CSIS Newsletter, august 2010

The best option for students

Excellent personal service

Utilizing the facilities of several leading insurance companies, College Student Insurance Service, with its independent position in the insurance profession, has the ability to insure ALL collage students regardless of driving record at premiums normaly lower than standard rates.

If you can drive it we’ll insure it for less T he CSIS Student Autoinsurance Program is

your “key” to low cost and better coverage.

We’re on your side

Students should be aware that driving without insurance is very dangerous and can financially ruin them and/or their parents. It can also result in the loss of their driver’s license and use of their automobiles if they are involved in an accident even through they are not at fault.

Licensed by the California State Department of Insurance, CSIS constantly strives to educate, inform and provide the college student with the most comprehensive coverage for the least amount of money, insuring the student’s compliance with the California Financial Responsability Law.

August 2010

Because things do not always go well...

Photo: Motorpasion

As this is the exclusive Business of CSIS, excellent personal service is provided the student through a network of many branch offices throughout the state.

Prompt accident and Claim service is available in all fifty states.

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CSIS, a California based Corporation with corpotate offices in seven places has, for the past forty years, actively worked with de insurance industry and the campus community providing college students with automobile insurance.

CSIS Newsletter Nº6

CSIS offers a Group-discounted automobile insurance policy to members of the Associated Students of California colleges and Universities.

An independent agent?

By having an established relationship with an agent, you will be in the best position to get the proper policy, protection and price to meet your unique situation.

CSIS Newsletter Nº6 2

Some consumers are comfortable managing their own insurance needs. Others prefer the personal service and attention that an independent agent provides. Here are a few examples of what a trusted agent can offer.

They know the landscape - Since independent agents often represent numerous insurance companies, they know exactly what options are available in the market. With countless coverage options available to drivers, there is nothing more valuable than a consultative agent who considers consumers’ best interests when shopping for the best policy. You may have a special need or may be eligible for unique discounts that only certain carriers offer. Good savings can be found - including discounts and credits for being a good student, driving a hybrid vehicle, having multiple cars on a policy or possessing antitheft systems - and agents can help you take advantage of these discounts.

They know you and your family - Every insurance situation is different. Many factors are involved in determining the proper coverage.

The ultimate purpose of insurance is to protect you, your family and your assets should the worst happen. By having an established relationship with an agent, you will be in the best position to get the proper policy, protection and price to meet your unique situation.

If you’re just now embarking on the agent relationship, you should be asked probing questions that lead to proper coverage for you. Remember, it’s not always about finding the lowest premium; it’s about having the right coverage to fit your needs.

They can help answer questions - Let’s face it: Insurance can be a complex subject. Many consumers have questions about insurance from the very basic to the complicated - that they are afraid to ask. But when it comes to protecting your family and assets, no question should go unasked, no matter how basic it is.

Your independent agent has the expertise and can take the time to make sure you understand all aspects of your policy. Bottom line: having a conversation is a great way to learn.

August 2010

Why use an independent agent like CSIS?

They can manage multiple policies - Auto insurance is just one form of protection, but home, umbrella, flood, and other personal insurance products are equally important. What’s more, savings can be realized by combining two or more insurance policies under the same carrier. Additionally, you’ll have one main contact person for all your insurance needs.

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You can benefit

pendent agent provides.

discounts to riders New gear? Update your policy.

Nine out of 10 motorcycle accidents involve untrained riders.

When you’re controlling this much force, it’s essential to have complete command of your machine. More than 90 percent of riders involved in accidents haven’t taken a formal motorcycle driving course.

When cars and motorcycles collide, it’s usually because the driver of the car failed to see the cyclist. With more SUVs on the road, it’s even more critical to take extra steps to become more visible. Use your headlamps both night and day - and wear yellow, red or orange jackets to make yourself easy to see.

Make a point of positioning yourself in your lane for visibility.

Remember: Ride sober.

CSIS offers discounts to riders who attend the Motorcycle Safety Foundation’s safe riding courses or are active in one of 25 approved groups that promote safe riding. Do both those things and you can reduce your premium by up to 10 percent.

Triumph Daytona 1970

Forty years ago...

This kind of motorcycles we was insuranced at the 70’s decade when CSIS was founded. After forty years, we still here in the same place, working for you like de first day.

Many of those bikes don’t runs anymore, but we do. CSIS-College Student Insurance Service, Inc. Toll-Free: 1-800-761-3811

No one’s too old to wear a helmet.

A motorcycle rider not wearing a helmet is fi ve times more likely to sustain a critical head injury in a crash. Buy a full-face helmet for the best protection for your head and eyes. Wear other protective gear as well: heavy leather or synthetic gloves, long pants and jacket and over-the-ankle leather boots.

August 2010

Driving impaired is more deadly for bikers than other drivers. In fact, more than half of all motorcycle deaths occur when the rider has been drinking.

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Know your bike’s capabilities - how it performs in a curve or on slick roads and how quickly it can stop. Errors like overbraking, driving too fast or undercornering are major factors in many solo accidents.

In a crash, the SUV wins.

CSIS Newsletter Nº6

Your CSIS motorcycle policy covers up to $3,000 in custom parts and equipment - but you have to make sure each piece of equipment is listed on your policy. Any time you buy new leathers or safety equipment or customize your bike, update our service representatives before you head out on the highway.

CSIS-College Student Insurance Service, Inc. Savings, Service, Security...

We’re on your side CSIS Newsletter Nº6

Putting Your Teen Behind The Wheel • Tips for choosing and insuring the right vehicle Teen drivers spend countless hours dreaming of owning their first car. A fast sports car conjures exciting images, while an SUV has ample room for all of their friends—and both vehicles have one thing in common: Neither is a good choice for teens.

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If you’re the parent of a teen driver, you may be wondering what you can do to help ensure his or her safety. Aside from knowing and honoring the rules of the road, safe teen driving involves operating the appropriate type of vehicle. In addition to researching auto insurance for teens, there are five tips to consider when choosing your teen’s first car. Designed to help protect young drivers, these suggestions focus on safety, which also helps to lower the cost of car insurance for teenagers.

Tip 1: Watch the speed.

Tip 2: Grounded in reality.

Tip 3: Buy 1997 or later.

And there are many other tips that will help reduce the risks often associated with teen driving as well as lessen parents’ anxieties.

CSIS Auto Insurance, (714) 516-1140) 251 S Tustin St, Orange, CA 92866 Cross Streets: Between E Washington Ave. and E Chapman Ave.

251 S Tustin St, Orange, CA 92866

Company Name 123 Everywhere Avenue City, ST 00000