Mature Lifestyles

MATURE

/LIHVW\OHV

2FWREHU

2 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

Eden Village Retirement Community Assisted Living

Senior Living

APARTMENTS

APARTMENTS

from $2200/month

from $1595/month

NEW RESPITE ROOM

GARDEN HOMES

from $85/night

from $1395/month

618-205-4624

618-205-4637

Eden Village Retirement Community Life Worth Living

200 South Station Road, Glen Carbon, IL 62034 www.edenvillage.org

EQUAL HOUSING OPPORTUNITY

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 3

Rachael Wilbur/Intelligencer

The Main Street Community Center at 1003 North Main St. in Edwardsville

MSCC keeps schedule full of activities

By BILL TUCKER Of the Intelligencer

Edwardsville’s Main Street Community Center, located at 1003 N. Main Street, has been serving area residents since 1974, when it opened as the Edwardsville Senior Center.

The Center is committed to providing a broad range of group and individual activities and services that respond to the needs and interests of individuals spanning several generations, including older adults, families, caregivers, and other members of the community.

Most of the Center’s events are free and the public is always invited.

Certain, one-time only events are scattered about the cal-

endar while ongoing activities are also offered.

Here’s a look at what’s going on the MSCC: “GHOSTS AND GOBLINS” LUNCHEON In celebration of Halloween, Main Street Community Center is hosting a special luncheon on Tuesday, October 25th, from 11:00 a.m. to 12:30 p.m. The menu will include vegetable soup, sloppy joes with buns and chips, a fruit dessert, and coffee or tea. The cost per person is $3.50. This event will feature a costume contest, a 50/50 raffle, and a raffle for three baskets.

Please RSVP no later than Friday, October 21st. You may sign up at the Center or contact MSCC at (618) 6560300.

See “MSCC” on Page 4

4 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

Rachael Wilbur/Intelligencer

Guests play bingo at the Main Street Community Center.

MSCC Continued from Page 3 DIALOGUE WITH AN SIUE PROFESSOR AT MSCC Eastern European Affairs: Social-Political Development and Tourism” will be the topic of Dr. Sorin Nastasia, Assistant Professor, SIUE Department of Speech Communication, on Thursday, October 27th, at 10:30 a.m., at Main Street Community Center. A native of Romania, Dr. Nastasia will focus upon current Eastern European relationships. From the mid 1940s to the early 1990s, Eastern Europe was situated behind the Iron Curtain of the Communist Bloc. However, after a series of revolutions that overthrew tyrannical regimes, the region has been transitioning towards political democratization and the rebuilding of its civil societies. Many countries in the area have already become members of the European Union and have developed strong partnerships with the United States. Interesting tourism opportunities have been opened for visiting this beautiful but

still relatively unexplored part of the world.

The public is welcome and refreshments will be provided. This event is sponsored by the Office of Educational Outreach at SIUE with technical support provided by the SIUE Meridian Society. The Center is located at 1003 N. Main Street.

“RULES OF THE ROAD” Main Street Community Center will host “Rules of the Road” on Wednesday, October 26th, from 1-3 p.m. For more information, call MSCC at 656-0300.

COME AND VISIT MSCC’S NEW GAME ROOM The Center has recently converted one of its rooms into a Game Room. It will be open and available at all times during regular MSCC business hours. The Center Game Room is full of board games, puzzles, card games, and even Wii Bowling.

Contact MSCC at (618) 656-0300 for more information.

POKENO AT THE COMMUNITY CENTER Would you like to combine the fun of cards and bingo all in one? Then join us at Main Street Community Center for a fun game of Pokeno on Tuesday, October 11th, at 1 p.m. After Pokeno, Bingo will be played. Pokeno is sponsored by University Nursing & Rehabilitation of Edwardsville. All are welcome.

See “MSCC” on Page 5

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 5

MSCC Continued from Page 4 MSCC E-NEWSLETTER IS FREE The monthly electronic newsletter of Main Street Community Center is now free of charge. E-mail jackie@mainstcc.org or call (618) 656-0300 if you wish to receive it.

STAY IN SHAPE AT COMMUNITY CENTER Main Street Community Center offers a variety of workout classes to fit all needs, young and old!

Zumba is held every Monday, from 6:30 to 7:30 p.m.

Jazzercise occurs three times per week: every Monday and Wednesday, from 5:30 to 6:30 p.m., and every Saturday, from 8:30 to 9:30 a.m. Also Stretch and Move, a senior based class, is held every Tuesday, Thursday, and Friday, from 8 to 9 a.m.

Please note that each class may have a minimal cost to attend. For more information, please contact MSCC at (618) 656-0300.

MSCC’S VOLUNTEERS OF THE MONTH Albert and Elizabeth Bayer have been delivering mealson-wheels for the Center for over ten years. They do so through their affiliation with Trinity Lutheran Church here in Edwardsville. Parents of four married children, they have three grandchildren and enjoy traveling,

cedarhurst

ASSISTED LIVING A Better Way for Senior Adults to Live Well!

Amenities Include:

• 3 Delicious Home Cooked Meals per Day • Weekly Housekeeping & Linen Service • Paid Utilities (telephone excluded) • Extended Cable TV • Maintenance & Groundkeeping Services • Scheduled Transportation to Doctor’s Appts, Shopping, Outings and Tours • Planned Group Activities & Special Events

CALL NOW FOR A PERSONAL TOUR! Ask for Crystal 1207 Vandalia Ave., Collinsville, IL

618-343-0800

www.cedarhurstcollinsville.com

“Now Open in Shiloh. Coming soon to Edwardsville”

especially to California and Texas where their children live. Active in various church organizations, Albert and Elizabeth have volunteered at the Center because it is their “way of helping people,” since “everyone needs a good meal daily.” The Center is deeply appreciative of their steadfast service and their sense of responsibility to those in need of the Center’s Meals-on-Wheels program.

COMMUNITY CENTER SERVICES Main Street Community Center’s Meals on Wheels program is available for Edwardsville/Glen Carbon residents daily, providing a good, healthy meal at a cost of $3.50 per day. MSCC also offers a free transportation service for older adults and/or individuals with a disability, helping them conduct their day-to-day business.

Because of donations from St. Louis Bread Company, Starbucks, and A Taste of Heaven, MSCC is further able to offer bagels, loaves of bread, and other goodies to visitors and guests every Tuesday at approximately 10 a.m. A free Wi-Fi service, too, is available throughout the Center. For more information about these services and the Center’s blood pressure screening schedule, please call 656-0300.

VOLUNTEERS NEEDED AT MSCC Looking for a volunteer opportunity? Main Street Community Center needs volunteers to oversee its gift shop, answer the telephone, assist in grant writing, serve on committees, and help with special events and general office tasks. For more information, please call MSCC at (618) 656-0300.

6 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

Answering your questions about Social Security Sally Sheahan, Social Security District Manager in Alton, answers some frequently asked questions.

For more information, contact Sheahan’s office at Senior Services Plus, 2603 N. Rodgers Ave. in Alton or call 465-3298.

Question: When a person who has worked and paid Social Security taxes dies, who is eligible for survivors benefits?

Answer: Social Security survivors benefits can be paid to: • Widows or widowers— full benefits at full retirement age, or reduced benefits as early as age 60; • Disabled widows or widowers— as early as age 50; • Widows or widowers at any age if they take care of the deceased’s child who is under age 16 or disable and receiving Social Security benefits; • Unmarried children under 18, or up to age 19 if they are attending high school full time. Under certain circumstances, benefits can be paid to stepchildren, grand-

children, or adopted children; • Children at any age who were disabled before age 22 and remain disabled; and • Dependent parents age 62 or older.

Question: What is Social Security “credit?”

Answer: During your working years, earning covered by Social Security are posted to your record. You earn Social Security credits based on those earnings. The amount of earnings needed for one credit rises as averages earnings levels rise. In 2011, you receive on credit for each $1,120 of minimum of 40 credits (or 10 years of work) to be eligible for retirement benefits. Learn more by reading the online publication How You Earn Credits at www. socialsecurity.gov/pubs/10072.html.

Question: What’s so easy about applying online for benefits?

See “Questions” on Page 7

Celebrating 20 Years!

Morning Star Home Health Care, Inc. If you currently have another home care agency and are looking for a change or you are searching for a company that provides excellent care at a more affordable price, here’s your chance! You pick the worker and the hours of service. We offer 24/7 service and specialize in alzheimers and hospice care.

State Licensed -Fully Insured

CALL FOR FURTHER DETAILS 618-377-1896

Try Us...

You’ll Like Us Coupon!

1- “ 2 DAY PERIOD” of Senior Home Care Pay For One * Day and Get the Following Day FREE! INCLUDES: Personal Care – Medication Reminders Meal Preparation, Housekeeping, Laundry, Errands LIMIT 1 COUPON PER CLIENT * 8-24 HRS PER DAY EXPIRES 12/31/11

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 7

Questions Continued from Page 6 Answer: There’s no need to go to a local Social Security office or wait for an appointment with a Social Security representative. You can apply in less than 15 minutes. Just visit www.soicalsecurity.gov. Once you submit your electronic application, you’re done. In most cases, there are no forms to sign or documents to mail. Try it at www. soicalsecurity.gov.

Question: What is the earliest age that I can begin receiving retirement benefits?

Answer: You can get a reduced benefit as early as age 62. Keep in mind that your monthly benefit amount would be about 33 percent higher if you wait until age 66 and nearly 80 percent higher if you defer payments until age 70. Visit our Retirement Estimator to find out how much you can expect to receive. You can find it at www. socialsecurity.gov/estimator.

Question: How does Social Security decide if I am disabled?

Answer:

EDWARDSVILLE FROZEN FOODS PAIN SUFFERERS...

TAKE CONTROL NATURALLY! DRINK Nature Blessed Cherry Juice!

Ask About The Benefits TODAY!!!

“Established Since 1947” Locker Rental Available

246 N. Main, Edwardsville

Call In Your Order We’ll Have It Ready!

656-1477

Margie Huffman, RN, BSN, CCM Geriatric Care Manager

Advocacy, Assist with Living Transitions, Mobile Notary, Family Liason Services.

618-973-5947

2225 N. Center, Maryville, IL 62062 mhuffman@caregiverhelpnow.com

For an adult to be considered disabled, Social Security must determine that your are unable to do the work you did before and, based on you age, education, and work experience, you are unable to adjust to any other work that exists in significant numbers in the national economy. Also, your disability must last or be expected to last for at least one year or to result in death. Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability ( less than a year). For more information, we recommend you read Disability Benefits (SSA Publication No. 05-10029), available online at www.socialsecurity.gov/pubs/10029. html.

Question: What is the earliest age that I can receive Social Security disability benefits?

Answer: There is no minimum age as long as you meet the Social Security definition of disabled and you have sufficient work to qualify. To qualify for disability benefits, you must have worked long enough under Social Security to earn the required number of work credits and some of the work must be recent. You can earn up to maximum of four credits each year. The amount of earnings required for a credit increases each year as general wage levels go up, and is currently $ 1,120, See “Questions” on Page 11

Weber & Rodney FUNERAL HOME & MONUMENT SALES

Here are some ideas to plan a personalized funeral when commemorating the life of a loved one.

• Personalization of Caskets & Urns • Celebration of Life Videos • Veteran’s Merchandise • Floral Arrangements • Special Music Arrangements • On-line Obituaries • Picture Boards • Memorial Folders www.weberfuneralhome.com

304 N. Main St., Edwardsville 656-4655

8 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

Bill Tucker/Intelligencer

The entrance to the Glen Carbon Community Center/Senior Center.

Glen Carbon’s center serves seniors and more

By BILL TUCKER Of the Intelligencer

It may be tucked behind Village Hall, but Glen Carbon’s Community/Senior Center isn’t hiding from anyone.

In fact, Michele Suwe, the center’s director, says there’s a steady stream of visitors – about 1,200 each month.

The center is staffed from 8 a.m. to 3:30 p.m. Monday through Thursday, but is in use several nights and weekends each month.

And while senior citizens are among the center’s most frequent users, they are not its only users.

“We aren’t a typical senior center, we’re more of a community center,” Suwe said. “People don’t just come in and visit, we’re more club based.”

Keeping with that theme, the Glen Carbon Seniors conduct their meetings at the center every Tuesday from 12:30 p.m. to 3:30 p.m.

Activities include cards, games and dominoes.

Shuffleboard is played outdoors, weather permitting.

In fact, the Glen Carbon Seniors helped with the development of the building when it was constructed in 2001 and are, in essence, charter members.

In addition, Glen Carbon’s Para-Transit Service operates from the center.

See “VILLAGE” on Page 9

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 9

Bill Tucker/Intelligencer

The shuffle board courts behind the Glen Carbon Community Center/Senior Center.

Village Continued from Page 8 The shuttle bus – free to Glen Carbon residents over age 65 or disabled – can be scheduled for trips to doctor’s offices, grocery stores or to and from the center.

To reserve a ride, call Suwe at 288-2664.

The Para-Transit Service, like the center, is offered Monday through Thursday.

“That’s a very busy service,” Suwe said. “We run pretty much full every day of the week.”

Because it does not have a true kitchen, the center does not offer the Meals on Wheels program per se.

Instead, it coordinates activities through Edwardsville’s Main Street Community Center, so

the service is available to those who desire it.

In fact, Suwe said the number of Meals on Wheels participants in Glen Carbon has doubled in her fourand-a-half years on the job and it is difficult for drivers to make their rounds in a timely manner.

“We desperately need more drivers,” she said.

The center also offers two monthly programs aimed specifically at seniors.

Representatives from the Land of Lincoln Legal Assistance Foundation visit once a month to help those 60 and older with free legal assistance.

In addition, Senior Services Plus from Alton sends a monthly representative out to address health care, circuit breaker and other senior-oriented issues.

A computer center is open when the center itself is open.

Guests may use the Internet, free of charge, and set up e-mail accounts.

See “VILLAGE” on Page 10

10 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

Village

Or for more information e-mail at msuwe@glen-carbon.il.us

Continued from Page 9

The list of clubs using the center is extensive.

Here are some of the groups that meet there: • The Edwardsville Garden Club from 9 a.m. to 4 p.m. monthly on Saturdays.

• The East Side RC Club from 3 p.m. to 4 p.m. monthly on Sundays.

• The St. Louis REGAP (Greyhound rescue) from 5 p.m. to 7 p.m. monthly on Sundays.

• The Heartland Quilting Guild from 9 a.m. to 4 p.m. on Saturdays monthly.

• The Woodworkers from 6:30 p.m. to 9 p.m. every Monday.

• The TNT Quilting Guild from 6:30 p.m. to 9 p.m. every Tuesday.

The center has an online calendar of events that can be viewed at glencarbon.il.us For more information, call the center at 288-2664.

Bill Tucker/Intelligencer

Glen Carbon’s Para-Transit Bus

Welcome to a gracious and affordable assisted lifestyle in your community.

Move in between Sept. 19, 2011 and Nov. 30, 2011 and Receive 1 Year FREE Cable & Phone and up to $500 Towards Professional Moving Expenses!

• Personal Assistance with Activities of Daily Living • A Financial Assistance Program Available for Those who Qualify

AN ILLINOIS SUPPORTIVE LIVING COMMUNITY

618-234-8910

3900 Sullivan Dr. • Swansea, IL 62062

618-288-2211

6960 State Route 162 • Maryville, IL 62062 Managed By BMA Management, Ltd.

618-624-9900

844 Cambridge Blvd. • O’Fallon, IL 62269

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 11

Questions Continued from Page 7 The number of work credits you need for disability benefits depends on you age when you become disabled.

For example, if you are under age 24, you may qualify with as little as six credits of coverage But people disabled at age 31 or older generally need between 20 and 40 credits, and some of the work must have been recent.

For example you may need to have worked five out of the past 10 year. Learn more at www.socialsecurity.gov/ disability.

Question: What is the purpose of Supplemental Security Income, or SSI? Answer: SSI is designed to help aged, blind and disabled people who have little income and few resources. It provides financial assistance to meet basic needs for food, clothing and shelter. You can receive SSI even if you have not worked and paid into Social Security. SSI is a Federal income supplement program funded by general tax revenues ( not Social Security taxes). Find out more at www. socialsecurity.gov/ssi/.

Question:

My brother recently left me some money. Will this inheritance affect my SSI benefits?

Answer: We consider the money inherited from your brother income for the month you receive it. That could make out ineligible for SSI that month depending on the amount of the inheritance. If you keep the money into the next month, it becomes a part of your resources. You cannot have more than $2,000 in resources to remain eligible for SSI. You should call Social Security at 1-800-772-1213 and report the inheritance. Representatives can tell you how your eligibility might be affected. People who are deaf or hard of hearing may call our toll-fee TTY number, 1-800325-0778, between 7 a.m. and 7 p.m., Monday through Friday.

Question: Who is eligible for extra help with Medicare prescription drug costs?

Answer: Medicare beneficiaries with limited income and resources may qualify for extra help. The extra help can save them money. It pays part of the monthly premiums, annual deductibles and prescription copayments under the new Medicare prescription drug program. The extra help is estimated to be worth an average of $4,000 per year. Help someone qualify and apply a www.socialsecurity.gov/perscriptionhelp.

A Hearing Aid No One Will See The only 100% invisible*, digital hearing aid • Customized to fit deep in your ear canal • Designed to be removed daily to promote ear health • Voice iQ helps maintain speech understanding in noise.

• T2 Remote Control lets you adjust memory or volume settings using any touchtone phone Call today!

(618) 259-0700

Risk-F re Trials e

Family Owned & Operated for 35 Years

975 E. Edwardsville Rd. Wood River, IL www.johnsonhearing.com

Mon - Fri 9 to 5 or by appt.

*Individual results may vary based on your ear’s anatomy

Your parents want to stay in the place they call home.

We can help.

Whether you are looking for someone to help an aging parent a few hours a week, or need more comprehensive assistance, Home Instead can help. � Companionship � Meal Preparation

� Shopping & Errands .

Transportation � Incidental

� Light Housekeeping � Medication Reminders

� Personal Care � Dementia Care

Serving Madison County

Call for a free, no-obligation appointment

618.346.5008 Each Home Instead Senior Care® franchise office is independently owned andoperated.©2011 Home Instead, Inc.

homeinstead.com/351

12 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

SINCE

1925 Rated A+ Superior by A.M. Best 2011.

A Fortune 1000 Company.

1011-137

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 13

When to get help for painful joints

(ARA) - If your arm goes numb and your speech is slurred, you know you need to seek immediate medical attention. When you nick yourself shaving, you know you can deal with it yourself. But for the vast number of maladies in between, it can be difficult to know when to go to the doctor and when to deal with it on your own.

One of the most difficult situations in which you need to make the “home care vs. professional care” decision may be when something affects your joints. The joints do some important work for the human body, and figuring out when things will get better on their own and when you may have a more serious problem is not easy.

When to seek help William Ungureit, clinical director of the physician assistant training program at South University in Tampa, Fla., says there are some important signs that will tell you when to seek professional care.

“If the joint is warm to the touch and swollen, seek immediate help,” Ungureit says. “Those are signs of a possible infection, something that won’t get better on its own.”

Likewise, if you know that the joint pain is the result of an injury such as a fall, put an ice pack on the injury and seek help right away. This type of injury will usually be accompanied by swelling and the inability to bear weight.

Otherwise, painful joints often can be treated at home with over-thecounter pain relievers such as ibuprofen or naproxen sodium. And what about ice and heat?

“Cold therapy (ice) can be used for chronic injuries, such as pain after running,” says Ungureit. “Heat therapy is recommended for injuries that have no inflammation or swelling.

Heat is ideal for sore, stiff, nagging muscle or joint pain.”

If you decide to treat the pain at home, you still need to see your primary care physician if the pain lasts

ARA photo

Joint pain can slow sufferers down any day. more than two weeks. Your physician may offer prescription pain relievers or other treatment.

Chronic joint pain Treatment for chronic joint pain may be more involved, Ungureit says. “Non-inflammatory joint pain usually signifies osteoarthritis, which is caused by trauma to the joint or degeneration of the joint tissue in weight-bearing joints.” That means the knee, hip and spinal joints.

According to the U.S. Bone and Joint Initiative, a movement sanctioned by the World Health Organization, one in five Americans has some form of arthritis. And contrary to the perception that arthritis is a disease of the elderly, more than half of those with arthritis are under the age of 65.

There is no cure for osteoarthritis, but it can be managed with pain killers, physical therapy, steroid injections such as cortisone, or other injections to help lubricate the joint.

As a last resort, surgery to realign or completely replace a joint may be an option. Complete joint replacement

is now available for the knee, shoulder, hip and ankle.

Motion is lotion Although you can’t prevent osteoarthritis, you can do things to help lessen its onset and its painful effects. “Losing weight and exercising regularly are great ways to combat osteoarthritis,” says Ungureit.

“When it comes to joints, we say that ‘motion is lotion.’ Dropping five or 10 pounds may not seem like much, but five pounds per step adds up fairly quickly on your joints.”

What about herbal supplements and other alternative treatments for joint pain? Ungureit says there’s nothing wrong with trying them, but make sure you tell your doctor which ones you are thinking about taking, since some supplements can interfere with other medications.

So while you may not need to consult your doctor for every ache, there are some serious signs to look for, and some effective steps that both you and your doctor can take to help relieve those painful joints.

14 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

For caregivers: tips for addressing chronic illness care (ARA) - Every day, nearly 66 million Americans provide care for a seriously ill, disabled or aging family member or friend. This can be a real challenge, particularly when the person you care for has been diagnosed with a chronic illness. Here are some tips that will make the process easier: • Establish good communications with care providers. Be sure you and the person you care for understand the medical condition and its implications. With the patient’s permission, health professionals can have frank conversations with caregivers about treatment, including prescription drugs. Do not be afraid to seek a second opinion, if desired.

• Know your options. Some chronic conditions can be effectively managed and monitored at home, while some require lengthy stays in a hospital or managed care facility. Work with the health and medical teams to get a clear picture of the prognosis and care requirements. To the fullest extent possible, the person you help should make his or her own decisions about treatment options. If you’re authorized to make any of these decisions on their behalf, you have a special responsibility to ask questions

about what outcomes can be expected and the type and amount of help that will be needed.

• Know where to turn for help. Created by the Centers for Medicare & Medicaid Services (CMS) the Ask Medicare initiative offers numerous resources, including a newly updated Web site, to support caregivers who are taking care of a chronically ill loved one. The site, www. medicare.gov/caregivers, offers detailed information on several of the most common chronic illnesses, including cancer, diabetes and Alzheimer’s disease. The site also provides tips on how to work with Medicare to receive preventive and treatment services and highlights the challenges in providing care to those with serious illnesses.

• Take care of yourself. Feelings of depression and frustration are common when a loved one is seriously ill, and many caregivers benefit from having a support network that includes people who are dealing with the same types of issues. Many hospitals and treatment facilities offer in-house counseling, and the Administration on Aging’s Elder Care Locator (www.eldercare.gov) can offer information on local support groups as well.

Discover Saint Clare’s Villa

Welcome to Help at Home, Inc.

At Saint Clare’s Villa, we have simplified senior living!

Ask us about:

• Chapel & daily Mass • Small Pets welcome • Financial Assistance Available

There is no place like home...

When you or a loved one needs care.

Call today to schedule a tour: 618-463-9000.

Offering homemaker services for over 30 years!

• Plus much, much more!

On the campus of Saint Clare’s Hospital 915 East Fifth Street, Alton

HUFFMAN LAW OFFICES, P.C. AN ESTATE PLANNING & ELDER LAW FIRM

Assisting Seniors & their Families with legal issues including: *Wills *Living Trusts *Powers of Attorney *Probate & Estates *Geriatric Care Managment *Nursing Home/Medicaid Planning

Call today for a free consultation 618-344-9330 East Alton

Maryville

2 Locations to Serve You! 1830 Vaughn Rd., Wood River, IL 62095 618-258-1155 Toll Free 1-877-619-3484 4612 N. Illinois St., Fairview Heights, IL 62208 618-355-9612 Toll Free 1-877-355-9612

www.helpathome.com

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 15

There are more benefits to calcium than women might think (ARA) - Eighty percent of women don’t get enough calcium from food alone, according to a recent study conducted by the National Health and Nutrition Examination Survey. That means women’s bodies are stealing calcium from their bones.

Many foods like milk and other dairy products are well known to be prime sources of calcium. Calcium is a crucial nutrient that helps build and maintain bones, muscles and teeth. It also keeps us moving by helping to maintain muscle health and strength. But taking a calcium supplement alone isn’t enough. The NIH reports that vitamin D intake is also important because it improves calcium absorption.

But many women are falling short of meeting their recommended daily calcium allowance - between 1,000 mg and 1,200 mg. In fact, many assume that a drop of milk in their morning cup of coffee will provide all the calcium they need for the day. Ladies may be surprised to learn that an eight ounce glass of skim milk only makes up 30 percent of the calcium they need each day.

If you are not getting enough calcium or enough exercise, your body is more likely to steal the calcium it needs

Enjoy more worry-free moments with friends.

At United Methodist Village, that’s easy living.

Phyllis Dickerson | Resident Since 2008

from your bones.

Risks of not enough calcium One of the most common risks of not getting enough calcium is osteoporosis, a disease characterized by low bone mass and deterioration of bone tissue. Osteoporosis can lead to bone fragility. Without bone-density testing, you may not know you’re suffering from osteoporosis until you suffer a fracture - which happens to half of all women older than 50.

Starting young If you think calcium is important only when you’re older, think again. NHANES also found that 90 percent of teenage girls aren’t getting enough calcium through diet alone. Since boys and girls between the ages of 9 and 18 years old need 1,300 mg of calcium per day, getting a head start on healthy habits can prove vital in providing a strong nutritional foundation as they get older.

Finding the right supplement If you don’t get enough calcium through your diet, thensupplements, like Caltrate, are a good compliment to giving your body the nutrients it needs to help keep your bones strong and your body moving.

“It feels like United Methodist Village was made just for me.

I’ve got everything I want right outside my door — lifelong friends, interesting programs and social gatherings, and a beautiful lake view to enjoy from my balcony. I don’t have to worry about housekeeping or transportation — and with such a wonderful dining room, I don’t even have to cook unless I want to! Now, you can’t make life any easier than that.”

One visit to United Methodist Village, and you’ll see what easy living really means. At our maintenancefree senior living community, we deliver the kind of personalized service that will make you wonder why you didn’t move here sooner. And you’ll enjoy life even more, knowing that on-site assistance is right here if ever needed. Experience what easy living is really like — join us for lunch at United Methodist Village by calling 618.466.8662 today.

5201 Asbury Avenue Godfrey, IL 62035 (618) 466-8662 UnitedMethodistVillage.com

16 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

Don’t gamble your golden years

(ARA) - Will you have enough money for retirement? That question may keep you up at night. Or you may avoid thinking about it altogether.

“What scares me for this country, especially for the baby boomer generation, is that many people will have to rely on their investment smarts in managing retirement funds,” says economist Steven Weisbart of the Insurance Information Institute. “Many have no training, or interest, in managing money.”

One possible solution? Annuities - contracts sold by life insurance companies that offer a guaranteed stream of income for those golden years.

Fixed savings annuities, also known as deferred annuities, have guaranteed interest rates and taxdeferred benefits. And immediate income annuities offer guaranteed income for life. Most important, they both promise peace of mind.

Both are popular during market downturns. At USAA Life Insurance Co., one of five life insurers that is AAA rated, total annuity sales grew 26 percent from 2008 to 2009. And the company says it anticipates annuity growth will increase as baby boomers get further into retirement.

“Annuities come up in conversation when people are concerned about market turmoil, or when they do a retirement income plan and are worried about running out of money,” says J.J. Montanaro, a certified financial planner practitioner with USAA. Now more than ever With a draining Social Security reserve, traditional pensions on the wane, a volatile stock market and homes losing value, retirees should be thinking harder than ever about protecting and growing retirement assets. Longer life spans mean retirees may have to amass more money and preserve

ARA photo

Sound financial planning is a key to happiness after retirement. it many more years than previous generations.

Having a portion of retirement money in a fixed savings annuity with a fixed interest rate offers certainty in an uncertain investment market, Montanaro says. And using a portion of your savings to buy an income annuity can offer a pension-like stream of monthly payments to help pay your bills.

“Whether you’re talking about creating income or building a retirement portfolio, an annuity can work well as a tool in your retirement toolkit,” says Montanaro.

Fighting misperceptions Weisbart says annuities in general get an unfair rap, often from people who sell competing investment products on commission.

But fixed savings annuities and fixed immediate income annuities are fairly straightforward, says Montanaro. And their fees are very competitive to other retirement products. In some instances, fees can be waived altogether. You can

also name a beneficiary so any money remaining goes to someone you love.

Finally, some point out interest rates on annuities aren’t as high as they were a few years back.

But annuities with fixed rates can still be a good deal if you’re looking for a secure place to put your money. “Relative to other safe investments, such as certificates of deposit or treasury bills with even lower rates, they are still attractive,” Montanaro says.

How to choose Deciding which of these kinds of annuities could benefit you is easy, says Joe Montminy, assistant vice president of the annuity research program at LIMRA. Just ask, “Do you need the money now or later for your retirement needs?”

If you need it now, consider the immediate income annuity.

If your retirement is a few years away and you want to increase your assets, go with a fixed savings annuity.

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 17

Foot care an important factor in healthy aging

(ARA) - Forget aging gracefully. For today’s baby boomers, it’s more important than ever to stay healthy and active as they age. While growing older causes some unavoidable body changes, more boomers are focusing on healthy lifestyles that can help them prevent problems associated with aging - like mobility issues related to the feet and legs.

Impairment of the lower extremities is a leading cause of activity limitation in older people, according to the U.S. National Center for Health Statistics (NCHS).

“Foot problems are a health concern that can lead to further complications like knee, hip and lower-back pain, all of which undermine mobility,” says Michael King, DPM, president of the American Podiatric Medical Association (APMA). “The human foot has been called the mirror of health. Systemic problems often related to age, such as diabetes, arthritis, and circulatory disease often can first be detected in the feet.”

Fortunately, boomers can do a lot to maintain and even improve their foot health. APMA offers this advice to keep your feet pain free: Keep walking Walking offers many benefits for both physical and mental health. If your feet hurt, however, you may find yourself less willing to get in the daily walking that’s good for your overall well-being. To keep your walking regimen comfortable be sure to: • Choose a good quality, lightweight walking shoe with breathable upper materials like leather or nylon mesh.

The heel counter should be firm, and the shoe heel should have less cushioning in order to position the foot’s heel closer to the ground for stability. The front of the shoe should offer adequate support but also be flexible. For a list of footwear that have been awarded APMA’s Seal of Acceptance, visit www.apma.org/seal.

• Shoe shop in the late afternoon, since feet swell throughout the day, and have both feet professionally fitted. Wear the type of socks you intend to wear while walking and be sure the shoe fits snugly, but not tightly, over the sock. Your toes should have plenty of room to move around.

Deal with diabetes Diabetes symptoms often appear in the feet first, and the extremities can be hit hard by this chronic disease.

In fact, diabetes complications lead to more than 65,000 lower limb amputations each year. Including a podiatrist in your diabetes care can reduce the risk of amputation up to 85 percent.

Learn to recognize warning signs that often appear in

ARA photo

Keeping your feet healthy has many benefits.

the feet, including changes in skin color, swelling, numbness, pain, open sores that heal slowly, ingrown or fungal toenails, bleeding corns and calluses and dry cracks in the skin, especially around the heels.

If you have diabetes, inspect your feet daily for cuts, bruises, sores or changes to the toenails. Wear thick, soft socks without seams that could rub or cause blisters.

Always have new shoes properly fitted and never go barefoot, not even in your own home.

Manage arthritis Arthritis can affect the structure and function of your feet. Common symptoms in the feet include joint swelling, joint pain or tenderness, redness or heat in joints, limited movement, early morning stiffness, and skin changes, including rashes and growths.

Podiatrists are often the first to diagnose a patient’s arthritis. Treatment can take many forms, including physical therapy, exercise, and medication. Receiving regular check-ups are vital to successfully managing the condition.

General foot health In addition to shoes that fit properly, it’s important to choose socks, pantyhose or stockings that also fit well and are free of seams.

If you have corns or calluses, never cut them with a razor, pocket knife or other sharp instrument. If corns or calluses are present, consult a podiatrist and only use over-the-counter foot products if he or she advises it.

18 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

Suggestions for maintaining a youthful look naturally

(ARA) - Age means different things to different people. What some might think of as “old”, others may view as “young.” To present a youthful image to the world, making adjustments to your appearance is key.

To project the right kind of youthful image, it’s important to know how to avoid going too far. A common mistake is dressing too young in an effort to avoid looking too old. Striking a balance between embracing current, youthful trends and adding your own style will create a more balanced look.

To give your look an age-appropriate revision, get started with these steps.

• Hair. One of the first signs of age is gray hair. Hair dye is a solution that seems to help minimize the aging process, but for many people, dyeing is a costly solution. Consider trying an all natural supplement like Rise-n-Shine’s all natural Go Away Gray pills, which uses the enzyme catalase to bring back hair’s natural color. Catalase, produced naturally by the body during youth, slowly begins to deplete as the years wear on. Catalase breaks down hydrogen peroxide, which is naturally produced in the body and which bleaches hair gray. Go Away Gray also comes in shampoo and conditioner form, so fighting grays is easy for everyone.

• Clothes. Both men and women can benefit from bringing a bit of modernity into their wardrobes. It isn’t necessary to pore over fashion magazines and cultivate an eye for haute couture. Seek fresh takes on items that never go out of style, such as a button down in the latest color trend. Don’t go for too much embellishment, as it can look overdone. Fits and cuts change as years pass, and items as simple as white T-shirts can look outdated just by having an older style collar. When shopping, don’t be afraid to ask questions; many stores offer complimentary personal shopping services that can help in the quest to look younger.

• Accessories. Clothes provide a palette, but accessories add interest. It’s extremely easy to fall into the trap of buying items that are too juvenile, but it’s just as easy to pick up items that age your look.

Accessories that are all about function, with no thought given to style, are a quick way to look older, but frivolous details like bows, ruffles, whimsical prints and tons of pockets take things in the other direction. Look for middle ground in sleek, understated items made with quality materials. For a fun yet classy look, rely on accessories to add a pop of color, rather than using them to make a big statement.

• Skin. Your face is the first thing people notice

about you, but it is also the body part most prone to the aging process. A good skin care regimen is important, of course, but having an extra helper to maintain the look of skin is ideal. By taking a skin-supporting supplement like Wrinkle Remedy, the facial area can begin to look youthful again. Wrinkle Remedy contains important nutrients and antioxidants (like collagen, reservatrol and alpha lipoic acid) which all help in maintaining a natural, youthful look. Another way to refresh skin’s appearance is to adopt a new beauty routine. Less really is more when it comes to achieving a natural, youthful look. Stop by a makeup counter and ask for suggestions - or even a makeover - that will be the perfect finishing touch.

It has been said that age is all about attitude. While that remains true, appearance also conveys attitude, so show everyone that looks are not only skin deep.

For more information about natural supplements that support a youthful, natural appearance, visit www. wakeupontime.com.

Get Back To The Things You Love • In House Physical Therapy, Occupational Therapy and Speech Therapy • Restaurant Style Dining • Activity Programs for all Levels of Care • A Seasoned and Dedicated Staff

Serving the Edwardsville Area Since 1978.

With a 5 star rating in Quality Measures by the federal agency that administers Medicare & Medicaid!

University Nursing & Rehab (618) 656-1081 1095 University Dr., Edwardsville, IL 62025 www.universitynursingandrehab.com

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 19

The #1 Concern Facing Retirees today is ..

The Fear of Outliving Income.

DID YOU KNOW THAT?

We Can Help Create Income Stream Strategies

RELAIS BONNE EAU

1

Hospice of Southern Illinois opened their first hospice home in Edwardsville?

designed just for you.

(Relay-Bone-Oh)

Your Community hospice home was designed for individuals & their families needing end-of-life care.

• 16 Large Private Rooms • Family Gathering Room • Resource Library and Chapel • “Silent” Call Lights to maintain a Peacefull Environment

Changing Lives. Transforming Business.

CALL FOR A TOUR OR TO HELP WITH ANY QUESTIONS

For a No Cost or Obligation Consultation contact:

Andy Kinney 618.407.0592

www.hospice.org 618-659-7900

400 Chesterfield Center, Ste. 412, Chesterfield, MO 63017 1. http://www.aarp.org/work/retirement-planning/info-06-2010/running_out_of_money_worse_than_death.html

Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC Advisory services offered through Jonathan Roberts Advisory Group, Inc. (JRAG). Duke Partners and JWC/JRAG are independent firms

7325 Marine Rd., Edwardsville

������������������������������������� peace of mind like this at such a value?”

At Meridian Village Senior Living Community, you can enjoy: � Maintenance-free living � Wellness-inspired lifestyle � Priority access to healthcare if ever needed � Neighbors who quickly become friends

“For me, that spells value!”

Call today to compare your current expenses to what it would cost to live at Meridian Village.

618.660.0285 Norm Armstrong Retired Teacher, Belleville School District.

27 Auerbach Place � Glen Carbon, IL 62034 � MeridianVillageLiving.org Independent Living � Assisted Living � Memory Care � Skilled Nursing

20 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

ARA photo

A good line of communication between patient and doctor is a key to treating any ailment.

Doctor-patient communication can help in rheumatoid arthritis management (ARA) - For patients suffering from rheumatoid arthritis (RA), pain is a part of life. Nearly 70 percent of people being treated for RA, experience pain, stiffness or fatigue on a daily basis. However, many patients don’t realize that better communication with their rheumatologist could lead to improved care.

Studies have shown that earlier treatment of RA can limit joint damage, which can limit loss of movement.

“Talking to your doctor and effectively communicating how RA affects your life are keys to improving the management of your disease,” says Dr. John H. Klippel, CEO of the Arthritis Foundation. “Patients need to recognize that the rheumatologist has the very same goal as they do - to understand how RA affects their life and to develop a plan to manage their disease.”

RA is a serious form of arthritis that impacts more than 1.3 million people in the United States alone. The chronic inflammation in the lining of joints that defines RA can lead to decreased range of motion and permanent joint damage.

The Arthritis Foundation suggests RA patients:

• Prepare: You should keep a journal of symptoms and compile a list of questions for your doctor. List all of your medications, including prescriptions, over-the-counter remedies, and even herbal supplements.

• Ask questions: You should ask questions whenever something doesn’t seem clear. This will help to ensure you understand what’s going on and how to best manage your condition. Keep it simple, specific and direct.

• Repeat: Take notes and repeat the instructions and information you receive from your doctor to make sure you heard and understand it. Ask for written handouts and instructions.

The Arthritis Foundation has launched a national campaign called “Let’s Talk RA” to educate RA patients on how to better communicate with their rheumatologists and to highlight how important a doctor-patient relationship is to improving patient care. Bristol-Myers Squibb sponsors the “Let’s Talk RA” campaign.

For more, go to Arthritis Foundation at www.letstalkra.org, or by calling (800) 568-4045.

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 21

I’m planning for a long life.

I’m planning to do things I love.

I’m planning to watch my family grow.

“I’m planning for them.”

If you’re thinking about preplanning your funeral, consider our funeral home. We understand the importance of family, and it shows in everything we do. To learn more about preplanning and how it can help your loved ones, please contact us.

50 Fountain Drive, Glen Carbon, IL 62304 618-656-3220

We Rely on our Reputation.

“Call Our Grandpa, He Does Great Work!”

Commercial & Residential Ruud® & Guardian Factory Authorized Dealer.

Model UAND 13 SEER™ Air Conditioner

All makes & models E.P.A. Certified Fully Insured • Bonded Veteran Owned & Operated

� Cummings Inc

Heating & Cooling 618-656-8953

www.cummings.ruudreliable.net 3885 Schipkowski Rd. • Edwardsville, IL

E. Missouri & S. Illinois

Rely on Rudd.

22 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

Bathroom design updates help homeowners age in place (ARA) - From humanity’s first steps on the moon to the rise of nanotechnology, baby boomers have witnessed significant changes in our world. And true to their forever-young mentality, boomers refuse to make sacrifices as they adapt their environment to meet evolving needs as they age.

By 2030, the U.S. Administration on Aging predicts, the number of Americans older than 65 will top 72 million. The concept of aging in place - adapting one’s home to better fit changing physical abilities - is more relevant than ever. Simple and proactive updates in key areas, such as the kitchen and bath, can offer extra assistance to stay safe and independent at home.

Falls are the leading cause of fatal and nonfatal injuries among those 65 and older, and most occur in the bathroom. If you or a loved one is thinking about staying in home as you age, consider these bathroom upgrades to improve safety and accessibility: Update tubs and showers Stepping over a bathtub wall can be a risk for anyone

with mobility issues. Although showers can eliminate the step-over risk, the threat of slipping and falling remains.

For a generation who grew up taking baths, continuing to enjoy that comfort and experience is important. Much to consumers’ frustration, the institutional nature of walk-in tubs required bathers to give up aesthetics, sacrifice the comfort of a lounging position, and lose the indulgent experience of whirlpool jets and other hydrotherapy options.

The Kohler Elevance Rising Wall bath offers a safe and stylish solution. With the comfort of traditional bathing and security of a step-in tub, bathers enter when the wall is lowered and raise the wall with minimal effort (less than 5 pounds of force). The optional BubbleMassage offers a more relaxing soak, and built-in grab bars provide extra stability and support. After the bath, the tub drains in less than two minutes.

Showers and tubs of any type should be fitted with grab bars. Modern designs, such as the Kohler Belay hand rail, marry functionality and aesthetics to ensure homeowners don’t have to sacrifice style or safety.

PUZZLED BY MEDICARE?

Caregivers Need Care Too!

Medicare Open Enrollment October 15 - December 7 For Assistance call Area Agency on Aging of SW IL 1-800-326-3221

BECAUSE EVERY DAY IS A

GOLDEN OPPORTUNITY...

Turn to our upcoming Mature Lifestyles section to discover how to make the most of your retirement years.This special section is packed with inspiring ideas, helpful advice and valuable offers designed especially for readers 50 and over. Find out where to go, what to do, how to save money and much more. Look for it - for yourself or someone you know.

View on www.theintelligencer.com To advertise in Mature Lifestyles call 656-4700 Ext 35

M AT U R E

����������

We understand the toll caregiving can take on the ones in charge.

A well deserved break can recharge your batteries and refresh your spirit!

A few hours a day?

A weekend away?

Help during the workday?

We’ve been helping people affected by aging and disabilities for 25 years.

Call for a Free Care Consultation.

618-344-5008

���������

222 Goethe • Collinsville, IL • 632234 www.stjohnscc.org An outreach ministry of St. John EUCC

TheIntelligencer.com - October, 2011 - Mature Lifestyles - 23

a slam-dunk for savings When you shoot for comfort, you can win big with Lennox.

A LennoxÂŽ home comfort system helps you stay comfortable when the temperature keeps changing. Plus, with built-in efficiency, it can also score you savings on monthly utilities. Get in the game with our special offers.

Ernst Heating & Cooling 202 West State St. Hamel, IL 62046 (618) 633-224 www.ernstheating.com Check out our blog at blog.ernstheating.com

Receive up to a

1850 REBATE* $

with purchase of qualitying LennoxÂŽ home comfort products.

AND

Financing Is Available

0GGFS FYQJSFT 3FCBUF PGGFS JT WBMJE POMZ XJUI QVSDIBTF PG RVBMJGZJOH -FOOPY QSPEVDUT ÂŞ -FOOPY *OEVTUSJFT *OD 4FF ZPVS -FOOPY EFBMFS GPS EFUBJMT -FOOPY EFBMFST JODMVEF JOEFQFOEFOUMZ PXOFE BOE PQFS BUFE CVTJOFTTFT 0OF PGGFS BWBJMBCMF QFS RVBMJGZJOH QVSDIBTF

24 - Mature Lifestyles - October, 2011 - TheIntelligencer.com

THE SAKSA FAMILY

SAKSA FUNERAL HOME EDWARDSVILLE, IL 656-7577

GRANITE CITY, IL 876-4321