El Observador June 23rd, 2023.

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El Observador was founded in 1980 to serve the informational needs of the Hispanic community in the San Francisco Bay Area with special focus on San Jose, the capital of Silicon Valley. All Rights Reserved. No part of this publication may be transmitted or reproduced by any form or by any means, this includes photo copying, recording or by any informational storage and retrevial systems, electronic or mechanical without express written consent of the publishers. Opinions expressed in El Observador by persons submitting articles are not necessarily the opinions of the publishers.

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José López Zamorano

La Red Hispana

Hacecasi un año, durante la reunión anual de UnidosUS –el más grande grupo de abogacía por los latinos– la primera dama Jill Biden generó una controversia cuando comparó la singularidad de los latinos con los tacos.

Aunque una oportuna disculpa de la Casa Blanca disipó la controversia, la desconexión de Biden con el electorado latino no sólo subsiste, sino existen frescas evidencias de que puede estar deteriorándose, conforme el presidente busca un segundo periodo en la Casa Blanca.

Después de las elecciones intermedias del año pasado, Biden gozaba de la aprobación del 64% de los adultos latinos de Estados Unidos, de acuerdo con un sondeo de UnidosUS, que el mes próximo celebra su asamblea anual en Chicago.

Sin embargo, una nueva encuesta publicada hace unos días por CBS/ YouGov muestra un desplome de la aprobación de Biden. Sólo un 41% aprueba su gestión, lo que representa una caída de 23 puntos porcentuales en sólo unos cuantos meses.

De la misma forma, la desaprobación de Biden entre los latinos es de 59%, es decir, 26 puntos porcentuales más alta que entre los afroamericanos y sólo 5 puntos porcentuales debajo de los blancos no-hispanos.

Seis de cada 10 latinos creen de hecho que Biden no debería reelegirse. La principal razón: No están satisfechos con su desempeño en su primer mandato.

Como era de esperarse, el manejo de la economía es uno de los principales lastres que arrastra Biden cuando busca conectar con la mayoría de la población, pero especialmente con latinos. Un 68 por ciento de los latinos dio calificaciones reprobatorias al presidente en el tema económico, seguido de 67% para blancos-no hispanos. Sólo 42% de los afroamericanos desaprueba la gestión económica del presidente.

Pero en el caso de la comunidad latina, la traducción electoral para Biden es muy clara: en este momento sólo cuatro de cada 10 latinos están convencidos de que apoyaron a un candidato presidencial demócrata; 32% votarían por un republicano y 15% están indecisos.

Tales cifras deberían de encender más de un foco rojo de alarma en el equipo de campaña del presidente, encabezado por Julie Chávez-Rodríguez.

Acaso por ese motivo el presidente Biden inició este mes su campaña de reelección en un puñado de estados con fuertes poblaciones latinas: California, Illinois y Nueva York, además de paradas en Pensilvania y Maryland. Pero con la posible excepción de

Pensilvania, ninguno de esos estados definirá el desenlace de las elecciones del 2024 y el mensaje de logros económicos, legislativos y reducción de la inflación suelen olvidarse a la hora de llenar el tanque de gasolina del auto.

El presidente y los demócratas tienen el reto de conseguir avances económicos concretos que se reflejen en el bolsillo de los votantes y el bienestar de sus familias, o de lo contrario esos votantes no tendrán suficientes razones para darles una segunda oportunidad. Eso lo pasó a George Bush padre y en política, la historia suele repetirse.

José López Zamorano La Red Hispana

Nearly a year ago, during the annual meeting of UnidosUS – the largest Latino advocacy group – First Lady Jill Biden sparked controversy when she compared the uniqueness of Latinos to tacos.

Although a timely apology from the White House dispelled the controversy, Biden's disconnect with the Latino electorate not only persists, but there is fresh evidence that it may be deteriorating, as the president seeks a second term in the White House.

After last year's midterm elections, Biden enjoyed the approval of 64% of Latino adults in the United States, according to a poll by UnidosUS, which next month holds their annual assembly in Chicago.

However, a new poll released a few days ago by CBS/YouGov shows a plummet in Biden's approval rating. Only 41% approve of his management, which represents a drop of 23 percentage points in just a few months.

Similarly, disapproval of Biden among Latinos is 59%, that is, 26 percentage points higher than among AfricanAmericans and only 5 percentage points below non-Hispanic whites. Six out of 10 Latinos actually believe that Biden should not be re-elected. The main reason: They are not satisfied with his performance in his first term.

As expected, managing the economy is one of the main ballasts that Biden drags when he seeks to connect with the majority of the population, but especially with Latinos. 68% of Latinos gave the president failing grades on the economic issue, followed by 67% for non-Hispanic whites. 42% of African Americans disapprove of the president's economic management.

But in the case of the Latino community, the electoral translation for Biden is very clear: at this moment only four out of 10 Latinos are convinced that they would supported a Democratic presidential candidate; 32% would vote for a Republican and 15% are undecided.

Such figures should set off more than one red flag in the president's campaign team, headed by Julie ChávezRodríguez.

Perhaps for that reason, President Biden launched his re-election campaign this month in a handful of states with strong Latino populations: California, Illinois and New York, as well as stops in Pennsylvania and Maryland.

But with the possible exception of Pennsylvania, none of those states will define the outcome of the 2024 elections and the message of economic and legislative achievements and reduction of inflation are often forgotten when it comes to filling the gas tank of the car.

The president and the Democrats have the challenge of achieving concrete economic advances that are reflected in the pockets of the voters and the well-being of their families, or else those voters will not have enough reasons to give them a second chance. That happened to George Bush Sr. and in politics, history often repeats itself.

Photo Credit: The White House

Las vacunas son parte del desarrollo saludable

Al igual que las primeras palabras, las vacunas son una parte importante del desarrollo infantil. Son seguras y protegen a los niños para que crezcan sanos, felices y fuertes.

Hable con el doctor de su hijo sobre las vacunas necesarias este año.

DesarrolloSano.org

SUPPORTING SENIORS IN THE 'NEW NORMAL': TIPS FOR COMBATING SOCIAL ISOLATION AND LONELINESS

APOYAR A LAS PERSONAS MAYORES EN LA 'NUEVA NORMALIDAD': CONSEJOS PARA COMBATIR EL AISLAMIENTO SOCIAL Y LA SOLEDAD

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Formany Americans, life today feels typical - we're back in school, returning to the office and are enjoying our hobbies and social lives. Connecting in-person with friends and family is once again a regular part of our routine.

Unfortunately, seniors (those aged 55+) have been more isolated than younger demographics during the COVID-19 pandemic and beyond. Restricted visitation in assisted and long-term care facilities, lack of community events and lesser access to digital social networks has led to an increased amount of social isolation among the aging population.

Even prior to the pandemic, 1 in 4 senior adults were socially isolated, according to the National Institute on Aging. Then in August 2021 a report published by Centers for Disease Control and Prevention (CDC) found that the prevalence of anxiety symptoms and depression among older adults increased significantly during the pandemic. Now, The Walgreens COVID-19 Pulse Check, a quantitative study commissioned by the healthcare retailer, reveals that an estimated 17 million (42%) of seniors agreed they are less socially active now than they were before the pandemic. Additionally, an estimated 8.2 million (20%) of seniors feel lonelier now than before the pandemic.

Luckily, there are tools caregivers can use to ease the physical and mental effects of social isolation among seniors. Finding safe ways to connect with the elderly and engage them in the latest happenings can do a world of good for those who might be feeling left behind.

Here are some top tips for supporting your aging loved ones in our 'new normal.'

Prioritize connecting consistently

Does the senior in your life know how to video chat? Conversations held face-to-face - even through cell phones - can make a huge difference in decreasing feelings of loneliness. Consider listing out instructions for loved ones to follow so they can practice this skill and 'see' what's going on virtually in your day-to-day life. Do they prefer to connect the old-fashioned way? Set up a weekly phone call or send friendly notes and gifts through the mail. Reminders that they are loved, appreciated and in your thoughts can boost serotonin and help them feel a sense of inclusion. You could also consider local volunteering opportunities in the community to help

create 'in real life' experiences with like-minded seniors. Look online for nearby groups or organizations and offer to be their taxi service to help them get there with confidence.

Encourage shopping with confidence

Part of feeling back in the swing of things is the ability to run errands and take care of day-today tasks. To make seniors feel comfortable when, say, shopping, look to stores that offer safe, accessible ways to make purchases. Trusted healthcare destination Walgreens hosts Seniors Day the first Tuesday of every month where senior shoppers 55 and older and caregivers receive a 20% discount off eligible regular-priced merchandise, including health essentials like Walgreens at-home COVID-19 tests and Free and Pure vitamins and even their favorite snacks and treats! At checkout, seniors should let a team member know they are shopping with the Seniors Day discount to apply the savings. They can also benefit from the discount online all week with code SENIOR20 at checkout (Sunday-Saturday of that week). Whether joining someone on a Seniors Day shopping trip or assisting them with placing an online order, Walgreens enables safe, senior-friendly shopping in a variety of ways.

Create welcoming and safe social spaces

COVID-19, now shifting to an endemic stage in the eyes of the federal U.S. government, is still contagious and can be more dangerous for immunocompromised people like our senior population. Take proactive safety measures to make sure all guests, especially seniors, are comfortable when gathering socially. Hosts should ensure seniors have transportation to and from the event and ask attendees to take an at-home COVID-19 test prior to arrival. Furthermore, seniors and their loved ones should take at-home COVID-19 tests regularly to best maintain a safe 'bubble' for socializing. Walgreens now offers their own at-home COVID-19 test available for purchase at a great everyday value. Be sure to arrange the event space in a way that makes social distancing possible and have hand sanitizer readily available. When possible, consider also offering programming in outdoor or large spaces - gardening or even a stop to a local art museum make for a great, distanced gathering. Just know that the more preparation you do, the more inclined a senior may be to join in on the socializing fun and 'new normal' we are learning to embrace.

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muchos estadounidenses, la vida de hoy se siente típica: estamos de vuelta en la escuela, regresando a la oficina y disfrutando de nuestros pasatiempos y vida social. Conectarse en persona con amigos y familiares vuelve a ser una parte habitual de nuestra rutina.

Desafortunadamente, los adultos mayores (55 años y más) han estado más aislados que los grupos demográficos más jóvenes durante la pandemia de COVID-19 y posterior a eso. Las visitas restringidas a los centros de vida asistida y de cuidado a largo plazo, la falta de eventos comunitarios y el menor acceso a las redes sociales digitales han llevado a un aumento del aislamiento social entre la población de adultos mayores.

Incluso antes de la pandemia, 1 de cada 4 adultos mayores estaba socialmente aislado, de acuerdo con el Instituto Nacional sobre el Envejecimiento. Luego, en agosto de 2021, un informe publicado por los Centros para el Control y la Prevención de Enfermedades (CDC) encontró que la prevalencia de síntomas de ansiedad y depresión entre los adultos mayores aumentó significativamente durante la pandemia. Ahora, The Walgreens COVID-19 Pulse Check (El control del pulso del COVID-19 de Walgreens), un estudio cuantitativo encargado por la compañía minorista de atención médica, revela que aproximadamente 17 millones (42%) de los adultos mayores dijeron que son menos activos socialmente ahora que antes de la pandemia. Además, aproximadamente 8.2 millones (20%) de los adultos mayores se sienten más solos ahora que antes de la pandemia.

Afortunadamente, existen herramientas que los cuidadores pueden utilizar para aliviar los efectos físicos y mentales del aislamiento social entre los adultos mayores. Encontrar formas seguras de conectarse con los adultos mayores y hacerlos partícipes de los últimos acontecimientos y actividades puede significar una mejor calidad de vida para aquellos que se sienten abandonados.

Estos son algunos consejos para apoyar a sus seres queridos mayores en nuestra 'nueva normalidad'.

Priorice la conexión de forma constante

¿El adulto mayor en su vida sabe cómo chatear por video? Las conversaciones cara a cara, incluso a través de teléfonos celulares, pueden marcar una gran diferencia en disminuir los sentimientos de soledad.

Considere hacer una lista con las instrucciones que deben seguir sus seres queridos para que puedan practicar esta habilidad y 'ver' lo que sucede virtualmente en su vida cotidiana. ¿Prefieren conectarse a la antigua? Programe una llamada telefónica semanal o envíe notas amistosas y obsequios por correo. Los recordatorios de que son amados, apreciados y que están en sus pensamientos pueden aumentar la serotonina y ayudarlos a sentir la sensación de inclusión.

También podría considerar oportunidades de voluntariado en la comunidad local para ayudar a crear

experiencias 'en la vida real' con adultos mayores de ideas afines. Busque en línea grupos u organizaciones cercanas y ofrézcase como servicio de taxi para ayudarlos a llegar allí con confianza.

Fomente las compras con confianza

Parte de sentirse de vuelta en el ritmo de los acontecimientos es la capacidad de hacer trámites y encargarse de las tareas diarias. Para que los adultos mayores se sientan cómodos cuando, por ejemplo, van de compras, busque tiendas que ofrezcan formas seguras y accesibles de hacer las compras. Walgreens, destino de la atención médica de confianza, organiza el Día del Adulto Mayor el primer martes de cada mes, donde los compradores mayores de 55 años y los cuidadores reciben un 20% de descuento basado en el precio regular de los productos elegibles, incluidos los artículos esenciales para la salud, como por ejemplo, pruebas de COVID-19 en el hogar y vitaminas Free and Pure de Walgreens ¡e incluso sus bocadillos y golosinas favoritas! Al momento de pagar en caja, los adultos mayores deben informar al miembro del equipo que están comprando con el descuento del Día del Adulto Mayor para recibir el descuento correspondiente. También pueden beneficiarse del descuento en línea toda la semana con el código SENIOR20 al momento de pagar (Domingo a Sábado de esa semana). Ya sea que se una a alguien para una salida de compras en el Día del Adulto Mayor o lo ayude a hacer un pedido en línea, Walgreens permite compras seguras y amigables para los adultos mayores de varias maneras.

Cree espacios sociales acogedores y seguros El COVID-19, que según el gobierno federal de los EE. UU. ahora está cambiando a una etapa endémica, sigue siendo contagioso y puede ser más peligroso para las personas inmunodeprimidas como nuestra población de adultos mayores. Tome medidas de seguridad proactivas para asegurarse de que todos los invitados, especialmente los adultos mayores, se sientan cómodos cuando se reúnan socialmente. Los anfitriones deben asegurarse de que los adultos mayores tengan transporte hacia y desde el evento y pedir a los asistentes que se hagan una prueba de COVID-19 en el hogar antes de la llegada. Además, los adultos mayores y sus seres queridos deben hacerse pruebas de COVID-19 en el hogar con regularidad para mantener una 'burbuja' segura para socializar. Walgreens ahora ofrece su propia prueba de COVID-19 en el hogar disponible para su compra a un buen precio todos los días. Asegúrese de organizar el espacio del evento de manera que sea posible el distanciamiento social y tenga desinfectante para manos disponible. Cuando sea posible, también considere ofrecer programación en espacios grandes o al aire libre; la jardinería o incluso una visita a un museo de arte local son excelentes actividades para reunirse guardando el distanciamiento recomendado. Tenga presente que mientras más preparaciones realice, más inclinado estará el adulto mayor a unirse a la diversión y socializar en la 'nueva normalidad' que estamos aprendiendo a adoptar.

Photo Credit: BPT

Photo Credit: Andrea Piacquadio / Unsplash

Aligual que las primeras palabras y los primeros goles de fútbol, las vacunas son otra parte del crecimiento, ya que ayudan a proteger contra muchas enfermedades prevenibles y graves. Estar al día con la vacunación de rutina también evita retrasos a la hora de inscribir a su hijo en la guardería o la escuela. Hay una serie de vacunas necesarias o recomendadas desde el nacimiento hasta la adolescencia. Este calendario de vacunas es el consenso recomendado por cientos de médicos expertos de todo el país sobre cómo proteger mejor a los niños. Se reexamina cada uno o dos años, a medida que aparecen nuevas enfermedades como el COVID.

¿Por qué ahora?

Las tendencias locales, estatales y nacionales muestran un descenso de las vacunaciones de rutina durante la pandemia. La vacunación es fundamental para el desarrollo saludable de un niño, pero muchos niños no acudieron a las revisiones periódicas con su médico. Algunas familias reconocen dificultades para recibir citas a tiempo. Esto hace que sea más difícil para los padres y cuidadores mantener a los niños al día con las vacunas que necesitan.

"Ya sea para el COVID, la gripe, el sarampión, la tosferina u otras enfermedades, se ha demostrado que estas vacunas son seguras y eficaces", dijo Patricia Cerrato, Gerente del Programa de Inmunización del Departamento de Salud Pública del Condado de Santa Clara. "La vacunación de rutina ayuda a los niños a crecer felices, sanos y fuertes".

Si está pensando: "Mi hijo va muy retrasado", no es demasiado tarde para ponerle al día. De hecho, retrasar las vacunas, espaciarlas, saltarse algunas o hacer una combinación de ambas cosas puede provocar enfermedades. Cada vacuna actúa de forma diferente. Por lo general, la protección tarda unas semanas en desarrollarse tras la vacunación y puede durar meses,

años o incluso toda la vida, dependiendo de la vacuna.

Aquí hay tres cosas que puede hacer aho ra mismo para que su hijo se ponga al día:

1. Hable con el doctor de su hijo sobre las vacunas necesarias para la escuela o guardería.

2. Programe una cita con el doctor de su hijo y ¡no falte! Mantener las citas program adas con regularidad garantiza que su hijo esté al día con las vacunas necesarias para ir a la escuela o a la guardería o para participar en actividades extraescolares, como hacer deporte.

3. Lleve un registro de las vacunas de su hijo. Después de cada cita, pídale al doc tor o a la enfermera de su hijo que anoten las vacunas que ha recibido, junto con la fecha. Es importante que guarde una lista de las vacunas de su hijo en un lugar se guro, junto con su historial médico, donde pueda encontrarlas fácilmente.

¿No tiene seguro médico?

Todas las clínicas comunitarias del con dado de Santa Clara ofrecen vacunas de rutina gratuitas o a bajo costo para los niños. Si necesita ayuda para inscribirse, llame al 866-967-4677 o pase por 770 South Bascom Avenue, San José, CA de lunes a viernes de 8 a.m. a 5 p.m. Los niños en California califican para tener cobertura médica. Si su hijo aún no tiene cobertura médica, inscríbalo en Covered California o puede llamar al 1-888-244-5222 para otros requisitos.

Manténgase informado

Estar al día con la vacunación de rutina protege a los niños, a sus amigos y compañeros de clase, y a la comunidad, de enfermedades prevenibles y graves. Visite DesarrolloSano.org para obtener más información sobre cómo acceder a la atención médica, encontrar los registros de vacunas de su hijo y saber qué vacunas necesita su hijo este año.

SANO, FELIZ Y FUERTE: POR QUÉ LA VACUNACIÓN DE RUTINA ES IMPORTANTE PARA LA SALUD DE SU HIJO

Photo Credit: Santa Clara County Public Health

GRADUATION SEASON IS HERE: TIPS AND RESOURCES TO HELP YOUNG WOMEN BE MORE FINANCIALLY SAVVY

LLEGÓ LA TEMPORADA DE GRADUACIONES: CONSEJOS Y RECURSOS PARA AYUDAR A LAS JÓVENES A SER MÁS INTELIGENTES FINANCIERAMENTE

Whetheryou're graduating from high school or college, chances are you're becoming more independent about handling your own money. While finances can be stressful, they don't always have to be - which is why a new initiative from Secret Deodorant focuses on providing young women with access to free resources to help them kickstart their financial journey. Through this program, Secret has partnered with five highly renowned female finance experts to offer advice about increasing your financial know-how, posting financial literacy discussions on social media through #SecretMoneyMoves to explore the ins and outs of budgeting, negotiating your first salary, understanding your credit score and more.

"Managing your finances can feel overwhelming, especially when you're becoming financially independent for the first time," said Carmen Perez, Founder and CEO of the budgeting app MUCH. "But with access to the right tools, this milestone can be an empowering next step into adulthood."

Here are some tips to help empower you on your journey to financial wellness.

It's all about that budget

Better money management begins with one simple tactic: budgeting. Tracking exactly how much money is coming in (like your paycheck) and how much is going out (everything you're spending) is essential to learning how to decrease debt and start saving.

"It's important to know how much money you're spending every month compared to your monthly paycheck," shares Perez. "If you're spending more than you're bringing home every month, it's time to make a change - or you could end up in debt."

Take a good look at your expenses to see where you could cut back. Which of your costs are essential, like rent, utilities, groceries and debt repayment, and what can you trim (going out to eat, non-essential purchases)? Finding areas where you can cut down on expenses will help ensure that you don't rely on credit cards - which can lead to more expenses when you have to pay the interest.

Some financial experts swear by the 50/30/20 rule: aiming for about 50% toward essential living expenses, 30% for flexible spending (entertainment) and 20% toward goals such as sav-

ings. If you're seeing more than 30% going to entertainment, you may need to cut back.

Start an emergency fund

As soon as you're sure you can keep up with necessary bills and expenses, it's important to get in the savings habit, even if it's a small amount each month. Consider setting up an automatic deposit of a few dollars from each paycheck into a separate savings account - then leave it alone.

If you do have an emergency later (like an unexpected car repair), you'll be glad you have your emergency fund.

Pay down debt more actively

Another goal to work toward is paying down your debt as quickly as possible, to reduce the amount of interest you're paying. Start by paying just a few more dollars than the required minimum payment each month.

There are two schools of thought on paying down debt: one is to identify the credit card or loan charging you the highest interest rate to pay down more aggressively first, which can save you the most money in the long run. Another is to pay toward the smallest debt you owe first, so you'll have the satisfaction of seeing one debt completely paid off sooner - which can inspire you to keep going. Either approach will get you started on the road to better money habits, so pick one and stick to it.

Don't be afraid to talk about money - and get help when needed

While many people are reluctant to talk about money with their friends or family, you can learn a lot from others if you're willing to have an honest discussion. You may also be able to get help from them when you need it, whether in the form of a loan or just some timely advice to help you manage your money better.

"Talking about money may feel uncomfortable at first," added Perez, "but it's a great first step toward feeling more confident about handling your own finances."

Learning how to successfully budget, manage debt and achieve your financial goals is within your grasp. Take control of your financial journey today and visit Secret.com/MoneyMoves to learn more about Secret's financial empowerment initiative, financial experts and how to get access to free educational resources.

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Yasea que se vaya a graduar de la escuela secundaria o de la universidad, lo más probable es que se esté volviendo más independiente en el manejo de su propio dinero. Aunque las finanzas pueden ser estresantes, no siempre tienen porqué serlo. Por eso, una nueva iniciativa del desodorante Secret se centra en proporcionar a las mujeres jóvenes acceso a recursos gratuitos para ayudarlas a iniciar su experiencia financiera. A través de este programa, Secret se asoció con cinco mujeres expertas en finanzas de gran renombre para ofrecer consejos sobre cómo aumentar sus conocimientos financieros, publicando debates sobre educación financiera en las redes sociales a través de #SecretMoneyMoves para explorar los pormenores de la elaboración de presupuestos, la negociación de su primer salario, el conocimiento de su puntaje crediticio y más.

"Gestionar las finanzas puede sentirse abrumador, sobre todo cuando se es independiente financieramente por primera vez", afirma Carmen Pérez, fundadora y directora ejecutiva de la aplicación de elaboración de presupuestos MUCH.

"Pero si se accede a las herramientas adecuadas, este hito puede ser un próximo paso fortalecedor hacia la edad adulta".

Estos son algunos consejos que la ayudarán en su camino hacia el bienestar financiero.

Todo depende del presupuesto

Una mejor gestión del dinero empieza con una táctica sencilla: elaborar un presupuesto. Hacer un seguimiento exacto de cuánto dinero entra (como su sueldo) y cuánto sale (todo lo que gasta) es esencial para aprender a reducir las deudas y empezar a ahorrar.

"Es importante saber cuánto dinero está gastando cada mes en comparación con su sueldo mensual", comparte Pérez. "Si está gastando más de lo que lleva a casa cada mes, es hora de hacer un cambio o podría acabar endeudada".

Analice bien sus gastos para ver dónde puede recortarlos. ¿Cuáles son sus gastos esenciales, como el alquiler, los servicios públicos, la alimentación y el pago de deudas, y cuáles puede recortar (salir a comer, compras no esenciales)?

Encontrar áreas en las que puede recortar gastos la ayudará a no depender de las tarjetas de crédito, lo que puede generar más gastos al tener que pagar los intereses.

Algunos expertos financieros apuestan por la regla 50/30/20: destinar el 50 % a gastos básicos, el 30 % a gastos flexibles (entretenimiento) y el 20

% a objetivos como el ahorro. Si ve que más del 30 % se destina a entretenimiento, es posible que tenga que recortar gastos.

Cree un fondo de emergencia

En cuanto esté segura de que puede estar al día con las facturas y los gastos necesarios, es importante que adquiera el hábito del ahorro, aunque sea una pequeña cantidad cada mes. Considere la posibilidad de hacer un depósito automático de unos cuantos dólares de cada sueldo en una cuenta de ahorros separada y luego déjela como está.

Si más adelante tiene una emergencia (como una reparación inesperada de su auto), se alegrará de tener su fondo de emergencia.

Pague las deudas de forma más activa

Otro objetivo es reducir sus deudas lo antes posible para reducir la cantidad de intereses que paga. Comience pagando solo unos cuantos dólares más que el pago mínimo obligatorio cada mes. Hay dos escuelas de pensamiento sobre el pago de la deuda: una es identificar la tarjeta de crédito o el préstamo que le cobra la tasa de interés más alta para pagarla más activamente primero, lo que puede ahorrarle más dinero a largo plazo. Otra es pagar primero la deuda más pequeña que tenga, de modo que tendrá la satisfacción de ver una deuda completamente saldada antes de tiempo, lo que puede inspirarla a seguir adelante. Cualquiera de los dos enfoques la ayudará a comenzar a mejorar sus hábitos financieros, así que elija uno y aplíquelo.

No tenga miedo de hablar de dinero y pida ayuda cuando la necesite.

Aunque muchas personas son reacias a hablar de dinero con sus amigos o familiares, puede aprender mucho de los demás si está dispuesta a mantener una conversación sincera. También puede obtener ayuda de ellos cuando la necesite, ya sea en forma de préstamo o simplemente algún consejo oportuno que la ayude a gestionar mejor su dinero.

"Hablar de dinero puede resultar incómodo al principio", añade Pérez, "pero es un gran primer paso para sentirse más segura a la hora de manejar sus propias finanzas".

Aprender a elaborar presupuestos, gestionar deudas y alcanzar sus metas financieras está a su alcance. Tome el control de sus finanzas hoy y visite Secret.com/MoneyMoves para obtener más información sobre la iniciativa de empoderamiento financiero de Secret, los expertos financieros y cómo acceder a recursos educativos gratuitos.

Photo Credit: BPT

Photo Credit: RDNE Stock project / Pexels

CA EXPERTS OFFER TIPS TO PREVENT ELDER FINANCIAL ABUSE CA EXPERTOS OFRECEN CONSEJOS PARA PREVENIR ABUSO FINANCIERO A PERSONAS MAYORES

Experts said one in 10 older Americans experiences abuse, neglect or exploitation, and the fastest-growing category is financial abuse.

Rob Bonta, Attorney General, spoke out for World Elder Abuse Awareness Day, observed on Thursday June 15, warning scammers are increasingly effective at separating people from their money. Total losses from financial scams targeting seniors have increased by 84% since 2021.

"Each year, older adults lose nearly $3 billion to financial frauds; call-center fraud, investment scams, romance scams, identity theft, predatory lending, home-improvement and estate-planning scams," Bonta outlined. "The types of scams seem almost endless."

According to the FBI, just last year, more than 11,500 Californians over age 60 were victims of fraud, losing a total of almost $625 million. Some scammers develop friendships with an older person, over the phone or online, for weeks or months before claiming an emergency and pressuring them for money. Others impersonate a family member or government representative.

Luis Campillo, Los Angeles regional director for AARP California, said people can sign up for Fraud Watch alerts to keep up with the latest scams and ways to avoid them.

"The AARP Fraud Watch Network is a free resource for all, you don't have to be a member," Campillo emphasized. "We equip consumers with up-to-date knowledge to spot and avoid scams. And we connect those targeted by scammers

with our fraud helpline specialists, who provide support and guidance on what to do next."

The AARP Fraud Watch Network helpline is 877-908-3360, and the website is aarp. org/fraud.

Comité

Suzanne Potter California News Service

Losexpertos dicen que uno de cada diez estadounidenses adultos mayores experimenta abuso, negligencia o explotación, y la categoría de más rápido crecimiento es el abuso financiero.

INFORME PARA EL PÚBLICO

Año Fiscal 2022 (7/1/2021 – 6/30/2022)

La Medida A del año 2000 es un impuesto de medio centavo sobre las ventas de 30 años, dedicado a las mejoras del transporte público. La medida ordena que un comité de vigilancia independiente revise los gastos de la Medida A del 2000, encargue auditorías y emita informes al público. Este es el Informe del Comité de Vigilancia Ciudadana (CWC, por sus siglas en inglés) de la Medida A del 2000 para el Año Fiscal 2022, el decimosexto año de este programa de 30 años. Después de una revisión cuidadosa, el CWC concluye que para el Año Fiscal 2022, el dinero de los impuestos aprobados por la Medida A del 2000 se gastó de acuerdo con la intención establecida en la medida.

Resumen de los gastos del programa del Año Fiscal 2022:

Para el Día Mundial de Concientización sobre el Abuso hacia Adultos Mayores, celebrado el jueves 15 de junio, el Fiscal General del Estado, Rob Bonta, se pronunció y advirtió que los estafadores son cada vez más efectivos para separar a las personas de su dinero. Las pérdidas totales por estafas financieras dirigidas a personas mayores han aumentado en un 84 % desde 2021.

"Cada año, los adultos mayores pierden casi $ 3.000 millones debido a fraudes financieros: fraude de centros de llamadas, estafas de inversión, estafas románticas, robo de identidad, prestamos abusivos, mejoras para el hogar y estafas de planificación patrimonial. Los tipos de estafas parecen casi infinitos, añadió el Fiscal General Bonta"

Según el FBI, tan solo el año pasado, más de 11.500 californianos mayores de 60 años fueron víctimas de fraude, perdiendo un total de casi $ 625 millones. Algunos estafadores desarrollan amistades con una persona mayor, por teléfono o en línea, durante semanas o meses antes de reclamar una emergencia y presionarlos por dinero. Otros se hacen pasar por un miembro de la familia o un representante del gobierno.

Luis Campillo, director regional de Los Angeles para AARP California, explica que las personas pueden suscribirse a las alertas de Fraud Watch para mantenerse al día con las ultimas estafas y las formas de evitarlas.

*

Los gastos se agruparon por categorías. Los totales y porcentajes pueden no ser precisos debido al redondeo independiente. Los detalles individuales del proyecto están disponibles en la sección de resumen del proyecto del Informe Anual del CWC.

Para obtener más información: vta.org/2000MeasureA

** Incluye servicios profesionales, servicio de la deuda, pago de capital, intereses del bono, etc.

La Asistencia Operativa al Transporte Público equivale al 20.75 % de los ingresos por impuestos sobre las ventas, lo que representa aproximadamente $53,6 millones para el Año Fiscal 2022.

"AARP Fraud Watch Network es un recurso gratuito para todos, no es necesario que sea miembro. Equipamos a los consumidores con conocimientos actualizados para detectar y evitar estafas. Y conectamos a los objetivos de los estafadores con nuestros especialistas de la línea de ayuda contra fraudes, quienes brindan apoyo y orientación sobre qué hacer a continuación," enfatizo además Campillo.

La línea de ayuda de AARP Fraud Watch Network es 877-908-3360.

Suzanne Potter California News Service

Experts warn against wiring money or sending gift cards or cryptocurrency to anyone who makes contact out of the blue to demand a payment. Photo Credit: Butsaya / Adobe Stock

Los expertos advierten contra la transferencia de dinero o el envío de tarjetas de regalo o criptomonedas a cualquiera que se ponga en contacto de la nada para exigir un pago. Photo Credit: Freepik

¿ES LA VIVIENDA UN DERECHO HUMANO? LOS VOTANTES DE CALIFORNIA PODRÍAN DECIDIRLO

Más de 170,000 personas están sin hogar en California. Algunos demócratas quieren que el estado sea el primero de la nación en declarar que la vivienda es un derecho humano, pero a los opositores les preocupa que sea costoso.

Marisa Kendall CalMatters

La vida, la libertad, la búsqueda de la felicidad y… ¿de la vivienda?

Los legisladores de California están tratando de consagrar el derecho a la vivienda en la constitución del estado. Pero ¿qué significa eso exactamente en un estado que carece de los recursos para dar a todos un techo sobre sus cabezas?

Los partidarios dicen que la enmienda constitucional responsabilizaría más a los funcionarios estatales y locales por resolver la crisis de personas sin hogar en California.

“Realmente es una forma de asegurarnos de que los funcionarios electos y el gobierno hagan su trabajo y no sigan fallando tan miserablemente en garantizar el acceso a la vivienda para todos”, dijo el autor de la Enmienda Constitucional 10 de la Asamblea, el demócrata de San Francisco Matt Haney.

Pero el lenguaje de la medida es breve y vago, y no especifica qué implica el derecho a la vivienda o cómo se haría cumplir. A algunos críticos les preocupa que la enmienda no sirva de mucho. Otros temen que haría demasiado, con consecuencias no deseadas.

Si bien varios intentos anteriores de crear un derecho a la vivienda en California fracasaron, este recientemente pasó su primera votación del comité. Incluso si se aprueba, la enmienda propuesta aún necesitaría la aprobación de los votantes de California.

¿Qué haría un derecho a la vivienda?

La enmienda propuesta reconoce el derecho fundamental a una “vivienda adecuada” para todos en California. Los legisladores locales y estatales deben trabajar para cumplir con ese derecho “por todos los medios apropiados”.

Eso es todo. Los funcionarios locales y los tribunales determinarán cómo se ve eso en la práctica y cómo se aplica.

Haney, uno de los pocos legisladores estatales que alquila una casa en lugar de ser propietario, calificó la medida como un “cambio de juego” durante una manifestación reciente frente al Capitolio. Lo respaldaron varias docenas de personas que portaban carteles que decían “La vivienda es un derecho humano” y “Mantenga a las familias en casa”.

Dijo que la enmienda podría influir en las decisiones de planificación local, por ejemplo, al facultar las demandas contra las reglas de zonificación o las decisiones de políticas que restringen el desarrollo de viviendas asequibles. También podría ayudar al estado a hacer cumplir las leyes existentes a favor de la vivienda, dijo.

Según Michael Tubbs, exalcalde de Stockton y ahora asesor del gobernador Gavin Newsom, el derecho a la vivienda también requeriría que el gobierno regulara a los propietarios, potencialmente mediante la promulgación de políticas de control de alquileres o contra el acoso de inquilinos, o garantizando a los inquilinos el derecho a abogado durante los desalojos. También crearía una obligación para el gobierno de presupuestar programas de vivienda, según escribió en un reciente artículo de opinión para CalMatters .

Newsom no ha respaldado la enmienda del derecho a la vivienda.

¿Cuánto le costaría a California el ‘derecho a la vivienda’?

Declarar el derecho a la vivienda no resolvería de inmediato la crisis de personas sin hogar en California, reconoció Haney, ni requeriría que las ciudades proporcionen vivienda a todos o le den derecho a la gente a una vivienda gratuita.

Décadas de subconstrucción han llevado a que los precios de la vivienda se disparen y a que más personas vivan en las calles. El estado necesitaba construir 220,000 viviendas nuevas por año durante dos décadas para satisfacer las necesidades de su población, según estimó el Departamento de Vivienda y Desarrollo Comunitario de California en 2000. El año pasado, el estado agregó solo 113,130. Como resultado, los alquileres son inasequibles para muchos californianos. El alquiler medio de una casa de dos habitaciones en San José, por ejemplo, es de $3,100, según Zillow. Es lo mismo en Los Ángeles.

Ann Owens, profesora de sociología en la Universidad del Sur de California que se especializa en desigualdad social y vivienda, cree que todos tienen derecho a la vivienda. Pero no está segura de cuánto bien hará ponerlo en la constitución del estado.

“Creo que la parte de los recursos es donde el derecho a la vivienda a menudo choca contra un muro”, dijo. “Puedes tener esta enmienda constitucional, pero ¿qué sucede cuando en realidad no tienes el dinero para proporcionarla?”.

En 2020, Newsom vetó un proyecto de ley que habría garantizado el derecho a la vivienda, citando su precio estimado de más de $10 mil millones al año. Un análisis realizado por el Comité de Asignaciones del Senado estableció miles de millones en costos potenciales para que las agencias estatales diseñen programas y conecten a las personas con viviendas y otros servicios.

La enmienda de Haney aún no tiene una es-

timación de costos. California tendría que gastar $8.1 mil millones al año durante los próximos doce años para albergar a todos sus residentes sin hogar, según un análisis de 2022 realizado por la Corporación para Viviendas de Apoyo y la Asociación de Vivienda de California.

Al mismo tiempo, varios legisladores expresaron su preocupación de que el derecho a la vivienda iría demasiado lejos.

El asambleísta Joe Patterson, republicano de Granite Bay, votó en contra de la medida en el comité la semana pasada. Dijo que está “realmente asustado” por el margen de maniobra que tendrían los jueces de California al interpretar el derecho a la vivienda.

Al asambleísta Jesse Gabriel, demócrata de Woodland Hills y abogado, le preocupaba que cada decisión presupuestaria que toma la Legislatura sea objeto de litigio. Si los legisladores asignan dinero a energía limpia o atención médica, preguntó, ¿alguien podría demandar porque ese dinero no se gastó en vivienda?

“La mayor, gran acidez que tengo en este momento tiene que ver con la aplicación e implementación de esto”, dijo, aunque terminó votando a favor de la enmienda.

Haney desestimó el argumento de Gabriel como un “hombre de paja, si es que alguna vez hubo uno”. Pero prometió trabajar con legisladores, expertos constitucionales y líderes de vivienda para abordar las preocupaciones de sus colegas.

La medida fue aprobada por poco por el comité de vivienda de la Asamblea y luego debe liquidar las asignaciones.

Grupos de inquilinos de California respaldan enmienda

Si esta idea llega a la boleta electoral y los votantes la aprueban, California se convertiría en el primer estado de EE.UU. en reconocer legalmente el derecho a la vivienda.

“Sería un gran problema”, dijo Eric Tars, director legal del Centro Nacional de Leyes para

Personas sin Hogar.

No es por falta de intentos que no se haya hecho antes. Los intentos en 2020 y en 2022 de poner el derecho en la constitución estatal fracasaron, ninguno fue escuchado en el comité. Y el alcalde de Sacramento, Darrell Steinberg, propuso el derecho a la vivienda en su ciudad, junto con la obligación de que las personas sin vivienda aceptaran una cama cuando se les ofreciera, pero no llegó muy lejos.

Es probable que la nueva propuesta estatal corra la misma suerte, dijo el consultor político Steven Maviglio, quien se desempeñó como portavoz de la campaña contra la iniciativa de control de alquileres de la Proposición 21 de California en 2020. Es probable que los funcionarios locales se resistan al costo, dijo, al igual que los propietarios individuales. preocupado por las subidas de impuestos.

“No veo que tenga un futuro muy largo”, dijo. Más de 100 grupos de defensa de viviendas e inquilinos y otras organizaciones apoyan la enmienda, que está copatrocinada por Alliance of Californians for Community Empowerment Action, ACLU California Action, Abundant Housing LA y varias otras.

No hay organizaciones registradas que se opongan a la enmienda, pero la Liga de Ciudades de California ha expresado reservas.

“Cal Cities tiene preocupaciones con ACA 10, ya que no incluye la inversión significativa necesaria del estado para impulsar la construcción de viviendas asequibles muy necesarias en todo California”, dijo Jason Rhine, subdirector de asuntos legislativos en un comunicado enviado por correo electrónico.

¿Qué es lo que sigue?

Para llegar a la boleta electoral primaria de marzo de 2024, la enmienda del derecho a la vivienda debe ser aprobada por la Legislatura antes de que cierre la sesión a mediados de septiembre. Para llegar a la boleta electoral de noviembre de 2024, tiene hasta junio de 2024. Necesita dos tercios de los votos en ambas cámaras.

Después de escuchar los comentarios de sus colegas el miércoles, Haney dijo que podría llevar más tiempo que este año aprobar su medida.

“No estoy tratando de apresurar esto solo para forzarlo a votar”, dijo.

Si se aprueba, Haney espera que ayude a personas como Peggy Pleasant, quien habló en la audiencia del comité en nombre de la enmienda. La madre de Los Ángeles perdió su trabajo en 2008 y se quedó sin hogar, durmiendo con su hija en su automóvil hasta que fue embargado. Eventualmente encontró vivienda, pero reconoce que es una de las pocas afortunadas que lo hizo.

“Cuando estás sin hogar, pierdes vivienda, lo que sea, pierdes miembros de la familia”, dijo Pleasant. “Pero pierdes la esperanza. Y cuando pierdes la esperanza, eso te convierte en una persona inadecuada”.

Photo Credit: Freepik

IS HOUSING A HUMAN RIGHT? CALIFORNIA VOTERS COULD DECIDE

More than 170,000 people are homeless in California. Some Democrats want to make the state the nation’s first to declare housing a human right, but opponents worry it would be costly.

Marisa Kendall CalMatters

Life, liberty, the pursuit of happiness and…housing?

California lawmakers are trying to enshrine the right to housing in the state’s constitution. But what exactly does that mean in a state that lacks the resources to give everyone a roof over their heads?

Supporters say the constitutional amendment would hold state and local officials more accountable for solving California’s homelessness crisis.

“It’s really a way to make sure elected officials and the government does its job and doesn’t continue to fail so miserably in ensuring access to housing for all,” said the author of Assembly Constitutional Amendment 10, San Francisco Democrat Matt Haney.

But the language of the measure is brief and vague, and doesn’t specify what a right to housing entails or how it would be enforced. Some critics worry the amendment wouldn’t do much. Others fear it would do too much — with unintended consequences.

While several prior attempts to create a right to housing in California failed, this one recently passed its first committee vote. Even if it passes, the proposed amendment would still need approval from California voters.

What would a right to housing do?

The proposed amendment recognizes the fundamental right to “adequate housing” for everyone in California. Local and state lawmakers must work toward fulfilling that right “by all appropriate means.”

That’s about it. What that looks like in practice and how it is enforced would be hammered out by local officials and the courts.

Haney, one of the few state legislators who rents rather than owns a home, called the measure a “game-changer” during a recent rally in front of the Capitol. He was backed by several dozen people carrying signs that read “Housing is a human right” and “Keep families home.”

He said the amendment could influence local planning decisions, such as by empowering lawsuits against zoning rules or policy decisions that restrict affordable housing development. It could also help the state enforce existing pro-housing laws, he said.

According to Michael Tubbs, former mayor of Stockton and now an adviser to Gov. Gavin Newsom, a right to housing also would require the government to regulate landlords, potentially by enacting rent control or tenant anti-harassment policies, or guaranteeing renters a right to counsel during evictions. It also would create an obligation for the government to budget for housing programs, he wrote in a recent op-ed for CalMatters. Newsom has not endorsed the right to housing amendment. What would a ‘right to housing’ cost California?

Declaring a right to housing wouldn’t immediately solve California’s homelessness crisis, Haney acknowledged, nor would it require cities to provide housing to everyone or entitle people to free housing.

Decades of under-building have led to soaring housing prices and more people living on the streets. The state needed to build 220,000 new homes per year for two decades to meet its population’s needs, California’s Department of Housing and Community Development estimated in 2000. Last year, the state added just 113,130.

As a result, rents are unaffordable for many Californians. The median rent for a two-bedroom home in San Jose, for example, is $3,100, according to Zillow. It’s the same in Los Angeles.

Ann Owens, a sociology professor at the University of Southern California specializing in social inequality and housing, believes everyone has a right to housing. But she’s not sure how much good putting it in the state’s constitution will do.

“The resources part, I think, is where the right to housing often hits a wall,” she said. “You can have this constitutional amendment, but what happens when you don’t actually have the money to provide it?”

In 2020, Newsom vetoed a bill that would have guaranteed a right to housing, citing its estimated price tag of more than $10 billion a year. An analysis by the Senate Appropriations Committee laid out billions in potential costs for state agencies to design programs and connect people with housing and other services. Haney’s amendment doesn’t yet have a cost estimate. California would have to spend $8.1 billion a year for the next dozen years to house all its homeless residents, according to a 2022 analysis by the Corporation for Supportive Housing and the California Housing Partnership.

At the same time, several lawmakers expressed concern that a right to housing would go too far.

Assemblymember Joe Patterson, a Granite Bay Republican,

Por una California saludable

voted against the measure in committee last week. He said he’s “really scared” about the leeway California’s judges would have when interpreting a right to housing.

Assemblymember Jesse Gabriel, a Democrat from Woodland Hills and an attorney, worried it would subject every budget decision the Legislature makes to litigation. If legislators allocate money to clean energy or health care, he asked, could someone sue because that money wasn’t being spent on housing?

“The major, major heartburn I’m having right now is around enforcement and implementation of this,” he said, though he ended up voting for the amendment.

Haney dismissed Gabriel’s argument as a “straw man if there ever was one.” But he promised to work with legislators, constitutional experts and housing leaders to address his colleagues’ concerns.

The measure narrowly passed the Assembly’s housing committee and next must clear appropriations.

California renter groups back amendment

If this idea makes it onto the ballot and voters OK it, California would become the first U.S. state to legally recognize a right to housing.

“It would be a really big deal,” said Eric Tars, legal director for the National Homelessness Law Center.

It’s not for lack of trying that it hasn’t been done before. Attempts in 2020 and in 2022 to put the right in the state constitution both failed – neither was heard in committee. And Sacramento Mayor Darrell Steinberg proposed a right to housing in his city, paired with an obligation for unhoused people to accept a bed when it was offered, but it didn’t get far.

The new state proposal likely will meet the same fate, said political consultant Steven Maviglio, who served as spokesman for the campaign against California’s Proposition 21 rent control initiative in 2020. Local officials likely will balk at the cost, he said, as will individual homeowners worried about tax increases.

“I don’t see it having a very long future,” he said.

More than 100 housing and renter advocacy groups and other organizations support the amendment, which is co-sponsored by the Alliance of Californians for Community Empowerment Action, ACLU California Action, Abundant Housing LA and several others.

No organizations are on the record opposing the amendment, but the League of California Cities has expressed reservations.

“Cal Cities has concerns with ACA 10, as it does not include the significant investment needed from the state to jumpstart the construction of sorely needed affordable housing throughout California,” Jason Rhine, assistant director of legislative affairs said in an emailed statement.

What’s next?

To make it onto the March 2024 primary ballot, the right to housing amendment must pass the Legislature before it adjourns in mid-September. To hit the November 2024 ballot, it has until June 2024. It needs a two-thirds vote in both houses.

After hearing the feedback from his colleagues Wednesday, Haney said it might take longer than this year to pass his measure.

“I’m not trying to rush this just to force it to the ballot,” he said. If it does pass, Haney hopes it will help people like Peggy Pleasant, who spoke at the committee hearing on behalf of the amendment. The Los Angeles mother lost her job in 2008 and became homeless, sleeping with her daughter in her car until it was repossessed. She eventually found housing, but recognizes she’s one of the lucky few who did.

“When you’re homeless, you lose housing, whatever, you lose family members,” Pleasant said. “But you lose your hope. And when you lose your hope, that makes you an inadequate person.”

Este programa fue creado de acuerdo a la ley AB 152 de California y es administrado por la Oficina del Defensor de la Pequeña Empresa de California (CalOSBA, por sus siglas en inglés). Portal de aplicaciones para las solicitudes operado por Lendistry.

Photo Credit: Rawpixel

NOTA PUBLICITARIA DE LA CAMPAÑA DE CONSERVACIÓN

LOS JARDINES HAN EVOLUCIONADO

Despídase de los jardines sedientos y dele la bienvenida a un bello jardín de bajo uso de agua.

jardín de alto consumo de agua en uno de bajo consumo y hacer que su equipo de irrigación sea más eficiente.

¿Sabía que al menos la mitad del agua que se consume en un hogar típico del condado de Santa Clara se usa en el exterior? Podría ahorrar dinero en su factura de agua si transforma su jardín con la ayuda del Programa de Reembolso para jardines de Valley Water (Distrito del Agua del Valle de Santa Clara).

Al caminar por su barrio tal vez haya notado que cada vez hay más casas en el condado de Santa Clara que ya han cambiado sus jardines frontales por hermosos jardines de bajo consumo de agua. Los residentes del condado de Santa Clara están descubriendo los numerosos beneficios de reemplazar jardines con el Programa de Reembolso para jardines del Distrito del Agua del Valle de Santa Clara. ¡De hecho, casi 13,500 residentes y comerciantes ya han participado en el programa!

• Obtenga $200 por cada 100 pies cuadrados de jardín que convierta hasta un máximo de $3,000 para propiedades residenciales y $100,000 para comercios e instituciones. ¡Algunas áreas que comparten costos podrían recibir incluso más!

• Comience el proceso de solicitud en watersavings.org para pedir una preinspección o llámenos al (408) 6302554 para obtener más información.

• Tenga en cuenta que es necesario obtener la aprobación de su solicitud antes de comenzar un proyecto.

Con el verano cada vez más cerca, permítanos ayudarlo a reemplazar su jardín con alto consumo de agua por uno “evolucionado” mediante el uso de plantas nativas de California que toleran las sequías y necesitan menos agua.

¡Un “jardín evolucionado” es funcional, atractivo y fácil de mantener, lo cual no solo lo ayudará a ahorrar dinero, sino que también logrará hacer de la conservación un estilo de vida!

¡Nuestros reembolsos pueden ayudar a hacer el cambio!

CUATRO COSAS QUE CALIFORNIA PUEDE HACER A MEDIDA QUE LAS ASEGURADORAS DE VIVIENDAS SE RETIRAN DEL ESTADO

Después de que el proveedor de seguros de vivienda más grande de California dijera que no emitiría nuevas pólizas, los grupos de consumidores y de la industria de seguros tienen ideas sobre lo que les gustaría que hiciera California. Aquí está el debate sobre cuatro de esas ideas.

Grace Gedye CalMatters

Después de que State Farm declarara a finales de mayo que no vendería ninguna póliza de seguro de hogar nueva en California, las personas que buscaban un seguro nuevo tenían una opción menos. Cuando días después se reveló que Allstate había tomado la misma decisión en silencio el año pasado, los californianos ahora se preguntan: ¿Qué tan malo es esto? ¿Y cómo debe responder el Estado?

La “crisis” en el mercado de seguros de California fue causada por “un enfoque láser solo en la asequibilidad”, dijo Nancy Watkins, directora de Milliman, una firma actuarial, en una audiencia legislativa el miércoles. Las empresas están operando con “herramientas muy rudimentarias” a expensas de la disponibilidad y la confiabilidad, dijo.

Ella dijo que el sistema regulatorio actual es demasiado rígido. “Es como si tuvieras el volante bloqueado, tienes la velocidad fijada en el control de crucero y ahora te encuentras en la Pacific Coast Highway”, dijo. “¿Qué compañía de seguros estaría de acuerdo con eso?”.

Las primas de seguro de vivienda en California son un poco más baratas que el promedio nacional y mucho más bajas que las primas en otros estados propensos a desastres como Florida y Louisiana. Eso sin tener en cuenta el hecho de que California tiene algunas de las viviendas más caras del país.

California todavía tiene alrededor de 115 compañías que ofrecen seguros para el hogar, dijo Michael Soller, comisionado adjunto del departamento de seguros del estado. En cuanto a si es probable que más empresas sigan a State Farm y Allstate, “no creemos que eso suceda”, dijo.

Los grupos de consumidores y de la industria de seguros y otros expertos tienen ideas sobre lo que les gustaría que hiciera California a raíz de las noticias, algunas de las cuales están de acuerdo. Aquí está el debate sobre cuatro de esas ideas.

Exigir a State Farm que siga emitiendo nuevas pólizas

Hay desacuerdo sobre si esta idea, respaldada por el grupo Consumer Watchdog, es legal.

La idea depende de cómo se regulan los precios de los seguros en California. Según las leyes actuales, las compañías de seguros no pueden simplemente cobrar lo que quieran: deben presentar sus tarifas propuestas al departamento de seguros, que respaldan explicando sus costos, pérdidas, ingresos y más proyectados. Los reguladores estatales pueden aprobar las tarifas propuestas por una empresa, o denegarlas, si consideran, por ejemplo, que las tarifas son injustificadamente altas o tan bajas que podrían poner en riesgo las finanzas de la empresa.

Harvey Rosenfield, fundador de Consumer Watchdog, dijo que si una empresa dice de repente que no aceptará la misma cantidad de clientes que había proyectado cuando obtuvo la aprobación del departamento, entonces ha cambiado las suposiciones en las que se basó la aprobación.

“Se otorgaron a sí mismos un aumento de tasa de facto al reducir el riesgo” en un estado

donde eso es ilegal, dijo Rosenfield. El departamento podría emitir un aviso a State Farm, dijo, y decirle a la compañía que necesita seguir vendiendo nuevas pólizas de seguro de vivienda hasta que presente nuevas tarifas y esas tarifas sean aprobadas.

El departamento de seguros disputa que tiene el poder para hacer esto. “Sus reclamos no están respaldados por la ley”, dijo Soller, el comisionado adjunto. “Hay una razón por la que ningún comisionado de seguros lo ha hecho antes”.

Dejar que las compañías de seguros utilicen modelos de catástrofe con visión de futuro

Los tipos de datos y modelos estadísticos que las compañías de seguros pueden usar para fijar precios pueden sonar como una ayuda para dormir por la noche, pero es un tema de animada discusión en los círculos de seguros. Cuando una empresa trata de justificar los cambios de tarifas, debe basarse en pérdidas pasadas para proyectar pérdidas futuras. No puede usar factores como las ubicaciones de las nuevas casas que cubre, ya sea que estén en el centro de San Francisco o en una región vinícola rural, o el mayor riesgo de incendios forestales debido al cambio climático.

“Lo hacemos a la antigua, y necesita ser actualizado”, dijo Rex Frazier, presidente de la Federación de Seguros Personales de California, un grupo de la industria de seguros que cuenta con State Farm como miembro. Apoya el uso de modelos prospectivos, que generalmente son proporcionados por otras empresas privadas. California ya permite que las aseguradoras usen modelos para el seguro contra terremotos.

Si una empresa está tratando de averiguar cuánto debería cobrar por la cobertura contra terremotos, consideraría la proximidad a las líneas de falla, dijo Frazier, pero para el seguro contra incendios forestales, California no hace eso.

“Para incendios forestales simplemente dice ‘Bueno, mirando hacia atrás, ¿cuánto ha pagado en los últimos 20 años por los clientes de incendios forestales?’”, dijo.

Los grupos de consumidores generalmente se

oponen a permitir que las compañías de seguros usen modelos, por temor a que las compañías los usen para justificar aumentos extremos de precios, y que las matemáticas complejas hagan que el escrutinio sea un desafío.

“Son simplemente bolas de cristal muy sofisticadas”, dijo Amy Bach, directora ejecutiva de United Policyholders, un grupo de consumidores. Las empresas de modelos generalmente ven sus modelos como propiedad intelectual, lo que puede representar un desafío para la transparencia. “Nuestro temor es que exageren el riesgo”, dijo Bach.

Aproximadamente una semana y media después del anuncio de State Farm, el departamento de seguros dijo que organizaría un taller público sobre el uso de modelos en la fijación de precios de seguros, antes de considerar las regulaciones. El taller tendrá lugar el 13 de julio .

El miércoles, la comisión de seguros de la Asamblea realizó una audiencia sobre modelos. Cuando un legislador le preguntó si el departamento estaba avanzando hacia la incorporación de modelos de catástrofes, un representante del departamento confirmó que sí.

“Las pérdidas históricas no representan completamente los crecientes riesgos de incendios forestales ni las medidas de mitigación de riesgos tomadas por las comunidades”, dijo Michael Peterson, comisionado adjunto del departamento de seguros, durante la audiencia.

Abordar el costo creciente de los seguros, para las compañías de seguros

Las compañías de seguros son como nosotros: ¡compran seguros! Cuando las compañías de seguros lo compran, se llama “reaseguro”.

El costo del reaseguro ha aumentado drásticamente y State Farm citó “un mercado de reaseguro desafiante” como una de las razones por las que decidió dejar de vender nuevas pólizas de seguro de vivienda en California.

Cuando las compañías de seguros explican sus costos al departamento de seguros como parte del proceso de justificación de sus precios, no se les permite incluir el costo del reaseguro. Históricamente, el departamento no lo ha permitido, dijo Soller, porque no regula el

reaseguro.

“¿Qué se supone que deben hacer las aseguradoras cuando, por un lado, el Departamento de Seguros les dice ‘mantengan su solvencia’ y luego, por otro lado, cuando aumentan sus costos, no pueden cobrar por ello?”, dijo Frazier. Los grupos de la industria de seguros dicen que sería útil si pudieran incorporar el costo del reaseguro en sus precios. Pero los grupos de consumidores dicen que la medida provocaría un aumento de las primas.

“Los californianos verían aumentos masivos de tasas inmediatos, tanto tan pronto como entraran en vigor y en curso”, dijo Carmen Balber, directora ejecutiva de Consumer Watchdog. Un proveedor de reaseguros regulado por California abordaría los problemas que ve en el mercado de reaseguros, dijo Balber, pero eso no existe actualmente.

Reducir el riesgo de desastres

El problema subyacente es que los desastres ocurren en California, a un ritmo cada vez mayor gracias al cambio climático, y que los hogares están en riesgo. Están en medio del bosque, o rodeados de pastizales inflamables, o al borde de acantilados que se espera que se erosionen. Hacer que las casas sean menos propensas a incendiarse, inundarse o derrumbarse sería bueno para los propietarios y también haría que California se sintiera menos riesgosa para las aseguradoras.

No hay escasez de ideas sobre cómo reducir el riesgo, y ha habido acción en este frente en los últimos años. El departamento de seguros, por ejemplo, ha requerido a las compañías de seguros que consideren si los propietarios toman ciertas medidas para proteger sus hogares, como instalar conductos de ventilación resistentes al fuego y limpiar la vegetación debajo de las terrazas, en sus precios.

California ha reservado $2.7 mil millones para la resistencia a los incendios forestales en los últimos tres años, según el departamento de seguros. Cuando el departamento convocó a un grupo de defensores ambientales, investigadores y expertos en políticas públicas y seguros para hacer recomendaciones sobre cómo reducir los riesgos del cambio climático, se les ocurrió una larga lista. Entre las recomendaciones:

• Crear mapas de peligros en todo el estado para que los riesgos futuros sean más claros para el público.

• Aumentar la financiación para la rehabilitación de viviendas

• Y aplicar códigos de construcción resistentes al fuego en áreas con riesgo de incendio de moderado a alto.

Reducir las emisiones de gases de efecto invernadero sería, en última instancia, la mejor manera de reducir el riesgo dijo Alice Hill, presidenta del grupo convocado por el departamento y miembro principal de energía y medio ambiente en el Consejo de Relaciones Exteriores. Pero el mundo se calentará incluso si reducimos las emisiones, dijo, por lo que sigue siendo importante centrarse en dónde y cómo se construyen las casas.

“Eso podría significar no construir en áreas que se están volviendo demasiado riesgosas”, dijo Hill.

Photo Credit: Pixabay

Grace Gedye CalMatters

AfterState Farm declared in late May that it wouldn’t sell any new home insurance policies in California, people shopping around for new insurance had one fewer option. When days later it was revealed that Allstate had quietly made the same decision last year, Californians are now left wondering: How bad is this? And how should the state respond?

The “crisis” in California’s insurance market was caused by “a laser focus only on affordability,” said Nancy Watkins, a principal at Milliman, an actuarial firm, at a legislative hearing on Wednesday. The companies are operating with “very crude tools” at the expense of availability and reliability, she said. She said the current regulatory system is too rigid. “It’s like you’ve got your steering wheel locked straight ahead, you’ve got your speed set on cruise control, and now you find yourself on the Pacific Coast Highway,” she said. “What insurance company would agree to that?”

Home insurance premiums in California are a little cheaper than the national average — and much lower than premiums in other disaster-prone states like Florida and Louisiana. That’s without accounting for the fact that California has some of the most expensive housing in the country.

California still has about 115 companies offering home insurance, said Michael Soller, a deputy commissioner for the state’s insurance department. As for whether more companies are likely to follow State Farm and Allstate, “we don’t think that will happen,” he said.

Consumer and insurance industry groups and other experts have ideas for what they’d like to see California do in the wake of the news — few of which they agree upon. Here’s the debate over four of those ideas.

Require State Farm to keep issuing new policies

There’s disagreement whether this idea, backed by the group Consumer Watchdog, is legal.

The idea hinges on how insurance prices are regulated in California. Under current laws, insurance companies can’t just charge whatever they want: They have to submit their proposed rates to the insurance department, which they back up by ex-

FOUR THINGS CALIFORNIA CAN DO AS HOME INSURERS RETREAT

plaining their projected costs, losses, revenue and more. State regulators can approve a company’s proposed rates, or deny them, if they think, for example, the rates are unjustifiably high, or so low that they could put the company’s finances at risk.

Harvey Rosenfield, founder of Consumer Watchdog, said if a company suddenly says that it’s not going to take the same number of customers that it had projected when it got the department’s approval, then it has changed the assumptions on which the approval was based.

“They granted themselves a de facto rate increase by reducing the risk” in a state where that’s illegal, said Rosenfield. The department could issue a notice to State Farm, he said, and tell the company it needs to keep selling new home insurance policies until it submits new rates and those rates are approved.

The insurance department disputes that it has the power to do this. “Their claims are not supported by law,” said Soller, the deputy commissioner.

“There’s a reason why it hasn’t been done by any insurance commissioner before.”

Let insurance companies use forward-looking catastrophe models

The kinds of data and statistical models insurance companies can use to set prices may sound like a nighttime sleep aid, but it’s a matter of lively discussion in insurance circles.

When a company tries to justify rate changes, it is required to rely on past losses to project future losses. It can’t use

factors like the locations of new homes it is covering — whether they’re in downtown San Francisco or rural wine country — or the increased risk of wildfires due to climate change.

“We do it in a very old-fashioned way, and it needs to be updated,” said Rex Frazier, president of the Personal Insurance Federation of California, an insurance industry group that counts State Farm as a member. He supports the use of forward-looking models, which are generally provided by other private companies. California already permits insurers to use models for earthquake insurance.

If a company is trying to figure out how much it should charge for earthquake coverage, it would look at proximity to fault lines, Frazier said, but for wildfire insurance, California doesn’t do that.

“For wildfire it just says ‘Well, looking backward, what have you paid over the last 20 years for wildfire clients?’” he said.

Consumer groups generally oppose letting insurance

companies use models, fearing that companies will use them to justify extreme price hikes, and that complex math will make scrutiny a challenge.

“They’re just very sophisticated crystal balls,” said Amy Bach, executive director for United Policyholders, a consumer group. Modeling companies generally see their models as intellectual property, which can pose a challenge for transparency. “Our fear is that they overstate risk,” said Bach.

About a week and a half after State Farm’s announcement, the insurance department said it would host a public workshop on the use of models in insurance pricing, ahead of considering regulations. The workshop will take place on July 13.

On Wednesday, the Assembly’s insurance committee held a hearing on models. When asked by a legislator whether the department was moving toward incorporating catastrophe models, a department representative confirmed that it was.

“Historic losses do not fully account for growing wildfire risks, or risk mitigation measures taken by communities,” said Michael Peterson, a deputy commissioner at the insurance department, during the hearing.

Address the increasing cost of insurance — for insurance companies

Insurance companies are just like us: They buy insurance! When insurance companies buy it, it’s called “reinsurance.”

The cost of reinsurance has risen dramatically, and State Farm cited “a challenging reinsurance market” as one of the reasons it decided to stop selling new home insurance policies in California.

When insurance companies explain their costs to the insurance department as part of the process for justifying their prices, they aren’t allowed to include the cost of reinsurance. The department hasn’t historically permitted it, Soller said, because it doesn’t regulate reinsurance.

“What are insurers supposed to do when, on the one hand, the Department of Insurance is telling them ‘maintain your solvency’ and then, on the other hand, when their costs go up, you can’t charge for it,” said Frazier.

Insurance industry groups say it would help if they could incorporate the cost of reinsurance into their prices. But consumer groups say that the move would cause premiums to spike.

“Californians would see immediate massive rate hikes — both as soon as that went into effect and ongoing,” said Carmen Balber executive di-

rector of Consumer Watchdog. A reinsurance provider regulated by California would address problems she sees with the reinsurance market, Balber said, but that doesn’t exist currently.

Reduce the risk of disasters

The underlying problem is that disasters happen in California — at an increasing rate thanks to climate change — and that homes are at risk. They’re in the middle of the woods, or surrounded by flammable grasslands, or on the edge of bluffs that are expected to erode. Making homes less likely to burn, flood or collapse would be good for homeowners and would also make California feel less risky to insurers.

There’s no shortage of ideas for how to reduce risk, and there’s been action on this front in recent years. The insurance department, for example, has required insurance companies to consider whether homeowners take certain steps to protect their homes — like installing fire-resistant vents and clearing out vegetation under decks — in their prices.

California has set aside $2.7 billion for wildfire resilience over the past three years, according to the insurance department. When the department convened a group of environmental advocates, researchers, and public policy and insurance experts to make recommendations on how to reduce the risks of climate change, they came up with a long list. Among the recommendations:

• Create statewide hazard maps so that future risks are more clear to the public

• Increase funding to retrofit homes

• And apply fire-resistant building codes in areas with moderate to higher fire risk. Cutting greenhouse gas emissions would ultimately be the best way to reduce the risk, said Alice Hill, chair of the group convened by the department and a senior fellow for energy and the environment at the Council on Foreign Relations. But the world will get warmer even if we reduce emissions, she said, so focusing on where and how homes are built remains important.

“That could mean not building in areas that are just becoming too risky,” Hill said.

Red Line does not print. It represents the 3” safety area. Please verify critical elements are within the safety area.

After California’s largest home insurance provider said it wouldn’t issue new policies, consumer and insurance industry groups have ideas for what they’d like to see California do. Here’s the debate over four of those ideas.

Photo Credit: Chris Karidis / Unsplash

EARTHTALK Q&A: OUTDATED POWER GRIDS

Dear EarthTalk: How is America's outdated power grid inhibiting efforts to fight climate change? -- Jim S., Milwaukee, WI

Roddy Scheer & Doug Moss EarthTalk

Our outdated power grid is indeed a significant hindrance to efforts to combat climate change. One of the key issues is the grid’s limited capacity to integrate renewable energy sources (solar, wind, etc.), a needed step if we’re to make the transition to a clean energy economy. Today’s grid is made up of a patchwork of local and regional interests often at odds with one another and developed to process locally sourced coal and gas into electricity that rarely gets transported more than a few dozen miles away.

To take full advantage of renewables, these local and regional utilities need to coordinate on the production and placement of thousands of miles of new high voltage transmission lines that could send electricity generated by wind and solar for thousands of miles across multiple grid regions. But without clear financial incentives, utilities aren’t in any rush to pursue such endeavors.

A key challenge of renewable energy generation is its intermittency. Solar and wind power is variable depending on weather conditions, making it essential to have a grid capable of balancing supply and demand in real-time. An outdated grid with limited energy storage capacity and transmission capability can’t effectively manage the fluctuations in renewable energy production. So renewable energy gets wasted while the grid keeps using fossil fuels to meet demand during times of low renewable generation.

Moreover, an outdated power grid falls short in integrating electric vehicles (EVs) into the transportation sector, a crucial component of efforts to reduce greenhouse gas emissions. EV adoption is on the rise, but the existing grid is ill-equipped to support a widespread charging infrastructure. This hinders the growth of the EV market. To fully realize the potential of EVs as a climate solution, a grid must be able to support increased demand from charging stations and manage the associated load fluctuations.

Outdated power grid vulnerabilities are further exacerbated by the increasing frequency and intensity of extreme weather events linked to climate change. Aging infrastructure is more susceptible to damage from storms, hurricanes, and wildfires, resulting in prolonged power outages and disruptions. These events not only have immediate impacts on public safety and health but also impede climate change mitigation efforts by hampering renewable energy generation and slowing down the restoration of power supply.

To address these challenges, significant investments in grid modernization are essential. Upgrading the power grid to a smart grid, equipped with advanced sensors, automation and two-way communication can enhance grid resilience and flexibility. Smart grid technologies enable real-time monitoring and response, optimizing electricity distribution, and facilitating the integration of renewable energy sources. Additionally, expanding energy storage infrastructure, such as battery systems, can help mitigate the intermittency of renewable energy generation and provide backup power during outages.

CONTACTS: Americans for a Clean Energy Grid’s “Our Outdated Grid,” cleanenergygrid.

EARTHTALK Q&A: REDES ELÉCTRICAS OBSOLETAS

está formada por un mosaico de intereses locales y regionales, a menudo enfrentados entre sí y desarrollados para transformar el carbón y el gas de origen local en electricidad que rara vez se transporta a más de unas decenas de kilómetros de distancia.

Para aprovechar al máximo las energías renovables, estas empresas locales y regionales tienen que coordinar la producción y colocación de miles de kilómetros de nuevas líneas de transmisión de alta tensión que podrían enviar la electricidad generada por la eólica y la solar a miles de kilómetros a través de múltiples regiones de la red.

Pero sin incentivos financieros claros, las empresas de servicios públicos no tienen ninguna prisa por emprender tales iniciativas.

org/our-outdated-grid/; Why the U.S. Electric Grid Isn’t Ready for the Energy Transition, nytimes.com/interactive/2023/06/12/climate/uselectric-grid-energy-transition.html.

EarthTalk® is produced by Roddy Scheer & Doug Moss for the 501(c)3 nonprofit EarthTalk. See more at https://emagazine.com. To donate, visit https://earthtalk.org. Send questions to: question@earthtalk.org.

Nuestraanticuada red eléctrica es un obstáculo importante en la lucha contra el cambio climático. Uno de los principales problemas es la limitada capacidad de la red para integrar fuentes de energía renovables (solar, eólica, etc.), un paso necesario si queremos hacer la transición a una economía de energía limpia. La red actual

Uno de los principales problemas de la generación de energía renovable es su intermitencia. La energía solar y eólica varía en función de las condiciones meteorológicas, por lo que es esencial contar con una red capaz de equilibrar la oferta y la demanda en tiempo real. Una red anticuada con una capacidad de almacenamiento de energía y una capacidad de transmisión limitadas no puede gestionar eficazmente las fluctuaciones de la producción de energía renovable. Así que la energía renovable se desperdicia mientras la red sigue utilizando combustibles fósiles para satisfacer la demanda en momentos de baja generación renovable.

Además, una red eléctrica anticuada no puede integrar los vehículos eléctricos (VE) en el sector del transporte, un componente crucial de los esfuerzos por reducir las emisiones de gases de efecto invernadero. La adopción de vehículos eléctricos va en aumento, pero la red actual no está preparada para soportar una infraestructura de recarga generalizada. Esto dificulta el crecimiento del mercado de los vehículos eléctricos. Para aprovechar plenamente el potencial de los vehículos eléctricos como solución climática, la red debe ser capaz de soportar el aumento de la demanda de las estaciones de recarga y gestionar las fluctuaciones de carga asociadas.

Las vulnerabilidades de una red eléctrica obsoleta se ven agravadas por la creciente frecuencia e intensidad de los fenómenos meteorológicos extremos relacionados con el cambio climático. Las infraestructuras obsoletas son más susceptibles a los daños causados por tormentas, huracanes e incendios forestales, lo que provoca cortes e interrupciones prolongados del suministro eléctrico. Estos fenómenos no sólo tienen repercusiones inmediatas en la seguridad y la salud públicas, sino que también obstaculizan los esfuerzos de mitigación del cambio climático al dificultar la generación de energías renovables y ralentizar el restablecimiento del suministro eléctrico.

Para hacer frente a estos retos, es esencial realizar importantes inversiones en la modernización de la red. La modernización de la red eléctrica para convertirla en una red inteligente, equipada con sensores avanzados, automatización y comunicación bidireccional, puede mejorar la resistencia y la flexibilidad de la red. Las tecnologías de red inteligente permiten controlar y responder en tiempo real, optimizar la distribución de electricidad y facilitar la integración de fuentes de energía renovables. Además, la ampliación de la infraestructura de almacenamiento de energía, como los sistemas de baterías, puede ayudar a mitigar la intermitencia de la generación de energía renovable y proporcionar energía de reserva durante los cortes.

CONTACTOS: Americans for a Clean Energy Grid's "Our Outdated Grid", cleanenergygrid.org/ our-outdated-grid/; Why the U.S. Electric Grid Isn't Ready for the Energy Transition, nytimes.com/ interactive/2023/06/12/climate/us-electric-gridenergy-transition.html.

EarthTalk® es producido por Roddy Scheer & Doug Moss para la organización sin fines de lucro 501©3, EarthTalk. Vea más en https://emagazine. com. Para donaciones, visite https//earthtalk.org. Envíe sus preguntas a: question@earthtalk.org.

Roddy Scheer & Doug Moss EarthTalk

Estimado EarthTalk: ¿De qué manera la anticuada red eléctrica de Estados Unidos obstaculiza la lucha contra el cambio climático? -- Jim S., Milwaukee, WI

One issue with our grid is that the transmission lines across the U.S. weren’t designed to carry renewable energy long distances. Photo Credit: Freepik

THE LESHER CENTER FOR THE ARTS PRESENTS “FIESTA CULTURAL”

A

CELEBRATION OF LATIN AMERICAN ARTS & CULTURE

WALNUT

CREEK, CA — A vibrant week-long celebration of Latin American arts and culture comes to the Lesher Center for the Arts with Fiesta Cultural, offering comedy, theatre, visual arts, and a free street fair. All events take place June 20 – 25, 2023 at the Lesher Center for the Arts, 1601 Civic Dr, Walnut Creek. Offerings are: Headliner performances brought to audiences by the Diablo Regional Arts Association, including Latinx comedian Gina Brillon (June 22), legendary jazz musician Arturo Sandoval (June 23), Afro-Mexican fusion music from international sensations Las Cafeteras (June 24), and modern Mariachi Herencia de México (June 25); the Lesher Foundation Newsmakers: Lesher Speaker Series guest Ana Navarro (June 20); Center Repertory Company’s performances of Lin-Manuel Miranda’s hit musical In the Heights (runs through June 24); Bedford Gallery’s exhibition titled About Face (runs through June 25), and a free street fair featuring live music, dance, food, and activities from the diverse cultures of Latin America (June 24).

For tickets and more information, the public may visit www.lesherartscenter.org or call the box office at (925) 943-7469 (open Wed-Sun, 12-6pm).

Fiesta Cultural is proudly supported by an honorary host committee of local community and business leaders, and a steering committee of artists and arts leaders. Sponsors of the festival include Kaiser Permanente, Lesher Foundation, NBC Bay Area, and Telemundo Area de la Bahía 48. The Fiesta Cultural Street Fair is sponsored by Chevron.

“The arts have long been recognized for their power to connect individuals and heal communities,” says Dr. Ken Grullon, Kaiser Permanente Physician-in-Chief in the Diablo Service Area. “At Kaiser Permanente, we know that part of being healthy is balancing everyday demands and doing what makes you happy. I am delighted to be the Honorary Chair of Fiesta Cultural and help bring the diversity of Latin arts to the Diablo Region – there is so much to share!”

Complete Events List

Ana Navarro - 7:30pm, Tuesday, June 20

Fiesta Cultural kicks off with a talk by national political strategist Ana Navarro, political analyst for CNN, CNN en Español, Telemundo, and co-host of ABC’s “The View.” Respected on both sides of the aisle for her straight shooting and candor, Navarro frequently appears on “Meet the Press,” “Bill Maher’s Real Time,” “Anderson Cooper 360,” “The View,” and others. In touch with current hot-button political issues, she offers audiences an insider’s view of national affairs. Navarro has served as the national Hispanic cochair for Governor Jon Huntsman’s 2012 campaign and was the national co-chair of John McCain’s Hispanic Advisory Council in 2008. This appearance is presented by the Lesher Foundation Newsmakers: Lesher Speaker Series in partnership with Los Cenzontles Cultural Arts Academy.

In the Heights - Wednesday through Saturdays, May 27 – June 24

Lesher Center’s professional Center Repertory Company presents the Tony Award-winning musical In the Heights. With music and lyrics by Lin-Manuel Miranda (creator of Hamilton), this vibrant singing/dancing production highlights the diverse Nuyorican community of Washington Heights in NYC, with brilliant choreography and an exuberant score that merges hip-hop, salsa, merengue, and soul.

Gina Brillon – 7:30pm, Thursday, June 22

Laughter is on the bill with an appearance by Latinx actress, comedian, writer, and mom Gina Brillon, star of the Amazon Prime special “Gina Brillon: The Floor is Lava,” winner of the 2021 Gracie Award, and “Easily Offended,” streaming on HBO and HBO Latino. Brillon has appeared on “The View,” “Late Night with Seth Meyers,” “Jimmy Kimmel Live,” “Kevin Can Wait,” and “The Conners.” The first (and only) Latina winner of NBC’s “Stand up for Diversity” Showcase, she is a singer, published writer, and poet whose

FEATURING ARTURO SANDOVAL, ANA NAVARRO, LIN-MANUEL MIRANDA’S “IN THE HEIGHTS,” AND MORE

Las Cafeteras. Photo Credit: Las Cafeteras

Lesher Center’s professional Center Repertory Company presents the Tony Award-winning musical In the Heights. Photo Credit: Kevin Berne Gina Brillon. Photo Credit: David Johnson / Amazon Prime Video

work has appeared in the New York Post and Daily News, among others. Also, the first Latina comedian to be a finalist on “America’s Got Talent,” Brillon is now the co-host and Executive Producer of "The State of: WOMEN," a podcast that explores which U.S. states are getting gender equity right and which are failing –and what listeners can do about it.

Arturo Sandoval – 7:30pm, Friday, June 23

The weekend starts on a jazzy high note with an appearance by Arturo Sandoval, one of the world’s leading performers on jazz trumpet and flugelhorn, as well as a renowned classical artist, pianist, and composer. A protégé of the legendary jazz master Dizzy Gillespie, Sandoval is a 19-time Grammy nominee, recipient of 10 Grammy Awards, 6 Billboard Awards and an Emmy Award (for his compositions for

the HBO film starring Andy Garcia, “For Love or Country” based on Sandoval’s life).

Fiesta Cultural Street Fair – 12pm to 7pm, Saturday, June 24

Saturday afternoon brings the heat with a free street fair offering music, dance, food, activities and more from the diverse cultures of Latin America.

Las Cafeteras – 7:30pm, Saturday, June 24

Lesher Center expects the roof to be raised and the walls to vibrate with the joyous sounds of Las Cafeteras, who have taken the music scene by storm with their sonic explosion of Afro-Mexican rhythms, electronic beats, and powerful rhymes that document stories of a community seeking to “build a world where many worlds fit.” Emerging from East of the

RESTAURANT WEEK

Los Angeles River, Las Cafeteras remixes roots music as modern-day troubadours, honoring the past by using electrifying traditional instrumentation such as the eight-string Jarana, four-string Requinto, Quijada (donkey jawbone) and Tarima (a wooden platform). Las Cafeteras sing in five distinct languages—English, Spanish, Spanglish, Love, and Justice—believing that everyone understands at least one of those languages. International appearances have taken them from Bonnaroo to the Hollywood Bowl, and in performances with Gypsy Kings, Los Lobos, the Los Angeles Philharmonic, and more.

About Face – 1pm to 5pm, Wednesdays

– Sundays through June 25

Visitors can also check out nearly 100 local, national, and international artists who challenge traditional portraiture with

current concepts and perspectives in the Bedford Gallery’s exhibit entitled About Face. This fascinating exhibit highlights contemporary portraits and explores how the genre continually changes and evolves as artists respond to the present moment. The exhibit features rich and compelling work by Latin artists, as well as works from around the world.

Mariachi Herencia de México – 3pm, Sunday, June 25

Fiesta Cultural concludes with Mariachi Herencia de México, a new generation’s take on traditional Mexican music. A recent Latin Grammy nominee, Mariachi Herencia de México has become the voice of a new bicultural generation in the United States, blending the historic traditions of mariachi music with the vibrant sounds of North America in wildly popular albums that top the Latin streaming charts.

JOBS / CLASSIFIEDS / LEGALS

Mabuhay Court, un asequible complejo de apartamentos para personas mayores (55+) en San José, está abriendo su lista de espera. La comunidad incluye aire acondicionado, todas las cocinas eléctricas y terraza/balcón. Esta comunidad residencial ofrece una sala comunitaria con cocina y lavandería, y está convenientemente ubicada junto al Centro Comunitario Northside. Las solicitudes previas para la lista de espera estarán disponibles y se aceptarán a partir del martes 2 de mayo de 2023 a las 9 a. m. hasta el lunes 31 de julio de 2023 a las 5 p. m. Para presentar una solicitud, visite el Portal de Vivienda de San José en: housing. sanjoseca.gov

La oficina está ubicada en 270 E. Empire St. en San José, CA. El horario de atención es de lunes a viernes de 9 a. m. a 5 p. m. Para obtener más información, llame al 408-885-0448. Se aplican restricciones de ingresos, edad y otras. Sección 8 bienvenida. EHO.

INC, 8660 San Ysidro Avenue, #100, Gilroy, CA 95020. The registrant began transacting business under the fictitious business name(s) listed above on 12/20/2014. This filing is refile. Previous #FBN642768. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Justine Overmyer President Lovers Outlet, Inc.

Article/Reg#: 4147402

Third Wave Automation, Inc. in Union City, CA seeks a Director of Product Management to plan, direct & coordinate activities in information systems. WFH, No trvl. Salary: $211,120 - $225,000/ year. Apply via co website: https://tinyurl.com/536afzfj

FICTITIOUS BUSINESS NAME STATEMENT

NO. 695685

The following person(s) is (are) doing business as: KING SERVICES, 2219 Pacina Drive, San Jose, CA 95116, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Mario Mateos Martinez, 2219* Pacina Drive, San Jose, CA 95116. The registrant began transacting business under the fictitious business name(s) listed above on 5/15/23. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Mario Mateos Martinez

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/15/2023.

Regina Alcomendras County Clerk Recorder

By: /s/ Nina Khamphilath, Deputy FBN File No. 695685

June 23, 30, July 7 and 14, 2023

FICTITIOUS

BUSINESS NAME STATEMENT NO. 696480

The following person(s) is (are) doing business as:

PRIMARY HUB ,17976, Navarra Ln, Morgan Hill, CA 95037, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Lester Lin, 17976 Navarra Ln, Morgan Hill, CA 95037. The registrant began transacting business under the fictitious business name(s) listed above on 1/10/2008. This filing is a refile. Previous #FBN634359. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Lester Lin

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/13/2023.

Regina Alcomendras County Clerk Recorder

By: /s/ Corinne Vasquez, Deputy FBN File No. 696480

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME

STATEMENT NO. 696474

The following person(s) is (are) doing business as: AB SPORTSWEAR 5525 Dent Avenue, San Jose, CA 95118, Santa Clara County This business is owned by an individual. The name and residence address of the registrant(s) is (are): Rodrigo Abarca, 5525 Dent Avenue, San Jose, CA 95118. The registrant began transacting business under the fictitious business name(s) listed above on 6/12/2023.

This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Rodrigo Abarca

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/13/2023.

Regina Alcomendras County Clerk Recorder

By: /s/ Elaine Fader, Deputy FBN File No. 696474

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696046

The following person(s) is (are) doing business as: LOVERS OUTLET 8660 San Ysidro Avenue, #100, Gilroy, CA 95020, Santa Clara County. This business is owned by a Corporation. The name and residence address of the registrant(s) is (are): LOVERS OUTLET,

NO. 695854

Above entity was formed in the state of CA This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/26/2023. Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 696046

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696325

The following person(s) is (are) doing business as: THE MAGIC SEWING BY CLARITA, 324 Willow St, San Jose, CA 95119, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Clara Ines Grimaldos, 188 Chalet Avd., San Jose, CA 95127. The registrant began transacting business under the fictitious business name(s) listed above on 6/1/23. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Clara Grimaldo This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/1/2023.

Regina Alcomendras County Clerk Recorder

By: /s/ Elaine Fader, Deputy FBN File No. 696325

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME STATEMENT

The following person(s) is (are) doing business as: ANY TIME IS TACO TIME, INC, 1008 S. 3rd St, San Jose, CA 95112, Santa Clara County. This business is owned by a Corporation. The name and residence address of the registrant(s) is (are): ANY TIME IS TACO TIME, INC., 1008 S. 3RD ST., San Jose, CA 95112. The registrant began transacting business under the fictitious business name(s) listed above on 1/01/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Armando Guevara Zuniga, Owner

Any Time is Taco Time, Inc.

Article/Reg#: 5404622

Above entity was formed in the state of CA This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/19/2023

Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 695854

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696646

The following person(s) is (are) doing business as: ANTOJITOS EL DORON, 360 Senter Road, San Jose, CA 95111, Santa Clara County. This business is owned by a married couple. The name and residence address of the registrant(s) is (are): Miguel Gallegos, 360 Senter Road, San Jose, CA 95111 and Itzel Roman, 360 Senter Road, San Jose, CA 95111. The registrant began transacting business under the fictitious business name(s) listed above on 6/21/23. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Miguel Gallegos

This statement was

filed with the Co. ClerkRecorder of Santa Clara County on 06/21/2023.

Regina Alcomendras County Clerk Recorder

By: /s/ Ronald Reagan, Deputy FBN File No. 696646

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696160

The following person(s) is (are) doing business as: G WEST ROOFING. 5511 Walnut Blossom Drive Apt 16, San Jose, CA 95123, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): MARIO ENRIQUE RAMOS ALBERTO, 5511 Walnut Blossom Drive Apt 16, San Jose, CA 95123. The registrant began transacting business under the fictitious business name(s) listed above on 530/2023/ This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Mario Enrique Ramos Alberto

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/1/2023.

Regina Alcomendras County Clerk Recorder

By: /s/ Corrine Vasquez, Deputy FBN File No. 696160

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME STATEMENT

NO. 696159

The following person(s) is (are) doing business as: MAFII GALORE BEAUTY STUDIO, 130 Stockton Apt 539, San Jose, CA 95126, Santa Clara County. This business is owned by a Limited Liability Company. The name and residence address of the registrant(s) is (are): MAFII GALORE BEAUTY STUDIO LLC, 130 Stockton Apt 539, San Jose, CA 95126. The registrant began transacting business under the fictitious business name(s) listed above on N/A. This filing

is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ ARMEIS MASON Owner MAFII GALORE BEAUTY STUDIO, LLC

Article/Reg#: 202253212367

Above entity was formed in the state of CA

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/16/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Deputy File No. FBN 696159

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696616

The following person(s) is (are) doing business as: LA REINA SOY YO, 1687 Hopkins Drive, San Jose, CA 95122. Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): PULIDO JAVIER, 1687 Hopkins Drive, San Jose, CA 95122. The registrant began transacting business under the fictitious business name(s) listed above on 6/6/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ JAVIER PULIDO

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/21/2023.

Regina Alcomendras County Clerk Recorder

By: /s/ Patty Camarena, Deputy FBN File No. 696616

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696661

The following person(s) is (are) doing business as: CURVY COUTURE STUDIO, 1863 Quinby Road, San Jose 95122. Santa Clara County. This business is owned by an individual. The

name and residence address of the registrant(s) is (are): PULIDO JAVIER, 1687 Hopkins Drive, San Jose, CA 95122. The registrant began transacting business under the fictitious business name(s) listed above on 6/21/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ JAVIER PULIDO

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/21/2023.

Regina Alcomendras County Clerk Recorder

By: /s/ Patty Camarena, Deputy FBN File No. 696661

June 23, 30, July 7 and 14, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695967

The following person(s) is (are) doing business as: QWEEN BLASHES

2778 Chopin Ave, San Jose, CA 95122, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are):

SARAHY PLAZA, AlCalanes Dr, Apartment 1306, Sunnyvale, CA 94086. The registrant began transacting business under the fictitious business name(s) listed above on 5/24/2023. This is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Sarahy Plaza

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/24/2023. Regina Alcomendras County Clerk Recorder

By: /s/ Ronald Regan, Deputy FBN File No. 695967

June 23, 30, July 7 and 14, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME NO. 23CV41295

Superior Court of California, County of Santa Clara-In the matter of

the application of: Denia Maribel Valladares De Pena. INTERESTED

PERSONS: 1. Petitioner(s)

Denia Maribel Valladares De Pena has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Denia Maribel Valladares De Pena to Maribel Denia Peńa and b. Oscar Armando Pena to Oscar Armando Peńa Kawas. 2. THE COURT

ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEAR-

ING: Date: 08/15/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 20, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 23, 30, July 7 and 14, 2023

ORDER TO SHOW

CAUSE FOR CHANGE OF NAME

NO. 23CV414043

Superior Court of California, County of Santa Clara-In the matter of the application of: Alexa Marie Rebong. INTERESTED PERSONS: 1.

Petitioner(s) Alexa Marie Rebong has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a.

Alexa Marie Rebong to Alexa Olivia Marie Rebong Anson. 2. THE

COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 08/15/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

April 13, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 23, 30, July 7 and 14, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME NO. 23CV416970

Superior Court of California, County of Santa Clara-In the matter of the application of: Ofelia Granados. INTERESTED PERSONS:

1. Petitioner(s) Ofelia Granados has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Ofelia Granados to Ofelia Martinez. 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must

appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEAR-

ING: Date: 09/26/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 7, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 23, 30, July 7 and 14, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV416960

Superior Court of California, County of Santa Clara-In the matter of the application of: GIA HOA TRAN. INTERESTED

PERSONS:

1. Petitioner(s)

GIA HOA TRAN has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. GIA HAO TRAN aka HOA GIA TRAN to PRINCETON TRAN. 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING:

Date: 09/26/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at

least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 7, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 23, 30, July 7 and 14, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV417413

14, 2023

Notice of Petition to Administer Estate of REZA ZAMANI Case No. 23PR194931

Apartamentos para personas mayores de bajos ingresos. La lista de espera para Wittenberg Manor II se abrirá el Lunes 6/3/2023 y durará 5 semanas hasta el Viernes 7/4/23.

Durante ese tiempo, Wittenberg Manor II aceptará solicitudes de personas mayores de 62 años que cumplan con las pautas de admisión, así como de adultos con problemas de movilidad, mayores de 18 años, que requieran las características de diseño de los apartamentos accesibles.

Superior Court of California, County of Santa Clara-In the matter of the application of: DIEGO ALVARADO OSEGUERA. INTERESTED PERSONS: 1. Petitioner(s) DIEGO ALVARADO OSEGUERAhas filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. DIEGO ALVARADO to DIEGO ALVARADO OSEGUERA. 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

1.To all heirs, beneficiaries, creditors, contingent creditors, and persons who may be interested in the will or estate, or both, of REZA ZAMANI. 2. A Petition for Probate has been filed by Fereshteh Abdollahi in the Superior Court of California, County of Santa Clara. 3.The Petition for Probate requests that Fereshteh Abdollahi be appointed as personal representative to administer the estate of the decedent. 5. The petition requests authority to administer the estate under the Independent Administer of Estate Act. (This authority will allow the personal representative to take any actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consent to the proposed action.) The independent administration authority will be granted unless an interested person Files and objection to the petition and shows good cause why the court should not grant the authority. 6. A hearing on the petition will be held in this court as follows: August 9, 2023, at 9:01am, Dept. 13, located at 191 North First Street, San Jose, CA 95113. 7

Para solicitar un paquete de solicitud, llame al 510-785-7201 o acérquese a la oficina de Wittenberg Manor II, de 9:00 a. m. a 12:00 p. m. y de 2:00 p. m. a 4:00 p. m., de Lunes a Viernes, en 713 Bartlett Avenida, Hayward, CA 94541. El Miércoles 19 de Abril de 2023, a las 10:00 a. m., en el comedor de Wittenberg Manor II, se llevará a cabo una lotería para la colocación en la lista de espera. Le invitamos a asistir a la lotería, pero no está obligado a asistir. Wittenberg Manor II ofrece igualdad de oportunidades de vivienda.

of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. 9. You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.

855 El Camino Real Ste 13-286, Palo Alto, CA 94301. The registrant began transacting business under the fictitious business name(s) listed above on 04/25/2023.

This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Dan Wu NYQUIST DATA, INC. CEO

Article/Reg#: 4717507

Above entity was formed in the state of CA

CA 95127. The registrant began transacting business under the fictitious business name(s) listed above on 05/01/2004. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Harry Lee Jones

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/12/2023.

Regina Alcomendras, County Clerk Recorder

NOTICE OF HEAR-

ING: Date: 10/03/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 13, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 23, 30, July 7 and

If you object to the granting of this petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. 8. If you are a creditor or contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either:

1) four months from the date of first issuance of letters to a general personal representative as defined in section 58(b) of the California Probate Code, or

2) 60 days from the date of mailing or personal delivery to you

10. Attorney for Petitioner: Shahram Miri 80 Gilman Aveue, Suite 27 Campbell, CA 95008 Telephone: (408)8668382

June 23, 30 and July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696134

The following person(s) is (are) doing business as: NYQUISTAI, 855 El Camino Real Ste 13-286, Palo Alto, CA 94301, Santa Clara County. This business is owned by a corporation. The name and residence address of the registrant(s) is (are): NYQUIST DATA, INC.,

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/31/2023. Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 696134

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695652

The following person(s) is (are) doing business as: QUICK LEARNING SCHOOL, 3885 Lundy Ave, San Jose, CA 95131, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Harry Lee Jones, 14740 Palomino Dr, San Jose,

By: /s/ Patty Camarena, Deputy File No. FBN 695652

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695949

The following person(s) is (are) doing business as: Diegos Distrubuidor, 337 N 19th St, San Jose, CA 95112, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Ranulfo Salome, 887 N 19th St, San Jose, CA 95112. The registrant began transacting business under the fictitious business name(s) listed above on N/A. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant

CLASSIFIEDS / LEGALS

who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Ranulfo Salome

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/23/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Patty Camarena, Deputy File No. FBN 695949

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696446

The following person(s) is (are) doing business as: WHO’S GOT GAME, 243 E. 6th St, Gilroy, CA 95020, Santa Clara County. This business is owned by a corporation. The name and residence address of the registrant(s) is (are): WHO’S GOT GAME INC, 243 E. 6th St, Gilroy, CA 95020. The registrant began transacting business under the fictitious business name(s) listed above on 05/22/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Frankie Martinez WHO’S GOT GAME INC

CFO

Article/Reg#: 5724113

Above entity was formed in the state of CA

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/12/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Corinne Vasquez, Deputy File No. FBN 696446

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696314

The following person(s) is (are) doing business as: Tacos El Milagro, 31 Oak St, San Jose, CA 95110, Santa Clara County. This business is owned by an individual. The name and residence address of

the registrant(s) is (are): Tomas Solis Fernandez, 31 Oak St, San Jose, CA 95110. The registrant began transacting business under the fictitious business name(s) listed above on 06/07/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Tomas Solis

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/07/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 696314

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696295

The following person(s) is (are) doing business as: NEW GENERATION CLEANING SERVICE, 1223 Elvira Ct, San Jose, CA 95122, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Jose De Jesus Flores Uribe, 1223 Elvira Ct, San Jose, CA 95122. The registrant began transacting business under the fictitious business name(s) listed above on 06/06/2023.

This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Jose De Jesus Flores Uribe

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/06/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Nina Khamphilath, Deputy File No. FBN 696295

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695797

The following person(s)

is (are) doing business

as: JOCELYN’S TAX SERVICES, 453 W San Carlos St Suite 116, San Jose, CA 95110, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is

(are): Jocelyn Aurora Cruz, 19140 Stevens Creek Blvd E202, Cupertino, CA 95014. The registrant began transacting business under the fictitious business name(s) listed above on 03/15/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Jocelyn A. Cruz

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/18/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Nina Khamphilath, Deputy File No. FBN 695797

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696413

The following person(s) is (are) doing business

as: ELITE PRO CLEANING SERVICES, 2239

Angela Ct Apt 3, Campbell, CA 95008, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Claudia Avalos Espinosa, 2239 Angela Ct Apt 3, Campbell, CA 95008. The registrant began transacting business under the fictitious business name(s) listed above on 06/09/2023.

This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Claudia Avalos Espinosa

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 06/09/2023. Regina Alcomendras, County Clerk Recorder

File

FBN

FICTITIOUS BUSINESS NAME STATEMENT

NO. 695969

The following person(s) is (are) doing business as: C.P.S. Construction, 420 W 9th St, Gilroy, CA 95020, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Carlos Perez, 420 W 9th St, Gilroy, CA 95020. The registrant began transacting business under the fictitious business name(s) listed above on N/A. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Carlos Perez

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/24/2023. Regina Alcomendras, County Clerk Recorder

By: /s/ Ronald Nguyen, Deputy File No. FBN 695969

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT

NO. 696284

The following person(s) is (are) doing business as: KIKE’S SEAFOOD, 1115 S. Almaden Ave, San Jose, CA 95110, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Jose Enrique Morales Zarate, 1115 S. Almaden Ave, San Jose, CA 95110. The registrant began transacting business under the fictitious business name(s) listed above on 06/06/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Jose Enrique Morales Zarate

This statement was filed with the Co. Clerk-

Recorder of Santa Clara County on 06/06/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 696284

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695895

The following person(s) is (are) doing business as: FIRME SONIDOZ, 2545 Keystone Ave, Santa Clara, CA 95051, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Christian Sanchez, 1125 Starbird Cir Apt 1, San Jose, CA 95117. The registrant began transacting business under the fictitious business name(s) listed above on 05/22/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Christian Sanchez

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/22/2023. Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 695895

June 16, 23, 30, July 7, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME NO. 23CV415230

Superior Court of California, County of Santa Clara-In the matter of the application of: Pearl Lynn Canales INTERESTED PERSONS: 1. Petitioner(s) Pearl Lynn Canales has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Pearl Lynn Canales to Pearl Lynn Santa Cruz-Canales 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name

should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING:

Date: 09/05/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara. May 02, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 16, 23, 30, July 7, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV417338

Superior Court of California, County of Santa Clara-In the matter of the application of: Yi Li INTERESTED PERSONS: 1. Petitioner(s) Yi Li has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Zulco Dream Wright to Zuko Li 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the

petition without a hearing. NOTICE OF HEAR-

ING: Date: 10/03/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 12, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 16, 23, 30, July 7, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV414358

Superior Court of California, County of Santa Clara-In the matter of the application of: Catherine Helvey INTERESTED PERSONS:

1. Petitioner(s) Catherine Helvey has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Catherine Helvey to Cary Helvey

2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEAR-

ING: Date: 08/15/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113.

3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the

county of Santa Clara. Apr 18, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 16, 23, 30, July 7, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV417073

Superior Court of California, County of Santa Clara-In the matter of the application of:

Gabriela Lopez Garza INTERESTED PER-

SONS: 1. Petitioner(s)

Gabriela Lopez Garza has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Gabriela Lopez Garza to Enkidu Lopez Garza 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 10/03/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 08, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 16, 23, 30, July 7, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV416993

Superior Court of California, County of

Santa Clara-In the matter of the application of: Fiapia Oto

Kalati & Tofaagaoalii Fogaolo Kalati INTERESTED PERSONS: 1. Petitioner(s) Fiapia Oto Kalati & Tofaagaoalii

Fogaolo Kalati have filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Fiapia Oto Kalati to Jonathan Christian Kalati b. Tofaagaoalii Fogaolo Kalati to Love Humility

Kalati c. Nedly Kashawn Houston to Keshawn

Jasmine Kalati 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING:

Date: 09/26/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 07, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 16, 23, 30, July 7, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV416960

Superior Court of California, County of Santa Clara-In the matter of the application of: Gia Hoa Tran INTERESTED PER-

SONS: 1. Petitioner(s)

Gia Hoa Tran has filed a petition for Change of

Name with the clerk of this court for a decree changing names as follows: a. Gia Hoa Tran

AKA Hoa Gia Tran to Princeton Tran 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING:

Date: 09/26/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 07, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 16, 23, 30, July 7, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAMENO. 23CV417417

Superior Court of California, County of Santa Clara-In the matter of the application of: Duyen Thien My Nguyen

INTERESTED PER-

SONS: 1. Petitioner(s)

Duyen Thien My Nguyen has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows:

a. Duyen Thien My Nguyen to My Thien Duyen Nguyen

b. Thien My An Nguyen to An Thien My Nguyen

2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause,

if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 10/3/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 13, 2023

Jacqueline M. Arroyo Judge

of the Superior Court

June 16, 23, 30, July 7, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO.

696086

The following person(s) is (are) doing business as: Ryan Senft DDS, 20445 Pacifica Dr Ste B, Cupertino, CA 95014, Santa Clara County. This business is owned by a corporation. The name and residence address of the registrant(s) is (are): Chet L. Jenkins D.D.S. II, Inc., 410 N 44th St Ste 290, Phoenix, AZ 85008. The registrant began transacting business under the fictitious business name(s) listed above on 04/27/2023.

This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Bryan Long

Chet L Jenkins D.D.S. II, Inc.

CFO

Article/Reg#: 5081869

Above entity was formed in the state of CA

This statement was

filed with the Co. ClerkRecorder of Santa Clara County on 05/30/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Nina Khamphilath, Deputy File No. FBN 696086

June 09, 16, 23, 30, 2023

FICTITIOUS BUSINESS NAME STATEMENT

NO. 695977

The following person(s) is (are) doing business as: FILLING CAKE 4501 Snell Ave Apto 1602, San Jose, CA 95136, Santa Clara County This business is owned by an individual. The name and residence address of the registrant(s) is (are): Alejandra Melo, 4501 Snell Ave Apto 1602, San Jose, AZ 95136. The registrant began transacting business under the fictitious business name(s) listed above on 01/01/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Alejandra Melo

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/24/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Nina Khamphilath, Deputy File No. FBN 695977

June 09, 16, 23, 30, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695909

The following person(s) is (are) doing business as: Lucero Cable 193 Stauffer Blvd, San Jose, CA 93125, Santa Clara County. This business is owned by a corporation. The name and residence address of the registrant(s) is (are): Tstream Inc, 1226 Lime Dr, Sunnyvale, CA 94087. The registrant began transacting business under the fictitious business name(s) listed above on 05/22/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A

registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Nabil Tabikh Tstream Inc President

Article/Reg#: 3393119

Above entity was formed in the state of CA

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/22/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Patty Camarena, Deputy File No. FBN 695909

June 09, 16, 23, 30, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696139

The following person(s) is (are) doing business as: Budget Cleaning, 673 Adagio Way, San Jose, CA 95111, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Pilar Maria Castillo, 673 Adagio Way, San Jose, CA 95111. The registrant began transacting business under the fictitious business name(s) listed above on 06/01/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Pilar Castillo

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/31/2023. Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 696139

June 09, 16, 23, 30, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695601

The following person(s) is (are) doing business as: BAYGROWN APPAREL, 2721 Clover Meadow Court, San Jose, CA 95135, Santa Clara County. This business is owned by an individual. The name and residence address

of the registrant(s) is (are): Junaid Ilyas, 2721 Clover Meadow Court, San Jose, CA 95135.

The registrant began transacting business under the fictitious business name(s) listed above on N/A. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Junaid Ilyas

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/10/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 695601

June 09, 16, 23, 30, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695990

The following person(s) is (are) doing business as: Armentas Market, 2590 S bascom Ave, San Jose, CA 95124, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Leticia Moran, 2392 Quinto Way, San Jose, CA 95124. The registrant began transacting business under the fictitious business name(s) listed above on 08/26/2013. This filing is a refile [Change(s) in facts from previous filing] of previous file#: 582165. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Leticia Moran

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/24/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 695990

June 09, 16, 23, 30, 2023

FICTITIOUS BUSINESS NAME STATEMENT

NO. 696123

The following person(s)

is (are) doing business as: Barroco Salon, 1599 Shaw Dr, San Jose, CA 95118, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Maritza Sugry Perez Serratos, 1599 Shaw Dr, San Jose, CA 95118. The registrant began transacting business under the fictitious business name(s) listed above on 09/24/2018. This filing is a refile [Change(s) in facts from previous filing] of previous file #: FBN646726. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Maritza Sugry Perez

Serratos

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/31/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 696123

June 09, 16, 23, 30, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695337

The following person(s) is (are) doing business as: Taqueria El Jefe, 195 E Maude Ave, Sunnvale, CA 94085, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Juan Pablo Rodriguez Dondiego, 1220 Vienna Drive #513, Sunnyvale, CA 94089. The registrant began transacting business under the fictitious business name(s) listed above on 05/03/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Juan Pablo Rodriguez Dondiego

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/03/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 695337

June 09, 16, 23, 30, 2023

STATEMENT OF ABANDONMENT OF USE OF FICTITIOUS BUSINESS NAME

NO. 696126

The following person(s) has / have abandoned the use of the fictitious business name(s): My Craftish Space, 371 Vale Dr, San Jose CA, 95123. Filed in Santa Clara County on 03/21/2022 under file no. FBN683359. Anna Gronkowska, 371 Vale Dr, San Jose, CA 95123. This business was conducted by: an individual. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Anna Gronkowska

This statement was filed with the Co. Clerk Recorder of Santa Clara County on 05/31/2023. Regina Alcomendras, County Clerk Recorder

By: /s/ Nina Khamphilath, Deputy File No. FBN696126

June 09, 16, 23, 30, 2023

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME NO. 23CV410076

Superior Court of California, County of Santa Clara-In the matter of the application of: Maria Alice Miranda Silva INTERESTED PERSONS:

1. Petitioner(s) Maria Alice Miranda Silva has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Maria Alice Miranda Silva AKA Maria A. Silva AKA Alice Silva AKA Maria Silva to Maria-Alice Miranda Silva 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must

CLASSIFIEDS / LEGALS

file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 07/25/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

May 23, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 09, 16, 23, 30, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME NO. 23CV416835

Superior Court of California, County of Santa Clara-In the matter of the application of: MarJean Celeste Diaz Becerril INTERESTED PERSONS: 1.

Petitioner(s) MarJean

Celeste Diaz Becerril has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a.

MarJean Celeste Diaz Becerril to MarJean Ce-

leste Sanchez Becerril

b. Dominic Emiliano

Diaz Becerril to Dominic

Emiliano Diaz Sanchez

2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written ob-

jection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING:

Date: 09/26/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

June 02, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 09, 16, 23, 30, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV416273 Superior Court of California, County of Santa Clara-In the matter of the application of: Ruiwen Su INTERESTED PERSONS: 1. Petitioner(s) Ruiwen Su has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Hengyi Henry Yuan to (f) Henry Hengyi (m) Su (l) Yuan 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 09/12/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition

in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

May 22, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 09, 16, 23, 30, 2023

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV416487

Superior Court of California, County of Santa Clara-In the matter of the application of: Angelina Eilie Andrei INTERESTED PER-

SONS: 1. Petitioner(s) Angelina Eilie Andrei, aka: Lina Eilia Serhan, aka: Lina Eilia has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Angelina Eilie Andrei aka: Lina Eilia Serhan aka: Lina Eilia to Linna Ellenna Cerrachi Eliea. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEAR-

ING: Date: 7/11/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara. May 30, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 09, 16, 23, 30, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV416696

Superior Court of California, County of Santa Clara-In the matter of the application of: Raul Pena De La Torre and Nancy J. Quintero, on behalf of Iker Leonel Quintero Andrade, a minor INTERESTED PERSONS:

1. Petitioner(s) Raul Pena De La Torre and Nancy J. Quintero, on behalf of Iker Leonel Quinter Andrade, a minor have filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Iker Leonel Quintero Andrade to Iker Leonel Pena-Quintero 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 09/19/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

May 06, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 09, 16, 23, 30, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV416813

Superior Court of California, County of

Santa Clara-In the matter of the application of: Meigiu Pang INTERESTED PERSONS: 1. Petitioner(s)

Meigiu Pang has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Kaiyuan Du to Kaiyuan Li 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING:

Date: 09/26/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara. June 01, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 09, 16, 23, 30, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV416013

Superior Court of California, County of Santa Clara-In the matter of the application of: Magdalena Tamayo-Govea INTERESTED PERSONS:

1. Petitioner(s) Magdalena Tamayo-Govea has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Aleksander D’Silva Mejia-Tamayo to Aleksander Tamayo 2. THE COURT ORDERS that

all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 09/12/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara. May 18, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 09, 16, 23, 30, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV416807

Superior Court of California, County of Santa Clara-In the matter of the application of: Olga Arkhangelskaya INTERESTED PERSONS: 1. Petitioner(s)

Olga Arkhangelskaya has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Olga Arkhangelskaya to Angelina Olga Arkhangelskaya 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least

two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING:

Date: 09/26/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara. June 01, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 09, 16, 23, 30, 2023

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME NO. 23CV410634

Superior Court of California, County of Santa Clara-In the matter of the application of: Ruby Lara INTERESTED PERSONS: 1. Petitioner(s) Ruby Lara has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Ruby Naranjo Moreno to Ruby Moreno b. Rebekan Elisha Gonzalez Moreno to Rebekah Elisha Moreno 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 07/18/2023 at

8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara. June 05, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 09, 16, 23, 30, 2023

NOTICE OF DEATH OF

Edward Lewis Enners

To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both of Edward Lewis Enners, who was a resident of Santa Clara County, State of California, and died on April 4, 2023, in the City of Hollister, County of Benito, State of California.

IF YOU ARE A CREDITOR or a contingent creditor of the deceased, you must file your claim within four months from the date of first publication with the DERMER LAW FIRM, 5448 Thornwood Drive, Suite 200, San Jose, California 95123 (408) 395-5111

Joseph D. Dermer, Esq. DERMER LAW FIRM 5448 Thornwood Drive, Ste 200 San Jose, CA 95123 Tel (408) 395-5111 Fax (408) 354-2797

June 09, 16, 23, 30, 2023

NOTICE OF DEATH OF Tillie

Z. Sheppard

To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both of Tillie Z. Sheppard who was a resident of Santa Clara County, State of California, and died on April 26, 2023, in the City of San Jose, County of Clara, State of California.

IF YOU ARE A CREDITOR or a contingent creditor of the de-

ceased, you must file your claim within four months from the date of first publication with the DERMER LAW FIRM, 5448 Thornwood Drive, Suite 200, San Jose, California 95123 (408) 395-5111

Joseph D. Dermer, Esq. DERMER LAW FIRM

5448 Thornwood Drive, Ste 200 San Jose, CA 95123 Tel (408) 395-5111

Fax (408) 354-2797

June 09, 16, 23, 30, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 695866

The following person(s) is (are) doing business

as: Linaua more! 4400

The Woods Drive Apt 1633, San Jose, CA 95136, Santa Clara County. This business is owned by a limited liability company. The name and residence address of the registrant(s) is (are): Linaua more! LLC, 4400 The Woods Drive Apt 1633, San Jose, CA 95136. The registrant began transacting business under the fictitious business name(s) listed above on N/A. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Miuatta Gusau Linaua more! LLC

Owner Article/Reg#:

2022507110291

Above entity was formed in the state of CA

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/19/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 695866

June 02, 09, 16, 23, 2023

FICTITIOUS BUSINESS NAME

STATEMENT NO. 696005

The following person(s) is (are) doing business as: JMCS Janitorial, 1587 Leeward Dr, San Jose, CA 95122, Santa Clara County. This

business is owned by a married couple. The name and residence address of the registrant(s) is (are): Ricardo Miranda, 1587 Leeward Dr, San Jose, CA 95122. Mary Miranda, 1587 Leeward Dr, San Jose, CA 95122. The registrant began transacting business under the fictitious business name(s) listed above on 01/18/1992. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ RLM

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/25/2023. Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 696005

June 02, 09, 16, 23, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO. 696058

The following person(s) is (are) doing business as: CITY AUTO, 1150 Saratoga Ave, San Jose, CA 95129, Santa Clara County. This business is owned by a general partnership. The name and residence address of the registrant(s) is (are): Abdallah Yousef Owda, 150 Saratoga Ave, San Jose, CA 95129.

Answer Dyab Allan, 1150 Saratoga Ave, San Jose, CA 95129. The registrant began transacting business under the fictitious business name(s) listed above on 05/30/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Abdallah Owda

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/30/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Patty Camarena, Deputy File No. FBN 696058

June 02, 09, 16, 23, 2023

FICTITIOUS BUSINESS NAME STATEMENT NO.

695950

The following person(s) is (are) doing business as: LIQUID THERAPY, 2954 Warrington Ave, San Jose, CA 95127, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Marvin Ramiro Salgado, 2954 Warrington Ave, San Jose, CA 95127. The registrant began transacting business under the fictitious business name(s) listed above on 05/23/2023. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Marvin Salgado

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/23/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Patty Camarena, Deputy File No. FBN 695950

June 02, 09, 16, 23, 2023

FICTITIOUS BUSINESS NAME STATEMENT

NO. 695613

The following person(s) is (are) doing business as: ADM Electric, 531 Page St, San Jose, CA 95126, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Agustin Arturo Marquez Miranda, 531 Page St, San Jose, CA 95126. The registrant began transacting business under the fictitious business name(s) listed above on 05/08/2023.

This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Agustin Arturo Marquez Miranda

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/11/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Corinne Vasquez, Deputy File No. FBN 695613

June 02, 09, 16, 23, 2023

FICTITIOUS BUSINESS NAME STATEMENT

NO. 695887

The following person(s) is (are) doing business as: TACOS EL VIEJON, 876 The Alameda, San Jose, CA 95126, Santa Clara County. This business is owned by an individual. The name and residence address of the registrant(s) is (are): Nohe Rodriguez, 517 Chiechi Ave Apt 2, San Jose, CA 95126. The registrant began transacting business under the fictitious business name(s) listed above on N/A. This filing is a first filing. “I declare that all information in this statement is true and correct.” (A registrant who declares as true information which he or she knows to be false is guilty of a crime.)

/s/ Nohe Rodriguez

This statement was filed with the Co. ClerkRecorder of Santa Clara County on 05/22/2023.

Regina Alcomendras, County Clerk Recorder

By: /s/ Elaine Fader, Deputy File No. FBN 695887

June 02, 09, 16, 23, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME NO. 23CV415793

Superior Court of California, County of Santa Clara-In the matter of the application of: Prasanna Madipalli INTERESTED PERSONS:

1. Petitioner(s) Prasanna Madipalli has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Prasanna Madipalli to Prasanna Rao Sriadhibhatia 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes

described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 09/12/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara. May 12, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 02, 09, 16, 23, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME NO. 23CV416018 Superior Court of California, County of Santa Clara-In the matter of the application of: Magdalena TamayoGovea INTERESTED

PERSONS: 1. Petitioner(s) Magdalena Tamayo-Govea has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Aleksander D’Silva Mejia-Tamayo b. Aleksander Tamayo 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant

the petition without a hearing. NOTICE OF HEARING: Date: 09/12/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara. May 18, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 02, 09, 16, 23, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME NO. 23CV416273 Superior Court of California, County of Santa Clara-In the matter of the application of: Ruiwen Su INTERESTED PERSONS: 1.

Petitioner(s) Ruiwen Su has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Hengyi Henry Yuan to (f) Henry Hengyi (m) Su (l)Yuan 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 09/12/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a

newspaper of general circulation, printed in the county of Santa Clara.

May 22, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 02, 09, 16, 23, 2023

ORDER TO SHOW CAUSE FOR CHANGE OF NAME

NO. 23CV413570

Superior Court of California, County of Santa Clara-In the matter of the application of: Anyy Hernandez and Gabriel Hernandez INTERESTED PERSONS:

1. Petitioner(s) Amy Hernandez and Gabriel Hernandez has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Camila Beatriz Aviles to Camila Beatriz De La Rosa 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING: Date: 08/01/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara. Apr 05, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 02, 09, 16, 23, 2023

ORDER TO SHOW CAUSE FOR CHANGE

OF NAME

NO. 23CV414543

Superior Court of California, County of Santa Clara-In the matter of the application of: Gwenaver Lalas Datuin

INTERESTED PER-

SONS: 1. Petitioner(s) Gwenaver Lalas Datuin has filed a petition for Change of Name with the clerk of this court for a decree changing names as follows: a. Gwenaver Lalas Datuin to Gwenavere Lalas Datuin 2. THE COURT ORDERS that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

NOTICE OF HEARING:

Date: 08/22/2023 at 8:45 am, Probate Dept., located at 191 N. First Street, San Jose, CA 95113. 3. A copy of the Order to Show cause shall be published at least once a week for four successive weeks prior to the date set for hearing on the petition in El Observador, a newspaper of general circulation, printed in the county of Santa Clara.

Apr 21, 2023

Jacqueline M. Arroyo Judge of the Superior Court

June 02, 09, 16, 23, 2023

HOW TO SUPPORT THE LGBTQ+ COMMUNITY AND WHAT IT MEANS TO BE AN ALLY

Diana Navarrete La Red Hispana

PrideMonth is a time when members of the LGBTQ+ community come together to celebrate and affirm their identity. Also, it is a time to recognize the impact and historical importance of this community. Here we tell you how to support and celebrate Pride Month in the United States. Originally, this month was chosen to commemorate the June 1969 Stonewall uprising in New York City, a pivotal event that launched the modern gay rights movement. While Pride Month is open to allies, it's important to note that it's also a time to show support, watch, listen, and educate yourself about the experiences and challenges that the LGBTQ+ community faces. What does it mean to be an ally of the LGTBQ+ community?

Being an ally involves much more than just having queer friends. Being an ally means taking concrete actions. It means being informed about current issues and events related to the LGBTQ+ community.

Allies speak up and support equality by fighting for and voting for policies that protect LGBTQ+ people from discrimination. It also involves understanding one's own privilege and using influence to build a world where all people can be authentic and

accepted. Being an ally means listening to community members and recognizing that support doesn't end once June ends.

How you can support the LGTBQ+ community

1. Educate yourself and others

Education is essential to foster understanding and respect for the LGBTQ+ community. Spend time learning about different gender identities and sexual orientations, as well as the challenges and discrimination LGBTQ+ people face. Share this information with your family, friends and colleagues to promote awareness and combat harmful stereotypes.

2. Support and donate to LGBTQ+ organizations

There are numerous organizations in the United States that work hard to promote the rights and well-being of the LGBTQ+ community. Consider donating your time, money, or resources to these organizations. Supporting them contributes directly to their efforts to provide support services, counseling, legal resources, and educational programs. It is one of the best ways to celebrate Pride Month.

3. Become an active ally

Being an ally means being present and engaged in the fight for LGBTQ+ equality. Make sure your words and actions reflect your support. Interact with LGBTQ+ people in a respectful way and try to understand their experiences. Don't be afraid to challenge homophobic and transphobic comments or behavior when you hear them. By doing so, you will help create a safe and welcoming environment for the LGBTQ+

community.

4. Support inclusive companies and brands

Choose to support companies and brands that have inclusive and respectful policies towards the LGBTQ+ community. Find out if these companies have fair labor practices and diversity programs. Purchasing products or using services from businesses that support LGBTQ+ equality not only contributes to their success, but also sends a clear message of support to the community.

5. Participate in pride events and marches

How to celebrate Pride Month? The month of June is filled with events, parades, and marches across the United States. Join these celebrations and show your support. Participating in pride events is a powerful way to show solidarity and visibility to the LGBTQ+ community. Additionally, these events are often safe and joyful spaces where you can learn more about the experiences of LGBTQ+ people and connect with others who share your values.

• LGTBQ+ organizations you can support in the United States

• Latino Equality Alliance: The Latino Equality Alliance focuses on the leadership development and academic success

Photo Credit: Unsplash

of Latinx LGBTQ+ youth and families. Visit their website at somoslea.org.

• Rainbow Railroad: Rainbow Railroad is a global nonprofit organization that provides relief and emergency relocation to LGBTQI+ people facing persecution because of their sexual orientation, gender identity, or sex characteristics. Learn more at rainbowrailroad.org.

• Out & Equal: is a non-profit organization that works for LGBTQ+ equality in the workplace. Learn more about their efforts at outandequal.org.

• ÁGUILAS: Based in San Francisco, it is dedicated to creating a supportive and culturally sensitive environment for gay/bisexual Latinos. Visit their website at sfaguilas. org.

• Audre Lorde Project: This organization in New York focuses on community organizing for lesbian, gay, bisexual, nonconforming people of color, and two spirits. Learn more at alp.org.

• Trans Justice Funding Project: This community funding initiative supports trans justice groups led by trans people in the United States and its territories. Learn more at transjusticefundingproject.org.

Mental health resources for the LGTBQ+ community in the United States

These mental health resources provide support and assistance to LGBTQ+ people and those facing emotional or mental health crises. If you need to talk to someone or get help, don't hesitate to contact these hotlines. Remember that there is always support available to you.

• Trans Life Line: Call 877-5658860.

• National LGBTQ Hotline: Call 888-843-4564.

• Crisis Text Line: Text “LGBTQ” to 741741.

• Sage LGBTQ Senior Hotline: Call 877-360-5428.

• Project Trevor Talk Line: Call 866-488-7386.

• Steve Fund Crisis Text Line: Text “STEVE” to 741741.

• Project Trevor Text Line: Text “START” to 678678.

• National LGBT Youth Conversation Line: Call al 800-246-7743.

National Suicide Prevention Lifeline: Call800-273-8255 or 988.

CÓMO APOYAR A LA COMUNIDAD LGBTQ+ Y QUÉ SIGNIFICA SER UN ALIADO

Diana Navarrete

La Red Hispana

ElMes del Orgullo es un período en el que los miembros de la comunidad LGBTQ+ se unen para celebrar y afirmar su identidad. Además, es un momento para reconocer el impacto y la importancia histórica de esta comunidad. Aquí te contamos cómo apoyar y cómo celebrar el Mes del Orgullo en los Estados Unidos.

Originalmente, se eligió este mes para conmemorar el levantamiento de Stonewall en junio de 1969 en la ciudad de Nueva York, un evento crucial que impulsó el movimiento moderno por los derechos de las personas homosexuales. Aunque el Mes del Orgullo está abierto a los aliados, es importante destacar que también es un momento para mostrar apoyo, observar, escuchar y educarse sobre las experiencias y desafíos que enfrenta la comunidad LGBTQ+.

¿Qué significa ser un aliado de la comunidad LGTBQ+?

Ser un aliado implica mucho más que simplemente tener amigos queer. Ser un aliado implica tomar acciones concretas. Significa estar informado acerca de los temas y eventos actuales relacionados con la comunidad LGBTQ+.

Los aliados hablan y respaldan la igualdad al luchar y votar por políticas que protejan a las personas LGBTQ+ de la discriminación. También implica comprender el propio privilegio y utilizar la influencia para construir un mundo en el que todas las personas puedan ser auténticas y aceptadas. Ser un aliado significa escuchar a los miembros de la comunidad y reconocer que el apoyo no termina una vez que finaliza el mes de junio.

Cómo puedes apoyar a la comunidad LGTBQ+

1. Edúcate a ti mismo y a los demás

La educación es fundamental para fomentar la comprensión y el respeto hacia la comunidad LGBTQ+. Dedica tiempo a informarte sobre las distintas identidades de género y orientaciones sexuales, así como los

desafíos y la discriminación que enfrentan las personas LGBTQ+. Comparte esta información con tu familia, amigos y colegas para promover la conciencia y combatir los estereotipos dañinos.

2. Apoya y dona a organizaciones LGBTQ+

Hay numerosas organizaciones en Estados Unidos que trabajan arduamente para promover los derechos y el bienestar de la comunidad LGBTQ+. Considera donar tu tiempo, dinero o recursos a estas organizaciones. Apoyarlas contribuye directamente a sus esfuerzos para brindar servicios de apoyo, asesoramiento, recursos legales y programas educativos. Es una de las mejores maneras de celebrar el Mes del Orgullo.

3. Conviértete en un aliado activo

Ser un aliado significa estar presente y comprometido en la lucha por la igualdad LGBTQ+. Asegúrate de que tus palabras y acciones reflejen tu apoyo. Interactúa con las personas LGBTQ+ de manera respetuosa y trata de entender sus experiencias. No temas desafiar los comentarios o comportamientos homofóbicos y transfóbicos cuando los escuches. Al hacerlo, ayudarás a crear un entorno seguro y acogedor para la comunidad LGBTQ+.

4. Apoya empresas y marcas inclusivas

Elige apoyar a empresas y marcas que tienen políticas inclusivas y respetuosas hacia la comunidad LGBTQ+. Investiga si estas empresas tienen prácticas laborales justas y programas de di-

nización sin fines de lucro que trabaja por la igualdad LGBTQ+ en el lugar de trabajo. Conoce más sobre sus esfuerzos en outandequal.org.

• ÁGUILAS: Con sede en San Francisco, se dedica a crear un entorno solidario y culturalmente sensible para latinos gay/ bisexuales. Visita su sitio web en sfaguilas.org.

versidad. Comprar productos o utilizar servicios de negocios que respalden la igualdad LGBTQ+ no solo contribuye a su éxito, sino que también envía un mensaje claro de apoyo a la comunidad.

5. Participa en eventos y marchas del orgullo

¿Cómo celebrar el Mes del Orgullo? El mes de junio está lleno de eventos, desfiles y marchas en todo Estados Unidos. Únete a estas celebraciones y muestra tu apoyo. Participar en eventos del orgullo es una manera poderosa de mostrar solidaridad y visibilidad a la comunidad LGBTQ+. Además, estos eventos suelen ser espacios seguros y alegres donde puedes aprender más sobre las experiencias de las personas LGBTQ+ y conectarte con otras personas que comparten tus valores.

Organizaciones LGTBQ+ que puedes apoyar en Estados Unidos

• Alianza Latina por la Igualdad: La Alianza Latina por la Igualdad se centra en el desarrollo del liderazgo y el éxito académico de jóvenes y familias Latinx LGBTQ+. Visita su sitio web en somoslea.org.

• Ferrocarril del Arco Iris: Rainbow Railroad es una organización sin fines de lucro a nivel mundial que brinda ayuda y reubicación de emergencia a personas LGBTQI+ que enfrentan persecución debido a su orientación sexual, identidad de género o características sexuales. Obtén más información en rainbowrailroad.org.

• Out & Equal: Es una orga-

• El Proyecto Audre Lorde: Esta organización en Nueva York se enfoca en la organización comunitaria de lesbianas, gays, bisexuales, personas de color no conformes y de dos espíritus. Obtén más información en alp. org.

• Proyecto de Financiamiento de Justicia Trans: Esta iniciativa de financiamiento comunitario apoya a grupos de justicia trans dirigidos por personas trans en los Estados Unidos y sus territorios. Conoce más en transjusticefundingproject.org.

Recursos de salud mental para la comunidad LGTBQ+ en Estados Unidos

Estos recursos de salud mental brindan apoyo y asistencia a personas LGBTQ+ y a aquellos que enfrentan crisis emocionales o de salud mental. Si necesitas hablar con alguien o recibir ayuda, no dudes en comunicarte con estas líneas directas. Recuerda que siempre hay apoyo disponible para ti.

• Línea de Vida Trans: Llama al 877-565-8860.

• Línea Directa Nacional LGBTQ: Llama al 888-843-4564.

• Línea de Texto de Crisis: Envía “LGBTQ” al 741741.

• Línea Directa para Ancianos LGBTQ de Sage: Llama al 877360-5428.

• Línea de Conversación del Proyecto Trevor: Llama al 866488-7386.

• Línea de Texto de Crisis de Steve Fund: Envía “STEVE” al 741741.

• Línea de Texto del Proyecto Trevor: Envía “START” al 678678.

• Línea Nacional de Conversación Juvenil LGBT: Llama al 800-246-7743.

Línea de Vida Nacional para la Prevención del Suicidio: Llama al 800-273-8255 o al 988.

Photo Credit: Freepik

COMPATIBILIDAD ROMÁNTICA DE CÁNCER

Mario Jiménez Castillo El Observador

Cáncer con Aries

Los dos son ambiciosos, pero con miras totalmente diferentes. Aries puede ser inestable en el romance y voluble, especialmente a la hora de tomar decisiones. Cáncer exige entrega y fidelidad absoluta, lo que puede distanciarlos desde el principio; no obstante, el sexo será siempre novedoso. Si ambos respetan su forma de pensar y de sentir, pueden llegar a consolidad algo serio, la pasión y el deseo, les podría mantener unidos por mucho tiempo.

Cáncer con Tauro

Puede haber una unión perfecta entre ellos, los dos disfrutan de la vida hogareña y el ambiente familiar. La energía y determinación de Tauro, servirán de apoyo al sentimentalismo de Cáncer. Juntos compartirán equitativamente deberes y responsabilidades. El único impedimento serán los celos a veces injustificados. La comunicación y la confianza, serán la clave para que alcancen la felicidad que ambos merecen.

Cáncer con Géminis

Géminis siempre anda en busca de acción y novedad, por su parte Cáncer suele ser más casero y espiritual. Es probable que no se entiendan del todo bien, porque sus mundos y sus sueños serán un tanto opuestos desde el principio de la relación. Una unión feliz y armoniosa, es factible si existe una diferencia de edades en la cual, Géminis sea un poco mayor que Cáncer. Si logran entenderse y respetarse, la relación será beneficiosa para ambos.

Cáncer con Cáncer

Si ambos pertenecen a un mismo ambiente económico y social, la relación irá de maravilla, si ocurre lo contrario, llegarán a existir demasiados prejuicios que a la larga podrían deteriorar la relación. Necesitan tener amigos en común. En la vida cotidiana tendrán intereses similares, y pueden luchar por un mismo ideal. La relación amorosa tiene futuro, si desde un principio existe una gran admiración del uno por el otro.

Cáncer con Leo

Cáncer se sentirá muy querido en la tierna protección de Leo, y este último encontrará alguien a quien guiar, respaldar, satisfacer y amar; poniendo de manifiesto las cualidades que Cáncer busca en una pareja. Este idilio será dichoso, juntos lograrán todo lo que se propongan. Únicamente debe existir una confianza absoluta. porque los malos entendidos, las verdades a medias y los celos, estarán al acecho con relativa frecuencia.

Cáncer con Virgo

Cáncer con su romanticismo, disposición y gran corazón, logrará llamar de inmediato la atención del crítico nativo de Virgo, quien desde un inicio de la relación, estará dispuesto a explorar nuevos placeres, y convertirse en el típico seductor. Si se ponen de acuerdo en sus deseos y aspiraciones, tanto románticas como laborales, entonces encontrarán la felicidad, que les hará vivir una relación que puede durar por mucho tiempo.

Cáncer con Libra

Esta relación romántica podría mostrar disparidad. Cáncer se caracteriza por ser un espíritu sensible, a veces encerrado en sí mismo. Libra con su espíritu espontáneo y aventurero, podría no concordar con una pareja tan sensitiva. Cáncer cuenta con muchos recursos, y es un ser sumamente inteligente. Si ambos deciden aprender a ser tolerantes con las debilidades del otro, entonces podrán ponerse de acuerdo, y la felicidad aparecerá en el horizonte.

Cáncer con Escorpión

Física, espiritual y emocionalmente, existirá un gran flechazo desde que se conozcan. Los dos buscan ternura, apasionamiento y sexo constante. Los sentimientos de ambos serán correspondidos. El único inconveniente que puede surgir, es el carácter posesivo y dominante de ambos signos. Esta relación, puede convertirse en un verdadero nidito de amor o en un insólito campo de batalla. La decisión estará en manos de ambos.

Cáncer con Sagitario

Esta relación a veces no es tan aconsejable, aunque en el amor no todo ha sido escrito. Sagitario es un ser franco y muy directo en sus opiniones. Por su parte Cáncer, es en ocasio-

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nes demasiado sensible y cualquier comentario subido de tono, podría llegar a sentirlo como una ofensa no tan fácil de olvidar. Podrán ser felices, si los dos cambian un poco y deciden ser, uno más diplomático y el otro menos hipersensible.

Cáncer con Capricornio

Ésta además de ser una relación romántica, se convertirá en una complementación de cualidades, criterios, virtudes y defectos. Si el típico nativo de Cáncer, deja a un lado su espíritu posesivo y sus celos repentinos, y si Capricornio, se muestra más romántico en la intimidad, la unión será estable y duradera, llena de novedades y principalmente carente de caer en la temida costumbre. El deseo de uno se convertirá en el deseo de ambos.

Cáncer con Acuario

Acuario es un ser futurista, actual, sumamente innovador. Cáncer suele ser metódico, orientado a la vida familiar, y quizá muy conservador ante los ojos de Acuario. Son dos polos opuestos que pueden atraerse con gran intensidad. Los dos buscan un amor incondicional, que les haga ser felices en la vida. La relación tendrá un futuro promisorio, si ambos deciden evolucionar por el bien de la pareja. Pueden llegar a ser muy dichosos.

Cáncer con Piscis

Ambos hablan un mismo idioma, sensibles, románticos, amorosos, sentimentales, con gran sentido común, una conjunción perfecta. Al comienzo parecerá que han encontrado el amor de sus vidas. Para que todo marche a favor, Piscis debe aprender a convivir con los cambios de carácter, que en ocasiones afectan a Cáncer. Por su parte Cáncer, tendrá que darle un toque de fantasía y emoción a su vida, de ese modo convertirá a Piscis en su alma gemela.

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Omar Veliz Veliz Construction

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