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cm-{ão-bw, kn-\n-a, _n-kn-\-kv, km-aq-ly {]-hÀ-¯-\w Xp-S-§n-b hy-Xy-kv-X ta-J-e-I-fn \n-¶p-Å- {]-ap-J hy-àn-Xz-§Ä. A-h-cp-sS C-ã-§Ä, C-ã-t¡-Sp-IÄ, {]n-b-s¸-«- HmÀ-a-IÄ, am-äm³ B-{K-ln-¡p-¶ kz-`m-h io-e-§Ä F-¶n-§-s\ \-½Ä A-dn-bm³ B-{K-ln-¡p-¶ sIm-¨psIm-¨v kz-Im-cy-§Ä tNÀ-¯n-W-¡n-b-Xm-Wv Cu ]p-kv-X-Iw. "D-Ån-en-cn-¸v' F-¶ t]-cn [-\-¯n- {]-kn²o-I-cn-¡p-¶ Cu hy-àn hn-ti-j-§Ä B-Zy-am-bm-Wv ]p-kv-X-I cq-]-¯n-en-d-¡p-¶-Xv. hy-h-km-b {]-ap-Jcm-b sIm-¨u-tk-¸v Nn-än-e-¸n-Ån, ]n-.F³-.kn ta-t\m³, Fw-.]n cm-a-N-{µ³, kn-\n-am-Xm-c-§fm-b tam-l³-emÂ, ]r-Yzn-cm-Pv, kp-tc-jv-tKm-]n, cm-{ão-b
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am-Wn F-¶n-§-s\ {]-i-kv-X-cm-b H-«-t\-Iw hy-àn-I-fm-Wv C-hn-sS a-\-kv Xp-d-¡p-¶-Xv. Hmtcmcp¯scbpw hnPbn Ifm¡nb PohnX k-hn-ti-j-X-IÄ C-Xn-eq-sS hm-bn-¨-dnbmw. A-h-bv-¡v an-gn-hv ]-I-cm³ PohÊpä Im-cn-t¡-¨-dp-Ifpw DÄ-s¸-Sp-¯n-bn-«p-|v. {]-i-kv-X-sc Iq-Sp-X a-\-kn-em-¡m-\pw A-h-cp-sS Po-hn-X-s¯ A-Sp-¯-dn-bm-\pw- A-hÀ-¡v hn-P-b-§Ä t\-Sn-s¡m-Sp-¯ io-e-§Ä kzm-b-¯-am-¡m-\pw k-lm-bn-¡p-¶-Xm-Wv Cu {]-kn-²o-I-c-Ww [\w ]»n-t¡-j³kv _nkn\kv hnPb§sf F¶pw {]tNmZn¸n¡p¶, aebmf¯nse BZy _nkn\kv amKkn\mb [\w C¶v tIcf¯nse {]km[\ cwK¯v ap³\ncbnemWv. kwcw`IÀ¡v hgnIm«nbmb Ht«sd ]pkvXI§Ä {]kn²oIcn¨n«pÅ [\w ]»nt¡j³knsâ "tSm¸v _nkn\kv ^maneokv Hm^v tIcf', " 25 AXpey aebmfn _nkn\kv {]Xn`IÄ', "tlm«v {_m³Uv-kv Hm^v tIcf" F¶nh Gsd {i² t\Snbn«p|v
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tPm-en In-«n-bm Po-hn-Xw k-^-e-am-bn F-¶v I-cp-Xn-bn-cp-¶-hcp-sS Im-e-aà CXv. kz-´-am-bn H-cp kw-cw-`w Xp-S-§Ww, H-cp-]m-Sv t]À-¡v tPm-en \ÂI-Ww F-¶v Nn-´n-¡p-¶-h-cp-sS F-®w Iq-Sn h-cn-I-bmWv. kw-Øm\-¯v hy-h-km-bw t{]m-Õm-ln-¸n-¡m³ kÀ-¡mcpw ap³-ssI-sb-Sp-¡p-¶p|v. _n-kn-\kn-t\mSpw _n-kn\-kpIm-tcm-Sp-ap-f-f a-e-bm-fn-I-fp-sS Im-gv-¨-¸m-Sp-w G-sd amdn. Cu ]pXn-b km-l-N-cy-¯n e-`yam-b A-h-k-c-§Ä I-gn-bp¶-{X D-]-tbm-K-s¸-Sp-¯n H-cp kw-cw-`w F§-s\ Xp-S-§-W-sa-¶pw G-ä hpw an-I-¨ co-Xn-bn hn-P-bn-¸n-¡-W-sa¶pw Cu ]p-kvX-Iw ]d -ªp X-cpw. sN-dpIn-S kw-cw-`-IÀ-¡v G-sd {]-tbm-P-\-I-cam-b hn-h-c -§Ä-s¡m-¸w ÌmÀ-«-¸n-se km-[y-X-Ifpw Un-Pn-ä amÀ-¡-änwKnsâ B-h-iy-I-Xbpw sh©zÀ I-m¸n-ä t\-Sm-\p-f-f amÀ-K-§fpw C-Xn-ep-ïv. hyhkmb cwKt¯¡v IS¶phcp¶hÀ¡v hgn Im«nbmhpIbpw \nehnepÅ kw-cw-`I-sc Iq-Sp-X D-b-c-§-fnse-¯m³ k-lm-bn-¡pIbpw sN¿p¶XmWv Cu ]p-kv-X-Iw.
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Contents 6
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14 IhÀ tÌmdn
10 A-\m-en-kn-kv _nkn\knse achn¸v adnIS¡m³
12
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36 Work is Worship tUm.sP.l-co-{µ³ \m-bÀ
tImfw 17 KÌv Ipd-¨p apS-¡n Iq-Sp-XÂ t\-Smw!
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D h a n a m P u b lic a t io n s P r iv a t e Li m it e d Chief Editor & MD Kurian Abraham Executive Editor Maria Abraham Associate Editor T.S.Geena Assistant Editor Resya V.R Principal Correspondent N.S.Venugopal (Tvm) Senior Correspondents Binnu Rose Xavier, K. Ajayakumar (Northern Kerala) Vice President - Marketing Vijay Kurian Abraham General Manager (Marketing) Mohana Kumar DGM - Marketing M.V. Muraleedharan Senior AGM - Sales Rajasree Varma AGM - Marketing Satheesh Kumar G Regional Manager - Marketing Mangalesh Mani C.P Assistant Manager - Marketing Rajendran Nair K.G DGM - Circulation & Administration Manoj George Assistant Manager - Circulation Pradeep C.K Chief Designer Boban Devasia Senior Designer Roji John Senior Production Coordinator Biju V.O Production Coordinator Letha Raju
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t]-gv-k-W ^n-\m³-kn-s\ Ip-dn¨pÅ t]m-Uv-Im-kv-äv FÃm _p-[-\m-gv-Nbpw \n-§Ä-¡p -tIÄ¡mw. dhanamonline.com/ podcasts
s]mdn©p shfn-b¯v Cover Design : Boban Devasia
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5
C¡tWm-s]m-fn-än-Ik v v ECONOPOLITICS
km¼¯nI cwKw tamZn kÀ¡mÀ Dt¯Pn cm-Py-s¯ hy-h-km-b, hm-Wn-Py ta-J-e-bn-ep-Å-h-sc t\-cn Im-Wm-\pw A-h-sc tIÄ-¡m-\p-ap-Å [-\-a-{´n \nÀ-a-em [\w \yqkv _yqtdm Shri @narendramodi, please spend a day listening to India’s patriotic biz leaders like @udaykotak @anandmahindra, Aditya Puri, Adi Godrej & @TVMohandasPai and get honest feedback from who understands economics like @APanagariya, @Swamy39. We can’t afford to miss this opportunity!
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I-®n s]m-Sn-bn-S C-\n hn-e-t¸m-hn-à cm-Py-¯v h³-tXm-Xn sXm-gn A-h-k-c-§Ä kr-ãn-¡-s¸-Sp-sa-¶ hmKv-Zm-\w \Â-In sIm-|m-Wv \-tc-{µ tam-Zn B-Zyw A-[n-Im-c-¯n-te-dn-b-sX-
6 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
¦n-epw A-Xp-|m-bn-Ã. cm-Py-¯n-sâ km-¼-¯n-I h-fÀ-¨-bpw ]n-t¶m-¡w t]m-bn. t\m-«v ]n³-h-en-¡-epw th-|{X H-cp-¡-§-fpw [m-c-W-bp-an-Ãm-sX \-S-¸m-¡n-b Pn-F-kv-Sn-bpw cm-Py-s¯ sN-dp-In-S, C-S-¯-cw kw-cw-`-I-sc I-ã¯n-em-¡p-I-bpw sN-bv-Xp. ImÀ-jn-I cwK-¯pw A-Sn-Øm-\ ku-I-cy hn-I-k-\ cw-K-¯pw {]-Jym-]n-¨-Xp-t]m-ep-Å h³ ]-²-Xn-I-fp-|m-bn-Ã. kz-Im-cy, s]m-Xp \n-t£-]-hpw cm-Py-¯v {]-Xo£n-¨-tXm-Xn h-¶p-an-Ã. F-¶m C-\n-bp-Å \m-fp-I-fn km-¼-¯n-I cw-K-s¯ Im-X-em-b {]-iv-\-§Ä A-Xn tZ-io-b-X-bp-sS-bpw h-e-Xp-]-£ cm-{ão-b-¯n-sâ ap-{Zm-hmIy-§-fn-epw ap-¡n-I-f-bm³ km-[n-t¨¡n-Ã. cm-Py-s¯ _n-kn-\-kv k-aq-lw Nq|n-¡m-«p-¶, \-tc-{µ tam-Zn kÀ-¡m-cnsâ {In-bm-ß-I \-S-]-Sn th-| Im-cy§Ä ]-e-Xp-|v. 1. D-bÀ-¶ \n-Ip-Xn: I-gn-ª _-Päv A-h-X-c-W th-f-bn [-\-a-{´n \nÀ-a-e ko-Xm-cm-a³ \n-Ip-Xn- k-am-lc-W-¯n-sâ B-h-iy-I-X-sb-bpw A-h \Â-tI-|-Xn-sâ B-h-iy-I-X-sb-bpw Ip-dn-¨v sN-´-an-gv I-hn-X-bn-eq-sS-bm-Wv hn-h-cn-¨-Xv. A-Xn-\n-sS ]-tcm-£-am-bn B-\-sb Ir-jn-bn-S-¯n-te-¡v hn-fn-¨v
2019 \-tc-{µ tam-Zn Xn-f-¡-amÀ-¶ P-b -t¯m-sS A-[n-Im-c -¯p-SÀ-¨ D-d-¸m-¡n -sb¦n-epw 2024 hn-P-bn¡m³ cm-Py¯n-sâ k-¼-Zv hy-h -Ø-bn {In-bm-ß -I \-S-]-Sn-IÄ th -ïn h-cp-sa-¶m-Wv hn-Z-Kv-[-À Nq-ïn¡m-«p-¶Xv h-cp-¯-cp-sX¶ kq-N-\-bpw \Â-In. A-Xm-b-Xv \n-Ip-Xn h-Ip-¸n-se D-tZymK-Ø-sc _n-kn-\-kv Øm-]-\-¯n-te¡v sIm-|-ph-cm-¯ Øn-Xn kr-ãn¡-W-sa-¶p X-s¶-bm-bn-cp-¶p A-hÀ ]-d-ª-Xv. \n-Ip-Xn ]n-cn-¡Â IÀ-i\-am-Ip-t¼m-gpw \n-Ip-Xn hn-t[-b-Xzw h-fÀ-¯m³ \-S-]-Sn-IÄ kzo-I-cn-¡p-
t¼m-gpw D-bÀ-¶ \n-Ip-Xn \n-c-¡pIÄ \ym-b-am-b X-e-¯n-te-¡v sIm-|p-h-cm³ tI-{µw X-¿m-dmIp-¶n-Ã. am-{X-a-à sk-kv t]m-epf-f A-[n-I \n-Ip-Xn `m-c-hpw A-Snt¨Â-¸n-¡p-¶p. ""C-¯-cw D-bÀ¶ \n-Ip-Xn k-{¼-Zm-bw Xp-S-cpt¼mÄ cm-Py-¯v hm-l-\ hnÂ-¸\ Iq-Sn-Ã. A-Xv km-¼-¯n-I {]-Xnk-Ôn cq-£-am-¡m-t\ D-]-I-cn¡p,'' tI-c-f-¯n-se {]-ap-J Hm-t«msam-_o Uo-eÀ A-`n-{]m-b-s¸Sp-¶p. 2019þ24 Im-e-L-«-¯n tam-Zn-bp-sS {]-Xn-Ñm-b sa-¨-s¸Sm-\pw cm-Pyw h-fÀ-¨m ]m-X-bn-eqsS ap-t¶-dm-\pw \n-Ip-Xn Ip-d-bv¡Â A-Xn-th-Kw \-S-¸m-t¡-| Im-cy-am-sW-¶v km-¼-¯n-I hn-ZKv-[-À Nq-|n-¡m-«p-¶p. 2. s]m-Xp-ta-J-em Øm-]-\§-sf {Sm-¡n-em-¡Â: s]m-Xpta-J-em _m-¦p-I-fp-sS In-«m-¡-S {]-iv-\w ]-cn-l-cn-¡m-\pw _m-¦pI-fp-sS km-¼-¯n-I Øn-Xn sa-¨s¸-Sp-¯m³ ]p-\À aq-e-[-\-h¡-c-Ww \-S-¸m-¡-epw sIm-|p-am{Xw F-Ãmw {Sm-¡n-em-In-Ã. kz-Im -cy-hÂ-¡-c-Ww _p-²n-]q-À-Æw \-S-¸m-¡n, tI-{µ-¯n-te-¡v ^-|v kam-l-cn-¡-Ww. H-¸w s{]m-^-j-W am-t\-Pv-saân-s\ sIm-|p-h-¶v s]m-Xpta-J-em Øm-]-\-§-sf t\À-Zn-i-bn-se¯n-¡p-I-bpw th-Ww. F-¦n am-{X-ta s]m-Xp-ta-J-e F-¶ sh-Åm-\-sb X-fbv-¡m³ B-Iq-sh-¶v hn-Z-Kv-[À Nq-|n¡m-«p-¶p. 3. N-c-¡v tk-h-\ \n-Ip-Xn: H-cp cm-Pyw, H-cp \n-Ip-Xn F-¶-Xm-bn-cp-¶p Pn-F-kv-Sn-bp-sS ap-{Zm-hm-Iyw. ]-t£ A-t§-b-äw k-¦oÀ-W-am-b, ]-e- X-«n-epÅ \n-Ip-Xn k-{¼-Zm-b-am--Wv C-t¸mÄ Pn-F-kv-Sn-. Pn-F-kv-Sn e-fn-X-hpw _n-kn\-kv ku-lr-Z-hp-am-bn-sÃ-¦n cm-Pys¯ hy-h-km-b, hm-Wn-Py ta-J-e-I-sf A-Xv {]-Xn-Iq-e-am-bn _m-[n-¡pw. F-{Xth-Kw Cu {]-iv-\-§Ä ]-cn-l-cn-¡p-¶pthm A-{X th-Kw cm-Py-¯n-sâ Pn-Un-]n h-fÀ-¨-bn A-Xv {]-Xn-^-e-n-¡p-I-bpw sN-¿pw. 4. Ir-Xy-am-b hn-h-c-ti-J-c-Ww \-S-¯p-I: tkm-jy ao-Un-b-sb-bpw Um-ä k-b³-kn-s\-bp-sa-Ãmw C-{X-am{Xw hn-\n-tbm-Kn-¡p-¶ cm-{ão-b-]mÀ-«n _n-sP-]n A-Ãm-sX a-äm-cp-a-Ã. ]-t£ F-´p-sIm-t|m cm-Py-¯v kr-ãn-¡p-¶ sXm-gn-ep-I-sf kw-_-Ôn-¨pw Pn-Un-]n h-fÀ-¨-sb kw-_-Ôn-¨p-sa-Ãmw Ir-Xyam-b I-W-¡v tI-{µ-kÀ-¡mÀ A-h-X-
C-t¡m-W-an-bm-¡m³ F-¶o t]-cnse sN¿p-¶ \-S-]-Sn-IÄ A-tX e-£yw X-s¶ \n-d-th-äp-¶p-sh-¶v D-d-¸m-¡-Ww. sX-c-sª-Sp-¸v Im-e-¯v Du-Xn-s¸cp-¸n-¨ I-W-¡v Im-Wn-¡m³ th-|n cmPy-¯n-sâ sam-¯w Ìm-än-Ìn-Iv-kn-s\ t\m-¡p-Ip-¯n-bm-¡-cp-Xv. B Im-e-L-«sam-s¡ Im-e-l-c-W-s¸-«p.
n¸n¡Ww ko-Xm-cm-a-sâ {i-a-§Ä F-{X-am-{Xw ^-ew sN-¿pw?
cn-¸n-¡m-dn-Ã! cm-Py-¯n-sâ I-W-s¡-Sp-¸v k-{¼-Zm-b-hpw A-Xn-sâ hn-i-I-e-\-§-fpw ]p-¯³ km-t¦-Xn-I hn-Zy-IÄ Iq-«n-bn-W¡n ]-cn-jv-I-cn-t¡-|-Xp-|v. C-´y t]m-se A-Xn-hn-im-e cm-Py-¯n-sâ Um-ä hn-i-I-e\w cm-{ão-b em-`w e-£y-an-«m-h-cp-Xv. a-dn¨v Ir-Xy-am-b \-b-]-cn-]m-Sn-IÄ B-kq-{XWw sN-¿m³ Um-ä Ip-ä-a-ä co-Xn-bn Ah-tem-I-\w sN-bv-tX a-Xn-bm-Iq. cm-Pyw i-cn-bm-b Zn-i-bn hn-I-kn-¡-W-sa-¦n \-b-§Ä A-Xn-\v A-\p-tbm-Py-am-b X-c¯n th-Ww. sXm-gn kr-ãn-¡m³, I-Å-¸-Ww C-Ãm-bv-a sN-¿m³, kw-L-Sn-X
cmlp _-PmPv
cmPy-s¯ sR-«n -¡p-¶ A-Xn-th Xo-cp -am-\-§-sf-Sp-¡m³ a-Sn-¡m-¯ \-tc{µ -tam-Zn km-¼¯n-I cwK-s¯ t\À-Zn-i -bn-em-¡m³ A-tX BÀP-hw {]-I-Sn -¸n¡Ww
s]m-dn-©p sh-fnb¯v
cm-Py-s¯ Un-Pn-ssä-kv sN-¿m³ ImWn-¡p-¶ {i-²-bpw BÀ-Ö-hhpw C-¡mcy-¯n tam-Zn kÀ-¡mÀ Im-Wn-t¡-|nbn-cn-¡p-¶p. i-cn-bm-b Nn-´-I-cp-sS hm-¡p-IÄ tIÄ-¡p-I, \-S-]-Sn-IÄ kzo-I-cn-¡p-I:
Dear @narendramodi ji , As a supporter, I appreciate many right things you are doing to create a rule based society. You are the last hope for India! However, pls don’t ignore OMINOUS signs in the economy - fear/respect/yesmen are preventing the true picture from reaching you! !
s]m-dn-©p sh-fn-b-¯n-sâ X-s¶ a-säm-cp Szo-äm-Wn-Xv. km-¼-¯n-I cw-K-s¯ {]-iv-\-§Ä XoÀ -¡m³, cm-Py-¯n-sâ hn-I-k-\w i-cn-bm-b Zn-i-bn- ap-t¶m-«p-sIm-|p-t]m-Im³ \-tc-{µ tam-Zn B-ßmÀ-°-am-bn {i-an-¡p¶p-s|-¦n A-Sn-b-´-c-am-bn sN-t¿-| Im-cy-hpw A-Xm-Wv. F-´n-\pw G-Xn-\pw X-e-bm-«p-¶ A-\p-N-c-•m-cp-sS hm-¡p-IÄ¡-¸p-dw i-cn-bm-b cm-{ão-bw A-dn-bp-¶ km-¼-¯n-I hn-Z-Kv-[-cp-sS-tbm A-sÃ-¦n i-cn-bm-b km-¼-¯n-I Úm-\-ap-Å cm{ão-b D-]-tZ-ãm-¡-fp-sS-tbm h-m-¡p-IÄ tIÄ-¡-Ww. C-¡-gn-ª ]mÀ-e-saâv k-t½-f-\¯n ]m-km-¡n-b _n-Ãp-I-fp-sS F-®¯n sd-t¡mÀ-Un-« tI-{µ kÀ-¡mÀ C-tX th-Kw km-¼-¯n-I cw-K-s¯ D-t¯Pn-¸n-¡m-\p-Å \-S-]-Sn-I-fp-sS Im-cy-¯nepw Im-Wn-¨m am-{X-ta cm-Pyw c-£-s]-Sp. I-iv-ao-cn-sâ {]-tXy-I ]-Z-hn F-Sp-¯p-I-fbp-I-tbm A-tbm-[y-XÀ-¡ ]-cn-lm-c \-S]-Sn-I-fn {i-²-bq-¶p-I-tbm am-{X-a-à kÀ¡mÀ sN-t¿-|-sX-¶m-Wv cm-{ão-b, km-¼ -¯n-I hn-Z-Kv-[À Nq-|n-¡m-«p-¶-Xv.
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
7
hmÀ¯-If - nÂ
PEOPLE IN THE NEWS
AanXv jm Beo-kv ssh-Zy³
C´y-bp-sS G-ähpw ]pXn-b "D-cp-¡p- a-\p-jy³'. A-Xm-Wnt¸mÄ A-an-Xv A-\n N-{µ jm. cm-Py-¯n-sâ B-`y-´-c-a-{´nsb-¶ \n-e-bn A-an-Xv jm-bp-sS \-S-]-SnI-sf A-\p-Iq-en-¡p-¶hcpw hn-aÀ-in-¡p-¶-hcpw I-t|¡mw. ]-t£ A-an-Xv jm-bp-sS X-{´-ÚX-sb X-e-Ip-ep-¡n k-½-Xn-¡m-¯-hÀ B-cp-ap-|mInÃ. I-iv-ao-cn-sâ {]-tXy-I ] Z-hn F-Sp-¯p-If-ªv [o-chpw A-tX-ka-bw A-]-I-S-I-c-hpamb ImÂ-sh-¸m-Wv A-an-Xv jm \-S-¯n-bn-cn-¡p-¶-Xv. cm-Py-¯v Zq-c-hym-]-I-^-e-§Ä kr-ãn-¡mhp-¶ Cu \o-¡-¯n-\v Np-¡m³ ]n-Sn-¡p-t¼mÄ A-an-Xv jm X-sâ \n-Ý-b-ZmÀ-Vyhpw I-cp¯pw X-s¶-bm-Wv H-cn-¡Â Iq-Sn sh-fnhm-¡p-¶Xv.
C³-jp-d³-kv I-¼-\n-I-fp-sS _nkn-\-kn-\v kp-c-£ \Â-Ip-¶ do C³-jp-d³-kv I-¼-\nbm-b P-\-d C³-jp-d³-kv tImÀ-¸-td-j³ Hm^v C-´y-bpsS (Pn-sF-kn þ do) X-e¸¯v \n-¶v a-e-bm-fn-bm-b B-eo-kv ssh-Zy³ ]-Sn-bn-d-§nbXv Xn-f-¡amÀ-¶ t\«-§-tfmsS. Pn-sF-kn þ do-sb temI-s¯ ap³\n-c do C³-jp-d³-kv I-¼-\n-bm-¡n h-fÀ¯p-¶-Xn \nÀ-Wm-b-I ]-¦v h-ln-¨ B-eo-kv ssh-Zy\v em-`-hn-ln-X-¯n h³ Ip-Xn-¸p-|m-¡m\pw km-[n¨p. Pn-sF-kn-bp-sS en-Ìnw-Kn-\v t\-XrXzw \Â-In-b B-eo-kv ssh-Zy-s\ 2018 temI-s¯ A-Xn-i-àcm-b h-\n-XI-fn \m-em-a-Xm-bn bp-F-kn-se t^mÀ-Nyq¬ amkn-I sX-c-sª-Sp¯n-cp¶p.
dnjm-Zv t{]wPn
aptI-jv Aw-_m\n
h-fÀ-¨m-]m-X-bn shÃp-hn-fn-IÄ t\-cnSp-¶ th-f-bn-em-Wv C-´y³ sF- än `oa\m-b hn-t{]m-bp-sS X-e¸-¯v X-e-ap-d-amäw \-S-¶n-cn-¡p-¶Xv. C-´y³ hy-hkm-b temI-s¯ AÛp-X hy-àn-Xzam-b Aknw t{]w-Pn a-I-³ dn-jm-Zv t{]w-PnbpsS ssI-bn-te-¡v _m-ä¬ ssI-am-dpt¼mÄ hn-t{]m C-\n G-Xv ]m-X-bn-eq-sS ap-t¶m«p-t]m-Ip-sa-¶m-Wv cm-Py-s¯ tImÀ-¸-td-äv tem-Iw t\m-¡p-¶Xv. Hml-cn hn]-Wn dn-jm-Zn-sâ Øm-\-¡-b-ä-s¯ t]m-kn-äo-hm-bm-Wv kzo-I-cn-¨Xv. dn-jm-Zv ]-Z-hn-tb-ä Znh-kw hn-t{]m-bpsS Hml-cn hn-e- c-|p- i-X-am-\w hÀ[-\-tbm-sSbm-Wv t¢m-kv sN-bv-XXv.
ap-tI-jv Aw-_m-\n C-\n G-sXÃmw cw-K-§sf-bmIpw Io-gv-ta a-dn-¡p-I. dn-e-b³-knsâ hmÀjnI s]mXp-tbm-K-¯n \-S¯n-b {]-Jym-]-\-§Ä Dd-¡w sI-Sp-¯n-bn-cn-¡p¶Xv cm-Py-s¯ H-«-\h-[n ta-J-e-bn-se h-¼-·msc-bmWv. do-sä-bv cwK-¯v h³ ]-²-Xn-I-fpam-bn ap-t¶m«p-t]m-Ip-¶ _n-Kv _-km-dn\pw hoUntbm kv-{So-anw-Kv cwK-s¯ s\-äv-^v-fn-Ivkn\pw B-a-tkm-Wn\pw F-¶p-th-| do-säbvÂ, FâÀ-sS-bv³-saâv, Um-ä _n-kn\-kv cwK-s¯ kÀ-h-tcbpw _m-[n-¡p-¶ \o-¡-§fm-Wv dn-e-b³-kv \-S¯m-s\m-cp-§p-¶Xv. kn-\n-a-IÄ dn-eo-km-Ip-¶ A-¶p X-s¶ ho-«nen-cp-¶v Im-Wm³ ]-äp-¶ kw-hn-[m-\w 2020HmsS \-S-¸n-em-Ip-sa-¶v ap-tI-jv Aw-_m-\n ]-d-bp-¶p. dn-e-b³-kv cm-Py-¯v kr-ãn-¡p-¶ A-Ûp-X§-sf I-|p-th-Ww C-\n kw-cw-`-IÀ ap-t¶m«p-t]m-tI|X.v
Aenj aq¸³ B-ÌÀ Un-Fw slÂ-¯v-sI-b-dn-sâ t\-Xr-\nc-bn ]pXn-b ]-Zhn-tbm-sS Aenj aq¸³. B-ÌÀ {Kq-¸v sN-bÀ-am³ B-kmZv aq¸-sâ a-Ifm-b Aen-j aq-¸³ B-ÌÀ Un-Fw slÂ-¯v-sI-b-dn-sâ sU-]yq-«n amt\-Pnw-Kv U-b-d-Iv-ä-dm-bm-Wv \n-b-an-X-bm-bncn-¡p-¶-Xv. 2013 {Kq-¸n-sâ U-b-d-Iv-ä-dm-bn Np-a-X-e-tb-ä Aen--j {Kq-¸n-sâ \n-ch[n X-{´-]-cam-b hn-]p-eoI-c-W ]-²-Xn-IÄ-¡v t\-XrXzw \Â-In-bn-«p|v. thÄ-Uv C-¡tWm-an-Iv t^m-d-¯n-sâ bw-Kv t¥m-_ eoUÀ ]-«n-I-bn C-Sw t\-Sn-bn-«p-Å Aenj G-Wv-Ìv B³-Uv bw-Kn {]-hÀ-¯n¨ ti-j-am-Wv {Kq-¸n-te-¡v I-S-¶p-h-¶Xv.
kpja kzcmPv kpZr-V \n-e] - m-SpIÄ. ku-ayam-b C-Ss - ]-Se - pIÄ. G-sä-Sp-¯ Imcyw hn-Pb - ¯ - n-se-¯pw h-sc ]n³-Xp-Sc - p-¶ a-t\m-`mhw. A-Sp-¯n-sS A-´c - n-¨ ap³ hn-tZ-iI - m-cy-a{´n kp-ja - kz-cm-Pv P-\a - \ - Ê - n C-Sw t\-Snb-Xv km-[m-cW a-\p-jy-cp-sS a-\k - n-s\ t]m-epw kv] - À-in-¡p-¶ \n-e] - m-Sp-Ifpw {]-hÀ-¯\ - §fpw sIm-|mWv. kp-ja - b - p-sS cm-{ãob-s¯ F-XnÀ-¡p-¶h - c - p-|m-Imw. ]-t£ H-cp P-\t- \-Xm-hv F-¶ \n-eb - n kp-ja-sb Aw-Ko-Ic - n-¡m³ A-hÀ-¡v a-Sn-ImWnÃ. H-cn-¡Â {]-[m-\a - {´n ]-Z¯ - n-te-¡v h-sc D-bÀ-¯n Im-Wn-¨ t]-cm-Wv kp-ja - b - p-tSXv. kz-´w {]-hÀ-¯\ - ]m-c¼ - cyw H¶p-sIm-|m-Wv _n-sP-]n-bn-se h-sc I-cp-¯cm-b ]pcp-j t\-Xm¡-sf ]n´-Ån A-hÀ ap³-\n-cb - n-te-¡v \-S¶ - p-Ib - d - n-bXv.
8 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
BUILDING A FAMILY BUSINESS TO LAST FOR 100 YEARS AND BEYOND
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B U S I N E S S
S U C C E S S
A\m-en-knkv ANALYSIS
_nkn\knse achn¸v
adnIS¡m³ 12 h \-½p-sS \m-«n-se kw-cw-`-IÀ ]-ehn-[ k-½À-Z§-fn-eq-sS I-S¶p-t]m-Ip-I-bm-Wn-t¸mÄ. _n-kn\-kv {]-Xo-£n-¨Xp-t]m-se-bm-Ip-¶nÃ. amÀ-¡-än \n-¶v X-Wp-¯ {]-Xn-I-cWw. C-Xn-\n-sS Nne kwcw-`IÀ I-Sp-¯ Xo-cp-am-\-§-fn-eq-sS kz-´w Po-hn-Xw X-s¶ \-in-¸n-¡p-¶ hmÀ-¯-I-fpw. C-sXÃmw I|pw tI«pw k-ln¨pw Xf-tc-|-hcmtWm b-YmÀ-° kw-cw-`IÀ? AÃ, H-cn-¡-ep-aÃ. C-Xm I-ã\m-fpI-sf a-dn-I-S-¡m-\p-Å 12 h-gnIÄ
]Ssh«n t\Sp¶Xv am{XaÃ, Nne t\cw hgnamdp¶Xpw hnPbamWv tUm. hn-]n³ tdm-ÄUâv
a
Wn-¨n-{X-¯m-gv F-¶ G-sd P-\ -{]o-Xn t\Sn-b kn-\n-a-bn tam-l³ -em A-h-X-cn-¸n¨ tUm. k-®n F-¶ I-Ym-]m-{X-¯n-sâ B ]-©v U-btem-KntÃ, ""\-½p-sS B ]-g-b KwK-sb th-t|, Hm-PÊpw tX-P-Êp-ap-Å Kw-Ksb. A-Xn-\m-bn Rm³ Bcpw I-S-¶psNÃm-¯ h-gn-bn-eq-sS k-©-cn-¡pw.'' C-t¸mÄ Hmtcm _n-kn-\-kp-Im-c\pw D-Ån ]-d-tb-|Xpw sN-t¿-|Xpw CXmWv. C-Xp-h-sc Nn-´n-¨-Xn \n-¶v H-¶p am-dn Nn-´n-¡p-I. C-Xph-sc {]-hÀ¯n¨ ssi-en H-¶p am-äpI. kn\n-a hn-Smw. \-ap-¡v Im-cy-¯n-te-¡v h-cmw. _n-kn-\-kn-epw A-Xn-s\ Xp-SÀ¶v hy-àn Po-hn-X-¯n-ep-ap-|m-Ip-¶ {]iv-\§-sf a-dn-I-S-¡m-\p-Å h-gn-I-fnXm.
bmYmÀ°yw Xncn¨dnbpI km-¼¯n-I cwK-¯v X-fÀ-¨-bp-sS \mfp-I-fmWv. B bm-YmÀ-°y-¯n \n-¶v H-fn-t¨m-Sn-bn-«v Im-cy-anÃ. \n-§Ä e-£yan-Sp-¶ _n-kn\-kv t\-Sn-sb-Sp-¡m³ ap³-]v sN-bv-Xn-cp-¶-Xn-sâ ]-e-aS-§v A-[zm-\hpw kv-amÀ-«v-s\kpw ]p-d-s¯-Spt¡-|n h-cpw. X-{´-§Ä am-tä-|n h-cpw. ssi-en-IÄ ]p-Xp-t¡-|n h-cpw. hn]-Wn km-l-N-cy-§Ä Zp-jv-I-c-am-sW-¶v Xn-cn¨-dn-ªv am{Xw ap-t¶m-«p-t]m-hp-I. A-Xymh-iy-anÃm-¯, A-\m-h-iyam-b Im-cy -§Ä hm-§m-\p-Å Xz-csbÃmw \mw AS-¡n sh-t¨ a-XnbmIp. hn]Wn km-l-Ncyw Xn-cn-¨-dn-ªpth-Ww FÃm¯-cw sIm-Sp-¡Â hm-§Â Xo-cp-am-\-§fpw F-Sp¡m³. hntZ-i ]-cy-S-\-§fpw hn-t\m-Z-bm{Xm ]-cn-]m-Sn-I-fpsaÃmw Xo-cp-am-\n-¡p-t¼mgpw ap-¶n bm-YmÀ-°y-s¯ X-s¶ \nÀ-¯pI.
10 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
ap¶nse´mtWm AXv AtX]Sn kzoIcn¡pI
\-½p-sS Pohn-X ]-¦m-fnI-sf \-½Ä DÄ-s¡m-Åp-¶-sX-§-s\-bmWv? A-hsc-§-s\bmtWm A-tX ]-Sn-btÃ? C-Xv X-s¶ _n-kn-\-kn-te¡pw H-¶p amän-t\m¡mw. \-½p-sS amÀ¡-äv C-XmWv. AXn-s\ A§-s\ Xs¶, A-tX kz-`m-h -¯n DÄ-s¡m-Åp-I. {]-Xo-£bpw bm-YmÀ°yhpw X-½n A-´-c-ta-dp-t¼mÄ B-´ cn-I k-½À-Z-¯n-\v A-Sn-a-bm-Ipw. sXämb Xo-cp-am-\-§-fn-te-¡v A-Xv \-bn-¡pw. ssa³-Uv-^pÄ-s\-kv Ass¹ sN-t¿-| k-µÀ-`-am-WnXv.
\n§fpsS am\knImtcmKyw kzbw ]cntim[n¡pI \½Ä {]-Xo-£n¨-Xp t]m-se _nkn\-kv \-S-¡n-sÃ-¶-dn-bp-t¼mÄ Nn-et¸mÄ am-\-kn-I-am-bn X-IÀ¶p-t]m-tb¡mw. \-½Ä am-\-kn-I-am-bn X-fÀ-¶ A-h-Ø-bnemtWm F-¶-dn-bm³ aq-¶v tNm-Zy-§Ä kz-bw tNm-Zn-¡p¶-Xv \¶m-Ipw. 1. Rm³ dn-em-Iv-kv-Uv B-tWm? 2. F-sâ lm-¸n\-kv \n-e\nÀ-¯m³ ]-äp-¶p-t|m? 3. F-sâ _n-kn\-kv Xn-cn-¨p-]n-Sn-¡m-\m-Ip -sa-¶ B-ß-hn-
izm-kw F\n-¡pt|m? Cu aq-¶v tNm-Zy§Ä¡pÅ D-¯-c -§Ä ]cn-tim-[n-¡pI. AXn Zr- i y- a mIp- ¶ Im-cy-§Ä kq-Nn-¸n-¡p¶-Xv \n-§-fp-s S am-\ -knIm-tcm-K ys¯ X-s¶bm-Ipw. Rm³ C-dntää-Uv B-Wv. F-sâ Nn-´-IÄ s\-Käo-hm-Wv. F-¶v kz-bw tXm-¶p-¶ps|-¦n A-tX aq-Up-ambn _n-kn-\-kn-
\S¸m¡q C¡mcy§Ä, aSn¨p \n¡msX
hgnIÄ
sI.F s^-en-Iv-kv
_n
kn-\-kn shÃp-hn-fn-IÄ G-dn h-cp-¶ Cu L-«-¯n kw-cw-`-IÀ ap³-]v F-¶-t¯-¡mfpw {i-²-tbm-sS Np-h-Sp-sh-¸p-IÄ \-S-t¯-|-Xp|v. C-Xp-h-sc io-en¡m-¯ Im-cy-§Ä \njvTtbm-sS sN-t¿-|-Xp|v. A-h F-s´m-s¡-sb-¶v t\m-¡mw.
]Xnhmbn IrXyamb hnhc§Ä tiJcn¡pI te-¡v h-¶m hn-P-bn-¡m³ km-[n-¡nÃ.
\S]SnIÄ kzXncp¯Â oIcn¡pI a-\-kn-sâ Øn-Xn Xn-cn-¨-dn-ªp I-gnªm A-Xn-\p-th-| ]-cn-lm-c \-S-]-SnIÄ kzo-I-cn-¡-Ww. {]-iv-\-¯n-\m-bn-cn-
¡-cpXv Du-¶Â \Â-tI-|Xv. ]-cn-lm-c¯n-\m-IWw. hmb-\, bm-{X ap-X-em-b-h a-\-kn-sâ D-t·-jw ho-s|-Sp-¡m³ k-lmbn-t¨-¡mw. hn-jm-Zm-h-Ø ]n-s¶bpw Xp-SÀ-¶m XoÀ-¨-bmbpw t]-gv-k-W ssk-t¡m-f-Pn-kv-än-sâ tkh-\w tX-Sm³ a-Sn-¡-cpXv.
]-e _n-kn-\-kp-Imcpw X-§Ä Kpcp-X-cam-b {]-iv-\-¯n A-I-s¸-«n-cn¡p-¶p-sh-¶v Xn-cn-¨-dn-bp¶-Xv hf-sc ssh-In-bm-Wv. Imc-Ww A-hÀ FÃm am-khpw Ir-Xy-am-bn _n-kn-\-kn-se ]-W-¯n-sâ t]m-¡p-h-c-hp-IÄ a-\kn-em-¡p-¶nÃ. hÀ-j-§-fm-bn _n-
kn\-kv \-S-¯p-¶ ]-eÀ¡pw Nn-e ko-k-Wn _n-kn\-kv Ip-d-hm-bn-cn¡pw. B amk-s¯ hnÂ-¸-\ \-ãw F-{X-bm-bn-cn-¡p-sa-¶v \-½Ä tNm-Zn¨m A-hÀ an-¡-hmdpw ]-dbp-I Hcp Du-l-¡-W-¡m-bn-cn-¡mw. tI-c-f-¯nse an-¡ kw-cw-`-I-cp-sSbpw {]-iv-\ -am-WnXv. Hmtcm am-k-s¯-bpw \-ãsa{X, em-`-sa{X, hÀ-j-§-fm-bp-Å A-Xn-sâ ]m-tä¬ F-´m-Wv F-¶Xn-s\ Ip-dn-s¨m¶pw hy-à-X ]-eÀ¡p-anÃ. b-Ym-ka-bw \mw Xn-cn-¨-dn-ªn-sæn Im³-kÀ F-§-s\-bm-Wv a-\pjy-sâ Poh-\v `o-j-Wn-bm-Ip¶-Xv AXp-t]m-se-bm-Wv C¯-cw A-hy-àX-IÄ _n-kn-\-kn\pw tZm-j-ap-|mtijw t]Pv 12
tijw t]Pv 12
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
11
A\m-en-knkv ANALYSIS
t]Pv 11 XpSˬ t]Pv 11- XpSˬ
¡p-¶Xv. kw-cw-`-¯n-sâ km-¼-¯nIm-tcm-Ky-s¯ Ip-dn¨p-Å Ir-Xyam-b kq-N-\-IÄ t\c-s¯ e-`n-¨m th-| I-cp-X \-S-]-Sn-IÄ ap³-Iq-«n kzo-I-cn-¡mw. AXp-sIm-|v FÃm am-khpw Ir-Xyam-b hn-h-c-§Ä ti-J-cn-¡pI.
sIm-|v \nÀ-am-W-¯n-\v A-\p-k-cn-¨v A-kw-kvIr-X hkv-Xp-¡Ä hm-§n-bm aXn. B-h-iy-¯n-\pÅ-Xv hm§n \nÀ-an-¨v hnÂ-¡p-I. kw-`-cn-¨v sh-¨m ]n-¶o-Sv F-´v kw-`-hn-¡p-sa-¶v {]-h-Nn-¡m³ ]-äp-¶ km-l-Ncy-aà C-t¸m-g-t¯Xv.
_m¦v HmhÀ{Um^väv \n§fpsS kz´w ]WaÃ!
ap³Xq¡w, ]W¯n\mIWw amÀPn\Ã {][m\w
B-Zy-s¯ t]m-bvân-t\m-Sv tNÀ-¯v hm-bn-t¡-| Im-cy-am-WnXv. F´p-sIm-|m-Wv Hmtcm am-k-s¯bpw \-ãw \mw A-dn-bm-¯Xv? an-¡-hmdpw A-Xn-\v ImcWw _m-¦v Hm-hÀ{Um-^v-äm-Ipw. ]-W-¯n-\v sR-cp-¡w h-cp-t¼mÄ Hm-hÀ{Um-^v-än \n-¶p-Å ]-W-sa-Sp-¡pw. Cu Nn-´-bm-Wv G-ähpw hen-b {]-iv\w. am-kwtXmdpw
Cu L-«-¯n ]-W-am-Wv cm-Pmhv. C-t¸mÄ amÀPn³ t\m-¡n-bn-cp-¶n-«v Im-cy-anÃ. [-\w {]-kn-²o-I-cn-¨ Fw.]n \m-cm-b-W-]n-Å-bp-sS ]p-kv-X-I-¯n A-Xn-k¼-¶\m-b A-cn-tÌm-«n H-\m-kn-kn-sâ I-Y ]-d-bp-¶p|v. H-\m-kn-kv F§-s\bmWv tem-I-¯n-se G-ähpw hen-b jn-¸nw-Kv `o-a-\m-b-Xv? h-e-nsbm-cp km-¼¯n-I am-µy-¯n \n-¶mWv. km-¼¯n-I am-µy-Ime-¯v H\m-kn-kv tem-I-¯n-se {]ap-J jn-¸nw-Kv I-¼-\n-I-fp-sS I-¸-ep-I-sfÃmw sNdn-b hn-e-bv-¡v hm-§n Iq«n. amµyw am-dn-b-t¸mÄ jn-¸nw-Kv cwK-s¯ B-tKm-f h-¼-\m-bn H\m-kn-kv amdn. C-sXm-cp ]mT-amWv. am-µy-Ime-¯v ]-Ww kw-c-£n-¡p-I. Nn-e \à _n-kn-\-kp-IÄ hm-§m³ A-Xv D-]-I-cn-t¨-¡mw. Po-h-\-¡mÀ¡pw k-¹-bÀ-amÀ ¡pw Ir-Xy-am-bn ]-Ww \Â-Im³ km-[n-¡pw. C-Xn-eqsS ]-e sa-¨-§-fp-ap|v. km-¼¯n-I Øn-Xn tam-iam-bn«pw \mw Po-h-\-¡mÀ-¡v Ir-Xy-am-bn ]-Ww \Â-Ipt¼mÄ A-h-cn \n-¶v Iq-Sp-X B-ßmÀ°-X-tbm-sSbp-Å ITn-\m-[zm-\w \-ap-¡v B-h-iy-s¸-Smw. k-¹-bÀam-cn \n-¶v an-I-¨ Uo B-h-iy-s¸-Smw. Iq-Sp-X iàn-tbm-sS ap-t¶m-«p-t]m-Imw.
_m¦v hmbv]IÄ ]p\x{IaoIcn¡pI
\-ã-ap-|m¡n-sIm-|n-cn-¡p-¶ ]-e kw-cw-`-§fpw apt¶m«p-t]m-Ip¶-Xv _m¦v Hm-hÀ{Um-^v-än-emWv. Cu ]-Ww _m-¦n-\v sIm-Sp-¡Ww. _m-[y-X-bm-WXv. \n-§fp-sS ss]-k-bà AXv. a-dn-¨v _m-¦n-tâ-Xm-Wv.
tImkvän {i²bq¶pI
{]-Xnk-Ôn h-cp-t¼mÄ FÃm-hcpw sNe-hv Np-cp-¡Â \-S-]-Sn-IÄ kzo-I-cn-¡m-dp|v. ]-t£ sNdnb Im-cy§Ä sN-bv-XXp-sIm-|v am{Xw _n-kn-\-kn-se tIm-kv-äv Ip-d-bv-¡m³ ]-änÃ. ]I-cw _n-kn-\-kn-s\ \-ã-¯n-em¡p-¶ Im-Xem-b Im-cy-§Ä I-|p-]n-Sn-¡pI. A-kw-kvIr-X h-kv-Xp-¡Ä \n-e-hn-ep-Å-Xn-t\-¡mÄ Ip-d-ª \n-c-¡n In«p-tam-sb-¶v ]cn-tim-[n-¡p-I. Nne-t¸mÄ ^m-Î-dn-bn kv-{Im-¸v Iq-Sp-X-ep-|m-tI|-Xv Nn-e-cp-sS Kq-V-e-£y-am-Imw. Imc-Ww A-Xn-sâ hnÂ-¸\-bn-eq-sS Nn-eÀ-¡v I-½oj³ In-«p-¶p-|m-Imw. a-äp Nn-e I-¼-\n-I-fn ^n-\n-jv-Uv D¸-¶w hn¡p-¶-Xn-t\-¡mÄ amÀ-Pn³ A-Xn-sâ CâÀ-ao-Unb-dn hnÂ-¡p-t¼mÄ e-`n-¡p-¶p-|m-Imw. A-§-s\-sb-¦n F-´n-\v ^n-\n-jv-Uv D¸-¶w X-s¶ \nÀ-an-¡Ww? aÄ-«n t{]m-U-Iv-äv I-¼-\n-I-fn-em-sW-¦n Nne-Xv em`-ap-|m-¡p-¶-h-bm-Ipw. Nne-Xv \-ã-am-Imw. \-ã-ap-|m¡p-¶h-sb C-t¸mÄ H-gn-hm-¡Ww. ]I-cw Iq-Sp-X t\-«-ap-|m-¡p-¶-h-bn Du-¶Â \Â-I-Ww. Akw-kvIr-X h-kv-Xp-¡Ä Iq-Sp-X hm-§p-t¼mÄ e-`n-¡p-¶ sa-¨w t\m-¡p-¶ kw-cw-`-I-cp|v. C-t¸mg-s¯ km-l-N-cy-¯n B sa-¨w am-{X-aà t\m-t¡|Xv. Iq-Sp-X A-kw-kvIr-X h-kv-Xp-¡Ä hm-§n-bm A-Xv kw-`-cn-¡m³ Ø-ew thWw. em-`w In-«m³ th-|n, sd-Un Im-jv sIm-Sp-¯v A-h hm-t§-|n h-cpw. \nÀ-amWw ]qÀ-¯n-bm-¡n D¸-¶w hn-äm am-{Xta Cu ]-Ww Xn-cn-sI kw-cw-`-I-cp-sS ssI-bn hcq. AXp-
12 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
t\m-«v ]n³-h-en¡Â, Pn-F-kvSn, {]f-bw F¶n-h aq-e-saÃmw ]-e kw-cw-`-IÀ¡pw {]-hÀ-¯-\ aq-e[-\w t]m-ep-anÃm-¯ A-h-Ø-bn-emWv. Cu L-«-¯n _m-¦p IÄ hm-bv-]m ]p-\x-{I-ao-I-c-W-¯n-\v ]²-Xn sIm-|ph-¶n-«p|v. C-Xv bp-à-am-bn hn\n-tbm-Kn-¡m³ kw-cw-`IÀ X-¿m-dm-IWw. \-½p-sS km-¼¯n-I Øn-Xn _m-¦pI-fn \n¶pw [-\-Im-cy Øm-]-\-§-fn \n¶pw aq-Sn-sh-bv-t¡-| Im-cy-anÃ. {]-iv-\-¯n \n-¶v I-c-I-bdm³ hn-Z-Kv-[cm-b I¬-kÄ-«âp-am-cp-sS k-lm-b-t¯msS ]²-Xn X-bm-dm-¡p-I. B-h-iy-sa-¦n hm-bv-]-IÄ ]p-\x-{I-ao-I-cn-¡p-I.
\n§sf tNmZyw sN¿p¶ hyàn Ifpambn k¼À¡w ]peÀ¯pI
kw-cw-`-I³ hn-P-bn-bm-Ip-t¼mÄ kw-`-hn-¡p-¶ H-cp {]-iv-\-ap|v. A-bmÄ kw-cw-`-¯n-sâ X-e¸-¯v G-I-\mbn am-dpw. t\-«-§-fp-|m¡n-s¡m-|n-cp-¶ H-cp kw-cw-`I³ F¶pw B-cp-am-bn-«m-Wv kw-`mj-Ww \-S-¯p-I? A-h-cp-sS Po-h-\-¡m-cp-am-bn A-sÃ-¦n _n-kn\-kv ]-¦m-fn-I-fp-am-bn H-s¡-bm-Imw. C-h-scÃmw Cu kwcw-`-I-³ ]-d-bp-¶-sX´pw i-cn-sh-bv-¡p-¶, F-´n-\pw G-Xn\pw sb-kv ]-d-bp-¶-h-cm-Imw. F-¶m Cu L-«-¯n kw-cw-`-¯n-sâ ap-I-fn \n-¶p t\m-¡p-¶, "t_À-Uvkv sF hyq' X-cp-¶ H-cmfp-am-bn \nc-´-c kw-`m-j-W-¯n-teÀ-s¸-Sp-I. ho-£-W¯n X-s¶ c-|v Im-gv-N-¸m-Sp-I-fp|v. H-¶v ]pd-sa \n¶v hn-im-eam-b AÀ-°-¯n \n-¶p t\m-¡p¶ Bird’s eye view. a-säm-¶v kw-cw-`-¯n-sâ D-Ån-sâ D-Ån \n¶p-sIm-|v t\m-¡p¶ Worm’s eye view. Cu Imgv-N {l-kz-am-Wv. kw-cw-`-IÀ {]-iv-\-§Ä ]p-d-¯p-\n-¶p-Å a-sämcmtfm-Sv ]-¦p-sh-bv-¡p-t¼mÄ X-s¶ Nne-t¸mÄ kz-bw ]cn-lm-chpw I-s|-¯-s¸-Spw. A-sÃ-¦n tIÄ-¡p-¶ BÄ hn-Z-Kv-[-\-sÃ-¦n t]mepw a-säm-cp ho£-Ww AbmÄ ]-d-sª-¶n-cn-¡pw. C-sXÃmw Cu L-«¯n kw -cw-`-IÀ-¡v a-säm-cp h-gn I-s|-¯m³ k-lm-bn-¡pw. C-¯-cw h-gn-I-fn-eq-sS kw-cw-`-IÀ-¡v ap-t¶m-«p t]m-Im³ km-[n¡p-I X-s¶ sN-¿pw. (te-J-I³ t{Km-¯v I¬-kÄ-«âpw {]m-Îo-knw-Kv tIm-kv-äv F-¡u-|âp-amWv. t^m¬: 93499 55461)
C-Xn-\pti-jw a-\-kn-s\ ]n-Sn-¨p-\nÀ-¯m-\p-Å \-S-]-Sn-IÄ kzo-I-cn-¡Ww. \½p-sS _n-kn\-kv \n-e-\n-¶p-t]m-Im³ F-´p sN-¿Ww? Iq-sS \n¡p-¶-hÀ-¡v th-| ]n´p-W \Â-Im³ F-´p sN¿Ww? F-¶v Nn-´n-¨p Xp-S-§Ww.
]pXnsbmcp bm{Xbv-¡v XbmsdSp¡pI C\n \-½Ä amä-§-tfm-sS ]pXn-b _n-kn-\-kn -te-¡v Xn-cn-¨p-h-cm-\p-Å Xo-cp-am-\-sa-Sp-¡Ww. C -t¸mg-s¯ km-l-N-cy-¯n \mw G-Xm-|v ]p-Xp-Xm -bn _n-kn\-kv B-cw-`n-¡p-¶ H-cm-sf t]m-se-bmWv. Im-cyam-b aq-e[-\w ssI-bnÃnÃ. hn]-Wn ]p -Xp-Xm-bn I-s|-¯Ww. A-\m-h-iy-am-bn sN-e-hnSm³ ]-W-anÃ. \-½Ä kw-cw-`w Xp-S§n-b Ime-¯v G-I-tZ-iw C-tX A-h-Ø X-s¶-bm-bn-cn-¡pw. A-¶v \-½Ä F-s´m-s¡-bm-Wv sN-bv-X-Xv? k-am-[m-\-ambn-cp-¶v B-tem-Nn-¡p-I. \-½Ä ]pXn-sbm-cp bm-{Xbv-¡m-Wv X-¿m-sd-Sp-¡p-¶-Xv. hÀ-j-§Ä-¡v ap-¼v \-h-kw-cw-`-I-\m-bn-cp-¶ Im-e-t¯-¡mÄ A-\p-`-h k¼-¯v \-ap-¡p|v. _-Ô-§-fp-|v. C-h-sbm-s¡ B-ß-hn-izm-k-t¯m-sS D-]-tbm-Kn-¡p-I. Ip-td Imcy-§Ä s\-K-äo-hm-Imw. ]-t£ I-cp-t¯-Ip-¶ L-SI-§Ä ]-eXpw ap-¶n-ep|v. A-h ap-X-em¡mw
X{´§Ä ]pXp¡nsbSp¡mw
C-\n kz-´w _n-kn-\-kn-te-¡v t\m-¡-Ww. A-Xn \-ap-¡v em-`w X-cp¶-Xv GXv? \-ã-ap-|m¡p¶-Xv G-Xv? em-`w X-cp-¶h-sb \n-e-\nÀ-¯p-I. \-ã-ap-|m-¡p-¶h-sb H-gn-hm-¡p-I. _n-kn-\-kn \-ap-¡v \n-t¶ Xo cp. A-Xn-\p-Å h-gnI-fm-Wv Cu L-«¯n ]cn-tim-[nt¡-|-Xv. c-|v Im-cy-§fm-Wv C-t¸mÄ kp{]-[m-\-am-bn sNt¿-|Xv. 1. \n-e-\nÀ-¯m -\pÅ Im-cy-§Ä Ct¸mÄ kw-cw-`-IÀ A-Xn-th-Kw sN-¿pH-gp-¡n ap-§m-sX I: kw-cw-`w \n-e-\n s]m-§n-¡n-S-¡m³ t\m¶p-t]m-Im³ th-| ¡p-I. H-gp-¡n-s\-Xn-sc Im-cy-§Ä H-s¶m\o-´n-bn-sÃ-¦n-epw H-cp ¶m-bn A-Xn-th-Kw Ip-g-¸-hpanÃ. AXp-sImsN-bv-Xp XoÀ-¡p-I. |v \-½p-sS s]m-§-¨ Im- ¯ p- \ nÂ- ¡ m³ k-©n-IÄ ]-Xp-s¡ k-a-b-anÃ. Xm-sg sh-bv-¡mw. C2. do s]m-kncpN-{I hm-l-\-¯n j-³ sN-¿pI: Rebm-{X sN-bv-Xm \-apposition in recession s¡m¶pw \-ã-am-ImF-¶-Xm-Wv a-säm-cp \nÃ. efn-X Po-hnkv-{Sm-ä-Pn. dn-te-j³ Xw \-bn-¨m Bcpw -jn-¸v amÀ-¡-änwKv, dn\-s½ ]-cn-l-kn-¡nÃ. te-j³-jn-¸v {_m³ Imc-Ww temI-s¯ -Unw-Kv F-¶n-h-sb A-Xn-k-¼-¶-scÃmw Ãmw Iq-sS Iq-«p-I. X-s¶ \-bn-¡p-¶Xv \n-§-fp-sS amÀ-¡efn-X Po-hn-X-amWv. änw-Kn-\v k-lm-bnA-h-cmcpw k-aql-s¯ ¡p-¶ L-S-I-§-sf, Im-Wn-¡m³ th-|n hy-ànI-sf I-s| H¶pw sN-bv-Xp Iq-«p-¯p-I. A-Xnsâ-sb ¶nÃ. knw-]n-fm-Ip-I. Ãmw k-lm-bw tXlw-_n-fm-IpI. Sp-I. ku-lr-Z-§Ä ]p- X p- ¡ n- s b- S p- ¡ pI. kp-lr-¯p¡-sf sN-¶p I-|v k-lm-bw tX-Sp-I. A-h-tcm-Sv \n-§-fpsS t{]m-U-În-s\ Ip-dnt¨m tk-h\-s¯ Ip-dn-t¨m-DÅ Im-cy-§Ä t^mÀ-th-Uv sN¿mt\m A-h-cp-sS kr-lr-Zvh-e-b-¯n A-h-X-cn-¸n-¡mt\m A-`yÀ°n-¡p-I.
_nFwU»yp Csænse´v a\xkam[m\w aXn
(_n-kn\-kv ssk-t¡m-f-Pn-kväv, s]À-t^m-a³-kv tIm¨v, tImÀ-¸-td-äv s{S-bv\À, {K-Ù-IÀ-¯m-hv F-¶o \n-e-Ifn km-¶n-[y-a-dn-bn-¨n-«p-Å hy-àn-bm-Wv te-J-I³. t^m¬: 97440 75722, 70250 17700, cmd@roldantz.com)
hyh-kmbw INDUSTRY
MSME ¢n\nIv 2
sI hn Zn-hm-Ic³
kwcw`Itc, Adnbq Cu Imcy§Ä sN-dpIn-S C-S¯-cw kw-cw-`-IÀ-¡p-Å tI-{µm-hn-jvIr-X ]-²-Xn-IÄ I-gn-ª e-¡w Xp-SÀ¨-
I
-gn-ª e-¡-¯n \-½Ä DtZym-Kn-s\bpw sk-Uv ]-²-Xnsb-bp-am-Wv ]-cn-N-b-s¸-«Xv. A-Xnsâ Xp-SÀ-¨-bm-bp-Å ]-²-Xn-I-Ä Iq-Sn CXm.
Quality Management Standards (QMS) and Quality Technology Tools (QTT) DÂ-¸m-Z-\ ta-J-e-bp-sS Kp-W\n-e-hm-c ti-jn D-bÀ-¯m-\p-Å MSME a-{´m-e-b-¯n-sâ t_m-[hÂ-¡-c-W ]-cn-]m-Sn-bm-Wv QMS/ QTT F-¶ t]-cn A-dn-b-s¸-Sp¶-Xv. C-¯-cw t_m-[-hÂ-¡-c-W ]-cn-]m-Sn-I-fn-eq-sS e-£y-an-Sp-¶Xv kw-cw-`-I-sc ISO kÀ-«n-^nt¡-j³ Xp-S-§n-b Kp-W-ta-·
h-cp-¯n-bn-«p-Å kp-Xm-cy-hpw t¢-ic-ln-X-hp-am-b Hm¬-sse³ amÀ-Kam-Wv IGMS. ]-cm-Xn-s¸-Sm-\p-Å hn-em-kw: http://msme.gov.in/igms.
html
C³-Ip-t_-j³ ]-²-Xn (Incubation Scheme)
MSME a-{´m-e-b-¯n-sâ a-sämcp- ImÂ-sh-¸m-Wv C³-Ip-t_-j³ ]-²-Xn. ]p-Xp-a-bmÀ-¶ DÂ-¸m-Z-\ amÀ-K§Ä I-|p-]n-Sn-¡m-\pw, \qX-\ DÂ-¸-¶-§Ä \nÀ-an-¡m-\pw kw-cw-`-I-sc DÂkp-I-cm-¡m-\m-Wv Cu kw-hn-[m-\w cq-]o-I-cn-¨n-cn¡p-¶-Xv. F-«v e-£w cq-] h-sc [-\-k-lm-bw e-`n-¡m-hp-¶ km[y-X-I-fm-Wv kw-cw-`-§Ä-¡p ap-¶n sX-fn-ªp-h-cp-¶-Xv.
¡p-I. kv-tamÄ C³-U-kv-{So-kv sU-h-e-]v-saâv _m-¦v Hm-^v C-´y (SIDBI), \-_mÀ-Uv (NABARD) F-¶o hn-I-k-\ _m-¦p-I-fpw, a-äp s]m-Xp-ta-J-em _m-¦p-I-fpw Cu ]-²-Xn-bp-sS t\m-U G-P³-kn(Nodal Agencies) I-fm-bn hÀ-¯n-¡pw. D-tZym-Kv B-[mÀ c-Pn-kv-t{S-j³ D-Å F-Ãm Øm-]-\-§Ä-¡pw, Imem-h-[n hm-bv-]-IÄ (Term Loans) A-\p-h-Zn-¡p-¶ _m-¦p-IÄ h-gn Hm¬-sse³ B-bn k-_v-kn-Un-¡v A-t]-£n-¡m-hp-¶-Xm-Wv. 2017þ18 ap-X 2019þ20 h-sc-bpÅ aq-¶v km-¼-¯n-I hÀ-j-§-fnte-¡v CLCSS  2900 tIm-Sn cq-]
h-I-bn-cp-¯n-bn-«p-s|-¦n-epw B-h-iy-I-X (Demand) A-\p-k-cn-¨v Cu Xp-I hÀ-[n-¸n-¡p-¶-Xm-sW-¶v MSME a-{´m-e-b tc-J-IÄ ]-d-bp¶p-|v. [-\-k-lm-b-¯n-\m-bn 51 ta-J-e-IÄ a-{´m-e-bw C-Xn-\-Iw DÄ-s¸-Sp-¯n-bn-«p-|v.
(sk-©q-dn-b-\n ko-\n-bÀ I¬-kÄ«âm-Wv te-JI³. F-kv-_n-sF-bn-se ap³ Un-Pn-F-½mWv. Website: xenft. com)
]pXp-a-bmÀ-¶ DÂ-¸m -Z-\ amÀ-K-§Ä I-sï -¯m\pw \q-X-\ DÂ-¸ -¶-§Ä \nÀ-an-¡m\pw kw-cw-`I-sc t{]mÂ-km-ln-¸n -¡p¶-XmWv C³-Ip-t_ -j³ ]-²Xn. F-«p e-£w cq-] h-sc C-Xph-gn [-\-k-lm-bw e-`n¡pw am-\-Z-Þ-§Ä (Quality Management Standards) t\-Sn-sb-Sp-¡m-\pw km-t¦-Xn-I Kp-W-\n-e-hm-c-¯n-Ihn-te¡v F-¯n-¡m-\p-X-Ip-¶ am-À¤-§Ä. (Quality Technology Tools)
- 6-SIGMA, TPM - Total Productive Maintenance, TQC (Ishikava Tools)
kzm-b-¯-am-¡m\pw {]m-]v-X-cm¡p-I F-¶-Xm-Wv.
CâÀ-s\-äv {Ko-h³-kv tam-Wn-ä-dnw-Kv kn-kv-äw (Internet Grievance Monitoring System IGMS)
kz-´w hy-h-km-b-kw-cw-`-hpam-bn _-Ô-s¸-« ]-cm-Xn-IÄ Adn-bn-¡m-\pw ]-cn-lm-cw tX-Sm-\pw kw-cw-`-I-sc k-lm-bn-¡p-¶-Xn-te¡m-bn MSME a-{´m-e-bw \-S-¸nÂ
hm-bv-]m-_-Ôn-X aqe-[-\ k-lm-b-]-²-Xn (Credit Linked Capital Subsidy Scheme CLCSS) kw-cw-`-§-fp-sS km-t¦-Xn-I hn-Zy sa-¨-s¸-Sp-¯p-¶-Xn-\pw DÂ-¸-¶-§-fp-sS Kp-W-\n-e-hmcw D-bÀ-¯p-¶-Xn-\pw D-X-Ip-¶ b-{´-km-a-{Kn-I-fp-sS hn-e-bp-sS 15 i-X-am-\w h-sc Xn-cn-¨-S-t¡|-Xn-Ãm-¯ [-\-k-lm-b-am-bn \Â-Ip-¶-Xm-Wv MSME a-{´m-eb-¯n-sâ Cu ]-²-Xn. _m-¦p-Ifn \n-¶pw a-äv [-\-Im-cy-Øm-]\-§-fn \n-¶p-ap-Å H-cp tIm-Sn cq-] h-sc-bp-Å hm-bv-]-I-fn-em-Wv C-¯-cw k-_v-kn-Un-IÄ e-`n-
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
13
IhÀ tÌmdn COVER STORY
]c¼-cm-K-X _n-kn-\-kp-IÄ \q-X-\m-ib-§Ä \-S-¸m-¡n-bn-sÃ-¦n th-cäpt]m-Im³ A-[n-I-\mÄ th-|n h-cnÃ
]p¯³ tamUepIÄ
_nkn\kn\v s \n§Ä F´v sN¿Ww? a-t\m-Pv a-¯m-bn
D-
Zn-¨p-b-cp-¶ kq-cy-s\ km-£n-bm-¡n I-S-en a-Õy-_-Ô-\-¯n-\v ]p-d-s¸-« H-cp sN-dp-h-Åw. s]-s«-¶v ImÀ-ta-L-§Ä D-cp-|p-Iq-Sn A-´-co-£-am-sI am-dn. H-¸w i-à-am-b sIm-Spw-¦m-äpw t]-am-cn-bpw. BÀ-¯-e-¨v F-¯p-¶ h³- Xn-c-am-e-IÄ h-Å-s¯ Io-gv-ta a-dn-¡m³ {i-an-¡p-t¼mÄ B-ªp-ho-in-b sIm-Sp-¦m-änÂ-s¸-«v h-Åw h-«w-I-d-§n. Np-än-\pw I-\-¯ C-cp-«pw Im-än-sâ lp-¦m-c-i-Ðhpw am-{Xw. F-´p-sN-¿-W-sa-t¶m F-t§m-«v t]mI-W-sa-t¶m A-dn-bm-sX h-Å-¯n-ep-Å-hÀ ]-cn-{`m-´cm-bn... C-¯-c-sam-cp hn-j-a-hr-¯-¯n-em-Wv DÂ-¸m-Z-\ tk-h-\ ta-J-e-I-fn-ep-Å tI-c-f-¯n-se kw-cw-`-I-À C-t¸mÄ A-I-s¸-«n-cn-¡p-¶-Xv. Un-kv-d-]v-j-\pw amÀ-¡-äv {Sm³-kn-j-\p-sam-s¡ kw-cw-`-§-sf X-IÀ-s¯-dn-bp-I-bm-Wv. {]-Xn-k-Ôn-bnem-bn-t¸m-b Nn-e C³-U-kv-{Sn-I-sf- ]-cn-tim-[n-¨m \-ap-¡-Xv a-\-kn-em-¡m-w. D-Zm-l-c-W-am-bn Hm-¬sse³ ^p-Uv sU-en-h-dn B-¸p-am-bn I-W-Îp sN-bvX H-cp sd-sÌm-dân-sâ Im-cy-sa-Sp-¡mw. B-Zy-s¯ G-Xm-\pw am-k-§-fn B sd-sÌm-dân-sâ hnÂ-¸\bpw h-cp-am-\-hpw hÀ-[n-¡pw. Im-c-Ww sd-sÌm-dân-se t\-cn-«p-Å hnÂ--¸\-bv¡v ]p-d-ta B-]v ap-tJ-\ e-`n-
14 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019
tamtU¬ _nkn\kpIsf hyXykvXam¡p¶sX´v? ]
-c-¼-cm-K-X, tam-tU¬ _n-kn-\-kp-I-Ä X-½n H-t«-sd hy-Xym-k-ap-|v. ]-c-¼-cmK-X _n-kn-\-kp-I-fn DÂ-¸¶w hn-]-Wnbn-se-¯p-¶-Xn-\v ap³-]v X-s¶ kw-cw-`-I³ ap-gp-h³ ]-W-hpw \n-t£-]n-¡-Ww. D¸¶ \nÀ-am-Xm-¡Ä-¡v am-{X-a-à _nÂ-UÀ-
¡pw tlm-«-en-\pw hym-]m-cn-IÄ-¡pw h-sc Cu-sbm-cp _n-kn-\-kv am-Xr-I-bm-Wv _m-[Iw. C-hÀ-s¡-Ãmw H-cp \n-iv-Nn-X DÂ-¸-¶w A-sÃ-¦n tk-h-\w B-h-iy-am-bn-«p-Å h¬ ssk-Uv I-Ì-ta-gv-kv am-{X-ta-bp-Åq. B-a-tkm¬ t]m-ep-Å tam-tU¬ ¹m-
shÃphnfn ¡p-¶ _n-kn-\-kpw Iq-Sn-t¨-cp-¶-Xn-\m-em-Wv A-Xp|m-Ip-¶-Xv. Xp-SÀ-¶p-Å am-k-§-fn-epw _n-kn-\-kn hÀ-[-\D-|m-Ip-w. ]-s£ sd-sÌm-dân-se-¯p-¶ D-]-t`m-àm¡-fp-sS F-®w Ip-d-bp-¶-Xn-\m t\-cn-«p-Å hnÂ-¸-\ {I-ta-W Ip-d-bp-I-bpw B-]v ap-tJ-\-bp-Å _n-kn-\-kv hÀ-[n-¡p-I-bpw sN-¿pw. B-¸n-eq-sS-bp-Å _n-kn-\-kn\v 20 i-X-am-\-am-Wv I-½o-j³. A-Xn-\m A-Xn-eq-sSbp-Å _n-kn-\-kv hÀ-[n-¡p-t´m-dpw kw-cw-`-I³ \ÂtI-| I-½o-j-sâ Xp-I-bpw D-bÀ-¶p-sIm-|n-cn-¡pw. hn-e-¡p-d-hm-Wv ^p-Uv sU-en-h-dn B-¸p-I-fn-se H-cp ap-Jy-X-cw-Kw. Iq-Sp-X hnÂ-¸\ t\-Sm-\m-bn a-äp-Åh-sc-¡mÄ hn-e Ip-d-¨v hnÂ-¡p-¶-Xn-eq-sS sdsÌmdâp-I-fp-sS em-`w ]qÀ-®-am-bn C-Ãm-Xm-bn-s¡m-|n-cn¡p-I-bm-Wv. em-`w D-|m-¡m-\m-bn ^p-Un-sâ Izm-fn-än Ip-d-¨m A-Xv D-]-t`m-àm-¡-sf \-ã-s¸-Sp-¯p-sa¦n Ip-d-ª hn-e-bv¡v Izm-fn-än ^p-Uv hnÂ-¡m-\p-w I-gn-bm-¯ A-h-Ø-bm-Wp-Å-Xv. sd-sÌm-dâp-I-fp-sS D-]-t`m-àm-¡-sf-bpw em-`-s¯bpw H-¶-S-¦w hn-gp-§n-bn-cn-¡p-I-bm-Wv kzn-¤n, Du-_À Cu-äv-kv, skm-am-täm F-¶n-h-sbm-s¡. t\-cn-«p-Å hnÂ-¸-\ C-Sn-ª-Xn-s\m-¸w B-¸n-se hn-e- Ip-d-¨p-Å hnÂ-¸-\-bpw A-Xn-\p-Å D-bÀ-¶ I-½o-j-\pw Im-c-Ww sN-e-hv am-{Xw _m-¡n-bm-bn. A-Xn-\m-em-Wv C-¯-cw B-¸p-I-sf-¡p-dn-¨v ]-cm-Xn-IÄ D-b-À-¶-Xpw sIm-¨n-bnepw tIm-gn-t¡m-«p-sam-s¡ am-k-¯n Ip-sd Zn-h-kt¯-s¡-¦n-epw A-h-sb _-ln-jv-¡-cn-¡-W-sa-¶ \n-e-]m-Sp-|m-b-Xpw. C-Xn-s\-Ãmw ]p-d-ta ^p-Uv sUen-h-dn B-¸p-IÄ I¬-kyq-aÀ _n-tl-hn-b-dn-s\-bpw am-än-a-dn-¨p-. tlm-«-ep-I-fn-te-¡v t]m-Im-sX ho-«n-tem Hm-^o-kn-tem ]mÀ-¡n-tem \n-¶p-t]m-epw C-ã-apÅ ^p-Uv Un-kv-Iu-|n hm-§m-\p-Å A-h-k-c-w
A-h-sbm-cp-¡n. C-¯-c-¯n ^p-Un-s\ k-_v-kn-ssU-kv sNbv-X-Xpw I¬-kyq-aÀ _n-tl-hnb-dn-s\ _m-[n-¨p.
X-IÀ-¶S- n-ª dn-tkmÀ-«v C³-U-kv-{Sn
äv-t^mw _n-kn-\-kp-I-fn H-cp `m-K-¯v km-[-\-§Ä hm-§m-s\-¯p-¶ D-]-t`m-àm¡-fpw a-dp-`m-K-¯v DÂ-¸-¶-§Ä hnÂ-¡p¶-h-cp-ap-|v. \-½p-sS ]-g-b ao³ N-´ t]mep-Å h-en-sbm-cp N-´-bm-W-Xv. hm-§p¶-h-sc-bpw hnÂ-¡p-¶-h-sc-bpw tbm-Pn¸n-¡p-¶- ¹m-äv-t^mw _n-kn-\-kp-IÄ H-cp tkm-^v-äv-sh-b-dn-em-Wv Hm-Sp-¶-Xv. C-h-bv-¡v c-|n-e-[n-Iw I-kv-ä-ta-gv-kv D-|m-Ip-sa-¶Xm-Wv {]-[m-\ {]-tXy-I-X. h-fÀ-¨-bv¡m-bn A-h-bn G-sX-¦n-epw H-cp hiw A-hÀ ku-P-\y-am-¡n-bn-Spw. k-_v-Un-kn-bm-Wv A-h-bp-sS a-säm-cp {]-tXy-I-X.
]-bp-sS ap-dn-¡v G-gm-bn-c-tam A-Xn Xm-sg-tbm hn-e-bn-Spw. ap-dn-bp-sS hn-e C-Sn-ª-Xn-\v ]p-d-ta A-Xn\v D-bÀ-¶ \n-c-¡n-ep-Å I-½o-j-\pw \Â-Ip-¶-tXmsS- dn-tkmÀ-«p-IÄ-¡v C-c-«n \-ã-am-Wv D-|m-Ip-¶-Xv. e-£-§-fp-sS hm-bv-]m _m-[y-X-bp-Å-Xn-\m-em-Wv an-¡ dn-tkmÀ-«p-I-fpw Xp-d-¶p -{]-hÀ-¯n-¡p-¶-Xv. ]-s£ em-`-an-Ãm-¯-Xn-\m _n-kn-\-kv F-hn-tS-¡v t]m-Ip-¶p-sh-¶-Xv A-hÀ-¡v \n-iv-N-b-an-Ã.
do-sä-bv-en-\pw I-\-¯ Xn-cn-¨-Sn tI-c-f-¯n C-t¸mÄ G-ä-hpw A-[n-Iw X-IÀ-¨-bnte-¡v Iq-¸p-Ip-¯n-s¡m-|n-cn-¡p-¶ H-¶m-Wv do-säbv C³-U-kv-{Sn. sS-Iv-kv-ssäÂ-kpw Pq-h-Âdn-bpw C-e-t{Îm-Wn-I-vkpw H-s¡ DÄ-s¸-Sp-¶- `o-a-am-sbm-cp ta-J-e-bm-Wn-Xv. Cu cw-K-s¯ X-t±-io-b irw-J-e-Isfm-s¡ tI-c-f-¯n-sem-«m-sI A-h-bp-sS km-¶n-[yw hym-]n-¸n-¨p. A-tXm-sSm-¸w kq¸À amÀ-¡-äp-I-fp-sS-bpw am-fpI-fp-sS-bpw X-cw-K-ap-|m-bn. Ch-sb-Ãmw X-s¶ hn-]-Wn-bp-sS k-´p-en-Xm-h-Ø-bn \-½-fdn-bm-sX h-en-b am-ä-§-fm-Wv h-cp-¯n-b-Xv. F-¶m C-t¸mÄ C-h-sbm-s¡ a-Õ-cn-t¡-|n-h-cp¶-Xv B-a-tkm¬ t]m-ep-Å Cþ-sIm-ta-gv-kv ¹m-äv-t^m-ap-I-tfmSm-Wv. Hm¬-sse-\n-eq-sS H-cp D-]-t`m-àm-hv A-bmÄ-¡m-h-iyam-b H-cp DÂ-¸-¶w am-{X-am-Wv sX-sc-sª-Sp-¡p-¶-Xv. -]-I-cw A-hÀ tjm-¸n-te-¡v F-¯pt¼m-gm-Wv Iq-Sp-X ]À-t¨-kv \-S-¯p-¶-sX-¦n-epw A-Xn-\pÅ A-h-k-cw C-t¸mÄ Ip-dªp-sIm-|n-cn-¡p-I-bm-Wv. Un-kv-Iu-|p-I-fm-Wv C-þ-sImta-gv-kn-se-bpw ap-Jym-IÀ-j-Ww. A-tXm-sS km-[m-c-W do-sä-bv tjm-¸p-I-fpw Un-kvIu-|p-IÄ \Â-Im³ \nÀ-_-Ôn-X-cm-bn. ]-s£ Hm¬-sse³ amÀ-¡-äv s¹-bv-kv H-cn-¡-epw A-h-cp-sS DÂ-¸-¶-§Ä-¡-Ã, a-dn-¨v a-äm-cp-sS-sbm-s¡tbm DÂ-¸-¶-§Ä-¡m-Wv Un-kv-Iu-|v \Â-Ip-¶-Xv. ]-s£ do-sä-bv tjm-¸p-IÄ A-h-bp-sS DÂ-¸¶§Ä-¡m-Wv Un-kv-Iu-|v \Â-Ip-¶-Xv. ssl-¸À amÀ-¡-äp-I-fm-Wv a-säm-cp ]p-Xn-b tam-UÂ. sjÂ-^v kv-s]-bv-kn-\m-Wv hm-S-I. DÂ-¸¶w 90 Zn-h-k-¯n-\-Iw hn-äp-t]m-bn-sÃ-¦n ssl-¸À-amÀ-¡-äv \n-iv-N-bn-¡p-¶ H-cp Un-kv-Iu-|n-\v A-hÀ X-s¶ A-Xv hnÂ-¡p-w. ]-s£ A-t¸m-gpw sjÂ-^v k-s]-bv-kn-sâ hm-S-I-bpw
D-]-t`m-àm-hp-am-bn _-Ô-s¸-Sp-¶ k-a-kv-X kw-cw-`-§-fnepw Un -kv-d-]v-j-\pw amÀ-¡-äv {Sm³-kn-j-\pw B-ª -Sn-¡pw. {]-Xn-k-Ôn-bn -em-b kw-cw-`-IÀ t]m -epw ImÂ-Np-h-«n-se a-®v H-en-¨p-t]m-Ip-¶ -Xdn-bp-¶nÃ
tI-c-f-¯n-se ss^-hv ÌmÀ DÄ-¸-sS-bp-Å A-t\-Iw {]-ap-J dn-tkmÀ-«p-I-fp-sS tem-©nw-Kv Rm³ \nÀ-Æ-ln-¨n-«p-|v. H-cp Bdv hÀ-jw ap³-]v h-sc C-h-cpsS- _p-¡nw-Kn-sâ 30 i-X-am-\w {Sm-h G-Pâp-am-cpw 70 i-X-am\w t\-cn-«p-Å _p-¡nw-Kp-am-bn-cp¶p. sh-dpw 15 i-X-am-\-am-bn-cp¶p G-Pâv-kv I-½o-j³. ]n-¶o-Sv ta-¡v-ssa-{Sn-¸pw {Sn¸v- A-ssUz-k-dpw t]m-ep-Å Hm¬-sse³ A-{K-tK-tä-gv-kv h-¶p. H-cp G-Pân-sâ tPm-en-bm-Wv A-h sN-¿p-¶-sX-¦n-epw C-t¸mÄ an-¡ dn-tkmÀ-«p-I-fp-sS-bpw 90 i-X-am-\w _n-kn-\-kpw A-h-bn-eq-sS-bm-Wv. A-tXm-sS A-hÀ I-½o-j³ 30 i-X-am-\-am-bn D-bÀ-¯n-sb-¶v am-{X-a-à tlm-«-ep-I-fpw dn-tkmÀ-«p-I-fpw A-Xv \Â-Im³ _m-[y-Ø-cp-am-bn. ss{]-kv Ip-d-¨p- Im-«n-bm-Wv Hm¬-sse³ A-{K-tKtä-gv-kv D-]-t`m-àm-¡-sf B-IÀ-jn-¡p-¶-Xv. H-tc Imä-K-dn-bn-ep-Å c-|v dn-tkm-À«p-IÄ F-Xn-cm-fn-sb-¡mÄ s]-s«-¶v D-]-t`m-àm-hn-s\ t\-Sm-\m-bn ]-Xn-\m-bn-cw cq-]-bp-sS ap-dn 7000 cq-]-¡v A-Xn hnÂ-¸-\-¡n-Spw. C-Xp- Im-Wp-¶ a-tä dn-tkmÀ-«m-I-s« ]-Xn-\m-bn-cw cq-
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019
15
IhÀ tÌmdn COVER STORY
hnÂ-¸-\-bp-sS \n-iv-Nn-X i-X-am-\w I-½o-j-\pw A-hÀ Cu-Sm-¡pw. 100 cq-] Fw.BÀ.]n-bpw 60 cq-] tIm-kv-äv ss{]-kp-ap-Å H-cp DÂ-¸-¶-s¯ C-¯-c-¯n 50 i-Xam-\w Un-kv-Iu-|n hnÂ-¡p-I-bpw A-Xn \n-¶pw ho-|pw hm-S-I-bpw I-½o-j-\pw Cu-Sm-¡-s¸-Sp-I-bpw sN-¿p-t¼mÄ F-´m-bn-cn-¡pw H-cp DÂ--¸-¶ \nÀ-am-Xmhn-\p-|m-Ip-¶ \-ãw? C-¯-c-sam-cp amÀ-¡-än F-{X Im-e-am-Wv \-½p-sS kw-cw-`-§Ä-¡v ]n-Sn-¨p-\nÂ-¡m³ km-[n-¡p-I?
kzoIcn¡mw, \hbpK X{´§fpw kt¦X§fpw
Un-kv-Iu-|v k-a-kv-X ta-J-e-I-fn-epw
-kv-d-]v-j-\pw amÀ-¡-äv {Sm³-kn-j-\pw D-bÀ¯p-¶ sh-Ãp-hn-fn-I-sf t\-cn-Sm³ ]-c-¼-cm-K-X kw-cw-`-§-sf-Ãmw A-h-cp-sS _n-kn-\-kv am-Xr-I-Isf-¡p-dn-¨v ]p\À-Nn´-\w \-S-¯p-Ibpw \q-X-\-amb ]-cn-hÀ-¯-\-§-sf kzmw-io-I-cn-¡p-I-bpw sN-bvtX a-Xn-bm-Iq. DÂ-¸m-Z-\ tk-h-\ ta-J-e-I-fn-se F-Ãm-¯-cw kw-cw-`-§Ä-¡pw C-Xn-te-¡m-bn H-scm-ä-aq-en I-s|-¯m-\m-In-Ã. ]-I-cw C³-U-kv{Sn kv-s]-kn-^n-¡m-b skm-eq-j-\p-IÄ I-s|¯p-I-bm-Wv th-|-Xv. A-Xn-te-¡m-bn s]m-Xp-sh kzo-I-cn-¡m-hp-¶ Nn-e k-t¦-X-§Ä C-h-sbm-s¡bm-Wv.
Un
C-þ-sIm-ta-gv-kv ¹m-äv-t^m-ap-IÄ B-cp-sS-sb-¦n-ep-w DÂ-¸¶-§Ä-¡v Un-kv-Iu-|v \Â-In D-]-t`m-àm-¡sf t\-Sp-¶-Xn-\m A-Ô-am-bn A-Xn-s\ A-\p-I-cn-¨psIm-|v \-ã-¯n-te-¡v ap-§n-¯m-gp-I-bm-Wv \-½p-sS ]-c-¼-cm-K-X kw-cw-`-§Ä. F-s´-¦n-epw H-cp Im-c-Ww I-|p-]n-Sn-¨v Un-kv-Iu-|p-IÄ Hm-^À sN-¿p-I-sb-¶Xm-Wv C-t¸m-g-s¯ ssi-en. tI-c-f-¯n-se `q-cn-`m-Kw _nÂ-UÀ-am-cpw Hm-^À ss{]-kv A-sÃ-¦n hy-Xy-kvX X-c-¯n-ep-Å A-t\-Iw Un-kv-Iu-|p-IÄ {]-Jym-]n¨p-sIm-|p-Å tlmÀ-Unw-Kp-I-Ä F-Ãm Ø-e-¯pw h-¨n-cn-¡p-¶-XmWv a-säm-cp D-Zm-l-c-W-w. Un-kv-Iu-|v F-¶ X-{´-am-Wv Hm¬-sse³ dqw _p-¡nw-Kv ¹m-ävt^mw D-]-tbm-Kn-¡p-¶-Xv. X-e-Øm\-s¯ ]p-Xn-sbm-cp Sp kv-ämÀ tlmA-dn-hv (Knowledge) B-Wv «-en-s\ an-I-¨ td-äp-am-bn A-hÀ ap³-]v H-cp {_m³-Un-sâ I-ayqH-cp {][m-\ LSIw. _n-knk-ao-]n-s¨-¦n-epw A-]-I-S-a-dn-bmWn-t¡-j³ 100 i-X-am-\-hpw B \-kn-s\ Im-e-¯n-s\m-¯v hp-¶ kw-cw-`-I-³ A-Xv \n-c-kn-¨p. kw-cw-`-I-sâ ssI-I-fn-em-bn-cp\-bn-¡m³ C-¶th-j-s\ F-¶m tlm-«Â Xp-d-¶v A©v s¶-¦n C-¶-Xv 10 i-X-am-\w ap-dp-sI-¸n-Sn-¡p-I. H-cp kwam-kw I-gn-ªn-«pw th-|-{X t]m-ep-an-Ã. Im-c-Ww \n-§-fp-sS cw-`-I-\v A-bm-fp-sS _n-knI-kv-ä-ta-gv-kn-s\ In-«m-¯-Xn-\m {_m³-Un-s\-¡p-dn-¨v \m-«p-Im\-kn-\p-Ån A-Km-[-am-b kw-cw-`-I³ Hm¬-sse³ dqw _psc-Ãmw Iq-Sn tNÀ-¶v tkm-jy A-dn-hv D-|-m-Ip-sa-¦n-epw ¡nw-Kv ¹m-äv-t^m-an-s\ k-ao-]n-¨p. ao-Un-b-bn t]m-kv-än-Sp-I-bm-Wv. Un-kv-d-]v-j-s\-bpw amÀ-¡-äv A-t¸m-Ä B-Zy-s¯ \n-c-¡v In-«nH-cp dn-tkmÀ-«n-te-¡v F-¯p-¶ {Sm³-kn-j-s\-bpw sN-dp-¯pbn-sÃ-¶v am-{X-a-à ap-dn-I-fn am-äw I-kv-ä-aÀ B-Zyw A-bm-fp-sS Ip-sd tXmÂ-¸n-t¡-| A-dn-hv h-cp-t¯-|-Xm-bpw h-¶p. Xp-SÀ-¶v skÂ-^n t]m-kv-äv sN-¿pw. ]n-¶ot\-Sp-I-bpw C-¶-th-j-³ I-kv-ä-ta-gv-kn-s\ e-`n-s¨-¦n-epw emSv ^p-Un-tem ap-dn-bn-tem F-s´-¦n\-S-¯p-I-bpw sN-¿p-I-sb`-ap-t|m F-¶ tNm-Zn-¨m kw-cw-`epw C-ã-s¸-Sm-sX h-¶m A-Xpw ¶-Xm-Wv {]-[m-\w. A-¯-cI-\v D-¯-c-an-Ã. A-hn-sS-bn-cp-¶v X-s¶ t]m-kv-äv sam-cp X-¿m-sd-Sp-¸v kz-bw sN-¿pw. A-Xn-\m {_m³-Un-s\\nÀ-Æ-ln-¡m-\m-Ip-¶n-sÃh-cp-¶-Xv, h³ kp-\m-an ¡p-dn-¨v \-Ã-Xv F-gp-Xn-¸n-¡m-\p-Å ¦n hn-Z-Kv-[-cm-b I¬A-\p-`-h-hpw {]-tNm-Z-\-hpw I-kvC-Xm-Wv amÀ-¡-äv {Sm³-kn-j³. kÄ-«âp-am-cp-sS tk-h-\w ä-ta-gv-kn-\v \Â-Ip-I. {_m³-Uv sS-Iv-t\m-f-Pn-¡Â Un-kv-d-]v-j-\v tX-Sn-tb a-Xn-bm-Iq. I-ayq-Wn-t¡-j-\n kw-cw-`-I-sâ ]p-d-ta hn-]-Wn A-h-Ø-IÄ am-dn-aI¬-t{SmÄ hÀ-²n-¸n-¡p-I. dn-bp-I-bm-Wv. C-¶v sd-sÌm-dâp-I-Ä X-½n-epw dn-tkmÀ-«p-IÄ X-½n-ep-a-à ]-I-cw sS-Iv-t\m-f-Pn ¹m-äv-t^m-ap-Itfm-Sm-Wv A-h-bp-sS a-Õ-cw. Nn-et¸mÄ A-Xn-\p-Ån-epw A-hÀ-¡v I-kv-ä-a-dn-Ãm-sX I-¨-h-S-an-Ã. A-Xn-\m I-kv-ä]-c-kv-]-cw a-Õ-cn-t¡-|n- h-cp-¶p. {Sm-h G-P³aÀ t_-kv \-ã-s¸-Sp-¶-Xm-Wv G-ä-hpw h-en-sbmkn-I-fn h-en-sbm-cp -i-X-am-\w A-S-¨p-]q-«-s¸-«p-. Sm-Iv-kn-I-fp-sS-bpw Hm-t«m-I-fp-sS-bpw h-sc _p-¡nw-Kv Hm¬-sse-\n-em-bn. hn-Zym-`ym-k cw-K-¯v Hm¬-sse³ kw-cw-`-§-fp-sS Ip-Xn-¨p-I-b-ä-am-Wv \-S-¡p-¶-Xv. _n-kn-\-kp-IÄ-¡v h-³ `o-j-Wn-bm-Ipw. Iq-Sm-sX C-h-sb-Ãmw X-s¶ ]-c-¼-cm-K-X _n-kn-\-kp-IÄ-¡v ]p-Xn-b _n-kn-\-kv tam-U-ep-IÄ cq-]-s¸-Sp-¶-Xv I-Sp-¯ sh-Ãp-hn-fn kr-ãn-¡p-I-bm-Wv. {]-Xn-k-Ôn-bnk-¦oÀ-W-am-b amÀ-¡-äv {Sm³-kn-j-\v Im-c-W-am-Ip-Iem-b {]m-tZ-in-I kw-cw-`-§-sfm-s¡ ]-c-ky-§Ä h³bpw {]-Xn-k-Ôn hÀ-[n-¡p-I-bpw sN-¿pw. tXm-Xn sh-«n-¡p-d-¨-tXm-sS ]-c-ky G-P³-kn-IÄ D-]-t`m-àm-hp-am-bn _-Ô-s¸-Sp-¶ k-a-kv-X kwam-{X-a-à A-¨-Sn, Zr-iy am-[y-a-§-sfm-s¡ I-Sp-¯ cw-`-§Ä-¡pw t\-sc h-en-sbm-cp kp-\m-an t]m-se h-cp-am-\ {]-Xn-k-Ôn-bn-em-Wv. C-t¸m-gn-Xm km-¼Un-kv-d-]v-j-\pw amÀ-¡-äv {Sm³-kn-j-\pw B-ª-Sn-¡pw. ¯n-I am-µy-¯n-sâ kq-N-\-I-fpw Ct¡m-W-an-bn {]-Xn-k-Ôn-bn-em-b kw-cw-`-IÀ t]m-epw A-h-cp-sS i-à-am-bn-s¡m-|n-cn-¡p-¶p. ImÂ-Np-h-«n-se a-®v H-en-¨p-t]m-Ip-¶-Xn-s\-¡p-dn-¨v X-e-Øm-\-¯pw sIm-¨n-bn-epw tIm-gn-t¡m-Sp-sama-\-kn-em-¡n-bn-«n-Ã. F-¶m Nn-e-sc-¦n-epw A-]-I-Sw s¡-bm-bn \q-dv I-W-¡n-\v sd-sÌm-dâp-IÄ ]q-«n-¡-gna-W-¯p-Xp-S-§n-bn-«p-|v. Hm¬-sse³ A-{K-tK-tä-gv-kv ªp. tlm-«Â B³Uv dn-tkmÀ-«v C³-U-kv-{Snap-tJ-\-bp-Å- 90 i-X-am-\w _n-kn-\-kn \n-¶pw 60 ]qÀ-®-am-bpw X-IÀ-¶-Xn-\m C-\n dn-ssh-hv sN-¿pi-X-am-\w _n-kn-\-kpw Xn-cn-¨p-]n-Sn-¡-W-sa-¶ B¶-Xn-s\-¡p-dn-¨v am-{X-ta Nn-´n-¡m-\p-Åq. do-sä-bv h-iy-hp-am-bn Nn-e kw-cw-`-IÀ ap-t¶m-«p-h-¶n-«p-Å-Xv C³-Ukv-{Sn-bp-sS X-IÀ-¨ h-cp-¶ c-|v hÀ-j-¯n-\pC-Xn-s\m-cp D-Zm-l-c-W-am-Wv. G-Xm-\pw am-k-§Ä-¡v Ån Iq-Sp-X `o-I-c-am-tb-¡pw. Im-c-Ww ¹m-äv-t^mw ap³-]v ^p-Uv sU-en-h-dn B-¸p-IÄ-¡pw Hm¬-sse³ _n-kn-\-kp-I-sfm-s¡ ]-c-¼-cm-K-X kw-cw-`-§-fp-sS dqw _p-¡nw-Kv ¹m-äv-t^m-ap-IÄ-¡pw F-Xn-sc tI-c-f-¯nem-`-s¯-bm-Wv h-en-s¨-Sp-¡p-¶-Xv. BÀ-«n-^n-j ep-|m-b {]-Xn-tj-[-§Ä A-Xn-sâ kq-N-\-I-fm-Wv. Câ-en-Pâv-kpw sa-jo³ te-Wnw-Kpw Um-äm A-\-en-änA-Xn-\m {]-tZ-in-I-X-e-¯n-ep-Å ]-c-¼-cm-K-X _nIv-kp-sam-s¡ i-à-am-Ip-¶-tXm-sS ¹m-äv-t^mw _n-knkn-\-kp-I-sf \n-e-\nÀ-¯m-\pw h-fÀ-¯m-\pw kÀ-¡m\-kp-IÄ Iq-Sp-X I-cp-¯mÀ-Pn-¡p-¶-Xv ]-c-¼-cm-K-X
{_m³Uv IayqWnt¡j³ iàam¡pI
Adnhv BÀÖn¡pI
D]t`màm¡sf t\SpI
16 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019
cp sh-Ãp-hn-fn. X-e-ap-d-I-fm-bp-Å I-Ì-a-sd-¶-Xv C-s¶m-cp ]-g-¦-Y-bm-Wv. sam-_o-ep-I-fn-eq-sS -\n-an-jw-tXm-dpw {]-h-ln-¨p-sIm-|n-cn-¡p-¶ C³^À-ta-j³ I-kv-ä-a-dp-sS {_m³-Uv tem-bÂ-än-sb \-in-¸n-¨-Xm-Wv A-Xn-\p Im-c-Ww. A-Xn-\m ]-c-¼-cm-K-X kw-hn-[m-\-§-fn-eq-sS- D-]-t`m-àm¡-sf- Iq-sS \nÀ-¯m³ {i-an-¡p-I-bm-sW-¦n XoÀ-¨-bm-bpw ]-cm-P-b-am-bn-cn-¡pw ^-ew. ]-I-cw I¬-kyq-aÀ _n-tl-hn-b-dpw hn-]-Wn-bn-se ]p-Xnb N-e-\-§-fpw k-kq-£v-aw ho-£n-¨p-sIm-|p-Å H-cp kv-{Sm-ä-Pn Cu cw-K-¯pw D-|m-I-Ww.
Iïâ v hnIkn¸n¡pI {]-tZ-in-I kw-cw-`-§-Ä A-h-sb-¡p-dn-¨p-Å- I|âv hn-I-kn-¸n-¡-Ww. \-ap-¡v 150 hÀ-j-t¯m-fw ]m-c-¼-cy-ap-Å kw-cw-`-§-fp-|v. ]-s£ B-cm-Wv A-h-bp-sS N-cn-{Xw tc-J-s¸-Sp-¯n-bn-«p-Å-Xv. ]p-kv-X-I-§-fn-eq-sS-bpw aÄ-«n-ao-Un-b k-t¦-X§-fn-eq-sS-bp-sam-s¡ \n-§-fp-sS kw-cw-`-¯n-sâ N-cn-{X-hpw ]m-c-¼-cy-hpw A-S-bm-f-s¸-Sp-¯p-I-bpw A-Xn-s\ B-kv-]-Z-am-¡n \n-c-´-c-am-bp-Å {_m³Uv _nÂ-Unw-Kv \-S-¯p-I-bpw sN-¿-Ww. C-¶-se cq-]-s¸-« B-a-tkm-Wn-s\-¡p-dn-¨p-Å ]p-kv-X-I§Ä hn-]-Wn-bn-ep-Å-t¸mÄ ]-Xn-äm-|p-I-fp-sS ]m-c-¼-cy-ap-Å {]-tZ-in-I kw-cw-`-§Ä A-h-bp-sS ap-Jw a-d-¨p-]n-Sn--¡p-I-b-à th-|-Xv.
DÅnte¡v t^m¡kv sN¿pI ap³-]v F-Xn-cm-fn-I-fn-em-bn-cp-¶p kw-cw-`-I-cp-sS {i-². _n-kn-\-kn A-h-sc-¡mÄ \m-a-am-{X-amsbm-cp hy-Xym-kw h-cp-¯m-\m-bn-cp-¶p F-Ãm-h-cpsS-bpw {i-aw. F-¶m C-¶v \-½p-sS {i-² ]qÀ-®-am-bpw \-½n X-s¶-bm-bn-cn-¡-Ww. FXn-cm-fn-I-sf {i-²n-t¨m-fq, ]-s£ A-h-cp-am-bn-«-à a-Õ-cn-t¡-|-Xv. ]-I-cw F-Ãm- X-e-¯n-epw kz´w kw-cw-`-s¯ \-ho-I-cn-¡p-¶-Xn-\pw h-fÀ-¯p¶-Xn-\p-am-Wv kw-cw-`-IÀ {i-²- ]-Xn-¸n-t¡-|-Xv. A-Xn-te-¡m-bn \n-§-fp-sS sXm-«-Sp¯ amÀ-¡-än H-cp {In-tb-än-hv sam-tWm-s]-mfn-¡v th-| kv-{Sm-äPn-bpw cq-]-s¸-Sp-¯-Ww.
cn-sâ-bpw P-\-§-fp-sS-bpw am-[y-a-§-fp-sS-bp-sam-s¡ Iq-«m-sbm-cp ]-cn-{i-aw A-\n-hm-cy-am-bn-cn-¡p-I-bm-Wv. (C-´y-bn-se B-Zy-s¯ strategyfocused end-to-end brand and business solutions consulting I-¼\n-bm-b t{_-¡v-{Xq-hn-sâ ^u-|À, kv-{Sm-ä-Pn-Ìv & No-^v {In-tb-änhv Hm-^o-k-dm-Wv a-t\m-Pv a-¯m-bn. tIc-f-¯n-se hy-Xy-kv-X hy-h-km-b taJ-e-IÄ-¡v th-|n {]-hÀ-¯n-¨n-«p-Å C-t±-l-¯n-\v {]-tZ-in-I hn-]-Wn-I-fnepw {_m³-Unw-Kn-epw 25 hÀ-j-s¯ A-\p-`-h-k-¼-¯p-|v. C-t±-lw A-hX-cn-¸n-¨ Brand Reverse F-¶ B-i-bw tZ-io-b am-[y-a-§fp-sS {i-²- t\-Sn-bn-«p-|v. ]p-Xp-X-e-ap-d {_m³-Unw-Kv I-¼\n-bm-b OneIdea, ss\-_À-lp-Uv t]mÀ-«-em-b Yentha.com F-¶n-h-bp-sS-bpw Øm-]-I-\m-Wv. {]m-tZ-in-I kw-cw-`-§-fpw hn-]-Wn-I-fpw t\-cn-Sp-¶ {]-iv-\-§-sf-¡p-dn-¨pw A-h-¡p-Å ]-cn-lm-c- amÀ-K-§-sf-¡p-dn-¨p-w C-t±-lw c-Nn-¨ Merchant of Desire, Creative Monopoly F-¶o ]p-kv-X-I-§Ä D-S-³ hn-]-Wn-bn-se-¯pw).
KÌv tImfw GUEST COLUMN
P INT BLANK PqUn tXmakv
\-ap-¡v F-{X h-en-b result Dw D|m-¡mw. resource Iq-Sm-sX Xs¶. Buckminster Fuller X-sâ F-^-ao-d-en-kw Xn-b-dn ]-d-ªp \nÀ-¯n. \-½p-sS Np-äp-]m-Spw C-Xn-\v [m-cm-fw D-Zm-l-c-W§Ä D-|v, ]-|v \-½Ä H-cp F-gp-¯v Ab-¡m³ H-cp t]-¸-dn F-gpXn, I-h-dn C-«p, t]m-Ìv Hm-^o-kn sIm-|p-t]m-bn t]m-Ìv sN-bv-Xp c-|p-\mÄ Im-¯n-cn-¡-Ww, C-¶n-Xm Cu F-gp-¯v H-cp C-sa-bven-sâ cq-]-¯n \-ap-¡v H-cp sNehpw C-Ãm-sX A-b-bv¡m³ ]-äp-¶p, A-Xp-sIm-|p F-^-sad-en-kw \-½p-sS-sb-Ãmw _n-kn-\kn \-S-¶p-sIm-|n-cn-¡p-¶ H-¶m-Wv. \-½-sf-t¸m-gpw \-½p-sS dn-tkm-gv-kv ]-cn-anXn-sb-¸-än Nn-´n-¡m-dp-|v, Iq-Sp-X dn-tkm-gv-kv D-s|-¦n h-en-b Im-cy-§Ä sN-¿m-sa-¶pw I-cp-Xm-dp-|v, F-^-sad-en-kw a-\-kn-em-¡n-bm _n-kn-\-kn G-Xp e-£y-hpw e-`y-am-b hn-`-h§Ä h-¨p t\-Sm-hp-¶-Xm-sW--¶ H-cp Nn-´ B-Zy-ta \-½p-sS am-t\-PÀ-amÀ a-\-knem-¡-s«. hn-`-h-§Ä Iq-«m-sX-X-s¶ h-en-b e-£y-§Ä t\-Sm-sa-¶p-Å F-^-sad-en-kw Xn-b-dn \-½p-sS h-gn-Im-«n-bm-I-s«.
hn`-h-§Ä Iq-Sm-sX X-s¶ _nkn-\-kn-se hen-b e-£y-§Ä t\-Sm-\m-Ip-sa-¶v a-\-kn-em-¡n¯-cn-I-bm-Wv F-^-sa-d-enkw
A
-ta-cn-¡-bn Po-hn-¨n-cp-¶ Richard Buckminster Fuller F-¶ X-Xz-Nn-´-I³ X-sâ ¢m-Ên-se am-t\-Pv-saâv hn-ZymÀ-°n-I-tfm-Sv H-cp I-Y ]-d-bp-I-bm-bn-cp-¶p. Cu I-Y \-S-¡p-¶-Xv Ip-d-¨p Zq-sc-bp-Å c-|p {Km-a-§-fn-em-Wv, Cu {Km-a-§-sf thÀ-Xn-cn-¨p H-cp tXm-Sv D-|m-bn-cp¶p, c-|p {Km-a-¯n-se-bpw B-fp-IÄ \-Sp-hn-ep-Å tXm-Sv Im-c-Ww ]-c-kv-]-cw Im-Wp¶-Xn-t\m, X-§-fp-sS ImÀ-jn-I B-Zm-b-§Ä A-Sp-¯ {Km-a-¯n sIm-|v hnÂ-¡p-hm-t\m I-gn-ªn-cp-¶n-Ã. Cu {Km-a-§Ä X-½n H-¶n-¸n¡p-¶-Xn-s\-¡p-dn-¨v Nn-´n-¨ A-hÀ H-cp ]m-ew F-¶ B-i-b-¯n F-¯n-t¨À-¶p. ]m-ew ]-Wn-bm-\p-Å km-t¦-Xn-I-X-sbm-¶pw C-Ãm-¯ A-¡m-e-¯v A-hÀ c-|p {Km-a-§-fn-sebpw I-c-bn \n-¶pw I-Ãp-I-fn-«p tXm-Sv aqSn, ]m-ew bm-YmÀ-Yy-am-b k-t´m-j-¯n c-|p Zn\w I-gn-ª-t¸mÄ tXm-«n-eq-sS-bp-Å H-gp-¡v shÅw H-cp `m-K-¯p \n-d-ªp, {Km-ao-WÀ Nn-eÀ tXm-«n-en-d-§n A-Sn-`m-K-¯p-Å Ip-d-¨p I-Ãp-IÄ am-än P-e K-Xm-K-Xw ]p-\-cm-cw-`n-¨p, ]m-e-¯n-se I-Ãp-IÄ H-cp {]tXyI B-Ir-Xnbn A-Sp-¡n-h-¨m A-Xn-eq-sS sh-Åw I-S¯n-hn-Sm-sa-¶p A-hÀ I-|p-]n-Sn-¨p, A-§-s\ A-hÀ I-am-\-§Ä I-s|-¯n, tXm-Sv ]qÀ-Wam-bpw aq-Sp-¶-Xn-t\-¡mÄ Ip-d-hv I-Ãv sIm-|v A-hÀ I-am-\-§Ä D-|m-¡n, A-t¸mÄ ]m-ew F-¶ result In-«p-¶p F-¶m I-Ãp-IÄ F-¶ resource Ip-d-hv a-Xn, C-Xh-sc A-Ûp-Xs¸-Sp-¯n, A-hÀ ho-|pw {]tXyI co-Xn-bn {i-an-¨-t¸mÄ Ip-d-¨p-Iq-Sn h-en-b I-am-\-§Ä D-|m-¡n, A-Xm-b-Xv Iq-Sp-X sh-Åw H-gp-Int¸m-Ipw F-¶m Ip-d-hv I-Ãp-IÄ a-Xn, A-hÀ I-Ãp-I-sf-¡p-dn-¨p ]Tn-¡p-I-bpw I-cn-¦-Ãp-sIm|p h-en-b I-am-\-§Ä D-|m-¡m-sa-¶p-a-dnªp. I-cn-¦-Ãp-I-fn C-cp-¼n-sâ Aw-iw D-s|¶pw A-Xv thÀ-Xn-cn-¨m Iq-Sp-X _-e-ap-Å C-cp-¼p ]m-ew \nÀ-an-¡m-sa-¶pw I-|p, Im-ew Ip-td-¡q-Sn I-gn-ª-t¸mÄ D-cp-¡p ]m-e-hpw ]n-s¶ Ìo h-S-§-fn Xq-§n-bm-Sp-¶ Xq-¡p]m-e-hpw h-¶p, I-|p-]n-Sp-¯-§-fp-sS Hm-tcm tÌ-Pn-epw A-hÀ-¡p Iq-Sp-X result In-«p-¶p F-¶m resources Ip-d-hv D-]-tbm-Kn-¨m a-Xn.
FÃm-bn-S-¯p-ap|v F-^-sad-enkw A-Xm-b-Xv H-cp {]hr-¯n-bn \mw {i-²n-¨p ap-t¶m-«v ]-cn-{i-an-¨p-sIm-|n-cp-¶m \-ap¡v A-Xn Iq-Sp-X Iq-Sp-X result In-«pw F-¶m \mw A-Xn-\p th-|n D-]-tbm-Kn-¡p-¶ resource Ip-d-ªp-sIm-|n-cn-¡pw, A-h-km-\w
amä-§Ä Im-¯n-cp-¶p ImWmw
H-cp {]hr-¯n-bn \mw {i-²n-¨p ap-t¶m-«v ]-cn-{i-an¨p-sIm-ïn-cp-¶m \-ap-¡v A-Xn Iq-Sp-X Iq-Sp-X result In-«pw F-¶m \mw A-Xn-\p th-ïn D-]-tbm-Kn¡p-¶ resource Ip-d-ªpsIm-ïn-cn-¡pw,
a-cp-`q-an-IÄ \n-d-ª a-[y-]qÀ-h tZ-i-¯p Ip-Sn-sh-Åw F-¶pw H-cp sh-Ãp-hn-fn B-bn-cp-¶p, C-\n-bp-Å temI-bp-²w Ip-Sn-sh-Å-¯n-\p-th-|n-bm-Ipw F-¶p-h-sc B-fp-IÄ ]-d-ªp-sh-¨p. C-¶n-Xm G-sXm-cp t^m-kn F-\À-Pn-sb-¡mÄ Ip-d-hv sN-e-hn tkm-fmÀ ssh-Zyp-Xn D-|m-¡m-\p-Å A-dn-hv tem-Iw t\-Sn-bn-cn-¡p-¶p. h-f-sc sN-ehv Ip-d-ª tkm-fmÀ F-\À-Pn Cu tem-I-¯v F-s´m-s¡ am-ä-§Ä h-cp-¯p-sa-¶v Im-¯n-cp¶p Im-Wmw. hÀ-j-¯n H-t¶m c-t|m a-g-am{Xw e-`n-¨n-cp-¶ H-cn-S-am-bn-cn-¶p UAE. ]p-Wy d-a-Zm³ am-k-¯n ]-¯p- a-Wn-¡q-dn-te-sd {h-Xm-\p-jvTm\¯n-sâ ImTn-\y-a-\p-`-hn-¡p-¶ k-a-b-¯v H-cp sN-dn-b a-g -s]-¿n-¡m-\m-Wv Ip-sd h-À-j-§-Ä¡p ap³-t] A-hÀ Cloud seeding s\¡p-dn-¨v ]Tn-¡m-\m-cw-`n-¨-Xv. C-¶-hÀ tem-I-¯n-se ap-¸-Xn-te-sd cm-Py-§-fn Cloud Seeding eq-sS a-g- s]-¿n-¡m³ consultancy sN¿p-¶p. \-½p-sS tI-c-f-¯n I-gn-ª h-cÄ-¨¡m-e-¯p Cloud Seeding a-g-bp-sS km-[yX-IÄ \mw Zp-ss_-¡m-tcm-Sv tNm-Zn-¡m-\n-cp-¶-Xm-bncp-¶p. kzn-ävk - Àeân-se km-bn-¸v hm-cm-´y-¯n Im-tdm-Sn-¨v C-äe - n-bp-sS-tbm PÀ-a\ - n-bp-sS-tbm t_mÀ-Ud - n t]m-Ipw, A¸w hn-e¡ - p-dh - n ]-¨¡ - d - n-bpw ]-eh - y-RvP - \ - § - f - pw hm-§m³, kmbn-¸n-sâ European Union cm-Py-§f - n tax G-IoI-cn-¡m³ km-[n-¨n-«n-Ã, A-hn-sS-bm-Wv C-´y-bpsS GSTbp-sS a-lX - zw \mw a-\k - n-em-t¡-|X - v. “You can do more and more with less and less resources until eventually, you can do everything with nothing’’. Ephemerilisation
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019
17
kwcw-`-IXzw
THE
ENTREPRENEURSHIP
BUSINESS SCIENTIST
F.BÀ c-Rv-PnXv
20
s{Sbv\nwKneqsS _nkn\kv hÀ[n¸n¡m³
Hcp 4 s̸v tamU ^e{]m-]v-Xn A-f-¡m³ I-gn-bp-¶ X-c-¯n ]-cn-io-e-\ ]-cn-]m-Sn-IÄ sk-äv sN-bv-Xm Xm-s\ IqSpw, _n-kn\kv
s{S
-bv-\nw-Kn-eq-sS \n-§Ä-¡v "sk-bvÂ-kv' hÀ-²n ¸n¡m-\mIptam? s]-s«-¶p-Å \n-§-fp-sS D-¯-cw "C-Ã' F-¶m-bn-cn-¡pw. A-Xn-\p-Im-c-Ww "s{Sbv\n-wKv' F-¶ t]-cn \-S-¡p-¶-Xn Iq-Sp-X-epw sh-dpw {]-`m-j-W-§Ä am-{X-am-Wv F-¶-Xm-Wv i-cn-bm-bn ^-e-{]m-]v-Xn A-f-¡m³ I-gn-bp-¶ X-c-¯n ]-cn-io-e-\ ]-cn-]m-Sn-IÄ sk-äv sN-bvXm _n-kn-\-kv hÀ-[n-¡p-¶-Xv Im-Wmw. C-Xn-\v im-kv-{Xo-b-am-b co-Xn-I-fp-|v. C-¯-c-¯n D-Å ]-cn-io-e-\-§Ä B-Wv {_-½-bp-sS s{S-bv\n-wKv Un-hn-j³ \-S-¯n-s¡m-|n-cn-¡p-¶-Xv. I-gn-ª B-gv-N-bn-em-Wv R-§Ä 1000 Øm-]-\-§Ä¡v s{S-bv-\n-wKv ]qÀ-¯n-bm-¡n-b-Xv. A-Xn\m X-s¶ F-§-s\ R-§Ä C-¯-cw ]-cn-io-e-\-§Ä ^-e-h-¯m-¡p-¶p F-¶v- \n-§-tfm-Sv ]-d-b-Ww F-¶p tXm-¶n. H-cp s{S-bv\n-wKn-sâ ^-e{]m-]v-Xn F-§-s\ A-f-¡mw F-¶v Btem-Nn¡mw...! InÀ-¡v ]m-{Sn-Iv F-¶ am-t\-Pvsaâv hn-Z-Kv-[³ C-Xn-\m-bn \mev sÌ-¸p-Å H-cp sS-Iv-\n-Iv hn-I-kn-¸n-s¨-Sp-¯n-«p-|v.
sÌ-¸pw. H-cp s{S-bv\n-wKv I-gn-ªv H-cm-gv-N-bv-¡pÅn X-s¶ H-cp "t^m-tfm A-]v' B³-Uv "dn-hyq' D-s|-¦nÂ, F-´p-sIm-|v A©v a-Wn-¡v dn-t¸mÀ-«p-IÄ A-b¡p-¶n-sÃ-¶v a-\-kn-em-¡mw. A-dn-bm-ªn-«m-sW-¦n ]Tn-¸n-¨p-sIm-Sp-¡mw. {]m-tbm-Kn-I-a-sÃ-¦n ({]m-tbm-Kn-I-amt¡-|-Xm-Wv. A-Xp-sIm-|m-W-tÃm s{S-bv \nwKv sIm-Sp-¯-Xv) do Un-ssk³ sN-¿mw. A-X-Ã, Bän-äyqUv t{]m»w B-sW-¦n Cu {]-hr-¯n sN-¿p-¶-Xp-sIm-|v A-bmÄ¡p-Å Kp-W-hpw sN-bv-Xn-sÃ-¦n h-cm³ t]m-Ip-¶ tZm-j-§-fpw ]-d-ªp-sIm-Sp-¡mw. ]-s£, an-¡-hm-dpw Ø-e-§-fn B-Zy-s¯ s{S-bv\n-wKn-\p-ti-jw Øm-]-\-¯n-\v ]p-d-¯p\n-t¶m A-I-¯p-\n-t¶m H-cp t^m-tfm-A-¸pw D-|m-Im-dn-Ã. A-Xn-\mÂ-X-s¶, s{S-bv\n-wKn ]-d-ª Im-cy-§-sf-Ãmw ]-Xn-sb ]-Xn-sb C-ÃmXm-Ip-¶p. Np-cp-¡n-¸-d-ªm s{S-bv-\n-bp-sS kz-`m-h-¯n am-ä-§Ä kr-ãn-¡m³ I-gn-b-Ww ]-cn-io-e-\-§Ä-¡v.
4 _n-kn-\-kv
1 \n-co-£-Ww G-sXm-cp s{S-bv\n-wKn-epw A-Xv A-äâv sN-¿p¶-h-cp-sS a-t\m-`m-hw, XmÂ-¸-cyw, {i-² F-¶n-h {]-[m-\-am-Wv. a-t\m-`m-hw hy-àn-IÄ-¡-\p-k-cn-¨v hy-Xy-kv-X-am-bn-cn-¡mw. XmÂ-¸-cyw ]-e-t¸m-gpw s{Sbv³ sN-¿-s¸-Sp-¶ hn-j-b-¯n-sâ {]-k-àn-bp-am-bn _-Ô-s¸-«n-cn-¡p-¶p. {i-²-bm-I-s«, ]-e-t¸m-gpw s{Sbv\-dn-sâ I-gn-hn-\-\p-k-cn-¨v am-dp-I-bpw sN-¿p-¶p. C-sX-Ãmw Iq-Sn-t¨-cp-t¼m-gm-Wv s{S-bv\n-wKv A-äâv sN-¿p-¶ H-cm-fp-sS ap-J-¯v, A-Xv ^-e-h-¯m-bn F-¶-Xn-sâ B Xr-]v-Xn Im-Wm³ km-[n-¡p-¶-Xv. A-Xn-\m X-s¶ \-à H-cp s{S-bv\nwKv C-hm-ep-thj-sâ B-Zy-]-Sn, s{S-bv-\n-wKv A-äâv sN-bv-X-h-sc kq-£-va-am-bn \n-co-£n-¡-em-Wv. \nÀ-`m-Ky-h-im "s{S-bv\À' th-jw sI-«n-h-cp-¶ ]-eÀ-¡pw s{S-bv-\okn-sâ am-\-kn-Im-h-Ø a-\-kn-em-Im-dn-Ã. C-¯-cw s{S-bv\n-wKv sk-j\p-IÄ, A-äâv sN-¿p-¶-h-sc t_m-d-Sn-¸n-¡pw F-¶p-am-{X-a-Ã, A-hÀ-¡v s{S-bv\nw Kn-t\m-Sv Øm-bn-bm-b sh-dp-¸v D-|m-¡n-sb-Sp-¡pI-bpw sN-¿pw.
2 ]-co-£ A-Sp-¯] - S- n "]-co-£' B-Wv. ]-co-£s - bm-s¡ kvIq-fn h-¨v A-hk - m-\n-¸n-¨X - t- à F-¶ a-t\m-`m-hw Im-cW - w 99 iXam\w s{S-bvt\-gvk - pw s{S-bv\o-kpw A-Xn-\v sa-\s - ¡-Sm-dn-Ã. F-¶m hn-jb - w F-´p-Xs¶-bm-bm-epw A-Xv a-\k - n-em-¡n-tbm F-¶dn-bm-\p-Å hy-àa - m-b amÀ-Ka - m-Wv "sS-Ìp-IÄ'. _-lp-cm-{ã I-¼\ - n-IÄ-s¡-Ãmw G-sXm-cp s{S-bv\n-w Kn-\p ti-jh - pw "sS-Ìp-IÄ' \nÀ-_Ô - a - m-Wv. sS-Ìv ]m-km-Im-¯h - À ho-|pw s{S-bv\n-wKv A-äâv sN-¿pI-bpw th-Ww. \n-§Ä \-S¯ - p-¶X - v F-´v s{S-bv
18 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
\n-§Ä \-S-¯p-¶-Xv F-´v s{S-bv\n-wKpw B-bn-s¡m -Å-s«, A-Xn-t\m-S-\p-_Ôn-¨v H-cp "]co£' A-Y-hm "sS-Ìv ' C-sÃ-¦n B s{S-bv\n-wKv ap-gp-h-\m-Ip-¶n-à \n-wKpw B-bn-s¡m-Å-s«, A-Xn-t\m-S-\p-_-Ôn-¨v H-cp "F-Iv-kmw' A-Y-hm "sS-Ìv' C-sÃ-¦n B s{S-bv-\n-w Kv ap-gp-h-\m-Ip-¶n-Ã. C-t¸mÄ C-þ-te-Wn-wKv t]m-epÅ km-t¦-Xn-I hn-Zy-IÄ D-]-tbm-Kn-¨pw, Nn-e B-¸pIÄ h-gn-bpw s{S-bv\n-wKv k-a-b-¯p X-s¶ C-¯-cw sS-Ìp-I-fpw Izn-kp-I-fpw \-S-¯m³ ku-I-cy-ap-|v.
3 kz-`m-h am-äw sS-Ìv ]m-km-b-Xp-sIm-|v am-{X-am-tbm? t]m-cm! A-Xv tPm-en-bn {]mhÀ-¯n-I-am-¡p-I-Iq-Sn sN-t¿|-Xp-|v. C-\n- ap-X F-Ãm dn-t¸mÀ-«p-I-fpw ssh-In«v A©v a-Wn-¡v C sa-bv h-gn A-b-¡-W-sa-¶ \nÀ-tZ-iw s{S-bv\n-wKn-eq-sS \Â-In-bn-«pw, A-Xv {]m-hÀ-¯n-I-am-¡p-¶n-sÃ-¦n F-´p-sN-¿pw? Chn-sS-bm-Wv "t^m-tfm A-]v' sâ {]-k-àn. C-XpX-s¶-bm-Wv InÀ-Iv ]m-{Sn-Iv ]-d-bp-¶ aq-¶m-a-s¯
kz-`m-hw am-dn-b-XpsIm-|p am-{Xw A-h-km-\n¡p-¶n-à H-cp b-YmÀ-° s{S-bv-\-dp-sS tdmÄ. Im-cWw, H-cp b-YmÀ-° s{S-bv\n-wKv D-¶wh-bv-¡p-¶-Xv \n-§-fp-sS _n-kn-\-knÂ/sk-bvÂ-kn-ep-Å hÀ-[-\ X-s¶-bm-Wv. b-Ym-k-a-b-¯v dn-t¸mÀ-«p-IÄ A-b-¸n¡p-¶-Xv A-Xn-sâ H-cp `m-Kw am-{X-am-Wv. F-Ãm Zn-hk-hpw sk-bvÂ-kv dn-hyq ao-än-wKp-IÄ D-|m-bn-cn-¡ -Ww. C-Xn-t\m-sSm-¸w F-Ãm am-k-hpw H-cp s{S-bv\-dpsS km-¶n-[y-¯n dn-hyp \-S-¯p-¶-Xpw \-¶m-bn-cn¡pw. F-Ãm sk-bvÂ-kv Ìm-^n-tâ-bpw {]-Xn-I-cW-§Ä A-dn-bm-\pw ]-cn-lm-c amÀ-K-§Ä \nÀ-tZ-in¡m-\pw, A-Xp-h-gn sk-bvÂ-kn D-|m-Ip-¶ {]-iv-\§-sf ap³-Iq-«n Im-Wm-\p-sa-Ãmw C-¯-cw dn-hyq-IÄ k-lm-b-I-c-am-Ipw. C-Xn-eq-sS XoÀ-¨-bm-bpw \n-§-fpsS _n-kn-\-kv hm-eyp Iq-Sp-I-bpw sN-¿pw. C-¶v- CXn-s\-Ãmw km-t¦-Xn-I hn-Zy-bp-sS k-lm-bw tX-Smw F-¶p-Å-Xv H-cp h-en-b Im-cy-amWv. H-¶v XoÀ-¨-bm-Wv. H-ä Zn-h-k-s¯ H-cp s{Sbv\n-wKv t{]m-{Kmw, ]-e-t¸m-gpw H-cp kn-\n-a ImWp-¶-Xp-t]m-se-tb B-Ip-¶p-Åq. hy-à-am-b t^m-tfm-A-¸p-I-fn-eq-sS b-YmÀ-° {]-iv-\-§-sf tI{µo-I-cn-¨p-sIm-|p-Å "s{S-bv\n-wKv, dn-hyq B³-Uv sU-h-e-]v-saâv' t{]m-{Kmw B-Wv th-|-Xv. C-¯-c¯n ]-cn-io-e-\-§-sf k-ao-]n-¨m tI-c-f-¯n-se sN-dp-In-S Øm-]-\-§-fn C-¯-cw s{S-bv\n-wKp-I-fneq-sS _n-kn-\-kv 100 i-X-am-\-tam A-Xn-\-¸p-d-tam hÀ-[n-¸n-¡m-sa-¶-Xpw k-Xyw. (te-JI - ³ {_-½ te-Wnw-Kv skm-eyq-j³-kn-sâ kn.C. Hbpw, 400e-[n-Iw I-¼\ - n-Is - f hn-Pb - ] - m-Xb - n F-¯n¡m³ k-lm-bn-¨ am-t\-Pvs - aâv I¬-kÄ-«âp-am-Wv. kw-ib-§Ä ranjith@bramma.in F-¶ sa-bve - n A-bb - v¡ - mw)
UnPn-ä A-hk - c - §Ä DIGITAL OPPORTUNITIES
Im-ip-ïm-¡mw,
Un-Pn-ä-embn 25
]Wapïm¡m³
dkmJv Fw AÐpÃ
Hm¬sse³ kÀth I¼\n-IÄ A-h-cp-sS DÂ-¸-¶-§-sf-¡p-dn-¨v \-S-¯p-¶ dn-kÀ-¨p-I-fn \n-§Ä¡pw ]-¦m-fn-bmImw
F-
Ãm I-¼-\n-I-fpw A-hcp-sS s{]m-U-Îv, s{]mP-Îv dn-kÀ-¨n-sâ `mK-am-bn kÀ-th-IÄ \-S-¯pw. F-¶m C-¶v ]-e I-¼-\n-I-fpw B-{i-bn-¡p-¶-Xv Hm¬-sse³ kÀth-I-sf-bm-Wv. t\-cn-«v sN-bv-Xp sIm-Sp-¡m³ B-sf In-«m-¯-Xpw a-äp-am-Wv I-¼-\n-I-sf Hm¬-sse³ tem-I-t¯-¡v Xn-cn-bm³ t{]-cn¸n-¨-Xv. A-sX-´m-bm-epw kÀ-th tPm-en sN-¿m³ Xm¸-cy-ap-ÅhÀ-¡v Kp-W-am-bn-cn-¡p-I-bm-Wv. \n-c-h-[n sh-_v-ssk-äp-I-fm-Wv kÀ-th ku-I-cyw sN-bv-Xp-X-cp-¶Xv. C-Xn ku-P-\y-am-bn ssk³A-¸v sN-¿m-\pw 0.5 tUm-fÀ ap-X 20 tUmfÀ h-sc H-cp kÀ-th-bv-¡v t\-Sm-\pw ]-äpw. \n-§Ä Xm-a-kn-¡p-¶ cm-Pyw, \n-§Ä G-sä-Sp¡p-¶ tPm-en F-¶n-h A-\p-k-cn-¨v Cu Xp-I am-dn-h-cpw. h-f-sc knw-]n-fm-b tNm-Zy-§-fm-bn-cn-¡pw kÀ-th-bn D-|m-hp-I. F-Ãmw Hm-]v-j-W Bbn-cn-¡pw. A-sX/A-à tam-U-en-ep-Å tNm-Zy-§fp-ap-|m-hpw. Iq-Sp-X k-a-bw sN-e-h-gn-t¡-| kÀ-th-bm-sW-¦n A-Xn-\-\p-k-cn-¨v ]-W-hpw e-`n-¡pw. h-b-kv, Ip-Spw-_ ]-Ým-¯-ew, hn-Zym-`ymkw, Po-hn-X-co-Xn, {]-tZ-iw Xp-S-§n-b hn-h-c-§-fmWv kÀ-th-bn-eq-sS tNm-Zn-¡p-I. hym-P hn-h-c-§Ä \Â-Im³ {i-an-¡-cp-Xv. ]n-Sn-¡-s¸-Sp-I-bpw ]n-¶o-Sv H-cp kÀ-th-bpw e-`n-¡m-Xn-cn-¡p-I-bpw sN-¿pw.
]-Ww F-§-s\ e-`n-¡pw? \-
½p-sS C-þ sa-bvep-am-bn en-¦v sN-bvXmbn-cn-¡pw kÀ-th-IÄ e-`n-¡p-I. C-Xv sN-bv-Xp-I-gn-ªm \-½p-sS F-¡u-|n t]m-bvâp-I-sf-¯pw. ]n-¶o-Sv Cu t]m-bvâpIÄ Iym-jm-¡n am-äm-t\m B-a-tkm-Wn Kn-^v-äv hu-¨-dm-¡n am-ämt\m km-[n-¡pw. PayPal h-gn-bm-Wv Iym-jv F-¡u|n-se-¯n-¡m-\m-hp-I. C-´y-bn-se G-Xv _m-¦v F¡u-|n-te-¡pw ]-Ww e-`n-¡m³, PayPal.com  I-b-dn ku-P-\y-ambn F-¡u-|v {In-tb-äv sN-¿m-hp-¶-tX-bp-Åq.
"A-sX/A-Ã' tam-U-enep-Å h-f-sc knw-]n-fm-b Hm-]v-j-W tNm-Zy-§fm-bn-cn-¡pw D-ïm-hp-I. Iq-Sp-X k-a-bw sN-e -h-gn-t¡-ï kÀ-thbm-sW-¦n A-Xn-\-\p -k-cn-¨v ]-W-hpw e-`n-¡pw
ClixSense - https://www.ysense.com/ bp.F-kv tI-{µ-am-bn {]-hÀ-¯n-¡p-¶ kÀ-th sh-_v-ssk-äm-Wv ¢n-¡v-sk³-kv. A-Xp-sIm-|p X-s¶ Iq-Sp-XÂ ]-W-ap-|m-¡m³ k-lm-bI--am-hp-¶ sh-_vssk-äm-Wn-Xv. Swagbucks - https://www.swagbucks.com/ Hm¬-sse³ kÀ-th-bv-¡v ]p-d-sa, ]-W-ap-|m-¡m\p-Å a-äp Nn-e A-h-k-c-§-fpw \Â-Ip-¶ sh-_v-sskäm-Wv kzm-Kv-_-¡v-kv. t]m-fn-wKv sN-¿p-I, DÂ-¸-¶w ]-co-£n-¡p-I Xp-S-§n-b H-m]v-j-\p-I-fp-ap-|v.
Nn-e kÀ-th sh-_v-ssk-äp-IÄ Worthy-Shout - http://www.worthyshout.in/ 2013  {io-[À a-Wn Øm-]n-¨ I-¼-\n-bmWn-Xv. Z-£n-tW-´y BØm-\-am-bpÅ, hn-hn-[ cm-Py-§Ä B-{i-bn-¡p-¶ sh-_v-ssk-äm-Wn-Xv. 10 e-£w Aw-K-§-fm-Wv C-h-cp-sS Um-äm-t_-knep-Å-Xv.
kÀth F§s\ e`n¡pw? am
À-¡-äv dn-kÀ-¨v I-¼-\n-I-fp-am-bn ssS-A¸n-ep-Å Hm¬-sse³ sh-_v-ssk-äp-I-fm-Wv \-ap-¡v kÀ-th \Â-Ip-I. Fw.F³.kn-IÄ amÀ¡-äv dn-kÀ-¨v I-¼-\n-I-sf-bm-Wv k-ao-]n-¡p-I. kÀ-th-bn \-½Ä ]-s¦-Sp-¡p-¶-tXm-sS, amÀ¡-äv dn-kÀ-¨v I-¼-\n-bp-sS tIm-Sn-¡-W-¡n-\v B-fp-I-fn-sem-cm-fm-hp-I-bm-Wv \-½Ä. A-t¸mÄ H-cp kÀ-th sIm-|v \n-§-fp-sS ]-Wn Xo-cn-Ã. c-Pn-ÌÀ sN-bv-Xp-I-gn-ªm kÀ-th t\m-«n-^nt¡-j³ h-¶p-sIm-|n-cn-¡pw. cm-Pyw, hn-Zym-`ym-kw a-äp Im-cy-§-Ä F-¶n hsb B-{i-bn-¨m-Wv kÀ-th-IÄ e-`n-¡p-I. A-t¸mÄ sN-¿m-hp-¶-Xv, C-Xp-t]m-ep-Å \n-c-h[n sh-_v-ssk-äp-I-fn c-Pn-ÌÀ sN-¿p-I-bm-Wv. 20 sh-_v-ssk-äp-I-fn c-Pn-ÌÀ sN-¿p-I-bmsW-¦n an-\n-aw 30 kÀ-th-sb-¦n-epw e-`n-¡pw. _m-¡n \n-§Ä F-§-s\ {]-Xn-I-cn-¡p-¶p F-¶-Xn\-\p-k-cn-¨v e-`n-¨p-sIm-|n-cn-¡pw.
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019
19
kwcw-`I - Xzw
ENTREPRENEURSHIP
ssatkm¬ hnfn¡p¶p
hcq, kwcw`w hncnbns¨Sp¡mw ÌmÀ-«-¸v kw-cw-`-§Ä-¡v h-f-cm-s\m-cp Iq-sSm-cp-¡p-I-bm-Wv I-®q-cn-se ssa-tkm¬ [\w \yqkv _yqtdm
Ìm
À-«-¸p-IÄ-¡v hn-cn-ªn-d-§m-s\m-cp Iq-Spw h-fÀ-¶p ]-S-cm³ Xm-§pw \Â-In kw-cw-`-I ta-J-e-bp-sS {]-Xo-£-bm-hp-I-bm-Wv I-®q-cn-se a-e-_mÀ C-¶-th-j³ & F³-{S-{]-WÀ-jn-¸v tkm¬ (ssa-tkm¬). ]-c-¼-cm-K-X hy-h-km-b-§-fp-sS D-bÀ-¨-bv-¡pw h-fÀ-¨-bv-¡pw k-lm-bn¡p-¶ km-t¦-Xn-I hn-Zy hn-cn-bn-s¨-Sp-¡m-s\m-cn-Sw Iq-Snbm-bm-Wv, tI-c-f-¯n-se G-ä-hpw h-en-b c-|m-a-s¯ C-³Ip-t_-j³ skâÀ F-¶ \n-e-bn t]-sc-Sp-¯ ssa-tkm¬ {]-hÀ-¯n-¡p-¶-Xv. I-®q-cn-\-Sp-¯v [À-a-im-e-bn-em-Wv Cu Øm-]-\w.
]-c-¼-cm-K-X hy-h-km-b-§Ä-¡p th-|n ssI-¯-dn, ss¹-hp-Uv Xp-S-§n D-¯-c- a-e-_m-dn-sâ t]cpw {]-i-kv-Xn-bpw H-cp Im-e-¯v I-S I-S-¯p-I-bpw ]n¶o-Sv X-IÀ-¶p t]m-Ip-I-bpw sN-bv-X hy-h-km-b-§-fp-sS {]u-Vn Xn-cn-sI sIm-|ph-cp-¶-Xn-\v k-lm-b-I-am-Ip-I F-¶-Xpw ssa-tkm¬ D-¯-c-hm-Zn-¯-am-bn F-Sp-¡p-¶p. tI-c-f t¢-bv-kv B³-Uv sk-dm-an-Iv-kv ss{]-h-äv en-an-ä-Unsâ ssI-h-i-ap-Å c-t|-¡À `q-an-bpw sI-«n-S-hpw eo-kn-\v F-Sp-¯m-Wv ssa-tkm¬ bm-YmÀ-Yy-am-¡n-bn-cn-¡p-¶-Xv.
H-cp-¡n-bn-«p-|v. am-{X-a-Ã, dn-tkm-gv-kv ]qÄ, tIm-a¬ {_m³-Unw-Kv, kÀ-¡mÀ k-lm-bw, saâdnw-Kv k-t¸mÀ-«v, G-bv-©Â C³-sh-kv-tä-gv-kv ku-I-cy-§-fpw A-\p-_-Ô-am-bn \Â-Ip-¶p. tI-c-f kv-ämÀ-«-¸v an-j-sâ ]-cn-]qÀ-W ]n-´p-W-bpw Cu D-Zy-a-¯n-\p-|v. ap³ sFF-kvBÀ-H im-kv-{X-Ú-\pw \oÂ-k¬ Hm-Un-tbmbp-sS ap³ No^v sS-Iv-\n-¡Â Hm^ok-dp-am-b jn-te³ kp-K-X-\m-Wv ssa-tkmWn-sâ sN-bÀam³. sF-.än I-¼\n-bm-b s\Iv-tkm-^v-änsâbpw _n {Sm¡n-sâ-bpw am-t\Pnw-Kv U-b-d -Iv-ä-dm-b kp-`m-jv _m_p sI B-Wv amt\-Pnw-Kv U-b-d-IväÀ. hn-t{]m, ssa³-Uv {So F-¶n-h-bp-sS No-^v F-Iv-kn-Iyq-«nhv Hm-^o-k-dmbncp-¶ ]n.sI tKm-]m-e -Ir-jv-W³ U-b-d-Iv-ä-dm-bpw {]-hÀ-¯n¡p-¶p.
ssa-tkm-Wn-sâ e-£y-§Ä
ae_mÀ Gbv©Âkv
\nt£-]-§-fpsS amemJamÀ ssa-
tkm¬ kw-cw-`-IÀ-¡m-bn tI-c-f¯n-se G-bv-©Â C³-sh-kv-tä-gv-kn-sâ k-lm-bw e-`y-am-¡p-¶p. A-tXm-sSm -¸w an-I-¨ ÌmÀ-«-¸p-I-fn \n-t£-]n-¡p¶-Xn-\p-Å A-h-k-c-hp-am-Ip-¶p. ssatkm-Wn-se kw-cw-`-I-sc ap-¶n I-|v A-Xn-\p Io-gn cq-]o-I-cn-¨ a-e_mÀ G-bv-©Â-kv 2018 Pq-sse-bnÂ
tIc-f ÌmÀ«-¸v anj-sâ bp-h-\n-c-bv-s¡m-¸w ssa-tkm¬ am-t\-Pnw-Kv U-b-d-Iv-äÀ kp-`m-jv _m_p
l
{]m-tZ-in-I hy-h-km-b- {]-Xo-I§fm-b sS-Iv-ssÌÂ, ^À-Wn¨À, ss¹-hp-Uv, Sq-dnkw, A-{Kn-sS-Iv, B-bpÀ-th-Z, tlm-kv-]n-äm-en-än, am-en-\y kw-kv-I-c-Ww Xp-S-§nb-h-bp-am-bn _-Ô-s¸-« \q-X-\ km-t¦-Xn-I hn-Zy hn-I-kn-¸ns¨-Sp-¡p-I. l {]m-tZ-in-I X-e-¯n G-b-v©Â ^-|n-\p-Å ku-I-cyw GÀ-s¸-Sp-¯p-I-bpw A-tX-¡p-dn-¨v Bfp-I-sf t_m-[-h-¡-cn-¡p-I-bpw sN-¿p-I. l ÌmÀ-«-¸p-I-fp-sS h-fÀ-¨-bv-¡v B-h-iy-am-b tZ-io-b X-e-¯n-epw cm-Pym-´-c X-e-¯n-ep-ap-Å kw-cw-`§-fp-am-bn _-Ôw kr-ãn-¡p-I. Iq-Sm-sX \m-kvtImw, kv-ämÀ-«¸v an-j³ F-¶n-h-bp-am-bn tNÀ-¶v {]-hÀ-¯n-¡p-I. apJy-a{´n ]n-W-dm-bn hn-P-b³ ssa-tkm-Wn-sâ A-\pa-Xn ]{Xw ssI-am-dp¶p l ]-cn-io-e-\ ]-cn-]m-Sn-I-fpw ]n-¨nw-Kv t{]m-{Km-apI-fpw kw-L-Sn-¸n-¨v kw-cw-`IÀ-¡v h-f-cm-\p-Å Ah-k-c-ap-|m-¡p-I. kw-cw-`-I-\v h-f-cm-\p-Å-sX-Ãmw l I¬-kÄ-«âp-I-fp-sS-bpw saâÀ-am-cp-sS-bpw tk-h-\w 25,000t¯m-fw N-Xp-c-{i-Sn-bp-Å sI-«n-S-am-Wn-Xv. C-hn-sS ÌmÀ-«-¸p-IÄ-¡v e-`y-am-¡p-I. H-ä ko-äm-bpw Im-_n-\m-bpw kw-cw-`-IÀ-¡v e-`n-¡pw. 305 l kv-In sU-h-e-]v-saâv e-£y-an-«v te-WnwKv A-¡m-Zko-äp-I-fm-Wv C-hn-sS-bp-Å-Xv. 80 te-sd I-¼-\n-IÄ C-Xn\-Iw {]-hÀ-¯n-¨p Xp-S-§n. 200 te-sd sXm-gn-e-h-k-c-§-fpw an F-¶ \n-e-bn {]-hÀ-¯n-¡p-I. A-h-bv-¡v kr-ãn-¡m-\m-bn. ssh-Zyp-Xn, CâÀ-s\-äv, a-äv Ahn-hn-[ ta-J-e-I-fn {]-hÀ-¯n-¡p-¶-h-cn \n-¶v A-h-cpSn-Øm-\ ku-I-cy-§Ä, ^À-Wn-¨-dp-IÄ, ao-änw-Kv lmfp sS A-dn-hp-I-fpw A-\p-`-h-§-fpw A-dn-bm³ hn-ZymÀ-°n-IÄ-¡v IÄ, lu-kv Io-¸nw-Kv ku-I-cyw F-¶n-h-sbÃmw C-hnsS A-h-k-c-sam-cp-¡p-I.
{]-h-À-¯-\w Xp-S-§n-. C-Xv tI-c-f -¯n-se, {]-tXy-In-¨v a-e-_m-dn-se ÌmÀ-«¸p-I-sf e-£yw sh-¨p-Å-Xm-Wv. tI-c-f ÌmÀ-«-¸v an-j-\p-am-bn tNÀ-¶v {]-hÀ -¯n-¡p-¶ a-e-_mÀ G-bv-©Â-kv h-fÀ¨m km-[y-X-bp-Å ÌmÀ-«-¸p-IÄ¡v 50 e-£w cq-] h-sc \n-t£-]w \Â-Ip-¶p. C-Xn-\p ]p-d-ta cm-Py-s¯ a-äp C³-Ipt_-tä-gv-kp-am-bpw B-Iv-kn-e-td-tä-gv-kpw F-bv-©Â, sh-©zÀ Im-]n-ä \n-t£-] -I-cp-am-bpw _-Ô-s¸-«v kw-cw-`§-fn-te -¡v Iq-Sp-X \n-t£-]w F-¯n--¡m-\pÅ k-lm-b-hpw e-`y-am-¡p-¶p. \n-t£]-I-sc t\-cn-«v ÌmÀ-«-¸p-I-fp-am-bn _-Ôs¸-Sp-¯p-I-bm-Wv a-e-_mÀ G-bv-©Âkneq-sS e-£y-an-Sp-¶-Xv. C-´y³ G-bv©Â s\-ävhÀ-¡p-am-bn [m-c-Wm-]-{X-hpw a-e-_mÀ G-bv-©Â-kv H-¸n-«n-«p-|v. sIm¨n-bn-se t]-sa-{Sn, ^mÀ-ta-gvkv F-^vC-k-Uv, ¢q-{Sm-¡v, F-kv ]n tdm-t_m-«nI-v-kv, _n {Sm-Iv Xp-S-§n-b kw-cw-`-§Äs¡-Ãmw C-Xn-\-Iw \n-t£-]w \Â-Im³ a-e-_mÀ G-bv-©Â-kn-\v km-[n-¨p.
ho«p tkh\§Ä ]SnhmXn¡se¯n¨v SmkvIv amcntbm A-
Xym-h-iyw h-cp-t¼mÄ H-cp ¹w-_-tdtbm C-e-{Îo-jy-t\-tbm In-«m-sX hn-jan-¡p-¶-h-cm-Wv \-½Ä. In-«n-bm X-s¶ A-hÀ F-§-s\-bp-Å-h-sc-¶-dn-bn-Ã, hen-b Iq-en sIm-Sp-t¡-|n h-cpw Xp-S-§n-b {]-iv-\-§Ä th-sd. C-Xn-s\-Ãmw ]-cn-lm-cam-bn ho-«p-]-Sn-¡Â tk-h-\-§-sf-¯n-¨v H-cp sam-_o B-¹n-t¡-j³. sIm-¨n B-Øm-\-am-bp-Å ssk-^À tjm-«v sS-Iv-t\m-f-Po-kv ss{]-h-äv en-an-ä-Uv X-bm-dm-¡n-b Sm-kv-Iv am-cn-tbm (Taskmario) F-¶ B-¹n-t¡-j-\m-Wv ]p-Xp-abp-Å tk-h-\-§-fp-am-bn F-¯p-¶-Xv. Øm-]-\-¯n-sâ k-l Øm-]-I-\pw No-^v F-Iv-kn-Iyq-«n-hv Hm-^o-k-dp-am-b an-lnÀ C F-kn-sâ t\-Xr-Xz-¯n-ep-Å H-cp
Iq-«w bp-hm-¡-fm-Wv Cu kw-cw-`-¯n-\v ]n-¶nÂ. C-¯-cw tk-h-\-§Ä \Â-Ip¶ B-fp-I-fp-sS t^m¬-\-¼-dp-IÄ hnhn-[ ssk-äp-I-fn e-`y-am-Ip-¶p-s|¦n-epw F-Ãmw H-cp-Ip-S-¡o-gn D-¯-c-hmZn-¯-t¯m-sS e-`y-am-¡p-¶ H-cp kw-cw`w F-¶ \n-e-bn-em-Wv Sm-kv-Iv-am-cn-tbm hy-Xy-kv-X-am-Ip-¶-Xv.
h-\w e-`n-¡p-I. Im-dn-\v H-cp ss{U-hÀ, sam-_o ImÀ hm-jv, ho-Sv am-ä-¯n-t\mS-\p-_-Ôn-¨p-Å tk-h-\-§-Ä, C-e-{Îojy³, ¹w-_À, s]-Ìv I¬-t{SmÄ, lu-kv
e-`y-am-Ip-¶ tk-h-\-§Ä tlmw kÀ-ho-kv, _yq-«n & sse-^v ssÌÂ, {In-tb-än-hv & s^m-t«m-{Km-^n, {Sm³-kv-t]mÀ-t«-j³ & sU-en-h-dn Xp-S§n-b ta-J-e-I-fn-em-Wv B-¸v tk-h-\w \Â-Ip-¶-Xv. \n-e-hn sIm-¨n, Xr-iqÀ, Xn-cp-h-\-´-]p-cw \-K-c-§-fn-em-Wv tk-
20 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
¢o-\nw-Kv, F-kn, Snhn sS-Iv-\ojy³, sam -_o ImÀ dn-¸bÀ XpS-§n-b tk-h-\§sfÃmw C-Xn s]-Sp-¶p. C-\n, \n-§Ä H-cp {]-[m-\ tUm-Iyp-saâv ho-«n a-d¶psh-¶n-cn-¡-s« A-Xv Hm-^o-kn-se-
¯n-¨v X-cm-\pw Cu B-¸n-eq-sS B-hiys¸-Smw. Ip-d-ª sN-e-hn Ir-Xy-am-b tk-h-\w \Â-Ip-I-bm-Wv Cu B-¹n-t¡j-\n-eq-sS e-£y-an-Sp-¶-sX-¶v an-lnÀ ]-d-bp-¶p. C-e-{Îo-jy³, ¹w-_À tk-h-\-§Ä Xp-S-§n-b sN-dn-b B-h-iy-§Ä-¡m-bn s]-s«-¶v e-`y-am-¡p-¶ "Hm¬ Un-am³-Uv _p-¡nw-Kv', lu-kv ¢o-\nw-Kv, s]bvânwKvv, sh-Ínw-Kv s^m-t«m-{Km-^n t]m-se h-enb tPm-en-IÄ-¡m-bn Iz-t«-j³ £-Wn¨p sIm-|p-Å "dn-Iz-Ìv {^o tIzm-«v-kv' F-¶o c-|p tkh-\ hn-`m-K-§-fm-Wv B-¹n t¡-j-\n D-Å-Xv. t^m¬: 91 7510464407, Cþsa-bvÂ: mihir@cyphers.com
hyh-kmbw INDUSTRY
XoctZi]cn]me\ \nbaw
tImhfs¯ Sqdnkw taJe {]XnkÔnbn [\w \yqkv _yqtdm
tem
I{]-ikv-X hn-t\m-Zk©m-c tI-{µamb tImh-f-s¯ 165 sI-«n-S§Ä s]-fn-¨p-am-ä-W-sa-¶ Xn-cp-h-\-´-]p-cw tImÀ-¸-tdj-sâ \n-e-]m-Sn-s\-Xn-sc kw-cw-`-I-cp-sS hym-]-Iam-b {]-Xn-tj-[w. tIm-hfw, hn-gn-ªw F-¶o {]tZi§-fn Xo-c-tZ-i- ]-cn-]m-e-\ \n-b-ahpw sI«n-S \n-Àam-W N-«-§fpw ew-Ln-¨n-«p-Å 165Hm-fw tlm-«-ep-I-fpw dn-tkmÀ-«p-I-fp-ap-s|¶-m-Wv tImÀ-¸-tdjsâ I-s|¯Â. C-h-bn G-Xm\pw Nn-e sI-«n-S-§Ä s]m-fn-¨p-am-äm-\mbn tImÀ-¸-td-j³ C-S-bv¡vv t\m-«o-kv \Â-In-bn-cps¶-¦n-epw XÂ-¡m-e-t¯¡v kw-cw-`-IÀ A-Xn-s\-Xn-sc tIm-S-Xn-bn \n¶pw tÌ HmÀ-UÀ hm-§n-bn-cn-¡p-IbmWv. ap³-]v hn-gn-ªw ]-©m-b-¯n-sâ `m-K-am-bn-cp-¶p tIm-hfw. F-¶m A-Xv tImÀ-¸-tdj-sâ `m-K-am-b-tXmsSbm-Wv {]-iv-\-§Ä Xp-S-§n-b-Xv. "1991se Xo-c-tZ-i -]-cn]m-e\ \nb-aw A--\p-k-cn-¨v tkm¬ 3 bn-se sI-«nS-§Ä-¡v Xoc-¯p\n-¶v 200 ao-äÀ AI-ew th-W-sa-¶ps|-¦n-epw 1996 em-Wv F-hn-sS-\n-¶v A-f-¡-W-sa-¶v \n-iv-N-bn-¨-Xv. A-Xp-h-sc-bpw ]-©mb-¯v sI-«n-S-§Ä¡v A-\pa-Xn \Â-In-s¡m-|n-cp-¶p. 1998em-Wv tI-cf tIm-kv-ä tkm¬ am-t\-Pv-saâv AtYmdn-än cq-]o-Icn-¨-Xv. C-¡m-e-b-f-hn-\p-Ån ]-©m-b-¯n-sâ A-\paXn-tbm-sS \nÀ-an-¨-h-bmWv Cu sI-«n-S-§-sfms¡'
tIm-hfs¯ tlm-«Â ko-s^-bv-kn-sâ D-S-abpw tIcf tlm-«Â B³Uv sdkv-sämdâv A-tkm-kn-tb j-sâ c£m[nIm-cn-bpam-b Pn.kq-[o-jv-Ip-amÀ Nq-|n-¡m«n. tIm-h-fw {]-tZi-s¯ H¶mw hmÀ-Uv ]-|v {Sn-Ubp-sS `m-K-am-bn-cp¶p. C-hn-sS-bm-Wv kz-Im-cy kw-cw`-I-cpsS Sq-dn-kw ]-²-Xn-IÄ G-ähpw A-[n-Iw \-S-¸m¡-s¸-«n-«p-Å-Xv. D-tZym-KØÀ \n-b-a-§sf sX-äm-bn hym-Jym-\n-¨-Xn-eq-sS-bm-Wv {]-Xnk-Ôn D-|m-bn-cn-¡p¶-sX¶pw kw-cw-`-IÀ Nq-|n-¡m«p¶p. kÀ-¡m-cn-sâ C-S-s]-S sIm-|à tIm-hf-s¯ Sq-dn-kw ta-J-e h-fÀ-¶Xv. ]|-s¯ ho-Sp-I-fn Hmtcm ap-dn hoXw Iq-«n-t¨À¯p-sIm-|v Im-e-{I-ta-W-bmWv tIm-hf-s¯ Sq-dn-kw h-fÀ-¶p- hn-I-kn-¨Xv. sI«n-S \-¼-cp-Å-Xpw \n-Ip-Xn A-S¨p-sIm-|n-cn-¡p-¶-Xp-am-b sI-«n-S-§-fm-Wv s]m-fn-¨p-am-ä-W-sa-¶v tImÀ-¸-td-j³ kw-cw`-I-tcm-Sv B-h-iy-s¸-«n-cn¡p¶-Xv.
I-W-¡p-I-fn A-hy-à-Xbpw B-i-b-¡p-g-¸hpw A-\-[nIr-X \nÀ-am-W-§-sf-¡p-dn-¨v G-Xm\pw hÀ-j-§Ä-¡v ap³-]pÅ kn.F.Pn-bp-sS dn-t¸mÀ-«nÂ
tIm-hfw, hn-gn-ªw {]-tZ-i-§-fn-em-bn 1600 tlm-«-ep-Ifp-s|-¶v I-s|-¯n-bn-cp-¶p. A-Xn-s\ Xp-SÀ-¶v \n-bak-`m k-an-Xn C-¡mcyw ]cn-tim-[n-¨n-«v A-\-[nIr-X \nÀ-am-W-§-sf-¶v I-s|-¯n-b-Xv shdpw 165 sI-«n-S§-fm-Wv. F-¶m C-sXm-s¡ F-´v am-\-Z-Þ-§Ä A-\p-k-cn-¨m-sW¶-Xv hy-à-a-söpw B-tcm]-Ww D-b-cp-¶p. C-Xn-\nsS tI-cf tIm-kv-ä tkm¬ am-t\Pv-saâv A-tYm-dn-än H-cp am-kw ap³-]v {]-kn-²o-I-cn-¨ dn-t¸mÀ-«n 65 sI-«n-S-§Ä am-{X-am-Wv Xo-c-tZ-i ]-cn-]m-e-\ \nb-aw ew-Ln-¨-Xm-bn I-s|-¯n-bn-cn-¡p¶Xv. ]-c-kv-]-c hn-cp-²am-b I-W-¡p-I-fpw am-\-Z-Þ§-fp-ap-]-tbm-Kn-¨v tIm-hf-s¯ kw-cw-`I-sc h-«w-Np-än¡p-I-bm-Wv hnhn-[ kÀ-¡mÀ G-P³-kn-IÄ. tImÀ-¸-tdj-sâ \-S]-Sn \q-dv I-W-¡n-\v kw-cw-`Isc s]-cp-hgn-bn-em¡p-I am-{X-aà B-bn-c-¡-W-¡n-\v Po-h-\-¡m-cp-sS D-]-Po-h-\-amÀ-Kw CÃm-Xm-¡p-Ibpw sN-¿p-sa-¶-Xm-Wv {]-[m\w. sI-«n-S-§Ä s]m-fn-¡p-¶Xn-\v F-Xn-sc-bpw A-h \n-b-a-hn-t[b-am-¡p-¶-Xn\pap-Å A-\pIqe D-¯-c-hp-IÄ kw-cw-`IÀ tIm-S-Xn-Ifn \n¶pw FÂ.F-kv.Pn ss{S-_yq-W-en \n-¶pw t\-Sn-bn-«p-s|-¦nepw tImÀ-¸-td-j³ A-h-sb¶pw I-W-¡n-se-Sp-¡p-¶n-söpw kp[o-jv-Ip-amÀ Nq-|n-¡m«p¶p. I-gn-ª hÀ-jw tI-{µ kÀ-¡mÀ Xo-c-tZ-i-]-cn]m-e-\ \n-b-a-¯n hen-sbmcp t`K-Xn h-cp-¯n-sb-¦nepw A-Xn-\v ap³Im-e {]m-_-ey-an-sÃ-¶-Xm-Wv tIm-h f-s¯ kw-cw-`-IÀ¡v hen-b Xn-cn-¨-Sn-bm-b-Xv. kz-Im-cy kw-cw-`-I-cp-sS tlm-«-ep-IÄ s]m-fn-¨v \o-¡-W-sa-¶v B-h-iy-s¸-Sp-¶ `-c-W-Iq-Sw BZyw s]m-fn-¨p-amtä|-Xv tIm-hfs¯ tI-{µ kwØm-\ kÀ-¡m-cp-I-fp-sSbpw tImÀ-¸-td-j-sâbpw A-\-[nIr-X sI-«n-S-§-fm-sW¶pw kw-cw-`-IÀ ]dbp¶p. tIm-hfs¯ kw-cw-`-I-cp-sS {]-iv-\-§Ä-¡v im-iz-Xam-sbm-cp ]-cn-lm-c-am-Wv D-S\Sn B-h-iyw. A-Xp-|m-bn-sÃ-¦n tem-I Sq-dn-kw `q-]-S-¯n I-b-dn-¸änb tIm-hf-s¯ Sq-dn-k-¯n-sâ A-kv-X-a-\-¯n-\v A-Xv hgn-sbm-cp-¡n-tb¡p-sa-¶ B-i-¦-bn-em-Wv C-hnS-s¯ kw-cw-`-I k-aqlw.
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
21
dosä-b v RETAIL
HmW"tImSnIÄ' e£yan«v
Krtlm]IcW hn]Wn tI
c-f-¯nse Krtlm-]I-c-W hn-]-Wn-bn G-ähpw Iq-Sp-X I-¨h-Sw \-S-¡p-¶ k-a-b-amWv Hm-W-¡mew. {]f-bw sIm|p-t]mb I-gn-ª hÀjs¯ Hm-W-¡m-e hn-]-Wnsb Cu hÀ-jw Xn-cn-¨p ]n-Sn-¡m³ I-¨-sI-«n-bn-d-§n-bn-cn-¡p-I-bm-Wv hym-]m-cn-Ifpw \nÀ-am-Xm-¡-fpw. 30 i-X-am-\w h-fÀ-¨-bm-Wv hnhn-[ X-cw DÂ-¸-¶-§fp-sS hnÂ-¸-\-bn hn]-Wn {]-Xo-£n-¡p-¶Xv. tI-c-f-¯n \n-¶m-Wv C-´y-bn-se D-Õ-hIm-e hnÂ-¸-\-bv-¡v Xp-S-¡-am-Ip-¶Xv. AXp-sIm-|v I-¼-\n-Ifpw hym-]m-cn-I fpw G-ähpw {]-Xo-£-tbm-sS Im-Wp-¶ hn]-Wn Iq-Sn-bm-WnXv. hnhn-[ I¼-\n ta-[mhnIÄ tI-c-f-¯nse Hm-W hn]-Wn-sb Ip-dn-¨pÅ {]-Xo-£-I-Ä ]-¦p-h-bv-¡p¶p
50% hn¸\ hfÀ¨ e£yan«v tkmWn k-Xo-jv ]-Zv-a-\m`³, skbvÂ-kv slUv
"190
tIm-Sn cq-]-bp-sS hn¸\ e-£y-hp-am-bn {]-f-b-\-ã-s¯ a- d n- I - S - ¡ m- s \m- c p- § p- I - b m- W v tkm-Wn. 50 i-X-am-\w B-Wv tkm-Wn e-£y-an-Sp-¶ hnÂ-¸\ h-fÀ-¨. Hm-tcm Zn-h-k-hpw ]p-Xn-b ]p-Xn-b km-t¦-Xn-I hn-Zy-IÄ A-h-X-cn-¸n-¡m-\p-Å \n-c-´-c-am-b K-th-j-W-¯n-em-Wv Sow. ]n-Iv-k tIm¬-{Sm-Ìv _q-ÌÀ D-Å tkmWn-bp-sS Zr-iy-an-I-hv A-Xn-s\m-cp D-Zm-l-c-Wam-Wv. C-¯-c-¯n Iq-Sp-X {]o-an-bw DÂ-¸-¶§-fn-em-Ipw C-¯-h-W tkm-Wn {i-² ]-Xn-¸n¡p-I.' tkm-Wn t{_-hn-tbm sS-en-hn-j-\p-IÄ, ku-|v _m-dp-IÄ, ]mÀ-«n kv-]o-t¡v-gvkv, BÂ-^m Iyma-dIÄ F-¶n-§-s\-bp-Å Im-ä-K-dn-I-fn C-¯-h-W
tkm-Wn G-sd ]p-Xp-a-IÄ sIm-|p-h-¶n«p-|v.
]p-Xn-b DÂ-¸-¶-§Ä tkm-Wn- C¯h-W {i-² ]-Xn-¸n-¡p¶ tlmw Hm-Un-tbm sk-sÜân F-¨v-Sn-þ sk-Uv9F-^v, F-¨v.Sn þ F-Iv-kv 8500 tUmÄ-_n A-äv-tam-kv ku|v _m-dp-I-fpw, t]-gv-k-W HmUn-tbm sk-sÜân U-»yp. F-¨v þ F-Iv-kv._n.900 F³ F-Iv-kv-{Sm _m-kv »q Sq-¯v kv-]o-¡dp-I-fpw A-h-X-cn-¸n-¨n-cn-¡p-¶p. D-]-t`m-àm-¡Ä-¡v Xn-tb-äÀ ^o \Â-Ip-¶ DÂ-¸-¶-§-fn B-Wv C-¯-h-W tkm-Wn-bp-sS Hm-Un-tbm sk-sÜâv {i-² ]-Xn-¸n-¨n-cn-¡p-¶-Xv. hm-bv-], Iym-jv _m-¡v Hm-^-dp-IÄ F-¶n-h-bpw D-]-t`m-àm-¡Ä-¡m-bn A-h-X-cn-¸n-¨n-«p-|v.
'{Ko³' D¸¶§fn {i² \ÂIn tKmZvsdPv Ia \-´n, _nkn\-kv slUv, C-.hn.]n
Kr
- t lm- ] - I c-W ta-J-e-bnse cm-Py-s¯ ap³- \ n- c - ¡ m- c nsem-¶m-b tKmZv-sd-Pv A-]v-fb³-k-kv Hm-W¡m-ew e-£y-an-«v {]o-an-bw hn-`mK-¯n-se hm-jn-Mv sa-jo³, sd{^n-P-td-äÀ, F-bÀ I-|o-j-WÀ, ssa-t{Im-th-hv A-h³ Xp-S-§nb-h ]p-d-¯n-d-¡p-I-bm-Wv. ]-cn-Øn-Xn kw-c-£-W-¯n\p ap³-Xq-¡w \Â-In-s¡m-|pÅ "{Ko³ A-]v-f-b³-k-kn-\mWv tKm-Z-sd-Pv C-¯-h-W {i-² \Â-In-bn-cn-¡p-¶-Xv. Iw-{]-Ê-dpIÄ C-Ãm-¯ sd-{^n-P-td-äÀ C -´y³ hn-]-Wn-bn-te-¡v A-h-Xcn-¸n-¡p-¶ B-Zy I-¼-\n-bm-Ip-
I-bm-Wv tKm-Zv-sd-Pv. Hm-tkm¬ ]m-fn-bn hn-Å ho-gp-¶-Xn-sâ {]-[m-\- Im-c-W-am-bn Nq-|n-¡m«p-¶ sd-{^n-Ptd-ä-dn-sâ Iw-{]kÀ {]-iv-\-§Ä-¡v ]-cn-lm-cw Im-Wp-¶-Xn-sâ Xp-S-¡-am-Wv C-Xv.
12 hm-Sv-kn {^n-Uv-Pv C-¯h - W t]-gvk - W - s - se-kvUv sd-{^n-PtdäÀ A-hX - c - n¸n-¡m-\m-Wv R-§Ä H-cp§p-¶X - v. 6500 cq-]b - m-Ipw 12 hm-Svk - v am-{Xw h-cp¶ Iw-{]-kÀ {^o B-b Cu sd{^n-Ptd-äd - n-sâ B-cw-`h - n-e. Cu sS-Ivt- \m-fP - n-bn t]-gvk - W - s - sekvU - v Iq-fÀ/ F-bÀ I-|o-j\ - d - p-
22 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
IÄ Iq-Sn ]p-d¯ - n-d¡ - m³ ]-²X - nbn-Sp-¶p-|v.
tI-c-fw {]n-b -hn-]-Wn {]-fb - ¯ - n \n-¶pw I-ctI-dp-¶ tI-cf - ¯ - n-se D-]t- `màr-\n-cb - n \n-¶pw an-I¨ {]-Xn-Ic - W - a - m-Wv tKm-Zvs - d-Pv A-]vf - b³-kk - n-\v e-`n-¡p-¶X - v. sam-¯ h-cp-am-\¯ - n-sâ 450 tIm-Sn-tbm-fw h-cp-¶ _n-kn-\k - v tI-cf - hn-]Wn-bn \n-¶p-am-Wv F-¯p-¶X - v. i-àa - m-b hn-]W - n-sb-¶ \n-ebn 30 i-Xa - m-\w h-fÀ-¨b - m-Wv Cu ]m-Z¯ - n tI-cf - hn-]W - nbn \n-¶pw {]-Xo-£n-¡p-¶X - v. C-hn-Sp-s¯ D-bÀ-¶ km-£c - X - m \n-c¡ - pw sS-Ivt- \m-fP - n-tbm-Sp-Å kzo-Im-cy-Xb - p-am-Wv R-§s - f k-lm-bn-¡p-¶X - v.
thmÄ«mkv e£yanSp¶Xv 50 tImSn {]-Zo-]v _-£n am-t\-Pnw-Kv U-b-dÎÀ & knCH
Cu Hm-W-¡m-e-¯v 50 tIm-Sn cq-]-bp-sS _n-kn-\-km-
Wv thmÄ-«m-kv tI-c-f- hn-]Wn-bn e-£y-an-Sp-¶-Xv. Fkn, {^n-UvPv, hm-jnw-Kv sa-jo³ F-¶n-hbpsS 10000 bq-Wn-äp-IÄ Hm-W-¡me¯v hn-ägn-¡m-\m-Ip-sa-¶mWv I-¼-\n-bpsS {]-Xo-£. Sm-äm {Kq-¸n \n-¶p-Å ap³\n-c F-bÀI-|o-jvWÀ {_m³Umb thmÄ-«m-kv en-anäUv 2020 km¼¯n-I hÀ-j-¯n-sâ B-Zy ]m-Z¯n tI-c-f hn-]-Wn-bn 163 iX-am-\w h-fÀ-¨ t\-Sn. C-¡m-e-b-fhn 35000 bq-Wn-äv F-bÀ-I-|o-jW-dpIÄ C-hnsS hn-äg - n-¨p. I-Sp-¯ th-\e - pw, kp-K-aam-b I¬-kyq-aÀ ^n-\m³kv Hm-]v-j-\pI-fp-am-Wv C-Xn-\v A-hk-c-sam-cp-¡n-bXv. tZ-io-b-X-e-¯nepw I-¼-\n-¡v an-I-¨ hn]-Wn t\-Sm³ km-[n-¨n-«p-|v. 50 i-X-am-\-am-Wv tZiob X-e-¯n F-kn hnÂ-¸-\-bn I-¼-\n-bp-sS ]-¦m-fn-¯w. I-gn-ª aq-¶p-hÀ-j-am-bn ]-¯p e-£w bq-Wn-äp-IÄ hn-ä-gn-¡m³ I-¼-\n-¡v km-[n-¡p-¶p|v. F-¶m Cu hÀ-jw B-Zy A-©p am-k-¯n-\p-Ån Xs¶ Cu e£yw ssI-h-cn-¡m³ km-[n-¨p-. hÀ-jm-h-km-\-t¯msS 15 e-£w bq-Wn-äp-IÄ hn-ä-gn-¡m-\m-Ip-sa¶m-Wv {]-Xo-£. hnhn-[ t{]mU-Îv Im-ä-K-dn-I-fnembn 23 i-Xam-\w hn]-Wn hn-ln-Xw I-¼-\n-¡v tI-c-f-¯nep|v. \q-dn-e-[n-Iw F-kv-sI-bp F-kn DÂ-¸-¶ \n-c-bm-Wv thmÄ-«m-kv 2019  A-h-X-cn-¸n-¡p¶-Xv. Hm-K-kv-äv H-¶p ap-X sk-]v-äw-_À 15 hsc-bp-Å Im-e-b-f-hn thmÄ-«m-kv A-sÃ-¦n thmÄ-«m-kv s_t¡m DÂ-¸-¶-§Ä hm-§pt¼mÄ kv-{Im-¨v ImÀ-Un-eq-sS H-cp e-£w cq-] hn-e-a-Xn-¡p-¶ Hm-Ww {Uow tlmw ]m-bv¡v Hm^À A-S-¡-ap-Å D-d¸m-b k-½m-\-§Ä t\-Sm³ A-h-k-chpw I¼-\n e-`y-am-¡n-bn-«p|v. F-bÀ I-|o-j-vW-dpIÄ, d-{^n-P-td-ä-dpIÄ, hm-jnw-Kv sa-jo-\pIÄ, hm-«À Un-kv-s]³-k-dpIÄ, ssat{Im-th-hv Hh³, {_m³U-Uv ^pSv-t_mÄ F-¶n §-s\ D-d¸m-b k-½m-\-§Ä kz-´-am-¡mw. k-½m-\-§Ä-¡p ]pd-sa F³-_n-F-^v-kn-IÄ aptJ-\ e-fn-Xam-b C-Fw-sF ku-I-cy-t¯msSbpw sX-c-sª-Sp-¡-s¸-« s{I-Un-äv ImÀ-UpIÄ aptJ-\ A-©p i-X-am-\w Im-jv _m-¡v ku-I-cy-t¯m-sSbpw DÂ-¸-¶-§Ä hm-§mw. XpÀ-¡n-bn-se BÀ-sk-en-Iv {Kq-¸p-am-bp-Å k-l-I-c-W-t¯m-sS k-\-µn 700 tIm-Sn cq-] sN-e-hn d-{^n-P-td-äÀ ^mÎdn Øm-]n-¨p h-cn-I-bm-Wv thmÄ-«mkv. 10 e-£w bq-Wn-ämWv DÂ-¸m-Z-\ ti-jn.
_m¦nwKv & ^n\m³kv BANKING & FINANCE
ImÀjnI kzÀW¸Wb hmbv]
km[mcW¡mÀ Bi¦bnÂ
kzÀ-W-¸-W-b-¯n-t·Â Ip-d-ª \n-c-¡n e-`y-am-bn-cp-¶ ImÀjn-I hmbv-] \nÀ-¯-em-¡m³ t]m-Ip-¶p-sh-¶ dn-t¸mÀ-«p-IÄ P-\-§-fn B-i-¦ ]-c-¯p-¶p [\w \yqkv _yqtdm
I-S-s¡-Wn--bn--em¡pw kz-Im-cy [-\-Im-cy Øm-]-\-§fnepw _m-¦p-I-fnepw k-_v-kn-UnbnÃm-¯ kzÀ-W¸-W-b hm-bv-]-bv¡v 10 i-X-am-\-¯n-\v ap-I-fn-em-Wv ] en-i \n-c¡v. ]h-\v ]-c-amh-[n Xp-I hm-bv-]-bm-bn F-Sp-¡p-t¼mÄ hmbv-]m \nc-¡v h³-tXm-Xn D-b-cpw. k-_v-kn-Un-bp-Å kzÀ-W¸Wb hm-bv-]-IÄ _m-¦p-IÄ \nÀ-¯-em¡n-bm A-Xym-h-iy-¡mÀ IqSn-b ]en-i \nc-¡v B-sW-¦nepw In«m³ F-fp-¸-ap-Å kz-Im-cy Øm-]-\§-sfbpw t»-Uv ]-en-i-¡m-scbpw k-ao-]n-t¡-|n h-cpw. C-Xv km-[mc-W-¡m-sc ho|pw I-S-s¡-Wn-bnem-¡pw. ""AÀ-l-X-bnÃm-¯-hÀ-¡v k-_v-kn-Un-IÄ e-`n-¡p¶-Xv X-S-tb |-Xv X-s¶-bmWv. ]-t£ \-½p-sS km-¼¯n-I Øn-Xn-bp-sS A-h-Øsbm-s¡ `-cn-¡p-¶-hcpw \-b-cq-]oIc-Ww \-S-¯p-¶-hcpw A-dn-tb-| Xpw A-Xym-h-iy-am-Wv. Hmtcm Imcy-§Ä \nÀ-¯-em-¡p-t¼mgpw ]n³-h-en-¡p-t¼mgpw km-[m-c-W¡m-sc F§-s\ A-Xv _m-[n-¡p-sa¶v Iq-Sn t\mt¡-|n-bn-cn-¡p-¶p.'' H-cp _m-¦p-tZym-K-س Xp-d-¶p]-dbp¶p.
kz
À-W-¸-W-b-¯n-t·Â \m-ev i-X-am-\w hm-À jn-I \n-c-¡n aq-¶pe-£w cq-] h-sc e-`n¡p-¶ ImÀjn-I hmbv-] A-h-km-\n-¸n-¡m³ tI-{µ kÀ-¡mÀ Xo-cp-am-\n-¨p-sh-¶ co-Xn-bn h-¶ am[y-a dn-t¸mÀ-«p-IÄ tI-c-f-¯n-se km-[m-c-W-¡mcn kr-ãn-¨n-cn-¡p¶-Xv I-Sp-¯ B-i-¦. 2019 H-tÎm_À H-¶p ap-X kzÀ-W-¸-W-b-¯n-t·Â Ir-jn-hmbv-] \Â-tI-|-Xn-sÃ-¶v tI-{µ kÀ-¡mÀ _m-¦p-IÄ-¡v \nÀ-tZ-iw \Â-In-sb-¶m-Wv dn-t¸mÀ-«p-IÄ ]p-d-¯p h-¶Xv. F-¶m C-¯-c-¯n-ep-Å \nÀ-tZ-iw X-§Ä-¡v e-`n-¨n-«n-sÃ-¶v _m-¦v A-[n-Ir-XÀ ]-d-bp¶p. (Cu dnt¸mÀ-«v F-gp-Xp-¶ th-f h-sc). A-\ÀlÀ Cu hmbv-] F-Sp-¡p¶-Xv A-h-km-\n-¸n¡-W-sa-¶m-h-iy-s¸-«v Ir-jn-a{´n hn F-kv kp-\n -Ip-amÀ tI-{µ Ir-jn-a-{´n¡pw dn-kÀ-hv _m-¦v K-hÀ-WÀ ¡pw \ÂIn-b I-¯n-sâ Iq-Sn A-Sn-Øm-\-¯n-em-Wp \-S-]-Sn-sb-¶m-bn-cp-¶p dn-t¸mÀ-«p-IÄ ]p-d-¯p-h-¶Xv. F-¶m IÀ-j-IÀ-¡v e-`n-t¡-| ImÀjn-I kzÀ-W]W-b hmbv-] \nÀ-¯-em-¡m-³ kwØm-\ kÀ-¡mÀ B-h-iy-s¸-«n-«n-sÃ-¶ hn-i-Zo-I-c-W-¡p-dn-¸v C-Xn-\n-sS ]pd-¯v {]-N-cn-¡p-¶p-ap-|v.
F´p-sIm-|v Bi-¦? IÀ-j-IÀ-¡v Ip-d-ª sN-ehn ]-Ww e-`y-am-¡m³ D-t±in¨p-sIm-|p-Å ImÀjn-I kzÀW¸-W-b hmbv-]-bp-sS ]en-i \nc-¡v b-YmÀ-°-¯n H³]-Xv i-X-am-\-am-sW-¦nepw A-©v iX-am-\w k-_v-kn-Un-bp|v. AXn aq-¶p i-X-am-\w tI-{µhpw c-|p i-X-am-\w kw-Øm-\-hp-amWv h-ln-¡p-¶Xv. tI-c-f-¯n hn-Xc-Ww sN-bv-Xn-cn-¡p-¶ kzÀW-¸-W-b-¯n-t·-ep-Å ImÀjnI hm-bv-]-bn knw-l-`m-K-hpw e-`n-¨n-cn-¡p¶-Xv Ir-jn-¡mÀ-¡sÃ-¶mWv kwØm-\ kÀ-¡m-cnsâ \n-K-a-\w. Ir-jn hmbv-] A-\À-l-cn-te¡v F-¯p-¶p-t|m-sb-¶v I-s|¯m³ D-tZym-K-Ø kw-Lw tI-c-f-¯n-se-¯n ]cn-tim-[-\ \-S-¯n-bn-cp¶p. tI-c-f kÀ-¡mcn-sâ I-¯n-s\ Xp-SÀ-¶m-Wv tI-{µ Ir-jn h-Ip-¸v D-tZym-K-Ø kwL-s¯ \n-tbmKn-¨-sX-¶pw kq-N-\-I-fp-|v. Ir-jn-¡mÀ AÃm-¯-h-cnte¡pw Cu hmbv] t]m-Ip-¶p-s|-¦nepw Ip-Sn-Èn-It¯m-Xv Ip-d-hm-sW-¶-Xpw Xn-cn-¨S-hv D-d-¸m-sW-¶Xpw kw-L-¯n-\v t_m-[y-s¸-«n-cp-¶-Xm-bm-Wv dn-t¸mÀ-«v. ""H-fn-ªn-cn-¡p-¶ \n-c-¡p-I-fnÃm-sX F-fp-¸-¯n- e-`n-¡p-¶ Cu hmbv-] Ir-jn-¡mÀ-¡v am-{X-aà tI-c-f¯n-se km-[m-c-W-¡mÀ-¡v Iq-Sn G-sd {]n-b-¦-c-am-bncp¶p. Cu hm-bv-]-bp-sS i-cmi-cn Sn¡-äv \nc-¡v H-cp
t\m-«v ]n³-h-en¡Â, Pn-F-kv-Sn, Ign-ª hÀj-s¯ {]f-bw F-¶nhsb Xp-SÀ-¶v I-S-s¡-Wn-bn-e-I-s¸-« sN-dpIn-S kw-cw-`-Icpw km-[m-c-W¡m-cp-saÃmw Cu hmbv-] F-Sp-¯h-cn DÄ-s¸-Sp-¶p|v. ""\n-b-a-]-cam-bn C-Xv sX-äm-bn-cn-¡mw. ]-t£ tI-c-f-¯n-se km-¼-¯n-I cw-K-s¯ AÂ-¸-sa-¦nepw N-e-\m-ß-I-am¡m³ Cu hm-bv-]-IÄ D-]-I-cn-¨n«p|v,'' H-cp _m-¦nw-Kv \n-co-£-I³ ]-d-bp¶p. _m-¦v hmbv-] F-Sp-¯Ã R-§Ä I-¨h-Sw \-S-¯p-¶Xv. kzÀW-¸-W-b-hm-bv-]-bn-em-Wv. A-Xn\v Cu hm-bv]-sb B-{i-bn-¨n-cp-¶p. Ip-d-ª ]en-i \n-c-¡n ]-Ww In«p-¶ a-säm¶pw R-§Ä-¡v ap-¶n C-t¸m-gnÃ. C-Xv \nÀ-¯-em-¡n-bm I-¨h-Sw ]q-t«-|n h-cp-sa-¶v ]-d-bp¶ sN-dpIn-S I-¨-h-S-¡m-cp-ap-|v.
e-£w cq-]-sbm-s¡-bm-Wv. ap-S -§m-sX Xn-cn-¨-S-hp-s|-¦n-te k-_v-kn-Un¡v AÀ-l-X-bp-Åqsh-¶-Xn-\m _-lp-`q-cn]-£w t]cpw hmbv-] ]p-Xp-¡n sh-bv-¡ -em-Wv ]-Xnhv. C-Xv km-[m-c-W¡m-sc kw-_-Ôn-¨n-S-t¯m-fw hen-sbm-cp A-\p-{K-l-am-bncp¶p. ]-ehn-[ Im-c-W§-sf Xp-SÀ-¶v ]-W-sR-cp-¡w A-\p`-h-s¸-Sp-¶ km-l-N-cy-¯n Cu hmbv-] \nÀ-¯-em-¡n-bm km-[m-c-W-¡mÀ Iq-Sp-X {]-Xnk-Ôn-bn-em-Ipw,'' H-cp _m-¦v amt\-PÀ ]-d-bp-¶p. A-\À-l-cm-Wv Kp-W-t`m-àm -¡Ä F-¶p I-|v \nÀ-¯-em¡m-\m-sW-¦n Cu hm-bv-]bv-¡v ap-t¼ \n-b-{´-Ww sIm|p-h-tc|-Xv ]-e-Xp-ap-s|-¶mbn-cp-¶p _m-¦nw-Kv cw-K-¯p-Å a-säm-cp s{]m-^-j-W-en-sâ {]-Xn-I-cWw. ""km-[m-cW-¡mÀ-¡v hmbv-] In-«m³ ]-e I-S-¼-Ifpw \n-e-hn-ep|v. C-h-cmcpw hmbv-] F-Sp-¯v ap-§p-¶-hcÃ. A-hcp-sS Po-hn-X-¯n-se A-h-iy-L-«-¯n ssI-¯m-§v tX-Sn-bm-Wv ]-ecpw Hm-Sn h-cp-¶Xv. A-hÀ-¡v efn-X hy-h-Ø-bn I-gp-¯-d-¸³ ]-en-i-bnÃm-sX e-`n¡p-¶ hmbv-] \nÀ-¯-em-¡n-bm A-Xv km-¼¯n-I cwK-¯v {]-Xym-Lm-X-ap-|m-¡pw,'' a-säm-cp _m-¦nw-Kv s{]m-^-j-W Nq-|n-¡m-«p-¶p.
tI-c-f-¯n hn -Xc-Ww sN-bv-Xn-cn -¡p-¶ kzÀ-W-¸ -W-b-¯n-t·-ep-Å ImÀjn-I hm-bv-] -bn knw-l-`m-K-hpw e-`n-¨n-cn-¡p¶-Xv Ir-jn-¡mÀ-¡-sà -¶mWv kwØm-\ kÀ-¡m-cn-sâ \n-K-a-\w
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[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
23
\nIp-Xnbpw \n-§fpw TAX & YOU
i¼f¡mc\pw \nIpXn em`n¡m³ hgnIfpïv
C(sF--Xn-S\n-B -Iw B-Zm-b \n-Ip-Xn dn-t«¬ À) k-aÀ-¸n-¡p-I-bpw b-YmÀ-°-
¯n A-S-bv-t¡-|-Xn-epw Iq-Sp-X \n-Ip-Xn A-S-bv-¡p-I-bpw sN-bv-Xn-cn-¡p-¶ F-Ãm-hÀ¡pw do-^-|n-\v AÀ-l-X-bp-|v. \n-§Ä A-Uzm³-kv Sm-Iv-kv \Â-In-bn-«n-sÃ-¦n-epw i-¼-f-¯n \n-t¶m _m-¦v ]-en-i-bn-t•tem h-cp-am-\w t\-Sp-t¼mÄ t{km-X-kn \n-¶p X-s¶ \n-Ip-Xn ]n-Sn-¨n-«p|m-Imw. C-t¸mÄ B-Zm-b \n-Ip-Xn dn-t«¬ k-aÀ-¸n¨-Xn-\p ti-jw, \n-§fn \n-¶v Iq-Sp-X \n-Ip-Xn Cu-Sm-¡n F-¶v I-s|-¯p-I-bm-sW-¦n \n-Ip-Xn do-^-|v s¢-bnw sN-¿m-\m-Ipw. i-¼-f-¡m-c-\v \n-Ip-Xn em-`n-¡m³ \n-c-h-[n amÀ-K-§B-Zm-b \n-Ip-Xn h-Ip-¸v \n-§Ä k-aÀ-¸n-¨ fp-|v. \n-tXy-\-bp-|m-Ip-¶ ]-e sN-e-hp-I-fn-t•-epw \n-IpsFSn-B-À kzo-I-cn-¨p I-gn-ªm \n-Ip-Xn ZmXn em-`n-¡m-\m-Ipw. Nn-e-Xv ]qÀ-W-am-bpw \n-Ip-Xn hn-ap-àb-I-sâ _m-¦v F-¡u-|n-te-¡v t\-cn-«v do-^-|v hpw Nn-e-Xv `m-Kn-I-am-bn \n-Ip-Xn hn-ap-à-hp-am-Wv. \n-Ip-Xn \n-t£-]n-¡p-I-bm-Wv sN-¿p-I. do-^-|v e-`n-¡em-`n-¡m³ D-]-I-cn-¡p-¶ ]-¯v L-S-I-§-fn-Xm... W-sa-¦n \n-§-fp-sS _m-¦v F-¡u-|v ]m³-ImÀUp-am-bn _-Ôn-¸n-¨n-«p-s|-¶v D-d-¸p h-cp-t¯-|-Xp|v. ap³-]v do-^-|v sN-¡p-IÄ kv-]o-Uv t]m-kv-äv h-gn A-b-¡p-I-bm-Wv B-Zm-b \n-Ip-Xn h-Ip-¸v sN-bv-Xn-cp-¶-Xv. fn-¡v e-`n-¡p-¶ lu-kv sdâv 1. Fwt¹mbokv s{]mhnUâ v^ïv: \n-§-fp-sS B-Zm-b \n-Ip-Xn do-^-|n-sâ Ìm-ä-kv ]-cnA-e-h³-kn-t•Â (F-¨v BÀ F) tim-[n-¡p-I C-t¸mÄ F-fp-¸-am-Wv. \n-§-fp-sS sF-Un-bpw \n-Ip-Xn-bn-f-hv t\-Smw. b-YmÀ-°C-]n-F-^v B-Îv {]-Im-cw sXm-gn-em]m-kvthÀ-Upw D-]-tbm-Kn-¨v B-Zm-b-\n-Ip-Xn h-Ip-¸n-sâ C ¯n e` n¨ F¨ v B ÀF , i¼ fn-bp-sS A-Sn-Øm-\ i-¼-f-¯n-sâ-bpw ^-b-enw-Kv sh-_v-ssk-än tem-Kv C³ sN-¿p-I. Xp-d-¶p f-hpw Un-F-bpw Iq-Sn e-`n-¡p-¶ Un-bÀ-s\-kv A-e-h³-kn-sâ-bpw 12 h-cp-¶ t]-Pn-se ‘View Returns and Forms’ F-¶ `m-K-¯v XpI b ps S ]¯ p iX a m\ ¯ nt ei-X-am-\w C-]n-F-^n-te-¡v \n-t£-]n-¡-W-sa-¶m-Wv ¢n-¡v sN-¿p-I. A-Xn Xm-sg `m-K-¯m-bn ‘Income Tax sd Xp-I hm-S-I-bm-bn \Â-tI-|n I-W-¡v. k-am-\-am-b Xp-I sXm-gnÂ-Zm-Xm-hpw \ÂReturns’ F-¶-Xn- e-`y-am-tI-| hÀ-jw \Â-Ip-I. \n-§hc pt ¼mÄ, sat {Sm \K c § f n I-Ww. C-]n-F-^n-te-¡p-Å Cu Xp-I-bn-t•Â 1.5 fp-sS Sm-Iv-kv do-^-|v Ìm-ä-kv Im-Wm-\m-Ipw. i-¼-f-hpw Un-F-bpw tN-À-¶ Xp-Ie-£w cq-] h-sc \n-Ip-Xn-bn-f-hv e-`n-¡pw. B-Zm-b bps S 50 iX a m\ w sat {Sm CX c \n-Ip-Xn h-Ip-¸n-se sk-£³ 80 kn {]-Im-c-am-Wn-Xv. A-Xn do-^-|v s]-bv-Uv F-¶v Im-Wn-¡p-I-bpw \-K-c-§-fn 40 i-X-am-\w C-h-bn Nn-e \n-_-Ô-\-IÄ-¡v hn-t[-b-am-bn, C-]n-F-^v \nF-¶m \n-§-fp-sS F-¡u-|n ]-Ww F-¯n-bn-«p-an-sÃG-Xm-tWm Ip-d-ª Xp-I A-Xn-t•t£-]-¯n-t•--ep-Å ]-en-i-bv-¡pw \n-Ip-Xn-bn-f-hp-|v. ¦n \n-§-fp-sS _m-¦p-am-tbm A-X-sÃ-¦n do^-|v s¢em-Wv \n-Ip-Xn-bn-f-hv e-`n-¡p-I. bnw-kv ssI-Im-cyw sN-¿p-¶ tÌ-äv _m-¦v Hm-^v C-´y-bpam-tbm _-Ô-s¸-Smw. B-Zm-b \n-Ip-Xn h-I-p-¸n \n-¶pw 2. eohv {Smh Aeh³kv hn-h-c-§-f-dn-bm-\m-Ipw. 4. `£W Iq¸¬ cm-Py-¯n-\-I-¯v Ip-Spw-_-t¯m-sSm\-S-¸v km-¼-¯n-I hÀ-j-¯n Pq¬ 18 h-sc {]-hr-¯n k-a-b-§-fn ¸w k-©-cn-¡m-\m-bn sXm-gnÂ-Zm-Xm-hv 64,700 tIm-Sn cq-]-bp-sS do-^-|v B-Zm-b \n-Ip-Xn h-IpsXm-gnÂ-Zm-Xm-hv \Â-Ip-¶ \Â-Ip-¶ eo-hv {Sm-h A-e-h³-kn¸v \Â-In-b-Xm-bn [-\-a-{´n \nÀ-a-em ko-Xm-cm-a³ ^p-Uv Iq-¸-Wp-I-fn-t•Â \n-Ip-Xn-bn-ft•Â \n-Ip-Xn-bn-f-hv e-`n-¡pw. e-£yA-dn-bn-¨n-«p-|v. sN-dp- \n-Ip-XnZm-b-I-cp-tS-X-S-¡w \nhn-\v {i-an-¡mw. H-cp t\-cw 50 cq-]-bv-¡v Øm-\-t¯-¡p-Å G-ä-hpw Ip-d-ª Zq-c-¯n-\p-Å Ip-Xn do-^-|n-\v kÀ-¡mÀ h-en-b ap³-K-W-\ \Â-Iph-sc C-f-hv e-`n-¡pw. am-k-¯n 22 hn-am-\, s{S-bv³ Xp-S-§n-b Sn-¡-äp-I-Ä-¡p-Å sN-e-hn¶-Xm-bpw A-hÀ ]-d-ªp. {]-hr-¯n Zn-h-k-§-fpw {]-Xn-Zn-\w c-|p \-¯n-em-Wn-Xv. Ip-Spw-_w F-¶m sXm-gn-em-fn-sb \n-Ip-Xn kw-_-Ôn-¨ ]-cn-tim-[-\-IÄ sF-Snt\-cw `-£-Ww F-¶ I-W-¡n {]-XnB-{i-bn-¨p I-gn-bp-¶ `m-cy, a-¡Ä, am-Xm-]n-Xm-¡Ä, BÀ k-aÀ-¸n-¨v 24 a-Wn-¡q-dn-\-Iw ]qÀ-¯n-bm-¡n hÀ-jw 26,400 cq-] h-sc \n-Ip-Xn em-`nk-tlm-Z-co k-tlm-Z-c-•mÀ F-¶n-h-sc-Ãmw DÄ-s¸-Spw. sX-äp-I-fn-sÃ-¦n A-tX Zn-h-kw X-s¶ do-^-|v ¡m³ I-gn-bpw. \Â-Ip-sa-¶v C-S-¡m-e _-P-än A-¶v [-\-a-{´n3. ho«phmSI bp-sS Np-a-X-e-bp-|m-bn-cp-¶ ]n-bq-jv tKm-b 5. ImÀ {]-Jym-]n-¨n-cp-¶p. Nn-e \n-_-Ô-\-IÄ-¡pw \n-b-{´AäIpä¸WnIÄ W-§Ä-¡pw hn-t[-b-am-bn sXm-gn-em-
SmIvkv do^ïv: Ìmäkv Adnbmw, Ffp¸¯nÂ
¡mbpÅ Aeh³kv
Hm-^o-kv A-h-iy-§Ä-¡v D-]-tbm-Kn¡p-¶ Im-dp-I-Ä-¡v th-|n h-cp-¶ sN-e-hpI-fn-t•Â \n-Ip-Xn-bn-f-hv e-`n-¡pw. sXm-gnem-fn-bp-sS Im-dn-\v 2700 ap-X 3300 cq-] h-sc ss{U-h-dp-sS i-¼-fw, Im-À A-ä-Ip-ä¸-Wn-IÄ-¡p-Å sN-e-hv, C-Ô-\-¯n-\p-Å sN-e-hv F-¶n-h-bn-t•Â C-f-hv e-`n-¡pw.
6. Ip«nIfpsS hnZym`ymk ¯n\pÅ Aeh³kv Ip-«n-I-fp-sS ]T-\-¯n-\p-Å A-e-h³-km-bn sXm-gn-em-fn-¡v e-`n¡p-¶ {]-Xn-am-kw 100 cq-]-bv-¡pw {]-Xn-hÀ-jw 1200 cq-]-bv-¡pw \nIp-Xn-bn-f-hp-|v. ]-c-am-h-[n c-|p Ip-«n-IÄ-¡mbp-Å sN-e-hn-\m-Wv \n-Ip-Xn-bn-f-hv e-`-n-¡p-I. C-Xn-\p ]p-d-ta Syq-j³ ^o-kn-t•-epw sk-£³ 80 kn {]-Im-cw \n-Ip-Xn-bn-f-hn-\v AÀ-l-X-bp-|v.
7. tlmkväÂ
FIv kvs]³Un¨À Aeh³kv
Ip-«n-I-fp-sS tlm-kv-ä sN-e-hp-IÄ-¡m-bn sXm-gnÂ-Zm-Xm-hv \Â-Ip-¶ tlm-kv-ä F-Iv-kn-]³-Un¨À A-e-h³-kn-t•Â {]-Xn-hÀ-jw 3600 cq-]-bv-¡v \n-Ip-Xn-bn-f-hv tX-Smw.
24 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
C-Xpw ]-c-am-h-[n c-|p Ip-«n-I-fp-sS sN-e-hn-t•-em-Wv e-`n-¡p-I.
8. t^m¬ _n sS-en-t^m¬, sam-_o t^m-Wp-I-fp-sS _n-Ãn-\-¯n e-`n-¡p-¶ Xp-I-bn-t•-epw \nIp-Xn-bn-f-hv t\-Smw. t{_m-Uv-_m³-Uv CâÀs\-äv I-W-£-\pw Cu ]-cn-[n-bn h-cpw. ]-e I-¼-\nI-fpw Po-h-\-¡mÀ-¡v Cu ku-I-cyw \Â-Im-dp-|v.
9. bqWnt^mw Aeh³kv sXm-gn-en-S-¯n [-cn-t¡-| bq-Wnt^mw hm-§p-¶-Xn-\m-bn sXm-gnÂ-Zm-Xm-hv \Â-Ip-¶ Xp-I-bv-¡v \n-Ip-Xn-bn-f-hv e-`n¡pw. bq-Wn-t^mw hm-§p-¶-Xn-\p-Å sN-ehn-t•em-Wv C-Xv e-`n-¡p-I. F-¶m C-Xv A-tX B-h-iy-¯n-\v D-]-tbm-Kn-¡m-Xn-cp¶-m \n-Ip-Xn hn-t[-b-am-bn-cn-¡p-I-bpw sN-¿pw.
10. k½m\¡q¸¬ sXm-gn- Zm-Xm-hv \Â-Ip-¶ k-½m\-tam k-½m-\ Iq-¸-tWm A-Xv {]-XnhÀ-jw 5000 cq-]-bn Iq-Sp-¶n-sÃ-¦n \n-Ip-Xn-bn-f-hn-\v AÀ-l-X-bp-|v. C-\n, i-¼-fw \n-Ip-Xnbn-f-hv e-`n-¡p-¶ X-c-¯n {I-ao-I-cn-¡p-I-tb th-|q. Ip-td ]-Ww em-`n-¡m-\m-Ipw.
s]gvkW - Â ^n\m³kv PERSONAL FINANCE
{][m\a{´n hb hµ\ tbmP\
ZpcnXIme¯v Hcp ssI klmbw
km¼¯nI A¨S¡¯neqsS _m[nX {]tZi§Ä tI ZpcnX kµÀin¡Â
-c-fw ho-|psam-cp ags¡Sp-Xn-bn-eqsS I-S-¶p t]m -hp-I-bm-Wv. {]f-b-s¡-Sp-Xnbn C-Xph-sc k-¼m-Zn-¨-sX Ãmw \-ãam-b ]-eÀ¡pw H-cp tUm. Pp-ss_À Sn. ssI k-lm-bam-Im³ \-ap ¡pw km-[n¡pw. Nn-«bm-b Nn-e km-¼¯n-I B-kq{X-W-§Ä am{Xw a-Xn-bmIpw C-Xn-\v. AXv F-§-s\-bm-sW¶vv t\m-¡mw.
IpSpw_ _Päv X¿mdm¡pI Hm-tcm am-k-t¯-¡p-ap-Å H-cp IpSpw-_ _-P-äv am-km-Zy-¯n X-s¶ X-¿m-dm-¡p-I. h-cp-am-\hpw sN-e-hp-Ifpw I-W-¡m-¡pI. ap³-Iq-«n Im-Wm-\mhm-¯ Nn-e-hp-IÄ-¡m-bpw sN-dn-sbm-cp Xp-I am-än sh-¡mw.
Zp-cn-X _m-[n-X {]-tZ-i-§Ä k-µÀin-¡m-\pw Zp-c-´-¯n-sâ hym-]v-Xn a-\-Ên-em-¡m-\pw {i-an-¡p-I. F-¶m A-sXm-cp hn-t\m-Z-bm-{X-bp-sS kz-`mh-¯n-em-hm-Xn-cn-¡m³ {i-²n-¡p-I. Zp-cn-Xm-izm-k Iym-¼p-I-fn-te-¡p-Å km-[-\-§Ä tlmÄ-sk-bv B-bn hm-§n Ip-Spw-_-k-ta-Xw sN-¶v ssI-am-dmw. Ip-«n-IÄ A-¨-S-¡-hpw km-aq-ly {]-Xn-_-²-X-bpw D-Å-h-cm-bn h-f-cm-\pw C-Xv k-lm-bn-¡pw.
km¼¯nI A¨S¡hpw km¼¯nI km£cXbpw Po-hn-X hn-P-b-¯n-\v H-gn-¨p-Iq-Sm-\mhm-¯ H-cp a-{´-am-Wv km-¼-¯n-I A-¨-S-¡w. A-tXm-sSm-¸w ]-Ww G-ä-hpw \-¶m-bn D-]-tbm-Kn-¡m-\p-Å km-¼-¯n-I km-£-c-X Iq-Sn t\-Sm³ \-½Ä ]-cn-{i-an-t¡-|-Xp-|v.
A\mhiy sNehpIÄ Hgnhm¡pI H-t«-sd A-\m-h-iy ]À-t¨-kp-IÄ \-S-¯p-¶-h-cm-Wv \-½Ä. Hm¬-sse³ tjm-¸p-I-fn ]-c-Xp-¶Xpw tjm-¸nw-Kv am-fp-I-fn-se I-d-¡hp-saÃmw A-\mh-iyambn km-[-\-§Ä hm-§n-¡q-«p¶-Xn-te-¡v \-bn-¡pw. a-l-¯m-b H-cp D-t±-iyw ap-¶n sh-¨p-sIm-|v _-P-än Im-Wn-¨ Xp-Ibv-¡v Xm-sg sNe-hp-IÄ ]-cn-an-X-s¸-Sp-¯m³ {i-an-¡p-I.
k¼mZy ]²XnIÄ XpScmw am-k h-cp-am-\-¯n \n-¶v ]-Ww an-¨w sh-¨v \-S-¯p-¶ \n-t£-]-§Ä, k-¼m-Zy ]-²-Xn-IÄ ap-X-em-b-h-sb km-¼-¯n-I A-¨-S-¡w _m-[n-¡m-sX t\m-¡p-I. {]-f-b ]p-\-c-[n-hm-kw ]qÀ-¯n-bm-bm an-¨w sh-¡p-¶ Xp-I em-`-I-c-am-b \n-t£-]-§-fn-te-¡v h-gn Xn-cn-¨p-hn-Sm-\pw \mw {i-²n-t¡-|-Xp-|v.
ap-XnÀ-¶ ]u-c-·mÀ-¡p-Å s]³-j³ ]-²-Xn-bm-Wv {]-[m-\a{´n h-b- h-µ\ tbm-P-\ (]n-Fw-hnhnssh) [\w \yqkv _yqtdm
sse-
^v C³-jp-d³-kv tImÀ-¸-tdj³ Hm-^v C-´y ta t\m-«w h-ln-¡p-¶ ]-²-Xn-bm-Wv {]-[m-\-a{´n h-b h-µ\ tbmP\. hÀ-jw 8 i-X-am-\w dn-t«¬ ]²-Xn Dd-¸p \Â-Ip-¶p. 10 hÀ-j-t¯¡v am-km-am-kw s]³-j³ Xp-I e-`n¡pw. h-cn-¡mÀ¡v am-k¯n-tem, ss{Xam-k¯n-tem, B-dp-am-k¯n-tem, hÀ-j ¯ntem A-h-cp-sS XmÂ-¸-cy-a-\p-k-cn-¨v t]-saâv sX-c-sª-Sp-¡mw..
\nt£] XpI: K-h¬-saâv hn-Úm]-\-{]-Im-cw h-cn-¡mÀ-¡v 15 e-£w cq-] hsc Cu ]-²-Xn-bn \n-t£-]n-¡mw. H-cmÄ-¡v \n-t£-]n-¡m-hp-¶ ]-cn-[n am{X-am-WnXv. `m-cy-bv-¡pw 60 h-b-kn-\p apI-fn {]m-b-ap-s|-¦n A-h-cp-sS t]-cnepw 15 e-£w cq-] \n-t£-]n-¡m-\m-Ipw. am-kw 1000 cq-] s]³-j-\m-bn e-`n-¡-Wsa-¦n \n-t£-]n-t¡-|-Xv 1,50,000 cq-]bm-Wv. t\«w: {]-[m-\-a{´n h-b h-µ\ tbm-
P-\-bn K-h¬-saâv hm-Kv-Zm-\w sN¿p-¶-Xv 8 i-X-am-\w t\-«-amWv. a-´v-en s]³j³ kv-Io-am-Wv sX-c-sª-Sp-¡p¶-sX-¦nÂ8 i-X-am-\w hmÀjn-I ]en-i F-¶p ]-d-bp-¶Xv 8.3 i-X-am-\-am-bn-cn¡pw. C-sXm-cp s]³-j³ ¹m³ B-bXn-\m Pn-F-kvSntbm a-äp kÀ-ho-kv NmÀ-Pp-Itfm Cu-Sm-¡m-dnÃ. F-¶m ]-²-Xn-¡v \n-Ip-Xn C-f-shm-¶p-anÃ. CXn \n-¶p e-`n-¡p-¶ t\-«w \n-Ip-Xn-hnt[-b-amWv.
sshZypXn _n em`n¡mw ssh-Zyp-Xn _n e-`n-¡m\p-Å H-cp {]-b-Xv-\w \-S-¯mw. sse-äp-IÄ ]-c-amh-[n Ip-d-¨pw {^n-Uv-Pv c-|p a-Wn-¡qÀ Hm-^m¡n-bn«pw C-kv-Xn-cn-bn-Sp¶-Xv B- g v - N bn- s emcn- ¡ - e m- ¡ nbpsams¡ sshZyp-Xn e-`n¨m c-|p am -k-s¯ I-c|p _n-Ãn \-sÃm-cp Xp-I am-än sh¡m\m-Ipw.
dn«bÀsaân\p tijhpw Ønc hcpam\w
hmbv], ap³IqÀ ]n³hen¡Â: km-¼-¯n-I B-kq-{X-W-hpw \n-b-{´-Whpw ]-cn-io-en-¡Â, \n-t£-] ]-²-Xn-I-fp-sS i-cn-bpw sX-äpw Xn-cn-¨-dn-bm-\p-Å I-gn-hv, sU_n-äv ImÀ-Up-IÄ t]m-se-bpÅ \-h _m-¦n-wKv DÂ-¸-¶§Ä kp-c-£n-X-am-bpw em-`-I-c-am-bpw D-]-tbm-Kn-¡m-\p-Å A-dn-hv ap-X-em-b-hsb-Ãmw km-¼-¯n-I km-£-c-X-bp-sS `m-K-am-Wv.
AXnPohn¡Â a-\p-jy³ {]-Ir-Xn-sb A-an-X-am-bn Nq-j-Ww sN-¿p-¶-Xpw a-g-¡p ap-t¼ F-Sp-t¡-| ap³-I-cp-X-ep-IÄ F-Sp¡m-¯-Xp-am-Wv Zp-c-´-§-fp|m-¡p¶Xv.]-s£ a-g am-dp-t¼mÄ \-½Ä A-sX-Ãmw a-\-¸qÀ-hw hn-kv-a-cn-¡p¶p. Imem-h-Øm-hyXn-bm\w \m-sf \-½-sf-bpw _m-[n-¡mw. A-Xn-s\ A-Xn-Po-hn-¡m-\p-Å {]-b-Xv-\-§Ä-¡v Ct¸m-tg Xp-S-¡-an-Smw. tIm-S-t©-cn K-h¬-saâv tIm-f-Pnse sIm-ta-gv-kv hn-`mKw A-kn-Ìâv s{]m-^-kdm-Wv te-JI³
A-{]-Xo£n-X km-l-N-cy-§-fp-|mbm A-Xn-s\ t\-cnSm-\m-bn h-cn-¡mÀ aq¶p hÀ-jw t]m-fn-kn Im-emh-[n ]qÀ-¯n-bm¡n-bn-«p-s|-¦n \n t£-] Xp-I-bp-sS 75 i-X-am-\w hsc hm-bv]-sb-Sp-¡m³ A-\p-h-Zn¡p-¶p-|v. AtX-t]m-se hcn-¡m-ct\m ]-¦m-fn t¡m am-c-Iam-b A-kpJ-§Ä ]n-Sn-s]-Sp-Ibm-sW-¦n Im-em-h[n-¡p ap³-]p-Å ]n³h-en-¡Â A-\p-h-Zn-¡mdp|v. C¯-cw km-l-Ncy-§-fn t]m-fn-kn DS-a-bv-¡v \nt£-] Xp-I -bpsS 98 i-X-am-\w Xncn-¨p \Â-Ipw. ap³-IqÀ ]n³-h-en-¡-en\v c-|p i-X-am-\w s]-\m-Âän Cu-Sm-¡pw. s]³j³: Cu ]²Xn {]-Im-cw e-`n-¡p-¶ G-ähpw Ip-d-ª s]³ -j³ 1000 cq-]-bm-Wv. {]n³-kn-¸Â Xp-I
BÀs¡ms¡ hcn¡mcmImw? Ip-d-ª {]m-bw: 60 hbkv ]-c-amh-[n {]mbw: ]-cn-[n CÃ t]m-fn-kn Im-em-h-[n: 10 hÀ-jw (]-¯p hÀ-j-t¯-¡v s]³-j³ \Â-Ipw)
A-\p-k-cn-¨v C-Xv am-kw 10,000 cq-] h-sc e-`n-¡pw. ]²-Xn {]-Im-cw 1000 cq-] amkw e-`n-¡-W-sa-¦n 1,50,000 cq-] \nt£-]n-¡-Ww. 15,00000 cq-] \n-t£-]n¨m am-kw 10000 cq-] am-k hcp-am-\w t\-Sm-\m-Ipw. t]m-fn-kn Im-em-h-[n ]qÀ¯n-bm-¡p-t¼mÄ A-hkm-\ s]³-jt\m-sSm-¸w \nt£-] Xp-I Xn-cn-sI e-`n-¡pw. ]-¯p hÀ-jw ]qÀ-¯n-bm-¡p-¶-Xn-\p ap³-]v t]m-fn-kn D-S-a a-c-W-s¸-«m \n t£-] Xp-I t\m-an-t\-äv sN-bv-Xn-«p-Å B-fp-sS A-¡u-|n s{I-Un-äv sN-¿s¸-Spw. h-cn-¡mc-sâ {]m-b-s¯ B-{ibn¨Ã s]³-j³ Xp-I- F-¶-Xm-Wv C-Xnsâ H-cp {]-tXy-IX.
kvIow hmenUnän: 2018  {]-Jym-]n ¨ _P-äv {]-Im-cw 2020 amÀ-¨v 31 h-sc ]-²-Xn-bn Aw-K-am-Imw.
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
25
C³sh-kä -v s -v aâv ssKUv market REVIEW
INVESTMENT GUIDE
s]mdn©p shfn-b¯v
s_bÀ amÀ¡äv Ft¸mÄ Ahkm\n¡pw? {lkz-Im-e-¯n an-Uv, kv-tamÄ Iym] v Hm-l-cn-I-fn Iq-Sp-X \-ã-§-fp-|m-Im³ km[yX
hn
im-e hn-]-Wn-bn hn¸-\ k-½À-Zw B-cw-`n-¨n-«v 19 am-kw I-gn-bp-t¼m-fpw, sN-dp-In-S, an-Uv Iym-]v \n-t£-]-IÀ-¡v C-\n-bpw Bizm-kw e-`n-¨n-«n-Ã. an-Uv, kv-tamÄ Iym-]p-I-fn-se s_-bÀ amÀ-¡-änsâ ssZÀ-Lyw, A-Xpw C-{X h-enb A-f-hn-ep-Å-Xv, ]-cn-N-b-k-¼-¶cm-b C-Izn-än \n-t£-]-I-sc t]m-epw B-Ý-cy-s¸-Sp-¯p-¶p. \n-t£-]-IÀ Hm-l-cn-bn-te-¡v a-S-§n-h-cm-\p-Å h-gn-¯n-cn-hm-bn-cn¡pw sX-c-sª-Sp-¸v F-¶m-bn-cp-¶p F-sâ tXm-¶Â. F-¶m _-P-änse amÀ-¡-äv ku-lr-Z-a-Ãm-¯ \-b§Ä aq-ew `-c-W-¯p-SÀ-¨-bp-sS t]mkn-äo-hv h-iw hn-]-Wn-bn D-|m¡n-b D-WÀ-hv t]m-epw, Ip-d-¨p Ime-t¯-s¡-¦n-epw \-ã-s¸-«n-cn-¡p¶p. ip-`m-]v-Xn hn-izm-k-t¯m-sS t\m-¡p-I-bm-sW-¦nÂ, hn-]-Wn-bnse hn-ä-gn-¡Â H-Sp-hn \n-^v-än-bnepw {]-Xn-^-en-¡p-¶p F-¶-Xv H-cp ]-t£ kq-Nn-¸n-¡p-¶-Xv C-t¸mg-s¯ Cu s_-bÀ-amÀ-¡-äv ss¢-amIv-kn-te-¡v A-Sp-¯p-sIm-|n-cn-¡pI-bm-sW-¶m-Wv. F-¶n-cp-¶m-epw, C-Xv an-Uv, kv-tamÄ Iym-]v Hm-l-cn-I-fn Iq-Sp-X \m-i-\-ã-§Ä D-|m¡m\p-Å km-[y-X X-Ån-¡-f-bm-\m-hn-Ã.
]cm-P-b-§Ä Xp-SÀ¡Y C-´y³ k-¼-Zv-hy-h-Ø-bn I-gn-ª Ip-d-¨p hÀ-j-§-fm-bn \n-c-h-[n sh-Ãp-hn-fn-IÄ D-bÀ-¶p h-¶ncp-¶p. C-Xn ]-e-Xn-s\ Ip-dn-¨pw s]m-Xp [m-c-W
ayq-Nz ^-|v hy-h-km-b¯n B-kv-Xn X-cw-Xn-cn-¡Â \-S-¯m\p-Å sk-_n Xo-cp-am-\w aq-ew sN-dp-In-S, an-Uv-Iym-]v I-¼-\n-I-fn D-|m-b i-à-am-b hnÂ-¸-\-bn \n-¶v hn-im-e-hn]-Wn-¡v C-\n-bpw I-c-I-b-dm-\mbn-«n-Ã. sam-¯-¯n h-f-sc-¡me-am-bn ap³-s]-§pw C-Ãm-¯ X-c-¯n XWp¸³ {]-I-S-\-am-Wv C-´y³ Hm-l-cn hn-]-Wn-bn-epÅ-Xv. \n-^v-än D-bÀ-¶p F-¦n-epw hn-im-e hn-]-Wn C-¡m-e-b-f-hn 50 i-X-am-\-¯n-e-[n-Iw \-ãw tcJ-s¸-Sp-¯n. 90 i-X-am-\-¯n-te-sd en-Ì-Uv Hm-l-cn-I-fpw 30 ap-X 90 i-X-am-\w h-sc Xm-tg-¡v t]m-bn-«p|v. F-¶m 10 i-X-am-\-t¯m-fw h-cp-¶ Nn-e emÀ-Pv Iym-]v I-¼-\nIÄ sX-c-sª-Sp-¸n-\p ti-j-ap-Å Xn-cp-¯-en-epw B-\p-]m-Xn-I-am-bn Xm-tg-¡p t]m-bn-«n-Ã.
DSs\-sbm-cp Xn-cn-¨p- h-c-hpt|m?
hn-]-Wn-bp-sS Nm-©m-«-§Ä -¡p Ir-Xy-am-sbm-cp k-a-b -an-Sm³ \-ap-¡v I-gn-bn-Ã, A-Xn-\m kaNn¯-X -tbmsS hn-]-Wn-sb Im-Wp-I F-¶-Xm-Wv Zp-jv-I-c-am-b Cu Im-e-b -f-hn sN-t¿-ï G-ä-hpw bp-àn-k-l-am-b Im-cyw D-|m-bn-cp-¶p F-¦n-epw, Nn-e sh-Ãp-hn-fn-I-fp-sS-sb-¦nepw A-\-´-c ^-e-§-fp-sS hym-]v-Xn A-f-¡p-¶-Xn \n-t£-]-IÀ ]-cm-P-b-s¸-«p F-¶v th-Ww I-cp-Xm³. \n-Ip-Xn A-Sn-¯-d i-àn-s¸-Sp-¯p-¶-Xn-\pw k-¼mZ-\-t{km-X-kv I-s|-¯Â sa-¨-s¸-Sp-¯p-¶-Xn-\pw I-Å-¸-W-hpw A-gn-a-Xn-bpw Ip-d-bv-¡p-¶-Xn-\p-sams¡-bp-ap-Å kÀ-¡m-cn-sâ Ip-eo-\-hpw kzm-K-XmÀ-lhp-am-b {i-a-§Ä F-Ãm-h-cp-tS-bpw {]-Xo-£-bv-¡pw A-¸p-d-¯p {l-kz-Im-e-t¯-s¡-¦n-epw k-¼-Zvhy-h-Øsb sR-cp-¡n-b-Xm-bn tXm-¶p-¶p. BÀ-_n-sF dn-t¸m \n-c-¡v sh-«n-¡p-d-¨n-«pw, Cu Ip-d-bv-¡Â D-]-t`m-àm¡-fn-te-¡v F-¯n-bn-«n-Ã. tImÀ-¸-td-äp-I-fp-sS aq-e-[-\s¨-e-hv C-t¸m-gpw D-bÀ-¶p \nÂ-¡p¶p, C-Xv hym-hkm-bn-I ta-J-e-bp-sS Xn-cn-¨p h-c-hv ssh-In-¡pw. sF F Bâv F-^v-F-kv {]-iv-\w s]-«-¶v ]-cn-l-cn-¡s¸-Sp-¶-Xn-\p ]-I-cw A-Xv a-äv F³-_n-F-^v-kn-I-fnte-¡pw _m-¦p-I-fn-te-¡pw ]-SÀ-¶p ]n-Sn-¨p. sF-_nkn {]-{In-b Pp-Uo-jy \-S-]-Sn-{I-a-§-fn Ip-Sp-§n, \n-cm-im-P\I-am-b hn-[-¯n a-µ-K-Xn-bn-em-Wv.
26 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
I-¼-\n-I-sf sam-¯-¯n _m-[n-¨ ta-¸-d-ª Im-cy-§-sf-Ãmw H-cp \n-t£-]-I-sâ \n-b-{´-W-¯n\v A-Xo-X-am-Wv. F-t¸m-gm-Wv hn-]-Wn A-Xn-sâ im-´-X ho-s|-Sp-¡p-I-bpw C-´y³ I-¼-\n-I-fp-sS A-´À-eo-\-am-b aq-eyw Aw-Ko-I-cn-¡p-I-bpw A-Xv tÌm-¡v hn-e-I-fn {]-Xn-^-en-¸n-¡p-I-bpw sN-¿p¶-Xv? I-gn-ª aq-¶v ]-Xn-äm-|p-I-fm-bn hn-]-Wn-Ifp-sS hy-Xn-bm-\-§Ä A-\p-`-hn-¨-dn-ª B-sf-¶ \n-e-bn hn-im-e-hn-]-Wn-bn H-cp kp-{]-[m-\-am-b Xn-cn-¨p h-c-hv Rm³ ap-¶n Im-Wp-¶p. A-Xv A\n-hm-cy-am-Wv, F-¶m C-Xn-\v H-cp k-a-b-]-cn-[n \nÝ-bn-¡m³ F-\n-¡v I-gn-bn-à þ sam-¯ hn-]-Wn-sb kw-_-Ôn-¨ C-¯-cw {]-h-N-\-§-fn ]-e-X-h-Wbm-bn F-\n-¡v sX-äv ]-äp-¶p. ]qÀ-W-am-bpw \n-t£-]w \-S-¯n-bn-«p-Å \n-t£]-I³ F-¶ \n-e-bn C-t¸mÄ Hm-l-cn \n-t£-]§Ä hn-säm-gn-bp-¶-Xv H-cp an-I-¨ X-{´-a-sÃ-¶pw G-ä-hpw th-Z-\m-P-\-I-am-b Cu L-«-¯n £-atbm-sS Im-¯n-cn-¡p-¶-Xv h-cpw hÀ-j-§-fn ^-ew \Â-Ip-sa-¶pw Rm³ hn-iz-kn-¡p-¶p. C-t¸m-g-s¯ K-h¬-saân-sâ \-b-§-sf-¡p-dn-¨v- A-\n-hm-cy-am-b hn-aÀ-i-\-§-fpw C-´y-bp-sS km-¼-¯n-I `m-hn-sb Ip-dn-¨p-Å A-an-X-am-b B-i-¦-I-fpw am-än-\nÀ-¯nbm \-½Ä _n-kn-\-kv sN-¿p-¶ co-Xn-sb A-Sn-apSn am-äp-¶-Xn-\v Cu kÀ-¡m-À sN-¿p-¶ \-ÃIm-cy-§Ä \n-t£-]-IÀ a-d-¡-cp-Xv. hn-]-Wn-bp-sS Nm-©m-«-§Ä-¡p Ir-Xy-am-sbm-cp k-a-b-an-Sm³ \-ap-¡v I-gn-bn-Ã, A-Xn-\m C-¯cw Zp-jv-I-c-am-b Im-e-b-f-hn kaNn¯-X-tbm-sS hn-]-Wn-sb Im-Wp-I F-¶-Xm-Wv C-t¸mÄ sN-t¿| G-ä-hpw bp-àn-k-l-am-b Im-cyw. C-t¸m-g-s¯ hn-]-Wn-bnÂ, hnÂ-¡m³ A-Sn-Øm-\ Im-c-W-§Ä H-¶p-an-Ãm-ªn-«pw \-¶m-bn {]-hÀ-¯n-¡p-¶ _nkn-\-kp-IÄ t]m-epw B-fp-IÄ ]-cn-{`m-´n-bn hn-säm-gn-bp-I-bm-Wv. C-Xv tIm¬-t{S-dn-b³ hm-eyp C³-sh-kv-tä-gv-kn-\v A-Sp-¯ _pÄ ssk-¡n-fn {]-tbm-P-\w t\-Sp-¶-Xn-\m-bn ]-Ww \n-t£-]n-¡m³ I-gn-bp-¶ an-I-¨ A-h-k-c-am-Wv!
tIcf I¼\nIfpsS Hmlcn AhtemI\w
I¼\n
kzÀ-W hm-b]v m I¼\nIÄ t\«¯n 2019
Pq-sse 26 ap-X 2019 Hm-K-Ìv 9 h- ¯v sk-Iyq-cn-äo-kn-sâ am-t\-Pnw-Kv U-bsc-bp-Å Im-e-b-f-hn hn-]-Wn X-m-tg-¡m-Wv d-Î-dm-b cmw-In Nq-|n-¡m-«n. kzÀ-W hne \o-§n-b-Xv. sk³-sk-Iv-kv 301 t]m-bvâpw D-b-À-¶-Xm-Wv ap-¯q-äv ^n-\m³-kv, a-W-¸p\n-^v-än 175 t]m-bn-âp-w C-Sn-ª-tXm-sS `q-cn- dw F-¶n-h-bp-sS Hm-l-cn-IÄ ap-t¶-dm-\p-Å `m-Kw Hm-l-cn-I-fp-sS-bpw hn-e-IÄ Ip-d-ªp. Im-c-Ww. sI.F-kv.C A-Xn-sâ G-ä-hpw sI.F-kv.C-bm-Wv G-ä-hpw Iq-Sp-X t\-«- Xm-gv-¶ \n-e-hm-c-¯n-te-¡v F-¯n-¡-gn-ªap-|m-¡n-b-Xv. A-Xn-sâ Hm-l-cn hn-e 115.30 Xn-\m C-\n-bpw A-Xn-sâ Hm-l-cn hn-e Ipd-bm-\p-Å km-[y-Xn-b-sÃcq-] hÀ-[-\-tbm-sS 1107.40 ¶m-Wv hn-e-bn-cp-¯Â. cq-]-bm-bn D-bÀ-¶p. ap-¯qäv ^n-\m³-kv, a-W-¸p-dw \n-t£-]-I-cp-sS tIm Imiv-aoÀ {]-iv\w, ^n-\m³-kv F-¶n-h b-Ym¬^n-U³-kv \-ã-s¸-«_m-¦p-I-fp-sS F³-]n{I-aw 57.15, 10.50 cq-]-bpXn-\v ]p-d-ta C³-U-kvsS hÀ-[-\- tc-J-s¸-Sp-¯n-. F, B-tKm-f {]-iv-\ {Sn-bp-am-bn _-Ô-s¸-«v Pn.än.F³ sS-Iv-kv-ssäÂK-h¬-saâv kzo-I-cn-¡p-¶ -§Ä XpS-§n \n-ch-[n kv, Inw-Kv-kv C³-{^m, \nS-]-Sn-IÄ s\-K-äo-hm-bL-S-I-§Ä hn-]-Wn-sb \äm sP-em-än³ F-¶o HmXn-\m hn-]-Wn F-t¸mÄ kzm-[o-\n-t¨¡mw l-cn-I-fn H-cp cq-]-bn Xn--cn-¨p-I-b-dp-sa-¶v ]-d-bmXm-sg-bp-Å hÀ-[-\-bp-|m\m-Im-¯ Øn-Xn-bm-Wpb-t¸mÄ a-äp-Å F-Ãm HmÅ-Xv. Nn-e-t¸mÄ 6 ap-X l-cn-I-fpw \-ã-¯n-em-Wv t¢m-kv sN-bv-X-Xv. 7 i-X-am-\w h-sc ho-|pw Xm-tg-¡v t]m-Imap-¯q-äv Im-¸n-ä-en-sâ Hm-l-cn hn-e-bn 18.10 \p-Å km-[y-X X-Ån-¡-fm-b-\m-In-sÃ-¶pw cq-]-bp-sS C-Sn-hp-|m-b-t¸mÄ lm-cn-k¬ a- cmw-In N-q-|n-¡m-«n. C-t¸m-g-s¯ km-l-Ne-bm-fw, hn-þ-KmÀ-Uv F-¶o Hm-l-cn-I-fp-sS cy-¯n \n-t£-]-I-cp-sS tIm¬-^n-U³hn-e-bn 9.35, 8.35 cq-]-bp-sS Ip-d-hp-|m-bn. kv do-_nÂ-Uv sN-¿p-I F-fp-¸-a-Ã. F-¶m- "_-P-äv \nÀ-tZ-i-§-fm-Wv hn-]-Wn-bp-sS X- H-cp 3 hÀ-j-s¯ ZoÀ-L-Im-e-b-f-hn \nIÀ-¨¡v h-gn-sbm-cp-¡n-b G-ä-hpw {]-[m-\- t£-]w \-S-¯m-\m-{K-ln-¡p-¶-hÀ-¡v sX-cs¸-« L-S-Iw. \n-t£-]-I-cp-sS tIm¬-^n- ª-Sp-¯ Hm-l-cn-I-fn \n-t£-]w Xp-S-§mU³-kv X-IÀ-¶n-cn-¡p-I-bm-Wv" sj-bÀ-shÂ- sa-¶pw A-t±-lw ]-d-ªp.
GO FOR AN AUTHENTIC INSURANCE POLICY THAT PROTECTS YOUR LIVELIHOOD COMPLETELY
At¸mtfm Stbgvkv F.-hn.än sIm-¨n³ an-\-dÂ-kv & dq-ss«Â sIm-¨n³ jn¸vbmÀ-Uv [\-e£van _m¦v Cut̬ s{SUvkv F^v.-F.-kn.än s^U-d _m¦v Pntbm-PnXv Pn.-än.-F³ sSIv-kv-ssäÂkv lmcn-k¬kv ae-bmfw C³-Unt{S-Uv (sP-.BÀ.Pn) tIcf BbpÀthZ Inw-Kv-kv C³{^msh-t©-gv-kv InsäIvkv sI.-F-kv.C aW-¸pdw ^n\m³kv ap¯qäv Iym]nä kÀhokv ap¯qäv ^n\m³kv \näm sPe-än³ ]mävkv]n³ C´y d_v^ne ku¯v C-´y³ _m¦v skà kv-s]-bvkv (]-g-b {io i-àn t]-¸À- anÂkv) shÀsSIvkv skIyq-cn-äokv hnþ-KmÀUv h|Àem
apJ hne
2019 Pqsse 26 se hne (cq-])
2019 HmK-kväv 9 se hne (cq-])
1 1 10 10 10 10 10 2 1 10 10 10 10 10 1 10 2 10 10 10 10 5 1 10
164.05 21.95 169.00 359.30 14.95 32.10 40.10 95.30 26.95 7.60 59.20 34.80 50.45 23.40 85.50 992.10 113.25 577.00 591.10 105.45 6.80 34.60 13.00 4.55
162.65 20.35 168.25 351.80 13.75 27.90 36.10 87.90 22.90 8.50 49.85 33.50 50.15 24.00 84.60 1107.40 123.75 558.90 648.25 106.10 6.45 32.95 11.75 4.30
2 1 10
1.50 235.55 255.15
1.50 227.20 253.00
Your shop is your livelihood. It is the one thing you value most outside your family. Your whole life depends on it. You need comprehensive protection for your shop that protects and keeps you unaffected in the event of any untoward incident. Acquire a shop owner’s policy that protects you completely.
MUTHOOT SHOP OWNERS POLICY BENEFITS » Cover for shop’s structure and content against Fire, STFI & EQ and other natural disasters » Burglary cover for contents of the shop » Money in locked safe covered against » On-the-spot activation
Insure your shop & its contents at just `999 per year*
*Terms and conditions apply.
burglary or housebreaking
For more details, please call
81130 76677 / 95265 81800
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-kväv 31, 2019
27
amt\-Pvsaâv MANAGEMENT
THE CONTRARIAN
CONSULTANT
hnPbn¨ tem tIm-kväv tlmkv]näepIsf Sn\n ^nen¸v
ASp¯ Xe¯nte¡v DbÀ¯mw! slÂ-¯v sI-bÀ ta-J-e-bn-se {]-iv-\-§Ä-¡n-S-bnepw tem tIm-kväv tlm-kv-]n-ä-ep-IÄ-¡v s]À-t^m-a³-kv sa-¨-s¸-Sp-¯m-\p-Å h-gnIÄ
\n
ch-[n Im-c-W-§-fm tI-c-f-¯n-se sl¯v sI-bÀ ta-J-e {]-Xn-k-Ôn-bn-em-Wv. B-tcm-Ky-]-cn-N-c-W ta-J-e-bp-sS ti-jn 2000 \pw 2015 \pw C-S-bn-ep-Å Im-e-L-«-¯n Im-cyamb hÀ-[-\ t\-Sn-bn-«p|v. \n-ch-[n h³In-S kz-Im-cy B-ip-]-{Xn-IÄ Øm-]n-¡-s¸-Sp-Ibpw \n-e-hn-ep-Å B-ip-]-{Xn-IÄ ]-eXpw hn-]p-eo-I-cn-¡p-Ibpw sNbvXp. C-Xn ]-eXpw _m-¦v hm-bv-]-I-fp-sS k-lm-bt¯m-sS-bm-bn-cp-¶p. tlm-kv-]n-ä-ep-I-fp-sS I-¸m-kn-än hÀ-[n-¨-Xn-\m tUm-ÎÀ-am-cp-sS e`y-X-bn Ip-d-hp|mbn. X-•q-ew tUm-ÎÀ-am-cp-sS i¼-fw `o-a-am-bn hÀ-[n-¡p-Ibpw sN-bv-Xp. \-gv-kp-amÀ¡pw a-äp Po-h-\-¡mÀ¡pw Ip-d-ª i¼-fw \Â-In-bn-cp-¶-Xn-\m t\cs¯ tUm-ÎÀ-am-cp-sS D-bÀ-¶ i¼-fw hen-b _m-[y-X-bmbn-cp-¶nÃ. F-¶m kw-Øm-\ hym-]-I-am-bn \-gvkp-amÀ ka-cw sN-bv-X-tXm-sS km-l-N-cy-§Ä am-dn. \-gv-kp-am-cp-tSbpw a-äp Po-h-\-¡m-cp-sSbpw i¼-fw D-bÀ-t¯-|n h¶p. A-tXm-sS tUm-ÎÀ-amÀ H-gn-sIbp-Å Po-h-\-¡m-cp-sS i-¼-f-s¨e-hv an-¡ B-ip-]{Xn-I-fnepw C-c-«n-bm-bn hÀ-[n-¨p. KÄ-^v {]-Xn-k-Ôn, t\m-«v \n-tcm-[\w, PnF-kv-Sn \-S-¸m-¡Â, {]f-bw F-¶n-h- aqew 2015 ap-X Xp-S§nb tI-c-f-¯n-sâ km-¼¯n-I {]-Xnk-Ôn
Table 1 – Average Monthly Cash Hospital in 2018
i-àam-b, D-bÀ¶ thm-fn-bw t\-Sp¶ tem tIm-kv-äv tlm-kv-]n-ä-ep-IÄ ap-I-fn ]-d-ª km-l-N-cy-§fnepw F-§-s\-bm-Wv t]-jyâv-kn-sâ H-gp-¡v hn-P-bI-c-am-bn ssI-Imcyw sN-bv-X-sX-¶mWv Cu te-J-\¯n Rm³ hn-i-Zo-I-cn-¡p-¶-Xv.
{]iv-\-§Ä BZyw I-s|¯pI
H]n-IÄ¡v sSen-t^m¬ _p-¡nw-Kv ku-I-cyw, Hm¬-sse³ _p-¡nw-Kv ku-I-cyw, sF-]n-bn th-K¯n-ep-Å Un-kv-NmÀ-Pv ku-Icyw Xp-S§n-b \qX-\ am-b ku-I-cy-§Ä ]-eXpw B-ip-]{Xn C-Xn\-Iw X-s¶ hn-P-b-I-c-am-bn \-S-¸m-¡n-bn-«p-|v. C¯-cw {i-a§Ä aq-ew 2015 ap-X 2018 h-sc-bp-Å Hmtcm hÀ-jhpw H]n, sF-]n t]-jyâp-I-fp-sS F-®-¯n Im-cyam-b hÀ-[-\ D-|m-bn-«p|v. F-¶m H]n, sF-]n \-¼-dp-IÄ 2018  a-µ-K-Xnbn-em-bn. am-{X-aà 2018  H-]n t]-jyâv-kn \n-¶v h-cp-¶ ]-cm-Xn-IÄ Im-cy-am-bn D-bÀ-¶-Xmbpw tlmkv-]n-ä-en-sâ {i-²-bn s]-«p. H-]n c-Pn-kv-t{S-j³ Iu-|-À, H-]n I¬-kÄ-«nw-Kv dq-w, em_v, ^mÀa-kn F-¶n-hn-S-§-fnse t]-jyâv-kn-sâ \o-| Iyqhn-s\ Ip-dn-¨m-Wv an-¡ ]-cm-Xn-I-fpw. 2018 se i-cmi-cn a-´v-en Im-jv kÀ¹-kv tS-_nÄ H-¶n Im-Wn-¨n-cn-¡p¶-Xpt]mse G-I-tZ-iw c-|p tIm-Sn cq-]-bm-Wv. 2019 sâ Bcw`¯n tlm-kv-]n-ä am-t\-Pv-sa-âv H-]n kw-_-Ôam-b Surplus of {]-iv-\§-sf¡p-dn-¨p-Å U-mä hn-i-Ie-\w sN¿p-Ibpw Xm-sg ]-d-bp-¶ I-s|-¯-ep-I-fn Rs F-¯p-Ibpw sN-bvXp: 20,00,00,000 $ H-cp am-kw B-ip-]-{Xn-bn-se-¯p-¶ H-]n t]j yâvvknsâ i-cmi-cn F-®w 40000. 14,00,00,000
Code
Item
Calculation
A
Revenue
A
B
Variable Cost
B
C
Gross Profit
A-B
6,00,00,000
D
Overhead
D
4,00,00,000
E
Cash Surplus
C-D
2,00,00,000
Imc-Ww ]e tcm-Kn-Ifpw hen-b _p-²n-ap-«p-|m¡m¯ tcm-K-§Ä-¡p-Å Nn-InÕ am-än-h-bv-¡p-I tbm A-sÃ-¦n Ip-d-ª sNe-hn Nn-In-Õ e-`y-amIp-¶n-S-t¯-¡v t]m-hp-Itbm sN-bv-XXpw slÂ-¯v sI-bÀ hn-]-Wn-bn hen-b C-Sn-hp-|m-¡n. hm-bv-]m Xn-cn-¨-Shv, tUm-ÎÀ-am-cp-sS i-¼fw, \-gv-kv-am-cp-tS-bpw a-äp Po-h-\-¡m-cptSbpw D-bÀ-¶ i-¼-f-s¨-ehv, h-cp-am-\-¯nep|m-b Ipd-hv F¶n-h aq-ew sNe-hv hf-sc hÀ-[n-¨-Xn-\m an-¡ B-ip-]-{Xn-I-fp-w s\-Käohv Im-jv ^v-tfm-bn-te-¡v t]m-hp-Ibpw A-hkm-\w AS-¨p ]q-«-en-se-¯p-Ibpw sN-bvXp. F¶m km-¼-¯n-I-am-bn i-à-am-b Npcp-¡w Nn-e sN-e-hp-Ip-d-ª B-ip-]-{Xn-I-fn C-¡m-e-b-f-hn Xm-c-X-tay-\ Iq-Sp-X tcm-KnIÄ F-¯n-bn-«p|v. Iq-Sp-X t]cpw sNe-hp Ip-d-ª Nn-In-Õm-co-Xn-I-fn-te-¡v am-dn-bXm-Wv C-Xn-\p Im-c-Ww. km-¼-¯n-I-am-bn
28 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
$ i-cm-i-cn 20000 tcm-KnIÄ Hmtcm am-khpw H-]n A-t¸m-bvâv-saâv F-Sp-¡p-¶p. ]-t£ C-Xn 25 i-Xam-\w Ip-d-hp-|m-bn-«p|v, 25 i-X-am-\w t]cpw B-ip]-{Xn-bn-te-s¡-¯m-dnÃ. A-Xp aqew A-t¸m-bvâv-saâv hgn 15000 tcm-Kn-IÄ am-{X-amWv F-¯p-¶-Xv. $ C-XÀ-°-am-¡p¶Xv Hmtcm am-khpw h-cp¶ 40000 H-]n t]-jyâv-kn 25000 t]-cpw {]-tXy-In-¨v A-t¸m-bâv-sa-sâm-¶p-anÃm-sX-bm-Wv C-t§m-«v F-¯p-¶-Xv. $ A-t¸m-bvâv-saâv F-Sp-¡m-sX F-¯p-¶ 25000 t]-jyâv-kn 5000 t¯m-fw F-aÀ-P³-kn t]-jyâvkmWv. A-Xm-b-Xv 20000 t\m¬ F-aÀ-P³-kn t]-jy-âvkv Hmtcm am-khpw A-t¸m-bvâv-saânÃm-sX tlm-kv-]n-ä-en-te-¡v h-cp-¶p|v. $ H-]n-bn {]-iv-\-ap-|m-¡p¶-Xv cm-hn-se X-s¶ B-ip-]-{Xn-bn-te-¡v A-t¸m-bvâv-saânÃm-sX Ib-dn h-cp-¶ 20000 t]-jyâv-km-Wv. $ C-Xpaq-ew c-Pn-kv-t{S-j³ Iu-|-dn hen-b Xn-c-¡p-|m-Ip-Ibpw \o-| Iyq cq-]-s¸-Sp-Ibpw sN¿p¶p. C-tX-¡p-dn-¨v t]-jyâv-kv ]-cm-Xn ]-d-bm\pw Xp-S-§p-¶p. $ Cu Xnc-¡v ]n-¶o-Sv H-]n I¬-kÄ-«nw-Kv dq-anepw, ^mÀ-a-kn, em-_v F-¶n-hn-S-§-fnepw \o-| Iyq kr-ãn-¡p-¶p. Cu I-s|-¯-ep-I-fp-sS A-Sn-Øm-\-¯n tlmkv-]n-ä am-t\-Pv-saâv tUm-ÎÀ-amÀ a-äv Po-h-\-¡mÀ F-¶n-h-cp-am-bn ao-änw-Kv hn-fn-¡p-Ibpw Cu {]-iv-\§Ä ]-cn-l-cn-¡p-¶-Xn-s\ Ip-dn-¨v NÀ-¨ sN-¿p-I-bpw sN-bvXp. ao-änw-Kn tlm-kv-]n-ä t\-cn-Sp-¶ {]-iv\§-sf¡p-dn-¨v hn-i-Z-am-bn NÀ-¨ sN-¿p-Ibpw Xm-sg ]-d-bp-¶ Im-cy§-Ä¡v {]m-apJyw sIm-Sp-¡p-Ibpw sN-bv-Xp $ I-gn-ª Ip-td hÀ-j-§-fm-bn t]-jyân-kn-\pÅ _p-¡nw-Kv kn-Ì-s¯ Ip-dn-¨v Im-cy-£-a-am-bn amÀ¡-äv sN-¿p-Ibpw AXph-gn B-Zy Im-e-§-fn \à _p-¡nw-Kv D-|m-hp-Ibpw sN-bv-sX-¦nepw ]n-¶o S-Xv Ìm-táä-Uv Bbn am-kw 20000 F-¶ co-Xn-bn-embn. $ Hmtcm am-khpw \-S-¡p¶ 20000 _p-¡nw-Kn 19000 _p-¡nwKpw sS-en-t^m-Wn-eq-sS-bpw 1000 F-®w am{Xw Hm¬-sse³ h-gn-bp-amWv. $ Hm¬-sse³ _p-¡nw-Kv G-Xp k-a-bhpw sN-¿mw, F-¶m sSen-t^m¬ _p-¡nwKv FÃm Zn-h-khpw D-¨-bv-¡v c-|p a-Wn ap-X cm-{Xn 9 a-Wn h-sc- F-¶ co-Xn-bmbn-cp-¶p sSen-t^m¬ _p-¡nw-Kv Xp-S-§n-bt¸mÄ \-S-¸m¡n-b coXn. Imc-Ww D-¨-bv¡p ti-jw c-Pn-kv-t{S-j³ Iu-|dpw H-]n Po-h-\-¡mcpw {^o B-Ip-sa-¶-Xn-\m A-h-scbpw sSen-t^m¬ _p-¡nw-Kn\v D-]tbm-K-s¸-Sp-¯m-\m-Ipw. $ A-Xmb-Xv A-tX Znh-kw X-s¶ tUmÎ-sd Im-W-W-sa-¶v hn-Nm-cn-¨p cmhn-se hn-fn-¡p-¶ t]-jyâvv-kn-\v C-Xp {]-tbm-P-\-s¸-Sp-¯m-\m-
InÃ. Imc-Ww sSen-t^m¬ _p¡nwKv Xp-S-§p¶-Xv D-¨-bv-¡v c-|p a-Wn-¡mWv. Hm¬-sse³ _p-¡nw-Kv e-`y-am-sW-¦nepw hf-sc Ipd-¨v t]-jyâv-kv am-{Xta Cu tkh-\w {]-tbm-P-\-s¸-Sp-¯p-¶p-Åp. $ Cu {]-iv-\w ]-cn-l-cn-¡m-\m-bn sSen-t^m¬ _p-¡nw-Kv ssI-Imcyw sN-¿m³ Ipd-¨v Po-h-\-¡msc Iq-Sn D-]-tbm-Kn-¡m³ Xo-cp-am-\n¨p. Iq-Sm-sX sSen-t^m¬ _p-¡nw-Kv ka-bw cm-hn-se B-dp a-Wn ap-X ssh-In-«v B-dp a-Wn h-sc-bm¡n. $ Cu tk-h\-s¯¡p-dn-¨v \n-e-hn-ep-Å FÃm t]-jyâvvkn-t\bpw A-dn-bn-¨p $ a-säm-cp {]-iv-\w _p-¡nw-Knep|m-b 25 i-X-am\w t{Um]v Hu-«v td-tjym-bmWv. Hmtcm am-k-hpw 20000 t]À _p-¡v sN-bv-Xn-cp-¶-Xn 5000 t¯m-fw t]cpw h-cp-¶nÃ. $ h-cm-Xn-cp-¶ t]-jyâv-kn `q-cn-`m-Khpw hfsc t\c-s¯ A-t¸m-bvâv-saâv F-Sp-¯n-cp-¶-h-c-mWv. $ Cu {]-iv-\w ]-cn-l-cn-¡m-\m-bn A-h-cp-sS A-t¸m-bvâv-saâv Zn-h-k-¯n-\v H-cp Znh-kw ap³-]v dn-ssa³-UÀ F-kv-Fw-F-kp-IÄ A-b-¨p. $ ^-mÀa-knbn aq-¶p X-cw Iu-|-dp-I-fmWp-ÅXv. H-sc-®w _nÃnwKv, a-säm-sc-®w Im-jv Iu-|À, ]n-s¶ a-cp-¶v hn-Xc-Ww sN-¿m-\pw. Gähpw \o-| Iyq Im-Wm³ km-[n-¡p¶-Xv _nÃnw-Kv Iu-|-dn-em-Wv. $ k-am-\am-sbm-cp A-h-Ø em-_nepw Im-Wm\m-Ipw, C-hn-sSbpw G-ähpw \o-| Iyq _nÃnw-Kv Iu-|-dn-em-Wv. $ _nÃnw-Kv Iu-|d - n H-cp t]-jy-ân\v th-|n h-cp-¶ ka-bw Iq-Sp-Xe - m-Wv. C-Xn-\p Im-cW - w Iu-|dn-en-cn-¡p-¶ Po-h\ - ¡ - mÀ _nÃn-se hn-hc - § - Ä am-\ph-em-bn tlm-kv] - n-ä tkm-^vä - vs - h-bd - n tNÀ-t¡-|n h-cp-¶X - mWv. an-¡t- ¸mgpw tUm-ÎÀ-am-cp-sS ssI-¿£cw hm-bn-¡m³ {]-bm-ka - m-bX - n-\m Iu-|À Po-h\ - ¡mÀ¡v tUmÎ-sd hn-fn-¨v kw-ib - \n-hmc-Ww h-cpt¯-|n h-cp-¶Xpw Xm-ak - a - p-|m-¡p-¶p.
$ tUm-ÎÀ-amÀ¡v Hm¬-sse-\m-bn tlm-kv-]n-ä tkm-^v-ä-vsh-b-dn-se samUyq-Ä h-gn ^mÀ-a-kn-bn \n¶v a-cp¶v HmÀ-UÀ sN-¿m\pw em-_n sS-Ìv \-S-¯m\p-sam-s¡ kw-hn-[m-\-ap|v. F-¶m an¡ tUm-ÎÀ-amcpw Cu kw-hn-[m-\w {]-tbm-P-\-s¸-Sp-¯p¶nÃ. $ \à Xn-c-¡pÅ tUm-ÎÀ-amÀ Cu kw-hn-[m-\w D-]-tbm-Kn-¨m H-cp t]-jyân-\p th-|n Iq-Sp-X ka-bw sN-e-h-gn-t¡-|n h-cp-Ibpw X-•qew A-h-cpsS H-]n \-¼-dn Ipd-hp h-cpIbpw sN-¿p-¶p-sh-¶Xn-\m-emWv Cu ku-Icyw A-[n-Iw D-]-tbm-Kn-¡m¯-Xv. $ Cu {]-iv\w ]-cn-l-cn-¡m³ A{X-b-[n-Iw t]-jyâv-knÃm¯ tUm-ÎÀ-amÀ em-_nepw ^mÀ-a-kn-
Table 2 – Average Monthly Cash Surplus of Hospital in mid 2019 Code
Item
Calculation
Rs
A
Revenue
A
22,00,00,000
B
Variable Cost
B
15,40,00,000
C
Gross Profit
A-B
6,60,00,000
D
Overhead
D
4,00,00,000
E
Cash Surplus
C-D
2,60,00,000
bnepw Hm¬-sse³ dn-Iz-kv-äv kw-hn-[m-\w D-]-tbmKn¡-s« F-¶ Xo-cp-am-\-¯n R-§Ä F¯n. th-K¯n-ep-Å kn-kv-äw \-S-¸m-¡p¶-Xp h-sc Xn-c-¡pÅ tUm-ÎÀ-am-sc C-Xn \n-¶v H-gn-hm-¡pIbpw sN-bvXp. A-Xn-\p-ti-jw Cu ku-I-cy§Ä tlm-kv-]n-äÂ\-S-¸m-¡m³ Xp-S-§p-Ibpw i-cmi-cn H-]n t]-jyâvknsâ F-®w am-k-¯n 50000 B-bn D-b-cp-Ibpw sN-bv-Xp. G-I-tZ-iw 6000 F-aÀ-P³-kn t]-jyâv-kmWv h-cp-¶Xv. A-Xm-b-Xv 44000 t\m¬ F-aÀ-P³-kn
t]-jyâvkv Hmtcm am-khpw tlm-kv-]n-ä k-µÀ-in¡p-¶p.
kÀ¹-kv D-bÀ¯mw A-{K-ko-hv amÀ-¡-änw-Kv aqew am-kw 40000 t]-jyâv-kv A-t¸m-bvâv-saâv- _p-¡v sN-¿p-¶-Xn t{Um]v Hu«v 15 i-X-am-\-ambn. C-Xv AÀ-°-am-¡p-¶Xv 44000 t\m¬ F-aÀ-P³-kn t]-jyâv-kn 34000 t]-jyâv-kv A-t¸m-bvâv-sa-tâm-sS-bm-Wv tlm-kv-]n-ä -en F¯n-t¨-cp-¶sX¶mWv. Hmtcm am-khpw A-t¸m-bvâv-saânÃm-sX 10000 t]-jyâv-kv tlm-kv]n-ä k-µÀ-in-¡p-¶p. H-¸w ^mÀa-kn _nÃn-sâ 50 i-X-am-\-hpw tUmÎÀ-amÀ Hm¬-sse³ dn-Iz-kv-äv h-gn-bm¡n. em-_v sS-kv-äp-I-fnepw Cu t\-«w Im-Wm-\m-bn. C-Xn-sâ ^-e-ambn \o-| Iyq-hn-s\ Ip-dn-¨p-Å ]-cm-XnIÄ Im-cy-am-bn Ip-d-ªp. 2019 a-[y-t¯m-sS tlm-kv-]n-ä-en-sâ B-h-tdPv a-´v-en kÀ-¹-kv tS-_nÄ 2  Im-Wp¶-Xp t]mse 2.6 tIm-Sn cq-]-bn-se-¯n. slÂ-¯v sI-bÀ ta-J-e-bn-se {]-Xn-kÔn-IÄ-¡n-S-bnepw F§-s\ tem tIm-kv-äv tlm-kv-]n-ä-epIÄ-¡v A-h-cp-sS s]À-t^m-a³-kv sa-¨-s¸-Sp-¯m-sa-¶-Xn-\p-Å tI-kv Ì-Un-bmWnXv. C´y-bnepw Pn.kn.kn cm-{ã-§-fn-ep-am-bn Ømbnbm-b _n-kn\-kv tam-U-ep-IÄ h-fÀ-¯n-sb-Sp¡p-¶-Xn-\p-th-|n ZoÀ-LIm-e A-Sn-Øm-\-¯n kw-cw-`-I-cp-am-bn tNÀ-¶v {]-hÀ-¯n-¡p-¶ _n-kn\-kv A-ssUz-k-dm-Wv te-JI³. - n-\p- ti-jw 1992 IIM (L) \n¶v PGDM F-Sp-¯X _n-kn\-kv A-ssUz-kd - m-bn {]-hÀ-¯\w B-cw-`n-¨ A-t±-lw dn-kÄ-«vk - v I¬-kÄ-«nw-Kv {Kq-¸n-sâ No-^v F-Ivk - n-Iyq-«nhv Hm-^o-kd - m-Wv. website: www.
we-deliver-results.com, email: tinyphilip@gmail.com
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
29
_nkn\-kv tIcf BUSINESS KERALA
km[mcW P\§fpw PnFkvSn cPnkvt{Sj³ ]cn[nbnÂ!
kwi-b-§Ä-¡p-Å a-dp]Sn AUz. sI F-kv l-cn-lc³
I-gn-ª e-¡-¯n {]-kn-²o-Icn-¨ "km-[m-c-W-¡mcpw Pn-F-kv-Sn
]-cn-[n-bnÂ!' F-¶ te-J-\-hp-am-bn _-Ô-s¸-«v hm-b-\-¡m-cn \n-¶v H-t«sd tNm-Zy-§-fm-Wv D-bÀ-¶-Xv. s{]m^-j-Wep-I-fS-¡w ]-e cw-K-¯p-\n¶p-Å-hÀ tNm-Zn-¨ kw-i-b-§-fn \n-¶v s]m-Xphm-b Nne tNm-Zy-§Ä¡p-Å D-¯-c-§Ä CXm.
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40 e-£w cq-]b-tà tI-c-f-¯n Pn-F-kv-Sn c-Pn-kv-t{S-j³ F-Sp-t¡ -| hmÀjn-I tS¬ Hm-hÀ
AÃ. tk-h-\-¯n-sâ Im-cy-¯n Pn-F-kv-Sn-bp-sS c-Pn-kv-t{S-j³ ]-cn-[n C-t¸m-gpw 20 e-£w cq-] am-{X-amWv. N-c-¡pIfp-sS hnÂ-¸-\-bv¡v (Goods) tI-c-fw DÄ-¸-sS-bp-Å ]-e kw-Øm\-§-fpw 40 e-£w cq-] F-¶ Hm-]vj³ sX-c-sª-Sp¯p. A-Xn-\m Nc-¡p-I-f-p-sS hnÂ-¸-\ \-S-¯p-¶-hÀ¡v 40 e-£w cq-] F-¶ ]-cn-[n _m[-I-amWv. (Subject to publication of
notification)-
e-`n-¨mÂ-t¸mepw ]en-i sIm-|pam{Xw Po-hn-¡p-¶-h-cpw 20 e-£w hmÀjn-I Xp-I I-gn-ªm c-Pn-kvt{S-j³ F-Sp-¡-W-sa¶tÃ? i-cn-bmWv. C-hn-sS H-cp-Imcyw Iq-Sn -tNÀ-¡s«. ]pXn-b ^n-\m³kv _nÃn c-Pn-kv-t{S-j³ F-Spt¡-| tIm-t¼m-kn-j³ A-k-Ênbp-sS tS¬ Hm-hÀ ]-cn-[n-bn "] en-i h-cp-am\w' Ip-d-bv¡mw F-¶ t`-ZK-Xn sIm-|p-h-cp-t¼mÄ X-s¶ hen-b H-cp ktµiw P-\-§Ä¡v X-cp-¶p|v. A-XmbXv tImw-t¼mkn-j³ kvIow sX-c-sª-Sp-¡m-¯hÀ¡v tS¬-Hm-hÀ ]-cn-[n I-W-¡pIq-«pt¼mÄ "]en-i h-cp-am\w' t]m epw c-Pn-kv-t{S-j³ F-Sp-t¡-| Imcy¯n tNÀ¡-Ww. kÀho-kn \n-¶v hn-c-an¡p-t¼mÄ e-`n¡p-¶ XpItbm a-täsX¦n-epw hn[-¯n e`n¡p-¶ ]-Wtam _m-¦n \n-t£-]n -¨m A-Xn \n¶v e-`n¡p-¶ ] en-i h-cpam\w t]mepw Pn-Fkv-Sn s\-ävhÀ-¡n-sâ I®n s]-t«-¡mw. G-sX¦nepw X-c-¯nep-Å tk-h-\ h-cp-am\w, A-h \n-Ip-Xn H- g n- h m- ¡ - s ¸- « - h - b - s ænÂ, km-[m-cW P-\am bmepw i-cn Pn-Fk - vSn c-Pnkvt{Sj³ F-Sp¡W sa¶pkmcw. B km-[m c-W P-\¯n X-s¶ tImt¼mkn-j³ kvI - o-an \nIp-Xn-bS-¡m³ X-bm-dm-bm Pn-Fk - vSn-bp-sS c-Pn-kvt- {Sj³ F-Spt¡-| ]-cn-[n IW-¡p- Iq-«p-t¼mÄ _m-¦v ] en-i Ip-d¡mw F-¶p-am-{Xw. ^n-\m³-kv B-Iv-än-se t`Z-K-Xn-¡v ap³-]pw C-tX A-hØ \n-e-\nÀ-¯m³ Difficulty
Removal order 1-2017 (Central Tax) dated 13---10--2017 Â tI-{µ
tIc-f kÀ-¡mcn-sâ _P-äv {]-kw-K-¯n 40 e-£w ]-cn-[n-bm-bn D-bÀ-¯p-sa¶v ]-d-ªn-cp-¶p F¶-Xv i-cn-bmWv. hm-S-I DÄ-¸-sS-bp-Å tk-h-\-§Ä¡p-Å ]-cn-[n C-t¸m-gpw 20 e-£w F-¶ ]-cn-[n Xp-S-cp-¶p. t¼m-kn-j³ Ak-ÊnamÀ-¡v ?]-etImn-i-bp-sS Xp-I c-Pn-kv-t{S-j-\p-
Å ]-cn-[n I-W-¡m-¡p-t¼mÄ Hgn-hm-¡m³ ]pXn-b tI-{µ ^n-\m³kv _nÃn \n-jv-IÀ-jn-¨n-cn-¡p-¶p F¶p ]-d-bp-t¼mÄ A-Xn-sâ hym]-Iam-b AÀ-°w tIm-t¼m-kn-j³ kv-Io-w sX-c-sª-Sp-¡m-¯ km-[mc-W-¡m-c\pw sNdn-b I-S hm-S-I
30 [\w hyh-kmb hmWnPy ssZzhm-cnI
K-h¬-saâv ]en-i Xp-I tImt¼m-kn-j³ Uo-eÀ-am-cp-sS A{K-tKä-Uv tS¬ Hm-hÀ ]-cn[n IW-¡p Iq-«p-t¼mÄ In-gn¡mw F-¶v {]-Xn-]m-Zn-¨n-cp¶p. H-cmÄ-¡v 22 e-£w cq-] _m-¦v ]-en-i-bm-bn In-«n F-¶n-cn-¡s«. a-äv bm-sXm-cp h-cp-am-\hpw Cà A-bmÄ Pn-F-kv-Sn c-Pn-kv-t{S-j³ F-Sp¡-W-tam? th-|, 20 e-£w cq-] F-¶ ]-cn-[n I-gn-ªm t]mepw 100% ‘Exempted Supply" (\n-Ip-Xn H-gnhm-¡-s¸-«) tk-h-\-am-bn _m-¦v ] en-i DÄ-s¸-«n-cn-¡p-¶-Xn-\m A-Xpam{Xw sN-¿p-¶-bmÄ c-Pn-kv-t{S-j³ F-Sp-t¡-|-XnÃ. F¶m A-bmÄ¡v I-S-hm-S-I C-¯-c-¯n 1000 cq] t]mepw e-`n-¨p F-¶p-h-¶m PnF-kvSn- cPn-kv-t{S-j³ F-Sp-¡bpw thWw. hn-h-c-§Ä-¡v: t^m¬ 98950
?
69926
HmK-kv-äv 31, 2019
HmKkväv 22 PnF-kvS- n G-IZn-\ inÂ-¸im-e, dm-Un-k¬ »q ¹m-k, ssl-Zc - m-_mZv, kn.sF.sF-, KPMG B³-Uv Cleartax F-¶n-hb - p-sS kw-bpàm-`n-ap-Jy-¯n t^m¬: 9840909749. Cþsa-bvÂ: vipin.c@cii.in
22 \yq G-Pv amÀ-¡ä - nw-Kv & I-ayq-Wn-t¡j³, tlm-«Â tlm-fn-tU C³, a-bqÀ hn-lmÀ, UÂln F³-knBÀ, kn.sF.sF-bp-sS B-`n-apJy-¯nÂ, t^m¬: +91-120- 4345972-74, CþsabvÂ: chitralekha.palyal@cii.in
23-- - 24 ^pUvt- {]m 2019, tIm¬-^d - ³kv Hm¬ F-aÀPnw-Kv sSIvt- \m-fP - o-kv C³ ^p-Uv t{]m-kknw-Kv B³-Uv ^n-jd - okv, kn.sF.sF-bp-sS B-`n-ap-Jy-¯nÂ, sNss¶ t{S-Uv skâÀ, sNss¶, t^m¬: +91 44 42 444 530 Cþsa-bvÂ: foodpro@cii.in, www.ciifoodpro.in
31 A-{Kn-{]-WÀ 2019, tlm-«Â hn³-Uvk - À ImknÂ, tIm-«bw, ssS tI-cf - b - p-sS B-`n-ap-Jy¯nÂ, t^m¬: +91 484 - 4015752, 4862559, Cþsa-bvÂ: info@tiekerala.org, info@tiecon
kerala.org, www.kerala.tie.org
sk-]ä-v w_À 20-- - 22 UMEX þ bq-kv-Uv sa-jn\-dn F-Ivkv-t]m, t_mw-s_ F-Iv-kn-_n-j³ skâ-À, apw-ss_, CâÀ-\m-j-W t{S-Uv B³-Uv F-Iv-kn-_nj³ C-´y ss{]h-äv en-an-ä-Un-sâ B-`n-ap-Jy -¯nÂ. http://www.umexonline.com
30---31 t¥m-_Â B-bpÀth-Z k-an-äv 2019, tlm«Â se sa-dn-Unb³, sIm¨n,tIm¬s^-Ut- dj³ Hm-^v C-´y³ C³-Ukv{Sn kw-LS- n-¸n-¡p-¶p, t^m¬: 04844012300, 9895757237, Cþsa-bvÂ: saji. mathew@cii.in,
\hw_À 2---4 INTERX CâÀ-\m-jW -  Câo-cn-bÀ F-Ivä - o-cn-b BÀ-¡n-sS-IvN - À FIvkv t]m, XriqÀ epep I¬sh³j³ skâÀ-, Câ-dI - vkv C-hâvk - v ss{]h-äv en-anä-Uv kw-LS- n-¸n-¡p¶p. t^m¬: +91 9846160676, Cþsabv : iecakerala@gmail. com, www.iecakerala.com
2---4 FIFEX 2019 CâÀ-\m-j-W ^À-Wn¨À F-Iv-kn-_n-j³ BUve - I - vkv I¬sh³j³ skâÀ, A-¦amen. ^À-Wn-¨À am-\p-^m-Ivt- N-gvk - v B³Uv a-À¨âv A-tkmkn-tbj³ (^p-a) H-cp-¡p¶p. t^m¬: 9495964357, sa-bvÂ: tomypuli@icloud.com
4---5 TiEcon Kerala 2019, se sa-dn-Unb³, sIm¨n, ssS tI-cf - b - p-sS B-`n-ap-Jy-¯nÂ, t^m¬: 0484 4015752, Cþsa-bvÂ: info@ tieconkerala.org, https://tieconkerala.org
14þ27 C-´y CâÀ-\m-jW -  t{S-Uv s^-bÀ {] K-Xn ssa-Xm³, \yq-UÂln, C-´y t{S-Uv s{]m-tamj³ HmÀ-K-ss\-tk-j³ kw-LSn-¸n-¡p-¶p, t^m¬: +91 9971240168, http://indiatradefair.com/iitf/
Unkw_À
21
5---7
ssSþhn-a³ C³ _n-kn-\-kv 2019, tlm-«Â a¬-kq¬ Fw-{]kv, sIm¨n, t^m¬: +91 484- 4015752, Cþsa-bvÂ: info@tiekerala.org,
sIm-¨n³ CâÀ-\m-jW -  t_m-«v tjm 2019, km-ap-{Zn-I I¬-sh³-j³ skâÀ, hn Ãnw-KvS¬ sFe³Uv, sIm¨n, t^m¬: +918893304450, sa-bvÂ: joseph@cruzexpos.
info@tieconkerala.org, www.kerala.tie.org
26 - 28 SbÀ F-Ivkvt]m C-´y 2019, sNss¶ t{S-Uv skâÀ, sN-ss¶, kn-s¦-Ivk - v F-Ivk - n-_nj³-kv C-´y kw-LS- n-¸n¡p¶p, t^m¬: +918527765556, Cþsa-bvÂ: rahul.bhatia@singex.
com, http://tyrexpoindia.com
27 - 28 #Huddle 2019, Xn-cp-h\ - ´ - ] - pcw, Zv eo-e dm-hn-kv tIm-hfw, tI-cf - ÌmÀ-«] - v an-j\ - pw CâÀ-s\-äv B³Uv sam-_o Atkm-kntb-j³ Hm-^v C-´y-bpsS-bpw (IAMAI) kwbp-àm-`n-ap-Jy-¯nÂ, t^m¬: +91 9591139733, Cþsa-bvÂ: gowthami@iamai.in, https://huddle.
net.in/
H-Itv äm_À 10---12 tlm-«Â sS-Iv tIc-f, t_mÄ-Km-«n ]me-kv B³Uv sFeâv dn-tkmÀ«v, sIm¨n, {Iq-kv F-Ivkv-t]m-kv kw-LSn-¸n-¡p-¶p, Cþsa-bvÂ: info@cruzexpos.com t^m¬: +91 8893304450,
http://hoteltechkerala.com/
15---17 t{]m th-hv F-Ivkvt]m, B-Uv-se-Iv-kv CâÀ\m-j-W I¬-sh³-j³ & F-Iv-kn_n j³ skâÀ, A-¦-amen, km-bv skm-eq-j³ A-h-X-cn-¸n-¡p-¶p, sam-_oÂ: +91- 98840 24999 Cþsa-bvÂ: saisolutions1835@gmail.com, www. prowaveexpo.com
com, www.cochininterntionalboatshow.com
7-9 tI-cf - sPw & Pq-hÂ-dn tjm, 2019 B-Uvse-Iv-kv CâÀ-\m-j-W I¬-sh³-j³ & F-Iv-kn-_n-j³ skâÀ, A-¦-amen, F-d-Wm-Ip-fw, http://www.kgjs.in/
13---14 ^man-en _n-kn\-kv tIm¬-t¢hv 2019, se sa-dn-Unb³, sIm¨n, [\w ]-»n-t¡ j³-kv kw-LS- n-¸n-¡p¶p. t^m¬: +91
484 2316494/2315840/+91 90725 70051, Cþsa-bvÂ: mail@dhanam.in, www.dhanam online.com
P-\p-hc- n 2020 4---6 Hmt«m & sa-jn\-dn F-Ivkvt- ]m, 2020, ep-ep CâÀ-\m-jW -  I¬sh³-j³ skâÀ, Xr-iqÀ, tIc-f, ss{SUâv CâÀ\m-jW -  A-hX - c - n-¸n¡p¶p. sam-_oÂ: 00-91-9633631651, 00-91-9633236111, Cþsa-bvÂ: tridentautoexpo@gmail.com, http:// www.tridentautoexpo.com
22 [\w ku¯v C´y do-sä-bv B³-Uv {_m³-Uv k-an-äv & AhmÀ-Uv ss\-äv 2020, tlm-«Â se sa-dnUnb³, sIm¨n, [\w ]- » n- t ¡- j ³kv kwLSn- ¸ n- ¡ p¶p. t^m¬: +91 484 2316494 /2315840/ +91 90725 70051, CþsabvÂ: mail@dhanam.in,
www.dhanamonline.com
s^-{_p-hcn
hyXykvX UnPnä hmeäv D¸¶§fpambn
se HIvk C´y ]-
e-hy-Rv-P-\-§-fpsSbpw C-Ô-\¯n-sâbpw hn-e-bn h-¼n-¨ C-f-hpIÄ hm-Kv-Zm-\w sN-¿p-¶ kq¸À-tjm¸n ImÀUv, s]-t{Sm ImÀ-Uv F-¶o c-|v hy-Xykv-X Un-Pn-ä hm-e-äp-IÄ se H-Iv-k C-´y A-h-X-cn-¸n¨p. ]-e-Nc-¡v DÂ-¸¶-§fpw C-Ô-\hpw D-bÀ-¶ A-f-hn hm-§p-¶ D-]-t`màm-¡Ä-¡v KpW-I-c-amWv Cu Un-Pn -ä hm-e-äp-IÄ. D-]-t`m-àm-hn-\v ]-Whpw k-a-b hpw em-`n-¡m³ I-gn-bp¶ se H-Iv-k s]-t{Sm ImÀ-Uv cm-Py-s¯ \q-X-\ Un-Pn-ä hmeäv kw-cw-`-am-sW-¶v se H-Iv-k C-´y am-t\-Pnw-Kv U-b-dÎÀ hn-jv-Wp hn.F-kv ]-d-¼n ]-d ªp. B-Iv-kn-kv _m-¦p-am-bn k-lI-cn-¨m-Wv hme-äv {]-hÀ-¯n-¡-pI. 100 cq-] \ÂIn Hm¬-sse-\m-bn c-Pn-kv-äÀ sN-¿mw. ImÀ-Uv H-cp am-k-¯n\-Iw D-]-t`m-àm-hn-sâ hn-em-k-¯n sIm-dn-b-dn-eq-sS e-`n-¡pw. ImÀ-Uv D]-tbm-Kw t{]mÂ-kn-¸n-¡m³ "^pÄ ^yqhÂ' F-¶ t]-cn H-cp a-Õcw GÀ-s¸-Sp-¯n-bn-«p|v. A-Xn-se hn-P-bn-IÄ-¡v B-Po-h-\m-´w s]t{SmÄ ku-P-\y-am-bn e-`n-¡pw. 2700 cq-] hm-e-än-te-¡v am-äp-¶ D-]-t`màm-hn-\v 300 cq] t_m-W-kv t]m -bvâm-bn e-`n-¡p-¶-Xn-\m A-Xp-]-
tbm-Kn-¨v cm-Py-s¯-hn-sS \n-¶pw 3000 cq-]-bp-sS CÔ-\w hm-§mw. I¼-\n A-h-X-cn-¸n-¨ a-säm-cp \q X\ DÂ-¸-¶-am-Wv kq¸À-tjm-¸n UnPn-ä hm-eäv. ]-e-hy-Rv-P-\-§Ä Dĸ-sS KmÀln-I DÂ-¸-¶-§Ä _Ä -¡m-bn hm-§p-t¼mÄ C-Xn-eq-sS Un-kv-Iu-|v e-`n-¡pw. C-Xp-]-tbmKn¨v ho-«n-en-cp-¶v HmÀ-UÀ sN¿m\pw tjm-¸n t]m-bn ]À-t¨-kv \-S-¯m\pw km-[n-¡pw. HmÀ-UÀ sN¿p-¶ km-[-\-§Ä an-Xam-b sN-ehn- ho-«n-se-¯n-¨p X-cp-¶-Xn\pw ku-I-cy-ap-|m-Ipw. Hmtcm D¸¶-¯n\pw hn]Wn hn-e-bn \n-¶pw 40 ap-X 60 i-X-am-\w h-sc Un-kv-Iu- mWv I¼\n hm-Kv-Zm-\w sN-¿p-¶Xv. Nn-e Znh-k-§-fn sX-sc-sª-Sp-¯ D ¸-¶-§Ä-¡v kv-s]j Hm-^-dm-bn lm-¸n A-th-gv-kv Un-kv-Iu|pw \ÂIpw. kq¸À-tjm-¸n ImÀ-Up-IÄ hnP-b-I-c-am-¡m³ hym]m-c Øm-]-\§-fp-am-bp-Å ]-¦m-fn-¯w ]qÀ-¯n -bm-¡n h-cn-I-bm-sW-¶v se H-Ivk C-´y U-b-d-ÎÀ lm-cn-kv d-kmJv ]-dªp. bp.F.C kz-tZ-inbm-b lmjnw IUq-c A-ssUzk-dn sNbÀ-am-\m-bp-Å I-¼-\n-bm-Wv se HIv-k C-´y.
BtKmf BbpÀthZ D¨tImSn sIm¨nbn tIm
¬-s^-U-tdj³ Hm-^v C-´y³ C³-U-kv-{Sn (kn.sF.sF) kw-L-Sn-¸n¡p-¶ aq-¶ma-Xv B-tKm-f B-bpÀth-Z D-¨-tIm-Sn H-tÎm-_À 30, 31 Xo-b-Xn-Ifn sIm-¨n-bn-se se sa-dn-Un-b³ tlm«-en \-S-¡pw. tI-c-f-¯n-se B-bpÀthZ ta-Je-sb i-àn-s¸-Sp-¯p-¶-Xn-\m-bn kw-L-Sn-¸n-¡p-¶ H-cp t¥m-_ C-hâmWnXv. kmÀ¡v, KÄ-^v, B-{^n-¡³ cmPy-§-fn \n-¶p-Å {]-Xn-\n-[n-I-fpw ap-¸-tXm-fw cm-Py-§-fn \n-¶p-Å BbpÀth-Z SqÀ Hm-¸-td-äÀ-amcpw D-¨-tIm-Snbn ]-s¦-Sp-¡pw. B-bpÀth-Z cwK-s¯ kv-ämÀ-«-¸pIÄ-¡v th-|n-bp-Å B-bpÀ- ÌmÀ-«m-Wv D-¨-tIm-Sn-bp-sS {][m-\ B-IÀ-j-Ww. ÌmÀ-«-¸p-IÄ-¡m-bp-Å {]-tXyI aÕ-cw D-¨-tIm-Sn-bn kw-L-Sn-¸n-¡pw. A-Xn \n¶pw sX-sc-sª-Sp-¡-s¸-Sp-¶ an-I¨ B-i-b§Ä-¡v saâ-dnw-Kn-\v ]pd-ta hy-hkm-b ta-J-e-bn \n-¶-p-Å km¼¯n-I ]n-´p-Wbpw e-`y-am-¡pw. B-bpÀth-Z cwK-s¯ Ìm-À-«-¸pIsf ]cn-t]m-jn-¸n-¡p-¶-Xn-\mbn kwØm\-¯v H-cp B-bpÀth-Z C³-Ip-t_äÀ Øm-]n-¡-Wsa-¶ kn.sF.sF-bp-sS B-h-iyw kwØm\ kÀ-¡mÀ A-w-KoI-cn-¨n-«p-s|-¶Xpw Cu ta-J-e-bp-sS h-fÀ¨-bv¡v Kp-W-I-c-am-Ipw. B-bpÀ-thZ-hp-am-bn _-Ô-s¸-« \-b§Ä, h-fÀ¨m km-²y-XIÄ, ]p-Xp-a-IÄ-¡p-Å A-h-k-c-§Ä F-¶n-h-sb-¡p-dns¨m-s¡
D-¨-tIm-Snbn-se aq-¶v in-¸im-e-I-fn NÀ-¨ \-S-¯pw. _n-kn\-kv Sp _n-kn\-kv aoäpw CXnt\m-Sv A-\p-_-Ôn-¨v kw-L-Sn¸n-¨n-«p-|v.
B-tKm-f hn]-Wn e-£yw B-bpÀth-Z ta-J-e-bn-ep-Å-hÀ-¡v X-§-fp-sS DÂ-¸-¶-§fpw tk-h-\-§-fpw C-tXm-sSm-¸-ap-Å {]-ZÀ-i-\-¯n A-hX-cn-¸n-¡m\pw A-h-k-c-ap-|v. tI-c-f-¯nse B-bpÀth-Z ta-J-e-bp-sS hn-äp-hc-hv C-t¸mÄ 2000 tIm-Sn cq-] am-{X-amWv. C-´y-bn-se P-\-kw-Jy-bp-sS 10 i-X-am\w am-{X-am-Wv C-t¸mÄ B-bpÀ-th-Zw D-]-tbm-Kn-¡p-¶-Xv. B-bpÀ-th-Z-¯n-\v BtKm-f hn]-Wn kr-ãn-¡p-¶-Xn-eq-sSbpw B-bpÀ-thZ-s¯ H-cp Po-hn-X-co-Xn-bm-bn {_m³-Uv sN-¿p-¶-Xn-eq-sS-bpw 2025 HmsS Cu ta-J-e-bp-sS hn-äp-h-c-hv 10,000 tIm-Sn cq-]-bm-bn D-bÀ-¯p-¶-Xn\pw D-¨-tIm-Sn e-£y-an-Sp¶p. tkm-a-Xo-cw {Kq-¸v kn-Fw-Unbpw kn.sF.sF Xn-cp-h-\-´-]p-cw tkmWnsâ sN-bÀ-am-\pam-b t_-_n am-Xyp, ]-¦-P-I-kv-Xq-cn {Kq-¸n-sâ Øm-]-I\pw am-t\-Pnw-Kv U-b-d-Î-dpamb tUm. sP.lco-{µ³ \mbÀ, tIm-«-bv-¡Â Bcy-sshZyim-e-bp-sS {S-kv-änbpw No^v ^n-kn-jy\pamb tUm.]n.Fw.hm-cyÀ, {io-[-co-bw {Kq-¸n-sâ ssh-kv sN-bÀ-am\m-b l-cn F³.\-¼q-Xn-cn F-¶n-hÀ hmÀ-¯m k-t½f-\-¯n ]-s¦-Sp¯p.
s{]mhnU³kv tImsfPn\v AhmÀUv kwØm\ hnZym`ymk hIp¸v a{´n tUm. sI.Sn Peo s{]m hnU³kv tImsfPv UbdÎÀ tUm. sI.Pn _meIrjvW\v A hmÀUv k½m\n¡p ¶p. tIcf kwØm\ sSIv\n¡Â FUyq t¡j³ UbdÎÀ tUm. Cµncm tZhn, tIcf sSIvt\mfPn¡Â bqWnthgvknän sshkv Nm³keÀ tUm. cmP{io Fw.Fkv, F.sF.kn.Sn.C AssUzkÀ s{]m^kÀ Zneo]v F³. amÂLtU, F.sF.kn.Sn.C UbdÎÀ tUm. ctajv D®nIrjvW³, kn.F.]n.Sn UbdÎÀ tUm. Fw. AÐpÄ dÒm³, kmKn t\mU Hm^okÀ tUm. AÐpÄ PºmÀ Al½Zv F¶nhÀ kao]w
C´ybnemZyambn C³Ìâ v Unamäv F¡uïpambn s^Ud _m¦v Hm
l-cn C-S-]m-Sp-IÄ¡v hf-sc th-K¯n Hm¬-sse³ Un-am-äv F¡u-|v Xp-d-¡m-hp-¶ ]pXn-b tkh-\w s^-Ud _m-¦v A-h-X-cn-¸n¨p. s^-U-d _m-¦n-sâ CâÀ-s\-äv _m-¦n-wKv t]-mÀ-«em-b s^-Uv-s\-äv h-gn H-cp an-\n-än\-Iw Un-Pn-ä Un-am-äv F¡u-|v Xp-d-¡m³ C-\n D-]-t`m-àm-¡Ä-¡v I-gn-bpw. C-´ybn B-Zy-ambn Cu tkh-\w A-h-X-cn¸n-¡p-¶ _m-¦m-Wv s^-U-d _m-¦v. s^-Ud _m-¦v Fw.Unbpw kn-C-Hbpam-b iymw {io-\n-hmk³, \m-j-W sk-Iyq-cn-äokv sU-t¸m-knä-dn en-an-ä-Uv
(F³.F-kv.Un.FÂ) Fw.Unbpw kn-CH-bp-am-b Pn.hn \m-tKiz-c dm-hp F-¶nhÀ tNÀ-¶m-Wv ]pXn-b Hm¬-sse³ Un-am-äv F-¡u-|v A-h-X-cn-¸n-¨Xv. ssk\n-I t£-a \n-[n-bn-te-¡p-Å s^-U-d _m-¦n-sâ kw-`m-h-\bpw _m-¦v ta-[m-hn iymw {io-\n-hm-k³ {]Jym-]n¨p. Cu hÀ-jw amÀ-¨n s^-Ud _m-¦v D-]-tbm-àm-¡Ä \-S¯n-b Hm¬-sse³ C-S-]m-Sp-I-fp-sS F-®¯n\v Xp-eyam-b Xp-I (42,02,874 cq-]-) ssk\n-I t£-a \n-[n-bn-te-¡v kw-`mh-\ \Â-Im\pw Xo-cp-am-\n-¨p.
ImÀhn ss{]häv sh¯v tIcf¯n km¶n[yw hn]peam¡pw Im
À-hn {Kq-¸n-sâ sh¯v cn-¨p-Å ssh-hn-[y-amÀ-¶ \n am-t\-Pv-saâv `m-K-am-b -t£-] D-]-I-c-W-§Ä e-`y-am ImÀ-hn ss{]-h-äv shÂ-¯v tI-¡p-I-bm-Wv I-¼-\n-bp-sS c-f-¯n km¶n-[yw i-à-ame-£yw. bp-F-C B-Øm-\-am¡pw. C-Xn-\m-bn sIm-¨n, Xn-cpbn-«p-Å hn-tZ-i C-´y-¡mÀ-¡v h-\-´-]p-cw, tIm-gn-t¡m-Sv FI-¼-\n-bp-sS Zp-_m-bv, A-_p¶n-hn-S-§-fn aq-¶p im-J-IZm-_n im-J-I-fn-eq-sS shÂfp-Å I-¼-\n \-S-¸p-hÀ-j-¯n¯v am-t\-Pv-saâv skm-eqsâ A-h-km-\-t¯m-sS tI-cj³ I-¼-\n \Â-In h-cp-¶p. f-¯n c-|p im-J-IÄ Iq-Sn Hm-tcm C-S-]m-Sp-Im-c-\pw AA-`n-Pn-Xv `m-sh Xp-d-¡psa¶v ImÀ-hn ss{]-h-äv h-sâ dn-k-vIv F-Sp-¡m-\p-Å shÂ-¯v kn-C-H A-`n-Pn-Xv `m-sh ]-d- ti-jn-¡-\p-k-cn-¨p-Å k-¼-¯p kr-jvªp. Sn-¡p-¶-Xn-\p-Å \n-t£-] D-]-I-c-Whnhn-[ \nt£-] hn-`m-K-§-fn-ep-Å- §Ä ImÀ-hn ss{]-h-äv shÂ-¯v e-`y-amhÀ¡v A-h-c-h-cp-sS B-h-iy-¯n-\-\p-k- ¡n-bn-«p-|v.
AWnbmsX AWnbm³ kvssä ao "`mhnbnse' sdbvaïv tjmdqw sIm¨nbn \n
§Ä-¡n-W-§p-¶ h-kv-{X-§Ä sX-csª-Sp-¯v A-Wn-ªp t\m-¡n hm-§m³ sS-Iv-kv-ssä tjm-dq-an-se tN-bv-©v dq-an F-{X t\-cw \n-§Ä sN-e-hn-Spw? F-¶n-«pw ]p-Xp-h-kv{Xw A-Wn-bp-t¼mÄ X-sâ cq-]w F-§-s\-bn-cn-¡p-sa-¶ kw i-bw _m-¡n-bm-Im-dpt|m? F-¶m h-kv-{X-§Ä A-Wnbm-sXXs¶ A-Xv A-Wn ªm cq-]w F-§s\-bmIp-sa-¶v A-dn-bm\pw A\ptbm-Pyam-b h-kv-{X-§Ä sXc-sª-Sp-¡m\pw k-lm-bn-¡p-¶ sSIv-t\m f-Pn ^m-j³, ssÌ ao, A-h-X-cn-¸n-¨ncn-¡p-I-bm-Wv sd-bv-a-|n-sâ sIm-¨n-bn-se cm-Pym-´-c-\n-e-hm-c-¯n-epÅ tjm-dqw. 20,000  A-[nIw Xp-Wn-¯-c-§-fnepw 50 e-[n-Iw X-c-¯n-epÅ jÀ-«p-IÄ, {Su-k-dp IÄ, kyq-«pIÄ, Pm-¡-äp-IÄ, _-µv-K-eIÄ,
tjÀ-hm-Wn-IÄ F-¶n-h-bnepw \n-¶v D-] -t`m-àm-hn-\v G-ä-hpw A\p-tbm-Py-amb-Xv sX-c-sª-Sp-¡p-hm³ kv-ssä ao k-lmbn-¡pw. \-Kc - - lr-Zb - ¯ - n 10,000 N-Xpc-{i A-Sn-bn hym-]n-¨p-In-S¡ - p¶ tjm-dq-an sd-bva - | - nsâ an-I¨ - Xp-Wn¯c-§t- fm-sSm-¸w sd-Un Sp sh-bÀ h-kv{- X§fpw FXv\ - n-Iv sh-bd - p-Ifpw A-S §n-b hn-]p-eamb ti-Jc - a - mWv H-cp-¡n-bn-cn-¡p-¶X - v. ""do-sä-bn cwK-s¯ ]p¯³ km-t¦Xn-I hn-Zy-IÄ D-]t- bm-Kn¨v tjm-¸nw-Kv H-cp an-I¨ - A-\p-`h - a - m-¡n amäp-Ib - m-Wv sd-bva| - v. D-]t- `m-àm-¡f - p-sS B-hi - y-§Ä-¡\ - p-kc - n-¨v Iw-¹o-äv hmÀUvtdm-_v skm-eq-j³-kn-\m-bp-Å H-cp h¬ kvt- äm¸v tjm-¸v F-¶ \n-eb - n-em-Wv ]pXnb sd-bva| - v tjm-¸v B-cw-`n-¡p-¶Xv.''
[\w hyh-kmb hmWnPy ssZzhm-cnI HmK-kv-äv 31, 2019
31
_nkn-\kv tIcf BUSINESS KERALA
ImemhØm a _nkn\kpImcpw IÀjIcpw F
Im-emh-Øm hy-Xn-bm-\-§fpw h³ \m-i-\-ã-§-fpw Ir-Xyam-b C-S-th-f-bn I-S-¶p-h-cp-t¼mÄ tI-c-f-¯n-se _n-k [\w \yqkv _yqtdm
Im
em-h-Ø-sbbpw hym]m-c ko-k-Wns\bpw Ip-dn-¨p-Å [m-c-W-IÄ tI-c-f¯n sX-äp-I-bmWv. I-gn-ª hÀjs¯ a-lm-{]-fb-s¯ \q-dp-hÀ-j-¯n H-cn-¡Â h-cp-¶-sX-¶ I-W-¡n \mw I|p. F-¶m- Cu hÀ-jw A-Xn-Xo-{ham-b a-g s]-bv-Xv a¬-kq¬ FÃm I-W-¡p-Ifpw sX-än-¨n-cn-¡p-¶p. "\-½Ä Xn-cn-¨p-h-cpw' I-gn-ª {]f-bw I-gn-ªt¸mÄ Hmtcm tI-c-fo-b\pw a-\-kn ]-d-ª-Xv CXm-Wv. X-IÀ-¨-bp-sS ]-Sp-Ip-gn-bn \n¶pw ]-ecpw Xn-cn-¨p-h-cp-Ibpw sN-bvXp. F-¶m A-sXÃmw B-´-cn-Iam-b I-cp-t¯m-sS-bp-Å h-c-hm-bn-cp-¶nÃ. ho-«n-se kzÀ-Ww ]W-bw sh-¨v {]-hÀ-¯-\ aq-e[\w I-s|-¯n-bpw \à Im-ew {]-Xo-£n-¨v hm-bv-]sb-Sp¯pw a-äp-am-Wv Xn-cn-¨p-h-c-hn-\v C-hÀ I-f-samcp-¡n-b-Xv. F-¶m Hm-K-kv-äv B-Zy-hm-c-¯n-se A-Xn-Xo-{h a-g ]n-gp-sX-dnª-Xv _n-kn-\-kp-Im-cp-sSbpw IÀ-jI-cp-sS-bpw {]-Xo-£-IÄ Iq-Sn-bmWv. Cu km-lN-cy-¯n \mw \-ã-§-fp-sS I-W-s¡-Sp-¸v am{Xw \-S-¯n-bn-«v Im-cy-anÃ. I-cp-¯p-ä A-Sn-¯-d-bnÃmsX B-ß-hn-izm-kw am{Xw ssI-ap-X-em-¡n-bn«pw {]-tXy-I sa-¨-anÃ. C-t¸mÄ th|-Xv bm-YmÀ°y t_m-[-t¯m-sS-bp-Å \o-¡-§-fmWv. Hmtcm ta-Je-bnepw \n-¶p-Å-hÀ kzo-I-cn-t¡-| Im-cy-§-sfs´m-s¡-sb-¶v t\m-¡mw.
am\p^mIvNdnwKv a-e-¸p-dw PnÃ-bn-se F-S-¡-c-bn-se H-cp kwcw-`I³ Hm-K-kv-äv B-Zy-¯n-se a-g-s¡-Sp-Xn-bn Ip-Spw-_-t¯m-sSm-¸w Zp-cn-Xm-izm-k Iym-¼n-em-bncp¶p. kz-´w ^mÎ-dn ap-§n. hn-]-Wn-bn-te-¡v sIm|p-t]m-Im³ ]m-I-¯n ^n-\n-jv-Uv DÂ-¸-¶§Ä kq-£n-¨ tKm-Uu¬ sh-Å-¯n ap-§n. C-Xv H-cp hy-àn-bp-sS am{Xw Zp-c-\p-`-h-aÃ. tI-c-f-¯n-se BÀ¡pw F-t¸mÄ th-W-sa-¦n-epw k-am-\am-b km-l-Ncyw A-`n-ap-Jo-I-cn-t¡-|n h-t¶-¡m-sa-¶-Xm-Wv Øn-Xn. A-t¸mÄ am-\p-^mIv-N-dnw-Kv cw-K-¯p-Å-hÀ {i-²n-t¡-| Im-cy-§-sfs´m-s¡-bmWv? h³ tXm-Xn A-kw-kvIr-X h-kv-Xp-¡Ä hm-§n kw-`-cn-¡m-Xn-cn-¡p-I. _Ä-¡v sk-bv \-S-¯pt¼mÄ e-`n-¡p-¶ sa-¨w am{Xw t\m-¡-cpXv. A-h kw-`-cn-¨p-sh-bv-¡p¶ tKm-Uu-Wp-IÄ \-in-¨m {]-hÀ-¯-\ aq-e[-\w X-s¶-bm-Wv H-en¨p-t]m-Ip-I. A-kw-kvIr-X h-kv-Xp-¡-fpsS ]À-t¨kv, DÂ-¸m-Z\w, hn-]W-\w F¶n-h A-t§b-äw {I-am-\p-K-X-am-¡-Ww. ]-e kw-cw-`-Icpw X-§-fp-sS tKm-Uu-Wp-IÄ Xm-gv-¶ {]-tZ-i-¯m-bn-cn¡pw k-Ö-am-¡n-bncn-¡p-I. A-Xn- Xo-{ha-g-bn A-{]-Xo-£n-X-ambp-|m-Ip-¶ sh-Å-s¡-«pI-sf C-\n ap³-Iq-«n
32 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
I-t| a-Xn-bmIp. Ip-d-ª hm-S-I F-¶-Xp-am-{Xam-I-cp-Xv C-\n am-\-Z-Þw. amdn-b km-l-N-cy-¯n kz-´-am-bn tKm-Uu¬ \n-e-\nÀ-t¯-|-Xp-t|m-sb-¶v ]cn-tim-[n-¡p-I. B-h-iy-¯n-\v A-kw-kvIr-X h-kv-Xp-¡Ä hm§n A-Xn-th-Kw hn-]-Wn-bn-te-¡v hn-Sp¶ t]m-se \nÀamW tPm-en-IÄ G-Io-I-cn-¨m kw-`c-Ww H-gn-hm-¡m³ km-[n-¡pw. sh-Åw Ib-dn \-in-¨ sa-jn-\-dn-IÄ \-¶m-¡n F-Sp¡p-t¼mÄ A-h Im-e-l-c-W-s¸-«Xm-tWm-sb-¶v ]cn-tim-[n-¡p-I. A-h ]p-Xp-¡m-\p-Å ]-Ww sIm-|v a-\p-jym-[zm-\w Ip-d-hp-Å ]pXn-b sajo³ hm-§m³ km-[n-¡p-sa-¦n A-Xn-s\ Ipdn-¨v Nn-´n-¡pI. \-ã-§Ä H-gn-hm-¡m³ a-Xnbm-b C³-jp-d³-kv ]-cn-c-£ D-d-¸m-¡pI. (C-¡mcyw hn-i-Z-am-bn t_m-Iv-knÂ) ]-e I-¼-\n-Ifpw k-hn-ti-jamb tamÄ-Up-IÄ-¡v h³-tXm-Xn \n-t£-]w \-S-¯n-bn-«p-|m-Ipw. A-h sI-«n-S-¯n-sâ Xm-sg \n-e-bn kq-£n¡p-¶-Xn-\p ]I-cw sh-Åw I-b-dn-bmepw A-h \-in-¡m-¯ hn-[-¯nepw H-gp-In t]m-Im-¯-hn-[¯nepw kw-c£n-¡p-I. ]-e I-¼-\n-I-fn-te¡pw ssh-Zyp-Xn I-W-£³ \Â-Ip-¶-Xn-\p-Å ku-I-cy-§Ä sh-Å-s¡-«n s\tbm {]-f-bs¯tbm ap-¶n I-|mhnà Øm-]n-¨n-cn-¡p-¶Xv. C¯-cw km-l-Ncy§Ä Iq-Sn ap³-Iq-«n I-|v D-bÀ-¯n Øm-]n¡pI.
hym]mcnIÄ tI-c-f-¯n C-Xp-h-sc-bp-Å hym]m-c ko-k-Wp-
IÄ B-Inà C\n. H-cp hÀj-s¯ hnÂ-¸-\-bpsS X-fÀ-¨ ap-gph³ Hm-W-¡me-¯v XoÀ-¡m-sas¶m-s¡ I-cp-Xm³ ]m-SnÃ. \n-tXy-\ hnÂ-¸-\ D-d-¸m-¡m-\p-Å Im-cy-§Ä sN-¿Ww. hn-]-Wn-bn A-\n-Ýn-XXz-§Ä I-cp-Xn X-s¶ ap-t¶m«p-t]m-Ip-I. Im-emh-Øm hy-Xn-bm-\w am-{X-aà I-cp-Xn-bn-cn-t¡-|Xv. t\m-«v ]n³-h-en¡Â t]m-se, ]pXn-b \n-Ip-Xn \nÀ-tZ-i-§Ä t]m-se F´pw F-t¸mÄ th-W-sa-¦nepw I-S-¶ph-cmw. I-¨h-Sw ]-g-b Im-e-L-«-¯n \-S¯nb t]m-se C-\n Xp-S-cm³ B-InÃ. hym]m-c Øm-]-\-§Ä-¡v C³-jp-d³-kv ]-cn-c£ D-d-¸m-¡p-I. XmÂ-¡men-I sj-Up-IÄ sI-«n Ce-t{Îm-Wn-Iv-kv DÂ-¸-¶-§Ä kw-`-cn-¡m³ ]m-SnÃ. hn-]-Wn-bn-se B-h-iy-a-dn-ªp-Å DÂ-¸-¶-§Ä hn-]-W-\w sN-¿m³ {i-an-¡p-I. D-Zm-l-c-W-¯n\v, Im-emh-Øm hy-Xn-bm-\w sIm-|v D-]-t`màm-¡-fp-sS XmÂ-¸-cy-§Ä h-sc am-dp-¶p|v. A-hcpw sh-Å-s¡«pw {]-f-bhp-sam-s¡ ap-¶n Im-Wp-¶p-|v. sh-Åw I-b-dm³ km-[y-X-bp-Å H-cp Øe-¯v ho-Sp-sh-bv-¡p-¶ H-cmÄ hp-Uv ]m-\enwKpw ^v-tfm-dnwKpw C-\n \-S-¯p-sa-¶v I-cpXm³ h-¿. A-hÀ sX-c-sª-Sp-¡p-¶ ^À-Wn-¨dp-IÄ hy-Xy-kv-X-am-bn-cn-¡pw. C-h-sbÃmw I-W¡n-se-Sp-¯v th-Ww I-¨-h-S-¡m-c³ ap-t¶m«pt]m-tI-|Xv.
Irjn Im-emh-Øm hy-Xn-bm-\w ap-¶n I-|p-am{Xw Ir-jn-bn-d-¡p-I. \nÝn-X C-S-th-f-bn h-cp-am\w e-`n-¡-¯¡-hn-[w _-lpapJ ImÀjn-I hnfI-sf B-{i-bn-¡m³ IÀ-j-IÀ X-¿m-dm-IWw.
amäw Fs´ms¡ {i²n¡Ww?
kn-\-kp-Imcpw IÀ-j-Icpw C-\n sN-t¿-| Im-cy§Ä
\-ã-§Ä H-gn-hm-¡m³ kz o-I-cn¡mw Cu h-gn _n-kn-\-kp-Imcpw IÀ-j-Icpw a-Xn-bm-b C³-jp-d³-kv ]-cn-c-£ D-d-¸m-¡n-tb a-Xn-bm-
Iq. C³-jp-d³-kv F-Sp-¡p-t¼mÄ {i-²n-t¡-| Im-cy-§Ä
hn-f C³-jp-d³-kv \nÀ-_-Ô-ambpw F-Sp-¡Ww. s]m-Xpth Hm-W-¡me-¯v t\-{´-¡p-e-IÄ-¡v B-hiy-¡m-tc-sd-bmWv. F-¶m- B Ime-¯v h-cp-¶ a-gbn C-h aq-s¸-¯m-sX \-in-¡p-Ibpw sN-¿pw. t\-{´¡p-e-IÄ ap³-Iq-«n ]m-I-am-Ip-¶ hn-[-¯n Ir-jn \-S¯n, A-h Nn]v-tkm iÀ-¡-c h-c«ntbm t]m-epÅ aq-ey-hÀ[n-X DÂ-¸-¶-am-¡n-bm ZoÀ-L-Im-ew tI-Sp-Iq-Sm-sX \nÂ-¡pw. Iq-Sp-X hn-ebpw In-«pw. A-Xmb-Xv ImÀjn-tImÂ-¸-¶-§Ä A-tX]-Sn hn¸-\ \S-¯n em-`w t\-Sm³ km-[n-¡n-sÃ-¶v I-|m A-Xn \n-¶v aq-ey-hÀ[n-X DÂ-¸-¶w kr-ãn-¡m³ t\m-¡p-I. C-Xn-\v \m-«n-se Ip-Spw-_{io Iq-«m-bv-aIÄ, kzm{i-b kw-L-§Ä F-¶n-h-cp-sS k-lm-bw tX-Sp¶Xpw D-Nn-X-am-Ipw. I-Sp-¯ th\Â, a-g F-¶n-h-sbÃmw ap-¶n I-|p-Å hn-f-IÄ am{Xw sX-c-sª-Sp-¡p-I. C©n, I-¸, Ip-cp -ap-fIv, G-ew F-¶p-th-| FÃm -hn-f-IÄ¡pw Im-em h-Øm hy-Xn-bm-\w _m-[-I-am-Wv. C-t¸mÄ G-ew hn-e kÀ-hIm-e sd-t¡m-Un-emWv. ]-t£ IÀ-j-I-cpsS ssI-bn DÂ-¸-¶-anÃ. k-am-\am-b Øn-Xn `m-hnbn a-äv hn-f-I-fp-sS Im-cy-¯nepw kw-`-hn-¡mw. A-Xp ap³-Iq-«n I-|v hn-Z-Kv-[-cp-sS amÀ-K-\nÀ-tZ-im-\pkc-Ww Ir-jn sN-¿Ww. hn-f-IÄ F-t¸mÄ hnÂ-¡W-sa-¶Xpw C-\n-bp-Å Ime-¯v \nÀ-Wm-b-I-am-Wv.
tlmkv-]nämenän/Sqdnkw Sq-dn-kw ta-J-e-bn Cu hÀ-jw H-Iyp-s]³-kn td-än 40 i-X-am-\w C-Sn-hp-|m-b-Xm-bm-Wv I-W¡v. tI-c-f¯n-se {]-Ir-Xn Zp-c-´§-sf kw-_-Ôn-¨ H-cp hmÀ-¯ a-Xn k-©m-cn-IÄ C-t§m-«p-Å bm-{X d-±v sN-¿m³. A-tXm-sSm-¸w ]-IÀ-¨- hym-[n-I-sfbpw `-b-¡Ww. Cu km-l-N-cy-¯n _p-¡nw-Kv kzo-I-cn¡p-t¼mÄ {]-tXy-Iw {i-²n-t¡-|-Xp|v. _p-¡nw-Kv
h-kv-Xp-h-I-I-fp-sS ap-gp-h³ Xp-I-bv-¡pap-Å C³-jp-d³-kv F-Sp-¡p-I. ]-e-cpw _m-¦p-I-fn \n-¶p-Å hm-bv-]m Xp-I-bv-¡p am-{X-ta C³-jp-d³-kv F-Sp-¯n-«pÅq. C¯cw s¢-bvap-IÄ sk-än sNbv-X ti-jw In-«p-¶ Xp-I ]-e-t¸mgpw \-ã-§-fn \n¶v I-c-I-b-dm³ a-Xn-bm-InÃ. AXp-sIm-|v ap-gp-h³ Xp-I-bv-¡v a-Xnbm-b C³-jp-d³-kv F-Sp-¯n-cn-¡Ww. ho-Sp-IÄ, hym-]m-c-Øm-]-\-§Ä, ^m-Î-dnIÄ F¶n-h C³-jp-À sN-¿p-t¼mÄ sI-«nS-¯n\pw A-Xn-se km-[-\-km-a-{Kn-IÄ¡pw tIm-¼u-|v hm-fn\pw C-e-{În-¡Â ^n-änw-Kvkn-\p-saÃmw C³-jp-d³-kv ]-cn-c-£ D-d-¸m¡Ww. dn-kv-Ip-I-fp-sS tem-I-¯m-Wv \mw Po-hn-¡p¶Xv. AXp-sIm-|v h-cm-\n-S-bp-Å dn-kv-IpIÄ ap³-Iq-«n I-|v C³-jpÀ sN-¿-Ww. D-Zm-l-c-W-¯n\v I-hÀ-¨, Xo-]n-Sp¯w, shÅ-s¸m-¡w Xp-S-§n-b-h-sbÃmw sh-Åw I-bdn-b hm-l-\-§Ä {]-hÀ-¯n-¸n¡m³ {i-an-¡p-t¼mÄ ssl-t{Um-fn-Iv tem¡v Imc-Ww tI-Sp-]m-Sp-IÄ kw-`-hn-¡pw. C-Xn-\v km-[m-cW tam-t«mÀ t]m-fn-kn-bn kw-c£-Ww e-`n-¡nÃ. A-XpIq-Sn I-hÀ sN-¿p¶ t]m-fn-kn-IÄ hm-§p-I. C³-jp-d³-kv t]m-fn-kn F-Sp-¡p-t¼mÄ F-Sp-¡p-¶-bmfpw I-¼-\nbpw X-½n-ep-Å I-cmÀ B-WXv. AXp-sIm-|v FÃm hn-hc-hpw k-Xy-k-Ô-am-bn X-s¶ \Â-Ip-I. Ir-Xy-am-bn hn-h-c-§Ä ]q-cn-¸n-¡p-I.
th-f-bn e-`n-¡p-¶ ]-Ww A-Xn-th-Kw sN-e-hn-«m A-{]-Xo-£n-Xam-b Iym³-k-tej³ h-¶m Xn-cn¨p -sIm-Sp-¡m³ ]-W-ap-|m-InÃ. C-Xv hen-b km-¼ ¯n-I _m-[y-X-bn-te-¡v kw-cw-`I-sc X-Ån-bn-Spw. Iym³-k-tej³ {]-Xo-£n-¨p X-s¶ _p-¡nw-Kv Xp-I-
IÄ ssI-Imcyw sN-¿Ww. H-cp ko-k¬ {]-Xo-£n-¨n-cn-¡m³ ]m-SnÃ. hÀ-j¯n FÃm Zn-h-khpw k-©m-cnI-sf B-IÀjn-¡m³ ]m-I-¯n-ep-Å F-s´-¦nepw ]p-Xp-aIÄ kz-´w t{]m-¸À-«n-bn sIm-|p-h-cWw. \q-X-\m-i-b-§Ä sIm-|p am-{X-ta A-Xn-\v km-[n-¡q. Hmtcm Sq-dn-kw kv-t]m-«n-te-¡p-apÅ tdm-UpIÄ, A-hn-Sp-s¯ A-SnØm-\ ku-I-cy-§Ä FÃmw Im-emh-Øm am-ä-¯m Xm-dp-am-dm-bn-«p-|mIpw. C-h ]p-\x-kr-ãn-¡m³ X-t±-io-bcm-b P-\§-sf Iq-Sn tNÀ-¯v Cu- cwK-s¯ kw-cw-`I-scÃmw H-ä-s¡-«m-bn \n-¶v ]-²-Xn-IÄ B-hnjv-I-cn-¨v \-S-¸m-¡p-I. \m-Sn\pw \m-«mÀ¡pw sa-¨w In-«p-¶ sdkv-t]m¬-kn-_vÄ Sq-dn-k¯n-\mIpw C-\n \n-e-\nÂ-¸p-|m-Ip-I. Ip¶pw a-e-Ifpw C-Sn-¨p \nc-¯n dn-tkmÀ-«v ]-Wn-bm³ C-d-§n-¸p-d-s¸-S-cp-Xv. `q-hn\n-tbmKw kw-_-Ôn-¨ \n-b-{´-W-§Ä h-f-ª h-gnbn-eq-sS a-dn-I-S-¶mepw {]-Ir-Xn A-Xn-\v hn-e \Â-Ipw. AXp-sIm-|v \n-t£-]w \-S¯pw ap¼v {]-Ir-Xn-bpsS, a-®nsâ. ]-cn-Øn-Xn-bp-sS X\n-a I-|-dn-ªv am{Xw ap-t¶m«p-t]m-Ip-I. A-Sn-b-´-c- L-«-§-fn A-Xn-Yn-I-fp-sS kp-c£ D-d-¸m-¡m³ th-| Im-cy-§Ä k-Öo-I-cn¡pI.
dnb Fkv-tääv a-e-bm-fn-bm-bm ]p-g-tbm-cs¯, a-e-tbmcs¯ ho-Sv H-cp kz-]v-\-amWv. A-Xp-|m-¡n hn¡m-sa-¶ Nn-´-sbm-s¡ XÂ-¡m-e-t¯-¡v hn-Sp-¶-Xm-Wv \Ã-Xv. D-d-¨ `q-an-bn kp-c-£nXam-b ho-Sp-I-fmIpw a-e-bm-fn-IÄ C-\n sX-csª-Sp-¡p-I. ^v-fm-äv \nÀ-am-Xm-¡Ä ]-ecpw A-|À {Ku-|nem-Wv ]mÀ-¡nw-Kv ku-Icyw H-cp-¡p-I. Im-dp-Sa-IÄ-¡v C-\n A-Xv kzo-Im-cy-am-Ip-sa-¶v tXm¶p-¶nÃ. aÄ-«n se-h ImÀ ]mÀ-¡nw-Kv kuIcy-sam-cp-¡p-¶-XmIpw D-NnXw. A-¸mÀ-«v-saâp-I-fn-se ssh-ZypXn, ip²-P-e hnX-c-W kw-hn-[m-\-§Ä sh-Å-s¡«v, {]f-bw F¶n-h ap³-Iq-«n I-|v am{Xw Øm-]n-¡p-I. hm-Wn-Pym-h-iy-§Ä-¡p-Å sI-«n-Sw \nÀ-an-¡p¶-hÀ {][m\ tdm-Up-I-tfm-Sv tNÀ-¶p-Å shÅ-s¡-«p-Å Ø-e-§Ä \nÀam-W {]-hÀ-¯-\§-Ä-¡m-bn sX-c-sª-Sp-¡-cpXv. {]-Ir-Xn Zp-c-´§-sf {]Xn-tcm-[n-¡m³ ti-jnbp-Å \nÀam-W co-Xn-IÄ A-h-ew-_n-¡pI. sam-¯w tIm¬-{Io-äv sIm-|p-f-f \nÀ-an-Xn-Ifm-Inà C-\n H-cp]-t£ th-|n-h-cn-I. Im-em h-Øm hy-Xn-bm\-s¯ sN-dp-¡p-¶, sNe-hv Ip-d-ª km-t¦Xn-I hn-Zy-IÄ \nÀam-W {]-hÀ-¯-\-§-fn sIm-|p-h-cn-I.
tlmkv-]näÂ/ BXpctkh\w I-gn-ª a-lm-{]-f-b-¯n sIm-¨n \-K-c-¯nse Hcp aÄ-«n kv-s]-jym-en-än B-ip-]-{Xn-bn-se tIm-Sn-IÄ hn-e-a-Xn-¡p-¶ D-]-I-c-W-§-fm-Wv \-in¨p-t]m-bXv. B-ip-]-{Xn- D-]-I-c-W-§Ä Øm-]n-¡p-t¼mÄ {]-tXy-Iw {i-² thWw. sh-Åw I-b-dp-¶ Øe-¯v A-h sh-bv-¡-cp-Xv. B-ip-]-{Xn-I-fp-sS {]-hÀ-¯n k-a-b-¯nepw _n-kn\-kv tam-U-enepw am-äw h-cp-¯Ww. Imemh-Øm hy-Xn-bm-\-§Ä aq-e-ap-Å A-kp-J§Ä- Iq-Sn ap³-Iq-«n Im-W-Ww. Hu-«v t]-jyâv hn-`m-K-¯n-sâ k-a-b-{I-ao-Ic-Ww ap-X a-cp¶v kw-`c-Ww h-sc-bp-Å Im-cy-§-fnepw Imem-hØ-sb ap-¶n Im-tW-|n-bn-cn-¡p-¶p. a-Xnbm-b C³-jp-d³-kv ]-cn-c-£ D-d-¸m-¡p-I. AXp-t]m-se X-s¶ {]-ap-J slÂ-¯v C³jp-d³-kv I-¼-\n-I-fp-sS tkh-\w B-ip-]-{Xnbn e-`y-am-¡p-I.
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
33
Châvkv EVENTS
apt¶m«p hcs« h\nXm kwcw`IÀ temIsa§pw IqSpX h\nXIÄ kz´w kwcw`s¯¡pdn¨v Nn´n¡pIbpw ÌmÀ«¸pIfpambn apt¶m«phcnIbpw sN¿pt¼mÄ Cu cwK¯v tIcf¯n \n¶pÅhcpsS km¶n[yw Ipdbp¶Xnsâ ImcW§Ä tXSnbpw ]cnlmc amÀK§Ä NÀ¨ sNbvXpw sIm¨nbn ÌmÀ«¸v anj³ kwLSn¸n¨ h\nXm ÌmÀ«¸v kanäv
Ahkc§sf {]tbmP\ s¸Sp¯Ww
Bib§sf icnbmbn AhXcn¸n¡Ww
inhi¦À sFFFkv
tUm. kPn tKm]n\mYv
sF.Sn sk{I«dn
kwØm\s¯
ÌmÀ«¸v kwcw`§ fpsS Øm]ImwK §fn Hcp h\nX sb¦nepapÅh 18 iXam\w hscbp|v. aäv kwØm\§sf At]£n¨v CXv IqSpXemsW¦nepw tIcf¯n ØnXn sa¨s¸tS|Xp|v. AXn\mbpÅ ÌmÀ «¸v anjsâ ]²XnIfn ]¦mfnIfmIm³ ]cam h[n h\nXIÄ X¿mdmIWw. h\nXm ÌmÀ«¸v kwcw`§Ä¡v aq¶p amkt¯¡v kuP\yamb {]o C³Ipt_j³ kuIcyw GÀs¸Sp¯nbn «p|v. D¸¶§Ä AhXcn¸n¡p¶Xn\pw AXn \mhiyamb hntZibm{XIÄ DÄs¸sS kuP\y ambn \S¯p¶Xn\papff kuIcyw \ÂIn hcp ¶p|v. IqSmsX kmt¦XnIhnZym ssIamä¯n\v ]¯p e£w cq] hsc klmbhpw \ÂIp¶p |v. BibmhXcW¯n ap³]´nbn s]¬ Ip«nIfmWv. F¶m hnebncp¯Â kwhn[m \¯nepw kv{Xo {]mXn\n[yw thWw.
knCH, tIcf ÌmÀ«¸v anj³
C
´ybnse Xs¶ BZy h\nXm ÌmÀ«¸v kanän\v thZnbmIm³ kwØm\¯n\v Ignª Xnsâ A`nam\amWv Cu Ahkc¯n ÌmÀ«¸v anj³ knCH F¶ \nebn F\n¡v tXm¶p¶Xv. ChnSps¯ Ahkc§sf¡pdn¨v temIw apgph\p apÅhcmWv Däpt\m¡p¶Xv. ÌmÀ«¸v anjsâ tkh\§Ä \ãam¡mXncn¡m\mWv hfÀ¶p hcp¶ h\nXm kwcw`IÀ {iant¡|Xv. D¶X hnZym`ymk cwK¯v tIcf¯nse h\nXIÄ kvXpXyÀlamb t\«w ssIhcn¨n«p|v. FÃm Xc¯nepapÅ ]n´pW \ÂIm\pw kmt¦XnI klmb§Ä F¯n¡m\pw ÌmÀ«¸v anj³ kZm {i² ]Xn¸n¨ncn¡p¶p. anI¨ Bib§fpw ]mj\papÅhÀ¡v kwcw`§Ä ]Wn XpbÀ¯m³ C\n XS椀 CÃ. Bib§sf icnbmb coXnbn AhXcn¸n¡m³ IgnbpI F¶Xv hnPb¯nte¡pÅ Nhn«p]SnbmIWw. AXn\v C¯cw Ahkc§Ä {]tbmP\s¸Sp¯ Ww. C¯cw Ahkc§Ä {]tbmP\s¸Sp¯Ww.
kv{Xo BsW¶Xv Gähpw henb aqe[\w ARvPen tat\m³
Xnc¡YmIr¯v, kwhn[mbnI, kwcw`I
kz]v\§Ä apgph³ kzcp¡q«nb
BZyNn{Xw a©mSn¡pcp ]cmPbs¸«Xv hÃmsX XfÀ¯nbncp¶p. Hcp ImgvN¡mcn/ D]t`màmhv F¶ \nebn AhÀ¡v th| Xà Rm³ \ÂInbXv F¶ Xncn¨dnhmWv Rms\¶ kwcw`Isb DWÀ¯nbXv. A§s\bmWv _mw¥qÀ tUbv-kv ]nd¶Xv. a©mSn¡pcp anI¨ kn\nabmsW¶v Cs¶ Ãmhcpw bqSy_n I|p ]dbp¶p. kwcw` sa¶ \nebn CXv hnPbaÃ. \½psS D ¸¶w AXv t{]mUIv-täm kÀhotkm kn\n atbm F´pamImw. F´msW¦nepw AXv anI¨ coXnbnÂ, Ft¯|hcpsS {i²bn s]Sp¯m\pÅ coXnbn AhXcn¸n¡m³ IgnbWw. "IqsS'bpsS hn]W\ X{´§Ä sa\ªXpw _mw¥qÀ tUbv-kn tIm¼n t\j³ sIm|ph¶XpsaÃmw a©mSn¡pcp hn ]cmPbs¸« Rm³ Xs¶bmWv. hogvNIfn Fgpt¶äp hcp¶XmWv \½psS hnPbw. kwcw`IcmIm\pÅ Gähpw henb aqe[\w kv{XobmsW ¶pÅXp Xs¶bmWv.
kv{XobmsW¶v IcpXn ]n¶ntebv¡v henbcpXv
km¼¯nI Imcy§fn ]cnÚm\w thWw
tUm. arZp Cu¸³
imen\n hmcyÀ, knHH, s^Ud _m¦v
hnZymk¼¶cmb kv{XoIÄ t]mepw
kz´w kwcw`¯nte¡nd§pt¼mÄ hnPbn¡m\pÅ {][m\ LSI§
fn H¶mWv km¼¯nI Imcy§fnse Adnhv. kwcw`IbmIm³ ap¶n«nd§p t¼mÄ anI¨ C³shkvv-tägv-kns\ e`n¡m¯Xnsâ {][m\Imcy§fnsem¶v ]et¸mgpw _nkn\kv Bibw ]n¨v sN¿pt¼mÄ _nkn\knse hchv sNehv IW¡pIsf¡pdn¨pw km¼¯nI LS\sb¡pdn¨papÅ AdnhnÃmbvabmWv. ^n\m³kns\ tdm¡äv kb³kmbn ImtW|XnÃ. ho«nse hchp sNehpIW¡pIÄ kv{XoIfmWv anI¨ coXnbn ssIImcyw sN¿p¶Xv. CXv AhcpsS DÅnse A´Àeo\amb IgnhmWv. Cu Ignhv kwcw`IXz¯n sIm|v hcm³ Ignªm hnPbambn. _nkn\knse A¡§sf¡pdn¨v kwkmcnt¡|n hcpt¼mÄ ]et¸mgpw NmÀt«Uv F¡u|ânt\mSv tNmZn¡s«, At±l¯ns\ Adnbq F¶Xp t]msebmIcpXv. \n§Ä \n§fpsS PohnXw t]mse \n§fpsS _nkn\kns\ ]qÀWambn Adnªncn¡Ww.
34 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
kwØm\ Bkq{XW t_mÀUwKw
AhÀ¡vv e`n¡p¶ Ahkc§sf¡pdn¨v t_m[hXnIfÃ. \qX\amb I|p]nSp¯ §sf ASnØm\am¡nbh am{Xaà Ahkc§sf¶v Ipdª]£w h\nXm kwcw`Isc¦nepw Xncn¨dnbWw. Bhiym[njvTnX kwcw`§fpw Ahkcm[njvTnX kwcw`§fpap|v. ChbpsS A\´ km[yX h\nXm kwcw`IÀ D]tbmKs¸Sp¯Ww. kv{Xo kwcw`IÀ¡pw, tPmen¡mÀ¡pw bm{X, `£Ww XpS§nb ASnØm\ Imcy§fn kuP\yw A\phZn¡p¶Xns\¡pdn¨pw Nn´nt¡|nbncn¡p¶p.
Hmt«m-sam-_o AUTOMOBILE
a\kpIogS¡n anI¨ A\p`hw
C-´y-¡v B-Zy-am-bn H-cp temw-Kv td-©v C-e-{În-Iv F-kv.bp.hn e-`n-¨n-cn-¡p-¶p. lyp-|m-bv tIm-\ sS-kv-äv ss{U-hv \-S-¯n-b-h-cn B Bth-iw {]-I-S-am-bn-cp-¶p
jo-e sIm-¨u-tk-¸v
]p-
I-bn-Ãm-¯, ]-cn-Øn-Xn-sb _m-[n-¡m-¯ H-cp hm-l-\-sa-¶ XmÂ-¸-cy-t¯m-sS-bpw k-t´m-j-t¯msS-bp-am-Wv Rm³ tIm-\ sS-kv-äv ss{U-hv sN-bv-X-Xv. F-d-Wm-Ip-fw ss_-¸m-kn-eq-sS-bm-bn-cp-¶p bm-{X. \-Ã ]n-¡-¸p-|m-bn-cp-¶p. ss{U-hnw-Kv Iw-^À-«v G-sd C-ã-s¸-«p. i-Ð-an-Ãm-bn-cp-¶p. a-tä-sXm-cp B-Uw-_-c-Im-dpw Hm-Sn-¡p-¶-Xpt]m-se \-sÃm-cp A-\p-`-hw X-s¶-bm-bn-cp-¶p tIm-\ bm-{X.
[\w \yqkv _yqtdm
cm
-Py-s¯ hm-l-\-hn-]Wn-bn ]p-Xn-sbm-cp s{S³-Un-\v Xp-S-¡w Ip-dn¨p-sIm-|m-Wv lyp-|m-bv tIm-\ hn-]-Wn-bn-se-¯n-b-Xv. km-[m-c-W-K-Xn-bn 25 e-£t¯m-fw hn-e-bp-Å H-cp hm-l\-¯n-\v e-`n-¡p-¶-Xn-s\-¡mÄ B-th-i-I-c-am-b {]-Xn-I-c-W-am-Wv hn-]-Wnbn \n-¶v tIm-\-bv-¡v e-`n-¡p-¶-sX-¶v lyp-|m-bv Uo-eÀ-amÀ ]-d-bp-¶p. C-e-{În-Iv hm-l-\-am-b-Xn-\m ]-hÀ Ip-d-hm-bn-cn-¡pw F-¶ [m-c-W-tbm-sS k-ao-]n-¨-h-cp-sS Nn-´m-K-Xn-IÄ- Xn-cp-¯n-¡p-dn-¡p-I-bm-Wv tIm-\. ]q-Py-¯n- \n-¶v 100 In-tem-ao-äÀ th-K-X ssI-h-cn-¡m³ 9.7 sk-¡³-Up-IÄ a-Xn. ^pÄ NmÀ-Pnw-Kn 452 In-tem-ao-äÀ k-©-cn-¡m-\m-Ipw. G-I-tZ-iw H-cp a-Wn-¡qÀ sIm-|v 80 i-X-am-\w NmÀ-Pv sN-¿m-\m-Ipw. sS-Ìv ss{U-hv sN-bv-X-h-sc-Ãmw Xn-I-ª k-t´m-j-¯n-epw kw-Xr-]v-Xn-bn-ep-am-Wv. {]-ap-J-cp-sS A-`n-{]m-b-§-fn-eq-sS.
k^eambXv, Gsd ¡me-s¯ B-{K-lw tUm.tPm¬ sh-Ãym-«v ]o-Un-bm-{Sn-Iv lm-À-«v kÀ-P³ _n-eo-th-gv-kv sa-Un-¡Â tIm-sf-Pv, Xn-cp-h-Ã
C´y-bn H-cp C-e-{În-Iv ImÀ h-¶n-«v A-Xp-hm-§p-I F-¶ e-£y-t¯m-sS G-sd
]-cn-Øn-Xn-¡v Iq-«m-Ip-¶ tIm\ tUm.]u-tem-kv tPmÀ-Pv,
Kym-kv-t{Sm F³-tdm-f-Pn-kv-äv, bp.sI
tUm.cq-] ]u-tem-kv,
]-tXm-f-Pn-Ìv, A-ar-X tlm-kv-]n-äÂ
""F
³-h-tbm¬-saâ {^-|v-en-bm-b H-cp hm-l-\sa-¶ \n-e-bn-em-Wv tIm-\ R-§-fp-sS lr-Z-bw I-hÀ-¶Xv. R-§-fp-sS ho-Sv ap-gp-h³ ssh-Zyp-Xo-I-cn-¨n-cn-¡p-¶-Xv tkm-fmÀ ]-hÀ D-]-tbm-Kn-¨mWv. F-d-Wm-Ip-fw Pn-Ã-bn-se aq-¶m-a-s¯ {Kn-Uv tkm-fmÀ ¹mâm-Wv R-§-fp-tS-Xv. an-¨-ap-Å ssh-Zyp-Xn sI.F-kv.C._n¡v hnÂ-¡p-¶p. Cu km-l-N-cy-
¯n R-§Ä-¡v H-cp sN-e-hp-anÃm-sX hm-l-\w NmÀ-Pv sN-¿mw. F-d-Wm-Ip-fw ap-X Xr-iqÀ h-sc-bpw Xn-cn-¨pw R-§Ä c-|p-t]-cpw 150 In-tem-ao-ä-tdmfw tIm-\ ss{U-hv sN-bv-Xp. kv-]o-Upw ]-h-dp-sam-s¡ Xn-I-¨pw Xr-]v-Xn-I-c-am-Wv. C-´y³ km-l-N-cy-§Ä¡v C-Xv [m-cm-f-am-Wv. Imc-Ww ]-c-am-h-[n th-K-X 150 In-tem-ao-ä-dm-Wv. C-ã-s¸-«-Xp-sIm-|v tIm-\ _p-¡v sN-bvXn-«p-|v, hm-l-\-sa¯m³ Im-¯n-cn¡p¶p.
hÀ-j-§-fm-bn Rm³ Im-¯n-cn-¡p-I-bm-bncp-¶p. ap-¼v td-h F-¶ tam-U D-|m-bn-cps¶-¦n-epw A-Xn-sâ td-©v Ip-d-hm-b-Xn\m F-sâ bm-{X-IÄ \-S-¡n-Ãm-¯-Xn-\m A-Xv t\m-¡n-bn-Ã. sS-É F-¶p-h-cpw F-¶v Rm³ A-t\zjn-¨p-sIm-|n-cn-¡p-I-bm-bn-cp-¶p. F-¶m sS-É-sb-¡mfpw ap-t¶ tIm-\ h-¶p. B-cpw amÀ-¡-änw-Kv \-S-¯m-sX Rm³ X-\n-sb A-t\z-jn-¨p-t]m-bn hm-l-\w _p-¡v sN-¿p-I-bm-bn-cp-¶p. ap-gp-h³ Xp-I-bpw sIm-Sp-¯v tIm-\ hm-§n-¨p-I-gn-ªp, sU-en-h-dn-¡m-bn Im-¯n-cn-¡p-¶p. tIm-\-bp-sS C-hn-S-s¯ B-Zy-s¯ I-kv-ä-a-dm-Wv Rm³. Rm³ bp.F-kn sh-¨v sS-É ss{U-hv sN-bv-Xn«p-|v. tIm-\-bpw F-\n-¡v G-sd-bn-ã-s¸-«p. \-à ]n-¡-¸p|v. Hm-Sn-¡m³ kp-J-I-c-am-Wv. C-e-{În-Iv ImÀ hm-§p-I am-{X-a-à kz-´-am-bn DÂ-¸mZn-¸n-¡p-¶ ssh-Zyp-Xn-bn A-Xv NmÀ-Pv sN-¿p-I F-¶Xp-Iq-Sn-bm-Wv F-sâ D-t±-iyw. F-¦nÂ-am-{X-am-W-tÃm ]-cn-Øn-Xn-sb kw-c-£n-¡p-I F-¶ \-½p-sS e-£yw ]qÀ-¯n-bm-Ip-¶-Xv. A-Xn-\m-bn ]p-Xn-b-Xm-bn sh-¡p-¶ ho-«n tkm-fmÀ ¹mâv k-Öo-I-cn-¡m-\m-Wv Xo-cp-am-\w. Iq-Sm-sX A-Sp-¯-Xm-bn G-Xv C-e-{În-Iv Im-dm-Wv C-´y-bn-te-¡v h-cp-¶-Xv F-¶v Im-¯n-cn-¡p-I-bm-Wv. \n-e-hn-ep-Å s]-t{SmÄ ImÀ sIm-Sp-¯n-«v c-|mw Im-dpw C-e-{În-Iv B-¡p-I-sb-¶-Xm-Wv A-Sp-¯ e-£yw.
[\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
35
Fs¶ Rm-\m-¡nb
amt\-Ps v aâv MANAGEMENT
hnP-bn-¨ Hmtcm hy-àn-bnepw ImWpw hy-Xy-kv-X-X-bp-sS sN-dp-I-Wn-IIÄ. F-´mW-Xv?. A-hÀ X-s¶ C-hn-sS ]-¦p-h-bv-¡p-¶p ]pXn-b ]w-àn-bn-eqsS
5
Im-cy§Ä
IrXy\njvT k-a-b-¯n-\v h-f-sc-b-[n-Iw {]m-[m-\yw sIm-Sp-¯p-sIm-|mWv F-sâ {]-hÀ-¯-\w. _n-kn-\-kn-s\ an-I-¨ co-Xn-bn ap-t¶m-«v sIm-|p-t]m-I-W-sa-¶p-s|-¦n Ir-Xy-\n-jvT ]m-en-t¨ a-Xn-bm-Iq-. A-Xn-\m ]-d-bp-¶ k-a-b-¯n hn«p-ho-gv-N h-cp-¯m-Xn-cn-¡m³ Rm³ {]-tXy-Iw {i-²n-¡p-¶p. tlm-kv-]n-ä-en F-sâ H.]n k-a-bw F-«-c ap-X \m-e-c h-sc-bm-Wv. F-¶m Rm³ G-g-c a-Wn-t¡ F-¯n hmÀUn In-S-¡p-¶ tcm-Kn-I-sf- t\m-¡n-b-ti-jw F-«v a-Wn-¡v X-s¶ I¬-kÄ-t«-j³ dq-an-se-¯n-bn-cn-¡pw. a-dn-¨v Hm-^okn-ep-Å Zn-h-k-§-fn-em-sW-¦n cm-hn-se Ir-Xyw F-«-c-¡v X-s¶ A-hn-sS F-¯n-bn-cn-¡pw.
Dd¨ Cuizchnizmkw Cu-iz-c-\n A-an-Xam-sbm-cp hn-izm-kw F-\n-¡p-|v. ]-s£ A-Ô-hn-izm-k-an-Ã. F-¶n-se Xn-•-I-sf- am-ä-W sa¶mWv Rm³ {]mÀ-°n-¡m-dp-ÅXv. Hm-tcm {]m-h-iy-w A-¼-e-¯n t]m-Ip-t¼m-gpw Rm³ F-sâ a-\-kn-s\ Iq-SpX ip-²o-I-cn-¡m-\m-Wv {i-an-¡p-¶-Xv. Cu-iz-c-hn-izm-k-sa¶-Xv a-säm-cp AÀ-°-¯n ]-d-ªm Xn-I-ª k-Xyk-Ô-X-bm-Wv. Rm-\p-|m-¡p-¶ H-cp a-cp-¶v 100 i-X-am-\w k-Xy-k-Ô-X-tbm-sS sN-bv-Xm A-Xv t£-{X-¯n t]m-Ip -¶-Xn-\v Xp-ey-am-Wv. Work is Worship F-¶v Rm³ hn-iz-kn¡p-¶p. C-sX-Ãmw Iq-Sn H-cp-an-¡p-¶-Xm-Wv k-Iv-k-kv. Nn-eÀ A-Xn-s\ `m-Ky-sa-¶v hn-fn-¡p-sa-¦n-epw A-§-s\-sbm-¶n-Ã. C-¶-e-s¯ ITn-\ {]-b-Xv-\-am-Wv C-¶-s¯ `m-Ky-sa-¶v Rm³ I-cp-Xp-¶p.-
Ime¯ns\m¯pÅ amäw H-cp kw-cw-`-I-³ Im-e-¯n-s\m-¯v am-dn-tb a-Xn-bm-Iq-. D-Zml-c-W-am-bn B-bpÀ-th-Z cw-K-¯v ]-c-¼-cm-K-X ssi-en-bn X-s¶ ap-t¶m-«v t]m-bm H-cn-S-¯pw F-¯p-I-bn-Ã. A-Xn\m P-\-§Ä-¡v kzo-Im-cy-am-b co-Xn-bn B-bpÀ-th-Z- NnIn-Õ-mcw-K-¯v ]-cn-hÀ-¯-\w sIm-|p-h-cm-³ Rm³ {i-an-¨p. A-Xn-te-¡m-bn B-bpÀ-th-Z-¯n-sâ A-Sn-Øm-\ X-Xz-kw-lnX-I-fn am-äw h-cp-¯m-sX B-[p-\n-I co-Xn-bn-ep-Å Hu-j[-§Ä X-bm-dm-¡n. D-Zm-l-c-W-am-bn I-jm-b-§Ä-¡v ]-I-cw I-jm-b Kp-fn-I-I-fm-Wv R-§Ä \Â-Ip-¶-Xv. C-¯-cw C-¶-th-j-\p-IÄ-¡v th-|n an-I-¨ BÀ & Un kw-hn[m-\w R-§Ä \-S-¸m-¡n-bn-«p-|v.
]cnanXnIsf¡pdn¨pÅ Xncn¨dnhv F-\n-¡v F-sâ Ip-d-hp-I-fpw ]-cn-an-Xn-I-fpw F-s´m-s¡-bmsW-¶v A-dn-bm-w. kz-´w Ip-d-hp-I-sf-¡p-dn-¨p-Å Xn-cn-¨dn-hm-Wv H-cp kw-cw-`-I-\p-|m-tI-| kp-{]-[m-\ L-S-Iw. "A-Ô ]w-Kp \ym-bw' F-¶- kn-²m-´-am-Wn-Xv. I-m-gv-N-bnÃm-¯ A-Ô-sâ Np-a-en \-S-¡m-\m-Im-¯ ap-S-´³ I-b-dnbn-cp-¶v h-gn-Im-«n-s¡m-|v A-hÀ H-cp-an-¨v \o-§p-¶ ]-c-kv]-c-]q-c-I-am-b H-cp _-Ô-am-Wn-Xv. \-ap-¡v ZuÀ-_-ey-ap-Å ta-J-e-I-fn I-gn-hp-Å BÄ-¡m-sc I-s|-¯n A-h-cp-sS I-gn-hv D-]-tbm-K-s¸-Sp-¯n-s¡m-|v _n-kn-\-kn-s\ \-bn-¡pI- F-¶-Xm-Wv C-Xn-\À-°w. A-Xn-\m F-sâ Ip-d-hp-I-sf Xn-cp-¯n ap-t¶m-«v t]m-Ip-¶-Xn-\m-bn s{]m-^-j-W-ep-I-fp-sS H-cp So-an-s\ _nÂ-Uv sN-bv-Xv amÀ-¡-änw-Kv, ^n-\m³-kv, AUv-an-\nkv-t{S-j³, BÀ&Un F-¶n-h-bn-sem-s¡ A-h-cp-sS tk-h-\w {]-tbm-P-\-s¸-Sp-¯p-I-bm-Wv Rm³ sN-¿p-¶-Xv.
_nkn\kns\m¸w IpSpw_hpw Ip-Spw-_-s¯-bpw _n-kn-\-kn-s\-bpw H-cp-t]m-se H-¶n-¨v sIm-|p-t]m-tI-|-Xp-|v. Ip-Spw-_-¯n-se F-Ãm-h-tc-bpw Icp-X-tem-sS kw-c-£n-¨p-sIm-|v ap-t¶m-«v t]m-sb-¦n am-{Xta A-Xn-\v km-[n-¡p-I-bp-Åq. Ip-Spw-_-¯n k-t´m-j-ansÃ-¦n H-cp _n-kn-\-kp-Im-c-\pw hn-P-bn-¡m-\m-hn-Ã. F-Ãm Rm-b-dm-gv-N-I-fpw F-sâ Ip-Spw-_-¯n-\v th-|n Rm³ amän-h-¨n-«p-|v. A-t¶-Zn-h-kw F-{X A-Xym-h-iy-ap-|m-bm-epw ap-gph³ -k-a-b-hpw Ip-Spw-_-t¯m-sSm-¸w sN-e-h-gn-¡m-\m-Wv Rm³ C-ã-s¸-Sp-¶-Xv.
36 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmK-Ìv 31, 2019
Work is Worship tUm.sP.l-co-{µ³ \m-bÀ ^u-|À & am-t\-Pnw-Kv U-b-d-ÎÀ ]-¦-P-I-kv-Xq-cn {Kq-¸v
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[\w hyh-kmb hmWnPy ssZzhm-cnI HmK-kv-äv 31, 2019
37
hnhn[ cwK-§-fnse {]i-kvX-tcmSv \n§Ä tNmZn-¡m-\m-{K-ln-¨Xv R§Ä tNmZn-¡p¶p; Ah-cpsS DÅn-en-cp¸v Adn-bm³.
kmdm tPm-k^v, Fgp-¯p-Imcn, km-aq-ly-{]-hÀ¯I
Im¯ncn¡p¶p
B Nncn¡mbn $ H-cp Zn-h-kw Xp-S-§p-¶-sX-§-s\-bm-Wv? B-dv a-Wn-tbm-sS F-gp-t¶Â-¡pw. \m-ev-þ-A-©v ]-{X-§-sf-¦n-epw hm-bn-¡pw. $ {]n-b-hn-`-hw F-´m-Wv? h-än-¨p-sh-¨ ao³ I-dn-tbm-Sv h-en-b {]n-b-am-Wv. $ F-§-s\ A-dn-b-s¸-Sm-\m-Wv B-{K-lw? F-gp-¯p-Im-cn-sb-¶ \n-e-bnÂ. $ F-gp-¯n-\v {]-tXy-I k-a-bw h-Ã-Xpw? A-Xv ]-e-t¸m-gpw \-S-¡m-dn-Ã. F-s´-¦n-epw F-gp-Xm-\p-Å aq-Upam-bn F-gp-t¶Â-¡p-¶ Zn-h-kw cmhn-se X-s¶ a-äp ]-e Xn-c-¡p-I-fn s]-«p-t]m-hpw. ]n-s¶ F-t¸m-sg-¦nep-am-hpw A-Xv F-gp-Xm³ ]-äp-¶-Xv. th-sdm-cp aq-UnÂ, th-sdm-cp co-Xnbn B-hpw B B-i-bw ]n-s¶ F-gp-Xp-I. $ Po-hn-X-¯n-se tdmÄ-tam-U B-cm-Wv? Po-hn-X-¯n-sâ ]-e L-«-§-fn ]-e-cm-bn-cp¶p kzm-[o-\n-¨ncp-¶-Xv. B-cptS-bpw t]-cp-IÄ So-¨-dp-sS h-en-b {]-tXy-I-am-bn F-Sp-¯pkz-]v-\w F-´m-Wv? ]-d-bm-\m-hn-Ã.
C-¶v tem-I¯ - n a-\k - p-
$ bm-{X-IÄ C-ãXp-d¶ - Nn-cn-IÄ Im-Wm-t\am-tWm? bn-Ã. B I-gn-hp-IÄ \-ãs - ¸ km-aq-ly-{]-hÀ¯-\-§-fp-am-bn Sp-¶X - n-\p Im-cW - § - Ä _-Ô-s¸-«pw ]-eX - m-Wv. \-½p-sS-sbm-s¡ F-gp-¯p-Im-cp-sS Ip«n-¡m-e¯ - v s]m-«n-¨n-cn]-e ]-cn-]m-Sn-IÄ¡m³ A-hk - c - § - Ä [m-cm¡m-bpw bm-{XIÄ sN-¿m-dp-|v. f-am-bn-cp-¶p. a-\p-jy-lrZ-bA-Ãm-sX-bp-Å ¯n \n-¶p im-´h - pw a-[pbm-{X-IÄ Ip-d-hmch pa mb B Nnc n ho-|pw Wv. C-ã-Ø-e-§fn-te-¡v bm-{X]-cs - ¶m-gp-Ip-¶ Im-ea- m-Wv t]m-Ip-t¼mÄ F-sâ kz-]v-\w G-Xv Iq-«-¯n-\nS-bn-epw a-\-kn au-\w kq-£n-¨v Rm³ B Im-gv-NI-sf D-Ån-te-¡m-hm-ln-¡pw. a-¡-fpw sIm-¨pa-¡-fp-am-bn A-Sn-¨p-s]m-fn-¨p bm-{X sN-¿p-¶ A-h-k-c-§-fn-epw \n-È-Ð-bm-bn {]-IrXn-sb h-cÄ-¨-bp-tS-bpw ti-jn-¸p-I-fpw F-Ãmw F-sâ B-kz-Zn-¡m³ I-gn-bm-dp-|v. hy-Xy-kv-X- `q-{]C-ã-¸-«n-I-bn h-cpw. hn-tZ-i-§-tf-¡mÄ C-´ytZ-i-§-tfm-Sv F-\n-¡v {]-Xn-]-¯n Iq-Sp-X-embn-se hn-hn-[-bn-S-§-fn-te-¡p-Å bm-{X-I-fm-Wv Wv. ]p-g-bpw ]-¨-¸pw am-{X-a-Ã, X-cn-ip-`q-an-IF-\n-¡n-ãw. \n-e-hn-se B-tcm-Ky-\n-e sh-¨v fpw N-cn-{X-kv-am-c-I-§-fpw {]-f-b-¯n-tâ-bpw an-Un Cu-Ìv, ln-am-e-bw, e-Um-¡v Xp-S-§n-b
38 [\w hyh-kmb hmWnPy ssZzhm-cnI $ HmKÌv 31, 2019
C-S-§-sfm-s¡ F-\n-¡v a-\-kp-sIm-|v am-{Xw F-¯n-s¸-Sm-hp-¶ Ø-e-§-fm-sW-¶m-Wv tXm¶p-¶-Xv. H-cp hn-am-\-bm-{X-¡n-sS ln-am-e-b-¯nsâ A-Xn-a-t\m-l-c-am-b B-Im-iZriyw Rm³ B-kz-Zn-¨n-«p-|v. $ So-¨À Cu-iz-c-hn-izm-kn-bm-tWm? a-X-t¯-bpw k-ap-Zm-b-§-tf-bpw ap³ \nÀ-¯n-bp-Å Cu-iz-c-hn-izm-kw F-\n-¡n-Ã. F-¶m tem-I-¯n-ep|m-bn-«p-Å hn-in-ã-hy-àn-I-fm-b tb-ip, _p-²³ Xp-S-§n-b-h-scsbm-s¡ A-t§-b-ä-s¯ BZ-c-thm-sS-bm-Wv Im-Wp-¶-Xv. A-h-cp-sS \-·-IÄ Po-hn-X-¯nte-¡v ]-IÀ-¯m³ {i-an-¡m-dp-ap|v. {]-]-©-¯n-sâ i-àn-bn Rm³ B-g-¯n hn-iz-kn-¡p¶p. A-Xn-sâ A-]m-c-X, Rm-\pw {]-]-©-hp-am-bp-Å _-Ôw F-´m-Wv F-¶n-h-sbm-s¡ Rm³ F-t¸m-gpw A-Km-[-am-bn Nn-´n-¡m-dp-Å Im-cy-§-fm-Wv. $ kn-\n-a Im-Wp-¶ ]-Xn-hp-t|m? D-|p-|v. Xn-tb-ä-dn t]m-bn Im-Wp¶-Xv Ip-d-hm-Wv. A-{X an\s¡-Sm³ h-¿. ho-«n-en-cp-¶v s\-äv-^v-fn-I-vkv, B-a-tkm¬ F-¶n-h-bn \-à \-à kn-\n-a-IÄ sX-c-sªSp-¯v Im-Wpw. an-¡ kn-\n-aIÄ-¡pw k-_v-ssS-än-ep-IÄ D-|m-hp-sa-¶p-Å-Xp-sIm-|v `m-j a-\-kn-em-hm-¯ {]-iv-\an-Ã-tÃm. $ Po-hn-X-¯n-se A-hn-kv-a-c-Wob-am-b H-cp A-\p-`-hw? F-sâ "_p-[n-\n' F-¶ t\m-h-en-se tI-{µI-Ym-]m-{X-s¯ I-|p-ap-«n-b-Xv. N-cn-{X-¯n \n-¶p I-S-sa-Sp-¯ B I-Ym-]m-{Xw Po-h-t\m-sS F-sâ ap-¶n \n-¶-t¸mÄ Rm³ kv-X-Ï-bm-bn. A-h-cp-sS ho-«p-ap-ä-¯p-sh-¨m-bn-cp-¶p A-hn-Nmcn-X-am-b B k-am-K-aw. "s\-{lp-hn-sâ tKm-{X-h[p'sh-¶v H-cp Im-e-¯v ]-{X-§Ä hn-ti-jn-¸n-¨ _p-[n-\n, Zm-tam-ZÀ-hm-en-bn-se ]m-t©-¯v Umw '59 A-¶-s¯ {]-[m-\-a-{´n-bm-bn-cp-¶ s\-{lp D-Zv-Lm-S-\w sN-¿p-¶ A-h-k-c-¯n A-t±-lw B-Z-c-thm-sS X-sâ-sbm-¸w \nÀ-¯n-b k-´mÄ tKm-{X-hÀ-K-¡m-cn, A-t±-l-s¯ A-¶p N-S-§nte-¡v ]q-am-e-bn-«p kzo-I-cn-¨p F-¶-Xn-sâ t]-cn B-Nm-c-ew-L-\-am-tcm-]n-¨v tKm-{Xw ]p-dw-X-Ån-b-hÄ, C-´y-bp-sS a-lm-]-²-Xn-I-fpsS \-S-¯n-¸n-\m-bn kz-´w A-kv-Xn-Xzw \-ã-s¸Sp-t¯-|n -h-¶ tIm-Sn-¡-W-¡n-\p P-\-§-fp-sS {]-Xn-\n-[n... B Iq-Sn-¡m-gv-N Rm³ Po-hn-X¯n a-d-¡n-Ã. $ So-¨-dp-sS k-t´m-jw? a-¡-fpw t]-c-¡p-«n-I-fpw A-h-cp-sS a-¡-fp-sam¯p-Å Cu Po-hn-Xw X-s¶.
Dhanam Vyavasaya Vanijya Dwaivarika - August 31, 2019 - `30
Registered No.KL/EKM/032/2018-20 RN 44620/87
Printed and published by Vijay Kurian Abraham for Dhanam Publications Pvt. Ltd., Cheruparambath Road, Kadavanthra, Kochi-682 020. Printed at S.T.Reddiar & Sons, Ernakulam. Editor: Kurian Abraham