Tricia's Trader December 18, 2013 by Tricia's Trader

December 18, 2013 Volume XI Issue 24

Postal Customer

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Don’t miss the Bull Sale Calendar! (p. 21)

Over 8,000 copies distributed all across NorthCentral Montana!

MERRY CHRISTMAS TO ALL! May all the blessings of the season be yours...

Live Hydraulics * Synchronized Arms * 2 Year Warranty Optional: Supplement Feeders * Post Hole Diggers Tool Boxes * Auxillary Hydraulics

Large Inventory of Beds Installation Available

TRIPLE T SALES

CHINOOK, MONTANA

406-357-2166

December 18, 2013................................................................ Volume XI Issue 24............................................................................... Triciaâ&#x20AC;&#x2122;s Trader 2

Malta Tire Factory is ready to help you with all your automotive repairs and tractor tire repairs. Hwy 2 West, Malta. 406-654-2120. 12-I For Sale: 2004 Arctic Cat 800 Mountain Cat Snowmobile. 1,300 miles. $2,995. Call Larry at Red's Auto-Electric (406) 265-9595. 12-II

For Sale: Lrg round alfalfa bales. 1st and 2nd cutting. Feed reports available. 406-357-3222 day or 357-2768 eve. 12-II Wanted: We Buy, Sell & Trade Gold & Silver. Havre Coin Shop & More. Appraisals, Estate Sales, Coins, Gold, Silver. 406-390-1761 220 3rd Ave - Atrium Mall Havre, MT havrecoinbuyer@ yahoo.com 406-390-1761 12-I

December 18, 2013................................................................ Volume XI Issue 24............................................................................... Tricia’s Trader 3

CONTENTS: Classifieds, Classifieds, EVERYWHERE!

Advertising Info............... 10 Bill’s Food Corner........... 19 Comic............................. 15 Comm. Spotlight............. 17 Conservative Cow Dr........ 6 Cowboy Poetry by....... next . Fred Liese......issue Dave Says.......................11 “Laugh Lines”...................11 “Money Talks” Financial Column.......................... 9 Realty Section.................. 8 Rodeo Roundup............. 15 Subscriptions.................. 10 “Things to Know”.............. 4

See pg 10 to place an ad! Classified Rates: Classified, $10 up to 8 lines $1 per line each add’l 13 lines maximum. $5 bold, $5 boxed Runs two issues.

The next issue of Tricia’s Trader will be distributed Wed.,Jan. 1, 2014. Ad Submission DEADLINE is Fri., Dec. 20th at 9am.

Apple Trees: Order bare root apple trees for Spring planting! Several to choose from, $25 per tree. Call Anderson Orchards Today! Rudyard, 406-355-4596. 12-I

FBR

Fort Benton Realty

Commercial building w/ over 2800 sq ft +/- can be anything! On Hwy Frontage on just under 1 acre. Updated building formerly a vet clinic, reception area could be one business and overhead door could be another... you decide! Situated on the edge of Fort Benton, MT just outside city limits. This deserves a look! Call for price. CULBERTSON HOUSE. Historic hotel bldg. w/ beautiful updated apt. Restored to perfection. Waiting for your special dream. Possibilities of art studio, restaurant, gift shop, B & B. Views of Missouri River & walking bridge in Historic Fort Benton, MT. $379,000. Fort Benton Commercial Opportunity . Nice automotive/tire repair building on prime corner location in central business district. Off street parking and storage located on property. Sale is subject to a current lease tenant. Call for more details. $145,000 TETON RIVER RANCH: 268 acres North of Dutton along Teton River and along west side of Interstate 15. Dry cropland, grass/pasture, treed bottoms with good habitat for game birds & deer. $550,000 (splitting property may be possible). Call Mark 406-788-9280• www.fbrealty.com

www.fbrealty.com 1426 Front Street, Fort Benton, MT (800)406-0946

December 18, 2013............................................................... Volume XI Issue 24...............................................................................Tricia’s Trader 4

THINGS TO KNOW: Through Dec. 21: NORTH POLE ADVENTURE, Lewistown. Ride to the North Pole with Santa. A fun filled trip to the North Pole to see Santa Clause with Christmas carols and games. Advanced ticket purchases required, 406535-5436. Dec. 31, Tue.: NEW YEAR’S EVE GALA EVENT, Fort Benton. Stay out and celebrate the town and the New Year. For details, call the Grand Union Hotel, 888-838-1882, room/dinner packages available. Dec. 31, Tue.: NEW YEAR’S EVE PARTY, Chinook Senior Center, 7:30pm. Music, cards and fun! Potluck Munchies. Jan. 7 & 14, Tues.: Tri-County Area HOME BUYER EDUC CLASS, ,5-9 p.m., USDA Building, Shelby, MT. Fee $25. Call (406)434-9161x111 to preregister and for more information. For Sale: 1997 Arctic Cat 3 cyl 600 snowmobile, 2 place covered snowmobile trailer, 8 ft hydrostat snow rotary plow, Cushman trackster with 6 ft blade. Cut Bank. 406-873-4780, 406-450-4760. 12-II

Wanted: Coyotes! Skinned or unskinned, also Badgers, Raccoons, Lynx cats, & other furs. Will be in your area in Dec., & Jan. Call for times & places. Rollman’s Furs. Also hiring Skinners! (406) 494-8463. 12-II

We Buy Antiques! One item or a household, give us a call! Virgelle Mercantile. 1-800-4262926 or 378-3110. 11-II:1-I The Swap Shop: Pawn Broker that carries a great variety of things, kitchen tables, guns, games, hand and power tools, T.V.'s too much to mention it all. Come check out our selection at 121 Anaconda Street, Wolf Point, Mt. 406-653-1410. 12-I

Economical And Valuable Christmas Presents: Lay Away? Your pleasure is our satisfaction. Many saddles, guitars, amps, jewelry or firearms available. Electronic games, computers, iPads, and tools. Leon's Buy & Sell, 720 1st St., Havre. 265-3342 12-I

3 Sisters at 101 S. 1st St. E. in Malta has something for everyone! Now selling doTerra oils. Come shop the little store on the corner with a big selection. 406-654-2529. 10-I:12-II

Hay For Sale: 4x4x8 square bales, $60/ton, delivery available. Also, Hesston 4870 big square bale processor for sale $3,250. Please call 406262-4155 Chester, MT. 12-I

December 18, 2013............................................................... Volume XI Issue 24............................................................................... Tricia’s Trader 5 Photo courtesy Meryl Rygg McKenna, Lewistown News-Argus.

COWBOY POETRY BY H. FRED LIESE Fred Liese makes his home at the edge of Black Coulee near Turner, Montana. Raised on the Big Flat, he finds plenty of “inspiration” in the people and things around him every day, and Fred’s brand of entertainment has earned him a large following throughout the US and Canada.

A SCORE AND FOUR In Montana December, it’s well you should know Why the cars go so slow and the walkers so fast, Why the heat, overnight, in your cabin won’t last Now our Indian Summer is finally past, When it’s twenty (and four more) below.

Please enjoy this guest submission from Mr. D.W. Mailand of Harlem, Montana.

Don’t say “Got up and went” took your “Get up and go”. Just go do outdoor chores as you know that you should. You are free to complain, but it won’t do much good So you might think to fetch one more armload of wood For it’s twenty (and four more) below. Blame the weather forecaster, that wise So-and-So, When the hinge on your screendoor protests with a scream And you’re sure “Global Warming” is somebody’s dream Although everyone out there is letting off steam, It’s still twenty (and four more) below. But our winter just started, with four months to go, So enjoy how our world has gone muffled and still. Don’t mind frost under the door and around windowsill. When you think minus twenty is serious chill, Well, old-timers certainly want you to know that, With and without the winds that blow, and Not so many years ago It’s been fifty (and counting) below. ~D.W. Mailand for “Tricia’s Trader” ©2013

For Sale: RARE KNIVES Large Selection RUANA CASE XX ~ SCHRADE Hard - to - find USA-made Old Timer & Uncle Henry Knife/Scissor Sharpening Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~ 11-I:2-II#2

December 18, 2013................................................................ Volume XI Issue 24............................................................................... Tricia’s Trader 6

Ramblings of a Conservative Cow Doctor by Krayton Kerns, DVM, State Rep. HD 58

Cow Doctor Myth Busters

The garage thermometer read 22 degrees below zero when the trophy wife and yours truly sprinted into the darkness for our early morning run. With the shortest day of the year a couple weeks away, we will be home eating breakfast before the sun peeks over the horizon. This frigid time of year separates real runners from pretenders who wear spandex in public just to embarrass their children. Contrary to the conventional wisdom about freezing your lungs by running in below zero temperatures, here is an adaptation of an old saying which busts the myth: “Each morning when the cold winter sun rises over the eastern plains of Montana, the coyote knows it must run faster than the slowest rabbit or it will starve. Likewise, when the sun comes up the rabbit knows it must run faster than the fastest coyote or it will be eaten. The moral to the story being it does not matter whether you are a coyote or a rabbit, when the sun comes up you had better be running.” Nowhere in the adage does it mention either the coyote or

the bunny freezing their lungs because it does not happen. This falsehood is as widespread as the myth knee arthritis is caused by running. If I were truly immune to public opinion, I would reveal the most common cause of acquired osteoarthritis, but I am not, so I won’t. Now, I’ll jump to my next myth. It is probably just a coincidence, but this May after finishing Montana’s 63rd Legislative Session, digging a new hole for my outhouse was at the top of my to-do list. Reseating the outhouse is not as romantic as it sounds, so digging a deep hole extends the time before you have to do it again. Business consultants call this long-range planning. My enthusiasm disappeared after four feet of chipping at the hard, dry clay; an oddity for springtime in Montana. Had I waited and dug my outhouse in September, one of the wettest on record, I could have passed through the six foot mark and still been in wet clay so soft you could dig it with a spoon. Unfortunately, you will need a knife or fork to scrape gumbo off your spoon,

so there is never an easy time to re-set a Montana outhouse. Because my two-holer uses no water or electricity, nonsensical climate change alarmists would consider it a green appliance; something I can use without worrying about the size of my carbon foot print. While hammering at the dried gumbo with my post bar I thought how Al Gore would blame these desert conditions on man caused global warming which can only be reversed by taking money from those who have earned it and giving it to those who have not, less a small handling fee for the ruling class. Why do people believe this leftist crap? This wealth redistribution myth, euphemistically called a carbon tax, cannot be busted using logic because followers of this state sponsored religion are immune to scientific fact. Instead, they feel things. ccept their ideology, and the government will use tax policy to make every day “feel” like the perfect day to dig a new hole for your outhouse.

Radio Shack in Malta is now your local Triangle Mobile cell phone dealer. Call 406-6543639 with any questions. 12-II

Speedy's Backhoe Service -N- More. Cheapest backhoe in town. Call Ed or Joseph at 406-357-3877 or 406-9451979 (Chinook). 7-II:1-I

December 18, 2013................................................................ Volume XI Issue 24............................................................................... Tricia’s Trader 7

Filter Services: For all of your air filter and water filter cleaning services call Flawless Filters. Servicing North Central Montana with a complete line of Baldwin Filters. 406-3763106, 406-799-4580 (cell) or email us at flawlessfilters@ mtintouch.net 12-I

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Public Drug and Camera Shop

New Location→324 Central Ave, Great Falls, MT (406)453-1497 • Open Mon-Fri:9-6 • Sat:9-4 • Closed Sundays

For Sale: INDIAN BLANKETS & ARTWORK Sweetgrass ~ Sage ~ Furs Buckskin ~ Saddles USA Old Timer Knives Knife/Scissor Sharpening, Custom Framing, Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~ 11-I:2-II#1

Kirkwood Funeral Home 654-1132

Serving Northern MT from Malta

Western Styles Salon: Come on in for hair, nails and tanning. We carry Iso, Matrix, Hempz, Paul Mitchell, Kenra, tea tree, Crew, Joico, and China Glaze products. Malta, Mt. 406-654-2072. 12-II For Sale: 2012 Arctic Cat Bearcat Snowmobile, no miles, $6,995. Call Larry at Redâ&#x20AC;&#x2122;s Auto Electric (406) 265-9595. 12-I For Sale: Double bull archery blind, $325. (Reg. $400). Call John at JR's Tackle Shop 406-353-4850. 9-II:12-I

Woodstove For Sale: Blaze King fireplace insert, large vol. $450; will trade for stand-alone woodstove, old farmstead relics, books. See River Break Basecamp downtown Fort Benton, or call Tom @ 406-564-3326. 12-I

Hay for Sale: Approx. 150 ton alfalfa round bales, no rain. Located near Malta. Call 390-6364 or 390-0065. 12-I Vehicle Repair: If you have dents or need a new paint job, we can make your vehicle look like new. Come see us at Hi-Line Collision Repair Center, 740 2nd. Ave S. Glasgow, MT or give us a call at 406-228-2433. 12-II

December 18, 2013................................................................ Volume XI Issue 24............................................................................... Tricia’s Trader 9

Money Talks

Complements of Greg Dugdale Raymond James Financial Services, Inc. Havre, Montana

TOP YEAR-END INVESTMENT TIPS

For Sale: 2004 Flexi-Coil 67XL sprayer, 1,500 gallon tank, 124 foot booms, Autorate, hydraulic unfold tandem wheels on tank. Very good condition. 406-263-4320. 12-I

Parts: Krause parts, Westfield, Hardi, Westgo, Alloway parts at Power Motors, Fort Benton. George 7997459. Plan ahead. 12-II

Just what you need, right? One more time-consuming task to be taken care of between now and the end of the year. But taking a little time out from the holiday chores to make some strategic saving and investing decisions before December 31 can affect not only your long-term ability to meet your financial goals but also the amount of taxes you’ll owe next April. Look at the forest, not just the trees The first step in your year-end investment planning process should be a review of your overall portfolio. That review can tell you whether you need to rebalance. If one type of investment has done well--for example, large-cap stocks--it might now represent a greater percentage of your portfolio than you originally intended. To rebalance, you would sell some of that asset class and use that money to buy other types of investments to bring your overall allocation back to an appropriate balance. Your overall review should also help you decide whether that rebalancing should be done before or after December 31 for tax reasons. Also, make sure your asset allocation is still appropriate for your time horizon and goals. You might consider being a bit more aggressive if you’re not meeting your financial targets, or more conservative if you’re getting closer to retirement. If you want greater diversification, you might consider adding an asset class that tends to react to market conditions differently than your existing investments do. Or you might look into an investment that you have avoided in the past because of its high valuation if it’s now selling at a more attractive price. Diversification and asset allocation don’t guarantee a profit or insure against a possible loss, of course, but they’re worth reviewing at least once a year. Know when to hold ‘em When contemplating a change in your portfolio, don’t forget to consider how long you’ve owned each investment. Assets held for a year or less generate short-term capital gains, which are taxed as ordinary income. Depending on your tax bracket, your ordinary income tax rate could be much higher than the long-term capital gains rate, which applies to the sale of assets held for more than a year. For example, as of tax year 2013, the top marginal tax rate is 39.6%, which applies to any annual taxable income over $400,000 ($450,000 for married individuals filing jointly). By contrast, the long-term capital gains rate owed by taxpayers in the 39.6% tax bracket is 20%. For most investors--those in tax brackets between 25% and 35%--long-term capital gains are taxed at 15%; taxpayers in the lowest tax brackets--15% or less--are taxed at 0% on any long-term capital gains. (Long-term gains on collectibles are different; those are taxed at 28%.) Your holding period can also affect the treatment of qualified stock dividends, which are taxed at the more favorable long-term capital gains rates. You must have held the stock at least 61 days within the 121-day period that starts 60 days before the stock’s ex-dividend date; preferred stock must be held for 91 days within a 181-day window. The lower rate also depends on when and whether your shares were hedged or optioned. Make lemonade from lemons Now is the time to consider the tax consequences of any capital gains or losses you’ve experienced this year. Though tax considerations shouldn’t be the primary driver of your investing decisions, there are steps you can take before the end of the year to minimize any tax impact of your investing decisions. If you have realized capital gains from selling securities at a profit (congratulations!) and you have no tax losses carried forward from previous years, you can sell losing positions to avoid being taxed on some or all of those gains. Any losses over and above the amount of your gains can be used to offset up to $3,000 of ordinary income ($1,500 for a married person filing separately) or carried forward to reduce your taxes in future years. Selling losing positions for the tax benefit they will provide next April is a common financial practice known as “harvesting your losses.” Example: You sold stock in ABC company this year for $2,500 more than you paid when you bought it four years ago. You decide to sell the XYZ stock that

you bought six years ago because it seems unlikely to regain the $20,000 you paid for it. You sell your XYZ shares at a $7,000 loss. You offset your $2,500 capital gain, offset $3,000 of ordinary income tax this year, and carry forward the remaining $1,500 to be applied in future tax years. Time any trades appropriately If you’re selling to harvest losses in a stock or mutual fund and intend to repurchase the same security, make sure you wait at least 31 days before buying it again. Otherwise, the trade is considered a “wash sale,” and the tax loss will be disallowed. The wash sale rule also applies if you buy an option on the stock, sell it short, or buy it through your spouse within 30 days before or after the sale. If you have unrealized losses that you want to capture but still believe in a specific investment, there are a couple of strategies you might think about. If you want to sell but don’t want to be out of the market for even a short period, you could sell your position at a loss, then buy a similar exchange-traded fund (ETF) that invests in the same asset class or industry. Or you could double your holdings, then sell your original shares at a loss after 31 days. You’d end up with the same position, but would have captured the tax loss. If you’re buying a mutual fund in a taxable account, find out when it will distribute any dividends or capital gains. Consider delaying your purchase until after that date, which often is near year-end. If you buy just before the distribution, you’ll owe taxes this year on that money, even if your own shares haven’t appreciated. And if you plan to sell a fund anyway, you may minimize taxes by selling before the distribution date. Note: Before buying a mutual fund, don’t forget to consider carefully its investment objectives, risks, fees, and expenses, which can be found in the prospectus available from the fund. Read the prospectus carefully before investing. Know where to hold ‘em Think about which investments make sense to hold in a tax-advantaged account and which might be better for taxable accounts. For example, it’s generally not a good idea to hold tax-free investments, such as municipal bonds, in a tax-deferred account (e.g., a 401(k), IRA, or SEP). Doing so provides no additional tax advantage to compensate you for tax-free investments’ typically lower returns. And doing so generally turns that tax-free income into income into income that’s taxable at ordinary income tax rates when you withdraw it from the retirement account. Similarly, if you have mutual funds that trade actively and therefore generate a lot of short-term capital gains, it may make sense to hold them in a tax-advantaged account to defer taxes on those gains, which can occur even if the fund itself has a loss. Finally, when deciding where to hold specific investments, keep in mind that distributions from a tax-deferred retirement plan don’t qualify for the lower tax rate on capital gains and dividends. Be selective about selling shares If you own a stock, fund, or ETF and decide to unload some shares, you may be able to maximize your tax advantage. For a mutual fund, the most common way to calculate cost basis is to use the average cost per share. However, you can also request that specific shares be sold--for example, those bought at a certain price. Which shares you choose depends on whether you want to book capital losses to offset gains, or keep gains to a minimum to reduce the tax bite. (This only applies to shares held in a taxable account.) Be aware that you must use the same method when you sell the rest of those shares. Example: You have invested periodically in a stock for five years, paying various prices, and now want to sell some shares. To minimize the capital gains tax you’ll pay on them, you could decide to sell the least profitable shares, perhaps those that were only slightly lower when purchased. Or if you wanted losses to offset capital gains, you could specify shares bought above the current price.

This information, developed by an independent third party, has been obtained from sources considered to be reliable, but Raymond James Financial Services, Inc. does not guarantee that the foregoing material is accurate or complete. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results. Raymond James Financial Services, Inc. does not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other government agency, are not deposits or obligations of the ﬁnancial institution, are not guaranteed by the ﬁnancial institution, and are subject to risks, including the possible loss of principal. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.

For Sale: '78 El Dorado. Good shape, runs well, $1,000 OBO; '68 Cadillac 4 dr Sedan DeVille, $1,000 OBO. '68 Ford F-150 4 speed 4x4, $995 OBO. '70 Pontiac Bonneville 57k miles $7,000 OBO; '87 Lincoln 6dr. Limo some body damage 75,000 miles $3,500 OBO. Call 406-654-7794. 11-II:1-II

The Closet: A great place to shop if looking for that super deal. We carry new and consignment items. New inventory added daily. Open late nights during the holidays and open during the day Tues.-Fri., 10am-5:30pm; Sat. 10am-3pm. 174 S. 1st Ave., Malta. 12-II

December 18, 2013............................................................... Volume XI Issue 24.............................................................................Tricia’s Trader 10 2000 Country Club Road * Turner, MT 59542 Phone 800-756-1817 Email: office@kimmel-kreations.com www.TriciasTrader.com FAX: 888-796-8498

“Tricia’s Trader” is Published by:

LLC

Advertisers’ Advocates

Contact one of our to place an advertisement, or contact Kimmel Kreations directly at the address above.

Tricia’s Trader IS PROUD TO SERVE THESE MONTANA TOWNS: EASTERN REGION: Welcome Jamie Jones to the Tricia’s Trader team! Jamie is happy to help you if you live in one of these counties: VALLEY PHILLIPS DANIELS ROOSEVELT SHERIDAN RICHLAND Jamie Jones 800-756-1817 x104 406-390-6386 (c) Email: east@triciastrader.com

CENTRAL REGION: Wendy is ready to serve you if you live in one of these counties:

WESTERN REGION: Laurie looks forward to serving you if you live in the following counties:

HILL BLAINE PETROLEUM FERGUS JUDITH BASIN

CASCADE LIBERTY CHOUTEAU

Wendy Warburton 800-756-1817 x102 406-262-3185 (c) Email: central@triciastrader. com

Laurie Harvey 800-756-1817 x105 406-672-9145 (c) Email: adsales@triciastrader. com

SOCIAL MEDIA & ADVOCATE AT LARGE: Amy Skryja 800-756-1817 x103 406-450-2588 (c) Email: west@triciastrader.com

Owner, Tricia Kimmel 800-756-1817 x101

Town: Joplin Inverness Rudyard Hingham Gildford Kremlin Fort Benton Loma Big Sandy Havre Chinook Harlem Fort Belknap Turner Zortman Roy Dodson Malta Loring Whitewater Saco Hinsdale

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The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or warranties made in such advertising are those of the advertisers and not the publisher. Every effort is made by Kimmel Kreations, LLC to never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse, reject or cancel any advertisement at any time. The publisher is not liable to any advertiser herein for any misprints in advertising not the fault of the publisher, and in such an event, the limit of the publisher’s liability shall be the amount of the publisher’s charge for such advertising. All advertising for the sale, rental, financing, insurance and appraisal of residential real estate are subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or an intention to make any such preference, limitation or discrimination. Kimmel Kreations, LLC will not knowingly accept any advertising which is in violation of this law. All advertising layouts and designs and portions of the same that are produced by Kimmel Kreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher. “Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2013. NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken based upon information in an advertisement or article.

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The cost for a classified advertisement, up to 8 lines is $10 per 2 issues, and $1 per line over 8 lines for a MAXIMUM ad length of 13 lines. Add $5 per 2 issues for a box outline, and/or $5 per 2 issues for bold text other than the heading. The following specials apply for multiple classified ads: Place 3 classifieds or more in the same issue and get a 15% discount. Or run the same classified ad in every issue for a year for $100 (includes 4 issues free), or for six months for $50 (includes 2 issues free). Pictures/graphics may only be included in display ads. To place a classified, just fill out the form on this page and mail it to: Tricia’s Trader, 2000 Country Club Road, Turner, MT 59542. Or complete the form online at www.triciastrader.com. Please contact your Advertiser’s Advocate listed above to inquire about display advertising or to request a current rate chart. Display ads can be any dimension in 2” wide increments up to 10” wide by 10” high (full page). Display ad design is available for $5 per full design or edit. Ask your Ad Rep about design fee waivers, specials, and package rates. Your Advocate can work with you to develop a marketing strategy that’s effective, and determine the size and design that you need to get the most out of your advertising budget for your unique situation.

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December 18, 2013............................................................... Volume XI Issue 24............................................................................. Tricia’s Trader 11

DAVE SAYS: THE STRANGE CHRISTMAS SCENE In a small southern town there was a “Nativity Scene” that showed great skill and talent had gone into creating it. One small feature bothered me. The three wise men were wearing firemen’s helmets. Totally unable to come up with a reason or explanation, I left. At a “Quik Stop” on the edge of town, I asked the lady behind the counter about the helmets. She exploded into a rage, yelling at me, “You stupid Yankees never do read the Bible!” I assured her that I did, but simply couldn’t recall anything about firemen in the Bible. She jerked her Bible from behind the counter and ruffled through some pages, and finally jabbed her finger at a passage. Sticking it in my face she said “See, it says right here, ‘The three wise man came from afar.’”

Restaurant for Sale: Old Town Grill, Hwy 2, Wolf Point Mt. Call Linda 406-650-3321 or Jim 653-2742. Price negotiable and financing available. 10-I:12-II

Who Is Dave Ramsey?

Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others. * Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. The Dave Ramsey Show is heard by more than 5 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

DEAR DAVE,

I’m in the military, and my wife and I have $13,000 in the bank along with $35,000 in a Roth IRA. We also have no debt, and we put $3,500 into our savings account each month. Our new baby is due to arrive in January, so do you think this would be a good time to buy our first home? ~Tom Dear Tom, Based on the market alone, it’s a great time to buy a house. Interest rates are fantastic, and prices are recovering but still buyer-friendly. However, considering your wife’s delivery date and the fact that it takes a while to find and complete the process of buying a home, I think I’d wait on this. Moving is stressful enough under normal circumstances, but combining that with a pregnancy could shoot your wife’s stress levels into the stratosphere. I really don’t think you want to do that to her. And speaking as an old married guy, it’s something you don’t want to experience, either. Another thing to consider is if there’s a good chance you’ll be reassigned in the next four or five years. We work with the military a lot, and that means we see people who buy, and get stuck with, homes all over the country. These places usually become rental homes because they don’t sell quickly. And this is a situation you want to avoid because being a long-distance landlord is a real pain. If everything falls into place, you could easily have enough set aside for a big down payment a few months after the baby arrives. At that point, things will feel a little more settled. I know the temptation is great right now to move into a place you can call your own, but you want buying a home to be a blessing, not a curse. Take a little more time, and see how things feel career- and family-wise in a few months. That’s my advice. ~Dave Prewett Interiors: ~YOUR HOME STORE~ "We sell Awesome stuff!"... Decor & Gifts, too. (406)228-9844 41prewett.int@nemont.net. 41 First St. N., Glasgow, MT 59230 HOURS: M-F 8:30-5:30 12-II

Milk River Co-op in Malta and Chinook have a wide variety of Muck Boots in stock. Great gift for anyone. Malta 6542022; Chinook 357-2280 12-I

For Sale: 2010 Chevy Malibu LTZ, 2.4 L engine 6spd auto transmission, steering wheel manual tap shifters, Bose Stereo, Leather interior, moonroof, spoiler, grey metallic in color, dual pwr, stored indoors 23,800 miles $17,000, OBO. Call 406-2634320 or leave message. 12-II C&J Spraying, LLC is now booking 2014 crop acres. Call Chet at 406-390-3582 or Jess at 674-5223. 10-I:3-I For Sale: Beery's Land and Livestock has Hereford Bulls for sale. 2 year olds and yearlings. Also bred heifers: Baldies and Angus. Calving date March 10th, all AI'd and ultrasounded with calving date and sex. Call Matt, 406-979-5720. 12-II

Win A Shotgun - Support Freedom! Enter to win Mossberg Flex 500 Hunting 12ga. Shotgun. Realtree Advtge. Max 4. Accuset choke tubes. 20â&#x20AC;? vent ribs. Synthetic coyote tan camo flex stock. Tickets $5 ea.or 5/$20. Drawing Dec. 7th. Spons. by Blaine Co. Republicans. Contact Wendy for tickets, 406.262.3185. Proceeds support electing cons. Rep.candidates in MT. 12-I For Sale: 1,368+/- sq.ft. mobile home on a large lot in Malta with 3 bedrooms and 2 baths. Includes a range, refrigerator, dishwasher, washer and dryer. Asking $48,000 (119JF6) 406-654-2273 missouririverrealty.com 12-I Hay For Sale: 400 ton Alfalfagrass hay, Round Bales, Poly twine. Bales weigh between 1300-1500#, RFV value 111, % Protein 12.3, $70/ton, July 2013 cutting. Call cell 402-2028930, Wolf Point, MT. 12-I For Sale: 1,944+/-sq.ft. 1986 double wide mobile home on a 8,400sq.ft. lot in Saco. 3 bdrm, 2 baths with a heated addition and a large front deck. Recently painted. Asking $59,500 (143NR6) 406-654-2273 missouririverrealty.com 12-II For Sale: Two bedroom one bath very well maintained smaller home in a nice neighborhood of Harlem. Near the library and downtown and includes an oversized single attached garage. Reduced! $39,500 (144MJ6) 406-654-2273 missouririverrealty.com 12-II For Sale: Used oilfield pipe, rods, cable & guard rail. New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free- 866-683-7299 or 406453-7299 BIG SKY PIPE AND DESIGN, Great Falls. Call TODAY and Ask for our free catalog. VISIT US ONLINE http://bigskypipeandsupply. com/html/ 4-II:12-II

For Sale: Pool Table, Prof. size, near perfect shape, Felt near new shape, No money slot, 7 cues, $700. Bring help to load. Electric Lowrey Organ w/ learner's books. Bring help to load. Amplifer w\15" speaker, Sunn Concert bass amplifer Model L115RH, $200. Dick Tilleman 406-357-3412, tilldirt@itstriangle.com. 12-I

Brought to you by:

Real Estate: Check out this weeks ad on page 3 to see our latest listings. You can also see up to date information at fbrealty.com or stop by our office Fort Benton Realty, 1426 Front Street, Fort Benton, MT (800)406-0946. 12-II Blades Hair, Nail And Day Spa: Take advantage of our Winter Special. 20 tans for $50, saving you $20. Buy 4 one hour massages for $150, saving you $12.50 a massage. Book a pedicure and get $5 off coupon for next one. Located at 4 S. 1st St. W. in Malta, 654-5585. 10-I:12-II Stretch's Pizza in Malta has the variety of great tasting food to make everyone happy. Our banquet room is available for any occasion, and for those people that have everything we have gift cards. 140. S. 1 E., Malta. 406-654-1229. 12-II Season's Greetings from the crew at J.R.'s Party Store. Our holiday gift packs have arrived so come check us out and let us serve you this holiday season. We are located at 98 Highway 2 East (across from John Deere) in Glasgow. 12-II

December 18, 2013................................................................ Volume XI Issue 24............................................................................. Tricia’s Trader 17

For Sale: Two 80’x140’ residential building lots on the edge of town adjacent to the Phillips Co. Hospital. Paved road access and utilities are nearby. Asking $17,500 each (103PCH6 / 104PCH6) 406-654-2273 missouririverrealty.com 12-I

Now Buying: All Kinds of Raw Fur, skinned or unskinned. Coyotes--Red Fox--Badgers--Raccoons-Muskrats--Bobcats. Thunder Mountain Fur Co., Larry DiLulo. 12610 Paradise Valley Rd., Chinook, MT. (406) 357-2894. 12-II:3-I Guitars of Montana. Band & Orchestra Rentals/ Sales - Educator approved instruments. American Guild guitars. Bluegrass. Ukuleles. BOSS effects. Special orders welcome. We ship! #2 5th Street South, downtown Great Falls, 406-453-4998 or call Bing at 1-877-566-2224. www. guitarsofmontana.com. 8-I:1-II

For Rent: Independent Living for adults 62+ or disabled. HUD subsidy available if qualified. Stop by or call Today!!! Sweet Grass Lodge, 511 First Street West, Chester, MT 59522. 406-759-5400. MTRS Relay: Dial 711 ***Equal Housing Opportunity***Handicapped Accessible. 8-I:1-II

SEUBERT

Farm w Crop w Hail

INSURANCE, INC.

Auto w Home w Life

Our company has great hail rates and quick binding authority for your crops! 234 Front Street l P.O. Box 902 l Shelby, Montana 59474 406-434-5211 l 1-800-585-5212

Russ Seubert, Agent 406-434-5506 - Home

December 18, 2013............................................................... Volume XI Issue 24............................................................................. Tricia’s Trader 19

Bill’s

Food Corner

Dig right in to our newest regular guest column! Bill Hake invites you to test his recipes and his theories and tell us what you think. And he takes “requests”!



Some fond memories from my younger days (that was a long, long time ago) were the Taffy pulling parties we always had around the Thanksgiving and Christmas holidays. We kids didn’t get in on the cooking, as someone’s Mom would cook up the sugar blobs for us, but we were needed to pull the taffy as it was more than a one person job. Besides having a lot of fun pulling the Taffy, which occasionally required a stern reminder that young gentlemen didn’t act that way, we knew we would all go home with some Taffy. Overall, it was a great experience that I hope all kids could get to enjoy. I will include several Taffy recipes here and remind you that experimenting with flavors, temperatures and timing will be required to perfect your Taffy-making skills. It seems that elevation, humidity, and even the type of sugar you use makes a difference.

Salt Water Taffy 1 cup sugar 1 Tbsp. cornstarch 2/3 cup white corn syrup 1 Tbsp. butter ½ cup water ¼ tsp. salt ½ tsp. flavoring extract of your choice (vanilla, almond, peppermint, etc.) Few drops food coloring (optional) In a heavy bottom 2 quart sauce pan add all ingredients except flavoring and food coloring. Cook over medium heat until mixture reaches 260 degrees. Remove from heat and stir in the flavoring and food coloring if using. Pour into a cooled and buttered casserole dish and let cool until it can be handled. If you can cool your dish it will help shorten your time to pull the taffy. Butter your hands and pull the taffy, double it back on itself and continue to pull until it is light in color and firm enough to hold its shape. Stretch it into a roll about 1 inch thick and cut into chunks with kitchen shears, then wrap in wax paper. It is a good idea to have help with the pulling and wrapping. Molasses Taffy 1 Tbsp. butter 1 cup dark molasses 1 Tbsp. water ½ cup sugar ¼ tsp. soda Add all ingredients except soda to sauce pan and cook over medium heat, stirring until it reaches 260 degrees. Remove from heat and stir in soda; pour into buttered and cooled casserole dish and cool until it can be handled and with buttered hands. As per first recipe, butter your hands and pull the taffy, double it back on itself and continue to pull until it is light in color and firm enough to hold its shape. Stretch it into a roll about 1 inch thick and cut into chunks with kitchen shears, then wrap in wax paper. Before you try your taffy it would be a good idea to go on the internet and Google Salt Water Taffy recipes. Then open www.cupcakeproject.com for pictures and full instructions. Also, www.justgetoffyourbuttandbake.com/ has good pictures, and you will find lots of recipes there.

For Sale: Sold JD 346 baler, have small square bale equipment for sale. Rotary windrow inverter rake, bale elevator and Agratec stooker. 406-768-5800. 12-II

WINO STUFF SHADOWBOXES BARNWOOD Frames CARPET REMNANTS Laminate FLOOR $1.99 s.f. Personalized METAL SIGNS Bathroom, Kitchen, & Closet ORGANIZERS

All Seasons Home Center: Larson Storm doors are 10% off until January 1, 2014 some stores may be special order. All Seasons Home Center 406228-8288, or stop by 729 2nd Ave S., Glasgow, MT 10-I:3:II

For Rent: 2 bedroom 1 bath house in Zortman, MT. Fully furnished and references are required. Call 406-673-3304. 12-II

Date

Thu. Feb. 13 1pm

Sale info.

WITTKOPP ANGUS BULL SALE at Glasgow Stockyards Glasgow, MT Home 406-485-3552, Cell 974-3552

Wed. BULLS OF THE BIG SKY Feb. 17 at Billings Livestock Commision 1pm Billings, MT Simmental, Angus and SimAngus www.bullsofthebigsky.com Wed. MASTER ANGUS Mar. 26 at Bear Paw Livestock 1pm Chinook, MT 406-357-2265 or 680-7483 www.masterangus.com Thu. NORTHERN PREMIER ANGUS Apr. 10 at Bear Paw Livestock Chinook, MT 406-262-2347 Wed. SHIPWHEEL CATTLE Dec. 2014 at the Clear Cleek Ranch Chinook, MT 406-357-2492 www.ShipwheelCattle.com Keep watching this section for upcoming Sales!

Wanted: Farm or Ranch Units to List & Sell! We have pre-qualified buyers ready to purchase. Please contact Janis Flynn Pyrak @ 406.265.7845. 12-I Looking For? A duarable long lasting balebed, flatbed, bale handler, carry all. Call Smith's Repair, 954-2564, your local Krogmann dealer, located in Roy and Malta. Manufacturing the best quality since 1989. 12-I Pay Less: Why pay $400 for an electronic game call when you can get one for $85 including shipping. How about a game camera for $65? How about a web camera to look at your fields, water tanks, barn? Visit www. moosedriver.com. 11-I:4-II

Triciaâ&#x20AC;&#x2122;s Trader . . . The Best-Read Trader from the Mountains to the Plains!

December 18, 2013

For Sale: One-Owner 2013 Subaru Legacy Outback R Limited. AWD. 6-cyl, wagon, 5D. Low miles. Nice! Call Duane Sparks Chevrolet, (406)535-3455. 12-I

For Sale: Hesston 8110S swather w/16' hay header & 25' draper head. Contact Larry at Rainbow Irrigation (406) 357-2211 or rainbowsales@ mtintouch.net. 12-I