08 dec 2014 by Afternoon Despatch & Courier

Regd. No. MH/MR/South-160/2012-14 RNI Regn. No. 43675/1985 MUMBAI MONDAY, DECEMBER 8, 2014 32 PAGES `3 Website: www.afternoondc.in

Aft er oo OVER 20 CRIMINAL CASES AND 14 YEARS ON THE RUN

Gold: `26,400 Silver: `36,980 US Dollar: `61.87 Temperature: 320C/230C Humidity: 27%

Business&Investment Pg13-20

Vakola Police nab notorious criminal who was on the run and never attended court hearing despite having over 20 cases including murder

tion, rape, attempt to murder, murder. Modus operandi of the accused was that he would target people only in the night as he operated a gang in the area along with his brother. The cops said that Ghondiye was involved in several more cases but most of the times people of the area never came forBy Zuber Ansari ward to complain against him. According to police officials, 40-year-old history-sheeter Ghondiye is a local criminal for the who has been on the run for last several years in the Gaon devi over 14 years has been ararea of Vakola. He committed his Rajesh Ramchandra Ghondiye rested by the Vakola police. first murder in 1999 after which he Being resident of Dombivli the was arrested by the Vakola police. accused had terrorized people of against him, the accused never After getting bailed out, he never Vakola area. The accused has over came to court for dates, even went for court hearings. After com20 cases registered against him at though the court had issued a war- ing out from jail, Ghondiye become Vakola police station. rant against him. more powerful and formed a gang The accused was arrested with ilThe accused, identified as Rajesh of his own. He looted people and legal firearms on Friday and will be Ramchandra Ghondiye, resident of extorted huge sums of money from produced in court on Saturday. Dombivli has a slew of cases against businessmen. A police official said Though he had several cases him which include assault, extor- the accused even has raped few

women in the past but they never came forward to make any complaint against Ghondiye, due to fear. A few years back Ghondiye along with his two children, wife and mother shifted to Dombivali. However every week, he would come in the night and continue with his criminal activity. On Friday police officials got a tip off about Ghondiye, after which he was arrested. The cops also recovered illegal firearms from his house which was seized, with which he used to scare people. The accused will be produced in t court on Saturday. Senior Police Inspector from Vakola Police station Vilas Joshi said, ''Our detection staff has done a good job in arresting him, he was a well known criminal in the locality and terrorized the locals, API Marathe, constable Chipkar, Bhoite and other staff are responsible for his arrest.''

Astrologer predicted 2014 Assembly By Neel Shah

he re-formation of the BJP-Shiv Sena alliance to serve the state of Maharashtra was a celebrated event. But 45-year-old Dr Tushar Savdavkar was the only person who was congratulated and thanked by both party chiefs – especially Shiv Sena president Uddhav Thackeray. The reason: Savdavkar's prediction about BJP-Sena coming together in 2014 to form government has proved right. While speaking with the ADC, this well-known astrologer said, “Soon after deciding to join the BJP, Uddhav saheb called me and congratulated me about my prediction about the alliance and thanked me.” Later several big-shot politicians from the BJP called him and praised his prediction, added Savdavkar. Just before the 2014 Rajya Sabha elections in Maharashtra, Savdavkar had predicted that the BJP and Sena would win the highest number of seats in the state. He said they both would come together to form government in the state. This prediction, however, was not taken

Dr Tushar Savdavkar with Shiv Sena chief Uddhav Thackeray after alliance with the BJP.

seriously by most at that time. After the Rajya Sabha results in the state, the BJP forming minority government in the state and the whole drama over seat-sharing, there was no hope of the BJP and Shiv Sena coming together.

However, last Friday's development between both the parties once again portrayed Savdavkar as the the astrologer to reckon with. A-month-and-half before the results of the 2014 Lok Sabha elections, Savdavkar had predicted that

the BJP-led NDA would get 330 seats out of 543 and the party would cross the magic figure of 272 by itself and get 280 seats. This prediction had become a point of laughter at the BJP meetings in the capital, as the BJP itself had not expected to do so well. As a consequence to the BJP's unprecedented nation-wide victory in the Lok Sabha elections, Savdavkar had sleepless nights with his phones constantly ringing. He was plagued by literally hundreds of calls, from politicians and party workers, big and small, from as close as Mumbai to as far as Delhi. And all wanted to meet him to find out what he had to say about their chances in the upcoming government and also in the Assembly elections. Savdavkar, presently the wellknown astrologer in the state, is a simple person from Savdav village situated in Kankavli's area of Konkan in Maharashtra. He started learning astrology some 25 years ago and eventually got a doctorate. He is the author of many books on astrology. neel.shah@afternoondc.in

MODI FAVOURITE TO WIN ‘TIME’ POLL

EW YORK: Prime Minister Narendra Modi appears favourite to win the 'Time Person of the Year' poll, leading the online voting with a comfortable margin ahead of Ferguson protesters as voting closed for the annual honour. Modi was the front runner with 16.2 per cent votes, followed by Ferguson protesters who got 9.2 per cent votes at the time the polls closed midnight on Saturday night. While Time magazine's editors will choose the 'Person of the Year', the winner of the readers' poll will be announced on Monday, December 8. The annual honour, bestowed by the magazine since 1927, goes to the person who "most influenced the news" during the year "for better or worse." In a separate "Face-off" poll, Modi has been pitted against Indonesia's new president Joko Widodo. In this poll also, Modi has maintained a significant lead and garnered 69 per cent votes as against Widodo's 31 per cent, reports PTI. At the third position was 18year-old student activist Joshua Wong, who has become the face of Hong Kong's prodemocracy protests. He had got seven per cent of the votes cast, followed by Nobel Peace Prize laureate Malala Yousafzai with 4.9 per cent votes. US President Barack Obama Continued on pg 6 «

From ‘takers’ to ‘givers’

Afternoon Despatch & Courier

CITY

Celebrated author, poet and prominent leader of the heavily factionalised Republican Party of India (RPI), 69-year-old Arjun Dangle, a well-known face of the Dalit movement that has been striving hard to achieve unification of the 50 odd RPI factions, speaks about the state of Republican parties in India. Dangle shot to prominence in 1992 with his now much acclaimed literary work 'Poisoned Bread' that went on to win state and several other awards. It was the first heart-wrenching insight into the plight of the community in comparison to the black American movement

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and 'Corpse in the Well'. After having been part of the Republican Party of India (Athawale faction) for quite some time now, Dangle parted ways with RPI-A leader Ramdas Athawale and since has extended his support to the Shiv Sena. Speaking to the ADC, Dangle now advocates the need for the young generation from amongst the community to forge unity in a broad based movement, 58 years after the demise of Dalit icon late Dr Babasaheb Ambedkar who had founded the party to give political voice to the community. Dangle expressed regret at the fact that the various RPI factions are unable to sink their differences and present a united political viable alternative.

Is the ego problem of the current RPI faction leaders the primary reason for the elusive unity? It is part of the problem as many attempts have been made in the past to forge unity among the several factions. I sincerely feel that the younger generation needs to take over the leadership of the movement and forge unity. Late Dr Babasaheb Ambedkar had envisioned the movement and the party being led by young and dynamic leadership. Some leaders like Prakash Ambedkar, Ramdas Athawale, Jogendra Kawade and others do have a sizable following and presence. But now anyone harbouring political ambitions is floating a new poArjun Dangle, Dalit author and leader litical outfit with the name Republican in it. This has no meanthe past several years. But somehow ing. This has to end. There should unity has always eluded the groups. be some norms laid down on floatI sincerely feel that the Republican ing a Republican political outfit. youth should now come forward and take charge of the leadership of Outside Maharashtra too the Dalit the community. Today's Republican movement seems to be increasyouth is no longer interested in the ingly factionalised? present leadership of the faction- That is why precisely for this reason alised RPI, including myself. That is that I am now trying to mobilise inwhy I have decided to float the Re- tellectuals, writers, philosophers publican Janashakti Party (RJP). and prominent people to forge a broad based agenda. My attempt is But why has unity eluded the Re- to create a broad based agenda for publican community? the youth and create a trained cadre There are many reasons for it. Mostly force which is currently lacking in the various RPI factions have been the movement. beset with ideological problems. They have not been able to decide Your thoughts on the Reservation on who they should join politically. issue, does the Dalit community

INTERVIEW

Yesterday at the 58th Mahaparinirvan Din of late Dr Babasaheb Ambedkar, two RPI groups clashed amongst themselves at Dadar presenting an unfortunate picture of a factionalised RPI movement. How do you see this event? I was not there when the incident happened. It is really an unfortunate incident to have happened. I By Prashant Hamine really do not know who was responsible for it. Nevertheless it does ne of Dangle's works – 'Hi present a poor image of the comBandhavarchi Manase' is munity. now part of the Mumbai University's Marathi Literature syl- Why is it that even after 58 years labus. Some of his other works have passed, there is still no sign of include collection of poems 'Chha- unification of the various factions vani Halte Aahe', 'Homeless In My of the RPI? Land', 'No Entry for the New Sun' Many attempts have been made in

need a broad based reservation policy? Politically the RPI needs to be broad based in its approach, then only it can present itself as a viable alternative. The current leadership has failed. Until and unless the movement and issue is not made broad based to include all cross-sections of the downtrodden of the society, the RPI needs to transform itself from becoming 'takers' to 'givers' in political and social terms. Reservation is not the only issue to solve the problems faced by the community. The situation itself is changing and hence the need to broad base the appeal of the movement. The Union Textile Ministry has now announced its commitment towards the construction of a befitting memorial for late Dr Babasaheb Ambedkar at Indu Mill site. Your thoughts on that. It is good that finally it is happening. Our only demand is that it should be the best and of international standards. It should be decided or at least the work should start by April 14, the birth anniversary of late Dr B R Ambedkar. The memorial should have a research center, a study center on human liberation struggles across the world, his works and life and times. More importantly no one should be allowed to take political mileage out of the issue as every other political party has fought for the construction of the memorial.

File Pic

Azad Shrivastav | ADC

More CCTVs, clear footpaths in BMC goes all out, but residents still not happy Thane to check chain-snatching

stinking and it that it has become difficult for them to live there. Ughade said, “Every year, we (BMC) have been improving ourselves so that the residents and the visitors do not face any problem. We introduced fibre toilets for the visitiors this year. There were 15 fibre toilets installed inside Shivaji Park, 12 for those standing in queues to pay their respects, 150 for others behind Indu Mill compound and 30 at Nalarli Bag and Dadar Chowpatty.” khushboo.panjabi@afternoondc.in

MUMBHAI

hane police would soon get more CCTVs installed at vital locations and ensure clearing of encroachments on footpaths to check growing incidents of chain-snatching, a senior official has said. Till October 2014, 800 cases of chain-snatching were reported in the commissionerate of which nearly 250 were resolved, Thane Joint Police Commissioner V V Lakshmi Narayana told reporters, yesterday. "We have observed that most of the chain-snatching cases are reported when women walk on roads, which is convenient for the offenders. Hence, it is needed that the footpaths be cleared (of encroachments) to make it free for walking," he told PTI. "With the assistance of the local civic body, the footpaths would be cleared to allow people to walk

freely and safely," he said. The Thane Crime Unit-I staff recently arrested three persons from the commissionerate area which helped it resolve as many as 155 such offences, the police officer said. Police recovered gold chains worth around Rs 84 lakhs and weighing 3,350 gms from the three accused, identified as Iqbal Mohammad Sayeed @ Sheru (26), and two jewellers Devisingh @ Devendra Hirasingh Chaddana (20) and Gurupadh Indrakant Das @ Guru (25). The offenders usually moved around on motorbikes or scooters and after snatching the chains, sold it to jewellers. Police are on the look out of the other members of the gang which operates in Thane, Navi Mumbai and Mumbai, he said.

Vikas Sabnis

A civic worker busy cleaning the parapet and benches at Shivaji Park area, on Sunday.

By Khushboo Panjabi

night on Saturday. “We collected garbage from the day after Dr Babasaheb roads, mopped the pavements and Ambedkar’s followers thronged roads, and also treated the area his memorial service at Chaityab- with disinfectants,” said Assistant hoomi at Shivaji Park, to mark Ma- Municipal Commissioner, Sharad haparinirvan Din (his death Ughade. “Machines were used to anniversary), the Brihanmumbai clean the roads. All the temporary Municipal Corporation (BMC) de- shelters that were erected for the ployed their staff into cleaning up followers have been dismantled.” the area in full swing. The BMC had taken necessary The BMC officials said strict or- measures to ensure that the residers were given to workers of the dents do not face inconvenience, solid waste management team to but the residents were not pleased. begin a cleanliness drive from mid- They say that the entire place was

No, ‘Pen down’ strike is going on in the office next door!

Afternoon Despatch & Courier

DIARY

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An aerial view of the Indian national flag formed by volunteers that created a new Guinness World Record for the largest human flag formation, at Nandanam YMCA ground in Chennai on Sunday. PTI Photo

Global warming again?

Budapest, noticed Sleeping Lady with Black Vase by Róbert Berény as he watched the movie on his television in 2009. The painting disappeared in the 1920s, but Barki recognised it immediately even though he had only seen a faded black-and-white photo from an exhibition in 1928. He soon sent emails to the staff at the film’s makers, Sony Pictures and Columbia Pictures, and received a reply from a former set designer on the film two years later . She said the picture had been hanging on her wall. She had snapped it up for next to nothing in an antiques shop in Pasadena, California, thinking its avant garde elegance was perfect for Stuart Little’s living room. After leaving Sony, the painting was sold to a private collector who has now brought the picture to Budapest for sale by auction. Berény, the leader of a pre-first

Last month it was so hot, people in some other material which are Mumbai must have wondered commonly used. There was high whether 'global warming' has finally increase in temperature till the end begun. About six or seven years of November. It is December now ago, there was a hectic movement and still there has been no sign of in Mumbai with regard to global any cold weather. warming. May be global warming is not a And who was contributing to myth. If it is not plastics, some global warming in the city? Plastic other material could have caused bags and other plastic things. the hot days in winter in Mumbai. There was a campaign against all that was plastic. Even the state government was persuaded to ban A long-lost avant garde painting plastic. was recently returned to Hungary There was a clear campaign against plastic things by an NGO. It after nine decades, thanks to an was however not known that some art historian who spotted it being used as a prop in the Hollywood interested parties were moving film 'Stuart Little'. against plastic because it was Gergely Barki (43), a researcher becoming very popular – in great at Hungary’s national gallery in demand. Someone wanted plastic to be replaced by some other material. It was part of a commercial competition. The campaign was so successful that the government thought of announcing it an offence to use plastic things. The movement against plastic material however slowly began to die. Today we can use plastic freely. It is no longer prohibited. Bags and many other things continue to be made with plastic. The NGO or anyone else who started the movement against The Sleeping Lady with Black Vase painting. INSET: A scene from the movie ‘Stuart Little’. plastic must think of

Lost and found

world war movement called the Group of Eights, fled to Berlin in 1920 after designing recruitment posters for Hungary’s short-lived communist revolution in 1919. Berény’s painting will be sold on December 13, with a starting price

The two puppies with the snake in the well.

of around €110,000 (£87,000), staff at the Virag Judit auction house said. According to Barki, the buyer at the 1928 exhibition, who was possibly Jewish, is likely to have left Hungary before or during the second world war. After the wars, revolutions and tumult of the 20th century, many Hungarian masterpieces are lost, scattered around the world.

King Cobra saves puppies from death

Some time ago, near Punjab, two puppies fell into a well by accident. When the owner went looking for them, he heard the mother dog barking near a nearby well. He went and saw that the pups had fallen down the abandoned well. Luckily for them, the well almost

had no water, except for one part, which was also full of mud. The man got ready to go down and get them, that's when he saw a big snake. It was a King Cobra, one of the deadliest snakes in India. He thought that the snake will eat the

pups, but he was wrong. It seemed that the cobra didn’t let the puppies to go into the sludge, where they would have drowned in mud. The owner of the puppies called for help, but the closest herpetologists were far away, so he waited. It took two days for help to come, and during that time, the Cobra didn’t let the puppies to die, nor did it attack them. Finally, the men pulled the snake and puppies out without any problems. The pups went to their mother, and the snake was released into the forest. When you hear of a story like this, you have got to ask yourself: ”How come that snake, considered an ultimate hunter and killer, had mercy?” Wisemen say that we can learn more from animals, than from ourselves, and this is just one example of it.

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PUBLIC NOTICE

CLASSIFIEDS I have changed my name from Shaikh Danish Zafar Naeem Abdul Razzak to Danish Naeem Shaikh as per Affidavit dated 4/12/2014 C-36199

I have changed my name from old Nur Hossein Samsul Sekh to Noor Hussain Shamsul Shaikh as per deedpoll Affidavit C-36215

I have changed my name from Naseem Mohammed Irfan to Nasim Bano Irfan Shaikh as per Affidavit Dated 05/12/2014 C-36184

I have changed my name from Zafar Faheem Abdul Razzak to Faheem Abdul Razzak Shaikh as per Affidavit dated 4/12/2014 C-36200

I have changed my name from Mohd Farook Husain Qureshi to Farooque Husain Quresh as per deedpoll Affidavit C-36216

I have changed my name from Jafar Ahmed to Jafar Shaikh as per Affidavit Dated 05/12/2014 C-36185 I have changed my name from Mohammed Irfan Mohammed Rafiq to Irfan Shaikh as per Affidavit Dated 05/12/2014 C-36186 I have changed my name from Anamariya to Mrs. Anamaria Leslie Dantas as per Affidavit Dated 04/12/2014 C-36187 I have changed my name from Emeliyan to Mrs. Emeliana Simon Almeida as per Affidavit Dated 04/12/2014 C-36188

I have changed my name from Saleha Mustafa Khan to Mrs. Saleha Mohammad Khalid Khan as per deed poll Affidavit C-36190

I Jaycey Pauline Rani Kovilpillai have changed my name to Jaycey Paulin Rani Kovilpillai vide Affidavit dated 5.12.2014 C-36176 I have changed my name from Riyaz Ahmed, to ‘Riyaz Mohammad Zubair Memon’ as per Deedpoll Affidavit Dated: 11/11/2014. C-36177 I have changed my name from Shabina Bano Mohammed Rafique, to ‘Shabina Bano Mohammed Rafique Shaikh’ as per Deedpoll Affidavit Dated: 27/11/2014. C-36178 I have changed my name from Paramanand, to ‘Paramanand Yadav’ as per Deedpoll Affidavit Dated: 22/11/2014. C-36179 I, Mr. Subhash Onkar Baisane have changed my Daughter’s name from Priyanka Vithal Shinde, to ‘Priyanka Subhash Baisane’ as per Deedpoll Affidavit Dated: 05/12/2014. C-36180 I have changed my name from Hitesh Sureshkumar Rathod to Hitesh Suresh Rathod as per Affidavit Dated 05/12/2014 C-36181 I have changed my name from Shamimbanu to Shamim Zafar Shaikh as per Affidavit Dated 05/12/2014 C-36182

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I have changed my name from Zafar Ahamed Maasud Ahamed Shaikh to Zafar Shaikh as per Affidavit Dated 05/12/2014 C-36183

I have changed my name from Mohammad Khalid to Mr. Mohammad Khalid Khan as per deed poll Affidavit C-36189

CHANGE OF NAME

Afternoon Despatch & Courier

I have changed my name from Umakantbhai Thadeshwar to Mr. Ukalal Thadeshwar as per deed poll Affidavit C-36191 I have changed my name from Umakant Thadeshwar to Mr. Ukalal Thadeshwar as per deed poll Affidavit C-36192 I have changed my name from Varsha Jamnadas Dhakan to Mrs. Varsha Virendra Thadeshwar as per deed poll Affidavit C-36193 I have changed my name from Rajeshree Ramesh Patil to Mrs. Nirmala Ramesh Patil as per deed poll Affidavit C-36194 I, (Kamlesh Singh Ratan Singh Mehara) S/o (Ratan Singh Harak Singh Mehra) born on (13-Sep-1990) residing at (R. No. 1, Pandit Din Dayal Upadhyay Nagar, M.I.D.C, Road 19, Andheri (East), Mumbai-93), have changed my name to (Kamlesh Singh Mehra) vide Affidavit dated (21-Nov-2014) at (Mumbai). C-36195 I have changed my name from Tauseef Ahmed to Tauseef Ahmed Shaikh as per Affidavit dated 6/12/2014 C-36196 I have changed my name from Akhlak Ahmad to Akhlak Ahamad as per Affidavit dated 6/12/2014 C-36197 I have changed my name from Subhashchand Deepchand Choudhary to Subhash Deepchand Choudhary as per Affidavit dated 4/12/2014 C-36198

I have changed my name from Zafar Altamash Zafar Faheem Abdul Razzak to Altamash Faheem Shaikh as per Affidavit dated 4/12/2014 C-36201 I have changed my name from Shaikh Shams Jaffar Faheem Razzak to Shams Fahim Shaikh as per Affidavit dated 4/12/2014 C-36202 I have changed my name from “Ahmed Mohammed Shafi” to “Ahmed Mohammed Shafi Momin” as per Affidavit Dated 04th December” 2014. C-36203 I have changed my name from “Puja Nandkumar Wagh” to “Pooja Nandkumar Wagh” as per Affidavit. C-36204 I have changed my name from “Mamani Debnat D/o Kshitish Debnath” to “Mamoni Jogesh Debnath” as per Affidavit. C-36205 I have changed my name from “Aajay Bhagwat Waghmare” to “Ajay Bhagwat Waghmare” as per Affidavit. C-36206 I have changed my name from T. Arulanthan Kuruswami Nadar @ Thanga Arulanthan Kuruswami Nadar to Arulanthan Kuruswami Nadar as per Affidavit. C-36207 I have changed my name from Naushad Ahmed Md.Manzoor to Naushad Ahmed Md. Manzoor Ansari as per Affidavit dated 30th Oct 2014 C-36208 I have changed my name from Mohammed Ayub Islamuddin Sayyad to Ayub Islamuddin Sayyed as per deedpoll Affidavit C-36209 I have changed my name from Penugonda Kalimatha to Penugonda Madhavi as per Affidavit dated 6/12/2014 C-36210 I have changed my name from Smabanu Allarakhu Kureshi to Asma Allarakhoo Qureshi as per Affidavit C-36211 I have changed my name from Mohammed Zubair Aslam Shaikh to Zubair Mohammed Aslam Shaikh as per Affidavit C-36212 I have changed my name from Aneesa Bi Mohammed Siddique Sahab to Anisa Mohammed Siddique Shaikh as per Affidavit C-36213 I have changed my name from Samir Mohd Farook Qureshi to Samir Mohd Farook Qureshi as per deedpoll Affidavit C-36214

I have changed my name from Faroqur Muzammil Shaikh to Farook Muzammir Shaikh as per deedpoll Affidavit C-36217 I have changed my name from Aftab Lokhandwalla to Mustafa Saifuddin Lokhandwala as per deedpoll Affidavit C-36218 I have changed my name from Imtiyaz Wajid Ali Shaikh to Imtiyaz Ali Wajid Ali Shaikh as per deedpoll Affidavit C-36219 I Nita Ramniklal Savla have changed my name to Neeta Girish Nagda as per Deedpoll Affidavit Dated: 03/12/14 C-36220 I Smt. Neeta Narayan Keserkar have changed my name to Smt. Neeta Narayan Kesarkar as per Deedpoll Affidavit Dated: 05/12/14 C-36221 I Smt. Nita Narayan Kesarkar have changed my name to Smt. Neeta Narayan Kesarkar as per Deedpoll Affidavit Dated: 05/12/14 C-36222 I Mr. Ganesh Narayan Keserkar have changed my name to Mr. Ganesh Narayan Kesarkar as per Deedpoll Affidavit Dated: 05/12/14 C-36223

I Nikunj have changed my name to Nikunj Gedia as per Deedpoll Affidavit. C-36231 I Nikunj Gediya have changed my name to Nikunj Gedia as per Deedpoll Affidavit. C-36232 I Shobhaben have changed my name to Shobhana Gedia as per Deedpoll Affidavit. C-36233 I Prashantbhai Gedia have changed my name to Prashant Gedia as per Deedpoll Affidavit. C-36234 I Shobhanaben have changed my name to Shobhana Gedia as per Deedpoll Affidavit. C-36235 I Arvindkumar have changed my name to Arvind Gedia as per Deedpoll Affidavit. C-36236 I Chandrashekar Anant Mhatre have changed my name to Sudhir Anant Mhatre as per Deedpoll Affidavit. C-36237 I Vijay Kumar Chandak have changed my name to Vijay Chandak as per Deedpoll Affidavit. C-36238 I Maushmi Samanta / Moushmi Samanta have changed my name to Mousmi Samanta as per Deedpoll Affidavit. C-36239 I Ramilaben Ganpatbhai Bariya have changed my name to Vijaya Mahesh Dedhia as per Deedpoll Affidavit. C-36240

I Rahulbhai Maheshbhai Limbachiya have changed my name to Rahul Mahesh Limbachia as per Deedpoll Affidavit Dated: 06/12/14

I Vinubhai Popatbhai Padshala have changed my name to Vinodbhai Popatbhai Padshala as per Deedpoll Affidavit.

C-36224

I Patel Sarfaraz Abdulla & Patel Sarfaraj Abdul have changed my name to Patel Sarfaraz Abdullah as per Deedpoll Affidavit. C-36242

I Diptiben have changed my name to Dipti Rahul Limbachia as per Deedpoll Affidavit Dated: 06/12/14 C-36225

C-36241

I Mina Damodhar Joshi have changed my name to Radha Govind Joglekar as per Deedpoll Affidavit Dated: 29/11/14 C-36226

I Patel Abdulla Mohmed & Patel Abdul have changed my name to Patel Abdullah Mohmed as per Deedpoll Affidavit.

I Uday Vinayakrao Dongare have changed my name to Uday Vinayak Dongre as per Deedpoll Affidavit Dated: 04/12/14 C-36227

I Patel Mariam Abdulla & Patel Mariyam Abdul have changed my name to Patel Mariyam Abdullah as per Deedpoll Affidavit. C-36244

I Sajjad Husain have changed my name to Sajjad Hussain Rajab Ali Sunelwala as per Deedpoll Affidavit. C-36228

I Shah Chandrikaben Nanubhai have changed my name to Sheth Usha Hitesh as per Deedpoll Affidavit. C-36245

I Kirubagaran Manickam Manickam have changed my name to Kirupakaran Susaimanickam Micheal as per Maha. Government Gazette No. X-11651 Dated: 16/06/2011

I Javahar Jesangbhai Mehta have changed my name to Jawahar Jesangbhai Mehta as per Deedpoll Affidavit.

C-36229 I Arvindbhai have changed my name to Arvind Gedia as per Deedpoll Affidavit. C-36230

C-36243

C-36246 I Shah Amitkumar Rameshchandra have changed my name to Shah Amit Rameshchandra as per Deedpoll Affidavit. C-36247

I Hetalkumar Rameshkumar Shah have changed my name to Hetal Rameshkumar Shah as per Deedpoll Affidavit. C-36248 I Deepali Vijay Darekar have changed my name to Sharvari Pranay Mahadik as per Deedpoll Affidavit. C-36249 I Farooque Abbas Qureshi have changed my name to Farooq Abbas Qureshi as per Deedpoll Affidavit. C-36250 I Farzana Khatun Zakir Hussain Shaikh / Farzana Khatoon Zakir Hussain Shaikh have changed my name to Farzana Zakir Hussain Shaikh as per Deedpoll Affidavit. C-36251 I Satish Kachrabhai Datania have changed my name to Satish Kachrabhai Dantani as per Deedpoll Affidavit. C-36252 We Mr. Zakir Azmat Patel & Mrs. Kazema Zakir Patel have changed our minor son’s name from Mohamed Bilaal Zakir Patel to Bilal Zakir Patel as per Deedpoll Affidavit. C-36253 I Debaditya Halder have changed my name to Debaditya Haldar as per Deedpoll Affidavit. C-36254 I Tipu Rakesh Rastogi have changed my name to Momin Rakesh Siddique as per Maha. Govt. Gazette No. X-30415 C-36255 I Savita Kondiba Kadam have changed my name to Savita Ashok Sankpal as per Deedpoll Affidavit. C-36256 I Rehana Begum Ramzan have changed my name to Rehana Kassim Mazagaonwalla as per Deedpoll Affidavit. C-36257 I Mangala Sadanand Bidikar have changed my name to Amrita Abhay Sukhathankar as per Deedpoll Affidavit. C-36258 I Mr. Anilkumar Gwaskar have changed my name to Mr. Anilkumar Gawaskar as per Deedpoll Affidavit Dated: 05/12/14 C-36259 I Mrs. Vidhya Vidhyadhar Gurav have changed my name to Mrs. Vidya Vidyadhar Gurav as per Deedpoll Affidavit Dated: 05/12/14 C-36260 I Ms. Pooja Anilkumar Gwaskar have changed my name to Ms. Pooja Anilkumar Gawaskar as per Deedpoll Affidavit Dated: 05/12/14 C-36261 I Mrs. Saroj Anilkumar Gwaskar have changed my name to Mrs. Saroj Anilkumar Gawaskar as per Deedpoll Affidavit Dated: 05/12/14 C-36262 I Mr. Vidhyadhar Shivram Gurav have changed my name to Mr. Vidyadhar Shivram Gurav as per Deedpoll Affidavit Dated: 05/12/14 C-36263

contd. on p. 6

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05 CITY Stormy winter session starts today

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, DECEMBER 8, 2014

Oppn parties – Cong, NCP – to attack new govt mainly on issues of drought and farmers' suicides in Vidarbha and Marathwada

SIMHASAN Prashant Hamine | ADC

PARKING PLOT S

o two months after they bitterly parted ways they are once again back as allies and the glue that binds them this time together is “power” and not ideology anymore. Call it irony or coincidence, the swearing-in ceremony bereft of the pomp and pageant was held in the parking lot adjacent to the Vidhan Bhavan. The Shiv Sena could not run the risk of encountering a split in its ranks and quietly parked its group of 63 MLAs in the parking lot offered by the Bharatiya Janata Party (BJP). It has no political choice as of now. Maybe it might use the coming four to five years to regroup and use its numbers as bargaining chip in turn

MLAs and that explains as to why it was forced to take the crutches of the Sena rather than rely on the rather unpredictable, unwarranted, unilateral support offered by the Nationalist Congress Party (NCP). What was being billed as a political master stroke from NCP chief Sharad Pawar is now fast turning out to be a no gainer. The assembly poll verdict was clear – BJP-Sena alliance and not a NCP supported BJP government. Moreover, the Sena could ill afford to be on the wrong side of the balance of power both at the centre and in the state. Politics has often been described as a strange, funny if not cruel

By A Special Correspondent

he winter session of the state legislature is all set to be stormy for the ruling BJPShiv Sena as the opposition Congress and NCP have swung in to the action to put the new government on the mat over issues pertaining to farmers and drought. Meanwhile, the Congress has organised a protest march on the first day of the session today (Monday) and has accused the government of failing to provide immediate relief to drought-hit areas. The first major session of the Devendra Fadnavis government happened after November 12 when the BJP won a crucial trust vote on the floor of the House with its then estranged partner Shiv Sena in opposition. However, now the scene has changed and Sena is now part of the government with ten members of the party already occupying cabinet berths. With the participation of Sena, the BJP government is now in a comfortable position. Nevertheless, the Congress and NCP have decided to adopt aggressive stance. Suicides by farmers and drought conditions in Vidarbha and Marathwada regions are going to be prominent issues in the house with both the parties accusing the government of doing nothing for farmers. Speaking to reporters, Congress deputy leader in Assembly Vijay Vadettiwar said, “The new government has failed to address the issues of farmers in Vidarbha where the suicides have once again raised their ugly heads. The num-

Int’l maritime tech meet, exhibition at NCPA By A Staff Reporter Subhash Desai

Vidya Thakur

Sharad Pawar

Ganesh Naik

for the fruits of power. The roles have reversed since they parted ways in September, now it is the BJP which is the big brother and has charged a hefty ticket to Sena for the parking lot. But will this alliance which is now based more on compulsion rather than ideology, last the full five year term is difficult to answer. The rules of the game have been altered irreversibly not to the liking of the Sena which seems like a reluctant bride thrust into a marriage of convenience. The Sena appears to have misread in which direction the wind was blowing when in 2004 the late BJP leader Pramod Mahajan had foretold that 10 years later the BJP would be contesting the assembly elections on its own strength. Finally the BJP fell short of the 145 majority mark by a few 20 odd

game. Otherwise who would have imagined or would explain how Sena’s Subhash Desai who was vanquished by his BJP opponent Vidya Thakur in Goregaon would end up as a cabinet minister in the same cabinet where Thakur continues to be a junior minister of state. Already the collateral damage of this new BJP-Sena alliance is being felt more on the NCP than on the Congress at the moment. For the BJP too its open door policy to political migrants like NCP’s Ganesh Naik & Co is fraught with the prospect of facing electoral damage in the ensuing crucial Thane and Navi Mumbai civic body elections, given the antiincumbency factor against the Naik family. All in all the next five years promise to be quite eventful as political and numerical equations keep on changing.

uadrennial International Maritime Technology conference and exhibition INMARCO INAction 2014 on 'Innovation for Maritime Sustainability' has been organised at National Centre for Performing Arts (NCPA) in south Mumbai from December 11 to 13, 2014. Marine experts believe that renaissance of Indian maritime industry is starting as the Indian Navy is protecting the ships in the vast sea, the central government red tape is reduced and waterways have been introduced inside the country. The event is jointly organised by the Institute of Marine Engineers India (IMEI), Mumbai and the Institute of Naval Architects (INA), two of the biggest maritime professional bodies of the country. Confederation of Indian Industries (CII) also has joined hands to co-host the event particularly the exhibition – 'Shipping & Maritime Expo 2014'. Shipping minister Nitin Gadkari is likely to inaugurate the event and Chief of Naval of Staff R K Dhowan will be Chief Guest. Organising Committee Co-Chairman K K Saxena said, “Experts in the various fields of maritime will discuss challenges and opportunities in the field of maritime for India during the thought provoking sessions. Several papers will be presented by Indian and foreign experts on issues like shipbuilding, shipping, ancillaries, development, safety and security, training and manpower, insurance, chartering, claims, commercial aspects and maritime laws.” Saxena added, “Delegates from the manufacturers, operators and others from maritime and allied sectors will participate and interact with the speakers during the threeday session. IMEI has been organising 'International Maritime Conference' since 1982, once in every four years.”

Devendra Fadnavis

Prithviraj Chavan

drought-affected farmers. “Our party legislators will also raise the issues of drought and welfare of affected farmers in legislature,” NCP spokesperson, Nawab Malik said. Prima facie, the ruling benches, especially the Ministers seem to be weak comparing the opposition which has a battery of leaders like former CM Prithviraj Chavan, Radhakrishna Vikhe Patil of Congress Ajit Pawar and Ajit Pawar, Chhagan Bhujbal, R R Patil of NCP who have ber of farmer suicides so far years of experience as Ministhis year stands at 568 and a ters in their earlier roles. Sigdrought-like situation is nificantly, this session is going looming large in parts of Vi- to start without a Leader of the darbha and entire Marath- Opposition in the Assembly wada. So we have decided to and Council too. raise these gloomy realities in Meanwhile, a house panel, the house”. On the other hand to probe charges against five the NCP has already de- suspended MLAs of Congress, manded waiver of crop loans will also meet and submit its and electricity bills of the report in the session.

Department: Chief Engineer (Mechanical & Electrical) No. E.E. MECH/EI/3871/Maint. of 04-12-2014

e-TENDER PAPER NOTICE The Municipal Commissioner of M.C.G.M. invites e-tenders for the following work

MUNICIPAL CORPORATION OF GREATER MUMBAI Chief Engineer (Mechanical & Electrical)’s Department

Department Ch.Eng.(M&E) Sub Department Dy.Ch.Eng.(M&E) City (Bid No.

7100033240

Subject:

Comprehensive servicing and maintenance of 4 Nos. of ‘Eros’ make lifts installed at Metro junction subway for the period of 36 months. 08-12-2014 at 10.30 a.m.

Bid Start Date & time Bid End Date & time Website: Contact Officer Name Landline No. Mobile No. E-mail

23-12-2014 at 4.00 p.m. http://portal.mcgm.gov.in Shree S.D. Verulkar 022-23076397 9869205128 eeeimaint@gmail.com

Interested eligible bidders may obtain further information regarding e-tender & PQC at MCGM website http:// portal.mcgm.gov.in or from the office of Executive Engineer, Mechanical (Electrical Installation) Maintenance, Municipal Workshop, 103, R.S. Nimkar Marg, Byculla, Mumbai-400 008. Sd/Dy. Chief Engineer (Mechanical & Electrical) City PRO/926/ADV/2014 Don’t throw garbage on the public street. Put it in the bins provided

Afternoon Despatch & Courier

CLASSIFIEDS

CHANGE OF NAME We Mr. Anilkumar Gawaskar & Mrs. Saroj Anilkumar Gawaskar have changed our minor son’s name from Mst. Alpesh Anilkumar Gwaskar to Mst. Alpesh Anilkumar Gawaskar as per Deedpoll Affidavit Dated: 05/12/14 C-36264 We Mr. Anilkumar Gawaskar & Mrs. Saroj Anilkumar Gawaskar have changed our minor daughter’s name from Ms. Sivanikumari Anilkumar Gwaskar to Ms. Shivani Anilkumar Gawaskar as per Deedpoll Affidavit Dated: 05/12/14 C-36265

I have changed my name from Reyaz Ahmad to Reyaz .Ahmad Shah as per Affidavit C-36280 I have changed my name from Sirtaj Alam Dost Mohammad Momin to Momin Sirtaj Ahmad Dost Mohammad as per Affidavit C-36281 I have changed my name from Veena Bipin More to Sugandha Bipin More as per Affidavit C-36282 I have changed my name from Asma Khatoon Jabiullah Shaikh to Asma Mohammed Yahya Shaikh as per Affidavit C-36283

I have changed my name from Dipak Velji Shah to Deepak Velji Gada as per Affidavit C-36266

I have changed my name from Farzana Abdul Razzaque to Farzana Begum Mohammed Yusuf Shaikh as per Affidavit

I have changed my name from Abdulla Kasim Shaikh to Abdullah Kasam Shaikh as per Affidavit C-36267

C-36284

I have changed my name from Shaikh Mohammed Juned Gulamnabi to Junaid Gulamnabi Shaikh as per Affidavit C-36268 I have changed my name from Dilip Kumar to Dilip Kumar Prajapati as per Affidavit C-36269 I have changed my name from Jarar Zahoor Hurzuk to Jarrar Zahoor Hurzuk as per Affidavit C-36270 I have changed my name from Nikita Suresh Nalawade to Zareen Ishaque Khan as per Affidavit C-36271 I have changed my name from Satishkumar Gopalakrishnan Nadar to Satishkumar Gopal Nadar as per Affidavit C-36272 I have changed my name from Kala Gopalakrishnan Nadar to Subbulaxmi Gopal Nadar as per Affidavit C-36273 I have changed my name from Dipakkumar Dhondiram Chavan to Deepak Dhondiram Chavan as per Affidavit. C-36274 I have changed my name from - Jackson Peter Paniparya to Jackson Peter Bathya as per Affidavit. C-36275 I have changed my name from Mohamad Ali Hasanali Petiwala to Mohammed Ali Hasanali Petiwala as per Affidavit. C-36276

I have changed my name from Mahendrakumar Sumatilal Shah to Mahendra Sumatilal Shah as per Affidavit C-36285 I have changed my name from Chirag Mahendrakumar Shah to Alkesh Mahendra Shah as per Affidavit C-36286 I have changed my name from Rajan Sundaram Rajan Savarimuthu to Sundaram as per Affidavit C-36287 I have changed my name from Gaikwad Mandakini Tukaram to Khan Amna Naseem as per Affidavit C-36288 I have changed my name from Prema Shrinivasan to Khan Zeenat Mohammed Haseen as per Affidavit C-36289 I have changed my name from Khan Shamim Wasim to Khan Mohammed Shamim Wasim as per Affidavit C-36290 I have changed my name from Khan Sharwar Mohammed Shamim to Khan Sharwat Mohammed Shamim as per Affidavit C-36291 I have changed my name from Shamim Begum Mohammad Hasan to Khan Shamim Akbar as per Affidavit C-36292 I have changed my name form Swatiben Natvarlal Darji to Swati Kalpesh Chauhan as per Affidavit Dated 06/11/2014 C-36293 I have changed my name from Tanu Sunil Khandelwal to Trisha Sunil Khandelwal as per Affidavit C-36294

www.afternoondc.in

MUMBAI | MONDAY, DECEMBER 8, 2014

I have changed my name from Mohammad Anwar to Mohammad Anwar Shaikh as per Affidavit C-36298 I have changed my name from Sanjay Inderlal Sadwani to Sanjay Inderlal Sadhwani as per Affidavit C-36299 I have changed my name from Mahesh Kumar Gopichand Khatri to Mahesh Gopichand Khatri as per Affidavit C-36300 I Jesica Quadros holder of Indian Passport No. G4315155 Issued at Mumbai on 17/07/2007 Resident of Santacruz Mumbai and Presently Working/Residing At Doha Qatar, Do hereby changed my name from Jesica Quadros to Jesica Jacinto with Immediate Effect. C-36301 I have changed my name from Kunda Laxman Sawant to Namita Naresh Rane as per Affidavit C-36302 I have changed my name from Kishorekumar Bastimal Jain to Kishore Vastimal Jain as per Affidavit C-36303 I have changed my name from Vasantrao Sopan Waghmode to Vasant Sopan Waghmode as per Affidavit C-36304 I have changed my name from Ratnabai Vasantrao Waghmode to Ratna Vasant Waghmode as per Affidavit C-36305 I have changed my name from Suresh Kumar Radheshyam Kori to Suresh Radheshyam Kori as per Affidavit C-36306 I have changed my name from Manoj Kumar Kantilal Shah to Manoj Kantilal Jain as per Affidavit C-36307 I Manoj Kantilal Jain have change our child name from Vansh Manoj Shah to Vansh Manoj Jain as per Affidavit C-36308 I have changed my name from Vijaya Sadanand Karmarkar to Priya Pradip Korgaonkar as per Affidavit C-36309 I have changed my name from Pradip Gajanan Korgavkar to Pradip Gajanan Korgaonkar as per Affidavit C-36310 I have changed my name from Gajanan Dattaram Korgavkar to Gajanan Dattaram Korgaonkar as per Affidavit C-36311 I have changed my name from Snehprabha Gajanan Korgavkar to Snehprabha Gajanan Korgaonkar as per Affidavit

C-36277

I have changed my name from Kirankumar Govindbhai Parmar to Kiran Govindbhai Parmar as per Affidavit C-36295

I have changed my name from Tamboli Taufique Saleem to Taufeeq Saleem Tamboli as per Affidavit C-36278

I have changed my name from Vaishali Dayaljibhai Vaghela to Alka Kiran Parmar as per Affidavit C-36296

I have changed my name from Mr. Imranbhai Jamalbhai Mahesaniya to Mr. Imran Jamalbhai Mahesaniya as per deedpoll Affidavit C-36313

I have changed my name from Ashfaque Ahmad Mohammad Yunus to Dr. Ashfaque Mohd Yunus Shaikh as per Affidavit C-36279

I have changed my name from Mohd Afsar Shaikh to Mohamad Afsar Shaikh as per Affidavit C-36297

I have changed my name from Gulam Menhadi Khalil Husain to Sayed Gulam Mehdi Khalil Husain as per Affidavit C-36314

I have changed my name from Shaihk Zarar Ahmed to Zarar Shaikh as per Affidavit

C-36312

Jerrit John’s peon deposes in court By A Staff Reporter

peon, Suryakant Karande, was beaten up by the police before taking his statement. he peon of Jerrit John, accused of an acid Jerrit John, the owner of production house attack, was produced in the Sessions 'No Nonsense' is accused of throwing acid Court in front of special women's judge on 26-year-old Aryanka Hosbetkar, a city Vrushali V Joshi on Saturday. based cyclist. Allegedly the two were in a reOn Friday, Kalpesh Jubalia, an online acid lationship and the things got bad when the vendor, told the court in his deposition that victim came to know that the accused was he received a call from a man named Javed already married and had a kid. She wanted on November 3, 2012. He ordered hy- to end the relation. But the accused was drochloric acid, sulphuric acid, benzyl acid adamant on marrying her. and acetone. Later he sent his peon to colHe allegedly flung acid on the victim on lect the acid. Special Public Prosecutor (SPP) November 7, 2012. Jerrit was charged under Kalpana Chavan told the ADC, “The peon sections 379 (committing theft), 326 (caustold the court that he was ordered by his ing grievous hurt), 452 (house trespassing), boss (Jerrit John) to collect a packet from a 307 (attempt to murder) and 342 (wrongful man named Kalpesh Jubalia.” confinement) of the Indian Penal Code. In the cross examination by defence The victim identified the accused on Aucounsel Amin Solkar, it was revealed that the gust 26.

Continued from pg 1 « could not make it to the top 10 slots and was trailing with 2.2 per cent votes at the 11th position. The Ferguson protesters had temporarily taken the lead from Modi last week as people around the US demonstrated against a grand jury's decision not to indict white police officer Darren Wilson who shot and killed unarmed black teenager Michael Brown in August. But Modi, "seen by many in India and around the

Modi favourite to win ‘Time’ poll world as having the potential to reinvigorate the country's economy," soon regained the lead in the online poll. Modi is among 50 global leaders, business chiefs and pop icons named as contenders for the honour. The other candidates in the fray for the title are Iran's Supreme Leader Ayatollah Khamenei, Israel Prime Minister Benjamin Netanyahu, ISIS chief Abu Bakr al-Baghdadi, Chinese President Xi INSCO STEELS LIMITED

Regd. Office. : 208, 2nd Floor, Ashirwad CHS, Ahmedabad Street, Carnac Bunder, Mumbai- 400009, Tel. 022 – 23483737 email : insco.steels@rediffmail.com CIN : U45200MH1994PLC081233 PUBLIC NOTICE Notice is hereby given that members of the Company at their Extra Ordinary General Meeting held on 05th November, 2014, have passed a special resolution for the conversion of the Company from Insco Steels Limited To Insco Steels Private Limited under the provisions of Sections 14, 15 & 18 read with Rule 33 Companies (Incorporation) Rules, 2014 of the Companies Act, 2013. Anybody having objection for such conversion may raise their objection with an affidavit and supporting evidences, if any, with the Registrar of Companies, Mumbai, Maharashtra with a copy of the same to Company at the Registered Office within 15 days from the date of this notice. By Order of the Board For Insco Steels Limited Sd/Place: Mumbai Riyaz Shaikh Date: 08.12.2014 Director

Jinping, US Secretary of State John Kerry and former US Secretary of State Hillary Clinton. Among the business chiefs and artists in the fray are Amazaon CEO Jeff Bezos, Chinese e-commerce site Alibaba founder Jack Ma, GM's first female CEO Mary Barra, Apple CEO Tim Cook and singers Beyonce, Taylor Swift, reality star Kim Kardashian and actress Jennifer Lawrence.

PUBLIC NOTICE

This is to inform the general public that Ten(10) shares bearing original share certificate no.12 under distinctive number from 056 to 065 dated 01.03.2003 of Kaygee Holdings Private Limited owner of flat no. A/11-304 and a member of Siddharth Nagar Bldg No.3 CHS Ltd having address at Siddharth Nagar, Opp Bhoir Industries, Borivali (E), Mumbai –400064 have been lost / misplaced. The Society hereby invites claims and objections for issuance of duplicate share certificate within the period of 14 (Fourteen) days from the publication of this notice, with copies of such documents and other proofs in support of his/her/claims/ objections for issuance of duplicate share certificate to the Chairman of Siddharth Nagar Bldg No.3 CHS Ltd in such manner as is provided under the bye laws of the society, the claims, if any, received by the society shall be dealt within the manner provided under the bye laws of the society. For & on behalf of Siddharth Nagar Bldg No. 3 CHS Ltd Date: 08/12/2014 Sd/Place : Mumbai Chairman

Woman who accused trustee Dhoble of rape faces arrest

Afternoon Despatch & Courier

CITY

www.afternoondc.in

MUMBAI | MONDAY, DECEMBER 8, 2014

A FIR was filed against the college staffer for fraud and her anticipatory bail plea was also rejected

By Santia Dudi

and not the ones where she deposited the money back.” She further added, “Also Dhoble's counsel claimed that because of this fraud she was sacked from the job, but we told the court she was transferred and we also produced the transfer orders. Still the court rejected her anticipatory bail application (ABA). “On Saturday night, I received a call from Borivali police station informing me about the cancellation of the ABA, and inquired about her. I told the police that as her mother expired this month, she has gone to her native place for some rituals. Still, at around 8.30 pm the police went to her home to arrest her, overlooking the law according to which no woman can be arrested after 6 in the evening.” Advocate Biswas said, “A similar FIR of fraud and cheating was registered against Dhoble also at Borivali police station only, with similar charges, but nobody bothered about the arrest at that time.”

he Dindoshi court on November 29, rejected the anticipatory bail application (ABA) of the Nalanda Law College staffer, who accused one of the trustees of the college and former NCP minister of rape and molestation. An FIR was filed against the victim at Borivali police station in which she was accused of committing a fraud of Rs 80 lakh. The counsel of the victim, advocate Manjula Biswas told ADC, “The victim was a clerk at the college since 2000, and she used to handle cash. She used to maintain receipts of all the transactions (every amount received by her and every amount transferred by her in the college's account). Now, after she filed the rape case against Laxman Dhoble, her office was locked by the college administration, and all the documents were either destroyed or seized. “And in the court they produced only those receipts where the victim is receiving the amount

Cops caution against fake investment schemes By Suresh Golani

number of such schemes, termed as 'Ponzi' or 'Pyramid' schemes, have been busted by the authorities in recent years. However, the worrying part is that many more are still operational and the greed to make 'easy' money is so intense that it overpowers the financial wisdom of the investors who are lured by little-known companies into flashy schemes, promising super-normal returns backed by weird business models.

n a move to create awareness against rising instances of people getting duped by fraudulent investment schemes, the Economic Offences Wing (EOW) of the Thane (rural) police has cautioned gullible investors against the notorious 'Ponzi' mafia. Apart from launching a helpline- 022-25362020- to passon information and register complaints against such fraudulent companies, Deputy SP (EOW), Prashant Kadam, has asked inPic for representational purposes only

Dubious 'gift' schemess

vestors to verify the credentials of companies before investing in them. It should be noted that the state government authorities has already passed a bill – the Maharashtra Protection of Interests of Depositors Act (in Financial Establishments), on April 29, 1999, which offers relief to people who fall prey to fraudulent investment and money circulation schemes launched by fly-by-night operators and multi-level-marketing (MLM) companies. “People who go ahead and invest in such dubious firms, should realise that no amount can be doubled in two to three years as claimed by the operators. Even the best of the banks around the world cannot do so. People can contact the nearest police station or dial our helpline number,” said a police officer. A

To divert the attention of the law enforcement agencies and using loopholes to mop up funds from small-time investors, several dubious firms in Bhayandar are cleverly operating free gift schemes to cover up their money circulation activities. As per reports, an investor has to pay equal monthly installments, which allows him to participate in a "lucky draw" every month in which the winner is given free gifts with the full amount, while the unlucky ones are assured redemption of the entire pooled amount after one year. It is usually seen that the scheme works in the initial stages till new investors are roped in by first and second level ones and once there is a dry run of new scapegoats, the scheme collapses leaving the late entrants in the lurch.

What is 'Ponzi' The 'Ponzi' scheme in which the operators promise to pay high returns in a short time is named after Charles Ponzi who became notorious in the 1920s for inventing such schemes and duping investors in the United States of America.

The former NCP minister is accused of rape by a 42-year-old staffer of Nalanda Law College, of which he is a trustee. The victim on September

12, filed an FIR at Borivali police sta- is hearing the anticipatory bail applition accusing Dhoble of raping her, cation of the former minister. the alleged incidents took place On September 30, Dhoble was thrice in the span of a year. The court granted an interim protection.

UNIVERSITY OF MUMBAI

INSTITUTE OF DISTANCE AND OPEN LEARNING (IDOL) Dr. Shankar Dayal Sharma Bhavan, Vidyanagari, Santacruz (E), Mumbai-400 098

PERSONAL CONTACT PROGRAMME (PCP) FOR 2014-2015 PCP Lectures will commence from First week Decmber 2014 & onwards at the following Colleges

Churchgate - Department of Life Long Learning and Extension, Vidyapeeth Vidyarthi Bhavan, ‘B’ Road, (B.A, Monday to Friday: 4 pm to 6 pm) Fort - Siddharth College, Buddha Bhavan, Purushotamdas Thakurdas Marg, (B.A.B.Com, M.Com & PGDFM, Monday to Saturday: 6 pm to 8 pm) Dadar (W) - Kirti College, Kashinath Duru Road, Off. Veer Savarkar Marg (M.A. English, only on Saturday: 4 pm to 6 pm) Santacruz (E) - Public Night College, Hind Nagar, Vakola Market, Aaram Society Road (B.Com., Monday to Saturday :- 2 pm to 4 pm) Santacruz (E) - Patuck Gala College, Vakola Bridge, (B.Com / M.Com, Accounts, Management, Monday to Saturday: 2 pm to 6 pm) Vile Parle (W) - Mitthibai College, Bhaktivedant Marg (M.A. English only on Friday: 6 pm to 8 pm) Malad (E) - DTSS College, Kurar Village (B.Com / M.Com, Saturday: 6 pm to 8 pm, Sunday: 9 am to 12 pm) Kandivali (W) - KES College, Bhulabhai Desai Road (B.Com / M.Com, Monday to Saturday: 6 pm to 8 pm) Dahisar (E) - Shailendra Degree College, Shailendra Nagar ( B. Com Monday to Saturday: 4 pm to 8 pm) Vasai (W) - Vartak College, (B.A.,B.Com, M.A. & M.Com, Monday to Saturday: 6 pm to 8 pm) Vidyavihar - S. K. Somaiya College Sci & Com, (B.A., B.Com., M.A. & M.Com, Monday to Saturday: 4 pm to 8 pm) Vikroli (E) - Asmita College, (B.A., B.Com, M.A. Economics / History & M.Com. Monday to Saturday: 4 pm to 8 pm) Thane (W) - NKT College (BA & B.Com, Monday to Saturday :- 4 pm to 8 pm) Thane - R. J. Thakur College, Veer Savarkar Nagar (BA, B.Com, M.A. & M.Com. Monday to Saturday: 6 pm to 8 pm) Dombivali (E) - Royal College of Science

& Commerce, P&T Colony, Gandhi Nagar, (B.A. B.Com, M.A.& M.Com, Monday to Saturday: 4 pm to 6 pm) Kalyan (W) - Birla College, (BA, B.Com, M.Com & MA History, Marathi, Hindi, Monday to Saturday; 6 pm to 8 pm) Bhiwandi - BNN College (BA & B.Com, Monday to Saturday: 4 pm to 6 pm) Bhiwandi - Samadiya College of Arts & Commerce (BA & B.Com, Monday to Saturday: 4 pm to 6 pm) Chembur (W) N. G. Acharya and Marathe College of Arts, Science and Commerce, (BA & B.Com., Monday to Saturday: 6 pm to 8 pm) Navi Mumbai (Koparkhairane) - DVS College, Plot No.23, Sector-17 (B.A., B.Com & M.Com, Monday to Saturday: 6 pm to 8 pm) Navi Mumbai (Kalamboli) - K.L.E. Society's Science & Commerce College, Plot No, 29, Sector 1 (BA & B.Com., Monday to Saturday: 6 pm to 8 pm) Raigad (Uran) - Veer Vajekar Degree College,Phunde, Mahalan Vibhag Phunde, Tal. Uran (B.A, & B.Com, Monday to Saturday 4 pm to 6 pm) Raigad (Neral) - Matoshree Sumati C. Tipinis College, Neral, Karjat (B.A, B.Com & M.Com, Monday to Saturday: 4 pm to 6 pm) Raigad (Mahad) - Dr. Ambedkar College, Mahad, (B.A., B.Com., M.A.& M.Com Monday to Saturday: 12 pm to 4 pm) Raigad (Mhasla) - Vasantrao Naik College of Arts & Commerce ( M.Com, Saturday: 11 am to 1.30 pm, Sunday: 10 am to 12 pm Raigad (Poladpur) - Sundarrao More College, At & Post Poladpur (Cholai) (M.A. & M.Com Friday: 9 am to 1 pm, Sunday: 9 am to 1 pm) Ratnagiri - Navnirman College, MIDC, Mirjole (B.A., B.Com, M.A. & M.Com, Saturday to Sunday: 4 pm to 6 pm) Sindhudurg - S.P.K. Mahavidyala, Sawantwadi Road, Sawantwadi (B.A., B.Com, M.A. & M.Com, Saturday to Sunday: 4 pm to 6 pm)

M.A. - History, M.A. - Sociology, M.A, - Economics, M.A. - English, M.A. - Hindi, M.A. Marathi, M.A. - Political Science, PGDFM & PGDORM lectures will commence from the second week of December 2014 & onwards at IDOL. Details of PCP are available on our website www.mu.ac.in/idol. PCP Lectures are voluntary (Not Compulsory). Students may contact the concerned College for details of days & Timing of PCP lectures. Date: 3rd December, 2014 DGIPR/2014-2015/5031

Dr. D. Harichandan Professor cum Director

Super docs who want to transform people’s lives selflessly

CITY

By A Staff Reporter

THE SUPER SEVEN: (LtoR): Dr. Ashwinikumar Tupkary, Dr. Narendra Kulkarni, Dr. Bharat Deshmukh, Dr. Satish Kulkarni, Dr. Mrs. Manjiri Vyavhare, Dr. Jyotsna Kshirsagar and Dr. Rajendra Kshirsagar. ployee working here, right from the doctors to the support staff to the staff that cleans the hospital, everybody is happy and contented because by working at Dr Hedgewar Rugnalaya they are, in their own way, giving back to the society. “The feeling of wanting to transform people's lives, selflessly is what brought us together. None of us wanted to be rich. All we wanted to do was help people in whichever way we could and this hospital is the result of this feeling,” said Dr Bharat Deshmukh, one of the founding members of the hospital. The other six doctors too have loved every moment of their journey in building this hospital which

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At Dr Hedgewar Rugnalaya, a patient gets the personal touch and the feeling of being taken care of, with love and affection; and the trust of not being taken for a ride

n today's world, where money seems to have become the universal language and even doctors, who have always been looked upon as God on earth, have been accused to having succumbed to the temptation of wanting to hoard wealth, a team of doctors, who can be tagged the 'Super Seven', stand out and give the world the hope of getting quality treatment without being ripped off and thus help in salvaging theoverall reputation of the medical fraternity, that is slowly getting tarnished. It is not common to hear of doctors working on a fixed salary, right? Welcome to Dr Hedgewar Rugnalaya, a hospital in the Marathwada region of Aurangabad where doctors' salaries do not depend on the number of surgeries they perform or on the turnover of the hospital. Also, they do not earn anything 'extra' from cut practices. Their salaries are need based fitting their qualifications. And the founders of this hospital are no exception to this rule. But every em-

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is nothing short of a dream come true for them. “The hospital has completed 25 years, still we enjoy everyday just the way we did when we had started off in 1989. Every day is a new learning for us. We still face challenges and problems but I think this is what keeps all of us going,” said Dr. Jyotsana Kshirsagar, another member of the 'Super Seven' team. So what makes this 300 bed hospital that has 50 intensive care unit beds catering to major specialties like cardiology, surgery, neo-natal care, to state a few, ten operation theatres with 43 full time consultants and 11 visiting doctors, so special? Quality treatment at affordable

costs? Well maintained and spacious rooms? The personal touch and the feeling of being taken care of, with love and affection? Or the trust of not being taken for a ride? It is perhaps, all of this put together. Dr Anant Pandhare, who is called the 'face of the hospital' said, “The rates charged here are 40 per cent to 65 per cent of the market price and that doesn't mean we compromise on quality. We have the best machines and infrastructure here. Our objective is to give our people the best medical assistance at affordable costs.” And a positive fallout of this is that even other hospitals in the area have slashed down their prices by 30 per cent to 40 per cent informed Dr Pandhare. Answering how do they manage this, Dr Pandhare said, “If you do things the right way, society will support you. If it doesn't support you, then something is wrong with your institution. We keep getting generous donations in cash and kind from people who have seen our work and from people who have been told about our work by them. Our work is being talked about and help just comes. Yes, we also talk to corporates and ask them help us through their CSR activities. I quote the amount I need for the hospital. It might be a few thousands to even a few crores. I just ask and I also get it because they know the money will be used for the said purpose with no vested interests.” “Right now, the hospital hardly has any money and we are okay

with that because right now we don't need money. But yes, whenever we need money we will ask from society and I am sure help will pour in as always,” added Dr Pandhare. No wonder, 65 per cent of the capital investment for this hospital comes from donations. For these doctors, money has never been of any importance. For them, patients' happiness and smiles are the greatest rewards. “Not only us, all of our staff abide by this fundamental principle of ours. Nobody complains about salaries or other benefits. All of us get enough to lead a comfortable life where we can take care of the needs of our family. What more do we want? All of us have realised the value of helping humanity and doing good for the society. We know that the smile of a patient who leaves this hospital hale and hearty with no complaints or ill feelings in his heart, is priceless and that is our greatest reward,” said Dr Ashwinikumar Tupkary, who is called the string that has kept the string of pearls together, by his doctor friends.

Touching lives in all aspects While medical projects like Dr Hedgewar Rugnalaya and the three slum health centers are under a trust called Doctor Babasaheb Ambedkar Vaidyakiya Pratishthan, there are several social projects as well that are being undertaken under a trust named Savitribai Phule Mahila Ekatma Samaj Mandal. The social projects range from counseling teenage children, forming women self help groups to giving vocational training in fashion designing, cooking, electrical repair works etc, to men and women and education to children. These need based projects are a result of the doctors' holistic approach in bettering people's lives.

KR affected after Jan Shatabdi’s accident Gold smuggling: Customs raise vigil as airport staff role emerges in the open C Four coaches of Janshatabdi were damaged in the accident and at least 13 passengers sustained injuries.

By A Staff Reporter

ailway traffic was affected on Konkan Railway as Jan Shatabdi Express had an accident on Sunday afternoon at Bordve village near Kankavali. According to Konkan Railway officials,13 passengers sustained injures out of which three are serious. However, the number of injured is likely to go up. All the injured were immediately rushed to local hospitals for due medication. Officials confirmed that no passenger sustained fatal injury. Konkan Railway declared exgratia payment to the injured passengers. According to Konkan railway offi-

cials, train no. 12052 Karmali – Dadar Jan Shatabdi was hit by a private JCB (excavator) between Kankavali and Sindhudurg station. FIR has been registered against the owner of a private stone quarry for criminal negligence, infringement on railway premises and jeopardizing the safety of railway property as well as passengers. According to sources, the JCB was deployed on a Stone Quarry from Kaswan – tree cutting which infringed the railway track and hit three coaches – one AC chair car, two non-AC of the Jan Shatabhdi express. The injured passengers were immediately shifted by Konkan Rail-

way to Government Hospital at Kankavali. Konkan Railway officials rushed to the site and brought about an early clearance of the railway track. As a result of the accident, train no. 10103 Mandovi Exp was detained for 1 hour and 10105 DivaSawantwadi passenger train for 1 hr 50 mins. The railway track is not affected by the accident and train services have resumed. As per the directives of the CMD of KRCL, Bhanu Prakash Tayal, not only was the section cleared at the earliest but free train journey passes have been arranged for the families of injured passengers who wished to visit them at the hospital.

ustoms officials in the city have mounted tighter vigilance in the wake of increasing involvement of airport and airlines staff members in gold smuggling cases as evidenced by a rise in the number of such cases, reports PTI. "The arrests of airlines and airport staff in the past few months gave a clear signal that we are facing threats not only from gold smugglers, who, posing as passengers, illegally carry the yellow metal, but from people working at the airport premises, who have been acting as facilitators or middlemen," said Milind Lanjewar, Additional Commissioner of Customs. "Our operation should be more meticulous and discreet to unearth the role of the men working within the airport premises. Conducting such operations are more challenging. “We have exposed some and sent them behind bars but there may be some more gold

smuggling facilitators," he said. "We are doing our best to crack down on gold smugglers. With more determination, we are making concerted efforts to nab the smugglers and their facilitators. The vigil has been intensified," he added. What shocked the Customs officials was the involvement of senior airport official Kanumetta Jagadish Babu, who was arrested on Friday for allegedly acting as a facilitator of a gold smuggling gang. This involvement stunned one and all. "We were stunned when we figured out the role of Babu, a terminal manager with Mumbai airport operator GVK," Lanjewar said. Babu and his two associates Shahbaaz Khan and Shaikh Mohsin were nabbed on Friday for allegedly trying to smuggle in 14 gold bars worth Rs 39.58 lakh brought from UAE, a Customs official said.

Afternoon Despatch & Courier www.afternoondc.in

Septuagenarian moves HC against irregularities in orphanage CITY

MUMBAI | MONDAY, DECEMBER 8, 2014

NEWS IN BRIEF

By Philip Varghese

Dilip Kumar stable, recovering in hospital Veteran actor Dilip Kumar, who was hospitalised on Saturday for treatment of pneumonia after he complained of cough and cold, is stable. "Dilip saab is fine. He is stable and recovering. He is in a normal room and not in ICU," a family source said on Sunday. The 92year-old actor was admitted to Lilavati Hospital. He has been under observation for routine check-ups, sources said.

72-year-old man moved the Bombay High Court with a writ petition against the yateemkhana (orphanage) and madrasa, Anjuman Khairul Islam, a public charitable trust located at the Nagpada Junction in South Mumbai. Hussein Usman Merchant, a resident of Jogeshwari, who was also among the trustees of the organisation said he had earlier filed a petition in court citing a series of irregularities in the management affairs of the orphanage. The petition has named the present trustees Abu

Anti-drug rally by cops in Mira Road

2,500 people stage protest in Jawhar

More than 2,500 tribals and villagers from Jawhar gheraoed and squatted in front of the Jawhar police station on Sunday, demanding action against three policemen allegedly responsible for the suicide of a 60-year-old man, sources said. The irate mob refused to bring down the body of the old man who had hung himself to death from a tree after which his body was spotted this morning by villagers. It was about a month ago, when a totally charred body was found by the rural police, yet neither the victim nor the killers have been identified.

Palghar to get three new police stations

Palghar Supt of Police Suvez Haque yesterday said the district is likely to have three new police station in Tulinj, Achole and Pelhar areas. In a review meeting held with official of the police dept and municipal corpn, Haque took a stock of various issues pertaining in the Vasai division and discussed the need of more police stations in Nalasopara region. He proposed new police stn at Tulinj, Achole and Pelhar areas.

State’s portal to track stalled projects With a view to track various stalled projects and also to remove implementation bottlenecks, the state govt has set up a Project Monitoring Group (PMG). The PMG portal has been linked to the state government's official website.

Saleh Ansari, Fatima Allana, Prof M S Lakdawala, Z M Thakur, Nisar Doodhwala, Zulfikar Memeon, A H Farid, Farida Agbootwala, Irfan Furniturewala, Abdul Gani Atlaswala, Suleman Peer and office of the charity commissioner as the respondent to the case. According to the petition, the current trustees are not following the laws and they had made enormous fortunes. “In 1989, my resignation was due to extraction by underworld don Haji Mastan Mirza. Several trustees have been illegally appointed and money in crores of rupees have illegally exchanged

By Suresh Golani

ot limiting their role to just a law enforcing agency, the Mira Road division of the Thane (rural) police under the instructions of SP Rajesh Pradhan and SDPO Suhas Bawche, have doubled-up as crusaders against the rampant drug menace which has raised its ugly head in the Mira Bhayandar region. Led by Senior PI Dhanaji Kshirsagar, the cops organised a massive Anti-Drug rally in Mira Road on Sunday. Actively joined by local youth, students, parents, members of NGOs and political parties, the rally

started from Lodha complex and passed through various localities in Mira Road. “The local populace not only actively participated but also extended full support to the rally which will go a long way in eradicating drug menace from the region,” Kshirsagar said. Apart from intensifying vigilance and activating the informer network, the police department led by SP Rajesh Pradhan has also launched an awareness drive in the form of an elaborate advertisement campaign, seminars at educational institutions to highlight then disastrous effect of the new-generation drug menace and also rehabilitation projects for the addicts.

hands. Property worth crores have been alienated/extinguished and activities discontinued,” the petition read. Merchant in his petition also alleged that, “A piece of land in Oshiwara was alienated to the Allanas which was in fact allotted to the yateemkhana by the Government of Maharashtra. Now a school has come up in this place. Two orphanages and a hospital have been closed down without obtaining the permission of the Charity Commissioner. Similarly, the new trustees drafted change reports and swindled two flats in Byculla. To make their lobby stronger, two trustees –

Gohar, an advocate, and Shakil Shaikh, a charted accountant – were removed as trustees arbitrarily for they had raised certain irregularities in the trust affairs. The Anjuman Khairul Islam (AKI) Poona College of the trust has collected capitation fees from the students which is completely illegal. Lakhs of rupees were collected in the name of capitation fees. The services of a retired registrar were arbitrarily extended for the purpose of collecting capitation fees.” The petitioner also claimed that certain properties owned by the trust were leased out to various persons.

“The trust has failed to collect rent from these people. The school of the trust - AKI Urdu School at Nalasopara, too, is a centre of controversy for insult to the lady principal,” the petition claimed. Speaking to the ADC, Merchant said, “I have prayed to the court that the present trustees who have been illegally appointed should be restrained from collectively or individually acting as trustees of the said orphanage Trust by passing a permanent injunction.” The petition is expected to come up for hearing this week before a division bench headed by Justice V M Kanade.

Put your house in order, Modi will not destroy his own

Afternoon Despatch & Courier

EDIT PAGE

DESPATCH & COURIER

Ponder awhile... “Great spirits have always encountered violent opposition from mediocre minds.” — Albert Einstein

BJP begins moves to get Mamata out I

T is crystal clear that the Bharatiya Janata Party (BJP) has started moves for ending Mamata Banerjee’s rule in West Bengal. The BJP has undertaken several measures to get the Trinamool out. Where was the need for BJP president to hold a rally in W. Bengal? And then, the party leaders are accusing the chief minister of involvement in the Saradha scam. And they also gone to the extent of accusing her of having a hand in the bomb blast. Amit Shah would have perhaps left Mamata alone if she had cooperated with his party and also extended cooperation to the BJP government at the Centre. She has been attacking the BJP — and particularly Narendra Modi. During the Lok Sabha polls, she was hurling abuses at him. She made it known that she would rather be with the Congress party than with the BJP-led by Narendra Modi. She is now desperately trying to confront the BJP. She did not attend the chief minister’s conference in Delhi which was called by Prime Minister Narendra Modi. Jammu & Kashmir’s CM Omar Abdullah also did not attend the PM’s meeting in Delhi. He also has complaints against the PM, but it cannot be said they are not genuine. The assembly elections are on and Omar’s presence in his state is very necessary for his party. It looks like Mamata Banerjee has drawn the battle lines. Clashes between the BJP and Trinamool Congress workers are taking place. As the next assembly election approaches, violent confrontation between the two parties is likely to take place.

Afternoon

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MUMBAI | MONDAY, DECEMBER 8, 2014

OR the long decades the Congress was in power at the Centre and in a vast majority of the States, a demoralized Opposition had pinned its hopes on a miracle to get the better of what was then the sole party of governance. That miracle never happened, though the non-Congress parties hoped against hope that a failure of the monsoon could cause the voters in an agriculture-dominant economy to turn their backs on the Congress Party. But up until the demise of Nehru, and a frontal assault on the Constitution by his daughter, Indira Gandhi, the nonCongress parties were still waiting for their chance to rule India. For the first time ever the Emergency of Indira Gandhi catapulted a grand alliance of four disparate groups under the hurriedly assembled umbrella of the Janata Party into the seats of power in 1977. The first Janata government might have lasted less than three years but the stranglehold of the Congress over the levers of power was finally broken. And it has been a downhill journey since then for the ‘party of independence,’ though a freak election in 1984 following the assassination of Indira Gandhi by her Sikh guards did give the novice Rajiv Gandhi more seats than the party has ever won before or since. Now, cut to 2014. Under Rajiv Gandhi’s widow, Sonia, and his son, Rahul, the Congress has notched up another sort of first, recording its lowest ever tally in the Lok Sabha. The once monolithic Congress is now gasping for breath, unable to grasp the magnitude of its devastating defeat and groping for ways to meet the challenge of a very popular and a very clever Narendra Modi. And it is here it resembles the Opposition of the pre1967 era. Not unlike the small and bickering Opposition groups of that era, the Congress of 2014 too has pinned its hopes on the Modi government committing mistakes, and failing to fulfill the aspirations of the voters. In other words, instead of getting its own act together, resolving its leadership question, the Congress Party hopes to ride back to power on the failures of the Modi government. That Modi is too clued up, too smart not to play into the hands of his political rivals is not appreciated by the 10 Janpath establishment. Instead of setting its own house in order, instead of recognizing that the Chosen One has not provided even a faint promise of leadership, the Congress Party, ostrich-like, wants to press on as if Modi will soon vacate the gaddi for the Family. Such self-delusion of the controllers of the Grand Old Party might have been okay under any other leader, but not under Modi. After all, the Congress had come back to power by sheer default following the surprise failure of Vajpayee’s ‘India Shining’ gamble. But Modi is no Vajpayee. He can be a ruthless street fighter. The Congress leadership should

know. After all, it spent more than a decade to finish him, with what results is there for all to see. And if you notice his record in government in the last six months, he has surprised his friends and foes alike by conducting himself with becoming restraint and forethought. For one, he has not gone after digging the scams and shady deals of the previous government. Vendetta politics is out because it can recoil on its practitioners. And one area where he has already made his mark is foreign affairs. Thanks to the vast reach of news television, his forays into foreign summitry have been hugely successful. Even in the interior of the country there is a wide-eyed appreciation at the tremendous capacity of the Indian Prime Minister to win public adulation in faraway places like New York and Sydney. Jaundiced and green-eyed Congressmen like Salman Khurshid might dismiss the diaspora as rent-a-crowd, but the truth is that for the first time India has a

NO HOLDS BARRED Virendra Kapoor leader who inspires hope that the country might still gain its place at the global high table. President Obama’s presence at the ensuing R-Day parade cannot but add further sheen to the Modi government. As for the domestic scene, well, the economy seems to have already turned the corner thanks to a combination of fortuitous circumstances and the Modi effect. If foreign investors have poured in bucketfuls of dollars in the share markets since last May on the back of huge expectations from the businessfriendly Modi government, the sharp drop in the global crude oil and commodity markets has eased the price-line. Both wholesale and retail inflation are at a five-year low. There are a number of other positives, of course. And the Congress Party is wrong to believe that its obstructionism in Parliament will help it regain the lost ground. No, it can only further alienate the voting classes. Sonia Gandhi at the recent Nehru anniversary celebrations said that his foremost contribution was that he taught us to take defeat and victory in our stride, both being an integral part of a healthy democratic process. But from her own conduct it would seem that she is yet to

reconcile to the loss of power. Unless she gets mentally used to a long stint on the Opposition benches, and uses the spare time thus gained to rebuild a grassroots organization, there can be little hope for the Congress’s revival. Waiting for Modi to slip on the proverbial banana peel can only lead to an unending wait because Modi, being a skillful player, knows how to use power to prolong his lien. Do not forget he had become the chief minister of Gujarat as a stop-gap but had stayed on for three long terms to emerge as the state’s most popular and effective leader ever. In sum, do not bank on Modi for your return to power. Try and earn it the hard way.

She wears the pants…

HOSE who know the couple have all along known that Gursharan Kaur is the one who wears the pants in that marriage. She is what they would call in the couple’s mothertongue, dhaddi. Loosely translated that means someone upfront and assertive. Manmohan Singh, a soft-spoken man with academic inclinations, takes a back seat when it comes to managing household affairs. So, it came as no surprise when the other day Gursharan buttonholed a senior Delhi Akali Dal leader at the house-warming paath of a newly-elected Member of Parliament and gave him a mouthful. The reason? Well, a bit of background is in order. During the Lok Sabha poll BJP leader Arun Jaitley was locked in a difficult fight against Captain Amarinder Singh in Amritsar. A few days before the poll, the BJP staged a PR coup, managing to get Manmohan Singh’s brother, Daljeet Singh, to join the party at a rally addressed by the then prime ministerial candidate Narendra Modi. PM Singh was embarrassed. So, following the paath when they all sat down to partake in the customary simple, vegetarian fare, Gursharan Kaur announced triumphantly that at long last she had ‘taken it out of my system.’ Joining the table on which her husband and the hosts and a few others were sitting, she said loudly, Aaj mein apne dil di bhadaas kad layee hai. Mein oni changiya suniaya. Mein kaha Sikh ho ko pichho baar kar do, eiey to musalman kardey haid, Sikh ta sidhe chhatti tey war kar dey… (“I told (the Delhi Akali leader) him you should be ashamed of yourself… you attacked us behind our back (by organizing the defection of Daljieet Singh)… Muslims are known to attack from behind, while Sikhs only attack up front…”) We know the name of the Akali leader and others in whose presence Gursharan Kaur said what she said, but will refrain from mentioning them — at least not just yet.

Soft spot for chit operators

DESPATCH & COURIER

A.R. KANANGI Associate Editor (Responsible for selection of News under the PRB Act) KAMAL MORARKA Chairman of the Board of Directors Afternoon Despatch & Courier office is located at: Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001. Phone: 40768999. Fax: 40768916. E-mail: afternoonnews@gmail.com Printed by Shashikant Jadhav for Courier Publications Pvt. Ltd., at Journal Press, Free Press House, Free Press Journal Marg, 215, Nariman Point, Mumbai-400 021 and published by him from Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001. Registered Office at: 98 Mittal Chambers, Nariman Point, Mumbai-400 021. Vol. XXX No. 219

Osho’s enlightened quotes

Millions of people are suffering: they

want to be loved but they don't know how to love. And love cannot exist as a monologue; it is a dialogue, a very harmonious dialogue. There is no evil and there are no evil forces in the world. There are only people of awareness, and there are people who are fast asleep — and sleep has no force. The whole energy is in the hands of the awakened people. And one awakened person can awaken the whole world. One lighted candle can make millions of candles lighted without losing it's light.

The heart is always right — if there's a

question of choosing between the mind and the heart — because mind is a creation of the society. It has been educated. You have been given it by the society, not by existence. The heart is unpolluted. The ‘truth’ is only a way of speaking; there is not something labeled 'Truth,' that one day you will find and open the box and see the contents and say, 'Great! I have found the truth.' There is no such box. Your existence is the truth, and when you are silent you are in truth. And if the silence is absolute then you are the ultimate truth. But don't think of the truth as an object – it is not an object. It is not there, it is here.

MATTER & SPIRIT

RINAMOOL Congress might protest but there is no denying Mamata Banerjee’s weakness for monied chit fund owners. While the Saradha scam is still unfolding all around her, with two of her MPs already in jail, what is not so well-known is that the first chit- fund tycoon she patronised was K .D. Singh, whom she had nominated to the Rajya Sabha not once but twice. A Punjabi, Singh had run a chit fund in West Bengal some years ago until he got into trouble and shifted base to Punjab/ Haryana. Mamata relied on him to help her spread her wings outside West Bengal, but after the huge flop of her last rally at Delhi’s Ramlila Grounds, she has tried to distance herself from him. An added reason for her belated reservations might be Singh’s current troubles with the tax authorities.

Afternoon Despatch & Courier

LETTERS

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MUMBAI | MONDAY, DECEMBER 8, 2014

Pay Pak in their coin PAKISTAN is trying very hard to intimidate India by their actions in the border and at times they invade India with terrorists making dents in our territory by attacking like cowards. This has been happening for some time in Jammu and Kashmir and other border states. It is time that Modi issue an ultimatum to the Pakistan army and instruct his Pakistani counterpart to restrain from such attacks in future. We should pay Pakistan in their own coin. Our old enemy is not interested in peace talks. They resort to ceasefire violations and are now going to the extent of inciting terror activities within our territory. Modi should intervene and issue clear cut instructions to go on the offensive if the Pakistan terrorists and army play spoilsport in peace talks. It is

a now or never situation for our defence forces to act. — S Abhisheck Ramaswamy

THE fact that Pakistan is the epicentre of state-sponsored terrorism worldwide has been proved time and again. Close on the heels of Bin-Laden being found on Pakistani soil enjoying state hospitality, comes the latest news of Islamabad extending red carpet treatment to the mass congregation of the terror outfit JuD (headed by Hafiz Saeed) in the country. Despite such glaring instances, the USA still believes in the sincerity of the theocratic regime in fighting terrorism and, therefore, continues to arm it with shiploads of lethal armaments for achieving the goal. — Arun Malankar, Santacruz

paign promises are proving to be hollow. The electorate sincerely looked forward to getting back the Indian black money stashed away in foreign banks during the reign of the 'Modi Sarkar'. From the political scenario it seems the present ruling BJP party is more interested in spreading their party rule in most of the states. This would only jeopardise the state–Centre relationship and ultimately governance. Already the people have started noticing that the BJP is not looking in to the daily ordeal of the public at large. With the reduction of fuel prices there has been no impact on daily essentials. Therefore, the sooner a strong opposition is formed, the better for us.

Deven Varma

Adieu, Deven Varma

THIS is with reference to Deepa Gahlot’s heartfelt tribute to comedian and fine human being Deven Varma (ADC, Dec 5). But what is pathetic is actors with whom Deven Varma had worked did not visit him in Pune while he was ailing and when he breathed his last. This is what happens in Bollywood. I stand by Deepa’s view – while actors are in circulation, they share relationships. But when they retire or are not in form, they are forgotten. They remember him when he is in oblivion, but that turns out to be too late. Not only his legions of fans and his well wishers but the film fraternity, too, will miss him to a great extent. Deven was an actor and comedian and no comedians could match him. He had his own inimitable style of essaying the role of a comedian and dialogue delivery. That was the charisma of Deven Varma. — K V Raman, Malad

Strong opposition a must APROPOS 'A front to confront the ruling party' (ADC, Dec 5), I cannot agree more on this ADC edit piece about the need for an opposition to take up the issues encountered by the aam aadmi. The PM's poll cam-

QUOTE: It is a well-known fact that those people who must want to rule people are, ipso facto, those least suited to do it. — Douglas Adams

But we can turn the tables on the not displayed for the benefit of the Kangroos by prudent use of our prurient few. At least Aamir Khan spin bowling strength. Leg break and Sr Bachchan who claim to be bowler Karan Sharma should be doing brand ambassadorial and used cleverly as wickets in Australia benevolent duties, must desist from offers good bounce and carry. In the appearing in such tempting picpast our spinner Laxman Sivara- tures/scenes. In fact, they should makrishnan has bamboozled top protest and not just enjoy the nudrawer batsmen with good control. dity as depicted in the picture. — P Chakravorty, Fort Off spinners can also play their part by good use of flight and refrain from bowling flat as they do in shorter versions of the game. Get APROPOS your Diary page item ready mates, here we come. — Altaf H Ladiwala, Bandra 'Gateway of India completes 90 years' (ADC, Dec 5), the "strict surveillance by our security agencies" mentioned by your diarist in fact THE human brain is likely to degen- comprises a bored cop who has erate if the Finnish idea to do away been provided with a table, chair with handwriting in schools is im- and sun umbrella; and a solitary poplemented. The development of the lice van that makes an occasional brain started with bi-pedalism, as visit. There used to be a tourist powhat ancient Homo sapiens did lice booth which as suffered a quiet with his hands had to be remem- demise. In any case, what the bered by the brain. The increased tourists, particularly foreign use of hands and development of tourists, need to be protected from the brain was simultaneous. Till is not terrorists but the hordes of about 70,000 years ago, a photographers and beggars who haOF genetic sweep enabled LETTER rass foreigners right under the noses THE DAY man to make oral noises of the police. I have spoken to many and real speech began. Hand signals foreigners both here and abroad and were the language of communica- they tell me that they hesitate to visit tion. Hand language disappeared India mainly for this reason. Of about 20,000 years ago, but made its course successive governments pay advent once again about 6000 years only lip service to tourism. If India back - in the form of writing - an- were to develop tourism to its full other form of sign language. Some potential, it would put money in the say Braille is the best language to ex- pocket of citizens more effectively press love. It needs to be brought than the fabled black money back – it is as necessary as learning stashed in foreign banks. — Firoze Hirjikaka, Colaba any language, even ancient ones. The Finnish idea can really finish us.

Importance of tourism

Writing on the wall

OPEN AGENDA: Close on the heels of Bin-Laden being found on Pakistani soil enjoying state hospitality, comes the latest news of Islamabad extending red carpet treatment to the mass congregation of the terror outfit JuD (headed by Hafiz Saeed) in the country. Sadhvi Niranjan Jyoti's blood and asking her to resign should see to it that the same fate befalls Omar Abdullah who up till now appeared to be quite an amicable person. — Hemant Hemmady, Virar

Speedy recovery NCP chief and former union minister Sharad Pawar underwent surgery at a private hospital in Mumbai after he sustained an injury to his leg from a fall at his Delhi residence three days ago. Pawar sustained a leg fracture after the fall and has had to have surgery. Doctors will perform a minor surgery and mend the point on his leg. Pawar is having a bad time and has had health problems in recent times. We wish him a speedy recovery.

— T.R. Ramaswami, Kandivali

Milky Cola’s skimpy dress!

Worldwide discrimination A leading English daily had published frontline news regarding the worldwide recruitment drive undertaken by the ISIL. In this context, it says that Iraq, which is in the forefront of the anti-ISIL war, has banned unmarried Indian Muslim men from entering Iraq. This is one of the steps it has envisaged to weaken the growing strength of the militant outfit. Then what about the Muslim youth from other 59-odd Islamic countries in the world? Are they, especially those professing the Sunni faith, allowed to enter Iraq so that the terrorist entity can continue its campaign against the Shia Muslims?

DRAWING on the first line of the Diary piece, “While we talk about sexist remarks and actions...features — Bikram Banerjea, via email pictures of naked women dripping in their skimpy milk dresses...' (ADC, Dec 4), it sets me thinking: — Jayanthy S Maniam, Sion what about the skimpy dresses of THE late Shri. V.R. Krishna Iyer was those actors and actresses sitting a legal lighthouse blessed with an atop the TV Guide page which apamazing vocabulary and astoundpears almost daily in your editions? ing firepower. His columns were a TO believe that the Australian When we are suffering from ranfeast for the readers not only be- cricket team will be less aggressive dom attack of sexual abuse and mocause he came out with different on field after the sad incident of lestations because of endemic perspective every time but also cricketer Phil Hughes is a fallacy, prurient dancers, item songs and he championed the causes of the and our cricketers should be ready the like, publication of such pic— Jorhat Singh, Kandivali underprivileged and the downtrod- for some chin music down under. tures has to be banned in toto and den in every issue. In the demise of Justice Krishna Iyer, India has lost one of her brilliant judges whose simplicity, erudition and sharp inPeople are extremely happy to note tellect will remain unmatched for that the BJP and Shiv Sena are back generations to come. His writings together. People don’t trust the should be compiled as a book for Congress and NCP at all, because posterity. both are notorious for their nationMay his noble soul rest in peace. — Lakshman Sundar, Vashi wide corruption, since very long. People trust the ‘Saffron’ alliance a lot because they both are known among people for their pro-people THE Minister of State for food promentality and their whole-hearted cessing industries Sadhvi Niranjan service to the people. — Hansraj Bhat, Borivali Jyoti has given ample food for thought by castigating certain sec tion of the populace in her hate SO finally the "unthinkable" has speech. Such outbursts do not behappened as Shivaji's army forms hove a person who holds an imporan alliance with Afzal Khan's fauj tant position in the cabinet. Ditto as to rule the state. One will have to far as Trinamool Congress leader see though for how long it works in Mamata Banerjee is concerned, the backdrop of mistrust and suswho also ruffled several feathers picion. Shiv Sena would have done when she said about certain people, itself a world of good by being a "They always want to stick a bamconstructive opposition rather boo up (people's) backside.” Now to than show its blatant desire to top it all, we also have our Jammu stick to the chair at any cost. By the and Kashmir Chief Minister Omar way, wishing them all the best for ALTERNATIVE CHOICE: Shiv Sena would have done itself a world of good by Abdullah who said that those who the bright future of Maharashtra. being a constructive opposition rather than show its blatant desire to stick to the attend Prime Minister Narendra — Abdul Monim, Vashi chair at any cost. Modi's rally and vote for him are bastards. The people who are after

Great Loss

Checkmate

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Cong opposes dismantling PlanCom

Afternoon Despatch & Courier

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NEWS IN BRIEF Amjad Ali Khan, sons to perform at Nobel concert

Sarod maestro Amjad Ali Khan and his two sons Amaan and Ayaan will perform at the Nobel Peace Prize Concert at Oslo on December 11 and spread the message of peace, harmony and non-violence with a special raga conceived for the occasion. Besides the Khans, Pakistani singer Ustad Rahat Fateh Ali Khan and UK's popular Bolly Flex Dancers will add a distinctly Indian and Pakistani flair to the concert at the Olso Spektrum in a tribute to the laureates Kailash Satyarthi and Malala Yousafazi. "It's a great honour for me and my sons to be given this opportunity at such a prestigious platform. We feel so proud to be celebrating an occasion of an Indian receiving the Nobel Peace Prize," Amjad Ali Khan told PTI.

Congress gets over Rs.66cr in donations

Congress received donations worth over Rs.66 crore and NCP garnered about Rs.14 crore from individuals and business entities in fund contributions of over Rs.20,000 in the last financial year while BJP was among the parties which did not disclose such details to the Election Commission till the November 30 deadline. A number of political parties recently submitted their annual reports of contributions of over Rs.20,000 received by them, as stipulated under Section 29C of the Representation of the People Act, 1951. BJP, TRS, JD(U), JD(S), BJD, YSRCP, INLD, LJP, National Conference and PDP did not furnish the information.

UN to declare June 21 as World Yoga Day

The United Nations will soon declare June 21 as World Yoga Day following a proposal by Prime Minister Narendra Modi, External Affairs Minister Sushma Swaraj said yesterday. "Three months ago, Prime Minister Narendra Modi had appealed to the world community that India's yoga should be celebrated as World Yoga Day. I am happy to inform you that we have received support of 170 nations and four days from today, the United Nations will declare June 21 as the World Yoga Day," Swaraj said at a function in the presence of yoga guru Ramdev.

Delhi Govt to carry out census of migratory birds Delhi Government will soon carry out a census of indigenous and migratory birds and duration of their stay in the national capital. The census will be done by the Forest Dept, in collaboration with the Conservation Education Centre of Bombay Natural History Society.

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EW DELHI: At a unique conclave of Chief Ministers called by Prime Minister Narendra Modi to replace the Planning Commission here yesterday saw a consensus that more power and planning should be devolved to states, but Congress strongly opposed dismantling of the existing 65-year-old body established by Jawaharlal Nehru. Following up on his Independence Day announcement from Red Fort that the Planning Commission would 'soon' be replaced by a 'new institution', Modi was with Chief Ministers for nearly seven hours at his residence deliberating on what should be the future shape of the body. Modi pushed for an effective structure, which strengthens "cooperative federalism" and the concept of 'Team India', and even cited his predecessor Manmohan Singh, saying he too had said on April 30 this year that the current structure has "no futuristic vision in the postreform period". Except Chief Ministers of West Bengal, Mizoram and poll-bound Jammu and Kashmir and Jharkhand, CMs from all other states attended the meeting where Finance Minister Arun Jaitley and Home Minister Rajnath Singh were also present. Briefing the media, Jaitley later said there was a "larger consensus" that the "context" has changed and there is a "need to decentralise both power and planning". Noting that "there cannot be a universal scheme that suits all states," he said "it is a fallacy that

BJP president Amit Shah greets Haryana CM Manohar Lal Khattar as Maharashtra CM Devendra Fadnavis looks on during a meeting in New Delhi on Sunday. one size fits all in case of implementation of central schemes". The strategy should be to empower the states to enable them to meet their own specific needs, he said. He gave no timeline about when the new body will be announced, saying the Centre will take a "considered view after consultations are over. However, there were indications that the shape of the new structure, which could also see the involvement of the private sector, may be firmed up by January 26 next year.

Congress Chief Ministers opposed disbanding of the Planning Commission and wanted a revamp of the existing body. Congress Deputy Leader in Rajya Sabha Anand Sharma told reporters that dismantling the Planning Commission would be "unwarranted, shortsighted and dangerous" as it will have long-term adverse effect on Centre-state relations. He said the Planning Commission needed a "reorientation" and not "political burial". The Prime Minister said the question of role,

relevance and restructuring of the Planning Commission had been repeatedly questioned for more than two decades. Underlining that it was impossible for the nation to develop unless states develop, he told the meeting that the process of policy planning needs to change from "top to bottom" to "bottom to top". The states should have a key role in the new body, Modi said, adding that "states feel there is no platform to express their views... There should be an effective mechanism to address inter-state disputes."

Enough evidence to show LeT, ‘Rapist’ cabbie nabbed in Mathura Pak hand in Uri attack: Army N S

RINAGAR: The Army yesterday said it had enough evidence to show that the six terrorists who carried out the attack on an Army camp in Uri belonged to Lashkar-eToiba (LeT) and supported by Pakistan and were highly trained for special operations. It also said that the slain militants were looking to hit civilian targets to create fear ahead of the third of the five-phase polling in Jammu & Kashmir on Tuesday. General Officer Commanding (GoC) of Army's 15 Corps Lt General Subrata Saha said the GPS recovered from the slain militants showed that there is a staging area north of Jhelum on the other side of Line of Contol (LoC). "One infiltration took place in Tut Mari Gali (Nowgam Sector) and one in Uri sector. I am not revealing the exact location (of the staging area) for obvious reasons," he told PTI. Saha said the incidents in Nowgam sector, in which six militants and a JCO were killed, and in Uri sector on Friday were not routine infiltration attempts. "To say it was a routine infiltration would be improper. The sequence in which the events have happened and if you see the numbers and levels of training that has gone in to preparing these people, it is not an ordinary infiltration. It is linked to the larger events that are taking place here," he said, referring

to ongoing elections and Prime Minister Narendra Modi's visit to Srinagar on Monday. The army commander said there was enough evidence to show that the assailants were supported by the Pakistani establishment and that the attack and other incidents before it along the LoC in Kashmir were coordinated.

EW DELHI: The cabbie, who allegedly raped a 27-year-old woman here on Friday night, has been arrested in Mathura even as questions were raised over security measures provided by Uber, the US-based cab firm which used his taxi service. Shiv Kumar Yadav, the 32-year-old driver and a native of Mathura who was living in rented premises here, has been arrested, according to DIG Lakshmi Singh. Singh said the cab in which the crime took place was owned by

him and he was traced through his mobile number and has been handed over to the Delhi police. The car was recovered from the city on Saturday night. As a massive search operation was on, Delhi Police had earlier in the day announced a cash reward of Rs.1 lakh for his arrest. "The vehicle has been found and is being brought to Delhi and FSL examination by forensic experts will be done. 12 teams are carrying out the operation,” an official said.

SACRED RELICS: Defence Minister Manohar Parrikar watches the sacred relics of 17th Decennial solemn exposition of sacred relics of St. Francis Xavier at Se Cathedral Old, in Old Goa, near Panaji on Sunday.

MOBILE SECURITY

GROWING PENETRATION OF pg15 Creating A Diversified Portfolio Through Mutual Funds pg16 Dangerous To Buy â&#x20AC;&#x2DC;Stocks In The Newsâ&#x20AC;&#x2122;

Afternoon Despatch & Courier

he mobile revolution is inexorable. Mobile devices such as smartphones, netbooks and tablets proliferate in todayâ&#x20AC;&#x2122;s personal and professional environment. A major part of peopleâ&#x20AC;&#x2122;s lives takes place on their mobile phone: connecting with friends and family via social networks, sharing pictures, gaming, shopping, matrimonial, etc. We believe that the explosive growth in mobile apps has triggered the demand for user-friendly security solutions. Users demand trustworthy apps, secure user access to their applications, and the ability to safely perform mobile transactions. The implementation of two-factor authentication in our mobile, daily life requires the commitment of both application owners and end users. It is a joint effort that creates a balance between security and day-today convenience. Ultimately, mobility is about user convenience. Transacting on mobiles on a roll Mobile payments are an emerging and rapidly-growing alternative pay-

pg17 Credit Card Vs Cash! Top 4 Reasons Why A Credit Card Is Better pg20 Go Buy A Critical Illness Policy MUMBAI | MONDAY, DECEMBER 8, 2014

As India readies for a change in its cash transactions format with m-commerce and m-banking services readying to outpace the older traditional systems, many questions remain unanswered. Although it will bring more convenience to customers and the business community as a whole, it goes without saying that any method for making payments convenient invites associated security threats. So whats the ground reality that needs to be addressed? Jan Valcke, President and COO, Vasco Data Security brings forth some answers...

ment method, already quite popular in Europe and Asia. Rather than pay by cash, check, or credit card, an individual can opt to use their mobile phone to pay for an ever-increasing range of (digital) goods and services. Because of their quick transaction speed and convenience, mobile payments are gaining popularity as a method of paying for small-ticket items, such as: Music, videos, ringtones, online game subscriptions, wallpapers, and other digital goods Transportation fare (bus, subway, or train), parking meters, and other services, phone credits Books, magazines, tickets, and other hard goods While embracing the flexibility of mobile, it is essential not to be heedless of the dangers that may come with it. Concerns about data integrity, the privacy and accessibility of sensitive data and data protection requirements are the most significant obstacles. Continued on pg 14 Âť

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India May Source Its Energy Needs From Pennsylvania Says Muskens Afternoon Despatch & Courier

“S

By A Business Reporter

hale gas in the Pennsylvania is rapidly increasing as an available source of natural gas. Led by new applications of hydraulic fracturing technology and horizontal drilling, development of new sources of shale gas has offset declines in production from conventional gas reservoirs and has led to major increases in reserves of US natural gas. The fast growing energy sparse Indian economy may source its energy requirement from Pennsylvania”, said Wilfred H. Muskens, Deputy Secretary for International Business Development, Pennsylvania Department of Community & Economic Development during an interactive session on Exploring Business Opportunities with Pennsylvania jointly organised by MVIRDC World Trade Centre, All India Association of Industries and Pennsylvania International Business Development. Exploring other avenues from mutually beneficial cooperation between India and Pennsylvania Muskens said that India has a large young population in need of quality education. Pennsylvania is an education hub being home to leading uni-

MUMBAI | MONDAY, DECEMBER 8, 2014

versities such as Wharton School of the University of Pennsylvania, Cairn University, California University of Pennsylvania University of Pittsburgh, etc. We call upon Indian students to benefit from Pennsylvanian education system. Also, Pennsylvania holds expertise in technology and innovation, mining, manufacturing of chemicals, rubber, plastics, industrial machinery, steel manufacturing, etc. which it intends to share with the Indian counterparts, Muskens added. The Indian economy holds a position of prominence in the global map which is demonstrated in its GDP growth. The nation exhibits a competitive service industry besides being an attractive investment destination for foreign investors. Also, the newly elected Modi Government has drawn world attention to India with its progrowth policies. The US is seriously looking at India to further its economic relations, Muskens said. Inviting Indian companies to the region Muskens said that Pennsylvania exhibits ease of doing business with a competitive tax structure, proximity to low cost energy, good road, rail and air connectivity, technological expertise and access to a skilled workforce. Also, the state in strategically located giving access to

<<From (L-R): Rupa Naik, Executive Director, All India Association of Industries, Director-Projects, MVIRDC World Trade Centre, Y. R. Warerkar, Executive Director, MVIRDC World Trade Centre, Vijay Kalantri, President, All India Association of Industries, Vice Chairman, MVRIDC World Trade Centre, , Wilfred H. Muskens, Deputy Secretary for International Business Development, Pennsylvania Department of Community & Economic Development (DCED), Sushama Kanetkar, Representative Director for India, Pennsylvania Trade & Investment Office – India during an interactive session on “Pennsylvania: Exploring Business Opportunities” with Wilfred H. Muskens jointly organized by MVRIDC World Trade Centre, All India Association of Industries in association with Pennsylvania International Business Development

consumers in the Northeast and Midwest U.S. and Eastern Canada. Earlier, in his welcome remarks Vijay Kalantri, Vice Chairman, MVIRDC World Trade Center Mumbai and President, All India Association of Industries said that the US is a prominent trading partner of India with bilateral trade worth US$ 61.6 billion with Indian exports worth US$ 39.1 billion and India’s imports worth US$ 22.5 billion. Also, the US is the fifth largest source of foreign direct investments into India constituting nearly 5.48% of the total FDI into India. We seek to cross bilateral trade worth US$ 100 billion in the years to come through joint ventures, business meetings, exchange of delegations, etc. The recent Government visits of Governor Nikki Haley, Governor of South Carolina to India and the much awaited visit of US President Barack Obama to the nation demonstrates growing importance of the Indian economy in the US, Kalantri added. An MOU was signed between MVIRDC World Trade Centre & Pennsylvania Department of Community & Economic Development and All India Association of Industries and Pennsylvania Department of Community & Economic Development to promote trade and investment between the two nations.

Growing Penetration Of Mobile Security Continued frompg 13 »

Security is as strong as the weakest link Protecting access to applications such as m-commerce or m-banking services or access to corporate networks becomes essential. However, any security system is only as effective as its weakest link. These days, most consumers already find it difficult to manage their digital life. They have already created several accounts and it has become quite a hassle to remember all these username and password combinations. A lot of people have seemingly solved this problem by using the same username and password combinations over and over again. Unfortunately, this makes the accounts even more vulnerable. Putting aside that static passwords provide a weak level of security, using the same static password over and over again lowers the security level even more. It makes it possible for hackers to break into one’s account, steal the credentials and use them to enter all kinds of accounts a person would have created. Users have to let go of static passwords and realize they do not offer enough security anymore. Strong authentication is a lot more secure and even more user-friendly. Furthermore, mobile devices are often not password-enabled and lack the ability to authenticate users and control access to data stored on the devices. Need for authentication for mobiles Potential threats for mobile applications such as m-banking and m-com-

merce or even remote access to a corporate network are similar to those of traditional applications; only the platform and technology have changed. As the business world will continue to change under the influence of continuous technological developments, working practices will change as well. And with the increasing trend of BYOD (Bring Your Own Device) on the work floor, security remains all-important. The innovation and development in mobile solutions (both for mobile applications and mobile devices/users) is expanding beyond industry trends and address the growing need to protect the mobile device by establishing the integrity of the mobile device as it will be done with jailbreak and root detection and identifying the presence of malware on the mobile device which could compromise the integrity of the authentication process.

Multi-factor and two factor authentication: an added security layer Deploying an adequate security environment for every mobile device used by customers, consumers or employees is a daunting task. Furthermore, end users don't want to be burdened with laborious procedures in order to retrieve information or complete an online transaction. Two-factor authentication offers an answer to these challenges. It provides a higher level of security than traditional passwords and ensures that only authorized people gain access. The mobile device is then used as a second factor and can be used as an authentication device to

generate a strong one- time password. This password, with a limited validity, can be generated on the device itself or can be sent via text message to the user's mobile phone. Multi-factor or two-factor authentication is a method of authentication that requires the use of more than one verification method and adds a critical second layer of security to user sign-ins and transactions. It works by requiring any two or more of the following verification methods: Something you know (typically a password) Something you have (a trusted device that is not easily duplicated, like a phone) Something you are (biometrics) The security of multi-factor authentication lies in its layered approach. Compromising multiple authentication factors presents a significant challenge for attackers. Even if an attacker manages to learn the user's password, it is useless without also having possession of the trusted device. Conversely, if the user happens to lose the device, the finder of that device won't be able to use it unless he or she also knows the user's password. An ideal multi-factor authentication requires users to also verify sign-ins using a mobile app, phone call or text message. Apple Pay – Advocating mobile security Apple recently launched Apple Pay to bring more convenience to their customers. It goes without saying that any method for making payment convenient invites associated security threats. Apple pay won’t be much an exception. Acknowledging security

threats is the most ideal start for addressing security concerns. Apple’s proactive approach for combating security threats reiterates importance of authentication. Apple is being smart in addressing all of the potential vulnerabilities in Apple Pay. The old approach to mobile security was to focus on protecting just the transaction. Today, it's moved to the bigger task of protecting the mobile device and all that it can do. 4.5 million mobile phones were lost or stolen last year; as the smart phone becomes a combined mobile wallet and authentication device, this will raise the stakes for everyone. Apple would step up its security game by broadening its use of twofactor authentication and more aggressively encouraging people to turn on two-factor authentication. Undoubtedly, the global hacking community has been watching Apple’s announcements with even more excitement than we have, as they will

race to exploit new opportunities for criminal attacks and fraud in mobile payments. As we look at the recent actions of Apple, Societe Generale in India and other major companies, we see the tide turning in a significant way in winning public acceptance of improved security methods such as one-time passwords, two-factor authentication, and biometrics. Apple's announcement of a mobile wallet will undoubtedly accelerate the adoption of mobile banking even further. It is predicted that even by 2017, mobile wallets will be used in less than 2% of transactions. The bigger issue for consumers will still be protecting their everyday online and mobile transactions from attacks that are becoming more frequent and intense. When the most influential company in the industry comes out with a strong endorsement of two-factor authentication, that's good news for consumers and bad news for hackers.

Creating A Diversified Portfolio Through Mutual Funds Afternoon Despatch & Courier

RASHMI RODDAM Director, WealthRays Securities

« MF UPDATE

e have heard innumerable times that an investor should have a diversified portfolio for optimum returns. But what is this diversified portfolio and how to create one? Typically, a diversified portfolio is a combination of investments that are done in different asset classes taking into consideration risk and tenure of the investment. Mutual fund is one such product that gives investor this diversification in investments. There are equity funds and debt funds which give opportunity to take advantage of

MUMBAI | MONDAY, DECEMBER 8, 2014

both equity and debt markets. Pure equity funds which invests more than 70% in equities, Sector based funds which invest in particular sector like banking, infrastructure, IT, Balanced funds invest in equities, bonds and money market instruments, Bond funds invest in government bonds, government securities and loans, Liquid funds invest in Commercial papers and debentures, Index funds invests in benchmark index. Given this variety of mutual funds, investors can create their own portfolio which is diversified enough and also suits their risk appetite and financial goals. There is no standard percentage as to how much funds from total investment need to go into each of these funds. It depends on the risk appetite of the investor

and tenure of the investment. One should also understand atleast the current market scenario if not future outlook as for a retail investor it would be hard to predict the future of markets before making an investment. During a bull run in equity markets, investments to be increased in equity funds – large cap, mid cap and

small cap funds. During interest rate cut, it is good to invest in debt funds for better results. Is it possible to time your investment? May not be. Therefore, one should start investing in each of these funds on a monthly basis. If there is a lumpsum investment, split that amount into different funds so as to achieve optimum returns. The number of funds also depends on the amount of investment. As an example, if investment is below Rs.1 lakh in lumpsum, risk taking ability is low and would like to plan for short, medium and long term. For over 5 years tenure invest Rs. 30,000 in large cap equity funds, invest Rs. 60,000 in income funds for 3 to 5 years time horizon and for short term and contingencies Rs. 10,000 in liquid funds. The same kind of portfolio could be created if investment is in the

form of SIP. This split may differ based on the time horizon, investment strategies and amount. In ideal diversified portfolio should not have more than 3 funds if investment is below Rs.1 lakh and not more than 8 to 10 funds as investment amount increases even if its above Rs. 10 lakhs. Investors who are fond of gold and consider being auspicious if invested on special days, then they could also include gold funds in their portfolio instead of physical gold. With Real estate investment trust (REIT), investors have an opportunity to invest in real estate through mutual funds. While choosing the funds, do not invest in top performing as on that date but consider the past performance of 3 to 5 years and also if required performance since launch if it is not a well known asset management company. There are various financial websites that would provide you with this information else you may consult your financial advisor in choosing the best fund that would serve your purpose.

Rupee Expected To Continue Slow Depreciation Against The Dollar ANINDYA BANERJEE Currency Derivatives Researcher, Kotak Securities

« FOREX

Over the previous week, Rupee has been largely ranged between 61.75 and 62.15 levels on spot. The standoff between the central bank and the foreign investors continue as the latter is looking to sell on any uptick in the pair. However, the central bank, wanting to cushion to the US Dollar to prevent exporters loosing too much of competitiveness to our peers, have been using the spot and forwards market quite effectively. We find a parallel into history, between 2004 and 2006, when relentless intervention from the central bank kept the pair within a tight range of 43 and 46:50, inspite of domestic asset markets climbing new heights. Forward premium on the spot, which is function of the state of

Rupee liquidity and future direction of interest rates movement in India and US, has eased considerably. Infact, for someone looking to hedge his or her US Dollar exposures for a year, can do that now in as low as 7.10-7.15% premium over the spot US Dollar/Rupee rate and that same transaction a foreign investor can do in the offshore trading centers at a cost as low as 5.50-5.75% premium over spot rate. Though RBI has stayed pat on its rate on lending to banks at 8% but there seems to be a widespread belief that it is only a question of when and not if, the rates are lowered by the central bank. At the same time, central bank in its zeal to keep the volatility in the Rupee low has been intervening on both sides of the market. The resultant effect of such kind of intervention has been substantial drop in the short and medium term volatility in the Rupee. However, at the same time a strong uptrend in the US Dollar overseas has created a widespread belief that Rupee can continue to weaken at a slower pace against the US Dollar. A combination of low volatility, expectation of slow depreciation in Rupee and lower forward premium on the US Dollar is coming as a triple whammy for the external sector players.

Our channel check has revealed that importers as well as exporters have reduced their hedging activity. For an importers, paying a premium of 35 paise on average per month on the Dollar to hedge is not exciting as volatility stays low. At the same time, exporters seeing the possibility of Rupee remaining in a path of slow depreciation is not finding the low forward premium attractive enough to hedge for the medium term. All in all, it increases the future instability in the Rupee. Therefore in the future, when the market is able to fairly determine the value of Rupee, we can see a sharp move unfold in one particular direction. It has been well researched that in financial markets, periods of low volatility precedes and follows periods of high volatility. At the same time, if that volatility is artificially compressed through financial innovation and or policy tools, the resultant change in volatility in the future can be much larger and can also persist for long. We believe, we have seen enough examples of that phenomenon playing out in the financial assets and the hard assets. In November, manufacturing activity in India rose to a 21-month high. For November, the PMI rose to 53.3

points from 51.6 points in October. A reading of more than 50 in the PMI, means expansion, while a reading of less than 50 shows contraction. The improvement was broad based. At the same time, activity in India’s services sector expanded at its fastest pace in five months, mainly driven by new order flows. The index

rose to 52.6 in the month, compared with 50 in October. In global economic news, global manufacturing sector sentiment, measured by J.P. Morgan alongwith Markit, eased to a seven-month low. Though output rose for the twentysixth successive month but rates of expansion hit a 15-month low in manufacturing and seven-month low in services. Growth remained strongest

DESPAT CH & COURIER

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in the UK and the US. The Eurozone generally remained lackluster, as France’s downturn accelerated and rates of expansion slowed in Germany and Spain. Japan and China reported modest gains in economic output. US Dollar remains the preferred currency of choice in the world due to the combination of divergent path of growth/monetary policy in the west and the rising wedge between US economic growth and growth of the Asian and EM countries. Yen remains as a source of carry funded frenzy in global equity and debt markets. The near vertical moves in Yen and global equity markets and debt markets have made many people question the sustainability of the same. However, we need to remember a very relevant quote from the economist John Maynard Keynes, “Markets can remain irrational longer than you can remain solvent”. Indian Rupee is expected to remain in a path of slow depreciation against the Dollar, hence, importers and speculators can look to buy between 61.40/75 levels on spot. At the same time, Indian Rupee will continue to be our favoured pick against the Yen and the Euro. Against the Pound, we would play a range of 95.50 and 97.50 on spot.

We bust some abortion myths, read our tips about using witch hazel oil, solutions to your beauty queries and much more

Afternoon Despatch & Courier

WORTH ITS SALT T

ata Chemicals Limited (TCL), India’s top chemicals enterprise and a leading producer of fertilisers, food products and food additives, on December 3 unveiled ‘Salt of the Earth: The Story of Tata Chemicals’, a chronicle of the company and the people who shaped it over the 75 years of its existence. The book was released by Dr. Nirmalya Kumar, Group Executive Council, Tata Group, and Professor G.D. Yadav, Vice Chancellor, Institute of Chemical Technology, at an event in Mumbai, in the presence of R Mukundan, the company’s Managing Director, and the authors of the book, Philip Chacko and Christabelle Noronha. Established in 1939 in Mithapur, Gujarat, Tata Chemicals has grown from strength to strength, rising to become a global leader in soda ash production with a presence in four continents. The company has also established itself as a major player in fertilisers, branded food products and food additives. The book stands testimonial to the incredible journey of Tata Chemicals, and the many obstacles faced and milestones achieved by the Company in last seven decades.

MUMBAI | MONDAY, DECEMBER 8, 2014

DANGEROUS TO BUY ‘STOCKS IN THE NEWS’

A little background about your company and yourself? The Centrum Group is a leading financial services conglomerate with a significant presence across the verticals of investment banking, private wealth management, stock broking, corporate finance, debt, realty and infrastructure and forex services. It has a collective team experience of deals worth INR 10 trillion, and INR 1.6 trillion aggregate transactions closed till date. I have over two decades of experience in capital markets including Retail Broking, Private Client Services, Portfolio Management and Retail Distribution.

How do you pick your investments? Do you use technical analysis, or do you employ fundamental data? Fundamental analysis is the best way to pick up investments. Technical analysis could be used to time the entry or exit of a stock identified by fundamental analysis.

<<R. Mukundan, Managing Director, Tata Chemicals with authors Philip Chacko and Christabelle Noronha Appreciating Tata Chemicals’ contribution to the world of chemistry at the release of its book ‘Salt of the Earth’, Professor G.D. Yadav, Vice Chancellor, Institute of Chemical Technology, said, “The birth of modern chemical industry, concepts of chemical engineering and green engineering started with salt. Tata Chemicals means talent, affinity, technology, affluence – everything is Tata Chemicals andthey have done some really great work. There is a Sanskrit shloka which says ‘Let everybody be happy and let none be unhappy, let everyone see progress and that can be done through Salt’. This is why I am indeed extremely pleased to be present at this event, and delighted with the unveiling of this book. Writing of a book is an extremely difficult task, the authors must have found it difficult to find information, collate it and being it to the fore. Mukundan and Tata Chemicals management have done a great service through this book, as we must study history. Tata Chemicals has added a new dimension to this industry.” Dr. Nirmalya Kumar, Group Executive Council, Tata Group, said,“ It is my great pleasure to be here, as from the perspective of the Tata Group, Tata Chemicals is one of the jewels in its crown. We are very proud of this company, what it has achieved, the history it has given us, the people who have worked at Tata Chemicals have gone on to work at other Tata Group companies. I look forward to reading the book. I congratulate both the authors, the Company, everyone who works for Tata Chemicals and Mukundan.” Speaking at the event R Mukundan, the Managing Director of Tata Chemicals, remarked: “Today marks a historical milestone in the story of Tata Chemicals. The Company is a leader by nature and has evolved from a commodities enterprise that dealt mainly in inorganic chemicals to providing solutions to end-customers. Salt of the Earth brings alive this journey to readers, and enlightens them about the numerous trials, tribulations, hopes and triumphs that the company has endured and experienced over the last 75 years. Most importantly, the book narrates how we reached where we are today. Our journey so far has been extraordinary and incredibly exciting. I would like to extend my appreciation and gratitude to the authors for beautifully capturing our history in the book.” Commenting on the Mumbai launch of the book, co-author Christabelle Noronha said, “Being at this event today gives us a sense of pride about the work we have done. The past two years have been a whirlwind of long hours of research and plenty of hard work. We have discovered and learned a lot about this exceptional company and have been overawed at times by the challenges it has overcome and its many accomplishments. For this incredible opportunity, we shall remain forever grateful to Tata Chemicals.” The autobiography received a good response in Gandhinagar following its unveiling by Gujarat Chief Minister Anandiben Patel on November 26th 2014.

A multiple Gold medalist, he holds two 'all India First Ranks' one as Chartered Accountant (ICAI), and the other as a Cost Accountant (ICWA). Presently Executive Director & CEO, Centrum Broking, K Sandeep Nayak, has extensive experience in equity trading and formulating investment and derivative trading strategies. In conversation with Dominic Rebello this market wizard highlights the importance of not getting carried away by hype and having one’s feet on the ground as the crucial element to succeed in the creation of wealth

« MARKET WIZARD SANDEEP NAYAK

How would you describe your methodology? One would say investing in a stock is akin to buying a business. Before buying a stock one needs to evaluate (a) The business, its operating history and long term prospects and the sustainable competitive advantage the company has over its peers, more commonly referred to as ‘moat’ (b) The management quality of the business and the corporate governance standards it adopts in treating its shareholders fairly and in a transparent manner (c) The financial performance of the business in terms of its profit margins, earnings track record, returns on equity and its dividend payout history (d) The value of the company and the discount it is priced to its intrinsic value. A company maybe great in all parameters but would make sense and afford returns if entry is made at the right price point. If one consistently follows the above parameters the probability of making mistakes is reduced substantially leading to an increased probability of success in stock investments. My entire methodology is based on principles enunciated by the legendary investment Gurus Benjamin Graham and Warren Buffet. What differentiates you from other Investors? Investment methodology or the science of investing is pretty much the same the world over. Along with fundamental analysis, it is equally important to

understand market cycles and the cycle of fear and greed. Having the experience of being in the epicenter of the market over the last decade and experiencing the boom between 2003-08 and then the bust following the global financial crisis 2008-13 and observing investor behavior closely in these cycles of greed and fear is probably a thing that differentiates me and the edge I have in the markets today. Not getting carried away by hype and having one’s feet on the ground is a crucial element of my success. Is there any applicable lesson to investing? It is quite a common phenomenon to get influenced by "stocks in news" and end up buying stocks without looking much into the fundamentals. It is dangerous to buy “stocks in the news” without regard to fundamentals. Typically picking up a ‘tip’ and buying without any information is a common mistake many investors end up making. The stock market has seen excesses in the past where stock prices are whipped up in frenzy by vested interests after planting news about the growth prospects of the company. Castles get built in the air and an atmosphere of belief is created and it is too late before an unsuspecting investor figures out the truth about the company. One must avoid buying without a full report on the company. It is important to not only to understand the company but also the competence of the person writing the research report on the company or making a recommendation. How much of what you do is gut felt? Very little....all backed by thorough research. Do you try to anticipate or follow market

trends? When you are investing client money or advising clients one needs to be thorough and back oneself with research. At Centrum, we prefer a bottom up stock picking approach with a long term view on the stock. Following the herd is something we try to avoid and adopt a disciplined approach which is a key to our stock investment success. When you put money on an investment and it goes against you, how do you decide when you're wrong? One has to exit an investment if one is wrong. The key elements that indicate you are on the wrong side are: a) Deterioration in the company’s financial performance beyond just missing one quarter’s guidance or numbers. Obsolescence of a company’s products or the loss of its sustainable competitive advantage is other triggers to exit a stock. b) The management quality and its corporate governance record being sullied could be equally important signals to exit a stock. Every investor in mid cap or small cap stocks will need to keep a price trigger for determining and acknowledging a mistake and if it is a mistake, then simply exit the stock. This is necessary especially in the midcap and small cap space. It is best to exit. Averaging as a strategy is best avoided. Any positions you ever lost sleep over? One of the stocks we recommended of a very dynamic

company with very able promoters came under a regulatory ban that threatened to bring down the company. It was a moment of truth where we realized we ignored a key risk in our analysis and that threatened to collapse our whole research effort and bring our efforts to naught. It was sleepless night thinking about the colossal loss it would cause to our reputation as an advisor and client money.

Do you have a scenario about how the current bull market will end? Where do you see the Indian markets five years down the road? Any number for the Sensex in 2015? The bull market is India is in full swing. The correction in the price of commodities especially that of crude oil should benefit the Indian economy in a big way over the next year, if it sustains that way. Interest rates are likely to ease in Q1 of next year and the GHDP growth pickup to the 6%+ levels should play out in the next fiscal. The target for the Sensex for 2015 is going to be between 30000 to 37300. At the top end of the range it will trade at 20x FY16E EPS of Rs.1867 per share. Having said this one must remember that market moves in a cycle and bull markets have seen violent corrections of even 10% in the past. One must build one’s investment plan keeping in mind that market is not a one way street and bracing oneself for a corrective wave, to be being prudent. These corrections are golden opportunities to increase allocation to equities.

Your success mantra? The success mantra is really keeping it simple.Traders and momentum players trade on both sides of the market i.e. long and short side both depending on whether the outlook for the market or stock is bullish or bearish. “The trend is your friend” strategy is best adopted by these players with two key things to be kept in mind a) Stop loss is strictly followed without fail b) Keep exposures in control – keep taking money off the table when you are winning. A common mistake made by all traders is increasing exposures by ploughing back trading profits leading to large pyramid exposures which can lead to higher losses when the market whipsaws contrary to expectation. An investor is likely to get best results following a buy-andhold strategy with a time horizon of 2 or 3 years. Any final words? Time in markets is more important that timing the market. Investors always enter the market to make a fast buck. Those trying to make a killing always get killed in the market. It is necessary to have a disciplined approach and if one cannot spend time in monitoring ones investment then the best way to participate is through the mutual fund route.

Intro: Many Indians just hate credit cards. Just because a few people they know used the credit card in all wrong ways and got into trouble, doesn't mean that any person who uses a credit card is irresponsible. It is important to understand that the credit card straight away wins over cash in many aspects. This article illustrates how! RAJIV RAJ

is Director & Co-Founder, www.creditvidya.com

ase in travelling: Imagine you are travelling abroad. You want to buy an expensive gift for your wife, let's say a diamond ring, which could run into some $1000, which is around Rs

and other credit bureaus. So, you cannot build your Cibil credit score based on debit card usage. A credit card is a convenient way to build your Cibil score or repair your damaged score. Credit card usage is a manifestation of your credit behavior and also your credit card repayment pattern shows you financial disciplining. Rewards: Using a credit card can be rewarding if used wisely. Credit card companies or banks issuing these cards have tie-ups with top retailers, e-commerce websites, e-ticketing websites, malls, restaurants, cinema houses, etc. The more you spend on your credit cards the more points you can collect that can be later redeemed from the wide range of offerings. However, just to collect points one must not spend an amount one can't repay to the lender.

MUKESH KUMAR

What would make you wary about a Investment? The business success is premised on too many assumptions/suppositions which are not independently verifiable. There is no “E” in the business. (E represents earnings) and it is only a concept stock.

Credit Card Vs Cash! Top 4 Reasons Why A Credit Card Is Better 60,000. Would you carry that much cash in a foreign country? If you had planned to withdraw cash from your bank account, think again. Does your debit card allow you to withdraw that much cash? No. Every bank sets limit over debit card swipes and withdrawal limits in a single day. A credit card is a clear winner in this case. After you lose it? What will you do after you lose money or it is stolen? Do you think it can be replaced? Your credit card can be replaced after it is lost or stolen. Yes, it comes at a nominal cost, but still there is scope to replace it, but when it comes to cash? No way. Build or repair your credit score: No, it is not like what you thought. Cash transactions and debit card transactions are not reported to Credit Information Bureau of India Limit (Cibil)

Personal Accident Insurance Offers More Than A Health Plan

Can you think of any such rewards or freebies by spending cash? Anything else? These days credit limit on credit cards easily touch Rs 50,000 to 1,00,000. That is how much you can buy from your credit card. Imagine carrying around that much cash? Moreover, sometime when you are extremely cash strapped you can just pay the minimum amount due on your credit card and keep sailing. Please make sure that you chose this option as one off instance and not a regular practice. Hence, it is important to understand that the only advantage, cash offers are controlling spends. If you are one of those who do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.

Executive Director HDFC ERGO General Insurance.

« INSURANCE

ccidents are unforeseen and inevitable. Such incidences take only a few seconds to turn life upside down. Moreover, the impact of such mishaps is felt more on the emotional as well as financial levels. It can even drain an individual’s lifetime savings, leaving his/her family in a difficult situation without resources or help. Securing family’s future and enabling their basic day-to-day needs in the absence of the breadwinner becomes utmost priority. Personal Accident Insurance protects families from the financial concerns such as loss of income and medical expenses that unforeseen accidents lead to. The policy covers an individual against death, physical injuries and bodily burns. A Term Plan only helps in the event of death and a Health Plan helps in case one is hospitalized. But if a person suffers a disability in an accident, neither of the two suffices enough to make up for his/her immense loss. That's where personal accident comes into picture and provides a financial cover to the victim. Some Life Insurance and Health Insurance policies also offer Accidental Benefit riders, but these riders are not as comprehensive as a standalone Personal Accident Insurance policy. We all in our day-to-day life are exposed to the risks of accidents. Despite all possible precautions, accidents do occur. A standalone Personal Accident policy covers one for such possibilities at nominal premium rates compared to a life insurance policy. A 5 lakh cover can be bought for as low asRs300. Unlike health insurance which is valid only in one's country, personal accident gives a worldwide coverage. A typical Personal Accident Insurance ensures an individual’s family’s financial security in the hour of need. This policy covers incidences such as Death, Permanent Total Disability, Temporary Total Disability, Broken Bones, Burns and Ambulance costs. The Personal Accident insurance plan can also be extended to include entire family under a single policy. Most Personal Accident Insurance policies offered by Indian general insurers ensure an individual’s protection across the boundaries. Another good thing about this policy is that it has hassle free documentation. All one needs to do is fill the complete proposal form with relevant details and sign it. Tick any one plan and attach a cheque or fill the credit card details in the form.

Key Features of a typical Personal Accident Insurance Policy:

Accidental Death: If the physical injuries due to an accident leads to death of the insured, 100% of the Policy Sum Insured is reimbursed Permanent Total Disablement: If the physical injuries due to an accident results in permanent disablement, then up to 100% of the Policy Sum Insured is payable to the insured Broken Bones: If the physical injuries to the insured results in bone fractures, then up to 10% of Policy Sum Insured is payable under the policy Hospital Cash (Illness & Accident): In the event of insured’s accident or illness, a daily assistance for hospitalization up to 45 days is provided Burns: If an accident results in hospitalization of the insured and treatment of burns, up to 5% of Policy Sum Insured is payable Ambulance Expense: Ambulance costs incurred on the insured post-accident are reimbursed as per the policy Family Coverage Plans: Most Personal Accident plans offer a comprehensive coverage at affordable price extendable to the entire family in a single policy including dependents – parents and children Mostly there are no boundary limits. Coverage for accidents in India and worldwide Almost all risks pertaining to accidents like Broken Bones, Burns, Permanent Disability or Accidental Deaths are covered under the policy. Coverage on Ambulance expenses as well as daily cash reimbursements for hospitalization due to accidents and sickness are also included in the policy plan

Afternoon Despatch & Courier

Company

ABIRLANUVO ACC ADANIENT ADANIPORTS ADANIPOWER ALBK AMBUJACEM AMTEKAUTO ANDHRABANK APOLLOHOSP APOLLOTYRE ARVIND ASHOKLEY ASIANPAINT AUROPHARMA AXISBANK BAJAJ-AUTO BANKBARODA BANKINDIA BANKNIFTY BATAINDIA BHARATFORG BHARTIARTL BHEL BIOCON BOSCHLTD BPCL CAIRN CANBK CENTURYTEX CESC CIPLA CNXINFRA CNXIT CNXPSE COALINDIA COLPAL CROMPGREAV DABUR DISHTV DIVISLAB DJIA.Dec 19 DLF DRREDDY EICHERMOT ENGINERSIN EXIDEIND FEDERALBNK FTSE100.Dec 19 GAIL GLENMARK GMRINFRA GODREJIND GRASIM HAVELLS HCLTECH HDFC HDFCBANK HDIL HEROMOTOCO HEXAWARE HINDALCO HINDPETRO HINDUNILVR HINDZINC IBREALEST IBULHSGFIN ICICIBANK IDBI IDEA IDFC IFCI IGL INDIACEM INDUSINDBK INFY IOB IOC IRB ITC

MUMBAI | MONDAY, DECEMBER 8, 2014

F&O SCRIPS WEEKLY SUPPORT AND RESISTANCE LEVELS FOR DECEMBER 8 -- 12, 2014 Close

1782 1508 459 286 45 133 239 212 89 1166 237 292 54 789 1130 502 2630 1113 301 18843 1333 989 370 272 465 20684 715 261 422 550 704 651 3085 11601 3568 356 1919 192 245 68 1696 17905 162 3419 15326 241 171 147 6700 471 822 20 298 3511 322 1606 1123 949 81 3208 223 164 573 825 175 77 460 360 73 154 161 41 448 95 790 2081 62 347 259 393

1792 1498 458 289 45 129 235 213 88 1180 237 290 54 783 1131 498 2630 1104 297 18726 1309 982 375 274 467 20223 729 261 418 550 714 652 3085 11732 3568 354 1910 190 246 67 1711 17842 158 3505 15206 240 172 148 6700 475 822 19 296 3529 326 1634 1130 953 81 3220 224 168 587 815 172 78 462 358 73 157 162 40 452 95 779 2115 61 355 265 382

1865 1555 482 299 47 149 248 226 95 1253 251 320 57 832 1195 523 2728 1162 321 19251 1414 1069 396 288 489 22808 787 273 453 597 745 687 3085 12196 3568 367 1995 203 253 73 1781 18062 174 3780 16694 265 184 156 6700 503 854 21 316 3673 349 1727 1205 986 88 3318 239 180 638 859 190 86 489 376 79 170 171 43 484 100 826 2234 69 384 283 416

1938 1612 506 309 49 168 261 239 102 1326 266 350 61 881 1260 549 2826 1220 345 19777 1519 1156 416 301 512 25393 845 285 489 643 777 723 3085 12660 3568 380 2080 215 260 79 1852 18282 191 4055 18181 289 196 164 6700 531 886 23 336 3817 371 1820 1280 1018 96 3416 255 191 690 904 209 94 517 394 85 183 181 46 515 106 873 2352 76 412 302 450

1719 1442 434 279 43 110 222 200 80 1108 222 260 51 734 1067 473 2532 1046 274 18200 1204 895 355 260 444 17638 671 250 383 504 682 616 3085 11268 3568 341 1825 178 238 61 1641 17622 141 3231 13719 216 159 141 6700 448 790 18 276 3385 304 1542 1055 921 73 3122 208 156 535 770 154 70 434 340 67 144 152 38 420 89 733 1997 53 327 246 347

1646 1385 411 269 41 90 209 187 73 1035 208 230 47 685 1003 447 2434 988 250 17675 1099 808 334 247 422 15053 613 238 347 458 651 580 3085 10804 3568 328 1741 166 231 55 1571 17402 124 2956 12231 192 147 133 6700 420 758 16 256 3241 281 1449 980 888 66 3024 193 145 483 726 136 62 407 322 61 131 143 35 388 83 686 1878 45 298 227 313

Company

JINDALSTEL JISLJALEQS JPASSOCIAT JPPOWER JSWENERGY JSWSTEEL JUBLFOOD JUSTDIAL KOTAKBANK KTKBANK L&TFH LICHSGFIN LT LUPIN M&M M&MFIN MARUTI MCLEODRUSS MINDTREE MOTHERSUMI

MRF NFTYMCAP50 NHPC NIFTY NMDC NTPC OFSS ONGC ORIENTBANK PETRONET PFC PNB POWERGRID PTC RANBAXY RCOM RECLTD RELCAPITAL RELIANCE RELINFRA RPOWER S&P500.Dec 19 SAIL SBIN SIEMENS SKSMICRO SRTRANSFIN SSLT STAR SUNPHARMA SUNTV SYNDIBANK TATACHEM TATACOMM TATAGLOBAL TATAMOTORS TATAMTRDVR TATAPOWER TATASTEEL TCS TECHM TITAN TVSMOTOR UBL UCOBANK ULTRACEMCO UNIONBANK UNITECH UPL VOLTAS WIPRO WOCKPHARMA YESBANK ZEEL

153 83 29 13 93 1168 1409 1528 1244 152 72 435 1639 1485 1299 324 3419 240 1220 425

148 84 29 13 95 1186 1426 1551 1234 151 72 431 1638 1487 1300 319 3403 241 1233 427

171 89 31 14 102 1254 1534 1658 1288 166 75 458 1697 1529 1382 348 3499 256 1301 448

193 94 33 15 109 1323 1643 1765 1342 182 79 485 1755 1571 1463 376 3595 271 1369 470

126 79 28 12 88 1117 1318 1444 1179 135 68 404 1580 1445 1219 291 3307 226 1165 406

103 73 26 11 80 1049 1210 1337 1125 119 64 377 1522 1403 1138 263 3211 211 1098 385

38296 3268 20 8583 140 142 3473 364 315 201 306 1128 137 98 622 103 335 523 965 592 67 2073 83 320 948 364 1186 242 947 828 375 138 453 464 162 528 348 90 464 2589 2635 390 255 821 89 2504 229 19 338 283 581 1014 755 374

37235 3279 20 8594 139 142 3473 367 313 201 307 1109 138 98 626 103 341 530 976 600 67 2066 84 320 937 362 1162 239 931 838 357 136 450 462 162 532 349 91 466 2629 2661 390 248 812 89 2499 225 19 342 278 588 967 742 377

43325 3311 21 8714 147 147 3708 389 336 213 327 1184 144 105 656 110 363 568 1012 631 70 2089 94 336 1056 399 1323 259 1094 875 429 151 477 492 171 548 375 95 485 2766 2753 411 278 917 97 2565 246 20 359 300 611 1171 810 392

49415 3343 22 8834 155 151 3943 411 359 225 347 1258 150 111 686 117 385 607 1048 662 73 2112 103 351 1176 436 1484 279 1256 911 501 167 505 523 180 564 401 100 504 2903 2845 431 308 1023 105 2631 268 22 376 321 635 1375 878 407

31145 3247 20 8474 130 138 3238 346 291 189 287 1034 132 91 596 96 319 491 939 569 64 2043 75 305 817 326 1001 218 769 802 284 120 423 432 153 515 323 86 448 2492 2569 370 218 707 82 2434 203 17 326 257 565 763 674 362

25055 3215 19 8354 122 133 3003 324 268 176 267 960 126 84 566 89 297 452 903 538 61 2020 66 290 698 289 840 198 606 766 212 105 395 402 144 499 298 82 429 2355 2478 349 188 601 74 2368 182 16 309 236 542 558 606 347

Can’t get copies of the Afternoon Despatch & Courier in your area? Please contact Mr Chalke on 9920831512

Intraweek Support and Resistance Levels Based on the “Pivotal Point” theory of Techincal Analysis PP Points indicate the level where the trend is likely to change during intra-week.

Afternoon Despatch & Courier

MUMBAI | MONDAY, DECEMBER 8, 2014

« TOP VIEW Remember that stocks are never too high for you to begin buying or too low to begin selling. But after the initial transaction, don't make a second unless the first shows you a profit. —Legendary Investor Warren Buffett

« BROKERAGE RECOMMENDATIONS GOLDMAN SACHS CALLS A ‘BUY’ ON TVS MOTOR

Nifty Edges Lower

NSE India : CNX Nifty — Daily Market Report for: Monday (December 8, 2014) By Dominic Rebello

REVIEW OF THE PREVIOUS DAY:

The Nifty fell marginally on Friday (December 05, 2014) a net 26.10 points (0.30%) and closed at the 8538 point level. The market opened up with a gap at the 8584 points level. It then rose further and registered the day’s high at the 8588 points level at 9.31 a.m. The index then declined and turned into a range bound movement until 2.40 p.m. It then declined sharply into the red and registered the day’s low at the 8523 points level at 3.29 p.m. The Nifty witnessed a volatile session and moved in a range of 64 points. Sentiment was bearish and amongst the 50 Nifty stocks 16 were gainers, while 34 stocks closed in the red. Substantial buying was witnessed in realty and FMCG stocks, while substantial selling was witnessed in IT, technology and healthcare stocks.

TECHNICAL ANALYSIS: Volume: Volume (Qty shares) decreased 2.89%. This change is small and indicates a moderate participation by investors. Market Breadth: Overall Market Breadth on the NSE was negative. Amongst all the traded stocks, 659 were gainers, 822 were losers and 41 remained unchanged.

Slow Stochastic Indicator: The Slow Stochastic Oscillator is in the neutral zone. The Slow K line in the Stochastic Oscillator is below the slow D line (negative if it continues). RSI Indicator: The RSI is above the 60 level but is now declining (negative if it continues).

MACD Indicator: The MACD is above zero but is declining (negative if it continues). It is below its 9-day Average (negative). ADX Indicator & DI Lines: The +DI line is above the –DI line but both lines are converging (negative if it continues). The ADX is rising while the Market Index is falling, which indicates that the present down trend is increasing in strength.

oscillators discussed here are indicating a strong market but with a negative bias. Support Levels: For short-term traders the immediate main support is at the 8451 points level. The next support is at the 8206 points level.

Resistance Levels: The immediate main resistance is at the 8675 points level. The next resistance is at the 8743 points level. Pivot Point Analysis: For intra-day traders the support and resistance levels are calculated according to the pivot point theory and are: Pivot point = 8550 (This is the level where the trend is likely to change during intra-day). Support (1) = 8512. Support (2) = 8486. Resistance (1) = 8576. Resistance (2) = 8615.

OUTLOOK FOR TODAY: On Japanese candlestick patterns the index after having formed three consecutive doji patterns (indicating indecisiveness amongst investors) has formed a small black body candle. This is negative and indicates that the bias has shifted towards the sell side of the market. Further, the index has dropped below its 5 day’s moving average. Moreover, the velocity parameters continue to remain negatively trended. All these indicate a negative bias and the possibility of a further decline unfolding.. However, the index is above its 15, 25 and 200-day’s moving average and all the three averages are rising and also positively trended. This is positive. Investors are advised to hold long positions but with a strict stop loss at the 15-day average at the 8492 point’s level.

Work with strict stop losses on all positions

MOVING AVERAGES (TREND INDICATORS) The index: Has dropped below its 5-day average (at 8544) Negative. Is above its 15-day average (at 8492) Positive. Is above its 25-day average (at 8428) Positive. Is above its 200-day average (at 7443) Positive. All the four averages are positively trended. Positive.

Overall Market Strength/Weakness: The indicators and

Disclaimer: Investment recommendations made in ‘ADC’ are for information purposes only and derived from sources that are deemed to be reliable but their accuracy and completeness are not guaranteed. ‘ADC’ or the analyst/writer does not accept any liability for the use of this column for the buying or selling of securities. Readers of this newspaper who buy or sell securities based on the information in this newspaper are solely responsible for their actions. ‘ADC’ and/or its affiliates and/or employees and/or the author, his company or his acquaintances may have interests/ positions, financial or otherwise in the securities mentioned in this newspaper.

CMP: Rs. 254 Target Rs. 345 We resume coverage on TVS Motor (TVS) with a Buy and add it to our Conviction List, with a 12-m target price of Rs345, implying 46% potential upside. We expect TVS to benefit significantly from: 1) ‘shift to scooters’ trend (26% of its 1HFY15 volumes) with the segment growing at 24% CAGR over FY14-FY18E, and 2) bridging gaps in its motorcycles product portfolio through 1HCY15, thereby enabling it to cater to all segments within the 2W market. We expect TVS to post 49% earnings CAGR over FY14-FY18E with operating margin expansion of 4pp to 10%, led by 19% volume CAGR and product mix improvement; consequently, we expect its ROE to double to about 40%. Catalyst: 1) Scooters to fuel the ride: TVS to benefit from strong scooter segment growth and ramp-up in key model Jupiter as scooters account for 35% of its volumes in FY18E from 24% in FY14, 2) Motorcycle launches: Relaunch of Victor (1HCY15) filling a crucial gap in the executive segment (42% of domestic 2W industry), new Apache (1HCY15) in the fast-growing premium segment, and a range of motorcycles from BMW Motorrad collaboration (2HCY15) to significantly boost volumes and mix, and 3) Margins expansion of 4pp: From sub-optimal 6% in FY14 to 10% in FY18E as operating leverage kicks in, complemented by product mix improvement. Valuation: We value TVS on sector-relative P/B-ROE methodology. Our 12-m target price of Rs345, based on 4.4X FY18E P/B and 40% ROE, implies FY15E-FY18E PEG of 0.5X (vs. Bajaj/Hero’s 1.2X/0.9X, both Sellrated). Further, we are 18%/20% above Bloomberg consensus for FY16E/FY17E EPS. The stock currently trades at 17.3X FY16E P/E vs. India auto coverage at 20.6X.

ANTIQUE STOCK BROKING CALLS A ‘SELL’ ON GAIL

CMP: Rs. 469 Target Rs. 405 With 36% YTD decline in Brent crude prices to USD70/bbl, GAIL India's earnings face significant downside risks. A sharp 33% cut in LPG prices by Saudi Aramco has eroded upside from LPG subsidy reduction, potentially leaving its LPG segment EBIT flat ~INR8bn over FY15-17e, despite estimating a subsidy reduction of INR9bn in FY14. Similarly, high-density polyethylene (HDPE) prices have also corrected by 12% to USD1,420/mt from their recent peak of USD1,620/mt, and are likely to weaken further. With new 400kta Pata petrochemical plant nearing commissioning, it is estimated to report petchem EBIT loss in FY16/17e, despite estimating a 25% domestic gas allocation. Though markets are over estimating the benefits of gas price pooling, we understand that the Ministry of Petroleum & Natural Gas (MoP&NG) is proposing a 50% and 75% reduction in its pipeline tariff and marketing margins, respectively, on gas/LNG carried for pooling, making it slightly beneficial for the company. We reduce our target price to INR405 per share, valuing the core business at 12x P/E on FY17e EPS of INR28 per share, and investments at INR68 per share. We maintain our Sell rating. Lower oil prices drags down LPG, LHC, and petchem realisations: With oil prices crashing to sub-USD70/bbl, GAIL's LPG, liquid hydrocarbons, and petchem gross realisations are likely to be hit. Saudi Aramco has consecutively lowered Arab Gulf propane-butane prices to ~USD560/mt in Dec-14 from USD835/mt in Jun-14 - the lowest in the last few years. Its LPG realisations have declined 14% QoQ in 3QFY15, and are expected to further dip by 21% to USD560/ mt in 4QFY15. HDPE prices are also down from their recent peak of USD1,620/mt to USD1,420/mt, and could weaken further. Other liquid hydrocarbons like naphtha and pentane have seen a sharp cut in prices. With domestic gas price hike in Nov-14, margins in both these segments would be considerably hit. Gas price hike to raise overall costs; Tariff and volume upsides already built in: The company receives over 90% domestic gas allocation in LPG and LHC segments, where a domestic gas price hike would raise unit cost by 25%. In petchem, 15-20% domestic gas is allocated. GAIL's petchem outlook is further dicey, with impending capitalisation of Pata expansion. Due to lower domestic gas supplies, its petchem unit cost has risen to INR98,000/mt in 1HFY15 from INR47,000/70,000 per mt in FY13/14, respectively. Lowering estimates; Maintain Sell with a revised target price of INR405: We cut our FY15/16e EPS by 25%/22%, respectively, assuming lower oil prices and LPG, LHC, and petchem realisations. Hence, we reduce our target price to INR405 per share, valuing the core business at 12x FY17e EPS and investments at INR68 per share. We maintain our Sell rating.

Go Buy A Critical Illness Policy 20

Afternoon Despatch & Courier

MUMBAI | MONDAY, DECEMBER 8, 2014

avail this benefit or take a Critical Illness Benefit rider as an additional benefit to your existing policy, if your policy has the necessary provisions. Some good Critical Illness Policies that you can consider are: Apollo Munich Optima Vital Reliance Critical Illness Policy Religare Assure Critical Illness

MANOJ ASWANI

is VP at MyInsurance Club.com

« INSURANCE

I am an NRI and I need a good Term Plan. Can you please suggest which company offers some good Term Plans to NRI like me? —Meena Patel, Marine Drive Most Term Policies offered by most insurance companies in India can be purchased by a Non Resident Indian, NRI or a Person of Indian Origin, PIO simply by filling an additional NRI Questionnaire. They are not separate policies but the same policies that are offered to resident Indians as well. However, only a few companies have actually streamlined their processes for issuing insurance policies to NRIs. LIC, HDFC Life and ICICI Prudential are one of those. They will help you with documentations and other requirements for medical tests, etc. as well. Life Insurance Corporation of India (LIC) has a special NRI Centre. And ICICI Prudential also has a special NRI Centre. The choice of insurance plans available to you depends on the country you are residing in currently, your age and many other details. Hence we suggest that be open to the range of plans offered by them and then choose

By Manoj Aswani

IC's New Endowment Plan is a participating non-linked plan which offers an attractive combination of protection and saving features. This combination provides financial support for the family of the deceased policyholder any time before maturity and good lump sum amount at the time of maturity for the surviving policyholders. This plan also takes care of liquidity needs through its loan facility.

BENEFITS:

Death benefit: In case of death during the policy term provided all due premiums have been paid Death benefit, defined as sum of "Sum Assured on Death" and vested Simple Reversionary Bonuses and Final Additional bonus, if any, shall be payable. Where, “Sum Assured on Death” is defined as higher of Basic Sum Assured or 10 times of annualised premium. This death benefit shall not be less than 105% of all the premiums paid as on date of death.

Maturity Benefit: Basic Sum Assured, along with vested simple reversionary bonuses and Final Additional bonus, if any, shall be payable in lump sum on Survival to the end of the policy term provided all due premiums have been paid. Participation in Profits: The policy shall participate in profits of the Corporation and shall be entitled to receive Simple Reversionary Bonuses declared as per the experience of the Corporation, provided the policy is in full force. Final (Additional) Bonus may also be declared under the policy in the year when the

the one which best suits your requirement.

Please tell me the benefits of a Critical Illness medical insurance Policy? I already have health insurance / mediclaim insurance from LIC. Do I still need to buy Critical Illness Policy over and above this one? —Ravi Murgeshwar, Parel A Mediclaim Policy takes care of hospitalization expenses only. But, what happens if you unfortunately get any of the mentioned critical illnesses like cancer? In such cases, you are not hospitalized for too long. Maximum medication is at home. Thus your Mediclaim policy would not

come very handy if you are having expenses for your treatment at your home. Critical Illness Policy is a policy which pays for survival and recovery benefit from the critical illnesses. For example, if you have a Critical Illness policy of say Rs 5 lakhs, and then get one of the critical illnesses like cancer, then the insurance company pays the entire sum assured of Rs 5 lakhs on diagnosis. Even if you spend only Rs 1 lakh on treatment, etc. the entire Rs 5 lakhs is paid. This takes care of your expenses for treatment at home and recovery. Thus, even though you have a Mediclaim policy, you can avail a fresh Critical Illness Policy to

I want to understand if there are any Insurance Policies that will pay for oral care and dental expenses or pay for my dentist’s visits? I am also concerned about dental surgery expenses. —Muriel Pinto, Bandra Most health insurance policies exclude dental treatment in their list of common exclusions. However Dental Surgery and its treatment would be covered under certain policies if the same requires a minimum of 24 hours hospitalization. Among the policies that you can consider to avail which definitely covers dental surgery which requires 24 hours hospitalization would be: 1. Oriental Insurance Universal Health Insurance Scheme 2. Royal Sundaram Family Health Policy However, if you are looking for cover for dental expenses in Out Patient’s Department, without the minimum requirement of 24 hours of hospitalization, then you can consider Chola MS Advanced Individual Healthline Plan. In that plan, 1% of Sum Insured is paid after a waiting period of 3 years subject to a maximum of Rs. 5,000 once in a block of 2 years with 30% co-payment by insured. Thus, this policy will actually pay for the expenses of your dentist’s visits. (The author is Vice President at www.MyInsuranceClub.com, insurance comparison website in India. You may write to him at manoj@myinsuranceclub.com).

« PRODUCT REVIEW: LIC NEW ENDOWMENT PLAN

An Attractive Combination Of Protection And Saving

policy results into a claim either by death or maturity, provided the policy has run for certain minimum term. Optional Benefit: LIC’s Accidental Death and Disability Benefit Rider: LICs Accidental Death and Disability Benefit Rider is available as an optional rider by payment of additional premium. In case of accidental death, the Accident Benefit Sum Assured will be payable as lumpsum along with the death benefit under the basic plan. In case of accidental permanent disability arising due to accident (within 180 days from the date of accident), an amount equal to the Accident Benefit Sum Assured will be paid in equal monthly installments spread over 10 years and future premiums for Accident Benefit Sum Assured as well as premiums for the portion of Basic Sum Assured which is equal to Accident Benefit Sum Assured under the policy, shall be waived. For LIC’s Accidental Death and Disability Benefit Rider Minimum Accident Benefit Sum Assured : Rs. 100,000 Maximum Accident Benefit Sum Assured : An amount equal to the Sum Assured under the Basic Plan subject to the maximum of Rs. 50 lakh Accident Benefit Sum Assured taking all existing policies of the Life Assured under individual as well as group schemes including

For Base plan

Minimum Basic Sum Assured Rs. 100,000 Maximum Basic Sum Assured No Limit Minimum Age at entry

8 years (completed)

Maximum Maturity Age

75 years (nearest birthday)

Maximum Age at entry Minimum Term

Maximum Term

55 years (nearest birthday) 12 years

35 years

for at any policy anniversary during the policy term but before the policy anniversary on which the age nearer birthday of the Life Assured is 70 years. Maximum cover ceasing age : 70 years (nearest birthday)

Payment of Premiums: Premiums can be paid regularly at yearly, halfyearly, quarterly or monthly mode (through ECS policies with in-built accident benefit taken only) or through salary deductions over the with Life Insurance Corporation of India and term of policy. the Accident Benefit Sum Assured under the However, a grace period of one month but new proposal into consideration. not less than 30 days will be allowed for payment of yearly or half-yearly or quarterly premiMinimum Age at entry : 18 years (completed) Maximum Age at entry : The cover can be opted ums and 15 days for monthly premiums.

Afternoon Despatch & Courier

BOOK REVIEWS

www.afternoondc.in

Glimpses Of The Future W MUMBAI | MONDAY, DECEMBER 8, 2014

There are Lit Fests taking place all over the country, but the community of readers is dwindling. Still, passionate book lovers would like to know what others like themselves are reading. This Book Nooksuggests some books, but would also like to connect with serious readers, or even casual airport book browsers. Do write in about books you have loved or hated and why. The best entries will be shared on this page. Please send your recommendations to adc.booknook@gmail.com.

hen readers start on David Mitchell’s The Bone Clocks, they get into the working class Irish world of Holly Sykes, an angry young woman who is cruelly dumped by her boyfriend. She has already fought with her mother and left home, so can’t go back.

From such an ordinary opening, the book goes into a maze of multiple narratives, romance, fantasy, sci-fi and doomsday scenarios. By the end Holly Sykes is seen as an elderly grandmother in a remote village in Ireland, looking after two kids. It is a dark future in 2043, when today’s excesses have rendered the world short of electricity, water, food, and helplessly dominated by the Chinese. In between, other characters enter and exit, secret cults have dangerous to-the-death battles, and somehow Holly Sykes is involved, either directly or peripherally. There are a thousand twists and turns, and unless one is peeking at pages to come, there is no way of predicting what will happen next. David Mitchell spins a seductive web over the novel’s 600 odd pages, and never lets the pace or inventiveness flag. He blends his real and fantasy narratives seamlessly to create a book which is sprawling in his reach, and always a few steps ahead of the reader’s anticipation. But he never takes the reader’s attention of patience for granted. He is quoted as having said in an interview, “One of the questions I always try to keep in the front of my mind is to ask why would anyone want to read this, and to try to find a positive answer for that. People’s time, if you bought it off them, is expensive. Someone’s going to give you eight or ten hours of their life. I want to give them something back, and I want it to be an enjoyable experience.” Like his earlier book Cloud Atlas, this one too has six interconnected tracks that move from 1984 to 2043. Linked to Holly Sykes are Hugo Lamb, a greedy, nasty Cambridge undergraduate; Crispin Hershey, a successful English writer who is suffering from writer’s block, Ed Brubeck a war correspondent with whom Holly has a child. When she was younger, Holly heard voices and had visions; as an adult she still goes into occasional trances that frighten people around her. She doesn’t know how, but she is linked to two warring groups of immortals— the Horologists and the Anchorites. When she had run away from home, she had encountered a strange old woman, Esther Little, who made the strange declaration that she may need “asylum” if “the First Mission fails.”

est. Still, boyfriends act goofy to hide stuff, any magazine’ll tell you. Wish I could phone him right now. Wish they’d invent phones you can speak to anyone anywhere anytime on. He’ll be riding his Norton to work in Rochester right now, in his leather jacket with LED ZEP spelt out in silver studs. Come September, when I turn sixteen, he’ll take me out on his Norton. Someone slams a cupboard door, below. Mam. No one else’d dare slam a door like that. Suppose she’s found out? says a twisted voice. No. We’ve been too careful, me and Vinny. She’s menopausal, is Mam. That’ll be it. Down in the kitchen, the atmosphere’s like Antarctica. ‘Morning,’ I say, but only Jacko looks up from the window-seat where he’s drawing. Talking Heads’ Fear of Music is on my record player, so I lower the stylus. Vinny bought me this LP, the second Saturday we met at Magic Bus Records. It’s an amazing record. I like ‘Heaven’ and ‘Memories Can’t Wait’ but there’s not a weak track on it. Vinny’s been to New York and actually saw Talking Heads, live. His mate Dan was on security and got Vinny backstage after the gig, and he hung out with David Byrne and the band. If he goes back next year, he’s taking me. I get dressed, finding each love bite and wishing I could go to Vinny’s tonight, but he’s meeting a bunch of mates in Dover. Men hate it when women act jealous, so I pretend not to be. My best friend Stella’s gone to London to hunt for secondhand clothes at Camden Market. Mam says I’m still too young to go to London without an adult so Stella took Ali Jessop instead. My biggest thrill today’ll be hoovering the bar to earn my three pounds pocket money. Whoopy-doo. Then I’ve got next week’s exams to revise for. But for two pins I’d hand in blank papers and tell school where to shove Pythagoras triangles and Lord of the Flies and their life cycles of worms. I might, too. Yeah. I might just do that. Down in the kitchen, the atmosphere’s like Antarctica. ‘Morning,’ I say, but only Jacko looks up I FLING open my bedroom curtains, and there’s the thirsty from the window-seat where he’s drawing. Sharon’s sky and the wide river full of ships and boats and stuff, through in the lounge part, watching a cartoon. but I’m already thinking of Vinny’s chocolatey eyes, sham- Dad’s downstairs in the hallway, talking with the depoo down Vinny’s back, beads of sweat on Vinny’s shoul- livery guy – the truck from the brewery’s grumbling ders, and Vinny’s sly laugh, and by now my heart’s going away in front of the pub. Mam’s chopping cooking mental and, God, I wish I was waking up at Vinny’s place apples into cubes, giving me the silent treatment. I’m in Peacock Street and not in my own stupid bedroom. supposed to say, ‘What’s wrong, Mam, what have I Last night, the words just said themselves, ‘Christ, I re- done?’ but sod that for a game of soldiers. Obviously ally love you, Vin,’ and Vinny puffed out a cloud of smoke she noticed I was back late last night, but I’ll let her and did this Prince Charles voice, ‘One must say, one’s raise the topic. I pour some milk over my Weetabix and frightfully partial to spending time with you too, Holly take it to the table. Mam clangs the lid onto the pan Sykes,’ and I nearly weed myself laughing, though I was and comes over. ‘Right. What have you got to say for a bit narked he didn’t say, ‘I love you too,’ back. If I’m hon- yourself?’

Extract from The Bone Clocks:

When she was seven, Holly was treated by Dr again and ends with a flourish. The Bone Clocks Marinus, a Chinese child psychiatrist to cure by David Mitchell her of her mental “Radio People.” These charPublished by Random House acters return in various incarnations; there are Pages: 640 others who help Holly never to be heard of again— like her co-worker at a strawberry farm; or the horrid critic against whom Crispin yrus Mistry’s last book, ChroniHershey launches a vicious recle of a Corpse Bearer, a depressvenge for writing a career-deing account of an outcast Parsi, won stroying review of his book. the DSC Prize for South Asian LiterMitchell has as much fun with ature. Like his brother Rohinton his stories and his characters as Mistry, he too turns his attention on the reader he so clearly wants to the Parsi community. The Radiance engage and entertain. Some of Ashes was his first novel, pubcharacters, like Marinus not just lished in 2005 and republished this take different forms in this book, year by Aleph.The book’s protagohe appears from Mitchell’s earlier nist is Jahangir ‘Jingo’ Moos, a colnovels. lege drop-out, aspiring writer and The portion in the middle, loser, who makes a meagre living where the Horologists and Anas a door-to-door market rechorites battle it out is a bit juvesearcher. His romance with a nile and video game-ish, with Christian girl, that gave his pardialogue using sci-fi gobbledygook, but get past it and the book finds its steady, grown-up feet

rphan Train picks its idea from the real instances of orphans loaded on to trains in the period between 1854 and 1929, by well-meaning social workers and handed over to families who would accept them. Some were treated kindly by their adoptive parents, others like unpaid labour. Christina Baker Kline’s book that has been on the bestselling lists for months, follows young Irish immigrant, Vivian Daly. She has led an adventurous life amidst a succession of strangers, some generous many cruel. Mementoes of her colourful life, and diaries are stored in trunks put away in her attic. They are opened by a student Molly Ayer, an orphan herself, living with uncaring foster parents. Clearing and cataloguing the contents of Vivian’s attic is her community-service project, meant to keep her out of a juvenile reform home. An unlikely friendship develops between the girl and the old woman, who have a lot in common. Orphan Train by Christina Baker Kline Published by Random House Pages: 304

he fourteenth book in Daniel Silva’s series about Gabriel Allon, a master art restorer and reluctant spy-assassin for the Israli secret service. Silva’s books with Allon as hero are well-researched, giving as much information abou art as about Middle East politics. Keeping Israel safe from terrosists is Allon’s greatest mission, even as he keeps trying to quit and settle down to a peaceful life as an artist with his wife Chiara. In this book, he sets out to search for a stolen masterpiece by Caravaggio. To do this, he has to pull off an art heist himself to smoke out the bunch of villains from their global dens. After the superb The English Girl, the latest Allon novel stands alongside the best in thriller fiction. The Heist by Daniel Silva Published by Harper Pages: 475

ents a lot of grief, ended, and Jingo drifts along without any hope or ambition till an altercation with a cop forces him to go into hiding in a slum. Mistry paints as vivid a picture of carefree upper class Bombay as the ugly ‘other’ Mumbai that nobody cares about. Then then the destruction of the Babri Masjid takes place, sending the city into a spiral of violence and hate. This one is more readable than his Corpse Bearer book and records a horrible phase that Mumbai suffered and would rather forget. The Radiance of Ashes by Cyrus Mistry Published by Aleph Pages: 348

Afternoon Despatch & Courier

TV GUIDE

www.afternoondc.in

MUMBAI | MONDAY, DECEMBER 8, 2014

& Tah

e ] 6

>Þ À`>Þ ` À ->ÌÕ @

CURSE OF CHUCKY

TODAY’S BEST VIEWING

After the events of Seed of Chucky, Nica, a young woman forced to a wheelchair since birth, has to regroup her sister, Barb and her brother-inlaw, Ian for a funeral after the death of her mother. While dealing with Barb, Ian, along with their 5-year-old daughter, Alice; Nica receives an odd package - a creepy doll. After people start showing up dead, the fearless Nica soon suspects that the creepy doll is much more than just a doll. Star Movies, 7 p.m .

REVOLUTION SEASON 2

SOAPS & SERIALS

Miles is brought behind the red door and Titus explains that his wife has diabetes and must be given new blood in order to survive. Titus’ men strap Miles down to the cart and begin draining his blood. Rachel appears and rescues Miles. They escape back to Willoughby, taking Titus’ wife, Jessica, with them. Star World, 11 p.m.

EVEREST

Roongta meets up with Abhyankar at the airport and informs that Arjun is not responding as they had an arquement and if Arjun is not coming, there will be no expedition. Anjali and Aakaash are delighted to see each other at the airport and they join Roongta & Abhyankar. The last call for the flight is made and just then Arjun reaches the airport to everyone’s surprise and Roongta’s relief. Roongta tells Arjun that he wants to protect Arjun and has made sure that no one will get to know about his past. Just then, a cleaning staff Narayan recognizes Arjun as his childhood friend from the orphanage but Arjun excuses himself from there. Inside the washroom Arjun recalls his days in the orphanage with Narayan. Coming out he bumps into Narayan again who wishes him luck understanding that they belong to different worlds now. Reaching Kathmandu airport the team meets up with Chand who explains the complete trek to the team. The flight to Lukla is announced and the team sets out. Star Plus, 10 p.m.

WILDEST INDOCHINA

In the south Asian peninsula known as Indochina, lies some of the world’s most impressive natural marvels. From Cambodia’s Asian elephants and Burmese python to Vietnam’s 10% of the world’s exclusive species. From Thailand’s diverse species such as tigers and long-tailed macaques to Malaysia’s giant island of Borneo, WILDEST INDOCHINA brings for its viewers some exquisite and exotic species. An imal Planet, 8 p.m.

REVEALED: RANN OF KUTCH

The salt desert of the RANN OF KUTCH, in the Indian state of Gujarat, is one of the world’s great wildernesses. Combined, the Greater Rann and the Little Rann encompass about 23,000 square kilometres. Using different filming methods that include aerial footage shot on 4K High Definition, underground cameras, long exposure night photography and specialized slow motion,

THE CONJURING

Everest, Star Plus, 10 p.m.

the film captures the awe inspiring beauty, complexity and the paradox that is the Rann of Kutch – a deserted wasteland and yet the cradle of life and civilization. Discover y, 9 p.m.

STRANGEST WEATHER ON EARTH

STRANGEST WEATHER ON EARTH explores a range of fascinating weather events. Meet the eyewitnesses caught up in extraordinary events and discover the science behind these bizarre phenomena. Di scover y Sci en ce, 10 p.m.

SECRET LIVES OF STEPFORD WIVES

Classic Stepford wives strive to be perfect homemakers in a world of prize-winning pie recipes, PTA meetings and perfect martinis but behind closed doors, their marriages are as tarnished as neglected sterling silver. Tune into ID - Investigation Discovery’s SECRET LIVES OF STEPFORD WIVES, as it reveals the dirty laundry of real housewives desperate to cover up their deception, adultery and greed in order to project a flawless family life. DI, 10.30 p.m .

SASURAL SIMAR KA

I tonight’s episode we will see, Simar telling Sarpanch that if they want Vikrant back then they need to bring Anjali and Sanjana to her. Colors, 7.30 p.m .

MOVIES OF THE DAY

In 1971, Carolyn and Roger Perron move their family into a dilapidated Rhode Island farm house and soon strange things start happening around it with escalating nightmarish terror. In desperation, Carolyn contacts the noted paranormal investigators, Ed and Lorraine Warren, to examine the house. What the Warrens discover is a whole area steeped in a satanic haunting that is now targeting the Perron family wherever they go. To stop this evil, the Warrens will have to call upon all their skills and spiritual strength to defeat this spectral menace at its source that threatens to destroy everyone involved. HBO, 9 p.m.

SHREK

When a green ogre named Shrek discovers his swamp has been ‘swamped’ with all sorts of fairytale creatures by the scheming Lord Farquaad, Shrek sets out with a very loud donkey by his side to ‘persuade’ Farquaad to give Shrek his swamp back. Instead, a deal is made. Farquaad, who wants to become the King, sends Shrek to rescue Princess Fiona, who is awaiting her true love in a tower guarded by a fire-breathing dragon. But once they head back with Fiona, it starts to become apparent that not only does Shrek, an ugly ogre, begin to fall in love with the lovely princess, but Fiona is also hiding a huge secret. Zee Studio, 9 p.m.

AB TAK CHAPPAN

Aan honest cop named Sadhu Agashe makes a name for himself by killing criminals in sting operations instead of locking them up in prison. The film follows his method of working, gives an insight into the Mumbai Police Crime Branch, and Agashe’s alleged connection with the underworld. B4U, 9 p.m.

BLACK HAWK DOWN

Action/war drama based on the best-selling book detailing a near-disastrous mission in Somalia on October 3, 1993. On this date nearly 100 U.S. Army Rangers, commanded by Capt. Mike Steele, were dropped by helicopter deep into the capital city of Mogadishu to capture two top lieutenants of a Somali warlord. This lead to a large and drawn-out firefight between the Rangers and hundreds of Somali gunmen, leading to the destruction of two U.S. Black Hawk helicopters. This film focuses on the heroic efforts of various Rangers to get to the downed black hawks,

The Conjuring, HBO, 9 p.m.

centering on Sgt. Eversmann, leading the Ranger unit Chalk Four to the first black hawk crash site, Warrant Officer Durant who was captured after being the only survivor of the second black hawk crash, as well as many others who were involved. Pi x, 8 p.m .

MOTHER INDIA

The film begins with the finishing of a water canal for the village set in the present. Radha (Nargis), as the mother of the village, is asked to open the canal and remembers back to her past when she was newly married, mirroring the new independence of India. The wedding between Radha and Shamu (Raaj Kumar) was paid for by Radha’s mother-in-law, who got a loan from the moneylender Sukhilala. This event starts the spiral of poverty and hardship that Radha endures. The conditions of the loan are disputed, but the village elders decide in favor of the moneylender, after which Shamu and Radha are forced to pay threequarters of their crop as interest on the loan of 500 rupees. While trying to use more of their land to alleviate their poverty, Shamu’s arms are crushed by a boulder. He is shamed by his helplessness and is humiliated by others in the village. CVO, 9 p.m.

STAR PLUS

P.M. 2.00 Everest 2.30 Diya Aur Bati Hum 3.00 Iss Pyar Ko Kya Naam Doon-Ek Baar Phir 3.30 Suhaani Si Ek Ladki 4.00 Saath Nibhaana Saathiya 4.30 Nisha Aur Uske Cousins 5.00 Ek Veer Ki ArdaasVeera 5.30 Yeh Hai Mohabbatein 6.00 Iss Pyar Ko Kya Naam Doon-Ek Baar Phir 6.30 Suhaani Si Ek Ladki 7.00 Saath Nibhaana Saathiya 7.30 Ye Hai Mohabbatein 8.00 Ek Hasina Thi 8.30 Nisha Aur Uske Cousins 9.00 Diya Aur Bati Hum 9.30 Yeh Rishta Kya Kehlata Hain 10.00 Everest 10.30 Ek Veer Ki ArdaasVeera 11.00 Ye Hai Mohabbatein P.M. 2.00 3.00 4.00 4.30 5.00 6.00 7.00 8.00 8.30 9.00 10.00 11.00

7.00 7.30

8.00 8.30 9.00 9.30 10.00 10.30 11.00

Indiawaale Bandhan… Saari Umar Sapne Suhane Ladakpan Ke Jodha Akbar Jamai Raja Kumkum Bhagya Qubool Hai Aur Pyaar Ho Gaya Doli Armaano Ki Jodha Akbar

LIFE OK

P.M. 2.00 Savdhaan India 7.30 Mere Rang Mein Rangne Wali 8.00 Devon Ke Dev Mahadev 8.30 Pukaar 9.30 Ajeeb Daastaan Hai Ye 10.00 Comedy Classes

6.00 6.30 7.00 7.30

8.00 8.30

9.00 9.30 10.30 11.00

Gharachi Ka Re Duraava Home Minister Jai Malhar Javai Vikat Ghene Aahe Honor Suun Me Hya Gharachi Julooni Yeti Reshimgathi Ka Re Duraava Chala Hava Yeu Dya Jai Malhar Ka Re Duraava

ANIMAL PLANET

P.M. 2.00 Wild Caribbean 3.00 Austin Steven’s Most Dangerous 4.00 The Wild Ones 4.30 Fit For The Wild

Superhumans 4.00 Dynamo: Magician Impossible 5.00 Pawn Stars 5.30 Storage Wrs 8.00 Food CIA 8.30 Counting Cars 9.00 Stan Lee’s Superhumans 10.00 Pawn Stars 10.30 Counting Cars 11.00 In Search of Aliens

NAT GEOGRAPHIC

P.M. 2.00 3.00 4.00 4.30 5.30 6.00 7.00 7.30

Caught In the Act Big Bigger Biggest Customs Brain Games Do Or Die Science of Stupid Car Science Showdown of the Unbeatables 8.00 Africa’s Deadliest:

STAR WORLD House Revenge Simpsons Year The Neighbors MasterChef US House Revenge Simpsons Year The Neighbors Masterchef US House Revenge

ZEE CAFÉ

P.M. 2.00 Desperate Housewives 3.40 America Funniest Home Videos 5.00 Just for Laughs 5.30 The Big Bang Theory 6.00 The Originals 7.00 Mike and Molly 8.00 The Big Bang Theory 8.30 Two And a Half Men 9.00 Desperate Housewives 10.00 The Originals 11.00 The Big Bang Theory

SONY TV

P.M. 12.00 CID 7.30 Itna Karo Na Mujhe Pyaar 8.00 Itni Si Khushi 8.30 Humsafars 9.00 Tum Aise Hi Rehna 9.30 Hum Hain Na 10.00 Maharana Pratap 10.30 Itna Karo Na Mujhe Pyaar 11.00 Crime Patrol P.M. 2.00 2.30 3.00 3.30 4.00 4.30 5.00 5.30 6.00 6.30

LISTING

ZEE TV

Aur Pyaar Ho Gaya Doli Armaanon Ki Kumkum Bhagya Maharakshak Aryan Qubool Hai Bandhan… Saari Umar Doli Armaanon Ki Jamai Raja Kumkum Bhagya Dil Se Naachein

DDI (MAIN CHANNEL)

P.M. 2.30 News in Marathi 3.00 Sansar Maza Vegala 3.30 Daivacha Ha Khel Nirala 4.00 Asi Hi Dharmakanya 4.30 Karan The Detective 5.00 News in Marathi 5.30 Smart Sunbai 6.00 Krishi Darshan 6.30 Amahci Mati Amachi Mana 7.00 News in Marathi 8.00 Khamosh Sa Afsana 8.30 Pavitra Bandhan 9.00 Zindagi Ek Bhanwar

Bigg Boss, Colors, 9 p.m. Chidiya Ghar, SAB TV, 9 p.m. Lethal Weapons 10.30 Savdhaan India: India 5.00 Biggest and Baddest 9.00 Science of Stupid Fights Back 6.00 AP Safari: Swamp 10.00 Do Or Die: Killer 11.30 Ajeeb Daastan Hai Ye Tiger Tsunami 7.00 Untamed and Uncut COLORS 10.30 Seconds From 8.00 Wildest Indochina P.M. Disaster: Bhopal 9.00 The Wild Life of Tim 2.00 Udann Faulkner INVESTIGATION 2.30 Meri Aashiqui Tum Se 10.00 The Wild Ones DISCOVERY Hi 10.30 Fit For The Wild P.M. 3.00 Sasural Simar Ka 11.00 Most Extreme 2.00 Secrets of Stepford 3.30 Udaan DISCOVERY Wives 4.00 Bigg Boss 2.30 Dates From Hell 5.00 Comedy Nights with P.M. 3.00 I Was Murdered Kapil 2.00 Factory Made 3.30 Who The Bleep Did I 6.30 Meri Aashiqui Tum Se 3.00 Man Vs Wild Marry Hi 4.00 American Digger 4.00 On The Case 7.00 Shastri Sisters 5.00 You Have Been 5.00 The Shift 7.30 Sasural Simar Ka Warned 6.00 Redrum 8.00 Balika Vadhu 6.00 Farthflight 6.30 I Was Murdered 8.30 Uddan 7.00 Food Factory 7.00 Dates From Hell 9.00 Bigg Boss 7.30 What Happened Next 7.30 Secrets of Stepford 10.00 Meri Aashiqui Tum Se 8.00 How Do They Do It Wives Hi 9.00 Revealed: Rann of 8.00 Disappeared 10.30 Uttaran Kutch 9.00 Fatal Encounters 11.00 Shastri Sisters 10.00 You Have Been 10.00 Who The Bleep Warned SAB TV 10.30 Secrets of Stepford 11.00 My Shocking Story P.M. Wives SCIENCE 12.00 Taarak Mehta Ka 11.00 Who The Bleep Did 8.00 Baal Veer P.M. Marry 8.30 Taarak Mehta Ka.. 2.00 The Gadget Show STAR SPORTS1 9.00 Chidiya Ghar 3.00 How It’s Made P.M. 9.30 Badi Door Se AayeHai 4.00 Stephen Hawking 2.00 Close Encounters 10.00 Chiplunkar… Biography 2.30 Indian Super League 10.30 FIR 6.00 Sinkholes: Swallowed 14 h/ls 11.00 Taarak Mehta Ka…. Alive 3.00 Jai Ho 7.00 Mega Moves ZEE MARATHI 3.30 International Premier 8.00 How It’s Made P.M. Tennis League 14 h/ls 9.00 The Gadget Show 2.00 Ka re Duraava 11.45 Fillers 10.00 Strangest Weather on 2.30 Jai Malhar Earth STAR SPORT4 3.00 Honar Suun Me Hya 11.00 How Tech Works Gharachi P.M. HISTORY 3.30 Juloon Yeti 2.00 Ranji Trophy 14/15 Reshimghathi P.M. Round 1 and Day 2 4.00 Chala Hava Yeu Dya 2.00 Food CIA 4.30 Indian Super League 5.00 Jai Malhar 2.30 Counting Cars 14 5.30 Honar Suun Me Hya 3.00 Stan Lee’s 5.00 Premier League Review 6.00 Motorsports@petronas 6.30 Indian Super League 14 h/ls 9.30 Dard Ka Rishta 7.00 Barclays Premier 10.00 Jab Jab Bahar Ayee League 14/15 10.30 Kab Kyon Kaise 7.30 Liga Bbva 14/15 11.00 Pravaha: Kannada 8.00 Premier League Movie Review DDII (METRO CHANNEL) 9.00 One Fighting P.M. Championship 2.00 News in Hindi. 10.00 Rolex Farr 40s World 2.30 News. C’ship Pravaha, DDI, 11 p.m. 3.00 Open Frame 10.30 Football Today

DOORDARSHAN

3.30 4.00 4.30 5.00 5.30 6.05 6.30 7.00 7.30

Repoter’s Diary Samachar. The News. Samachar. Rajyon Se Samachar. Metro Scan Business Wrap Samachar News

7.40 7.50 8.00 8.15 8.30 10.00 10.30 11.15

Parliament News Sansad Samachar Samachar News in Hindi. News Night Charcha Main Raat Saddhe Dus Khel Samachar

TEN CRICKET

P.M. 2.30 NZ Tour of Pakistan 14: 2nd T20 3.30 Cricket Extra 4.30 NZ Tour of Pakistan 14 1st ODI

MOVIE CHANNELS

STARMOVIES

P.M 1.00 Commando 3.00 Scorpion King 2: The Rise of A Warrior 5.00 Rambo III 7.00 Curse of Chucky 9.00 Iron Man 3 P.M. 1.30 2.55 5.10 6.55 9.00 11.05 A.M. 8.35 11.10 P.M 12.15 2.35 4.45 6.25 9.00 10.50 A.M. 8.00 10.00 P.M. 12.00 2.20 3.55 6.00 8.00 11.05

HBO

Pain And Gain Red 2 Daddy Day Camp Step Up The Conjuring The Pole Express

Star Trek Into Darkness Daddy Day Camp

ZEE STUDIO

The Ring Alice in Wonderland Frankenweenie Mission Impossible III Shrek American Ninja V Galaxy Quest Alice in Wonderland

PIX

Quick Walking Tall Charlie’s Angles Breakout Black Hawk Down Captain America: The First Avenger

Milind G 7.00 Nana Mama: Bharat Jadhav 9.30 De Dhakka: Makrand Anaspure

CARTOON NETWORK

P.M. 2.00 3.00 5.30 6.00 6.30 7.30 10.00 10.30 11.00 A.M. 8.00 9.00 9.30 10.00 10.30 11.00 P.M. 1.30 3.00 4.00 5.30 7.00 8.00 9.00 10.30 A.M. 8.00

Tom and Jerry Oggy and the Cockroaches Haddi Mera Buddy Oggy 20-20 Dhamaka! O O O Oggy Hanuman Returns Ben 10 Omniverse Pokemon Black and White Adventure Time

Tom and Jerry Kids Show Oggy and the Cockroaches Roll No 21 Oggy and the Cockroaches Johnny Test Oggy and the Cockroaches

POGO

Chhota Bheem Marathon Mr Bean Dholakpur’s Got Talent Chhota Bheem Krishna the Great Hagemaru Mighty Raju Baby Looney Tunes Thomas and Friends

A.M. 8.05 Valkyrie 10.35 Breakout

P.M. 2.30 5.25 8.00 11.30 A.M. 7.35 10.50

STAR GOLD

Badal Ajnabee De Dana Dan Ghatak Bardaasht Kohram

Black Hawk Down, Pix, 8 p.m.

MAX

P.M. 1.00 Zor: Sunny Deol 5.00 Sabse Badi Hera Pheri: Vishnu Geneli D’Souza A.M 10.00 Apne: Sunny Deol

ZEE CINEMA

P.M. 1.30 Prem Granth: Shammi Kapoor 4.30 Agneepath: Hrithik Roshan 8.00 Aar Paar-Judgement Day A.M. 10.45 Gupt: Bobby Deol

CVO

P.M. 2.00 Madhoshi: John Abraham 5.30 Ustadon Ke Ustad: Jackie Shroff 9.00 Mother India: Sunil Dutt A.M. 9.30 Aur Pyar Ho Gaya: Bobby Deol

FILMY

P.M. 12.30 Karmayogi 5.00 Naya Aatish 8.30 Dharamyudh P.M. 12.00 3.00 6.00 9.00

B4U

Chachi 420: Kamal Hassan Takkar: Sunil Shetty IPS Jhansi: Vijayshanti Ab Tak Chappan: Nana Patekar

A.M 7.30 Anu: Pooja Gandhi

P.M. 2.20 5.45 9.00 A.M. 8,.00 11.20

All programmes on this page are as per the official schedules of the various channels. Afternoon is not responsible for any last minute changes.

ZEE CLASSIC

Charas Lalkar (The Challenge) Bagawat Biwi-)-Biwi Do Phool

ZEE TALKIES

P.M. 2.00 Zapatlela: Mahesh Kothare 4.30 Halad Tuzhi Kunkoo Mazha:

Mother India, CVO, 9 p.m.

8.30 Krishna the Great 9.30 Baby Looney Tunes 10.30 Mighty Raju vs The Great Pirates P.M. 2.00 3.00 3.30 4.00 4.30 7.30 7.50 10.00

DISNEY CHANNEL

Doraemon Jet Set GO 3 Doraemon Arjun Prince of Bali Doraemon Arjun Prince of Bali Doraemon The Suite Life of Karan and Kabir 11.00 Best of Luck Nikki A.M. 9.00 Ishaan 9.30 Best of Luck Nikki 10.00 The Suite Life of Karan and Kabir 10.25 Art Attack

DISNEY XD

P.M. 2.00 Kiteretsu 5.30 Iron Man: Armored Adventures 6.30 American Dragon: Jake Long 7.00 Phineas and Ferb 8.00 Ultimate Spider Man 9.00 Hulk and the Agents of SMASH 9.30 Big Bad Beetleborgs 10.00 Telebrands A.M. 8.00 Space Goofs 8.30 Rekkit the Rabbit 9.00 Space Goofs 9.30 American Dragon: Jake Long 10.00 Super Robot 11.00 Phineas and Ferb

Afternoon Despatch & Courier www.afternoondc.in

COMEDY ACT ATUL PARCHURE’S

MUMBAI | MONDAY, DECEMBER 8, 2014

TV TATTLE Good host

Karan Tacker who is being recognised as an actor and host will be seen hosting the second season of highly successful 'Halla Bol' on Bindass channel which will be aired in November. This show on how women fight back had gained a lot from Karan Tacker hosting the first season and the makers want to continue with Karan. This will be one of Karan's many events that he has hosted nationally and internationally. Karan said, “It's an honour to be hosting something which is an inspiration to many of us.”

Daring cop

Popular actor Shweta Shinde will enter the cop drama ‘Lakshya’ on Star Pravah as daredevil cop Renuka Rathod from December 11. The show has undergone a transformation and the rural tough cop antics of Shweta are highly likely to be popular with the viewers. Shweta’s high voltage action scenes and her visits to various parts of Maharashtra like Pune, Kolhapur, Sholapur, Nasik, is the highlight of the show. She dons various avatars to get into the core of crime groups and emerges victorious. She is a strict disciplinarian but a softie at heart.

New entry

No use repenting when it is too late to undo the damage. This week, Nandu and Pappu will be seen delighting their fans with their back firing plans. To add more spice and laughter to the show, mesmerising actress Debina Bonnerjee is joining the Nadaans this week. Debina who was seen in many reality shows, will be playing Nisha in the episode and entertaining her fans with her fantastic comic timing. Catch the Nadaans and gorgeous Debina in 'Uff! Yeh Nadaniyaan' this Friday, December 5, at 8 pm on Big Magic.

Dance show

By Sandeep Hattangadi

here was a time when child actors were roped in Indian Television dailies just for an eye candy. They were used to bring in some freshness, charm and exuberance in the show. But those who thought they can’t do more, think again. A child is said to be the father to a man and rightfully so, we see a new era in television where these child actors have proved that not only are they capable of showcasing their acting skills with ease but can get you popularity you could have only

Atul Parchure is one of the well-known stage, film and television actors in Marathi and Hindi industries having worked in popular comedy shows like ‘RK Laxman Ki Duniya’ and now he is working on a Zee Marathi show called ‘Honar Sun Mee Hya Gharchi’ where he plays a banker. Now he is all set to star in the new SAB TV comedy show ‘Ham Hain Yam’ in which he plays Yamraj’s accountant Chitragupta. The show starts on December 15 at 10 pm. We spoke to the roly poly cherubic actor By Sandeep Hattangadi

What is the show all about? SAB TV is all set to launch a new fantastical comedy show inspired from the mythical character of Yamraj ‘Yam Hain Hum’. This new offering which features Yamraj, the God of death as per Indian mythology, will show the character in a unique and different perspective. The show is a wholesome humorous family entertainer. SAB TV lifts the genre of comedy and entertainment to completely new heights with the introduction of their brand new show ‘Yam Hain Hum’ on the tube. The show produced by Swastik Productions, is a distinctive lighthearted comedy on a magical and comical journey. The story revolves around the concept of how humans perceive Yamraj and due to which he decides to visit Earth along with his trusted companion Chitragupt to change the image humans harbour about him and his duties.

I have done many Marathi TV shows but I wanted to reach out to a pan India audience and what better a medium than SAB TV which is known for it’s lighthearted sit-coms and when this project finally came to me I had been waiting for a long time for a show like this and I immediately accepted it. Is your character the usual Chitragupta essayed by many veteran film actors like Kader Khan, Premnath, etc? No. It’s totally different role and I have not been influenced by any actor playing Chitragupta. How was it like working with Manav Gohil who plays Yamraj? He is a terrific guy and a fantastic actor and I vibe well with him and we have had a great time shooting for the show.

What do Yamraj and Chitragupta actually do? Both the celestial beings descend on Earth to educate people about the true role and duties of Yamraj which involves numerous adventures that shall both be hearttouching and humorous to bring a smile to everyone’s lips. ‘Yam Hain Hum’ will depict the adventures of Yamraj and Chitragupt together as they take a tour of the streets of Earth in the 21st century.

How many episodes are we looking at in the interim? We have an initial run of a year and the rest will be decided by the popularity of the show with the viewers.

What is so different about the show? Two mythological characters dreaded by one and all are in a completely new avatar to make people smile and change their perspective about himself. It’s a different concept from all angles, right from inception to designing and character moulds.

What about films? I have stopped accepting film offers, especially Marathi films as I don’t find the scripts to my liking.

What made you accept this show?

Doordarshan's most popular reality dance show 'Bharat Ki Shan – Let's Dance' has been seeing a roller coaster of emotions. The two dynamic judges on the show, choreographer Sandip Soparrkar and princess of Bollywood dance Pony Verma balance the chair very well. Soparrkar is strict yet fun loving and Verma plays funny pranks all the time, making the atmosphere of elimination rounds easy and relaxed. Soparrkar said, "I am so glad the I am a part of Let's Dance show, each dancer here is so warm and loving.”

Child actors: the new show stealers

ctor Akhilendra Mishra, who is starring in a new TV comedy 'Tu Mera Hero', says the plot of the show attracted him to try his luck in a funny role for the first time. The 54-year-old 'Chandrakanta' actor said the show is different from other daily soaps on TV. "The show has a different approach and audience will not get bored of the content. 'Tu Mera Hero' follows the concept of situational comedy, which is rarely seen on TV these days. I liked the concept of the show. "The idea was to bring something new and it should not be

You also have a Marathi show on air on ZEE Marathi? Won’t it be difficult to shoot for two prime time shows? Oh! Not at all. I don’t have that big a role in the Marathi show as I am required for just two days a week.

Your daughter recently debuted in a Marathi film? Yes. But that she did just for a lark as Manva Naik, the director, is a family friend but she has no interest in taking up an acting career.

imagined. They have carved a respectable niche for themselves and have a huge fan following from all age groups. So much so that storyline of shows are fabricated to bring them in the forefront. This revolution was most strengthened by the launch of Colors’ Balika Vadhu which went on to become one of the most successful shows on Indian Television till date. It’s hard to say if this show brought fame to Avika Gor aka Anandi and Avinash Mukherjee aka Jagdish or this little bundle of talent created a brand name for Colors’ TV. To further bask in the glory, another show based on childhood friendship and jealously named 'Uttaran' was launched by the channel which introduced us to Sparsh Khanchandani aka Iccha. She was last seen in Sony TV’ 'Parvarish – Kuchh Khattee Kuchh Meethi'. It seems that Bhavya Gandhi aka Tappu of SAB TV’s 'Taarak Mehta Ka Ooltah Chashmah' reached his adolescence on television only. We have seen 1,100 plus episodes of entire Tappu Sena growing up with us since July 2008. Success of these shows not only brought diversity in content for the channel as well as the audiences, it brought critical acclaims and also opened gateways for fresh talents. The production houses were taking leaps in ongoing shows to make way for the entry of child artists in the show or were deliberately delaying the impending leap in their shows due to their central child actors' fan following. Today our shows seem incomplete without these little wonders and so would be our article if we don’t talk about some of the current child actors on Indian Television. One of the cutest and cuddliest child actors is Dhriti Bhatia who was last seen as Krishna in 'Jai Shri Krishna' and 'Iss Pyaar Ko Kya Naam Doon'.

I liked the concept of 'Tu Mera Hero': Akhilendra Mishra

repetitive and boring. Every character in the show have different shades," Mishra told PTI. The Star Plus' show is a family drama that traces the journey of two young neighbours' unconventional love story with a tinge of comedy.

On the show, Mishra will be seen playing the role of a strict father who keeps scolding his son for wasting time. Priyanshu Jora will play the lead character Titu. Jora was last seen in a small role in Anil Kapoor's miniseries '24'. The 21-year-old actor said he relates to the character well. "I can relate to it because in reality I am somewhat like that. That doesn't mean that I am lazy in real life but there are

many shades in the character of Titu which reflect a part of me on the show," he said. 'Bade Ache Lagte Hain' actress Sonia Balani stars opposite Jora on the show. She plays a perfectionist who wants everything in place. "My character is always lost in her dream world and craves to have a perfect romance in life," she said about her role. Shot in Mathura, the show will start from December 22. PTI

Afternoon Despatch & Courier

LOVIN’ IT UP

www.afternoondc.in

MUMBAI | MONDAY, DECEMBER 8, 2014

She Loves Me, She Loves Me Not!

I am a 17-year-old introver ted guy in Class 12. Ma ny times I have found this girl in my class looking at me. We have never spoken to each other. She sits in the first bench and I in the last. I have found her looking back at me during class. One day, in the lab, I found her standing too close. She was so close I feared I might ma ke physical contact, which I didn't want. But she was standing beside me

HEART TO HEART Dr. Rajan B. Bhonsle M.D. (Bom) Consulting Sex Therapist & Counsellor

Dr. (Mrs.) Minnu R. Bhonsle Ph.D. Consulting Psychotherapist & Counsellor

with out any fear of physical contact. She was just inches away from me, while half of the table was unoccupied. I needed to bend a little but it was impossible without touching

her. I stopped doing the experiment. What is in her mind? Is she in love with me? Is she expecting me to make the first move? I can’t understand why some (not all) girls give this attention to me if they don’t have any intention of having a serious af fair. Is it that they actually have that intention, but I don't guess it? Between 16 to 18 is the age (decided by nature) when attraction to the opposite sex is a relatively new phenomenon; thus leading to the keen interest that girls have in you, and the curiosity you have about them. A serious affair can only happen after you know the other person well enough. At your age it is important that both sexes should mix freely and merely get to know each other as friends. A ‘serious affair’, for it to last and to be meaningful, needs to be based on friendship. So get out of this ‘serious’ business and merely be open to friendship with all.

Growth Of A Beard & Moustache

I am 21 years old, but I still do not have a complete beard. People often treat me as an adolescent which undermines me. Is it due to lack of hormone secretion or is it a problem

associated with the reproductor y organs? Growth of the beard or moustache may be delayed in some men. If other secondary sexual characteristics have developed normally, such as growth of pubic hair and hair in the armpits or growth of the genitals, and if the body structure has developed like a man, there is no reason to worry. You may get your ‘Serum Testosterone’ level checked. If it is normal, do not worry. Growth of a beard and moustache also depends on your hereditary pattern and may be delayed as a variation of normal.

Heart To Heart Counselling Centre runs Certificate courses in Counselling & Sex Education at 10 Jerbai Baug, Byculla (E), Mumbai-27. Tel: 22184528 / 9821093902. Email: hthindia@gmail.com www.hearttoheartindia.net

What the cards say: Restlessness. Path: Be at peace. Don’t be hyper. Ally: Libra shows you balance. Stay away from Gemini and mental confusion. Card of the week: Tarot key no XIV Temperance invites you. Seek and find the right combination and tempering.

What the cards say: Be a professional. Path: Introspect and learn. Don’t miss the opportunity. Pull up your socks. Ally: Pisces will teach you to feel love. Avoid Gemini who will make you more self-centered. Card of the week: Tarot key no IX The Hermit. Be wise, know yourself and show others your light.

What the cards say: Don’t depend on your mind. Path: Be connected with your heart. Don’t justify things. Ally: Leo will show you what emotions mean. Stay away from Sagittarius who can be equally cruel. Card of the week: Tarot key no XII The Hanged man. Indicates surrender and acceptance will lead to growth and transformation.

What the cards say: Justice is operating in your life. Path: As you sow so shall you reap. Don’t be complacent. Be careful about your decision and actions. Ally: Sensible Virgo shows you the right way. Avoid Aquarius who will go with the letter of the law and not the spirit. Card of the week: Tarot key no XII the Hanged Man. Surrender and acceptance transforms life and brings huge gain.

What the cards say: An easy time. Path: Live and love. Don’t let your past influence your present. Ally: Connect with Taurus who will help you get over negative emotions. Don’t connect with Virgo who could be critical. Card of the week: Tarot key no VI The Lovers. A romantic relationship could bring a smile on your lips and a song in your heart.

What the cards say: Discernment is necessary. Path: See where you have gone wrong objectively. Don’t fool yourself. Ally: Be with Scorpio who will help you connect to yourself. Avoid Cancer who will create imaginary ghosts. Card of the week: Tarot key no XVII The Star. Insight will transform your life. Great love will be given and received.

What the cards say: Better days ahead. Path: Have faith in God. Don’t now worry. Things are looking up. Ally: Taurus will be loyal to you. Avoid heavy weather Scorpio who could hurt you. Card of the week: Tarot key no XII The Hanged man. Surrender to the will of God and let go, he will take care of you.

What the cards say: Your old love is still in your heart. Path: Accept what you feel and let the love bloom once again. Don’t let the ego stand in the way. Surrender. Ally: Sagittarius will help you forgive and forget. Avoid flighty Gemini who could drive you round the bend with constant change. Card of the week: Tarot key no XX Judgment. See things straight and understand that finally things do get resolved.

What the cards say: Try and be constructive. Path: Help family to reconcile. Play a role in bringing people together. Don’t be indifferent or unconcerned. Ally: Scorpio shows you your responsibility. Avoid Aries and their impulsiveness. Card of the week: Tarot key no X Justice Discern and stand with what is right even if it means some loss to you.

What the cards say: Bloom and flower. Path: Generosity. Don’t brood about tomorrow. Ally: Aries will bring in the fun element Avoid Cancer and their holding on. Card of the week: Tarot Key no II The high Priestess who invites you to find within understanding and knowledge.

What the cards say: Judge yourself as you judge others. Path: Operate from compassion. Don’t think you know it all. Ally: You need to think this through by yourself. Card of the week: Tarot key no XVI the Tower A public catharsis could expose your weakness. A sudden flash of insight might transform you.

What the cards say: Be true to yourself. Path: Look within. Don’t be prejudiced against someone because someone else says so. Stick to your judgment. Ally: Support from Scorpio will make you feel secure. Avoid Capricorn and their morbid perspective. Card of the week: Tarot key no XIX The Sun Success and brightness Your hopes will materialise.

Dec. 8-1y4 Monda to Sunday

For consultation and Tarot workshop on Self Development, Healing and Meditation with Dr. Roopa Patel, contact Jumana on 9892943044 or 9821111261 email roopapatel5@gmail.com

An epidemic of corruption in Uttar Pradesh

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, DECEMBER 8, 2014

By Prabhat Ranjan Deen

those Ministers, in whose hands were their departments and the n the three day National Con- right of power, who were (and are) vention of the Samajwadi Party using their position completely for (SP) held this October in Luc- their personal interest. know, discussions rotated primarily Because of the complaints Muaround the working style, corrup- layam made on the stage, the SP tion and the anti-people attitude of National Convention opened the Ministers in the Akhilesh Yadav door to taking stock of the performGovernment in Uttar Pradesh. Dis- ance of the Ministers of the Akhilesh cussions remained focused on this Government against the allegations because the SP National President, Mulayam Singh Yadav, had expressed his concern over it. In fact, this is a topic on which Mulayam Singh has been speaking regularly and continues to do so even now. Even though attempts were made to dilute Mulayam’s concern by bringing up the issue of traitorous SP members, Mulayam Singh’s words struck like an arrow in people’s hearts, no matter how many attempts at sidetracking there were. It has become clear now that it will be on the basis of the performance of Ministers of the Akhilesh Government that the 2017 assembly elections will be fought. At the Convention itself senior SP leader Naresh Agarwal had said that except Akhilesh Yadav, Ministers don’t have Mulayam Singh Yadav anything of their own to enumerate. It is correct too that from the view- and complaints of corruption too, point of work, leaving aside some so that a clear division could be exceptional senior leaders, other made between active-passive Minthan talking about the work of isters. Between the active and pasAkhilesh, there is nothing else or sive Ministers we can create one more to be said. more category of Ministers who are After so much talk centred on the ‘average’, so that it remains as an in work done or not done by Ministers between dividing line. To determine and their anti-people activities, and the activeness and passiveness of Mulayam Singh Yadav complaining Ministers, department wise details from the stage itself about no action of the work were listed and a ground being taken against them, Akhilesh level comparison of those details took away the red light beacon of was made with their image. The around seven dozen such Ministers documented record of the work of who were only ‘Ministers in status’. many Ministers was found to be toWhereas in the ambit of Mulayam’s tally negligible. Apparently, at the complaint, it was not ‘status Minis- ground level many Ministers in the ters’, but those Ministers were there Akhilesh Government carried on who were included in the list of work through mere talk and Cabinet or State Ministers. It was bravado, but in practical terms their

NOTES FROM NEW DELHI work remained poor. Clearly, the interest of such Ministers remained only in corruption and anti-people activities, just as the SP National President Mulayam Singh Yadav had been saying continuously and is still saying. From the work that can be seen on Government records, for at least two years after the Samajwadi Party came to power, most of the Ministers of the Akhilesh Government just enjoyed the perks and privileges of power. Only some such Ministers were there, who immediately after coming to power or after taking charge as a Minister got actively involved in doing work, but most of the Ministers in the years 2012 and 2013 just rested leisurely. It was only when Akhilesh Yadav established his full grip and control over the Government that his Ministers started working. If we see the Government records of the work done by Ministers, then from its analysis many interesting facets come to light. Ministers who were not anywhere statements-wise, who kept themselves away from controversies, who kept themselves very low profile, they were found to be active in their work. Their work can be seen with documented proof. Allegations and complaints of course go with Ministers, some of the complaints are even correct, but work too keeps going on. Amongst such Ministers the names of Social Welfare Minister Awadhesh Prasad, Panchayati Raj Minister Kailash, Labour Minister Shahid Manzoor, Secondary Education Minister Mahboob Ali, Minister of State with Independent Charge for Rural Development Arvind Singh Gope are especially notable. If you see Ministers like Raja Bhaiyya, who have been pulled into all kinds of controversies, then their work compares with that of any active Minister. The names of senior Ministers like Shivpal Yadav, Azam

Khan and Ahmed Hasan can be taken in the list of active Ministers. These Ministers remain in the headlines and at the centre of discussions but their departmental work keeps getting carried out apace. There are such Ministers too who walk along amidst allegations and complaints, don’t do work at all and remain involved in other activities. Amongst the average active Minis-

Akhilesh Yadav ters, Transport Minister Durga Prasad Yadav, Political Pension Minister Rajendra Chaudhary, Jail Minister Balram Yadav, Primary Education Minister Ram Govind Chaudhary, Minor Irrigation Minister (Independent Charge) Bhagwat Saran Gangwar and Science and Technology Minister Manoj Pandey’s names can be taken. The Ministers whose names are not there in the list of active and average active Ministers, you can very well understand what their category is. What needs to be underlined is that amongst the active and average active Ministers too many are there whose department ‘rested’ for about two years and in 2014 suddenly became active. In 2012 and

2013, apart from Chief Minister Akhilesh Yadav, the only Cabinet Ministers who were active can be counted on one’s fingers. The overall situation and the development work that is being carried out in Uttar Pradesh can be easily understood when in a team of 25 Cabinet Ministers in the Akhilesh Government, only eight or nine Ministers are active. Out of the five Ministers with Independent Charge, the name of only one – Arvind Singh Gope – can be included in ‘active’ Ministers. Out of 25 State Ministers linked with Ministers – a calculation of their activeness can be done on the basis of the performance of their bosses. After coming to power In March 2012 the departments that went into ‘rest mode’ for two years were, Minorities Welfare, Medicine and Health, Public Safety, Backward Classes and Disabled Welfare, Hail, Tourism, Transportation, Home Guards, Textiles and Sericulture, Khadi and Village Industries, Dairy Development, Technical Education, Rural Engineering (Independent Charge), and Mining etc. Many of these departments became active in 2014. Primary Education and Labour. Amongst the departments that became active after ‘resting’ for one to one and a half years after the formation of the Government, Horticulture, Dairy Development, Food and Logistics, Fisheries and Women Welfare etc., are notable. From the time of Government formation till today the departments which proved to be negligible in work are Social Welfare, Civil Defense, Backward Classes Welfare, Tourism, Khadi and Village Industries, Mining and Technical Education etc. The names of departments which are not there anywhere in the list, what their work is worth, you yourself can calculate and make an estimate of it.

For a viable future, Janata Parivar must unite soon By Chauthi Duniya Reporter

he whole nation is ‘Oppositionless’. The Congress has the most number of MPs in the Lok Sabha, but Congress President Sonia Gandhi and Vice-President Rahul Gandhi are not being able to decide what their role is. Sometimes it feels as if Sonia Gandhi and Rahul Gandhi have not mentally accepted till now that they have lost the elections. And perhaps it is an example of this mindset that a member of the think tank of Rahul Gandhi called a meeting of 100 active members of the Youth Congress and explained to them for three hours that in 2014 the Congress has not lost the elections, rather the Congress has won the elections. Perhaps this is the most accurate example of mental illusion. There was hope that upon completion of six months of Narendra Modi’s tenure, a proactive message will be given to the country from the side of the Opposition on his steps, on his thoughts and about the way indicated or mapped out by the Government, but no such thing happened. The Marxist Party, or if said in

is very big; he/she at every step has to keep an eye on the steps of the Government and after doing a theoretical and scientific analysis of that monitored view has to explain it to the public. And when elections happen years later, at that time the public weighs the leaders of the Opposition and decides whether they should come to power or not. In this ‘Opposition-less’ politics of the country, if any big stir has taken place, then it has been in regard to the possibility of the Janata Parivar getting united. Upon the initiative of Nitish Kumar and Mulayam Singh Yadav all the scattered leaders of the Janata Parivar have twice sat together and had planned a third meeting. In bringing these Mamata Banerjee Nitish Kumar leaders together Mulayam Singh Yadav and Nitish Kumar have other words, then the Left Parties, Perhaps this can be believed to be played a big role. Mulayam Singh have not yet been able to rise from Mamata Banerjee’s inability to esti- Yadav is preparing to play a big role the jolt of their limited support mate or assess her role as a leader of in providing a socialist alternative in base. And, on the other side, be it the Opposition. It can be believed to the country’s politics and he is deJayalalitha, be it Naveen Patnaik, or be a desperation to save many peo- veloping Nitish Kumar as a meanbe it Mamata Banerjee, they are just ple of her party who are being seen ingful, significant weapon against not in a position to be able to give a caught in the Saradha Chit Fund Narendra Modi. But those questions reply to Narendra Modi. Mamata Scam, but it cannot be believed to and issues because of which the Banerjee has called the arrest of a be the role of an Opposition leader. Janata Parivar had scattered remain MP of her party an act of revenge. The role of leader of the Opposition where they were. Yet this time it has

started to feel as if the leaders of the Janata Parivar have determinedly engaged themselves in finding solutions to those questions and issues. Nitish Kumar wants that all the scattered leaders of the Janata Parivar, in which first name is that of Deve Gowda Ji, the second name is of Mulayam Singh Yadav, the third name is of Lalu Yadav, the fourth name is of Om Prakash Chautala and the fifth is his own party, in which people like himself, Sharad Yadav and KC Tyagi are included, everyone together should form a party. Nitish Kumar believes that if one party is not formed, then these people cannot face or deal with or combat the politics of Narendra Modi. Nitish Kumar also believes that this Parivar characterises that story in which a farmer had explained to his son that 7 sticks kept apart can be broken easily, but if they are tied together, are bound together, then it becomes impossible to break them. And that is why he has been emphasising that everyone together forms one party and in this mission he got the open support of Mulayam Singh Yadav, Deve Gowda Ji and Om Prakash Chautala.

Afternoon Despatch & Courier

COFFEEBREAK

CRYPTIC CROSSWORD 874

ENIGMA CODE 874 Each colour in our code represents a letter. When you have cracked the code you will be able to make up seven words. The clue to first word is given to help you get started.

ACROSS: 9 Said to Ann: "Voting brought about enthusiastic applause (8,7) 10 Tell of a two penny increase (7) 12 Experiencing jealousy and contending for superiority following two directions (7) 13 Study suitable end for service, or a prayer (9) 14 An expedient move (5) 15 Has been taken round the p-prison, as it turns out (7) 18 Twisted long screw in incorrectly (7) 21 Composer's refrain? (5) 23 Possible harm, going round different Yorkshire town (9) 25 How one may make progress on one's feet (7) 26 Maidens perform as a member of a jazz band (7) 29 Dubious character of a blind manufacturer? (5,10)

DOWN: 1 A major land mass found in every Atlas, I assume (4) 2 Accepts minimal charge for a fastening (4) 3 High in church with it, I have, and much much more (8) 4 At home in this place, be an inseparable part of it (6) 5 Israelite held British title in noncommercial beer (8) 6 Ecclesiastical vestments may hide them (6) 7 Foreseeing one's eating about four (8) 8 Being chivalrous regularly after dark we hear (8) 11 Worship for an Indian miss? (5) 15 Most beefy and fit these have become (8) 16 Foreigners taking a sailor to be a guide (4-4) 17 Maybe fools about, getting extremely anxious (8) 19 Drove wildly onto the green, as the improvident will do (8) 20 Luxembourg's a capital (5)

The Clue: A stringed instrument

SOLUTION TO FRIDAY’S ENIGMA CODE FORCES, COFFER, FRESCO, SOCCER, COERCE, ROOFER, SCORER

27 But French is a setback for Thailand (4) 28 French journalist and a girl in pictures? (4)

SOLUTION TO FRIDAY’S CRYPTIC CROSSWORD ACROSS: 1 Abeles, 5 Turns out, 9 Ejection, 10 Thorax, 11 Questioner, 12 To-do, 13 Banditry, 16 Puts on, 17 Stadia, 19 Fish pond, 21 Esme, 22 Stay at home, 25 Minion, 26 Cleaving, 27 Holyhead, 28 Phrase. DOWN: 2 Bijou, 3 Locks, 4 Ski lift, 5 Tenancy, 6 Rat trap, 7 Short stop, 8 Up and down, 14 Altissimo, 15 Dodge City, 18 Absence, 19 Flaccid, 20 Shake-up, 23 Hover, 24 Monks.

QUICK CROSS 874

ACROSS: 1 Painting, sculpture, etc. (4) 5 Alphabetise (4) 6 Split ____: be picky (5) 8 Athletic events (5) 10 Bar fixture (5) 12 Detective game (4) 13 Possessed, retained (4)

The goal of Math Pyramid is to fill the given pyramid with numbers such that the following three rules are satisfied. 1. A cell value must be sum or difference of the two cells below 2. A row cannot have duplicate numbers 3. A number cannot be less than 1 or more than the grid size

MATH PYRAMID 874 22 The primate might be one of the yes men (3-3) 24 An even chance picador will try to avoid (4,2)

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MUMBAI | MONDAY, DECEMBER 8, 2014

FRIDAY’S SOLUTION

DOWN: 1 ____ Wednesday (3) 2 ___ the Web, surf (4) 3 Essays (5) 4 Prison term (7) 7 ---- her heart (5) 9 "Heart and ___" (4) 11 ____ Zeppelin (3)

HIDATO 874

The goal of Hidato is to fill the grid with consecutive numbers that connect horizontally, vertically, or diagonally from first to the last number in the grid. The first and last numbers of a puzzle and a some other numbers are already filled in. FRIDAY’S SOLUTION

MATHDOKU 874

Place numbers into the puzzle cells in such a way that each row and column contains each of the digits from 1 up to the size of the puzzle (4,5 or 6). Like a Sudoku puzzle, no number is repeated in any row or column. Each bold-outlined group of cells contains a hint consisting of a number and one of the mathematical symbols + x - /. The number is the result of applying the mathematical operation represented by the symbol to the digits contained within the domain. The solution to each puzzle is arrived at logically and is unique. FRIDAY’S SOLUTION

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MUMBAI | MONDAY, DECEMBER 8, 2014

TIGER BUD BLAKE

TODAY’S FORECAST

JAGJIT UPPAL

WIZARD OF ID PARKER & HART

B.C. JOHNNY HART

BEAU PEEP THE ADVENTURES OF LEGIONNAIRE BEAU PEEP

FRED BASSET ALEX GRAHAM

PHANTOM LEE FALK

MODESTY BLAISE PETER O’DONNELL

COFFEEBREAK MOON TITHI NAKSHATRA RASHI LUCKY COLOUR LUCKY NUMBER

: : : : : :

Gemini/Jupiter Retrograde 2nd Margshirsh Krishnapaksha Ardhra Mithun (Gemini) K. Ch. Bottle Green 5

BIRTHDAY FORECAST: A fortunate period begins for you and you will be able to accomplish your goals in your career. Students will feel enthused to work hard to improve their grades. Success in academic and sports activities is assured. Home and family affairs proceed smoothly. You will be going on a long vacation during summers in the company of family and friends. Those in love will strengthen their bonds and if eligible, may even decide to get married. BABIES BORN TODAY: Good looking, prominent nose and Charming eyes. Will be healthy and long-lived. Will be responsible, witty, intelligent, critical but helpful. After a good education, career in research, shipping, communications or industry is indicated. Success and gains are indicated perhaps, away from place of birth. ARIES (March 21 - April 20): You are wasting your time doing trivial things that do not add up to much. Wait for that big offer of work that is bound to come your way. Personal life could get complicated because of a discussion with a loved one who may not agree with your point of view. Do not push your luck as it may not be appreciated causing a rift in your association.

TAURUS (April 21 - May 20): Financially you are doing okay and a chance to fulfill a personal dream presents itself. Monetary rewards are also indicated. Whatever the circumstance, an updated technology is bound to help you score over your rivals. There will be cordiality at home.

GEMINI (May 21 - June 20): You are not using your talent to full potential. Focus on your career and you will achieve wonders. Stick to your present work activity. There will news later today, which will indicate an improvement in your circumstances. It could mean better finances and a good Position. If married you may have to cope with an irate and angry mate. Your mate may feel depressed and suffer from a minor health problem.

CANCER (June 21 - July 21): You will feel happy and satisfied as some of the problems which were causing you worry get sorted out much more easily than expected. Pending Legal problems will now be speeded up. An assignment of some importance will be completed in time. You may have to undertake a discussion for negotiating a delicate issue for a youngster.

LEO (July 22 - August 21): Job seekers will get exciting offers. You can look forward to change in your environment. Those in creative field or dealing with sales and marketing are bound to do well. Moments with your beloved will be few. Other issues like entertaining some one from out of town could keep you busy.

VIRGO (August 22 - September 21): Rise in salary or more incentive is offered to you. Work hard for efforts will be amply rewarded. A profitable new business association will lead to monetary gains. Expense on a security for the family or the purchase of some property is likely. Happy celebrations are likely at home.

LIBRA (September 22 - October 22): You will be expected to manage your own work and also be prepared for any contingencies that could crop up. Also be prepared for a lot of people are likely to drop in on you today. Do not try to impose your views and ideas on people. There could be misunderstandings. You are better off keeping a low profile.

SCORPIO (October 23 - November 21): Your best efforts in trying to get something done will amount to naught. You cannot help it. Just wait for a better time. Your mate or beloved may be away and you could get lonesome. It is a chance to catch up with friends and plan outing for old time’s sake.

SAGITTARIUS (November 22 December 20): You will have a busy satisfying day at work, when profits will accrue and new assignments are also likely. Wait for a more favorable time before you launch your expansion plans. It seems there will be several changes within your work. The evening is spent with your friends and beloved.

CAPRICORN (December 21 January 19): Employment offers or business deals connected with international trade are bound to be beneficial. Travel will also yield favorable results. An opportunity to make a longterm investment in land or property will be offered to you. Though you may have everything going for you yet you feel that something is missing from your life.

AQUARIUS (January 20 - February 18): You may be asked to conclude an important assignment sooner than expected and this could throw your normal routine out of gear. Close associates and friends will go out of their way to help. Working late could affect family life and your mate may choose to be difficult.

PISCES (February 19 - March 20): You do not have to go out of the way to express your opinion and annoy your colleagues. Your view will prevail, as it is practical and valid. There is no threat to your job or status in at work. In fact, the developments within the Organization will prove to be more profitable for you soon.

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COFFEEBREAK

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QUICK CROSSWORD 5143

MUMBAI | MONDAY, DECEMBER 8, 2014

SUDOKU 2329

ACROSS: 1 Surge or swell; undulation (6) 7 Mountain range in North India (8) 8 Indian sage or wise man (4) 10 Sausage in a roll (3,3) 11 Ancient Greek magistrate (6) 14 ___ Beatty : famous Hollywood actor? (3) 16 __ ___ you'll do well (optimistic wishes) (1,4) 17 Made over or disposed in exchange for money (4) 19 Vestige (5) 21 Bent or curved pieces or metal or wire for catching hold or hanging things (5) 22 Brazilian dance (5) 23 One or two; not many (1,3) 26 Clergyman (5) 28 A measure of cloth (3) 29 ___ cleansing : massacre of people on basis of religion as done by Nazis, etc.? (6) 30 Lively Spanish dance (6) 31 Computer operating system (4) 32 Came up or showed up (8) 33 Eluded a pursuer or a blow by a quick movement (6) DOWN: 1 Shrubs (6) 2 Eulogized (6) 3 One of the more conservative members of the Liberal party in British politics (4) 4 Synthetic ___ : rayon, polyester, et al.? (7) 5 A tortilla (5) 6 Man of the world? Not! (5) 8 Tel ser. provider in New Delhi and Mumbai (4) 9 Incline head slightly in agreement (3) 12 Fiedel's friend Guevara (3) 13 Orate; express one's views (5) 15 Delve or dig into, investigate (5) 18 An astronaut goes into it round the earth (5)

Sudoku is a number placing puzzle based on a 9x9 grid such several given numbers.To solve a Sudoku puzzle, every digit from 1 to 9 must appear in each of the nine vertical columns, in each of the nine horizontal rows and in each of the nine boxes.

SATURDAY’S SOLUTION

Difficulty Level:

CRYPTOQUIP 19 Ex-England batsman Graveney (3) 20 Alias, in short (3) 21 Gandhiji's term for the downtrodden? (7) 22 Japanese honorific (3) 23 Joined by treaty (6) 24 ___ one's muscles : be a bit of a

25 26 27 28 30

bully (4) Covered with trees (6) Left-hand page (5) Household task (5) Long time (3) Zola ___ : the controversial South African runner? (4)

SOLUTION TO SATURDAY’S QUICK CROSSWORD ACROSS: 1 Tosca, 6 Nails, 9 Acrobat, 10 Adele, 11 Mummy, 12 Trail, 13 Pompous, 15 Arm, 17 Utah, 18 Sierra, 19 Henna, 20 Prasad, 22 Haag, 24 Yew, 25 Offence, 26 Yusuf, 27 Dream, 28 Amice, 29 Mascara, 30 Adman, 31 Knead. DOWN: 2 Odd lot, 3 Caliph, 4 Ace, 5 Hours, 6 Namibia, 7 Atul, 8 Lamarr, 12 Tuned, 13 Puppy, 14 Macaw, 15 Aryan, 16 Mange, 18 Snuff, 19 Hanuman, 21 Reared, 22 Hetman, 23 Acacia, 25 Ounce, 26 Yama, 28 Ark.

IRREGULAR SUDOKU 2148 To solve an Irregular Sudoku puzzle, every digit must appear once in: Each of the vertical columns Each of the horizontal rows Each of the regions

Today’s clue: X equals L

The Cryptoquip is a substitution cipher in which one letter stands for another.

SATURDAY’S SOLUTION

O O M D

SATURDAY’S SOLUTION: I have always thought the actions of men the best interpreters of their thoughts

Afternoon WORD MINE

M T

H I

O Y

How many words of four or more letters can you make from the letters shown in today’s puzzle? In making a word, each letter may be used once only. Each word must contain the letter at the top of the pyramid. There should be at least one nine letter word. Plurals, foreign words and proper names are not allowed. Today’s ratings: 07 average; 08 good; 10 outstanding. SATURDAY’S SOLUTI ON: anew, lawmen, lawn, LAWNMOWER, lower, meow, mewl, mower, mown, owner, wale, wane, ware, warm, warn, weal, wean, wear, woman, women, wore, worm, worn, wren.

HEATHCLIFF

Saturday’s

THE MASTER WEAVES HIS MAGIC SPORTS

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MUMBAI | MONDAY, DECEMBER 8, 2014

By Bharat Sharma

come here. I am very happy to be here. Thank you guys," said Federer while waving at the vociferous crowd after his mixed doubles match alongside Sania Mirza. "It is an honour to play with Roger. I would now like to play Australian Open with him," joked Sania. The record 17-time Grand Slam champion added: "I am very surprised with my play here. I am playing singles, doubles, mixed doubles and doing okay. I think the format is crazy but good fun. We don't get to be a team on the pro circuit and that is why I think there is a place for this. That way people who don't get to see many tournaments in this part of the world, get to watch some top quality tennis." Federer, after getting a taste of Indian hospitality at a city five-star hotel, made it to the court at the IG arena one and a half before the match starting 4 pm local time. He gently walked into the field of play and started sparring with none other than ACES FOR SURE: Micromax India Aces, Sania Mirza and Roger Federer during their mixed doubles match Sampras. Surprisingly not against Singapore Slammers in the International Premier Tennis League (IPTL) at IGI stadium in New Delhi on many around the greats inSunday. [R] Federer who is in the capital to play the International Premier Tennis League tweeted his arrival by stantly woke up to the fact posing with legend Pete Sampras at the aircraft. that they were watching Federer and Sampras having a hit with Rohan Bopanna to beat followed the much-awaited times to express his excite- until one heard a shout of 'we Nick Kyrgios and Leyton He- arrival of Federer, who landed ment, asking fans to photo- love you Roger'. witt 6-1 in the men's doubles here in the wee hours along- shop him around the country It was a moment when match, before the Swiss leg- side another legend Pete since he won't get much time winners of 31 major titles end saw off Tomas Berdych's Sampras. If not more, Federer to explore during his short were warming up together for challenge 6-4 in the men's was as excited as his millions stay. Thus, it was no surprise the big moment. They both singles. of Indian fans ever since it that he tweeted a picture of practiced for around half In the women's singles was announced that he him and Sampras to an- hour and by the time they match, Ana Ivanovic beat would be taking part in the nounce his arrival. were making their way back Daniela Hantuuchova 6-5 (7- Delhi leg of the newly created "It is very special to be to the players' lounge, the 5). IPTL. here. I am getting special 15000 capacity hall had Earlier, complete frenzy He took to Twitter many treatment ever since I have erupted.

EW DELHI: Thousands of lucky tennis fans experienced a lifetime moment when they watched global icon Roger Federer play on Indian soil for the first time at the Delhi leg of the International Premier Tennis League (IPTL). The Federer-represented Indian Aces defeated Singapore Slammers 26-16. It was a perfect India debut for Federer, who along with Sania Mirza blanked Bruno Soares and Daniela Hantuchova 6-0 before winning his men's singles against Tomas Berdych and men's doubles with Rohan Bopanna. In the legends' match, which was the first of the day, Slammers' Pat Rafter beat Indian Aces' Pete Sampras 6-2. In the mixed doubles match, Federer and Sania thrashed Soares and Hantuchova. Federer then combined

J&K bundle out Mumbai Australia ready to inflict pain on India: Watson for paltry 236 on day one By Chetan Narula

UMBAI: Jammu and Kashmir shocked 40time champions Mumbai by bundling them out for a meagre 236 in the first innings on the opening day of their Ranji Trophy Group A game. Further tightening the grip, the visitors reached 88 for one at stumps to take away the opening day's honours. Opener Shubham Khajuria (47) and one-down batsman Bandeep Singh (34) were at the crease at the end of day one. Opting to bat, Mumbai raced to 50 in less than 10 overs with debutant openers Kevin Almeida (19) and Bravish Shetty (35) putting up a fine show. However, a disciplined bowling effort from the visiting team's medium pacers applied the brakes at regular intervals to pack off the fancied Mumbai batsmen and skittle them out for 236 in 61 overs at the stroke of tea. Ram Dayal was the pick of

the bowlers with figures of three for 51 from his two eight-over spells. He was ably supported by impressive left arm spin from Waseem Raza (3/29) that brought Mumbai to their knees.

INDIA PLAYERS CAN'T USE BCCI LOGO IN DOMESTIC MATCHES NEW DELHI: In a fresh diktat for players representing various teams in domestic competitions, the BCCI has instructed match referees to ensure that none of the India players -- current or discarded -- sport the Board logo either on their gear as that will be considered a violation of the association's code. Normally, the moment a player breaks into the Indian team and then subsequently comes to domestic cricket, they have a habit of wearing India helmets, jerseys or caps. The BCCI wants to stop that.

their conditions so we have a day, are currently recovering lot to give back to them in our from the shock death of their DELAIDE: Australia might conditions. They certainly let team-mate Hughes who was still be mourning the tragic us know that they were on top struck by a loss of Phillip Hughes but all- of us in that series. bouncer from rounder Shane Watson said "We need to make sure we Sean Abbott in his team will be ready to dish start off well in that series and a Sheffield out aggressive cricket and in- stay strong to make sure Shield game flict pain on India when the they feel a similar on November opening Test gets underway pain as we did 24. He died here on Tuesday. over in India," two days The 33-year-old allrounder he added. late in a said last week has been the India had Sydney most challenging phase for inflicted a 4-0 hospital. the team but he believed that loss on Aus"Menhis side will play with the same tralia the last tally I'm aggression as in the past and time the slowly avenge their 0-4 loss to India teams met in getting last year. India in Febt h e r e . "We've played our best ruary-March Physically, cricket when we are aggres- 2013. That was I feel ready sive. That's ever since I've in reply to the to go. There's been involved in the Aus- 4-0 hammerno doubt that tralian cricket team.We are ag- ing they had mentally the last gressive with bat and ball, received on couple of days especially with the ball as we their last tour have been the were during the last Ashes se- Down Under most challenging ries. That's not going to in 2011-12. of my career. change because that's when The Shane Watson was we're at our absolute best," hosts, who hit on his arm during Watson told reporters today. have rethe Australian "We know what we have to s u m e d practice session in do to do well against the Indi- training Adelaide. ans. They hammered us in last Fri-

CA PLANS TO HONOUR HUGHES AHEAD OF THE FIRST TEST Cricket Australia (CA) will hold a range of tributes to honour the late Phillip Hughes ahead of the opening Commonwealth Bank Test between Australia and India at the Adelaide Oval on Tuesday. The Australian players will wear Hughes' Test cap number 408 on their playing shirts for the match. Players and team management will also wear black armbands in honour of their former teammate. Prior to the start of play, the Australian and Indian teams will stand before a large 408 painted on the Adelaide Oval's playing surface as they observe a video tribute to Hughes narrated by former Australian Test captain and legendary cricket commentator Richie Benaud. Following the tribute which will be displayed on the Adelaide Oval's vision screens, the team and spectators will be asked to stand for 63 seconds of applause in recognition of Hughes' final unbeaten score.

30 SPORTS Aryan wins second NITA AMBANI, SALMAN LAUNCHES ITF title on the trot ‘#GRASSROOTS’ FOOTBALL MOVEMENT

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MUMBAI | MONDAY, DECEMBER 8, 2014

UMBAI: Mumbai boy Aryan Goveas outlasted top seed Briton Jay Clarke in the first set tiebreak before taking control of the match to register a straight sets 76 (8-6), 6-3 victory in the boy’s singles final for his second ITF Junior tennis title in as many weeks, at the Balewadi Tennis Stadium here over the weekend. The 11th standard student of Rizvi College, Mumbai, and member of the MSLTA Vision program, Aryan served six aces during the match to get that extra edge over Clarke. Coached by Aditya Madkekar in Pune, Aryan then broke Clarke in the second game of the second set and then played to the plan from baseline hitting series of winners at the hard-serving Clarke. This Grade-3 event was the second win a row for Aryan whose ranking will climb to around 180 in the world on Monday thanks to

the 60 ITF points he garnered from this win. Final Results – Boys – singles: 5-Aryan Goveas (IND) bt 1-Jay Clarke (GBR) 7-6 (8-6), 6-3. Doubles: Vasisht Cheruku and Sahil Deshmukh (IND) bt Jay Clarke (GBR) and Kareem Allaf (SYR) 6-2, 6-3. Girls – Singles: 2-Plobrung Plipuch (THA) bt 1-Tamachan Momkoonthod (THA) 7-5, 6-4. Doubles: Hsiang-Wei Huang (TPE) and Zeel Desai (IND) bt Georgina Axon (GBR) and Vasanti Shinde (IND) 3-6, 6-3 (10-6).

For Improving Players By Anant Bhagwat

his hand surfaced in the B A R C state level tournament. Although I have said, it is for improving players it was played by an expert. Ajay Khare is known for his incisive & also technically correct plays. See how he found the perfect safety play for his contract S- 7 5 H–8643 D_Q964 C–Q75

S – A Q 10 8 6 4 H–A2 D–AK6 C–A6

Ajay was holding the rock crusher hand. The bidding is not important; suffice it to say that Ajay reached 4 spades.West led the Jack of clubs. You have 5 tricks outside the trump suit. So you have to manage the trump suit limiting the losses to 1 trick. Even if the diamonds are breaking 3-3, you cannot take advantage because the entry you must use for finessing the spades. The problem is which honour do you finesse? The Jack or the King? If you play a small spade to 10 & lose to Jack you are reduced to hoping that King is doubleton with east, & vice –a versa with King. If the King & Jack are both with west nobody can make this contract, short of

a revoke by opponents. If both the honours are with east it doesn’t matter what you play because you will always make this contract. So how do you proceed? What you have to guard against is 4-1 split of the spades. To guard precisely against that there is a bookish safety play. Ajay

BRIDGE remembered it. On the opening lead he put up the Queen from dummy, but no luck. East covered with King. Now Ajay cashed the Ace of spades, & west followed with King. Now it was a simple matter to go dummy with Queen of diamonds & play a small spade to 8 which won. Thus he made his contract losing only 1 spade 1 heart & 1 diamond. If west had flowed with a small spade on the Ace Ajay would have gone to dummy & played a small spade towards his hand, & tried to guess. If the spades were 32 with east holding K J X or K J doubleton he would make the contract anyway without having to guess the finesse. His opponent in the other room, who had gone down, asked Ajay how he had made the contract. Ajay told him the line of play. He stared at Ajay with unbelieving eyes & walked away with a shake of his head.

UMBAI: With an aim to create a platform for talent-scouting at the grassroot level across the country, Nita Ambani, the founder and chairperson of Football Sports Development Limited, launched ISL #grassroots football movement at the Dhirubhai Ambani International School here. The ISL #grassroots programme aims to reach out to a million young footballers in the first few years and expose them to the best practices in global football. "Education and sports play an important role in the development of a child and in nation-building. Sports is vital to the holistic development of young people, fostering their physical, social and emotional health," Ambani said. "Sports is important to build character and channelise abundant energy of our children in a positive direction. Now that we are approaching the business-end of the league, we are launching the soul of ISL, the grass-

selection modules across the country. As part of the initiative, ISL will distribute 100,000 footballs with a specific focus on towns and villages across the country. "Football is a life skill. It is wonderful to see India becoming a multi-sport nation. The #grassroots training and scouting camps will train and outfit India's young footballing talent," Ambani, who is also the chairperson of Reliance Foundation, said. Bollywood superstar JAADU KI JHAPPI... A young footballer receives a hug from actor Salman Khan, founder of Salman Khan as Nita Ambani looks on. Nita Ambani, founder and Being Human -- the Salman chairperson of Football Sports Development Limited and Khan launched Khan Foundation, also enthe ISL grassroots football movement at the Dhirubhai Ambani dorsed Ambani's vision. International School in Bandra-Kurla Complex on Sunday. "Football #grassroots programme is an important step roots program," she added. In the first phase, the for the development of the This long-term initiative #grassroots programmes will beautiful game," said will be a joint effort of ISL, the aim to reach out to 500,000 Salman. eight ISL Clubs, Reliance children through in-school Top talent in the age group Foundation and three NGOs and maidan initiatives, start- of 10 to 13 that emerges from -- Magic Bus in Mumbai, ing early 2015. The pro- these camps will undergo anDelhi, Raigad and Bangalore; grammes will focus on other selection process to be Slum Soccer in Nagpur, introduction of kids to foot- picked for Reliance FoundaThane and Navi Mumbai; ball, training and talent- tion's #YoungChamps scholand Yuwa in Jharkhand. scouting through a series of arship.

Azad Shrivastav | ADC

Chikkarangappa successfully defends title at CG Open M

UMBAI: Bangalore’s Chikkarangappa S. successfully defended his title at the Rs. 1 crore CG Open 2014 with a final round of fourunder-66 at the Bombay Presidency Golf Club. Chikkarangappa, who totaled 17-under-263 at the penultimate event of the 2014 PGTI Super Series, emerged leader in the Rolex Rankings and the Super Series post his win on Saturday. Om Prakash Chouhan of Mhow shattered the course record with a sensational 10under-60 in the final round to bag the runner-up position at 16-under-264. C Muniyappa

verted two 12-footers on the fifth and seventh. Chikka’s lead over Muniyappa was reduced to one shot as the former dropped a bogey on the 11th after a poor tee shot. The 21-yearold Chikka bounced back by finding the green in two on the 16th and 18th, both parof Bangalore, the overnight 5s, to secure birdies and seal leader, finished third at 15- his fifth title. Chikka took under-265. home a winning cheque Chikkarangappa (67-66- worth Rs. 16,16,500. 64-66), who began the day in Chikkarangappa, who was second place, had a steady fourth on the Rolex Rankings start with pars on the first before the CG Open, has now three holes before going on a moved into the lead in the birdie-spree on the fourth, rankings with earnings of Rs. fifth and seventh. He con- 35,30,444 for the season so far.

WOMEN SHOW OF POWER: International Women participants pose at the World Bodybuilding and Physique Sports Championship 2014 at the Bombay Exhibition Centre, NESCO in Mumbai. Nando Luwang Yendrembam and Rajendra Kymar Saxena won gold and silver in Master above 60 category whereas Nilesh Bomble struck gold and Miihir Singh [both from India] won bronze in men's sports physique category.

Jason, Aryan, Neel, Rayna on a recordbreaking spree

MUMBAI: Collegian Jason Smith (Under-17), Aryaan Makhija (Under-15), Neel Roy (Undetr-13), Rayna Saldanha (Under-13) and Sanjiti Sinha (Under-9), all brought glory to their respective colleges and schools by their recordbreaking performances in the GMAAA Interschool/junior colleges swimming championships held at Khar Gymkhana here yesterday. Incidentally, barring Sanjiti, all of them had six new records to their credit. Sanjiti ended with five meet records. Jason, who had won record-breaking gold in the 50m freestyle, 50m breast stroke and 100m breast stroke on the opening day, continued his domination by rewriting three more records in the 100m freestyle, 100m backstroke and 100m butterfly events. Likewise, Neel, Aryan and Rayna added three more to their Saturday's haul. MINERS HUMBLE GOAN SPORTS 3-1 Miners SC enjoyed a good outing as they handed Goan Sports Association a 3-1 defeat in a First Division match of the MDFA (Mumbai District Football Association) League played at the St. Xavier’s ground, Parel on Sunday.

ANOTHER FLOPPY SHOW FROM THE HOSTS SPORTS

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, DECEMBER 8, 2014

India slump to second straight defeat, lose 2-4 to Argentina

RESULTS

The Indian hockey team were caught faulting during the dying moments against the mighty Argentines during the Champions Trophy tie in Bhubaneswar on Sunday night.

Belgium 4-4 Australia England 8-2 Pakistan Germany 1-4 Netherlands Argentina 4-2 India

India will face the Netherlands in their last pool match on Tuesday, which will decide their quarterfinal opponent, while Argentina will be up against Germany. It was endto-end hockey in the first quarter but goals eluded both the teams. India had the first clear chance in the 8th minute but wasted it. It was a great opening down the right from a counter-attack but Nikkim Thimmaiah over ran Lalit Upadhay's defence splitting

The hosts' lead was shortlived as Argentina levelled the scores, seconds later in exactly the same way as Villa made no mistake in deflecting a diagonal ball into the net with both teams locked 11 at the breather. Eight minutes into the third quarter, India restored their lead when Gurjinder scored from the hosts' first penalty corner with a powerful high dragflick. But once again the Indians gave away their lead in no time, courtesy its fragile backline. A hit from outside the circle got deflected from Rupinder's stick and landed high in front of an unmarked Lopez, who hooked the ball into the net to restore parity for his side. The repeated counter-attacks by the Argentines completely dismantled the Indian citadel during 3rd quarter. A few minutes later, Gurjinder found the back of the net again from a penalty corner but his goal was disallowed for dangerous play after Argentina went for the referral. Mazilli's strike in the 49th minute then put immense pressure on India to equalise but they failed find to find a reply. Instead, Menini added insult to India's injury, when he pumped in another goal another to seal the match in Argentinaâ&#x20AC;&#x2122;s favour.

By Saumojyoti S Choudhury

HUBANESWAR: India squandered their hardearned lead on two occasions as they slumped to their second successive defeat losing 2-4 to World Cup bronze medallists Argentina in the Hero Champions Trophy. India's perennial problem, their fragile backline came to hurt them again as their lead didn't even last a minute on both the occasions in the second Pool B match of the day, played in-front of 7000 strong capacity crowd at the Kalinga Stadium. For India, Akashdeep Singh (30th) and Gurjinder Singh (37th) scored the goals, while Lucas Villa (30th), Juan Lopez (37th), Gustin Mazzilli (49th) and Joaquin Menini (59th) found the net for the winners. While Indian forwards created chances today, the defence were chasing shadows on a number occasions when the Argentines counter-attacked. Today's loss was India's second on the trot in the tournament after the close 0-1 defeat against Olympic champions Germany yesterday.

How elite Kenyan athletes succeed in marathons found

ONDON: Elite Kenyan athletes have greater brain oxygenation during periods of maximum physical effort, which contributes to their success in long-distance races, a new pioneering study has found. Researchers analysed the response of cerebral oxygenation at maximum and progressive rhythms among elite Kenyan runners from the Kalenjin tribe. A sample of 15 elite Kenyan runners was selected, each with achievements in the Half Marathon of between 1.01 and 1.03. The cerebral oxygenation was studied during the exercise (basically changes in oxyhaemoglobin, deoxyhaemoglobin, blood flow, arterial saturation, and so on) using NiRS (Nearinfrared Spectroscopy) and oximetry readings during a maximum trial of 5 kilometres and a maximum incremental test. "We can see that the Kenyans were capable of maintaining their oxygenation in a stable manner during the

5 kilometre trial, with implications for the athletes' performance," said Jordan Santos-Concejero from the University of the Basque Country, Spain. It has been observed that, when cerebral oxygenation in the prefrontal lobule falls, the neural activity in this zone also drops. This zone is closely linked to the control of movement and to decisionmaking, and it has thus been put forward that this reduction in neuronal activity may explain the drop in performance observed amongst European athletes, on cerebral oxygenation reducing. Given that, with the Kenyan athletes, this reduction does not occur, "we believe that the neuronal activation in the prefrontal lobule is not compromised and perhaps this capacity of maintaining their cerebral oxygenation in a stable way may contribute to their great performance in long-distance trials," said Santos-Concejero.

diagonal ball. Minutes later Indian goalie PR Sreejesh came to the picture, when he easily gloved away Juan Lopez's shot. Argentina got their first penalty corner in the 16th minute but it went in vain as they failed to stop the push. Indian players looked a little out of sorts in the first quarter and were found wanting in front of the opposition striking circle. The Indians managed to take the ball near the Argentine circle

on many occasions but instead of trying to get in, they depended more on hits from outside hoping for somebody to get a deflection. Five minutes into the second quarter skipper Saradar Singh and Dharamvir Singh combined well on the right flank to get inside the circle but latter's cross had no takers. India's best scoring opportunity came in the 22nd minute when Kothajit Singh's pass from outside the circle

found Lalit but his deflection hit the upright. Then VR Raghunath was guilty of being selfish as after doing all the hard work to get inside the circle he went for glory and struck straight at Argentine goalkeeper Juan Vivaldi instead of passing the ball. India, finally broke the deadlock a minute from halftime through Akashdeep who found himself in the right place at the right time to tap in Gurjinder diagonal pass.

MCFC keep hopes alive beating AdK broke the deadlock in the 40th minute when his leftfoot shot found the net after Tiago Ribeiro set it up perfectly for him. The Sourav Ganguly co-owned side drew level 20 minutes later when substitute Baljit Sahni slotted it home. Taking a free-kick, skipper Luis Garcia made a short pass to Borja Fernandez, who set it for Sahni. The Punjab player had come in just four minutes earlier in place of Rakesh Masih. The Peter Reid coached-side took the lead once again in the 76th minute when Manuel Friedrich headed the ball Fikru Tefera Lemessa of Atletico de Kolkata collides with Manuel Friedrich from a well executed freekick from Ralte. of Mumbai City FC during the Hero Indian Super League held at the D.Y. The hosts missed a golden Patil Stadium, Navi Mumbai. The Mumbai side won the match 2-1. opportunity in the 68th By Divya Suryanarayan enth position in the eight- minute when Abhishek Yadav team league and with 15 was caught napping inside UMBAI: Mumbai City points, they kept their hopes the box and delayed taking a FC bounced back from of making it to the semi-final shot, allowing the defender to their three consecutive de- alive. clear the ball to safety. feats, as they beat Atletico de Mumbai, playing their last ATK too had a good chance Kolkata 2-1 in their 13th home game, showed the in- in the 70th minute when round Indian Super League tent to win right from their Josemi took a terrific free-kick match. start and dominated the pro- but Mumbai custodian SubThe win helped the strug- ceedings early on. rata Paul saved it as he came gling side to move to the sevMidfielder Lalrindika Ralte up with an acrobatic effort.

Indian junior menâ&#x20AC;&#x2122;s hockey team beat Japan 7-0

BRISBANE: After a convincing 5-1 win against New Zealand in the opening match of the fivematch Test Series in Australia, the Indian junior men's hockey team today downed Japan 7-0 here, giving a boost to its preparation for the 8th Men's Junior Asia Cup in 2015. From the first minute of the match, the Indian colts did not give any room to the opposition team. India received a early penalty corner and defender Varun Kumar converted it. Leading 1-0, India received two more back-to-back penalty corners in quick succession, and both the opportunities were converted into goals by penalty corner specialist and defender Harmanpreet Singh. The star of Sultan of Johor Cup, Harmanpreet, along with captain Harjeet Singh, strategically outfoxed the Japanese and maintained their domination. Leading 3-0, forward Sumit Toppo sneaked into the opponents' defenseline and smashed the ball past the goalkeeper.

Afternoon Despatch & Courier MUMBAI

| MONDAY, DECEMBER 8, 2014