October 21, 2015

October 21, 2015 Volume XIII Issue 20

Postal Customer

FREE-E! TAKE ON

PRSRT STD

Found in 100s of locations in Montana’’.

800-756-1817 w w w . T r i c i a s T r a d e r . c o m

Over 8,800 copies distributed all across NorthCentral Montana!

I NS IDE :

Big Buck Contest continues! p. 15. NO ONE IS ALONE: Final installment of the Suicide Prevention Series

Keith Kessel Construction, LLC - American Scafco Grain Bins Sales & Service

October 21, 2015................................................................... Volume XIII Issue 20.............................................................................. Tricia’s Trader 2

For Sale: 500 Tons Straight round up ready alfalfa in 4x4x8 square bales. Tested 145 RFV. Tarped 1850 lb. bales. Trucking available.

406-670-6551.

10-I

$CASH$ Buy, Sell and Trade Beaded Regalia, Sweet Grass, Native American Music and Native American Jewelry. Leon's Buy & Sell, Havre 265-3342.

9-I

October 21, 2015................................................................... Volume XIII Issue 20.............................................................................. Tricia’s Trader 3

CONTENTS: Classifieds, Classifieds!

Advertising Info............... 16 Auction Calendar.............. 5 Conserv. Cow Dr............. 15 Dave Says...................... 18 Hungry Montanan............. 7 Market Report................... 7 Realty Section.................. 8 Subscriptions.................. 16 SUICIDE PREVENT..12-14 Things to Know................. 4 Paid Classified Rates: Classified, $10 up to 8 lines $1 per line each add’l 13 lines maximum. $5 bold, $5 boxed Runs two issues.

Ask about FREE Classifieds!

Four recreational building lots available just outside of Zortman, MT, ranging from 6 to 21 acres. Power and water is adjacent to each lot and year around access is provided by a gr graveled county road.

Asking $4,000/Acre (207SM6)

Walk-ins Welcome: Blades Hair, Nail and Day Spa welcomes you for all your hair, skin and nail needs. Eyelashes are now available and 24 hour tanning! Located at 4 S. 1st St. W. in Malta, 654-5585. 10-II

Storewide Clearance Sales at the Trash & Treasure Shop in Loma, Hwy 87 & 4th Ave. thru the month of October. Antiques - Collectibles and As-Is Merchandise. Everything 20% to 50% off. Afternoons only or by appt. 406-739-4361. 10-I#1

For Sale: Nicely updated 3 bedroom, 1 ½ bath home on 20+/- acres just 3 miles from Harlem and is bordered by Thirty Mile Creek. Property includes 2 car detached garage w/shop space in addition to a barn, corrals, numerous outbuildings. Plus, the home now has a brand new roof! Asking $147,500 (604JL6) 406-654-2273 MissouriRiverRealty.com 10-II

YOUTH HUNTERS, SEND US YOUR BIG BUCK PHOTOS, Win a prize! Details pg. 15.

October 21, 2015................................................................... Volume XIII Issue 20..............................................................................Tricia’s Trader 4

THINGS TO KNOW: Oct. 25, Sun.: HARLEM AMERICAN LUTHERAN FALL DINNER, Noon2pm.

Oct. 29, Thu.: PARADE OF LIGHTS & OKTOBERFEST, Malta, MT, 6:30pm.

Nov. 8, Sun.: ALL YOU CAN EAT Meatball and Lutefisk dinner! Noon3pm. Bethel Lutheran Church, Kjos Hall, Joplin. Adults $15, Kids 7-12 $7.50, 6 and under free. More info see classified in this issue.

Nov. 8, Sun.: HOGELAND AMERICAN LUTHERAN CHURCH FALL DINNER & BAZAAR. Bazaar open 11:30am, dinner noon-2pm. Adults $10, kids $5, preschool free.

For Sale: Hay. Good quality round bales, 3x4 and 4x4 squares. Straight alfalfa to good grassy mixed hay.

Trucking avail. Call for delivery quoted price, truckloads only.

Call 406-366-2577.

10-I

For Sale: 2014 Dodge Ram 3500 Dually Cummings 6.7L 2x4, Crew Cab, $29,995. 2009 GMC Sierra 3500 Diesel 4x4, Flatbed, Crew Cab, $19,995.

Lewistown, MT 406-5389426 centralcityautowest. com 10-I:11-II

HAY FOR SALE

Good Quality Round Bales 3x4 Squares and 4x4 Squares

406-366-2577

Attention, Farmers!

Nov. 15th

is the last date to report your Winter Wheat seeded acres and production for the 2016 crop year.

This agency is an equal opportunity provider and employer.

(406) 353-2213 (800) 464-2213

For All Your Insurance Needs: *Farm *Ranch *Home *Auto *Crop *Life *Health *Bonds

Your hard-earned money has been, and always will be, supporting your local economy. Richman Insurance--Locally owned and operated.

October 21, 2015................................................................... Volume XIII Issue 20.............................................................................. Tricia’s Trader 5

AUCTION CALENDAR DATE/TIME

AUCTION/AUCTION CO.

LOCATION

Oct., 2015 Online Only Homes for Auction

United Country-Shobe Auction, 406-538-5125, www.shobeauction.com Oct 24, 2015 Marlene Music/Now & Then Ant. Shop Online Auction Closes beginning 6pm www.dmauctionsonline.com

- Thursday: 419 Madison Ave. Chester, MT Winter Hours! Monday 10 AM - 4:30 PM Come check out our selection of ...

Tea Tastings available!

Call to shop after business hours:

406.460.1118

or

406.759.6472

Oct. 31 & Nov. 1 Dr. Lowell Brown Estate Auction 9am & 1pm Eastern MT Fairgrounds, Miles City, Montana R-K Auction, 406-485-2548 or 939-1532 www.r-kauction.com Building Supplies: Come and Get Your pole building supplies at Bloedorn Lumber!

We are a Friendly place that offers Serious service! Come visit us at 80277 US Hwy 87, Lewistown, MT. 10-I

Hay For Sale: 1,500 tons in 3x4s 2014 1ST and 2ND cutting alfalfa. $120/ton.

Located south of Billings, MT. Trucking available.

406-670-6551.

10-I

For Sale: Three steel buildings for sale! 40x40x16, 30x36x14,60x64x18.

Please leave name and phone number.

(406)222-5535.

5-I:10-II Floral and Gift Shop

Located

For Sale: Storage Containers Guitars of Montana. Alvarez, 10' to 45' delivered Call Guild, G & L, Gretsch, Jackson, Todd (406) 899-4104. 10-II Dean, Luna, Ibanez, Mapex, Ludwig, AAD amps, Laney, For Sale: 2011 Ford F-150 Randall, Hammond, Roland/ Lariat, 5.0L 4x4, Crew Cab, BOSS, Electro-Voice pro-audio.

86,690 miles, $27,995. 2011 Bluegrass. Ukuleles. We ship!

Ford F-350 Diesel, 4x4, Crew #2 5th Street South, downtown Cab, Long Box, $16,995.

Great Falls, (406) 453-4998.

Lewistown, MT 406-538w w w. g u i t a r s o f m o n t a n a .

9426 centralcityautowest. com.

5-I:10-II com 10-I:11-II

at: 900 S. Central Ave. Malta, MT 59538

October 21, 2015................................................................... Volume XIII Issue 20.............................................................................. Tricia’s Trader 6

Water Tests for Livestock, Irrigation, Recreation, Household

KemData

A Testing Laboratory for

WATER NATURAL GAS CRUDE OIL Providing Fast Professional Service since 1972

24121 Warrick Road, Big Sandy Mt. 59520 Ph. 406.386.2291 BUY-SELL-TRADE Vintage Collectibles: Kokomo Joe's Trading Post, Chester Montana. 406-759-6472. 10-I For Sale: 2014 and 2015 irrigated alfalfagrass hay, good quality, net wrapped round bales. Call 263-1082. 10-I

Tulips and Treasures: One of a kind arrangements and gifts, free in-town delivery. Call 406-654-1273 or stop in 900 S. Central Ave. Malta. 10-II

For Sale: 1981 16ft Alumacraft Sunfisher boat with shoreline easy load trailer, 40 horsepower Yamaha motor. $2,500. 406-263-7692. 10-I

- Complete Package -

For Sale: 1958

Prewett Int Home Stor Awesome st & Gifts, t 9844, nemont.net41, Glasgow, MT M-F 8:30-5

Malta area: happening in Holiday Seaso open on Sun starting Nov.28 Many late nig Christmas sh the Malta C complete sche

Traegar grills o time ever! 10 or pellets with new grill. Reb soon, so stop Locations in Malta and Gla

November 19, 2014 ...............................................................Volume XII Is

October 21, 2015................................................................... Volume XIII Issue 20..............................................................................

Tricia’s Trader 7 November 19, 2014 ...............................................................Volume X

CHINOOK

Wheat markets were slightly lower for the week, stalling at a significant resistance level after October 13, 2015 This Week four weeks of rallying. The Southern Hemisphere’s Kansas City Wheat 5.01 wheat crop is close to finishing and early harvest has Minneapolis Wheat 5.26 begun in Australia. Late season warm and dry Chicago Wheat 5.08 weather are thought to have shaved off the top end of Corn 3.79 Soybeans 9.1 yields but Australia is still expected to have at least Soybean Meal 315.8 an average crop and will soon be competing with the Soybean Oil 28.83 US in key Southeast Asian markets. Corn was also Live Cattle 137.20 weaker as the harvest moves steadily through the Feeder Cattle 189.70 Midwest. Prices had rallied over the last month but it Sugar 13.83 looks like hedge pressure is beginning to impact the Crude Oil 46.64 market. Soybeans managed to push above key Heating Oil 1.4833 resistance despite an active harvest pace and Unleaded Gas 1.3083 impressive yields. Strong demand from China and Natural Gas 2.51 the slow pace of planting in Brazil due to weather Silver 16.11 Gold 1179.80 issues are prompting traders to cover short positions.

US $ 93.57 The cattle complex bounced further off of the Canadian $ 0.773 lows established two weeks ago. Chart formations Euro 1.1489 suggest that these lows could be significant bottoms Dow Jones 16822 created by the washout type of price action. Cash markets are rebounding quickly, and there is evidence thatlevel retailers are stepping in aggressively with Wheat markets were slightly lower for the week, stalling at a significant resistance after four weeks of rallying.forward The Southern Hemisphere’sfor wheat cropholiday is close to season. finishing andFeeder early harvest has begun large purchases the cattle had inan even stronger performance.

Australia. Lateare season warm and dry weather thought to havecattle shaved and off thelooking top end of yields but empty pen space. The active Feedlots finally moving outarethe heavy to fill Australia is still expected to have at least an average crop and will soon be competing with the US in key corn harvest and plenty of cheap feed are helping to buoy feeder prices Southeast Asian markets. Corn was also weaker as the harvest moves steadily through the Midwest. Prices as well. had rallied over Financial markets were generally even though theSoybeans dollar was sharply lower. The the last month but it looks like hedge pressure isquiet, beginning to impact the market. managed to push above key resistance an active harvest paceisand impressivemore yields. Strong demand ongoing weakness in the despite Chinese economy leading traders to think that the FED will from China andrates the slow pacetime of planting in Brazil due to pressured weather issues are prompting traders tothat, cover in turn, supported foreign not raise any soon, which the dollar and short positions. currencies and metals. Crude oil reacted negatively to the Chinese weakness, as their slowing economy negatively affects demand fortwoenergy.

The cattle complex bounced further off ofthe the lows established weeks ago. Chart formations suggest Change from Last Week -0.07 -0.07 -0.09 -0.17 0.19 9.30 0.21 1.05 4.75 -0.15 -1.17 -0.0963 -0.0817 0.04 0.02 31.10 -2.01 0.0076 0.0226 8

Where to Eat, Sleep & Drink in the Heart of Montana.

HAVRE

P u t t i n g T h e P o w e r o f I n f o r m a t i o n I n Yo u r H a n d s

CHINOOK

SC

C o m m o d i t i e s

Where to Eat, Sleep & Drink in the Heart of Montana.

Spectrum Commodities Louise Gartner 800-888-9843

S p e c t r u m

HAVRE

AG INTEREST SERIES: MARKETS

Financial markets were generally quiet, even though the dollar was sharply lower. The ongoing weakness in the Chinese economy is leading more traders to think that the FED will not raise rates any time soon, which pressured the dollar and that, in turn, supported foreign currencies and metals. Crude oil reacted negatively to the Chinese weakness, as their slowing economy negatively affects the demand for energy.

For Sale: Vintage home on approx. 4 acres. New water heater & furnace. Large kitchen, large attached garage. Horse friendly. Call 399-4856, Chinook.

10-II

For Sale: Custom Built 30.06 rifle, Swarovski 3x10x42 scope, sling, soft case and ammo.

Like new. Price $2,279.99.

Call 406-403-1804. 10-I:11-II

For Sale: Propane tank, 120 gal. horizontal, FULL $450.00: 32" belt driven Buzz Saw, $250.00: 3 pt. PTO Danser post digger, with 10" auger, $350.00: Loma, 406-799-3820 10-I

For Sale: 5 bedroom, 2 bath Home; 58 irrigated acres , out buildings, barn, wind break, corrals on South Wagner Road For more information call 406654-2780 or 724-7105. 10-II

Malta are happening Holiday S open on starting No Many late Christmas the Malta complete

Prewett Home Awesome & Gifts 9844, nemont.ne Glasgow, M-F 8:

For Sale: 1 Tandem, C w/ 40k m and water has been Call Ame (406) 357 drive or f

that these lows could be significant bottoms created by the washout type of price action. Cash markets are rebounding quickly, and there is evidence that retailers are stepping in aggressively with large forward purchases for the holiday season. Feeder cattle had an even stronger performance. Feedlots are finally moving out the heavy cattle and looking to fill empty pen space. The active corn harvest and plenty of cheap feed are helping to buoy feeder prices as well.

Louise Gartner Spectrum Commodities 800-888-9843

Traegar gr time ever! or pellets new grill. soon, so Locations Malta and

Robin's Roost in Malta: Located between the Lucky Bullet and Moore's Printing.

Fashions for the curvy girl! We carry sizes small to 3XL. 10-II

Help Medical C Administra Enrollmen hours/week Contact M 406-357-2 sweetmedi For Sal Mountaine 37.5 ft. L queen bed screen T New a shape! L OBO. 40

Gifts an distinctive Promises fire places much mor out all you Water C 2380. Ope

October 21, 2015................................................................... Volume XIII Issue 20..............................................................................Tricia’s Trader 8

For Sale: RARE KNIVES Large Selection RUANA CASE XX ~ SCHRADE Hard - to - find USA-made Old Timer & Uncle Henry Knife/Scissor Sharpening Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~

10-I

For Sale: Allis Chalmers XT190 tractor w/ FarmHand loader & grapple, 540 PTO, dual hydraulics. In good shape, good tires. $5,900. Call 406367-5577 or 263-5578. 10-I

Tires, Alignments, Plus: Chinook Tire, Lube and Sporting Goods, 428 Indiana St. in Chinook. Tires of all brands, Alignments, Oil changes, Brakes, Rifles, Hey! Looking for a good Ammo, Bait, Fishing tackle, building mover?? Call Dale Camping supplies. We aim to Freitag 654-1123 or Dan Liese please. Call 357-2901. 10-I 379-2320. Prompt, experienced, competitive pricing. 5-I:11-II

October 21, 2015................................................................... Volume XIII Issue 20.............................................................................. Tricia’s Trader 9

FOR SALE PURE BRED

GERMAN SHEPHERD PUPPIES

WE HAVE THE PERFECT GIFTS...

AND MORE TO BE ADDED FOR THE HOLIDAYS

WE HAVE THE PARENTS

For Sale: 282 New Holland Square baler: 9 round bale Hay rack for Truck.

Call 674-5469.

10-II All You Can Eat Meatballs & Lutefisk! Nov. 8 Noon-3, Bethel Lutheran Church, Kjos Hall, Joplin. Lutefisk, Meatballs, Lefse, potatoes, salad bar, & Scandinavian cookies. Lefse for sale. Adults $15, Kids 7-12 $7.50, 6 & under free. 10-II

COME SEE US! We have Carpet & Vinyl flooring for $.99 sq/ft. Laminate is only $1.99 sq/ft. And our pen carpet is only $.99! Get you great prices at Brandon's Drapery and Floor Coverings at 420 3rd Street Havre, Mt 59501 or call at (406)265-9852. 10-II

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 10

For Sale: 226 2nd St NW~Rudyard, MT~$74,500 3 bdrm, 1 bath home. Open floor plan, large master suite w/patio and large family room w/wood stove. Nice updates including paint, carpets & new metal roof. Triple heated/insulated garage/shop. Call Janis Flynn Pyrak @ 406-265-7845 10-I

D

For Sale: Used oilfield pipe, rods, cable & guard rail.

New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free- 866-683-7299 or 406-453-7299 Big Sky Pipe And Supply, Great Falls.

Call Today and Ask for our free catalog. Visit Us Online http://bigskypipeandsupply. com/html/ 9-II:12-I

SOL For iron Call

Sale: 50-60 oneblack bred Heifers.

674-5469.

10-II

For Sale: 2000 30ft Featherlite Stock Trailer $9,999 and a 2008 30ft Featherlite Stock Trailer $13,999. We have 140 trailers on the lot! Always offering great deals! Call Bass Auction at (406) 538-8709 or go to www.bassauctionco.com 10-II

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 11

For Sale: 1,000 tons of alfalfa and alfalfa grass mix in round bales. $100/ton.

This is fresh cut, this year's crop. Nice green hay. No Rain! Trucking available.

406-670-6551.

10-I

For Sale: Two-seat tree stand for $250 or best offer! Come see at Ma's Loma Cafe! Call us at (406)739-4422. 10-II Come into All Seasons Home Center @729 2nd Ave S., Glasgow, with your measurements for your additions, pole barns, and your garage packages. See how we can accommodate you.

Call 406-228-8288. 9-I:2-II Rentals Available: Low income housing, all utilities pd, laundry room, playground, landscaped, clean & convenient, equal housing opportunity, handicap accessible.

Cedarview Apartments, 543 S. 3rd. St. W., Malta Mt. 59538 Call 654-2746-TTY 711 TDD 1-800-833-6388. 10-I

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 12

No One is Alone - Part 3 of 3 “Suicide is a particularly awful way to die: the mental suffering leading up to it is usually prolonged, intense, and unpalliated. There is no morphine equivalent to ease the acute pain, and death not uncommonly is violent and grisly. The suffering of the suicidal is private and inexpressible, leaving family members, friends, and colleagues to deal with an almost unfathomable kind of loss, as well as guilt. Suicide carries in its aftermath a level of confusion and devastation that is, for the most part, beyond description.” ~Kay Redfield Jamison, Ph.D. Professor of Psychiatry Johns Hopkins University, “Night Falls Fast: understanding suicide”, pg. 24

Glendive (406) 377-6075

Mental Health Center Regional Administrative Office

www.emcmgc.org

PO Box 1530 / 2508 Wilson Miles City, MT 59301

Phone: (406) 234-0234

Glasgow (406) 228-9349

Fax: (406) 234-0235

Sidney (406) 433-4635

Wolf Point (406) 653-1872

Plentywood (406) 765-2550

Miles City (406) 234-1687

September is

Suicide Awareness and Prevention Month Like us on Facebook

Clinic: (406) 759-5194 Hospital: (406) 759-5181 Call Today To Visit With Us About Your Mental Health Needs

5 West Madison Avenue PO Box 705 Chester, MT 59522

“Improving Your Health, Improving Your Life” www.libertymedicalcenter.org

In the previous two installments of this series on Suicide Prevention in Tricia’s Trader, we’ve attempted to address why suicide happens, some causes and warning signs, and resources for prevention and intervention. The biting truth still remains, though, that when a suicide occurs the chain reaction that follows causes desperation and pain beyond the scope of human imagination. Survivors truly only “survive” the days and weeks following a loss to suicide--the challenge in finding guidance, help and healing is real, and answers are most often elusive.

How can friends, family and faith communities offer support to those who are surviving a suicide or suicide attempt?

While the best solution for dealing with suicide is obviously prevention, in order to attain that we need to lose the fear of talking about suicide, and set aside preconceived ideas and judgements we may carry about how to “fix” someone. The reality is mental health is complex and still vastly uncharted territory. Minimizing the seriousness of mental illness or shaming someone who is dealing with it is not going to make it less of a threat.

On the same token, most people do realize that the words and actions of friends and loved ones toward those who are grieving a suicide loss or dealing with mental illness in a loved one can help or hinder--mostly, people just don’t know what to say or do to be supportive.

What to Say to Someone Who is Suicidal or Has Survived a Suicide Attempt

Karl Rosston, Suicide Prevention Coordinator of the Montana Department of Health and Human Services offered guidance for how to help someone who is dealing with suicidal thoughts or has attempted suicide in the DPHHS brochure “Suicide in Montana: Facts, Figures, and Formulas for Prevention” (September 2015).

Most importantly, he stresses, “All suicidal ideations are serious and every precaution needs to be taken, even if you believe the action is purely to gain attention. Never put a person in the position of needing to prove that they are serious, as suicidal ideations are a cry for help.”

Additionally, Rosston argues that talking about the topic will not “plant the idea in [their] mind.” Rather, talking about it might prevent completion of the suicide. Also, the degree of risk will need to be assessed. Mental health professionals should be involved whenever possible, but the first, most important approach is to ask questions in a warm, accepting, non-judgmental manner, being careful how those questions are worded. Asking questions that begin with “Why…” will elicit a defensive response and end the conversation. Better questions1 would be something like…

• How are you coping with what’s been happening in your life?

• Do you ever feel like just giving up?

• Are you thinking about dying?

• Are you thinking about hurting yourself?

• Are you thinking about suicide?

• Have you thought about how you would do it?

• Do you know when you would do it?

• Do you have the means to do it?

According to Rosston, if a friend or loved one is thinking about suicide, he or she needs professional help, even if suicide isn’t an immediate danger. The DPHHS lists these points of action: • Encourage the person to seek treatment. Someone who is suicidal or has severe depression may not have the energy or motivation to find help. If your friend or loved one doesn’t want to consult a doctor or mental health provider, suggest finding help from a support group, crisis center, faith community, teacher or other trusted person. You can help by offering support and advice — but remember that it’s not your job to become a substitute for a mental health provider.

• Offer to help the person take steps to get assistance and support. For example,

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 13

HELPFUL SIDE-BAR FOR STORIES

you can research treatment options, make phone calls and review insurance benefit information, or even offer to go with the person to an appointment.

• Encourage the person to communicate with you. Someone who’s suicidal may be tempted to bottle up feelings because he or she feels ashamed, guilty or embarrassed. Be supportive and understanding, and expressMISINFORMATION your opinions without placing blame.

Listen attentively AVOID AND OFFER HOPE and avoid interrupting.

• acknowledge Suicide is complex.

There are almost causes, • Be respectful and the person’s feelings.

Don’t tryalways to talkmultiple the person out of his or her feelings orincluding express shock.

Remember, even though someone suicidal isn’t psychiatric illnesses, that may not who’s have been thinking logically, therecognized emotions areorreal.

Not respecting how the person feels cantreatable. shut down treated.

However, these illnesses are communication.

• Refer to research findings that disorders and/or • Don’t be patronizing or judgmental.

For example, don’t tellmental someone, “things could be worse” or “you have everything to live for.”

Instead, ask been questions suchinas,90% “What’s causing you to feel substance abuse have found of people who so bad?” “What would make you feel better?” or “How can I help?” have died by suicide.

• Never promise to keep someone’s suicidal feelings a secret. Be understanding, but explain that you may not be •able Avoid to keep reporting such a promise you think the person’s is in danger. thatifdeath by suicide waslife preceded byAt a that point, you have to getsingle help. event, such as a recent job loss, divorce or bad grades.

• Offer reassurance that things will get better. When someone is suicidal, it seems as if nothing Reporting this leaves the public an overlyand simplistic will make things better.

Reassure like the person that these feelingswith are temporary, that with and misleading of suicide. appropriate treatment, he or she will feelunderstanding better about life again.

• Encourage the person to avoid alcohol and drug use. Using drugs or alcohol may seem to ease • Consider quoting a suicide prevention expert on causes the painful feelings, but ultimately it makes things worse — it can lead to reckless behavior or and Avoid putting expert opinions a treatment. feeling more depressed.

If treatments. the person can’t quit on his or her own, offer to helpinfind • Remove potentially dangerous items from the person’s home, if possible. If you can, make sensationalistic context. sure the person doesn’t have items around that could be used to commit suicide — such as • orUse your story to inform readers about the be causes ofoverdose, knives, razors, guns drugs.

If the person takes a medication that could used for its warning signs, trends rates and recent encourage him or hersuicide, to have someone safeguard it and give in it as prescribed.

It’s also importanttreatment to understand what Rosston and the DPHHS have termed the “Rebound advances.

Effect”. According to the DPHHS, “This is a very important effect to watch for. People do not • Add about thePeople manytend treatment recover overnight unless there statement(s) is a very important reason. to comeoptions out of wanting to commit suicide slowly. Sometimes who decided to kill themselves may appear quite available,people stories of have those who overcame a suicidal happy. This is because they have finally made up their minds and see an end to their pain and crisis and resources for help. anguish. They aren’t really happy. They are simply relieved of their burden or stress or pain. Also, sometimes people who severelyup-to-date depressed and contemplating suicide don’twhere have enough energy • are Include local/national resources to carry it out. But, as thereaders/viewers disease begins to “lift” they may regain some of their energy but will still can find treatment, information and have feelings of hopelessness. advice that promotes help-seeking.

You can’t tell the difference by looking at them. Studies of people who have been institutionalized for depression who later killed themselves all indicate that the period of greatest suicidal risk is not when the people are in the depths of depression, but during the first 90 days after the depression begins to lift.”

SUGGESTIONS FOR ONLINE MEDIA, MESSAGE What to Say to Someone Whose Loved One is Suicidal BLOGGERS & you CITIZEN JOURNALISTS

If you were BOARDS, to discover that someone close to was struggling with severe depression or suicidal thoughts,•whatBloggers, effect would that have on you?

Would it change how you feel about citizen journalists and public commentators can that person? If that individual is your child, spouse, sibling or family member, would it change help reduce of contagion withfinds posts or links to treatment how others regard you and your family?risk If someone you know themselves in this position, signs suicide hotlines. be certain they are askingservices, themselveswarning these very sameand questions.

They may feel very embarassed, lonely and isolated.

• hope and recovery, information on how

Similar advice canInclude be givenstories to familyofsupport members as is given to those struggling with to overcome suicidal thinking copinghelp. skills. mental health issues: discuss it compassionately, learn about it,and andincrease seek professional In part, the same list of support tips provided by the Montana DPHHS for talking to a loved one who is The potential for online reports, photos/videos and stories depressed or suicidal,• which was outlined above, can also help communicate with extended family viral it staff vital” that online ofhealth suicide members or friends who to arego being themakes “support to a loved onecoverage with mental issues.

• Offer to help get the assistance andorsupport needed.

Professional therapy, counseling and grief follow site industry safety recommendations. support groups are available for families who are dealing with mental illnesses. The list of Social networking often memorials theto find resources in the •sidebar on page 14 can alsosites be utilized bybecome supportive friends and to family help for all involved. deceased and should be monitored for hurtful comments • Encourage them to communicate with you. that Just others as someone suicidal may be tempted and for statements are who’s considering suicide. to bottle up feelings because he or she feels ashamed, guilty or embarrassed, the same can be Message board guidelines, policies and procedures could true of their family members. Be supportive and understanding, and express your opinions support removal and of inappropriate and/or insensitive without placing blame.

Listen attentively avoid interrupting.

Be trustworthy, andposts. keep the information they share with you private, unless they ask you to do otherwise.

• Be respectful and acknowledge their feelings. Their current range of emotions might feel very new to them as they navigate the waters of mental illness. Don’t be judgmental or bossy.

MORE INFORMATION AND RESOURCES AT: How to Support Someone Who is Grieving a Suicide Loss www.ReportingOnSuicide.org

Unfortunately, the numbers don’t lie; there is unmentionable loss of life due to suicide in Montana. In some cases, families have known about the mental illness and the day they hoped

WARNING SIGNS OF SUICIDE • Talking about wanting to die • Looking for a way to kill oneself • Talking about feeling hopeless or having no purpose • Talking about feeling trapped or in unbearable pain • Talking about being a burden to others • Increasing the use of alcohol or drugs • Acting anxious, agitated or recklessly • Sleeping too little or too much • Withdrawing or feeling isolated • Showing rage or talking about seeking revenge • Displaying extreme mood swings The more of these signs a person shows, the greater the risk. Warning signs are associated with suicide but may not be what causes a suicide.

WHAT TO DO If someone you know exhibits warning signs of suicide: • Do not leave the person alone • Remove any firearms, alcohol, drugs or sharp objects that could be used in a suicide attempt • Call the U.S. National Suicide Prevention Lifeline at 800-273-TALK (8255) • Take the person to an emergency room or seek help from a medical or mental health professional

THE NATIONAL SUICIDE PREVENTION LIFELINE 800-273-TALK (8255) A free, 24/7 service that can provide suicidal persons or those around them with support, information and local resources.

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 14

would never arrive did indeed arrive. In other situations the victim bore their pain silently, dealing the most horrific blow to those who loved them most.

Julie Levine is a Family Service Counselor with Croxford Funeral Home in Great Falls, Montana. Levine indicates that the grief process for those reeling from a suicide loss involves significantly different dynamics than other types of losses, in her experience. The most prevalent emotion, she says, is tremendous guilt. Survivors feel like they should have prevented the suicide, or in hindsight they can see signs that they previously did not: things like the victim becoming isolated, angry, or making comments that weren’t taken seriously. The loved ones who are left behind take that burden of guilt on themselves, and it’s a heavy burden. The second most prevalent dynamic she sees in suicide loss is anger.

Survivors carry huge loads of anger. They are angry at their loved one for not reaching out, for taking the “easy way out”.

The extent to which this happens depends on their position within the family. Parents or spouses usually have the hardest time. A parent often feels like they couldn’t protect their child; a spouse can feel like they let their partner down, or express anger for their spouse “leaving me like this” or “what about our kids?”. Children experience the loss at another level depending on what age they are, but kids usually harbor more guilt; in the case of sibling loss, there’s often a great deal of anger.

As compared to the grief process that occurs after a natural death, these two elements of guilt and anger can monumentally hinder the grieving process after a suicide because victims may get stuck on one or the other of these emotions. Sometimes Levine sees people who can move past these elements, but more so when they had tried to reach out to their loved one and get them help.

Levine feels strongly that when there’s a suicide, grieving survivors must reach out to a professional on some level to avoid becoming stuck in these unhealthy patterns for years, which can profoundly hinder them for the rest of their lives. She recommends finding a caring professional who can guide you through the difficulty of losing someone to suicide, and possibly reaching out to someone who has suffered in a similar way.

Ultimately, Levine says, “What we need more than anything is prevention. We don’t talk enough about suicide. There is a stigma attached to suicide; families are embarrassed by it, it gets covered up, very often it isn’t even named as the cause of death in obituaries. The same is true with mental illness.

We need a way to educate everybody about mental illness. Lots of times these people have a long history of not feeling connected to society, or they were bullied or abused when they were young.”

She continues, “The person who committed suicide had a plan in their head, and they made that choice, and often only a professional could have cracked through it beforehand. But when they’re in crisis, they can’t think clearly or rationally to look for help. Usually the victim is in so much severe pain, they just want it to end. Someone with professional training is needed to stop it.”

When asked how to best be supportive to those who are grieving a suicide loss, Levine suggested the words she loves the most in any situation: “I am so sorry for your loss. Is there anything I can do to help you through this hard time?” Sometimes, though, unspoken words are the best, and action is a good thing. Send an uplifting Hallmark card--they can express your concern in a way you may not be able to. Or take the old-fashioned route, and deliver a casserole. The worst thing to do is nothing at all. Levine urges, “Don’t pretend it didn’t happen. Find that small gesture of compassion you are comfortable with and do that.”

Those who are dealing with a suicide loss might find it beneficial to remain in contact with the funeral director, their faith-based clergy, or professional counselors beyond the time of the funeral. Funeral directors can be a valuable resource, and they see the rawest emotions of grief as it unfolds. They may be able to guide survivors to the help they need in the weeks and months that follow the funeral, which is likely when they will need a great deal of ongoing support.

When all is said and done, no one is responsible for preventing another from taking his or her own life — but intervention may help the person see that other options are available to stay safe, get treatment, and lead a long, full life. It could be the greatest act of love ever committed for another human being. “But now faith, hope, and love remain—these three. The greatest of these is love.” (1 Corinthians 13:13, World English Bible)

by Tricia A. Kimmel 1. The Mayo Clinic, http://www.mayoclinic.org/diseases-conditions/suicide/in-depth/suicide/art-20044707 )

Suicide Prevention LIFELINE 800-273-TALK (8255) *A free, 24/7 service that can provide suicidal persons or those around them with support, information and local resources.

Montana Peer Network www.Mtpeernetwork.org 406-551-1058 *A network of individuals helping one another on the path of recovery.

NAMI Helpline (National Alliance on Mental Illness) 1-800-950-NAMI (6264) or info@nami.org 406-443-7871 NAMI of Montana www.namimt.org *Directory of Mental Health Services listed by county.

Central Service Area Authority www.Centralsaamontana.org 406-444-9344 (Phone) 406-431-6175 (cell) 888-866-0328 (Toll Free) *Ensure consumers, families and community stakeholders have a strong voice in….public mental health care delivery in Montana, with a focus on the Central region of the state.

Veterans Crisis Line 800-273-8255, Press 1 Confidential chat at www.VeteransCrisisLine.net Or text to 838255 *Free, confidential support 24 hours a day, 7 days a week, 365 days a year, even if they are not registered with VA or enrolled in VA health care. www.MilitaryOneSource.mil *Click around for answers to the military life questions you didn’t even know to ask. Get to know your benefits and prepare for the big stuff – deployments, reintegration, moves, parenthood, retirement and more.

Local Havre Crisis Line 406-265-2222 Voices of Hope Hotline: 406-453-4357 Great Falls www.voicesofhope.info * We help people deal with suicide, domestic violence, sexual assault, eating disorders, relationship problems and mental health issues.

Montana Mental Health Association www.montanamentalhealth.org 877-927-6642 Montana Mental Health Ombudsman www.mhombudsman.mt.gov 406-444-9669 (Helena) 888-444-9669 (Toll Free) *Represents the interests of individuals with regard to the need for public mental health services. Answer questions, discuss ways to resolve a problem, provide information, contact agencies on your behalf, connect you with agencies or organizations which can help.

Long Term Care Ombudsman 800-551-3191 www.dphhs.mt.gov/sltc/aginglongtermcareombudsman *Nursing Homes and Assisted Living Issues

Montana Warm Line 877-688-3377 *Non-crisis phone line staffed by primary consumers

Addictive and Mental Disorders Division Mental Health Services Bureau www.dphhs.mt.gov/amdd 888-866-0328

Medicaid Recipient Hotline 800-362-8312

http://store.samhsa.gov/shin/content//SMA15-4419/SMA15-4419.pdf *Free downloadable guide: “A Journey Toward Health and Hope”

Aging Hotline Citizen’s Advocate 800-332-2272

Mental Health Local Area Council (LAC) for Blaine County (part of Central Service Area Authority http://centralsaamontana.org): Contact Blaine County Department of Health at 357-2345 or Tina Mord at 357-2369.

For additional LAC information in Eastern Montana: Eastern Service Area Authority - www.esaamontana.org Miles City, Montana aklein@mt.gov 406-234-1866

9-1-1 Emergency Services *Dial 911 Montana 2-1-1 *Dial 211 to get information for nearby services.

Youth Dynamics 877-458-7022 www.Youthdynamics.org *Shelby, Havre, Great Falls, Malta, Glasgow, Wolf Point AWARE, Inc. 406-683-9385 *Variety of mental health and intellectual disabilities services.

Montana Suicide Prevention Website www.prc.mt.gov/suicideprevention

Health Link Now 916-669-1200 *Telepsychiatry Services American Telepsychiatrists 888-718-2100 Center for Mental Health 888-718-2100

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 15

YOUTH HUNTERS! Show us your prize buck - Win a PRIZE!

Tricia’s Trader 2015

BIGGEST BUCK CONTEST Open to all youth hunters under age 18 who are legally qualified to hunt in the State of Montana.

To enter, hunters must submit a photo of themselves with their mule deer or whitetail buck, along with name, parent’s name, address, age and birthdate, a short story about their hunt, and specifications about their deer (size, points, etc.) Deer must be harvested during the 2015 hunting season. Entries will be judged based on their story and the quality/size of their deer. Entries will be published in the December 16th edition of Tricia’s Trader. All entries must be received in the Tricia’s Trader office by December 3rd, 2015. Winners will be contacted no later than Dec. 14, 2015. Judging will be completed by an independent panel of judges. All local and state hunting regulations must be followed. Any indication that laws were broken will result in disqualification for prizes, or forfeiture of said prizes.

Grand Prize:

Full European Mount, donated by Lewistown Taxidermy.

2nd Place:

USA-made Buck Hunting Knife, donated by

Don’s Sporting Goods in Lewistown, Montana.

13 other contestants:

will receive a Shakespeare Youth Fishing Pole with accessories, donated by Lewistown Sports. ***Enter via email to office@kimmel-kreations.com or by mailing info to 2000 Country Club Road, Turner, MT 59542.*** Complete rules will be posted at www.triciastrader.com on October 8th, or contact Tricia’s Trader at 406-379-2377.

Ramblings of a Conservative Cow Doctor

by Krayton Kerns, DVM, former State Rep. HD 58

Fear of Falling

Cora, my three-year-old granddaughter, is sequence number six in the clan of eight miniKimmels. She shares a basement bedroom with her sister and a few nights back she crawled out of bed stumbled upstairs and awakened her mother by announcing she was afraid of heights. “Well it is a good thing you sleep in a toddler bed, so get to bed,” her mother fired back. Cora’s mom runs a pretty tight ship, so she meandered back to bed.

Although Cora’s fear of heights appears to have been a self-induced convenience, most everyone fears falling to some degree. Through reasoning and conditioning, many are able to suppress this instinctive, self-preservation phobia, but not me, even though I am a pilot. I am comfortable flying because I have more confidence in Bernoulli’s principle of lift than the structural integrity of bridges, skyscrapers and cliffs; all of which could collapse at any moment. Here is why acrophobia is timely.

China recently constructed the world’s

highest, glass-floored, suspension bridge spanning 900 feet across a 594 foot deep gorge. Pedestrians slip on blue, paper booties so as to protect the oneinch thick, clear floor and off they stride for the rush of a lifetime. Many of the first adventurers were so overwhelmed by the visual stimuli of the nothingness beneath them they crawled back to the visitor’s center. Last week, with dozens of thrill seekers creeping across the gorge, the glass cracked and the fun of suspension bridging plunged to the rocks below. Now, to New Zealand.

Sweeping social media is a recent GoPro video of four, French, backpack-laden hikers crossing the Hopurahine Suspension Bridge in New Zealand’s Te Urewera National Park. At the halfway point, the suspending cable snaps and the four plunge 26 feet into a deep river. Other than scrapes and a dunking, the adventurer’s injuries were minor and this brings me to my point.

After learning about the mishap in New Zealand and knowing the clear China walkway has

already cracked, would you cross the glass-floored suspension bridge, or would your fear of heights confine you to the visitor center parking lot? I would refuse even if suspension bridges had a perfect safety record, but would you cross if the failure rate was 100 percent? Think about it and consider this analogy: The unwashed continues to let the ruling class direct them across the wealth redistribution, suspension bridge of Marxism. Progressivism, socialism and Marxism are synonymous terms for government controlled economies and historically all have failed at being the bridge to nirvana. This election cycle, American voters, including illegal immigrants, must resist being mesmerized by the free stuff the ruling class candidates beam from the left side of the canyon. There is no free and our national debt is rocketing skywards. Retiring this liability will be impossible in any economic system other than free-market capitalism. Vote freedom over free stuff, or just like the French hikers in New Zealand, America plunges into the abyss.

The next issue wil be distributed Wed., November 4, 2015.

Ad DEADLINE Wed., Oct. 28th at 9am.

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 16 2000 Country Club Road * Turner, MT 59542 Phone 800-756-1817 Email: office@triciastrader.com www.TriciasTrader.com FAX: 888-796-8498

“TRICIA’S TRADER” IS PUBLISHED BY:

LLC

Advertisers’ Advocates

Contact one of our to place an advertisement, or contact Kimmel Kreations directly at the address above.

Visit www.TriciasTrader.com to place your ad today.

FERGUS JUDITH BASIN CASCADE CHOUTEAU HILL PETROLEUM

OUT-OF-AREA ACCOUNTS, plus SOCIAL MEDIA & ONLINE AD OPTIMIZATION: Amy will reach out to you if you live/work in any other area not mentioned here. Or call her to learn about how your ad works online!

Owner, Tricia Kimmel 800-756-1817 x101 anytime or 406-379-2377 from 8:30-3:30pm

Marshall Mord or Melissa Nash 800-756-1817 x106 406-366-5318 (c) south@triciastrader. com

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EASTERN REGION: Jamie is happy to help you if you live in one of these counties: BLAINE VALLEY PHILLIPS DANIELS ROOSEVELT SHERIDAN RICHLAND

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Limited Free Classifieds: ONE FREE Unenhanced Class./Issue/Household for Items for Sale, Wanted, Garage Sales, Help Wanted etc. Will run 2 issues.

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Tricia’s Trader SERVES THESE MONTANA TOWNS: Town: Joplin Inverness Rudyard Hingham Gildford Kremlin Fort Benton Loma Big Sandy Havre Chinook Harlem Fort Belknap Turner Hogeland Zortman Roy Dodson Malta Loring Whitewater Saco

Prefix: 292 292 355 397 376 372 621, 622 739 378 262, 265, 407, 808, 945, 969, 390, 394, 395, 398, 399 357 353 353 379 379 673 464 383 301, 654, 658, 680 674 674 527

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364, 648 228, 230, 263, 367, 831 Nashua 746 Fort Peck 526 Wolf Point 392, 525, 650, 653, 915 Opheim 762 Plentywood 765 Circle 485, 974 Jordan 557, 977 Grass Range 428, 928 Lewistown 350, 366, 380, 535, 538, 707, 708, 968 Hobson 423 Stanford 566 Geraldine 737 Denton 567 Chester 759 Belt 277 Great Falls 205, 216, 217, 231, 268, 403, 452, 453, 454, 455, 564, 590, 715, 727, 731, 750, 760, 761, 770, 771, 781, 788, 791, 799, 836, 866, 868, 870, 899, 923, 952, 964, 965, 997 ALL MONTANA AREA CODES ARE (406)

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The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or warranties made in such advertising are those of the advertisers and not the publisher.

Every effort is made by Kimmel Kreations, LLC to never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse, reject or cancel any advertisement at any time.

The publisher is not liable to any advertiser herein for any misprints in advertising not the fault of the publisher, and in such an event, the limit of the publisher’s liability shall be the amount of the publisher’s charge for such advertising.

All advertising for the sale, rental, financing, insurance and appraisal of residential real estate are subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or an intention to make any such preference, limitation or discrimination. Kimmel Kreations, LLC will not knowingly accept any advertising which is in violation of this law.

All advertising layouts and designs and portions of the same that are produced by Kimmel Kreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher.

“Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2015.

NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken based upon information in an advertisement or article.

ADVERTISING RATES:

The cost for a classified advertisement, up to 8 lines is $10 per 2 issues, and $1 per line over 8 lines for a MAXIMUM ad length of 13 lines. Add $5 per 2 issues for a box outline, and/or $5 per 2 issues for bold text other than the heading. The following specials apply for multiple classified ads: Place 3 classifieds or more in the same issue and get a 15% discount. Or run the same classified ad in every issue for a year for $100 (includes 4 issues free), or for six months for $50 (includes 2 issues free). Pictures/ graphics may only be included in display ads.

LIMITED FREE CLASSIFIEDS: ONE FREE UN-ENHANCED CLASSIFIED AD PER ISSUE per household for Items for Sale, Wanted, Garage Sales, Help Wanted etc. Will run for two issues. Business listings, auto dealers, services provided, land/housing, and all other categories may still advertise for the low rate of $10 per 2 issues.

To place a classified, just fill out the form on this page and mail it to: Tricia’s Trader, 2000 Country Club Road, Turner, MT 59542. Or complete the form online at www. triciastrader.com.

Please contact your Advertiser’s Advocate listed above to inquire about display advertising or to request a current rate chart. Display ads can be any dimension in 2” wide increments up to 10” wide by 10” high (full page). Display ad design is available for $5 per full design or edit. Ask your Ad Rep about design fee waivers, specials, and package rates. Your Advocate can work with you to develop a marketing strategy that’s effective, and determine the size and design that you need to get the most out of your advertising budget for your unique situation.

Call YOUR Ad Rep today!

October 21, 2015................................................................... Volume XIII Issue 20............................................................................Tricia’s Trader 17

Hay For Sale: 400 ton of straight Round-up ready alfalfa hay in 3x4s. 200 ton 167 RFV 22% protein in 3x4s. Located in Manhattan, MT. Trucking available.

406-670-6551.

10-I

Back to school! Come and get your school's team spirit wear at Sew Sassy in Malta, 172 S. 1st. Ave. E. Call 654-1133. 9-I Storewide Clearance Sales at the Trash & Treasure Shop in Loma, Hwy 87 & 4th Ave. thru the month of October. Antiques - Collectibles and As-Is Merchandise. Everything 20% to 50% off. Afternoons only or by appt. 406-739-4361. 10-I#2

Wanted: Logs or Poles to cut up for firewood. No cottonwood.

Call: 2654384 leave message. 10-II

For Sale: Hunting season is near! Come get your guns, knives and other hunting supplies. My inventory is always changing! Come work a deal with me for great prices at Stan's Pawn +! We are located at 646 1st Street West Havre, MT 59501 or you could give me a call at (406)265-7826. 10-II

For Sale: Four recreational building lots now available just outside Zortman, Mt. Lot sizes range from 6 - 21 acres.

Power and water adjacent to each lot and year around access provided by graveled county road. (207SM6) Asking $4,000/ acre MissouriRiverRealty. com.

406-654-2273.

10-I

For Sale: 5000 Watt Generator; 2 dozer blades (for D6 Cat & D8K and larger); 1998 Arctic Cat 600; 2-11.2x24 tires; lots of pickup & truck tires; plate compactor; 186hp 6cycle Perkins diesel engine; 1975 Dodge box ambulance w/ gen. & winch.

Call 406-873-4780.

10-II

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 18

DAVE SAYS: Who Is Dave Ramsey?

Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others.

DEAR DAVE,

I’ve spent most of my marriage not being a good husband and not being involved in our family finances. After being introduced to one of your programs at work, I realized how irresponsible I had been and went home to apologize and tell my wife about it. During this conversation I learned that we have about $80,000 in debt I didn’t know about, plus $45,000 in debt on a new car and motorcycle I did know about. We also have a mortgage on our home. My wife apologized for making a mess of things, but it wasn’t all her fault. She wasn’t sneaking around spending and taking out debt, she just made mistakes and was afraid to tell me. Together, we make about $100,000 a year. Can you help us?

~Curtis Dear Curtis,

I’m really glad you’ve made the decision to man up.

That’s a big step in the right direction for you and your marriage.

To me, what you described is a lot different than her completely lying, hiding stuff, and actively having a financial affair — so to speak — on the side. You weren’t plugged in and she wasn’t doing a good job, but she didn’t have anyone to talk to about it. Things got worse, then she probably felt ashamed about how ugly it got and didn’t want to tell anybody.

Not counting your house, you’ve got about $125,000 in debt. You’ve got to look at all this with a $100,000 income and say, “What is the fastest way to clean up this dadgum mess?”

That’s going to mean beans and rice, rice and beans. That means a scorched-earth lifestyle and living on a budget, which also means you’re not going out to eat, not going on vacations, and you’re going to start selling so much stuff that the kids think they’re next.

I’d probably sell the car and the motorcycle. Get into a couple of basic cars, and spend about two years of crazy intensity getting debt free except for your home. You can clean this up that fast, but you’re going to have no life during that time.

The two of you have some relationship work to do also.

It sounds like you’ve already started on that with you owning your part and her owning hers. The thing is not to blame. From this point forward you need to sit down together and make all of your decisions — financial and otherwise — together.

Trust me, if you’re both willing, you can heal the math problem, the debt problem and the marriage problem all at the same time. It will be an amazing thing!

~Dave * Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. His newest best-seller, Smart Money Smart Kids, was written with his daughter Rachel Cruze, and recently debuted at #1. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

For Sale: 8N Ford tractor with rototiller - excellent condition.

Professional roping arena.

Welded pipe. Heavy wire. You take apart. 406-761-3320. 10-I

Looking to Expand: Liquid feed business. Pickup and tanks will be provided and help getting the ball rolling.

If you are interested please call (406) 390-5076.

10-I

DIRECTORY OF Arts ~ Antiques ~ Activities ~ Entertainment ~ More!

Watch here for more listings of things to do in your area.

Want your ad here?

The ultimate in affordability to be seen by thousands of readers.

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Foam Insulation Technology (F.I.T). Increases strength of structure, saves money and energy. Call Darrell Carney, a certified applicator, for information. 390-4156; 6547017. Email woodseller41@ yahoo.com.

10-I For Sale: 1994 150 4X4 pickup extended cab, almost new tires, 4 wheel drive and in nice shape.

Call 406-357-2371.

10-I For Sale: 2013 Chevy Equinox AWD 2LT for $20,980; 2004 Chevy Tahoe Z71 4x4 for $13,980; 2013 Subaru Outback Wagon I Premium AWD for $23,980.

We accept trades! Let us take care of you here at Courtesy Motors Inc.! We are located at 116 5th Ave. S., Lewistown, MT 59457 or call at (406) 5387417. Come see us soon! 10-I

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 19

For Sale: 226 2nd St NW~Rudyard, MT~$74,500 3 bdrm, 1 bath home. Open floor plan, large master suite w/patio and large family room w/wood stove. Nice updates including paint, carpets & new metal roof. Triple heated/insulated garage/shop.

Call Janis Flynn Pyrak @ 406-265-7845.

10-II

Mon. - Fri.: 7:30am to 5:30pm Sat.: 8am to 2pm

Trucking available: Cederberg Trucking has multiple trucks available for Grain & Cattle hauling (triple axle cattle pot). Call 406-390-5951. 10-I

Great Franchise Opportunity!

Looking to expand our business. We are willing to help you get the ball rolling!

If you are interested please call (406) 390-5076. 10-II

October 21, 2015................................................................... Volume XIII Issue 20............................................................................ Tricia’s Trader 20