶m-epw, C-Xv an-Uv, kv-tamÄ Iym-]v Hm-l-cn-I-fn Iq-Sp-X \m-i-\-ã-§Ä D-|m¡m\p-Å km-[y-X X-Ån-¡-f-bm-\m-hn-Ã.

]cm-P-b-§Ä Xp-SÀ¡Y C-´y³ k-¼-Zv-hy-h-Ø-bn I-gn-ª Ip-d-¨p hÀ-j-§-fm-bn \n-c-h-[n sh-Ãp-hn-fn-IÄ D-bÀ-¶p h-¶ncp-¶p. C-Xn ]-e-Xn-s\ Ip-dn-¨pw s]m-Xp [m-c-W

ayq-Nz ^-|v hy-h-km-b¯n B-kv-Xn X-cw-Xn-cn-¡Â \-S-¯m\p-Å sk-_n Xo-cp-am-\w aq-ew sN-dp-In-S, an-Uv-Iym-]v I-¼-\n-I-fn D-|m-b i-à-am-b hnÂ-¸-\-bn \n-¶v hn-im-e-hn]-Wn-¡v C-\n-bpw I-c-I-b-dm-\mbn-«n-Ã. sam-¯-¯n h-f-sc-¡me-am-bn ap³-s]-§pw C-Ãm-¯ X-c-¯n XWp¸³ {]-I-S-\-am-Wv C-´y³ Hm-l-cn hn-]-Wn-bn-epÅ-Xv. \n-^v-än D-bÀ-¶p F-¦n-epw hn-im-e hn-]-Wn C-¡m-e-b-f-hn 50 i-X-am-\-¯n-e-[n-Iw \-ãw tcJ-s¸-Sp-¯n. 90 i-X-am-\-¯n-te-sd en-Ì-Uv Hm-l-cn-I-fpw 30 ap-X 90 i-X-am-\w h-sc Xm-tg-¡v t]m-bn-«p|v. F-¶m 10 i-X-am-\-t¯m-fw h-cp-¶ Nn-e emÀ-Pv Iym-]v I-¼-\nIÄ sX-c-sª-Sp-¸n-\p ti-j-ap-Å Xn-cp-¯-en-epw B-\p-]m-Xn-I-am-bn Xm-tg-¡p t]m-bn-«n-Ã.

DSs\-sbm-cp Xn-cn-¨p- h-c-hpt|m?

hn-]-Wn-bp-sS Nm-©m-«-§Ä -¡p Ir-Xy-am-sbm-cp k-a-b -an-Sm³ \-ap-¡v I-gn-bn-Ã, A-Xn-\m kaNn¯-X -tbmsS hn-]-Wn-sb Im-Wp-I F-¶-Xm-Wv Zp-jv-I-c-am-b Cu Im-e-b -f-hn sN-t¿-ï G-ä-hpw bp-àn-k-l-am-b Im-cyw D-|m-bn-cp-¶p F-¦n-epw, Nn-e sh-Ãp-hn-fn-I-fp-sS-sb-¦nepw A-\-´-c ^-e-§-fp-sS hym-]v-Xn A-f-¡p-¶-Xn \n-t£-]-IÀ ]-cm-P-b-s¸-«p F-¶v th-Ww I-cp-Xm³. \n-Ip-Xn A-Sn-¯-d i-àn-s¸-Sp-¯p-¶-Xn-\pw k-¼mZ-\-t{km-X-kv I-s|-¯Â sa-¨-s¸-Sp-¯p-¶-Xn-\pw I-Å-¸-W-hpw A-gn-a-Xn-bpw Ip-d-bv-¡p-¶-Xn-\p-sams¡-bp-ap-Å kÀ-¡m-cn-sâ Ip-eo-\-hpw kzm-K-XmÀ-lhp-am-b {i-a-§Ä F-Ãm-h-cp-tS-bpw {]-Xo-£-bv-¡pw A-¸p-d-¯p {l-kz-Im-e-t¯-s¡-¦n-epw k-¼-Zvhy-h-Øsb sR-cp-¡n-b-Xm-bn tXm-¶p-¶p. BÀ-_n-sF dn-t¸m \n-c-¡v sh-«n-¡p-d-¨n-«pw, Cu Ip-d-bv-¡Â D-]-t`m-àm¡-fn-te-¡v F-¯n-bn-«n-Ã. tImÀ-¸-td-äp-I-fp-sS aq-e-[-\s¨-e-hv C-t¸m-gpw D-bÀ-¶p \nÂ-¡p¶p, C-Xv hym-hkm-bn-I ta-J-e-bp-sS Xn-cn-¨p h-c-hv ssh-In-¡pw. sF F Bâv F-^v-F-kv {]-iv-\w s]-«-¶v ]-cn-l-cn-¡s¸-Sp-¶-Xn-\p ]-I-cw A-Xv a-äv F³-_n-F-^v-kn-I-fnte-¡pw _m-¦p-I-fn-te-¡pw ]-SÀ-¶p ]n-Sn-¨p. sF-_nkn {]-{In-b Pp-Uo-jy \-S-]-Sn-{I-a-§-fn Ip-Sp-§n, \n-cm-im-P\I-am-b hn-[-¯n a-µ-K-Xn-bn-em-Wv.

26 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

I-¼-\n-I-sf sam-¯-¯n _m-[n-¨ ta-¸-d-ª Im-cy-§-sf-Ãmw H-cp \n-t£-]-I-sâ \n-b-{´-W-¯n\v A-Xo-X-am-Wv. F-t¸m-gm-Wv hn-]-Wn A-Xn-sâ im-´-X ho-s|-Sp-¡p-I-bpw C-´y³ I-¼-\n-I-fp-sS A-´À-eo-\-am-b aq-eyw Aw-Ko-I-cn-¡p-I-bpw A-Xv tÌm-¡v hn-e-I-fn {]-Xn-^-en-¸n-¡p-I-bpw sN-¿p¶-Xv? I-gn-ª aq-¶v ]-Xn-äm-|p-I-fm-bn hn-]-Wn-Ifp-sS hy-Xn-bm-\-§Ä A-\p-`-hn-¨-dn-ª B-sf-¶ \n-e-bn hn-im-e-hn-]-Wn-bn H-cp kp-{]-[m-\-am-b Xn-cn-¨p h-c-hv Rm³ ap-¶n Im-Wp-¶p. A-Xv A\n-hm-cy-am-Wv, F-¶m C-Xn-\v H-cp k-a-b-]-cn-[n \nÝ-bn-¡m³ F-\n-¡v I-gn-bn-à þ sam-¯ hn-]-Wn-sb kw-_-Ôn-¨ C-¯-cw {]-h-N-\-§-fn ]-e-X-h-Wbm-bn F-\n-¡v sX-äv ]-äp-¶p. ]qÀ-W-am-bpw \n-t£-]w \-S-¯n-bn-«p-Å \n-t£]-I³ F-¶ \n-e-bn C-t¸mÄ Hm-l-cn \n-t£-]§Ä hn-säm-gn-bp-¶-Xv H-cp an-I-¨ X-{´-a-sÃ-¶pw G-ä-hpw th-Z-\m-P-\-I-am-b Cu L-«-¯n £-atbm-sS Im-¯n-cn-¡p-¶-Xv h-cpw hÀ-j-§-fn ^-ew \Â-Ip-sa-¶pw Rm³ hn-iz-kn-¡p-¶p. C-t¸m-g-s¯ K-h¬-saân-sâ \-b-§-sf-¡p-dn-¨v- A-\n-hm-cy-am-b hn-aÀ-i-\-§-fpw C-´y-bp-sS km-¼-¯n-I `m-hn-sb Ip-dn-¨p-Å A-an-X-am-b B-i-¦-I-fpw am-än-\nÀ-¯nbm \-½Ä _n-kn-\-kv sN-¿p-¶ co-Xn-sb A-Sn-apSn am-äp-¶-Xn-\v Cu kÀ-¡m-À sN-¿p-¶ \-ÃIm-cy-§Ä \n-t£-]-IÀ a-d-¡-cp-Xv. hn-]-Wn-bp-sS Nm-©m-«-§Ä-¡p Ir-Xy-am-sbm-cp k-a-b-an-Sm³ \-ap-¡v I-gn-bn-Ã, A-Xn-\m C-¯cw Zp-jv-I-c-am-b Im-e-b-f-hn kaNn¯-X-tbm-sS hn-]-Wn-sb Im-Wp-I F-¶-Xm-Wv C-t¸mÄ sN-t¿| G-ä-hpw bp-àn-k-l-am-b Im-cyw. C-t¸m-g-s¯ hn-]-Wn-bnÂ, hnÂ-¡m³ A-Sn-Øm-\ Im-c-W-§Ä H-¶p-an-Ãm-ªn-«pw \-¶m-bn {]-hÀ-¯n-¡p-¶ _nkn-\-kp-IÄ t]m-epw B-fp-IÄ ]-cn-{`m-´n-bn hn-säm-gn-bp-I-bm-Wv. C-Xv tIm¬-t{S-dn-b³ hm-eyp C³-sh-kv-tä-gv-kn-\v A-Sp-¯ _pÄ ssk-¡n-fn {]-tbm-P-\w t\-Sp-¶-Xn-\m-bn ]-Ww \n-t£-]n-¡m³ I-gn-bp-¶ an-I-¨ A-h-k-c-am-Wv!


tIcf I¼\nIfpsS Hmlcn AhtemI\w

I¼\n

kzÀ-W hm-b]v m I¼\nIÄ t\«¯n 2019

Pq-sse 26 ap-X 2019 Hm-K-Ìv 9 h- ¯v sk-Iyq-cn-äo-kn-sâ am-t\-Pnw-Kv U-bsc-bp-Å Im-e-b-f-hn hn-]-Wn X-m-tg-¡m-Wv d-Î-dm-b cmw-In Nq-|n-¡m-«n. kzÀ-W hne \o-§n-b-Xv. sk³-sk-Iv-kv 301 t]m-bvâpw D-b-À-¶-Xm-Wv ap-¯q-äv ^n-\m³-kv, a-W-¸p\n-^v-än 175 t]m-bn-âp-w C-Sn-ª-tXm-sS `q-cn- dw F-¶n-h-bp-sS Hm-l-cn-IÄ ap-t¶-dm-\p-Å `m-Kw Hm-l-cn-I-fp-sS-bpw hn-e-IÄ Ip-d-ªp. Im-c-Ww. sI.F-kv.C A-Xn-sâ G-ä-hpw sI.F-kv.C-bm-Wv G-ä-hpw Iq-Sp-X t\-«- Xm-gv-¶ \n-e-hm-c-¯n-te-¡v F-¯n-¡-gn-ªap-|m-¡n-b-Xv. A-Xn-sâ Hm-l-cn hn-e 115.30 Xn-\m C-\n-bpw A-Xn-sâ Hm-l-cn hn-e Ipd-bm-\p-Å km-[y-Xn-b-sÃcq-] hÀ-[-\-tbm-sS 1107.40 ¶m-Wv hn-e-bn-cp-¯Â. cq-]-bm-bn D-bÀ-¶p. ap-¯qäv ^n-\m³-kv, a-W-¸p-dw \n-t£-]-I-cp-sS tIm Imiv-aoÀ {]-iv\w, ^n-\m³-kv F-¶n-h b-Ym¬^n-U³-kv \-ã-s¸-«_m-¦p-I-fp-sS F³-]n{I-aw 57.15, 10.50 cq-]-bpXn-\v ]p-d-ta C³-U-kvsS hÀ-[-\- tc-J-s¸-Sp-¯n-. F, B-tKm-f {]-iv-\ {Sn-bp-am-bn _-Ô-s¸-«v Pn.än.F³ sS-Iv-kv-ssäÂK-h¬-saâv kzo-I-cn-¡p-¶ -§Ä XpS-§n \n-ch-[n kv, Inw-Kv-kv C³-{^m, \nS-]-Sn-IÄ s\-K-äo-hm-bL-S-I-§Ä hn-]-Wn-sb \äm sP-em-än³ F-¶o HmXn-\m hn-]-Wn F-t¸mÄ kzm-[o-\n-t¨¡mw l-cn-I-fn H-cp cq-]-bn Xn--cn-¨p-I-b-dp-sa-¶v ]-d-bmXm-sg-bp-Å hÀ-[-\-bp-|m\m-Im-¯ Øn-Xn-bm-Wpb-t¸mÄ a-äp-Å F-Ãm HmÅ-Xv. Nn-e-t¸mÄ 6 ap-X l-cn-I-fpw \-ã-¯n-em-Wv t¢m-kv sN-bv-X-Xv. 7 i-X-am-\w h-sc ho-|pw Xm-tg-¡v t]m-Imap-¯q-äv Im-¸n-ä-en-sâ Hm-l-cn hn-e-bn 18.10 \p-Å km-[y-X X-Ån-¡-fm-b-\m-In-sÃ-¶pw cq-]-bp-sS C-Sn-hp-|m-b-t¸mÄ lm-cn-k¬ a- cmw-In N-q-|n-¡m-«n. C-t¸m-g-s¯ km-l-Ne-bm-fw, hn-þ-KmÀ-Uv F-¶o Hm-l-cn-I-fp-sS cy-¯n \n-t£-]-I-cp-sS tIm¬-^n-U³hn-e-bn 9.35, 8.35 cq-]-bp-sS Ip-d-hp-|m-bn. kv do-_nÂ-Uv sN-¿p-I F-fp-¸-a-Ã. F-¶m- "_-P-äv \nÀ-tZ-i-§-fm-Wv hn-]-Wn-bp-sS X- H-cp 3 hÀ-j-s¯ ZoÀ-L-Im-e-b-f-hn \nIÀ-¨¡v h-gn-sbm-cp-¡n-b G-ä-hpw {]-[m-\- t£-]w \-S-¯m-\m-{K-ln-¡p-¶-hÀ-¡v sX-cs¸-« L-S-Iw. \n-t£-]-I-cp-sS tIm¬-^n- ª-Sp-¯ Hm-l-cn-I-fn \n-t£-]w Xp-S-§mU³-kv X-IÀ-¶n-cn-¡p-I-bm-Wv" sj-bÀ-shÂ- sa-¶pw A-t±-lw ]-d-ªp.

GO FOR AN AUTHENTIC INSURANCE POLICY THAT PROTECTS YOUR LIVELIHOOD COMPLETELY

At¸mtfm Stbgvkv F.-hn.än sIm-¨n³ an-\-dÂ-kv & dq-ss«Â sIm-¨n³ jn¸vbmÀ-Uv [\-e£van _m¦v Cut̬ s{SUvkv F^v.-F.-kn.än s^U-d _m¦v Pntbm-PnXv Pn.-än.-F³ sSIv-kv-ssäÂkv lmcn-k¬kv ae-bmfw C³-Unt{S-Uv (sP-.BÀ.Pn) tIcf BbpÀthZ Inw-Kv-kv C³{^msh-t©-gv-kv InsäIvkv sI.-F-kv.C aW-¸pdw ^n\m³kv ap¯qäv Iym]nä kÀhokv ap¯qäv ^n\m³kv \näm sPe-än³ ]mävkv]n³ C´y d_v^ne ku¯v C-´y³ _m¦v skà kv-s]-bvkv (]-g-b {io i-àn t]-¸À- anÂkv) shÀsSIvkv skIyq-cn-äokv hnþ-KmÀUv h|Àem

apJ hne

2019 Pqsse 26 se hne (cq-])

2019 HmK-kväv 9 se hne (cq-])

1 1 10 10 10 10 10 2 1 10 10 10 10 10 1 10 2 10 10 10 10 5 1 10

164.05 21.95 169.00 359.30 14.95 32.10 40.10 95.30 26.95 7.60 59.20 34.80 50.45 23.40 85.50 992.10 113.25 577.00 591.10 105.45 6.80 34.60 13.00 4.55

162.65 20.35 168.25 351.80 13.75 27.90 36.10 87.90 22.90 8.50 49.85 33.50 50.15 24.00 84.60 1107.40 123.75 558.90 648.25 106.10 6.45 32.95 11.75 4.30

2 1 10

1.50 235.55 255.15

1.50 227.20 253.00

Your shop is your livelihood. It is the one thing you value most outside your family. Your whole life depends on it. You need comprehensive protection for your shop that protects and keeps you unaffected in the event of any untoward incident. Acquire a shop owner’s policy that protects you completely.

MUTHOOT SHOP OWNERS POLICY BENEFITS » Cover for shop’s structure and content against Fire, STFI & EQ and other natural disasters » Burglary cover for contents of the shop » Money in locked safe covered against » On-the-spot activation

Insure your shop & its contents at just `999 per year*

*Terms and conditions apply.

burglary or housebreaking

For more details, please call

81130 76677 / 95265 81800

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-kväv 31, 2019

27


amt\-Pvsaâv MANAGEMENT

THE CONTRARIAN

CONSULTANT

hnPbn¨ tem tIm-kväv tlmkv]näepIsf Sn\n ^nen¸v

ASp¯ Xe¯nte¡v DbÀ¯mw! slÂ-¯v sI-bÀ ta-J-e-bn-se {]-iv-\-§Ä-¡n-S-bnepw tem tIm-kväv tlm-kv-]n-ä-ep-IÄ-¡v s]À-t^m-a³-kv sa-¨-s¸-Sp-¯m-\p-Å h-gnIÄ

\n

ch-[n Im-c-W-§-fm tI-c-f-¯n-se sl¯v sI-bÀ ta-J-e {]-Xn-k-Ôn-bn-em-Wv. B-tcm-Ky-]-cn-N-c-W ta-J-e-bp-sS ti-jn 2000 \pw 2015 \pw C-S-bn-ep-Å Im-e-L-«-¯n Im-cyamb hÀ-[-\ t\-Sn-bn-«p|v. \n-ch-[n h³In-S kz-Im-cy B-ip-]-{Xn-IÄ Øm-]n-¡-s¸-Sp-Ibpw \n-e-hn-ep-Å B-ip-]-{Xn-IÄ ]-eXpw hn-]p-eo-I-cn-¡p-Ibpw sNbvXp. C-Xn ]-eXpw _m-¦v hm-bv-]-I-fp-sS k-lm-bt¯m-sS-bm-bn-cp-¶p. tlm-kv-]n-ä-ep-I-fp-sS I-¸m-kn-än hÀ-[n-¨-Xn-\m tUm-ÎÀ-am-cp-sS e`y-X-bn Ip-d-hp|mbn. X-•q-ew tUm-ÎÀ-am-cp-sS i¼-fw `o-a-am-bn hÀ-[n-¡p-Ibpw sN-bv-Xp. \-gv-kp-amÀ¡pw a-äp Po-h-\-¡mÀ¡pw Ip-d-ª i¼-fw \Â-In-bn-cp-¶-Xn-\m t\cs¯ tUm-ÎÀ-am-cp-sS D-bÀ-¶ i¼-fw hen-b _m-[y-X-bmbn-cp-¶nÃ. F-¶m kw-Øm-\ hym-]-I-am-bn \-gvkp-amÀ ka-cw sN-bv-X-tXm-sS km-l-N-cy-§Ä am-dn. \-gv-kp-am-cp-tSbpw a-äp Po-h-\-¡m-cp-sSbpw i¼-fw D-bÀ-t¯-|n h¶p. A-tXm-sS tUm-ÎÀ-amÀ H-gn-sIbp-Å Po-h-\-¡m-cp-sS i-¼-f-s¨e-hv an-¡ B-ip-]{Xn-I-fnepw C-c-«n-bm-bn hÀ-[n-¨p. KÄ-^v {]-Xn-k-Ôn, t\m-«v \n-tcm-[\w, PnF-kv-Sn \-S-¸m-¡Â, {]f-bw F-¶n-h- aqew 2015 ap-X Xp-S§nb tI-c-f-¯n-sâ km-¼¯n-I {]-Xnk-Ôn

Table 1 – Average Monthly Cash Hospital in 2018

i-àam-b, D-bÀ¶ thm-fn-bw t\-Sp¶ tem tIm-kv-äv tlm-kv-]n-ä-ep-IÄ ap-I-fn ]-d-ª km-l-N-cy-§fnepw F-§-s\-bm-Wv t]-jyâv-kn-sâ H-gp-¡v hn-P-bI-c-am-bn ssI-Imcyw sN-bv-X-sX-¶mWv Cu te-J-\¯n Rm³ hn-i-Zo-I-cn-¡p-¶-Xv.

{]iv-\-§Ä BZyw I-s|¯pI

H]n-IÄ¡v sSen-t^m¬ _p-¡nw-Kv ku-I-cyw, Hm¬-sse³ _p-¡nw-Kv ku-I-cyw, sF-]n-bn th-K¯n-ep-Å Un-kv-NmÀ-Pv ku-Icyw Xp-S§n-b \qX-\ am-b ku-I-cy-§Ä ]-eXpw B-ip-]{Xn C-Xn\-Iw X-s¶ hn-P-b-I-c-am-bn \-S-¸m-¡n-bn-«p-|v. C¯-cw {i-a§Ä aq-ew 2015 ap-X 2018 h-sc-bp-Å Hmtcm hÀ-jhpw H]n, sF-]n t]-jyâp-I-fp-sS F-®-¯n Im-cyam-b hÀ-[-\ D-|m-bn-«p|v. F-¶m H]n, sF-]n \-¼-dp-IÄ 2018  a-µ-K-Xnbn-em-bn. am-{X-aà 2018  H-]n t]-jyâv-kn \n-¶v h-cp-¶ ]-cm-Xn-IÄ Im-cy-am-bn D-bÀ-¶-Xmbpw tlmkv-]n-ä-en-sâ {i-²-bn s]-«p. H-]n c-Pn-kv-t{S-j³ Iu-|-À, H-]n I¬-kÄ-«nw-Kv dq-w, em_v, ^mÀa-kn F-¶n-hn-S-§-fnse t]-jyâv-kn-sâ \o-| Iyqhn-s\ Ip-dn-¨m-Wv an-¡ ]-cm-Xn-I-fpw. 2018 se i-cmi-cn a-´v-en Im-jv kÀ¹-kv tS-_nÄ H-¶n Im-Wn-¨n-cn-¡p¶-Xpt]mse G-I-tZ-iw c-|p tIm-Sn cq-]-bm-Wv. 2019 sâ Bcw`¯n tlm-kv-]n-ä am-t\-Pv-sa-âv H-]n kw-_-Ôam-b Surplus of {]-iv-\§-sf¡p-dn-¨p-Å U-mä hn-i-Ie-\w sN¿p-Ibpw Xm-sg ]-d-bp-¶ I-s|-¯-ep-I-fn Rs F-¯p-Ibpw sN-bvXp: 20,00,00,000 $ H-cp am-kw B-ip-]-{Xn-bn-se-¯p-¶ H-]n t]j yâvvknsâ i-cmi-cn F-®w 40000. 14,00,00,000

Code

Item

Calculation

A

Revenue

A

B

Variable Cost

B

C

Gross Profit

A-B

6,00,00,000

D

Overhead

D

4,00,00,000

E

Cash Surplus

C-D

2,00,00,000

Imc-Ww ]e tcm-Kn-Ifpw hen-b _p-²n-ap-«p-|m¡m¯ tcm-K-§Ä-¡p-Å Nn-InÕ am-än-h-bv-¡p-I tbm A-sÃ-¦n Ip-d-ª sNe-hn Nn-In-Õ e-`y-amIp-¶n-S-t¯-¡v t]m-hp-Itbm sN-bv-XXpw slÂ-¯v sI-bÀ hn-]-Wn-bn hen-b C-Sn-hp-|m-¡n. hm-bv-]m Xn-cn-¨-Shv, tUm-ÎÀ-am-cp-sS i-¼fw, \-gv-kv-am-cp-tS-bpw a-äp Po-h-\-¡m-cptSbpw D-bÀ-¶ i-¼-f-s¨-ehv, h-cp-am-\-¯nep|m-b Ipd-hv F¶n-h aq-ew sNe-hv hf-sc hÀ-[n-¨-Xn-\m an-¡ B-ip-]-{Xn-I-fp-w s\-Käohv Im-jv ^v-tfm-bn-te-¡v t]m-hp-Ibpw A-hkm-\w AS-¨p ]q-«-en-se-¯p-Ibpw sN-bvXp. F¶m km-¼-¯n-I-am-bn i-à-am-b Npcp-¡w Nn-e sN-e-hp-Ip-d-ª B-ip-]-{Xn-I-fn C-¡m-e-b-f-hn Xm-c-X-tay-\ Iq-Sp-X tcm-KnIÄ F-¯n-bn-«p|v. Iq-Sp-X t]cpw sNe-hp Ip-d-ª Nn-In-Õm-co-Xn-I-fn-te-¡v am-dn-bXm-Wv C-Xn-\p Im-c-Ww. km-¼-¯n-I-am-bn

28 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

$ i-cm-i-cn 20000 tcm-KnIÄ Hmtcm am-khpw H-]n A-t¸m-bvâv-saâv F-Sp-¡p-¶p. ]-t£ C-Xn 25 i-Xam-\w Ip-d-hp-|m-bn-«p|v, 25 i-X-am-\w t]cpw B-ip]-{Xn-bn-te-s¡-¯m-dnÃ. A-Xp aqew A-t¸m-bvâv-saâv hgn 15000 tcm-Kn-IÄ am-{X-amWv F-¯p-¶-Xv. $ C-XÀ-°-am-¡p¶Xv Hmtcm am-khpw h-cp¶ 40000 H-]n t]-jyâv-kn 25000 t]-cpw {]-tXy-In-¨v A-t¸m-bâv-sa-sâm-¶p-anÃm-sX-bm-Wv C-t§m-«v F-¯p-¶-Xv. $ A-t¸m-bvâv-saâv F-Sp-¡m-sX F-¯p-¶ 25000 t]-jyâv-kn 5000 t¯m-fw F-aÀ-P³-kn t]-jyâvkmWv. A-Xm-b-Xv 20000 t\m¬ F-aÀ-P³-kn t]-jy-âvkv Hmtcm am-khpw A-t¸m-bvâv-saânÃm-sX tlm-kv-]n-ä-en-te-¡v h-cp-¶p|v. $ H-]n-bn {]-iv-\-ap-|m-¡p¶-Xv cm-hn-se X-s¶ B-ip-]-{Xn-bn-te-¡v A-t¸m-bvâv-saânÃm-sX Ib-dn h-cp-¶ 20000 t]-jyâv-km-Wv. $ C-Xpaq-ew c-Pn-kv-t{S-j³ Iu-|-dn hen-b Xn-c-¡p-|m-Ip-Ibpw \o-| Iyq cq-]-s¸-Sp-Ibpw sN¿p¶p. C-tX-¡p-dn-¨v t]-jyâv-kv ]-cm-Xn ]-d-bm\pw Xp-S-§p-¶p. $ Cu Xnc-¡v ]n-¶o-Sv H-]n I¬-kÄ-«nw-Kv dq-anepw, ^mÀ-a-kn, em-_v F-¶n-hn-S-§-fnepw \o-| Iyq kr-ãn-¡p-¶p. Cu I-s|-¯-ep-I-fp-sS A-Sn-Øm-\-¯n tlmkv-]n-ä am-t\-Pv-saâv tUm-ÎÀ-amÀ a-äv Po-h-\-¡mÀ F-¶n-h-cp-am-bn ao-änw-Kv hn-fn-¡p-Ibpw Cu {]-iv-\§Ä ]-cn-l-cn-¡p-¶-Xn-s\ Ip-dn-¨v NÀ-¨ sN-¿p-I-bpw sN-bvXp. ao-änw-Kn tlm-kv-]n-ä t\-cn-Sp-¶ {]-iv\§-sf¡p-dn-¨v hn-i-Z-am-bn NÀ-¨ sN-¿p-Ibpw Xm-sg ]-d-bp-¶ Im-cy§-Ä¡v {]m-apJyw sIm-Sp-¡p-Ibpw sN-bv-Xp $ I-gn-ª Ip-td hÀ-j-§-fm-bn t]-jyân-kn-\pÅ _p-¡nw-Kv kn-Ì-s¯ Ip-dn-¨v Im-cy-£-a-am-bn amÀ¡-äv sN-¿p-Ibpw AXph-gn B-Zy Im-e-§-fn \à _p-¡nw-Kv D-|m-hp-Ibpw sN-bv-sX-¦nepw ]n-¶o S-Xv Ìm-táä-Uv Bbn am-kw 20000 F-¶ co-Xn-bn-embn. $ Hmtcm am-khpw \-S-¡p¶ 20000 _p-¡nw-Kn 19000 _p-¡nwKpw sS-en-t^m-Wn-eq-sS-bpw 1000 F-®w am{Xw Hm¬-sse³ h-gn-bp-amWv. $ Hm¬-sse³ _p-¡nw-Kv G-Xp k-a-bhpw sN-¿mw, F-¶m sSen-t^m¬ _p-¡nwKv FÃm Zn-h-khpw D-¨-bv-¡v c-|p a-Wn ap-X cm-{Xn 9 a-Wn h-sc- F-¶ co-Xn-bmbn-cp-¶p sSen-t^m¬ _p-¡nw-Kv Xp-S-§n-bt¸mÄ \-S-¸m¡n-b coXn. Imc-Ww D-¨-bv¡p ti-jw c-Pn-kv-t{S-j³ Iu-|dpw H-]n Po-h-\-¡mcpw {^o B-Ip-sa-¶-Xn-\m A-h-scbpw sSen-t^m¬ _p-¡nw-Kn\v D-]tbm-K-s¸-Sp-¯m-\m-Ipw. $ A-Xmb-Xv A-tX Znh-kw X-s¶ tUmÎ-sd Im-W-W-sa-¶v hn-Nm-cn-¨p cmhn-se hn-fn-¡p-¶ t]-jyâvv-kn-\v C-Xp {]-tbm-P-\-s¸-Sp-¯m-\m-


InÃ. Imc-Ww sSen-t^m¬ _p¡nwKv Xp-S-§p¶-Xv D-¨-bv-¡v c-|p a-Wn-¡mWv. Hm¬-sse³ _p-¡nw-Kv e-`y-am-sW-¦nepw hf-sc Ipd-¨v t]-jyâv-kv am-{Xta Cu tkh-\w {]-tbm-P-\-s¸-Sp-¯p-¶p-Åp. $ Cu {]-iv-\w ]-cn-l-cn-¡m-\m-bn sSen-t^m¬ _p-¡nw-Kv ssI-Imcyw sN-¿m³ Ipd-¨v Po-h-\-¡msc Iq-Sn D-]-tbm-Kn-¡m³ Xo-cp-am-\n¨p. Iq-Sm-sX sSen-t^m¬ _p-¡nw-Kv ka-bw cm-hn-se B-dp a-Wn ap-X ssh-In-«v B-dp a-Wn h-sc-bm¡n. $ Cu tk-h\-s¯¡p-dn-¨v \n-e-hn-ep-Å FÃm t]-jyâvvkn-t\bpw A-dn-bn-¨p $ a-säm-cp {]-iv-\w _p-¡nw-Knep|m-b 25 i-X-am\w t{Um]v Hu-«v td-tjym-bmWv. Hmtcm am-k-hpw 20000 t]À _p-¡v sN-bv-Xn-cp-¶-Xn 5000 t¯m-fw t]cpw h-cp-¶nÃ. $ h-cm-Xn-cp-¶ t]-jyâv-kn `q-cn-`m-Khpw hfsc t\c-s¯ A-t¸m-bvâv-saâv F-Sp-¯n-cp-¶-h-c-mWv. $ Cu {]-iv-\w ]-cn-l-cn-¡m-\m-bn A-h-cp-sS A-t¸m-bvâv-saâv Zn-h-k-¯n-\v H-cp Znh-kw ap³-]v dn-ssa³-UÀ F-kv-Fw-F-kp-IÄ A-b-¨p. $ ^-mÀa-knbn aq-¶p X-cw Iu-|-dp-I-fmWp-ÅXv. H-sc-®w _nÃnwKv, a-säm-sc-®w Im-jv Iu-|À, ]n-s¶ a-cp-¶v hn-Xc-Ww sN-¿m-\pw. Gähpw \o-| Iyq Im-Wm³ km-[n-¡p¶-Xv _nÃnw-Kv Iu-|-dn-em-Wv. $ k-am-\am-sbm-cp A-h-Ø em-_nepw Im-Wm\m-Ipw, C-hn-sSbpw G-ähpw \o-| Iyq _nÃnw-Kv Iu-|-dn-em-Wv. $ _nÃnw-Kv Iu-|d - n H-cp t]-jy-ân\v th-|n h-cp-¶ ka-bw Iq-Sp-Xe - m-Wv. C-Xn-\p Im-cW - w Iu-|dn-en-cn-¡p-¶ Po-h\ - ¡ - mÀ _nÃn-se hn-hc - § - Ä am-\ph-em-bn tlm-kv] - n-ä tkm-^vä - vs - h-bd - n tNÀ-t¡-|n h-cp-¶X - mWv. an-¡t- ¸mgpw tUm-ÎÀ-am-cp-sS ssI-¿£cw hm-bn-¡m³ {]-bm-ka - m-bX - n-\m Iu-|À Po-h\ - ¡mÀ¡v tUmÎ-sd hn-fn-¨v kw-ib - \n-hmc-Ww h-cpt¯-|n h-cp-¶Xpw Xm-ak - a - p-|m-¡p-¶p.

$ tUm-ÎÀ-amÀ¡v Hm¬-sse-\m-bn tlm-kv-]n-ä tkm-^v-ä-vsh-b-dn-se samUyq-Ä h-gn ^mÀ-a-kn-bn \n¶v a-cp¶v HmÀ-UÀ sN-¿m\pw em-_n sS-Ìv \-S-¯m\p-sam-s¡ kw-hn-[m-\-ap|v. F-¶m an¡ tUm-ÎÀ-amcpw Cu kw-hn-[m-\w {]-tbm-P-\-s¸-Sp-¯p¶nÃ. $ \à Xn-c-¡pÅ tUm-ÎÀ-amÀ Cu kw-hn-[m-\w D-]-tbm-Kn-¨m H-cp t]-jyân-\p th-|n Iq-Sp-X ka-bw sN-e-h-gn-t¡-|n h-cp-Ibpw X-•qew A-h-cpsS H-]n \-¼-dn Ipd-hp h-cpIbpw sN-¿p-¶p-sh-¶Xn-\m-emWv Cu ku-Icyw A-[n-Iw D-]-tbm-Kn-¡m¯-Xv. $ Cu {]-iv\w ]-cn-l-cn-¡m³ A{X-b-[n-Iw t]-jyâv-knÃm¯ tUm-ÎÀ-amÀ em-_nepw ^mÀ-a-kn-

Table 2 – Average Monthly Cash Surplus of Hospital in mid 2019 Code

Item

Calculation

Rs

A

Revenue

A

22,00,00,000

B

Variable Cost

B

15,40,00,000

C

Gross Profit

A-B

6,60,00,000

D

Overhead

D

4,00,00,000

E

Cash Surplus

C-D

2,60,00,000

bnepw Hm¬-sse³ dn-Iz-kv-äv kw-hn-[m-\w D-]-tbmKn¡-s« F-¶ Xo-cp-am-\-¯n R-§Ä F¯n. th-K¯n-ep-Å kn-kv-äw \-S-¸m-¡p¶-Xp h-sc Xn-c-¡pÅ tUm-ÎÀ-am-sc C-Xn \n-¶v H-gn-hm-¡pIbpw sN-bvXp. A-Xn-\p-ti-jw Cu ku-I-cy§Ä tlm-kv-]n-äÂ\-S-¸m-¡m³ Xp-S-§p-Ibpw i-cmi-cn H-]n t]-jyâvknsâ F-®w am-k-¯n 50000 B-bn D-b-cp-Ibpw sN-bv-Xp. G-I-tZ-iw 6000 F-aÀ-P³-kn t]-jyâv-kmWv h-cp-¶Xv. A-Xm-b-Xv 44000 t\m¬ F-aÀ-P³-kn

t]-jyâvkv Hmtcm am-khpw tlm-kv-]n-ä k-µÀ-in¡p-¶p.

kÀ¹-kv D-bÀ¯mw A-{K-ko-hv amÀ-¡-änw-Kv aqew am-kw 40000 t]-jyâv-kv A-t¸m-bvâv-saâv- _p-¡v sN-¿p-¶-Xn t{Um]v Hu«v 15 i-X-am-\-ambn. C-Xv AÀ-°-am-¡p-¶Xv 44000 t\m¬ F-aÀ-P³-kn t]-jyâv-kn 34000 t]-jyâv-kv A-t¸m-bvâv-sa-tâm-sS-bm-Wv tlm-kv-]n-ä -en F¯n-t¨-cp-¶sX¶mWv. Hmtcm am-khpw A-t¸m-bvâv-saânÃm-sX 10000 t]-jyâv-kv tlm-kv]n-ä k-µÀ-in-¡p-¶p. H-¸w ^mÀa-kn _nÃn-sâ 50 i-X-am-\-hpw tUmÎÀ-amÀ Hm¬-sse³ dn-Iz-kv-äv h-gn-bm¡n. em-_v sS-kv-äp-I-fnepw Cu t\-«w Im-Wm-\m-bn. C-Xn-sâ ^-e-ambn \o-| Iyq-hn-s\ Ip-dn-¨p-Å ]-cm-XnIÄ Im-cy-am-bn Ip-d-ªp. 2019 a-[y-t¯m-sS tlm-kv-]n-ä-en-sâ B-h-tdPv a-´v-en kÀ-¹-kv tS-_nÄ 2  Im-Wp¶-Xp t]mse 2.6 tIm-Sn cq-]-bn-se-¯n. slÂ-¯v sI-bÀ ta-J-e-bn-se {]-Xn-kÔn-IÄ-¡n-S-bnepw F§-s\ tem tIm-kv-äv tlm-kv-]n-ä-epIÄ-¡v A-h-cp-sS s]À-t^m-a³-kv sa-¨-s¸-Sp-¯m-sa-¶-Xn-\p-Å tI-kv Ì-Un-bmWnXv. C´y-bnepw Pn.kn.kn cm-{ã-§-fn-ep-am-bn Ømbnbm-b _n-kn\-kv tam-U-ep-IÄ h-fÀ-¯n-sb-Sp¡p-¶-Xn-\p-th-|n ZoÀ-LIm-e A-Sn-Øm-\-¯n kw-cw-`-I-cp-am-bn tNÀ-¶v {]-hÀ-¯n-¡p-¶ _n-kn\-kv A-ssUz-k-dm-Wv te-JI³. - n-\p- ti-jw 1992 IIM (L) \n¶v PGDM F-Sp-¯X _n-kn\-kv A-ssUz-kd - m-bn {]-hÀ-¯\w B-cw-`n-¨ A-t±-lw dn-kÄ-«vk - v I¬-kÄ-«nw-Kv {Kq-¸n-sâ No-^v F-Ivk - n-Iyq-«nhv Hm-^o-kd - m-Wv. website: www.

we-deliver-results.com, email: tinyphilip@gmail.com

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

29


_nkn\-kv tIcf BUSINESS KERALA

km[mcW P\§fpw PnFkvSn cPnkvt{Sj³ ]cn[nbnÂ!

kwi-b-§Ä-¡p-Å a-dp]Sn AUz. sI F-kv l-cn-lc³

I-gn-ª e-¡-¯n {]-kn-²o-Icn-¨ "km-[m-c-W-¡mcpw Pn-F-kv-Sn

]-cn-[n-bnÂ!' F-¶ te-J-\-hp-am-bn _-Ô-s¸-«v hm-b-\-¡m-cn \n-¶v H-t«sd tNm-Zy-§-fm-Wv D-bÀ-¶-Xv. s{]m^-j-Wep-I-fS-¡w ]-e cw-K-¯p-\n¶p-Å-hÀ tNm-Zn-¨ kw-i-b-§-fn \n-¶v s]m-Xphm-b Nne tNm-Zy-§Ä¡p-Å D-¯-c-§Ä CXm.

?

40 e-£w cq-]b-tà tI-c-f-¯n Pn-F-kv-Sn c-Pn-kv-t{S-j³ F-Sp-t¡ -| hmÀjn-I tS¬ Hm-hÀ

AÃ. tk-h-\-¯n-sâ Im-cy-¯n Pn-F-kv-Sn-bp-sS c-Pn-kv-t{S-j³ ]-cn-[n C-t¸m-gpw 20 e-£w cq-] am-{X-amWv. N-c-¡pIfp-sS hnÂ-¸-\-bv¡v (Goods) tI-c-fw DÄ-¸-sS-bp-Å ]-e kw-Øm\-§-fpw 40 e-£w cq-] F-¶ Hm-]vj³ sX-c-sª-Sp¯p. A-Xn-\m Nc-¡p-I-f-p-sS hnÂ-¸-\ \-S-¯p-¶-hÀ¡v 40 e-£w cq-] F-¶ ]-cn-[n _m[-I-amWv. (Subject to publication of

notification)-

e-`n-¨mÂ-t¸mepw ]en-i sIm-|pam{Xw Po-hn-¡p-¶-h-cpw 20 e-£w hmÀjn-I Xp-I I-gn-ªm c-Pn-kvt{S-j³ F-Sp-¡-W-sa¶tÃ? i-cn-bmWv. C-hn-sS H-cp-Imcyw Iq-Sn -tNÀ-¡s«. ]pXn-b ^n-\m³kv _nÃn c-Pn-kv-t{S-j³ F-Spt¡-| tIm-t¼m-kn-j³ A-k-Ênbp-sS tS¬ Hm-hÀ ]-cn-[n-bn "] en-i h-cp-am\w' Ip-d-bv¡mw F-¶ t`-ZK-Xn sIm-|p-h-cp-t¼mÄ X-s¶ hen-b H-cp ktµiw P-\-§Ä¡v X-cp-¶p|v. A-XmbXv tImw-t¼mkn-j³ kvIow sX-c-sª-Sp-¡m-¯hÀ¡v tS¬-Hm-hÀ ]-cn-[n I-W-¡pIq-«pt¼mÄ "]en-i h-cp-am\w' t]m epw c-Pn-kv-t{S-j³ F-Sp-t¡-| Imcy¯n tNÀ¡-Ww. kÀho-kn \n-¶v hn-c-an¡p-t¼mÄ e-`n¡p-¶ XpItbm a-täsX¦n-epw hn[-¯n e`n¡p-¶ ]-Wtam _m-¦n \n-t£-]n -¨m A-Xn \n¶v e-`n¡p-¶ ] en-i h-cpam\w t]mepw Pn-Fkv-Sn s\-ävhÀ-¡n-sâ I®n s]-t«-¡mw. G-sX¦nepw X-c-¯nep-Å tk-h-\ h-cp-am\w, A-h \n-Ip-Xn H- g n- h m- ¡ - s ¸- « - h - b - s ænÂ, km-[m-cW P-\am bmepw i-cn Pn-Fk - vSn c-Pnkvt{Sj³ F-Sp¡W sa¶pkmcw. B km-[m c-W P-\¯n X-s¶ tImt¼mkn-j³ kvI - o-an \nIp-Xn-bS-¡m³ X-bm-dm-bm Pn-Fk - vSn-bp-sS c-Pn-kvt- {Sj³ F-Spt¡-| ]-cn-[n IW-¡p- Iq-«p-t¼mÄ _m-¦v ] en-i Ip-d¡mw F-¶p-am-{Xw. ^n-\m³-kv B-Iv-än-se t`Z-K-Xn-¡v ap³-]pw C-tX A-hØ \n-e-\nÀ-¯m³ Difficulty

Removal order 1-2017 (Central Tax) dated 13---10--2017 Â tI-{µ

tIc-f kÀ-¡mcn-sâ _P-äv {]-kw-K-¯n 40 e-£w ]-cn-[n-bm-bn D-bÀ-¯p-sa¶v ]-d-ªn-cp-¶p F¶-Xv i-cn-bmWv. hm-S-I DÄ-¸-sS-bp-Å tk-h-\-§Ä¡p-Å ]-cn-[n C-t¸m-gpw 20 e-£w F-¶ ]-cn-[n Xp-S-cp-¶p. t¼m-kn-j³ Ak-ÊnamÀ-¡v ?]-etImn-i-bp-sS Xp-I c-Pn-kv-t{S-j-\p-

Å ]-cn-[n I-W-¡m-¡p-t¼mÄ Hgn-hm-¡m³ ]pXn-b tI-{µ ^n-\m³kv _nÃn \n-jv-IÀ-jn-¨n-cn-¡p-¶p F¶p ]-d-bp-t¼mÄ A-Xn-sâ hym]-Iam-b AÀ-°w tIm-t¼m-kn-j³ kv-Io-w sX-c-sª-Sp-¡m-¯ km-[mc-W-¡m-c\pw sNdn-b I-S hm-S-I

30 [\w hyh-kmb hmWnPy ssZzhm-cnI

K-h¬-saâv ]en-i Xp-I tImt¼m-kn-j³ Uo-eÀ-am-cp-sS A{K-tKä-Uv tS¬ Hm-hÀ ]-cn[n IW-¡p Iq-«p-t¼mÄ In-gn¡mw F-¶v {]-Xn-]m-Zn-¨n-cp¶p. H-cmÄ-¡v 22 e-£w cq-] _m-¦v ]-en-i-bm-bn In-«n F-¶n-cn-¡s«. a-äv bm-sXm-cp h-cp-am-\hpw Cà A-bmÄ Pn-F-kv-Sn c-Pn-kv-t{S-j³ F-Sp¡-W-tam? th-|, 20 e-£w cq-] F-¶ ]-cn-[n I-gn-ªm t]mepw 100% ‘Exempted Supply" (\n-Ip-Xn H-gnhm-¡-s¸-«) tk-h-\-am-bn _m-¦v ] en-i DÄ-s¸-«n-cn-¡p-¶-Xn-\m A-Xpam{Xw sN-¿p-¶-bmÄ c-Pn-kv-t{S-j³ F-Sp-t¡-|-XnÃ. F¶m A-bmÄ¡v I-S-hm-S-I C-¯-c-¯n 1000 cq] t]mepw e-`n-¨p F-¶p-h-¶m PnF-kvSn- cPn-kv-t{S-j³ F-Sp-¡bpw thWw. hn-h-c-§Ä-¡v: t^m¬ 98950

?

69926

HmK-kv-äv 31, 2019

HmKkväv 22 PnF-kvS- n G-IZn-\ inÂ-¸im-e, dm-Un-k¬ »q ¹m-k, ssl-Zc - m-_mZv, kn.sF.sF-, KPMG B³-Uv Cleartax F-¶n-hb - p-sS kw-bpàm-`n-ap-Jy-¯n t^m¬: 9840909749. Cþsa-bvÂ: vipin.c@cii.in

22 \yq G-Pv amÀ-¡ä - nw-Kv & I-ayq-Wn-t¡j³, tlm-«Â tlm-fn-tU C³, a-bqÀ hn-lmÀ, UÂln F³-knBÀ, kn.sF.sF-bp-sS B-`n-apJy-¯nÂ, t^m¬: +91-120- 4345972-74, CþsabvÂ: chitralekha.palyal@cii.in

23-- - 24 ^pUvt- {]m 2019, tIm¬-^d - ³kv Hm¬ F-aÀPnw-Kv sSIvt- \m-fP - o-kv C³ ^p-Uv t{]m-kknw-Kv B³-Uv ^n-jd - okv, kn.sF.sF-bp-sS B-`n-ap-Jy-¯nÂ, sNss¶ t{S-Uv skâÀ, sNss¶, t^m¬: +91 44 42 444 530 Cþsa-bvÂ: foodpro@cii.in, www.ciifoodpro.in

31 A-{Kn-{]-WÀ 2019, tlm-«Â hn³-Uvk - À ImknÂ, tIm-«bw, ssS tI-cf - b - p-sS B-`n-ap-Jy¯nÂ, t^m¬: +91 484 - 4015752, 4862559, Cþsa-bvÂ: info@tiekerala.org, info@tiecon

kerala.org, www.kerala.tie.org

sk-]ä-v w_À 20-- - 22 UMEX þ bq-kv-Uv sa-jn\-dn F-Ivkv-t]m, t_mw-s_ F-Iv-kn-_n-j³ skâ-À, apw-ss_, CâÀ-\m-j-W t{S-Uv B³-Uv F-Iv-kn-_nj³ C-´y ss{]h-äv en-an-ä-Un-sâ B-`n-ap-Jy -¯nÂ. http://www.umexonline.com

30---31 t¥m-_Â B-bpÀth-Z k-an-äv 2019, tlm«Â se sa-dn-Unb³, sIm¨n,tIm¬s^-Ut- dj³ Hm-^v C-´y³ C³-Ukv{Sn kw-LS- n-¸n-¡p-¶p, t^m¬: 04844012300, 9895757237, Cþsa-bvÂ: saji. mathew@cii.in,

\hw_À 2---4 INTERX CâÀ-\m-jW -  Câo-cn-bÀ F-Ivä - o-cn-b BÀ-¡n-sS-IvN - À FIvkv t]m, XriqÀ epep I¬sh³j³ skâÀ-, Câ-dI - vkv C-hâvk - v ss{]h-äv en-anä-Uv kw-LS- n-¸n-¡p¶p. t^m¬: +91 9846160676, Cþsabv : iecakerala@gmail. com, www.iecakerala.com

2---4 FIFEX 2019 CâÀ-\m-j-W ^À-Wn¨À F-Iv-kn-_n-j³ BUve - I - vkv I¬sh³j³ skâÀ, A-¦amen. ^À-Wn-¨À am-\p-^m-Ivt- N-gvk - v B³Uv a-À¨âv A-tkmkn-tbj³ (^p-a) H-cp-¡p¶p. t^m¬: 9495964357, sa-bvÂ: tomypuli@icloud.com

4---5 TiEcon Kerala 2019, se sa-dn-Unb³, sIm¨n, ssS tI-cf - b - p-sS B-`n-ap-Jy-¯nÂ, t^m¬: 0484 4015752, Cþsa-bvÂ: info@ tieconkerala.org, https://tieconkerala.org

14þ27 C-´y CâÀ-\m-jW -  t{S-Uv s^-bÀ {] K-Xn ssa-Xm³, \yq-UÂln, C-´y t{S-Uv  s{]m-tamj³  HmÀ-K-ss\-tk-j³ kw-LSn-¸n-¡p-¶p, t^m¬: +91 9971240168, http://indiatradefair.com/iitf/

Unkw_À

21

5---7

ssSþhn-a³ C³ _n-kn-\-kv 2019, tlm-«Â a¬-kq¬ Fw-{]kv, sIm¨n, t^m¬: +91 484- 4015752, Cþsa-bvÂ: info@tiekerala.org,

sIm-¨n³ CâÀ-\m-jW -  t_m-«v tjm 2019, km-ap-{Zn-I I¬-sh³-j³ skâÀ, hn Ãnw-KvS¬ sFe³Uv, sIm¨n, t^m¬: +918893304450, sa-bvÂ: joseph@cruzexpos.

info@tieconkerala.org, www.kerala.tie.org

26 - 28 SbÀ F-Ivkvt]m C-´y 2019, sNss¶ t{S-Uv skâÀ, sN-ss¶, kn-s¦-Ivk - v F-Ivk - n-_nj³-kv C-´y kw-LS- n-¸n¡p¶p, t^m¬: +918527765556, Cþsa-bvÂ: rahul.bhatia@singex.

com, http://tyrexpoindia.com

27 - 28 #Huddle 2019, Xn-cp-h\ - ´ - ] - pcw, Zv eo-e dm-hn-kv tIm-hfw, tI-cf - ÌmÀ-«] - v an-j\ - pw CâÀ-s\-äv B³Uv sam-_o Atkm-kntb-j³ Hm-^v C-´y-bpsS-bpw (IAMAI) kwbp-àm-`n-ap-Jy-¯nÂ, t^m¬: +91 9591139733, Cþsa-bvÂ: gowthami@iamai.in, https://huddle.

net.in/

H-Itv äm_À 10---12 tlm-«Â sS-Iv tIc-f, t_mÄ-Km-«n ]me-kv B³Uv sFeâv dn-tkmÀ«v, sIm¨n, {Iq-kv F-Ivkv-t]m-kv kw-LSn-¸n-¡p-¶p, Cþsa-bvÂ: info@cruzexpos.com t^m¬: +91 8893304450,

http://hoteltechkerala.com/

15---17 t{]m th-hv F-Ivkvt]m, B-Uv-se-Iv-kv CâÀ\m-j-W I¬-sh³-j³ & F-Iv-kn_n j³ skâÀ, A-¦-amen, km-bv skm-eq-j³ A-h-X-cn-¸n-¡p-¶p, sam-_oÂ: +91- 98840 24999 Cþsa-bvÂ: saisolutions1835@gmail.com, www. prowaveexpo.com

com, www.cochininterntionalboatshow.com

7-9 tI-cf - sPw & Pq-hÂ-dn tjm, 2019 B-Uvse-Iv-kv CâÀ-\m-j-W I¬-sh³-j³ & F-Iv-kn-_n-j³ skâÀ, A-¦-amen, F-d-Wm-Ip-fw, http://www.kgjs.in/

13---14 ^man-en _n-kn\-kv tIm¬-t¢hv 2019, se sa-dn-Unb³, sIm¨n, [\w ]-»n-t¡ j³-kv kw-LS- n-¸n-¡p¶p. t^m¬: +91

484 2316494/2315840/+91 90725 70051, Cþsa-bvÂ: mail@dhanam.in, www.dhanam online.com

P-\p-hc- n 2020 4---6 Hmt«m & sa-jn\-dn F-Ivkvt- ]m, 2020, ep-ep CâÀ-\m-jW -  I¬sh³-j³ skâÀ, Xr-iqÀ, tIc-f, ss{SUâv CâÀ\m-jW -  A-hX - c - n-¸n¡p¶p. sam-_oÂ: 00-91-9633631651, 00-91-9633236111, Cþsa-bvÂ: tridentautoexpo@gmail.com, http:// www.tridentautoexpo.com

22 [\w ku¯v C´y do-sä-bv B³-Uv {_m³-Uv k-an-äv & AhmÀ-Uv ss\-äv 2020, tlm-«Â se sa-dnUnb³, sIm¨n, [\w ]- » n- t ¡- j ³kv   kwLSn- ¸ n- ¡ p¶p. t^m¬: +91 484 2316494 /2315840/ +91 90725 70051, CþsabvÂ: mail@dhanam.in,

www.dhanamonline.com

s^-{_p-hcn


hyXykvX UnPnä hmeäv D¸¶§fpambn

se HIvk C´y ]-

e-hy-Rv-P-\-§-fpsSbpw C-Ô-\¯n-sâbpw hn-e-bn h-¼n-¨ C-f-hpIÄ hm-Kv-Zm-\w sN-¿p-¶ kq¸À-tjm¸n ImÀUv, s]-t{Sm ImÀ-Uv F-¶o c-|v hy-Xykv-X Un-Pn-ä hm-e-äp-IÄ se H-Iv-k C-´y A-h-X-cn-¸n¨p. ]-e-Nc-¡v DÂ-¸¶-§fpw C-Ô-\hpw D-bÀ-¶ A-f-hn hm-§p-¶ D-]-t`màm-¡Ä-¡v KpW-I-c-amWv Cu Un-Pn -ä hm-e-äp-IÄ. D-]-t`m-àm-hn-\v ]-Whpw k-a-b hpw em-`n-¡m³ I-gn-bp¶ se H-Iv-k s]-t{Sm ImÀ-Uv cm-Py-s¯ \q-X-\ Un-Pn-ä hmeäv kw-cw-`-am-sW-¶v se H-Iv-k C-´y am-t\-Pnw-Kv U-b-dÎÀ hn-jv-Wp hn.F-kv ]-d-¼n ]-d ªp. B-Iv-kn-kv _m-¦p-am-bn k-lI-cn-¨m-Wv hme-äv {]-hÀ-¯n-¡-pI. 100 cq-] \ÂIn Hm¬-sse-\m-bn c-Pn-kv-äÀ sN-¿mw. ImÀ-Uv H-cp am-k-¯n\-Iw D-]-t`m-àm-hn-sâ hn-em-k-¯n sIm-dn-b-dn-eq-sS e-`n-¡pw. ImÀ-Uv D]-tbm-Kw t{]mÂ-kn-¸n-¡m³ "^pÄ ^yqhÂ' F-¶ t]-cn H-cp a-Õcw GÀ-s¸-Sp-¯n-bn-«p|v. A-Xn-se hn-P-bn-IÄ-¡v B-Po-h-\m-´w s]t{SmÄ ku-P-\y-am-bn e-`n-¡pw. 2700 cq-] hm-e-än-te-¡v am-äp-¶ D-]-t`màm-hn-\v 300 cq] t_m-W-kv t]m -bvâm-bn e-`n-¡p-¶-Xn-\m A-Xp-]-

tbm-Kn-¨v cm-Py-s¯-hn-sS \n-¶pw 3000 cq-]-bp-sS CÔ-\w hm-§mw. I¼-\n A-h-X-cn-¸n-¨ a-säm-cp \q X\ DÂ-¸-¶-am-Wv kq¸À-tjm-¸n UnPn-ä hm-eäv. ]-e-hy-Rv-P-\-§Ä Dĸ-sS KmÀln-I DÂ-¸-¶-§Ä _Ä -¡m-bn hm-§p-t¼mÄ C-Xn-eq-sS Un-kv-Iu-|v e-`n-¡pw. C-Xp-]-tbmKn¨v ho-«n-en-cp-¶v HmÀ-UÀ sN¿m\pw tjm-¸n t]m-bn ]À-t¨-kv \-S-¯m\pw km-[n-¡pw. HmÀ-UÀ sN¿p-¶ km-[-\-§Ä an-Xam-b sN-ehn- ho-«n-se-¯n-¨p X-cp-¶-Xn\pw ku-I-cy-ap-|m-Ipw. Hmtcm D¸¶-¯n\pw hn]Wn hn-e-bn \n-¶pw 40 ap-X 60 i-X-am-\w h-sc Un-kv-Iu-­ mWv I¼\n hm-Kv-Zm-\w sN-¿p-¶Xv. Nn-e Znh-k-§-fn sX-sc-sª-Sp-¯ D ¸-¶-§Ä-¡v kv-s]j Hm-^-dm-bn lm-¸n A-th-gv-kv Un-kv-Iu|pw \ÂIpw. kq¸À-tjm-¸n ImÀ-Up-IÄ hnP-b-I-c-am-¡m³ hym]m-c Øm-]-\§-fp-am-bp-Å ]-¦m-fn-¯w ]qÀ-¯n -bm-¡n h-cn-I-bm-sW-¶v se H-Ivk C-´y U-b-d-ÎÀ lm-cn-kv d-kmJv ]-dªp. bp.F.C kz-tZ-inbm-b lmjnw IUq-c A-ssUzk-dn sNbÀ-am-\m-bp-Å I-¼-\n-bm-Wv se HIv-k C-´y.

BtKmf BbpÀthZ D¨tImSn sIm¨nbn tIm

¬-s^-U-tdj³ Hm-^v C-´y³ C³-U-kv-{Sn (kn.sF.sF) kw-L-Sn-¸n¡p-¶ aq-¶ma-Xv B-tKm-f B-bpÀth-Z D-¨-tIm-Sn H-tÎm-_À 30, 31 Xo-b-Xn-Ifn sIm-¨n-bn-se se sa-dn-Un-b³ tlm«-en \-S-¡pw. tI-c-f-¯n-se B-bpÀthZ ta-Je-sb i-àn-s¸-Sp-¯p-¶-Xn-\m-bn kw-L-Sn-¸n-¡p-¶ H-cp t¥m-_ C-hâmWnXv. kmÀ¡v, KÄ-^v, B-{^n-¡³ cmPy-§-fn \n-¶p-Å {]-Xn-\n-[n-I-fpw ap-¸-tXm-fw cm-Py-§-fn \n-¶p-Å BbpÀth-Z SqÀ Hm-¸-td-äÀ-amcpw D-¨-tIm-Snbn ]-s¦-Sp-¡pw. B-bpÀth-Z cwK-s¯ kv-ämÀ-«-¸pIÄ-¡v th-|n-bp-Å B-bpÀ- ÌmÀ-«m-Wv D-¨-tIm-Sn-bp-sS {][m-\ B-IÀ-j-Ww. ÌmÀ-«-¸p-IÄ-¡m-bp-Å {]-tXyI aÕ-cw D-¨-tIm-Sn-bn kw-L-Sn-¸n-¡pw. A-Xn \n¶pw sX-sc-sª-Sp-¡-s¸-Sp-¶ an-I¨ B-i-b§Ä-¡v saâ-dnw-Kn-\v ]pd-ta hy-hkm-b ta-J-e-bn \n-¶-p-Å km¼¯n-I ]n-´p-Wbpw e-`y-am-¡pw. B-bpÀth-Z cwK-s¯ Ìm-À-«-¸pIsf ]cn-t]m-jn-¸n-¡p-¶-Xn-\mbn kwØm\-¯v H-cp B-bpÀth-Z C³-Ip-t_äÀ Øm-]n-¡-Wsa-¶ kn.sF.sF-bp-sS B-h-iyw kwØm\ kÀ-¡mÀ A-w-KoI-cn-¨n-«p-s|-¶Xpw Cu ta-J-e-bp-sS h-fÀ¨-bv¡v Kp-W-I-c-am-Ipw. B-bpÀ-thZ-hp-am-bn _-Ô-s¸-« \-b§Ä, h-fÀ¨m km-²y-XIÄ, ]p-Xp-a-IÄ-¡p-Å A-h-k-c-§Ä F-¶n-h-sb-¡p-dns¨m-s¡

D-¨-tIm-Snbn-se aq-¶v in-¸im-e-I-fn NÀ-¨ \-S-¯pw. _n-kn\-kv Sp _n-kn\-kv aoäpw CXnt\m-Sv A-\p-_-Ôn-¨v kw-L-Sn¸n-¨n-«p-|v.

B-tKm-f hn]-Wn e-£yw B-bpÀth-Z ta-J-e-bn-ep-Å-hÀ-¡v X-§-fp-sS DÂ-¸-¶-§fpw tk-h-\-§-fpw C-tXm-sSm-¸-ap-Å {]-ZÀ-i-\-¯n A-hX-cn-¸n-¡m\pw A-h-k-c-ap-|v. tI-c-f-¯nse B-bpÀth-Z ta-J-e-bp-sS hn-äp-hc-hv C-t¸mÄ 2000 tIm-Sn cq-] am-{X-amWv. C-´y-bn-se P-\-kw-Jy-bp-sS 10 i-X-am\w am-{X-am-Wv C-t¸mÄ B-bpÀ-th-Zw D-]-tbm-Kn-¡p-¶-Xv. B-bpÀ-th-Z-¯n-\v BtKm-f hn]-Wn kr-ãn-¡p-¶-Xn-eq-sSbpw B-bpÀ-thZ-s¯ H-cp Po-hn-X-co-Xn-bm-bn {_m³-Uv sN-¿p-¶-Xn-eq-sS-bpw 2025 HmsS Cu ta-J-e-bp-sS hn-äp-h-c-hv 10,000 tIm-Sn cq-]-bm-bn D-bÀ-¯p-¶-Xn\pw D-¨-tIm-Sn e-£y-an-Sp¶p. tkm-a-Xo-cw {Kq-¸v kn-Fw-Unbpw kn.sF.sF Xn-cp-h-\-´-]p-cw tkmWnsâ sN-bÀ-am-\pam-b t_-_n am-Xyp, ]-¦-P-I-kv-Xq-cn {Kq-¸n-sâ Øm-]-I\pw am-t\-Pnw-Kv U-b-d-Î-dpamb tUm. sP.lco-{µ³ \mbÀ, tIm-«-bv-¡Â Bcy-sshZyim-e-bp-sS {S-kv-änbpw No^v ^n-kn-jy\pamb tUm.]n.Fw.hm-cyÀ, {io-[-co-bw {Kq-¸n-sâ ssh-kv sN-bÀ-am\m-b l-cn F³.\-¼q-Xn-cn F-¶n-hÀ hmÀ-¯m k-t½f-\-¯n ]-s¦-Sp¯p.

s{]mhnU³kv tImsfPn\v AhmÀUv kwØm\ hnZym`ymk hIp¸v a{´n tUm. sI.Sn Peo s{]m hnU³kv tImsfPv UbdÎÀ tUm. sI.Pn _meIrjvW\v A hmÀUv k½m\n¡p ¶p. tIcf kwØm\ sSIv\n¡Â FUyq t¡j³ UbdÎÀ tUm. Cµncm tZhn, tIcf sSIvt\mfPn¡Â bqWnthgvknän sshkv Nm³keÀ tUm. cmP{io Fw.Fkv, F.sF.kn.Sn.C AssUzkÀ s{]m^kÀ Zneo]v F³. amÂLtU, F.sF.kn.Sn.C UbdÎÀ tUm. ctajv D®nIrjvW³, kn.F.]n.Sn UbdÎÀ tUm. Fw. AÐpÄ dÒm³, kmKn t\mU Hm^okÀ tUm. AÐpÄ PºmÀ Al½Zv F¶nhÀ kao]w

C´ybnemZyambn C³Ìâ v Unamäv F¡uï­pambn s^Ud _m¦v Hm

l-cn C-S-]m-Sp-IÄ¡v hf-sc th-K¯n Hm¬-sse³ Un-am-äv F¡u-|v Xp-d-¡m-hp-¶ ]pXn-b tkh-\w s^-Ud _m-¦v A-h-X-cn-¸n¨p. s^-U-d _m-¦n-sâ CâÀ-s\-äv _m-¦n-wKv t]-mÀ-«em-b s^-Uv-s\-äv h-gn H-cp an-\n-än\-Iw Un-Pn-ä Un-am-äv F¡u-|v Xp-d-¡m³ C-\n D-]-t`m-àm-¡Ä-¡v I-gn-bpw. C-´ybn B-Zy-ambn Cu tkh-\w A-h-X-cn¸n-¡p-¶ _m-¦m-Wv s^-U-d _m-¦v. s^-Ud _m-¦v Fw.Unbpw kn-C-Hbpam-b iymw {io-\n-hmk³, \m-j-W sk-Iyq-cn-äokv sU-t¸m-knä-dn en-an-ä-Uv

(F³.F-kv.Un.FÂ) Fw.Unbpw kn-CH-bp-am-b Pn.hn \m-tKiz-c dm-hp F-¶nhÀ tNÀ-¶m-Wv ]pXn-b Hm¬-sse³ Un-am-äv F-¡u-|v A-h-X-cn-¸n-¨Xv. ssk\n-I t£-a \n-[n-bn-te-¡p-Å s^-U-d _m-¦n-sâ kw-`m-h-\bpw _m-¦v ta-[m-hn iymw {io-\n-hm-k³ {]Jym-]n¨p. Cu hÀ-jw amÀ-¨n s^-Ud _m-¦v D-]-tbm-àm-¡Ä \-S¯n-b Hm¬-sse³ C-S-]m-Sp-I-fp-sS F-®¯n\v Xp-eyam-b Xp-I (42,02,874 cq-]-) ssk\n-I t£-a \n-[n-bn-te-¡v kw-`mh-\ \Â-Im\pw Xo-cp-am-\n-¨p.

ImÀhn ss{]häv sh¯v tIcf¯n km¶n[yw hn]peam¡pw Im

À-hn {Kq-¸n-sâ sh¯v cn-¨p-Å ssh-hn-[y-amÀ-¶ \n am-t\-Pv-saâv `m-K-am-b -t£-] D-]-I-c-W-§Ä e-`y-am ImÀ-hn ss{]-h-äv shÂ-¯v tI-¡p-I-bm-Wv I-¼-\n-bp-sS c-f-¯n km¶n-[yw i-à-ame-£yw. bp-F-C B-Øm-\-am¡pw. C-Xn-\m-bn sIm-¨n, Xn-cpbn-«p-Å hn-tZ-i C-´y-¡mÀ-¡v h-\-´-]p-cw, tIm-gn-t¡m-Sv FI-¼-\n-bp-sS Zp-_m-bv, A-_p¶n-hn-S-§-fn aq-¶p im-J-IZm-_n im-J-I-fn-eq-sS shÂfp-Å I-¼-\n \-S-¸p-hÀ-j-¯n¯v am-t\-Pv-saâv skm-eqsâ A-h-km-\-t¯m-sS tI-cj³ I-¼-\n \Â-In h-cp-¶p. f-¯n c-|p im-J-IÄ Iq-Sn Hm-tcm C-S-]m-Sp-Im-c-\pw AA-`n-Pn-Xv `m-sh Xp-d-¡psa¶v ImÀ-hn ss{]-h-äv h-sâ dn-k-vIv F-Sp-¡m-\p-Å shÂ-¯v kn-C-H A-`n-Pn-Xv `m-sh ]-d- ti-jn-¡-\p-k-cn-¨p-Å k-¼-¯p kr-jvªp. Sn-¡p-¶-Xn-\p-Å \n-t£-] D-]-I-c-Whnhn-[ \nt£-] hn-`m-K-§-fn-ep-Å- §Ä ImÀ-hn ss{]-h-äv shÂ-¯v e-`y-amhÀ¡v A-h-c-h-cp-sS B-h-iy-¯n-\-\p-k- ¡n-bn-«p-|v.

AWnbmsX AWnbm³ kvssä ao "`mhnbnse' sdbvaïv tjmdqw sIm¨nbn \n

§Ä-¡n-W-§p-¶ h-kv-{X-§Ä sX-csª-Sp-¯v A-Wn-ªp t\m-¡n hm-§m³ sS-Iv-kv-ssä tjm-dq-an-se tN-bv-©v dq-an F-{X t\-cw \n-§Ä sN-e-hn-Spw? F-¶n-«pw ]p-Xp-h-kv{Xw A-Wn-bp-t¼mÄ X-sâ cq-]w F-§-s\-bn-cn-¡p-sa-¶ kw i-bw _m-¡n-bm-Im-dpt|m? F-¶m h-kv-{X-§Ä A-Wnbm-sXXs¶ A-Xv A-Wn ªm cq-]w F-§s\-bmIp-sa-¶v A-dn-bm\pw A\ptbm-Pyam-b h-kv-{X-§Ä sXc-sª-Sp-¡m\pw k-lm-bn-¡p-¶ sSIv-t\m f-Pn ^m-j³, ssÌ ao, A-h-X-cn-¸n-¨ncn-¡p-I-bm-Wv sd-bv-a-|n-sâ sIm-¨n-bn-se cm-Pym-´-c-\n-e-hm-c-¯n-epÅ tjm-dqw. 20,000  A-[nIw Xp-Wn-¯-c-§-fnepw 50 e-[n-Iw X-c-¯n-epÅ jÀ-«p-IÄ, {Su-k-dp IÄ, kyq-«pIÄ, Pm-¡-äp-IÄ, _-µv-K-eIÄ,

tjÀ-hm-Wn-IÄ F-¶n-h-bnepw \n-¶v D-] -t`m-àm-hn-\v G-ä-hpw A\p-tbm-Py-amb-Xv sX-c-sª-Sp-¡p-hm³ kv-ssä ao k-lmbn-¡pw. \-Kc - - lr-Zb - ¯ - n 10,000 N-Xpc-{i A-Sn-bn hym-]n-¨p-In-S¡ - p¶ tjm-dq-an sd-bva - | - nsâ an-I¨ - Xp-Wn¯c-§t- fm-sSm-¸w sd-Un Sp sh-bÀ h-kv{- X§fpw FXv\ - n-Iv sh-bd - p-Ifpw A-S §n-b hn-]p-eamb ti-Jc - a - mWv H-cp-¡n-bn-cn-¡p-¶X - v. ""do-sä-bn cwK-s¯ ]p¯³ km-t¦Xn-I hn-Zy-IÄ D-]t- bm-Kn¨v tjm-¸nw-Kv H-cp an-I¨ - A-\p-`h - a - m-¡n amäp-Ib - m-Wv sd-bva| - v. D-]t- `m-àm-¡f - p-sS B-hi - y-§Ä-¡\ - p-kc - n-¨v Iw-¹o-äv hmÀUvtdm-_v skm-eq-j³-kn-\m-bp-Å H-cp h¬ kvt- äm¸v tjm-¸v F-¶ \n-eb - n-em-Wv ]pXnb sd-bva| - v tjm-¸v B-cw-`n-¡p-¶Xv.''

[\w hyh-kmb hmWnPy ssZzhm-cnI HmK-kv-äv 31, 2019

31


_nkn-\kv tIcf BUSINESS KERALA

ImemhØm a _nkn\kpImcpw IÀjIcpw F

Im-emh-Øm hy-Xn-bm-\-§fpw h³ \m-i-\-ã-§-fpw Ir-Xyam-b C-S-th-f-bn I-S-¶p-h-cp-t¼mÄ tI-c-f-¯n-se _n-k [\w \yqkv _yqtdm

Im

em-h-Ø-sbbpw hym]m-c ko-k-Wns\bpw Ip-dn-¨p-Å [m-c-W-IÄ tI-c-f¯n sX-äp-I-bmWv. I-gn-ª hÀjs¯ a-lm-{]-fb-s¯ \q-dp-hÀ-j-¯n H-cn-¡Â h-cp-¶-sX-¶ I-W-¡n \mw I|p. F-¶m- Cu hÀ-jw A-Xn-Xo-{ham-b a-g s]-bv-Xv a¬-kq¬ FÃm I-W-¡p-Ifpw sX-än-¨n-cn-¡p-¶p. "\-½Ä Xn-cn-¨p-h-cpw' I-gn-ª {]f-bw I-gn-ªt¸mÄ Hmtcm tI-c-fo-b\pw a-\-kn ]-d-ª-Xv CXm-Wv. X-IÀ-¨-bp-sS ]-Sp-Ip-gn-bn \n¶pw ]-ecpw Xn-cn-¨p-h-cp-Ibpw sN-bvXp. F-¶m A-sXÃmw B-´-cn-Iam-b I-cp-t¯m-sS-bp-Å h-c-hm-bn-cp-¶nÃ. ho-«n-se kzÀ-Ww ]W-bw sh-¨v {]-hÀ-¯-\ aq-e[\w I-s|-¯n-bpw \à Im-ew {]-Xo-£n-¨v hm-bv-]sb-Sp¯pw a-äp-am-Wv Xn-cn-¨p-h-c-hn-\v C-hÀ I-f-samcp-¡n-b-Xv. F-¶m Hm-K-kv-äv B-Zy-hm-c-¯n-se A-Xn-Xo-{h a-g ]n-gp-sX-dnª-Xv _n-kn-\-kp-Im-cp-sSbpw IÀ-jI-cp-sS-bpw {]-Xo-£-IÄ Iq-Sn-bmWv. Cu km-lN-cy-¯n \mw \-ã-§-fp-sS I-W-s¡-Sp-¸v am{Xw \-S-¯n-bn-«v Im-cy-anÃ. I-cp-¯p-ä A-Sn-¯-d-bnÃmsX B-ß-hn-izm-kw am{Xw ssI-ap-X-em-¡n-bn«pw {]-tXy-I sa-¨-anÃ. C-t¸mÄ th|-Xv bm-YmÀ°y t_m-[-t¯m-sS-bp-Å \o-¡-§-fmWv. Hmtcm ta-Je-bnepw \n-¶p-Å-hÀ kzo-I-cn-t¡-| Im-cy-§-sfs´m-s¡-sb-¶v t\m-¡mw.

am\p^mIvNdnwKv a-e-¸p-dw PnÃ-bn-se F-S-¡-c-bn-se H-cp kwcw-`I³ Hm-K-kv-äv B-Zy-¯n-se a-g-s¡-Sp-Xn-bn Ip-Spw-_-t¯m-sSm-¸w Zp-cn-Xm-izm-k Iym-¼n-em-bncp¶p. kz-´w ^mÎ-dn ap-§n. hn-]-Wn-bn-te-¡v sIm|p-t]m-Im³ ]m-I-¯n ^n-\n-jv-Uv DÂ-¸-¶§Ä kq-£n-¨ tKm-Uu¬ sh-Å-¯n ap-§n. C-Xv H-cp hy-àn-bp-sS am{Xw Zp-c-\p-`-h-aÃ. tI-c-f-¯n-se BÀ¡pw F-t¸mÄ th-W-sa-¦n-epw k-am-\am-b km-l-Ncyw A-`n-ap-Jo-I-cn-t¡-|n h-t¶-¡m-sa-¶-Xm-Wv Øn-Xn. A-t¸mÄ am-\p-^mIv-N-dnw-Kv cw-K-¯p-Å-hÀ {i-²n-t¡-| Im-cy-§-sfs´m-s¡-bmWv? h³ tXm-Xn A-kw-kvIr-X h-kv-Xp-¡Ä hm-§n kw-`-cn-¡m-Xn-cn-¡p-I. _Ä-¡v sk-bv \-S-¯pt¼mÄ e-`n-¡p-¶ sa-¨w am{Xw t\m-¡-cpXv. A-h kw-`-cn-¨p-sh-bv-¡p¶ tKm-Uu-Wp-IÄ \-in-¨m {]-hÀ-¯-\ aq-e[-\w X-s¶-bm-Wv H-en¨p-t]m-Ip-I. A-kw-kvIr-X h-kv-Xp-¡-fpsS ]À-t¨kv, DÂ-¸m-Z\w, hn-]W-\w F¶n-h A-t§b-äw {I-am-\p-K-X-am-¡-Ww. ]-e kw-cw-`-Icpw X-§-fp-sS tKm-Uu-Wp-IÄ Xm-gv-¶ {]-tZ-i-¯m-bn-cn¡pw k-Ö-am-¡n-bncn-¡p-I. A-Xn- Xo-{ha-g-bn A-{]-Xo-£n-X-ambp-|m-Ip-¶ sh-Å-s¡-«pI-sf C-\n ap³-Iq-«n

32 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

I-t| a-Xn-bmIp. Ip-d-ª hm-S-I F-¶-Xp-am-{Xam-I-cp-Xv C-\n am-\-Z-Þw. amdn-b km-l-N-cy-¯n kz-´-am-bn tKm-Uu¬ \n-e-\nÀ-t¯-|-Xp-t|m-sb-¶v ]cn-tim-[n-¡p-I. B-h-iy-¯n-\v A-kw-kvIr-X h-kv-Xp-¡Ä hm§n A-Xn-th-Kw hn-]-Wn-bn-te-¡v hn-Sp¶ t]m-se \nÀamW tPm-en-IÄ G-Io-I-cn-¨m kw-`c-Ww H-gn-hm-¡m³ km-[n-¡pw. sh-Åw Ib-dn \-in-¨ sa-jn-\-dn-IÄ \-¶m-¡n F-Sp¡p-t¼mÄ A-h Im-e-l-c-W-s¸-«Xm-tWm-sb-¶v ]cn-tim-[n-¡p-I. A-h ]p-Xp-¡m-\p-Å ]-Ww sIm-|v a-\p-jym-[zm-\w Ip-d-hp-Å ]pXn-b sajo³ hm-§m³ km-[n-¡p-sa-¦n A-Xn-s\ Ipdn-¨v Nn-´n-¡pI. \-ã-§Ä H-gn-hm-¡m³ a-Xnbm-b C³-jp-d³-kv ]-cn-c-£ D-d-¸m-¡pI. (C-¡mcyw hn-i-Z-am-bn t_m-Iv-knÂ) ]-e I-¼-\n-Ifpw k-hn-ti-jamb tamÄ-Up-IÄ-¡v h³-tXm-Xn \n-t£-]w \-S-¯n-bn-«p-|m-Ipw. A-h sI-«n-S-¯n-sâ Xm-sg \n-e-bn kq-£n¡p-¶-Xn-\p ]I-cw sh-Åw I-b-dn-bmepw A-h \-in-¡m-¯ hn-[-¯nepw H-gp-In t]m-Im-¯-hn-[¯nepw kw-c£n-¡p-I. ]-e I-¼-\n-I-fn-te¡pw ssh-Zyp-Xn I-W-£³ \Â-Ip-¶-Xn-\p-Å ku-I-cy-§Ä sh-Å-s¡-«n s\tbm {]-f-bs¯tbm ap-¶n I-|mhnà Øm-]n-¨n-cn-¡p-¶Xv. C¯-cw km-l-Ncy§Ä Iq-Sn ap³-Iq-«n I-|v D-bÀ-¯n Øm-]n¡pI.

hym]mcnIÄ tI-c-f-¯n C-Xp-h-sc-bp-Å hym]m-c ko-k-Wp-

IÄ B-Inà C\n. H-cp hÀj-s¯ hnÂ-¸-\-bpsS X-fÀ-¨ ap-gph³ Hm-W-¡me-¯v XoÀ-¡m-sas¶m-s¡ I-cp-Xm³ ]m-SnÃ. \n-tXy-\ hnÂ-¸-\ D-d-¸m-¡m-\p-Å Im-cy-§Ä sN-¿Ww. hn-]-Wn-bn A-\n-Ýn-XXz-§Ä I-cp-Xn X-s¶ ap-t¶m«p-t]m-Ip-I. Im-emh-Øm hy-Xn-bm-\w am-{X-aà I-cp-Xn-bn-cn-t¡-|Xv. t\m-«v ]n³-h-en¡Â t]m-se, ]pXn-b \n-Ip-Xn \nÀ-tZ-i-§Ä t]m-se F´pw F-t¸mÄ th-W-sa-¦nepw I-S-¶ph-cmw. I-¨h-Sw ]-g-b Im-e-L-«-¯n \-S¯nb t]m-se C-\n Xp-S-cm³ B-InÃ. hym]m-c Øm-]-\-§Ä-¡v C³-jp-d³-kv ]-cn-c£ D-d-¸m-¡p-I. XmÂ-¡men-I sj-Up-IÄ sI-«n Ce-t{Îm-Wn-Iv-kv DÂ-¸-¶-§Ä kw-`-cn-¡m³ ]m-SnÃ. hn-]-Wn-bn-se B-h-iy-a-dn-ªp-Å DÂ-¸-¶-§Ä hn-]-W-\w sN-¿m³ {i-an-¡p-I. D-Zm-l-c-W-¯n\v, Im-emh-Øm hy-Xn-bm-\w sIm-|v D-]-t`màm-¡-fp-sS XmÂ-¸-cy-§Ä h-sc am-dp-¶p|v. A-hcpw sh-Å-s¡«pw {]-f-bhp-sam-s¡ ap-¶n Im-Wp-¶p-|v. sh-Åw I-b-dm³ km-[y-X-bp-Å H-cp Øe-¯v ho-Sp-sh-bv-¡p-¶ H-cmÄ hp-Uv ]m-\enwKpw ^v-tfm-dnwKpw C-\n \-S-¯p-sa-¶v I-cpXm³ h-¿. A-hÀ sX-c-sª-Sp-¡p-¶ ^À-Wn-¨dp-IÄ hy-Xy-kv-X-am-bn-cn-¡pw. C-h-sbÃmw I-W¡n-se-Sp-¯v th-Ww I-¨-h-S-¡m-c³ ap-t¶m«pt]m-tI-|Xv.

Irjn Im-emh-Øm hy-Xn-bm-\w ap-¶n I-|p-am{Xw Ir-jn-bn-d-¡p-I. \nÝn-X C-S-th-f-bn h-cp-am\w e-`n-¡-¯¡-hn-[w _-lpapJ ImÀjn-I hnfI-sf B-{i-bn-¡m³ IÀ-j-IÀ X-¿m-dm-IWw.


amäw Fs´ms¡ {i²n¡Ww?

kn-\-kp-Imcpw IÀ-j-Icpw C-\n sN-t¿-| Im-cy§Ä

\-ã-§Ä H-gn-hm-¡m³ kz o-I-cn¡mw Cu h-gn _n-kn-\-kp-Imcpw IÀ-j-Icpw a-Xn-bm-b C³-jp-d³-kv ]-cn-c-£ D-d-¸m-¡n-tb a-Xn-bm-

Iq. C³-jp-d³-kv F-Sp-¡p-t¼mÄ {i-²n-t¡-| Im-cy-§Ä

hn-f C³-jp-d³-kv \nÀ-_-Ô-ambpw F-Sp-¡Ww. s]m-Xpth Hm-W-¡me-¯v t\-{´-¡p-e-IÄ-¡v B-hiy-¡m-tc-sd-bmWv. F-¶m- B Ime-¯v h-cp-¶ a-gbn C-h aq-s¸-¯m-sX \-in-¡p-Ibpw sN-¿pw. t\-{´¡p-e-IÄ ap³-Iq-«n ]m-I-am-Ip-¶ hn-[-¯n Ir-jn \-S¯n, A-h Nn]v-tkm iÀ-¡-c h-c«ntbm t]m-epÅ aq-ey-hÀ[n-X DÂ-¸-¶-am-¡n-bm ZoÀ-L-Im-ew tI-Sp-Iq-Sm-sX \nÂ-¡pw. Iq-Sp-X hn-ebpw In-«pw. A-Xmb-Xv ImÀjn-tImÂ-¸-¶-§Ä A-tX]-Sn hn¸-\ \S-¯n em-`w t\-Sm³ km-[n-¡n-sÃ-¶v I-|m A-Xn \n-¶v aq-ey-hÀ[n-X DÂ-¸-¶w kr-ãn-¡m³ t\m-¡p-I. C-Xn-\v \m-«n-se Ip-Spw-_{io Iq-«m-bv-aIÄ, kzm{i-b kw-L-§Ä F-¶n-h-cp-sS k-lm-bw tX-Sp¶Xpw D-Nn-X-am-Ipw. I-Sp-¯ th\Â, a-g F-¶n-h-sbÃmw ap-¶n I-|p-Å hn-f-IÄ am{Xw sX-c-sª-Sp-¡p-I. C©n, I-¸, Ip-cp -ap-fIv, G-ew F-¶p-th-| FÃm -hn-f-IÄ¡pw Im-em h-Øm hy-Xn-bm-\w _m-[-I-am-Wv. C-t¸mÄ G-ew hn-e kÀ-hIm-e sd-t¡m-Un-emWv. ]-t£ IÀ-j-I-cpsS ssI-bn DÂ-¸-¶-anÃ. k-am-\am-b Øn-Xn `m-hnbn a-äv hn-f-I-fp-sS Im-cy-¯nepw kw-`-hn-¡mw. A-Xp ap³-Iq-«n I-|v hn-Z-Kv-[-cp-sS amÀ-K-\nÀ-tZ-im-\pkc-Ww Ir-jn sN-¿Ww. hn-f-IÄ F-t¸mÄ hnÂ-¡W-sa-¶Xpw C-\n-bp-Å Ime-¯v \nÀ-Wm-b-I-am-Wv.

tlmkv-]nämenän/Sqdnkw Sq-dn-kw ta-J-e-bn Cu hÀ-jw H-Iyp-s]³-kn td-än 40 i-X-am-\w C-Sn-hp-|m-b-Xm-bm-Wv I-W¡v. tI-c-f¯n-se {]-Ir-Xn Zp-c-´§-sf kw-_-Ôn-¨ H-cp hmÀ-¯ a-Xn k-©m-cn-IÄ C-t§m-«p-Å bm-{X d-±v sN-¿m³. A-tXm-sSm-¸w ]-IÀ-¨- hym-[n-I-sfbpw `-b-¡Ww. Cu km-l-N-cy-¯n _p-¡nw-Kv kzo-I-cn¡p-t¼mÄ {]-tXy-Iw {i-²n-t¡-|-Xp|v. _p-¡nw-Kv

h-kv-Xp-h-I-I-fp-sS ap-gp-h³ Xp-I-bv-¡pap-Å C³-jp-d³-kv F-Sp-¡p-I. ]-e-cpw _m-¦p-I-fn \n-¶p-Å hm-bv-]m Xp-I-bv-¡p am-{X-ta C³-jp-d³-kv F-Sp-¯n-«pÅq. C¯cw s¢-bvap-IÄ sk-än sNbv-X ti-jw In-«p-¶ Xp-I ]-e-t¸mgpw \-ã-§-fn \n¶v I-c-I-b-dm³ a-Xn-bm-InÃ. AXp-sIm-|v ap-gp-h³ Xp-I-bv-¡v a-Xnbm-b C³-jp-d³-kv F-Sp-¯n-cn-¡Ww. ho-Sp-IÄ, hym-]m-c-Øm-]-\-§Ä, ^m-Î-dnIÄ F¶n-h C³-jp-À sN-¿p-t¼mÄ sI-«nS-¯n\pw A-Xn-se km-[-\-km-a-{Kn-IÄ¡pw tIm-¼u-|v hm-fn\pw C-e-{În-¡Â ^n-änw-Kvkn-\p-saÃmw C³-jp-d³-kv ]-cn-c-£ D-d-¸m¡Ww. dn-kv-Ip-I-fp-sS tem-I-¯m-Wv \mw Po-hn-¡p¶Xv. AXp-sIm-|v h-cm-\n-S-bp-Å dn-kv-IpIÄ ap³-Iq-«n I-|v C³-jpÀ sN-¿-Ww. D-Zm-l-c-W-¯n\v I-hÀ-¨, Xo-]n-Sp¯w, shÅ-s¸m-¡w Xp-S-§n-b-h-sbÃmw sh-Åw I-bdn-b hm-l-\-§Ä {]-hÀ-¯n-¸n¡m³ {i-an-¡p-t¼mÄ ssl-t{Um-fn-Iv tem¡v Imc-Ww tI-Sp-]m-Sp-IÄ kw-`-hn-¡pw. C-Xn-\v km-[m-cW tam-t«mÀ t]m-fn-kn-bn kw-c£-Ww e-`n-¡nÃ. A-XpIq-Sn I-hÀ sN-¿p¶ t]m-fn-kn-IÄ hm-§p-I. C³-jp-d³-kv t]m-fn-kn F-Sp-¡p-t¼mÄ F-Sp-¡p-¶-bmfpw I-¼-\nbpw X-½n-ep-Å I-cmÀ B-WXv. AXp-sIm-|v FÃm hn-hc-hpw k-Xy-k-Ô-am-bn X-s¶ \Â-Ip-I. Ir-Xy-am-bn hn-h-c-§Ä ]q-cn-¸n-¡p-I.

th-f-bn e-`n-¡p-¶ ]-Ww A-Xn-th-Kw sN-e-hn-«m A-{]-Xo-£n-Xam-b Iym³-k-tej³ h-¶m Xn-cn¨p -sIm-Sp-¡m³ ]-W-ap-|m-InÃ. C-Xv hen-b km-¼ ¯n-I _m-[y-X-bn-te-¡v kw-cw-`I-sc X-Ån-bn-Spw. Iym³-k-tej³ {]-Xo-£n-¨p X-s¶ _p-¡nw-Kv Xp-I-

IÄ ssI-Imcyw sN-¿Ww. H-cp ko-k¬ {]-Xo-£n-¨n-cn-¡m³ ]m-SnÃ. hÀ-j¯n FÃm Zn-h-khpw k-©m-cnI-sf B-IÀjn-¡m³ ]m-I-¯n-ep-Å F-s´-¦nepw ]p-Xp-aIÄ kz-´w t{]m-¸À-«n-bn sIm-|p-h-cWw. \q-X-\m-i-b-§Ä sIm-|p am-{X-ta A-Xn-\v km-[n-¡q. Hmtcm Sq-dn-kw kv-t]m-«n-te-¡p-apÅ tdm-UpIÄ, A-hn-Sp-s¯ A-SnØm-\ ku-I-cy-§Ä FÃmw Im-emh-Øm am-ä-¯m Xm-dp-am-dm-bn-«p-|mIpw. C-h ]p-\x-kr-ãn-¡m³ X-t±-io-bcm-b P-\§-sf Iq-Sn tNÀ-¯v Cu- cwK-s¯ kw-cw-`I-scÃmw H-ä-s¡-«m-bn \n-¶v ]-²-Xn-IÄ B-hnjv-I-cn-¨v \-S-¸m-¡p-I. \m-Sn\pw \m-«mÀ¡pw sa-¨w In-«p-¶ sdkv-t]m¬-kn-_vÄ Sq-dn-k¯n-\mIpw C-\n \n-e-\nÂ-¸p-|m-Ip-I. Ip¶pw a-e-Ifpw C-Sn-¨p \nc-¯n dn-tkmÀ-«v ]-Wn-bm³ C-d-§n-¸p-d-s¸-S-cp-Xv. `q-hn\n-tbmKw kw-_-Ôn-¨ \n-b-{´-W-§Ä h-f-ª h-gnbn-eq-sS a-dn-I-S-¶mepw {]-Ir-Xn A-Xn-\v hn-e \Â-Ipw. AXp-sIm-|v \n-t£-]w \-S¯pw ap¼v {]-Ir-Xn-bpsS, a-®nsâ. ]-cn-Øn-Xn-bp-sS X\n-a I-|-dn-ªv am{Xw ap-t¶m«p-t]m-Ip-I. A-Sn-b-´-c- L-«-§-fn A-Xn-Yn-I-fp-sS kp-c£ D-d-¸m-¡m³ th-| Im-cy-§Ä k-Öo-I-cn¡pI.

dnb Fkv-tääv a-e-bm-fn-bm-bm ]p-g-tbm-cs¯, a-e-tbmcs¯ ho-Sv H-cp kz-]v-\-amWv. A-Xp-|m-¡n hn¡m-sa-¶ Nn-´-sbm-s¡ XÂ-¡m-e-t¯-¡v hn-Sp-¶-Xm-Wv \Ã-Xv. D-d-¨ `q-an-bn kp-c-£nXam-b ho-Sp-I-fmIpw a-e-bm-fn-IÄ C-\n sX-csª-Sp-¡p-I. ^v-fm-äv \nÀ-am-Xm-¡Ä ]-ecpw A-|À {Ku-|nem-Wv ]mÀ-¡nw-Kv ku-Icyw H-cp-¡p-I. Im-dp-Sa-IÄ-¡v C-\n A-Xv kzo-Im-cy-am-Ip-sa-¶v tXm¶p-¶nÃ. aÄ-«n se-h ImÀ ]mÀ-¡nw-Kv kuIcy-sam-cp-¡p-¶-XmIpw D-NnXw. A-¸mÀ-«v-saâp-I-fn-se ssh-ZypXn, ip²-P-e hnX-c-W kw-hn-[m-\-§Ä sh-Å-s¡«v, {]f-bw F¶n-h ap³-Iq-«n I-|v am{Xw Øm-]n-¡p-I. hm-Wn-Pym-h-iy-§Ä-¡p-Å sI-«n-Sw \nÀ-an-¡p¶-hÀ {][m\ tdm-Up-I-tfm-Sv tNÀ-¶p-Å shÅ-s¡-«p-Å Ø-e-§Ä \nÀam-W {]-hÀ-¯-\§-Ä-¡m-bn sX-c-sª-Sp-¡-cpXv. {]-Ir-Xn Zp-c-´§-sf {]Xn-tcm-[n-¡m³ ti-jnbp-Å \nÀam-W co-Xn-IÄ A-h-ew-_n-¡pI. sam-¯w tIm¬-{Io-äv sIm-|p-f-f \nÀ-an-Xn-Ifm-Inà C-\n H-cp]-t£ th-|n-h-cn-I. Im-em h-Øm hy-Xn-bm\-s¯ sN-dp-¡p-¶, sNe-hv Ip-d-ª km-t¦Xn-I hn-Zy-IÄ \nÀam-W {]-hÀ-¯-\-§-fn sIm-|p-h-cn-I.

tlmkv-]näÂ/ BXpctkh\w I-gn-ª a-lm-{]-f-b-¯n sIm-¨n \-K-c-¯nse Hcp aÄ-«n kv-s]-jym-en-än B-ip-]-{Xn-bn-se tIm-Sn-IÄ hn-e-a-Xn-¡p-¶ D-]-I-c-W-§-fm-Wv \-in¨p-t]m-bXv. B-ip-]-{Xn- D-]-I-c-W-§Ä Øm-]n-¡p-t¼mÄ {]-tXy-Iw {i-² thWw. sh-Åw I-b-dp-¶ Øe-¯v A-h sh-bv-¡-cp-Xv. B-ip-]-{Xn-I-fp-sS {]-hÀ-¯n k-a-b-¯nepw _n-kn\-kv tam-U-enepw am-äw h-cp-¯Ww. Imemh-Øm hy-Xn-bm-\-§Ä aq-e-ap-Å A-kp-J§Ä- Iq-Sn ap³-Iq-«n Im-W-Ww. Hu-«v t]-jyâv hn-`m-K-¯n-sâ k-a-b-{I-ao-Ic-Ww ap-X a-cp¶v kw-`c-Ww h-sc-bp-Å Im-cy-§-fnepw Imem-hØ-sb ap-¶n Im-tW-|n-bn-cn-¡p-¶p. a-Xnbm-b C³-jp-d³-kv ]-cn-c-£ D-d-¸m-¡p-I. AXp-t]m-se X-s¶ {]-ap-J slÂ-¯v C³jp-d³-kv I-¼-\n-I-fp-sS tkh-\w B-ip-]-{Xnbn e-`y-am-¡p-I.

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

33


Châvkv EVENTS

apt¶m«p hcs« h\nXm kwcw`IÀ temIsa§pw IqSpX h\nXIÄ kz´w kwcw`s¯¡pdn¨v Nn´n¡pIbpw ÌmÀ«¸pIfpambn apt¶m«phcnIbpw sN¿pt¼mÄ Cu cwK¯v tIcf¯n \n¶pÅhcpsS km¶n[yw Ipdbp¶Xnsâ ImcW§Ä tXSnbpw ]cnlmc amÀK§Ä NÀ¨ sNbvXpw sIm¨nbn ÌmÀ«¸v anj³ kwLSn¸n¨ h\nXm ÌmÀ«¸v kanäv

Ahkc§sf {]tbmP\ s¸Sp¯Ww

Bib§sf icnbmbn AhXcn¸n¡Ww

inhi¦À sFFFkv

tUm. kPn tKm]n\mYv

sF.Sn sk{I«dn

kwØm\s¯

ÌmÀ«¸v kwcw`§ fpsS Øm]ImwK §fn Hcp h\nX sb¦nepapÅh 18 iXam\w hscbp|v. aäv kwØm\§sf At]£n¨v CXv IqSpXemsW¦nepw tIcf¯n ØnXn sa¨s¸tS|Xp|v. AXn\mbpÅ ÌmÀ «¸v anjsâ ]²XnIfn ]¦mfnIfmIm³ ]cam h[n h\nXIÄ X¿mdmIWw. h\nXm ÌmÀ«¸v kwcw`§Ä¡v aq¶p amkt¯¡v kuP\yamb {]o C³Ipt_j³ kuIcyw GÀs¸Sp¯nbn «p|v. D¸¶§Ä AhXcn¸n¡p¶Xn\pw AXn \mhiyamb hntZibm{XIÄ DÄs¸sS kuP\y ambn \S¯p¶Xn\papff kuIcyw \ÂIn hcp ¶p|v. IqSmsX kmt¦XnIhnZym ssIamä¯n\v ]¯p e£w cq] hsc klmbhpw \ÂIp¶p |v. BibmhXcW¯n ap³]´nbn s]¬ Ip«nIfmWv. F¶m hnebncp¯Â kwhn[m \¯nepw kv{Xo {]mXn\n[yw thWw.

knCH, tIcf ÌmÀ«¸v anj³

C

´ybnse Xs¶ BZy h\nXm ÌmÀ«¸v kanän\v thZnbmIm³ kwØm\¯n\v Ignª Xnsâ A`nam\amWv Cu Ahkc¯n ÌmÀ«¸v anj³ knCH F¶ \nebn F\n¡v tXm¶p¶Xv. ChnSps¯ Ahkc§sf¡pdn¨v temIw apgph\p apÅhcmWv Däpt\m¡p¶Xv. ÌmÀ«¸v anjsâ tkh\§Ä \ãam¡mXncn¡m\mWv hfÀ¶p hcp¶ h\nXm kwcw`IÀ {iant¡|Xv. D¶X hnZym`ymk cwK¯v tIcf¯nse h\nXIÄ kvXpXyÀlamb t\«w ssIhcn¨n«p|v. FÃm Xc¯nepapÅ ]n´pW \ÂIm\pw kmt¦XnI klmb§Ä F¯n¡m\pw ÌmÀ«¸v anj³ kZm {i² ]Xn¸n¨ncn¡p¶p. anI¨ Bib§fpw ]mj\papÅhÀ¡v kwcw`§Ä ]Wn XpbÀ¯m³ C\n XS椀 CÃ. Bib§sf icnbmb coXnbn AhXcn¸n¡m³ IgnbpI F¶Xv hnPb¯nte¡pÅ Nhn«p]SnbmIWw. AXn\v C¯cw Ahkc§Ä {]tbmP\s¸Sp¯ Ww. C¯cw Ahkc§Ä {]tbmP\s¸Sp¯Ww.

kv{Xo BsW¶Xv Gähpw henb aqe[\w ARvPen tat\m³

Xnc¡YmIr¯v, kwhn[mbnI, kwcw`I

kz]v\§Ä apgph³ kzcp¡q«nb

BZyNn{Xw a©mSn¡pcp ]cmPbs¸«Xv hÃmsX XfÀ¯nbncp¶p. Hcp ImgvN¡mcn/ D]t`màmhv F¶ \nebn AhÀ¡v th| Xà Rm³ \ÂInbXv F¶ Xncn¨dnhmWv Rms\¶ kwcw`Isb DWÀ¯nbXv. A§s\bmWv _mw¥qÀ tUbv-kv ]nd¶Xv. a©mSn¡pcp anI¨ kn\nabmsW¶v Cs¶ Ãmhcpw bqSy_n I|p ]dbp¶p. kwcw` sa¶ \nebn CXv hnPbaÃ. \½psS D ¸¶w AXv t{]mUIv-täm kÀhotkm kn\n atbm F´pamImw. F´msW¦nepw AXv anI¨ coXnbnÂ, Ft¯|hcpsS {i²bn s]Sp¯m\pÅ coXnbn AhXcn¸n¡m³ IgnbWw. "IqsS'bpsS hn]W\ X{´§Ä sa\ªXpw _mw¥qÀ tUbv-kn tIm¼n t\j³ sIm|ph¶XpsaÃmw a©mSn¡pcp hn ]cmPbs¸« Rm³ Xs¶bmWv. hogvNIfn Fgpt¶äp hcp¶XmWv \½psS hnPbw. kwcw`IcmIm\pÅ Gähpw henb aqe[\w kv{XobmsW ¶pÅXp Xs¶bmWv.

kv{XobmsW¶v IcpXn ]n¶ntebv¡v henbcpXv

km¼¯nI Imcy§fn ]cnÚm\w thWw

tUm. arZp Cu¸³

imen\n hmcyÀ, knHH, s^Ud _m¦v

hnZymk¼¶cmb kv{XoIÄ t]mepw

kz´w kwcw`¯nte¡nd§pt¼mÄ hnPbn¡m\pÅ {][m\ LSI§

fn H¶mWv km¼¯nI Imcy§fnse Adnhv. kwcw`IbmIm³ ap¶n«nd§p t¼mÄ anI¨ C³shkvv-tägv-kns\ e`n¡m¯Xnsâ {][m\Imcy§fnsem¶v ]et¸mgpw _nkn\kv Bibw ]n¨v sN¿pt¼mÄ _nkn\knse hchv sNehv IW¡pIsf¡pdn¨pw km¼¯nI LS\sb¡pdn¨papÅ AdnhnÃmbvabmWv. ^n\m³kns\ tdm¡äv kb³kmbn ImtW|XnÃ. ho«nse hchp sNehpIW¡pIÄ kv{XoIfmWv anI¨ coXnbn ssIImcyw sN¿p¶Xv. CXv AhcpsS DÅnse A´Àeo\amb IgnhmWv. Cu Ignhv kwcw`IXz¯n sIm|v hcm³ Ignªm hnPbambn. _nkn\knse A¡§sf¡pdn¨v kwkmcnt¡|n hcpt¼mÄ ]et¸mgpw NmÀt«Uv F¡u|ânt\mSv tNmZn¡s«, At±l¯ns\ Adnbq F¶Xp t]msebmIcpXv. \n§Ä \n§fpsS PohnXw t]mse \n§fpsS _nkn\kns\ ]qÀWambn Adnªncn¡Ww.

34 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

kwØm\ Bkq{XW t_mÀUwKw

AhÀ¡vv e`n¡p¶ Ahkc§sf¡pdn¨v t_m[hXnIfÃ. \qX\amb I|p]nSp¯ §sf ASnØm\am¡nbh am{Xaà Ahkc§sf¶v Ipdª]£w h\nXm kwcw`Isc¦nepw Xncn¨dnbWw. Bhiym[njvTnX kwcw`§fpw Ahkcm[njvTnX kwcw`§fpap|v. ChbpsS A\´ km[yX h\nXm kwcw`IÀ D]tbmKs¸Sp¯Ww. kv{Xo kwcw`IÀ¡pw, tPmen¡mÀ¡pw bm{X, `£Ww XpS§nb ASnØm\ Imcy§fn kuP\yw A\phZn¡p¶Xns\¡pdn¨pw Nn´nt¡|nbncn¡p¶p.


Hmt«m-sam-_o AUTOMOBILE

a\kpIogS¡n anI¨ A\p`hw

C-´y-¡v B-Zy-am-bn H-cp temw-Kv td-©v C-e-{În-Iv F-kv.bp.hn e-`n-¨n-cn-¡p-¶p. lyp-|m-bv tIm-\ sS-kv-äv ss{U-hv \-S-¯n-b-h-cn B Bth-iw {]-I-S-am-bn-cp-¶p

jo-e sIm-¨u-tk-¸v

]p-

I-bn-Ãm-¯, ]-cn-Øn-Xn-sb _m-[n-¡m-¯ H-cp hm-l-\-sa-¶ XmÂ-¸-cy-t¯m-sS-bpw k-t´m-j-t¯msS-bp-am-Wv Rm³ tIm-\ sS-kv-äv ss{U-hv sN-bv-X-Xv. F-d-Wm-Ip-fw ss_-¸m-kn-eq-sS-bm-bn-cp-¶p bm-{X. \-Ã ]n-¡-¸p-|m-bn-cp-¶p. ss{U-hnw-Kv Iw-^À-«v G-sd C-ã-s¸-«p. i-Ð-an-Ãm-bn-cp-¶p. a-tä-sXm-cp B-Uw-_-c-Im-dpw Hm-Sn-¡p-¶-Xpt]m-se \-sÃm-cp A-\p-`-hw X-s¶-bm-bn-cp-¶p tIm-\ bm-{X.

[\w \yqkv _yqtdm

cm

-Py-s¯ hm-l-\-hn-]Wn-bn ]p-Xn-sbm-cp s{S³-Un-\v Xp-S-¡w Ip-dn¨p-sIm-|m-Wv lyp-|m-bv tIm-\ hn-]-Wn-bn-se-¯n-b-Xv. km-[m-c-W-K-Xn-bn 25 e-£t¯m-fw hn-e-bp-Å H-cp hm-l\-¯n-\v e-`n-¡p-¶-Xn-s\-¡mÄ B-th-i-I-c-am-b {]-Xn-I-c-W-am-Wv hn-]-Wnbn \n-¶v tIm-\-bv-¡v e-`n-¡p-¶-sX-¶v lyp-|m-bv Uo-eÀ-amÀ ]-d-bp-¶p. C-e-{În-Iv hm-l-\-am-b-Xn-\m ]-hÀ Ip-d-hm-bn-cn-¡pw F-¶ [m-c-W-tbm-sS k-ao-]n-¨-h-cp-sS Nn-´m-K-Xn-IÄ- Xn-cp-¯n-¡p-dn-¡p-I-bm-Wv tIm-\. ]q-Py-¯n- \n-¶v 100 In-tem-ao-äÀ th-K-X ssI-h-cn-¡m³ 9.7 sk-¡³-Up-IÄ a-Xn. ^pÄ NmÀ-Pnw-Kn 452 In-tem-ao-äÀ k-©-cn-¡m-\m-Ipw. G-I-tZ-iw H-cp a-Wn-¡qÀ sIm-|v 80 i-X-am-\w NmÀ-Pv sN-¿m-\m-Ipw. sS-Ìv ss{U-hv sN-bv-X-h-sc-Ãmw Xn-I-ª k-t´m-j-¯n-epw kw-Xr-]v-Xn-bn-ep-am-Wv. {]-ap-J-cp-sS A-`n-{]m-b-§-fn-eq-sS.

k^eambXv, Gsd ¡me-s¯ B-{K-lw tUm.tPm¬ sh-Ãym-«v ]o-Un-bm-{Sn-Iv lm-À-«v kÀ-P³ _n-eo-th-gv-kv sa-Un-¡Â tIm-sf-Pv, Xn-cp-h-Ã

C´y-bn H-cp C-e-{În-Iv ImÀ h-¶n-«v A-Xp-hm-§p-I F-¶ e-£y-t¯m-sS G-sd

]-cn-Øn-Xn-¡v Iq-«m-Ip-¶ tIm\ tUm.]u-tem-kv tPmÀ-Pv,

Kym-kv-t{Sm F³-tdm-f-Pn-kv-äv, bp.sI

tUm.cq-] ]u-tem-kv,

]-tXm-f-Pn-Ìv, A-ar-X tlm-kv-]n-äÂ

""F

³-h-tbm¬-saâ {^-|v-en-bm-b H-cp hm-l-\sa-¶ \n-e-bn-em-Wv tIm-\ R-§-fp-sS lr-Z-bw I-hÀ-¶Xv. R-§-fp-sS ho-Sv ap-gp-h³ ssh-Zyp-Xo-I-cn-¨n-cn-¡p-¶-Xv tkm-fmÀ ]-hÀ D-]-tbm-Kn-¨mWv. F-d-Wm-Ip-fw Pn-Ã-bn-se aq-¶m-a-s¯ {Kn-Uv tkm-fmÀ ¹mâm-Wv R-§-fp-tS-Xv. an-¨-ap-Å ssh-Zyp-Xn sI.F-kv.C._n¡v hnÂ-¡p-¶p. Cu km-l-N-cy-

¯n R-§Ä-¡v H-cp sN-e-hp-anÃm-sX hm-l-\w NmÀ-Pv sN-¿mw. F-d-Wm-Ip-fw ap-X Xr-iqÀ h-sc-bpw Xn-cn-¨pw R-§Ä c-|p-t]-cpw 150 In-tem-ao-ä-tdmfw tIm-\ ss{U-hv sN-bv-Xp. kv-]o-Upw ]-h-dp-sam-s¡ Xn-I-¨pw Xr-]v-Xn-I-c-am-Wv. C-´y³ km-l-N-cy-§Ä¡v C-Xv [m-cm-f-am-Wv. Imc-Ww ]-c-am-h-[n th-K-X 150 In-tem-ao-ä-dm-Wv. C-ã-s¸-«-Xp-sIm-|v tIm-\ _p-¡v sN-bvXn-«p-|v, hm-l-\-sa¯m³ Im-¯n-cn¡p¶p.

hÀ-j-§-fm-bn Rm³ Im-¯n-cn-¡p-I-bm-bncp-¶p. ap-¼v td-h F-¶ tam-U D-|m-bn-cps¶-¦n-epw A-Xn-sâ td-©v Ip-d-hm-b-Xn\m F-sâ bm-{X-IÄ \-S-¡n-Ãm-¯-Xn-\m A-Xv t\m-¡n-bn-Ã. sS-É F-¶p-h-cpw F-¶v Rm³ A-t\zjn-¨p-sIm-|n-cn-¡p-I-bm-bn-cp-¶p. F-¶m sS-É-sb-¡mfpw ap-t¶ tIm-\ h-¶p. B-cpw amÀ-¡-änw-Kv \-S-¯m-sX Rm³ X-\n-sb A-t\z-jn-¨p-t]m-bn hm-l-\w _p-¡v sN-¿p-I-bm-bn-cp-¶p. ap-gp-h³ Xp-I-bpw sIm-Sp-¯v tIm-\ hm-§n-¨p-I-gn-ªp, sU-en-h-dn-¡m-bn Im-¯n-cn-¡p-¶p. tIm-\-bp-sS C-hn-S-s¯ B-Zy-s¯ I-kv-ä-a-dm-Wv Rm³. Rm³ bp.F-kn sh-¨v sS-É ss{U-hv sN-bv-Xn«p-|v. tIm-\-bpw F-\n-¡v G-sd-bn-ã-s¸-«p. \-à ]n-¡-¸p|v. Hm-Sn-¡m³ kp-J-I-c-am-Wv. C-e-{În-Iv ImÀ hm-§p-I am-{X-a-à kz-´-am-bn DÂ-¸mZn-¸n-¡p-¶ ssh-Zyp-Xn-bn A-Xv NmÀ-Pv sN-¿p-I F-¶Xp-Iq-Sn-bm-Wv F-sâ D-t±-iyw. F-¦nÂ-am-{X-am-W-tÃm ]-cn-Øn-Xn-sb kw-c-£n-¡p-I F-¶ \-½p-sS e-£yw ]qÀ-¯n-bm-Ip-¶-Xv. A-Xn-\m-bn ]p-Xn-b-Xm-bn sh-¡p-¶ ho-«n tkm-fmÀ ¹mâv k-Öo-I-cn-¡m-\m-Wv Xo-cp-am-\w. Iq-Sm-sX A-Sp-¯-Xm-bn G-Xv C-e-{În-Iv Im-dm-Wv C-´y-bn-te-¡v h-cp-¶-Xv F-¶v Im-¯n-cn-¡p-I-bm-Wv. \n-e-hn-ep-Å s]-t{SmÄ ImÀ sIm-Sp-¯n-«v c-|mw Im-dpw C-e-{În-Iv B-¡p-I-sb-¶-Xm-Wv A-Sp-¯ e-£yw.

[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

35


Fs¶ Rm-\m-¡nb

amt\-Ps v aâv MANAGEMENT

hnP-bn-¨ Hmtcm hy-àn-bnepw ImWpw hy-Xy-kv-X-X-bp-sS sN-dp-I-Wn-IIÄ. F-´mW-Xv?. A-hÀ X-s¶ C-hn-sS ]-¦p-h-bv-¡p-¶p ]pXn-b ]w-àn-bn-eqsS

5

Im-cy§Ä

IrXy\njvT k-a-b-¯n-\v h-f-sc-b-[n-Iw {]m-[m-\yw sIm-Sp-¯p-sIm-|mWv F-sâ {]-hÀ-¯-\w. _n-kn-\-kn-s\ an-I-¨ co-Xn-bn ap-t¶m-«v sIm-|p-t]m-I-W-sa-¶p-s|-¦n Ir-Xy-\n-jvT ]m-en-t¨ a-Xn-bm-Iq-. A-Xn-\m ]-d-bp-¶ k-a-b-¯n hn«p-ho-gv-N h-cp-¯m-Xn-cn-¡m³ Rm³ {]-tXy-Iw {i-²n-¡p-¶p. tlm-kv-]n-ä-en F-sâ H.]n k-a-bw F-«-c ap-X \m-e-c h-sc-bm-Wv. F-¶m Rm³ G-g-c a-Wn-t¡ F-¯n hmÀUn In-S-¡p-¶ tcm-Kn-I-sf- t\m-¡n-b-ti-jw F-«v a-Wn-¡v X-s¶ I¬-kÄ-t«-j³ dq-an-se-¯n-bn-cn-¡pw. a-dn-¨v Hm-^okn-ep-Å Zn-h-k-§-fn-em-sW-¦n cm-hn-se Ir-Xyw F-«-c-¡v X-s¶ A-hn-sS F-¯n-bn-cn-¡pw.

Dd¨ Cuizchnizmkw Cu-iz-c-\n A-an-Xam-sbm-cp hn-izm-kw F-\n-¡p-|v. ]-s£ A-Ô-hn-izm-k-an-Ã. F-¶n-se Xn-•-I-sf- am-ä-W sa¶mWv Rm³ {]mÀ-°n-¡m-dp-ÅXv. Hm-tcm {]m-h-iy-w A-¼-e-¯n t]m-Ip-t¼m-gpw Rm³ F-sâ a-\-kn-s\ Iq-SpX ip-²o-I-cn-¡m-\m-Wv {i-an-¡p-¶-Xv. Cu-iz-c-hn-izm-k-sa¶-Xv a-säm-cp AÀ-°-¯n ]-d-ªm Xn-I-ª k-Xyk-Ô-X-bm-Wv. Rm-\p-|m-¡p-¶ H-cp a-cp-¶v 100 i-X-am-\w k-Xy-k-Ô-X-tbm-sS sN-bv-Xm A-Xv t£-{X-¯n t]m-Ip -¶-Xn-\v Xp-ey-am-Wv. Work is Worship F-¶v Rm³ hn-iz-kn¡p-¶p. C-sX-Ãmw Iq-Sn H-cp-an-¡p-¶-Xm-Wv k-Iv-k-kv. Nn-eÀ A-Xn-s\ `m-Ky-sa-¶v hn-fn-¡p-sa-¦n-epw A-§-s\-sbm-¶n-Ã. C-¶-e-s¯ ITn-\ {]-b-Xv-\-am-Wv C-¶-s¯ `m-Ky-sa-¶v Rm³ I-cp-Xp-¶p.-

Ime¯ns\m¯pÅ amäw H-cp kw-cw-`-I-³ Im-e-¯n-s\m-¯v am-dn-tb a-Xn-bm-Iq-. D-Zml-c-W-am-bn B-bpÀ-th-Z cw-K-¯v ]-c-¼-cm-K-X ssi-en-bn X-s¶ ap-t¶m-«v t]m-bm H-cn-S-¯pw F-¯p-I-bn-Ã. A-Xn\m P-\-§Ä-¡v kzo-Im-cy-am-b co-Xn-bn B-bpÀ-th-Z- NnIn-Õ-mcw-K-¯v ]-cn-hÀ-¯-\w sIm-|p-h-cm-³ Rm³ {i-an-¨p. A-Xn-te-¡m-bn B-bpÀ-th-Z-¯n-sâ A-Sn-Øm-\ X-Xz-kw-lnX-I-fn am-äw h-cp-¯m-sX B-[p-\n-I co-Xn-bn-ep-Å Hu-j[-§Ä X-bm-dm-¡n. D-Zm-l-c-W-am-bn I-jm-b-§Ä-¡v ]-I-cw I-jm-b Kp-fn-I-I-fm-Wv R-§Ä \Â-Ip-¶-Xv. C-¯-cw C-¶-th-j-\p-IÄ-¡v th-|n an-I-¨ BÀ & Un kw-hn[m-\w R-§Ä \-S-¸m-¡n-bn-«p-|v.

]cnanXnIsf¡pdn¨pÅ Xncn¨dnhv F-\n-¡v F-sâ Ip-d-hp-I-fpw ]-cn-an-Xn-I-fpw F-s´m-s¡-bmsW-¶v A-dn-bm-w. kz-´w Ip-d-hp-I-sf-¡p-dn-¨p-Å Xn-cn-¨dn-hm-Wv H-cp kw-cw-`-I-\p-|m-tI-| kp-{]-[m-\ L-S-Iw. "A-Ô ]w-Kp \ym-bw' F-¶- kn-²m-´-am-Wn-Xv. I-m-gv-N-bnÃm-¯ A-Ô-sâ Np-a-en \-S-¡m-\m-Im-¯ ap-S-´³ I-b-dnbn-cp-¶v h-gn-Im-«n-s¡m-|v A-hÀ H-cp-an-¨v \o-§p-¶ ]-c-kv]-c-]q-c-I-am-b H-cp _-Ô-am-Wn-Xv. \-ap-¡v ZuÀ-_-ey-ap-Å ta-J-e-I-fn I-gn-hp-Å BÄ-¡m-sc I-s|-¯n A-h-cp-sS I-gn-hv D-]-tbm-K-s¸-Sp-¯n-s¡m-|v _n-kn-\-kn-s\ \-bn-¡pI- F-¶-Xm-Wv C-Xn-\À-°w. A-Xn-\m F-sâ Ip-d-hp-I-sf Xn-cp-¯n ap-t¶m-«v t]m-Ip-¶-Xn-\m-bn s{]m-^-j-W-ep-I-fp-sS H-cp So-an-s\ _nÂ-Uv sN-bv-Xv amÀ-¡-änw-Kv, ^n-\m³-kv, AUv-an-\nkv-t{S-j³, BÀ&Un F-¶n-h-bn-sem-s¡ A-h-cp-sS tk-h-\w {]-tbm-P-\-s¸-Sp-¯p-I-bm-Wv Rm³ sN-¿p-¶-Xv.

_nkn\kns\m¸w IpSpw_hpw Ip-Spw-_-s¯-bpw _n-kn-\-kn-s\-bpw H-cp-t]m-se H-¶n-¨v sIm-|p-t]m-tI-|-Xp-|v. Ip-Spw-_-¯n-se F-Ãm-h-tc-bpw Icp-X-tem-sS kw-c-£n-¨p-sIm-|v ap-t¶m-«v t]m-sb-¦n am-{Xta A-Xn-\v km-[n-¡p-I-bp-Åq. Ip-Spw-_-¯n k-t´m-j-ansÃ-¦n H-cp _n-kn-\-kp-Im-c-\pw hn-P-bn-¡m-\m-hn-Ã. F-Ãm Rm-b-dm-gv-N-I-fpw F-sâ Ip-Spw-_-¯n-\v th-|n Rm³ amän-h-¨n-«p-|v. A-t¶-Zn-h-kw F-{X A-Xym-h-iy-ap-|m-bm-epw ap-gph³ -k-a-b-hpw Ip-Spw-_-t¯m-sSm-¸w sN-e-h-gn-¡m-\m-Wv Rm³ C-ã-s¸-Sp-¶-Xv.

36 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019

Work is Worship tUm.sP.l-co-{µ³ \m-bÀ ^u-|À & am-t\-Pnw-Kv U-b-d-ÎÀ ]-¦-P-I-kv-Xq-cn {Kq-¸v


To advertise please call: 0484-2315840,2316494

Ernakulam: Mr. Mohanakumar - 9061480718, Mr. Satheesh Kumar - 9072570055, Trivandrum & Kollam: Mr. Satheesh Kumar - 9072570055, Thrissur: Mr. Muraleedharan 9072570053, Malappuram & Palakkad : Mr. Mohandas - 9072570058, Kozhikode: Mr. Vinaya Kumar - 9072570059, Kannur, Kasaragod & Wayanad : Mr.Mangalesh 9072570057, Kottayam, Idukki & Pathanamthitta : Mr.Rajendran - 9446672092

TRADEMARK

SERVICE

SERVICE

INDUSTRY

PACKAGING

ORDERFORM

Ct¸mÄ hn]WnbnÂ

{]apJcpsS DÅnencp¸v F´mWv ? cm-{ão-bw, kn-\n-a, _n-kn-\-kv, km-aq-ly {]-hÀ-¯-\w Xp-S-§n-b hy-Xy-kv-X ta-J-e-I-fn \n-¶p-Å- {]-ap-J hy-àn-Xz-§fpsS C-ã-§Ä, C-ã-t¡-Sp-IÄ, {]n-b-s¸-«- HmÀ-a-IÄ... ]pkvXI cq]¯n {]-i-kv-X-sc Iq-Sp-X a-\-kn-em-¡mw. A-h-cp-sS Po-hn-X-s¯ A-Sp-¯-dn-bm-w-. A-hÀ-¡v hn-P-b-§Ä t\-Sn-s¡m-Sp-¯ io-e-§Ä kzm-b-¯-am-¡m-w hne `250, t]Pv 210

Rm³ DÅnencn¸v _p¡nsâ ........... tIm¸n hm§m³ B{Kln¡p¶p t]cv............................................................. ..................................................................... taÂhnemkw ............................................ ..................................................................... .................................................................... ]n³............................................................. t^m¬........................................................ ..................................................................... C--sabn .................................................. ..................................................................... H¸v- .......................................................................... XobXn .................................................................. Method of payment: M.O, Cash, NEFT, Cheque, Draft , In favour of Dhanam Publications Pvt. Ltd., Kochi. Please add Rs. 40/-for outstation cheque.

Bank Transfer (within India)

Account Name : Dhanam Publications Pvt Ltd, Kadavanthra. Account No. 10580200003399, Bank : The Federal Bank Ltd, Girinagar Branch, IFSC/RTGS Code : FDRL0001058

Dhanam Publications Pvt. Ltd., Kadavanthra, Kochi – 682 020, Ph: 0484 – 2315840, 2316494 Email: subscription@dhanam.in www.dhanamonline.com

[\w hyh-kmb hmWnPy ssZzhm-cnI HmK-kv-äv 31, 2019

37


hnhn[ cwK-§-fnse {]i-kvX-tcmSv \n§Ä tNmZn-¡m-\m-{K-ln-¨Xv R§Ä tNmZn-¡p¶p; Ah-cpsS DÅn-en-cp¸v Adn-bm³.

kmdm tPm-k^v, Fgp-¯p-Imcn, km-aq-ly-{]-hÀ¯I

Im¯ncn¡p¶p

B Nncn¡mbn $ H-cp Zn-h-kw Xp-S-§p-¶-sX-§-s\-bm-Wv? B-dv a-Wn-tbm-sS F-gp-t¶Â-¡pw. \m-ev-þ-A-©v ]-{X-§-sf-¦n-epw hm-bn-¡pw. $ {]n-b-hn-`-hw F-´m-Wv? h-än-¨p-sh-¨ ao³ I-dn-tbm-Sv h-en-b {]n-b-am-Wv. $ F-§-s\ A-dn-b-s¸-Sm-\m-Wv B-{K-lw? F-gp-¯p-Im-cn-sb-¶ \n-e-bnÂ. $ F-gp-¯n-\v {]-tXy-I k-a-bw h-Ã-Xpw? A-Xv ]-e-t¸m-gpw \-S-¡m-dn-Ã. F-s´-¦n-epw F-gp-Xm-\p-Å aq-Upam-bn F-gp-t¶Â-¡p-¶ Zn-h-kw cmhn-se X-s¶ a-äp ]-e Xn-c-¡p-I-fn s]-«p-t]m-hpw. ]n-s¶ F-t¸m-sg-¦nep-am-hpw A-Xv F-gp-Xm³ ]-äp-¶-Xv. th-sdm-cp aq-UnÂ, th-sdm-cp co-Xnbn B-hpw B B-i-bw ]n-s¶ F-gp-Xp-I. $ Po-hn-X-¯n-se tdmÄ-tam-U B-cm-Wv? Po-hn-X-¯n-sâ ]-e L-«-§-fn ]-e-cm-bn-cp¶p kzm-[o-\n-¨ncp-¶-Xv. B-cptS-bpw t]-cp-IÄ So-¨-dp-sS h-en-b {]-tXy-I-am-bn F-Sp-¯pkz-]v-\w F-´m-Wv? ]-d-bm-\m-hn-Ã.

C-¶v tem-I¯ - n a-\k - p-

$ bm-{X-IÄ C-ãXp-d¶ - Nn-cn-IÄ Im-Wm-t\am-tWm? bn-Ã. B I-gn-hp-IÄ \-ãs - ¸ km-aq-ly-{]-hÀ¯-\-§-fp-am-bn Sp-¶X - n-\p Im-cW - § - Ä _-Ô-s¸-«pw ]-eX - m-Wv. \-½p-sS-sbm-s¡ F-gp-¯p-Im-cp-sS Ip«n-¡m-e¯ - v s]m-«n-¨n-cn]-e ]-cn-]m-Sn-IÄ¡m³ A-hk - c - § - Ä [m-cm¡m-bpw bm-{XIÄ sN-¿m-dp-|v. f-am-bn-cp-¶p. a-\p-jy-lrZ-bA-Ãm-sX-bp-Å ¯n \n-¶p im-´h - pw a-[pbm-{X-IÄ Ip-d-hmch pa mb B Nnc n ho-|pw Wv. C-ã-Ø-e-§fn-te-¡v bm-{X]-cs - ¶m-gp-Ip-¶ Im-ea- m-Wv t]m-Ip-t¼mÄ F-sâ kz-]v-\w G-Xv Iq-«-¯n-\nS-bn-epw a-\-kn au-\w kq-£n-¨v Rm³ B Im-gv-NI-sf D-Ån-te-¡m-hm-ln-¡pw. a-¡-fpw sIm-¨pa-¡-fp-am-bn A-Sn-¨p-s]m-fn-¨p bm-{X sN-¿p-¶ A-h-k-c-§-fn-epw \n-È-Ð-bm-bn {]-IrXn-sb h-cÄ-¨-bp-tS-bpw ti-jn-¸p-I-fpw F-Ãmw F-sâ B-kz-Zn-¡m³ I-gn-bm-dp-|v. hy-Xy-kv-X- `q-{]C-ã-¸-«n-I-bn h-cpw. hn-tZ-i-§-tf-¡mÄ C-´ytZ-i-§-tfm-Sv F-\n-¡v {]-Xn-]-¯n Iq-Sp-X-embn-se hn-hn-[-bn-S-§-fn-te-¡p-Å bm-{X-I-fm-Wv Wv. ]p-g-bpw ]-¨-¸pw am-{X-a-Ã, X-cn-ip-`q-an-IF-\n-¡n-ãw. \n-e-hn-se B-tcm-Ky-\n-e sh-¨v fpw N-cn-{X-kv-am-c-I-§-fpw {]-f-b-¯n-tâ-bpw an-Un Cu-Ìv, ln-am-e-bw, e-Um-¡v Xp-S-§n-b

38 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019

C-S-§-sfm-s¡ F-\n-¡v a-\-kp-sIm-|v am-{Xw F-¯n-s¸-Sm-hp-¶ Ø-e-§-fm-sW-¶m-Wv tXm¶p-¶-Xv. H-cp hn-am-\-bm-{X-¡n-sS ln-am-e-b-¯nsâ A-Xn-a-t\m-l-c-am-b B-Im-iZriyw Rm³ B-kz-Zn-¨n-«p-|v. $ So-¨À Cu-iz-c-hn-izm-kn-bm-tWm? a-X-t¯-bpw k-ap-Zm-b-§-tf-bpw ap³ \nÀ-¯n-bp-Å Cu-iz-c-hn-izm-kw F-\n-¡n-Ã. F-¶m tem-I-¯n-ep|m-bn-«p-Å hn-in-ã-hy-àn-I-fm-b tb-ip, _p-²³ Xp-S-§n-b-h-scsbm-s¡ A-t§-b-ä-s¯ BZ-c-thm-sS-bm-Wv Im-Wp-¶-Xv. A-h-cp-sS \-·-IÄ Po-hn-X-¯nte-¡v ]-IÀ-¯m³ {i-an-¡m-dp-ap|v. {]-]-©-¯n-sâ i-àn-bn Rm³ B-g-¯n hn-iz-kn-¡p¶p. A-Xn-sâ A-]m-c-X, Rm-\pw {]-]-©-hp-am-bp-Å _-Ôw F-´m-Wv F-¶n-h-sbm-s¡ Rm³ F-t¸m-gpw A-Km-[-am-bn Nn-´n-¡m-dp-Å Im-cy-§-fm-Wv. $ kn-\n-a Im-Wp-¶ ]-Xn-hp-t|m? D-|p-|v. Xn-tb-ä-dn t]m-bn Im-Wp¶-Xv Ip-d-hm-Wv. A-{X an\s¡-Sm³ h-¿. ho-«n-en-cp-¶v s\-äv-^v-fn-I-vkv, B-a-tkm¬ F-¶n-h-bn \-à \-à kn-\n-a-IÄ sX-c-sªSp-¯v Im-Wpw. an-¡ kn-\n-aIÄ-¡pw k-_v-ssS-än-ep-IÄ D-|m-hp-sa-¶p-Å-Xp-sIm-|v `m-j a-\-kn-em-hm-¯ {]-iv-\an-Ã-tÃm. $ Po-hn-X-¯n-se A-hn-kv-a-c-Wob-am-b H-cp A-\p-`-hw? F-sâ "_p-[n-\n' F-¶ t\m-h-en-se tI-{µI-Ym-]m-{X-s¯ I-|p-ap-«n-b-Xv. N-cn-{X-¯n \n-¶p I-S-sa-Sp-¯ B I-Ym-]m-{Xw Po-h-t\m-sS F-sâ ap-¶n \n-¶-t¸mÄ Rm³ kv-X-Ï-bm-bn. A-h-cp-sS ho-«p-ap-ä-¯p-sh-¨m-bn-cp-¶p A-hn-Nmcn-X-am-b B k-am-K-aw. "s\-{lp-hn-sâ tKm-{X-h[p'sh-¶v H-cp Im-e-¯v ]-{X-§Ä hn-ti-jn-¸n-¨ _p-[n-\n, Zm-tam-ZÀ-hm-en-bn-se ]m-t©-¯v Umw '59 A-¶-s¯ {]-[m-\-a-{´n-bm-bn-cp-¶ s\-{lp D-Zv-Lm-S-\w sN-¿p-¶ A-h-k-c-¯n A-t±-lw B-Z-c-thm-sS X-sâ-sbm-¸w \nÀ-¯n-b k-´mÄ tKm-{X-hÀ-K-¡m-cn, A-t±-l-s¯ A-¶p N-S-§nte-¡v ]q-am-e-bn-«p kzo-I-cn-¨p F-¶-Xn-sâ t]-cn B-Nm-c-ew-L-\-am-tcm-]n-¨v tKm-{Xw ]p-dw-X-Ån-b-hÄ, C-´y-bp-sS a-lm-]-²-Xn-I-fpsS \-S-¯n-¸n-\m-bn kz-´w A-kv-Xn-Xzw \-ã-s¸Sp-t¯-|n -h-¶ tIm-Sn-¡-W-¡n-\p P-\-§-fp-sS {]-Xn-\n-[n... B Iq-Sn-¡m-gv-N Rm³ Po-hn-X¯n a-d-¡n-Ã. $ So-¨-dp-sS k-t´m-jw? a-¡-fpw t]-c-¡p-«n-I-fpw A-h-cp-sS a-¡-fp-sam¯p-Å Cu Po-hn-Xw X-s¶.



Dhanam Vyavasaya Vanijya Dwaivarika - August 31, 2019 - `30

Registered No.KL/EKM/032/2018-20 RN 44620/87

Printed and published by Vijay Kurian Abraham for Dhanam Publications Pvt. Ltd., Cheruparambath Road, Kadavanthra, Kochi-682 020. Printed at S.T.Reddiar & Sons, Ernakulam. Editor: Kurian Abraham


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.