THE RIGHT TO DWELL Manifesto for an affordable city
Urbanism & Societal Change
THE RIGHT TO DWELL Fran Ă lvarez Alessia Cacopardo Henry Gibbon Brittany Irvine Paul Konrad Jordan McCrae Marcus Vesterager
PUBLISHED BY The Royal Danish Academy of Fine Arts School of Architecture, Design and Conservation, School of Architecture Master Programme Urbanism & Societal Change THE RIGHT TO DWELL THINK TANK Fran Álvarez Alessia Cacopardo Henry Gibbon Brittany Irvine Paul Konrad Jordan McCrae Marcus Vesterager TUTORS Deane Simpson Charles Bessard Carlos Ramos Tenorio VISITING TUTOR Keller Easterling GRAPHIC ADVISOR Joost Grootens
TYPESET Work Sans © 2017
Abstract
The current urban development in Copenhagen can be outlined by four main societal changes which have been ongoing for the past two decades: increasing levels of debt per household, liveability as a monetizable indicator, profit driven urban planning conducted in negotiation with real estate developers, and an ever increasing gap between housing prices and wages. These four drivers are altering Copenhagen’s demography and social coherence; provoking the creation of a scenario in which only the highest income group has the right to a home appropriate in size, location and capacity of adaptation in the city. The remaining multitude is consequently priced out of their right to live in the city and to access its affordances, reduced to carrying out an existence dominated by debt and inequality. In this way the home has shifted from being the strongest asset in one’s life to the strongest liability. Despite the visible risks that these dynamics contain, new real estate developments in Copenhagen keep emerging without taking any of the above into account. Copenhagen is growing, but is it doing so in the right direction? And who is accountable for this? Is there an alternative to the offered standard? This manifesto is an investigation into how, why and who has the capacity to inhabit the city - one that is marketed as one of the most liveable places of the world. This project looks into how planning tools, profit driven architectural (and social) aspiration and real estate polices are building an urban condition of exclusivity. This is counteracted with architectural and development model proposals intended to expand the right to dwell to all citizens.
Content
Current Situation
Alternatives
12 14 16 20 22 24 26 28 32 34 36 38 40 42 44 50
94 110 112 114 116 118 122 136
Liveability What is Liveability? Liveability Trends The Cost of Liveability What is Affordability? Liveability + Unaffordability Un-liveability trends Un-liveability Who Has the Right to Dwell? Financially Excluded Financially Excluded Groups Excluded Age Groups Danes Moving Out Limited Housing choice Current Options Unequal + Exclusive
Why is this happening? 56 58 60 62 64 66 68 72 74 76 80 82 84 86 88 90
7
Competitive City Infrastructural City Control of Land Supply By & Havn Main Landowner By & Havn Drive for Profit Focus on Developers 25% Social Housing Developers in Control Missing Homes The Developer Model Cost Selling the Dream: Exterior Selling the Dream: Interior In-flexibility M2 vs. M3 Public vs. Private Access: shared space?
Manifesto How Else Could We Build? Speculative Developer Model Housing Taxonomy Traditional Models Existing Models Alternative Models Steps Forward
Student Projects 150 152 160 174 184 200 210 224
Proposals Mapping Barriers and Actors Prototype for Flexible Living The Accessible City Home for a Lifetime Living within Layers Home Port MAXIMISED Minimum
Video 244 The Right to Dwell Video
Appendix + References 250 Existing Housing Composition 252 Population 254 Housing Construction 256 Credit Rating and Equity 258 Alternative Models 259 Bibliography 264 Websites 265 Video
The Right to Dwell
Chapter 1
Current Situation
Liveability Unaffordability The liveability agenda pursued in Copenhagen is contributing to unaffordable housing for its people.
The Right to Dwell
Liveability COPENHAGEN IS TOP OF THE TABLE
In 2016 Copenhagen was again named the world’s most liveable city, this time by the design magazine, Metropolis. This follows a string of accolades relating to liveability and quality of life bestowed upon the city since the early 2000’s.
Set up as indexes or tables these awards aim to provide a rationalised comparison between international cities. In our increasingly globalised world, the race to attract businesses and knowledge workers to cities has given these awards importance in both city governance and planning.
2016 - Most Liveable City, Metropolis 2016 - 4th most liveable city in the world, Monocle Magazine 2016 - Copenhagen in top 10 best cities for W, Mercer 2016 - 1st Copenhagen is the winner of “Best City,” Wallpaper 2016 - 2nd on the Global Destination Sustainability Index 2015 - 3rd on Acardis Sustainable Cities Index, Acardis 2015 - 4th Most Dynamic City in Europe, City Momentum Index 2015 - 8th in Quality of Living, Mercer
2015 - 1st Bicycle City, Copenhagenize 2015 - 15th Innovation Cities TM Index
2014 – 1st World’s Greenest City, GGEI 2014 - 1st Green Economy Leader Report on Copenhagen, LSE 2014 - 1st Copenhagen wins a World Smart Cities Award 2014 - 1st on CNN’s Top 10 Healthiest Cities 2014 - 1st on “10 smart cities in Europe” list, Fast Company 2014 - 6th best city in the world for sport, Sportcal 2014 - 1st World’s “Most Liveable City”, Monocle Magazine 2012 - 9th Mercer’s Quality of Living Survey 2010 - 11th Mercer’s Quality of Living Survey 2010 - 8th Innovation Cities TM Index,
2009 - 1st European Green City, Siemens 2008 - Copenhagen Recognised as Future Innovative City 2008 - 11th Mercer’s Quality of Living Survey
2004 - 2nd Quality of Living, MERCER 01 Some of Copenhagen’s awards. Opposite: Image of Liveability from Metropolis website.
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What is Liveability? QUALITIES JUDGED
When awarding their “top cities”, indexes consider different factors ranging from civil unrest to the number of bookshops. Consequently the definition of 'liveability' takes on various guises depending on both the agenda of the index compiler and their target audience. However, there is a common thread in all indexes focused on assessing the qualities which will attract their target market to both work and live in the city. Some of these factors, such as housing availability, public spaces and public transport relate directly to the planning of the city. If we consider the increasing importance placed on obtaining top rankings, and city planning as a tool to do this, then in many ways 'liveability' is playing an important role in shaping both our current and future city.
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Cafés Culture Environment Stability Infrastructure Sustainability Education Health Connectivity Transportation Libraries Unemployment Cycling routes Commute Bookshops Green space Artist subsidies Censorship Corruption Civil unrest Public transport Water Quality Financial Capital Business Activity
01 Access to Healthcare
02 Green Space
03 Business Activity
04 Culture
05 Water Quality
06 Public Realm
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The Right to Dwell
Liveability Trends ATTRACTING PEOPLE TO THE CITY
01 Graph showing population growth in Copenhagen in relation to the liveability agenda and the inaugural years of some of the liveability indexes. SOURCE: statbank.dk
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2000
1990
LIVE 1980
1970
1960
UNLIVEABLE CITY
Population of Copenhagen
750000
future population projection (municipality of Copenhagen)
2040
2020
2010
2030
FUTURE PROJECTIONS
EABILITY AGENDA
17
450000
what if the city becomes unliveable again?
The Right to Dwell
Liveability Trends
1990
2000
ALL ON THE UP...BUT FOR WHOM?
Copenhagen's population dropped to a historic low in the late 1980's and early 1990's, (see graph on previous pages). At this point the city, close to bankruptcy, may have tended towards unliveability. However following the adoption of a strategy to re-brand the city as attractive and ‘liveable,’ to keep people and tax revenue in the city,
the population started to rise. Considering that Copenhagen's population has seen continuous growth from this point (when the 'liveability' agenda was first posited) throughout the 2000's (when many Quality of Life indexes first appeared) suggests that liveability's aim of making the city attractive to people has been working. The
01 Since the 1990’s there has been up trends in many ‘liveability’ qualities. SOURCE: statbank.dk
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NO. OF LIVEABILITY INDEXES POPULATION
HEALTHCARE FOREIGN BUSINESS EDUCATIONAL ATTAINMENT
CYCLISTS
municipality's projections of continued population growth suggest that the present approach of planning the city, to create growth, is considered a long term strategy. Fo l l ow i n g a n d e n c o u ra g i n g t h i s population growth since the 1990’s there is a clear upwards trend in many measured liveability markers, as illustrated above.
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2017
2010
* Values Relatively Adjusted
But what about the hidden elements of the city which until now have not been measured by the indexes?
The Right to Dwell
The Cost of Liveability COPENHAGEN IS BOTTOM OF THE TABLE IN TERMS OF AFFORDABILITY
Roma
London
While Copenhagen may hold a top ranking position for liveability, it is a different picture in other areas. In comparison to other European capitals it holds second lowest position in terms of affordability. This means that Copenhagen is one of the most expensive cities in Europe.
COPENHAGEN
Stockholm
Helsinki
Paris Dublin
Culham
Amsterdam
MĂźnchen
Wien
Brussels
Karlsruhe
Berlin
Varese
Bonn
Madrid
Ljubljana
Valletta
Athina
Lisboa
Bratislava
Tallinn
Zagreb
Lefkosia
Praha
Riga
LEAST EXPENSIVE
MOST EXPENSIVE
01 Although number 1 for liveability, Copenhagen is second bottom for cost of living in Europe (2015). SOURCE: europa.eu
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60
Vilnius
% of People who say it is easy to find an affordable house (2015)
Valletta
COPENHAGEN
8%
Warszawa Wien
Tallinn
Roma
ReykjavĂk
Riga
Praha Paris
Oslo
Luxembourg
Stockholm
0
Sofia Madrid Lisboa Ljubljana London
Helsinki
Bratislava
Brussel
Budapest
Bucuresti
Lefkosia
Zagreb
Athina Ankara Berlin
Amsterdam
In relation to the affordability of housing, Copenhagen is also positioned towards the bottom of the rankings. Only 8% of people in the city say they can easily find suitable housing at a reasonable price. This would imply that the city is then unaffordable for 92% of the population.
02 Although number 1 for liveability, Copenhagen is near the bottom for affordability of housing (2015). SOURCE: europa.eu
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What is Affordability? SPENDING LESS THAN 40% OF YOUR DISPOSABLE INCOME ON HOUSING
Affordability is spending < 40% of your disposable income on your mortgage or rent per month. [Eurostat] Housing Affordability is defined in various ways by various organisations and governments. However, for the purposes of this research, the definition from the European Union Body, Eurostat, has been chosen as the most representative. They state that for housing to be considered as not being a burden for households and hence affordable then it must not cost: â&#x20AC;&#x153;40 % or more of their equivalised disposable incomeâ&#x20AC;? (eurostat.eu). Hence, how affordable the city is for each person varies based on their personal income and the average prices of housing in the city. Above this level the burden of housing costs become too great and then the other aspects of life, which we have come to expect access to in the contemporary city (such as food, drink, leisure, entertainment, savings, the perusal of dreams, etc.), become increasingly hindered.
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100% % of disposable income
UNAFFORDABLE AFFORDABLE when it is less than 40% of disposable income.
HOUSING COST
0%
40%
01 Defining affordability. SOURCE: eurostat.eu
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The Right to Dwell
Liveability + Unaffordability WITH THE FOCUS ON LIVEABILITY HOUSE PRICES HAVE INCREASED
As the city has become more ‘liveable’ it has also become more unaffordable. Since the advent of the liveability agenda in the 1990’s house prices in Copenhagen have risen far faster than average wages and family income.
Houses are now almost 10x the average yearly salary in comparison to 4x in 1995. The last time houses were this unaffordable was in 2006, just before the financial crisis. The continuation of the current trend could indicate another bubble.
x
x
696,000
x 3 Family Income x 4 Average Wage 218,000 162,000
01 House prices have increased dramatically when compared with average yearly wages. SOURCE: statbank.dk
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2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
F
HOUSE PRICE
x 8 Family Income x 10 Average Wage
x 9.6 Family Income
x 13 Average Wage
average value for Copenhagen (dkk)
3,350,000
FAMILY INCOME
423,000
WAGE
305,000
2015
2014
2013
2011
2010
2009
2008
2007
2006
25
2012
SECOND HOUSING BUBBLE?
FINANCIAL CRISIS
The Right to Dwell
Un-liveability Trends
2000
1990
COPENHAGEN’S UNAFFORDABILITY IS COINCIDING WITH MANY DOWNWARD TRENDS
The lack of affordability in the city is being mirrored by a worrying number of other downward trends. These tendencies are not so easily measured and yet they have a large impact on the quality of life of the city’s citizens. 01 Although liveability trends were on the up, a number of other trends relating to the city have been falling in recent years. SOURCE: statbank.dk
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2017
2010
PUBLIC HOUSING DEVELOPMENT FREEDOM FROM HOUSING DEBT BURDEN
EQUALITY
FREEDOM FROM HOUSEHOLD DEBT
AFFORDABILITY OF HOUSING
* Values Relatively Adjusted
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The Right to Dwell
Un-Liveability LIVEABILITY CAN TEND TOWARDS UN-LIVEABILITY IF IT IS NOT AFFORDABLE
The qualities promoted by the liveability agenda are highly desirable for most people, however they come at a cost. Until recently the affordability of the city was excluded from the majority of the indexes. Consequently the question: who is the ‘liveable’ city for? was de-emphasised. The city may offer great qualities, but if ordinary citizens cannot afford to live and dwell in the city then is it really liveable? In 2015 Monocle added cost of living to their index criteria. Following this Copenhagen fell 10 places in the ranking system, which as explained by Monocle was because: ‘Copenhagen is expensive in every regard.’ If Copenhagen is to remain ‘liveable’ and continue to pursue a development strategy of growth by attracting people to live and work in the city, then affordability must become a priority. The current liveability agenda is not sustainable for the city.
Currently the liveability framework is leading to unaffordability and this is destroying liveability.
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#1
2013
2014
2015 + Affordability
COPENHAGEN
COPENHAGEN
Tokyo
Melbourne
Tokyo
Vienna
Helsinki
Melbourne
Berlin
Tokyo
Stockholm
Melbourne
Vienna
Helsinki
Sydney
Zurich
Vienna
Stockholm
Stockholm
Zurich
Vancouver
Munich
Munich
Helsinki
Sydney
Kyoto
Munich
Auckland
Fukuoka
Zurich
Hong Kong
Sydney
COPENHAGEN
Fukuoka
Auckland
Fukuoka
Kyoto
Hong Kong
Singapore
Paris
Berlin
Kyoto
Singapore
Vancouver
Paris
Hamburg
Singapore
Madrid
Honolulu
Madrid
Auckland
Madrid
Paris
Lisbon
Vancouver
Amsterdam
Hong Kong
Berlin
Hamburg
Amsterdam
Barcelona
Barcelona
Hamburg
Amsterdam
Lisbon
Geneva
Portland
Portland
Oslo
San Francisco
Oslo
Barcelona
# 10
01 Copenhagen has seen a fall in its liveability ranking. SOURCE: Monocle - https://monocle.com/film/affairs/ quality-of-life-survey-2013/
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The Right to Dwell
Unaffordability Distorted City The unaffordability of the city has affected its make up in many different ways.
The Right to Dwell
Who Has the Right to Dwell? THE DIVERSITY OF HOUSEHOLD TYPES IN COPENHAGEN IS BEING AFFECTED
With a large variety of family types situated within the Copenhagen municipality (small cross-section visualised below), the question of who is being included and excluded gets brought into context. The rise of liveability has corresponded with the rise of unaffordability throughout the city. This is putting a strain on a lot of household types and also pushing various household types out of the city.
Happy family
Just married
Yours and Mine
Part time dad
Single mum
Numerous
Baby on the way
High school friends
01 The housing scenario has failed to adjust to new social compositions of Copenhagen.
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33
Lovers
Grandparents
Collective
Best friends
Airbnb
Elderly couple + carer
Divorced mum with children
Exchange students
Living at home
Strangers
Artist and studio
Leaving home
Widower
Unemployed
Single lady
Taking care of parents
The Right to Dwell
Financially Excluded
IF ALL CITIZENS SPENT 40% OF THEIR DISPOSABLE INCOME ON HOUSING THEN ONLY 19% WOULD BE ABLE TO AFFORD A MORTGAGE FOR AN AVERAGE FLAT IN COPENHAGEN
81%
01 Graph of Copenhagen Income distribution. Affordability calculated from monthly mortgage repayments of 10,330kr per month (for average flat price in Copenhagen) as percentage of disposable income. SOURCE: statbank.dk.dk
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200 000
175 000
150 000
125 000
100 000
75 000
50 000
25 000
EXCLUDED
50 000 40 000
19%
+500 000
500 000
450 000
400 000
350 000
300 000
250 000
225 000
no. of people
10 000
20 000
30 000
AFFORDABLE
disposable income dkk/year
Line of affordability for average priced ďŹ&#x201A;at in Copenhagen
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The Right to Dwell
Financially Excluded Groups IF ALL CITIZENS SPENT 40% OF THEIR DISPOSABLE INCOME ON HOUSING THEN THE MAJORITY WOULD NOT BE ABLE TO AFFORD COPENHAGEN
15,997
10,616
9,719 9,462
7,826 7,525
01 Graph of 40% of the monthly disposable income of various household types vs. mortgage repayments for avg. real estate. SOURCE: statbank.dk
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Single men
Pensioners
Single dad
Couples with children
Couples
Self-Employed
Top Managers
6,335
Avg. price single family home: 4,120,000 kr. Mortgage repayments: 16,500 kr pcm
Avg. price flat: 2,570,000KR. Mortgage repayments: 10,330 kr pcm
6,315 5,963
5,793 5,320
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Students
Unemployed
Single women
Single mum
When the EU recommendations for 40% of disposable income to be spent on housing is combined with a variety of wage types, the reality of household affordance is visualised. All those below the line are effectively unable to afford the city.
The Right to Dwell
Excluded Age Groups
THE RECENT POPULATION SHIFT HAS THE POTENTIAL TO CONTRIBUTE TO AN EXCLUSIVE CITY
-
+
+
LESS ELDERLY
MORE FAMILIES
MORE STUDENTS
Comparing the age distribution of Copenhagen’s population offers an insight into the way that the liveability agenda has changed the make-up of the city. Compared to the 1980’s city the liveable city of today is composed of very different groups. Older
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people have left the city as families and students have been attracted here. This demographic sorting of the population could be considered to be leading to a distorted and segregated city.
1980
pre-liveable city
80+
diverse + inclusive demographics
75 - 79 70 - 74 65 - 69 60 - 64 55 - 59 50 - 54 45 - 49 40 - 44 35 - 39 30 - 34 25 - 29 20 - 24 15 - 19 10 - 14 5-9 0-4 Female
Male
2017
liveable city? uniform + exclusive demographic
80+ 75 - 79 70 - 74 65 - 69 60 - 64 55 - 59 50 - 54 45 - 49 40 - 44 35 - 39 30 - 34 25 - 29 20 - 24 15 - 19 10 - 14 5-9 0-4 Female
Male
01 Copenhagen Population by Age 1980. Demographics suggest that the city is liveable for all age groups. SOURCE: statbank.dk 02 Copenhagen Population by Age 2017. The liveable city is only for certain groups of people. SOURCE: statbank.dk
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The Right to Dwell 80+
Danes Moving Out NOT EVERYONE CAN AFFORD TO STAY IN THE CITY
An increasing number of Danes are migrating from Copenhagen to the suburbs. 2015 was the first time in the past two decades that more Danes were leaving the city than moving in (Politiken). The largest shift is seen in the age groups of 30-39 years, and 0-15 years. This is proof that families are struggling to stay in the city as their family grows. Shown opposite is the comparable size of house one can get for the same price in various Danish municipalities. One can get a lot more space for ones money outside of Copenhagen municipality. This is especially important for young families with lower incomes.
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131 m2
HELSINGØR
187 m2
GRIBSKOV 244 m2
HALSNÆS 135 m2
FREDENSBORG 146 m2
HILLERØD
97 m2
HØRSHOLM
133 m2
ALLERØD
393 m2
ODSHERRED 104m2
FURESØ
139 m2
182 m2
EGEDAL
FREDERIKSSUND
116 m2
124 m2
BALLERUP
HERLEV 80 m2
131 m2 152 m2 GLOSTRUP ALBERTSLUND HØJE-TAASTRUP
COPENHAGEN
143 m2
134 m2
BRØNDBY
238 m2
116 m2
HOLBAEK
125 m2
337 m2
202 m2
KALUNDBORG
LEJRE
HVIDOVRE VALLENSBÆK
125 m2 145 m2
ROSKILDE
GREVE
137 m2
SOLRØD 253 m2
SORØ 216 m2
180 m2
RINGSTED
KØGE
277 m2
SLAGELSE
249 m2
278 m2
STEVNS
NÆSTVED 305 m2
FAXE
440 m2
VORDINGBORG
458 m2
GULDBORGSUND
01 SOURCE: http://politiken.dk/oekonomi/bolig/art5577432/K%C3%B8benhavnske-b%C3%B8rnefamilier-veksler-bylejligheden-til-et-hus-i-forstaden
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Limited Housing Choice THE HOUSING MARKET DISCOURAGES DIVERSITY AND ENCOURAGES A MONOCULTURE
60% of new housing in Copenhagen consists of 2 room apartments. Scandinavian Property Magasin 2015.
Currently new housing in Copenhagen comes with many restrictions. This includes a lack of flexibility, small floor areas, lack of attention to public vs. private space, and shared facilities. The current developments produce a restrictive, repetitive and depersonalised floor plan. This adds to the mounting monoculture within the housing market. 60% of apartments are two room units. This is not providing for the wide variety of household types as first discussed in this chapter. If Copenhagen prides itself on a cohesive and inclusive city, the housing should reflect this diversity.
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1
2
4
3
4
1
1
2
3
2
2
3
01 Plans of the number of rooms: The current housing stock in Copenhagen does not accommodate a diversity of people in terms of income or family configuration.
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Current Options WHAT DOES THIS MEAN FOR PEOPLE WHO WANT TO DWELL IN THE CITY?
1. Work longer hours What : To afford current housing one could try to increase ones income. This could include working weekends, not taking holidays or days off and working multiple jobs. This extra time working towards paying off a mortgage takes away from spending time in the city and being with friends and family.
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01 Due to the unaffordability of housing people are often forced to work more to pay for it. This could lead to an unhealthy work-life balance.
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The Right to Dwell
Current Options WHAT DOES THIS MEAN FOR PEOPLE WHO WANT TO DWELL IN THE CITY?
2. Minimum Existence + Moving What : One can surrender to the market prices and the existence minimum this implies. However, the housing offer in Copenhagen is not flexible enough to accommodate the inherent changeability in a householdâ&#x20AC;&#x2122;s composition. The inflexibility of current housing models limits a familyâ&#x20AC;&#x2122;s ability to customise their home to meet their changing needs. This could see one having to move multiple times or rent. Moving costs money and renting excludes one from the long-term financial gains of property ownership.
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01 Drawings of how space requirement can change through the course of one families lifetime. The Copenhagen housing market currently does not include space for all of these at an affordable price.
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The Right to Dwell
Current Options WHAT DOES THIS MEAN FOR PEOPLE WHO WANT TO DWELL IN THE CITY?
3. Leave the city What : If one leaves the city one can pay an affordable proportion of income for housing, and have a home that is of an appropriate size. The liveable city should be accessible to all. By leaving through necessity and not choice, one is effectively excluded from living in the most ‘liveable’ city.
4. Pay more than 40% What : Accepting housing repayments which are more than what is termed affordable. This means one doesn’t have sufficient disposable income to enjoy the city. Instead, the financial pressure of housing payments places stress on one’s personal life and ability to use and enjoy the city.
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01 Housing unaffordability can lead to people being forced out of the city and hence sacrificing their chance to live in â&#x20AC;&#x153;the most liveable cityâ&#x20AC;?.
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Unequal + Exclusive
500
20
1000
[gini index]
1500
25
2000
2500
30
3000
35
UNAFFORDABILITY IS LEADING TO AN UNEQUAL + EXCLUSIVE CITY
The negative impact of unaffordability on the makeup of the city is illustrated in these two figures. Figure 1 looks at the rise of Copenhagenâ&#x20AC;&#x2122;s income inequality via the Gini coefficient. This increase closely follows the rise in house prices. Figure 2 shows the unequal integration of social housing (almeneboliger) into the
municipality. The large majority is pushed to the edges, whilst the central city has very little or no social housing. This results in a spatial sorting based on income which is leading to an exclusive centre and hence unequal city.
01 Inequality, measured by the Gini Index, has increased in Copenhagen alongside rising house prices. SOURCE: Statbank.dk
50
2015
2010
2005
Super Imposed House price increase (DKK thousand) 2000
1995
Gini Index for Inequality
32
20
main colour
second
third
fourth
0
0
40
20
44 91 main colour 100% for arrows and 30 thin lines 42
33 27
29
62
7
17 16
12
14
12 15
25
3
PU
0
15 25
15
1
2
23
8
24
11
15
6
Sc ho
2 13
1
21
7 5
22
10 8
36
10
1
13
23
15
28 4
4 30
20
20
32
22
52
22 32
PUBLIC HOUSING BY SCHOOL DISTRICTS
20
School districts as of August 2016 and public housing as of September 2015.
0 - 20 % 20 - 30 % 30 - 100 %
02 Public Housing is concentrated in the outer areas of the city. SOURCE: The Building and Housing Register and the City of Copenhagen
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The Right to Dwell
Chapter 2
Why Is This Happening?
Competitive City Developer Focused The competitive city is driving up land prices and hence limiting development options in the city
The Right to Dwell
Competitive City THE CITY IS THE FOCUS FOR INTERNATIONAL COMPETITIVENESS & PLANNING HAS BECOME A TOOL FOR GAINING SUCCESS
Copenhagen’s move towards the liveable city in the 1990’s was prompted by a continued decrease in industry and population in the city which, due to decreased tax revenue left the municipality almost bankrupt. To find solutions to this the Stallknecht committee was established. Their report, Hovedstaden: Hvad vil vi med den? (The Capital: What do we want to do?) was influential in prompting a shift to a cityfocused and entrepreneurial style of governance, whereby urban planning was seen as a tool for developing a competitive city, (Simpson, 2017). In this context, the improvement of the city was seen as a catalyst for attracting people, businesses and their much-needed tax money back to the city. In the face of increasing globalisation and the idea of the city as an internationally competitive entity, Copenhagen thus became nationally important in reversing the affect of declining industry and stimulating growth for the entire Danish Economy, (Jensen et. al., 2010; Harvey, 1989). This approach to city-focused development and planning as a tool for economic growth was reinforced in the National Planning Report in 2006, which states:
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‘Denmark can only strengthen its global position by creating cities that can compete at the European level. The cities must promote economic growth...’ We argue that this shift in city development, in promoting the liveability agenda, has been complicit in the rising unaffordability of housing in the city.
> 100,000 population Greater Copenhagen Focus Area
> 20,000 population Small-town regions
Eastern Jylland Focus Area Transport corridors
Copenhagen
01 Copenhagen focused planning. SOURCE: Adapted from 2006 National Planning Report, Ministry of Environment Denmark.
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Infrastructural City THE LIVEABILITY AGENDA HAS PROMOTED AN ‘INFRASTRUCTURE FIRST’ APPROACH TO CITY DEVELOPMENT
With the aim of urban planning to attract business and sustain economic growth in the city, the Stallknecht committee’s report advocated for investment in the public realm and infrastructure. A key part of this approach was the expansion of Copenhagen, initially via the Øresund bridge to Sweden, the Ørestad development and the construction of the metro. (Jensen et. al., 2010; Harvey, 1989; Simpson, 2017). A public-private company, By og Havn was established to develop the land owned by the municipality and national government and to sell the land for housing / commercial development. The primary goal of By og Havn has been to maximise profit from these activities to pay for the corresponding metro infrastructure. This established a precedent of development based on infrastructure, which continues to influence how the municipality approaches development today. Copenhagen’s municipal plan, 2015, states:
This approach may be seen to contribute towards both limiting land supply, to that which is deemed to be suitably infrastructurally serviced, and in selling land which is already been ‘improved,’ raising land prices considerably. This has had an influence on the affordability of housing built on the land.
‘we will only promote urban development in locations where it is possible to produce a comprehensive plan for financing the expansion of municipal services and infrastructure.’ 01 Selling land for development funded metro lines 1 + 2. SOURCE: Invest CPH 02 The city continues to follow this strategy in Nordhavn. SOURCE: COBE
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Control of Land Supply THE MUNICIPALITY CONTROLS DEVELOPMENT AREAS IN 3 TIME-FRAMES
This infrastructural approach to land supply can be seen in the plan for Copenhagen’s development. The 2015 municipal plan sets out focus areas for development in 3 time-frames: 1. 2015 - 2020 2. 2021 - 2027 3. Post 2027 prospective areas The long-term control of land supply allows the municipality to ensure that ‘liveability’ infrastructure is in place before the land is released for housing. While this may be beneficial in many senses the expectation and potential for future rights to build brought about by inclusion in these zones is complicit in raising land and hence housing prices.
‘Changing legal status, or even the mere expectation of it, has within a few years multiplied land prices’ -Andersen et. al 1995
01 All current development areas according to the Copenhagen Municipal Plan 2015.
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Group 1: 2015-2020 Group 2: 2021-2027 Post 2027 prospective area
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By & Havn Main Landowner BY OG HAVN OWN OR CONTROL THE MAJORITY OF THIS LAND
One company, By og Havn, own or control the majority of the land in the current and future development areas. This could be considered as giving them an unfair amount of control over the development of our future city.
01 By og Havn are responsible for the development of the majority of the future city. SOURCE: byoghavn.dk
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By og Havn Other Owner
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By & Havn Drive for Profit THE MAIN COMPANY RESPONSIBLE FOR THE DEVELOPMENT OF THE CITY IS PROFIT DRIVEN
By og Havn is set up to generate as much profit as possible. The company was formed in 2007 and took control of previous industrial land owned by Copenhagen Port Authority, Frederiksbergbaneselskabet and The Ørestad Development Corporation. By og Havn is a private company owned by the Municipality of Copenhagen and the Danish state. The company was established to generate finance for the construction of the Metro as part of the shift towards entrepreneurial tendencies in the 1990’s. It does so by selling and developing areas along the harbour and in Ørestad. Furthermore, it acts as a developer in joint ventures, such as Amerika Have which is a collaboration with TK Development and AP Pension. Therefore By og Havn sell land to the highest bidder. This focus on creating the highest possible surplus from selling off the land forces out those who do not have either the size of company or capital to compete with the ‘big actors’. The municipality’s dependency on financial return for future infrastructure investments does not allow land to be sold lower than market value and keeps prices high. Letting the strive for profit dictate the cities development puts affordability in the background of decision making.
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95%
*
5%
CPH MUNICIPALITY
*
DANISH STATE
BY OG HAVN
WHO IS BY OG HAVN ?
WHAT DO BY OG HAVN DO ?
OWN LAND
Own land
1.
2.
DEVELOPER
USER
$$
BY OG HAVN
$$
Divide land into plots
$$ $$ 1. Sell plot to developer 2. Develop plot themselves and sell Money made funds metro.
THE METRO
01 The development scheme and company structure of By og Havn. * While it was 55% Copenhagen Municipality and 45% the Danish government (ministry of transport) in 2007. Source: Act no. 551 of 6 June 2007
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Focus on Developers BY OG HAVNâ&#x20AC;&#x2122;S PROFIT DRIVE RESULTS IN A PLOT STRUCTURE AIMED AT ACHIEVING THE HIGHEST PRICE
By og Havnâ&#x20AC;&#x2122;s need for profit results in land being sold to the highest bidder. This is usually an established developer who has the financial capacity to do so. As the return on investment on larger plots is greater, Developers and By og Havn hence favour larger plots as it means greater profit and fewer transactions and legal costs. This has led to new development areas being parcelled into plots which suit the developers needs.
Large plot sizes reduce the diversity of development, as non-professionals are unlikely to come up with the capital to acquire them. Hence planning actions, like laying out plots have a significant impact on the diversity of the city. Large areas of the city developed by one group add further to the mono-culture and emerging lack of diversity of the city.
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1
2
01 Plots in the southern part of the Ă&#x2DC;restad development area.
02 Typically smaller plot sizes in older urban areas.
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25% Social Housing STILL LEAVES 75% OF HOUSING UNAFFORDABLE
In 2015 the then state government introduced a regulation to the Danish Planning Act, giving the municipalities the power to request all new developments to include 25% social housing. This is a reaction to the dominance of developers within the kommune. Previously companies and developers were in complete control of the type of housing that would be built. This is a step in the right direction, but further action needs to be undertaken to give everyone the right to dwell. What happens to those who donâ&#x20AC;&#x2122;t qualify for being placed at the head of the queue for social housing and canâ&#x20AC;&#x2122;t afford the expensive housing offered by the market?
Splitting housing into subsidised and expensive real estate leaves a large segment of citizens out.
01 SOURCE: City Of Copenhagen, Municipal Plan 2015 : The Coherent City.
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75%
STILL UNAFFORDABLE FOR MOST
25%
SOCIAL HOUSING
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Developers in Control Paying for their Profit
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Developers in Control
Conservative Peopleâ&#x20AC;&#x2122;s Party Liberal (Venstre) Private Developer
Social Democrat Social Liberal Party Centre Democrats Almene Boligselskaber
Private Andelsboliger
Public Authorities
01 Private development is now the main way of building housing in Copenhagen. SOURCE: Statbank
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2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
THE NEW BUILD MARKET IS DOMINATED BY THE PRIVATE DEVELOPER
Liberal (Venstre) Conservative Peopleâ&#x20AC;&#x2122;s Party
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Social Democrat Social Liberal Party Socialist Peopleâ&#x20AC;&#x2122;s Party
2015
2014
2013
2012
2011
2009
2008
2007
2006
2005
2004
2003
The overwhelming majority of new housing units built in 2016 were by developers, who procure housing in a speculative manner. This results in a profitbased cycle that pushes up housing prices
and currently makes buying in the housing market unaffordable for a large proportion of Copenhagenâ&#x20AC;&#x2122;s residents. The decline of all other forms of housing development has given the developer a monopoly over the sector. This control of the market allows prices to be primarily determined by these developers. By shifting this balance and liberating the people in the market it may be possible to begin to create better and more affordable housing for everyone.
2010
99.8% of new builds in 2016 were by private developers. This is in comparison to 30% in 1990.
Liberal (Venstre) Liberal Alliance Conservative PP
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Missing Homes LAND AREAS THAT ARE NOT PROFITABLE ENOUGH FOR A DEVELOPER ARE NOT BEING USED
There are 30,000 missing homes that have legal permission to be built to relieve the housing shortage. However these are not being built. The municipality relies upon private development to build the large majority of housing stock. Due to the developers dependency on profit, they will only develop a certain area when it meets their surplus land value assessment. This is usually around 20%. The plots with the least risk will be chosen. Other, less profitable sites, which the municipality have made available will be left. This, reliance on the market means that there are now around 30,000 legal permissions for housing in Copenhagen which are not being built upon. This is equivalent to an area of housing the size on Gladsaxe Kommune.
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The population of the city is growing faster than housing is being supplied, a significant factor in the increasing market price. The profit motive of the developers means that they have little incentive to overly increase the supply by building on these less profitable sites. For them:
constrained supply = increases demand = forces prices up = more profit Alternative forms of development could be used to build upon many of these sites. The use of other development models to increase supply of housing is a key step towards producing more housing and creating a more affordable and liveable city.
MISSING HOMES
01 30,000 missing homes is equivalent to an area the size of Gladsaxe Kommune.
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The Developer Model Cost PAYING FOR DEVELOPERS PROFIT AFFECTS AFFORDABILITY
20% of what you pay for your house goes to the developer as profit. The speculative developer model can be broken down into various parts to be better understood: 1. Starting at the base: the developer takes out a loan to finance the cost of land, construction, management as well as the design of the building. A+B+C = loan. 2. The loan the developer takes out accumulates an interest repayment. This cost is added to the price of the final house. 3. The developer then adds 20% of A+B+C+D onto the total cost as a profit margin. 4. A VAT tax of 25% of A+B+C+D+E is then added on top. This creates the total market price of a dwelling. When breaking down the cost of an apartment one would expect the bigger part of expenditures to be eaten up by the actual development and construction of a building. Itâ&#x20AC;&#x2122;s astonishing how much capital goes to intermediaries like developers and lending institutions.
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Market 48 000
50 000
VAT = 25% 02 VAT accounts for 25% of the total costs after developer profit.
F. vat
40 000
02 20% developer profit of investment
01 Desired developer profit accounts for 20% of total costs after the interest on the loan repayment.
E. profit developer 01
2% bond/loan interest + 5% loan repayment
D. interest loan
14% of construction
C. management + design
30 000
Depending upon project this can range between 15%-25%.
18,000 dkk / m2
20 000 B. construction
10 000 10,000 dkk / m2 Including building rights A. land
0 dkk/sqm
95 sqm
=
market 4 560 000 dkk
01 Speculative Developer Model. SOURCE: see appendix.
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Developer model Exclusion The current developer model is producing a housing product that is standardised, repetitive, expensive and exclusive.
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Selling the Dream: Exterior BUILDING INDUSTRY FUELLING A MONOCULTURE OF HOUSING
The profit-driven industry is producing homogeneous architecture. Pictured on the right are external renderings from developments being established in different areas of Copenhagen. The similarity between them illustrates the notion of a monoculture being provided by a profit driven building industry. The same money-saving techniques are used throughout the building trade, which in turn produces a very similar output. Through all of these images we can see the portrayal of an idealised lifestyle; being close to water, having plenty of green space and nature, space for children to play and a highly pedestrianised city. All of these factors fall into the marketing scheme - creating a standardised vision of dwelling in the city.
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01 Nordhavnen - Development: Various. SOURCE: nordhavnen.dk; 02 Sydhavnen - Development: Westcoast park 17. SOURCE: westcoastpark.dk; 03 Carlsberg - Development: Sherfig Hus. SOURCE: carlsbergbyen.dk
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Selling the Dream: Interior REPRODUCING IS ONLY SAVING DEVELOPERS TIME AND MONEY
Standardisation is still producing an unaffordable monoculture On the interior furniture is commonly seen as the means of individualisation and occupation of a home. But when one looks closely at the images used by real-estate agents, every one of them seems to sell the same vision of a home. Across three different developments spread across the city one can see the same white interior with wooden floors. This a product of a standardised construction industry and standardised vision of a housing dweller. This use of repetition is effective for reducing the hours of design required for individualisation and is a cost effective method. However, the approach of saving money on individualisation ultimately limits the architectural potentials and dictates a single lifestyle to every resident. These standardised dwellings are still unaffordable.
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ulvbelægl at gøre dit
re forskellielplank og æ.
eder på dk/visualisemolehuse-
ASK NATUR HVID MAT LAK
EG NATUR MAT LAK
GARDINER EG NATUR OLIERET
EG HVID MAT LAK
Fisher Danmark A/S er Danmarks førende leverandør af gardiner og solafskærmninger. De har et bredt sortiment af lamelgardiner, persienner, rullegardiner og plisségardiner i forskellige farver, mønstre og materialer. Behovet for gardiner er forskellig alt efter boligens belig-
EG HVID OLIERET
35
01 Carlsberg - Development: Sherfig Hus. SOURCE: carlsbergbyen.dk; 02 SOURCE: sundmolehusene.dk; 03 Ørsted - SOURCE: boligsiden.dk
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Nordhavnen - Development: Sundmole Hus.
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genhe stil. Fis rer din overlad
Bestil d henvis opnå e
In-flexibility THE LACK OF FLEXIBILITY DISRUPTING EVOLVING FAMILY TYPOLOGIES
Lack of flexibility means inhabitants have to move home more often. The inflexible plan in this case restricts the expansion and contraction of the family. The negative effect of this is a continual moving process. This not only is inconvenient, with the continuous increase in prices of larger dwelling in the same area is often unaffordable. It forces the changing family typology to have to move further from the city. Unsettling children, moving further away from communities and friends.
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01
Nordhavn, 2 rooms, 73m2.
02
Nordhavn, 3 rooms, 109m2. 7.395.000 kr.
03
Islands Brygge, 2-4 rooms, 159m2. 7.050.000 kr.
04
Valby Maskinfabrik, 3 rooms, 111m2. 13.000kr pcm.
05
Ã&#x2DC;restad, 5 rooms, 134 m2. 4.500.000 kr.
06
Valby Maskinfabrik, 4 rooms, 117m2. 14.800kr pcm.
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M2 vs. M3 TWO EXTREMES ENCOURAGING UNAFFORDABILITY
In theory the average apartment size is required to be 95m2, but instead two extremes are being developed. Municipal rules require to have an average apartment size of 95m2. This, however is an average across the whole block, resulting in very large and very small units being developed. As shown on the right, apartments sizes tend to diverge towards very large or very small, while the middle gets left out. This divergence creates, on one hand extreme prices for large luxury spaces, and on the other, cheap flats that may be questionable in the quality of life they support
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01
Nordhavn, 4 rooms, 132m2.
02
Carlsberg, 2 rooms, 81 m2.
03
Carlsberg, 1 room, 42m2. 2.595.000 kr.
04
Carlsberg, 1 room, 53m2. 3.295.000 kr.
05
Carlsberg, 4 rooms, 103m2. 5.095.000 kr.
06
Nordhavn, 3 rooms, 109m2. 7.395.000 kr.
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Public vs. Private LOSS OF THRESHOLD FOR PROFIT
In the drive for profit the private-public threshold has been lost. Through optimisation of the apartment layout, there are spatial consequences regarding privacy within the dwelling. Bedrooms opening into kitchens and living rooms, creating virtually no threshold into the dwellings private spaces. This lack of transitional space within the dwelling leads to a merger of living space with circulation, sacrificing both potential floor area as well as functionality.
88
01
Nordhavn, 2 rooms, 69m2.
02
Sydhavn, 4 rooms, 90m2. 18.000kr pcm.
03
Sydhavn, 3 rooms, 90m2. 17.000kr pcm.
04
Nordhavn, 4 rooms, 118m2. 7.495.000 kr.
05
Sydhavn, 3 rooms, 101m2. 15.600kr pcm.
06
Sydhavn, 3 rooms, 93m2. 16.200kr pcm.
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Access: Shared Space? LARGE COMMON CIRCULATION SPACES ARE INCLUDED IN YOUR FLOOR AREA
Large common circulation spaces account for a significant proportion of floor area in dwellings. Shown on the right are three floor plans that have large circulation areas attached. In the case of 03 in Nordhavn the entrance space is nearly the equivalent of the dwelling. The argument here is that if this circulation area was designed in a more effective way, one would not be paying for entrance area - but floor area that was a part of ones own home.
90
01 Islands Brygge, 2 rooms, 57m2. 2.845.000 kr.
02
Islands Brygge, 3 rooms, 95m2. 3.950.000kr
03
Nordhavn, 2 rooms, 71m2.
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Chapter 3
Alternatives
A set of goals to develop an inclusive and diverse architecture:
94
Preserving liveability through affordability, creating usability, and designing flexibility, for a more inclusive city that embraces diversity.
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Preserving liveability through affordability, creating usability, and designing flexibility, for a more inclusive city that embraces diversity. Based upon the city principals of quality of lifeâ&#x20AC;&#x201D;including the built and natural environments, economic prosperity, social stability and equity, educational opportunity, and cultural, entertainment and recreation possibilities.
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98
Preserving liveability through affordability, creating usability, and designing flexibility, for a more inclusive city that embraces diversity. Guided by the principle that housing costs should be no more than 40% of disposable income.
99
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100
Preserving liveability through affordability, creating usability, and designing flexibility, for a more inclusive city that embraces diversity. The ability to live in and use the city, instead of just existing. Expanded disposable income to engage with the city.
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102
Preserving liveability through affordability, creating usability, and designing flexibility, for a more inclusive city that embraces diversity. The capacity for living space to support different citizens and to adapt to changing conditions.
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104
Preserving liveability through affordability, creating usability, and designing flexibility, for a more inclusive city that embraces diversity. The fundamental ambition to include people who might otherwise be excluded or marginalized.
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106
Preserving liveability through affordability, creating usability, and designing flexibility, for a more inclusive city that embraces diversity. Creating a variety of housing that provides for a wide variety of people from all backgrounds.
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Alternative Development Models Affordable + Inclusive City What if we could provide housing in different ways?
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How Else Could We Build? UNDERSTANDING HOW ALTERNATIVE DEVELOPMENT MODELS WORK GIVES ONE THE OPPORTUNITY TO PROPOSE A NEW WAY OF BUILDING OUR FUTURE CITY
The following pages interrogate the economic drivers behind the procurement of housing. They further analyse the current development models, and introduce alternatives from other housing markets , spanning from Germany to Australia. These alternative models propose new methods of procuring housing: from the inclusion of the users within the design process, to communities procuring their homes together. All with the aim of reducing the housing burden on their final occupants.
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Speculative Developer Model THE CURRENT DOMINANT MODEL IN COPENHAGEN
DEVELOPER
LOAN/BOND
The developer takes out a loan/bond to finance the construction process.
LAND
DESIGN MANAGEMENT CONSTRUCTION
HOME
INTEREST + PROFIT + VAT The mortgage pays for both the developers profit and MORTGAGE interest of the loan/bond.
USER
The speculative development model completely detaches the user from the design process.
+ MAINTENANCE This model demands that the user pays for a mortgage. This ties the user to high interest rates and large amounts of debt. Furthermore, the market valuation
of the property includes the developers loan interest, developers profit and VAT. These additional costs can be avoided in alternative models.
01 Speculative development construction process. SOURCE: multiple (see appendix).
112
User 86 000 Maintenance of building = 1% of market rate per year over 30 years. maintenance
Calculated on a 30 year fixed rate mortgage from rd.dk on 5% downpayment.
user mortgage Mortgage Downpayment 5%
Market 48 000 VAT = 25%
Consultant Fees
VAT
14% profit developer Construction
interest loan
10 000 18 000 dkk/sqm
management + design
20% developer investment.
profit
on
2% bond/loan interest + 5% loan repayment.
Density 120%
construction
Land Value 10 000 dkk/sqm (8 333 dkk/sqm built)
land
Cost Variables
Mortgage
95 sqm
=
market 4 560 000 dkk user 8 170 000 dkk
Financial Profit private/state 02 Calculating home-building -breakdown of speculative developer financing (see appendix).
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Housing Taxonomy HOUSING PROCUREMENT MODELS User 86 000
80 000 maintenance
70 000
60 000
user mortgage
User 57 500 User 53 500
User 52 000
maintenance
50 000
Market 48 000
maintenance maintenance VAT
40 000
Market 40 000
user mortgage profit developer
Market 32 000
management + design
VAT
management + design
management + design
construction
construction
Market 30 000
interest loan
30 000
user mortgage
VAT
interest loan
profit developer 20 000 construction
interest loan management + design
construction 10 000
0 dkk/sqm
land
land
land
land
Speculative Developer
Nightingale
Self Procure
Customised [Architect led]
0%
50%
60%
60%
01 Financial housing taxonomy. SOURCE: Multiple (see appendix).
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To discover alternatives to these models the financial stipulations have to be analysed and compared to reveal their benefits. Each model exhibits variations in ownership, finance and construction.
User 50 500
maintenance User 39 000 user mortgage Market 30 000
maintenance
User 34 000
Market 30 000 interest management + design
maintenance interest management + design user mortgage Market 18 500
construction
User 29 000
Market 22 500
maintenance interest management + design
construction
land
land
CLT Self Provide
CLT Coop
construction
construction
land
land
Self build
Social Housing Mortgage
70%
115
120%
150%
Financial Profit private/state
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Traditional Models THESE ARE THE MODELS MAINLY USED IN COPENHAGEN User 86 000
80 000 maintenance
70 000
60 000
user mortgage User 53 500
50 000
Market 48 000
maintenance
VAT 40 000 user mortgage
profit developer Market 30 000
interest loan
30 000
management + design
management + design
construction
construction
land
land
20 000
10 000
0 dkk/sqm
Speculative Developer
Nightingale
100% 01 Financial housing taxonomy. SOURCE: Multiple (see appendix).
116
Self Procure
160%
Customised [Architect led]
In order to propose alternatives to the system we need to understand how the current system works.
User 34 000 maintenance
user mortgage Market 18 500
CLT Self Provide
CLT Coop
User 29 000
Market 22 500
maintenance interest management + design
construction
construction
land
land
Self build
Social Housing [rental] Mortgage
250%
117
Financial Profit private/state
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Existing Models SELF PROCURE
When the end-users can individually secure land and building permission they will usually follow this model. They will manage the project themselves hiring the contractors for construction and design. These contractors take a percentage of the construction fees as their payment. Having this access to the land in the first place is difficult and expensive. Other barriers to this form of development include density, as this model is more suitable for low density single family dwellings.
01 Internal view Villa Platan - ADEPT. SOURCE: ADEPT
118
02 Villa Platan - ADEPT. SOURCE: ADEPT
USER USER
MORTGAGE MORTGAGE
Save Save 32 32500 500 dk/.sqm dk/.sqm
Financial Financialbarriers barrierstotoobtain obtain a amortgage. mortgage.Large Largefinancial financial guarantee guaranteerequired. required.
- developer - developer profit profit - loan/bond - loan/bond
LAND LAND User User 5353500 500
DESIGN DESIGN
maintenance maintenance
MANAGEMENT MANAGEMENT CONSTRUCTION CONSTRUCTION
Single Singlefinancial financial transaction. transaction. Economies Economiesofofscale, scale,higher higher costs costsfor forbuilding buildingmaterials materials and andlabour. labour. Time Timeconsuming consuming management. management.
user user mortgage mortgage Market Market 3030000 000 management management + +design design
HOME HOME Bespoke Bespokedesign designfitting fittingexact exact requirements requirementsofofuser. user.
++ MAINTENANCE MAINTENANCE
construction construction
land land
oror Extra ExtraSpace Space Mortgage Mortgage Financial Financial Profit Profit private/state private/state
60% 60%
03 Self Procure financial and construction process. SOURCE: Parvin.
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Existing Models SELF BUILD
Again the end-users must secure the land, finance and get building permission for the project; but they must also physically build all the parts of the structure themselves. This means that they do not pay for contractorsâ&#x20AC;&#x2122; profit . However, within this model the individual would usually have construction experience, as the process is time consuming and stressful. This again means this approach is more suitable for low density single family dwellings.
01 Wikihouse 4.0 during construction Source: Arch daily
02 CNC files for download off the web. SOURCE: www.wikihouse.cc
120
USER USER
MORTGAGE MORTGAGE
Financial Financialbarriers barrierstotoobtain obtain a amortgage. mortgage.Large Largefinancial financial guarantee guaranteerequired. required.
Save Save 52 52000 000 dk/.sqm dk/.sqm
LAND LAND
- -reduced reduced construction construction costs costs - -developer developer profit profit - -loan/bond loan/bond
Removal Removalofofmanagement management and anddesign designwithin withinthe the construction constructionprocess. process.
CONSTRUCTION CONSTRUCTION
Individual Individualrisk riskand and demanding demandingwork workload. load. Experience Experiencewithin withinbuilding building industry industryrequired. required. Time Timeconsuming consuming management. management.
User User 34 34000 000
HOME HOME Bespoke Bespokedesign designfitting fittingexact exact requirements requirementsofofuser. user.
++ MAINTENANCE MAINTENANCE
maintenance maintenance Single Singlefinancial financial transaction. transaction. user user mortgage mortgage Market Market 1818500 500 Construction Constructioncosts costsreduced reduced due duetotoremoval removalofoflabour. labour. construction construction
land land
or or Extra ExtraSpace Space
Mortgage Mortgage Financial FinancialProfit Profit private/state private/state
150% 150%
03 Self Build financial and construction process. SOURCE: Parvin
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Alternative Models OTHER OPTIONS WHICH COULD OFFER MORE AFFORDABILITY + DIVERSITY
80 000
70 000
60 000
User 57 500 User 52 000
maintenance
50 000
maintenance
40 000
Market 40 000
user mortgage
VAT
Market 32 000
interest loan
30 000 VAT
management + design
profit developer interest loan management + design
20 000
construction
construction 10 000
land 0 dkk/sqm
Speculative Developer
Nightingale
50% 01 Financial housing taxonomy. SOURCE: Multiple (see appendix).
122
land
Self Procure
Customised [Architect led]
60%
These alternative models can help one understand how the development process can be manipulated to make more affordable housing.
User 50 500
maintenance User 39 000 user mortgage Market 30 000
maintenance Market 30 000
interest management + design
interest management + design
construction
construction
land
land
CLT Self Provide
CLT Coop
Self build
Social Housing Mortgage
70%
123
120%
Financial Profit private/state
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Alternative Models CLT - COOP
CLT
Community Land Trust set up as a non profit organisation.
LOAN/BOND LAND INTEREST
COOP
DESIGN
Land is purchased and leased to cooperative to separate land from speculation. The land is then leased to a separate organisation, the cooperative.
USER
User becomes member of the cooperative group of residence.
Cooperative manages the construction of the dwellings.
MANAGEMENT CONSTRUCTION
HOME
MAINTENANCE + MANAGEMENT A CLT acquires the land and leases it to a cooperative which procures housing on behalf of the community. Users buy shares within the cooperative of houses at affordable rates. Monthly payments cover
One loan/bond is paid back rent can be reduced.
the costs of maintenance, management and debt repayment from the initial loan. This structure liberates the users from a mortgage tying the debt to the coop rather than the individual.
01 CLT Coop construction process. SOURCE: multiple (see appendix).
124
Monthly rent pays for maintenance, management and interest to bank.
Save 47 0 00 dk/.sqm - mortgage - developer profit - land reduction - vat
User 39 000 No vat due to coop membership. maintenance Market 30 000 Single bank transaction.
interest management + design
construction
Land proportionally reduces in cost due to leasehold separating land value from speculation.
land
or Extra Space
Mortgage Financial Profit private/state
120%
02 CLT Coop financial process. SOURCE: multiple (see appendix).
125
A Community Land Trust is a nonprofit corporation that develops and stewards affordable housing, community land, civic buildings, commercial spaces and other community assets.
The Right to Dwell
Alternative Models CLT - COOP HOUSING AT RIVER SPREEFIELD CARPANETO ARCHITEKTEN + FATKOEHL ARCHITEKTEN + BARARCHITEKTEN
This project aims to create affordable housing for a wide range of demographics by providing the necessary credit collateral, to allow for the inclusion of people with limited capital. The building design consists of a simple construction system that enables a rich variety of options for the organization of various uses. In this way, no two of the 64 apartment dwellings are alike. Accompanying these dwellings there are communal spaces which include: laundry rooms, a fitness suite, guest accommodation, rooftop terraces, and a music and youth hall.
Dwelling Public
01 Isometric of mixed use floor layout. SOURCE: Archdaily.
126
02 External view of Coop Housing at River Spreefeld. SOURCE: Archdaily. 03 Internal view of spacious apartment. SOURCE: Archdaily.
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Alternative Models CUSTOMISED (ARCHITECT LED) Architect replaces the
ARCHITECT role of traditional developer
BOND AGGREGATOR
Long term bond at low interest. With guaranteed provided by non profit/government.
LAND
DESIGN MANAGEMENT CONSTRUCTION
Bond paid back monthly instalments over 50 years at fixed rate.
HOME
INTEREST + VAT
USER
once bond repaid the user owns proportion of the property.
Non user specific design.
+ MAINTENANCE The financing of this model is based on a bond aggregator through a 50-year bond mechanism. The project is then managed and designed by an architecture firm who procures housing on the land. This is similar 01 Customised model construction process. SOURCE: Jack Self.
128
to the coop monthly payments covering the costs of building and paying off debt from the initial bond. Upon the maturity of the bond the occupants will own the building outright.
Save 34 000 dk/sqm - mortgage - developer profit
User 52 000
maintenance Market 40 000
vat Single bank transaction.
interest loan management + design
construction
land
or Extra Space
Mortgage Financial Profit private/state
60%
02 Customised model financial process. SOURCE: multiple (see appendix).
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Alternative Models CUSTOMISED (ARCHITECT LED) THE INGOT - JACK SELF
This conceptual project works with the financial mechanisms of Londonâ&#x20AC;&#x2122;s planning systems to manipulate features such as Section 106. This financial algorithm manipulates the conditions of debt (space, time, money) to provide ultra-durable, highquality and inexpensive housing. Financing is locked into the inert value of the building through its gold facade to detach the building from market fluctuations. Liberal floor plans allow for flexibility of use and create varied dwelling compositions.
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01 The ingot, montage of building in context. SOURCE: Jack Self.
02 Video still of liberal floor plan. SOURCE: Jack Self.
03 Video still of economic calculations. SOURCE: Jack Self.
04 Internal Montage. SOURCE: Jack Self.
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Alternative Models NIGHTINGALE
The Australian Nightingale Model, aims to optimise the current speculative model. By reducing construction cost to a minimum and putting a 15% cap on the developerâ&#x20AC;&#x2122;s profit, it drastically reduces the overall lifetime cost. The Nightingale model sets out key development principles which include: affordability, transparency of finances, sustainability, deliberate design, community contribution.
01 The Commons. SOURCE: Nightingale Housing
02 Public roof top - The Commons - Nightingale. SOURCE: Nightingale Housing
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03 Stripped back apartment - The Commons - Nightingale. SOURCE: Nightingale Housing
ETHICAL ETHICAL INVESTORS INVESTORS Save Save 28 28500 500 dk/.sqm dk/.sqm
LOAN/BOND LOAN/BOND
- reduced - reduced construction construction costs costs - reduced - reduced developer developer profit profit
Investors Investors have have toto follow follow ethical ethical code code regarding regarding financing financing and and profit. profit.
LAND LAND
User User 5757 500 500 User User included included early early inin the the design design process. process.
USER USER Fitting Fitting the the dwellings dwellings toto
maintenance maintenance
the the individuals. individuals.
DESIGN DESIGN MANAGEMENT MANAGEMENT user user mortgage mortgage
CONSTRUCTION CONSTRUCTION
Guided Guided byby perusing perusing ecologically, ecologically, socially socially and and financially financially sustainable sustainable design design philosophy. philosophy.
HOME HOME
INTEREST INTEREST++PROFIT PROFIT++VAT VAT MORTGAGE MORTGAGE
Market Market 3232 000 000 vat vat 1515 %% cap cap onon profit profit developer developer profit. profit. developer developer
Reduction Reduction ofof construction construction costs costs byby streamlining streamlining design. design.
interest interest loan loan management management ++ design design
construction construction
++ MAINTENANCE MAINTENANCE land land
oror Extra ExtraSpace Space Mortgage Mortgage Financial Financial Profit Profit private/state private/state
50% 50%
04 Nightingale financial and construction process. SOURCE: Nightingale
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Alternative Models CLT - SELF PROVIDE
Land is provided by the CLT agreement and leased (sometimes gifted) to the user, usually by the municipality. Individuals then procure their own housing on the land, funding all the construction and management of the design. Here the users may take out a mortgage. Frei Otto’s Ökohaus in Berlin is an experiment with this model with the aim of bringing affordable housing to local residents while consolidating existing social structures.
01 Model of Ökohaus shell structure. SOURCE: architectuul.
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02 External view of self build Ökohaus. SOURCE: architectuul
CLT CLT
LOAN/BOND LOAN/BOND
Save Save 35 35500 500 dk/.sqm dk/.sqm
LAND LAND
- -developer developer profit profit - -land land reduction reduction - vat - vat
Community CommunityLand LandTrust Trust purchases purchasesland landand and leases leasesit ittotothe theuser. user. Separating Separatingthe theland land from fromspeculation. speculation.
INTEREST INTEREST
User User 5050500 500
USER USER
maintenance maintenance
MORTGAGE MORTGAGE
Individual Individualuser usertakes takes out outmortgage mortgagetotobuild build home homeononleased leasedland. land.
user user mortgage mortgage Market Market 3030000 000
DESIGN DESIGN
interest No Novat vatdue duetotocoop coop interest membership. membership. management management + +design design
MANAGEMENT MANAGEMENT CONSTRUCTION CONSTRUCTION
HOME HOME
Complicated Complicatedownership ownership asasland landnot notowned ownedbut but leased. leased.
construction construction
Land Landproportionally proportionally reduces reducesinincost costdue duetoto leasehold leaseholdseparating separating land landvalue valuefrom from speculation. speculation.
++ MAINTENANCE MAINTENANCE
land land
oror Extra ExtraSpace Space
Mortgage Mortgage Financial FinancialProfit Profit private/state private/state
70% 70%
03 CLT Self Procure financial and construction process. SOURCE: Multiple (see appendix).
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What needs to be implemented for change?
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Gather and Inform. Offer alternative loans. A new plot structure. Plot reservation. Self-Provided housing.
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The Right to Dwell
138
Gather and Inform. Offer alternative loans. A new plot structure. Plot reservation. Self-Provided housing.
Citizens need to be brought together and informed. Making alternatives visible is an important step towards creating a transformed demand.
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The Right to Dwell
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Gather and Inform. Offer alternative loans. A new plot structure. Plot reservation. Self-Provided housing.
Alternative types of loans have to be made available. As financial institutions see too much risk in providing smaller groups with loans, municipalities or other forms of ethical financing can provide a guarantee for these loans.
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The Right to Dwell
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Gather and Inform. Offer alternative loans. New plot structures. Plot reservation. Self-Provided housing.
To break the market domination by developers, it must be made easier for non professional actors to acquire land. Either through smaller plot sizes or new zoning codes.
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The Right to Dwell
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Gather and Inform. Offer alternative loans. A new plot structure. Plot reservation. Self-Provided housing.
Reservation-time for plots has to be altered. The formation of cooperatives or similar groups usually takes quite a long time. Thereby acquiring land on the market becomes extremely difficult for similar groups, as developers can act much quicker and sweep land out from under their feet.
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The Right to Dwell
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Gather and Inform. Offer alternative loans. A new plot structure. Plot reservation. Self-Provided housing.
The planning process has to accommodate for self-provided housing. It should engage non-professionals, not just large developers. Self-provision involves the end user in different levels, is more socially focused and potentially supports better housing quality.
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Chapter 4
Student Projects
Proposals SPATIAL EXPLORATIONS OF ALTERNATIVE DEVELOPMENT SCHEMES
The following projects explore the spatial and societal potential of alternative development models at the scale of a building. Each proposes an organisational structure with particular implications on architectural qualities, affordability and the way residents use the building, thereby expanding our current understanding of the dwelling.
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01 Mapping Barriers and Actors Marcus Vesterager 02 Prototype for Flexible Living Fran Ă lvarez 03 The Accessible City Alessia Cacopardo 04 Home for a Lifetime Henry Gibbon 05 Living within Layers Brittany Irvine 06 Home Port Paul Konrad 07 MAXIMISED Minimum Jordan McCrae
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Mapping Barriers and Actors UNDERSTANDING THE DIFFERENT BARRIERS AND ACTORS IN ORDER TO MAKE MORE AFFORDABLE HOUSING
During the initial group research for this project there were a number of findings regarding different barriers and actors affecting the affordable housing shortage in Copenhagen. This project continued that research to better understand those barriers and actors, eventually resulting in a map (next page) and a log book (samples on the right page). The log book tracks and documents the research from day one. It consisted of more than 60 pages of interviews, phone calls, e-mails and contact information. The map describes different layers and hierarchies. It incorporates three different domains: one for public actors, one for market-oriented actors and one for governmental/political actors. In the centre of the map are seven different barriers, 1) Loan/Credit rating, 2) Plot prices, 3) Development process, 4) Plot sizes, 5) Housing sizes, 6) Housing prices, and 7) Supply/Demand. They and the surrounding actors are linked directly and indirectly through influence and lobbying/impact. Some of the barriers have a greater effect on affordable housing crisis than others, but they are all important to understand and focus on if the situation is to be addressed. The issue of the affordable housing crisis is of course more complex than the map and log book is able to show, and therefore they must be seen as a simplified version of the current situation. Nevertheless, they give clear indications on how to change and approach the different barriers and actors in order to make more affordable housing.
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01 Pages from the log book made during the research.
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Marcus Vesterager
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Marcus Vesterager
One of the barriers identified within the research is plot prices. The plot prices are directly influenced by By og Havn, the main land owner in Copenhagen, which is owned by the Municipality of Copenhagen (95%) and the Danish state (5%). Even though the company is mostly owned by the municipality, the municipality cannot change the way By og Havn is set to do business. By og Havn was created when Parliament passed the law LOV nr 551 af 06/06/2007 which legally sets the rules of the company and that is to do business on market terms and create the most profit in order to fund the metro in Copenhagen. This means that By og Havn has an interest in raising plot prices to create even higher earnings. The price of land in Copenhagen is therefore one of the major barriers to overcome in order to get more affordable housing. Since By og Havn is obliged to do business on market terms it cannot lower prices to insure a more affordable city, e.g. to sell a plot cheaper to public housing company, which would be possible if the plot was owned by the municipality itself. And, since most of the land in Copenhagen is owned by By og Havn, this results in a situation where the municipality in fact cannot control the development of the city in the way that it wants to. In order to change this, it is necessary to apply pressure on Parliament, so the politicians get involved because they basically are the only ones with the power to change the law of By og Havn - not the Municipality of Copenhagen.
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01 Barrier #2 within the map of the actors and barriers in the Copenhagen housing market.
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Marcus Vesterager
Another of the barriers identified in the research was housing sizes. The housing sizes are directly influenced by the local plans made by the Administration of Technology and Environment (Teknik- og Miljøforvaltningen), which is a department under the Municipality of Copenhagen. As it is today, the municipality demands that the average size of new housing is 95 m2. This rule was created because the municipality almost went bankrupt in the early 90â&#x20AC;&#x2122;s. People moved out of the city, especially when they had children, because they wanted more space, and therefore the main target was to attract and keep families in the city by building bigger housing so to generate more tax revenue. This has become an immense success, but is now starting to turn into a problem when it comes to affordability. The local plans and the rule can be changed by the Administration of Technology and Environment and the city council where the politicians have to pass each local plan. It is also possible to participate as a ordinary citizen, since all local plans go through public hearings, but at that point most things are already settle, and in the case of the 95 m2 rule, changes have to come from somewhere else. There are ongoing talks about changing, the rule and it seems that all parties want changes to be made, but until then, housing size will remain one of the major barriers to overcome in order to ensure more affordable housing.
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01 Barrier #5 within the map of the actors and barriers in the Copenhagen housing market.
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Marcus Vesterager
Prototype for Flexible Living HOW CAN SHORT-TERM AND LONG-TERM FLEXIBILITY BE CATALYSTS FOR HOUSING AFFORDABILITY?
Rapid and dynamic lifestyle shifts and perpetually changing household structures give rise to an equally shifting architecture. Could it be possible to respond to such trends with new forms of shared living, variable forms of accommodations and user malleable metabolisms? A lack of flexibility in housing typologies leads to unaffordable solutions following life situation changes. What if we were able to expand and contract our homes, according to the amount of time we spend there, and the amount of space our families need? Are you paying for the m2 you actually use? This project deals with the underoccupancy and over-occupancy of our living spaces, designing a co-housing scheme as a living organism that grows, changes and mutates continuously, depending on small successive decisions by those who inhabit it. The proposal consists of an expandable modular grid where each room (unit) can be detached, colonized or shared. This provides a flexible framework defined by three basic principles: 1. AMBIGUITY of the rooms, no predefined functions allow spaces to adapt to each user and be transformed accordingly,
avoiding the traditional corridor and instead creating a sequence of personalizeable spaces. 2. AUTONOMY, independent access and possibility to move and transform sanitary and kitchen units. All basic units can function individually or be colonized by another dweller. 3. ADAPTATION, possibility to add or remove rooms of one’s house during one’s life-cycle. A house that can grow or shrink according to the use we give it and the number of rooms we need, during certain hours, days, weeks, months or years. The construction system follows a prefabricated logic whereby the 600 mm “wall” is the key module that can become storage or door, kitchen or bathroom, avoiding residual spaces and allowing maximum flexibility.
01 Model, scale 1:200. Two main typologies were explored: the never-ending mat (1 and 2 levels) and the externally-circulated low rise tower. These typologies act as density equalizers, according to its context requirements.
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02 Basic aggregation system for a tower plan. Case study: student housing for eight.
03 Basic aggregation system for a tower plan. Case study: open plan apartment for one.
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Fran Ă lvarez
01 View from the towerâ&#x20AC;&#x2122;s external circulation, which allows for greater flexibility, as any room can be detached and accessed autonomously. The slanted orientation of the units provides luminous front terraces for each room, where neighbours of the co-housing can interact.
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Fran Ă lvarez
01 Basic Tower Unit: non-specific space with an individual access, semi-private terrace, kitchen cabinets and bathroom. This scheme allows units to be used independently, shared between several neighbours, or be colonized by one of them.
02 Basic aggregation system for the towerâ&#x20AC;&#x2122;s layout. Storage modules can be replaced with doors, and kitchens and bathrooms are weaved in a central wet core. They can open up or close off as needed, and sanitary units can be added or removed.
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Fran Ă lvarez
01 Tower plan layout. Case study I: student housing.
Elderly couple (2)
Young couple (2)
Solo (1)
Solo (1)
Collective (4)
Friends (3)
Solo (1)
02 Tower plan layout. Case study II: mixed users.
Elderly couple and care taker (3)
Family (3)
Collective (3)
Friends (3)
Couple (2)
03 Tower plan layout. Case study III: mixed users in 5 years.
Solo (1)
Solo (1)
Family (4)
Solo (1)
04 Tower plan layout. Case study IV: mixed users in 10 years.
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Couple (2)
Bachelor (2)
Shared Space
Couple (2)
05 Mat typology, plan layout. Case study: student housing.
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Fran Ă lvarez
01 Isometric of a 2 storey unit (mat typology).
02 Pre-fabricated components of the 600mm wall: window/desk/bay window/door/shelves/storage/kitchen and wet units/ wall/etc.
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03 Mat typology model, scale 1:50.
04 Mat typology model, scale 1:50, top view.
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Fran Ă lvarez
01 Mat aggregation system for 12 dwellings.
02 Mat aggregation system for 6 dwellings.
07 Mat aggregation system in six years (6 dwellings).
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03 Mat aggregation system for 4 dwellings.
08 Mat aggregation system in eight years (6 dwellings), one of the dwellers added a second floor.
04 Mat aggregation system for 3 dwellings.
05 Mat aggregation system in two years (5 dwellings).
09 Mat aggregation system in twenty ten years (6 dwellings).
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06 Mat aggregation system in four years (6 dwellings).
10 Mat aggregation system in twelve years (6 dwellings), a couple divorced and split their home.
Fran Ă lvarez
01 Masterplan, scale 1:200. The mat typology allows low density coverage of large scale plots. A seemingly rigid grid introduces courtyards and patios, bringing light into all units and creating different levels of privacy within the public spaces. The tower typology allows to equalize density requirements, and provides semi private terraces.
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Fran Ă lvarez
The Accessible city ALTERNATIVE LAND-SOURCING
The project seeks to find an alternative to the developer-dominated model of land acquisition through large scale plots. The absence of small and medium sized plots in Copenhagen represents one of the major obstacles to the establishment of a direct relationship between home owner and land, leading to a situation of inaccessibility and unaffordability in the city’s housing market. The access to land is here considered as the primary driver for the re-appropriation of the Right to Dwell. The price of the land is generally determined by three factors: 1. Land Sales Tax - influenced by elements like physical attributes, accessibility and local amenities. 2. Land Purchase - registration tax 3. Usage - real estate tax (present and future land use.) The case of Nordhavn. The site is positioned in a central location and its highly regulated zoning promises to provide residents with all kinds of amenities, from infrastructural services, to transport, schools, water access and views. Thanks to the zoning and local plan for Nordhavn, the area will not only be a residential haven, but also a productive hub of the city In Nordhavn, land purchase happens through large plots with sizes varying from 10,000 to 20,000 sqm. These factors make the land of Nordhavn ‘golden’ and impossible to acquire for anyone but large developers. The value of
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the real estate built on the land similarly excludes small and middle range home buyers - making the area a “ghetto for the rich”. C o n s i d e r i n g N o rd h av n a m i s s e d opportunity for small scale and medium home buyers, the focus of this project shifts to the search for a place in the city that could represent a valid alternative. Prøvestenen is located 3km south of Nordhavn, with similar location and orientation, and even an industrial origin, which reflects that of its expensive northern twin. Founded in 1713 as a military defence fort, it was subsequently purchased from Søværnet in 1922 and was transformed to store oil and gasoline, and, in recent years, bulk deposits. After the oil crisis in the 1970s and the diminishing oil extraction in the North Sea, there is no longer a need for many of the large tank plants. Today there are 43 active tanks out of 100 tanks present. 30.000 sqm of land and the empty tanks are advertised on sale by the Copenhagen and Malmø port authority. But what are the municipality’s plans for the area? A local plan designated the area to be transformed into a marina in 2007 but due to the lack of funds this was dismissed. So now there are no projects envisioned for the area.
01
Project site: Prøvestenen, Copenhagen.
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Alessia Cacopardo
At masterplan level the strategy consists of considering the disused oil tanks as plots, making the plot an element of reduced size, manageable by a reduced amount of people, independent from the control of any developer. A group of people (i.e. a coop), could acquire the plot, with shared capital , that will go towards the construction of their own houses. This is similar to the current model of the â&#x20AC;&#x153;andelsboligerâ&#x20AC;?, seen in Copenhagen. How is this land affordable? Firstly, the plot size is considerably reduced in scale which makes the purchase accessible to groups of users like a coop who are looking to acquire a plot of land to live on and not to profit from, unlike the profit driven developerâ&#x20AC;&#x2122;s approach. The site, being well connected to the city by two streets but not in the vicinity of the metro or pre-existing amenities, benefits from a lower Land Sales Tax. Furthermore, the real estate tax is determined by the revenue that the estate would produce. An industrial activity on site makes the usage tax higher. However, when the function shifts from a highly productive to a not-for-profit one, the tax drops, contributing to the affordability of the site.
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The plots - or tanks - come in different sizes and are arranged in two different ways - isolated and clustered. The isolated silos can be colonized in the interior or in the exterior, leaving the cluster typology to be a mix of the two, depending on the diameter of the tanks that compose it.
01
View of the internal circulation galleries.
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Alessia Cacopardo
The building is created on the logic of using the least possible materials, dwelling on the oil tank and exploiting the existing constructions by adding structural elements with architectural functions. The tension rings that, together with the cables reinforce and counteract the weight of the dwelling units, function as circulation galleries, while opening the rounded doors in the existing cylinder, increases the rigidity of the tank. The inner surface of the tank is covered with insulation foam and constitute one of the two faรงades of the apartments. Cables run thought the exterior and interior facade, and form a structure that supports the floor slabs allowing for a flexible plan The block is entered in stages - firstly the containment basin shelter and semiprivate space, secondly, the tank is entered to access the circulation core, revealing the garden space. In plan the space is organized in layers determined by the size and the distance to the original tank. The inner layer is a dark ring that contains wet services, utilities and storage spaces. The second layer is composed of two kinds of room, a darker and more enclosed one and a wider and brighter one. This distinction determines the disposition of day/night or public and private zones depending on the preferences of the inhabitant. The outer ring is open and allows circulation through the circumference of the building. The
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circulation happens horizontally, allowing a trajectory of gradual discovery through different levels of brightness and of volume. The outer facade hosts full height windows that, if opened, create loggias and balconies. To each floor is given a certain freedom of plan, allowing for different kind/size of living.
01
View of the gallery an living space.
02 Layout of an apartment.
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Alessia Cacopardo
01 Typical floor plan.
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02 Section showing the existing silo with added overhanging structure and garden.
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Alessia Cacopardo
01 External Model Photo, 1 to 50.
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02 Internal Model Photo. 1 to 50.
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Alessia Cacopardo
Home for a Lifetime SWAPPING TO ENABLE AFFORDABILITY AND ADAPTABILITY
To enhance diversity within the city this project aims to cater for a wide variety of family compositions allowing them to dwell together, whilst also including 25% Public Housing (therefore having to cost <24 000 dkk/sqm). To achieve this a ‘puzzle’ catalogue of apartments was developed, as ‘the ideal home no longer exists: there are thousands of ideal homes’ MVRDV. H owev e r, a s g at h e re d f ro m o u r research, family compositions change, and to maintain long term communities, a swapping system is proposed through the CLT coop housing procurement model. This is facilitated through service lifts and
01 Internalised circulation staggered on alternate floors.
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generous walkways/ramps, that allow for residence to easily move belongings around the building, while also providing a new common area for public life. The CLT coop model is further optimised through the ‘naked house’ typology saving 60% on construction, a climatic double creates a buffer saves on heating costs by 30% over a 30 year time period. These combined factors create a affordable dwelling block that separates itself from the speculative model, allowing for more accessible residential market.
02 1-100 physical model: ‘puzzle’ typology of apartments allows for varied family composition.
03 Precedent: Unite d’habitation - Le Corbusier, re-imagining the dwelling typology to work in 3 rather than 2 dimensions.
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Henry Gibbon
Apartment Catalogue: B // bedroom BB // double bedroom D // kitchen/dining L // lounge
D L B B // 50 sqm
B B D L // 50 sqm
B B D L B B // 75 sqm
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DD LL BB BB BB BB // 75 sqm
BB BB BB BB DD LL LL // 100 sqm
BB BB BB BB DD LL LL BB // 125 sqm
BB BB BB DD LL LL BB BB BB BB BB // 200 sqm
1 1 bed bed 187
22 bed bed
33 bed bed
44 bed bed
66 bed bed Henry Gibbon
01 Stills from stop-motion: ‘puzzle’ building up.
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Henry Gibbon
80 000
70 000
speculative developer model
60 000
50 000
User 39 000
40 000
maintenance Market 30 000
30 000
interest management + design
20 000
construction
10 000
land 0 dkk/sqm
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CLT Coop
CLT Board Cooperative Shareholders
Share = 1 m3
01 Facilitating swapping: cooperative swapping model over 1-100 physical model.
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Henry Gibbon
01 Hand drawn short section: block organisation. 02 Hand drawn plan with circulation / communal spaces in green, (opposite).
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Henry Gibbon
01 Hand drawn short section: explaining the â&#x20AC;&#x2DC;puzzleâ&#x20AC;&#x2122; typology and circulation routes (zoom).
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01 ‘Puzzle’ housing typologies: xxs//xs//s//m//l//xl//xxl.
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Henry Gibbon
Fittings
User 34 000 Market 30 000
30 000
Finishes
maintenance interest management + design
Elevators
Insulation
User 25 000
facade
Market 21 500
20 000
services construction structure 10 000
60%
Basic fittings
65%
maintenance interest management + design
+ service lift
construction
site costs
0 dkk/sqm
198
land
land
CLT Coop
Reduced CLT Coop
To enable swapping each dwelling has to allow for re-attribution of the space, this is achieved through the â&#x20AC;&#x2DC;naked house typology, giving each resident a clean slate on which they can apply their own characteristics. Basic fittings (electrical,
199
plumbing and heating) are provided within a simple concrete shell. Further furnishings, such as stairs, storage and walls are made from plywood. On leaving the property each resident must returns the dwelling to its previous â&#x20AC;&#x2DC;nakedâ&#x20AC;&#x2122; condition.
Henry Gibbon
Living within Layers TEMPERATE ATMOSPHERES : SUSTAINABILITY THROUGH PASSIVE TEMPERATURE CONTROL
Living within ayers.
Living within layers is a project that attempts to create an environment of human comfort in relationship to function. Harnessing the qualities of temperature, light and air, this proposal begins to question how might we begin to imagine climatic phenomena such as convection, and conduction as new tools of architectural composition. By creating affordability through climate and construction logic, questioning how we can begin to live differently when we donâ&#x20AC;&#x2122;t think of architecture as just a set of rooms, but a series of tailored climatic zones. This results in a synergy of these climatic zones.
1. 2. 3.
Utilise existing conditions.
Create a comfortable temperate environment.
Inhabit with relationship to function.
0119Three key rules for developing the concept.
15
16
17
18
19
20
02 Specific function and its relationship to temperature.
200 20
21
21
22
Total Cost 62 144 dkk/m2 Total Cost 62 144 dkk/m2
AINTENANCE MAINTENANCE
USER MORTGAGE
CLT Co-Operative
USER MORTGAGE
Market Value 38 119 dkk/m2
VAT
Market Value 38 119 dkk/m2
25%
VAT
25%
Total Cost 30 129 dkk/m2
PROFIT EVELOPER
Aiming to reduce maintence in terms of cost of heating and ventilation.
Total Cost 30 129 dkk/m2
Total Cost 25%
M A I N T E N A NPCREO F I T
DEVELOPER
INTEREST LOAN/BOND
7%
ANAGEMENT + DESIGN
14%
INTEREST INTEREST LOAN/BOND LOAN/BOND
25%
Market Value 23 176 dkk/m2 7% 7%
MANAGEMENT + MANAGEMENT + 14% DESIGN DESIGN
14%
MAINTENANCE
MAINTENANCE Market Value
INTEREST LOAN/BOND MANAGEMENT + DESIGN
INTEREST LOAN/BOND
Market Value 23 176 dkk/m2 7%
MANAGEMENT + DESIGN
14%
CONSTRUCTION
ONSTRUCTION
CONSTRUCTION CONSTRUCTION
CONSTRUCTION
LAND LAND
LAND
LAND
Reduced Land Value Due to CLT Ownership
CURREN T PROPOSED COMPONENTS
U R R E NT
I OTNS S A R C H I T E CB TA NI NK FILNUFELNU CE EN CEEL EOMP ET N
BANK INFLUENCE OPTIONS
LAND
Reduced Land Value Due to CLT Ownership
P RO P O SE D CO M P O NE NTS
Simple system, but site understanding is required. Not more than a typical project should do anyway.
Less than current development model. = affordable for more people This is predominantly due the implementation of the Co-operative model which removes developer profit + user mortgage + VAT. .
How does this concept targe economic diagram?
Construction price decreased - due to reduced wall material through layers and air gap.
Land increased x2 in price due to city proximity + exisiting infrastructure.
PR OPOSED PR OPOR TI ONS
PR OPOSED PR OPOR TI ON S
ARCHITEC T INFLUENCE ELEMENTS
12
The build up of the current situation, the speculative developer, juxtaposed with the selected alternative CLT cooperative, is shown in figure three. The research alone suggests a reduction in cost by 50% if this model was to be implemented. However, when we begin to add in the ideas of creating affordability through climate, and passive solutions areas of the diagram begin to morph. The targeted areas are maintenance and
15
13
construction costs. The construction will be reduced with the use of a standardised concrete construction shell, and with a greatly reduced wall package that results in a build up of thinner layers. These thinner layers will result in pockets of varying thermal climates. The reduction in maintenance costs will be felt through the inclusion of passive designing for a reduction in heating, lighting and ventilation costs.
03 Proposed proportions of this scheme, (above).
201
Brittany Irvine
Apartment
Hot
“ The SIA standard recommends to heat the toilets at 15 ° C, the bedroom at 16 ° C, the kitchen at 18 ° C, the stay at 20 ° C, the bathroom at 22 ° C. According to these objectives and in relation to the principles of Archimedes of hot air descent, we propose to distribute the program of one belonging in the whole atmosphere of a single room looking for the different temperatures Suitable for different functions, The different activities of the inhabitant and his clothing.”
Bathroom
Garden Tropical Toilet
S
Living Terrace Store: Linen
Garden Vegetable
Dining
Studio
Bedroom Kitchen
Philippe Rahm
Entry
Toilet = 15 Corridor = 16 Bedroom = 16 Kitchen = 18 Living = 20 Bathroom = 22
Warm-season vegetables and most flowers grow best between 15.5° and 24° or 27° C. Cool-season vegetables such as lettuce and spinach should be grown between 10° and 21° C.
Dispersed
Through using our understanding and analysis of site, an optimized configuration of climatic zones will be designed. Predefining climatic areas, with prefixed conditions of light and temperature. The importance of light, air and nature are explored through the deployment of these optimized climatic spaces. Overall the result of this is that people with deploy their own program of functions within a space in relation to the existing atmospheres.
23
Contrasts need to exist and ranges need to occur, in relation to the energy exerted for a variety of functions and occupants. Applying Rahms ideas of rethinking architecture, and using a functional approach that is “more sensitive, more attentive to the invisible, climate related aspects of space”. By designing a space using the phenomena of convection and conduction, we can begin to build a passive house that is able to open up new ideas and perceptions of housing. Healthier housing is produced through the optimisation of air, light and temperature. This also corresponds to optimal all year planting conditions for biophilic effects.
01 Temperature and light relationship for various functions (above).
202
Bright
Light Level
22
As Philippe Rahm proposes, how might we begin to imagine climatic phenomena such as convection and conduction as new tools of architectural composition? What we seek is to work on a new organization of space where the function but also the form may arise spontaneously from the architecture as a climate.
Store: Food
Cool
GARDEN
Temperature
Store: Hardware
APARTMENT
N 10 8
NW
NE
6 4 2 W
E
N
INED
COM BINED
N
SW
LIGHT
SE
HOT LIGHT COOL LIGHT
g / Diffuse building.
HOT LIGHT
WHIND OT L IG H T
Direct sunlight, or non shaded areas.
Predominant Direct sunlight, wind or non directions. shaded areas.
S
Direct sunlight, Daylighting or non / Diffuse shaded lighting areas.in building.
WIND Wind
DIRECT
Direct Site shading
Understanding wind direction and intensity is important for
W IND Predominant wind directions.
DAYLIGHTING
Daylighting
Daylight autonomy
designing open and sheltered spaces. 44
45
02 Wind, direct and daylighting measurements.
N
COMBINE D
N
COOL L IGHT
HOT LIGHT
Cool Light Daylighting / Diffuse lighting in building.
WI ND
N
Hot Light Direct sunlight, or non
CO MBIN E D
N
Wind
Predominant wind directions.
shaded areas.
CO O L LIGH T
HOT LIGHT
Daylighting / Diffuse
Direction sunlight, or
Daylighting / Diffuse lighting in building.
Direct sunlight, or non shaded areas.
lighting
WIN D
Ideal function
Predominant wind directions.
locations
Dominant wind
non shaded areas
Combined
directions
E
C
A
R
=
LI
ST U D I O / O F F I C E
S COR VI LE E N E S P G U N S S H IN PA E T CE ER
PR IVATE
S
S H ELT ER ED T ER R AC E
low
high 48
high
low
high
low
high
high
low
WIND
low
low WIND
high
low
high
exposed
sheltered
203
49
sheltere WI
the building.
49low
WI ND
03 Determining spatial and temporal locations. 48
Issues with depth of slab.
low Resulting sheltered exposed W IND in a cut along a rear of
high exposed
exposed
sheltered
56
49
49
49
Brittany Irvine
6. 5. 4. 3. 2. 1. 0. 01 Exploded view of full building.
204
R O O F T E R R ACE
(R ES IDEN TS ON LY )
RO O F TE RRACE
(R ES IDEN TS
S h a r e d g r e e nhous e, t emperat e env ironment S hared greenhous e, t em O u td o o r d i n i ng s pac e Out door dining s pac e Ve g e ta b l e p l ant ers Veget able plant ers Wa sh i n g a n d dry ing f ac ilit ies Was hing and dry ing f ac
67
R E S I D E N T I A L F LO O R
RE SIDE NTIAL F LO O R
E xte n d e d co re t errac e. Fo u r a p a r tm e nt s 2 , 3 , 3 , 4 b e drooms .
E x t ended c ore t errac e. Four apart ment s 2, 3, 3, 4 bedrooms .
R E S I D E N T I A L F LO O R
RE SIDE NTIAL F LO O R
Fo u r a p a r tm e nt s 2 , 3 , 3 , 4 b e drooms .
Four apart ment s 2, 3, 3, 4 bedrooms .
R E S I D E N T I A L F LO O R
RE SIDE NTIAL F LO O R
E xte n d e d co re t errac e. Fo u r a p a r tm e nt s 2 , 3 , 3 , 4 b e drooms .
E x t ended c ore t errac e. Four apart ment s 2, 3, 3, 4 bedrooms .
R E S I D E N T I A L F LO O R
RE SIDE NTIAL F LO O R
Fo u r a p a r tm e nt s 2 , 3 , 3 , 4 b e drooms .
Four apart ment s 2, 3, 3, 4 bedrooms .
R E S I D E N T I A L F LO O R
RE SIDE NTIAL F LO O R
E xte n d e d co re t errac e. Fo u r a p a r tm e nt s 2 , 3 , 3 , 4 b e drooms .
E x t ended c ore t errac e. Four apart ment s 2, 3, 3, 4 bedrooms .
P U B LI C / S H A R E D G RO UND F LO O R
P UBL IC / SHARE D G RO UN
C a fe sp a ce / meet ing s pac e S e cu r e b i ke s t orage To i l e ts + ki tc hen
C af e s pac e / meet ing s p S ec ure bik e s t orage Toilet s + k it c hen
67
1. 2. 3. 4. 5.
Boundary. WRA P.
Boundary, wrap.
Determine location of war
bathroom. WRAP. Determine location of warmest space; bathroom. Wrap.
Bedrooms; enclose enviro 1. E nclosure of individual environment. 1. Enacoustic and privacy purp
Bedrooms: enclose close individual zones for acoustic and privacy purposes. Wrap.
zone. S econd warm Living zone. Second warmest.Living Enclose with space, including bath with space including bathroom.
Kitchen zone. Middle grou
Kitchen zone. Middle ground. close Enclose space encompassin bathroom. space encompassing living and bathroom.
61
02 Process of designing spaces.
114
115
114
03 This physical model explores the variety of temperatures throughout the building.
205
Brittany Irvine
Building Section 1:100
77
01 Overall building perspective section - connection of all units working together to heat greenhouse.
02 Section showing each apartment feeding into the central circulation risers, thus heat rising to fill greenhouse.
03 Annotated diagram of transfers and heat additions in working building. 11000 | LEVEL 3
11000 | LEVEL 3
7500 | LEVEL 2
7500 | LEVEL 2
206 B U I L D IN G BWO UI LRDKI N I NGG WO IN S R ECT K I N GI OIN. N S E CT I ON . CO N N E CT C IOONN O NE F CT A LIO L NU NI OFTSA LWO L URNI K ITS N G WO TOG R KET I NHGE RTOG ET H E R
72
04 Level Three Plan.
73
NIGHT DAY
Building Plan Generic Residential Floor 1:100
Building Plan Generic Residential Floor 1:100
Building Plan Generic Residential Floor 1:100
11000 | LEVEL 3
11000 | LEVEL 3
7500 | LEVEL 2
7500 | LEVEL 2
4000 | LEVEL 1
4000 | LEVEL 1
1 : 50
1 : 50
LAYE R
1.
2.
3.
L AY E R
4.
1.
2.
3.
4.
DAY
WINTER
NIGHT
-5
BUILING PLAN T H E R M A L ZO N E S
BUILING PLAN LIG HTING CHANGES
SUMMER 25 T E M P E R AT U R E I N
O
C
applying the layer ing logic fr om Museum K anto r
96
05 Temperature Changes.
97
06 Natural Lighting Changes.
92
207 90
93 91
Brittany Irvine
Apartment Section
ApartmentGeneric Section Residential Floor Generic Residential Floor 1:50 1:50
11000mm Level 3
11000 | LEVEL 3
7500mm Level 2
7500 | LEVEL 2
4000mm Level 1
4000 | LEVEL 1
14000mm span
01 Building perspective section. 78
79
NIGHT
11000 | LEVEL 3
11000 | LEVEL 3
7500 | LEVEL 2
7500 | LEVEL 2
4000 | LEVEL 1
4000 | LEVEL 1
1 : 50
1 : 50
2.
3.
02 Temperature Changes.
208
4.
NIGHT
03 Natural Lighting Changes.
DAY
82
83
1 : 50 Apartment Plan
04 Unit Plan.
05 Varying thermal zones.
81
1 : 50 Apartment Plan
Central ventilation core witn shared terrace area. Double height space, encourages socialising between neighbours
102
103
06 Central ventilation core with shared terrace area. Double height spaces encourage socialising between neighbours.
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Brittany Irvine
Home Port THE REINTRODUCTION OF USE-VALUE
In order to create a long-term sustainable and socially inclusive city we can no longer embrace the current logic of the market, where housing is regarded as a commodity defined by its exchange-value. This project uses an alternative economic model to challenge our current understanding of the 01 Perspective Section.
210
notion of a home. By detaching ownership from a specific location, the dweller reclaims control over his housing career. By visualising the life-cycle of a privately owned apartment we can see how land is constantly being re-sold and re-mortgaged, thereby leading to capital
accumulation and ultimately rising house prices. This proposal puts forward a city strategy, where By&Havn retains possession of its land and leases it to builders to separate land from the real estate market. This would secure a stable income for the city, while keeping the power of a
211
landlord in the hands of the municipality. At the same time the challenge of attaining a plot diminishes and the market is made accessible for nonprofessionals builders, like cooperatives.
Paul Konrad
CPH
LAND
Seperating the land from speculation.
LEASE
NIGHTINGALE
ON
DEVELOPER
COOP
SELF BUILD
SELF PROCURE
DESIGN
DESIGN
DESIGN
DESIGN
DESIGN
MANAGEMENT
MANAGEMENT
MANAGEMENT
MANAGEMENT
MANAGEMENT
CONSTRUCTION
CONSTRUCTION
CONSTRUCTION
CONSTRUCTION
CONSTRUCTION
CPH
USER
USER
USER
Private Lease
01 Commune led land-trust. LAND
Kommune leases to builders Seperating the land from speculation.
LEASE
E
NT
Kommune leases to builders
DEVELOPER
COOP
CPH
LEASEBUILD SELF
SELF PROCURE Kommune leases to builders
LAND
DESIGN
DESIGN USER
MANAGEMENT CONSTRUCTION
MANAGEMENT User hiers team to
SAVINGS CONSTRUCTION DESIGN CONSTRUCTION
Seperating the land from speculation.
DESIGN
DESIGN
COOP
MANAGEMENT Cooperative takes out loan to build home on leased land.
LOAN CONSTRUCTION DESIGN
MANAGEMENT CONSTRUCTION
60% of average price
MANAGEMENT CONSTRUCTION
Complicated ownership as land not owned but leased.
USER
USER INFILL
SHELL
USER
Private Lease
Mortgage Finantial Profit private/state
02 Development model - user-led cooperative.
212
Re-sale User 2
Sale User 1
Developement
Mortgage
Inflation over 30 years
70000
60000 User Cost
50000 Maintenance
Maintenance
Maintenance
Interest Mortgage
Interest Mortgage
Interest Mortgage
40000 Interest Mortgage
Market Value
30000 VAT
VAT
VAT
VAT
VAT
VAT
Profit Developer
Profit Developer
Profit Developer
Profit Developer
Profit Developer
Interest Loan/Bond Management + Design
Interest Loan/Bond Management + Design
Interest Loan/Bond Management + Design
Interest Loan/Bond Management + Design
Construction
Construction
Construction
Construction
VAT
+Maintenance
+Mortgage Profit Developer
20000 Interest Loan/Bond
Interest Loan/Bond
Interest Loan/Bond Management + Design
Management + Design
+25%
Management + Design
+25%
+7%
10000
Construction
Construction
Construction
dkk/m2 Land
Land
Land
profit developer takes for developing
interest on loan for developer
market value added tax
Land
Land
accumulative interest on a 30 year mortgage
accumulative cost for maintenance after 30 years
Land
Land
property value increase
investment for developer
03 Life-cycle - privately owned building on leased land. Land does not get resold, thereby reducing inflation Re-sale User 2
Cooperative retains ownership
Developement
70000
60000
50000
40000
Lease
30000 VAT
Interest Loan/Bond
Interest Loan/Bond
Management + Design
Management + Design
Lease
incl maintenance
VAT
Fees Cooperative
20000
Fees Cooperative
incl maintenance
+Lease
Fees Cooperative
Management + Design
Interest Loan/Bond Management + Design
Construction
Construction
Interest Loan/Bond +25%
+Lease
+7%
10000 Construction
Construction
dkk/m2
subsidised land
Land
interest on loan for cooperative
Land
cooperative needs budget
Land
no VAT no sale
lease pays back
Land
maintenance non cumulative
no resale no inflation
lease could slowly decrease as soon as loan is payed off
04 Life-cycle - cooperative on leased land. Property stays in possession of cooperative, thereby stabilises cost.
213
Paul Konrad
building
01 Site plan Nordhavn. Proposed building bridging over a canal in the former industrial harbour.
02 Model - primary structure - colour coded ownership.
03 Plan primary structure.
215
04 Structure - axonometric explosion.
Paul Konrad
Space/ Time
A
couple
family
family separated
B
couple
family
family
C
single young
D
single young
E
single old
F
young old
G
young old
family
H
couple
family
tourist
family
tourist nomad student
nomad
family
nomad
single old
family
student nomad
I
single young
J
family separated
couple
K
family
couple
L
family
M
family
N
student
couple
couple
nomad
student nomad
couple
nomad
single young
couple
nomad
single young
couple
young old
single young
couple
â&#x20AC;&#x2DC;Home Portâ&#x20AC;&#x2122; uses the organisational single young old family structure of the user-led cooperative, whereby users lease a share of the cooperative to pay back the initial loan for the development. As the property is communally owned, the building is not considered as a commodity, but first and foremost as a place to live. This prevents the cycle of re-mortgaging and constant accumulation of capital, stabilises rent prices and secures long term affordability. Similar to the Danish andelsboliger, ownership is not bound to a specific object or location, but can be redistributed, swapped and scaled. The project exploits this potential by separating a cooperatively owned generic structure from secondary individual infills. 01 Possible ownership cycles.
216
family
student
single old
Located next to anomad small canal in contemporary Nordhavn, the building is made up of two identical prefabricated concrete structures. While folding fire station doors provide adaptable climatic enclosure, hollow core slabs and columns feed piping through the building. Spanning over the water an industrial crane connects the two volumes and lifts the secondary infills into place. The privately owned pods arrive via waterway, dock into the infrastructure of the building and unfold into units. In contrast to the rigid structure residents are able to arrange their leased share according to their needs.
tourist
inter
fam
02 Possible ownership distributions in a hyper-generic structure.
217
Paul Konrad
01 Sectional model - infill unfolded.
1
02 Unfolding pod/infill.
218
2
03 Sectional model .
04 Infill.
219
Paul Konrad
220
01 Floor plan - unfolded infills.
221
Paul Konrad
Årh us
Nordhavn
ø
m Mal
Refshaleøen
Bornholm
Artillerivej
Sydhavn
ock Rost
Gø te
bo
rg
01 Regional network.
Århus
Helsingborg
København
Malmø
Roskilde
Rostock
Odense
02 International network.
222
Bo
rnh
olm
223
Paul Konrad
MAXIMISED Minimum HOW CAN WE COMBINE MAXIMISED LIVEABILITY QUALITIES WITH AFFORDABILITY?
This research identified 2 areas for change within the current housing system: 1. Short-term profit focused development: The City, via By + Havn, takes care of the public realm and services by preparing land for the market and developers take care of the housing. This closed circle works on logics of short-term profitability. The established mutual relationships within it, by excluding other people from entering the housing development process, is leading to long term unaffordability. 2. Existence minimum housing: From the individual point of view this development model is producing housing which provides an existence minimum. Where what is unaffordable, are liveability qualities like flexibility and access to nature. The current development model and the housing it produces is failing many in Copenhagen. So how do we evade the system that works with these logics? How do we maximise the current existence minimum? Any approach to ‘solve’ affordability must work at both the collective and individual levels. The solution is not just to build cheaper housing in the short term but about shifting the development logic to involve people in the process.
01 Opposite: Concept collage of MAXIMISED minimum housing.
224
This proposed model is a Liveability Land Trust Coop - based on the Community Land Trust Coop (CLT) presented in the research but altered to overcome the barriers identified. In this process the dwellers replace the developers but the city and By + Havn remain involved in the process. One of biggest barriers to CLT is access to land in the city. By + Havn’s main aim is to work for profit...but there is a loophole: ‘The partnership may in whole or in part make available land free of charge for cultural purposes and leisure and recreational activities.’ - By + Havn, Articles of Association, 2015
To take advantage of this it is proposed that housing could be combined with public functions, in the form of a Botanical Garden. This would allow more affordable access to land and the opportunity for further efficiencies through the sharing of resources.
225
Jordan McCrae
The proposal for an alternative MAXIMISED minimum housing model,
Private housing combined with public Botanic Gardens, has four components: a public service wall; a private service wall;
Botanical Garden space and living units. The living spaces are separated from services and designed in a modular system to provide 2 levels of flexibility to the dwellers [fig. 02]. This model MAXIMISES the potential for dwellers to have access to the previously unaffordable liveability qualities like flexibility, extra space, and access to nature.
01 Diagrammatic axonometric of housing units surrounded by Botanic Gardens.
226
[2]
PUBLIC SERVICE WALL [2]
PRIVATE SERVICE WALL
Access
Toilets
Kitchens
Bathrooms Personal Storage
[3]
HOME
Community Facilities Cycle Storage
Internal Circulation
Garden Servicing
Housing Services
Basement Storage
Saunas
BBQ
Hot tubs
Water Collection
BOTANICAL GARDEN - TEMPERED SPACE [1]
This model also provides a different approach to affordability. The Liveability Land Trust sets up an alternative ownership model, resulting in a sharing of the costs associated with living in the city.
INFRASTRUCTURE: The Coop establishes the basic infrastructure of the building The Coop retains ownership of these elements. [2]
HOME: Finally the individual dwellers lease the infrastructure from the Coop and they take out a mortgage to purchase their individual living spaces. [3]
LAND: Ownership is retained by By + Havn or the city as part of the provision of the Botanical Garden. They lease the land to a Coop made up of dwellers. [1]
02 Diagrammatic section showing housing model components and ownership model.
227
Jordan McCrae
[1]
MAINTENANCE
[2]
The combination of an altered development, housing and ownership model provides an alternative housing taxonomy which offers a number of strategies for increasing 'affordability.' A diagrammatic breakdown of these potential savings is detailed in the diagram opposite.
[3]
Reduced as maintenance is a shared responsibility between municipality and dweller.
DESIGN
CONSTRUCTION
[1]
[4] USER MORTGAGE
Reduced design time and cost due to use of modular system. [2]
Slightly more than existing system as additional costs from structure and planting but some savings can be made from reduced land preparation, reduced climatisation and pre-fab construction. [3]
Reduced due to mixed ownership - only buy your units.
[5]
[4]
[5]
Removed due to Coop ownership. [6]
[6]
VAT
Removed as dwellers replace developers.
Reduced initial investment as land cost is lower and building is completed in phases, results in reduced loan and hence interest. [7]
[7]
DEVELOPER PROFIT
INTEREST LOAN
Reduced as given at reduced rate as it contains a public function.
[8]
LAND
[8]
01 Taxonomy of current development model and shift to proposed MAXIMISED Minimum model.
228
CURRENT
MAINTENANCE
DESIGN ADDITIONAL CONSTRUCTION
CONSTRUCTION
USER MORTGAGE / COOP PAYMENTS INTEREST LOAN LAND PROPOSED
229
Jordan McCrae
PRIVATE WALL
10.
9. 5. 6.
8.
4. 7. 2. 3. 12.
1. 11.
1. Main Circulation 2. Semi-Private Threshold 3. Store 4. Unit Entrance 5. Kitchen Plug-In 6. Living Space 7. W.C. 8. Storage 9. Roof Deck Access 10. Expansion Space 11. Vertical Green Wall 12. Green Screen 01 Living level of single module, 65m2. Drawn 1 to 50, NTS here.
230
PUBLIC WALL
9.
1. 7. 2.
4.
3.
5.
6. 8.
1. Private Access 2. Hot Tub 3. Store 4. Vegetable Garden 5. Palm Garden 6. Eating Area. 7. BBQ 8. Separate Entrance 9. Expansion Space 02 Tempered garden level of single module. Drawn 1:50, NTS here.
231
Jordan McCrae
PUBLIC WALL
01 Section through single module showing connection to walls. Drawn 1:50, NTS here.
232
PRIVATE WALL
02 - 05 Study models of living spaces and connection to garden.
233
Jordan McCrae
Beach
European
Tropical Spa
Forest
Strand Park
01 Plan showing the potential of the modular system to expand and the diversity of landscape experiences on the cross-site cycle route.
234
Community Hall
Desert
Adventure Park
Rainforest Cafe
Palm House Kindergarten Alpines
Forest
Orchard
235
Jordan McCrae
SINGLE
DOUBLE
VIEWING PLATFORM
ROOF GARDEN
01 Example floor plan with landscape plan below, 1:200.
236
DOUBLE
GARDEN CAFE
WIDE DOUBLE LEVEL
RESEARCH LAB
Desert
237
Jordan McCrae
Shade Garden
SHADE GARDEN
01 Example section through units and gardens.
238
Palm Grove
PALM GROVE
Green Room
GREEN ROOM
239
Pond
POND
Tropical Spa
TROPICAL SPA
Jordan McCrae
1. 2.
3. 4.
1. Intensive Green roof 2. 1200mm Hollow Core Concrete 3. Self-Finish Wooden floor 4. Suspended Deck 01 Section through housing unit components.
240
02 Block Model. 1:200.
241
Jordan McCrae
242
Chapter 5
Video
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The RTD Video
As a part of the project we made a short video summarising our research and findings on the affordable housing crisis. The video shows the most fundamental analysis and proposes alternatives to the current development scheme. It is easy to understand and is meant to spread on social media in order to start a public debate on the housing crisis. The video is available from Youtube: https://www.youtube.com/ watch?v=23g8FC8oNQA
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00:00
Copenhagen has been repeatedly named the world’s most liveable city”.
00:42
Liveability markers like healthcare provision, foreign business, educational attainment and number of cyclists;
01:05
A focus on public space, with numerous number of cafés, cultural and sport facilities.
01:20
But what about the hidden elements of the city which until now have not been measured by the indexes?
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01:45
In 2015 by adding affordability to their index criteria, Copenhagen fell from 1st to 10th in Monocleâ&#x20AC;&#x2122;s ranking system.
01:56
Houses are now almost 10 times the average yearly salary, in comparison to 1995 where they were 4 times.
02:03
If we define affordability as spending less than 40% of our monthly disposable income on housing,
03:05
What you could also do, if you canâ&#x20AC;&#x2122;t afford to get a place large enough for your family, is to move out to the suburbs
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03:54
So how does housing actually get so unaffordable? Our current production of housing is dominated by a single model.
04:35
The Community Land Trust Coop uses the separation of land and building title to create long term affordability.
04:45
Currently Copenhagen housing market is almost exclusively dominated by the developers model, where one size must fit all.
04:58
But we can demand a city that is custom made, where bespoke and diverse building schemes and architecture would give everyone the right to dwell.
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Chapter 6
Appendix + References
Existing Housing Composition THE FOUR BIGGEST CITIES IN DENMARK HAVE DIFFERENT SHARES OF OWNERSHIP IN THEIR HOUSING COMPOSITION
When assessing affordability, one must look at a broader range of existing housing types, including cooperative housing (andelsbolig) and private letting as well as private housing. Private ownership housing comprises around one fourth of the total housing stock in Copenhagen, and most of the rise in prices is contained in this segment. For significant segments such as private letting and public housing, the increase in expenditure is modest. The closed nature of the Andelsbolig market and the long-waiting lists for ‘social housing’ mean that for many people these forms of tenure are inaccessible. For this reason the focus of this book was on the private housing market. There is, however, an increase among other types of ownership. Because of the Section 5.2 of the Housing Regulation Act, the number of what would be called ‘cheap apartments’ are gradually getting lower due to renovation and upgrading. When such an apartment is upgraded, for instance with a new toilet or kitchen, the apartment is transferred to a different set of rules where the rent is set by the value of the housing. This lead to rent increasing, when it otherwise would be limited to a lower level if the property was used for housing before 1992, which it is in most cases, because of the regulation.
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100 % 6.2 % 9.4 % 12.3 % 90 %
36,5 %
26.7 %
80 %
26.3 %
31.2 % 70 %
60 %
22,2 % 50 % 40.2 % 40.3 % 32.4 %
40 %
15.5 % 30 %
4.1 % 4.8 %
5.0 %
20 % 17.9 %
22.7 %
10 %
19.2 %
19.1 %
7.9 % 0%
Copenhagen Private house
Aarhus Private apartments
Odense Private letting
Aalborg Public housing
Andelsbolig
01 The composition of the different types of ownership in the four biggest cities in Denmark. SOURCE: Curt Liliegreen, CEO, Boligøkonomisk Videnscenter
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Population COPENHAGEN’S POPULATION IS GROWING BUT IT IS NOT JUST BECAUSE OF PEOPLE MOVING TO THE CITY
The population of Copenhagen is growing, albeit at a slowing rate in recent years. By 2027, the annual population growth is set to be 6,300. To put it simple there are two main reasons for Copenhagen’s growth: more children are being born and more people are moving from abroad. Domestic migration remains high, but now just as many Danes move away from the city as move to it – as recent as 2015 more people actually moved out. A ro u n d 6 0,0 0 0 p e o p l e m o v e t o Copenhagen from other parts of Denmark each year, and most of them are between the ages of 20 and 29.
SOURCE: Frederik Munk, Municipality of Copenhagen
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12,000
74 11,000
10,000
986
3,011
3,862
4,784
9,000
5,112
6,023
4,446
4,031 8,000
4,353
7,000
3,377
4,728
436
2,576
6,000
1,925 2,160
4,728
5,000
4,000
764
172 814
3,000
4,822 2,000
3,088
3,453
3,842
4,874
4,926
5,391
5,770
6,270
4,794
4,151
1,000
0
378 -1,348
-29 -708
705
440
924
-211 -285
-152
640
2014
2015
2016
-1,386
-1,000
-13 -2,000
2006
2007 Birth surplus
2008
2009
2010 Net migration
2011
2012
2013 Net immigration
Corrections
01 The development in the population in Copenhagen. SOURCE: Curt Liliegreen, CEO, Boligøkonomisk Videnscenter
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Housing Construction EVEN WITH THE THRIVING CONSTRUCTION INDUSTRY THE TOTAL HOUSING CONSTRUCTION RATE IS NOT WHAT IT USED TO BE
It may look like there are buildings sites all over Copenhagen and the city is experiencing a boom in housing construction, but when compared to previous years this is not the case. The time leading up to the financial crisis in 2008 saw an explosion in housing construction and then a steep drop when the economy went down. The low construction rate and the influx of people to Copenhagen means that the demand is higher than the supply, leading to an increase in prices and ‘unaffordability’.
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10,000,000 m2
9,000,000 m2
8,000,000 m2
7,000,000 m2
6,000,000 m2
5,000,000 m2
4,000,000 m2
3,000,000 m2
2,000,000 m2
1,000,000 m2
2015
2010
2005
2000
1995
1990
1985
1980
1975
1970
1965
1960
1955
1950
0 m2
01 The total national construction of housing in Denmark since the 50â&#x20AC;&#x2122;s. SOURCE: Danmarks Statistik
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Credit Rating and Equity THE WAY THE DANISH AUTHORITIES MAKE THE REGULATION ON MORTGAGES IS ONE OF THE ASPECTS MAKE THE CITY UNAFFORDABLE TO MANY
In accordance to the guidelines from The Danish Minister of Industry, Business and Financial Affairs, there is no assurance that a debtor will subsequently be able to convert loans at a fixed rate that corresponds to the interest rate at the time of granting. When calculating the available amount at the time of grant, it should therefore be ensured that the debtor still has sufficient disposable income, even though the fixed rate may increase slightly. Therefore, if the debtor chooses a loan with a variable interest, the institution’s assessment of whether the disposable income at the time of grant is sufficient, as a rule, is based on a fixed interest rate that is 1 percentage point higher than the current fixed rate, but at least 4 percent, and with a repayment period of maximum 30 years. This is also if the loan has a fixed rate at just 2 percent or as the situation is now, where it is possible to get loans exempt from repayment for a number of years and with a interest rate of 0 percent. This includes all housing debt, including debts for the purchase of an andelsbolig. If one makes a loan that is more than 4x your yearly income (this ratio is called LTI, and in this case LTI>4) but less than 5x, one is required to have a equity of at least 10 percent of the property’s value. If the LTI is 5x bigger than the yearly income, then the equity should be at least 25 percent of the property’s value. For instance, a apartment valued 2,000,000 DKK requires you to have 0.25 x 2,000,000 = 500,000 DKK, which excludes a large number of people. 01 SOURCE: Vejledning om forsigtighed i kreditvurderingen ved belåning af boliger i vækstområder mv., The Danish Minister of Industry, Business and Financial Affairs
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10 %
9%
8%
7%
6%
5%
4%
3%
2%
1%
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
0%
01 The Danish National Bankâ&#x20AC;&#x2122;s average lending interest rates (% per annum). SOURCE: Danmarks Statistik
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Alternative Models
Speculative developer: https://www.carthamagazine.com/wp-content/uploads/2016/05/07_ CARTHA_MANNSCHAFT_GARCIA.pdf Parvin, Alastair - Right to Build Christensen, Finn KjĂŚr: Understanding value changes in the urban development process and the impact of municipal planning Nightingale Model: Nightingale 4.0 Term Sheet 13-07-2016 Self Procure: Parvin, Alastair - Right to Build Customised [Architect Led]: Real Estates - Life Without Debt - Derivative Architecture - Jack Self h ps://cuffelinks. com.au/bond-markets-help-affordable-hous- ing-crisis/ Self Build: Parvin, Alastair - Right to Build CLT coop + self procure: Adams,M. Land: A new Paradigm for a thriving world h p://www.communitylandtrusts. org.uk/funding-and-resources/ funding/development- nance Social Housing: Engberg, A. L.: Social Housing in Denmark, research paper no 6/00 h ps://eprints.lse. ac.uk/63399/1/__lse.ac.uk_storage_LIBRARY_ Secondary_lib le_shared_repository_ Content_Whitehead,%20C_ Financing%20affrodable%20housing_Whitehead_Financing%20 affordable%20housing_2015.pdf h p://swansoncapitalgroup.com/?p=348 h ps:// www.atp.dk/en/atp-as-an-investor https://www.carthamagazine.com/wp-content/uploads/2016/05/07_CARTHA_MANNSCHAFT_GARCIA.pdf
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Jensen, Klaus Buster et al., DR.dk (16-02-2017): Flere udlændinge køber danske ejendomme; http://www.dr.dk/nyheder/penge/flere-udlaendinge-koeber-danske-ejendomme Juul, Schytz Jonas et. al, Arbejderbevægelsens Erhvervsråd (06-04-2017): Den rigeste procent oplever rekordhøj indkomstfremgang; https://www.ae.dk/analyser/ den-rigeste-procent-oplever-rekordhoej-indkomstfremgang Lønstrup, Andreas, Berlingske Business (15-03-2017): Prisrekord i København: Nationalbanken advarer om en brat bolignedtur; http://www.business.dk/investor/prisrekord-i-koebenhavn-nationalbanken-advarer-om-en-brat-bolignedtur Martin, Will, Business Insider (05-05-2017): The 26 major cities with the highest quality of life in the world; http://www.independent.co.uk/life-style/the-26-major-citieswith-the-highest-quality-of-life-in-the-world-a7720651.html Morild, Steffen, Politiken (13-05-2017): Almene boliger skal også være for højtlønnede; http://politiken.dk/debat/debatindlaeg/art5909635/Almene-boliger-skal-ogs%C3%A5v%C3%A6re-for-h%C3%B8jtl%C3%B8nnede Nielsen, Anders Holm, DR.dk (10-05-2017): Valutafond præsenterer “rædselskabinet” af forslag til danske boligkøbere; http://www.dr.dk/nyheder/penge/valutafond-praesenterer-raedselskabinet-af-forslag-til-danske-boligkoebere Nielsen, Jens Beck et al., www.b.dk. (05-06-2017): Det var ikke sjovt, før jeg købte Linse Kesslers lejlighed; https://www.b.dk/politiko/det-var-ikke-sjovt-foer-jeg-koebtelinse-kesslers-lejlighed Nielsen, Jens Beck, b.dk (04-08-2017): Opråb: København er blevet så dyr, at det er lukket land for folk med lav løn; https://www.b.dk/politiko/opraab-koebenhavn-er-blevet-saa-dyr-at-det-er-lukket-land-for-folk-med-lav-loen Nørgaard, Jais, DR.dk (21-02-2017): KORT: Børnefamilier flytter fra de store byer; http:// www.dr.dk/nyheder/indland/kort-boernefamilier-flytter-fra-de-store-byer Pagh, Jesper, Altinget (09-05-2017): Debat: Billige boliger og enhjørninger minder om hinanden; http://www.altinget.dk/by/artikel/arkitektforeningen-billige-boliger-og-enhjoerninger-minder-om-hinanden
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Websites
The National CLT Network, http://www.communitylandtrusts.org.uk/what-is-a-clt/ about-clts Planning Help, https://planninghelp.cpre.org.uk/planning-explained/neighbourhood-planning/community-right-to-build-orders Kforum: Forelsket i København; http://www.kommunikationsforum.dk/artikler/Citybranding-med-koebenhavnerkanon Positive Money: Why are House Prices So High?; http://positivemoney.org/issues/ house-prices/ The New York Affordable Housing Challenge: https://newyorkhousingchallenge.beebreeders.com/?https%3A%2F%2Fnewyorkhousingchallenge.beebreeders.com%2F Assemble Collective Self Build: http://www.assemble-csb.co.uk/ Finanstilsynet: Vejledning om kreditvurdering ved belåning af boliger i vækstområder mv.; https://www.finanstilsynet.dk/da/Nyheder%20og%20presse/Pressemeddelelser/2016/Pressemedddelelse-Vejledning-om-forsigtighed-i-kreditvudering-ved-belaaning-010216
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Video
Self, Jack: Real Estates - The Ingot; https://vimeo.com/66775083 Plane-Site: Spreefeld - Carpaneto Schรถningh Architekten; https://vimeo. com/187312063 Plane-Site, Spreefeld - Timmerhuis - OMA; https://vimeo.com/190594327 Plane-Site: R50 - ifau und Jesko Fezer + Heide & Von Beckerath; https://vimeo. com/191152355 Parvin, Alastair: Architecture for the people by the people; https://www.ted.com/talks/ alastair_parvin_architecture_for_the_people_by_the_people
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The current urban development in Copenhagen can be outlined by four main societal changes which have been ongoing for the past two decades: increasing levels of debt per household, liveability as a monetizable indicator, profit driven urban planning conducted in negotiation with real estate developers, and an ever increasing gap between housing prices and wages. These four drivers are altering Copenhagenâ&#x20AC;&#x2122;s demography and social coherence; provoking the creation of a scenario in which only the highest income group has the right to a home appropriate in size, location and capacity of adaptation in the city. The remaining multitude is consequently priced out of their right to live in the city and to access its affordances, reduced to carrying out an existence dominated by debt and inequality. In this way the home has shifted from being the strongest asset in oneâ&#x20AC;&#x2122;s life to
the strongest liability. Despite the visible risks that these dynamics contain, new real estate developments in Copenhagen keep emerging without taking any of the above into account. Copenhagen is growing, but is it doing so in the right direction? And who is accountable for this? Is there an alternative to the offered standard? This manifesto is an investigation into how, why and who has the capacity to inhabit the city one that is marketed as one of the most liveable places of the world. This project looks into how planning tools, profit driven architectural (and social) aspiration and real estate polices are building an urban condition of exclusivity. This is counteracted with architectural and development model proposals intended to expand the right to dwell to all citizens.
Urbanism & Societal Change - KADK