10 nov 2014

Regd. No. MH/MR/South-160/2012-14 RNI Regn. No. 43675/1985 MUMBAI MONDAY, NOVEMBER 10, 2014 32 PAGES `3 Website: www.afternoondc.in

Aft er oo

HAS BJP TAKEN UDDHAV FOR A RIDE?

Gold: `26,100 Silver: `36,500 US Dollar: `61.41 Temperature: 340C/250C Humidity: 26%

Business&Investment Pg13-20

By Prashant Hamine

H

ow else can one explain it?

Suresh Prabhu is in Delhi as a Shiv Sena leader. And the BJP springs a big surprise: On the day of swearing-in of ministers (yesterday), he quits the Sena, joins the BJP and is inducted as a Cabinet Minister. All the time, Shiv Sena president Uddhav Thackeray had no clue about this. It was a surprise the BJP sprung on him. And yesterday, Shiv Sena leader Anil Desai left Mumbai by plane to Delhi. He landed there just an hour before the swearing-in ceremony. He did not go to Raj Bhavan. He sat at the airport and he was advised by his chief to return by the next plane.

The BJP must have made all its plans and as per them, carried out the secret operation.

Even as Uddhav Thackeray was bargaining with the party heads, making stiff conditions for his support, the BJP must have got its plan ready. All along the BJP, apparently playing a game with him, never once was serious about giving an inch of space.

Meanwhile, Uddhav Thackeray

wanted the BJP to spell out its stance on whether it will take the support of the Nationalist Congress Party (NCP) by the trust vote on November 12 or else, he said, the Sena will sit in the opposition benches.

Addressing a crowded press conference at Sena Bhavan, he clarified that the Sena was not hungry for power. Sources disclosed that the talks between the Sena-BJP leadership broke down over allocation of union cabinet berths for Sena.

Meanwhile Uddhav announced the name of senior Sena MLA Eknath Shinde from Thane as the party's legislature wing leader.

Speaking to newspersons at state BJP headquarters, Chief Minister Devendra Fadnavis expressed regret over the Sena move asking Anil Desai to return back to Mumbai instead of taking oath. He said that the name of Anil Desai was sent to Rashtrapati Bhavan after due approval from the Sena. Fadnavis added that when Prime Minister Narendra Modi had decided to include one Sena minister in his cabinet the Sena should have shown Continued on pg 6 ÂŤ

Azad Shrivastav | ADC

Uddhav asks Anil Desai to return, says it would have been laughable for the Sena to have accepted the union cabinet berth while the BJP here were to take the support of the NCP

Shiv Sena president Uddhav Thackeray and senior leader Manohar Joshi addressing a press conference at Sena Bhavan, on Sunday.

Suresh Prabhu returns to the Cabinet N

President Pranab Mukherjee shakes hands with the new Cabinet minister Suresh Prabhu after administering him oath of office at Rashtrapati Bhavan in New Delhi on Sunday.

EW DELHI: A qualified Chartered Accountant, former Shiv Sena leader Suresh Prabhu on Sunday formally joined the BJP before being sworn in as Cabinet Minister in the first expansion of the Narendra Modi government.

Prabhu, who was Power Minister in the Atal Behari Vajpayee-led previous NDA government, received the party's primary membership in the morning and was welcomed by senior party leaders.

Prabhu returns to the Union Cabinet after having served in the Atal Behari Vajpayee government during when he won kudos for imparting a new dynamism to the functioning of the Power Ministry.

That the 61-year-old bankerpolitician from coastal Konkan was in good books of the Narendra Modi regime became evident after he was appointed head of a government panel on power revamp called Advisory Group for Integrated Development of Power, Coal and Renewable Energy.

Prabhu was also appointed as Modi's 'sherpa' to assist the Prime Minister at the upcoming G20 summit in Brisbane, reports PTI. There were reports in Maharashtra political circles that Modi wanted him at the Centre despite

the logjam in ties between the two former allies Shiv Sena and BJP ahead of last month's Assembly elections in Maharashtra.

Prabhu's decision to call of his visit to Wharton School as a mark of protest against the cancellation of Modi's keynote address at the Wharton India Economic Forum 2013 won him admirers.

During Vajpayee's tenure from 1998 to 2004, Prabhu was Industry Minister, Minister of Environment and Forests, Minister of Fertilizers & Chemicals, Power, Heavy Industry and Public Enterprises.

21 new faces inducted into Union Cabinet...Pg.12

Cool In The Mayoral Hot Seat

02

Afternoon Despatch & Courier

INTERVIEW

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MUMBAI | MONDAY, NOVEMBER 10, 2014

Amidst the general upheaval witnessed in the ending of the saffron alliance between Shiv Sena and BJP, a young lady SNEHAL AMBEKAR, a B Com graduate in her early 40s, who has experience of a mere couple of years in civic work, presently occupies the hot seat as Mumbai's Mayor. With the state political scenario changing all the time, and though her position as the First Citizen of the city is in danger, Ambekar has thought it prudent to concentrate on work, rather than figure out the various mathematical calculations of councillors in the Brihanmumbai Municipal Corporation (BMC). Amberkar's rise has been rapid to say the least. After being an Office Assistant in a private firm, she then joined the Life Insurance Corporation, and was later promoted as Direct Sales Executive of LIC. This post, actually helped her in the ultimate selection as Mayor. True, Mumbai has had five woman mayors in the past, but what sets her apart is that she is one of the youngest Mayors of the city. Here in a chat with the lively lady, VISHNUDAS SHESHRAO gets answers on a range of city issues.

What were your distinguishing characters from the others in the fray for the post of mayor?

I don't know what my party leaders saw in me as they considered me worthy for this post. It's greatest honour for me to be the first citizen of the city. Well, I think it is my experience in the private sector that distinguished me from others.

Those who work in private organisations know the pain of working in the private sector. One works under immense pressure, at comparative lesser salary and one never knows when one's organisation will sack anyone. One has to prove his worth ever day In the first two and half years, I worked round the clock. They saw me working. I used to sit in the Shakha (Sena local party office) and come to the spot at midnight if the situation demands. My dedication and devotion to my chosen goals distinguish me from others. Of course, I always have the blessings of the seniors!

What was your area of work before you come to politics?

I was working as a Direct Sales Executive with LIC. My job profile was, meeting prospective customers who had expressed interest in life insurance schemes. My task was to convince the prospective customer the significance of various LIC schemes and to spell out which scheme is most suitable for him.

lenge is to be worthy of people's trust. They have shown greatest trust in me. I admit that it's my first term and am just studying the working of the BMC. Second challenge is to coordinate with other agencies including state government, MMRDA, MHADA, railways, airport to solve the civic problems.

I had learned from my predecessors that the state government does not cooperate wholeheartedly.

Which issues have you raised in the House in the last two years?

Actually, I am junior councillor, so I did not get time in house to raise questions. However, all my issues were answered through our leaders.

I was a member of Law Committee and Works Committee of the City. I participated in regular discussions and raised questions in these committees.

Do you feel comfortable as you face a house which in the course of many a session, works up quite a ruckus!

There have been only a few House sessions since I took charge and most of the session were adjourned over some petty issues or the election campaign. It is not comfortable any more, it is a tough job. It is very similar to being a judge. The corporation has profound legacy and heritage, I am studying the protocol and rules and trying to be worthy of it.

What you think is really challeng- How do you find it -- difficult or easy -- to keep the house in coning for you?

The immediate and biggest chal- trol?

Azad Shrivastav | ADC

LIC saleswoman to city’s First Citizen

I can not explain the level and intensity of difficulty. There are two hundred people seating in front of and most of them are senior to me in terms of age, experience, education and relation. It is very difficult to request, instruct and direct them.

We learned you raised you voice against the loo tax?

Yes. At some point of time, I was also victim of it. They asked me Rs.1, 2 or 5 at a public toilet. Loo Tax is

“I cannot explain the level and intensity of difficulty in controlling the house. There are two hundred people seating in front of me and most of them are senior to me in terms of age, experience, education and relation. It is very difficult to request, instruct and direct them.”

targeted only for women and not for Are you not dismayed by the inmen so it breaches the first princi- creasing number of rapes in city. ple of equality. I will fight for the The rapists do not hesitate to moright to pee. lest even 7-year-olds or even younger toddlers and is happening In New York, a mayor is a powerful on a regular basis. first citizen with powers. He can Every alternate day there is some issue on-the-spot orders and take case of rape particularly teenage girls. But the issue is not directly redecisions.

I have not studied rights and duties lated to civic body. From long back I of New York Mayor but what I was thinking for solutions to it. learned from my seniors is that What I can do is, meet police, NGOs Mumbai Mayor had limited power and other stake holders and create and significance. Most of the things more awareness about it. are done at the state or centre level.

Can nothing be done for pavement, It is said that apart from the issue below the flyover dwellers. A mayor of mayor's powers, he or she has to automatically gets the authority to fight for keeping the 'lal batti'. De- do something for the people -- conscribe the opposition to it and tell tribution from the municipality us how you successfully went and donations from rich and concerned citizens. about the issue.

I do not want to comment on this I had same issue in my areas.

Homeless people sleep at railway issue. station or on footpaths They defeWhy is the government denying cate and mess up the surroundings, break the fence of railways. The giving powers to the mayor?

It is too early to comment my on issue is serious and one time donathis issue. My predecessor Sunil tion will not solve it.

Prabhu had complained that for months he did not get appointment Will clean Mumbai, green Mumbai from the Chief Minister to discuss remain only a slogan for ever? If the development issues in the city. I you have any influence on your am too politically immature to party, can you get them do somecomment on it. thing in this regard?

If you have some slogan, forward it You are the fourth woman mayor. to the Corporation. We can adopt Do you see a welcome change in new slogans. Prime Minister has the perceptions of the male corpo- started 'Swatch Bharat' campaign. I read several businessmen and emirators?

In my tenure of last two and half nent personalities are also particiyears as councillor and few weeks as pating in it. It will work in Mumbai.

Mayor, I did not find any gender Cleanliness is a habit and we need to inculcate it. discrimination.

Afternoon Despatch & Courier

DIARY

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MUMBAI | MONDAY, NOVEMBER 10, 2014

03 Vishwanath Salian | ADC

Birds at the Gateway of India are one of the attractions. The heritage site is no longer the same. Recent security arrangements make it difficult for the people to feed them.

T

he Gateway of India, a landmark in Mumbai, was visited by thousands of people day and night. People from all over the city and suburbs came there for some fresh air or for just gazing at the blue sea and the boats far away in the distance. And they used to come to feed the birds. It was an outing for the entire family.

There was no restriction of any

MUMBHAI Vikas Sabnis

A ‘shadow cabinet’ member appointed by the Congress high command to keep a strict watch on the Modi government’s policy decisions.

kind, security was conspicuous by its absence.

All that has changed. A large part of the Gateway is cordoned off.

Police say this has been done for security reasons.

The Gateway is a heritage site. It perhaps needs protection. And sometimes, our nations of security arrangements are totally wrong. For instance, to see how security is done at the Churchgate station.

Anyone can go to any platform and plant a bomb. At the entrance sit some security men: does this stop any terrorist from going into the station?

It is the same situation at the Gateway. Instead of cordoning off the area and denying people free access to all sites, it would be perhaps better to have some police in plainclothes roaming around the area.

Visit to the Gateway no longer

Pic for reprsentational purposes only

Gateway of India: it is no longer the same gets one fun and fresh air.

Surprise baby

A zoo in America, the LA Zoo, recently witnessed the birth of its first hippopotamus in 26 years. It was a bit of trick, too, because the mother was on birth control.The zoo says the birth of the hippo was somewhat of a surprise, but staffers had noticed the mother hippo gained weight, which made them suspect she was pregnant.

Vets haven't determined the sex of the new hippo yet, but they say the baby appears to be doing well and is bonding with mom. The mother, 10-year-old Mara, came to the zoo in December. The father is a 3-yearold named Adhama, who arrived last year.

We can only hope human birth control is not as ineffective!

Missing kids

Nobel Prize winner Kailash Satyarthi says every hour as many as 15 kids disappear. That works out to nearly 13 lakh kids per year. Whenever he traces a kid and rehabilitates him or her, he says he feels liberated.

Where do they go and why do they go there? Quite often the kids have to do back-breaking work till the early hours of the morning. For all this they get nothing much to eat. They have to work even if they are not well.

From all this misery and pain they run away.

There are boys and girls who are in search of food. Hunger

makes them leave their homes.

Trafficking in kids takes place on a large scale. When they are caught once, they are exploited fully – in various ways. Those who search and seize them have no mercy towards them. If they become inconvenient, they just sell them off.

In all states, usually the police do not bother about missing kids. They dismiss the work involved in this as a futile chase.

And the kids are of course mostly poor and they do not deserve much attention.

In Mumbai, a couple of days ago, the police chief said an ardent effort will be made to find missing kids.

04

THANKSGIVING

May the Sacred Heart of Jesus be adored, glorified, loved and preserved throughout the world now and forever Sacred Heart of Jesus thy Kingdom come. St. Jude worker of miracles pray for us. St. Jude helper of the hopless pray for us. Amen C-30454

CHANGE OF NAME

I have change my old name Shivdas K. to new name Shivadas Balakrishnan Nair as per Affidavit.

C-31118 I have change my old name Padmini to new name Padmini Shivadas Nair as per Affidavit.

C-31119 I have changed my name from Mehdi Hasan Liyaqat Ali Khan, to ‘Mehdi Hasan Liyaqat Ali Shaikh’ as per Deedpoll Affidavit Dated: 07/11/2014.

C-31120 We Mr. Anwar Mashiuddin Kazi & Mrs. Shabana Anwar Kazi have changed our Son’s name from Mohammed Basid Anwar Kazi, to ‘Basit Anwar Kazi’ as per Deedpoll Affidavit Dated: 08/11/2014.

C-31121 I have changed my name from Kalawati to Kalavathi Anand Moolya as per Affidavit Dated 07/11/2014.

C-31122 I have changed my name from Anupkumar Upadhyay to Anup Upadhyaya as per Affidavit Dated 07/11/2014.

C-31123 I have changed my name from Sameer Ahmad Khan to Sameer Ahmed Khan as per Affidavit No: LT 997777.

C-31124 I have changed my name from Jaimalla Begum Rajushetty to Jabamala Mary Chettiar as per Affidavit No: LT 317482.

C-31125 I have changed my name from Raju Shetty to Irudaya Swami Chettiar as per Affidavit No: LT 317481.

C-31126 I have changed my name from Sagaya Marryarokeya Raj to Sagaya Mary Chettiar as per Affidavit No: LT 317480.

C-31127 I have changed my name from Rohit Pandey to Rohit Kumar Pandey as per Affidavit.

C-31128 I have changed my name from Nilofar Kumari Alias Nilofier Iqbal Pathan to Nilofar Pathan as per Affidavit.

C-31129 I have changed my name from Eqbal to Iqbql Pathan as per Affidavit.

C-31130 I Mr. Kadar Mohdeen have changed my name to Mr. Kadar Moinuddin Sayyed as per Affidavit dated: 7/11/2014.

C-31131 I have changed my name from Bhuvnesh K. Sharma to Bhavnesh Balkrishna Sharma vide Govt of Maharashtra Affidavit ( LT 329394).

C-31132

Afternoon Despatch & Courier

CLASSIFIEDS

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MUMBAI | MONDAY, NOVEMBER 10, 2014

I have changed my name from Mohan Segar to Mudliyar Mohan Sekar as per Deed Poll Affidavit.

C-31133

I have changed my name from Jyoti Prakash Daryanani to Kashish Girish Jeswani as per Deed poll Affidavit.

C-31150

I Sumidha Atul Ohal have changed my name to Gautami Atul Ohal as per Deedpoll Affidavit Dated: 08/11/14.

C-31165

I have changed my name from Roshan Shivram to Poojary Roshan Shivarama as per Deed Poll Affidavit.

C-31134

I have changed my name from Ajitkumar Devnath Kanojiya to Ajeet Devnath Kanojia as per Deed Poll Affidavit.

C-31151

I Rekhaben Ramesh Savla have changed my name to Rekha Ramesh Savla as per Deedpoll Affidavit Dated: 08/11/14.

C-31166

I have changed my name from "Mohamed Ayaz Mohamed Sultan" to "Ayaz Mohammed" as per Affidavit.

C-31135

I have changed my name from Sandip Gajanan Deorukhkar to Sandeep Gajanan Deorukhkar as per Deed Poll Affidavit.

C-31152

I Mrs. Jyotsana Nitin Mehta have changed my name to Mrs. Jyotsna Nitin Mehta as per Deedpoll Affidavit Dated: 08/11/14.

C-31167

I have changed my name from "Hemalata Babaji Kanal" to "Sanjana Sachin Sawant" as per Affidavit.

C-31136 I have changed my name from "Mitaben Chandravadan Chokhawala" to "Mita Ketan Kothari" as per Affidavit.

C-31137 I have changed my name from "Bhawana Mahendra Koria" to "Bharti Mahendra Koria" as per Affidavit.

C-31138

I Aaliya Fatema Qalbeabbas Dodhiya have changed my name to Aaliya Fatema Kalbe Abbas Dodhiya as per Maha.

Government Gazette No. X24859 Dated: 02/10/2014.

C-31153 I Rita Omprakash Gupta have changed my name to Snehal Balkrishna Khot as per Maha.

Government Gazette No. U16751 Dated: 09/09/2010.

C-31154

I have changed my name from "Bhavana Mahendra Koria" to "Bharti Mahendra Koria" as per Affidavit.

C-31139

I Mr. Gokalabhai Karsabhai Patel have changed my name to Mr. Gokulabhai Karsanbhai Patel as per Deedpoll Affidavit Dated: 07/11/14.

C-31155

I have changed my name from " Mohindra Dhirajlal Koria" to "Mahendra Dhirajlal Koria" as per Affidavit.

C-31140

I Hasina Bale Miyan have changed my name to Hasina Shabbir Vora as per Deedpoll Affidavit Dated: 07/11/14.

C-31156

I have changed my name from "Vijaykumar Kanaiyalal Hariyani" to "Vijay Kanaiyalal Hariyani" as per Affidavit.

C-31141

I Bipin Kumar Patel have changed my name to Bipin Devkaranbhai Patel as per Deedpoll Affidavit Dated: 07/11/14.

C-31157

I have changed my name from Mobiya Dilip Kumar Laxman" to "Dilip Laxman Mahobia" as per Affidavit Dated 16th October 2014.

C-31142 I have changed my old name Safeer Ahmed to new name Safeer Ahmed Musheer Ahmed Ansari as per Gazette No. (U20910).

C-31143 I have changed my old name Imran Ramajan Husain Mistri to new name Imran Ramajn Husain Pansopkar as per Gazette No. (X-90200).

C-31144 I have changed my name from Lawrence Tangaraj Shetty to Lawrance Lourduswamy Chetty as per Affidavit Dated 7 Nov, 2014.

C-31145 I have changed my name from Tangaraj Ratnam Shetty to Lourduswamy Ratnam Chetty as per Affidavit Dated 7 Nov, 2014.

C-31146 I have changed my name from Sunil Bapusaheb Patil to Sunil Bapu Patil as per Deed poll Affidavit Dated 21 Oct, 2014.

C-31147 I have changed my name from Haidar Khan Hussain Khan Dalwai to Haidar Husain Dalwai as per Deed poll Affidavit/Annexure 'E'.

C-31148 I have changed my name from Sayemah Muhammed Yusuf to Sayemah Muhammed Yusuf Shaikh as per Deed poll Affidavit.

C-31149

I Varshaben Sureshbhai Darji have changed my name to Varshaben Sureshbhai Solanki as per Deedpoll Affidavit.

C-31158 I Sureshbhai Atmaram Darji have changed my name to Sureshbhai Atmaram Solanki as per Deedpoll Affidavit.

C-31159 I Ramjivan Devraj Yadav have changed my name to Ramjeevan Devraj Yadav as per Deedpoll Affidavit Dated: 07/11/14.

C-31160 I Km. Shabanam Begam Mohd Yashin Ansari have changed my name to Shabnam Amjad Ansari as per Deedpoll Affidavit Dated: 07/11/14.

C-31161 I Dias Ethelvina Anjina have changed my name to Dias Ethelvina Isidore as per Deedpoll Affidavit Dated: 08/11/14.

C-31162 I Sadika Bano @ Sarik Rizavan Khan @ Sarik Rizavan Khan @ Sadika Bano Rizwan Khan @ Sadika Bnano Touhid Shaikh have changed my name to Sadika Rizwan Khan as per Deedpoll Affidavit Dated: 08/11/14.

C-31163 I Saurabha Sanjay Patil have changed my name to Saurabh Sanjay Patil as per Deedpoll Affidavit Dated: 08/11/14.

C-31164

I Manjudevi Choudhary @ Manjudevi Megharam Chodhary have changed my name to Mrs. Manju Ladaram Choudhary as per Deedpoll Affidavit Dated: 08/11/14.

C-31168 I Jalpaben Jagsi Gada have changed my name to Jalpa Ashwin Nandu as per Deedpoll Affidavit Dated: 08/11/14.

C-31169 I Mr. Prem Vikramaditya Singh have changed my name to Mr. Premsingh Vikramaditya Singh as per Deedpoll Affidavit Dated: 08/11/14.

C-31170 I Ms. Shobhanaben Mohanlal Mistry have changed my name to Mrs. Shobhana Chandulal Panchal as per Deedpoll Affidavit Dated: 08/11/14.

C-31171

I have changed my name from Sambathkumar Srirangapatnam Kuppuswamy to Sampathkumar Srirangapatnam Kuppuswamy as per Affidavit.

C-31182 I have changed my name from Gulzar Sambathkumar Govewalla to Gulzar Govewalla as per Affidavit.

C-31183 I have changed my name from Yashaan Zubin Khambatta to Yasshan Khmbatta as per Maha. Govt. Gazette No. U60812 Dated March 2013.

C-31184 I have changed my name from Kinnari Zubin Khambatta to Kinnarri Khmbatta as per Maha. Govt. Gazette No. U60814 Dated March 2013.

C-31185 I have changed my name from Zubin Faram Khambatta to Zubbin Khmbatta as per Maha.

Govt. Gazette No. U-60815 Dated March 2013.

C-31186 I have changed my name from Mohammad Akhtar Abdul Hakeem to Mohammad Akhtar Abdul Hakeem Ansari as per Affidavit.

C-31187 I have changed my name from Prem Singh Sisodia to Prem Singh Sisodiya as per Affidavit.

C-31188

I Mrs. Premadevi Raja Ram Singh have changed my name to Mrs. Prema Prem Singh as per Deedpoll Affidavit Dated: 08/11/14.

C-31172

I have changed my name from Karishma Mukesh Panjwani to Khushi Rahul Kukreja as per Affidavit.

C-31189

I Ashok Premchand Jain have changed my name to Achalchand Premchand Jain as per Deedpoll Affidavit.

C-31173

I have changed my name from Sayed Irfana Rashid to Sayed Arfana Rashid as per Affidavit.

C-31190

I Hitesh Hasmukh Wagela have changed my name to Hitesh Hasmukh Waghela as per Deedpoll Affidavit.

C-31174

I have changed my name from Hemangi Balkrishna Malsekar to Kavita Ashish Desai as per Affidavit.

C-31191

I Hasmukh Dhogarshibhai Wagela have changed my name to Hasmukh Dhogarshibhai Waghela as per Deedpoll Affidavit.

C-31175

I have changed my name from Ashish Charudatta Desai to Aashish Desai as per Affidavit.

C-31192

I Pushpa Hasmukh Wagela have changed my name to Pushpaben Hasmukh Waghela as per Deedpoll Affidavit.

C-31176

I have changed my name from Mohamed Aslam Mohamed Ishaque Ansari to Mohammad Aslam Mohammad Ishaque Ansari as per Affidavit.

C-31193

I Patel Jayantibhai Lakhubhai Patel have changed my name to Patel Jayantibhai Lakhubhai as per Deedpoll Affidavit.

C-31177

I have changed my name from Mahender Singh to Mahender Singh Chauhan as per Affidavit.

C-31194

I Vasim Mohd Salim Sheikh have changed my name to Wasim Mohd Salim Shaikh as per Deedpoll Affidavit.

C-31178

I have changed my name from Irfan Ahmad to Irfan Ahmed Sheikh as per Affidavit.

C-31195

I Rehanas Sheikh have changed my name to Rehana Shaikh as per Deedpoll Affidavit.

C-31179

I have changed my name from Abdur Rahim Ubaidur Rahman Ansari to Abdul Rahim Abdul Rahman Ansari as per Affidavit.

C-31196

I Siddhalingappa B Ummarji have changed my name to Siddalingappa B Umbarje as per Deedpoll Affidavit.

C-31180

I have changed my name from Ubaidur Rahman Ansari to Abdul Rahman Ansari as per Affidavit.

C-31197

I Usman Ishamail Kharodiya have changed my name to Usman Ismail Kharodiya as per Deedpoll Affidavit.

C-31181

I have changed my name from Riyaz Mehboob Rasool Quraishi to Riyaz Mehboob Qureshi as per Affidavit.

C-31198

I have changed my name from Mehboob Rasool Quraishi to Mehboob Rasool Qureshi as per Affidavit.

C-31199 I have changed my name from Daulatbee Mehboob Quraishi to Daulat Mehboob Qureshi as per Affidavit.

C-31200 I have changed my name from Mohd Ashraf Mohmed Khalil Vikil Barbar to Mohammd Ashraf Siddiquei as per Affidavit.

C-31201 I have changed my name from Mohmed Khalil Vikil Barbar to Mohammad Khalil Siddiqui as per Affidavit.

C-31202 I have changed my name from Abrunissa Mohmed Khalil Barbar to Abrunissa Mohammad Khalil Siddiqui as per Affidavit.

C-31203 I have changed my name from Ayesha Ismail Wawda to Ayesha Meethal as per Affidavit.

C-31204 I have changed my name from Anjuben Raghavbhai to Anju Kanti Devani as per Affidavit.

C-31205 I have changed my name from Anjuben Kanti Devani to Anju Kanti Devani as per Affidavit.

C-31206 I have changed my name from Kantilal Babubhai Devani to Kanti Babubhai Devani as per Affidavit.

C-31207 I have changed my name from Sangita Kumari Samrathmal Bothra to Sangita Vijay Mehta as per Affidavit.

C-31208 I have changed my name from Sangeeta Vijay Mehta to Sangita Vijay Mehta as per Affidavit.

C-31209 I have changed my name from Pushpa Kumari Mafatlal Jain to Pushpa Mahendra Mehta as per Affidavit.

C-31210 I have changed my name from Mahendrakumar Mafatlal Mehta to Mahendra Mafatlal Mehta as per Affidavit.

C-31211 I have changed my name from Mahandra Mafatlal Mehta to Mahendra Mafatlal Mehta as per Affidavit.

C-31212 We, Mr. Mapkar Noorullah Adam & Mrs Mapkar Shireen Noorullah have changed our minor son's name from Mapkar Shoaib Noorullah to Mapkar Shuaib Noorullah as per Affidavit.

C-31213 I have changed my name from Marcello Xavier Bernard to Xavier Marcelo as per Affidavit.

C-31214 I have changed my name from Rosy Magdalen Marcello to Rosa Magdalena Rodrigues as per Affidavit.

C-31215

contd. on p. 6

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BMC FOGS UP DENGUE ISSUE

Afternoon Despatch & Courier

CITY

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MUMBAI | MONDAY, NOVEMBER 10, 2014

05 File Pic

SIMHASAN Prashant Hamine | ADC

Stalemate? Or Endgame?

A

lmost three weeks after the assembly results were out on October 19, an undecided Shiv Sena continues to vacillate between whether or not it should stay in Prime Minister Narendra Modi led National Democratic Alliance (NDA) or pull out. The collateral fallout is that it is equally undecided about whether or not it wants to join the Bharatiya Janata Party (BJP) state government of Chief Minister Devendra Fadnavis. The latest from the Sena camp is that it has virtually

tra too, it again made a mistake of talking to the BJP bosses in Delhi knowing fully well that at the end of the day they will have to sit and interact with Fadnavis and the state BJP leadership here.

During the assembly poll campaign, Sena president Uddhav Thackeray had retorted to the BJP over their demand for more seats that it was he who was the “giver” and that they (BJP) were the “takers”. Politics is a strange and funny game. One day you ride the tiger, the next you are inside the tiger's

Banned companies which have been issued huge contract, fail to deliver goods

By Khushboo Panjabi Devendra Fadnavis

Uddhav Thackeray

made up its mind to sit in the opposition benches both here in Maharashtra as well as in Delhi.

Even as the party lurches from one end to another, there are still some who are pinning hopes on the last minute intervention from the Prime Minister.

The Sena appears to be speaking for the moment in too many voices and the leadership appears to be hesitant in taking any firm decision. It clearly lost the ground when in a clever move the Nationalist Congress Party (NCP) unilaterally declared its outside support to the BJP even before the full results were out on October 19. Many believe that had the Sena pre-empted the NCP move by declaring its support to the BJP, the latter would have found itself in a political tight-corner. During the poll campaign it went hammer and tongs after the BJP, Modi and BJP president Amit Shah labelling them with choicest words.

To make matters worse it did try to explore the possibility of tie-up with the NCP with outside support of the Congress to clobber up an alliance government.

The latest we heard was that it again wanted the NCP to help it corner the BJP over the Legislative Assembly Speaker's post. Another mistake that it did was to seek intervention of the BJP patriarch L K Advani, Sushma Swaraj and others who are no longer in the decision making process. In the case of Maharash-

belly! The dithering and haggling over seats and portfolios has caused deep divisions within the party with one group favouring a pullout, the other tasting the fruits of power that they are close to grasping after a 15 year long wait.

Even if Uddhav Thackeray decides to pull out, the question is will he be able to stem the tide of potential party deserters. For the BJP splitting around 40 Sena MLAs or splitting other political parties en-masse is a bit difficult to reach the majority mark of 145.

Taking outside support of the NCP to scrape through the trust vote will not be that easy as questions will be asked of its intent even as it had during the poll campaign had vowed to investigate the swirl of alleged corruption cases against some former NCP ministers.

History of minority governments in the state has not been that good at all. The 13th legislative assembly is a strange fractured one with no clear winner. NCP chief Sharad Pawar knows it very well.

His Progressive Democratic Front (PDF) government of 1978, a loose combination of right and left wing parties did not survive for too long.

Moreover, for the BJP the risk is to trust the NCP to support it from the outside knowing fully well at the back of its mind that the NCP can pull the plug at any given time.

The 2014 elections have been a watershed one where electoral, political and ideological contours have been redrawn.

T

he Brihanmumbai Municipal Corporation is trying to cover up the alarming situation involving the many dengue deaths in the city by claiming that the situation this year is better than in 2013. The delayed fumigation process across the city is the main cause of the trouble as the BMC is facing problems in the purchase of pyrethrum oil for the fogging machines.

Fumigation is considered as one of the crucial measures to curb mosquito-breeding and the the corporation's political leaders seem to very annoyed as the company which was given a contract last year

in the month of April is failing to provide quality pyrethrum oil purchased from M/s Universal Organic and M/s Neetaphal Industry. Even after being paid Rs 27 crore by the BMC, the two companies have failed to deliver the goods.

BMC's BJP leader, Manoj Kotak, wrote a letter to the civic chief Sitaram Kunte asking him to clarify and institute an inquiry against the officers involved who are interacting with these companies which are providing pyrethrum oil.

According to the Right to Inquiry (RTI) details acquired by Kotak, the two aformentioned companies have been by banned by the the Pune, Surat Municipal Corporations and the Madhya Pradesh government respectively as they do not have necessary licenses and required permissions to supply oil and what’s more significant, the

type of oil they provide is of 'poor quality'.

The BMC had in fact, fined this company Rs 68 lakhs for providing poor quality of oil last year and if Pune, Surat and Madhya Pradesh have banned then why is the BMC entertaining these companies for the supply of oil again and again when the companies time and again are failing to provide the goods? queried Kotak in his letter to Kunte.

When asked for a response, Sanjay Deshmukh, Additional Municipal Commissioner of the BMC said, “The fumigation is going on well and if we look at the statistics in the cases of dengue, this year has come down as compared to last year from 9,000 to 7,500 with nine deaths.”

Finally Kotak has asked the civic chief for a thorough probe into this matter.

45% of breeding spots found in high rises, says BMC

Additional municipal commissioner Sanjay Deshmukh said dengue's incidence has gone up due to the delayed winter (the Aedes Aegypti mosquito thrives and breeds in warm, humid weather) despite coming up with awareness programmes and banners/posters, people are not taking it seriously.

“We are working on an advertisement which will help us create awareness amongst the people and 45% of the breeding spots of mosquitoes were found in highrises, indicating that people's habits encourage their breeding,'' he said. The civic administration has also introduced guppy fishes in various water bodies to curb the disease.

Deshmukh added, “Every day the fumigation process is on in every corner of the city, as there are more than 3,000 civic employees working on it.”

467 cases against people registered in the court

Dr. Rajan Naringrekar, Head of the Insecticide branch of the Public Health Department, said, “467 cases

against people have been registered in court as they did not let the civic staff enter their premises to check the breeding process. We have failed to tackle the issue because of lack of awareness and support from the people. People's participation is a must as people from affected and disease prone areas complain that in spite of rising dengue cases in the city, fumigation is not done on a regular basis. Reduction of breeding spots is critical while fogging or fumigation is only the last resort. Also, constant fumigation can only worsen the situation as the mosquitoes get immune to it.”

Notices sent to societies

Sanjay Deshmukh yesterday said that, “Notices have been sent yesterday to the societies were the mosquito breedings were found in a cooperative society in Mazgaon, where a well known politician has a flat, Bandra's Sai Dutta and Priti co-operative societies.”

Shaikh family who resides in Vakola-gaonthan also got a notice as the civic officials have found more than 100 mosquito breeding spots.

06 CHANGE OF NAME I have changed my name from Aruna Rajendra Jomraj to Swati Rajendra Jomraj as per Affidavit.

C-31216 I have changed my name from Jahida Kazi to Zahida Abdul Majid Kazi as per Affidavit.

C-31217 I have changed my name from Horeairam Ab Majid Kazi to Hore Eiram Abdul Majid Kazi as per Affidavit.

C-31218 I have changed my name from Rameshkumar Khoriya to Ramesh Khoriya as per Affidavit.

C-31219 I have changed my name from Sunilkumar Rajendraprasad Vishwakarma to Sunil Vishwakarma as per Affidavit.

C-31220 I have changed my name from Rajendraprasad Vishwakarma to Rajendra Vishwakarma as per Affidavit.

C-31221 I have changed my name from Shamsher Ismail Shaikh to Samshuddin Ismail Shaikh as per Affidavit.

C-31222 I have changed my name from Ajnurbi Shamsher Shaikh to Hasnur Samshuddin Shaikh as per Affidavit.

C-31223 I have changed my name from Anandiben to Anandi Gopal Patel as per Affidavit.

C-31224 I have changed my name from Bhavik Kumar to Bhavik Gopal Patel as per Affidavit.

C-31225 I have changed my name from Sunil Sharma to Sunilkumar Baliram Sharma as per Affidavit.

C-31226 I have changed my name from Mukhtar Ahmed Mohammedhanif Ansari to Muktar Mohammedhanif Ansari as per Affidavit.

C-31227 I have changed my name from Zarana Paresh Desai to Diya Paresh Desai as per Affidavit.

C-31228 I have changed my name from Chandru Laxmiamma Podil to Nachamma Chandru Podil as per Affidavit.

C-31229 I have changed my name from Chandru Shankar Podil to Shankar Chandru Podil as per Affidavit.

C-31230 I have changed my name from Roshanlal Khanchand Badlani to Roshan Khanchand Badlani as per Affidavit.

C-31231 I have changed my name from Jamila Noor Mohamed to Jamila Noor Mohamed Jariwala as per Affidavit.

C-31232 I have changed my name from Mohd Afzal Mohd Salim to Afzal Mohd Salim Vajewala as per Affidavit.

C-31233

Afternoon Despatch & Courier

CLASSIFIEDS I have changed my name from Mohd. Ashraf Shaikhi to Ashraf Qureshi as per Affidavit Dated 08-09-2014.

C-31234 I have changed my name from Shama Akil Sayyed to Shamim Akil Sayyed as per Affidavit.

C-31235 I have changed my name from Angad Prashad Omprakash to Angad Omprakash Jaiswal as per Affidavit.

C-31236 I have changed my name from Mrunal Umesh Yadav to Mrunali Umesh Yadav as per Affidavit.

C-31237 I have changed my name from Ghisulal Kandelwal to Ghisulal Deepchand Khandelwal as per Affidavit.

C-31238 I have changed my name from Pooja Prakash Mhatre to Rekha Prakash Mhatre as per Affidavit C-31239 I have changed my name from Vinodkumar to Vinodbhai Baldaniya as per Affidavit.

C-31240

NOTICE

www.afternoondc.in

MUMBAI | MONDAY, NOVEMBER 10, 2014

Has BJP taken Uddhav for a ride?

Azad Shrivastav | ADC

Continued from pg 1 «

trust in Modi to have done the right thing in the state also. He further stated that the Sena has raised some issues of principle, not of portfolios or number of ministers and other posts.

Meanwhile state NCP president Sunil Tatkare disclosed that party president Sharad Pawar and NCP legislature party leader Ajit Pawar will spell out their stance on the issue of extending support to the Fadnavis-led BJP government in the state this evening.

I have changed my name from Nayanaben Shashikant Bharucha to Nayana Shashikant Bharucha as per Affidavit.

C-31241 I have changed my name from Firoz Shaukat Ali Khan to Firoz Shaukat Ali Kapoor as per Affidavit.

C-31242 I have changed my name from Mohammed Ibrahim to Mohammed Ibrahim Siddiqui as per Affidavit.

C-31243 I have changed my name from Farid Ah Ansari to Farid Turki as per Affidavit.

C-31244 I have changed my name from Sahasradeep to Sahasradeep Kannan as per Affidavit.

C-31245 I have changed my name from Suresh to Suresh Kauromal Kateja as per Affidavit.

C-31246 I have changed my name from Jitendar Suresh Kateja to Jeetendar Suresh Kateja as per Affidavit.

C-31247 I have changed my name from Shweta Suresh Jain to Shweta Suresh Pokharna as per Affidavit.

C-31248 I have changed my name from Deeyabro Juleish Iniyas to Julius Dabre as per Affidavit.

C-31249 I have changed my name from Ayyub Sagaji Paanwala to Ayyub Sagaji Tamboli as per Affidavit.

C-31250 I have changed my name from Tufaila Ahmed Obaidali Shaikh to Tufail Shaikh as per Affidavit.

C-31251 I have changed my name from Sayyed Zafar to Zafar Abbas Sayyed as per Affidavit.

C-31252

Anil Desai and Anant Geete at Sena Bhavan, yesterday.

Sources in the BJP disclosed that after the swearing-in ceremony in Delhi, BJP president Amit Shah and Fadnavis did meet to discuss the Sena move. But the meeting remained inconclusive.

However Sena sources at the Sena Bhavan, speaking to the ADC on conditions of anonymity, disclosed that the question of union cabinet berths was secondary.

They said that for the Sena its self-respect here and its share in the state cabinet was of paramount importance. The BJP had earlier offered the Sena one cabinet rank and two ministers of state berths in the union cabinet, they said and added that at around 1 pm, BJP president Amit Shah watered down the proposal and offered one cabinet rank berth with the proviso that additional berths could be considered six months later.

At this point Sena sources disclosed that Anil Desai who had gone to Delhi with his family for the swearingin was asked to return back.

Sena president Uddhav Thackeray stated that antiHindu forces were raising their heads in Maharashtra and the country. He said that it was NCP president Sharad Pawar who had coined the phrase “saffron terror” for the Sena-BJP and they had rushed to offer aid to Ishrat Jahan. Thackeray added that if the BJP was

going to take direct or indirect support from the NCP then it would be difficult for the Sena to support the BJP. “Still two days are left.

Thereafter it will become all clear”, remarked Thackeray.

Asked about whether he would ask union minister for heavy industries Anant Geete to tender his resignation, the Sena president remarked “the 'Gita' (read Geete) message will be known to you soon. When asked as why he had asked his MP Anil Desai to return from New Delhi airport, he reiterated his earlier statement that it would have been laughable for the Sena to have accepted the union cabinet berth while the BJP here were to take the support of the NCP. He added further “I did not get a reply from the BJP to my question, hence I asked Anil Desai to return.”

He rubbished media reports about his leaders having secret parleys with the NCP leadership over cornering the BJP over election to the post of Assembly Speaker. When asked about what his stance was over the trust vote on November 12, Thackeray stated that he was not bound to wait for the trust vote. He added that he could not take a decision right now and that his decision would also depend on who the BJP fields as its candidate.

Man who stole valuables from cars nabbed within two hours

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, NOVEMBER 10, 2014

CITY

07

Paver block used by drug addict to smash panes of seven cars in Vakola, Santacruz in the wee hours

By Zuber Ansari

T

he Vakola Police arrested with in two hours a drug addict who allegedly smashed the window panes of seven cars and robbed valuables from them at Agripada in Vakola, Santacruz (E) during the wee hours of Sunday.

The Madhu Manisha society members and car owners are happy with the immediate action taken by the police and recovering the stolen goods after nabbing the accused identified as Nagendra Sharma (30). The valuables were recovered from his Accused Nagendra Sharma

shanty. According to Lekha Mukund, one of the victims who's car was damaged badly, “Around 03.30 am we heard someone smashing the car window panes so we rushed to the spot and found that six more cars along with our car were also damaged and our belongings including vehicle papers were missing from the cars. W then informed the Vakola Police who nabbed the accused in a couple of hours.

A taxi driver, Subedar Yadav whose cab was also damaged said, “The accused has also taken and hidden my papers.

If my papers are not found I have to face a lot of trouble.''

The complainant in this case, Sagar Patil who works with a private firm said, “Accused has damaged expensive cars including Swift, Santro, Ford Figo etc. He used paver block to smash the windows”.

Vakola Police revealed that, “After we got the complaint we reached the spot and found blood stains inside the cars so we began an inquiry and with the help of our informer we caught Nagendra Sharma and the injury on his hands confirmed his involvement in the crime. He has been arrested and will be produced before the court on Monday for further remand.”

3-yr-old son perishes with self-immolating mother

By Suresh Golani

A

woman’s attempt to end her life by setting herself on fire claimed the life of her three-year-old son who also succumbed to burn injuries along with his mother.

Abject poverty coupled with constant harassment from her jobless husband allegedly drove 28-year-old Jyotsna Dhanji Koli to commit suicide by immolating herself

inside her fourth floor flat in Vardhaman Apartments, on the Tulinj Road area of Nallasopara (East).

The woman’s three-yearold son Umang, who apparently caught hold of his mother, also sustained severe burn injuries.

The tragic incident was reported on Wednesday.

Umang died the next day and Jyotsna succumbed to her burn injuries on Sunday afternoon while undergoing

treatment at a Mumbaibased hospital.

Prima facie investigations have revealed that Jyotsna took the extreme step as she was fed-up with regular tiffs with her alcoholic and unemployed husband who has been untraceable since the day of incident. A case of suicidal death has been registered and the Nallasopara police is carrying out further investigations into the case.

A view of the flat in Vardhaman Apartments in Nalasopara (East), where the mother and son died.

Complainant becomes the accused

By Zuber Ansari

T

he Kherwadi police on Friday solved a unique car robbery case when they found that the missing car was stolen by the complainant himself who was looking to make a quick buck.

The matter was revealed with the help of the CCTV cameras installed at various junctions alleged to be the crime spots according to the complainant Vijay Kumar Yadav. However the police had doubts about his complaints when the CCTV footage had no trace of an 'Innova' as mentioned in the complainant's copy.

On October 23, at around 05.45 am, Vijay Kumar landed in the Kherwadi police station along with the manager of the travel agency he works for, Pramod Satpute, to file an FIR. He concocted the story of being robbed of his car

while he was on his way to the domestic airport at around 2 am. He said that four youths on two bikes stopped by his car at the Dharavi T-junction and held him at knife point. They allegedly drove him to an unidentified place and then fled in the Innova which he was driving for his travel company.

After the FIR was filed, the cops began their inquiry. The Kherwadi police checked all the CCTV footage installed at the junctions mentioned in Kumar's complaint. But nothing showed up to corroborate his story – not the four bikers, nor the car itself.

The police then began suspecting the authenticity of Kumar's story. Two weeks later, they called him to the police station and showed him all the CCTV footage that they had collected, including from the Dharavi T-junction,

and asked him to point out his car and the four youths who robbed him.

According to the police, Vijay Kumar looked defeated at that point and they began cross interrogating him.

Within minutes, he confessed that on October 23, after dropping off his customer at South Mumbai, he called his

brother Omprakash and asked him to hide the car at his Nalasopara home.

Kumar said he wanted to make a quick buck. He has now been booked under various sections of the IPC and is in police custody. The FIR which he filed earlier has been rendered fake, an officer added.

SHREE GLOBAL TRADEFIN LIMITED

REGD. OFF. : 35, Ashok Chambers, Broach Street, Devji Rantensey Marg, Masjid Bunder, Mumbai- 400 009.

CIN : L27100MH1986PLC041252; Website : www.sgtl.in

UNAUDITED FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2014 Part I (` in Lacs) Quarter Ended Half Year Ended Year Ended Sr. 30.09.2013 30.09.2014 30.09.2013 30.09.2014 30.06.2014 31.03.2014 No (Unaudited ) (Unaudited ) (Unaudited) (Unaudited) (Unaudited) (Audited) 1 Net Sales/Income from Operations 2 Expenditure a. Purchase of Traded Goods b. (Increase) / Decrease in Stock in Trade 76.91 c. Employee Benefit Expense 36.75 17.97 19.11 36.88 17.77 d. Depreciation and Amortization 0.36 0.08 Expense 0.20 0.04 0.08 0.04 e. Loss on sale of shares 1,060.00 91.47 f. Other Expenditure 24.91 45.66 21.50 41.65 20.15 168.74 Total Expenses 42.96 1,142.61 40.65 78.61 37.96 3 Profit/(Loss) from Operations before other income, finance (168.74) (42.96) costs & exceptional items (1-2) (40.65) (78.61) (1,142.61) (37.96) 4 Other Income 254.13 11.45 11.55 19.60 51.19 31.59 5 Profit/(Loss)from ordinary activity before finance costs & 85.39 (31.51) exceptional items (3+4) (21.05) (27.42) (1,131.06) (6.37) 6 Financial Costs 5.45 7.60 7.58 7.58 7 Profit/(Loss) from ordinary activity after finance costs but 85.39 (36.96) before Exceptional Items (5-6) (21.05) (35.00) (1,138.66) (13.95) 8 Exceptional Items 9 Profit / (Loss) from Ordinary 85.39 (36.96) Activities Before Tax (21.05) (35.00) (1,138.66) (13.95) 10 Tax Expenses 10.00 11 Net Profit / (Loss) from Ordinary 75.39 (36.96) Activities After Tax (21.05) (35.00) (1,138.66) (13.95) 12 Extraordinary Items 13 Net Profit / (Loss) for the period 75.39 (36.96) (21.05) (35.00) (1,138.66) (13.95) 14 Paid-up equity share capital (Face Value ` 5/-per share) 11,395.05 10,445.05 10,445.05 11,395.05 10,445.05 10,445.05 15 Reserves excluding revaluation 26,622.33 reserves 16 Earnings Per Share (EPS) (Face Value ` 5/-per share) 0.04 a) Before Extraordinary items (0.55) (0.02) (0.01) (0.02) (0.01) Basic & Diluted (in ` ) 0.04 b) After Extraordinary items (0.02) (0.55) (0.01) (0.02) (0.01) Basic & Diluted (in ` ) Part II A. PARTICULARS OF SHAREHOLDING 1. Public Shareholding --Number of Shares 72,938,627 53,832,574 54,809,293 72,938,627 54,809,293 41,027,770 19.64 --Percentage of Shareholding 26.24 26.24 25.77 32.00 32.00 2. Promoters and promoter group Shareholding a) Pledged/Encumbered --Number of Shares 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 5.96 --Percentage of Shares 6.49 6.49 6.45 6.45 6.45 (as a % of the the total shareholding of promoter and promoter group) 4.79 --Percentage of Shares 4.79 4.79 4.79 4.39 4.39 (as a % of the the total share capital of the company) b) Non-encumbered --Number of Shares 144,962,466 145,068,519 144,091,800 144,962,466 144,091,800 157,873,323 94.04 --Percentage of Shares 93.51 93.51 90.14 93.55 93.55 (as a % of the the total shareholding of promoter and promoter group) 75.57 68.97 --Percentage of Shares 68.97 69.44 63.61 63.61 (as a % of the the total share capital of the company) Particulars Qtr Ended 30.09.2014 B. INVESTOR COMPLAINTS Nil Pending at the beginning of the quarter Nil Received during the quarter Nil Disposed during the quarter Nil Remaining unresolved at the end of the quarter

Particulars

Notes : 1. The Statutory Auditors have carried out a " Limited Review" of the financial results for the Quarter and Half Year Ended 30th September, 2014 2. Company is operating on only one broad segment and hence no separate segmental results have been given.

3. Consequent to the introduction of Schedule II of Companies Act 2013, the useful life of certain Assets has been revised. Accordingly depreciation for the quarter and half year ended lower by Rs. 0.08 Lacs 4. During the quarter, the company has allotted 1,90,00,000 convertible warrants to non promoter on preferential basis at a price of Rs. 36/- per warrant and the same has been converted into equal number of equity shares of Rs. 5/- each in accordance with SEBI (ICDR)nRegulations, 2009.

5. The above Financial Results were approved at the Meeting of the Board of Directors of the Company held on 08th November, 2014 6. Figures for the Previous period have been regrouped/reclassified wherever necessary.

7. Statement of Assets and Liabilities as per clause 41 of the Listing Agreement (` in Lacs)

Particulars A) EQUITY AND LIABILITIES 1) Shareholders' Fund (a) Share capital (b) Reserve and surplus 2) Current liabilities (a) Short Term Borrowing Loan (b) Other Current liabilities TOTAL - EQUITY AND LIABILITIES A) ASSETS 1) Non-current assets (a) Fixed assets (b) Non current investments 2) Current assets (a) Trade receivables (b) Cash and cash equivalents (c) Short-term loans and advances TOTAL - ASSETS

Dated : 08.11.2014 Place : Mumbai

As AT As AT 30.09.2014 31.03.2014 (unaudited) (Audited) 11,395.05 32,477.32

10,445.05 26,622.33

412.73 47,561.33 91,846.43

54,635.16 91,702.55

0.48 67,383.40

0.56 67,008.17

648.30 26.66 23,787.60

760.00 9.11 23,924.72

91,846.43 91,702.55 For Shree Global Tradefin Limited Sd/Rajesh Gupta Chairman & Wholetime Director

08

CITY

3-day Assembly session begins A

three-day special session of Maharashtra Assembly will begin from Monday, during which Chief Minister Devendra Fadnavis will seek a trust vote.

Governor Ch. Vidyasagar Rao will administer oath to Jeeva Pandu Gavit as pro-tem Speaker of the Assembly in Raj Bhavan at 10 a.m. today, an official told PTI. Assembly proceedings will start at 11 a.m. and the first two days will see the members of the 13th Assembly take oath.

On November 12, the Speaker will be elected after which Fadnavis will move a trust vote. The session will conclude with the Governor's address to legislators.

Amid reports of Shiv Sena's de-

mand for some ministerial berths, Fadnavis had earlier said no minister will be sworn-in before the trust vote in the state Assembly. The Cabinet expansion will happen only after the confidence vote, he said. With Sena MP Anil Desai not taking oath in Delhi today, it looks unlikely that Sena will join the state government after all.

BJP has 121 MLAs in the 288member House and the 41-member NCP has assured its outside support, sans any condition, to the new government.

As a result, the party led by Uddhav Thackeray, which has 63 MLAs, may sit in the opposition unless it takes up any "respectable" offer made by the BJP.

Youths joining ISIS: Institute head to be quizzed again by ATS T

he head of a technical institute in Maharashtra's Raigad district will again be interrogated in a day or two for his suspected role in radicalising youths towards terror group Islamic State of Iraq and Syria (ISIS), a state Anti-Terror Squad official told PTI. "The principal of a technical institute in Panvel had been questioned earlier after he was suspected to have brainwashed a group of four young men, who disappeared from Kalyan and were believed to have joined the ISIS. We suspect that he might have propagated about ISIS among other youngsters too," the official said.

"Some teachers of the institute were also questioned before," he said.

The principal has again been summoned and is expected to turn up before the investigators in a day or two, he said.

In May this year, four youths -Arif Majeed, Shaheen Tanki, Fahad Shaikh and Aman -- from neighbouring Kalyan town had left India to visit holy places in the Middle East, but disappeared thereafter.

They were suspected to have joined the ISIS. On August 26, Ma-

jeed was reportedly killed in bombing.

The ATS had questioned several people from Kalyan, Thane and Navi Mumbai for their suspected role in motivating and providing logistical support to the four men and facilitating the recruitment of others.

During investigation, the agency had discovered that two Afghan nationals -- Rehman Daulati and Ahmed Rateb Husseinzade -- were persuading youngsters from Kalyan and allegedly indoctrinating them. Also, they had flouted the Foreigner's Act, Registration of Foreigner's Act and Registration of Foreigner's Rule, police said.

Further probe revealed that one Aadil Dolare, a fruit seller, was suspected to be the main person involved in brainwashing the men from Kalyan, they said.

An FIR was registered at the Bazarpeth police station in Kalyan against Dolare, the Afghan nationals and the manager of a hotel (in Kalyan), Govind Thappa, in the last week of September, who allowed the foreigners to check-into the hotel but did not inform the police as per norms, police added.

Snag grounds AI’s NY plane, crew shortage delays London flight A

ir India passengers bound to New York and London had a harrowing time at the city airport after the airline had to cancel the NY flight due to technical snag and duty time curbs on crew and the other flight because of a mock drill at the airport. While a technical snag and duty time restrictions on cabin crew grounded AI-191 Mumbai-Newark flight on Saturday, the MumbaiLondon flight (AI-131) was delayed by nearly three hours due to the mock drill at the airport, reports PTI. When contacted, Air India admitted to the delays and claimed that passengers had been taken care of.

"Yes, we had to cancel the AI-191 Mumbai-Newark flight with 191 passengers due to a technical snag yesterday. When the snag was rectified, the FDTL (flight duty time limit) of the cabin crew came into being and thus had to cancel the flight," Air India said in a statement.

The airline further said out of the

191 passengers, 44 were provided hotel accommodation and the rest who came from Mumbai were given taxi fares. All of them were accommodated on today's flight at 0130 hours which had full load of 303 passengers. The passengers who came from Ahmedabad were sent to Delhi for the JFK flight which departed at 0200 hrs on Sunday from the national capital, the airline said. As regards the delay of AI-131 Mumbai-London flight, the airline blamed it on the mock drill at the airport.

"Though the flight was ready for departure at 1400 hrs yesterday, it was delayed to 1620 hrs due to a mock drill by MIAL which lasted till 1530 hrs," AI said.

In the past few weeks, AI had been facing severe delays, so much so that the aviation ministry had to issue instructions to the national airline to improve its on-time performance.

Welcome to the carnival

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, NOVEMBER 10, 2014

Celebrating its silver jubilee, Thakur Vidya Mandir school invites you for ‘Bramhotsav 2014’

By A Staff Reporter

W

ith the theme of Carnival, Thakur Vidya Mandir Public School, Kandivali has come up with its festival, Mumbai Brahmotsav 2014.

This year, Thakur Vidya Mandir High School and Junior College will be celebrating 25 years of academics. The motto of the college being 'Let learning be a joy and teaching be a pleasure', incharge trustee of Thakur Vidya Mandir School and Junior college Rajkumar Singh has provided a platform to students to make innovations.

The Brahmotsav is the annual inter-collegiate fest of Thakur Vidya Mandir High School and Junior College. This festival brings together more than 60 colleges across the city with around 3,000 competitors in various events from Performing Arts, Sports to Literature.

Divya Singh, Cultural Head, Thakur Vidya Mandir School and Students of Thakur Vidya Mandir Public School and Junior College rehearsing for the Junior College, says, “If you have the upcoming Brahmotsav 2014. spark to bring out the zeal within, Expressing her thoughts about you can shine like a star in the uniWith the theme of Carnival, Brahmotsav this year is scheduled on the festival, Anuradha Kamath, verse.”

November 21 and 22. To judge these Principal, Thakur Vidya Mandir To participate and for information, popular High School and Junior College, competitive events, contact Surajkant Prajapati celebrities from television and cin- says “Live your truth, express your (Marketing Head) - 9969206444 ema will be present at the college love, share your enthusiasm, take festival. action towards your dream.”

Indian Navy to hold open sea swimming competition

By A Staff Reporter

T

he Navy has organised 'Navy Day Open Sea Swimming Competition – 2014' on November 26, 2014 on the occasion of Navy Week, at the Indian Naval Watermanship Training Center (INWTC) near Afghan Church, Colaba.

Organised and promoted by the Indian Navy, it is a sporting event of

prestige unequaled among the swimming fraternity. It is keenly awaited by long distance swimming enthusiasts who look forward to the challenge in the open sea.

The race will be conducted from Port Hand Buoy, Prongs Reef to the landing jetty of INWTC Colaba, covering a distance of approx 6 kms.

The event is open to one and all in service as well as civilian personnel

above 14 years of age.

Entry forms for participation are available at INWTC, near Afghan Church, Colaba or can be downloaded from http://navydayopenseaswimming.gov.in The last date for submission of forms is November 16, 2014.

Email ID inossc@gmail.com Contact number: 22751839/ 22751841.

Fax 022 – 22662686 Azad Shrivastav | ADC

DIABETES WALKATHON... Staffers of P.D. Hinduja Hospital along with doctors and local residents participate in a 'Diabetes Walkathon' in Mahim on Sunday.

HC to decide on trial date in Bal Thackeray’s will plea today

Afternoon Despatch & Courier

CITY

www.afternoondc.in

MUMBAI | MONDAY, NOVEMBER 10, 2014

By Philip Varghese

E

ven as Shiv Sena Executive President Uddhav Thackeray is fighting a battle with Bharatiya Janata Party (BJP) on giving support to the government in Maharashtra, another struggle within the family is all set to be heard with the commencement of the trial on a petition filed by his brother Jaidev Thackeray, the estranged son of late Shiv Sena supremo Bal Thackeray, challenging his will.

This comes as the Bombay High Court today will decide the date for commencement of trial on Jaidev's petition.

The case had come up before Justice Gautam Patel on November 2 and Sena president Uddhav Thackeray has filed 'a probate petition' in the HC to get his father's will certified. Jaidev, who does not get any property under the will, has opposed the probate and questioned the va-

Bal Thackeray lidity of the will, saying that his father could not have left him out of his will. The court has turned the probate proceedings into a 'testamentary suit'.

The High Court had earlier refused to grant interim relief to Jaidev who had sought to restrain the beneficiaries of the will from selling or disposing of the properties. Uddhav, who took over as Shiv

Sena president after his father's death in November 2012, is one of the beneficiaries. The properties left behind

by Thackeray are worth Rs 14.85 crore and include his iconic bungalow in suburban Bandra, 'Matoshri'.

Jaidev has also alleged that Uddhav, being the leader of a political party, would use his influence to get the will executed. He also says that his father's properties were worth much more than what is stated in the probate petition and `Matoshri' itself is worth Rs 40 crore. The will bequeaths the first floor of Thackeray bungalow to his grandson Aishvarya – the son of Jaidev and his divorced wife Smita. The second floor has been bequeathed to Uddhav and his sons Aditya and Tejas. The ground and third floors have been given exclusively to Uddhav. Dr Jalil Parkar, Bal Thackeray's personal physician, is the witness in whose presence he signed the will.

Azad Shrivastav | ADC

VINTAGE BEAUTIES... Visitors are in awe looking at the vintage beauties showcased at the NCPA on Sunday. The event showcased over 50 stunning range of classic cars from the Mercedes-Benz stable.

BMC starts surveying public toilets

By A Staff Reporter

T

he Brihanmumbai Municipal Corporation (BMC) are surveying the public toilets in the city which will help compile data of what will be required to upgrade the state of the toilets.

Additional Municipal Commissioner Vikas Kharage said this survey is being carried out as a part of BMC’s implementation of Swaccha Bharat Abhiyan. “In the ward level, the toilets which face problems will be fixed by November 19

which is observed as World Toilet Day,” he said. “We are also in the process of constructing more toilets for senior citizens. The discussion over Right to Pee is already on.

The campaigners, members of 30 NGOs, have come forward to make toilets for women in the city. They have shortlisted 175 locations where toilets can be built,” said Kharage.

The survey is being carried out under the supervision of Prakash Patil, Deputy Municipal Commissioner (solid waste management). He said,

“We have surveyed around 1,000 toilets and the problems will be looked upon and fixed by November 19.”

Kharge also explained, that the civic body is also going to conduct a week-long workshop from November 14 which will end on World Toilet Day. The week will be called 'Swachhta Week' and students of the BMC schools will be educated on waste management and littering.

Public views are welcome at cleanmumbai.suggestions@ gmail.com

09

Transport ministry seeks ideas for All India permits to tourist buses

By Vishnudas Sheshrao

T

he Ministry of Road Transport and Highway (MoRTH) has now invited suggestions and objections from the public over the innovative idea of an 'All India Permit for Tourist Buses' to bring uniformity in the taxation levied on the tourist buses at the national level.

At present, there is variation between taxes on motor vehicles. Different states have different tax systems in terms of quantum of tax. Besides, the structure of tax is also different in various states and union territories in the country. Some states determine the taxes on the basis of passengercarrying capacity of the vehicle.

Consequently, the vehicles covered by the National Permits and coming from outside a state has to pay taxes or fees of the concerned state. It cause inconvenience to tour operators and gives scope to agents and touts. The final burden of the taxes has to be borne by the passengers.

To facilitate bus operators across the

country and bring uniformity across the nation, MoRTH introduced the concept of 'All India Permit for Tourist Buses' on payment of annual consolidated fee in lieu of taxes or fees levied by the state government.

Officials said that under the new proposal, the tour operator will be granted a National Tourist Permit for a period of at least three months. The tourist permit fee will be the same as the highest fee structure among all the states and union territories.

The new permit will have a validity of fives years which will allow a tourist bus to move across states seamlessly, on the precondition of payment of an annual consolidated fee. According to officials, the annual fee structure for different buses will be different.

For an ordinary tourist bus, the annual fee will be Rs 50,000 and for luxury tourist bus it would be Rs 75,000. For super luxury tourist buses, the fee would be Rs 1,00,000.

To curb the menace of touts and agents, the MoRTH has planned to collect a consolidated fee through an online portal by designated banks.

10

Rather than being anti-Congress, they are obsessed with the BJP

Afternoon Despatch & Courier

EDIT PAGE

DESPATCH & COURIER

Ponder awhile...

“There is a tide in the affairs of men, Which taken at the flood, leads on to fortune. Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat. And we must take the current when it serves, or lose our ventures.”

— William Shakespeare

Fortunes in the power game T

HERE is no friend or foe in politics. Yesterday’s enemy can become today’s friend. There is nothing like a traditional ally, concealed rapport etc. It is all centered round power game.

The Shiv Sena was confident that it would get the maximum number of seats in the Maharashtra Assembly elections. That, however, did not happen. Uddhav Thackeray underestimated the power of the Modi wave that had inexplicably swept across the country. The man almost mesmerised the nation. And in Maharashtra where the BJP never fared well in elections, where it never fared well in the Mumbai Municipal Corporation, won the largest number of seats. Mr. Uddhav must have got the shock of his life. The Shiv Sena was always the dominant partner in its alliance with the BJP. Today, the situation has changed.

Uddhav Thackeray finds himself playing a secondary role. The BJP has made it known it means business now. In all fairness, it must be said that the BJP had offered equal number of seats in the Assembly poll. The split over seat-sharing occurred because of the Shiv Sena.

The BJP has made it clear Uddhav can no longer dictate terms to it.

Being in a position of power, the BJP has told him, if an alliance is formed, the dominant partner will not be the Sena but itself. No wonder than, the BJP has rejected almost all its demands.

Afternoon DESPATCH & COURIER

A.R. KANANGI Associate Editor (Responsible for selection of News under the PRB Act) KAMAL MORARKA Chairman of the Board of Directors Afternoon Despatch & Courier office is located at: Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001. Phone: 40768999.

Fax: 40768916. E-mail: afternoonnews@gmail.com Printed by Shashikant Jadhav for Courier Publications Pvt. Ltd., at Journal Press, Free Press House, Free Press Journal Marg, 215, Nariman Point, Mumbai-400 021 and published by him from Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001.

Registered Office at: 98 Mittal Chambers, Nariman Point, Mumbai-400 021.

Vol. XXX No. 195

I

N the 70s, with Mrs Indira Gandhi at the peak of her popularity, the small and splintered Opposition would often unite under a single name and flag to try and challenge her, only to fall apart soon after. Barring the Jana Sangh, the precursor to the present-day BJP, no other anti-Congress group counted for much anyway. Disgusted with the tendency of the fragmented and egomaniac Socialists, a cabal of leaders with hardly a follower, to call the shots, a chastened Jana Sangh finally wearied of supping with the minor anti-Congress groups and decided to carve its own separate identity. That it did well to chart its own independent course after the break-up of the Janata Party and formed the BJP in 1980 ought to be obvious to all.

But this is not about the state of the Opposition during the heyday of the Congress Party under Indira Gandhi when it ruled at the Centre and in a large majority of the States as well. It is about her dismissive reaction every time the anti-Congress forces tried to cobble together an alliance. Haughtily she would remark, ‘Well, if all the zeros get together the result would still be zero.’ Till her Emergency-inducted rejection in the 1977 election, Indira Gandhi could afford to be contemptuous of these parties which tried to dislodge her from power, but in vain.

We were reminded of the biting comment of Indira Gandhi when, on Friday, the media flashed photographs of various leaders of what was once the Janata Parivar. Messrs Mulayam Singh Yadav, H.D. Deve Gowda, Sharad Yadav, Lalu Prasad, and, above all, Nitish Kumar, met over lunch to explore the likelihood of unity yet again. All these gentlemen, you would recall, were once together under a single banner, but their clashing ambitions had forced them to part ways. Hungry for power, each one of them separated to form his own small group.

It is again ambition of another kind that has egged them on to sink their differences, at least for the present, and forge some kind of a common front. Fearing marginalization by an ascendant Modi-led BJP, Laloo and Nitish, Laloo and Mulayam are desperate to hold hands and repulse the common enemy who now threatens to demolish them in their own home States. Again, the motivation for unity is negative. And, therefore, the bond might not prove durable, but since most politicians are prone to live in the present, you can bet that a new version of the old and failed Janata Party is set to emerge sooner than later.

Though they all pay lip service to Ram Manohar Lohia, independent India’s rare thinking politician, they have all singly and together failed the great socialist’s legacy.

Lohia was an uncompromising opponent of the Congress Party. Whether it is Mulayam or Laloo, Gowda or Nitish, they have all compromised with the Congress for the sake of power. Lohia in his time had allied with the Jana Sangh, without in anyway being defensive about that alliance because it stemmed from an ideological and intellectual affinity.

As for his followers, well, they divorced ideology a long time ago and now hanker after power for its own sake.

It is most likely that following Friday’s luncheon meeting of these veterans of countless permutations and combinations in the political firmament, there will be further progress in putting together the Humpty Dumpties of the erstwhile Janata Parivar. Noone seems to be more desperate in this lot of Janata oldies than Nitish Kumar. Because his gamble in challenging the rise of Modi had badly misfired, forcing him out of chief ministry, and humiliating his party in the Lok Sabha poll, Nitish is looking for vindication, nay, revenge. Ironically, the man he nomi-

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MUMBAI | MONDAY, NOVEMBER 10, 2014

nated to succeed him as chief minister has landed the State in a further mess.

Indeed, Kumar feels personally wounded by the rise of Modi and the latter’s sterling performance as prime minister. Therefore, he is ready to do his worst to stop Modi from stomping all over him when the time comes for the voters in Bihar to elect a new Assembly. Though one has no concrete evidence, it is quite likely that there was a tacit understanding between Kumar and L.K. Advani to prevent the anointment of Modi as the BJP’s prime ministerial candidate. The pincer approach, which envisaged that Advani would try and stop Modi from within while Kumar would do from outside, came a cropper when the BJP leadership recognized the groundswell in favour of the Gujarat CM. As a result, Advani lost an opportunity to play the elder statesman to the Modi dispensation, never mind that pretence about the so-called group of Margdarshaks. And Kumar

INSIDE STORY Virendra Kapoor found himself stranded. His personal ambition punctured, he was forced to beg, cap in hand, for a compromise with his sworn foe, Laloo Yadav, and the wicked Congress for seat-sharing. Since then he has been desperately going around marshalling rag-tag troops in order to do battle against Modi. On the basis of available evidence, Kumar is again set to come to grief. Now, what did Indira Gandhi say about zero-plus-zero equals.

Anything to retain bungalow

A

ND you thought Lalu Prasad Yadav was bed-ridden after undergoing a heart procedure in a Mumbai hospital and, therefore, needed to be in Delhi for his doctors to visit him multiple times daily to watch over his delicate state of health? Well, we did not make that claim. Lalu Prasad’s wife, Rabri Devi, did.

In a letter to the Urban Development Ministry, while seeking yet another extension for staying put in the huge mansion on Tughlak Road, she said that doctors from the premier All India Institute of Medical Sciences are required to check on her husband’s health at regular intervals daily and, therefore, his staying in the Type VIII bungalow was an absolute must.

In that case, you might want to know what

Osho’s enlightened quotes

Experience life in all possible ways — goodbad, bitter-sweet, dark-light, summer-winter.

Experience all the dualities. Don't be afraid of experience, because the more experience you have, the more mature you become.

Ecstasy is our very nature; not to be ecstatic is simply unnecessary. To be ecstatic is natural, spontaneous. It needs no effort to be ecstatic, it needs great effort to be miserable. That's why you look to tired, because misery is really hard work; to maintain it is really difficult,

was Lalu doing at Mulayam Singh Yadav’s house on Friday, helping himself to his favourite eats while mulling over the possibility of an anti-BJP front for hours on end.

Meanwhile, the claim that Lalu is paying market rent of Rs.1 lakh per month for the spacious bungalow is neither here nor there.

Tens of thousands of Delhiites would be more than glad to pay twice or even thrice that amount for renting that bungalow which comes with modern fittings, multiple bedrooms, attached toilets, an office block, security guards’ rooms, servants’ quarters, etc., and, above all, acres and acres of lawns on one of the more central roads in Lutyens’ Delhi. Even your columnist with a modest income might consider renting it for Rs.1 lakh a month if the Ministry of Urban Welfare is game.

It is the domestic economy, stupid

W

E per force return to the black money debate. From the media reports it would seem that there is very little material before the Supreme Court-appointed Special Investigation Team examining this seemingly humongous problem. It is suggested that aside from the 600-odd names in the HSBC list, no other lists are with the two former SC judges who constitute the SIT. Yes, the German list of accounts in a Liechtenstein bank is also with the SIT. Of course, we may be wrong. And there may well be more substantive material with the SIT. But how reliable, how authentic is it? is a question that the SIT will have to keep in mind. Internet can mislead you into believing that the money stashed abroad even exceeds all the currency notes ever printed in the Indian mints. So, care needs to be taken to sort out the wheat of real money from the chaff of mere innuendo and imaginary figures.

But the question is this: is it enough to undertake to pronounce on the problem of mountains of black money allegedly stashed away in secret accounts in foreign lands in the absence of a reasonably sound evidence?

Even at the pain of repetition we will like to assert that the whole direction and tenor of the debate was hijacked by those who harped incessantly almost exclusively on black money in secret accounts abroad. Had the proponents of the debate also emphasized the humongous presence of black money in the domestic economy it would have been far more fruitful for all of us Indians.

Despite the increasing digitization of the economy, computerization of various branches of taxation, there has been no noticeable fall in the circulation of black money.

You can buy a Rs.1-crore-plus limousine, an expensive mansion in a tony part of Lutyens’ Delhi with only token cheque payments with the remainder coming though benami entries bolstered by plain cash. The battle against black money must necessarily begin at home. Nowhere else. because you are doing something against nature.

Remain in wonder if you want the mysteries to open up for you. Mysteries never open up for those who go on questioning.

Questioners sooner or later end up in a library. Questioners sooner or later end up with scriptures, because scriptures are full of answers. And answers are dangerous, they kill your wonder."

All the Buddhas of all the ages have been telling you a very simple fact: Be — don't try to become. Within these two words, be and becoming, your whole life is contained. Being is enlightenment, becoming is ignorance.

MATTER & SPIRIT

Afternoon Despatch & Courier

11

LETTERS

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MUMBAI | MONDAY, NOVEMBER 10, 2014

Play straight, Sachin THE Sachin saga is over. He made a notable contribution to international cricket with more than 100 centuries, thereby established his class as a frontline batsman. Why did Sachin keep mum for close to eight years? Zaheer Khan was so injury-prone that it was a risk keeping him in the team. The chucker Harbhajan Singh was so ineffective that he had to go. Laxman was dropped by Dhoni, Chappell had nothing to do with it. If Sachin thinks he can say LETTER OF anything and get away THE DAY with it, he is mistaken.

He was given an extended run for at least three years when he did not deserve a place in the team. What PROBLEM PERSPECTIVE? Zaheer Khan was so injury-prone that it was a risk is wrong if he is asked to bat down keeping him in the team, Harbhajan Singh was so ineffective that he had to go and the order? Our superstar cricketers Laxman was dropped by Dhoni, Chappell had nothing to do with it. If Sachin thinks he are super brats and do not want to can say anything and get away with it, he is mistaken. listen to sane advice. Chappell tried the Australian way of doing of a sportsman and a doctor wife. cricket to reach the zenith. He things – direct and straightforward. The famous cricketer is very lucky should distance himself from poliHe failed because of the mindset of to have such a beautiful and intelli- tics as those in power will want him the super brats. gent wife in Anjali. Cricket runs in for publicity and political gains.

— C K Ramani, Nerul Tendulkar's blood. He has devoted — S N Kabra, Goregaon his entire life to achieve his cricket

ing dreams. Sachin should now SACHIN Tendulkar's autobiogra- start a cricketing academy and pass AUTOBIOGRAPHY writing by faphy 'Playing It My Way' looks good on his skills to budding talent in- mous people – film personalities, to break all records going by its stead of any commercial interests politicians and now sports persons content and public response over as he surely does not need more – is resulting in good business as the book launch. The chapter on wealth to make his life comfort- many shocking revelations are his better half Anjali Tendulkar able. The cricket board, too, should made, many times resulting in sounds interesting. Discipline and use his intelligence by hiring him controversies. Perhaps it is a marhealth are important in the success as an consultant to guide Indian keting technique which results in

the selling of more books. It is a good business after retirement. But here it is an exception in the case of Sachin Tendulkar as he is not that kind of a person. Sachin, in his autobiography, has shockingly revealed the then Indian coach Greg Chappell‘s tactics to break team spirit so that India loses matches.

Unfortunately most Indians believes that foreign names are much better than Indians – there is a foreign craze. It is a lesson for Indians for having faith in the foreigners in all fields including sports. There is no dearth in Indian talent in all fields.

masses? Often enough you find rude taxi drivers refusing to ply to your desired destination, some even have the cheek to demand more money than the actual fare. Recently I came across parents of a sick child pleading with a taxi driver to take them to the hospital only to be given the oft repeated excuse that the car is low on gas. The RTO should introduce a rule where licences are revoked if drivers refuse a passenger. .

— Altaf H. Ladiwala

A villainous gentleman

— Mahesh Kapasi, via email

SO at last the cricket god has written his own story and it is already making waves, swinging this way and that, too, with bumpers, yorkers and doosras galore. But a few issues arise. One can expect the anti-Chappell tirade but why was this not done earlier when Chappell was out of the assignment?

And Harbhajan supporting Tendulkar – a quid pro quo for Monkeygate? The Mike Denness affair is a little more intriguing. All we want is a video tape of the alleged tampering shown to us in slow motion and we can make our own judgment – not what Mike, Tendulkar or the BCCI wants us to believe. But it would be interesting to know whether Tendulkar has tried to clear the statements made in a book on his performance seen differently – 'Master Laster' by Sumit Chakraberty.

— T R Ramaswami, Kandivali

Sadashiv Amrapurkar IN the death of Sadashiv Amrapurkar the world has lost an immaculate actor and a gentleman.

His acting was so convincing and natural as leaves to a tree. His acting in all the roles are just a fervour of epitome. His role in 'Sadak' is particularly inimitable and unforgettable. He died very young. He was still due to give to the world of cinema a lot more. He has left behind a legacy of convincing acting which will not die. My heartfelt condolences to the bereaved family.

— P Chakravorty, Fort

Light blue vs dark blue TEAM India's convincing win over the Sri Lankans by six wickets in the second ODI is a heartening sign that the team is getting into top shape with only some three months to go before the World Cup. In any match it is necessary that three of the top five batsmen keep scoring well with the others making useful contributions. This is what our batsmen have done in the first two games which augurs very well for the team.

Kohli has handled his bowlers well and also managed the field placings satisfactorily. One hopes that he will maintain the same winning tempo in the remaining matches also.

— Dr V Subramanyan, Thane

ACCORDING to the advertisement on television, the cricket match between India and Sri Lanka was a match between World Champions India (ODI) and World Champions Sri Lanka (T 20). I would term it as a match between the 'Men In Blue' (lighter shaded India) and the 'Men In Blue' (darker shaded Sri Lanka).

Although the Lankans were the real men with the 'blues' after being trounced by India in both the ODIs. Another similarity that was discernible was that both the captains played a stellar role in the 2nd ODI, but failed to reach their respective milestones as Mathews could not score his century, while Kohli

QUOTE: "Mister Gorbachev, tear down this wall!"

— Ronald Reagan, former US President

played a cameo as he, too, could not score his 50 and was out on 49. Congrats to Ambati Raydu for his century. The players who make the final eleven should get some exposure and get accustomed to the role they have to play during the World Cup next year.

— Hemant Hemmady, Virar

Dengue spread alarming APROPOS 'Tackling dengue' (ADC, Nov 7), the edit piece graphically indicates the serious lapses by the BMC with the slipshod drain covering arrangement all along the Eastern Express Highway (EEH). At this time of the year mosquitoes breed in all stagnant water bodies and spread this deadly virus not only attacking the victims with fever and other associated complications but also killing certain victims. It is alleged this year, the Western suburbs like Bandra, Santacruz are the worst hit with this disease. BMC's antidengue outfit is pathetically inadequate to fight this dreadful disease causing more dengue patients to flood the hospitals. They need to be advised by an international organisation to ensure the appropriate application of the chemicals via fumigation to render the unabated breeding of these deadly mosquitoes to minimal asap .

— Bikram Banerjea, via email

Taxis harass people

The Mumbai Taximen's Union is again in the news, this time threatening to strike if the government does not reduce the prices of CNG. Has the the union ever bothered to check and instruct the taxi drivers of the city to behave properly with the

Tactical games THE Shiv Sena seems to have clearly resorted to arm-twisting tactics in order to extract plum cabinet posts from the ruling BJP. The Sena chief has reportedly said that his party is not in a hurry to join the government. If that is so then can the SS leader not wait patiently for five more years when the next Assembly polls are due?

The regional outfit should remember that the saffron party is in power on its own at the Centre as well as in six other states. It will be in the interest of Maharashtra to have cordial relations with the Centre to fast track various pending developmental projects.

SKILLFUL PLAY: Uddhav must work towards winning the day for Sena in the long run rather than allowing the BJP to consolidate its position while remaining in power and Fadnavis should see that every action of his government is an investment for the future which will pay rich dividends to the BJP in the event of a mid-term poll to the state Assembly.

Fadnavis should see that every action of his government is an in— Vineet Phadtare, Borivali vestment for the future which will pay rich dividends for BJP in the

event of a mid-term poll to the BY ruling out expansion of his state Assembly.

— P P Vijayakumar Nair, Vasai cabinet to accommodate Shiv Sena before winning the trust vote

in the Assembly, Devendra Fadnavis has proved that he is neither THE adamant and arm-twisting a pushover in politics nor a novice attitude of the Shiv Sena does not in the game of nerves. After win- appear to be relenting; on the conning the trust vote, he can negoti- trary, they seem to be thinking that ate with the Shiv Sena from a without the SS’s support, the BJP position of strength and can go government will not be able to ahead with cleaning up the carry on. It is time the saffron party Augean stable-like administration calls the Sena’s bluff and not surleft behind by the Congress-NCP render to this open blackmail. In government. He need not bother the event of fresh elections, the SS too much about the stability of will certainly be shown the door by his government as conventional the wise electorate with the same wisdom suggests that no MLA treatment that was meted out to from opposing parties would SS’s off-shoot, the MNS. — Arun Malankar, Santacruz like to face the electorate again as long as the Modi wave remains

undiminished. Having said that,

APROPOS 'Safe, permanent tie up with Sena'(ADC, Nov3), while the BJP condescending in playing hardball with the Shiv Sena over ministerial berths may act as a dampener. The Shiv Sena which seems to be relying on the discomfort of BJP seeking the NCP's support may stretch the rope and break it which will hurt more than BJP has. Ego-play must take a backseat now and let real politics takes precedence over petty things. Uddhav in his zeal to prove that he is no pushover is actually making things difficult for the Sena. Sena must brace itself for a secondary role. Uddhav must work towards winning the day for Sena in the long run rather than allowing the BJP to consolidate its position while remaining in power. BJP has shown maturity while forgetting Uddhav's jibes.

It's time for him to do so now.

— Ashok Goswami, via email

Readers are requested to email letters to the editor and add their neighbourhood as well. Please email letters to afternoonletters@gmail.com

Parrikar, Prabhu in Union Cabinet

12

Afternoon Despatch & Courier

NATION

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MUMBAI | MONDAY, NOVEMBER 10, 2014

Pics: PTI

21 new faces joined the Union Council of Ministers, Shiv Sena refused BJP’s offer

N

EW DELHI: Former Goa Chief Minister Manohar Parrikar and former Shiv Sainik Suresh Prabhu were on Sunday inducted into the Union Cabinet as 21 new faces joined the Union Council of Ministers but Shiv Sena stuck a jarring note refusing BJP's offer of just a Minister of State post.

The already-strained BJP-Sena ties further dipped yesterday when Prabhu, Power minister in Vajpayee government, joined BJP this morning to take oath as a Cabinet minister along with senior BJP leader J.P. Nadda and Jat leader from Haryana Birender Singh, who joined BJP ahead of recent Assembly elections.

This is the first expansion of his ministry by Prime Minister Narendra Modi since he assumed power in May. Parrikar is all set to be given Defence portfolio, which is held as additional charge by Finance Minister Arun Jaitley.

Sena's Rajya Sabha member, Anil Desai, who was tipped to become a minister, was ordered to return to Mumbai from the airport here just hours before the swearing in ceremony at the Rashtrapati Bhavan, which said he was not available "for the purpose".

Against Sena's demand for two more Cabinet berths, the party was reportedly told by BJP President Amit Shah that only one post of the Minister of State was possible for

President Pranab Mukherjee, Vice-President Hamid Ansari and Prime Minister Narendra Modi with the newly sworn-in ministers at their oath taking ceremony at Rashtrapati Bhavan in New Delhi on Sunday. The Cabinet was expanded on Sunday for the first time after the NDA goverment assumed office in May. Desai. Sena chief Uddhav Thackeray then decided to call it off.

The party is also said to be planning to withdraw Anant Geete, Heavy Industry Minister, from the Modi government and sit in the opposition in Maharashtra Assembly.

Bandaru Dattatreya and Rajiv Pratap Rudy, who were ministers in Vajpayee government, and Mahesh Sharma, newly-elected MP from Gautam Buddh Nagar bordering Delhi, were sworn-in as Ministers of State with Independent Charge.

14 other Ministers of State were

sworn-in. They are Mukhtar Abbas Naqvi, Ram Kripal Yadav, Haribhai Parthibhai Chaudhary, Sanwar Lal Jat and Mohanbhai Kalyanjibhai Kundariya Giriraj Singh, Hansraj Ahir, Ram Shankar Katheria, Jayant Sinha, Rajyavardhan Singh Rathore, Babul Supriyo, Sadhvi Niranjan Jyoti and Vijay Sampla (all BJP) and Y.S. Chowdary, a Rajya Sabha member from TDP. Significantly, Naqvi, BJP Vice President and a minister in the Vajpayee government, was only made a Minister of State.

Parrikar to file nomination for RS from UP today F

ormer Goa CM Manohar Parrikar, who was yesterday sworn-in as a Union Cabinet Minister, left for Lucknow where he will file his nomination papers for Rajya Sabha from Uttar Pradesh on Monday.

Parrikar, accompanied by another Union Minister Rajiv Pratap Rudy, flew to Lucknow, where the BJP legislature party is expected to unanimously nominate his name for the Rajya Sabha berth from the state at their meeting on Monday morning.

Thereafter, Parrikar, who is tipped to get the Defence portfolio currently held by Finance Minister Arun Jaitley, will file his nomination papers at 12 in Lucknow.

"Parrikar will be accompanied by his two sons during the filing of his nomination papers for Rajya Sabha tomorrow," Rudy, newly-inducted Minister of State (Independent Charge), told PTI.

Suresh Prabhu joins BJP Former Shiv Sena leader Suresh Prabhu on Sunday formally joined the BJP before being sworn in as Cabinet Minister in the first expansion of the Narendra Modi government.

Prabhu, who was Power Minister in the Atal Behari Vajpayee-led previous NDA government, received the party's primary membership in the morning and was welcomed by senior party leaders.

The 61-year-old banker-politician was a Shiv Sena leader and joins at a time when there is simmering tension between the Sena and the BJP amid talk that Uddhav Thackeray will pull his party out of the government at the Centre and play the role of opposition in Maharashtra.

Prabhu has been appointed as Modi's 'sherpa' to assist the Prime Minister at the upcoming G20 summit in Brisbane.

During Vajpayee's tenure from 1998 to 2004, Prabhu was Industry Minister, Minister of Environment and Forests, Minister of Fertilizers & Chemicals, Power, Heavy Industry and Public Enterprises.

Prabhu has represented the Rajapur Lok Sabha con-

List on 21 Ministers inducted into Union Cabinet

PM Narendra Modi yesterday expanded his Council of Ministers by inducting 21 ministers. While four were inducted in the rank of Cabinet, three were Ministers of State (Independent Charge). 14 were sworn-in as Ministers of State.

Following is the list: Cabinet Ministers — Manohar Parrikar, Suresh Prabhu, J.P. Nadda, Chaudhury Birender Singh.

Minister of State (Ind. charge) — Bandaru Dattatreya, Rajiv Pratap Rudy, Mahesh Sharma.

Minister of State -— Mukhtar Abbas Naqvi, Ram Kripal Yadav, Haribhai Parthibhai Chaudhury, Sanwar Lal Jat, Mohanbhai Kundaria, Giriraj Singh, Hansraj Gangaram Ahir, Ram Shankar Katheriya, Y.S. Chowdary, Rajyavardhan Singh Rathore, Babul Supriyo, Jayant Sinha, Sadhvi Niranjan Jyoti, Vijay Sampla.

Modi to chair first Cabinet meeting today PM Narendra Modi with newly sworn-in Cabinet ministers Manohar Parrikar and Suresh Prabhu at the oath taking ceremony for new ministers at Rashtrapati Bhavan in New Delhi on Sunday. stituency in Konkan four times, from 1996 to 2009. He lost his seat in the 2009 general election. This is the same constituency which late Janata Party leader Madhu Dandavate had represented.

Prabhu's decision to call off his visit to Wharton School as a mark of protest against the cancellation of Modi's keynote address at the Wharton India Economic Forum 2013 won him accolades from BJP. Later in the day, Congress leader Karan Singh's younger son Ajatshatru Singh joined the BJP in the presence of BJP chief Amit Shah. The grandson of Jammu's erstwhile king Maharaja Hari Singh joins the BJP ahead of assembly elections in the state starting November 25 and may contest from Nagrota.

Prime Minister Narendra Modi will on Monday chair the first meeting of the expanded Cabinet which will be followed by a meeting of Council of Ministers.

The strength of the Union Council of Ministers goes up from 45 to 66.

Of this, 27 including the Prime Minister are of Cabinet rank, 13 Ministers of State with Independent Charge and 26 Ministers of State.

Cabinet leaner than UPA

The big expansion of his Council of Ministers by PM Narendra Modi yesterday has taken the number of ministers to 66 but it is still leaner

than those headed by Manmohan Singh and Atal Behari Vajpayee before him.

The strength of Singh's UPA ministry stood at 78 after its final reshuffle in October 2012 while the previous NDA government led by Vajpayee started with a lean 56member ministry but was expanded up to nearly 88 ministers.

The Modi ministry has now 27 members, including the Prime Minister, of Cabinet rank, 13 Ministers of State with Independent Charge and and 26 Ministers of State.

Singh's ministry had 33 ministers of Cabinet rank, 12 MoS with Independent Charge and 33 others as MoS. Congress stays away from swearing-in ceremony Congress yesterday kept away from the oath-taking ceremony of 21 new ministers in PM Narendra Modi's Council of Ministers.

"Both Sonia Gandhi and Manmohan Singh were invited to the ceremony," Power Minister Piyush Goyal said after the swearing-in ceremony.

Samajwadi Party's Ram Gopal Yadav was the lone Opposition leader present at Modi's Cabinet expansion exercise.

No Kerala face in Cabinet

Kerala, which rejected BJP in the Lok Sabha elections, does not have any representation in the Union Council of Ministers even after its expansion yesterday.

BJP, which is yet to open its account in the state, had given a ministerial berth to its veteran leader O. Rajagopal in Atal Behari Vajpayee regime in 1999.

He was a Rajya Sabha member from Madhya Pradesh. Rajagopal was inducted as a Minister of State for Railways in the first NDA government.

BJP's state unit chief V. Muraleedharan said Kerala was not represented in the Narendra Modi government as the party could not win a single seat from the southern state in Lok Sabha polls.

pg14 An Update On Real Interest Rate pg15 Investment In MFs For Short, Medium & Long Term Goals

pg16 Is Your Wedding Insurance In Place?

WILL A RATE CUT SPUR INVESTMENTS? Afternoon Despatch & Courier

MUMBAI | MONDAY, NOVEMBER 10, 2014

THE FACTS

Investment growth has slowed down sharply in the last two years even though policy rates have been negative in real terms and real lending rates have averaged less than 3%. The primary reason for this is the sharp fall in the expected return on investments.

The RBI now needs to maintain a positive real repo rate to firmly anchor inflation expectations, especially when upside risks to its CPI inflation target of 6% by January 2016 continue. Further, a new monetary framework will be implemented from April 2015.

So till such time there is clarity on the inflation target given therein, reducing the repo rate would be premature.

Recent evidence suggests that any flare-up in inflation due to lowering of interest rate at this stage could hurt consumption demand further, lower India’s export-price competitiveness, and raise input costs -- all of which will reduce corporate profitability even more.

T

By Dominic Rebello

he chorus on an interest rate cut to revive the economy has got louder with the recent climbdown in inflation. To be sure, the monetary policy tool of cutting the interest rate

is conventionally used to energise a flagging economy. “But this does not hold true under all circumstances” says Crisil Research, whose study shows that “factors behind the recent slowdown in economic growth and investment in India have little to do with high interest rates. The slowdown is largely because of government policy and slowing domestic demand. In such a situation, leaning on monetary policy to revive investments will yield little benefit. And, it carries the risk of reversing the recent gains in inflation, which, in any case, is nothing much to write home about”.

The Crisil findings on the dynamics of the current economic slowdown, which counsel against a rate cut, reveals that..

Investments slowed despite a relatively benign interest rate environment. Investment growth, particularly private corporate investment, plummeted in the fiscals 2013 and 2014, despite low real interest rates. During this time, the policy rate in real terms – repo rate minus retail inflation – has been negative, and real lending rates averaged 2.4%. This is significantly lower than the 7.4% seen in the pre-crisis years (2004-2008). Yet investment growth dropped to 0.3%, down from an average 16.2% seen in the pre-crisis years.

Falling returns on investment largely to blame.

Investments are undertaken when

Not really, says a CRISIL Research study which shows that investments have slowed in times of lower interest rates. Clearly it means that, what matters more is the business environment, or the expected return on investments, There is, therefore, a case for the RBI to hold the repo rate at the current level

the expected returns on them are more than the real lending rate (real borrowing cost for corporates). The average rate of return on corporate investment (nonfinancial firms) – as proxied by return on assets -- fell sharply to 2.8% in fiscal 2013 and 2014 from nearly 6% in the pre-global financial crisis years. If the return on investments already made has fallen so sharply, expected return on investments planned but not yet made would have plummeted even more, rendering them unfeasible. A regression analysis of investment behaviour conclusively proves it is policy uncertainty and a sharp slowdown in domestic demand, rather than high lending rates, that have slowed investments.

Micro-analysis of slowdown in interest rate-sensitive sectors confirms the dominant role of policyrelated factors. Crisil's comprehensive analysis of two interest ratesensitive sectors -- automobiles and infrastructure – also shows that interest rates are not to blame for the prevailing stress in these sectors. Policy uncertainty, lack of clearances, and weak demand are the real reasons.

And high inflation, by discouraging

consumption demand, eroding export competitiveness and raising input costs for corporates, has made the situation worse.

Therefore says Crisil “The most

important thing is for the central and state governments to continue to improve the policy environment to raise the expected return on investment. To its credit, the new NDA gov-

ernment has taken a number of steps, which will yield results over the next few quarters. On its part, we Continued on pg 14 »

14

Afternoon Despatch & Courier

« BRAND MANTRA

JAGDEEP KAPOOR

is CMD of Samsika Marketing Consultancy

T

An Update On Real Interest Rate MUMBAI | MONDAY, NOVEMBER 10, 2014

DR. SOUMYA KANTI GHOSH

Chief Economic Adviser, Economic Research Department, State Bank of India.

I

‘Fresh’ Brand Marketing Experience « GUEST COLUMN he word ‘fresh’ has many meanings. But the Indian con-

sumer is very clear in terms of the expectations from brands in terms of freshness. Fresh marketing is something which is extremely well accepted by consumers in India in terms of not only fresh food, not only fresh ideas, not only a fresh look and feeling, not only fresh latest clothes and designs but a general positive attitude towards freshness as an attribute, is widespread amongst consumers in India.

Fresh fruits and vegetables are always sought out by the Indian housewives and it works very well in the interest of the family. Liril, the soap brand positioned on freshness created a new category many years ago. Infact it made the brand Liril and the Liril girl and the waterfall very famous.

In the service industry whether it be advertising or cinema, fresh ideas are eagerly awaited and can make or break fortunes.

At a party or a social gathering or at a 5 Star Hotel there are quite a few people who checkup whether the fruit juice they are drinking is freshly squeezed or canned. ‘Fresh’ as an element, which is desired, a concept, which is appreciated, and an idea which is contemporary has always remained ever-fresh. Even while traveling and visiting a small restaurant consumers ask as to what is freshly prepared or freshly baked.

So what does all this imply for brand marketers? What are the opportunities available for segmentation and positioning in brand building, across categories? Well, to my mind the opportunities are plenty and brand marketers must use the ‘fresh’ opportunities to their advantage. Whether it be a disposable need or a brand of tissues called the Fresh Ones or something that refreshes you and make you fresh – all these are touching our lives day in and day out, clearly indicating that the positive meaning of being fresh (not acting fresh) is very significant and important to an Indian, in his or her daily life.

In my opinion, culturally, socially and psychologically we look forward to fresh things, including sometimes, a fresh face in a T.V. commercial or a movie or a tele serial. Hence, a lot of Brand Marketers have successfully used the desire for freshness to their advantage. This specific attribute gives life a fresh new meaning and therefore is very vibrant and helps in rejuvenation.

Brand Marketers must present their offering, whether a product or a service, keeping in mind that in most product and service categories, freshness is appreciated. Yes, wine could be one of the exceptions. Otherwise in most cases Indians always look forward to a fresh new day in our life.

The fresh element in 2014 is the new breed of young consumers who look for something latest fresh, trendy and contemporary. This opportunity would grow in the next few years. The categories which are suited for the freshness appeal cannot be restricted. This means that the word ‘fresh’ has an universal appeal cutting across geographical boundaries or languages or product and service categories. There is a certain element of buoyancy which is reflected in the term ‘fresh’ and hence brand marketers must leverage this platform as long as no one else has already occupied it in that competitive category.

I would strongly recommend the following: Firstly look at the category need and search for need gaps, which could be amendable to the ‘fresh’ positioning.

Secondly evaluate the product or service portfolio and see attributes, which could be highlighted on the ‘fresh’ platform.

Thirdly, look at ‘fresh’ new ways of attracting consumers to a fresh brand or a fresh T.V commercial or fresh packaging or form or a fresh application for an old product.

Finally, find out ‘fresh’ new meanings in the changing expectations of consumers and try to address them through fresh new solutions. In India, consumers are looking for a fresh experience whether it be a brand of product or service or fresh air or fresh flowers or a fresh cup of coffee so that they can move ahead and have a fresh start for every new say. The ‘fresh’ brand marketing experience is something that every Indian consumer is eagerly waiting for.

Copyright © 2013, All rights reserved.

Jagdeep Kapoor can be contacted at jk@samsika.com

n recent times there has been a significant decline in savings. There has been several reasons for such a decline, the notable being the fact that real interest rates have stayed negative for 21 consecutive months. We however, believe, negative interest rates may not be the only factor in such. Interestingly, in economic literature, an increase in real interest rates is postulated to have an ambiguous effect on savings because of a positive substitution effect towards future consumption and a negative income effect due to increased real returns on saved wealth. In the Indian context, studies show that the substitution effect of real interest rate is more than the income effect leading to overall negative impact of higher interest rates to savings rates. However, the actual coefficients are relatively small (ranging from 0.1 to 0.3), suggesting a change of as much as 3% to 10% in real deposit rates will be needed to change savings rate by 1%. We however believe if RBI leaves the rates unchanged, the real rates would reach as high as 4.6% during Nov-14 by taking CPI as proxy and 8.1% if WPI is taken as proxy. This will be significantly higher than the desired real interest rate at 2%. We however believe that the launch of Pradhan Manrti Jan Dhan Yojana (PMJDY) will lead to better access to banking and will promote private savings in a developing country like India. This apart, an increase in optional contributions to the PPF will still encourage Indians to save more in order to meet their expected retirement benefits.

This will be also enabled by the significant increase in life expectancy in India in recent years (life expectancy at retirement is now 82 years). Indian house-

holds therefore necessarily have a stronger bequest motive so that a positive effect of anticipated retirement benefits can be expected. All in all, an increase in financial savings may be expected because of the recent Government changes.

Due to falling inflation and higher nominal interest rate structure combined with the central bank credible monetary policy measures for anchoring inflation expectations led to positive real rates. The real interest rate is calculated by taking into account term deposit rate (>1 Year) and CPI (combined-All India) inflation rate. The real interest rate is positive since Jan’14, after remaining negative for 21months. Interestingly, the deposit growth is falling from the peak of 17.0% in Dec’13 to 12.6% in Oct’14, despite an increase in real interest rate from (-) 0.8% to 3.5% during that period (3.5% is estimated with CPI inflation of 5.6% in Oct’14; actual real interest rate for Sep’14 is 2.6%).

If RBI leaves the rates unchanged, the real rates would reach as high as 4.6% during Nov’14 by taking CPI as proxy and 8.1% if WPI is taken as proxy. Thus we will be in an enviable situation, where real interest rates will be higher than nominal interest rates for most banks in the deposit category of less than 1 year. This is way above the 0.5% (CPI) and 1.5% (WPI) real rate prevailing on a cross cyclical

basis in India.

Our take on the expected real interest rate is that it should be ideally around 2% (repo rate at 8% and desired CPI at 6%), if we go by RBI assumptions of 6% monetary targeting. However, we must add that the equilibrium real rate is not constant throughout the cycle so it should be lower than 2% today-especially since firms and consumers face different real rates currently.

In economic literature, an increase in real interest rates is postulated to have an ambiguous effect on savings because of a positive substitution effect towards future consumption and a negative income effect due to increased real returns on saved wealth. Empirically, some economists (e.g., Giovannini, 1985) have found savings to be insignificantly related to real interest rates while other (e.g., Fry, 1995) has found a small but positive interest rate elasticity of savings. In the Indian context, studies show that the substitution effect of real interest rate is more than the income effect leading to overall negative impact of higher interest rates to savings rates.

However, the actual coefficients are relatively small (ranging from 0.1 to 0.3), suggesting a change of as much as 3% to 10% in real deposit rates will be needed to change savings rate by 1%.

Will A Rate Cut Spur Investments?

Continued frompg 13 »

believe the Reserve Bank of India (RBI) should continue its fight to stabilise consumer price inflation below 6% and that would require standing pat on the repo rate. Lower inflation will help revive consumption demand and reduce input costs, boosting return on investments.

Incidentally, interest rates in India, as measured by the RBI’s policy rate (currently the repo rate) and bank lending rates, have been relatively benign in the last few years. This comes out quite clearly if the interest rates over the last decade are compared after adjusting for inflation. The policy rate in real terms – repo rate minus retail inflation – averaged -3.1% in the last six years compared with +1.8% in the pre-crisis period (2004-2008). Real bank lending rates, which have a risk

mark-up over the policy rates, too, fell to an average of 1.7% from 7.4% in the pre-crisis period.

During fiscals 2013 and 2014, when investment growth slumped to 0.3% per year, the real repo rate was still minus 2.1%, while the real lending rate was only +2.8%. Only in June 2014, for the first time in six years, did the real repo rate turned mildly positive. Now

compare this to the pre-crisis period (2004-2008) when investments were booming. Real policy rate then was positive and much higher at 1.8%. So prima facie, therefore, interest rates do not appear to be driving the current investment slump.

In our opinion, says Crisil “ India's investment growth slipped in fiscal years 2013 and 2014, not so much because of interest rates but because of the emergence of factors detrimental to the business climate and profitability of corporates. This worsening business climate is reflected in India’s competitiveness ranking, which fell to 60 in 2013 and 71 in 2014, from 49 in 2009, according to the Global Competitiveness Index. In terms of the World Bank’s ‘Ease of Doing Business’, India’s ranking has kept sliding and is currently 142 among 189 countries.

15

Investment In MFs For Short, Medium And Long Term Goals Afternoon Despatch & Courier

MUMBAI | MONDAY, NOVEMBER 10, 2014

RASHMI RODDAM Director, WealthRays Securities

M

« MF UPDATE

utual funds are not only for new entrants but also for all investors in order to have a diversified investment portfolio. It is the only financial product which enables investments that can be done for short, medium and long term by spreading their funds across equities, debt, gold and foreign companies. Small investors can also take advantage in this instrument through systematic investment plan wherein investments can start even with Rs.100.

Liquid funds are suitable for contingencies which provide better returns

as compared to savings account. Any lump-sum amount or monthly savings kept for emergency purpose can be invested in these funds which provide capital appreciation and keeps the invested amount safe too. Ultra short

term funds are suitable for this purpose where funds can be invested for minimum of 1 day and can be redeemed at any point in time. This could also be used for paying annual school fees for children.

For medium term, debt funds and fixed maturity plans can be a choice.

Investments for 3 to 5 years can be made in these funds which are less risky. A fixed maturity plan (FMP) with a lock-in period of 3 years removes the scare out of investors from spending that amount for different purpose than what was planned for. Though these funds are traded on stock exchanges, due to low liquidity, FMP’s are not easily saleable. This ensures to be invested until maturity, thus saving for same purpose as planned. Investment in debt funds go into government securities, call money market instruments which makes the product less risky.

Monthly income plans would be ideal for expense planning as dividends that are paid out on monthly/quarterly/ half-yearly basis can be utilized for expenses.

Investment in equity funds is suitable for over 3 years tenure to gain the most from it. However, if annualized returns of around 15% are earned within 3 years, then returns can be redeemed and re-invested. Investors can avail the opportunity of investing

in a particular sector through sector based funds. Like for example, as current government plans for 100 smart cities and internet of things (IOT) in 5 years, one could look at investing in infrastructure and/or technology sector funds as infrastructure and technology companies would have a great future with these projects kicking off.

Dividend yield funds are another option for 5 to 7 years time horizon as these funds invest in high dividend yield companies which even during fall in the market, these tend to fall less as compared to other equity funds.

Emerging market fund which is a fund of fund and invests in mutual funds of emerging countries like Brazil, Russia, China, etc could also form a part of one’s portfolio for 8 to 10 years time horizon.

It could be for repayment of vehicle loan or for child’s education/marriage, be clear on your financial goals and its time horizon to gain the best out of mutual funds. Always continue to be invested as per the plan and try not to redeem it early which will defeat the purpose of investment.

A Lower CAD And Inflation Has Made Rupee Less Vulnerable ANINDYA BANERJEE

O

Currency Derivatives Researcher, Kotak Securities

« FOREX

ver the past week, Rupee has remained largely locked within a narrow range of 25 paise, between 61.38 and 61.63 on spot. It was holiday truncated week, with little activity from large traders. Exporters were eager to lock into spot rates above 61.50 on spot. However, a strong uptrend in the US Dollar did manage to bring a floor under the prices closer to 61.35/40 levels on spot. Central bank intervention was also alleged around 61.40 levels, spot basis.

Rupee is being buffeted by the deflationary trend in commodities and surge of foreign inflows into Rupee denominated assets. A stronger US Dollar coupled with weak Chinese and

Rupee Has Escaped Most Of The Depreciation Phase EM growth has made commodities least preferred amongst global investors, as a result money has rotated away from commodities and hard assets towards financial assets, where central banks are seen to directly or indirectly playing a role in boosting the prices. A lower commodity prices puts less strain on current account balance and also lowers the inflationary pressures on the local currency. A lower CAD and lower inflation has made Rupee less vulnerable. A lower inflation is also making Indian debt attractive, especially when FX volatility adjusted yields appear quite attractive.

At the same time, easy financial liquidity around the globe is causing foreign investors to chase the hottest asset class, Indian equities. All in all, Rupee has escaped most of the depreciation phase that has befallen on other currencies. It is to be noted, that had it not for RBI's commitment to build foreign currency reserves, Indian Rupee could have been far stronger. However, a too strong currency might have had added adverse impact on our export competitiveness.

A sharply weakening trend in Euro

could be encouraging European investors to shift funds into theme based markets like India. At the same time, a weaker yen is fueling what is a known as carry trade. In carry trade, global speculators borrow in a currency which is weak and carries low interest rate and invest in assets of a currency which stable and carries higher interest rates. At the same time, there is talk of Japan's pension fund GPIF increasing its exposure to global equity markets from currently 15-16% towards 25% of its AUM. It is expected that GPIF could end up buying over a USD 100 billion of global equities. All these steps adds to the flow of financial liquidity, a part of which is causing

Indian equity and debt markets to surge higher. However, if history is any guide, too much of carry flows can create pockets of irrational exuberance and increase volatility in asset classes.

Globally, UK economic data was mixed, with manufacturing sector showing promise over the month of October, with strong output as well better than expected PMI survey.

However, services sector PMI, construction PMI were both weaker in October. UK goods trade balance for the month of September showed a higher than expected deficit. However, going forward, we expect trade balance to show improvement, as weaker pound makes exports cheaper. In Euro

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zone, services and manufacturing PMIs were mixed. ECB chief Draghi indicated that the central bank remains committed to further measures of monetary easing, if need arise.

US economic data was strong, with economic surveys coming stronger than expected in October but factory orders contracted more than expected last month. US unemployment rate declined to a post crises low of 5.8% as the economy added 214,000 jobs last month.

Over the next week, trades have some data to chew from China, Europe and India. October goods trade balance along with inflation and industrial growth numbers will be reported from India. UK economy will report the jobs data for October as well BOE governor will present the inflation report. Euro zone nations will report Q3 GDP data and finally China reports its last month’s industrial growth numbers.

Indian Rupee is expected to remain ranged between 60.80/61.20 and 61.70/90 levels over the medium term. At the same time, Rupee is expected to find buyers on dips against Euro and Yen. Against the Pound, the pair can remain ranged between 96.00/96.50 and 98.00/98.50 levels on spot basis.

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17

Afternoon Despatch & Courier

MUMBAI | MONDAY, NOVEMBER 10, 2014

Is Your Wedding Insurance In Place?

Weddings are made in heaven but they are celebrated on earth and hence, are subject to – like most other things in life – disruptions.

Wedding is an auspicious event, which is high on emotions, feelings, aspirations, traditions, and above all, it is a beginning of a new era in the couple's life. It is also a crucial day for the couple and the families in financial terms. And nobody would want any setbacks at the beginning.

MUKESH KUMAR

Executive Director, HDFC ERGO General Insurance Company

W

« INSURANCE

ith newer themes getting introduced to the celebration of the marital bliss, weddings are getting grander and more expensive. The big budgets and destination weddings are becoming commonplace and stakes are rising. Such weddings require careful planning and professional execution. Amid the euphoria, a mishap would be the last thing that one would think of. However, things can get difficult despite precautions.Whether the wedding budget is Rs 20 lakh or Rs 2 crore or Rs 20 crore, the importance of insuring the event is becoming paramount.

What could help in case things go awry is a Wedding Insurance, which is gaining popularity in India. From its modest beginnings, Wedding Insurance has evolved to be an ideal solution for couples / families and a secured financial cover in times of emergency in India. Today,Wedding Insurance cover taken mainly for the big-budget weddings, but with stakes getting higher, it is only the matter of time when the Wedding Insurance will be a checklist key item for most weddings.

Currently, there are two types of Wedding Insurances that couples can go for: Cancellation Insurances Liability Insurance While couples have choice to select the type of cover from the two available, families typically opt for both types of insurance to make sure that there is adequate coverage andto avoid any hassles or financial liabilities.

Cancellation Insurance is beneficial in the event of the wedding getting canceled. There are multiple possibilities which are likely to occur and Wedding Insurance can be the safest cover for those scenarios. A lot of expenses could have already made before the cancellation event takes place. A part of this investment can be covered through a Wedding Insurance.

Weather plays a big role on the wedding day and couples sometimes struggle to keep peace of mind when the weather plays spoil sport, especially if you are planning a beach or outdoor wedding. Sometimes, unexpected events can also take place where the bride or the groom may fall sick. Wedding day is a big day for couples and the entire family on either side of the household. Lots of gifts and well-wishers are arranged for the big day. However, sometimes these gifts can be misplaced or stolen.

Sometimes, while traveling for the purpose of wedding, luggage or costly gift items like jewelry can be misplaced. Wedding Liability Insurance can help you in this case by reimbursing your jewelry.

Most importantly, the Wedding Liability Insurance provides the crucial financial coverage for damages to venue caused by the guests.

Most Wedding Insurance providers offer this liability coverage that make the insured feel secure and relax financially.

For wedding events one need to factor Natural calamities, burglary or thefts as such mishaps don’t depend on the size of the wedding, they just happen.

HDFC ERGO is one of the companies that offers Wedding Insurance / Event Insurance, which takes care of such potential mishaps such as: Cancellation or re-scheduling due to unforeseen events like natural calamities Damage to the venue due to cyclones, floods or even fire Cancellation due to a major accident involving the bride, groom or immediate family member Insurance can cover burglary or theft, involving money and other valuables Any legal liability arising out of bodily injury or illness to a third party individual or property can also be insured A Public Liability cover can bail you out in case of any legal liability arising out of injury to a thirdparty or property. There is cover against food poisoning too, which also comes under the Public Liability clause.

Premium for such events are based on the type of venue, contingency plans, duration of the event, the organizing costs etc. Wedding Insurance can be taken for the duration of the wedding and can be taken upto a week prior to the wedding.

With markets hovering near all-time highs, you might be wondering if now is the time to sell stocks and lock in some gains. That thought must have crossed the mind of most investors lately. So have we've reached a market top or not?

Frankly, timing a top end reversal is not easy...

Perhaps the market could consolidate momentarily before another huge upsurge unfolds. So we asked the experts and they say ' find great companies, think long term and sit tight. That's all there is to it'. Dominic Rebello brings you their views...

WHERE DO YOU SEE THE SENSEX BY THE YEAR END?

2014 has been a great year for equity markets in India. They have scaled new peak and delivered a return of 33%. I would expect the market to take a breather here and consolidate at these levels.

Ritu Arora, Director - Investments, Canara HSBC Oriental Bank of Commerce Life Insurance.

WE have upgraded our year-end target for Nifty from 8,100 to 8,500.

Vikram Dhawan, Director, Equentis Capital

SINCE May of this year, I have been very bullish on the markets and forecasted that the Sensex would end the fiscal year at 30,000. That stance has not changed. The Sensex is currently testing 28,000 levels and needs to appreciate 7% through two months, which I very much think will happen. The reasons have to do with the fact that this massive bull run we are witnessing is due to sound fundamentals and not mere speculation..

Raghu Kumar, Cofounder, RKSV

MARKETS have been enthused by important factors like lower crude prices, inflation heading southwards, positive global cues and above all the business and investor sentiment having showed good traction. It will be extremely difficult to put a level for Dec 2014, but the overall mood remains quite buoyant and from medium to long term perspective, we remain bullish.

Devang Mehta, Sr. VP, Anand Rathi Financial Services

IT is difficult to put a figure to the Sensex by Dec 2014 but on the whole, I am bullish and see the Sensex gaining 20% over a period of 12 months.

Clifton DeSilva, Director, Altina Securities WE are bullish on the Sensex and expect its momentum to continue on the back of strong earnings growth in Sensex stocks, going forward.

Overall, we expect the Sensex EPS to report a growth of 15.8% in FY2015 and 19.5% in FY2016.

Attributing a 16.5x multiple to our FY2016E Sensex EPS, we arrive at a target of 30,393 for

Experts Views On the Markets By The Year End

BULLISH ALL THE WAY Devang Mehta

Dinesh Thakkar

Ritu Arora

INEVITABLY, a correction will occur at some point the Sensex, implying an upside of ~9% from the present levels with a 12 month horizon. when profit booking begins, but right now the Dinesh Thakkar, Chairman & MD, markets are rallying upward. With the possibility Angel Broking of a rate cut, markets are bound to rally further as investors move their funds away from savings and into the markets. Even if the RBI does not MAJOR factors such as inflation data and RBI policut rates, the markets have priced in an cy decision will affect banking and realty sectors.

Also, global condition is also supportive. December inevitable rate cut sometime in the future. We might see some slight profit booking if a rate cut is seen as positive month for equity markets. As Nifty is currently trading near 8300 levels lifted by doesn't happen in December, but it will be temIT stocks and with banking picking up there is a porary in nature. The CPI and WPI inflation figchance of another up move on Nifty. RBI rate cut ures, assuming they hold steady, will show that may take Nifty to 8500 levels. As no negative surthe previous month's inflation data was no fluke prise is expected from RBI, and based on valuation and will restore confidence in the markets.

Raghu Kumar of top cos on Nifty, benchmark is seen touching 8500 by year end and Sensex at 28,500.

Kiran Kumar Kavikondala, Director & CEO, WE feel that we are in the midst of a structural WealthRays Securities bull run for the next 3 to 5 years. Corrections are an imminent part of bull market. After such a fast and furious rally, there can be minor correcARE YOU STILL BULLISH OR tions to the tune of 3 to 5%. But such correcEXPECT SOME CORRECTION? tions offer excellent opportunities for investors THE market has moved up 33% over the past one sitting on the sidelines and feeling left out to buy and accumulate quality stocks. Devang Mehta year. However market valuation at 17x one year forward earnings is not overly expensive. The ou NO market run up can be perpendicular in nature. tlook for corporate profits has improved substanEvery market bull or bear witnesses correction at tially with improvement in macro-economic condiregular intervals. The Indian stock markets are in a tions. We are structurally positive on the equity market and bullish about long term returns, hence bull phase and are bound to witness corrections at in our view is that every decline is a good buying some point of time and here to putting a figure opportunity.

Ritu Arora would be difficult.

Clifton DeSilva

Clifton DeSilva

Kiran Kumar Kavikondala

Vikram Dhawan

Raghu Kumar

savings and declining interest rates, which would the short term but for the long term. With proper execution of reforms in the coming months and also act as a catalyst for the investment cycle.

Dinesh Thakkar years, the ultimate test will be whether the public is able to maintain the high levels of confidence it has in the government. The only that will happen CPI came at 6.46% for month of September against previous year. The easing was due to fall is through major overhauls and reforms that the government has planned; if all goes well, we can in food inflation which fell considerably from 4.55% to 3.79%. The easing in non core inflation very well see the markets surge 20% annually for the next 2-3 years as India's GDP grows and all brought down the headline number. Also, base WE expect a slightly dovish tone and 25 bps cut in effect also brought down the core inflation num- macroeconomic fundamentals remain strong. ber, but at the same time previous rate hikes Raghu Kumar CRR. We don’t see RBI cutting rates until early taken by RBI lowered core inflation to 4.11% in next year.

Vikram Dhawan Sept. RBI will watching for key data for CPI YES, we would. But, it will largely depend upon October coming next week. As crude prices fell what you buy. Quality will still command a premisignificantly non core inflation is expected to um. A bottoms up approach in picking up excellent RBI Governor Raghuram Rajan has surprised the ease further also, key will be core inflation which businesses and companies with good corporate public with rate hikes in the past, so a "surprise" may cool. Liquidity conditions are strong in margovernance at good valuations will go a long way rate cut might not be so surprising after all. That ket and RBI is nearing its 8% CPI target for Jan in creating wealth.

Devang Mehta being said, the RBI Governor has been steadfast 2015. And as US Fed moves towards normalizing with his intention to always keep low inflation as his number one priority. While inflation has fallen, STRONGLY recommend buying at these levels with monetary policy, RBI is seen taking dovish a 3 year horizon but, only the stocks which justify stance but wait before rate cut, it may ease liqhe might want more re-assurance by waiting for valuations. the inflation figures to be released mid December uidity by easing through SLR and CRR. Clifton DeSilva Kiran Kumar Kavikondala (CPI on 12th Dec and WPI on 15th Dec) before making a move to lower the repo rate. Therefore, I YES I would like to recommend buying at the curam expecting him to keep rates on hold. rent levels in anticipation of a revival in the overall WOULD YOU RECOMMEND A Raghu Kumar We are positive on banking stocks as BUY AT THESE LEVELS WITH A 3 economy. they are among the best plays on the overall ecoYEAR HORIZON? WITH inflation having softened and growth still nomic revival story. In this space we like both pribeing a concern , we feel that there is a possibility WE at Canara HSBC Oriental Bank of Commerce vate and PSU banks as inflation is likely to come of a 25 bps rate cut in the December policy. down going forward and this would be followed by Life Insurance are structurally positive on Equity Devang Mehta Markets. We believe that the macro-economic lower interest rates. Lower interest rates are environment is improving, inflation and fiscal expected to act as a positive catalyst for the econINDIA appears to be in a cocoon right now, insulat- LIMITED up move is expected in equity markets omy in general and the banking sector in specific. deficit are coming down. Interest rates have INFLATION is on the decline and a strong case is ed from weakness in Europe and emerging marWe also prefer stocks in the automobile and auto with upside level seen for Nifty in short term is peaked out. Strong and stable central governbeing built up for the RBI to reduce rates. kets. A strong dollar is also not upsetting the ancillary space owing to recovery in sales volumes.

8500. Bullish stance remains intact but some ment is taking steps to revive investment in the However, the RBI governor may wish to postpone Further, we are positive on cement stocks as well, caution can be seen ahead of budget and US economy. This augurs well for growth going forappetite of FIIs for Indian assets. This is primarily the rate cut for the new calendar year. due to softer energy and gold prices that is under- Fed policy next year. Also, important bill like GST Clifton DeSilva ward and that would drive faster profit growth for on expectations of a revival in GDP growth and more specifically, pick-up in infrastructure and is expected to gain momentum in winter session. companies. Market valuations at 17X one year pinning the rupee and at the same time tapering construction activity. We particularly like smaller Thus, in a bad case support for Nifty is seen at forward earnings are not overly expensive. We current account deficit and inflation. All of this THE government and the Reserve Bank of India believe that double digit CAGR returns would be against the backdrop of a resolute government (RBI) have been continuously making efforts to regional cement players as their valuations still 7700 while upside till 9000 can be expected in focussed on reforms and growth. India has never look compelling.

Dinesh Thakkar best case scenario. Kiran Kumar Kavikondala bring down inflation, which are now beginning to made in equities over the next 3-5 years. Life had it so good, However most market pundits are yield results. Lower crude oil prices and stable insurance products with long term horizon are ignoring risks emanating from steep declines in currency have aided in easing of inflationary best suited to take advantage of structural INVESTORS may book partial profits at current levDO YOU EXPECT THE RBI TO euro, yen, ruble and their peers. We may be on improvement in the market.

Ritu Arora els and wait for upcoming volatility next year to pressures. Going forward, we expect inflation to REDUCE RATES ON DEC., 2? end. Cyclicals are expected to pick up in Q3; hence continue trending lower as the RBI's tight money verge of currency wars- race to the bottom! This investors may accumulate these stocks. In case of policy as well as the government's decision of YES, there are still buying opportunities in select may pose a threat to our exports and we may feel THE case for bringing down interest rates and correction investors are suggested to accumulate the chill of a moribund global economy. In such a easing monetary policy is getting stronger. Sharp measured 4-5% hike in minimum support prices mid-caps. However, we would advise investors to for a 3 year horizon. Overall sentiment for equities as opposed to average hikes of 10-12% in last remain cautious on the broad market. situation, It remains to be seen if RBI will alter its decline in crude oil prices and other commodiVikram Dhawan remains bullish for coming year, but current levels stance; cut rates and allow rupee to depreciate. ties coupled with a stable currency augur further few years, would aid in lowering food and overall inflation. As the inflation corrects within the RBI's Either way we may brace for volatility in equities improvement in inflation. Inflation has already indicate slightly overbought zone. comfort levels of 6%, we expect rising financial and currencies in early 2105.

Vikram Dhawan come down substantially over the past year.

YES, absolutely. The trend is upward not only for Kiran Kumar Kavikondala Liquidity in the economy has improved and banks have started reducing deposit rates. 10 yr GSec rate has come down by 50bps over the past 4 months. Interest rates have started coming down in the economy and we believe that RBI would also start to ease monetary policy if not in the current meeting, then in the subsequent policy meeting.

Ritu Arora

18

Afternoon Despatch & Courier

Company

ABIRLANUVO ACC

ADANIENT

ADANIPORTS

ADANIPOWER ALBK

MUMBAI | MONDAY, NOVEMBER 10, 2014

F&O SCRIPS WEEKLY SUPPORT AND RESISTANCE LEVELS FOR NOVEMBER 10 -- 14, 2014 Close 1741

PP

1724

R1

1653

509

535

455

1514

1557

294

292

305

48

117

482

48

117

52

1170

1160

1222

300

303

321

ARVIND

ASHOKLEY

ASIANPAINT

234

48

648

231 48

652

45 81

APOLLOHOSP

247

50

681

JSWSTEEL

265

97

242

428

279

91

234

APOLLOTYRE

56

41

106

217

209

1283

1098

1036

338

286

269

711

622

593

264

53

214

45

76

198

42

AUROPHARMA

1033

1017

1108

1199

BAJAJ-AUTO

2554

2577

2665

2753

2489

2402

BANKINDIA

288

288

301

314

275

262

AXISBANK

BANKBARODA BANKNIFTY BATAINDIA

BHARATFORG

472

967

16828

16312

936

785

734

835

885

BIOCON

457

CAIRN

277

247

250

761

750

456

1336

1409

911

392

18376

841

393

427

1050

17860

1262

532

836

1003

17344

1252 392

BPCL

957

497

17458

BHARTIARTL BHEL

462

927

1189

864

1115

753

657

625

583

633

CESC

688

689

CNXIT

11519

11480

11695

11911

11264

11048

COLPAL

1784

1761

1875

1990

1647

1533

DABUR

229

229

239

250

219

208

1763

1775

1952

2130

1598

1420

COALINDIA CROMPGREAV DISHTV

DIVISLAB

DJIA.Nov 21 DLF

DRREDDY

EICHERMOT EXIDEIND

FEDERALBNK

FTSE100.Nov 21 GAIL

GLENMARK GMRINFRA

GODREJIND

654 345

189 59

660 354 190

59

721 681 387

200

62

3402

3350

3635

3921

3064

2779

135

12767

161

146

130

12782

161

146

144

13362

166 151

860

944

691

607

307

22

305

290

1108

88

288

1110

88

552

24

314

3466

3354

1758

1534

1459

972

884

855

319

1146

1182

96

104

273

1074 79

257

1037 71

2525

157

160

171

183

148

137

209

207

762 75 71

169

71

166

IGL

406

399

732

4184 58

377

39

190

158

147

1751

1831

1592

176

185

157

43

47

35

76

162

426

813 84 80

169

453

724 70

67

694 65

1512

62

147

147

140

372

344

4147

4292

4437

4002

375

390

405

360

359

366

374

351

344

87

97

77

68

725 59

JINDALSTEL

162

166 33

751 63

777 67

108

31

129

260

33

460

122

262

84

155

115

IRB

358

179

181 512

79

155

116

668

75

1671

259

616

783

153

39

233

753

IDFC

JPASSOCIAT

287

3802

2744

1694

JISLJALEQS

296

19

3400

ICICIBANK

ITC

323

20

406

3181

169

IOC

26

454

2962

167

IOB

304

601

2906

HINDZINC

INFY

136

776

22

503

564

INDUSINDBK

150

800

488

575

INDIACEM

141

11622

6469

HINDPETRO

IFCI

156

6507

942

IDEA

156

12202

6621

913

IDBI

172

102

6583

907

IBREALEST

13943

116

6545

1684

HINDUNILVR

159

6532

1609

HINDALCO

53

16943

1623

HEXAWARE

56

170

17201

HCLTECH

HEROMOTOCO

65

180

289

17973

3690

HDIL

210

322

616

17716

3578

HDFCBANK

419

638

17458

3607

HDFC

703

532

17538

GRASIM

HAVELLS

684

372

699 55

272

285

180

194

153

36

40

30

107

247

101

673

3857

51

345

235

139 27

75

78

68

376

405

MINDTREE

1110

1093

32532

32339

254 431

3300

1412 307

260 431

3300

1726

433

3388

NMDC

390

71

3304

NFTYMCAP50

1361

71

312

MRF

1434

1086

143

3306

MOTHERSUMI

1103

1208

137

1212

125 347

1151

1045

119 65

318

1600

1537

1195

1128

3471

3221

3137

1157

1222

1028

963

33724

35109

30954

29569

1480

327

283 452

3300

1790

9

1169

1168

131

MARUTI

MCLEODRUSS

69

1127

1653

1398

M&MFIN

74

1130

1580

1330

481

445

1507

1369

S2

1396

1263

NHPC

426

1501

1303

1246

239

656

91

S1

12

1335

1430

M&M

260

703

86

1663

323

844

80

19

1659

LUPIN

227

797

302

R2

17

1274

383

LT

430

408

CIPLA

LICHSGFIN

443

406

591

L&TFH

R1

1236

131

342

CANBK

CENTURYTEX

KTKBANK

PP

14

1218

KOTAKBANK

JUSTDIAL

483

281

78

1288

470

238

14

JUBLFOOD

443 274

Close

JSWENERGY

418

262

367

Company

JPPOWER

1428

111

225

86

319

S2

1581

1471

128

224

87

1600

123

AMBUJACEM

ANDHRABANK

S1

1868

1519 478

R2

1796

1549 346

305 473

3300

1343 287

237 410

3300

1274 267

214

389

3300

Can’t get copies of the Afternoon Despatch & Courier in your area?

Please contact Mr Chalke on 9920831512

21

21

22

24

20

19

NIFTY

8382

8373

8460

8547

8287

8200

NTPC

145

147

153

158

141

136

156

OFSS

160

178

197

142

124

3362

3378

3465

3553

3290

3203

ORIENTBANK

293

289

303

318

275

261

PFC

284

285

294

303

276

266

POWERGRID

146

146

153

139

132

671

658

702

RECLTD

304

304

315

RELIANCE

988

996

1027

1058

RPOWER

75

77

83

90

ONGC

411

PETRONET

202

PNB

944

PTC

92

RANBAXY RCOM

109

RELCAPITAL

470

RELINFRA

634

408

203 945 93

108 479

641

419

216

430

228

397

191

987

1028

904

97

101

89

114 513

673

160

746

120

325

386 179

862 85

614

569

294

283

965

934

103

546

446

705

609

71

97

412 577

64

S&P500.Nov 21

2031

2025

2048

2072

2001

1978

SBIN

2759

2757

2857

2957

2657

2557

365

353

393

434

313

SAIL

SIEMENS

82

886

SKSMICRO

SRTRANSFIN

977

SSLT

84

884

90

904

887

877

937

997

817

758

248

253

272

324

327

340

353

421

418

432

446

405

170

177

154

347

364

312

294

506

530

457

433

TATACOMM

430

420

453

TATAMOTORS

537

536

558

92

93

97

162

TATAMTRDVR

329

TATASTEEL

474

TCS

TECHM TVSMOTOR UCOBANK

UNIONBANK UNITECH

329

482

2687

381

384

406

704

ULTRACEMCO

162

84

2620

259 705

85

144 487

580

102

234

313

119

491

88

428

361

273

287

2473

245

102

77

26

30

19

ZEEL

374

249

681

236

251

365

390

561

584

607

365

395

251

681

231

2418

94

23

556

339 654

23

WIPRO

2439

2325

680

2495

340

84

756

2728

220

147

731

2651

216

110

391

513

2522

2915

300

353

2770

2768

216

387

2573

334

YESBANK

290

2576

UPL

VOLTAS

136

2604

255

UBL

127

2589 2659

TITAN

272

926

126

TATAPOWER

844

1043

SYNDIBANK TATAGLOBAL

864

71

1004

896

TATACHEM

925

78

965

SUNPHARMA SUNTV

97

264 705

277

730

425

205

315

238

538

656

335

Intraweek Support and Resistance Levels Based on the “Pivotal Point” theory of Techincal Analysis PP Points indicate the level where the trend is likely to change during intra-week.

68

190 15

290

225 514

631

306

19

Afternoon Despatch & Courier

MUMBAI | MONDAY, NOVEMBER 10, 2014

« TOP VIEW

So where do we start off on the role of capital markets in the India growth story? I try and think back and I can’t recall any other instance than now when India had rising stock markets, falling oil prices and a stable, majority government all at the same time. These are exceptionally good conditions to once again lay the foundation for the much-aspired 10% GDP growth for India.

—HDFC Chairman Deepak Parekh

« TECHNICAL PICKS

By Sanjay R. Bhatia NOTE – The Stop Losses are to be followed strictly on the closing price basis.

Indecisiveness Prevails NSE India : CNX Nifty — Daily Market Report for: Monday (November 10, 2014) By Dominic Rebello

REVIEW OF THE PREVIOUS DAY:

The Nifty fell marginally on Friday (November 07, 2014) a net 1.30 points (0.02%) and closed at the 8337 point level. The market opened down at the 8331 points level. It then rose sharply into the green and registered the day’s high at the 8360 points level at 9.21 a.m. The index then declined sharply into the red and registered the day’s low at the 8290 points level at 10.25 a.m. It then rose and turned into a range bound movement to close the day on a flat note. The Nifty witnessed a volatile session and moved in a range of 70 points. Sentiment was mixed and amongst the 50 Nifty stocks 22 were gainers, 27 were losers and 1 remained unchanged. Substantial buying was witnessed in healthcare and realty stocks, while selling was witnessed in capital goods, metal, FMCG, auto, power and banking stocks.

TECHNICAL ANALYSIS: Volume: Volume (Qty shares) decreased 9.14%. This change is moderate and indicates a moderate participation by investors.

Market Breadth: Overall Market Breadth on the NSE was negative. Amongst all the traded stocks, 693 were gainers, 882 were losers and 45 remained unchanged.

Slow Stochastic Indicator: The Slow Stochastic Oscillator has risen in the over-bought zone.

The Slow K line in the Stochastic Oscillator is above the slow D line (positive if it continues).

RSI Indicator: The RSI is above the 60 level and is now turned flat (positive if it rises).

MACD Indicator: The MACD is above zero and is rising (positive if it continues). It is above its 9-day Average (positive).

Overall Market Strength/Weakness: The indicators and oscillators discussed here are indicating a strong market but with a neutral bias.

Support Levels: For short-term traders the immediate main support is at the 8144 points level.

The next support is at the 8026 points level.

Resistance Levels: The immediate main resistance is at the 8372 points level.

The next resistance is at the 8419 points level.

Pivot Point Analysis: For intra-day traders the support and resistance levels are calculated according to the pivot point theory and are: Pivot point = 8329 (This is the level where the trend is likely to change during intra-day).

Support (1) = 8298.

Support (2) = 8259.

Resistance (1) = 8368. Resistance (2) = 8399.

OUTLOOK FOR TODAY: On Japanese candlestick patterns the index has formed a third consecutive doji pattern. This indicates that the indecisiveness amongst investors continues. The next candle formation will confirm whether the bias is towards the buy or sell side of the market.

However, the index is above the 5, 15, 25 and 200 day moving averages and all the four averages are rising and also positively trended. Further, the velocity parameters too indicate strength. All these indicate a positive bias and the possibility of an upmove unfolding. Investors are advised to hold long positions.

Work with strict stop losses on all positions

ADX Indicator & DI Lines: The +DI line is above the – DI line but both lines are converging (negative if it continues).

The ADX is rising while the Market Index is flat. No signal here.

MOVING AVERAGES (TREND INDICATORS) The index: Is above its 5-day average (at 8298) Positive.

Is above its 15-day average (at 8054) Positive.

Is above its 25-day average (at 7998) Positive.

Is above its 200-day average (at 7215) Positive.

All the four averages are positively trended. Positive.

Disclaimer: Investment recommendations made in ‘ADC’ are for information purposes only and derived from sources that are deemed to be reliable but their accuracy and completeness are not guaranteed. ‘ADC’ or the analyst/writer does not accept any liability for the use of this column for the buying or selling of securities. Readers of this newspaper who buy or sell securities based on the information in this newspaper are solely responsible for their actions. ‘ADC’ and/or its affiliates and/or employees and/or the author, his company or his acquaintances may have interests/ positions, financial or otherwise in the securities mentioned in this newspaper.

BUY AB Nuvo above 1745, Stop Loss 1720, Target 1800 AB Nuvo is displaying a positive trend. It is displaying a higher top higher bottomformation. It is placed above its 200-day SMA, which is its long-term moving average and is a positive sign for the stock. The RSI and the KST are placed above their respective averages. The volume recorded i good and is placed above its 10-day SMA. It is likely to move higher and should be bought above 1745 with stop loss of 1720 and Target Price of 1800.

BUY ACC above 1511, Stop Loss 1489, Target 1560 ACC is displaying a positive trend. It is displaying a higher top higher bottomformation. It is placed above its 200-day SMA. The volume recorded is good and is placed above its 10-day SMA. The KST and RSI are placed above their respective averages. It is likely to move higher and should be bought above 1511 with stop loss of 1489 and Target price of 1560.

BUY Aurobindo Pharma above 1030, Stop Loss 1007, Target 1080 Aurobindo Pharma is displaying a positive trend and is trading at historic highs. It is displaying a higher top higher bottomformation. It is placed above its 200-day SMA, which is its long-term moving average and is a positive sign for the stock. The volume recorded is good and it is placed above its 10-day SMA. The KST and RSI are placed above their respective averages. It is likely to move higher and it should be bought above 1030 with stop loss of 1007 and Target Price of 1080.

SELL ARVIND FUT below 298, Stop Loss 303, Target 287 ARVIND FUT is turning weak in the short term. The volume recorded is good and is placed above its 10-day SMA. The RSI is placed below its average, while the KST is on the verge of slipping below it. It is likely to move lower. It should be sold below298 with stop loss of 303 and Target Price of 287.

SELL BHEL FUT below 246, Stop Loss 252, Target 234 BHEL is turning weak in the short term. The volume recorded are good but is placed marginally below its 10-day SMA. The RSI is placed below its average, while the KST is on the verge of slipping below it. It is likely to move lower. It should be sold below 246 with stop loss of 252 and Target Price of 234.

Aban, Atul Auto and Bharat Forge given last week have achieved their Targets

« BROKERAGE RECOMMENDATIONS

RELIGARE CALLS A ‘BUY’ ON TATA COMM.

CMP: Rs. 450 Target Rs. 575 Maintain conviction BUY: We like TCOM’s unique data positioning on networks and solid potential for cloud infra services. We think this should translate into higher data mix/growth, which in our view deserves a higher multiple. We raise our FY16/FY17 EBITDA estimates by 5%/4% and roll over to a Dec’15 TP of Rs 575 (from a Sep’15 TP of Rs 425). We also upgrade our data multiple to 6.5x EV/EBITDA from 5x EV/EBITDA earlier.

We maintain our voice multiple at 5x/land value at Rs 105.

ANGEL BROKING CALLS A ‘BUY’ ON BANK OF INDIA

CMP: Rs. 286 Target Rs. 353 Outlook and valuation: BOI is expected to be one of the beneficiaries of an improved economic and policy environment. Further with inflation consistently declining, we expect interest rates to decline. This is expected to improve the operating performance of BOI on all fronts including credit growth, asset quality and treasury gains. Inspite of the recent run up in the stock price, the bank is trading at a relatively cheap valuation of 0.6x FY2016E ABV. We recommend a Buy rating on the stock with a target price of Rs 353.

20

Comprehensive Plans Are For The Coverage Of Own Car Afternoon Despatch & Courier

MUMBAI | MONDAY, NOVEMBER 10, 2014

MANOJ ASWANI

is VP at MyInsurance Club.com

« INSURANCE I am 31 years old. I am employed in a Private Firm who provide Comp. Health coverage for 3 Lakhs for me and My fits. Thus, having an individual policy of your Family (Wife and a Kid). My question is own is very important.

You can compare and choose the best should I still go for a additional health health plan for yourself. insurance. Are there any benefits of taking additional health insurance so early or can I wait till I am 40 and then start addiI am an LIC advisor for the past 1.5 years. tional coverage.

The 1st year I have completed 22 lives, —Param Saxena, Andheri but, in the 2nd till date I have been able to It is always good to have your individual health do only 2 lives till date. I had taken the insurance policy since you have continuity ben- license on 20/05/13. Do I have to comefits even if your company does not provide plete the balance of 10 lives within coverage for ever or you change jobs or start December end or 20/05/15?

—Sakthivel Iyer, Andheri something of your own at any point of time.

Ideally you should have done 12 lives before Also, you can continue your individual health you complete Year 2 in May 2015. However, it plan till death, like Apollo Munich Easy Health Policy and the cover will not cease to exist after totally depends on the LIC Branch you are associated with. According to an internal policy retirement when you actually need it. of LIC, there is a Minimum Business amount Also, since you would have paid the premithat an agent needs to do every year to retain ums till your retirement, you would be able to his agency which is not mandated by IRDA get the benefits of continued renewal without any waiting period concerns. though. Ideally you can check with your Branch Also, availing the health insurance policy can Manager or Marketing Manager (Sales) for the same. save a lot of concerns with pre-existing bene-

« PRODUCT REVIEW: FUTURE CRITICARE PLAN

By Manoj Aswani

uture Criticare Plan is a Critical Illness health insurance plan which is designed to cover 12 mentioned Critical Illnesses. If the insured is diagnosed with any of the specified Illness and survives for up to 28 days post diagnosis, the entire Sum Assured is paid.

In this plan, premium needs to be paid every year. This is a Critical Illness plan covering 12 major Illnesses The Sum Assured ranges from 1 lakh to 20 or 50 lakhs depending on age of the proposer.

If the proposer is diagnosed with any of the mentioned Illnesses and survives 28 days post diagnosis, the Sum Assured is paid entirely

Key Features of Future Criticare Plan: It is a Critical Illness plan covering 12 major Illnesses The entire Sum Assured is paid on diagnosis if the proposer survives 28 days post diagnosis or treatment undertaken for the illness The plan can be taken on an Individual Sum Assured or Floater Sum Assured basis No medical check- up up to age 45 years and 5 Lakhs Sum Assured after which 50% of the pre-policy check-up expenses is reimbursed upon policy issuance Lifelong renewability under the plan On renewal, there is a limit on the Sum Assured depending on the renewal age. It is 10 Lakhs for 66-70 years, 5 Lakhs for 71-75 years and 2 Lakhs for 76 years & above There is a loading in renewal premium after 65 years which is 10% for 65-70 years, 20% for 71-75 years and 25% for 76 years & above Under the family floater option, self, spouse, 2 dependent children and 2 dependent parents can be covered

(The author is Vice President at www.MyInsuranceClub.com, insurance comparison website in India.

You may write to him at manoj@myinsuranceclub.com)

A Critical Illness Plan Covering 12 Major Illnesses

Eligibility and Restrictions of Future Criticare Plan Coverage Amount (in Rs.) 20 Lakhs (age>=45 years)

1 Lakh

Entry Age of Child (in years)

6

65

6

25

Lifelong

What is covered in Future Criticare Plan?

The Critical Illnesses covered are: Cancer of specified severity Kidney Failure requiring regular Dialysis Primary Pulmonary Arterial Hypertension Liver Failure Multiple Sclerosis with persisting symptoms Major Organ or bone Marrow Transplant Open Chest CABG Aorta Graft Surgery Stroke resulting in Permanent Symptoms First Heart Attack (Myocardial Infarction) of

Hospitalization due to war Congenital and external anomalies Naturopathy treatment Treatments due to participation in hazardous activities Diagnosis outside India unless specified conditions are fulfilled

Sample illustration of Premium of Future Criticare Plan The below illustration is for a healthy Male opting for Sum Assured = Rs. 10, 15 and 20 lakh at ages= 35, 45and 55 years respectively

-

• There is a Family Floater discount on covering family members which depends on the member’s age and ranges from 50% to 5%

50 Lakhs (age<=45 years)

1

Maturity Age (in years)

Minimum Maximum

Policy Term (in years)

Entry Age of Principal Insured (in years)

Sample Illustration

specified severity Coma of specified severity Total Blindness

Exclusions - What is not covered in Future Criticare Plan?

All treatments except within first 90 days Pre-existing conditions Treatments not medically necessary or not performed by a doctor Birth control procedures or hormone replacement therapy HIV, AIDS and related diseases Cosmetic surgery, sex change surgery AYUSH Treatments Abuse of drugs, alcohol, hallucinogens, intoxicant

Premium rates

F

According to the rules of LIC, you need to do at least: 1st year- Minimum 6 lives and Rs 50000 FPI 2nd year- Minimum 6 lives and Rs 50000 FPI By the end of the 3rd year, you need to do a Minimum 36 lives and Rs 3 Lakhs FPI cumulatively in the last 3 years.

If the above conditions under "Minimum Business Guarantee" or MBG, your license would get terminated via a letter from the HO. However, the same can be reinstated by the Branch Manager in the 4th year after license expiry. But even in the 4th year, if you are unable to do the MBG or at least 12 lives or Rs 1 Lakh of Premium, then your agency would get permanently terminated.

There's no such rule as per IRDA but the insurance company or the branch may impose certain norms. Renewal commission would be payable since you have completed 5 years in the company even if you do not do even 1 policy as per IRDA.

I need some clarification regarding third party insurance, our car (Maruti Zen-2005 model) meet with an accident by a bus which hit us from behind and terribly damaged our car beyond repair. We want to claim damages from third party insurance of bus. Some lawyers are saying that we won’t get any damage for the car but if we got any injuries then we can claim for the injuries only. Please clarify.

—Amit Khanna, Juhu Scheme In short, your lawyers are correct. Let me explain Third Party Liability Insurance Coverage. Your Car is a moving vehicle and is called the "First Party". Usually the damage of your car is done by another Car or Moving Vehicle. They are called "Second Party".

However, if any moving vehicle causes damage to anything other than moving vehicle, like people on the road, boundary wall, etc. that is not a "Moving Vehicle" is called "Third Party".

In case of Third Party Claims, i.e. if you got hurt or any asset of yours got damaged due to any Moving Vehicle, you can file a FIR and that will be referred to the Third Party Tribunal by the Police. The Third Party Tribunal will decide "How Much Compensation" is due to you and will be settled by them. All claims paid by the third party tribunal are settled by all Insurance Companies who have sold Third Party Car Insurance Companies proportionate to the policies sold irrespective of who's car has done the damage, etc.

Now, as far as your Car is concerned, you will get the entire claim from your Own Insurance Company if you have a Comprehensive coverage. Comprehensive Plans are for the coverage for your own car in case that gets damaged.

SA 10 lakhs SA 15 lakhs SA 20 lakhs

35 years 3785 5954 8111

45 years 55 years 9562 23396 14038 34787 18887 46980

Family Floater of Future Criticare Plan 2 Adults + 2 dependent children + 2 dependent parents

Tax Benefits of Future Criticare Plan Health Insurance premiums paid up to Rs. 15,000 and Rs 20,000 for senior citizen are allowed as a deduction from the taxable income each year under section 80D of the Income Tax Act.

© Courier Publications Private Limited. All rights reserved. Reproduction in any manner, electronic or otherwise, in whole or in part, without prior written permission is prohibited.

Afternoon Despatch & Courier MUMBAI

| MONDAY, NOVEMBER 10, 2014

21

22

I AM NUMBER FOUR

TV GUIDE

TODAY’S BEST VIEWING

Extraordinary teen John Smith (Pettyfer) is a fugitive on the run from ruthless enemies sent to destroy him. Changing his identity, moving from town to town with his guardian Henri (Olyphant), John is always the new kid with no ties to his past.

In the small Ohio town he now calls home, John encounters unexpected, life-changing events-his first love (Agron), powerful new abilities and a connection to the others who share his incredible destiny.

HBO, 11.10 p.m.

SHASTRI SISTERS

SOAPS & SERIALS

Sareen and Neel return home, Rajat notices and questions them where both of them were. Minti gets upset with Nikki as her plan to trap the sisters fails and so, Nikki pacifies her and shares another plan for Shastri Sisters. Sareen tells Minti that he was in the police station, Minti is shocked and restless. Coincidentally Rajat meets Anu and offers her a lift. Alka calls Anu and tells her how buaji has granted 24hours to prove her innocence.

Colors, 7 p.m.

Urmi feels betrayed by Ishaan because he was not upfront about Samrat and his ways when she asked him about Samrat before the pheras. Ishaan wants to make up for it and offers to help her fight the divorce. However, Urmi is clear in her mind that she will have to walk down this road alone. Will she be able to win the case? Zee TV, 10.30 p.m.

MUTANT PLANET

Shastri Sisters, Colors, 7 p.m.

Animal Planet reveals why the nature allows strange and eccentric animals and their patters of behavior to flourish through the miracle of natural selection. Tune into this astounding show as it takes its audience on journey detection and discovery to understand the powerful forces that cerate the mysteries of evolution. Animal Planet, 8 p.m.

assignment of relocating a towering Lighthouse perched on the edge of a cliff….an Oil Rig in the deep ocean… or raising a lofty Control Tower into the radar ceiling of the world’s busiest Airport. This series follows engineers as they grapple with these and other Extreme Removals. Every structure is unique, and will pose a different set of engineering problems. Discovery Science, 7 p.m.

Experts agree that there are some very basic - and universal - rules for surviving in the wild. Find shelter, find water, find food and find help. Beyond that, there is not much they agree on.

Meet two skilled experts, military-trained Dave Canterbury and naturalist Cody Lundin, both of whom have very different methods of meeting survival challenges. Can they survive together?

Or will the need to exert their survival habits lead them to further catastrophe or worse - cost them their lives? Discovery, 9 p.m.

Baldev says Yes for the marriage with Simran. Veera decides to conciliate her relationship with Baldev when she gets to know that he has agreed to get married to Simran. She congratulates Baldev before he could break the news to her. Ranvi tries to cheer her up. Veera and Baldev get on their ego phase. Gunjan gets deep in debts. Veera decides to irritate Baldev and she along with Baldev’s friends trick Simran. Both Veera and Baldev realise that they are going to be separated forever. Veera decides to win back Baldev. Star Plus, 10.30 p.m.

Moving house is a logistics nightmare….but imagine the challenge of moving an entire house - fixtures, fittings, brick walls, chimney, windows and roof….then re-assembling the complete structure somewhere else! Imagine the impossible engineering

Tune into ID - Investigation Discovery’s BLOOD RELATIVES, as the show reveals some complex layers of jealousy, adultery, and vengeance that results in the unthinkable: a murder within a family. DI, 9 p.m.

DUAL SURVIVOR

MEGA MOVES

PREDATORS

EK VEER KI ARDAAS – VEERA

BLOOD RELATIVES

MOVIES OF THE DAY

The mercenary Royce; the military Isabelle; the Russian soldier Nikolai; the San Quentin criminal Stans; the Sierra Leone militia Mombasa; the drug lord Cuchillo; the Yakuza Hanzo; and the Doctor Edwin awake in free fall but they succeed to open their parachutes landing in a jungle. Soon they discover that they are on another planet and they are prey of aliens in a deadly hunting game, and they need to join forces to destroy their predators and survive. Star Movies, 9 p.m.

MISSION: IMPOSSIBLE: III

After successfully crossing over (and under) the Misty Mountains, Thorin and Company must seek aid from a powerful stranger before taking on the dangers of Mirkwood Forest—without their Wizard. If they reach the human settlement of Laketown it will be time for the hobbit Bilbo Baggins to fulfill his contract with the dwarves. The party must complete the journey to Lonely Mountain and burglar Baggins must seek out the Secret Door that will give them access to the hoard of the dragon Smaug. And, where has Gandalf got off to? Pix 9 p.m.

DILJALE

Captain Ranvir is assigned the task of apprehending two terrorists named Shaka and Dara. Upon arrival in the region, he meets with and falls in love with Radhika, the daughter of Rajasaheb, who also is a Mantri. The latter approves of him, and arranges his wedding with his daughter. Before the engagement could take place, Ranvir finds out that he has a rival in Shaka, who was in love with Radhika before, and is all set to prevent this marriage at any and costs. Ranvir decides to postpone his wedding until such time he arrests Shaka and his associates - a decision that will not only pit him against well-armed terrorists.

Star Gold, 8 p.m.

Housefull is a romantic comedy entertainer which narrates the

STAR PLUS

P.M. 2.00 Everest 2.30 Diya Aur Bati Hum 3.00 Iss Pyar Ko Kya Naam Doon-Ek Baar Phir 3.30 Suhaani Si Ek Ladki 4.00 Saath Nibhaana Saathiya 4.30 Nisha Aur Uske Cousins 5.00 Ek Veer Ki Ardaas-Veera 5.30 Yeh Hai Mohabbatein 6.00 Iss Pyar Ko Kya Naam Doon-Ek Baar Phir 6.30 Suhaani Si Ek Ladki 7.00 Saath Nibhaana Saathiya 7.30 Ye Hai Mohabbatein 8.00 Ek Hasina Thi 8.30 Nisha Aur Uske Cousins 9.00 Diya Aur Bati Hum 9.30 Yeh Rishta Kya Kehlata Hain 10.00 Everest 10.30 Ek Veer Ki Ardaas-Veera 11.00 Ye Hai Mohabbatein

P.M. 1.30 2.00 3.00 4.00

Predators, Star Movies, 9 p.m.

story of Aarush - the world’s unluckiest man. Being jinxed, he believes his bad luck can vanish if he finds true love. In this quest for true love how one lie leads to another and how different people from different walks of life come together adding even more confusion to this hilarious comedy of errors resulting in total chaos and mayhem forms the crux of the story. CVO, 9 p.m.

AB TAK CHAPPAN

Aan honest cop named Sadhu Agashe makes a name for himself by killing criminals in sting operations instead of locking them up in prison. The film follows his method of working, gives an insight into the Mumbai Police Crime Branch, and Agashe’s alleged connection with the underworld. Filmy, 8.30 p.m.

DESH PREMI

Master Dinanth is a freedom fighter and led the war against the British in 1942 and eventually won the independence in 1947. But after independence, the people’s love for their country seems to be diminishing and they are too busy betraying it like rich businessman Thakur Pratab Singh. Masterji finds out about Thakur Pratab Singh’s illegal activities such as smuggling of weapons and ammunition and gets him arrested. In revenge for putting him in prison, Pratab Singh gets Masterji’s wife Bharati (Sharmila Tagore) and daughter Priti kidnapped by Thakur’s partner in crime Sher Singh to try and change his ways but to no avail. Zee Classics, 9 p.m.

STAR WORLD

House Revenge Simpsons Year Modern Family MasterChef Australia House Revenge Simpsons Year The Neighbors Masterchef Australia House Revenge

ZEE CAFÉ

5.00 6.00 7.00 8.00 8.30 9.00 10.00 11.00

Two and a Half Men Scandal Desperate Housewives America Funniest Home Videos Just for Laughs Scandal The Millers The Big Bang Theory Two And a Half Men Desperate Housewives Scandal The Big Bang Theory

P.M. 12.00 5.00 8.00 9.00 9.30 10.00 10.30 11.00

CID Kaun Banega Corepati Itni Si Khushi Tum Aise Hi Rehna Hum Hain Na Maharana Pratap Humsafars Crime Petrol

P.M. 2.00 2.30 3.00 3.30 4.00 4.30 5.00 5.30 6.00 6.30 7.00 7.30

Ethan Hunt comes face to face with a dangerous and sadistic arms dealer while trying to keep his identity a secret in order to protect his girlfriend. Starring Tom Cruise, Philip Seymoiur Hoffman, Zee Studio, 9 p.m.

THE HOBBIT: THE DESOLATION OF SMAUG

www.afternoondc.in

MUMBAI | MONDAY, NOVEMBER 10, 2014

P.M. 2.00 3.00 4.00 4.30 5.00 6.00 7.00 8.00 8.30 9.00 10.00 11.00

DOLI ARMANON KI

HOUSEFULL

Afternoon Despatch & Courier

8.00 8.30 9.00 9.30 10.00

SONY TV

ZEE TV

Aur Pyaar Ho Gaya Doli Armaanon Ki Kumkum Bhagya Maharakshak Aryan Qubool Hai Bandhan… Saari Umar Doli Armaanon Ki Jamai Raja Kumkum Bhagya Dil Se Naachein Indiawaale Bandhan… Saari Umar Sapne Suhane Ladakpan Ke Jodha Akbar Jamai Raja Kumkum Bhagya Qubool Hai Aur Pyaar Ho Gaya

10.30 Doli Armaano Ki 11.00 Jodha Akbar P.M. 2.00 7.00 7.30 8.00 8.30 9.00 9.30 10.00 10.30

LISTING

LIFE OK

Savdhaan India Ajeeb Daastaan Hai Ye Gusstakh Dil Devo ke Dev Mahadev Tumhari Pakhi Laut Aao Trisha Ajeeb Daastaan Hai Ye Comedy Classes Savdhaan India: India Fights Back 11.30 Ajeeb Daastaan Hai Ye P.M. 2.00 2.30 3.00 3.30

COLORS

Udann Mri Aashiqui Tum Se Hi Sasural Simar Ka Udaan

10.30 Jai Malhar 11.00 Ka Re Duraava

ANIMAL PLANET

P.M. 2.00 Mutant Planet 3.00 Austin Steven’s Most Dangerous 4.00 Deadliest: Predator’s Playground 5.00 Be The Creature 6.00 AP Safari 7.00 Untamed and Uncut 8.00 Mutant Planet 9.00 River Monsters 10.00 The Wild Ones 10.30 Fit For The Wild 11.00 Untamed and Uncut

DISCOVERY

P.M. 2.00 American Digger 3.00Man Vs Wild

DDI MAIN CHANNEL

Swad Yatra News in Marathi Sansar Maza Vegala Daivacha Ha Khel Nirala Asi Hi Dharmakanya Karan The Detective News in Marathi Smart Sunbai Krishi Darshan Amahci Mati Amachi...

News in Marathi Janata Darbar Anudamini Pavitra Banddhan Sammaan: Ek Adhikar Sohni Mahiwal The Command Force-

INVESTIGATION DISCOVERY

P.M. 2.00 Dates From Hell 2.30 Beauty Queen Murders 3.00 I Was Murdered 3.30 Dates From Hell 4.00 On The Case 5.00 The Shift

MOVIE CHANNELS

P.M 1.55 4.20 7.10 9.00 11.10 A.M. 9.00 10.30 P.M. 12.20 2.25 4.50 6.55 9.00 11.10 A.M. 9.10 10.10

STARMOVIES

XXX True Lies The Marine Predators Bean The Marine Predators

HBO

The Conjuring The Twilight Saga: Eclipse Mirror Mirror Insidious G I Joe: Retaliation I am Number Four

Insidious The Twilight Saga: Eclipse

ZEE STUDIO

P.M 1.05 Red Eye 2.35 Prince of Persia: The Sands of Time 4.30 Wrect-It Ralph 6.15 Saving Private Ryan 9.00 Mission Impossible 11.05 Paranormal Activity 2

PIX

The Neighbors, Star World, 8.30 p.m.

4.00 Bigg Boss 5.00 Comedy Nights with Kapil 6.30 Meri Aashiqui Tum Se Hi 7.00 Shastri Sisters 7.30 Sasural Simar Ka 8.00 Balika Vadhu 8.30 Uddan 9.00 Bigg Boss 10.00 Meri Aashiqui Tum Se Hi 10.30 Uttaran 11.00 Beintehaa

SAB TV

P.M. 12.00 Taarak Mehta Ka 7.00 Badi Door Se Aaye Hai 7.30 Chandrakant Chiplunkar..

8.00 Baal Veer 8.30 Taarak Mehta Ka..

9.00 Chidiya Ghar 9.30 Badi Door Se AayeHai 10.00 Chiplunkar…

10.30 FIR 11.00 Taarak Mehta Ka….

ZEE MARATHI

P.M. 2.00 Ka re Duraava 2.30 Jai Malhar 3.00 Honar Suun Me Hya Gharachi 3.30 Juloon Yeti Reshimghathi 4.00 Chala Hava Yeu Dya 5.00 Jai Malhar 5.30 Honar Suun Me Hya Gharachi 6.00 Ka Re Duraava 6.30 Home Minister 7.00 Jai Malhar 7.30 Javai Vikat Ghene Aahe 8.00 Honor Suun Me Hya Gharachi 8.30 Julooni Yeti Reshimgathi 9.00 Ka Re Duraava 9.30 Chala Hava Yeu Dya

4.00 5.00 6.00 7.00 7.30 8.00 9.00 10.00 11.00 P.M. 2.00 3.00 4.00 5.00 6.00 7.00 9.00 10.00

Doli Armanon Ki, Zee TV, 10.30 p.m.

How Do They Do It You Have Been Warned Farthflight Food Factory What Happened Next How Do They Do It Dual Survival You Have Been Warned My Shocking Story

SCIENCE

The Gadget Show How It’s Made Alien Encounters How Do They Do It? Alien Planet Earth Mega Moves The Gadget Show How The Universe Works 11.00 How Tech Works

HISTORY

P.M. 2.00 Food CIA 2.30 Counting Cars 3.00 Stan Lee’s Superhumans 4.00 Modern Marvels 5.00 Ancient Aliens 6.00 Kings of Restoratiion 7.30 Aliens Mystery Continues 8.00 Food CIA 8.30 Counting Cars 9.00 Stan Lee’s Superhumans 10.00 Pawn Stars 10.30 Counting Cars 11.00 Aliens Mystery Continues

NAT GEOGRAPHIC

P.M. 2.00 Taboo: Forever Young 3.00 Science of Stupid 4.00 Do Or Die: Fire In The Sky

DOORDARSHAN

P.M. 2.00 2.30 3.00 3.30 4.00 4.30 5.00 5.30 6.00 6.30 7.00 7.30 8.00 8.30 9.00 9.30 10.00

5.00 Dangerous Moments 6.00 Brain Games: Liar Liar 6.30 Science of Stupid 7.00 Secret Life of Predators 8.00 Surprisingly Human 9.00 Science of Stupid 10.00 Do or Die 10.30 Kedarnath-Restoring The Faith 11.00 Taboo: Changing Gender

Fights Back 11.00 DEOOL: Film. Nana Patekar, Dilip Prabhawalkar, Girish Kulkarni, Sonali Kulkarni, Kishore Kadam News in Hindi.

News.

Open Frame Repoter’s Diary Samachar.

The News.

Samachar.

Rajyon Se Samachar.

Metro Scan Business Wrap Samachar

Redrum Evil I Blood Relatives Disappeared Blood Relatives Redrum Evil I Who The Bleep Did Marry

STAR SPORTS1

P.M. 2.00 Great Knocks 2.30 Indian Super League 14 h/ls 3.00 Close Encounters 3.30 Great Knocks 4.00 Sri Lanka Tour of India 14 h/ls 3rd ODI 5.00 Great Knocks 5.30 Indian Super League 14 h/ls 6.00 SA Tour of Australia 14 h/ls T20 7.00 Cricket World Cup: Winning The Cup 1983 7.30 T20 Triumphs 8.00 Indian Super League 14 h/ls 8.30 Great Knocks 9.00 Cricket World Cup: Winning the Cup 2011 10.00 Indian Super League 14 h/ls Heroes 10.30Sri Lanka Tour of India 14 h/ls ODI Review 11.00 Indian Super League 14 h/ls

Deool, DDI, 11 p.m.

7.30 8.00 8.15 8.30 10.00 10.30 11.15

News Samachar News in Hindi.

News Night Charcha Main Raat Saddhe Dus Khel Samachar

P.M. 2.15 5.15 8.00 10.45

P.M. 2.00 Italian Serie A 2014/15 h/ls 2.45 La Liga: Goals 3.00 Barclays Premier League 14/15 3.30 Indian Super League 14 h/ls 4.00 Barclays Premier League 14/15 h/ls 6.30 Barclays ATP World Tour Finals 14 h/ls 9.30 Liga Bbva 14/15 Almeria vs Barcelona 10.00 The Football Review 10.30 Football Today P.M. 1.00 NZ Tour of Pakistan 2014 1st Test Day 2 live 7.00 Cricket Extra 7.30 Great Centuries: Ab De Villers 8.00 India Tour of Sri Lanka 12 h/ls 1st ODI 10.00 NZ Tour of Pakistan 14 h/ls 1st Test Day 2 11.00 Aus Tour of SA 14 highlights 3rd Test

P.M. 2.00 4.30 7.00 9.30

ZEE TALKIES

Sanshay Kallol: Ankush C Janmathep: Ashwini Bhave Lau Ka Lath: Vijay Patkar Mi Shivaji Raje Bhosle Boltoy: Sachin Khedekar

CARTOON NETWORK

P.M. 2.00 3.00 5.30 6.00 8.00 9.00 11.00 A.M. 8.00 9.00 10.00 10.30 11.00 P.M. 1.30 3.00 4.30 6.00 6.30 7.00 8.00 9.00

Tom and Jerry Oggy and the Cockroaches Haddi Mera Buddy Oggy and the Cockroaches Roll No 21 Oggy and the Cockroaches Adventure Time Tom and Jerry Kids Show Roll No 21 Oggy and the Cockroaches Johnny Test Oggy and the Cockroaches

POGO

Chhota Bheem Marathon Chhota Chintu Bada Baazigar Chhota Bheem Marathon Kiteretsu Chhota Bheem Krishna the Great Hagemaru Krishna Trish Baltiboy

STAR GOLD

Ghatak Ek Tha Solider Diljale Ayan Vidhwansak The Destroyer

The Hobbit, Pix, 9 p.m.

A.M. 7.35 Return of Kaalia 10.15 Beta

P.M. 1.00 5.30 9.00 A.M 10.30

MAX

Hadh Kar Di Aapne: Govinda Chirutha: Ramcharan Teja Don No 1: Nagarjuna Bunny The Hero: Allu Arjun

ZEE CINEMA

P.M. 12.00 Kuch Tum Kaho Kuch Hum Kahein: Fardeen Khan 3.05 Aitraaz: Akshay Kumar 6.05 Six 8.00 Gadar Ek Prem Katha: Sunny Deol A.M. 10.45 Kudrat Ka Kanoon: Jackie Shroff P.M. 2.00 5.30 9.00 A.M. 9.30

STAR SPORT4

TEN CRICKET

DDII METRO CHANNEL P.M. 2.00 2.30 3.00 3.30 4.00 4.30 5.00 5.30 6.05 6.30 7.00

6.00 6.30 7.00 8.00 9.00 10.00 10.28 10.55

P.M. 1.40 Captain America: The First Avenger 4.05 Black Hawk Down 7.05 Paranormal Activity 9.00 The Hobbit: The Desolation of Smaug A.M. 8.55 Spread 10.45 John Rambo

11.30 Hari Darshan: Dara Singh

CVO

Nagina: Rishi Kapoor Chhote Sarkar: Govinda Housefull: Akshay Kumar

Dahek-A Burning Passion: Akshay Khanna

FILMY

P.M. 12.30 Kotwal Saab 5.00 Ishq Hota Hai Sabke Liye 8.30 Ab Tak Chappan

B4U

P.M. 12.00 Jahan Jaayega Hamein Paaeyega: Govinda 3.00 Malamaal Weekly: Paresh Rawal 6.00 Hatya: Govinda 9.00 The Acid of Life: Karan A.M 7.30 Daraar: Rishi Kapoor

All programmes on this page are as per the official schedules of the various channels. Afternoon is not responsible for any last minute changes.

ZEE CLASSIC

P.M. 2.45 Pyar Kiya Jaa: Shashi Kapoor 5.55 Trimurti: Sanjay Khan 9.00 Desh Premi: Amitabh Bachchan A.M. 8.35 Lakhon Ki Baat: Sanjeev Kumar

Desh Premi, Zee Classics, 9 p.m.

10.30 A.M. 8.00 8.30 9.30 10.30 P.M. 1.30 2.30 4.00 4.30 5.00

Baby Looney Tunes

Thomas and Friends Krishna the Great Baby Looney Tunes Krishna Trish Baltiboy

DISNEY CHANNEL

Doraemon Phineas and Ferb Art Attack Gravity Falls The Suite life of Karan and Kabir 5.30 Best of Luck Nikki 7.30 Doraemon 9.30 Phineas and Ferb A.M. 9.00 Ishaan 9.30 Best of Luck Nikki 10.00 The Suite Life of Karan and Kabir 10.25 Art Attack

DISNEY XD

P.M. 1.30 Kiteretsu 5.30 Iron Man: Armored Adventures 6.30 American Dragon: Jake Long 7.00 Phineas and Ferb 8.00 Ultimate Spider Man 9.00 Avengers Assemble 9.30 Big Bad Beetleborgs 10.00 Telebrands A.M. 8.00 Space Goofs 8.30 Rekkit the Rabbit 9.00 Space Goofs 9.30 American Dragon : Jake Long 10.00 Super Robot 11.00 Phineas and Ferb

23

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, NOVEMBER 10, 2014

R

Looking forward to win Bigg Boss: Dimpy Mahajan

ahul Mahajan's estranged wife Dimpy, who is entering 'Bigg Boss season eight' tonight, says she wants to become the first wild card contestant to win the reality show. Dimpy, a model, shot to fame by marrying Rahul on a reality show but the marriage had its share of trouble as Rahul was accused of domestic violence by Dimpy. They reconciled only to file for divorce earlier this year.

"We have filed for divorce and that's all I would like to say at this point," Dimpy told PTI without divulging further details about her personal life.

She, however, did get some tips from Rahul, who was a controversial contestant on the Colors show in 2008.

"He knows about my decision.

He told me to be careful as there are no friends inside the house," she said. As a wild card entrant, Dimpy feels her journey inside the house is going to be tough.

"No wild card entrant has won the show so far does not mean that it cannot happen in the future.

Having said that, I know that it will be difficult as other contestants have already created a fan-base and their loyalties are already

RONIT ROY PLAYS ESTRANGED HUSBAND

formed. "It is very clear that the house is currently divided into two groups. I don't know which group I would join once I am inside the house," Dimpy said before entering the house.

Dimpy, who participated in shows like 'Nach Baliye' with Rahul, says she is not a "dramebaaz" in real life.

"I am not a 'dramebaaz'. I won't be loud. But when it comes to taking a stand, I will do that. I know when to put my foot down and protect myself. It is not easy to wear a mask 24X7, being a part of the show," she said.

What is the synopsis of the show?

This show portrays that husband and wife can separate, but parents cannot. The bond parents share with their kids shouldn't come in the way of the parents' separation. It has a husband and wife as the lead protagonists played by me and Pallavi Kulkarni who are separated but have three children and despite their estrangement, they come together regularly for their children’s sake.

How was it like working with Pallavi Kulkarni?

We have just started shooting together and it has been a good pleasurable experience and we will enjoy more as the show progresses.

Another show with Ekta Kapoor?

Yes. I am doing a show with Ekta after four years and it’s good to do a show with Balaji again.

What kind of roles do you prefer to play?

I have always played roles that really excited me.

I won't be able to choose between any genre.

You recently acted in films like ‘Boss’ and ‘2 States’? Do you enjoy films

‘C

By Sandeep Hattangadi

.I.D’ is the longest-running series on Indian television, having had a 15-year uninterrupted run on Sony Entertainment Television (SET) since January 21, 1998, when it first began airing. Its actors, or at least the core of the cast who have been a part of the series since its inception, ACP Pradyuman and Inspectors Abhijeet, Daya and Fredericks, are so popular that they have become household names.

This brings us back to the question – what explains the show's success, especially since, as a genre, crime thrillers have had

Women talk

The gorgeous and beautiful actress, Amrita Rao, will soon be seen sitting on the couch and having a tete-a-tete with the ravishing Raveena Tandon in the next episode of ‘Simply Baatein with Raveena’ on SONY PAL. This week, Raveena will be seen exploring the topic of gender quality and importance of education as she indulges in a hearty talk with the gorgeous Rao, who will highlight her views on gender equality in Bollywood industry. 'Simply Baatein' addresses issues related to womanhood with fun and expert advice from renowned personalities in various fields.

What are your forthcoming films?

Anurag Kashayp's 'Ugly' and Subhash Kapoor's 'Guddu Rangeela'.

What kind of shows do you like to watch?

I hardly get time from my shoots to watch television.

Would you like to be a part of a reality show in the future?

Yes. If I get an opportunity, why not?

V

Raj Babbar completes 35 years in showbiz

Your character of KD on 'Adaalat' is very popular. Would you continue with the show?

Yes. As long as the channel deems fit.

10 to 80 years of age, in the Acities as well as the B-towns.

Though crime is the subject, there's very little of violence, or

Survivor show

The fast-paced modern-day crime drama, 'Elementary' starring Jhonny Lee Miller as Sherlock Holmes and Lucy Liu as Dr Joan Watson is back in India exclusively on AXN. This exciting season has the quirky detective return to New York after his stint with MI6. But hold on, this season sees a brand new entrant or the ‘new Watson’ as the detective’s new apprentice portrayed by Ophelia Lovibond. Sherlock’s new protégé, Kitty Winter (Ophelia Lovibond), complicates the thorny re-union post the professional break-up of Holmes and Watson in the previous season.

Will you give up television for films in the future?

I anyway don't do many Bollywood movies.

So there's no reason to choose one medium over the other.

very little success on Indian TV? The main reason, perhaps, is the fact that it's a programme that can be watched by everyone from

Injuries during a shoot is not too uncommon these days with the young brigade of actors. Given the pressure to shoot back to back and create a bank of episodes, actors usually have to forget the pain and give it their best shot. One such actor who had to bear the pain is Vishal Vashishtha who plays the character of Baldev in STAR Plus’ 'Ek Veer Ki Ardaas…Veera'. In a recent action sequence that required him to fight the goons, the actor accidentally sprained his left ankle. But Vishal continued to shoot saying, “The production crew is extremely helpful.”

Sleuth show

more than television?

The mediums are different and the frameworks and the canvas of both is different and each has its positive and negative points.

What makes ‘C.I.D’ successful?

Injury prone

Experts agree that there are some very basic and universal rules for surviving in the wild. Find shelter, find water, find food, find help. And, none knows this better than Cody Lundin and Joseph Teti, who take on some of the planet's most unforgiving terrain to demonstrate, in their own way, how the right skills and some creative thinking can keep you alive. Discovery Channel's survival series 'Dual Survivor' is back with all new episodes in its exciting new season. The series will witness Cody, one of the world's foremost experts in selfreliance and living off the land and Joe Teti, a former Force Recon Marine and Army Special Forces soldier using their skills to devise extraordinary ways to survive.

Ronit Roy is not called the Amitabh Bachchan of the small screen for no reason. He is talented, has a wonderful screen presence and is superb with dialogue deliveries. The actor has delivered hits on the small screen as well the big screen and continues to be a favourite with the audiences. Ronit will soon be back in the daily soap space with Balaji Telefilms' upcoming venture on Sony Entertainment Television, 'Itna Karo Na Mujhe Pyar' (IKNMP). When we got in touch with the actor , this is what he told us

By Sandeep Hattangadi

TV TATTLE

blood actually shown – and "no crime against women or children", says Ajay Bhalwankar, the programming head of Sony.

"The serial enjoys huge popularity among the youth," says Niret Alva, chairman of production company Miditech, who confesses that he watches it regularly with his two children. "The stories are basic, not too clever, not too smart. Very rarely do you get the feeling that you've come across this idea before. Besides, it's been around for so long that the faces have grown familiar," he says.

Much of the credit for the success of 'C.I.D' should go to Singh, and its cast, especially Shivaji Satam who plays ACP Pradyuman.

eteran actor Raj Babbar, who is returning to TV with new action show 'Pukaar', says he feels fortunate to be a part of showbiz for over three decades.

The 62-year-old politician said he has a long way to go and would keep entertaining audiences with his performances.

"It was fortunate that I was shooting on the day that marked 35 years of first facing the camera. I consider myself lucky that I've had a wonderful journey and have met good people. But I am not done yet. I still feel I have not worked enough. I never stopped my journey and I still want to work more. I hope the viewer's continue to appreciate my work and enjoy my new show 'Pukaar'," Babbar said in a statement.

Life OK's new show, produced by Vipul Amrutlal Shah, is scheduled to air soon and will see Babbar essaying the role of a father to an army son played by VJ-actor Rannvijay Singh.

Babbar started his career with National School of Drama and starred in films including 'Insaaf Ka Tarazu', 'Umrao Jaan', 'Mazdoor' and more recently 'Bullett Raja'.

The actor also appeared in the introductory episode of the famous Indian TV series 'Mahabharat', as King Bharat. PTI

24

Afternoon Despatch & Courier

LOVIN’ IT UP

www.afternoondc.in

MUMBAI | MONDAY, NOVEMBER 10, 2014 the way you behave. Do not give too much importance to the behaviour in question. If as you say you do not have sex in your mind consciously, it should not concern you as to what they think about you. If you feel embarrassed then you are also becoming a victim of sexual repression. Just be your normal and natural self. Don’t let your normal human relatiions be affected by the manwoman divide.

The way you feel is the way you behave I am a male, 41, married, and a father of two.

Whenever I approach women for talking, either official matter or non-official matter, they look little disturbed (embarrassed) and adjust their saree over their blouse. This does not happen always but many times. Does it mean that I look slyly at them? This has created a perpetual problem now that whenever I talk to women, I tend to assume that I mean sex. This assumption is purely involuntary. Can I simply ignore this, or is something wrong? This given the fact that many women in our country normally adjust their saree when male approaches them - due

Sex and Law

HEART TO HEART Dr. Rajan B. Bhonsle M.D. (Bom) Consulting Sex Therapist & Counsellor

Dr. (Mrs.) Minnu R. Bhonsle Ph.D. Consulting Psychotherapist & Counsellor

to shyness or social taboo. Please advise.

A: Unfortunately a vast majority of Indian minds are plagued with sexual repression.

And the way you think is the way you feel is

These days a lot is spoken and written about sexual abuse. Does sexual abuse mean rape and intercourse or does it include just touching? Can one be punished by law for just touching?

Sexual abuse happens whenever a person's sexual privacy is not respected. It is a verbal or physical behaviour which has a significant sexual element, which is directed by one person towards another (of same or opposite gender), and which can significantly harm, upset, demean or injure the person towards whom it is directed. It ranges from sending sexual messages to actual penetrative intercourse. Inappropriate touching, fondling,

watching, talking, or being forced to look at another person's sex organs are all forms of sexual abuse. It can also be verbal, visual, audio, or any other form which forces a person to participate in unwanted sexual contact or attention. All forms of sexual abuse are crimes and punishable by law as per the Indian Penal Code (1860).

Heart To Heart Counselling Centre runs Certificate courses in Counselling & Sex Education at 10 Jerbai Baug, Byculla (E), Mumbai-27. Tel: 22184528 / 9821093902.

Email: hthindia@gmail.com www.hearttoheartindia.net

What the cards say: Things are on hold.

Path: Introspect and know what you really want. Don’t panic or take any decision impulsively.

Ally: Taurus will calm you down. Avoid Leo who will push you harder.

Card for the week: Tarot key no II The High Priestess. Look and turn inwards and understand your real need and connect. Living at the surface may not give you the satisfaction that you seek.

What the cards say: You will be in action mode.

Path: Connect to objective truth.

You have the opportunity. Don’t escape and waste this opportunity.

Ally: Libra will point the way. Avoid Aries who will not encourage introspection.

Card for the week: Tarot key no XX Judgment. It invites you to look at your motives and reasons for doing things. Be dispassionate and objective. The right judgment will open the right doors for you.

What the cards say: Your ego could be hurt.

Path: Know that lessons will come till you learn them.

Don’t justify but try to understand what is being told.

Ally: Sincere Virgo will be critical. Avoid Cancer who will flatter.

Card for the week: Tarot key no VIII The Strength. Look at the beast within and tackle it with love. Overcome negativity with positivity.

What the cards say: You will be clinging to things and people.

Path: Know the uselessness of it. Don’t take things too seriously.

Ally: Water sign Scorpio will give you strength.

Avoid Sagittarius for their reckless ways.

Card for the week: Tarot Key no XII. Be guided by sacrifice and surrender. Acceptance will bring about change.

What the cards say: It is time to take responsibility.

Path: Accept your weaknesses and take a fresh look at things. Don’t show distrust in principle.

Ally: Virgo will stabilise you. Avoid hysterical Aries.

Card for the week: Tarot key no XI Justice will be served. You will get what you deserve. If there is pain, explore the reasons. Your contribution is also there.

What the cards say: It is never too late to learn and change.

Path: Know your contribution to your problem. Don’t be blind with need.

Ally: Pisces will be a great support. Stay away from Gemini.

They will confuse you more.

Card for the week: Tarot Key no XII The Hanged Man. Surrender will transform your personality.

What the cards say: Be humble and grateful for what you have.

Path: Be giving rather than demanding.

Follow rather than lead. Don’t let ego come in the way of love.

Ally: Virgo will give you strength. Don’t tangle with Scorpio. They could hurt you.

Card for the week: Tarot key no XIV Temperance. You need to balance your different selves in a whole.

What the cards say: Forgive and forget.

Path: Love is more important than right and wrong. Don’t stay aloof. You need to connect and heal.

Ally: The sign Libra will put you at ease. Don’t take advice from Capricorn who will make you more morbid.

Card for the week: Tarot Key no VIII Strength. You need to bring it to the fore. Tame your ego with love. Let love win.

What the cards say: Life needs to have a serious dimension.

Path: Face the unexpected with equanimity. Don’t think that you know all.

Ally: Aquarius will be a good friend.

Avoid Capricorn you will get bored with them.

Card for the week: Tarot key no IV The Emperor. There are duties and responsibilities and rights and power. All of these are yours for taking.

What the cards say: Empathy is what will win you the love that you seek.

Path: Know the subliminal reality. Don’t always look at gain.

Ally: Virgo will give good advice.

Card for the week: Tarot key no X Wheel of Fortune which indicates change and success.

What the cards say: New equation will need to be worked out.

Path: Knowing your vulnerability will bring release. Don’t use your clever mind to escape the truth.

Ally: Pisces will teach you sacrifice. Avoid self-centered Cancer.

Card for the week: Tarot key no II The High Priestess. Suggesting that you connect with your inner self.

What the cards say: A satisfying period.

Path: Be happy and giving. Don’t be afraid. Stand up to what is right.

Ally: Seek advice from Aries who will make you tough. Stay away from Gemini who could make fun of your emotions.

Card for the week: Tarot Key no X The Wheel of Fortune. A time of change and success. Flow with the tide.

You will gain.

6 Nov. 10-1y a d n Mo to Sunday

For consultation and Tarot workshop on Self Development, Healing and Meditation with Dr. Roopa Patel, contact Jumana on 9892943044 or 9821111261 email roopapatel5@gmail.com

A case of false hopes or a promise fulfilled?

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, NOVEMBER 10, 2014

By Chauthi Duniya Reporter

W

hen will the money stashed or buried inside the country be returned?

I am getting the desire to ask this question from three of the country's well-known names. However I know that nobody amongst them is going to give an answer to this question. The tradition itself of answering questions has ended, because everybody believes that what he or she is doing is correct. If anybody expresses curiosity, then they take that curiosity as an insult to themselves.

However, even then it should be hoped that one will get an answer to questions on our curiosity.

There are these three main names in the country: Shri Anna Hazare, Shri Ramdev and Shri Narendra Bhai Modi. A question has to be asked from these three, because no question can be raised on

in its favour and it does not believe it to be a dream. It believed that Baba Ramdev and the Bharatiya Janata Party have formed an alliance and both are speaking the same language. Its belief was that if a BJP Government is formed in the country, then it will definitely bring back black money. It might not get it back in 100 days, but in 200 days it will definitely bring it back. The middle class, with its full strength, played a significant role in making the BJP win. Not only this, the middle class also played an important role in readying the oppressed and exploited, down trodden class.

Anna Hazare in his countrywide tour described methods to bring democracy and the correct interpretation of democracy in congregations and this campaign of his created anger towards the then ruling party in the public.

NOTES FROM NEW DELHI

and kindly forgive, neither is the Supreme Court concerned or worried about it. However, the Supreme Court should be congratulated that it compelled the Government to take a good or bad stand on black money.

We want to make one request to the Supreme Court and on the pretext of the Supreme Court we would like to make that request to Anna Hazare Ji, Baba Ramdev Ji and Narendra Modi Ji as well. It is our request to the Supreme Court that the magic of black money will be broken or not be broken in five years or in statements, in the investigation of SIT or by the series of retiring judges of the Supreme Court, but when will we be able to see its solution, we don’t know. And, our justice system and international justice system are so helpless that all those people reading this column, in their lives at least this money will

Narendra Modi

Baba Ramdev

Anna Hazare

these three about their patriotism and dedication towards the people. But when time, history or god givse so much credibility to someone that people start having faith in what they say, then it becomes their responsibility to give an answer to people’s curiosity.

At one time Baba Ramdev raised a question on black money and started a movement to bring back black money to the country.

Wherever he went in the country he held meetings and said that the responsibility to bring back black money is on the next Government of the country and for that I will sacrifice all that I have, because after that the difference between Rupees and Dollar will become something like as if one rupee can be purchased for one and a half dollars. Now Baba Ramdev must have done this calculation after talking with experts of international business. After him this question was raised by the great charioteer (‘maharathi’) of the Bharatiya Janata Party who was also called the Iron Man (‘Loh Purush’) at that time – Shri Lal Krishan Advani – and in the end this question was raised by Narendra Modi. Baba Ramdev changed this question from being a question of the nation to a political question.

The Bharatiya Janata Party tried to grab this question and when Narendtra Modi started his campaign, then one statement among his main statements was the promise of bringing back black money within 100 days of formation of Government.

The middle class of the country believed this promise, because the middle class wants happiness in its life in any way. The poor see only dreams, but the middle class wants to see that thing happening

That anger generated by Anna Hazare gave a definite basis to people to vote in favor of the Bharatiya Janata Party. Anna Hazare in his tours made a lot of attacks on the Congress regarding black money too. Be it the atmosphere created by Anna Hazare or the effect of issues raised by Narendra Modi or else in totality the successful effect of a campaign, the country for the first time in the past 30 years formed a Government of one party. Now when the Government had been formed, then the Finance Minister of the country started giving different arguments and interestingly, these were the same arguments, which in the previous Government, Chidambaram, the Finance Minister of that time had been giving. The Prime Minister’s silence was supporting the arguments of the Finance Minister.

The silence of Baba Ramdev was creating doubts in people.

Suddenly, the Supreme Court came in between and it adopted a tough stand in the matter of names related to black money.

That tough stand made this discussion a Central discussion again. It seemed as if the 627 names that have come, only they have the key to black money. We don’t want to get into that news which says that the Government stealthily called for a list and this list is completely different from that list which is really the list of the sentinels of black money, guardians of black money or owners of black money. This list has not come from Switzerland only.

Three banks of Switzerland, in which UBS comes at number one, in that the money of which people is deposited, nobody in the country is concerned or worried

not come. Then why doesn’t the Supreme Court pay attention to one thing? Because we know that neither Narendra Bhai Modi, nor Anna Hazare nor Baba Ramdev will pay attention to this, but the Supreme Court can pay attention.

Thousands of crores or maybe lakhs of crore rupees have been given by the banks of India in the form of loans to industrial families of the country, which we nowadays call corporate houses. All this money these industrial families or corporate houses have eaten up and digested. They are not showing any interest in returning the money of the banks. If just this money returns to the banks of India, even without interest, if it comes at its original value only, then the boost that will be got or the kick that will be got will be unprecedented. But the banks of the Indian Government, corporate houses taking loan from banks of the country, their names with the banks, the money of banks with the corporate houses – then after all why don’t the banks give the list of their names? You keep filing RTIs, but banks don’t give a reply.

It is said, this is not in the country’s interest. Corporate houses digest in lakhs of crores the money of the country and when it is asked which people have taken this money, which people have taken how much loan, then not giving this information is patriotism. Because, if we will give information, then it will be anti-national. What is this logic?

Can’t the Supreme Court give an order to India’s Prime Minister or Finance Minister to give information on how much money of the country is still due from corporate houses and ask for its return in the next six months? If the Supreme

Court can’t say this, then the entire stance which it is showing on black money has no meaning. Because then we will feel that its stance is only a way of protecting corporate houses of the country.

We don’t want to see the dream of Narendra Modi to quicken the speed of development of the country getting weak, we want to see it getting stronger. This can happen only when lakhs of crore rupees of banks of the country, get the said amounts loaned from corporate houses back.

Actually, chairmen of banks, directors and branch managers take a facility fee from those corporate houses which have kept the money and are helping them in stashing the money. And if we are leveling this accusation, then we have circumstantial evidence.

One poor farmer goes to jail for 5000 rupees if he doesn’t return the money. His land is impounded.

One car owner, if he is not able to pay one installment on time, then his car gets towed away. For this the banks have kept bouncers or in one way, hooligans on commission, but banks are silent on those lakhs of crores of rupees which corporate houses are sitting on. And the Finance Ministry together with banks is not letting that list come out, because it has this fear that as soon as that list will come out, someone or the other will file a PIL. Then the Supreme Court will also have to take a stand on it.

Should we make this request to the Supreme Court that if you are serious about black money, then more seriously, give an order to bring back the lakhs of crores of rupees of money taken in the form of loans by corporate houses of the country, which have been taken years ago and on which they don’t even give interest. Can we make this request to the Supreme Court and the Chief Justice that you accept this article of ours as a public interest litigation and send notice to the Government of the country that tell us at least how much money of the country’s banks is sunk in corporate houses, how much money have the banks written off, and how much is still due from those corporate houses?

Don’t the people of the country have a right to know this?

It is our request to the Chief Justice Sir of the respected Supreme Court that you listen to our plea and give an order to the Indian Government to use the money of the people of the country to rotate the development wheel by taking it back from industrial families and really take the country into the era of development. Is the money of the banks not the money of the people of the country? And, with this right, we make this request and hope that the Supreme Court gives an order to the country’s Government and banks to give public information of that money which corporate houses have stashed. If a first step has to be taken, then it is this that will have to be taken, otherwise it will have to be accepted and believed that along with the Supreme Court, Baba Ramdev, Anna Hazare and respected Prime Minister Narendra Modi are not doing anything except giving people false hopes.

25

DILLI KA BABU Parting blues

Embattled CBI director Ranjit Sinha’s career has entered the twilight zone and the Government has reportedly begun the process of finding his replacement.

Sources say that a six-member selection committee including senior IPS officers Abhyanand, Sharad Kumar, Krishna Chaudhary, Anil Sinha, Arup Patnaik and K.P. Raghubansi has been constituted for the purpose.

However, the Government faces a real dilemma since there is no Leader of Opposition in the Lok Sabha. Unlike provisions for selection of Chief Vigilance Commissioner, Chief Information Commissioner or Lokpal members, the selection of a CBI director cannot be made without the Leader of Opposition on the selection panel. Sources say that the Government will have to amend the Delhi Police Special Establishment Act before Sinha retires on December 2 to enable the selection of his successor.

Easier of course would be to allow CBI Special director A.K. Sinha to act as CBI chief until the post is filled.

Delhi calling?

Durga Shakti Nagpal, the spunky and honest IAS officer, who came into the limelight last year when she fell out with the Samajwadi Party Government in Uttar Pradesh, may be moving to the Centre on deputation. Apparently, Union Agriculture Minister Radha Mohan Singh is keen to have her on board as an officer on special duty (OSD) and has sought cadre and vigilance clearances for her move. However, observers are watching to see if the UP Government clears her deputation. Nagpal’s association with the current Government in the State has been stormy. She was suspended from service in July 2013 and only reinstated after a nationwide public furore. It now remains to be seen if Chief Minister Akhilesh Yadav will create a hurdle in her path or let the past bury the past. Watch this space for updates.

An old hand

There are naturally quite a few applicants for the three vacant posts of central information commissioner.

Such positions are a natural magnet for exbureaucrats, among others, many of whom had applied earlier too but failed to make the grade. However, there is one particular ex-babu, former law secretary Brahm Avtar Agrawal, who seems to apply for every important position that is vacant. Sources say that Agrawal, who is at present a member of the Central Administrative Tribunal in Chandigarh, is also one aspirant for the central information commission.

Apparently, even when he was law secretary during the UPA Government’s tenure, he was keen on re-employment, and put in his application for every open position. So, his latest attempt is simply in keeping with form! May he succeed!

— Dilip Cherian

26

Afternoon Despatch & Courier

COFFEEBREAK

CRYPTIC CROSSWORD 858

ENIGMA CODE 858

ACROSS: 1 Achievement by small creature for getting inside (6) 5 Address of the knight's bride? (8) 9 Egg-producer's supply at risk (8) 10 Hard baked and irritable (6) 11 Smashing and grabbing the first rainy morning; phone outside help!

(3-7) 12 The man who found Mr. Upward in the Channel Islands (4) 13 Completely fail to provide breakfast? (3,2,3) 16 The doctor had the nude wheeled round anaesthetised (6) 17 Part in theatre plays, for some time (6) 19 The tube taken by a churchwarden, possibly (4-4) 21 Realised there would be a fresh announcement (4) 22 After a spoilt meal I make a speech to smooth things over (10) 25 Tom, before a game of cards, has a sleep (6) 26 Union raising racket near company hospital (8) 27 Not members of the Orthodox faith? (8) 28 Crow-Eaters bird home is most rational (6)

DOWN: 2 Composer's refrain? (5) 3 Shot of The Archers, some distance from The Bull? (5) 4 Star position? (3-4) 5 Enduring final in Gateshead (7) 6 Figure of endless torture after last month (7) 7 Lush’s memo offers structural materials for dwellings in squalid regions (4,5) 8 Move in to bury the archdeacon at one point (9) 14 At 10 had a meal, eating the first

www.afternoondc.in

MUMBAI | MONDAY, NOVEMBER 10, 2014

Each colour in our code represents a letter.

When you have cracked the code you will be able to make up seven words.

The clue to first word is given to help you get started.

M

The Clue: Mystery

M SOLUTION TO FRIDAY’S ENIGMA CODE REVOLT, EVOLVE, TOTTER, LOOTER, TERROR, RETORT, ROLLER

M

M

M

M M

M

MATH PYRAMID 858 unsweetened Ð to become thin! (9) 15 Everyone has debts, receiving a state income (9) 18 Dog runs into Form 1 (4,3) 19 Goes into new recipes (7)

20 Gives one's word in difficult situations (7) 23 Again, terribly bad action from varnish ingredient (5) 24 MS. found in hothouse (5)

SOLUTION TO FRIDAY’S CRYPTIC CROSSWORD ACROSS: 9 All-hail, 10 Odd-ball, 11 Summers, 12 Stick up, 13 Lord Byron, 15 Scorn, 16 Bus trip, 19 Sub plot, 20 Lobes, 21 In the wars, 25 Portent, 26 Posture, 28 Shatter, 29 Anthill.

DOWN: 1 Damsel, 2 Glamor, 3 Wane, 4 Closer, 5 Consents, 6 Admissible, 7 Bankroll, 8 Slip-knot, 14 Bird's nests, 16 Bell-push, 17 Suburban, 18 Pointers, 22 Top-hat, 23 Anubis, 24 Swells, 27 Sate.

QUICK CROSS 858

ACROSS: 1. Blue 4. Scottish river 5. Dalal Street unit 7. Abyssinian, for one 8. Elegance 10. Calendar abbr.

11. Imbiber

The goal of Math Pyramid is to fill the given pyramid with numbers such that the following three rules are satisfied.

1. A cell value must be sum or difference of the two cells below 2. A row cannot have duplicate numbers 3. A number cannot be less than 1 or more than the grid size

FRIDAY’S SOLUTION

FRIDAY’S SOLUTION

DOWN: 1. Statistics, in short 2. Rhine feeder 3. Anil, for one 5. Barely sufficient 6. Owns, possesses 8. 1 in. = 2.54 ____ 9. Card game

HIDATO 858

The goal of Hidato is to fill the grid with consecutive numbers that connect horizontally, vertically, or diagonally from first to the last number in the grid. The first and last numbers of a puzzle and a some other numbers are already filled in.

FRIDAY’S SOLUTION

MATHDOKU 858

Place numbers into the puzzle cells in such a way that each row and column contains each of the digits from 1 up to the size of the puzzle (4,5 or 6). Like a Sudoku puzzle, no number is repeated in any row or column. Each bold-outlined group of cells contains a hint consisting of a number and one of the mathematical symbols + x - /. The number is the result of applying the mathematical operation represented by the symbol to the digits contained within the domain. The solution to each puzzle is arrived at logically and is unique.

FRIDAY’S SOLUTION

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MUMBAI | MONDAY, NOVEMBER 10, 2014

TIGER BUD BLAKE

TODAY’S FORECAST

JAGJIT UPPAL

WIZARD OF ID PARKER & HART

B.C. JOHNNY HART

BEAU PEEP THE ADVENTURES OF LEGIONNAIRE BEAU PEEP

FRED BASSET ALEX GRAHAM

PHANTOM LEE FALK

MODESTY BLAISE PETER O’DONNELL

27

COFFEEBREAK MOON TITHI NAKSHATRA RASHI LUCKY COLOUR LUCKY NUMBER

: : : : : :

Gemini Sankasht Chaturthi Mrig Mithun (Gemini) K.Ch. Red and Grey 5

BIRTHDAY FORECAST: Your birthday ushers in a beneficial phase in your life this year. Monetary gains accrue to you from ventures concluded earlier, as well as through new assignments coming along during the next few months. Some of you will be going in for an entirely new line of trade, which will be profitable. The married are promised harmony in personal life, while those in love are assured great times in the company of their beloved.

BABIES BORN TODAY: Beautiful, tall, lean body, healthy and long-lived. Intelligent, social mentally alert, quick witted, they could be misunderstood occasionally.

After a good education, a career as a financial advisor or administrative services would lead to gain. Considerable wealth and happiness is indicated.

ARIES (March 21 - April 20): You have a lot to do today and there will be people who will try to take advantage of your good nature.

Be polite but firm and don’t let others waste your time. Do not go out of your way as it may setback schedules considerably.

The experience will help you to re evaluate a few things today. You share perfect rapport and understanding with your mate and enjoy delightful companionship.

TAURUS (April 21 - May 20): You could make some useful contacts today. Your rapport with your beloved will be good. Those in love can look forward to an exciting evening free from cares and worries. Personal life runs smoothly. Personal relationships that have seen a few ups and downs will begin to get better Tolerance levels in marital relationships will also improve leading to a much better rapport. Some of you may plan to go shopping.

GEMINI (May 21 - June 20): Personal initiatives will help a lot, but joint ventures or teamwork could be more beneficial. Someone from overseas will be in touch. Keep your mind open to new ideas and views. Financially it is a rewarding day. You can look forward good news in the mail. Fears and uncertainties are a part of life but when discussed with a person who cares for you somehow it eases the burden and makes life easier.

CANCER (June 21 - July 21): Your capacity to take independent decisions aids your progress.

Travel if it materializes will be comfortable and bring in desired results. You can look forward to new alliances in fresh business ventures, which will come your way. Consultants will sign a prestigious contract. Find time to communicate more with your mate or beloved or you could be accused of not caring anymore.

LEO (July 22 - August 21): Financially, you are in a position of strength and could expand your existing business. If keen to diversify in a new area of work, you can now take the plunge. You have a profitable day. You seem to have found direction, which you may have been lacking earlier. You may have to make a few compromises and give into the whims of a loved one. The outcome will make your efforts worth it.

VIRGO (August 22 - September 21): The promise of a new work or the receipt of a large sum of money comes as relief and you are able to pay off a debt. Any legal disputes regarding an old project or partnerships are likely to get resolved now. An out of court settlement will be beneficial. There are good chances of meeting up again with a person with whom you had a pleasant encounter. You are able to pick up where you left off in your association because you share a good rapport.

LIBRA (September 22 - October 22): You are doing well in your career and profession. Yet a feeling of unease creeps in. This is just a passing phase. Relationships in the family and around your close circle have to be nurtured with tenderness. It may mean a little give and take, which you are capable of, as you have an intensely humane side to your nature.

SCORPIO (October 23 - November 21): Diplomacy and poise are essential if you expect to get along with others. A confrontation at this juncture will only act as a setback.

This is the time to improve relationship and consolidate your position. You need to earn all the goodwill that you can muster. A chance meeting with someone could lead to romance. If committed elsewhere in marriage or love, mention it. You will win a good friend.

SAGITTARIUS (November 22 December 20): Some of you decide to do a study course to enhance your career prospects. The employed waiting for news concerning a promotion or transfer may have to wait.

Your may hear some good things about yourself. You may not believe but it certainly will lift your mood. Some of you may have to take part in a religious function with family where you could meet old friends and catch up with news and views.

CAPRICORN (December 21 - January 19): There are positive signs of improvement in your work. But actual benefits will increase later. Until then be patient. Do not act in haste. Try to cultivate friendship of those who can help you in your career. You share a beautiful relationship with your mate or beloved; don’t let an outsider disturb the harmony of your alliance.

AQUARIUS (January 20 - February 18): Manage your own affairs at work rather than depend on others. Check out every phase of your work for there could be a tendency to make silly mistakes in your anxiety to get ahead quickly. You Have a way with people and will be making ample use of this quality with people you meet today.

PISCES (February 19 - March 20): Regular work activities continue to be a good source of income. This is a good time to follow up inquiries on new work proposals or meet people in the same connection. Investment in property or real estate will be favorable. You will be entertaining at home this evening. A secret or clandestine affair is in the offing.

28

COFFEEBREAK

QUICK CROSSWORD 5119

ACROSS: 1 Capital of Mizoram (6) 7 What a person who marries a wealthy man's daughter has? (4,4) 8 Exchange fee (4) 10 Pillar or support (6) 11 Confine in a zoo, maybe (6) 14 Teaspoon (3) 16 In a cunning or fox-like manner? (5) 17 Parodic sketch (4) 19 Brand name for a copying machine (5) 21 Old sweetheart (5) 22 In cipher (5) 23 Pace like pets (4) 26 Use strength (5) 28 Zodiacal constellation between Virgo and Cancer (3) 29 Tear away forcibly (6) 30 Mark with spots (6) 31 As many as (4) 32 Spears having three prongs (8) 33 Wicket ___ : Dhoni or More (6)

DOWN: 1 Counting frame, widely used in the Orient (6) 2 July follower (6) 3 Scientology founder, Hubbard (1,3) 4 French song (7) 5 Sr. Mr Manjrekar of Indian cricket (5) 6 "One Flew Over the Cuckoo's Nest" author (5) 8 High: prefix (4) 9 A little devil ! (3) 12 160 in Roman numerals (3) 13 Covering for the hand (5) 15 Flight feather (5) 18 Russian ballet company (5) 19 Marked wrong (3)

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MUMBAI | MONDAY, NOVEMBER 10, 2014

SUDOKU 2305 Sudoku is a number placing puzzle based on a 9x9 grid such several given numbers.To solve a Sudoku puzzle, every digit from 1 to 9 must appear in each of the nine vertical columns, in each of the nine horizontal rows and in each of the nine boxes.

SATURDAY’S SOLUTION

Difficulty Level:

20 Physics unit (3) who established the Irish police?

21 "Guys and Dolls" composer (7) (6) 22 Two hundred and fifty in Roman nu- 26 Belief (5) 27 A quarrel or a spat (3,2) merals (3) 28 Cut off branches and twigs of a tree 23 Bench (6) (3) 24 Canine in Oz (4) 25 A policeman - from Sir Robert Peel 30 Strong-smelling perfume (4) SOLUTION TO SATURDAY’S QUICK CROSSWORD ACROSS: 1 Vidya, 6 Corot, 9 Eyebrow, 10 Berne, 11 Meals, 12 Athos, 13 Moments, 15 On a, 17 Aged, 18 Tinted, 19 Blown, 20 Ordeal, 22 Peso, 24 Gas, 25 Reforms, 26 Idled, 27 Omani, 28 Stake, 29 Reverie, 30 Edged, 31 Pride.

DOWN: 2 Ice-fog, 3 Yenned, 4 Aye, 5 Abuts, 6 Comorin, 7 Owes, 8 Online, 12 Atoll, 13 Magog, 14 Melds, 15 Otter, 16 Adios, 18 Tweed, 19 Bandied, 21 Rammed, 22 Potter, 23 Smoked, 25 Renew, 26 In re, 28 Sip.

IRREGULAR SUDOKU 2124 To solve an Irregular Sudoku puzzle, every digit must appear once in: Each of the vertical columns Each of the horizontal rows Each of the regions

Afternoon Despatch & Courier

SATURDAY’S SOLUTION

CRYPTOQUIP

Today’s clue: Q equals W

The Cryptoquip is a substitution cipher in which one letter stands for another.

Q F X W

Q H

S V H O

Q V W F

Y K C

S K

Y K C

P O .

K W F H C O

C H Z X V M O

X M S

K P C O H U B H O

Q F X W

X M S V O

Q H

W F H

S K

Q K C U S

V Z Z K C W X U

SATURDAY’S SOLUTION: Against stupidity the gods themselves contend in vain

Afternoon WORD MINE

A

R Y

B I

R

T

L

I

How many words of four or more letters can you make from the letters shown in today’s puzzle? In making a word, each letter may be used once only.

Each word must contain the letter at the top of the pyramid. There should be at least one nine letter word. Plurals, foreign words and proper names are not allowed.

Today’s ratings: 09 average; 10 good; 12 outstanding.

SATURDAY’S SOLUTION: dose, dosed, else, lose, loser, morsel, resole, rose, seed, seem, seer, seldom, sled, SMOLDERED, sold, solder, soldered, sole, soled, some, sore.

HEATHCLIFF

Saturday’s

SPORTS

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MUMBAI | MONDAY, NOVEMBER 10, 2014

29

IT’S A CLINCHER India’s Shikhar Dhawan plays a shot during third ODI against Sri Lanka at Hyderabad on Sunday.

Clinical India thrash Lanka by six wickets, seal series

By Faisal Kamal

H

YDERABAD: Clinical India notched up another resounding win to humble a hapless Sri Lankan side by six wickets and clinch the fivematch series in the third One-Day International.

If the bowlers, led by Umesh Yadav (4-53) and Axar Patel (3-40), set up the win by restricting the visitors to 242 all out on a good batting track, then the Shikhar Dhawan (91 off 79 balls)

inspired batting line-up did its job to make the opponents look ordinary yet again.

By virtue of this win India took an unassailable 3-0 lead in the fivematch series. The next ODI between the two sides will be played at Kolkata on Thursday.

Earlier in overcast Mahela conditions, Jayawardene struck a fluent century to wage a lone battle as the Islanders managed a respectable score of 242 all out in 48.2 overs after being reduced to seven for two and 158 for seven.

In reply, India capitalised on a 62-run opening stand between Ajinkya Rahane (31) and

Dhawan and skipper Virat Kohli's sublime 53 to canter to their target in 44.1 overs at the Rajiv Gandhi International Stadium at Uppal.

Rahane was finally scalped by Thisara Perera in the 12th over after the opener tried to fiddle with a rising delivery, giving away a simple catch at first slip.

Dhawan carried on the good work alongwith with last match centu-

rion Ambati Rayudu (35) as the duo stitched another 69-run partnership to put the hosts in a comfortable position.

The left-handed Dhawan reached his 2000-run mark in ODIs at the start of the 23rd over and soon hit a six to register his 11th fifty.

Rayudu though lost his wicket post a sillylooking mix up when the former Hyderabad player was left stranded

Brief Scores: Sri Lanka: 242 all out in 48.2 overs (Mahela Jayawardene 118, Tillakaratne Dilshan 53; Umesh Yadav 4/53, Axar Patel 3/40) lose to India: 245 for four in 44.1 overs (Shikhar Dhawan 91, Virat Kohli 53) by six wickets.

JAYAWARDENE'S ENTERS ELITE 12000+ ODI RUNS CLUB Player SR Tendulkar India RT Ponting Aus ST Jayasuriya Asia KC Sangakkara SL DPMD Jayawardene SL

Mat 463 375 445 383 426

“We should've called India's bluff during Monkeygate” S YDNEY: The furore over the infamous 'Monkeygate' episode refuses to die with former Australian captain Allan Border now saying that Cricket Australia should have called "India's bluff" instead of letting its own players down.

In his upcoming book 'Cricket As I See It', Border, Australia's 1987 World Cup winning captain, gave his version of the incident involving Indian spinner Harbhajan Singh and Australian batsman Andrew Symonds.

At the peak of the controversy during the 2007-08 series, India had threatened to pull out of the rubber if a three-match ban on Harbhajan was not lifted.

"I was on the Cricket Australia board at the time, and we ultimately accepted the ICC appeal finding and

at the non-strikers end as an Angelo Mathews and Kumar Sangakkara combination did the rest.

munity would hold them to order...."

Border's book is releasing close on the heels of Sachin Tendulkar's autobiography 'Playing It My Way', in which the legend spoke about how they were on the verge of calling off the tour after Harbhajan was suspended on allegations of racial abuse. "We were encouraging – and the ICC was encouraging – players to report racial slurs and vilification on the field, but when it actually happened, it went nowhere. It got ugly," Border writes.

Border initially wanted to back Symonds but then went with the board. "I was torn. Initially, I was all for backing our players, but then the reality hit from a business point of view.

We were told we'd have a massive financial hole if the Indians went home, and we couldn't

moved on, but it's never sat well with me. We hung Andrew Symonds out to dry and at the time I was annoyed about it. I thought 'This isn't right'. Obviously something happened out there," Border wrote in his book, excerpts of which has been released by 'foxsports.Com.Au'.

He added: "The realisation at board level was that we couldn't have India go home.

But morally and ethically we should have called their bluff and hoped the global com- afford it.”

Runs 18426 13704 13430 12918 12002

Ave 44.83 42.03 32.36 39.99 33.24

SR 86.23 80.39 91.20 77.53 78.40

100 49 30 28 19 17

50 96 82 68 87 74

Sri Lankan batsman Mahela Jayawardene celebrates his 100 runs during the third ODI against India in Hyderabad on Sunday. In the process, he became the fifth batsman in the history of oneday cricket to amass 12000 runs.

White guides Australia home in T20 series against Proteas S

YDNEY: Australia won a thrilling final Twenty20 international against South Africa by two wickets with one ball to spare to take the series in here.

Cameron White steered the Australians home with an unbeaten 41 off 31 balls to pip the Proteas in a tense decider at Sydney's Olympic Stadium.

The Australians had restricted the South Africans to 145 for six off their 20 overs after winning the toss, but needed 19.5 overs to get the winning run off White.

Australia took the series 21 after losing the opening next in Melbourne by seven game in Adelaide by seven wickets and winning here. wickets then claiming the White's composed knock

got the Australians over the line after South Africa's five bowlers had threatened to pull off a gritty victory as wickets tumbled.

"Credit to our bowlers again, chasing 140-odd on that wicket you would be pretty comfortable most times so I'm just glad we got over the line at the end," said man-of-the-match White.

"I thought we bowled well at the back end of their innings and it's nice to be making runs so that's my job and keep doing it hopefully."

Giant all-rounder David Wiese captured three for 21 and spinner Robin Peterson took three for 28 to lead the South African attack.

SANDHU, JOSHANA REIGN SUPREME

30

Afternoon Despatch & Courier

SPORTS

M

UMBAI: Third seed Harinder Pal Singh Sandhu dethroned favourite Saurav Ghosal for his maiden national men’s crown, while Joshana Chinappa helped herself to her 13th women’s title, in the 62nd Senior National Squash Championship & 71st CCIWestern India Junior Open Tournament, at the Cricket Club of India on Saturday.

Sandhu, who led 2-0, denied Ghosal a 10th national title with a 11-2, 11-9, 9-11, 811, 11-9 victory, in an absorbing 74-minute championship round that could have gone either way. Top seed Chinappa prevailed over second seed Sachika Ingale of UP 114, 11-6, 11-6 in the women’s final.

“I am trying to break Bhuvaneshwari Kumari’s record of 16 titles,” revealed Chinappa, who will represent India at the World Team Championship in Canada and later will head to Cairo, Egypt for the World Open.

A supremely confident Sandhu, who stunned India No. 2 Mahesh Mangaonkar in the semi-finals, surged to a surprise 2-0 lead before Ghosal lived up to his reputation to force match into the decider with a stunning recovery after snatching the third and fourth sets narrowly while trailing in both.

The decider swung both ways as Ghosal led 3-0 and looked set to retain his crown until Sandhu surged back into the contest for an envi-

Harinder Pal Singh Sandhu and Joshana Chinappa with their respective trophies after winning the CCI-Western India Junior Open Tournament. ous 9-4 lead. Ghosal was down but not out as he drew level at 9-all before Sandhu ended his long wait for the national title with a backhan

For improving players T

By Anant Bhagwat

here is a certain inevitability about Bridge.

If a finesse is not working you don’t feel sad about it.

Particularly in duplicate Bridge it is quite true. If you need cards to placed in a particular way you must assume that they lie favourably. But you must know what you need. Try the following hand.

S- K 2 H- A 5 3 D- 8 6 5 3 2 C- Q 9 3 S- 10 7 5 H- K Q J 2 D- A Q C- A J 10 2

You are dealer. You open 1 no trump. Partner invites you in whatever system you have. You accept with alacrity & bid 3 no trump.

West leads a disheartening Queen of spades. With a resigned look you put up the King & in a short time the defenders cash 4 spades. On the 4th spade you discard a club.

West, unkindly shifts to a

heart. You win in dummy with Ace & play the queen of clubs it holds. Emboldened, you continue with a small club to your 10 which wins.

But now you are in hand. You will get 4 heart tricks, 3 clubs & 1 diamond, which is a respectable figure but not sufficient to fulfill your contract. What went wrong?

If you finesse diamond

BRIDGE queen you will have to lose a club trick. You do not have 2 entries to try both the finesses. So what is the way out?

The diamond Queen is a mirage. You need the club finesse to work. If you judge this you ought to discard the diamond Queen on the 4th spade. Then win the heart Ace & take the club finesse.

But be careful. You must run the 9 of clubs first to guard against 4 carded club King with east. When it wins, you run the queen of clubs. Then you can play a small club to your 10.Thus you get 4 heart 4 clubs & 1 diamond to make 9 tricks.

Know what you want.

winner.

“I lost concentration in the third and fourth sets and Saurav capitalized on that lapse,” explained Sandhu. “I

tried to keep the ball tight and played precise volleys, and that made the difference.”

Top seed Parthiban Iyyappan of Tamil Nadu was denied his sixth straight title when he went down to second seed Paramjit Singh of Delhi in the Professionals final.

Results (All Finals): Sr. Nat: Men: 3-Harinder Pal Singh Sandhu (TN) bt 1-Saurav Ghosal (TN) 11-2, 119, 9-11, 8-11, 11-9. Women: 1Joshana Chinappa (TN) bt 2Sachika Ingale (UP) 11-4, 11-6, 11-6. Professionals: 2-Paramit Singh (Del) bt 1-Parthiban Ayyappan (TN) 11-8, 8-11, 11-8, 13-11. CCI-Western India Junior Open: U-9: Siddhant Rewari (Mah) bt 2-Aditya Chandani (Mah) 11-9, 14-12, 11-7. Girls U-11: N Mounisha (TN) bt 1-Yuvna Gupta (Mah) 11-3, 12-10, 13-11. Boys U11: 2-Shreyas Mehta (Mah) bt 1Jeh Pandole (Mah) 11-9, 11-2, 115. Girls U-13: Ananya Dabke (Mah) bt Anannya Morey (Mah) 4-11, 117, 11-9, 11-9. Boys U-13: 1-Yash Fadte (Goa) bt Advait Adik (Mah) 11-9, 11-6, 11-3. Girls U-15: Navmi Sharma (Mah) bt 1Aakanksha Rao (Mah) 11-7, 5-11, 7-11, 11-9, 11-7. Boys U-15: 2Chaitanya Shah (Mah) bt 1-Tushar Shahani (Mah) 11-8, 6-11, 11-8, 11-5. Girls U-17: 1-Jui Kalgutkar (Mah) bt 2-Aishwarya Bhattacharya (Mah) 7-11, 7-11, 11-9, 15-13, 114. Boys U-17: Robin Singh Mann (Del) bt Yash Bhargava (Mah) 11-7, 11-5, 11-7. Girls U-19: Aakanksha Salunkhe (Goa) bt 1-Adya Advani (Del) 11-3, 11-8, 11-6. Boys U-19: Velavan Senthilkumar (TN) bt Vijay Kumar (TN) 6-11, 11-6, 11-6, 11-8.

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MUMBAI | MONDAY, NOVEMBER 10, 2014

Sardar completes 200th international cap for India P

ERTH: Indian men's hockey team skipper Sardar Singh registered yet another milestone when he completed his 200th international cap in the fourth and final Test against world champions Australia, which the visitors won 3-1 to clinch a historic series win.

Sardar, who made his debut in 2006 against Pakistan, led the team brilliantly as India clinched the series 3-1 against the mighty Kookaburras in their home turf.

Congratulating Sardar on his achievement, Hockey India's secretary general Md Mushtaque Ahmad said, "Hockey India is extremely delighted for Sardar Singh's achievement of 200 international matches. Since his debut, he has been an integral part of Indian team and always gives his best performance in matches at all levels.

"His journey from a keen learner to an inspirational skipper has seen many successes where he has played a vital role for the team. As a senior player and captain, he is a hero and a mentor to whom young players would like to look up to and follow the footsteps. Hockey India takes utmost pride in congratulating Sardar on his accomplishment of 200 international caps. We wish him all the best for the upcoming tournaments," he

said.

Playing as midfielder, Sardar is known as one of the best hockey players in the world.

Hailing from Haryana, Sardar played his first international match with the junior national team during India's 2003-04 tour of Poland. He has participated in all international tournaments since 2006 and is also the youngest player to captain India when he led the side at the 2008 Sultan Azlan Shah Cup. Sardar was awarded player of the tournament in the 2012 Sultan Azlan Shah Cup, 2012 Summer Olympics Qualifiers and 2010 Sultan Azlan Shah Cup. In 2010, Sardar was included in the 18-men FIH All-Star Team and won the Asian Men Player of the Year 2012.

Central Railway romp to fluent win M

UMBAI: Central Railway, Mumbai romped to a 4-2 victory against South Central Railway (SCR), Secundrebad in a Pool-D league match on the opening day of the 49th Bombay Gold Cup Hockey Championship, organised by the Mumbai Hockey Association Limited and played at the MHAL Stadium, Churchgateon Sunday.

Yuvraj Walmiki, Vinit Kamble, Deepak Lakra and Ajaz Qureshi scored a goal each for Central Railway, while S. Niaz Rahim and Gurbhej Singh got the goals for the Secundrebad side.

The Mumbai outfit took off on the right track and in the very second minute forced a penalty corner, which they failed to convert.

However, 10 minutes later they earned another penalty corner and this time international Yuvraj Walmiki beat rival goalkeeper Sushant Tirkey from an indirect drill to put Central in front.

A minute later Vinit Kamble after receiving a pass from the left fired past Tirkey to give Central a 2-0 cushion.

South Central put up quite a good fight back but there were too many errors in their

game and that proved to be their undoing. But they managed to reduce the deficit from one of their best combined move in the match. Ajit Kumar Pandey with a measured forward pass found Mayank James on the right side of the goal.

The latter trapped the ball and switched across for Rahim who coolly tapped home in the 30th minute.

In the second half, Central Railway continued to hold sway and added the third through Lakra’s penalty corner conversion in the 46thminute before Ajaz Qureshi capitalised on a de-

fensive lapse to score the fourth and stretch the lead to 4-1 in the 52nd minute.

South Central did not give up the fight and scored their second goal when Gurbhej Singh scored from their fourth penalty corner in the 60thminute.

Results – Pool-D league: Central Railway 4 (Yuvraj Walmiki 13th, Vinit Kamble 14th, Deepak Lakra 46th, Ajaz Qureshi 52nd) beat South Central Railway 2 (S. Niaz Rahim 30th, Gurbhej Singh 60th).

BABRAS, MULYE WIN TEAM EVENT The Sharada team comprising international player Sunil Babras along with Upendra ST. AUGUSTINE WIN GIRLS Mulye convincingly beat KRC TITLE 3-0 to win the team champiIn a close encounter, St. onship at the fourth MahaAugustine, Nerul with a deci- rashtra Veterans' table tennis state tournament by MIG cricket club. In the third round of men's 40 plus age group, sports journalist Subodh Mayure fought hard but, lost playing out a 1-1 draw. After a to Amit Modi 7-11, 7-11, 5-11 barren first half, Aditya Hoval while, Nitin Walawalkar overstruck in the 51st minute to put Guru Nanak in front. But came the stiff challenge of RaSerco put up a good fight jesh Pandit 11-6, 11-8, 9-11, back and restored parity 11-2. In the third round of the through Adrian Pereira’s men's 60 plus age group, strike in the 67th minute.

Satish Kulkarni after being a game down, came back Results – Super Div: strongly to defeat Anthony Springfield FC 1 (Ronak Jacob) Gomes 3-11, 11-7, 9-11, 11-4, beat Soccer XI 0. Guru Nanak 1 11-1 in a five game thriller that (Aditya Hoval) drew with Serco enthralled everyone at the SC 1 (Adrian Pereira).

MIG badminton courts.

Jacob scores winner for Springfield

MUMBAI: Ronak Jacob netted the lone winning goal to help Springfield FC record a close 1-0 win against Soccer XI in a Super Division match of the MDFA (Mumbai District Football Association) League – 2014-15, played at the St. Xavier’s ground, Parel on Sunday.

In the second match of the day, Guru Nanak SC and Serco SC shared the spoils

sive and title winning goal from Shreya Salunkhe in the penalty shootouts defeated Mary Immaculate, Borivali 10 in front of packed stands at the 27th WCG inter Parish floodlit rink football tourney organized and conducted by the Willingdon Catholic Gymkhana.

SPORTS

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MUMBAI | MONDAY, NOVEMBER 10, 2014 Real Madrid's Gareth Bale[L], Cristiano Ronaldo[2R], Toni Kroos[R], and Karim Benzema protect themselves from the ball during a Spanish La Liga soccer match against Rayo Vallecano at the Santiago Bernabeu Stadium in Madrid, Spain.

IN REAL WIN BALE ON TARGET

Luis Suarez inspires Barca revival

M

ADRID: Gareth Bale scored on his return to the Real Madrid starting line-up for the first time in a month as the European champions beat Rayo Vallecano 5-1.

Barcelona remain just two points behind the league leaders thanks to two assists from Luis Suarez as they came from behind to snap a two-game losing streak in La Liga with a 2-1 win at Almeria yesterday.

Bale took just nine minutes to make his mark as he slid in to turn home Toni Kroos's low cross before Sergio Ramos's fortunate looping effort doubled Madrid's lead.

An awful attempted backpass from James Rodriguez gave Rayo hope just before halftime as Alberto Bueno re-

duced the arrears, but Kroos restored the hosts' two-goal advantage with his first goal for the club.

Karim Benzema added a dubious fourth despite being clearly in an offside position before Cristiano Ronaldo registered his 23rd goal of the season thanks to some generous goalkeeping from Cristian Alvarez.

A pelvic muscle injury had kept Bale on the sidelines for five games prior to his return as a second-half substitute against Liverpool in midweek, and there were positive signs for Welsh boss Chris Coleman as he looked back to his best ahead of his country's crucial Euro 2016 qualifiers against Belgium and Israel.

Bale was on hand to prod home the opener from close range after a neat one-two between Kroos and Ronaldo as Madrid started brightly.

Ronaldo then uncharacteristically blazed over from inside the area and Alvarez did well to turn a curling effort from Rodriguez wide.

However, from the resulting corner Ramos made it 20 when the ball fortunately ricocheted off his thigh into the top corner.

Rayo were gifted a reward for their neat possession football two minutes before the break, though, as Rodriguez passed the ball straight to Leo Baptistao and the on-loan Atletico Madrid striker squared for Bueno to slot into an empty net.

Baptistao thought he had brought Rayo level 10 minutes into the second period, but the goal was ruled out for a marginal offside call and within seconds Madrid had put the game to bed.

Ronaldo cut the ball back for Kroos 25 yards from goal and the German World Cup

winner bent home his first goal for the club with a low precise finish. Four minutes later it was 4-1 as Benzema turned home Ronaldo's miscued shot and this time the goal did stand despite the Frenchman being clearly in an offside position.

Bale was denied a sensational second of the night when Alvarez turned his thunderous volley onto the bar, but the 'keeper undid his good work when he allowed Ronaldo's weak effort through his body to round off a 13th consecutive victory in all competitions for Madrid.

Earlier, Barca were bailed out by a superb second-half performance by Suarez after he and Neymar had been left on the bench by boss Luis Enrique as he made five changes from the side that defeated Ajax 2-0 in midweek.

Mumbai pull off narrow four-run win over Baroda

AHMEDABAD: Paceman Shardul Thakur and offspinner Akhil Herwadkar shared six wickets between them as Mumbai eked out a narrow four-run win over Baroda in their West Zone match in the Vijay Hazare trophy.

Thakur (3/39) polished off the top order while Herwadkar ran away with the lower order as Mumbai successfully defended a modest total of 201, bundling out the rivals for 197 in 47.1 overs at Sardar Patel Stadium C Ground.

Baroda did everything right after winning the toss as the bowlers did a tremendous job by skittling out Mumbai for a very manageable total.

Baroda off-spinner Deepak Hooda wreaked havoc with a five-for, breaking the back of the

ARGAO: The match between FC Goa and Mumbai City FC at the Jawaharlal Nehru stadium, Fatorda, ended in a stalemate, with neither team managing to get on the score-sheet. It was Mumbai City’s first draw of the tournament, and takes them to the fourth spot and the top half of the league table with 10 points, whereas Goa stay rooted at the bottom of the table with five points.

The first half began with Goa dominating proceedings, playing attacking football from the word go and going forward with some beautiful movement and build-up play. The heat and humidity seemed to have an impact on proceedings as

ball in the back of the net, but the goal was correctly ruled out for offside. The momentum again switched towards the end of the half, with Goa looking the more threatening again.

Home defender Grégory Arnolin came close to scoring from a corner, but his header was not accurate enough.

The first half also saw a water break taken to allow the players to replenish themselves in the unforgiving climate.

Head Coach Peter Reid instructs Nicolas Anelka of Mumbai City FC during The story of the second the Hero Indian Super League agaisnt FC Goa at the Jawaharlal Nehru half was similar, with the Stadium in Fatorda. [R] Alessandro Del Piero of Delhi Dynamos FC and teams tiring out and the Sandesh Jhingan of Kerala Blasters FC at the Jawaharlal Nehru Stadium, speed of play going down a Kochi. Both matches registered goalless draws. notch. Arnolin once again came closest to scoring for well, as after the first 15 min- control. The closest that the the hosts from a corner, this utes, Goa went into their visitors got to scoring was time beating Mumbai City shell, with Mumbai taking when Subhash Singh put the keeper Subrata Paul all ends

Mumbai batting order.

Sarfraz Khan top scored for Mumbai with his unbeaten 41-run knock while Mumbai skipper Suryakumar Yadav contributed 40 runs. However, Yadav and veteran Wasim Jaffer (37) could not convert their knocks into big ones.

Aditya Waghmode did a fantastic job for Baroda, coming up with a 69-run knock before being caught off Thakur. However the other batsmen failed to resist the rival attack and only Deepak Hooda offered some fight, batting at number six. He scored 41 but once he was dismissed, Baroda innings fell apart.

Brief Scores: Mumbai: 210 all out in 45.3 overs.(S Khan 41 not out, S Yadav 40; D Hooda 5/55) bt Baroda 197 all out in 47.1 overs(A Waghmode 69, D Hooda 41; S Thakur 3/39, A Herwadkar 3/29) by four runs.

BEST, TCS score second consecutive wins

MUMBAI: BEST and TCS scored their second consecutive wins in the E Division of the Capital T-20 Corporate Cricket League held at the Azad Maidan.

TCS did well to defend their far from modest total of 107 for three against L&T Sports Club who could muster just 93 runs. In the other match of the same tournament, BEST too were not in a happy position batting first as they managed 112 for eight but struck back with vengeance by dismissing Globe Op for a measly 50 runs. Medium pacer Mahesh Naik ran through the bankers with a majestic haul of five wickets for just six runs.

TCS have to thank Roshan Jaiswal (24) and Pradeep Shergill (29) for enabling them to go past the 100-run mark.

Thereafter, their bowlers

Teams settle for a draw in midfield battle

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up, but his shot hit the crossbar.

Goa had an incredible nine corners awarded in the game, but, as their story has been so far, did not manage to convert any of their chances. Jan Štohanzl was a stand-out performer for the visitors, and was justly named the player of the match.

Goa travel to the national capital to face the Delhi Dynamos FC in their eight match on November 13.

Mumbai City will play their second straight away game, going to Kochi to face the Kerala Blasters FC in their next encounter on November 12.

especially Ameya Vanzari and Kiran Sohani stuck to the task claiming two wickets apiece to guide the team home. With two wins both the teams are now in the run for a quarter final berth.

LALCHUANMAWIA STEERS NAVY TO VICTORY Skipper V. Lalchuanmawia struck once in each half to steer Indian Navy to a comfortable 2-0 victory against a spirited Union Bank of India in an Elite Division match of the MDFA (Mumbai District Football Association) League played at the Cooperage ground on Saturday evening. It was smooth sailing for the sailors, who were playing their first match in the 17team league, as they cruised to victory and logged their first points.

CARLSEN WINS SECOND GAME

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OCHI (Russia): Defending champion Magnus Carlsen of Norway drew the first blood by defeating challenger Viswanathan Anand in the second game of the World Chess Championship here today.

It turned out to be a shocking defeat for Anand, who played the black side of a Ruy Lopez after what appeared like a seemingly innocuous position for the Indian ace.

The spectators online from across the world were cheering for Anand on various social media networks after he got a tangible posiiton from what seemed like a complete lost position and this was when the Indian missed the thread and played an inexplicable blunder to let the game end on an abrupt note.

With his first victory as early as in the second tie of the 12game match, Carlsen now leads the series by 1.5-0.5 and Team Anand will now have to think of something out-of-thebox to contain the Carlsen juggernaut.

The opening took shape in familiar territory only for a brief while as Carlsen came up with a new idea as early as on move nine in a closed Ruy Lopez set up to make Anand think something of his own.

The middle game featured routine manoeuvres after Carlsen settled for a relatively simple position in the middle game with Bishops of opposite colours. Even though the computer suggested a miniscule advantage for Carlsen, the world elite opined that Anand was well within equalising stage.However, Carlsen's imaginative manoeuvres over the board proved too much for Anand to handle and soon enough the Indian was staring at a dangerous attack on his Kingside. Anand tried to come up with his defensive manoeuvres but he could not really create any real counter play, which was the main cause of the disaster.

Keeping a huge advantage even after the trade of the last

Afternoon Despatch & Courier

SPORTS

minor piece, Carlsen kept his queen and rooks on the same file and while Anand saved himself temporarily trading a pair of rooks his 34th move was a blunder leading to the defeat immediately as Carlsen's Queen and rook seized the seventh rank.

Anand, to his fans, is known for some great defensive technique but this was certainly not his day. Yet again, Carlsen got what he wanted out of the middle game and never gave any real chance to the Indian.

This turns out to be a huge setback for Anand who began quite well in the first game of the match and was close to being equal in the second game. The five-time world champion from India will now get a day's rest and the players will be back for the third game on Tuesday.

Earlier Anand said he felt relieved to have pulled off the result after a rather wobbly start.

"I was a bit wobbly for a few moves but then I got back on track, I am slightly relieved," the five-time world champion Indian said in the post-match conference.

Anand, who put pressure in the opening and then lost his way to find himself grappling in a slightly worse endgame, conceded that the position should have been an easy one to play. "To be honest this position this should not require so much work, somehow some imperceptibly careless moves then it started to get very annoying. I was down to three minutes or so, allowing his pawn to 'a4' didn't help but then I am very happy that I calculated this idea (rook manoeuvre)," the Indian said.

Carlsen, on the other hand, agreed that it was a tentative start."It was a little bit tentative at the start, I think at some point neither of us was playing particularly confidently, but somehow I managed to get out of a slightly difficult position and I even was slightly better and then probably there was no way to win, it was a good start", the champion observed.

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MUMBAI | MONDAY, NOVEMBER 10, 2014

SSP Chowrasia wins Panasonic Open to grab third Asian Tour title N

EW DELHI: Ace golfer SSP Chowrasia clinched his third Asian Tour title at the Panasonic Open as he pipped compatriot Rahil Gangjee and Sri Lankan Mithun Perera on the first extra hole in what turned out to be an exciting end to the event.

Chowrasia rolled in a 15footer birdie in extra time to cap a sensational comeback as he was five shots off the

lead during the start of the day at the USD 300,000 event sanctioned by the Asian Tour and Professional Golf Tour of India (PGTI).

With his trademark short game in full display at the Delhi Golf Club, Chowrasia returned with the day's low score of six-under-par 66 highlighted by eight birdies to finish on 12-under-par this win because I wanted to 276. boost my confidence. It is "I worked very hard for three years since I last won

and I will take a lot of positives from the win," said the 36-year-old Chowrasia, who won his first Asian Tour title at the 2008 Indian Masters, on the same venue.

"I've lost in two play-offs before but it never crossed my mind. I was focussed on making the birdie putt in the play-off. I always had the belief that I could win on the Asian Tour again and I did," he smiled.