Home By Geneva Spring 2022 by Home By Geneva

HOME by GENEVA

Special Section

Spring Cleaning

Home Upgrades & More

Air fryer recipes for everyone. Try them with your family.

Tips to help you get organized to get your spring cleaning done.

Upgrades and tips for your home plus some energy efficient ideas.

A GENEVA FINANCIAL HOME LOANS PUBLICATION

Table of Contents 39

Autisim Speaks

Be A Good Human

Spring Cleaning

Tips for Spring cleaning and a checklist to mark everything off.

Easy Upgrades

The Nest Learning Thermostat is the first thermostat to get ENERGY STAR certified.

Try this recipe out!

Antipasto Egg Rolls

Increasing Productivity Tips to get back into the swing of things

To sell your home quicker.

Nest Learning Thermostat

Rent vs. Own Owning is more affordable than renting in most cities

Energy Efficient Tips Five energy efficient remodeling ideas to reduce utility bills

Spring Decor 6 Ways To Brighten Up Your Home For Spring

Welcome Fresh Starts

Spring. The blank slate of seasons. That time of year when you shake off the cold of winter, get into some deep cleaning and maybe redecorate a room or two.

Air Fry Recipes

Have an air fryer? Try some of these delicious recipes in our Spring issue.

Cloud Covered Streets

Our goal from the start was to develop friendships with the people we helped. I always tried to make sure everyone we met understood that we cared about them.

It’s also a time for “spring fever” – the urge to play in place of being productive. We’re all about being balanced humans, so we’re bringing you some productivity tips to help you stay on track without sacrificing the fun of the season. Speaking of humans, this issue features some incredible humans making big impact in their communities. Through special partnerships, Geneva Financial Home Loans is helping non-profits Cloud Covered Streets and Autism Speaks make the world a little brighter. For all our foodies, don’t miss the Air Fryer Special Section featuring 20 delicious recipes from test kitchens around the country. Happy reading,

James Polinori

Geneva Financial CMO Editor Home By Geneva

Increasing Productivity A lot has happened in the past three years and our day

to day may look drastically

different than before. Many of us may struggle with burnout, implementing self-care, and overall productivity. If you are

finding yourself in a slump, we have researched habits you can implement to get back to living!

Establish a Morning Routine

Get Moving

Fuel Your Body

A good morning routine can set the tone for the day, experts recommend starting your day off with a win! Something as simple as making your bed can allow you to feel positive and start the day off with a sense of accomplishment.

Implementing regular exercise has exhaustive benefits for mental, physical, and spiritual well-being. Start by going for a brisk walk. If you are working remote, try breaking every 90 minutes for a quick walk, and fresh air.

Food is fuel, and for your body to function properly you’ll want to make sure you are eating nutrient dense foods and adhering to any dietary restrictions you may have. Be sure to pick high quality foods and ensure you are eating enough to provide your body with the energy it needs to get you through the day.

Sleep

Un-Plug

7-9 hours is a good benchmark for the average adult. Place boundaries around your work and social life to accommodate for getting enough sleep each night. Your sleep or lack thereof can greatly impact your mood, energy and stress levels.

It can be extremely challenging to stray from our devices especially in this day and age, but reducing your screen time can actually promote lower stress levels, higher productivity, more focus, better posture, and support eye health.

Time Blocking This is an incredibly important habit to implement to get more out of your day. Set blocks of time designated for working on certain projects or tasks. Turn off notifications when working so that you are not distracted. Time-blocking can also help you find your most productive time.

Plan for the Next Day

Say No

Don’t Forget About Hobbies

At night, be sure to have the next day all mapped out so you can get straight to it when you awake. Creating a calendar or to-do list for the next day the night before can allow you to easily jump right into the tasks that need to be done.

Whether its professional or personal, remember you are allowed to say no to things. Do not be afraid to turn down a project you cannot allot time for, a social event you won’t be able to attend. Make sure you are scheduling your time in a way that makes you feel best. It’s your time, and you can never get it back.

Spending time doing things that fill your soul will allow you to experience more happiness, and recharge you so you can take on other aspects of your life. Schedule time for your favorite activities, projects, volunteering, etc.

Owning Is More Affordable Than Renting In Most Cities I f you were thinking about buying a home this year, but already pressed pause on your plans due to rising home prices and increasing mortgage rates, there’s something you should consider.

According to the latest report from ATTOM Data, owning a home is more affordable than renting in the majority of the country. The 2022 Rental Affordability Report says: “. . . Owning a median-priced home is more affordable than the average rent on a three-bedroom property in 666, or 58 percent, of the 1,154 U.S. counties analyzed for the report. That means major home ownership expenses consume a smaller portion of average local wages than renting.”

(typically 15 to 30 years) and give yourself a stable and reliable monthly payment. When asking yourself if you should keep renting or if it’s time to buy, think about what Todd Teta, Chief Product Officer at ATTOM Data, says: “. . . Home ownership still remains the more affordable option for average workers in a majority of the country because it still takes up a smaller portion of their pay.” If buying takes up a smaller portion of your pay and has benefits renting can’t provide, the question really becomes: is renting really worth it?

Other experts in the industry offer additional perspectives on renting today. In the latest Single-Family Rent Index from CoreLogic, single-family rent saw the fastest year-over-year growth in over 16 years when comparing data for November each year (see graph) Molly Boesel, Principal Economist at CoreLogic, stresses the importance of what the data shows: “Single-family rent growth hit its sixth consecutive record high. . . . Annual rent growth . . . was more than three times that of a year earlier. Rent growth should continue to be robust in the near term, especially as the labor market continues to improve.”

What Does This Mean for You?

While it’s true home prices and mortgage rates are rising, so are monthly rents. As a prospective buyer, rising rates and prices shouldn’t be enough to keep you on the sideline, though. As the chart above shows, rents are skyrocketing. The big difference is, when you rent, that rising cost benefits your landlord’s investment strategy, but it doesn’t deliver any sort of return for you. In contrast, when you buy a home, your monthly mortgage payment serves as a form of forced savings. Over time, as you pay down your loan and as home values rise, you’re building equity (and by extension, your own net worth). Not to mention, you’ll lock in your mortgage payment for the duration of your loan

Bottom Line If you’re weighing your options between renting and buying, it’s important to look at the full picture. While buying a home can feel like a daunting process, having a trusted advisor on your side is key.

Decide Your Method of Cleaning

For example is it easier for you to complete one room at a time, or pick a task and complete it for the household?

Timer Method

Set a timer for 30 min, then you can take a break and repeat

Music

Put on your favorite music or show to make the experience fun!

Helpful Tips

Tasks

Start with tasks that apply to all rooms, then hit each room one-by-one for more specific cleaning.

Cleaning Habits

Establish ongoing cleaning habits, which can make the next spring cleaning even easier.

Get the Household Involved

Get the whole household involved for spring cleaning. Assign age-appropriate chores, so everyone feels included.

Cleaning Products

When shopping for new cleaning products for spring cleaning, keep your items to a minimum.

First, you will want to go through all of your clothing, food, toys, etc. You’ll want to have 3 bins: one each for garbage, donation, and keep. Sort through everything to get rid of any unneeded items to eliminate any additional clutter. Once you tackle this you can get started on the next phase. Before tackling spring cleaning it’s a good idea to make sure you have all the supplies necessary. Grab cleaning supplies from your local supermarket or dollar store.

CHECKLIST Kitchen

Bathrooms:

Wipe down cabinets

Dust all surfaces

Spray and wipe down counter tops

Discard unused products

Sanitize and polish fridge exterior and interior

Wipe down all surfaces Clean shower head

Defrost and wipe down freezer

Clean drains

Pull appliances out to clean behind

Scrub bathtub

Sweep and mop the floors

Scrub toilets

Deep scrub your sink and clean drain/plumbing

Mop floors

Clean interior and exterior of the oven

Wipe down walls

Dust top of cabinets

Wipe down baseboards

Clean hardware

Living Room:

Bedrooms:

Laundry Room:

Dust all surfaces

Vacuum floors

Clean dryer vent

Wipe down any surfaces

Wash bedding

Clean lint trap

Dust ceiling fan/window sills

Dust ceiling fan

Organize laundry products

Wash windows

Vacuum curtains

Wipe down walls

Clean upholstery

Wipe down windowsills

Wipe down baseboards

Wash rug

Wash windows

Clean washer

Vacuum curtains

Vacuum and clean upholstery on any furniture

Dust and clean lamp shades Polish wood

Dust dressers/shelves

Wipe down decor

SP E C I A L SE CTION

Air Fryer recipes to try

In this issue you we have plenty of air fryer recipes for you and your family to try. Check them out!

Peanut Butter Explosion Cakes

Air-Fryer Potato Chips

Popcorn Shrimp Tacos with Cabbage Slaw

Air Fryer Spinach, Pepper & Havarti Frittata

AIR FRYER HASH BROWN EGG BITES

INGREDIENTS: 4 large eggs 1/4 cup heavy cream Kosher salt 2/3 cup shredded Cheddar 1/4 cup diced red bell peppers 1 scallion, white and green parts sliced 1/2 cup shredded frozen hash browns, thawed Nonstick cooking spray, for the mold

DIRECTIONS: Special equipment: a 7-cavity silicone egg bites mold, 6-quart air fryer Spray the cavities of a 7-cavity silicone egg bites mold with nonstick spray. Whisk together the eggs, heavy cream and 1/2 teaspoon salt in a large glass measuring cup until no white streaks remain. Divide the egg mixture, 1/3 cup of the Cheddar, the bell peppers and scallions among the cavities of the mold. Gently stir the mixture in each cavity with a spoon. Transfer the mold to the basket of a 6-quart air fryer, set it to 300°F and cook for 3 minutes. Meanwhile, combine the hash browns and remaining 1/3 cup Cheddar in a small bowl. Gently top each egg bite with the hash browncheese mixture. Set the air fryer to 300°F and cook for 12 minutes more. The top of each bite should be golden brown and the eggs should be set. Remove the mold and let stand for 10 minutes before popping out the egg bites. Serve warm.

www.foodnetwork.com

AIR-FRYER FRENCH TOAST STICKS

INGREDIENTS: 6 slices day-old Texas toast 4 large eggs 1 cup 2% milk 2 tablespoons sugar 1 teaspoon vanilla extract 1/4 to 1/2 teaspoon ground cinnamon 1 cup crushed cornflakes, optional Confectioners' sugar, optional Maple syrup

DIRECTIONS: Cut each piece of bread into thirds; place in an ungreased 13x9-in. dish. In a large bowl, whisk eggs, milk, sugar, vanilla and cinnamon. Pour over bread; soak for 2 minutes, turning once. If desired, coat bread with cornflake crumbs on all sides. Place in a greased 15x10x1-in. baking pan. Freeze until firm, about 45 minutes. Transfer to an airtight freezer container and store in the freezer. To use frozen French toast sticks: Preheat air fryer to 350°. Place desired number on greased tray in airfryer basket. Cook for 3 minutes. Turn; cook until golden brown, 2-3 minutes longer. Sprinkle with confectioners' sugar if desired. Serve with syrup.

www.tasteofhome.com

CHEESY BREAKFAST EGG ROLLS

INGREDIENTS: 1/2 pound bulk pork sausage 1/2 cup shredded sharp cheddar cheese 1/2 cup shredded Monterey Jack cheese 1 tablespoon chopped green onions 4 large eggs 1 tablespoon 2% milk 1/4 teaspoon salt 1/8 teaspoon pepper 1 tablespoon butter 12 egg roll wrappers Cooking spray Optional: Maple syrup or salsa

DIRECTIONS: In a small nonstick skillet, cook sausage over medium heat until no longer pink, 4-6 minutes, breaking it into crumbles; drain. Stir in cheeses and green onions; set aside. Wipe skillet clean. In a small bowl, whisk eggs, milk, salt and pepper until blended. In the same skillet, heat butter over medium heat. Pour in egg mixture; cook and stir until eggs are thickened and no liquid egg remains. Stir in sausage mixture. Preheat air fryer to 400°. With 1 corner of an egg roll wrapper facing you, place 1/4 cup filling just below center of wrapper. (Cover remaining wrappers with a damp paper towel until ready to use.) Fold bottom corner over filling; moisten remaining wrapper edges with water. Fold side corners toward center over filling. Roll egg roll up tightly, pressing at tip to seal. Repeat. In batches, arrange egg rolls in a single layer on greased tray in air-fryer basket; spritz with cooking spray. Cook until lightly browned, 3-4 minutes. Turn; spritz with cooking spray. Cook until golden brown and crisp, 3-4 minutes longer. If desired, serve with maple syrup or salsa.

www.tasteofhome.com

AIR FRYER SPINACH, PEPPER & HAVARTI FRITTATA

INGREDIENTS: 8 large eggs Kosher salt and freshly ground black pepper 2 cups loosely packed baby spinach leaves, roughly chopped 1 small red, yellow or orange bell pepper, finely chopped (about 3/4 cup) 2 scallions, finely chopped 2 tablespoons chopped fresh basil 2 tablespoons chopped fresh Italian parsley 1 cup grated Havarti (about 4 ounces) 1/4 cup grated Parmesan Nonstick cooking spray

DIRECTIONS: Special equipment: a 3.5-quart air fryer Spray an 8-inch round nonstick cake pan with cooking spray. Whisk the eggs in a large bowl with 1 teaspoon salt and several grinds of pepper. Add the spinach, pepper, scallions, basil and parsley and stir to combine. Fold in the Havarti and Parmesan. Preheat a 3.5-quart air fryer to 310 degrees F. Pour the mixture into the prepared cake pan and place in the basket. Cook until the frittata is slightly puffed, deep golden and a tester inserted in the center comes out clean, about 25 minutes. Let the frittata cool in the pan for 10 minutes before unmolding. To unmold, invert onto a plate, then invert again, browned-side up, onto a serving plate.

www.foodnetwork.com

AIR-FRYER PICKLES

INGREDIENTS: 32 dill pickle slices 1/2 cup all-purpose flour 1/2 teaspoon salt 3 large eggs, lightly beaten 2 tablespoons dill pickle juice 1/2 teaspoon cayenne pepper 1/2 teaspoon garlic powder 2 cups panko bread crumbs 2 tablespoons snipped fresh dill Cooking spray Ranch salad dressing, optional

DIRECTIONS: Preheat air fryer to 400°. Let pickles stand on paper towels until liquid is almost absorbed, about 15 minutes. Meanwhile, in a shallow bowl, combine flour and salt. In another shallow bowl, whisk eggs, pickle juice, cayenne and garlic powder. Combine panko and dill in a third shallow bowl. Dip pickles in flour mixture to coat both sides; shake off excess. Dip in egg mixture, then in crumb mixture, patting to help coating adhere. In batches, place pickles in a single layer on greased tray in air-fryer basket. Cook until golden brown and crispy, 7-10 minutes. Turn pickles; spritz with cooking spray. Cook until golden brown and crispy, 7-10 minutes longer. Serve immediately, with ranch dressing if desired.

www.tasteofhome.com

AIR-FRYER POTATO CHIPS

INGREDIENTS: 2 large potatoes Olive oil-flavored cooking spray 1/2 teaspoon sea salt Minced fresh parsley, optional

DIRECTIONS: Preheat air fryer to 360°. Using a mandoline or vegetable peeler, cut potatoes into very thin slices. Transfer to a large bowl; add enough ice water to cover. Soak for 15 minutes; drain. Add more ice water and soak another 15 minutes. Drain potatoes; place on towels and pat dry. Spritz potatoes with cooking spray; sprinkle with salt. In batches, place potato slices in a single layer on greased tray in air-fryer basket. Cook until crisp and golden brown, 15-17 minutes, stirring and turning every 5-7 minutes. If desired, sprinkle with parsley.

www.tasteofhome.com

BACON WRAPPED AVOCADO WEDGES

INGREDIENTS: 2 medium ripe avocados 12 bacon strips Sauce: 1/2 cup mayonnaise 2 to 3 tablespoons Sriracha chili sauce 1 to 2 tablespoons lime juice 1 teaspoon grated lime zest Buy Ingredients

DIRECTIONS: Preheat air fryer to 400°. Cut each avocado in half; remove pit and peel. Cut each half into thirds. Wrap 1 bacon slice around each avocado wedge. Working in batches if needed, place wedges in a single layer on tray in air-fryer basket and cook until bacon is cooked through, 10-15 minutes. Meanwhile, in a small bowl, stir together mayonnaise, Sriracha sauce, lime juice and zest. Serve wedges with sauce.

www.tasteofhome.com

AIR FRYER STUFFED MUSHROOMS

INGREDIENTS: 1/4 cup breadcrumbs 1/4 cup grated Pecorino-Romano 2 tablespoons shredded mozzarella 1 tablespoon chopped fresh parsley 1 teaspoon chopped fresh mint 1 clove garlic, minced 4 tablespoons olive oil Kosher salt and freshly ground black pepper 36 white button mushrooms (about 1 1/2 pounds), stemmed

DIRECTIONS: Special equipment: a 3.5-quart air fryer Combine the breadcrumbs, PecorinoRomano, mozzarella, parsley, mint, garlic, 2 tablespoons of the olive oil, 1/2 teaspoon salt and 1/4 teaspoon pepper in a medium bowl and toss to blend. Toss the mushrooms with the remaining 2 tablespoons olive oil in a large bowl and arrange on a small baking sheet or plate with the cavities facing up. Divide the breadcrumb mixture among the mushrooms, filling the cavities and pressing down gently to secure. Place half the mushrooms in a single layer in the basket of a 3.5-quart air fryer. Set the air fryer to 360 degrees F and cook until the filling is bubbling and browned, about 10 minutes. Repeat with the remaining mushrooms.

www.foodnetwork.com

AIR-FRYER FISH & FRIES

INGREDIENTS: 1 pound potatoes (about 2 medium) 2 tablespoons olive oil 1/4 teaspoon pepper 1/4 teaspoon salt Fish: 1/3 cup all-purpose flour 1/4 teaspoon pepper 1 large egg, room temperature 2 tablespoons water 2/3 cup crushed cornflakes 1 tablespoon grated Parmesan cheese 1/8 teaspoon cayenne pepper 1 pound haddock or cod fillets 1/4 teaspoon salt Tartar sauce, optional

DIRECTIONS: Preheat air fryer to 400°. Peel and cut potatoes lengthwise into 1/2-in.-thick slices; cut slices into 1/2-in.-thick sticks. In a large bowl, toss potatoes with oil, pepper and salt. Working in batches, place potatoes in a single layer on tray in air-fryer basket; cook until just tender, 5-10 minutes Toss potatoes to redistribute; cook until lightly browned and crisp, 5-10 minutes longer. Meanwhile, in a shallow bowl, mix flour and pepper. In another shallow bowl, whisk egg with water. In a third bowl, toss cornflakes with cheese and cayenne. Sprinkle fish with salt. Dip into flour mixture to coat both sides; shake off excess. Dip in egg mixture, then in cornflake mixture, patting to help coating adhere. Remove fries from basket; keep warm. Place fish in a single layer on tray in air-fryer basket. Cook until fish is lightly browned and just beginning to flake easily with a fork, 8-10 minutes, turning halfway through cooking. Do not overcook. Return fries to basket to heat through. Serve immediately. If desired, serve with tartar sauce.

www.tasteofhome.com

AIR-FRYER STUFFED SWEET POTATOES

INGREDIENTS: Ingredients 2 medium sweet potatoes 1 teaspoon olive oil 1 cup cooked chopped spinach, drained 1 cup shredded cheddar cheese, divided 2 cooked bacon strips, crumbled 1 green onion, chopped 1/4 cup fresh cranberries, coarsely chopped 1/3 cup chopped pecans, toasted 2 tablespoons butter 1/4 teaspoon kosher salt 1/4 teaspoon pepper

DIRECTIONS: Preheat air fryer to 400°. Brush potatoes with oil. Place on tray in air-fryer basket. Cook until potatoes are tender, 30-40 minutes; cool slightly. Cut potatoes in half lengthwise. Scoop out pulp, leaving a 1/4-inch thick shell. In a large bowl, mash the potato pulp; stir in spinach, 3/4 cup cheese, bacon, onion, cranberries, pecans, butter, salt and pepper. Spoon into potato shells, mounding slightly. Reduce heat to 360º. Place potato halves, cut side up, on tray in air-fryer basket. Cook 10 minutes. Sprinkle with remaining 1/4 cup cheese; cook until cheese is melted, 1-2 minutes.

www.tasteofhome.com

AIR-FRYER FRIED RICE WITH SESAME SRIRACHA SAUCE

INGREDIENTS: 2 cups cooked white rice 1 tablespoon vegetable oil 2 teaspoons toasted sesame oil Kosher salt and freshly ground black pepper 1 teaspoon sriracha 1 teaspoon soy sauce 1/2 teaspoon sesame seeds, preferably toasted, plus more for topping 1 large egg, lightly beaten 1 cup frozen peas and carrots, thawed

DIRECTIONS: Special equipment: a 5.3-quart air fryer Combine the rice, vegetable oil, 1 teaspoon of the sesame oil and 1 tablespoon water in a bowl. Season with salt and pepper and toss to coat the rice. Transfer to a 7-inch round air fryer insert, metal cake pan or foil pan. Put the pan in a 5.3-quart air fryer and cook at 350 degrees F, stirring halfway through, until the rice is lightly toasted and crunchy, about 12 minutes. Meanwhile, stir together the sriracha, soy sauce, sesame seeds and remaining 1 teaspoon sesame oil in a small bowl. Open the air fryer and pour the egg over the rice. Close and cook until the egg is cooked through, about 4 minutes. Open again, add the peas and carrots and stir into the rice to distribute and break up the egg. Close and cook 2 minutes more to heat the peas and carrots. Spoon the fried rice into bowls, drizzle with some of the sauce and sprinkle with more sesame seeds.

www.foodnetwork.com

ANTIPASTO EGG ROLLS

INGREDIENTS: 12 egg roll wrappers 12 slices provolone 12 slices deli ham 36 slices pepperoni 1 cup shredded mozzarella 1 cup sliced pepperoncini Vegetable oil, for frying on stovetop 1/4 cup freshly grated Parmesan Italian dressing, for serving

DIRECTIONS: Place an egg roll wrapper on a clean surface in a diamond shape place a slice of provolone in the center. Top with one slice of ham, 3 slices of pepperoni, and a large pinch of both mozzarella and pepperoncini. Fold up bottom half and tightly fold in sides. Gently roll, then seal fold with a couple drops of water. Working in batches, cook egg rolls at 390° until golden, about 12 minutes, flipping halfway through.

www.delish.com

AIR-FRYER CHICKEN WINGS

INGREDIENTS: 2 lb. chicken wings Kosher salt Freshly ground black pepper Nonstick cooking spray 1/4 cup hot sauce (such as Frank's) 4 tablespoons melted butter 1 teaspoon Worcestershire sauce 1/2 teaspoon garlic powder Blue cheese dressing, for serving

DIRECTIONS: Season wings all over with salt and pepper, and coat the inside of air fryer with nonstick cooking spray. Set air fryer to 380° and cook wings 12 minutes. Remove air fryer tray, flip wings, and cook 12 minutes more. Increase heat to 400° and cook 5 minutes more. Meanwhile, in a large bowl, whisk to combine hot sauce, butter, Worcestershire sauce, and garlic powder. Add cooked wings and toss gently to coat. Serve hot with blue cheese dressing for dipping.

www.delish.com

POPCORN SHRIMP TACOS WITH CABBAGE SLAW INGREDIENTS: 2 cups coleslaw mix 1/4 cup minced fresh cilantro 2 tablespoons lime juice 2 tablespoons honey 1/4 teaspoon salt 1 jalapeno pepper, seeded and minced, optional 2 large eggs 2 tablespoons 2% milk 1/2 cup all-purpose flour 1-1/2 cups panko bread crumbs 1 tablespoon ground cumin 1 tablespoon garlic powder 1 pound uncooked shrimp (41-50 per pound), peeled and deveined Cooking spray 8 corn tortillas (6 inches), warmed 1 medium ripe avocado, peeled and sliced

DIRECTIONS: In a small bowl, combine coleslaw mix, cilantro, lime juice, honey, salt and, if desired, jalapeno; toss to coat. Set aside. Preheat air fryer to 375°. In a shallow bowl, whisk eggs and milk. Place flour in a separate shallow bowl. In a third shallow bowl, mix panko, cumin and garlic powder. Dip shrimp in flour to coat both sides; shake off excess. Dip in egg mixture, then in panko mixture, patting to help coating adhere. In batches, arrange shrimp in a single layer on greased tray in air-fryer basket; spritz with cooking spray. Cook until golden brown, 2-3 minutes. Turn; spritz with cooking spray. Cook until golden brown and shrimp turn pink, 2-3 minutes longer.

www.tasteofhome.com

Serve shrimp in tortillas with coleslaw mix and avocado. 25

AIR-FRYER CHICKEN TENDERS

INGREDIENTS: Ingredients 1/2 cup panko bread crumbs 1/2 cup potato sticks, crushed 1/2 cup crushed cheese crackers 1/4 cup grated Parmesan cheese 2 bacon strips, cooked and crumbled 2 teaspoons minced fresh chives 1/4 cup butter, melted 1 tablespoon sour cream 1 pound chicken tenderloins Additional sour cream and chives

DIRECTIONS: Preheat air fryer to 400°. In a shallow bowl, combine the first 6 ingredients. In another shallow bowl, whisk butter and sour cream. Dip chicken in butter mixture, then in crumb mixture, patting to help coating adhere. In batches, arrange chicken in a single layer on greased tray in air-fryer basket; spritz with cooking spray. Cook until coating is golden brown and chicken is no longer pink, 7-8 minutes on each side. Serve with additional sour cream and chives.

www.tasteofhome.com

AIR-FRYER GENERAL TSO’S CAULIFLOWER INGREDIENTS: 1/2 cup all-purpose flour 1/2 cup cornstarch 1 teaspoon salt 1 teaspoon baking powder 3/4 cup club soda 1 head cauliflower, cut into 1-inch florets Sauce: 1/4 cup orange juice 3 tablespoons sugar 3 tablespoons soy sauce 3 tablespoons vegetable broth 2 tablespoons rice vinegar 2 teaspoons sesame oil 2 teaspoons cornstarch 2 tablespoons canola oil 2 to 6 dried pasilla or other hot chiles, chopped 3 green onions, white part minced, green part thinly sliced 3 garlic cloves, minced 1 teaspoon grated fresh gingerroot 1/2 teaspoon grated orange zest 4 cups hot cooked rice

DIRECTIONS: Preheat air fryer to 400°. Combine flour, cornstarch, salt and baking powder. Stir in club soda just until blended (batter will be thin). Toss florets in batter; transfer to a wire rack set over a baking sheet. Let stand 5 minutes. In batches, place cauliflower on greased tray in air-fryer basket. Cook until golden brown and tender, 10-12 minutes. Meanwhile, whisk together first 6 sauce ingredients; whisk in cornstarch until smooth. In a large saucepan, heat canola oil over mediumhigh heat. Add chiles; cook and stir until fragrant, 1-2 minutes. Add white part of onions, garlic, ginger and orange zest; cook until fragrant, about 1 minute. Stir orange juice mixture; add to saucepan. Bring to a boil; cook and stir until thickened, 2-4 minutes. www.tasteofhome.com

Add cauliflower to sauce; toss to coat. Serve with rice; sprinkle with thinly sliced green onions.

AIR-FRYER GARLIC HERB TURKEY BREAST

INGREDIENTS: 2 lb. turkey breast, skin on Kosher salt Freshly ground black pepper 4 tablespoon butter, melted 3 cloves garlic, minced 1 teaspoon freshly chopped thyme 1 teaspoon freshly chopped rosemary

DIRECTIONS: Pat turkey breast dry and season on both sides with salt and pepper. In a small bowl, combine melted butter, garlic, thyme, and rosemary. Brush butter all over turkey breast. Place in basket of air fryer, skin side up and cook at 375° for 40 minutes or until internal temperature reaches 160°, flipping halfway through. Let rest for 5 minutes before slicing.

www.delish.com

AIR-FRYER CINNAMON BITES INGREDIENTS: 1-1/3 cups all-purpose flour 1 cup crisp rice cereal, coarsely crushed 2 tablespoons plus 1/2 cup sugar, divided 1 tablespoon baking powder 1/2 teaspoon salt 1/4 cup butter-flavored shortening 1/2 cup milk 1 teaspoon ground cinnamon 1/4 cup butter, melted

DIRECTIONS: In a large bowl, combine flour, cereal, 2 tablespoons sugar, baking powder and salt; cut in shortening until mixture resembles coarse crumbs. Stir in milk just until moistened. Shape into 1-in. balls. Preheat air fryer to 400°. In a shallow bowl, combine remaining 1/2 cup sugar and cinnamon. Dip balls in butter, then roll in cinnamon-sugar. In batches, arrange in a single layer in greased air fryer. Cook until browned and a toothpick inserted in centers comes out clean, 8-12 minutes.

www.tasteofhome.com

AIR-FRYER CHOCOLATE CHIP OATMEAL COOKIES

INGREDIENTS: 4 small apples, sliced 2 tablespoons ghee or coconut oil, melted 2 tablespoons sugar* 1 teaspoon apple pie spice

DIRECTIONS: Place the apples in a bowl. Drizzle with ghee or coconut oil and sprinkle with sugar and apple pie spice Stir to evenly coat the apples. Place the apples in a small pan that is made for air fryers and then place that inside the basket. Set the air fryer to 350° for 10 minutes. Pierce the apples with a fork to ensure they are tender. If needed place back in air fryer for an additional 3-5 minutes. Serve with ice cream or whipped topping.

www.mamashire.com

PEANUT BUTTER EXPLOSION CAKES

INGREDIENTS: 1/2 cup (1 stick) butter, cut into cubes, plus more for ramekins 1 cup chocolate chips 1/2 cup powdered sugar, plus more for topping 2 large eggs, plus 2 egg yolks 1 teaspoon pure vanilla extract 1/4 cup unsweetened cocoa powder 1/4 cup all-purpose flour 1/2 teaspoon kosher salt 4 tablespoons peanut butter 1 cup water

DIRECTIONS: Grease 4 ramekins with butter. In a medium microwave-safe bowl, combine butter and chocolate chips and melt in 30-second intervals until melted. Add powdered sugar, eggs, egg yolks, and vanilla and whisk until smooth. Add cocoa powder, flour, and salt and whisk until just combined. Pour ramekins only halfway with batter, then top each ramekin with about 1 heaping tablespoon of peanut butter. Top with remaining batter. Cover ramekins tightly with foil. Place ramekins in air fryer basket, working in batches if necessary. Cook at 375° for 12 minutes, remove foil, and cook for 6 minutes more. Carefully remove ramekins from air fryer; run a knife or offset spatula around edges. Invert onto plate, then dust with powdered sugar before serving. www.delish.com

AIR-FRYER CHOCOLATE CHIP OATMEAL COOKIES

INGREDIENTS: 1 cup butter, softened 3/4 cup sugar 3/4 cup packed brown sugar 2 large eggs, room temperature 1 teaspoon vanilla extract 3 cups quick-cooking oats 1-1/2 cups all-purpose flour 1 package (3.4 ounces) instant vanilla pudding mix 1 teaspoon baking soda 1 teaspoon salt 2 cups semisweet chocolate chips 1 cup chopped nuts

DIRECTIONS: Preheat air fryer to 325°. In a large bowl, cream butter and sugars until light and fluffy, 5-7 minutes. Beat in eggs and vanilla. In another bowl, whisk oats, flour, dry pudding mix, baking soda and salt; gradually beat into creamed mixture. Stir in chocolate chips and nuts. Drop dough by tablespoonfuls onto baking sheets; flatten slightly. In batches, place 1 in. apart on greased tray in air-fryer basket. Cook until lightly browned, 8-10 minutes. Remove to wire racks to cool.

www.tasteofhome.com

AIR-FRYER S’MORES CRESCENT ROLLS

INGREDIENTS: 1 tube (8 ounces) refrigerated crescent rolls 1/4 cup Nutella, divided 2 whole graham crackers, broken up 2 tablespoons milk chocolate chips 2/3 cup miniature marshmallows

DIRECTIONS: Preheat air fryer to 300°. Unroll crescent dough; separate into 8 triangles. Place 1 teaspoon Nutella at the wide end of each triangle. Sprinkle with graham crackers, chocolate chips and marshmallows; roll up. In batches, arrange rolls, point side down, in a single layer on greased tray in air-fryer basket. Curve to form crescents. Cook until golden brown, 8-10 minutes. In a microwave, warm remaining Nutella to reach a drizzling consistency; spoon over rolls. Serve warm.

www.tasteofhome.com

Easy Upgrades to

Sell Your Home Quicker

We are currently in a seller’s market! So, if you have been considering moving – now is a great time. We’ve gathered a list of upgrades you can implement to attract more buyers.

Fresh coat of paint

Update light fixtures

Accentuate

Refreh rooms in the house

Apply a fresh coat of a neutral color. This will make your home look fresh, bright and airy and will better allow your home’s potentional to shine.

Update light fixtures/ fans/light switch covers. This will again add to the appeal of the home, try choosing a more traditional route so it’s more universal.

Accentuate any areas in the home where there is natural light.

Swap out bathroom fixtures, shower heads, etc. Refresh your kitchen. Eliminate any cutter, paint cabinets a neutral color, swap out hardware.

If you want, you can even opt to have your home staged. With experts on your side your home will look picture perfect.

Curb Appeal

Update your curb appeal, add potted plants, paint the front door. Make sure it stands out from your neighbor. You can also spruce up your entryway. It’s one of the first things that buyers see when they enter your home. 35

Nest Learning Thermostat

It’s easy to install the Nest Learning Thermostat. Everything you need comes in the box. And it’s quick—most people install it in 60 minutes or less.

The Nest Learning Thermostat is the first thermostat to get ENERGY STAR certified. It learns what temperature you like and builds a schedule around yours. And independent studies showed that it saved people an average of 10% to 12% on heating bills and 15% on cooling bills. So in under two years, it can pay for itself.

Energy Efficient Remodeling Ideas to Reduce Utility Bills

New Windows

Floor Insulation

Seal Transitions

Windows are hands-down one of the best renovations for improving energy efficiency. New windows can help you leverage the sun to the fullest extent. Large, clean windows can increase the flow of sunlight into your home, limiting the amount of electricity consumed for artificial lighting. In addition, strategically placed windows, such as those on the south side of the house, can help you maximize the sun’s passive heating potential.

Most homeowners think of wall and ceiling insulation as critical renovation for controlling a home’s utility bills. While there is definitely merit to this thought process, insulating the floor should not be overlooked. At least 10% of all heat loss in a home occurs through the floor, making floor insulation an underrated remodeling project for curtailing energy bills.

Applying sealant to transitions in your home’s building envelope, such as expansion joints, control joints, and window-to-wall connections is another great way to restrict unwanted airflow into and out of your home. While this process may seem relatively simple, it must be performed correctly to achieve the desired results.

There are many reasons to remodel your home. The best remodeling projects will make your home safer, more functional, and more aesthetically pleasing. However, arguably the most pertinent concern for undertaking a remodeling project is to see improved energy efficiency. While exact figures are difficult to pin down, the most conservative estimates indicate that buyers are willing to pay at least $5,000 more for an energy efficient home over similar, less-efficient properties. Therefore, consider any of the following energyefficient remodeling ideas that help reduce utility bills.

Moisture Protection Homeowners spend approximately $2,500 fixing problems related to water damage around their homes. And these are only the direct costs. Water damage will undoubtedly create chasms that lead to mass airflow and heightened utility bills. For more information and tips on energy efficient remodeling ideas for your home

Roofing Upgrade

A new roof is another common-sense remodeling project for those looking to get utility bills under control, as the roof is one of the areas of the home most susceptible to leaks. As hot air rises, this can lead to significant amounts of heat exiting through the roof in the year’s colder months. Composite tiles are the best type of roofing material for withstanding extreme weather conditions.

www.genevafi.com/5-energyefficient-remodeling-ideas/

Geneva Financial encourages their branches across the United Sated to get involved in their communities.

At Geneva Financial, we’re all about being Good Humans. We encourage everyone to be extra kind to those around them!

Be kind to your community, friends, and family

With the world moving toward normalcy, now is the time to start searching for opportunities to give back and breathe a little life back into our communities. Be A Good Human week isn’t just about being nice to friends and family, it’s about humanizing our connections with the people around us. Each and every day represents a new chance to be a good human.

Give back to front line workers

Be kind to the environment Eat local Donate blood and/or plasma Support a local charity Good humans make the world a better place. Don’t stop being a good human when the week is over - be sure to still take time out of your daily life to find meaningful ways you can keep being a good human!

“Be a Good Human” is not just a slogan, or company motto. It is who we are, and who we strive to work with. A unique trait for a company in a very capitalistic industry. We are proving that the two go hand in hand. If you are, and if you work with “Good Humans,” success in all definitions comes easier”.

- Aaron VanTrojen

CEO Geneva Financial

Autism Speaks

Geneva Financial's #1 Value is being a good human. That is why we support Autism Speaks, the largest autism research and awareness organization in the country, to advocate for the development and acceptance of individuals with autism and their families.

We recognize the true importance of championing the under-represented and giving back to our communities. Geneva team members across the country are volunteering in the pursuit of Increasing Global Understanding and Acceptance of People with Autism no matter where they are on the spectrum. Looking to Get Involved?

Autism Speaks walk in Colorado.

Look good for a good cause with our Be A Good Human merch and check out our store to donate toward spreading understanding and acceptance for those with autism as we continue to bring a Human Touch to our community. Join us on our mission for humanity as we volunteer and raise money for this incredible cause!

6 Ways To Brighten Up Your Home For Spring

Spring is here so it may be time to spruce up your home and let the light in! Refreshing your space by brightening it may boost your mood, especially if you live in a colder state. We’ve got six ways to brighten up your home, give them a try.

Freshen Up Paint

Try bright bold colors on your walls, cabinets, table or dresser. Bringing in some bright colors can really lighten up your space! Colors like orange, yellow, red, and pastels are proven to make you feel happier.

Pillows and Blankets

If you are not quite ready to commit to full wall paint, try swapping out your throw blankets and pillows with colors that radiate spring.

Swap Out Decor

Changing your decor and art pieces around your home can really lighten your place up.

Use Patterns and Texture

Incorporate patterns and textures that bring spring into your home.

Mirrors

Mirrors are a great way to make your space feel more open and airy.

Plants

Plants are a great way to not only channel the essence of spring but can liven up any space.

Items can be found at www.westelm.com

THE TRAILER We provide a mobile unit to those experiencing homelessness where they can take showers, do laundry, get help on a resume, and more. DONATIONS ARE COLLECTED We collect donations so we can keep the mobile units running and continue to supply showers, haircuts, supplies, garments, and more. MAKE THEM FEEL HEARD Make them feel heard, seen, safe and welcome to stay for as long as they would like.

About Us October 14, 2015 was the first day I went out on a street mission to help those experiencing homelessness. I was always driving around town running errands for my other business, Paper Clouds Apparel, and every day would see individuals holding signs asking for help, most of the time wearing shirts that were dirty or falling apart. This first venture I was with my friend Brie, and had a large stack of new t-shirts printed with the Paper Clouds Apparel logo, and a stack of hand written letters of hope, notes filled with encouragement. I had no thought of beginning a nonprofit, I was just going to hand out positive letters and new shirts. Daniel was the third person I met that day, and he changed my life forever. When we approached Daniel he was sitting in the park and did not have a shirt on. I approached him, shook his hand and we exchanged names. I then handed Daniel a new shirt and letter of hope. Daniel took them and then placed his head in his hands and began to cry. I asked him if he was ok, and Daniel told us that everything he owned was stolen a week ago, and he didn’t even have a t-shirt to his name. Hearing that inspired me and I realized I was going to do something to help those in need. In May of 2016 Cloud Covered Streets received our 501c3 nonprofit status. When I was out on the streets, our goal from the start was to develop friendships with the people we helped. I always tried to make sure everyone we met understood that we cared about them. One of the questions I would always ask was: “What is something you could really use?” The most common answer was “A shower.” Their answers started over a three year project to bring them what they need. I researched and found others who were bringing showers to the streets, but they hadn’t combined other resources like a laundry machine, so they would shower and then put back on dirty clothes. We wanted to do better. Along the way we had multiple construction and fabrication companies promise to help our dream come true, only to disappear when needed. So we decided to build it ourself. We bought an empty 22 foot cargo trailer, and with the help of a couple friends, and a couple local businesses, we completed the build of our first mobile shower/laundry trailer in March of 2020. The COVID-19 pandemic caused a delay in our launch, but soon we will be out on the streets and helping those experiencing homelessness. Cloud Covered Streets is not going to stop with one trailer. We understand that homelessness is an issue all over the United States and we want our trailer in every city where there is a need. Thank you all for learning about Cloud Covered Streets and we hope to hear from you, have you volunteer at a trailer, or maybe even lead up a street team. Thank you for your support. Without your time and donations, none of this would be possible. Have a beautiful day.

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Home By Geneva Spring 2022

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Spring Decor

Energy Efficient Tips