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X No. 16 & (Comb No.17, Publish ined issu Sept. 15, 201 RN 446 ing Dat e: Aug-16 7 `50 Registe 20/87 e: 2 nd Sep -31& Sep t. 201 t.1-15) Licence red.No 7 License No. KL/.KL/EKM/0 32/201 on 2nd d to pos CR/EKM/W 5-1 month & 3rd andt without PP-18 7 /2015pre at Koc 16t 17 hi PS h & 17t payment O, Tot h of eve al 148 ry Pages
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D-Pm-e-bp-sS X-{´-§Ä B-Imw-£ P-\n-¸n-¨p [-
\-¯n-sâ hmÀ-jn-I ]-Xn-¸n-se D-Ãm-kv I-½-¯p-am-bp-f-f A-`n-ap-Jw hm-bn-¨p. F-^v. Fw.kn.Pn. ta-J-e-bn D-Pm-e B-hn-jv-I-cn¡p-¶ _n-kn-\-kv X-{´-§Ä F-{X- e-fn-XamWv, F-¶m A-¯-cw X-{´-§Ä _n-kn-\-kn -ep-|m-¡p-¶ h-fÀ-¨ h-ep-Xpw. Rm³ Xn-cph-\-´-]p-c-¯v sN-dn-b tXm-Xn H-cp do-säbn Hu-«v-se-äv \-S-¯p-¶ hy-àn-bmWv. ^oÂ-Uv hÀ-¡n D-Pm-e sNe-¯p-¶ {i-² G-sX-mcm-fn-epw B-Imw-£ P-\n-¸n-¡p¶-Xm-Wv. C-¯-cw hn-P-bn-¨ A-\p-`-h ]mT-§Ä {]-tNm-Z-\-am-bn F-Sp-¯p-sIm-|v ap-t¶m-«p -t]m-Im³ `-b-t¡-|-Xn-Ã. Xp-SÀ-¶pw do-säbv ta-J-e-bp-am-bn _-Ô-s¸-« D-Ãm-kv I-½¯n-s\-t]m-se-bp-f-f-h-cp-sS A-`n-ap-J-§Ä [-\-¯n {]-Xo-£n-¡p-¶p. cXojv, Xn-cp-h-\-´-]pcw
F-¶n-se kw-cw-`-I-s\ D-WÀ-¯n-b-Xn-\v \-µn Cu
-b-Sp-¯v [-\-¯n kn.sF.sF tI-c-f L-S-Iw ap³ sN-bÀ-am³ ]n. K-tW-jv F-gp-Xn-b am-ä-§-fm-Wv hn-P-b-¯n-sâ Xm-t¡m F-¶ tIm-fw hm-bv-¡m-\n-S-bm-bn. \-½p-sS Po-hn-Xssi-en- ap-X _n-kn-\-kn h-sc D-|mIm³ t]-m-Ip-¶ am-ä-§-sf-¡p-dn-¨v Ir-Xy
-am-bn hn-i-I-e-\w sN-bv-X A-t±-l-¯n-sâ hm-¡p-IÄ ]p-Xn-b kw-cw-`-§-sf-¡p-dn-¨v B-tem-Nn-¡p-¶-hÀ-t¡-sd k-lm-b-I-c-amWv. C-t¸mÄ F³Pn-\o-b-dnw-Kn-\v ]Tn-¡p-¶ F-\n-¡v sem-Pn-Ìn-Iv-kv B³-Uv k-ss¹ sN-bn³ am-t\-Pv-saân kw-cw-`w XpS-§m-\p-f-f B-{K-l-ap-|v. Cu ta-J-e `m-hn-bn h-f-sc hn-I-kn-¡m³ t]-m-Ip¶ H-¶m-sW-¶-dn-ª-Xv F-¶n-se kw-cw`-I-s\ i-à-am-bn {]-tNm-Zn-¸n-¡p-¶p. ]n. K-tW-jn-\pw [-\-¯n-\pw \-µn. anYp³ BÀ. i¦À, ImeSn
CXv ]pXn-b kw-cw-`-I tI-cfw [-
\-¯n-sâ I-gn-ª e-¡w I-hÀ tÌm-dn ]pXn-b {]-Xo-£bpw ]p¯³ DuÀ-Ö-hpam-Wv ]-IÀ-¶Xv. A-t\y\yw t{]m-Õm-ln¸n¨pw ssI-]n-Sn-¨p-bÀ-¯nbpw \-½p-sS \m«nepw kw-cw-`-IÀ H-cp-an-¡p¶-Xv A-t§b-äw B-Ëm-Z-I-cam-b Im-gv-N-bmWv. H-cp-h³ c-£s¸-Sm³ ssI \o-«p-t¼mÄ Ah-s\ N-hn«n-Xm-gv-¯p-¶ k-aq-l-am-Wv \-½p-tS-sX-¶v No-¯-t¸-cv ]-e-bn-S-¯p-\n-¶pw tI-«n-«p|v. AXÃ, R-§Ä-¡n-S-bnepw ]-c-kv-]-c k-lI-c-W-¯n-sâ ]p-Xn-b- X-e-ap-s|-¶v X-e D-bÀ-¯n \n-¶v ]-d-bm³ Cu dn-t¸mÀ-«v D-]I-cn-¨p. am-{X-aÃ, ap-Jy-[m-c- am-[y-a-§-fn NÀ-¨ sN-¿m-¯ A¯-cw Iq-«m-bv-a-I-sf ]-än k-a-{K-am-bn dn-t¸mÀ-«v \ÂIn-b [-\hpw A-`n-\-µ-\-aÀ-ln-¡p-¶p. Fkv. k-Poh³, I-®qÀ
Contents 8
DÅ-S¡w
22 IhÀ tÌmdn
A-`n-apJw
74 DÅn-en-cp¸v
One Man, Many Missions ap-l-½-Zv l-\o-jv
Ip-Spw-_-am-Wv F-sâ G-ä-hpw h-en-b kz-¯v '
IAS
F.]n Ip-cy³
12-50
26 A\m-en-knkv
tI{µ _-P-äv 2018: tam-Zn-bp-sS kz-]v-\-§Ä bm-YmÀ-Yy-am-Ip-tam?
[-\w _m-¦nw-Kv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv k-an-äv & A-hmÀ-Uv ss\-äv 2018
[-\-Im-cy ta-J-e-bn-se tImÀ-¸-td-äv kw-K-aw
c-f _P-äv 2018: 30 tI[-\-{]-Xn-k-Ôn-
A-h-km-\n¡p-tam? {]-Xo-£-I-fpw B-i-¦-I-fpw
U tImÀ-¸-td-j³ 34 C³A-h-k-c-§Ä-¡v ]n-¶m-se,
A-Xn-th-K Ip-Xn-¸v
52 C³sh-Ìvsaâv ssKUv Hml-cn-hn-]-Wn-bn Xn-cp-¯-ep-IÄ {]-Xo-£n¡mw
Sn-kn {Kq-¸v Hm-^v I-¼-\o-kv 36 F³-P-\-a-\-kp-I-sf
sXm-«-dn-ª tImÀ-¸-td-äv {]-Øm-\w
ta-J-e-bn-se \n-d-km-¶n[yw
10 hnP-b-IY 38
hn-S-hm-§n-b-Xv do-sä-bv ta-J-e-bp-sS Ip-e-]-Xn 6 [\w hyh-kmb hmWnPy ssZzhm-cnI
R§fp-sS \n-t£-]w C-§-s\-bm-Wv
57 C³sh-Ìvsaâv ssKUv C³sh-kv-änwKv H-cp ssa³-Uv sKbnw s]mdn©p shfn-b¯v
{io K-tW-jv Ip-do-kv 40 -]mc-¼-cy-¯n-I-hn kn-F ^n³-tImÀ-¸v 42 sF"P-\-§-tfm-Sv
tN-À-¶p \n-¶m h-f-cmw, ]-cn-[n-bn-Ãm-sX'
62 _m¦nwKv & ^n\m³kv "km-[m-c-W-¡m-cp-sS _-m-s¦-¶ {]-Xn-Ñm-b Im-¯p-kq-£n-¡pw" Pn.sI am-b
P-\-d am-t\-PÀ, I-\-dm _m-¦v
¸-¨³ {Kq¸v 37 ap--[-\¯-Iq-m-äcv ]m-y tkh-\
C-MzmÀ Iw-{]m-Uv
54 bw-Kv C³-sh-Ìv-saâv
44 amdn-b km-l-N-cy-§-fn \n-ch-¯v Pq-_n-en Nn-äv-kv
h-fÀ-¨ e-£y-an«v
46 \nt£]w cïmbncw
Ckm^v kv-tamÄ ^n\m³kv _m¦v
I-cp-h-¶qÀ kÀ-ho-kv k-l-I-c-W _m-¦v
tImSn Ihnªp
_m-¦nw-Kv tk-h-\w ho-«p-ap-ä-t¯-¡v
B³k¬ ^n³-tImÀ]v
t{Im-^n-\m³-kn-te-¡v 39 ssasI FÂ Fw {Kq-¸v
b-_vÄ ^n-kv-IÂ kÀ-hokkv 48 dne(C´y) ss{]h-äv en-anä-Uv
B-Iv-kn-h Fw ^n³ Np-h-Sp-d-¸n-¡p-¶p
aq-¶p hÀ-j-¯n\pÅn 100 im-JIÄ e-£y-an«v
B-i-¦ thï, -_m¦v hm-bv-] IÄ A-\m-bm-kw t\Smw Cover Design : Boban Devasia
s^{_phcn 28, 2018
72 Hmt«msam_oÂ
hn-¹-hw kr-ãn-¡m³ h-cp-¶p
C-þ-¢-¨v hm-l-\-§Ä
A`n-apJw
INTERVIEW
sIm-¨n sa-t{Sm sd-bn tImÀ-¸-td-j-sâ ta-[m-hn-bp-sS Hm-^o-kn \n-¶v k-ss¹-tIm Fw-Un-bp-sS I-tk-c-bn-te-¡v Zq-cw sN-dp-X-Ã. c-|m-Wv ta-J-e-IÄ, th-dn-« sXm-gn kw-kv-Im-cw, hy-Xy-kv-X-am-b So-ap-IÄ, t\-cn-tS-| sh-Ãp-hn-fn-Ifpw F-t¯-| e-£y-hpw Xn-I-¨pw hn-`n-¶w. G-sd D-¯-c-hm-Zn-¯-ap-Å H-¶n-te-sd tPm-en-IÄ H-cp-an-¨p-sIm-|p-t]m-Ip-¶-Xv ]-t£, F.]n.Fw ap-l-½-Zv l-\o-jv H-cp Ifn--bm-¡n am-än-¡-gn-ª-Xp-t]m-se. sa-t{Sm-bp-sS Np-a-X-e-bpw k-ss¹-tIm-bpsS km-c-Yy-hpw Iq-Sm-sX tI-{µ kÀ-¡m-cn-sâ kv-amÀ-«v kn-än an-j³ ]-²-Xn-bp-sS kn-C-H ]-Z-hn-bpw Cu D-tZym-K-Ø-\p-|v. A-tXm-sSm-¸w tN-c-am³ ^n-\m³-jy kÀ-ho-k-kv Fw-Un-bm-bpw {]-hÀ-¯n-¡p-¶ l-\o-jnsâ am-t\-Pv-saâv an-I-hn-\v G-ä-hpw h-en-b Aw-Ko-Im-c-am-bn I-gn-ª hÀ-jw sIm-¨n-bn \-S-¶ ^n-^ A-|À 17 Nm-¼y³-jn-¸v. t\m-U Hm-^o-k-dm-bn-cp-¶ l-\o-jn-\pw So-an-\pw G-sd {]-iw-k t\-Sn-s¡m-Sp-¯p Cu A-´m-cm-jv-{S a-Õ-cw. ]p-Xn-b Np-a-X-e-I-fpw sh-Ãp-hn-fn-I-fpw h-cm-\n-cn-¡p-¶ h-en-b am-ä-§-fpw ]-¦p-h-bv-¡p-¶ ap-l-½-Zv l-\o-jp-am-bp-Å A-`n-ap-J-¯n \n-¶v.
kv-amÀ-«v kn-än an-j³ ]-²-Xn-¡v F-´v ]-än? tI-{µ \-K-c hn-I-k-\ a-{´m-e-bw tjmÀ-«v en-Ìv sN-bv-X C-cp-]-Xv \-K-c-§-fn sIm-¨n A-©mw Øm-\w t\-Snsb-¦n-epw ]n-¶o-Sv Cu ]-²-Xn th-K-¯n ap-t¶m-«v sIm-|p-t]m-Im³ I-gn-ªn-Ã. I¬-kÄ-«ân-sâ \n-b-a\w ssh-In, t{]m-P-Îv dn-t¸mÀ-«v D-|m-¡n-bn-Ã. 2016  cm-Py-s¯ aq-¶m-a-s¯ kv-amÀ-«v kn-än I-¼-\n-bm-bn c-PnÌÀ sN-bv-Xv km-¼-¯n-I k-lm-b-§Ä A\p-h-Zn-¡-s¸s«-¦nepw ]n-¶o-Sv H-¶-c sIm-Ãw ]-²-Xn \n-Ý-e-am-bncp-¶p. C-\n ]-s£, Cu Øn-Xn am-dp-I-bm-Wv. I-gn-ª Pq-sse A-h-km-\-am-Wv knCH-bp-sS t]m-Ìv F-\n-¡v e-`n-¡p-¶-Xv. Hm-K-Ìn I¬-kÄ-«ân-s\ \n-b-an-¨ tijw {]-hÀ-¯-\-§Ä F-Ãmw k-Po-h-am-bn \-S-¡p-¶p-|v. 165 tIm-Sn-bp-sS ]-²-Xn-IÄ-¡v amÀ-¨v 31 \v ap³-]v Xp-S-¡-am-Ipw.
C-\n k-ss¹-tIm-bp-sS do-säbv hn-¹-hw
One Man,
Many Missions sIm-¨n sa-t{Sm sd-bven-sâ ]p-Xn-b Fw-Un ap³K-W-\ \Â-Ip-¶ Im-cy-§Ä
k-_v-kn-Un D-Å DÂ-¸-¶-§Ä ]-cm-Xn-I-sfm-¶p-an-ÃmsX B-fp-I-fn-te-¡v F-¯n-¡p-¶-tXm-sSm-¸w do-säbven h-en-b am-ä-§-fm-Wv R-§Ä ¹m³ sN-¿p-¶-Xv. h-f-sc \n-È-Ð-am-bn Nn-e Im-cy-§Ä sN-bv-Xp-sIm|n-cn-¡p-I-bm-Wv. A-Sp-¯ hÀ-jw k-ss¹-tIm-bp-sS tS-tWm-hÀ 5000 tIm-Sn B-¡p-Isb¶-Xm-Wv {]-[m-\ e-£yw. I¬-kyqaÀ Kp-Uv-kn-sâ hnÂ-¸-\ 800 tIm-Snbn \n-¶v I-gn-ª hÀ-jw 1062 tIm-Sn-bn-se-¯n, Cu hÀ-j-an-Xv 1300 tIm-Sn-bm-Ipw, A-Sp-¯ hÀ-jw 1500 tImSn-bpw. h-f-sc an-I-¨ DÂ-¸-¶-§-fm-Wv R-§Ä-¡p-Å-Xv, A-tXm-sSm-¸w G-ä-hpw h-en-b s\-äv-hÀ-¡pw. 1600 Hu-«vse-äp-I-fpw 7000 Po-h-\-¡m-cp-ap-|v k-ss¹-tIm-bv-¡v. hml-\-§Ä F-¯m-¯ C-S-a-e-¡p-Sn-bn h-sc tÌm-dp-|v. I-gn-ª Hm-W-¡m-e-¯v Hm-K-Ìn am-{Xw 512 tIm-Sn cq-]-bm-Wv t\-Sn-b-Xv, 152 tIm-Sn I¬-kyqaÀ Kp-Uv-kv hnÂ-¸-\-bn \n-¶v am-{Xw. A-t¸mÄ k-ss¹-tIm-bv-¡v H-¶pw A-km-[y-a-à F-¶v a-\-kn-em-b-tÃm. Iq-Sp-X DÂ-¸-¶-§-fpw C-\n R-§Ä e-`y-am-¡pw. am-th-en tÌm-dp-IÄ Iq-Sp-X tam-Sn-]n-Sn-¸n-¡m-\pw ¹m-\p-|v.
hm-«À sa-t{Sm X-s¶ H-¶m-a-Xv. A-Sp-¯ hÀ-jw G-{]n ^n-^-bn \n-¶v ]Tn-¨ ]mT-§Ä? 14 \v A-Xv km-[y-am-Ipw. Xn-b-Xn h-sc R-§Ä Xo-cp {Ku-|n-se ]p-Ãv \-\-bv-¡m-\p-Å sh-Å-¯n-se Iv-tfm-dnam-\n-¨p I-gn-ªp. sN-¿m³ ]-e Im-cy-§-fp-ap-|v. 76 sâ A-f-hpw, tSm-bv-e-än-se ss]-¸n-sâ t\m-_pw t]mIn-tem-ao-äÀ \o-fp-¶ dq-«n 78 s^ep-Å hn-i-Zmw-i-§Ä h-sc {i-²n-¡m³ dn-I-fp-|m-Ipw. ]p-Xn-b t_m-«p-IÄ ]Tn-¨p. h-f-sc s{]m-^-j-W-em-Wv F-Ãm th-Ww, t_m-«v sP-«n-IÄ \nÀ-an-¡Im-cy-§-fpw. A-h-cp-sS ¹m-\nw-Kpw am-t\-PvWw. A-tXm-sSm-¸w 2019 amÀ-¨v 31 saâp-am-Wv G-ä-hpw h-en-b ]mT-§-fm-b-Xv. \v ap³-]v sIm-¨n sa-t{Sm t]-« h-sc F-¯pw. t]-«-bn \n-¶v F-kv F³ C-§-s\ th-Ww P-wKv-j³ h-sc-bp-Å Ø-ew G-säC-³-{^m-kv-{S-Iv-¨À kw-hn-[m-\w Sp-¡p-¶-Xn-sâ NÀ-¨-I-fpw t]mkn-äo-hm-bn \-S-¡p-¶p. A-Xn-\ptiG-ä-hpw kp-K-a-am-bn \-ap-¡v k-©-cn-¡mjw Im-¡-\m-t«-bv-¡v. Im-¡-\m-Sv \p-Å ku-I-cy-§Ä th-Ww, Ip-Sn-sh-Åw, $ ]-d-bm-\p-Å Im-cy-§Ä ¹m³ sN-¿p-¶ Su¬-jn-¸n-sâ ssh-Zyp-Xn F-¶n-h-bv-¡v _p-²n-ap-«p-|m-IG-ä-hpw Np-cp-¡n s]-s«Im-cy-§-fpw ap-t¶m-«v t]mcp-Xv, an-I-¨ -tdm-Up-IÄ th-Ww. tI-c¶v ]-d-ªp XoÀ-¡p-¶p Ip-¶p-|v. C-Xv i-cnf-¯n hy-h-km-b-hpw hm-Wn-Py-hpw $ Ipd ª ka b w sIm| v bm-bm s^-bÀ [-\-Im-cy-tk-h-\-§-fpw X-g-¨v h-f-cm³ Xo-cp-am-\w F-Sp-¡m³ t_m-Iv-kn \n-¶mI-gn-bp-¶ km-l-N-cyw D-|m-tI-|-Xp-|v. {ia n¡ pw Ãm-sX-bp-Å h-cp-am-\w A-tXm-sSm-¸w e-fn-X-hpw ka{K--hp-am-b $ \-S-¯w, kw-km-cw, sIm-¨n sa-t{Sm-bv-¡v e-`y\n-b-a kw-hn-[m-\-hpw. kz-Im-cy kw-cw-`{]-hr-¯n, Nn-´... F-Ãmam-Ipw. §-fpw ÌmÀ-«-¸p-I-fpw Iq-Sp-X th-Ww. ¯n-\pw th-K-X Iq-«n ]n-s¶ am-td-|-Xv a-e-bm-fn-I-fp-sS H-cp K-Xm-K-X-¯n-\v io-e-am-Wv. am-en-\y-kw-kv-I-c-Ww Iq-Sp-X ta-t¡m-hÀ an-I-¨-Xm-¡-Ww. Pn-]n-F-kv h-gn F-Ãm bm-{Xm H¶n-te-sd ]ZhnIÄ H-cp-an-¨v ku-I-cy-§-fpw I-W-Îv sN-¿p-t¼mÄ _-kp-IsIm| pt ]mI p¶-Xv F-§-s\? fpw Hm-t«m-bpw F-Ãmw {Sm-¡v sN-¿m³ I-gn-bpw. i-cn-¡pw K-Xm-K-X-¯n-\p H-cp ta-t¡m-hÀ. Zn-h-k-¯n B-sI 24 a-Wn-¡qÀ am-{X-ta-bp-Åp F-¶ A-tXm-sSm-¸w ssk-¢nw-Kv, hm-¡nw-Kv F-¶nt_m-[y-ap-|v F-¶-Xm-Wv G-ä-hpw h-en-b `m-Kyw. A-Xnh-bv-¡v th-| ku-I-cy-§-fpw H-cp-¡pw. sa\p-Ån F-Ãmw \p-Ån-s¸-dp-¡n-sb-Sp-¯v, Ir-Xy-am-b t{Sm-bv-s¡-´m hm-¡v th-bn Im-cyw F-¶v tN-cp-h-IÄ tNÀ-¯v, sU-Uv-sse-\pw ssSw-sse-\pw t\mB-cpw tNm-Zn-t¡-|. sa-t{Sm kv-amÀ-«v ImÀ-Uv ¡n XoÀ-¡pw. C-Xn-\n-S-bn F-Ãm t^m-Wpw A-ä³-Uv \m-sf \-½p-sS Po-hn-X-¯n th-| ]-e sN-¿pw, k-µÀ-i-I-sc Im-Wpw. F-s´-¦n-epw tPm-en B-h-iy-§Ä-¡pw D-]-tbm-Kn-¡m-hp-¶, kÀ_m-¡n-bp-s|-¦n A-Xv cm-{Xn XoÀ-¡pw. F-d-Wm-Ip-fw ¡mÀ tk-h-\-§Ä D-]-tbm-K-s¸-Sp-¯m-\pw I-f-ÎÀ B-bn-cp-¶ Im-ew ap-X ]n-´p-S-cp-¶ ssi-enI-gn-bp-¶ ImÀ-Uv B-¡n am-äm-\pw ¹m-\pbm-Wn-Xv. |v. C-sX-Ãmw en-¦v sN-¿p-¶-Xv kv-amÀ-«v kn-än ]-²-Xn-bp-am-bm-Wv. C-\n kv-amÀ-«v eo-UÀ-jn-¸v c-l-kyw kn-än-bpw sa-t{Sm sd-bven-sâ ]-e ]-²-Xn ap³-]n \n-¶v \-bn-¡p-I, ]-cm-P-b-§-fp-sS D-¯-c-hm-ZnI-fpw H-cp-t]m-se kw-tbm-Pn-¸n-¨v ap-t¶m-«v ¯w G-sä-Sp-¡p-I, hn-P-b-§Ä F-Ãm-h-cp-am-bn ]-¦p-h-bvsIm-|p-t]m-Im³ I-gn-bpw F-¶m-Wp {]-Xo¡p-I. £n-¡p-¶-Xv.
ssSw am-t\-Pv-saâv C-§-s\
8 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
hnP-b-IY
SUCCESS STORY
C-MzmÀ Iw-{]m-Uv
hn-S-hm-§n-b-Xv do-sä-bv ta-J-e-bp-sS Ip-e-]-Xn sF-¡n-b F-¶ ^À-Wn-¨À km-{am-Pyw tem-I-sa-§pw F-¯n-¨v 91 mw h-b-kn C-¡-gn-ª- P-\p-h-cn 27\v tem-I-t¯m-Sv hn-S-]-d-ª C-MzmÀ Iw-{]m-Uv kw-cw-`-IÀ-s¡m-cp ]mT-]p-kv-X-I-am-Wv. sN-dn-b {]m-b-¯n ssk-¡n-fn s]³-kn-epw hn-¯p-sam-s¡ hn-äp-sIm-|v \-S-¶ sIm-¨p-]-¿³ tem-I-sa-¼m-Sp-am-bn 400te-sd tÌm-dp-I-fpw 7200 tIm-Sn tUm-fÀ hn-äp-h-c-hp-ap-Å Øm-]-\w ]-Sp-¯p-bÀ-¯n-b -Xn-\v ]n-¶n B-th-i-I-c-am-b H-cp I-Y-bp-|v _n¶p tdm-kv tk-hyÀ
B-dmw h-b-kn kw-cw-`-I-\m-bn! 1926 kzo-U-\n-se H-cp sIm-¨p-{Km-a-¯n-se IÀ-j-I- Ip-Spw-_-¯n-em-bn-cp-¶p C-MzmÀ Iw-{]-mUn-sâ P-\-\w. sN-dn-b co-Xn-bn Un-sÉ-Iv-kn-b tcm-K-ap-|m-bn-cp-¶-Xp-sIm-|v ]T-\w Iw-{]m-Un-s\ kw-_-Ôn-¨-nS-t¯m-fw H-cp Io-dm-ap-«n-bm-bn-cp-¶p. Zm-cn-{Zy-¯n P-\n-¨p h-fÀ-¶-Xp-sIm-|m-bn-cn-¡Ww k-¼m-Zn-¡-Ww F-¶ Nn-´ Iw-{]m-Un-\v sNdp-¸-¯n-se D-|m-b-Xv. B-dmw h-b-kn Xo-s¸-«ns¡m-Ån-IÄ A-bÂ-¡mÀ-¡v hn-äp-sIm-|m-Wv B sIm-¨p-_m-e³ X-sâ kw-cw-`-I-Po-hn-Xw B-cw-`n-¨Xv. Xo-s¸-«n sam-¯-hn-e-bv-¡v hm-§n sN-dn-b em`-¯n hnÂ-¡p-I-sb-¶-Xm-bn-cp-¶p _n-kn-\-kv X-{´w. ]n-¶o-Sv hn-¯p-IÄ, {In-kv-Xp-a-kv {So sU-¡-td-j-\p-IÄ, s]³-kn-ep-IÄ, t]-\-IÄ Xp-S-§n X-sâ DÂ-¸-¶-\n-c hym-]n-¸n-¨p.
17 mw h-b-kn sF-¡n-b-¡v Xp-S-¡w sN-dn-b co-Xn-bn-ep-Å ]T-\-ssh-I-eyw D-|mbn-cp-¶n-«pw ]T-\-¯n an-I-hp-Im-«n Iw-{]-m-Uv kz-´w ]n-Xm-hn-s\ AÂ-`p-X-s¸-Sp-¯n. A-Xn\v ]n-Xm-hv k-½m-\-am-bn \Â-In-b Xp-I H-«pw sN-e-h-gn-¨p I-f-bm-sX 17 mw h-b-kn A-t±-lw sF-¡n-b F-¶ t]-cn X-sâ kw-cw-`-¯n-\v Xp-S¡-an-«p. t]-cn-sâ C-\o-jy-ep-IÄ tNÀ-¯m-Wv sF-¡n-b F-¶
t]-cv sX-c-sª-Sp-¯-Xv. hn-hn-[ DÂ-¸-¶-§-fm-bn-cp¶p B-Zy Im-e-¯v hn-än-cp-¶-Xv. ]-s£ _n-kn-\-kv em-`-I-c-am-¡n am-äm³ A-t±-l-¯n-\v G-sd hÀ-j§Ä Im-¯n-cn-t¡-|n-h-¶p. A-§-s\-bn-cn-s¡-bmWv X-sâ kw-cw-`-s¯ am-än-a-dn-¡m³ t]m-¶ B In-Sn-e³ B-i-bw A-t±-l-¯n-\v In-«p-¶-Xv. D-]-t`màm-hn-sâ Im-dn ta-i I-b-äp-¶-Xn-\m-bn H-cp Po-h\-¡m-c³- \-S-¯n-b {i-a-§Ä A-t±-lw Im-Wm-\n-Sbm-bn. ta-i-bp-sS Im-ep-IÄ ]-Wn-s¸-«v am-än Im-dn I-b-än-b kw-`-hw I-| Iw-{]-m-Un-sâ a-\-kn ]p-Xp-a-bmÀ-¶ H-cp Un-ssk³ B-i-bw P-\n-¨p. Ø-ew em-`n-¡p-I-sb-¶-Xv ]-Ww em`n-¡p-¶-Xv X-s¶-bm-sW-¶v A-t±l-¯n-\v a-\-kn-em-bn. A-§-s\ Ø-ew em-`n-¡m-hp-¶-Xpw D-]-t`màm-¡Ä-¡v X-\n-sb A-kw-_nÄ sN-bv-Xv D-]-tbm-Kn-¡m-hp-¶-Xpam-b ^À-Wn-¨-dp-I-fp-sS \n-Àam-W-¯n-te-¡v I-S-¶p. h-f-sc e-fn-X-am-bn-cp-¶p sF-¡n-b-bp-sS Un-ssk-\p-IÄ, F-¶mÂ- h-f-sc \q-X-\-hpw.
hy-ànPo-hn-X-¯n-se Iu-Xp-I-§Ä $ ]-g-b ImÀ: c-|p Z-im-Ð-t¯m-fw A-t±lw 1993 thmÄ-thm 240 Pn-F tam-U Im-dm-bn-cp-¶p D-]-tbm-Kn-¨n-cp-¶-Xv. C-\n-bpw D-]-tbm-Kn-¡p-¶-Xv h-f-sc A-]-I-S-I-c-am-sW¶v ap-¶-dn-bn-¸v sIm-Sp-¯-t¸mÄ am-{X-am-Wv A-t±-lw Cu ImÀ D-t]-£n-¡m³ X-bm-dmb-Xv. $ C-t¡-mW-an ¢m-kv, _-P-äv tlm-«-ep-IÄ: _n-kn-\-kv ¢m-kp-I-fn-tem ss{]-h-äv sP-äp-Ifn-tem k-©-cn-¡m³ C-ã-s¸-Sm-¯ hy-ànbm-bn-cp-¶p Iw-{]m-Uv. C-t¡-mW-an ¢m-kn k-©-cn-¨n-cp-¶ A-t±-lw Xm-a-kn-¡m-\m-bn sX-c-sª-Sp-¯n-cp-¶-Xv _-P-äv tlm-«-ep-I-fmbn-cp-¶p. `-£-W-¯n-epw an-X-Xzw ]m-en-¨ncp-¶ A-t±-lw e-©v t_m-Iv-kp-am-bn-«m-bn-cp¶p Hm-^o-kn-te-¡v t]m-bn-cp-¶-Xv. $ hn-e-¡p-d-ª h-kv-{Xw: Ip-d-ª hn-e-bv-¡v km-[-\-§Ä hn¡p-¶ sX-cp-thm-c-§-fnse N-´-I-fn \n-¶p-Å h-kv-{X-§-fm-Wv A-t±-lw D-]-tbm-Kn-¨n-cp-¶-Xv. H-cp sS-en-hnj³ tjm-bn A-Xv A-t±-lw X-s¶ Xp-d-¶v ]-d-bp-I-bp-|m-bn. an-¡t¸m-gpw A-Wn-ªn-cp¶-Xv »p sU-\nw jÀ-«pw Im-¡n ]mâp-am-bncp-¶p. Xn-I-¨pw km-[m-c-W-¡m-c-s\-t¸m-se tXm-¶n-¨n-cp-¶ h-kv-{X-[m-c-W ssi-en. $ ap-Sn sh-«p-¶-Xv hn-I-kz-c cm-Py-§-fnÂ: ]-Ww sN-e-h-gn-¡p-¶-Xn-se I-Spw-]n-Sp-¯w ap-Sn sh-«p-¶-Xn t]m-epw {]-I-S-am-bn-cp-¶p. 2008 s\-XÀ-eân sh-¨v 27 tUm-f-dn-\v ap-Sn sh-«n-b-Xv X-sâ _-P-än-s\ _m-[n-¨-Xmbn A-t±-lw H-cp kzo-Un-jv Zn-\-¸-{X-t¯m-Sv ]-d-ªn-cp-¶p. sN-e-hp- Ip-d-ª cm-Py-§fn bm-{X sN-¿p-t¼mÄ A-hn-sS ap-Sn sh-«n¡p-I-bm-Wv ]-Xn-sh-¶pw I-gn-ª X-h-W hnb-äv-\m-an-em-Wv ap-Sn sh-«n-b-sX-¶pw A-t±-lw Iq-«n-t¨À-¯p.
C-MzmÀ Iw-{]m-Uv
10 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
$ kz-´w DÂ-¸-¶-§Ä D-]-tbm-Kn-¨p: kznäv-kÀ-e-ân B-Uw-_-c-§-sfm-¶p-an-Ãm-¯ H-cp km-[m-c-W ho«n-em-bn-cp-¶p Iw-{]m-Uv Xm-a-kn-¨n-cp-¶-Xv. ho-Sp ap-gp-h³ ^À-Wn-jv sN-bv-X-Xv kz-bw A-kw-_nÄ sN-bv-X sF¡n-b ^À-Wn-¨À am-{Xw D-]-tbm-Kn-¨m-Wv.
hn-`-h-§Ä ]-c-am-h-[n D-]-tbm-Kn-¨p B-[p-\n-I-hpw ssÌ-en-jp-am-b ^À-Wn-¨-dp-IÄ km-[m-c-W-¡mÀ-¡pw Xm-§m-\m-Ip-¶ \n-c-¡n hn-]Wn-bn-en-d-¡p-I-sb-¶-Xm-bn-cp-¶p Iw-{]-mUn-sâ e-£yw. A-an-X-am-b em-`-sa-Sp-¡p-I A-t±-l-¯n-sâ co-Xn B-bncp-¶n-Ã. DÂ-¸m-Z-\-s¨-e-hp-IÄ Ip-d-bv-¡p-¶-Xn-\m-bn s{]m-U-£³ ¹mâv t]m-f|n-te-¡v am-än. sF-¡n-b-bp-sS Un-ssk-\p-IÄ D-]-t`m-àm-¡Ä kzo-I-cn-¨p. ]n-¶o-Sp-Å h-fÀ-¨ I-®-S-¨p- Xp-d-¡p-¶ th-K-¯n-em-bn-cp-¶p. sF¡n-b kzo-U³ ap-gp-h³ hym-]n-¨v t\mÀ-sh-bn-te-¡pw sU-·mÀ-¡n-te-¡pw A-Xn-\p-ti-jw bq-tdm-¸n-te-¡pw I-S-¶p. A-hn-sS \n-¶v tem-Iw ap-gp-h³ sF-¡n-b km{am-Pyw h-fÀ-¶v ]-´-en-¡p-I-bm-bn-cp-¶p. X-sâ tlmw ^À-Wn-jnw-Kv km-{am-Pyw ]-Sp-¯p-bÀ-¯p-¶-Xn-\n-sS A-t±-lw Cu ta-J-e-sb-¡p-dn-¨v H-cp ]p-kv-X-I-hp-sa-gpXn. sF-¡n-b ss_-_nÄ F-¶-dn-b-s¸-«n-cp-¶ "^À-Wn¨À Uo-te-gv-kv sS-Ì-saâv' F-¶-Xv H-cp ]p-kv-X-Iw F-¶-Xn-\-¸p-dw am-\n-s^-tÌm B-bn-cp-¶p. em-fn-Xyw H-cp \-·-bm-bpw hn-`-h-§Ä ]m-gm-¡p-¶-Xv Kp-cp-X-c-am-b ]m-]am-bpw I-|n-cp-¶ A-t±-l-¯n-sâ _n-kn-\-kv X-Xz-im-kv{Xw Cu Ir-Xn-bn-ep-|v.
hmÀ-²-Iy-¯n-epw X-f-cm-¯ \n-Ý-b-ZmÀ-Vyw hmÀ-²-Iy-¯n-se-¯n-bn-«pw tem-I-sa-¼m-Sp-ap-Å sF-¡n-b tÌm-dp-IÄ A-t±-lw k-µÀ-in-¡p-am-bn-cp-¶p. D-]-t`m-àm-hn-s\-t¸m-se c-l-ky-am-bn Po-h-\-¡m-sc tNm-Zyw sN-bv-Xp. Po-h\-¡m-c-³ F-¶]m-se D-]-t`màm-¡-tfm-Spw kw-km-cn-¡p-am-bn-cp-¶p. H-cp L-«-¯n tem-I-¯n-se F-«m-a-s¯ G-ä-hpw h-en-b k-¼-¶-\m-bncp-¶n-«pw e-fn-X-am-b Po-hn-X-am-bn-cp-¶p \-bn-¨n-cp-¶-Xv. an-X-hy-b-\m-b hy-àn-sb-¶m-bn-cp-¶p A-t±-lw kz-bw hn-ti-jn-¸n-¨n-cp-¶-Xp X-s¶. A-¯-c-¡mÀ-¡p th-|nbm-Wv X-sâ kv-täm-dp-I-sf-¶pw A-t±-lw hn-iz-kn-¨p. kzo-U-\n-se I-\-¯ \n-Ip-Xn H-gn-hm-¡m-\m-bn A-t±-lw
sF-¡n-b-sb hn-P-bn-¸n-¨ _n-kn-\-kv X-{´-§Ä D-]-t`m-àm-¡-fp-sS Im-gv-N-¸mSv am-än: A-Xp-h-sc ^À-Wn-¨À F-¶-Xv Po-hn-X-Im-ew ap-gp-h\p-Å H-cp \n-t£-]ambn-«m-bncp-¶p B-fp-IÄ I-|n-cp-¶-Xv. kz-bw A-kw-_nÄ sN-¿m-hp-¶, F-hn-sS-bpw sIm-|p-t]m-Imhp-¶ ssÌ-en-jv ^À-Wn-¨À \n-c-bp-am-bn h-¶ sF-¡n-b Cu Im-gv-N-¸m-Sv am-än-a-dn-¨p. am-{X-aÃ, Câo-cn-b-dn ^À-Wn-¨-dn-sâ ]-¦v D-]-t`m-àm-¡Ä-¡v a-\-knem-¡n-s¡m-Sp-¯p. Xm-§m-\m-Ip-¶ hn-e: D-]-t`màm-¡Ä-¡v Xm-§m-\m-Ip-¶
tem-I-s¯ do-sä-v-bv ta-J-e-bn A-Xp-h-sc-bp-|m-bn-cp-¶p k-a-hm-Iy-§Ä am-än-sb-gp-Xn-bm-Wv sF-¡n-b ^À-Wn-¨À hn-]Wn Io-g-S-¡n-b-Xv. sF-¡n-b-sb hn-P-bn-¸n-¨ B _n-kn-\-kv X-{´-§Ä F-s´m-s¡-bm-bn-cp-¶p? hn-e am-{X-am-Wv Cu-Sm-¡n-bn-cp¶-Xv. F-¶m A-{X hn-e-¡p-dhp-am-bn-cp-¶n-Ã. am-ä-§Ä h-cp-¯n-s¡m-|n-cp¶p: P-\-§-fp-sS Po-hn-X-ssien-bn-ep-|m-Ip-¶ am-ä-§Ä A-\p-k-cn-¨v sF-¡n-b X-§-fpsS DÂ-¸-¶-§-fn-epw am-ä-§Ä h-cp-¯n-s¡m-|n-cp-¶p. C-Xn\m-bn sF-¡n-b-bp-sS {]-Xn\n-[n-IÄ \n-c-h-[n ho-Sp-IÄ k-µÀ-in-¡p-I-bpw A-h-cp-sS Po-hn-X-co-Xn-IÄ a-\-kn-em-¡pI-bpw Nn-{X-§Ä F-Sp-¡p-I-bpw sN-bv-Xp. A-X-\p-k-cn-¨v F-Ãm aq-¶p-am-kw Iq-Sp-t¼m-gpw H-cp dn-t¸mÀ-«v X-bm-dm-¡p-am-bn-cp-¶p. Im-e-¯n-sâ am-ä-§Ä-s¡m-¯v DÂ-¸-¶-§-fn am-äw sIm-|p-hcm³ Cu co-Xn k-lm-bn-¨p.
kzn-äv-kÀ-e-ân-em-Wv Xm-a-kn-¨n-cp-¶-Xv. 2013 87 mw h-b-kn- kw-cw-`w a-¡-sf GÂ-¸n-¨v A-t±-lw _n-kn-\kn \n-¶v hn-c-an-¨p. ]-s£ B-dmw h-b-kn kz-´am-bn h-cp-am-\-amÀ-Kw I-s|-¯n-b hy-àn-¡v A-§-s\
an-I-¨ tjm-¸nw-Kv A-\p-`-hw: B-IÀ-j-I-am-b tÌm-dp-I-fm-bncp-¶p sF-¡n-b-bp-sS a-säm-cp k-hn-ti-j-X. I-s^-äo-cn-b A-S-¡-ap-Å ku-I-cy-§-fp-Å tÌm-dp-IÄ D-]-t`m-àm-¡Ä¡v an-I-¨ tjm-¸nw-Kv A-\p-`-hw ]-IÀ-¶p. am-Xm-]n-Xm-¡Ä-¡v Ip-«n-I-sf GÂ-¸n-¨v- tjm-¸nw-Kv \-S-¯m³ ku-P-\y-am-bn {]-hÀ¯n-¡p-¶ tU sI-bÀ skâ-dpIÄ t]m-epw kv-täm-dp-I-fn-ep-|v. tjm-¸nw-Kv sk-â-dp-I-fn \n-¶v am-dn H-ä-bv-¡p-Å tÌm-dp-I-fm-Wv sF-¡n-b Øm-]n-¨-Xv. A-_-²¯n h-cp-¶-Xn-\v ]-I-cw a-\kn hm-§-W-sa-¶ e-£y-hpam-bn h-cp-¶ D-]-t`m-àm-¡-sf B-IÀ-jn-¡p-I-sb-¶-Xm-bn-cp-¶p C-Xn-\v Im-c-Ww.
_n-kn-\-kn \n-¶v am-dn-\nÂ-¡m-\m-Ip-tam. A-Xpw C-\nbp-ta-sd Im-cy-§Ä sN-bv-Xp-XoÀ-¡m-\p-s|-¶v Nn-´n-¨ncp-¶ hy-àn-Xz-¯n-\v. X-sâ Po-hn-X-¯n-sâ A-t§-b-äw h-sc A-t±-lw- tPm-en sN-bv-Xp-.
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[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
11
Châ vkv
EVENTS
[-\w _m-¦nw-Kv, ^n-\m³-kv B³-Uv C³-sh-Ìv-saâv
[-\-Im-cy ta-J-e-bn-se _m-¦nw-Kv, ^n-\m³-kv, C³-sh-Ìv-saâv cw-K-¯v Xn-f-¡-amÀ-¶ t\-«w ssI-h-cn-¨ {]-Xn-`-IÄ-¡pw Øm]-\-§Ä-¡p-apÅ [\w \yqkv _yqtdm
Z
£n-tW-´y-bn-se G-ä-hpw h-enb _m-¦nw-Kv, ^n-\m³-kv, C³sh-Ìv-saâv k-an-äv & A-hmÀ-Uv ss\-än-\v km-£yw h-ln-¨v sIm-¨n. tI-c-f-¯n-sâ \-¼À h¬ _n-kn-\-kv am-Kkn-\m-b [-\-am-Wv a-e-bm-fn-IÄ¡p ap-¶n C-¯-c-sam-c-h-k-cw H-cp¡n-b-Xv. sIm-¨n-bn-se se sa-dn-Un-b³
I¬-sh³-j³ skâ-dm-Wv, _m-¦nw-Kv, ^n-\m³-kv, C³-sh-Ìv-saâv, C³-jpd³-kv Xp-S-§n hn-hn-[ ta-J-e-I-fn-se G-ä-hpw ]p-Xn-b {]-h-W-X-IÄ A-dn-bp¶-Xn-\pw Cu ta-J-e-I-fn-se {]-Xn-`-Isf B-Z-cn-¡p-¶-Xn-\p-am-bn H-cp-¡n-b N-S-§n-\v th-Zn-bm-b-Xv. Managing Innovations and Disrup-
tions for growth F-¶-Xm-Wv k-an-äv & A-hmÀ-Uv ss\-än-sâ Xow. [-\-Imcy ta-J-e-bn C-t¸m-g-s¯ s{S³-Uv F-´m-sW-¶pw h-cm-\n-cn-¡p-¶ am-ä§Ä F-s´m-s¡-sb-¶p-am-Wv k-an-äv & A-hmÀ-Uv ss\-änse {]-[m-\- NÀ-¨m hnjbw. \n-t£-]-IÀ-¡pw kw-cw-`-IÀ¡pw H-cpt]m-se {]-tbm-P-\-s¸-Sp-¶
k-¼-¶-am-b
{]-`m-j-I\n-c Pn.]-ß-\m-`³
12 [\w hyh-kmb hmWnPy ssZzhm-cnI
B-en-kv Pn.ssh-Zy³
_n.th-Wp-tKm-]mÂ
]n.F³ hn-P-bv
-kn.sP tPmÀ-Pv
hn.]n \-µ-Ip-amÀ
Sn.F-kv A-\-´-cm-a³
s]m-dn-©p sh-fn-b-¯v
k-t´m-jv Zm-kv I-a-¯v
sI.]n ]-ß-Ip-amÀ
sI.t]mÄ tXm-a-kv
tUm. A-\n ta-t\m³ BÀ
tUm.hn.sI hn-P-b-Ip-amÀ
A-e-Iv-kv sI._m-_p
A£-bv A-KÀ-hmÄ
-sI.BÀ tam-l-\-N-{µ³
D-¯-c cm-a-Ir-jvW³
am-Iv-kn tPm-kv
s^{_phcn 28, 2018
k-an-äv & A-hmÀ-Uv ss\-äv 2018
tImÀ-¸-td-äv kw-K-aw ]p-c-kv-Im-c-Zm-\w NS§n-sâ {][m-\ B-IÀjWw H-t«-sd A-dn-hp-IÄ ]-cn-]m-Sn- {]-Zm-\w sN-¿p-¶p. tI-{µ _-P-äv hn-hn-[ ta-J-e-I-sf F-§-s\ _m-[n-¡p-¶p? Hm-l-cn hn-]-Wnbn \n-¶v F-§-s\ t\-«w sIm-¿mw? \n-t£-] A-h-k-c-§Ä F-s´m-s¡? _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-§-fpsS `m-hn F-´v? Xp-S-§n- kan-än NÀ-¨ sN-¿p-¶ hn-j-b-§Ä hn-]pew.
]p-c-kv-Im-c-¯n-f-¡w _m-¦nw-Kv, ^n-\m³-kv, C³-sh-Ìvsaâv cw-K-¯v Xn-f-¡-amÀ-¶ t\-«w ssIh-cn-¨ {]-Xn-`-IÄ-¡p-Å ]p-c-kv-Im-c-Zm\-am-Wv k-an-äv & A-hmÀ-Uv ss\-än-sâ
[\Im-cy km-¼¯n-I ta-J-e-bn h-cm-\n-cn-¡p-¶ am-ä§-sf Ip-dn¨pw km-[y-X-I-sf- Ip-dn¨pw hy-àam-b cq-]w ]-I-cp-I -bmWv k-an-än-sâ e£yw
a-säm-cm-IÀ-j-Ww. ^n-\m³-kv t]-gvk¬ Hm-^v Zn C-bÀ, ^n-\m³-kv hpa¬ Hm-^v Zn C-bÀ, _m-¦v Hm-^v Zn C-bÀ, Un-Pn-ä F-Iv-k-e³-kv B³-Uv C-¶-th-j³, \m-j-W _m-¦v Hm-^v Zn C-bÀ, sse-^v C³-jp-d³-kv I-¼-\n Hm-^v Zn C-bÀ, t\m¬ _m-¦nw-Kv ^n\m³-kv I-¼-\n Hm-^v Zn C-bÀ, tÌm-Iv t{_m-¡nw-Kv I-¼-\n Hm-^v Zn C-bÀ, tI-c-f-þ P-\-d C³-jp-d³-kv I-¼\n Hm-^v Zn C-bÀ, emÀ-P-Ìv sk-Ãnw-Kv ayq-Nz ^-|v C³ tI-c-f F-¶nh-bv-¡v ]p-d-ta sse-^v ssSw A-¨o-hvsaâv A-hmÀ-Upw DĸsS ]-Xn-s\m-¶v hn-`m-K-§-fn-em-bm-Wv A-hmÀ-Uv GÀ-
s¸-Sp-¯n-b-Xv. _m-¦p-IÄ, _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-§Ä, C³-jp-d³-kv I-¼-\n-IÄ, ayq-Nz ^-|p-IÄ, k-l-I-c-W _m-¦pIÄ, tÌm-Iv t{_m-¡nw-Kv I-¼-\n-IÄ, Hm-l-cn \n-t£-]-IÀ, kzÀ-W-¸-W-b hmbv-]m Øm-]-\-§Ä, am-t\-Pv-saâv C³kv-än-äyq-«p-IÄ F-¶n-h-bn \n-¶p-Å-hÀ, t]mÀ-«v t^m-fn-tbm am-t\-PÀ-amÀ, km-¼¯n-I hn-Z-Kv-[À, hnZym-`ym-k cwK-s¯ hn-Z-Kv[À, ^n-\m³-jy A-ssUz-kÀamÀ, tÌm-Iv amÀ-¡-äv A-\-en-kv-äp-IÄ F-¶n-h-À-s¡-Ãmw {]-tbm-P-\-s¸-Sp-¶ X-c¯n-em-Wv k-an-änsâ cq-]-IÂ-¸-\.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
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Châ vkv
EVENTS
Presenting Sponsor:
an-I-hp-ä Pq-dn
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s]m-dn-©p sh-fn-b-¯v
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\w _m-¦nw-Kv, ^n-\m³-kv B³-Uv C³-sh-Ìvsaâv k-an-äv & A-hmÀ-Uv ss\-än A-Xm-Xv taJ-e-I-fn t\-«w sIm-bv-X an-I-¨ {]-Xn-`-I-sf B-Z-cn-¡p-t¼mÄ Xn-f-§p¶Xv A-h-sc I-s|-¯n A-h-X-cn-¸n-¨ {]-K-Û-c-S-§n-b Pq-dn Iq-Sn-bm-Wv. s^-U-d _m-¦v en-an-ä-Uv ap³ sN-bÀ-am³ sI ]n ]-ß-Ip-am-dm-Wv Pq-dn sN-bÀ-am³. Pn-tbm-Pn-Xv ^n-\m³-jy kÀ-ho-k-kv en-an-ä-Uv am-t\-Pnw-Kv U-b-d-Iv-äÀ kn.sP tPmÀ-Pv, ku-¯v C-´y³ _m-¦v ap³ am-t\-Pnw-Kv U-b-d-Iv-ä-dpw No-^v F-Iv-kn-Iyq-«nhv Hm-^o-k-dp-am-b tUm hn.F tPm-k-^v, bp-F-C F-Iv-kv-tN-©v & ^n-\m³-jy kÀ-ho-k-kv en-an-
14 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
hnt-hIv Ir-jv-W tKm-hn-µv
sI.BÀ tam-l-\ N-{µ³
ä-Unsâ ssh-kv sN-bÀ-am³ hn. tPmÀ-Pv Bâ-Wn, C-Izn-än Câ-en-P³-kv C-´y ss{]-h-äv en-an-ä-Uv Øm-]-I-\pw No-^v F-Iv-kn-Iyq-«n-hv Hm-^o-k-dp-amb s]m-dn-©p sh-fn-b-¯v, sF-sF-än a-{Zm-kn-se am-t\-Pv-saâv Ì-Uo-kv hn-`m-Kw ^n-\m³-kv s{]m-^kÀ s{]m-^. A-cp¬-Ip-amÀ, tI-c-f am-t\-Pv-saâv A-tkm-kn-tb-j³ {]-kn-Uâpw hÀ-a & hÀ-aNmÀ-t«À-Uv F¡u-|âv-kn-sâ ]mÀ-«v-W-dpamb hnt-hIv Ir-jv-W tKm-hn-µv, s^-U-d _m-¦v ap³ No-^v P-\-d am-t\-PÀ sI.BÀ tam-l-\ N-{µ³ F-¶n-hÀ Aw-K-§-fm-b Pq-dn-bm-Wv A-hmÀ-Uv tP-Xm-¡-sf sX-c-sª-Sp-¯-Xv.
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F ]n Ip-cy³ ap³ F-Iv-kn-Iyq-«o-hv sN-bÀ-am³ Zv A-tkm-kn-tbj³ Hm-^v ayq-Nz ^-|v-kv C³ C-´y (Bw^n)
A
-©p Z-im-Ð-¡m-e-am-bn [\Imcy tkh\ ta-J-e-bn \nd-ªp \nÂ-¡p-¶ hy-àn-Xzw. C´ybn ayqNz ^|v F¶ Bib¯n\v {]Nmcw \ Inbhcn {]apJ\mb F.]n Ipcy³ Cu taJebv¡v \ÂInb kw`mh\IÄ IW¡pIÄ¡pa¸pdamWv. 1961  dn-kÀ _m¦v Hm-^v C-´y-bn C-¡-tWm-an-Iv-kv hn-`m-K-¯n ¢m-kv h¬ dn-kÀ¨v Hm-^o-k-dm-bn IcnbÀ XpS§nb At±lw AssUzkÀ F¶ Xe¯nte¡v DbÀ¶p. 1975  bq-Wn-äv {S-Ìv Hm-^v C-´y-bp-sS C³-sh-Ìv-saâv U-b-d-Iv-äm-bn \n-b-an-X\m-b F.]n Ipcy³ ssh-Im-sX am-t\-Pnw-Kv U-b-d-Iv-äÀ-¡v Xp-eyam-b F-Iv-kn-Iyq-«n-hv {S-Ìo ]-Z-hn-bn F¯n. c-|p ]-Xn-äm-|v \o-| kÀ-ho-kn-\n-S-bn ]pXn-b ]-²-Xn-Ifpw amÀ-¡-änw-Kv X-{´-§fpw B-hn-jv-I-cn-¨ A-t±-l-¯n-sâ t\-Xr-Xz-¯n-ep-Å kw-L-am-Wv C´ybnse BZy ayqNz ^|mb am-ÌÀ sj-bÀ ]-²-Xn- cq-]-s¸-Sp-¯n-b-Xv. bp-än-sF-bn \n-¶v hn-c-an-¨ A-t±-lw B-¸nÄ {Kq-¸p-am-bn k-l-I-cn-¨v kz-Im-cy ta-J-e-bn-se c-|ma-s¯ ayq-Nz ^-|m-b B-¸nÄ ayq-Nz ^-|n-\v cq-]w \Â-In-. 1995  k-l-{]-hÀ¯-I-tcm-sSm-¸w tNÀ-¶v A-tkm-kn-tbj³ Hm-^v ayq-Nz ^-|n-\v XpS¡an«v 1998  A-Xnsâ F-Iv-kn-Iyq-«n-hv sN-bÀ-am-\m-bn Øm-\-taÂ-¡p-Ibpw sN-bv-Xp. ayq-Nz ^-|v ta-J-e-bn-se 35 hÀj-s¯ tkh-\w F-¶ sd-t¡mÀ-Up-am-bmWv 2010  F. ]n Ip-cy³ hn-c-an-¨Xv. \nch[n A-hmÀ-Up-IÄ C-Xn-\n-S-bn A-t±l-s¯ tX-Sn-sb¯n. cm-Pym-´-c X-e-¯nepw anI-hv sX-fn-bn-¨ F ]n Ipcy³ \n-ch-[n cm-Pym-´-c k-t½-f-\-§-fn ]s¦Sp¡pIbpw ]T\kwL§sf \bn¡pIbpw sNbvXp. \m-j-W tÌm-Iv F-Iv-kv-tN©v Hm-^v C-´y-bp-sS t_m-ÀUw-K-am-bn {]-hÀ-¯n-¨ A-t±-lw \n-ch-[n [-\-Im-cy Øm-]-\-§-fp-sSbpw I-¼-\n-I-fp-sSbpw t_mÀ-Up-I-fn Aw-K-amWv. Pn-tbm-Pn-Xv ^n-\m³-jy kÀ-hok-kv sN-bÀ-am³, Pn-tbm-Pn-Xv s{I-Un-äv, ap-¯q-äv Im-]n-ä kÀ-ho-kkv, ap-¯q-äv ^n³-tImÀ¸v, {Km-\yqÄ-kv C-´y en-an-ä-Uv F-¶n-h-bp-sS U-b-d-Iv-ä-À F-¶o Øm-\-§fpw h-ln-¡p¶p.
Tiles Ad Dhanam Mag. 24.4 cm x 15.5 cm [\w hyh-kmb hmWnPy ssZzhm-cnI CERAs^{_phcn 28, 2018 15
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iymw {io-\n-hmk³ am-t\-Pnw-Kv U-b-d-Iv-äÀ & No-^v F-Iv-kn-Iyq-«nhv Hm-^okÀ, s^-U-d _m-¦v
s^
Ud _m¦nsâ tat¡mhÀ am³ BWv iymw {io\nhmk³. C´ybnse kzImcy sImtajy _m¦pIfpsS ap³ \ncbnepÅ s^Ud _m¦nsâ UnPnä amä¯n\v hgnsbmcp¡nbtXmsSm¸w ]pXnb Ime¯nse hfÀ¨bv¡v th| ^mkväv {Sm¡v Bib§fneqsS Cu Øm]\s¯ ]pXnb Dbc§fnse¯n¨Xv aämcpaÃ. amä§Ä ap³t] Xncn¨dnbp¶, shÃphnfnIÄ \½psS anIhv sXfnbn¡pw F¶v hnizkn¡p¶, Soans\ X\ns¡m¸w hfÀ¯p¶ iymw {io\nhmk³ s^Ud _m¦ns\ C¶s¯ aq¶v _ney¬ tUmfÀ I¼\nbm¡p¶Xn hln¨ ]¦v \nÀWmbIamWv. Bscbpw BIÀjn¡p¶, Ft¸mgpw DuÀPkzeamb hyànXzhpw {]hÀ¯\ ssienbpw _m¦nwKv taJebn iymw {io\nhmk\v Hcp thdn« CSw Xs¶ t\Sns¡mSp¯n«p|v. do-P-W F³-Pn-\o-b-dnw-Kv tIm-sf-Pv Xn-cp-¨n-d-¸-Ån-bnepw sImÂ-¡-¯-bnse C-´y³ C³-Ìn-äyq«v Hm-^v am-t\-Pv-saân-ep-am-bn hn-Zym-`ym-kw t\Sn, e-|³ _n-kn\-kv kv-Iq-fn \n-¶v eo-UÀ-jn-¸v sU-h-e-]v-saâv t{]m-{Km-w ]qÀ-¯n-bm-¡n-b iymw {io\nhmk³ 2010 sk]v-äw_À 23\m-Wv s^-U-d _m-¦n-sâ am-t\-Pnw-Kv U-b-d-Ivädpw No-^v F-Iv-kn-Iyq«nhv Hm-^o-k-dp-am-bn Øm-\-taÂ-¡p-¶Xv. an-Un Cu-Ìn-epw C-´y-bnepw ku¯v Cu-Ìv G-jy³ cm-Py-§-fnepw _m-¦nw-Kv cwK-¯v {]-hÀ-¯n-¨ A-\p-`-h ]-cn-Úm-\-hp-am-bm-Wv A-t±-lw ChnsS F-¯p-¶-Xv. hÀ-j-§-fm-bn Øn-c-X-bmÀ-¶ {]-IS-\w Im-gv-N-sh-bv-¡p-¶ s^-U-d _m-¦n-sâ \n-t£-]-I-cpw Ct¸mÄ hen-b t\-«-am-Wv D-|m-¡p¶--Xv. s^-U-d _m-¦n-s\ Un-Pn-äÂ-h-ÂI-cn-¡p-¶-Xnepw- iymw {io\nhmk³ {][m\ ]-¦p-h-ln-¨p. Un-Pn-ä B-¹n-t¡-j-\n-eq-sS F-¡u-|v Xp-d-¡m-\p-Å ku-I-cyw þ s^-Uv-_p-¡v skÂ-^n AhXcn¸n¡p¶Xnepw A-t±-lw t\XrXzw \ÂIn. an-I-¨ {]-`m-j-I-s\-¶ \n-e-bn- {i-t²-b\m-b A-t±-lw sF_n-F sU-]yq-«n sN-bÀ-am³ ]Zhn DÄs¸sS _m-¦nw-Kv ta-J-e-bn \n-ch-[n Øm-\-§Ä h-ln-¡p¶p.
16 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
FINANCE WOMAN OF THE YEAR
Beo-kv Pn ssh-Zy³ sN-bÀ-am³ Iw am-t\-Pnw-Kv U-b-d-IväÀ Pn-sFknþ dn
P-
\-d C-³-jp-d³-kv tImÀ-¸-td-jsâ sN-bÀ-am³ Iw am-t\-Pnw-Kv U-b-d-Iv-ä-dm-Ip-¶ B-Zy h-\nXm Hm^okdmWv B-eo-kv Pn ssh-Zy³. tI{µ [-\-a-{´m-e-b-¯n-\p Io-gn-ep-Å s]m-Xp-taJ-em C³-jp-d³-kv I-¼-\n-I-fn H¶nsâ sN-bÀ-am³ Iw am-t\-Pnw-Kv U-b-d-Iv-äÀ ]-Z-hn-bn-se-¯p-¶ BZy h-\n-X-bpw. aebmfnIfpsS A`nam\w. C³-jp-d³kv, dn-C³-jp-d³-kv ta-J-e-bn 30 hÀj-s¯ {]-hÀ-¯-\ ]-cn-N-b-ap-Å B-eo-kv ssh-Zy³ C´ybpsS _nkn\kv taJesb hnkvabn¸n¨Xv Ignª hÀjw PnsFknsb Hmlcnhn]Wnbn F¯n¨mWv. tÌm¡v amÀ¡än XpS¡w Ipdn¨ BZys¯ s]mXptaJem C³jzd³kv I¼\nbpsS ta[mhn CXneqsS krãn¨ sdt¡mUpIfpw ]eXv. ImcWw, C´ybnse aq¶mas¯ henb sF]nHbv-¡mWvA¶v hn]Wn km£yw hln¨Xv. Beokv sshZysâ Icnbdnse Gähpw anI¨ t\«§fnsem¶v. C³-jp-d³-kv C³-Ìn-äyq«v Hm-^v C-´y-bpsS s^tÃm Bb Beokv Cw-¥o-jv km-ln-Xy-¯n _n-cp-Zm\-´-c _n-cp-Zhpw -bp-F-kv-F-bnse lmÀ-hmÀ-Uv _n-kn\-kv kv-Iq-fn \n¶v ]-cn-ioe-\hpw t\-Sn-bn-«p--|v. \n-ch-[n tZio-b A-´À-tZio-b ]p-c-kv-Im-c-§fpw Ah-sc tX-Sn-sb-¯n-bn-«p-|v. _nkn\kv SptU 2016 epw 2017 epw ]pd¯nd¡nb C-´y³ _n-kn\-kv cw-K-s¯ 30 iàcm-b h-\n-X-IfpsS enÌn Beokp|v. t^mÀ-Nyq¬ am-kn-IbpsS "tam-kv-äv ]-hÀ^pÄ hn-a³ C³ _n-kn-\-kv' ]-«n-I-bn- Ggmw Øm-\w B-eo-kv ssh-Zy-\m-bn-cp-¶p. FÂsFkn, sI³ C-´y A-jz-d³-kv I¼-\n en-an-äUv, C-´y³ d-Pn-ÌÀ Hm-^v jn-¸nwKv, Pn-sF-kn lu-knw-Kv ^n-\m³-kv en-anä-Uv Xp-S-§n-b Øm-]-\-§-fp-sS U-b-d-Iv-äÀ t_mÀ-Un Aw-K-am-Wv. _m-t¦m-¡v B-Øm-\-am-bpÅ G-jy³ dn C³-jp-d³-kv tImÀ-¸-td-j³, bp-F-kv-F B-Øm-\-am-bp-Å CâÀ-\m-j-W C³-jp-d³-kv skm-ssk-än F-¶n-h-bpsS Iu¬-kn Aw-K-ambpw B-eo-kv Pn ssh-Zy³ {]-hÀ-¯n-¡p¶p.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
17
NATIONAL BANK OF THE YEAR
kv-tä-äv _m-¦v Hm-^v C-´y
C
-´y-bn-se G-ä-hpw h-en-b _m-¦pw tem-I-s¯ t^mÀ-Nyq¬ 500 I-¼-\n-I-fn-sem-¶p-am-Wv tÌ-äv _m-¦v Hm-^v C-´y (F-kv._n.sF). C-´y³ _m-¦nw-Kv C³-U-kv-{Sn-bp-sS N-cn-{X-¯n C-t¶-h-sc-bp-Å G-ä-hpw h-en-sbm-cp e-b-\-am-Wv I-gn-ª hÀ-jw (2017) F-kv._n.sF- \-S-¸m-¡n-b-Xv. `m-c-Xo-b a-ln-fm _m-¦n-\v ]p-d-ta tÌ-äv _m-¦v Hm-^v {Sm-h³-IqÀ DÄ-s¸-sS-bp-Å A©v Atkm-kn-tb-äv _m-¦p-I-sf F-kv._n.sF-bn e-bn-¸n-¨-tXm-sS tem-Is¯ X-s¶ 50 h³-In-S _m-¦p-I-fn H-¶m-bn am-dn-bn-cn-¡p-I-bm-Wv F-kv._n.sF. 34 tIm-Sn D-]t- `m-àm-¡Ä, 36 e-£w tIm-Sn cq-]b - p-sS _n-kn-\kvv, cm-Py-s¯m-«m-sI-bm-bn 24,000 ¯n A-[n-Iw im-JI - Ä, 59,263 F.Sn.F-½p-IÄ Xp-S§ - n A-Xn-hn-]p-ea - m-b km-¶n-[y-am-Wv F-kv._n. sF-¡p-ÅX - v. 2.70 e-£w Po-h\ - ¡ - m-cp-|v. 10484 tIm-Sn cq-]b - m-Wv I-gn-ª hÀ-js - ¯ _m-¦n-sâ s\-äv t{]m-^n-äv. tem-Is - ¯ _m-¦nw-Kv ssk-äp-If - n G-äh - pw A-[n-Iw k-µÀ-iI - c - p-Å A-©m-as - ¯ ssk-äm-Wv F-kv._n.sF Hm¬-sse³. cm-Py-s¯ `-h\ - hm-bv] - m cw-K¯ - v 26 i-Xa - m-\t- ¯m-fw hn-ln-Xh - pw Cu _m-¦nw-Kv `o-a³ ssI-¿S- ¡ - n-bn-«p-|v. tI-c-f-¯n 1350 im-J-I-fp-Å F-kv._n.sF 140145 tIm-Sn cq-]bp-sS \n-t£-]-am-Wv- t\-Sn-sb-Sp-¯n-«p-Å-Xv. hn-tZ-i D-]-t`m-àm-¡fp-sS cm-Pym-´-c B-h-iy-§Ä \n-d-th-äp-¶-Xn-\m-bn 36 cm-Py-§-fnem-bn 190 t^m-dn³ Hm-^o-kp-IÄ F-kv._n.sF-¡p-|v.
LIFE INSURANCE COMPANY OF THE YEAR
sse-^v C³-jp-d³-kv tImÀ-¸-td-j³ Hm-^v C-´y
cm
-Py-s¯m-«m-sI sse-^v C³-jp-d³-kn-s\ Ip-dn-¨v hy-à-am-sbm-cp A-h-t_m-[w kr-ãn-¡p-I, ZoÀ-L-Im-e \n-t£-]-¯n-eq-sS P-\-§fn k-¼m-Zy-io-ew h-fÀ-¯p-I, k-aq-l-¯n-se hn-hn-[ X-e-§-fn-ep-Å tIm-Sn-¡-W-¡n-\v B-fp-IÄ-¡v sse-^v C³-jp-d³-kv ]-cn-c-£ e-`y-am-¡pI... C-h-sbm-s¡ sse-^v C³-jp-d³-kv tImÀ-¸-td-j³ Hm-^v C-´y-¡v (FÂ.sF.kn) am-{Xw A-h-Im-i-s¸-« t\-«-§-fm-Wv. I-gn-ª B-dv ]-Xnäm-|p-Im-e-s¯ tk-h-\-§-fn-eq-sS P-\-§-fp-sS D-d-¨ hn-izm-kw t\-Sn-sbSp-¯ FÂ.sF.kn \q-X-\-am-b DÂ-¸¶-§Ä B-hn-jv-¡-cn-¡p-I am-{X-a-à D-]-t`m-àr tk-h-\w sa-¨-s¸-Sp-¯p-¶-Xn-\m-bn A-t\-Iw ]p-Xn-b kw-hn-[m-\-§-fpw \-S-¸m-¡n-h-cp-¶p. apw-ss_-bn-se tImÀ-¸-td-äv Hm-^o-kn-\v ]p-d-ta hn-hn-[ kw-Øm\-§-fn-em-bn 2048 im-J-IÄ, 113 Un-hn-j-W Hm-^o-kp-IÄ, 8 tkmW Hm-^o-kp-IÄ, 1408 km-äv-sse-äv Hm-^o-kp-IÄ, 1238 an-\n Hm-^okp-IÄ F-¶n-§-s\ A-Xn-i-à-hpw _r-l-¯m-b-Xp-am-b H-cp kw-hn-[m\-am-Wv FÂ.sF.kn-bp-sS A-Sn-¯-d. 1.15 e-£-w Po-h-\-¡m-cpw ]-Xn-s\m¶-c e-£-t¯m-fw h-cp-¶ G-Pâp-am-cpw tImÀ-¸-td-j-sâ I-cp-¯v hÀ-[n¸n-¡p-¶p. I-gn-ª km-¼-¯n-I hÀ-jw 215.58 e-£w s¢-bn-ap-I-fn-em-bn 112700.41 tIm-Sn cq-]-bm-Wv tImÀ-¸-td-j³ XoÀ-¸m-¡n-b-Xv. sa-Nyp-cn-än s¢-bn-ap-I-fn 98.34 i-X-am-\-hpw sU-¯v s¢-bn-ap-I-fn 99.63 i-X-am-\hpw XoÀ-¸m-¡n-b FÂ.sF.kn k-a-b-_-Ôn-X-am-b s¢-bnw sk-änÂ-saân\v \Â-Ip-¶ {]-m-ap-Jy-am-Wv tImÀ-¸-td-j-sâ P-\-{]o-Xn D-bÀ-¯p-¶-Xv. P-\-§-fp-sS Po-h-\v ]-cn-c-£ \Â-Ip-¶ FÂ.sF.kn cm-{ã]p-\À-\n-À-am-W-¯n-epw h-f-sc h-en-sbm-cp ]-¦v h-ln-¡p-¶p-|v.
H.O.: Tana South, IRINJALAKUDA, Pin-680121
Phone: 0480-2827279, 2822889. E-mail: ho@itubank.com
18 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
www.itubank.com
BANK OF THE YEAR
s^U-d _m-¦v
C
´y³ _m-¦nw-Kv cwK-¯v tI-c-f-¯n-sâ A-`n-am-\-Xm-c-am-Wv s^-U-d _m¦v. shÃp-hn-fn-IÄ \n-d-ª Im-e-L-«-¯n FÃmX-e-¯nepw Xn-f-¡-amÀ-¶ {]-IS-\w Im-gv-N-sh-¨m-Wv tZ-io-b-X-e-¯n s^-U-d _m-¦n-sâ ap-t¶-äw. Un-Pn-ä Im-e-L-«-¯n \q-X-\ km-t¦Xn-I-hn-Zy-IÄ DÄ-t¨À-¯ _m-¦v, ]p-Xp-X-e-apd-sb an-I-hmÀ-¶ tkh-\w sIm-|m-Wv B-IÀ-jn-¡p-¶-Xv. Im-e-¯n-\p ap-t¼ \-S-¶ {]-Xn-`m-im-enbm-b sI ]n tlmÀ-an-kv ZoÀL-ho-£-W-t¯msS, I-cp-¯p-ä A-Sn-¯-d-bn sI-«n-¸-Sp-¯ s^-U-d _m-¦v A-Xn-cp-IÄ ew-Ln-¨v C-´y ap-gp-h³ ]-S-À-¶p ]-´-en-¨n-cn-¡p¶p. H¸w \nt£-] h-fÀ-¨-bnÂ, {]-tXy-In-¨v F³ BÀ sF \n-t£-]w B-IÀjn-¡p-¶-Xn Im-gv-N-sh-bv-¡p-¶ an-I-¨ {]-I-S-\-am-Wv {i-t²-bw. hm-Wn-Py-_m-¦p-IÄ-¡v G-ähpw tNÀ¶-Xv do-sä-bv hm-bv-]-Ifpw \nt£-]-§-fp-am-sW-¶v 1970I-fn X-s¶ Xn-cn-¨-dn-ª s^-U-d _m¦v C ¶pw Du-¶Â \Â-Ip¶-Xv B cwK-¯p X-s¶-bmWv. AXp-sIm-|pX-s¶ \n-jv-{In-bm-kv-Xn an-I-¨ co-Xn-bn am-t\-Pv sN-¿m³ km-[n-¨n-cn-¡p-¶p. an-I-hmÀ-¶ aq-e-[-\-]-cym-]v-X-Xm- A-\p-]m-X-am-Wv _m-¦n-tâXv. s^-U-d _m-¦n-sâ B-kv-Xn-bn \n-¶p-Å h-cp-am-\hpw (dn-t«¬ Hm¬ A-k-äv) an-I-¨-X-e-¯n-emWv. F-{X-am{Xw Im-cy-£-a-am-bm-Wv _m-¦v A-Xnsâ B-kv-Xn-hn\n-tbm-Kw km-[y-am-¡p-¶-sX-¶v C-Xn \n¶pw hyàw. AXp-t]m-se X-s¶ \n-jv-{In-b B-kv-Xn am-t\-Pv sN-¿p¶-Xn-\p-Å s{]m-hn-j-WnwKv I-h-td-Pn-sâ Im-cy-¯nepw _m-¦v an-I -hmÀ-¶ {]-I-S-\-am-Wv Im-gv-N-sh-¡p-¶Xv.
NON BANKING FINANCE COMPANY OF THE YEAR
ap-¯q-äv ^n-\m³-kv
G
-ä-hpw an-I-¨ tk-h-\-§Ä G-ä-hpw th-K-¯nÂ. _m-¦n-X-c [-\-Im-cy Øm-]-\w F-¶ \n-e-bn ]p-Xn-b D-b-c-§-fn-te¡v Ip-Xn-¡p-¶ ap-¯q-äv ^n-\m³-kv en-an-ä-Un-sâ hn-P-b-c-l-ky-§fn {]-[m-\w C-Xp-X-s¶. hÀ-j-§-fp-sS _n-kn-\-kv ]m-c-¼-cyap-Å ap-¯q-äv C-¡-gn-ª km-¼-¯n-I-hÀ-jw ssI-h-cn-¨-Xv 18 i-X-am-\w h-fÀ-¨-bm-Wv. sd-h-\yp F-¯n-b-Xv 5747 tIm-Sn-bnÂ. hmbv-]-bm-bn 27,278 tIm-Sn cq-]-bm-Wv I-¼-\n \Â-In-b-Xv. C-t¸mÄ F-gp-]-Xv {]-tZ-i-§-fn-em-bn 4038 {_m-©p-I-fp-Å Cu I-¼-\n-¡v 75 e-£w D-]-t`m-àm-¡-fp-|v. ""Xp-S-¡w ap-X-te C-´y-bp-sS kzÀ-® hm-bv-]m kw-hn-[m-\-¯n h-en-b am-ä-§Ä h-cp-¯m³ R-§Ä-¡v I-gn-ªn-«p-|v. Iq-Sp-X DÂ-¸-¶-§-fpw tk-h-\-§-fpw e-`y-am¡p-¶ H-cp {_m³-Uv B-bn h-f-cp-I F-¶-Xm-Wv R-§-fp-sS e-£yw,'' am-t\-Pnw-Kv U-b-d-Î-dm-b tPmÀ-Pv A-e-Iv-km-|À ap¯qäv ]-d-bp-¶p. ssa-t{Im ^n-\m³-kv, `-h-\ hm-bv-]-IÄ, a-Wn {Sm³kv-^À, tÌm-¡v t{_m-¡nw-Kv F-¶n-§-s\ H-t«-sd tk-h-\-§Ä D-]-t`m-àm-¡Ä¡v \Â-Ip-¶ ap-¯q-äv {Kq-¸n-\v slÂ-¯v sI-bÀ, sF-.än Xp-S-§n ]-e ta-J-e-I-fn km-¶n-[y-ap-|v. _n-kn-\-kn-sâ h-fÀ-¨-bv-s¡m-¸w H-t«-sd kn-F-kv-BÀ ]-²-Xn-I-fn-eq-sS km-aq-lyt£-a {]-hÀ-¯\-§Ä-¡pw Xp-ey {]m-[m-\yw \Â-Ip-¶p-|v Cu I-¼-\n. {_m³-Uv Aw-_m-k-U-dm-bn A-an-Xm-`v _-¨³, sN-ss¶ kq-¸À In-Mv-kv sF-]n-F So-an-sâ kv-t]m¬-kÀ-jn-¸v... ]p-Xn-b {_m³-Unw-Kv h-gn-I-fn-eq-sS ]p-Xn-b D-b-c-§-fn-te-¡v Ip-Xn-¡p-I -bm-Wv ap-¯q-äv ^n-\m³-kv.
CORPORATE OFFICE (Ernakulam) Phone: 0484-2392362/8589082425 l Koothattukulam (Market Rd) Phone: 0485-2252852 l Koothattukulam (Ramapuram Jn.) Phone: 0485-2253252 l Muvattupuzha Phone: 0485-2830437 l Thodupuzha Phone: 0486 -2220059/8943334377 l Piravam Phone: 0485-2243327 l Kothamangalam Phone : 0485-2822820 l Ernakulam Broadway Phone: 0484 -2352243 l Fort Kochi Phone: 0484-2215388 l Thoppumpady Phone: 0484-4033177 l Vyttila Phone: 0484-4047261 l Edappally Phone: 0484-4066859 l Uzhavoor Phone: 0482-2240645 l Nedumbassery Phone: 0484-2611930 l Angamaly Phone: 0484 2453630. MUMBAI BRANCHES: Regional Office Mumbai Sakinaka Phone: 7045683954 l Mira Road Branch: Phone: 7045010891 l Mahakali Caves Road Phone: 7045010591 l Dombiwali Phone: 7045010951 l Mulund Phone: 7045010821 l Chembur Phone: 022-25220419.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
19
DIGITAL EXCELLENCE & INNOVATION AWARD
ku-¯v C-´y³ _m-¦v
_m
¦nw-Kv sSIv-t\mf-Pn cwK-s¯ kphÀ-W t\-«-§Ä Xr-iqÀ B-Øm-\-am-bp-Å ku-¯v C-´y³ _m-¦n-\v ]p-Xp-abÃ. tImÀ _m-¦nw-Kv kw-hn-[m-\w kzo-I-cn-¨ tIc-fw B-Øm-\am-b B-Zy _m-¦m-Wv Fkv sF _n. ka-{K {_m-©v Hm-t«m-ta-j³ tkm-^v-äv sh-bÀ kz-´-am-bn hn-I-kn-¸n-s¨-Sp-¯ tI-c-f-¯n-se B-Zy _m-¦v Iq-Sn-bm-Wv F-kv-sF-_n. A-©maXv PAN - IIM thÄ-Uv am-t\-Pv-saâv-kv A-hmÀ-Uv-kv þ 2017 sh-¨v _m-¦n-sâ sam-_o B-¹n-t¡-j-\n-se C-s¶m-th-j-\m-b Un-Pn-ä C þ tem-¡n-\v Un-Pn-ä C-´y F-Iv-ke³-kv A-hmÀ-Uv 2017 e-`n¨-Xv A-`n-am-\mÀ-lam-b t\-«-am-Wv. 2017 IBA _m-¦nw-Kv sSIv-t\mf-Pn A-hmÀ-Uvkpw Finnoviti A-hmÀUpw F-kv-sF-_n-sb tX-Sn-sb¯n. IDRBT s_-kv-äv _m-¦v A-hmÀ-Up-Ifn c-s|-®w t\-Sn-b _m¦v Dun & Bradstreet _m-¦nw-Kv A-hm-À-Uv th-Zn-bnepw Xnf-§n \n-¶p. 2016 \m-j-W s]-bv-saâv-kv F-Iv-k-e³-kv A-hmÀ-Uv t\Sn-b F-kv-sF-_n sSIv-t\mf-Pn cwK-¯v H-«-\h-[n ]p-Xp-a-I -fm-Wv A-h-X-cn-¸n-¨n-cn-¡p-¶Xv. _m-¦nw-Kv ssI-sh-Åbn-sem-Xp -¡p¶ sam-_n ¹m-äv t^mam-b F-kv-sF-_n andÀ, k-a-{K C-âÀ -s\-äv _m-¦nw-Kv tkh-\w \Â-Ip-¶ SIB-er Net F-¶n-h-sbÃmw C-S-]m-Sp-ImÀ-¡v e-fn-Xhpw kp-c-£n-X-hpam-b Un-Pn-ä _m-¦nw-Kv ku-I-cy-am-Wv H-cp-¡p-¶Xv.
STOCK BROKING COMPANY OF THE YEAR
Pn-tbm-Pn-Xv ^n-\m³-jy kÀ-ho-k-kv
C
´y³ Hml-cn hn-]-Wn-bp-sS h-fÀ-¨-bv-s¡m-¸w ap-t¶-dp-I-bm-Wv tI-c-f-¯n-sâ kz´w do-säbv ^n-\m-³-jy kÀ-hok-kv {_m³-Uv Bb Pn-tbm-Pn-Xv ^n-\m³-jy kÀ-ho-k-kv. a-e-bm-fn-IÄ-¡p ap-¶n Hm-l-cn- hn]Wbp-sS henb tem-Iw Xp-d-¶n-« Pn-tbm-Pn-Xv ap¸-Xp hÀ-j-§Ä ]n-¶n-«p ap-t¶-dp-t¼mÄ t\-«-§-fp-sS ]-«n-I-bn s]m³-Xq-h-ep-IÄ \n-c-h[n. KÄ^v cm-Py-§-fnepw i-àam-b km-¶n-[yap-Å Pn-tbm-Pn-¯n\v C-´y-bnepw hn-tZ-i-¯p-am-bpÅXv 512 Hm-^o-kpIÄ, 9,13,000 t¯m-fw C-S-]m-Sp-Im-À. I¼-\n ssI-Imcyw sN-¿p¶ B-kvXn-aqeyw 41,118 tIm-Sn-. _n-F³-]n ]-cn-_, Pn-tbm-Pn-Xv Øm-]-I\pw am-t\-Pnw-Kv U-b-d-Î-dpamb kn.sP tPmÀPv, tI-c-f kv-tä-äv C³-U-kv-{Snb sU-h-e-]v-saâv tImÀ-]-td-j³ (sIF-kv-sF-Un-kn), cm-tI-jv Pq³-Pq³hm-e F-¶n-h-cmWv I-¼-\n-bp-sS apJy Hml-cn D-S-a-IÄ. ]-¦m-fn-¯ Øm-]-\-§-fn-eq-sSbpw kw-bp-à-kw-cw-`-§-fn-eq-sSbpw an-Un Cu-Ìv ta-J-e-I-fnepw hn-]p-eam-b km-¶n[yw I¼-\n D-d-¸m¡n-bn-«p|v. bp-F-C-bn _À-Po Pn-tbm-Pn-Xv sk-Iyq-cn-äokv, ku-Zn A-td-_y-bn A-sem-e Pn-tbm-Pn-Xv Im-]n-ä I-¼\n, Ip-ssh-än _n-_n-sI Pn-tbm-Pn-Xv sk-Iyq-cn-äo-kv sI-F-kvkn, H-am-\n-se Iyp_n-C Pn-tbm-Pn-Xv sk-Iyq-cn-äo-kv FÂ-FÂ-kn F-¶n-h-bm-Wv {Kq-¸n-\p Io-gnse I-¼-\nIÄ. _m¦v Hm-^v _-l-dn-\p-am-bn ]-¦m-fn-¯-¯n _-l-dn-\nepw Ip-ssh-änepw I-¼-\n-¡v km-¶n-[y-ap-|v. \m-j-W tÌm-¡v F-Iv-kv-tN-©n-sâ B-Îo-hv ¢-bvâv Um-ä {]-Im-cw t\m¬ _m-¦v t{_m-¡À-am-cn Ggmw Øm-\-¯mWv Pn-tbm-Pn-Xv.
89 43 07 00 00
20 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
GENERAL INSURANCE COMPANY OF THE YEAR IN KERALA
P
Zn \yq C-´y A-jz-d³-kv I¼\n en-an-ä-Uv
-\-d C³-jp-d³-kv cw-K-s¯ H-cp aÄ-«n \m-j-W kw-cw-`-amWv Zn \yq C-´y A-jz-d³-kv I-¼-\n en-an-ä-Uv. 28 cm-Py-§-fn km-¶n-[y-ap-d-¸n-¨n-«p-Å Cu s]m-Xp-ta-J-em I-¼-\n-bp-sS B-Øm\w apw-ss_-bn-em-Wv. tam-t«mÀ sh-ln-¡nÄ, slÂ-¯v, {Sm-hÂ, dq-dÂ, a-ssd³ F-¶n-h-bv¡v ]p-d-ta lu-kv-tlmÄ-Uv, sa-jn-\-dn Xp-S-§n-b hy-Xy-kv-X ta-J-e-I-fn-te-¡m-bn ssh-hn-[y-amÀ-¶ X-c-¯nep-Å 230 DÂ-]-¶-§-fm-Wv I-¼-\n-¡p-Å-Xv. 1946 B-Zy-am-bn Ghn-tb-j³ C³-jp-d³-kn-\v Xp-S-¡w Ip-dn-¨ \yq C-´y A-jz-d³-kv km-äv-sse-äv C³-jp-d³-kn h-sc ap³-Km-an-I-fm-Wv. C-´y-bn-se t\m¬-þ-sse-^v C³-jp-d³-kv cw-K-¯v 40 hÀ-j-¯n-te-sd-bm-bn hn-]Wn \m-b-I-Xzw \yq C-´y A-jz-d³-km-Wv ssI-¿-S-¡n-bn-«p-Å-Xv. 2017 amÀ-¨n I-¼-\n-bp-sS t¥m-_ _n-kn-\-kv 22270 tIm-Sn-bpw C-´y-bn-se _n-kn-\-kv 19100 tIm-Sn-bpw I-hn-ªp. 1919  cq-]o-Ir-Xam-b I-¼-\n sXm-«-Sp-¯ hÀ-jw X-s¶ e-|-\n Hm-^o-kv Xp-d-¶p. t\-cn-«p-Å im-J-IÄ, k-_v-kn-U-dn I-¼-\n-IÄ, G-P³-kn-IÄ Xp-S-§n-b-h ap-tJ-\-bm-Wv B-tKm-f-X-e-¯n-se {]-hÀ-¯-\w. C-´ybn 2452 Hm-^o-kp-I-fp-|v. 17,702 Po-h-\-¡m-cpw 68,389 G-Pâp-am-cpam-Wv \yq C-´y A-jz-d³-kn-sâ tk-h-\w P-\-§-fn-te-¡v F-¯n¡p-¶-Xv. C-´y-bn-se Hm-tc-sbm-cp U-b-d-Îv C³-jp-d-dm-b \yq C-´y A-jz-d³-kn-\v 2014 ap-X {In-kn-en-sâ {Sn-¸nÄ A td-änw-Kv e-`n-¨n-«p-s|-¶-Xv I-¼-\n-bp-sS D-bÀ-¶ km-¼-¯n-I I-cp-¯n-s\ kq-Nn-¸n-¡p-¶p.
LARGEST SELLING MUTUAL FUND COMPANY OF THE YEAR IN KERALA
F-kv._n.sF ayq-Nz ^-ïv
ayq
-Nz ^-|v \n-t£-]-§-fn-eq-sS km-¼¯n-I e-£y-§Ä t\-Snsb-Sp-¡m³ D-]-t`m-àm¡-sf k-lm-bn-¡p-¶-Xn ap-³]-´n-bn \nÂ-¡p-s¶m-cp kw-cw`am-Wv F-kv._n.sF ayq-Nz ^|v. C-´y-bnse G-ä-hpw hen-b _m¦m-b F-kv._n.sFbpw tem-I-¯n-se G-ähpw hen-b ^-|v am-t\-Pv-saâv I-¼-\n-Ifn-sem¶m-b {^m³-knse AMUNDI bpw tNÀ-¶p-Å kw-bp-à kw-cw-`-am-Wv F-kv._n.sF ayq-Nz ^|v. tem-wKv tSw Im-¸n-ä A-{]o-kn-tbj³, kp-¸o-cn-bÀ tÌm-¡v ske£³, B-Îo-hv ^-|v am-t\-Pv-saâv F-¶nh-sb A-Sn-Øm-\-am-¡n-s¡m|p-Å "t{Km-¯v {Xq C-s¶m-th-j³' F-¶-Xm-Wv F-kv._n.sF ayq-Nz ^-|n-sâ \n-t£-] X-Xzw. ^-|v am-t\-Pv-sa-âv cw-K-¯pÅ 30 hÀjs¯ A-\p-`-h-k-¼-¯pw F-kv._n.sF ayq-Nz ^-|n-sâ k-hn-ti-j-XbmWv. \q-X-\hpw hy-Xykv-X B-h-iy-§Ä-¡n-W-§p-¶-Xpam-b DÂ-]-¶§Ä F-kv._n.sF ayq-Nz ^-|v hn-I-kn-¸n-¨n-«p|v. C³-Ìn-äyq-j-W C³-sh-tÌ-gv-kn\v hnhn-[ tk-h-\-§Ä \Â-Ip-¶-Xn-eq-sS C-´y-bn-se X-s¶ G-ähpw hen-b C³sh-Ìv-saâv am-t\-Pv-saâv I-¼\nIfn-sem-¶mbn F-kv._n.sF ayq-Nz ^-|v am-dn-¡-gnªp. ^n-\m³-jy C³-Ìnäyq-j³kv, s]³-j³ ^-|vkv, tZ-io-b, A-´À-tZio-b Ak-äv am-t\Pv-saâv I-¼-\n-IÄ Xp-S-§n-b-hbvs¡m-s¡bp-Å t]mÀ«v-t^mfntbm am-t\-Pv-saâv & A-ssUzk-dn tk-h-\-§-fm-Wv I¼-\n e-`y-am-¡n-bn-«p-ÅXv. C-¡-gn-ª Un-kw-_-dn-se IW-¡v {]-Im-cw 2,09,129 tIm-Sn cq-]-bpsS B-kv-Xn-bm-Wv (AUM) I¼-\n ssI-Imcyw sN-¿p-¶Xv.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
21
IhÀ tÌmdn
COVER STORY
XIcp-¶ tXm-«w ta-J
F§-s\ c-£n-¡mw? [\w \yqkv _yqtdm
22 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
21,000 tIm-Sn
16,000 tIm-Sn 13,000 tIm-Sn 10,000 tIm-Sn
2015þ16
2014þ15
2013þ14
7,500 tIm-Sn 2012þ13
""C
´y-bp-sS sam-¯w tXm-«-hn-f-I-fp-sS 46 i-X-am-\w kw-`m-h-\ sN-¿p-¶ tIc-fw A-£-cmÀ-°-¯n cmPy-¯n-sâ ¹m-tâ-j³ kw-Øm-\-amWv.'' cmPyw I-| G-ähpw {]-K-Û\m-b ImÀjn-I im-kv-{XÚ-cn H-cmfm-b Fw. F-kv kzm-an-\m-Y-tâ-XmWv Cu hm-¡p-IÄ. tXm-«w ta-J-e tI-c-f-¯n\pw AXp-t]m-se cm-Py¯n\pw F-{X-am{Xw {]m-[m-\y-ap-Å-Xm-sW-¶v hy-à-am¡p-¶-Xm-Wn-Xv. F-¶m C-t¸m-Ä kw-Øm-\-s¯ tXm-«w ta-J-ebp-sS Øn-Xn H-¶p t\m¡q. I-gn-ª sk-]v-Xw-_-dn A-tkm-kn-tbj³ Hm-^v ¹m-tâ-gvkv Hm-^v tI-c-f-bpsS hmÀjnI s]mXp-tbm-K-¯n sN-bÀ-am³ tXma-kv tP¡-_v A-h-X-cn-¸n-¨ dn-t¸mÀ-«n-se hn-h-c-§Ä sR-«n¡p-¶-Xm-Wv. I-gn-ª A-©p-hÀ-j-§-fm-bn tXm-«w ta-J-e km¼-¯n-I-am-bn X-IÀ¶p-sIm-|n-cn-¡p-I-bm-sW-¶v I-W¡p-IÄ Nq-|n-¡m-«p¶p. DÂ-¸-¶-hn-e-bp-sS A-Sn-Øm\-¯n 2011þ12 tXm-«w ta-J-e-bp-sS kw-`m-h\ 21,000 tIm-Sn cq-]-bm-bn-cp-¶p-sh-¦n 2015þ16 CXv 7,500 tImSn cq-]-bm-bn Ip¯-s\ C-Sn-ªn-cn-¡p-¶p. kw-Øm-\-¯n-sâ km-¼-¯n-I, km-aqly, ]m-cnØnXn-I ta-J-e-bn \nÀ-Wm-b-I kzm-[o-\w sN-ep¯p-¶ H-cp ta-J-e-bmWv Cu hn-[w A-Xn-`o-I-cam-b X-IÀ-¨-sb A-`n-ap-Jo-I-cn-¡p-¶Xv. ]-t£ A-Xn-sâ Kuchw th-| hn-[-¯n s]m-Xp-k-aq-ltam `-c-W-IÀ-¯m¡tfm A-[n-Im-cn-hrµ-§tfm cm-{ão-b¡mtcm a-\-kn-em¡p-¶n-sÃ-¶-Xm-Wv Zpx-J-I-cw. kw-Øm-\-¯n-sâ sam-¯w Ir-jn-bn-S-¯n-sâ 27.5 iX-am-\w {]-tZiw, A-Xmb-Xv G-I-tZiw 7.11 e£w slÎÀ `q-an ¹m-tâ-j³ ta-J-e-bm-Wv. tI-c-f-¯n-se ImÀjn-I hn-f-I-fp-sS sam-¯-kwØm-\ B-`y-´-c DÂ-¸m-Z-\-¯nsâ (GSDP) 35 i-X-am-\hpw
2011þ12
{]-Xy-£-ambpw ]-tcm-£-ambpw FÃm a-e-bm-fn-I-sfbpw A-t§b-äw {]-Xn-Iqe-am-bn _m-[n-¡p-¶ H-cp X-IÀ-¨-sb-bm-Wv kw-Øm-\w A-`n-apJo-I-cn-¡p-¶Xv. tXm«w ta-J-e-bp-sS X-IÀ¨. F-´p-am-{X-am-Wv B cwK-s¯ {]-XnkÔn? F§-s\ A-Xv kw-Øm\-s¯ P-\§-sf _m-[n-¡p¶p? F-´m-Wv C-Xn-\v ]-cn-lm-cw?
tXm-«w ta-J-e-bp-sS DÂ-¸-¶ hn-e tXm-«-hn-f-I-fn \n-¶m-Wv. s]m-Xp-th tI-c-f k-aq-l-¯n ¹m-tâ-j³ ta-Je F-¶p tIÄ-¡p-t¼mÄ A-Xv k-aq-l-¯n-se D-¶-X t{i-Wn-bn-ep-Å-h-cp-sS Im-cy-am-bn F-Sp-¡p-¶-h-cpw Gsd. tXm-«w ta-Je-sb kw-_-Ôn-¨p-Å {]-iv-\-§-fn s]m-Xp k-aq-lw ]-e-t¸mgpw th|-{X {i-² ]-Xn-¸n-¡mdp-anÃ. F-¶m Cu cwK-s¯ G-Xv {]-Xn-k-
tXm-«w ta-J-e kw-Øm-\-¯n-\v \Â-Ip-¶ kw-`m-h\
Je-sb
Pn-F-kv-Sn
5% (tXm-«hn-f
DÂ-¸-¶-§-fp-sS \n-c¡v)
tXm-«w \n-Ip-Xn
sl-Iv-ä-dn-\v 700 cq-]
tXm-«w \n-IpXn Cu-Sm- ¡p-¶ C-´y-bn-se G-I kw-Øm-\-am-Wv tI-cfw
ImÀ-jn-ImZm-b \n-IpXn sam-¯w em-`-¯n-sâ 30 i-X-am\w ImÀ-jn-ImZm-b \n-IpXn
Cu-Sm-¡p-¶ C-´y-bn-se G-I kw-Øm\w C-Xv ]p-\À-\n-t£]-s¯ A-t§-b-äw {]-Xn-Iq-e-am- bn _m-[n-¡p¶p.
1400 + 500 cq-] ({]-Xn sl-Î-dn-\v) C-´y-bn-se a-äv kw-Øm- \-§-fn C-Xv 100 cq-]- bn Xm-sg-bm-Wv
`q \n-Ip-Xn
tI-c-f-¯n-se tXm-«hn-f Ir-jn (sl-Î-dnÂ) sam-¯w hn-kv-XoÀ-Ww 7,11,031 tX-bn-e 35010 550840 d-_-À Im-¸n 85501 G-ew 39680 Ônbpw kw-Øm\-s¯ Xm-sg- X-«n-se e-£-¡-W-¡n-\v P-\-§-fp-sS Po-hnX-s¯ t\-cn-«v _m-[n-¡p-sa-¶-Xm-Wv bm-YmÀ-°yw. Im-cWw 7.11 e-£w sl-ÎÀ tXm-«w ta-J-e-bn {]-XnhÀjw 3.3 e-£w sXm-gn Zn-\-§-fm-Wv kr-ãn-¡-s¸-«ncn-¡p-¶-Xv. H-cp hÀ-jw i-cm-i-cn 5300 tIm-Sn cq-] th-X-\ambpw hn-Xc-Ww sN-¿p-¶p. {Kmao-W ta-J-e-bn tXm-«w ta-J-e-bp-sS kw-`m-h\ (tIm-Sn cq-]-bnÂ)
hn-f
i-cmi-cn {]-XnZn-\ th-X-\w
sam-¯w thX-\w {]-Xn-hÀ-jw
tX-bn-e 467.49 491 d-_À 585.09 3,384 Im-¸n 474.84 609 G-ew 510.12 820 C-{Xbpw Xp-I Xn-I¨pw km-[m-c-W-¡mcm-b P-\-§fp-sS ssI-I-fn-te-¡m-Wv F-¯p-¶-Xv. {]-Xy-£-ambn 3,60,000 t]-À-¡m-Wv hÀ-jw ap-gp-h³ tXm-«w ta-Je sXmgn \Â-Ip-¶Xv. ]-tcm-£-am-bn 17 e-£-t¯mfw t]À
sXm-gn-en-\m-bn tXm-«w ta-Jesb B-{i-bn-¡p-¶p-s|-¶mWv I-W¡v. tI-c-f-¯n-sâ 20 i-X-am-\-t¯m-fw t]-cm-Wv tXm«w ta-J-e-bp-am-bn _-Ô-s¸-«n-cn¡p-¶-Xv. C-{X-am{Xw sXm-gn kr-ãn¡p-¶ atä-sXm-cp ta-J-e-bp-|v tI-c-f-¯nÂ? tI-c-f-¯n-\-I¯pw ]p-d¯pw sXm-gn-e-h-k-c-§Ä Np-cp§p-Ibpw KÄ-^n \n-¶v sXm-gn \-ã-s¸-«v a-e-bm-fn-IÄ Xn-cn-sI \m«n-te-¡v {]-h-ln-¡p-Ibpw sN-¿p-¶ Im-e-L-«-¯n tXm-«w ta-J-e ap-c-Sn¡p¶-Xv kw-Øm\-s¯ A-Xn-cq-£-ambn _m-[n-¡pw.
kwØm-\ J-P-\m-hn\pw I-\-¯ kw-`m-h\ C-´y-bn X-s¶ tXm-«w ta-J-e-bn G-ähpw D-bÀ-¶ thX-\w \Â-Ip-¶ kwØm-\-am-Wv tI-cfw. A-Xp-Iq-Sm-sX kwØm\ J-P-\m-hn-te-¡v G-ähpw D-bÀ-¶ \n-c-¡n-epÅ \n-Ip-Xn-Ifpw Cu ta-J-e \Â-Ip-¶p|v. Nc-¡v tk-h-\ \n-IpXn (Pn-F-kv-Sn), tXm-«w \n-IpXn, ImÀ-jn-Im-Zm-b \n-IpXn, `q-\n-IpXn, s{]m-^-j-W Sm-Ivkv, BZm-b \n-Ip-Xn F-¶n§-s\-bm-bn h³Xp-I J-P-\m-hn\v Cu ta-J-e \Â-Ip-¶p-|v.
hn-e-a-Xn-¡m-\m-Inà Cu kw-`m-h\
s{]m-^-j-WÂ Sm-Iv-kv
{]-Xn-hÀjw 2,500 cq]
B-Zm-b-\n-Ip-Xn Ém-_v A-\p-k-cn-¨v
ta-J-e h-ln-¡p-¶ ]-¦v \nÀ-Wm-b-I-am-Wv. C-´y tÌäv Hm-^v t^m-d-kv-äv dn-t¸mÀ-«v 2015 {]-Im-cw tI-c-f-¯n h-\- hn-kv-XrXn 1317 N-Xpc-{i In-tem-ao-äÀ hÀ-[n-¨n-«p|v. tI-c-f-¯n-sâ tXm-«w ta-J-esb-bmWv Cu t\-«-¯n-\v Im-c-W-a-m-bn dn-t¸mÀ-«v Nq-|n¡m-«p-¶-Xv. kw-Øm\-¯v A-t§b-äw km{µam-b hr-£-Pm-ew k-½m-\n-¡p¶-Xv tXm-«w ta-J-e-bmWv. am-{X-aà A-´-co£-¯n \n-¶v ImÀ-_¬ ssU HmIvssk-Uv h-en-s¨-Sp¯v Hm-Iv-kn-P³ ]p-d-´-Åp-Ibpw l-cn-X-Kr-l-hm-XI-§-fp-sS {]-`m-hw Ip-d-bv-¡p-Ibpw sN-¿p-¶-Xn tXm-«w ta-J-e \nÀWm-b-I ]-¦p-h-ln-¡p-¶p-|v. H-cp sl-ÎÀ d-_À H-cp hÀ-jw 48 e-£w S¬ ImÀ-_¬ ssU HmIv-ssk-Uv A-´-co-£-¯n \n-¶v kzmw-io-I-cn-¡p-I-bpw 35 e-£w S¬ Hm-Iv-kn-P³ A-´co-£-¯n-te-¡v ]pd-¯v hn-SpIbpw sN-¿p-¶p-s|-¶m-Wv I-W-¡p-IÄ. A-t§b-äw {Ko-³ C³U-kv-{Sn-bm-Wv tXm-«w
F-¶m kw-Øm-\-¯n-\v tXm-«w ta-J-e \Â-Ip¶ a-säm-cp kw-`m-h-\ hn-e-a-Xn-¡m-\m-Im-¯-XmWv. A-Xv ]-cn-Øn-Xn-bv-¡p-Å-XmWv. kw-Øm\-s¯ l -cn-Xm-`-am-¡n \nÀ-¯p-¶-Xn tXm-«w
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
23
IhÀ tÌmdn
COVER STORY
F-§-s\ I-c-I-bdmw
{]-Xn-k-Ôn-¡v Im-c-Ww? {]
-[m-\-ambpw aq-¶v Im-c-W-§-fmWv C-Xn-\p ]n-¶n-ep-ÅXv. H-¶v D-bÀ¶ DÂ-¸m-Z-\ sN-ehv. c-|m-a-t¯-Xv `q-an kw-_-Ô-am-b {]-iv-\§Ä. Xm-cX-tay-\ Ip-d-ª hne.
D-bÀ-¶ DÂ-¸m-Z-\ sNe-hv D-bÀ-¶ DÂ-¸m-Z-\ sNe-hv h-cm³ Im-c-W-§Ä ]-e-XmWv. `q-an-bn \n-¶p-Å Ip-d-ª D¸m-Z-\ £-a-X-bm-Wv H¶v. A-Xpt]m-se X-s¶ sXm-gn-em-fnIÄ, aq-e[-\w F-¶n-h-bn \n-¶p-Å DÂ-¸m-Z-\-£-a-Xbpw G-sd Ip-dhm-Wv. A-´co-£ hy-Xn-bm-\w aq-e-ap-Å {]-iv-\-§-fm-Wv a-säm-¶v D-bÀ-¶ \n-Ip-Xn \n-c-¡p-IÄ D-bÀ-¶ C³-]p-«v tIm-kv-äv D-bÀ-¶ th-X-\ \n-c-¡p-IÄ
`q-an kw-_-Ô-am-b {]-iv-\§Ä `q-an-bp-sS tc-J-IÄ kw-_-Ôn-¨ {]-iv-\-§fpw ]m-«-`q-an kw-_-Ôn¨v \n-e-\nÂ-¡p-¶ {]-iv-\-§-fp-
am-Wv a-säm-cp {][m-\ h-kv-Xp-X. C-Xp-aq-ew kw-Øm\-s¯ tXm-«w ta-J-e \nÀ-Po-h-am-bn a-c-Wm-k-¶am-bn-cn-¡p-I-bm-sW-¶v ¹m-tâ-j³ ta-J-e-bn-ep-Å-hÀ Nq-|n-¡m-«p-¶p. kw-Øm\-s¯ sd-h\yp h-Ip-¸v Np-a¯n-bn-cn-¡p-¶ \n-b-{´-W-§Ä aq-ew _m-¦p-IÄ {]-hÀ-¯-\ aq-e[-\w t]mepw tXm-«w ta-J-e-bv-¡v \Â-Ip¶nÃ. CXv Cu cwK-s¯ \n-t£-]w Ipd¨p. kw-cw-`-I-cp-sS XmÂ-¸-cyhpw \-ã-s¸-Sp¯n. `q-an kw-_-Ô-am-b hn-hm-Z-§Ä¡pw hy-h-lm-c-§Ä¡pw ]n-¶m-se \-S-¡p-I-bm-Wv tXm-«w taJ-e-bn-ep-Å-hÀ.
Ip-d-ª hne tXm-«hn-f DÂ-¸-¶-§-fp-sS \n-b{´-W-anÃm-¯ C-d-¡p-a-Xn-bmWv Cu ta-Je-sb _m-[n-¡p-¶ a-säm-cp Im-cyw. aq-ey-hÀ-[n-X DÂ-¸-¶-§Ä kr-ãn-¡p-¶-Xn-ep-Å \-½p-sS ]-cm[o-\-X aq-ew G-ähpw aqeyw Ip-dª tXm-«hn-f DÂ-¸-¶-§-fp-sS DÂ-¸m-ZIÀ F-¶ \n-e-bn \-s½ H-Xp-¡n \n-À-¯p¶p. AXp-sIm-|p X-s¶ hn-f-IÄ-¡v G-ähpw Ip-d-ª hne-tb \-ap-¡v t\-Sn-sb-Sp-¡m³ km-[n-¡p¶p-Åq.
taJ-e. AXp-t]m-se X-s¶ kw-Øm-\-¯n-sâ sam-¯¯n-ep-Å k¼-Zv hy-h-Ø-bv¡pw \nÀWm-b kw-`m-h-\Ifpw \Â-Ip-¶p. ]t£ Cu cw-K-am-Wv I-gn-ª A-©p-hÀ-j-¡m-e-ambn Ip-¯-s\ Xm-tg-¡v C-Sn-bp-¶-Xv. Cu ta-J-e-bn-em-Wv kXz-c {i-² ]-Xn-¸n-¡m-sX `-cW-Iq-Shpw cm-{ão-b-¡mcpw s]m-Xp k-aq-lhpw \n-kw-Kam-bn C-cn-¡p-¶-Xpw.
c-£m-\nÀ-tZ-i-§Ä \n-c-h[n, c-£ am-{X-anà tXm-«w ta-J-e-bn-se {]-iv-\-§Ä ]Tn-¨v Ir-Xyam-b amÀ-K-\nÀ-tZ-i-§Ä \Â-Im³ C-Xph-sc G-tgm-fw I-½n-
tXm-«w ta-J-e-bn C-S-hn-f-bm-bn ]-ghÀ-K hn-f-IÄ Ir-jn-sN-¿m³ A-\ph-Zn-¨m Cu cwK-s¯ {]-Xn-k-Ôn-¡v ]-cn-lm-cw Im-Wm-\mIpw tXma-kv tP-¡_v, sN-bÀ-am³, F-]nsI
änI-sf \n-tbm-Kn-¨n-«p|v. C-h-sbÃmw \nÀ-tZ-i-§fpw k-aÀ-¸n-¨p-sh-¦nepw A-hbn-sem¶p-t]mepw \-S-¸m-¡-s¸«n-söv Cu cw-K-¯p-Å-hÀ Nq-|n-¡m-«p-¶p. 2016 dn-«tbÀ-Uv P-Ìn-kv Fw Ir-jv-W³ \m-bÀ I-½n-än k-aÀ-¸n-¨ dn-t¸mÀ-«v ]-cn-K-Wn-¨v A-Xn-se \nÀ-tZ-i-§Ä \-S-¸m-¡m³ kÀ-¡mÀ X-bm-dm-I-W-sa-¶m-Wv tXm-«w ta-J-e-bn-ep-ÅhÀ B-h-iy-s¸-Sp-¶ H-cp Im-cyw. tI-c-f-¯n-se tXm-«w ta-J-e Im-em-h-Øm hy-Xn-bm-
24 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
`q-
an-bp-sSbpw A-Xn-sâ D-S-a-Ømh-Im-ihpw kw-_-Ôn-¨ Im-cy§-Ä tIm-S-Xn-I-fp-sS ]-cn-K-W-\bn-emWv. AXp-sIm-|v A-¡m-cyw tIm-S-Xn-IÄ X-s¶ Xo-cp-am-\n¡Ww. ""]-t£ sN-¿m-hp-¶ Nn-eXp|v. \-½p-sS kw-Øm-\-¯n-sâ FÃm ta-J-e-I-sfbpw H-cp-X-c¯n A-sÃ-¦n a-säm-cp X-c¯n kv-]À-in-¡p-¶ ta-J-e-bmWv tXm-«w taJ-e. ]-t£ \-ap-¡v tXm-«w ta-J-e-bp-sS Im-cy-§Ä t\m-¡m³ H-cp h-Ipt¸m B taJ-e kw-_-Ôn-¨ tXm-«w \-btam CÃ. C-¡m-cy-¯n A-[n-Im-cnI-fp-sS kXz-c {i-² ]-Xn-tb-|nbn-cn-¡p¶p,'' tXma-kv tP¡-_v A-`n-{]m-b-s¸-Sp-¶p.
\nIp-Xn G-Io-IcWw C-´y-bn X-s¶ G-ähpw D-bÀ-¶ \n-Ip-Xn tXm-«w ta-J-ebn Np-a-¯-s¸-Sp-¶ kw-Øm\-am-Wv tI-cfw. AXp-sIm-|p X-s¶ C-X-c kw-Øm-\-§-fp-am-bn a-Õ-cn-¡m³ \-ap-¡v km-[n-¡msX h-c-p¶p. A-b kw-Øm-\§-fn-se \n-Ip-Xn-IÄ-¡v A-\p-
ZoÀ-LIm-e ]-cn-lm-c-ap-ïv G
-sXm-cp {]-iv-\-¯n\pw ]-cn-lm-c-ap-|v. tXm-«w ta-J-e-bn-se {]-iv-\-§Ä-¡pw. {]-[m\-ambpw \m-ev Im-cy§-sf ap³ \nÀ-¯n-bp-Å {]-iv-\ ]-cnlm-c amÀ-K-amWv Cu cw-K-¯p-ÅhÀ Nq-|n-¡m-«p-¶Xv. C-Xn-\m-bn tXm-«-§-fn C-Shn-f Ir-jn A-\p-h-Zn-¡p-Ibpw t{]m-Õm-ln-¸n-¡p-Ibpw th-W-sa-¶v C-hÀ B-h-iy-s¸-Sp-¶p. C-Xp-aq-e-ap-|m-Ip-¶ sa-¨-§fpw Cu cw-K¯p-Å-hÀ Ir-Xy-am-bn ]-d-bp-¶p-|v. kw-Øm-\-¯n-se {Kmao-W ta-J-e-bn-se FÃm X-e-¯n-ep-ap-Å-hÀ-¡v sXm-gn e-`yam-¡m³ C-Xp-aq-ew km-[n-¡p-¶p. kw-Øm-\-¯n-\v hnhn-[ X-e-¯n-ep-Å {]Xy-£, ]-tcm-£ \n-Ip-Xn-I-fn-eq-sS h-cp-am\w Iq-Sp-X e-`n-¡p-¶p. IÀ-j-IÀ-¡v h-cpam-\ km[y-X hÀ-[n¡p¶p. G-ähpw {]-[m-\w ]-Ýn-a-L«-s¯ kw-c-£n¡p¶p. A-´-co-£-¯n ImÀ-_¬ {]-`mhw Ip-d-bv-¡p-¶p. C-{X-bpw sa-¨-§Ä D-d-¸m-¡p-¶ ZoÀ-LIme ]-cn-lm-c-¯n-\v \n-e-hn-ep-Å \n-b-a-§Ä ]-cn-jv-I-cn-¡p-Itbm kÀ-¡m-cn \n-¶v ¹m³ ^-|v h-I-bn-cp-¯p-I-tbm th-|. ]I-cw tXm«w ta-J-e B-h-iy-s¸-Sp¶-Xv \-b-]-cam-b ]n-´p-W-bm-Wv. tXm-«w ta-J-e-bp-sS ap-Jy ZuXyw tXm-«hn-f-I-fp-sS DÂ-¸m-Z-\-amWv. \n-b-a-¯nsâtbm a-sä-s´-¦nepw L-S-I-§-fp-tS-tbm kzm-[o-\w aq-ew A-Xn-sâ DÂ-¸mZ-\w X-S-Ê-s¸-Sm-Xn-cn¡m-\p-Å km-l-Ncyw kÀ-¡mcpw _-Ô-s¸-«hcpw kzo-I-cn-¡-W-sa-¶v tXm-«w ta-J-e-bn-epÅ-hÀ H-ä-s¡-«m-bn B-h-iy-s¸-Sp¶p.
kr-X-am-bn \n-Ip-Xn \n-c-¡p-IÄ G-Io-I-cn-¡m³ kÀ-¡mÀ X-bm-dmtI-|n-bn-cn-¡p-¶p.
CShn-f t{]m-Õm-ln¸n¡Ww Im-emh-Øm hy-Xn-bm-\w aq-e-ap-|m-Ip-¶ {]-iv-\§-sf a-dn-I-S-¡m\pw tXm-«w ta-J-ebv-¡v ]n´p-W \Â-IWw. a-®v kw-c£Ww, P-e kw-c£Ww, h-\-h¡-c-W ]-²-Xn-IÄ F-¶n-h-bv-¡v kÀ-¡mÀ ]n´p-W th-W-sa-¶ Bh-iy-am-Wv tXm-«w ta-J-e-bn-ep-Å-hÀ ap-t¶m-«p-sh-¡p-¶-Xv. tXm-«w ta-J-e-bn-se {]-XnkÔn ]-cn-l-cn-¡m³ Cu cw-K-¯pÅ-hÀ H-ä-s¡-«m-bn B-h-iy-s¸Sp-¶ a-säm-cp kp-{][m-\ Imcyw C-Shn-f k-{¼-Zm-bw t{]m-Õmln-¸n¡-Ww F-¶-XmWv. H-¸w tXm-«w ta-J-e-bn \n-¶p-Å aq-ey-hÀ[n-X DÂ-¸-¶-§Ä-¡v {]-tXy-I Du-¶epw t{]m-Õm-l-\ hpw e-`y-am-¡-W-sa¶pw C-hÀ B-h-iy-s¸-Sp-¶p.
tXm-«w ta-J-e-bp-sS h-fÀ-¨-sb t{]mÕm-ln-¸n-¡p-¶ ZoÀ-LIm-e \-bw th -Ww. C-Xn-\m-bn H-cp h-Ip¸pw \-ap-¡v thï-n-bn-cn-¡p¶p. _n sI A-Pn¯v, sk-{I-«dn, F-]n-sI
\-¯n-sâ {][m-\ C-c-bmWv. ImÀjn-tImÂ-¸m-Z-\-¯n kw-`-hn-¡p-¶ C-Sn-hv, G-dn-h-cp-¶ Io-S _m-[bpw tcm-K-§fpw, hym-]-I-am-Ip-¶ h-cÄ-¨, ]-I k-ab-s¯ D-bÀ-¶ NqSv, taÂ-a-®n-sâ timj-Ww F-¶n-h-sbÃmw Im-emhØm hy-Xn-bm-\-¯n-sâ `o-I-c ap-J-am-Wv {]-ZÀ-i-n-¸n-¡p¶Xv. C-Xn-sâ-sbÃmw A´n-a ^-e-tam; D-bÀ-¶ D¸m-Z-\ sN-e-hpw. Cu Øn-Xn-hn-ti-j-¯n-\v ]-cn-lm-cw I-|v Im-cy§Ä t\À-Zn-i-bn-em-¡n-bn-sÃ-¦n kw-Øm\-s¯ tXm«w ta-J-e ZoÀ-L-\mÄ \n-e-\nÂ-¡n-sÃ-¶v ¹m-tâ-j³ cwK-¯p-Å-hÀ Nq-|n-¡m-«p-¶p. l-cn-Xm-`am-b ]-Ýn-aL-«w klm-d a-cp-`q-an t]m-se ]m-gv\n-e-am-bn am-dm-Xn-cn-¡m³, kw-Øm-\w A-Xn-cq-£amb sXm-gn-enÃm-bv-a-bn-te-¡v Iq-¸p-Ip-¯m-Xn-cn-¡m³, km-aqly A-kzm-Øy-§Ä X-e-s]m-¡m-Xn-cn-¡m³, IÀ-j-I B-ß-l-Xy-I-fpw ]m-cn-Øn-Xn-Iam-b Zp-c-´-§-fpw H-gn-hm¡m³ FÃm-hcpw D-W-À-¶p {]-hÀ-¯n-t¡-| A-h-k-c-amWn-sX-¶v tXma-kv tP-¡-_v A-`n-{]m-b-s¸-Sp-¶p. ""FÃm-h-cpw, A-Xmb-Xv IÀjIÀ, sXm-gn-em-fnIÄ, sXm-gn-em-fn bq-Wn-b-\p-IÄ, kÀ-¡mÀ F-¶n§-s\ FÃm X-«n-ep-ap-Å-hÀ H-ä-s¡-«m-bn D-WÀ-¶p {]-hÀ-¯n-t¡-|nbn-cn-¡p¶p,'' tXma-kv tP¡-_v A-`n-{]-m-bs¸-Sp-¶p. AXp-t]m-se X-s¶ ]-Ýn-a-L-« kw-c-£-¯n-\v tXm«w ta-Je-sb kÀ-¡mÀ ]-¦m-fn-sb-¶ \ne-bv-¡v ]-cn-K-Wn-t¡-|n-bn-cn¡p-¶p-sh-¶v IÀ-j-IÀ ]-d-bp-¶p.
A\m-en-knkv
ANALYSIS
tI{µ _-P-äv 2018
tam-Zn-bp-sS kz-]v-\-§ bm-YmÀ-°y-am-Ip-tam?
tam-Zn-bp-sS kz]v-\ _-P-äv [-\-a{´n A-cp¬ sP-bv-äv-en A-h-X-cn-¸n-¨-t¸m-gpw Ip-td B-i-¦-IÄ _m-¡n-bm-Ip¶p [\w \yqkv _yqtdm
A-cp¬-sP-bv-äv-en
{]
Xo-£n-¡-s¸«-Xp t]m-se P-\-{]nb ]-²-Xn-I-fp-am-bm-Wv [-\-a{´n A-cp¬ sP-bv-äv-en Cu kÀ-¡mcnsâ A-h-km\-s¯ ]qÀ-W _P-äv Xbm-dm-¡nbXv. A-Sp-¯ hÀ-jw \-S-¡p¶ s]m-Xp-sX-c-sª-Sp-¸n _n-sP-]n-¡v t\«w sIm-¿p-¶-Xn-\p-Å h-I-I-sfÃmw DÄs¸-Sp-¯m³ sP-bv-äv-en a-d-¶nÃ. {]-tXyIn-¨pw, Kp-P-dm-¯v sX-c-sª-Sp-¸n Xn-cn¨-Sn t\-cn-« {Kmao-W ta-Je-sb ssIbn-se-Sp-¡m-\p-Å ]-²-Xn-IÄ X-s¶ DZm-l-cWw. A-tXm-sSm-¸w FÃm hn-`m-Kw B-fp-I-fp-sS-bpw ssIb-Sn t\-Sn-s¡m-|v tZio-b B-tcm-Ky kwc-£-W ]-cn-]m-Snbpw A-h-X-cn-¸n-¨p. ZoÀ-LIm-e aqe-[-\ t\-«-¯n-\v \n-Ip-Xn GÀ-s¸-Sp-¯n-bXpw BZm-b \n-Ip-Xn Ém_n-tem \n-c¡n-tem am-ä-sam¶pw h-cp-¯m-¯-Xpw a-[y-hÀ-K¯n-sâ A-kw-Xr-]v-Xn¡v Im-c-W-am-sb¦nepw ImÀjn-I ta-J-e-bv¡pw B-tcmKy-ta-J-e-bv¡pw A-SnØm-\ kuI-cy hn-I-k-\-¯n\p-sam-s¡ an-I-¨ ]-cnK-W-\ \Â-Inb-Xv _-Pän-t\m-SpÅ s]m-Xp A-`n{]m-bw an-I-¨-Xm¡n. F-¶m [-\-¡-½nbn Im-cyam-b Ipd-hv D-|m-Im-¯ kml-N-cy-¯n tam-Zn-bpsS Cu kz-]v-\ _P-äv bm-YmÀ-°y-am-Im³ Gsd¸-Wns¸-Sp-sa-¶m-Wv kq-N-\IÄ. B-tcmKy kwc-£-W ]-²-Xn-b-S-¡-ap-Å-h shdpw {]-Jym-]-\¯n-sem-Xp§ptam F-¶-Xm-Wv B-i¦.
Ipd-bm-sX [-\¡½n A-cp¬-sP-bv-äv-en A-h-X-cn-¸n-¨ A-©ma-s¯ k-¼qÀ-W _-P-än 25 e-£w tImSn cq-]-bp-tS-Xm-Wv sN-e-hn-\§Ä. h-cp-am-\-am-I-s« 20 e-£w tIm-Sn cq-] am-{X-hpw. A-©p e-£w tIm-Sn cq-]-bm-Wv [-\-¡½n. am-{X-aÃ, [-\¡½n Ipdbv¡pI F-¶ e-£yhpw kÀ-¡m-cn\v ssI-h-cn-¡m-\m-bn-«nÃ. 3.5 i-X-am\-am-Wv [-\-¡½n. A-Sp-¯ hÀ-jw AXv 3.3 i-X-am-\-¯n- F-¯n¡p-I F-¶-Xm-Wv C-t¸mg-s¯ e-£yw. Cu km-l-N-cy-¯n _P-äv {]-Jym-]-\-§Ä bm-YmÀ-°y-am-¡-W-sa-¦n `o-aam-b
00 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
t\-«w BÀ-s¡ms¡? IÀ-jn-I taJe ImÀjn-I hn-f-IÄ-s¡Ãmw DÂ-¸m-Z-\ sN-e-hn-sâ H-¶-c aS-§v Xm-§phn-e \n-Ý-bn-¡p-sa-¶ {]-Jym-]-\w ImÀjn-I ta-J-e-bv-¡v D-WÀ-hv ]-I-cpw. P-e-tk-N-\ ]-²-Xn-IÄ¡pw AIzmIÄ-N-À ]-²-Xn-IÄ¡p-sam-s¡-bm-bn {Kmao-W ta-Je-bn Iq-Sp-X Xp-I h-I-bn-cp-¯n-bn-«p-ap|v. IÀ-j-IÀ A-[n-I-ambn DÂ-¸m-Zn-¸n-¡p¶ tkm-fmÀ ssh-Zyp-Xn hm§p-¶-Xn-\m-bn kwØm-\ kÀ-¡m-cp-IÄ-¡v \nÀ-t±-ihpw \Â-In-bn-«p|v. ImÀjn-I ta-J-e-bp-am-bn _-Ô-s¸-« I-¼-\n-IÄ¡pw C-Xv Kp-W-I-c-am-Ipw.
B-tcm-Ky kw-c-£-W taJ-e tZio-b B-tcm-Ky kwc-£-W ]²-Xn {]-Im-cw 50 tIm-Sn t]À-¡v A-©p e-£w cq-]-bp-sS kp-c-£ \Â-Ip¶ ]-²-Xn-bp-sS Kp-Ww Kp-W-t`m-àm-¡Ä-s¡m¸w tlm-kv-]n-ä-ep-IÄ A-S-¡-ap-Å-hÀ¡pw t\-Sm-\m-Ipw.
A-SnØm-\ kuI-cy ta-J-etdm-UpIÄ, sd-bvÂ-th t]m-ep-Å A-SnØm-\ k-uI-cy hn-I-k-\-§Ä-¡v Iq-SpX Du-¶Â \Â-Ip-¶ _P-äv \nÀ am-W ta-J-e-bnepw F³-Pn-\o-b-dnw-Kv ta-J-e-bn-ep-apÅ I-¼-\n-IÄ-¡v t\-«-am-Ipw.
hn-am-\-¯m-h-f-§Ä hn-am-\-¯m-h-f \nÀ-am-W-¯n\pw hn-I-k-\-¯n-\p-am-bn Iq-Sp-X ^-|v D-Ä-s¡m-Ån-¨-Xn-\m hn-am-\-¯m-h-f§Ä¡pw A-Xp-am-bn _-Ô-s¸-« kw-cw-`-§Ä¡pw t\-«-am-Ipw. C-tXm-sSm-¸w ]pXnb sXm-gn-e-h-k-c-§Ä kr-ãn-¡p¶-Xv P-\-§-fp-sS {I-b-ti-jn hÀ-[n-¸n-¡p-Ibpw A-Xv F-^v-FwknPn, do-sä-bv ta-J-e-bv-¡v D-t¯P-\w \Â-Ip-Ibpw sN-¿pw. kzÀ-W-hn-]-Wn-bp-sS 60 i-X-am-\-hpw {Kmao-W ta-Je-sb B-{i-bn-¨v \nÂ-¡p-¶-Xn-\m {Kmao-W taJ-e- sa-¨-s¸-Sp-t¼mÄ kzÀ-W-hn-]-Wnbpw an-I-¨ t\-«w sIm-¿pw.
am-\w kw-Øm-\-§Ä h-ln-¡-W-sa-¶mWv ]n-¶o-Sv tI{µw A-dn-bn-¨Xv. A-Xn-\v F-{X kw-Øm-\-§Ä-¡mhpw F-¶Xpw B-tem-Nn-t¡-|-Xp-|v. B-tcm-Ky C³-jp-d³-kv ]-²-Xn-s¡m¸w k-_v skâ-dp-IÄ tI-{µo-I-cn-¨v H-¶-c e-£w B-tcm-Ky ku-Jy tI-{µ-§Ä Øm-]n-¡p-sa¶pw _-P-än {]-Jym-]n-¨n«p|v. tcm-K-{]Xn-tcm-[-¯n\pw B-tcm-Kyhn-Zym-`ym-k-¯n-\p-am-bm-Wv C-h. F-¶m C-Xn-\m-bn 1200 tIm-Sn cq-] h-I-bn-cp¯n-sb-¦nepw Np-cp-§n-b-Xv 15,000 tImSn cq-]-sb-¦nepw CÃm-sX ^-e-{]-Z-am-b co-Xn-bn {]-hÀ-¯-\w Xp-S-§m-\m-hnÃ. [-\I-½n aq-e-ap-Å {]-iv-\w C-¯-c-¯n km-aq-ly kpc-£m ]-²-Xn-I-sf-bpw _m[n-¡pw.
§Ä
km¼¯n-I ta-J-e-bnse Xn-cn¨Sn \tc{µ- tamZn
\-ãw kw-`-hn-¡p¶-Xv hntZi sam-_o {_m³-UpIÄ B-`y-´-c DÂ-¸m-Z-\ ta-J-e-bv¡v DuÀ-Pw ]-IÀ-¶v sam_o t^m-Wp-I-fp-sS I-kv-äw-kv Uyq-«n-bn 15 ap-X 20 i-X-am-\w h-sc hÀ-[-\ h-cp-¯nb-Xv hn-tZi-¯p \n-s¶¯p¶ sam-_o {_m³-Up-IÄ-¡v Xn-cn-¨-Sn-bm-Ipw. kmwkw-Kv t]m-ep-Å {_m³-Up-IÄ-¡v C-´y-bn \n-¶v \nÀ-am-Ww \-S¯p-I am-{X-amI-pw t]mw-h-gn.
C-Xn-\p ]p-d-ta-bm-Wv km-¼¯n-I taJ-e-bn D-|m-bn-s¡m-|n-cn-¡p-¶ Xncn¨-SnIÄ. tI-{µ _P-äv A-h-X-cn-¸n-¡-s¸«-Xn-\v sXm-«p-]n-¶m-se cm-Pys¯ Hml-cn hn-]-Wn- CSnhv t\-cn-«p. tam-Zn kÀ-¡mÀ A-[n-Im-c-¯n-te-dnb-Xp ap-X A-{X hen-b X-IÀ-¨ t\-cn-«n-«nÃm-¯ Hml-cn hn]-Wn- ]-Xn-hnÃm-¯ hn-[w Xm-tgm-«v t]m -b-t¸mÄ \n-t£-]-IÀ Iq-«-t¯msS Hml-cn-IÄ hn-ä-gn-¡m³ Xnc-¡p Iq«p-I-bp|mbn. A-ta-cn-¡³ kq-Nn-Ibm-b Uu tPm¬kn-sâ ]-X-\hpw Hml-cn hn-]-Wn-sb {]-Xn-Iq-e-am-bn _m-[n¨p. F-¶n-cp-¶mepw [-\-a{´n A-cp¬ P-bv-äv-en A-h-X-cn-¸n-¨ _-P-än-se "ZoÀ-LIm-e aqe-[-\ t\-«-¯n-
\p-Å \n-Ip-Xn' {]-Jym-]-\w hn-]-Wn-sb Im-cy-am-bn X-s¶ _m-[n-¨p. H-cp e-£w cq-]-bv-¡v ap-I-fn-ep-Å t\-«-¯n-\m-Wv \nIp-Xn _m-[-I-amIpI. G-sd \-ã-km-[yX-bp-Å Hml-cn hn-]-Wn-bn aqe-[-\ t\-«-¯n-\v \n-Ip-Xn GÀ-s¸-Sp-¯p¶-Xv \n-t£-]I-sc ]n-t¶m-«-Sn-¸n-¡p-sa-¶mWv Cu ta-J-e-bn-ep-Å-h-cp-sS Bi¦. A-tX-kabw tImÀ-¸-td-äv \n-Ip-Xn ]-cn-[n ]-cn-jv-I-cn-¨ \-S-]-Sn-, 250 tIm-Sn cq-] hsc hmÀjn-I hn-äp-h-c-hp-Å \nch-[n kw-cw-`-§Ä-¡v t\«-am-Ipw. t\m-«v d-±m-¡Â {]-Xn-k-Ôn-bn-em-gv¯n-b FwF-kvFw-C ta-J-e-bv-¡v Bizm-k-amIpw CXv. 50 tIm-Sn- cq-]-bn Xm-sg hn-äp-h-c-hpÅ hy-h-km-b-§-fp-sS \n-Ip-Xn I-gn-ª hÀ-jw 25 i-X-am-\-am-bn Ip-d-¨n-cp¶p. CXm-Wv 250 tIm-Sn cq-] h-sc hn-äp-h-c-hp-Å I-¼-\n-IÄ-¡p Iq-Sn _m-[-I-am-¡m³ \nÀt±-in-¨Xv. C-Xn-eq-sS kÀ-¡m-cn-\v 7000 tIm-Sn cq-]-bp-sS \-ãw D-|m-Ip-sa-¶m-Wv IW-¡p Iq-«p-¶Xv. F-¶m `m-hn-bn Iq-Sp-X t]À \n-Ip-Xn Zm-b-I-cm-bn am-dpsa-¶ hn-izm-k-am-Wv kÀ-¡m-cn-\p-ÅXv. Cu ta-J-e-bv-¡m-bn 3794 tIm-Sn cq-]-bp-sS ]²-Xn {]-Jym-]n-¨n-«p|v. {]-Xnk-Ôn XcWw sN-¿m-\p-Å ]²-Xn D-S³ {]-Jym-]n -¡p-sa¶pw [-\-a{´n Dd-¸p \Â-In. cmPy-¯v A-Sp-¯ km-¼¯n-I hÀ-jw aq¶p e-£w tIm-Sn cq-] ap{Zm hm-bv-]-bmbn \Â-Ip-sa-¶m-Wv {]-Jym-]-\w. 2015  B-cw-`n-¨ ]-²-Xn-bn-eq-sS C-Xn-\Iw 4.6 e-£w tIm-Sn cq-] hn-Xc-Ww sN-bv-Xn«p|v. B-`y-´-c DÂ-¸m-Z-\ ta-J-e-sbbpw hn-]-Wn-sbbpw kw-c-£n¡p-I F-¶ e-£y-hp-am-bn C-d-¡pa-Xn DÂ-¸-¶-§-fp-
[-\-Im-cy taJ-e Hm-l-cn-I-fn \n-¶p-Å ]-¯p e-£w cq-]-bv-¡v ta-sebpÅ ZoÀ-LIm-e aqe-[-\ t\-«-§-Ä-¡v ]-¯p i-X-am-\w \n-Ip-Xn GÀ-s¸-Sp-¯nbXv Cu ta-J-e-bv-¡v I-\-¯ Xn-cn¨-Sn-bm-bm-Wv hn-e-bn-cp-¯-s¸-Sp-¶-Xv. [-\-Im-cy tk-h-\ I-¼-\nIÄ, sse-^v C³-jp-d³-kv I-¼-\nIÄ, ayq-Nz ^-|v t{]m-U-Iv-äv t{_m-¡À-amÀ Xp-S-§n-b-hÀ-s¡m-s¡ C-Xv \-ã-ap-|m-¡pw.
D-]-t`m-àm-¡Ä tIm-Sn-¡-W-¡n-\v B-fp-IÄ-¡v D-]-Im-c-s¸-Sp-¶ B-tcm-Ky ]-²-Xn-IÄ {]-Jym-]n¨-Xv km-[m-c-W-¡mÀ-¡v t\-«-am-Ip-sa-¦nepw B-tcm-Kyþhn-Zym-`ym-k sk-kv aq-¶n \n-¶v \m-ep i-X-am-\-am-¡n hÀ-[n-¸n¨-Xv km-[-\-§-fp-sS hn-e hÀ-[-\-hn-\v Im-c-W-am-Ipw. Xp-I I-S-sa-Sp-t¡-|n hcpw F-¶ ØnXn-bmWv. I-S-¯n-sâ Xn-cn-¨-S-hn-\m-bn \n t£-] ]-{X-§fpw I-S-¸-{X-§fpw C-d¡mw. I-S-¯n-sâ Xn-cn-¨-S-hn-\p ]pd-ta ]-en-ibpw \Â-tI-|n h-cp¶-Xv hen-b _m-[y-X-bm-Ipw. ]-e sN-e-hp-Ifpw kÀ¡m-cn-\v hen-b _m[y-X D-|m-¡p-¶Xpw F-¶m H-gn-hm¡m³ ]-äm-¯-Xp-amWv. h-fw k-_v-knUn, ]m-N-I-hm-X-I k-_v-knUn, s]³-j³ F-¶n-h-sbm-s¡ B K-W-¯nÂ-s¸Sp¶p. H-cp dm-¦v H-cp s]³-j³ t]m-ep-Å ]-²-Xn-Ifpw \-S-¸n-em-¡m³ Xp-I I-s|t¯-|-Xp|v. A-tX-ka-bw k-À-¡m-cn-sâ sN-e-hn Im-cyam-b hÀ-[-\-bnÃm-sX t\m-¡m-\mb-Xv t\-«w X-s¶-bmWv. ]-¯p i-X-am-\w am-{X-am-Wv Cu-bn-\-¯n hÀ-[-\-bp-|m-b-Xv. tam-Zn-bp-sS ]-e A-`nam-\ ]-²-XnIÄ¡pw ]-Ww I-s|-¯m-³ hn-j-an-¡p¶-Xn-\-Sn-bn-te-¡m-Wv B-tcm-Ky kwc£-W ]-²-Xnbpw F-¯p-¶Xv. cm-Py-s¯ ]-¯p tIm-Sn Ip-Spw-_-§-fn-em-bn A-¼-Xv
tIm-Sn B-fp-IÄ-¡v {]-tbmP-\w e-`n-¡p-¶ ]²-Xn bm-YmÀ-°y-am-bm A-Xv t\-«w X-s¶-bmWv. A-ta-cn-¡-bn ZpÀ-_-e P-\§Ä-¡v C³-jp-d³-kv ]-cn-c-£ \Â-Ip-¶Xn-\m-bn H_m-a {]-kn-Uâm-bn-cp-¶-t¸mÄ sIm-|p-h-¶ H-_m-am sI-bÀ ]-²-Xn-sb A-\p-I-cn-¨v tam-Zn sI-bÀ F-¶v ]-ecpw Cu ]-²-Xn-sb hn-ti-jn-¸n-¨p. 2016 se _-P-än {]-Jym-]n-¨ BÀ F-kv _n ssh C³-jp-d³-kv ]-²-Xn-bp-sS hn-]p-eo-IcWw am-{X-amWv Cu ]-²-Xn-sb-¶v A-`n-{]m -b-ap|v. C-Xp-{]-Imcw H-cp hÀ-jw H-cp IpSpw-_-¯n-\v 30,000 cq-]-bm-Wv {]-Jym-]n¨Xv. A-Xv ]n-¶o-Sv H-cp e-£w cq-]-bm-¡n hÀ-[n-¸n-¡p-sa-¶v ]-d-sª-¦nepw bm-YmÀ°y-am-bnÃ. C-t¸mÄ {]-Jym-]n-¨n-cn-¡p¶-Xp t]mse H-cp Ip-Spw-_-¯n-\v A-©p e-£w cq]-bp-sS B-\p-Iqeyw \Â-I-W-sa-¦n Np-cp-§n-b-Xv 30,000 tIm-Sn cq-]-sb-¦nepw h-I-bn-cp-t¯-|-Xp-|v. F-¶m 2000 tImSn cq-]-bm-Wv C-Xn-\m-bn h-I-bn-cp-¯nbn-cn-¡p-¶Xv. ]²-Xn sN-e-hn-sâ 40 i-X-
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
27
A\m-en-knkv
ANALYSIS
_Päv H-ä-t\m-«-¯n \n-IpXn 2017 km-¼¯n-I hÀ-jw B-Zmb-\n-Ip-Xn dn-t«¬ k-aÀ-¸n-¨]pXn-b \n-Ip-Xn-Zm-b-I-cp-sS F-®w 85.51 e-£w {]Xy-£ \n-Ip-Xn hÀ-[-\ (P-\ph-cn 15 h-sc) 18.7 i-X-am-\w 50 e-£-¯n\pw H-cp tIm-Sn cq-]bv¡pw C-S-bn-ep-Å h-cp-am-\-¯n\p-Å sk-kv 10 i-X-am-\-am¡n. H-cp tIm-Sn-¡v ap-I-fn-ep-Å-Xn-\v 15 i-X-am-\w k-lI-c-W kw-L-§-Ä-¡v 100 i-X-am-\w \n-Ip-Xn-bnf-hv F-Uyp-t¡-j³ sk-kv aq-¶n \n-¶v \m-ep i-X-am-\-am-¡n hÀ[n-¸n¨p. A-[n-I-am-bn 11,000 tIm-Sn k-am-l-cn-¡p-I-bm-Wv e£yw
I-Ìw-kv Uyq«n sam-_oÂ-t^m¬, sS-en-hn-j³ Xp-S-§n-b-h-bp-sS I-kv-äw-kv Uyq-«n hÀ-[n-¸n-¨p. C-d-¡pa-Xn sN-¿p-¶ km-[-\-§fn-t·Â 10 i-X-am-\w tkm-jy shÂ-sh-bÀ kÀ-NmÀPv kw-kv-I-cn-¡m¯ k-ky-F-®I-fp-sS I-Ìw-kv Uyq-«n 12.5 i-X-am-\-¯n \n-¶v 30 i-Xam-\-am¡n. dn-ss^³-Uv k-ky F-®-bp-tS-Xv 35 i-X-am-\-am¡n.
Ir-jn 27.5 tImSn S¬ `-£y-[m-\y§-fpw 30 tIm-Sn S¬ ]-g-hÀK-§fpw ]-¨-¡-dn-Ifpw cmPyw DÂ-¸m-Zn-¸n-¡p¶p DÂ-¸m-Z-\ sN-e-hn-sâ H-¶-c aS§v Iq-Sp-X Np-cp§n-b hn¸-\hn-e \n-Ý-bn¨p. ImÀjn-I hn-]-Wn¡pw ASnØm-\ kuI-cy hn-I-k-\-¯n\p-am-bn 2000 tIm-Sn cq-].
ar-K-kw-c-£-Wþa-Õy ta-J-e-Ifn-te-¡v Iq-Sn In-km³ s{I-Un-äv ImÀUv ^n-j-dokv,A-Izm-IÄ-NÀ sU-he-]v-saâv ^-|m-bn 10,000 tImSn
hn-Zym-`ymkw hn-Zym-`ym-k ta-J-e sa-¨-s¸-Sp¯m-\m-bn H-cp e-£w tIm-Sn cq-]
B-tcmKyw 10 tIm-Sn Ip-Spw-_-§Ä¡v {]-XnhÀ-jw A-©p e-£w cq-]-bpsS B-tcmKy C³-jp-d³-kv ]-cnc£ Hmtcm aq-¶v ]mÀ-e-saâv a-Þe-¯nepw H-cp sa-Un-¡Â tImsfPv B-bp-jv-am³ `mc-Xv ]²-Xn {]Imcw 1.5 e-£w B-tcm-Ky tI{µ-§Ä Xp-d-¡p-¶-Xn-\v 1200 tIm-Sn
Fw-F-kvFw-C Fw-F-kvFw-C ta-J-e-bv-¡v 3794 tImSn ap-{Z tbm-P-\ ]²-Xn {]-Im-cw 3 e-£w tIm-Sn cq-] hmbv-] \ÂIpw
F-®w 124  \n-¶v A-©p a-S-§m-bn hÀ-[n-¸n-¡pw. {]-XnhÀ-jw 100 tIm-Sn kÀ-ho-kv \-S-¯pw. A-Sn-b-´n-c-am-bn 60 tIm-Sn cq-] A-\p-h-Zn-¨n-«p-|v. cm-Py-¯n-\-I-s¯ 64 FbÀt]mÀ-«p-IÄ X-½n _-Ôn-¸n¨v D-Um³ ]²-Xn hn]p-eo-Icn¡pw.
km-t¦Xn-I hnZy Un-Pn-ä C-´y ]-²-Xn-bv-¡m-bn 3073 tIm-Sn cq-] A-©p tIm-Sn {Km-ao-WÀ-¡v t{_m-Uv-_m³-Uv e-`y-am-¡p¶-Xn-\m-bn A-©p e-£w sshss^ tlm-«vkv-t]m-«p-IÄ H-cp-¡m³ 10,000 tImSn {In-]vtäm I-d³-kn-IÄ-¡v \n-tcm[-\w. t»m-¡v sN-bv³ sSIv-t\mf-Pn-¡v A-\pa-Xn
I¼\n I-¼-\n-IÄ-¡v k-hn-ti-jam-b Xn-cn-¨-dn-b ImÀ-Un-\v ]-²-Xn A-Sp-¯ km-¼¯n-I hÀjw Hml-cn hnÂ-¸-\-bn-eq-sS 80,000 tIm-Sn k-am-l-cn¡pw
hy-h-kmbw
A-SnØm-\ taJ-e
sS-Iv-ssÌÂ hy-h-km-b-¯n-\v 7148 tIm-Sn cq-]
99 kv-amÀ-«v-kn-änI-sf sX-c-sªSp¯p. C-h-bv-¡mbn 2.04 e-£w tIm-Sn cq-] A-\p-h-Zn¨p. `m-c-Xv am-e t{]m-P-Iv-än-sâ `m-Kam-bn H¶mw L-«-¯n 35,000 In-tem-ao-äÀ \nÀ-an-¡pw. ]-²-Xn¡m-bn am-än-sh-¨n-cn-¡p-¶Xv 5.35 e-£w tIm-Sn cq-]-bmWv.
a-äpÅ-h
G-hn-tbj³ FbÀ-t]mÀ-«v A-tYm-dnän Hm^v C-´ybpsS \nb-{´-W-¯nepÅ F-bÀ-t]mÀ-«p-I-fp-sS
{]Xn-tcm-[ sN-e-hn-\mbn 2.82 tIm-Sn cq-] `-£y k-_v-knUn 1.4 e-£w tIm-Sn-bn \n¶v 1.69 e-£w tIm-Sn-bm-bn hÀ-[n-¸n¨p cm-{ã-]-Xn-bp-sS i¼-fw A-©p e-£-ambpw D-]-cm-{ã-]-Xn-bp-tSXv \m-ep e-£-ambpw K-hÀ-WÀam-cp-tSXv 3.5 e-£-ambpw hÀ-[n¸n¨p. Fw-]n-am-cp-sS i-¼-fhpw hÀ-[n-¸n-¡pw.
sS I-Ìw-kv Xocp-h D-bÀ-¯nb \-S-]-Snbpw _n-kn\-kv tem-I-¯n-\v k-t´m-jw ]-I-cpw. tam-Zn-bp-sS ta-bv-¡v C³ C-´y ]-²-Xn-¡v \Â-Ip-¶ {]m-[m-\y-am-Wv C-Xv hy-à-am-¡p-¶Xv. hntZ-i {_m³-Up-IÄ-¡v ]n-Sn-¨p \nÂ-¡-W-sa-¦n cm-Py-¯v X-s¶ \nÀam-W bq-Wn-äpIÄ Xp-S-t§-|n h-cpw. cm-Py¯v Cu hÀ-jw 70 e-£w sXm-gn-e-h-k-c-§Ä D-|m-Ip-sa-¶m-Wv kÀ-¡m-cn-sâ {]-Xo£.
ImÀjn-I _-P-äv {Kmao-W ImÀjn-I ta-J-e-bv¡pw sXm-gnÂ-cln-X hn-`m-K-§-Ä¡pw ap³K-W-\ \ÂIn-b _-P-äv am-k-i-¼f-¡m-scbpw taÂ-¯-«p-Im-scbpw k-t´m-jn-¸n-¡m-\mbn H¶pw sN-bv-Xnà F-¶ {]-tXy-I-Xbpw D-|v. bm{Xþ Nn-In-Õm sN-e-hp-I-fn \nÝn-X Xp-I-bp-sS \n-Ip-Xnbnf-hv i-¼-f-¡mÀ-¡v \Â-In-sb-¦nepw A-Xv \m-a-am-{Xam-Wv. ImÀjn-I ta-J-e-bn Du-¶n-bp-Å-XmWv Cu _-P-sä-¶v ]-d-bmw. {KmaoW ImÀjn-I hn]-Wn ^-|m-
\n-cm-i-s¸-Sp-¯nb B-Zm-b-\n-IpXn B
-Zm-b-\n-Ip-Xn \n-c-¡nepw Ém-_nepw am-äanÃm¯-Xv i-¼-f-¡m-scbpw aäv B-Zm-b-\n-IpXn Zm-b-I-scbpw \n-cm-i-s¸-Sp¯n. F-¦nepw i-¼-f-¡mÀ-¡v B-iz-kn-¡m³ h-I-bp-|v. \nIpXn Cu-Sm-¡m-hp-¶ h-cp-am-\-¯n 40,000 cq-]-bp-sS \n-Ip-Xn-bnf-hv {]-Jym-]n-¨n-«p|v. {Sm³kv-t]mÀ-«v, sa-Un-¡Â sN-e-hp-IÄ F-¶nh-bv-¡m-bmWv Cu C-f-hv. \n-e-hn C³-Iw- SmIv-kv sk-£³ 10 {]-Imcw {Sm³kv-t]mÀ-«v A-eh³-km-bn 19,200 cq-]bpw sa-Un-s¢-bnw B-bn 15,000 c-q-]-bpw Iq-Sn 34,200 cq-]-bp-sS Cf-hv e-`n-¨n-cp-¶p. ]pXn-b {]-Jym-]-\-t¯msS 5,800 cq-]-bp-sS A[n-I t\-«w {]-Xn-hÀ-jw i-¼-f¡mÀ-¡v In-«pw. C-Xn-\v _n-Ãv Im-Wn-t¡-| Im-cy-hp-anÃ. F-¶m B-Zm-b, tImÀ-¸-td-äv \n-Ip-Xn-IÄ-¡p ta-ep-Å sk-kv aq-¶p i-X-am\-¯n \n-¶v \m-ep i-X-am-\-am-bn D-bÀ-¯pw. \n-e-hn 2.5 e-£w cq-]-bn A-[n-Iw hmÀjn-I h-cp-am-\w D-Å-h-cm-Wv \n-Ip-Xn \Â-tI-|-sX-¦n A-Sp-¯ hÀ-jw ap-X {]-Xn-hÀjw 2.9 e-£w cq-]-bn Iq-Sp-X hcp-am-\-ap-Å-hÀ A-S-¨m a-Xn-bm-Ipw. \m-ep i-X-am-\w skkv Cu-Sm-¡p-t¼mÄ, A-©p e-£w ap-X ]-¯p e-£w cq-] h-sc h-cp-am\-ap-Å-hÀ 1125 cq-] A-[n-I \n-Ip-Xn \Â-tI|n h-cpw. _m-¦nepw t]m-kväv Hm-^o-kn-ep-ap-Å \n-t£-]-¯n-\v ap-XnÀ-¶ ]u-c-·mÀ-¡v e-`n¡p-¶ 50,000 cq-] h-sc-bpÅ ]-en-i-h-cp-am-\¯n-\v \n-Ip-Xn \Â-tI-|-XnÃ. Øn-c \n-t£]-¯n\pw dn-¡-dnw-Kv \n-t£-]-¯n\pw C-Xv _m-[-I-am-Wv. \n-e-hn 10,000 cq-]-bv-¡v ap-Ifn-ep-Å ]n-e-i h-cp-am-\-¯n\v \n-Ip-Xn \Â-IWw. 50,000 cq-] h-sc B-tcm-Ky C³-jp-d³-kv {]o-an-b-¯n\pw Nn-In-Õm sN-e-hn\pw \n-Ip-Xnbnf-hv e-`n-¡pw. am-cI tcm-K-§Ä-¡p-Å NnIn-Õm sN-e-hn-\v H-cp e-£w cq-]-bv-¡v h-sc \n-Ip-Xn-bnf-hv e-`n-¡pw. bn 2000 tIm-Sn cq-] am-än-sh-¨n-«p|v. sam-¯ hn]-Wn A-{]m-]yam-b cm-Py-s¯ 86 i-X-am-\w sN-dpIn-S IÀj-IÀ-¡m-bn \n-e-hn-epÅ 22,000 {Km-a N-´I-sf {KmaoW ImÀjn-I hn-]-Wn-I-fm-bn hn-I-kn-¸n-¡p-I-bm-Wv e-£yw. {KmaoW tdm-UpIÄ, tlmÀ-«n-IÄ-NÀ ¢-kväÀ, `-£y-kw-kvI-c-W ta-J-e-bn \-n-t£-]w C-c-«n-bm¡m-\p-Å ]-²-Xn-IÄ, s]-s«-¶v \-in-¡p-¶ hn-f-I-fpsS kw-c-£-W-¯n-\m-bp-Å Hm-¸-td-j³ {Ko³- ]²-Xn F-¶n§-s\ IÀj--I\v B-izm-k-ta-Ip-¶ {]-Jym-]-\§Ä _-P-än \nd-sb D-|v. A-SnØm-\ kuI-cy hnI-k-\ cw-K¯pw an-I-¨ ]-²-Xn-IÄ _P-äv hn-`mh-\w sN-¿p-¶p-s|-¦nepw [-\-¡-½n-sb F§-s\ t\-cn-Sp-sa¶Xpw ]-²-Xn-¡v B-h-iyam-b ]-Ww I-s|-¯p-I-sb¶-Xp-am-Wv kÀ-¡mÀ t\-cn-Sp-¶ shÃp-hnfn.
28 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
A\m-en-knkv
ANALYSIS
tI-c-f _-P-äv 2018
[-\-{]-Xn-k-Ôn- A-h-km-\n¡
{]-Xo-£-I-fpw B-i-¦[\I-½n D-bÀ-¶p X-s¶ \nÂ-¡p-t¼mgpw hn-I-k-\-{]-hÀ-¯-\-§Ä-¡v In-^v-_n-bn-eq-sS ]-Ww k-am-l-cn¡m-\m-Ip-sa-¶m-Wv tXmakv sF-k-¡n-sâ I-W-¡p-Iq«Â [\w \yqkv _yqtdm
kw
-Øm-\ kÀ-¡mÀ A-Xn-cq-£-am-b [-\-{]-Xn-k-Ôn-bn-eq-sS I-S-¶ps]m-bv-s¡m-|n-cn-¡p-t¼m-gm-Wv A-Sp-¯ km-¼-¯n-I hÀ-j-t¯-¡p-Å _-P-äv [-\-a-{´n-bm-b tUm.tXm-a-kv sF-k-¡v \n-ba-k-`-bn A-h-X-cn-¸n-¨-Xv. Cu-sbm-cp L-«¯n kzm-`m-hn-I-am-bpw hn-I-k-\ ]-²-Xn-I-Ät¡m t£-a {]-hÀ-¯-\-§Ä-t¡m A-sÃ-¦n P-\-{]n-b \-S-]-Sn-IÄ-t¡m _-P-äv F-{X-am-{Xw {]m-[m-\yw sIm-Sp-¡p-¶p-sh-¶v t\m-¡p-¶-Xn AÀ-°-an-Ã. Im-c-Ww _-P-än-eq-sS kÀ-¡mÀ {]-Jym-]n-¡p-¶ ]-²-Xn-I-sfm-s¡ Ir-Xy-am-bn \-S-¸m-¡p-¶-Xn-\v th-| ]-Ww kÀ-¡m-cn-sâ ssI-h-iw D-|m-Ip-tam, -`m-hn-bn-se-¦n-epw kÀ¡m-cn-sâ [-\-{]-Xn-k-Ôn Ip-d-bp-tam F-¶-Xm-Wv G-ä-hpw Im-X-em-bn D-b-cp-¶ tNm-Zyw. I-gn-ª aq-¶v am-k-§-fm-bn {S-j-dn \n-iv-Ne-am-bn-t¸m-sb-¶v am-{X-a-à hn-hn-[ kÀ-¡mÀ h-Ip-¸p-I-fp-sS-bpw s]m-Xp-ta-J-em kw-cw-`-§-fpsSbpsam-s¡ F-¡u-|n- \n-¶p-w G-I-tZ-iw 5000 tIm-Sn cq-]-bm-Wv kÀ-¡mÀ Xn-cn-s¨-Sp-¯Xvv. sI.F-kv.BÀ.Sn.kn-bn-se s]³-j³-Im-cmI-s« B-ß-l-Xy-bn-te-¡v h-sc \o-§p-I-bpw sN-bv-Xp. {]-Xn-k-Ôn h-f-sc-tb-sd cq-£-am-sW¶v [-\-a-{´n X-s¶ _-P-än k-½-Xn-¡p-¶p. kw-Øm-\-¯n-sâ sam-¯w sd-h-\yq h-cp-am-\ hÀ-[-\ 7.7 i-X-am-\-am-sW-¦n ]-²-Xn sN-e-hv 22 i-X-am-\-hpw ]-²-Xn-tb-X-c sN-e-hv 21 i-Xam-\-hpw D-bÀ-s¶-¶m-Wv _-P-än-se ]-cm-aÀ-iw. A-Xm-b-Xv h-c-hpw sN-e-hpw X-½n-ep-Å A-´cw h-f-sc-tb-sd hÀ-[n-¨p-sh-¶-À-°w. A-¡m-
30 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
c-W-¯m X-s¶ h-cp-am-\w hÀ-[n-¸n-¡m-\pw sN-e-hv Np-cp-¡p-¶-Xn-\p-am-bn _-P-än {]-Jym-]n¨n-«p-Å G-Xm-\pw Nn-e \-S-]-Sn-I-fn-eq-sS {]-kv-XpX e-£yw ssI-h-cn-¡m-\m-Ip-tam F-¶-Xn B-i-¦ \n-e-\nÂ-¡p-¶p.
Im-cy-£-a-a-Ãm-¯ sN-e-hv Np-cp-¡Â "kÀ-¡m-cn-sâ [-\-{]-Xn-k-Ôn ]-cn-l-cn-¡p¶-Xn-\p-Å Im-cy-am-b \nÀ-tZ-i-§Ä bm-sXm¶pw X-s¶ Cu _-P-än C-Ã. t\m¬-þ-¹m³ d-h-\yq F-Iv-k-s]³-Un-¨À {]-tXy-In-¨v i-¼-fw, s]³-j³, So-¨nw-Kv {Kmâvv, A-\m-h-iy Øm-]\-§Ä, kÀ-¡m-cn-se-bpw F-bv-U-Uv ta-J-ebn-se-bpw A-\m-h-iy X-kv-Xn-I-IÄ Xp-S-§n-bh-bn-sem-s¡ IÀ-i-\-am-b sN-e-hv Np-cp-¡Â \-S-¸m-¡m-sX [-\-{]-Xn-k-Ôn ]-cn-l-cn-¡m-\mIn-Ã' tI-c-f ]-»n-Iv F-Iv-kv-s]³-Un-¨À dn-hyq I-½-än ap³ sN-bÀ-am-\m-bn-cp-¶ tUm._n.F {]-Im-iv A-`n-{]m-b-s¸-«p. b-YmÀ-°-¯n i-¼-f s]³-j³ ]-cn-jv-¡-c-W-am-Wv I-gn-ª c|v hÀ-jam-bn kÀ-¡m-cn-sâ [-\-{]-Xn-k-Ôn cq-£-am-¡n-bXv. F-¶m A-Xn-t·Â bm-sXm-cp-hn-[ \n-b-{´W-hpw GÀ-s¸-Sp-¯m³ [-\-a-{´n X-bm-dm-bn-«n-Ã. [-\-I-½n A-\p-h-Z-\o-b-am-b aq¶v i-X-am\-¯n H-Xp-¡n-\nÀ-¯p-sa-¶v ]-d-bp-¶ tUm. tXm-a-kv sF-k-¡v d-h-\yq I-½n C-Ãm-Xm-¡m³ B-©m-dv hÀ-jw F-Sp-t¯-¡p-sa-¶pw ]-d-bp-¶p. C-Xn-\À-°w [-\-{]-Xn-k-Ôn- Im-cy-am-b am-ä-an-ÃmsX Xp-S-cp-sa-¶m-sW-¶v tUm.{]-Im-iv Nq-|n-¡m-
hy-h-km-b ta-J-e-¡v Du-¶Â
kw--
Øm-\-¯v ]p-Xn-b hy-h-km-b ]mÀ-¡p -IÄ, \n-e-hn-ep-Å ]mÀ-¡pI-fp-sS ]-cn-]m-e-\w, kw-cw-`-I-Xz hn-I-k-\w Xp-S-§n-b F-Ãm {]-hÀ-¯-\-§Ä-¡pw _-P-äv {]-map-Jyw \Â-Ip-¶p-|v. ]-c-¼-cm-K-X hy-h-km-b-§-fm-b I-bÀ, ssI¯-dn, I-ip-h-|n ta-J-e-I-fn ]pXn-b ]-²-Xn-IÄ {]-Jym-]n-¨n-«p-|v. DÂ-¸m-Z-\w, sF.än, Sq-dn-kw Xp-S-§n-b hn-hn-[ hy-h-km-b taJ-e-I-fn-se {]-[m-\ ]-²-Xn-I-fpw A-hbv¡m-bn _-P-än h-I-bn-cp-¯n-bn-«p-Å Xp-I-bpw Np-h-sS. l sF.än
kw-cw-`-I-Xz hn-I-k-\-¯n-\m-bn tI-c-f k-ämÀ-«-]v an-j-\v 80 tIm-Sn
l sS-Iv-t\m-]mÀ-¡v,
sS-Iv-t\m-kn-än F-¶n-hbv¡m-bn 84 tIm-Sn, C³-t^m-]mÀ-¡n-\v 67 tIm-Sn, ssk-_À-]mÀ-¡n-\v 30 tIm-Sn. l Sq-dn-kw amÀ-¡-änw-Kn-\v 82 tIm-Sn, ap-k-cn-kv, X-e-ti-cn ss]-Xr-I ]-²-Xn-IÄ-¡v 40 tIm-Sn
«p-¶p. hm-l-\-§-fp-sS D-]-tbm-Kw, 14 e-£-¯n-e[n-Iw hn-e-bp-Å hm-l-\-§Ä hm-§Â, bm-{Xm-_¯-bn-se ]-cn-[n, sS-en-t^m¬ _nÂ, hn-tZ-i-bm-{X Xp-S-§n-b-h-bn-sem-s¡-bm-Wv \n-b-{´-Ww GÀ-s¸-Sp¯p-¶-Xv. km-aq-ly-t£-a s]³-j-\p-I-fn-se A-\Àl-sc H-gn-hm-¡p-sa-¶-Xpw K-p-W-I-c-am-Wv. ]-s£ C-¯-cw \-S-]-Sn-I-fn-eq-sS h-en-b tXm-Xn-ep-Å sN-e-hv Np-cp-¡Â km-[y-am-In-sÃ-¶-v am-{X-a-à h-ensbm-cp Xp-I A-Xn-eq-sS em-`n-¡m-\pw kÀ-¡m-cn\v I-gn-bn-Ã. C-h-bv¡v ]-I-cw IÀ-¡-i-am-b sN-e-hv
Np-cp-¡Â \-S-]-Sn-I-Ä C-t¸mtg \-S-¸m-¡n-sb-¦n am-{X-ta `m-hn-bn [-\-{]-Xn-k-Ôn C-Ãm-Xm-¡m-\m-Iqsh-¶v hn-e-bn-cp-¯-s¸-Sp-¶p.
h-cp-am-\ k-am-l-c-W-¯n-epw A-ew-`m-hw kÀ-¡mÀ \Â-Ip-¶ tk-h-\-§-fn Np-a-¯p-¶ \n-Ip-Xn-bm-Wv bq-kÀ ^o-kv. C-Xn-epw Im-cy-am-sbm-cp hÀ-[\-b-à C-t¸mÄ \-S-¸m-¡n--bn-cn-¡p-¶-Xv.- F³-Pn-
p-tam?
I-fpw l C-e-t{Îm-Wn-Iv-kv
& lmÀ-Uv-sh-bÀ an-j-\v 30 tIm-Sn
l sa-Un-¡Â
D-]-I-c-W-§-fp-sS \nÀ-am-W-¯n-\mbp-Å sa-Uv-kv ]mÀ-¡n-\v 25 tIm-Sn
l h-\n-Xm
kw-cw-`-I-Xz ]-²-Xn-¡v 20 tIm-Sn
l sI.F-kv.Un.]n
P-\-dn-Iv a-cp-¶p-IÄ DÂ-¸m-Zn-¸n-¨v I-b-äp-a-Xn \-S-¯pw.
l sS-Iv-ssÌÂ
tIm-Sn
ta-J-e-bp-sS ]p-\-cp-²m-c-W-¯n-\v 490
l sI.F-kv.sF.Un.kn-¡v l In³-{^-bp-sS-bpw l sIm-¨n-
132 tIm-Sn
a-äpw ]mÀ-¡p-IÄ-¡v 230 tIm-Sn
s]-t{Sm-þ-sI-an-¡Â ]mÀ-¡n-\v 1264 tIm-Sn
l I-®qÀ,
Xn-cp-h-\-´-]p-cw, C-Sp-¡n F-¶n-hn-S-§-fn-Â hy-h-km-b ]mÀ-¡p-IÄ-¡m-bn 2400 G-¡À Ø-ew G-sä-Sp-¡pw
l sN-dp-In-S
hy-h-km-b ta-J-e-¡v 160 tIm-Sn, sN-dp-In-S hy-h-km-bn-IÄ-¡p-Å aq-e-[-\ k--lm-b-¯n-\v 60 tIm-Sn
l _-lp-\n-e
hy-h-km-b F-kv-tä-äv \nÀ-½n-¡m³ 37 tIm-Sn
l \n-e-hn-ep-Å
hy-h-km-b F-kv-tä-äp-I-fp-sS \-ho-I-cW-¯n-\v 28 tIm-Sn
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
31
A\m-en-knkv \o-b-dnw-Kv, sa-Un-kn³, BÀ-Svkv & k-b³-kv tIm-sf-PpIÄ F-¶n-hn--S-§-fn-se ^o-kpw hÀ-[n-¸n-¡m-am-bn-cp-¶p. D-Zm-l-c-W-¯n-\v kz-Im-cy sa-Un-¡Â tIm-sf-Pp-I-fn-se ^o-kv 11 e-£-am-bn-«pw kÀ-¡mÀ F-bv-U-Uv tIm-sf-Pp-Ifn-se \n-c-¡v \mev hÀ-j-t¯-¡v Hcp e-£w cq-] am-{Xam-Wv. "bq-kÀ ^o-kp-IÄ hÀ-[n-¸n-¨v h-cp-am-\w Iq«m\pÅ \-S-]-Sn-I-Ä th-|-{X ip-jv-¡m-´n-tbm-sS sN-bvXn-«n-Ã. h-cp-am-\ k-am-l-c-W-¯n-se A-ew-`m-h-am-Wn-Xv' km-¼-¯n-I hn-Z-Kv-[-bm-b tUm.ta-cn tPmÀ-Pv A-`n-{]mb-s¸-«p. hn-I-kn-X cm-Py-§-fp-sS 35þ40 i-X-am-\-t¯mfw h-cp-am-\w \n-Ip-Xn-tb-X-c h-cp-am-\-§-fn \n-¶m-Wv. ]-s£ tI-c-f-¯n A-Xn-t¸m-gpw 13 i-X-am-\-t¯m-fw am-{X-am-bn H-Xp-§n-bn-cn-¡p-I-bm-Wv. dn-b F-kv-tä-äv cw-K-¯v `q-an-bp-sS \ym-b-hn-e-bn 10 i-X-am-\w hÀ-[-\- kÀ-¡mÀ h-cp-¯n-bn-«p-|v. C-t¸mg-s¯ \ym-b-hn-e 2006 \n-iv-N-bn-¨-Xm-Wv. 2015 bp.Un.F-^v kÀ-¡mÀ A-Xv D-bÀ-¯m³ {i-an-s¨-¦n-epw FÂ.Un.F-^n-sâ F-XnÀ-¸n-s\ Xp-SÀ-¶v A-Xv ]n³-h-en¨p. A-Xm-Wv C-t¸mÄ \-S-¸m-¡-s¸-«n-cn-¡p-¶-Xv. dn-b F-tÌ-äv cw-K-s¯ am-µym-h-Ø Im-c-Ww A-Xv 10 i-X-am\-¯n-e-[n-I-am-bn hÀ-[n-¸n-¡m³ C-t¸mÄ km-[n-¡n-sæn-epw C-sXm-cp \-à \o-¡-am-sW-¶v tUm.ta-cn tPmÀ-Pv ]-d-ªp. "kÀ-¡m-cn-sâ tam-i-am-b [-\-Øn-Xn Im-c-Ww dn-b F-kv-tä-äv DÄ-s¸-sS H-cp ta-J-e-bv¡pw B-izm-kw ]-I-cp-¶ \-S-]-Sn-IÄ _-P-än C-Ã. F-¦n-epw 2017 h-scbp-Å Ìm-w]v Uyq-«n A-|À-hm-eyp-th-j³ tI-kp-I-fn ap-{Z-hn-e-bp-sS 30 i-X-am-\w \Â-In tI-kv XoÀ-¸m-¡msa-¶ ]-²-Xn {]-Jym-]n-¨n-«p-|v' s{I-Um-bv tI-c-f-bp-sS sN-bÀ-am-\m-b tUm.\-Po-_v k-¡-dn-b Nq-|n-¡m-«n. hn-tZ-i-a-Zy-¯n-sâ-bpw _n-b-dn-sâ-bpw hnÂ-¸-\ \nIp-Xn hÀ-[n-¸n-¨n-«p-|v. tam-t«mÀ hm-l-\ \n-Ip-Xn-bn-epw hÀ-[-\-bp-|v. tI-c-f-¯n 1700 A-\-[n-Ir-X Izm-dn-I-fps|-¶m-Wv Km-Uv-Kn I-½-än-bp-sS I-s|-¯Â. Izm-dn¡v H-cp \n-iv-Nn-X Xp-I \Â-In sse-k³-kv F-Sp-¯m A-Xn-sâ B-bn-cw a-S-§v Xp-I-bv¡v A-hn-sS J-\-\w \-S-¯n-bm-epw B-cpw tNm-Zn-¡m-\n-Ã. ]-I-cw Hm¬-sse\m-bn H-cp {S-¡n-\v H-cp ]m-kv F-¶ co-Xn-bn C-Xn-s\ bp-àn-k-l-am-¡p-I-bm-sW-¦n A-\-[n-Ir-X Izm-dn-I-sf \n-b-{´n-¡m-\pw h³-tXm-Xn-ep-Å h-cp-am-\w t\-Sm-\pw kÀ-¡m-cn-\v km-[n-¡pw. ]-s£ C-§-s\ h-cp-am-\w t\-Sm-\m-Ip-¶ ta-J-e-I-sf {]-tbm-P-\-s¸-Sp-¯n-bn-«n-sö-Xm-Wv Cu _-P-än-sâ G-ä-hpw h-en-b \yq-\-X-sb-¶v tUm.ta-cn tPmÀ-Pv Nq-|n-¡m-«n. h-cp-am-\w hÀ-[n-¸n-¡p¶-Xn-\p-Å i-à-am-b \-S-]-Sn-I-fp-sS A-`m-hw Im-c-Ww h-cpw-hÀ-j-§-fn-epw [-\-{]-Xn-k-Ôn Xp-S-cm-\m-Wv km-[y-X.
hn-I-k-\ t£-a ]-²-Xn-IÄ-¡v £m-a-an-à [-\-{]-Xn-k-Ôn cq-£-am-sW-¦n-epw A-Sp-¯ km-¼¯n-I hÀ-j-t¯-¡p-Å hn-I-k-\ t£-a ]-²-Xn-I-fn bm-sXm-cp Ip-d-hpw tUm.tXm-a-kv sF-k-¡v _-P-än h-cp-¯n-bn-«n-Ã. hy-h-km-bw, hm-Wn-Pyw, B-tcm-Kyw, hn-Zym-`ym-kw, Ir-jn, P-e-tk-N-\w, A-Sn-Øm-\ ku-Icy-hn-I-k-\w, kv-{Xo-im-ào-I-c-Ww Xp-S-§n k-a-kv-Xta-J-e-I-sf-bpw kv-]À-in-¨p-t]m-Im³ _-P-äv {]-tXy-Iw {i-²n-¡p-¶p. "h-\n-X-IÄ-¡v th-|n _-P-än-sâ 14 i-X-am\w am-än sh-¨n-cn-¡p-¶-Xn-\m kv-{Xo ku-lr-Z _-P-äv F-¶-Xm-Wv H-cp {]-[m-\ ¹-kv t]m-bnâv' ta-cn tPmÀ-Pv ]-d-ªp. Hm-Jn Zp-c-´-s¯ Xp-SÀ-¶v 2000 tIm-Sn cq-]-bpsS H-cp k-a-{K ]m-t¡-Pm-Wv Xo-c-tZ-i-¯n-\m-bn _-P-äv h-I-bn-cp-¯n-bn-cn-¡p-¶-Xv. Xo-c-tZ-i-s¯ Zp-cn-X-s¯¡p-dn-¨v ]-cm-aÀ-in-¡p-t¼m-gpw A-hn-S-s¯ kv-{Xo-I-fp-sS
ANALYSIS
k-aÀ-°-am-b \o-¡w,
B-kq-{Xn-XNp-h-Sp-h-bv-]v k
À-¡m-cn-sâ [-\-{]-Xn-k-Ôn cq-£-am-bXn-\m an-¡ hn-I-k-\ {]-hÀ-¯-\-§-fpw In-^v-_n ap-tJ-\-bm-Wv \-S-¸m-¡-s¸-Sp-I. "In^v-_n h-gn-bp-Å aq-e-[-\ -k-am-l-c-W-sa-¶-Xv H-cp Hm-^v _-P-äv t_m-tdm-bnw-Km-Wv. ]-s£ tUm.sF-k-¡v A-Xn-\v _-P-äp-am-bn H-cp s]m¡nÄ-s¡m-Sn _-Ôw D-|m-¡n-bn-cn-¡p-I-bm-Wv' tUm.ta-cn tPmÀ-Pv ]-d-ªp. tam-t«mÀ hm-l-\ \n-Ip-Xn h-cp-am-\-¯n-sâ 50 i-X-am-\-hpw s]t{Sm-fn-bw DÂ-¸-¶-§-fp-sS sk-kpw In-^v-_n ^-|n-te-¡v t]m-Ip-¶-Xn-eq-sS-bm-Wn-Xv km-[yam-¡n-bn-cn-¡p-¶-Xv. C-Xn-eq-sS \n-t£-]-I-sc B-IÀ-jn-¡m-\m-Ipw. Im-c-Ww In-^v-_n-¡v H-cp h-cp-am-\- amÀ-Kw D-Å-Xn-\m \n-t£-]-I-cp-sS ap-X-epw ]-en-i-bpw Xn-cn-¨p In-«p-sa-s¶m-cp Bß-hn-izm-kw A-hÀ-¡p-|m-Ipw. C-¯-c-sam-cp kw-hn-[m-\w H-cp-¡n-bn-Ãm-bn-cp-s¶-¦n In-^v_n-bn-te-¡v ]-Ww \n-t£-]n-¡m³ H-cp-]-s£ B-cpw-X-s¶ X-bm-dm-Ip-am-bn-cp-¶n-Ã. In-^v-_n-bn-eq-sS tUm.sF-k-¡v ap-t¶m-«v sh-¨n-cn-¡p-¶ ]p-Xn-sbm-cp ]-co-£-Ww hn-Pbn-t¨ a-Xn-bm-Iq. A-sÃ-¦n A-Sn-Øm-\-kuI-cy hn-I-k-\ cw-K-§-fn DÄ-s¸-sS H-t«-sd X-e-§-fn tI-c-fw ]n-´-Å-s¸-«v t]m-Ip-w. AtX-k-a-bw In-^v-_n hn-P-bn-¡-W-sa-¦n h-cpam-\-Zm-b-I-a-Ãm-¯ ]-²-Xn-I-fn \n-¶pw A-hÀ ]n³-am-dp-I-bpw ]-I-cw h-cp-am-\w D-d-¸m-b h³In-S ]-²-Xn-IÄ-¡v am-{X-am-bn ]-Ww sN-e-hgn-¡p-s¶m-cp kw-hn-[m-\w D-|m-Ip-I-bpw thW-sa-¶v hn-Z-Kv-[À H-¶-S-¦w \nÀ-tZ-in-¡p-¶p. A-Ãm-¯-]-£w tI-c-f-s¯ I-S-s¡-Wn-bn-te¡v \-bn-¡p-¶-Xn-\v In-^v-_n Im-c-W-am-IpI-bpw sN-¿pw.
s^{_phcn 28, 2018
In-^v-_n-bn A-an-X {]-Xo-£ _P-än-se h-en-sbm-cp hn-`m-Kw ]-²-Xn-IÄ-¡pw In-^v-_n ap-tJ-\- ]-Ww sN-e-h-gn-¡p-sa-¶v {]-tXyIw hy-à-am-¡n-bn-«p-|v. 54000 tIm-Sn cq-]-bp-sS ]-²-Xn-I-fm-Wv I-gn-ª _-P-äp-I-fn-eq-sS In-^v-_n ap-tJ-\ \-S-¸m-¡m³ kÀ-¡mÀ \n-iv-N-bn-¨n-cp-¶-Xv. C-Xn 20000 tIm-Sn cq-]-bp-sS ]-²-Xn-IÄ-¡v A-\pa-Xn \Â-In-¡-gn-ªp. Cu hÀ-jw 10000 tIm-Sn-bpsS ]-²-Xn-IÄ-¡v Iq-Sn A-\p-a-Xn \Â-Ipw. ]-s£ In-^v-_n-¡v C-tX-h-sc kÀ-¡mÀ 4270 tIm-Sn cq-] am-{X-ta {Kmâm-bn \Â-In-bn-«p-Åq. 3000 tIm-Sn-bp-sS P-\-d H-»n-tK-j³ t_m-|n-\v ]p-d-ta {]-hm-kn ae-bm-fn-I-sf e-£y-an-«p-sIm-|p-Å a-km-e t_m-|pI-fpw In-^v-_n D-S-s\ ]p-d-s¸-Sp-hn-¡pw. In-^v-_n ap-tJ-\ 20000 tIm-Sn cq-]-bp-sS ]-²-Xn-IÄ-¡v Aw-Ko-Im-cw sIm-Sp-¯n-«p-s|-¦n-epw A-h-bn-se 16 F-®-¯n-\m-Wv sN-dn-b tXm-Xn ]-Ww sN-e-h-gn-¨n-«p-Å-Xv. " I-gn-ª c|v hÀ-jw sIm-|v am-µy-hn-cp-² ]m-t¡-Pm-bn 40000 tIm-Sn cq-] In-^v-_n sN-e-h-gn-¡p-sa-¶m-Wv ap³ _-P-äpI-fn [-\-a-{´n {]-Jym-]n-¨-Xv. F-¶m C-Xp-h-sc In-^v-_n- 331 tIm-Sn cq-] am-{X-w sN-e-h-gn-¨-Xn-\m am-µy-hn-cp-² ]m-t¡-Pv sh-dp-sam-cp {]-l-k-\-am-bncn-¡p-I-bm-Wv" tUm.{]-Im-iv Nq-|n-¡m-«n. kÀ-¡mÀ In-^v-_n-bn-eq-sS 50000 tIm-Sn cq-] sN-e-h-gn-¨m X-s¶ aq-t¶m \m-tem hÀ-jw I-gn-ªv H-cp e-£w tIm-Sn cq-]-bp-sS Xn-cn-¨-S-hv D-|m-Ipw. C-Xv kÀ¡m-cn-sâ \n-Ip-Xn h-cp-am-\-¯n \n-¶v A-S-bv t¡-|n-h-¶m H-cn-¡-epw I-c-I-b-dm-\m-Im-¯ I-S-s¡-Wn-bn-te-¡v tI-c-fw ]-Xn-¡p-sa-¶pw A-t±lw Nq-|n-¡m-«n. A-Xn-\m C-t¸m-g-s¯-t¸m-se kÀ-¡mÀ sI-«n-S-§-fp-sS sa-bnâ-\³-kv, bq-Wn-th-gvkn-än-IÄ-¡v ]-Ww sIm-Sp-¡Â Xp-S-§n-b {]-hÀ¯-\-§Ä-¡v ]-I-cw h-cp-am-\-Zm-b-I-am-b h³-In-S ]-²-Xn-I-fn-te-¡v In-^v-_n {i-²- tI-{µo-I-cn-¡p-Ibm-Wv G-ä-hpw A-`n-Im-ayw.
Hu-«v-Iw _-P-äv A-\n-hm-cyw,
]-s£ Xp-S-¡w Ip-dn-¡p-¶-Xm-cv ? Hm
-tcm km-¼-¯n-I hÀ-j-¯n-\pw ap-t¶m-Sn-bm-bp-Å kÀ-¡m-cn-sâ _-P-äv {]-Jym-]-\-§Ä sh-dpw P-e-tc-JI-fm-Ip-¶-Xn-\m _-P-än-ep-Å s]m-Xp -k-aq-l-¯n-sâ hn-izm-kw X-s¶ \-ã-s¸-«p-sIm-|n-cn-¡p-I-bm-Wv. _-P-änep-Å P-\-§-fp-sS hn-izm-kw Xn-cn-s¨-Sp¡-W-sa-¦n C-\n-ap-X H-cp Hu-«v-Iw _-P-äv Iq-Sn A-h-X-cn-¸n-¡m-\p-Å ss[cyw \-½p-sS [-\-a-{´n-amÀ Im-Wn-t¨ a-Xn-bm-Iq. ap³ _-P-än-se {]-Jym-]-\§Ä F-{X-am-{Xw \-S-¸-m-bn, ]-²-Xn-I-fpsS Cw-¹n-sa-tâ-j-\n F-{X-t¯m-fw ]p-tcm-K-Xn-bp-|m-bn, \-S-¸m-¡-m-¯-h -F-s´m-s¡ Xp-S-§n-b Im-cy-§-sfm-s¡
32 [\w hyh-kmb hmWnPy ssZzhm-cnI
ssh-jay-§-sf-¡p-dn-¨v A-t±-lw hm-Nm-e-\m-Ip¶p-|v. C-cp-]-Xmw hmÀ-jn-Iw B-tLm-jn-¡p-¶ Ip-Spw_-{io-¡v 200 tIm-Sn cq-]-bm-Wv _-P-än \Â-In-bncn-¡p-¶-Xv. F-Ãm ]-©m-b-¯p-I-fn-epw Ip-Spw-_-{io tIm-gn-h-fÀ-¯Â tI-{µ-§Ä Xp-S-§n tIm-gn C-d-¨n \ym-b-hn-e-bv¡v e-`y-am-¡m-\pw \nÀ-tZ-i-ap-|v. kz´-am-bn `q-an-bpw ho-Sp-an-Ãm-¯-hÀ-¡v ]mÀ-¸n-Sw e-`y-am-¡p-¶ sse-^v an-j³ ]-²-Xn-bm-Wv a-säm-cp {i-t²-b-am-b Np-h-Sp-h-bv-]v. "C-Xn-te-¡m-bn 2500 tIm-Sn cq-]- A-\p-h-Zn-¨n-cn-¡p-¶-Xn-\m 500 N-Xp-c{i-b-Sn- ho-X-ap-Å 25000 ho-Sp-IÄ \nÀ-an-¡m-\m-Ipw. C-Xv k-a-b-_-Ôn-X-am-bn \-S-¸m-¡m³ ]n-]n-]n amXr-I kzo-I-cn-t¡-|-Xm-Wv' tUm.\-Po-_v k-¡-dn-b A-`n-{]m-b-s¸-«p. tdm-Uv, ^v-ssf-Hm-h-dp-IÄ, sam-_nen-än l-ºp-IÄ Xp-S-§n-b A-t\-Iw A-Sn-Øm-\ku-I-cy hn-I-k-\ ]-²-Xn-I-fpw _-P-äv hn-`m-h-\w sN-¿p-¶p-|v.
H-cp Hu-«v-Iw _-P-än-eq-sS sh-fn¨-¯p-sIm-|p-h-c-Ww. s]m-Xpk-aq-l-¯n-\pw A-X-dn-bm-\pÅ A-h-Im-i-ap-|v. C-Xn-eq-sS kÀ-¡m-cn-sâ-bpw hn-hn-[ h-Ip¸p-I-fp-sS-bpw Im-cy-£-a-X hne-bn-cp-¯m-\pw ]n-¶o-Sv A-h sa-¨-s¸-Sp-¯m-\pw km-[n-¡pw. sh-dpw ssI-¿-Sn t\-Sm-\p-Å {]-Jym-]-\-§Ä am-{X-am-bn _-P-äv H-Xp-§n-t¸m-Im-Xn-cn-¡p¶-Xn-\pw _-P-än-sâ {]-k-àn H-¶p-Iq-Sn hÀ-[n-¡p-¶-Xn-\pw Hu-«v-Iw _-P-äv h-gnsbm-cp-¡pw.
_m¦nw-Kv & ^n-\m³kv
BANKING & FINANCE
C³-UÂ tImÀ-¸-td-j³
A-h-k-c-§Ä-¡v ]n-¶m-se,
A-Xn-th-K Ip-Xn-¸v
kw-cw-`-I tI-c-f-¯n-\v A-{X ]-cn-Nn-X-a-Ãm-s¯m-cp ]p-Xp-X-e-ap-d tImÀ-¸-td-äv kw-kv-Im-c-¯n-\v hn-P-b am-Xr-Ikr-ãn-¨n-cn-¡p-¶p C³-UÂ tImÀ-¸-td-j³ [\w \yqkv _yqtdm
A
-h-k-c-§-sf th-«-bm-Sp-I. C-³-U tImÀ¸-td-j-sâ _n-kn-\-kv ssi-en X-s¶ C-Xm-Wv. H¶n-s\m-¶v hy-Xy-kv-Xam-b ta-J-e-I-fn A-Xnhn-im-eam-b _n-kn\-kv tem-Iw sI-«n-¸-Sp-¯n-cn-¡p-¶ C³-U tImÀ-¸-tdj-sâ t]mÀ«v-t^mfntbm hn-fnt¨m-Xp-¶Xpw A-Xp-X-s¶. t^mÀ-Un-sâ cm-Py-s¯ \-¼À h¬ Uo-eÀ-jn-¸v AS¡w lyq-|m-bv, thmÄ-thm, tlm-|, ba-l, kp k-p¡n Xp-S§n Hm-t«m-sam-_o h-¼-·m-cp-sS Uo-eÀ jn-¸pIÄ, tI-c-f-¯nepw X-an-gv-\m-«n-ep-am-bn 140Hm-fw im-J-I-fp-Å _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]\w, sIm¨n, ]m-e-¡mSv, Kp-cp-hm-bqÀ F-¶n-hn-S-§-fn ]-©-\£-{X tlm-«epw s_m-«o-Iv tlm-«epw A-S-¡apÅ tlm-«Â irwJ-e, C³-jp-d³-kv t{_m-¡nwKv, S-W-enw-Kv, h³In-S kn-hn I¬-kv-{S-£³ cwKw, ^n-enwþhoUntbm s{]m-U-£³, {In-tb-äo-hv {]nâv Un-ssk³ XpS-§n Châv am-t\-Pv-saâv cw-K-¯p-hsc- C³-U tImÀ-¸-tdj-sâ Io-gn-se I-¼-\n-IÄ {]-hÀ-¯n-¡p¶p. [-\-Im-cy tk-h-\w, Hm-t«m-tam-«o-hv, tlm-kv-]näm-en-än, A-Sn-Øm-\-ku-I-cy-hn-I-k-\w, I¬ -kv-{S-£³, I-ayq-Wn-t¡-j³ Xp-S-§n C³U tImÀ-¸-td-j³ X-{´-]-c-am-b \n-t£-]w \-S-¯n-b cw-K-§Ä \n-c-h-[n. ""R-§Ä h³ h-fÀ-¨m km-[y-X-bp-Å \n-t£-] ta-J-e-IÄ tX-Sn-s¡m-t|-bn-cn-¡p-I-bm-Wv. A-\p-tbmPy-ta-J-e-IÄ I-s|-¯n-bm \n-t£-]w \-S-¯n-bn-cn-¡pw. Im-c-Ww, C³-U Xn-I -¨pw hy-Xy-kv-X-hpw A-t§-b-äw N-e-\m -ß-I-hp-am-b C³-sh-Ìv-saâv tImÀ-¸-td-j\m-Wv,'' ku-¯v I-f-a-tÈ-cn-bn-se tImÀ¸-td-äv k-ap-¨-b-¯n-en-cp-¶v sN-bÀ-am-\pw am-t\-Pnw-Kv U-b-d-Iv-ä-dp-am-b Pn. tam-l-\-\pw A-t±-l-¯n-sâ a-I-\pw I-¼-\n U-b-d-Iv-ä-dp-am-b D-ta-jv tam-l-\-\pw hy-à-am-¡p-¶p. H-¶n-s\m-¶v hy-Xy-kv-X-am-b ta-J-e-IÄ, tI-c-f¯n-se Hm-s«m-sam-_o do-sä-bv cw-K-s¯ hn-kv-abn-¸n-¨ G-sä-Sp-¡-ep-IÄ, In-S-b-ä s{]m-^-j-W-ep-I-sf
Pn. tam-l-\³
34 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
hn-\y-kn-¨p-sIm-|p-Å A-Uv-an-\n-kv-t{S-j³... C³-U tImÀ-¸-td-j³ hy-Xy-kv-X-am-Ip-¶-Xv C-§-s\-sbm-s¡bm-Wv. F-´m-Wv C³-U tImÀ-¸-td-j-sâ {][m\ _n-kn\-kv? H-c-½-bv-¡v a-¡-fn G-Xn-t\m-Sm-Wv G-ä-hpw kv-t\-lw F-¶p tNm-Zn-¡p-¶-Xn-\v Xp-ey-am-Wn-sX-¶ a-dp -]-Sn X-cpw D-ta-jv tam-l-\³. apw-ss_ B-Øm-\-am-bp-Å 250 tIm-Sn cq-] s]bv-Uv A-]v Im-]n-ä-ep -Å I-¼-\n A-Xn knw-l-`m-K-hpw hnhn-[ ta-J-e-I-fn \n-t£-]n-¨n-«p-|v. 1500 tIm-Sn cq-]- hn-äp -h-c-hp-Å {Kq-¸n-sâ B-kv-Xn 2,500 tIm-Sn cq-]-tbm-f-hp-am-Wv. P-\n-¨p h-fÀ-¶ \m-«n ]-¯p-t]À¡v tPm-en \Â-Ip¶ {]-Øm-\w sI-«nA-\o-jv tam-l-\³ ¸-Sp-¡-W-sa-¶ AÑ-sâ B-{K-l-s¯ a-I³ {]-tNm-Z-\-am¡n-b-Xn-sâ km-£m-ÂIm-c-am-Wv C³-U tImÀ-¸td-j³. aq-¶-c ]-Xn-äm-|ntesd-¡m-ew KÄ-^v cm-Py§-fn _m-¦nw-Kv s{]m-^jW-em-bn-cp-¶ tam-l-\³, kztZ-iamb ]m-e-¡m-Sv 1986 H-cp [-\-Im-cy Øm]-\w B-cw-`n-¨n-cp-¶p. A-hn-sS \n-¶v Xp-S-§p-¶p C³-U tImÀ-¸-td-j-sâ N-cn-{X-hpw. tI-c-fa-Wn se³-tU-gv-kv B-Îv sse-k³-kv t\-Sn {]-hÀ-¯n-¨ncp-¶ Cu Øm-]-\-¯n \n-¶m-Wv [-\-Im-cy tk-h-\ cw-K-t¯-¡p-Å C³-U tImÀ-¸-td-j-sâ B-Zy Np-h-Sp-sh-¸m-b C³-U a-Wn-bp-sS ]n-d-hn. {Kq-¸n-sâ {]-hÀ-¯-\-¯n-\v t\-Xr-Xzw \-Â-Im³ tam-l-\-sâ c-|m-a-s¯ a-I³ A-\o-jv tam-l-\-\pw A-a-c-¯p-|v.
DbÀ-¯n-¸n-Sn-¡p¶-Xv aq-ey§Ä C-´y-bp-sS km-¼-¯n-I X-e-Øm-\-am-b apw-ss_bm-Wv C³-U tImÀ-¸-td-j³ {]-hÀ-¯-\ tI-{µ-ambn sX-c-sª-Sp-¯-Xv. ""I-¼-\n-bp-sS hn-j³, an-j³ F-¶n-h-bv-s¡-Ãmw D-]-cn-bm-bn C³-U Ip-td aq-ey§-fm-Wv D-bÀ-¯n-¸n-Sn-¡p-¶-Xv. Nn-c-]p-cm-X-\-am-b `mc-Xo-b aq-ey-§fn Du-¶n-b-Xv F-¶ AÀ-°-¯n "INDian ELements' F-¶-Xn \n-¶m-Wv C³-U F-¶ {_m³-Uv s\-bnw R-§Ä kzo-I-cn-¨-Xv,'' D-ta-jv taml-\³ hy-à-am-¡p-¶p. ""kw-cw-`w ]-cn-[n-bn-Ãm-sX h-fÀ-¯-tWm, A-Xn-
\v G-ä-hpw A-\n-hm-cy-am-bn th-|-Xv I-cp¯p-ä am-t\-Pv-saâv kw-hn-[m-\-am-Wv,'' D-ta-jn-sâ Cu \n-co-£-W-am-Wv C³-Uen-s\ hy-Xy-kv-X-am-¡p-¶-Xv. I-¼-\n-bp-sS Hm-tcm hn-`m-K-¯n-\pw t\-Xr-Xzw \Â-Ip-¶Xv s{]m-^-j-WÂ So-am-Wv. kz-X-{´-am-sbmcp I-¼-\n-bm-bn C-h Hm-tcm-¶pw {]-hÀ-¯n¡p-¶p.
F-sâ e-£yw en-kv-änw-Kn-\v {]m-]v-Xn-bp-Å H-«-\-h-[n I-¼-\n-IÄ
s{]m-^-j-W-en-k-¯n-sâ k-l-bm-{Xn-IÀ C³-sh-Ìv-saâv I-¼-\n-bp-sS-bpw {Kq-¸v I-¼-\n-I-fp-sS-bpw kp-K-a-am-b {]-hÀ-¯\w D-d-¸m-¡pw hn-[-ap-Å A-Uv-an-\n-kvt{S-äo-hv kw-hn-[m-\-am-Wv C³-U-en-tâ-Xv. U-b-d-Iv-äÀ t_mÀ-Uv, A-Xn-\v sXm-«p-Xmsg kv-{Sm-ä-Pn-Iv am-t\-Pv-saâv Sow, A-Xn-\v Xm-sg Hm-tcm I-¼-\n-I-fp-sS-bpw No-^v FIv-kn-Iyp-«o-hp-am-À, Hm-tcm I-¼-\n-IÄ-¡pw U-b-d-Iv-äÀ t_mÀ-Uv F-¶n-§-s\ Ir-Xy-amb `-c-W, \n-co-£-W kw-hn-[m-\-§Ä H-cp¡n-bn-«p-|v. ""\n-t£-] A-h-k-cw Ir-Xy-am-bn hn-ebn-cp-¯m-\p-Å D-¯-c-hm-Zn-¯w kv-{Sm-ä-PnIv am-t\-Pv-saâv So-an-\m-Wv. C-Xn-\p ]p-d-ta sI-]n-Fw-Pn-bp-sS shÀ-Nz _m-¡v Hm-^okn-sâ tk-h-\-hpw k-Zm-k-a-b-hpw D-d-¸m¡n-bn-«p-|v. C-Xn-eq-sS X-{´-]-c-am-b Hm-tcm Xo-cp-am-\-¯n-epw aq-¶m-a-sXm-cp s{]m^-j-W So-an-sâ \n-K-a-\-§-fpw klm-bI-am-Ip¶p,'' D-ta-jv ]-d-bp-¶p. _nkn\-kv temI-¯v D-bÀ-¶p-h-cp-¶ Hmtcm A-h-k-chpw A-Xn-th-Kw I-s|ï¯m\pw X-{´-]-cam-b C-S-s]-S \-S¯m\pw D-X-Ip¶ tImÀ-¸-td-äv kw-hn-[m-\ hpw \n-Xm-´ Pm-{K-X-bp-am-Wv C³-U tImÀ-¸-tdj-s\ th-dn-«v \nÀ-¯p-¶-Xv.
Un-hn-j³ t]m-ep-Å a-äv hn-`m-K-§Ä th-sd-bp-ap-|v. C-h-sb F-Ãmw Ir-Xy-am-bn am-t\-Pv sN-¿m-\m-Wv ku¯v I-f-a-tÈ-cn-bn-se _-lp-\n-e tImÀ-¸-td-äv a-µn-cw \nÀ-an-¨-Xv. Hm-tcm ^v-tfm-dn-epw Hm-tcm hn-`m-K-sa-¶ \n-e-bn hn-\y-kn-¨p. A-Xp-sIm-|p X-s¶ C-hn-sSbn-cp-¶m th-| k-a-b-¯v C-S-s]-S \-S-¯mw. Ir-Xy-am-b ssSw tS-_nÄ sh-¨v Hm-tcm hn-`m-K-¯n-epw C-S-s]-Sp-¶ co-Xn-bn-Ã. tSm-]v am-t\-Pv-saân-se G-Xv tdm-fpw Ir-Xy-am-bn ssI-Im-cyw sN-¿m³ Hm-tcm I-¼\n-bn-sebpw U-b-d-Iv-äÀ t_mÀ-Upw {]m-]v-X-am-Wv.
_n-kn-\-kn-t\m-Sp-Å Im-gv-N-¸m-Sm-Wv D-ta-jv tam-l-\-s\ hy-Xy-kv-X-\m-¡p-¶-Xv. C³-U tImÀ-¸-td-j-s\ N-Sp-e-am-b {]-Øm-\-am-¡n am-äp-¶-Xpw th-dn-« Cu ssi-en X-s¶. A-t±-l-hp-am-bp-Å A-`n-ap-J-¯n \n-¶v th-Ww Ir-Xy-am-b am-t\-Pv-saâv kw-hn-[m-\w Im-ew am-dn. A-Ñ-\pw a-¡-fpw am-{Xw tNÀ-¶v _n-kn-\kv sI-«n-¸-Sp-¡m³ t\m-¡n-bm A-Xn-\v XoÀ-¨-bm-bpw ]-cn-an-Xn-bp-|m-Ipw. Ir-Xy-am-b s{]m-^-jW- kw-hn[m-\w Iq-Sn-tb Xo-cq. C-hn-sS kw-cw-`-I³ F-¶ hyàn-¡-à {]m-[m-\yw, {]-Øm-\-¯n-\m-Wv. hy-àn-IÄ I-S-¶p-t]m-bm-epw {]-Øm-\w h-f-c-Ww. F-sâ e-£yw C³-U tImÀ-¸-td-j-sâ en-Ìnw-Km-Wv. H-¸w tImÀ-¸td-j³ X-{´-]-c-am-b \n-t£-]w \-S-¯n-b Hm-tcm hn`m-K-s¯bpw en-kv-änw-Kn-\v {]m-]v-X-am-¡-Ww. A-h-k-c-¯n-s\m-¯v tdmÄ am-dpw _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-am-b C³-U a-Wn-¡v tI-c-f-¯n-epw X-an-gv-\m-«n-ep-am-bn 140 Hm-fw {_m-©p-I-fp-|v. C³-U Hm-t«m-tam-«o-hn-\v tI-c-f¯n am-{Xw 78 Hu-«v-se-äp-I-fp-|v. tlm-kv-]n-äm-en-än
a-\p-jy-hn-`-h ti-jn _m-e³-kv jo-än Im-Wm-¯ B-kv-Xn C³-U tImÀ-¸-td-j-sâ aq-ey-§-fn H-¶m-Wv Gä-hpw an-I-¨ sXm-gn-en-S-am-bn \n-e-sIm-Åp-I F-¶-Xv. Hm-tcm Po-h-\-¡mc-sâ-bpw XmÂ-¸-cy-§Ä I-¼-\n kw-c-£n-¡p-t¼mÄ A-hÀ kzm-`m-hn-I-am-bpw I-¼-\nsb-bpw A-t§-b-äw aq-eyw IÂ-¸n-¡-Ww. A-t§-b-äw dn-kÄ-«v Hm-dn-bâ-Uv B-b k-ao-]-\-am-Wv F-tâ-Xv. h-f-cm³ A-\p-Iq-e A-´-co-£-hpw s{]m-^-j-W A-´-co-£-hp-ap-Å-Xn-\m cm-Py-¯n-sâ hn-hn-[ `m-K§-fn \n-¶v _-lp-cm-{ã I-¼-\n-I-fn D-¶-X ]-Z-hn h-ln-¨n-cp-¶-h-sc A-S-¡w an-I-¨ s{]m-^-j-W-ep-I-sf B-IÀ-jn-¡m-\pw km-[n-¡p-¶p-|v.
[-\-Im-cy tk-h-\ cw-K-¯m-bm -epw Hm-t«m-sam-_o do-sä-bv ta-J-e -bn-em-bm-epw an-I-hp-säm-cp _n-kn-\-kv co-Xn hn-I-kn-¸n-s¨-Sp-¯ ti-j-am-Wv X-{´-]-c-am-b \n-t£-]w B cw-K-¯v \-S-¯p-I. Cu ssi-en C³-U-en-\v G-sd Kp-Ww sN-bv-Xn-«p-|v.
C³-UÂ tImÀ-¸-td-j-s\ kw-_-Ôn-¨n-S-t¯m-fw A-Xn-sâ Sow L-S-\X-s¶-bm-Wv G-ä-hpw h-en-b k-hn-ti-j-X. kv-{Sm-ä-Pn-Iv am-t\-Pv-saâv Sow A-t§-b-äw s{]m-^-j-WÂ kw-hn-[m-\-am-Wv. Hm-tcm _n-kn-\-kv km-[y-X-bpw Ir-Xy-am-bn hn-i -I-e-\w sN-¿m³ Cu Sow k-Ö-hp-am-Wv.
k-en thWp, U-b-d-Iv-äÀ, C³-U a-Wn, C³-U Hm-t«m-tam-«o-hv-kv
U-b-d-Iv-äÀ, C³-U a-Wn
Sn.BÀ A-\-´-cm-a³
C³-U tImÀ-¸-td-j³ {Kq-¸v I-¼-\nIÄ C³-U Hm-t«m-tam-«o-hv-kv ss{]-h-äv en-an-ä-Uv cm-Py-s¯ G-ä-hpw h-en-b Hm-t«m-tam-_o Uo-eÀjn-¸v kw-cw-`-am-Wn-Xv. t^mÀ-Un-sâ cm-Py-s¯ \-¼À h¬ Uo-e-dm-b ssI-c-fn t^mÀ-Uv, Fw-Pn-F-^v lyp|m-bv, tI-c-f thmÄ-thm, C³-U tlm-|, C³-U b-a-l, C³-U kp-kp-¡n, Hm-t«m-tam-«o-hv kv-s]-bÀ ]mÀ-Sv-kv tem-Pn-kv-än-Iv-kv B³-Uv Un-kv-{Sn-_yq-j³ hn-`m-K-am-b sam-_n-kv F-¶n-h-sb-Ãmw C-Xn-sâ Io-gnem-Wv. C³-U- a-Wn ss{]-h-äv en-an-ä-Uv (NBFC) A-Xn-th-Kw h-f-cp-¶ _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-am-b C³-U a-Wn-¡v tI-c-fw, X-an-gv-\m-Sv F-¶n-hn-S-§-fn-em-bn 140 im-J-IÄ. cm-Py-s¯ G-ähpw D-bÀ-¶ aq-e-[-\ ]-cym-]v-X-bp-Å F³-_n-F-^vkn-I-fn-sem-¶v. {In-kn-en-sâ {Sn-¸nÄ _n tÌ-_nÄ td-änw-Kp-Å Cu Øm-]-\w kzÀ-W-¸-W-bw, h-kv-XpPm-ay-¯n hm-bv-], hym-]m-c hm-bv-] Xp-S-§n H-«-\h-[n km-¼-¯n-I tk-h-\-§Ä H-cp-Ip-S-¡o-gn e-`yam-¡p-¶p.
Fw ÌmÀ tlm-«Â-kv ss{]-h-äv en-an-ä-Uv {Kq-¸n-\p Io-gn-se tlm-kv-]n-äm-en-än hn-`m-Kw. am-Iv-kv C³ sIm-¨n, am-Iv-kv sIm-¨n³ sl-dn-tä-Pv, ]m-e-¡ms« {io-h-Õ do-P³-kn, ]m-e-¡m-s« ]-©-\-£-{X tlm-«-em-b Un-kv-{Sn-Iv-äv9, Kp-cp-hm-bq-cn h-S-t¡ \-Sbn-ep-Å s_m-«o-Iv tlm-«-em-b {In-jv F-¶n-h-sb-Ãmw Cu hn-`m-K-¯n h-cp-¶p.
C³-U C³-{^ hm-Wn-Pym-h-iy-¯n-\p-Å sI-«n-S-§-fp-sS-bpw `-h-\ k-ap-¨-b-§-fp-sS-bpw \nÀ-am-W cw-K-¯v {]-hÀ-¯n¡p-¶p. tI-c-f-¯n-se {]-[m-\ \-K-c-§-fn-se-Ãmw `q-an-bn \n-t£-]w \-S-¯n-bn-«p-|v. sIm-¨n, tIm-gnt¡m-Sv, Xn-cp-h-\-´-]p-cw, Xr-iqÀ, ]m-e-¡m-Sv F-¶o \-K-c-§-fn ]-²-Xn-IÄ hn-`m-h-\w sN-bv-Xn-«p-|v.
{Sm³-kv- C-´y C³-jp-d³-kv t{_m-¡nw-Kv B³-Uv
¹m-\-Iv-kv kn-hn I¬-kv-{S-£³ cw-K-¯p-Å I-¼-\n. Z-£ntW-´y-bn-se h³-In-S \nÀ-am-W tPm-en-IÄ G-sä-Sp¯v \-S-¯p-¶p.
]m-c-Un-Kw S-W-enw-Kv ss{]-h-äv en-an-ä-Uv S-W-enw-Kv cw-K-¯v {]-hÀ-¯n-¡p-¶p. A-Xym-[p-\nI b-{´-kw-hn-[m-\-¯n-sâ ]n³-_-ew. {U-bv-t\-Pv, kzo-th-Pv, C-dn-tK-j³ ss]-¸p-I-fp-sS hn-\ym-k-tPmen-I-fpw kÀ-ho-kp-sam-s¡ Cu hn-`m-Kw G-sä-Sp-¯v \-S-¯p-¶p.
^n-enw, ho-Un-tbm s{]m-U-£³ I-¼-\n. Im-¡-\m-Sv {]-hÀ-¯n-¡p-¶p.
dn-kv-Iv am-t\-Pv-saâv ss{]-h-äv en-an-ä-Uv sF-BÀ-Un-F-bp-sS U-b-d-Iv-äv C³-jp-d³-kv t{_m¡À sse-k³-kp-Å I-¼-\n. sse-^v, P-\-d C³-jpd³-kv t{_m-¡nw-Kv cw-K-¯v {]-h-À-¯n-¡p-¶p.
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ssa³-Uv tÌm-dn {In-tb-äo-hv ao-Un-b {In-tb-äo-hv {]n³-Uv Un-ssk³, sh-_v sU-h-e-]v-saâv, sam-_o B-¹n-t¡-j³, C-hâv am-t\-Pv-saâv F-¶o cw-K-§-fn {]-hÀ-¯n-¡p-¶p. [\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
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_m¦nwKv & ^n\m³kv
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F³-Sn-kn {Kq-¸v Hm-^v I-¼-\o-kv
P-\-a-\-kp-I-sf sXm-«-dn-ª tImÀ-¸-td-äv {]-Øm-\w k-aq-l-¯n-se G-Xv X-«n-ep-ap-Å-hÀ-¡pw G-sXm-cp km-¼-¯n-I tk-h-\-¯n-\pw B-{i-bn-¡m-hp-¶ F³-Sn-kn {Kq-¸v Hm-^v I-¼-\o-kv _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\ cw-K-t¯-¡pw [\w \yqkv _yqtdm
P
-\-a-\-kp-I-fn-te-¡v \o-fp-¶ B-izm-k kv-]Àiw. A-Sn-ap-Sn tImÀ-¸-td-äv kw-kv-Im-cw. C-h c-|pw tN-cp-t¼mÄ A-Xv F³-Sn-kn {Kq-¸v Hm-^v I-¼-\o-km-bn. [-\-Im-cy tk-h-\w tX-Sp-¶ s]m-Xp-k-aq-l-s¯-bpw {]-Øm-\-¯n-sâ `m-K-am-b Hm-tcm Po-h-\-¡m-c-s\-bpw DÄ-t¨À-¯p-Å Xn-I-¨pw hn-`n-¶-am-sbm-cp am-t\-Pv-saâv ssi-en-bn-eq-sS hÀ-Ko-kv tPm-kv. Sn sI-«n-¸-Sp-¯n-cn¡p-¶-Xv [-\-Im-cy tk-h-\ ta-J-e-bn-se hy-Xy-kv-Xam-sbm-cp tImÀ-¸-td-äv {]-Øm-\-am-Wv. B-dv ]-Xn-äm-|nsâ ]m-c-¼-cy-ap-Å F³-Sn-kn {Kq-¸v Hm-^v I-¼-\o-kv. _n-kn-\-kv tem-Wp-IÄ ap-X- k-aq-l-¯n- kq£v-a kw-cw-`-I-sc ssI-]n-Sn-¨p-bÀ-¯m-\p-Å ssa-t{Im hm-bv-]-IÄ h-sc e-`y-am-¡p-¶ X-e-¯n-te-¡v h-fÀ-¶Xn\v ]n-¶n-se ap-Jy L-S-Iw P-\-§-fp-sS hn-izm-kw X-s¶-bm-Wv. B hn-izm-kw BÀ-Pn-s¨-Sp-¯-Xv {Kq-¸nsâ am-t\-Pnw-Kv U-b-d-Iv-ä-dm-b hÀ-Ko-kv tPm-kn-sâ {]-hÀ-¯-\ ssi-en-bn-se hy-Xy-kv-X-X-bpw.
F-Ãm tk-h-\-hpw H-cn-S-¯v Xr-iqÀ Pn-Ã-bn-se DÄ-{]-tZ-i-am-b I-|-Èmw-I-Shn B-dv ]-Xn-äm-|v ap-¼m-Wv F³-Sn-kn ]n-d-hn-sb-Sp¡p-¶-Xv. km-[m-c-W-¡m-c-sâ km-¼-¯n-I B-h-iy-§Ä \n-d-th-än-sIm-Sp-¡pI-sb-¶ e-£y-t¯m-sS Sn.hn tPm-k-^v ]-Sp-¯p-bÀ-¯n-b {]-Øm-\-s¯ h-fÀ-¨-bp-sS AXn-th-K ]m-X-bn-te-¡v F-¯n¨-Xv C-t¸mg-s¯ kmcYn _n-Pp-sh-¶p hn-fn-t¸-cp-Å hÀ-Ko-kv tPm-kpw. ""G-sXm-cp Øm-]-\-¯nsâ-bpw hn-P-b-¯n-\p ]n¶n P-\-§-fp-sS hn-izm-
hÀ-Ko-kv tPm-kv. Sn
k-¯n-\v \nÀ-Wm-b-I ]-¦p-|v. [-\-Im-cy tk-h-\ taJ-e-bn-ep-Å I-¼-\n F-¶ \n-e-bv-¡v C-Xn-\v {]m-[m -\y-ta-dpw. F³-Sn-kn-¡v A-Xv t\-Sn-sb-Sp-¡m³ km-[n¨-Xp-sIm-|m-Wv ap-t¶-äw km-[y-am-b-Xv,'' hÀ-Ko-kv tPm-kv hy-à-am-¡p-¶p. F-§-s\ F³-Sn-kn P-\-{]o-Xn t\-Sn? C-Xn-\v Ip-dp¡p-h-gn-I-fn-sÃ-¶v ]-d-bpw C-t±-lw. ""sN-dp-tXm h-ep-tXm B-I-s« km-¼-¯n-I B-hiy-¯n-\m-bn H-cmÄ \-s½ k-ao-]n-¡p-t¼mÄ A-h-sc F-§-s\ k-lm-bn-¡m-sa-¶p am-{X-ta R-§Ä Nn-´n¡q. C-h A-Xn-th-Kw, e-fn-X-am-b \-S-]-Sn-{I-a-§-fn-eq-sS e-`y-am-¡p-I-bm-Wv R-§-fp-sS ssi-en. F³-Sn-kn-bpsS e-£-¡-W-¡n-\v C-S-]m-Sp-ImÀ-¡v G-Xv k-a-b-¯pw F-s¶ t\-cn _-Ô-s¸-Sm-\m-Ipw,'' Cu hn-[w P-\§-fp-sS \-Sp-hn \n-¶p-sIm-|p-Å hÀKo-kv tPmknsâ {]-hÀ-¯-\-ssi-en-bm-Wv F³-Sn-kn-bp-sS hn-P-bc-l-ky-hpw. _n-kn-\-kp-ImÀ-¡m-h-iy-ap-Å hm-bv-]-IÄ, kzÀ-W¸-W-bw, t{]m-¸À-«n tem¬, Nn-«n, sse-^v þ slÂ-¯v C³-jp-d³-kv DÂ-¸-¶-§Ä Xp-S-§n ssh-hn-[y-amÀ-¶ km-¼-¯n-I tk-h-\-§-fm-Wv F³-Sn-kn {Kq-¸v Hm-^v
I-¼-\o-kv e-`y-am-¡p-¶-Xv. tI-c-f-¯n-epw {]-tXy-In-¨v Xr-iqÀ Pn-Ã-bn-epw km¼-¯n-I tk-h-\ cw-K-¯v I-¼-\n-IÄ Ip-d-shm-¶p-a-Ã. X-e-sb-Sp-¸pw {]-hÀ-¯-\ ]m-c-¼-cy-hp-ap-Å I-¼-\n-Ifpw \n-c-h-[n. C-h-bv-¡n-S-bn B-dp- ]-Xn-äm-|v Im-ew Øn-c-am-bn h-fÀ-¨ tc-J-s¸-Sp-¯n ap-t¶-dm³ \-ho\ B-i-b-§-fpw s{]m-^-j-W-en-k-hpw A-\n-hm-cyw. ""s{]m-^-j-W-en-k-¯n-eq-sS-b-Ãm-sX h-fÀ-¨ km-[yam-In-Ã. A-Xn-\v s{]m-^-j-W-ep-I-sf \n-b-an-¨v D-¯-chm-Zn-¯w ssI-am-dn-b-Xp-sIm-|pw Im-cy-an-Ã. So-an-se Hm-tcm Aw-K-¯n-sâ-bpw B-i-bw DÄ-s¡m-|v, A-h-sc DÄ-t¨À-¯v ap-t¶-dm³ ]-ä-Ww. A-t¸mÄ h-fÀ-¨ km-[y -am-Ipw,'' hÀ-Ko-kv tPm-kv C-Xv ]-d-bp-I am-{X-a-à kz-´w {]-Øm-\-¯n \-S-¸m-¡p-I-bpw sN-¿p-¶p. F-Ãm Zn-h-k-hpw cm-hn-se F³-Sn-kn-bp-sS tImÀ-¸td-äv a-µn-c-¯n-se F-Ãm Po-h-\-¡m-cpw H-¯p-Iq-Sp-¶ Cuiz-c {]mÀ°-\-tbm-sS- B-cw-`n-¡p¶ ao-änw-Kn sh-¨v BÀ-¡pw F-´m-i-b-hpw ]-¦p-sh-bv-¡mw. A-Xnsâ km-[y-X-IÄ ]-cn-tim-[n-¨v D-Ä-s¡m-Ån-¡m-hp-¶Xm-sW-¦n A-Xn-th-Kw hÀ-Ko-kv tPm-kv Xo-cp-am-\-saSp-¯n-cn-¡pw. ""Po-h-\-¡m-cp-sS B-i-b-§Ä-¡p Iq-Sn C-Sw \Â-Ip-¶ Cu ssi-en So-an-s\ {]-tNm-Zn-¸n-¡p¶p-|v,'' F³-Sn-kn-bn-se H-cp ap-XnÀ-¶ D-tZym-K-س hy-à-am-¡p-¶p.
B-h-iy-§Ä A-dn-ªv P-\-§-fn-te-¡v
sN-dp-tXm h-ep-tXm B-I-s« km-¼-¯n-I B-h-iy-¯n-\m-bn H-cmÄ \-s½ k-ao-]n-¡p-t¼mÄ A-h-sc F-§-s\ k-lm -bn-¡m-sa-¶p am-{X-ta R-§Ä Nn-´n-¡q
s]m-Xp-P-\-¯n-sâ B-h-iy-§Ä A-dn-ªv A-h-cnte-¡v C-d-§n sN-Ãp-¶ ssi-en-bm-Wv F³-Sn-kn-bp-sS a-säm-cp k-hn-ti-j-X. Hm-tcm im-J-bn-se-bpw Po-h-\¡m-cpw sltUm-^o-kn \n-¶p-Å {]-Xn-\n-[n-bpw F³-Sn-kn-bp-sS {]-hÀ-¯-\ ta-J-e-bn-se P-\-§-sf ]-c-am-h-[n t\-cn- Im-Wpw. A-h-cp-sS B-h-iy-§-fpw XmÂ-¸-cy-§-fpw A-d-n-bpw. Ir-Xy-am-b-n am-t\-Pv-saân-\v dn-t¸mÀ-«v sN-¿pw. k-aq-l-¯n-sâ Xm-sg X-«n- \n-¶p e-`n-¡p-¶ Cu hn-h-c-§Ä A-Sn-Øm-\-am-¡n-bm-Wv F³-Sn-kn km-¼-¯n-I DÂ-¸-¶-§-fpw tk-h-\-§-fpw cq-]-IÂ-¸-\ sN-¿p-¶-Xv. A-Xp-sIm-|p X-s¶ ]-c-am-h-[n ]p-Xp-a-I-fpw F³Sn-kn-¡v A-h-X-cn-¸n-¡m³ km-[n-¡p-¶p-|v. 2020 1000 tIm-Sn hn-äp-h-c-hp-Å {]-Øm-\-am-bn h-f-cp-I F-¶ e-£y-am-Wv F³-Sn-kn-¡p-Å-Xv. C-¡m-e-b-f-hn-\p-Ån im-J-I-fp-sS F-®w 100 B-¡m-\m-Wv D-t±-in-¡p-¶-Xv. B-bn-cw t]À-¡v sXm-gn e-`y-am-¡m-\pw C-Xn-eq-sS {Kq-¸n-\v km-[n-¡pw. {Kq-¸v ]p-Xp-Xm-bn Sq-dn-kw ta-J-e-bn-te¡pw Nph-Sp-sh-¡m³ H-cp-§p-I-bmWv. F-Sp-¯p-Nm-«w {Kq-¸nsâbpw A-Xn-sâ kmc-Yn hÀ-Ko-kv tPm-kn-sâbpw ssi-enbÃ. Cu cwK-s¯ Ip-dn-¨v B-g-¯n ]Tn-¨ ti-jw Sq-dn-kw cw-K-t¯-¡v I-S-¡m-\m-Wv C-t¸mÄ ]-²-Xn-bn-«n-cn-¡p-¶Xv. A-tXm-sS {Kq-¸v h-fÀ-¨-bp-sS a-säm-cp X-e-¯n-te¡pw I-S-¡pw.""C-sXm-cp Ip-Spw_-am-Wv. h-en-sbm-cp Ip-Spw-_w. B sI-«p-d-¸m-Wv F³-Sn-kn F-¶ tImÀ-¸-td-äv {]-Øm-\-¯n-sâ B-[mc-in-e-bpw,'' hÀ-Ko-kv tPm-kv hy-à-am-¡p-¶p.
ap¯q-äv ]m-¸-¨³ {Kq¸v
[-\-Im-cy tk-h-\ cwK-s¯ \n-d-km-¶n[yw D-]-t`m-àr tI-{µo-Ir-Xhpw km-t¦Xn-I hn-Zy-bn A-[n-jvTn-X-hpam-b tk-h-\-§Ä-¡v {]m-apJyw \Â-Ip-I-bm-Wv {Kq¸v
cm
Py-s¯ G-ähpw hen-b kzÀW¸-W-b hm-bv-]m Øm-]-\-§fnsem¶m-b ap-¯q-äv ^n³-tImÀ-¸v AS-¡w ssh-hn-[y-am-À-¶ Øm-]-\§Ä, cm-Pysa-¼m-Sp \n-¶p-ap-Å e-£-¡-W-¡n-\v D-]-t`m-àm-¡Ä, 20,000 ¯n-te-sd Po-h\-¡mÀ, \m-em-bn-c-t¯m-fw im-J-IÄ... tI-c-f-¯n \n-¶p-Å ap-¯q-äv ]m-¸-¨³ {Kq-¸v 130 hÀj-s¯ ]m-c-¼-cy-¯n-sâ I-cpt¯m-sS-bm-Wv \n-e-sIm-Åp-¶Xv.[-\-Im-cy tk-h-\-§Ä-¡p ]pdta Hm-t«m-tam-«o-hv, dn-bÂän, tlm-kv-]n-äm-enän, sFän, ]m-c¼-tcyX-c DuÀ-Pw Xp-S§n-b ta-J-e-Ifn-seÃmw {]-hÀ-¯n-¡p¶p. D-]-t`m-àr tI-{µoIr-X k-ao-]-\-§-fpw D-]-t`m-àm-¡fp-sS am-dp-¶ B-h-iy-§Ä-¡-\p-k-cn-¨v
a-[y-hÀ-K-¯n-sâbpw Xm-gv-¶ h-cp-am-\-ap-Å Ip-Spw-_-§-fp-sSbpw km-¼¯n-Im-h-iy-§Ä \n-d-th-äp-¶-Xn-\m-Wv {]-Y-a ]-cnK-W-\ ]p-Xp-a-bmÀ-¶ DÂ-¸-¶-§Ä cq-]-s¸-Sp-¯p¶-Xnepw {i-² Im-«p-¶ {Kq-¸v G-ähpw ]pXn-b km-t¦Xn-I hn-Zy- D-]-tbm-K-s¸-Sp¯p-¶p.
k-hn-ti-j tkh-\w ap-¯q-äv ]m-¸-¨³ {Kq-¸n-sâ ^v-fm-Kv-jn¸v I-¼-\nbm-b ap-¯q-äv ^n³-tImÀ-]v enan-ä-Un-\v 3800te-sd im-J-I-fm-Wp-ÅXv. dosä-bv ^n-\m³-kv cwK-¯v {i-²-bq-¶p-¶ I¼-\n a-[y-hÀ-K-¯n-sâbpw Xm-gv-¶ h-cpam-\-ap-Å Ip-Spw-_-§-fp-sSbpw km-¼-¯nIm-h-iy-§Ä \n-d-th-äp-¶-Xn-\m-Wv {]-Y-a ]-cnK-W-\ \Â-Ip-¶Xv. hm-bv-]-s¡m-¸w \nt£-] ]-²-Xn-Ifpw I¼-\n A-h-X-cn-¸n¨n-«p|v. kzÀ-W¸-W-b hm-bv-]-bv-¡v ]pd-ta Fw-F-kvFw-C hm-bv-], `-h-\ hmbv-], hm-l-\ hm-bv-], a-Wn {Sm³-kv^À, t^m-dn³ F-Iv-kv-tN©v, C³-jp-d³-kv tk-h-\§Ä, shÂ-¯v am-t\-Pv-saâv tkh-\§Ä, bm{Xm kw-_-Ôam-b tk-h-\§Ä F-¶n-hbpw \Â-Ip-¶p. Xn-cp-h-\-´-]p-cw B-Øm-\am-b I-¼\n-bp-sS sN-b-À-am\pw am-t\-Pnw-Kv U-b-dIv-ädpw tXma-kv tPm¬ ap-¯q-äv BWv. A-t±-l-¯n-sâ k-tlm-Z-c-§fm-b tXmakv tPmÀ-Pv ap-¯q-äv (U-b-d-Iv-äÀ), tXmakv ap-¯q-äv (F-Iv-kn-Iyq-«n-hv U-b-d-IväÀ) F-¶n-hcpw {Kq-¸n-sâ t\-Xr-\n-c-bn {]-hÀ-¯n-¡p¶p.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
37
_m¦nw-Kv & ^n-\m³kv
BANKING & FINANCE
I-cp-h-¶qÀ kÀ-ho-kv k-l-I-c-W _m-¦v
_m-¦nw-Kv tk-h-\w ho-«p-ap-ä-t¯-¡v ho-«p-ap-ä-s¯ a-g-¡p-gn ap-X A-Sp-¡-f-bn-se ]-e-hy-Rv-P-\w h-sc-bm-bn H-cp _m-¦v Ip-Spw-_-§-fn-te-¡v I-b-dn sN-Ãp-¶ Im-gv-N Im-Wmw I-cp-h-¶q-cn [\w \yqkv _yqtdm
\m-Sv \-¶m-¡mw, C-§-s\-bpw!
2016
s^-{_p-h-cn 16\v I-cp-h¶qÀ kÀ-ho-kv k-l-I-c-W _m-¦n-s\ Ip-dn-¨p-Å dn-t¸mÀ-«n-\v [-\w \Â-In-b X-e-s¡-«v C-Xm-bn-cp-¶p. A-Sp-¯n-sS ]n-s¶-bpw Xr-iqÀ Pn-Ãbn-se s]m-d-¯n-tÈ-cn-bn 21 hmÀ-Up-Ifn am-{Xw {]-hÀ-¯-\-]-cn-[n-bp-Å I-cph-¶q-À kÀ-ho-kv k-l-I-c-W _m-¦n-se¯n. ]p-Xn-b hn-h-c-§Ä A-dn-ª-t¸mÄ ho-|pw ]-d-ªp-t]m-bn; Cu _m-¦v \m-Sv \-¶m-¡m³ th-|n X-s¶ C-d-§n-¸p-ds¸-«n-cn-¡p-¶-Xm-sW-¶v. 11,000 ho-Sp-I-fm-Wv I-cp-h-¶q-À kÀho-kv k-l-I-c-W _m-¦n-sâ Kp-W-t`màm-¡-fp-sS \n-c-bn DÄ-s¸-Sp-I. 21 hmÀ-Up-IÄ DÄ-s¸-Sp-¶ _m-¦n-sâ {]hÀ-¯-\ ]-cn-[n {]-tZ-i-¯p-Iq-sS A-©v In-tem-ao-äÀ ssZÀ-Ly-¯n ]p-g-bp-|v.
G-I-tZ-iw A-©-c-¡n-tem-ao-ä-tdm-fw I\m-ep-I-fpw. 21 s]m-Xp-Ip-f-§-fpw 9000 In-W-dp-I-fp-w. ]-t£ th-\-en I-Sp-¯ P-e-£m-aw ImÀ-jn-I-hr-¯n-bp-Å Cu \m-Sn-s\ hn-gp-§pw. `q-an-bn ]-Xn-¡p-¶ Hm-tcm Xp-Ån a-g-sh-Å-hpw \m-«n sI-«n-\nÀ-¯m-\pÅ h-gn B-tem-Nn-¨ I-cp-h-¶qÀ _m-¦v km-c-Yn-IÄ \q-X-\-am-sbm-cp tk-h-\w \-S¸m-¡n. F-Ãm ho-«p-ImÀ-¡pw a-g-¡p-gn \nÀam-W-¯n-\pw In-WÀ do-NmÀ-Pnw-Kn-\pw hm-bv-] A-\p-h-Zn-¡m³ Xo-cp-am-\n-¨p. A-Xpw ]-en-i c-ln-X-am-bn. P-\-§Ä CXn-s\ C-cp-ssI-bpw \o-«n kzo-I-cn-¨p. G-Xm-|v ]-Ip-Xn-tbm-fw ho-«p-ImÀ Cu tk-h-\w D-]-tbm-Kn-¨p In-WÀ do-¨mÀPnw-Kv \-S-¯n-b-tXm-sS h-cÄ-¨ h-gn-amdn. ""P-\§ - t- fm-Sv h-fs - c tNÀ-¶p-\n¡p¶-hb - m-Wv k-lI - c - W - _m-¦p-IÄ. A-h _n-kn-\k - v am-{X-aà - Nn-´n-t¡-|X - v. A-hnSp-s¯ ]-cn-Øn-Xn-sb-bpw P-\P - o-hn-Xs - ¯ b - pw Ip-dn-¨p-sa-Ãmw Nn-´n-¡W - w. B Nn-´IÄ th-dn-« tk-h\ - § - f - n-te-¡v \-bn-¡pw. A-Xv ]n-¶o-Sv _n-kn-\k - v h-fÀ-¨b - n-te-¡pw F-¯pw,'' I-cp-h¶ - qÀ kÀ-ho-kv tIm Hm-¸td-äo-hv _m-¦n-sâ {]-kn-Uâv sI.sI
38 [\w hyh-kmb hmWnPy ssZzhm-cnI
sI.sI Zn-hm-I-c³ am-kv-äÀ-
ImÀ-jn-I {]-tZ-i-am-b ta-J -e-bn-se ]m-gm-bn t]m-Ip-¶ ImÀ-jn-tImÂ-¸-¶-§-sf aq-ey-h-À-[n-X DÂ-¸-¶-§-fm -¡n am-äm-\p-Å ]-²-Xn-bpw _m-¦n-\pïv
Sn.BÀ kp-\n Ip-amÀ
C-Xv ssa-t{Im _m-¦nw-Kn-sâ Im-e-am-Wv. _m-¦n-te-¡v P-\-§Ä h-cn-I-b-Ã; a-dn-¨v _m-¦v P-\ -§Ä-¡v A-cn-In-te-¡v t]m-Ip-¶ Im-ew
I-cp-t¯m-sS ap-t¶m-«v Cu km-¼-¯n-I h-À-j-hpw _m-¦v an-I-¨ {]-I-S-\w X-s¶-bm-Wv B-hÀ-
¯n-¡p-¶-Xv. ""t\m-«v ]n³-h-en-¡- _n-kn-\-kn-s\ _m-[n-¨n-cp-¶p. F-¶ncp-¶m-epw Cu km-¼-¯n-I hÀ-jm-h-km-\-t¯m-sS \n-t£-]w 400 tIm-Sn cq-]-bm-Ipw. C-Xn 375 tIm-Sn cq-]-bpw hm-bv-]m-bn-\-¯n hn-X-c-Ww sN-bv-Xn-«p-|v. t\m-«v \n-tcm-[-\-s¯ Xp-SÀ-¶v In-«m-¡-S-t¯m-Xn-epw hÀ[-\-bp-|m-bn. ]-t£ ]n-¶o-Sv Ip-d-¨p-sIm-|p-h-cm³ km-[n-¨p,'' kp-\nÂIp-amÀ ]-d-bp-¶p. _m-¦nw-Kv tk-h-\-§Ä-¡v ]p-d-ta \o-Xn sa-Un-¡Â tÌmÀ, amÀ-¡-änwKv Un-hn-j³, C³-jp-d³-kv tImÀ-¸-td-äv G-P³-kn, h-fw Un-t¸m, t]-¸À _m-Kv \nÀ-am-W bq-Wn-äv F-¶n-h-sb-Ãmw _m-¦n-\p Io-gn-ep-|v. 15 tImSn sN-e-hn ]p-Xn-b B-Øm-\-a-µn-c-hpw k-Ö-am-bn h-cp-¶p. kv-]À-iv F-¶ ]m-en-tb-äo-hv sI-bÀ hn-`m-K-¯n-\p Io-gn-em-bn 36 e-£-¯n-te-sd cq-]-bp-sS a-cp-¶p-IÄ ku-P-\y-am-bn _m-¦v C-Xp-h-sc hn-X-c-Ww sN-bvXp I-gn-ªp. hÀ-j-§-fm-bn -ap-S-§m-sX Un-hn-Uâv \Â-Ip-¶ Cu _m-¦v ap³-Xq-¡w \Â-Ip-¶Xv P-\-t£-a-¯n-\m-Wv. ]-I-cw P-\-§Ä _n-kn-\-kv hn-P-b-hpw k-½m-\n-¡p-¶p.
s^{_phcn 28, 2018
Zn-hm-Ic - ³ am-kvä - d - pw sk-{I-«d - n Sn.BÀ kp-\n Ip-am-dpw Nq-|n-¡m-«p-¶p. 95 hÀ-j-¯n-te-sd {]-hÀ-¯-\ ]m-c¼-cy-ap-Å Cu {]-Øm-\-¯n-sâ F-¡me-s¯-bpw Im-gv-N-¸m-Spw C-Xp-X-s¶-bmbn-cp-¶p. 1987 B-Zy-am-bn am-{]m-W-¯v im-J Xp-d-¶v {]-hÀ-¯-\w hn-]p-e-am-¡nb _m-¦n-\v C-t¸mÄ im-J-IÄ ]-e-Xm-Wv. I-cp-h-¶q-cn-se ap-Jy im-J, am-{]m-Ww, s]m-d-¯n-tÈ-cn, aqÀ-¡-\m-Sv, Ip-gn-¡m«p-tIm-Ww, kn-hn kv-tä-j³ F-Ivkv-ä³-j³ skâÀ F-¶n-hn-S-§-fn im-J-IÄ Xp-d-¶v {]-hÀ-¯-\w i-à-am¡n-bn-«p-Å _m-¦v Un-Pn-ä bp-K-¯n- a-säm-cp Np-h-Sp-sh-¸n-\v H-cp-§p-I-bm-Wv.
_m-¦v, D-½-d-¸-Sn-bn-te-¡v C-Xv ssa-t{Im _m-¦nw-Kn-sâ Im-e-amWv. _m-¦n-te-¡v P-\-§Ä h-cn-I-b-Ã; a-dn¨v _m-¦v P-\-§Ä-¡v A-cn-In-te-¡v t]m -Ip-¶ Im-ew. I-cp-h-¶qÀ kÀ-ho-kv k-lI-c-W _m-¦v B X-e-¯n-te-¡pw {]-thin-¡p-I-bm-sW-¶v sk-{I-«-dn Sn.BÀ kp-\nÂ-Ip-amÀ ]-d-bp-¶p. ]-c-am-h-[n 25,000 cq-] h-sc F-Sp-¡m³ ]-äp-¶ ssat{Im F-än-F-½p-I-fm-Wv _m-¦v A-h-X-cn-¸n¡p-¶-Xv. \n-e-hn _m-¦n-\v aq-¶v ]-c-¼cm-KX- co-Xn-bn-ep-Å F-än-F-½p-I-fp|v. _m-¦nw-Kv tk-h-\w Cu hn-[w ho-«p-]Sn-¡-en-te-¡v F-¯n-¡p-¶-Xn-s\m-¸w Hmtcm ho-Sn-sâ A-I-¯-f-¯n-te-¡pw _m-¦v I-S-s¶-¯m³ H-cp-§p-I-bm-Wv; tlmw tjm-¸n-bn-eq-sS. Xn-I-¨pw \q-X-\-am-b a-säm-cp B-i-b-am-Wn-Xv. _m-¦n-sâ ]-cn[n-bn-ep-Å Hm-tcm ho-«n-epw \ym-b-hn-ebv¡v ]-e-N-c-¡pw a-äv km-[-\-km-a-{Kn-Ifpw F-¯n-¡p-¶-Xn-s\m-¸w \n-c-h-[n t]À¡v sXm-gn-e-h-k-cw Iq-Sn C-Xn-eq-sS krãn-¡-em-Wv e-£yw. \n-e-hn A-Xn-hnim-e-am-b aq-¶v kq-¸À-amÀ-¡-äp-IÄ _m-¦n-\p-|v. C-Xv Iq-Sm-sX _m-¦n-sâ {]-hÀ-¯-\ ]-cn-[n-bn 200 ho-Sn-\v H-s¶ -¶ \n-e-bn tlmw tjm-¸n-IÄ B-cw-`n¡pw. ho-Sn-t\m-Sv tNÀ-t¶m A-Ãm-sX-tbm Ip-d-ª-Xv 250 N-Xp-c-{i-b-Sn hn-kv-XoÀ-Wap-Å I-S-ap-dn-bn k-Ö-am-¡p-¶ Cu sN-dp kq-¸À-amÀ-¡-äv {]-tZ-i-s¯ Ip-Spw_-§Ä-¡p-th-|-sX-Ãmw e-`y-am-¡pw. sI.sI Zn-hm-I-c³ am-ÌÀ {]-kn-Uâm-bpÅ U-b-d-Iv-äÀ t_mÀ-Um-Wv _m-¦n-s\ \-bn-¡p-¶Xv. C-Xn-\p ]p-d-ta, ImÀ-jn-I {]-tZ-i-amb ta-J-e-bn-se ]m-gm-bn t]m-Ip-¶ ImÀjn-tImÂ-¸-¶-§-sf aq-ey-h-À-[n-X DÂ-¸¶-§-fm-¡n am-äm-\p-Å ]-²-Xn-bpw _m-¦n\p-|v. ""{]-tZ-i-s¯ 98 i-X-am-\w N-¡-bpw ]m-gm-bn t]m-Ip-I-bm-Wv. A-Xn-s\ kw -kv-I-cn-¡m-\p-Å kw-hn-[m-\w k-Ö-am¡p-I-bm-Wv. C-Xn-eq-sS sXm-gn- kr-ãn¡mw. H-¸w ImÀ-jn-tImÂ-¸-¶-§Ä-¡v \-à hn-e e-`n-¡p-¶ km-l-N-cy-hpw h-cpw,'' _m-¦v F-¡u-|âv _n-Pp Fw.sI ]-d-bp-¶p.
`m-hn-bn-se \-£-{X-§Ä C-tXm-sSm-¸w am-\k - n-Ia - m-bpw im-co-cnI-am-bpw I-cp-¯p-ä h-cpw X-ea - p-ds - b krãn-¡m³ `m-hn-bn-se \-£{- X-§Ä F-¶ t]-cn Ip-«n-Is - f ]-cn-io-e\ - w \Â-In an-Ih - p-äh - c - m-¡p-¶ ]-²X - n-bpw _m-¦n-\p|v. 100 hn-ZymÀ-°n-Is - f sX-cs - ª-Sp-¯v C-¯c - ¯ - n ]-cn-io-e\ - w \Â-Ip-¶p. _m-e³-kv jo-än-se I-W-¡p-IÄ¡¸p-dw H-cp k-l-I-c-W _m-¦v P-\-§-sf kv-]À-in-¡p-¶-Xv C-§-s\-sbm-s¡-bmWv. A-t¸mÄ ho-|pw F-§-s\ ]-d-bmXn-cn-¡m-\m-Ipw; \m-Sv \-¶m-¡mw, C-§s\-bpw F-¶v.
FINVEST LTD ]ptcmKXnbpsS B\µw FÃmhÀ¡pw...
ssa-t{Im-^n-\m³-kn-te-¡v sI F Fw {Kq-¸v B-Iv-kn-h Fw ^n³ Np-h-Sp-d-¸n-¡p-¶p H-cp e-£w h-\n-Xm tkm-jy ÌmÀ-«-¸pIÄ-¡v km-¼-¯n-I ]n-´p-W \Â-Ip-w
kw
Øm-\-s¯ {]-ap-J t\m¬ _m¦nwKv ^n-\m³kv I-¼-\n B-b sIFÂFw, ssa-t{Im-^n-\m³ -kn-te-¡p {]-th-in-¨p. B-Iv-kn-h Fw ^n³ F-¶ t]-cnem-Wv ssa-t{Im ^n-\m³-kv Øm-]-\w Xp-S-§n-bn-cn-¡p¶-Xv. h-\n-X-I-fp-sS H-cp e-£w tkm-jy ÌmÀ-«-¸pIÄ¡v km-¼-¯n-I ]n-´p-W \Â-Im-\m-Wv Xp-S-¡-¯n e-£y-an-Sp-¶-Xv. A-Xv h-gn 10 e-£w kv-{Xo-IÄ-¡v sXmgn \-ÂIm-\m-Ip-sa-¶m-Wv {]-Xo-£. N-e-¨n-{X Xm-cw a-wa-vX tam-l³-Zm-km-Wv \-hw-_À H-¶n-\v tIm-X-aw-Ke-¯v D-Zv-LmS-\w sNbv-X B-Ivkn-h Fw ^n³ {_m³-Uv Aw-_m-kn-U-dpw {_m³-Uv sF-¡Wpw. 10 Aw-K-§-sf-¦n-ep-ap-Å h-\n-Xm kw-cw-`-§Ä-¡p-Å km-¼-¯n-I k-lm-b-am-Wv B-Iv-kn-h Fw ^n³ e-`y-am-¡p¶-Xv. kw-cw-`-§Ä sI-«n-¸-Sp-¡m-\p-Å km-t¦-Xn-I k-lm-bw, ]-cn-io-e-\w, hn-]-W-\ ku-I-cyw, hn-]p-eoI-c-W-¯n-\p-Å ]n-´p-W F-¶n-h-bpw I-¼-\n \Â-Ipw. kv-{Xo Iq-«m-bv-a-I-fp-sS km-¼-¯n-I-hpw km-aq-ly-hpam-b k-a-{K am-ä-am-Wv e£yw. h-\n-Xm kw-cw-`-I-cp-sS D-¸-¶-§Ä-¡pw tk-h-\-§Ä-¡pw s]m-Xp {_m³-Un-w Kn-eq-sS hn-]-Wn-bn Iq-Sp-X kzo-Im-cy-X D-|m-¡m -\pw {i-an-¡pw. hn-]-W-\-¯n-\p-Å Nn-e Øn-c kw-hn-[m\-§-fpw B-tem-N-\-bn-ep-|v. A-Xn-sâ `m-K-am-bn s^bÀ t{S-Uv kq-¸À amÀ-¡-äpw D-S-s\ Xp-d-¡pw. ssa-t{Im ^-n\m ³-kp-IÄ-¡pw, kmaq-ly kw-cw-`-§Ä¡pw \n-e-hn-ep-Å ]-cn-an-Xn-I-fpw, shÃphn-fn-I-fpw i-cnbm-bn ]Tn-¨ ti-jam-Wv tkm-jy ÌmÀ-«-¸v F-¶ Bi-b-¯n-eq-sS ssat{Im ^n-\m³-kv cwK-¯n-d-§m³ sI F Fw Xo-cp-am-\n¨-sX-¶v {Kq-¸v sNb-À-am-³ jn-_p sX¡pw]p-dw ]-d-ªp. kw-Øm-\-s¯ ap³-\n-c F³_nF-^vkn B-b sIFÂFw A-Xn-th-K hn-]p-eo-I-c-W-¯n-sâ-bpw h-fÀ¨-bp-sS-bpw ]m-X-bn-em-Wv. sIFÂFw B-Iv-kn-h ^n³-sh-käv B-Wv {Kq-¸n-sâ ^vfm-Kv-jn¸v I-¼-\n. 250 tIm-Sn-bm-Wv aq-e[-\w. 500 tIm-Sn-bp-sS \n-t£-]w ssIIm-cyw sN-¿p-¶p. 100 Hm-fw im-J-I-fm-Wv \n-e-hn-ep-ÅXv. 100 im-J-IÄ Iq-Sn Bdv am-k-¯n-\p-Ån Xp-d-¡pw. A-Sp-¯ hÀ-j-t¯m-sS ]-»n-Iv C-jyp \-S-¯m-\p-Å X-bm-sd-Sp-¸n-ep-am-Wv. B-Iv-kn-h Fw ^n¶ns\ `m-hnbn kv-tamÄ ^n-\m³-kv _m-¦v B-bn h-fÀ-¯-W-sa-¶ e-£y-am-Wv I-¼-\n-¡p-Å-Xv.
Im-gv-Nsh-bv-¡p-¶ {]-hÀ-¯-\-§Ä Xn-I-¨pw am-Xr-Im]-c-am-Wv. I-gn-ª hÀ-jw {_m³-Uv sFUânän ]p-Xp-¡n-b sIFÂFw A-Snap-Sn am-ä-am-Wv \-S-¯n-b-Xv. U-b-d-IväÀ t_mÀ-Upw A-gn-¨p]-Wn-Xp. ap³ IÀ-Wm-S-I a-{´n-bpw No-^v sk-{I-«-dn-bp-am-b tUm.sP. A-e-Iv-km-|-sd
t_mÀ-Un-sâ X-e-¸-t¯-¡p sIm-|ph-¶p. {Kq-¸n-sâ h-fÀ-¨-bn ssa-t{Im ^n-\m³-kv \nÀ-Wmb-I ]-¦v h-ln-¡p-sa-¶ {]-Xo-£-bn-em-Wv I-¼-\n. ssat{Im^-n\m³-kn-se A-\-´ km-[y-X-IÄ {]-tbm-P\-s¸Sp-¯m-\p-Å D-d-¨ B-ß-hn-izm-k-hp-am-bm-Wv sIF F-½n-sâ cw-K-{]-th-iw.
kv-{Xo Iq-«m-bv-a-I-fp-sS km--¼¯n-I-hpw km-aq-lyhp-am-b k-a-{K am-ä-am-Wv B-Iv-kn-h Fw ^n³ e£yanSp¶Xv
"[-\-Im-cy kq-¸À-amÀ¡äv' [-\-Im-cy tk-h-\ cw-K-¯v K-h¬-saâv ap-t¶m-«pshbv-¡p-¶ F-Ãm \-à A-h-k-c-§-fpw A-\p-tbm-Py-am-b coXn-bn {]-tbm-P-\-s¸-Sp-¯m³ km-[n-¡p-¶ ZoÀ-L-Im-e ]-²-Xn-I-fm-Wv sIFÂFw B-Iv-kn-h ^n³-sh-Ìn-\pÅ-Xv. dn-kÀ-hv _m-¦v F³_nF-^vkn IÄ-¡v A-\p-h-Zn-¨n«p-Å [-\-Im-cy tk-h-\-§-sf-Ãmw H-cp kq-¸À amÀ-¡än F-¶t]m-se e-`y-am-Ip-¶p F-¶-Xv sIFÂF½nsâ hen-b H-cp k-hn-ti-j-X-bm-Wv. tKmÄ-Uv tem¬, _n-kn\-kv tem¬, a-Wn {Sm³-kv-^À, t^m-sd-Iv-kv Xp-S-§n-b tk-h-\-§-fn-se-Ãmw H-cp sIFÂFw S-¨v \Â-Im³ I-¼-\n F-t¸m-gpw {i-²sh-¨p. km-aq-ly {]-Xn-_-²-X-bn h-en-b I-cp-X-ep-Å I-¼-\n C-¡m-cy-¯n kw-Øm-\X-e-¯n X-s¶ an-Ihv Im-«p-¶p. hn-Zym-`ym-kw, B-tcm-Kyw, B-Xp-c tk-h-\w, h-\n-Xm hn-I-k-\w, km-aq-ly t£-aw, ]-cn-Øn-Xn F-¶n§-s\ k-aq-l-¯n-sâ F-Ãm ta-J-e-I-fn-epw sIFÂFw
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
39
_m¦nw-Kv & ^n-\m³kv
BANKING & FINANCE
]m-c-¼-cy-¯n-I-hn {io K-tW-jv Ip-do-kv
A-©p ]-Xn-äm-|n-sâ ]m-c-¼-cy-am-Wv tIm-gn-t¡m-Sv B-Øm-\-am-bp-Å {io K-tW-jv Ip-doknsâ {]-[m-\ I-cp-¯v [\w \yqkv _yqtdm
[
-\-Im-cy tk-h-\ ta-J-e-bn B-dp ]-Xn-ämt|m-fw \o-fp-¶ A-\p-`-h ]-cn-Úm-\w sIm-|v D-]-t`m-àm-¡-fp-sS hn-izm-kw t\-Sn-bn-cn-¡p-I-bmWv tIm-gn-t¡m-Sv B-Øm-\-am-bp-Å {io K-tW-jv Ipdo-kv tI-c-f ss{]-h-äv en-an-ä-Uv. H-cp e-£w cq-] ap-X 25 e-£w cq-] h-sc k-e-bp-Å hn-hn-[ X-cw Ip-dn-I-fm-Wv Øm-]-\w \-S-¯p-¶-Xv. _n-kn\-kp-ImÀ-¡pw D-]-tbm-K-s¸-Sp-¶ hn-[-¯n Im-emh-[n Ip-d-ª Nn-«n-I-fm-Wv Øm-]-\w \-S-¯n h-cp-¶-Xv. 1961  sI.C hm-kp-tZ-h³ Xp-S-¡w Ip-dn-¨ {io K-tW-jv Nnäv ^-|v-kv F-¶ Øm-]-\-am-Wv ]n-¶o-Sv {io K-tW-jv Ip-do-kv ss{]h-äv en-anä-Umbn h-fÀ-¶Xv. Øm-]-\-¯n-\v C-t¸mÄ t\-XrXzw h-ln-¡p¶-Xv A-t±-l-¯n-sâ a-I³ sI.C kp-tcjv _m-_p-hmWv. A-t±-lw sN-bÀ-am-\pw am-t\Pnw-Kv U-b-d-Iv-ä-dp-am-b Øm-]-\-¯n-sâ FIv-knIyq-«o-hv U-b-d-Î-dm-Wv a-I³ \n-jm-´v kp-tcjv. `m-cy Ko-X kp-tc-jv U-b-d-Î-dmWv. hn-izm-ky-X-bpw tk-h-\ an-I-hp-am-Wv {io K-tW-jv Ip-do-kn-s\ hy-Xy-kv-X-am¡p-¶-Xv. A-XpsIm-|p X-s¶-bm-Wv aq-¶p X-e-ap-dIÄ h-sc Xp-SÀ-¨b - m-bn D]t`màm¡Ä {io K-tWjn-s\ X-s¶ B-{ibn¨p h-cp¶-Xv. ]qÀ-Wam-bpw kÀ -¡mÀ Aw-Ko-Ir-Xam-b Øm]-\w te-e
\n-jm-´v kp-tc-jv-
Nn«n-Ifm-Wv \-S-¯p-¶-Xv. teew sIm-Åp-¶hÀ-¡v A-Sp-¯ 30 Zn-h-k-¯n-\p-Ån X-s¶ ]-Ww \Â-Im³ {io K-tW-jv Ip-do-kv X-bm-dm-hp-¶p. tIm-gn t¡m-s« Hm-^o-kn-eqsSXs¶ a-äp Pn-Ã-I-fn-epw hn-tZ-i¯pap-Å D-]-t`m-àm-¡sf B-IÀ-jn-¡m³ Øm-]-\-¯n-\m-Ip-¶p. km-[m-c-W-¡mÀ ap-X h³ _n-kn-\-kp-ImÀ h-sc {io K-tW-jv Ip-do-kn-sâ D-]-t`m-àm-¡fn s]-Sp-¶p. Nn-«n-bn-te-¡p-Å ]-Ww Zn-h-tk-\bm-bpw am-k-¯n-epw \Â-Imw. Øm-]-\-¯n-se Po-h-\-¡mÀ Hm-tcm hcn-¡m-cp-sSbpw A-Sp-¯p sN-¶v Hm-tcm Zn-h-k-¯nepw ]-Ww ti-J-cn-¡p¶-Xn-\p-Å ku-I-cyw GÀ-s¸-Sp-¯n-bn-«p-|v.
km-¼¯n-I A-¨S¡w t\Smw _m-¦p-IÄ-¡v \Â-Im\m-hm-¯ tk-h-\-§fm-Wv {io K-tW-jv Ip-do-kv \Â-Ip-¶-sX-¶v kptcjv _m-_p ]-d-bp-¶p. _m-¦n \n¶v hm-bv-] kw-L-Sn-¸n-¡p-¶-Xn-t\-¡mÄ F-{X-tbm F-fp-¸¯n Nn-«n-bn-eq-sS ]-Ww e-`n-¡pw. am-{X-a-à Unt¸m-kn-äv F-¶ \n-e-bn-epw _m-¦v \n-t£-]-t¯¡mÄ ku-I-cy-hpw em-`-I-c-hpam-Wv Nn-«n-sb-¶pw At±-lw kq-Nn¸n¨p. km-¼-¯n-I A-¨-S¡-hpw A-`n-hr-²n-bpw D-d-¸p X-cp-¶ Nn-«n-Ifn-eq-sS F-{X sN-dnb Xp-I-bpw \n-t£-]n-¡m-\p-Å A-h-k-cam-Wv D-]-t`màm-¡Ä-¡v e-`n-¡p¶Xv. _m-¦p-IÄ Cu-Sm-¡p-¶-Xp t]m-epÅ
F-¶m kÀ-¡mÀ X-e-¯nep-Å Nn-e {]-iv-\-§Ä Nn-«n hyh-km-b-s¯- _m-[n-¡p-¶-Xm-bn \njm-´v kp-tc-jv A-`n-{]m-bs¸«p. D-Zm-l-c-Ww, k-e-bv-¡v Xp-ey-am-b Xp-I kÀ-¡m-cn-te¡v Nn-«n I-¼-\n-IÄ sI-«n-sh-bv¡p-¶p-|v. F-¶m A-Xv Nn-«n Im-em-h-[n I-gn-ªm-epw Xn-cn-¨p In-«m³ G-sd {]-bm-k-am-Wv. Hm-Un-änw-Kpw K-k-än {]-kn²o-I-cn-¡-ep-sam-s¡ I-gn-ªv Np-cp-§n-b-Xv HcphÀj-sa-¦n-epw I-gn-ªm-Wv Xp-I Xn-cn-¨p In-«p-¶-Xv. am-{X-a-Ã, c-Pn-kv-t{S-j³ h-Ip-¸nse Po-h-\-¡m-cp-sS Ip-d-hpw Im-cy-§Ä th-K-¯n sN-¿p-¶-Xn-\v X-S-k-am-Ip-¶p. AXn-\p-Zm-l-cW-am-Wv BÀ-_n-t{S-j-\p-am-bn _-Ô-s¸-« Imcy§Ä. F-¶m Cu ]-cn-an-Xn-IÄ H-gn-¨p \nÀ-¯nbm km-¼-¯n-I ta-J-e-bn amµyw \n-e-\n¡p-t¼mÄ t]m-epw N-n-«n hyh-km-b-¯n-\v an-I-¨ {]-I-S-\w \-S-¯m\m-Ip-¶p-s|-¶v A-t±-lw ]-dbp-¶p. tim-`-\-am-sbm-cp `m-hn- Nn-«n hy-h-km-b¯n-\v D-s|-¶ Xn-cn-¨-dn-hn Iq-Sp-X im-J-IÄ Xp-d-¡p-¶-Xn-s\ Ip-dn-¨pw {io K-tW-jv Ip-do-kv B-tem-Nn-¨p h-cp-¶p.
Hm¬-sse³ tk-h-\-§fpw Hm¬-sse-\m-bpw Nn-«n-bn ]-Ww A-S-bv¡m-\p-Å ku-I-cyw Øm-]-\w H-cp-¡nbn«p|v. \njm-´v B-Wv C¯-cw {]-hÀ-¯-\-§Ä¡v t\XrXzw \Â-Ip-¶Xv. A-tacn¡-bn \n¶pw D-¶-X hn-Zym-`ymkw t\Sn-b \n-jm-´v tIm-gn-t¡m-Sv ssl-sse-äv _nkn\kv ]mÀ-¡n hn-t¶m-h tkm-^v-ävsh-bÀ em-_v-kv ss{]h-äv en-anä-Uv F-¶ Øm-]-\ hpw \S-¯nh-cp-¶p.
km-¼-¯n-I A-¨-S-¡-hpw A-`n-hr-²n-bpw D-d-¸p X-cp-¶ Nn-«n-I-fn-eq-sS F-{X sN-dn-b Xp-I-bpw \n-t£-]n-¡m-\p-Å A-h-k-c-am-Wv D-]-t`m-àm -¡Ä-¡v e-`n-¡p-¶-Xv
am-t\-Pv-saân D-¶-X _n-cp-Zw t\Sn-b `m-cy Pn-X-bpw Cu _n-kn-\kn ]-¦m-fn-bmWv. sam-_o B-¹nt¡-j-\p-I-fn {i-² tI-{µoI-cn¨n-cn-¡p-¶ I-¼-\n-bpsS {]-[m-\ D-]t`m-àm¡-sf-Ãmw hn-tZ-i cm-Py-§fn-se I-¼-\n-I-fm-Wv.
aäv Øm-]-\-§Ä hn-hn-[ NmÀ-PpI-sfm-¶pw Nn«n bn CuSm-¡p-¶n-Ã. {]-tXy-Iw ]-cn-io-e-\w kn-²n-¨ Po-h-\¡m cpw {io K-tW-jv Ip-do-kn-\v ap-X¡q-«m-Ip-¶p. am-{X-a-à kp-Xmcy-am-b C-S-]m-Sp-I-fpw hn-izm -ky-X-bv-¡v _-e-ta-Ip¶p. Øm]-\¯n\v sF-FkvH kÀ-«n^n-t¡-j\pw e-`n¨n«p|v.
sI.C kp-tc-jv _m-_p-
00 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
1971 ap-X tI-c-f a-Wn-se³tU-gv-kv B-Îv {]-Im-cw \S-¯n h-cp-¶ {io KtW-jv _m-t¦-gv-kv ktlm-Z-c Øm-]-\-am-Wv. kzÀ-W-¸-W-b hm-bv-]-b-S¡w hn-hn-[ hm-bv-]I-fm-Wv Øm-]-\w \Â-Ip-¶-Xv. hn-tZ-icm-Py -§-fn \n-¶p-Å a-Wn{Sm³-kv^À, sUm-a-Ìn-Iv a-Wn {Sm³-kv^À, t^m-dn³ F-Iv-kv-tN-©v F-¶o kuI-cy§fpw Cu Øm]-\w \Â-In h-cp¶p. dnb F-tÌ-äv sU-h-e]v-saâv ta-J-ebn {]hÀ-¯n-¡p-¶ {io-K-tW-jv FâÀ-ss{] k-kv a-säm-cp Øm-]-\-amWv.
sPFw-sP ^n-\m³-kv en-an-äUv
kw-cw-`-IÀ-¡v hm-bv-]-IÄ A-Xn-th-Kw sN-dp-In-S, C-S¯-cw kw-cw-`-IÀ-¡v A-Xn-th-Kw hm-bv-]-IÄ e-`y-am-¡n th-dn-« h-gn-bneq-sS k-©-cn-¡p-¶ sP-Fw-sP ^n-\m³-kv {]-hÀ¯-\w hn-]p-e-am-¡n-bn-cn-¡p-¶p
kw
cw-`w \à co-Xn-bn \-S-¯ns¡m|p-t]m-Im-\p-f-f ^-|v k-am-lc-Ww G-sXm-cp _n-kn-\-kp-Imc\pw I-Sp-¸-tadn-b Imcyw X-s¶-bm-Wv. kq-£v-a, sN-dp-In-S, C-S¯-cw kw-cw`-I-sc D-t±-in-¨p-Å hm-bv-]m ]-²-XnIÄ G-sd-bp-s|-¦nepw A-h th-| k-ab-¯v t\-Sn-sb-Sp-¡p-I F-¶-Xm-Wv AXnepw hen-b I-S¼. G-ähpw A-Xym-h-iy-ap-Å k-ab-¯v th|-{X ^-|v k-am-l-cn-¡p-¶-Xn-\p-Å kq-£v-a, sN-dp-In-S, C-S¯-cw kw-cw-`-Icp-sS _p-²n-ap-«v I-|-dn-ªv tkh-\w e`y-am-¡p-I-bm-Wv Xr-iqÀ B-Øm-\-am-bpÅ _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\ am-b sP-Fw-sP ^n-\m³-kv. 2013 \-hw-_À apX Cu ta-J-ebn kPo-h km-¶n-[yam-b sP-Fw-sPbv-¡v Xr-iqÀ, ]m-e-¡mSv, F-d-Wm-Ipfw, ]-¯-\w-Xn-«, tIm«-bw F-¶o PnÃ-I-fnÂ
im-J-I-fp|v. Cu km-¼¯n-I hÀ-jmh-km-\-t¯m-sS im-J-I-fp-sS F-®w 25 B¡p-I-bm-Wv e-£yw.
k-hn-ti-j tkh-\w _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]\-§Ä-¡n-S-bn th-dn-«v \nÂ-¡m-\p-Å H-cp kw-cw-`I-sâ \n-Ý-b-ZmÀ-Vy-am-Wv sP-Fw-sP ^n-\m³-kn-sâ ]n-d-hn-¡v Im-c-Ww. ""[-\-Im-cy tk-h-\ cwK-¯v km-[y-X-IÄ G-sd-bp-s|-¶v hn-ZymÀ°n-bm-bn-cn-¡p-¶ Im-eL-«w ap-X F-\n-¡-dn-bm-am-bn-cp¶p. F-¶m s]mXp-th _m-¦nw-Kv C-X-c [-\-Im-cy Øm]-\-§Ä \Â-Ip-¶ A-tX tk-h-\-
§Ä X-s¶ \Â-In-bm hy-XykvXX sIm-|p-h-cm-\m-InÃ. A-§-s\-bm-Wv _n-kn\-kv hm-bv-]-I-fn {i-² tI-{µoI-cn-¨Xv,'' sP-Fw-sP ^n-\m-³-kv am-t\Pnw-Kv U-b-d-Iv-äÀ tUm. tPm-Pp Fw.sP ]-d-bp-¶p. kq-£v-a, sN-dp-In-S, C-S¯-cw kwcw-`-IÀ-¡v {]-Xn-Zn-\ Xn-cn-¨S-hv ku-Icy-t¯m-sS-bm-Wv sP-Fw-sP hmbv-] \Â-Ip-¶-Xv. 15,000 cq-] ap-X 50 e-£w cq-] h-sc hm-bv-]-bm-bn \Â-Ip-¶p|v. ""hmbv-] tX-Sn-sb-¯p-¶-h-cp-sS Xn-cn-¨Shv ti-jn Ir-Xy-am-bn hn-e-bn-cp-¯pw. C-Xn-\m-bn kp-k-Öam-b ^oÂ-Uv Ìm^pw _m-¡v F³-Uv k-t¸mÀ«pw I-¼-\n¡p|v. kw-cw-`w an-I-¨ co-Xn-bn apt¶m-«p sIm|p-t]m-Im³ B-{K-ln¡p¶, F-¶m _m-¦pIÄ, a-äv [-\-Im-cy Øm-]-\-§Ä F-¶n-hn-S-§-fn \n-¶v hmbv-] e-`n-¡m³ _p-²n-ap-«-\p-`-hn¡p-¶ [mcm-fw t]À \-ap-¡v Np-än-epap|v. A-hÀ-¡v Ir-Xyam-b tkh-\w \ ÂIp-I F-¶-Xm-Wv R-§-fp-sS e-£yw. efn-X hy-h-Ø-I-fn hmbv-] A-\p-hZn-¡p-t¼mÄ X-s¶ IÀ-i-\ \n-co-£-Wt¯m-sS hm-bv-]m Xn-cn-¨-Shpw D-d-¸m -¡p-¶p|v. AXp-sIm-|v X-s¶ In-«m-¡S-¯n-sâ tXm-Xv R-§Ä-¡v hf-sc Ip-dhmWv,'' tUm. tPm-Pp hy-à-am-¡p-¶p. {]-hÀ-¯-\ sNe-hv ]-c-amh-[n Ipd¨p-sIm-|v _n-kn\-kv hym-]n-¸n-¡m-\mWv sP-Fw-sP {i-an-¡p-¶Xv. hn-h-c-§Ä¡v: t^m¬: 0487 2388174, 8111837700 C sa-bvÂ: jmj@jmjcompany. com
tUm. tPm-Pp Fw.sP
Hml-cn-bn t\-«w sIm-¿m³
{Sn-¸nÄ F- D-]-tZ-iw Hm
l-cn-bn \n-t£-]n-¨m an-I¨ t\«w e-`n-¡p-sa-¶v an-¡hÀ¡pw A-dnbmw. F-¶m t\-«a - p-|m-¡m³ GXv Hm-lc - n-bn \n-t£-]n-¡Ww. A-Xm-Wv ]-escbpw Ip-g¸ - n-¡p-¶X - v. CXn-s\m-cp¯-cam-Wv \n-t£-]- hn-ZK - v[ - \m-b k-Po-jv Ir-jvW\pw A-t±-l¯ - n-sâ Øm-]\ - am-b F-FF s{]m-^n-äv A\e-än-Ivkpw \ÂIp-¶Xv.
D-]-tZ-iw am-{Xw, t{_m-¡nw-Kv Cà {Sn-¸nÄ F H-cp t{_m-¡nw-Kv Øm-]-\aÃ. G-Xp t{_m-¡-dp-sS A-Sp-¯v F-¡u-|v D-Å -hÀ¡pw {Sn-¸nÄ F-bp-sS tkh-\w tX-Smw. Hm-lcn-bp-am-bn _-Ô-s¸-« FÃm Im-cy-§Ä -¡p-ap-Å ]-cnlm-cw C-hn-sS \n¶p e-`n-¡pw. ""]-ecpw t{_m-¡À-am-cp-sS D-]-tZ-i§Ä-¡-\p-k-cn-¨mWv Hml-cn sX-c-sª-Sp¡p¶X.v Iq-Sp-X C-S-]m-Sp \S¯n Iq-SpX t{_m-¡-td-Pv t\-Sp -¶-Xn-em-bn-cn¡pw t{_m¡À-am-cp-sS {i-². C-hn-sSbmWv A-dnhpw A-\p-`-h k-¼-¯p-ap-Å D-]-tZ-ãmhn-sâ k-lm-bw B-h-iyam-bn h-cp-¶Xv'' k-Po-jv Ir-jv-W³ ]-d-bp-¶p. hn-]-Wn-bn h³ X-IÀ-¨-bp-|mbm epw sshImsX Xn-cn-¨p I-b-dp¶, ^-|saâÂ-kv D-Å Hm-l-cn-I-fm-Wv \nÀ-tZ-in¡p-¶Xv. Xr-iqÀ tI-{µ-am-bn {]-hÀ-¯n¡p-¶ Øm-]-\-¯n-\v UÂln, X-an-gv-\mSv, IÀWm-SI F-¶n-h-bv-¡v ]pd-sa Zp-_mbv, A-_p-Zm-_n A-S-¡-ap-Å cm-Py-§-fnepw Ht«-sd D-]-t`m-àm-¡fp|v. ]-Xn-\mdmw h-b-kn ]n-Xm-hv k-½m-
New Glory Orthopaedics
k-Po-jv Ir-jv-W\pw cm-tI-jv-Pq³-Pq³-hm-e-bp-w
\n-¨ s^-U-d _m-¦n-sâ \qdv Hm-lcn-I-fm-Wv X-sâ Po-hn-Xw am-än a-dn-¨sX-¶v k-Po-jv ]-d-bp-¶p. ""hn-]-Wn-sb Ipdn-¨p ]Tn-¡m³ C-Xp Im-c-W-ambn. A-Sn Øm-\ A-dn-hnÃm-¯Xpw Nq-Xm-«-¯n-\p-Å C-S-am-bn Im-Wp-¶-Xp-am-Wv `q-cn-]-£¯n \pw Hm-l-cn-bn \-ãw kw-`-hn-¡m³ Im-cW-sa-¶p a-\-kn-em-¡n-b-Xn-\m B-h-iy am-b A-dnhpw ssh-Z-Kv-[yhpw t\-Sm³ Xo-cp-am-\n¨p. Pn-tbm-Pn-¯n-em-bn-cp¶p Hu-tZymKn-I Po-hn-X¯ - nsâ Xp-S¡w. cm-tIjvPq³-Pq³-hm-e-bp-ambp-Å _-Ôa - m-Wv hmeyp C³sh-Ìnw-Kn-se I-gn-hv sa-¨s¸-Sp-¯n-b-Xv.''
\n-t£]-I-tcmSv sh-dp-sX Hcp Hm-l-cn-bn \n-t£-]n¨m em-`w In-«nÃ. hn-Z-Kv[-sâ ]n-´pW-tbm-sS B-Zm-bw D-d-¸m-¡mw. ku-P\y- \nÀ-tZ-i-§Ä-¡p ]p-d-sI t]m-Ip¶-Xv \-ã-ap-|m-¡pw. Hm-l-cn-sb Ip-dn-¨v A-dnhnÃm-¯-hÀ tU t{S-Unw-Kn-\n-d-§m-sX {l-kz-Im-e, ZoÀ-LIm-e \n-t£]-§Ä sX-c-sª-Sp-¡pI. hn-h-c-§Ä¡v: www.
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[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
41
_m¦nwKv & ^n\m³kv
BANKING & FINANCE
"P-\-§-tfm-Sv tN-À-¶p \n-¶mÂ
h-f-cmw, ]-cn-[n-bn-Ãm-s A-Xn-i-àam-b aÕ-cw \n-e-\nÂ-¡p-¶ _m-¦nw-Kv C-X-c [-\-Im-cy-Øm-]-\ cwK-¯v A-Xn-th-Kw ap-t¶-dp-¶ sF-kn-FÂ ^n
26 hÀj-s¯ tk-h-\ ]m-c-¼cy-¯n-\n-S-bn C-cn-§m-e-¡p-S B-Øm-\-am-b sF-kn-F ^n³-tImÀ-]v Xr-iqÀ Pn-Ã-bv¡p-Ån B-Zy im-J Xp-d-¡p¶-Xv 59 am-kw ap-¼m-Wv. C-¶v sF-kn-F Z-£n-tW-´y³ kw-Øm-\-§-fn 130 im-J-Itfm-sS kzÀ-W-¸-W-b hm-bv-]m cw-K-s¯ i-à-am-sbm-cp {_m³Um-bn am-dn-bn-cn-¡p-¶p. _n-kn\-kv A-´-co-£w A-\p-Iq-e-asÃ-¶v hn-e-bn-cp-¯-s¸-Sp-¶ Cu km-l-N-cy-¯n-epw H-cp Zn-h-kw 50 im-J-IÄ H-ä-b-Sn-¡v {]-hÀ¯-\w Xp-S-§n-bpw sF-kn-F I-cp-¯v sX-fn-bn-¨p. tI-c-fw, X-an-gv-\m-Sv, B-{Ô{]-tZ-iv, IÀ-Wm-S-I, sX-ep-¦m-\ F-¶n-hn-S-§-fn km-¶n-[yap-Å sF-kn-F tZ-io-b-X-e¯n A-Xn-th-Kw h-f-cm-\p-Å ]-²-Xn-IÄ B-hn-jv-I-cn-¨v apt¶m-«p-t]m-Ip-¶p. kzÀ-®-¸-W-b hm-bv-]m cwK-¯v \q-X-\-am-b ssi-en-I-Ä A-h-X-cn-¸n-¡p-¶-Xn-s\m-¸w ]p-Xn-b ta-J-e-I-fn-te-¡v I-S¡m-\pw sF-kn-F ]-²-Xn-bnSp-I-bm-Wv. Cu cw-K-s¯ km[y-X-I-sf-bpw {Kq-¸n-sâ `m-hn ]-²-Xn-I-sf-bpw Ip-dn-¨v am-t\Pnw-Kv U-b-d-Iv-äÀ sI.Pn A-\nÂ-Ip-amÀ kw-km-cn-¡p-¶p.
_m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\ cw-K-¯v (F³_n-F-^v-kn) Xm-¦Ä Im-Wp-¶ km-[y-X-I-sf-´m-Wv? A-t§-b-äw IÀ-i-\-am-b \n-b-{´-W-§-fm-Wv F³-_nF-^v-kn cw-K-¯v dn-kÀ-hv _m-¦v \-S-¸m-¡n-bn-cn-¡p-¶Xv. i-à-am-b Cu N-«-§Ä-¡p-Ån \n-¶v {]-hÀ-¯n¡p-¶ Cu ta-J-e-bv-¡v P-\-§Ä-¡n-S-bn kzo-Imcy-X G-sd-bm-Wv. _m-¦p-IÄ \Â-Im-¯ km-¼-¯n-I tk-h-\-§-fn-Ã. ]-t£ km-[m-c-W-¡mÀ-¡v ]-eÀ-¡pw A-Xv A-{]m-]y-am-Wv. hn-Zym-`ym-k hm-bv-] B-sW-¦nepw _n-kn-\-kv hm-bv-]-bm-sW-¦n-ep-sam-s¡ t\-Snsb-Sp-¡Â F-fp-¸-a-Ã. kzÀ-®-¸-W-b hm-bv-] X-s¶ _m-¦v im-J-bn \n-¶v e-`n-¡m³ Ip-d-ª-Xv H-¶-c c-|p a-Wn-¡q-sd-Sp-¡pw. F³-_n-F-^v-kn-IÄ aq-¶v an\n-«p-sIm-|v kzÀ-W-¸-W-b hm-bv-] \Â-Ipw. _n-kn-\kv hm-bv-]-bpw hm-l-\-hm-bv-]-bp-sa-Ãmw 24 a-Wn-¡qÀ sIm-|v e-`n-¡pw. s]m-Xp-P-\-§Ä-¡v A-h-cp-sS G-Xm-h-iy-¯n-\pw F-t¸m-gpw k-ao-]n-¡m³ ]-äp-¶-h-bm-Wv F³-_n-F-^vkn-IÄ F-¶ hn-izm-k-ap-|v. P-\-§-fp-sS Cu hn-izm-kw BÀ-Pn-s¨-Sp-¯, A-h-tcm-Sv tNÀ-¶v \nÂ-¡p-¶ BÀ-¡pw ]-cn-[n-bn-ÃmsX h-f-cm³ ]-äp-¶ km-l-N-cyw C-hn-sS-bp-|v. _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\ cw-K-t¯-¡v Un-Pn-ä ¹m-äv-t^m-ap-I-fpw ]p-Xn-b co-Xn-I-fpw I-S¶p-h-cp-t¼mÄ ]-c-¼-cm-K-X _n-kn-\-kp-I-sf F-§s\-bm-W-Xv _m-[n-¡p-I? ^n³-sS-Iv I-¼-\n-I-fpw Un-Pn-ä ¹m-äv-t^m-ap-I-fpw Iq-Sp-X hym-]-I-am-tb-¡mw. ]-t£ C-´y-bn 30 i-X-am-\w P-\-§-fn-te-t¡ C-Xn-\v C-d-§n-sN-Ãm³ C-t¸mÄ km-[n-¡q. C-´y-bn-se DÄ-{Km-a-§-fn-se km[m-c-W-¡mÀ ImÀ-jn-I- hn-f-IÄ-¡v hn-e-bn-Ãm-sX A-h \n-c-¯n Iq-«n-bn-«v I-¯n-¨v tcm-j-hpw k-¦-S-hpw XoÀ-¡p-¶ Im-gv-N \-ap-¡v Im-Wmw. C-hÀ-¡v Un-Pn-ä F-¶-Xv Nn-´-bn t]m-ep-an-Ã. A-¯-cw km-[m-c-W-
42 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
sI.Pn A-\nÂ-Ip-amÀ
P-\-§-fp-sS Cu hn-izm-kw BÀ-Pn-s¨ -Sp-¯, A-h-tcm-Sv tNÀ-¶v \nÂ-¡p-¶ BÀ-¡pw ]-cn-[n-bn-Ãm-sX h-f-cm³ ]-äp-¶ km-l-N-cyw C-hn-sS-bp-ïv
IrXyam-b B-kq-{XWw sF-kn-FÃn-sâ I-cp-¯v Ir-
sX' ³-tImÀ-¸n-sâ kmc-Yn kw-km-cn-¡p¶p
¡mÀ-¡v km-¼-¯n-I tk-h-\-§Ä F-¯n-¡m³ F³_n-F-^v-kn-IÄ-¡pw ssa-t{Im-^n-\m³-kv kw-cw-`-§Ä¡p-sam-s¡-tb km-[n-¡q. kzm-{i-b-kw-L-§Ä-¡v hm-bv-] \Â-In km-[m-c-W P-\-§-sf im-ào-I-cn-¡m³ _m-¦nw-Kv C-X-c [-\-Imcy Øm-]-\-§Ä-¡m-hpw. \-K-c tI-{µo-Ir-X-am-bn \mw t\m-¡p-t¼mÄ Cu km-[y-X-IÄ Im-Wn-Ã. ]-t£ B-h-iy-¡m-cn-te-¡v C-d-§n-s¨-Ãp-¶, A-hÀ-¡v th-| tk-h-\-§Ä H-cp¡p-¶-hÀ-¡v Un-Pn-ä hn-¹-hw i-à-am-b sh-Ãp-hn-fnbm-In-Ã. tI-c-f-¯n- _m-¦nw-Kv C-X-c [-\-Im-cy cw-K-¯v ]-t£ C-X-Ã-tÃm Øn-Xn? i-cn-bm-Wv. C-hn-sS H-«-\-h-[n {_m³-Up-I-fp-|v. A-hbv-s¡-Ãmw i-à-am-b irw-J-e-bp-|v. A-tXm-sSm-¸w _n-kn-\-kp-ap-|v. a-e-bm-fn-IÄ F-hn-sS \n-s¶m-s¡ hm-bv-] e-`n-¡p-¶p-t|m A-hn-sS \n-s¶m-s¡ A-Xv hm-§n-sb-Sp-¡m³ t\m-¡pw. hm-bv-] F-Sp-¡m³ H-cp a-Sn-bp-an-Ãm-¯ k-aq-l-am-bn \-½Ä am-dn-bn-cn-¡p-¶p. ap-³-]v ]-Ww kz-cq-]n-¨p sh-¨v km-[-\-§Ä hm§p-¶ io-e-am-bn-cp-¶p \-½Ä-s¡-¦n C-¶v In-«m-hp¶{Xbpw I-Sw hm-§n F-´pw hm-§p-¶ X-e-¯n-te¡v am-dn. C-§-s\ b-tY-ãw hm-bv-] hm-§p-¶-h-sc kq-£v-a ]-cn-tim-[-\ \-S-¯n Xn-cn-¨-S-hv ti-jn-bp-Å-hÀ-¡v hm-bv-] \Â-Ip-¶-Xn-em-Wv kv-amÀ-«v-\-kv th-|-Xv. Cu cw-K-¯v Xm-¦Ä Im-Wp-¶ sh-Ãp-hn-fn-I-sf-s´ms¡-bm-Wv? _n-kn-\-kv km-l-N-cy-§-tf-¡m-fp-]-cn \-b-Xo-cp-am-\§Ä _n-kn-\-kp-I-sf Io-gv-ta a-dn-¡p-¶ Im-e-amWn-Xv. _m-¦nw-Kv C-X-c [-\-Im-cy Øm-]-\-§-fpw Nn-«nI-¼-\n-I-fp-sam-s¡ k-aq-l-¯n sN-¿p-¶ \-Ã- Im-cysa-s´-¶v \-b-cq-]o-I-c-Ww \-S-¯p-¶-hÀ A-dn-b-Ww. P-\-§Ä H-cn-¡-epw h-©n-X-cm-I-cp-Xv. A-Xp-t]m-se A-hÀ-¡v F-fp-¸-¯n km-¼-¯n-I k-lm-bw e-`n¡p-¶ tI-{µ-§-fp-sS \n-e-\nÂ-¸n-\v `o-j-Wn-bm-Ip-¶ \n-b-a- \nÀ-am-W-§-fpw ]m-Sn-Ã. \-b-cq-]o-IÀ-¯m-¡-fn ]-eÀ-¡pw Cu ta-J-e-Isf Ip-dn-¨v B-g-¯n A-dn-hv Im-Wn-Ã. A-Xp-sIm-|v X-s¶ ]-e \n-b-a-§-fpw Nn-e ta-J-e-I-fp-sS em-`-I-cam-b \-S-¯n-¸n-\v `o-j-Wn-bm-Ip-I-bpw sN-¿p-¶p-|v. Rm³ Im-Wp-¶ sh-Ãp-hn-fn C-¯-c-¯n-ep-Å \-b-§fn \n-¶p-|m-Im-\n-S-bp-Å-Xm-Wv. C-t¸mÄ X-s¶ IÀ-i-\-am-b N-«-§Ä _m-¦nw-Kv CX-c [-\-Im-cy Øm-]-\ cw-K-¯p-|v. \n-b-{´-W-§Ä th-Ww. ]-t£ B ta-J-e-sb X-IÀ-¡p-¶-Xm-I-cp-Xv.
Xyam-b hn]-Wn ]T-\-¯n-sâ A-Sn-Øm\-¯n-emWv sF-kn-F- ]p-Xn-b im-J-IÄ Xp-d-¡p-¶-Xv. im-J-IÄ Xp-d-¡m³ D-t±-in¡p-¶ Øe-s¯ P-\-§-fp-sS B-h-iy-§Ä A-Sp-¯-dn-ª ti-jw Xn-I¨pw I-kv-ä-ssa kvUmb DÂ-¸¶-hp-am-bmWv sF-kn-F A-hn-tS-¡v C-d§n-s¨-Ãp-¶Xv. ""F-hn-sSbpw H-tc DÂ-¸-¶w X-s¶ A-h-X-cn¸n-¨v ap-t¶-dm³ km-[n-¡nÃ. C-S-]m-Sp-Im-cpsS XmÂ-¸-cy§fpw B-h-iy§-fp-a-dn-ªv th-Ww A-h cq-]-IÂ-¸-\ D-a A-\nÂ-Ip-amÀ sN-¿m\pw hn-] W-\w \-S-¯m\psams¡. an-I-¨ tk-h-\¯n-s\m-¸w {]m-tZ in-I B-h-iy-§-f-dn-ªp-Å _n-kn\-kv tamU-em-Wv sF-kn-F kzo-I-cn-¡p-¶Xv,'' knC-H-bpw A-\nÂ-Ip-am-dn-sâ `m-cy-bpam-b D-a A-\nÂ-Ip-amÀ hy-à-am-¡p-¶p. Aan-X em-`w e-£y-an-«Ã km-¼¯n-I DÂ-¸-¶-§Ä X-§Ä cq-]-IÂ-¸-\ sN-¿p-¶sX-¶pw D-a Nq-|n-¡m-«p-¶p. ""Ipd-¨p em-`w, Iq-Sp-X _n-kn\-kv F-¶-Xm-Wv R-§-fp-sS ssien. Hm-tcm im-Jbpw t{_¡v Cu-h³ (em-`hpw \-ã-hp-anÃm-¯ Ah-Ø) B-Im \pw em-`-¯n-te-¡v F-¯m\pw Ir-Xyam-b Im-e-]-cn-[n \n-Ý-bn-¨m-Wv ap-t¶m«p-t]m-Ip¶Xv,'' D-a ]-d-bp¶p.
km-l-N-cy-§Ä am-dp-I-b-tÃ. _m-¦p-IÄ H-cp au-kv ¢n-¡n-epw _-tbm-sa-{Sn-Iv kw-hn-[m-\-§Ä h-gn ho«p-]-Sn-¡-te-¡pw F-¯p-t¼mÄ im-J-IÄ Xp-d-¶p-Å hn-]p-eo-I-c-W-¯n-\p-Å km-[y-X-IÄ F-{X-am-{X-ap|v? an-I-s¨m-cp {_m³-Upw P-\-]n-´p-W-bpw H-s¡ t\-Snsb-Sp-¡m³ \-à co-Xn-bn im-Jm irw-J-e th-Ww. sF-kn-F hn-c-en-se-®m-hp-¶ im-J-IÄ Xp-d-¶n-cp¶m P-\-§Ä R-§-sf A-dn-bp-tam? im-J-IÄ Xpd-¡p-¶-Xp-sIm-|v {]-iv-\-an-Ã. ]-t£ Hm-tcm im-J-bpsS-bpw {]-hÀ-¯-\w kq-£v-a-am-bn ]-cn-tim-[n-¡-Ww. Hm-tcm im-J-bpw em-`-I-c-am-bn ap-t¶m-«p-sIm-|pt]m-Im-\p-Å X-{´-§Ä th-Ww. em-`w t\-Sn-sb-Sp-¡Ww. A-sÃ-¦n A-h A-S-¨p-]q-«p-I-tbm, a-tä-sX-¦nepw im-J-I-fp-am-bn e-bn-¸n-¡p-I-tbm H-s¡ sN-¿-Ww. am-{X-a-à C-t¸mÄ aq-e-[-\ k-am-l-c-W-¯n-\v IÀ-i-\ hy-h-Ø-I-fp-|v. {]-Øm-\w h-f-cp-t¼mÄ Iq-Sp-X aq-e-[-\w th-|n-h-cpw. A-Xv k-am-l-cn-¡m³ ]-äm-¯-hÀ ]-e-cpw C-t¸mÄ Cu cw-Kw hn-Sp-¶p-|v. C-\n-bpw tI-c-f-¯n \n-¶v i-à-am-b F³-_nF-^v-kn-IÄ-¡v D-bÀ-¶p-h-cmw. Hm-l-cn aq-e-[-\w hÀ-[n-¸n-¡m-\pw P-\-§-fn-te-¡v tk-h-\-sa-¯n-¡m-\pw A-h-cp-sS hn-izm-kw BÀ-Pn¡m-\p-sam-s¡ hn-j-\p-Å-hÀ-¡v km-[n-¡pw. s]m-Xp-k-aq-lw F-Ãmw Im-Wp-¶p-|v. A-h-cp-sS \n-t£-]w kp-c-£n-X-am-sW-¶v D-d-¸m-bmÂ, kzÀ-W¸-W-b hm-bv-]-bv-¡v Cu-Sm-bn \Â-In-b B-`-c-W-§Ä \-ã-s¸-Sn-sÃ-¶v D-d-¸m-bm P-\w ]n-´p-W-bv-¡pw. t\-c-s¯ kq-Nn-¸n-¨-Xp-t]m-se tI-c-f-¯n- kzÀ-
W-¸-W-b hm-bv-]m Øm-]-\-§Ä b-tY-ã-ap-|v. C-Xn-\n-S-bn sF-kn-F F-§-s\-bm-Wv hy-Xy-kvX-am-Ip-¶-Xv? R-§-fp-sS 80 i-X-am-\w _n-kn-\-kpw kzÀ-W-¸-W-b ta-J-e-bn \n-¶m-Wv. G-ä-hpw kp-Xm-cy-hpw e-fn-Xhp-am-bm-Wv R-§Ä Cu _n-kn-\-kv sN-¿p-¶-sX-¶v F-\n-¡p-d-¸n-¨v ]-d-bm³ km-[n-¡pw. Im-c-Ww R-§Ä¡v s^-bÀ {]m-Îo-kv tIm-Uv sh-dp-sX hm-¡m ]-d-bp-¶ Im-cy-a-Ã. Hm-tcm ]-en-i Ém-_n-ep-ap-Å hm-bv-]m \n-_-Ô-\-I-sf-s´m-s¡-sb-¶v C-S-]m-Sp-Imsc ]-d-ªp a-\-kn-em-¡n A-h-cn \n-¶v A-Xv H-¸n-«p hm-§p-¶p-|v. Hm-tcm kv-Io-an-sâ-bpw hy-h-Ø-I-sfs´m-s¡-sb-¶v C-S-]m-Sp-Im-sc ]-d-ªp-a-\-kn-em-¡pw. B hy-h-Ø-IÄ ew-Ln-¡-s¸-«m ]-en-i \n-c-¡n- h-cp-¶ hy-Xn-bm-\-s¯ Ip-dn-¨pw hy-à-am-bn ]-d-bpw. kzÀ-W-¸-W-b -hm-bv-]-bn H-fn-ªn-cn-¡p-¶ NmÀPp-I-sfm-¶pw sF-kn-F-Ãn-\v C-Ã. B hn-izm-kw P-\§Ä-¡p-ap-|v. a-säm-¶v sF-kn-F-Ãn-sâ C-S-]m-Sp-ImÀ-¡v H-cp tembÂ-än ImÀ-Uv ]-²-Xn A-h-X-cn-¸n-¨n-«p-|v. C-hÀ-¡v d-^-d³-kv h-gn ]p-Xn-b C-S-]m-Sp-Im-sc sIm-|p-h-cmw. A-§-s\ h-cp-t¼mÄ ]-en-i-bn-epw a-äp-am-bn \n-Ýn-X i-X-am-\w C-f-hv e-`n-¡pw. sF-kn-F-Ãn-sâ `m-hn ]-²-Xn-I-sf-s´m-s¡-bm-Wv? 26 hÀ-j-s¯ {]-hÀ-¯-\ ]m-c-¼-cy-am-Wv sF-kn-F-Ãn\p-Å-Xv. 2013em-Wv ]-t£ B-Zy im-J Xp-d-¶-Xv. AXn-\p-ti-jw 59 am-k-¯n-\p-Ån im-J-I-fp-sS F-®w 130 F-¯n-¡m³ km-[n-¨p. Cu {]-hÀ-¯-\ ]m -c-¼-cyw I-cp-¯m-¡n C-´y-bp-sS hn-hn-[ `m-K-§-fn-te-
G-ä-hpw kp-Xm-cy-hpw e-fn-X-hp -am-bm-Wv R-§Ä Cu _n-kn-\-kv sN-¿p-¶-Xv. R-§Ä-¡v s^-bÀ {]m-Îo-kv tIm-Uv sh-dp-sX hm-¡m ]-d-bp-¶ Im-cy-a-à ¡v {]-hÀ-¯-\w hym-]n-¸n-¡m³ X-s¶-bm-Wv R-§fp-sS ]-²-Xn. 2022 Hm-sS 1000 im-J-IÄ, 5000 Po-h-\¡mÀ, 5000 tIm-Sn _n-kn-\-kv F-¶-Xm-Wv R-§-fp-sS e-£yw. A-Sp-¯ km-¼-¯n-I hÀ-j-¯n hm-l-\ hm-bv-]m cw-K-¯v {]-hÀ-¯-\w i-à-am-¡pw. \n-e-hn C-cp-N-{I hm-l-\ hm-bv-] R-§Ä \Â-Ip-¶p-|v. AXp-t]m-se X-s¶ dn-kÀ-hv _m-¦v Aw-Ko-Im-c-t¯m-sS ssa-t{Im-^n-\m³-kv Øm-]-\w B-cw-`n-¡m-\pw ]-²-Xnbp-|v. tcm-K \nÀ-W-bw, B-tcm-Ky-]-cn-c-£m cw-K-¯v h³ ]-²-Xn-I-fm-Wv R-§Ä B-hn-jv-I-cn-¡p-¶-Xv. {Kq-¸n-\p Io-gn-se sF-kn-F sa-Un-em-_v s^-{_p-h-cn 12\v C-cn-§m-e-¡p-S-bn {]-hÀ-¯-\w B-cw-`n-¡pw. Im³kÀ \nÀ-W-b-¯n-\-S-¡w A-Xym-[p-\n-I tcm-K \nÀ-Wb kw-hn-[m-\-am-Wv C-hn-sS H-cp-¡p-¶-Xv. tI-c-f-¯n X-s¶ B-Zy-am-bn kv-Xm-\mÀ-_p-Z \nÀ-W-b-¯n-\p-Å A-Xym-[p-\n-I kw-hn-[m-\w G-Xm-\pw am-k-§Ä-¡pÅn C-hn-sS k-Ö-am-¡pw. c-à-[-a-\n-I-fn-se X-S-kw \o-¡n, c-à-Nw-{I-a-Ww an-I-¨ co-Xn-bn-em-¡p-¶-Xn-s\m-¸w B-´-cn-I A-h-bh-§-fp-sS {]-hÀ-¯-\w kp-K-a-am-¡p-¶-Xn-\pw k-lmbn-¡p-¶ C-C-kn-]n ku-I-cy-ap-Å 50 skâ-dp-IÄ Øm-]n-¡m-\pw e-£y-ap-|v. {Sm-h B³-Uv Sq-dn-kw cw-K-¯pw {]-hÀ-¯-\w i-à-am-¡pw. _-P-äv hn-Ã-I-fp-sS \nÀ-am-W cw-K-t¯¡pw D-S³ {]-th-in-¡pw. km-[m-c-W-¡mÀ-¡v am-k-¯h-W-IÄ A-S-¨v ho-Sv kz-´-am-¡m³ ]-äp-¶ ]-²-Xn-bmWv sF-kn-F B-hn-jv-I-cn-¡p-¶-Xv. en-_À-«n ho-Un-tbm-tIm-Wp-am-bn tNÀ-¶v sF-kn-F sl¯v C³-jp-d³-kpw e-`y-am-¡p-¶p-|v.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
43
_m¦nw-Kv & ^n-\m³kv
BANKING & FINANCE
amdn-b km-l-N-cy-§-fnÂ
h-fÀ-¨ e-£y-an«v \n-ch-¯v Pq-_n-en Nn-äv-kv cm-Py-s¯ amdn-b km-¼¯n-I km-l-N-cy-§-fn ]pXn-b D-¯-c-hm-Zn-¯-§Ä G-sä-Sp-¯v ap-t¶-dp-I-bm-Wv I-®q-cn-se \n-ch-¯v Pq-_n-en Nn-ävkv [\w \yqkv _yqtdm
_m
-¦p-IÄ-¡v ]I-cw \nÂ-¡p-hm³ Nn-«n Øm-]-\-§Ä-¡mIp-tam? cm-Pys¯ amdn-b km-¼¯n-I km-l-N-cy-§-fn Np-cp-§nb-Xv Z-£n-tW-´y-bn-se-¦nepw Nn-«n-IÄ-¡v C-t¸mÄ _m-¦p-I-fp-sS Np-a-X-e-bm-sW-¶mWv Cu cwK-¯p-Å-h-cp-sS A-`n-{]mbw. Im-cWw, _m-¦p-I-fp-sS A-Sn-Øm-\ Np-a-X-ebmb hm-bv-]bpw \n-t£-]hpw ^-e-{]-Z-ambpw em-`-I-c-ambpw \-S-¸n-em-¡m³ Nn-«n-IÄ¡v I-gn-bp-¶p-s|-¶v A-hÀ Nq-|n-¡m-«p¶p. I-d³-kn ]n³-h-en-¡Â \-S-]-Snbpw Pn-F-kv-Snbpw cm-Py-¯n-sâ km-¼¯n-I ta-J-e-bn hen-b ]-cn-hÀ-¯-\-¯n-\v Xp-S-¡-an-«-t¸mÄ _m-¦nw-Kv kw-hn-[m-\-§-sf-bm-Wv Gähpw Iq-Sp-X-em-bn D-]-tbm-Kn-¡-s¸-«Xv. \n-t£-]w kzoI-cn-¡epw hmbv-] \Â-Iepw F-¶ ]-Xn-hv co-Xn-bn \n-¶v _m-¦p-IÄ ]-Xn-sb am-dp-I-bm-bn-cp¶p Cu Ime-b-f-hnÂ. \n-t£-]w kzo-I-cn-¡m-\m-bn InW-ªp ]-cn-{i-an-¨n-cp-¶ _m-¦p-IÄ I-d³-kn ]n³-h-en-¡Â \-S-]Sn-tbm-sS \n-t£-]w sIm-|v \n-dªp. \n-t£-]w B-IÀ-jn-¡m-\p-Å ]-²-Xn-IÄ X-s¶ ]-ecpw a-µ-KXn-bn-em¡n. A-tX-ka-bw hÀ-[n-¨p h-cp-¶ \n-jv-{In-b B-kv-Xn-sb Xp-SÀ-¶v hmbv-] \Â-Ip-¶-Xn-\p-Å \-S]Sn {I-a-§Ä IÀ-i-\-am-¡n-b-tXm-sS hmbv-] \Â-Ip-¶Xnepw C-Sn-hp-|m-sb-¶v [-\-Im-cy tk-h-\ ta-J-e-bn {]-hÀ-¯n-¡p-¶-hÀ ]-d-bp¶p. F-¶m ]Ww ssI-amdp-¶-Xn-se C-S-\n-e-¡m-c³ F-¶ \n-e-bn-ep-Å D-¯-chm-Zn-¯w _m-¦p-IÄ-¡v Iq-Sp-X Im-cy-£-a-am-bn G-säSp-t¡-|n h-cp¶Xv Cu km-l-N-cy-¯n-emWv. ^-|v {Sm³-kv-^-dnw-Kv bq-Wn-äv F-¶ \ne-bn _m-¦p-IÄ {]-hÀ-¯n-¨p Xp-S§n-b-t¸m-gm-Wv Nn-«n Øm-]-\-§Ä B-IÀ-j-Iam-b \nt£-] ]-²-XnIÄ A-h-X-cn-¸n-¨p sIm-|v
tUm. _n-\o-kv tPmk-^v
42 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
km-l-Ncyw X-§Ä-¡v A-\p-Iq-e-am-¡n am-äp-¶-Xv. an-I-¨ \n-t£-]þ hm-bv-]m Øm-]-\-§-sf-¶ \ne-bn B-fp-I-sf B-IÀ-jn-¡m³ Nn-«n Øm-]-\§Ä-¡m-Ip¶p. I-®qÀ C-cn-«n-bn-se \n-ch-¯v Pq_n-en Nn-äv-kn-s\ t]m-ep-Å hn-izm-ky-X-bp-Å Nn-«n Øm-]-\-§-fm-Ip-t¼mÄ {]-tXy-In-¨pw. tI-c-f-¯n G-ähpw Iq-Sp-X c-Pn-tÌÀ-Uv Nn-«n-IÄ \-S-¯p-¶ \n-ch-¯v Pq-_n-en Nn-ävkv C-´y ss{]h-äv en-an-äUn\v 800 tImSn-tbm-fw cq-]bp-sS hn-äp-h-c-hpw 1300 te-sd _m-¨v Nn-«n-I-fp-ap-s|-¶v am-t\-Pnw-Kv U-b-d-IväÀ tUm. _n-\o-kv tPmk-^v ]-d-bp¶p. a-e-_m-dn-se km-¼¯n-Iþ km-a-q-ly cw-K-§-fn Kp-W-]-cam-b H-t«-sd am-ä-§Ä-¡v Im-c-W-am-Im³ F-«p hÀ-j-t¯m-fw \o-fp-¶ Pq-_n-en Nn-äv-kn-sâ {]-hÀ-¯-\-§Ä-¡v B-bn«p-|v.
Pq-_n-en-bp-sS h-fÀ¨ 2010  C-cn-«n-bn-se sNdn-sbm-cp ap-dn-bn aq¶-v Po-h-\-¡m-cp-am-bm-Wv _n-\o-kv tPmk-^v Pq-_n-en Nn-ävkn-\v Xp-S-¡-an-«Xv. 2011 B-b-t¸m-tg¡pw C-´y³ I-¼\o-kv B-Iv-äv {]-Im-cw {]-hÀ-¯n-¡p¶- Pq-_n-en Nn-ävkv C-´y ss{]-h-äv en-anä-Uv F¶- Øm-]-\-am-bn CXv h-fÀ¶p. tI-c-f-¯n G-ähpw Iq-Sp-X c-Pn-kv-täÀ-Uv Nn-«n-IÄ sN-¿p-¶Xv Pq-_n-en Nn-äv-kv BWv. Hmtcm Nn«nbpw B-cw-`n-¡p-t¼mÄ kÀ-¡m-cn sI«n-sh-t¡-| I-cp-X [-\-¯n-sâ Imcy-¯nepw ap-³]´n-bnemWv Cu Øm-]\w. I-gn-ª hÀ-jw am{Xw Pq-_n-en Nn-äv-kv sI-«n-sh¨Xv 7.96 tIm-Sn cq-]-bmWv. {]-Xn-hÀ-jw 50 _m-¨n-e[n-Iw sN-¿p-¶ Nn-«n I-¼\n-IÄ tI-c-f¯n -A-]qÀh-am-bn-cns¡ Pq-_n-en Nn-äv-kv 2017  sN-bv-X-Xv 426 _m-¨v
Pq-_n-en Nn-äv-kn-sâ {]-tXy-I-XIÄ Hm-¬sse-\m-bn C-´y-bnepw ]p-d-¯pap-Å-hÀ-¡v Nn«n-bn tN-cp--¶Xn\pw ]-Ww A-S-bv¡p--¶Xn-\p-ap-Å ku-Icyw Iw-]yq-«ssd-kv-Uv I-f-£³ kw-hn-[m\w Nn-«n kw-_-Ôam-b ap-gp-h³ hn-i-Zmw-i§-fpw h-cn-¡mÀ¡v sam-_o-en-eq-sS Adn-bm-\pÅ sam-_o B-¸v ku-Icyw Nn-«n X-h-W kw-Jy F-kv-FwF-kv h-gn A-dn-bm-\p-Å ku-Icyw A-hkm-\ h-cn-¡mÀ-¡v 97.5 i-X-am-\w Xp-I e-`n-¡p¶p G-ähpw Ip-d-ª Xn-cn-¨-S-hv (]-c-am-h-[n 85 i-X-am\w), \n-t£-]-§Ä-¡v 100 i-X-am-\w kÀ-¡mÀ Kymc|n I-f-£³ G-Pâp-am-cp-sS kuP-\y tkh\w G-Xp im-J-bnepw ]-W-a-S-bv¡m-\p-Å ku-Icyw Nn-«n hn-fn-¡m³ t{]m-Iv-kn kw-hn-[m-\w Nn«n \n-t£-]-§Ä-¡v 75 i-X-am-\w h-sc hmbv-] \Â-Ip¶p FÃm Nn«n h-cn-¡mÀ¡pw C³-jp-d³-kv ]-cnc-£ tImÀ s\-ävhÀ-¡nw-Kv kw-hn-[m-\-¯n-eqsS apJy Hm-^o-kpw im-J-Ifpw X-½n _-Ôn-¸n-¨n-cn-¡p-¶p
a-äp Øm-]-\-§Ä kz
À-W ]-W-b hmbv-] \Â-Ip-¶Xpw tIc-f a-Wn se³-Unw-Kv B-Iv-äv- {]-Im-cw {]-hÀ¯n-¡p-¶-Xpamb- Pq-_n-en ^n-\m³-kn-tb-gv-kv k-tlm-Z-c Øm-]-\-amWv. ]-¯v im-J-IÄ C-Xn-\p|v. \n-ch-¯v Pq-_n-en \n-[n en-anäUv F-¶ t]-cn c|p hÀ-jw ap¼v a-säm-cp Øm]-\w Iq-Sn Bcw-`n¨p. _m-¦n-X-c [-\-Imcy Øm-]-\-§-fp-sS am-Xr-I-bn hnhn-[ hmbv-]-Ifpw \nt£-] ]-²-Xn-Ifpw \Â-Ip-¶ Øm-]-\-amWv CXv. HmÄ tI-c-f ss{]h-äv _m-t¦-gv-kv A-tkmkn-tb-j³ kwØm-\ sk-{I-«dnbpw HmÄ tI-c-f A-tkm-kn-tbj³ Hm-^v Nn«n ^-|vkn-sâ kwØm-\ sk-{I-«dnbpw I-®qÀ PnÃm {]-kn-Uâp-am-Wv _n-\o-kv tPm-k^v. A-t±l-¯n-sâ t\-Xr-Xz-¯n km-aq-ly tk-h-\ {]-hÀ-¯-\-§-fnepw k-Po-h-am-Wv Pq-_n-en Nnävkv. hn-Zym-`ym-k kv-tIm-fÀ-jn-¸pIÄ, Im³kÀ _m-[n-X-cm-b-hÀ¡pw A-\m-YÀ-¡p-ap-Å k-lm-bw XpS-§n \n-ch-[n {]-hÀ-¯-\§Ä Cu ta-J-e-bn sN-¿p¶p. Pq-_n-en Nn-äv-knsâ em-`-¯n-sâ ]-¯p i-X-am-\w C-Xn-\m-bmWv hn\n-tbm-Kn-¡p-¶Xv.
Nn-«n-I-fm-Wv. H-cp e-£w cq-] apX H-cp tIm-Sn cq-] h-sc k-ebp-Å 35 te-sd X-cw Nn-«n-IÄ Øm]-\w \-S-¯p¶p. tIm-gn-t¡mSv, h-b-\mSv, I-®qÀ, ImkÀ-tIm-Sv PnÃ-I-fnem-bn 30 im-J-Ifpw Pq-_n-en Nn-äv-kn-\p-|v. [-\-Im-cy ta-Je-bn-se an-I-¨ {]-I-S-\-¯n-\v ss{]h-äv _m-t¦-gv-kv A-tkm-kntb-j³ GÀ-s¸-Sp-¯n-b 2014se F-Iv-k-e³-kv A-hmÀ-Upw Atkm-kn-tbj³ Hm-^v Nn-äv-kv ^-|v-kv GÀ-s¸-Sp¯n-b s_-Ìv s]À-t^mÀ-aÀ A-hmÀ-Uv 2015 Dw Pq-_n-en Nn-äv-kn-\m-bn-cp¶p. H-¶n-¨p h-fcmw F-¶ B-]vX-hm-Iy-hp-am-bm-Wv \n-ch-¯v Pq-_n-en Nn-äv-kv C´ym ss{] h-äv en-anä-Unsâ {]-hÀ¯-\w. kÀ-¡mÀ Aw-KoIr-X Nn-«nIÄ am{Xw \-S-¯p-¶ Øm]-\w C-Xp-h-sc-bm-bn 25 tImSn-bn-te-sd cq-] kÀ-¡m-cn sI-«n-sh-¨n-«p-ap-|v. a-e-_mÀ ta-J-e-bn 22 im-J-I-fp-Å Øm-]-\-¯n A-ªq-dnte-sd Po-h-\-¡m-cm-Wp-Å-Xv.
km-aq-ly am-ä-¯n-\v km-¼¯n-I im-kv-{X-¯n _n-cp-Zm\-´-c _n-cp-Zhpw Zo]n-I C³-Ìn-äyq«v Hm-^v tPÀ-W-en-kw B³-Uv aoUnb am-t\-Pv-saân \n-¶v Un-kn-Fw F- am-t\-Pv-saâv tImgvkpw ]m-km-bn-«p-Å _n-\o-kv tPmk-^v G-sd km-aq-ly {]-k-àn-bp-Å _n-kn\-kv F-¶ \n-e-bn-em-Wv Nn-«n _nkn\-kv cwK-¯v F-¯p-¶-Xv. 1982 se tI-{µ Nn-«n \nb-aw 2012  tI-c-f-¯n \-S-¸n-em-b-tXm-sS Nn-«n ta-J-e-bv-¡v A-Sp-¡pw Nn-«bpw h-cn-I-bpw Nn-«n-bnep-Å hn-izm-kw Bfp-IÄ-¡v hÀ-[n-¡p-Ibpw sN-bvX-Xv Øm-]-\-¯n-sâ h-fÀ¨-bn \nÀ-Wm-b-I-am-bn. H-cp Nn-«n-bn tN-cp-t¼mÄ H-cp Ip-Spw-_-¯n-\v am-{X-aà k-aq-l-¯n-\m-sI A-Xv Kp-W-Ic-am-Ip-¶p-sh-¶ A-`n-{]m-b-am-Wv _n-\o-kv tPm-k-^n-\pÅXv. ""H-cp IÀ-j-I³ {]-Xn-am-kw 5000 cq-] A-Shpw H-cp e-£w cq-] k-e-bp-ap-Å Nn-«n-bn tN-cp-¶p-sh-¶v I-cp-XpI. A-Xv Xp-S-¡-¯n X-s¶ hn-fn-s¨-Sp-¡p-t¼mÄ 70,000 cq-]-sb-¦nepw e-`n-¡p¶p. A-Xp-]-tbm-Kn-¨v Np-cp-§nbXv 2000 hm-g sh-¨p-sh-¶v I-cp-Xp-I. A-Xp-h-gn 20,000 Intem Im-b DÂ-¸m-Zn-¸n-¨m In-tem-bv-¡v 35 cq-] \n-c-¡n G-gp e-£w cq-]-sb-¦nepw IÀ-jI-\v e-`n-¡p¶p. A-tX-kabw sXm-gn-embpw aäpw \n-ch-[n t]À-¡v Iq-Sn A-Xn-sâ {]-tbmP-\w e-`n-¡p-Ibpw sN-¿p¶p'' _n-\o-kv tPmk-^v Nq-|n-¡m-«p¶p. sN-dpIn-S kw-cw-`I-\v h-f-cm-\p-w a-täsXm-cp [-\-Im-cy tk-h-\ Øm-]-\-t¯-¡m-fp]-cn Nn-«n Øm]-\w A-hk-c-sam-cp-¡p-¶-Xm-bn _n-\o-kv tPmk-^v ]-d-bp¶p. Ip-Spw-_-§Ä A-h-cp-sS G-sXm-cm-h-iy-¯n \pw e-`y-am-Ip-¶ co-Xn-bn-ep-Å em-`-I-cam-b \n-t£-]amÀ-K-am-bn N-n-«n-sb Im-Wp-¶p.
hy-Xy-kv-X-am-Ip-¶-sX§s\? _m-¦p-I-fn \n-¶v hy-Xy-kv-X-am-bn kÀ-ho-kv N-mÀ-Pp-I-sfm¶pw Cu-Sm-¡m-¯ Nn-«n an-I-¨ \n-t£-]þ hm-bv-]m amÀ-K-§-fm-Wv D-]-t`m-àm-¡Ä-¡v ap-¶n sh¡p-¶-Xv. 25 am-kw Im-em-h-[n-bpÅ H-cp e-£w cq-] k-e-bp-Å Nn-«n-bn D-]-t`m-àm-hv B-sI A-Sbv-t¡-|n h-cp-¶-Xv 85,000 cq-] am-{X-amWv. A-Xmb-Xv {]-Xn-am-kw i-cm-i-cn 3400 cq-]. 2.5 i-X-am-\w am{Xw t^mÀ-am³ I-½o-j-\p-Å Pq-_n-en Nn-ävkv Nn-«n h-«-sa-¯p-t¼mÄ D-]-t`m-àm-hn-\v 97500 cq-] \Â-Ip-¶p. 12500 cq-] Iq-S-p XÂ. A-tX-ka-bw H-cp _m-¦n dn-¡-dnw-Kv Un-t¸m-knäm-bn 3400 cq-] \n-t£-]n-¡p-t¼mÄ 25 am-kw sIm-|v e-`n¡p-I G-gp i-X-am-\w ]en-i \n-c-¡n 91757 cq-]bm-Wv. 5743 cq-]- Nn-«n-bn-eq-sS A-[n-I-h-cp-am-\w e-`n¡p-¶p. C-tXka-bw hm-bv-]-sb-¶ \n-e-bn Nn-«n-bn tNÀ¶v Xp-S-¡-¯n X-s¶ hn-fn-s¨-Sp-¯m 70,000 cq-] e-`n-¡p¶p. A-S-bvt¡-|n h-cp-¶-Xv 85,000 cq-] am-{Xhpw. F-¶m H-cp _m-¦n \n-¶v C-tX Xp-I hm-bv-]-bmbn F-Sp-¯m 15 i-X-am-\w ]en-i \nc-¡v F-Sp-¯m X-s¶ 92000 cq-]-tbm-fw Xn-cn-¨S-hv th-|n h-cp¶p. am-{XaÃ, _m-¦p-I-fn \n-¶v hmbv-] e-`y-am-Ip-¶-Xn\p-Å k-¦oÀ-Wam-b \-S]-Sn {Ia-§tfm Im-e-Xmaktam H¶pw Nn-«n-bn D-|m-Ip-¶p-anÃ. Nn-«n hn-fn-¨mÂ
km-aq-ly tk-h-\-¯n-\v tUm-Iv-ä-td-äpw km
-aq-ly tk-h-\ cw-K-s¯ _n-\o-kv tPmk-^n-sâ kw-`m-h-\-IÄ ]-cn-K-Wn-¨v sNss¶bn-se Kp-Uv \yq-kv CâÀ-\m-j-W bq-Wnth-gv-kn-än -HmW-d-dn tUm-Iv-ä-td-äv \Â-In A-t±-l-s¯ B-Z-cn-¨p. Nn-«n X-s¶ km-aqly {]-hÀ-¯-\-am-bn am-dn-bn-S-¯v kz-´w \ne-bn X-sâ \m-Sn-\v th-|n \-S-¯n-b a-äp tk-h-\-þ-k-lm-b {]-hÀ-¯-\-§-fpw A-t±-l¯n-\v Cu t\-«w ssI-h-cn-¡p-¶-Xn-\v k-lm-bI-am-bn. "Cu \m-Sv \-ap-¡v H-t«-sd Im-cy-§Ä A-\p-Iq-e-am-bn \Â-Ip-t¼mÄ A-Xn-sem-cp ]-¦v k-aq-l-¯n-\v \Â-In-bn-cn-¡-W-sa-¶ ]-£-¡m-c-\m-Wv Rm³. C-¯-c-¯n-ep-Å AwKo-Im-c-§Ä Iq-Sp-X I-cp-t¯m-sS Cu cw-K¯v {]-hÀ-¯n-¡m³ {]-tNm-Z-\-ta-Ip-¶p' _n\o-kv tPm-k-^v ]-d-bp-¶p. Xn-cp-h-\-´-]p-c-¯v \-S-¶ N-S-§n sF-F-kv-BÀ-H ap³ sN-bÀam³ Pn am-[-h³ \m-bÀ _n-\o-kv tPm-k-^n-\v tUm-Iv-ä-td-äv \Â-In.
A-Sp-¯ 30 Zn-h-k-¯n-\p-Ån D-]-t`m-àm-hn-\v ]-Ww e-`y-am-¡p-¶p.
kp-c-£nXw 2012  1982se Nn-«n B-Iv-äv IÀ-i-\-am-¡n-b-Xm-Wv Pq_n-en Nn-äv-kn-s\ t]m-se \n-b-a-]-c-am-bn {]-hÀ-¯n-¡pØm-]-\-§Ä-¡v Kp-W-I-c-am-b-sX¶-v _n-\o-kv tPmk-^v ]-d-bp¶-p. G-gm-bn-c-¯n-te-sd-bm-bn-cp¶-p A¶v tI-c-f¯n D-|m-bn-cp¶- Nn-«n I-¼-\nIÄ. F¶-m \nb-aw h--¶tXm-sS _-lp-`q-cn-]-£-¯n\pw ]n-Sn-¨p\nÂ-¡m³ I-gn-bm-sX-bmbn. ]-eXpw ]q-«n-t¸mbn. A-h-ti-jn-¨-Xv 150 Hm-fw Nn-«n I-¼-\n-IÄ am-{Xw. A-Xn sk³-{S Nn-«n B-Iv-äv A-\p-k-cn-¨v {]-hÀ¯n-¡p¶- Pq-_n-en Nn-äv-kv F-¶ Øm]-\w tI-c-f Nn-«n \n-b-a {]-Imcw Hmtcm Nn-«n c-Pn-kv-äÀ sN-¿p¶p. C-tXmsS h-cn-¡mÀ-¡v A-h-cp-sS ]-W-¯n-\v kÀ-¡mÀ Kym-c|nbpw kp-c-£n-X-Xzhpw e-`n-¡p¶-p. Hm-^À Nn-«nI-fnà F--¶Xm-Wv Pq-_n-en Nn-äv-kn-sâ a-säm-cp {]-tXyI-X. te-e Nn-«nIÄ am{Xw \Â-Ip¶Xn-eq-sS h-cn-¡mÀ-¡v \-ãw D-|m-Ip¶-nà F--Xm-Wv C-Xn-sâ t\«w. Kp-W-ta·-bv-¡p-Å sF-F-kv-H 9001:2008 kÀ«n-^n-t¡-j\pw Pq-_n-en Nn-äv-kn-\v e-`n-¨n-«p-|v.
e-£y§Ä F-«p ]pXn-b im-J-IÄ IqSn Cu hÀ-jw tI-c-f-¯nse hnhn-[ PnÃ-I-fn Xp-d-¡m-\p-Å {i-a-¯n-em-Wv _n\o-kv tPm-k-^n-sâ t\-Xr-Xz-¯n-ep-Å Sow. C-t¸mÄ G-gp PnÃ-I-fn am{Xw {]-hÀ-¯-\-ap-Å Pq-_n-en Nn-ävkn-\p ap-¶n cm-Py-s¯ 700 te-sd PnÃ-I-fn-te-¡v Iq-Sn hym-]n-¡m-\p-Å A-h-k-c-ap-s|¶pw B {i-a-¯n-em-Wv Pq-_n-en Nn-äv-kv C´ym ss{]h-äv en-an-ä-sU¶pw tUm. _n-\o-kv tPmk-^v ]-d-bp¶p. hn-h-c-§Ä¡v; t^m¬: 0490 2494493. C sa-bvÂ: jubilychitsco@gmail.com. sh_v-ssk-äv: www.niravathjubily. co.in
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
45
_m¦nwKv & ^n\m³kv
BANKING & FINANCE
Ckm^v kv-tamÄ ^n\m³kv _m¦v
\nt£]w cïmbncw tImSn Ihnªp C
km^v kv-tamÄ ^n\m³kv _m¦n\v {]hÀ ¯\amcw`n¨v ]¯v amk§Ä¡Iw 2000 tImSn cq]bpsS \nt£]hpw hmbv]bn\¯n 3800 tImSn cq]bpw kzcq]n¡m\mbn. ]cn[nbnÃm ¯ F.Sn.Fw D]tbmKw, kÀhokv NmÀPv CÃ, an\naw _me³kv th| F¶o khntijX Ifpw anI¨ tkh\§fpamWv \nt£]Icn \n¶pw C¯c ¯nsemcp t{]mÂkml\P\ Iamb {]XnIcW¯n\v ImcWw. Cu km¼¯nI hÀj ¯nsâ Ahkm\w 2500 tImSn cq] \nt£]hpw 5000 tImSn cq] hmbv] bpw 9,000 tImSnbpsS _nkn\kpw kzcq]n¡m \mIpsa¶v {]Xo£n¡p¶-Xm-bn C-km-^v knC-Hbpw am-t\-Pnw-Kv Ub-d-Î-dpamb t]mÄ tXma-kv ]-dªp. Ct¸mÄ Ckm^v kv-tamÄ ^n\m³kv _m¦n\v 382 Hu«vseäp Ifpw 3500 tImSn cq]bpsS BkvXn-
bpw 19 e£¯ne[nIw D]t`màm¡fpap|v. km¼¯nI hÀj¯nsâ aq¶mw ]mZ ¯nsâ Ahkm\¯n 8000 tImSn cq]bpsS sam¯w _nkn\kv t\Sm\mbn. 2018 amÀ¨v 31 \v ap¼v 1300 ]pXnb {Kma§fnepÄs¸sS cmPy s¯ 4200 {Kma§fn Ckm^v kv-tamÄ ^n\m³kv _m¦v ^n \m³jy C³Iv-fqj³ ]² Xn \S¸nem¡pw. 6000 km¼ ¯nI km£cX ]cn]mSnIÄ hnhn[ kwØm\§fn \S¸n em¡pw. 115 ]pXnb dosäbv Hu«vs-eäpIfpw \qdv F.Sn.F½p Ifpw Øm]n¡pw. Ckm^nsâ tkh\w A©v kwØm\§fnte¡v IqSn hym]n¸n¡pw. F.Sn. Fw., tk^v Unt¸mknäv tem¡À, Imjv Iu|À, sU_näv ImÀUv, CâÀs\äv _m¦nwKv, sam ss_ _m¦nwKv, Fkv.Fw.Fkv. _m¦nwKv, BÀ.Sn.Pn.Fkv., F³.C.F^v.Sn., kn.Sn.Fkv. F¶n§s\ FÃmhn[ B[p\nI _m¦nwKv ku
$ ]cn[nbnÃm¯ F.Sn.Fw. D]tbmKw $ kÀhokv NmÀPv Cà $ an\naw _me³kv th| $ FÃm dosäbv {_m©p Ifnepw {IaoIcn¨ncn¡p¶ hmXn¸Sn tkh\§Ä, kvss-I¸v kuIcyw, lrZb \nt£] ]²Xn $ hcpam\ tcJIÄ CÃmsX kzÀ® ]Wb, luknwKv, _nkn\kv, A{Kn, t{]m¸À«n hmbv]IÄ
sI t]mÄ tXmakv
Icy§fpw Ckm^v kv-tamÄ ^n\m³kv _m¦v \ÂIns¡m|ncn¡p¶p. FÃm dosäbv {_m ©pIfnepw {IaoIcn¨ncn¡p¶ hmXn¸Sn tk h\§Ä, kvss-I¸v kuIcyw, lyZb \nt£] ]²Xn F¶nh Ckm^v kv-tamÄ ^n\m³kv _m¦nsâ {]tXyIXIfmWv. hcpam\ tcJIÄ CÃmsX kzÀ® ]Wb, luknwKv, _nkn\kv, A{Kn, t{]m¸À«n hmbv]IÄ \n_Ô\IÄ ¡v hnt[bambn Ckm^v _m¦n e`yamWv. Fw.Fkv.Fw.C, Iv-fo³ F\ÀPn hmbv] Ifpw aWn{Sm³kv^À, Id³kn FIv-kv-tN©v tkh\§fpw e`yamWv.
c|mw hÀ-j-¯n-te¡v Ignª 25 hÀjambn _m¦nwKv CXc [\ Imcy, ssat{Im^n\m³kv taJebn {]hÀ ¯n¨ncp¶ Øm]\ambncp¶p Ckm^v. kw Øm\s¯ {]Ya kv-tamÄ ^n\m³kv _m¦m Wv Ckm^v kv-tamÄ ^n\m³kv _m¦v. tIcfw, Xangv-\mSv, IÀWmSI, almcm{ã, O¯okvKUv, a[y{]tZiv, _olmÀ, ]Ýna_wKmÄ, ]pXp t¨cn, PmÀJÞv, UÂln F¶o ]Xns\m¶v kwØm\§fn Ct¸mÄ Ckm^v kv-tamÄ ^n\m³kv _m¦nsâ tkh\w e`yamWv. Ckm^n\v dnkÀhv _m¦v Hm^v C´ybn \n¶pw 2015 HIv-täm_dnemWv _m¦nwKv ssek³kn\v XXz¯n AwKoImcw e`n¨Xv. 2017 amÀ¨v ]¯n\mWv Ckm^v kv-tamÄ ^n\m³kv _m¦v \nehn h¶Xv.
aq-¶p hÀ-j-¯n\pÅn 100 im-JIÄ e-£y-an«v
B³k¬ ^n³-tImÀ]v _m
¦nw-Kv C-X-c [-\-Im-cy tk-h-\ cw-K-¯v h³ e-£y-§-tfm-sS ap-t¶-dp-I-bm-Wv B³-k¬ ^n³tImÀ-]v ss{]-h-äv en-an-ä-Uv. A-Sp-¯ aq¶p hÀ-j-¯n-\p-Ån tI-c-fw, X-an-gv\m-Sv, IÀ-Wm-S-I F-¶n-hn-S-§-fn-em-bn
Xy-am-b ¹m-\nw-tKm-sS ap-t¶m-«p t]mIp-¶ I-¼-\n A-Sp-¯ aq-¶p hÀ-j-¯n 500 tIm-Sn cq-]-bp-sS s\-äv hÀ-¯pw e-£y-an-Sp-¶p. \n-e-hn 110 tIm-Sn-bm-Wv tS-tWm-hÀ. A-©p ap-X F-«v hÀ-j¯n-\p-Ån ]-»n-Iv C-jyp \-S-¯p-IF-¶ e-£y-¯nem-Wv I-¼-\n-bp-sS {]-hÀ-¯-\-§Ä. amÀ-¨v-þ G-{]n am-k-t¯m-sS- F³kn-U-n-IÄ- C-d-¡m\p-Å ]-²-Xn-bpw B³-k¬ ^n³ tImÀ-¸n-\p-|v. F³- _ n- F - ^ vkn-IÄ A-[n-Iw I -S-¶p sN-¶n-«n-Ãm -¯ C-Sp-¡n- Pn-Ãbp-sS {Km-a-{]-tZi-§-fn-epw X-ansd-Pn tP¡-_v tkm-Wn amXyp gv-\m-«n-se I-¼w, 100 im-J-IÄ Xp-d-¡m-\m-Wv I-¼-\n-bp-sS tX-\n t]m-ep-Å Ø-e-§fn-epw D-]-t`mI-S-¶p sN-¶v ]-²-Xn-sb-¶v B³-k¬ -^n³-tImÀ-]v àm-¡-fn-te-¡v Ah c ps S km¼ ¯ nI Bh i y-§Ä ss{]-h-äv en-an-ä-Uv am-t\-Pnw-Kv U-b-d-ÎÀ ]c nl c n¡ pI b mW v X§ f ps S e£ysd-Pn tP-¡-_v ]-d-ªp. 2003  s\-Spsa¶ v B³k ¬ ^n³t ImÀ] v ss{]¦-|w B-Øm-\-am-bn {]-hÀ-¯-\-am-cw`n-¨ Øm-]-\-¯n-\v \n-e-hn tI-c-fw, h-äv en-an-ä-Uv U-b-d-ÎÀ tkm-Wn am-Xyp X-an-gv-\m-Sv F-¶n-hn-§-fn-em-bn 19 im-J-I- ]-d-ªp. ""C-Xn-\-Iw X-s¶ hn-P-bn-¨ F³fm-Wv D-Å-Xv. Hm-tcm IzmÀ-«-dn-epw Ir-
46 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
_n-F-^v-kn-IÄ tI-c-f-¯n [m-cm-fap-Å-Xn-\m tI-c-f-¯n-\p ]p-d-¯p-Å Ø-e-§-fn im-J-IÄ Xp-S-§p-t¼mÄ Iq-Sp-X hn-izm-ky-X e-`n-¡p-¶p-|v'' A-t±-lw Iq-«n-t¨À-¯p.
an-\n-«p-IÄ-¡p-Ån hmbv] kp-c-£n-X hm-bv-]-IÄ-¡m-Wv I-¼\n {i-² \Â-Ip-¶-sX-¶-Xn-\m kzÀW hm-bv-]-I-fpw kzÀ-Ww Cu-Sp-h-¨p-Å _n-kn-\-kv hm-bv-]-IÄ-¡p-am-Wv Iq-SpX Du-¶Â \Â-Ip-¶-Xv. D-]-t`m-àm-
¡Ä-¡v an-\n-«p-IÄ-¡p-Ån tk-h-\w \Â-Im³ th-| F-Ãm B-[p-\n-I k-PoI-c-W-§-fpw im-J-I-fn-sem-cp-¡n-bn-«p|v. a-tä-sXm-cp F³-_n-F-^v-kn-tbm-Spw In-S-]n-Sn-¡-¯¡ X-c-¯n-ep-Å sS-Ivt\m-f-Pn-bm-Wv B³-k¬ ^n³-tImÀ-¸nsâ im-J-I-fn H-cp-¡n-bn-cn-¡p-¶-Xv. ""C sI-ssh-kn-bp-sS h-c-thm-sS tem¬ t{]mk-knw-Kv h-f-sc F-fp-¸-am-bn-«p-|v. ]qÀ-W-am-bpw Hm¬-sse-\n-em-Wv C-S-
]m-Sp-IÄ. kzÀ-W-¯n-sâ ]-cn-ip-²n t\m¡p-¶-Xn-\p th-|n-b-Ãm-sX hm-bv-]m t{]m-k-knw-Kn-\m-bn H-«pw k-a-bw \-ãam-hn-Ã. am-{X-a-à ]-c-am-h-[n Xp-I hm-bv]-bm-bn \Â-Ip-I-bpw sN-¿p-¶p.'' sd-Pn tP-¡-_v Iq-«n-t¨À-¯p. au-¯v Sp au-¯v amÀ-¡-änw-Km-Wv B³-k-Wn-sâ hn-P-b-c-l-kyw. Hm-tcm {_m-©n-epw dq-«v am-]v \Â-In-bn-«p-|v. A-X-\p-k-cn-¨v I-¼-\n-bp-sS amÀ-¡-änwKv Sow A-Xm-Xv {]-tZ-i-§-fn sN-¶v D-]-t`m-àm-¡-sf Im-Wp-¶ co-Xn-bm-Wv ]n-´p-S-cp-¶-Xv. C¯c-¯n ]-¯p Zn-h-kw sIm-|p X-s¶ H-cm-sf B-\³k-Wn-sâ ¢-bâm-¡n am-äm³ amÀ-¡änw-Kv So-an-\v km-[n-¡p-¶p-s|-¶v C-hÀ ]-d-bp-¶p. c-|p hÀ-j-¯n-\p-Ån 15,000 t¯m-fw ]p-Xn-b ¢-bvâv-kn-s\ t\Sm³ I-¼-\n-¡v km-[n-¨p. C-t¸mÄ 50,000 ¯n A-[n-Iw C-S-]m-Sp-ImÀ B³-k¬ ^n³-tImÀ-]n-\p-|v. 200 Hm-fw Po-h-\-¡mcpw tI-c-f-¯n-epw ]p-d-¯p-am-bn {]-hÀ¯n-¡p-¶p. Hm-tcm am-k-hpw ]p-Xp-Xm-bn Np-cp-§n-b-Xv 12 Po-h-\-¡m-sc \n-b-an-¡p¶p-|v. B³-k¬ \n-[n I-¼-\n, Nn-«n-IÄ¡p th-|n-bp-Å B³-k¬ Nn-äv-kv ss{]-h-äv en-an-ä-Uv F-¶n-h I-¼-\n-bp-sS D-]-Øm]\§-fm-Wv. sh_v-sskäv: www.ansonfincorp.com
_m¦nw-Kv & ^n-\m³kv
BANKING & FINANCE
dne-b-_vÄ ^n-kv-IÂ kÀ-hokkv (C´y) ss{]
-_m¦v hm-bv-]IÄ
B-i-¦ thï, A-\m-b \n-§-fp-sS B-h-iy-¯n-\v A\p-tbm-Pyam-b hmbv-] GXv, G-Xv _m-¦n \n-¶v In-«p-sa-¶-dn-bm-sX h-e-bp-¶pt|m? _m-¦n \n-¶v hm-bv-]-sb-Sp-¡m³ _p-²n-ap-«p-¶p-t|m? \n-e-hn-ep-Å hmbv-] Xn-cn-¨-S-bv-¡m³ h-gn-ImWm-sX hn-j-an-¡p-¶p-t|m? F-¦n \n-§-fp-sS k-lm-b-¯n-\v _m-¦nw-Kv s{]m-^-j-W-ep-I-fp-sS Iq-«m-bv-a-bp-|v [\w \yqkv _yqtdm
_m
-
¦n \n-¶v F-§-s\-sb¦nepw hmbv-] t\-Sn-sb-Sp -¡-em-bn-cp-¶p e-£yw. AXp-sIm-|v I-W-¡p-IÄ s]-cp-¸n-¨p Im«n. C-t¸mÄ hmbv-] Xn-cn-¨-S-b¡m \pw ]-äp-¶nÃ. _n-kn\-kv \-S-¯n-s¡m |p-t]m-Im\pw I-gn-bp-¶nÃ. **** H-cp hÀ-jw sIm-|v t{]m-PI - vä - v ]qÀ-¯nbm-¡n {]-hÀ¯-\w B-cw-`n-¡m³ ]-äpsa-¶ D-d¸ - n-em-Wv _m-¦n \n-¶v hmbv] t\-Sn-bXv. B hn-[¯ - n-ep-Å t{]m-PI - vä - v dn-t¸mÀ-«m-Wv _m-¦n \Â-In-bX - pw. IW-¡p-Iq-«Â sXän. t{]mP-äv ssh-In. ]-dª k-ab-¯v {]-hÀ¯-\w Xp-S§ - m³ ]-än-bnÃ. _m-¦v tc-JI - f - n hm-bv] C-t¸mÄ km-t¦-Xn-Ia - m-bn \n-jv{- In-bmkvX - n-bmbn. a-säm-cp _m-¦pw C-\n B hmbv] - G-sä-Sp-¡nÃ. F-sâ s{I-Un-äv kvtIm-dpw Xm-gv¶p. C¯-cw \q-em-am-eI - Ä F-\n-¡d - n-bnÃm-bn-cp-¶p. C-Xv t\-cn tI-«-dn-ª Nn-e b-YmÀ ° A-\p-`-h-§-fm-Wv. _m¦pw s]m-Xpk-aq-lhpw A-{X-ta _-Ô-s¸-«v In-S¡p-t¼mÄ ssh-hn-[y-amÀ-¶ kw-`-h§Ä H-«-\h-[n D-bÀ-¶p-h-cp¶-Xv kzm`m-hn-Iw. am-{X-aà U-k³ I-W-¡n-\v _m-¦pIfpw _m-¦nw-Kv C-X-c [-\-Im-cy Øm]-\-§fpw C-¶p \-ap-¡p Np-än-ep-ap|v. C-Xn F-hn-sS-bm-Wv Hmtcm B-h-iy¯n\pw G-ähpw A\p-tbm-Pyam-b sNehv Ip-d-ª hm-bv-]-bp-Å-Xv? ]p-Xp-abmÀ-¶, em-`-I-cam-b H-cp B-i-b¯n-sâ km-£m-ÂIm-c-¯n-\v ^-|v \Â-In Iq-sS \nÂ-¡m³ G-Xv _m-¦v X-bm-dm-Ipw? C¯-cw \q-dv \q-dv kw-i-b§Ä _n-kn-\-kp-ImÀ¡pw km-[m-c-W¡mÀ¡pw D-|m-hpw. _m-¦p-am-bn C¯c-¯n _-Ô-s¸« FÃmhn-[ Im-cy-§Ä-¡pw Ir-Xyam-b amÀ-K-\nÀ-tZ-iw \Â-In hy-Xy-kv-X-am-IpI-bm-Wv dn-e-b-_vÄ ^n-kv-I kÀ-hokkv (C´y) ss{]h-äv en-an-ä-Uv. “Right finance from right place to right people (i-cnbm-b Øe-¯p \n-¶v,
i-cnbm-b ^n-\m³-kv, i-cnbm-b hy-ànIÄ-¡v) C-Xm-Wv R-§-fp-sS B-]v-X-hmIyw. _n-kn-\-kp-ImÀ¡pw km-[m-c-W¡mÀ-¡p-saÃmw i-cnbm-b _m-¦n \n-
48 [\w hyh-kmb hmWnPy ssZzhm-cnI
¶v i-cnbm-b hmbv-] t\-Sn-sb-Sp-¡m³ Ir-Xyam-b amÀ-K-\nÀ-tZ-iw e-`y-am¡m³ s{]m-^-j-W So-an-sâ tk-h\-am-Wv R-§Ä H-cp-¡p-¶-Xv,'' dn-e-b_vÄ ^n-kv-I kÀ-ho-k-kn-sâ am-t\Pnw-Kv U-b-d-Iv-äÀ PotPm tXma-kv Nq-|n¡m-«p-¶p. ]p-Xp-Xm-bn _n-kn\-kv B-cw-`n-
¦-cn-¨n-cp-¶ _m-¦nw-Kv s{]m-^-j-W-epI-fp-sS Iq-«m-bv-a-bm-WnXv. (BÀ F-^v kn-sâ t\-Xr-\n-c-bn-se s{]m-^-j-Wep-I-fp-sS hn-h-c-§Ä t_m-Iv-knÂ) ""_m-¦p-I-fp-sS hm-bv-]m am-\-Z-Þ§Ä F-s´m-s¡-bm-sW-¶v hy-àamb [m-c-W-bp-Å _m-¦nw-Kv s{]m-^-j-Wep-I-fp-sS Iq-«m-bva-bm-WnXv F-¶-XmWv G-ähpw {i-t²bw,'' PntPm tXm-akv Iq-«n-t¨À-¡p-¶p. hn-h-c-§Ä-¡v: 9847299016, 0484 2672929, C sa-bvÂ: reliablefs@gmail. com, sh_v-sskäv: www.rfsil.com
"B]-¯v Ime-¯v Iq-sS \nÂ-¡p-¶ _m-¦n-s\ ]-¦m-fn-bm¡Ww"
sj-dn³ PntPm
¡m³ _m-¦n \n-¶v ^-|v t\-Snsb-Sp-¡m³ {i-an-¡p-¶-hÀ-¡v ap-X hm-bv-]-I-fp-sS \q-em-am-e-I-fn s]-«v km-¼¯n-I {]-Xn-k-Ôn-bn s]-«p-gep-¶ kw-cw-`-IÀ-¡v h-sc k-¼qÀ-W tkh-\w dn-e-b-_vÄ ^n-kv-I kÀ-hokkv (RFSIL) e-`y-am-¡p-¶p. ""Hmtcm t{]m-P-Iv-äv dn-t¸m-À-«n-s\ bpw Ip-ä-a-ä-Xm¡n, Hmtcm kw-cw-`-Isâbpw B-h-iy-§-f-dnªv, Ir-Xyamb _m-¦nÂ, Ir-Xyam-b s{]m-^-j-Wen-sâ ap-¶n A-h-X-cn-¸n-¡p-I-bm-Wv R-§Ä sN-¿p-¶Xv,'' RFSIL-sâ U-bd-Iv-ädpw (^n-\m³kv) PntPm tXm-a-knsâ `m-cy-bpam-b sj-dn³ PntPm hyà-am-¡p-¶p.
F§-s\ CXv km-[y-am-¡p¶p? ^n-\m³-jy I¬-kÄ-«³-kn cwK-¯v RFSILs\ th-dn-«v \nÀ-¯p ¶-Xv \n-ch-[n L-S-I-§-fmWv. H-¶-c ]-Xn-äm-|v Ime-s¯ A-\p-`-h-k-¼¯m-Wv C-Xn {]-[m\w. a-säm-¶v hnhn[ _m-¦p-I-fn D-¶-X ]-Z-hn-IÄ A-e-
s^{_phcn 28, 2018
PntPm tXma-kv
h-äv en-anä-Uv (RFSIL)
t\-Xr-\n-c-bn _m¦nw-Kv s{]m-^-j-W-ep-I-Ä BÀ. F-^v.F-kn-sâ t\-Xr-\n-c-bn C-S-]m-Sp-ImÀ-¡v an-I-¨ tkh-\w D-d-¸m¡m³ an-I-hp-ä _m-¦nw-Kv s{]m-^-j-W-ep-I-fm-Wp-Å-Xv.
m-kw t\Smw
Fw.]n N-{µ-ti-J-c³: s^-U-d _m-¦n kv-s]-j-en-Ìv Hm-^o-k-dm-bn tPm-en-bn {]-th-in¨p. hm-bv-]-IÄ-¡m-bn k-aÀ¸n-¡p-¶ t{]m-P-Iv-äp-I-fp-sS em-`-£a-Xm ]cn-tim-[-\-bn hn-ZKv-[³-. tImÀ-¸-td-äv s{I-Unäv, ]oUn-X hy-h-km-b-§-fp-sS ]p-\c[nhm-k ]²-Xn F-¶o Im-cy-§-fn-seÃmw Ir-X-l-kv-X-\m-Wv. tPmÀ-Pv hÀ-Ko-kv: F³-Po-\o-b-dnw-Kv _n-cp-Z-[mcn. kv-tä-äv
_m¦v Hm-^v C-´y-bn 33 hÀj-s¯ A-\p-`-h-k-¼¯v. _m-¦nwKv s{]m-^-j-W F-¶ \n-e-bn 2000t¯m-fw t{]m-P-Iv-äp-I-fpsS aq-ey-\nÀW-bw \nÀ-h-ln-¨n-«p|v. hy-hkm-b hm-bv-]-I-fp-sS ]p-\À-{I-ao-I-cWw t]m-epÅ Im-cy-§-fn hn-Z-Kv-[³.
cm-a-N-{µ³. F-kv: kn³-Un-t¡-äv _m-¦n I-cn-bÀ B-cw-
`n-¨ C-t±-lw hnhn-[ im-J-I-fn hnhn-[ X-e-§-fn tk-h-\-a\p-jvTn-¨n-«p-|v. 40 hÀ-j-t¯m-fw _m-¦nw-Kv s{]m-^-j-W-em-bncp¶p. P-\-d am-t\-P-cm-bm-Wv hn-c-an-¨Xv.
hn.Sn tPm-bv: sIm-ta-gv-kv _n-cp-Z-[m-cnbm-b C-t±lw CAIIB
F-´n-\m-Wv RFSIL- ap³K-W-\ \Â-Ip-¶Xv? F-´n-\v C-S-]m-Sp-ImÀ ^n-\m³-jy I¬-kÄ-«³-kn kzo-I-cn¡Ww? PntPm tXma-kv kw-km-cn-¡p-¶p RFSIL F-´n-\m-Wv ap³K-W-\ \Â-Ip-¶Xv? Hmtcm kw-cw-`-¯n-sâbpw Im-jv ^vtfm hy-Xy-kv-X-am-bn-cn-¡pw. h-c -hn-\v A-\p-kr-X-am-bn th-Ww sN-ehp-IÄ {I-ao-I-cn-¡m³. R§Ä Hmtcm-cp-¯-cp-sSbpw Im-jv ^v-tfm-bp-sS co-Xn hn-i-Ie-\w sN-bv-Xv A-Xn-\-\p -kr-X-am-bn Ir-Xyam-b Im-e-b-f-hn-te -¡p-Å, Ir-Xyam-b Xp-I-bv-¡p-Å hmbv-] t\-Sn-sb-Sp-¡m-\p-Å amÀ-K\nÀ-tZ-i-am-Wv \Â-Ip-¶Xv.
RFSILsâ tk-h-\w tX-Sp-¶Xp-sIm|p-Å sa-¨-§-sf-s´m-s¡-bmWv? _m-¦v H-cp _n-kn-\-kp-Imc-sâ _n-kn\-kv ]-¦m-fn-bmWv. an-I-s¨m-cp _m-¦n-s\ {]m-cw-`-Im-ew ap-X Iq-sS tNÀ¡p-I F¶-Xv AXo-h {]m-[m-\yap-Å Im-cy-hp-amWv. A-¯-c-¯n kw-cw-`I-sc h-f-cm³ k-lm-bn-¡p-¶ \-sÃm-cp _m-¦n-s\ I-s|-¯m³ k-lm-bn-¡p-¶p. {Ko³-^oÂ-Uv t{]m-P-Iv-äp-IÄ¡v Nn-e {]-tXy-I _m-¦p-I-fmIpw hmbv-] \Â-Ip-I. Nn-e _m-¦p-I-fn ]en-i \n-c-¡v sNdnb tXm-Xn IqSp-X-emImw ]-t£ A-hÀ an-I-¨ tkh-\-amIpw \Â-Ip-I. Nne _m-¦p-IÄ¡v k-hnti-j hmbv] ]-²-Xn-IÄ Im-Wpw. C§s\ Hm-tcm-cp-¯À¡pw tbm-Pn-¨ hm-bv-]bpw _m¦pw sX-csª-Sp-¯v \Â-Ip-¶p. G-ähpw Ip-d-ª sk-Iyq-cn-änbn G-ähpw D-bÀ-¶ hm-bv-], em-` -£-aam-b _n-kn-\-kp-IÄ-¡v t\-Sn-sbSp-¡m³ km-[n-¡pw. hm-bv-]-IÄ G-sXms¡, A\ptbmPy _m-¦v G-Xm-Wv F-s¶m-s¡ A-t\z-jn-¨nd-§n Xn-cn-¨m ]n-s¶ A-Xn-s\ ka-bw ImWq. C¯-cw
Im-cy-§-fp-sS k-¼qÀ-W D-¯-c-hm-Zn¯w BÀF-^vF-kv G-sä-Sp-¯v \nÀ-h-ln-¡p-¶p. dn-kÀ-hv _m-¦n-sâ am-ÌÀ kÀ¡p-eÀ A-\p-k-cn-¨v _m-¦-n-\v k-aÀ-¸n¨ t{]m-P-Iv-äv dn-t¸mÀ-«n ]-d-ªncn-¡p-¶ k-a-b-¯n-\p-Ån kw-cw-`§Ä {]-hÀ¯-\w B-cw-`n-¨n-sÃ-¦n B hmbv-] \n-jv-{In-bm-kv-Xnbm-bn am-dpw. ]n-¶oSv Cu hmbv-] a-täsX-¦nepw _m-¦v G-sä-Sp-¡nÃ. s{IUnäv kv-tImÀ Ip-d-bpw. A-tXm-sS ]n-¶oSp-Å hm-bv-]m sN-e-hp-IÄ A-[n-I-cn¡pw. C¯-cw km-t¦Xn-I {]-iv-\ §Ä D-Zn-¡m-¯ hn-[w t{]m-P-Iv-äv dn-t¸mÀ-«v Ip-ä-a-ä-Xm-¡n _m-¦n k-aÀ-¸n-¨v hmbv-] t\-Sn-sb-Sp-¡m³ k-lm-bn-¡p-¶p. H-cp t{]m-P-Iv-än-\pw B-h-iy-amb-Xn Ip-dthm Iq-Sp-Xtem _m-¦v hmbv-] t\-Sn-sb-Sp-¡m³ ]m-SnÃ. Ip-d ª m t{]m-PI - ä v v km-£m-ÂI-cn-¡m³ km-[n-¡nÃ. Iq-Sn-bm h-I-am-än sN-eh-gn-¡m-\p-Å km-[y-X-bp|v. AXpsIm-|v F-{X hmbv-] th-|n- h-cp-sa¶v I-s|-¯n A-Xv t\-Sn-sb-Sp-¯v t{]m-P-Iv-äv km-£m-Â-I-cn-¡m-\pw Aan-X _m[y-X h-cm-Xn-cn-¡m\pw k-lm-bn-¡p-¶p. H-cp _m-¦p-am-bn hmbv-] I-cmÀ H-¸n-Sp-t¼mÄ {i-²n-t¡-| \n-ch-[n L-S-I-§-fp|v. C-h-bn kw-cw-`I-\v tZm-j-I-c-am-b-sXm-¶p-an-sÃ-¶v D-d-¸m -¡m³ hn-Z-Kv-[-cp-sS tkh-\w A-\nhm-cy-amWv. C-¡m-cy-§-sfÃmw Ir-Xyam-bn \n-co-£n-¡m\pw hy-h-Ø-IÄ \ymbam¡p-hm-\pw Iq-sS \nÂ-¡p-¶p. \à \m-fp-I-fn am-{X-aà B]-¯v Im-e¯pw Iq-sS \nÂ-¡p-¶ _m-¦mWv kw-cw-`-IÀ sX-c-sª-Sp-t¡-|Xv. A-Xn-\p-Å amÀ-K-\nÀ-tZ-i-§Ä R-§Ä X-cpw.
bpw t\-Sn-bn-«p|v. _m-¦nw-Kv cw-K-¯v 37 hÀj-s¯ A-\p-`-h ]-cn-N-b-ap-Å C-t±-lw s^-U-d _m-¦n-sâ \n-¶v hn-c-an-¡pt¼mÄ _mw-¥qÀ do-Pn-b¬ ta-[m-hnbm-b A-kn-Ìâv P-\-d am-t\-P-cm-bn-cp¶p.
sI.]n G-{_lmw: s^-U-d _m-¦n 36 hÀj-s¯ tkh-\-¯n-\p-ti-jw A-kn-Ìâv P-\-d am-t\-P-cm-bn hn-c-an-¨ C-t±-lw Fw.F, F F _n _n-cp-Z-[m-cn-bmWv. s^-U-d _m-¦n-sâ apw-ss_-bn-se kp-{][m-\ im-J-Ifmb tImÀ-¸-td-äv _m-¦nw-Kv {_m-©nepw t^m-À-«v {_m-©nepw ta-[m-hn-bm-bn-cp-¶p. _n. PK-Xv Ip-amÀ: bq-Wn-b³ _m¦v Hm-^v C-´y-bnepw _m¦v Hm-^v C-´y-bn-ep-ambn 30 hÀ-j-¯n-te-sd-¡m-ew {]-h-À¯n-¨n-«p|-v. _m¦v Hm-^v C-´y-bp-sS tI-cf tkm-Wn-sâ sU -]yq-«n tkm-W- am-t\-P-cm-bn-«m-Wv C-t±-lw hn-c-an-¨-Xv. cm-a-Ir-jv-W³: s^-U-d _m-¦n {_m©v, slUv Hm-^okv F-¶n-h-bn emÀ-Pv tImÀ-¸-td-äv ¹m-\nwKv, dn-kv-Iv am-t\Pv-saâv dn-¡h-dn F¶o ta-J-e-I-fn 37 hÀj-s¯ tk-h-\ ]-cn-Nbw. h³In-S t{]m-P-Iväv s{]m-t¸m-k-ep-I-fp-sS aq-ey-\nÀ-Wb-¯n {]m-hoWyw. hn.hn jm-Pn: Fw.tImw, FÂ-FÂ-_n _n-cp-Z-[m-cnbm-b C-t±l-w _m-¦v Hm-^v C-´y-bn 35 hÀ-j-¯n-te-sd-¡m-ew tk-h-\-a-\p-jvTn-¨n-«p|v. s{I-Unäv, amÀ-¡-änwKv, _n-kn\-kv sUh-e-]v-saâv, dn-¡-h-dn, A-Uv-an-\n-kv-t{S-j³ F-¶o ta-J-e-I-fn Ir-X-l-kv-X³. tXm-a-kv X-¨nÂ: s^-U-d _m-¦n 35 hÀ-j-¯n-te-sd¡me-s¯ {]-hr¯n ]-cn-N-b-ap-|v. {_m-©v am-t\-Pv-saâv, tImÀ¸-td-äv F-¡u-|p-I-Ä ssI-Imcyw sN¿Â, s{I-Un-äv A-ss{]k F-¶o cw-K-§-fn {]m-ho-Wy-ap|v. F.hn tPm-fn: s^-U-d _m-¦n 40 hÀ-j-¯n-te-sd A-\p-`h k-¼-¯p-Å C-t±-l-¯n\v _n F-kvkn, FÂ-FÂ_n, knFsF-sF-_n & UnBÀF tbm-Ky-X-I-fp-|v. Ir-Xy-hn-tem-]w \-S-¯p-¶ F-¡u-|p-IÄ \n-co-£n-¡p-I, dn-¡-hdn, ¹m-\nwKv, dnkv-Iv e-Lq-I-cn-¡p-I Xp-S§n-b Im-cy-§-fn {]m-ho-Wyw. ]n.hn Ip-ª-¸³: 1970-I-fn s^-U-d _m-¦n I-cn-bÀ B-cw-`n-¨ C-t±-l-¯n-\v cm-Py-hym-]-I-am-bn hnhn-[ ]-Z-hn-IÄ h-ln-¨ A-\p-`-h k-¼-¯p|v. s{I-Un-äv A-ss{]-k-en A-\\yamb ssh-Z-Kv-[y-ap|v.
tPm-kv sX-¡n-t\S¯v: s^U-d _m-¦n-sâ hnhn-[ im-JI-fn 37 hÀj-s¯ tk-h-\-¯n-\p-ti-jw No-^v am-t\-P-cm-bn dn-«-bÀ sN-bvXp. ]-»n-Iv A-Uv-an-\n-kv-t{S-j-\n Fw.F _n-cp-Z[mcn. _m-¦n-sâ hnhn-[ ta-J-e-I-fn {]-hr-¯n ]-cnNbw.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
49
_m¦nwKv & ^n\m³kv
BANKING & FINANCE
_m-¦v hm-bv-] t\-Sm³ k-lm-b-hp-am-bn
\q-äm-ïn-sâ \n-d-hnÂ, t\-«-§-fp-sS s\dp-I-bnÂ
_n-ey³-kv ^n-\m³-jy kÀ-ho-k-kv
Ccn-§m-e¡p-S Su¬ tIm Hm-¸-td-äo-hv _m-¦v
HIÄ-cp hmbv-]-bv-¡m-bn _m-¦ptXm-dpw I-b-dn-bnd§n
bv-]-bv-¡m-bn Øm-]-\-¯n -s\ k-ao-]n-¡p-¶ D-]-t`màm-hn-\v ]n-¶o-Sv _m-¦v hm-bv-] e-`n-¡p-¶-Xp h-scbp-Å F-Ãm tk-h-\§fpw sN-bv-Xp \Â-Ip-¶p. tem¬ kv-tä-äv-saâv, Câd-kv-äv kÀ-«n-^n-¡-äv, C-Fw -sF HmÀ-a-s¸-Sp-¯Â Xp-S§n ssh-hn-[y-amÀ-¶ tk -h-\-§Ä C-hn-sS \n-¶v e-`n-¡pw. tk-h-\w D-]-t`màm-hn-sâ ho-«p-]-Sn-¡Â sI. ]n F-¯n-¡p-¶p F-¶-Xm-Wv _n-ey³-kn-sâ {]-tXy-I-X-sb-¶v No-^v Hm-¸-td-änw-Kv Hm-^o-kÀ c-Rv-Pp sI. ]n ]-d-bp-¶p. _m-¦nw-Kv ta-J-e-bn-se {]hÀ-¯-\ ]-cn-N-b-hp-am-bn 2006 em-Wv c-Rv-Pp Øm-]-\-¯n-\v Xp-S-¡-an-«-Xv. _n-kn-\-kp-Im-cpw, NmÀ-t«À-Uv F-¡u|p-am-cpw tUm-Iv-äÀ-am-cp-a-S-¡-ap-Å s{]m-j-W-ep-I-fp-am-Wv _n-ey³-kn-sâ {]-[m-\ D-]-t`m-àm-¡Ä. t^m¬: 9946484836. C sa-bvÂ: ranju.billions@yahoo.in, sh_v-sskäv:
hn-j-an-¡p-I-bmtWm? _m-¦v hm-bv-]m tk-h-\-§-fpam-bn _n-ey³-kv ^n-\m³jy kÀ-ho-k-kv \n-§-fp -sS k-lm-b-¯n-s\-¯pw. tI-c-f-¯n-se ap³-\n-c _m ¦p-I-fp-am-bn k-l-I-cn-¨v {]-hÀ-¯n-¡p-¶ _n-ey³-kv G-Xp X-cw hmbv-]-bpw F-fp¸-¯n e-`yam-¡p-¶Xn -\m-bn k-lm-bn-¡p-¶p. Ac-Rv-Pp Xpw D-]-t`m-àm-hn \n-¶v H-cp- ^o-kpw C-Sm-¡m-sX X-s¶. _n-kn-\-kv hm-bv-]-I-fpw h-kv-Xp Cu-Sm-bn \Â-In-s¡m-|p-Å hm-bv-]-bpam-Wv {]-[m-\-am-bpw Øm-]-\w ssI-Imcyw sN-¿p-¶-Xv. tIm-gn-t¡m-Sv B-Øm\-am-bp-Å Øm-]-\-¯n-sâ tk-h-\w tI-c-f-¯n- F-Ãm-bn-S-¯pw e-`y-am-Wv. hn-hn-[ _m-¦p-IÄ \Â-Ip-¶ hm-bv-]-Itf-sX-¶pw A-h-bp-sS t\-«-§-fpw tIm-«§-fpw F-s´-¶pw hn-e-bn-cp-¯n an-I-¨ hm-bv-] sX-c-sª-Sp-¡m-\p-Å A-h-k-cwww.billionsfinancials.com. hpw _n-ey³-kv H-cp-¡p-¶p. _m-¦v hm-
kz]v\ \Kcnbmb Zp_mbn kz´ambn Ipdª sNehn _nkn\kv XpS§phm³ Hcp kphÀ®mhkcw
Advice for Proper Investment 12 Years of Reliable Services in UAE Serviced by Legal Professionals. No Hidden Charges Local Presence in Kochi, Bangalore & Delhi
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Skype: maximslaw
50 [\w hyh-kmb hmWnPy ssZzhm-cnI
www.legalmaxims.com
s^{_phcn 28, 2018
kw
Øm\-s¯ tIm Hm-¸ -td-äo-hv _m-¦nw-Kv ta-J-ebn t\-«-§-fp-sS s]m³Xq-h NmÀ-¯n {]-hÀ-¯-\ cwK-¯v \qdmw hmÀ-jn-Iw B- t Lm- j n- ¡ p- I - b m- W v C-cn-§m-e¡p-S Su¬ tIm Hm-¸-td-äo-hv _m-¦v (sF-Snbp _m-¦v). sam-¯w _n-kn-\-kv 2000 tIm-Sn-bn-se-¯n-btXm-sS kw-Øm\-s¯ Zn-eo-]v \-¼À h¬ AÀ-_³ tIm Hm-¸-td-äo-hv _m-¦mbn sF -Sn-bp am-dn-bn-cn-¡p¶p. \qdmw hÀ-j¯n _m-¦n-sâ s\-äv hÀ-¯v 100 tIm-Sn cq-]-bmWv. ""cm-Py-s¯ s]m-Xp-ta-Jem, kz-Im-cy _m-¦p-I-tfm-Sv In-S-]n-Sn¡p-¶ hn-[-ap-Å Un-Pn-ä _m-¦nw-Kv tk-h-\ -§-fmWv sF-Sn-bp e-`y-am-¡p-¶Xv. sam-_o _m-¦nwKv, s\-äv _m-¦nwKv, sU-_n-äv ImÀUv, sF-Fw-]nF-kv F-¶p-th-| FÃm hn-[ ]p-Xp-X-eap-d Un-Pn-ä _m-¦nw-Kv tk-h-\-§-fp-ap-Å sF-Sn-bp _m-¦n-\v kz-´-am-bn IFSC tIm-Uv D-S³ e-`n-¡pw,'' _m-¦v P-\-dÂ
am-t\-PÀ Sn sI Zn-eo-]v Ip-amÀ ]-d-bp¶p. \n-ehn kw-Øm\-s¯ tIm Hm-¸-td-äo-hv _m-¦nw-Kv ta-J-e-bn H-cp PnÃm _m-¦n-\v am-{X-ta kz-´ambn IFSC tIm-Up-Åq.
F³BÀ-C \n-t£-]-¯n-\v D-bÀ-¶ ]eni tIm Hm-¸-td-äo-hv _m -¦nw-Kv ta-J-e-bn F³ BÀ C \n-t£-]w k-am-l-cn-¡m³ dn-kÀ-hv _m-¦v A-\p-a-Xnbpw sF-Sn-bp -hn-\p|v. ""km-[m-c-W _m-¦p-I-tf-¡mÄ A-t]-£n-¨v D-bÀ-¶ ]-en-i-bm-Wv F³ BÀ C \n-t£-]-¯n-\v R-§Ä \Â-Ip-¶Xv. AXp-sIm-|p Xs¶ Cu \n-t£-]-¯n-\v C-S-]m-Sp-Im-cn \n-¶v an-I-¨ {]-Xn-I-c-W-am-Wv e-`n-¡p-¶Xv,'' Zn-eo-]v Ip-am-À Iq-«n-t¨À-¡p-¶p. \n-e-hn 14 im-J-I-fmWv sF-Sn-bp hn-\p-ÅXv. A-©v im-J-IÄ Iq-Sn D-S \-Sn {]-hÀ¯-\w Xp-S-§pw.
Ip-am-À
C³sh-Ìvsaâ v ssKUv
INVESTMENT GUIDE
Hml-cn-hn-]-Wn-bn Xn-cp-¯ C-¯-hW-s¯ tI-{µ-_P-äv \nÀ-tZ-ihpw h-cm-\n-cn-¡p-¶ km-¼-¯n-I-km-l-N-cy-§fpw Hm-l-cn-hn-]-Wn-¡v A-\p-Iq-eaÃ
{]
Xo-£-I-fm-bn-cp-¶p C-´y³ Hm-l-cn-hn-]-Wn-sb F-¡m-e-s¯bpw D-b-c-§fn-te-s¡-¯n-¨Xv. F-¶m {]-Xo£-bv-¡v hn-cp-²-amb-Xv kw-`-hn-¨t¸mÄ hn]-Wn Xm-tg-bv¡p-t]m-b Øn-Xn-hn-ti-j-am-Wv _-P-än-\p-tij-ap-Å \m-fp-I-fn D-|m-bXv. Hml-cn-hn-Wn-bn \n-¶v H-cp e-£w cq-]-bv-¡v ap-I-fn ZoÀ-LIm-e ap-e-[-\- t\-«-ap-|m-bm 10 iX-am-\w \n-Ip-Xn \Â-I-W-sa-¶ _P-äv \nÀ-tZ-i-am-Wv hn-]-Wn-¡v {]-l-c-am-b-Xv. 2004 Cu \n-Ip-Xn F-Sp-¯p-I-f-ª-Xn-\p-ti-j-am-Wv sk-Iyq-cn-än {Sm³-km-£³ Sm-Ivkv (F-kv.än.]n) sIm-|p-h-¶Xv. C-t¸mÄ F-kv.än.]n \n-e-hn-ep-Åt¸mÄ X-s¶ ]pXn-b \n-Ip-Xn-bpw B-hn-jv-I-cn-¨n-cn-¡p-I-bmWv. am-{Xhp-aà hn-]-Wn-¡v t{]mÂ-km-l-\am-Ip-¶ bm-sXm-cp \nÀ-tZ-ihpw D-|m-bn-sö-Xv \n-t£-]I-sc \n-cm-i-bn-em-gv-¯n.
B-tKm-f-X-e-¯n X-s¶ H-cp Xn-cp-¯Â \-S¶p-sIm-|n-cn-¡p-Ibp-amWv. C-´y-bn-se km-¼¯nI km-l-N-cy-§fpw A-{X ip-`-IcaÃ. [-\I-½n D-bÀ-¶p-\nÂ-¡p¶Xn-s\m¸w ]-W-s¸-cp-¸hpw ]-en-i-\n-c-¡pw D-b-cm-\p-ap-Å kml-N-cyw \n-e-\nÂ-¡pIbpw sN¿p¶p. h-cm-\n-cn-¡p-¶ sX-c-ªSp-¸p ^-ehpw \nÀ-®m-b-I-am-Ipw. Cu km-l-N-cy-¯n H-cp hÀ-jw Im-eL-«w {]-h-N-\m-Xo-X-amWv. Xn-cp-¯-ep-IÄ kw-`-hn-¡mw. F-¶m B-i-¦m-P-\-Iam-b kml-N-cyw \n-e-hn-en-söv Cu taJ-e-bn-ep-Å hn-Z-Kv-[À ]-d-bp-¶p. F-¡m-e-s¯bpw t]mse sNdn-b Xn-cp-¯-ep-IÄ anI-¨ Hm-l-cn-IÄ hm-§m-\p-Å k-a-b-am-bn ImWp-Ibm-Wv th-|-Xv. Hm-l-cn-hn-]-Wn-bn- \n-e-hnepÅ km-l-N-cy-§-Ä _-P-än-s\ ap³-\nÀ¯n Cu ta-J-e-bn-se hn-Z-Kv-[À hn-e-bn-cp-¯p-¶p.
{]-Xn-Iq-e-am-bn _m-[n¡pw
Hm-l-cn-hn-]-Wn-¡v A-\p-Iq-e-aÃm-¯ Hm-
l-cn-hn-]-Wn-¡v H«pw A-\pIq-e-aÃm-¯ _-P-äm-bn-cp-¶psh-¶v ]-d-bmw. tImÀ-¸-td-äv SmIv-kv Ip-d-bv-¡p-sa¶pw C³-Iw Sm-Iv-kn-sâ ]-cn-[n Ip-d-bv-¡psa¶pw {]-Xo-£-I-fp-|m-bncp-¶p-sh-¦nepw C-h-sbm¶pw D-|m-bnÃ. am-{X-hp-aà [-\I½n Iq-Sm-\p-Å km-[y-X-bm-WpÅXv. km-¼-¯n-I-Øn-Xn-sb¡p-dn¨pw A-{X \à Nn-{X-aà D-ÅXv. kÀ-¡mÀ sN-e-hp-IÄ Iq-Sm-\p-Å km-l-N-cy-hp-ap|v. am-{X-hp-aà F-kv.än.]n \n-e\nÀ-¯n-s¡m-|pX-s¶ ZoÀ-L Im-e aq-e-[-\-t\-«-¯n-\v \n-Ip-Xn GÀ-s¸-Sp-¯n-bn-cn-¡pI-bp-am-Wv. 2004 sk-Iyq-cn-än {Sm³-km-£³ Sm-Iv-kv sIm-
hn.cm-L-h³ do-Pn-b-W sl-UvþtIc-f, \nÀ-a _mMv
_n-sP-]n-bp-sS {][m\ thm-«p-_m¦m-b an-Un ¢m-kv hym-]m-cn-IÄ-¡v A-\p-Iq-e-ambn-cp-¶ H-cp _-P-äm-bn-cp-¶nà CXv. Cu km-l-Ncyw -A-Sp¯ sX-c-sª-Sp-¸n-s\ _m-[n¡mw. _n.sP.]n-¡v H-ä-bv-¡v `-cn-¡p-¶-Xn-\p-Å `q-cn]-£w D-|m-I-W-sa-¶nÃ. ]-W-s¸cp-¸w Iq-Sm\pw C-Ô-\-hn-eC-\nbpw Ip-Xn-¨p-b-cm-\p-ap-Å km[y-X \n-e-\nÂ-¡p¶p. ]-en-i-\n-c¡pw Iq-Smw. hcpw \m-fp-I-fn hn-]-Wn-bn Xn-
a-[y-hÀK-s¯ ]-cn-K-Wn-¨nÃ
""c-
|v km-l-N-cy-§-fmWv Hm-l-cn-hn-]-Wn-sb {]-[m-\ambpw _m-[n-¡p-¶Xv. ZoÀ-LIm-e aqe-[-\ t\-«-¯n\v 10 i-X-am-\w \n-Ip-Xn \ÂI-Ww F-¶ \-bw C-´yt]m-se h-fÀ-¶p-h-cp-¶ sU-h-e-¸nw-Kv C¡-tWm-an-bn H-cn-¡-epw sIm-|p-h-cm³ ]m-SnÃm-¯-Xm-bn-cp¶p. bp.Fkv, bqtdm-¸v F-¶n-hn-S-§-fn am-{X-amWv Cu \nIp-Xn D-ÅXv. Hm-l-cn-hn-]-Wn-bn- \n-¶v \n-t£-]I-sc A-I-äp-¶-Xn\pw t^m-dn³ C³-kv-än-äyq-j-W C³-shkv-tä-gv-kv ]p-d-t¯-¡v t]m-Ip-¶-Xn-\pw Cu \n-Ip-Xn CS-bm-¡pw. c-|ma-s¯ {]-[m-\ -{]-iv-\-am-bn Rm³ ImA£-bv Wp¶-Xv [-\I-½n D-bÀ-¶p-\nÂ-¡p-¶-XmWv. [-\I½n A-KÀ-hmÄ Cu hÀ-j-s¯ e£yw 3.2 i-X-am-\hpw A-Sp-¯- hÀ-jam-t\-Pnw-Kv U-b-dt¯-¡v aq¶v i-X-am-\-hp-ambn-cp¶p. F-¶m Cu hÀIväÀ, A-Iyq-sa³ Iym-¸n-ä amÀ¡äv jw [-\I½n 3.5 i-X-am-\-¯n-se-¯n \nÂ-¡p-I-bmWv. AXp-sIm-|v A-Sp-¯hÀj-s¯ SmÀ-Käv 3.3 \n-t£]-I-tcm-Sp-Å D-]-tZiw i-X-am-\-am¡n. [-\I½n D-bÀ¶-Xv ]-en-i\n-t£-]-IÀ B-i-¦m-Ip-e-cm-tI-|-XnÃ. \nc-¡v Iq-«m-\n-S-bp-|v. Fkv.sF.]n-bn \n-t£-]n-¡p-¶-hÀ-¡v hcpw \m-fp-I-fn Cu A-Xv Xp-S-cmw. Hm-l-cn-hn-]-Wn-bn \n-t£-]nc-|v L-S-I-§fpw Hm¡p-¶-hÀ AÂ-¸w Im-¯n-cn-¡mw. Cu kml-cn-hn-]-Wn-sb _ml-N-cy-¯n emÀ-Pv, an-Un Iym-¸p-IÄ sX[n-¡pw. \n-^v-än 10400 c-sª-Sp-¡p-¶-Xm-bn-cn-¡pw kp-c-£n-Xw. kvh- s c- s b- ¯ n- b - t i- j w tamÄ Iym-¸p-I-fn \n-t£-]n-¡p-t¼m-Ä hn]-Wn Øn-cX ssIhf-sc {i-²n-¡Ww. dn-e-b³-kv C³h-cn-¡p-sa-¶m-Wv U-kv-{Sokv, _-tbm-t¡m¬, F Rm³ {]-Xo-£n& än Xp-S§n-b Hm-l-cn-IÄ ¡p-¶Xv. \n-t£-]-¯n-\v A\ptbm-Py-am-Wv.
|p-h-¶-t¸mÄ C-\n ho|pw \n-Ip-Xn sIm-|p-h-cn-sÃ-¶mbn-cp-¶p A-¶v ]-d-ªn-cp¶Xv.
''a
{]n³-kv tPmÀPv am-t\-Pnw-Kv U-b-d-Iv-äÀ, Un-._n-.F-^v.F-kv en-an-ä-Uv
-äp \n-t£-]-§-fn \n-¶p-Å h-cp-am-\-¯n-\v \n-IpXn Cu-Sm-¡p-¶p-t|m, Hm-l-cn-hn-]-Wn-¡v F´p-sIm-|v ]m-Snà F-¶p Nn-´n-¡m-\m-InÃ. Imc-Ww a-äp \n-t£]-§-fn \n-¶v hy-Xy-kv-X-am-bn G-sd \-ã-km-[y-X-bpÅ \n-t£-]-ta-J-e-bmWv Hm-l-cn-hn-]Wn. am-{X-hp-aà cm-Py]p-tcm-K-Xn¡pw km-¼-¯n-I-h-fÀ-¨-bv¡pw K-Wyam-bn kw-`m-h-\ sN-¿p-¶ ta-J-e Iq-Sn-bm-WnXv. aq-e[-\-k-am-lc-Ww I-¼-\n-IÄ-¡v hf-sc {]-[m-\-amWv. Hm-l-cn-hn-]-Wn-bn-eq-sS ^-|v k-am-l-cn-¨m am-{X-ta I-¼-\n-IÄ-¡v ]pXn-b t{]m-P-Iv-äp-IÄ sIm-|p-h-cm \pw A-Xph-gn sXm-gn kr-ãn-¡m\pw km-[n-¡q. CXphsc Hm-l-cn-hn-]-Wn-¡v hf-sc A-\p-Iq-eam-b kml-N-cy-am-Wv D-|m-bn-cp-¶Xv. F-¶m F-kv.än.]n \ne-\nÀ-¯n-s¡m-|v \n-Ip-Xn Xn-cn¨p-sIm-|p-h-¶-Xn-\v Im-c-W-am-bn ]-dª-Xv h³In-S \n-t£-]-I-cm-Wv Hml-cn-hn-]-Wn-bn \n-t£-]n-¡p¶-Xv F-¶-Xm-bn-cp¶p. Xn-I¨pw hm-kv-X-h hn-cp-²-am-b {]-Jym-]-\-am-Wv C-Xv. km-[m-c-W-¡m-cn km-[m-c-W-¡m-cm-Wv C-t¸mÄ Hm-l-cn-hn-]-Wn-bn \n-t£-]n-¡p-¶-h-cn-e-[n-I-hpw. Pn.Fkv.än-bn \n-¶v {]-Xo-£n-¨ h-cp-am-\w D-|m-Im¯-XmI-Ww C-¯-c¯n-sem-cp \o-¡-¯n-\v Im-cWw. am-{X-hpaà sF-än Ém-_v sNdn-b co-Xn-bnse-¦nepw D-bÀ-¯p-¶-Xn-\p-Å {i-a-hp-ap-|mbnÃ. _-P-än a-[y-hÀK-s¯ Xn-I¨pw A-hK-Wn-¨n-cn-¡p-I-bm-Wv.
\n-t£]-I-tcm-Sp-Å D-]-tZiw 3þ4 hÀ-j-t¯-¡p-Å ZoÀ-LIm-e \n-t£-]-§Ä\-S-¯p-¶-hÀ `-b-t¡-|-XnÃ. sNdn-b Xn-cp-¯-ep-IÄ h-cp-t¼mÄ ]-cn-{`-an-¡m-sX \à Hm-l-cn-IÄ t\m-¡n hm-§m-\p-Å A-h-k-c-am-bn Im-Wp-I. ]-c-am-h[n 5þ10 i-X-am-\w h-sc Xm-tg-bv-¡v t]m-Im-\p-Å km[y-X am-{Xam-Wv Im-Wp-¶Xv. AÃm-sX hen-sbm-cp Xm-gv-N-bp-|m-InÃ. C-Xn-\n-S-bn kÀ-¡mÀ \-b-§-fn A-\p-Iq-eam-b am-ä-§-fp|m-bm A-Xv hn-]-Wn-bn s]m-kn-äo-hmbn {]-Xn-^-en-¡pw.
52 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
¯-ep-IÄ {]-Xo-£n¡mw
¯ _-P-äv
Iq-Sp-X kp-Xm-cy-amIpw ''hÀ-j-§Ä-¡p ap¼v F-Sp-¯p-I-f-ª ZoÀ-LIm-e aqe-[\ t\-«-¯n-\v 10 i-X-am-\w \n-Ip-Xn \Â-I-W-sa-¶ \-bw
cp-¯-ep-IÄ D-|m-Im-\p-Å km-l-N-cyam-Wv C-Xv kq-Nn-¸n-¡p-¶-Xv. am-{X-hp-aà tem-I-hn]-Wn C-t¸mÄ X-s¶ Xn-cp-¯Â aq-Un-em-Wv.
\n-t£]-I-tcm-Sp-Å D-]-tZiw ZoÀ-L-Im-e-t¯-¡v \nt£-]n-¡p-I. Hm-
l-cn-\n-t£-]-¯n\v A-Sp-¯ H-cp hÀ-jw A-{X ip-`-I-c-am-bn Im-Wp-¶nÃ. ap-gp-h³ ^-|v H¶n \n-t£-]n-¡m-sX _n-kn\kv h-fÀ-¨-bpw km-¼-¯n-Im-Sn-¯-dbpw {]-I-S-\-an-I-hp-ap-Å Øm-]-\-§-fpsS Hml-cn-IÄ sX-c-sª-Sp-¯v \n-t£-]n-¡m³ {i-²n-¡p-I. h-fÀ¨m km-[y-X-bp-Å skIv-ä-dp-IÄ F-¶ co-Xn-bn t\m-¡m-sX AXn X-s¶ \à I-¼-\n-I-Ä sX-c-sª-Sp¡pI.
kqc-Pv \mbÀ
^u-|À & F-Iv-knIyq-«n-hv U-b-d-IväÀ, tam-«v t]mÀ«vt^mfntbm am-t\tP-gvkv
ho|pw sIm-|p-h¶-Xv hn-]-Wn-bn sN-dp-XÃm-¯ Xn-cn¨Sn D-|m-¡p-I X-s¶ sN-¿pw. sk-Iyq-cn-än {Sm³-km-£³ Sm-Iv-kv F-Sp-¯p-I-f-bp-sa-¶v A-`yq-l-§-fp-|m-bn-cp-¶p-sh¦nepw A-Xp-|m-bnÃ. t^m-dn³ C³-kv-än-äyq-j-W C³-shkv-tä-gv-kv sNdn-b co-Xn-bn Hm-l-cn-hn-]-Wn-bn \n-¶v amdn-\nÂ-¡m³ CXv C-S-bm-¡pw. ]-s£ Cu Øn-Xn-K-XnIÄ XmÂ-¡m-en-I-am-bn-cn-¡pw. em-`-¯n \n¶v kÀ-¡mÀ \nIpXn Cu-Sm-¡p-¶-Xn-s\ sX-äp-]-d-bm-\m-In-sÃ-¶m-Wv F-sâA-`n-{]mbw. FÃm-än\pw c-|v h-i-§-fp|v. ]-e I¼-\n {]-tam-«À-amcpw \n-Ip-Xn-bnÃm-¯ km-l-N-cy-s¯ Zp-cp-]tbm-Kw sN-¿p-I-bpw hym-]-I-am-bn \n-Ip-Xn sh-«n-¡p-Ibpw sN-bv-Xn-cp¶p. Cu \-b-¯n-eqsS C¯-c-sam-cp km-l-Ncyw CÃm-Xm-Ip-w. G-Xm\pw hÀ-j-§-fm-bp-Å Nn-e \-S-]-Sn-I-fneqsS cm-Pyw Un-Pn-ä hn-¹-h-¯n-sâ ]m-X-bn-emWv. AXpsIm-|pX-s¶ hcpw \m-fp-IÄ ip-`-I-c-am-bn-cn-¡p-sa-¶m-Wv {]-Xo£.
\n-t£]-I-tcm-Sp-Å D-]-tZiw 2þ3 hÀ-j-ambn Hm-l-cn-hn-]-
Wn- D-b-c-§-fn-te-¡v Ip-Xn-¡pI-bm-bn-cp¶p. Cu km-l-N-cy -¯n A-Sn-Øm-\-anÃm-¯ ]-e Hm-l-cn-I-fpw hf-sc D-bÀ¶n-«p|v. C-Xv \n-t£-]-IÀ -¡n-S-bn Aan-X B-ß-hn-izm -k-hpw A-Xym-{K-lhpw Iq-«nbn-«p-s|-¶v ]-d-bm-Xn-cn-¡m-\mInÃ. hf-sc A-]-I-S-c-am-WnXv. C-t¸m-Ä hn-]-Wn-bn-ep-|mIp¶ Xn-cp-¯-ep-IÄ kz-b-apÅ hn-e-bn-cp-¯-en-\p-Å kml-Ncyw Iq-Sn-bm-Wv H-cp-¡p-¶Xv. I-¼-\n-I-sf-¡p-dn-¨v \-¶mbn ]Tn-¨v \à {]-IS-\w Im-gv-N-sh-¡p-¶, km-¼¯nI A-Sn-¯-d-bp-Å I-¼-\n-IfpsS Hm-l-cn-IÄ sX-c-sª-Sp¡pI.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
53
s]gvk-WÂ ^n\m³kv
PERSONAL FINANCE
dn-kv-Iv F-Sp-¡m³ XmÂ-¸-cy-apïv
S s p f R§ -]w \n-t£
In-c¬ hÀ-Ko-kv U-b-d-Iv-äÀ-þ Hm-¸-td-j³-kv ]n-«m-¸n-Ån G-P³-ko-kv
v W m b \ s C-§
sN-e-hn-SÂ w W ] w p b £]-s¯p-d-¡p¶p t n\ . À ] vX -ev t -bn-se \mIp-dn-¨v C-Xm a\-k e J a t pw hy-Xykv-X co-Xn-sbb
hnth-Iv IrjvW tKm-hnµv hnth-Iv IrjvW tKm-hnµv ]mÀ-SvWÀ, hÀa & hÀ-a NmÀ-t«-Uv F-¡u-|âvkv, {]-kn-Uâv, sI.Fw.F $ Hm-l-cn-bn \n-t£-]n-¡m-dp-t|m? Hm-l-cn-hn-]-Wn-sb-¡p-dn-¨v hf-sc Kuc-ham-bn t\m-¡n-¡m-Wp-Ibpw ]Tn-¡pIbpw A-Xn-s\-¡p-dn-¨v D-]-tZ-i-§Ä h-sc sIm-Sp-¡p-¶-bm-fm-Wv Rm³. F-¶m hy-àn-]-c-am-bn Rm³ Hm-lcn-hn-]-Wn-bn t\-cn«v \n-t£-]n¡m-dnÃ. F-¶m ayp-Nz ^|v, F-kv. sF.]n kv-Io-ap-I-fnse-\n-¡v \n-t£-]ap|v
Po-hn-Xw B-kz-Zn-¡p-I. H-¸w \nt£-]n-¡p-¶-Xn-\m-bn h-cp-am-\-¯nsâ \nÝn-X hn-ln-Xw am-än-sh-¡pI
\n-t£-]-¯n hen-b dn-kv-Iv F-Sp-¡m-dnà $
$
$ \n-t£-]-¯n hen-b \-ã-§-fp-|m-bn«p-t|m? hen-b \-ã-§-fnÃ. Imc-Ww Rm³ \n-t£]-¯n A-{X hen-b dn-kv-Iv F-Sp-¡m-dnÃ. AXp-sIm|-pX-s¶ hn-hn-[X-cw C³-jp-d-³kv ¹m-\p-IÄ F-Sp-¯n-«p|v. $ BÀ-«n \n-t£-]n-¨n-«p-t|m? F-\n-¡v hf-sc XmÂ-¸-cy-ap-Å ta-J-e-bmWv BÀ«v. A-Xn-\p-th|-n ]-Ww sN-eh-gn-¡m-dp|v. F-¶m A-Xv H-cp \n-t£-] aÃ.
$ kz-´w \n-t£-]-¯n \n-¶v ]Tn-¨ ]mTw? B-Zy \n-t£-]w F-¶m-bn-cp¶p? _m-e³-kv-Uv B-bn \n-t£-]n-¡p-I. H-cp kn-F BÀ-«n-¡nÄ-jn-¸v sN-¿p-¶ Im-e-¯v ta-J-e-bnepw Iq-Sp-X-em-bn ]-Ww \n-t£-]nA-Xm-b-Xv 18mw h-b-kn-em-Wv B-Zy-am-bn ¡m-sX hnhn-[ \n-t£-]-amÀ-K-§Ä sX-c_m-¦v F-¡u|-v Xp-S-§p-¶-Xv. A-Xph-sc sª-Sp-¡p-I. s]-s«-¶v ]-Ww B-hiyw t]m¡-äv a-Wnbmbn e-`n-¡p-¶-sXm-s¡ sNh-¶m F-Sp-¡m-hp-¶ co-Xn-bn en-Izn-Une-hm-¡p-¶-Xm-bn-cp-¶p io-ew. ]n-¶o-SmWv än D-Å \n-t£-]-§fpw thWw. [m-cm-fw sN-e-h-gn-¡p-¶Xn-s\m-¸w tk-hv sN¿p-I ]-W-ap-|m-bn«pw B-h-iy-t\c-¯v CÃm-sX Iq-Sn th-Ww F-¶ Nn-´-bp-|m-bXv. B-Zyh-cp-¶ A-t\I-sc I|-n-«p|v. s¯ A-tX _m-¦v F-¡u-|m-Wv F-\n-¡v $ bp-hm-¡-tfm-Sp-Å D-]-tZiw? C-t¸m-gp-ap-ÅXv. Po-hn-Xw B-kz-Zn-¡p-I. H-¸w \n-t£-]n h-cp-am-\-¯n-sâ F-{X i-X-am-\w ¡p-¶-Xn-\m-bn h-cp-am-\-¯nsâ \nÝn-X \n-t£-]n-¡pw? hn-ln-Xw am-än-sh-¡pI. 30 i-X-am-\-t¯m-fw
54 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
\n-t£-]n-¡p-¶io-ew h-fÀ-¯n-sb-Sp -¡p-I. s]-s«-¶v ]-Ww C-c-«n-¡p-¶ amÀ-K -§Ä t\m-¡n t]m-I-cp-Xv $ B-Zy \n-t£-]w G-Xm-bn-cp-¶p? ]T-\-ti-jw sN-ss¶-bn sIm-án-kân-em-Wv F-\n¡v B-Zy tPm-en e-`n-¡p-¶-Xv. B-Zy-Im-e-§-fn \nt£-]n-¡m-\p-Å Xp-I-sbm-¶pw D-|m-Ip-am-bn-cp-¶n-Ã. 24 mw h-b-k-n sIm-¨n-bn A-¸mÀ-«v-saâv hm-§n-bXm-Wv B-Zy- \n-t£-]w. $ h-cp-am-\-¯n-sâ F-{X i-X-am-\w \n-t£-]n-¡pw? h-cp-am-\-¯n-sâ 15þ20 i-X-am-\-t¯m-fw \n-t£-]n-¡p¶-Xv. $ C-t¸m-g-s¯ {]-[m-\ \n-t£-]-ta-J-e G-Xm-Wv? `q-an-bn-em-Wv Iq-Sp-X-em-bpw \n-t£-]n-¡p-¶-Xv. _m-¦v hm-bv-] e-`n-¡p-¶-Xn-\p-Å F-fp-¸-hpw aq-ey-hÀ-[-\-bv¡p-Å km-[y-X-bp-am-Wv C-Xn-\v {]-[m-\ Im-c-Ww. $ Hm-l-cn-hn-]-Wn-bn \n-t£-]n-¡m-dp-t|m? dn-kv-Ip-Å \n-t£-]-amÀ-K-§-fn-sem-¶pw X-s¶ C-Xp-hsc \n-t£-]n-¨n-«n-Ã. F-¶m C-\n sN-dn-b dn-kv-Iv FSp-¡m³ XmÂ-¸-cy-ap-|v. \-à Hm-l-cn-I-fn-epw ayq-Nz ^-|p-I-fn-ep-sam-s¡ \n-t£-]n-¡m-\p-Å H-cp-¡-¯nem-Wv. A-Xp-t]m-se X-s¶ aq-¶p h-b-kp-Å a-IÄ¡m-bn \-sÃm-cp ssNÂ-Uv ¹m³ F-Sp-¡m³ ]-²-Xnbp-|v. dn-«-bÀ-saâv ¹m-\pw th-Ww. $ \n-t£-]-¯n-se Kp-cp? hm-d³ _-^-äv A-t±-l-¯n-sâ ]-¦m-fn-sb-¶p hn-ti-jn¸n-¨n-«p-Å NmÀ-en aw-KÀ F-¶ {]-ap-J \n-t£-]-I-sâ co-Xn hm-bn-¨n-«p-|v. A-Xp-t]m-se X-s¶ \n-t£-]Im-cy-§-fn B-g-¯n A-dn-hp-Å H-cp Bân-bm-Wv F-sâ saâÀ. $ bp-hm-¡-tfm-Sp-Å D-]-tZ-iw? \n-t£-]n-¡p-¶- io-ew Xp-S-¡-w ap-X-te h-fÀ-¯nsb-Sp-¡p-I. s]-s«-¶v ]-Ww C-c-«n-¡p-¶ amÀ-K-§Ä t\m-¡n t]m-I-cp-Xv. h-f-sc t\-c-s¯ X-s¶ slÂ-¯v C³-jp-d³-kpw sse-^v C³-jp-d³-kpw F-Sp-¡p-I. t\-c-s¯ F-Sp-¯m {]o-an-bw h-f-sc Ip-d-hm-bncn-¡pw.
t£-]w \nÀ-_-Ô-ambpw sN-bv-Xn-cnt¡-| H-¶mWv.
\n-t£-]w F-t¸mgpw H-cp tKm-fn-s\ e-£yan«p-sImïvv
$ B-Zy \nt£-] Xp-I? sse^v C³-jp-d³-kn G-I -tZ-iw 10 e-£w cq-]. $\n-t£-]-ap-Å ta-J-e-IÄ G-sXms¡? tÌm-¡v amÀ-¡äv, ayq-Nz ^-|vkv, t_m-|p-IÄ Xp-S-§n-bh
Iu-jn-Iv Pn.]n U-b-dÎÀ, Pn-^m-_v ^-kmUv skm-eq-j³-kv ss{]h-äv en-anäUv, Xn-cp-h-\-´-]p-cw $ \n-t£-]-¯n {i-²n-¡p-¶ L-SI§Ä? km-[m-c-W dn-t«¬ Hm¬ C³-shkv-äv-saâm-Wv BZyw t\m-¡p-I. c-|m-a-Xm-bn dn-kvIv. Imc-Ww GsXm-cp \n-t£-]-¯n\pw H-cp dn-kv-Iv ^m-ÎÀ D-|m-Ipw. $ B-Zy-s¯ \n-t£-]w F-´nem-bncp¶p? C³-jp-d³-kn-Â. G-ähpw dn-kv-Iv Ip-
s]-s«-¶p-Å H-cp Xo-cp-am-\-¯n-sâ A-Sn-Øm-\-¯n H-cn-¡epw \n-t£-]w \-S-¯m-dnà d-ª H-cp ta-J-e-bm-WnXv. am-{X-aà sse-^v C-³-jp-d³-kn-sebpw slÂ-¯v C³-jp-d³-kn-sebpw \n-
jmlp ]-\¡Â am-t\-Pnw-Kv U-b-d-IväÀ, s]m-¶qkv Hm¬-sse³, a-e-¸p-dw
\-ã-km[y-X Ip-d -ªXpw an-I-¨ h-cp -am-\w X-cp-¶-Xpam-b \n-t£-]-§Ä sX-c -sª-Sp-¡pI
\n-t£-]-¯n-sâ ]-Ip-Xnbpw dn-b F-tÌ-än- $ B-Zy \n-t£-]w F-hn-sS-bm-bn-cp¶p kv-Iq-fn ]Tn-¡pt¼mÄ k-©-bn-Ibn tNÀ-¶-Xm-Wv B-Zy \n-t£-]m-\p`hw.
$hen-sbmcp \n-t£-]w \-S-¯n-bn-«p-Å taJ-e? ayq-Nz ^-|p-IÄ. _nÀ-e ayq-Nz ^-|vkv, F-kv. _n.sF ayq-Nz ^-|v-kv Xp-S-§n-b-h-bn \n-t£-]ap-|v. $ h-cp-am-\-¯n-sâ F-{X i-X-am-\-am-Wv \n-t£-]-¯n-\m-bn D-]-tbm-Kn-¡p-¶Xv? A-Sp-¯-Im-e-¯m-Wv Rm-s\m-cp t]mÀ«v-t^mfntbm X-¿m-dm-¡n \nt£-]w \-S-¯m³ B-cw-`n-¨Xv. h-cpam-\-¯n-sâ G-I-tZ-iw 50 ap-X 60 i-X-am-\w h-sc \n-t£-]n-¡m-dp|v. $ \n-t£-]-¯n-\m-bn ]n-´p-S-cp-¶ X-Xzw? \n-t£-]-§-sfÃmw F-t¸mgpw H-cp tKm-fn-s\ A-Sn-Øm-\-am-¡n-bm-bn-cn¡Ww. \-ap-¡v F-s´m-s¡ B-h-iy§-Ä F-t¸m-sgm-s¡ D-|m-Ip-sa¶v a-\-kn-em-¡m\pw \n-ivNnX tKm-fp-IÄ
$ \n-t£-]-¯nsâ F-{X i-X-am-\-amWv Hm-l-cn-I-fn-enSp-¶Xv? sam-¯w \n-t£-]-¯n-sâ 20 i-X-am-\t¯mfw Hm-l-cn-I-fn \n-t£-]n-¡mdp|v. $ _näv-tIm-bn³ t]m-ep-Å ]p-XpX-eap-d \n-t£-]- amÀ-K-§Ä kzo-Icn-¨n-«p-t|m? CÃ. F-¶m _näv-tIm-bn-s\-¡p-dn¨pw t»m-¡v-sN-bn³ sSIv-t\m-f-Pn-sb-¡pdn¨p-sam-s¡ Rm³ Iq-Sp-X-em-bn ]Tn-¡p-¶p|v. $ s]-s«-¶v \-S¯n-b \n-t£-]-§ -fp-t|m? CÃ. s]-s«-¶p-Å H-cp Xo-cp-am-\-¯nsâ A-Sn-Øm-\-¯n Rm³ H-cn¡epw \n-t£-]w \-S-¯m-dnÃ. $ G-ähpw Iq-Sp-X h-cp-am-\w t\-Sn-¯-¶ \n-t£]w? Hm-l-cn-I-fmW-h. D-Zm-l-c-W-¯n\v hf-sc {]-i-kv-X-hpw an-I-¨ A-Sn-¯-dbp-ap-Å FÂ&Sn, F-kv._n.sF Xp-S§nb Hm-l-cn-I-fn F-\n¡v \n-t£-ap-|v.
{]apJ tÃm°vv am¿°‰v hnZ-Kv≤≥ SANIL KUMAR˛s‚ t\Xr-Xz-Øn¬ ho´-Ω-am¿°pw, ko\n-b¿ kn‰nk¨kn\pw
$ _näv-tIm-bv³ t]m-epÅ ]pXn-b \nt£-] amÀ-K-§Ä ]-co-£n-¡mdp-t|m? D|v. A-Xn-sâ km-[yX-IÄ ]Tn-¨p h-cn-I-bp-am-Wv $ A-{]-Xo-£n-X-am-bn \-S¯n-b H-cp \n-t£]w? Zp-_m-bn-bn H-cp I-¼-\n-bn tkm-^v-ävsh-bÀ \-Â-Im-\m-bn I-cm-À e-`n¨p. A-Xp I-gn-ª-t¸m-Ä A-tX I-¼-\n-bp-sS ]mÀ-Sv-WÀ B-bn am-dn.
Fd-Wm-Ip-fØv {]apJ sjb¿ t{_m°nwKv Iº-\n-bmb AIyp-sa≥ Iym∏n- ‰ ¬ am¿°- ‰ n¬ {]mIv S n- ° ¬ ]cn- i o- e - \ hpw e`n- ° p- ∂ p.
tImtfPv hnZym¿∞n-Iƒ°v sXmgn¬ t\Sm≥ SEBI bpsS Hm¨sse≥ k¿´n-^n-t°-j≥ tIm®nw-Kv.
$ B-Zy-am-bn \-ãw D-|m¡n-b \nt£]w? Hml-cn hn-]-Wn-bm-Wv \-ãw h-cp-¯nbXv. k-Xyw Iw-]yq-t«-gv-kn-se \n-t£]w \ãw h-cp¯n.
$ ÌmÀ«-¸v I-¼-\n-I-fn \n-t£-]n-¨n-«pt|m? G-Xv I-¼\n? $ h-cp-am-\-¯n-sâ F-{X i-X-am-\w \n-t£-]n-¡p¶p? D-|v. quadcircles.com F-¶ sF.-än I-¼\n-bn 80 i-X-am-\hpw hnhn-[ amÀ-K-§-fn \nt£-]n-¡p-¶p $ \n-t£-]-¯n {i-²n-¡p-¶ Im-cyw? $ _m-¦v \n-t£-]-§-fp-t|m? \-ã-km[y-X Ip-d-ªXpw an-I-¨ hcp-am-\w X-cp-¶-Xpam-b \n-t£-]-§Ä en-Izn-Uv ^-|m-bn B-hiyw h-cp-t¼mÄ sX-c-sª-Sp-¡m³ {i-²n-¡pw. s]-s«-¶v F-Sp-¡m³ _m-¦p-I-fn \nt£-]n-¡p¶p.
$ _m-¦n Øn-c \n-t£-]-ap-t|m? ap³-]p-|m-bn-cp-¶p. -]s£ C-t¸m-gnÃ. ]-W-s¸-cp-¸w Imc-Ww A-Xn \n¶pw an-I-¨ h-cp-am-\w t\-Sm-\m-InÃ.
sjb¿ t{SUnßv ]Tn°mw...!
$ dn-b F-tÌ-än \nt£-]n-¡p-¶p-t|m? D|v. B-sI \n-t£]-¯n-sâ ]-Ip-Xnbpw dn-b F-tÌ-än-emWv.
$ G-ähpw Iq-Sp-X h-cp-am-\w t\Sn-¯-¶ \n-t£]w? dn-b F-tÌ-än-epw kzÀ-W-¯n-ep-ap-Å \n-t£-]w
sk-äv sN-¿p-¶-Xn\pw Ip-Spw-_-hp-am-bn B-tem-Nn-¡p-¶Xpw Kp-W-I-c-am-bncn-¡pw.
¢m v DS≥ Bcw-`n-°p-∂p. To Join: 0484-4291111, 93883 12345. Xnb-dn-˛-{]m-IvSn-°¬ ssehv ¢m p-Iƒ kzbw t{SUv sNøm≥ {]m]vX-cm-°p-∂p. z BZyw cPn-ÿ sNøp∂h¿°v ¢m v z z
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[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
15.5 h *12 w Dhanam
55
s]gvk-WÂ ^n\m³kv
A-dn-ªv \n-t£-]n-¡mw ayq-Nz ^ïp-I-fnÂ
PERSONAL FINANCE
Fkv-sF-]n-
7
\n-t£-]w h-fÀ-¯p-¶ am-PnIv sNdn-b Xp-I-I-fn-eq-sS Po-hn-X-e-£y-§Ä \n-d-th-äm³ \n§-sf {]m-]v-X-cm-¡p-I-bm-Wv kn-Ì-am-än-Iv C³-sh-Ìv-saâv ¹m-\p-IÄ AY-hm F-kv-sF]n hnP-b{io ssIaÄ
Po
bm-bn 6000 cq-] \n-t£-]n-¨p-sh-¶p hn-Nm-cn-¡p-I. A-t¸mÄ A-bmÄ-¡v e-`n-¡p-¶Xv 6000/48= 125 bq-WnämWv. A-tX-k-abw, B-dp am-k-¯n-\p-ti-jw (Pq¬ 1) \v 50 cq-] F³F-hn D-Å k-ab-¯v A-bm-fp-sS \nt£-]-¯n-sâ aq-eyw 125X50=6250 cq-]-bmWv. F-kvsF-]n h-gn-bp-Å \n-t£-]-¯n\v Cu k-ab-¯v e-`n-¨ Xp-I-bp-am-bn t\m-¡p-t¼mÄ C-Xv Ip-d-hmWv. F-kvsF-]n-bn Nn-e am-k-§-fn Ip-d-ª F³-F-hn-bn bq-Wn-äp-IÄ hm-§nb-Xp hgn i-cmi-cn hm§n-b hne Ip-d-ª-Xm-Wv CX-n-sâ Im-c-Ww. sam-¯w B-kv-Xn hn-e AY-hm F³F-hn F-¶m H-cp bq-Wn-än-sâ hne-bmWv. C-Xv FÃm Zn-h-khpw {]-kn-²o-I-cn-¡p¶p
-hn-X-¯n H-cp \nt£-] A-¨-S¡w. H-¸w sNdn-b Xp-I-I-fn-eq-sS hen-sbm-cp k-¼m-Zyw. C-Xm-Wv ayq-NzÂ-^-|p-I-fnse kn-Ì-am-än-Iv C³-sh-Ìv-saâv ¹m-\p-IÄ(F-kvsF]n) \n-t£-]-IÀ-¡v \Â-Ip-¶Xv. Hml-cn hn-]Wn-bn-se hy-Xn-bm-\-§-fn B-i-¦-s¸-Sm-sX apS-¡w h-cp-¯m-sX-bp-Å \n-t£-]-¯n-eq-sS Iq-Sp-X t\-«-ap|m-¡m³ \n-t£-]I-sc k-lm-bn-¡p-¶ H-¶m-WnXv.
sNdn-b Xp-I-IÄ sIm-|v an-I-¨ `m-hn _Päv \nÀ-tZ-i-§Ä-¡-\p-k-r-X-ambn Hml-cn hn-]-Wn-bnÂ- G-ä-¡p-d-¨n-ep-IÄ D-|m-Ip-¶ km-lN-cy-¯n G-Xv k-a-b-¯m-Wv hn-]-Wn-bn {]-thin-t¡-|-sX-¶ [À-½-k-¦-S-¯n-em-Wv \n-t£-]IÀ. F-¶m G-Xp Im-e¯pw \n-t£-]n-¡m-hp-¶, `m-hn kp-c-£n-X-am-¡m³ D-X-Ip-¶, Hml-cn ku-lr-Z \nt£] amÀ-K-§Ä C-hn-sS-bp-s|-¶v ]-eÀ¡pw A-dnbnÃ. Hm-l-cn-bn-se hen-b hy-Xn-bm-\-§Ä t]mepw Kp-W-am-¡m³ F-kv-sF-]n-¡p km-[n-¡p-¶p. Hml-cn hn-]-Wn-bn hn-e- C-Sn-bp-t¼mÄ F-kv-sF]n-bn-eqsS Iq-Sp-X bq-Wn-äp-IÄ hm-§mw, `m-hn-bn D-bÀ-¶ t\-«-hp-ap-|m-¡mw.
F-kv-sF-]n-bp-sS {]-hÀ¯\w
Iq-«p-]-en-i-bpsS iàn Iq«p-]en-i F§-s\ Kp-Ww sN-¿p-¶p-sh-¶v c-|p co-Xn-bn Im-Wn-¨n-cn-¡p-I-bm-Wv Xm-sg \Â-In-bn-cn¡p-¶ tS-_n-fp-I-fnÂ. sX-c-sª-Sp-¡Ww. t\cn«v \n-t£-]n-¡p-t¼mÄ BZyw At]£ t^mw ]q-cn-¸n-¨p \ÂI-Ww. Hmtcm am-khpw \nÝn-X Xp-I _m-¦v F-¡u-|n \n-¶v \nÝn-X Xo-b-Xnbn- F-Sp-¡m-\p-Å kv-äm³-Unw-Kv \nÀ-tZ-ihpw \Â-IWw. H-¸w sN-¡pw \Â-I-Ww. (F-kv-sF-]n-bn B-Zy AS-hv sN-¡m-bn A-t]-£m t^m-an-s\m-¸w \ÂIWw). c-|p \nt£-] co-Xn-bn-epw \n-t£-]-I-sâ- hn-h-c§Ä (sI-sshkn) \Â-tI-|Xp-|v.
ayq-NzÂ-^-|n \n-t£-]n-¡m³ G-ähpw F-fp¸hpw Im-cy-£-a-hpam-b amÀ-K-am-Wv kn-Ì-am-än-Iv C³sh-Ìv-saâv ¹m³. sNdn-b Xp-I-IÄ h-oXw Øn-c-am-bn F-kv-sF-]n F§-s\ Kp-W-I-c-amIpw? ayq-NzÂ-^-|n- \n-t£-]n-¡m³ F-kv-sF-]n \n-t£]-Isc k-lm-bn-¡pw. A§-s\ \n-t£-]-¯n H-cp dp-]o tIm-kv-äv B-h-td-Pnw-Kpw, ]hÀ Hm-^v A-¨-S-¡- k-ao]-\w sIm-|p-h-cm-\p-am-Ipw. Hmtcm tImw-]u-|nw-Kp-am-Wv F-kv-sF-]n \n-t£-]-¯n-sâ am-khpw \n-Ýn-X Xp-I ho-Xw \n-t£-]n-¡p¶ _m-¦v {][m-\ KpWw. hn-]-Wn-bn hn-e-bn-Sn-hp-|m-Ipd-n¡-dnw-Kv \n-t£-]-§Ä-¡p k-am-\-am-Wv F-kv-sF-]n- t¼mÄ Iq-Sp-X bq-Wn-äp-IÄ hm-§m-\m-Ipw. A-tXbp-sS \nt£-] co-Xn-bpw. F-¶m k-abw, DbÀ¶p-sIm-|n-cn-¡p-¶ _m-¦v BÀ-Un-bn \n-t£-]w hn-]-Wn-bn Ipd-¨p bq-Wn-äp-I-fmPurchase NAV SIP No of _m-¦n-te-¡m-Wv t]m-Ip-¶Xv. Fkvbn-cn¡pw hm-§m-\mhpI. Im-ew Date Amount Units sF-]n-bn ayq-Nz ^-|v ]-²sNÃp-t´mdpw bq-Wn-äp-I-fp-sS samXn-I-fn-em-Wv \n-t£-]n-¡p¶Xv, AJan 1st 48 1000 21 ¯w i-cmi-cn hm§n-b hne IpdXph-gn Hm-lcn, t_m-|v F-¶n-hªp h-cpw. A-Xn-\m F-kv-sF Feb 1st 45 1000 22 bn-te-¡v \n-t£-]w t]m-Ip¶p. -]n \n-t£-]-¯n\v hn-]-Wn-bn March 1st 54 1000 19 am-k¯ntem ss{X-am-k¯ntem {]-th-in-¡p-¶ ka-bw {]-iv-\aÃ. April 1st 40 1000 25 F§-s\ \n-t£-]n-¡-W-sa¶v H¸w \Â-In-bn-cn-¡p¶ tS_n-fn \n-t£-]-IÀ-¡v sX-c-sª-Sp-¡mw. \n-¶v dp-]o tIm-kv-äv B-h-td-Pnw-Kv May 1st 45 1000 22 Kp-W-am-Ip-¶-sX-§-s\-sb-¶p a-\June 1st 50 1000 20 F§-s\ \n-t£-]n-¡pw? kn-emIpw tIm-kv-äv B-h-td-PnwKv Im-emh-[n A-h-km-\n-¡pF-kv-sF-]n-bn \n-t£-]nt¼mÄ ssIh-i-apÅ sam-¯w bq-Wn-äp-I-fp-sS F-®w ¡m³ c-|p amÀ-K-§-fm-Wv. Hm¬-sse-\mbpw t\ 129 B-Ipw. A-t¸mÄ F³-F-hn 50 cq-]-bm-bn-cn¡pw. cn«pw. Hm¬-sse³ co-Xn-bn B-sW-¦n \n-t£-] A-Xmb-Xv ssI-¿n-ep-Å \n-t£-]-¯n-sâ aq-eyw IÀ ayq-NzÂ^-|v I-¼\n, kv-Iow, Hm-]vj³, \n-t£129X50=6450 cq]. H-cp \n-t£-]-I³ 48 cq-] F³F]- Xp-I, Im-em-h-[n (kn-Ì-am-än-Iv C³-sh-Ìv-saân-\p hn D-|m-bn-cp-¶ k-a-b-¯v (P-\p-h-cn 1\v) H-ä-¯-h-Wam-{X-am-Wv Im-emh-[n h-cp-¶-Xv) F-¶n-h-sbm-s¡ SIP performance of mutual funds in different categories Scheme Details Scheme Name
SIP Return %
Inception Date
NAV as on 25.01.2018
AUM(Cr.)
3 Year
5 Year
10 Year
Since Inception
Aditya Birla SL Frontline Equity Fund(G)
30-08-2002
228.28
20,702.23
17.65
18.49
16.87
19.28
Franklin India High Growth Cos Fund(G)
26-07-2007
42.25
7,957.27
19.93
23.73
20.67
19.79
HDFC Mid-Cap Opportunities Fund(G)
25-06-2007
60.18
20,958.54
23.89
27.49
24.23
23.24
Kotak Select Focus Fund(G)
11-09-2009
34.27
17,040.63
20.04
22.05
-
18.89
SBI BlueChip Fund-Reg(G)
20-01-2006
39.49
17,869.49
16.65
19.03
16.69
14.82
56 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
a) hy-Xy-kv-Xam-b dn-t«¬, F-¶m H-tc Im-e-bf-hv. H-cp i-X-am-\w hy-Xym-kw t]mepw ZoÀ-L-Im-e-¯n hen-b kzm-[o-\w sN-ep-¯p¶p. @ 8%
@10%
@12%
No of years of investment.
10
10
10
No of months
120
120
120
Monthly investment Amount
5000
5000
5000
Total Amount Invested
600000
600000
600000
Corpus after 10 years
Rs.9,00,619
Rs.9,99,316
Rs.11,09,647
b) t\c-s¯ \n-t£-]n-¡pt¼mÄ: c-| v-t]À hy-Xykv-X {]m-b-§-fn dn-«-bÀ-saâv ¹m-\nw-Kv Xp-S-§p¶p. Mr. A
Mr. B
Present Age
30
30
Retirement Age
60
60
Age of starting investment
Now
At the age of 25
Monthly SIP Amount
5000
5000
Expected rate of return
12%*
12%*
Total investment tenure
30 years
35 years
Sum at the maturity
Rs.1,52,60,036
Rs.2,7,295,105
* ]en-i \n-c-¡v D-Zm-l-c-W-¯n-\v F-Sp-¯n-cn-¡p-¶-XmWv
`qcn`m-Khpw Xm-gv-¶ h-cp-am-\-¡mcpw a-[y-h-cp-am-\¡m-cp-ap-Å hn-I-kn-¨p sIm-|n-cn-¡p-¶ k-¼-Zvhy-h-Ø-bm-Wv C-´y-bp-tS-Xv. km-[m-c-W-¡m-c-mb P-\§Ä-¡v dn-b F-tÌäpw kzÀ-Whp-sam-s¡ hm-§p -¶-Xn-\p-Å sNe-hv Xm-§m-\m-hp-¶-Xn-ep-a-¸p-d-am-Wv. F-¶m ayq-NzÂ-^-|p-IÄ km-[m-c-W-¡mÀ¡pw Hml-cn hn-]-Wn-bn-te-¡p-Å {]-thi-\w kp-K-a-am-¡nbn-cn-¡p¶p. sk-_n-bp-sS kÀ-th A-\p-k-cn-¨v ayq-NzÂ-^-|v \n-t£]-I-cn 60 i-X-am-\w t]cpw F-kvsF-]n h-gn-bp-Å \n-t£-]-am-Wv ]n-´p-S-cp-¶Xv. hnPb{io ssI-aÄ, Pn-tbm-Pn-Xv C³-sh-kv-äv-saâv A-ssUz k-dn Un-¸mÀ-«v-saâv
C³sh-Ìvsaâ v ssKUv
INVESTMENT GUIDE
market REVIEW
C³sh-kv-änwKv s]mdn©p shfn-b¯v
H-cp ssa³-Uv sKbnw C-´y-bp-sS kv-tamÄ, an-Uv-Im-]v tÌm-dn-bn \n-t£-]n-¡m-\p-Å A-kp-e-` A-h-k-c-am-WnXv
\n
-t£-]n¡p-I F-¶-sXm-cp ssa³Uv sKbn-amWv. Hml-cn hn-e-I-fn-se hy-Xn-bm-\§Ä ]e-t¸mgpw \n-t£-]-I-cp-sS a-\-kn-s\ a-Xn-¡p-¶pþBÀ-¯nbpw `-bhpw tNÀ-¶ hnIm-c-§Ä bp-àn--cm-ln-Xy-¯n-sâ A-t§-bä¯v sIm|p sN-s¶-¯n-¡p-¶p. h-nIm-c-§-sf \n-b-{´n-¨p \nÀ-¯p-¶-h-cm-Wv hn-P-bn-Ifmb \n-t£-]IÀ. Hml-cn hn-e-bp-sS N-e-\-§-sf-¡pdn-¨v th-h-em-Xn-s¸-Sm-Xn-cn-¡p¶Xv a-\-km-¶n[y-t¯m-sS hn-]-Wn-sb t\m-¡n-¡m-Wm³ klm-bn-¡p-I-bpw A-Xnsâ bp-àn-cm-ln-Xy-s¯ t\-«-am-¡n am-äm-\m-Ip-Ibpw sN-¿pw. F-sâ I-gn-ª te-J-\-¯n\pw C-t¸mg-s¯ te-J\-¯n\pw C-S-bn-ep-Å Im-e-b-f-hn C-´y³ k-¼-Zv-cw-K-¯n-sâ A-Sn-Øm-\-L-S-I-§-fn am-ä-sam¶pw h-¶n-«nÃ. F-¶mepw I-gn-ª H-cp am-k-¯n-\p-Ån sk³-sk-Iv-kv F-¡m-e-s¯bpw henb D-b-c-am-b 35000 ¯n \n¶pw Zn-h-k-§Ä¡Iw X-s¶ 36000 te-¡v Ip-Xn-¨p-bÀ¶Xv \-½Ä I|p. ]n-¶o-Sv s]-s«¶v ]m-\n-Iv skÃnw-Kv D-|m-hp-I-bpw D-bÀ-¨-bn \n¶v 2000 t]m-bnâv \-ã-s¸-Sp-Ibpw sN-bv-Xp. Cu Zn-h-k-§-fn D|m-b Im-cyamb Xn-cp¯Â ({]-tXy-In¨pw kv-tamÄ-& an-Uv Im-]nÂ) \-½p-sS A-Xn-cp-IS¶ B-ß-hn-izmk-s¯ \n-b-{´n-¡m\pw en-h-tdPv t{S-Unw-Kv (]-Ww I-S-sa-Sp¯v Hml-cn hym-]m-cw \-S-¯p¶Xv) Ip-d-bv-¡m-\pw A-an-X-am-bn hm-§n-¡q-«p-¶ co-Xn CÃm-Xm-¡m\pw k-lm-bn¨p. C-Xv hn-]-Wn-¡v KpWI-c-amWv. AsX, aÄ-«n-_m-KÀ F-¶ ]-Zw ap³-Ime-s¯ t]m-se A-Sn¡-Sn D-]-tbmKn-¡m-\m-InÃ. F-¶m Xp-SÀ-¨bm-bn aqeyw hÀ-[n-¡p¶ (tImw]u-|nwKv Hm-l-cnIÄ) ap-t¶m«p-Å ]m-X-bn D-|v. en-Ì-Uv I-¼-\n-I-fp-sS tImÀ-¸-td-äv Kth-W³-kn ap-s¼-§p-anÃm-¯ ]p-tcmK-Xn D-|m-Ip-sa-¶-Xn kwi-bw th-|. ]n-Sn-¡-s¸-Spsa-¶ `o-Xn-bp-Å-Xn-\m \qdp-I-W-¡n-\v s{]m-tam-«À-amÀ em-`w Im-Wn-¡p-Ibpw \n-Ip-Xn AS-bv-¡p-Ibpw sN-¿m³ Xp-S-§n-bncn-¡p¶p. Iq-Sp-X k-¼-mZyw hn]-Wn-bn-te-s¡-¯p-t¼mÄ I-¼-\n IÄ QIP (Izmfn-ss^-Uv C³-Ìnäyq-j-W t¹-kv-saâv), sF-]n-H (C-\n-jy ]-»nIv Hm-^À), ssdäv-Cjyp ap-X-em-b-h h-gn aq-e[-\w k-am-l-cn-¡pw. {]-k-àam-b _nkn\-kv tam-Uepw \nt£] tbm-Kyam-b Kp-W-ta-·bp-Å I-¼-\n-IÄ \n-t£-]-¯n-\m-bn sX-c-sª-Sp¡p-I. C-´y-bp-sS kv-tamÄ, an-Uv-Im-]v tÌm-dn-bn \n-t£-]n-¡m-\p-Å A-kp-e-` A-h-k-c-am-WnXv.
s_-bÀ amÀ-¡-sä-¶p hn-fn-¡mw. \n-^v-än 10600  F-¯n-bn-cn-¡p-¶- Cu kabw ]-cn-{`m-´-cm-tI-|-XnÃ. {]-tXy-In-¨pw an-Uv, kv-tamÄ Im]v Hm-l-cn-IÄ \à Xn-cp-¯-en B-bn-cn-¡p-t¼mÄ. HmÀ-an-¡p-I 2008  H-cp \n-t£-]-I\pw ]-Ww \-ã-s¸-«nÃ, a-¦n Pw-t]gv-kn\v am-{X-am-Wv A-Xv kw-`-hn-¨-Xv. 2008  hn]Wn G-ähpw D-b-c-¯n F¯nbt¸mÄ (X-IÀ-¨-bv-¡v sXm-«p ap³-]v) R-§-fp-sS ]n-Fw-Fkn \n-t£-]n-¨ 25 e£w C-t¸mÄ
hm-tez-j-\pÅ I-¼-\n-I-fpsS Hm-l-cn-IÄ I-s|-¯p-I. A¯cw Hm-l-cn-IÄ C-t¸mgpw [m-cm-f-ap|v. Rm-s\m-cp Ir-jn-¡m-c-\m-bXp-sIm-|p X-s¶ ip-`m-]v-Xn hn-izm-k-¡m-c-\mWv. tam-iamb Im-em-h-Ø-bnepw IÀ-j-I-³ A-bm-fp-sS hn-¯v hnX-¨v £-a-tbm-sS A-h h-f-cm\pw hnf-bm\pw Im-¯n-cn-¡p-¶p. \n-t£-]n-¡epw AXn \n-s¶m«pw hy-Xy-kv-XaÃ. A-Sp-¯ c-|p hÀ-jw cm-{ão-b-am-bn-cn¡pw C-\n \n-t£]-s¯ kzm-[o-\n-¡p-¶ {][m-\ L-SIw. C-´y³ cm{ãnb-¯n hn-I-k\-s¯ ap-¶n-te-¡v sIm-|ph-¶p-sh¶Xm-Wv tam-Un-bp-sS G-ähpw hen-b t\«w. C-¶v sN-dpXpw h-ep-Xpam-b FÃm ]mÀ-«nIÄ¡pw hn-I-k\-s¯ Ip-dn-¨v ]-d-bm-Xn-cn-¡m\m-InÃ. G-Xp kÀ-¡m-cm-Wv A-[n-Im-c-¯n F¶-Xv {]-iv-\aÃ, C-´y h-fÀ-¨ Xp-S-cp-Ibpw tem-I-sa-¼m-SpapÅ \n-t£-]-IÀ-¡v H-cp ]-dp-Zokbm-bn Xp-ScpIbpw sN-¿pw; 1300 an-ey¬ F-¶ am-Pn-Iv \-¼-dn-sâ _-e-¯nÂ.
D-Ss\-sbm¶pw C-´ybn-sem-cp s_-bÀamÀ¡-äv D-ïm-hnÃ, F-¶n-cp -¶mepw A-Sp-¯ Ime-¯v A-km-[m-c-W-am-bn hn-e IqSnb G-ähpw 'tlm-«v ' Hm-l-cn-IÄ H-gn-hm-¡p-I
kpc-£n-X-am-bn \o§mw D-Ss\-sbm¶pw C-´ybn-sem-cp s_-bÀ-amÀ¡-äv D-|m-hnÃ, F-¶n-cp-¶mepw ]p-Xp-Xm-bn hn-]-Wn-bn {]-th-in-¨-hÀ Ipd-¨v kp-c-£n-X-am-bn \n-t£-]n ¡pIþ A-Sp-¯ Ime-¯v A-km-[m-c-W-am-bn hn-e IqSnb G-ähpw "tlm-«v ' Bb Hm-l-cn-IÄ H-gn-hm-¡pI. 28 hÀ-jw ap³-]v, 1989 Un-kw-_À 29 \v, P-¸m\nse \n-¡n kq-Nn-I-IÄ 38,915  F-¯n-bn-cp¶p. A-Xn-\p ti-jw C-¶p h-sc B se-h-en-te-¡v Xn-cn-¨p h-¶n«nÃ, b-YmÀ-°-¯n C-t¸mÄ 23000 ¯n Xmsg-bm-Wv \n¡n. A-Xn-s\ \n-§Ä-s¡m-cp
tIm-Sn-I-fm-bn-«p-|v! C-´y³ k¼-Zv hy-h-Ø-bn-se Nn-e L-S-\m-]-cam-b amä§-tfmsS 'A-|À C³-sh-kvä-Uv' Ime-L-«-¯n \n-¶v C-´y³ Hm-l-cn-IÄ ]p-d¯v h-cn-I-bmWv. G-Xp hn-e-bv¡pw Hml-cn-IÄ hm§msa¶Ã C-Xn-\À°w. hn-e {i-²n¡pI X-s¶ thWw. h-fÀ-¶p h-cp-¶ \ym-bam-b
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
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C³sh-Ìvsaâ v ssKUv
INVESTMENT GUIDE
Ct¸mÄ \n-t£-]n-¡m³ {]n³-kv tPmÀPv knC-H, Un-_n-F-^vF-kv
an-I¨ 5 Hm-l-cn-IÄ DbÀ-¶ t\-«-¯n-\p km-[y-X-bp-Å A©v Hm-l-cn-IÄ {]ap-J tÌm-¡v t{_m-¡nw-Kv Øm-]-\am-b Un-_n-F-^v-Fkn-sâ dn-kÀ-¨v Sow sX-c-sª-Sp-¯v A-h-X-cn-¸n-¡p¶p
HBL Power Systems Ltd. CMP: 62
IRB Infrastructure Developers Ltd.
Target: 77
CMP: 244 Target: 304
F ³-Pn-\o-b-dnw-Kv DÂ-¸-¶-§-fnepw tk-h-\-§-fnepw {i-²-tI-{µo-I-cn-¨n«p-Å I-¼-\n-bm-Wv F-¨v-_n-F ]-hÀ kn-Ìwkv. cm-Py-s¯ sSIv-t\mfPn ta-J-e-bnse hnShv ]-cn-l-cn-¡m³ kz-´w \n-e-bn {]-hÀ-¯-\-§Ä \-S¯p-I F-¶-Xm-Wv I-¼-\n-bp-sS \bw. F-bÀ-{Im-^v-äv _m-ä-dn-I-fn XpS§n-b I¼-\n ]n-¶o-Sv C³-U-kv-{Sn-b Ce-t{Îm-Wn-Ivkv, Un-s^³-kv Cet{Îm-Wn-Ivkv, sd-bnÂth Ce-t{Îm-Wn-Iv kn-á-enw-Kv XpS§n A\p_Ô DÂ-¸-¶-§-fnepw {]-hÀ¯-\w hn-]p-e-s¸-Sp-¯n. 2017þ18 km-¼¯n-I hÀ-j¯n-sâ c|mw ]mZ-¯n I-¼-\n-bp-sS h-cp-am-\w 442.07 tIm-Sn cq-]-bmWv. \n-Ip-Xn-¡p ti-j-ap-Å em-`-¯n 45.9 i-X-am-\w hÀ-[-\bpw I¼-\n t\Sn-bn-«p-|v.
Axis Bank Ltd. CMP: 590
Target: 742
cm-
Py-s¯ kz-Im-cy _m-¦p-I-fn aq¶mw Øm-\-¯m-Wv B-Iv-kn-kv _m¦v. tImÀ-¸-tdäv, Fw-F-kv-Fw-C, A-{Kn-¡Ä¨À, do-sä-bvÂ- _n-kn\-kv ta-J-e-bn-ep-Å-hÀ-¡p-Å [-\-Im-cy tk-h-\-§-sfÃmw _m-¦v \Â-In h-cp¶p. 3,304 B-`y-´-c im-J-I-fp-Å _m-¦n-\v cm-Py-s¯-¼m-Sp-am-bn 14,163 F-Sn-F-½p-I-fp-ap|v. H³]-Xv A-´m-cm{ã Hm-^o-kp-I-fp-Å _m-¦n-\v knwK-¸qÀ, tlm-t¦mwKv, Zp-_mbv, sImfw-t_m, jmMv-lmbv F-¶n-hn-S-§-fn im-J-Ifpw [m-¡, Zp-_mbv, A-_p-Zm-_n F-¶n-hn-S-§-fn {]-Xn\n[n Hm-^o-kp-Ifpw e|³, bp-sI F-¶n-hn-S-§-fn Hm-hÀko-kv k-_v-kn-Un-b-dn-I-fp-ap|v. tImÀ¸-td-äv hm-bv-], hym ]m-c hm-bv-], C³-sh-Ìv-saâv _m-¦nwKv, e-b-_n-en-än _n-kn\kv F-¶o ta-J-e-I-fn-em-Wv hntZ-is¯ Hm-^okpIÄ {i²- tI-{µo-I-cn-¡p-¶-Xv. 2017þ18 km-¼¯n-I hÀ-j-¯n-sâ aq¶mw ]mZ-¯n B-Iv-kn-kv _m-¦v 11,721.55 tIm-Sn cq]-bp-sS h-cp-am-\w t\Sn. ap³ km-¼¯n-I hÀ-j-s¯ A-t]-£n¨v 4.32 i-X-am-\w hÀ-[-\-bm-Wv D-|m-b-Xv.
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58 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
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H-Sn A-Sn-Øm-\-¯n tdm-Up-IÄ \nÀ-an-¨p \Â-Ip¶ cm-Py-s¯ {] ap-J sU-h-e-t¸-gv-kmWv sF-BÀ-_n C³-{^m-kv-{S-IvNÀ. tdm-Up-Ifpw ssl-th-I-fp-am-bn 22 _nH-Sn ]-²-Xn-IÄ I¼-\n \-S-¯n-bn-«p|v. tdm-Uv A-SnØm-\ ku-I-cy-hnI-k-\ ]-²XnIÄ, dn-b F-tÌäv, tlm-kv-]n-ämenän-, FbÀ-t]mÀ«v C³-{^mkv-{S-Iv-NÀ Xp-S-§n-b-h-bm-Wv I-¼-\n-bp-sS {]-hÀ-¯-\ taJ-eIÄ. C³-{^m-kv-{S-Iv-NÀ C³-sh-Ìv-saâv {S-Ìv (InvIT) Xp-S-§m³ sk-_n-bp-sS A\pa-Xn e-`n-¨ B-Zy I-¼-\nbmWv sF-BÀ-_n C³-{^m-kv{S-Iv-NÀ sU-h-e-t¸-gvkv, _n-Fkv-C-bnepw F³-F-kv-Cbnepw en-Ìv sN-bv-Xn-«p|v. I-¼-\n bpw k-_v-kn-Unb-dn I-¼-\nIfpw tNÀ-¶v 11,828 In-tem-ao-äÀ \of¯n tdm-Up-IÄ ]-Wn-Xn«p-|v. 2016þ17 km-¼¯n-I hÀ-j¯n aq-¶p ]pXn-b t{]m-PÎ - p-IÄ Iq-Sn e-`n-¨t- Xm-sS I-¼\ - n-bp-sS sam¯w HmÀ-Ud - pI-fp-sS aq-eyw 9959 tIm-Sn cq-]b - n-se¯n. I-¼\ - n-bp-sS h-cp-am-\w ap³ km-¼¯n-I hÀj-s¯ A-t]-£n-¨v 2017 km-¼¯n-I hÀ-j¯ - n 13.5 i-Xa - m-\w hÀ-[n¨v 5,969.11 tIm-Sn cq-]b - m-bn. 2017 sk-]vä - w-_d - n A-hk - m-\n-¨ IzmÀ-«d - n I-¼\ - n-bp-sS A-äe - m-`w 234.73 tIm-Sn cq-]b - m-Wv.
Camlin Fine Sciences Ltd. CMP: 125
Target: 149
a-
cp-¶pIÄ, ss^³ sI-an-¡-epIÄ, ^p-Uv t{K-Uv DÂ-¸-¶-§Ä F¶n-h \nÀ-an-¡p-Ibpw I-b-äpa-Xn \-S-¯p-Ibpw sN-¿p-¶ Øm-]-\-am-Wv Imw-en³ ss^³ k-b³kkv. ^mÀ-a-kyq-«n-¡Â tN-cp-h-IÄ-, ^p-Uv Bân Hm-Iv-knUâpIÄ-, kzo-äv-t\-gv-kv Xp-S-§n-b-h-bm-Wv I¼-\n \nÀ-an-¡p-¶Xv. t{]mkkv-Uv ^p-Uv, `-£y F-®, s]-bvâv, t]m-fn-tagvkv, _-tbm-UokÂ, d_À, sl¯v, ^mÀ-a-kyq-«n-¡Â-kv F-¶n-h-bn-seÃmw I-¼-\n-bp-sS D¸¶§Ä D-]-tbm-Kn-¡-s¸-Sp-¶p. A-ta-cn-¡, bq-tdm¸v, an-Un Cu-Ìv, B{^n-¡, G-jy F-¶n--hn-S-§-fn I-¼-\n-bp-sS DÂ-¸-¶-§Ä hn-ä-gn-¡p-¶p|v. 2016þ17 km-¼¯n-I hÀ-j-¯n D-bÀ-¶ h-cp-am-\w t\-Sm³ I-¼-\n-¡v km-[n-¨n-cp-¶p. ap³-Im-e-b-f-hn-s\ A-t]-£n-¨v 11.12 i-X-am-\w hÀ[-\-tbmsS h-cp-am-\w 548.73 tIm-Sn cq-]-bm-bn.
Manappuram Finance Ltd. CMP: 116 Target: 133
cm
-Py-s¯ ap³\n-c kzÀ-W ]-W-b F³-_n-F-^v-kn-bm-Wv a-W-¸p-dw ^n-\m³-kv. kzÀ-W hm-bv-], ssa-t{Im ^n-\m³kv, `-h-\ hm-bv-], hm-Wn-Py hm-l-\ hm-bv-], a-Wn {Sm³-kv^À, B-`y-´-c a-Wn {Sm³-kv^À, t^m-dn³ F-Iv-kv-tN-©v Xp-S§n-b tk-h-\-§Ä I¼-\n \Â-In h-cp¶p. dn-kÀ-hv _m¦v Hm-^v C-´y-bn \n¶v F³-_n-F-^v-kn c-Pn-kv-t{S-j³ e-`n-¨ B-Zy I-¼-\n-bm-Wv a-W-¸pdw. ]-»n-Iv C-jyp-hn-\p C-d§n-b BZy F³_n-F-^vkn-bp-amWv. _n-F-kv-C-bnepw F³-F-kv-C-bnepw I-¼-\n-bpsS Hm-l-cn-IÄ t{S-Uv sN-¿p-¶p. 2017 sk-]v-äw-_-dn A-h-km-\n-¨ IzmÀ-«-dn \n-Ip-Xn-¡p ti-j-apÅ I-¼-\n-bp-sS em-`w ap³ hÀj-s¯ C-tX Im-e-b-f-hn-t\-¡mÄ 3.5 i-X-am-\w hÀ-[n-¨v 160.37 tIm-Sn cq-]-bmbn. * CMP 2018 s^-{_p-h-cn 1 A-Sn-Øm-\-am-¡n-bpÅXv
s]gvk-WÂ ^n\m³kv
PERSONAL FINANCE
\n-Ip-Xn-bn-f-hv t\-Sm³
C-FÂ-F-kv-F-kv H-ä-t\m-«-¯n an-I-¨ t\-«w X-cp-sa-¶v tXm-¶n-¡p-¶ ]-e \n-t£-] amÀ-K-§-fpw C-FÂ-F-kv-F-kn-t\-¡mÄ an-I-¨-X-sÃ-¶v a-\-kn-em-¡p-I
C-FÂ-F-kv-F-kv H-gn-hm-t¡-ï-sX-t¸mÄ G-
ä-hpw B-IÀ-j-Iw C-FÂ-F-kv-F-kv X-s¶. F¶m Nn-e k-µÀ-`-§-fn C-FÂ-F-kv-F-kn-s\ am-än \nÀ-t¯-|n h-cpw.
1. s^-{_p-h-cn/amÀ-¨v am-k-§-fn-se \n-t£-]w:
A-h-km-\ \n-an-jw h-en-sbm-cp Xp-I H-ä-¯-h-W-bm-bn \n-t£-]n-¡p-¶-Xv \-Ã-X-Ã. Hm-tcm am-k-hpw \n-Ýn-X Xp-I A-S-¡p-¶-Xm-Wv F-kv-sF-]n-bn A-`n-Im-ayw. _m-¦n-\v \nÀ-tZiw \Â-Ip-I-bm-sW-¦n A-hÀ Hm-tcm am-k-hpw \n-§-fp-sS F-¡u-|n \n-¶v \n-ÝnX Xp-I F-kv-sF-]n-bn A-S-bv¡pw.
2. \n-Ip-Xn-bn-f-hn-\m-bn am-{Xw \n-t£-]n-¡p-¶-Xv:
-Ip-Xn-bn-f-hv t\-Sm-\m-bn C-¶v hn-]-Wnbn \n-c-h-[n DÂ-¸-¶-§-fp-|v. A-Xnsem-¶m-Wv C-F-Â-F-kv-F-kv. A-tX-Ip-dn¨v I-gn-ª e-¡-¯n hn-i-Z-am-bn ]-d-ªn-cp-¶p--. \nIp-Xn C-f-hn-\v e-`yam-b amÀ-K-§-fn G-Xm-Wv G-ä-hpw an-I¨-Xv F-¶m-Wv C-\n t\m-¡p-¶Xv. C-Xv I-s|-¯p-¶-Xn-\m-bn \-ap-¡v "an-kv-äÀ F' F-¶ km-¦Â-¸n-I I-Ym-]m-{X-s¯ F-Sp-¡mw. 45 h-b-km-Wv an-ÌÀ F-bv-¡v. {]-Xn-hÀ-jw G-gp e-£w cq-] h-cp-am-\-ap-Å A-t±-l-¯n-\v an-I-¨ ]-²-Xn-bn tNÀ-¶v 1.5 e-£w cq-]- \n-Ip-Xn-bn-f-hv t\-S-Ww. \m-j-W s]³-j³ kv-Io-an A-Xn-s\m-¸w A-¼-Xn-\m-bn-cw cq-] Iq-Sn tNÀ-¯v \n- t £- ] n- ¡ p- I - b m- s W¦n km-[m-c-W 80 kn {]-Im-c-ap-Å \n-Ip-Xn-bn-fhpw 80 kn-kn-Un (1 _n) {]-Im-c-ap-Å A-[n-I \nIp-Xn-bn-f-hpw e-`n-¡pw. A-XpsIm-|p X-s¶ B ]-²-Xn-bn c-|p e -£w cq-] \n-t£-]n-¡m³ A-t±-lw Xo-cp-am-\n-¨p. \m-j-W s]³-j³ kv-Io-an-\p ]p-d-ta C-FÂF-kv-F-kv, ]-»n-Iv s{]mhn-Uâv ^-|v, \m-j-W tk-hnw-Kv-kv kÀ-«n-^n-¡ -äv, kp-I-\y k-ar-²n tbmP-\, Sm-Iv-kv tk-hÀ _m¦v ^n-Iv-k-Uv Un-t¸m-knäp-IÄ F-¶n-h-bpw \n-IpXn-bn-f-hn-\m-bn ]-cn-K-Wn¡m-hp-¶-h-bm-Wv F-¶-Xn -\m 1.5 e-£-¯n-\p-Å \n-Ip-Xn-bn-f-hn-\m-bn Cu amÀ-K-§-fn-epw \n-t£-]n¡mw. F-¦n 15 hÀ-j¯n-\p ti-jw an-ÌÀ F bv¡v 60 h-b-km-Ip-t¼mÄ Hm-tcm-¶pw \Â-Ip-¶ dn-t«¬ F-{X-bm-bn-cn-¡p-sa¶v \-ap-¡v ]-cn-tim-[n-¡mw.
1. 15 hÀ-j-¯n-\p ti-jw an-ÌÀ F 30 i-X-am\w \n-Ip-Xn \Â-tI-| hn-`m-K-¯n s]-Sp-¶p. 2. Im-em-h-[n I-gn-bp-t¼mÄ In-«p-¶ Xp-I 10 e-£-¯n-\v ap-I-fn B-b-Xn-\m 30 i-Xam-\w F-¶ Iq-Sn-b \n-Ip-Xn \n-c-¡v \Â-tI-|n h-cp-¶p. ^-e-¯n e-`n-¡p-¶ 70 e-£-¯nÂ- \n-Ip-Xnb-S-¨ ti-jw _m-¡n-bm-Ip-I 39 e-£w cq-] am-{Xam-Ipw. hÀ-jw tXm-dpw s]³-j-\m-bn H-cp Xp-I \n-t£-]-I-\v e-`n-¡p-sa-¶-Xv i-cn X-s¶. ]-t£ X-¯p-ey Xp-I H-cp _m-¦v Øn-c- \n-t£-]-am-bn \-S-¯n-bm C-Xn-t\-¡mÄ D-bÀ-¶ h-cp-am-\w e-`n-¡pw.
\m-j-W s]³-j³ kv-Iow: a-tä-sXm-cp \n-t£-]-amÀ-K-§-tf-¡m-fpw Iq-Sp-X-em-bn ]-Xn-\©p hÀ-j-§Ä-¡p ti-jw 70 e-£w cq-] C-Xn-eqsS \n-t£-]-I-\v e-`n-¡pw. 1.5 e-£-¯n-\p ]p-d-ta 50,000 Iq-Sp-X \Â-In-b-t¸m-gm-Wv C-Xv. F-¶m- Im-cy-§Ä am-dn-a-dn-bp-¶-Xv C-\n-bm-Wv. e-`n-¡p-¶ 70 e-£-¯n-sâ 40 i-X-am-\w A-Xm-b-Xv 28 e-£w cq-] s]³-j³ e-`n-¡p-¶-Xn-\m-bn \nÀ-_-Ô-ambn sU-t¸m-kn-äv sN-bv-Xn-cn-¡-Ww. km-[m-c-Wbm-bn C-Xn- \n-¶p-Å h-cp-am-\w h-f-sc Ip-dhm-bn-cn-¡pw. 40 i-X-am-\w Xp-I-bv-¡v (28 e-£w cq-]) \n-Ip-Xn _m-[-am-bn-cn-¡p-I-bn-Ã. F-¶m _m-¡n h-cp-¶ 20 i-X-am-\w Xp-I-bv-¡v, A-Xm-b-Xv 14 e-£w cq-]-bv-¡v \n-Ip-Xn \Â-tI-|n h-cpw. 20 i-X-am-\w Xp-I-bv-¡v am-{X-ta \n-Ip-Xn A-S-t¡-|n h-cp-¶p-Åq-sh-¦n-epw ^-e-¯n A-Xv D-bÀ-¶-Xp X-s¶-bm-Ipw Im-c-Ww.
\n-t£-]-§-fn-epw Im-em-h-[n I-gn-ªv e-`n-¡p-¶ Xp-I B-Z-m-b \n-Ip-Xn Ém-_v \n-c-¡n-\v A-\p-kcn-¨p-Å \n-Ip-Xn-¡v hn-t[-b-am-Wv. an-ÌÀ F-bv-¡v Øn-c \n-t£-]-¯n \n-¶v 38 e-£w cq-]-bpw \m-j-W tk-hnw-Kv-kv kÀ-«n-^n-¡-än \n-¶v 39 e-£w cq-]-bp-am-Ipw e-`n-¡p-I.
\n-§Ä H-cp \n-Ip-Xn-Zm-b-I-\m-Wv F-¶-Xp sIm-|p am{Xw C-FÂ-F-kv-F-kn \n-t£-]n-¡-W-sa-¶v \nÀ-_Ô-an-Ã. B-Zyw 80 kn {]-Im-cw C-f-hp-IÄ e-`n-¡p-¶ \n-e-hn-se \n-t£-]-§-fpw \n-Ip-Xn-bn-f-hv e-`n-¡mhp-¶ sN-e-hp-I-fpw G-sXm-s¡-sb-¶v t\m-¡p-I. 1. ]-»n-Iv s{]m-hn-Uâv ^-|v 2. shm-fâ-dn s{]m-hn-Uâv ^-|v/ Fw-t¹m-bokv s{]m-hn-Uâv ^-|v 3. sse-^v C³-jp-d³-kv {]o-an-bw 4. `-h-\-hm-bv-] Xncn-¨-S-hv 5. ho-Sv hm-§p-t¼mÄ \Â-In-b kv-äm-¼v Uyq-«n 6. kp-I-\y k-ar-²n tbm-P-\ 7. \m-j-W tk-hnw-Kv-kv kÀ-«n-^n-¡-äv 8. A-©p hÀ-j-s¯ _m-¦v/t]m-kv-äv Hm-^o-kv \n-t£-]w 9. C³-{^m t_m-|v / \-_mÀ-Uv dq-d t_m-|p-IÄ 10. bq-Wn-äv en-¦v-Uv C³-jp-d³-kv t]m-fn-kn-IÄ 11. Ip-«n-I-fp-sS kv-IqÄ, tIm-sf-Pv, bq-Wn-th-gv-kn-än Syq-j³ ^o-kv 12. \m-j-W s]³-j³ kn-Ìw C-hb - n an-¡X - n \n-¶p-ap-Å ]-en-i h-cp-am-\¯ - n\v \n-Ip-Xn \Â-tI-|n h-cpw. am-{X-aà - C-h- Np-cp-§nb-Xv A-©p hÀ-jt- ¯-s¡-¦n-epw \n-t£-]n-¨n-cn-¡W-sa-¶ \n-ba - h - p-ap-|v. taÂ-¸d - ª amÀ-K§ - f - n- \n-§Ä \n-t£-]s - am-¶pw \-S¯ - n-bn-«n-sÃ-¦n Iq-Sn 80 kn {]-Im-cw \n-Ip-Xn-bn-fh - v e-`n-¡p-¶ a-äp Nn-e amÀ-K§Ä t\m-¡mw. B km-¼¯ - n-I hÀ-jw A-S¨ - `-h\ hm-bv] - , C-]n-F^ - v tIm¬-{Sn-_yqj³, sse-^v C³-jpd³-kv tSw ¹m³ {]o-an-bw, kvI - qÄ/tIm-sf-Pv Syq-j³ ^o-kv, \nÀ-±n-ã km-¼¯ - n-I hÀ-jw ho-Sv hm-§n-bn-«ps|-¦n A-Xn-\v \Â-In-b Ìm-w]v Uyq-«n F-¶n-hs - bÃmw Iq-«n F-{X-bm-Ip-sa-¶v t\m-¡p-I. A-Xv 1.5 e-£w B-Ip-¶n-sÃ-¦n am-{Xw _m-¡n Xp-Ib - v¡ - v C-FÂF-kvF - k - n \n-t£-]n-¡mw. D-Zm-l-c-W-¯n-\v an-ÌÀ F; tSw C³-jp-d³-kv {]o-an-b-am-bn 10,000 cq-] A-S-¨p Cu km-¼-¯n-I hÀ-jw 86,500 cq-] `-h-\ hm-bv-] A-S-¨p XoÀ-¡m-\m-bn sN-e-hn-«p Ip-«n-I-fp-sS Syq-j³ ^o-km-bn 40,000 cq-] sN-ehn-«p C-]n-F-^v tIm¬-{Sn-_yq-j-\m-bn hÀ-j-¯n 36,000 cq-] \Â-In C-hn-sS F-Ãmw tNÀ-¯v 1,72,500 cq-]-bm-bn. \n-IpXn-bn-f-hn-\v th-| 1.5 e-£w cq-]-tb-¡m-fpw Iq-Sp-XÂ. sk-£³ 80 kn {]-Im-cw \n-Ip-Xn-bn-f-hn-\v B-h-iyam-b ]-cn-[n I-gn-ª-Xn-\m C-FÂ-F-kv-F-kn \n-t£-]n-t¡-| B-h-iyw h-cp-¶n-Ã.
C-FÂ-F-kv-F-kv, ]n-]n-F-^v, kp-I-\y k-ar-²n tbm-P-\: Cu \n-t£-]-§-fn \n-¶v
3. Hm-tcm hÀ-j-hpw ]p-Xn-b ]-²-Xn-bn tN-cp¶p: ]p-Xn-sbm-cp C-FÂ-F-kv-F-kv kv-Iow {]-Jym-]n
\n
60 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
\m-j-WÂ tk-hnw-Kv-kv kÀ-«n-^n-¡-äpw A-©p hÀ-j-s¯ Øn-c \n-t£-]-hpw: Cu
e-`n-¡p-¶ h-cp-am-\-¯n-\v \n-Ip-Xn \Â-tI-|Xn-Ã. C-F-Â-F-kv-F-kn \n-¶v an-ÌÀ F-bv-¡v 62.62 e-£w cq-] e-`n-¡pw. ]n-]n-F-^n-em-sW-¦n 44 e-£w cq-]-bpw kp-I-\y k-ar-²n tbm-P-\-bnem-sW-¦n 45 e-£w cq-]-bp-am-Ipw e-`n-¡p-I. a-äp \n-Ip-Xn em-` \nt£-] amÀ-K-§-fp-am-bn t\m-¡p-t¼mÄ CFÂ-F-kvF-kv F§-s\ anI¨p \nÂ-¡p-¶p-sh-¶p a-\-kn-em-bntÃ?
-¡-s¸-« D-S-s\ A-¯-cw DÂ-¸-¶w hm-§p-¶-Xv ]-e-cpsS-bpw io-e-am-Wv. 60 i-X-am-\w ]-²-Xn-I-fpw km-¼¯n-I hÀ-j-¯n-se A-h-km-\ ]m-Z-¯n- A-h-X-cn-¸n¡p-¶-Xn-sâ Im-c-W-hp-an-XmWv. C-¯-cw A-_-²-§Ä H-gn-hm-¡m-\m-bn Øn-c-X-bp-Å {]-I-S-\w Im-gv-N-sh¡p-¶ H-t¶m c-t|m kv-Io-w I-s|-¯n A-Xn \n-t£-]n-¡m³ X-bm-dm-Ip-I. I-S-¸mSv: aWn-sse^v, www.moneylife.in
_m¦nwKv & ^n\m³kv
BANKING & FINANCE
hn-Zym-`ym-k hm-bv-] F-Sp-¡pw ap³-]v
sI.BÀ tam-l-\-N-{µ³
D-¯-cw I-s-ït¯ï 12 tNm-Zy-§Ä
hn-Zym-`ym-k hm-bv-] e-`n-¡p-sa-¶-Xp-sIm-|p am-{Xw ap³-]n³ t\m-¡m-sX D]cn]T-\¯n-s\m-cp-§p-¶ hn-ZymÀ-°n-I-fp-sSbpw c-£n-Xm-¡-fp-sSbpw {i-²-bv¡v
a
¡-fp-sS hn-Zym-`ym-k-¯n-\v ]-e-cp-sSbpw ap-¶n-ep-Å h-en-sbm-cp km-[y-X-bm-Wv hn-Zym-`ym-k hm-bv-]. D-¶-X ]T-\-sa-¶ kz-]v-\w ]ecpw bm-YmÀ-°y-am-¡p-¶Xpw _m-¦v hm-bv-]-I-fp-sS k-lm-b-t¯m-sS-bmWv. F-¶m A-\m-bm-kw hn-Zym-`ym-k hm-bv-] e-`n-¡p-sa-¶-Xp-sIm-|p am-{Xw ap³-]n³ t\m-¡m-sX hm-bv-]-sb-Sp¯v ]T-\-¯n-\p tN-cp-¶ hn-ZymÀ-°n-I-fp-sS F-®w Iq-Sn h-cp-¶-Xm-bm-Wv Im-Wp-¶-Xv. am-{X-a-Ã, Nn-e tIm-sf-Pp-I-fpw Øm-]-\-§-fpsam-s¡ hn-Zym-`ym-k hm-bv-]-sb-Sp-¡m³ Ip-«n-I-sf t{]-cn-¸n-¡p-I-bpw A-Xn-\v B-h-iy-am-b Im-cy-§Ä sN-bv-Xp-sIm-Sp-¡p-I-bpw sN-¿p-¶p-|v. Nn-e-sc-¦nepw C-Xp ap-X-em-¡m³ A-an-X- ^o-kv Cu-Sm-¡p-¶Xm-bpw Im-Wmw. G-sXm-cp hm-bv-]-sb-bpw t]m-se hn-Zym-`ym-k hm-bv-]-bpw h-en-sbm-cp _m-[y-X X-s¶-bm-Wv F-¶v a-\-kn-em-¡m-¯h-cm-Wv F-Sp-¯p Nm-Sn hm-bv-] t\Sp-¶-Xv. hm-bv-]-sb-Sp-¡pw ap³-]v hn-ZymÀ-°n-I-fpw c-£n-Xm-¡-fpw kz-bw tNm-Zn-t¡-| Nn-e tNm-Zy-§fp-|v. A-h-bv-¡p-Å D-¯-cw I-s|-¯n-bn-«p am-{Xw ap-t¶m-«p t]m-Ip-¶-Xm-bn-cn-¡pw D-Nn-Xw.
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]T-\w I-gn-ªv tPm-en e-`n-¨n-sÃ-¦n kz-bw sXm-gn I-s|-¯p-hm³ D-t±-in-¡p-¶hÀ-¡v A-¯c - w ]-²X - n-IÄ-¡p-Å aq-e[ - \ - w k-aml-cn-¡p-hm-\p-Å ti-jn-bp-t|m, ho-|pw hm-bv] - I - Ä F-Sp-t¡-|n-hc - p-tam þ `m-hn Po-hn-Xs - ¯ A-Xv F-§s - \ _m-[n-¡pw? hn-Zym-`ym-k hm-bv-] D-]-cn-]T-\-¯n-\p-Å h-gn-sbmcp-¡p-¶p. F-¶m hm-bv-] e-`n-¡p-sa-¶-Xp-sIm-|p-am{Xw ho-|p-hn-Nm-c-an-Ãm-sX tIm-gv-kp-IÄ sX-c-sªSp-¡p-¶ co-Xn H-«pw A-`n-e-j-Wo-b-a-Ã. A-[n-Iw Xm-a-kn-bmsX Ip-Spw-_-Po-hn-X-¯n-te-¡v {]-th-int¡-|-h-cm-Wv F-¶p Nn-´n-¨p th-Ww _m-[y-X-IÄ G-säSp-¡m³. hn-Zym-`ym-khmbv]bp-sS Xn-cn-¨S-hp ap-S-§n-bm ]n-¶o-Sv ho|p-sam-cp hmbv-] e-`n-¡m-\p-Å A-hk-cw CÃm-Xm-Ipw. A-Xn-\m A-Xym-h-iy-am-sW-¦n taÂ-]-d-ª Im-cy-§sfÃmw I-W-¡n-seSp-¯p am{Xw hmbv-] kzo-I-cn-¡mw. hn-Zym-`ymk hm-bv-]- Xn-cn-¨-S-bv¡mXn-cn-¡p-Itbm Im-e-Xmakw t\-cn-Sp-Itbm sN-bv-XmepwP-]v-Xn \-S-]-Sn-I-fp-am-bn _m-¦v ap-t¶m-«p t]m-Ip-sa-¶v a-d-¡m-Xn-cn-¡pI.
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G-sXm-cp hm-bv-]-sb-bpw t]m-se hn-Zym-`ym-k hm-bv-]-bpw h-en-sbm-cp _m-[y-X X-s¶-bm-Wv F-¶v a-\-kn-em-¡n-th-Ww ap-t¶m-«p t]m-Im³
\n§Ä sX-c-sª-Sp-¯n-cn-¡p-¶ tIm-gv-knÂ
]T-\w I-gn-bp-¶ ap-d-bv-¡v tPm-en e-`n-¡p-hm-\pÅ km-[y-X F-{X-am-{X-ap-|v, hm-bv-] Xn-cn-¨S-t¡-| k-a-b-am-Ip-t¼m-tg-¡v tPm-en e-`n-¡psa-¶ Im-cy-¯n F-{X-am-{Xw D-d-¸p-|v?
hm-bv-]-bp-sS Im-em-h-[n F-{X hÀ-j-am-Wv?, Xn-cn-¨-S-hv F-¶p Xp-S-§-Ww, {]-Xn-am-kw F-{X cq-]-bm-Wv Xn-cn-¨-Sbv-t¡-|n-h-cn-I?, tPm-ene-`n-¨m Xs¶ {]-Xn-am-kw F-{X cq-] i-¼-fam-bn In-«p-hm³ km-[y-X-bp-|v? Xn-cn-¨-S-hv Xp-I-tb-¡mÄ h-en-b Xp-I -i-¼f-am-bn e-`n-¡p-¶ tPm-en In-«p-hm³ km-[yX-bp-t|m? `m-hn-bn a-äv sN-e-hp-IÄ-Iq-Sn h-ln-t¡-|n-h-cp-t¼mÄ {]-Xn-am-k h-cp-am-\w hm-bv-] Xn-cn-¨-S-bv¡p-¶-Xn-\v ]-cym-]v-X-am-ImsX h-cp-tam?
teJI³ s^-U-d _m¦nsâ ap³ No-^v P-\-d am-t\PcmWv.
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]T-\w ]qÀ-¯n-bm-¡p-¶ ap-d-bv-¡v tPm-en e-
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]T-\-¯n-\v _m-¦v hm-bv-]-bv-¡p ]p-d-sa hy-àn-I-fn \n-t¶m a-täm ]-Ww I-Sw hmt§-|n-h-cp-tam? A-§-s\-sb-¦n B I-Sw F-§-s\, F-t¸mÄ ho-«pw, A-Xn-\p-Å- amÀ-Kw kp-\n-Ýn-X-am-tWm?
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`n-¡m-sX h-cpI-tbm Im-e-Xm-a-kw D-|m-Ip-Itbm sN-bv-Xm hm-bv-] Xn-cn-¨-Sbv-¡m³ a-äp h-cp-am-\-amÀ-K§Ä D-|m-Ip-sa-¶v D-d-¸p-t|m?
hmb - v] - F-Sp-¯p ]Tn-¡p-hm³ Xp-S§ - p-¶ tImgvk - n-sâ kÀ-«n-^n-¡ä - n\v (Un-{Kn, Un-t¹ma) F-{X-am-{Xw Aw-Ko-Im-ca - p-|v, C-´y-bn-ep- w hn-tZi-¯pw B tIm-gvk - v Aw-Ko-Ir-Xa - m-tWm? ]-en-i F-§-s\ A-S-bv¡pw,- ]-en-i-b-S-¡w F-{X kw-Jy-bm-Wv Xn-cn-¨-S-bvt¡-|n-h-cp-I þ F-{X-\mÄ hm-bv-]m-Xn-cn-¨-S-hv Xp-S-tc-|n-h-cpw, C-Xv `m-hn Po-hn-X-s¯ F-§-s\ _m-[n-¡p-w?
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tIm--sfPpIÄ D-bÀ-¯n-¡m-Wn-¡p-¶
"s¹-bv-kv-saâv skÂ' F-{X-am-{Xw Kp-WI-c-am-Ipw þ ]-T-\w ]qÀ-¯n-bm-¡p-t¼mÄ tPm-en e-`n-¡ptam?
hm--bv-]m Xn-cn-¨-S-hv ap-S-§p-¶ A-h-Ø D-|m-bm _m-¦v kzo-I-cn-¡m-\n-S-bp-Å \-S-]-Sn-IÄ F-s´-Ãm-am-Wv þ C-h tem-sWSp-¯ hy-àn-sb-bpw c-£n-Xm-¡-sf-bpw IpSpw-_-s¯-bpw a-äv Pm-ay-¡mÀ D-s|-¦n A-h-sc-bpw hm-bv-]-bv-¡v ho-tSm ]p-c-bn-Stam Cu-Sp-sh-¨n-«p-s|-¦n A-Xn-s\-bpw F-§-s\ _m-[n-¡p-w? hm-bv] - m Xn-cn-¨S- h - v ap-S§ - n-bm s{I-Un-äv _yq-tdm dn-t¸mÀ-«n-s\-bpw s{I-Un-äv kvt- Imdn-s\-bpw F§-s\ _m-[n-¡p-w, `m-hn-bn asäm-cp hm-bv] - e-`n-¡p-hm-\p-Å km-[y-Xsb s\-Kä - o-hv dn-t¸mÀ-«pw Xm-gv¶ - s{IUnäv kvt- Im-dpw F-{X-am-{Xw a-§t- e-¸n¡pw? sX-c-sª-Sp-¯n-cn-¡p¶ tIm-gv-kn-\p ]-I-
cw Xm-c-X-tay-\ sN-e-hv Ip-d-ª-Xpw tPmen km-[y-X Iq-Sp-X-ep-Å-Xp-am-b a-äv tIm-gvkp-IÄ e-`y-am-tWm þ A-¡m-cy-¯n-sem-cp hn-Z-Kv-t[m-]-tZ-iw B-cm-ªn-«p-t|m?
29/380F, Matha Building NH 47 Bye Pass,Thykoodam Vytilla, Cochin-682019 Mob:+918589097151 Tel:+91 484 2307374, 4041223 Email: qualityenterprises2008@gmail.com I w: www.qty.co.in
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_p-h-cn 28, 2018
61
_m¦nwKv & ^n\m³kv
BANKING & FINANCE
"km-[m-c-W-¡m-cp-sS _-m-s¦-¶
{]-Xn-Ñm-b Im-¯p-kq-£ kw-Øm-\-s¯ _m-¦nw-Kv ta-J-ebn- A-Xn-i-à-am-bn \n-e-sIm-Åp-I-bm-Wv _mw-¥qÀ B-Øm-\-am-bn {]-hÀ-¯n-¡p-¶ I-\-dm _m-¦v. tI-c-f-¯n-se s]m-Xp-ta-Jem _m-¦p-IÄ-¡n-S-bn c-|mw Øm-\w I-c-Ø-am-¡n-bn-«p-Å I-\-dm _m-¦v B-[p-\nI km-t¦-Xn-I-hn-Zy-bp-sS k-lm-b-t¯m-sS an-I-¨ tk-h-\-§Ä D-]-t`m-àm-¡-fn-te-¡v F-¯n-¡p-¶p-sh-¶v am-{X-a-à hm-bv-]m cw-K-¯pw h-f-sc-tb-sd an-I-hv ]p-eÀ-¯p-¶p. _m-¦n-sâ tI-c-f-¯n-se {]-hÀ-¯-\-§Ä, \q-X-\ hm-bv-]m ]-²-Xn-IÄ, Un-Pn-ä C-S]m-Sp-I-fn-se kp-c-£ Xp-S-§n-b-h-sb-¡pdn-s¨m-s¡ hn-i-Zo-I-cn-¡p-I-bm-Wv I-\-dm _m-¦n-sâ Xn-cp-h-\-´-]p-cw kÀ-¡nÄ P-\d am-t\-P-cm-b Pn.sI am-b. Xn-cp-h-\-´ -]p-cw kz-tZ-in-bm-b amb 1982 em-Wv I-\-dm _m-¦n s{]m-t_-j-W-dn Hm-^o-k-dm-bn Hu-tZym-Kn-I Po-hn-Xw B-cw-`n-¨-Xv. I-\-dm _m-¦n-sâ tI-c-f kÀ-¡n-fn-se B-Zy-s¯ h-\n-Xm P-\-d am-t\-P-cm-b amb tI-c-f¯n-se F-Ãm _m-¦p-I-fp-sS-bpw {]-hÀ-¯\-s¯ G-tIm-]n-¸n-¡p-¶ kw-Øm-\-X-e _m-t¦-gv-kv k-an-Xn-bp-sS (SLBC) B-Zy-s¯ h-\n-Xm I¬-ho-\-dp-am-Wv. [-\-¯n-\v A-\p-h-Zn-¨ {]-tXy-I A-`n-ap-J¯n-sâ {]-k-à-`m-K-§Ä
-hm-bv-]m cw-K-¯v Cu hÀ-jw amÀ-¨v h-sc-bp-Å e£yw C-Xn-\-Iw R-§Ä t\-Sn-¡-gn-ªp. \n-t£-]-¯n-ep-ïm-bn«p-Å sN-dn-b Ip-d-hv amÀ-t¨m-sS ]-cn-l-cn-¡m-\mIp-sa-¶m-Wv {]-Xo-£
Pn.sI am-b
tI-c-f-¯n I-\-dm _m-¦n-sâ km-¶n-[yw F-{X-am-{Xw i-à-am-Wv? tI-c-f-¯n R-§Ä-¡v 459 im-J-I-fp-|v. I-\-dm _m-¦v kv-t]m¬-kÀ sN-¿p-¶ tI-c-f {Km-ao¬ _m-¦n-\v 620 im-J-I-fp-|v. C-h c-|pw-Iq-Sn tNÀ¯m tI-c-f-¯n-se F-kv._n.sF-bp-sS im-JIÄ-¡v A-Sp-¯v X-s¶ R-§-sf-¯pw. {Km-ao¬ _m-¦n-s\ amm-än-\nÀ-¯n-bm-epw F-kv. _n.sF H-gn-sI-bp-Å tZ-i-kmÂ-Ir-X _m-¦p-Ifp-sS im-J-I-fp-sS F-®-¯n H-¶mw Øm-\w I-\-dm _m-¦n-\m-Wv. _n-kn-\-kn-epw F-kv._n.sF I-gn-ªm tZ-i-kmÂ-Ir-X _m-¦p-I-fn H-¶mw
Øm-\w R-§Ä-¡m-Wv. ap³-]v I-\-dm _m-¦n-\v tI-c-f-¯n aq¶v do-Pn-b-W Hm-^o-kp-IÄ am-{Xam-Wv D-|m-bn-cp-¶-sX-¦n D-]-t`m-àr tk-h-\w sa-¨-s¸-Sp-¯p-¶-Xn-\m-bn 2015 A-h-bp-sS F-®w 9 B-bn hÀ-[n-¸n-¨p. Hm-tcm do-Pn-b-Wn-epw 50 im-J-Ifm-bn-cp-¶p e-£yw. D-]-t`m-àm-¡-sf _m-¦p-am-bn A-Sp-¸n-¡p-¶ Cu-sbm-cp ]-²-Xn ]-co-£-Wm-À-°w tI-c-f-¯n-epw _mw-¥q-cn-ep-am-Wv B-Zyw \-S-¸m-¡nb-Xv. do-Pn-b-W Hm-^o-kp-I-fp-sS A-[n-Im-c-§Ä D-bÀ-¯n-b-tXm-sS _n-kn-\-kv sa-¨-s¸-Sp-I-bpw Po-h\-¡m-cp-sS {]-hÀ-¯-\w kp-K-a-am-Ip-I-bpw sN-bv-Xp. Xn-cp-h-\-´-]p-c-s¯ kÀ-¡nÄ Hm-^o-km-Wv do-Pn-bW Hm-^o-kp-I-sf \n-b-{´n-¡p-¶-Xv. _m-¦n-sâ tI-c-f-¯n-se tem¬ t]mÀ-«v-t^m-fntbm-bp-sS L-S-\ hn-i-Zo-I-cn-¡m-tam? do-säbv _n-kn-\-kn-\m-Wv I-\-dm _m-¦v tI-c-
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f-¯n Du-¶Â \Â-In-bn-«p-Å-Xv. 26500 tIm-Sn cq-]-bm-Wv sam-¯w hm-bv-]. A-Xn 6900 tIm-Sn cq-]-bp-sS do-säbv hm-bv-]-I-fp-|v. tImÀ-¸-td-äv hm-bv-]-IÄ 4500 tIm-Sn-tbm-f-am-Wv. ImÀ-jn-I cw-K-s¯ R-§-fp-sS hm-bv-] 10500 tIm-Sn-bm-Wv. ap³-]v I-ip-h-|n kw-kv-I-c-W-¯n-\p-Å hm-bv-]-sb hy-h-km-b hm-bv-]-bm-bn-«m-Wv - I-W-¡m-¡n-bn-cp-¶sX-¦n BÀ._n.sF-bp-sS ]p-Xn-b \-bw A-\pk-cn-¨v A-Xn-s\ ImÀ-jn-I hm-bv-]-bm-bn I-W-¡m¡mw. C-Xm-Wv ImÀ-jn-I -ta-J-e-bn-te-¡p-Å R-§fp-sS hm-bv-]-bn hÀ-[\bp-|m-¡n-b-Xv. Un-Pn-ä tk-h-\-§-fn I-\-dm _m-¦v F-{Xt¯m-fw ap-t¶-äw ssI-h-cn-¨n-«p-|v? _mw-¥q-cn B-cw-`n-¨ B-Zy-s¯ Un-Pn-ä {_m-©m-b Im³-Un-bm-Wv Cu cw-K-s¯ R-§ -fp-sS G-ä-hpw ]p-Xn-b t\-«w. B-[mÀ ImÀ-Upw ]m³ ImÀ-Up-am-bn sN-¶m F-¡u-|v Hm-¸-Wnw-Kv, ]-Ww ]n³-h-en-¡Â, hm-bv-]m A-t]-£ sIm-Sp¡Â, F.Sn.Fw ImÀ-Uv hm-§Â Xp-S-§n-h-sb-Ãmw D-]-t`m-àm-hn-\v kz-bw sN-¿m-\m-Ipw. B-h-iy-sa¦n A-hn-sSbp-Å tdm-t_m-«n-t\m-Sv kw-i-b-§-fpw tNm-Zn-¡mw. a-\p-jy-k-lm-bw C-Ãm-¯ k-¼qÀ-W Hmt«mta-ä-Uv im-J-sb-¶ \n-e-bn Im³-Un-¡v Aw-Ko-Im-c-§-fpw e-`n-¨n-«p-|v. tI-c-fw, sN-ss¶, e-Iv-\u F-¶n-h-bpÄ-s¸-sS A©v tI-{µ-§-fn¡q-Sn Im³-Un im-J-IÄ B-cw-`n-¡p-w. _n-kn-\-kv ta-J-e-¡m-bn _m-¦v \-S-¸m-¡n-bn-«p-Å {]-[m-\ DÂ-¸-¶-§Ä? sN-dp-In-S hm-Wn-Py hy-h-km-b kw-cw-`-§-sf t{]mÂ-km-ln-¸n-¡p-¶-Xn-\m-bn _m-¦n-\v \n-c-h-[n ]-²-Xn-I-fp|v. I-\-dm D-¶-Xn, I-\-dm t{S-Uv, I-\-dm Im-c-h³, I-\-dm Iym-]v, I-\-dm hn-P-b-Xm Xp-S§n-b- ]-²-Xn-IÄ A-Xn-\p-Zm-l-c-W-am-Wv. Iq-Sm-sX
£n-¡pw" {]-[m-\-a-{´n- ap-{Zm tbm-P-\-bp-sS ]-cn-[n-bn h-cp-¶ in-ip, In-tjmÀ, X-cp¬ F-¶o hm-bv-]m ]-²-Xn-I-sf t{]mÂ-km-ln-¸n-¡p-¶-Xn-\m-bn am-k-¯n-se F-Ãm sh-Ån-bm-gv-N-bpw ap-{Zm Zn-\-am-bn B-N-cn-¡p-¶p. tI{µ kÀ-¡m-cn-sâ Ìm³-Uv-A-]v C-´y ]-²-Xn {]-Im-cw F-kv.kn, F-kv.Sn hn-`m-K-§-fn DÄ-s¸-«-hÀ A-sæn h-\n-X-IÄ-¡v ]p-Xn-sbm-cp kw-cw-`w Xp-S-§p-¶Xn-\m-bn Ip-d-ª-Xv 10 e-£w cq-] hm-bv-]-bm-bn e-`n¡pw. C-Xn-s\ t{]mÂ-km-ln-¸n-¡p-¶-Xn-sâ `m-K-am-bn am-k-¯n-se F-Ãm \m-emw sh-Ån-bm-gv-N-bpw Ìm³Uv-A-]v C-´y Zn-\-am-bn B-N-cn-¡p-¶p-|v. F-kv.FÂ._n.kn I¬-ho-\-sd-¶ \n-e-bn C-¯-cw tI-{µm-hn-jv-Ir-X hm-bv-]m ]-²-Xn-I-fn-ep-Å _m-¦pI-fp-sS tI-c-f-¯n-se {]-I-S-\w Xr-]v-Xn-I-c-am-tWm? {]-Xo-£n-¨-Xp-t]m-ep-Å H-cp t\-«w Cu cw-K-¯p-|m¡m³ _m-¦p-IÄ-¡v km-[n-¨n-«n-Ã. C-¯-cw hm-bv-]-
IÄ _m-¦p-IÄ \Â-Im-¯-Xp-sIm-|-à a-dn-¨v A-h-sb Ìm³-Uv-þ-A-]v C-´y t]mÀ-«-en-te-¡v A-]v-tU-äv sN-¿m³ ]-e-t¸m-gpw _m-¦p-IÄ hn-«p-t]m-Im-dp-|v. A-¡m-c-W-¯m Cu cw-K-s¯ e£yw t\-Sn-sb-Sp¡m-\m-bn-«n-Ã. hm-bv-]-¡m-bn h-cp-¶ D-]-t`m-àm-hv X-s¶ t]mÀ-«-en c-Pn-kv-äÀ sN-bv-X ti-jw _m-¦ns\ k-ao-]n-¨m Cu-sbm-cp t]m-cm-bv-a D-|m-I-n-Ã. ]-s£ ]-c-¼-cm-K-X ssi-en-bn A-Sp-¯p-Å im-J-bnte-¡v t\-cn-«v sN-¶v hm-bv-] tX-Sp-s¶m-cp co-Xn-bm-Wv C-t¸m-gpw D-]-t`m-àm-¡Ä ]n-´p-S-cp-¶-Xv. ]n.Fw. F.ssh ]-²-Xn-bn-epw C-tX {]-iv-\-ap-|m-Ip-¶p-|v. \-S-¸v km-¼-¯n-I hÀ-jw tI-c-f-¯n e-£y-anSp-¶ {]-hÀ-¯-\-§Ä? hm-bv-]m cw-K-¯v Cu hÀ-jw amÀ-¨v h-sc-bp-Å e£yw C-Xn-\-Iw R-§Ä t\-Sn-¡-gn-ªp. \n-t£-]¯n-ep-|m-bn-«p-Å sN-dn-b Ip-d-hv amÀ-t¨m-sS ]-cnl-cn-¡m-\m-Ip-sa-¶m-Wv {]-Xo-£. km-[m-c-W-¡mÀ C-ã-s¸-Sp-s¶m-cp _m-¦v F-¶ {]-Xn-Ñm-b-bm-Wv I-\-dm _m-¦n-\p-Å-Xv. A-Xn-s\ A-tX-]-Sn \n-e-\nÀ-¯p-I-sb¶-Xm-Wv R-§-fp-sS Zu-Xyw. Un-Pn-ä C-S-]m-Sp-I-fn-se X-«n-¸p-IÄ hÀ-[n-¡p-¶Xn-\m _m-¦n-\v F-{X-am-{Xw kp-c-£ D-d-¸m-¡m-\mbn-«p-|v? C-¯-cw X-«n-¸p-I-sf {]-Xn-tcm-[n-¡m-\m-bn s\-äv _m¦nw-Kv, sam-_o _m-¦nw-Kv F-¶n-h-bp-sS Hm-tcm L«-¯n-epw h-f-sc t\-c-s¯ X-s¶ R-§Ä sk-Iyq-cn-än sN-¡v GÀ-s¸-Sp-¯n-bn-cp-¶p. A-Xn-\m Nn-e _m-¦pIÄ H-scm-ä ¢n-¡n X-s¶ C-S-]m-Sp-IÄ km-[y-am-¡pt¼mÄ A-{X-bpw th-K-¯n- Un-Pn-ä C-S-]m-Sp-IÄ km-[y-amIp-¶n-söv R-§-fp-sS D-]-t`m-àm-¡Ä ]-cm-Xn-s¸-«n-cp-¶p. R-§-fp-sS Fw-skÀ-hv F-¶ sam-_o B-]v D-]-tbm-Kn-¨v C-t¸mÄ D-]-t`m-àm¡Ä-¡v A-h-cp-sS s{I-Un-äv / sU-_n-äv ImÀ-Up-IÄ
B-h-iym-\p-k-c-Ww Hm¬/ Hm-^v sN-¿m-\m-Ipw. C-Xv kp-c-£n-X-Xzw hÀ-[n-¸n-¡p-¶p-sh-¶v am-{X-a-à ImÀ-Uv \-ã-s¸-«m-epw BÀ-¡pw A-sX-Sp-¯v D-]-tbm-Kn-¡m-\pam-In-Ã. Fw-skÀ-hn-\v Iw-]yq-«À skm-ssk-än- Hm-^v C-´y-bp-sS A-hmÀ-Upw e-`n-¨n-«p-|v. ssk-_À A-äm¡p-IÄ hÀ-[n-¨-t¸mÄ sU-kv-Iv- tSm-]v am-t\-Pv-saâv kn-Ìw _m-¦v \-S-¸m-¡p-I-bp-|m-bn. A-Xn-\m hen-b tXm-Xn-ep-Å kp-c-£m {]-iv-\-§Ä R-§-fp-sS D-]-t`m-àm-¡Ä-¡v D-|m-bn-«n-Ã. I-\-dm _m-¦n-sâ tI-c-f-¯n-se kn.F-kv.BÀ {]-hÀ-¯-\-§-sf-¡p-dn-¨v? ]-c-am-h-[n B-fp-I-fn-te-¡v k-lm-b-sa-¯n-¡m-\m-Wv R-§-fp-sS {i-aw. tI-c-f-¯n-se Hm-tcm do-Pn-b-Wn-sâbpw kn-.F-kv.BÀ {]-hÀ-¯-\-§Ä-¡v B-h-iy-am-b ^-|v kÀ-¡nÄ Hm-^o-kn \n-¶pw A-\p-h-Zn-¡pw. I-gn-ª hÀ-jw 15 e-£w cq-]-bm-Wv C-¯-c-¯n sN-e-h-gn-¨-Xv. D-bÀ-¶ Xp-I B-h-iy-am-b ]-²-Xn-IÄ sl-Uv Hm-^o-kn-sâ A-\p-a-Xn-tbm-sS-bm-Wv \-S-¸m-¡p¶-Xv. I-®qÀ bq-Wn-th-gv-kn-än-bn tkm-fmÀ sse-änwKn-\m-bn F«v e-£w cq-] C-¯-c-¯n \Â-In-bn-«-p|v. B-ip-]-{Xn-IÄ-¡pw a-äp-am-bn Bw_p-e³kp-IÄ, Im³-kÀ Un-sä-£³ DÄ-s¸-sS-bp-Å hn-hn-[ D-]-I-cW-§Ä Xp-S-§n-b-h-bpw R-§Ä \Â-In-bn-«p-|v. tI-c-f-¯n-se R-§-fp-sS F-Ãm im-J-I-fn \n-¶p-w hn-Zym-tPym-Xn ]-²-Xn-bn-eq-sS A©v ap-X 10 h-sc ¢m-kp-I-fn ]Tn-¡p-¶ F-kv.kn, F-kv.Sn hn-ZymÀ-°n-I-fn G-ä-hpw an-Sp-¡-cm-b-hÀ-¡v I-gn-ª hÀ-jw G-I-tZ-iw Hcp tIm-Sn cq-]-bp-sS kv-tIm-fÀ-jn¸v \Â-In-bn-«p-|v. X-e-Øm-\-s¯ H-cp tIm-sf-Pn-se \nÀ-[-\-cm-b A-¼-tXm-fw hn-ZymÀ-°n-IÄ-¡v R-§Ä Zn-h-tk-\ D-¨-`-£-Ww \Â-Ip-¶-Xn-\v ]p-d-ta sX-cp-hv a-Po-jy-·m-sc ]p-\-c-[n-h-kn-¸n-¡p-¶-Xn-\p-Å am-Pn-Iv ¹m-\-än-sâ ]-²-Xn-sb-bpw C-t¸mÄ ]n-´p-W-¡p¶p-|v.
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amt\-Pvsaâ v
MANAGEMENT
THE CONTRARIAN CONSULTANT
D-]-t`m-àm¡Ä¡\p-k-cn¨v
X-{´-§Ä sa\bmw Sn\n ^nen¸v
A[n-I \-ã-ap-|m-hm-sX F§-s\ s]m-s«³-jy I-kv-ä-ta-gv-kn-s\ tjm-¸n-se-¯n¡mw?
an
-¡ dosäbv tjm-¸p-IÄ-¡pw s]m-Xp-sh aq-¶v X-c-¯n-ep-Å D-]-t`m-àm-¡-fm-Wp-Å-Xv. s]m-«³jy³ I-Ì-ta-gv-kv, F-Iv-kn-Ìnw-Kv I-Ì-ta-gv-kv, temkv-äv I-kv-ä-ta-gv-kv F-¶n-h-cm-Wv A-hÀ. tjm-¸n-sâ tk-h-\-§Ä {]-tbm-P-\-s¸-Sp-¯m³ I-gn-bp-¶-h-cpw F-¶m C-t¶-h-sc A-hn-sS k-µÀ-in-¨n-«n-Ãm-¯-h-cpam-Wv s]-m-«³-jy I-Ì-ta-gv-kv. tjm-¸n-te-¡v kv-Yn-c-am-bn h-cp-¶-h-cm-Wv F-Iv-knÌnw-Kv I-Ì-ta-gv-kv. Øn-cw D-]-t`m-àm-¡-fm-bn-cp-¶h-cn Nn-eÀ F-s´-¦n-epw Im-c-W-§-fm C-t¸mÄ tjm-¸n \n-¶pw DÂ-¸-¶-§Ä hm-§m-Xn-cn-¡p-¶p|m-Ipw. A-h-cm-Wv tem-kv-äv I-kv-ä-ta-gv-kv. km-[m-cW-K-Xn-bn s]m-«³-jy I-Ì-ta-gv-kv F-Iv-kn-Ìnw-Kv I-Ì-ta-gv-km-bn am-dmw, F-Iv-kn-Ìnw-Kv I-Ì-ta-gv-kv tem-kv-äv I-kv-ä-ta-gv-km-bn-¯o-cp-I-bpw sN-¿mw. Xm-sg
sIm-Sp-¯n-«p-Å NmÀ-«v-þ1 C-Xv hy-à-am-¡p-¶p. H-cp tjm-¸n-se hn-hn-[ hnÂ-¸-\ {]-hÀ-¯-\-§Ä Im-c-Ww s]m-«³-jy I-Ì-ta-gv-kv kzm-`m-hn-I-ambpw F-Iv-kn-Ìnw-Kv I-Ì-ta-gv-km-bn am-dmw. F-¶m tjm-¸n-se tk-h-\ \n-e-hm-c-¯n-ep-Å t]m-cm-bv-a-IÄ Im-c-Ww F-Iv-kn-kv-änw-Kv I-kv-ä-ta-gv-kv kzm-`m-hn-I-ambpw tem-kv-äv I-kv-ä-ta-gv-km-bn-¯o-cmw. H-cp dosäbv tjm-¸v B-cw-`n-¡p-t¼mÄ A-Xn-\v kzm-`m-hn-I-am-bpw h-f-sc h-en-b tXm-Xn-ep-Å s]m-«³-jy I-Ì-ta-gvkpw, ko-tdm F-Iv-kn-kv-änw-Kv I-kv-ä-ta-gv-kpw, ko-tdm tem-kv-äv I-kv-ä-ta-gv-kp-am-Wp-Å-Xv. Ip-d-¨v Im-ew I-gn-bp-t¼mÄ s]m-«³-jy I-Ìta-gv-kn-s\ F-Iv-kn-Ìnw-Kv I-Ì-ta-gv-km-¡n tjm-¸v am-äp-¶-Xm-Wv. A-tXm-sSm-¸w F-Iv-kn-Ìnw-Kv I-Ì-ta-gvkn-se Ip-d-¨p-t]-sc ]n-¶o-Sv \-ã-s¸-Sp-I-bpw A-hÀ tem-kv-äv I-kv-ä-ta-gv-km-bn-¯o-cp-I-bpw sN-¿pw. H-cp \n-iv-Nn-X Im-e-b-f-hn-\p-Ån s]m-«³-jy I-Ì-tagv-kn \n-¶pw F-Iv-kn-Ìnw-Kv I-Ì-ta-gv-kv B-Ip-¶-hcp-sS F-®-s¯ \yq I-Ì-aÀ sa-{Sn-Iv F-¶v hn-fn-¡p¶p. H-cp \n-iv-Nn-X Im-e-b-f-hn-\p-Ån F-Iv-kn-Ìnw-Kv I-Ì-ta-gv-kn \n-¶pw tem-kv-äv I-kv-ä-ta-gv-kv B-Ip-¶h-cp-sS F-®-s¯ tem-kv-äv I-kv-ä-aÀ \-¼À sa-{Sn-Iv F-¶v hn-fn-¡p-¶p. H-cp \n-ivN - n-X Im-eb - f - h - n-\p-Ån F-Ivk - n-kvä - nw-Kv I-kvä - t- a-gvk - v tjm-¸n \n-¶pw DÂ-¸¶ - § - Ä hm§p¶ i-cm-ic - n X-hW - I - s - f {^o-Iz³-kn Hm-^v ]À-t¨-kv sa-{Sn-Iv F-¶v ]-db - p-¶p. tem-kvä - v I-kvä - a - À sa-{Sn-¡n \n-¶pw \yq I-kvä - a - À sa-{Sn-Iv D-bÀ-¶n-cn-¡p-t¼m-gpw ] À-t¨-kv sa-{Sn-¡n-sâ {^o-Iz³-kn Xp-ey-am-bn-cn-¡p-t¼mgpw tjm-¸n-se hnÂ-]\ - hÀ-[n-¨p-sIm-|n-cn-¡pw. C-Xn-\p-]p-d-ta \yq I-Ì-aÀ sa-{Sn-Iv tem-kv-äv I-kvä-aÀ sa-{Sn-¡n-\v Xp-ey-am-Ip-t¼m-gpw, ]À-t¨-kv sa-{Sn-¡n-sâ {^o-Iz³-kn hÀ-[n-¡p-t¼m-gpw tjm-¸nse hnÂ-¸-\ D-b-cp-¶-Xm-Wv. hnÂ-¸-\-bn-epw em-`-
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s^{_phcn 28, 2018
¯n-epw B-tcm-Ky-I-c-am-sbm-cp hÀ-[-\ D-d-¸m-¡m³ kw-cw-`-IÀ \yq I-Ì-aÀ sa-{Sn-Iv hÀ-²n-¸n-¡p-I-bpw ] À-t¨-kv sa-{Sn-¡n-sâ {^o-Iz³-kn D-bÀ-¯p-I-bpw temkv-äv I-kv-ä-aÀ sa-{Sn-Iv Ip-d-¡p-I-bpw sN-t¿-|-Xp-|v. Cu aq-¶v sa-{Sn-Iv-kn-epw t\-«-ap-|m-¡m³ A-h-bn Hm-tcm-¶n-epw {]-tbm-Kn-t¡-| X-{´-§-fpw hy-Xy-kvX-am-Wv. am-kv ao-Un-b amÀ-¡-änw-Kv D-]-tbm-Kn-¡p-¶ kw-cw`-IÀ Cu aq-¶v sa-{Sn-Iv-kn-epw B-h-iy-am-b am-ä-§Ä h-cp-¯p-¶-Xn-\m-bn s]m-Xp-hm-b X-c-¯n-ep-Å X-{´§Ä D-]-tbm-Kn-¡m³ \nÀ-_-Ôn-X-cm-I-p-¶p. F-¶m Cu aq-¶v sa-{Sn-Iv-kn-s\-bpw sa-¨-s¸-Sp-¯m-\m-bn {]-tXy-I X-{´-§Ä D-]-tbm-Kn-¡p-t¼mÄ D-|m-Ip-¶{X ^-e-{]m-]v-Xn s]m-Xp-hm-b X-{´-§Ä D-]-tbm-Kn¡p-t¼mÄ A-hÀ-¡v e-`n-¡p-I-bn-Ã. D-Zm-l-c-W-¯n-\v H-cp kw-cw-`-I³ s]m-«³-jy I-Ì-ta-gv-kn-\v am-{X-am-bn B-IÀ-j-I-am-sbm-cp ss{]kv Hm-^À \Â-Im³ B-{K-ln-¡p-¶p-sh-¶v I-cpXp-I. H-cp {]nâv A-UzÀ-ssS-kv-saâv ap-tJ-\ A-Xv sIm-Sp-¡p-I-bm-sW-¦n F-Iv-kn-Ìnw-Kv I-Ì-ta-gvkpw A-Xv {]-tbm-P-\-s¸-Sp-¯p-sa-¶ h-kv-Xp-X H-cp ]-cn-an-Xn-bm-tb-¡pw. tjm-¸n-sâ em-`-¯n A-Xv h³-tXm-Xn-ep-Å Ip-d-hp-|m-¡p-¶-Xm-Wv. C-¯-c-samcp B-IÀ-j-I-am-b ss{]-kv Hm-^À \Â-Ip-¶-Xn-eq-sS em-`-¯n-ep-|m-Ip-¶ \-ãw Ip-d-¡p-¶-Xn-\m-bn hn¸\-bn h-f-sc-b-[n-Iw hÀ-[-\- kw-cw-`-I³ t\-Sn-sbSp-t¡-|n-h-cpw.
tS-_nÄ 1 Im-Wn-¨n-«p-Å-Xp-t]m-se A¡pw B¡pw H-tc hnÂ-¸-\-bpw H-tc em-`-hp-am-Wp-Å-Xv. s]m-«³-jy I-Ì-ta-gv-kn-\v h-f-sc B-IÀ-j-I-amsbm-cp ss{]-kv Hm-^À \Â-In-s¡m-|v tjm-¸n-se Table 1 Monthly P&L Statement of Entrepreneur A and B Code
Item
A
Sales
B
Cost of Sales
C
GP
D
OH
E
Marketing
F
NP
Calculation
Rs 20,00,000 17,00,000
A-B
3,00,000 100,000 0
C-D-E
200,000
]p-Xn-b I-Ì-ta-gv-kn-sâ F-®w hÀ-[n-¸n-¡m³ kw-cw`-I³ A Xo-cp-am-\n-¡p-¶p. h-f-sc-tb-sd s]m-«³-jy I-Ì-ta-gv-kn-s\ tjm-¸n-te-¡v B-IÀ-jn-¡m-\m-Ip-sa¦n H-cp \n-iv-Nn-X am-kw A-hÀ hm-§p-¶ F-Ãm D¸-¶-§Ä-¡pw 15 i-X-am-\w Un-kv-¡u-|v \Â-Im\m-Wv A-bmÄ B-{K-ln-¡p-¶-Xv. kw-cw-`-I³ A am-kv ao-Un-b amÀ-¡-änw-Kv co-Xn-IÄ am-{Xw D-]-tbm-Kn-¡p-¶Xn-\m H-cp am-kw c|v e-£w cq-]-bp-sS ]-{X-]-ckyw \Â-In Hm-^-dn-s\-¡p-dn-¨v s]m-«³-jy I-Ì-tagv-kn-s\ A-dn-bn-¡m³ Xo-cp-am-\n-¨p. B am-k-¯n tjm-¸n-te-¡v h-f-sc-b-[n-Iw s]m-«³-jy I-Ì-ta-gvamkv aoUn-b ap-tJ-\ ]-ckyw kn-s\ F-¯n-¡m³ km-[n-¡p-I-bpw sN-bv-Xp. \Â-Ip-t¼mÄ ]ckyw \Â-In-b-Xn-\m F-Iv-kn-Ìnw-Kv I-Ì-taan-¡-t¸m-gpw C-¯-c-¯n-ep-Å h-en-sbm-cp \-ãw gv-kn-\pw C-tX Hm-^À \Â-Im³ kw-cw-`-I³ \nÀ-_k-ln-¡p-¶-Xn-\v ]-I-cw `q-cn-`m-Kw kw-cw`-I-cpw Ôn-X-\m-bn. hnÂ-¸-\-bn hÀ-[-\-hp-|m--sb-¦n-epw ss{]-kv Hm-^-dn sh-Åw tNÀ-¡pw. ]-s£ A-XnB am-k-s¯ em-`-¯n h-en-b C-Sn-hm-Wp-|m-b-Xv. eq-sS A-h-À ss{]-kv Hm-^-dn-s\ B-IÀ-j-I-a-ÃmtS-_nÄ 2 Im-Wn-¨n-cn-¡p-¶-Xp-t]m-se 3 e-£w Xm-¡n-¯oÀ-¡p-I-bpw A-¡m-c-W-¯m Im-cy-am-b cq-]-bp-sS \-ã-am-Wp-|m-b-Xv. am-kv ao-Un-b-bn-eq-sStXm-Xn-ep-Å s]m-«³-jy I-Ì-ta-gv-kn-s\ B-IÀbp-Å ]-c-ky {]-Nm-c-Ww C-{X-b-[n-Iw \-ã-ap-|mjn-¡p-¶-Xn Hm-^À ]-cm-P-b-s¸-Sp-I-bpw sN-¿pw. ¡p-sa-¶v kw-cw-`-I³ A a-\-kn-em-¡n-bn-cp-s¶-¦n C-¯-c-¯n kw-cw-`-IÀ D-]-tbm-Kn-¡-p-¶ s]m-Xpss{]-kv Hm-^-dn-sâ B-IÀ-j-Wo-b-X Ip-d-¨v hm-b X-{´-§-sf-Ãmw X-s¶ H-¶p-In \-ã-¯n F-Ãm ]À-t¨-kp-IÄ-¡pw A©v i-X-am-\-sa-¶ I-em-in-¡p-I-tbm A-sÃ-¦n A-h-bp-sS e-£y-§Ä bp-àn-k-l-am-sbm-cp \n-c-¡n Un-kv-Iu-|v \Ât\-Sn-sb-Sp-¡m-\m-Im-sX h-cn-I-tbm sN-¿pw. Im³ A-bmÄ Xo-cp-am-\n-¡p-am-bn-cp-¶p. F-¶m aq-¶v I-kv-ä-aÀ sk-Kv-saâp-I-fn Hm-tcm-¶n-epw C-¯-c-sam-cp Hm-^À B-IÀ-j-I-a-Ãm-¯-Xn-\m {]-tXy-I X-{´-§Ä {]-tbm-Kn-¨v 3 sa-{Sn--Iv-kpw saX-s¶ hnÂ-¸-\-bn h-f-sc-b-[n-Iw hÀ-[-\- t\-Sn-sb¨-s¸-Sp-¯p-I-sb-¶-Xm-Wv G-ä-hpw an-I-¨ amÀ-Kw. Sp-¡m-\m-Ip-I-bn-Ã. C-¡m-cyw hn-i-Z-am-bn ]-cn-tim-[n-¡p-¶-Xn-te-¡m-bn A©v i-X-am-\w Un-kv-Iu-|v \Â-Ip-¶-Xn-eq-sS tI-c-f-¯n dosäbv tjm-¸v \-S-¯p-¶ c-|v kw-cwhnÂ-¸-\-bn sN-dn-sbm-cp hÀ-[-\- D-|m-Ip-sa-¦n-epw `-I-cp-sS D-Zm-l-c-Ww ]-cn-tim-[n-¡mw. tS-_nÄ 3 Im-Wn-¨n-cn-¡p-¶-Xp-t]m-se tjm-¸n-\v am-kv ao-Un-b amÀ-¡-änw-Kv amH-cp e£w cq-]-bp-sS \-ãw {Xw D-]-tbm-Kn-¡p-¶ B-fm-Wv Table 2 Monthly P&L Statement of kw-`-hn-¡p-¶-Xm-Wv. Entrepreneur A – Attractive Offer kw-cw-`-I³ A. C-¡m-c-W-¯m aq¶v sa-{Sn-Iv-kn-epw 3 sa-{Sn-Iv-kn-s\-bpw sa-¨-s¸-SpCode Item Calculation Rs hÀ-[-\- h-cp-¯m-\m-bn ¯m³ s]m-Xp-hm-b X-{´-§Ä s]m-Xp-hm-b X-{´-§Ä D-]A Sales 21,00,000 D-]-tbm-Kn-¡m³ A-bmÄ \nÀ-_tbm-Kn-¡pt¼m-Ä F-Iv-kn-kvB Cost of Sales 21,00,000 Ôn-X-\m-Ip-¶p. F-¶m kw-cwänw-Kv I-kv-ä-ta-gvkpw A-¯-cw `-I³ B \nÀ-Zn-ã amÀ-¡-änw-Kv C GP A-B 0 Hm-^-dp-IÄ {]-tbm-P-\-s¸-Spkw-hn-[m-\-§Ä am-{X-am-Wv D-]¯p-sa-¶-Xn-\m kw-cwD OH 100,000 tbm-Kn-¡p-¶-Xv. A-Xn-\m 3 sa `-IÀ-¡v H-¶p-In `o-a-am-b \-{Sn-Iv-kn-s\-bpw sa-¨-s¸-Sp¯m³ E Marketing 200,000 ã-ap-|m-Ip-I-tbm A-sÃ-¦n {]-tXy-I X-{´-§Ä D-]-tbm-KnHm-^À B-IÀ-j-I-a-Ãm-¯-XnF Loss C-D-E -300,000 ¡m³ A-bmÄ-¡v km-[n-¡p-¶p.
\m e-£y-§Ä t\-Sn-sb-Sp¡m-\mTable 3 Monthly P&L Statement of Im-sX h-cn-I-tbm sN-¿pw. Entrepreneur A – Reasonable Offer \yq I-kv-ä-aÀ sa-{Sn-Iv sa-¨-s¸-SpCode Item Calculation Rs ¯p-¶-Xn-\m-bn {]-tXy-I X-{´-§Ä A Sales 20,00,000 F-§-s\-bm-Wv kw-cw-`-I³ B \-S-¸mB Cost of Sales 18,00,000 ¡p-¶-sX-¶v \-ap-¡v t\m-¡mw. D-]t`m-àm-¡-f-p-sS t]-cpw sam-_o C GP A-B 200,000 \-¼-cp-ap-Å aq¶pX-cw I-Ì-aÀ UmD OH 100,000 äm-t_-km-Wv kw-cw-`-I\m-b B-bv¡pE Marketing 200,000 Å-Xv. s]m-«³-jy I-Ì-aÀ tU-ämt_-km-Wv C-Xn B-Zy-s¯ I-Ì-aÀ F Loss C-D-E -100,000 tU-äm-t_-kv. hn-]-Wn-bn-se s]m-«³jy I-Ì-ta-gv-kn-sâ t]-cpw sam_o \-¼-cp-am-Wv C-Xn-ep-Å-Xv. s]m Table 4 Monthly P&L Statement of -«³-jy I-Ì-aÀ tU-äm-t_-kn-te-¡v Entrepreneur B – Attractive Offer hn-i-Zmw-i-§Ä ti-J-cn-¡p-¶-Xn-\m-bn Code Item Calculation Rs h-f-sc-b-[n-Iw k-a-b-hpw ]-cn-{i-a-hpw A Sales 24,00,000 kw-cw-`-I³ B F-Sp-¯n-«p-|v. B Cost of Sales 21,00,000 tem-kv-äv I-kv-ä-aÀ tU-äm-t_-km-Wv c-|m-a-Xv. C-hÀ F-Iv-kn-kv-änw-Kv I-kv-ä C GP A-B 300,000 -ta-gv-kv B-bn-cp-s¶-¦n-epw G-I-tZ-iw D OH 100,000 I-gn-ª H-cp hÀ-j-am-bn C-t±-l-¯nE Marketing 20,000 sâ tjm-¸n \n-¶pw DÂ-¸¶-§Ä hm-§m-¯-h-cm-Wv. _n-Ãv X-bm-dm-¡pF Profit C-D-E 180,000 t¼mÄ Hm-tcm I-kv-ä-a-dp-sS-bpw sam -_o \-¼-cp-IÄ sd-t¡m-Uv sN-¿p-¶Xn-\m tkm-^v-äv-sh-b-dn \n-¶pw tem-kv-äv I-kv-ä-aÀ Um-äm-t_-kv F-Sp-¡m³ kw-cw-`-I³ B-¡v km-[n-¡p-¶p. F-Iv-kn-Ìnw-Kv I-Ì-aÀ tU-ä-t_-km-Wv kw-cw-`-I-sâ ssI-h-i-ap-Å aq-¶m-a-s¯ I-Ì-aÀ Um-äm-t_-kv. tjm¸n \n-¶pw Øn-c-am-bn D¸-¶-§Ä hm-§p-¶ I-Ìta-gv-km-Wn-hÀ. s]m-«³-jy I-Ì-ta-gv-kn-\v h-f-sc BIÀ-j-I-am-sbm-cp Hm-^À sIm-Sp-¯p-sIm-|v tjm-¸n-se ]p-Xn-b I-Ì-ta-gv-kn-sâ F-®w hÀ-[n-¸n-¡m³ kw-cw-`I³ B Xo-cp-am-\n-¨p.
SmÀ-P-ä-Uv ao-Un-b amÀ-¡-änw-Kv
hy-Xy-kv-X I-Ì-aÀ sk-Kv-saâp-IÄ¡m-bn {]-tXy-I X-{´-§Ä D-]-tbmKn-¡p-¶-Xn-eq-sS H-cp dosäbv tjm-¸n-sâ hnÂ-¸\-bpw em-`-hpw hÀ-[n-¸n-¡m-w
h-f-sc-tb-sd s]m-«³-jy I-Ì-ta-gv-kn-s\ tjm-¸nte-¡v B-IÀ-jn-¡m-\m-Ip-sa-¦n H-cp \n-iv-Nn-X-am-kw A-hÀ hm-§p-¶ F-Ãm DÂ-¸-¶-§Ä-¡pw 15 i-X-am-\w Un-kv-¡u-|v \Â-Im-\m-Wv A-bmÄ Xo-cp-am-\n-¨-Xv. CXn-te-¡m-bn SmÀ-P-ä-Uv ao-Un-b amÀ-¡-änw-Kv co-Xn-I-fm-Wv kw-cw-`-I³ B {]-tbm-P-\-s¸-Sp-¯n-b-Xv. ss{]-kv Hm-^À {]-tbm-P-\-s¸-Sp-¯p-¶-Xn-\m-bn Hm-tcm s]m-«³-jy I-Ì-ta-gv-kn-\pw {]-tXy-I Iq-¸¬ tIm-Up-Å F-kv FwF-kp-I-fpw t^-kv-_p-¡v sa-tk-Pp-I-fp-am-Wv kw-cw-`-I³ A-b-¨-Xv. s]m-«³-jy I-Ì-ta-gv-kn-\v C-¯-c-sam-cp Hm-^-dns\-¡p-dn-¨v A-dn-bn-¡p-¶-Xn-\m-bp-Å H-cp am-k-s¯ sN-e-hv 20,000 cq-]-bm-bn-cp-¶p. Cu-sbm-cp B-IÀ-jI - a - m-b Hm-^À ap-tJ-\ {]-kvX - p-X am-kw A-t±-l¯ - n-sâ tjm-¸n-te-¡v h-fs - c-tb-sd s]m-«³jy I-Ìt- a-gvk - n-s\ B-IÀ-jn-¡m-\m-bn F-¶v I-cp-Xp-I. SmÀ-Pä - U - v amÀ-¡ä - nw-Kv co-Xn-bn-eq-sS Cu Hm-^d - n-s\-¡p-dn-¨p-Å hn-hc - w kw-cw-`I - ³ \Â-In-bX - n-\m B am-kw tjm-¸n-te-¡v F-¯n-b F-Ivk - n-Ìnw-Kv I-Ìt- a-gvk - n-\v Hm-^À \Â-tI-| B-hiy-ap-|m-bn-Ã. X-§Ä-¡v e-`n-¨ {]-tXy-I Iq-¸¬ tIm-Up-am-bn tjm-¸n-te-¡v F-¯n-b s]m-«³-jy I-Ìt- a-gvk - n-\v am-{X-ta ss{]-kv Hm-^À t\-Sm³ I-gn-ªn-cp-¶p-Åq. amÀ-¡ä - nw-Kn-\mbp-Å A-[n-I sN-eh - v Im-cW - w kw-cw-`I - s - â B am-ks - ¯ em-`¯ - n t\-cn-b Ip-dh - v am-{X-ta D-|m-bn-«p-Åq. tS-_nÄ 4 Im-Wn-¨n-«p-ÅX - p-t]m-se tjm-¸v 1.8 e-£w cq-]b - p-sS em-`w t\-Sp-Ib - pw sN-bvX - p. em-`-¯n h-f-sc sN-dn-sbm-cp Ip-d-hp-|m-sb-¦n-epw h-f-sc-b-[n-Iw s]m-«³-jy I-Ì-ta-gv-kn-s\ tjm-¸n-te-¡v F-¯n-¡m³ kw-cw-`-I³ B ¡v km-[n-¨p. C-Xv `m-hn-bn A-t±-l-¯n-sâ hnÂ-¸-\-bpw em-`-hpw hÀ-[n-¸n-¡m³ k-lmbn-¡p-¶-Xm-Wv. C-Xn-eq-sS s]m-Xp-hm-b hn-]-W-\ X-{´-§Ä D-]-tbm-Kn-¡p-¶-Xn-\v ]-I-cw hy-Xy-kv-X I-Ì-aÀ sk-Kv-saâpIÄ-¡m-bn {]-tXy-I X-{´-§Ä D-]-tbm-Kn-¡p-¶-Xn-eq-sS H-cp dosäbv tjm-¸n-sâ hnÂ-¸\-bpw em-`-hpw hÀ-[n-¸n-¡m-\-m-Ipsa-¶-Xv hy-à-am-Wv. C´y-bnepw Pn.kn.kn cm-{ã-§-fn-ep-am-bn Øm-bnbm-b _n-kn\-kv tam-U-ep-IÄ h-fÀ-¯n-sb-Sp-¡p-¶-Xn-\p-th-|n ZoÀ-LIm-e A-SnØm-\-¯n kw-cw-`-I-cp-am-bn tNÀ-¶v {]-hÀ-¯n-¡p-¶ _n-kn\-kv A-ssUz-k-dm-Wv te-JI³. 1992 IIM (L) \n¶v PGPM F-Sp-¯-Xn-\p- ti-jw _n-kn\-kv AssUz-k-dm-bn {]-hÀ-¯\w B-cw-`n-¨ A-t±-lw dn-kÄ-«v-kv I¬-kÄ«nw-Kv {Kq-¸n-sâ No-^v F-Iv-kn-Iyq-«nhv Hm-^o-k-dm-Wv. website: www. we-deliver-results.com, email: tinyphilip@gmail.com
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jumpfrog.co [\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
65
{_m³-Un-wKv
BRANDING
Hcp {_m³-Un-sâ-bp-ÅnÂ
th-sdm-cp {_m-³-Un-s\-´v Imcyw? C³-{Ko-Unbâv {_m³-Unw-Kn-eq-sS ]-e t\-«-§-fm-Wv I-¼-\n-IÄ e-£y-an-Sp¶Xv
s{]m-^. A-c-hn-µv tPm-jn tPm-k^v c-Lp-\mY³
R-
§-fp-sS \m-«n-se H-cp ho-«-½ No\¨-«n hm-§p-hm-\m-bn I-gn-ª Znh-kw H-cp Kr-tlm-]I-c-W Øm-]-\¯n-se¯n. Ipd-¨p t\c-s¯ Xn-c-¨n-en\v ti-jw A-hÀ-¡v H-cp {_m³-Un-sâ No-\¨-«n C-ã-ambn. F-¶m DÂ-¸-¶ -¯n-sâ hn-i-Zmw-i-§Ä hm-bn-¨-t¸m-gmWv A-hÀ-¡v a-\-kn-emb-Xv AXn sS^v-tfm¬ B-h-c-W-an-söv. A-t¸mÄ X-s¶ B {_m³-Uv Xn-cn-sI sh-¨n-«v \n-d-an-¯n-cn C-ã-s¸-«n-sÃ-¦nepw A-hÀ th-sdm-cp {_m³-Un-te-¡v Xncnªp. H-cp hy-Xym-kw am{Xw c-|mas¯ {_m³-Uv sS^v-tfm¬ B-h-c-Wt¯m-Sp Iq-Sn-bp-Å-XmWv. C-Xn-ent¸m F-´m-Wn-{X hn-ti-j-sa-t¶m? c-|mas¯ {_m³Un-s\m-¸w sS^v-tfm¬ F-¶ {_m³-Uv Iq-Sn tNÀ-¶Xp-sIm|mWv Cu ho-«-½ B No-\-¨-«n-bn X-s¶ ho-WXv. (t\-cs¯-sbm-cp e-¡¯n P-\-dn-Iv {_m³-Uv \m-a-§-sf-¡pdn-¨v ]-d-ª-t¸mÄ A-Xn sS^v-tfm¬ {_m³-Uv DÄ-s¸-«n-cp-¶ Imcyw C-hnsS HmÀ-¡p-atÃm?) I-gn-sªmcp e-¡¯ - n hn-iZ- o-Icn-¨ "tImþ{_m³-UnwKv' F-¶ X-{´s¯-¡p-dn-¨v h-fs - c-b[ - n-Iw kw-ib § - fpw A-t\z-jW - § - f - p-am-Wv R-§Ä¡v In-«n-s¡m-|n-cp-¶Xv. AXp-sIm-|pX-s¶-bm-Wv tImþ{_m³-Unw-Kv {]-hr-¯nbp-sS H-cp {]-tXy-I h-It- `-Zam-b C³-{KoUnbâv {_m-³U - nw-Kn- (Ingredant Branding) s\¸-än C-hn-sS hn-iZ - a - m-¡p-¶Xv.
C³-{Ko-Unbâv {_m-³-Unw-Kv A-t¸mÄ B ho-«-½ B-cm-sWt¶m? {][m-\ {_m³-Un\p-Ån sS^v-tfm¬ F-¶ th-sdm-cp {_m³-UpÅXp-sIm-|v am{Xw B No-\¨-«n hm§n-¡p-¶ A-t\-Iw D-]-t`m-àm-¡-fn H-cmÄ. a-säm-cp co-Xn-bn ]-d-ªmÂ, A-dntªm A-dn-bmsXtbm C³-{KoUnbâv {_m³-Unw-Kn-sâ D-]-t`m-àm-¡fn H-cmÄ. D-]-t`m-àm-hn-s\ kw-_ -Ôn-¨v an-¡-t¸mgpw N-«n-bp-sS {_m³-Unt\-¡mÄ {]-[m-\w C³-{Ko-Unbâv {_m³-Un-sâ hn-izm-ky-X X-s¶-bmWv. H-cp DÂ-¸-¶/tk-h-\-¯n-sâ L-SI-§Ä {_m³-Uv sN-¿p-¶-Xn-s\-bm-Wv C³-{Ko-Unbâv {_m³-Unw-Kv F-¶p ]-d-bp-¶Xv. A-Xmb-Xv H-cp {_m³-Unsâ-bp-Ån th-sdm-cp {_m³-Uv Iq-Sn tNÀ-¯n-cn-¡p¶p.
66 [\w hyh-kmb hmWnPy ssZzhm-cnI
\-½Ä D-]-tbm-Kn-¡p-¶ ]-e D¸-¶ tk-h-\-§fpw C³-{Ko-Unbâv {_m³-Unw-tKm-Sp Iq-Sn-bp-Å-XmWv. Nn-e D-Zm-l-c-W-§Ä t\m¡q. \yq-t{Smkzo-täm-Sp IqSnb sIm-¡-tIm-f (Nutar sweet), s{_wt_m (Brembo) s{_-bv-¡v kn-kv-ä-t¯m-Sp-IqSn-b Im-dpIÄ. C-Xn \yq-tdm-kzo-äpw s{_w-t_mbpw kz-X{´ \n-e-\nÂ-¸p-Å hf-sc {]-i -kv-Xam-b {_m³-Up-I-fmWv. C³-{Ko-Un bâv {_m³-Unw-Kn-sâ Nn-e k-µÀ-`-§fn {][m-\ {_m³-Un-sâ {]-i-kv-Xntb-¡mÄ ]-Xn-·-S-§m-bn-cn¡pw L-SI {_m³-Un-\v A-h-cp-tSXm-b DÂ-¸-¶/ tk-h-\ t{i-Wn-bn-ep-Å {]-i-kvXn. A-§-s\-bp-Å km-l-N-cy-§-fn D-]t`m-àm-hn-sâ sX-c-sª-Sp-¡-en-sâ ASn-Øm-\w X-s¶ B L-S-I {_m³-Uv B-bn-cp¶p. A-ta-cn-¡-bn Xmbvt_m F-¶ ^n-äv\-kv t{]m-{Kmw {_m³-Uv D-Å Pn-½n X-s¶ t]m-I-W-sa-¶v Nn-e ^n-äv\-kv t{]an-IÄ \n-jv-IÀ-jn¡p-¶p.
Cu-bn-sS-bm-bn {_m³-Up-IÄ tIm-þ-{_m³-Unw-Kpw C³-{Ko-Un-bâv {_m³Unw-Kpw h-f-sc-b-[n-Iw hn-]-Wn-bn ]-co-£n-¨pt\m-¡p-¶p-ïv
t\m¡q, Pn-½n-sâ {_m³-Uv A-hÀ¡v c-|m-a-Xm-tb h-cp-¶pÅq, L-S-I {_m³-Unw-Kv DÂ-¸-¶-§-fp-sS Im-cy¯n am-{XaÃ, tk-h-\-§-fp-sS t{iWn-bnepw Iq-Sn-bp-s|-¶ {]-[m-\-s¸-« Imcyw Iq-Sn C-Xn \n-¶v a-\-kn-emt¡-|-Xp-|v. th-sd Nn-e k-µÀ-`-§-fn {] [m-\ {_m³-Uv A-sÃ-¦n B-XntYb {_m³-Uv X-s¶ Nn-e L-S-I§-sf {_m³-Uv sN-¿p-¶-XmWv. ]-e-t¸mgpw
s^{_phcn 28, 2018
A-hÀ amÀ-¡-än-se FXn-cm-fn-IÄ¡v Cu "LS-I' {_m³-Uv sIm-Sp-¡-W-sa¶nÃ. D-Zm-l-c-W-¯n-\v \n-§Ä am-cpXn-bp-sS ]-c-ky-§-fn I-|n-«p-|mIpw F³-Pn³ X-s¶ th-sd {_m³-Uv \m-a¯nÂ, sIþko-cokv (K-series) F-¶n§-s\-bp-Å t]-cp-I-fn Cu F³-Pn³ {_m³-Uv am-cp-Xn X-s¶ hn-I-kn-¸n-s¨Sp-¯-XmWv, A-h-cp-sS Im-dp-I-fn D-]tbm-Kn-¡m³ th-|n. F-¶m Câ t{]m-k-kÀ t]mep-Å {_m³-Up-IÄ ]-e I-¼-\n-Ifpw L-S-I-am-bn D-]-tbm-Kn-¡p¶p. A-§-s\bp-Å km-l-N-cy-§-fn ]-e-t¸m-gpw, B L-S-I {_m³-UnÃm-sX D-]-t`m-àm¡Ä {][m-\ {_m³-Uv hm-§n-s¨-¶v h-cp-I-bnÃ. Cu-bn-sS-bm-bn {_m³-Up-IÄ tImþ {_m³-UnwKpw C³-{Ko-Unbâv {_m³UnwKpw h-f-sc-b-[n-Iw hn-]-Wn-bn ]-co-£n¨p- t\m-¡p-¶p|v. Nn-e {_m³Up-IÄ a-äp-Å-h-cn \n-¶v X§Ä Cu L-S-I-ap-ÅXp-sIm-|v hy-Xy-kv-X-
c-m-sW-¶v ]-d-bm³ {i-an-¡p¶p. kz-bw L-S-I-{_m³-Up-I-fm-hm³ km-[y-X-bpf-f {_m³-Up-I-fm-hs«, Cu X-{´-¯neq-sS X-§-fp-sS hn]-Wn hn-]p-e-am¡m³ {i-an-¡p¶p. Cu-sbm-cp {][m-\ t\-«-¯n-\v ]p-dsa, a-äv ]-e Kp-W-§fpw C³-{Ko-Unbâv {_m³-Unw-Kn-eq-sS I-¼\n-IÄ e-£y-an-Sp¶p. A-Xn-Yn {_m³-Un\pw B-XntY-b {_m³-Un\pw A-t\ym-\y-ap-Å {_m³Uv A-h-t_m-[hpw {]-i-kv-X-nbpw ]-¦psh-¡p-sa-¶p-Å-Xm-Wv H¶v. c-|v {_m³-Up-IÄ¡pw ]pXn-b hn]-Wn km-[y-X-IÄ Xpd-¶p In-«p-¶p F¶-Xv X-s¶-bm-Wv a-säm¶v. C-Xv ]pXn-b D¸-¶/tk-h-\ ta-J-eI-fm-Imw, D-]-t`mà hn-`m-K-§-fmImw A-sÃ-¦n hnX-
c-W irw-Je - I - f - m-Imw. C³-{Ko-Unbâv {_m³-Uv F-t¸mgpw H-cp DÂ-¸¶ - ¯ - nsâ LS-Iw X-s¶ Bh-Ww F-¶nÃ. {]-ik - vX - am-b sS-{Sm-]m-Iv (Tetrapak) F-¶ {_m³-Uv a-äv I-¼\ - n-IÄ D-]t- bmKn-¡p¶-Xv X-§f - p-sS D¸-¶w ]m-bv¡ - v sN-¿m-\mWv. A-Xmb-Xv DÂ-¸¶ ¯ - n-\p-Ån X-s¶ C³-{Ko-Unbâv {_m-³U - v L-SI - a - m-bn sIm-ÅW - s - a-¶nÃ.
KpW-]-c-sa-¦n ]n-´p-Scmw C-\n \n-§-fp-sS {_m-³-Un-\v ]-co£n-¡m-hp-¶ H-cp km-[y-X-bmWv Cu L-S-I {_m³-sU¶v tXm-¶p-¶p-t|m? Xm-¦-fp-sS {_m³-Uv H-cp L-S-I {_m³Um-Is«, A-sÃ-¦n B-XntY-b {_m-³UmI-s« C-\n ]-d-bp-¶ Im-cy§Ä Cu X-{´-¯n-\v {]-[m-\-amWv. sh-dp-sX H-cp L-S-I {_m³-Uv tNÀ¯p-sh-¡p-¶ co-Xn-bm-h-cp-Xv CXv. Cu LS-Iw DÂ-¸-¶/tk-h-\-¯n-sâ {]-hÀ¯-\-¯n-\v Kp-W-]-cam-b co-Xn-bn {]-hÀ-¯n-¡p-¶p-s|-¶v D-]-t`m-àm¡Ä-¡v a-\-kn-em-IWw. A-sÃ-¦n A-\p-`-hn-¨-dn-bm-\m-IWw. tImþ{_m³Unw-Kn-te-Xv t]m-se-Xs¶, Iq-«n-tNÀ¡p-¶ {_m³Upw A-Xn-tâXm-b hn-]Wn-bn-se A-dn-b-s¸-Sp-¶ \m-a-am-bm A-{Xbpw \ÃXv. D-Zm-l-c-W-¯n-\v kmw-k-Kn-sâ tlmw Xn-tb-äÀ kn-kvä-¯n "tUmÄ-_n Aäv-tam-kn-sâ (Dolby atmos) i-Ð-ssh-Z-Kv-[y-am-Wv D-]tbm-Kn-¨n-cn-¡p-¶Xv. tUmÄ-_n {_m³Un-sâ Kp-W-ta-·bpw hn-izm-ky-Xbpw Cu tlmw Xn-tb-ä-dn-sâ am-äpIq-«p¶p. A-h-km-\-am-bn DÂ-¸-¶-¯n Cu L-S-I-ap-s|-¶v kq-Nn-¸n-¡m-\m-bn LS-I-{_m³-Un-sâ tem-tKmtbm t]tcm hy-à-am-bn D-]-t`m-àm-¡Ä Im-Wp-¶ co-Xn-bn X-s¶ {]-ZÀ-in-¸n-¡mw. \n-§-fp-sS em-]v tSm-¸n Io t_mÀ-Unsâ hi-¯v Câ C³-ssk-Uv F¶ temtKm {i-²n-¨p-Im-Wp-a-tÃm! X-\n-¡v th-| L-S-I-ap-Å No-\¨-«n X-s¶ t\m-¡n hm-§p¶ B ho-«½-sb A-tà C³-{Ko-Unbâv {_m³-Unw-Kv ]-co£n-¡p-¶ Hmtcm I-¼-\n-bpw kz-]v-\w Im-Wp-¶Xv! Disclaimer: tem-tKm-Ifpw ]-c-ky-§-fpsaÃmw AXXv I-¼-\n-IÄ-¡v A-h-Im-is¸-«-Xm-Wv. C-h-sbÃmw D-Zm-l-c-W-¯n-\v th-|n am{Xw te-J-\-¯n D-]-tbm-Kn-¨ncn-¡p¶p. s{]m-^. tPm-jn tPm-k^v
tIm-gn-t¡mSv sFsFF-½n-se amÀ-¡-änw-Kv hn-`m-Kw A-tkm-kn -tb-äv s{]m-^-k-dm-Wv te-JI³. _n-kn-\kv I¬-kÄ-«nw-Kv cw-K ¯pw {i-t²-b-\mWv. C-- sa-bvÂ: joshyjoseph @iimk.ac.in
A-c-hn-µv c-Lp-\mY³
tIm-gn-t¡mSv sF-sF-F-½n-se amÀ-¡-änw-Kv hn-`m-Kw K-th-j-I hn-ZymÀ-°n -bm-Wv A-c-hn-µv c-Lp -\mY³. {]ap-J _n-kn \-kv Izn-kv am-Ì-dmWv. C sa-bvÂ: arvindr08 fpm@iimk.ac.in
_nkn-\kv tIcf
BUSINESS KERALA
ss{]w sU-¡À sse-^v ssÌÂ Câocntbm
A-km-[m-cWw, Cu hn-P-bKmY H-cn-¡epw Aäp-t]m-Im-¯ B-ß-hn-izm-k-¯n-sâ I-cp-¯n-em-Wv ss{]w sU-¡À hn-P-bKm-Y c-Nn-¨n-cn-¡p¶-Xv
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À-Wn-¨À do-sä-bv cw-K¯pw am-\p-^m-Iv-Ndnw-Kv cw-K¯pw Hcp-t]m-se Xnf-§n \n¡p-¶ {_m³-Um-Wv ss{]w sU¡À. H-¶m -a³ F-¶À-°-am-¡pw hn-[-ap-Å Cu {_m³-Uv \m-at¯m-Sv tNÀ-¶p \nÂ-¡p¶p Cu {]-Øm-\-¯nsâ bpw A-Xn-sâ kmc-Yn ]n ]-hn-{X-sâbpw ssP-{X-bm-{X. Xr-iqÀ B-Øm-\-am-bp-Å ss{]w sU-¡À sse-^vssÌ Câocntbm tem-tIm-¯-c ^À-Wn-¨À {_m³Up-IÄ H-cp Ip-S-¡o-gn A-Wn-\n-c-¯p-¶ do-sä-bv kv-täm-dp-IÄ Xpd-¶v kw-Øm-\-¯n-sâ {][m-\ \-K-c-§-fn km-¶n[yw i-à-am-¡p-t¼mÄ X-s¶, cmPym-´-c \n-e-hm-c-¯n-ep-Å sN-bÀ skm-eq-j-\p-IÄ ap-X hnhn-[ t{i-Wn-bn-epÅ Ìo ^À-Wn-¨-dp-IÄ h-sc \nÀ-an-¨v am-\p-^m-Iv-N-dnw-Kv cw-K¯pw C-hÀ hy-Xy-kv-X-cm-Ip-¶p. ss{]-a {_m³-Un C-cp-¶v tPm-en sN-¿p-¶-hÀ-¡v ]-c-amh-[n kp-J-ku-Icyw \Â-In, B-tcm-Ky {]-iv-\§Ä H-gn-hm-¡p-¶ hn-[-¯n-ep-Å A-Xym-[p\n-I cq-]IÂ-¸-\-bn-se sN-b-dp-IÄ ss{]w sU-¡À C-t¸mÄ hn-]-Wn-bn-se-¯n-¡p-¶p. cm-Pym-´-c \n-e-hm-c-ap-Å F-Iv-kn-Iyq-«n-hv sN-bÀ \nÀ-am-W-¯n ap³-\n-c-bn \nÂ-¡p-¶ ss{]-an-sâ D-]-t`m-àr-\n-c-bn tImÀ-¸ -td-äp-IÄ \n-c-h-[n-bm-Wv. dnthmÄ-hnw-Kv sN-bÀ -\nÀ-am-W-¯n-\v an-I-hp-ä ku-I-cy-am-Wv ss{]w k-Öam-¡n-bn-cn-¡p-¶Xv. ""C¶-s¯ hÀ-¡nw-Kv ssÌ G-sd amdn. H-tc C-cp-¸n C-cp-¶v tPm-en sN-¿p¶-Xv _p-²n-ap-«p-|m-¡p-sa-¶v A-dn-bm-sa-¦n t]mepw F-Ivkn-Iyp-«o-hp-IÄ¡pw s{]m-^-j-W-ep-IÄ¡p-sam¶pw A-Xv H-gn-hm-¡m³ ]-änÃ. AXp-sIm-|v im-co-cn-I-hnj-a-X-IÄ ]-c-amh-[n H-gn-hm-¡p-¶ sN-b-dp-IÄ-¡v kzo-Im-cy-Xbpw Gsd. R-§Ä im-kv-{Xo-b-am-bm-Wv C¯-cw sN-b-dp-IÄ cq-]-IÂ-¸-\ sN-¿p-¶-Xv. D-¶-X Kp-W-ta-·-bn \nÀ-an-¡p-¶ sN-b-dp-IÄ-¡v Ir-Xy-XbmÀ-¶ hnÂ-¸-\m-´-c tk-h-\-am-Wv D-d-¸m-¡p-¶Xv. AXp-sIm-|v R-§-fp-sS D-]-t`m-àr-\n-c-bn {]-apJ tImÀ-¸-td-äp-Ifpw \n-c-h-[n-bmWv,'' ]-hn-{X³ ]-d-bp¶p. kp-k-Öam-b ^m-Iv-ä-dn- ku-Icyw H-cp-¡n-bn-cn¡p-¶ ss{]-an-sâ Ìo ^À-Wn-¨-dp-Ifpw \q-X-\am-b cq-]-IÂ-¸\ sIm|pw Kp-W-ta· sIm-|p-am-Wv hn-]-Wn-bn ap³\n-c Øm-\w t\-Sn-bn-cn-¡p-¶Xv.
{_m³-Up-IÄ \n-ch[n C³sUm-sse³ In-¨¬ B³-Uv ^À-Wn¨À, kvt]-kvhp-Uv Hm-^o-kv ^À-Wn¨À, KnÂ-a sN-b-dpIÄ, ss{]-a ko-änw-Kv kn-Ìw, HmÀ-¡ _o³-_m-Kv F-¶n-hbp-sS Un-kv-{Sn-_yq-«dm-b ss{]w ^v-tfm-sdUv, BÀ ]ntIm \m-Nz-d em-ä-Ivkv, t^m-anÂ, ss^-_À Izo³ F-¶o {_m³-UUv am-{S-kp-I-fp-sSbpw hn-X-c-W-¡mcm-Wv. sN-bÀ-am³, sk-tÃm, {^-|ven, h-|À-¹m-Ìv F-¶o {_m³-Up-I-fp-sS tamÄU-Uv ^À-Wn-¨-dp-I-fpsSbpw Un-kv-{Sn-_yq-«-dm-Wv ss{]w. ssN-\, C-t´m-t\jy, a-te-jy F-¶n-hn-S-§-fn \n-s¶Ãmw ^À-Wn-¨À C-d-¡pa-Xn sN-¿p-¶ ss{]w sU¡À, I-c-Iu-i-e h-kv-Xp¡Ä, ssU-\nw-Kv skäpIÄ, I-Ì-ssa--kv-Uv ssU-\nw-Kv sk-äpIÄ, In-¨¬ tam-Up-emÀ, In-¨¬ Im-_n\-äv F-¶p-XpS-§n ho-Sn-sâ A-I-¯-fw ap-X A-Sp-¡-f h-sc A-Wn-bn-s¨m-cp¡m-\p-Å-sXÃmw cm-Pym-´-c \n-e-hm-c-ap-Å do-sä-bv kv-täm-dp-IÄ h-gn P-\-§-fn-te-s¡-¯n-¡p-¶p. Xr-iqÀ PnÃ-bn-se sNm-ÆqÀ, aq-¶p-]o-Sn-I, sIm-¨n-bn ] m-em-cnh-«w ss_-¸mkv, hm-Sm-\-¸n-Ån Xp-S§n-b Ø-e§-fn ss{]w sU-¡-dn-sâ do-sä-bv kv-täm-dp-IÄ {]-hÀ-¯n-¡p-¶p. t^m¬: 9447044205
B-ß-hn-izm-k-¯n-sâ BÄ-cq-]w 2003
Un-kw_À. ss{]w sU-¡À kmc-Yn ]n ]-hn-{X³ do-sä-bv cwK-¯v h³ hnIk-\ ]-²Xn-tbm-sS aq-¶p-]o-Sn-I-bn 10,000 N-Xp-c-{ib-Sn hn-kv-XoÀ-W-¯n tjmdqw Xpd-¡m-\p-Å \-S-]-Sn-I-fp-am-bn A-Xn-th-K-¯n ap-t¶-dp-¶ Imew. _n-kn\-kv B-h-iy-¯n-\v tI-c-f-¯n-\v ]pd-ta t]m-bn Xn-cn-¨p-h-cp-t¼mgm-Wv A-Xv kw-`-hn-¨-Xv. s{S-bv-\n I-b-dm³ {i-an-¡p-t¼mÄ ssI-hn-«v ]m-f-¯n-te¡v. hew-ssI-bn-eq-sS s{S-bv³ N-{I-§Ä I-b-dnbnd-§n t]mbn. ]qÀ-W-ambpw N-X-ª-c-ª h-ewssI-bp-am-bn B-ip-]{Xn In-S-¡bn-te-¡v hoWp-t]m-b ]-hn-{X-s\ Däp-t\m-¡nb-Xv I-dp-¯ bm-YmÀ-°y-§-fm-bn-cp-¶p.
DbnÀ-s¯-gp-t¶Â¸v ]-d-¡-ap-äm-¯ c-|p Ip-ªp-§fpw `mcy-bpw. ]pXnb tjm-dq-an-\m-sb-Sp-¯ km¼¯n-I _m-[y-X. hewssI C-sÃ-¶ bmYmÀ°yw Xn-cn-¨-dn-ª \n-an-jw ap-X ]-hn-{X³ C-Sw ssI sIm-|v H-¸n-«p ] Tn-¡m³ Xp-S§n. hewssI D-]-tbmKn-¨v sN-bv-X H¸n-t\m-fw ]qÀ-WX B-ip-]{Xn hm-k-¯n-\n-sS X-s¶ A-Xn-\p h-¶p. ""F-\n-¡v X-IÀ-¶n-cn¡m³ km-[n-¡p-am-bn-cp¶nÃ,'' C§-s\ ]-d-bp-¶ ]-hn-{X³ H-cp-Im-e-¯pw Bhn-[w \n-jv-{In-b-\pam-bn-cp-¶nÃ. B-Vy-Xzap-s|-¦nepw I-ã-¸m-Sn\v Ip-d-hnÃm-¯ _m-ey Iu-am-c-§-fm-Wv X-s¶ I-cp-¯-\m-¡n-b-sX-¶v ]-hn-{X³ ]-d-bp¶p. F³Pn-\o-b-dnw-Kv hÀ-¡v tjm¸n \n-¶p t\Sn-b A-\p-`-h k-¼-¯n-sâ I-cp-¯nÂ
10,000 cq-] {]mcw-` aq-e-[-\-t¯m-sS-bm-Wv 1984 C-t±-lw Ìo am-\p-^m-Iv-N-dnw-Kv cw-K-t¯-¡v h-cp-¶Xv. A-hn-sS\n-¶v ]-Sn ]-Sn-bm-bn h-f-cp-¶-Xn\n-sS-bm-Wv hewssI ZpÀ-hn-[n-sb-Sp-¯Xv. ""]-t£ F-sâ ]-²-Xn-I-sfm¶pw Rm³ am-än-sh-¨nÃ. D-t]-£n-¨nÃ. H¶pw kw-`-hn¡m-¯Xp-t]m-se X-s¶ ap-t¶m-«p-t]mbn,'' i-cn-bmWv. A-Xn-\p ti-j-am-Wv ]-hn-{X³ ssN\ t]m-ep-Å hntZ-i cm-Py-§-fn \n-¶v ^À-Wn-¨À C-d-¡pa-Xn sN-bv-X-Xv. ]-hn-{Xsâ ap-t¶m-«p-Å {]-bm-W-¯n-\v I-cp-¯m-bn kp-lr-¯p-¡fpw Iq-sS \n¶p. kw-L-S-\m{]-hÀ-¯-\-§-fn k-Po-ham-b ]-¦m-fn-¯w h-ln-¡p-¶ ]-hn-{X³ tI-c-f ^-À-Wn-¨À I¬-tkmÀ-jy-¯n-sâ sN-bÀ-am³ Iq-Sn-bmWv. tI-c-f ^À-Wn-¨À I¬-tkmÀ-jy-¯n-sâ Iq-«m-bv-a-bn- -Hmd-©v ]nÃÀ {_m³-Un- In¨¬ Im-_n-\-äp-IÄ, tam-Up-emÀ In-¨-Wp-IÄ F-¶n-h-sbÃmw hn-]-Wn-bn-se-¯n-¡p-¶-Xn-sâbpw t\-Xr-\n-c-bn ]-hn-{X-\p|v. ""a-\-knsâ i-àn-bm-Wv G-ähpw h-epXv. ]n-s¶ em-t`-Ñ-bnÃm-sX \mw \-½p-sS {]-hr¯n \-¶m-bn sN-bv-Xm k-aq-lw FÃmw \-ap-¡v a-\-k-dn-ªv X-cpw. ss{]w sU-¡-dnsâ Hmtcm tjm-dq-anepw Hmtcm DÂ-¸-¶-¯n-\pw G-ähpw D-¶-Xam-b tk-h-\hpw KpW-ta-·-bp-am-Wv R-§Ä D-d¸m-¡p-¶Xv. AXp-sIm-|p X-s¶-bmWv Cu cwK-¯v ]n-Sn-¨p-\n-¶v ap-t¶-dm³ ]-äp-¶-Xpw,'' ]-hn-{X³ Nq-|n-¡m-«p-¶p. C-¶v ]-hn-{X-sâ c-|pa-¡fpw _n-kn-\-kn kPo-h-am-bp|v. a-I³ {]-hn-Xv ]-hn-{X³ F-d-Wm-Ip-fw tjmdq-an-sâ NmÀ-Pv h-ln-¡p¶p. Câo-cn-bÀ Un-ssk-\dm-b a-IÄ {]n-b-¦ ]-hn-{X³ sNm-Æq-cn-se tjm-dqw tI-{µo-Icn-¨v {]-hÀ-¯n¡p¶p.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
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\nIp-Xnbpw \n-§fpw
TAX & YOU
Sm-Iv-kv \n-b-a-§-fpw AUz: sI.Fkv lcnlc³
tI-c-f _-P-äpw tIc-f-¯n-se hy-h-km-bþhym]m-c k-aq-l-¯n\m-hiyw ]cn-tim-[-\ cmPÃ, ]I-cw th|-Xv kulr-Z a-t\m-`mhw
2018
s^-{_p-h-cn c-|n-\v tUm.tXm-a-kv sF-k-¡v, tI-c-f \n-b-a-k-`-bn A-h-X-cn-¸n-¨ kw-Øm-\ kÀ-¡m-cn-sâ 2018þ19 te-¡p-Å _-P-än hy-h-km-b hym-]m-c tem-It¯-¡v {]-tXy-I \n-Ip-Xn B-\p-Iq-ey-§Ä Im-cyam-sbm-¶p-an-Ã. A-tX-k-a-bw _n-kn-\-kp-ImÀ-¡v Iq-Sp-X Ip-cp-¡p-IÄ D-|p-Xm-\pw. _-P-äv {]-kw-K-¯n ]m-c-{Km-^v 240 ap-X ]m-c-{Km-^v 253 h-sc-bm-Wv GST, VAT, sk-bvÂ-kv Sm-Iv-kv \n-b-a-§-sf-¡p-dn-¨p-Å Im-cy-§Ä {]-[m-\am-bpw {]-Xn-]m-Zn-¡p-¶-Xv. A-h-bp-sS kw-£n-]v-X cq-]w Np-h-sS tNÀ-¡p-¶p. 1. Pn-F-kv-Sn ]-cn-tim-[-\-IÄ¡v "24x7' F-¶ \n-e-bn B-[p-\n-I ku-I-cy-§-tfm-sS Câ-enP³-kv kv-tIm-Up-IÄ i-à-am-¡pw. 2. hn-h-c-km-t¦-Xn-I hn-Zy-bp-sS Kp-W-w ]-c-amh-[n D-]-tbm-K-s¸-Sp-¯n A-Xym-[p-\n-I ku-I-cy§Ä Pn-F-kv-Sn h-Ip-¸n D-]-tbm-Kn-¡pw. 3. hm-l-\-§-fp-sSbpw N-c-¡p-I-fp-sSbpw hn-h-c§Ä \n-co-£-W Im-a-d-IÄ D-]-tbm-Kn-¨v ti-J-cn-¨v B hn-h-c-§-Ä "E Way Bill’ t]m-ep-Å tc-J-I-fp-am-bn -_Ô-s¸-Sp-¯n-bp-Å ]-cn-tim-[-\ co-Xn A-h-ew-_n-¡pw. 4. sk-£³ 42 {]-Im-c-ap-Å Hm-Un-äv dn-t¸mÀ-«v k-aÀ-¸n-¨hÀ-¡pÄ-¸-sS \n-Ip-Xn Xp-I-bv-¡v hy-Xym-kw h-cm-¯ co-Xn-bn-ep-Å dn-t«-Wp-I-fp-sS km-t¦-Xn-I sXäp-IÄ Xn-cp-¯m³ H-c-h-k-cw-Iq-Sn \Â-Ip-¶p. A-tXmsSm-¸w hm-äv A-kkv-saâp-I-fpw a-äpw ]-g-b co-Xn-bn Xp-S-cpw. 5. 2010þ11 h-sc-bp-Å \n-Ip-Xn Ip-Sn-in-I A-S-¡p-¶-Xn-\m-bp-Å Amnesty kv-Io-an-sâ A-t]-£ 30þ6þ2018 h-sc \o-«n-bn-«p-|v. 6. {]n-kw-]v-äo-hv \n-Ip-Xn-¡mÀ¡p-|m-bn-cp-¶ H-ä-¯-h-W XoÀ¸m-¡- ]-²-Xn-¡v \n-_-Ô-\-IÄ¡v hn-t[-b-am-bn 30þ6þ2018 h-sc A-t]-£ \Â-Imw. 7. t{S-Uv amÀ-¡v c-Pn-kv-t{Sj³ D-Å t_-¡-dn-IÄ-¡v Bw\-Ìn ]-²-Xn-bn A-S-bvt¡-| _m-¡n Xp-I-bv-¡v 24 am-kw- Iq-Sn k-a-bw \Â-In-bn-«p-|v. 8. A-S-bv-¡ I-¨-h-S-¡mÀ-¡v C-Form k-aÀ-¸n-¨-Xn D-|m-bncp-¶ Ip-g-¸-§Ä -aq-ew XoÀ-¸m¡Â -\-S-¯n-b tI-kp-I-fn ]n-g -bpw ]-en-i-bpw H-gn-hm-¡n-b \nIp-Xn Xp-I ]-{´-|p Xp-ey K-Up -¡-fm-bn A-S-¨v a-äv \n-_-Ô-\-IÄ-¡v hn-t[-b-am-bn {]-iv-\-§Ä A-h-km-\n-¸n-¡m-hp-¶-Xm-Wv F-¶ B-\p-Iqeyw \Â-In-bn-«p-|v. 9. 2011þ12 h-sc-bp-Å hm-äv A-k-kv-saâv Xo-À-¸m¡m-\p-Å A-h-km-\ Xn-b-Xn 31þ3þ2018 A-h-km\n-¡pw. A-Xv 31þ3þ2019 h-sc \o-«n-bn-«p-|v. 10. hm-än-se ]qÀ-¯n-bm-¡m-\p-Å A-k-kv-saâpIÄ ]qÀ-¯n-bm-¡m³ sU-]yq-«n I-½o-j-WÀ-¡p Iq-Sn A-k-kv-saânâ Np-a-X-e \Â-In-bn-«p-|v. A-¯-cw
tI-kp-I-fn A-¸o A-[n-Im-cn tPm-bnâv I-½o-jWÀ B-bn-cn-¡pw. 11. C-´y³ \nÀ-an-X hn-tZ-i a-Zy-¯n-sâ \n-Ip-Xn 400 cq-] h-sc-bp-Å-Xn-\v 200 i-X-am-\-hpw A-Xn-\v apI-fn-ep-Å-Xn-\v 210 i-X-am-\w B-¡n D-bÀ-¯p-I-bpw _n-b-dn-sâ \n-Ip-Xn 100 i-X-am-\w B-¡p-I-bpw sN-bvXn-«p-|v. hn-tZ-i \nÀ-an-X hn-tZ-i-a-Zy-¯n-sâ \n-Ip-Xn 78 i-X-am-\-hpw ssh-\n-sâ \n-Ip-Xn 25 i-X-am-\-hpw B-¡n-bn-«p-|v. A-_v-Im-cn \nb-a-{]-Im-c-ap-Å ^o-kpw ]p-\À \n-Ý-bn-¨n-«p-|v. Pn-F-kv-Sn \n-b-a-§Ä \-S-¸nem-¡m³ tI-c-f-¯n-se sIm-ta-gvky Sm-Iv-kv D-tZym-K-Ø-cp-sS t]-cp-IÄ ]p-\À-\m-a-I-c-Ww sN-bv-Xp F-¶-Ãm-sX Pn-F-kv-Sn Im-cy-§Ä F-§s\ \-S-¸m-¡Ww F-¶ bm-sXm-cp-hn-[ ]-cnio-e-\-§-fpw D-tZym-K-ØÀ-¡v tI-c-f-¯n e-`n-¨n-«n-à F-¶pX-s¶ ]-d-tb-|n-h-cp-¶p. hm-äv Im-e-L-«-¯n XoÀ-¸m-Im-sX In-S-¡p-¶ 30þ6þ2017 h-sc-bp-ÅA-k-kv-saâp-IÄ F-{X-bpw thKw XoÀ-¸m-¡p-I-tbm Un-kw-_dn UowUv A-kkv-saâv F¶ \n-e-bn XoÀ-¸m-¡n-b-Xm-bn {]-Jym-]n-¨n-cp-¶p F-¦n tI-c-f¯n-se tÌ-äv Pn-F-kv-Sn D-tZym-KØÀ-¡v k-am-[m-\-am-bn Pn-F-kv-Sn \n-b-a-§Ä ]Tn-¨v _n-kn-\-kp-ImÀ-¡v i-cn-bm-b amÀ-K-\nÀ-tZ-i§Ä \Â-Im-am-bn-cp-¶p. C-´y-bn-se an-¡ kw-Øm\-§-fpw A-¯-c-¯n Im-cy-§Ä sN-¿p-t¼mÄ tI-cf-¯n C-t¸m-gpw 2011se I-W-¡p-IÄ XoÀ-¸m-¡m³ 2019 amÀ-¨v h-sc k-a-bw \o-«n \Â-In-bn-cn-¡p-¶-Xv _n-kn-\-kp-Im-tcm-Sp-Å {Iq-c-am-b k-ao-]-\w am-{X-a-à s{]m-^-j-W cw-K-¯p-Å- Sm-Iv-kv I¬-kÄ-«âv-kv, NmÀ-t«-Uv F-¡u-|âp-amÀ, {]m-Îo-j-WÀ-amÀ F-¶nhÀ¡p-Å A-[n-I tPm-en-`m-cw Iq-Sn-bm-Wv. C-¯-cw
6000 cq-] {]-Xn-Zn-\w I-¨-h-S-ap-Å sNdn-b I-¨-h-S-¡mscÃmw Pn-F-kv-Sn-bp-sS ]-cn-[nbn h-cp-sa-¶v t_m-[hÂ-¡-cn-¡m-\p-Å _m[y-X K-h¬saân-\pïv
68 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
Nn-´m-K-Xn-IÄ am-td-|n-bn-cn-¡p¶p. ]p-Xp-Xm-bn XoÀ-¸v IÂ-¸n-¡p-¶ A-k-kvsaâp-IÄ XoÀ-¸m-¡p-¶ D-tZym-K-س sU-]yq-«n I-½o-j-WÀ B-sW-¦n A-¸o tIÄ-t¡-|-Xv tPm-bvâv I-½o-j-WÀ B-Wv F-¶p h-cp-t¼mÄ B-Zy A-¸o-en-\v km-[m-c-W I-¨-h-S-¡m-c³ Xn-cph-\-´-]p-c-¯v t]m-I-Ww. aq-¶v hÀ-j¡meamb A-t]-£-I-fn h-sc (Clarification application) Xo-cp-am-\-sa-Sp-¡m-¯ sIm-ta-gv-ky Un-¸mÀ-«vsaâv A-[n-Im-cn-IÄ km-[m-c-W I-¨-h-S-¡m-c-sâ A-¸o-ep-I-fn Xo-cp-am-\-sa-Sp-¡m³ ssh-In-bm A-Xv km-[m-c-W- _n-kn-\-kp-Im-c-sâ \n-e-\n¸n-s\-¯-s¶ _m-[n-¡pw. dn-t«-Wp-IÄ dn-ssh-kv sN-¿m³ A-h-k-cw sIm-Sp-¯-t¸mÄ-t¸m-epw A-[n-I \n-Ip-Xn _m-[yX h-¶m A-Xv A-S-bv¡m³ ku-I-cyw \Â-Im¯-Xv "H-cp ¥m-kv sh-Åw \Â-In-bn-«v H-cp Xp-Ån -t]mepw D-]-tbm-Kn-¡-cp-sX-¶p' ]-d-bp-¶-Xpt]m-se-bm-Wv. {]-tbm-P-\-an-Ãm-¯ B-\p-Iq-eyw \Â-In-bn-s«-´p Im-cyw. hym-]m-cn hym-h-km-bn k-aq-l-s¯ hn-izm-k-¯n-se-Sp-¯v k-am-[m-\]-c-am-b A-´-co-£w kr-ãn-t¡-| [-\-Im-cy-a-{´n XoÀ-¨-bm-bpw _-P-äv {]-t¸m-kÂ-kv \n-b-a-am-Ip-t¼mÄ _n-kn-\-kv tem-I-¯n-\-\p-Iq-e-am-b co-Xn-bn am-ä-§Ä h-cp-¯p-sa-¶v {]-Xo-£n-¡p-¶p. a-äv Bw-s\-Ìn kv-Io-ap-I-fpw C Form {]-iv-\¯n hn-j-an-¡p-¶ A-S-bv¡m I-¨-h-S-¡mÀ-¡p-Å B-\p-Iq-ey-§-fpw kzm-K-XmÀ-l-am-Wv. A-tXm-sSm-¸w _n-kn-\-kv-am³ ku-lr-Z-k-ao-]-\w \-S-¸m-¡m-\p-Å H-cp amÀ-K-\nÀ-tZ-iw Pn-F-kv-Sn D-tZym-K-ØÀ-¡n-S-bn h-cp-hm³ \-sÃm-cp ]-²-Xn A-\n-hm-cy-am-bpw B-kq-{X-Ww sN-t¿-|-Xp-|v. C³-thm-bv-kv F-gp-Xn I-¨-h-Sw \-S-¯n-bn-sÃ-¦n Im-a-d I-®p-IÄ ap-X Google map h-sc-bp-Å B-[p\n-I ku-I-cy-§Ä D-]-tbm-Kn-¨p-Å ]-cn-tim-[-\-bn _n-Ãn-Ãm-¯ hnÂ-¸-\-I-sf-bpw hm-§-ep-I-sf-bpw ]n-Sn¡-s¸-«m A-Xv Xm-§m-\m-hm-¯ B-Lm-X-am-hpw. sN-dp-In-S I-¨-h-S-¡mÀ-¡v F-¶v A-h-cp-sS lr-Z-b¯n DÄ-s¡m-Åp-¶ co-Xn-bn ]-d-ªp ]Tn-¸n¡m³ D-tZym-K-Ø-sc X-bm-dm-¡p-I. 6000 cq-] {]-Xn-Zn-\w I-¨-h-S-ap-Å sN-dn-b I-¨h-S-¡m-c³ P-n-F-kv-Sn-bp-sS ]-cn-[n-bn h-cp-sa-¶pw Pn-F-kv-Sn c-Pn-kv-t{S-j³ F-Sp-¯v i-cn-bm-b co-Xn-bn I-W-¡p-IÄ F-gp-Xn kq-£n-¡m³ G-sXm-cp I-¨-hS-¡m-c-\pw _m-[y-X-bp-s|-¶pw _n-kn-\-kv k-aq-ls¯ t_m-[-hÂ-¡-cn-¡m-\p-Å _m-[y-X K-h¬-saân\p-s|-¶pw D-tZym-K-Ø-sc hn-izm-k-¯n-se-Sp-¯v A-h-sc kz-X-{´am-bn hn-«v k-aq-l-¯n-sâ k-lm-b i-àn-bm-¡n am-äm-\p-Å H-cp {i-aw D-|mth|-Xv kw-Øm-\-¯n-sâ h-fÀ-¨-bv-¡v A-\n-hm-cy-am-Wv. km-[-\-hn-e Ip-d-bm-³ ]cn-tim-[-\ cm-Pn-\p ]-I-cw ]-cn-em-f-\-¯n-sâ amÀ-Kw {]-tbm-Kn-¨ ]-e Ø-e-§fn-epw K-h¬-saâv sd-h-\yq Iq-Sp-I-bpw km-[-\-hn-e Ip-d-bp-I-bpw sN-bv-Xn-«p-s|-¶-Xm-Wv hm-kv-X-hw. te-J-I³ tI-c-f-¯n-\-I-¯pw ]p-d-¯p-am-bn \-S-¯-s¸-Sp-¶ [m-cm-fw \n-b-a-kw-_-Ôn-bm-b s{S-bv-\nw-Kv t{]m-{Km-ap-Ifn s{S-bv-\-dm-Wv. ss{S-_yq-W-ep-IÄ, A-¸o t^m-d-§Ä, ssl-t¡m-S-Xn F-¶n-hn-S-§-fn lm-P-cm-Ip-¶ F-d-Wm-Ip-fs¯ sI.F-kv l-cn-l-c³ & A-tkm-kn-tb-äv-kv F-¶ Øm]-\-¯n-sâ km-c-Yn-bp-am-Wv.
CALENDAR OF EVENTS s^-{_p-hc- n
Pn.
24þ26 ]mÀ-SvW - À-jn-¸v k-an-äv 2018, F]n-sF s - F-kn {Ku|v, hn-im-J] - «Ww t^m¬: 91 þ 1- 1 þ 2- 4629994-7, CþsabvÂ: hema.malini@cii.in, http://
partnershipsummit.com/
amÀ-¨v 1þ11 IrXn CâÀ-\m-jW -  _p-¡v s^-bÀ 2018, a-ssd³ss{Uhv, sIm¨n, kmlnXy{]hÀ¯I klIcW kwLamWv kwLmSIÀ. t^m¬: 92075 70145, 94465 49598, 93497 80487, Cþsa-bv : info@ krithispcs.com,
C³-Uk - v{- Sn, A-\p-_Ô - D-¸ - ¶ - § f - p-sS F-Ivk - n-_nj³. t_m-ws_ F-Ivk - n-_n-j³ skâÀ, KpÀ-Kmhv, apw-ss_, t^m¬: +91 22 26833951 Cþsa-bvÂ: capindia@plexconcil.org,
www.krithibookfest.com
http://www.capidiaexpo.in,
1þ2
sabvv
FwF-kvFw-C sh³-UÀ FIvkvt]m 2018, A-Jn-te-´y hyhkm-b {]-ZÀ-i\ - hpw _n-kn\kv Sp _n-kn\kv aoäpw, skâv tPmÀ-Pv ]m-cn-jv lmÄ, Im-eSn, t^m¬: 9447875070, Cþsa-bvÂ: dcdi-thrissur@dcmsme. gov.in, prakashgs2003@yahoo.com
7þ9 2nd CâÀ-s\äv Hm-^v Xn-¦v-kv C-´y F-Ivkv-t]m 2018, {]K-Xn ssa-Xm³, \yq-UÂln, F-Iv-kv-_n-j³ C-´y {Kq-¸v kw-L-Sn-¸n-¡p-¶p. t^m¬: +91 11 4279 5000, Cþsa-bvÂ: shishirl@eigroup.in, indiaexpo.com
11þ14 1st CâÀ-\m-j-W B-bp-jv tIm¬-t¢-hv tI-c-f 2018, a-ssd³ ss{Uhv, sIm-¨n, tI-c-f K-h¬sa âv B-bp-jv Un-¸mÀ-«v-saân-sâbpw \m-j-W B-bp-jv an-j-sâbpw kw-bp-àm-`n-ap-Jy-¯n kw-L-Sn¸n-¡p¶p. t^m¬: 0471-2320550, +91 8138925702 spmayushkeralam@
gmail.com, http://www.ayushcon clave.org/demo/
23þ25
http://www.iot
3rd tkm-fmÀ C-´y 2018 F-Ivkvt]m, {]K-Xn ssa-Xm³, \yq-UÂln, FIv-kn-_n-j³-kv C-´y {Kq-¸v kwL-Sn-¸n-¡p¶p. t^m¬: +91 11
C´y hpUv, _mw¥qÀ CâÀ\mj W FIvkn_nj³ skâÀ, _mw¥qÀ, ]nUn-F t{SUv s^tb-gv-kv ss{]h-äv en-an-ä-Uv kwL-Sn-¸n-¡p¶p, t^m¬: +91-8042505000, Cþsa-bvÂ: expo@pda
4279 5000, praveens@eigroup.in, http://www.solarindiaexpo.com
8þ12
tradefairs.com, wood.com
Pn.F-kv.Sn do-^-ïv sI.F-^v.kn hm-bv-] \ÂIpw
http://www.india
17 [\w do-sä-bv k-an-äv & A-hmÀUv ss\-äv 2018, se sa-dn-Unb³, sIm¨n, t^m¬: 0484þ2315840, 2316393, Cþsa-bvÂ: mohanakumar.dhanam@gmail.com, mktgdha nam@gmail.com, www.dhanamon line.com
22þ23 t¥m-_ Un-Pn-ä k-an-äv "# ^yqNÀ', se sa-dn-Un-b³ dn-tkmÀ-Sv & I¬-sh³-j³ skâÀ, sIm¨n, t^m¬: +91 0471 2700222, CþsabvÂ: secretariat@towardsfuture.in,
http://towardsfuture.in/
22þ24 Im]vC´ - y 2018, sIan¡Â, ¹m-ÌnIvkv, I¬kv{S-£³ & ssa-\nw-Kv
Pq¬ 7þ9 dq^v C-´y F-Ivk - n-_nj³ 2018, sNss¶ t{SUv skâÀ, sN-ss¶, CâÀ-\m-jW -  t{S-Uv & F-Ivk - n_n-j³ C-´y ss{]h-äv en-an-äUn-sâ B-`n-ap-Jy¯nÂ, t^m¬: +91-44-3074 4444, roofindia@itei.in, www.roofindia.com
8þ10 {]nâv F-Ivkvt- ]m 2018, sNss¶ t{S-Uv skâÀ, sN-ss¶, Câ t{SUv s^-tb-gvk - v & F-Ivkvs - ]m-knj³-kv ss{]h-äv en-an-äU - n-sâ B-`nap-Jy-¯nÂ, t^m¬: +91-22-28803977, sa-bvÂ: mktg@intelexpo.com
27þ29 Ggma-Xv {Ko³tIm k-an-äv 2018, sF-än-kn {Km³-Uv tNm-f, sN-ss¶, kn-sF-sF-bp-sS B-`n-ap-Jy-¯nÂ, t^m¬: 91 40 44185165, Cþsa-bvÂ: suresh.dpv@cii.in, enco.in
http://www.gre-
F-kv-.Sn-bp-sS do-^-|nw-Kv e-`n-¡m-\p-Å Im-e-Xma-kw aq-ew kw-cw-`-§-fp-sS {]-hÀ¯\w A-h-Xm-f-¯n-em-Ip¶-Xv X-S-bm-\m-bn ]pXnb hm-bv-]m ]-²-Xn- A-h-X-cn-¸n¨v sI-F-^vkn. do-^-|v e-`n-¡m³ h-f-sc-tb-sd Im-e-Xm-a-kw D-|m-Ip-¶-Xv sN-dp-In-S C-S-¯-cw kw-cw-`-§-fp-sS {]-hÀ-¯-\-s¯ Kp-cp-X-cam-bn _m-[n-¡p¶p|v. kwcw-`§-fp-sS {]-hÀ-¯-\ aq-e[-\-¯n A-Xv Ip-d-hp|m-¡p¶p-sh-¶-Xm-Wv {]-iv\w. sS-Iv-ssÌÂ-kv, se-XÀ, ^p-Sv-sh-bÀ Xp-S-§n-b hy-h-km-b ta-J-e-I-fn-emWv C-Xv G-ä-hpw A-[n-Iw _m-[n-¨n-«p-Å-Xv. ^p-Sv-sh-bÀ cw-K-¯v 500 cq-]-bn Xm-sg-bpÅ DÂ-¸-¶-§Ä-¡v A©v i-X-am-\-am-Wv Pn.Fkv.Sn. F-¶m an-¡ A-kw-kv-Ir-X h-kv-Xp-¡Ä¡pw 18 i-X-am-\-am-Wv Pn.F-kv.Sn. \n-c-¡n-se Cu hy-Xym-kw Im-c-Ww A-[n-I C³-]p-«v Sm-Ivkv s{I-Un-äm-Wv Cu ta-J-e-bn-se bq-Wn-äp-IÄ¡p-|m-bn-cn-¡p-¶-Xv. Pn.F-kv.Sn h-¶-ti-jw
B-Zy-s¯ A©v am-k-§Ä-¡-Iw X-s¶ sNdp-In-S bq-Wn-äp-IÄ-¡v t]m-epw e-£-¡-W-¡n\v cq-] do-^-|v e-`n-t¡-|n h-¶tXm-sS- A-hbp-sS {]-hÀ-¯-\w {]-Xn-k-Ôn-bn-em-bn. tImÀ-¸-td-j-sâ Cu ]p-Xn-b {l-kz-Ime hm-bv-]m ]-²Xn aptJ-\ ]-c-am-h-[n 15 tImSn cq-] h-sc hm-bv-]- e`n¡pw. 9.5 i-X-am-\am-Wv ]-en-i \n-c-¡v. hm-bv-]m Xn-cn-¨-Shn-\v B-Zy-s¯ aq¶v amkw tam-d-t«m-dn-bw D-|v. A-Xn-\v ti-jw Bdv amk-s¯ X-h-W-I-fm-bn hm-bv-] Xn-cn-¨-S-¨m a-Xn. kn-_n-en-sâ hm-bv-]m td-änw-Kv 650\v apI-fn-em-sW-¦n am-{X-ta hm-bv-]-bv¡m-bn ]-cn-K-Wn-¡p-I-bp-Åq. ap-gp-h³ hm-bv-] Xp-I -bv¡pw _m-¦v Km-cân-tbm A-sÃ-¦n sIm-fm -ä-d sk-Iyq-cn-än-tbm \Â-I-Ww. kw-Øm-\s¯ an-I-¨ co-Xn-bn {]-hÀ-¯n-¡p-¶ Øm -]-\-§Ä-s¡-Ãmw Cu hm-bv-]-bv¡v AÀ-l-Xbp-|v.
2020 se cmPym-´-c k-ap-{Z-hn-`-h F-Ivkv-t]m-bv-¡v sIm-¨n- th-Zn-bmhpw k
-ap-t{ZmÂ-¸-¶ hy-h-km-b-¯n-sâ `mhn {]-Xo£-IÄ¡v Nn-d-Ip- \Â-In 21 a-Xv cm-Pym-´-c kap-{Z-hn-`-h F-Ivkv-t]m (sF.sF.F-kv.Fkv) tKm-h-bn k-am-]n¨p. c-|p-hÀ-j-¯n-sem-cn-¡em-Wv {]-ZÀ-i-\w kw-L-Sn-¸n-¡-s¸-Sp-¶-Xv. 22 a-Xv F-Iv-kv-t]m 2020 sIm-¨n-bn A-c-t§dpw. tKm-h-bn-se a-Uv-Km-hn aq-¶v Zn-\-§-fnem-bn kw-Ln-Sn-¸n-¨ ta-f-bn 12 cm-Py-§-fn \n-¶m-bn 6,500 {]-Xn-\n-[n-IÄ ]-s¦-Sp-¯p. C-´y³ k-ap-{Z-hn-`-h I-b-äpa-Xn A-tkm-kntb-j\pw k-ap-t{Zm¸-¶ I-b-äpa-Xn hnI-k-\ A-tYm-dn-änbpw tNÀ-¶m-Wv cm-Pym-´-c {]-ZÀi\w kw-L-Sn-¸n-¡p-¶Xv. km-ä-sse-äv Nn-{X-§-fp-sS k-lm-b-t¯msS P-e-Ir-jn-bv¡v Iq-Sp-X hym-]-\w \ÂIp-I, ssP-h sN-½o³ Ir-jn-bp-sS t{]mÕml-\w Xp-S-§n-b-h ta-f-bn NÀ-¨-sN-
bvXp. C-´y³ k-ap-t{ZmÂ-¸-¶ I-b-äpaXn ta-J-e-sb 1000 tIm-Sn-bn-te-¡v D-bÀ¯m-\p-X-Ip-¶ \-b-cq-]o-I-c-W-¯n-\p-f-f \nÀ-tZ-i-§Ä aq-¶v Zn-h-k-§-fn-em-bn \-S-¶ ta-f-bn D-bÀ-¶p-h¶p.
j^o-\ bq-k-^-en-¡v ]p-c-kv-Im-cw
I
-tam¬ tI-c-f ]-²-Xnbp-sS `m-K-am-b Ct´m þ Ad-_v h\n-X kw-cw-`-I ]p-c-kv-Im-cw tS-_nÄ-kv {Kq-¸v Øm]-Ibpw sNbÀ-t]-gv-k-Wp am-b j^o-\ bq- k - ^ - e n- ¡ v . jmÀ-P `-c-Wm[n- I m- c nbmb ssi-Jv kpÂ-¯m³ _n³ ap-l ½-Zv AÂ Jm-kn-an-bp-sS t\-Xr-Xz¯n-em-Wv I-tam¬- tI-c-f ]²-Xn \-S-¶-Xv. {]m-tZin-I k-¼Zv-hy-hØ-bnepw k-aq-l-¯nepw kw-`mh-\-IÄ \ÂIpw hn-[w X-§-fp-sS {]-hÀ-¯-\-§-fp-am-bn ap-t¶m-«p- t]mIp-¶-h-sc-bm-Wv ]p-c-kv-Im-c-¯n-\v ]-cn-K-Wn-¨Xv.
[\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
69
_nkn-\kv tIcf
BUSINESS KERALA
5M ]-cn-io-e-\-hp-am-bn F-Ivkv-t]m-kv F-Ivkv-t]m-kv H-cp-¡p-¶ ]-cn-]m-Sn C¯-h-W h-b-\m-Sv ssh-¯n-cn hn-tÃ-PnÂ
s{]m
-^-j-W ^-m-an-en _n-kn\kv Cuhâv F-¶ \n-e-bn {i-t²-bam-b F-Ivkv-t]mkv 5Fw C¯-h-W h-b-\m-«nÂ. s^-{_p-h-cn 24,25 Xn-b-XnI-fn ssh-¯n-cn hn-tÃ-Pn-em-Wv ]-cn-]m-Sn \-S-¡pI. CXnt\mSIw Gsd {]iwk ]nSn¨ ]änb Rise Up ,Revive, Red Carpet F¶o t{]m{KmapIÄ¡v ti-jw ta-¸nÄ Syq-Wnsâ B`napJy¯n F-Ivkv-t]mkv Hcp-¡p-¶ 5Fw F¶ Cu th-Zn Z-£n-tW´ybnse ap¶qtdmfw hcp¶ s{]m-^-j-WÂ, tImÀ-¸-tdäv, _n-kn-\-kv, ^manen H¯ptNc thZn-bmWv. a-Po-jy³ tKm-]n-\m-Yv ap-Xp-ImSv, ]-cn-io-e-Icm-b a-[p-`m-kvIÀ, B-Nm-cy kzman iq-\yw, A-`n-im-Zv A-kokv, k-l-e ]Àho³ F-¶nhÀ \-bn-¡p-¶ sk-j-\p-I-fm-Wv ]-cn-]m-Sn-bp-sS BIÀ-jWw. CtX-sSm-¸w kwKo-X kw-hn-[m-b-I³ c-Pn tKm-]n-\mYv, Un 4 Um³-kv s^bnw tUm. B-jn-Jv F-¶n-hÀ \-bn-¡p-¶ hn-t\m-Z ]-cn-]m-Snbpw D-|m-Ipw. C-Xn-\p ]pd-ta {]-W-bm-Ip-ew F-¶ t]-cn I¬-sk-]vNz sa-Un-tä-j-³ sk-£\pw H-cp-¡n-bn-«p-|v. Your buddy innovator
ssh-hn-[y-amÀ-¶ sk-j-\pIÄ dn-{In-tb-äv bp-hÀ skÂ-^v hn-¯v a-[p `m-kv-IÀ F-¶ ]-cn-]m-Sn-bn hn-P-bnbm-b a-\p-jy-\m-bn am-dp-¶X-n-\v kz-bw cq-]-s¸-Sp-t¯|-Xv F-§n-s\-sb-¶v hn-i-Zam-¡pw. Fw Iyq-_v ss_ tKm-]n-\m-Yv ap-Xp-Im-Sv F-¶ sk-j-\n ssa³-Uv tamÄ-Unw-Kv am-Pn¡-en F-¶ ]p Xn-b Bi-bw A-h-X-cn-¸n-¡pw. Ip-«n-IÄ¡pw ap-XnÀ-¶hÀ¡pw H-cp t]m-se B-kz-Zn-¡m-hp-¶Xpw B-h-iy-am-
a-[p `m-kv-IÀ
tKm-]n-\m-Yv ap-Xp-Im-Sv
k-l-e ]À-ho-³
b-Xpam-b ]-cn-]m-Sn-bm-WnXv. k-l-e ]À-ho-³ t\-XrXzw \Â-Ip-¶ \n-§-fp-sS Po-hn-X-¯n F§-s\ k-t´mj-hm-\m-bn-cn¡mw F-¶ hn-j-b-¯n \-S-¡p-¶ sk-j\n Xnc-¡p ]n-Sn-¨ Po-hn-X-¯n-\n-S-bn \-ã-am-Ip-¶ k-t´m-jw Xn-cn-¨p-]n-Sn-¡m\pw Po-hnX-s¯ kv-t\-ln¡m\pap-Å h-gn-IÄ-s¡m-¸w kv{Xo im-ào-Ic-Ww kw_-Ôn-¨ A-dn-hp-Ifpw e-`y-am-Ipw. tImÀ-¸-td-äv temIs¯ kv{Xo F-¶Xpw C-Xn hn-j-b-am-Ipw. A-`n-im-Zv \-bn-¡p-¶ s{]m-^-j-W ^m-an-en sse^v F-¶ sk-j-³ e£yw sh-¡p¶-Xv Ip-Spw-_-_-Ô§-sf-bmWv. s{]m-^-j-WÂ/tImÀ-¸-td-äv ta-J-e-bn-epÅ-h-À-¡v t]-cânw-Kv kw-_-Ôn-¨v C-Xn hn-i-Z-am-bn ¢m-kv D-|mIpw. BNmcy kzman iq-\yw \-bn-¡p-¶ sa-Un-tä-j³ sk-j³ kz-bw I-s|-¯-en-\p-Å th-Zn-bm-Ipw. K-Wn-
t]m
70 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
sNbvXncn¡p¶Xv. dosäbn _nÃnwKv kwhn[m\w thK ¯nem¡p¶Xn\mbn ssl kv]oUv t{]mkkÀ, aq¶v C©v ckoXv {]nânwKv, _mÀtImUv te_ F¶nhbn A¨Sn¨v hcm\pÅ kwhn[m\w, ssh ss^, »q Sq¯v, C-âÀs\äv, bpFkv_n kwhn[m\§Ä DÅ t]mkv sajo³ BZyambmWv C´y³ hn]Wnbn AhXcn¸n¡s¸Sp¶Xv. H³]Xv C©v apX 15 C©v hsc hen¸apÅ _nÂäv C³ S¨v kv-{Io³ AS§p¶XmWv ]pXnb t]mkv sajo³. tI{µ kÀ¡mcnsâ PnFkvSn s\äv-hÀ¡p ambn en¦v sN¿m³ Ignbp¶ Xc¯n hn³ tUmkv, B³t{UmbnUv, en\I-vkv Hm¸tdänwKv kņ-fn t]m-kv D]tbmKn¡m³ Ignbpw. dntam«v amt\PnwKv kwhn[m\hpw CXnep|v. AXncpIfnÃmsX Iw]yq«nwKpw {]nânwKpw \ S¯m³ Ignbpw hn[w IzmUv tImÀ kn]nbp BWv CXnepÅXv.
BNmcy kzman iq-\yw
X-¯n-\p t]mepw \nÀ-h-Nn-¡m-\m-hm-¯ F-¶m FÃmbn-S¯pw \nd-ªp \n-Â-¡p-¶ iq-\yX-sb [ym-\-¯n-eqsS \nÀ-h-Nn-¡p-I-sb-¶-XmWv Cu skj-sâ Zu-Xyw. hn-P-bn-Ifm-b hy-àn-Xz-§-fp-am-bn B-i-b-kw-hm-Zw \-S-¯p-¶-Xn-\p-Å A-h-k-chpw ]-cn-]m-Sn H-cp-¡p¶p. C-Xn F³ sI ap-l-½-Zn-s\ t]m-ep-Å {]ap-J kw-cw`-I-cm-Wv F-¯p-¶Xv. F-Ivkv-t]m-kv _n-kv ¢-_v Aw-K§-fp-sSbpw a-äp s{]m-^-j-W-ep-I-fp-sSbpw Øncw s\ äv-hÀ¡v _nÂUnwKv aoäv IqSnbm-WnXv. hb\mSnsâ kp-J-I-camb ImemhØbn ssh ¯ncn hntÃPn-se ]-©-\£-{X ku-I-cy-§-tfm-sSbpÅ Xmakhpw `£Whpw AS§p-¶ c-|p Zn-hks¯ ^manen t{]m{Kman ]-s¦-Sp-¡p-¶-Xn-\v ^man-en I-¸nÄ Sn-¡äv, tImÀ-]-td-äv Sn-¡äv, s{]m-^-j-W Sow Sn¡-äv F¶n-h-bpsS _p-¡nw-Kv Xp-S-cp-I-bmWv.
A-hmÀ-Uv
PnFkvSn C³thmbv-kv- A]v-tem-Uv kv-amÀ-«m-¡m³ Cukn C´y kv (]n.Hm.Fkv.) sa-jo³ \nÀ-am-Xm-¡mfmb Cukn C´y ]pXnb BÄ C³ h¬ kvamÀ«v t]mkv sajo³ ]pd¯nd¡n. PnFkvSn s\äv-hÀ ¡n Hmt«mamänIv Bbn C³thmbnkv A]vtemUv BIp¶ Xc¯nemWv sajo³ cq]I¸\
A-`n-im-Zv
tZio-b X-e-¯n-Â sa-dn-äv A-hmÀ-Uv-kv B³-Uv amÀ-¡-äv dn-kÀ-¨v ss{]h-äv en-anä-Uv GÀ-s¸-Sp¯n-b s_-Ìv Câo-cn-bÀ B³-Uv kvt]-bv-kv am-t\-Pv-saâv A-hmÀ-Uv Un-kmÀ-«v am-t\-Pnw-Kv U-b-d-ÎÀ ap-kv-X-^ \o-en-bm-«v A-hmÀ-Uv G-äp-hm§p¶p
k\n[m kn²mÀ°v knKvt\NÀ sIm¨n-bn ku
µcy kwc£W cwKs¯ {]apJ {_m³Umb k\n[m kn²mÀ°v knKvt\NÀ sIm¨nbnse¯n. Ìo^³ tZhÊn DZvLmS\w \nÀÆln¨p. Ubm\m knÂhÌÀ Zo]w sImfp¯n. Ne¨n{X Xmc§fmb Bcy kXojv _m_p, at\mPv Kn¶kv, \nbmkv XpS§nbhÀ ]s¦Sp¯p. kv{XoIfptSbpw ]pcpj³ amcptSbpw Ip«nIfptSbpw k¼qÀW sabv¡v Hmhdn\m bpÅ {]tXyI hn`mK§fpambmWv k\n[m kn²mÀ°v knKvt\NÀ F¯nbncn¡p¶Xv.
Hmt«m-sam-_oÂ
AUTOMOBILE
sI.F-kv.C._n-bp-sS C-e-{În-Iv Im-dp-IÄ hm-S-I-bv¡v C-e-{În-kn-än
Hm-^o-kv h-cm-´bn "C-e-{În-Iv Im-dp-IÄ hm-S-Ibv-¡v' F¶ t_mÀ-Uv I-|m AÛp-X-s]-tS-|. sI.F-kv.C._n. ]pd-¯n-d-¡p¶ C-e-{În-Iv Im-dpI-fpsS {]-NmcW ]-²-Xn-bp-sS ]-c-ky-am-hpanXv. Xp-S-¡-¯nÂ
sk-an Hmt«m-am-än-Iv Im-dp-I-fm-bncn-¡pw k-ao]-`m-hn-bn C-´y³ \n-c-¯p-IÄ Io-g-S-¡ms\-¯p-¶-Xv
hn-¹-hw kr-ãn-¡m³
e-Clutch hm-l-\-§Ä [\w \yqkv _yqtdm
Hm
-t«m-am-än-Iv Im-dp-IÄ F-Ãm {_ m³-Un-epw e-`y-am-sW-¦n-epw C-´y-¡mÀ hm-§m³ Iq-Sp-X XmÂ-¸cy-s¸-Sp-¶-Xv am-\p-h Kn-bÀ jn-^v-tämSp Iq-Sn-b hm-l-\-§Ä X-s¶-bm-Wv. C-´y³ D-]-t`m-àm-¡Ä C-Ô-\-£-aX-bv-¡v G-sd {]m-[m-\yw sIm-Sp-¡p-¶Xm-Wv C-Xn-\v {]-[m-\ Im-c-Ww. s]mXp-th Hm-t«m-am-än-Iv Im-dp-IÄ-¡v am-\ph-en-s\ A-t]-£n-¨v C-Ô-\-£-a-X Ipd-hm-W-tÃm. Hm-t«m-am-än-Iv Im-dp-I-fp-sS hn-e Iq-Sp-X-em-sW-¶-Xm-Wv C-h-bp-sS Un-amâv Ip-d-bv-¡p-¶ a-säm-cp Im-c-Ww. am-\p-h Im-dp-IÄ Hm-Sn-¨p-io-en-¨-XpsIm-|v A-Xp-am-{Xw C-ã-s¸-Sp-¶-h-cpw G-sd. Cu {]-iv-\-§Ä-s¡-Ãmw ]-cnlm-c-am-Wv C-þ-¢-¨v km-t¦-Xn-I-hn-Zytbm-Sv Iq-Sn-b sk-an Hm-t«m-am-än-Iv Imdp-IÄ. B-dv e-£w cq-]-bn Xm-sg hn-
72 [\w hyh-kmb hmWnPy ssZzhm-cnI
Hm-t«m-am-än-Iv hm-l-\-§Ä-¡p-Å C-þ-¢-¨v hn-I-kn-¸n-¡p-¶-Xv.
F-´m-Wv k-hn-ti-j-X?
e-h-cp-¶ F³-{Sn se-h Im-dp-I-fnem-bn-cn-¡pw Cu kw-hn-[m-\w D-]tbm-Kn-¡p-¶-Xv. A-Xp-sIm-|p X-s¶ sN-dp-Im-dp-IÄ-¡v an-I-¨ hn-]-Wn-bp-Å C-´y-bn C-h-bp-sS kzo-Im-cy-X IqSm-\m-Wv km-[y-X. PÀ-a³ I-¼-\n-bm-b jm-^v-eÀ sS-Iv-t\m-f-Po-km-Wv sk-an
s^{_phcn 28, 2018
C-e-t{Îm-Wn-Iv ¢-¨v am-t\-Pv-saâv kwhn-[m-\-ap-Å sk-an Hm-t«m-am-än-Iv hm-l-\§Ä-¡v ¢-¨v D-|m-In-Ã. ¢-¨v D-]-tbm-Kn¡m-sX X-s¶ Kn-bÀ am-äm-\m-Ipw. Kn-bÀ t_m-Iv-kp-Å hm-l-\-¯n B-Iv-kn-teäÀ, t{_-¡v s]-U-ep-IÄ am-{X-ta D-|mIq. C-t¸mÄ h-f-sc hym-]-I-am-bn-cn-¡p-¶ Hm-t«m-ta-ä-Uv am-\p-h {Sm³-kv-an-j-s\ (F.Fw.än) A-t]-£n-¨v C-h-bv-¡v sN-ehp Ip-d-hm-bn-cn-¡pw. am-{X-a-à Hm-t«m-am-änIv Im-dp-I-sf A-t]-£n-¨v C-Ô-\-£-a-X Iq-Sp-X-ep-am-bn-cn-¡pw. Cu km-t¦-Xn-I-hnZy-tbm-Sv Iq-Sn-b hm-l-\-§Ä Cu hÀ-jw X-s¶ hn-]-Wn-bn-en-d-§m-\m-Wv km-[y-X. \n-e-hn-ep-Å am-\p-h Im-dp-I-fn ]p-Xnb km-t¦-Xn-I-hn-Zy ]p-\-xØm-]n-¡m-\mIpw. s]-t{SmÄ, Uo-kÂ, ssl-{_n-Uv Im-dp-I-sf-Ãmw Cu km-t¦-Xn-I-hn-Zy-bn-te¡v am-äm-\m-Ipw. t_m-jpw C-þ-¢-¨v ta-J-ebn \n-c-h-[n ]-co-£-W-§Ä \-S-¯p-¶p|v. C-´y³ hn-]-Wn-sb A-Xo-h {]m[m-\y-t¯m-sS-bm-Wv jm-^v-eÀ Im-Wp¶-Xv. sN-dp-ImÀ hn-`m-K-¯n-te-¡v ]p-XpXm-bn h-cp-¶ Im-dp-I-fn C-þ-¢-¨v A-hX-cn-¸n-¡m-\m-Wv I-¼-\n-bp-sS \o-¡w. Cu hÀ-jw a-[y-t¯m-sS Cu km-t¦-XnI-hn-Zy-bn-ep-Å hm-l-\w ]p-d-¯n-d-¡m\m-Ip-sa-¶m-Wv I-¼-\n-bp-sS {]-Xo-£. C-´y-bn-se-bpw hn-hn-[ ImÀ \nÀ-am-Xm-¡fp-am-bn [m-c-W-bn-se-¯m-\p-Å {i-a-¯nem-Wv I-¼-\n.
sI.F-kv.C._n. a-lo-{µ-bp-sS H³]-Xv C-e-{În-Iv hm-l-\-§-fmWv \n-c-¯n-en-d-¡p-¶-Xv. ]-²-Xn-bpsS `m-K-am-bpÅ ssh-Zyp-X Imdp-I-fn H-¶v F-d-Wm-Ip-fw sI. F-kv. C._n. kÀ-¡nÄ Hm-^okn-se-¯n¨p. ssh-Zyp-Xn hm-l-\§-fp-sS {]-N-c-WmÀ-Yw "sdâv F ImÀ' hy-h-Ø-bn C-Xv s]m-XpP-\-§Ä¡v hm-S-I-bv-¡v e-`n-¡pw. C-e-În-Iv Im-dpI-sf A-Sp-¯-dnbm³ A-h-kc-sam-cp-¡p-¶-Xn-eqsS s]m-Xp k-aq-l-¯n C-h-bp-sS {]m-[m-\yw hÀ-[n-¸n-¡p-I-bm-Wv sI.F-kv-.C.-_n-bp-sS e£yw.
]p-Xp-a-tbmsS _-PmPv A-h-©-sd-¯p-¶p {Iq--
kÀ ss_-¡p-I-fp-sS B-cm[-I-cpsS C-ã-tXmg-\m-Wv _-PmPn-sâ A-h-©À. \n-c-¯p-I-fn-se¯n-b -Im-ew ap-X Xm-c-am-Wv A-h-©À ko-cn-kv ss_-¡pIÄ. C-t¸m-gn-Xm ]p-¯³ t{i-Wn-bn A-h-s©-sd-¯p¶p. A-h-©À {Iqkv 220, kv-{So-äv 220 F-¶n-h-bm-Wv ]pXn-b A-h-Xm-c§Ä. kv-t]m-«n ep-¡n-se-¯p-¶ A-h-s©À kv-{So-än- t{I-m-an-\v ] Icw kv-sä-bv³ knÂ-hÀ ^n-\n-jm-
Wv D-]-tbm-Kn-¨n-cn-¡p-¶Xv. {Iq-knse ao-äÀ I¬-tkmÄ _-Pm-Pv ]qÀ -®-am-bpw Un-Pn-ä-en-te-¡v am-än-bn«p-|v. ]p-Xp-a -I-eÀ¶ ¢m-kn-Iv ssi-en-bn \-ho-I-cn-¨ sl-Uvem-¼p-I-Ä {Iq-kv tam-U-epI-sf A-Xym-IÀ-j-I-am-¡p-¶-h-bmWv. 220 kn.kn-bpÅ _-Pm-Pnsâ Un. Sn. Fkv. sF. F³-Pn\m-Wv A-h-©-dn-sâ lr-Zbw. tI-c-f¯n- A-h-©-dn-sâ C-cpta-mU-ep-I-fp-sSbpw hne 94,234 cq-]-bmWv.
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9846002893 admissionlogin@gmail.com [\w hyh-kmb hmWnPy ssZzhm-cnI s^{_phcn 28, 2018
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hnhn[ cwK-§-fnse {]i-kvX-tcmSv \n§Ä tNmZn-¡m-\m-{K-ln-¨Xv R§Ä tNmZn-¡p¶p; Ah-cpsS DÅn-en-cp¸v Adn-bm³.
F.]n Ip-cy³, ap³ F-Iv-kn-Iyq-«n-hv sN-bÀ-am³ A-tkm-kn-tb-j³ Hm-^v ayq-Nz ^-|v-kv Hm-^v C-´y
"Ip-Spw-_-am-Wv F-sâ G-ä-hpw h-en-b kz-¯v ' F-¶v ap-X-em-Wv k-¼m-Zyw Xp-S-§n-b-Xv? tPm-en In-«n-b B-Zy \m-fp-I-fn-sem-¶pw Im-cy-am-bn k-¼m-Zn-¡m³ {i-an-¨n-Ã. F-gp-]-Xp-I-fp-sS A-h-km-\-am-Wv A-sXm-cp io-e-am-¡n-b-Xv. ]n-¶o-Sv I-cn-b-dpw h-cp-am-\-hpw D-b-cp-¶-X-\p-k-cn-¨v \n-t£-]-§-fpw hÀ-[n-¸n-¨p. ]-ehn-[-¯n-ep-Å \n-t£-] amÀ-K-§-fm-Wv Rm³ kzoI-cn-¨n-«p-Å-Xv. Hm-l-cn-hn-]-Wn-bpw ayq-Nz ^-|pw ]n-FwF-kpw C-Xn DÄ-s¸-Sp-¶p. dn-b F-tÌ-äv, Hm-l-cn, _m-¦v sU-t¸m-kn-äv... G-Xm-Wv {]n-b-s¸-« \n-t£-]-amÀ-Kw? dn-b F-tÌ-än Xo-sc Xm-¸cy-an-Ã. F-hn-sS-sb-¦n-epw Ø-ew hm-§n-bm ]n-s¶ A-Xnsâ Im-cy-§Ä {i-²n-¨nsÃ-¦n h-en-b X-e-th-Z-\-bm-Ipw. A-¯-cw C-S-]m-Sp-IÄ F-\n-¡v tN-cp-I-bp-an-Ã. Hm-l-cn-hn-]-Wn-bn-epw ZoÀ-LIm-e \n-t£-]-§Ä-¡m-Wv ap³-K-W-\. tem-«-dn In-«n-bm B ]-Ww F-§-s\ sN-e-h-gn-¡pw? tem-«-dn hm-§p-¶ io-ew Xo-sc-bn-Ã. F-s¶-¦nepw In-«n-bm Xp-I-bp-sS F¬-]-Xv i-X-am-\w `-{Z-am-bn \n-t£-]n-¡pw, C-cp-]-Xv i-X-am-\w Nm-cn-än-¡m-bn \Â-Ipw. hn-P-bw, k-¼-¯v... C-h-sb-¡p-dn-¨p-Å Im-gv-N-¸m-Sv? C-h-sbm-¶pw F-sâ kr-ãn-b-Ã, A-Xp-sIm-|v X-s¶ F-\n-¡v e-`n-¨ Im-cp-Wy-§Ä-s¡-Ãmw \-µn ]-d-bm-\p-Å A-h-k-c-§-fm-Wv F-Ãm hn-P-b-§-fpw. H-cp h-en-b i-àn F-Ãm Im-cy-§Ä-¡pw ]n-¶n {]-hÀ-¯n-¡p-¶p F-¶m-sW-sâ hn-izm-kw. t]-gv-kn F-{X cq-] sIm-|p-\-S-¡pw? bm-{X sN-¿p-t¼mÄ B-dm-bn-cw cq-] h-sc, A-sÃ-¦n c-|m-bn-c-tam aq-hm-bn-c-tam. Hm¬-sse³ _m-¦nw-Kv D-]-tbm-Kn-¡m-dpt|m? C-Ã. C-¡m-cy-¯n Rm-\n-t¸m-gpw ]-g-b Im-e¯n-sâ B-fm-Wv. sN-¡v _p-¡p-am-bn _m-¦n t]m-Ipw. c-|m-gv-N Iq-Sp-t¼m-sg-¦n-epw _m-¦n sN-¶n-sÃ-¦n A-hÀ A-t\z-jn-¡m-dp-|v. Po-hn-X-¯n-se G-ä-hpw h-en-b t\-«w? bp-Sn-sF-bn tPm-en sN-bv-Xn-cp-¶ \m-fp-I-fn ayq-Nz ^-|v s{]m-tam-«v sN-¿m-\p-Å Np-a-X-e sN-bÀ-am³ F-s¶ GÂ-¸n-¨-Xv. P-\-§-fn-te¡v ayq-Nz ^-|p-IÄ F-¯n-¡m³ I-gn-ª-Xv A-§-s\-bm-Wv. A-h ¹m³ sN-¿m-\pw G-Pâp-am-sc \n-b-an-¡m-\pw A-h-sc ]-cn-io-en-¸n-¡m-\pw C-´y ap-gp-h³ bm-{X sN-¿m-\pw km-[n-¨p. t\-Sn-b G-ä-hpw hn-e-tb-dn-b k-¼-¯v? `m-cy-bpw a-¡-fpw sIm-¨p-a-¡-fpw A-S-§p-¶ F-sâ Ip-Spw-_w. a-säm-¶pw A-Xn-\-Sp-¯p-t]m-epw h-cn-Ã. B-cm-Wv tdmÄ tam-UÂ? bp-Sn-sF sN-bÀ-am-\m-bn-cp-¶ Pn.F-kv ]-t«Â. F-\n-¡v \-¶mbn {]-hÀ-¯n-¡m-\pw I-cn-b-dn D-b-cm-\p-ap-Å A-h-k-cw \Â-In-b-Xv A-t±-l-am-Wv.
74 [\w hyh-kmb hmWnPy ssZzhm-cnI
s^{_phcn 28, 2018
a-e-bm-fn _n-kn-\-kp-Im-cn G-sd _-lp-am-\n-¡p-¶ H-cp hy-àn? ap-¯q-äv ]m-¸-¨³ {Kq-¸n-sâ km-c-Yn-IÄ aq-¶p-t]-sc-bpw H-cp-t]m-se a-Xn-¸m-Wv. t^m-¡-kv-Uv B-Wv A-hÀ. F-Ãm Im-cy-§-fn-epw A-]v äp tU-äv. _n-kn-\-kv hym-]n-¸n-¡p-¶-Xv G-ä-hpw an-I-¨ co-Xn-bn am-{Xw. Pn-tbm-Pn-¯n-sâ kn.sP tPmÀ-Pm-Wv a-säm-cmÄ. C-h-cn-se-Ãmw s]m-Xp-hm-b H-cp Im-cyw, A-hÀ aq-ey-§Ä-¡v \Â-Ip-¶ {]m-[m-\y-am-Wv, A-Xp-t]m-se, t\-«-§Ä-¡v th-|n _n-kn\-kn hn-«p-ho-gv-N sN-¿n-à F-¶ D-d-¨ a-t\m-`m-h-hpw. bm-{X-I-fn-se H-cp {Xn-Ãnw-Kv A-\p-`-hw? Sm³-km-\n-b-bn-se Ngorongoro Crater H-cp h-en-b A-\p-`-h-am-bn-cp-¶p. A-Kv-\n-]À-h-Xw s]m-«n-bp-|m-b Cu {]-tZ-iw `q-\n-c-¸n \n-¶v 2000 A-Sn Xm-sg-bm-Wv. tem-I-¯n-se X-s¶ h-en-b hn-kv-a-b-§-fn-sem-¶m-Wv C-hn-S-s¯ h-\y-Po-h-Pm-ew. A-Xp-t]m-se X-s¶ BÂ-]v-kv ]À-Æ-X-\n-c-I-fpw a-säm-cp an-I-¨ A-\p-`-h-am-bn. G-ä-hpw {]n-b-s¸-« ]p-kv-X-Iw? kn-\n-a? Stephen Coveybp-sS The Seven Habits of Highly Effective People B-Wv G-ä-hpw Iq-Sp-X hm-
bn-¨n-«p-Å-Xv. ]-g-b Im-e-s¯ ln-µn, a-e-bm-fw kn-\n-a-I-fm-Wv C-ãw. The Sound of Music t]m-ep-Å Cw-¥o-jv ¢m-kn-¡p-I-fpw.
Cu B-tcm-Ky-¯n-sâ c-l-kyw? \-S-¯w Po-hn-X-¯n-sâ `m-K-am-Wv. A-tXm-sSmG-ä-hpw k-¦oÀ-®¸w h-f-sc t]m-knam-b Xo-cp-am-\w? äo-hm-b a-\-kpw NnsU-]ypqt«-j-\v ti-jw ´-I-fpw B-tcm-Kyw bp-Sn-sF-bn Xp-S-c-W-tam sa-¨-s¸-Sp-¯m³ A-tXm BÀ-_n-sF-bn-te-bv-¡v k-lm-bn-¡p¶p-|v. Xn-cn-¨p-t]m-I-tWm F-¶-Xv.
H-cp-]m-Sv Nn-´n-¨ ti-jw dn-kÀ-hv _m-¦n \n-¶p hn-BÀ-F-kv F-Sp-¯v bp-Sn-sF-bn Xp-SÀ-¶p.
B-ßo-b-X-sb¡p-dn-¨p-Å k-¦-¸w? Po-hn-X-¯n H-gnhm-¡m-\m-hm-¯ H-cp Im-cyw. \-à D-d-¡-hpw `-£-W-hpw t]m-se B-tcmKy-¯n-\p G-ä-hpw B-h-iy-am-b H-cp L-S-Iw. H-cm-fp-sS kz-`m-h-s¯ G-ä-hpw an-I-¨ -co-Xn-bn kzm-[o-\n-¡m³ B-ßo-b-X-bv-¡v I-gn-bpw F-¶m-Wv F-sâ hn-izm-kw.
]p-Xn-b Im-e \n-t£-]-I-tcm-Sv ]-d-bm\p-Å-Xv? F-fp-¸-h-gn-bn-eq-sS Iq-Sp-X ]-W-ap-|m¡mw F-¶v I-cp-Xn \n-t£-]w \-S-¯-cp-Xv. \-¶m-bn ]Tn-¨ ti-jw am-{Xw a-Xn C³-sh-kv-ävsaâv. {]-tXyIn-¨pw Hm-l-cn-hn-]-Wn-bnÂ. ZoÀ-L-Im-e \n-t£-]-§Ä-¡v {]m-[m-\yw \Â-Ip-I. F-kv-sF-]n B-bm-e-pw ayq-Nz ^-|v Bbm-epw \-¶m-bn a-\-kn-em-¡n-b ti-jw sX-c-sª-Sp-¡-Ww. H-cp ^n-\m³-jy A-ssU--zk-dp-sS k-lm-bw tX-Sp-¶-Xpw \-Ã-Xm-Wv.
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