Fintech22-Digital Magazine- November issue 2022

Crypto without miners

Built on a ground up layer-1

WHY IT’S TIME TO BE INNOVATIVE

The use of Big data, AR/VR Technology and Metaverse are among the greatest tech innovations of 2022. Join this tech conversation at Fintech22.

Over half of Australian businesses are innovation active. As a land of trailblazers, Australia is equipped for technological changes and innovations.

WHY NOW?

2022-2023 is a critical point for the Australian fintech sector as a whole as the government announced the budget of $1.1 billion to grow the digital economy. Specifically, $51 million is allocated to build the capability in emerging technologies.

We’re seeing not only the rise of new businesses but also the responses from related sectors such as advertising, hospitality and real estate. More attention is being directed toward big

tech and digital service companies.

From payment, exchange platforms to software providers, the expectation is higher than ever.

Fintech22 features free to attend exhibitor industry showcase of 40+ hand-picked fintech and blockchain companies & startups demonstrating the latest tech, investing, services, products, and innovations.

WHAT’S THE PLAN FOR THE FUTURE? SPEAKERS

As the space is filled with excitement, leading fintech businesses are gathering at Fintech22 Sydney on 30 November – 1 December 2022 to network and grow.

Visitors at Fintech22 Exhibitor Showcase can meet directly with blockchain, cryptocurrency, fintech, emerging technology companies and startups to discover innovative financial technology to elevate their business.

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CRYPTO BLOCKCHAIN EMERGING TECH GET TICKETS NOW!

FINTECH22: The Future Is Here Now

Cementing Australia as a fintech leader by promoting greater collaboration within the blockchain and emerging tech sectors.

Presented by Zucoins and in conjunction with ABF Group, FINTECH22 is a two-day forum and expo held in Sydney, showcasing Australia’s leading fintech, blockchain and emerging tech companies, products and services.

This year Australia’s fintech industry ranks sixth globally, according to KPMG. The country's fintech sector is home to rapid growth, an explosion of new companies, high investment (AUD $3.6 billion in 2021), and most importantly, a skyrocketing demand for financial tech-integrated solutions.

While the industry faces some of its biggest challenges yet, FINTECH22 is a celebration of Australian fintech innovation. It's an event to propel the industry forward. Zucoins Founder, Allan Endresz says that despite the industry turmoil over the past few weeks with the FTX collapse, he sees a bright path ahead for the blockchain sector.

Zucoins are a peer-to-peer next-generation cryptocurrency and the native exchange token on the highly anticipated SplitChain network. Zucoins is solving the ‘blockchain trilemma’ of scalability, security and decentralisation.

Zucoins’ vision is to become the number one global payment system in the world. With no miners and no staking, we can totally re-imagine how crypto can work, says Mr Endresz.

Zucoins’ COO Liam Scammell will be delivering a keynote on this topic, discussing at length how Zucoins are ‘addressing crypto industry issues by rethinking crypto coins’ while Mr Endresz is presenting on a panel discussing ‘the role of crypto exchanges”, alongside Kraken, Cointree and Coinstash, both on Nov 30 at the FINTECH22 Conference.

Allan Endresz, says “the Zucoins team is excited to emerge as the right solution at the right time and also to connect with like-minded people who have the aim to drive the industry forward.”

ABF VISION

As the space is being filled with evolution and excitement, businesses in the sector are seeking opportunities to network and learn from each other.

“We are particularly excited at the prospect of the crypto community and broader public getting a closer look at what we have built and understanding the significance of the Zucoins project,” says Mr Endresz.

With pivotal technological investments set forth in the 2022-2023 Budget, including AUD $51 million to build capability in emerging technologies, more attention is being directed towards tech and digital service businesses, all of which will be on display at FINTECH22.

Being held on 30 November – 1 December at Sydney Masonic Centre, FINTECH22 features three major functions, where 40+ exhibitors, over a thousand visitors, and 70+ speakers bringing together industry leaders and significant players over two days of sharing, learning and networking.

ABF VISION

“We believe we have created a unique peer to peer next generation cryptocurrency that has the potential to change the industry forever.”

Allan Endresz Founder, Zucoins

Liam Scammell COO, Zucoins

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MEE T THE SPEAKERS

CRYPTO BLOCKCHAIN EMERGING TECH

Allan Endresz

Founder, Zucoins

Jess Renden CEO, Cointree

Danielle Marie CBO, Saltera Web 3 Learning

Clare Robson Director Solutions Marketing - APAC, Okta

Shehan Rajakumar Head of Banking Product, Tyro Mark Perry Chief Customer Officer, Biza.io

Alessio Bonti Cloud Architect & Blockchain Expert, IBM

Samantha Tauber

Founder, Director & Multi-Media Artist, VNCCII

Julian Cheng Tax Partner, Gilbert + Tobin

ABF VISION

Liam Scammell COO, Zucoins

Jefferson Haw

Principal Solutions Architect, Okta

Lisa Wade CEO, Digital X

Ronald Tucker

Chair Emeritus -Blockchain Australia, Founder - Intl Digital Asset Exchange Association, Blockchain Australia

Caroline Bowler CEO, BTC Markets

Raaj Rayat Investment Manager, AirTree

Greg Oakford Co-Founder, NFT Fest Australia

Maximilian Marenbach Head of Platform Operations, Kraken

Lisa Fitzgerald Partner and Head of Digital Economy, Lander & Rogers

Karen Cohen Founder - Emerging Tech Talent, MORNING

GET THEM NOW!

09:00-09:05 Introducing Blockchain & Crypto Day

BLOCKCHAIN & CRYPTO SESSIONS MC for 09:05-09:20

Session 1 – What is blockchain technology? Everything you need to know about blockchain’s origins and future 09:20-09:40 Session 2 – Is the future decentralised? – The future of web3 09:45-10:15 Session 3 – The role of cryptocurrency exchanges 10:15-10:30 Session 4 – Addressing crypto industry issues by rethinking crypto coins

10:30-10:50 Networking – Coffee Break Fintech22 10:50-11:25 Session 5 – Crypto and the future of finance 11:25-11:45

ABF VISION

Session 6 – Digital assets and cryptocurrencies – the evolving tax landscape 11:45-12:00 Session 7 – Blockchain Building Blocks – The building blocks of a digital economy 12:00-12:30 Session 8 – Investigating the many use cases of blockchain technology

AFTERNOON

MEE T THE SPEAKERS

BLOCKCHAIN EMERGING TECH

Joe Harding Partnership Manager, Fundsquire

Shahmeer Chaudhry CEO & Co-Founder, Fluidity.Money

Alexander Baigent

CTO & Co-Founder, Fluidity.Money

Emily Bobis

Co-Founder - Compass IoT, SmallBiz Young Hero Awards - Start-up of the Year Winner Compass IoT

Karan Anand Managing Director, Australia Hnry

Mena Theodorou Co-Founder & Head of Product, Coinstash

Karen Cohen

Founder - Emerging Tech Talent, Founder AlgoHUB.io, Emerging Tech Talent

Anouk Pinchetti

COOThe Miner Network

Paul Kang Co-Founder, Entersoft

ABF VISION

Katie Heathcote Associate Director Export Technology, Investment NSW Kieran Warwick Co-Founder, Illuvium

Dr Scott Bolland Director, AI researcher, Futurist, The Agile Life

Benjemen Elengovan

Founder & CEO, Winner Entrepreneur of the Year - Smallbiz Young Hero Award 2022 MyGigster

Emily Rich Director - Microsoft for Startups, APAC, Partner - M8 Ventures, Tech Star , Winner - Smallbiz Young Hero Awards 2022 Microsoft for Startups

Taryn Mclaughlin Head of Startups, DocuSign Dan McCarthy Regional Head, Wise

Katrina Donaghy CEO & Co-Founder, Civic Ledger

Susan Brown Partner - Deloitte Digital

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CRYPTO BLOCKCHAIN EMERGING TECH

Gennady Volchek CEO, Shping

MEE T THE SPEAKERS

Steve Vallas Managing Director, Blockchain APAC

Renee Louise Samson Community Manager, PUML Better Health

Jakub Sawczuk CEO & Founder, z Algorithm

Nick Byrne Director, TypeHuman

Pras Indrakumar Family Office & Institutional, Zerocap

Lucy Lin Founder & CMO, Forestlyn Ryan Kris Co-Founder & COO, Verida

Mariella Mejia Chief Marketing Officer, Meadow Labs

String Nguyen CEO, Chubbiverse

Saskia Albers

Co-Founder & COO, Fintech

Founder Award WinnerSmallbiz Young Hero Awards Unhedged

ABF VISION

Shira Levine Founder, Fanchismo

Adj. Professor Warwick Powell Chair, Smart Trade Networks Rose MacDonald Co-Founder/ Director, Nansen.io

Andrew Collins Co-Founder & CEO, Nansen.io

Joan Westenberg CMO, MODA

Akasha Rose Growth Lead, Cosmic Champs

Alyse Sue Co-Founder, FutrDAO & Head of Web3, PALO IT

CRYPTO BLOCKCHAIN EMERGING TECH

Lucy Lin Founder & CMO, Forestlyn

MC for Day 2 01 December 2022

FINTECH & EMERGING TECH SESSIONS

10:25-10:45

FORUM SESSIONS PROGRAM

09:00-09:05 09:05-09:25 09:20-09:40 09:40-09:55 09:55-10:25

Introducing Emerging Tech Day

Session 1 – The state of play – What is the Future of Fintech Session 2 – Busting Open Banking myths

AFTERNOON

Session 3 – The importance of web3 security Session 4 – The future of money

10:45-11:00 11:00-11:15 11:15-11:45 11:45-12:15

Networking – Coffee Break Fintech22 Session 5 – Global trends in fintech and blockchain

Session 6 – The Future of DeFi – Convergence of IoT, AI and Blockchain Session 7 – How to fund and scale an emerging tech startup? Session 8 – The future of talent in emerging tech 12:15-01:35 Session 9 – Open data and consumer data right

ABF VISION

MEE T THE SPEAKERS

CRYPTO BLOCKCHAIN EMERGING TECH

Ben Ford

Head of Growth, Frollo

Donna McConnell

Founder and Director - Crypto Literacy Australia, Australasian Business DeveloperThe Defi Collective Crypto Literacy Australia

John Bassilios

Director & Company Secretary - Blockchain Australia, Hall & Wilcox

Dr Aaron Lane Senior Research FellowRMIT Blockchain Innovation Hub, Senior Lecturer in Law - RMIT University

Dr Nataliya Ilyushina Innovation Hub RMIT University, Blockchain Innovation Hub RMIT University

Tim Griffiths Partner, Scalare Partners

Aimee Maree Forsstrom Board Member, Open Source Industry Australia

Johnny Quattro Head of Investments, Pitch VC

Laurene

ABF VISION

(Lolo) McMeckan Head of Business Development, Omniscia.io

FORUM SESSIONS

FINDING THE BEST TALENT FOR THE AUSTRALIAN FINTECH INDUSTRY

Looking to grow an awesome tech team?

Come and talk to us in the exhibitor showcase.

MEE T THE EXHIBITORS

CRYPTO BLOCKCHAIN EMERGING TECH

3 cm

MEE T THE EXHIBITORS

CRYPTO BLOCKCHAIN EMERGING TECH

Are NFTs the Next Generation of Fan Engagement in Sport?

Sport NFTs became 2022’s newest buzzword in the web3 world, but what are they? And what is in it for sport fans and teams?

What are sport NFTs?

NFT stands for non-fungible token; each token, usually a piece of digital art, is made of a unique and non-interchangeable unit of data stored on a digital ledger using blockchain technology.

This means that each NFT is purely unique and holds value as a collectible digital asset, essentially like an ID for your art so no one can steal or copy it. Not to mention, owing an NFT can grant the owner rewards and other incentives.

So how do sport teams use NFTs? They create fan tokens – such as collectable artwork, player cards, sports memorabilia and even capture major sporting moments in the form of video clips and GIFs.

It is a win-win situation

For loyal fans, sport NFTs allow them to embrace their passion for the sport beyond the physical world, eternalize memorable sporting moments by purchasing collectibles or make money through reselling sought-after collections.

What’s more, some NFT communities have scored licensing deals with the biggest sports leagues in the world to enable their respective members to get

special perks and connect with their favorite clubs and athletes in a completely new way, such as in online meet-and-greets.

As for sporting organizations, issuing digital collectibles and signing partnerships with NFT platforms brings an array of benefits: It fosters fan engagement and loyalty; enables a new stream of income; and can help boost the career of rising and leading athletes.

But the question remains: Are Sport NFTs the next generation of fan experiences in sports? Find out the answer at Fintech22 Forum during the “Sport & NFTs” pan el featuring Lisa Fitzgerald, Partner and Head of Digital

Economy at Lander & Rogers, and Greg Oakford, Co-Founder of NFT Fest Australia.

Scheduled on 30 November – 1 December 2022 at Sydney SMC Conference Centre, Fintech22 brings industry experts, CEOs, founders, entrepreneurs and executives of major blockchain, emerging tech and fintech companies together for a series of wisdom-packed keynotes and panel discussions.

A series of other keynotes and sessions talking about NFTs and the technology behind them will be covered at Fintech22 Forum, including ‘Examining the NFT craze: from PFP & beyond’, ‘The future of web3’ and ‘Welcome to the blockchain-based Metaverse’.

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BLOCKCHAIN EMERGING TECH

NFTs took the internet by storm, and now NFT communities are reshaping the future of marketing.

CryptoPunks has an average trading volume of AUD $3.87 million, the most expensive Cool Cat NFT was sold for $53k, and about 22,000 The Sandbox members (an NFT community) own more than one token from the collection. With such a massive reach, it was just a q]uestion of time before brands started using NFTs for marketing purposes. Blindly launching an NFT marketing campaign without a thought-out strategy and just hoping that the rest will fall into place, though, won’t do the cut.

“99% of NFTs actually fail in the first 3 months after their launch.”

Judy Sahay, Founder and Managing Director at Crowd Media Group

But why did that 1% become such booming successes? And how is this related to marketing? Behind every transaction, there is a human. And NFT communities cracked the code of how to use social dynamics to their advantage.

The golden ratio for a successful NFT community

An NFT community is an online group with limited membership that can only

CRYPTO

CRYPTO BLOCKCHAIN EMERGING TECH

be joined when you own at least one NFT from the group’s collection. Their success can be traced back to how NFT communities put three social principles into practice:

#1 Investment leads to emotional commitment. Buying, receiving, or trading – obtaining an NFT will usually require that the person invests at least time and money to secure at least one NFT that will then represent their identity as a personal avatar or profile picture.

#2 Exclusivity enhances demand and value. As the size of the communities is limited to a few thousand tokens available, the demand for some projects can go through the roof. So much so that joining the desired Bored Ape Yacht Club now can throw you back at least $91.4k AUD.

#3 Return powers engagement. Acquiring an NFT (usually through buying) means that you become a shareholder. The more time and energy you invest into the NFT project and its promotion, the more every member will gain – and the profits can reach the millions mark.

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FINTECH WILL DETERMINE THE POWERHOUSE ECONOMIES OF NEXT 10 YEARS

Fintech will determine which countries will become powerhouse economies of the next decade, affirms the CEO of one of the world’s largest independent financial advisory, asset management and fintech organisations.

The observation from Nigel Green, deVere Group’s chief executive and founder, follows his appointment as an adviser to Thailand’s National Innovation Agency (NIA), a Thai government agency.

The NIA has a special focus on fostering strategic innovation, boosting innovation investment, and nurturing the innovation ecosystem to enhance national productivity, economic restructuring, social development and global competitiveness.

Nigel Green, says: “There’s an intensifying war happening right now that is going to change our futures.

“It’s not the war that might first come to mind, but rather it’s an epic tech and innovation race.

“Faced with a wide range of crises and challenges, particularly social and political disruption, public health emergencies, climate change, and economic turmoil, nations around the world are increasingly focused on stamping their dominance politically, culturally and economically.

“The winners in the battle for this influence will come down to which country has superior technology.

“The better tech, the more sophisticated the military; the wider and more effective the political, social and cultural influence; and the more robust, adaptable and future-proofed the economy.”

With the blistering pace of the digitalisation of everything in our lives, says Nigel Green, including the way we manage, use and access money, “it’s a given” that most major countries are already engaged in a “soft war for fintech [financial technology] dominance.”

It’s estimated that global investment in fintech peaked at $91.5 billion in 2021, and the countries in which the most was invested are “likely to become more successful and competitive” over the next decade, says the deVere CEO.

“The financial sector is currently undergoing the most profound transformation in history. What is driving this industry evolution? Fintech, which is the use of technology to deliver financial services to consumers.

“It’s redefining and reshaping in fundamental ways, in areas including mobile banking, saving and investment apps, e-payments, peer-to-peer lending , cryptocurrencies, robo-advisors and crowdfunding, amongst others.”

How can economies benefit from fintech?

“It can boost wider innovation and competition across the economy, while managing the risks. It can also broaden regulatory supervision to enable authorities to foster a safe, efficient, and inclusive financial system, which will help shore-up the economy.

ABF VISION

CRYPTO BLOCKCHAIN EMERGING TECH

ABF VISION

BLOCKCHAIN EMERGING TECH

“In addition, it can help proactively shape markets to encourage modernisation, competition and productivity within the financial services sector.

“Plus, it can help bridge the gap between public and private sectors which will create a more agile economy and help strong cross-border coordination and sharing of information and best practices.”

For these reasons, economies with a strong fintech industry will prevail.

Nigel Green concludes: “Let’s be clear: without strong finances and financial industry, a country has limited influence. The future of finance is technology. As such, fintech will determine the powerhouse economies of the next decade.”

ABF VISION

CRYPTO

CRYPTO BLOCKCHAIN EMERGING TECH

Spot a crypto scam with these 10 signs

In support of Scams Awareness Week, ASIC is warning consumers of the key signs of a crypto scam and advising what to do if you’ve been scammed.

to investment scams in 2021, up 135% from the previous year and these scams are continuing to increase. The main driver of the increase was

Crypto scams fall into three broad categories, including: scams where you think you’re investing in a genuine asset but it’s a fake crypto exchange, website or app; fake crypto tokens (used to steal your crypto assets), and jobs trading crypto that look legitimate at first glance (but are really money laundering using crypto); or scams that use crypto-assets to make a payment.

ASIC Deputy Chair Sarah Court said, ‘Australians lost more than $701 million

cryptocurrency investment scams, where losses increased by 270%. The ACCC have advised that losses to crypto scams have increased further in 2022.

‘Given this concerning trend, we want to arm Australians with the information they need to protect themselves from scammers,’ said Ms Court.

According to ASIC’s investigators, the top–10 signs of a likely crypto scam are:

1- You receive an offer out of the blue

2- You see a celebrity advertisement that is actually a fake

3- A romantic partner you only know on-line asks for money in crypto

CRYPTO BLOCKCHAIN EMERGING TECH

4- You get pressured into transferring crypto from your current exchange to another website

5- You’re asked to pay for a financial service with crypto

6- The app you’re using or directed to isn’t listed on the Google Play Store or Apple Store

7- You need to pay more to access your money

8- You are ‘guaranteed’ returns, or free money

9- Strange tokens appear in your digital wallet

10- The provider withholds investment earnings ‘for tax purposes’

ASIC Deputy Chair Sarah Court said ‘If you think you’ve been the victim of a crypto scam, it’s important to act quickly. Draw a line under it. Don’t send any more money. Block all contact from the scammer.

‘Do not delay. Contact your bank or financial institution immediately to report the scam. Ask them to stop any transactions. Also, warn your family and friends so they can watch out for potential follow-up scams.

‘When Australians fall victim to scams the cost is often more than purely financial. Scams cause emotional stress and can impact relationships’, said Ms Court.

Source: ASIC

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T F I U T U H N E E S R O W

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