Our Towne Rensco - December 2018 Edition by Jennifer

December 2018

Complimentary www.ourtownerensco.com

We have all the brands on their WISH LIST

EffiE & isabEl’s

REnssElaER County Plaza

279 tRoy Rd, REnssElaER, ny

518-283-5075 | www.effieandisabelsgiftique.com

Effie & Isabel’s Giftique Rensselaer County Plaza 279 Troy Road, Rensselaer, NY 518-283-5075

www.effieandisabelsgiftique.com

Full Service Auto Repairs New & Used Brand Name Tires Happy Holiday’s From Fred’s

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Alignment $59.95 FREE Shuttle

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Join us for the best

NEW YEAR’S EVE parties in town!

We have packages for everyone! RESERVE your lane!

Afternoon Family Party 3-5pm

This party is geared towards the family with younger children. Includes a pizza buffet with fries, Mac N Cheese Bites, chicken nuggets and a make your own ice cream sundae bar...plus goodie bags for all children. All for only $60 per lane.

Family Pizza Party 5:30-7:30pm

Enjoy a dinner time pizza party for everyone. New this year, the pizza will be served buffet style along with french fries, Mac N Cheese Bites, and some other treats, as well as goodie bags for the kids. All for only $75 per lane.

All packages include

All you can eat pizza buffet, salad, appetizers, soft drinks and desserts. Goodie bags for the kids. All for only $95 per lane.

Countdown with

Pre-Game Party 8-10:30pm

Cosmic Bowling Party from 11pm-2am

Full buffet featuring pizza, winds, salad, appetizers, soft drinks and desserts. Party favors and more! $105 per lane. We will be closed on 12/24 & 12/25. Happy Holidays!

570 Columbia Turnpike East Greenbush, NY

(518) 477-9306 www.egbowl.com

bowling shoes games and prizes Champagne or juiCe toast

priCe for up to five people per lane

Call to reserve your lane!

Come take a photo with

Santa Claus December 15th from 11-3 at our Holiday Open House

You can still “shop local” and support a family business, while purchasing the better retail brands at Effie & Isabel’s Giftique, located at 279 Troy Road, next to Scott’s Hallmark. Effie & Isabel’s offers higher end, but affordable brands that are popular with every generation. With the Effie & Isabel’s Giftiques and 7 Hallmark stores, owner John McNiven relies on the support of his fantastic employees; saying that there would be little success and growth without them. His employees are dedicated to providing excellent customer service, and getting to know the customers on a deeper level. “When you pick out a gift at Hallmark or Effie & Isabel’s Giftique, you are celebrating moments in life. It may be a happy occasion such as a birthday, anniversary or graduation. We sell many Pandora charms & Alex & Ani bracelets that show support for causes dear to the customer.” John adds that “we are in the business of social expression, and want to help our customers celebrate all aspects of life through their purchases.” The staff can assist you in picking out the right jewelry or piece when you share the motivation behind your purchase. They do value the connection with their customers and will certainly take the time to help you choose just the right gift for yourself or others. Scott’s Hallmark and Effie & Isabel’s Giftique are connected, making shopping at both easier and more convenient. Effie & Isabel’s Giftique is a certified “Shop in a Shop” for Pandora, Vera Bradley & Alex & Ani. You can purchase products from Crabtree & Evelyn, baggallini, DOGEARED, Katie Loxton, Spartina 419, Lilly Pulitzer, Luca + Danni, Simply Southern, Michel Design Works, Thymes, Beekman 1802, Natural Life, Camille Beckman and more. Want to stay in the loop about promotions and new products that Effie & Isabel’s sells? Like them on Facebook today! They look forward to helping you celebrate all of the special occasions in your life.

Effie & Isabel’s Giftique & Scott’s Hallmark Rensselaer County Plaza 279 Troy Road, Rensselaer, NY

lude

518-283-5075

www.effieandisabelsgiftique.com

Rensselaer County Plaza | 279 Troy Road (Rt 4) Rensselaer, NY • 518-283-5075 Hannaford Plaza | 262 Saratoga Road Scotia, NY 12302, 518.399.4980

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rve Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

our town rev.pdf

11/16/18

3:47 PM

Save time and money!

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FISH MARKET & RESTAURANT We have the largest selection of both Fresh & Frozen Seafood direct from the Boston fishing docks.

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Fish Market opens at 9:00 am • Closed Sunday

Restaurant Open: Mon-Sat11:30-7:30 • Fri 11:30-8:30

Apply online today at communityresourcefcu.com or call 518.283.2211 631 Bloomingrove Dr., Rensselaer, NY 12144 | 20 Wade Rd., Latham, NY 12110

CHRIS WEBBS GOLDKREST FAMILY FARM Come pick out your fresh

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International Foods Local Foods Special Seasonal Delights Vegan Gluten Free Infused Oil & Vinegars

Christa George

Hair Nails & Facial Waxing NYS Licensed Cosmetologist

518-466-4794

Holiday Gifts & Decor Antiques & Vintage Potpourri & Soy Candles Alpaca products Goats milk soap Numerous Vendors

Mon-Sat 10-6 & Sun 10-5 www.dirtybirdantiquesanduniques.com • 1851 Rt 9, Schodack, NY | 518-729-4065

G rapeful W ines

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Schodack Plaza • 518-477-8397 We hav Great Gi e fts & Specials

NYS Lottery

Mon-Sat 9:30-9:00

Sunday Noon-7

As we gather together this holiday season, we want to wish you a happy & safe Holiday Season! Thank you for choosing us to help with your Holiday traditions! I appreciate your business. Cheers! Rebecca Cramer, Owner

Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

Accurate & Preferred Bookkeeping Services & Income Tax Preparation

Tax Reform Specialists

•Individual Tax Returns •Free NYS Tax Return Heidi Parker, Betty Feifar, Vincent Reina Professional Tax Preparer & Accountants •Free E-File •Small Business Tax Preparation •General Accounting & Bookkeeping Services

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M aple H ill T ree F arM and

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Pine Spruce Fabulous Fraser Firs Trees $45-$50 U-Cut • We Cut • Pre-Cut Wreaths • Greens • Field Rides

Visit us during the Valatie

Winterwalk!

Saturday, December 8th

Open extended hours 11am-9pm Parade kicks off at 5pm! Enjoy food, entertainment, shops and a visit from SANTA!

3027 Main St, Valatie, NY | 518-758-1274 Tues-Fri 11-5:30, Sat & Sun 11-5

TREE SERVICES INCLUDE:

Tom Haberland, Owner & Operator netree8606@gmail.com https://www.netreesvc.com/

Gif G

Women’s clothing and designer purses Home decor and gifts Accessories and shoes

Specializing in High Risk Work

Fully Insured • reFerences • local

Trimming • Removal • Stump Grinding Crane Removal • Land Clearing • Firewood

EXCAVATION SERVICES INCLUDE: Water Lines • Drainage • Grading Underground Utilities • Sewer Lines • Foundations

Reina untants

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Under New Ownership & Remodeled

Professional Nail & Waxing Services High Quality Products & Reasonable Prices Gift Certificate Bonus! Get extra $10 for every $100 Gift Certifiate purchased in December.

(518) 283-0049 Mon-Sat 10-8 & Sun 11-5 Rensselaer County Plaza 279 Troy Rd, Rensselaer Next to Effie & Isabels and Panera

Stop Smoking Today It is NEVER too late to make a change! With one 20 minute session of painless, cold

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Elevate Aesthetics Specializes in Organic Skin Care Holistic Wellness Non-Invasive Skin Treatments

Snow Removal & Seasoned Firewood Call Steven Noel, Owner A-Z Landscaping

Winter Radiance Facial for the holidays

only $70 (Reg $100) Offer good 12/1-12/31

407 Albany Shaker Rd Loudonville, NY 12211

518-339-9655

We have gift certificates!

518-423-0611 Fully Insured Free Estimates

Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

Call for your delivery of Seasoned Firewood! for Outdoor/ Indoor 7

The Main Stret Cafe’

Just a few of Our New Year’s Eve Dinner Specials are:

Prime Rib BBQ Ribs & Chicken Main Street Seafood Platter

U niqUe G ifts • C lothinG • A CCessories h ome D eCor ’ • h oUsewAres J ewelry • C ArDs & C AnDy l oCAl C rAfts & A rt

Lobster tail, Scallops & Shrimp

Steak and Lobster Tails Eggplant & Chicken Parmasian Twin Lobster Tails DINNERS INCLUDE SOUP, SALAD & DESSERT OPEN NEW YEAR’S EVE FROM 6AM-9PM

Ac We Sa

NOW TAKING RESERVATIONS FOR PARTIES OVER 5

Open Christmas Eve from 6am-4pm. We will be closed on Christmas.

3032 Main St Valatie, NY 12184 518-758-1233 Open 7 days a week

Gary Thomas Puccio, D.D.s. BoarD cerTifieD orThoDonTisT

You want the best for your child. So when deciding who to see for your child's orthodontic care, choose an orthodontist. An orthodontist is a specialist in the alignment of teeth and bites, as well as correction of facial imbalances. Dr. Gary Puccio is a board certified specialist in orthodontics with 30 years of experience treating children and adults using traditional metal braces, clear braces, and clear aligners. Dr. Puccio is one of the most experienced and knowledgeable Invisalign providers in the area being Invisalign certified since 2000. He has been awarded the honor of being the top TEEN INVISILIGN PROVIDER in our area as a Platinum Invisalign Provider in 2018. If you want the best for your child, see a specialist, see an orthodontist like Dr. Gary Puccio. Call 518-477-2727 for your consultation today!

255 Schuurman road, caStleton, nY 12033 • 518-477-2727 www.garypucciodds.com

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Boxwood Trees Fresh Centerpieces Cyclamen Christmas Cactus Wreaths Grave Blankets Kissing Balls Indoor Plants

574 Columbia Turnpike Peter Harris Plaza East Greenbush, NY 12061

518-477-7017

Premium Pet Food & Supplies

Grooming • Boarding • Daycare

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We have gifts for your pets!

Mon-Sat 10am-8 pm Sunday 11am-5pm Grooming and Day Care by Appointment

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Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

Make your holiday grooming & boarding appointments

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FREE Day of Doggie Daycare EXP 1/31/19 9

Breakfast With Santa! It’s True! He’ll be here!

December & 9th Dec 9th 8th & 10th 9am-noon

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Call us first for ALL tire needs!

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Cars, Trucks, Commercial, Agricultural & RV Tires

For Tire Information call 518-766-TIRE (8473)

1200 Route 9, Castleton • 518-766-3781

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Tom Kubiak’s "Real World" Personal Strategy Note Your Financial Goals for 2019

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"Those who do not remember the past are condemned to repeat it." -George Santayana There is a big problem with many peoples' new year financial decisions: They don't usually last even until the end of January. But the ones I'm about to recommend to you here can, because they're incremental AND anyone can do them. Making a permanent change in our behavior requires financial character. So in that vein, here are some things you can do, in a sequential order, that will make a huge difference in your financial year. If you've already got one down, check it off, and move to the next on the list. 1) EVERYONE START HERE: Resolve to become (and stay) debt free. Now, clearly I'm not Dave Ramsey, but there's a reason why he's become so popular: his approach works. So, as a start, I'd say that you can have a fixed-rate, fixed-year traditional mortgage on your house -- but shoot for nothing else. No HELOC. No car payments. Certainly no credit card debt. Because you simply must learn to live within your means -- which, unfortunately, sometimes means going without. The millionaires among us really are frugal. You can learn to enjoy the process of chipping away at your debt, and it's truly the best and first place to start. 2) Automate your savings (i.e., Pay Yourself First): Does your company offer a 401(k)? Get the entire match. Usually this translates to saving 5% of your salary while the company contributes a 4% match, which is the fastest way to get an 80% return on your money. Most Americans forgo this match, believing they need to spend 100% of their salary. But you can learn to think like a millionaire and live well on 95% of what you make. If you don't have a 401(k) plan, act like you do, and sock away 5% automatically. Or talk to your employer about different company savings vehicles. 3) Fully fund your 2019 Roth IRA: This is $6,000 ($7,000 if you are older than age 50). And if you can't manage the entire amount in January, it equates to a $500 monthly savings. Automating these savings plans are relatively painless -- it's the living without after the fact which seems difficult ... until it isn't. Set your savings on autopilot and pat yourself on the back. Remember -- these steps build off one another, so if you already have done the first 3, here's your next step: 4) Save another 5% in a taxable investment account: Automating savings is great, automating investment is even greater. Key word here: automate. At this point, you're hitting a mark of saving 15-20% of your income. That's a fast-track to long-term prosperity. In terms of WHAT you invest in, there are many great options. Index funds are a great place to start, but every person's situation is slightly different here. And so, yes: These are the basic, first steps. I'll have more sophisticated advice moving forward. But get these going this month and start your financial 2019 on the right track. If we can help you in any way jump start your plans, feel free to give my office a call at (518) 732-4010 – or stop in anytime for a warm cookie and a cup of coffee! Tom Kubiak, Owner of OwlView Accounting and Tax Services

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See reviews on Angie’s List & “Like” us on Facebook for financial & tax advice all year. Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

Fresh cookies and beverages always available!

reflections By Daryl Bart

I first started writing this monthly column five or six years ago, because I felt I had something to say. Very quickly, month after month, I realized some recurring themes, mostly the confounding world of parenting, and in my efforts to be successful, organized and the best parent I could be, I was actually being neglectful, to myself. I didn’t know the word “self care” at the time, but with some reflection, I did know that I felt exhausted, misplaced and unfulfilled, no matter how it looked on Facebook. I felt I was missing out on things, lacking the strong social connections that I had once enjoyed and \seemed to be on a spinning wheel of to-do lists and commitments to which there was no escape. I also realized, I was giving myself this unspoken permission to hide from my goals and dreams behind the “How are you? “ “OMG, So Busy, Just crazy” conversations that happened ALL...THE...TIME…, and I wore those conversations proudly, like a badge. Something needed to change. When I wrote about not being in family pictures, it was a dual metaphor. One that spoke volumes about how I felt about my appearance but also wanting to be more than a spectator from the sidelines, to my kids. To change that, I had to come to terms with why I wasn't letting myself be in the photos, in the first place. That wasn’t an easy answer. But it was mostly about GRATITUDE. And placing the emphasis in the wrong places and on the wrong things. I didn’t wake up that January with a list of major resolutions, just a simple concept that evolved into my mantra. “BE BETTER THAN YESTERDAY” in all things. Drink more water. Eat healthier. Read more. Smile at strangers. Be Kind. Being better was about being more. About amplifying my actions that moved the needle forward. It was a process. It is a process. So here we are December 2018. I always knew 2018 would be important to me, simply because I’d be turning 50 and we’d have our 20th wedding anniversary. Add in a high school graduation, that child going away to college, and a restructuring of the new normal. I didn’t know then that 5 years before today I’d write this article in a local paper that would resonate with me and start me on a different path to a changed mindset on how I view the world and a re- prioritized set of habits and activities that would bust up the long held personal beliefs about contentment, success, health, weight and longevity. So while 2018 has been a stellar year, it’s now simply sweet memories and time to refocus back to today and the now and the what’s ahead. A few weeks ago I had the opportunity to give a toast at a big event for someone that was retiring. I don’t know that I articulated everything that I could have in those moments, but it made me think about what I would say to toast myself. It might go something like this. ”Please raise your glass and join me as I toast myself. Daryl, you’ve had a great year of milestones, and for the most part you handled it well. You do a great job pretending that you’re not having hot flashes and congratulations on still sleeping like a champ, most nights. Your high school French is still surprisingly good, after you’ve had a few glasses of wine, so you should definitely try to go back to France asap. While you were surprised by the emotions you felt when Nathan went away, you’ve tried to embrace the process and new normal. In many ways, I’m more proud of the goals you didn't reach, since you were trying, and being on the journey is so much more important than if you were not on it, at all. You never gave up, you stayed positive, and still have some good ideas for tomorrow and beyond. Keep working on that mantra and you will continue to be a great success. Go write that book, plan that trip, sweat it out, share your gifts and by the way, your hair looks awesome today!” ****************************** So now, I’m giving YOU a homework assignment!! Write YOUR toast, reflecting and dreaming. It’s true that whether you say it out loud to a room full of people or to the mirror in your bathroom, then you make it 100% real. What have you got to lose? My wish for you in 2019 is the same one I have for myself: Go forward, be present, drink all the water and be better than yesterday. And PS...I just scheduled some new family photos to be taken the first week of 2019. Now I have no way out of it!

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For rent

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Since 1978, Don Cook, Akwesasne Mohawk Master Jeweler has been recognized as atalented Bench Jeweler throughout the area who offers exceptional jewelry at a reasonable prices. Don has many beautiful pieces of native jewelry and artwork in the shop in addition to gorgeous diamonds, gold, silver, watches and gems from around theworld. Located at 1 Agway Drive in North Greenbush, Don offers personal customer service that you can only get by shopping at a small, local business. Don's prices are often less than big mall jewelers, and he stands behind the quality. If you are in the market for a fine piece of jewelry for someone or a gift for yourself please stop in and see what Don has to offer. He can make beautiful custom pieces to mark any occasion. Do you have a heirloom piece of jewelry that you cherish, but don't wear because it isn't your style? Don can help you create something that will honor your loved ones and melt your heart. Don carries vintage/antique pieces and does restoration work. You can trust Don Cook to provide quality, genuine pieces at great prices.

Don Cook Jewelry Akwesasne Mohawk, Master Jeweler

Order your custom gifts NOW!

Buy LOCAL where the quality is authentic and guaranteed! Fine Jewelry Custom Creations engagement rings DiamonDs golD & silver Quality watChes native ameriCan art

Consider shopping local where you can have your investment assured. Don is always buying gold, silver, jewelry and costume pieces. Clean out your jewelry box and drawers & make a few dollars!

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Don is open Monday’s 10am-5pm, Tues,Wed & Fri’s 10-6pm, Thursday’s 10am-8pm and Saturday’s from 10-4. For the month of December he will be open on Sunday’s 12-4pm. Don Cook Jewelers is located right next to the Taco Bell on Route 4 down the road from Home Depot in North Greenbush.

518-286-2665

1 Agway Drive (Route 4) North Greenbush, NY

Mon 10-5, Tues 10-6, Wed & Fri 10-6 Thurs 10-8, Sat 10-4,Sun 12-4

White & Bright for the holidays! Free teeth whitening!

for new and existing patients with scheduled cleaning appointment.

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www.KinderhookDentalArts.com | 2870 Route 9, Valatie, N.Y. 12184 Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

Come get all your danc new season Many people ask themselves, “Should I list my house this winter or wait for the spring?” While spring is a popular time to sell, I’m going to tell you some benefits to listing in the winter that may not have crossed your mind. According to the National Association of Realtors (NAR), existing home sales increased from November to December on an average of 4.5% in the past three winters. This is a remarkable statistic because typically inventory is lower in the winter. In fact, the last 3 winters' inventory decreased by 15% between November and December. You heard me correct, inventory was down 15% but home sales were UP 4.5%. Competition for winter time home sellers is significantly less, which may make your property stand out.

REGISTE

_________

Home buyers during the winter often tend to be more serious and more motivated to buy. Sitting in a cozy home snuggled up on the couch with a movie sounds like a good way to get through the cold winter months. If you have buyers trudging through the slush and snow to see properties, you can probably guess they have an expiring lease, relocation, or a goal to purchase a home as soon as possible. These are the kinds of people you want looking at your home! Another reason to not let winter weather deter you from listing your home is that we live in a technology-filled world. The internet literally has no preferred season. NAR put out a “Real Estate in the Digital Age Sales Report” in 2017 where they found that 44% of buyers start their home search online. This is where good marketing comes in. You’ll want to be sure to have attractive pictures of your home available to house hunters online. It helps to have pictures of your home in different seasons to give buyers an idea of what the home looks like throughout the year. Serious home buyers are always watching online to see if or when a new home comes on the market that might be “the one!” If you decide not to wait and to list this winter, I’d like to give you some tips to help you show your home at its best and to get it sold. Keep your decorations simple and tasteful. It’s fun to get into the holiday season, however, you don’t want to draw attention away from the beauty of your home or to hide any of its special features. Before showings, you’ll want to raise the heat a bit and leave an exterior light on outside. You want buyers to approach your home with a well-lit path and to be greeted by a warm and cozy atmosphere when they first walk through the door. First impressions are everything! Remember, the more effort you put into presenting your home at its best will likely result in your home selling and for more money.

If you are ready to sell, it’s still a good time to get your home listed and to make your move. Stay warm and have a happy holiday season! I look forward to discussing how we can make your real estate goals and dreams a reality.

Please call me at 518-260-0226. Happy Holidays! Adrienne Pieluszczak

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______________________________ Let Your Spirit Soar...

lly their house the

December Holiday Events 2018

December 1st at 6pm: Emergency Services Parade

r and r

home you xpirwant

Town of East Greenbush Community and Recreational Services Department

Phillips Road Fire House to Beckers Farm

December 5th at 6:30pm: Official Ballet Tap Jazz Contemporary Hip Hop Classes Barre Fitnessbegin

September 9th!

749 Columbia Tpke East Greenbush, NY (518) 479-2200

FREE HOLIDAY PERFORMANCE December 16th at 4pm Genet Elementary School A U.S.Marine will be on hand to collect donations of toys. Donations appreciated, but not required.

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Christmas Tree Lighting at the East Greenbush Town Hall. Crafts & Snacks for the kids and a visit from Santa!

Gingerbread House Competition Awards at 7pm. Registration for on website www.eastgreenbush.org. Enjoy the Columbia High School Chamber Singers performance at 7:15pm.

December 12th at noon: Senior Holiday Lunch at EG Town Hall Please RSVP to 518-477-4194.

Holiday

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Local Craft Vendors and Businesses Pictures with Santa 10am-2pm 420 Columbia Tpk East Greenbush (518) 477-4163 Mon thru Fri 8-7 Saturday 8-6 & Sunday 8-5

www.beckersfarm.com Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

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December 2018 Dear Our Towne Readers, The snow has arrived, the music is everywhere and the decorations are around every corner. The Holiday Season has begun. I am so excited to have our oldest home from college for 5 weeks. She absolutely loves living in NYC. Her first semester away from home has been a success and she is very happy with her college choice and loves her courses. We survived the first, of many, transitions! This holiday, we should all enjoy the small things in life, savor positive relationships, tell people how much you appreciate them and be grateful for what you have in life.

The next Our Towne issue will be February 2019. You can receive the content of the magazine, and current events and promotions from our advertisers via the Our Towne Magazine Rensco on Facebook. I am so grateful for Our Towne readers and advertisers! Happy Holidays and Happy 2019! Jennifer The mission of Our Towne Magazine is to “connect the community.” More than ever, I desperately encourage you to shop local with small, independent businesses. They greatly appreciate your business and support! I wanted to share with you some facts about how your money can fuel local communities.

THE RIPPLE EFFECT WHEN YOU SHOP LOCAL

Jennifer Felts Owner • Publisher E-mail: felts66@yahoo.com Phone: 518-380-1279 Website: www.ourtownerensco.com Facebook: Our Towne Magazine Rensco

Our Towne’s Mission: To connect local businesses and organizations to the consumers that live in their communities. We highlight what Southern Rensselaer & Northern Columbia Counties have to offer. Our Towne Magazine content can be read in print, online & via Facebook. 20% of the magazine is donated to the communities served for promotion of events.

According to the Advocates for Independent Business, when you choose locally owned businesses for your shopping, you create a ripple effect. It starts with your own experience, and the benefits that you get from shopping at independent stores, like getting to rely on local retailers’ expertise.

Our goal is to “Connect the Community” and support small businesses.

But then, the effects keep going. By shopping at local stores, you connect with your community. You strengthen your local economy. And finally, as the circle of ripples extends out, you cast a vote for the American dream.

Our Towne Magazine “connects the community” by directly mailing 19,800 copies to homes and businesses in the following communities:

Here’s what happens when you shop with a locally owned business — starting with you.

Distribution 21,500

Rensselaer, Schodack, Schodack Landing, Castleton, Nassau, East Greenbush, North Greenbush, Averill Park, Wynantskill, West Sand Lake, Valatie, Kinderhook & Niverville.

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CONTRIBUTORS Dr.Kurt Relation Dr. Joseph Lapinsk Adrienne Pieluszczak Susan Castronuovo, M.D.

Daryl Bart Sally Hogan Christian Dribush David Harris

Our Towne Magazine publishes 11 issues yearly: February-December

THE NEXT ISSUE IS FEBRUARY 2019. The deadline for advertising and community events is January 18th, 2019. View Rate Sheet & Read Magazine online at: www.ourtownerensco.com Follow us on Facebook: OurTowneMagazineRensco Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

WHAT IS A CRUMMEY TRUST? By Christian H. Dribusch

Many people wish to make lifetime gifts to their children in order to save estate taxes. As long as a parent gives his child no more than $15,000 per year, the gifts will be entirely excluded from gift or estate taxes. (That $15,000 limit increases regularly with inflation.) The problem with gifts so large is that children do not have the legal capacity, or in many cases the maturity, necessary to handle so much money. You can solve the issue of legal capacity by appointing yourself as custodian of the funds you have given your child (such as by making the gift subject to the Uniform Transfers to Minors Act), but under a custodial arrangement, the child obtains access to all of the money upon turning 21, or in some states 18. To many parents, this is still too young.

Christian H. Dribusch Philip J. Danaher

Attorneys At Law

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To keep the money out of a child's hands until he is, say, 28 years old, you must set up a formal trust. You would then make your gifts to the trust, and the trustee would invest the money. To conserve costs, you could even serve as trustee yourself. The trust documents would direct that the assets be distributed to the child when the child reaches age 28. Some people have the trust distribute the funds in steps: the child receives one-third when he turns 25, one-third when he turns 30, and the final third when he turns 35. The one catch to all of this is that the $15,000 annual exclusion only applies to gifts in which the recipient has a "present interest" in the gift (as opposed to a "future interest"). In order to completely avoid gift or estate tax on the money you give to the child's trust, you must give the child some right that qualifies as a "present interest." What qualifies as a present interest? Generally, the child has to have the right to take the money and spend it immediately. However, you can place significant restrictions on this right without losing the gift tax exclusion. A common method of doing so is to set up what is known as a Crummey Trust. It's named after the Crummey family, who set up such a trust. The IRS tried to deny them the annual gift tax exclusion, but they went to court and won. A Crummey Trust does not give the child any rights to the income. It does, however, give the child the right to withdraw the amount of each gift for up to 30 days after each gift is made. Since the withdrawal right begins immediately after the gift is made, it is considered a present interest. If the child does not withdraw the gift within the 30 days, the withdrawal right lapses and the money remains in the trust until the child reaches the designated distribution age. Of course, the parent must still convince the child not to withdraw the money during those 30 days. However, even if the child decides to withdraw the money, he can only withdraw the amount of the most recent gift, not the entire trust. And after that the parent can eliminate all future withdrawal opportunities simply by ceasing to make any more gifts. The property in the trust will still remain intact and growing until

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Stephanie Daly For more great recipes and discussions, visit us at http://www.facebook.com/ groups/crockpotrecipesathome. Happy Holidays! Thank You! HOMEMADE GREEN BEAN CASSEROLE IngredientsFor the fried onions: 1 red onion, thinly sliced 1 1/2 cup buttermilk 1 cup all-purpose flour 1 cup Panko crumbs 2 tablespoon - parsley, dill, thyme Sea Salt, for seasoning Vegetable oil, for frying For the casserole: 2 pounds green beans, trimmed and cut into 2-inch lengths 1/4 cup (1/2 stick) regular salted butter 1 pound mushrooms, trimmed and sliced 3 cloves garlic, minced 2 teaspoons thyme 3 tablespoons all-purpose flour 1 1/4 cup half-and-half 1 1/4 cup low sodium chicken broth 1/2 cup grated Parmesan cheese Directions: Prepare the onions for frying: In a bowl, combine the sliced red onions and the buttermilk. Toss to coat the onions, place in fridge 15 minutes. In another bowl whisk together flour, panko and herbs. Preheat the oven to 375F. Set a strainer over your sink and prepare a bowl with ice water. Blanch the green beans: Bring a large pot of salted water to a boil. Add the green beans and boil for 6 minutes until just tender, but still slightly crisp. Drain and then shock the green beans in the bowl of cold water to stop the cooking process. When cool, drain again and set aside. Melt the butter in a large skillet and add in the mushrooms. Season with salt and cook until softened and tender. Add in the garlic and thyme. Make the creamy sauce: Sprinkle the flour over the mushrooms and stir until the mushrooms are coated. Stir in the half-and-half and the chicken broth. Bring the mixture to a simmer and allow the sauce to thicken. Stir in the Parmesan cheese and green beans.

Assemble and bake the casserole: Transfer the creamy green bean & mushroom mixture to a 3-qtor 9x13 casserole dish. Scatter the fried onions over top, and bake in the oven for 15 to 20 minutes, until the casserole is bubbling. Serve hot. Enjoy!

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Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

By Nassau Veterinary Clinic, PLLC

Putting the heat on winter myths for pets Fleas die in the winter. False – While fleas cannot survive long in temperatures below freezing, they can easily survive living where the host (your dog or cat) lives throughout the year. Fleas can live several months in your carpet, flooring, furniture and bedding, and within that time, one flea can produce up to 500 eggs. Even through the winter, pet owners should watch for fleas. Groom your pet frequently, vacuum floors, and wash and machine dry bedding. Pets aren’t affected by the cold. False – Winter wonderlands can be dangerous for pets. Like us, they can suffer from frostbite and hypothermia. Arthritic pets risk injuries from falls or slipping, and pets with diseases like diabetes, heart disease or Cushing’s disease can struggle with regulating body temperature. Even heavy-coated dogs and cats can be affected by frigid temperatures. Never leave pets outside for extended periods without adequate shelter. Small dogs or those with short coats benefit from a dog sweater or coat. When outside, check paws often for packed snow or ice or signs of injuries. Small amounts of antifreeze aren’t dangerous. False – As little as a teaspoon can be fatal for a cat, and a tablespoon for a dog (depending on size). Ethylene glycol (EG), found in antifreeze, is poisonous for pets. It’s also in windshield deicing fluids, motor oils, solvents, wood stains, paints, hydraulic brake fluid, and some snow globes. According to the Pet Poison Helpline (855-764-7661), cats must be treated within three hours of ingestion, while dogs within eight to 12 hours. Delayed treatment can be fatal. The Helpline lists three stages of poisoning: 1.Within 30 minutes to 12 hours, the pet may stumble, drool excessive, vomit, seize or experience excessive thirst and urinating. 2.Between 12 and 24 hours, the cat or dog may appear to be improving, but internal damage is occurring. 3.In the last stage, severe kidney failure develops. The pet may be lethargic, vomit, seize, drool or become comatose. This last stage occurs between 12 and 24 hours after ingestion for cats and 36-72 hours for dogs. If you suspect your pet has consumed antifreeze, take it immediately to your veterinarian’s office or to urgent veterinary care. There’s no difference between pet-safe and regular sidewalk deicers. False. Regular sidewalk deicer is salt and if enough is consumed, it’s poisonous. Left untreated, it can be fatal. Pets unintentionally consume the deicer through routine grooming: licking feet after returning from a walk. Common signs are vomiting, diarrhea, lethargic, stumbling, seizing, tremors, excessive thirst and urination, fluid retention, coma, and death. Choose pet-safe deicers and clean your dog’s or cat’s feet every time it comes inside. Booties are another option with the bonus of protecting tender paws from snow and ice. At Nassau Veterinary Clinic, we want to keep your pets safe and well throughout the year for a long, happy and healthy life. If you have any questions or concerns, drop in and talk to any of our friendly, experienced veterinarians or staff. We’re here to help you.

“Paws to Remember” Losing a furry friend is never easy!

Hang a Pawprint Angel Ornament on the Tree The invitation arrives with a little paper ornament with a pawprint and angel wings. Join us for a night of remembrance on Sunday, Sunday,December December at 6atpm. 2nd,4th 2018, 6pm. Contact us for your own blank ornament to hang on our tree of remembrance.

NASSAU Veterinary Clinic

PLLC

“Creating Healthier Bonds Between Pets and People!” 518-766-2636 www.nassauvet.com Only a ten-minute drive from East Greenbush, North Greenbush, Castleton, or Averill Park.

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Join Mrs. Claus, the elves and the Big Man himself for a 90-minute show and local bus ride on a quest to save Christmas! Every Thursday, Friday, Saturday and Sunday Now thru December 23 Hop on our double-decker bus and take in the beautiful lights of our Christmas Wonderland en-route to Santa’s Workshop (2 minutes) Celebrate our adventure with pictures with Santa, Christmas hat decorating, plus mail your letter to the North Pole (30 minutes)

Jack Frost has stolen Santa’s hat! Climb aboard Santa’s Magical Express with Mrs. Claus and discover clues to find him and save Christmas (60 minutes)

$159

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Includes

Pictures with Santa, milk and cookies, Christmas hat decorating, sleigh bell, **plus Santa’s Magical Express book & Toy Bus (**Saturday show times only. Excludes 8pm show) Proudly sponsored by:

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Per person price includes ticket and round-trip transportation. Prices are per person based on online reservations. Add $5 per person when booking by phone or in person. Worry-free cancellation insurance is highly recommended. Drop off at Bryant Park, 6 Blocks Away from Radio City. All tours subject to availability. Not responsible for typographic errors or misprints.

*Santa’s Magical Express book & Toy Bus not available on 8:00pm show time. Prices are per person based on online reservations. Add $5 per person when booking by phone or in person. All shows/rides start and depart from the Yankee Trails headquarters in Rensselaer. Deluxe motorcoach never leaves the Capital Region. Recommended for children ages 4+. All tours subject to availability. Not responsible for typographic errors or misprints.

Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

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Q. Why does my eye exam take so much time? A. If your eye exam is taking more than an hour, you’re most likely having a dilated eye exam. During your dilated eye exam, both of your eyes will be inspected for any signs of vision problems and/or eye diseases such as glaucoma, macular degeneration, diabetic eye disease and cataracts. The view to the back of the eye is limited when the pupil is not dilated, so the dilated eye exam is a very important part of preventive eye care. In order to dilate your eyes, we use special drops. The dilation eye drops may take approximately 15-30 minutes to begin working. However, if a patient has a serious eye disease, such as glaucoma, and is taking medication, their eyes may take up to an hour to dilate. Once your pupils are dilated, your eye doctor will then look in with a bright light and use special instruments to see various parts of the eye. You’ll be asked to look up, down, left and right while the exam is being performed. This allows your eye doctor to see completely inside your eye including the macula, retina, blood vessels and optic nerve. Whether you need to have a dilated eye exam depends on your age and your health. If you have diabetes, it is especially important to have an annual dilated exam. We recommend most adults have a dilated eye exam every year in order to detect and treat eye conditions that could potentially lead to vision loss. Ophthalmic Consultants of the Capital Region offers comprehensive eye care services. We have locations in Albany, Clifton Park, Schenectady, Schodack, and Troy. To make an appointment call 518-777-2777 or visit myoccr.com.

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Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

Castleton Public Library December Events 85 South Main Street, Castleton, NY 12033 (518) 732-0879 www.castletonpubliclibrary.org

Weekly Programs: Monday Mile Community Walk – Mondays at 5:00pm on 12/3, 12/10, 12/17 (no walk 12/24 or 12/31). Meet at Main & Scott. All ages welcome (children under 11 must be accompanied by adult). Pajama Storytime – Tuesdays at 6:00pm on 12/4, 12/11, 12/18 (no Storytime 12/25 or 1/1). Learn & Play Storytime – Thursdays at 10:30am on 12/6, 12/13, 12/20, 12/27, 1/3. Children from birth to 5 enjoy stories, rhymes, music, and movement while building early literacy and motor skills! Other Programs: Holidays on the Hudson – Sun., 12/2, 3:30-4:30pm Celebrate the holidays with storytime and a craft, a special visit from Santa, and light refreshments! Presented in cooperation with Village of Castleton-on-Hudson. After Dinner Book Club – Killers of the Flower Moon by David Grann – Mon., 12/3, 7:00pm Colorful Ceramic Coasters – Wed., 12/5, 5:00-8:00pm For adults. Drop in and create a colorful ceramic coaster for your coffee table with this super easy craft! Family Movie Night – Fri., 12/7, 6:00pm Holiday Cookie Swap – Sat., 12/8, 11:00am Perfect for holiday entertaining! Here’s how it works – BAKE: Bake 4 dozen of your favorite holiday cookies. BRING: Bring your cookies in one large container. PRINT: Bring a copy of your recipe to share. SWAP: We’ll divide the cookies equally among the bakers. Read to Lacey the Therapy Dog – Mon., 12/10, 4:00-5:00pm Mend-A-Bear – Mon., 12/10, 6:00-7:00pm (free stuffed animal mending) Afternoon Book Club – Being Mortal by Atul Gawande – Tue., 12/18, 1:00pm Yoga for Stress Relief – Tue., 12/18, 6:00-7:15pm Join instructor Patricia McCarthy for 75 minutes of yoga with props for deep stretch and rest. Bring your own mat. Ages 12 & up. Legal Clinic – Tue., 12/18, 6:30-7:30pm (Appointment required; call 518-435-1770). Recycled Art: Magazine Collages – Wed., 12/26, 12:00-8:00pm Tween/Teen Sewing Class: Make a Pillowcase! – Wed., 12/26, 4:006:00pm For ages 10-18. Want to learn to sew? Learn the basics and make a pillowcase to take home! Registration required; call 518-732-0879 to register. Meet the Rats Storytime – Thu., 12/27, 10:30am We'll read a story about rats, then get to meet some rats and their owner in real life! All ages welcome. Teen Time: Record Breaking Challenge! – Thu., 12/27, 4:006:00pm Have you ever wondered if you could break a world record? Join us to attempt fun challenges for prizes (even if you don't break a record!). For teens in 6th-12th grades. Marble Run Fun – Fri., 12/28, 10:00am–6:00pm Cool Science: Polar Bear Science! – Fri., 12/28, 4:00-6:00pm With an experiment, learn about how polar bears stay warm in cold weather! New Year’s Day Crafts – Sat., 12/29, 10:00am–4:00pm Ready to get excited for 2019?! Stop by to make special New Year's Day crafts and decorations!

Schodack Supervisor’s Report for November 2018 In a continuing effort to keep residents informed of my activities as well as issues pertaining to the Town, I submit to them this report for November of 2018. As always, further information can be found on the Town’s website or it’s social media pages by searching for Town of Schodack on Facebook or Twitter. I’m proud to announce that after several months of work by our Town employees and the Town Board, we have come to an agreement on the Town Budget for 2019. This budget comes in well below the State’s tax cap and inflation at just a 0.36% increase. I want to thank everyone for all their hard work, support, and dedication. Together we have put together a budget that expands services to our residents while ensuring taxpayer dollars are spent wisely. After several meetings with Maple Hill School Guidance Counselor Danielle Hiller, I’m pleased to announce we will be hosting an intern at Town Hall. This student will spend 50 hours with us learning from each of our departments the various issues and duties each perform that help make our Town Government function. I know I speak for everyone here that we are happy to share what we do with the next generation of future leaders and hope this becomes a reoccurring position. In talking to residents over my first year in office, a re-occurring discussion at times has been the presence of junk or abandoned cars around Town. We have worked with our code enforcement to try and achieve a balance of respecting people’s property rights while also ensuring properties are in compliance with Town code. A concern I have had was the fining and punishing of people who did not have the means to remove these cars themselves. That’s why I have worked with our building and code department to gather a list of willing businesses that will come and remove these vehicles at no charge to the property owner. Anyone interested in this can either stop in to the Building department at the Town Hall or call and receive the list. As some of you may have seen by now, site work for the new playground at our Town Park has started. While we face some weather challenges, I’m confident our Town Highway crew and the installers will have the playground up in short order if not completed by time of publishing of this report. I cannot wait for everyone to be able to enjoy this much anticipated addition to our Town Park. Follow along on the Town’s webpage or social media accounts in addition to my Facebook page for updates on the progress. And finally, I want to congratulate and wish Ryan Mullahy well as he will begin serving the Town as one of its Justices beginning in January. Ryan was named Town Attorney last January and working with him this past year has been a pleasure. Having been successful in his campaign for Town Justice he will be resigning his position of Town Attorney. His knowledge and expertise were greatly appreciated by myself and my fellow Town Board members and we will miss having him in that role. I have every confidence though that he will continue his excellent service to the Town in his new position. Thank you again Ryan for all your hard work over the past year. I want to wish everyone a Merry Christmas and Happy New Year. I hope you all enjoy your holiday season.

Supervisor David Harris

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Tuesda 1–3pm 4–6pm 6-7pm:

Wedne 9:30am 3:15-4: 5-7:30p 5:30- 6 for Self

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Friday, 3-4:30p

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Sunday 2-4pm:

Monda 9:30am 9:30am

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Wedne 9:30am 3-5pm: 5:30- 6 for Self 5:30-7: 6-8:30p 6:30-8:

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Sunday 2-4pm:

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DECEMBER HAPPENINGS E a s t G re e n b u s h C o m m u n i t y L i b r a r y ww w. e a s t g re e n b u s h l i b ra r y. o rg ~ 5 1 8 - 47 7 - 747 6 LIBRARY HOLIDAY HOURS: Closed 12/24, 12/25 & 1/1 – Closing early (5pm) on 12/31 Go to events.eastgreenbushlibrary.org for more information about all our programs and Storytime. Saturday, Dec. 1 11am: Saturday Storytime 2pm: Erector Sets (ages 7+)

Thursday, Dec. 20 5:30-8:30pm: SCA Rapier Fencing Practice Friday, Dec. 21 3-4pm: Cupcake Break (grades 6-12) Thursday, Dec.27 2pm: Magic Show (ages 5+) - REGISTER 5:30-8:30pm: SCA Rapier Fencing Practice 6-7pm: Food for Thought Cookbook Club: Party Foods (and bring a friend night)

Sunday, Dec. 2 2-4pm: Holiday Card Making Monday, Dec. 3 9:30am–12:30pm: ENL: English as a new language 1-3:30pm: Writing Session with Sisters in Crime 7-8pm: Evening Book Discussion

Monday, Dec. 31 *CLOSING EARLY AT 5PM* 11am: Rockin’ Noon Year @ Your Library! (ages 2-7) - REGISTER

584 Bloomingrove Drive

Tuesday, Dec. 4 1–3pm: Tuesday Ramblers 4–6pm: Drop-In Tuesday Tech Time 6-7pm: Mat Yoga with Camie Wednesday, Dec. 5 9:30am–12:30pm: ENL: English as a new language 3:15-4:30pm: Teen Volunteer Club (TV Club) - grades 6-12 5-7:30pm: 30-Minute Genealogy Appointments 5:30- 6:30pm: CDPHP Presents: Stress, Its Effect on Health and Strategies for Self-Care, Part 1 Thursday, Dec. 6 5:30-8:30pm: Society for Creative Anachronism Rapier Fencing Practice Friday, Dec. 7 3-4:30pm: Friday Mashup (grades 6-12) Saturday, Dec. 8 11am: Saturday Storytime Sunday, Dec. 9 2-4pm: Holiday Music with the Sonny and Perley Trio Monday, Dec. 10 9:30am-4pm: AARP Smart Driver Course 9:30am–12:30pm: ENL: English as a new language Tuesday, Dec. 11 1-3pm: Tuesday Ramblers 2pm: Adult Afternoon Chess & Other Games 4-6pm: Drop-In Tuesday Tech Time 6-7pm: Mat Yoga with Camie Wednesday, Dec. 12 9:30am–12:30pm: ENL: English as a new language 3-5pm: Teen Anime 5:30- 6:30pm: CDPHP Presents: Stress, Its Effect on Health and Strategies for Self-Care, Part 2 5:30-7:30pm: Legal Project Free Legal Consultations 6-8:30pm: SCA Bardic Practice 6:30-8:30pm: Free Monthly Movie Thursday, Dec. 13 5:30-8:30pm: SCA Rapier Fencing Practice Friday, Dec. 14 2pm: Homeschool Meet Up 3-4:30pm: Friday Mashup (grades 6-12) Saturday, Dec. 15 11am: Saturday Storytime 2pm: Crafts & Candy Canes (ages 4-10) Sunday, Dec. 16 2-4pm: Harp Music in the Library Monday, Dec. 17 9:30am–12:30pm: ENL: English as a new language 1-3:30pm: Writing Session with Sisters in Crime 6-8pm: Craftereve: Multicolor Beaded Coil Bracelets

Tuesday, Dec. 18 1-3pm: Tuesday Ramblers 4-6pm: Drop-In Tuesday Tech TimeWednesday, Dec. 19 9:30am–12:30pm: ENL: English as a new language

North Greenbush (Behind Cumberland Farms)

518-429-6380

RETAIL STORE | LESSONS |STUDIO

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Sunday, December 9th at 1pm

at Chrome Food & Spirits in Waterford Admission to benefit local scholarships & Make A Wish

Guitars & Drums Gift Certificates for Lessons MAKE GREAT GIFTS! WWW.ROCKYSMUSICSTUDIO.COM The ANCHOR Food Pantry wants to thank Kristy’s Barn, Swartz Farm , and the Community Garden for their generous donations of fresh fruits and vegetables throughout the season. Thanks to them we have plenty of healthy choices for families. With the holiday season in full gear we are happy to be able to offer Thanksgiving and Christmas food baskets. We are also preparing for our Christmas Shop for families with children. All donations of food and new toys are most appreciated. Our thanks to The Hill and the Recovery Sports Grill for their generosity in hosting dining fund raisers to benefit the ANCHOR. Special thanks to everyone that attended and stay tuned for future events. The ANCHOR continues to support Hannaford and encourages anyone who is willing to donate their Hannaford Reward points to us to enter our phone number 518-732-4120 at the register. We live in a very generous, caring community and the staff and volunteers at the ANCHOR want to thank all those that remember us during the holidays and all year around.

Nassau Synagogue Announces Chanukah Party The Nassau Synagogue and Jewish Community Center invites the community to join us for Chanukah festivities at 6PM on Sunday, December 2, 2018. Bring your menorah if you have one and enjoy a delicious supper, lots of latkes and all the fixings! It’s the first night of Chanukah and a great way to celebrate the festival of lights and the theme of freedom associated with the holiday. The synagogue is located at 12 Albany Avenue, Nassau NY. Please RSVP to nassausynagogue@gmail.com

Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

COMMUNITY CALENDAR

NORTH CHATHAM UNITED METHODIST CHURCH TO HOST HOLIDAY BAZAAR

Kinderhook Reformed Church December Events 21 Broad Street

On December 1st The North Chatham United Methodist Church will host a Holiday Bazaar from 10 AM to 3 PM, sponsored by the United Methodist Women of the North Chatham and Grace (Nassau) churches. The church is located at 4274 Route 203 in the hamlet of North Chatham. There will be a nice variety of vendors and this is a great chance to do some Christmas shopping locally! Lunch and a bake sale will be available and all proceeds will go to Mission Projects. For more information on the North Chatham UMC, please call 518-7663535 or visit their website (northchathammethodistchurch.org). For more information on the Grace UMC, please call 518-915-3393 or e-mail Pastor Berdan at revberdan@aol.com. Thanks, and we hope to see you on December 1st!

Candlelight Night Fellowship Open House Friday December 14 at 5:30 P M at the Kinderhook Reformed Church, 21 Broad St., Kinderhook. Join us for Christmas music, cookie decorating and delicious treats.

Christmas Bazaar The Reformed Dutch Church of Schodack at Muitzeskill will be holding its annual Christmas Bazaar on Saturday, December 1, from 10:00 a.m. to 2:00 p.m. The Church is located at the intersection of Schodack Landing Road & Muitzeskill Rd, in Schodack Landing. The Christmas Bazaar will include new and gently used Christmas decorations, cards, gifts, and books, as well as a Luncheon Cafe and a Bake Sale. For more info, call the Church office at 732-7500.

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Sunday, December 02, at 1:00 at the Schodack Landing firehouse on firehouse lane. The cost is $30 and includes instructions and all materials to make your own centerpiece. Bring your own scissors or snippers, and if desired, a set of battery operated mini lights. Please RSVP to Mary at 518-732-2733 to reserve your place. Please leave a detailed message with a return phone number.

Rensselaer Senior Center Events Located in Rensselaer on East and Herrick Streets Elvis Sings Gospel Join the Rensselaer County Rensselaer Senior Center as we welcome the Christmas Season with a dinner and a show featuring Donny Elvis Singing your favorite Gospel and Christmas songs. Enjoy a lunch of Sloppy Joes followed by an afternoon to remember. Call today for reservations. Our Christmas Shows Sell Out Quickly (518) 463-2166 East and Herrick Street Rensselaer. MUST DINE WITH US TO ENJOY THE SHOW. And Take Home a Memento of Elvis Never Forget Friday Dec 7th - Pearl Harbor Day. Start the day 11:15 with a presentation on diabetes. followed by Lunch at 12 consisting of Veal Patty Marcella, Potato, Vegetables and Desert after lunch enjoy a authentic USO Show from 1944 hosted by Gary Ferris This is a very special day for all us please join us. Call today for reservations. (518) 463-2166 East and Herrick Street Rensselaer Friday December 21st - Special Dinner W/ Santa Lucia. Lunch Is Fresh Ham With All The Fixings and Chocolate Ice Cream. Call today for reservations 463-2166. Monday Through Friday 9am3pm We are Located in Rensselaer on East and Herrick Streets Friday 28th New Years Eve Party - Lots of Food, Goodies, Fun and Live Music. Lunch is Stuffed Chicken Breast With a Special Desert. Call today for reservations 463-2166. Monday Through Friday 9am-3pm. We are Located in Rensselaer on East and Herrick Streets.

Parents Night Out at Kinderhook Reformed Church , 21 Broad St, on December 22, from 5:30 P M to 8:30 P M. Childcare for children ages 3 and up. Preregistration required. Call 518-758-6401. Kinderhook Reformed Church's Annual Lessons and Carols Christmas Worship Service directed by David Smith at 4:00 P M to 5:30 P M December 23 at 21 Broad St., Kinderhook. Come join us. Annual Christmas Eve Candle Light Service At the Kinderhook Reformed Church on December 24 at 7:00 P M. All welcome.

December Events for First United Methodist Church 1 Gilligan Road, East Greenbush (518-477-9693) EVERY SUNDAY – Worship services at 8:30 AM in the multipurpose room; at 9:30 AM in the sanctuary; and at 1:00 PM at Hawthorne Ridge Independent Living, 30 Community Way, East Greenbush, NY. ADVENT STUDY THROUGH 12/18 -There will be a Monday evening group meeting at 6:30 PM and a Tuesday morning group meeting at 9:30 AM. Both groups will be using the book The Gift of the Nutcracker by Matt Rawle. The starting dates are Monday, November 26 and Tuesday, November 27. December 2 (1st Sunday in Advent) 2:30 PM Worship Service at Riverside Nursing Home December 9 (2nd Sunday in Advent) 3:00 PM - 5:00 PM Carols and Cookies, FH, KIT December 15 at 4:00 PM Sunday School Christmas Musical “The Secret of Snowflake County” December 16 (3rd Sunday in Advent) 4:00 PM Sunday School Christmas Musical “The Secret of Snowflake County” followed by dinner December 18 at 7:00 PM Blue Christmas Service, SANC December 23 (4th Sunday in Advent) December 24 – Christmas Eve 5:00 PM Christmas Eve Service 7:00 PM Christmas Eve Service 9:00 PM Christmas Eve Service (followed by Communion for those who wish to partake). December 28 at 7:00 PM - 9:00 PM Friday Night Alive (Youth-led Contemporary Worship) SANC; followed by UMYF Game Night.

Glendora Vegetarian Club & Jokes to make you SMILE Everyone of us must give an account of himself. After all is said and done, the only thing that really matters is how you treated others.

Always looking to receive Donations of good and gently used clothing and shoes for our corner boutique all proceeds benefit senior programs

A dog, a bird and a cat died and went to heaven. God said to the bird, “Where do you want to sit?” The bird said, “On your left.”

We are working hard planning 2019 with new shows and trips we also will continue to offer. Tai Chi, Aerobics, Silver Sneakers, Line Dancing, Wood Shop, Community Service Sewing Group, Art Class and a new class coming soon “Geneology” We offer great Meals daily at 12 Noon we do ask you to call and make a reservation at 518-463-2166. The center is open Mon-Friday from

God said to the cat, “Where do you want to sit?” The cat said, “I think you’re sitting in my chair.”

9am to 3pm see old friends and meet new ones.

God said to the dog, “Where do you want to sit?” The dog said, “On your right.”

The Glendora Vegetarian Club will meet the last Wednesday in December at 6 pm at 45A Elm Street in the Village of Nassau. Bring a potluck dish to share, one that does not contain animal products. We will also be meeting at 6 pm on January 23rd at 45A Elm Street . Join us for fun times and good deeds. Feed your tummy and your soul! For more information, call Glendora at 518-610-5810.

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COMMUNITY CALENDAR

Rensselaer Public Library December Programs

Pre-K storytime- Tuesdays at 11 am. Ages 2-6, no sign-up needed. Siblings welcome.

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Teen Anime Club- Thursdays 4-6 PM. Ages 13-18. Watch anime, discuss manga and pop culture, and hang out with your friends.

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Gingerbread House Contest- Accepting entries from November 26 to December 15th. First prize winner gets $25 gift certificate, please check website for details.

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Graham Cracker House- Saturday December 15, 1 PM. Create a house with graham crackers, frosting and candy! Please call to sign up. For ages 5-12. Rensselaer Public Library is across the street from the Amtrak parking lot http://rensselaerlibrary.org/ or visit the library’s Facebook page, http://www.facebook.com/RensselaerLibrary.

Nassau Free Library December Programs

STORYTIME : Every Wednesday, 10:30 am Yoga: Sat. 12/15, 12/22, 12/29, 10:15am Fitness Fusion: Thurs. 12/6, 12/13, 12/20, 12/27 6pm Children's Holiday Shop: Sat. 12/1, 10am-1pm Friends of the Nassau Free Library Meeting: 12/3, 6pm Minecraft Club: Tues. 12/4, 6pm Make Your Own Gingerbread House: Sat. 12/8, 11am Lego Club: 12/11, 6pm Cookbook Club: 12/18, 6:30pm German Christmas Traditions presented by Kurt Vincent: 12/19,6:30pm Kid’s Music & Movement with Randy Rosette: 12/28 2:30pm Please register for all programs by calling (518) 766-2715. The library is located at 18 Church St. Nassau, NY 12123

TAX AIDE VOLUNTEERS WANTED

AARP Tax Aide Program is looking for volunteers. The Tax Aide Program is a free tax preparation service for members of our community. There are many opportunities that are available for our volunteers. Tax Preparers work directly with the tax payer to complete their tax return. Client Facilitators welcome taxpayers and help organize their paperwork. Technology Coordinators manage computer equipment. Local Coordinators who manage the site, volunteers and schedules. Communications Coordinators who help recruit new volunteers. We have sites in Columbia and Rensselaer Counties. Volunteers will receive training. To become a volunteer you will need to register for the Tax Aide Program. You can register at NYTaxAide.org. In the upper right of the window click on Volunteer with AARP Tax-Aide link and follow the instructions. Please contact Jerry Seeley at jseeley1018@gmail.com.

THE VALATIE SANTA CLAUS CLUB HAS KICKED OFF THEIR 72nd SEASON! Santa and his helpers are busy making their lists and checking them twice. Every December 24th, Santa and his helpers have a parade throughout the village followed by a visit to the homes of Village of Valatie children ages 10 and younger. Soon, Santa’s helpers will be going door to door to gather the names of the children for his Christmas Eve visit. Look for Santa’s mailbox at the Valatie Post Office and send your letters to Santa. For more information, visit www.valatiesantaclausclub.com or check us out on Facebook.

On-Going Events around Our Towne

Monday Family Resource Centers of Columbia County (FRC) is a non-profit organization that offers a free playgroup type setting, circle time and free snacks. frc@familyresourcecenterscc.org. The group meets on Mondays & Wednesdays year round at Martin H. Glynn School, 3211 Church Street, Room 210, Valatie Tuesday T.O.P.S. Taking Off Pounds Sensibly: Real People; Real Weight Loss. We’re here for you. First visit- FREE. Low cost, self-help support group for weight loss. Meet every Tues at the Rensselaer Public Library (676 East St). Call Wendy at 518-732-2739 for more information. Confidential weigh in at 5:30 & educational program starts at 6pm. Caregiver Support Groupsare designed to provide emotional, educational and social support for caregivers through regularly scheduled meetings. They help participants develop methods and skills to solve problems. The groups encourage caregivers to maintain their own personal, physical and emotional health, as well as optimally care for the person with dementia. Alzheimer’s Association meets at Hawthorne Ridge at 30 Community Way in East Greenbush, NY. Contact(518) 867-4999, ext. 209 on the 1st Tuesday of the month at 1:00 p.m. Wednesday Family Resource Centers of Columbia County (FRC) is a non-profit organization that offers a free playgroup type setting, circle time and free snacks. frc@familyresourcecenterscc.org. The group meets on Mondays & Wednesdays year round at Martin H. Glynn School, 3211 Church Street, Room 210, Valatie. Storytime Every Wednesday at 10:30am at the Nassau Free Library. Drop in and join Colene for simple stories, songs, and a craft. Nassau Free Library, 18 Church St. Nassau NY. For more information. Call 766-2715 or visit www.nassaufreelibrary.org Thursdays Local Veterans meet informally for Breakfast at the Schodack Diner each Thursday from 8:30-10. Please spread the word! Story Hour with Miss Linda at The Castleton Public Library. Story time and crafts! Open to all children and their caregivers; suggested age range 0-6. Thursdays at 10:30 a.m. The Southern Rensselaer County Rotary Club meets every Thursday, 6:00 PM at Quigley’s Restaurant, Routes 9 & 20 in East Greenbush, NY for dinner, discussion/speaker and friendship. Potential members and visiting Rotarians welcome. Call Pat at (518) 766-0215 with any questions. Fridays Castleton Public Library offers computer help by appointment only. Learn the basics of computer use or ask questions in a one-on-one setting. Please call the library to register. Fridays at 10:00 a.m. (except 1st Fri of the mo.). Saturdays FOOD ADDICTS IN RECOVERY MEETING: Are you having trouble controlling the way you eat? You are not alone. Today there is a solution. Food Addicts in Recovery Anonymous (FA). No Dues, No Fees, No Weigh-Ins - Weekly meetings on Saturdays at 9:00 am at the Church of St. Mary Parish Center - Rm 4, 163 Columbia Turnpike, Rensselaer. Contact Ginny 518-465-5469 or www.foodaddicts.org

Santa will also appear at the Valatie Community Theater during the Valatie Winter Walk on December 8th. There will be a parade down Main Street, Valatie that kicks off at 5pm.

Sundays Free Spaghetti Dinners at the Blooming Grove Reformed Church off Route 4 in Defreestville. Every fourth Sunday of the month (except December) from 1:00 to 3:00 p.m. Open to all area communities. All are welcome. Come and enjoy pasta, salad, bread, dessert and a beverage.

Established in 1946 by WWII veterans in the Village of Valatie, the Valatie Santa Claus Club has brought Christmas cheer to the homes of Valatie Village children for generations.

Castleton Fire Company (Green Ave) All You can East Breakfast 1st Sunday of Month: 11/4,12/2,1/6,2/3,3/3,4/7,5/5,6/2. 8-11:30am.

Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

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All I want for Christmas is my two front teeth! Actually, all I’ve wanted for the last year is a single molar in the back of my mouth. I didn’t love having that space and nor habit I developed chewing mainly on the other side. I can happily announce, I officially have all of my teeth again. Between you and me, the last few days have been an adjustment. This tooth I’ve been waiting for, feels a little out of place. I’ll get used to it soon enough. If you recall, I fractured the tooth. It was determined that there was some kind of internal defect, and my only choice was to have it extracted. Once it was extracted, I needed to have a bone graft, where the surgeon filled the space the tooth once occupied, with bone material. He also did a “sinus lift”. In my case, the sinus area under my eye, came too close to the upper jaw, and the surgeon felt lifting it a few millimeters, would provide the adequate space and depth to place the implant. But the lift and graft needed a few months to heal before I could even get the implant, then I needed a few more months until the area was ready for my new tooth. It definitely took a little longer than usual due to the location but the procedure went as expected.

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Recently, I got the go ahead to finish what was started so long ago. My associate, Dr. Barile, made a digital impression (not using the messy, goopy stuff). and ordered the crown. A few weeks passed and I’m happy to say, she inserted it and it’s perfect. On a side note, since there’s no nerve and it’s a titanium post, I didn’t need any anesthetic, and the crown was simply attached using a screw and we were done. One of the great things that came out of this process, is that I can now understand first hand what it must be like when I tell my patients that the best option for them might be an implant. I mean, I got it, technically. I understood the timeline and the process from planning to inserting the replacement tooth. Now I can share my own experience.

At this point, it feels great to have another molar to chew on. Bring on the steak! Or the Turkey! Attached is a photo of the x-ray showing my new tooth. My Christmas wish was granted. All the rest will be gravy! As always, if you have questions, ask. We cannot help you if we don’t know your concerns. From all of us at Lapinski Dental, we wish you & yours, a happy, healthy, smiling new year!

Dr. Lapinski, Dr. Barile, Cindy, Karen, Darlene, Lisa, Chris, Jessica, Joyce, Kayla, Huong & Daryl

dr. Joseph Lapinski

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Why are my nails thick and discolored? It could be a condition known as fungal nail, or onychomycosis. Fungus is an organism that lives in warm moist areas. Fungus of the toenails is a common problem that can affect people of all ages, although it most commonly affects individuals who are older or who have a compromised immune system. Some people have a genetic predisposition to having nail fungus. Toenail fungus often begins as an infection in the skin called tinea pedis (also known as athlete’s foot). The fungus often starts under the nail fold at the end of the nail. Over time, it grows underneath the nail and causes changes to its appearance, such as a yellow or brownish discoloration. It can also cause thickening and deformity of the toenail, with foul odor or crumbling debris. Many people have difficulty with their toenails and need assistance in caring for them. Several treatment options are available including oral and various topical medications. Our practice also offers laser therapy for the treatment of fungal nails. Prior to starting any treatment, our doctors can use modern diagnostic technology to determine the underlying cause of your toenail problems and can recommend treatments tailored to your specific situation.

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With Christmas right around the corner and Thanksgiving passed, I am reflecting on the moments I’m thankful for over the past year. During my first year on the town board, I’ve met many amazing people, experienced challenging problems and started new town initiatives online such as centralized location to post job openings and a calendar to advertise events & restaurant deals in our area. These resources are open to all and I encourage you to use them, all you need is an internet connection. Additionally, I’m grateful to Our Towne for giving me this forum to publicize events and updates through this traditional paper publication, which allows me to reach those who may not be online. I’ve had many people tell me that they tear out my article and post it on their fridge as a reminder (you know who you are and thank you!). I couldn’t have made such an impact without this great platform. Since being elected, I’ve been honored to work with our local Assemblyman and Congressman in our town and county. I will always push to grow our town’s businesses, help provide residents with employment opportunities, support our Veterans and Seniors, and keep our taxes low. None of these are simple tasks, but with your feedback and support, I know together we can continue making progress. Lastly, I’m very grateful to have Pat Grattan as our Town Supervisor. I look up to him as a mentor and he’s already taught me so much about being an effective public servant. From the importance of maintaining personal contact with constituents, reaching out to local businesses and families in our community with a helping hand, and last but not least – listening to people, hearing out their issues and working with them. Pat is a true leader and continues to make the right decisions for our Town. I couldn’t ask for a better person to learn from. Merry Christmas to you and yours!

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Some upcoming events around Kinderhook: December 1, 10-3 – Mario’s Home for the Holidays Event December 8, 5-7 – Valatie WinterWalk with Santa December 14, 6-9 – Kinderhook Candlelight Night December 15, 4-6 – Niverville Fire Dept Ladies Auxiliary Paint with Santa December 22, 5:30-8:30 – Parents Night Out at Kinderhook Reformed Church I am a wife, mom and councilwoman in the Town of Kinderhook. My goal is to keep you abreast of interesting news coming out of our Town. I want to share the things that mean so much to us as a family and member of this great community. There are approximately 8,400 people in the Town of Kinderhook, which is comprised of Kinderhook, Niverville and Valatie. You can reach me at HoganForKinderhook@gmail.com or facebook.com\HoganForKinderhook and our Town Board at facebook.com\ TownOfKinderhook.

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Every Thursday at 6:00 p.m. for dinner at Quigley’s restaurant in East Greenbush at 593 Columbia Turnpike OR the third Thursday of every month for 7 a.m. breakfast at the Greenbush YMCA. Find Out More & Contact Us at: SRCrotary.org email: SRCrotary@gmail.com

“The Dentist That Leaves you Smiling”

From Our Family to Yours Season’s Greetings and Best Wishes for a Happy & Healthy 2019!

Now

Dr. Beth Hendlin, DDS Valatie Medical Arts, Suite 203, 1301 River Street, Valatie, NY 12184

www.bethhendlindds.com • 518-758-9291

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A-1 MAintenAnce, LLc

Professional Masonry services 518-732-7771 office • www.a1maintenancellc.com

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y s ent

Retaining walls and PaveR cReations custom walls, Patios, outdooR Kitchens, stePs concRete woRK: decoRative & stamPed wishes you a Happy & Safe Holiday! foundation RePaiR & BJet’s asement wateRPRoofing

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Thank you for your patronage~

ail.com

DO YOU HAVE...

Hard

water?

OdOrs? staining? We can make your water as SAFE AND DELICIOUS as bottled water.

Now offering rental programs! Water softeners & Reverse Osmosis Systems.

Call for details! Call Advanced Water Systems at

CERTIFIED COLLISION REPAIR CENTER

518-533-9879

QUALITY SERVICE

We Work With All Insurance Companies LIFETIME WARRANTY Lifetime Warranty 766-4004 WE HAVE RENTAL CARS PICK UP & DELIVERY • TOWING

766-4004

Rt. 20, Nassau, 3½mi. East of 9&20 Jct.

Rental Car ~ Pick Up Service ~ Delivery ~ Towing 3592 US Route 20 Nassau, NY 12123 Route 20 Nassau ~ 3 1/2 miles east of 9 & 20 Junction 518-766-4004 Sunshine Auto Rental Available at JETS!

2532 Route 9H Kinderhook, NY 12106 518-758-1316

for your free water analysis!

Advanced Water Systems, LLC

PO Box 255, 17372 Route 22 Berlin, NY 12022 www.advancedwaterhv.com

We can solve ALL water issues!

We work with ALL Insurance Companies On Site Rental Cars • 24 Hour Towing Pick Up & Delivery Service

www.jetsautobody.com

Our Towne Rensselaer County ~ Jennifer Felts~518-380-1279

OUR TOWNE

PRESORT STD US POSTAGE

Rensselaer & Columbia Counties Community Resource

PAID PALMER, MA PERMIT #22

To Advertise Call Jennifer Felts at 518-380-1279

518-689-0266

2015 Nissan Frontier Crew Cab, 65k miles, ONE OWNER Clean Carfax Black with Gray Interior, 5-foot Bed, Portable Audio Connection, Stereo Controls on the Wheel, Traction Control, A/C, Cruise, Tilt, CD, WE OFFER GUARANTEED CREDIT PROGRAMS! Call Toll FREE 866-440-3907 or TEXT anytime 518-844-4420!! FREE Carfax available on any vehicle! $20,297

2014 Toyota Tacoma SR5 Access Cab, 65K miles, One Owner Clean Carfax, 6 ft bed, Hard to Find 6 Speed Manual Transmission! Backup Camera, Portable Audio Connection, Bluetooth, Satellite Radio, Steering Wheel Controls, Tinted Glass Traction Control, Power Steering, Alloy Wheels, Bedliner, Keyless Entry, Anti-Lock Brakes, A/C, Cruise, **2 to choose from ** $24,297

2011 Ford F150 Crew Cab FX4 Pickup, 86K miles, Clean Carfax, Lift Kit, Black Heated Leather, Power Running Boards, Moonroof, Parking Distance Control, LT35x12.50x20 Nitto Tera Grappler Tires on XD Series Wheels, Sync Stereo, 3.5L V6 Ecoboost, Backup Camera, $27,997

6.7 DIESEL! CLEAN CARFAX! POWER TOW MIRRORS! HEATED & COOLED LEATHER SEATS! 2012 FORD F350 CREW CAB SUPER DUTY LARIAT, 109K miles, 4WD. SYNC Equipped, Satellite Radio, Backup Camera, Premium Alloy Wheels, Traction Control, Remote Starter, Running Boards, Bedliner, Keyless Entry, $35,797

2016 RAM 1500 Limited Laramie Longhorn, 76k miles, ONE OWNER Clean Carfax Remote Starter, Leather Interior, Air Suspension, Running Boards, 20-Inch wheels, Sunroof, Navigation, Security System, Heated and Cooled Seats, Heated Mirrors, Heated Steering Wheel, Adjustable Pedals, Backup Camera, Parking Distance Control,$33,997

2014 RAM 2500 SLT Crew Cab, 57k miles, S 6.7 Cummins! Gray Leather 6-foot Bed, Diesel, 4-inch Lift Kit, Running Boards, Bedliner, Trailer Hitch, Traction Control, Bluetooth, Premium Wheels, Portable Audio Connection, Stereo Controls on the Wheel, Keyless Entry, Power Windows, Locks & Mirrors. A/C, Cruise, Tilt, CD, $46,297

Vehicles may be subject to a safety recall

Unlimited 2017 Jeep Wrangler Sahara 75th ANNIVERSARY with 43k! LOADED! Clean Carfax, Automatic with 4WD, Gray heated leather seats, NAVIGATION, SOFT TOP & HARD TOP INCLUDED!! 3.6L V6, remote starter, Alpine Stereo, running boards, bluetooth, cruise, tilt, A/C, CD player, xenon headlights, power mirrors, tow package, rear window defroster, ABS, **2 to choose from ** $34,997

Duramax!!2011 GMC Sierra 2500HD Denali Crew Cab, One Owner Clean Carfax, 92k miles,Black Leather Interior, Backup camera, Heated Seats, Portable Audio Connection, Premium Wheels, Traction Control, 4x4, Remote Starter, Running Boards, Alloy Wheels, Keyless Entry, Bluetooth, Premium Bose Audio, Satellite Radio, Steering Wheel Controls, $39,997

2011 Ram 3500 ST DRW, 6.7L I6 Cummins, only 26K miles! LOW LOW MILES!! Cummins!! Hard to Find!! Plow Truck! One Owner Clean Carfax, Silver with Gray interior, 9 Foot Boss Super Duty Plow, Power Steering, Traction Control, Running Boards, Trailer Hitch, Anti-Lock Brakes, Airbags, Power Windows, Locks & Mirrors. A/C, Cruise Control, Tilt Wheel, CD., $37,997