A Powerful Brand
Guaranteed Rate is a strong national brand with great momentum.
+ Currently has over 5,000 employees
+ 2nd largest retail mortgage lender in the country*
+ Over 676 branches across the country and licensed in all 50 states
+ We have a title company, Ravenswood Title
+ We have an insurance company, Guaranteed Rate Insurance
+ Major sports sponsorships across the nation and official naming rights to Chicago White Sox stadium
For agent presentation only
Nationally Recognized
(and still not satisfied)
Forbes Best Online Mortgage Lenders
+ Best Online Lender for FTHB
Inc. Magazine’s Fastest Growing Companies in the Midwest
+ Guaranteed Rate Companies
Ranked No. 1 Mortgage Lender on Inc.
Magazine’s List of Fastest-Growing Private Companies in Midwest
+ 5,000 fastest-growing companies in the U.S.
Bob Vila - The Best HELOC Lenders of 2022 HousingWire Awards:
+ 2022 HousingWire TECH100 Mortgage Honorees
The Ascent’s 2022 Mortgage Lender Awards
+ Best Mortgage Lender App
Our Parent Company, GR, Inc., has earned these honors
Scotsman Guide Top Lenders
+ Guaranteed Rate has overall #8 ranking
Scotsman Guide Top Originators
+ Tenth year in a row with more top originators than any other company
Crain’s Chicago Business 2022 Fast 50
Chicago Agent Magazine Lender of the Year
+ This is our seventh consecutive win
2022 Top Rated Great Nonprofit
+ Guaranteed Rate Foundation
NerdWallet
+ Best HELOC Lenders of 2022
+ Best Lenders for FHA Loans in December 2022
+ 10 Best Lenders for Low- and No-Down-Payment Mortgages of 2022
U.S. News & World Report
Best Rankings:
+ Best Home Equity Loans of 2022
+ Best Home Improvement Loans of 2022
The Financial Technology Report
+ Top 100 Financial Technology Companies of 2022
Mortgage Calculators
Easy to use calculators for you and your clients at your fingertips.
+ By putting buyers in the driver’s seat, we allow them to do their own research, saving you time in the process
+ Our mortgage calculators are open to everyone—anytime, anywhere
+ You and your clients can use these calculators to help inform you of potential monthly payments and mortgage costs including loan amount, down payment, interest rate and more
GR Mobile Loan App
+ Share my contact info with your borrowers, and they can get pre-approved in minutes
+ Give your clients instant access to our affordability calculator
Easily view recommended products
Displays real-time rates
+ The mobile app is incredibly effective during open houses and home tours, allowing you and your clients to pull up accurate pricing scenarios right on your phone
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing.
For agent presentation only
Get your clients immediate access to pre-approvals even while on the go.
The best mortgage calculator on the planet.
+ Our intuitive product recommendation engine provides real-time pricing with no hidden points or fees
+ Run all scenarios in seconds to find the best fit for your client
+ Mobile friendly
+ Accessible online 24/7, with no personal information or login required For
Digital Mortgage
Your clients can easily complete the entire process in as few as 15 minutes.
+ Generates recommended loan options with real-time rates
+ Advanced Asset Verification: Hassle-free automated bank statement gathering
+ LoanBeam technology simplifies tax-return income for faster and more accurate income analysis
+ Personalized document to-do list guides clients through the process
PowerBid Approval
Buyers can get full underwriting credit approval before they even start looking for a home.
+ Reviewed by me and an underwriter and can be completed in as little as four hours
+ Receive a full commitment letter
+ Position your client as a cash buyer, giving you great negotiating power
Appraisal required for eligibility and subject to conditions. Applicant subject to credit and underwriting approval. Not all applicants will be approved. Restrictions may apply.
PowerBid Approval (the “Approval”) is contingent upon receipt of executed sales contract, an acceptable appraisal supporting value, valid hazard insurance policy, and a re-review of your financial condition. Guaranteed Rate, Inc. reserves the right to revoke this Approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation and/or if any information contained your application is untrue, incomplete or inaccurate. Receipt of an application does not represent an approval for financing or interest rate guarantee. Not all applicants will be approved for financing. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.
For agent presentation only
Same-Day Mortgage
Clear clients to close in as fast as 24
+ Simplify the loan process with a single expert handling both the processing and underwriting
+ Put your clients on track to close in as fast as 10 days,** thanks to CTCs as fast as 24 hours*
+ Incentivize buyers to provide paperwork on requested timeframe with a $250 lender credit*
+ Meet sellers need to move their home fast, giving you more negotiating power and higher overall client and referral partner satisfaction
*Guaranteed Rate’s Same-Day Mortgage (aka “FastTrack”) promotion offers qualified customers who provide certain required financial information/documentation to Guaranteed Rate within 8 hours of locking a rate on a mortgage loan the opportunity to receive a "Clear to Close Loan Commitment" ("CTC”) within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Guaranteed Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Guaranteed Rate reserves the right to revoke this CTC at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. CTC is subject to certain underwriting conditions, including clear title and no loss of appraisal waiver, amongst others. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 8 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Property must be eligible for an Appraisal Waiver and borrower must opt in to AccountChek for automated income and asset verification. Self-employed borrowers and Co-borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Eligible borrowers who successfully provide all required documentation within 8 business hours will receive a $250 Closing Cost Credit applied at closing, no cash value, and may not be combined with any other Lender promotions, discounts, or concessions. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
**Guaranteed Rate cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on all involved parties’ level of participation at any stage of the loan process. Contact Guaranteed Rate for more information.
For agent presentation only
hours*
Power VP
+ Never worry about getting your buyers’ pre-approval letters updated
+ We can send quotes to your buyers’ via text, lock loans and start the loan process in Power VP
+ We don’t keep banker’s hours—we’re available Saturday and Sunday, day or night For agent presentation only
Our on-the-go mobile tech enables me to update your pre-approvals anywhere, in seconds.
Loan Status Monitor
Real-time status updates for the loan milestones you care about.
+ Know exactly what’s going on with every customer
+ Full transparency with 24/7 access to all loans in process online and in your inbox
+ Opt into text notifications so you’re always in the loop even when you’re on the go
+ Our team is always available to talk on the phone
Available at agents.rate.com
For agent presentation only
FlashClose Hybrid & eClose
+ Borrowers can review and e-sign most documents prior to the closing appointment
+ Receive notifications letting you know that things are in order
+ At the closing, borrowers just need to sign a few remaining documents—saving everybody time
+ Skip the closing table with a 100% digital closing option*
*Not eligible for all loan types, HFA loans, or investors. Eligible for conforming and jumbo loans as well as primary, 2nd home and investment properties. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Contact Guaranteed Rate for current rates and for more information.
**Not eligible for all loan types, or investors. Conventional loans only. Eligible for primary, 2nd home and investment properties. Title company restrictions may apply, not eligible for HFA programs. Knowledge-Base Authentication (KBA) required in order to enter the digital signing session. Applicant subject to credit and underwriting approval. Full eClose is not currently eligible in California, Connecticut, Delaware, Georgia, Maine, Massachusetts, Mississippi, New York, North Carolina, Rhode Island, South Carolina, Vermont, and West Virginia
For agent presentation only
We’ve changed the game: Now closings take minutes, not hours.
HELPING YOU GROW YOUR BUSINESS
MonitorBase
Technology that knows when past clients are back in the market.
+ MonitorBase is tech that alerts us when customers have their credit pulled
+ Other actionable triggers provide insight into clients’ mortgage and real estate related activities
+ We’ll know when they might be back in the market and it’s a good time to reach out
For agent presentation only
GR Research
+ Personal finance articles published daily and nationally syndicated in local newspapers
+ ZIP code-specific market data that matters
Real Estate Market Data Includes:
+ Median home price, days on market and average price per square foot
+ For-sale inventory and maps
+ Neighborhood ratings, walkability scores and crime stats
Our proprietary data center provides you and your clients up-to-date market info.
MyAccount
+ Clients can upload their documents from t heir computers or phones, and everything is collected in one safe, easy-to-access place
+ The personalized to-do list guides next steps and necessary loan conditions
+ Identifying and requesting additional docs from the client is quick and efficient
For agent presentation only
A secure document portal that’s friendly and easy to use.
Clipboard
Turn any open house into a warm-lead generator.
+ Seamlessly capture contact info with our lead capture apps
+ Set up guest check-in on any device—phone, tablet or laptop, and the info automatically syncs to your database
+ Add buyers to a follow-up email drip campaign to start marketing to them immediately
Available at agents.rate.com
For agent presentation only
+ Customized co-branded sites with full MLS and IDX integration
+ Modern, professional templates deliver a flawless user experience
+ Capture visitor information to continuously grow your database of interested buyers For agent presentation only
Available at agents.rate.com
+ Keep the conversation going with prospects through customized drip campaigns
+ Leverage our co-branded email templates to highlight loan-specific or seasonally relevant information
Available at agents.rate.com
For agent presentation only
“Plug and play” email campaigns that help you stay in front of potential clients.
OPEN HOUSE 414 WORMWOOD ROAD
FAIRFIELD, CT 06824
LISTED AT $789,000
Redesigned Re imagined Renovated Masterpiece. This bright sunlit home is charming from the outside but lives large on the inside with 4 super bedrooms and 2.5 baths and a magnificent mud room of abundant shelving, hooks and cubbies. This home has been rebuilt top to bottom and there are many luxury updates including Rohl Kitchen Faucet, Carrera Marble baths, Custom Lighting, High end Hardware, Substantial Stainless Steel Thermador Appliance package, Honed Carrera Marble counter tops and more. Enjoy this open floor planon first level with an 8ft Island focal point. The master suite is draped in marble with his and her vanities, stand up rain shower and soaking tub for two and barn doors and walk in closet.
30 - YEAR FIXED
JUMBO 7 - YEAR ARM
JUMBO, 20% DOWN
Rate/APR
Mortgage payment
Tax, Insurance & HOA
Total monthly Down Payment
credit profile and other criteria. Contact Guaranteed Rate for more information and up to date rates.
3.375% (APR 4.013%) 2 $2,790.51 $123.45 $2,913.96 $157,800.00
2) 7/1 ARM interest rate and monthly principal and interest (P&I) payment subject to increase after initial 7 year period. Monthly payments 1 – 84: $2790.51 with a
Neighborhood Reports
Show them that you really know the neighborhood.
+ Our neighborhood reports provide up-to-date information, including school ratings, restaurants, shopping, Walk Score® and more
+ Attract more potential buyers by providing a quick snapshot of where they are about to live
Custom Prints
Tailor-made marketing collateral to suit any situation.
+ We offer a variety of co-branded flyers, postcards, brochures, and guides to get buyers more comfortable with the process Materials Include:
+ Product flyers
+ Buyer education
+ Helpful hints For agent presentation only
Sponsoring Broker Opens
Get more agents to view your listings.
+ We offer a concierge service that sets your broker opens apart from the competition
+ Our team can arrange delivery and set up, with great lunch options from preferred caterers
+ My team will be there to answer any mortgage questions that come up For agent presentation only
Let’s Partner Together
We’re here to help you grow your business.
+ Lead generation: Our lead capture apps and co-branded sites make lead generation a breeze
+ Loan Status Monitor: Real-time status updates on the loan milestones you care about
+ Co-branded marketing: Marketing materials to help you stand out amongst the crowd
+ Coaching videos: Top agents from across the nation share their secrets to success
For agent presentation only