December 18th, 2019 by Tricia's Trader

December 20, 2019 Volume XVII Issue 24

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St. Nicholas, Santa Claus & Father Christmas

800-756-1817 w w w. Tr i c i a s Tr a d e r. c o m 6,000 copies in print distributed across the NorthCentral Montana Hi-Line E m a i l n e w s t o i n f o @ t r i c i a t r a d e r. c o m

St. Nicholas was a Bishop who lived in the fourth century in a place called Myra in Asia Minor (now called Turkey). He was a very rich man because his parents died when he was young and left him a lot of money. He was also a very kind man and had a reputation for helping the poor and giving secret gifts to people who needed it. There are several legends about St. Nicholas, although we don't know if any of them are true! There was a poor man who had three daughters. The man was so poor that he did not have enough money for a dowry, so his daughters couldn't get married. (A dowry is a sum of money paid to the bridegroom by the brides parents on the wedding day. This still happens in some countries, even today.) One night, Nicholas secretly dropped a bag of gold down the chimney and into the house (This meant that the oldest daughter was then able to be married.). The bag fell into a stocking that had been hung by the fire to dry! This was repeated later with the second daughter. Finally, determined to discover the person who had given him the money, the father secretly hid by the fire every evening until he caught Nicholas dropping in a bag of gold. Nicholas begged the man to not tell anyone what he had done, because he did not want to bring attention to himself. But soon the news got out and when anyone received a secret gift, it was thought that maybe it was from Nicholas. Because of his kindness Nicholas was made a Saint. St. Nicholas is not only the saint of children but also of sailors! One story tells of him helping some sailors that were caught in a dreadful storm off the coast of Turkey. The storm was raging around them and all the men were terrified that their ship would sink beneath the giant waves. They prayed to St. Nicholas to help them. Suddenly, he was standing on the deck before them. He ordered the sea to be calm, the storm died away, and they were able to sail their ship safely to port. St. Nicholas was exiled from Myra and later put in prison during the persecution by the Emperor Diocletian. No one is really knows when he died, but it was on 6th December in either 345 or 352. In 1087, his bones were stolen from Turkey by some Italian merchant sailors. The bones are now kept in the Church named after him in the Italian port of Bari. On St. Nicholas feast day (6th December), the sailors of Bari still carry his statue from the Cathedral out to sea, so Continued on page 3...

ic r t lec E or ons c i l pti 8.5 u a dr ive o l & 2 y H Dr e dels h s u mo b 5 19. ushel b The Hydra Feeder(TM) beltless, chainless direct drive system provides simple, dependable feed discharge. The standard hydraulic or optional electric power source is directly coupled to the 8" discharge auger. With minimum cube damage, the unit provides positive feed delivery rates up to 11 pounds per second. The Hydra Feeder(TM) is designed to be loaded onto and unloaded from the Hydra Bed(R) by the bale handling ar ms. The unit can also be used on a three-point tractor mount or Triple C's Hydra TM2000(TM) and powered by the tractor hydraulic system.

2 Tricia’s Trader.....................................................................Volume XVII Issue 24..................................................................... December 20, 2019

For Sale: 282 Britzman Rd, Glasgow, MT, 3 Bed, 2 Ba., 1680 sq. ft., 150 ac. cultivated cropland, Milk River water rights. Only 7 mi. from town, 23 mi. to Fort Peck Reservoir w/ world-class walleye fishing. $650,000. Call Property West, 945-0394. 12-I

Putting you first made us #1. *No Subscription Required. *Mailed FREE to Every Household in Dozens of Rural Montana Zip Codes. Call us today!

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CONTENTS: ARTICLES: St. Nicholas, Santa Claus & Father

Making you our #1 priority is what’s made State Farm® #1* in auto insurance. I’m here to listen to your needs and to help life go right. CALL ME TODAY. *Based on written premium as reported by SNL Financial 2014. Tom J LaFond, Agent 145 4th ave ste #4 Havre, MT 59501 Bus: 406-265-5861 tom@tomlafond.com MON. - FRI. 8:00 - 5:00 After hours by appointment 24 hr customer service

Christmas...............................................1

REGULAR FEATURES: Ad Placement.......................................... 8 Dave Says.............................................11 Joyce Meyer Ministries.......................... 10 Laugh Lines............................................. 8 Ranching For Profit.................................9 Realty Section......................................... 7 Sudoku.................................................... 8 Things to Know........................................ 3

The best of both PRINT & ONLINE... Where else does your ad work this hard? Visit us online today

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FOR SALE: Used oilfield pipe, rods, cable & guard rail. New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free866-683-7299 or 406-453-7299 BIG SKY PIPE AND SUPPLY, Great Falls. Call TODAY and Ask for our free catalog. VISIT US ONLINE ht t p:// bi g sk y pip e a nd suppl y. com/html/ 7-I:X

For Sale: 2002 Wilson 53' cattle pot, 12' nose, 13' rear, 3/4 dog house, spring ride, new tires, good brakes, 4050% floors, rear floor 90%. $32,000 obo. Call 4O6-390-5951. 12-I For Sale: Looking for a home with outdoor space plus amazing views of the mountains? This home has that and so much more! Beautiful open floor plan with hardwood floors. 4 large bedrooms, 2 baths. Office/ den with stamped concrete floor. Main floor laundry. Bonus rooms, pellet stove plus new carpet in the basement. Sun room connecting the house to the triple stall garage. Private patio out back to bbq and take in the stunning views of the mountains. Abundance of trees and shrubs around the property for privacy. Enjoy country living all on 2.726 acres with the convenience of being minutes from town. This home is ready for new owners. Schedule your showing now before it's too late! List Price $439,000 Call Property West, 945-0394. 11-I:12-I

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Continued from page 1...

that he can bless the waters and so give them safe voyages throughout the year. In 1066, before he set sail to England, William the Conqueror prayed to St. Nicholas asking that his conquest would go well.

THINGS TO KNOW: Quarterly meetings held 3rd Wed. of Jan., Apr., Jul., & Oct at 10am: VOLUNTEERS INVITED! BLAINE COUNTY LOCAL AREA COMMITTEE FOR MENTAL HEALTH meets in Youth Court Services in the basement of the courthouse. All interested parties are welcome to attend! Call 406-357-2369 for details.

How St. Nicholas Became Santa Claus In the 16th Century in northern Europe, after the reformation, the stories and traditions about St. Nicholas 3rd Thurs. Quarterly, Sept. 21, Dec. 21, Mar. 15 and June 21: BLAINE became unpopular. COUNTY DUI TASK FORCE meets in Bl. Co. Triple E Room at noon. This But someone had to deliver presents to children at meeting is open to the public and welcomes the community. For questions call Christmas, so in the UK, particularly in England, he became Deputy Chris Adair at 357-3260. 'Father Christmas' or 'Old Man Christmas', an old character from stories plays during the middle ages in the UK and parts First and Third Mon. of the Month.: HAVRE CHRISTIAN SCHOOLMeadowlark Estates, 4113 9th St. W., Havre, Sundays, 5:00-7:00pm. More info of northern Europe. In France, he was then known as 'Père call Barbara Fell, 390-3708. Open to all denominations. Nöel'. In some countries including parts of Austria and REO offers agricultural workers & their families assistance with: Funding Germany, present giver became the 'Christkind' a golden- for short-term classes or college tuition, books & other related costs. Job Search, haired baby, with wings, who symbolizes the new born baby placements & advancements. Employment security & wage increases. For more info visit reomontana.org call 406-879-9384 or email fawn@reomontana.org Jesus. In the early USA his name was 'Kris Kringle' (from the Let us know what’s happening in your area. It’s free and it gets read! Christkind). Later, Dutch settlers in the USA took the old stories Call 379-2377 or email office@triciastrader.com of St. Nicholas with them and Kris Kringle and St Nicholas became 'Sinterklaas' or as we now say 'Santa Claus'! Many countries, especially ones in Europe, celebrate St. Nicholas' Day on 6th December. In The Netherlands and some other European Countries, children leave clogs or shoes out on the 5th December (St. Nicholas Eve) to be filled with presents. They also believe that if they leave some hay and carrots in their shoes for Sinterklaas's horse, they will be left some sweets. St. Nicholas became popular again in the Victorian era when writers, poets and artists rediscovered the old stories. In 1823 the famous poem 'A Visit from St. Nicholas' or 'T'was the Night before Christmas', was published. Dr Clement Clarke Moore later claimed that he had written it for his children. (Some scholars now believe that it was actually written by Henry Livingston, Jr., who was a distant relative of Dr Moore's wife.) The poem describes St. Nicholas with eight reindeer and gives them their names. They became really well known in the song 'Rudolph the Red nosed Reindeer', written in 1949. The UK Father Christmas and the American Santa Claus became more and more alike over the years and are now one and the same. Some people say that Santa lives at the North Pole. In Finland, they say that he lives in the north part of their country called Lapland. But everyone agrees that he travels through the sky on a sledge that is pulled by reindeer, that he comes into houses down the chimney at night and places presents for the children in socks or bags by their beds, in front of the family Christmas tree, or by the fire place. Most children receive their presents on Christmas Eve night or early Christmas morning, but in some countries they get their presents on St. Nicholas' Eve, December 5th. St. Nicholas putting the bag of gold into a stocking is probably where the custom of having a tangerine or satsuma at the bottom of your Christmas stocking came from. If people couldn't afford gold, some golden fruit was a good replacement - and until the last 50 years these were quite unusual fruits Have you ever sworn an oath to uphold For Sale: JD 4230 tractor w/ 158 and so still special! the U.S. Constitution? Check out loader & grapple. Power Shift. 12-I www.OathKeepers.org . 11-x $15,000. Call 399-4604. https://www.whychristmas.com/customs/fatherchristmas.shtml

Searching for something? For Rent: 2 Bedroom house in Find it in the search window Chinook, available now. Call at www.TriciasTrader.com. x 357-3366 or 390-4874. 12-II

4 Tricia’s Trader.....................................................................Volume XVII Issue 24..................................................................... December 20, 2019

Call Kimmel Kreations for wedding invitations, graduation announcements, office forms, biz cards, stationery, letterhead, special occasion napkins, livestock ID tag numbering, foil engraving, calendars, typing, binding and more! 379-2377. If it’s in print and you need it, we can do it. Try us for your next project. x

For Sale: Breeder Sellout! Beautiful wood large aviary. 12 Gouldian Finches, 5 canaries, one button quail. 4 Cages & tons of supplies. Package deal, $750. Call or text 654-4035.. 11-II

For Sale: 1274 BOULEVARD HAVRE, MT. Big kitchen, 4 bedrooms, 2 baths. Double car attached garage with a heated and air-conditioned workshop attached to it. Fenced yard, 2 garden sheds. New patio. $198,000 Call Property West, 945-0394. 12-II

For Sale: 2011 Ford F250 4x4 PowerStroke Super Duty Super Cab XLT Short box, red. 80,000 mi. Grill guard, running boards, fender flares, spray-in bed liner, B&W 5th wheel hitch. Headwaters Custom Seat Covers. Call 406-263-7529. 12-II

Best Resting Inn & Extended Looking for Help? Help Stay: "We're not the Fanciest, We're Wanted ads are FREE in the Friendliest." 5001 River Dr. Tricia’s Trader. Call today! x N., Gt Falls, MT. 406-268-8333. x

5 Tricia’s Trader.....................................................................Volume XVII Issue 24..................................................................... December 20, 2019

For Sale: 2002 Wilson 53' cattle pot, 12' nose, 13' rear, 3/4 dog house, spring ride, new tires, good brakes, 4050% floors, rear floor 90%. $32,000 obo. Call 4O6-390-5951. 12-I

For Sale: Grass Alfalfa Hay, 1st Cutting, $80/bale, approx. 1400# ea. or $100/ton by semi-load. Delivery available. Located by Dodson. Call 654-4035. 11-II

Have you ever sworn an oath to uphold For Sale: 100-125 Ton second the U.S. Constitution? Check out cutting alfalfa. Also, 150 Ton oat hay. 12-II www.OathKeepers.org . 11-x Call 357-3366 or 390-4874.

Helping You Haul is our business. See our selection of stock trailers, flatbeds, car haulers, utility trailers, toy haulers, and even the B&W Hitch to hook you up. Brands like Circle D, Travalong, Hillsboro, Look, Haulmark, Diamond C, Boss Plows and more. Triple T Sales in Chinook, 406-357-2166, www.ttt-sales.com.. 12-I

For Rent: 2 Bedroom house in For Sale: JD 4230 tractor w/ 158 Chinook, available now. Call loader & grapple. Power Shift. 357-3366 or 390-4874. 12-II $15,000. Call 399-4604. 12-I

FOR SALE: New Mint State Silver Eagle Dollars & Morgan Silver Dollars! BIG SKY IMAGES & CvOLLECTIBLES Havre Holiday Village Mall 406-399-6522 12-I

For Sale: Whispering Winds: A History of the Big Flat 750 page hardcover book celebrating Turner, Montana’s centennial. Get your copy today for only $100. Visit www.turnermontana.us or call Edward Snider at 406-353-2934. x

6 Tricia’s Trader.....................................................................Volume XVII Issue 24..................................................................... December 20, 2019

For Sale: JD 4230 tractor w/ 158 Helping You Haul is our business. loader & grapple. Power Shift. 12-I See our selection of stock trailers, $15,000. Call 399-4604. flatbeds, car haulers, utility trailers, toy haulers, and even the B&W Hitch to hook you up. Brands like Circle D, Travalong, Hillsboro, Look, Haulmark, Diamond C, Boss Plows and more. Triple T Sales in Chinook, 406-357-2166, www.ttt-sales.com.. 12-I

For Sale: 2002 Wilson 53’ cattle pot, 12’ nose 13’ rear, 3/4 dog house, spring ride, new tires, good brakes, 40-50% floors-rear floor 90%. $32,000 obo 390-5951 11-II

For Sale By Owner: Buildings & 19 ac w/ 340' of Milk River frontage, west of Chinook, MT, 1/4 mi. so. of Hwy 2 at mile sign 399. 5 bed, 2 ba. house, 38x40' shop (14' ceilings), 3 car garage (18' ceilings), 1 old barn. Call Doug Plouffe 406-357-2487 for showing, and then give fair offer. 6-I:1-II For Sale: Breeder Sellout! Beautiful wood large aviary. 12 Gouldian Finches, 5 canaries, one button quail. 4 Cages & tons of supplies. Package deal, $750. Call or text 654-4035.. 11-II

Are you looking for that special hard-to-find book? BIG SKY IMAGES & COLLECTIBLES We have NEW and USED BOOKS will special order Havre Holiday Village Mall 406-399-6522 12-II

For Sale: Grass Alfalfa Hay, 1st Cutting, $80/bale, approx. 1400# ea. or $100/ton by semi-load. Delivery available. Located by Dodson. Call 654-4035. 11-II

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HOLY COW! Big Sky Images & Collectibles has America's largest retail displays of Ruana & USA Made Old Timer & Uncle Henry Knives. Havre Holiday Village Mall 406-399-6522 http://www. bigskyimages.com. 12-II Amazon Shoppers: Did you know Amazon will donate a portion of your purchase to the Big Flat Community Grain Bin, Inc.? Visit www.smile.amazon. com. Purchases MUST be made through Amazon Smile to qualify. x

8 Tricia’s Trader.....................................................................Volume XVII Issue 24..................................................................... December 20, 2019

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SUDOKU! The rules to the Japanese game of Sudoku are straightforward. Simply fill in the blanks so that each row, each column, and each of the nine 3x3 grids contain one instance of each of the numbers 1 through 9. SOLUTION:

Doctor: "I'm sorry but you suffer from a terminal illness and have only 10 to live." Patient: "What do you mean, 10? 10 what? Months? Weeks?!" Doctor: "Nine." A doctor accidentally prescribes his patient a laxative instead of a coughing syrup. Three days later the patient comes for a check-up and the doctor asks: “Well? Are you still coughing?” The patient replies: “No. I’m afraid to!”

The next issue publishes Wed., December 20, 2019. Ad DEADLINE Wed., December 18th at 9am.

One company owner asks another: “Tell me, Bill, how come your employees are always on time in the mornings?” Bill replies: “Easy. 30 employees and 20 parking spaces.”

HARLEM REGION: Tricia is happy to help you in:

“TRICIA’S TRADER” IS PUBLISHED BY:

TRADER” IS SHED BY:

own: oplin nverness udyard ingham ildford remlin t Benton oma ig Sandy avre

SUD0KU E S $ !

2000 Country Club Road * Turner, MT 59542 2000 Country Club Road *800-756-1817 Turner, MT 59542 Phone

Phone 800-756-1817 or 406-379-2377 or 406-379-2377 Email: office@triciastrader.com

LLC LLC

Email: office@triciastrader.com www.TriciasTrader.com www.TriciasTrader.com FAX: 888-796-8498 FAX: Contact us 888-796-8498 to place an advertisement, complete the form above,

Contact us to place an advertisement, or visit us online tocomplete submit yourthe ad. form above, or visit us online to submit your ad.

Tricia’s Trader SERVES THESE TOWNS ALONG THE MONTANA HI-LINE: Tricia’s Trader SERVES THESE TOWNS ALONG THE MONTANA HI-LINE:

Town: Prefix: Ft Belknap 353 Prefix: Ft Belknap Joplin 292 Turner353 379 292 Inverness 292 Turner Hogeland 379 379 292 Rudyard 355 Hogeland 379 673 Zortman 355 Zortman 673 397 Hingham 397 DodsonDodson 383 383 Gildford 376 Malta 301, 654, 680 376 Malta 301, 654, 658,658, 680 Kremlin 372 Loring 674 372 Loring 674 Benton 621, 622 Whitewater 621, Ft 622 Whitewater 674 674 Loma 739 Saco 739 Saco 527 527 Big Sandy 378 Hinsdale 364, 648 378 Hinsdale 364, 648 262, 265, 407, 808, 945, 969, 262, Havre 265, 407, 808, 945, 969, 390, 394, 390, 394, 395, 398, 399395, 398, 399 Chinook 357 ALL MONTANA AREA CODESARE ARE 357 ALL MONTANA AREA CODES Harlem 353 (406) 353 (406)

EAST BLAINE FERGUS and OUT-OF-STATE or CANADA Tricia Kimmel, Owner 800-756-1817 x804 406-379-2377 Email: kimmelkreations@yahoo.com

HAVRE REGION: Christa is happy to help you in: HILL COUNTY Christa Beatty, Sales Rep 406-398-5541 or 406-945-0856. Email: central@triciastrader.com

PUBLISHER’S COMMENTS: PUBLISHER’S COMMENTS: The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or

Themade publisher not assume any forthe the contents of any advertising herein, and all representations or warranties in suchdoes advertising are those of the responsibility advertisers and not publisher. warranties made in such advertising those of the advertisers the publisher. Every effort is made by Kimmel Kreations, LLC toare never knowingly accept advertisingand that isnot deceptive or misleading. We Every effort is made Kimmel Kreations, LLC to at never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse,by reject or cancel any advertisement any time. reserve right totoedit, refuse, reject orany cancel anyinadvertisement any time. The publisherthe is not liable any advertiser herein for misprints advertising not theat fault of the publisher, and in such Thethe publisher not liableliability to any advertiser herein forpublisher’s any misprints not the fault of the publisher, and in such an event, limit of theispublisher’s shall be the amount of the charge in foradvertising such advertising. an event, the limit of the publisher’s liability shall be the amount of the publisher’s All advertising for the sale, rental, financing, insurance and appraisal of residential real estate are charge subject toforthesuch advertising. for the sale, rental, financing, insurancelimitation, and appraisal of residential real estate are subject to the FederalAll Fairadvertising Housing Act, which makes it illegal to advertise any preference, or discrimination based on race, Federal Housingfamily Act, status, whichormakes illegal any preference, limitation, or discrimination based on race, color, religion,Fair sex, handicap, nationalitorigin, or to an advertise intention to make any such preference, limitation or color, religion, handicap, status,accept or national origin,which or an discrimination. Kimmelsex, Kreations, LLC willfamily not knowingly any advertising is inintention violation oftothismake law. any such preference, limitation or Kreations, LLC not knowingly accept advertising which is insole violation of this law. Alldiscrimination. advertising layoutsKimmel and designs and portions of will the same that are produced by any Kimmel Kreations, LLC are the Allofadvertising layouts designs portions of the producedis by Kimmel property Kimmel Kreations, LLCand and may not beand reproduced in any formsame unless that writtenare authorization obtained fromKreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher. the publisher. “Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies “Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2015. those requesting mailing service. All material copyright 2003-2015. NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or advertisements should be considered general reading and should not be construed as professional advice. All information advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken basedbased upon information in an advertisement or article. taken upon information in an advertisement or article.

9 Tricia’s Trader.....................................................................Volume XVII Issue 24..................................................................... December 20, 2019

Ranching For Profit Blog - Dave Pratt Healthy Land, Happy Families and Profitable Businesses www.ranchingforprofit.com

For Sale: Looking for a home with outdoor space plus amazing views of the mountains? This home has that and so much more! Beautiful open floor plan with hardwood floors. 4 large bedrooms, 2 baths. Office/ den with stamped concrete floor. Main floor laundry. Bonus rooms, pellet stove plus new carpet in the basement. Sun room connecting the house to the triple stall garage. Private patio out back to bbq and take in the stunning views of the mountains. Abundance of trees and shrubs around the property for privacy. Enjoy country living all on 2.726 acres with the convenience of being minutes from town. This home is ready for new owners. Schedule your showing now before it's too late! List Price $439,000 Call Property West, 945-0394. 11-I:12-I

For Sale: 100-125 Ton second cutting alfalfa. Also, 150 Ton oat hay. Have you ever sworn an oath to uphold Call 357-3366 or 390-4874. 12-II the U.S. Constitution? Check out www.OathKeepers.org . 11-x

Who Will Own What?

There are two big pieces to the estate planning puzzle: who will run what (management succession) and who will own what (the transfer of assets). In my last ProfitTips article I called management succession the more difficult of the two because it involves judging the competency of people you love and holding them accountable to produce results. It is perceived by the incoming generation as an issue of respect. But the transfer of assets is no cake walk either. When it comes to who will own what, there are four primary issues: legacy, fairness, the viability of the units distributed to heirs, and mechanics. Most folks would probably argue that there should be a fifth, taxes. But I’ve seen too many people let tax avoidance drive their planning process. The result is almost always a catastrophic mess. When ranches fail to make the transition from one generation to the next it is rarely estate taxes that cause the problem. It is usually convoluted attempts to avoid paying taxes that are the culprit! Legacy When I was young my mother explained to my sister and me that it was unlikely that she’d leave us much of an inheritance. She intended to use whatever assets she collected in her life to make sure she would never be financially dependent on my sister or myself. True to her word, her modest estate completely funded her long-term care. My Mom’s legacy never had anything to do with a physical asset. Her legacy was in the principles and values she exemplified. It’s been my experience that the more someone’s legacy involves a physical asset, the weaker the legacy and the greater the likelihood that transitioning assets from one generation to the next will be a problem. Fairness Most of us love our children equally and because we love them equally we want to give each heir an equal share of the estate. But there are a lot of situations where equal isn’t fair. If one of our kids stayed home to help her folks while others pursued adventures of their own, it might be fair to leave more to the child who sacrificed. But fairness isn’t the only problem with equality. There is also the issue of viability. Viability There was a time when parents could leave part of the ranch to each of their kids and each heir would have a viable unit. But there was also a time when a person could earn a decent living running 200 cows. Today we need 3 or 4 times the scale to be economically viable, and splitting the ranch could just set everyone up to fail. Generally, If the viability of the ranch means anything to you and if you want to leave the ranch to multiple heirs, there is a much better way to go. It starts with separating the land from the operating business. It’s fine to leave the land to multiple heirs as long as they have undivided interests and there is a common sense buyout agreement. Heirs who want to cash out must be aware that a minority stake in a family asset is worth pennies on each dollar of appraised value. Their 25% minority interest in a $20 million ranch isn’t worth $5 million. It may only be worth $2 million! With rare exception, the operating business should NOT be left to multiple heirs. It ought to be left to, or bought by, the one or two heirs that will run it. And the operating business should pay market rate rent to the land owners. Mechanics Life insurance, off-ranch investments, trusts, buy-out agreements. There are a lot of tools that can ensure the smooth and successful transition of assets to heirs and the sustainable future of a viable ranch. Anyone who wants their ranch and their heirs to thrive for generations to come needs to hire professional help … and not just any professional. A professional with a track-record! DO NOT ask a neighbor your age who they used and how they feel about the experience. Ask the kids of someone who died how things worked out. If they are satisfied get your referral from them. The only way to measure success is AFTER the fact.

10 Tricia’s Trader...................................................................Volume XVII Issue 24..................................................................... December 20, 2019

Enjoying Everyday Life Joyce Meyer

Come to God’s Table In Psalm 42:5 (AMP), the psalmist asked, “Why are you in despair, O my soul? And why have you become restless and disturbed within me?” It seems that many people often feel this way. Because of the pressures of everyday life—in our work, finances, our homes or relationships—there is some form of depression, discouragement, or discontentment in almost everyone you see. But it really doesn’t have to be that way. We do not need to live our lives in despair, restless or disturbed. We can be content, encouraged and joyful even in the midst of troubles. For many years I felt bad about myself because of the abuse I endured for most of my childhood. I felt damaged and ashamed and focused more on what I did wrong than anything else. That is until I came to an understanding of who I am in Christ. You see, what we think of ourselves has a lot to do with how we feel about ourselves. And when you give your life to Christ, you don’t have to be mad at yourself because you don’t do everything right. You can enjoy your life even while you have a problem! The question is, can you see yourself the way God sees you—the way He says you are in His Word? Will you trust the Holy Spirit to work in you until you can see it? Don’t worry…you don’t have to wait until He’s done; the work is ongoing. You just need to trust Him. Come to the Table In a book I read about shepherds and sheep, it talks about how a shepherd will go to the “table lands,” a high plateau that is difficult to reach but where there is good, healthy grass for the sheep to graze. He goes and “prepares” the land by removing any poisonous grasses and flowers that could harm the sheep. In Psalm 23:5 (NIV), David says, “You prepare a table before me in the presence of my enemies. You anoint my head with oil; my cup overflows.” And 2 Samuel, chapter 9 tells a beautiful story that conveys how welcome we are at the table of the king. After the deaths of King Saul and his son Jonathan, David began to search for someone from the bloodline of Saul, to whom he could show favor to honor his friend Jonathan (2 Samuel 9:1). He just wanted to be good to someone in Saul and Jonathan’s family on Jonathan’s behalf. David found out that Jonathan’s son, Mephibosheth, was still alive. But he was told that the young man had “issues.” His feet were lame. That was no matter to King David, who sent for Mephibosheth to be brought to him. Mephibosheth came before King David in fear and shame, bowing and asking, “What is your servant, that you should notice a dead dog like me?” (v.8 NIV). Many of us come to God that way because we do not feel good enough or that we deserve God’s love and mercy. I felt this way for a long time, so I understand what it’s like. But we don’t have to clean ourselves up to come to God, because the truth is we can’t make ourselves good enough in our own effort or strength. God wants us to come to Him just as we are, and then He will change the things about us that need to be changed as we grow in our relationship with Him. David assured Mephibosheth, saying, “Don’t be afraid, for I will surely show you kindness for the sake of your father Jonathan. I will restore to you all the land that belonged to your grandfather Saul, and you will always eat at my table” (v. 7 NIV). The last verse of that chapter says, “Mephibosheth lived in Jerusalem, because he always ate at the king’s table; he was lame in both feet” (NIV). What a beautiful account of unconditional love, acceptance and redemption! You Are Always Welcome This can be our story as well. As Psalm 23:5 says, God’s table has been prepared for us in the presence of all our enemies—all our issues and problems. The Lord welcomes us to His table and anoints our heads with oil, a symbol of the Holy Spirit, who refreshes and energizes our hearts. And He continually fills our cup to overflowing! When we live in God’s presence, our “cup”—our life—will overflow with His love, grace, mercy, and every other good thing He has for us. The Lord is a good Shepherd, and there is no reason for you to feel insecure, ashamed or fearful before Him. You are always welcome at His table, in the presence of God! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ For more on this topic, order Joyce’s four-CD series Sit, Stand, Walk, Run. You can also contact us to receive our free magazine, Enjoying Everyday Life, by calling (800) 727-9673 or visiting www.joycemeyer.org. Joyce Meyer is a New York Times bestselling author and founder of Joyce Meyer Ministries, Inc. She has authored more than 100 books, including Battlefield of the Mind and Unshakeable Trust: Find the Joy of Trusting God at All Times, in All Things (Hachette). She hosts the Enjoying Everyday Life radio and TV programs, which air on hundreds of stations worldwide. For more information, visit www.joycemeyer.orgPlease note: The views and opinions expressed throughout this publication and/or website are those of the respective authors and do not necessarily reflect those of Joyce Meyer Ministtries.

11 Tricia’s Trader...................................................................Volume XVII Issue 24..................................................................... December 20, 2019

DAVE SAYS:

Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others.

Don't use emotion to rationalize an upgrade Dear Dave, My husband will be finishing physician assistant school in December, just a few days before our first baby is due. We’ve got about $70,000 in student loan debt, and we’re trying to get everything paid off. Both our cell phones are pretty old, and I’d like to get a new one that costs $350 so we can have really good pictures of the baby. My job is the only income we have right now, and I’m making $45,000 before taxes. Is this a silly thing to do in our situation? - Jamie

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Dear Jamie, This is an important question. It’s not important because $350 is a big deal in the grand scheme of things, it’s important because you’re making a judgment call as to what you’re focusing on and what you value. If you’re focusing on your husband finishing school, so his income goes up and you’re trying to get out of debt, that's fine. I love it when people are willing to work their tails off to have better lives. But if that’s your focus, and at the same time you’re trying to rationalize buying something you don’t really need, that’s a bad thing. You don’t need a new cell phone for a camera, especially if the camera is the only reason you’re buying it. You can find decent digital cameras everywhere these days for $50 or less. I understand the joy that goes along with having a child. I have three kids, and we were absolutely ecstatic each and every time one was born. And, of course, we wanted good photos of them all. But right now, I think you’re trying to rationalize a phone upgrade based on the emotion of a new baby. As an exercise of your value system, that’s a tendency you need to break. This is a test, Jamie. What you’re talking about here is a luxury, not a necessity. Rationalization is one of the prime causes of overspending. Please understand, I’m not picking on you and I don’t mean to be harsh. We’ve all flunked this test at times. But this is an important moment where your judgment and values are concerned. It’s your call, but you really don’t need to blow $350 on a new phone right now. —Dave

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12 Tricia’s Trader...................................................................Volume XVII Issue 24..................................................................... December 20, 2019

For Sale: 100-125 Ton second For Rent: 2 Bedroom house in cutting alfalfa. Also, 150 Ton oat hay. Chinook, available now. Call Call 357-3366 or 390-4874. 12-II 357-3366 or 390-4874. 12-II

It’s a Celebration and You’re Invited

50th Wedding Anniversary

for Kip & Wilma Van Valkenburg Sunday, December 29 12:30 p.m. following second service at Fifth Avenue Christian Church in Havre, Montana Lunch provided. No gifts, please. Cards are welcome. Please come and wish them well, and make their day a happy one!