October 16th, 2019

October 16, 2019 Volume XVII Issue 20

FREE-NE! TAKE O

Postal Customer

PRSRT STD

800-756-1817 w w w. Tr i c i a s Tr a d e r. c o m 6,000 copies in print distributed across the NorthCentral Montana Hi-Line E m a i l n e w s t o i n f o @ t r i c i a t r a d e r. c o m

Fall is a o great time t ls. seed perennia

Check out page 6 for more information!

Canada’s Forage Innovators - Now in the U.S.

See our website for grazing videos!

High productivity, anti-bloat!

AAC Glenview Sainfoin Call us for more information.

Annual, Perennial & Cover Crop Forage Seed Blends Year Round Forage & Grazing Solutions Kimmel Ranch, Turner, Montana

406.379.2512 www.KimmelRanch.com

Patrick Kimmel - cell 406.301.2824

www.unionforage.com

Tricia Kimmel - cell 406.399.3909

2 Tricia’s Trader.....................................................................Volume XVII Issue 20.........................................................................October 16, 2019

THINGS TO KNOW:

For Sale: Ford F150 Lariat, 4WD, extend cab with a long bed, well over 360k+ miles. The only 7 cylinder we know of, and was down to 1 of 2 working gas tanks when he went down for the final count. Four good tires. You haul or tow. Serious inquiries only, asking $750. Please call 390-5063. 10-I

Oct 19

"Diabetes Beat Down" Timed Walk/Fun Run. Blaine County Fairgrounds Commercial Building. Vendors and more on site!

Nov 3:

Bethel Lutheran Church 307 2nd ave Joplin, MT Lutefisk & Meatball Dinner! November 10th Noon - 3. Adults $16 Children 7-12 years $8 and 6 & under are free!

Nov 13:

Ranchers Stewardship Alliance is hosting a Low stress livestock handling workshop featuring Tom Curtin. at the Milk River Pavilion, Malta, MT. Pre-registration fees until Nov. 6. Adults for each ranch or business: first person $60, each additional is $40. Students $30 each. Registration from Nov 7 and at the door: Adults - first person is $75 and each additional is $55. Students $35 each. $8 lunch available by the Malta FFA Alumni.

Nov 13: Ranchers Stewardship Alliance is hosting a Low stress livestock handling workshop featuring Tom Curtin. November 13 at 10 am at the Milk River Pavilion, Malta, MT. Pre-registration fees until Nov. 6. Adults for each ranch or business: first person $60, each additional is $40. Students $30 each.

Registration from Nov 7 and at the door: Adults - first person is $75 and each additional is $55. Students $35 each. $8 lunch available by the Malta FFA Alumni.

For Sale: AR-15 Anderson, open sights, 200 rds ammo, $635.00 Ruger .41 Rem. Mag. Blackhawk single-action revolver, extras, $688.99. Taurus .44 Mag, 4" barrel, $480.00 Both handguns new-inbox. Call 406-403-1804. 8-I:10-I 3rd Wed. of Every Month: VOLUNTEERS INVITED! BLAINE COUNTY

LOCAL AREA COMMITTEE FOR MENTAL HEALTH meets in Youth Court Services meeting room of Bl. Co. Courthouse. All interested parties are welcome to share or bring ideas! Call 406-357-2369 for details.

3rd Thurs. Quarterly, Sept. 21, Dec. 21, Mar. 15 and June 21: BLAINE COUNTY DUI TASK FORCE meets in Bl. Co. Triple E Room at noon. This meeting is open to the public and welcomes the community. For questions call Deputy Chris Adair at 357-3260.

First and Third Mon. of the Month.: HAVRE CHRISTIAN SCHOOLMeadowlark Estates, 4113 9th St. W., Havre, Sundays, 5:00-7:00pm. More info call Barbara Fell, 390-3708. Open to all denominations.

*No Subscription Required. *Mailed FREE to Every Household in Dozens of Rural Montana Zip Codes.

Call us today!

800-756-1817

CONTENTS: ARTICLES:

Octoberfest & Christmas Scrip Kickoff, Thursday, October 24tth!.........................6 Loan Deficiency Payments (LPDs).......... 4

REGULAR FEATURES:

Ad Placement.......................................... 8 Dave Says.............................................11 Joyce Meyer Ministries.......................... 10 Laugh Lines............................................. 8 Ranching For Profit.................................9 Realty Section......................................... 5 Sudoku.................................................... 8 Things to Know........................................ 2

The best of both PRINT & ONLINE...

Where else does your ad work this hard?

Visit us online today

www.TriciasTrader.com We’re Mobile! “Tricias Trader”

Helping You Haul is our business.

See our selection of stock trailers, flatbeds, car haulers, utility trailers, toy haulers, and even the B&W Hitch to hook you up. Brands like Circle D, Travalong, Hillsboro, Look, Haulmark, Diamond C, Boss Plows and more. Triple T Sales in Chinook, 406-357-2166, www.ttt-sales.com..

10-II

Let us know what’s happening in your area. It’s free and it gets read!

Call 379-2377 or email office@triciastrader.com

Have you ever sworn an oath to uphold the U.S. Constitution? Check out www.OathKeepers.org .

11-x

Putting you first made us #1.

Making you our #1 priority is what’s made State Farm® #1* in auto insurance. I’m here to listen to your needs and to help life go right.

CALL ME TODAY. *Based on written premium as reported by SNL Financial 2014.

Tom J LaFond, Agent 145 4th ave ste #4 Havre, MT 59501 Bus: 406-265-5861 tom@tomlafond.com MON. - FRI. 8:00 - 5:00 After hours by appointment 24 hr customer service

State Farm Mutual Automobile Insurance Company State Farm Indemnity Company Bloomington, IL State Farm County Mutual Insurance Company of Texas Dallas, TX 1601917

For Sale: 2017 Ford F-350 XLT. 48k miles. New Moto wheels with new Yokohama Geolander tires. Elevation grill guard/bumper replacement.

Ready Lift leveling kit. Smoked tail lamps. Vinyl floor. 4WD. Power equipment group. Comes with a complimentary lifetime powertrain warranty. $49,900. Trades welcome.

Financing available. Call or text 406-945-0439 10-I Analysis of Water Household, livestock, oil & gas E & P. Ship UPS or mail samples to KemData Analytic Laboratory Service.

Big Sandy, MT. 406-386-2291 or 406-390-0049 8-I:10-II

3 Tricia’s Trader.....................................................................Volume XVII Issue 20.........................................................................October 16, 2019

For Sale: 2011 Chevrolet HHR · LS Sport Wagon 4D, beautiful ruby red, Hail damage with Salvage Title.

Crack in window, other than that in good condition. Call 344-2209. 10-I Career Opening: Seeking Goaloriented and driven individual for part-time client relations position (approx. 10 hrs/wk) with Tricia’s Trader. May be based in or near Havre, Chinook, Harlem or Malta, reliable transportation necessary.

Candidate must have high organizational, telephone, grammar and communication skills. Basic computer skills required. Room for personal growth for the right individual. Send resumè and letter of interest to 2000 Country Club Rd, Turner, MT 59542. Position will remain open until filled. 10-I

FOR SALE: New Mint State Silver Eagle Dollars & Morgan Silver Dollars!

BIG SKY IMAGES & COLLECTIBLES Havre Holiday Village Mall 406-399-6522 10-II

For Sale: Steel 6-panel insulated exterior doors in great condition. Weather seals at bottom are in good shape.

Stored in a crawl space, completely protected from weather, some surface marks & dust from storage, and construction site ID stenciled on most of them. Need a pressure wash and some paint but otherwise ready to hang.

32-3/4" x 80" exact measurement, height includes weather seal. 357-3743 Will deliver to Harlem, Chinook, Havre. 12 available.

10-I Looking for Help?

Help Wanted ads are FREE in Tricia’s Trader.

Call today! x

For Sale: Ford 800 tractor, good condition, complete rebuild on engine by Automotive Machine, live PTO, factory loader, good tires, and new brakes. Pkg includes 3-pt blade, 3-pt post hole digger, 3-pt 8 ft. cultivator. $5,500. 406-265-4741, leave msg if no answer. 10-II

For Sale: Lot 23, 20th St, Havre. Searching for something?

100x150 ft. Asking $43,000. Call Find it in the search window Carina at Property West, 406- at www.TriciasTrader.com. x 262-3035 or 945-0394. 10-I

4 Tricia’s Trader.....................................................................Volume XVII Issue 20.........................................................................October 16, 2019

Loan Deficiency Payments (LDPs)

Loan Deficiency Payments (LDPs) are available when the CCC-determined market repayment rate is below the commodity loan rate. Crop year 2019 lentils and chickpeas have reached LDP levels and wheat HRS is close to LDP levels. LDP rates for lentils are announced weekly and rates for wheat and feed grain commodities are announced daily.

LDPs are only available on a commodity after the commodity is harvested, or sheared if wool or mohair, or extracted if honey. Approved storage is not required for commodities to be eligible for LDP. If an LDP payment is requested, a producer agrees to forego obtaining a loan on the same quantity.

LDP applications can be filed in person, by fax or electronically through the eLDP process using the multipart form CCC-633EZ.

The CCC-633 EZ is a multi-part form. Page 1 is filed as an intention to request LDP benefits. It must be filed each crop year and will cover all farms and commodities in which a producer has an interest for the 2019 crop year.

For Direct Delivery LDPs Page 1 and page 2 must be filed before beneficial interest is lost in the commodity. For all other LDPs pages 2-4 will be filed when a payment is requested. The current version of the form and only one accepted by CCC is dated May 21, 2019. The completion of page 1 does not cause a producer to lose loan eligibility for the commodity. The option of obtaining a loan is maintained until an LDP payment request is filed.

Page 2 of the form is used to request the LDP payment for wheat, feed grains, oilseeds, pulse crops and honey. Page 4 is used to request mohair, wool and unshorn pelt LDP payments. Page 2 and page 4 of the application must be filed in the county FSA office that maintains the farm records for the farm that produced the requested commodity.

To check the LDP rates, producers can access the rates at: https://www.fsa.usda.gov/programs-and-services/ price-support/Index If searching for the “Pulse Crop LDP Rates” spreadsheet, navigate to the Lentils page. The rate for Montana is in the column labeled East.

HOLY COW! Big Sky Images & Collectibles has America's largest retail displays of Ruana & USA Made Old Timer & Uncle Henry Knives.

Havre Holiday Village Mall 406-399-6522 http://www. bigskyimages.com.

10-II For Sale: 2011 F-150 4x4 Extended cab. Asking $10,500 OBO. Call 357-3393.

10-I

FOR SALE: Used oilfield pipe, rods, cable & guard rail. New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free866-683-7299 or 406-453-7299 BIG SKY PIPE AND SUPPLY, Great Falls. Call TODAY and Ask for our free catalog. VISIT US ONLINE ht t p:// bi g sk y pip e a nd suppl y. com/html/ 7-I:X For Sale: 600 Ton alfalfa/grass mix hay in net wrap round bales, 1550# Workshop: Ranchers Stewardship bales, good green hay, no rain. Call Alliance is hosting a Low stress Montana Hay Co. at 670-6551 or livestock handling workshop 672-7558. Trucking available. 10-I featuring Tom Curtin. November 13 at 10 am at the Milk River Pavilion, Malta, MT. Pre-registration fees until Nov. 6. Adults for each ranch or business: first person $60, each additional is $40. Students $30 each.

Registration from Nov 7 and at the door: Adults - first person is $75 and each additional is $55. Students $35 each. $8 lunch available by the Malta FFA Alumni.

10-II

5 Tricia’s Trader.....................................................................Volume XVII Issue 20.........................................................................October 16, 2019

Apprentice Hunter Program

Montana Fish, Wildlife & Parks’ Apprentice Hunter Program is entering its second season. Under this program, youths 10 to 17 years of age can hunt with an adult mentor Western & Wildlife Artwork for two license seasons without first completing Hunter Education.

Indian Design Blankets Furs, Pelts, & Rawhide

2015 was the first season allowing apprentice hunters, and 3,711 youths signed up Braintan Buckskins to hunt in Montana. To participate in the Apprentice Hunter Program, familiarize yourself Sage & Sweetgrass with the following rules and make sure to refer to the hunting regulations or call any FWP Native American Craftwork Custom Framing regional office if you have questions.

Call Ken Knife & Scissor Sharpening !

Today Uncle Henry & Old Timer Knives An Apprentice MUST: Ruana Knives

Be between 10 and 17 at the time of license purchase Morgan Silver Dollars Fill out a certification form at an FWP office and pay a $5 certificate fee (forms available Havre Holiday Village Mall (406) 399-6522 1753 Hwy 2 NW - Ste 8 online) Havre, MT bigskyimages.com

Hunt with a mentor who is at least 21 and who has completed Hunter Education if born after Jan. 1, 1985 For Sale: Ford 800 tractor, good Have the appropriate current Montana hunting licenses for the species being hunted; the condition, complete rebuild on licenses must show that he/she is Apprentice Hunter Certified engine by Automotive Machine, Stay within sight of and direct voice contact with the mentor at all times live PTO, factory loader, good tires, and new brakes. Pkg includes 3-pt blade, 3-pt post hole digger, 3-pt 8 ft. cultivator. $5,500. 406-265-4741, leave msg if no answer. 10-II

An Apprentice MAY: Be a resident or nonresident.

Obtain apprentice certification for no more than two license years before he or she must complete a hunter safety and education course

For Sale: iPhone 7. 32gB. Three months use, excellent near mint condition, all accessories included.

Always protected, comes with an Otterbox case. ($40 value.) I’m a lifelong Samsung user and this isn’t working for the apps I have. Text (406) 945-1955. 10-I

An Apprentice is NOT ELIGIBLE to:

Obtain a special bow and arrow license without first completing a Bowhunter Education course

Obtain a resident hound training license for chasing mountain lion

Participate in a hunting license or permit drawing with a limited quota

Big news! Jay Fuhrer a North Dakota NRCS Soil Health Specialist will be in Malta on October 16! There will be an on-farm demonstration in the morning, featuring both a rainfall simulator and a wind erosion simulator! Lunch on your own with an in-class presentation in the afternoon at the PC Library.

Contact Shiloh Messerly for more info. 654-1334. 10-I

Continued on page 7...

What would a Mobile Livestock Scale do for YOUR operation?

For Sale By Owner: Buildings & 19 ac w/ 340' of Milk River frontage, west of Chinook, MT, 1/4 mi. so. of Hwy 2 at mile sign 399. 5 bed, 2 ba. house, 38x40' shop (14' ceilings), 3 car garage (18' ceilings), 1 old barn. Call Doug Plouffe 406-357-2487 for showing, and then give fair offer. 6-I:1-II

Help Wanted: Looking for experienced workers in farm work (no animals involved). Driving tractors, combining, able to help fix equipment, work farmer hours, and good communication is a must! Call 406- 262-0331, Chinook, MT. 10-II

đ&#x;?Žđ&#x;?Žđ&#x;?Ž đ&#x;?ŽShip your calves or cattle from any location.

đ&#x;?Žđ&#x;?Žđ&#x;?Ž đ&#x;?ŽDecrease shrink losses by weighing straight onto the truck.

đ&#x;?Žđ&#x;?Žđ&#x;?Ž đ&#x;?ŽAvoid trailing and hauling long distances to the nearest scale.

đ&#x;?Žđ&#x;?Žđ&#x;?Ž đ&#x;?ŽDeliver healthier animals by minimizing handling and animal stress.

đ&#x;?Žđ&#x;?Žđ&#x;?Ž đ&#x;?ŽAllow more flexibility in shipping dates and marketing options.

Heavier, Healt Hier animals mea ns more $ ProFit $ o n your bottom lin e.

Don’t Buy It. Rent It! Flat daily rate of $250 per day, plus refundable deposit.

beat tHe Fall rusH.

scHedule For your sHiPPing dates noW! 2000 Country Club Road â—† Turner, MT 59542 (406)379-2512 â—† (406)399-3909

6 Tricia’s Trader.....................................................................Volume XVII Issue 20.........................................................................October 16, 2019

Octoberfest & Christmas Scrip Kickoff, Thursday, October 24th!

Malta's annual Christmas Scrip Kickoff begins October 24th, BANKS AND STORES OPEN UNTIL 8 PM. Just like last year, we will NOT be having the Parade of Lights during Scrip kickoff, but instead a family-fun Octoberfest.

A SOUP COOK-OFF will be held at the Stockman Terrace starting @ 6 PM.

Scarecrow Decorating Contest at Stockman Terrace @ 5:30 PM.

Businesses are encouraged to enter the STOREFRONT DECORATING CONTEST. Get in the “Harvest” spirit and decorate your storefront for the week of Octoberfest. If businesses chose, they are encouraged to ask a group (Ex. Boys & Girls Club, Key Club, FCCLA, etc.) if they would like to help in decorating their storefront. Thursday night, the 24th, customers will be given a ballot upon making a purchase in businesses around town to vote on their favorite business decorations. A trophy will be awarded to the best decorated business after ballots are counted.

Pumpkin Carving Contest @ Patty’s Greenhouse.

Participants bring in your carved pumpkins to Patty’s on the 24th. Prizes will be awarded. For details contact Patty’s.

NEW THIS YEAR TO OCTOBERFEST!!

-The Rough Riders 4H group will also be at Terrace doing a bake sale during Octoberfest.

November 18th, Monday – Merchant Walk Around

The Merchant Walk Around will again be hosted at the PC Museum. We will start at the Museum at 6 PM where the Phillips Transit will pick us up and take us around to the participating businesses for 10 minutes at each business that participates. We will end at the Museum for snacks and beverages and comradery.

*Purchases may not be made that night. You may speak to individual merchants to hold your items to purchase later.

November 30th, Saturday – YOU are the JOLLY to MALTA’S HOLLY

One of the biggest events of the season!!! Bags available at each local bank and Family Matters November 18th – November 30th.

Store open all day. Guests pre-purchase an exclusive “YOU are the JOLLY to MALTA’S HOLLY” bag for $15.00 presale and $20 on the day of the sale. The numbered bags will be limited to 75 and will contain a holiday Chamber button, swag from businesses/organizations, printed Christmas promotions, and valuable coupons worth hundreds in holiday savings, PLUS the opportunity for a $250.00 Dino Dollars drawing that day on those buttons (1-75) only.

7 Tricia’s Trader.....................................................................Volume XVII Issue 20.........................................................................October 16, 2019

Continued from page 5...

Obtain any bighorn sheep license Obtain an elk license if under 15 years of age

A Mentor MUST:

Be 21 or older

Be related to the apprentice by blood, adoption or marriage; or be the apprentice’s legal guardian or be designated by the apprentice’s legal guardian (guardian must complete form)

Have completed Hunter Education if born after Jan. 1, 1985

Have a current Montana hunting license

Complete the Apprentice Hunter Mentor form and carry with you while hunting

Agree to accompany and supervise the apprentice hunter and remain within sight of and direct voice contact with the apprentice at all times while in the field

Confirm that the apprentice possesses the physical and psychological capacity to safely and ethically engage in hunting activities

Violation of these terms could result in the loss of hunting privileges for up to one full license season.

For questions about the apprentice hunter program, visit the FWP website at fwp.mt.gov, click on the tab for Hunting, select Licenses & Permits, then Types of Licenses & Permits with Costs.

FWP

8 Tricia’s Trader.....................................................................Volume XVII Issue 20.........................................................................October 16, 2019

PQ?[

hinook arlem

SUDOKU! The rules to the Japanese game of Sudoku are straightforward. Simply fill in the blanks so that each row, each column, and each of the nine 3x3 grids contain one instance of each of the numbers 1 through 9.

SOLUTION:

Why aren’t koalas actual bears?

The don’t meet the koalafications. ~~~~~~~~~~~~~~~~~~~~~

The next issue publishes Wed., November 6, 2019.

Ad DEADLINE Wed., October 30th at 9am.

“TRICIA’S TRADER” IS PUBLISHED BY:

TRADER” IS SHED BY:

own: oplin nverness udyard ingham ildford remlin t Benton oma ig Sandy avre

SUD0KU E S $ !

What does a pepper do when it’s angry?

It gets jalapeño face! ~~~~~~~~~~~~~~~~~~~~~~~~~~ As a scarecrow, people say I’m outstanding in my field.

But hay, it’s in my jeans.

2000 Country Club Road * Turner, MT 59542 2000 Country Club Road *800-756-1817 Turner, MT 59542 Phone

Phone 800-756-1817 or 406-379-2377 or 406-379-2377 Email: office@triciastrader.com

LLC LLC

Email: office@triciastrader.com www.TriciasTrader.com www.TriciasTrader.com FAX: 888-796-8498 FAX: Contact us 888-796-8498 to place an advertisement, complete the form above,

Contact us to place an advertisement, or visit us online tocomplete submit yourthe ad. form above, or visit us online to submit your ad.

Tricia’s Trader SERVES THESE TOWNS ALONG THE MONTANA HI-LINE: Tricia’s Trader SERVES THESE TOWNS ALONG THE MONTANA HI-LINE:

Town: Prefix: Ft Belknap 353 Prefix: Ft Belknap Joplin 292 Turner353 379 292 Inverness 292 Turner Hogeland 379 379 292 Rudyard 355 Hogeland 379 673 Zortman 355 Zortman 673 397 Hingham 397 DodsonDodson 383 383 Gildford 376 Malta 301, 654, 680 376 Malta 301, 654, 658,658, 680 Kremlin 372 Loring 674 372 Loring 674 Benton 621, 622 Whitewater 621, Ft 622 Whitewater 674 674 Loma 739 Saco 739 Saco 527 527 Big Sandy 378 Hinsdale 364, 648 378 Hinsdale 364, 648 262, 265, 407, 808, 945, 969, 262, Havre 265, 407, 808, 945, 969, 390, 394, 390, 394, 395, 398, 399395, 398, 399 Chinook 357 ALL MONTANA AREA CODESARE ARE 357 ALL MONTANA AREA CODES Harlem 353 (406) 353 (406)

PUBLISHER’S COMMENTS: PUBLISHER’S COMMENTS: The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or

Themade publisher not assume any forthe the contents of any advertising herein, and all representations or warranties in suchdoes advertising are those of the responsibility advertisers and not publisher. warranties made in such advertising those of the advertisers the publisher.

Every effort is made

by Kimmel Kreations, LLC toare never knowingly accept advertisingand that isnot deceptive or misleading. We Every effort is made Kimmel Kreations, LLC to at never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse,by reject or cancel any advertisement any time. reserve right totoedit, refuse, reject orany cancel anyinadvertisement any time.

The publisherthe is not liable any advertiser herein for misprints advertising not theat fault of the publisher, and in such Thethe publisher not liableliability to any advertiser herein forpublisher’s any misprints not the fault of the publisher, and in such an event, limit of theispublisher’s shall be the amount of the charge in foradvertising such advertising. an event, the limit of the publisher’s liability shall be the amount of the publisher’s All advertising for the sale, rental, financing, insurance and appraisal of residential real estate are charge subject toforthesuch advertising. for the sale, rental, financing, insurancelimitation, and appraisal of residential real estate are subject to the FederalAll Fairadvertising Housing Act, which makes it illegal to advertise any preference, or discrimination based on race, Federal Housingfamily Act, status, whichormakes illegal any preference, limitation, or discrimination based on race, color, religion,Fair sex, handicap, nationalitorigin, or to an advertise intention to make any such preference, limitation or color, religion, handicap, status,accept or national origin,which or an discrimination.

Kimmelsex, Kreations, LLC willfamily not knowingly any advertising is inintention violation oftothismake law. any such preference, limitation or Kreations, LLC not knowingly accept advertising which is insole violation of this law.

Alldiscrimination. advertising layoutsKimmel and designs and portions of will the same that are produced by any Kimmel Kreations, LLC are the Allofadvertising layouts designs portions of the producedis by Kimmel property Kimmel Kreations, LLCand and may not beand reproduced in any formsame unless that writtenare authorization obtained fromKreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher. the publisher.

“Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies “Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2015. those requesting mailing service. All material copyright 2003-2015.

NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or advertisements should be considered general reading and should not be construed as professional advice. All information advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken basedbased upon information in an advertisement or article. taken upon information in an advertisement or article.

9 Tricia’s Trader.....................................................................Volume XVII Issue 20.........................................................................October 16, 2019

Ranching For Profit Blog - Dave Pratt Healthy Land, Happy Families and Profitable Businesses www.ranchingforprofit.com

What Would You Do With $1,000,000?

For Sale: Used commercial food prep station. Little under a year old.

Had to move out of our building so have to sell. Excellent condition. Has removable cutting board. You haul.

Located in Harlem. Asking $3,600.

Call 945-5027. 10-I

For Sale: 120 hd Black Angus replacement heifers, bred to low birthweight bulls. Start calving Mar 15, ultrasounded into 21 day calving groups. Asking $1,400. will keep until Dec 1.

Call 379-2512 or 301-2824. 10-I

WANT TO BUY: MORGAN Help SILVER DOLLARS BIG SKY Looking for Help?

IMAGES & COLLECTIBLES Wanted ads are FREE in Call today! x HAVRE HOLIDAY VILLAGE Tricia’s Trader.

MALL 406-399-6522 10-I

In a recent Three Secrets For Increasing Profit® workshop I asked participants how much profit they want to make. It is an important question because you can’t hit a target that doesn’t exist and it’s impossible to build an intelligent plan unless you have measurable goals.

But it’s an unfair question too. It’s unfair because it is impossible to know how much you want unless you first decide what your profit is for. It could be for paying dividends to owners (not the same as salary) or a profit share to employees. You could make charitable donations or gift it to people. It could be used to pay down debt, build reserves, invest in infrastructure or expand the ranch. It could be invested off the ranch.

To get people thinking about what they should do with profit I asked each participant to imagine that they made $1,000,000 profit this year.

Then I asked them to describe how they would use the money to improve their business and their life.

Nearly everyone said they would pay off debt, build infrastructure or expand the ranch. I didn’t hear anyone say anything about investing any of it off the ranch. Pumping it all back into the ranch could spell trouble.

It might be smart to pay down debt, especially high interest, shortterm debt. But it might be even smarter to invest in some income generating investments (e.g. rental units) and use that income to pay down debt. That way when the debt is gone, you still have income. Those off-ranch income generating investments come in pretty handy in drought. Expenses don’t stop just because you’ve destocked.

Investing off ranch also creates better options for management succession and asset transfer. Investments might be used to build a retirement portfolio so that you aren’t financially dependent on the ranch and don’t become a burden to the next generation when they assume management. Those investments could also be used to pay estate taxes or to build assets to pass on to off-ranch heirs, leaving the intact ranch to the family members who are going to run it.

If you don’t have a profit target, it would be a useful exercise for you and your family, or your business partners, to work through the exercise I had the workshop participants complete. If you inherited, or made a profit of $1,000,000, what would be the smartest way to deploy it to improve your business and your life? That is a good way to start a discussion about what your profit is for and to establish a profit target. If your ranch, as it currently exists, is not capable of hitting your target, you should probably consider coming to the Ranching For Profit School. We can help you restructure your business to deliver the results you wants.

Workshop: Ranchers Stewardship Alliance is hosting a Low stress livestock handling workshop featuring Tom Curtin. November 13 at 10 am at the Milk River Pavilion, Malta, MT. Pre-registration fees until Nov. 6. Adults for each ranch or business: first person $60, each additional is $40. Students $30 each.

Registration from Nov 7 and at the door: Adults - first person is $75 and each additional is $55. Students $35 each. $8 lunch available by the Malta FFA Alumni.

10-II

Call Kimmel Kreations for wedding invitations, graduation announcements, office forms, biz cards, stationery, letterhead, special occasion napkins, livestock ID tag numbering, foil engraving, calendars, typing, binding and more!

379-2377. If it’s in print and you need it, we can do it. Try us for your next project. x For Sale: 600 Ton alfalfa/grass mix hay in net wrap round bales, 1550# bales, good green hay, no rain. Call Montana Hay Co. at 670-6551 or 672-7558. Trucking available. 10-I

10 Tricia’s Trader...................................................................Volume XVII Issue 20.........................................................................October 16, 2019

Enjoying Everyday Life Joyce Meyer

Press On to Better Things

Many years ago, when God gave me a revelation of His promise for my life in John 10:10, it was literally life-changing.

The truth that Jesus came “that they may have and enjoy life, and have it in abundance [to the full, till it overflows]” (AMP) gave me a determination to no longer settle for just barely getting by in my everyday life.

As I became more serious about my relationship with God and discovered how to really “do life” with Him, the more I experienced the peace and joy that only Jesus can give. And it made me passionate about helping others take hold of everything God has for their lives, too.

So many people are hurting, struggling to find joy, peace and fulfillment.

They’re missing out on the good plan God has for them because they don’t know that He wants them to have life in Christ “to the full, till it overflows” now, in this life. Sadly, many who get this realization often settle for less than God’s best because it requires determination and diligence to get there.

Hard Things Can Bring Good Results

These days, with all the modern technology we have, it’s easy to be lazy and expect to just glide through life. Some people don’t have the tenacity to press through challenges because so much of life is automated and convenient.

I remember when simply making a phone call required some effort. And when I first started studying the Bible and teaching, it was quite a job to put even one message together because we didn’t have the Internet to get all of our information from.

We like things to be easy, but when things are too easy, it isn’t necessarily good for us because we lack perseverance and determination to press through them.

When hard times and challenges come (and they will come), we will need to do some pressing or we’ll give up.

Never Give Up!

When I talk about “pressing,” what I mean is we have to press against the pressure that’s coming against us, holding us back from doing what God is leading us to do. For example, maybe you’ve experienced rejection, betrayal, abandonment, injustices, discouragement or disappointment. You need to forgive someone, but it feels impossible to do it and move on.

In His Word, God says, “If you do not forgive others their sins, your Father will not forgive your sins” (Matthew 6:15 NIV). And in John 13:34, Jesus says, “Love one another. As I have loved you, so you must love one another.” Romans 12:21 clearly says, “Do not be overcome by evil, but overcome evil with good.”

You may be thinking, “Joyce, it’s too hard. You don’t know what they did to me!” I understand. And I know it’s not easy to press through your pain and fear to do what God is showing you to do. It took time and determination for me to forgive my father for abusing me and my mother for knowing about it but not having the courage to get me out of that situation. But God helped me to do it, and ultimately, it set me free to move forward in His call on my life to minister to people all over the world.

Press Past Feelings and Put Your Trust in God

The key to getting your breakthrough is making a determined decision to press past the pain of feelings and do what you know you should do even while you’re hurting. In other words, you can’t wait until you feel like doing what is right.

God wants you to move forward in His plan for your life. But the only way you are going to do that is by starting now to do what you need to do, the things you’ve been putting off because you don’t feel like doing them. Choose to believe that by God’s grace and with His help, you can do what you know in your heart you should do, not just what feels good.

If you’re struggling with this, let me encourage you. Philippians 4:13 says, “I can do all things [which He has called me to do] through Him who strengthens and empowers me [to fulfill His purpose…]” (AMP). And 2 Peter 1:3 (NIV) says that God’s “divine power has given us everything we need for a godly life through our knowledge of him who called us by his own glory and goodness.”

Whatever your challenge may be—getting out of debt, strengthening your marriage, pursuing a new job, getting in better physical health, etc.—God’s grace can empower you to do it. Ask Him to help you. Trust Him to be with you, and start taking steps of faith, doing what you know you can do today. Press on to the great things Jesus came to give you! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

For more on this topic, order Joyce’s four-CD series Sit, Stand, Walk, Run. You can also contact us to receive our free magazine, Enjoying Everyday Life, by calling (800) 727-9673 or visiting www.joycemeyer.org.

Joyce Meyer is a New York Times bestselling author and founder of Joyce Meyer Ministries, Inc. She has authored more than 100 books, including Battlefield of the Mind and Unshakeable Trust: Find the Joy of Trusting God at All Times, in All Things (Hachette).

She hosts the Enjoying Everyday Life radio and TV programs, which air on hundreds of stations worldwide. For more information, visit www.joycemeyer.orgPlease note: The views and opinions expressed throughout this publication and/or website are those of the respective authors and do not necessarily reflect those of Joyce Meyer Ministtries.

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11 Tricia’s Trader...................................................................Volume XVII Issue 20.........................................................................October 16, 2019

DAVE SAYS: Featuring Rachel Cruz

Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others.

3 Ways to Save Big Money on Halloween

By Rachel Cruze

‘Tis the season for fake spiders, light-up ghosts, tiny candy bars, and tacky costumes. All that Halloween stuff can make your bank account balance look downright scary! So, let’s talk about three simple tips for saving money on Halloween.

Don’t buy name-brand candy

There was a time in my life when I was overly concerned with being the “cool” house on the block. You know, the one with the really legit, exciting candy at Halloween—maybe even some full-size candy bars.

But when I saw the price tag at the store, that need to impress the neighbors left quick. I thought, Nope! Sorry, cute neighbor kids. You’re getting the generic brand. I can buy a huge bag of it for half the price!

If you’re on a tight budget, don’t feel pressured to splurge and get the expensive candy. The kids will get plenty, and they’ll all be on sugar highs anyway, so they’ll never know the difference.

Scale back on Halloween parties

Halloween parties are pretty elaborate these days with huge spreads of food, amazing costumes, and even signature cocktails. If you’re hosting or attending one, just be wise with what you spend. After all, Halloween is just one day!

If you’re hosting, ask your guests to bring a dish to share. Set a budget for yourself on party supplies and decorations, and stick to it!

If you’re attending someone else’s party, don’t feel pressured to bring the fanciest bottle of wine or go overboard with buying the most impressive costume.

You don’t want to go into November stressed out about overspending on this one day.

You can decide not to celebrate Halloween

Okay, I honestly don’t love Halloween. Not for any spiritual or moral reason, it’s simply because I’m not creative. And I’m terrible at coming up with costumes!

Thankfully, my girls usually want to be princesses. That’s something Amazon can fix.

But I dread the day when they want something more imaginative. I’m not the mom who just whips up a costume out of odds and ends in my craft closet.

But guess what? No one says we must celebrate Halloween. There’s no shame or guilt in a graceful no if Halloween doesn’t fit your budget this year. If you sit this holiday out, you’ll save so much money on candy, costumes, and ugly plastic partywear. Plus, you’ll save time and energy! You can always jump back in next year, when you have room in your budget.

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Rachel Cruze: As a #1 New York Times best-selling author, host of The Rachel Cruze Show, and The Rachel Cruze Show podcast, Rachel helps people learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze or facebook. com/rachelramseycruze.

12 Tricia’s Trader...................................................................Volume XVII Issue 20.........................................................................October 16, 2019

Ranch Montana Fall Gatherin’Auction Goettlich Lone Creek Division Friday, October 25th - 6 p.m.

Saturday, October 26th - 10 a.m.

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