February 2nd, 2011

February 2, 2011 Volume IX Issue 3

Tricia’s Trader

OVER PIES IN 10,500 CO !

GROWING D N A . . .

PRINT r Northern e v o ll a s u Find Montana.

PreSrt Std US Postage PAID Permit # 66 Great Falls, MT

FREE-E! TAKE ON

THE BEST READ TRADER FROM THE MOUNTAINS TO THE PLAINS!

Snapfish! Fuji! Inkubook! Get your photos, photobooks and photo gifts made in one visit - www.kimmel-kreations.com.

February 2, Trader” 2011.....................................................................

Volume IX Issue 3................................................................................ Tricia’s Trader “Tricia’s is Published by:

2000 Country Club Road * Turner, MT 59542 Phone 800-756-1817 * Email: office@kimmel-kreations.com www.Kimmel-Kreations.com (Don’t forget the dash!) FAX: 888-796-8498

Advertisers’ Advocates

Contact one of our to place an advertisement, or contact Kimmel Kreations directly at the address above. Please note some changes below indicated with **.

LLC

Tricia’s Trader SERVES THESE MONTANA TOWNS:

EASTERN REGION: Tasha is happy to help you if you live in one of these counties: VALLEY PHILLIPS DANIELS ROOSEVELT SHERIDAN RICHLAND **BLAINE** **PETROLEUM ** **FERGUS** **JUDITH BASIN** Tasha Hines 800-756-1817 x104 406-654-7157 (c) Email: east@triciastrader.com

CENTRAL REGION: Wendy is serving in our state legislature through April. Please contact one of our other ad reps, specified for your county, until Wendy returns. She will not be available at her telephone extension or email until she returns.

Thank you for your cooperation!

WESTERN REGION: Brandon would love to help you if you live in one of these counties: CASCADE CHOUTEAU LIBERTY PONDERA TETON TOOLE GLACIER **HILL**

Wendy Warburton 800-756-1817 x102 406-262-3185 (c) Email: central@triciastrader. com

Brandon Billsborough 800-756-1817 x103 406-470-4927 (c) Email: west@triciastrader.com

For Sale: Nice family house, 2 car garage, heated work shop, fenced yard, underground sprinkler system, and extra 75 x 150 lot. Contact Sheila at 406-262-4842. 1-II

For Sale: 12 bred Ewes, 6 replacement Ewe lambs, and 3 Targee Bucks. Call for prices. 390-4334 2-I For Sale: Income Tax Special Need a new vehicle with your tax return? At Howard’s Auto we have over 40 vehicles for $5995 or less. Call us at either 262-2277 or 945-0875. Stop by our Hwy 2 East location in Havre. 1-II

Build your dream home with a view! .58 acres located in Southview Subdivision near hospital in cul-de-sac. Well & septic included. $38,000 Call Jeanie Cole @ 945-0931 Get those Holiday Memories 1-II:3-II printed or put them in a book: For Sale: Pistol Glock 21 Try a Photobook from Kimmel slim .45 cal., 200 rounds Kreations. Visit our website ammo, reduced to $619.99. www.kimmel-kreations.com.

Ruger model 77 Hawkeye Choose from Snapfish, Fuji or .300 Win. Mag., reduced to Inkubook. Hard cover or Soft $919.99, WBY mag. .257 cover, as many pages as you Nikon 3-9x40 BDC plus shells, like. Simple and easy to order. $649.99. Call 727-9134. 1-II Get prints made also! Call and let us help you! 379-2377. x

Joplin Inverness Rudyard Hingham Gildford Kremlin Fort Benton Loma Big Sandy Havre Chinook Cleveland Harlem Fort Belknap Turner Zortman Dodson Malta Saco Hinsdale Glasgow Nashua Fort Peck Park Grove

Wolf Point Jordan Lewistown Roy Junction Grass Range Hobson Stanford Chester Geraldine Square Butte Denton Great Falls Shelby Dunkirk Galata Conrad Valier Choteau Dutton Fairfield Simms Sun River Vaughn Sun Prairie

CONTENTS: Classifieds, Classifieds, EVERYWHERE!

Pg. Ad Placement Form............ 11 “Animal Academics”................ ........Keep watching this spot!

Classified Ad Rates............ 11 Community Spotlight.............. ........Keep watching this spot!

Conservative Cow Dr..........14 Cowboy Poetry by................7 Fred Liese “Laugh Lines”...................... 11 “Money Talks” Financial Column...................9 Realty Section......................8 Rodeo Roundup.................13 Subscription Request......... 11 Sudoku............................... 11 Sudoku Solution.................15 “Things to Know”..................4 Word Find........................... 11 Word Find Solution.............15 more features being added regularly!

The next issue of Tricia’s Trader will be distributed Wed., Feb. 16th.

Ad Submission DEADLINE is Wed., Feb. 9th at 9am.

February 2, 2011..................................................................... Volume IX Issue 3................................................................................ Tricia’s Trader

For Sale: 55� Philips Magnavox T.V. $150, OBO. Baby Crib/play pen and walker, good cond. Make offer. 4 pieces Samsonite luggage, hard sides, good cond. Make Off. Two reclining stuffed rockers. good cond. $35 ea. OBO. Call Bob or Carol. 476-3226. 2-I Lose weight quickly & sensibly, 3-7 lbs./wk! Ideal Protein weight loss. A medically monitored program with great success. Lewistown, Great Falls & Malta locations.

Call (406) 538-7201.

1-II

Custom Harvesting 2011: Plan ahead - TMC Farms & Custom Harvesting is taking custom harvesting acres for 2011. Central and North Central Montana area. Local producers, late model equipment and many references. Call Kirby Berlin at 406-217-3514 or Clinton Berlin at 406-2173488 to schedule your acres or for more info.

12-II:6-I

For Sale: Burgundy colored life chair, 2 months old, like new. Asking $800, was $1,600 new. Call 3792340, ask for Marie.

1-II

Buying Estates: Whole households, antiques and single items. Call 945-5599 or 3903176. Leave message. All calls will be returned & kept confidential. x

FBR Fort Benton Realty, LLP

For Sale: 12 Hidden Valley Rd~$239,000.

5 bdrm, 3 bath home. Great view, next to park. Single garage, covered patio & underground sprinklers.

Call Janis Flynn Pyrak at 265-9400.

1-II For Sale: Top quality AKC Yellow Lab puppies - family raised, shots, dewormed, health guarantee, hips & eyes, vet checked, FREE puppy kit.

Parents proven exc. hunters & companions; great pedigree.

See pups at www.labradorswest.com. Call 406-965-0022 or email labradorswest@hotmail.com to reserve your pup today. Ready 1/29/11. 1-II

Hay For Sale: Haybet Barley, 1st and 2nd cutting alfalfa & grass/alfalfa mix. All net wrapped large rounds.

Put up Right, Quanitity discount. 654-7883 or 390-0168

FEATURED PROPERTIES HILL COUNTY RANCH 2900 ac including pasture & irrigated farm ground. 640 ac State lease. Outbuildings, corrals, 5 wells. 6 miles of Sage Creek thru property. Wildlife & birds. $1.35M 12,000 ACRES located in Blaine County, MT. Includes 4600 acres cropland, 1500 CRP, and 50 acres of hay land, plus another 2900 acres in BLM/State lease, Older buildings, excellent deer & antelope hunting. N or Highway 2. $5,619,900 Missouri River Corridor Land 60.29 Acres located 45 miles between Great Falls, & Helena along the Missouri River. Waiting for your ideas! $250,000

Tractor for Sale: Steiger Bearcat II for Sale! $5000 OBO Price will go up come spring Call 654-1509. 2-I

For Sale: BMB Insulated horse blankets, sheets & hoods.

Brand new, never used, various sizes. Call 357-3572.

1-II

CULBERTSON HOUSE Historic hotel bldg w/ beautiful updated apt. Restored to perfection. Waiting for your special dream. Possibilities of art studio, restaurant, gift shop, B & B. Views of Missouri River & walking bridge In Historic Fort Benton $399,000 (406) 622-3803

www.fbrealty.com

(800) 406-0946

February 2, 2011..................................................................... Volume IX Issue 3................................................................................Tricia’s Trader

THINGS TO KNOW:

What’s The Buzz About

Feb. 4-6, Fri.-Sun.: MONTANA COUNTRY POETS & PICKERS 17th Annual Gathering, Chinook, Sweet Memorial Auditorium. Free day sessions, jam sessions and Cowboy Church at the Chinook Motor Inn. Celebrate the West! Tickets are $8, under 12 free. For more information contact D.W. Mailand, 353-2383 or email mtpoetsnpickers@yahoo.com.

Feb. 12, Sat.: roast beef dinner hosted by Big Flat Community Developement , Inc. at last basketball game at Turner School. Proceeds go to BFCD, Inc.

Great Products!

Great Value! Great Service!

Avon is fun to sell and fun to buy.

Meet and make great friends along the way!

Feb.13, Sun.: 4-H Valentine Dinner at St. Gabriel’s in Chinook, MT. Tickets available, free babysitting. For more info, call 357-3200.

Let us know what’s happening in your area It’s free and it gets read!

Call 379-2377 or email kimmelkreations@yahoo.com.

- Over 40 Dealers in the Same Place -

901 9th St. N. - Great Falls, Montana - 727-4560 or 216-5975 From Glass to Guns

Highest Prices Paid!

Coca-Cola Collectibles Antique Guns - Knives Gun Parts

For Sale: Heavy duty snowblower. Self contained, 2 stage, 8’ wide, 3’ high, 130hp eng., ready to work. And large V-type Snow plow, approx. 10’ wide.

And high speed track machine w/ 2-way hyd. angle blade.

Call 873-4780, Cut Bank. 1-II For Sale: Charles custom sofa/loveseat, very good condition, lighter color, cleans well, asking $800. One LazyBoy recliner, very good condition, burgandy color, $750. Prices negotiable. Cash only. 3792343. Can email pics.

2-I Montana Grassland Gift Boxes, shipped for you. Old time Frybread, Biscuits, Bannock (camp) bread, Pancake mixes. Bring the taste of comfort and home to familyand friends. Easy, appreciated, just so old ime MONTANA. The perfect gift.

7852321. Can deliver Glasgow, Nashua, Ft. Peck.

2-I To Buy or Sell Avon: 866-360-5281, contact Karen at Karen.cleveland@ avon.com.

1-II

For Sale: CIH Concord air seeder, 48-50 ft. w/ 3400 air tank, good shape, extra set of packer wheels & tires. Call 406696-1165 or 794-8371.

1-II

For Sale: 16 HP Kohler 2 cyl Engine. Ford Ranger 4 cyl Engine. Large PTO Water Pump. Older Case Track Type loader, need’s repair or will sell for parts. 873-4780 2-I

Mon-Sat 10-6

Sun 12-5 Spurs - Chaps Cowboy Gear - Saddles Pocket Watches - Fobs

Contact your local Avon lady today!

Looking to Buy or Sell?

1-866-360-5281 Karen.cleveland@avon.com

February 2, 2011..................................................................... Volume IX Issue 3................................................................................ Tricia’s Trader

DANIELS COUNTY LAND AUCTION FOUR SEPARATE TRACTS TO BE OFFERED TO THE PUBLIC AT AUCTION

Thursday, February 24, 2011 - 2:00 pm

SALE LOCATION: New Museum Visitor Center, 720 2nd Ave W, Scobey, MT Nemont Friendship Room TRACT ONE: +/- 1669.81 Acres Total, +/- 10.5 miles west of Scobey +/- 829.81 acres deeded (+/- 281.68 cropland/grass hay) TRACT TWO: +/- 1335.37 Acres Total (All deeded) +/- 4 miles west of Scobey TRACT THREE: +/- 1992.13 Total Acres (+/- 1192.13 deeded of which +/- 95.85 are cropland) TRACT FOUR: +/- 15 acres lying South of Highway 248 +/- 1 mile west of Scobey 7KH ÂżQDO ELGV ZLOO EH VXEMHFW WR WKH RZQHUÂśV DSSURYDO 7KH RZQHUÂśV UHVHUYHV WKH ULJKW WR DFFHSW RU UHMHFW DQ\ DQG DOO ELGV For property and sale details, please contact Russell Pederson at 406-939-2501 or go to: www.montanalandauctions.com.

Brokers Company The information provide herein was gathered from sources deemed reliable but is not guaranteed by the Sellers or their agents. Prospective Buyers should verify all information and inspect the property to their full satisfaction before making any offers to purchase said property. Terms & Conditions and additional information at: www.montanalandauctions.com.

Phillips County “Base Camp�

3ULYDF\ IHQFHG ´GRJ¾ WLJKW þ DFUH ORW ZLWK EDVH FDPS VW\OH KRPH .LWFKHQ /LYLQJ 5RRP &RPER 8WLOLW\ URRP %DWKURRP VKRZHU VWRRO VLQN /RIW EHGURRP $WWDFKHG JDUDJH VT IW 1HZ FRYHU GHFN 1DWXUDO JDV KHDW &LW\ ZDWHU VHZHU $UHD KDV RI SXEOLF ODQGV ZLWK HON GHHU DQWHORSH ZDWHU IRZO XSODQG JDPH ELUGV WXUNH\V ÀVKLQJ SUDLULH GRJV SUHGDWRUV GLQRVDXU ERQHV WR KXQW +RW VSULQJV DQG JROI ZLWKLQ PLQXWHV

Sebring Ranch 7RWDO $FUHV 'HHGHG $FUHV %/0 /HDVH $FUHV 6WDWH Lease Acres, Improvements – +/- 49’ X 30’ %XWOHU VLGHG VKHG JRRG IHQFHV DQG JUDYHO URDG DFFHVV :LOGOLIH ² :KLWHWDLO 0XOH GHHU DQWHORSH DQG JDPH ELUGV DUH IRXQG RQ WKH SURSHUW\

Sweet Grass County Stone House Ranch

+/- 400 acres minutes from I-90 & YellowVWRQH 5LYHU ÀVKLQJ DFFHVV VLWH SRZHUIXO VSULQJ VXSSOLHV ZDWHU IRU EXLOGLQJV OLYHVWRFN DQG LUULJDWLRQ PLQHUDO ULJKWV WUDQVIHU KLVWRULF VWRQH KRXVH RXWEXLOGLQJV JUHDW YLHZV RI WKH %HDUWRRWK 0RXQWDLQV FRXQW\ URDG DFFHVV GHHU DQWHORSH HON DQG JDPH ELUGV WDPH KD\ KRXU IURP %LOOLQJV $480,000.

Auctions, Inc.

McCone County Gentleman’s Ranch

+/- 177.94 acres, +/- 7200 square feet of FROG VWRUDJH VSDFH LV SURYLGHG E\ WZR %XWOHU EXLOGLQJV ZLWK FHPHQW Ă RRUV 7KH SURSHUW\ KDV D PRELOH KRPH VLWH ZLWK SRZHU ZHOO VHSWLF DQG WHOHSKRQH VHUYLFH LQ SODFH %DUQ\DUG ZLWK OLYHVWRFN VKHOWHUV

Contact Russell Pederson at 406-939-2501 to visit about how the auction method can work for you!

For Sale: 278 acres located just North of Choteau, MT along Hwy 220. Good Pasture with terrific views of the Rocky Mountain Front. Great Location for your new home and ranching headquarters! Can be split into 2 parcels. $375,000. Call Mark at 406-788-9280.

1-II:3-II For Sale: 13.31+/- acres of commercial property outside of Malta city limits. Once a mobile home court, contains commercial septic system, high capacity well, and three phase power.

Location could lend itself to a variety of uses! Asking $89,500 (112BO6) Call 406-654-2273.

For Sale: 2 year old paint mare. Small but sturdy, very gentle and quiet. Great 4H green horse project. She will be a great kids horse.

Also, older gelding, has done it all! Quiet and well mannered. A great learner horse or pasture pet.

Priced right to a good home. Call 945-2969.

1-II CPR Saves Lives! Certified Am. Heart Assoc. CPR/First Aid Instructor will do classes for anyone needing certification, including bus drivers, day care providers, etc. Call 3792520. x

February 2, 2011..................................................................... Volume IX Issue 3................................................................................ Tricia’s Trader

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Reasonable Reliable Insured License #8829

8969 Hwy #2 N.E. Havre, MT 59501

Previously used as a motorcycle/auto dealership and repair shop. This 6,056+/- sq.ft. commercial building could be used as a retail location, shop or storage. Ample room behind building. Good location South of Malta with highway frontage.

Asking $135,000 (212MT6) Call 406-654-2273 2-I For Sale: 2 well broke horses, 8 yr old paint mare, had 30 day rein training, quick and fast, was used in jr. rodeos and 4H, great older youth or ladies horse, asking $2,000. 17 yr. old sorrel gelding, would be a great kids horse, calm and willing, sound and is in great shape, asking $1,000. May trade them for a few bred cows? Call 390-4334 or email for pics at mcewen_chrissy@yahoo.com.

2-I GREAT GIFT ITEMS! Native Blankets, Native Artwork, Knives, Saddles, Furs, Sweetgrass, and Sage. 15% off all Framing and Matting!

Check it out at Big Sky Images, Havre Holiday Village Mall. (406) 788-7210. 1-II

QUILT SHOW at the Montana Seed Show

March 11 & 12, 2011 Harlem High Band Room

Entries due by 5pm, March 4th at Richman Insurance in Harlem.

NO LATE ENTRIES! Questions? Contact Ethel Siemens at 353-2437.

Sponsored by the Nimble Thimble Quilt Guild.

February 2, 2011..................................................................... Volume IX Issue 3................................................................................ Tricia’s Trader

Photo courtesy Meryl Rygg McKenna, Lewistown News-Argus.

COWBOY POETRY BY H. FRED LIESE Fred Liese makes his home at the edge of Black Coulee near Turner, Montana.

Raised on the Big Flat, he finds plenty of “inspiration” in the people and things around him every day, and Fred’s brand of entertainment has earned him a large following throughout the US and Canada.

The Bird The magpies landed in the tree The sparrows, on the sill There’s eagles soaring overhead There’s prey for them to kill.

Some have flown much further south, Rewards for their ambitions, They’ll hang out for the winter They’re in tropical conditions.

Sharptails strutting through the yard Huns scratching on the road Birds, like chunks of coal They’re dotting where it snowed.

Take the symbols of Montana Put them on an even keel Remove and then replace Then to all, they will appeal.

While the pheasant’s on a stack of hay, There’s an owl on the post Where the heck’s the meadowlark?

It’s on some southern coast.

Our fish will be a shark, Some think that it’s a crime, Some say that they have lived here, That was once upon a time.

Absent from the snowy scene It’s a symbol to remember They filled their yellow bellies They left here last September.

Now the ponderosa pine, Global warming makes you see, Climb on up for coconuts, The palm is now our tree.

This state bird of Montana, Where it was born and bred, They’ve abandon for the winter To Mexico, they fled.

You think that it’s preposterous You think it’s plumb absurd When the meadowlark departed, … Montana got the bird.

Fred Liese Tricia’s Trader, © 2011

Brought to you by:

THANK YOU

for your years of support. I look forward to serving you in my new career as Sales Rep with Will’s Office World. ~Jim Mayer 406.461.1919 (cell)

Box 430, 128 Main Wolf Point, MT 59201 Phone: 406-653-2630 800-742-9457 OFFICE AUTOMATION: Machines • Furniture • supplies • service • printing • coMputers • consulting

February 2, 2011..................................................................... Volume IX Issue 3................................................................................ Triciaâ&#x20AC;&#x2122;s Trader

REAL ESTATE SECTION &KHFN WKLV VHFWLRQ LQ HYHU\ LVVXH RI 7ULFLDÂśV 7UDGHU WR ÂżQG SUHPLHU UHDO HVWDWH OLVWLQJV DFURVV RXU UHDGLQJ DUHD IURP UHDOWRUV ZKR NQRZ UHDO HVWDWH

321 4th Ave - $235,000 Commercial/Residential/Store Option!

Newly updated, beautiful 1436 2nd St./212-214 Historic 4-plex located in down- 15th Ave. - $77,000 town area. Can be used as a single family dwelling upstairs or commercial/store option. 1 Âż UHSODFH RQ PDLQ Ă&#x20AC; RRU FRP mercial kitchen, central air, 1 bedroom house + (1 bdrm) private back yard, RV parking & GXSOH[ 8QÂż QLVKHG EDVHPHQWV ZLWK double garage. washer/dryer included.

Call Janis Flynn Pyrak at 265-9400 or 265-7845

Call Janis Flynn Pyrak at 265-9400 or 265-7845

415 2nd St. - $118,000

265-7845

4-Plex in downtown location. Individual storage units. Washer/Dryer hookups. Low vacancy rate with approximate 18% return.

www.f lynnrealtyinc.com

Call Janis Flynn Pyrak at 265-9400 or 265-7845

â&#x20AC;&#x153;The Firm that Service and Satisfaction built Since 1957â&#x20AC;?

(PDLO Ă&#x20AC; \QQ#Ă&#x20AC; \QQUHDOW\LQF FRP

OWNER-FINANCED REAL ESTATE LYNN KENYON LAUE & BRAD LAUE - 406-770-0013 & 235-9003 & 468-9187

OWNER FINANCING AVAILABLE ON THE FOLLOWING PROPERTIES: 40 acres in Ulm: $68K A newer home with views in Valier: $115K 638 acres in Ulm: $894,320 22 riverfront acres in Carter: $85K New log cabin on 19 acres: $115K 40 acres in Helmville: $80K OWNER FINANCING

120 acres in Ulm: $204K New log cabin on 20 acres: $99K

AGENT OWNED

UNITED COUNTRY/THOMAS & COMPANY 70 CRAIG MAIN STREET, CRAIG 59648

www.craigmt.com

NORTHERN LAND AND REALTY

Sheila Forshee, Agent /LVWLQJV IRU 5HVLGHQWLDO &RPPHUFLDO DQG /DQG VNIRUVKHH#RQHZHVW QHW +DYUH 07 ZZZ QRUWKHUQODQGDQGUHDOW\ FRP

1503 US Hwy 2 E - Havre

Includes 3 city lots - $198,000

600 1st St. - Havre

The front garage asking price is $250,000.00 the motel asking price is $750,000.00. These can be sold serarately .

Wonderful rooms with one that has three beds.

They have a family asmosphere that guests give a five star rating.

Largest Selection of Candles in NE Montana! Patâ&#x20AC;&#x2122;s Unique Boutique & Candle House has a HUGE selection of Cachet Candles and warmers. They also offer locally made crafts, jewelry, starquilts, year round christmas corner, scrap booking supplies. Too much to list. Stop by downtown.

2-I

1136 13th St. W - Havre 3 bedrooms on main floor, some updates, heated two car garage and included is a jacuzzi. This house is at the end of the street. $200,000

Overfelt Law Firm: C.L. Overfelt, Attorney has moved itâ&#x20AC;&#x2122;s Great Falls Office to Strain Building, Suite #514, 410 Central Ave, Great Falls, MT 59401. Phone (406) 727-4600, Fax (406) 727-4609. Bankruptcy, work comp, personal injury, medical, hospital, social security disability.

1-II

1361 Lincoln Ave - Havre

Comes with extra 75X150 lot, sprinkler system, a heated workshop, two car garage, fenced yard, a wonderful back yard deck, a master suite, big bedrooms and family room. $264,900

DID YOU KNOW? American Garage sells AC Delco Batteries?

78 Series Batteries with a 7 year Warranty

Only $108.95!

Scott DePriest, Owner (406) 357-4201 534 Indiana Street - Chinook

www.americangaragellc.com

February 2, 2011..................................................................... Volume IX Issue 3................................................................................ Tricia’s Trader

Money Talks

By guest contributor Greg Dugdale of Raymond James Financial Services, Inc. Havre, Montana

AN OFFER YOU CAN'T REFUSE? Many of us have heard the term “down-sizing”. Down-sizing in corporations has taken it’s toll on the American worker. Many people, ranging in age from their late 40s to early 60s, are faced with very difficult decisions.

*Custom fence and corrals* *Custom built gates for existing openings* *Fences are built out of pipe or tubing*

.

*

< :(/',1*, // / = = , 5 & Call For More Information

Grizzly Welding 1-406-899-0317

When I say "good," you say "neighbor."

Anthony Cammon FSS, Agent 1728 2nd Street West Havre, MT 59501 Bus: 406-945-9000 anthony.cammon.rt6m@statefarm.com

P097314

Now that's teamwork.

CALL FOR A QUOTE 24/7

State Farm Home Office, Bloomington, IL

These middle-aged, middle managers are being asked to consider "early retirement."

The offers from their employers may range from lucrative to paltry, but the decisions are difficult in almost every case. Let's review some of the factors to consider when evaluating one of these "offers you can't refuse."

There are two levels of concern that must be addressed. First, you must consider the emotional aspects of an early retirement decision. It is possible, in fact probable, that you never considered retiring today. For many people, especially those in their 40s and early 50s, retirement is still a hazy goal, far off in the future. They may not have given any thought to what they will do during retirement, whether they will seek other employment or any of a myriad of other questions.

The offer of early retirement can affect those who choose to stay with the company as well. Will they have the same, hopefully positive, feelings toward their employer and supervisor? Early retirement programs are often instituted by companies undergoing stressful and uncertain times. Staying around may seem almost as difficult as leaving.

You may be unable or unwilling to make financial decisions until these emotional and psychological issues are confronted.

The other level of concern is financial. Obviously, you have two choices: do I stay, or do I go? If you choose to stay, what is the financial health of the company? Should you take the money and run? If you stay, what are the prospects for career promotions and pay increases? Will staying merely postpone an inevitable career change, under perhaps less advantageous circumstances? Of course, leaving is also fraught with uncertainty. If you intend to pursue another position, many experts have suggested that your job search will last about one month for every $10,000 in compensation paid by the former employer. Many early retirees become entrepreneurs, so the prospects for a new business and the need for start-up capital must be considered.

When evaluating the retirement offer itself, there are also a variety of potential pitfalls.

Health insurance is a major concern for many, so find out whether you will continue to be covered. Employers with defined benefit plans may be granting additional years of service or assuming early retirees are older than their actual age for purposes of computing their benefit. The employer may also offer some additional benefit to tide the employee over until age 62 (and increasing) when they can begin to collect Social Security.

Tax issues also come into play. Numerous special rules may apply. For example, those who were born before 1936 may qualify to use ten-year forward averaging.

Those who are 55 or older when they receive their retirement plan distribution are not subject to the 10% penalty. If you elect to pursue the substantially equal payment exception to the 10% penalty, the payments must continue for the longer of five years or turning age 59-1/2.

Of course, this brief article is no substitute for a careful consideration of all of the advantages and disadvantages of this matter in light of your unique personal circumstances. Before implementing any significant tax or financial planning strategy, contact your financial planner, attorney or tax advisor as appropriate.

This material was prepared by Raymond James for use by Greg Dugdale, Branch Manager of Raymond James Financial Services, Inc. Member FINRA/SIPC.

Guitars of Montana. Call Bing (toll-free 1-877-566-2224) for a great deal on in-stock Tacoma, WA Guild® guitars. Special orders welcome & we ship!

Fender® authorized dealer.

“When You’re Serious About Your Sound”, 2 5th Street S., downtown Great Falls, 4534998. Also Stanford & Wicks Guitars, Lewistown. www. guitarsofmontana.com 1-II

I

2009 Spring • Summer • Fall

SCHEDULE

nc.

1946 - 2009

63 years of great service to Northeast Montana!

February 2, 2011..................................................................... Volume IX Issue 3..............................................................................Tricia’s Trader 10

MARCH - 2009

MAY - 2009

Linda & Mark Nielsen 7 Owners

THURSDAY

THURSDAY

Feeder Special Cattle Auction & All Class Cattle Auction

5 12

Stock Cow & Bred Heifer Auction & All Class Cattle Auction

19

Great Northern Limousin Bull Production Auction & All Class Cattle Auction

Bowles J5 Red Angus Bull & Female Production Auction & "Going to Grass" Special & All Class Cattle Auction

14

Iva Murch 21 Manager • 263-7529

Horse Auction & All Class Cattle Auction

28

All Class Cattle Auction

6 13

All Class Cattle Auction

20

Early Yearling Special & All Class Cattle Auction

27

Happy Labor Day No Auction

All Class Cattle Auction

Linda &Angus Mark Nielsen UBar Red Bull Dean Barnes, Yard Manager SCHEDULE Production Auction Owners AUCTION SEPTEMBER - 2009 Ed Hinton, Auctioneer

TUESDAY

24

All Class Cattle Auction

AUGUST - 2009

THURSDAY

JUNE - 2009 10, 2011 Thursday:3February 17, 2011 Sale4Time 9:30 Area Fieldmen

Class Cattle Auction 26 TAll hursday : February

Iva Murch AllAPRIL Class Cattle Auction, Manager 263-7529 - •2009

THURSDAY

THURSDAY

All Class Cattle Auction

The One and Only Sheep Auction of 2008 & All Class Cattle Auction

Dean Barnes ....................

• Cell 406-263-1175 Feeder Special & and Wittkopp Angus Auction, Sale11 Time 1 pm. 406-228-9306 10 Ed Hinton........................

406-893-4462 • Cell 406-783-7285 Dean Barnes, Yard Manager All Class Cattle Auction 2 Wittkopp angus will sell 70 Angus 18 Bulls Ed Hinton, Auctioneer THURSDAY

Anderson Bar Triangle Charolais & Galpin Angus Ranch Bull Production Auctions & Feeder Special & All Class Cattle Auction

All Class Cattle Auction

All Class Cattle Auction

All Class Cattle Auction The406-650-8448 Big Fall Yearling Classic Craig Sibley.....................

406-653-321117 • Cell All Class Cattle Auction (Sale Catalog Is Listed On GSI Website) All Class Cattle Auction Area Fieldmen 25 Auction & All Class Eayrs Angus Bull Following ThePWittkopp .O.406-228-9306 BOx Angus 129• Cell • glasgOw, mt 59230 406-228-9306 24• Horse Dean Barnes....................

406-263-1175 Production Auction, Cattle Auction Stock Cow, Bred Heifer, Pair 9 Ed Hinton........................

406-893-4462 • Cell 406-783-7285 Auction, there will be 2 complete herd Email: gsi@nemont.net • Website: www.glasgowstockyards.com Thursday : February 24, 2011 & All Class Cattle Auction

dispersions: FeederSCHEDULE Special & McRae's Big Dry Angus SUPERIOR VIDEO AUCTION 1. 150 Fancy Black Cows Bred to High Dollar All Class Cattle Auction 16 Angus Bulls. Very few older cows in this SUPERIOR VIDEO AUCTION SCHEDULE herd.

Fossum-Humbert North Glasgow Stockyards, Inc.--Representatives for Superior Livestock "Performance to All Class Auction and Superior Auction 2. 30Country mostly Black HidedStampede 2 to16 9Internet year oldCattle Auction Angus Bull Production 23 Profit" Auction All Class Northeast 23 cows. Cattle Auction cows.& AllThese areAuction very nice, gentle Class Cattle Craig Sibley..................... 406-653-3211JULY • Cell 406-650-8448 - 2009 THURSDAY

P.O. BOx 129 • glasgOw, mt 59230 4th • 406-228-9306 Production Auction, of July Week. No Auction 2 Replacement HeiferGlasgow & Stockyards, Inc.--Representatives for Superior Livestock Email: gsi@nemont.net • Website: www.glasgowstockyards.com Feeder Special Auction and Superior Stampede Internet Auction & All Class Cattle Auction Cattle Auction 9 All Class

Montana's

C hSimmental/Angus e c k o u tComposite W W W.30 G L A S G O W S T O C K YA RD S.COM Full Service 30 Bull Auction & All Class Cattle Auction Facility Nelson Simmental & Auction

No Auction

for Current Market Reports!

Linda & Mark Nielsen, Owners Iva Murch, Manager - 263-7529 Dean Barnes, Yard Manager 263-1175 Ed Hinton, Auctioneer

P.O. BOx 129 glASgOw, mT 59230 406-228-9306 gsi@nemont.net www.glasgowstockyards.com

AREA FIElDmEN Ed Hinton ................ 406-893-4462 Cell.......................... 406-783-7285 Craig Sibley............. 406-653-3211 Cell.......................... 406-650-8448

Used Furniture and Collectibles

Corinna Bahnmiller Hwy 87, PO Box 472 - Big Sandy, MT 59520 (406) 390-3176 corinebean@hotmail.com RUANA KNIVES! Huge selection of hard-to-find, USAmade Schrade OLD TIMERS & UNCLE HENRYs. We also buy & sell RUANA and Boulder, CO. WESTERN KNIVES. Give a great, vintage gift this year. Big Sky Images and Collectibles, Havre Holiday Village Mall. (406) 788-7210.

1-II For Sale: 1973 Cadillac Eldorado Convertible, good shape, photos available if desired. Call 378-2238 for complete details.

12-I:2-II

For Sale: Stock water tanks.

Polyester Resin, no Rust. 5 Colors, 6’7” long x 3’11” wide x 2’ high. Multiple use.

Stockwater, back yard pools, raised Gardens, Fish tanks. $200. 654-2771.

2-I:7-I For Sale: 5 weanling colts ($150-$400), 3 dairy nannies for sale ($50), painted desert wether lamb, colorful and small, bottle raised ($30). Colts are halter broke and gentle, may trade for a bred cow or heifer calf?

Call 390-4334 or email for pics mcewen_chrissy@yahoo.com.

2-I

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February 2, 2011..................................................................... Volume IX Issue 3.............................................................................. Tricia’s Trader 11

WORD SEARCH:

Solution on page 15

Find the words listed underneath the puzzle in the grid of letters. Words may be hidden horizontally, vertically or diagonally and both backward and forward.

The Working Day B

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Emails

Water Cooler

In the market for a new/used vehicle and don’t know where to start? Call Jack, Terry, or Pam at Northern Prairie Auto Sales at 653-1160, we’ll let you know what you are getting before you sign the dotted line! We offer the same great rebates and incentives as the big city guys, but we provide something they don’t - hometown service. Call 653-1160 or visit our web at www.northernprairieauto.com. Don’t see what you want? Call us and we’ll get it for you. 5-II(x)

For Sale: 1978 WW 2 horse tandem trailer, good condition, including floor. $800. Sears Cardio fit exerciser, push and pull, $125. Manual treadmill exerciser, $50. Call 406-2645691 or 231-5693. 12-II:2-I Simple System to Create Wealth! Visit www.mtlilybees. For Sale: Mobile home remodcom 406-265-4677. 12-II:6-I eled with appliance included on rented lot for sale $22,000 in Wanted to Buy: Older tractors.

Havre. 406-262-4842, Sheila.

Call 712-288-6442.

1-I:2-II

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Watch for results of the 2nd Annual PPND Donation Drive in next issue! It’s not too late to take part. Visit the Tricia’s Trader archives to learn how. www.kimmel-kreations.com.

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All advertising layouts and designs and portions of the same that are produced by Kimmel Kreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher.

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Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2011.

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All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken based upon information in an advertisement or article.

+A+3>381 >23<. </+.381 ,/09</ 79@381 98 >9 >2/ !98>+8+E= 0?>?</

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February 2, 2011..................................................................... Volume IX Issue 3.............................................................................. Tricia’s Trader 12

SUDOKU

Sudoku is a game of logic, based on a grid of 9 columns and 9 rows. This is subdivided into nine 3 x 3 squares. A completed Sudoku puzzle comprises this grid completely filled with the numbers 1 - 9 appearing exactly once in each row, column and square. Place each number from 1 - 9 once into each row, column and 3 x 3 box in the puzzle grid. SOLUTION ON PAGE 15.

3 9 1

8

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6 7 4 3 7 5 6 9 1 1 4 8 6 6 5 9 3 2 8 3 1

WORDS FROM

WENDY As you know, our very own Wendy Warburton is serving in Helena again this Legislative Session representing the people of House District 34. During her hiatus from ‘Tricia’s Trader’, she has graciously agreed to send us updates of the happenings in the capitol of this great state.

Dear Friends and Neighbors:

With a strong commitment to revitalizing Montana’s economy, Montana House and Senate leadership kicked off the 2011 legislative session by inviting businesses from across the state to a Jobs Forum Jan. 8 to inform the Legislature about laws and regulations that burden business. As a result, staff and legislators are working diligently to craft and refine bills to address their concerns.

Republican leadership has a 5-point action for the session: (1) promote jobs & natural resource development, (2) streamline government, (3) reduce & balance the budget without increasing taxes, (4) improve education, (5) restore freedoms.

Budget training sessions have educated all legislators on the budgeting process. Serious cuts will be necessary to balance the budget, and a concerted effort is underway to be thorough and fair in the appropriation

Position Opening: Federally-funded community health center seeks Chief Financial Officer. Manage a budget of $1.7 million. Responsibilities include developing and managing essential business, information and operations support systems, budget development, analysis, financial reporting to Board of Directors and numerous State and Federal agencies.

Ability to manage high level of stress and numerous deadlines essential. Integrally involved in operational and strategic planning for clinic operations and management of resources to maximize results in the most cost effective manner. Manages all supply and equipment accounts and payroll, and oversees billing and collections.

Bachelor’s degree and three years experience. Please send resume and cover letter with references and salary expectations to Karen Bradway/CEO, Sweet Medical Center, P.O. Box 309, Chinook, MT 59523 NLT March 1, 2011. 12-I:2-II Have you ever sworn an oath to uphold the U.S. Constitution?

Check out www.OathKeepers.org . 11-x

2007 2006 2007 1996 2006

process, and to involve every legislator as much as possible.

Some good bills have passed the House floor recently, including: • HB 106, 24/7 Sobriety Project for DUI offenders.

Implements the program South Dakota has enacted, reducing their DUI fatality rate with much success.

Instead of going to jail at the state’s expense, DUI offenders will report twice a day, at their own expense, to the sheriff for blood alcohol tests. In rural areas, SCRAM anklets may be used instead.

• HB 144, Revise FWP laws related to large predators.

Seasons and quotas for mountain lions and wolves are to be established that prevent prey animals from decreasing below sustainable levels.

• HJ 4, Resolution opposing designation of national monuments without state’s consent. Opposes presidential designation of any new national monument without the consent of the legislature and the governor. Passed the House with 76 out of 100 votes, 23 democrats voting against the resolution.

• HB 159, Restrict authority of FWP to regulate ammo for hunting. This bill thwarts anti-gun groups that have tried to reduce hunting by pushing to regulate ammunition such as lead shot. I co-sponsored this bill.

It passed the House with 68/31 in spite of opposition from most democrats.

These bills now go to the Senate for a vote, and if they pass the Senate, they will be sent to the governor to sign or veto. Follow the action online at www.leg.mt.gov, or www. rotundareport.com. ~Rep. Wendy Warburton, HD 34

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VICED “SER AND O!” G Y TO D A E R

February 2, 2011..................................................................... Volume IX Issue 3.............................................................................. Triciaâ&#x20AC;&#x2122;s Trader 13

February 2, 2011..................................................................... Volume IX Issue 3.............................................................................. Triciaâ&#x20AC;&#x2122;s Trader 14

Ramblings of a Conservative Cow Doctor

by Krayton Kerns, DVM, State Rep. HD 58

We hope you enjoy reading this newest feature in Triciaâ&#x20AC;&#x2122;s Trader.

You may agree, you may disagree with Dr. Kernsâ&#x20AC;&#x2122; Ramblings, but you will always have something to discuss over dinner.

The Kiss-Off

Severing any relationship is painful and country western music is filled with ballads describing the emotion.

Paul Simon captured the diversity of romantic separation with his hit song â&#x20AC;&#x153;Fifty ways to leave your loverâ&#x20AC;?. Johnny Paycheck pounded out employer / employee dissolution more directly with â&#x20AC;&#x153;Take this job and shove it.â&#x20AC;? However, making me chuckle is John Denverâ&#x20AC;&#x2122;s not-quite-a-hit song, which humorously and poetically closes with the lyrics, â&#x20AC;&#x153;Get your tongue out of my mouth â&#x20AC;&#x2DC;cause Iâ&#x20AC;&#x2122;m kissing you goodbye.â&#x20AC;? (Mr. Denverâ&#x20AC;&#x2122;s words are on You Tube and itâ&#x20AC;&#x2122;s funny.) On January 12th, the political left in Montanaâ&#x20AC;&#x2122;s 62nd legislature figuratively kissed the political right good bye. The warm and fuzzy legislative hug-fest collapsed once againâ&#x20AC;&#x201D;just as it is designed. Hereâ&#x20AC;&#x2122;s why.

The first day of every legislative session, politicians lovingly speak of bipartisanship as if the wondrous goal of our stay in Helena is a 90 day snuggle-fest. Itâ&#x20AC;&#x2122;s all part of the show. Truthfully, we are engaged in a political battle determining the fate of our republic. Marxist philosophy, â&#x20AC;&#x153;from each according to his deeds; to each according to his needsâ&#x20AC;?, is the founding principle behind the political left. Their forces contain two types of warriors; those who understand this, and those who donâ&#x20AC;&#x2122;t.

On the political right (my camp), we attack from the position it is the freedom endowed by our Creator, which has yielded this great American republic, and through liberty we will restore her to greatness. Our forces also contain warriors who know this, and those who donâ&#x20AC;&#x2122;t. It is the â&#x20AC;&#x153;who donâ&#x20AC;&#x2122;tsâ&#x20AC;? from both sides which take up space in the political middle. Very simply, each side ferociously fights to defeat the other and here is my report from the trenches on the January 12th â&#x20AC;&#x153;Battle of the Feed Billâ&#x20AC;?.

Every legislative session begins with the customary passing of House Bill 1, the â&#x20AC;&#x153;feed billâ&#x20AC;?. This funds the entire legislative branch for two years, plus start-up costs for the next session. In 2009, HB1 spent $9,143,775 and passed the House unanimously. For 2011, we will spend $8,774,520, yielding a total reduction of $369,255 or 4 percent. It passed the House 68-32 with all Democrats voting â&#x20AC;&#x153;noâ&#x20AC;? for the simple reasonâ&#x20AC;&#x201D;politics. Consider this.

Legislators receive a salary of $82.64 per session day; a figure constant for â&#x20AC;&#x2122;07, â&#x20AC;&#x2122;09 and â&#x20AC;&#x2122;11. (Article V, Section 5 of the Montana Constitution prohibits each legislature from changing its own compensation. We can neither raise nor cut our own pay.) Additionally, we receive $105.31 per day to offset living costs during our four month stay in Helena. This is adjusted every biennium by a specific formula which yielded an increase of $1.62 per day for 2011 over 2009. Do you follow?

On the benefit side, since legislators are state employees, Montana taxpayers fund our health insurance during our two-year terms and here the Democrats attacked our flank. At $733 per month, our health insurance costs raised $80.83 over the monthly cost of $652 for the previous biennium (arguably caused by Obamacare). This increase of $194,000 is the raise the Democrats referenced when politically beating us about the head and shoulders. â&#x20AC;&#x153;House Republicans vote themselves a pay raise,â&#x20AC;? tweeted the electronic headlines and I began receiving e-mails condemning me for voting myself more money. The truth remains obscurred and the House Democrats have scored the first big political victory of the session. They are formidable opponents and now lead by one.

Politics truly is a blood sport and not for the faint hearted. The tenacity with which I engage the battle does not mean I harbor any ill will or malice to advocates of the opposing ideology. They are wrong, but I donâ&#x20AC;&#x2122;t hate them for it. There is not a single Democrat legislator whom I would not relish joining my family at our Christmas dinner table because in the end we are all in this together. May God help us restore our great American republic.

Read more of Kraytonâ&#x20AC;&#x2122;s op-ed in his 350 page book, Ramblings of a Conservative Cow Doctor - a collection of published and unpublished articles written about the life of a cowboy as it pertains to Americaâ&#x20AC;&#x2122;s freedom.

Visit kraytonkerns.com to order your copy, available in softcover or hardcover signed editions.

Now! Available from Kimmel Kreations, LLC: Call 800-756-1817, ext. 101.

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Your Finest Gift Shop is open again! 3 Sisters, downtown Malta, is now open. We are on front street in Malta in our new building (formally MJâ&#x20AC;&#x2122;s).

We have baby gifts, customized baskets, â&#x20AC;&#x2DC;blingâ&#x20AC;&#x2122;, jewlery, soaps/ lotions, western decor, signs, much much more. Smoothie/ Espresso Bar coming soon !!

2-I

HARLEM LUMBER COMPANY

406-353-2511 Find us at the south end of Main.

If we donâ&#x20AC;&#x2122;t have it, we can get it!

Charlie & Kay Brekke, Owners

Bus. w/ Lvg Quarters For Sale: Blue Bear Car Wash, Havre, MT. 3 inside & 1 outside bay, 1 RV dump, 2 vacuums, 2300 sq. ft. living quarters w/ radiant floor heat. Upper floor has large bed/bath suite both w/ walk in closets, and large open area.

Main floor: kitchen w/ appliances, breakfast bar looks into lg. din. rm. Very large lvg room, one main floor bath, two rooms one for storage and the other ideal for office space. Selling for medical reasons. Appraised at $278k, asking $245,000.

Call Lance at 945-0680. 2-I Want to work in your PJs? Visit www.mtlilybees. com 265-4677.

12-II:6-I For Sale: 366 engine, like new, only 5,000 miles. Asking $2,000. Call 379-2224. 5-II(x)

February 2, 2011..................................................................... Volume IX Issue 3..............................................................................Tricia’s Trader 15

For Sale: Short Muck paddock boots, size Men’s 7.0-7.5 or Women’s 8.0-8.5. Like new, worn once. Mountain Horse brand insulated English riding boots, size 9.0 Women’s, only worn once. Call 357-3572. 1-II For Rent: Two prime retail locations available. 1800 sq. feet on busy Hwy 2.

Lots of parking, drop box, Utilities included in rent.

900 sq. feet in busy downtown.

Fun friendly location. Perfect for office or retail. For more information call 265-4876. 1-II

SUDOKU SOLUTION FROM PAGE 12

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For Sale: Black bred heifers, top quality, one raising, bangs vacc, all shots, bred to low birthweight Angus bulls, Mar. 12 calvers. 367-5577. 12-II:2-I

Blaine County Health Dept. 357-2345

February 2, 2011..................................................................... Volume IX Issue 3.............................................................................. Triciaâ&#x20AC;&#x2122;s Trader 16

CARGO CONTAINERS

Wind, water and rodent proof. â&#x20AC;˘Storage

Call for availability and prices:

â&#x20AC;˘Antique cars â&#x20AC;˘Feed â&#x20AC;˘Salt

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48 ft.

53 ft.

â&#x20AC;˘Household â&#x20AC;˘Chemicals â&#x20AC;˘Unlimited possibilities

575 Prairie Road â&#x20AC;˘ Chinook, MT 59523

(406)357-7333

Find Triciaâ&#x20AC;&#x2122;s Trader online: www.Kimmel-Kreations.com ŕŽ&#x192;Archives ŕŽ&#x192;Rates ŕŽ&#x192;Place an ad ŕŽ&#x192;Much, much more!

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2011 DODGE RAM 1500

NEW

Brake Control, Navigation, Trailer Tow Pkg. MSRP $41,460 - Drive Away Price $34,710

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ST Popular Equipment Group - 32 Gal. Tank Retail $33,500 - Drive Away Price $26,444 Includes 10% Down and Rebate

2010 DODGE CHALLENGER 1 of 500 Made MSRP $41,610 Drive Away Price $38,110

2011 RAM 3500 DUALLY

Remote Start, Bedliner, Back-up-Camera MSRP $55,440 - Drive Away Price $48,917

CERTIFIED PRE-OWNED VEHICLES 2008 DODGE RAM 1500 SLT

orthern rairie Auto Sales

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www.northernprairieauto.com

Retail $26,000 Sale Price Reduced $24,750

2007 JEEP WRANGLER SAHARA MSRP $26,875 Drive Away Price $25,500