CASH BUY BEFORE SELL RESERVE
Win your next home (before selling) with our cash!
We will purchase your new home for you in cash and give you the keys! You buy the home back once your old home sells.
Program cost: 1.9% of New Home Purchase Price + Daily Ownership Costs
Additional closing costs may apply
Get Pre-funded
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The first step will be to get approval with one of our affiliated loan officers. Our approval committee will look at your loan file and listing strategy to pre-fund you to shop with cash up to your approval amount!
Go Shopping With Cash
You are ready to shop for your dream home with your trusted real estate agent! When you find a home you want to make an offer on, your agent will let us know the address, offer price, and desired closing date. We will send you our client agreement with terms for this specific property and get final approval from our approval committee.
Write a Cash Offer
Once you’ve signed our client agreement, your agent will write a cash offer that is 4x more likely to win! We will provide your agent with offer instructions, proof of funds, and a mission statement. When the offer is accepted, you will submit your program deposit within 48 hours of offer acceptance. The deposit will be the greater of 2.5% of the new home purchase price (4% for homes over $1 million) or the amount of earnest money. We will pay the earnest money and your program deposit will be returned when you buy your home back or if you cancel the purchase during the due diligence period. Right after offer acceptance, we will execute a Buy Back Contract for the same purchase price as the cash purchase.
Move Into Your New Home
You can move in the day we close on your new home! Daily Ownership Cost (DOC) begins once we close on your new home. The DOC daily rate is outlined in your terms letter. It's a daily rate that is prorated, so you will only pay for the days between the cash purchase and when you buy it back from us. The first 30 days can be netted out from your program deposit. The second 30 days is due on day 31 from the cash closing.
Sell Your Old Home
Get your former home staged and listed on the open market within 14 days of the cash closing. You'll have up to 60 days to get under contract from the day we close on your new home. We'll check in periodically for listing updates.
Buy Your New Home Back
Once your former home closes, you are able to use the proceeds from the home sale to close on your new mortgage and buy your new home back from us. The program fee and DOC will be deducted from your program deposit, and the remaining amount will be refunded to you upon closing.
CASH BUY BEFORE SELL SIGNATURE
Write a cash offer in your name (before selling)!
You will receive a short term loan to write a cash offer and refinance once your old home sells.
Program cost: 1.9% of New Home Loan Amount + Short Term Loan Interest. Additional closing costs may apply.
Get Pre-funded
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3
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The first step will be to get approval with one of our affiliated loan officers. Our approval committee will look at your loan file and listing strategy to pre-fund you to shop with cash up to your approval amount!
Go Shopping With Cash
You are ready to shop for your dream home with your trusted real estate agent! When you find a home you want to make an offer on, your agent will let us know the address, offer price, and desired closing date. We will send you our client agreement with terms for this specific property and get final approval from our approval committee.
Write a Cash Offer
Once you’ve signed our client agreement, your agent will write a cash offer that is 4x more likely to win! We will provide our proof of funds and mission statement. You will pay the earnest money just like a traditional transaction. Your agent will notify us as soon as your winning cash offer is accepted!
Close With Cash
Sign and close the cash financing. Two days before the cash closing you will close on the temporary financing. You will bring the 1.9% Program Fee, and closing costs to the temporary financing closing. On the date of the cash closing you will bring your down-payment and closing costs and the Cash Buy Signature Program will fund the rest. You can move into your new home!
Sell Your Old Home
Get your former home staged and listed on the open market within 14 days of the cash closing. You'll have up to 60 days to get under contract from the day we close on your new home. We'll check in periodically for listing updates.
Close On Mortgage Financing
You and your loan officer finalize your mortgage financing. The Short Term Loan Payoff will include the Short Term Loan interest on the days you have used. If necessary to close your mortgage, an appraisal will happen on the home before you are able to close on your permanent mortgage financing. Enjoy your new home!
*Signature is a short-term loan offered by zavvie Capital Fund 1 LLC, an affiliate of zavvie, NMLS #2461678; Signature is only available in select states and only for primary residence purchases
CASH BUY FLEX
Back your offer with cash!
The Flex Offer Addendum assures the seller that if you encounter challenges securing financing on closing day, we will step in and purchase the home with cash.
Program cost: 1% of new home purchase price. If we step in to close with cash, there will be Daily Ownership Costs and additional closing costs.
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Get Pre-funded
The first step will be to get approval with one of our affiliated loan officers. Our approval committee will look at your loan file and pre-fund you to shop with cash up to your approval amount!
Go Shopping With Cash
2
3
4
You are ready to shop for your dream home with your trusted real estate agent! When you find a home you want to make an offer on, your agent will let us know the address, offer price, and desired closing date. We will send you our client agreement with terms for this specific property and get final approval from our approval committee.
Write a Cash Backed Offer
Once you’ve signed our client agreement, your agent will write a cash backed offer that is 4x more likely to win! We will provide the agent with our offer instructions, addendum, proof of funds, and mission statement. When the offer is accepted, you will pay earnest money.
Close on Your New Home!
Once your mortgage is ready, you can close on your new home. Our 1% Program Fee will be paid at closing. If your mortgage is not ready to close on the contract date, our contract addendum will go into effect and we will reserve the home for you until your mortgage closes. In the event that we purchase the home, you will sign a contract to buy the home back from us at the same price, Daily Ownership Cost (DOC) will be due, and additional closing costs may apply. The DOC daily rate is outlined in your terms letter. It's a daily rate that is prorated, so you will only pay for the days between the cash purchase and when you buy it back from us.
ZAVVIE CASH ADVANTAGE
CASH BUY RESCUE
Save your closing with cash!
We step in with cash on your closing date and you buy back once you secure your financing.
Program cost: 2.1% of New Home Purchase Price + Daily Ownership Costs
Additional closing costs
may apply
Get Approved
Our team will review your purchase contract, loan approval, and listing strategy if there is a home sale contingency. Once approved, we will send your our client agreement and terms.
Get Rescued
We will assign the purchase contract over to our purchasing entity and provide proof of funds. We do require a deposit of 2.5% of the purchase price (4% for homes over $1 million). Any earnest money you have already paid in the deal can count towards the program deposit.
Close On Time With Cash
We will purchase your new home with cash on your closing day and give you the keys! Daily Ownership Cost (DOC) begins once we close on your new home. The DOC daily rate is outlined in your terms letter. It's a daily rate that is prorated, so you will only pay for the days between the cash purchase and when you buy it back from us. DOC will be pre-paid in 30 day increments.
Move Into Your New Home
You can move in the day we close on your new home! Daily Ownership Cost (DOC) begins once we close on your new home. The DOC daily rate is outlined in your terms letter. It's a daily rate that is prorated, so you will only pay for the days between the cash purchase and when you buy it back from us. The first 30 days can be netted out from your program deposit. The second 30 days is due on day 31 from the cash closing.
Sell Your Old Home (if applicable)
Get your former home staged and listed on the open market within 14 days of the cash closing. You'll have up to 60 days to get under contract from the day we close on your new home. We'll check in periodically for listing updates.
Buy Your New Home Back
Once your former home closes, you are able to use the proceeds from the home sale to close on your new mortgage and buy your new home back from us. The 2.1% program fee and DOC will be deducted from your program deposit or billed, and any remaining deposit will be refunded to you upon closing.
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CASH BUY RESERVE
Win your next home with our cash!
We purchase your new home for you in cash and give you the keys! You buy the home back with your permanent financing.
Program cost: 1% of New Home Purchase Price + Daily Ownership Costs
Additional closing costs may apply.
Get Pre-funded
Once your former home closes, you are able to use the proceeds from the home sale to close on your new mortgage and buy your new home back from us. The program fee and DOC will be deducted from your program deposit, and the remaining amount will be refunded to you upon closing. 1 2
The first step will be to get approval with one of our affiliated loan officers. Our approval committee will look at your loan file and pre-fund you to shop with cash up to your approval amount!
Go Shopping With Cash
You are ready to shop for your dream home with your trusted real estate agent! When you find a home you want to make an offer on, your agent will let us know the address, offer price, and desired closing date. We will send you our client agreement with terms for this specific property and get final approval from our approval committee.
Write a Cash Offer
Once you’ve signed our client agreement, your agent will write a cash offer that is 4x more likely to win! We will provide your agent with offer instructions, proof of funds, and a mission statement. When the offer is accepted, you will submit your program deposit within 48 hours of offer acceptance. The deposit will be the greater of 2.5% of the new home purchase price (4% for homes over $1 million) or the amount of earnest money. We will pay the earnest money and your program deposit will be returned when you buy your home back or if you cancel the purchase during the due diligence period. Right after offer acceptance, we will execute a Buy Back Contract for the same purchase price as the cash purchase.
Move Into Your New Home
You can move in the day we close on your new home! Daily Ownership Cost (DOC) begins once we close on your new home. The DOC daily rate is outlined in your terms letter. It's a daily rate that is prorated, so you will only pay for the days between the cash purchase and when you buy it back from us. The first 30 days can be netted out from your program deposit. The second 30 days is due on day 31 from the cash closing.
Buy Your New Home Back
ZAVVIE CASH ADVANTAGE
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CASH BUY SIGNATURE
Write a cash offer in your name!
You will receive a short term loan to write a cash offer and refinance once your old home sells.
Program cost: 1% of Short Term Loan Amount + Short Term Loan Interest. Additional closing costs may apply.
Get Pre-funded
The first step will be to get approval with one of our affiliated loan officers. Our approval committee will look at your loan file and listing strategy to pre-fund you to shop with cash up to your approval amount!
Go Shopping With Cash
You are ready to shop for your dream home with your trusted real estate agent! When you find a home you want to make an offer on, your agent will let us know the address, offer price, and desired closing date. We will send you our client agreement with terms for this specific property and get final approval from our approval committee.
Write a Cash Offer
Once you’ve signed our client agreement, your agent will write a cash offer that is 4x more likely to win! We will provide our proof of funds and mission statement. You will pay the earnest money just like a traditional transaction. Your agent will notify us as soon as your winning cash offer is accepted!
Close With Cash
Sign and close the cash financing. Two days before the cash closing you will close on the temporary financing. You will bring the 1% Program Fee, and closing costs to the temporary financing closing. On the date of the cash closing you will bring your downpayment and closing costs and the Cash Buy Signature Program will fund the rest. You can move into your new home!
Close On Mortgage Financing
You and your loan officer finalize your mortgage financing. The Short Term Loan Payoff will include the Short Term Loan interest on the days you have used. If necessary to close your mortgage, an appraisal will happen on the home before you are able to close on your permanent mortgage financing. Enjoy your new home!
*Signature is a short-term loan offered by zavvie Capital Fund 1 LLC, an affiliate of zavvie, NMLS #2461678; Signature is only available in select states and only for primary residence purchases
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