Find Geelong 2022 - July Edition by Find

The

GEELONG WHAT’S INSIDE:

JULY 2022

LOCAL STORIES

COLUMNIST ARTICLES

TAX UPDATES

NOT-FOR-PROFITS EVENTS & ARTICLES

RENTAL LISTINGS FREE ADVERTISING

GEELONG COUNCIL NEWS

FIND FAITH

FIND BIRTH, DEATHS & MARRIAGES

FIND COUPONS

SUPPORT LOCAL, BUY LOCAL, DISCOVER GEELONG

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About the Find Geelong By Warren Strybosch

The Find Geelong is a community paper that aims to support all things Geelong. We want to provide a place where all NotFor-Profits (NFP), schools, sporting groups and other like organisations can share their news in one place. For instance, submitting up-and-coming events in the Find Geelong for Free. We do not proclaim to be another newspaper and we will not be aiming to compete with other news outlets. You can obtain your news from other sources. We feel you get enough of this already. We will keep our news topics to a minimum and only provide what we feel is most relevant topics to you each month. We invite local council and the current council members to participate by submitting information each month so as to keep us informed of any changes that may be of relevance to us, their local constituents.

We will also try and showcase different organisations throughout the year so you, the reader, can learn more about what is on offer in your local area. To help support the paper, we invite local businesses owners to sponsor the paper and in return we will provide exclusive advertising and opportunities to submit articles about their businesses. As a community we encourage you to support these businesses/columnists. Without their support, we would not be able to provide this community paper to you. Lastly, we want to ask you, the local community, to support the fundraising initiatives that we will be developing

and rolling out over the coming years. Our aim is to help as many NFP and other like organisations to raise much needed funds to help them to keep operating. Our fundraising initiatives will never simply ask for money from you. We will also aim to provide something of worth to you before you part with your hard-earned money. The first initiative is the Find Cards and Find Coupons – similar to the Entertainment Book but cheaper and more localised. Any NFP and similar organisations e.g., schools, sporting clubs, can participate. Follow us on facebook (https://www. facebook.com/findgeelong) so you keep up to date with what we are doing. We value your support, The Find Geelong Team.

Geelong The

EDITORIAL ENQUIRES: Warren Strybosch | 1300 88 38 30 editor@findgeelong.com.au PUBLISHER: Issuu pty Ltd POSTAL ADDRESS: 248 Wonga Road, Wararnwood VIC 3134 ADVERTISING AND ACCOUNTS: editor@findgeelong.com.au GENERAL ENQUIRIES: 1300 88 38 30 EMAIL SPORT: editor@findgeelong.com.au WEBSITE: www.findgeelong.com.au

OUR NEWSPAPER The Find Geelong was established in 2019 and is owned by the Find Foundation, a Not-For-Profit organisation with is core focus of helping other Not-For-Profits, schools, clubs and other similar organisations in the local community - to bring everyone together in one place and to support each other. We provide the above organisations FREE advertising in the community paper to promote themselves as well as to make the community more aware of the services these organisations can offer. The Find Geelong has a strong editorial focus and is supported via local grants and financed predominantly by local business owners.

ALL THINGS GEELONG

The City of Geelong is one of Victoria’s largest regional capital cities. Geelong had a population of approximately 230,000 as at the 2019 Report which includes 16,000 businesses. Geelong’s location is in strong growth corridor, making it an ideal location for businesses to explore options outside of the capital city.

ACKNOWLEDGEMENT The Find Geelong acknowledge the Traditional Owners of the lands where Geelong now stands, the Wadawuarrung people of the Kulin nation, and pays repect to their Elders - past, present and emerging - and acknowledges the important role Aboriginal and Torres Strait Islander people continue to play within our community.

DISCLAIMER Readers are advised that the Find Geelong accepts no responsibility for financial, health or other claims published in advertising or in articles written in this newspaper. All comments are of a general nature and do not take into account your personal financial situation, health and/or wellbeing. We recommend you seek professional advice before acting on anything written herein.

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JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

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WILL WE SEE

RECORD SNOWFALLS

IN 2022?

The ski season started off with high expectations and predications are that 2022 would be the season for record snow falls. We saw Victoria’s ski fields covered in early-season snow that broke 22-year records but was that an early prediction of what is yet to come or just mother nature teasing us once again. A great ski season may still become a reality but so far, the season has been a mixed one, with high snow falls one week and then rain the next turning all the snow into mush. As at time of writing this article, Falls Creek had 80 out of 90 trails open, Mt. Baw Baw Alpine Resort only had 2 out of 17 open, Mt. Buller had 14 out of 61 open, Mt. Hotham only had 63 of its 100 trails open.

By Warren Strybosch

Open

Dinner Plain 3 days ago

Falls Creek Alpine Resort 3 days ago

Mt. Baw Baw Alpine Resort 3 days ago

Snowfall

Base Depth

1”

1-3”

Jun 30

Powder

0”

24-29”

Jun 08

Machine Groomed

4”

12-12”

Jun 08

Powder

Mt. Buller

3”

19-19”

3 days ago

Jun 08

Packed Powder

Mt. Hotham 3 days ago

0”

20-29”

Jun 30

Wet Snow

Source: (www.onthesnow.com/victoria/skireport) With Victorian ski resorts been hit hard over the past 2 years due to Covid-restrictions leading to shortened seasons, many ski business operators are really hoping that this year will be a great year for their businesses and those who love going to the snow. Many business owners are feeling optimistic for the remaining season. If you happen to be up at Falls Creek and see a guy with a ‘Find’ cap on having a coffee, feel free to stop and have a chat. Happy skiing everyone.

Open Trails

Open Lifts

1/1

N.A.

3/14

2/17

3/7

14/61

18/22

63/100

10/13

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JULY 2022 | FIND GEELONG

Find Geelong Column by Mayor Peter Murrihy It’s an absolute pleasure to introduce myself to Find Geelong readers as Mayor of Greater Geelong after last month’s election. I am so honoured to have this opportunity to serve the region as Mayor and I’m also ecstatic to be able to connect with readers through this column. If you don’t already know me through my work as a Brownbill Ward councillor, I’ve lived in Greater Geelong since 1980 after arriving from Port Fairy as a 19-year-old. I have a background in banking and as a police officer, but some of my proudest moments come from my work at a number of community organisations. I put down strong roots here by being heavily involved at St Mary’s FC, Newtown and Geelong Amateurs, Geelong Racing Club and the Lorne Surf Life Saving Club. I’m a proud Active Geelong ambassador and a strong supporter of the Barwon Health Foundation. I’m also an active member of The Man Walk and Right Mate committee, which both support men’s mental health – an issue which doesn’t get the coverage it deserves. Enough about me though, as I’m excited to update you on the 2022-23 Budget being approved recently. This is big news for the region, because it features a $206.5 million capital works program for parks, LED street lighting, community hubs, swim facilities, sustainability initiatives, shared trails and more. This reflects council’s commitment to investing strongly in community-focused initiatives. The $107,000 operating surplus puts the Budget back in the black after two years of annual deficits to support COVID recovery, while meeting four-year Budget commitments and delivering 130+ services. A big thanks to the community for having its say as the consideration of feedback led to changes to the final Budget, which can be found here: https:// geelong.link/budget Council has also decided to progressively increase spending on ageing assets such as buildings, roads, open spaces and cultural facilities to ensure equal access to council infrastructure, regardless of where residents live. This is an action from our newly adopted Asset Plan 2022-2032, which sets out how council assets will be managed and maintained. With new and upgraded facilities on the cards, we have so much to look forward to over the next financial year.

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FIND GEELONG | JULY 2022

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List Your Aged Care Facilities with Find Aged Care Accommodation Today. Help the local community know you exist and what sets you a part compared to other aged care facilities, Financial Planners and other providers in the local area.

We have developed Find Aged Care Accommodation (www.findagedcareaccommodation.com.au) so you can promote your facilities and services to the general public. You can also place any job vacancies on our website that is available in your facilities.

For more information, please contact us at 1300 88 38 30 or email info@findaccommodation.com.au.

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Commonwealth Games 2026 By Warren Strybosch

In April, the Commonwealth Games Federation announced Victoria as the host of the 2026 Commonwealth Games. It has since been decided that the opening ceremony will be held on March 17 2026 at the MCG, with the next 12 days being full of competition, culminating on the 29th. The Commonwealth Games were last held in Melbourne in 2006 but have also been held on the Gold Coast (2018), Brisbane (1982), Perth (1962), and Sydney (1938).

In a Commonwealth Games first however, the games will not be held in just one location, but instead will be showcased in four regional locations around Victoria – Geelong, Bendigo, Ballarat and Gippsland. This is a boon for these regions as they will receive a boost to their local economies with additional spending from the government in the lead up to the games. Community infrastructure will be improved and thousands of jobs will be created in the lead up to the games as well as during. Hamilton, Canada, hosted the first Commonwealth Games in 1930 with just

11 Countries, 59 events (6 sports) and 400 athletes. For Melbourne in 2026 we can expect in excess of 70 countries, 280 events and 4500 athletes. Expressions of interest are currently open for the inclusion of additional sports. International sporting federations in conjunction with Australian sporting organisations have the opportunity to request that certain sports be included in the line-up. Depending on the outcome of this, other Victorian regional areas may have the opportunity to host some of these additional events. The cut-off date for these submissions is August 19, 2022.

Supply issues continue for vehicle market Tim Dornin (Australian Associated Press)

Australia’s vehicle industry faces supply issues into the future with constraints on global manufacturing to blame for a near 10 per cent fall in sales last month. The Federal Chamber of Automotive Industries says 99,974 cars and trucks were sold in June, down 9.7 per cent compared to the same month in 2021. That left demand for the first half of 2022 at 537,858, a fall of 5.2 per cent. FCAI chief executive Tony Weber said the fallout from the COVID-19 pandemic continued to hamper automotive manufacturing. Combined with the war in Ukraine and shipping issues, the supply of new vehicles hitting Australia’s shores could not keep up with local demand.

“Globally, car makers are continuing to suffer from plant shutdowns,” Mr Weber said. “In Europe, we have component supply heavily impacted by the conflict in Ukraine. “Microprocessors continue to be in short supply and global shipping remains unpredictable.” “While demand for new cars remains strong in Australia, it is unlikely we will see supply chain issues resolved in the near future.” Toyota led the market last month selling 22,561 vehicles ahead of Kia on 8480, Hyundai on 8259, Mazda with 6245 and Mitsubishi with 5846.

The Toyota Hi-Lux was the most popular model with 7582 units sold ahead of Hyundai’s Tucson on 2840 and Ford’s Ranger with 2802. With escalating petrol prices, sales of electric cars continued to rise. The FCAI said 1137 were sold last month compared to 526 in the same month last year. Year-to-date, sales were up by more than 300 per cent to 9680. Tesla remained the dominant player in the electric car market with its Model 3 accounting for almost half of the vehicles sold so far this year.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

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Oh, The Pain Of Interest Rate Rises By Warren Strybosch

I don’t know about you, but we are feeling the pain of all these interest rate rises, and I am not sure anyone, except the RBA, knows when they are going to stop. We were supposed to have had our renovations finished last year but it got pushed out to June and even now we continue to incur delays. This delay has resulted in us missing locking in our interest rate on the new home mortgage (currently the construction loan). We were supposed to have locked the rate in back in January for four years. So, not only has the renovations cost us more due to building supply constraints due to COVID, but we are now going to have to pay higher mortgage repayments over the next four years because of the unforeseen delays – we have missed the ‘fixed-rate’ boat.

Governor Philip Lowe anticipates that Australia’s inflation will peak this year before declining back down towards 2-3 per cent, driven by an increasing interest rate environment. Higher interest rates will also help establish a more sustainable balance between the demand for and the supply of goods and services,” he said. Ironically, we are experiencing the same run-away inflation that occurred in the 1980’s due to high government spending, increased property prices and people still spending their money. As a result of increased inflation, interest rates continue to rise, and there is going to be a world of pain felt by a lot more people now compared to the pain that was felt in the 1980’s.

The truth is that the average Australian is now purchasing homes that are worth way more than what they were worth in the 1980’s. In fact, the average Australian now is spending on average 10 times their annual earnings on their first home compared to the Boomers who paid 3.3 of their average annual earnings. Australians now are experiencing it harder The average Australian in 1984 could buy a home that cost 3.3 times their annual income. In 2022, it’s 10 times what the average person earns in a year.

Let’s take a trip back to the housing market of 1984 to see just how different buying a house was in the 80s versus today.

Yes, I can hear the “pffts”, and “put your adult pants on” from all those who had mortgages throughout the 1980’s. With the 30-year fixed mortgage rate reaching a pinnacle of 18.4 percent in October 1981 and seesawing down to the 9 percent range by 1986 and closing the decade at 9.78 percent, you might have reason to think we still have it relatively easy. But as my own children remind me when I start telling my war stories, ‘about when I was young’, that my life is not their life and that I need to have some consideration as to what they might be going through right now rather than being dismissive about it. So, hopefully all of you Baby Boomers, who have already paid off your mortgages, might be able to emphasize with those of us who still have one.

In 1984...

• • •

The average home cost was $64,039. The average annual income was $19,188. The average mortgage was $42,277.

Now contrast that to the situation today.

What is happening with interest rates? On the 5th of July the Reserve Bank of Australia (RBA) announced at its monetary policy meeting an increase in the cash rate by 50 bps. It marked the second 50-bp hike in a row and followed the 25-bp hike in May, taking the official cash rate to 1.35 per cent, up from 0.85 per cent. The RBA board’s decision comes as inflation is expected to hit 7 per cent at a time when unemployment rates are low, household budgets are under pressure and global uncertainty remains.

In 2022...

• • •

The average home costs $920,100. The average annual income is $90,896. The average mortgage is $618,722.

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Australian home buyers today must save bigger deposits, borrow much more and face much larger repayments. This means more of their weekly income goes into housing costs today than in 1984.

This is a stark contrast. In 1984, a 20% deposit was 66% of a year’s income. Today, it’s 202%. It would take you just over 2 whole years’ of income to save the same deposit. (Source: finder.com.au)

Australian buyers in 2022 now have to save much bigger deposits

Further hikes anticipated

Saving a deposit is one of the big challenges for home buyers in 2022. As prices have risen so much, the amount you have to save for a 20% deposit just keeps jumping up.

Further rate hikes are anticipated, and it is likely we will see rates increase by at least another 50-bp before the end of the calendar year. Even Brokers are expecting more rates rises to come.

Deposits then and now 1984 •

2022

If the average home cost

•

$920, 100...

$64, 039... •

If the average home cost

A 20% deposit equals

•

A 20% deposit equals $184, 020

$12, 807.

With a greater amount of uncertainty for mortgagees, and the likelihood of further rate rises, it is important to review your budget and consider what changes have to be made to get through the next few years. Strategies to consider One way to potential save on costs is to review all your general and personal insurances. Speak to someone at Find Insurance (www.findinsurance.com.au) and see whether there is an opportunity to save on premiums. Also, make sure you have a good mortgage broker to talk to. They may be able to help you find a better rate rather and pay less mortgage repayments each month. Do you have ‘toys’ you can sell? You might want to consider selling some ‘toys’ now before everyone starts doing it. This might be a quick way to reduce some of your debt. Start growing your own vegies. Yep, it takes time but rather than watching more TV, get outside and grow some of your own food. With food prices increasing, you might be able to grow vegies and swap your surplus with others in your local neighbourhood.

Special Tax Return Offer $99 Returns - PAYG Only

We have made it cheaper and easier for you to get your returns completed & you can do it all from the comfort of your own home. Here are the steps involved: 1. Email to returns@findaccountant.com.au requesting your PAYG return to be completed. Provide us with your full name, D.O.B and address. 2. A Tax engagement letter will be emailed to you for signing via your mobile (no printing or scanning required). 3. You will be then sent a tax checklist to complete online. Takes less than 5 minutes. 4. We will then require you to upload your documents to our secure portal. 5. Once we have received all your documentation, we will complete the return. 6. We will email you the completed return with our invoices. Once you sign the return and pay the invoice we will lodge the return on your behalf. Important: This offer is only available new clients to Find Accountant Pty Ltd. Liability limited by a scheme approved under Professional Standards Legislation

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There has been much debate in the news in recent months regarding transgender athletes competing in sports alongside people they most closely associate with. On one side, you have arguments for them being included. If they associate as a female and have transitioned to being a female, then they should be treated as female and compete against other females. On the other hand, you could argue that although they associate as a female and are having hormone replacement therapy to become ‘more female’ they are still built like a man with a man’s strength and size. I think we can all agree that the top female swimmer in the world still can’t compete against the top male in the world and expect to win. So how do we resolve this? In a world first, Fina, the swimming’s world governing body has voted against allowing transgender athletes to participate in elite women’s swimming events. Of the 152 Fina members who voted, 71% decided that transgender athletes should not be allowed to compete compete in these events if they have started puberty as a male. This essentially means they would have had to start the process to change their gender before they turn 12, a controversial topic on its own. Almost immediately after this decision by Fina, the International Rugby League announced a ban on female transgender (male to female) players from participating in international rugby league events until they can undergo further research.

Spo rts

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TRANSGENDER in SPORTS By Jodie Moore

The British Triathlon Federation has also made changes to their policy towards transgender athletes. Any transgender athlete older than 12 years of age will not be able to compete against femaleborn athletes. Instead they have created an open category for male transgender, female transgender and non-binary (but male sex at birth). This decision was made after 80% of 3000 members of the British Triathlon Federation surveyed supported the change. The UCI, the World governing body for Cycling has updated their policy requiring a rider who is transitioning from

male to female to double the time required with lower testosterone before they can compete from 12 months to 24 months. They have also lowered the allowable plasma testosterone level from 5 nmol/L to 2.5 nmol/L. It appears there is a huge movement going through the sporting community at the moment. What are your thoughts on this subject? Is this fair? Is it on par with the movement of women into traditionally men’s sports such as football? Email us at editor@findgeelong.com.au and share your views. We will publish some of the responses next month.

Free Advertising We invite a representative from each Sporting Club to submit team selections, results and any interesting stories relating to your club/sports. For inquiries call

or email the

1300 88 38 30

editor@findgeelong.com.au

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Are you a Financial Planner looking for more clients? Grow your Financial Planning Business with great integrity and sensitivity by providing advice to those requiring Aged Care Services. List in our Find Aged Care Accommodation Website Are you an Established and experienced Financial Planner providing Aged Care Advice? Find Aged Care Accommodation is seeking professional ‘aged care’ accredited financial planners to provide advice to those seeking aged care advice in their local area. Are you accredited and can help work with clients to find the best aged care options? Are you able to work with their loved ones and help make the process of transitioning into aged care less daunting and complex? If so, consider listing on our website. List with us, and we will get you promoted through our website, social media, and local community papers. Why not consider joining the Find Network as a specialist Aged Care advisor and obtain referral leads from the rest of the Find Network members in your area? To learn more about these new opportunities, contact Warren on 1300 88 38 30 or email info@findagedcareaccommodation.com.au visit our website at www.findagedcareaccommodation.com.au

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FIND GEELONG | JULY 2022

ATO:

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Common Myths About Work Expense Deductions

By Warren Strybosch

The ATO is trying to make it easier for those preparing their own tax returns to understand some of the common mistakes that are made when claiming deductions in their returns. The ATO has listed some common myths about deductions which may lead you to make an incorrect claim. Here are some of the most common ones: Clothing and Laundry Expenses Myth: Everyone can automatically claim $150 for clothing and laundry expenses , 5000 km under the cents per kilometre method for car expenses, or $300 for workrelated expenses, even if they didn’t spend the money. Fact: There is no such thing as an‘automatic’ or ‘standard deduction’. Substantiation exceptions provide relief from the need to keep receipts in certain circumstances. While you don’t need receipts for claims under $300 for work-related expenses, $150 for laundry expenses ( note: this is for laundry expenses only and doesn’t include clothing expenses) or if you are claiming 5,000 km or less for car expenses under the cents per kilometre method: • • •

you must have spent the money it must be related to earning your income, and you must be able to explain how you calculated your claim.

See more: • Laundry expenses • Car expenses • Substantiation requirements • Exceptions and relief from substantiation requirements Proof of payment Myth: I don’t need a receipt; I can just use my bank or credit card statement. Fact: To claim a tax deduction, you need to be able to show that you spent the money, what you spent it on, who the supplier was and when you paid. Bank or credit card statements alone don’t have this information. The only time you don’t need these details is if substantiation exceptions apply. See more: • Substantiation requirements

Sun Protection and/or makeup Myth: I can claim makeup that contains sunscreen if I work outside. Fact: Cosmetics are usually a private expense and the addition of sun protection doesn’t make it deductible. However, it may be deductible if the primary purpose of the product is sunscreen (that is, it has a high SPF rating), the cosmetic component is incidental, and you need to work outdoors in the sun. See more: • Sunscreen Gym Membership Myth: I can claim my gym membership because I need to be fit for work. Fact: Very few people can claim gym membership fees. To be eligible, your job would have to depend on you maintaining a very high level of fitness, for which you are regularly tested, for example special operations personnel in the Australian Defence Force.

See more: • Gym fees and fitness-related expenses Travel Expenses: a holiday before or after a conference Myth: I can claim all my travel expenses if I add a conference or a few days’ work to my holiday. Fact: If you decide to add a conference or some work to your holiday, or a holiday to your work trip, you must apportion the travel expenses between the private and work-related components and only claim the work-related component. See more: • •

Conferences, seminars and training courses Overnight travel expenses

Clothing Expenses Myth: I can claim my work clothes because my boss told me to wear a certain colour. Fact: Unless your clothing is a uniform that is unique and distinct to your employer, or

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JULY 2022 | FIND GEELONG

protective or occupation-specific clothing you are required to wear to earn your income, you won’t be able to claim it. Plain clothes, like black pants, aren’t deductible even if your employer told you to wear them.

Myth: I can claim home to work travel because I need to get to work to earn my income.

See more: • Clothing expenses

See more: • Transport expenses

Streaming Subscriptions

Phone and Internet Usage

Myth: I can claim my pay television subscription because I need to keep up to date for work.

Myth: I’ve got a capped phone and internet plan, so I can claim both business and private phone calls and internet usage.

Fact: A subscription to pay television is not ordinarily deductible. Keeping up to date on news, current affairs and other general matters usually won’t have a sufficiently close connection with your employment activities to provide a basis for deducting these subscriptions. They are essentially private expenses.

Fact: For most of us, home to work travel is a private expense.

Fact: Unless you only use your phone and internet for work, you have to apportion the cost between work-related and private usage and only claim the work-related portion of your expenses.

See more: • Pay television and streaming services

See more: • Phones and other telecommunication devices • Internet expenses

Travelling to work

(Source: ato.gov.au)

At Find Accountant, we provide SMSF tax advice. Our senior accountant is also an award-winning financial advisor. If you require SMSF advice or are considering whether or not to wind up your SMSF, then speak to Warren Strybosch at Find Accountant Pty Ltd.

Warren Strybosch You can call them on 1300 88 38 30 or email info@findaccountant.com.au www.findaccountant.com.au

WARREN STRYBOSCH Find Group The founder of the Find Group of companies draws on his diverse background, which ranges from teaching, to serving in the army, to taxation and accounting, to coach and help clients live their best financial lives. A multi-award winner, Warrens’s innovative approach in business means he was a champion of virtual financial advise long before the pandemic. Warren established the Find Foundation, which owns and operates acroos Victoria.

TOP 50 MOST INFLUENTIAL FINANCIAL ADVISER IN AUSTRALIA The financial advisers featured in this guide are a diverse group: some specialise in responsible investment advice, some provide financial advise to specific professions, and some focus on addressing market gaps, mwith several finding themselves on the list for the very first time. But they all have one thing in common: they all wield influence that can create the blueprint for the future of financial advice in Australia. Not all of them are faniliar names but just because they are not making a lot of noise doesn’t mean they are not making waves. Meet our Power 50.

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FIND GEELONG | JULY 2022

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The Five Rights Of Retail BUSINESS COACH By Deb Fribbins

The success of any business is reflected in sales, profits and foot traffic. Regardless whether they are coffering goods or services in bricks mortar store fronts or online How we can increase sales, maximise profits and grow customers/ data base, all comes down to a basic five rights. These 5 rights are the key aspects your customers see. It is the strategy behind each of these that will give your company longevity. The world is forever changing; therefore, we need to make sure we keep “on trend” at all times. Ensure you are using the world’s best practises, showcasing the latest trends in the products you are offering. How you do that is up to you and your individual business. There are trade shows, merchandisers, agents, your competitors, and of course the right sites on the internet. Always be aware of your competitors, but never be a “Me Too”. The Right Products, at the Right Time, in the Right Place, in the Right Quality in the Right Quantity? The right price will fall out of these 5 rights. It is not the most important part of the part of the equation. It is not about being the cheapest on the block. It is all about the best value for money. If you can offer your customers better “value” for their purchase than your competitors, they will come back to you. Value can be in the form of the customer service, after sales service, exclusivity, presentations, ranging offer, bundling and so much more. Price is relevant to each of these factors. A vase in a $2 shop has the same end use as a Waterford Crystal vase at very different price points. It is all about value for money, customer perception and the customer experience. When looking at the specific Products you sell, consider how they fit into your business. How will your clients perceive them? Consider: 1. 2. 3. 4. 5.

The ranging strategy in your business. Changes in the marketplace, current trends Consumer needs versus wants. Relevance in today’s market. Competitor analysis

If the item is right, consider the TIMING. Is this the right time, taking into account;?

Finally the QUANTITY, how long is a piece of string?

1. 2. 3. 4. 5.

Climatic conditions Demographics Seasonality Special occasion Consumer needs

With the right product, at the right time, 3. positioning in the Right PLACE for the consumer to be able to find readily is 4. paramount. Consider: 1. 2. 3. 4. 5.

Create a demand by putting it front of mind. Changing the position, to draw customers in to look for the item Create theatre in the store with demonstrations or movement where applicable Change the relevance of the product mix around it, style, colour, end use, etc Reactionary to conditions ie: umbrellas at the front of store with a sudden change in the weather

The product may have the right end use but is it the right QUALITY for your clients? 1. 2. 3. 4. 5.

Is it value for money What quality does your client expect from your business Is there an extended warrantee or guarantee you offer? Are there sustainability or biodegradability advantages? Will it last the lifetime the consumer expects for the money they pay?

If you have too many, customers may think it is not very good and you cannot sell them. Where you have a lot of stock, limit what you put on display to create a call to action If you have too few and sell out too quickly, it is costing you in lost revenue. Where sell outs occur, and the product is in high demand advise customers of the next delivery date. Offer to advise when it comes in, and or to deliver to them. What can you offer as a good alternative to meet their needs?

With these “5 Rights” in place you are portraying a clear message to your consumer. They know what to expect from your stores, from which you will achieve greater loyalty from existing customers and their friends through referrals, which will increase foot traffic. Increase foot traffic leads to increased sales maximising the profits in dollar terms.

Deb Fribbins Developing Excellence in Business 0400 524 451 deb@debconsulting.com.au

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JULY 2022 | FIND GEELONG

Staff Turnover – why it happens Lack of flexibility Flexible work hours have been around for a while. Maternity and paternity leave have also allowed people with young families to work more productively. However, working from home during lockdowns gave employees a taste of greater daily flexibility which they preferred. If you wish to go back to the ‘good old days’ where everyone comes into the office, you may need to readjust your expectations. You may find that your staff are resistant to the idea. A high number of workers report that they left their job because it did not offer flexible work options. Even more have stated that they would have been more loyal to their company if they had had flexible work options.

Tired woman photo created by diana.grytsku - www.freepik.com

LEADERS RESILIENCE COACH By Sally Higoe

How many farewell parties have you been to lately for employees who seem to have been around for only five minutes? Are you spending time and money on interviewing candidates instead of growth for the current team, marketing for profit, or expanding your client base? If you are finding it difficult to retain people in key positions, you are not alone!

Increases in… Covid has affected businesses worldwide. Shipping reduced dramatically to the point that there is a global shortage of containers to transport overseas materials and supplies. This has severely affected probably every industry you could name. On top of that, the Federal Government has recently announced an increase in superannuation and employee wages. If these stresses for business owners and managers filter into the workplace, they can produce an unhappy environment that no one wants to work in.

The Covid factor High staff turnover is a problem at the best of times but even more so now after the Covid lockdowns. People have rethought how they want to work and are considering whether their current workplace suits their needs or desires.

The increase in interest on domestic mortgage rates may encourage staff to look for a better paid job. Paying off a mortgage on your work premises and needing to lay off staff to repay it may encourage others to leave. Any whiff of financial struggle in a business, and the staff will leave to look for something more secure.

Nearly 20% of Victorians left the state between lockdowns, including many employees who wanted to escape Covid restrictions, reducing the state’s workforce by nearly a fifth. Others took the opportunity to change professions or decided to retire early. Some found that working from home without the camaraderie of office colleagues was mentally stressful and looked for a work environment where everyone was in the office.

Toxic colleagues Who enjoys being employed each day with co-workers who are overly critical, often blame others, gossip, undermine colleagues and only look out for themselves? These types of employees can even push more competent colleagues out of the workplace. There is a direct link between relationships and turnover. Bullying, however mild, is toxic and affects everyone.

Burnout Post-Covid, good employees are hard to find. With the loss of 20% of Victoria’s population, people retiring from the workforce earlier than before and with the Covid restrictions still in place, your employees who are left may be doing more work than usual. Balancing work with family and leisure activities can be a juggling act at the best of times. Having to fill in for staff after normal hours or on weekends can make them feel resentful. Feeling overused and undervalued is not conducive to maintaining a good attitude so they may start looking for another job. Not feeling appreciated Covid has undermined many traditional business practices. As employers seek to establish a ‘new normal’ in the office, things such as performance reviews may get left by the wayside. What is worse than not having these reviews is having them infrequently or in a way that is unproductive. According to Gallup polls, about 80% of employees who felt criticised or unmotivated after a performance review started to look for a new job.

If you are having trouble retaining staff, why not speak to a leadership coach? Reach out to me at sally@team-resilience. com.au. I’ll be happy to help.

Sally Higoe Team/Leadership Coach Team Resilience Method

0490388017 sally@team-resilience.com.au JULY 2022 | FIND GEELONG

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PAINTING & DECORATING By Steve Dahllof

PAINTING

There are many wood surfaces inside a building that need painting. Skirting boards, dados, architraves, window frames picture rails, feature timber walls and furniture – all require different painting technique to plaster walls.

WOODEN

Here is a step-by-step guide to achieving a smooth, painted finish.

SURFACES

1. Cover work surface Spread plastic sheeting on the floor around the to-be-painted area so it doesn’t get splashed on. Laying newspaper or canvas on top of the plastic will stop you slipping on the plastic beneath and also soaks up paint spills. 2. Prepare wooden surface Don rubber gloves and goggles or glasses to protect your hands and eyes. Mix a solution of water and TSP, sugar soap or borax according to the manufacturer’s instructions. Dip a cloth in the solution, squeeze dry and wipe all surfaces to be painted. Rinse with another cloth dipped in clear, warm water. Let the timber dry completely. Now check for any holes, gouges, nicks or scratches. Fill them in with wood filler using a flexible putty knife. 3. Sand the surface Don a dust mask or respirator and hearing protection. Sand the timber flat areas with a random orbital sander and 200–280 grit sandpaper. This helps the wooden surface to bond with the paint. Sanding by hand is better for uneven surfaces such as you find on furniture. 4. Clean off dust Using a vacuum cleaner with a brush attachment, remove the dust and wipe with a damp cloth. 5. Prime wooden surface Mix your primer well and apply with a brush or roller. When it has dried, check to see if the primer is transparent or streaky; if so, apply the primer a second time. A roller will prime a flat surface more quickly and leave it with a smoother finish. 6.

Sand again

Use 220-grit sandpaper to sand down the dry surface again. Apply light pressure so that gouges don’t form.

Clean again

Use a vacuum cleaner and cloth as before to wipe away the dust. 8.

Paint the surface

Foam-density rollers are useful for painting large surfaces. Insert a paint tray liner into the paint tray, then pour in paint so that it fills the tray less than halfway. Gently dab the roller into the paint and roll the paint up and down the slope of the tray a few times to distribute the paint evenly onto the roller. Roll the paint lightly onto the wooden surface. A high-density foam roller gives better coverage with thinner latex paint than with oil-based paints. Paintbrushes are better for fiddlier jobs like window frames and furniture. Insert the bristles of the brush into the paint can just a third of their length each time you need more paint. Once on the wooden surface, stroke the brush in a parallel direction to the wood grain. Use short strokes. Keep a wet edge at all times so that you don’t leave overlapping marks.

will flatten any bumps or inconsistencies introduced by the roller or paintbrush. Gently sand by hand with 220-grit sandpaper. If using an orbital sander, attach the sandpaper and run it as lightly as possible over the surface. Do not apply any other weight except that of the sander itself. After sanding, bunch up a cloth. Keeping it loose, run it lightly over the surface. If you apply too much pressure, the cloth‘s surface may embed itself onto the wood. 10. Apply a second coat of paint Apply a second coat with the roller or brush, and let dry, preferably overnight. Paint is more durable the longer it is left to dry.

For more painting advice on painting in winter, contact Dahllof Painting Services at sjd67@bigpond.net.au. We will be happy to answer all your inquiries.

For a more professional appearance, you could try spraying the surface rather than using a paint brush. Do not be tempted to apply a second coat of paint after this coat has dried, as this will cause the paint to tear. 9.

Sand the first coat

The way to achieve a smoother finish is to sand and paint one more time. When the first coat has dried, sand as before. This

Steve Dahllof PAINTING AND DECORATING Dahllof Painting services 0407 365 372 www.stevedahllofpaintingservices.com.au

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JULY 2022 | FIND GEELONG

Consumer Guarantees Small Businesses Should Know About LAWYERS By John Van Beveren

If you run a business in Australia, you’ll be affected by the Australian Consumer Law (ACL). The ACL is a national law that aims to protect consumers and ensure fair trading in Australia. Whether your business provides goods and/or services, it is important you know how the ACL affect your business. The ACL provides several ‘consumer guarantees’ that operate as a set of rules that apply to goods and services purchased by a consumer that will automatically apply to allow consumers access to a remedy. Whether you are aware of the guarantee or not, suppliers and manufacturers automatically provide consumer guarantees about certain goods they sell, hire or lease and services they provide to consumers. These consumer guarantees exist regardless of any condition and warranty a supplier or manufacturer provides. Guarantees applying to goods: A supplier and a manufacturer must guarantee that: • • •

Goods are of acceptable quality Goods will match any description provided Any express warranties will be honoured.

A supplier guarantees that a consumer is buying goods: • • • • •

That have clear title, unless otherwise stated That do not have undisclosed securities That are fit for any disclosed purpose A right to undisturbed possession That matches the sample or demonstration model provided.

A manufacturer also guarantees the availability of repairs and spare parts (other than for auctioned goods). Guarantees applying to services: A supplier guarantees that services are provided:

• • •

With due care and skill Which are fit for any specified purpose Within a reasonable time (when no time is specified).

Which goods and services are covered? Goods and services are covered by the ACL consumer guarantees when they are sold in ‘trade and commerce’ and bought by a ‘consumer.’ In ‘trade or commerce’ for the purposes of the ACL means during a supplier’s or manufacturer’s business or professional activity which includes non-profit business or activity. A consumer is defined by the ACL to be a person who buys: • •

•

Any goods or services costing up to $40,000 Goods or services costing more than $40,000 that are used predominately for personal, domestic or household purposes A vehicle or trailer used mainly to transport goods on public roads.

What happens if consumer guarantees are not complied with? If you provide a good or service to a consumer that fails to meet a consumer guarantee, the consumer has a right against you as the supplier and in some case the manufacturer as well. This means they are entitled to a remedy from you to put right a fault, deficiency, or failure to meet an obligation.

Where a supplier fails to meet a guarantee, the remedy ordered may be: • • •

A repair, replacement, or refund Cancellation of service Compensation for damages and loss.

Where a manufacturer fails to meet a consumer guarantee, the consumer is entitled to recover damages, and in some circumstances additional damages for reasonably foreseeable consequential loss. Do you have a small business? If you have a small business or are thinking of establishing a small business and you are not sure of your rights and/ or obligations, especially when it comes to the Australian Consumer Laws, you should seek legal advice to ensure you have a pathway to ensure maximum protection in your business ventures. Our legal expertise at Van Beveren Lawyers will enable you to run your business with confidence, and our costeffective packages will help you keep your profit margins. Van Beveren Lawyers provide dependable legal solutions to business formation, development, and management. We’ve got the knowledge you need.

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3. Take Advantage of Tax Cuts

Very Smart Reasons To Get An Electric Car On A Novated Lease

SALARY PACKAGING SERVICES By Dan Nicholls

If you’re one of the millions of Australians thinking of making the switch to an electric car (EV), don’t wait. Rising fuel prices, increasing costs of living expenses and climate consciousness are the factors driving people to purchase an EV. They are no longer cool novelty cars that start with the letter T, but economically viable alternatives to the skyrocketing costs of owning and running a petrol car. While an EV will save you at the pump, a loan for an EV won’t come cheap. Prices for a full EV start at around $42,000 and can range up to $200,000. An EV on a novated lease, however, is a very smart solution if you want to save on every aspect of your car ownership. Because a novated lease uses a carefully calculated combination of your pre-tax pay and take-home pay to fund repayments, plus removes payable GST from the car cost, getting an EV on a novated lease will make you a Teslalevel genius. 1. Bypass The Petrol Pump A full EV allows you to drive right past the service station, every single time. Unless you need to stop for the paper or a snack, you’ll never have to stop to refuel again. On some EV models, a full battery charge can take you as far as 650 kilometres. Australia currently has over 2000 electric charging stations and more are coming. These charging stations have commercial-grade chargers than can charge the car in minutes. Through a novated lease, we can ensure you receive a home charging kit that will

allow you to recharge your EV overnight. This will need to be installed by a professional. EVs have proven to be significantly cheaper to run than petrol-based cars. ‘Refueling’ savings can be up to 70% and maintenance savings can be up to around 40%. Let’s say you travel the average amount in Australia which is just under 14,000 km per year, you could be saving around $1000 per year on fuel alone. 2. Minimal, Low-cost Maintenance On a fully maintained novated lease, any maintenance your EV needs will be covered from the deductions from your pay. There will be no surprise out-of-pocket costs if something goes wrong with your car, or if it needs repairing after damage due to an accident. Battery Electric Vehicles (BEVS) have fewer moving parts than petrol or diesel cars so they don’t break down as often or as easily. There is also less servicing needed and no complicated exhaust systems that can deteriorate from carbon build-up. As you already know, petrol cars can have a seemingly endless array of expensive problems. Whether it is the starter motor, fuel injection system, radiator or one of thousands of other issues, many of the components found in a petrol car are not in an EV. This means less chance of complications and less time at the mechanic. Lauded for their technical performance, EVs are considered the next evolution of the internal combustion engine. They do however have tyres which will need to be repaired and replaced from time to time. An EV with a novated lease will make car servicing and tyre maintenance a stress-free, lower-cost experience.

In a bid for a cleaner future, the new Labor government is supporting the purchase of EVs for consumers and businesses. They are setting up legislation to cut import taxes and fringe benefits tax for EVs that fall below the luxury car threshold of $79,650 as of July 1st, 2022. This is part of what has been named the Powering Australia Plan. Their current strategy is designed to have 89% of new car sales as electric by 2030 with at least 15% of all cars on the road electric by the same year. Currently, EVs make up about 2% of on-road cars in Australia. The plan is also going to make it possible to review current building codes to allow more charging options. They also plan to install another 1,800 public charging stations by 2025. So how much exactly will you save from the government’s plan? If you’re looking at a $60,000 EV, you could save about $3,000 on the import tax cut. If you’re a business owner, the plan is that you won’t have to worry about Fringe Benefits Tax (FBT). As with many Government announcements, there is still a lot of information to come before the finer details can be worked through. Based on policy announcements from the Government during the recent election campaign and since, savings of up to $15,000 on FBT under a novated lease are achievable. For example, FBT savings of around $9,775 on a $50,000 model such as a Nissan Leaf or around $13,600 on a $70,000 model such as a Tesla 3. 4. More Choice of EV A novated lease opens up your options when it comes to choosing the EV that’s right for you. What might have been a stretch financially under a car loan with payable interest, you’ll find an EV affordable and manageable on a carefully structured novated lease. A good provider will work with you to not only find an EV from a range of manufacturers but work to your budget so you know exactly what you’ll pay and what you’ll save. If you’ve been putting off getting an EV because of the cost, a novated lease can help you get on the environmentallyfriendly road sooner. While making the switch to a completely electric car is becoming a more popular option, you can also lease Plug In Hybrid Electric Vehicles (PHEV) or Petrol Hybrid Vehicles (PHV) if you’re not ready to make the full ‘switch’. Just don’t wait to start the process.

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Because of current high demand, orders of new EVs can take several months to be ready for delivery. 5. Save on Charging Even though your EV will come with a home charging station, you’ll still need to use commercial charging stations from time to time. You may also prefer to use these for a faster charge before a long trip or if you need extra battery power in a hurry. These charging stations do come at a cost, but obviously, they are nowhere near as expensive as petrol. On a novated lease with a petrol car, you would be equipped with a fuel card that allows you to pay for petrol with pre-

loaded funds from your novated lease repayments. These charging stations do come at a cost, but obviously, they are nowhere near as expensive as petrol. On a novated lease with a petrol car, you would be equipped with a fuel card that allows you to pay for petrol with preloaded funds from your novated lease repayments. With an EV, you’ll be able to claim the costs of your charges back through your salary packaging provider. You’ll even be able to claim the costs of the electricity you use at home. To do this accurately, your charging station will need to have its own separate smart meter, which is pretty standard with these installations.

Salary Packaging means you can pay less tax, use your pre-tax income to pay for everyday expenses and make your salary go further.

•

Lets Talk Electric Cars At The Salary Packaging People, we’ve already helped many of our customers make the switch to a cleaner, cheaper car through electric cars on novated leases. If you’re ready, let us get you in your own EV by contacting us or calling 03 5229 4200.

Dan Nicholls

Comprehensive and always on-time FBT reporting

Dan Nicholls Salary Packaging Services

Call us now

Services •

Packaging administration

•

One-on-one customer service

•

Staff and organisation resources

•

Direct to employee claim benefits paid in one working day

We ensure your staff get the full advantage of their entitlements, because taking care of your staff is our business.

(03) 5229 4200

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Best Options for your Winter Wardrobe EMBROIDERY SPECIALIST By Kerry Kaspi

Coming into winter, most business must start considering what to wear in the freezing Geelong temperatures. Luckily we’re able to supply multiple long-lasting uniform options that will keep the cold out so you can keep working! Come in store to try and feel all of the mentioned items before you freeze on site! Biz Collection Alpine Jacket and Vest

JB’s 6CFH Trade Hoodie This is a newly added hoodie by the industry staple of JB’s wear. JB’s is not usually one to include heavyweight items into their winter collection however this year they’ve bought a new twist to an old favorite. The usual 3FH plain hoodie sold by JB’s is a very commonly sold item throughout most uniform shops however, they’ve introduced the 6CFH Trade Hoodie which has some incredibly additions to the original hoodie. The big ones being the increased weight from 320gsm to 350gsm as well as the thick ribbed bands and pen pockets. Syzmik ZT366 Jumper and ZT467 Hoodie The ZT366 Jumper is the premium ¼ Zip brushed fleece Syzmik has to offer and in hour opinion is one of the best in the business. The ZT467 hoodie is mostly the same as the jumper however it removes the zip and adds a hood. This hoodie is our best selling item during winter by far. Everyone loves them! These two styles are the quintessential hoodie and sweater for any tradie wanting to look stylish as well as stay warm. Heavy duty elastic waist and wrist bands make this hoodie last through the toughest conditions. Embroidery works excellent on these and represents your business in a very professional way. Below are some of the features included: • • • • •

Premium heavy weight 320 gsm brushed fleece Soft fleece feel for ultimate comfort on cold days Two hip pockets with zips so your tools, keys or other valuables never fall out Woven double pen partition pocket on the arm Chin guard for increased comfort

Last but not least is the brand new Alpine jacket and vest from Biz Collection. This puffer collection consists of a vest and jacket for ladies and mens in black and navy. These will suit business looking to be on the road visiting clients or going to sites. They’re stunning looking as well as feeling, we’ve had ours since they came out earlier in the year and they’re the lightest and warmest item I think we’ve come across. Every vest and jacket is made out of at least 50% recycled polyester making them not only an excellent option for winter wears but eco friendly as well! •

If you’re looking to stand out in a crowd with these immense color alternatives • then this will be the winter essential for you! • • Classic fit • 80% Cotton for comfort, 20% Polyester for durability • • 65% Polyester, 35% Cotton for Charcoal Marle/Black • 350gsm brushed fleece • • Rib hem on cuff and body • Kanga pocket at CF • Pen pocket on left hand sleeve • • Fully lined hood in Jersey • Hood with drawcord • • • • 13% Marie/Black

Army/Orange (1)

Black/Orange

The Alpine range has been made with at least 50% recycled polyester material with each vest redirecting the equivalent of up to 10 plastic bottles away from landfill. The ultimate every day, outdoor jacket, designed for comfort and warmth. 100% BIZ ECOTM Certified Recycled Polyester Insulation (reclaimed from plastic waste). Durable and lightweight Nylon showerproof shell, with warm padded eco-insulation. Stand up wind collar with soft knit bound edge and chin guard. Knit bound armholes for comfort. Plain non-quilted yoke for easy decoration with embroidery access zip. Full zip front and zip pockets with rubberized ergonomic toggles. Hip length, with longer back tail for added warmth.

Kerry Kaspi

Black/Red

Charcoal Marie /Black

Navy/Lime

Branded Apparel & Marketing Geelong Industrial Monogramming 0412 670 310 Kerry@gim.net.au | www.gim.net.au

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JULY 2022 | FIND GEELONG

Emotional Connections are Built through Branding and Signage SIGNWRITER By Tim Knott

Sixty-four percent of consumers build relationships with brands based on shared values. We have gathered some tips on how to improve your branding and communicate your company’s brand values with indoor and outdoor signage. Properly branding your company means clearly explaining your purpose, goals and the unique qualities that set your brand apart from your competition. Emotionally connecting to your target audience is also an important component of branding, as well as creating customer loyalty. Branding your company properly comes down to communicating information regarding your products and services well and consistently. One way to accomplish this is by incorporating outdoor and indoor signage. Outdoor Signage Outdoor signage is crucial to the success of branding of any business. Whether it be creating street visibility or informing passers-by of products and services, outdoor signs are designed to establish brand recognition and credibility for countless industries: restaurants, auto repair shops, property management companies, banks, beauty salons, real

estate offices, dry cleaners, shopping centers, convenience stores, and countless other varied corporations. •

Strengthen your corporate identity and vastly improve your company’s exposure with the professional presence of a building sign or an engraved sign.

•

A monument sign is a perfect solution when you are looking to attract passing motorists. They are made using quality materials making them resistant to termites, moisture, and up to 180mph winds.

•

Does your company offer delivery? We can design and create your company’s car top signs, magnetic signs or vehicle wraps for signage on the go.

•

Attract attention day or night with a custom made illuminated sign, neon letters or channel letters.

Our experts are able to create outdoor signage options that will not only make your business stand out from the rest but will ensure that they comply with all local and state ordinances, making branding your company easy and successful.

successful branding. Informing customers of products and services at the point of sale is crucial, and something business owners should not take lightly. •

Promote specials, products and upcoming events with free standing banner stands, or utilize durable fabric banners.

•

Digital menu boards are a perfect indoor signage solution for restaurants, cafés or bars who want to be able to update their menu options and make featured products stand out to patrons.

•

Don’t waste any opportunity to utilize space creatively. We can help with our custom-made floor mats and floor decals featuring your logo and colors.

Showcasing your business professionally and communicating your brand values is easy to do with the help of the sign experts at Signarama. We offer our clients unlimited custom designs from our large variety of finishes, colors, textures and sizes, and can even design them to match any building style or color.

Indoor Signage Indoor signage is just as important as outdoor signage when it comes to

Professional sign design, top quality production methods, and expert installation ensure you are in safe hands with your local Geelong signs team at Signarama.

Your local team for quality Signs

Services

Signarama Geelong West

• • • • •

Creative Services Installation Services Project Management Printing Resources TIM & NARELLE KNOTT

Owner Contact the team at Signarama Geelong West 1300 797 161 JULY 2022 | FIND GEELONG

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What Pristine is all about?

“To be the go-to business that creates better everyday lives for people through care and attention of their property, as if it was our very own” PROPERTY SERVICES By Daniel Tomlinson

Why Pristine? At Pristine we are all about saving you time, effort and stress. We service many aspects of property maintenance and the business is set up to cater for commercial and real estate managed properties. So, if you are a Property Manager, we want to hear from you. Our clients always tell us how difficult it is to find a quality focused business to look after their needs. Pristine have you covered and the beauty is you only need to make one phone call and will have one invoice once the job is done. We take the time to understand your needs and build trust so you can have peace in the knowledge Pristine is looking after things for you. What can we help you with? Real Estate/Property Managers Maintenance Service Preparation of a property for sale/lease or general maintenance including: • • • • •

Internal clean External clean i.e. gardens, lawns, rubbish removal Windows, screens & tracks Small repairs i.e. plaster, doors, handles etc Anything else just ask

Any size property suits us as we have commercial equipment covering all bases.

METAL SIGNS

Schools, factories/workshops and offices all covered and out of hours services can be arranged to prevent disruption during working hours. • • • •

Signarama We like to keep things simple at Pristine Geelong West and this helps everyone involved How we operate?

in the process. We believe great communication and transparency is key to building lasting relationships with our clients. 1.

Commercial Grounds Maintenance Service Flexible services tailored to each and every business working on a one off or regular service schedule basis. Invoice smoothing can also be implemented on scheduled jobs to assist with budgeting year-round.

Gardens and lawns maintained Window cleaning Gutter cleaning Solar panel cleaning

Initial engagement – Brief conversation about your requirements to establish if we are suited to each other to do business. This can save a lot of wasted time and effort down the road Property walk through – Detailed discussion about specific requirements and expectations.

•

Understanding expectation from all parties prevents post completion issues

Quote - Detailed service quote presented for approval covering job specific tasks and expectations

Schedule – Agreed schedule and logistics

Leave the rest to us -

Invoice - On completion or otherwise stated

timeframes,

All work carried out with commercial quality maintained equipment on a fully insured basis. We work with properties of all sizes from small units to large acreage.

Daniel Tomlinson Property Services Pristine Outdoor Property Services 0468 485 122

danatpops@gmail.com www.pristineoutdoorpropertyservices.com.au

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JULY 2022 | FIND GEELONG

5 key things to consider when putting your initial video ideas together: 1. 2. 3.

The Art Of Storytelling

4. 5.

Cost can be a major factor in your decision-making process when deciding to make a video but “cheap is not always better”, especially in the world of video production.

Marion Rae (Australian Associated Press)

VIDEO PRODUCTION By Allison Groot

What is your ethos / or mantra that you live and breathe? How do you want to be seen by your clients and the public? Is there something unique about what you do or even how your company or not-for-profit is different? Type / style of video for you Promotional, Corporate, Testimonial, Animation etc And here’s the big one… are you willing to spend money to showcase your business or not-for-profit?

audiences, inspire them to reach out and also help them to understand if your values as a company or not-forprofit align with theirs.

A great story or video often hinges on an interviewee and the way they deliver the required responses, the questions that have been asked to that interviewee, the execution of the video production team on the day of filming, and the actual crafting of the storyline by the producer or director and the editing of the visuals.

There are subtle nuances that can be seen in a video that aren’t usually seen in a meeting, brochure or flyer. The camera sees and hears all! From how your staff or team appear in their interviews, body language, work environment down to what is in the background of a shot in the distance.

Engaging storytelling is an art form and frequently gets forgotten about in the world of corporate videos. A great story can engage new customers or

These things are just as important as what is being said and can really change how a customer or the audience sees your business.

Remember, do your research, find a company that meets your needs and budget, and ask for guidance if you need help or have never made a video before. If you ask questions and don’t get a great response you’ll know quickly that the company is not right for your needs. Video production can be a little daunting but from past experience when you find a team that works and really gets you and your company or not-for-profit it can be a fun journey together. In the coming issues, I will be offering more tips and tricks in regards to how you can utilises video to help build your social media and brand presence. Please reach out if you have any questions.

WE MAKE COST-EFFECTIVE VIDEO AND SOCIAL MEDIA CONTENT FOR SMALL BUDGETS AND SMALL BUSINESS! SERVICES Video Production Social Media Content and Posting Photography Graphic Design Marketing

ALLISON GROOT Creative Director

CALL: 0403 899 697 | EMAIL: hello@yestodaymedia.com.au

Website Design and Building Copywriting Events TV, Radio, Spotify and Cinema Advertising

At Yes Today Media, we make social media and video content with you in mind. JULY 2022 | FIND GEELONG

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www.findgeelong.com.au

Tax Invoice

- what is it and why is it important to get it right

Example 1: Tax invoice for a sale under $1,000

BOOKKEEPER By Mary-Clare Switz

In my practice I regularly see invoices, both purchase and sales, that do not meet the ATO requirements. Often, we have to go back to suppliers and ask for a complaint Tax Invoice to be issued before a bill is approved to be paid. The reasons for not providing a compliant document are varied including simply not knowing what to do, not knowing how to set up the software to produce one, and at the other end of the scale, sellers not having a registered ABN, sellers providing a piece of paper with no intention of reporting income. When a business buys a product or service for $82.50 (GST inclusive) or more, they need to have a ‘Tax Invoice’ to be able to claim the GST portion of the purchase. Note that a business who is not registered for GST because their annual turnover is less than $75,000 can only issue a standard “Invoice” and would include conditions 2, 3 4, 5 & 8 below. Tax Invoices can be paper or in digital format such as an emailed PDF or it can be issued via e-invoicing. The requirements of what is included on a Tax Invoice are broken into two categories:

Example 2: Tax invoice for a sale of more than $1,000

Sales under $1,000 – must include enough information to determine the following 7 pieces of information: 1.

Document is intended to be a tax invoice

Seller’s identity

Seller’s ABN (Australian Business Number) Date the invoice was issued

4. 5.

Brief description of the items sold, including the quantity if relevant and the price

GST amount payable … either the total GST on the invoice or if all items on the invoice have GST and the total GST is 1/11th of the total on the invoice, you may include a statement that says ‘Total price includes GST’

Extent to which each sale on the invoice is a taxable sale

Sales $1,000 or more – must include all of the conditions above, plus: 8.

The Buyer’s identity or ABN

If you need assistance with ensuring your invoices are compliant, contact your BAS or Tax Agent for advice.

Since we are talking about Invoices in general … I advise my clients that your Sales invoice (be it a standard or tax invoice) is an opportunity to market your business. Include on your invoice: •

Your business logo

•

Style your invoice to reflect your business (this is really important for creatives)

•

Your contact details (especially email address so remittances can be sent to you)

•

Your social links if you have any

•

Your how to pay details including bank information and other merchant gateways (bottom line is to make it easy for clients to pay you!)

•

Do NOT send an invoice in word or excel – ever

The state of your standard or tax invoice reflects on you and your business. Get it right and you look good!!

www.findgeelong.com.au

JULY 2022 | FIND GEELONG

Safety Switch ELECTRICAL OPERATIONS By Mark Clutterbuck

Christmas is fast approaching, and many Australians are all set to get into the festive spirit and deck out the interior and exterior of their homes in Christmas decorations and lights. And so, we should, 2021 hasn’t been the most celebratory of years so we are more likely than ever to really brighten up our homes and our hearts with some festive bling. But before you do… make sure your 100% sure your switchboard and safety switch are up to standard and doing its job, your family’s safety depends on it. Safety switches turn off the power immediately if an electrical fault is detected – preventing the risk of electric shock, death and fire. It’s so important to ensure you aren’t overloading your electrical systems or putting your family’s safety at risk. Electrical Christmas decorations and lights can be unsafe or faulty or can put too much pressure on your home’s electrical capacity. That’s why it’s absolutely vital you have a working and effective safety switch on your switchboard.

A staggering 40 per cent of the 4,500 house fires in Victoria each year are caused by electrical faults and appliances. These fires could have been prevented by a licensed electrician checking the electrical wiring and installing safety switches. Check your switchboard in your home, it is the old ceramic fuse, and hasn’t recently been updated, you’ll need to upgrade to a new one to ensure your home and family is properly protected. If you are not sure, get it checked out by one of our licensed electricians. Whilst we all want our homes to be “beginning to feel a lot like Christmas” we also want to stay safe and alive in the process. To be fully protected, you need to have safety switches installed on all your circuits by a licensed electrician. But one safety switch may not be enough Victorian legislation states that a safety switch must be installed on the power point circuit and the lighting circuit of new

homes, however, many older homes are still without the protection of a safety switch or only have coverage on the power point circuit. Electrical safety regulators are now recommending homeowners and landlords install a safety switch on each circuit including lights, air conditioning, oven, hot water unit, and pool equipment circuits to provide full electrical protection for residents. Regular safety switch testing is essential Having a switch/es installed by your licensed electrician is not the end of the story, regular testing is also essential to ensure the switch will activate freely in an emergency. Testing your RCD or safety switch is easy simply press the Test button on the device (sometimes marked with a ‘T’). The switch should activate cutting the electricity supply to that circuit. To reset the safety switch just flick back to the ‘ON’ position. We recommend you test your safety switch/es every quarter, when the power bill comes in is a good reminder. So, when looking for the perfect gift this Christmas, think of the one gift that will last all year. A Safety Switch is the perfect gift to give a loved one. The reassurance that they will be safe and protected in their home all year round.

Mark Clutterbuck Electrical Operations Clutterbuck Electrical | 0414538394 mark@clutterbuckelectrical.com.au www. clutterbuckelectrical.com.au JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

NATUROPATH By Kathryn Messenger

Homeopathy is based on the principle that your body has an innate ability to heal, something that drives the body to repair and restore, known as vitality. You only need to study the process of wound healing to understand that the body’s has amazing repair process. Just like using a dressing on a wound provides an environment that allows the body to heal, likewise, homeopathy stimulates the body’s own healing process. This is different to a nutritional product which provides the nutrients that the body uses in the healing process. For this reason, homeopathy can be used to treat most health issues, in most people. It is gentle enough to be used on children and they usually respond well, as their body will heal more efficiently due to increased vitality. Homeopathy is a gentle, yet powerful system of natural medicines based on the principle of ‘like cures like’. Substances that can cause ailments, can be used to treat that same ailment when diluted. For example, if you are stung by a bee, homeopathic Apis mellifica (bee venom) will relieve the bite. Whilst this may seem counter-intuitive, conventional medicine treats anaphylactic bee allergy with diluted bee venom injections. The homeopathic medicine does not need to be the same as the original substance, just ‘like’ it. Apis will help other bites that are painful, sensitive, and stinging. “The difference between a medicine and poison is the dose” - Paracelsus 1538 Whilst it might be hard to wrap your head around, we do know that excess of any one thing is not good for us, regardless of how good it might be, and that even paracetamol is fatal in high doses. Homeopathy uses highly diluted substances, some of which are toxic (such as bee venom), but due to the dilution process, they become safe and effective in treating disease. Homeopathic philosophy recognises that people are different, and just like some people spend a week in bed with a cold whilst others might just have a sore throat for a day, there are nuances to our individual healing process. It takes into account things that make the ailment feel better or worse, for example, do you feel better with ice on your injury, Required Insurance Income better with gentle movement, better if left alone, or better with rest. It is holistic, and a practitioner will look to find a remedy

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What is homeopathy?

Whole Naturopathy has a large range of homeopathy is stock and can choose the best remedy for your unique signs and symptoms. that fits more than one body system. A remedy is easily confirmed as a good fit for the patient if it fits more than one symptom, such as perhaps a digestive issue, with something unrelated such as something in the eyes, or the emotions. Homeopathy began in the 1700’s by a German Doctor Samuel Hahnemann, and as this was a time before pathology testing and our modern understanding of disease, choosing the right remedy is based on signs and symptoms. Together with his medical students, Hahnemann set out to prove that the remedies work by testing them on multiple people, which was not commonly done in medicine at that time. Worldwide homeopathy is used by around 500 million people. In Europe it is prescribed by many doctors, but it is India where it is most commonly used, where homeopathic hospitals and homeopathic doctors form a large part of their medical system. Often to understand homeopathy, you need to try it yourself. A great place to

start is with Arnica montana (Arnica), the remedy for bruising. The mechanism by which homeopathy works is still not fully understood, although advances are being made in the areas of quantum physics and chemistry. For more details on this and for homeopathic research articles, go to www.hri-research. org/

This advice is general in nature and not intended to be prescriptive. For individualised prescriptive advice, please see a naturopath or other health care practitioner.

Kathryn Messenger BHSc (Naturopathy) kathryn@wholenaturopathy.com.au

www.findgeelong.com.au

JULY 2022 | FIND GEELONG

Personal Insurance – How much cover should I have? FINANCIAL PLANNING By Warren Strybosch

Last month I shared with you two stories about people who had personal insurance. The first person had it, cancelled it, and then was diagnosed with terminal cancer. The second person, had it, wanted to cancel it but thankfully spoke to me before they cancelled it and we managed to get the client over $400,000 in claim payments. The need for personal insurance is a real one. This month, I want to provide a guide as to how much personal insurance you should consider taking out. This is only a guide, and you should seek professional advice from a licensed financial planner before making any decisions regarding personal insurances. We suggest you book in a time with an advisor like myself (https://calendly.com/findgroup/15minute-phone-conversation) to discuss your insurance needs. We will help you work out what you need and provide you with a Free Insurance Report containing quotes for your consideration. When working out how much cover you will need you have to take into account the following: debt, future education costs, medical costs, modification costs, tax, and other costs, that might have a bearing on our future financial situation, should we suffer an illness or injury (refer Table 1: Working out Cover you need (Basic)).

Client Life

TPD

Liabilities to Clear (Mortgage)

$535,000

Future Educations Costs

Medical Costs

Modifications to Home/Car

Provision for Tax

Other Provisions

Total Insurance Required

Trauma

Capital Requirements

Income Protection Required Insurance Income

70%

Waiting Period

30 days | 90 days |180 Days

Benefit Period

2 years | 5 years |up to Age 65

When it comes to future education costs, you estimate how much you are spending each year on kids’ education and multiply that by the number of years left before each child finishes high school. For instance, if your education costs are $12,000 per year, you have three children and the total number of years left for all three children is 8 years, then multiply $12,000 x $8,000 = $96,000. This figure would go also under Life, TPD and Trauma. Client Life

Table 1: Working out Cover you need (Basic)

TPD

Trauma

Capital Requirements

Client Life

TPD

Trauma

Capital Requirements Liabilities to Clear (Mortgage)

Future Educations Costs

Medical Costs

Modifications to Home/Car

Provision for Tax

Other Provisions

Total Insurance Required

Liabilities to Clear (Mortgage)

$535,000

Future Educations Costs

$96,000

Medical Costs

Modifications to Home/Car

Provision for Tax

Other Provisions

Total Insurance Required

Income Protection Required Insurance Income

Required Insurance Income

70%

Income Protection

Waiting Period

30 days | 90 days |180 Days

70%

Benefit Period

2 years | 5 years |up to Age 65

Waiting Period

30 days | 90 days |180 Days

Benefit Period

2 years | 5 years |up to Age 65

Let’s start by considering your debt. Assuming you had a mortgage of $500,000 and other debts totalling $35,000 e.g., credit card or car loan, you would then place the total amount of debt in the Liabilities row under Life, TPD and Trauma

Medical costs vary between advisors. Given it is hard to predict what the out-of-pocket medical costs will be if you suffer an injury or illness, advisors tend to pick an arbitrary figure. For myself, I have done some research in out-of-pocket medical costs, and I found that leukemia was one of the costliest illnesses a family would have to deal with. It is estimate that the out-of-pocket costs for leukemia is about $150,000. As such, I use $150,000 in my calculations.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

www.findgeelong.com.au

Client Life

TPD

Trauma

Capital Requirements Liabilities to Clear (Mortgage)

$535,000

Future Educations Costs

$96,000

Medical Costs

$150,000

Modifications to Home/Car

Provision for Tax

Other Provisions

Total Insurance Required

Income Protection Required Insurance Income

70%

Waiting Period

30 days | 90 days |180 Days

Benefit Period

2 years | 5 years |up to Age 65

When it comes to modifications to home or car, this is where I do use an arbitrary figure of $100,000. If someone suffers a major Total and Permanent Disability (TPD) and needs wheelchair access, the cost could easily be $100,000 to upgrade the car and modify access to the home, bathroom, toilet, etc. I am going to jump to Income Protection Cover as this will have a bearing on Other Provisions and Provisions for Tax. Laws have changed and most insurers will now only allow you to cover 70% of your earnings. So, if you are earning wages of $120,000 per tax, they will only allow you to insure yourself for $84,000 ($120,000 x 70%) or $7,000 per month. Client Life

TPD

Trauma

Capital Requirements Liabilities to Clear (Mortgage)

$535,000

Future Educations Costs

$96,000

Medical Costs

$150,000

Modifications to Home/Car

$100,000

Provision for Tax

Other Provisions

Total Insurance Required

Income Protection Required Insurance Income

70% = $7, 000 per month

Waiting Period

30 days | 90 days |180 Days

Benefit Period

2 years | 5 years |up to Age 65

For Other Provisions, we include Funeral costs of $25,000 under Life. Under TPD, assuming you are getting Income Protection Cover, we calculate how much income you would not have received from income protection e.g., 30%, and multiply that by the number of years left until you are able to apply for the age pension at age 67. If your wages were $120,000, then 30%

would be $36,000. If your age was 52, you would have 15 years until you were able to apply for the age pension. Therefore, we multiply 15 x $36,000 = $540,000. For Trauma, we ask the question as to whether you need any additional funds before your Income Protection starts to be paid. Given most people are on a 90 day wait then they may need 3 months’ worth of wages (assuming no savings) = 3 x $10,000 = $30,000. Client Life

TPD

Trauma

Capital Requirements Liabilities to Clear (Mortgage)

$535,000

Future Educations Costs

$96,000

Medical Costs

$150,000

Modifications to Home/Car

$100,000

Provision for Tax

Other Provisions

$25,000

$540,000

$30,000

Total Insurance Required

Income Protection Required Insurance Income

$120,000

Waiting Period

30 days | 90 days |180 Days

Benefit Period

2 years | 5 years |up to Age 65

70% = $7, 000 per month

When it comes to provision for tax, many clients are unaware that if you suffer a TPD event and the TPD is held in super, you will have to pay about $25% in tax on the amount you have insured. For instance, if you have $100,000 of TPD cover in super and are entitled to be paid out, you are likely to lose $25,000 in tax and only be paid around $75,000. So, it is important to consider the tax side of things when it comes to TPD. With our example, assuming the total amount of TPD is to be held in Super then the taxable amount would be around $355,250 in tax. Client Life

TPD

Trauma

Capital Requirements Liabilities to Clear (Mortgage)

$535,000

Future Educations Costs

$96,000

Medical Costs

$150,000

Modifications to Home/Car

$100,000

Provision for Tax

$355,250

Other Provisions

$25,000

$540,000

$30,000

Total Insurance Required

$806,000

$1,776,250 $811,000 Income Protection

Required Insurance Income

$120,000

Waiting Period

30 days | 90 days |180 Days

Benefit Period

2 years | 5 years |up to Age 65

70% = $7, 000 per month

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JULY 2022 | FIND GEELONG

We now have a rough idea as to how much cover we should have in place for Life ($806,000), TPD ($1,1776,250), Trauma ($811,000) and Income Protection ($7,000 per month). Life, TPD and Trauma are lump sum payments. This means that if you have an illness or injury and meet the insurers definition for a payout, then you or your loved ones will receive these amounts as a lump sum. Income protection is not a lump sum payment but a regular monthly payment to replace lost income from injury or illness. After the waiting period has passed, you will start to receive payments until you return to work or for the length of your benefit period, whichever occurs first. Needless-to-say, those of you who have a mortgage or debt, the amount of insurance you should hold will be higher than those without debt. Once you have an idea as to how much cover you need, the next step is to work out how much cover you can afford. I call this the difference between what is ‘ideal’ (what the advisor works out) to what is ‘real’ based on your cash flow and affordability. I jokingly state that the two shall never meet because it is not often that clients are able to afford the ‘ideal’ e.g., all the cove, that has been calculated. Once you decide on how much cover you require, then you need to request quotes to determine if the amount you requested is in fact affordable. You need to be aware, when requesting quotes of the following: a b

Level vs Stepped – if you are young, you should consider Level premiums. First year premium compared to cumulative premiums – it is now law to be told what your cumulative premiums will cost under Stepped and Level cover and not just told the first years Stepped premiums. Industry default cover vs Retail cover – it is often cheaper to obtain Life and TPD via a retail insurer than via your industry fund. These days you can have industry fund super but hold your insurance in super somewhere else. You don’t have to have your insurance with your super fund anymore. TPD ‘Any’ vs TPD ‘Own’ definitions – super funds do not offer TPD ‘Own’ cover. You should consider having TPD ‘Own’ definition, especially if you are a professional or work in an office type roll. Everyone should try and obtain TPD ‘Own’ if they can.

IP and TPD in super or Super-linked – if you have a mortgage you might like to consider taking out Super-linked IP or TPD. We will discuss in further details the above, but it is worth noting that personal insurance is not just about the amount of cover you should get. There are a lot of other factors to consider. Therefore, it is important to speak to a qualified financial advisor about your personal insurance needs and not to simply read a book that tells you to take out cover with industry fund. Industry fund cover is ‘good’, but it is not ‘better’ or ‘best’ practice. That type of simply advice might have applied 10 years ago but it does not apply now. If you simply take out cover with an industry fund you are likely to pay more in cover and be provided with sub-standard terms. Just to re-iterate, the above figures are a quick way to work out the amount of cover you might need to consider having but we strongly recommend you seek advice from a professional licenced financial advisor and do this process correctly and get appropriate quotes once you know how much cover you wish to have in place. Book a time with myself (https://calendly.com/findgroup/15minute-phone-conversation) and get your personal insurances sorted out once and for all. Rather than putting it off, spend 30 mins having a conversation to work out what you need, and finally put this to bed knowing you and your family will have the right amount of protection in place for your current needs. This information is current as at June 2022. This article is intended to provide general information only and has been prepared without taking into account any particular person’s objectives, financial situation or needs (‘circumstances’). Before acting on such information, you should consider its appropriateness, taking into account your circumstances and obtain your own independent financial, legal or tax advice. You should read the relevant Product Disclosure Statement (PDS) before making any decision about a product. While all care has been taken to ensure the information is accurate and reliable, to the maximum extent the law permits, Alliance Wealth and its related bodies corporate, or each of their directors, officers, employees, contractors or agents, will not assume liability to any person for any error or omission in this material however caused, nor be responsible for any loss or damage suffered, sustained or incurred by any person who either does, or omits to do, anything in reliance on the information contained herein.

Warren Strybosch You can call them on 1300 88 38 30 or email info@findinsurance.com.au | www.findinsurance.com.au

General Insurance We specialise in the following: • Business Pack Insurance • Professional Indemnity • Public Liability - Business related only • Landlord Insurance • Height Safety Insurance

We DO NOT provide advice or quotes for the following (you need to go direct and save): • Car Insurance • Home & Contents • Caravan • eBikes

We work with only the most reputable insurers to bring you a range of insurance options for you to choose from:

When it comes to General Insurance, Find Insurance provides a referral service to Find Business Insurance. Find Insurance provides general information only and we do not offer general insurance advice. We refer all general insurance enquiries to Craig, a licensed Authorised Representative (No. 001248230) of Focus Insurance Brokers AFSL 426797. Craig is able to provide general insurance advice to you. You should always seek professional advice before making financial decisions. This material is not intended to constitute personal advice and must not be relied on as such. This material is of a general nature only and has been prepared without taking into account your individual objectives, financial situation or needs. You should consider the appropriateness of this material having regard to your objectives, financial situation and needs and consider obtaining independent advice. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or

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service provider and read the information they can provide. If you are unsure you should get independent advice before you apply for any product or commit to any plan.

JULY 2022 | FIND GEELONG

2022 TA

Queensland COVID-19 business grants and assistance Minimum drawdowns for superannuation pensions have been halved again for the 2022–23 income year. This extension means that the reduction of minimum drawdowns will be available for self-funded retirees from 1 July 2019 through 30 June 2023.

Announced: 22-Mar-2020

This measure is intended to support retirees in managing the impact of the: •

recent volatility in financial markets, and

•

prevailing low interest rates on their retirement savings.

Updated: 12-Apr-2022

Apprentice wage subsidy programs All eligible businesses who employ an apprentice between 5 October 2020 and 30 June 2022 are eligible to receive a 50% wage subsidy. The wage subsidy is available for 12 months from commencement of employment. The maximum available subsidy is $7,000 per quarter per apprentice. This wage subsidy is a stimulus payment announced to effectively boost employment for young people and help businesses transition away from the COVID-19 downturn. These payments will be received via the Australian Apprentices Incentives Program. This program currently services employers by providing cash payments when apprentices meet certain targets.

Announced: 12-Mar-2020 Updated: 12-Apr-2022

Another program for apprentices that was in place prior to 5 October 2020 dealt with keeping apprentices employed (as opposed to employing new apprentices). These subsidies were to combat rising unemployment and an expected economic downturn due to COVID-19. The wage subsidy was based on which apprentices remained in employment with their employer on 1 March 2020 and 1 July 2020. Originally, only small business employers were eligible to participate. From 1 July 2020, the government extended the measure to include medium-sized businesses. The original wage subsidy commenced for employers from 1 January 2020 and ran through to 31 March 2021.

Temporary fuel excise cut and fuel tax credits Excise and excise-equivalent customs duty that applies to petrol and diesel will be temporarily reduced by 50%. The reduction of the fuel excise will be in place for 6 months, beginning at 12:01am on 30 March 2022 and ending at 11:59pm on 28 September 2022.

Announcement(29-Mar-2022) Consultation Introduced(30-Mar-2022) Passed(30-Mar-2022)

The new temporary excise rate of 22.1 cents per litre will bring excise below the road user charge for

Royal Assent(31-Mar-2022)

businesses who claim fuel tax credits.

Date of effect(30-Mar-2022)

50% minimum pension drawdowns extended for another 12 months Minimum drawdowns for superannuation pensions have been halved again for the 2022–23 income year. This extension means that the reduction of minimum drawdowns will be available for self-funded retirees from 1 July 2019 through 30 June 2023. This measure is intended to support retirees in managing the impact of the: •

recent volatility in financial markets, and

•

prevailing low interest rates on their retirement savings.

Announced: 22-Mar-2020 Updated: 12-Apr-2022

AX UPDATES Non-commercial losses and the Commissioner’s safe harbour

Sole traders and partners in a partnership may be able to utilise a safe harbour to deduct non-commercial losses against other assessable income. The draft PCG bypasses the Commissioner’s discretion under the non-commercial loss rules, where a business has been directly affected by floods, bushfires or the COVID-19 pandemic.

Announcement(11-May-2022) Consultation period(21-Jun-2022) Released

The business will be required to show necessary evidence to support using the safe harbour. Once finalised, the draft guideline will apply to the 2019–20, 2020–21 and 2021–22 income years.

Non-commercial losses and the Commissioner’s safe harbour Sole traders and partners in a partnership may be able to utilise a safe harbour to deduct non-commercial losses against other assessable income. The draft PCG bypasses the Commissioner’s discretion under the non-commercial loss rules, where a business has been directly affected by floods, bushfires or the COVID-19 pandemic. The business will be required to show necessary evidence to support using the safe harbour. On 23 February 2022, the ATO released TR 2022/D1 and PCG 2022/D1 in relation to distributions made by trustees of discretionary trusts. This was complemented by TA 2022/1, which discusses parents benefitting from the trust entitlements of the adult children. All 3 documents focus on schemes where income is diverted

Announcement(23-Feb-2022)

from an intended beneficiary in order to reduce tax liabilities. The rulings discuss these at detail and include

Consultation period(29-Apr-2022)

significant attention to an important carve out for dealings that are “ordinary family or commercial” dealings.

Released

These dealings are excluded from the anti-avoidance provisions. Following on from the release of the draft guidance, the ATO has reiterated its stance in many areas relating to s 100A. In particular, where situations would generally come under an ordinary family or commercial dealing. Trustees need to make sure that their distributions are in accordance with the expectations of the ATO, otherwise they may be subject to an audit. Helping them understand their obligations is paramount coming up to the end of the current income year. Once finalised, the draft guideline will apply to the 2019–20, 2020–21 and 2021–22 income years.

Queensland land tax to include interstate landholdings Queensland has become the first jurisdiction in Australia to change land tax rules relating to taxable landholdings. Under the proposed changes, a landholder will have their land tax calculated based on their total

Announcement(21-Jun-2022) Consultation

Australian landholdings. The calculation will then be pro-rated to reflect a taxpayer’s Queensland-only

Introduced(21-Jun-2022)

taxable landholdings.

Passed(24-Jun-2022) Royal Assent

Once passed, the new legislation will commence from 1 January 2023, meaning that the first calculation

Date of effect

under the new rules will take place on 30 June 2023.

Temporary fuel excise cut and fuel tax credits Excise and excise-equivalent customs duty that applies to petrol and diesel will be temporarily reduced by 50%. Announcement(29-Mar-2022)

The reduction of the fuel excise will be in place for 6 months, beginning at 12:01am on 30 March 2022 and

Consultation

ending at 11:59pm on 28 September 2022.

Introduced(30-Mar-2022)

The new temporary excise rate of 22.1 cents per litre will bring excise below the road user charge for businesses who claim fuel tax credits.

Passed(30-Mar-2022) Royal Assent(31-Mar-2022) Date of effect(30-Mar-2022)

JULY 2022 | FIND GEELONG

Are you an NFP with an up-and-coming events? If so, email your event to editor@findgeelong.com.au and we will place it in the paper for FREE.

SUPPORT YOUR LOCAL NOT-FOR-PROFIT

The Outpost Inc. was established in February 1990, over 32 yea referral after hours service feeding those in need 7 nights a we Geelong.

The Outpost abides by a “no questions asked” policy and se local people including young families and children. Some doorways; others aren’t homeless yet are doing it tough. NOT EVERYONE fronting up to the Outpost is a rough sleeper.

The Outpost is very much a community – often the same peop emerging through the doors.

33,498 people attended the outpost last year, equating to 45,000 hot meals provided to those most in need.

Our Visions In our community, no one goes hungry or isolated – You are welcome here

At its core, the Outpost services ensure sure that people have conversation with volunteers and with their community and frie

Our Purpose

Our purpose is to provide: material assistance to

Our Goals

Our Values

Dignity

Impartiality

uplift those who are homeless and all people who may

Compassion

need assistance simply getting by

Community

with grace and dignity and without fear or favor

& Hope

Support every person in need of material support with a warm meal and basic supplies • Be a safe place of community and connection for our clients • Bring together the Geelong community for the benefit of helping others

WHY IT MATTERS Homelessness as an issue that is difficult to address because there is no singular cause. Though many assume a lack of, or limited income causes most homelessness, this is only partially true. Other reasons that a person may find themselves homeless or at risk of homelessness include domestic violence, mental illness, family breakdown and simply a lack of affordable housing. Access to safe and secure housing is one of the most basic human rights. However, homelessness is not just about housing. Fundamentally, homelessness is about a lack of connectedness with family, friends and the community and lack of control over one’s environment. Geelong is now ranking as second worst electorate for homelessness in regional Victoria. People experiencing homelessness and at risk of homelessness are among the most socially and economically disadvantaged people in Australia. The 2016 Census data shows a 23 per cent increase in the number of people identifying as homeless or living in severe overcrowding in the G21 region since the previous 2011 Census (with the next census to be released in 22/23). The data also shows homelessness was growing at 4.2 per cent a year; double the region’s rapid population growth.

WHAT DOES THE OUTPOST DO?

The Outpost operates 365 days per year: DINNER: 7 nights a week 7:30pm - 9:30pm LUNCH: Wednesday only 11:30am - 1:30pm

The Outpost offers more than serving a healthy hot meal – it’s a safe place within a welcoming, non-judgmental community. “There’s no referrals to access The Outpost – people can just turn up. Whoever presents for a meal, we serve.” The Outpost delivers: • Hot healthy cooked meals • Hot and cold drinks – Coffee / tea and milo • New and recycled clothing and shoes • Fresh fruit and vegetables • Blankets, beanies, street swags, sleeping bags • Personal hygiene products (including male and female sanitary products) • Various other personal items as donated • Welfare support including food and pharmacy vouchers

Not-For-Profit

ars ago, and is the ONLY noneek in the Greater City of

erves food to a diverse range of people are sleeping in cars and

ple come and go; and sadly new faces are ever

of the Month

July 2022

e a hot meal, that there’s a place to attend, feel safe, and have a ends.

Our supporters

Our People

The Outpost gratefully acknowledges the generous support of many different people and organisations around the Geelong and Bellarine regions, from trusts and foundations, suppliers, businesses, community groups, to individuals and family supporters. • City of Greater Geelong • Give Where you Live Foundation

The Outpost is fueled by the dedication of 50 day, evening, and cooking volunteers on ongoing rosters. Each volunteer offers their own story, experiences, and reasons for giving back to their community.

Business Supporters

All volunteers are cheery conversationalists with an impartial ear always ready. For some clients this is their first form of acknowledgement in any given day.

Partnerships with businesses and organisations who share our values are an important source of donations, fundraising revenue and volunteer workforce.

Volunteer applications are always welcome – contact us

We would especially like to thank the following organisations; • Orange Sky • Anthony Costa Foundation • Share the Dignity • Boomaroo Nursery

Our Committee The Committee of Management is elected from dedicated volunteers.

STORIES FROM THE OUTPOST

Website: The Outpost Inc - Geelong Community Directory (geelongaustralia.com.au) Facebook: The Outpost Geelong | Facebook My Cause: Donate to The Outpost – Geelong (mycause.com.au) Address: 2 Transit Place, Geelong VIC 3220 Phone: (03) 52 231 201 Email: theoutpostgeelong@gmail.com

STORIES FROM THE OUTPOST

DAMIEN IS ONE of the users of the Outpost and Orange Sky services on Thursday night. He’s bundled up in two jackets over a bright yellow soccer jersey, with baseball cap pulled low over a long mop of dark hair tied back into a ponytail. He’s just had a hot dinner at the Outpost and is now relaxing on a bench outside with a tower of small yoghurt tubs on the table in front of him – which will help him get through the next little while.

Damien is a serious-looking 39-year-old, and is instantly endearing when he begins talking. He’s friendly, plain-spoken and doesn’t mind the term ‘rough sleeper’ for his situation. After all, “it is rough,” he says.

“I sleep in the mall. I usually get there late,” he softly rumbles, speaking in blunted sentences. “I like to keep it clean. Make sure I’m not there when they open up shops and that sort of thing.” “It’s not exactly that safe. [But] I’ve been sleeping on the streets for ages and you get to know everyone.” Damien has now spent most of his life experiencing some form of homelessness. “When I was younger in foster care my mum tried getting access with me, and she ended up getting a commission house. I ended up moving in … But, she ended up passing away two weeks later,” he says. “Because I was so young I didn’t get to keep the house. I was 16 or 17, and all of a sudden I was out on the street. Not even an adult yet. And it’s been like that ever since.” Damien says he’s been on a state government waiting list for housing for about 20 years, but had been told he wasn’t a high priority.

Regulars including Sandra Price and Ronald Hawkes mustered outside Outpost in descending chill 30 minutes before opening time last night and spoke of its importance in providing nutrition, warmth and welcome. “Without Outpost I’d be buggered,” Mr Hawkes said. A man named Jim spoke of having been in work as a full-time casual a few mere months ago, before factors including relationship breakdown, diagnosis with diabetes and loss of his job had dire effect. “Money went bad, I lost my place, now I’m struggling to get by,” he said. He looked to the sky and said he was glad the wind had died down. “I was down the beach the other night and it was windy, it was cold as,” he said. Asked if he could describe what it was like being unable to put a meal on the table his answer was clear. “I haven’t got a table to put it on,” he said.

The Outpost is seeking the community’s help to help source a new location for their CBD operations. Community members with suggestions or access to suitable locations are invited to contact theoutpostgeelong@ gmail.com

“While we have talked to many people and organisations, we are hoping there are others in the community that might be able to help us find a suitable location in the CBD.” says committee member Amy Flint “We would love to hear from anyone in the community who has ideas or thinks they can help.”

FIND GEELONG | JULY 2022

Take a scenic along Swan Bay from Queenscliff to Lakers Siding: 45-minutes return. Passengers receive a souvenir ticket and lineside guide, and families can pick up a ‘Spotto’ activity sheet for the kids. Dates: 26, 28, 30 June - 3, 5, 7, 10, 17, 24, 31 July - 7, 14, 21, 28 August Trains depart Queenscliff Station at 11.00am, 12.00pm & 2.15pm Queenscliff Station is located at 20 Symonds (bottom of Hesse St) Street in Queenscliff Visit the website for details and bookings http://bellarinerailway.com.au/ heritage-train-rides

www.findgeelong.com.au

THE BELLARINE RAILWAY

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JULY 2022 | FIND GEELONG

Praise and Positive Reinforcement The idea of praising children for a job well done and giving positive reinforcement for good behaviour is not new but it has such a positive impact, it’s well worth exploring again. Feed a child with positive and encouraging words and they grow in confidence, having a positive outlook on life. The opposite is just as true. Criticise children and give off negativity and they will become depressed, with pessimistic views of themselves and the world. Warren Cann, CEO of Parenting Research Centre, in an ABC article regarding praise and positive words says, ‘Previous generations were reluctant to praise children too much for fear of 'spoiling' them. However, this attitude has evolved in more recent generations to recognise the positive influence encouragement and positive feedback can have on children's selfesteem, resilience and relationships. Nowadays the conversation is more about how to deliver praise, not whether to.’ As a teacher I remember times when there was a negative mood in my classroom, where I would find myself growling at my students more than I wanted to. The atmosphere would go from bad to worse. As soon as I changed my approach and focussed on the good behaviours and performances, giving an extra dose of encouragement and positive feedback, the children lifted their game and the mood would change dramatically. Everything seems to improve when we follow this approach: academic performance, behaviour, mental health, sense of purpose, enjoyment, engagement, relationships…. and the list goes on. As a parent this simple practice had a similar impact for my children, but there were times when I needed to create situations where I could give them positive feedback. Practicing sporting skills worked well for me. A few thoughts that may be helpful: • • •

• • •

Always try and maintain a positive outlook Look for opportunities to dish out praise and positive accolades Create situations to relate one on one with children – it may require limiting screen, gaming and online use Practice saying, ‘Well done’, ‘Awesome’, ‘Great work’, ‘You’re good’ etc Be specific with the feedback eg. ‘You’re very good at helping with….’ Or ‘I love the way you….’ Or ‘I really appreciate how you….’ Some behaviours are best overlooked – we need to pick our battles

All the best everyone, Rob, LPS Chaplain Robert.Hunter@education.vic.gov.au

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

www.findgeelong.com.au

Geelong Region Cancerians

Trivia Night FRIDAY 22ND JULY Geelong Region Cancerians

Annual Trivia Night & Auction

Geelong Bowls Club 4 Sommers St: Belmont

Basket Supper Drinks at Bar prices

Hosted by Max Hammond

Join us as we raise much needed funds for cancer research while having FUN. Tables of 8 available Bring a whole table for a night of FUN and friendly competition.

Brush up on your trivia, free up your schedule, book a babysitter and be prepared to laugh along with the incomparable Max Hamond. The questions will cover a wide variety of topics, to appeal to all. Max Hamond is a “funspert” that regularly holds many successful fun trivia nights. Look out for surprises as the night progresses, An auction at half time, a silent auction throughout the night and a raffle with awesome goodies. Great Prizes through the night. Get a group of friends or just come by yourself. We will make you welcome and find the right table for you to join. All tables are going to be fun. Support the bowls club with drinks at bar prices $6 for wines and $8 for spirits. (to stimulate the brain). Due to all the food considerations needed these days, a “Basket Supper” is the go. For those new to this term, Bring Your Own Food (BYOF) to share with your table. Book early as seating is limited.

EVENT DETAILS: When: Friday 22nd of July Time : 6.30 for 7 start till 10:00pm Where: The Geelong Bowls Club 4 Sommers St Belmont 3216 Tickets: $20 Food: Basket Supper (BYOF) Drinks: Available for purchase – at bar prices

www.findgeelong.com.au

JULY 2022 | FIND GEELONG

GAWS is offering discounted rates on desexing, microchipping and council registrations for cats and kittens.

Female cats $130 $253.60 Male cats $99 $188.60 Discount applies to people living in the City of Greater Geelong who hold a pension, seniors, health care or student card.

www.gaws.org.au 325 Portarlington Rd Moolap

For the month of July

To make a booking call or email us.. 5248 2091

vetclinic@gaws.org.au

GAWS FOSTER PROGRAM

GAWS has more than 100 active foster carers offering their homes and time to provide animals with some extra TLC. Last year, more than 1200 animals were part of the GAWS foster program. An animal can enter foster care for many different reasons. They may need post-operative recuperation, respite from the shelter environment, mother and offspring, building confidence, weight gain/weight loss or for another medical reason. Each animal receives all of the time and care they need to prepare them for their forever home.

WANT TO BE A CAT FOSTER CARER?

You can help by becoming a cat foster carer. Foster carers are supported by the dedicated GAWS Foster Care Coordinator and provided with relevant training, veterinary care, pet food, bedding and equipment. GAWS needs a range of different foster carers with different lifestyles to meet different animals’ fostering needs. If you are interested in becoming a cat foster carer, it is preferred that there are no other animals in the home to provide a stress-free environment for a mother and/or her kittens a safe, non-threatening environment to recuperate, grow and thrive before hitting the milestone of heading into the GAWS cat adoption centre. For more information and to complete an application, visit the GAWS website: gaws.org.au

WANT TO BE A CAT VOLUNTEER?

There is wonderful team of dedicated volunteers at GAWS. If you would like to make a difference to the cats lives by volunteering and can commit to a regular weekly schedule for a period of at least six months, have a passion for animal welfare and are over the age of 18, or would like to arrange your student experience with GAWS, visit gaws.org.au and fill out a volunteer application form.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

www.findgeelong.com.au

JULY 2022 | FIND GEELONG

A weekend in the gorgeous costal town of Geelong is the perfect opportunity for some R&R and to start your Christmas shopping nice and early. The Geelong muMEcations retreat includes accommodation at the new and stylish R Hotel Geelong located close to the waterfront and Westfield shopping centre, spa pampering treatment, restaurant dining and plenty of free time to explore the shops and popular Makers and Growers Market just minutes walk from the hotel. RETREAT INCLUSIONS: 2 nights accommodation at the R Hotel Geelong in a hotel room (2 x twin beds OR 1 x king bed) – with your own coffee machine! Breakfast daily Welcome drinks and nibbles on Friday afternoon 2-course restaurant dinner on Friday night 60-minute spa treatment of choice Mum-only gifts to take home Private Facebook group for attendees to connect pre-retreat All arrangements and bookings made for you Full support during retreat COST: TWIN SHARE | $800 p/person SINGLE | $1100 p/person

Friday 04 to Sunday 06, November 2022

*All profits are redistributed towards providing funded places for Mums experiencing social, health or financial hardship and are in desperate need of a break.

JULY 2022 | FIND GEELONG

Our Sporting Club Sponsors who submits their information and an interesting stories each month relating to their club/sports. If you would like to inquire call Warren at 1300 88 38 30 or email the editor@findgeelong.com.au.

LEOPOLD SPORTSMANS CLUB In 1971 a couple of locals, Len Lewis and Kevin Ash had an idea for a bowls club in Leopold. The idea took hold, a committee formed and money raised. A location was needed that would have enough space for two bowling greens and a clubhouse. Finally this was located in Kensington Road, our current location and 5 acres purchased for $8500.

BOWLS

In May 1975 the club was officially opened as a family friendly sporting club by Brian Dixon, the then Minister for Youth, Sport and Recreation. You can see the results for yourself on visiting our club.

GOLF

There are so many people to thank over many years for their support, encouragement and voluntary help along with the the original crew that helped established the club. Leopold Sporties, located in Leopold, Victoria, is a club based on sports. We offer Bowls, both social and Pennant, Golf, Racquet Ball and Squash.

RACQUET

FC LEOPOLD FC Leopold was established in 2016 by Jared Larkins and Mitchell Vials. The club is based in Leopold, Victoria and played its first competitive games in 2017. In our first season we had over 100 registered players and expect those numbers to grow in 2018 and continue to grow into the future as the club continues to develop. The club aims to provide a positive family friendly enviroment for our members to develop their skills off the field and to also become great people off the field.The club is run solely by volunteers and we are always looking to get members involved in helping the club grow and develop. We are aiming to become a huge part of the Leopold community and look forward to growing the sport of football (soccer) in our beautiful town. FC Leopold is a community club that fields senior mens teams, a senior womens team and multiple miniroos and junior teams in Geelong competitions. FC Leopold are looking for enthusiastic members of the community who would like to contribute to the clubs ethos and family friendly feel - whether that is through being a committee member, volunteer, coach or player. Like the page to keep up to date with the clubs progress as exciting things are happening with lights and a massive COGG funded pavilion project.

JULY 2022 REALESTATE

REALESTATE FIND AUSTRALIA’S #1 PLACE FOR PROPERTY

COMING SOON

HOUSE OF THE MONTH

FREE RENTAL LISTINGS ADVERTISING

Email your Rental Listings to Find Geelong each week and we will update your Listing in the online community paper for FREE.

If you have any questions, contact Warren on 1300 88 38 30 or email to: editor@findgeelong.com.au

www.findgeelong.com.au

Western

Beach path shines bright

Brownbill Ward Councillor Eddy Kontelj on the well-lit Bob McGovan path

A lighting upgrade on the Bob McGovan Path has created an improved experience for community members travelling alongside Geelong’s Western Beach. The $92,000 City-funded 51 streetlights along the replaced with new poles more energy efficient and LEDs.

project saw shared path and brighter, longer lasting

The Bob McGovan Path runs along the Geelong Waterfront from the Western Beach Boat Club to Rippleside Park. Mayor Peter Murrihy said the lighting upgrade would benefit active transport users – including walkers, runners and cyclists – for many years to come.

“The path is highly popular with both locals and visitors, forming a key part of our iconic waterfront. The new light poles look outstanding and the LED lights have made the path more appealing to travel on at night.” Councillor Eddy Kontelj, of Brownbill Ward, said the lighting upgrade had been funded by the Council in response to community requests and would bring benefits on several fronts. “The lights are now much brighter and more efficient, meaning this project is great for community safety but also helps the Council work towards its environmental and economic sustainability aims.”

The City is progressively switching all of Greater Geelong’s 25,000 streetlights to LEDs, which are around 85 per cent more efficient than traditional streetlights. This is a key action in the Council’s Climate Change Response Plan, which sets a target of reaching net zero emissions in the City’s operations by 2025. Community Safety is everyone’s responsibility – if you see something suspicious, please report it. In an emergency or for immediate Police attendance please call 000, or when you don’t need the lights and sirens please call the Police Assistance Line on 131 444.

www.findgeelong.com.au

Free And Low-Cost Events For Small Businesses Free events at the festival include: Business Networking Masterclass Geelong Chamber of Commerce 10:00 – 11:30am Tuesday 2 August I’ve got a Great Idea Ascend Accounting and Advisory 10.00am - 11.00am Tuesday 9 August Seniorpreneurs: Valuable insights for aspiring entrepreneurs over 50 Pointnorth Consulting & People Empowered 10:00am – Midday Saturday 13 August

Co-Founders and Directors of the Natural Supply Co, Celeste Robertson and Sarah Scott, with Mayor Peter Murrihy.

From workshops to networking opportunities and expert panels, there’s something for everyone at this year’s Geelong Small Business Festival. Those starting or growing a business are being encouraged to take advantage of a range of free and low-cost events on offer at this year’s festival, which runs from 1 – 31 August. The festival will help to upskill prospective and current business owners, while creating networking opportunities to support our local business community. Now in its 12th year, the festival helps to connect, grow, and upskill hundreds of local businesses. The festival will be launched with at a packed event at The Pier with adventurer, award-winning documentary-maker, television presenter, and businessman, Todd Sampson titled Boost your brain power. Guests will also hear from a panel of Geelong’s leading business experts as they share insights and tips on the current business environment and adaptations to COVID-19. Co-Founder and Director of the Natural Supply Co, Celeste Robertson, will speak about her experiences successfully running a small business.

Mayor Peter Murrihy “The festival brings together some of our region’s best business experts, small business owners and managers, and leading industry organisations to share their knowledge and experiences. This is a great opportunity to learn new skills, gain knowledge, be inspired by innovative ideas, and discover new ways of doing business.” Economic Development Deputy Chair, Councillor Bruce Harwood “We’d run a successful business online for six years before we opened our store in Newtown in 2020 at the height of the pandemic. While business conditions have been uncertain, we’re still reaching new customers and we love connecting with our local supporters face-toface. Every business needs a point of difference and ours is known for its highquality products, friendly atmosphere and personalised service.” Celeste Robertson “We’d run a successful business online for six years before we opened our store in Newtown in 2020 at the height of the pandemic. While business conditions have been uncertain, we’re still reaching new customers and we love connecting with our local supporters face-toface. Every business needs a point of difference and ours is known for its highquality products, friendly atmosphere and personalised service.”

Get Ready, Get Set, GROW - Refugee & Migrant program Runway HQ 10am to 5pm Monday 15 August Starting a Home-Based Food Business City of Greater Geelong 2.00pm - 3.30pm Tuesday 16 August Legal tips for starting a business Coulter Legal 11.00am -12:00pm Thursday 18 August Start-up Business Support and Open Day Runway HQ 10.00am - 5.00pm Thursday 25 August Using Water Wisely, reducing costs and operating sustainably Barwon Water HQ, 55-67 Ryrie St, Geelong 11:00am - 1:00pm Monday 29 August Todd Sampson During the opening event on Wednesday 3 August, the business, advertising and marketing guru will reveal the practical tools and techniques you can use to improve your brain and meet the challenges and stresses of modern life. Tickets are $65 and include a threecourse dinner and drinks. For the full program visit Geelong Small Business Festival. JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

www.findgeelong.com.au

Feedback Invited On Inclusive Playspace Design The City of Greater Geelong is inviting the community to provide feedback on the detailed design of the Rippleside Inclusive Playspace. Replacing the current Rippleside Park Playground in Bell Parade, the Rippleside Inclusive Playspace will provide a unique playground environment for people of all ages and abilities. Extensive consultation through 2019 and 2020 pointed to the importance of natural green space, shade, multi-aged experiences, toilet location, cleanliness and nature play as priorities for the project.

Rippleside Playspace detailed design 3D render

The City has also engaged a broad range of community members in the concept design including children and families with lived experience of a disability, along with local school children and residents. The major playground project has received financial support from all levels of government. Rippleside Playspace detailed design 3D render (west view)

The City was also successful in obtaining a $110,000 grant through the Victorian Government’s Changing Places Funding Round in 2021.

Cr Anthony Aitken, chair of the Access and Inclusion Advisory Committee;

Touched By Olivia’s Head of Inclusive Play Kim Becherand;

The City has partnered with the Touched By Olivia Foundation (and previously Variety – the Children’s Charity) to deliver this exciting project and will join a network of play spaces known as Livvi’s Place.

“The concept and design elements of this regionally significant project has been driven by council’s Access and Inclusion Advisory Committee and strongly supported by members of our disability community.

Children, families and broader community voices led the design of the amazing space.

The playspace aims to provide a safe facility, while offering a broad choice of activities and types of play.

The playspace is designed to be inclusive for all and also embrace unique elements for people living with a disability.

Greater Geelong Mayor Peter Murrihy

“I applaud the design of the Rippleside Inclusive Playspace as the facility will help children progress in a way that suits their individual abilities and needs. The playspace designers have done a terrific job in planning a facility that aims for high levels of inclusivity and accessibility for people of all abilities. The Rippleside Inclusive Playspace is highly interactive and slightly larger than the existing playground, while still leaving plenty of park land at Rippleside Park for casual and informal use.”

We now welcome broader community feedback on the detailed design, which I strongly believe has the potential to become Geelong’s most loved playspace in the future.” The project will also include the upgrade of park amenities such as the toilet block (including a Changing Places facility), connecting path to the Bay Trail, accessible carparking spaces, additional seating and picnic facilities on the outside of the fenced playspace.

Rippleside is such a beautiful part of Geelong, known and loved by many locals. When we shared the vision to create a Livvi’s Place here where everyone would feel safe, welcome and that they belong, the engagement and support was overwhelming. This design shows what happens when we come together, listen to each other and share what we know and have. Engagement told us to make Livvi’s Place Rippleside, somewhere for all locals and visitors to enjoy together; where everyone will play often, play together, make friends and develop community connections.

The current stage of engagement is the third and final round of engagement before the City proceeds to construction. A Have Your Say Page is open, inviting input from the wider community until Sunday July 17.

www.findgeelong.com.au

JULY 2022 | FIND GEELONG

All cats in Greater Geelong are required to be desexed prior to being registered for the first time. This month is Desex July and we’ve partnered with local vets and Geelong Animal Welfare Society (GAWS) to offer the common procedure at a heavily reduced rate for residents who hold a pension card, senior card, health care card or student card.

Caring For Your Feline Friend

For more information click here

Take advantage of Desex July and improve the health of your cat and protect our environment.

Do you want to improve the health of your cat and protect our environment at the same time? Desexing is an important part of responsible pet ownership and caring for your cat. It also helps reduce the number of unwanted and stray cats in our region.

Benefits of desexing include improved health and longer lifespan, reduction of problematic behaviours, such as spraying, roaming and fighting with other cats, prevention of unwanted litters and reduction of stray and feral cats spreading disease, threatening native animals and damaging the environment.

JULY 2022 | FIND GEELONG

JULY 2022

Do you have photos from a local event or great story would like to share? Email your events to editor@findgeelong.com.au and we will place it in the Paper for FREE.

SEND US YOUR NEWS!

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JULY 2022 | FIND GEELONG

Creating a Demand in $20 Your Business

AUG

Tickets FOLLOW

BY Deb fribbins

Explore ways to create a demand in your business, to drive foot traffic to you. Use the marketing around you to your advantage. About this event How can you attract customers into your business in a competitive marketplace? Creating a demand for your goods or services needs thorough PLANNING in the coordination of your marketing, advertising, presentation, displays, product mix etc. Set up a strong marketing plan in advance. Take the time to work ON your business to coordinate your goods with your marketing plan. There are obvious times to plan around, depending on your business. Xmas, school holidays, Easter, Chinese New Year, etc etc etc. These are set dates that you may be able to take advantage of. Capitalise on the promotions around you that bring the customers out, then bring attract them to you with your marketing. If the event is not applicable to your business, such as school holidays, for a homewares or adult clothing store, plan the ways to attract the parents/ adults into your store? Your customers are in children mode, what are the products that will relate to their children. The options are endless. It is not all about giving a percentage off! The big retailers rely on advertising rather than marketing, offering customers a discount, which is not necessarily what they want. What about service, product knowledge, point of sale support, range offer, demonstrations, competitions, logistics, home set up, coordination, presentation, gift wrapping, and so many more options we will explore for your Business. Create a demand for your products by marketing to your customer’s needs and wants. Walk away with a PLANNED outline creating a demand for your goods or services to grow sales, maximise profits and increase foot traffic.

Date and Time Tue., 9 August 2022

12:00 pm – 1:30 pm AEST Location

CITY OF GEELONG COUNCIL OFFICE 100 BROUGHAM ST. Geelong, VIC 3220

Tag s

Australian Events

Victoria Events

Things to do in Geelong, Australia Geelong Classes #small_business-owner

Geelong Business Classes #geelongevents

View map Refund policy Contact the organiser to request a refund. Eventbrite’s fee is nonrefundable. JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

www.findgeelong.com.au

ENGAGE IN THE SECRET INSIGHTS THAT GIVE HIGH-PERFORMING LEADERS CLARITY AND CONFIDENCE IN THEIR COMMUNICATION AND DECISIONS About this event Rise above frustrations and learn how to move toward pleasure! When you’re able to connect deeper with others and know how to handle the inevitable uncertainties, ambiguities, and forks in the road that appear in your career, relationships and life in general, you’ve built the resilience, strength and courage to face your leadership obstacles with ease.

AUG 10

e Confidenc h it w d a e L y and clarit By Te

thod

ce Me

silien am Re

You’ll learn: • • • •

The 2 focus points for instant change The 5 universal choice points What it is that drives you How to be heard and make others feel valued

Book tickets here

Outcomes: • • • •

Tag s

• •

Develop the ability to understand and more effectively manage your relationships with people, time, challenges and uncertainties How your perspective has a direct impact on your results Improve your emotional, mental and physical wellbeing Understand fundamental communication skills that will help you bring out the best in your team- from empowerment to managing difficult conversations How to become a balanced, aligned, confident leader of self How to become a focused, influential and impactful leader of others

Australian Events

Victoria Events

Geelong Classes

Geelong Business Classes

#confidence #communication

#leadership_development #courage

Things to do in Geelong, Australia #rapport #resilience

#decision_making

#clarity #connection

#relationship_building

Date and time Wed, August 10, 2022 12:00 PM – 2:00 PM AEST Location City of Greater Geelong Offices 100 Brougham Street Geelong, VIC 3220 Australia View map Refund policy Contact the organizer to request a refund. Eventbrite’s fee is nonrefundable.

www.findgeelong.com.au

JULY 2022 | FIND GEELONG

AUG

20 COLLABORATION Leadership training for building trusted relationships. Come & test your abilities in an intense pressure environment. Eat & have fun!

BY WAY OF

CUISINE BY TEAM RESILIENCE METHOD

About this event Leadership training for building trusted relationships. If you’re thinking ‘cooking class’, think again. This is not even close. In our training, led by a master of human behaviour and guided by a 5-star chef, you are placed in the intensity of a commercial kitchen environment, where you work together to create and dine on a 3-course absolute masterpiece (no cooking experience required)… OK, the small similarities end there ;-)

Book tickets here

In this kitchen, you’re not just there to create. Here, whilst experiencing the pressure and time constraints compared to a work environment, the kitchen becomes a self-evaluation tool for you to reflect - and act - on your communication strategy and view of others… in order to complete this gastronomic challenge. Under pressure, you’ll be encouraged to; • • •

Think outside the box Support each other Unite in your common goal

• •

Prioritise as you go Resolve conflict

Share with Friends

Immediately implementable, our techniques will dramatically improve; • • •

Productivity Relationships Performance

• • •

Adaptability Resilience Areas of Conflict

AND our formula shows you how to eliminate; • •

Disengagement Lack of trust

• •

Low confidence Role uncertainty

Way more than just theory, this is a fun and interactive, premium training. Your leadership skills will develop as you gain a deep insight into why you do what you do; appreciating and understanding your very own uniqueness whilst developing the very best in effective communication techniques and building stronger relationships, across all areas of your life... Our training is usually only offered as a team package, so this opportunity truly is a rare one.

Ticketing is strictly limited to 10 participants.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

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FROM EDUCATION TO INSPIRATION, GEELONG SMALL BUSINESS FESTIVAL, IS HELPING SMALL BUSINESSES IN OUR REGION The City of Greater Geelong is again hosting the Geelong Small Business Festival (GSBF) in August. Now in its twelfth year, our region’s largest dedicated business festival has helped hundreds of local businesses and thousands of people looking to start, grow or improve their business. GSBF 2022 features an exciting program of more than 50 low-cost and free events designed to connect, inspire, grow and support our local business community. Whether you’re experienced in business, a budding entrepreneur or looking to start your own business, GSBF provides opportunities to hear from industry experts, upskill, gain knowledge across all areas of business and make new business connections. This is a great opportunity to use this education for inspiration in your business. Events, workshops and presentations held during August will cover: •

Marketing, social media and promoting your business online

•

Accounting, finance and legal

•

Starting a business

•

Growing your business, sales and expanding your networks

•

Career development, leading and managing people

• •

Our more than 19,000 small businesses are a huge driver of Greater Geelong’s economy, and their success is important to our community.

Join us this August for an engaging and inspiring festival of business events, workshops and presentations to support our business community.

Health and wellbeing

We have two members who will be hosting an event this year and we invite you to come along!

Explore the full program and book your tickets here:

Sustainability and social responsibility

Check out Sally & Deb’s events on the following page.

Connect. Inspire. Grow.

www.gsbf.com.au

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JULY 2022 | FIND GEELONG

PHOTOGRAPHIC EXHIBITION

An exhibition of work by members of the Geelong Camera Club which were recognised at the recent End-of-Year Awards, and other work presented during the last year. When Daily from 23 July 2022 to 24 July 2022 09:00 AM - 04:00 PM Where Geelong Camera Club Wadawurrung Country, The Barwon Valley Activity Centre, 1 Barwon Heads Road, Belmont Contact Nick Abbott-Young Email: geelongcameraclubinc@gmail.com Website: http://www.geelongcameraclub.org.au/

Racism, Raw & Real is the first forum of its kind in the Geelong region. With an outstanding line up of speakers, this is a rare opportunity for you to engage in a meaningful dialogue about Racism with people who have lived it and continue to experience it everyday. We invite you to open your hearts and listen to our wonderful speakers who have agreed to share their insights with us. We urge you to make a commitment to be an active voice in addressing systemic racism and decolonising your thinking and processes. It’s time to yarn about Racism, openly and honestly. We say enough is enough. When 29 July 2022, 09:00 AM - 03:45 PM Where Geelong Culture and Heritage Centre The Dome Wadawurrung Country, 51 Little Malop Street, Geelong VIC 3220 Contact Pirooz Jafari Email: info@trackc.com.au As an advocate for Human Rights and a voice for creating change, Track C Consulting is proud to host forums and shine light on critical issues impacting the community. In 2021, we held our inaugural Diversity & Inclusion forum hosting close to 60 representatives from various LGA’s,

Victorian Government Department and not for profit organisations. Our remarkable guest speakers engaged the audience in a heart to heart conversation about the impact of exclusion, drawing from their lived experience and their tireless work in the community.

Phone: 0431 833 225 Associated organisation: Track C Consulting Website: https://trackc.com.au/forum/ Facebook: http://www.facebook.com/ trackcconsulting/ JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

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Battle on the Barwon Dragon Boat Event Dragon Boat racing on the Barwon River outside the Geelong Canoe Club. 5.4 kilometre racing and 10 millimetre sprints. When 24 July 2022, 10:00 AM - 03:00 PM Geelong Canoe Club Wadawurrung Country, 11 Marnock Road, Newtown Contact Kirsten Parton Email: adminstration@dragonboatvictoria.com.au Phone: 0402272825 Associated organisation: Dragon Boat Victoria Website: http://www.revolutionise.com.au/ dragonboatvic/ Facebook: http://www.facebook.com/ DragonBoatVictoria

Christmas in July at the Geelong Harness Racing Club Due to the overwhelming response to our ‘Christmas in July’ last year (albeit in December), we are hosting not one but two! Friday 15th July and Friday 22nd July, 2022. So whether it’s a Christmas in July celebration, Mid Year Mingle, work get together or just a night at the Trots with family or friends book your table now! Traditional Christmas dinner and dessert (two-course meal). $40 per person, racebook, entry and spectacular night of racing under lights. To book contact GHRC on 5275 4880. #christmasinjuly #geelonghrc #geelongtrots #trotsgeelong #thetrots #geelong #geelongevents #eventsgeelong #harnessracingvic #harnessracingvictoria #Christmas When Various dates from 15 July 2022 to 22 July 2022 Contact Jodi Wood Email: jodi@geelonghrc.org.au Phone: 0407324965 Associated organisation: Geelong Harness Racing Club Website: http://www.geelonghrc.org.au

To book call GHRC on Ph. 5275 4880.

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JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

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Join us for the Slate Invitational Pool Challenge. Friday 5th August - Sunday 7 August. Players from Geelong and regional Victoria will battle it out in an eight ball competition involving 36 teams each consisting of seven players. Friday night - Divisional Knockouts Saturday - Teams rounds 1-6 & Knockout Grand Finals Sunday - Teams rounds 7-9 & Finals While the draw is full, the event is still taking emergencies. Spectators are welcome. When Daily from 05 August 2022 to 07 August 2022 Email: slatepoollounge@outlook.com Associated Lounge

organisation: Slate Pool

Website: https://www.slatepoollounge. com.au/events.html Facebook: https://www.facebook.com/ slatepoollounge/

Gymnastics Victoria August showcase 2022 Showcase event will take place at Geelong Arena in August. Get ready for a weekend of Gymnastics action and entertainment at Geelong Arena in August! Athletes from Men’s and Women’s Artisitic Gymnastics, Special Olympics, Acrobatic Gymnastics, Aerobics Gymnastics, Aeroschools and Aerobase will be competing across the weekend.

2022 Showcase event will take place at Geelong Arena in August. Get ready for a weekend of Gymnastics action and entertainment at Geelong Arena in August! Athletes from Men’s and Women’s Artisitic Gymnastics, Special Olympics, Acrobatic Gymnastics, Aerobics Gymnastics, Aeroschools and Aerobase will be competing across the weekend.

Please Note: Gymnastics Victoria is committed to the health and safety of the community, therefore the events calendar may be subject to change due to any alterations to COVID-19 restrictions. Gymnastics Victoria CovidSafe event plan, please click here Tickets available closer to event dates Detailed event information may be found at: Gymnastics Victoria Events

When Daily from 13 August 2022 to 14 August 2022, 07:00 AM - 09:00 PM Where The Arena Wadawurrung Country, 110 Street, North Geelong 3215

Victoria

Cost Other/More Information Tickets available closer to event dates Contact: Cathy Lozerin Email: clorenzin@gymnasticsvictoria.org.au Phone: 03 9214 6020 Associated organisation: Gymnastics Victoria Website: gymnasticsvictoria.org.au Facebook: www.facebook.com/ gymnasticsvic Twitter: mobile.twitter.com/Gym_VIC

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JULY 2022 | FIND GEELONG

In 1986 when prominent local business leaders got together to lend a helping hand to aspiring and talented athletes in the Barwon Region through their BisSport initiative, little did they know that 35 years later their legacy would continue through the Bis-Sport Breakfast. The Bis-Sport Breakfast kicked off in 2011 with the objective to raise funds for talented athletes in the Barwon region and the event has certainly achieved this, over $100,000 has been raised with over 450 local athletes receiving support. After last year’s cancellation due to Covid. This year promises to be an amazing instalment of the event with the theme being, The Power of Sport – A Life Changer. This year’s special guests are Kelly Cartwright and her coach Anula Costa who are shining examples of sport changing lives and the inseparable bond they share through sport together with Matt Stokes who will talk about his sporting journey and how sport has impacted his life so significantly. Hosted by local personality Roxie Bennett, we are guaranteed a fun and insightful morning. Event details: Bis-Sport Breakfast Wednesday 10th August 2022 GMHBA Stadium 7.00am – 8.45am Tickets can be purchased via trybooking For further details contact: Jade Augustine – jade@joyfulmarketing. com.au or 0408 489602 When 10 August 2022, 07:00 AM - 09:00 AM Where GMHBA Stadium Wadawurrung Country, 370 Moorabool Street, South Geelong Cost Adult: $75.00 Facilities Catering and/or dining Associated organisation: Barwon Sports Academy Website: www.barwonsportsacademy.org.au Facebook: www.facebook.com/ barwonsportsacademy

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

www.findgeelong.com.au

Pickleball Pickleball for players of all ages. Life Activities Club Geelong fosters friendship and outings in small and large groups to assist people over 55 to prepare for & continue with life after retirement. This is achieved by meeting new friends through participation in regular club activities either free or low cost. When Various dates from 28 February 2022 to 12 December 2022, 09:00 AM - 12:00 PM Where Ocean Grove Memorial Reserve Wadawurrung Country, 123-127 Avenue, Ocean Grove VIC 3226

The

Cost Adult: $5.00 Contact Terry Kealey Email: terrykealey@yahoo.com Phone: 0408 556 697 Associated organisation: Life Activities Club Geelong Website: http://www.lacg.com.au Facebook: http://www.facebook.com/ lacginc

Shortly before his death, retired businessman and former amateur filmmaker Ron Vincent handed his box of super 8 films to his young granddaughter, with instructions to look after them. He could never have imagined that, fifty years after they were created, some of his films would be preserved by the National Film and Sound Archives in Canberra. His granddaughter wrote Lost in Venice about his ill-fated trip to Italy with a mysterious businessman of an iconic Australian company. Book online now! Or alternatively call The Potato Shed to speak to our friendly staff! When 06 August 2022, 08:00 PM - 10:00 PM Where Potato Shed Wadawurrung Country, 41 Peninsula Drive, Drysdale 3222 Cost • Adult: $38.00 Cabaret Seating: $38 Theatre Seating: $34

•

Concession: $34.00 Cabaret Seating: $34 Theatre Seating: $32

Contact: Lisa Harvey or Rob MacLeod Email: potatoshed@geelongcity.vic.gov.au Phone: 03 5251 1998 Website: http://www.geelongaustralia.com.au/potatoshed Facebook: http://www.facebook.com/potatosheddrysdale

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JULY 2022 | FIND GEELONG

The Rotary Book Fair is the major fundraiser for the Rotary Club of Geelong West and this year marks 100 years of Rotary in Australia. There will be 1000s of books on offer from: Fiction to Biographies; Cooking to gardening; Classics to Crime; and of course a plethora of Children’s books. Here, you will be able to roam the aisles and pick out titles to stock your shelves with only $1 and $2 price tags, ultimately contributing to the community projects that Rotary support. So with a visit to the Rotary Geelong West’s February Book Fair and buying a book or three for your reading pleasure, you will not only help those in need, but you will also do your bit towards a sustainable planet! We would also like to acknowledge our sponsor Zippy Trucks, who assist us in transporting the books from our sorting depot to the Geelong West Town Hall. Rotary Club contacts: •

Michael Clyne 0417 381 317

•

Julie Beattie 0431 052 003

Rotary Clubs around Australia work together with their members to raise funds to contribute to, and when, communities

need them most. Rotary has been working to eradicate polio for more than 40 years. Our goal of ridding the world of this disease is closer than ever. As a founding partner of the Global Polio Eradication Initiative, Rotary has reduced polio cases by 99.9 percent since its first project to vaccinate children in 1979. When Daily from 05 August 2022 to 07 August 2022

Where Geelong West Town Hall Wadawurrung Country, 153 Pakington Street, Geelong West 3218

Contact Rotary Club of Geelong West Email: geelongwestrotary@gmail.com Associated organisation: Rotary Club of Geelong West Website: https://geelongwestrotary. com/

Researched and narrated by Colin Mockett, this show presents the stories of our region’s women, from pioneers to the present, and explains their part in our history.

Strength & Grace - Strong Women Who Helped Shape Geelong

And it’s a musical! Women featured include Fanny Brownbill, Caroline Newcomb, Anne Drysdale, Carrie Moore, Elizabeth Austin, Louie Hitchcock and more. Actor/singers are Jocelyn Mackay, Reyna Hudgell and Shirley Power. Book online now! Or alternatively call The Potato Shed to speak to our friendly staff! When 02 August 2022, 10:30 AM - 12:30 PM Contact: Lisa Harvey or Rob MacLeod Email: potatoshed@geelongcity.vic.gov.au Phone: 03 5251 1998 Associated organisation: Drop of a Hat Productions Website: http://www.geelongaustralia. com.au/potatoshed Facebook: http://www.facebook.com/ potatosheddrysdale JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

Monkey Baa Theatre Company are back with a brand-new take on another muchloved tale, Edward the Emu. More than an adaptation, this is a unique imagining of two beloved picture books, Edward the Emu and Edwina the Emu, combining the plights of both emus in one heartfelt, clever and funny new tale. Edward is bored with his lot. Being the only emu at the zoo has left him feeling glum and under the impression that the grass is greener in everyone else’s enclosure. Maybe being a seal, or a lion, or a snake might be a better option in life for a lonely bird? Convinced that the other creatures are more popular, Edward breaks ranks and goes to find the fun and along the way, finds Edwina...! We follow the emus as they hilariously navigate their own feathered existential crises, seeking to find their place in the world. Meanwhile, unaware of the birds’ internal worlds, their human keepers are in hot pursuit to restore order to the zoo.

www.findgeelong.com.au

Edward The Emu The time has come for the Emus to tell the story, their way!

The emus’ journey of hijinks and tenderness leads them to discover that the best thing you can be is …. you...!

Please be advised that the 12:00pm performance on Saturday 30 July is an AUSLAN Interpreted Relaxed Performance. This performance is ideal for but not limited to people with autism, sensory sensitivities, learning disabilities or dementia, as well as those living with anxiety or who have experienced trauma. Audience members can also bring their own headphones to reduce noise.

Part of Geelong Arts Centre’s 2022 Family Magic programme, proudly supported by Government Partner, Creative Victoria, and Major Artistic Partner, Deakin University. When Daily from 29 July 2022 to 30 July 2022

Cost • Adult: $32.00 • Child: $22.00 • Other/More Information: $25.00 Group (6+)

Where Costa Hall - Deakin University Geelong Waterfront Wadawurrung Country, 1 Gheringhap Street, Geelong

Email: boxoffice@geelongartscentre.org.au Phone: 1300251200 Associated organisation: Geelong Arts Centre

Upcoming dates 29 July 2022, 06:30 PM - 07:20 PM 30 July 2022, 02:30 PM - 03:20 PM 30 July 2022, 12:00 PM - 12:50 PM

Contact Geelong Arts Centre Box Office

Facilities • Children’s activities • Parking available • Toilets available • Wheelchair accessible

Website: www.geelongartscentre.org.au/ family-magic-2022/edward-the-emu/ Facebook: www.facebook.com/ geelongartscentre Twitter: www.twitter.com/geelongarts

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JULY 2022 | FIND GEELONG

Baby Sensory (Birth - 13months) Our multi-award winning classes will introduce you and your baby (or babies) to a wonderful world of sensory delights, where you can relax, spend quality time with each other, and enjoy meeting other new parents. Specifically designed from birth to aid your child’s development, our magical classes are packed with an incredible variety of sounds, smells, sights, textures, music, dance, singing, signing and more - plus it’s different EVERY week, in fact.... you will never experience the same class twice. We explain the benefits and research behind each activity; empowering you to give your little one the best possible start in life and providing a plethora of simple play-ideas for you to try with your baby at home. Baby Sensory is the perfect place to support your baby’s development, and the warm, relaxed environment makes it a fabulous place to connect with other local families while sharing magical moments with your baby and creating memories that you will treasure forever. Every week is new and different and full to the brim with exciting experiences to move your baby’s learning and development forward. You can come to a full 13 months of classes and never ever experience the same class twice! You can join our classes at any point during an active term (if there are places available) - or join the waitlist for your preferred class and when there are available places you will receive an email so that you can enrol. See our website for available locations, days and class times.

When Every Wednesday of every week from 13 August 2021 to 16 February 2029, 10:30 AM - 02:30 PM Where: Virginia Todd Hall Wadawurrung Country, 9 Clarence Street, Geelong West VIC 3218

Email: Geelong-Vic@babysensory.com Phone: 0405 198 218 Associated organisation: Baby Sensory Greater Geelong, Bellarine, and Surf Coast VIC

8-week term (enrolment fees are pro-rated if you join mid-term)

Website: www.babysensory.com.au/ geelong-vic/

Contact Becc Wolfenden

Facebook: www.facebook.com/baby sensorygeelongbellarineandsurfcoast/

Cost: Child: $180.00

JULY 2022 | FIND GEELONG

JULY 2022

Free Advertising Religious Groups and Churches Services Times Public Notices

Geelong

1300 88 38 30

editor@findgeelong.com.au

Religious Groups and Churches

Geelong

Located in the heart of the city, Westfield Geelong is your one-stop hub for shopping, food, fun and relaxation. Geelong’s premier shopping destination for fashion and beauty. Home to some of Australia’s best-known retailers including Myer, Big W, Target and Coles as well more than 160 specialty stores. A great range of cafes, restaurants and lunch options. A friendly Concierge team is available to help with: Westfield gift cards, personal styling sessions, hiring mobility equipment, Kiddy cars, mobile phone charging station, and parking information and more. There are plenty of amenities, a parent’s room on each level and an adult change facility; Changing Places. Located two blocks back from the water front, between Malop Street and Brougham Street.

Eat

Shop

What’s Happening... Bevilles: 50% off Gold Jewellery Bevilles

4 Jul - 24 Jul

0352290036

Find your Glimmer. Enjoy 50% off Gold Jewellery! Treat yourself or loved ones to must-have Gold jewellery that will enhance any outfit and ensure you stand out from the rest. Head in store or shop online at https://www.bevilles.com.au today for this unmissable offer. Love now, pay later. Payright, Afterpay, Latitude & HUMM available in store and online. *T&Cs apply. Terms and conditions *Excludes Best Buys, Super Buys, Bonus Offers, Made to Order, Children’s Jewellery, Diamonds and Selected Brands.

Dusk:

Summer’s in the air Dusk

It’s that time of year again. A light and warmth washes over us. And just like that, winter simply melts away And brings a smile. It’s freshly cut grass and sizzling BBQs. A squeeze of lime and a flowering jasmin. The warm salty breeze and a cold juicy watermelon. There is nothing quite like it. DUSK. Summer’s in the air

We’d love your feedback Concierge |

03 5215 4000

How did you rate your experience at Westfield Geelong? What new experiences would you like to see? We strive to provide the best experiences for our customers and would love to hear from you – the good, the bad and everything in between! Share your feedback by completing a short survey > here. It should only take 2-3 minutes. Our Customer Service team would also love to hear from you at our concierge desk, located on the ground floor, near The Coffee Club.

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JULY 2022 | FIND GEELONG

Geelong Waterfront A visit to Geelong is not complete if you haven’t seen our spectacular waterfront. The Geelong Waterfront is one of Australia’s most stunning waterfronts. Having started from humble beginnings when Geelong was founded as a port in 1836, the Waterfront has now attracted a series of prestigious awards. This cosmopolitan and vibrant area is a hive of activity with restaurants and cafes, beautiful landscaped gardens, attractions and public art, all with amazing views of Corio Bay. It also provides a full events calendar, tourism, education and accommodation services: Our historic Carousel, Poppy Kettle playground and youth activities area is great for kids of all ages. See Geelong’s famous bollards. There are plenty of possibilities to explore and view the Waterfront: take a ride on a Harley Davidson motorcycle, ride the trackless train if you prefer a more leisurely look around, check out the view from the air in a helicopter or take a boat cruise along Geelong’s spectacular Waterfront.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

Poppy Kettle Playground

This is one of the most perfectly positioned playgrounds for so many reasons. Situated on the Geelong waterfront, this park is jam-packed with awesome play elements, has beautiful sea views, has picnic facilities, and is a short walk away from cafes and other Geelong attractions. It makes for a beautiful day out for all ages, and is certainly a must-do in summer. The interactive play equipment include a multi-coloured tubular slide that winds down the hill, a dragon emerging from the ground, a timber tower, swing, boat (atop the sand pit), bouncers, and a unique pyramid climbing net. The playground is also well known for the interactive Poppy Kettle water fountains and miniature statues, situated amongst a rock area, which seem to be the main attraction for little ones. In fact, this feature was inspired by a children’s book written by local author, Robert Ingpen, and gives the park a magical quality. During the summer months the slide area has additional water play features. A trip to this playground can be combined with a walk or bike ride along Geelong’s famous Bollard walk or a visit to The Carousel. Geelong’s Youth Activity Precinct is located a stones’ throw away from the playground, and features basketball ring, seating areas, open multipurpose area, and skate ramps.

www.findgeelong.com.au

JULY 2022 | FIND GEELONG

Skate Parks In Geelong We have more skate parks per capita than any other municipality in Australia.

Skate parks in Geelong have a variety of facilities available for skate boarders, bladers and BMX bike riders including quarter pipes, handrails, funboxes, vert ramps, pyramids, banked ramps, and stairsets. We strongly advise the wearing of helmets and padding when using our Skate Parks, and enforce compulsory wearing of helmets at all skate events. Looking to get into skating or want to know more about skating in Geelong? Read about our skate program.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

The Old Paper Mills Hubcaps To Creative Hubs is the title for a series of short films about creative Geelong. Hubcaps are a reminder of Ford as a major employer before pulling out in 2016. Vacant industrial spaces such as factories and wool mills have become creative villages. I stayed in a Vrbo in the Old Paper Mills (1878). In Victorian times, this bluestone mill pulped rags to make paper. The dramatic waterfall setting reminded me of the cover of George Eliot’s novel The Mill and the Floss. The present owner, Alex Robins, has lovingly restored what he refers to as an Industrial Cathedral. The old mill is a labyrinth of galleries, studios, workshops, and boutique shops with handmade goods. Enjoy a coffee at The Door Gallery Cafe surrounded by antique Indian doors. Provenance Wines has a cellar door and restaurant in the main building. Enjoy tastings matched with bite-sized food pairings. Rone painted one of his famous esoteric faces on the back wall. As street art is so transient, it’s great to see a lasting testament to his work.

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JULY 2022 | FIND GEELONG

Cunningham Pier Geelong Cunningham Pier is one of the most recognisable structures on the Geelong Waterfront. Opening in the mid-1850s it was originally known as Railway Pier. It was an important part of the Geelong Port and you can still see the train lines that were used to transport cargo to the end of the pier. The pier stretches 250 metres out over Corio Bay and its bright white building is a standout feature of the foreshore. The two-storey weatherboard building houses the Wah Bar and Asian food restaurant (bao buns!), Wah Wah Gee. The Pier Geelong function centre is also located here. A large part of this Geelong pier is dedicated to car parking and a convenient covered walkway provides shelter as you walk along the train tracks. Cunningham Pier fishing has always been popular and in keeping with tradition, local anglers continue to use it.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

Geelong Arts and Cultural Precinct The area between Johnstone Park and Ryrie Street to the west of the shopping and business district of Geelong is known as the Geelong Arts Precinct. This area is also home to the Geelong Town Hall, which is the main council offices of the City of Greater Geelong. The city is currently seeking funds for a radical overhaul of the precinct where the current facilities will receive a substantial redevelopment. There are also plans for some pretty innovative landscaping and street works which will bring the area into line with the rest of our recently rejuvenated city. This massive renovation will make the precinct one of the best arts and cultural precincts in the state. The scale of the project put the cost of the whole redevelopment in the vicinity of over 130 million dollars. The Geelong Art Gallery is attached to the Geelong Town Hall, and it houses a magnificent and varied collection of artworks. Two paintings in particular are extremely special to our Gallery, first being the “View of Geelong” which was painted by Eugene von Guerad in 1856. This painting was bought recently by the museum from legendary English musical creator Sir Andrew Lloyd Webber. “A Bush Burial” by Fredrick McCubbin, painted in 1890 is another of the gallery’s most precious works.

www.findgeelong.com.au

JULY 2022 | FIND GEELONG

Western Beach People have been swimming, boating, fishing, and playing at Western Beach Geelong since the 1840s. In those days there was an unwritten rule designating Western Beach for men’s bathing and Eastern Beach for women. But some ‘dastardly gentlemen’ would disregard the agreement scaring respectable women away. Today the area is rarely used for swimming, but it’s still a popular stretch of foreshore connecting Rippleside to the rest of the Waterfront. Here you’ll find the Boat House restaurant (Geelong’s best spot for fish and chips), the Poppykettle Playground, a designated fishing area, and the marvelous Western Beach Boardwalk. Curving out over the water the boardwalk has well-placed seats where you can sit back and watch the sea birds duck dive for fish. In the early morning, it’s perfect for watching the sun come up over the bay.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

Rippleside Park

Located on the western edge of the Waterfront, Rippleside Park Geelong is a pretty grass-covered foreshore reserve. Popular with locals, Rippleside is less well-known to tourists who drive past en-route to more popular areas. The park has magnificent bay views and is particularly appealing to families with young children who love the adventure playground. The huge wooden structure has ramps, walkways, steps, and plenty of nooks and crannies to explore. When the kids tire of the playground the reserve has wide-open spaces to run around in. Don’t forget to bring your footy! Tucked in next to the reserve is tiny Rippleside Beach where you can bask in the sunshine or splash around in the water. Overlooking the whole area is the bright and spacious Ripples On The Bay cafe. This stunning cafe serves excellent coffee and has huge windows with to-die-for water views. Other amenities include picnic and barbecue facilities, toilets, and plenty of car parking spaces.

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JULY 2022 | FIND GEELONG

Steampacket Gardens Located right beside the water Steampacket Gardens Geelong is a big rectangle of lush lawn that’s perfect for a relaxing picnic or a game of frisbee. A path on the northern edge connecting the gardens to the bay has seats where you can enjoy the sea breeze and watch the nearby helicopter toing and froing. On the eastern side you’ll find the Wharfshed Cafe serving yummy meals and to the west sits the delightful historic carousel. There are some interesting art sculptures dotted around the park. Be sure to check out the Volunteer Rifle Band bollards and The Buoys sculpture, a group of former channel buoys that have been turned into a powerful piece of artwork. The Geelong Waterfront Makers and Growers market (Steampacket Market) is held here on the first Sunday of each month. This popular market offers local produce, beautiful art and handicrafts, and lots of tasty treats. You can read about other popular

Geelong markets here.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

www.findgeelong.com.au

The Carousel The Carousel Geelong is a rare 1892 Armitage-Herschell handcarved wooden carousel. One of only a few in the world this beautifully restored carousel is considered by many to be the best that’s still in use today. Housed in a modern steel and glass enclosure the pavilion has an old-world carnival atmosphere that’s enhanced by a pipe organ playing Dixieland melodies. A ride on this enchanting carousel is a magical experience for children of all ages and abilities, with a mobility lift that assists wheelchairs onto the attraction. Entry into the pavilion is free. Tickets to ride the Carousel are $5.00. The Carousel Pavilion can be booked for wedding ceremonies, wedding receptions, photo shoots, and private or corporate functions. Housing a beautifully restored Carousel, this competitively priced, exclusive all-weather venue is available for private hire seven days a week from 3:00pm.

www.findgeelong.com.au

JULY 2022 | FIND GEELONG

Old Geelong Gaol The Geelong Gaol Museum is housed in the 170-year-old Geelong Gaol, the third oldest prison in Victoria. Opening in 1853 and closing in 1991 it housed male and female prisoners. Over its history, it has been used as an industrial school for young girls, a hospital gaol and a military detention barracks. It was the site of 6 executions. Today it houses display illustrating not only the history of the Geelong Gaol but the history of the corrections of Victoria. It features displays on the Hulks, Colonial Prisons, Executions and Saga Behind the Armour along with some of the prisoner stories who have spent time behind the bluestone walls. The Geelong Gaol Museum is open on weekends, school holidays and public holidays.

JULY 2022 | FIND GEELONG

RETIREMENT We will look after your financial affairs so you can enjoy your retirement.

Downsizer Contribution RETIREMENT By Warren Strybosch

What is the downsizer contribution? The downsizer contribution is an amount of up to $300,000 that can be paid in to your super, from the proceeds of selling your home. If you have a spouse, the total contribution is up to $600,000 ($300,000 each). A downsizer contribution does not count towards your contribution caps,1 and can still be made if you have a total super balance of $1.7 million or more. Downsizer contributions are only available where the contract of sale was exchanged on or after 1 July 2018, and must be made within 90 days of receiving the proceeds of sale. Who is eligible?

Eligibility is determined by the Australian • Taxation Office (ATO). The ATO outlines eligibility to make a downsizer contribution as follows: • You (and if applicable, your spouse) will be eligible to make a downsizer contribution to super if you can answer yes to all of the following: •

•

You are 60 years old or older at the time you make a downsizer contribution (there is no maximum age limit)

•

The amount you are contributing is from the proceeds of selling your home, where the contract of sale was exchanged on or after 1 July 2018. • Your home was owned by you or your spouse, for 10 years or more prior to the sale (the ownership period is generally calculated from • the date of settlement of purchase, to the date of settlement of sale).

Your home is in Australia and is not a caravan, houseboat, or other mobile home. The proceeds (capital gain or loss) from the sale of the home are either exempt, or partially exempt from capital gains tax (CGT) under the main residence exemption, or would be entitled to such an exemption, if the home was a CGT rather than a pre‑CGT (acquired before 20 September 1985) asset. You have provided your super fund with the Downsizer Contribution into Superannuation form either before, or at the time of making your downsizer contribution. You make your downsizer contribution within 90 days of receiving the proceeds of sale, which is usually at the date of settlement You have not previously made a downsizer contribution to your super from the sale of another home.

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Please note If you sold your house and your name (and not your spouse’s) was listed on the title of your property, your spouse can still make a downsizer contribution, or have one made on their behalf, provided you both meet the eligibility criteria. If you have a spouse, the combined total contribution is up to $600,000 ($300,000 each), and both you and your spouse will need to complete the form at the end of this factsheet.

Downsizer contribution examples

A couple sells their home for

The maximum contribution cannot exceed $400,000 in total. This means they can choose to contribute half each, or split it - for example, $300,000 into one account and $100,000 into the other.

A couple sells their home for

Out of John and Fatima, only John is on the title. They both meet all the other requirements, therefore John and Fatima can make a downsizer contribution of up to $300,000 each.

$400,000

$600,000 A couple sells their home for

$800,000

Each spouse can make a contribution of up tp $300,000.

How to make a downsizer contribution

What else should I know?

• •

•

While the downsizer contribution must be made within 90 days of receiving the proceeds of sale, in some circumstances you may be able to request an extension from the ATO. Please contact the ATO for more information.

•

The downsizer contribution does not count towards your contribution caps. However, when you move your super savings into retirement phase, it will count towards your transfer balance cap,1 currently $1.7 million.

•

You can make more than one downsizer contribution from the proceeds of a single sale (up to your limit). However, all contributions must be made within 90 days of receiving the proceeds of sale, unless you have been granted an extension.

• •

Downsizer contributions are not tax deductible. Downsizer contributions will be taken into account or determining eligibility for the Age Pension.

• •

Check your eligibility to make the contribution Complete the Downsizer Contribution into Superannuation (obtain from ato). Send this form to your superannuation fund. Ensure that you send the form before or at the time that you make your downsizer contribution.

What if ATO determines that I’m not eligible? Eligibility to make a downsizer contribution is determined by the ATO. If the ATO subsequently determines that your contribution does not meet the downsizer contribution eligibility requirements, they will notify you, and QSuper. Once we are notified, we will assess whether your contribution could have been made as a personal contribution, and which contribution cap it will count towards. If it is decided your contribution can not be accepted, we will return the contribution amount to you.

Where can I find more information? The ATO provides detailed information on downsizer contribution eligibility. Visit ato.gov.au/downsizing or call the ATO on 13 10 20

1 Transfer balance cap – A limit on the total amount of superannuation that can be transferred into tax-free retirement products. You can find more information on the transfer balance cap in the Tax Explanation factsheet. This is general information only, so it does not take into account your personal objectives, financial situation,or needs. You should consider whether the product is right for you by reading the relevant product disclosure satement (PDS) and target market determination. (TMD) available at qsuper.qld.gov.au/PDS or call us on 1300 360 750 to request a copy. Where necessary, consider seeking professional advise tailored to your individual circumstances. JULY 2022 | FIND GEELONG

Free Advertising We invite a representative from each Sporting Club to submit team selections, results and any interesting stories relating to your club/ sports. For inquiries call 1300 88 38 30 or email the editor@findgeelong.com.au

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NBL1 Home Game 6 vs Launceston Tornadoes

TIP OFF NBL1 Women 5:00pm NBL1 Men 7:00pm

Doors open at Geelong Arena one hour prior to tip off. No Box Office is planned on the day - All tickets purchased online prior to the event

While the Supercats team are at the Arena stadium on game days, phones are often unmanned and we cannot guarantee that messages regarding game tickets will be received on the day. Supercats office hours; AWA stadium from 10:00am until 5:00pm Monday to Thursday, 12:00 – 5pm Friday. Home Games 1 - Saturday April 30th V Ringwood Hawks 5pm 2 – Saturday May 7th V Keilor Thunder 5pm 3 – Friday May 13th V Knox Raiders 6pm 4 – Saturday May 28th V Frankston Blues 5pm 5 – Saturday June 4th V Ballarat Rush/Miners 5pm 6 – Saturday June 25th V Launceston Tornadoes / NWT 5pm 7 – Friday July 1st V Bendigo Braves 6pm 8 – Saturday July 9th V Waverly Falcons 5pm 9 – Saturday July 23rd V Hobart Chargers 5pm 10 – Sunday July 31st V Mt Gambier Pioneers 1pm 11 – Friday August 5th V Nunawading Spectres 6pm

Contact AWA / Geelong Supercats / Geelong United Basketball Email: info@supercats.com.au Phone: 03 5277 1388 Associated organisation: Geelong Supercats Website: https://geelongsupercats.nbl1.com.au Facebook: http://www.facebook.com/geelongsupercats Twitter: http://www.twitter.com/GeelongSupercat

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FIND GEELONG | JULY 2022

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Subway Leopold Sponsorship

ANNOUNCEMENT!

FC Leopold are delighted to announce Subway Leopold have come on board as a gold sponsor. Kathleen has owned and operated Subway Leopold for the past 15 years and is delighted to come on board and give something back to the thriving community. You will soon notice that Subway have moved to their new location, still on Bellarine highway but in a brand new building situated a few shops up from Chopsy’s. You’ll see the Subway Leopold logo on our training jerseys and the clubs junior and senior clash jerseys. If members were not aware you can get a SubCard where reward dollars can be collected and used against any purchase once $3.00 has been accumulated. It’s simple, purchase any sub, drink or cookies, scan your SubCard and start collecting reward dollars. The card needs to be registered on the Subway App. In addition to this SubCard holders are offered specials and first to hear about any new products coming up. Please make sure to grab a sub, drink and cookies from our new sponsor and “eat fresh”.

JULY 2022 | FIND GEELONG

FIND GEELONG | JULY 2022

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Do you have an upcoming events e.g. fair, sausage sizzle, production? Place your EVENT AD here for FREE in our community online paper.

SEND US YOUR NEWS! Simply upload your ad or email to the editor@findgeelong.com.au and we will do the rest for you.

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PROFESSIONAL SERVICES

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Special Tax Return Offer $99 Returns - PAYG Only We have made it cheaper and easier for you to get your returns completed & you can do it all from the comfort of your own home. Here are the steps involved: 1. Email to returns@findaccountant.com.au requesting your PAYG return to be completed. Provide us with your full name, D.O.B and address. 2. A Tax engagement letter will be emailed to you for signing via your mobile (no printing or scanning required). 3. You will be then sent a tax checklist to complete online. Takes less than 5 minutes. 4. We will then require you to upload your documents to our secure portal. 5. Once we have received all your documentation, we will complete the return. 6. We will email you the completed return with our invoices. Once you sign the return and pay the invoice we will lodge the return on your behalf. Important: This offer is only available new clients to Find Accountant Pty Ltd. Liability limited by a scheme approved under Professional Standards Legislation

INDEX PROFESSIONAL SERVICES • • • • • • •

Find Accountant ----------------- 88 Bookkeeping ---------------------- 89 Business Coach ------------------ 90 Lawyers ------------------------------- 89 Salary Packaging Service - 89 Signwriter ----------------------------- 90 Resillience Coach -------------- 88

1300 88 38 30

Leadership and Team Development .....Imagine a team where each individual is so strong in self that their focus is how to move together as one.... SERVICES LEADERSHIP COACHING & DEVELOPMENT

Leadership coaching that connects your team and drives results

TEAM COACHING & DEVELOPMENT

BEHAVIOURAL PROFILING

CONTACT SALLY HIGOE

BUSINESS GAP ANALYSIS

IN-HOUSE & ONLINE TRAINING

WORKSHOPS/WEBINARS

Resilience Coach Team Resilience Method 0490 388 017 sally@team-resilience.com.au www.team-resilience.com.au

PROFESSIONAL SERVICES

PAGES

Biscuit Business Services Helping your business keep track of your bickies!

CONTACT

OUR SERVICES

0422 800 012

BAS Services

mc@biscuitbooks.com.au

Bookkeeping & Payroll Services

7A 9A-11 Leather Street, Breakwater VIC 3219

Business Services

Biscuit Business Services provides professional, confidential and comprehensive bookkeeping, payroll, BAS and administrative solutions to small to medium businesses. We specialise in working with ‘in the cloud’ bookkeeping and document solutions to effectively keep your business up to date and on track. We believe in a strong team approach when working with our clients and their Tax Agents.

MARY-CLEAR SWITZ

Bookkeeper

Geelong’s Premier Newlaw Firm With A Personal Approach. We Provide High Quality, Timely & Tailored Legal Solutions With Price Certainty Australia Wide. •

0429 312 986

CONVEYANCING & LEASES

•

COMMERCIAL & CORPORATE

•

FAMILY LAW

•

WILLS & ESTATE PLANNING

•

PROBATE

•

CRIMINAL LAW

•

john@vanbeveren.com.au •

ADVOCACY & MEDIATION IMMIGRATION & VISAS

JOHN VAN BEVEREN Lawyers & Conveyancers

Van Beveren Lawyers based in Geelong provide high-quality, timely and tailored legal solutions with price certainty Australia-wide. We focus on quality services, building relationships and forging long-term partnerships. Together, we invest in your ongoing success

Salary Packaging means you can pay less tax, use your pre-tax income to pay for everyday expenses and make your salary go further.

•

Comprehensive and always on-time FBT reporting

Dan Nicholls Salary Packaging Services

Call us now

Services •

Packaging administration

•

One-on-one customer service

•

Staff and organisation resources

•

Direct to employee claim benefits paid in one working day

We ensure your staff get the full advantage of their entitlements, because taking care of your staff is our business.

(03) 5229 4200

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PROFESSIONAL SERVICES

PAGES

www.developingexcellenceinbusiness.com.au

DEVELOPING EXCELLENCE IN BUSINESS SERVICES

CONTACT

Mentoring Coaching Master Class In-House Training Workshops Online Training Strategic Planning

DEB FRIBBINS Business Coach

0400 524 451 deb@debconsulting.com.au

DICOVER MORE ABOUT THE 5D PROCESS

Professional sign design, top quality production methods, and expert installation ensure you are in safe hands with your local Geelong signs team at Signarama.

Your local team for quality Signs

Services

Signarama Geelong West

• • • • •

Creative Services Installation Services Project Management Printing Resources TIM & NARELLE KNOTT

Owner Contact the team at Signarama Geelong West 1300 797 161

RETIREMENT WHO WE ARE Find Retirement is a part of the Find Group of companies offering Retirement Planning, Accounting, Super, and Insurance service to our clients.

We will look after your financial affairs so you can enjoy your retirement.

WHERE WE WORK

WHAT WE DO

We service clients throughout Melbourne, Bendigo and Geelong and surrounding areas. With access to the internet it does not matter where you live.

We don’t sell proucts but provide simple retirement planning solutions.

Bendigo | Geelong | Melbourne

info@findretirement.com.au

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Mon - Fri: 9am - 5:30pm Sat: 10am -1pm Sun: CLOSED

This information is of a general nature only and has been prepared without taking into account your particular financial needs, circumstances and objectives. While every effort has been made to ensure the accuracy of the information, it is not guaranteed. You should obtain professional advice before acting on the information contained in this publication. Superannuation, tax and Centrelink and other relevant information is based on our interpretation and continuation of law current as at the date of this document. The information contained in this document does not constitute legal or tax advice. You should seek expert advice in this regard. Warren Strybosch, Find Wealth Pty Limited ABN 20 140 585 075 trading as Find Retirement, Corporate Authorised Representative No. 236815 of ClearView Financial Advice Pty Ltd ABN 89 133 593 012, AFSL No. 331367.

PROFESSIONAL SERVICES

PAGES

BUSINESSES Do you provide Home and Garden services in the Geelong region? If you have any questions, contact Warren on

Warren Strybosch 1300 88 38 30

INDEX PROFESSIONAL SERVICES • • • • • • •

Property Services ----- 91 Specialist Tree Services Interior Design Mowing Building Inspection Nursey Flooring

SERVICES

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PRISTINE OUTDOOR PROPERTY SERVICES

( Covering Domestic and Commercial )

Mowing (small to acreage) Garden Clean Up /Maintenance Window Cleaning Gutter Cleaning

A beautiful lawn doesn’t happen by itself

Pressure Washing

CONTACT 0468 485 122 danatpops@gmail.com

DANIEL TOMLINSON Property Services

www.pristineoutdoorpropertyservices.com.au/ ‘Servicing Golden Plains and Geelong

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PAGES

HOME & GARDEN

TRADIES - FREE ADVERTISING Are you a Tradie? Need referrals? Consider joining the find Geelong Network group. If you have any questions, contact Warren on

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*Available until your category is taken when a Tradie joins the Find Network Team.

INDEX PROFESSIONAL SERVICES • • • • • • •

Painting Services-------92 Electrician----------------93 Embroidery--------------93 Video Production-------93 Building Inspection Nursey Flooring

DAHLLOF PAINTING SERVICES

CONTACT US We are lacated in Geelong, Victoria! Stephen Dahllof Painting Services Servicing Geelong and Surrounding Areas

0407 365 372 kerna1967@gmail.com www.stevedahllofofpaintingservices.com.au

OUR SERVICES PAINTING SERVICES

INTERIOR PAINTING

Concept to Creation - Perfect From Start to Finish

PAGES

HOME & GARDEN

Best Quality Embroidery We are Geelongs first embroidery business, and we strive to exel in our customer service and satisfaction by producing quality workmanship with garments made to last.

Phone 0412 670 310 Email Kerry@gim.net.au Website www.gim.net.au Location

North Geelong, Australia 3215

Geelong Expert Electricians

Geelong Industrial Monogramming has been established since 1982, and is proud to be a family owned and operated business. During that time we have seen it grow from a small cottage industry to a fully operational factory and retail store with 20 experienced staff, servicing some of Australia’s biggest suppliers, including: YAKKA, Ford Motor Company, Rays Tent City Cant tear em’ and many more. We were Geelongs first embroidery business, and we strive to excel in our customer service and satisfaction by producing quality workmanship with garments made to last.

KERRY KASPI Branded Apparel & Marketing

COMMERCIAL SERVICES Quality Service for Commercial Fit-Outs Improving Existing Infrastructure

Mark Clutterbuck Electrical Operations

DOMESTIC SERVICES Home Maintenance Domestic Electrical Repairs Property Improvements

Contact 0414 538 394 mark@clutterbuckelectrical.com.au www.clutterbuckelectrical.com.au

CLUTTERBUCK has everything you need in a master electrician, whether it be for your home, office, business, or an area outdoors.

WE MAKE COST-EFFECTIVE VIDEO AND SOCIAL MEDIA CONTENT FOR SMALL BUDGETS AND SMALL BUSINESS! SERVICES Video Production Social Media Content and Posting Photography Graphic Design Marketing

ALLISON GROOT Creative Director

CALL: 0403 899 697 | EMAIL: hello@yestodaymedia.com.au

Website Design and Building Copywriting Events TV, Radio, Spotify and Cinema Advertising

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PAGES

HEALTH & BEAUTY

BUSINESSES Do you provide Health and Beauty services in the Geelong region? If you have any questions, contact Warren on

Warren Strybosch 1300 88 38 30

editor@findgeelong.com.au

INDEX PROFESSIONAL SERVICES • • • • • •

Hair Dresser Osteopath Chiropractor Beauty Therapy Gym Massage Therapy

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JULY 2022

Find Geelong 2022 - July Edition

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