06 july 2015 by Afternoon Despatch & Courier

Regd. No. MCS/035/2015-17 RNI Regn. No. 43675/1985 MUMBAI MONDAY, JULY 6, 2015 32 PAGES `3 Website: www.afternoondc.in

Aft er oo

TWO MORE ‘UNNATURAL’ VYAPAM DEATHS Gold: `26,340 Silver: `36,350 US Dollar: `63.42 Temperature: 310C/270C Humidity: 70%

Business&Investment Pg13-20

The Vyapam deaths have not stopped. A TV journalist who was all set to expose the scam and a dean of a Jabalpur Medical College died unnaturally on Saturday and Sunday. A journalist and the dean of a Dr. Arun Sharma Akshay Singh medical college who are said to have decided to bring to light details of the deadly scam Vyapam, died ‘unnaturally’ in the last two days. Yesterday morning a dean of a Jabalpur Medical College Dr. Arun Sharma said to be probing fake examinees in the Vyapam scam was found dead under mysterious circumstances at a hotel in Delhi's south west Dwaraka. Akshay Singh who was working with TV Today group died on Saturday after he interviewed the parents of a girl who was found dead after she figured in the massive admission and recruitment scandal in Madhya Pradesh (Vyapam). At least over 45 accused and witnesses and others are reported to have died in the Vyapam scam — an admission and recruitment racket allegedly involving several politicians, bureaucrats and aspirants.

Youth Congress activists staged a protest at the headquarters ofthe MP Professional Examination Board, demanding the CBI Probe of deaths of the people linked with the Vyapam scam in Bhopal on Sunday.

EW DELHI: The Dean of a Jabalpur Medical College, said to be probing fake examinees in the Vyapam scam, was found dead in a Delhi hotel yesterday, adding yet another murky twist to the scandal. The death of Dr Arun Sharma, Dean of Netaji Subhas Chandra Bose Medical College in Jabalpur, Madhya Pradesh, came to light a day after an investigative journalist with a leading Delhi-based news channel died under mysterious circumstances soon after he had interviewed parents of a girl found dead after her name figured in the massive admission and re-

cruitment scandal. Police said Sharma's body was found at a hotel in southwest Delhi's Dwarka by the staff who opened the room using a duplicate key after he did not answer repeated knocks on the door. An almost empty bottle of alcohol and vomit was found in the room. Forensic evidence has been collected and his body sent for post mortem. Asked about reported links of Sharma with Vyapam scam, Joint Commissioner of Police (South West) Dipender Pathak said police is "covering all the angles" in its investigation.

Ten colleges in Navi Mumbai without varsity affiliation By Prashant Hamine Close on the heels of the controversy surrounding the recognition of the degree of Minister for Higher and Technical Education Vinod Tawde, the Directorate of Technical Education last week issued a list of 10 colleges mostly from Navi Mumbai as having no University affiliations. In its notice the DTE has stated that the All India Council of Technical Education (AICTE) has placed these colleges under

No Extension of Approval or No Admission Category and do not posses the University Affiliation to their courses for the Academic Year 2015-16. The DTE and AICTE move follows the Supreme Court ruling in the special leave petition filed on the Orissa High Court judgement in a case of May 2014. The DTE notice further states that the names of the colleges are included in the Centralised Admission Process (CAP) pursuant to the interim order of the Bom-

bay High Court and subject to further orders of the court. The list of colleges who have been declared of not having University affiliation include – Padmabhushan Vasantdada Patil Prathisthan College of Engineering, Sion; MGM's Institute of Management Studies and Research, Kamothe, Navi Mumbai; Smt Indira Gandhi College of Engineering, Koparkhairane, Navi Mumbai; MGM's College of Engineering and Technology, Kamothe, Navi Mumbai; Mahatma Education Society's

Institute of Information Technology, Engineering, Media Studies, New Panvel; SIES Graduate School of Technology, Navi Mumbai; Lokmanya Tilak Jankalyan Shikshan Sanstha's Lokmanya Tilak College of Engineering, Koparkhairane, Navi Mumbai; Hyderabad (Sindh) National Collegiate Board; Watumal Institute of Electronics and Computer Technology, Worli, Mumbai; SIES's Graduate College of Continued on pg 2 «

Incidentally, Sharma was the second Dean of the medical college to have died under mysterious circumstances in the last one year. D K Sakalle, who was inquiring into admissions of candidates for whom proxies had allegedly appeared in the PreMedical Test, had been found burnt at his residence. "Dr Sharma was found dead at his room in a hotel in Delhi. We are shocked at the death, He was a very close to Dr Sakalle," Indian Medical Association (IMA) Jabalpur district president Sudhir Tiwari told PTI. Tiwari claimed Sharma had wept at the funeral pyre

of Sakalle, claiming the latter had not committed suicide, as concluded by police after investigation. "I suspect that Sharma too might have been killed," Tiwari said in Jabalpur, and said he had learnt two days back that the Dean had submitted a report relating to the Vyapam scam to the Special Task Force (STF) probing it.

Journalist's death An investigative journalist with a TV channel Akshay Singh had died in Madhya Pradesh's Jhabua district on Continued on pg 22 «

Woman stripped naked in Jammu and Kashmir by 5 men, accused film act

DHAMPUR: A woman was stripped naked and harassed by a group of five men in Jammu and Kashmir's Udhampur district earlier this week. The accused even shot a video when they were stripping the woman, the police has said. "A woman was stripped in full public view by five people in Jaganoo area of Udhampur. The accused recorded the incident on a mobile phone camera... it

has gone viral on Whatsapp," Udhampur District Commissioner said. The woman was reportedly riding pillion on a motorcycle with a male friend when the five men allegedly intercepted the bike and started misbehaving with her. When she resisted, the accused overpowered her and stripped her. In the video, the woman Continued on pg 22 «

At 30, this Cop has rescued over 2,500 snakes

Afternoon Despatch & Courier

CITY

By Asif Rizvi

f you think that officers of Mumbai Police and the constabulary are only known for nabbing criminals and investigating cases, think again. There are some men in this force who work as snake friends and try to rescue snakes in and around Mumbai. Police constable MURLIDHAR JADHAV, attached to Shivaji Park police station in Dadar, is one such policeman who attends several 'rescue calls' in a day from people seeking his assistance in rescuing venomous snakes in their locality. All this is done by Jadhav at his

own cost. In one such recent Sunday evening incident at Chinchwada, at the outskirts of Kalyan - a few kilometers away from Jadhav's house - a full-size cobra was found. Jadhav reached the spot to facilitate the reptile's rescue. A 6-yearold boy was reportedly bitten by the snake as told to Jadhav on the call. He reached the spot and first treated the boy with first-aid which he usually carries along with him wherever he travels. After attending to the wound of the boy, Jadhav realised that it was not a snake bite. However, by that time locals had killed the snake.

Sachin Ahir appointed new Mumbai NCP chief W

ith over a year to go for the crucial Brihanmumbai Municipal Corporation (BMC) elections, former Maharashtra Minister Sachin Ahir was on Sunday named as the president of the Mumbai unit of NCP. Meanwhile, party spokesman Nawab Malik will hold the charge of

could not develop our own vote bank," Ahir admitted. "My endeavour will be to rebuild the organisation from booth to ward level in Mumbai and field candidates for all 227 seats," he told PTI. When asked about the Bombay High Court ordering stringent norms for setting up of temporary pandals during festivals, such as dahi handi, Navratri and Ganeshotsav on public roads and footpaths, Ahir said the state government should intervene in the matter. "The previous Congress-NCP government had moved the Supreme Court in high court ruling regarding dahi handis and the verdict was stayed," he said. Festivals cannot be disruptive, he said adding that such celebrations existed much before cities were creparty vice president as well as the ated. in-charge of the Mumbai unit, Last month, the high court ruled party's state unit president Sunil that no citizen can claim fundaTatkare announced on Sunday. mental right to worship God or offer Ahir said that the party will con- prayer at any and every place, untest the BMC elections independ- less it is a significant place of worently. ship. He said that due to the alliance Meanwhile, Tatkare said the ofwith Congress in the last 15 years, fice-bearers and executive commithis party could not carve out an tee of Mumbai NCP would be identity for itself among voters. "We announced in a fortnight.

MUMBHAI Vikas Sabnis

Your bank assets sir! I mean, assets from the ‘vote bank’!!

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Jadhav said, “I have been rescuing snakes for about 15 years now. I started in my native village in Jalgaon. I was 10-year-old when I was bitten by a snake and a snakefriend Rajesh Tombre attended to me by giving me a first-aid treatment and saved my life. Since then, I started researching on snakes and know presently how to safely rescue them. I generally receive about 20 calls from different place in Mumbai and Thane and have approximately rescued over 2,500 snakes including some highly venomous ones.” He further added, “During my police training period, there were

several occasions where snakes were seen crawling on the training ground which I rescued too. When I was deputed at Shivaji Park police station, there were constant encounters with snakes at the nearby ground and locals first called the police to rescue them. “Nowadays, I rescue snakes on emergency calls from BMC, police control and calls from locals. After reaching the spot and rescuing the reptile, I try to ascertain if the snake has been injured and then after treating it, it is handed over to the Forest Department.”

Marve Rd residents up in arms against polluting cement plants Vishwanath Salian | ADC

Ten colleges in Navi Mumbai... Continued from pg 1 « Management Studies, Navi Mumbai and NYSS's Datta Meghe College of Engineering, Airoli, Navi Mumbai. Besides this the DTE notice also states that following the AICTE order, the following colleges will have reduced student intake capacity. These colleges include – Jawahar Education Society's Annasaheb Chudaman Patil College of Engineering, Kharghar, Navi Mumbai; Saraswati Education Society's Saraswati College of Engineering, Kharghar, Navi Mumbai and Karmaveer Bhaurao Patil College of Engineering and Polytechnic, Satara. Besides this the Rajgad Dnyanpeeth's Technical Campus, Dhangwadi, Bhor has been included in the CAP round as per the interim order of the Bombay High Court. However, the University has not given affiliation even as the AICTE has given Extension of Approval.

Residents protesting outside the cement plants

By Priyanka Bhatt

Not only the residents of the concerned area, but the ones from he residents of Marve Road, on around the area also came to supSunday morning held a protest port. Nicholas Mendonsa, a resident against cement plants around their of Marve Road said, “The health residential area. There are three ce- hazards of these cement plants are ment plants that are set in that area terrible. The pollution and dust will which affects the residents around kill people slowly, and that's why we Kharodi Village, Rathodi Village are here today.” The protest was orand Jankalyan Nagar in Marve ganised and supported by three orWest. The three operating cement ganisations – Save Our Land, Marve ready-mix plants are Ultratech Ce- Road Residents Association and ment, API ready-mix and RMC Watchdog Foundation. Ready Mix. The citizens came out Dolphy D'Souza, spokesperson on the streets to protest against the for Save Our Land (SOUL) team, operators of these cement plants was one of the people who headed who have stayed there for almost this protest. “We have been comfour years now. The protesters also plaining about the cement plants included children who were enthu- and the health hazards they cause siastic about the protest and for four years now. Nobody has liswanted to make a difference as tened to us. This is a nexus of the much as the adults did. politicians and the BMC authorities

with the cement plant operators,” D'Souza said. The residents there have complained to the BMC, the MLA in the area, and Maharashtra Pollution Control Board (MPCB). According to D'Souza, there are many notices issued against the cement plants to shut down, but they have not shut down yet. D'Souza mentioned that the guidelines of MPCB have not been followed. According to one of the guidelines, 'for a commercial plant a buffer zone of 100 metre distance from human habitation of 1,000 souls or more and major roads shall be maintained.' Stanley Fernandes, a member of SOUL said that they will wait for seven days from now, if there is no action taken, the agitation will be further intensified.

Afternoon Despatch & Courier

SPECTRUM

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MUMBAI | MONDAY, JULY 6, 2015

03 Sushil Kadam | ADC

AR T OF CALLIGRAPHY...A small girl is covered by umbrellas at Belapur in Navi Mumbai on Sunday. The umbrellas which are for sale have special brightly painted designs.

Dutch students develop solar-powered family car Dutch students have developed a family car powered by the sun which generates more energy than it uses while reaching speeds of up to 125 kilometres per hour and the vehicle can clock over 1,000 km on a full charge. The car, Stella Lux, generates electricity via 5.8 sq m of solar cells and has an additional battery capacity of 15 kWh. A full charge provides a range of over 1,000 km in the Dutch climate or 1,100 km in the Australian climate, and the car has a top speed of 125 km/h. The car developed by Solar Team Eindhoven (STE), a group of 21 students from different faculties of the Eindhoven University of Technology, is both lightweight and aerodynamic, and seats up to four people. Materials including carbon fibre and aluminum are used to keep the vehicle's weight down to just 375 kg, 'Gizmag' reported. The car features a specially designed navigation system. The Solar Navigator system monitors weather

and chooses the optimal route accordingly. The other features of the car include the ability to unlock the car doors when a paired smartphone is nearby and a touchscreen with haptic buttons that is designed to be used without the driver taking their eyes off the road. In 2013, STE developed the precursor to Stella Lux, known simply as Stella, which won the Cruiser Class of the World Solar Challenge that year. Stella Lux will now take part in the Cruiser Class of the Bridgestone World Solar Challenge in Australia in October.

One-year-olds know how to use iPads: study Toddlers as young as one year old are turning techsavvy and can use a tablet but require help from an adult to access apps, according to a new study. University of Iowa researchers studied more than 200 YouTube videos of infants and toddlers using iPads.

By age two, 90 per cent of the children in the videos had a moderate ability to use a tablet, according to Juan Pablo Hourcade, associate professor of computer science in the UI College of Liberal Arts and Sciences and lead author of the study. "Just over 50 per cent of 12-to-17-month-old children in the videos had a moderate ability," Hourcade said. Hourcade and his colleagues defined "moderate ability" as needing help from an adult to access apps, but being able to use them while displaying some difficulty with basic interactions. Hourcade said that to his knowledge, other researchers have conducted surveys of the prevalence of tablet use by young children, however, the UI study is the first to study how infants and toddlers are actually using the devices. He said YouTube enabled his group to conduct the research without having to ask infants and toddlers to use tablets, something that some pediatricians discourage. "On the other hand, we know that infants and toddlers are using iPads and other devices because we've seen the videos recorded by their parents, and surveys confirm it is happening. It's

happened really quickly before we could get out and arrange for more conventional studies," he said. Hourcade acknowledged the drawbacks of using unsolicited YouTube videos, such as not knowing the exact ages of the children pictured and that the children pictured were selected by their caregivers and may not be

representative of the larger society. However, he said the researchers were able to estimate the ages of the children (two-thirds of the videos included the age) and observe a clear progression of successful performance linked to age that is consistent with developmental milestones. "One of the biggest differences we found is that

New dating app may help you and your dog find love A new app that allows dog owners to connect and perhaps find love for themselves and their pooches has been developed. Tindog is the first social app for dog lovers who want to connect with other owners nearby that share a similar passion for canines, according to its developer Holidog, an online marketplace for pet services. The app can also help owners socialise their pet and perhaps arrange dogdates. The users can create a profile for their pooch on

the app and search to find new furry and human friends. They can chat, share photos and create events to connect with other dog lovers in their area. Based on Global Positioning System (GPS)

when children turn one year old, they switch from using both hands and all their fingers to interact with the tablet to using an index finger - which is what adults do," he said. He said he hopes that the study and others that follow will influence the development of apps that encourage interactive education for infants and toddlers.

location, Tindog will suggest nearby matches and - much like Tinder - allows users to swipe left (no) or right (has potential) through recommended profiles. If both users swipe right, then it's a match and the new friends can chat to learn more or arrange a meet-up. "Dogs bring so much joy and love, that they really have the power to connect us. That's why we wanted to make it easy for dog lovers to meet new people around them who feel the same way," said Julien Muller, Founder & CEO of Holidog. "Whether it's building new friendships or even making a love connection, Tindog is a great way to expand your social circle with others who love man's best friend just as much as you do," Muller said.

THANKSGIVING

May the Sacred Heart of Jesus be adored, glorified, loved and preserved throughout the world. Sacred Heart of Jesus thy kingdom come. Sacred Heart of Jesus have mercy on us. St. Jude the worker of miracles pray for us. St. Jude the helper of the helpless pray for us. Say this prayer for nine times nine days. Your prayer will be answered by the eighth day. Publication must be promised. C-15826 May the Sacred Heart of Jesus be adored, glorified, loved and preserved throughout the world. Sacred Heart of Jesus thy kingdom come. Sacred Heart of Jesus have mercy on us. St. Jude the worker of miracles pray for us. St. Jude the helper of the helpless pray for us. Say this prayer for nine times nine days. Your prayer will be answered by the eighth day. Publication must be promised. C-17200 May the Sacred Heart of Jesus be adored, glorified, loved and preserved throughout the world. Sacred Heart of Jesus thy kingdom come. Sacred Heart of Jesus have mercy on us. St. Jude the worker of miracles pray for us. St. Jude the helper of the helpless pray for us. Say this prayer for nine times nine days. Your prayer will be answered by the eighth day. Publication must be promised. - ARU C-17201 May the Sacred Heart of Jesus be loved adored, glorified, loved and preserved throughout the world now and forever. Sacred Heart of Jesus, Thy Kingdom come. Sacred Heart of Jesus have mercy on us. St. Jude the worker of miracles pray for us. St. Jude the helper of the hopeless, pray for us. C-17216 HOLY SPIRIT, you who makes me see everything and who shows me the way to reach my ideals, you who gives me the divine gift to forgive and forget all that is done to me, and you who are in all the instincts of my life with me. I, in this short dialogue want to thank you for everything and affirm once more that I never want to be separated from you no matter how great the material desires may be. I want to be with you and my loved ones in their perpetual glory. C-17217 ST. JUDE Apostle & Martyr, great in virtue and rich in miracles, near kinsman of Jesus Christ, faithful intercessor of all who invoke your special patronage in time of need, to you I have recourse from the depth of my heart and humbly beg to whom God has given such great power to come to my assistance. Help me in my present urgent petition, in return I promise to make your name known and cause to be invoked. St. Jude pray for us & all who invoke your aid. Amen. C-17218

Afternoon Despatch & Courier

CLASSIFIEDS LOST & FOUND

Lost Of 'C' Form M/S. Joy Closures Pvt. Ltd. Our 'C' form bearing Serial No. MH-12A272236 has been lost by Shri Tirupati Couriers on 10/07/2013. If found please contact: 09146280554 C-17209 Lost Of 'C' Form M/S. India Cans (Prop. Wynall Closures Ltd.) Our 2 'C' forms bearing Serial No. MH-12A-272237 & MH-12A-592305 has been lost by Shri Tirupati Couriers on 10/07/2013. If found please contact: 09146280554. C-17210

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PUBLIC NOTICE

Notice is hereby given that the share Certificates No.175185 for 510 shares bearing distinctive No.10163218 - 10163727 & Certificate No. 204229 for 510 shares bearing distinctive No. 11593023 -11593532 standing in the name of Usha Desai & Mr.S.K, Desai in the books of M/s. Atlas Copco (India) Limited has/have been lost/misplaced and the advertiser has applied to the Company for issue of duplicate cum transmission share certificates in lieu thereof. Any person(s) who has have claim(s) on the said shares should lodge such claim(s) with the Company's Registrars and Transfer Agents viz Karvy Computershare Pvt. Limited, Plot No.17 To 24, Vittalrao Nagar, Madhapur, Hyderabad-500081 Ph No.040-44655000 Fax No.040-23420814 within 15 days from the date of this notice failing which the Company will proceed to issue duplicate share certificate(s) in respect of the said shares. Date: 04/07/2015 Place: Mumbai Name of the Applicant: Mr. Nilang Desai

NOTICE TAKE NOTICE that 1] SMT. MEGHIBEN B.PATEL & 2] MISS. MANJULA B. MINAT & 3] MR. VIPUL B. PATEL are legal heirs of LATE MR. BHOJRAJ M. PATEL, who was Joint Owner with MR. NITESH V. PATEL of Ind.Unit No.122, on 1st Floor, Sarita Building, in Prabhat Industrial and Residential Complex, W.E. Highway, Near Toll Naka, Dahisar (E), Mumbai - 400 068, and along with 580 Preference sharesand 580 Equity Shares issued by M/S. PRABHAT ROLLER FLOUR AND PULSE MILLS LTD. (The said Shares). Any person or persons having any claim, right, title or interest against any said Ind.Unit premises (property) or any part thereof by way of Sale, mortgage (equitable or otherwise), exchanging, transfer, inheritance, lease, easements, tenancy, lien, licence, gift, bequest, trust, maintenance, possession, encumbrance or any attachment charge under any statutory laws or otherwise howsoever are requested to make the same known in writing along with the supporting documents or any evidence to the address given below within the period of 14th day from the date of publication hereof, failing which the property will be declared as free from all encumbrances without reference to any such claims and the same if any will be deemed to have been waived or abandoned. Place: - Mumbai Date: - 06.07.2015 Contact:Mr. Prashant A. Rane Advocate, High Court Office No.B/107, Ground floor, Orchid Plaza, Near Movie Gem Cinema, Maratha Colony Road, Dahisar (E), Mumbai - 400 068.

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To whomever it may concern This is to inform that I have lost Examination Results as details i.e Name: Afreen Aziz Rokadia, Index Number: T/4987/103, Year of Passing: 2013, Name of School: Smt. Lilavatibai Podar High School Mumbai. In case if any one find the same Please call on 8879716188 C-17211

CHANGE OF NAME I have changed my name from Aasif Firoj Khan to Asif Firoz Khan as per Maha. Govt. Gazette No. M-1511141. C-17202 I have changed my name from C. Prida Moses, to â&#x20AC;&#x2DC;Mrs. Prida Mosesâ&#x20AC;&#x2122; as per Deedpoll Affidavit Dated: 03/07/2015. C-17203 I have changed my name from Babulal Harchandji Rajgor to Babulal Harchandji Purohit as per deed poll Affidavit. C-17204 We Basanti Purohit and Babulal Purohit have changed my name of our son from Jitendrakumar Babulal Purohit to Jitendra Babulal Purohit as per deed poll Affidavit. C-17205 We Basanti Purohit and Babulal Purohit have changed my name of our son from Tarunkumar Babulal Purohit to Tarun Babulal Purohit as per deed poll Affidavit. C-17206 I have changed my name from Mr. Narayan Shivnarayan Gupta to Mr. Avadhnarayan Shivnarayan Gupta vide Affidavit dtd: 3rd July, 2015 C-17207 I have changed my name from Mr. Sunny Gangalal to Mr. Sunny Gangalal Shrivastav vide Affidavit dated 3rd July, 2015 C-17208 I have changed my name from Mr. Logi Ram Jain to Mr. Nitesh Kumar Longilal Jain as per Deedpoll Affidavit. C-17212

I Ms. Hanisha Lakhy Adwani have changed my name to Mrs. Krisha Ashwin Lakhwani vide Affidavit dated 3.7.2015 C-17215 I have changed my name from Shaikh Bushra Rahman Mohammad Saifur Rahman to Shaikh Bushra Rahman Saifur Rahman as per Gazette copy No. X-32945. Dated: Thu. to Wed, Dec 4-10, 2014. C-17219 I have changed my name from Shaikh Atik Maniyar to Atik Abdul Maniyar by virtue of Deed Poll Affidavit. C-17220 I have changed my name from Narayan Anant Palav to Prakash Anant Palav by virtue of Deed Poll Affidavit. C-17221 I have changed my name from â&#x20AC;&#x153;Pravinchandra Gandhiâ&#x20AC;? to â&#x20AC;&#x153;Pravin Gandhiâ&#x20AC;? as per Affidavit Dated 4th Julyâ&#x20AC;&#x2122; 2015. C-17222 I have changed my name from â&#x20AC;&#x153;Kumar Jagadish Bharat Maliâ&#x20AC;? to â&#x20AC;&#x153;Jagdish Bharat Maliâ&#x20AC;? as per Affidavit Dated 4th Julyâ&#x20AC;&#x2122; 2015. C-17223 I have changed my name from â&#x20AC;&#x153;Mohanideviâ&#x20AC;? tO â&#x20AC;&#x153;Mohanidevi Solankiâ&#x20AC;? As Per Affidavit. C-17224 I have changed my name from â&#x20AC;&#x153;Akash Rajeev Khinvasaraâ&#x20AC;? to â&#x20AC;&#x153;Aakash Rajeev Khinvasaraâ&#x20AC;? as per Affidavit C-17225 I have changed my name from Shaileshkumar Dineshchandra Pandyaâ&#x20AC;? to â&#x20AC;&#x153;Shailesh Dineshchandra Pandyaâ&#x20AC;? as per Affidavit. C-17226 I have changed my name from "Dilipkumar Jethalal Gutka" to "Dilip Jethalal Shah" as per Deedpoll Affidavit. C-17227 I have changed my name from "Charulata Dilipkumar Gutka" to "Charulata Dilip Shah" as per Deedpoll Affidavit. C-17228 I have changed my name from "Neel Kumar Jayesh Gudhka" to "Neel Jayesh Gudhka" as per Deedpoll Affidavit. C-17229 I have changed my name from Shahina Begum Rehan Bhorania to Shahina Sayed as per Affidavit dated 04/07/2015 C-17230 I have changed my name from Sayed Hussain Abdul Rehman to Hasan Abdur Rehman Sayed as per Affidavit dated 04/07/2015 C-17231 I have changed my name from Mohd Gufran Khan to Mohammad Gufran Khan as per Affidavit dated 04/07/2015 C-17232

I have change my name from Laxmi Yashwant Bhosle to new name Smt. Shevanti Yashwant Bhosle as per Affidavit dated 28-01-2015 C-17213

I have changed my name from Mr.Patel Mohamed Yasin Arif to Mr.Patel Mohamed Yasin Mohamed Arif as per Affidavit. C-17233

I Premlata Tatojirao Shinde have changed my name to Anjali Madhukar Chavan vide Affidavit dated 15.6.2015 C-17214

I have changed my name from Mr.Patel Arif Shafeeq to Mr.Patel Mohamed Arif Shafeeq as per Affidavit. C-17234

I have changed my name from Vineet Hasmukh Jain to Vinit Hasmukh Jain as per Affidavit. C-17235 I have changed my name from Pinki Hasmukh Jain to Pinky Hasmukh Jain as per Affidavit. C-17236 I have changed my name from Ramashankar Chorasiya to Ramashankar Chaurasiya as per Affidavit. C-17237 I have changed my name from Akhileshkumar Ramashankar Chorasiya to Akhilesh Ramashankar Chaurasiya as per Affidavit. C-17238 I have changed my name from Rahil Shaikh to Qureshi Rahil as per Affidavit. C-17239 I have changed my name from Samee Abdul Rehman to Samee Abdul Rehman Shaikh as per Affidavit. C-17240 I have changed my name from Samee Abdul Rehman Shaikh to Qureshi Samee Abdul Rehman as per Affidavit. C-17241 I have changed my name from Arbaaz Akhtar Mehmood to Arbaaz Mehmood Shaikh as per Affidavit. C-17242 I have changed my name from Md Azad to Azad Sharifuddin Shaikh as per Affidavit. C-17243 I have changed my name from Halima Abdul Mohamad to Pushpa Baijnath Das as per Affidavit. C-17244 I have changed my name from Ranzasingh to Ranjhasingh Labana as per Affidavit C-17245 I have changed my name from Kartarsingh Ranzasingh to Kartarsingh Ranjhasingh Labana as per Affidavit C-17246 I have changed my name from Ketan Pravinchandra Dharod to Ketan Pravin Dharod as per Affidavit. C-17247 I have changed my name from Mohammad Achchun Shaikh to Mohammad Achchan Shaikh as per Affidavit. C-17248 I have changed my name from Siddhant Dilip Munot to Siddhant Dilip Jain as per Affidavit. C-17249 I have changed my name from Mr. L. Arunraj to Mr. Arulraj Loorthumariyan Nhavi as per deed poll Affidavit. C-17250 I have changed my name from Mrs. Zulaikhabanu Nasir Husain Khuraishi to Mrs. Zulekha Nasir Husain Qureshi as per deed poll Affidavit. C-17251 I have changed my name from Mr. Nasir Husain Noor Mohamad Khuraishi to Mr. Nasir Husain Qureshi as per deed poll Affidavit. C-17252

contd. on p.6

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Afternoon Despatch & Courier

Nine Pins

SIMHASAN

Prashant Hamine | ADC

Munde chose to do a counter-offensive on her own with belated support from Minister for Housing, Prakash Mehta. Amidst all these mudslinging, it is becoming increasingly hard to believe and rely on the information that is coming your way. The flood of information on social media like WhatsApp is even harder to believe. A photograph of the Chief Minister and his family enjoying their vacation on a boat went viral with an implied undertone that here was a Chief Minister who was enjoying vacation while on official trip to the USA. It later turned out to be from his better half's Facebook wall and

By Prashant Hamine

espite sharing power with its estranged ally the Bharatiya Janata Party (BJP) both at the Center and in Maharashtra, the Shiv Sena has not let go any chance to take a pot-shot at its dominant ruling National Democratic Alliance (NDA) partner. Dedicating 10 Tata Tempos for Marathi youth entrepreneurs at Bhagatsingh Maidan, Kalachowki here yesterday Sena president Uddhav Thackeray without taking name of the BJP sarcastically remarked “today wherever you turn your attention to, you see corruption. Although we have not got absolute majority, we are still honouring our poll promises. We are confident that Marathi manoos will one day definitely give us the absolute majority”. The Sena president dedicated the vehicles as part of his party's Golden Jubilee year celebrations at Kalachowki in Sewri assembly constituency held by Sena MLA Ajay Chaudhari. The function was attended by Sena MP's Arvind Sawant, Anil Desai, Ashish Chemburkar and others. Earlier, last

Shiv Sena president Uddhav Thackeray on Sunday handed over keys of over 10 Tata Tempos to women and men workers of the party for distribution of essential commodities to consumers. The function was attended by MP Arvind Sawant, MLA Ajay Choudhari and Sena leader Ashish Chemburkar at the Abhyudaya Nagar in Kalachowki. week Sena president Uddhav Thackeray distributed free Tabs to school children at Balmohan Vidyamandir, Dadar. This is not the first time that the Sena has taken a dig at the BJP. Soon after the allegation of misappropriation in

Gas leakage causes serious burn injuries to five in Govandi Raj Purohit

Pankaja Munde

power, it becomes all the more imperative for one to stay the course and be alert. Going by the string of allegations of corruption and wrongdoing levelled against the BJP ministers only, doubts are being raised over the timing of these allegations and whose hand is hidden behind all this ongoing mud-slinging in the party. Doubts because, rumours have it that a cabinet expansion or a reshuffle is on the cards this weekend just days before what will be a stormy Monsoon session of the state legislature beginning from July 13. One of the aspirants Raj Purohit has already dug a hole for himself with his outbursts against his own partymen. Last week it was a tale of contrast as Minister for Education Vinod Tawde supported by his senior party colleagues and minister’s Sudhir Mungantiwar and Chandrakant Patil faced the media throughout the day. Whereas, an equally embattled Minister for Women and Child Development Pankaja

was from one of their family vacations in Goa. All said and done, at the end of the day one has to test the veracity and the source of information. No one can understand this better than the BJP which made successful use of the social media to storm back to power. But it is still perplexing to find that even after so many sting operations and corruption charges involving so many of its national and local leaders, the BJP seems to have learnt no lesson. The party still takes pride over its principle of probity in public life. Situation is such that even its estranged ally the Shiv Sena is now barring its 'claws' taking pot-shots at its embattled ally. But this is politics and the beauty of it is that you never know when the tide shall turn in your favour or against you. At present the BJP is under the hammer, thanks to some over-ambitious leaders and ministers whose heads appear to be at the present in the clouds.

Azad Shrivastav | ADC

MUMBAI | MONDAY, JULY 6, 2015

he current political scenario in Maharashtra resembles more like the Nine Pins in Bowling Alley. Every passing day more pins (ministers) are falling down (getting embroiled in new controversies). Chief Minister Devendra Fadnavis is busy doing the fire-fighting job even during his official tour to the USA. Even that tour has been subject of controversy thanks to his CMO secretary Pravin Pardeshi’s absent mindedness of forgetting his travel documents at home thus delaying their departure. Nowadays even a minor misdemeanour comes under the scanner. And at such times when you are under fire from all quarters, for those in

Uddhav takes a pot-shot at BJP over corruption charges CITY

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the purchase of items for Anganwadi children broke out against Minister for Women and Child Development Pankaja Munde, Thackeray had then termed the allegations as serious and hoped that Chief Minister Devendra

Fadnavis will respond to queries. He again hit out at the BJP over its criticism following the torrential downpour in June which paralysed Mumbai by pointing fingers at the deluge that paralysed cities in BJP ruled Gujarat.

KGK ENTICE - Real Jewels and Exclusive Craftsmanship beyond compare

By Tariq Khan

as leakage led to burn injuries to five persons including a two-year-old girl in Shivaji Nagar, Govandi last weekend. The unfortunate incident occurred at the first floor tenement of victim Rashida Mohammad Arif Ansari (35) which is located at Durga Seva Sangh in Shivaji Nagar, Govandi.Besides Rashida, her neighbour Azra Mohammad Rais Ansari (45), her daughter Nazra Bilal Qureshi (25), Nazra’s two year old infant Mariam and the gas mechanic, Gautam Mangilal Adwad (27) of Kumar Gas Agency also suffered burns.Rashida and Nazra who suffered 50 per cent burns have been admitted to Sion hospital, while Azra and mechanic Gautam are admitted at Rajawadi hospital with 30 per cent burns and the child, Mariam has been admitted to Millennium Hospital in Shviaji Nagar with 20 per cent burns.On Rashida’s complaint of gas leakage, mechanic Gautam fixed a new regulator, but the leakage did not stop. Without realizing it, the mechanic lit the gas stove due to which fire engulfed the tenement causing injury to all the five victims including the mechanic himself. Unfortunately, Rashida’s neighbours came to see the mechanic changing the gas regulator out of curiosity and got injured in the fire.The impact of the fire blew away the asbestos sheet ceiling of Rashida’s tenement. Though the gas cylinder did not burst, the fire spread everywhere due to continuous gas leakage injuring five persons said neighbours.

Manju Lodha (in white) gave a very captivating speech is seen along with models displaying the fantastic collection.

he success story of KGK group was launched way back in 1905 by the Kothari family of Jaipur. In the last 110 years, their legacy has spread its wings to many parts of the globe and that is due to the fact that every piece of their exquisite range of real diamond jewellery and precious stones is not only unique but showcases a work of true painstaking craftsmanship to enhance your beauty and apparel. Last weekend at Entice, their elegant showroom at

102, Queen's Diamond Building 5, MP Marg, Opera House, Mumbai, they displayed a magnificent range with the launch of Katha Kundan Polki jewellery which has uncut diamonds with colourful precious stones and solitaires worn by young models. Manju Lodha was the chief guest. She is the Chairperson of Lodha Charitable Foundation. Their esteemed clients joined in the revelry to make this occasion a truly memorable event.

06 CHANGE OF NAME We Mr. Nasir Husain Qureshi and Mrs.Zulekha Nasir Husain Qureshi have changed our son’s name from Saif Ali Nasir Husain Khuraishi to Saif Ali Nasir Husain Qureshi as per deed poll Affidavit. C-17253 I have changed my name from Mr. Asif Mirza Nawab Baig to Mr. Asif Nawab Mirza as per deed poll Affidavit. C-17254 I have changed my name from Mrs.Madina Bano Mirza Nawab Baig to Mrs.Madina Nawab Mirza as per deed pool Affidavit. C-17255 I Kaushal Haribhanu Dhabarde have changed my name to Khushal Haribhanu Dhabarde as Per Affidavit C-17256 I Hassan Sayyed Hussin Sayyad have changed my name to Hasan Hussain Sayyed as per Affidavit C-17257 I Bharatkumar Parekh have changed my name to Bharatbhai Parekh as per Affidavit C-17258 I Viharkumar Amichandbhai Shah have changed my name to Viharbhai Shah as per Affidavit C-17259 I Falguniben Viharkumar Shah have changed my name to Falguni Viharbhai Shah as per Affidavit C-17260 I Sudhir Bhupendra Agarwal have changed my name to Sudhirr Bhupendra Agarwal as per Affidavit C-17261 I Yasmeen Sajjad Merchant have changed my name to Gulbanu Sajjad Merchant as per Affidavit C-17262 I Ravishankar Mahavirprasad Shukla have changed my name to Ravishshankar Mahavirprasad Shukla as per Affidavit C-17263 I Aabid Hussein have changed my name to Aabid Hussain Rizvi Sayed as per Affidavit C-17264 I Mohammed Zafar Abdul Samad have changed my name to Mohammad Jafar Abdul Samad Shaikh as per Affidavit C-17265

Afternoon Despatch & Courier

CLASSIFIEDS

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MUMBAI | MONDAY, JULY 6, 2015

I Zombhavati Avinash Narasaiya have changed my name to Mr. Avinash Ramnarsaiah Jumbarthi as per Deedpoll Affidavit Dated: 03/07/15 C-17290

I Mr. Vipulkumar Ramniklal Gandhi have changed my name to Mr. Vipul Ramniklal Gandhi as per Deedpoll Affidavit Dated: 01/07/15 C-17305

I Mr. Sunilraj Chaudhari / Sunilroy Chaudhary have changed my name to Mr. Sunil Bimal Roy Choudhary as per Deedpoll Affidavit. C-17322

I Mr. Jayendrakumar Chunilal Kothari have changed my name to Mr. Jayendra Chunilal Kothari as per Deedpoll Affidavit Dated: 01/07/15 C-17306

I Mr. Ramesh Gulabchand Govekar have changed my name to Mr. Ramesh Gulabchand Gowekar as per Deedpoll Affidavit. C-17323

I have changed my name from Rajwant Kaur to Rajwant Kaur Naul as per Affidavit. C-17274

I Amit Kumar Ramprakash Maurya have changed my name to Amit Ramprakash Maurya as per Deedpoll Affidavit Dated: 29/06/15 C-17291

I Mr. Clive Kirk Melville Fernandes have changed my name to Mr. Clive Melville Fernandes as per Deedpoll Affidavit Dated: 03/07/15 C-17307

I Mrs. Vijayakumary Venugopal have changed my name to Mrs. Vijaya Venugopalan Nair as per Deedpoll Affidavit. C-17324

I have changed my name from Rajubhai Maheshbhai Dave to Raju Maheshchandra Dave as per deed poll Affidavit Dated 03/07/2015. C-17275

I Maganlal Madhubhai Raval have changed my name to Maganbhai Madhubhai Rawal as per Deedpoll Affidavit Dated: 04/07/15 C-17292

I have changed my name from Maheshbhai Shambhuprasad Dave to Maheshchandra Shambhauprasad Dave as per deed poll Affidavit Dated 03/07/2015. C-17276

I Hardik Sanjeev Jain have changed my name to Hardik Sanjeev Boliya as per Deedpoll Affidavit Dated: 04/07/15 C-17293

I Mr. Shaileshkumar Mangaldas Maheta have changed my name to Mr. Shailesh Mangaldas Mehta as per Deedpoll Affidavit Dated: 03/07/15 C-17308

I have changed my name from Kamladevi Pardesi to Kamladevi Pardeshi as per Affidavit C-17271

I have changed my name from Vimal Yadav Talele to Vidya Shridhar Jawale as per the deedpoll Affidavit. C-17289

I have changed my name from Sharda Prasad to Shardaprasad Pardeshi as per Affidavit C-17272 I have changed my name from Shital to Shitesh Ravindra Jatla as per Affidavit. C-17273

I have changed my name from Adam Juberahewad Pavaskar to Adam Zuberahmed Pawaskar as per deedpoll Affidavit dated 29th May 2015 C-17277 I have changed my name from Loreta Cornelius to Loreta Kenneth Pereira as per deed poll Affidavit C-17278 I have changed my name from Jahan Ara Khatun Mohd Hanif to Jahanara Mohammad Hanif Shaikh as per Affidavit C-17279 I have changed my name from Manjulaben Amrabhai Bagda to Manjula Kantilal Rathod as per Affidavit C-17280 I have changed my name from Salim Hussain Cutterwala to Mohd Saleem Cutterwala by deed poll Affidavit. C-17281 I have changed my name from Waman Suhas Dhargalkar to Shashank Suhas Dhargalkar as per deed poll Affidavit C-17282 I have changed my name from Prakashbhai Narharishanker Vyasto Prakashkumar Narharishanker Vyas as per deed poll Affidavit C-17283

I have changed my name from Mr. Gopurathinkal Mathew Jose to Mr.Jose Mathew Gopurathingal as per deedpoll Affidavit C-17266

I have changed my name from Ashishkumar Fulchand Mishra / Asheeshkumar Phoolchand Mishra to Ashish Phulchand Mishra as per deed poll Affidavit C-17284

I have changed my name from Bhau Narayan Chaudhari to Bhavesh Narayan Chaudhari as per Affidavit C-17267

I have changed my name from Ajay Kumar Pandit to Ajay Suresh Pandit as per deed poll Affidavit C-17285

I have changed my name from Neelm Amrut Surti to Nilam Jayesh Surti as per Affidavit C-17268

I have changed my name from Arati Piyush Joshi to Arti Piyush Joshi as per Deedpoll Affidavit. C-17286

I have changed my name from Nadarajan Raman Achari to Nadarajan Raman Achary as per Affidavit C-17269

I have changed my name from Krisha Piyush Joshi to Keya Piyush Joshi as per Deedpoll Affidavit C-17287

I have changed my name from Sharda Prasad Shivlal to Shardaprasad Shivlal Pardeshi as per Affidavit C-17270

I have changed my name from Sadasiv Totaram Jawale to Shridhar Totaram Jawale as per the deedpoll Affidavit. C-17288

I Beepanadevi Dilip Sahani have changed my name to Vifna Dilip Sahani as per Deedpoll Affidavit Dated: 04/07/15 C-17294 I Dileep Kumar Gola have changed my name to Dilip Gola Sahani as per Deedpoll Affidavit Dated: 04/07/15 C-17295 I Mr. Hirenkumar Rameshchandra Patel have changed my name to Mr. Hiren Rameshchandra Patel as per Deedpoll Affidavit Dated: 29/06/15 C-17296 I Pravina Pravinkumar Rawal have changed my name to Pravina Pravin Raval as per Deedpoll Affidavit Dated: 04/07/15 C-17297 I Pravinkumar Hiralal Rawal have changed my name to Pravin Hiralal Raval as per Deedpoll Affidavit Dated: 04/07/15 C-17298 I Viral Pravinkumar Rawal have changed my name to Viral Pravin Raval as per Deedpoll Affidavit Dated: 04/07/15 C-17299 I Rajuben Arunkumar have changed my name to Rajul Arun Gandhi as per Deedpoll Affidavit Dated: 04/07/15 C-17300 I Renuka Hiranand Raheja have changed my name to Shweta Rajkumar Nagrani as per Deedpoll Affidavit Dated: 03/07/15 C-17301 I Arunkumar Nanalal have changed my name to Arun Nanalal Gandhi as per Deedpoll Affidavit Dated: 04/07/15 C-17302 I Mr. Himanshukumar Hasmukhlal Shah have changed my name to Mr. Himanshu Hasmukhlal Shah as per Deedpoll Affidavit Dated: 03/07/15 C-17303 I Mr. Ashokkumar Amichand Jain have changed my name to Mr. Ashok Amichand Jain as per Deedpoll Affidavit Dated: 01/07/15 C-17304

I Nasren Hoda have changed my name to Nasreen Mirza Humayun Kabir Baig as per Deedpoll Affidavit Dated: 04/07/15 C-17309 I Vardaben Vidyadharbhai Jyotishi have changed my name to Varda Ketan Thaker as per Deedpoll Affidavit Dated: 04/07/15 C-17310 I Geeta Madanlal / Geeta Madanlal Jain have changed my name to Geeta Madanlal Siyal as per Deedpoll Affidavit. C-17311 I Madanlal Jain have changed my name to Madanlal Siyal as per Deedpoll Affidavit. C-17312 I Mrs.Shantha Nadar have changed my name to Mrs.Santha Nadar as per Deedpoll Affidavit. C-17313 I Shankar Lal have changed my name to Shankarlal Agarwal as per Deedpoll Affidavit. C-17314 I Manoj Kumar have changed my name to Manoj Agarwal as per Deedpoll Affidavit. C-17315 We Niitesh Surana & Anjallee Surana have changed our minor son’s name from Aarush Surana to Arrush Surana as per Deedpoll Affidavit. C-17316

I Mr. Venugopal have changed my name to Mr. Venugopalan Nair as per Deedpoll Affidavit. C-17325 I Miss. Monisha Ramesh Govekar have changed my name to Miss. Monisha Ramesh Gowekar as per Deedpoll Affidavit. C-17326 I Mrs. Rekha Ramesh Govekar have changed my name to Mrs. Rekha Ramesh Gowekar as per Deedpoll Affidavit. C-17327 I Dnyanada Nitin Shirke have changed my name to Sushama Nitin Shirke as per Deedpoll Affidavit. C-17328 I Anushri Nitin Shirke have changed my name to Anushree Nitin Shirke as per Deedpoll Affidavit. C-17329 I Mohd Arshad Irizad Ali Khan have changed my name to Arshad Irshad Khan as per Deedpoll Affidavit. C-17330 I Razdar Irizad Ali Khan have changed my name to Rashida Irshad Khan as per Deedpoll Affidavit. C-17331 I Irizad Ali Abdul Wahab Khan have changed my name to Irshad Ahmed Abdul Wahab as per Deedpoll Affidavit. C-17332 I Singh Vikram Nishan have changed my name to Vikram Nishan Dhillon as per Deedpoll Affidavit. C-17333

I Aneeta Bhuj Vir Singh Chauhan have changed my name to Anita Manoj Singh as per Deedpoll Affidavit. C-17317

I Singh Nishan have changed my name to Nishan Dhillon as per Deedpoll Affidavit.

I Manojkumar Amir Singh have changed my name to Manoj Amir Singh as per Deedpoll Affidavit. C-17318

I Singh Manjit Kaur Nishan have changed my name to Manjit Kaur Nishan Dhillon as per Deedpoll Affidavit.

I Mary Fernandes have changed my name to Ignatia Maria Monteiro as per Deedpoll Affidavit. C-17319

C-17335

I Mrs. Asha Sunilraj Chaudhari / Asha Sunilroy Chaudhary have changed my name to Mrs. Asha Suni Roy Choudhary as per Deedpoll Affidavit. C-17320 I Miss. Sonali Sunilraj Chaudhari / Sonali Sunilroy Chaudhary have changed my name to Miss. Sonali Sunil Roy Chowdhury as per Deedpoll Affidavit. C-17321

I Dennis Victor D’souza have changed my name to Dennis Translacao Vencotexa De’souza as per Deedpoll Affidavit. C-17339 I Darrell Victor D’souza have changed my name to Darrell Translacao Vencotexa De’souza as per Deedpoll Affidavit. C-17340 I Veronica Victor D’souza have changed my name to Veronica Translacao Vencotexa De’souza as per Deedpoll Affidavit. C-17341 I Harihar Pabbar Yadav have changed my name to Harihar Prasad Pabbar Yadav as per Deedpoll Affidavit. C-17342 I Mazharulnisha Nizamuddin Shaikh have changed my name to Mazharunnisha Nizamuddin Shaikh as per Deedpoll Affidavit. C-17343 I Mohammed Suhail Mohammed Iqbal have changed my name to Mohammed Suhail Mohammed Iqbal Memon as per Deedpoll Affidavit. C-17344 I Shikha Sagar Blel @ Shikha Rani Belel have changed my name to Shikha Sagar Belel as per Deedpoll Affidavit. C-17345 I Faimida Khatun Khan @ Fahmida Khan have changed my name to Famida Khan as per Deedpoll Affidavit. C-17346 I Manbhavti Ramapati Yadav have changed my name to Manbhavati Ramapati Yadav as per Deedpoll Affidavit. C-17347 I Mohd Shabbir Mohamed Yusuf Shaikh have changed my name to Shabbir Yusuf Shaikh as per Deedpoll Affidavit. C-17348 I Mohamed Yusuf Jafar Shaikh have changed my name to Yusuf Jafar Shaikh as per Deedpoll Affidavit. C-17349 I Jaibunnissa Mohamed Yusuf Shaikh have changed my name to Zaibun Yusuf Shaikh as per Deedpoll Affidavit. C-17350 I Christina Firoze David have changed my name to Christina Jai Chugh as per Deedpoll Affidavit. C-17351

C-17334

I Mustaque Bashir Shaikh have changed my name to Mustaq Bashir Shaikh as per Deedpoll Affidavit. C-17336 I Mohamad Yusuf Razak Dhanani have changed my name to Mohammed Yusuf Razak Dhanani as per Deedpoll Affidavit. C-17337 I Razia Mohamad Yusuf Dhanani have changed my name to Raziya Mohammed Yusuf Dhanani as per Deedpoll Affidavit. C-17338

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Charkop cops nab notorious drug peddler, recover drugs worth Rs.9L

Afternoon Despatch & Courier

CITY

www.afternoondc.in

MUMBAI | MONDAY, JULY 6, 2015

By Zuber Ansari

fter the horrific hooch tragedy in Malwani which claimed more than 100 lives and left many hospitalised, the north region of Mumbai Police has taken drug peddling issue seriously and has begun raiding multiple places. In a first major raid, a 47-year-old man has been arrested by Charkop Police and drugs worth over Rs 9 lakhs has been recovered from his possession. After the hooch tragedy it was learnt that, drug peddling is rampant in many parts of north region, due to which the top brass of Mum- Salim Chavan

bai Police has ordered all its police stations, especially those in the north region to conduct combing operations in their respective jurisdictions to bust the drug peddling business. The effect of this order can be seen after the arrest of Salim Chavan alias Shaikh who is alleged to be a prime drugs and MD supplier in entire Malwani and its adjoining areas. On Friday evening a team of Charkop Police raided the flat belonging to Shaikh in New Mhada tower, Triveni Society and seized MD drugs and marijuana worth over Rs 9 lakhs.

According to Charkop Police station sources, Shaikh, during the interrogation revealed two persons in Malwani to whom he used to supply MD drugs. He had been arrested by Azad Maidan Police in 2006 and spent seven years in jail for supplying drugs and around a year back, he was released on bail but he started drug peddling business again. Samples of MD drugs and marijuana have been sent to Kalina Science Forensic Laboratory for examination, but on the basis of primary report Shaikh has been booked under the NDPS act and is in police custody, sources added.

Mumbai Metro conducts mock drill

Vishwanath Salian | ADC

By A Staff Reporter

n the backdrop to the Delhi Metro fire, the Mumbai Metro on Sunday conducted a mock drill at the Metro sta-

tions in the city. The mock drill was conducted by the Commissioner of Metro Rail Safety along with the Metro staffers including the pilots. A Mumbai Metro One Pri-

MRVC plans to finish extension of platform by year-end

vate Limited (MMOPL) spokesperson said, “The mock drill including other activities was conducted during the speed inspection by the Commissioner of Metro Rail Safety. The drill was conducted in order to prevent any future mishap; all methods of safety were analysed. It involved the Mumbai metro pilots and the

technical department of the Mumbai Metro.” The metro services remain suspended between 8:30 am and 4:00 pm yesterday as the Commissioner for Metro Rail Safety (CMRS) carried out a safety inspection to increase the speed of metro trains from 50 kmph to 80 kmph in the city.

By A Staff Reporter

post monsoon and then the work of extension of CST stahe Mumbai Rail Vikas tion would begin. However, Corporation (MRVC) has during the extension work in increased the pace of the ex- CST station we will terminate tension of platforms for 12 the Harbour line services at coach trains in Harbour line Wadala for two to three and plans to finish the work days.” by the start of 2016. Currently, The official further added: extension work which is “Once the extension work is being done in Wadala is ex- done, the 12 coach local pected to finish post mon- trains can function. However, soon and the work in that would only happen once Chhatrapati Shivaji Termi- the Western Railway receives nus(CST) would then begin. the Bombardier rakes and The MRVC will further termi- passes the Siemens rakes to nate the Harbour line serv- the Central Railway.” ices in Wadala during the The MRVC had already extension work. missed its deadline of JanuAn MRVC official said, ary 2015 for the introduction “The extension work remains of 12-coach trains on the only in Wadala and CST sta- Harbour line as it had failed tions. The work in Wadala to extend platforms in station will be completed Wadala and CST stations.

Mr.Viraj Chodankar, CMD, Moneyplex Group of Companies Moneyplex Securities P Ltd, which recently was awarded for "top 3 members in currency derivatives" from Bombay Stock Exchange has hired 500 student from different colleges who have completed MBA & B Com courses to train them in the field of investments in Indian Stock market by promoting the vision of PM " Make in India" through "Investment In India "campaign where students will earn directly from the Indian equity market.

UNIDENTIFIED CAR KILLS WOMAN IN HIT-N-RUN CASE ON EASTERN FREEWAY By Zuber Ansari

hit and run accident was reported on the Eastern Freeway late on Saturday when an unknown vehicle mauled an unidentified woman before speeding away from the spot. Cops are yet to establish the identity of both the deceased as well the speeding vehicle, at the time of filing this report. The incident took place around 9:30 pm at the Jijamata Nagar near Mahul Gaon on the Eastern Freeway when the woman was crossing the road on the north-bound lane heading towards Chembur from CST. “A speeding vehicle going in the same direction knocked her down and sped from the spot. Locals rushed to the scene and informed the police control room which alerted us,” said an officer from the RCF police station. The woman was rushed to Rajawadi Hospital in Ghatkopar (east) where she was declared dead before arrival. “Her identity still remains to be established. She is believed to be 25 to 30 years of age. We have flashed

a wireless message describing her to other police stations and are awaiting a response to know if a missing persons report matching her description has been filed anywhere,” said an officer. Cops said they have also found an eyewitness who saw the speeding vehicle. “The person however could not get the car’s model or registration number,” the officer added. CCTV cameras along the freeway and surveillance footage near the Shivaji Chowk at Chembur are being examined to identify the vehicle. The same area saw the city’s worst drunken driving accident earlier last month. Reliance’s Vice President (legal) Janhavi Gadkar collided head on with a taxi killing a driver and a passenger while the former was coming against traffic on the south bound lane. Gadkar was sozzled at the time of the incident with five pegs of Ballantines whisky and two and a half pitchers of beer that she had consumed at two upscale bars in south Mumbai.

MBMC finds 365 ‘out-of-school’ kids including 100 from madrassas

CITY

An MBMC field official during the survey conducted in tribal hamlets and slums.

By Suresh Golani

dropouts and those children who never went to school, more than 100 n the massive statewide cam- children who were enrolled in paign conducted to assess the of madrassas were also marked as outnumber of 'out-of-school' chil- of-school by the survey team. dren, the education department in Considering the alarmingly high the Mira-Bhayandar Municipal Cor- percentage of school dropouts, the poration (MBMC) on Satur- state government is on overdrive to day identified 365 children (aged ascertain their exact number, so as between 6 to 14 years) who were not to ensure timely remedial steps to enrolled in any of the schools in the bring them back into the maintwin-city. However according to sta- stream education system. “Around tistical information, apart from 400 surveyors comprising teachers conducting a head count of from civic and private schools as-

Deputy Mayor Pravin Patil applying ink mark on one of the identified out-of-school kids in Bhayandar. sisted by health department link workers assist education department employees in the survey which was focused on slums, villages, tribal hamlets and the homeless,” said education officer Suresh Deshmukh. The identified children will undergo a pre-schooling exercise following which they will be admitted to regular classes as per their caliber in a school near their homes. They will also be registered for Aadhar cards. At present around 9,500 students are enrolled with 35-

civic operated schools in the twincity which impart education in Marathi, Urdu, Hindi and Gujarati. A couple of schools have been elevated till VIII standard and in some semi-English mode of education has been introduced upto V standard. However the enrollment rate in MBMC schools has been witnessing a steady decline in the past couple of years. As per the Right to Education Act (RTE), 2009, every child aged between 6 to 14 years is entitled to get school education.

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, JULY 6, 2015

Major fire at Sony company in Pawane, no casualty By Abhitash Singh

major fire broke out on Sunday at Sony company in Pawane at around 7:30am on Sunday when the company was closed. However, no injury has been reported. The Vashi fire brigade got a call about the incident on Sunday morning after which they swung into action. More than 15 fire tenders from Vashi, Thane and Airoli were sent to the spot. On Sunday morning when people were still in their sleep. the fire broke out in Pawane village in the Sony building and the fire brigade was immediately informed. Speaking to the ADC, Vijay Rane, Fire officer from Vashi Fire Brigade station said, "We got a call at around 7:30 am about the fire which broke out and immediately got into the action and sent around six fire tenders from Vashi and other 10 tenders from Thane and Airoli reached the spot." When asked him about casualty and losses Rane said, "At around 6:30pm still the cooling process was going on and no casualty were reported. The losses incurred in the incident have still not reported, but it have estimated in lakhs," concluded Rane.

Now, WhatsApp Mira-Bhayandar Students as UN diplomats civic issues directly to the Mayor! at RBK-MUN in Mira Road By Suresh Golani

t was a simulation of the United Nations (UN) conference at RBK School in Mira Road where young students played the role of delegates representing various countries assigned to them in the Model United Nations (MUN). The 2-day conference which concluded on Sunday witnessed the participation of 148 students (from class VII to X) apportioned

GLOBAL DEBATE

which the young delegates came up with comprehensive and sophisticated resolutions through debate in the actual format of the real UN conference. “Participating in RBK-MUN was altogether a different experience for us which has definitely helped everyone with their public speaking, negotiation, dispute

MBMC Mayor Geeta Jain launching the website at a function, recently.

By Suresh Golani

oliticians are known for making a list of promises before elections and then simply ignoring the problems faced by the citizens once the poll season is over, however Mira Bhayandar Municipal Corporation’s (MBMC), MayorGeeta Jain is trying to change thisperception by coming up with innovative tech-savvy ideas to resolve issues in the twin-city with better transparency and accounta-

bility. Apart from launching her own userfriendly website ( www.geetajain.com), on Sunday, Jain has taken a step towards interacting with residents on 9819000800 through WhatsApp- an instant messaging subscription service for smart phones. “Nowadays most of the people have access to the Internet and smart phones therefore, nothing could be better than reaching me through the website and a dedicated WhatsApp number,” says Jain

who has promised to personally attend to every complaint. Besides registering complaints and giving feedback, the website offers information and application forms for various civic issues includingbirth/ death certificates, property tax assessment, tree-NOC’s, shop licences, water bills amongst others. People will also be able to go through the various developmental works undertaken by the MBMC with corporators' funds and ward committee funds.

A young delegate at the RBK-MUN conference making his point. into six committees from various schools in and around the twincity. Each committee was assigned with different topics includingPakistan Occupied Kashmir (POK), 2010 World Crisis, Demilitarisation in Arctic, Nuclear Tension in Asia, Human Rights Violation in Iraq and Syria on

solving, social and conflict resolving skills.” said the 16-yearold MUN, Director GeneralAnushka Trehan. With students donning the role of correspondents and press photographers, the school's newsletter exclusively covered the proceedings of the event.

‘Crime Patrol’

TELEVISION TV TATTLE Kishwar Merchant acts as daring cop in FUNNY ACTOR

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, JULY 6, 2015

By Sandeep Hattangadi

How was your experience working with Crime Patrol? My experience of working with this show was superb. I love doing episodes and it surely gives me a break from the regular routine. I loved playing role of a cop in the show and it gives me a chance to portray a complete different side of me to my fans. How was it different for you than the first time in this show? I felt a whole lot of difference the second time. Earlier, I was BABY’S DAY OUT

in a bun and uniform but this time it was civil clothes which gave it a lot more realistic feeling. Apart from the dressing, it was much comfortable working in this avatar and was much easier for me.

What is your take on reality shows? Reality shows are good fun and they surely are creating a lot more awareness than you and I can anticipate. It would be great pleasure to work in one soon. Does it have a physiological impact after

associating with such reality show? Yes, definitely … it has an impact because you realise what all happens in the country you stay in. We are only aware of the stories that makes the headline but when thought, all such stories happen on a daily basis, with most of the incidents aren’t even reported and people don’t even get to know about it. Would you like to work with them once again in future? Yes, would love to be a part of Crime Patrol stories again.

MOVIES OF THE DAY

Baby Bink couldn’t ask for more; he has adoring (if somewhat sicklysweet) parents, he lives in a huge mansion, and he’s just about to appear in the social pages of the paper. Unfortunately, not everyone in the world is as nice as Baby Bink’s parents; especially the three enterprising kidnappers who pretend to be photographers from the newspaper. Successfully kidnapping Baby Bink, they have a harder time keeping hold of the rascal, who not only keeps one step ahead of them, but seems to be more

of the earlier film, the sequel centers on Ip’s movements in Hong Kong, which is under British colonial rule. He attempts to propagate his discipline of Wing Chun, but faces rivalry from other practitioners, including the local master of Hung Ga martial arts. Pix , 11.25 p.m.

GANJAAJAL

An SP Amit Kumar is given charge of Tezpur police station in Bihar. The area is full of corruption, inefficiency, bribery, nepotism, favoritism and crime with help from the local police. Gradually Amit realizes that the local politician Sadhu Yadav is the one who benefits the most out of it. Amit arrests Sunder Yadav, Sadhu’s son. While Sunder is released soon, some police officers, get frustrated with the system, and pour acid into the eyes of two of Yadav’s men, blinding them. A hue and cry is raised by the media, crime almost comes to a standstill, and the police are regarded with respect. Star Gold, 10.30 p.m.

COCKTAIL

Baby’s Day Out, Star Movies, 9 p.m.

than a little bit smarter than the three bumbling criminals. Star Movies, 9 p.m.

WORLD WAR Z

Life for former United Nations investigator Gerry Lane and his family seems content. Suddenly, the world is plagued by a mysterious infection turning whole human populations into rampaging mindless zombies. After barely escaping the chaos, Lane is persuaded to go on a mission to investigate this disease. What follows is a perilous trek around the world where Lane must brave horrific dangers and long odds to find answers before human civilization falls. HBO, 9 p.m .

The story revolves around Gautam Khanna, Veronica D’Costa (Deepika Padukone) and Meera Gupta. Gautam Khanna (Saif Ali Khan) always had a dream to go to London and have a job. His dream is fulfilled and he gets a job. But his mom, Nita says that she has to finalize his marriage to a girl and so he has to wait. She finds her perfect ‘bahu’ in Meera Gupta. But she does not tell Gautam about this and tells Meera’s parents even to not tell Meera. She tells Gautam to take her friend’s daughter Meera as she has an assignment in London for 3 days. On the flight, Meera and Gautam befriend each other. In London, Meera has some problems completing her assignment and therefore fails to give it on time. She loses her job but then Gautam consoles her. B4U, 9 p.m.

P.M 2.00 4.00 6.00 9.00 11.00 P.M. 12.15 2.15 4.00 6.15 9.00 11.15

STARMOVIES

The Wolfman Man of Tai Chi The Amazing Spider Man Baby’s Day Out The World’s End

HBO

Into The Storm Final Destination Traitor Sex and the City 2 World War Z Paranormal Activity: The Market Ones

A.M. 9.45 Street Dance 2 11.25 Transporter 3

ZEE STUDIO

P.M 12.05 Chronicles of Narnia The Lion,

DEEWAR

The movie tells the story of two brothers, Vijay and Ravi Verma, who follow different career paths: Vijay is a smuggler and Ravi the policeman who is asked to hunt Vijay down. Vijay Verma and Ravi Verma are the sons of

IP MAN 2

Ip Man 2 is a 2010 Hong Kong biographical martial arts film loosely based on the life of Ip Man, a grandmaster of the martial art Wing Chun. A sequel to the 2008 film Ip Man, the film was directed by Wilson Yip, and stars Donnie Yen, who reprises the leading role. Continuing after the events

World War Z, HBO, 9 p.m.

Deewar, Zee Classics, 9 p.m.

a trade unionist, Anand Verma, who was defeated and disgraced by the management of his firm using his family as bait. Unable to bear the public disgrace father deserts the family, and the sons are raised by their mother (Nirupa Roy) who brings them to Bombay City, who suffers the trials and tribulations of a poor single mother. Vijay Verma, the elder brother, grows up with an acute awareness of his father’s humiliation and is victimized for his father’s supposed misdeeds. Zee Classic, 9 p.m .

3.55 6.55 9.00 11.25 A.M. 9.00 10.55 P.M. 2.00 5.30 8.00 10.30 A.M. 8.45 11.20

The Witch and The Wardrobe The Last Airbender The Karate Kid, Part II When A Stranger Calls Pirates of the Caribbean: At World’s End

A.M. 7.30 Jack Reacher 10.00 Top Gun

PIX

P.M. 2.15 Men In Black 2

Other than performances that are literally music to the ears &TV’s The Voice India will be dishing out rib tickling comedy too. After some of the biggest names in the music industry made it to the show, it is funny guy Gaurav Gera’s turn to keep the audiences in splits. Gaurav will be making a guest appearance on the show and has a very special act. The mega talented guy will be seen in four different avatars, one funnier than the other. Gaurav will be seen as contestants interact with the hot host Karan Tacker and then he will be revealing his feminine side dressing up as a Bollywood diva and an international pop diva. Gaurav says of his appearance on the show, “I’ve been a follower of The Voice and now have been watching The Voice India just as keenly. I’m really excited to be on the show because it’s perhaps the best singing reality show.”

PICTURE PERFECT

Actor Angad Hasija who would be seen in Akbar Birbal recently went for a personal makeover. He pumped up iron and developed a typical Punjabi look growing his hair and working on his face and body as well to go for a bold one of its kind photo shoot. On being asked what he thought of the bold photo shoot he says, “Normally all actors click photographs and regular body shots in stylish clothes is a routine thing. I decided to go for international flavor. Eventually TV is progressing everywhere. We used to have Indian viewership of Bay Watch. I have done bare body scenes in Amrit Manthan as well as Phulwa. I am ready for swimming trunks on TV. We have a successful swimming based show “Swim Team” on TV where in all episodes male as well as females are shown in swim suit. Our audiences are progressive too”. On being asked if he had apprehensions for shooting nude he says, “I was concerned about people’s reactions. I am comfortable with my body. I have recently done a Hindi film where I have done a kissing scene as well as a bedroom scene”.

MOVIE CHANNELS

Godzilla Charlie’s Angles Ghost Rider IP Man 2

7.00 7.30 8.00 8.30 9.00

Teen Titans Go Johnny Test Haddi Mera Buddy Roll No 21 Bal Hanuman 3: Return of Demon 10.30 Courage the Cowadly Dog 11.00 Pokemon Black and White A.M. 8.00 Ben 10 8.30 Courage the Cowadly Dog 9.00 Johnny Test 10.00 Teen Titans Go 10.30 Bas Karo Henry 11.00 Devi Durga

Crank Terminator 3: Rise of the Machine

STAR GOLD

Golmaal 3 Judwaa No1 Betting Raja Ganjaajal

Aunty No 1 Tumko Na Bhool Paayenge

MAX

P.M. 1.00 Goliyon Ki Raasleela Ram Leela: Ranveer Singh 5.00 Sabse Badi hera Pheri: Vishnu 9.00 Don No 1: Nagarnuna A.M. 10.00 Kya Super Kool Hai Hum: Ritesh Deshmukh P.M. 12.00 2.15 5.40 9.00 A.M. 11.20

3.00 5.00 7.20 9.00

FUNNY INTERLUDE

You are playing a very bubbly and cute role in another show, 'Itna Karo Na Mujhe Pyaar?' Which is closer to your heart… bubbly girl or the strict cop? Both characters are very different from one another and so I cannot pick from either of them. I have loved playing the character of a cop equally as my character in 'Itna Karo Na Mujhe Pyaar'. It gives me a chance to learn and grow as an actor. I make sure I choose to do different roles all the time. Kishwar is one helluva cop.

PIRATES OF THE CARIBBEAN: AT WORLD’S END

After Elizabeth, Will, and Captain Barbossa rescue Captain Jack Sparrow from the the land of the dead, they must face their foes, Davy Jones and Lord Cutler Beckett. Beckett, now with control of Jones’ heart, forms a dark alliance with him in order to rule the seas and wipe out the last of the Pirates. Now, Jack, Barbossa, Will, Elizabeth, Tia Dalma, and crew must call the Pirate Lords from the four corners of the globe, including the infamous Sao Feng, to gathering. The Pirate Lords want to release the goddess Calypso, Davy Jones’s damned lover, from the trap they sent her to out of fear, in which the Pirate Lords must combine the 9 pieces that bound her by ritual to undo it and release her in hopes that she will help them fight. Zee Studio, 9 p.m.

Shashi Sumeet Productions’ next offering 'Hum Aapke Ghar Main Rehte Hain' is already creating a buzz with its exciting storyline and stellar cast. The latest addition to the already fantastic line-up of stars is veteran comedian Ahsaan Qureshi who will be playing the important character of Professor Jay Prakash Tripathi in the show. Professor Jay Prakash Tripathi is the head of the Tripathi family. Excited Ahsaan Qureshi says, “Yes, I am very excited to be a part of Shashi Sumeet Productions. I am playing the character of Professor Jay Prakash Tripathi which is a very challenging role”. Ahsaan Qureshi’s presence on Shashi Sumeet Productions’ next Hum Aapke Ghar Main Rehte Hain will be a treat for all comedy lovers across the country.

This season viewers will witness the gorgeous Kishwar Merchant in the popular and longest running show, Crime Patrol on Sony Entertainment Television in a complete different avatar. She shares her views and experience in a candid chat with ADC. The excerpts:

ZEE CINEMA

Lal Baadshah Ram Teri Ganga Maili Karishma Kudrat Ka Tirangaa: Raj Kumar

Kuch Tum Kaho Kuch Hum Kahen

FILMY

P.M. 12.30 Dharamyudh 5.00 Janasheen 8.30 Dil Maange More

B4U

P.M. 12.00 Mast Kalander: Dharmendra 3.00 One 2 Ka 4: Shahrukh Khan 6.00 Darna Zaroori Hai: Amitabh Bachchan 9.00 Cocktail: Saif Ali Khan A.M. 7.30 Nyaydaata: Dharmendra

Cocktail, B4U, 9 p.m.

CVO

P.M. 1.00 Andaaz Apna Apna: Aamir Khan 4.30 Fanaa: Aamir Khan 9.00 Khamoshi-The Musical: Salman Khan A.M. 9.00 Ishaqzaade: Arjun Kapoor P.M. 2.15 5.40 9.00 A.M 8.25 11.40 P.M. 2.00 4.30 7.00 9.30

ZEE CLASSIC

Hum Se Badhkar Kaun Vidhaata Deewaar Brahmachari Dard

ZEE TALKIES

P.M. 2.00 3.00 4.00 5.30 6.00 7.00 8.30 9.30 11.00 A.M. 8.00 8.30 9.00 9.30 10.00 10.30 11.00 P.M. 2.00 2.30 3.00 3.30 4.00 4.30 5.00 7.55 8.30

Balak Palak Aare Deva Yedyachi Jatra De Dana Dan: Laxmikant Berde

CARTOON NETWORK

P.M. 2.00 3.00 3.30 4.00 4.30 5.00 5.30 6.00

Haddi Mera Buddy Oggy and the Cockroaches Courage the Cowadly Dog Adventure Time Bas Karo Henry Clarence Haddi Mera Buddy Maja Ni Life

9.00 9.25

10.00 10.30 10.55

All programmes on this page are as per the official schedules of the various channels. Afternoon is not responsible for any last minute changes.

POGO CHANNEL

Tom and Jerry Mr Bean Sholay Adventures Chhota Bheem Kiteretsu”s Book Of Invention Shaktimaan Tom and Jerry The Illustrinauts Thomas and Friends Thomas and Friends Chamki Ki Duniya Scooby Doo Takeshi’s Castle Kiteretsu Tom and Jerry Chhota Bheem Marathon

DISNEY CHANNEL

Star Wars Rebels Doraemon Phineas and Ferb Doraemon Best of Luck Nikki Art Attack Doraemon Best of Luck Nikki Goldie Ahuja Matric Pass Best of Luck Nikki Maan Na Maan Main Tera Mehmaan Zindagi Khatrtee Meethi Lage Raho Chachu Best of Luck Nikki

DOORDARSHAN

DDI (MAIN CHANNEL)

P.M. 2.30 3.00 3.30 4.00 4.30 5.00 5.30 6.30 7.00 8.00 8.30 9.00 9.30 10.00

News in Marathi Sansar Maza Vegala Tuzya Gala Mazya Gala Ashi Hi Dharmakanya Crime News in Marathi Sankat Mochan Hanuman Amahci Mati Amachi Mana News in Marathi Khamosh Sa Afsana Pavitra Bandhan… Do Dilon Ka Zindagi Ek Bhanwar Dard Ka Rishta Jab Jab Bahar Ayee

Veettilekkulla Vazhi, DDI, 11 p.m.

10.30 Paltan 11.00 Veettilekkul la Vazhi: Malayalam Movie. Prithviraj, Indrajith Sukumaran.

DDII (Metro Channel)

P.M. 2.00 2.30 3.00 3.30 4.00 4.30 5.00 5.30 6.00 6.30 7.00 8.00 8.30 9.00 9.30 10.00

Dophar Samahcar Mid Day News Opportunities Overseas Mehnat Rang Layegi Insight Asia News Samachar Market This Week News Jannane Ka Haq Khel Samachar Samachar News Samachar News Badi Charcha

Lalitgate damaged Sushma, Raje and BJP image but no theft of public funds involved

Afternoon Despatch & Courier

EDIT PAGE

DESPATCH & COURIER

Ponder awhile… “Learning is the beginning of wealth. Learning is the beginning of health. Learning is the beginning of spirituality. Searching and learning is where the miracle process all begins.” — Jim Rohn

Continuing deaths in Vyapam scam HE deaths in the Vyapam scam continues to occur. The scam T surfaced two years ago and since then, as many as 41 deaths have occured. In the last couple of days, two journalists have died: a journalist working in a TV channel died on Friday. He had just completed an interview for the channel when he collapsed. Another death was that of the dean of a medical college: He died in a hotel in Delhi. There is strong suspicion that these deaths are from unnatural causes. Chief Minister Chauhan however does not think so. He declares the high court is in charge of the case. He is dead set against holding a CBI inquiry. There is pressure on him in this regard, but he will not change his view. Unnatural deaths are taking place in this scam. As many as 2,000 persons have been arrested. More than 400 wanted men are absconding. And now there is an attack on journalists who are daring to explore the scam. Finance Minister Arun Jaitley has asked for a proper inquiry into the scam. All the Opposition parties are asking for a CBI probe. Who is behind this pre-examination for college and government offices scam? It is reported politicians, aspirants and the government itself are behind the scam.

Afternoon DESPATCH & COURIER

A.R. KANANGI Associate Editor (Responsible for selection of News under the PRB Act) KAMAL MORARKA Chairman of the Board of Directors Afternoon Despatch & Courier office is located at: Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001. Phone: 40768999. Fax: 40768916. E-mail: afternoonnews@gmail.com Printed by Shashikant Jadhav for Courier Publications Pvt. Ltd., at Journal Press, Free Press House, Free Press Journal Marg, 215, Nariman Point, Mumbai-400 021 and published by him from Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001. Registered Office at: 98 Mittal Chambers, Nariman Point, Mumbai-400 021. Vol. XXXI No. 83

AKE no mistake about it. The two topmost women leaders of the BJP have sullied their own image and, along with them, of their party as well. They were wrong in doing things one would not normally do. And if somehow one felt obliged to, would do so in full view of the world without a guilty conscience. Foreign Minister Sushma Swaraj helped the well-cosseted Lalit Modi, who has taken to firing Twitter missiles daily from the safety of his London mansion, to procure vital travel documents. Rajasthan Chief Minister Vasundhara Raje sought to impress the British that Modi ought to be given residency because he was a victim of persecution by the UPA Government. Now, it is not that the disgraced IPL czar is the only sports racketeer we know. We all have heard of someone called Suresh Kalmadi, haven’t we? But the problem with LaMo was that he had inherited wealth and counted the high and mighty across the political spectrum as his personal friends. Raje and him go back several decades. But instead of being open about it, she invited suspicion when she told the British to keep her affidavit secret. You want to help a friend who you believe is a victim of a vendetta by a vengeful minister, do it by all means. But why do it in the dark of night? Indeed, in the fortnight long noise over the airwaves over what is called the Lalitgate a possible line of examination has failed to find a mention. Given that N. Srinivasan, the deposed boss of BCCI, was engaged in a noholds-barred fight with LaMo, did he enlist the support of a powerful UPA minister who then went out of his way to hound the deposed IPL boss? It is an angle worth exploring for we cannot recall when an Indian Government had written to the UAE or some other West Asian regime threatening a slump in ties should Dawood Ibrahim find shelter there. Therefore, how do you explain Chidambaram’s caution to his British counterpart George Osborne that any help to LaMO might jeopardize Indo-British ties? Vendetta cannot be ruled out, especially when nothing was done by the investigating agencies, including the Enforcement Directorate, for over three years after LaMo left the country.

Collateral damage in the Modi tweet on Varun

HE danger in relying on slippery customers like Lalit Modi to embarrass your political rivals is that there is no knowing whom his Twitter missile would hit next. The Congress Party was lapping up the wise sayings of LaMO as if these were gospel truth to embarrass Sushma Swaraj and her feckless husband, Swaraj Kaushal, who had got himself designated senior counsel by the faraway Sikkim High Court.

T is just like you burn a lamp in the house and the darkness cannot enter; you put the light off — from everywhere darkness has entered; without taking a single minute, a moment, it is there. When the light burns in the house, the darkness cannot enter. Thoughts are like darkness: they enter only if there is no light within. Awareness is fire: you become more aware, less and less thoughts enter. If you become really integrated in your awareness, thoughts don't enter you; you have become an impenetrable citadel, nothing can penetrate you. Not that you are closed, remember — you are absolutely open; but just the very energy of awareness becomes your citadel. And when no thoughts can enter you, they will come and they will bypass you. You will see them coming, and simply, by the time they reach near you they turn. Then you can move anywhere, then you go to the very hell -

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MUMBAI | MONDAY, JULY 6, 2015

But when the loose cannon that is LaMO took a potshot at Varun Gandhi, the BJP MP and a first cousin of Rahul Gandhi and Priyanka Vadra, instead of smirking at the constant flow of Lalit Modi ammunition, there was consternation on the faces of the Congress leaders. For, the missile aimed at Varun Gandhi had actually damaged his ‘auntie’ Sonia Gandhi far more. As reported in the papers, a couple of years ago Varun met Modi in London and offered to settle the pending investigations against the latter back home, provided, and it is important, Modi coughed up $60 million in bribe required to be given to ‘auntie’s sister’ in Italy. By now, you know who is the auntie her nephew is referring to. Expectedly, the Congress leaders competed with one another to rubbish that particular Tweet. All other

INSIDE STORY Virendra Kapoor Tweets by Modi, the party seemed to believe, were one hundred percent reliable. Of course, Varun would deny those remarks, but anyone remotely familiar with the goings-on in the Indira Gandhi household before the death of Sanjay Gandhi would find a ring of truth in them. For, though Sonia and Rajiv were completely marginalized by Sanjay Gandhi, who had come to control both the home and government of his mother, big deals in which Ottavio Quattorocchhi and a couple of other friends of the Italian bahu were interested, were invariably swung their way to keep her in good humor. Indeed, occasionally, expensive trinkets which Sanjay received as gifts would be disdainfully passed on to his western sis-in-law to keep her acquisitive streak satisfied, according to old family friends of the Gandhis some of whom are still around. Very often when Sonia wanted to visit her family, tickets too would be arranged by the Gandhi family retainers. There being hardly a direct flight to Rome those days, invariably she would fly via London. Lest anyone protest, let us keep in mind that Sonia Maino Gandhi did not acquire Indian citizenship until after the death of Sanjay Gandhi when it became amply clear that Indira Gandhi would entrust the family business to her elder son and Sonia’s husband,

Awareness is like fire - nothing can affect you. This is what we mean by enlightenment. Now try to understand Tilopa's sutra: If one sees naught when staring into space;

MATTER & SPIRIT if with the mind one then observes the mind, one destroys distinctions and reaches buddhahood. If one sees naught when staring into space.... This is a method, a tantra method: to look into space, into the sky, without seeing; to look with an empty eye. Looking, yet not looking for something: just an empty look. Sometimes you see in a madman's eyes an empty look — and madmen and sages are alike in certain things. A madman looks at

Rajiv. By the way, there are still a number of people around who were once part of the Indira Gandhi establishment and who can readily vouchsafe the above story. They can appreciate why Varun told Lalit Modi what he told him.

A Govt of, by and for Kejriwal

ITH each passing day, Delhi Chief Minister Arvind Kejriwal and his party get further discredited. It is because quite contrary to his constant refrain, for Kejriwal AAP is only a vehicle to advance his own personal ambitions. For Kejriwal mein is important, not aap or ordinary citizens. Anyone ready to sift through his claims would find Kerjiwal hypocritical and opportunistic. He is a hoax, a Pakhandi. The fact that his monthly power bill at his residence is nearly Rs one lakh, only underlines the deception he practices. For, while moving into the CM’s bungalow, a story was planted in the media that the Delhi PWD was ordered to remove the air-conditioners from his residential quarters. Everyone lapped up that box-item in the papers, but that was false. The electricity bill now confirms that those ACs were never removed. For a moment, let us agree with his PRO, who, by the way, helps himself to a tidy sum of over a lakh of rupees plus other perks such as free house, vehicle, phone etc, when he says that the actual bill for Kejriwal’s house is only Rs. 15,000 a month. Now, which ‘aam aadmi’ can afford to pay Rs. 15,000 a month in electricity charges alone? Most upper-income families are careful not to spend so much on power every month. But aam aadmi Kejriwal can. Because taxpayers are picking up the tab. Indeed, it will be interesting to know what was the actual power consumption of Kejriwal when he was obliged to pay his own bills before becoming a full-time politician. Honesty and genuine social service involves a lot of self-denial and selflessness. Kejriwal’s conduct belies that spirit of self-denial, though he likes to project himself as a paragon of simple living and high thinking. Wearing his shirt out of his trousers is part of that selfprojection. Not everyone can resist creature comforts, especially when someone else is paying for them. All that talk about not taking big bungalows, big cars while in government was only so much of empty talk. Even the provision of a whopping Rs. 526 crores in the Delhi budget for 2015-16 underlines Kejriwal’s obsession with Kejriwal. It will be used for his projection. The argument that the money would be used to advertise good work by the Delhi Government is hollow. Good work can speak for itself. The people in Delhi too have eyes and ears. They don’t want their hard -earned money wasted on countless radio jingles meant to glorify Kejriwal. your face, but you can see he is not looking at you. He just looks through you as if you are a glass thing, transparent; you are just in the way, he is not looking at you. And you are transparent for him: he looks beyond you, through you. Look in the sky without looking for something, because if you look for something a cloud is bound to come: "something" means a cloud, "nothing" means the vast expanse. Don't look for any object. If you look for an object, the very look creates the object: a cloud comes, and then you are looking at a cloud. Don't look at the clouds -- simply look, let them float, they are there. Suddenly a moment comes when you are attuned to this look of not-looking -- clouds disappear for you, only the vast sky remains. It is difficult because eyes are focused and your eyes are tuned to look at things. — Osho

Afternoon Despatch & Courier

MUMBAI | MONDAY, JULY 6, 2015

APROPOS 'Rape - A crime against body of woman - Which is her own temple' (ADC, Jul 2), it is indeed the most ideal philosophy of the Indian Supreme Court, which could not be more appropriate than it in respect of considering the woman's body as sacred as that of a temple. By providing this statement it is felt that a stringent punishment for any attack on women folk leading to a rape should be dealt with more vigorously than being done at present. It is often observed with huge anguish and concern that many of the rape accused go scot free in view of deliberate soft handling of the cases. Not only a stringent law should be envisaged but it needs to be enforced in a manner that none of the culprits involved in a rape case should be spared be the person be any body, a neta or a corporate person of any stature. If stringent punishment be handed down then certainly these cases on the inhuman torture of women folk would then be minimal.

Strict punishment for rape tions, disregarding the Indian Penal Code and sound judicial precedents, must face the music. — Bhagwan Thadani, Pune

Judges, accused in rape cases, also need to be given exemplary punishment so that other may not follow suit

Amid such societal attitudes and realities, mediation creates av enues for rapists to escape punishTHE Supreme Court has delivered ment. The offer of cash and a measure of justice to a rape sur- property to settle rape cases is an vivor by striking down a Madras economic lure aimed at mitigating high court order granting interim a grave offence. At best, a court is bail to a convicted rapist to facili- at liberty to impose a fine on a tate a mediation process with the rapist — deemed to be compensa21-year-old woman. tion payable to the victim and the — Bikram Banerjea, Mumbai

Bihar polls

IPL needs to be banned

FROM the press reports emanating from the electioneering scenario in Bihar, it appears that the secular combine of JDU-RJD-Congress has stolen a march over their main rivals, the BJP-led NDA. In addition to announcing their CM candidate, the Nitish-Lalu pair has started in right earnest their campaign in a most innovative way to attract the attention of the voters. The Saffron alliance, already beset with various exposures, will have to strive very hard to sustain their excellent performance witnessed during the Parliamentary polls of April 2014.

BCCI is moving in the right direction by mulling performance based incentives for players. Such model has given rich dividends for cricket Australia as well as England and should give positive results in India as well. Our performance in international cricket of late has gone down the hill with players giving IPL more importance due to its mone-

— Arun Malankar, Santacruz

Despicable proposal IT is very depressing to get to know that there is a proposal by a Committee to hike the salaries of MPs by 100 per cent as it was long overdue along with other additional allowances and facilities. The Nation as a whole knows fully well about the good work being done by the MPs or MLAs and how much concern they show to their own constituencies in spite of LAD Funds earmarked to them. Sr. Citizens who have parked their retirement benefits in PSU Banks are being ridiculed by reduction in Bank DeOF posit Rates from time to LETTER THE DAY time in the name of Liberalisation or Free Economy or Globalisation et al which have neither any relevance or impact on the lives of the Sr. Citizens in a Country where the cost of Hospitalization is very high. Contrary to the Govt claims the prices of essentials are increasing every day together with the rates of Taxation every now and then in one nomenclature or another. Sr. Citizens are liable to pay taxes on the interest accruing out of the Bank interests which is cruel, to put it mildly. — T.M. Uday Shankar, Mumbai

LETTERS

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State — as a component of the punishment, but not as a substitute for punishment. Whichever way one looks at it, the courts have no right to suggest mediation in rape cases. On many occasions, the Supreme Court has frowned upon the practice of settling rape cases. Judges, who arrive at extrajudicial prescriptions and formulaTROUBLE stricken IPL continues to hog limelight. After Lalit Modi’s explosion everything came out in black and white and still we are worried about whether JSW group can acquire Mallya's RCB or not. After Modi, Mallya is also in soup for various financial irregularities. The talks are in initial stages but it may materialise but what is the use having such fictitious arrangement and still having the IPL being played in India. The debtors are behind Mallya and changing the sponsor is the best option left out. How long we have such an arrangement going on for ever in the name of IPL. IPL is a farce and that will be proved fully as one by one heads keep rolling. Cricketers reap a rich harvest by playing the Indian Paisa League and the standard of game is going down from bad to worse. — S. Abhishek Ramaswamy, Sion

Lalit Modi tary benefits and some players even prefer the 'masala league' over playing for the national team which is really sad. IPL, in fact, needs to be banned as it results in the decline of our teams performance in international cricket which is the real form of the game. A carrot and stick theory is necessary to improve Indian cricket where you reward players who perform brilliantly with monetary considerations and rewards while penalizing others who fail to give off their best. The system seems complicated for a team sport like cricket where many factors are involved in judging a performance but modalities can be worked out in the best possible manner which should be beneficial for Indian cricket.

— S.N. Kabra, Goregaon

NOTWITHSTANDING the Union government’s claim of fast-tracking extradition proceedings against the former IPL chief Lalit Modi, it may take almost a year for the Enforcement Directorate even to secure an Interpol red-corner notice against him in the money-laundering case. The red-corner notice, which is issued against a wanted accused or convict in a criminal offence, can facilitate initiation of extradition proceedings against Lalit Modi. For that, the ED can seek a non-bailable warrant against him on the grounds of his refusal to join investigations despite repeated summons. Since Modi is in London, it would be a time-consuming process, as the agency would have to serve a notice through the Home and the External Affairs Ministries. The ED would have to ensure that the notice reached the person well ahead of the date of appearance as mentioned therein. In case of no response, the same procedure would have to be followed again. The hot

FIRST I would like to compliment the way you have written the editorial ('A judge also is Human, dated 3rd July,15) because it needs guts to take the human side of an highly unethical act of a person who is empowered to impart justice himself. There is no doubt that Judges are human too but the fact is that the kind of power circle they move, they are in position to take advantage of their status and can exploit situation to their advantage easily. Precisely for this reason alone, judges need to be given exemplary punishment so that other may not follow suit. People have so much faith in the courts, though the process of delivering justice is so tardy and sluggish but end of the day, people believe they will get justice. Such acts of wanton misuse of their power lessen their prestige and honour which must be kept above suspicion for the larger good of society. — -Ashok Goswami, Mumbai

bought a flat on his sole name prior to marriage has been evicted from the apartment and the possession of the entire flat has been handed over to his divorced wife. He is now on the footpath begging for sustenance. — Vineet Phadtare, Borivali

E-visionary Modi THE introduction of ‘Digital India’ by our visionary PM Narendra Modi on July 1 is a gigantic step towards all round speedy progress and growth of each and every Indian in the coming years. Modi’s vision has also patriotic idea of e-governance to be promoted further also m-governance (mobile governance) is turning out the really pleasant surprise proving to be a hidden boon to the nation. Though we have the former ‘economist’ PM Dr. Manmohan Singh along with the young and dynamic Congress’ vice president Rahul Gandhi and the ‘selfless’ social worker Arvind Kejriwal, the people, mainly the smart, sensible and understanding youth of India are shocked to note that none of them has ever shown such e-vision i.e. electronic vision in the all round national interest. Modi has proved finally that he is ‘e-visionary’ aiming to provide for the utmost interests of all the nationals. The former politicians with zero foresight were extremely busy in capturing and then somehow preserving their ‘chairs’ even at the cost of their own countrymen, women and children. How bad? How sad?

pursuit for the extraction of Lalit — Hansraj Bhat, Borivali Modi may take longer time but it sets the ball rolling for a better state of judicial judgement in the land where he got the best favour in the ABHISHEK Bachchan is very much name of IPL. — C.K. Ramani, Nerul upset followingunpleasant and ridiculous tweets. As his well wisher and that of his parents and family, let me make it known to the ardent CORRUPTION in India has reached readers of ADC that I term the the highest level even after Naren- tweets intentionally made by some dra Modi becoming the Prime Minister of the country. Prices of all commodities, including that of food grains, Liquid Petroleum Gas (LPG), bus fares, train fares, auto- rickshaw fares and taxi fares have sky- rocketed. As a result of this inflation, the common man has to bear the brunt of the price rise as his/her salary has not increased in tandem with the surging inflation. Although India has achieved both independence and republic, it is one of the most corrupted and polluted nations in the world. Unemployment is also at an all-time high and many of the people are without jobs. Narendra Modi had promised the citizens of India that he would bring down in- Abhishek Bachchan flation and curb corruption once he so called parasites who are not able became the Prime Minister of the to digest the success and achievecountry. But he has not kept his ments of the Bachchans. In fact it will not be out of place to stress that promise. — Jubel D’Cruz, Dombivili they are made a target for various reasons not in good taste. Perhaps they do not seem to realize that they are damaging the status and repuA FAMOUS danseuse from South tation of the most respectable wants to know which divorced hus- Bachchan family. band has been reduced mendiAbhishek Bachchan has been in cancy as a result of granting the industry for 15 years and has alimony to his ex-wife. I would like worked in many big banners and to draw her attention to a couple of with big filmmakers. But the recent such recent cases. One man, whose tweet which figured Abhishek & monthly income was Rs 6K has Aishwarya Rai Bachchan’s daughter been asked to pay monthly mainte- Aaradya is absolutely not in good nance of Rs 8K. He has sought per- taste. She is like a little bud just mission to sell one kidney for Rs blooming. I feel that both Aish50K so as to provide for the amount warya Rai and Abhishek Bachchan for a few months. After that, he has must react strongly to such tweets no option but to go to jail. In an- and ensure that this is not repeated. — K.V. Raman, Malad other case, a hubby who had

Tweet over Abhishek Bachchan

Curtail skyrocketing inflation

Mendicant hubby

Readers are requested to email letters to the editor and add their neighbourhood as well. Please email letters to afternoonletters@gmail.com

SHAMITA OPEN TO CHALLENGING ROLES, NOT ITEM SONGS

ctress Shamita Shetty, known for her performances in films like "Mohabbatein" and "Zeher", says she will not do item numbers again in movies. The actress, who did hit raunchy numbers like "Sharara Sharara" from "Mere Yaar Ki Shaadi Hai" (2001) and "Chori Pe Chori" in "Saathiya" (2002), said she hates the tag of item girl.

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, JULY 6, 2015

"I am tired of saying no to item songs. I don't want to be known as an item number girl. Fortunately, we actors get tagged easily. I have been offered various item songs earlier," she told PTI. Shamita made her Bollywood debut in 2000 with the Yash Raj Films' blockbuster "Mohabbatein", which was directed by Aditya Chopra. "I am looking to do some-

thing that challenges me as an actor. Now people are experimenting with various roles and subjects. I am open to doing everything. I don't want to do a film where I am just a show piece," Shamita said. "If there is fantastic character that comes my way which will shine either ways, then I am open to doing supportive roles as well. I don't want to restrict myself," she added.

‘All is Well’ trailer crosses two million views A

ctor Abhishek Bachchan is elated that the trailer of "All is Well" has earned two million views in just three days of its release. The trailer of the film, directed by "Oh My God" director Umesh Shukla, sees Abhishek, Rishi Kapoor and Asin embarking on a road journey. The 39-year-old actor, who was last seen in "Happy

Wow! Thank you guys," Abhishek wrote. The film was in the making for quite sometime and it began shooting in October, 2013. Actress Asin is making a comeback after "Khiladi 786" in 2012. Besides Abhishek and Asin and New Year", took to twitter to Rishi, the film also stars thank his fans. Supriya Pathak. "And the trailer of #AllI"All is Well" is slated to reisWell crosses 2million!! lease on August 21.

I don’t believe in godfather: Amit Sadh

aving proved his mettle in Bollywood without any godfather, actor Amit Sadh feels it is difficult for outsiders to make it big in the industry. After a slow start, the 32-year-old actor now has many projects in his kitty like Shoojit Sircar's " Ru n n i n g s h a a d i . Co m " , Sonakshi Sinha-starrer "Akira" and friendship drama "Yaara" by director Tigmanshu Dhulia. "I don't believe in godfather. I believe that I have a God. But, having said that, you need people who guide you, who can teach you and I have been very

lucky... Subhash sir has played a great role in making me grow as an actor," Amit, who was seen in "Guddu Rangeela", told PTI. For Amit pursuing his dream of becoming an actor was tough but he always believed in hard work and talent. "There is no doubt that it is difficult for people who come from outside. But doors keep opening with time. I believe if you have talent doors will open for you," he said.

During her ten-year long career as an actress she also worked in a few Tamil and Telugu films but Shamita is not happy with the quantity of work she has done. "I have barely done something in my career. I was happy with the work I did, but I was not happy with the amount of work that I did. I believe I deserve something better. People needed to see

and recognise my talent, but I did not get an opportunity for that," she said. Since she was not getting quality work, she shifted towards interior designing in 2011. "I chose to stay away because I was not happy with the work that was offered to me. I did not want to waste my precious time by doing work just for the heck of it. I did not

want to do anything just to be in limelight," Shamita said. "The wait for good work kept getting longer, I chose to learn something new - interior designing. I started getting more work there. So people thought I quit acting, but that was never the case, I was still waiting for something good to come my way. Acting has always been my first passion and it will always be," she said.

Good to see people still appreciating ‘Lootera’: Ranveer Singh R

anveer Singh is "heartened" to see people are still liking "Lootera", which completed its two years yesterday. Directed by Vikramaditya Motwane, the film was based on O Henry's short story "The Last Leaf". Initially, the period drama failed to create a buzz at the box-office but it gained momentum with time. Ranveer, who essayed the role of a robber in the film, took to twitter to celebrate the second anniversary. "2 Years of LOOTERA... A love story that stole my heart.. Lootera... A little gem... Heartened to see its value appreciating as time passes... #2YearsOfLootera," the actor wrote. Ranveer, 29, mostly seen in urban and happy-go-lucky roles, surprised everyone with his controlled and calm performance in the film. Also starring Sonakshi Sinha as a Bengali girl, the film proved her acting prowess too. "2 years of Lootera already? Classic example of the saying 'love never dies'... Thank u all for the love that is STILL pouring in for this gem," the 28year-old actress tweeted. Sonakshi also thanked Motwane and co-actor Ranveer for the memorable film.

Navi Mumbai Gets A Shot In The Arm pg15 First Half 2015 Displays Good Tidings pg16 Investing In Property For Great Returns? Think Again!

pg17 Cashing In On Customer Referrals pg19 Buy PNC Infratech and Kaveri Seed Co.

Afternoon Despatch & Courier

MUMBAI | MONDAY, JULY 6, 2015

INTERNATIONAL AIRPORT CLEARED FOR TAKE-OFF

With the final approval for Navi Mumbai’s airport now in place, real estate inventory overhang in areas around it will ease in the short term. Clearance of the ‘airport hurdle’ will also significantly revitalise Navi Mumbai’s development growth curve

By Ramesh Nair

avi Mumbai’s proposed international airport has finally got the last pending approval – CIDCO has handed over 250 hectares of land in lieu of 108 acres of mangroves that will be taken over for the project. Narendra Modi’s new governance programme Pragati (Proactive Governance and Timely Implementation) is clearly at work here. In the latest development, the environment ministry made a key exemption, waiving an earlier requirement that a mangrove sanctuary be created by the airport’s developers. Now the developers will only have to make the designated mangrove area adjoining the airport ‘unattractive’ to birds. With the last approval in place, work can finally start on the project. A toast of the Navi Mumbai’s developer community, the announcement of the Navi Mumbai International Airport in 2007 had been the basis for massive price rises in hitherto anonymous locations like Ulwe, Kamothe, Kharghar, etc. After the initial euphoria died down, controversies marred the start of this project and the year-on-year appreciation of prices also fell - especially in the last couple of years. Given the morass of land acquisition issues, home buy-

QUICK FACTS

The government had initially approved setting up the airport in 2007 Initially scheduled for completion in 2015, it is now likely to be ready only by December 2018 The project will cost roughly Rs 14,573 crore and is likely to be completed in four phases. The airport will span an area of 2,867 acres with a terminal building of 5,23,000 square meters and two runways.

dustrial growth will continue, and more and more of Mumbai’s population will eventually shift to the city and the other smart cities that will come up around the airport. In short, the final clearance for Navi Mumbai’s longawaited International Airport heralds a massive boom for the region.

(The Aythor is COO – Business & International Director at JLL India)

ers and investors were simply not sure when, and even if the airport project will actually become a reality. In fact, prices in Ulwe fell by 10-20% when it became clear that the airport was stuck on the bureaucratic runway (though this trend is already changing prices in the adjoining areas have increased by 5-10% in 1H 2015.) Precinct

Capital Value Capital Value Change (%) Change (%)

Panvel

74%

Kharghar

1Q 2007 – 1Q 2012

1Q 2012 – 1Q 2015

87%

32%

Source: JLL Research

Immediately after commencement of the airport’s construction, the currently static real estate markets around it will see a marked pick-up in sales. Inventory overhang will start to clear off and investors will start selling to unlocking their blocked capital. In the mid-to-long term, there will definitely be price rise in these areas, especially after the pent-up inventory is sold off. So will the clearance of the ‘airport hurdle’ significantly revitalise Navi Mumbai’s development growth curve?

Will Navi Mumbai be able to develop its infrastructure further and turn into an independent city like Pune? Will it be able to compete with Bangalore after the successful completion of this airport, leveraging its location of being situated between two older and bigger neighbours – Pune and Mumbai? The answer to all three questions can definitely be a ‘yes’, given the strategic location of this city. Navi Mumbai is located quite close to Pune, and is also closely connected to Mumbai by rail and road. Projects like the 22-km long Mumbai trans-harbor link, which will enhance its connectivity to Mumbai, have been given priority by the current government and would come up by the time the airport is ready. Unlike Mumbai, which is surrounded by sea on three sides, Navi Mumbai can grow in the directions of Pune as well as Uran and beyond. Additionally, it has a fully-functional port at Nhava Sheva. With this airport, the satellite city’s infrastructure will get a major boost. Already, the Maharashtra government is planning for growth nodes around the airport and has also announced the smart city NAINA (Navi Mumbai Airport Influence Notified Area). Navi Mumbai’s fairly balanced in-

Tata Trusts, Google Join Hands To Bring More Rural Women On Internet Afternoon Despatch & Courier

MUMBAI | MONDAY, JULY 6, 2015

Launches 1000 specially made Internet cycle carts to impart Internet training across villages

“W

By Dominic Rebello

hile women are making rapid progress on adoption of Internet in urban areas, women in rural India are getting left behind. Today only 12% of Internet users in rural India are women. We need to come together to address this challenge and empower women in rural India through training and programs that can truly transform their lives. We are delighted to partner with the most respected and well known Tata Trusts who have years of experience in managing programs of this scale. By combining our strengths, I am confident that we can achieve great results and overcome the challenges of providing easy access and digital education to women in rural India,” said Rajan Anandan, VP and Managing Director of Google South East Asia and India, at the launch of a special program called “Internet Saathi” to empower women and their communities in rural India on Friday. Tata Trusts and Google India have announced this initiative 'to empower women and their communities in rural

India' by enabling them to use the Internet and benefit from it in their daily lives. The joint initiativeis aimed at bridging the technology gender divide, which currently puts women in rural India at further risk of getting marginalized in the society as the world around them benefits from getting online. The ‘Internet Saathi’ initiative brings us closer to the Digital India vision of the country. “Google is a company I admire. Tata Trusts has joined hands with it to help digitalise India,” said Ratan Tata, Chairman, Tata Trusts. “I’m delighted that the Prime Minister has decided to give so much preference and priority to the fact that India will be a digitised nation. Internet will help educate India, will give access to livelihood to many women who do not have a formal livelihood, help reach out commerce to far parts of India,” he added. The initiative will provide basic training on the usage and benefits of Internet for women through specially designed Internet cycle carts which will be used to visit areas in villages where women can easily access and also learn more from the Internet.

<<Sandeep Menon, Head of Marketing, Google India, R. Venkataramanan, Executive Trustee, Tata Trusts, Rajan Anandan, VP and Managing Director of Google South East Asia, Debjani Ghosh, Vice President SMG, Managing Director- South Asia, Intel and Ratan Tata, Chairman, Tata Trusts at the launch of 'Internet Saathi'. “Tata Trusts strongly believes that innovative use of technology should be at the core of all its interventions that are undertaken for the benefit of the communities. Internet connectivity has

OPPORTUNE TIME FOR CHINA-INDIA TO GROW TRADE & BUSINESS

rawing comparisons and similarities between Asia’s two most economies, Guo Yuanqiang, Director General of Department of Commerce of Guangdong Province said, Ï see it is right time for cooperation in trade and investments which will

eventually increase bilateral relations between our two countries. This is needed for Asia right now,” said Yuanqiang. He added, “Both are large countries with large population further elevate bilateral trade.” Yuanqiang and Zheng

Xiyuan, Consul General, Consulate General of the People’s Republic of China led a high level business delegation to Mumbai, organised by the World Trade Centre Mumbai (WTC Mumbai) and All India Association of Industries (AIAI) last week.

<<(L-R): Xie Guoxiang, Commercial Counselor, Consulate General of The People’s Republic of China in Mumbai, Guo Yuanqiang, Director General, Department of Commerce of Guangdong Province, China, Vijay Kalantri, President, AIAI & Vice Chairman, MVIRDC World Trade Centre and Zheng Xiyuan, ConsulGeneral of the People’s Republic of China in Mumbai

become a fundamental need in any society and improves literacy and access to information that is instrumental for socio-economic development. We are glad that this joint initiative with

Google will reach out to the rural communities, especially women in our country and we are confident that it will contribute towards their empowerment and also self-sustenance” said R Venkataramanan, Executive Trustee, Tata Trusts. The initiative will also be supported by Intel who has been a long term partner of Google India’s Helping Women Get Online initiative. “We believe that the vision of Digital India will empower every Indian citizen with equal opportunities irrespective of cast, creed and gender. At Intel we believe that skill development and innovation are imperative for realizing the Digital India vision and we are very proud to collaborate with Google and Tata Trusts on the ‘Helping Women Get Online’ initiative especially as we celebrate the Digital India Week.” said, Debjani Ghosh, Vice President SMG, Managing DirectorSouth Asia, Intel. Google’s helping women get online is an initiative to create awareness about the benefits of Internet amongst 50 million women in India. Under this initiative, Google conducts various outreach and educational programs. The program includes an awareness module, coupled with hands-on training modules aimed at teaching women how to use the internet, including via mobile devices.

Understanding Numbers With Dr Lamba By A Business Reporter

r. Anil Lamba, Bestselling author, financial literacy activist, and an international corporate trainer is organising a two Day Training Programme on Finance for Non- Finance Persons at Hotel Novotel in Mumbai on July 20 and 21 2015. A practicing Chartered Accountant and holds degrees in Commerce, Law and a Doctorate in Taxation, Dr. Lamba has authored several books and over one thousand articles. His latest book, ‘Romancing the Balance Sheet’ is currently making waves. The programme is practice oriented compromising lectures, case studies and group discussions and is modeled keeping non-finance persons in mind. The ability to understand the financial implication of every action on the organization’s bottom-line and then to ensure that only those actions are taken that strengthen the profitability and avoid doing those that hurt it is what finance management is all about. And this responsibility runs across the organization and is not the sole preserve of the finance or accounts department. The Course Content Includes: Basic concepts in financial management and introduction to financial statements; structure and contents of the Profit & Loss A/c and the Balance Sheet and the relevance of different items contained

<<Dr. Anil Lamba therein;Profitability Management that support successful businesses; fundamental rules of Cash Flow Management; Marginal Costing Principles; Leverage Analysis and Reading of Fund Flow Statements to get an insight into the happenings within an organisation, understand where the money has gone and whether it has been put to right use.

First Half 2015 Displays Good Tidings

Afternoon Despatch & Courier

MUMBAI | MONDAY, JULY 6, 2015

Indian Equity & Debt Capital Market Review

By A Business Reporter

he first half of 2015 seems to display an improvement in the performance of India's Equity & Debt Capital Markets. A Thomson Reuters Indian Equity & Debt Capital Market Review reveals Equity and equity-linked issuance by Indian companies raised a total of US$15.3 billion in the first half of 2015, a 172 % increase in proceeds compared to the first half of 2014. This is the highest first half period for India ECM since 2007 (US$17.3 billion) Follow-on offerings totaled US$14.8 billion in proceeds, a 173.6% increase compared to the first half of last year (US$5.4 billion), and witnessed the highest semiannual period in any given year driven by five deals above US$1 billion. In April, Japanese drug maker Daiichi Sankyo Co. sold its entire stake in Sun Pharmaceutical Industries Ltd through block trades for US$3.2 billion. This is the biggest block trade in India this year. The Indian government raised US$3.7 billion by selling part of its stake in Coal India Ltd., and remained to be the largest ECM deal in India so far this year. Initial public offerings (IPO) raised a total of US$585.6 million, a significant increase coming from a slow first half period in 2014 (US$81.7 million). Inox Wind priced its initial public offering at the very top of its indicative range and raised US$165.1 million in proceeds. Goldman Sachs took the lead for Indian ECM underwriting with US$4.3 billion in related proceeds and captured 27.7% of India’s ECM activity. Bank of America Merrill Lynch followed at second place with 9.0% market share worth US$1.4 billion in related proceeds. In third place, Credit Suisse captured 8.3% market share. According to estimates from Thomson Reuters/Freeman Consulting, India’s equity and equity-linked capital raisings generated imputed fees worth US$97.2 million, a 144.0% increase from the comparative period last year. Kotak Mahindra Bank Ltd. takes the lead for India ECM imputed fee rankings, with US$11.8 million in fee revenue, and captured 12.2% of the wallet share this year.

Equity MF AUM Soars To `4 Trillion

By A Business Reporter

As regards the Debt Markets, overall India Bond issuance increased 23.5%. Primary bond offerings from Indian issuers totaled US$27.1 billion in the first half of 2015, a 23.5% increase in proceeds compared to first half 2014 (US$22.0 billion), and witnessed the highest first half period since 2013 (US$36.6 billion). Indian companies tapping the offshore US dollar-denominated bond markets reached US$6.4 billion, a 3.8% decline over a year ago (US$6.6 billion). Reliance Industries raised a total of US$1.9 billion from three US dollar bond offerings. Bharti Airtel also priced its 10-year US dollar bonds and raised US$993.0 million in June. Axis Bank topped the ranking for India-issued bonds underwriting in the first half of 2015, with related proceeds of US$3.6 billion from 84 deals and accounted for 13.1% of the market share. According to fee estimates from Thomson Reuters/Freeman Consulting, capital raisings through bond issuance by Indian companies generated imputed fees worth US$42.0 million so far this year, a 9.8% decline from the comparative period last year. With estimated fees of US$7.3 million, Standard Chartered took the lead for India bonds imputed fee ranking this year, and captured 17.3% market share of the fee pool. Similarly, Financials captured 71.9% market share. Indian issuers from the Financials sector captured 71.9% of the market share that amounted to US$19.5 billion, a 49.3% increase in proceeds compared to the first half of 2014

(US$13.1 billion). This is the highest first half period for the sector in terms of proceeds since 2013 when proceeds reached US$23.2 billion. Power Finance Corp Ltd boosted the sector after raising a total of US$3.5 billion from 9 bond offerings this year. Issuance from the Energy & Power sector reached US$4.4 billion, up 73.9% in proceeds from the same period last year. Energy & Power accounted for 16.4% of the market share followed by Telecommunications with 4.8% market share. Even Indian Rupee Bonds were up 68.5%; the highest since 2013. Indian Rupee-denominated bond proceeds amounted to INR 1,460 billion in the first half of 2015, a 68.5% increase in proceeds compared to the first half of last year (INR866.5 billion). This is highest first half period since 2013 when proceeds reached a record high of INR 1,542 billion. The Financials sector accounted for 73.7% of the Indian Rupee bonds market with INR 1,075 billion, up 102.6% in proceeds from a year ago (INR530.7 billion). Issuance from the Energy & Power industry, with INR135.9 billion in proceeds, increased 64.4% compared to the first half of 2014 and accounted for 9.3% of the market share. Asia Pacific’s aggregate local currency bond volume amounted to US$259.4 billion in the first half of 2015, down 34.7% from last year. Indian Rupee-denominated bonds accounted for 9.0% of Asia Pacific’s local currency bond market share while Chinese Yuan bonds captured the biggest market share with 42.8%.

he mutual fund industry’s average assets under management (AUM) crossed the Rs 12 trillion mark in the quarter ended June 2015 to close at its record high. The industry grew for the seventh consecutive quarter, up 3.3% or by Rs 395.51 billion to Rs 12.28 trillion (excluding fund of funds) in the latest quarter, as per data released by the Association of Mutual Funds in India (AMFI). Growth was led by surge in equity and debt-oriented funds except fixed maturity plans (FMPs) according to a CRISIL Research report. The report believes that investors continued to pump money in the asset class despite the recent volatility. The category’s average AUM rose 4.9% or by Rs 187.11 billion to a record high of Rs 4 trillion led by robust inflows of Rs 220.68 billion in the first two months of the quarter (as per latest data available). However, rise in the AUM was restricted by mark-to-market (MTM) losses as the underlying asset class, represented by the CNX Nifty, lost 1.4% in the quarter. AUM of long-duration debt funds, which include long-term debt and gilt funds, continued their surge as investors continued to favour the category on views of monetary easing by the Reserve Bank of India. The central bank lowered its key repo rate by 25 basis points (bps) to 7.25% in the latest quarter after lowering by 50 bps in the preceding quarter. Long-term debt funds’ AUM reclaimed the Rs 1 trillion mark after a stint of six quarters, rising 12.8% or by Rs 113.76 billion. Gilt funds’ AUM jumped 26.1% or by Rs 31.57 billion to Rs 152.47 billion, their new record high, and up for the third consecutive quarter. Shorter-duration funds - short-term and ultra short-term debt funds - maintained steady growth for the fifth consecutive quarter. Short-

DESP ATCH & COURIER

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term debt funds’ assets rose 14.9% or by Rs 165.09 billion (the highest absolute rise in last 10 quarters) to Rs 1.28 trillion. Ultra short-term debt funds’ AUM grew 4.7% or by Rs 55.63 billion to Rs 1.24 trillion. Liquid funds’ AUM increased 5.3% or by Rs 143.99 billion to Rs 2.88 trillion following subdued growth and fall in the preceding two quarters respectively. FMPs continued to bore the brunt of a change in the tax structure on debt mutual funds. In the previous budget (July 2014), the government increased the long-term capital gains tax on debtoriented mutual funds to 20% from 10% and changed the definition of 'long term' for debt mutual funds to 36 months from 12 months, which turned out be unfavourable for FMPs. The category’s AUM fell for the fourth consecutive quarter and posted the worst-ever absolute fall of Rs 339.66 billion to Rs 1.16 trillion. Gold ETFs also continued to lose lustre, marking the seventh consecutive quarterly fall, despite the underlying asset seeing a rise in the quarter. The category has been facing consistent redemption pressure due to subdued performance by the underlying asset class in the past couple of years. The category’s assets fell 4.2% or by Rs 2.93 billion to Rs 67.04 billion; while the underlying asset class, as represented by the CRISIL Gold Index, rose 1.8% in the quarter. Average AUM of direct plans rose 7.35% or by Rs 291.46 billion to Rs 4.25 trillion at the end of June. Direct plans’ share in the industry’s AUM (excluding fund of funds) rose to 35% in the June quarter from 33% in the previous quarter. Of the 42 fund houses (including IDFs) that declared their average AUM, 23 logged growth. The share of the top five remain unchanged at 56% in the quarter, while the share of the top 10 rose to 80% from 79% in the previous quarter.

Is chewing gum harmful?, the truth about sanitisers and much more

Investing In Property For Great Returns? Think Again!

Afternoon Despatch & Courier

Akbarallys, the landmark department store near Flora Fountain, has now been re-branded and re-launched as Akbarallys Men. We caught up with Aiman Khorakiwala, who shouldered the responsibility of this re-launch

GAURAV ROY

is Co-founder & COO, Big Decisions.com

What prompted your decision to rebrand and revamp Akbarally's? Akbarallys has been an extremely trusted and renowned brand. We have loyal clientele and I aspire to continue this tradition in a whole new way. While women have numerous shopping options and don’t mind traveling from store to store to satisfy their shopping needs; I noticed the lack of a multi-brand store for men in the city. Moreover, Fountain is an extremely male dominated space – a commercial area, frequented by men of all ages and corporate backgrounds, which explains why the men’s section in the original store always performed well. It only seemed ideal to utilize the space well and introduce, once more,

« REAL ESTATE

It’s A Man’s World

At Akbarallys

the concept of ‘everything under one roof’- this time for men.

What was the biggest obstacle you faced during the re-branding effort? The biggest obstacle faced was that of changing the perception of the old Akbarallys as that of a departmental store, to a premium multi-brand men’s store. Also it was extremely challenging rearranging the old staff and bringing in new blood and energy.

Which are the brands that will be sold at the store? What options will customers have and in what price range? A wide range of products comprising of men’s accessories, Western casuals and formals, Indian-wear, winter-wear, from reputed brands such as Calvin Klein, Ed Hardy, Gas, Tommy Hilfiger, United Colors of Benetton and Indian brands like Being Human, Indian Terrain, Spykar, Color Plus, etc. are comfortably spread out across the two level store. Categories: casuals, formals, denims, winter wear, leather accessories, fashion accessories, ethnic wear, fabrics and tailoring, the barber shop. Price point- ranges from Rs. 1,499 – Rs. 3,999 for a formal shirt, Rs. 899 – Rs.

Hyderabad Faridabad Patna Ahmedabad Chennai Jaipur Lucknow Pune Surat Kochi Bhopal Kolkata Mumbai

2,500 for a round-neck tee and anywhere between Rs. 2,500 – Rs. 11,999 for a pair of jeans. Tailor-made suits range from Rs. 12,000 – Rs. 1,00,000. Also, any credit note or gift voucher can be redeemed against any brand.

« INTERVIEW AIMAN KHORAKIWALA Has the company introduced any innovations to improve customer experience? We have changed the interiors of the place – the store is in shades of black and white which make it look minimalistic and classic. The pillars continue to bear beautiful mouldings designed during its primordial days. Vintagecoloured mirrors and lights, rendering an industrial look, adorn the walls. The staff is well-trained to help a customer find his style needs. The exchange policy covers all brands – so for example, one can exchange a pair of Levis jeans for a Tommy Hilfiger shirt. We serve beverages to customers – barley water and tea/ coffee to all. All size-alterations are conducted in house. Home delivery of goods. Our loyal customers

eal estate forms a noticeable chunk in one’s personal wealth. According to the Karvy India Wealth Report FY 2013, the total individual wealth in India stood at Rs 201.90 lakh crore of which real estate comprised 16%. However, real estate, which is reputed to provide stellar returns (versus other asset classes) and is considered safe, is actually fraught with risk and characterized by:Large ticket size, small or piecemeal investments are not possible;Legal hassles involved in transfer, succession, etc. and High maintenance costs Liquidity is, however, the biggest casualty in real estate investing. House sales are usually not easy and take

NILESH PATEL

is Founder & CEO, LeadSquared

get benefits to our sales before the rest of the public.

How do you compete with on-line retailers on cost, how do you attract customers? We don’t compete with online prices. Here at Akbarallys Men we aren't playing the price game. We provide the customer with a phenomenal shopping experience, great customer service and personalised after-sales service. Here you will find a basket of curated brands and within those brands carefully picked styles to suit the south Mumbai customer’s taste. Please comment on your bespoke services. Akbarallys Men has introduced its own range of bespoke clothing – hand crafted suits, shirts, bandhgalas and bandhis made from the finest Italian fabrics. This product line is being extensively developed and worked on currently.

What’s in store for the future? We wish to make this model a success in this location and hopefully open many more stores after a year, either through the franchise model or our own stores.

—By Arrangement with Free Press Journal

« ENTREPRENEURSHIP

t was another after school evening as I took a stroll with my friend Sid in the school front-yard. The year was 1992, and I was an eleventh grader. Sid and I discussed about his plans to attempt for JEE, the gateway to the prestigious IITs, and a promising career that comes with a degree from IIT. I must confess (at the risk of sounding ignorant), I had no clue of what IIT or JEE was till then. But, like any kid that age, I trusted my friend, and more than that, liked the idea of competing for this exam just like him. That was when I decided to set out on my own JEE preparation. Back then, correspondence courses from Agarwal Classes and Brilliant Tutorials were really popular among JEE aspirants. Sid “referred” me to opt for one of the courses from Agarwal Classes, but, there was a slight problem. They only enrolled students with scores higher than 80% in grade 10th, andI didn’t qualify. But, instead of giving

much longer because of transaction costs and sheer ticket size. Typically, an immediate or even a medium-term need for funds is hard to fund by liquidating a real estate asset. Under such circumstances, one often ends up with a distress sale if the need for funds is very dire. While selling property may take weeks, months or sometimes years, financial assets (listed equity, listed bonds, fixed deposits, mutual funds and even gold) can usually be liquidat-

ed in a matter of minutes or at the worst, days. Despite the reasons mentioned above, investors rush in hordes to make such investments. The biggest factor is the prospects of extraordinary returns versus other asset classes. Usually backed by the anecdote of a friend or relative having made a killing on a real estate deal, the debt funded and tax-friendly environment for real estate investing is an easy draw for gullible investors. Middlemen (such as

-0.96% 10.81% 5.83% 10.88% 18.71% 0.13% 9.39% 12.51% 6.47% -1.69% 11.87% 10.33% 12.26%

real estate brokers) who stand to gain on such transactions further fuel this by propagating the returns and the safety of such investments. So does real estate indeed provide super-normal returns or is this a myth? Not really, if data analysed over the past seven years is anything to go by. We looked at the NHB Residex to compute returns on real estate across various cities in India and benchmarked them against equity returns for the same period. As showin in

Bengaluru Delhi Bhubaneswar Guwahati Ludhiana Vijayawada Indore Chandigarh Coimbatore Dehradun Meerut Nagpur Raipur

1.16% 8.86% 9.46% 6.47% 5.18% 6.56% 8.78% 7.66% 8.15% 8.78% 6.38% 8.15% 6.90%

Source: NHB Residex.

table alongwith. Interestingly, the BSE SENSEX returned 14% for the same period. Barring one instance, where real estate in Chennai returned of 18.71%, equities have surpassed real estate returns in most cities for the period considered. Considering real estate gave negative returns for some cities in this period clearly breaks the safety myth about this investment.

A Marketing Process that can take your business into a different league

Build a referral program that is scalable The free way to generate referral leads is by asking sales teams to seek referrals upfront from every customer they sign up.

This model works, but is dependent on the sales reps’ interest and drive. However, to create a referral lead generation process that is scalable, you need to look at referrals differently. Decide on suitable incentives To start with, you need a program that gives incentives to your customers who refer leads and customers. Now, what that incentive should be depends on the value of your product/service/offering. So, your referral program’s incentives and rewards should appeal to the demographic you are targeting. The news of rewards and incentives not only reaches your customers fast, but encourages them to give you more referrals. You could offer your customers discounts, or just offer them goodies they assign some value to. For instance, I am aware of an education company selling to high school students – they offer mobile pre-paid top-ups to students that referred potential student leads.It might seem like a very small thing, but that demographic assigned value to it, so it worked.

Do You Have Personal Accident Insurance? MUKESH KUMAR Executive Director, HDFC ERGO General Insurance.

Annualised Return Between Mar 2007 - Sep 2014

Cashing In On Customer Referrals it up, I persuaded another friend of mine (who met the 80% criteria) to buy the course on my behalf. So, I went the extra mile to buy the course “referred” to me by Sid. That’s what referrals from trusted sources can prompt – the extra action. Like Agarwal Classes back then, all businesses get leads and customers through referrals (the extent varies, of course). They remain a sure way to increase revenue for your business today as well, with a very little increase in your sales and marketing spends. Referral leads also close faster than others, in turn reducing your sales cycle, and lowering your student acquisition costs. However, even with all these obvious benefits, businesses are happy just landing the occasional referral lead. They don’t really make it a conscious part of their marketing process and that is a huge mistake.

MUMBAI | MONDAY, JULY 6, 2015

Identify the suitable channels to popularize incentive plan Now, popularizing the referral program would involve a lot of marketing – social media sharing, emailing your customer database, and eventually word of mouth. The first step, however, is to identify the platforms your target demographics is on – Facebook, Twitter, LinkedIn, Instagram. Just identify where they are.

Automate the Process – Enter Marketing You can automate the process of sharing the referral program information with your customers, or make it a periodic exercise. Now, with this automation, the process further moves into the territory of marketing. You can use time or trigger based emails to send out the referral emails/SMSs. For instance, as soon as a lead becomes a customer, you can trigger the email to go out based on this stage change in your marketing automation system. Contribution of Sales to The Process

For high value products and services, it even makes sense to make follow up phone calls asking your customers to participate in the referral programs. Sales people are the best resources to make those phone calls as they have successfully built a relationship with your customers.

Channel your Alumni There are several benefits of having an actively engaged alumni community getting referrals from them is just one. Unfortunately, most institutes don’t even have a subscription list to send updates to the alumni. This is a low hanging fruit that requires some work, but offers multi fold returns. Twenty years ago, it was Sid, a peer who influenced my decision, but it could easily have been an alumnus who passed along his course material to me, or made the recommendation. And, it happened quite a bit too. Eventually, the popularity war between the two was won by the classes most recommended by the school seniors. And that, without the whole social media, and technology power that the brands hold today to maintain an alumni network.

« INSURANCE

y definition, accidents are unpredictable and they can cause serious damage. The general perception is that accidents are caused primarily by vehicles; however, they can be caused due to many other things that we deal with every day. Apart from vehicles, accidents can happen due to electrical equipment, heavy objects, fire, collapsing of buildings or simply due to seemingly safe objects like staircases, tables, chairs etc. Everyone – from small children to youngsters to middle-aged couples to retired elderly parents – is vulnerable to accidents. Sometimes, even one’s occupation can be a cause of accident. Despite all possible precautions accidents do occur. This may result into disablement or loss of limbs or sometimes even death. While a majority of the accidents that occur to people are not major cause of concern, some accidents can have serious implication on an individual’s physical as well as financial health. Such mishaps take only seconds to turn life upside down. Some of the major accidents result in partial to permanent disablement and some may result in death. Major accidents typically require hospitalization for recovery and care. Accidents can even drain an individual’s lifetime savings, leaving families in a difficult situation without resources or help. Hence, securing family’s future and enabling their basic day-to-day needs becomes utmost priority for the victim of accident, if he is the breadwinner of the family. The best way to protect self and the family against such possibilities is a Personal Accident Insurance. For individuals, a Personal Accidental Insurance policy is as important as a Life Insurance and Health Insurance. Personal Accident Insurance is a low- premium personal accident policy. They are also offered as add-ons with Life Insurance policies and Motor Insurance policies. You also get a Personal Accident Insurance with some credit cards. However, these Personal Accident Insurance plans come with a long list of terms and conditions that limit its scope and utility. However, a Personal Accident Insurance offered by non-life Insurance companies offer better coverage as a reasonable cost. A Life Insurance policy pays a lumpsum amount (to the extent of Sum Insured) in the event of the death of

the policyholder and a Health Insurance policy offers to pay the hospitalization bills in the event of the policyholder needs to get hospitalized for any medical condition. But if an accident results in disability and impacts the individual's earning capacity due to permanent or temporary disability (3-4 months), or total or partial disability for whole life, then what can help is a Personal Accident Insurance. While a Personal Accident Insurance is quite similar to Health Insurance in terms of paybacks, it costs much less due to its focused coverage. A Personal Accident Insurance is inexpensive, so one can afford it without any major drain on his pocket. The cost of a standard Personal Accident Insurance with a cover of Rs 15 lakh costs approximately Rs 3,000 per year. The premium on Personal Accident Policy does not depend on age. Hence, it is same for a 25-year old youngster as well as 50-year old individual. The premium on Personal Accident Insurance policy depends on one’s working conditions and nature of his job. And yes, a Personal Accident Insurance plan can also be extended to include the entire family under a single policy. A Personal Accident Insurance ensures the financial stability of an individual and family in the event of an accident. The cost of a standard Personal Accident Insurance with a cover of Rs 15 lakh costs approximately Rs 3,000 per year. The premium on Personal Accident Policy does not depend on age. Hence, it is same for a 25year old youngster as well as 50-year old individual. The premium on Personal Accident Insurance policy depends on one’s working conditions and nature of his job. And yes, a Personal Accident Insurance plan can also be extended to include the entire family under a single policy. A Personal Accident Insurance ensures the financial stability of an individual and family in the event of an accident. The policy covers death of individual, physical injuries and bodily burns. It covers different types of accident including vehicular accidents on roads, slipping from the stairs, fall from a height, breaking an ankle, hip, bone during sports, suffering from burns cooking, or getting electrocuted by an electric gadget, etc. A Personal Accident Insurance policy offers cover to policyholder against all such eventualities. The premium is a marginally higher if the insured opts for a disability cover, but the benefit will be immense due to a comprehensive cover against any disability.

Afternoon Despatch & Courier

Company

ABIRLANUVO ACC ADANIENT ADANIPORTS ADANIPOWER AJANTPHARM ALBK AMARAJABAT AMBUJACEM AMTEKAUTO ANDHRABANK APOLLOHOSP APOLLOTYRE ARVIND ASHOKLEY ASIANPAINT AUROPHARMA AXISBANK BAJAJ-AUTO BAJFINANCE BANKBARODA BANKINDIA BANKNIFTY BATAINDIA BEL BHARATFORG BHARTIARTL BHEL BIOCON BOSCHLTD BPCL BRITANNIA CAIRN CANBK CASTROLIND CEATLTD CENTURYTEX CESC CIPLA CNXINFRA CNXIT CNXPSE COALINDIA COLPAL CROMPGREAV DABUR DHFL DISHTV DIVISLAB DLF DRREDDY EICHERMOT ENGINERSIN EXIDEIND FEDERALBNK GAIL GLENMARK GMRINFRA GODREJIND GRASIM HAVELLS HCLTECH HDFC HDFCBANK HDIL HEROMOTOCO HEXAWARE HINDALCO HINDPETRO HINDUNILVR HINDZINC IBREALEST IBULHSGFIN ICICIBANK IDBI IDEA IDFC IFCI IGL INDIACEM INDUSINDBK INFY IOB IOC IRB ITC

MUMBAI | MONDAY, JULY 6, 2015

F&O SCRIPS WEEKLY SUPPORT AND RESISTANCE LEVELS FOR JULY 6 -- 10, 2015 Close

1879 1474 91 322 29 1591 89 882 241 163 69 1302 171 270 73 774 1426 583 2547 5511 151 177 18722 1077 3424 1075 436 257 474 23019 905 2762 179 289 436 712 709 545 635 3296 11206 3490 420 2054 166 286 420 107 1853 116 3571 20368 242 150 155 385 1022 14 359 3515 284 966 1307 1078 94 2581 252 111 776 928 162 56 658 315 63 182 148 26 447 96 883 994 38 418 237 317

1823 1443 92 317 29 1571 88 879 234 160 69 1307 170 265 73 761 1425 570 2518 5431 147 173 18421 1048 3402 1075 428 253 468 22586 892 2731 179 285 432 692 694 544 626 3296 11157 3490 417 2028 165 281 422 105 1840 116 3530 20340 235 149 152 390 1004 14 353 3447 283 950 1290 1061 93 2556 254 112 761 909 165 56 639 311 62 178 147 26 446 95 868 994 37 406 236 313

2001 1546 96 341 32 1693 93 935 255 175 73 1396 184 289 80 812 1539 612 2646 5729 161 187 19380 1153 3596 1172 458 273 496 24926 953 2879 189 302 458 795 753 584 665 3296 11372 3490 447 2147 177 299 455 114 1966 121 3708 22789 264 158 170 409 1087 16 381 3673 303 1003 1349 1114 101 2640 268 118 828 973 174 61 728 326 67 194 156 28 525 104 922 1014 40 446 256 326

2180 1650 101 366 35 1815 98 991 277 190 77 1486 198 313 88 862 1653 654 2773 6026 176 201 20339 1258 3790 1269 489 292 525 27266 1013 3026 199 319 484 898 811 623 705 3296 11587 3490 476 2266 188 317 488 123 2093 126 3886 25239 292 166 188 428 1169 17 409 3899 323 1057 1408 1168 109 2724 281 124 895 1036 183 67 817 342 71 209 164 30 604 113 976 1034 42 486 275 339

1644 1339 87 292 26 1449 83 823 213 144 65 1218 156 242 65 711 1310 529 2390 5133 133 158 17462 942 3208 979 397 234 439 20247 832 2583 169 269 406 589 636 505 587 3296 10942 3490 388 1909 153 263 390 96 1713 111 3353 17890 207 141 134 371 922 13 324 3221 263 896 1231 1008 84 2472 241 106 693 846 156 51 550 295 58 163 139 24 367 85 814 974 35 367 217 301

1465 1235 82 268 23 1327 78 767 192 129 60 1129 142 218 57 661 1196 487 2263 4835 118 144 16503 837 3014 882 366 215 410 17907 772 2435 159 252 380 486 577 466 548 3296 10727 3490 358 1790 141 245 357 87 1587 106 3175 15440 179 132 116 352 840 12 296 2995 243 843 1172 955 76 2388 227 100 626 783 147 45 461 280 53 147 130 23 289 76 760 954 33 327 198 288

Company

JINDALSTEL JISLJALEQS JPASSOCIAT JPPOWER JSWENERGY JSWSTEEL JUBLFOOD JUSTDIAL KOTAKBANK KSCL KTKBANK L&TFH LICHSGFIN LT LUPIN M&M M&MFIN MARUTI MCLEODRUSS MINDTREE MOTHERSUMI

85 71 11 7 94 860 1922 1256 1418 731 145 67 450 1816 1900 1304 283 4018 220 1278 525

87 69 11 7 96 868 1894 1246 1401 747 143 65 449 1790 1870 1294 278 4029 221 1278 513

98 79 12 7 105 914 2011 1350 1513 816 156 73 479 1899 1996 1356 304 4146 234 1357 563

108 89 13 8 113 960 2127 1454 1624 885 169 81 509 2008 2122 1417 330 4262 247 1436 614

77 60 10 6 88 822 1777 1142 1290 679 130 57 419 1681 1744 1232 252 3913 208 1199 462

67 50 9 5 79 776 1660 1038 1178 610 117 50 389 1572 1618 1171 226 3796 195 1120 411

MRF NFTYMCAP50 NHPC NIFTY NMDC NTPC OFSS OIL ONGC ORIENTBANK PAGEIND PETRONET PFC PIDILITIND PNB POWERGRID PTC RCOM RECLTD RELCAPITAL RELIANCE RELINFRA RPOWER SAIL SBIN SIEMENS SKSMICRO SOUTHBANK SRF SRTRANSFIN STAR SUNPHARMA SUNTV SYNDIBANK TATACHEM TATACOMM TATAGLOBAL TATAMOTORS TATAMTRDVR TATAPOWER TATASTEEL TCS TECHM TITAN TVSMOTOR UBL UCOBANK ULTRACEMCO UNIONBANK UNITECH UPL Vedanta limited VOLTAS WIPRO WOCKPHARMA YESBANK ZEEL

34873 3474 20 8488 117 139 3890 453 310 181 15435 189 262 542 142 141 71 64 286 362 1012 387 45 63 270 1432 493 24 1258 905 1153 875 284 101 436 448 134 434 260 73 294 2611 466 357 255 1023 54 3066 162 8 545 169 315 545 1433 875 368

34334 3474 20 8392 116 138 3822 455 312 176 15265 189 261 548 138 140 70 63 281 363 1004 384 45 62 266 1396 478 24 1231 895 1136 868 283 100 428 439 133 434 262 73 293 2590 481 359 251 975 54 2993 156 8 543 171 320 545 1422 861 362

36943 3474 20 8698 122 142 4136 473 324 192 16293 204 272 582 151 145 75 71 298 384 1054 413 47 69 283 1531 540 25 1356 982 1229 918 305 107 468 479 143 464 273 76 315 2660 532 379 277 1156 56 3231 175 9 566 179 340 564 1525 914 383

39552 3474 20 9003 129 147 4451 492 335 209 17320 220 283 615 165 150 80 78 315 405 1103 442 49 76 299 1667 602 27 1481 1069 1322 968 326 113 507 520 154 495 285 80 337 2730 582 399 304 1338 59 3470 195 10 590 187 360 582 1627 967 404

31725 3474 19 8087 110 134 3507 437 300 160 14238 173 250 514 124 136 64 55 263 341 954 356 43 55 249 1260 416 22 1106 808 1043 818 262 94 389 398 122 403 250 69 271 2521 431 339 224 794 51 2754 136 7 520 163 300 526 1319 807 341

29116 3474 19 7781 104 130 3192 418 289 143 13211 158 239 481 110 131 59 47 246 320 905 327 41 48 233 1125 355 20 982 721 949 769 241 88 350 357 111 372 238 66 249 2451 380 319 198 612 49 2516 117 6 497 155 280 508 1217 754 320

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Intraweek Support and Resistance Levels Based on the “Pivotal Point” theory of Techincal Analysis PP Points indicate the level where the trend is likely to change during intra-week.

Afternoon Despatch & Courier

MUMBAI | MONDAY, JULY 6, 2015

« TOP VIEW Words are like money, there is nothing so useless, unless when in actual use. I believe the future is only the past again, entered through another gate. —Legendary Investor Warren Buffett

« BROKERAGE RECOMMENDATIONS

ANGEL BROKING CALLS A ‘BUY’ ON PNC INFRATECH

Velocity Parameters Indicate Strength NSE India : CNX Nifty — Daily Market Report for: Monday (July 6, 2015) By Dominic Rebello

REVIEW OF THE PREVIOUS DAY:

The Nifty rose substantially on Friday (July 03, 2015) a net 40 points (0.47%) and closed at the 8484 point level. The market opened down at the 8440 points level. It then declined further and registered the day’s low at the 8424 points level at 9.16 a.m. The index then rose sharply into the green and registered the day’s high at the 8497 points level at 10.15 a.m. and then turned into a range bound movement until closing at the day. The Nifty moved in a range of 74 points. Sentiment was bullish and amongst the 50 Nifty stocks 35 were gainers, while 15 stocks closed in the red. TECHNICAL ANALYSIS: Volume: Volume (Qty shares) decreased 8.83%. This change is moderate and indicates a moderate participation by investors. Market Breadth: Overall Market Breadth on the NSE was positive. Amongst all the traded stocks, 759 were gainers, 695 were losers and 41 remained unchanged.

Slow Stochastic Indicator: The Slow Stochastic Oscillator has risen in the over-bought zone. The Slow K line in the Stochastic Oscillator is above the slow D line (positive if it continues). RSI Indicator: The RSI is above the 60 level and is now rising (positive if it continues).

MACD Indicator: The MACD is above zero and is rising (positive if it continues). It is above its 9-day Average (positive).

Support Levels: For short-term traders the immediate main support is at the 8178 points level. The next support is at the 8106 points level.

Resistance Levels: The immediate main resistance at the 8466 points level was crossed above yesterday. The next resistance is at the 8667 points level.

Pivot Point Analysis: For intra-day traders the support and resistance levels are calculated according to the pivot point theory and are: Pivot point = 8469 (This is the level where the trend is likely to change during intra-day). Support (1) = 8440. Support (2) = 8395. Resistance (1) = 8514. Resistance (2) = 8543. OUTLOOK FOR TODAY: On Japanese candlestick patterns the index has formed a small white body candle. This is positive. Further, the index is above its 5, 15, 25 and 200 day moving averages and all the four averages are rising. Moreover, the velocity parameters too indicate strength. All these indicate a positive bias and the possibility of a further upmove unfolding. Investors are advised to hold long positions.

Work with strict stop losses on all positions

ADX Indicator & DI Lines: The +DI line is above the –DI line and both lines are flat. No signal here. The ADX is flat while the Market Index is rising. No signal here. MOVING AVERAGES (TREND INDICATORS) The index: Is above its 5-day average (at 8413) Positive. Is above its 15-day average (at 8299) Positive. Is above its 25-day average (at 8227) Positive. Is above its 200-day average (at 8377) Positive.

Overall Market Strength/Weakness: The indicators and oscillators discussed here are indicating a strong market with a positive bias.

Disclaimer: Investment recommendations made in ‘ADC’ are for information purposes only and derived from sources that are deemed to be reliable but their accuracy and completeness are not guaranteed. ‘ADC’ or the analyst/writer does not accept any liability for the use of this column for the buying or selling of securities. Readers of this newspaper who buy or sell securities based on the information in this newspaper are solely responsible for their actions. ‘ADC’ and/or its affiliates and/or employees and/or the author, his company or his acquaintances may have interests/ positions, financial or otherwise in the securities mentioned in this newspaper.

CMP: Rs. 411 Target Rs. 445 PNC Infratech (PNC) reported a top-line and bottom-line growth of 12.2% and 11.2% yoy, respectively, for 4QFY2015. The top-line growth was led by strong execution of in-house BOT projects (Rae Bareli-Jaunpur, KanpurKabrai & Ghaziabad-Aligarh) and Agra bypass projects. On the operating front, PNC impressed us by reporting a 39bp yoy expansion in the EBITDA margin to 13.2% for the quarter. Surge in yoy EBITDA margins is mainly on account of decline in other expenses. Despite EBITDA growth, a 24.6% yoy increase in depreciation expenses and 29.2% yoy increase in interest expenses restricted PAT growth to 11.2% yoy. PAT margin for the quarter was flat on a yoy basis at 7.1%. PNC’s unexecuted order book as of 4QFY2015 stands at Rs3,447cr, which gives revenue visibility for over the next 6-8 quarters. With 2 more BOT projects commencing toll operations in FY2016 in addition to the 2 having started operations recently, and with the Management indicating that it does not intend to add any new BOT projects in FY2016 (unless very lucrative project in north India comes up within the ticket size of Rs500cr), we are of view that PNC’s consolidated D/E ratio would peak out in FY2017E. Outlook and valuation: Considering the strong uptick in Roads & Highways EPC award activity from here on, especially in North India where PNC has more comfort, and considering PNC’s past execution track record, we are of the view that the standalone entity would report ~13% and ~20% top-line and bottom-line CAGR, respectively, during FY2015-2017E. This, coupled with the likelihood of 2 more BOT projects commencing operations in FY2016E in addition to the 2 having started operations recently, leads us to estimate that the consolidated Balance Sheet should peak from FY2017E onwards, which is comforting. Using SoTP based valuation methodology we arrive at FY2017E based price target of Rs445. Given the upside potential, we maintain our Buy rating on the stock.

MOTILAL OSWAL CALLS A ‘BUY’ ON KAVERI SEED CO

CMP: Rs. 728 Target Rs. 840 Our recent interaction with seeds distributors and industry experts indicate lower sales growth in FY16, owing to 1) 5-6% decline in cotton acreages, 2) Lower production of cotton seeds 3) lower re-sowing, and 4) reduction in selling price in Maharashtra; thus, we expect muted growth from Kaveri in FY16. We cut EPS estimates for FY16/17 by 12% and 17% respectively and cut our rating from ‘Buy’ to ‘Neutral’ with a PT of INR840. Multiple headwinds for growth in FY16: Our interaction with industry experts suggest multiple headwinds in FY16 for companies in hybrid cotton seeds business. We learn while acreage growth in cotton is down ~5% YoY and corn is down ~2%, pulses and rice have seen major growth in acreages due to strong monsoon in June and better realization to farmers for pulses (up from INR5000-6000 per quintal in FY15 to ~INR8000 per quintal currently). FY15 saw 10% of the seeds demand coming from re-sowing of seeds, which was absent in 1QFY16 due to higher-than-expected rainfall. Lower production of seeds to impact Kaveri in FY16: Our interaction with the management indicates that lower cotton yield in FY15 impacted production of seeds in FY16. Our interaction with industry experts suggests that this has been an industry wide phenomenon. While KSCL’s production was 12m packets in FY15, it has managed to produce only 10m packets in FY16. Of the 10m production, further 5-7% has been lost due to poor quality owing to unseasonal rainfall last year bringing down net production to 9.3-9.4m packets only which are available for sale. We hence expect 2.5% volume de-growth for Kaveri in FY16, driven by lower production of seeds, lower re-sowing and some loss of sales due to pricing issue in Maharashtra. Distributors suggest pricing intensity increasing: Our interaction with distributors suggest that some large cotton seed players have been aggressively discounting their products by selling at INR720-750 per packet and providing six-month credit to gain market share; this, coupled with lower pricing in Maharashtra due to government regulation on reducing selling price by INR100, has put downward pressure on realizations for KSCL. Valuation and view: Given the multiple headwinds in the cotton segment in FY16, we expect Kaveri to report muted earnings growth in the near term. We cut our FY16 and FY17 estimates by 12% and 17%, respectively, to factor lower growth in the cotton segment and unfavorable operating leverage. However any reduction in royalty from Monsanto poses upside risk to our numbers. We downgrade the stock to Neutral from Buy with a TP of INR840 (15x FY17E EPS of INR56)—a 14% upside.

Check Plans Online Before Taking A Decision Afternoon Despatch & Courier

MANOJ ASWANI

is VP at MyInsurance Club.com

« INSURANCE

I am 31 year old, male (non-tobacco consuming) looking for a term plan of Rs. 30 Lakh from ICICI Prudential life insurance... They have two option “ICICIPRU iProtect Option II” and “ICICIPRU iCare Option II”. When I go through the detail, I didn’t find much difference between the two. However, their premium rates are different. Could you please help me to choose the best one from both and also what the actual dif-

IRDAI Forms Panels For Promoting E-Commerce In Insurance By A Business Reporter

nsurance sector regulator IRDAI has formed two committees to explore and suggest ways to promote e-commerce in the sector in order to increase insurance penetration and bring financial inclusion. The two committees comprising five members each will finalise a report with recommendations in four weeks, IRDAI said on Friday. "e-commerce has changed the way business is conducted across the world. The ease and convenience to buying a product online has revolutionised the manner in which products are sold across the world," the regulator said. India is no exception and a plethora of products are being sold and delivered using the electronic platform to millions of customers. "It is probably the right time to extend this opportunity into the insurance space," it said. To increase insurance penetration and to bring financial inclusion in a costeffective manner, the Authority is inclined to facilitate the promotion of ecommerce in insurance space, it said. It would lower the cost of transacting insurance business and bring higher efficiencies and greater reach suitably leveraging the government initiative of Digital India aimed at creating a digitally empowered society and knowledge economy, the regulator said. "Therefore it has decided that two groups, one for life insurance and the other for general insurance (which will also include health insurance) will be formed consisting of subject matter experts from regulatory body, insurers, intermediaries, insurance repositories," it added.

MUMBAI | MONDAY, JULY 6, 2015

will give good returns on investment? Please advice —Karan Khona, Thane 1. It is a unit-linked plan so if the markets are performing well then you will get good returns. (And if it gives good returns, you will consider it as a good plan) 2. Nobody can guarantee you the rate of return for a unit-linked plan. 3. You will have to choose funds and monitor them closely. Switch if they do not perform.

ference between them? Is this good to buy these plans online or to go to some agent. —Anmol Parab, Grant Road One of the key differences is that to buy iProtect II you may have to undergo a medical test and for iCare II you do not have to undergo any medical test.iCare II is a completely online plan. The features are the same. You should buy ICICI Pru Life iProtect II I am looking for health, Term, Money back and Pension plan. My age is 27 and monthly income is around 45000/-. Please suggest some good plans. —Parth Shah, Colaba 1. Buy an individual health insurance policy for your father. Enter his details and calculate premium for health insurance 2. Buy a Term cover of 75 lakhs to 1 crore for yourself. Check out popular online term plans. 3. Meet up a financial planner and discuss your investment needs in detail. At age 27, you can look at

investing in equity products. 4. For pension plans you can start investing at age 35 and continue investing till 55 or 60. Check out the different Pension Plans in India and then take a decision. I have invested in ICICI Prudential Wealth Builder II RP, I pay Rs 100100 annual premium. It is a 5

year Premium term and 10 year policy term. I have already paid 2 premiums out of 5. I kept Auto switch between funds selected Maximiser Fund V and Income Fund. My questions are 1. Is this good ULIP plan to invest in for 5 year short term? 2. Will I get around 15-16% return after my 5-6 year? 3. Is selected fund in ATS

My mother aged 81 is having individual mediclaim of Rs. 3 lakhs from National Insurance Company, can she get a Top-up/Super top-up of Rs. 5, 10 or 20 lakhs? —Ashwin Shamsi, Grant Road For age 81, you can look at the top up policy from Religare Health Insurance (The author is Vice President at www.MyInsuranceClub.com, insurance comparison website in India. You may write to him at manoj@myinsuranceclub.com).

« PRODUCT REVIEW: ICICI Prudential iCare II Plan

An Online Pure Risk Protection Plan

By Manoj Aswani

ICICI Prudential iCare II Plan ICICI Prudential iCare II is an online term insurance plan which offers high insurance cover at affordable premiums. This is a pure risk protection plan offering instant life insurance cover and is available for online purchase without any agent intervention. ICICI Pru iCare II has 2 options – Option 1 - where death benefit is equal to Sum Assured and Option 2 - which comes with an Accidental Death Benefit rider Key Features of ICICI Prudential iCare II Plan Pure term plan that can be bought online Comes with High non-medical limits Offers a choice of accidental death benefit rider Tax benefits available

Benefits of ICICI Prudential iCare II Plan Death Benefit – In case of death of the policyholder / life assured during the policy term, the nominee shall receive the following benefits:Plan Type

Death Benefit paid to nominee

iCare II Option 2

Sum Assured plus Accidental Death Benefit

iCare II Option 1

Sum Assured

In the Accidental Death Benefit rider, an amount equal to sum assured or Rs.50,00,000 (whichever is lower) will be paid to the nominee in case of death of the policyholder due to an accident.

Eligibility and Restrictions for ICICI Prudential iCare II Plan Particulars

Policy Term (in years)

Premium Payment Term (in years) Entry Age of Policyholder Age at Maturity

Premium (in Rs.) Payment modes

Maturity Benefit There is no maturity benefit, paid-up value or survival benefit under iCare II.

Income Tax Benefit Premiums paid under a Life Insurance premiums are exempted from taxable income up to Rs. 1, 50,000 under section 80c. Amount paid to nominee is also tax-free according to section 10(10D) of the Income Tax Act.

Minimum

Maximum

Single

Equal to policy term

2,400

30 60

No Limit

Single and Yearly

Other Features of ICICI Prudential iCare II Plan Riders – The policy has 2 variants. Option 1 is a pure term plan and has no additional riders attached. iCare II Option 2 has an inbuilt Accidental Death Benefit. Free look period – You can cancel the policy within 15 days from the date of receipt of policy document, if you are not convinced with terms and condi-

tions of the policy.

What happens when? You stop paying the premium - If the policy holder stops paying the premium, then all benefits of the policy will cease after the expiry of the grace period. It can however be re-instated the policy within 2 years of lapsation by paying up all due premiums with interest.

You want to surrender the policy – There are no surrender benefits under Regular Pay option for this plan. Surrender Option is only available with Single Pay.

You want a loan against your policy – There is no Loan facility available under this policy.

NEVER TO FORGET Afternoon Despatch & Courier

BOOK REVIEWS

www.afternoondc.in

MUMBAI | MONDAY, JULY 6, 2015

There are Lit Fests taking place all over the country, but the community of readers is dwindling. Still, passionate book lovers would like to know what others like themselves are reading. This Book Nook suggests some books, but would also like to connect with serious readers, or even casual airport book browsers. Do write in about books you have loved or hated and why. The best entries will be shared on this page. Please send your recommendations to adc.booknook@gmail.com.

avid Baldacci is a very prolific writer of thrillers, and his latest, Memory Man, is not just an absorbing read, it also introduces the Amos Decker series. How is Amos Decker different from other fictional detective heroes? He never forgets anything—which can be a blessing and a curse.Years earlier, as a young football player, he had been blindsided in his first game and got hit on the head so violently that he was declared dead. When he was revived, something had happened inside his brain that made him “an acquired savant with hyperthymesia and synesthesia abilities.” Which in simple terms means he has total recall.

After he recovers, he goes on to become a cop, and because he has an exceptional brain, makes for a very good investigator. But we discover all this later. The book begins with Decker returning home one night, and finding his family slaughtered—his wife, little daughter and brother-in-law. He is so devastated that he almost takes his own life, and is prevented from pulling the trigger by his police friends who arrive at the scene of the crime. The shock unravels him—he gives up his job, loses his home and car, becomes a recluse, making a sparse living as a private eye. As he is sliding deeper into his own hell— he cannot even forget— two things happen; a man walks into the police station and confesses to the killing. And in the local school, a masked killer guns down several students and teachers. The man, Sebastian Leopold, is not the killer, he has a cast iron alibi—he was in jail when Decker’s family was murdered. So why did he confess? Then a connection is found between the two sets of killings and Decker is dragged into the investigation. The killer leaves clues and taunting messages for Decker, expressing a strong hatred for the man. Decker is bewildered, because he does not remember ever hurting anyone so badly that they would turn around and kill innocent people as revenge. The plot is convoluted and very unpredictable. The reader can never guess who the psycho is, even when the character makes a couple of appearances before Decker finally figures out who his enemy is; by then the body count has risen and every corpse is a message for the ex-cop. Decker also acquires a journalist sidekick called

Excerpt from Memory Man

AMOS Decker would forever remember all three of their violent deaths in the most paralyzing shade of blue. It would cut into him at unpredictable moments, like a gutting knife made of colored light. He would never be free from it. The stakeout had been long and ultimately unproductive. Driving home, he had been looking forward to catching a few hours of sleep before hitting the streets once more. He’d pulled into the driveway of the modest two-story vinyl-sider that was twenty-five years old and would take at least that long to pay off. The rain had slicked the pavement, and as his size fourteen boots made contact, he slipped a bit before traction was gained. He closed the car door quietly, certain that all inside would be asleep at this late hour. He trudged to the screen door leading into the kitchen and let himself in. The quiet was to be expected. But the too quiet nature of the setting was not. He had not sensed that then and later wondered why not. It was one of many failures on his part that night. He had paused in the kitchen to pour a glass of water from the tap. He chugged it, set the glass in the sink, wiped his chin dry, and headed to the next room. He slipped on the floor and this time his big body tumbled. It was slick herringbone-patterned parquet and he had fallen before. Yet this time Alexandra Jamison, and an admirer in FBI Agent Bogart, who are likely to appear in future Decker novels, along with his former police partner Mary Lancaster—a fine bunch of characters. The story may be convoluted and a bit far-fetched, but also gripping and intense. The next Amos Decker book will come out

would be far different because of what he was about to observe. The moonlight had shafted in through the front window enough that he could see clearly. When he held up his hand it was a different color. Red. Blood. It had come from somewhere. And he picked himself up to find out where. He discovered the source in the next room. Johnny Sacks. His brother-in-law. A big, burly fellow like him, laid low. He bent closer, got on his knees, his face an inch or so from Johnny’s. His throat had been slit from ear to ear. There was no need to check for a pulse; there could be none. Most of his blood was on the floor. He should have pulled his phone and hit 911 at that very moment. He knew better. He knew not to stampede around a crime scene, for that was what his home had become by virtue of the dead man, killed by violent means. It was now a museum; you didn’t touch anything. His professional side screamed this at him. But this was only one body. His gaze jerked to the stairs and his mind suddenly disengaged as total panic seized every bit of him—the gut feeling that life had just robbed Decker of everything he would ever have. So he ran, his boots pushing coagulating pools of blood outward like an incoming tide. He was destroying vital evidence, royally screwing up what should have been kept pristine. Right now he didn’t give a damn. He tracked Johnny’s blood right up the stairs, taking the treads three at a time. His breaths were gasps and his heart was pumping so fast and feeling so bloated it was a wonder his chest wall could contain it. His mind seemed paralyzed, only his limbs were somehow still moving of their own accord. He hit the hallway, bounced off one wall and then its twin as he rocketed down to the first door on the left. He never took out his gun, not even bothering to think that the killer could still be there. Waiting for him to come home. He smashed open the door with his shoulder and looked wildly around. Nothing. No, not true. He froze in the doorway as the light on the nightstand dimly illuminated the bare foot that protruded above the mattress on the far side. He knew that foot. He had held it, massaged it, and kissed it on occasion over many years. It was long, narrow, but somehow still dainty, the toe next to the big one slightly longer than it should have been. The veins on the side, the calluses underneath, the nails painted red, it was all as it should be, except it should not be poking above the mattress at this time of night. That meant the rest of her was down on the floor and why would that be, unless . . .

next year, and Baldacci fans must already be waiting. when a man begins with such lacerating tragedy, his life and work can only get better. Memory Man Written by David Baldacci Publisher: Grand Central Pages: 416

ALSO RECEIVED THE title is obviously inspired by Chetan Bhagat’s 3 Mistakes of My Life. The style of writing is similar too, so the book is targeted at the same young demographic that wants stories it can relate to and couldn’t care less about faulty editing or hasty writing. Who but an Indian writer would even set up a clash between a CA and an MBA? The synopsis reads: “Manav Modi and Deepak Mehra are poles apart - one down to earth, other flamboyant, one introvert, other overtly loud, one aspiring to be rich, the other born with a silver spoon. Except their feelings for Urvashi, they have nothing in common. Yet, they are ‘friends’. They part ways, only to come together in a web of destiny that puts them against each other, testing their friendship, love, patience and even their choice of a profession! “CAs are very conservative and live meagre lives like cockroaches, unlike flamboyant MBAs,” he had said. And my race with an MBA inspired me to be the best and greatest chartered accountant. Ever.” No prizes for guessing that the writer is a CA. There’s romance, a dash of humour, plenty of twists and turns, references to real incidents—in short, it’s a quick airport read. The Three U Turns of My Life By Jitendra Gianchadani Publisher: Srishti Pages: 280 A LOT of Indian writers in English these days, seem to have an advertising background. Rajan L Narayan does too. His book,The Lonely Cloud, is simple, lucid and just a 150 pages that can be read in one sitting. Says the synopsis, “The Lonely Cloudis the love story of a fallen hero. Sanju is the quintessential young man, trapped within societal norms and fighting against acknowledging his emotional compulsions. Unable to break out of the clutches of his own insecurities and too weak to deny himself of his emotional needs, Sanju unwittingly commits a grave mistake. Try as he might, he just cannot shake off the demons that continue to plague him. As a marine commando, he courts death, hoping for salvation but instead finds an angel of hope. Unfortunately for Sanju, his road to redemption is short-lived as he once again finds himself accused of betrayal. Despite Sanju’s best efforts to prove himself, despite his many noble actions, his reputation and character is constantly questioned. Will Sanju be able to overcome his own weaknesses and rise to become a better person? Is he the same man now that he was at the very beginning? Will Sanju find his love? Does love give you a second chance? Human beings are nothing but nervous bundles of emotions. And love is the most powerful emotion of them all. Love has two sides but you have only one choice.” The Lonely Cloud By Rajan L. Narayan Publisher: Partridge Pages: 150

Two more ‘unnatural’ Vyapam deaths 22

Afternoon Despatch & Courier

NATION

Continued from pg 1 «

Saturday soon after having interviewed the parents of the deceased girl Namrata Damor, whose body had been found under near railway tracks in Ujjain district on January 7, 2012. Minutes after the interview, 38year-old Akshay Singh started frothing at the mouth. He was rushed to civil hospital and later to a private hospital, but doctors failed to revive him. From there he was taken to another hospital in nearby Dahod in Gujarat, where he was declared brought dead. Meanwhile, MP Chief Minister Shivraj Singh Chouhan has said the government will write to the High

Probe awaited BHOPAL: The Madhya Pradesh government is writing to the high court-constituted SIT probing the Vyapam recruitment scam to thoroughly investigate the death of TV scribe Akshay Singh, Chief Minister Shivraj Singh Chouhan said on Sunday, a day after he died under mysterious circumstances. Addressing a press conference here, Chouhan said his government has no objection if the MP High Court gets the probe into the scam done by any other agency, including CBI, a demand made by Congress. "It is very unfortunate. Our condolences are with his family...We are writing to the SIT with a request to carry out a thorough investigation," he said. The Chief Minister said the postmortem was conducted yesterday at the Dahod district hospital in Gujarat, where he was taken for treatment, by a panel of doctors and the final report of the postmortem is awaited. The postmortem has been videographed, he said. "Every death is unfortunate and sad. We feel all the deaths (in the scam) should be probed...The state government had earlier written to the high court for probing the deaths," he said, adding that he will be writing again.

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MUMBAI | MONDAY, JULY 6, 2015

Court-appointed SIT probing the Vyapam scam to "thoroughly investigate" the death of Singh, a journalist with the TV today group. Addressing a press conference in Bhopal, Chouhan said his government will have no objection if the High Court ordered a probe into the scam by any other agency, including CBI, as being demanded by Congress. He said the final report of the post mortem examination, which was videographed, was awaited. "Every death is unfortunate and sad. We feel all the deaths (in the scam) should be probed...The state government had earlier written to the high court for probing the deaths," he said, adding that he will be writing again.

Vyapam deaths: Jaitley calls for fair inquiry The Centre yesterday said that a "very fair inquiry" should be conducted to put to rest all doubts over the mysterious death of TV journalist Akshay Singh while covering the Vyapam scam in Madhya Pradesh even as Congress wanted a CBI probe into the case. "Since various issues are being raised with respect to the circumstances of this death, it would be absolutely important that a very fair inquiry is held so that all doubts can be put to rest," Union Finance Minister Arun Jaitley said. In a tweet, the minister also condoled the "sad and untimely" demise of the 38-year-old journalist and said that his "thoughts and prayers are with the bereaved family". Terming the incident as "extremely shocking" and questioning Prime Minister Narendra Modi's "silence" on "scams", Congress spokesperson RPN Singh said, "It is very simple for the state government or Chief Minister of Madhya Pradesh to write a letter for a CBI inquiry and the central government will act on it." He said, "If we see the scams -- be it the Vyapam scam, the rice scam in Chhattisgarh or what is happening in Rajasthan, with ministers in the

Madhya Pradesh Chief Minister Shivraj Singh Chouhan addresses a press conference in connection with the death of the people linked to the MPPEB scam in Bhopal on Sunday. Modi government, the Prime Minister seems to be not breaking his silence. "It seems that he has given tacit support to all these scams. It is extremely evident." Congress further alleged that it "seems the Prime Minister is only interested in saving all these people and even when journalists are dying... It seems he tweets on everything in the world except this." On its demand that MP Chief Minister Shivraj Singh Chouhan should seek a CBI probe, he said, "Why not have a CBI inquiry? What he is saying will be only credible once the CBI gives him a clean chit. "That definitely means that he has something to hide. How many more deaths will it take for the central and state governments before a fair trial is ordered." Jaitley said it was a matter of deep sorrow that a "very competent" journalist died while performing his duty.

"I deeply mourn his (Singh's) death. My condolences to the family members," he said, adding that a "very competent" career has been cut short, the best in whom was yet to come. Union Law Minister Sadananda Gowda, too, expressed grief, saying, "I really feel sorry and really it is a matter which needs to taken care of." Delhi BJP President Satish Upadhyay, too, condoled the death of Aaj Tak reporter Akshay Singh, saying he was a fearless and talented journalist who worked on many big exposes and that his work had made him a renowned figure in the media fraternity in the last few years. Meanwhile, Uttarakhand Chief Minister Harish Rawat called for a high-level probe into the untimely demise of the TV news journalist. An official release in Dehradun also said that Rawat expressed his sympathies for the bereaved family of Singh.

Rahul meets family Congress Vice President Rahul Gandhi said he was "pained" to meet the family members of the journalist. "Pained to meet the mother, father &sister of Akshay Singh. My prayers are with them in this time of terrible grief: Rahul Gandhi," said a tweet on his Twitter handle 'Office of RG'. Kejriwal demanded steps to ensure that the guilty are punished

and there are no more deaths. "Vyapam scam n all deaths so far ought to be thoroughly investigated. Guilty must be punished. Something MUST be done to prevent more deaths," the Delhi CM tweeted. Minutes after the interview on Friday, 38-year-old Akshay Singh had started frothing at the mouth. He was rushed to civil hospital and later to a private hospital in Jhabua in MP, but doctors failed to revive him. From there he was taken to another hospital in nearby Dahod in Gujarat, where he was declared brought dead. Singh had called on the parents of Namrata Damor, whose body had been found under near railway tracks in Ujjain district on January 7, 2012. Chouhan said his government has no objection if the High Court gets the probe into the Vyapam recruitment scam done by any other agency including CBI. Some reports have claimed that 44 people associated with the scam have died so far. The most high-profile death was that of Shailesh Yadav, son of Madhya Pradesh Governor Ram Naresh Yadav. Shailesh, 50, was found dead at his father's residence in Mall Avenue area of Lucknow on March 25 this year. Ram Naresh Yadav, also a former chief minister of Uttar Pradesh, was himself named as accused in the scam before getting relief from court.

Woman stripped naked in Jammu and Kashmir by 5 men, accused film act Continued from pg 1 « Congress Vice President Rahul Gandhi with Ajay Maken and Randeep Singh Surjewala arrives to attend funeral of journalist Akshay Singh in New Delhi on Sunday.

cused are seen threatening with a stick and abusing her. and her friend are subjected to inThe woman has lodged a comtense torture by the accused. The plaint with the police. Three people woman can be heard pleading with have been arrested in connection the gang to let her go, but the ac- with the incident.

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, JULY 6, 2015

NEWS IN BRIEF PTI

Complaint against Lalit Modi over tweets defaming Prez, aide NATION

N PIOUS PREZ: President Pranab Mukherjee and Telangana Chief Minister K. Chandrashekar Rao at the Sri Lakshmi Narsimha Swamy Temple at Yadgirigutta district Nalgonda in Telengana on Sunday.

Cong workers to be asked to contribute Rs. 250 annually

Congress workers will now be asked to contribute Rs 250 annually to the party, in an apparent move to tide over the resource crunch. Each worker will be asked to contribute the amount every year as the party plans to make itself self-sufficient, AICC treasurer Motilal Vora told PTI. The Congress veteran said 25 per cent of the contributions so made will go the Pradesh Congress Committees and 75 per cent to the AICC.

Coalscam probe: ED files five new FIRs

The Enforcement Directorate (ED) has registered five fresh money laundering cases against firms in various parts of the country as part of its criminal probe in the Coal scam case. The latest FIRs have been lodged by the central probe agency against firms based in Maharashtra, Jharkhand, Delhi, West Bengal and Chhattisgarh, official sources said.

Screening of staff made mandatory to check info leak To plug information leak in the wake of corporate espionage case, the Centre has issued stringent guidelines for its departments, making security screening of personnel outsourced from elsewhere mandatory and avoiding doing confidential work on computers with net connection. The guidelines, which say external memory devices must not be connected to the USB drives on these computers and that misuse of photocopying machines should be prevented, were issued by the Ministry of Home Affairs last week.

Indiaâ&#x20AC;&#x2122;s wandering lions captured on Discovery

The mesmerising story of Asiatic lions, once on the brink of extinction but who now spill over the borders of Gir Sanctuary and have found a way to become an integral part of the Gujarat's farming community, has been captured on film. A special programme by Discovery Channel uncovers the story of these lions.

EW DELHI: Rashtrapati Bhawan has filed a complaint with Delhi Police against former IPL Commissioner Lalit Modi for posting 'defamatory' tweets against President Pranab Mukherjee and his Secretary Omita Paul. The complaint sent to Delhi Police Commissioner B S Bassi from the President's Secretariat has screen shots of June 23 and June 25 tweets annexed to it, besides an 80page file that the former IPL chief, being probed by the Enforcement Directorate for alleged money laundering, had attached to his twitter posts. The document shows a picture of the President, his secretary and businessman Vivek Nagpal, who Modi alleged, had taken favours

from Mukherjee during his days in the Finance Ministry, reports PTI. Modi had alleged that Mukherjee, in his stint as Finance Minister, pushed Enforcement Directorate to act against him after he raised questions about the shareholding pattern in Kochi franchise of IPL cricket tournament leading to the resignation of Shashi Tharoor from the Union government. Bassi has forwarded the complaint to the Economic Offences Wing (EoW) of Delhi Police for necessary action, official sources said, adding no case has been registered so far. Legal opinion is being sought whether the case could be registered under section 499 and 500 of Indian Penal Code for criminal defamation as the tweets intended Lalit Modi, former IPL commissioner.

to bring disrepute to the President and his office. The other option available with the Delhi Police could be to approach a local court seeking a restraint order for social networking site 'Twitter' to block the page. According to section 499 "Whoever, by words either spoken or intended to be read, or by signs or by visible representations, makes or publishes any imputation concerning any person intending to harm, or knowing or having reason to believe that such imputation will harm, the reputation of such person, is said, except in the cases hereinafter expected, to defame that person." It carries a simple imprisonment for a period of two years or fine.

Centre working on new farm insurance scheme: Rajnath F

ARRUKHABAD (UP): The Centre is working on a new farm insurance and income scheme which will help increase earnings of farmers and lessen their plight, Home Minister Rajnath Singh said here on Sunday. Addressing a farmers' rally in Modha village here, Singh said the central government was committed to improving infrastructure in villages and initiate development programmes. He also listed out social security schemes and programmes of the NDA government for the benefit of the poor. The Union Home Minister said the state government was yet to provide relief to hailstorm-hit farmers though the Centre had released funds for the purpose. "I wonder why relief has not reached the affected farmers despite the Centre releasing funds to the state as per our federal structure," he said, adding that the Centre had even relaxed norms for relief to farmers affected by heavy rains and hailstorms. Singh said steps also need to be taken to improve law and order situation in the state and offered to deploy additional central security personnel, if required. Noting that unemployment was a major issue in rural areas, he said the Centre has formed Mudra Bank with Rs 20,000 crore to provide initial financial support to all those striving for self-employment opportunities. He also highlighted the muchtouted social and economic scheme of the central government like Atal Pension Yojana and Jan Dhan Yojana.

Lauding the steps taken by the Centre to help reduce inflation and keep a check on it, he said this was possible due to the efforts of the government led by Prime Minister Narendra Modi, whom he termed as "a realist".

PTI

ON TARGET... A student having look of a rocket launcher at an exhibition organised by the Indian Army at Boko in Kamrup district of Assam.

Black money: Declaration of overseas stash can be done online N

EW DELHI: Those wanting to utilise the recently notified one-time black money compliance window can also use the e-filing facility of the tax department to declare their foreign-based untaxed assets apart from the manual filing and committing of these stash properties. According to the scheme under the window, such a declaration can be filed online by an individual or entity and mandatorily will have to carry a "digital signature" to validate it. A digital signature authenticates electronic documents in a similar manner as a handwritten signature Home Minister Rajnath Singh validates printed or hand-written documents. This signature cannot be forged He also lauded Modi's Swacch Bharat campaign and said that and it asserts that a named person doing political work alone was not wrote or otherwise agreed to the enough and social concerns also document to which the signature is attached. need to be addressed. "The facility to file the overseas At the rally which was also attended by a large number of ex-ser- black money declaration is provicemen, Singh said a strong vided with an aim that anyone who government at the Centre had given wants to use the window for declarbefitting response to Pakistan ing unreported assets can do it with whenever it had resorted to unpro- maximum secrecy and in quick time. voked cross-border firing.

"Submitting the document manually or sending it by post to the nodal office in Delhi are also options provided in the scheme but e-filing is the most easy and secure way. The entire work of the compliance window has been kept strictly confidential," a senior official said. The facility can be utilised by visiting the official departmental website, https:// incometaxindiaefiling.gov.in, the official added. The new two-page form brought out for this purpose has been categorised as 'Form 6' and has a threepage annexure for the "statement of undisclosed assets located outside India". The Central Board of Direct Taxes (CBDT), the apex policy- making body of the tax department, has also empowered and earmarked a Commissioner of Income Tax office in the national capital to handle all the applications and process the declarations made in this regard to the department. The Commissioner of Income Tax (International Tax)-2, New Delhi, has been designated to receive the declarations, an official notification had stated.

Afternoon Despatch & Courier

LOVIN’ IT UP

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MUMBAI | MONDAY, JULY 6, 2015 You say that there is a major problem with your aging parents baby-sitting your son and that your wife’s insistence is unreasonable. One needs to explore if and why she has a distorted perception of the situation. She needs to be understood and then counselled about her ‘unreasonable’ expectations. Both of you need to see a counsellor together to find a win-win solution forever.

Aging Parents And Baby-Sitting

My wi fe and I have been having a ver y disturbi ng li fe be caus e of my son. At prese nt he is ta ken ca re by a day care center. My wife wants my old parents to take c are of him for the only reas on that they took care of my nephews e arlie r. She refuse s to unde rs tand that they were yo ung and heal thy a t that tim e. She feels they are re fus ing intentionally. Due to this s he consta ntly taunts m e and of ten blackmails me emoti onal ly. This has m ade li fe a hel l for me. I a m unable to co ncentrate on my work and in fact i t is a lso af fecting my re lati on with her and my so n. I want some he lp to either get rid of the problem o r at least to overco me the sa me.

Talking To Children About Sex HEART TO HEART Dr. Rajan B. Bhonsle M.D. (Bom) Consulting Sex Therapist & Counsellor

Dr. (Mrs.) Minnu R. Bhonsle Ph.D. Consulting Psychotherapist & Counsellor

Working parents prefer that their child be looked after by family rather than by a stranger. It seems that your wife is not convinced that your old parents cannot take care of your son, or else she would not insist.

What the cards say: Be generous and give Path: Don’t expect returns. Don’t be rash and reckless Ally: Virgo will cool you down. Avoid Cancer and self centered approach Card for the week: Tarot key no. III The Empress. Abundance is coming your way. Giving and enjoy giving is the way to richness.

I am a mother of two growing children who have asked me questions about sex. I know, I need to talk to them about sex. I wonder, why do I feel uncomfortable talking about sex with my children? What do I do about it? Most parents feel this way, and it is not surprising. Invariably reasons are as follows: Many of us were taught that sex is too "dirty" for words. Many of us feel that talking about sex is unladylike or ungentlemanly. Many of us are afraid that we do not have

What the cards say: New opportunities coming your way Path: Pursue your goals and court success but morally. Don’t procrastinate Ally: Libra show you balance. Avoid Scorpio who will make you one sided Card for the week: Tarot key no. XX Judgment invites to look at yourself objectively. Your immense potential opens up with right perspective

What the cards say: Be friendly Path: Let bygones be bygones. Don’t hold grudges Ally: Aries will lighten you up. Avoid Gemini who will give you wrong advice Card for the week: Tarot key no. XI Justice. You will need to take a stance. Don’t sit on the fence of self interest

What the cards say: Things are improving Path: Learn life lessons. Don’t repeat the mistakes as that will delay the change Ally: Scorpio will show you the true picture. Don’t get dominated by Gemini Card for the week: Tarot key no. VIII The Strength. Find the strength within to face the truth and go with it. Expediency will result in loss

What the cards say: Your impulse could make you selfish Path: Be committed. Don’t take relationships too casually Ally: The mature Capricorn will be a good friend. Avoid nit-picking Virgo who will irritate you Card for the week: Tarot key no. IX The Hermit. The wisdom of the hermit will show you the light . A sudden illumination could transform your thinking

What the cards say: Be spontaneous Path: Seek emotional fulfillment. Don’t have just a one sided view Ally: Aquarius will give you good advice. Don’t depend on Virgo Card for the week: Tarot key no. XII The Hanged Man could transform your destiny

July 6-1y2 Monda to Sunday

For consultation and Tarot workshop on Self Development, Healing and Meditation with Dr. Roopa Patel, contact 9004741033 or 9821111261 email roopapatel5@gmail.com

all the answers. It is hard for some of us to admit our children are sexual. It is even hard for some of us to admit that we are sexual. And many of us ‘fear’ the possible sexual feelings between our children and us. But we can be open with them about our feelings. You can use an opening line like, "This is hard for me to talk about. My parents and I never discussed these things. But I want you to have someone to talk with, so feel free to ask me " . Do not cover up your feelings or avoid the issue. That will make matters worse. Start a conversation, keep it going, and be open from the beginning. Just remember – information about sexuality is as important as food, shelter and loving care. If you still feel that despite getting comfortable you don’t have all the answers, then you could take your children for a sex education session to a sex counsellor. Heart To Heart Counselling Centre runs Certificate courses in Counselling & Sex Education at 10 Jerbai Baug, Byculla (E), Mumbai-27. Tel: 22184528 / 9821093902. Email: hthindia@gmail.com www.hearttoheartindia.net

What the cards say: As you have sown so will you reap Path: Undo what wrong you have done and you will win long term friends. Don’t avoid or skirt the issue. See things as they are Ally: Your ally this week Taurus who will be firm with you. Avoid slippery Pisces who could be as changeable as you Card for the week: Tarot key no. XIII Death. It is important that you change radically for the happiness that awaits you. Get out of the rut

What the cards say: There will be a price to pay Path: Let go of materiality or clinging to the perishable. Don’t find ways that are temporary patches Ally: Scorpio will support you. Stay away from Aquarius who could rock the boat Card for the week: Tarot key no. XVI the Tower. Your ego will take a beating. There could be a public catharsis

What the cards say: The clouds have rolled by Path: Walk the new path. Don’t brood over the past Ally: Taurus will make you strong. Don’t tangle with Scorpio. He/ She could hurt you Card for the week: Tarot key no. XIV Temperance. Balance will be restored, healing is at hand. The elixir of life and happiness can be mixed by you…so go ahead

What the cards say: Face the truth about yourself however painful Path: Genuine repentance is the way to redemption. Don’t postpone or indulge in self pity Ally: Aquarius will show you the truth. Be careful of Cancer who could misguide you Card for the week: Tarot key no. XVII The Star. Indicates insight and deep understanding that will help you in unraveling matters

What the cards say: Surrender Path: Understand your own weakness. In it is your liberation. Don’t be afraid or embarrassed Ally: Libra will show you the truth. Avoid Cancer who will make you cling to things Card for the week: Tarot key no. XIII Death. Change is the order of the day . It will bring a new and radiant tomorrow

What the cards say: Rein in your imagination Path: Have faith and be satisfied with what you have. Don’t expect more and more Ally: Seek advice from a Scorpio who will know how to make you feel confident. Don’t go with high strung Sagittarius or Aries Card for the week: Tarot key no. XV The Devil. Handle your negative emotions. For the Devil could bring up fears that are without any basis . You could be more prone to emotions and vulnerability . Confront them and they will go.

ISSUES WHICH CALL FOR PROMPT ACTION

Afternoon Despatch & Courier

NOTES FROM NEW DELHI

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Prime Minister must sit with chief ministers of states and decide that accountability should be fixed on those who do not find solutions to bad effects of floods, drought and excessive rain on the people in general, year after year

By Chauthi Duniya Reporter

he rains came, but brought trouble for the country. Every city got harried. Just one hour of rain and a traffic jam. At many places news of children falling in manholes and of death due to drowning in the manhole chilled the heart. This has been happening for the past 65 years. The three month long monsoon season becomes a deluge like season for all the cities of North India. This happens every year. With the passing of three months people forget old sorrows and begin preparing themselves for coming sorrows. Noise is made, there is an uproar but officials or organisations on which there is the responsibility setting right the water drainage system, those people don’t think at all. Similarly, the floods come every year, drought comes every year, people die of cold every year. All these calamities have become every year’s fixed calendar. But neither the Central Government nor the State Governments, nor any political party prepares itself to deal with this entire situation. Actually, the exact opposite happens. It is decided beforehand itself that in the floods a budget of how much money is to be given, and out of that how much money has to reach people’s pockets. How much money is to go for drought relief, how much money is to go to fodder for

cattle, all that money is to be distributed by which department. A fixed map for it is there and every year during the monsoon, for water logging, for breakage of roads, for cleaning of manholes, a plan for taking more money in the next year than the previous year is made beforehand and in that money too sharing is done amongst themselves. People are seen standing where they were. Can’t Prime Minister Narendra Modi, sitting together with the Chief Ministers of States, take strong steps that the organisations on which rests the responsibility of finding solutions, if those organisations don’t find solutions, then fixing the accountability of the chiefs of those organisations, provision of some punishment for them be made. Some people can say that this is undemocratic. I say this is not undemocratic, it is fully democratic. When people of the country elect a Government to make and run a good system, they do so with full faith and this is their fundamental right that they get the full benefit of those services and freed from those problems which every year they get in the form of socalled divine disaster, because nowadays a big section has started saying that the occurrence of floods, drought, excessive rains is divine. No, this is not divine. These are big-big examples of human greed, in which making a plan on how to grab money and how much

DILLI KA BABU Babu versus babu The ongoing spat between Delhi Chief Minister Arvind Kejriwal and Lt Governor Najeeb Jung has left the bureaucracy divided and turning on each other. Now a senior babu has complained to Delhi Government’s Anti-Corruption Branch (ACB) against Kejriwal’s Secretary Rajender Kumar, accusing him of corruption. Ashish Joshi, who had a public spat with Delhi Dialogue Commission vice-chief Ashish Khaitan, has sent his complaint to ACB chief M.K. Meena and sought a probe against Kumar. Incidentally Meena’s appointment was announced by Jung against Kejriwal’s wishes and has refused all attempts by the CM to step down. Meena has reportedly assured Joshi that the complaint against the Chief Minister’s secretary will be examined and a notice will be issued to Kumar on the matter. Though Joshi is now working with the Union IT Ministry, many expect Kejriwal to see this as part of the attempt of what he terms is the Centre’s vilification campaign against him and his “anti-corruption” Government. Watch this space for updates.

money will go into the pockets of politicians, how much money will go into the pockets of bureaucrats and how much money will go into the pockets of smaller functionaries, all this is calculated mathematically and on that implementation takes place with honesty. Only those people are left cheated who give votes, who look at the Government’s face in the hope of finding freedom from these problems. And the Government, heedless of its responsibility, instead of ending this huge web spread within it is continually increasing it. In the days of flood, drought or rains can no political agreement be made regarding water logging in the whole country. When we people in North India talk of some problem, then we say it is the problem of the whole country, like I am saying here, but in our newspapers of North India we don’t read news that in the cities of South India too there are problems like water logging. We don’t read either how drought comes in South India, how floods are tackled there; rather whenever there is news like that of a cyclone, a storm or news of destruction on the sea shores comes, then we feel joy seeing that the administration there tackles it with great alacrity. Why can’t such tackling happen in North India, why has an opinion formed in North India that South Indian officials work with more honesty? Along with corruption, is the disease

‘Missing’ babus The Government seems to have some babus on its rolls even when they have gone “missing”, in some cases for several years. According to sources, at least a dozen IAS officers across the country have vanished without leaving a trace, and yet no action has been taken due to appalling lack of coordination between the Centre and State Governments. This fact was recently brought to the notice of the Prime Minister’s Office (PMO) and naturally Modi has taken a dim view of the matter. It has now instructed the States to provide an updated list of AWOL babus, most of whom are believed to be actually working for private organisations abroad for more lucrative salaries. While some States have not shared names of the absconders, West Bengal Principal Secretary for personnel Manoj Agarwal named two Bengal cadre officers – Prashant and Amitabha Mukherjee – who are missing from their posts. The former reportedly went to Washington, DC for a year’s assignment in 2009 and has not been heard of or traced since then! Apparently Mukherjee has been “missing” since 2001! Now, in a much belated move, the Government is con-

of incompetence also there in North India? Are Hindi speaking people and non-Hindi speaking people in North Indian States taking pride in living their lives with the blot that they are incompetent, are corrupt? Why do people of North India usually trust South Indian officials more? Believe them to be more capable? These questions are there and these questions are of approach, these questions are of points of view, these questions are of work capability, these questions are of work efficiency. The question perhaps is not of the South or North, the question is of the approach of the entire Government. In the South Governments are more sensitive towards people. In the North they are perhaps less sensitive towards people. But there is a problem and if the solution to this problem is not found immediately, then we will believe that like Holi, Diwali, Eid, Bakr-Eid which come every year, in the same manner we will start seeing problems like floods, drought, rains, water logging becoming annual national 'festivals'. We can only request that don’t disappoint people to the point that they start believing themselves to be so helpless that along with problems widespread in the country such as unemployment, corruption, inflation, sickness, loot during floods, drought and inhumanity, the insensitivity of organisations responsible for civic facilities seems to them to be their fate.

sidering withholding the benefits/sacking the babus who’ve managed the disappearing act.

Overdue makeover Modi sarkar’s promise of acchhe din also promises modern swanky Government offices in the national capital. And about time too! The clichéd image of a sarkari daftar is of an unimposing old building with dirty and musty rooms, rickety cheap furniture and the general air of gloom that surround its babu inhabitants. Now that is proposed to be changed. True some of the latter additions to the establishment are quite modern – all shining steel and shimmering glass. The Ministry of External Affairs’ building on Janpath named Jawaharlal Nehru Bhavan is a welcome sight, but there aren’t too many such edifices to State Power. According to Personnel Secretary Sanjay Kothari all Government offices that include a public interface will get the makeover before other building housing ministries and key departments. Modi sarkar envisions its babus working in swanky, modern and clean office spaces, hopefully more efficiently and effectively. We’re all for this idea – the sooner the better! — By Dilip Cherian

Afternoon Despatch & Courier

COFFEEBREAK

CRYPTIC CROSSWORD 992

ENIGMA CODE 992

ACROSS: 8 Shrub that's evergreen but not hardy! (6) 9 No varieties in the numbers crawling (3,5) 10 Mint seed grown in the grounds (8) 11 Purifies but doesn't contain fats? (6) 12 Better from Maesteg, right? (8) 13 A difficult thing to bear? That's not how it's seen here (6) 14 Leaves spread out, needing time to go through (7) 17 Workers spread wood polish (4-3) 20 Frenchman with computar getting more annoyed (6) 22 Cutting teeth (8) 25 Beastly cover leading to foreign currency outcry (6) 26 Details about a hundred robberies (3,5) 27 Needs father in raising one of these sea mammals (8) 28 Mentally defective in secret intelligence ! (6) DOWN: 1 Time to sew loosely outside for standard commercial interest (4,4) 2 A fleshy-leafed plant or tree (6) 3 Small change, about 51, for the customer (6) 4 Plant agent before the fourth of July (7) 5 Traffic jam gets cube on time (8) 6 Strength showing parts of farms containing metal (8) 7 Greek workers providing endowments (6) 15 Steroid - there's no danger if it's properly administered (8) 16 In the Piedmontese capital Kelly retired (6,2) 18 Exposes blunder - there's a comedown! (3-5) 19 Punishing a show that is good and

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Each colour in our code represents a letter. When you have cracked the code you will be able to make up seven words. The clue to first word is given to help you get started.

The Clue: Prompt or motivate

SOLUTION TO FRIDAY’S ENIGMA CODE SHINER, SHRINE, HEREIN, SINNER, INHERE, SERIES, REHIRE

MATH PYRAMID 992 sound ! (7) 21 Representation of Nubia's or Egypt's god (6)

23 Grasp Leonard, head of chapter, in church (6) 24 Where to have a deep sleep? (3-3)

SOLUTION TO FRIDAY’S CRYPTIC CROSSWORD ACROSS: 8 Gareth, 9 Irritant, 10 Maritime, 11 Simmer, 12 Bodice, 13 Electors, 15 Rapidly, 17 Gloried, 20 Cast iron, 22 Sheath, 23 Brahms, 25 Bradawls, 26 Meal time, 27 Brazen. DOWN: 1 Parabola, 2 Recidivist, 3 Shrine, 4 Widened, 5 Dry spell, 6 Stem, 7 In fear, 14 Turned away, 16 Lordship, 18 Extolled, 19 Snubbed, 21 Agreed, 22 Shabby, 24 Half.

QUICK CROSS 992

ACROSS: 1 Pitcher's stats (3) 4 Assist (3) 5 Heavy reading? (5) 8 Bug (3) 9 Clan (5) 12 Buddhism branch (3) 13 Days of yore (3)

The goal of Math Pyramid is to fill the given pyramid with numbers such that the following three rules are satisfied. 1. A cell value must be sum or difference of the two cells below 2. A row cannot have duplicate numbers 3. A number cannot be less than 1 or more than the grid size

FRIDAY’S SOLUTION

DOWN: 1 Take in (3) 2 Carnival city (3) 3 Let in or let on (5) 6 Goof (3) 7 Grasp (5) 10 Sound intensity unit (3) 11 Bring to a close (3)

HIDATO 992

The goal of Hidato is to fill the grid with consecutive numbers that connect horizontally, vertically, or diagonally from first to the last number in the grid. The first and last numbers of a puzzle and a some other numbers are already filled in. FRIDAY’S SOLUTION

MATHDOKU 992

Place numbers into the puzzle cells in such a way that each row and column contains each of the digits from 1 up to the size of the puzzle (4,5 or 6). Like a Sudoku puzzle, no number is repeated in any row or column. Each bold-outlined group of cells contains a hint consisting of a number and one of the mathematical symbols + x - /. The number is the result of applying the mathematical operation represented by the symbol to the digits contained within the domain. The solution to each puzzle is arrived at logically and is unique. FRIDAY’S SOLUTION

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TIGER BUD BLAKE

TODAYâ&#x20AC;&#x2122;S FORECAST

JAGJIT UPPAL

WIZARD OF ID PARKER & HART

B.C. JOHNNY HART

BEAU PEEP THE ADVENTURES OF LEGIONNAIRE BEAU PEEP

FRED BASSET ALEX GRAHAM

PHANTOM LEE FALK

MODESTY BLAISE PETER Oâ&#x20AC;&#x2122;DONNELL

COFFEEBREAK MOON TITHI NAKSHATRA RASHI LUCKY COLOUR LUCKY NUMBER

: : : : : :

Aquarius 5th Adhik Ashadh Krishnapaksha Satbhisha [Aquarius] G.S.Sh. Kumbh [Aquarius] G.S.Sh. Black 5

BIR THDAY FORECAST: Work conditions will continue to be favorable. Financial matters will come under control. You will come across good work offers or receive material benefits. Be quick in taking a decision, for you can strike a good deal. Those looking for a new house will approve a plot of land. They may decide to invest in it and later construct their house. The married will enjoy conjugal bliss. Health needs attention. Those suffering from chronic cough or cold may need medical attention. BABIES BORN TODAY: Will be healthy, long-lived, soft featured, attractive, with a broad forehead and lovely eyes. Will be intelligent, efficient, and honest to the point of being resolute in the pursuit of a belief or principle. Being well educated a career in academics, or literary field will lead to success. ARIES (March 21 - April 20): Do not invest your money on other's advice, for these are fraught with legal hassles. Follow your intuition with regard to an important assignment and you will not go wrong. Gains are assured. A trip to expand you business will work out in your favor. You may be keen to develop a new friendship further and are waiting for some response. You will have to make the first move.

TAURUS (April 21 - May 20): You are on the right track. There is some unusual news on the way and although it may come as a surprise, you will be pleased with results. Gains are likely from deals and assignments concluded earlier. You will also be required to finalize new projects and sign agreements. A holiday or travel with your beloved is also likely. Do not let past disappointment get in the way of good times.

GEMINI (May 21 - June 20): You will have unexpected financial gains and your good judgment and ability to work against all odds will prove to be very successful. In your over exuberance to get things done you could bungle. Nevertheless help will be at hand and you would have learnt something today. Stressful phase in love relationships are over and you can look forward to good times ahead.

CANCER (June 21 - July 21): You can look forward to gains from unexpected sources. A work proposal that was withdrawn will be revived. The successful completion of this assignment will get you series of fresh contracts. An opportunity to spend a relaxed evening in the company of an old friend will prove rejuvenating. Try not to spoil things by discussing work.

LEO (July 22 - August 21): A leisure pastime could lead to great achievements and could propel you into the limelight. You stand to benefit from short term deposits. You will realize the fruits of your labor and see the results of hard work. You are sure to get rewards in much sooner than you expect. Whatever your plans for today might have been they are likely to undergo a change whether you like it or not. A lot of has to do with what your mate partner or beloved has in mind.

VIRGO (August 22 - September 21): You will take initiative in introducing fresh ideas in your business and in the style of functioning, which will certainly improve profitability. Creativeness is the need of the hour, and you will soon realize that you were lacking in it for long. Keep yourself open to new ideas. Lack of thrill and romance in personal life could be a frustrating feeling. To find happiness sometimes you have to give love and attention to get love.

LIBRA (September 22 - October 22): Problems in your work will be resolved. You can look forward to news of some extra finances coming your way. The employed will be given an impressive project to handle independently. This is perhaps the chance you have been waiting for. It will certainly add to your resume. You have been very good at hiding your hurt and disappointment in a relationship. You may find solace in the arms of someone else.

SCORPIO (October 23 - November 21): Those appearing for interviews, written tests or applying for tenders will be successful. But will have to work hard to maintain the top slot. Stick to venture partnerships only. Be flexible in your approach for it is crucial for the expansion of existing business. All is well for those in love whereas the foot loose and fancy free could be feeling left out and lonesome. Patience will pay hands down.

SAGITTARIUS (November 22 December 20): The success of an earlier project will make you feel optimistic about the future. Material gains are also indicated besides honor and prestige that will be conferred on you. You must now try to consolidate your position and avoid hasty expansion. Your rapport with your beloved will be good. Whereas the single and fancy free could be feeling left out and lonesome.

CAPRICORN (December 21 January 19): You will succeed in establishing a perfect rapport with colleagues and associates which helps you to improve your position at work. You could get a large amount of money as an advance payment. Even though financial position is strong, this money will be of great help. In a new relationship, if you are looking for fun then you are playing with fire. It seems you have met your match.

AQUARIUS (January 20 - February 18): Your career will get a boost with the offer of a prestigious assignment. You will have to be tactful when discussing money with close associates. A sale transaction may not yield the gains you had envisaged, but it will certainly help to take the pressure off you for a while. Romantic interests are fulfilled. You will have an emotionally satisfying day. Your mate or beloved who might have been unwell or away will be back by your side.

PISCES (February 19 - March 20): Good news comes from long distance. You will benefit from those living in another city or even overseas. You are confronted with unusual problem at work. This intrigues you and yet you may even succeed in solving it with help from associates. Problems arise in family. Love life could face some ups and downs today. If eligible and in love, you will have to make a commitment or face the consequences from your beloved who seems to have lost patience with you.

COFFEEBREAK

QUICK CROSSWORD 5321 ACROSS: 3 Shadow (5) 8 One refusing animal products (5) 10 The organ that holds the milk of cows and goats (5) 11 Preposition meaning "with" or "together with"? (3) 12 Mammal seen at a zoo, in short (5) 13 Reasons why (7) 15 Composed a letter (5) 18 Soft roll (3) 19 Cooled or kindled by agitating air around (6) 21 Spoil-sport (7) 22 Ms Dhupia of Bollywood (4) 23 Prefix for wine (4) 24 A description record (7) 26 Ex-Mumbai paceman Salil ___ (6) 29 Weather-report abbr. (3) 31 ___ through one's teeth : telling falsehoods grossly or maliciously? (5) 32 Unfriendly quality (7) 34 Figure of speech (5) 35 Bend in a pipe (3) 36 "Tender __ Night" (5) 37 Apparatus for detecting the presence of submarines (5) 38 Go or come in or into (5) DOWN: 1 Rio Grande tributary (5) 2 Formerly South West Africa (7) 4 ___ scale is used to measure hardness (4) 5 Fashion show locale (6) 6 Deck (5) 7 Hollywood great ____ Davis (5) 9 Remove innards from (3) 12 Facsimile (7) 14 Actor Kilmer (3) 16 With the ___ of monsoon : with the beginning of rainy season? (5) 17 Having an edge (5) 19 On this or that occasion, even if at

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MUMBAI | MONDAY, JULY 6, 2015

SUDOKU 2507 Sudoku is a number placing puzzle based on a 9x9 grid such several given numbers.To solve a Sudoku puzzle, every digit from 1 to 9 must appear in each of the nine vertical columns, in each of the nine horizontal rows and in each of the nine boxes.

SATURDAY’S SOLUTION

Difficulty Level:

CRYPTOQUIP

Today’s clue: V equals G

The Cryptoquip is a substitution cipher in which one letter stands for another.

no other time? (3,4) 20 Record of year (5) 21 An olive-drab colour (5) 23 Uniqueness, singleness (7) 24 "A Walk on the Wild Side" author (6) 25 One as a prefix (3)

27 African lake - "as any" anagram? (5) 28 __ __ dot : very promptly? (2,3) 30 There are many _ ___ between the cup and the lip? (1,4) 32 __ dixit (4) 33 Antiquity (3)

SOLUTION TO SATURDAY’S QUICK CROSSWORD ACROSS: 4 Buenos, 7 Oklahoma, 8 Svelte, 10 Evict, 13 Nail, 14 Moth, 15 Aals, 16 Eon, 17 Ears, 19 Iiwi, 21 Bangalore, 23 Oops, 24 Lank, 26 Aby, 27 Wild, 29 Eben, 32 Levy, 33 Adele, 34 Torero, 35 Rucksack, 36 Agency. DOWN: 1 Modem, 2 Plait, 3 Ghat, 4 Basal, 5 Evel, 6 Octroi, 9 Vision, 11 Vox, 12 Cheap, 13 Nasally, 15 Arg, 16 Ewe, 18 Answer, 20 Irked, 21 Boy, 22 Lad, 23 Oblong, 25 Bel, 28 Ivory, 30 Began, 31 Necks, 32 Lean, 33 Ankh.

IRREGULAR SUDOKU 2326 To solve an Irregular Sudoku puzzle, every digit must appear once in: Each of the vertical columns Each of the horizontal rows Each of the regions

Afternoon Despatch & Courier

SATURDAY’S SOLUTION

SATURDAY’S SOLUTION : History is the short trudge from Adam to atom.

Afternoon WORD MINE

How many words of four or more letters can you make from the letters shown in today’s puzzle? In making a word, each letter may be used once only. Each word must contain the letter at the top of the pyramid. There should be at least one nine letter word. Plurals, foreign words and proper names are not allowed. Today’s ratings: 07 average; 08 good; 10 outstanding. SATURDAY’S SOLUTION: help, hero, hole, holster, hope, horse, hose, host, hostel, hotel, hour, house, hurl, hurt, hurtle, hustle, hustler, lush, other, plush, posh, push, pusher, rush, shoe, shop, shore, short, shot, shout, shut, sleuth, sloth, south, those, thus, UPHOLSTER, upshot, usher.

HEATHCLIFF

Saturday’s

INDIAN DEFENCE CRUMBLES

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MUMBAI | MONDAY, JULY 6, 2015

Alastair Brogdon got a touch to a reverse shot from Dan Fox into the right corner of the Indian goal. ntwerp (Belgium): India created some ripple India's defence crumin the British circle in the bled in the bronze 17th minute when Nikkin medal playoff as they crashed Thimmaiah picked up a long to a 1-5 defeat against Great ball deep in the British terriBritain for a fourth-place fintory and dribbled his way ish at the World League Semipast a defender on the edge finals. of the circle, but failed to This is Britain’s biggest vichave a clear look at the goal. tory in a hockey international Finding the goalkeeper against Indian men, the preblocking his sight of the goal, vious best being the 3-0 win Thimmaiah gave a back-pass at the Seoul Olympics in a they went abegging for want preliminary round match beof opportunism among Infore Britain went on to win dian strikers. the gold medal. Britain’s second goal game The only time Britain had son (37th), Adam the third minute, but the In- in the 27th minute on a scored four goals against Dixon (42nd) and dian defenders managed counter-attack after Manpreet India was at the 2012 captain Barry Midto hold their ground Singh moved up into the rival Olympic Games in London. dleton (44th) gave without any panic. circle, exchanging wall-passes The Indian defensive struc- Britain a five-goal India striker with Satbir Singh, but could ture fell apart as they were lead before India Akashdeep Singh ran not have a crack at the citadel frequently caught off-guard pulled one back down the left flank in the crowded circle. by counter-attacks, but the through Rupinder Pal and into the scoring The quick clearance saw defenders also faltered on Singh’s penalty corner zone, but had no support to Nick Catlin send a long ball penalty corners twice. conversion in the 59th receive the cross and he sent down the middle that Chris Goals from Alastair Brog- minute. a reverse hit straight to the Griffiths deflected into the don (11th minute), Chris Britain started with the first goalkeeper. Britain took the goal with the Indian defence Griffiths (27th), Ashley Jack- raid into the Indian circle in lead in the 11th minute when just not in the frame.

SPORTS

Lose 1-5 to Britain in bronze play-off match

Paes-Hingis advance while Bopanna crashes out L

ondon: Leander Paes and Martina Hingis eased into the mixed doubles pre-quarterfinals of the Wimbledon championships but it was curtains for Rohan Bopanna and his Spanish partner Maria Jose Martinez Sanchez. Seventh seeds Paes and Hingis subdued the French pair of Edouard Roger-Vasselin and Alize Cornet 6-4 62 in the second round match, late on Saturday. They are now up against Artem Sitak of New Zealand and Anastasia Rodionova of

Australia. Bopanna and his Spanish partner suffered a tame 2-6 4-6 defeat against sixth seeded pair of Horia Tecau from Romania and Slovenia's Katarina Srebotnik in their second round. Mahesh Bhupathi was eliminated earlier from the event when he lost his first round with Russian partner Alla Kudryavtseva. On Monday, three Indian players will try to make the quarterfinal grade. Top seeds Sania and Martina Hingis will take on 16th seeds Spanish team of An-

abel Medina Garrigues and Arantxa Parra Santonja in the women's doubles third round. In the men's doubles, 11th seeded Paes and Daniel Nestor are up against Austria's Alexander Peya and Brazilian Bruno Soares in their third round. Bopanna and his Romanian partner Florin Mergea, seeded ninth, face Poland's Lukasz Kubot and Belarussian Max Mirnyi. In the boys singles, Sumit Nagal will open his campaign against Juan Pablo Ficovich from Argentina.

Fancied Netherlands beat South Korea 2-1

Antwerp (Belgium): World and Olympic champions The Netherlands lifted the Women's Hockey World League Semifinals title trophy after rallying to prevail 2-1 over Asian Games goldmedallists South Korea in the summit clash here. The Dutch women clinched the title through Ellen Hoog's field goal three minutes from the hooter yesterday after the Koreans put up a good contest against the topranked team in the world. The Koreans took the lead against the run of play on their first penalty corner. Captain Kim Jong-eun's

penalty corner shot was deflected by a diving Kim Bomi past goalkeeper Joyce Sombroek in the 34th minute. The Netherlands came back strongly, but wasted seven penalty corners before Caia van Maasakker got it right to equalise in the 44th minute. The title was still not in the Dutch grasp until Hoog shot on target in open play in the 57th minute. World Cup silver-medallists Australia had to be satisfied with the bronze, which they secured with a 4-2 victory over New Zealand in the third-place playoff.

We aim to break into top 10 Du Plessis sets prior to the Olympics: Ashwini up crushing fied," recalled the 25-yearold Ashwini. Currently Jwala and Ashwini, who complement each other with their different areas of specialisation on the court, are ranked 13th in the world and their first major outing is next month's World Championships in Jakarta, Indonesia where the pair wants to win a second medal, said Ashwini. "I would love to win a medal at the World Championships. Yes, we have won a medal (bronze) earlier (in 2011 to create history). And now Jwala and I are working towards winning another umbai: Fresh from her medal," said Ashwini. triumphant exploits Ashwini welcomed the rewith senior partner Jwala ported appointment of a Gutta in the Canadian specialised doubles coach, Open, shuttler Ashwini Pon- Malaysian Tan Kim, but said nappa said the ace Indian she wanted a separate camp doubles pair was now aim- for doubles players, to be ing to break into the top ten held separately from those while qualifying for next who play singles. year's Rio Olympic Games. "I don't know the status "For doubles, the top 16 (of the reported Badminton pairs will qualify and we Association of India move to have to be in the top 13. Ide- appoint Tan Kim). Of course ally we want to be in the top it will help if we have a septen. The qualifying process arate coach (for doubles is started this May and ends appointed), but a separate next May. There are quite a camp for doubles at a differfew tournaments (left to ent centre will also help," qualify) but until the last she said. moment anything can hap"Jwala and I are training pen. It's still a long way to in different cities. We pay for go," said Bengaluru-based all additional things like Ashwini at a promotional physio, trainer, nutritionist event here. while all other singles have "When we qualified for their own support team. It's the Olympics the last time very expensive." Without (2012, London), we had to mentioning any names, she wait till the Indian open and hit out at the advisers of the had we lost in the quarters sports ministry for not carwe would not have quali- ing for the doubles players.

The pack passes through the city center of Utrecht during the ceremonial procession prior to the start of the second stage of the Tour de France cycling race over 166 kilometers (103 miles) which starts in Utrecht and finishes in Neeltje Jans, Netherlands on Sunday.

The Netherlands women’s team.

win for SA D

haka: Skipper Faf du P l e s s i s scored an unbeaten half century to set up a crushing 52run win for South Africa over Bangladesh in the first Twenty20 international in Dhaka. Du Plessis helped the visitors recover from a shaky start with an unbeaten 79 off 61 balls, his sixth half-century in Twenty20 internationals, which included eight fours. Off-spinner JP Duminy (211), medium pacer David Wiese (2-12) and fast bowler Kagiso Rabada (2-28) then put in a combined effort to dismiss Bangladesh for 96 runs on a slow wicket at the Sher-e-Bangla National Stadium. Shakib Al Hasan was the only batsman to offer some kind of resistance with 26 off 30 balls while debutante Litton Das made 22 off 33 balls. Bangladesh lost both their openers for 13 runs but seemed to have recovered when Shakib and Mushfiqur Rahim (17) put 37 runs for the second wicket. The game decisively swung the Proteas' way when Duminy dismissed Rahim and Sabbir Rahman (4) in his successive overs and left-arm spinner Aaron Phangiso removed Nasir Hossain for one as Bangladesh collapsed from 2-50 to 5-57.

LEWIS HAMILTON WINS BRITISH FORMULA

ONE GRAND PRIX FOR MERCEDES

SPORTS

Double points for Force India at British GP

Silverstone (UK): Sahara Force India enjoyed its second successive double points finish with Nico Hulkenberg finishing seventh and Sergio Perez ninth at their home race, British Grand Prix, here. At seventh, Hulkenberg was the last driver among 13 finishers who was not lapped in the race, won by home favourite and defending champion Lewis Hamilton. It was third double-points finish for Force India this

am so thankful for all the support. I just felt you carried me along," the elated Hamilton said on the podium. "We just kept pushing ... For the first time in my career I made the right tyre choice." Like in Austria two weeks ago, Hamilton failed to win the start from pole but it wasn't Rosberg who spoilt the show for him but rather British Mercedes driver Lewis Hamilton celebrates on the podium with Massa, who shot into the lead second place German Mercedes driver Nico Rosberg after winning the between the two Mercedes British Formula One Grand Prix at Silverstone circuit, Silverstone, England with a sensational move from on Sunday. third on the grid. Bottas almost also got past front of a sellout crowd of topped the Silverstone race, Hamilton but had to be con140,000 as a good omen be- 2008 and 2014. tent with third early on as the cause he won the world title "Thank you for coming out Briton stood his ground and in the years he previously and making my weekend. I the Finn only managed to get

Guessing the Queen? B

By Anant Bhagwat

obby Wolff the legendary player of Dallas Aces from U S A is said to have never misguessed a Queen. He was a world champion many times over. For him this hand would be a piece of cake. How would you play? ♠- Q J 2 ♥- 10 9 7 3 ♦- K J 9 6 4 ♣- 7 ♠-A K ♥-K 8 6 2 ♦-A 10 8 ♣- K 9 6 4

You deal & open 1 no trump, partner bids 2 clubs, you dutifully bid 2 hearts & partner, with touching faith in your hand play, puts you in 4 hearts. West leads Jack of clubs. East wins with Ace & returns a heart, west wins with Queen when you play small. Then that infernal pest cashes the Queen of hearts & backs a 3rd heart reducing the ruffing power of dummy. it does not matter. If you guess the Queen of diamonds you can male 10 tricks. How do you do it? First let analyse the

defence. How are diamonds breaking? If west is singleton diamond he most likely would have led it, particularly as he has the heart Ace & Queen. If east is diamond singleton he could have backed it hoping partner has heart Ace or King. So you can surmise that the diamonds are breaking 3-2. But who has the Queen? Have you realised that if the diamonds are 3-2 the

BRIDGE contract is cold. Let the diamond Queen be anywhere. You don’t have to guess it? After you win the King of hearts, just cash the Ace & King of spades. Then cash the Ace & King of diamonds in that order. When both defenders follow to 2 diamonds, throw your diamond 10 on the spade Queen. Now ruff a diamond in hand. The Queen makes a majestic appearance. Now the dummy is good. You don’t even need a trick with King of clubs Looks simple does it? Yet only 2 declarers out of 9 made 10 tricks in an open tournament.

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ngland: Mercedes' Lewis Hamilton has managed to hold off a Williams threat and late rain to win his British home grand prix a third time. The pole sitter Hamilton was passed by Felipe Massa at the start on Sunday and by Valtteri Bottas after an early safety car stage but reversed matters against the Williams' during the first round of pit stops. Hamilton then survived a wet end of the race thanks to a spot-on pit stop he called for himself for his fifth season win and 38th overall, while teammate and championship rival Nico Rosberg recovered from fourth to second place. Williams eventually not only missed a first win since 2012 but also a place on the podium as they pitted late in the rain for intermediate tyres which allowed Ferrari's Sebastian Vettel to come third. Australian Daniel Ricciardo, driving for Red Bull, retired on lap 22 due to engine problems. Hamilton stretched his lead again to 17 points over Rosberg who had won three of the past four races in a comeback effort. He can also see the emotional success in

Afternoon Despatch & Courier

India crowned South Asian Champions for second straight time

season, the start to which was quite troublesome for the Vijay Mallya-co-owned team. With eight points from the race -Hulkenberg six and Perez two -- Force India have now 39 points from nine races and remain in fifth position in the constructors championship. Tthey were leading Lotus by just two points but now they have extended their lead to 10 as both Lotus drivers -Romain Grosjean and Pastor Maldonado -- failed to finish.

past Rosberg. But the safety car soon came out after a chain reaction further behind took out the Lotus cars of Romain Grosjean and Pastor Maldonado as well as the McLaren of Jenson Button, and damaged the second McLaren of Fernando Alonso who required a pit stop after a great start which brought him from 17th to ninth. Things got even better for Williams on the restart in the fourth lap. Hamilton attacked Massa but instead lost second place to Bottas for a double Williams lead ahead of the Mercedes pair.

Mumbai: WFM Vaishali R. (in pic -L) of Tamil Nadu took the sole lead with a well constructed victory against WGM Bhakti Kulkarni (in picR) of Goa in a fifth roundclash of the Ram Ratna 42nd National Women’s Challenger Chess Championship conducted by the Maharashtra Chess Association (MCA) in Mumbai on Sunday. The event is being organised under the auspices of the All India Chess Federation (AICF) and in association with the Thane District Chess Association (TDCA). Playing on the second board, Vaishali opted for an English opening with a pawn structure against her Goan opponent Kulkarni. In the middle game Vaishali destroyed Kulkarni’s pawn structure of the Kingside and generated a strong attack. After Kulkarni had a misplaced Knight in Queen Side, Vaishali went for the kill and on the 29th move won a Rook forcing Kulkarni to resign. On the top board WIM Michelle Catherina P. also from Tamil Nadu continued her good form to hold IM Nisha Mohota for a draw.

Six state lads selected for Indian U-17 WC trials

engaluru: Defending champions India notched up an emphatic 93-44 win over Sri Lanka in the final of the 4th South Asian Basketball Championship (SABA) at the Kanteerava Stadium. Both the sides came into this all-important last league match with perfect 4-0 records but India had the last laugh as the Indian team also qualified for the FIBA Asia Championship in China in September. India has relied all along on its much taller frontline, aggressive man-toman defence, counter-attacking on the break and effective outside shooting to register 100+ points in three of their earlier four matches. The final game against Sri Lanka was no different. 22-year-old Praneeth Udumalagala and first substitute Thimothi Thineshkanth fought valiantly to keep Sri Lanka's scoreboard ticking. But with India scoring almost twice as quickly (46-26 at halftime) it was a constantly slippery slope for the islanders.

WFM Vaishali R takes sole lead

Nicolai Adams, Head Coach of India Under-17 World Cup team is seen with the six boys selected from Maharashtra for the final trials to be conducted in Goa.

umbai: After a one month long extensive selection process during the trials across Maharashtra, AIFF selectors and Under-17 Head Coach Nicolai Adams shortlisted 6 boys for the final trials to be conducted in Goa. The criteria, for participating in the trials was simple, as only those boys born in the year 2000 were eligible. This was the first time that the trials were conducted state-wide at 9 different locations in Maharashtra. The venues where the trials were conducted were Mumbai, Latur, Aurangabad, Amravati, Nagpur, Pune, Kolhapur and Solapur. The final

trials for for the shortlisted candidates from Maharashtra region was conducted at the Cooperage ground. A total of 54 participants reported during the final rounds of trials. On the final day Nicolai Adam was present to prune down the numbers. The coach was really impressed with the work done by the regional scouts Arashad Hussain, Ireno Vaz, Augusto D’Silva and Ryan D’Souza. “The regional scouts have really done a wonderful job with the selection process. I’m really impressed with the quality of the boys and all of them fit the guidelines set by

me for the selection process. The journey was also tough on them travelling to multiple venues for almost a month is a tough ask and here I would like to thank the efforts of the State association as well to give this such a huge shape, they are taking their football seriously,” mentioned Nicolai Adam. “Trust me it is a tough job short-listing candidates who are on par with each other. But here we have to keep looking and choose the best for the team,” informed Adams, who after a 3 day long process trimmed the list to 6 boys. “It’s a very proud moment for us, we hope all of these boys make it to the Indian team,” hoped Souter Vaz, Hon. Secretary, WIFA. “The trials were conducted in the best possible manner across the state. It was an open affair anyone who can kick a football and meet the age criteria could have taken part. This time the trials were also well publicized for amassing maximum participation. Around 1000 kids participated in the trials, this number is really encouraging,” said Vaz. The shortlisted boys: Aniket Anil Jadhav (Kolhapur), Saurabh Meher, Manav Baraskar, Gaston D'Silva, Sameer Kashyap, Meet Jain (all Mumbai).

SPORTS

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MUMBAI | MONDAY, JULY 6, 2015

antiago: Chile defeated Argentina on penalties here to end their 99-year wait for a Copa America crown and condemn Lionel Messi to a second straight heartbreak in a major international final. Arsenal star Alexis Sanchez struck the winning spot-kick for Chile, as the hosts clinched a 4-1 shoot-out victory when the game ended goalless after extra time yesterday. Sanchez chipped the decisive penalty down the middle past Sergio Romero to spark wild celebrations in front of a 45,000 capacity crowd at the Estadio Nacional in Santiago. Chile took control of the shoot-out when Gonzalo Higuain blazed his penalty over the bar before Chile goalkeeper Claudio Bravo saved Ever Banega's spot-kick. Argentina captain Messi, aiming to inspire the South American giants to a first international title in 22 years, could only look on distraught as Chile celebrated.

Chile's win was their first ever victory over Argentina in the Copa America. "It is a dream come true. We have worked so hard for this," said Chile star Arturo Vidal. The midfielder said Chile had been determined to win the Copa America after exiting the World Cup last year on penalties. "We talked about it in Brazil that we were going to win the Copa America," Sanchez said. "This is really a great generation we deserve this." But it was another crushing loss for Messi, almost a year after Argentina lost the World Cup final to Germany in Brazil. The game went to penalties after a hard-fought 120 minutes ended in stalemate, with neither side managing to unlock their opposite defence. Chile started at a ferocious pace before Argentina gradually managed to gain a foothold in the game. Messi, invariably tracked by two or three red jerseys throughout, almost played Sergio Aguero in with a superb pass after six minutes only for Chile to clear. At the other end Chile came closest to opening the scoring early on when Vidal volleyed a deflected Sanchez cross goalwards, with Romero diving to save. The desperation of both sides often threatened to cross the line, with some fullblooded tackles drawing the ire of Colombian referee New Delhi: In one of season's biggest signings, former Brazilian World Cup winner Roberto Carlos was today oficially appointed marquee manager of the Delhi Dynamos franchise for the second edition of Indian Super League (ISL) football. Renowned for his powerful and curling free-kicks, the 42-year-old former Real Madrid 'Galactico' won the UEFA Champions League, La

Chile's players hold up the trophy after the Copa America final soccer match against Argentina at the National Stadium in Santiago, Chile on Saturday. Chile's Bravo made a save and striker Alexis Sanchez converted the winning penalty as host Chile defeated Argentina 4-1 in a shootout after a 0-0 draw in full time, finally winning its first major title.

CHILE STUN ARGENTINA TO

WIN FIRST COPA CROWN Messi’s family attacked by Chile fans

Santiago: Members of Argentina star Lionel Messi’s family were attacked by Chile fans during the first half of the Copa America final between the two sides at the Estadio Nacionale stadium. The incident occurred just before half-time on Saturday when supporters of La Roja began to insult the Barcelona striker’s family, according to reports. The 28-year-old’s brother Rodrigo was hit by one fan

Wilmar Roldan. Chile midfielder Charles Aranguiz was lucky to escape a caution for a cynical hack on Angel Di Maria who later

after an angry exchange and the whole family were moved to a television cabin at halftime for their own safety. The family of striker Sergio Aguero were also insulted by a sector of the Chilean fans. Messi, meanwhile, was handed some rough treatment by the rival defenders at the Estadio Nacional and was struck in the chest by a violent kick from defender Gary Medel in the first half.

Lionel Messi reacts after a missed chance to score in the last minute of the Copa America final match against Chile. limped out of the contest on 29 minutes to be replaced by Ezequiel Lavezzi. While Chile pressed forward relentlessly and launched a se-

ries of forays into Argentinian territory, it was the tournament favourites who had the better chances in the first half. Argentina almost grabbed

an opener in the 20th minute when Sergio Aguero met a Messi free-kick with a close range header that Bravo parried away. On the stroke of

Roberto Carlos named Delhi’s marquee manager Liga, Copa America and was widely regarded as one of the best leftbacks to have played the game. His watershed moment, though, was winning the FIFA World Cup for his national team at the Yokohama Stadium in Japan in 2002. Besides the 2002 final, Carlos was a member of the Brazilian World Cup

squad that reached the final in France 1998, when they were done in by a Zinedine Zidane-inspired France at the State de France in Paris. Carlos's managerial experience includes stints with Turkish sides Sivasspor and Akhisar Belediyespor. The Delhi Dynamos team, coached by Dutchman Harm

Van Veldhoven, had failed to make the semifinals of the eight-team competition last year. They finished fifth, missing the semi-final spot by just a point. Carlos was also part of Fenerbahçe's squad that reached the Champions League quarterfinals in the 2007-2008 season. In

half-time Argentina probed again and Javier Pastore set up Lavezzi whose shot was blocked by Bravo. The second half followed a similar pattern, with clear-cut chances thin on the ground as defences remained on top. Sanchez went close for Chile on 82 minutes but hooked his volley just wide of the post. Argentina almost snatched a dramatic victory in the dying seconds with a well-worked move that began after Messi skipped clear of the Chile defence and released Lavezzi on the left flank. Lavezzi found Higuain -- on for Aguero -- at the far post but the Napoli striker couldn't finish from a tight angle and shot into the side netting as Chile escaped. In extra-time Sanchez almost punished a rare slip by Javier Mascherano but shot over the bar.

2010 Carlos joined Brazilian giants Corinthians before playing his last season for the big-spending Dagestan side Anzhi Makhachkla with whom he also had a brief stint as interim manager. His heroics saw him finish runner up for the World Player of The Year Award in 1997. His other individual accolades include runner up in Ballon d'Or (2002), UEFA Defender of The Year (2002,2003).

Afternoon Despatch & Courier MUMBAI

| MONDAY, JULY 6, 2015