Celebrating Canadian Design | Home Trends Magazine | Home Decor & Renovation

THE BEST OF CANADIAN... * Design * Artisans * Fashion * Products * Experts * Business

Incorporation Basics Do I need a lawyer to incorporate? 86 Succeeding Online Strategies for taking your business into the online world. 87 Mortgage Brokers Exploring a career as a mortgage broker. 90

IN THIS ISSUE... #shoplocal #trending with Jo Alcorn Jo Alcorn shares her favorite Canadian made pieces for your home. 24 We Love...

Editor's picks for what's trending in 2021! 30 Made in Canada Local products, designers, destinations and recipes from provinces across Canada. 94 Parting Shot Local favorites with Designer Glen Peloso. 141

Outdoor Oasis Outdoor Living Stunning outdoor living space renovations. 62

Outdoor Inspiration Design concepts by Editorin-Chief Marc Atiyolil. 64 Bracknell Beauty An outdoor oasis designed for making memories. 69

Lifestyle Canadian Fashion File Fall favorites from Canadian designers. 73 Trend Watch Eyewear trends to watch for 2021-2022. 76

Careers & Business Hybrid Work Strategies Tips and advice for navigating the new hybrid work environment. 80 Side Hustle To Business Take your passion from hobby to career. 82

Trendsetters A look inside the work and lives of some of the industry’s most innovative thinkers. 43 Tips from the Pros Our experts share some of their best advice for your home and lifestyle. 56

Design Ideas

Home Office Essentials Technology for creating a productive, connected home office. 92

Design Inspiration Concepts from Susan Jomha and Crystal Williams. 40

Expert Advice

Design Inspiration Concepts from Isabelle Boba and Synthesis Design. 58

Kitchen Primer Luxury appliances for the modern home. 38

Fall 2021 Special Edition

Editor-in-Chief Marc Atiyolil www.MarcAndMandy.com

Associate Design Editor Crystal Williams National Design Editor Glen Peloso Lifestyle Editor Mandy Atiyolil Design & Event Editor Evelyn Eshun Design Editor Karla Dreyer Style Editor Jo Alcorn ON THE COVER: Space designed by Kelly Grose, Farmer’s Daughter Interiors, Swift Current, Saskatchewan; Photo

by Delina Langridge

Food Editor Chef Rob Thomas Copy Chief Lorraine Jolicoeur Art Director Micheline Gosselin Contributors J. Alcorn, J. Little, S. Charest, C. Rodgers, T. Horton, C. Grose, I. Boba, A. Kelly, G. Pizzale, K. Penuita, S. Jomha, C. Reed, L. Moody

Media Sales Inquiries: Canadian Sales Office: Ph: 1-866-984-0940 sales@canadianhometrends.ca www.canadianhometrends.com Production and Design Marc Atiyolil Media Inc. Published by: Marc Atiyolil Media Inc Box 7, 20 Centre Ave, Blumenort, MB R0A 0C0 1-866-984-0940 – FAX 204-346-9099 Email info@canadianhometrends.ca www.canadianhometrends.com

To Subscribe Call: 1-866-984-0940 All rights reserved. The contents of this publication may not be reproduced in whole or in part without the express written consent of the publisher.

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OUR DESIGN CONTRIBUTORS

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Editor-in-Chief Marc Atiyolil; National Design Editor, Designer Glen Peloso; Style Editor, Designer Jo Alcorn; Designer Jacklynn Little; Designer Stephanie Charest; Designer Carli Rodgers; Designer Theron Horton; Designer Carli Grose; Designer Isabelle Boba; Designer Annaliesse Kelly; Designer Gabriele Pizzale; Designer Kelly Penuita; Designer Susan Jomha; Designer Carol Reed; Designer Lisa Moody

As Canadians, one thing that we have come to realize recently is the importance of asking the hard questions about where products are manufactured and how the goods that fill our homes are helping fuel our economy. More than ever, homeowners are choosing to shop local and support local artisans, tradespeople and family owned companies.

Who says smaller isn't better?

Years ago, Nate Berkus and I discussed how trends were moving towards items that create conversations. At the time, we were talking about accessories from other countries. Today I truly believe that, as Canadians, we have begun to see the abundance of talent that exists right here at home. We are drawing inspiration from designer spaces from coast to coast and creating an eclectic mix of styles that represent our great country. (Check out local products and spaces from each province starting on page 94). Each province offers a wealth of design ideas right at our fingertips and as Canadians, we are always willing to help a fellow neighbor with friendly advice. (See tips from Canadian Pros on page 56).

For those who have taken the time this past year to hone in on their skills and build their own small business, I applaud you for your courage and strength. Running a business is never easy but know that small businesses are the backbone of the economy and you are not alone. There are many great ideas filling this issue to help you whether you are working from home or trying to navigate through your new venture! (See our Business & Careers section starting on page 80).

This entire issue has been carefully filled with curated content that celebrates Canadian style, fashion, products and best of all, people.

MARC ATIYOLIL Editor-in-Chief marc@canadianhometrends.com

#trending

with Jo Alcorn

HOME TRENDS’ STYLE EDITOR JO ALCORN SHARES HER FAVORITE CANADIAN MADE PIECES FOR YOUR HOME!

These animal print designer pillows are part of the Alcorn Home collection. This designer pillow collection is a handcrafted, fully washable line of fashionable pillows that you can use without worry. Bringing fashion and function together, the entire collection is sustainably made in Canada, hypoallergenic with dust mite control and animal cruelty-free fill. - www.alcornhome.com

Stone and Soy Handcrafted was founded by Farzana Bacchus, an interior designer with a passion for the arts. Created in 2020, as an expression of self that transcends into design and functionality, their goal is to create timeless pieces that are beautiful, durable and that will fit in any home. Each piece is handcrafted in Ontario, Canada with love and attention to detail. The product line consists of bowls, planters, 100% soy wax candles with essential oils, trays, side tables, plant stands, paper towel holders, coasters and other home dècor items made out of cement. www.instagram.com/stoneandsoy

Hand-Thrown Ceramics Hand-thrown on the potter's wheel by Paul Stewart, these water tight unglazed bottles are available in a variety of unique shapes and colors.

Located in the West End of Toronto, Paul operates The Pottery, a small boutique that offers a selection of custom pieces along with lessons, workshops and more. www.paulstewartceramics.com www.thepottery.ca

A beautifully handmade macramé wall hanging is a gorgeous addition to your home and dècor. This unique one-of-a-kind wall hanging is created with natural cotton rope and lots of pretty details. Liana of Little Knotty Farmhouse hand makes a wide variety of gorgeous macramé pieces including décor, fashion and more! - www.LittleKnottyFarmhouse.ca

This Box Elder bowl was handcrafted

by Sam Meandro. Also known as Manitoba maple, this creamy colored deep bowl with knot inclusions will enhance any part of your home. It is also perfect as a medium sized fruit bowl. The red areas are produced by the tree’s defence mechanism when attacked by a fungus or damaged. The wood used was locally sourced in Caledon after being felled to clear hydro lines. The bowl features an environmentally- friendly finish using tung oil and buffed with carnauba wax to give a beautiful hand-rubbed look.

www.facebook.com/woodturningbysam

CANADIAN HOME TRENDS & TIMSOLD REAL ESTATE TEAM

Luxury Living IN LEASIDE

PROPERTY FEATURES Brand New Luxury Suites

Lounge & Fitness Room

2/3 Bedroom & Den

24 Hour Surveillance

Outdoor Terraces

Low Maintenance Fees

Party Rooms

Shane Baghai's Leaside Manor is a boutique, luxury condominium with 38 exceptionally laid out suites, each over 1,000 square feet in size. There are only 19 remaining, ready to move in suites available, perfect for empty nesters, young professionals, families and/or investors. Located in the heart of Leaside, they are close to amenities, schools, parks, shops and transit!

Suites include 24 hour electronic surveillance, access to outdoor terraces, party rooms, a lounge and a fitness room.

Each suite also includes 1 parking stall, 1 locker, an 85” flat screen TV and motorized window coverings! Available in 2 bedroom + den and 3 bedroom + den configurations starting at just 1.2 million. - Tim Keung, Broker, www.timsold.com

WElove

EDITOR'S PICKS FOR WHAT'S TRENDING IN 2021!

TRAVEL DUVET If you love the comfort of a down duvet, this is the perfect travel accessory! Designed to be light and compact, this travel duvet can compress down to about 4 or 5 cm, but easily fluffs back up into a comfortable duvet! Made from 100% cotton with 500 loft silver duck down, the duvet is also washable.

St. Genève, www.stgeneve.com

WOVEN TOWELS Woven towels, a popular choice in Europe, offer a number of benefits. Not only do they dry quickly which saves energy but they do not produce lint or snag like other towels. These spa-like towels are made from fine Italian fabric, sewn in Canada.

CAPRI 90 DUO Made from 100% cotton, the Capri 90 Duo Sateen Collection is available in 90 colors, allowing you to customize everything from your sheets and pillow cases to bedskirts and duvet covers.

Sewn in Canada from fine Italian fabrics, this contemporary collection offers limitless potential for mixing and matching to create your own custom style.

LOCALLY GROWN FLOWERS

CHOOSING LOCALLY GROWN, SEASONAL FLOWERS IS BOTH AN ENVIRONMENTALLY AND ECONOMICALLY FRIENDLY WAY TO SUPPORT LOCAL BUSINESSES. - Florigens Design, www.florigensdesign.com TWEEDIA, also know as Blue Milkweed, features clusters of small, five petal blue flowers that add soft color to your bouquet.

VERONICA is a beautiful perennial that comes in a variety of colors that look beautiful as an accent piece and has historically been used to symbolize healing, recovery and joyfulness.

GO COCONUT This play couch comes in a wide variety of colors with a soft inside and a durable exterior that makes it perfect for play time! Designed and made in Canada, the couch features a sleek, simple style that fits into any décor and creates a fun play surface that kids can mold to suit whatever their imagination can come up with. From a play fort or a rocket ship to an extra sleep surface for slumber parties, the Go Coconut does it all! www.gococonut.ca

QUEEN ANNE’S LACE, also called wild carrot, is one of the most common wild flowers in Toronto.

Each of the plant’s tiny umbel clusters contain as many as 1,000 tiny flowers. It looks lovely with roses and many other popular flowers.

CANADIAN QUALITY Canadian made furniture is a great choice for any home!

We carry a number of Canadian made brands including Brentwood Classics, Canadel, Statum Designs and Elran. These manufacturers have been designing and manufacturing made-to-order furniture for Canadians for over 40 years. They have served the changing market trends from transitional to contemporary to satisfy the different lifestyles of different consumers.

Products are hand assembled and hand finished, following the highest quality standards in the industry, in accordance with environmentally-friendly processes. To comply with the different room sizes and settings, products are available in a variety of configurations and dimensions with fabric and stain colors selected by the clients. This allows you to truly customize your home to your specific style and needs!

Speers Interiors, www.speersinteriors.ca

SOPHISTICATED SHOE STORAGE Rakabot offers a simple yet sophisticated solution to a common problem; shoe storage that takes Canadian weather into consideration. The unique design of each shelf allows footwear to air dry. Water flow, salt and sand from wet footwear is directed by gravity into a receptacle, keeping floors clean and dry. The sleek modern design easily fits into any design style and the unit is easy to clean for minimal maintenance. With both commercial and residential options available, there is a Rakabot solution for everyone. www.rakabot.com

Kitchen Primer DISCOVER LUXURY KITCHEN APPLIANCES FOR THE MODERN HOME Euro-Line Appliances, www.euro-line-appliances.com

Frostsafe Freezer Drawers Airtight removable freezer drawers protect frozen food from unwanted air exchange and chilled air loss even when the door is opened. They are generously deep and transparent, providing an optimum view of what’s stored within.

BioFresh – Plus Featuring 3 drawers with independent climate controls so you can create a high humidity HydroSafe environment for fruits and veggies in one drawer, a low humidity DrySafe for meats and cheeses, etc.

Temperatures as low as 28°F are ideal for preserving fresh fish and seafood.

Arriving Fall 2021 The new Monolith Bottom Freezer Refrigerator in 30” and 36” will be available fully integrated, with panel-ready and stainless steel door options to customize to your liking. All Liebherr columns refrigerators are the perfect combination between impressive design and food preservation technology.

Pyrolytic Cleaning This Porter & Charles oven with pyrolytic cleaning function will make cleaning your oven easier.

Pyrolytic ovens tackle the grime in a different way: they burn it with fire. More specifically, the oven heats up to about 400 to 500 degrees Celsius, heating the baked-on bits until they carbonise and turn to ash, always keeping your oven thoroughly clean.

Wine has found the perfect home with Liebherr. Liebherr has expanded the prestigious Monolith Column Collection to include 18” and 24” wine columns. With elegant stainless steel interiors and the ability to add customized labeling, Monolith Wine Columns serve up a timeless design while boasting innovative features including InfinitySwipe, which allows you to effortlessly control up to three temperature zones on a single 3.5-inch touchscreen and InfinityLight, which casts an even glow to better showcase your complete wine collection.

AEG’s 30” Multifunction Oven features multiple racks for expanded capacity and 11 different cooking functions including Steam Assist cooking, True Fan Convection to help eliminate flavor transfer, high/low bake, pizza mode and defrost.

Living Lighting www.livinglighting.com

Chic & Basta www.chicbasta.com

Susan Jomha Distinct Interior Design www.distinctinteriordesign.ca

Nexo Design www.nexodesign.ca

Inspired by the Nexo Mirror, this loghouse dining room offers old world rustic charm. Imagine a custom washed-oak table flanked by six Grain & Burl dining chairs and upholstered chairs at each end. A color palette of soft greige, gray and beige comes to life with pops of red in the carpet and natural greenery on the walls. The simple chandelier adds a touch of elegance without taking away from the rustic feel of the space.

Revere Pewter HC-172 Benjamin Moore www.benjaminmoore.com

Chic & Basta, www.chicbasta.com

Canadel www.canadel.com

Speers Interiors, speersinteriors.ca

Grain & Burl www.grainandburl.com

Surya, www.surya.com

ShopCHT www.shopcht.com

Nexo Design, www.nexodesign.ca Home Depot www.homedepot.com

Crystal Williams Associate Design Editor www.CanadianHomeTrends.com Being surrounded by design ideas every day, the hardest part of design for me is picking a style. I love them all! This look brings together geometrics, modern lines, rustic woods, industrial accents, traditional prints and Mid-Century Modern pieces. A simple, neutral palette keeps the look cohesive while plants and textures bring the space to life.

West Elm, www.westelm.ca Alcorn Home www.alcornhome.com

ELTE www.elte.com

Speers Interiors, www.speersinteriors.ca

West Elm www.westelm.ca Grain & Burl www.grainandburl.com

Speers Interiors, www.speersinteriors.ca

this issue’s TRENDSETTERS A look inside the work and lives of some of the industry’s most innovative thinkers.

AmandaRoberts

AR My favorite plant story is about my first winter with my fiddle leaf fig. First I seriously underwatered it and it lost a bunch of leaves, then it got spider mites, then I overwatered it and it lost a bunch of leaves. I was sure it was going to die! I’ve figured out a good routine with it now, but they’re such picky plants when it comes to their growing conditions. Mine has its own humidifier. I like telling this story to remind people that plants can be tricky and that I make mistakes and struggle with them sometimes too.

The houseplant hobby is basically 80% persistence!

CHT If you could have lunch with any one person in the world, who would you pick?

AR Ru Paul. In interviews he is hilarious but also makes these really profound observations about society, politics, mental health, and gender.

I’m a big Drag Race fan!

CHT What is one plant you haven’t had a chance to own/grow yet that you’d love to attempt?

Amanda Roberts, host of HGTV's Plant Mama web series, is a full-time grad student who is currently working on PhD in political science. She resides in Ottawa with her partner, their cat Artemis and their dog Gordon.

Amanda's love for plants began as a young girl when her grandmother gifted her an African Violet. After nearly killing the plant, she brought it back to her grandmother who helped bring it back to life. Amanda aspires to that level of green-thumb-ness to this day.

Houseplants have become increasingly more popular with millennials like herself over the past few years.

(Which makes total sense as plants are such a fun hobby and a great way to make your home feel cozier too.)

Plant care can be really intricate and the amount of great information out there can be overwhelming. With Plant Mama, Amanda's goal is to keep it simple and approachable while still covering all the basics you need to get

started. In the future, Amanda hopes to build on that foundation by exploring niche topics like caring for particular plants or dealing with pests.

Reflecting on the first season of Plant Mama, Amanda says the biggest learning curve as an introvert was finding ways to keep her energy up in order to be "on" all day. The entire season, including 6 full episodes and lifestyle b-roll, was filmed on set in Toronto over the course of three days. The key was finding time for things that would give her that much needed few minutes of quiet to bring back her enthusiasm . That included things like reading a book for five minutes while a shot gets set up, having a snack or a coffee, even doing a few yoga poses while the producer adjusts a shot!

CHT Do you have a personal favorite plant story?

AR I think carnivorous plants are fascinating and beautiful! They can be a bit high maintenance, so I haven’t given them a try just yet.

CHT What is your favorite room in your house?

AR I love our living room. It has a big south-facing window, so it gets really good light. My cat Artemis has beds hanging on the window and she's there often. The room is crammed with plants on every surface, including the floor. I actually buy more surfaces to put plants on. It’s a problem but I love it!

Find Season 1 of Plant Mama on HGTV at www.hgtv.ca/plant-mama

Debbie Esayenko Sean Jordan

Deb Esayenko didn’t let life changes and challenges get in the way of “opening” her doors in November 2020. At Mosenko Design Inc, she offers a floor-to-your-door service with a fully equipped, mobile flooring showroom that comes to you! Deb brings the skill and experience needed to plan the perfect flooring solutions for you and your home. As an expert in both flooring and design, Deb ensures she keeps up on the latest trends and offers a wide variety of options including luxury plank, vinyl and even statement carpet among her samples. A thorough, in-home consultation is an important part of choosing your flooring, allowing her to offer options tailored to your home to ensure value and continuity throughout.

Canadian Home Trends: If you could have lunch with any one person in the world, who would you pick?

Deb Esayenko: I'd love to sit down with Richard Branson.

He is a fascinating entrepreneur and a conscious capitalist.

CHT: If you could go back 20 years, what advice would you give your younger self?

DE: RELAX and have FUN! Life ALWAYS works in your favor! There are times when it certainly doesn’t feel like it but it does!

CHT: Name one thing on your bucket list.

DE: I would love to take a trip around the world.

CHT: What is your favorite room in your house?

DE: My office is my favorite room because it is my most “productive” space. I meditate, work and create in that space! southcalgary.floorcoveringsinternational.com

Many years ago, Sean Jordan was in the process of buying rental homes and became frustrated with realtors after they were showing him places that didn't match his criteria.

Inspired to help others change their future with real estate, Sean earned his real estate license and joined the field.

Property Finders, started nearly 20 years ago, was born from the idea that premium service doesn't have to come at a premium price. With a complete service package, proper marketing, excellent communication and a reduced commission rate, Sean is able to put the homeowner's satisfaction above all else.

Canadian Home Trends: If you could have lunch with any one person in the world, who would you pick?

Sean Jordan: Warren Buffet! It would be amazing to pick his brain and get valuable pointers.

CHT: If you could go back 20 years, what advice would you give your younger self?

SJ: Stop listening to people who say you can't do things that you are passionate about.

CHT: Name one thing on your bucket list.

SJ: I would say giving back by taking a missions trip to Africa.

CHT: What is your favorite room in your house?

SJ: My kitchen! I love trying to cook new things. www.thepropertyfinders.ca

Dr. Shahdad Ayoughi has a love and passion for dentistry that truly shines through in his practice where he aims to create an exceptional experience so that every patient can smile more. Accredited as one of the world’s top 100 dentists, a 5 star implantologist and one of Vancouver’s top three dentists for over 5 years, it is a surprise that he was originally on a path to become an electronic engineer. After graduating in 1990 from the University of Toronto, Dr. Ayoughi decided to move back and start his private practice in Vancouver in 2003.

Inspired by people, cultures and new technologies such as digital dentistry, Dr. Ayoughi ran a training course and study club for dentists on Implant Dentistry. He currently provides professional instruction and mentorship in both implant surgery and prosthodontics internationally in addition to his several private practices.

Canadian Home Trends: If you could have lunch with any one person in the world, who would you pick and why?

Dr. Shahdad Ayoughi: Steve Jobs, because he changed the world in many different ways. Communication and the expression of emotions as well as many more. He was a perfectionist, he never stopped learning and creating and yet he stayed humble.

CHT: If you could go back 20 years, what advice would you give your younger self?

SA: Do not fear! Go, try, and make it happen!

CHT: Name one thing on your bucket list.

SA: I'd love to learn Spanish.

CHT: What is your favorite room in your house?

SA: My family room is my favorite.

www.parkviewdentalvancouver.com

Dr.Shahdad Ayoughi

Michael Bobula

“Bunny”

Batista

Michael Bobula: I would pick my grandfather, I could say any famous person on earth but there is so much information about anyone who is famous. My grandfather wasn’t famous and I have no information about him except what I remember as a young boy. He passed away when I was very young. To be able to talk to him now would mean the world to me.

Brian “Bunny” Batista, President of the Calgary Allied Arts Foundation and co-founder of the Calgary Underground Film Festival, has always been an artist. In 2017, Brian took a leap of faith and moved into cSPACE King Edward. He spent months creating paintings and amassing studio supplies and equipment in order to open and teach the first classes. The studio has been growing and thriving every since, teaching skill based art through demonstrations, lectures and handson techniques. This approach fuses a Western methodology with the classical model in a refreshing and exciting way.

The curriculum is holistic with a goal to increase the quality of fine art by encouraging the proper training of practical art skills. At Atelier Artista, students learn to see in new ways and to improve their skills through hands-on engagement and academic exercises. The studio offers a variety of classes and workshops as well as multiple drop-in sessions with live figure models. Art is for everyone no matter what demographic, skill level, age, race or gender and Atelier Artista is a safe place to discover your creativity.

Located in a gorgeous heritage building, the studio is full of inspiring visuals with great light and large north facing windows full of live plants.

CHT: If you could go back 20 years, what advice would you give your younger self?

Canadian Home Trends: If you could have lunch with any one person in the world, who would you pick and why?

MB: Have more discipline in yourself. Goals are just a wish if you don’t have strong discipline. Also, read more books.

Brian Batista: I’d have lunch with Marcus Aurelius or Manly P. Hall. I think both have interesting ideas and philosophies to live by and I’m certain a dinner conversation with either would be incredibly fruitful.

Michael Bobula has worked in the construction industry for many years, taking on a variety of different roles. In 2014, Michael attended a cottage show in Bancroft, Ontario where he met a gentleman who was chopping wood with an axe, creating lumber in the traditional hand hewn method. The gentleman agreed to teach Michael and by late 2016, Michael's passion for this traditional craft became his primary business. A member of the Ontario Wood Association, Michael's goal is to keep the art of hand hewing alive. He finds pride in knowing that every carefully crafted piece is unique, custom and handmade with no prefabrication.

Canadian Home Trends: If you could have lunch with any one person in the world, who would you pick and why?

CHT: What is your favorite room in your house?

MB: My livingroom has a high ceiling with a beautiful wood beam at the top and a comfortable sofa with a wood burning fireplace. It is an excellent place to enjoy a good book and a glass of wine. www.vintagewoodcrafters.ca

CHT: What is your favorite room in your house?

BB: My bedroom is decorated floor to ceiling with my art collection including a wall of all “pink” artworks. www.atelierartista.com

Rina Rossi grew up in the real estate world, watching her father work as a real estate investor. The industry always intrigued her and eventually, she decided to join the industry as a real estate agent. Rina partnered with Raafat in 2018 and together they have created a service that offers added value with guarantees for buyers and sellers and incentives that other realtors do not offer. Rina is inspired by the joy on her clients' faces when they are able to buy the home of their dreams or sell their home and experience value they hadn't found before. Rina has earned a position in the Remax 100% Club and has been a Platinum Club Team in New Construction since 2016. Rina and Raafat are excited to be expanding their team and partners across the world through EXP Inc, and advises homeowners to do their research before working with a realtor and check to see if there are any FREE incentives. www.raafat.ca

Rina Rossi

Canadian Home Trends: If you could have lunch with any one person in the world, who would you pick and why?

Rina Rossi: I would lunch with Glen Sandford the founder of EXP. He has created the world’s first iCloud brokerage or the “Amazon” of real estate. He offers equity share to realtors across the globe and he gives back generously.

CHT: If you could go back 20 years, what advice would you give your younger self?

RR: If I could go back 20 years, I would have worked towards getting my license sooner.

CHT: Name one thing on your bucket list.

RR: I would love to establish a charity or fund for young single moms.

CHT: What is your favorite room in your house?

RR: My favorite room in our house is the rec room. My husband transformed it into a chalet and stained the wood on our ceiling.

CANADIAN HOME TRENDS & TAV SCHEMBRI

16067 Heart Lake Road, Caledon

CUSTOM COUNTRY ESTATE PROPERTY FEATURES 91 Manicured Acres

45 minutes from Toronto

4 Bedrooms

2,400 sq. ft.

Auxiliary Building

3 Bathrooms

Stunning Views 91 manicured acres with eye-catching views in South Caledon, close to the Caledon Trail, skiing, golf, parks and spas. This century home (1867) features 4 bedrooms and 3 bathrooms with charming character and unique custom craftsmanship including crown moldings, built-in cabinets, a grand dining room, den and master suite with spectacular views. An auxiliary building is perfect for a home office or hobby shop with over 2,400 sq. ft. on the upper level. A picturesque driveway leads to a pond and barn. The property is meticulously landscaped with stone walls and includes a back up generator, LED lights and 400 amp service. - Tav Schembri, Broker of Record, www.tavsells.com

Tips from the Pros

OUR EXPERTS SHARE SOME OF THEIR BEST ADVICE FOR YOUR HOME AND LIFESTYLE!

There is not a single reason to go a penny over budget if you set your budget ahead of time and build a plan that’s going to fit within that budget, accounting for 25-35 percent contingency for things you can’t anticipate.

There are two things that cause people to go over budget. The first is not having a detailed plan. If you’re guessing on how much you might spend on flooring but haven’t actually picked the flooring you want, it might not add up they way you planned. The second is making additions to the renovation over time and making changes, such as upgrading materials, which end up costing more and eating into your contingency.

Bryan Baeumler Island of Bryan, HGTV

If you take the time to create a solid budget, plan your design details in advance and enter the project determined to prioritize what needs to be done over cosmetics, you should know exactly what your renovation is going to cost the day you start - or even before!

The term Cosmetic Dentistry is a little misleading because a number of the procedures referred to as cosmetic dentistry are not strictly for cosmetic purposes. There are a number of health benefits that can come from cosmetic dental procedures. A fixed bridge, for example, may be used to correct a bite problem rather than just repairing stained or chipped teeth.

Cosmetic dentistry can have both health and psychological benefits because when you look good, you feel good too. It’s been medically proven that smiling can improve your health and help fight disease.

A great smile is an important part of your health and contributes to your overall happiness.

Dr. Ed Lowe, Dentist The Lowe Centre

Buying or selling real estate at an auction is the most pragmatic and transparent way to sell a property, according to Bruce Brady, an industry expert. The money and time spent on MLS and showings will only generate offers according to what buyers are willing to pay.

The auction system is more transparent. Everyone knows exactly what the offers are and you can see the other buyers standing right next to you! That is why auctions are catching on. In Australia, for example, they buy and sell real estate primarily using the auction system.

Bruce Brady, Realtor Bruce Brady Real Estate

There are a couple ways to approach an auction sale including an MLS assisted sale or straight auction without MLS. Having the right team to aide you through the process helps to ensure your house gets the exposure needed so you can spend less time worrying about selling and more time doing what you love.

Andrew Hibbs CEO, Kitch Inc. Cost and timeline often cause homeowners to shy away from tailormade cabinetry, but personalization is what really makes a home feel like your own.

The perfect solution is to start with an affordable base like IKEA’s SEKTION cabinets. Then, create a unique space by customizing the fronts and hardware to match your desired style. With Kitch, you can mix and match a wide variety of styles and finishes for your IKEA cabinets to create the perfect, unique design for your home.

Peerani SarahZain Dougall, Jeweler Peerani’s Flooring Made You Look

Theron Horton, Landscaper Theron Horton Design

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To create a seamless transition from your indoor to your outdoor living space, focus on bringing the same level of comfort and style to both. This can include selecting uniform hard surfaces, outdoor furnishings that are just as stylish and comfortable as those indoors, a quality sound system that connects both spaces together and an outdoor kitchen with all the amenities needed to prepare a delicious outdoor meal.

of jewelry separate.

Evelyn Eshun, Evelyn Eshun Interior Design Jason Bolden WINNERS Style Expert Looking for a way to freshen up your style this fall? Mixing prints and textures is the perfect way to add some edge to your looks!

What is the easiest way to accomplish that? When shopping for fall wardrobe items, select pieces with complementary hues to keep the look cohesive.

If there is one piece of design advice that I would swear by, it is this.

ALWAYS buy quality! It is much better to have less of something that’s great than a lot of stuff that’s not so great. This is especially important for long term items like finishes, flooring, appliances, large furniture items and other items that will be costly to replace down the line if they don’t hold up. Focus on classic, high quality pieces.

Chef Massimo Capra Celebrity Chef The best way to enjoy a party is to divide chores between spouses.

One should tend to the food and one should be in charge of the drinks.

Better yet, invest in getting a helping hand from a professional waiter. Shop around and you might find that a couple hundred dollars can go a long way to making your life easier! Click here for more hosting tips from Chef Massimo Capra!

EQ3 www.eq3.com

umbra www.umbra.com

Isabelle Boba LUX Design, www.luxdesign.ca

The Last Touch shop.thelasttouch.biz

Inspired by the bold, contemporary Spring in Recovery canvas by Eiman Muiny, this living room balances modern neutrals with bold pops of color and pattern. The Anika coffee table brings in a warm, natural feel that is continued with a selection of plants. The combination of bold, happy colors with natural elements brings joyous, hope-filled inspiration from the artwork into the room.

Casalife www.casalife.com

Article www.article.com

mobilia www.mobilia.ca

mobilia, www.mobilia.ca

Moe’s, www.moeshomecollection.com

Gus* Design Group www.gusmodern.ca Plank & Pin www.plankandpin.ca

Rug & Blanket, The Bay, www.thebay.com

Black Ink 2127-20

Synthesis Design www.synthesisdesign.ca Yellow 2022-10

Oxford White CC-30

Benjamin Moore www.benjaminmoore.com

Articolo Lighting www.articololighting.com

This cozy retreat combines natural wood tones with artistic statement pieces. The artisanal reclaimed-pine coffee table and rotated Last Touch artwork center the room with black furniture and details repeated throughout to ground the space.

Soft furnishings draw from the yellow in the art piece adding fun, warmth and whimsy.

WestElm www.westelm.ca

ANDLight www.andlight.ca

The Last Touch, shop.thelasttouch.biz West Elm www.westelm.ca West Elm www.westelm.ca

Union Wood Co www.unionwoodco.com

Tonic Living www.tonicliving.ca

Plank & Pin www.plankandpin.ca

Barter Designs www.barterdesigns.ca

EQ3, www.eq3.com

outdoor

LIVING BEFORE

The original deck at this home in a subdivision of Kingston, Ontario needed to be replaced as it was crudely built and the stairs were not in the correct location. The homeowners contacted Haight's Carpentry, a Craft-Bilt dealer, for an estimate on aluminum water tight decking with glass railings and a partial covered roof system. Realizing the benefits of working with a dealer who was also a contractor, the homeowner decided to team up with Haight's Carpentry to oversee the project which is taking place in three stages.

STAGE ONE

After taking care of designing the project, drawing up plans for the building department and securing necessary building permits, the first stage of the project involved demolishing the deck. New sauna tubes were dug, a new deck was framed and the stairs were relocated. A Craft-Bilt Desert Sand water tight aluminum deck was installed in full 20' lengths with matching stair treads. The deck was finished

STAGE TWO with a glass railing system that features Craft-Bilt's unique hidden fasteners. To create shade for the upper deck, Desert Sand rafters where installed with a Northlander Skyview Structural Polycarbonate roof in a bronze tint.

This spring, stage two of the project was on the agenda. This involved turning the space under the deck into an outdoor room that offered an enclosed space the homeowners could use in any weather. The water tight aluminum decking above made this possible without worry about water dripping thrrough the deck into the lower patio. A Craft-Bilt 4 Stacking Window System with a bronze tint vinyl cladding and posts, rims, joists and beams in matching aluminum were used to complete this space!

The current deck is absolutely gorgeous but this fall, stage three will involve creating a second enclosed space on the upper deck.

The roof will be extended to fully cover the deck and the upper glass and railings will be replaced by a clear sliding glass wall system. This will allow greater flexibility as both the upper and lower areas will provide full shade along with protection from inclement weather and insects.

Projects built by Haight’s Carpentry www.haightscarpentry.com; Craft-Bilt, www.craft-bilt.com

This beautiful upper deck and roof were already in place but the homeowners wanted to convert the area into a flexible room that could offer full access to the lower deck and pool area but that also be closed up in the evening to keep insects out. A black aluminum 4 Stacking Window System with trapezoid vinyl panes and accordion folding doors from Craft-Bilt offered the perfect solution. The room offers minimal obstruction of the gorgeous views overlooking the Bay of Quinte in Carrying Place, Ontario. The accordion doors can be pushed easily to the side for a clear view out over the backyard.

When closed, the space now offers an outdoor living space that is useable rain or shine, with protection from the elements and pesky insects as well.

Lowe’s, www.lowes.ca

Regal Ideas www.regalideas.com

“Fall In Love” Bouclair www.bouclair.com Canadian Tire www.canadiantire.ca

Marc Atiyolil, Editor-in-Chief www.CanadianHomeTrends.com The rich, vibrant colors traditionally associated with fall are a great choice for your patio all summer long as they bring the warm comfort of a late evening fire into your space! A traditional deck board with a bronze Regal Ideas railing creates a strong, grounded base for this patio. A play on textures and color tones pull this look together to create a truly rich and welcoming outdoor oasis.

Clubhouse Decking www.clubhousedecking.com

Home Depot www.homedepot.com

Bouclair, www.bouclair.com

Canadian Tire www.canadiantire.ca

Home Depot www.homedepot.com Home Hardware www.homehardware.ca

Bed Bath & Beyond www.bedbathandbeyond.ca

Regal Ideas www.regalideas.com

“Canadian, Eh?” Marc Atiyolil, Editor-in-Chief www.CanadianHomeTrends.com Lowe’s, www.lowes.ca

Home Depot www.homedepot.com ARD Outdoor, www.ardoutdoor.com

Canadian Tire www.canadiantire.ca

Simple, bold and classic best describes this look that appeals to many for its subtle simplicity and ability to fit in any setting. Whether you are retrofitting your existing cedartone deck or building a new one, the Regal Ideas wide picket textured black railing grounds the space and helps tie together the black furnishings. Simply add a pop of red in the accessories and textiles and you have a low-maintenance, welcoming outdoor space.

Clubhouse Decking www.clubhousedecking.com

Bouclair, www.bouclair.com

Bed Bath & Beyond www.bedbathandbeyond.ca

BRACKNELL BEAUTY HAVING LIVED AN ABUNDANT LIFE OF MOVING AROUND AND TRAVELLING, PETER AND SUSAN FIND A PERMANENT HOME WITH LOTS OF OUTDOOR POTENTIAL. With gardening and spending time with their grandkids top of mind, the journey began to create a welcoming space that was private but appealing.

Built over existing stone, the front space retaining walls and a hedge provide privacy, along with a robust welcoming space from the street to the door with maturing cherry and maple trees framing the entrance. The variety offers texture and color, providing curb appeal and appreciative neighbours. Raised planters offer a vegetable garden. Out back, a path leads up to a south facing deck. Here the family enjoys an array of entertainment and activity areas like a BBQ and a dog run. It is the perfect space for creating new memories.

Theron Horton Design, www.theronhortondesign.com

canadian

FASHION FILE

SOME OF THIS SEASON’S HOTTEST WARDROBE MUST-HAVES FROM CANADIAN DESIGNERS.

THE DESIGNER: Hilary MacMillan LOCATION: Toronto, Ontario FIND IT ONLINE: www.hilarymacmillan.com THE COLLECTION: High quality, ready to wear, cruelty-free womenswear in versatile, contemporary styles with timeless silhouettes.

SHOWN HERE: Ruched Front Blouse

THE DESIGNER: Street & Saddle LOCATION: Vancouver, British Columbia FIND IT ONLINE: www.streetandsaddle.com

THE DESIGNER: Andréanne "Anne" Mulaire LOCATION: Winnipeg, Manitoba FIND IT ONLINE: www.annemulaire.ca

THE COLLECTION: A made-toorder collection of equestrian inspired styles handcrafted in Vancouver, Canada.

THE COLLECTION: Designed and manufactured entirely in Canada, Anne was inspired by her Anishinaabe/French Metis heritage to create a collection that honors the planet and respects all people. Sustainable practices and eco-friendly materials are the cornerstone of the collection.

SHOWN HERE: Gimme Ribbon Equestrian Top

SHOWN HERE: Spirit Long Vest, Bamboo Crew T, Vacationist Long Pants

THE DESIGNER: Anneke Forbes LOCATION: Calgary, Alberta FIND IT ONLINE: www.annekeforbes.com THE COLLECTION: Custom made -to-measure coats that focus on quality with luxurious natural fabrics, thoughtful finishings, classic design and personal customization.

SHOWN HERE: Shawl Collar Wrap in Emerald Green virgin wool

THE DESIGNERS: Andrea Lenczner & Christie Smythe LOCATION: Toronto, Ontario FIND IT ONLINE: www.shopsmythe.com THE COLLECTION: Contemporary, ready-to-wear women's wear designed in Canada featuring advanced styling, methodical tailoring and impeccable construction.

SHOWN HERE: Pagoda Cadet Jacket, Pouf Sleeve Lace White Top, Tuxedo Cig Pants

THE DESIGNER: Lennard Taylor LOCATION: Winnipeg, Manitoba FIND IT ONLINE: www.lennardtaylor.com THE COLLECTION: Timeless pieces designed to make people smile and feel good about themselves. Each piece is made in -house with hand-selected fabrics.

SHOWN HERE: Marilou Jacket

THE DESIGNER: Nicolette Lang-Anderson LOCATION: Vancouver, British Columbia FIND IT ONLINE: www.nladesigns.ca THE COLLECTION: A fashion forward collection that blends style with practical functionality using quality fabrics and ethical production processes.

SHOWN HERE: Delores Top, Brandy Skirt in Oxblood

trend WATCH

Glasses are seen as a fashion accessory but they don’t just need to look good, they need to be comfortable and work for your lifestyle. Like shoes, having multiple pairs of eyeglasses that are specialized for your different activities will provide you with the best visual experience! Here are some of the top choices in fashionable eyewear right now.

OVERSIZED METAL FRAMES This trend is seen mostly in a thin metal frame in trendy shapes including aviator and square. Think 80s flashback styles!

BEST SUITED FOR: Low to moderate prescriptions due to the larger lens size.

LENS RECOMMENDATIONS Opt for thinner lenses called High Index. They work really well to minimize the thickness of your lenses and they are much lighter. Thinner lenses look better in thin metal frames like these, especially when looking at your glasses from the side.

Add an anti-glare coating. A great anti-glare coating should make you think there is no lens in your frame!

Your anti-glare should also include an easy-to-clean layer that reduces fingerprints and keeps your glasses looking cleaner longer.

TRY THESE

www.hudsonbayoptical.com

OCCUPATIONAL EYEGLASSES With so much time spent on devices, there are many lens options to help you reduce eye fatigue.

BEST SUITED FOR: Wearers looking for all-day comfort.

ROUND PLASTIC FRAMES

LENS RECOMMENDATIONS

This is a beloved classic style that looks great on nearly everyone.

Trending colors range from classic black and tortoise shell to crystal clear and pastel colors.

Progressive wearers, opt for a custom tailor-made lens. Basic progressive lenses are made using pre-set measurements that represent the average wearer and the average frame. Since most of us are not average, premium progressive lenses will be manufactured based on your exact measurements and those of the specific frame you have selected. You will never be able to go back to a non -custom pair after you’ve experienced custom lenses.

BEST SUITED FOR: All wearers due to the round lens shape and thicker plastic frame.

LENS RECOMMENDATIONS Opt for a blue light filtering lens. There are blue light coatings that are applied to regular lenses and there are lenses made from a blue light blocking material. Coatings can be approximately 10%25% effective, while a blue-blocking lens can provide 95%+ protection. A blue-blocking lens paired with a blue light coating will offer 100% protection!

Ask about anti-fatigue lenses.

There are special lenses made for Single Vision wearers that spend a lot of time reading or on devices.

They include a very light reading field (0.50/0.75) towards the bottom of the lens. These lenses will feel like your regular lenses, but will help relieve eye fatigue commonly associated with extended use of devices and extensive reading.

TRY THESE

www.hudsonbayoptical.com

Single Vision wearers, opt for a HD lens. A High Definition lens will give you edge-to-edge clarity and eliminate what is known as the “fishbowl” effect. If you have a moderate to high prescription, you know exactly what this is and shall be very happy to see it gone once you try HD Single Vision lenses.

TRY THESE

www.hudsonbayoptical.com

Careers & Business

AFFORDABLE QUALITY Steelcase Series™ 1 delivers ergonomics, quality, and choice while making it attainable for everyone. With LiveBack™ technology and soft curved arm caps to maintain forearm support, its intuitive adjustments fit a broad range of users, making it easy to use. A wide range of colors, fabrics and finishes make it easy for companies to put their brand on display in the office. Pair with the Migration SE, a heightadjustable desk built for the home office with performance and well being in mind to support you wherever work gets done.

TREND WATCH

Hybrid Work Strategies Over the past year and a half, many companies have had to transition some or all of their staff to a work at home environment. As a result, hybrid work strategies are becoming a growing trend as companies realize the benefits of offering a flexible work environment. A hybrid work strategy enables employees to work from home while still engaging at the office for community and collaboration. A recent study conducted by Angus Reed discovered that this trend is growing in popularity among employees with 39% of them saying they prefer a hybrid model while 29-34% would look for another place of employment if a hybrid model was not adopted in their current workplace!

Of course, working from home does not work for everyone. According to the experts at POI Business Interiors, there are many things that should be factored into the decision including the home environment, type of work (focus work vs collaborative work), individual personalities (introvert vs extrovert) and the ability to separate worklife and homelife. For

some, working from home may elevate productivity while for others, an office environment may be a better setting.

To successfully incorporate a hybrid work strategy into your workplace, POI experts suggest you consider performance, privacy, productivity, flexibility, individual needs and connection! The work from home experience should replicate the office experience in terms of creating an environment that supports individual comfort and wellbeing while enabling productivity. A hybrid work strategy involves working with each employee to create a plan that supports physical comfort and safety, takes individual personalities into consideration and ensures a healthy worklife and homelife balance is maintained.

Technology will also play a large part in this plan, from proper lighting to reliable connectivity and of course, virtual collaboration between office and home with software applications that keep everyone connected.

ERGONOMIC BEST SELLER The Leap office chair features patented technology in the seat and back proven to increase productivity. Leap's LiveBack® changes shape to mimic the movement of the spine and supports your body as you move. Natural Glide System™ technology enables you to comfortably recline while keeping your body aligned with your work so as not to strain your eyes, neck, or arms. 4-way adjustable arms move in height, width, depth and pivot to better support the neck and shoulders.

FULL SUPPORT Gesture is the first chair to support a greater range of technologies, postures and user sizes.

The back and seat move as a synchronized system to provide continuous and persistent support. The arms move similar to a human arm which allows users to be supported in any position. This chair provides excellent support for any seated position and adjusts quickly for ease of use.

CLASSIC STYLE Steelcase's table style fixed desk fits in a range of environments as a table or a desk. Post legs provide simple and classic aesthetic as well as ample space for storage. Pair with a classic style Amia chair for all day comfort. A system of flexors offer continuous lower back support as you move throughout the day and keeps your body aligned to your work as you recline and switch postures. The seat contours to you, while a flexible seat edge relieves pressure on the back of your legs as you recline or lean forward.

All Items Available from POI, www.poi.ca

FLEXIBILE SPACE Transform your living space into a working space with the Campfire Skate Table.

Lightweight and mobile, it moves effortlessly to adjust to you instead of you adjusting to your work. Ideal for lounge settings, the Skate Table makes any place a place to get things done.

Careers & Business

IF YOU’RE THINKING OF TURNING YOUR HOBBY OR SIDE HUSTLE INTO A BUSINESS, HERE ARE THREE TIPS TO HELP GET YOU STARTED! CREATE HUMAN CONNECTION ONLINE By staying in touch with your community online, businesses can build relationships with new and existing customers to help them with their next purchase. Many customers prefer to message small businesses directly on Facebook or Instagram to ask questions about products and for personal support. By answering questions directly and in a timely manner, you can help build positive business experiences.

From Side Hustle

TO FULL TIME BUSINESS

WHETHER YOU’RE A COOKIE CONNOISSEUR, CANDLE-MAKING HOBBYIST OR WOOD-WORKING EXPERT, CANADIANS ARE THRIVING AS WE TRANSFORM OUR PASSIONS INTO BUSINESSES. The last year has challenged a lot of us to rethink or change our line of work. When starting a new business, it’s important to reach your customers where they’re shopping – and these days that’s online.

Stand out by building positive connections with your community to create awareness and understanding about your brand’s story and products.

BE DISCOVERABLE Anytime you want to share your latest products or services, be sure to use hashtags and location tags across your social media channels. Ensuring those keywords are featured prominently will help make your business easier to find and help people browse products. Decide whether to use a popular but relevant hashtag or to create a unique hashtag for your business or both. Encourage customers to tag your business on social media to help build community and reach a new customer base.

CREATE A CLEAR PURPOSE Customers are drawn to businesses with a purpose and values they align with.

For example, championing a charitable cause, sustainability efforts or promoting diversity and inclusion can go a long way in building deeper connections. Creating a clear purpose, whether it be towards a social or environmental good, can help a small business build brand reputation, and in turn, attract loyal consumers with shared values.

Find more info on how to start or grow a business at facebook.com/business. www.newscanada.com

Every single one of these organizational resolutions are legally required, and can only be done by a lawyer. Without step two, your business is not incorporated and risks dissolution.

Careers & Business

The second step needs to be completed during a specific period of time or your business may be dissolved, leaving you scrambling to carry out the second step yourself. Rectifying the dissolution can be needlessly time-consuming and expensive, and you will have to start all over again. The common-sense approach is to just consult a lawyer from the very beginning. This will give you the satisfaction and assurance that a capable professional is handling your affairs. You will be at peace knowing that the future of your business is in good hands. Best of all, a lawyer can also handle other legal issues, such as contracts, Privacy Agreements and Terms and Conditions, trademarks, licences and permits, and tax planning.

Incorporation Basics Do I need a lawyer to incorporate my real estate business?

Incorporating your business involves a two-step process.

- Appointing the directors and officer.

Step One: Articles of incorporation are prepared, filed and issued with the Ministry.

- Issuing share certificates to shareholders, specifying the number of their shareholdings, class of shares, and percentage of ownership.

Step Two: Organizational resolutions, which organize the new corporation and issue shares to the shareholders, are prepared.

Since articles of incorporation are generally provided to the public for free, you can actually do step one yourself quite easily, and save a ton of money in the process. Step two, on the other hand, can only be done by lawyers. This includes electing directors, appointing officers and issuing shares to shareholders. Organizational resolutions are also prepared, including:

- Confirming fiscal year-end, corporation’s bank, accountant and solicitor.

- Providing consent to exempt itself from the requirement to prepare audited financial statements.

- Indemnifying directors and officers.

- Obtaining an official minute book that houses all of the corporate records.

However, hiring a lawyer to incorporate your business comes with both pros and cons. Keep reading to discover if hiring a lawyer to incorporate your business is the right move for you.

What are the pros of hiring a lawyer to incorporate your business?

Tax benefits Ontario’s real estate professionals are now allowed to incorporate businesses by setting up a Personal Real Estate Corporation (PREC). Business owners can take advantage of the tax savings and deferrals obtained by setting up a PREC. Non-voting shareholders for tax purposes When incorporating a company, an experienced lawyer will consider the business owner’s short-term and long-term goals and will account for them. A common example is where a business owner wants to someday pay out some of the company’s profits to shareholders without giving them any decision-making power. A lawyer will plan for this, allowing the corporation to make those payments and potentially

issue separate classes of shares.

Invest via the Personal Real Estate Corporation (PREC) Your lawyer will be able to help you invest excess cash in incomeproducing assets. Should you decide to invest in real estate, incorporation will allow you to more effectively structure your real estate holdings.

SUCCEEDING

online

What are the cons of hiring a lawyer to incorporate your business?

Accounting and legal expense Of course, a lawyer is going to cost you. But, the amount that you will save in tax advantages (and avoiding future fees from your mistakes) will be substantially more.

No shield of liability Having a lawyer incorporating the business does not protect your company from liability. You can still be sued by clients or others. Of course, having a lawyer on board will help you future-proof your business and help you avoid being put in situations of liability.

Cannot advertise to the public The corporation cannot be known by the public, and so you cannot advertise the corporation to the public. You would have to advertise under a different name.

RealEstateLawyers.ca LLP makes real estate transactions simple as well as properly incorporating your business. To learn more about RealEstateLawyers.ca LLP visit www.RealEstateLawyers.ca or call us toll-free at 1 (855) 466-3801.

Over the past year, consumers in Canada have become more familiar and comfortable with online shopping than ever before. Having an online presence is an important part of any business in the current economy but transitioning into online for the first time can be overwhelming. There are a number of things to consider including: Website Design or Redesign: A custom website that is easy for your customers to navigate is the first step.

This should load quickly, make online shopping as simple and secure as possible and offer a store option that is also easy to manage and update as you go.

Logo Design/Reworking: A memorable and modern logo that clearly showcases your business is important. If you don't have a logo or your logo is in need of an update, unveiling the new logo can be a great way to give an extra boost to your new website and online shopping options as well!

Digital Marketing: Once you have your store ready, the next step is to bring in customers. Social media marketing, digital marketing including Google and Facebook ads and a number of other options exist to help you grow your audience and bring in qualified buyers. Understanding how these work and knowing how to ensure they are effective can be a learning curve but professional services can help take the guesswork out of promoting your new online store!

Web Sharx is a boutique Toronto company that specializes in these three aspects to help small and medium sized businesses in the online world. They offer unlimited revisions and they don't charge by the page so you don't have to worry about unexpected costs. Everything is custom built by aa experienced web designer and a graphic designer to ensure a professional presence that is easy to use for both you and your customers! www.websharx.ca

Careers & Business

Career Options Become a Mortgage Broker in Just Five Days!

Do you love to help others? Are you looking for a new career that you can start in as little as a week with flexible hours and fantastic earning potential? Mortgage Brokering may be just the thing for you! Understanding the mortgage process can not only save you money on your own mortgage, it can give you the potential to earn an amazing income by arranging the perfect financing for others! Typically there are many brokerages seeking new agents so there are plenty of job opportunities available! Since mortgage agents are typically paid a commission by the lender after the mortgage is funded, you have the power to grow your income exponentially!

There are 3 steps to get licensed in Ontario: 1. Pass The Course - The mortgage agent course can be done in as little as 5 days for as little as $338.

2. Get Hired - You must join a mortgage brokerage first before you can get licensed.

3. Complete the FSRA Application - The FSRA (formerly FSCO) licensed mortgage brokerage applies to FSRA for your mortgage agent license.

For more information please visit www.remic.ca and if you register, use the code CHT2021 for a $50 discount!

Careers & Business

HOME OFFICE

essentials

MOBILE PIXELS These iconic portable monitors complement mobile work, entertainment on the go, and everything in between. Just plug in and turn any notebook into a multi-screen environment. www.mikescomputershop.com

NOONCHI Add movement to your day with this simple exercise device that attaches to your chair, allowing you to work out and stretch as needed throughout the day. www.noonchi.com

PLANT LIFE Plants, large or small, are a great way to bring life into a home office setting. Plants are proven to relieve stress, boost productivity and inspire creativity!

CREATE A FUNCTIONAL, PRODUCTIVE AND HEALTHY WORK FROM HOME ENVIRONMENT!

EFFYDESK This elegant, high-quality and affordable sit-stand desk is a must-have for any home office if you're planning on spending a big chunk of your day sitting. www.mikescomputershop.com

LENOVO YOGA The perfect combination of responsiveness, battery life, and stunning visuals, Lenovo Yoga sets the bar for advanced mobile performance. They're also equipped with a range of smart features that will streamline your day. - www.mikescomputershop.com

MADE

in

BRITISH COLUMBIA

COMPANY: ChopValue, www.chopvalue.com LOCATION: Vancouver, British Columbia With a mission to reduce waste, ChopValue offers furniture, homewares, décor and gifts made from recycled chop sticks!

COMPANY: Nexo Design, www.nexodesign.ca LOCATION: New Westminster, British Columbia Nexo Design mirrors are handcrafted using locally sourced West Coast Douglas Fir and pine with locally sourced glass mirrors.

Nexo offers a selection of designer wood framed mirrors in a variety of styles that can be finished in the stain or color of your choice to create the perfect mirror for your home!

COMPANY: Mind the Minimal, www.mindtheminimal.com LOCATION: Vancouver, British Columbia Designed with a simple aesthetic in mind, Mind the Minimal carries a collection of concrete0made products including pots, trays, ring cones, coasters and more.

COMPANY: Botanical Art by Diane De Roo, www.botanicalartbydiane.ca LOCATION: Kaleden, British Columbia Diane creates unique art pieces using pressed vegetables, fruit and other elements found in nature and in her own garden!

#canadiandesign

with Annaliesse Kelly

#shoplocal

favorites

Details by Mr. K www.detailsbymrk.com Vancouver Special www.vanspecial.com Design House www.designhouse.com

CANADIAN DESIGN is elegant and relaxed. While we do focus on comfort and functionality, the industry is growing and I think we're starting to really push the boundaries.

MY FAVORITE THING ABOUT VANCOUVER is being surrounded by nature, from the mountains to the ocean, but still being able to have the convenience of the city. I always say, it's the only place where you can ski and sail in the same day… which I have done!

LOCATION, LOCAL CULTURE AND NATURAL ENVIRONMENT are a big factor in design. The location always informs the design, whether it's with the materials we are using, or how to optimize the light in the space.

Not to mention, we love to fill our clients’ homes with art by local artists. There is so much talent to explore!

I WOULD LOVE TO DESIGN A PROJECT in Montreal, Quebec. Its rich architectural history is something we don't necessarily have here in Vancouver and I would love to get creative with all of the unique design opportunities.

www.annaliessekellydesign.com

W AT C H T H I S

CLICK TO WATCH

On this episode of the Marc & Mandy Show, Marc & Mandy prepare a delicious Panna Cotta flavored with BC’s own Western Sage Apple Cinnamon Honey!

Apple Cinnamon + Honey

PANNA COTTA

SHRIMP INGREDIENTS 1/3 cup 1/2 tsp 1/2 Tbsp 2 3/4 cup 1 cup 1 pound 3–4 Tbsp

Coconut Shrimp

all-purpose flour salt ground black pepper large eggs, beaten Panko bread crumbs sweetened shredded coconut raw large shrimp, peeled and deveined with tails attached vegetable oil or coconut oil

SAUCE INGREDIENTS 2 Tbsp 1/2 cup 1/3 cup 3 1 1 Tbsp 1 Tbsp

butter Queen Bee Honey & Ginger soy sauce garlic cloves, minced lime, juiced cornstarch cold water

QUEEN BEE HONEY + GINGER BOOST. 100% Pure Raw Canadian No 1 White Honey mixed with ginger extract. www.kbhoneyfamily.com

with Lime Garlic Honey Sauce DIRECTIONS Gather 3 medium bowls. In the first combine flour, salt, and pepper. In the second, beat the eggs. In the third, combine Panko and coconut.

Coat a single shrimp with flour, dip in the eggs and then dredge the shrimp into the coconut/panko mixture, pressing gently to adhere until well coated. Set the coated shrimp aside on a plate. Repeat until all shrimp are coated.

Over medium heat, add enough oil to cover the bottom of a large skillet.

Fry the coconut shrimp in small batches of no more than 7-8 shrimp at a time. Fry each side for 2 minutes or until golden brown. Place fried shrimp on a paper-towel-lined plate.

Over medium-high heat, melt the butter in a small saucepan and add the garlic cloves. Sauté for about a minute until the garlic becomes fragrant.

Stir in the honey, soy sauce and lime juice and bring to a boil.

In a small bowl, mix the cornstarch and water together until it's dissolved and no lumps remain. Stir in the cornstarch mixture and cook for an additional minute. Serve as a dipping sauce or drizzle over the shrimp.

W AT C H T H I S

CLICK TO WATCH

On this episode of the Marc & Mandy Show, Kim Bartley visits the Cedar Feast House Catering Company in Vancouver to learn how to make a delicious traditional fried bannock.

Learn How To Make

FRIED BANNOCK

www.mariakillam.com

#canadiandesign with Lisa Moody Photo by Janis Nicolay www.janisnicolay.com

#shoplocal

favorites

The Market at Wagner Hill themarket.wagnerhills.com Joy Kinna www.joykinna.com Jam Fab www.jamfab.com

MY FAVORITE THING ABOUT LIVING IN BC is the outdoors!

We live in the most stunning province. I am constantly influenced by the colors of nature that are reflected in the incredible beauty of our province. Natural fibres, wood and stone are important for design in BC.

CANADIAN DESIGN is globally influenced design. We are a multi-cultural country with influences from all around the world.

LOCATION, LOCAL CULTURE AND NATURAL ENVIRONMENT result in a noticeable difference between West Coast and East Coast design. People love BC for its nature and are concerned about preserving it so sustainable design is really important for West Coast design.

Photo by Tracey Ayton, www.traceyaytonphtography.com

I WOULD LOVE TO DESIGN A PROJECT in one of the Maritime provinces by the ocean. We have it here, but it's more ingrained in the fibre of the lifestyle in the Maritimes, and I'd love to work on a project that reflects that. www.grapevinedesigns.ca

ENTERTAINER’S

kitchen

Photography by Mar n Knowles www.mkphotomedia.com

Designed for a young couple who loves to cook and entertain, this kitchen needed to allow them to enjoy both activities to the fullest. A large island with a bowl sink and dishwasher is just the start. The kitchen also features a professional 8 burner range with a strong but quiet hood, an integrated fridge, freezer, wine cooler and fridge drawer, a steam oven and a coffee station. Every inch of the kitchen is specifically designed to maximize the use of space with a lift for the KitchenAid mixer, a recycling center, a spice rack drawer, a bookshelf, a knife drawer, cabinet pull downs and more.

Because the homeowners were not very tall, a ladder was also included in the design to allow easy access to the upper cabinets for storage.

To bring in the couple's welcoming and warm personalities and maintain flow with the rest of the house, three different finishes were used. A combination of paint and wood finishes add character to the space and gives the impression of a "collected look." Door styles were also selected to give a subtle touch of unique personality within the space while still maintaining the modern feel of the rest of the home. Since many of the high end appliances were already owned and in almost new condition, they were reused which freed up budget for extra details like a kitchen faucet that filters water and supplies both still and sparkling water on demand!

It's important, when designing your dream kitchen, to think beyond the pretty images you see online or in magazines. A true dream kitchen design should focus on function and organization that is customized to you and how you live. A well-designed kitchen has drawers and cabinets allocated for every single type of item in your kitchen. You do not want to spend thousands of dollars renovating a kitchen to then realize that there is not enough room to store your glassware, or that your recycling bin does not work for your lifestyle. You also need to consider the flow between your work centres, how many cooks work at the same time in the kitchen, how you like to entertain, the size of your These are factors that you need to discuss with a professional so that you end up with a beautiful kitchen that you will actually enjoy using!

Harmony Sense Interiors www.harmonysense.com

MADE

in

ALBERTA

COMPANY: Kitch, www.mykitch.ca LOCATION: Edmonton, Alberta Kitch offers a customizable line of doors and accessories compatible with IKEA® kitchen and bathroom systems. Create your dream custom kitchen using affordable options with limitless combinations.

COMPANY: Brett Heidi Fine Art, www.brettheidi.com LOCATION: Olds, Alberta Brett Heidi is a contemporary Western artist whose work can be identified by its loose, large brushstrokes and the use of undermixed color. Brett Heidi creates pieces that convey a story in visual form.

COMPANY: Lamb’s Soapworks www.lambsoapworks.com LOCATION: Calgary, Alberta Best known for their natural handmade soaps, Lamb’s Soapworks carries a full line of bath and body products that are made from ethically sourced, sustainably harvested ingredients.

COMPANY: Heartprint Threads, www.heartprintthreads.com LOCATION: Calgary, Alberta Inspired by a love for travel, design, and supporting community, Heartprint Threads carries a line of blankets, bags and accessories ethically made in collaboration with artisans in Ecuador.

COMPANY: Lace Brick Design, www.lacebrickdesign.com LOCATION: Calgary, Alberta Lace Brick Design is an adventure lifestyle brand for women, offering jewelry, apparel, camping supplies and a collection of adorable pieces for little ones as well! Lace Brick Design is best known for their Alpine necklaces and the Mountain Girl design that can be found on many of their clothing pieces and camping supplies.

www.mariakillam.com

#canadiandesign

#shoplocal

with Stephanie Charest

favorites

Labode www.labode.ca Inspirati www.inspirati.ca Out of the Woodwork www.outofthewoodworkyyc.ca

MY FAVORITE THING ABOUT LIVING IN CALGARY is the mountains and the friendly people. On the whole, we’re a fun and cultured bunch and not the cowboys most people think we are.

I'D LOVE TO TAKE ON A DESIGN PROJECT on Vancouver Island (Victoria to be exact). I’d love to design a home that has a view of the water! We are so landlocked in Alberta, it would a lovely backdrop to pull inspiration from.

CANADIAN DESIGN is guided by the imagery and textures found in our landscape, especially in Alberta where views of vast expanses of land and open skies are immediate as you leave the city. This often results in a neutral palette of creams or grays grounded by warm earth tones, ranging from ambers to deep greens or shades of blue. Although we are landlocked in Alberta, blue seems to resonate with many of our clients for its calm and familiar qualities, inspiring a clean yet inviting space for anything from gathering and entertaining to more reflective and tranquil moments.

Some of the most popular requests right now are neutral palettes accentuated by bold colors, mixed metal accents, soft textural elements, and the incorporation of bright spaces and natural light.

www.stephaniecharest.com

skyline

VIEWS

Professional Custom Homes Ltd, www.prohomesab.com

When we started planning this home, we had young urban homeowners in mind. Building one of our largest projects to date in Calgary’s most sought-after inner-city communities will help provide couples or young families not only a beautiful home, but an urban lifestyle as well.

This home offers panoramic urban views from every level of the home which is poised on a beautiful South facing lot with unobstructed views. Multiple outdoor terraces and a walkout basement capitalize on the stunning views of the downtown skyline!

This home features over 2,500 square feet of living space with many modern luxuries including an extended 12’ island, built-in ceiling speakers throughout, heated flooring, upgraded built-in appliances, hardwood floors on all upper levels, painted ceilings and extensive custom detailing. Designed with a walkout

basement and an extended rear yard that leads to a rooftop patio on top of the double detached garage, the outdoor space is just as desirable as the home itself!

For young urban homeowners who appreciate accessibility and style, the greatest feature of this home is its fantastic inner-city location in the heart of Bridgeland. It is within walking distance to the trendy shops and restaurants along 1 Ave NE, a quick bike ride to downtown, and just a few streets away from major roadways to provide ease of access in and around the city by car. Perched on Drury Avenue with South exposure at the rear, this home was intentionally designed with oversized windows to allow for maximum natural light and incredible city views from sun up until sun down.

Professional Custom Homes Ltd. www.prohomesab.com

MADE

in

COMPANY: Gail Fast Joyful Art, www.instagram.com/ gail_fast_joyful_art LOCATION: Saskatoon, Saskatchewan Gail Fast creates colorful, joy-filled artwork on cards, prints, canvas, tea towels and more!

COMPANY: Harvey Heshka, www.saskmade.ca LOCATION: Saskatoon, Saskatchewan Harvey Heshka is a glass artist specializing in stained glass and sandblasted glass pieces. Our favorite is his handmade sandblasted glass Inukshuks that blend cultural traditions with modern styling.

COMPANY: Bigler Custom Carpentry, www.biglercustom.com LOCATION: Warman, Saskatchewan David Bigler, a carpenter by trade, creates custom furniture, charcuterie boards with matching knives and a variety of pieces for your home that are both practical and beautiful.

COMPANY: Wanderings Art, www.saskmade.ca LOCATION: Saskatoon, Saskatchewan Artist Julie Fleming Juárez creates stunning pieces using alcohol ink art. Her collection includes bowls, vases, trays, earrings and more!

COMPANY: South40 Designs, www.facebook.com/allison.south40 LOCATION: Bradwell, Saskatchewan Allison creates fabric wall hangings and magnet inspired by gorgeous Canadian landscapes.

SASKATCHEWAN

www.mariakillam.com

#canadiandesign

with Kelsey Grose Photography by Bumble & Vine Creative, www.bumbleandvine.ca

#shoplocal

favorites

Anthology Home Collection www.anthologyhomecollection.ca Artist Stefani de Nysschen www.lifewithfawn.com The Home Quarter www.thehomequarter.com

CANADIAN DESIGN is warm but fresh. Practical yet elevated.

Clean but intriguing.

MY FAVORITE THING ABOUT SWIFT CURRENT is the people.

Saskatchewan is known for its friendliness and I think it rings true that we’re very friendly here and always ready to help a stranger if needed. It’s been more than once I’ve been offered a full meal before leaving a client’s home. Also, the sunsets here have got to be some of the greatest in the country.

I’M FOREVER INSPIRED BY our beautiful Canadian Prairies. The range of colors in our landscape, even in winter, always amazes me. On the Prairies, we are a practical people. Our clients gravitate toward materials that look great but can also stand up to the demands of life in the Prairies. We’re so integrated with nature here and I see that coming through in my design work with the use of natural materials and a variety of warm textures like linen, jute, wool, and leather.

I'D LOVE TO DESIGN A PROJECT in Quebec City. The architecture is the closest thing to Europe I’ve seen in Canada and I was just dying to poke my head inside one of the little stone row houses with colorful doors and shutters.

Photos by Delina Langridge

www.farmersdaughterinteriors.com

www.mariakillam.com

#canadiandesign with Carli Rodger

#shoplocal

favorites

Thr3e Clothing Connection www.thr3eclothing.ca Havik Clothiers www.havikclothiers.com Wish Home & Gift www.wishhomeandgift.com

CANADIAN DESIGN is hard to define. There are so many cultures in Canada that there is not just one specific design aesthetic. One of the most beautiful things about design is that it is subjective. Everyone has different styles and tastes that are greatly influenced by fashion, trends and climate. These play into the uniqueness of every project we complete.

ONE THING I LOVE ABOUT SASKATCHEWAN is the sense of community everywhere you go. We work with so many amazing people across the province. The prairies, often considered plain, can be extremely beautiful. Our province is so full of color and vibrance, it is known as the “Land of the Living Skies.”

I WOULD LOVE TO DESIGN A PROJECT somewhere in the mountains! The different types of landscapes, terrain and color schemes! I would love to do a log cabin. There are so many different architectural and design elements you could incorporate and would need at a different altitude.

OUR LOCATION HAS A HUGE IMPACT on design. We have to keep in mind the climate we have in Canada. In some areas, we get heavy snowfall in winter. This means most of our designs must incorporate mudrooms. Due to our climate, we need this area to store heavy outerwear, large boots and all equipment needed for our cold winters! We have to always design for drastic weather changes!

www.thecitizendesignco.com

MADE

in

MANITOBA

COMPANY: Coal and Canary, www.coalandcanary.com LOCATION: Winnipeg, Manitoba Coal and Canary hand pours luxury wood wick candles using vegan soy and vegetable wax that allow for a better burn and cleaner air!

COMPANY: CB Creations, www.instagram.com/ cbflycreations LOCATION: Melita, Manitoba CB Woodworking is a one man shop where the love of woodworking and fishing results in beautiful bowls, trays, cutting boards, fishing flies and more.

COMPANY: Sol Designs, www.soldesigns.studio LOCATION: St-Pierre-Jolys, Manitoba SOL Designs offers playful, socially and environmentally mindful designs. Their collection includes handbags, trays, coasters and more.

COMPANY: Stonehouse Made, www.stonehousemade.com LOCATION: Winnipeg, Manitoba Daniella MacDonald turned a love for sewing and crafting into a small business that offers stunning, modern baskets, bowls, trays and totes.

COMPANY: The Canadian Birch Company, www.canadianbirchcompany.com LOCATION: Beaconia, Manitoba The Canadian Birch Company offers a gourmet selection of syrups, jams and sauces made with locally sourced birch sap.

www.mariakillam.com

#canadiandesign with Kelly Penuita

#shoplocal

favorites

Pulse Gallery www.pulsegallery.ca TimberLore www.instagram.com/timber.lore Amy Cundall Pottery www.instagram.com/amycundallpottery

CANADIAN DESIGN is unapologetically practical and comfortable yet stylish. Picture a deep seated sofa in a durable neutral fabric that can work as a perfect backdrop for any color scheme, cloud-like back cushions that say please sit back and relax and simple clean lines that can grow with you as you transition through every season of life.

BEING IN WINNIPEG, there are many diverse cultural influences to take inspiration from and we are surrounded by so many forests and lakes that it is hard not to incorporate some of that into my projects. I love being in the heart of Canada where we have so many great attractions, parks and lakes just waiting to be explored.

I WOULD LOVE TO DESIGN A PROJECT on the East Coast. The inspiration that would come from being surrounded by the natural beauty of the roaring ocean, sandy beaches and rocky cliffs along with all the wonderfully colorful houses would be amazing.

www.decochicinteriors.ca

MADE

in

ONTARIO COMPANY: Grain & Burl, www.grainandburl.com LOCATION: Kitchener, Ontario Using abandoned materials, Grain & Burl creates affordable custom furniture and décor pieces with a focus on sustainability. Unique, one-of-akind pieces can be a reality in any home!

COMPANY: The Last Touch, shop.thelasttouch.biz LOCATION: Pickering, Ontario Artist Eiman Muiny creates stunning original pieces and custom commissions on canvas and wood. She also offers a vast selection of affordable, stylish prints in a variety of sizes for those who want an affordable way to enjoy local art in their homes.

COMPANY: Ali Lynch Designs, www.alilynchdesigns.com LOCATION: Newmarket, Ontario Ali Lynch creates a stunning collection of cheese boards, charcuterie boards, cherrywood platters and candle cubes. Her pieces are crafted using Maple or Cherrywood and accented with original abstract paintings and paper mosaics. Pieces are sealed with a food safe varnish so they are both uniquely stylish and functional as well.

COMPANY: Plank & Pin, www.plankandpin.com LOCATION: Peterborough, Ontario Plank & Pin offers affordable, handcrafted, authentic wood furniture with a contemporary, refined industrial aesthetic. The current collection includes coffee tables, TV stands, side tables and more, each sustainably built.

COMPANY: Vintage Woodcrafters, www.vintagewoodcrafters.ca LOCATION: Toronto, Ontario Using the traditional practice of hand hewing, Michael Bobula creates fireplace mantels, beams, posts, shelves and more using traditional methods and tools. Each piece is unique, handmade and customized specifically to your project.

Having lived abroad for the past seven years, this home had been a rental space until recently. The homeowners decided to completely renovate, furnish and decorate the space to suit their own tastes now that they would be returning to live in the home.

Inspired by a tufted blue headboard that the homeowners had fallen in love with, the master bedroom was designed to provide a calm and serene space that the parents of two could retreat to at the end of a busy day. A soothing palette of whites and grays creates a relaxing atmosphere and allows the beautiful headboard to be the focal point of the space. It features a unique shade of blue that adds just the right amount of color for interest but is muted enough to maintain that calm, relaxing feel. Adding a few pops of gold into the design brings a bit of warmth and luxury to the room. The layout features a simple and functional design with a king bed, flanked by two side tables, a comfy accent chair in one corner and a modern dresser in the opposite corner.

To ensure a soft and comfy sleeping experience, we focused the budget on the bed. The bed frame and headboard are custom made and finished with high quality bamboo sheets, a duvet cover and down filled pillows that are luxuriously soft.

Firmbuilt Contracting & Design www.firmbuilt.ca

MASTER

oasis

#canadiandesign

with Gabriele Pizzale

#shoplocal

favorites

Stavebank Florist www.stavebankflorist.com Jeff Mack Designs www.jeffmackdesigns.com Rebarn www.rebarn.ca

CANADIAN DESIGN can be very different depending on where you live. One common element that seems to be a big influence for us is the climate. We spend so much of the year indoors that we crave a cozy, bright and comfortable space. When we do get to enjoy the outdoors, we are all in!

MY FAVORITE THING ABOUT LIVING IN SOUTHERN ONTARIO is the access to a world class city, with all its restaurants, galleries and culture with unspoiled wilderness just a few hours north. I truly believe we have the best of both worlds.

WE RECENTLY COMPLETED A NEW BUILD IN PEI with an ocean view. It was amazing. The client lives here in Toronto so we were able to collaborate with her. She wanted high style but also to incorporate the casual down east vibe. We enjoyed this project because we could marry our usual design sense and also create a vacation retreat for their family.

www.pizzaledesigninc.com

IN TORONTO, we are fortunate to have a global influence, I believe more so than anywhere else in Canada. As a result, our clients are very savvy and expect a high level of design. This also means that design often includes unique touches from other cultures.

#shoplocal Banks VS Private Lenders

favorites

DESIGNER JACKLYNN LITTLE'S FAVORITE LOCAL DESTINATIONS www.jacklynnlittleinteriors.com

“Being labeled as ‘high-risk’ by the banks, doesn’t mean you’re out of options!”

When applying for a loan or mortgage, there are many options to discover and it is important to work with the right people who understand your situation is unique and should be treated as such. Choosing to work with a private brokerage or a major Canadian banking institution is your first big decision.

There are a number of reasons why potential homeowners are turning to private companies more and more. among those reasons is having the banks label you as ‘high risk.’ You may think your finances are in order and you will qualify for a loan but there are certain instances where it may not be as easy as you thought. There are a few issues that may lead to you being labeled as high risk, some of which could include being recently divorced or even self-employed.

A private mortgage company will be able to offer you different loans and mortgages and work with your financial situation regardless of your marital status or occupational title.

If you are self-employed, you must be prepared to show documents as proof towards your finances. This may include business credit scores, proof your down payment is not gifted, contractual agreements proving expected income and revenue for the future fiscal years, and much more.

This is why it is so vital to sit down with a trained professional and discuss everything you need to know before moving forward with your loan or mortgage.

Another one of the reasons potential Canadian homeowners are turned down is what’s called the Stress Test.

The Stress Test involves a number of things, but mainly revolves around the ‘what if’ component of whether or not the borrower can pay off their mortgage if the rate were to be higher. This ensures the major banks that if the market fluctuates and rates need to be adjusted, the borrower will still be able to pay off their monthly bills and overall loan.

Many times, potential new homebuyers are turned away due to the fact they can only cover a certain amount. Although that may qualify them for mortgage, if they do not pass the Stress Test, they may encounter a number of road blocks preventing them from obtaining their loan.

If you have the money for a mortgage, you should be able to qualify without having to go through the process of a Stress Test or otherwise. Working with a private mortgage broker ensures you do not need to go through this and may still qualify for the loan or mortgage you desire! www.jmsmortgages.com

STOCKTC: My favorite new restaurant with great décor, delicious food and a spacious outdoor patio. www.stocktc.com JULES CAFÉ: My favorite French pastries and breads for Saturday morning. - www.julescafe.ca ELTE: A great rug selection for clients. - www.elte.com EYEDENTITY VISION: My top choice for eye exams and glasses. www.eyedentityvision.com JACARANDA TREE & CO: A great selection of small home accessories and décor. - www.jacarandatree.ca

#shoplocal

favorites

Toronto jeweler Sarah Dougall shares some of her favorite pieces from local jewelry designers.

Benefits of

A Full Time Buying Agent

In this super fast paced, everchanging and competitive real estate buying market there are tremendous benefits to working with your very own full-time and professional real estate agent.

Full-time real estate professionals like myself, live and breathe in the real estate market and have their finger on its pulse. We are in tune with the fluctuations in supply and demand and the true value of the properties you may be interested in.

Many properties can be under-priced to generate multiple offers or can be over-priced to try to capitalize on the market situation. It’s imperative to have someone dedicated to your success and your happiness, to help you navigate what is a great buy and what is great value for your hard earned money.

Working closely with your dedicated, professional full-time agent ensures that your best interest will always be paramount. You will build a close working relationship where your agent will truly get to know you and your family. You’ll benefit from having

someone who knows you, on your side, making sure your hopes, dreams, needs and wants will be remembered and focused on. They will always be available to answer your questions or ease your mind when you have concerns. They will be by your side from your first meeting, to the follow-up after you move in and whenever you need them for years to come!

Stone Sun Pendant by Christy Haldane, Georgia O'Keeffe Studs by Micheline Roi, High Park Signet Ring by Alastair Crombie

Some things to consider when searching for your real estate agent: What are their real-world reviews like?

Are they full-time and always available to help me at any time?

Are they a volume sales person focusing more on the number of sales rather than on you?

Do you feel a great connection with the agent? You could be working together for a long period of time.

Ask yourself if a part-time or discount agent can provide the level of service, trust, dedication, time and professionalism that you deserve.

Paul Mann, www.mannestates.com

Tiare Earrings by This ilk, Green Dream Sapphires by Meg Lizabet

Available from Made You Look www.madeyoulook.ca

BASEMENT

makeover

To add functional living space, the charming young couple who own this home wanted to convert the basement into an entertaining area that would include a guest room, workout area and spa-like bathroom. The design needed to utilize the space in the current structural foundation layout but with good flow and functionality. They knew what they wanted and had excellent taste but they were also open to suggestions. This allowed them to work together with the design and reno team to create a beautiful basement that they will be able to enjoy for years to come!

One of the favorite rooms in the space is the bathroom. When planning the renovation, the designer suggested a sauna and that inspired the design for the bathroom. A mosaic tile floor and accent details work together with the sauna design to create an extremely functional yet zen like space.

While budget was a careful consideration for most of the finishes, the bathroom, the gym and the shiplap wall in the bedroom were aspects where a little more was invested to create a stunning finished look. In the gym, the designer suggested a glass wall which would allow the gym to be separated while still keeping an open, airy feel to the basement.

Capable Group Inc. www.capablegroupinc.com

destination SPOTLIGHT

DESTINATION: Ravine Vineyard Estate Winery LOCATION: St. David’s, Ontario Ravine Vineyard Estate is a timeless destination that is steeped in family legacy and agricultural heritage. This fifth generation family farm is home to organic vineyards, award-winning culinary experiences, kitchen garden and grocery, event venues, community gatherings, and more.

SHOP ONLINE Ravine Vineyard Estates offers the opportunity to shop online from their amazing selection of award winning wines and a collection of delicious jams, sauces, preserves, peaches, honey and more. For wine collectors, Ravine Vineyard Estates offers two wine club options to allow you to add their delicious wines to your collection.

DATE NIGHT Ravine Vineyard Estates is a fantastic destination for date night, girls’ night out or dinner with friends. Enjoy a tour and tasting or sit down for a delicious meal made from fresh, seasonal ingredients in their restaurant.

WEDDINGS & SPECIAL EVENTS From stunning weddings to intimate dinner gatherings or classy corporate functions, Ravine Vineyard Estates offers a variety of options for hosting memorable events. Ravine Vineyard Estates has played host to many events and is a fantastic choice for locals or those seeking a stunning venue for a destination wedding or event in Niagara.

Choose between their unique Barrel Cellar or host up to 300 guests in the brand new Ravine Events Centre with amazing views of the 34-acre estate. www.ravinevineyard.com

MADE

in

QUEBEC

COMPANY: Abitibi & Co., www.abitibico.ca LOCATION: Rouyn-Noranda, Quebec Made in Canada, using Canadian suppliers, Abitibi & Co. offers unique, affordable handmade kayaks and canoes for your next adventure!

COMPANY: LouMarine, www.loumarine.com LOCATION: Quebec LouMarine offers a line of eco-friendly, bamboo baby accessories including beanies, blankets, scarves, loungewear and more.

COMPANY: Cosman & Webb Townships Organic, www.coswebb.ca LOCATION: Bury, Quebec For nearly a decade, the Cosman & Webb family farm has been producing the purest, organic maple syrups and sugar! Now operated by the third generation, this family business offers a true taste of Canada.

COMPANY: Créations d’Octobre, www.creationsdoctobre.com LOCATION: Piedmont, Quebec

COMPANY: YOGA Jeans, www.yogajeans.ca LOCATION: Montréal, Quebec With the goal to create the most comfortable, flexible jeans in the world, Yoga Jeans offers a fashionable selection of women's clothing with a focus on ethical, sustainable practices.

Créations d'Octobre offers a whimsical selection of wooden wall art and décor made using reclaimed wood.

MADE

in

COMPANY: Jerry Walsh Artisan, www.jerrywalshartisan.com LOCATION: Nova Scotia Jerry Walsh uses recycled gray old wood and driftwood to create decorative pieces for your home and garden.

COMPANY: Bill Gimby, www.14bells.com/collections/bill-gimby LOCATION: St. Margaret’s Bay, Nova Scotia Artist Bill Gimby uses beach rock, driftwood and other natural elements to create stunning sculptures, wall art, centerpieces, vases, lamps and more.

COMPANY: Garnish Jewellery, www.garnish-jewellery.com LOCATION: Charlottetown, Prince Edward Island Stacey creates unique custom pieces that celebrate minimalism and pay homage to nature's raw beauty. Each piece is hand-forged in studio using gold, silver, brass and raw gemstones.

COMPANY: Rose Window Stained Glass, www.rose-window.com LOCATION: Terrence Bay, Nova Scotia Lynette Richard creates stunning stained glass windows, art pieces and more. Her studio in Terrence Bay also offers workshops and classes for those who would like to try their hand at creating their own works of art.

COMPANY: All For Knot Rope Weaving, www.allforknot.ca LOCATION: Bay of Fundy, Nova Scotia All For Knot uses authentic marine grade materials to create handcrafted home décor and accessories with a distinct Marine feel.

THE MARITIMES

www.mariakillam.com

#canadiandesign

with Carol Reed

#shoplocal

favorites

Renovators Resource www.renovators-resource.com The Maritime Painted Saltbox Fine Art Gallery www.paintedsaltbox.com Westcote Bell Pottery www.westcotebellpottery.ca

CANADIAN DESIGN is as diverse as our population and landscape. There’s a strong emotional connection to tradition and historical architecture. In new design, it’s a modern aesthetic prevailing, one that is sleek and tailored with natural materials and texture. A mix of traditional and modern is a very Canadian design brief. When it comes to dècor we are all about the mix. Canadians are definitely getting bolder and more creative with their decorating style. Overall, I think Canadian home design has a very strong hotel/resort influence, designed with 5-star amenities and smart technology to boot.

MY FAVORITE THING ABOUT NOVA SCOTIA is the ocean.

I love living on the coast beachside, with the salt air, ocean breezes and fog horn. Being within minutes of numerous beaches and hiking trails is wonderful. The coastline is breathtaking and the sea and sky are ever changing. In every type of weather, it is captivating. There is an abundance of heritage architecture that is uniquely Nova Scotian. The lifestyle is simple and unpretentious, with no crowds, no traffic and no parking issues ever!

Portrait by Mark Burstyn, www.markburstyn.com

www.carolreeddesign.com

LOCATION, LOCAL CULTURE, NATURAL ENVIRONMENT definitely have a distinct influence on my design approach and aesthetic. I am drawn to natural beauty and I’m inspired by the coastal palette, textures and local vernacular. A sense of place and appropriateness is key to my design approach. I strive for materials and selections that won’t look out of place in their setting or at odds with the local lifestyle. It’s a casual sidedoor culture and drop-ins are the norm. Whether your visitors are still in fishing gear, or show up wind-whipped and soaked, they’re welcomed in to pull up a seat and have a yarn.

I'D LOVE TO DESIGN A PROJECT on the north-western shore of Cape Breton Island, near Margaree Harbour, with views of the highlands and the Cabot Trail winding along the coast.

Photo by Janet Kimber www.janetkimber.com

#shoplocal

It’s a great thing to be able to support the many extremely talented manufactures and designers here in Canada. Here are just a few of my favorites.

with Glen Peloso

DESIGNER GLEN PELOSO SHARES A FEW OF HIS FAVORITE CANADIAN SUPPLIERS.

1. VanGogh has been producing soft goods made by skilled craftspeople for about 25 years.

Pieces are completely customizable to your needs with custom fabrics, sizing and configurations. - www.vangoghdesigns.com

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2. Daniel Stuart has been creating beautiful bedding for more than a decade. There is a vast selection of fabrics (most washable) to design the most elegant principal bedroom or a fun and frivolous room for the kids. www.danielstuartstudio.com

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3. Ruth Baker Designs has curated and created an amazing collection of wall murals with everything from elements of nature to the Masters popular at the Art Gallery of Ontario.

You can custom create your own mural as well. www.ruthbakerdesign.com 4. Silva Custom Upholstery has been a staple supplier for the last 20 years. Most of the line is a benchmade product, meaning that one craftsperson creates the whole piece in advance of upholstery. They use kiln dried hardwood frames so your seating will last for generations. www.silva4home.com 5. Liteline is an innovative lighting supplier for pot lights, LEDs, WiFi integrations and track lights that are suited to both commercial and residential markets. The product is consistently good and the innovations are extraordinary. www.liteline.com 6. Renwil is a second generation art and accessories company started in 1967 as a place to create and celebrate art in the home and they still have a vast selection of art and artists who offer works specifically for their clients. They also offer fashion-forward accessories like lighting, mirrors, cushions, carpets, accent tables, etc. www.renwil.com

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7. Geovin is a Canadian based case goods company with a contemporary, clean lined yet elegant style that is perfectly suited to the Canadian sensibility. There are several style lines in the collection and you would be hard pressed not to find something that suited your design sense. - www.geovin.com