May 6, 2015

May 6, 2015 Volume XIII Issue 9

PRSRT STD

Postal Customer

$10.00 s!

Classified

FREE-E! TAKE ON

I N SID E: 

This issue’s AG SERIES:

ONE MONTANA, p. 14 Coming May 20th...

800-756-1817 w w w . T r i c i a s T r a d e r . c o m

MOTORHEADS ISSUE! Over 7,000 copies distributed all across NorthCentral Montana!

Come to Bob’s Greenhouse in Havre for something special for M om ! C oupon on page 3.

Aaniiih Nakoda College SUMMER COURSES

Summer courses are offered with tuition and fees waived: student registers; student attends all classes; and satisfactorily completes the course. If student fails the course or fails to attend then the tuition and fee waiver is revoked and the student will owe.

Students pay for class books.

Personal Finance, Indianpreneurship, Interpersonal Communications/Human Relations, College Writing, College Algebra, Welding Theory, Mig and Tig Welding, Welding Technical Math, Astronomy & Lab, American Government, Special Topics/ Praxis Preparation Contact: Dixie Brockie, Registrar: 406‐353‐2607

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................... Tricia’s Trader 2

For Sale: Seeburg 100 Selecto-Matic jukebox; pea green swivel rocking chair, 3 tanning beds Silver Solarium brand, $500 ea.,1902 Amish encl. 2 seat carriage $6,000. Call 406390-3496 or 676-8072. 5-I For Sale: Open Range Concepts is your local dealer for Dandi Carports, RV Covers, and Greenhouses. Made in Montana out of premium materials and engineered to withstand Montana's harsh weather conditions. Call for your free quote! 406-262-7811 4-II Stretch's Pizza in Malta has the variety of great tasting food to make everyone happy.

Our banquet room is available for any occasion, and we also have gift cards. 140. S. 1 E. Malta, 406-654-1229 4-II Amazon Shoppers: Did you know Amazon will donate a portion of your purchase to the Big Flat Community Grain Bin, Inc.? Visit www. smile.amazon.com. Purchases MUST be made through Amazon Smile to qualify. x

For Sale: 2004 Lance, 9.6 ft camper w/ slide out, loaded, luxury. Also, 1999 Chev. 1T, 4dr, 454, setup for camper, loaded. Call 406357-4233, Chinook.

5-I

For Sale: 2011 Kawasaki Teryx side by side, automatic transmission, 1/2 windshield and full windshield, top, winch, run through shop, 3,700 miles. $8,150. Call 406278-7853. Ask for Kurt. 4-II

Western Dressage Clinic: June 27 - 28 Havre Hill County Fairgrounds Big Barn. Day 1 - Group instruction. Day 2 Individual lessons and practice show. $175 Participants. $15 Audit. To register: www.LaurenSandsHorses. com/events (scroll down to Havre clinic).

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May 6, 2015............................................................................ Volume XIII Issue 9............................................................................... Tricia’s Trader 3

CONTENTS:

Classifieds, Classifieds!

Advertising Info............... 10 Ag Series........................ 14 Bull Sale Calendar............ 8 Comic..............................11 Conserv. Cow Dr............. 17 Dave Says........................ 9 Dining Guide.........next time Laugh Lines.....................11 Market Report................... 7 Realty Section.................. 6 Senior Ctr Menus............ 19 Subscriptions.................. 10 “Things to Know”.............. 4

See pg 10 for deadlines, rates & to place an ad!

Paid Classified Rates: Classified, $10 up to 8 lines $1 per line each add’l 13 lines maximum. $5 bold, $5 boxed Runs two issues.

Ask about FREE Classifieds!

Best Resting Inn & Extended Stay: "We're not the Fanciest, We're the Friendliest." 5001 River Dr. N., Gt Falls, MT. 406-268-8333. x

For Sale: 1+ bedroom 1 bath home centrally located on a corner lot and close to schools, local pool and the park. Great int. and ext. updates incl. vinyl windows, newer furnace & central air, newer roof and metal siding. Move in ready! Asking $70,000 (601BC6) 406-654-2273 MissouriRiverRealty.com 4-II CHECK OUT the selection of antiques, yard art, upcycled, shabby chic times, fun & more at Kokomo Joe's Trading Post, Chester Montana. 406-759-6472.. 4-I

For Sale: Retired. 1983 JD 7720 combine, $6500; 1985 Case 8500 45 ft air seeder, $6300; 1993 Wilmar 80ft propelled sprayer with new engine, $21,200.

Call 406-262-3655.

4-II

For Sale: 134 9th St~Chinook, MT~$79,000. Nice 2 bedroom, 2 bath single level home in Chinook, MT. Newer furnace, bonus/storage/utility area, central air & double carport. Call Ken Nelson @ 406-439-0595.

4-II

FBR

Fort Benton Realty, LLP A Must See!!!

Amazing 30 Acre Horse Property Near Great Falls, MT

www.fbrealty.com

(800)406-0946

Commercial Property: Address-424 4th Ave., Havre.

3,750 sq. ft., two half-baths, office, kitchen, utilities.

Address: 336B 2nd St., Havre.

16x26' office, half bath, utilities. Annual lease. Call 406265-2941 or 945-1716. 4-II

For Sale: Used oilfield pipe, rods, cable & guard rail.

New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free- 866-683-7299 or 406-453-7299 Big Sky Pipe And Supply, Great Falls.

Call Today and Ask for our free catalog. Visit Us Online http://bigskypipeandsupply. com/html/ 1-II:7-I

May 6, 2015............................................................................ Volume XIII Issue 9...............................................................................Tricia’s Trader 4

THINGS TO KNOW: May 8 & 9, Fri. & Sat.: SPRING DRAMA AND CHOIR MUSICAL SELECT, at 4:00 PM in “The Pit”, North Star School.

May 9-10, Sat.-Sun: COLLINS COLLECTIBLE & ANTIQUE SALE , 9am5pm daily, Collins Community Club, Collins, Montana. Call 800-426-2926 or visit www.VirgelleMontana.com.

May 10, Sun.: HAPPY MOTHER’S DAY! May 23, Mon.: MEMORIAL DAY Jun 8-11, Mon.-Thu.: NORTH STAR KNIGHTS VOLLEYBALL CAMP, Gildford Gymnasium, Grades 5-8, $50. Register by May 11. Head Coach Mackenzie Jenkins.

First and Third Mon. of the Month.: HAVRE CHRISTIAN SCHOOLMeadowlark Estates, 4113 9th St. W., Havre 6:30pm-8:00pm. More info call Barbara Fell, 390-8045. Open to all denominations.

Let us know what’s happening in your area. It’s free and it gets read!

Call 379-2377 or email office@kimmel-kreations.com

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................... Tricia’s Trader 5

CASA: Reigniting the Candle of Hope

by Ali Everts

When was the last time you felt helpless? When it seemed as if the world was turned upside down and you couldn’t say or change anything about it? This is what a child of abuse can feel like every moment of the day. Even when the abuse is reported and they are taken away from their families. They can do nothing about their situation.

This is where CASA, Court Appointed Special Advocate, comes in. It is one person who is on the child’s side no matter what. That CASA volunteer is able to take a little piece of control and hope and put it into the outstretched hands of that child. That child can have a voice.

“It’s a fact that kids are able to come out of abusive situations better when there is an uncompensated adult interested in their life and their voice,” Executive Director of Hill County CASA, Mark Douglass said. “And who can speak with and for the child in court.”

But giving a voice to a child of abuse is not easy. Dedicated and trained volunteers are needed from around the society. It is crucial that that person be from the community, since ultimately it takes a whole community to teach and support a child. It is also important that those representative individuals possess the best tools to do their job and change a child’s life for the better. This is just part of Douglass’s new game plan for the Prairie CASA organization.

After struggling to find an adequate number of volunteers, Douglass was sent in to put Prairie CASA back on track with some new tricks up his sleeve.

“I’m starting with a handful of public meetings,” Douglass said. “Open, informational and with very little agenda. There are some videos and is just an accessible opportunity for the community to speak with other people who are concerned about our children.”

“All I really need is 20 people in the community,” Douglass said. “ The next thing is training. I have been working in the trenches for three years and I feel very confident in my ability to prepare volunteers for any obstacle.”

Douglass’s secret? The FLEX training system. The 30-hour requirement volunteer teaching that used to be full of reading statistics is now interactive, filled with learning videos and most significantly, case studies. Looking through case studies can help the volunteer feel empowered to really be able to deal with the court and family dynamics.

“The most shocking part of the whole training is when people actually realize how complex child neglect and abuse can be.” Douglass said. “It is usually intergenerational. Which means it has been going on for generations. But the only thing we can do as a volunteer is change one child at a time. And the best place to change them is when they are young, so the sooner we as a community can get to them the better.”

To learn more about Prairie CASA or to get involved in volunteering call director, Mark Douglass at 406-3994519 or casa@hrdc4.org.

Robin's Roost in Malta.

Located between the Lucky Bullet and Moore's Printing.

Fashions for the curvy girl! We carry sizes small to 3xl. 5-I

Positions Avail.: Commercial Truck driver – MT-IDWA hauls. Excellent pay with bonus.

Home on weekends. Nice equipment.

On Farm Help –Driving tractor, truck, irrigation and cattle feeding / handling. Mechanic – semi truck units, trailers, farm equipment. Competitive pay,bonus. East of Chinook, For Sale: Funk Angus Ranch MT CALL 888-988-2283 or fax has for sale Private Treaty resume to 888-249-8752 4-II yearling Angus bulls. Call Gary or Roxann, 406-392-5777. 5-I

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................... Tricia’s Trader 6

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................... Tricia’s Trader 7

AG INTEREST SERIES: MARKETS Spectrum Commodities Louise Gartner 800-888-9843

SC

S p e c t r u m

C o m m o d i t i e s

P u t t i n g T h e P o w e r o f I n f o r m a t i o n I n Yo u r H a n d s

Grain markets were quietly mixed with price action mostly a sideways pattern during the past week. Rain has been abundant across the central and southern plains, but cold temperatures across the central states are threatening wheat that has jointed or is heading. Corn was just slightly lower following a pick-up in plantings in the southern states. Support is still coming from an expected drop in acres this year along with late plantings in key Midwestern states as rain and cold keep fields too wet to work.

Soybeans found limited support from the threat of another round of strikes in Brazil that could slow their exports. However, here in the US export demand has stayed stronger than normal, despite a record South American crop.

The cattle complex was weaker as cash markets faltered again this past week. Packers have slowed down slaughter rates, backing up cattle in the feedlots. As cattle numbers available to the market have increased so have the weights, and beef production is on the rise. We’re also seeing a surge in pork production that is much higher than expected considering the data from the last hogs and pigs report. Chicken supplies are also backing up here in the US following several outbreaks of the avian flu virus that has forced the culling of millions of birds.

Several thatwith import poultry products have shutduring off those imports, back supplies Grain markets werecountries quietly mixed priceUS action mostly a sideways pattern the past week. pushing Rain here andabundant competing with and has been across the beef central andpork. southern plains, but cold temperatures across the central states are threateningEnergy markets were slightly lower following a surge higher the previous week. Continued wheat that has jointed or just is heading.

Corn was just slightly lower following a pick-up in unrest ininthe that threatens oilfields underpinning market that along at thewith same time is seeing plantings theMiddle southernEast states.

Support is stillsome coming from anisexpected drop in aacres this year record high stocks numbers and global considered be bearish fundamentals. late plantings in key Midwestern statesslowing as rain and cold economies, keep fields toonormally wet to work.

Soybeansto found Precious metals were weaker even though dollar was also lower.slow Financial markets generally were quiet limited support from the threat of another round ofthe strikes in Brazil that could their exports.

However, with chopping around near stronger its all-time currencies largely tradedcrop. in a sideways formation. here inthe theDow US export demand has stayed than highs normal,while despite a record South American April 22, 2015 Kansas City Wheat Minneapolis Wheat Chicago Wheat Corn Soybeans Soybean Meal Soybean Oil Live Cattle Feeder Cattle Sugar Crude Oil Heating Oil Unleaded Gas Natural Gas Silver Gold US $ Canadian $ Euro Dow Jones

This Week 5.12 5.44 4.99 3.72 9.7 315.5 31.56 146.02 206.75 12.59 56.16 1.8731 1.9265 2.65 15.84 1186.90 98.13 0.8168 1.0747 17945

Change from Last Week -0.02 0.01 0.08 -0.04 0.05 4.00 -0.24 -5.65 -5.67 -0.41 -0.23 -0.0149 -0.0095 0.04 -0.44 -14.40 -0.39 0.0047 0.0054 -77

Wanted: Used parts for--Rear Brake Drum & Cam for 1995 Honda Fourtrax 200D Type II TRX 2000. Call evenings, 406-357-3342.

3-II:5-I

For Sale: ARE topper for a 2009-2014 Dodge Ram 5-1/2' bed. $1,500, as is *Brand New*.

Custom Collision Repair 406-265-8492.

4-II

The cattle complex was weaker Wanted: Gentle Horseas cash for markets faltered again this past week. Packers have slowed down slaughter rates, backing up cattle in the feedlots. As cattle numbers available to the market have increased inexperienced kid riders. so have the weights, and beef production is on the rise. We’re also seeing a surge in pork production that is Call 406-790-5585.

4-II the data from the last hogs and pigs report. Chicken supplies are much higher than expected considering also backing up here in the US following several outbreaks of the avian flu virus that has forced the culling

Prayer toofSt. Jude: of millions birds.

Several Precious countries that import US poultry products have shut off those imports, pushing back supplies and competing with beef and pork.

St. Jude, here precious mother and Sacred Heart of Jesus be Energy markets were just slightly lower following a surge higher the previous week. Continued unrest in praised, and glorified the Middleadored East that threatens some oilfields is underpinning a market that at the same time is seeing record high stocks numbers and slowing global economies, normally considered to be bearish fundamentals. throughout the world forever.

Precious metals were weaker though the dollar was also lower. Financial markets generally were quiet Amen.

Say 3x/day for even 9 days, with the Dow chopping around near its all-time highs while currencies largely traded in a sideways your prayer will be answered no formation. matter how impossible. 1-II:7-I Louise Gartner Spectrum Commodities 800-888-9843

For Sale: PRICE REDUCED! 211 Norman Ave Joplin, MT $29,000, 3 bedroom, 2 bath, 1 garage. Newer siding, roof, windows and exterior doors.

Property West, 265-7800. 4-II

Try R-New Trading Post Check cashing services! Tax returns welcome! Available for verifiable checks only. Open Mon-Sat. 9AM-630PM. 642 1st ST, Havre. 265-5057. 4-I

For Sale: Custom 30.06 rifle, Swarovski 3-10 x 42 scope, sling, soft case & shells $2640.

PU Truck "ACCESS" Tonneau cover (77 1/4 L x 62" w) $200.

Call (406) 403-1804.

4-II

Greenhouses

We Bring Color To Your World!

- Bedding Plants - Perennials - Poed Plants - Hanging Baskets New Hours! - Vegetables/Herbs - Patio Pots -Professional Soil & Fertilizer - Shrubs Open Mother’s Day! 35 mi North of Fort Benton on HWY 223 Mon thru Sat 10-6 PM Closed Sundays

Mother’s Day Special! ~ $25 Gift Certificate, Get a $5 Certificate Open at Old Ford Garage ~ $50 Gift Certificate, Get a $12 Certificate for Yourself! in Chester

Thurs Eve 5 - 8 PM Fri 10 - 6 PM and Sat 10 - 3 PM

1-406-456-3276 For Sale: Gates System Concrete Forms, 220-2'x8' panels; 12-8' inside & outside corner panels, a lot of 2' & 4' corner panels, 2', 4', and 8' rods. Various cut panels. Call evenings. 406-235-4265. 5-I For Sale: Bred cows, Bred heifers and pairs. Thompson Cattle Co. 406-654-4278. 4-II

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................... Tricia’s Trader 8

Wed. Apr. 15 1pm

MILK RIVER ANGUS Lunch at noon Bear Paw Livestock, Chinook Contact: Clayton, 406-945-0850

Thurs.

NELSON RANCH BULL SALE Apr. 30 Glasgow Stockyards 1pm Contact: Floyd, 406-263-5251 or Don, 406-263-5261

For Sale: CRP Hay for sale in Brockton & Medicine Lake area, 3x4 Big Sqaure Bales, $80 a ton OBO: Call 406-350-2915. 5-I Hay For Sale: 3x4x8 squares.

Alfalfa mix and straight grass hay. $90/ton. NOT CRP! 1st and 2nd cutting in 3x4s. $140/ton. Trucking available.

Call 406-670-6551.

4-II

HEBBELMAN FLYING SERVICE

• AeriAl Crop SprAying • Flight inStruCtion • AirCrAFt repAir

Private BEERY’S LAND AND LIVESTOCK Treaty Vida, MT Matt 406-979-5720 Joanne 406-773-5710 Private Treaty

FUNK ANGUS RANCH Yearling Angus Bulls 18mi NE, Frazer, MT Gary & Roxann Funk 406-392-5777

Private J-E RANCH Polled/Horned Herefords Treaty Plentywood, MT

Arvid Eggen 406-895-2657

or Jay-De Eggen 406-671-7149 jbare@nemont.net Private BAR STAR CATTLE Treaty Polled and Horned Herefords

Chad and Stephanie Murnin 406-739-4303, 406-399-7811 barstarcattle@hotmail.com

50 Years Personal Service Call 357-4233

50th Year Customer Appreciation Party July 18th - Chinook Eagles Club

See our Inventory at jamisonmotors.net or call (406) 357-2470 we are overstocked with clean Pre-owned vehicles!

2014 Jeep GR. CheRokee LMT

2014 DoDGe DURANGo LMT 4x4

2013 Jeep WRANGLeR UNLiMiTeD 4 DR 4x4

2012 RAM 3500 CReW CAb DUALLy 4x4

2012 RAM MeGA CAb 4x4

2012 CheVy eQUiNox-Ls AWD

V6, Heated Leather, Sun Roof, NAV NADA Internet Price $37,750 Our Price $35,900

Hemi, Heated Leather, Sun Roof, NAV Nada Internet Price $36,825 Our Price $35,074

V6, Loaded Sahara Hard Top, Alloys Nada Internet Price $35,300 Our Price $33,232

Cummins, AT, Loaded ST, Custom Bed Nada Internet Price $37,525 Our Price $33,232

2012 RAM 2500 CReW CAb 4x4

2012 ChRysLeR 200 ToURiNG 4 DR

2012 RAM 3500 CReW CAb 4x4

2012 RAM 3500 CReW CAb 4x4

Cummins, AT, Loaded SLT, Power Seat, SRW NADA Price $40,100 Our Price $34,446

NEXT YEAR: Dec. 2015 SHIPWHEEL CATTLE

2 Year Old Black Angus Bulls

Chinook, MT 406-357-2492 www.ShipwheelCattle.com Feb. 2016 WITTKOPP ANGUS

at Glasgow Stockyards Glasgow, MT

Home 406-485-3552, Cell 974-3552 Feb. 2016 BULLS OF THE BIG SKY Billings Livestock Commision Billings, MT Mar. 2016 CLEAR CREEK ANGUS BULL SALE Bear Paw Livestock, Chinook 406-395-4962 www.clearcreekangus.com 49th PARALLEL BLACK ANGUS BULL SALE Apr. 2016 Mankota Stockmen’s Weigh Co.

Mankota, Sask. 306-625-3676 Wed. NISSEN ANGUS, INC. Apr. 2016 Blaine County Fairgrounds, Chinook Jeff & Christie Nissen 406-357-2643 info@nissenangus.com; nissenangus.com Wed. BOWLES J5 REDS Apr. 2016 Glasgow Stockyards, Glasgow, MT Jim 406-539-3100, Brady 406-539-2102 bbowlesj5@yahoo.com Wed. R. MATH FARMS ANGUS SALE Apr. 2016 At the ranch, Whitewater, MT Bob Math 406-674-5562 Mon. NORTHERN PREMIER ANGUS SALE Apr. 2016 Bear Paw Livestock, Chinook www.montanasnorthernpremier.com

Kelly McCracken, 406-262-2347 or

Kim Peterson, 406-945-0544

Cummins, AT, Loaded Laramie, Leather, DVD NADA Internet Price $47,225 Our Price $43,335

4 Cyl, AT, Loaded, Power Seats, Alloys NADA Internet Price $13,225 Our Price $11,900

Cummins, AT, Longhorn, This one has it all, SRW NADA Internet Price $50,150 Our Price $47,850

Cummins, AT, Loaded Laramie, Leather, SRW NADA Internet Price $44,700 Our Price $41,502

4 cyl, Cloth Interior, Alloys, Very clean NADA Internet Price $17,675 Our Price $16,500

2011 ChRysLeR 300C AWD

2011 RAM 3500 CReW CAb 4x4 DUALLy

2010 DoDGe ChALLeNGeR sRT 8

2009 GMC 1 ToN exT. CAb 4x4

2009 CheVy 1500 exT. CAb 4x4

Hemi, Loaded, Leather, Sun Roof, NAV NADA Internet Price $27,025 Our Price $26,670

Cummins, AT, Loaded 5T NADA Internet Price $38,450 Our Price $34,557

6.1 Hemi, 6 Speed Manual, Leather, Sun Roof NADA Internet Price $28,925 Our Price $27,930

Duramax, Allison, Loaded, SLE, SRW NADA Internet Price $27,825 Our Price $24,750

5.3, AT, Loaded LS NADA Internet Price $18,900 Our Price $17,373

2008 ToyoTA TUNDRA DoUbLe CAb 4x4

5.7 V8, AT, TRD Off Rd, Alloys, SRS NADA Internet Price $24,425 Our Price $22,900

2008 RAM 3500 QUAD CAb 4x4

Cummins, AT, Loaded, SLT, Power Seat, SRW NADA Internet Price $27,950 Our Price $25,250

2008 LiNCoLN ToWN CAR siGNATURe 4 DR

2007 GMC yUkoN DeNALi AWD

2006 GMC eNVoy sLT AWD

2006 CheVy 2500 CReW CAb 4x4

2006 FoRD F-150 sUpeR CReW 4x4

2005 CheVy 1 ToN CReW CAb 4x4

Duramax, Allison, Loaded LT, Leather, Hydra Bed NADA Internet Price $29,875 Our Price $27,260

5.0 V8, Loaded Lariat, Leather, Alloys NADA Internet Price $16,700 Our Price $15,500

V8, Leather, Sun Roof, Very Clean, Low Miles NADA Internet Price $18,350 Our Price $16,500

Duramax, Allison, Loaded LS Power Seat, SRW NADA Internet Price $19,900 Our Price $17,900

6.2, V8, Leather, Sun Roof, Much More NADA Internet Price $21,950 Our Price $20,980

V6, AT, Leather, Loaded, Sun Roof NADA Internet Price $11,400 Our Price $10,500

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................... Tricia’s Trader 9

DAVE SAYS: 419 Madison Ave. Chester, MT

NEW Hours!

Monday - Thursday: 10 AM - 5 PM

Who Is Dave Ramsey?

Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough.

In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others. * Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. His newest best-seller, Smart Money Smart Kids, was written with his daughter Rachel Cruze, and recently debuted at #1. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

Call to shop after business hours: Hey! Looking for a good building mover?? Call Dale Freitag 654-1123 or Dan Liese 379-2320. Prompt, experienced, competitive pricing. 5-I:11-II

406.460.1118

406.759.6472

For Sale: 2001 Prowler LITE Camper. 27' gooseneck w/ slideout. Self contained and 12V converter. Contact Bruce James, Havre, 406-265-2119.

5-I

DEAR DAVE,

I was recently notified that I am one of the beneficiaries of a class action lawsuit against a previous employer. The amount I can receive is just $200, but I don’t feel like this past employer wronged me in any way. Everyone around me is urging me to take the money, but I feel kind of weird about accepting anything under the circumstances. What do you think I should do?

~Randy Dear Randy,

I don’t know all the details of the episode you’re talking about, or what happened with this particular company. But I don’t agree with the idea that we’re supposed to beat up anyone we can, or milk everything we can get out of every company or human being we come across. Some people are just incredibly opportunistic. They live like it’s anarchy, and they have no sense of fairness or decorum. But you do.

The people who are telling you to take the cash don’t think the way you do. They’re the kind who would take any money, no matter the reason. But you sound like the kind of person who wouldn’t do that, so you shouldn’t be taking advice from those people.

I think your heart has already told you what to do, Randy. God is whispering in your ear. If I were in your shoes, I wouldn’t take it. If it were $100,000, I wouldn’t take it. You were not wronged, and that money is for someone who was wronged.

You have a sense of dignity and pride about yourself and your behavior, and I respect that.

My advice is to listen to your heart. ~Dave DEAR DAVE,

I just became debt-free, and I live in an apartment. I’m also 28 and single, and I make about $75,000 a year. Do you think I should get a mortgage and go back into debt, or save up and pay cash for a house? I’d like to keep the price of a new home around $200,000, and I think I can save about $15,000 a year. ~Kevin Dear Kevin,

Congratulations on becoming debt-free! It feels awesome, doesn’t it?

When it comes to saving, how about rounding that figure up to $20,000 a year? Going that route, you’re only 10 years away from a nice, new paid-for home, and you’re still debt-free. That’s one way to do it.

I don’t borrow money, Kevin. And I don’t tell people to do things I won’t do. The one exception to that is I don’t yell at people for taking out a 15-year, fixed-rate mortgage, where the payments are no more than 25 percent of your monthly take home pay. You could save like crazy for a couple of years and put down a really strong down payment on a home in the price range you’re talking about. Then, you could pay off that house in 15 years max — or even sooner.

I don’t have a big problem with it either way. But wouldn’t it be great to be only 38 years old and still be completely debt-free? ~Dave

For Sale: Superchip tuner for 7.3L Powerstroke, $250; 12" Craftsaman bandsaw, w/ mobile base, $150; Ryobi 9" bandsaw, $50; Maytag wringer/ washer mach. $200. Call 406-622-5597, lv msg. 5-I For Sale: Downsizing!! 5 yo Quarter horse grade mare. good with all ages of riders, doubles, trailers with ease, easy keeper.

Started on poles and barrels.

Asking $2500. Call or text 406672-9145 Gildford Area. 5-I

The next issue wil be distributed Wed., May 20, 2015.

Ad DEADLINE is Wed., May 13th at 9am.

May 6, 2015............................................................................ Volume XIII Issue 9.............................................................................Tricia’s Trader 10 2000 Country Club Road * Turner, MT 59542 Phone 800-756-1817 Email: office@triciastrader.com www.TriciasTrader.com FAX: 888-796-8498

“TRICIA’S TRADER” IS PUBLISHED BY:

LLC

Advertisers’ Advocates

Contact one of our to place an advertisement, or contact Kimmel Kreations directly at the address above.

Visit www.TriciasTrader.com to place your ad today.

EASTERN REGION: Jamie Jones is happy to help you if you live in one of these counties: BLAINE VALLEY PHILLIPS DANIELS ROOSEVELT SHERIDAN RICHLAND Jamie Jones 800-756-1817 x104 406-390-6386 (c) Email: east@triciastrader.com

CENTRAL HI-LINE REGION: We welcome Patti Solomon to the Tricia's Trader team!

Patti looks forward to serving you if you live in

Owner, Tricia Kimmel 800-756-1817 x101 anytime or 406-379-2377 from 8:30-3:30pm

WESTERN REGION, SOCIAL MEDIA & ONLINE AD OPTIMIZATION:

Amy would love to help you if you live ANYWHERE else!

HILL COUNTY

Patti Solomon 800-756-1817 x102 Email: central@triciastrader. com

Amy Skryja 800-756-1817 x103 406-450-2588 (c) Email: west@triciastrader.com

SALES MANAGER: Laurie Harvey 800-756-1817 x105 406-672-9145 (c) Email: adsales@triciastrader. com

AD PLACEMENT FORM - SUBSCRIPTION REQUEST CIRCLE ONE: For Sale Wanted Help Wanted Notice Other (specify)

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Tricia’s Trader SERVES THESE MONTANA TOWNS: Town: Joplin Inverness Rudyard Hingham Gildford Kremlin Fort Benton Loma Big Sandy Havre Chinook Harlem Fort Belknap Turner Hogeland Zortman Roy Dodson Malta Loring

Prefix: 292 292 355 397 376 372 621, 622 739 378 262, 265, 407, 808, 945, 969, 390, 394, 395, 398, 399 357 353 353 379 379 673 464 383 301, 654, 658, 680 674

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674 527 364, 648 228, 230, 263, 367, 831 Nashua 746 Fort Peck 526 Wolf Point 392, 525, 650, 653, 915 Opheim 762 Plentywood 765 Circle 485, 974 Jordan 557, 977 Grass Range 428, 928 Chester 759 Geraldine 737 Belt 277 Great Falls 205, 216, 217, 231, 268, 403, 452, 453, 454, 455, 564, 590, 715, 727, 731, 750, 760, 761, 770, 771, 781, 788, 791, 799, 836, 866, 868, 870, 899, 923, 952, 964, 965, 997 ALL MONTANA AREA CODES ARE (406)

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“Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2015.

NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken based upon information in an advertisement or article.

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LIMITED FREE CLASSIFIEDS: ONE FREE UN-ENHANCED CLASSIFIED AD PER ISSUE per household for Items for Sale, Wanted, Garage Sales, Help Wanted etc. Will run for two issues. Business listings, auto dealers, services provided, land/housing, and all other categories may still advertise for the low rate of $10 per 2 issues.

To place a classified, just fill out the form on this page and mail it to: Tricia’s Trader, 2000 Country Club Road, Turner, MT 59542. Or complete the form online at www. triciastrader.com.

Please contact your Advertiser’s Advocate listed above to inquire about display advertising or to request a current rate chart. Display ads can be any dimension in 2” wide increments up to 10” wide by 10” high (full page). Display ad design is available for $5 per full design or edit. Ask your Ad Rep about design fee waivers, specials, and package rates. Your Advocate can work with you to develop a marketing strategy that’s effective, and determine the size and design that you need to get the most out of your advertising budget for your unique situation.

Call YOUR Ad Rep today!

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 11

Mother's Day Massage Special: NEW LOCATION in Lower Level of ATRIUM! Gift certificates& artwork available!

MASSAGES BY TINA, Atrium-Havre. CALL TODAY for specials & appointments 406-399-3735.

5-I

Lullabye

A doting father used to sing his little children to sleep until he overheard the four-year-old tell the three-year-old, “If you pretend you’re asleep, he stops.”

For Sale: Pickup sprayer (sprayer only). 1994 80', can be converted to 40'. NYB 8hp Honda engine, new hydraulic pump, bubble jet nozzles, 450 gal. tank. $2,500 OBO. Call 406-265-0070. 5-I For Sale: Downsizing!!

10 yo gelding. POA, great build, good with all ages of riders, doubles, packs, loves to work, easy keeper. Asking $2500. Call or text 406-6729145 Gildford Area.

5-I Consignment Auction: in Big Sandy, MT. April 25.

Complete liquidation of Missouri River Canoe Co. river outfitting business. Check out Ophus Auction web site http://www.ophusauctions. com/Auctions/2015/ 2015springconsig.html.

4-II Wanted: Female Long-Haired puppy, Must be large breed, good w/ small pets/kids. For packing, field work. Consider any lg breed. MIX prefer w/ Irish Wolfhound or Newfoundland or St. Bernard. Loving Home.

Call/txt 406-399-3735.

5-I For Sale: Three steel buildings for sale! 40x40x16, 30x36x14,60x64x18.

Please leave name and phone number.

(406)222-5535.

5-I:10-II NOW OPEN! Marias River Greenhouses! See us FIRST for the best selection of bedding plants, potted plants, hanging baskets, veg/herbs, patio pots professional soil and fertilizer. 18 mi so of Chester or 35 mi no of Ft. Benton, Hwy 223, 406-456-3276. 5-I

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 12

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 13

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In the land of the free, home of the brave, lies the Treasure State in all its grandeur, and unless you’re a newcomer here you’ve heard and felt the heartbeat of Montana’s economy, appearing in the form of Agriculture. Tricia’s Trader celebrates all that is Montana Ag by acknowledging the agencies, organizations and people who serve as the voice for their industry--not always unified, but absolutely passionate and devoted to their respective purposes. Since it’s impossible for the Ag Industry not to intertwine with utilization of this state’s natural resources, you’ll see features that discuss those industries as well. If you’ve ever wondered what all these groups do, what they stand for, who they support and why, you will never be handed a better opportunity to learn than in Tricia’s Trader over the course of 2015 and 2016, where we examine each faction in detail.

AG SERIES:

In a Country Oft Divided, One Montana

by Jeanie Siggaard

In a world that is increasingly focused on differences that divide, One Montana has chosen instead to focus on things that unite, with the emphasis on maintaining a robust economy in Montana.

One Montana evolved from President, Bill Bryan’s dream of keeping rural Montana strong. In 2004, Bryan formed the Cook Center for Sustainable Agriculture in the American West. In 2007, the Center was re-named The Rural Landscape Institute or RLI. One of RLI’s projects, the Rural-Urban Partnership, designed to bring urban and rural communities together by fostering an understanding of each other, resonated with Bryan and One Montana was born.

As a 501(c)(3) non-profit organization, One Montana relies on grants and donations to continue the work of uniting rural and urban communities across the state by using a combination of educational programs, Common Ground Meetings, and involvement in projects that enhance Montana’s economy. The organization is a network of people, consisting of staff members, a Board of Directors, the Advisory Committee, and numerous Supporters and Partners, committed to spanning the ever widening gulf between our rural and urban communities, while encouraging entrepreneurship in our young people to help build and sustain a strong economy.

The Rural-Urban Student and Entrepreneur Exchange is an increasingly successful tool One Montana uses to heal the growing disconnect by introducing high school students to an entrepreneurial experience. As the name suggests, students from rural and urban communities exchange places. Through activities that include connecting with business owners, developing their own business projects, and urban-rural networking, students are encouraged to learn by practical application what it takes to develop and run a successful business.

The Bozeman/Harlowton Exchange for the 2012-2013 school year was the pilot program. Students, accompanied by their teachers, visited their peers’ community, followed them through a school day, toured the community, and talked with local business owners. The purpose of such activities is to allow students to discover the needs of other communities, find common ground by networking, and use what they learn to strengthen their own communities.

This experience led the Bozeman/Harlowton Exchange students to develop a website linking consumers with local businesses. Billings Skyview/Forsyth and Great Falls Paris Gibson Education Center/White Sulphur Springs joined the Exchange Program in the 2013/2014 school year, and the 2014/2015 school year brought with it the addition of Billings West/St. Labre Indian School.

“It’s a fabulous business model and partnership,” says Bobbi J. Geise, Program Specialist, Rural-Urban Student and Entrepreneur Exchange. “Without this program, many of these students wouldn’t have any idea how things worked in their counterparts’ communities.”

Besides the website, the various mergers have led students to create several projects benefitting their hometowns including, the Hornet Vinyl Graphics business, a bicycle self-repair area at the high school, and a plan for renovation of the high school track.

This year, students from the Great Falls/White Sulphur Springs merger debuted a product called Loki’s Ghost, a seasoning they created from start to finish, from growing the plants and preparing the pepper flakes, to the designing and packaging. “This spring, they will put together the marketing and product launch will be in the fall,” says Geise.

Listing the many accomplishments of the program Geise goes on to say, “Harlowton students run the local movie theater. It was sold and then given back to the school for the project.”

“Many times students don’t see opportunity in their communities. Ideally, through this program, they will see the big picture, be encouraged to help their community thrive, and learn to create their own opportunities,” she adds. “All students who participated earn their time and exchange it for cash at graduation.

It is a great motivation.” The Rural-Urban Exchange Program is hoping to add four schools to the 2015/2016 school year.

Common Ground Meetings are another approach One Montana uses to promote unity.

These meetings, hosted by One Montana, are held in a non-public forum designed to bring groups together in a cooperative environment to enable them to share concerns and offer solutions. By focusing on common ground rather than issues that cause division, participants are free to concentrate on what they can accomplish to effect genuine change.

Currently, Common Ground is focusing on the relationship between landowners and hunters. Recommendations put together by participants and intended to improve the Block Management Program have been submitted to Montana Fish, Wildlife, and Parks. Plans for this group include statewide expansion to include four smaller regional groups.

Although the current focus is on landowners and sportsmen, Common Ground Meetings are designed to work in any area of potential conflict. Individuals and groups are encouraged to

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 15

invite One Montana to host a meeting and share problem solving techniques with any and all that find themselves at odds with a particular issue. Project Manager, Matthew Bitz can be reached at mattb@onemontana.org or 406-522-7654.

Dedication to working together to bring about needed change to build a financially strong Montana has led One Montana to partner with Montana Association of Conservation Districts (MACD) and Montana Watershed Coordination Council (MWCC). The result is the Montana Transition Agriculture Project. This project grew out of a need for a one stop online source of easy access to information about weather and water resources. These three groups are currently working with producers, agencies, and organizations within Montana to bring the project to fruition. The aim is to create a database of reliable information that will assist producers in making strategic decisions to improve the success of their operations. Anyone involved in agriculture is invited to help with this project by going to www.transitionagriculture.org and adding your input towards the success of this project.

Perhaps the largest undertaking thus far is research into the viability of a Multi-Species Lisa Grace, Executive Director of One Montana.

Meat Processing Facility. Phase 1-the Feasibility Study-was completed in 2014. The analysis Photo courtesy OneMontana .org included findings on such things as demand for Montana-branded meat products in the U.S. and overseas markets, staff and wage concerns, profit potential, and operating costs. The complete 500+ page Feasibility Study can be found on the One Montana website but the conclusion was that a mid-level meat processing facility is viable. Among some of the findings: start-up costs are estimated at $44 million with an additional $20 million as working capital; a staff of approximately 150 people will be needed at an average wage of $35,000 a year; by the 5th year, the plant is projected to generate revenues of up to $329 million.

With the completion of Phase 1, One Montana is ready to begin Phase 2 of this project to include the development of a prospectus of investors. “After the follow-up questions are answered the project will be shovel ready,” says Matthew Bitz, Program Manager. “It is not our role to seek out the investments. We hope to provide enough data to help people interested in being a part of this.”

When asked about possible locations, Bitz responds, “The Yellowstone Corridor, somewhere between Park City and Miles City. With all the cattle and feed grown in that area, it seems like a natural place.” Bitz adds somewhere around Great Falls as another possibility, but feels the Yellowstone Corridor is more likely.

The goal One Montana has set for itself is not an easy task.

The words of Executive Director, Lisa Grace, best explain their dedication.

“The results we see in our programs. To see a student be inspired by a business idea, or to suddenly appreciate what agriculture or other industry requires is really gratifying. To see diverse people and groups actually work together to find solutions rather than stalemates is exciting – that keeps us all coming back every day.”

Grace goes on to explain the important role One Montana holds for an economically sound future in Montana. She says, “We are a valuable resource because we can help people do what many organizations and communities often do not have the time or resources to do – manage a big, collaborative project and work toward solutions together. It’s often easy to get people to meet, but when it’s time to take action things tend to stall. One Montana helps people stay organized and working together. We provide a safe, impartial space to bring together diverse groups who may not otherwise take time to meet and work together. And we help research and develop innovative, real solutions to Montana’s needs.”

May 6, 2015............................................................................ Volume XIII Issue 9.............................................................................Tricia’s Trader 16

Tom LaFond Liquidation Auction JUNE 6TH US HWY 2 WEST OF MALTA, MT

on North Wagner Road approx. 15 miles north Signs Will Be Posted

L u n ch Ava i l a b l e S A L E S TA R TS AT 1 0 : 0 0 A M SH A R P !

4386 IH 4X4 TRACTOR

Hickel Water Well Drilling: Free Estimates, Wells Drilled & Cleaned, Pump Sales & Service. Call 406-383-4363 (h) or 390-6254 (c).

5-I

For Sale: 1978 1 ton dump box truck. GMC Sierra 350 V-8, new tires. Contact Bruce James, Havre, 406-265-2119. 5-I

1976 GMC TRUCK

LOAD KING GRAIN TRANSPORT

1983 1150 VERSATILE Antique: Horse Mower, Horse Harnes, Corn Planter, Dump Rake

Lots of: Tools, Power Tools, Tractor Parts, Water Hose, Gear Pullers, Car Ramps, Car Jacks

3400 CONCORD AIR SEEDER 48 FT

2001 WESTERN STAR TRACTOR & 2008 STOUGHTON

NEW WHEATHEART TRANSFER AUGER

9500 JD COMBINE WITH 30 FT HEADER

IH 4386 4X4 Tractor, 2390 hrs, 3 hyd outlets, HI-Flow 1-5, 5-10 (good tires) MELROE 505 28 ft Cultivator, 25-315092 Hyd Wing Lift, (good cond. & shovels) 1976 GMC 6500 V8 with 18 ft Bed Hoist Stock Rack, GVW 26,000, 1982 VERSATILE 1150 4X4 Tractor 470 hp LX32 tires 30.5 2646 hrs 4 Outlets WHEATHEART NEW Transfer Auger, Bunk of 1/2” particle board, Electric Grain cleaner out Crib 2001 Western Star Tandem Axel Truck Tractor, 347,000 miles, 460 Cummings Diesel 2008 Stoughton 48ft Grain Trailer with 11R22.5 Tires IH 460 Tractor, 3pt w/FARMHAND 460 Loader 1972 IH Pickup, Model 1210 4 spd & radio, IH3H2C00CH612203 1968 FORD 350, V8, 302 eng, 4spd, 10,000 GVW (runs good) LOAD KING Grain Transport (ser.#1940, mod HDFR18-10-8) JOHN DEERE 398 10”- 60 ft Grain Auger AIR MASTER Grain Aireator SHAVER #8 Post Drive VERSATILE 8”- 45 ft Grain Auger Bale Elevator with Motor 40x12 CONCORD w/4 mod. 3400 car 2-41-60 Bin Split (large box parts for it) 8” Loading Auger hyd fan DODGE Truck 62,298 miles 12ft Bed & Hoist GLEANER G 20 ft Header, Diesel, Duals G GLEANER 20 ft Header GLEANER L2, ac, w/24 ft Header GLEANER mod E (ser 438283) Rock Fork CRISAFULLI pto 8” IH 1460 Combine Parts GLEANER L Diesel 24dt Header

DCT 16ft Car Trailer w/spare RULA FLEX 20ft Cultivater 2001 HAGIE 2100 80ft Booms, 3546 hrs, Cummings Diesel, 1000 gal tank, 100 gal Fuel Storage capacity, hyd drive, 2 sets of drip nozzles & mist nozzles (very nice machine) 24 ft Tandem Disk (like new) 1976 MF HAYNES MFG Co Inc 4 horse 5ft 3pt Bush Hog 3 pt Blade, 5 ft Blade 2 - 14 ft IH Disk Drills Hay Head 3 pt Cement Mixer Small Auger Truck Tarp 100 gal Tank 1000 gal Fuel Tank w/Electric Pump 2 - 500 gal Fuel Tanks 500 gal Water Tank (needs to be welded) Homelite 100 Pump (needs to be replaced) 3000 gal Water Tank 20 Car 30 Car Tire Chains Chain Hoist HOBART CHAMPION 16, gas welder HOBART 135 Wire Welder FORNEY Electric Welder ACT Propane Welder w/stand Welding Bench w/Vice DEWALT Cutter CRAFTSMAN 10” Radial Table Saw 540 PTO Generator, Alt. Windpower, (mod 45-25PT3J12240) 3 phase or single phase POWER GUARD 2500 Watt Generator CRAFTSMAN 175psi Air Compressor Portable Diesel Air Compressor Contractor Industrial Air Compressor (new) Air Compressor

2 - Portable Air Tanks LINCOLN Electric Grease Gun Grease Guns Barrel Dolly Floor Jack Engine Lift Hydraulic Press Bench Grinder Grinder Band Saw Saws All Tool Chest SK Tool Box Tool Boxes Army Boxes Bolt Bins Shop Vacuum Extension Cords Transit Drill Press C Clamps (wood) Oil Burner, Heater Propane Heater Electric Heater Electric Chain Saw Burner 4 Wheeler Sprayer 2 - Trash Pumps 2 - Ladders Creepers Metric Wrench Tools (new) TV Tower Pressure Washer 2500 RAVEN LITE Bor System GPS Branding Pot Cattle Rub Gas Hole Digger

2001 2100 HAGIE 80FT BOOM 1000 GAL TANK

1940’S OLD DODGE TRUCK

2007 DCT 16 FT CAR TRAILER

Lots of: Steel Post, Wood Posts Wire, Post Pounder, Spud Bars Some Household Items

CLIFF RUSTAD, Auctioneer 406-654-1772 Home or 406-654-4053 Cell BONDED & INSURED

Malta, MT

Sale day takes precedent over advertising error. Not responsible for accidents.

TERMS; Cash, Check, Certified Check with proper identification or letter of credit.

No items will be removed until they are paid for.

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 17

Ramblings of a Conservative Cow Doctor

by Krayton Kerns, DVM, former State Rep. HD 58

The Conservative Christian Identification Act

A couple years back, I remember Pastor Hallock asking the Grace Bible congregation the thought provoking question, “If Christianity were outlawed, could you be convicted?”

Because Christian beliefs cannot be revealed through a blood test, tattoos or body marks and even the evidence of baptism dries in minutes, it is nearly impossible to positively identify a Christian; a dilemma shared by Islamic fundamentalists and American collectivists.

The Montana legislature recently aided the forces battling Christian liberty.

A couple weeks ago, Islamic terrorists faced this identification quandary while slaughtering 147 Christian college students in Kenya. The hooded invaders resorted to asking hostages if they were Christian before shooting the ones answering “yes.” Rest assured, this question-and-execute slaughter could never happen in Montana, not because we are a congregation of well-armed believers, but because the 64th legislative session enacted a law identifying Christians. Asking is no longer required in the Treasure State thanks to the Montana Disclose Act, (SB 289).

Christians are a shared enemy of Islamic fundamentalists and progressives with the former eliminating their adversary via violence

and latter using the vicious personal attack techniques outlined in Saul Alinsky’s “Rules for Radicals.” There is a quiet Christian majority who disagrees with progressives, but chose to protect themselves via anonymity; portraying a public persona of “no opinion” while letting other patriots act as bullet sponges to the shots fired from the left. These Christians are the group the left finds most difficult to identify and neutralize, but Montana’s Disclose Act erases the bulletproof anonymity; suddenly making the invisible visible.

Nicknaming SB289 the “Dark Money Bill,” rather than the more accurate “Conservative Christian Identification Act”, made it an easy sell to casual consumers of the news. If dark is bad, then regulating it must be good, but nothing could be further from the truth.

Here is the issue: Scripture tells Christians tithing should be done in anonymity and with a cheerful heart, but the Montana Disclose Act removes the very first qualifier by requiring all church donors be identified if the church takes a position on political issues. If your pastor has ever expressed scriptural views concerning abortion or homosexuality they have crossed the new advocacy threshold and the church suddenly becomes an incidental political committee

fully regulated by Montana’s Commissioner of Political Practices. To comply with SB289, every church donor will be listed on a political database. Suddenly, all Alinsky operatives and Islamic fundamentalists can access the name and address of every Christian with a simple click of their mouse.

Conservative Christians are left with two options, both of which are a win-win for big government activists. First, for churches to remain outside government regulation, the only state-approved opinion which can be offered at the pulpit is “no opinion.” Expect pastors to be even wish-washier than they have been.

Second, for donors to protect their anonymity, their tithing will switch from church to big government—the idolatrous god of the left.

If you think the Montana Disclose Act will be legally tossed due to a conflict with the First Amendment, remember all supporting legislators and Montana’s governor took the same oath of office to support our constitution, yet tossed it aside to advance progressivism.

What makes you think the verdict will be different before a progressive Supreme Court?

The left’s undying allegiance is always to a strong, controlling central government.

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 18

For Sale: 2011 Kawasaki Teryx side by side, automatic transmission, 1/2 windshield and full windshield, top, winch, run through shop, 3,700 miles. $8,150. Call 406278-7853. Ask for Kurt. 4-II

For Sale: Grass/Alfalfa mix hay, grain hay, different mix For Sale: Bred cows, Bred variety hay. starting at $125 heifers and pairs. Thompson a ton delivered to Malta. Cattle Co. 406-654-4278. 4-II Call 406-868-1349.

5-I

SPRINTS Streets MW Mod Super Modified

Note! This is a provisional schedule and subject to change. While we make every effort to insure the accuracy of the schedule, some things are beyond our control and Electric City Speedway reserves the right to change and/or alter programs as necessary and/or cancel in the event of inclement weather conditions. We urge you to confirm all race dates with the track 24 hour hot line.

Final Season Track Points

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 19

***Senior Center Menus*** MAY 2015 LITTLE ROCKIES RETIREMENT CENTER (HARLEM) Across from Albertsons Served Monday - Saturday at 12 noon

1 Fri. Oriental Salad, Fresh Fruit, Buns, Dessert 2 Sat. Hamburgers, Potato Salad, French Fries, Corn, Rice Krispie Bars

For Sale: 2290 Case IH Tractor; 130 hp, like new, new Leon loader w/ grapple fork, 4 good tires, good shape mechanically, priced to sell.

Call 406383-4440 or 680-7488.

5-I

For Sale: 25 HP Berkley Irrigation flood pump, 3 phase electric. All mounted on an aluminum frame. Used 2 season, exc. cond. $9,000 Call 406-799-5033 5-I:6-II

Mexican Bananas Dessert

25 Mon. MEMORIAL DAY - POTLUCK MEAL 26 Tues. Navy Bean & Ham Soup, Egg Salad Sandwiches, Salad, Dessert

27 Wed. Turkey Pot Pie, Buns, Salad, Rice Pudding 28 Thurs. BBQ Pulled Pork on Bun, Corn, Salad, Dessert 29 Fri. Hot Dogs, Macaroni & Cheese, Salad, Dessert 30 Sat. Biscuits & Gravy, Real Hash Browns,

Scrambled Eggs, Bacon, Salad,

Cinnamon Rolls

4 Mon. Goulash, Carrots, Buns, Salad, Dessert 5 Tues. Chicken & Rice Soup, Chicken Salad Sandwich, Salad, Dessert

6 Wed. Lasagna, Garlic Bread &/or Bread Sticks, Carribean Blend Veggies, Salad, Apple

Crisp 7 Thurs. Spaghetti, Garlic Bread, Salad, Dessert 8 Fri. Corned Beef, Red Potatoes, Carrots, Buns, RUDYARD-GILDFORD AREA Salad, Dessert

*Rudyard Senior Center 9 Sat. Ham, Baked Potatoes, Green Beans, Served Monday thru Friday at 11:30am Buns, Salad, Canned Peaches

*Gildford Community Church 10 Sun. COMMUNITY MEAL Pork Chops, Mashed Potatoes with Country Gravy, Served Monday/Wednesday/Friday

Cole Slaw, Buns, Buttered Carrots,

1 Fri Chicken and Dumplings Apple Pie

11 Mon. Tater Tot Casserole, Asparagus, Buns, 4 Mon Salad Bar Salad, Dessert

5 Tue Potato Soup, Salmon salad sandwich 12 Tues. Tomato Soup, Grilled Cheese 6 Wed Breakfast

Sandwich, Salad, Dessert 13 Wed. Meat Loaf, Scalloped Potatoes, Frozen 7 Thu Pork Roast Mashed potatoes 8 Fri BBQ Chicken Coleslaw

Peas, Buns, Salad, Apple Pie 14 Thurs. Beef Stew, Buns, Salad, Dessert 15 Fri. Beef Stroganoff, Green Beans, Buns, 11 Mon Salmon Patties 12 Tue Baked Potato bar

Salad, Dessert 16 Sat. Pork Ribs, Mashed Potatoes, Buttered 13 Wed Sloppy Joe, Potato Salad

Beets, Buns, Salad, Angel Food Cake 14 Thu Pork Stir Fry, Rice 15 Fri Turkey Casserole

with Pudding Layers 18 Mon. Philly Cheese Steak Sandwich, Mixed 18 Mon Taco Salad 19 Tue Pulled Pork Sandwich, Coleslaw

Veggies, Salad, Dessert 19 Tues. Southwest Corn & Green Chili Bisque, 20 Wed Beef Barley Soup

Ground Pork Salad Sandwiches, Salad, 21 Thu Shepard Pie 22 Fri Baked Chicken, Macaroni Salad Dessert 20 Wed. Salad & Soup (2 kinds) Bar, 2 kinds 25 Mon MEMORIAL DAY -CLOSED

Dessert Bars 21 Thurs. Cook’s Choice, Salad, Veggie, Dessert 26 Tue Tomato Soup, Grilled Cheese 27 Wed Baked Chicken, Garlic Bread 22 Fri. Chili, Cornbread, Salad, Dessert 23 Sat. Tortilla Chip Casserole, Spanish Rice, 28 Thu Pork Casserole 29 Pizza Tortilla Chips, Cornbread, Salad,

Helping Hand: Cleaning -Babysitting For Sale: 2008 Honda CRV, Patty's one owner, 41,000 miles, -- Elder Care. Will travel. Hill, Blaine, and 5-I exc. condition. Ideal tow- Chouteau Counties. Call (406) 265-4336. car, equipped w/ complete Falcon II Roadmaster tow pkg. $12,500. Call 406727-4421 or 868-2794. 5-I Shore's Floral: 304 Indiana Street in Chinook, great Mother's Day gifts, graduation gifts, party supplies, and a greenhouse brim full. Get your beautiful Memorial planters here. Call 357-2776 or 1-800-783-1140.

5-I

PLLC

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 20

Help Wanted: Shift during nights and weekends. For more details call Rod's DiveIn,Havre, 460-265-9781. 5-I

For Sale: 60' Marflex Sprayer, 400 gal fiberglass tank, foam marker, PTO driven pump.

Mounted on 1965 Ford 1 ton with flotation tires, extremely low mileage. Great condition. Must see to appreciate. (I retired.)

406-378-3163, Big Sandy. 5-I

May Day! May Day! May Day! Sale at the Trash & Treasure Shop in Loma during the month of May. This stuff has gotta go! Jewelry - glassware material - books - toys - tools - metal bed frames - as-is furniture and more. Afternoons only or by appt. 406-739-4361. Many items 1/2 price or less! 5-I

For Sale: 2003 Polaris 6 Wheel. Excellent Condition.

Please call 406-390-3729.

This will selll FAST! 5-I

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 21

For Sale: RARE KNIVES Large Selection RUANA CASE XX ~ SCHRADE Hard - to - find USA-made Old Timer & Uncle Henry Knife/Scissor Sharpening Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~

2-II:5-I Find a Lid That's All Your Style: See fivehead's in Havre for unlimited options. Get just the hat you want for yourself, family, or business. Buy just one or a thousand! Online ordering available www.FiveHeads. co or call 406-262-7929. 5-I For Sale: Many updates including new gas range, refrigerator, AC, reverse osmosis, large double lot and garden: all in this 3 bed, 1 bath home at 506 2nd Ave SE in Harlem. Call Bonnie at Property West at 265-7800 or 9454430 for private showing. 5-I Guitars of Montana. Alvarez, Guild, G & L, Gretsch, Jackson, Dean, Luna, Ibanez, Mapex, Ludwig, AAD amps, Laney, Randall, Hammond, Roland/ BOSS, Electro-Voice pro-audio.

Bluegrass. Ukuleles. We ship! #2 5th Street South, downtown Great Falls, (406) 453-4998. w w w. g u i t a r s o f m o n t a n a . com.

5-I:10-II

For Sale: 5.75 ac. (+/-) & Home, Chester, MT. Spacious 3+ BR, 2,000 sq.ft. mod. home, 2 baths recently remod., fin. bsmt, gas fireplace, craft rm, lots of storage. Shop/storage bldgs, 1600 sq. ft ea. w/ htd insul. work areas, massive garage, one w/ large 2nd-flr activity rm.

On Chester water line. Perim, & int. fenced for lvstk. 4 mi. so.of town on Hwy 223, near Tiber Rsvr! $210,000. Call Valerie, 406-750-2866. 4-II

Money Talks

Complements of Greg Dugdale Raymond James Financial Services, Inc. Havre, Montana

SHOULD YOU PAY OFF YOUR MORTGAGE OR INVEST?

Should You Pay Off Your Mortgage or Invest?

Owning a home outright is a dream that many Americans share.

Having a mortgage can be a huge burden, and paying it off may be the first item on your financial to-do list. But competing with the desire to own your home free and clear is your need to invest for retirement, your child’s college education, or some other goal. Putting extra cash toward one of these goals may mean sacrificing another. So how do you choose?

Evaluating the opportunity cost Deciding between prepaying your mortgage and investing your extra cash isn’t easy, because each option has advantages and disadvantages. But you can start by weighing what you’ll gain financially by choosing one option against what you’ll give up. In economic terms, this is known as evaluating the opportunity cost.

Here’s an example. Let’s assume that you have a $300,000 balance and 20 years remaining on your 30-year mortgage, and you’re paying 6.25% interest. If you were to put an extra $400 toward your mortgage each month, you would save approximately $62,000 in interest, and pay off your loan almost 6 years early.

By making extra payments and saving all of that interest, you’ll clearly be gaining a lot of financial ground. But before you opt to prepay your mortgage, you still have to consider what you might be giving up by doing so--the opportunity to potentially profit even more from investing.

To determine if you would come out ahead if you invested your extra cash, start by looking at the after-tax rate of return you can expect from prepaying your mortgage. This is generally less than the interest rate you’re paying on your mortgage, once you take into account any tax deduction you receive for mortgage interest. Once you’ve calculated that figure, compare it to the after-tax return you could receive by investing your extra cash.

For example, the after-tax cost of a 6.25% mortgage would be approximately 4.5% if you were in the 28% tax bracket and were able to deduct mortgage interest on your federal income tax return (the after-tax cost might be even lower if you were also able to deduct mortgage interest on your state income tax return). Could you receive a higher after-tax rate of return if you invested your money instead of prepaying your mortgage?

Keep in mind that the rate of return you’ll receive is directly related to the investments you choose. Investments with the potential for higher returns may expose you to more risk, so take this into account when making your decision.

putting more money toward your mortgage. ·Will you have the discipline to invest your extra cash rather than spend it? If not, you might be better off making extra mortgage payments. ·Do you have an emergency account to cover unexpected expenses? It doesn’t make sense to make extra mortgage payments now if you’ll be forced to borrow money at a higher interest rate later. And keep in mind that if your financial circumstances change--if you lose your job or suffer a disability, for example--you may have more trouble borrowing against your home equity. ·How comfortable are you with debt? If you worry endlessly about it, give the emotional benefits of paying off your mortgage extra consideration. ·Are you saddled with high balances on credit cards or personal loans? If so, it’s often better to pay off those debts first. The interest rate on consumer debt isn’t tax deductible, and is often far higher than either your mortgage interest rate or the rate of return you’re likely to receive on your investments. · Are you currently paying mortgage insurance? If you are, putting extra toward your mortgage until you’ve gained at least 20% equity in your home may make sense. ·How will prepaying your mortgage affect your overall tax situation?

For example, prepaying your mortgage (thus reducing your mortgage interest) could affect your ability to itemize deductions (this is especially true in the early years of your mortgage, when you’re likely to be paying more in interest). ·Have you saved enough for retirement? If you haven’t, consider contributing the maximum allowable each year to tax-advantaged retirement accounts before prepaying your mortgage. This is especially important if you are receiving a generous employer match. For example, if you save 6% of your income, an employer match of 50% of what you contribute (i.e., 3% of your income) could potentially add thousands of extra dollars to your retirement account each year. Prepaying your mortgage may not be the savviest financial move if it means forgoing that match or shortchanging your retirement fund. ·How much time do you have before you reach retirement or until your children go off to college? The longer your timeframe, the more time you have to potentially grow your money by investing.

Alternatively, if paying off your mortgage before reaching a financial goal will make you feel much more secure, factor that into your decision.

Other points to consider While evaluating the opportunity cost is important, you’ll also need to weigh many other factors. The following list of questions may help you decide which option is best for you. ·What’s your mortgage interest rate? The lower the rate on your mortgage, the greater the potential to receive a better return through investing. ·Does your mortgage have a prepayment penalty? Most mortgages don’t, but check before making extra payments. ·How long do you plan to stay in your home? The main benefit of prepaying your mortgage is the amount of interest you save over the long term; if you plan to move soon, there’s less value in

The middle ground If you need to invest for an important goal, but you also want the satisfaction of paying down your mortgage, there’s no reason you can’t do both. It’s as simple as allocating part of your available cash toward one goal, and putting the rest toward the other. Even small adjustments can make a difference. For example, you could potentially shave years off your mortgage by consistently making biweekly, instead of monthly, mortgage payments, or by putting any year-end bonuses or tax refunds toward your mortgage principal.

And remember, no matter what you decide now, you can always reprioritize your goals later to keep up with changes to your circumstances, market conditions, and interest rates.

This information, developed by an independent third party, has been obtained from sources considered to be reliable, but Raymond James Financial Services, Inc. does not guarantee that the foregoing material is accurate or complete.

This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results. Raymond James Financial Services, Inc. does not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional.

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other government agency, are not deposits or obligations of the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.

May 6, 2015............................................................................ Volume XIII Issue 9.............................................................................Tricia’s Trader 22

Fodder & Sons l

Hay Grinding

L

Serving North East Montana’s Livestock Producers (Formerly Ferguson Hay Grinding)

(406) 781-1197 Parker Heser

Virgelle Merc. Antiques presents the COLLINS COLLECTIBLE & ANTIQUE SALE Sat and Sun May 9th & 10th 9 a.m. to 5 p.m. daily. Sale held at the old Collins Community Club in downtown Collins, Montana.

1-800 426-2926 www.

VirgelleMontana.com 5-I

Steve Vinnedge

Email: fodderandsons.net

May Day! May Day! May Day! Sale at the Trash & Treasure Shop in Loma during the month of May. This stuff has gotta go! Jewelry - glassware material - books - toys - tools - metal bed frames - as-is furniture and more. Afternoons only or by appt. 406-739-4361. Many items 1/2 price or less! 5-I

For Sale: 5061 sf Exec. Estate loc. on River Road, 60ac, 5 bdrm, 4 ba, 3 flrs of lvng space, 3 fireplaces, wet bar. Sep. lvng space w kitchen, new stainless steel appl., lvg room & lg bedrm w full bath. Pool w/slide & dive brd. Fenced for horses w barn, 12,000 sf of beautifully landscaped yard. Janis Flynn Pyrak, 406-265-7845. 5-I

We’re giving away

quarters of premium, processed and packaged 4-H beef to non-profit organizations in our service area!

itsTriangle.com | 1.800.332.1201

Apply online at www.itsTriangle.com by May 20th!

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 23

Specializing in Urethane Spray Foam Loose Foam Blow In

John 406-403-4402

For Sale: INDIAN BLANKETS & ARTWORK Sweetgrass ~ Sage ~ Furs Buckskin ~ Saddles USA Old Timer Knives Knife/Scissor Sharpening, Custom Framing, Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~ 2-II:5-I

All Seaons Home Center: Come on in with your measurements for your additions, pole barns, and your garage packages and see how we can accommodate you.

729 2nd Ave S., Glasgow.

Call 406-228-8288.

5-I

For Sale: Many used mowers; 3 nice baby cribs and small dresser; several generators; 7mm-08 & 270s; 20% off many hand guns, diamond rings. We buy firearms! Leon’s Buy & Sell, 720 First St., West, Havre. (406) 265-3342. 5-I

Looking for a great business?

Incl. encl. trailer, Bobcat, dump trailer, Ditch Witch pipe puller and seller’s 100+ contacts for spring, summer and fall work.

Also incl. some commercial bus. accts. Seller will help buyer w bidding/install. for 1st yr. $65,000 406-654-2273 MissouriRiverRealty.com 5-I

Serving the Havre, MT & Hiline area

406-265-3029 PO Box 517, Columbia Falls, MT 59912

Email - imsbuild@centurytel.net

406-892-2415

Krause Parts For Sale: and other parts at Power Motors Implement. Hardi, Mayrath, older Spra Coupe, Westgo, Gysler, Edwards, Adja and a group of Minneapolis Moline and Ford parts. Fort Benton.

Call George at 406-799-7459 or email gfultz@gmail.com. 5-I

May 6, 2015............................................................................ Volume XIII Issue 9............................................................................. Tricia’s Trader 24