Find Geelong November 2024 Edition by Find

COLUMNIST CONTRIBUTORS COLUMNIST

Are

About the Find Geelong

By Warren Strybosch

The Find Geelong is a community paper that aims to support all things Geelong. We want to provide a place where all NotFor-Profits (NFP), schools, sporting groups and other like organisations can share their news in one place. For instance, submitting up-and-coming events in the Find Geelong for Free.

We do not proclaim to be another newspaper and we will not be aiming to compete with other news outlets. You can obtain your news from other sources. We feel you get enough of this already. We will keep our news topics to a minimum and only provide what we feel is most relevant topics to you each month.

We invite local council and the current council members to participate by submitting information each month so as to keep us informed of any changes that may be of relevance to us, their local constituents.

EDITORIAL ENQUIRES: Warren Strybosch | 1300 88 38 30 editor@findgeelong.com.au

PUBLISHER: Issuu pty Ltd

POSTAL ADDRESS: 248 Wonga Road, Wararnwood VIC 3134

ADVERTISING AND ACCOUNTS: editor@findgeelong.com.au

GENERAL ENQUIRIES: 1300 88 38 30

EMAIL SPORT: editor@findgeelong.com.au

WEBSITE: www.findgeelong.com.au

OUR NEWSPAPER

We will also try and showcase different organisations throughout the year so you, the reader, can learn more about what is on offer in your local area.

To help support the paper, we invite local businesses owners to sponsor the paper and in return we will provide exclusive advertising and opportunities to submit articles about their businesses. As a community we encourage you to support these businesses/columnists. Without their support, we would not be able to provide this community paper to you.

Lastly, we want to ask you, the local community, to support the fundraising initiatives that we will be developing and

The

rolling out over the coming years. Our aim is to help as many NFP and other like organisations to raise much needed funds to help them to keep operating. Our fundraising initiatives will never simply ask for money from you. We will also aim to provide something of worth to you before you part with your hardearned money. The first initiative is the Find Cards and Find Coupons – similar to the Entertainment Book but cheaper and more localised. Any NFP and similar organisations e.g., schools, sporting clubs, can participate.

We value your support,

The Find Geelong Team.

Geelong

ALL THINGS GEELONG

The City of Geelong is one of Victoria’s largest regional capital cities. Geelong had a population of approximately 230,000 as at the 2019 Report which includes 16,000 businesses. Geelong’s location is in strong growth corridor, making it an ideal location for businesses to explore options outside of the capital city.

The Find Geelong acknowledge the Traditional Owners of the lands where Geelong now stands, the Wadawuarrung people of the Kulin nation, and pays repect to their Elders - past, present and emerging - and acknowledges the important role Aboriginal and Torres Strait Islander people continue to play within our community.

The Find Geelong was established in 2019 and is owned by the Find Foundation, a Not-For-Profit organisation with is core focus of helping other Not-For-Profits, schools, clubs and other similar organisations in the local community - to bring everyone together in one place and to support each other. We provide the above organisations FREE advertising in the community paper to promote themselves as well as to make the community more aware of the services these organisations can offer. The Find Geelong has a strong editorial focus and is supported via local grants and financed predominantly by local business owners.

DISCLAIMER

Readers are advised that the Find Geelong accepts no responsibility for financial, health or other claims published in advertising or in articles written in this newspaper. All comments are of a general nature and do not take into account your personal financial situation, health and/or wellbeing. We recommend you seek professional

GEELONG REVIVAL MOTORING FESTIVAL

by Genevieve Brazil

The Geelong Revival Motoring Festival in 2024 is scheduled for November 8-10, one of Australia’s largest historic car events, has become a beloved annual fixture in the local community, attracting car enthusiasts and curious visitors alike to the vibrant city of Geelong, Victoria. Located along the beautiful Geelong waterfront, this festival brings with it a storied tradition, having roots that go back to the 1950s. The festival, which features a weekend filled with vintage vehicles, spirited races, and lively family activities, showcases the city’s historical passion for motoring and motorsport, and it is a highlight on the local events calendar.

The Geelong Revival Motoring Festival has grown from humble beginnings. The roots of the festival trace back to 1956 when the first official Geelong sprints took place on Ritchie Boulevard. At that time, the “Geelong Speed Trials” attracted a mix of professional and amateur drivers to Geelong’s picturesque waterfront, where they raced along a straight strip of road in a thrilling test of speed and skill. This became a popular local event, attracting hundreds of spectators and growing steadily in popularity through the late 1950s and into the 1960s.

Despite its success, the original Speed Trials were discontinued after 1972, and Geelong’s racing tradition went quiet for over 20 years. However, in 2003, a group of passionate motoring enthusiasts revived the event, honoring its history and expanding on its original format. Rebranded as the Geelong Revival Motoring Festival, the revived event embraced its historic roots while also introducing new elements, turning it into an inclusive celebration of automotive culture. Since then, the festival has been held almost every year and now draws a diverse crowd, from classic car collectors to racing enthusiasts, families, and tourists eager to experience a slice of Geelong’s unique motoring history.

Every year, the Geelong Revival Motoring Festival brings together a mix of old and new, with a series of classic car displays, vintage motorcycles, retro-styled drag races, and modern supercars. Attendees can explore various display zones, including Classic and Custom Car Displays, a Motorcycle Display, and Supercar Enclosures, each offering a distinct flavor of automotive history and culture. With cars dating back to the early 20th century, the festival provides a comprehensive view of the evolution of motoring.

provides a comprehensive view of the evolution of

Beyond the roaring engines and flashy cars, the Geelong Revival Motoring Festival has a positive impact on the local community, both socially and economically. The event attracts thousands of visitors, benefiting local businesses, restaurants, and hotels as attendees pour into the city for the weekend. The waterfront area, already a popular local attraction, is transformed into a bustling hub of activity, generating significant revenue and raising Geelong’s profile as a tourist destination.

Local vendors and food trucks line the streets, offering an array of food and drink options, from classic Aussie barbecues to artisanal coffee and international treats. The festival also provides opportunities for local artisans and merchants to showcase their work, with an Automobilia & Vintage Market featuring vendors selling automotive memorabilia, collectibles, and handmade crafts.

Moreover, the festival encourages community participation and fosters a sense of pride. Volunteers, local car clubs, and community groups all play a role in the event’s success. It’s a festival for the people of Geelong as much as it is for visitors, with locals of all ages coming together to celebrate and preserve an essential part of the city’s cultural heritage.

As the Geelong Revival Motoring Festival continues to grow, it reflects the broader trend of Australia’s renewed interest in historic motoring events. Organizers have introduced new initiatives to ensure the festival remains relevant and engaging, such as incorporating more family-friendly activities, expanding educational programs, and inviting renowned automotive experts and guest speakers to share their knowledge.

In recent years, sustainability has also become a focus, with initiatives aimed at reducing waste and promoting eco-friendly practices. These changes reflect a forwardthinking approach that preserves the festival’s heritage while adapting to contemporary values, ensuring its appeal for future generations.

The Geelong Revival Motoring Festival is more than just a celebration of cars—it’s a tribute to Geelong’s unique relationship with motorsport, a bridge between past and present, and a shining example of the city’s vibrant community spirit. For locals and visitors alike, it’s a thrilling reminder of the history that has helped shape Geelong and a reminder that some traditions are well worth reviving.

motoring.

NOVEMBER 2024 EDITION

Geelong Column

By City of Greater Geelong CEO Ali Wastie

Two talented photographers are vying for the honour of having their shot appear on the front of next year’s City of Greater Geelong calendar, with public voting now open.

After receiving 759 entries, we have shortlisted two stunning shots of our waterfront for the cover.

One photo, by Malcolm Bushell, captures a vivid and picturesque sunset over Cunningham Pier.

The other, Eastern Beach Sea Baths by Louise Edebone, looks at our city’s beloved promenade from a very different angle.

With so many brilliant entries, our judges had a very tough time narrowing them down to the two shortlisted images.

The quality and variety of images submitted are testament to both the skills of our residents behind the lens and the amazing range of sights and scenes that our beautiful region has to offer.

I thank everyone who submitted photos for their efforts and passion for showcasing our beautiful part of the world.

But now that it’s down to the final two and it’s up to the community to choose which one they want on the front of the calendar.

I encourage you to check out these two fantastic photos and vote for your favourite at geelong.link/CalendarVote. Voting opens closes Monday 11 November 2024.

From 9 December, the 2025 calendars will be available to collect from City of Greater Geelong customer service centres at:

• Wurriki Nyal – 137-149 Mercer Street, Geelong

• Corio Shopping Centre – corner Bacchus Marsh and Purnell Roads

• Boronggook Drysdale Library – 2-8 Wyndham Street, Drysdale.

Residents unable to collect a calendar from one of these customer service centres can register to receive one by mail.

To register phone 5272 5272 or fill out the online form at geelong.link/RequestCalendar before Friday 29 November.

INVESTMENTS

FINANCIAL PLANNER

By Warren Strybosch

Building a Portfolio

There are a number of steps to follow to build a portfolio that suits your financial goals and preferences. These steps are illustrated in the diagram below:

Understand the key asset classes

Determine your objectives and preferences (including your risk profile)

Choose the appropriate asset allocation to suit your risk profile

Manage the risk in your portfolio using diversification

Access investments directly, via a managed fund or in combination

Determine the structure for holding the investments

Determine the most suitable investment strategy for your circumstances

An explanation of these key steps is provided below.

Understand the Key Asset classes

It is important to understand the main asset classes and how they can affect the returns and risk of your portfolio. The types of asset classes include:

• Shares

• Property

• Bonds (or fixed interest as they are often called)

• Cash

There may be asset types within each asset class. For example, within shares, there is a choice of Australian and international shares and within international shares, there is choice of specific regions or countries like China or emerging market shares.

Generally ‘growth’ assets like shares and property provide the prospect of higher returns over the long term compared to ‘safer’ assets like bonds and cash. However growth assets have a higher level of risk including the risk of capital loss and more ups and downs in returns particularly over the short term.

‘Growth’ assets are only appropriate if you have an investment time horizon of at least five years due to their higher level of inherent risk.

Shares: Shares represent part ownership in a company and usually provide income payments through dividends and can produce growth if the share price increases.

For Australian companies, these dividends can be franked, which means that you receive a tax credit for the tax already paid by the company so that you are not taxed twice (once

at the company tax rate and again at your marginal tax rate). If your tax rate is less than the company tax rate (currently 30%) you will receive a refund for the extra tax paid by the company. If your tax rate is higher you may need to pay some extra tax.

Property: An investment in property provides you with ownership in a property or a number of properties through a managed structure. Property investments allow you to benefit from the rent received by the properties as well as the change in the valuation of the property over time. The returns of these properties will depend on the quality of the tenant and the rent paid as well as the location and type of property such as residential, industrial or commercial.

Bonds (fixed interest): A bond is a tradeable debt security, usually issued by a government, semi-government or corporate body to raise money. Investors in the bond have effectively lent money, for which they receive a fixed rate of interest over a set period of time. The bond is repaid with interest on the predetermined maturity date.

For example, if you invest in a 5 year bond paying 3% coupon you will pay $1,000 to invest in the bond. In return, you will receive $30 (3% of $1,000) each year. At year 5, you receive the coupon of $30 plus the original $1,000 outlay.

It is possible to experience capital losses from a bond investment if it is cashed before maturity and interest rates have risen or capital gains if the reverse occurs. They are not as safe as cash.

Cash: Cash is one of the safest investments. Cash compared to other assets tends to provide lower variability in returns, high level of security on the capital invested and acts as a more defensive investment. This reduces investment risk so the money is available when you need it, with a minimal potential for capital loss.

Income and Growth

The returns from the various asset classes are provided in the form of income and/or growth resulting from a change in the price of the investment. Some investments like cash will only provide income returns while the return from other investments may include a mix of income and capital growth.

Income returns can include interest from cash and bonds, rental income from property and dividends from shares. Managed fund may also pay realised capital gains as part of the income return.

This income is included in your tax return and is taxed at your marginal tax rate. If franking credits have been derived these will be passed onto you and can help to reduce tax payable.

If an investment is sold, this may create a capital gain or loss depending on whether the price of the security or unit price of managed funds has changed since investment. If a capital gain has been realised on units held for more than 12 months a 50% capital gains tax discount will apply unless the units were owned by a company.

Diversification

You can invest in a mix of asset classes or securities as a means of ‘diversifying’ your portfolio. Diversification is a key investment principle used to manage the risks of a portfolio and involves investing in a variety of assets and investments that perform differently to each other over time. It is often described by the proverb “Don’t put all your eggs in one basket”.

It also allows you to have an exposure to a spread of assets and securities including both ‘growth’ and ‘defensive’ assets. It

means that you avoid taking big bets in one or a few asset class and/or investments that may adversely affect your returns if it underperforms.

Diversification can reduce the risk in your portfolio but it will not eliminate the risks. Your portfolio is likely to experience ups and downs in returns over time but by a lower level of variability.

Direct versus Managed Funds

You can access assets and/or securities by buying the investment directly or via a managed trust. Direct investments involve buying the security such as a specific share or property such that you are a part or full owner of the security. As an example, you can become an owner in a specific company by buying its shares on the Stock Exchange which entitles you to receive dividends and vote at General Meetings (depending on your share structure).

An alternative means of gaining exposure to assets is via a managed fund. A managed fund is a professionally managed investment portfolio that pools the money of multiple investors. A fund manager is appointed to manage the fund including selection of the underlying investments and maintaining client records. By pooling money with other investors you may gain access to investments not normally available if you invested directly or enable you to achieve a greater level of diversification.

If you invest money into a managed fund you will receive a number of ‘units’ in that fund. The number of units you receive is calculated as the amount of money you invest divided by the unit price on that day. This is why managed funds are also often called “unit trusts”. The unit price may increase or decrease in line with the value of the underlying investments.

Each investment approach has its advantages and disadvantages that you should consider. These will include the implications for fees and investment control.

Investing directly in securities may require you to actively review and manage the investments in your portfolio on a regular basis. You may be required to make decisions and changes to account for corporate action events in the case of buying shares directly such as takeovers, rights issues and share purchase plans. This can require you to have the time and inclination to manage your direct investments portfolio. On the flip side, the advantage provided by a managed fund is that you do not need to devote the time to be actively involved in the investment decisions.

Risk Profiling

There are a number of factors that you need to consider to determine the most appropriate investment for your personal preferences and financial goals. A key driver of this decision is your risk profile which measures your attitude towards risk. Your risk profile will depend on how you feel about a range of different issues such as:

• Your comfort and knowledge of investment markets. The higher your knowledge, the more comfortable you may be investing in riskier assets like shares and property.

• Your preference for capital growth (compared to capital preservation and/or income). The higher your preference for growth may be better suited to investing in riskier assets that offer a higher potential for capital growth.

• Your level of concern when markets suffer a loss. If you are likely to sell and feel stressed from this loss, then a lower exposure to risky assets may be suitable.

• How important it is to you for your investments to keep pace with inflation. If this is important to you, then shares and property are more likely to meet this need.

• Your investment time horizon. If you are investing for the long term (at least 5-7 years), then you may consider investing in shares and property. Generally, risky assets are not suitable if you are investing for shorter periods of time and a higher level of investment in cash and bonds may be more suitable.

Structures for Holding Investments

There are various ways of owning investments and these can include in your own name, in your spouse or kids’ names, via a family trust, superannuation or private company. There are a number of issues to consider when determining the most appropriate structure to hold the investments and these include the following:

• Tax

• Fees and costs

• Liabilities and responsibilities

• Flexibility and complexity

• Estate planning

Investment Strategies

Once you have decided on your portfolio, there are various approaches to investing and withdrawing your money.

If you are concerned about the ups and downs in financial markets and are unsure about whether it is a good time to invest in risky assets, you can consider investing using a ‘dollar cost averaging’ approach. This involves investing a set amount regularly over a period of time rather than investing the full amount at a single point in time. In this way, you can avoid trying to time your entry into financial markets. By making regular investments over time you may be able to minimise the risk of investing all your money during a market peak. This can help to minimise investment risk and average the purchase price of your investments by buying more assets when prices are low and fewer assets when prices are high.

If you are withdrawing funds from your portfolio, you can use a regular drawdown strategy that has similar benefits to dollar cost averaging (but in reverse). That is, you can withdraw funds over time rather than withdrawing the full amount at a point in time. In this way, you can minimise the risk of withdrawing all your funds from financial markets at the bottom of the market.

Your portfolio can benefit from ‘compounding interest’ particularly if you reinvest your income returns. If the interest you receive is added to your initial investment, you can receive interest on the total amount and effectively receive interest on the interest reinvested. This is called ‘compound interest’ and has the effect of increasing your overall returns. The more frequently that interest is calculated, the higher will be the compounded returns.

Warren Strybosch

MASTERING PURPOSEFUL CONVERSATION TO CREATE CHANGE: PART 1

Finish the year strong with intentional communication

LEADERSHIP &

TEAM SPECIALIST

By Sally Higoe

You’re a leader. You’re striving for results, but something’s off. You observe outcomes and watch your team at work. But are you taking a moment to observe yourself? Do you notice how your own approach might be impacting the results?

Observation is where it all begins—seeing, listening, sensing. But simply noticing problems isn’t enough. You need to know how to address them, and that’s where purposeful conversations come in. Real change doesn’t happen without meaningful dialogue. Not just any talk— conversations with intent, focus, and the drive to get results.

Observations That Lead to Real Action

Observing is about more than spotting errors. It’s about recognising what’s working, what isn’t, and where your team needs to place its attention. The goal? Change. But change starts with the right kind of conversations—ones that go beyond the surface and deliver results.

Far too often, workplace conversations wander aimlessly. They get off-topic, circle back, and waste time. In a highperforming team, this kind of chatter is like sand in the gears. It grinds down productivity, muddles priorities, and saps energy.

Infusing Purpose and Energy into Your Communication

Every business conversation must have a purpose, or else, what’s the point? To create an impact, start by reflecting on your own communication style. Are you bringing energy? Are you inspiring others, or unintentionally dampening the mood?

Here’s how to begin making the shift:

Step 1: Observe Yourself First

Start with your own habits. Be mindful of your verbal and non-verbal cues:

• Language Matters: The words you choose can either empower or limit. Instead of saying, “I can’t,” try saying, “I’ll give it a go” or “I’m not there yet.” Your words set the tone for the conversation—make sure they move things forward.

• Tone of Voice: Keep it steady and calm. Your tone should build confidence, not doubt.

• Body Language: Are you showing openness and engagement? Maintain eye contact, face the person, and carry yourself like a leader.

If you find yourself communicating in ways that hold you back, flip it around. Use words and body language that project confidence and inspire others.

Step 2:

Read the

Room and Adjust

It’s not just about what you’re saying; it’s about how others are responding. Observe their body language and reactions:

• Non-verbal Cues: Are they shifting in their seat, avoiding eye contact, or sitting too still? These signs often indicate discomfort or disengagement.

• Breathing Patterns: A sigh or sharp breath can signal frustration or overwhelm.

When you notice these signals, don’t panic. Pause, take a breath, and shift your approach. The only thing that matters is the response you get. If you’re not getting the outcome you need, adapt and try a new approach.

Asking Questions to Drive the Conversation Forward

Great leaders don’t just speak—they ask questions that bring focus back to the intended outcome. If a discussion is drifting, guide it back on track:

1. Ask Yourself First: “Why are we talking about this? What’s the desired outcome?” Re-centre your own focus.

2. Engage the Team: “What are we aiming to achieve here? How does this conversation help us move towards our goal?” A simple question like this can eliminate the clutter and realign everyone.

Remember: If the team is truly aligned with the organisation’s vision and values, you should all have similar desired outcomes. If you find a disconnect, it’s time to revisit the fundamentals.

To Be Continued...

Mastering purposeful conversation is a skill that can transform your leadership and your team’s performance. Now that you know how to set the stage for impactful dialogue, it’s time to take it a step further.

In the next article, we’ll dive deeper into balancing process and purpose, empowering your team to thrive, and asking the right questions to inspire growth and accountability.

Stay tuned for Part 2, where we’ll continue the journey to unlock your team’s full potential through purposeful communication.

BUILD Your Business: A Strategic Approach to Success PLANNING TO BUILD

Be Aware of your marketplace

BUSINESS COACH

By Deb Fribbins

Are you thinking of starting a business, investing in one, or expanding your existing operations? Thorough planning is crucial for success. By utilizing the BUILD framework, you can create a solid foundation for your business goals and maintain momentum throughout your journey.

B: Be Aware

Start by researching your market. Understand who your clients are, where to find them, and who your competition is. Ask yourself the critical question: Why do you want to start or expand your business? Identify the best locations for maximizing customer flow and determine your launch timeline. Ensure you have comprehensive planning in place, and consider what marketing strategies resonate best with your target audience. Recognize your differentiators and the tools—both digital and physical—that you’ll need to implement your vision.

U: Understand Customer Needs

In today’s market, customers often operate with a “WIIFM” mindset—What’s In It For Me? Address their needs by understanding their pain points and how you can make their lives easier. Think about how to capture their attention, what special offers you can provide, and how to present your products clearly. Consider complementary products they might be interested in and ensure you offer robust after-sales service.

I: Invest in Yourself and Your Business Investing in a mentor can significantly enhance your journey, helping you stay focused on your goals. Identify the best networking groups relevant to your industry and determine how many to join. Explore the opportunities these networks provide for investing time and resources to fuel your growth. Staying informed about current trends is essential for remaining competitive.

L: Learn from Customers and Competitors

Listening to your customers is vital. What are their requests and complaints? What do they expect from you? Make inexpensive adjustments to your services based on their feedback and assess the potential financial and operational impacts of these changes. Ensure your marketing effectively communicates with your audience and delivers the information they need.

D: Deliver on All Parameters

Craft a comprehensive Business Plan that includes a Marketing Plan and a Financial Plan. This should be built on a solid analysis of competitors, market conditions, product assortment, purchasing strategies, and cash flow projections.

By following the BUILD framework, you’ll establish a resilient foundation for your business. As challenges arise, you’ll be better equipped to resolve them by considering their effects on all areas of your operation. Make your entrepreneurial journey smoother and more successful by building your business on these essential principles.

If you would like support ways to address this in your business book a time for a complimentary Appointment With Purpose (A.W.P.). We will explore your options together. https://calendly.com/deb-fribbins/ appointment-with-purpose

Potential threats to your business value

ACCOUNTANT

By Anjana Jogi

Once you’ve built up a successful business, you’ll want to see a healthy return on this investment. But in today’s turbulent business environment, a once stable and profitable company can quickly decline and fail to grow and losing the hard-won value you’ve built up.

If you’re a mature owner looking to retire in the near future, or an ambitious entrepreneur who’s planning to exit and start your next business idea, this loss of value is seriously bad news!

The key is to spot the potential threats to your business value and to ensure you’re doing everything you can to keep your business viable, relevant and profitable.

Five potential threats that are damaging your business value.

The value and equity that’s locked up in your successful business is your nest egg. It’s the asset that will power your future retirement, buy your family that new home, or the unrealised capital that will allow you to invest, begin new enterprises or fund your lifestyle.

So if the value in your business drops, this can fundamentally undermine your future plans and leave you without the capital to take these next steps.

Here are five key threats that may be decreasing the value of your business:

1. A reliance on the founder that limits growth potential.

A modern business should be [systemised and scalable] (https://www. business.com/articles/the-importanceof-scalable-business-models/). If you, as the founder, are still integral to your everyday operations, this blocks innovation and limits the potential growth of the business.

2. Outdated equipment or technology.

If you’re using [outdated equipment, technology or software] (https://www. pulsetechnology.com/blog/5-waysoutdated-technology-is-holding-yourbusiness-back#), this can reduce your overall operational efficiency, increase your running costs and make your business less competitive in the marketplace.

3. Failure to keep pace with the market.

Markets change quickly! The emergence of disruptive competitors, innovative new

products or changes in customer behaviour can leave you lagging behind your competitors and losing sales and revenue as a result.

4. Negative reputation or brand awareness

Poor customer satisfaction scores, or bad behaviour by your employees or top team, can quickly dent your [reputation as a company] (https:// determ.com/blog/what-are-the-effectsof-reputational-damage/). Negative reputation can damage your brand, deter customers from engaging with you and, subsequently, reduce the company’s value.

5. Poor financial health as a business.

Potential buyers want to see that your business is financially viable. A high debtto-equity ratio can make a business more vulnerable to economic downturns, and poor cashflow will hinder your ability to invest in growth, pay bills and meet your financial obligations (all red flags for investors and potential buyers).

Talk to us about stabilising the value of your company.

The business value of your company isn’t static. For the business to maintain value, it needs to keep up with a changing market, adopt new technologies and make solid plans for growth.

We can help you review your potential value and come up with a business strategy and tactical approach that keeps your company relevant and valuable well into the future.

Understanding Australian Government Grants for Non-Profits

DIGITAL MEDIA

By Ethan Strybosch

Volunteers are the backbone of many non-profits, providing essential support and resources to help further your mission.

Here’s a step-by-step guide to managing volunteers effectively:

1. Set Clear Expectations

From the outset, define specific roles, responsibilities, and goals for each volunteer.

Clear expectations help ensure that everyone understands their contributions and how they align with the organisation’s objectives.

This clarity can significantly enhance engagement and accountability.

2. Provide Comprehensive Training

Equip your volunteers with the necessary tools and knowledge to succeed in their roles. Offering thorough training sessions not only prepares them for their tasks but also boosts their confidence.

Regularly update training materials to reflect new processes or policies, ensuring that volunteers always have the most current information.

3. Show Appreciation Regularly

Acknowledge and recognise the hard work and contributions of your volunteers.

Regularly expressing gratitude—whether through shout-outs at meetings, personalised thank-you notes, or volunteer appreciation events—can strengthen morale and loyalty.

Celebrating milestones and successes together also fosters a sense of community and belonging.

4. Offer Growth Opportunities

Encourage volunteers to develop their skills and take on leadership roles.

Providing opportunities for advancement can motivate dedicated volunteers to deepen their commitment.

Consider implementing mentorship programs or offering workshops to help them grow professionally while benefiting your organisation.

5. Maintain Open Communication

Foster an environment where volunteers feel comfortable sharing their feedback and concerns.

Regular check-ins can help address any issues before they escalate and allow you to gather valuable insights on their experiences.

6. Create a Community

Build a supportive community among your volunteers.

Organise social events, team-building activities, or group projects to enhance relationships and foster collaboration.

A strong community can lead to higher retention rates and a more engaged volunteer base.

7. Evaluate and Adapt

Periodically assess your volunteer management practices to identify areas for improvement. Gather feedback from volunteers about their experiences and adjust your strategies accordingly. This continuous improvement approach can help ensure that your volunteer program remains effective and responsive to their needs.

By implementing these tips, your non-profit can cultivate a dedicated and effective volunteer team that enhances your mission and supports your organisation’s growth.

Engaged volunteers are not only more productive but also become ambassadors for your cause, spreading awareness and enthusiasm within the community.

Preparing for the perfect paint job

By Steve Dahllof

Interior painting relies for success on the quality of its preparation. Preparing a room for painting is time-consuming and laborious, but if you follow these tips, you will have beautiful, smooth walls every time.

Preparing the room

Shift all possible furniture out of the room and cover what’s left with canvas drop cloths. Canvas absorbs paint and prevents it leaking onto the floor, a common problem if you use old cotton sheet or plastic sheets. You can also cover odd-shaped furniture with cling wrap.

Dust all surfaces to be painted whether you believe they are clean or not. Minute fibres or dust particles will interfere with the painting process. You can use a damp cloth but the best tool for dusting is a long-handled microfibre duster, preferably with an extension handle to reach up to ceiling level. It is a good idea to wear a face mask while doing this, even if you don’t have allergies or your walls have been dusted recently.

To ger rid of cobwebs and persuade spiders and all creepy crawlies to leave, use a long-handled brush.

painter’s tape. Using a putty knife, press down firmly on the tape, especially where the unpainted and to-be-painted surfaces meet. This reduces paint bleed.

Check for any indentations or cracks in the surface. Use a putty knife and a minute amount of putty to fill in. Wipe off the excess and sand back gently.

Washing the walls

Whether DIY or done by professionals, washing the walls is mandatory. If you’ve hired professionals, washing walls is not usually part of their service and they will charge extra for doing it. Hire a professional cleaner or do it yourself.

Using a sponge mop, clean the walls (and ceilings if you are painting those) with a solution of sugar soap, also known as TSP (trisodium phosphate). It is essential to apply sugar soap in kitchens, especially near greasy areas like stoves, as grease can prevent paint adhering to the walls. Walls previously painted with a satin or gloss paint also need sugar soap so that the new coat of paint will not crack due to the slippery sheen of the gloss. Note that sugar soap will darken some wooden surfaces such as mahogany.

To apply, put on rubber gloves and goggles and mix sugar soap into a bucket of warm water until it is dissolved

completely. Dip the sponge mop into the solution and wipe down the walls. Rinse the surface with a clean sponge and let it dry before starting to paint.

For small rooms, you could try Selley’s Sugar Soap Wipes. Clean with the smooth side and scrub with the other, rougher side to remove marks and stains. For more stubborn stains, try Mr Clean Eraser Pad Block. Cut to the size you need and test on an inconspicuous area. Scrub off those hard-to-lift pen scribbles or oils stains and rinse with water – easy!

Painting the room

First, set up a safe workstation. Access to and from the door should be free and uncluttered. Avoid situations where you have to reach over or across a ladder or painting equipment.

While you are painting, cover your paint trays with aluminium foil, or a plastic or garbage bag. Put a paper plate of baking foil to catch the drips under each paint can. Have a damp cloth within reach to be able to immediately wipe up drips before they dry.

Even when closing a paint tin carefully, there is the likelihood of paint splattering across the room. When you first open the can, punch a series of holes (using hammer and nails or a nail punch) in the rim’s channel where the paint collects so it will drain into the can and not all over your newly painted project.

Stretch a rubber band or tie a piece of string vertically over the paint can. Use it to scrape the excess paint off your brush. This reduces the amount of paint collecting in the channel of the rim.

Preparing your room thoroughly before painting will be worth it when you see the magic result at the end!

Formorepaintingadvice,contactDahllof Painting Services at sjd67@bigpond.net. au. We will be happy to answer all your inquiries.

A by-product of sugar can reduce sugar cravings

NATUROPATHY

By Kathryn Messenger

I find it so interesting that one of the minerals that is removed from the sugar cane as it is processed is the same mineral that helps prevent sugar cravings, which is just another reminder that we should be eating foods in their natural form.

When sugar is made

When white sugar us made, the juice from the sugar cane is stripped of all its nutrients so that we’re left with just the simple carbohydrate. Raw sugar has a tiny bit added back in and brown sugar a little bit more. The problem here is that if the nutrients were never removed, we wouldn’t be constantly craving the sugar, so let’s look at adding them back into our diet.

Molasses

Blackstrap molasses, or simply molasses as it’s known in Australia, is the by-product of refined sugar, and because so much of the water has evaporated in the process of making sugar, it’s particularly high in nutrients.

Chromium

One of the minerals that has been highly studied in both its ability to regulate metabolism, as well as reduce sugar cravings is chromium. Chromium improves glucose metabolism in those with type 2 diabetes, as well as reducing cholesterol levels. What’s interesting is that this mineral is highly concentrated in molasses, whilst a diet high in sugar will deplete your body of chromium. This explains why sometimes once you start eating sugar, you can just keep going.

Mineral content

But it doesn’t stop there, molasses is also high in iron, calcium, magnesium, and manganese, all of which are important for bones and muscles. It also contains phosphorus, potassium, zinc, selenium, copper, cobalt and iodine, some B vitamins, and antioxidants. Because of its high mineral content, molasses is often given to animals to keep them healthy, while we eat the sugar!

Recipe ideas

Now before you throw back a tablespoon of molasses, let me give you some tips on

how to eat it, because it has some pretty strong flavours and I don’t want you giving up before you get started.

Chai tea - because the spices in a chai have strong flavours, a teaspoon of molasses is a lovely sweetener without it being overwhelming.

Baked goods - in combination with other sweeteners, molasses can be a great choice here, especially when there are spices or fruit: banana bread, date and cinnamon muffins, etc

Asian cooking - when there is a sweetener required, molasses is a great choice.

If need further help with sugar cravings or regulating your glucose, let me know.

GEELONG COUNCIL NEWS

Armstrong Creek makes a big impact on their recycling

The residents of Armstrong Creek have become some of Geelong’s best recyclers thanks to a recent recycling education campaign in the suburb.

Bin Inspection Program improves recycling outcomes

The City has been conducting bin inspections since 2017 to help residents understand what items can go in which bin. When contamination like plastic bags or polystyrene is found, we sticker bins and provide educational material to help residents use their bins correctly.

Keeping our recycling clean is crucial to supporting an Australian recycling industry that is financially and environmentally sustainable. The dirtier our recycling, the more it costs to process and the harder it is to find markets to make it into new items.

Armstrong Creek residents make a big impact on recycling

This year we focused on Armstrong Creek. With a high number of new residents and arrivals, it also had a higher level of contamination: about 15 percent

of recycling bins we looked at had contamination in them, with the most common contaminants being items in plastic bags, soft plastics like bread bags and chip packets, and paper towel.

We’re delighted to report that Armstrong Creek more than rose to the challenge. By July, their recycling contamination rate had dropped to 5 percent - one of the lowest rates in Greater Geelong.

Well done Armstrong Creek, and thank you to all the residents we spoke to along the way who took the time to get their recycling right.

Free Recycling Fridge Magnet for Geelong

Want to make a big impact with your recycling? Request a free fridge magnet with the latest information on what goes in which bin to help your household get the most out of your bin services.

Recycling correctly is a small thing that we can all do to reduce the effects of climate change by reducing the extraction of raw materials, saving energy, and reducing emissions and water use that the manufacturing of raw materials causes.

Expressions of interest sought for pavilion licence

We’re seeking Expressions of Interest (EOIs) on the opportunity to licence the Ocean Grove Memorial Reserve Pavilion.

Proposals are being sought from interested community and sporting groups to licence the pavilion and activate the space for maximum community benefit.

This EOI is an invitation to demonstrate interest and provide a proposal on how the site could be used.

We would also like to hear from the community about the intention to enter into an agreement with a successful respondent.

The objectives of the EOI are to:

• identify the most appropriate use(s) for the site and facilities

• maximise community benefit from the site and facilities

• optimise usage of community and sporting facilities

• expand the range of services available to the community.

Expressions of interest open Monday 28 October and close at 5.00pm on Sunday 24 November

Interested parties are encouraged to visit the Have Your Say page for further details.

City seeks participants for Road Management Plan workshops

Do you have ideas or concerns about the maintenance of footpaths or roads? Ever wondered how the City manages your footpaths, kerbs and roads? Now is your chance to set the standard on the way we manage your roads, footpaths, kerbs and channels.

The City of Greater Geelong is calling on community members to become a part of the Road Management Plan 2025 community workshops.

The City manages over 2,000 km of roads, more than 2,300 km of paths, 86 major culverts and almost 150 bridges.

The Road Management Plan 2025 outlines the City’s approach to how we manage these roads, kerbs and footpaths.

This includes how often roads and footpaths are inspected, what defects

Geelong’s first ever corpse flower about to bloom

The corpse flower at the Geelong Botanic Gardens has started blushing and will soon bloom.

The Titan Arum, Amorphophallus titanum, commonly known as the corpse flower is famous for its rotting, corpse smell when it blooms.

Seeing this flower in full bloom is a rare event as the plants bloom unpredictably and can be as infrequent as once every ten years.

The corpse flower is expected to bloom for 24 – 48 hours between Tuesday 5 and Sunday 10 November.

The Gardens will have extended opening hours for visitors during this time.

the City repairs, how severe a defect needs to be to require repair and how long the City has to repair defects.

There will be two community workshops to share ideas, ask questions and give feedback on the plan.

The workshops will be held in early December.

Get involved and provide input that will help shape the direction of the City’s guide for maintaining roads, kerbs and footpaths.

By getting involved, you’ll have a say in balancing safety, affordability and use, making a real difference in how we maintain your community’s streets.

The registration period closes on 5pm Monday 18 November 2024.

City of Greater Geelong CEO Ali Wastie

The community’s input and engagement is an important part of the City’s review.

Getting the community involved and hearing people’s insights is an invaluable step in the review process.

We want to Geelong residents to help set our standards around the inspection and repair of road and footpath assets.

City calls for 2025 Community Leadership Program applicants

City of Greater Geelong residents interested in strengthening their leadership skills are encouraged to apply for the 2025 Community Leadership Program.

The program develops participants’ understanding and knowledge of the Geelong community, fosters a network of like-minded participants and equips participants with the knowledge and tools they need to enhance leadership capability.

During the eight-month program, community members will participate in experiences aimed at supporting the emerging leaders with personal and professional growth opportunities.

The program is free of charge and involves eight full-day sessions held on the second Wednesday of every month from March to October across a variety of venues around the City of Greater Geelong.

Anyone interested in applying for the 2025 Community Leadership program can complete the application form online.

APPLY ONLINE

Applications for the program close Friday 22 November 2024.

The City of Greater Geelong recently celebrated the completion of its 2024 Community Leadership Program with 18 participants.

The participants engaged in workshop style learning opportunities covering topics such as decision making, communications and marketing, conflict management, building relationships, working effectively with partners and emotional intelligence.

Participants also had the opportunity to engage in hands-on learning experiences through exploring leadership in action within our community.

City of Greater Geelong CEO Ali Wastie

“The program is a valuable opportunity to learn from qualified and recognised community and industry experts.

We are committed to developing skilled leaders in our region.

The valuable learning experiences continue with our Community Leadership Alumni Program which gives participants ongoing opportunities to network and attend professional development workshops.”

SUPPORT YOUR LOCAL NOT-FOR-PROFIT

Friend in Me

Support for Families Facing School

Gateways Support Services is a not-for-profit community organisation making a positive difference in the lives of children and adults with a disability or additional needs and their families for more than 40 years.

Gateways is recognised and respected for our expertise in supporting children and adults with a broad range of disabilities including intellectual disabilities, developmental delays, challenging behaviours and complex needs. We are committed to providing quality, safety and wellbeing to every person we support.

We currently provide services throughout the Geelong region, Wyndham, Western Melbourne, and Southwest Victoria with offices in Geelong and Werribee.

Gateways has many years of proven experience with the National Disability Insurance Scheme, (NDIS), supporting participants since the scheme began in the Geelong region in July 2013.

Services include early intervention and therapy, support coordination, group recreation and skill development activities, individual in-home support as well as parent support and education, day activities, housing and support for adults as well as children in out of home care.

Our services, also include Positive Behaviour Support with our practitioners offering invaluable support to many families, especially for young people experiencing school disengagement.

To help parents better understand school disengagement and find effective strategies to reconnect their children

with learning, we are excited to host the upcoming “Navigating School Disengagement” Forum.

What is school disengagement, and why does it happen?

As parents and caregivers, we all want the best for our children. But when school becomes a struggle, when homework goes unfinished, grades slip, and school days are met with reluctance or even dread, it’s hard not to feel helpless. School disengagement can begin subtly, and for young people with additional needs, it often comes with unique challenges. Fortunately, parents don’t have to navigate this path alone. Gateways Support Services, is here to help parents find ways to reconnect their children with school and a love of learning.

Understanding disengagement: Why it happens

For some children, it’s the daily battle with learning difficulties or sensory sensitivities. For others, it’s social challenges, a sense of isolation, or frustration. When these needs go unaddressed, a child may start associating school with stress or even failure, making it harder to reengage.

Signs your child may be struggling

The key to supporting a child through disengagement is early recognition. Some signs, like skipping school or avoiding class activities, are more obvious. But other signs may be subtle, such as:

Gateways Support community Forum Set

OF THE MONTH

Services to Provide Disengagement.

• Reluctance to talk about school

• Frequent complaints of headaches, stomachaches, or other ailments when it’s time to go to school

• Lack of energy or enthusiasm for activities they used to enjoy

• Avoiding homework or refusing to complete assignments

These patterns can indicate that a child is struggling and might benefit from extra support.

Join us at the “Navigating School Disengagement” Forum

If you’re unsure where to start or would like additional support, Gateways Support Services invites you to a forum on “Navigating School Disengagement.” Led by Gateways’ Positive Behaviour Support Specialists, this event will address the causes of school disengagement, offer practical strategies, and give parents and caregivers a space to connect with others facing similar challenges.

Event details

• Date: Tuesday, November 12th

• Time: 9:30 am – 3:00 pm

• Location: Northern Aquatic and Community Hub, Geelong

• Cost: $25.00 (includes morning tea and lunch)

Take this opportunity to gain insights, practical strategies, and community connections that can make a positive difference in your child’s educational journey.

To register or learn more, visit Gateways Support Services’ website.

If you are unable to attend this event, follow Gateways Support Services on social media to find out more about other upcoming community forums.

admin@tinydots.net.au

Fast-tracking early childhood intervention

Community Care Clinic (FREE)

30-minute screening session with a Speech Pathologist We provide:

Recommendations for parents how to help their child

Referrals to appropriate services

Therapy strategies

Children aged 0 - 3 years

Multidisciplinary Assessment

Comprehensive Assessment (1.5 hours) by Speech Pathologist and Occupational Therapist + Report outlining:

Child’s development in comparison to same aged children

Which funding streams child might be eligible for

Children aged 0 - 2 years

Short-term therapy

Together with parents, our therapists will decide what is best suited for the child:

Short-term therapy program (up to 8 sessions), or

Monitoring sessions, or Discharged (if therapy or monitoring is not required)

Children aged 0 - 2 years

Childcare Outreach Program

Tiny Dots works with local childcare centres to:

Teach educators to identify signs of developmental delay in infants and babies

Recommend best practice developmental checklists and resources

Provide free screening of children identified by early childcare educators

Protecting your packages from theft

As Christmas approaches and cyber sales pop up, it’s time to think how safe your deliveries will be in your letterbox or at your front door.

More than a million parcels are reported stolen in Australia each year. With Australians increasingly shopping online, that number is likely to rise.

We understand how convenient it is to get something delivered to your door within a few days – or even hours – of ordering it. But if you’re not home to receive it, a package sitting at your front door, in your driveway, in an apartment foyer, or an unsecured mailroom, is an easy target and super tempting to an opportunistic thief.

When you’re ordering

If you have the option, schedule the delivery to happen when you know you’ll be home.

Leave a note or delivery request to the seller giving specific details about where to leave the package if you’re not at home. Make sure it’s somewhere out of sight and can’t be seen from the street.

If you live in an apartment, don’t authorise your packages to be left in the foyer or an unsecured mailroom.

Ask for tracking with your package. You may need to pay a little extra, but you will receive notifications about when, specifically, the package should arrive.

Select “click and collect”, if given the option, and have your order delivered to a collection point near you, such as a local branch of the store, a newsagent, petrol station or pharmacy.

Consider adding signature confirmation to your delivery, so that the package can only be left with someone who signs for it or be taken to the nearest post office or collection point.

Never instruct delivery drivers and couriers to leave your package “in a safe place”. There is always a risk in leaving a parcel unattended and your definition of a safe place might be a thief’s definition of “help yourself”.

If you’re not going to be at home

When the delivery company sends you a notification about the expecting delivery date/time, don’t agree for them to “leave it in a safe place” – specify a secure location at your house, that can’t be seen from the street.

Arrange to have packages delivered to your workplace.

Have parcels redirected to your local post office for collection.

Organise with a trusted neighbour to keep a lookout and collect the parcel when it’s delivered.

Arrange for your packages to be sent to a trusted neighbour, friend or family member who’s usually at home.

Other safety measures

If you regularly get packages delivered to your home, invest in a lockable parcel box, which works similar to a public post box. Deliverers open the top door of the box, place parcels on the flap and once the lid is closed, parcels can only be removed through a locked door at the bottom.

If you’re ordering something valuable, pay a little extra for parcel insurance.

Set up simple motion sensor security camera at your front entry that will send notifications to your smartphone when the camera is triggered. You can log in from your smartphone to see what’s happening in real time. With some models you can even have a conversation with the person on camera. And if a parcel is stolen from your home, you can provide the footage to police.

If you live in an apartment, don’t allow people to tailgate you into the lobby or mail room – especially if you don’t know them or are unsure if they live in the building.

Make sure your letterbox has a high quality, strong letterbox lock and that the mail slot is narrow enough so a hand can’t reach in and remove your mail or small packages.

If you don’t receive a delivery you’re expecting Check the tracking status to see if it has been delivered or may have been delayed.

Contact the seller to check mailing dates, whether tracking was included and if the package has been returned to them. Also ask them to lodge an enquiry with the delivery company from their end.

Call the delivery company to lodge a missing item report.

If you live in an apartment complex, notify building management.

If you think it’s been stolen, report it to the Police Assistance Line by calling 131 444 or you can lodge an online report.

For more information, visit https://nhw.com.au/home-and-property/protecting-yourpackages-from-theft/

CORPORATE GIFTS THAT MAKE A DIFFERENCE

• Beautifully presented gift boxes supporting Geelong region businesses

• Great corporate gift providing excellent value

• Your Christmas message in the hampers

• 100% of funds raised support Rotary projects

• Free Delivery within 50kms of Geelong CBD

• Postage available to other areas

• Fully recyclable stylish black box

• Deliveries mid- December or earlier by arrangement

• Three sizes to choose from - $125, $85 and $60

Here is some feedback we received from companies who purchased our hampers in 2023.

“It’s been lovely to have you guys helping us with our corporate gifting initiative again this year, it’s a win-win when we know the funds go to such worthy causes in the community.”

“A big thank you to you too also for coordinating all of this! We have been receiving such positive comments from all those that received hampers, and I must say the whole process was incredibly well organised.”

“Everyone has been so happy with them, we have already received lots of feedback on how lovely they are, everyone loves that they are local goods.You all do a fantastic job. Thank you again for delivering those and for your help, what a massive effort packing all of those hampers! Wonderful elves!”

“What a fabulous effort. Congratulations to all on your team. Our team love the hampers and I will update them on funds raised and the projects supported. Well done, see you next year!”

“Congratulations on a great result. Well done. The project is a brilliant concept with a win-win for all. See you in 2024”

Final orders close on Wednesday 20th of November . For Corporate orders, please email kardiniahampers@gmail.com.

Or for private purchases, go to: www.events.humanitix.com/geelong-gourmet-goodies-2024

We hope we can assist with your Christmas gift needs.

Any queries please contact Phil Heath on: 0408 323 430 or philheathrotary@gmail.com

$60 BOX (10 Items): Contents

availability)

Barrabool Hills Co. Honey Roasted Cashews 125g

Valley Produce Co. Pure Butter Shortbread 175g

Bellarine Turkish Delight & Pistachio Rocky Road 76g

DK Classic Potato Chips 90g

FatV Sazon Jerky 30g

Barrabool Hills Co. Rice Crackers 125g

Fudge Man Large Freckle 70g

Great Ocean Road Chocolaterie Mixed Choco-

late Hearts 53g

Otway Kitchen Beetroot & Apple Relish 270g

Valley Produce Co. Sea Salt & Sesame

Artisan Crackers 130g

$125 BOX (17 Items): Contents include (subject to availability)

Barrabool Hills Co. Moriac BBQ Mix 125g

Bellarine Turkish Delight & Pistachio Rocky Road 76g

Cocoa Lane Coconut Roughs 120g

Darryl’s Peanut Butter 380g

DK Classic Potato Chips 90g

Barrabool Hills Co. Salted Pretzels 250g

Edmonds Honey You Yangs 500g

Fudge Man Large Freckle 70g

Great Ocean Road Chocolaterie Mixed Chocolate Hearts 53g

Otway Kitchen Boysenberry Dessert Sauce 250ml

Valley Produce Co. Macadamia Shortbread 175g

Otway Pasta Company Torchio 375g

Otway Preserves Tiny Rocks 75g

Sticky Balsamic Premium Truffle Pearls 110g

The Curious Cabinet Lime Shrub Syrup 150ml

Valley Produce Co. Beetroot Artisan Crackers 130g

Wildings Spanish Onion Marmalade Relish 270g

$85 BOX (14 Items): Contents include (subject to availability)

Barrabool Hills Co. Moriac BBQ Mix 125g

Bellarine Turkish Delight & Pistachio Rocky Road 76g

Cocoa Lane Coconut Roughs 120g

Darryl’s Peanut Butter 380g

DK Classic Potato Chips 90g

Barrabool Hills Co. Salted Pretzels 250g

Edmonds Honey You Yangs 500g

Fudge Man Large Freckle 70g

Great Ocean Road Chocolaterie Mixed Chocolate Hearts 53g

Otway Kitchen Boysenberry Dessert Sauce 250ml

Valley Produce Co. Macadamia Shortbread 175g

Otway Pasta Company Torchio 375g

Otway Preserves Tiny Rocks 75g

Sticky Balsamic Premium Truffle Pearls 110g

The Curious Cabinet Lime Shrub Syrup 150ml

Valley Produce Co. Beetroot Artisan Crackers 130g

Wildings Spanish Onion Marmalade Relish 270g

NOVEMBER 2024

LEOPOLD SPORTSMANS CLUB BOWLS

In 1971 a couple of locals, Len Lewis and Kevin Ash had an idea for a bowls club in Leopold. The idea took hold, a committee formed and money raised. A location was needed that would have enough space for two bowling greens and a clubhouse. Finally this was located in Kensington Road, our current location and 5 acres purchased for $8500.

In May 1975 the club was officially opened as a family friendly sporting club by Brian Dixon, the then Minister for Youth, Sport and Recreation.

You can see the results for yourself on visiting our club.

There are so many people to thank over many years for their support, encouragement and voluntary help along with the the original crew that helped established the club.

Leopold Sporties, located in Leopold, Victoria, is a club based on sports. We offer Bowls, both social and Pennant, Golf, Racquet Ball and Squash.

FC LEOPOLD

FC Leopold was established in 2016 by Jared Larkins and Mitchell Vials. The club is based in Leopold, Victoria and played its first competitive games in 2017. In our first season we had over 100 registered players and expect those numbers to grow in 2018 and continue to grow into the future as the club continues to develop.

The club aims to provide a positive family friendly enviroment for our members to develop their skills off the field and to also become great people off the field.The club is run solely by volunteers and we are always looking to get members involved in helping the club grow and develop.

We are aiming to become a huge part of the Leopold community and look forward to growing the sport of football (soccer) in our beautiful town.

FC Leopold is a community club that fields senior mens teams, a senior womens team and multiple miniroos and junior teams in Geelong competitions.

FC Leopold are looking for enthusiastic members of the community who would like to contribute to the clubs ethos and family friendly feel - whether that is through being a committee member, volunteer, coach or player.

Like the page to keep up to date with the clubs progress as exciting things are happening with lights and a massive COGG funded pavilion project.

in the spotlight

Getting to know your find Geelong contributors

Steve Dahllof • Painting & Decorating • Member

I have ben painting for 38 years now and my love for painting gives me an opportunity still up and running. I have been doing factory painting, maintenance painting and

Our business is about making peoples’ houses better either for selling or living. We include all general painting, spray painting and glazing of wooden windows. We

We are happy to help any clients paint their house to improve it as we have a lot reliable painting team that will get the job done in efficient amount of time whilst

Member of Find Geelong

opportunity to run my own company, Dahllof Painting Services, 25 years now which is and currently, I mostly do contract painting.

We take pride in everything we do from the little things to the big things. Our services We specialise in high end restoration work but will do anything.

lot of high-end restoration work. No job is to big or too small for us. If you need a whilst making sure it is up to our standards, then give us a call.

THE GEELONG ARTS CENTRE

Piccadilly Market at Geelong Arts Centre 2024

Get ready for an evening of vibrant flair and community spirit as the Piccadilly Market returns to Geelong Arts Centre.

This year the market will be hosted across two special nights - Friday 13 September and Friday, 8 November from 4:30PM onwards, providing free entry for all.

Piccadilly Market at Geelong Arts Centre will bring together over 30 local artisans and market stalls, offering an array of handcrafted products and unique finds.

From stylish jewellery and original art to delicious food and beverages, there’s something to suit every taste.

Performances: Fri, 08 Nov 2024

Venue: The Open House

VENUE ADDRESS: 50 Little Malop St

Cost: This is a Free event

BUY TICKETS

The Magic Flute

04:30pm

Experience Opera Australia’s presentation of The Magic Flute right in the heart of Geelong!

As an all-star cast bring this joyous, comedic world to life, don’t miss the incredible opportunity to witness Opera Australia’s main stage spectacle in Geelong in 2024.

Escape into the enchanted world of The Magic Flute for a fabulous adventure. A noble hero and his loveable sidekick must rescue a princess in mortal danger. You’ll meet surprises at every turn, and with the Queen of the Night pulling the strings, not everything is as it seems.

Mozart’s The Magic Flute will delight you with its big heart, adventurous spirit and unforgettable music.

Direct from the Sydney Opera House, award-winning director Kate Gaul teams up with acclaimed costume designer Anna Cordingley to create a brilliant adventure with lashes of magic.

PERFORMANCES Sat, 09 Nov 2024 07:30pm Tue, 12 Nov 2024 07:30pm Thu, 14 Nov 2024 07:30pm Sat, 16 Nov 2024 01:00pm

TICKETS PRICES

U/18

BUY TICKETS

- $59

- $53

- $29

CENTRE THIS OCTOBER!

GSODA Junior Players Present Make An Entrance!

“Make An Entrance!” is a captivating musical variety show that celebrates self-discovery, positivity, and self-expression.

Featuring a dynamic blend of musical styles, the show invites audiences to immerse themselves in a world of distinctive characters, diverse stories, and vibrant performances.

ACROBATIC| SPIRITUAL | PROFOUND

From the classic charm of “Hello, Dolly!” to the whimsical fun of “SpongeBob SquarePants,” the infectious energy of “Hairspray,” and the vibrant world of “Barbie,” the show includes songs from a

CIRCUS & PHYSICAL THEATRE

range of beloved musicals and popular culture, ensuring there’s something for everyone.

With its eclectic mix of music and storytelling, “Make an Entrance” offers an unforgettable and inspiring theatrical experience that appeals to all ages. Each performance is an exploration of emotion and creativity, encouraging audiences to reflect, connect, and celebrate the beauty of individuality. Whether you’re a longtime theatre enthusiast or a newcomer, this show promises a night of entertainment that is both uplifting and memorable.

Don’t miss this incredible show - tickets are on sale now!

A moving acrobatic performance linking people, Country and culture, where the unseen bonds between the body and the land become beautifully visible.

This award-winning Na Djinang Circus performance explores the ancient connections tying First Nations people together, strong through bloodlines but irreparably damaged through colonisation.

BUY TICKETS

Four performers connect with each other physically and spiritually in a display of breathtaking acrobatics scored by avant-garde sound designer Danni Esposito.

Arterial will both excite and move you as the performers celebrate what it means to be First People—the lifeblood of this country and the land this is its beating heart.

PERFORMANCES

Fri, 29 Nov 2024 07:30pm Sat, 30 Nov 2024 07:30pm

TICKETS PRICES

Full Price $35 Group (10 or more) $30 Senior $32 Students $32 Concession $32 Child U/16 $23

BUY TICKETS

COMMUNITY THEATRE

CHORUS!

AWE-INSPIRING | MOVING | SURPRISING

Thrill to the sound of a mass of voices, singing as one.

Prepare to have your hair blown back by the sheer magnitude of these exquisite voices.

The Opera Australia Chorus has long been the backbone of Opera Australia’s productions. Now, hear the lyrical beauty and power of this chorale centre stage in Geelong off the back of receiving rave reviews at the Sydney Opera House.

Chorus! showcases famous choral pieces by the legends of opera, including Verdi, Puccini, Wagner and Tchaikovsky. Director Matthew Barclay and esteemed Chorus Master Paul Fitzsimon thread a compelling narrative through the masterworks of all eras.

Witness 44 choristers come together to explore vast musical terrain through the

Snow White

Celebrate 50 years of Medimime

Productions with our fairest pantomime of them all, Snow White.

An enchanting experience for the whole family, this pop pantomime brings the classic fairy tale to life with music, laughter, and plenty of audience interaction.

In this whimsical adaptation of the classic fairy tale, Snow White, audiences are whisked away into a magical world filled with laughter, music, and enchantment.

The story follows the beautiful and kindhearted Snow White, who, after escaping her wicked stepmother, finds refuge in the Woods with seven quirky friends. Together, they embark on a journey of self-discovery and bravery as they face the evil queen’s schemes.

Packed with comedic mishaps, delightful musical numbers, and interactive moments, this pantomime ensures fun for everyone. As Snow White’s story unfolds, you will be captivated, cheering her on

emotional language of song. Chorus! is a unique musical and theatrical experience that will make your heart sing.

PERFORMANCES

Wed, 13 Nov 2024 07:30pm Fri, 15 Nov 2024 07:30pm

TICKETS PRICES

Adult $89 - $69

Under35 $75 - $58 Pensioner $80 - $62

Student $80 - $62

Child U/18

BUY TICKETS

$80 - $34

as she overcomes adversity and finds her happily ever after. With the perfect blend of humour, spectacle, and heartwarming moments, Snow White promises to delight audiences of all ages.

With all proceeds donated to Barwon Health, tickets are on sale now for the fairest panto of them all.

PERFORMANCES

Fri, 08 Nov 2024

09 Nov 2024

12 Nov 2024

14 Nov 2024

15 Nov 2024

16 Nov 2024

A Midsummer Night’s Dream - Geelong Repertory Theatre Company

This adaptation transports Shakespeare’s classic comedy into the world of glitz, glamour, danger and whimsy. Amidst opulent sets and dazzling costumes, four young lovers find themselves entangled in a whirlwind of passion and confusion. Oberon, the enigmatic club owner, Puck, his mischievous bar man, and Titania, star of song and stage, create mischief as they weave their spells.

Never Mind The Buzzers,

Here’s RocKwiz Live!

As the story unfolds under the spotlight, a troupe of eccentric vaudevillian performers, led by the unforgettable Bottom, stumbles upon the enchanted stage, blurring the lines between reality and fantasy in the most theatrical of ways.

This adaptation of “A Midsummer Night’s Dream” on the Woodbin stage brings Shakespearean comedy to life in a world of jazz and theatrical extravagance.

The RocKwiz gang are back on the road, and they’re coming to Costa Hall.

Julia, Brian, Dugald and the RocKwiz OrKestra will be revelling in the chaos and quizzery of RocKwiz LIVE. If you’ve seen a RocKwiz LIVE show you know what we mean.

If you haven’t, buckle up for a fantastic night of musical and comedic treats. Every show begins with Brian’s contestant selection process, with audience members demonstrating their rock knowledge. Contestants with the highest scores sit alongside guest musicians for a magical night of music and trivia.

Bjorn Again - Waterloo Anniversary Tour

Celebrate 50 years of ABBA’s iconic victory with Bjorn Again’s Waterloo Anniversary Tour!

Experience the magic of the Swedish superstars as the world’s premier ABBA tribute band takes you on a journey through their timeless hits.

From “Waterloo” to “Dancing Queen”, immerse yourself in the unforgettable melodies and infectious energy that defined an era. With spot-on performances, dazzling costumes, and an authentic tribute to ABBA’s glory, this show promises an evening of pure joy and nostalgia.

Don’t miss the chance to dance and sing along to the tunes that have become the soundtrack of generations!

Sat, 09 Nov 2024 08:00pm

- $75

- $70

BUY TICKETS

Marcia Hines - One Night Only - Still Shining Concert Tour

One night only!

Australia’s legendary musical treasure, with a career spanning five amazing decades, has announced that she will tour Australia in 2024 performing her ‘Still Shining’ concert repertoire.

This two and a half hour musical extravaganza is a celebration of Marcia’s career and features every hit record from ‘Fire and Rain’ through to the discotheque era and on to the release, in 2023, of both the ‘Still Shining’ greatest hits album and ‘The Gospel According to Marcia’.

These performances follow the success of Marcia’s return to the judging team of

Australian Idol. This ratings bonanza was quickly followed by Marcia joining the cast of Grease the Musical in the role of Teen Angel. This production is currently touring Australia and playing to sold out houses.

Marcia’s return to the concert stage is a continuation of her love affair with Australian audiences. It is a story of strength, commitment and talent. A Marcia Hines concert is a celebration of her professional journey and her relationship with Australian audiences. Each performance is unique, adventurous and led by a woman of enormous musical talent.

This will be a performance and an event not to be missed.

Sat, 30 Now 2024 07:30pm

Viva Italia Variety Italian Style

Viva Italia features the Italian diva Francesca Brescia, who has entertained audiences throughout Australia and Internationally for 39 years.

With her captivating presence and diverse repertoire, she will surely please audiences of all backgrounds always delivering an outstanding performance every single time performing magical hits in both English and Italian from artists such as Connie Francis, Shirley Bassey, Doris Day and more.

A very Special Guest is the charismatic Italian crooner George Vumbaca, known for his unique sense of style and undeniable charm performing hits from artists such as

The Nutcracker

Musical Time Warp - CentreStage Musical Theatre Showcase

Wed 4 Dec, 7:30pm - Troupes A and B Thu 5 Dec, 7:30pm - Troupes C and D

It starts with a jump to the left!

Join CentreStage for an exhilarating showcase featuring their Middle and Senior Troupe students, as they transport you through time and space to explore iconic musicals from around the world across different eras.

Step into the enchanting Story House Theatre and prepare to be swept away by the magic of live performance. From the glitz and glamour of Broadway to the rich tapestry of West End classics, our talented performers will bring to life the timeless melodies and unforgettable stories that have defined musical theatre through the ages.

Joe Dolan, Tom Jones, Ricky Martin and a variety of hits from Italian artists.

You will also enjoy the magic of Julie Accordion performing an extravaganza of hits. And for an unforgettable experience, don’t miss Mr.Tony Avati as he joins her to perform some of the most romantic and classic hits of today and yesteryear.

The show features a full live band making it over two hours of quality entertainment showcasing everything that means to be an Italian.

Tickets are on sale now!

Experience the roaring twenties, the swinging sixties, the neon-lit streets, and much more as we delve into the diverse and dynamic world of musicals. With dazzling choreography, stunning costumes, and powerhouse vocals, our students will leave you spellbound with their passion and talent.

Join us for an evening of nostalgia, excitement, and celebration as we celebrate the enduring legacy of musical theatre.

Don’t miss your chance to witness the magic of ‘Musical Time Warp’ at The Story House Theatre, Geelong Arts Centre. Book your tickets now and prepare to be transported on a musical journey like no other!

Tickets are on sale now.

PERFORMANCES Wed, 04 Dec 2024

07:30pm Thu, 05 Dec 2024 07:30pm

TICKETS

GEELONGwww.findgeelong.com.auLOCAL

FishAbility by Fishcare: Disability-friendly Fishing- Geelong

These FishAbility sessions are part of an inclusive program FREE to Victorians living with a disability.

Designed specifically to cater for all levels of ability, this accessible Fishing Event seeks to promote time in nature, social interaction, rehabilitation and fun via Fishing.

Supported by our Fishcare Victoria staff and volunteers, all fishing gear is provided, including adaptive options to suit specific physical needs.

We do request that support workers accompany all participants and play an active role in the overall wellbeing of the individual throughout the session - please indicate any specific needs in your booking details.

Free parking and accessible toilets nearby.

TICKETS

When Various dates from 11 October 2024 to 13 December 2024, 10:30 am - 01:30 pm

Fordtown

Contact Zoe Armistead

Email: zoe@fishcarevictoria.org.au

On October 7th, 2016, the last engine rolled off the Ford Geelong assembly line, thus ending the 91-year-long manufacturing history between the Ford Motor Company and the city.

The identity of Geelong has been linked to the local Ford Factory since it began operation in 1925. The advent of Ford Australia allowed the city to enjoy the same type of wealth and prosperity as other motor cities across the globe like Detroit, Nagoya, and Birmingham. The city became so synonymous with the company that it would colloquially become known as Fordtown.

Kaitlyn Church’s Fordtown is an expanded documentary project that explores the closure of the Ford Motor Company’s manufacturing facilities and its impact on Geelong. Cities will inevitably move forward from ‘blue-collar’ industries such as manufacturing and transition into a post-industrial society, focusing on the production of knowledge rather than the production of goods. This transition comes with many benefits for

Phone: 0474841190

Associated org: Fishcare Victoria Website: www.fishcare.org.au

the environment and local working conditions. Fordtown questions the human cost of this progress and documents the impact of Ford’s demise on the Geelong community through the stories of individual workers.

Kaitlyn Church is a Melbourne-based visual artist, employing photography, video and the archive. She utilizes her upbringing in rural Victoria as a source of inspiration for her photographic work; her current practice is focused on documenting the ever-changing landscape of regional Australia. She also has an interest in the history of Australia; and explores the impact of past events on the contemporary landscape. Her project Fordtown questions the human cost of post-industrialization through the exploration of the ramifications of the closure of Ford’s manufacturing facilities in her hometown of Geelong. This project is the culmination of her Master’s degree research at the Photography Studies College.

When: Daily from 12 October 2024 to 30 November 2024

Where: Platform Arts

Wadawurrung Country, 60 Little Malop Street, Djillong/ Geelong, VIC 3220

Contact: Platform Arts

Email: hello@platformarts.org.au Phone: 0352242815

Associated organisation: Platform Arts

Website: https://platformarts.org.au/events/fordtown-2024

LOCAL EVENTS

Piccadilly Night Market at Geelong Arts Centre

Last chance to experience the Geelong Arts Centre Night Market for 2025.

Get ready to once again indulge in a sensory delight at Geelong Arts Centre!

Immerse yourself in a vibrant atmosphere filled with market stalls brimming with artisan produce, handcrafted goods, and unique finds that showcase the best of Geelong’s local talent.

Such a fun place to do some Christmas Shopping especially with a glass of bubbles from the bar.

But the magic doesn’t stop there – live entertainment will keep you grooving as you explore the market.

Piccadilly Market at Geelong Arts Centre is the perfect place to discover hidden gems and support local makers.

So gather your loved ones, mark your calendars, and get ready for an evening of shopping and entertainment.

When: 08 November 2024, 04:30 PM - 08:30 PM

Where: Geelong Arts Centre

Contact: Yanina Lear

Email: janina@piccadillymarket.com.au Phone: 0411131064

Associated organisation: Piccadilly Market

Website: www.piccadillymarket.com.au

http://www.instagram.com/piccadillymkt

Geelong Revival is a 3 Day Motoring Festival on the famous Geelong Waterfront including the sprints, motorshow, cruise, music, food and fun for the whole family!

Join Australia’s largest classic motoring event with over 1,500 vehicles on display and racing.

22nd-24th November 2024.

Join us on Friday 22nd for a casual meet and greet at the Hearne Pde car park to kick off the weekend.

Racing starts 10am Saturday and 9am Sunday, with two days of quarter mile sprints for cars and motorcycles.

Make sure to check out the Top Ten at the end of each days racing, where the top ten fastest cars and motorcycles battle it out for overall honours.

When

Daily from 22 November 2024 to 24 November 2024

Contact Chris Sager

Email: info@geelongrevival.com.au

Phone: 03 5215 1181

Associated organisation: Pace Marketing. Website: http://www.geelongrevival.com.au

Bubblegum Victoria Royalty Baby Show

Ticket Sales are now OPEN and AVAILABLE as well as afterpay.

http://www.bubblegumbabyshows.com/geelong

Arrive in your baby show best! Party-Formal Wear. No planning required just DRESS UP and SHOW UP and we will take care of the rest. Every child wins GUARANTEED with Crowns, Sashes and Trophies, no one goes home empty handed!!!!

Bubblegum Victoria Entry includes: Entry into all event titles of the day and every child will take home a prize in all 15 divisions beginning with 12x Novelty Model Titles

We will then have a play break and return with our family fun sections including our mum and dad of models of the day and following, we will invite kids to the model zone in their age groups.

Winners of our Age Division Supremes and Royal Court will be offered an invitation to Bubblegum Virtual Nationals 2024.

Who will be crowned our Baby Show King and Queen of Geelong?? Boys and Girls head to our website for all the details and to buy your tickets. Very limited tickets, so don’t miss out it’s going to so much fun.

When:

12 November 2024, 10:00 AM - 01:00 PM

Contact:

Associated organisation: Bubblegum Babyshows

Website: http://www.bubblegumbabyshows.com

https://www.facebook.com/bubblegumbabyshowsmibextid=LQQJ4d https://www.instagram.com/bubblegumbabyandjnrshows

Savwinch Geelong and Bellaine Snapper Classic

The Savwinch Geelong and Bellarine Snapper Classic fishing competition boasts over $25,000 in prizes.

OPENING NIGHT! Friday 20th September, Leopold Angling and Aquatic Clubrooms.

Rooms open from 4pm, guest speakers. Food and drinks available to purchase: curried snags, spag n meatballs, drinks!

When: Daily from 02 November 2024 to 16 November 2024

Upcoming dates: 02 November 2024, 12:01 AM 16 November 2024 - 02:00 Pm

Contact: Murray McLaren

Email: laacsnapperco@gmail.com

Phone: 0412 532046

Website: https://leopoldaac.com/2024-snapperclassic

Kayaking4Kids: Term 4 Program

Every Monday of every week from 07 October 2024 to 25 November 2024 4:30PM to 6:00PM. Register here

Geelong Canoe Club’s Kayaking4Kids program is back for Term 4 with an eightweek paddle course. Participants will be introduced to the sport of paddling in a fun and safe environment, using the Paddle Australia Paddle Power program.

The Kayaking4Kids Term 4 Program is suitable for children aged 8 - 15 years.

Participants do not require previous experience paddling, however, they need to be able to swim short distances. Return participants or those from a holiday program will be further challenged in their paddling and leadership skills.

All instructors are qualified with Paddle Australia, have current Working With Children Checks, and are trained in First Aid.

Contact: Maree Abate

Email: kayaking4kids.geelong@gmail.com

Associated organisation: Geelong Canoe Club

The Happier, Healthier Creative Business Canvas masterclass

A CHALLENGE TO THINK ABOUT YOUR BUSINESS DIFFERENTLY.

There’s a myriad of tips, tools and tactics for creative business owners to self-diagnose and analyse business challenges.

Problem is, until now, there’s not been a roadmap to organise or rationalise what tool to use, when, and why.

Nor have there been proven pathways – a framework demonstrating a logical, coherent progress for activities that get results.

The Happier, Healthier Creative Business canvas is a holistic tool DBC developed alongside Streamtime.

It was specifically designed by Australian design practitioners to help Australian creative business owners grow robust, sustainable for-purpose businesses.

It’s not about business jargon, it’s evidence-based: proven solutions to common challenges.

The science combines the best of academic business literature and with the most practical human centred design tools.

The result is a self-diagnosis canvas for creative business owners.

For solo-businesses the canvas offers another opinion and poses questions you may not have considered.

For small businesses it helps align management team thinking and gives clarity.

For mid-sized agencies, it reduces staff turnover and improves team culture. When 29 November 2024, 09:30 AM - 12:30 PM

This annual event features the amazing work of 3 local artists. The artworks include 100 original watercolours, oil paintings, pencil and ink drawings, pastels and printmaking as well as beautiful handmade Christmas cards. This year we again welcome a clock hobbyist who will be showcasing 100 restored antique clocks. We also welcome 3 guest artists- up and coming artists who have been mentored by one of our more experienced artists.

All works will be for sale and would make wonderful Christmas gifts.

The exhibition will be held in a lovely garden setting. All exhibitors will be present throughout the weekend. Entry to this fabulous event is by gold coin donation to the Andrew Love Cancer Centre.

When

Daily from 16 November 2024 to 17 November 2024, 10:00 am - 06:00 pm

Where

Dave’s Place

Wadawurrung Country, 81 Bailey Street, Belmont

Contact Mary Tegelaers

Email: mjteg22@bigpond.com

Phone: 0432765719

Analysis Potential Milestones to Watch for in 2025

With a number of key Cats signing new contracts over the past month, there are numerous potential milestones and records that can be reached in the 2025 season.

From AFL games records to Geelong stat leaders, there will be plenty of accolades to keep an eye on when the Cats return to action next year.

Take a look at the main numbers below.

Patrick Dangerfield - Total Games Played

Dangerfield finished the 2024 season on 337 career games, currently sitting 30th in V/AFL history for total games played.

Only 24 players in the history of the sport have reached 350 games played, Dangerfield only needs 13 more games next year to become the 25th player to reach that number.

He currently has the fourth longest career among active players (17 years) but after signing a two year contract, expect to see him draw closer to a number of other game records.

Mitch Duncan - Geelong Football Club: Games Played

Mitch Duncan finished this year on 296 career games, needing just four more appearances to reach his 300th AFL game.

He would become just the seventh player in Geelong Football Club history to reach the milestone, needing just nine more games to move into the top five players in club history for games played.

Duncan’s next game at GMHBA Stadium will also be his 100th at the venue, one of just a handful of players to reach that number.

Mitch Duncan - Career Win Record

Along with his total games played, Duncan has also had a very successful career playing in 209 wins, the 19th most of any player in V/AFL history.

Duncan needs to play in 14 more wins to move into the top 10 players on this list, currently holding the second highest win percentage of any active player (70.95%).

Other Game Milestones

• Mark Blicavs: Needs just 14 matches to move into the top 10 players in Geelong Football Club history for total games player

• Jake Kolodjashnij: Needs just two more appearances to reach 200 career games (currently 198)

• Jack Henry: Needs just seven more matches to reach 150 career games (currently 143)

Finals Records

• Mitch Duncan & Patrick Dangerfield have both played 28 AFL Finals matches, needing one more to sit in the top 10 players of all time in this category.

• Mark Blicavs (26 Finals) sits among the top five active players for Finals appearances.

AFLW

Match Report | Cats Fall Agonisingly Short in Final Game of 2024

Geelong’s season has come to a close after a narrow four point loss to Kuwarna (Adelaide) on Friday night

Geelong’s 2024 season has come to a close on Friday night, falling four points short in an enthralling contest with Kuwarna (Adelaide) at GMHBA Stadium.

The Cats started brilliantly to take a 14 point lead at half-time, but were well held after the main break to fall 4.8 (32) to 4.4 (28) in front of a vocal crowd of 2,233.

CATS v CROWS - Full match coverage and stats

It was a game of two halves, Geelong starting the game with flare and ferocity knowing its season was on the line.

A win for the Cats would have kept them in finals contention but a loss meant their season was over, and from the first bounce it was plain to see that Geelong didn’t want this to be its last game for the season.

The home side played with purpose and pace in the opening half using run, carry and handball receives off half-back to open the game up and get quick entries into their dangerous forwards.

Geelong’s Zali Friswell (17 disposals, 10 handball receives) and Becky Webster (23 disposals, 556m gained) led the way, putting speed on the ball through the middle and catching Adelaide’s defenders off-guard.

It wasn’t long before the Cats were on the board, with Georgie Prespakis opening the scoring with one of her signature right foot bananas from the front and centre of a marking contest.

Up the other end, Kurwana’s goal kicking woes continued from last week, scoring four behinds from its four shots on goal in the first quarter.

The Cats on the other hand continued to add to their goal tally with veteran Shelley Scott and small forward Kate Surman adding majors to start the second term.

Eight minutes into the second quarter, the Crows finally got their first when reliable tall Caitlin Gould converted from a set shot directly in front.

But momentum quickly shifted back to the Cats when 50-gamer Nina Morrison (25 disposals, 10 tackles) showed her dash through the middle of the ground

and was pushed when she kicked, giving a down-field free kick to Jackie Parry. Parry’s goal extended the Cats’ lead to 14 points at the main break.

A different looking Kuwarna came out after the half-time, with the Crows applying greater pressure around the ball and converting their opportunities in front of goal.

They kicked the only two goals of the third term through Gould and Anne Hatchard, leaving the Cats trailing by one-point heading into the final term.

The Cats continued to charge with the help of the home crowd cheering on loudly from the sidelines in the final term, but they were unable to score a major with the Crows holding on to win by four points.

GOALS

Geelong: Prespakis, Scott, Surman, Parry

Kuwarna: Gould 3, Hatchard

BEST

Geelong: Webster, Friswell, Prespakis, Morrison, Parry

Kuwarna: Marinoff, Prowse, Gould, Hatchard, J.Allan

INJURIES

Geelong: Nil

Kuwarna: Ponter (foot)

Reports: Nil

Crowd: 2,233 at GMHBA Stadium

Morrison’s milestone

Nina Morrison’s journey to 50 games has had more obstacles than most. The former No.1 draft pick devastatingly ruptured her ACL twice in her first two seasons, meaning the young star only played seven games from 2019-2021. The classy mid with excellent decision making skills was never going to let her ACL injuries define her career, and her determination and dedication saw her return to the field in season seven. Since then the star has been able to play with more consistency, adding a further 43 games. Morrison is proof that hard work does pay off, and at only 23-years-of-age, you feel like there are plenty of games left for this Cats star.

A Look Ahead to Trade, Free Agency & Draft Period

All the key dates to keep an eye on with the trade and free agency period set to commence

The action does not stop in the AFL despite the season coming to a close, with free agency and trade period set to commence within the next week.

Free agency is set to commence on Friday and will run for a week, while the Continental Tyres AFL Trade Period is set to commence next Monday.

Following the Trade and Free Agency period, attention will then turn to the 2024 Telstra AFL Draft with the Cats currently holding four picks.

See the key list of dates below, along with the current draft picks for each club at the conclusion of the 2024 season and prior to the Trade Period.

another vehicle where they can transfer from one club to another. Free agency is a common form of player movement in major football and sporting codes around the world.

Free Agency Opens: Friday October 4 at 9.00am

Free Agency Closes: Friday October 11 at 5.00pm

Continental Tyres AFL Trade Period

Trade Period Opens: Monday October 7 at 9.00am

Trade Period Closes: Wednesday October 16 at 7.30pm

Shaun Mannagh Highlights | Draft

With pick 36 Geelong has selected Shaun Mannagh in the 2024 AFL Draft. Presented by Pepperstone

2024 Free Agency Period

The AFL introduced free agency at the end of the 2012 season, giving players

2024 Telstra AFL Draft

Geelong currently holds four picks at the conclusion of the season, prior to the trade period starting.

As it stands, the Cats first draft selection (pick 15) sits inside the first round, followed by picks in the back end of the second, third and fourth rounds.

2023 saw Geelong pick up some exciting young talent including the likes of Shaun Mannagh, Lawson Humphries and Connor O’Sullivan.

First Round Draft Picks: Wednesday November 20

All Other Rounds: Thursday November 21

AFL Draft Combine

The next generation of AFL talent will be on display at the 2024 draft combine, with potential draftees putting their skills to the test.

The Draft combine will be held over a three day period starting on Friday the fourth of October, concluding on Sunday the sixth of October.

Each club’s draft picks as of September 29, 2024

Adelaide: 4, 25, 42, 60

Brisbane: 18, 56, 69

Carlton: 11, 31, 62, 65, 68

Collingwood: 33, 48, 51

Essendon: 8, 28

Fremantle: 9, 10, 16, 27, 63

Geelong: 15, 35, 53, 71

Gold Coast: 6, 12, 20, 26, 38, 46, 74

Greater Western Sydney: 14, 34, 49, 52, 70

Hawthorn: 13, 30, 67, 73

Melbourne: 5, 37, 45, 50, 61

North Melbourne: 2, 22, 40, 58, 64

Port Adelaide: 36, 54

Richmond: 1, 21, 29, 39, 41, 47, 57, 66, 72

St Kilda: 7, 24, 43

Sydney: 17, 19, 55

West Coast: 3, 23, 59

Western Bulldogs: 32, 44

Lawson Humphires Highlights | Draft With pick 63 Geelong has selected Lawson Humphries in the 2024 AFL Draft. Presented by Pepperstone

Competition Growth – GUB Adds New Venue

Geelong United Basketball (GUB) is excited to announce the addition of a new venue due to growing competition numbers.

The Bannockburn Recreation Centre will become an additional competition venue for 2 nights of the week during the upcoming summer season to cater for the increase in games throughout the season.

Located on Milton St, Bannockburn, the stadium features two indoor, competition standard basketball courts with associated change room facilities, and is the current training venue to one of our 18 community clubs, Dolphins Basketball Club.

GUB looks forward to welcoming you to the Bannockburn Recreation Centre throughout the upcoming summer season – Should you have any inquiries regarding the allocation of games at the venue, please email admin@ geelongunitedbasketball.com.au.

GUB Grows Female Referee Presence

Geelong United Basketball (GUB) has recently been putting in great strides towards increasing the presence of female referees.

Under the guidance of GUB’s Technical Officials Development Manager, Emily Todorov, female participation in the referee space is at an all time high. “It’s so rewarding being a part of young females growth on and off the court,” Emily said. “Being able to guide them to be confident and strong individuals is reflecting in our daily presence.”

The efforts being put in to referee development by Emily and the team have been greatly received by the female contingent, so much so that a recent evening of community competition games were all officiated exclusively by female referees – A pool of 15

young developing refs all putting in the work to sharpen their skills.

With over 10,000 players competing in weekly community competitions, along with a growing number of young females in the referee space, Emily and the GUB team are looking to add even more going forward to cater for the increasing amount of games – The eventual goal being to make Geelong United Basketball not only a fantastic pathway for players, but also for referees wanting to take the next step in their officiating journey.

If you’d like to join the ranks and learn from the high quality mentors that GUB has to offer, submit your details here.

VJBL 24/25 Legacy Team Coaches Announced

Geelong United Basketball (GUB) is pleased to announce the appointment of our VJBL Legacy Team coaches for the upcoming 24/25 season.

U12 Boys Hutchison: Kynan Parker

Kynan joins our VJBL coaching lineup after being head coach of the Colac Kookas program, leading both the U12 and U14 girls’ teams. His teams have consistently performed well, finishing 2nd and 5th at the Country Championships. Kynan has also served as head coach at Jamboree on two occasions, and has been involved in FDP and U12/U14 Skills Days for the last five years. His extensive experience with younger athletes makes him a great fit for the U12 boys program.

U12 Girls Chandler: Stephanie Whatley

Stephanie brings a wealth of experience to the U12 girls program, and will return to the role after a successful 2024 season. She is the development coach for the U16 Victoria Country State team. Stephanie has contributed to several basketball programs, including as a floor coach at All State Camps, and as an assistant coach for Vic Country teams. In 2024 she also served as the Development coach for our NBL1 Women’s team, building the connection in our program all the way from U12s to NBL1.

U14 Boys Riches: Mitchell Cini

Mitchell is joining the club from Wyndham, where he has served as head coach for Wyndham’s U12.1 girls in 2024, after coaching their U12.2 boys in 2023. Mitchell also was an assistant coach with

Wyndham’s Championship Men’s team, further showcasing his commitment to player development at all levels.

U14 Girls Dandy: Chad Suphamongkol

Chad brings extensive coaching experience to the U14 girls. Over the past eight seasons, he has coached various Stingrays/Geelong United VJBL teams, focusing on U14-U18 boys. In 2024, Chad coached the GUB U14 Boys 1st team to a VC Reserve Grand Final. In 2024 he also served as an assistant coach for the GUB Youth League girls’ team, and makes the move to the girls’ side of the VJBL program to strengthen our women’s pathways. His involvement in FDP further highlights his dedication to developing junior athletes at high levels.

U16 Boys Green: Leigh Rowbottom

Leigh joins our pathways program with 8 years of VJBL head coaching experience, working with both boys’ and girls’ teams. He currently coaches within Basketball Victoria’s FDP, SDP and NPP programs, highlighting his ability to develop work with top talent. Leigh has also been a Victoria Metro state team selector.

U16 Girls Morrissy: Hannah Ronan-Black

Hannah joins the GUB program from Bulleen, where she served as assistant coach for the YLCW and Big V Championship Women’s teams. Hannah is also the current assistant for the U20 Girls state team. In 2024, Hannah was the WNBL development coach for the Melbourne Boomers, and will be the development coach for the Geelong

United WNBL team in 2025, along with working in our NBL1 program to further strengthen her ability to guide young athletes and build connection across all levels of our pathway.

U18 Boys Herbert: Ainslie Howard

Ainslie has an impressive resume, and returns as the U18.1 boys head coach after guiding the team to VC Reserve finals in 2024, and serving as an assistant coach for the Youth League Men’s team. Her previous roles include head coach of both Youth League Men and Women, Director of Coaching at Corio Bay Stingrays, and various positions within the Basketball Victoria state Pathway. Ainslie’s extensive coaching experience and leadership in player development will be invaluable to the U18 boys’ program.

U18 Girls De Grandi: Brendon Matthews

Brendon brings a wealth of high-level coaching experience to the U18 girls, and will be returing to the role after guiding the U18 Girls to a VJBL Grand Final in 2024. He has qualified for VC 13 times, the National Classic eight times, and has won multiple Country Championship titles. In 2024 he was the lead assistant for Geelong United’s YL1W team, and saw a number of his U18 girls play major roles in the Youth League team. Brendon’s experience and roles across different levels of our program make him a tremendous asset to the U18 girls’ program.

ST. PAUL’S GEELONG

children’s activities

ST. PAUL’S ANGLICAN CHURCH

What’s Happening...

Presenting your 2024 Westfield Local Hero

We are thrilled to announce your 2024 Local Hero for Westfield Geelong is Damian McKeegan from St Marys Sporting Club Geelong.

Your Westfield Local Hero was nominated and voted for by the community in recognition of the positive impact they have made. Our successful Local Heroes will receive a $20,000 grant for the organisation they represent to continue their amazing work.

Discover more about your hero and the incredible work they do for their local community.

Your finalists

We also congratulate our finalists who will each receive a $5,000 grant for their organisations.

We thank them for their incredible contributions to the local community.

Westfield Local Heroes 2024

Westfield is awarding a total of $1.2 million in community grants to support Australian and New Zealand communities in 2024.

LeeAnne Edwards from Lifeline Direct

Robert (Rob) Lytzki from Foundation 61

What’s Happening...

The Original, Market Square.

Welcome to Market Square Shopping Centre – your premier destination for a delightful autumn shopping experience, nestled in the heart of the Geelong CBD!

Enjoy stress-free shopping with ample parking facilities conveniently located via Yarra St.

For more information on the LED glow stick product recall, head to: Market Square Geelong — Promotional LED glow stick torch | Product Safety Australia

geelong waterfront

The Geelong Waterfront is one of Australia’s most stunning waterfronts. Having started from humble beginnings when Geelong was founded as a port in 1836, the Waterfront has now attracted a series of prestigious awards.

This cosmopolitan and vibrant area is a hive of activity with restaurants and cafes, beautiful landscaped gardens, attractions and public art, all with amazing views of Corio Bay. It also provides a full events calendar, tourism, education and accommodation services:

Our historic Carousel, Poppy Kettle playground and youth activities area is great for kids of all ages. See Geelong’s famous bollards.

There are plenty of possibilities to explore and view the Waterfront: take a ride on a Harley Davidson motorcycle, ride the trackless train if you prefer a more leisurely look around, check out the view from the air in a helicopter or take a boat cruise along Geelong’s spectacular Waterfront.

A visit to Geelong is not complete if you haven’t seen our spectacular waterfront.

poppy kettle playground

Situated on the Geelong waterfront, this park is jam-packed with awesome play elements, has beautiful sea views, has picnic facilities, and is a short walk away from cafes and other Geelong attractions. It makes for a beautiful day out for all ages, and is certainly a must-do in summer.

The interactive play equipment include a multi-coloured tubular slide that winds down the hill, a dragon emerging from the ground, a timber tower, swing, boat (atop the sand pit), bouncers, and a unique pyramid climbing net.

The playground is also well known for the interactive Poppy Kettle water fountains and miniature statues, situated amongst a rock area, which seem to be the main attraction for little ones. In fact, this feature was inspired by a children’s book written by local author, Robert Ingpen, and gives the park a magical quality. During the summer months the slide area has additional water play features.

A trip to this playground can be combined with a walk or bike ride along Geelong’s famous Bollard walk or a visit to The Carousel. Geelong’s Youth Activity Precinct is located a stones’ throw away from the playground, and features basketball ring, seating areas, open multipurpose area, and skate ramps.

This is the one of the most perfectly positioned playgrounds for so many reasons.

skate park geelong

Skate parks in Geelong have a variety of facilities available for skate boarders, bladers and BMX bike riders including quarter pipes, handrails, funboxes, vert ramps, pyramids, banked ramps, and stairsets.

We strongly advise the wearing of helmets and padding when using our Skate Parks, and enforce compulsory wearing of helmets at all skate events.

Looking to get into skating or want to know more about skating in Geelong?

Young people interested in joining in activities can call the Skate Program Worker on 03 5272 5272.

We have more skate parks per capital than any other municipality in Australia.

cunningham pier

The Pier Geelong offers uninterrupted bay views stretching from Rippleside to Point Wilson and the Geelong city skyline. It provides a large impressive area catering for small events to up to 800 guests seated or 1000 guests’ cocktail style.

The venue also housed City Quarter Bar a trendy lounge bar on Level 1. With loft ceilings, three decks, comfortable lounges, fireplace, gourmet pizzas and world inspired tapas, CQ is perfect for hosting engagements, birthday parties, hen’s high teas or pre or post event drinks.

Also housed within this iconic building is Wah Wah Gee, a funky Asian-inspired restaurant, offering an extensive menu leaving you feeling satisfied and content in an exciting atmosphere. Enjoy our delicious cuisine with floor to ceiling views of Geelong’s bay - you’ll feel like you’re floating on water.

Geelong’s iconic waterfront function venue is perfect for every occasion. Experience the most unique function venue in Geelong.

the old paper mills geelong

Geelong’s best kept secret The Fyansford Paper Mill is set on the Barwon River and overlooks the picturesque Buckley Falls. It was constructed in the 1870s and is one of the oldest paper mills in Australia.

The site is being transformed into a food, beverage, arts and cultural precinct, located within 10 minutes of Geelong’s CBD. With just under 5,000m2 of building space, the Mill is home to over 15 businesses, including a winery, café, gallery, yoga studio, homewares shop and escape room. There are also a number of small independent artists who have private studios across the site.

Visit the Fyansford Paper Mill once of Geelong’s historic places to visits. Discover all kinds of food, arts, activities, as well as our great history, see what’s on in Geelong here.

Fyansford Paper Mill once of Geelong’s most historic places to visit.

Geelong arts & Cultural precinct

The area between Johnstone Park and Ryrie Street to the west of the shopping and business district of Geelong is known as the Geelong Arts Precinct. This area is also home to the Geelong Town Hall, which is the main council offices of the City of Greater Geelong.

The city is currently seeking funds for a radical overhaul of the precinct where the current facilities will receive a substantial redevelopment. There are also plans for some pretty innovative landscaping and street works which will bring the area into line with the rest of our recently rejuvenated city. This massive renovation will make the precinct one of the best arts and cultural precincts in the state. The scale of the project put the cost of the whole redevelopment in the vicinity of over 130 million dollars.

The Geelong Art Gallery is attached to the Geelong Town Hall, and it houses a magnificent and varied collection of artworks. Two paintings in particular are extremely special to our Gallery, first being the “View of Geelong” which was painted by Eugene von Guerad in 1856. This painting was bought recently by the museum from legendary English musical creator Sir Andrew Lloyd Webber. “A Bush Burial” by Fredrick McCubbin, painted in 1890 is another of the gallery’s most precious works.

Geelong Arts Centre, formerly the Geelong Performing Arts Centre, is a performing arts, functions and events venue located in Geelong, Victoria, Australia.

western beach geelong

In those days there was an unwritten rule designating Western Beach for men’s bathing and Eastern Beach for women. But some ‘dastardly gentlemen’ would disregard the agreement scaring respectable women away.

Today the area is rarely used for swimming, but it’s still a popular stretch of foreshore connecting Rippleside to the rest of the Waterfront.

Here you’ll find the Boat House restaurant (Geelong’s best spot for fish and chips), the Poppykettle Playground, a designated fishing area, and the marvelous Western Beach Boardwalk.

Curving out over the water the boardwalk has well-placed seats where you can sit back and watch the sea birds duck dive for fish. In the early morning, it’s perfect for watching the sun come up over the bay.

People have been swimming, boating, fishing and playing at Western Beach Geelong since the 1840’s

Geelong ripplesside park

Located on the western edge of the Waterfront, Rippleside Park Geelong is a pretty grass-covered foreshore reserve.

Popular with locals, Rippleside is less well-known to tourists who drive past en-route to more popular areas.

The park has magnificent bay views and is particularly appealing to families with young children who love the adventure playground.

The huge wooden structure has ramps, walkways, steps, and plenty of nooks and crannies to explore.

When the kids tire of the playground the reserve has wide-open spaces to run around in. Don’t forget to bring your footy!

Tucked in next to the reserve is tiny Rippleside Beach where you can bask in the sunshine or splash around in the water.

Overlooking the whole area is the bright and spacious Ripples On The Bay cafe. This stunning cafe serves excellent coffee and has huge windows with to-die-for water views.

Other amenities include picnic and barbecue facilities, toilets, and plenty of car parking spaces.

A community built wooden Adventure playground built over six days in 2001 with all the usual ramps, walkways, steps, nooks and crannies to explore.

steampacket gardens geelong

A path on the northern edge connecting the gardens to the bay has seats where you can enjoy the sea breeze and watch the nearby helicopter toing and froing.

On the eastern side you’ll find the Wharfshed Cafe serving yummy meals and to the west sits the delightful historic carousel.

There are some interesting art sculptures dotted around the park. Be sure to check out the Volunteer Rifle Band bollards and The Buoys sculpture, a group of former channel buoys that have been turned into a powerful piece of artwork.

The Geelong Waterfront Makers and Growers market (Steampacket Market) is held here on the first Sunday of each month. This popular market offers local produce, beautiful art and handicrafts, and lots of tasty treats.

Located right beside the water Steampacket Gardens Geelong is a big rectangle of lush lawn that’s perfect for a relaxing picnic or a game of frisbee.

the carousel Geelong

One of only a few in the world this beautifully restored carousel is considered by many to be the best that’s still in use today.

Housed in a modern steel and glass enclosure the pavilion has an old-world carnival atmosphere that’s enhanced by a pipe organ playing Dixieland melodies.

A ride on this enchanting carousel is a magical experience for children of all ages and abilities, with a mobility lift that assists wheelchairs onto the attraction.

Entry into the pavilion is free. Tickets to ride the Carousel are $5.00.

The Carousel Pavilion can be booked for wedding ceremonies, wedding receptions, photo shoots, and private or corporate functions.

Housing a beautifully restored Carousel, this competitively priced, exclusive all-weather venue is available for private hire seven days a week from 3:00pm.

The Carousel Geelong is a rare 1892 Armitage-Herschell hand-carved wooden carousel.

Old geelong Gaol

The Geelong Gaol Museum is housed in the 170-year-old Geelong Gaol, the third oldest prison in Victoria. Opening in 1853 and closing in 1991 it housed male and female prisoners.

Over its history, it has been used as an industrial school for young girls, a hospital gaol and a military detention barracks. It was the site of 6 executions.

Today it houses display illustrating not only the history of the Geelong Gaol but the history of the corrections of Victoria.

It features displays on the Hulks, Colonial Prisons, Executions and Saga Behind the Armour along with some of the prisoner stories who have spent time behind the bluestone walls.

The Geelong Gaol Museum is open on weekends, school holidays and public holidays.

A 19th century gaol which operated from 1853-1991 in the same conditions you see today.

Common Aged Care Questions for 2024

By Warren Strybosch

Setting the scene

Income received from a superannuation “account based” or “allocated” pension is often favourably assessed under the income test used by Centrelink and the Department ofVeterans Affairs to determine a person’s entitlement to government income support benefits. Such benefits might include the Age Pension, Disability Support Pension, Newstart Allowance, and the like. This means that a person currently receiving income support benefits may often be able to draw a reasonably significant amount of income from their account based pension without it having a detrimental effect on their government income benefit.

Legislation was passed in March 2014 that changed the way in which account based pensions are assessed for income test purposes. The change took effect from 31 December 2014. Account based pensions were brought into line with other “financial Investments”.

There are two groups of people who are affected by this change:

1. People who commenced receiving government income support benefits after 31 December 2014, whether or not they had an account based pension is place before January 2015; and

2. Those receiving government income support benefits before 1 January 2015, and they transfer their existing account based pension to a new superannuation provider, or commence a new account based pension after 31 December 2014.

Those people receiving income support as at 31 December 2014 and had an account based pension in place as at that date, will not be affected by the changes unless;

• Their income support benefit ceases for any reason, and is then recommenced, or

• they change pension providers, or

• stop and recommence an account based pension with their current provider.

There are no changes currently being made to the way the assets test applies to account based pensions.

Financial investment

Financial investments include money on deposit with banks, building societies, and credit unions, shares, managed funds and unit trusts, and money held in superannuation funds by a person of age pension age, where they have not yet commenced an account based pension.

When applying the income test, Centrelink or Department of Veterans Affairs will total up the value of a person’s financial investments and then “deem” an amount of income to be applied to those investments. The deeming rates change from time to time and are reflective of current interest rates. There are two deeming rates that apply depending on the amount of a person’s financial investments. The current deeming rates are:

Put simply, a pensioner couple have financial investments of $100,000, their deemed income, for income test purposes will be:

Deemed income is used when applying the income test. The actual income earned on financial investments, whether it is above or below the deemed income, is ignored when assessing eligibility for income support benefits.

However, income received from an account based pension is currently assessed on different basis.

Income assessment of account based pensions

When an account based pension commences, the amount of capital used to commence the pension is divided by the life expectancy of the pension recipient (or the longer of the two pension recipient’s life expectancies, where a reversionary pensioner is nominated). The resultant amount is referred to as the “deductible amount”. This amount remains constant for the life of the account based pension unless a lump sum withdrawal is made from the pension account, at which time the deductible amount is recalculated.

The amount of account based pension income currently assessed under the income

test is the actual income drawn from the account based pension, after subtracting the deductible amount.

Let’s further consider the example of our pensioner couple mentioned previously. They also have an account based pension with a value at commencement of (say) $150,000. For the sake of the example we will assume the account based pension is held in the name of the wife who is 65. Her husband is 67. Her life expectancy is 21.62 years, and his is 16.99 years1F2. In this example, it is irrelevant whether the husband was nominated as a reversionary pensioner or not, as his life expectancy is the lesser of the two. The deductible amount, in this example, is $6,938 ($150,000 ÷ 21.62). If this couple were to draw $7,500 income from their account based pension, only $562 of that will be counted under the income test ($7,500 - $6,938).

If we now extrapolate the income assessable under the income test for our pensioner couple, their assessable income under the income test will be:

Applying the January 2015 rule

If our pensioner couple were:

• not to commence receiving their age pension until after 31 December 2014; or

• to move their existing account based pension from one pension provider to another after that date; or

• to stop their existing account based pension, perhaps to add more superannuation savings, and then start a new account based pension after 31 December 2014;

Then their new account based pension will be treated as a financial investment and will be subject to deeming. If this were to occur, their financial investments will now total $250,000 and their deemed income will now be:

account based pensions will depend on personal circumstances. For example, anyone drawing an account based income stream that is significantly more than their deductible amount may actually benefit by having their account based pension treated as a financial investment and be subject to deeming.

In addition to the income test, government income support entitlements may also be affected by the assets test. The test that results in the lower income support benefit is the test that is used. We have not taken the potential assets test implications into account for the purposes of this review.

Warren Strybosch

Award winning Financial Adviser and Accountant

Part of the Find Group of Companies

Based on deemed income of $144.35 per fortnight, this couples assessable income is still below the income free amount available under the income test, so their pension is unaffected, based on current deeming rates. However, as deeming rates increase over time, and given that they are currently at historically low level, this couple may see a reduction in the amount of age pension they receive in the future.

Grandfathering

When legislation to have account based pensions included as financial investments for deeming purposes was enacted, the income test treatment of existing account based pensions was grandfathered. That is, provided the following conditions are met, the former income test treatment of account based pensions (i.e. actual

income received, less the deductible amount) will continue to apply.

To qualify for the grandfathering the pension receiving government income support must:

1. Be in receipt of a continuous government income support benefit as at 31 December 2014; and

2. Be receiving income payments from a continuing account based pension as at 31 December 2014.

Where a person holding a grandfathered account based pension passes away, and their account based pension was structured to automatically revert (transfer).

Whether a person will better or worse off under the changes to income testing of

Financial Planning, SMSF, Super, Insurance, PreRetirement & Retirement Planning (Financial Planning) are offered via Find Wealth Pty Ltd ACN 140 585 075 t/a Find Wealth, Find Insurance and Find Retirement. Find Wealth Pty Ltd is a Corporate Authorised Representative (No 468091) of Alliance Wealth Pty Ltd ABN 93 161 647 007 (AFSL No. 449221).Part of the

Centrepoint Alliance group (www.centrepointalliance.com.au/fsg/aw).

Warren Strybosch is Authorised representative (No. 468091) of Alliance Wealth Pty Ltd.

This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.

Whilst all care has been taken in the preparation of this material, it is based on our understanding of current regulatory requirements and laws at the publication date. As these laws are subject to change you should talk to an authorised adviser for the most up-to-date information. No warranty is given in respect of the information provided and accordingly neither Alliance Wealth nor its related entities, employees or representatives accepts responsibility for any loss suffered by any person arising from reliance on this information.

Common Aged Care Questions for 2024

By Warren Strybosch

As a retirement and aged care advisor, I get asked questions throughout the year. Some of the more common questions are covered below:

1. How does my family home affect the Aged care fees?

The assessment of the home for aged care fees depends on who remains in the home after a person has moved into care, and what the home is used for on an ongoing basis. The assessable value of the person’s income and assets including the home may be used to determine the:

• accommodation fee, and • means-tested care fee (MTCF).

Where the person is partnered the person is attributed 50% of the couple’s combined income and assets. Assessment of the home for social security purposes differs.

Accommodation fee

The accommodation fee can be paid as:

• a refundable lump sum, ie Refundable Accommodation Deposit / Contribution (RAD / RAC)

• a non-refundable daily payment, ie Daily Accommodation Payment / Contribution (DAP / DAC), or

• any equivalent combination of the above.

The level of assessable assets that a person has at the time of entering care impacts the maximum amount the person can pay as an initial lump sum accommodation fee, and determines, whether the person is eligible for Government assistance with this fee.

The aged care resident has the choice as to how they wish to pay this fee. Generally, any amount of accommodation fee that a person doesn’t fund as a lump sum must be made up via payment of a daily accommodation fee. This applies regardless of whether the person chooses not to pay the fee as a lump sum or has insufficient assets to pay the entire amount.

Determining maximum accommodation fee payable as a lump sum

The maximum accommodation fee that the aged care facility can ask a resident to pay as a lump sum is constrained to the extent that, after initial payment of a lump sum, the person must be left with a minimum level of assets. The current minimum asset threshold is $58,500. Any additional amount must be made up as a daily payment.

Unless occupied by a protected person, the former home is fully assessed when determining the maximum amount payable as a lump sum. A protected person includes a:

• spouse

• dependent child

• carer of the person who has occupied the home for at least two years immediately prior

• and is eligible for an income support payment at the time, or

• close relation of the person who has occupied the home for five years immediately prior and is eligible for an income support payment at the time.

A person need not be in receipt of an income support payment to be assessed as a protected person. It is sufficient that based on the person’s circumstances at the time of assessment, they meet all eligibility criteria. Income support payments include Age Pension, DSP, JobSeeker Payment, Service Pension and Carer Payment but does not include Carer Allowance.

For example, if a room has a published rate of $550,000 and the person has a family home worth $300,000 and $100,000 in their bank account, the full value of the home is included when calculating the maximum amount that could be paid as a lump sum accommodation fee, ie $341,500 could be paid as an initial lump sum accommodation deposit, so that the minimum asset level of $58,500 is retained.

Means-tested care fee

The MTCF is calculated based on a person’s assets and income. It is determined at the time a person enters

care and is re-assessed on a quarterly basis or as circumstances change. The former home is only ever exempt for the calculation of the MTCF if occupied by a spouse or protected person. In all other circumstances, the home is assessed as an asset, up to the home cap. Depending on when the client first entered aged care, assessment of rental income from the former home differs.

2. My client is in residential aged care. His partner wants to temporarily move out of their principal home during home renovations and live with their daughter for 12 months.

Does the social security exemption for vacating the principal home in temporary situations extend to aged care assessment as well?

For social security purposes, if the principal home is temporarily vacated for any reason for up to 12 months, then the home continues to be the principal home and the income support recipient continues to be considered a homeowner (the temporary vacation exemption can be extended up to a further 12 months where the home is lost or damaged or where the person goes overseas and is unable to return, due to reasons beyond their control).

However, for aged care purposes, only under limited circumstances, temporary absence from the principal home can be relied on by a protected person to continue to exempt the home. These can be situations where a temporary absence is not intentional, and the situation may be beyond the person’s control. Examples include:

• respite care

• hospital patient

• mental or psychiatric institution patient

• boarding school student

• incarceration in certain cases

For other reasons like home renovations, the home is no longer exempt and therefore the home is assessed for that period of absence. Once the partner moves back to the principal home, the principal home exemption is regained.

3. I have some clients who reside in a retirement village.

If they decide to move into an aged care facility, how is the retirement village assessed for aged care purposes?

Where the retirement village is vacated to enter into a residential aged care facility, the assessment can depend on whether the client is single or a member of a couple. If only one member of the couple

AGED CARE

moves into an aged care facility and the partner continues to reside in the retirement village, then the refundable amount of the entry contribution is exempt.

If the retirement unit is vacated by a single person or both the members of the couple, they are generally required to sell their unit (or share in the village). As part of a resident’s contract, an exit fee or deferred management fee may be payable upon exit. However, the sale of the unit may take weeks or even months in some cases before it can be sold. For the duration of the time between moving to the aged care facility and the unit being sold, the refundable amount of the entry contribution is assessed as an asset (50% for each member of a couple) subject to the home cap amount of $201,231.201.

Note: the assessment of the retirement village for aged care differs to that for social security purposes. The above assessment applies irrespective of whether the entry contribution was greater or lesser than the Extra Allowable Amount.

4. My client receives a home care package and currently pays an income tested care fee. If they are to move to residential aged care, does that amount count towards their means tested care fee annual cap and when does the annual cap reset?

Income Tested Care Fee (ITCF) and Means Tested Care Fee (MTCF) combined are subject to an annual cap over the 12-month period. ITCFs count towards the means tested care fee annual cap. The 12 month period commences and resets on the anniversary date on which the resident started receiving care for the first time across both Home Care and residential aged care.

As a result, the MTCF annual cap is reduced by any ITCF your client has already paid while receiving home care in the anniversary year they move into residential care. These fees also count towards the lifetime cap in residential care. Once the resident reaches the lifetime cap, they will not have to pay any MTCF/ITCF for the remainder of their time in care.

The current annual cap and lifetime cap for a residential aged care recipient is $33,309.29 and $79,942.44 respectively. These caps are indexed on 20 March and 20 September each year and are applied to residents based on the effective cap amount on the date it is reached.

It is important to remember that there are significant changes occurring within the aged care sector at present. It could be argued that it is nearly a complete rewrite of the aged care legislation. As such, the

above answers my vary after 1st July 2025 when the new legislation comes into play.

We encourage you to seek professional advice in this area when dealing with aged care matters.

This information has been provided as general

have not considered your financial circumstances, needs or

You should consider the appropriateness of the

should obtain and consider the relevant Product

(PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or

in this communication.

Whilst all care has been taken in the preparation of this

it is based on our understanding of current regulatory requirements and laws at the publication date. As these laws are subject to change you should talk to an authorised adviser for the most up-todate information.No warranty is given in respect of the information provided and accordingly neither Alliance Wealth nor its related entities,employees or representatives accepts responsibility for any loss suffered by any person arising from reliance on this information.

Warren Strybosch

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Email your artwork to editor@findgeelong.com.au. If you wish us to create your ad, we will do this for a minimal cost.

Go to www.findgeelong.com.au/graphic-design to upload your details and we will create this for you.

The Dimensions of the Ads are:

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Email your artwork to editor@findgeelong.com.au. If you wish us to create your ad, we will do this for a minimal cost.

Go to www.findgeelong.com.au/graphic-design to upload your details and we will create this for you.

The Dimensions of the Ads are:

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details and we will create this for you.

The Dimensions of the Ads are:

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TRADIES - FREE ADVERTISING

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Creative Design

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x 98 mm - 1/8 Small Size

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TRADIES - FREE ADVERTISING

Email your artwork to editor@findgeelong.com.au. If you wish us to create your ad, we will do this for a minimal cost.

Go to www.findgeelong.com.au/graphic-design to upload your details and we will create this for you. Go to www.findgeelong.com.au/graphic-design to upload your details and we will create this for you.

x 96 mm - 1/4 Page Portrait

If you have any questions, contact the editor on 1300 88 38 30 or Email warren@findnetwork.com.au

watch this space!

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