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May, 2019
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A New Online Paper Initiative called Find Maroondah. We are looking for local residents to write local stories for this paper. If interested please contact Warren. Email: warren@findmaroondah.com.au PH: 1300 88 38 30.
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Convert your garden to a haven for wildlife NATURE
WOUTER VAN DONGEN ONE of the most enjoyable aspects of gardening is designing and planting out a new or long-ignored area of your garden. With the existence of so many garden styles, including cottage gardens, formal gardens and productive gardens, the possibilities are endless. An increasingly popular option is to create a garden that not only looks stunning, but also provides important habitat for local wildlife. Gardens for wildlife are gardens that replicate the natural habitat of local wildlife, such as birds, frogs, lizards and beneficial insects, by providing them with shelter, food, water or nesting sites. A great feature of wildlife gardens is that it isn’t necessary to own a large property containing native bushland. Even the smallest of suburban gardens containing only a courtyard can provide some habitat for local animals. Wildlife garden can be fun to create and very rewarding once the animals begin to use your garden. But why go to all that effort, when you could instead plant some showy camellias or fragrant roses? Firstly, wildlife gardens are recognised globally as important for wildlife conservation. With increased urbanisation throughout Australia, our
wildlife is rapidly losing critical habitat and many animals are now experiencing dramatic declines in abundance. Creating a wildlife garden can help reverse this trend. Each wildlife garden will add to an increasing network of suitable habitat for our native animals in our cities. Secondly, gardens that attract wildlife typically use native Australian plant species which are adapted to our harsh, dry climate. Converting your garden from one dominated by non-native species to a native garden will require less watering and reduce the need to constantly buy plants to replace dying ones. Gardens for wildlife therefore save money in the long-term. Lastly, and most importantly for many people, research has shown that living close to nature can improve human well-being. Wildlife gardens can therefore have important social benefits for people of all ages. So how do we create a garden that is enticing enough for local wildlife to
use? Luckily, many urban ecologists have asked similar questions and we now have a very good idea about how animals use gardens as habitat and what aspects of gardens determine which species may visit. There are many simple ways in which you can attract wildlife to your garden, with some benefiting all visiting wildlife, while others attract specific groups of animals (e.g. why not try attracting native bees to your garden?). Probably, the most important element of design is to create a complex vegetation structure, which provides better habitat for a wider range of wildlife. This consists of leaf litter covering the ground, an understory of ground covers and grasses/sedges, a midstorey of shrubs and a canopy of trees. Although a garden may be full of Australian native plants, it may still be relatively poor wildlife habitat if it just consists of, for example, lots of kangaroo paws surrounding a lonely grass tree. Adding a diversity of nectarproducing plants may attract the local honeyeaters, bats and pollinating insects such as butterflies and native bees. Native plant species produce more nectar than exotic species. For example, Banksia and Grevillea flowers produce up to nine times more nectar than exotic Hibiscus and Camellia flowers and are therefore preferred as a food source by nectarfeeding animals.
A bird bath is a simple addition to any wildlife garden. Australia is a dry continent subject to extended droughts and supplementary water provision using bird baths and other water sources, such as ponds, can be very much appreciated by local birds. Why not try installing a nest box in that big tree in your backyard? Nestboxes may attract hollow-nesting species such as possums, bats and many bird species (e.g. parrots). Only older trees (greater than 100 years old) generally form hollows, but these trees are often removed for reasons of public safety. Natural hollows are therefore relatively uncommon in urban areas. There are many more ways in which you can create a garden that not only looks great, but provides a helping hand to local wildlife. For example, Natureworks Garden Care provides assessments of gardens as wildlife habitat and in-depth recommendations on how to improve your garden. So, next time you find yourself with the enviable task of wondering what to do with that overgrown corner of your garden, why not consider creating a haven for your local furry, feathered and scaly friends? Dr. Wouter van Dongen Nature Works Garden Care Email: natureworks.gc@gmail.com Mobile: 0478 703 064
Bitcoin, Hidden Investments and Family Law LAW
JOSHUA DAVIS
Since its advent in 2009, Bitcoin has provided an alternative currency that is difficult to trace and unregulated by banks or government bodies. Cryptocurrencies provide a new challenge to family law with major concerns raised by lawyers in relation to disclosure obligations. The advent of cryptocurrencies brings about similar challenges to cash, which is difficult to locate unless you know where to look. The virtual dimension of such currencies only tends to exacerbate the issue. Consider the online ‘wallet’ (like a bank account) for Bitcoin users who have public ‘keys’ (to receive funds) and private ‘keys’ (passwords needed to transfer funds). These keys do not hold or disclose any personal information about the holder of the wallet, let alone where it is stored or may be accessed. 3 FIND MAROONDAH, May, 2019
Parties to family law proceedings are obliged to provide full and frank disclosure of their financial affairs in the Federal Circuit Court (Regulation 24.03) and in the Family Court (Rule 13.04). Thus, evading proper disclosure of virtual currencies is clearly be in breach of the disclosure obligations. This is not just a question of ethics. The family courts have power to dismiss a person’s case, order costs against that person or imprison them for contempt of court if disclosure is held not to have been made. Even if virtual assets cannot be located, evidence indicating that assets are being siphoned off can be used to make an adverse inference against the offending party, with orders made to adjust the property settlement accordingly. Parties that suspect their former spouse of hiding virtual assets may seek an Anton Piller Order which involves ordering the seizure and search of
computers or other electronic devices in an attempt to locate the virtual assets. This order should be sought in conjunction with a freezing order to prevent the other party from electronically moving their assets elsewhere. A subpoena may also be filed against a host platform service or a business that the other party has invested in to obtain further information. Such actions need to be balanced by the size of the asset pool, the costs involved and the chances of recovery. If you or someone you know is going through a separation, we strongly encourage you to consult a family lawyer sooner rather than later. For further information, please contact our office to speak with one of the family law team for expert advice and assistance. Joshua Davis Lawyer Hutchingson Legal Tel 03 9870 9870 Fax 03 9870 5740
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What you really need to know about living your dream- they missed out of the small print!! PARENTING LESLEY-ANNE BANTON “They missed this out of the small print”, is often a phrase I hear whilst coaching and mentoring mum’s who chose to take on a leadership role and live their dream by starting their own business. So what did they leave out of the small print? They missed telling you how much you would grow as a person on EVERY level. ALL of the new skills you would learn, the new wisdom you would acquire and the person you would evolve into through the stretches you choose to make along every step of your journey. As you discover more and more about yourself and watch your business blossom and take shape, you take a moment to breath and look back to see that your big picture is now a small picture, realizing the direction isn’t where you thought it was going to go. They missed telling you how much potential you have been hiding from yourself and the world. They did not tell you how much of an incredible example you would be to your family, friends and those around you. They missed telling you that you would be challenged in every way possible and that no matter what challenge or obstacle comes up, you find a way. You discover more and more mentors around you and people who want to be part of your journey to see your business become more than you thought it could ever be. They miss telling you how much it will empower you to seek to learn more about yourself and your children on
different levels to reconnect back to your natural curiosity. As you learn to master the art of creativity and maintaining balance, while being an incredible business woman AND a mum who seeks to understand their child more and more to enhance quality time and make it so much more than time. They miss telling you that you fall in a heap before you learn and master the art of self-love, self-care and the vital importance of having daily rituals, which fill you up on all levels so you can maintain a sustainable business and family life. They miss telling you that you become so isolated and feel so lonely that you learn the art of networking, as you meet amazing inspiring and like-minded people like yourself who help support you, give you feedback and are your sounding boards, as you journey and navigate through the adventurous maze that is before you. They miss telling you that next to becoming a parent for the first time, learning
to create your own business and living that infinite potential within you is one of the most courageous yet challenging gifts you can ever give yourself. They miss telling you how much painful guilt you will experience at the start of the journey, as your time is consumed and your role changes, expectations of yourself changes, however they forget to tell you the other side is the great compassion for yourself, you experience so much joy and inner peace when you finally give yourself permission to define who you are. They miss telling you that you have to invest so much money into creating your business that the stress and burden can almost be unbearable, but you learn to so more resourceful than you ever thought you could be. They miss telling you how much time, energy and emotion goes into learning, setting up your own business and running a sustainable business, yet they also forget
to tell you that once you have created the systems and structures you actually create more time and balance for you and your family. They miss telling you that because you gave yourself permission to live your dream and explore your potential, you give that gift to so many others and you create generational changes. You give your children permission to be more than you ever thought they could be...Because as you grow and evolve you also encourage them to do so. You have created a leadership mindset within you that you naturally share with your children and they learn to be their own leader too. They miss telling you that you will face many people who will try and take your dream away from you, make you doubt that you can ever achieve it and leave your world. Yet they do not tell you that you create so much grit, drive and resilience. You learn to honour and stand in your boundaries and own truth more. Determination builds within you and often you do not even recognize that the amazing woman in the mirror who has created all this is YOU. Why do they miss telling you this? Because it is more about WHO YOU WILL BECOME, it is about who you will be for others and it is your unique journey!
Lesley Banton Leadership and Parenting Disruptor and Coach The Parent Whisperer 0432 848 418
Only two months to go until all businesses with employees must be registered for Single Touch Payroll (STP). Are you prepared? BOOKKEEPING
Sheila De Burgh
Single Touch Payroll
means the payment summary annual report (PSAR) provided to the ATO at end of financial year is also no longer required. To replace payment summaries, employees will now view their YTD payment information through the ATO’s MyGov portal. (The new payment summary will be called an ‘income statement’ when viewed in MyGov.)
If you are using an accounting software package that is cloud based you shouldn’t have any issues going forward with the new system adopted by the ATO. But… what if you are resistant to change and want to keep your old desktop package? Concerned What will you do? If you need any assistance going forward or want help with finding out what you need What is reported? Employee salaries and to do and what options you may wages, allowances, deductions have, please get in touch, we are and other payments, happy to be of assistance and PAYG withholdings and guide you through these tricky superannuation information times. need to be reported. Payment summaries will Sheila De Burgh no longer be required for any Bookkeeping Service Mobile: 0418 743 452 employee payments reported Email: sheilsdeburgh@outlook.com and finalised through STP. This
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Vicarious Liability
GENERAL INSURANCE
Craig Anderson
Almost every business owner seems to have a firm grasp of Public Liability and the need to have cover in place, regardless of how remote a possibility a claim against them might seem. But for those of you who employ subcontractors, Vicarious Liability which arises as
Photo: Jonathan Newton
a result of the actions, or the alleged actions of your subcontractors may not be something you have considered. As your subcontractors are carrying out your instructions (regardless of how poorly) you are ultimately responsible for the outcome, and simply can’t rely on your subbie to have the right cover. For that matter, your insurance must allow you to be covered for the use of subbies,
and will very likely have a minimum level of cover specified in the policy conditions. These Public Liability insurance contracts may refer to “bona fide” subcontractors, which is almost an article on its own, so I’ll keep it brief for now. It’s important to tell your broker what percentage of your turnover is represented by subcontractor work because this is considered material to the level of risk insurers are exposing themselves to, when and if they choose to cover you. If you fail to report this subbie work, you may void your policy due to non-disclosure, so it’s well worth spending some quality time with your broker and having your insurance reviewed. There’s no time like the present.
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Height Safety Insurance Brokers Pty Ltd). a Corporate Authorised Representative (AFS Representative Number 001248230) of Focus Insurance Brokers AFSL 426797.
Be One with the Fish
vision to the people on your team. You can:
BUSINESS COACH Steven Rouget
In the last post we started our series on catching big clients, or “fish”, that will sustain your business over the long run. Today we’re going to take that a step further by talking about how to understand and think like a big fish company and how that can help you plan your approach and find success. Before you can start the process of landing big clients, you have to make sure your entire team is onboard with your approach and vision. There are six keys to finding big client success. They are: 1. First Impression: You must remember you have one shot to land a big client. If you make a mistake, they aren’t going to consider you again. Never give them a reason to doubt your abilities. 2. First Priority: Your fish must always feel like they are your first priority. Returns calls and emails immediately and find solutions to their problems or questions as quickly as possible. 3. Flexible: You need to be flexible in your negotiations. If they 5 FIND MAROONDAH, May, 2019
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• Post these six keys for all to see. • Put together a performance based incentive program. • Conduct frequent team meetings. • Use a “right now” policy that dictates big fish calls be answered immediately. • Offer awards/recognition for bigcompany ideas and executions. • Put together a training and certification program based on the six keys above. need a special service or for you to customize a product, say yes for the benefit of the long term. A little hassle now will be a big pay off later. 4. Long-term: This goes along with the last one a bit. As you are approaching and negotiating with big fish you need to think about the long term benefits for your business. If you go for a ones-time big score you will lose their interest. 5. Have Fun: Work should be fun, even when trying to land big clients. In fact, this should be the most fun. You are sharing your vision with new people and including them in
your future success and likewise. People simply work better in a fun, happy environment. Your passion will also be contagious and pull the fish into your vision even more. 6. Help Them: If you take just a little bit of time and offer your clients ways to save money or time by introducing them to potential business partners, this will show you really are invested and interested in their business. Strive to find balance between your business needs and your client’s needs. There are also a few tactics you can use to bring in a big-company
These 6 keys and tips will help you instill a big-company mindset through your company which will help you be more prepared and more likely to land your big fish. Once your team is thinking this way, you’ll be unstoppable. If you need help putting together an incentive program or other way to push your team toward the bigcompany mindset, try our FREE test drive to work with one of our coaches or check out our resources and tools. Steven Rouget Action Coach 0412 351 755
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The Importance of Good Food Photography PHOTOGRAPHY
Jonathan Newton Melbournians love their food just as much as they love coffee, the sun and the beach. Today we are saturated with food. We see it in magazines and posters, there is always a café or restaurant close by at all times and we engage with other people making food on TV through all the ever-popular cooking shows. However from a business point of view food doesn’t sell itself alone, just
because it’s food and people need to eat. Like anything in business, it’s all about the marketing! Let’s imagine: You own a café or restaurant. You have a new and exciting menu full of flavor and style. You know people are going to love your food and come back for more. But oh, what a pity! You either didn’t take photos of this amazing culinary delight, or you just snapped a few images on your smart phone. From a business point of view; that’s not very smart at all! There is a misconception
about food photography. Businesses automatically assume that it’s incredibly expensive, thousands of dollars, which “we can’t afford” Nothing could be further from the truth and iShoot Images cater for the small to medium business that just needs great images of their menu, without having to work a full week to make the money back. To capture food, you must highlight it correctly. You need to shoot it in the right light settings, in the best location and shoot it in ways that make the features of the food stand out. The shadows can’t be too harsh, the highlights can’t be blown out and the colours have to be perfectly saturated for each item on the plate. Why? Because the aim is to make the food look just as good as it tastes! It’s that simple, however trying to get this on your smart phone is never the answer. So let’s break down the costs involved. A simple shoot is as little at $350, which usually lasts for around an hour. Within that time several dishes can be captured, typically around 5-6. And how many photos can be captured? Typically between
75-125, sometimes more. And how many images do you get to use? As many as you wish! You’re not paying for a small handful of images. You’re paying for all images. And how do you use them all? Choose the very best to go on your menu, printed in your menu or even online. Send these to UberEats, Groupon and MenuLog if you’re part of those groups. Upload more of these amazing images to your Facebook page, your Instagram account. By doing so, you have months of content at your finger tips and all from one photo shoot that will give you everything you need. It’s very simple. If you own a café or restaurant, you specialize in amazing food. Here at iShoot Images, we specialize in capturing stunning images of that amazing food. So why not work together and market your menu in the very best way? Contact us today and mention you found us in Find Maroondah for a 10% discount on photography.
public places like bus stations or on There are a lot of genuine people out there, but a lot of the time you will trains. be expected to pay, and you are also opening yourself up to potentially 3. Lock up Cable locks are invaluable when having your luggage rummaged travelling. Use them to lock your bag through. Think about what you want to a heavy piece of furniture or to lock them to the seat or luggage rack when stowed away on buses and trains. It travelling on trains. This makes it just is better to have the majority of your a little harder for would-be-thieves to valuables with you and in sight rather than under a bus or on a luggage rack carry your stuff off. Take a padlock to use if you that you cant see. have a locker in your room, or to lock cupboards. It may even come in handy 6. Save your pics One of the most upsetting things as an extra lock for the door of your room – you never know who else may about losing your stuff is losing all have a key! Go for a combination lock your photos. Your camera is certainly rather than one with a key, you don’t replaceable, your photos not so much. want to have to worry about losing Back your memory card up regularly and keep the backup separately to that as well. your camera. 4. Pack it away When you leave your room, 7. Swim time resist the urge to leave things lying out Going for a swim can be tricky, all over the place. If things are packed particularly if you’re on your own. Even away in your bag, it is less easy to grab if you’re with friends, a waterproof something and run. This also means wallet can be an excellent way to carry your valuables aren’t out and about on a bit of cash with you when you hit the display. beach.
travellers. When choosing somewhere to stay, check out the reviews first. You can usually get a pretty good idea about the security, as well as the type of place it is, from other traveller’s feedback.
Photo: Jonathan Newton
Jonathan Newton iShootimages Email: info@ishootimages.com Call: 0401 722 443
Keeping your stuff safe: tips for intrepid travellers TRAVEL (KnowRisk) Keeping your stuff safe is a pretty important part of any good trip, and regardless of where you are travelling – whether it is in a familiar place or a vastly different culture – you tend to be more vulnerable and can become a target for thieves and scammers. There’s no need for paranoia, but you don’t want to be too complacent either. Here are some simple things you can do to help keep your stuff safe. 1. Don’t put all your eggs in one basket Split your valuables among different bags and even in different places throughout your bag – particularly if you are carrying a decent amount of cash. This means if one bag does get stolen, you wont lose everything. Make sure you carry a photocopy of your passport separately to your actual passport.
2. Wear it Keep the really important stuff like your bankcards and passport in a money belt or pouch and wear it 5. In transit 8. Read those reviews Be wary of people trying to Websites like Trip Advisor are hidden under your clothes. Keep your money belt on if you are sleeping in carry your bags at bus or train stations. invaluable sources of information for
9. Smart carrying Carry your shoulder bag across your body, with the bag on the side of you furthest from the road, to avoid it being snatched by someone passing by. If you carry a daypack, keep it strapped on both shoulders. 10. Look around Be aware of your surroundings, take note of who’s around and the type of neighbourhood you are in. Basically just be on the ball. 11. Think before you drink When your inhibitions are lowered, you tend to be less on the ball as far as keeping both you and your stuff together and safe. Don’t take valuables out if you plan on having a big night. 12. Travel insurance How much is all the stuff in your bag worth? What if you had to replace all of it? Think about it. May, 2019, FIND MAROONDAH 6
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Facebook, Google paid $38m in Aust tax TAX
Stuart Condie Facebook and Google paid a less than $40 million in tax between them in Australia last year on more than $1.1 billion in advertising sales. Documents filed with ASIC show Facebook Australia raked in $579.7 million from advertising
in 2018 – plus another $696,000 from what it calls “services” – but paid $454.9 million in costs to an overseas subsidiary to arrive at a net revenue of figure of $125.5 million. Facebook Australia paid $11.8 million in tax for a $23.3 million profit, compared to a $9.6 million loss a year ago, and closed the year with $30.5 million in cash in hand. Its tax bill was significantly lower than the $42.4 million paid in 2017, but that figure was inflated by
a $31.3 million settlement related to an ATO audit of its records since 2009. Google Australia recorded total revenue of $1.07 billion for the year to December 31, including $560.6 million of advertising and other reseller revenue, but reported a pre-tax profit of just $155.9 million. The company had $49.1 million in tax payable, but a $681,000 adjustment for prior years and a $21.9 million deferment meant Google only paid $26.5 million. While Google Australia said it had invested almost $1 billion in its local operations, Opposition Leader Bill Shorten multinational corporations were treating Australia as a soft touch. “I see that Facebook made hundreds of millions of dollars in revenue but they got it down to $12 million tax – how can this be?”
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Top 4 tips for studying
EDUCATION Kate Christie With Financial Planners required to undertake additional study as part of FASEA’s new education requirements, here are four tips that may also help you better balance your work/life/study. Tip 1: Batch your time
work, and you will end up redoing development for granted. When you the work when your brain is actually own and run your own business, working. you need to curate your learning and development opportunities Tip 2: Set a timer yourself. Each year, take the time and When you are working hard allocate budget to your continuous against a work or study deadline, professional and personal do not watch the clock – this is a development. Go after both hard and constant distraction, which means soft skills. Your business will only you are not 100 per cent focused continue to excel if you continue on the task, which is bad for to grow and innovate. The moment productivity. you stop learning is the moment For single focused work or your business stops growing. study (without interruptions, email scanning, taking calls, checking your Tip 4: Don’t worry about being social media network or allowing perfect other distractions), try setting an alarm for the amount of time you While it’s important ‘to plan’ have allocated to the task. When your study and your work schedule, the alarm goes off, then regardless it’s also important ‘to do’. of whether you have completed the Don’t aim for perfection. You task or not, set it aside and take a don’t have the time, or frankly the break. need, to be perfect. Know when good enough is more than enough. Tip 3: Understand that learning is an investment
Batch (or group) like activities together in your calendar. This allows you to operate in the zone for a longer period of time. Batching also gives you greater control over the time it takes you to transition from one batch of tasks to the next, reducing the margin for error that comes with jumping in and out of tasks. It is important to batch your study time for when you are at your absolute best and your brain is firing. Never batch your study when Often professionals who work you are low on energy, as it will take in corporate environments take you longer, result in substandard their ongoing access to learning and 7 FIND MAROONDAH, May, 2019
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Consumer confidence dips: survey
LIFESTYLE Michael Mehr
Consumer confidence fell last week, giving up some of the gains over the previous period that were related to solid jobs data, ANZ analysts say. The ANZ-Roy Morgan Australian Consumer Confidence index slid by 1.6 per cent from the previous week, with the “future financial conditions” metric falling 1.5 per cent after four straight weekly gains. But the survey also recorded a four per cent increase in the “time to buy a household item” subindex. The weekly measure of consumer sentiment, which is based on about 1,000 face-toface interviews conducted on Saturdays and Sundays, follows
the release of ABS data on Wednesday that suggested there was no inflation in the March quarter. “Inflation expectations have been trending lower since late last year and have been below four per cent three times in the last five readings, which is unprecedented in the history of the ANZ-Roy Morgan survey,”
ANZ economist David Plank said. The index had jumped by 3.6 per cent in the prior period after official data showed fulltime employment rose by 48,300 during March.
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Aussie manufacturing ticks up on exports BUSINESS
points
Michael Mehr
Manufacturing picked up in April, an industry survey suggests, as the lower Australian dollar helped boost overseas demand for Aussie products. “Food and beverage manufacturers reported higher than usual demand for this time of year with the lower Australian dollar supporting export orders, but also higher input prices for local foods,” the Ai Group said after releasing its Australian Performance of Manufacturing Index on Wednesday. The food and beverages sector – which employs 27 per cent of manufacturing workers – recorded its highest result since March 2016, Ai Group chief executive Innes Willox said. The lower currency also lifted the sector trend reading for building materials on robust overseas demand, rising 3.3
to 57.6 points – above the 50-point mark separating expansion and contraction in activity. “Exports were particularly strong in April, with the lower Australian dollar helping to increase exports orders,” the report said, adding that this offset local demand for building-related products and furnishings which had dropped sharply in 2019. The survey indicated two sectors – metals and machinery – out of the six categories monitored by the PMI fell again during the
month. “Both the metal products and ‘machinery and equipment’ sectors contracted further in April, weighed down by flowon effects from drought and the downturn in construction activity along with some reported hesitancy to invest associated with the upcoming federal election,” Mr Willox said.
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2019 Tax Updates Going concern not applied to sale of property development
Property development land sold under one contract between developers has been found to be outside the going concern GST provisions. As a result, GST (or in this case the margin scheme) was deemed to apply.
This situation exposes a couple learn from to ensure that contracts of issues which developers need with incoming property developers to be aware of when encountering remains a going concern. selling a project midway through completion. The ruling also highlights areas in which developers can
Central management and control changes with no CGT event
CGT event I2 occurs when a trust stops being a resident trust for CGT purposes. One way in which a resident trust may cease residency is where the central management and control of the trustee company is outside Australia. This may cause concern for
some taxpayers who are residing outside Australia, calling the residency status of both themselves and their related entities into question. However, the issue does not have to be as complex as determining where decisions of a trustee is made.
This was brought up in a recent ruling by the ATO, providing a clear method in which to alleviate concerns over residency of related entities.
Genuine redundancy tax free amount may include prior service
A genuine redundancy payment made to an employee has a tax free component calculated from the number of years service. The ATO remarked in TR 2009/2 that those years of service need not be continuous, which was important in a ruling dealing with prior service.
The key to the genuine redundancy tax free amount is the total number of whole years of employment to which the payment relates. Under various employment contracts, as well as the Fair Work Act, a business transfer requires carrying over service or a payment made to affected employees.
This recognition of prior service can create a greater tax free component of future potential genuine redundancy payments. A recent ATO ruling has discussed this in greater detail.
8 January 2019 •Announcement (8-Jan-2019) •Consultation period (8-Jan-2019) •Released (8-Jan-2019)
17 January 2019 •Announcement (17-Jan-2019) •Consultation period (17-Jan-2019) •Released (17-Jan-2019)
24 January 2019 •Announcement (24-Jan-2019) •Consultation period (25-Jan-2019) •Released (25-Jan-2019)
2019 Tax Updates Holiday home rental deductions being targeted
Incorrectly claimed rental deductions, specifically ones relating to holiday homes, are being targeted for audit by the ATO. The recent media release also points towards some other significant factors that may attribute the property as being
not genuinely “available for rent”. The focus on deductions being claimed will be based on information being shared between the ATO and holiday rental providers. The target will be over the next four years, however any consistent misuse of
the rental deduction may bring a backdated audit process. For clients who have holiday homes being claimed in a rental schedule, a clear understanding of the allowable deductions is pertinent.
Legal expenses from workplace claim found deductible
Legal expenses relating to advice and advocacy to get an individual an unsuccessful return to work opportunity from their employer has been determined deductible. Also, advice relating to being paid-out of a workers compensation scheme after being
denied was also deductible. This ruling highlights were a deduction will be available in situations which are generally considered in the “grey-area” of legal expenses. Even though this example may be specific to the taxpayer’s
circumstances, it is relevant in understanding the general provisions for deductions. As a result, you can have increased opportunities to advise clients who are in a similar position, including applying for a ruling on their behalf.
Active asset test passed for “vacant” land used as storage
A case where “vacant” residential land with materials and tools located on it for storage purposes was deemed to be an active asset. This ruling from the Administrative Appeals Tribunal overturned the decisions from the Commissioner of Taxation, meaning the small business CGT 9 FIND MAROONDAH, May, 2019
concessions could be applied. the Commissioner of Taxation was This case is one of many which determined to be inaccurate by the straddles the fence on whether AAT. unimproved land qualifies for as an active asset. The clear outcome of this case relies on the interpretation of “used in the course of carrying on a business”. This interpretation by
30 January 2019
5 February 2019 •Announcement (5-Feb-2019) •Consultation period (6-Feb-2019) •Released (6-Feb-2019)
21 February 2019
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Labor’s Negative Gearing Policy in question
Martin Wyatt In this upcoming Federal Election, the Labor Party have put Negative Gearing as their major policy they will introduce should they gain Government. This policy had remained the same for almost 15 months, but are we now seeing signs that it may have only been appropriate to a small window of time in our property history and that time has now passed. On Tuesday April 16th the Australian Financial Review article “Labor deletes negative gearing policy information” has highlighted the 4th major issue independent commentators have identified. On
this occasion Labor deleted 90% of the material on their policy page in relation to negative gearing, in an attempt to minimise the up to $8 Billion mistake it appears Chis Bowen has made on his figures. This comes from a figure used in their policy of 93% of investors buy existing property, which is simply WRONG. The real number is probably why the fast change has occurred and 90% of all material deleted, as it 57% invest in existing property and 43% invest into new property. So you can see why an $8 Billion mistake was made by Labor on this policy. There is no doubt in my mind or others analysis of the property
markets in Australia that should Labor’s negative gearing policy be introduced that it will be Australian renters that will pay the price with consistent forecast figures of rental increases forecast being between $60 to $95 per week. This will come from a double effect, both from Labor’s negative gearing policy meaning less investors will be buying and established property to be far worse off, but also the credit restrictions too. The change in credit restrictions came about at a very similar time frame to Labor announcing that their policy was going to be their major differential between them and our current Government, the Coalition. The credit restrictions have seen a decline in buyers’ capacity to spend, thus artificially lowering the “Median House Price” (the activity guide). This has meant a considerable slowing down in new builds which has made it almost impossible for the majority of building firms to obtain bank funding for apartment builds. This means a lesser number of properties to keep up with the demand from our ever expanding population growth. We need to be building around 240,000 plus properties per year, with standard
demand and the natural drop off of older untenantable properties. At present we are on track for 180,000 to 190,000 leaving a massive shortfall just in this one year. If this format is to continue, then we can easily say that it was the credit change that stopped the property market in Australia. Unfortunately, this has already seen rental vacancies fall dramatically in the last 6 months alone with Melbourne and Sydney being close to the technical term of Full Tenancy. Next normally comes the increases in rent, but we have actually been seeing this already with Melbourne leading the increases on rents. Under the current credit restrictions and if Labor introduces its policy my heart goes out to anyone looking to rent property, the rental increases will be very substantial and the housing affordability issue will have simply been shifted from owners to renters. This is not the path we want to head down Australia.
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FIND YOUR NEXT EMPLOYEE Brooke T. O’Brien
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Preferred Work Location: Melbourne Phone: 03 1234 5678 Email: brookeob11@gmail.com Professional Overview: Strong in design and integration problem solving skills. Expert in Java, C#, .NET, and T-SQL with database analysis and design. Skilled in developing business plans, requirements specifications, user documentation, and architectural systems research. Strong written and verbal communications. Desired Salary: $10,000
Preferred Work Location: Sydney Desired Salary: $10,000 Phone: 04 4354 2165 Email: johnsmith143@bigpond.com.au Professional Overview: A strategic leader with a progessive career of 20+years. Providing the vision and direction needed to achieve accelerated and sustained growth whilst decreasing costs. Strong exposure to Australia and Asia Pac markets including Singapore. China and Korea. Demonstrated versatility to quickly transition across differing market sectors such as IT&T. Tourism and Advertising.
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Maroondah Council News
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Volunteer Expression of Interest My Room is thrilled to annouce that they have been selected to be this year’s charity partner at the Forumla 1 Rolex Australian Grand Prix 2019. This iconic Melbourne event will be held over four days in Albert Park from Thursday 14th March to Sunday 17th March. As a charity partner, My Room has been presented the opportunity to showcase our work at this worldwide event and raise some much needed funds through the below activations:
Central HUB with children’s activities, photo moment, silent auction and information.
Various photo moments spread throughout the course.
Roving staff selling merchandise and raising awareness.
We have a range of shifts available over the four days of the events, with varying roles to choose from. A brief example of the roles* are outlined below:
Brand Ambassadors //will be roving a designated section of the course, with shaker tins and QUEST machines, collecting donations, selling raffle tickets and raising awareness for My Room.
Podium Activations Assistant //located at various points around the Grand Prix course, a team of two volunteers will be assisting with any queries or help the general public needs in taking photos and using the My Room hashtag.
Central HUB Volunteer //located at the main event site assisting with information, collecting donations, selling raffle tickets and being the point of contact for the general public
*please note: all roles will be assisting with money handling – volunteers must be comfortable with this.
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You will be allocated to a team of 3 to 4, but will also need to work independently if required. If you have any friends or family that would like to volunteer with please pass this letter on to them. Unfortunately due to safety policies and the wellbeing of all participants all volunteers must be a minimum age of 16 years old. We are looking for volunteers who are willing to work a minimum of 2 shifts across this four-day event. As rostering is a large process we ask that you are flexible in your availablity and to please outline in your registration if you are available on short notice, as additional shifts may become evident at very short notice. Upon arrival you will be supplied with a t-shirt and a volunteer pack. We ask that you wear black pants or black skirt and comfortable walking shoes (please do not wear loud and brightly coloured shoes). Formal shorts are acceptable in hot conditions, please no denim, active-wear, ripped or faded clothing. If you would like to be part of the 2019 Melbourne Grand Prix Volunteer Team for My Room, please complete the application form via the link below, before Friday 22nd February 2019: https://drive.google.com/open?id=1pTzWymFi5BNig1YJpHZTr9KVFhIi4yhw2QzO5_tRkps Thank you for your interest in volunteering with My Room at the Forumla 1 Rolex Australian Grand Prix 2019. We will be in contact towards the end of Febraury with further updates, and look forward to making this iconic Melbourne event a memorable one for you and My Room.
Yours Sincerely, Mary McGowan and My Room
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