Afternoon dc 17june2013

Regd. No. MH/MR/South-160/2012-14 RNI Regn. No. 43675/1985 MUMBAI MONDAY, JUNE 17, 2013 32 PAGES `3 Website: www.afternoondc.in

Aft er oo

RAINS WREAK HAVOC IN MUMBAI

By Team ADC

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Business&Investment Pg13-20 Normal life was completely crippled in Mumbai yesterday. For today, the BMC commissioner has appealed to people not to go out unless necessary

Azad Shrivastav | ADC

DESPATCH & COURIER

Gold: `27,675 Silver: `44,200 US Dollar: `56.65 Temperature: 310C/270C Humidity: 78%

eavy rains continued to lash Mumbai and the adjoining Thane district, causing water-logging in the city and the suburbs and hitting suburban train services on the central line as the tracks were flooded.

Suburban train services along Dadar-CST on the central line were suspended due to water logging at Masjid, Sandhurst Road and Byculla stations in the morning.

Services resumed in the afternoon after the rains subsided.

Services on the CST-Kurla harbour line, too, were suspended since morning due to the rains.

However, operations were normal between Kurla and Kalyan, Karjat, Kasara and Kurla towards Panvel as also between Thane and Vashi.

However, being a Sunday, disruption of services did not because too many problems as Mumbaikars generally preferred to stay indoors due to the heavy downpour since yesterday.

Flight operations at the domestic and international airports were normal.

Water logging was reported in the low-lying areas of the A man sits inside his home, flooded with rainwater, at BDD Chawl Delilah Road as he watched a news report on the hard rain that besieged Mumbai on Sunday. The meteorological city and the suburbs. department has predicted of heavy rainfalls in the next 24 hours and has warned citizens to be careful.

BEWARE... The municipal commissioner, Sitaram Kunte, quoting the Indian Meteorological Department, has warned of heavy to very heavy rain in the next 24 hours and has appealed to citizens not to venture outside today (Monday) unless there is an emergency. Kunte said, “Monday being a working day, people have to venture out. But please check the weather forecast report or listen to radio or TV news before you do.”

Colaba had recorded 147mm of rainfall while Santacruz received 115-mm.

Delayed trains, desperate passengers Central Railway officials said two long distance trains were short terminated due to the showers.

The 50104 Ratnagiri-Dadar Passenger was stopped at Diva and will leave as the 50103 Dadar-Ratnagiri Passenger from Diva.

And, the 12140 NagpurMumbai Sewagram Express was held up at Dadar and will leave as the 12139 MumbaiNagpur Sewagram Express from Dadar.

Meanwhile, trains which

have been rescheduled are as follows: 12105 MumbaiGondia Vidarbha Express, which will leave at 9.25 p.m. instead of at 7.10 p.m.; 12869 Mumbai-Howrah Express, leaving at 1.30 p.m. instead of at 11.05 p.m.; 16339 MumbaiNagercoil Express at 2.00 p.m.

Continued on pg 6 «

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Afternoon Despatch & Courier

CITY

Expo brings together NGOs, corporates, policy makers

Positive energy flows when you keep such objects and furniture in your room, which symbolize love. For instance, you can keep a heart-shaped clock or a red colored couch in your room.

Dr. Prem Gupta can be reached on 9820045774/9930318119 www.drpremgupta.com Sushil Kadam | ADC

VASTU TIP OF THE DAY

www.afternoondc.in

MUMBAI | MONDAY, JUNE 17, 2013

By a Staff Reporter

The event was inaugurated by Sunil Waman Prabhu, Mayor of Mumbai and had the support of he city played host to ‘Giving Back – NGO India Actor Shreyas Talpade, Dr. Kiran Bedi among others.

2013’ a CSR initiative by UBM India to bring to- CRY, Garbage Concern Welfare Society (GCWS), gether NGOs, corporates and policy makers to Wockhardt Foundation, Oxfam India, Guidestar India create sustainable business. More than 160 NGO’s and Samhita were some of the participating NGOs. Dr. Kiran Bedi speaking about the event said, “Each participated and exhibited their work over a span of one of us is an NGO at heart and the base for it is voltwo days from June 14 to 15 at Goregaon.

The initiative aimed at helping NGO’s become self unteerism and a person who seeks solution is a volsustainable while helping the corporate community unteer in himself. We need to create a hub to connect to achieve brand sustainability through better un- capable, creditable and transparent NGOs with Corporates.” derstanding and implementation of CRS strategies.

T (L TO R) Actress Kajal Aggarwal, Brand Ambassador of the event, Sunil Waman Prabhu, Mayor of Mumbai, Dr. Kiran Bedi and Actor Shreyas Talpade.

State to have Hotel and Tourism Inst. in Solapur

By Prashant Hamine

I

f all goes well the state could well have its own Hotel and Tourism institute in Solapur in the near future. Speaking to ADC, Minister for Tourism Chhagan Bhujbal disclosed that the state government is studying the tourism related courses offered in states like Rajasthan and Goa. He said that in the western region state’s like Rajasthan and Goa are known as the leaders when it comes to developed tourism infrastructure.

It was during the tenure of then minister for Tourism, Vijaysinha Mohite-Patil the institute was approved and constructed around 2000-04. However, ever since the building was constructed it was never put to use. The reason being, it is located in Solapur district which is not on the tourism circuit in the state. Bhujbal stated that the tourism department has now decided to hand over the building to the Higher and Technical Education ministry to run the institute.

He said that the government is studying the vari-

OPINIONS

ous Tourism related courses like Hotel Management, Catering, Tour Management, Tourist Guides and other related hospitality courses. At present most of the tourism and hotel management courses are offered by institutes that are directly under the jurisdiction of the union ministry of Human Resources Development (HRD) and some private institutes.

It may be recalled that some years ago the government had trained some tribal girls as airhostesses with disastrous results.

Most of the girls trained for jobs in the airline industry remained grounded. Another sector that the government has overlooked is the fact that there are hardly any trained tourist guides. Bhujbal, however, argues that there are private institutes offering such courses. However, recently when the Maharashtra Tourism Development Corporation (MTDC) recently unveiled its museum circuit it had to send its personnel for training with the Archeological Survey of India (ASI) for updating their skills.

Flight makes emergency landing in Mumbai

A

LIJJA AT AD. AGENCY

8811/LM Eng.

Saudi Airlines flight with 321 passengers on board, made an emergency landing at the Mumbai international airport after the pilot noticed a fire alarm in rear cargo hold of the aircraft, authorities said.

The aircraft was taken to primary isolation bay, Mumbai airport authorities said, adding that it occupied the runway for some time.

MANY MORE LAURELS Bhayandar’s St. Francis High School sees major achievements, apart from 366 of its 367 students being successful

A

part from delivering an excellent pass percentage of 99.72 in the SSC exams this year, the St. Francis High School in Bhayandar saw many of its students earning laurels for themselves and the institution. While 366 out of a total of 367 Franciscans

Shrooti Varma 95.45%, Jigar Soni were successful, 26 found place in the merit list, and as many as 153 students bagged distinctions.

Shrooti Yogendra Varma topped the list with 95.45, followed by Jagir Mohan Soni and Saurav Debasis Bhowmik with 94 and 93.64 per cent respec-

94% & Sourav Bhowmik 93% tively. Other toppers include Vaibhav Chavhan and Omkar Gavas who scored 93.27 per cent.

Managing Director, Grace Pinto, attributed the success to the hard work of the students and efforts put in by the teaching staff.

"Full emergency was declared for Saudi flight SV748, a Boeing 772 aircraft from Riyadh due to fire indication in rear cargo hold. There were 321 passengers on board and the aircraft landed safely on the main runway at 4.35 p.m.," authorities said.

"All passengers disembarked and went to T2," said authorites. The aircraft was later cleared for operations.

MUMBHAI VIKAS SABNIS

Initially I mistook him for a Congressman! Actually he is a staunch Advani supporter.

Do you think spending Rs.971.53 crore on the Eastern Freeway only for the benefit of private cars is a good move?

Rahul Iyer Media professional

If it were only for private cars, it would have been an utter failure but since it is there for public buses as well, it will help in curbing traffic considerably.

So, it’s definitely a good move.

Nidhi Upadhyaya Journalism student

It’s great to see that the infrastructure of this city improving but with the monsoons here, they should invest money into fixing the problem of areas flooding, which they have been trying to do for years.

Farheen Siddiqui News producer

At least people with private cars can benefit from it and save time and fuel.

So instead of cribbing, we should welcome this move but also come up with suggestions which help us lead a peaceful and traffic free life in our city.

Manek Kalyaniwala Lawyer

Although a freeway is essential to ease congestion of traffic and save travel time and fuel and prevent road rage but money spent on the Eastern Freeway is overboard.

Priya Mayekar Lawyer

If we are spending crores of rupees on a freeway, its utilisation should be to improve public transport system.

Readers wishing to participate in ‘Opinions’ may send us their name, day-time telephone number with a passport-size photograph to letters@afternoondc.in Your Subject line must be: opinion

Afternoon Despatch & Courier

INTERVIEW

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MUMBAI | MONDAY, JUNE 17, 2013

03

The scanty rainfall over the last three years which culminated in the serious drought this year, has forced everyone to look heavenwards.

Until recently only at the fag end of the summer would farmers anxiously gaze at the skies to scout for rain bearing clouds. It was this aspect of rural life that turned the attention of Dr. G Pandithurai (48), a Phd in aerosol studies, to dig deeper into why the clouds hovering above us behave the way they do during the monsoon season. Having done research at the University of Maryland, USA, and in Japan, Dr. Pandithurai is Scientist D at the Centre for Climate Change Research, Indian Institute of Tropical Meteorology, Mahabaleshwar where he has been for the past two decades. In conversation with Prashant Hamine When was the High-Altitude Cloud Physics Laboratory (HACPL) set up and what is the progress so far The HACPL became operational since June 2012. On June 7, we set up and put into operation the new cloud radar at Mandhardev, in addition to the existing precipitation radar.

The reason why this site was selected was because in Mahabaleshwar the height of the site is 1,400 meters above mean sea level The other condition is that we can make cloud measurements from the ground because the monsoon clouds rise due to Western Ghats but remain close to the ground.

What kinds of activities are being carried out by your laboratory in Mahabaleshwar?

Our primary role is observation of aerosol (an aerosol is defined as a suspension of solid or liquid particles in a gas. This includes both the particles and the suspending gas, which is usually air), cloud condensation nuclei, cloud microphysical properties (such as cloud liq-

CLOUDBURSTS CAN BE FORESEEN

monsoon season whereby rainfall predictions The lab has been started just last year and we do not have a long-term climatology as of can be made. now. These observations will be incorporated Does atmospheric pollution have any im- in processes in prediction models in future. pact on the monsoon?

Yes, aerosol pollution or vapor pollution can What factors impact the monsoon in Mahaaffect the amount of clouds and distribution rashtra? of clouds and in turn affect the precipitation There are several factors which influence the processes. Gas pollution, especially gas emis- monsoon, such as land-ocean temperature sions, do affect the precipitation process. contrast and other teleconnections. But one Large droplets cannot form in clouds as of the least understood factors is aerosolaerosol pollution prevents droplets from cloud-precipitation interactions during mongrowing. The pollution delays droplet forma- soon, which is sought to be addressed by this High-Altitude Cloud Physics Laboratory (HACPL) at Mahabaleshwar. Such observations need to be extended to other regions uid water content, cloud droplet number conwhere different types of aerosols and cloud centration and cloud drop size distribution), systems are found. precipitation (rain rate, rain drop size distribution), studies of which are carried out at Why is it that some parts of the state have our laboratory in Mahabaleshwar. good rains, while some like Solapur face drought every year?

What kinds of radars have been installed at The most important factor which impacts the the lab and how do they work? monsoon rainfall in Maharashtra is the WestIt was during the last monsoon season (2012) ern Ghats which block the monsoon bearing that the X-band radar was operated from winds flowing from the Arabian Sea unhinMandhardev near Mahabaleshwar. The Xdered into the hinterland and thus cause band radar is sensitive to precipitating clouds widespread rainfall. Orographic clouds are and it can observe precipitating cloud sysclouds that develop in response to the forced tems far away up to 80 to 100 Km radius lifting of air by t6he mountains (Western range. However, it is not very sensitive to nonGhats). raining cloud systems. For this purpose, the During the monsoon season, moist air institute augmented the state-of-the art Ka tion and hence it delays rains.

However, there is much uncertainty re- passing over the Western Ghats is lifted upband cloud radar which is highly sensitive to non-precipitating clouds. By combining both garding these processes. Moreover, because ward and cools during this process. As it types of radars and by monitoring both non- of the complex interactions between envi- cools, it becomes saturated and because of it precipitating and precipitating clouds, we ronmental meteorological parameters, the amount of water it can hold also decan now understand the conditions under aerosols, cloud microphysics and dynamics, creases, so the water vapor begins to conclear causal relationships between aerosols dense and finally falls as rain. This is the which rain formation takes place. and precipitation are difficult to identify. reason that Konkan region gets heavy rains.

How does the lab monitor the cloud dynam- Based on our past measurements, the effects Solapur is in the leeward side of Western of aerosols on individual clouds (particularly Ghats and hence the orographic precipitation ics during monsoon season?

As I have stated earlier, our lab monitors the in ice-free clouds) are more clearly under- is less and it falls under the rain shadow region. cloud formations, the precipitation inside the stood than are the effects on precipitation. clouds and other environmental parameters such as vertical profiles of temperature and Does the lab monitor the progress of mon- How does the research work help the state in humidity. Both the cloud and precipitation soon and can it predict a good or bad mon- preparing for the monsoon season?

Different factors which influence the monradars monitor the cloud dynamics during soon?

soon need to be understood by collecting observations. These observations will be used to understand several processes which impact the rainfall. They are to be incorporated in weather prediction models for better prediction. The HACPL was set up primarily for this purpose as the Mahabaleshwar site is ideally suited to carry out such studies.

What kinds of clouds are seen in Maharashtra and how do they impact the atmosphere in the state?

Convective, stratiform and orographic clouds are the main types. The deep convective clouds produce thunderstorms and give heavy rainfall in a short time period in localized regions. Orographic clouds gives heavy rainfall on the windward side of the Sahyadri ranges, especially in the Konkan region.

When cloud seeding can be done and how is it done?

Cloud seeding is done with the help of hygroscopic flares fitted in an aircraft, aiming at the area below the cloud base. By providing giant cloud condensation nuclei, it is possible to enhance the collision-coalescence process so as to initiate rainfall.

Can a July 26, 2005 - like deluge occur again?

What causes that kind of cloud burst in the first place?

Actually, that deluge, caused by a cloudburst, can happen if conditions are conducive, such as high vertical development of cumulo-nimbus clouds, continuous supply of moisture due to off-shore trough and vertical wind shear besides several other factors.

Can the HACL look out for a cloud build up that can cause such a deluge and forewarn it?

Our objective at the HACPL is to understand the cloud microphysics to rain formation processes. The X-band precipitation radar can see up to 80 km region and such huge rainfall events can be monitored.

04

THANKSGIVING

Afternoon Despatch & Courier

CLASSIFIEDS Change of Name

I,SURESH RAMNATH NAIDU son of RAMNATH NAIDU, holder of Indian Passport No. F 5864498, issued at THANE on 16/12/2005, permanent resident of ON PLOT OPP DOCTOR KUMAR, LAL CHAKKI ROAD, ULHASNAGAR THANE MAHARASHTRA 421004 and TH presently residing at 601, 6 FLOOR, AL SEEF-2 TOWER, JUMEIRAH LAKE TOWERS, DUBAI, UAE , PO 282579 do hereby change my name from SURESH RAMNATH NAIDU to VATTIKUNDLU SURESH RAMNATH NAIDU, with immediate effect.

Thank you St. Jude for the favour granted. O holy St Jude Apostle & Martyr great in virtue & rich in miracles near kinsman of Jesus Christ faithful intercessor of all who invoke your special patronage in time of need to you I have recourse from the depth of my heart & humbly beg to whom God has given such great power to come to my assistance help me in my present urgent petition in return I promise to make your name known & cause you to be invoked. Say our father three Hail Mary & three glory be's St Jude pray for us & all who invoke your aid AMEN. Sonal Patel.

C-6737

I, Ritu, after marriage to Ajay Kumar Singh residing at B-4A, Viceroy Court, Thakur Village, Kandivali (E), has changed my name from Ritu to Ritu Singh for all purposes.

C-7369

PUBLIC NOTICE

PUBLIC NOTICE

I have changed my name from Mithawala Shenila Faiyaz, to ‘Mithawala Shanila Faiyaz’ as per Affidavit dated 11/06/2013.

C-7370

This is to inform to the general public that original Share Certificate of shares of distinctive nos. 51 to 55 held by Mrs. Nargis Banu Shabbir Ali Rajani having address at 302, Matrudarshan CHS Ltd., Pooja Nagar, Mira Road (E), Dist: Thane is lost/misplaced and hence the application is received by the society for the issue of duplicate share certificate.

The society hereby invites claims and objections, if any, for the issue of duplicate share certificate within 14 (fourteen days) from the date of publication of this notice along with relevant proofs and documents supporting the claim in the society office of Matrudarshan CHS Ltd. If no objections are received within above mentioned time, society will be free to issue duplicate share certificate in the manner prescribed in the bye-laws.

For and on behalf of Matrudarshan Co-operative Housing Society. th Sd/Date:- 17 June 2013 Secretary Place:- Mira Road, Thane.

I have changed my name from Sayed Mohammed Arif Abdul Razzak, to ‘Sayyed Mohammed Arif Abdul Razzak’ as per Affidavit dated 11/06/2013.

C-7371

I have changed my name from Mohammed Jilani Masak Saheb to Mohammed Jilani Masak Saheb Shaikh as per Affidavit.

C-7396

I, Shaila Shashikant Dave, have changed my name to Sheela Shashikant Dave as per deed poll Affidavit dated 15/06/13.

C-7382

I have changed my name from Yunus Samsher Shekh to Yunus Samsher Shaikh as per Affidavit.

C-7397

I, Vimalakumari Bhuraram, have changed my name to Vimalakumari Bhuraram Suthar as per deed poll Affidavit dated 03/06/13.

C-7383

I have changed my name from Rasmitaben Iswarlal to Rashmita Ishwar Dhodi as per Affidavit.

C-7398

I, Mr. Ravindra Ramanlal Mehta, have changed my name to Mr. Ravindra Ramanlal Shah as per deed poll Affidavit dated 14/06/13.

C-7384 I, Miss. Kamala Sonaram, have changed my name to Mrs. Kamala Chimanlal Jayawal as per deed poll Affidavit dated 16/04/13.

C-7385 I, Prathish Bhaskara, have changed my name to Pratish Bhaskar Uchil as per deed poll Affidavit dated 3/06/2013.

C-7386

I have changed my name from Priyadarshani Shivram Salunkhe to Priyadarshini Shivram Salunkhe as per Affidavit.

C-7417

I have changed my name from Iswarlal Kishanbhai to Ishwar Kisan Dhodi as per Affidavit.

C-7401

I have changed my name from Menghani Premchand to Menghani Prem as per Affidavit.

C-7418

I have changed my name from Kanhiya Lal Mehta to Kanaiyalal Mangilal Mehta as per Affidavit.

C-7402

I, Sayyed Mohammed Arif Abdul Razzak, have changed my Daughter’s name from Sayed Apsa Mohammed Arif, to ‘Sayyed Apsa Mohammed Arif’ as per Affidavit dated 11/06/13.

C-7374

I have changed my name from Mohamed Sahejad Abdul Kadar to Mohammad Shehzad Abdul Kadar Lalpariya as per deed poll Affidavit dated 13/06/2013.

C-7389

I have changed my name from Sanghavi Ashaben Keshavlal, to ‘Shah Asha Zaran’ as per Affidavit dated 14/06/2013.

C-7375

I have changed my name from Sehnaz Noor Mohamed Patel to Shehnaz Mohammad Shehzad Lalpariya as per deed poll Affidavit dated 13/06/2013.

C-7390

I have changed my name from Nishmaben Premchand Khimsiya to Nishma Bipin Karania as per Affidavit.

C-7406

I have changed my name from Rubeena Ibrahim Shaikh to Rubina Sameer Shaikh as per deed poll Affidavit dated 14/06/2013.

C-7391

I have changed my name from Shreya Bipin Karnia to Shreya Bipin Karania as per Affidavit.

C-7407

I, Lalu Sabapat Tiwari, have changed my name to Ghanshyam Sabapat Tiwari as per deed poll Affidavit dated 13/06/13.

C-7379 I, Abdul Kalam / Abdul Kalam Pathan, have changed my name to Kalam Pathan as per deed poll Affidavit dated 15/06/13.

C-7380

I have changed my name from Umesh Srinivas Nayak to Umesh Shrinivas Nayak vide Maha. Gazette (U-62736).

C-7393 I have changed my name from Jignesh Dinesh Patel to Jignesh Dinesh Busa vide Maharashtra Gazette (X-23109).

C-7394 I have changed my name from Antoniette Manuel Fernandes to Antoniette Melville Pinero as per Affidavit dated 13-05-2013.

C-7395

I have changed my name from Kusum Kashiram Wagh to Sharda Chintamani Medhane as per Affidavit.

C-7415

I have changed my name from Ishvar Krishna Dhodi to Ishwar Kisan Dhodi as per Affidavit.

C-7400

I have changed my name from Tabish Anees Ahmed Shaikh to Tabish Anis Ahmed Khatik as per the Affidavit.

C-7388

I, Mr. Amit Gavanbhai Kamdar, have changed my name to Mr. Ameet Gunavant Kamdar as per deed poll Affidavit dated 30/05/13.

C-7378

I have changed my name from Siddhi Umesh Shirsat to Ssiddhi Ameet Kadge as per Affidavit dated 13/06/2013.

C-7414

I have changed my name from Chheda Sita Navinchandra to Chheda Nita Navin as per Affidavit.

C-7416

I have changed my name from Sayed Shabana Mohammed Arif, to ‘Sayyed Shabana Mohammed Arif’ as per Affidavit dated 11/06/2013.

C-7373

I have changed my name from Mohmad Salim Vali Mohamed Memon to Salim Vali Mohammed Kaladia as per Maha. Gazette No.X-18819.

C-7392

I have changed my name from Meena Devi Ramesh Kachhara to Meena Devi Ramesh Kumar Jain as per Affidavit.

C-7413

I have changed my name from Rajat Iswarlal to Rajat Ishwar Dhodi as per Affidavit.

C-7399

I have changed my name from Prashantha Kotian to Prashanth Sheena Kotian as per Affidavit dated 15-6-2013.

C-7387

I have changed my name from Tanuja Sadashiv Nare, to Saanvhii Mangesh Rajadhyaksha as per Maha. Govt. Gazette No. (U-47645) dated 24/01/2013.

C-7377

I have changed my name from Manjuben Nilesh Darji to Manjula Nilesh Solanki Vide Affidavit dated 14-06-2013.

C-7368

I, Hajirabegam Abdul Kalam / Hajirabibi Pathan, have changed my name to Hajira Kalam Pathan as per deed poll Affidavit dated 15/06/13.

C-7381

I have changed my name from Saiyed Arif Abdul Razak, to ‘Sayyed Mohammed Arif Abdul Razak’ as per Affidavit dated 11/06/2013.

C-7372

I have changed my name from Jhaveri Tauseef Ahmed Mohamed Hanif, to ‘Zaveri Tausif Ahmed Mohamed Hanif’ as per Affidavit dated 14/06/13.

C-7376

CHANGE OF NAME

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MUMBAI | MONDAY, JUNE 17, 2013

I have changed my name from Dhananjaya Pramod Kumar to Dhananjay Pramod Ram as per Affidavit.

C-7403 I have changed my name from Amjad Mohammad Zaman to Amjad Mohammad Zaman Shaikh as per Affidavit dated 13/06/2013.

C-7404 I have changed my name from Shiv Prasad Tivadi to Shiv Tiwari as per Affidavit dated 13/06/2013.

C-7405

I have changed my name from Bipin Lakhamshi Karnia to Bipin Lakhamshi Karania as per Affidavit.

C-7408 I have changed my name from Rajas Ashish Dhople to Yash Ashish Dhople as per Affidavit.

C-7409 I have changed my name from Deokishan Chandratan Lakhani to Devkishan Lakhani as per Affidavit.

C-7410 I have changed my name from Ashraf Aasi to Aakbar Aasi as per Affidavit.

C-7411 I have changed my name from Khimji Patel to Khimji Menat as per Affidavit.

C-7412

I have changed my name from Venkat to Kattukaran Vincent as per Affidavit.

C-7419 I have changed my name from Meena to Kattukaran Neena as per Affidavit.

C-7420 I have changed my name from Vinoy to Kattukaran Varghese as per Affidavit.

C-7421 I have changed my name from Sharma Nitinkumar Vijay to Sharma Nitin Vijay as per Affidavit.

C-7422 I have changed my name from Mrs. Husntara Vazir Ahmed Khan to Mrs. Husnara Vazir Ahmed Khan as per Affidavit dated 15/06/2013.

C-7423 I have changed my name from Nirmal George Mohanraj Valadaries to Nirmal Mohanraj Valadaries as per Affidavit.

C-7424 I have changed my name from Frank D'mello to Albert D'mello as per Affidavit.

C-7425 I have changed my name from Miss.Steffi Macrina Frank D'mello to Miss.Steffi Albert D'mello as per Affidavit.

C-7426 I have changed my name from Kalyani Kanji Chheda to Kalyanji Kanji Chedda as per Affidavit.

C-7427 I have changed my name from Chetandas Dalwani to Laveena Bhagchand Lassi as per Affidavit.

C-7428 I have changed my name from Jetendra Vasant to Jetendra Vasant Doiphode as per Affidavit.

C-7429

contd. on p.6

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Afternoon Despatch & Courier

CITY

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MUMBAI | MONDAY, JUNE 17, 2013

B

Y going on a spree of inaugurating half incomplete infrastructure projects in Mumbai just months ahead of the 2014 Lok Sabha elections, the ruling Congress-NCP alliance is hoping that Mumbaikars will vote for them yet again.

Going by past records, mega infrastructure projects have been no guarantee for electoral success. If construction of such projects was a sure shot lottery for re-election, then by constructing 55 flyovers in the metropolis and the Mumbai-Pune Expressway, the Shiv Sena-BJP government should have been swept back to power in 1999. But that did not happen.

The political overtones could not be missed by anyone as NCP’s deputy chief minister Ajit Pawar took potshots at the Congress-controlled MMRDA’s Skywalk policy. Be it Chief Minister Prithviraj Chavan or Ajit Pawar, their oft repeated emphasis that the Freeway will reduce the time it takes to travel to Pune and beyond seems to suggest that the massive infrastructure investment was intended more for politicians like them from Pune and not for

Mumbaikars!

Infrastructure projects have now become show piece items for politicians especially if you are from the ruling alliance. The 6.1 Km flyover in Nashik which touches minister for Public Works Chhagan Bhujbal’s, Bhujbal Knowledge City there is a case in point.

Pawar hit the nail on the head when he unashamedly referred to the Freeway criss-crossing constituencies of 3 MPs and 9 MLAs of the ruling alliance and sought Mumbaikar’s votes.

Never mind if the infrastructure projects like the Bandra-Worli Sea Link take a decade to complete and end up being under-utilised because of poor planning ahead.

Our politicians’ free ways

the Congress in the corner when party leaders firmly turned down any clamor for a reshuffle of its own flock.

After having castigated Bhaskar Jadhav for the lavish wedding of his children at a time of drought, Pawar senEVERYONE has been left be- ior first axed him, then made wildered by the reshuffle of him the state president and his cabinet then tied his hands by makministers by ing his blue-eyed boy JitenNCP chief dra Awhad state working S h a r a d president. The oft-repeated Pawar. Bar- Pawar senior’s quote that the ring the ex- bread has to be turned in the clusion of pan to ensure it is fully a l l e g e d l y baked, has never really haptainted Gulabrao Deokar, his pened here. It is increasingly nephew yet again ensured becoming clear that Pawar that his ministerial berth re- senior is increasingly finding mained intact. The en- it difficult to rein in his masse resignation drama nephew who is increasingly that preceded it failed to put flexing his political muscle

Pawar the half baker

SIMHASAN Prashant Hamine | ADC and making no bones about his desire to become the chief minister one day.

Splitsville IN the end it came as no surprise for anyone, with the JD(U) walking out of the 17 year old alliance with the BJP. The bone of contention may be Narendra Modi here, but the RSS has made it abundantly clear to the BJP that it wants to see Modi lead the party at the hustings. Even if that means facing electoral loss in the short term. The Sanghs move to weed out

05

the old guard and infuse young blood has had its first casualty in Bihar. Like the NCP in Maharashtra, the BJP in Bihar is hoping to duck the anti-incumbency factor.

Gone are the days of taking people for granted or trusting their memory will be short-lived. The electorate waits for the elections to come to teach a lesson to those who betray their trust, more so when they have been promised the moon.

Amidst all this there is this interesting contrast, while the JD(U) has walked out of the alliance, it is only the Shiv Sena another long standing ally of the BJP which has stood firmly by its side. It is hard to believe that the JD(U) could not have fathomed the implications of the developments within the BJP. If the Maharajganj bye-poll result was an wake up call for Nitish, it is by no means indicative of a RJD wave. At present Lalu Prasad Yadav will have to sit out in the wilderness as the BJP will take up his position in Bihar. If Modi manages to polarize the votes, the outcome will be still a split verdict.

back in 1982. No one not even those in the opposition then would have ever imagined in their wildest of dreams that he would one day lead the state. After A R Antulays exit in the wake of the cement scandal, Congress president Indira Gandhi was looking out for a successor. So one day she happened to call Bhosale to Delhi.

In those days in the Congress being called to Delhi meant something, and news for the media. Bhosale’s actual meeting with Indira Gandhi lasted barely for few minutes and that too was restricted to just a occasional `hum’ from the late Prime Minister. But wily as he was, Bhosale who was surrounded by the media upon his arrival back home when asked replied “well we discussed state politics”.

If that was not enough, no sooner was his name announced as the next chief minister of Maharashtra, Congress MLAs ran towards him. Wily and sarcastic as ever no sooner had they left, Bhosale is reported to have THE late Babasaheb Bhosale quipped “you do not have to was the quintessential Con- tell the vultures where the gress back-bencher way dead animal is!”

Invitation to diseases Mumbai stinks!

Eternal Back bencher

Deputy Municipal he Solid Waste Management department of the BMC, reCommissioner for sponsible for removal of the city’s SWD Prakash Patil 6,500 tons of garbage generated said, “Garbage on a daily basis, plus 2,500 tons of construction debris, seems to be collection has struggling in the heavy rain. been affected a bit For the past three days, various due to rains.” areas in the suburbs, especially in the K West locality covering AndHe added that Kheri up to Oshiwara and JogeshEast ward that wari, there was no collection for comprise Andheri three days. Yesterday, to the great relief of residents, garbage comEast and pactors landed up but found it surrounding areas difficult to deal with the sheer volhad problems umes that had piled up. No ext5ra collection rounds seemed to have regarding been made. contractual labour.

The situation seemed to affect “The issue has the suburbs much more than the island city. According to source s in now been the Disaster Management Cell, the resolved.

We have problems were compounded by incorporated with falling trees and the heavy rain.

On Saturday, Colaba recorded 141 private contractors mm rainfall and on Sunday by 2.30 to tackle the pm it had already recorded 129 problems of fallen mm . on an average, On an average, 30 trees are falling in the city trees,” he said. and the suburbs. On the first day of the rains, 98 trees fell. The SWD Department has to dispose of the are causing concern for the health small branches, leaves and also officials as they can become the other regular garbage, and it breeding grounds for outbreaks of claims, while extra manpower and monsoon diseases like malaria, machinery are being deployed, it gastro-enteritis and leptospirosis.

The ADC tried repeatedly to conis not able to keep up.

Meanwhile, the sight of unat- tact BMC chief engineer Prakash tended, overflowing garbage bins Kadam without success.

By Vishnudas Sheshrao

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By Raju Vernekar

M

umbai which accommodates over 12 million people produces nearly 6500 Tons garbage in addition to over 2500 Tons of construction and demolition waste per day. But its garbage disposal system has gone awry. The best example could be that of these over flowing garbage bins located

near Om Hira Panna Mall at Oshiwara, Andheri West.

These bins are in this state for the last several days and in heavy rains, the situation becomes worst.

There is no doubt that this type of garbage accumulation will be the veritable ground for breeding germs to spread diseases. The garbage disposal staff is on strike is a standard reply given by the K West ward office.

06 CHANGE OF NAME I have changed my name from Sayyed Gulzar Ahmad Munir to Sayyed Gulzar Munir as per Affidavit.

C-7430 I have changed my name from Bhavnaben Narendra Shah to Bhavna Narendra Shah as per Affidavit.

C-7431 I have changed my name from Bhagwatiben Chunilal Modi to Bhavna Narendra Shah as per Affidavit.

C-7432 I have changed my name from Raju Shyamrao Dighe to Rajesh Shyamrao Dige as per Affidavit.

C-7433 I have changed my name from Mohd Abdul Shams Adnan Basit to Shams Adnan Basit as per Affidavit.

C-7434 I have changed my name from Ma Basit to Basit as per Affidavit.

C-7435 I have changed my name from Heena Khustar to Heena Basit as per Affidavit.

C-7436 I have changed my name from M.A.Basit Qureshi to Basit as per Affidavit.

C-7437 I have changed my name from Dolly Mol Regvel to Dolly Harold Regvel as per Affidavit.

C-7438 I have changed my name from Kausar Jehan Subhan Said to Kausar Jehan Subhan Sayyed as per Affidavit.

C-7439 I have changed my name from Alfiya Subhan Said to Alfiya Subhan Sayyed as per Affidavit.

C-7440 I have changed my name from Geeta Purshotam Chanchlani to Geetu Purshotam Chanchlani as per Affidavit.

C-7441

HC denies relief to convict who remained absconding for 3 yrs

Afternoon Despatch & Courier

CLASSIFIEDS

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MUMBAI | MONDAY, JUNE 17, 2013

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Prison in October, 2010 after he was rearrested.

He had obtained a month's parole in September, 2006 after submitting that his mother was unwell. He then got an extension of 18 days, but after that he went missing for 1,115 days. Later, he was arrested in January, 2010.

Last week, the division bench of Justices P V Hardas and Mridula Bhatkar had dismissed his petition, saying that the punishment inflicted by the authorities was not harsh, and due procedure had been followed.

"We do not find any merit in objections based on parity and proportionality of the punishment," the bench said.

he Bombay High Court has dismissed a petition filed by a murder convict challenging an order of jail authorities to debar him permanently for parole.

Ronald Alvares, who is serving life term for murder, had contended that the punishment of permanent removal from 'remissions register' was too harsh.

In similar cases, he said, others had been given lighter punishment such as withdrawal of canteen facilities for a month.

Alvares had faced the action for jumping the parole for three years. The order in question was passed by the Superintendent of Kolhapur Central

Cop arrested during wedding for cheating woman A

police constable was arrested while his marriage function was on for allegedly cheating a woman police constable and tying the knot with another lady, police said today.

Constable Sachin B Patil, attached with the Navi Mumbai police, was arrested a couple of weeks back and police informed about the incident to mediapersons last evening.

Sachin, a resident of Sontakke village in Bhiwandi taluka of Thane, was in a relationship with a woman colleague and promised to marry her, police said.

However, he later ditched her and decided to marry another

girl, also a police constable working with Thane rural police.

Sachin's woman friend got to know about his wedding plans and lodged a police complaint against him.

Subsequently, Bhiwandi police arrested him from a marriage hall while his wedding function was on.

Later, the bride's family also lodged a complaint against Sachin for cheating them and he was arrested in that case also.

The constable has been booked under sections 406 (criminal breach of trust) and 420 (cheating) of the IPC, police said, adding that further investigation in the case was on.

Maharashtra to have new water policy Against the backdrop of the severe drought in several parts of the state prior to this monsoon, Maharashtra Government is preparing a water policy on the lines of the National Water Policy.

The National Water Policy (NWP) stipulates that state policies should be drafted/revised in accordance with it, a senior official said.

The government has invited comments/suggestions from various societies working in different sectors, NGOs and other water users for the modification of the present State Water Policy which has been in existence since 2003, he said.

NWP was first framed in 1987 and modified in April 2002.It requires that every state formulate its own water policy backed by an action plan.

The Departments involved in revision of the state water policy include the Water Resources Department, Water Supply and Sanitation Department, Environmental Department and Maharashtra Water Resources Regulatory Authority (MWRRA).

In the 2003 State Water Policy, the priority of water use was: Drinking, Industrial and Irrigation. However, in May 2011 there was a revision of priority: Drinking, Irrigation and Industrial use.

Rains wreak havoc in Mumbai Continued from pg 1 ÂŤ

p.m. tonight.

instead of at 12.05 p.m.; 22820 LTT-Visakhapatnam Express at 2.30 p.m. instead of its usual 12.25 p.m.

The departure of the 12322 Mumbai-Howrah Mail via Allahabad has been pushed back to 4.00 p.m. tomorrow instead of at 9.25

Water enters schools A report from Thane said that two ashram schools in the tribal region of the district were submerged in the heavy downpour in the last couple of days.

The disaster control room

said that the ashram schools of Gotapada and Shani Pada in Betagaon in Palghar taluka were submerged although no injuries were reported.

In another incident in Ambernath, the walls of Waldhuni and Khuntawali schools collapsed in heavy showers. But no injuries

were reported there, the control room added.

Reports also said that the Barrage dam at Badlapur was flowing 1.5 metres short of the danger mark.

Fishing on the high seas has been banned by the district administration from June 15 to August 15.

Afternoon Despatch & Courier MUMBAI

| MONDAY, JUNE 17, 2013

07

Man held for duping depositors

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Afternoon Despatch & Courier

CITY

By Zuber Ansari

have three cases of cheating against him. In the latest incident he duped Rs.7.5 lakhs from the employee of an entertainment company who visited Axis Bank (Lokhandwala Branch) to deposit the money but he was duped by Abbas who was keeping watch on victim activity.”

“Abbas is good talker and he makes friends quickly. In this case he duped Rajesh Patil who landed in AXIS Bank to deposit money by assuring him that he know his employer very well. After taking Patil in his confidence he decamped with money and spends whole money on bar girls,” Patil added.

With the help of CCTV footage from AXIS Bank and a month long investigation Abbas was finally arrested. Abbas is originally from Surat but used to stay in Nalasopara.

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he Oshiwara Police station has arrested a 36-year-old man on charges for conning individuals who were going to deposit their money in banks.

He spent it on bar girls and consuming delicacies in city based hotels.

Abbas Ukaani had adopted a very unique way to dupe people. He chose gullible targets, usually first time bank clients.

According to Assistant Police Inspector (API) Ravindra Patil from Oshiwara Police station, “We arrested Abbas Ukaani from his Nalasopara residence on the basis of a tip. He is a high profile cheater and has more than 20 cases registered against him. In Oshiwara alone we

Night shelter in turns nuisance by day

By Suresh Golani

T

he night shelter of the Mira Bhayandar Municipal Corporation (MBMC) located in the Kharigaon area of Bhayandar (east) which is run by a NGO seems to have become a nuisance for students and people residing in the vicinity.

Veteran, BJP corporator and standing committee member, Rohidas Patil in his official letter to the civic chief, has demanded a shift in location of the night shelter which is presently operational in the administrative ward office building which also houses, a primary school, library, study centre and tax payment counters.

It should be noted that following the direction of the Supreme Court in 2011, the MBMC had

started two night shelters in the region. While the first floor hall of the municipal school located in the Kharigaon area has been converted into a 45-bed capacity night shelter with different sections for men, women and children, the other housed on the second floor of the Fire Brigade building in Bhayandar (west), having a capacity of 30 beds, is meant exclusively for women inmates and children.

The shelters are temporary accommodation arrangements to provide night-stay facilities to the homeless. However it has now been alleged that some people seeking accommodation in this night shelter continue to loiter in the area even during day-time and frequently involve themselves in noisy quarrels disturbing the

peace and tranquillity of the area.

“Though it is a good initiative, thanks to the callous attitude of the management, this (Bhayandareast) Night Shelter is nothing but a nuisance for locals especially students who come here to study,” said Patil, who has also raised a possibility of presence of anti-social elements who under the guise of homeless people carry out their illegal activities.

Dr. Nareshchandra, Pro Vice Chancellor, MU, who said, “Students should not worry as colleges still have vacant seats. If seats are full in some college, they will surely get their seats booked in another college. Students should wait for the third list to be declared and should be patient. All the students who have filled the forms will be getting admissions.”

Kamat thanks party for being made general secretary F

ormer union minister and newly appointed AICC general secretaryGurudas Kamat thanked the Congress party leadership today for their confidence in him after being ap-

pointed as General Secretary of the All India Congress Committee.

Kamat said he has assured both Congress president Sonia Gandhi and party vice president

Rahul Gandhi, that he will do his utmost to justify the confidence shown in him by giving him responsibility of Gujarat, Rajasthan, Daman and Diu, besides Dadra and Nagar Haveli.

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JD(U)’s departure from NDA taken in haste: Sanjay Raut

By Suyash Padate

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he Shiv Sena yesterday described the Janata Dal (U) decision to break away from the BJP-led National Democratic Alliance (NDA) as unfortunate and has been taken in haste.

Speaking to reporters, Shiv Sena spokesperson Sanjay Raut said, “Due to the decision of JD (U), NDA will be at a loss and the Congress will benefit from this move. If my party wants, I am willing to speak to JD (U) leader Sharad Yadav. Gujarat Chief Minister Narendra Modi’s appointment as BJP campaign committee chief is the internal matter of BJP. NDA is yet to meet to finalise the alliance’s Prime Ministerial candidate.”

The 17-year-old chapter of JD (U)-BJP alliance under the banner of NDA ended on Sunday with JD (U) announcing to break ties. Chief Minister Nitish Kumar who called on Governor D.Y. Patil at Raj Bhavan recommended removal of 11 BJP Ministers including Deputy Chief Minister Sushil Modi while JD (U) president Sharad Yadav announced his resignation as convener of the NDA. Against this backdrop now all eyes are on Shiv Sena the oldest alliance partner of the BJP. Uneasy calm is prevailing between the partners for last couple of months over inclusion of Maharashtra Navnirman Sena (MNS) in to the grand alliance (Maha Yuti). The Sena is against the inclusion of MNS in to the alliance whereas some of the BJP leaders are in favour of inducting MNS.

Circular issued to CWCs for checking abuse at shelter homes T

he Maharashtra government has issued a circular to all district offices of Child Welfare Committee with suggestions and guidelines on checking sexual and physical abuse of minor inmates in shelter homes.

This was informed to the Bombay High Court by Advocate General Darius Khambata earlier this week during the hearing of a suo moto PIL on a news report, which highlighted alleged sexual abuse of 35 girl inmates in a Nashik shelter home.

The issue came to notice in April after the inmates sent a letter to NGO Childline alleging sexual and physical harassment by a trustee and four other male employees.

"A circular has been issued to all district offices of the CWC regarding modalities on how such children shelter homes should be conducted and the role of CWCs. A district- wise committee shall also be formed which will conduct surprise inspection on shelter homes," Khambata said.

The committee, apart from overseeing the condition of the shelter home, shall also interact with each inmate individually, he said, adding, "the committee shall submit its findings to the district child protection unit."

The circular also mentions suggestions such as male and female inmates should be kept separately, girl children shall be looked after by female staff only and a complaint box shall be kept in the home where inmates can drop their complaints anonymously.

A division bench of Chief Justice Mohit Shah and Justice M S Sanklecha, however, observed that the complaint box would not evoke much confidence if it is kept inside the shelter home's manager or trustee's room.

"If so then the inmate's identity would be revealed," Chief Justice Shah said.

The court also suggested the government to take help ofNGO workers while interviewing minor inmates.

"Your (government) officers may go to the shelter home like inspector figures and the minor children might not be very comfortable in opening up to someone like that," the Chief Justice said.

Khambata then said that the government was trying to sensitise its officials while handling such cases.

The court has asked advocate Subhada Khot, appointed to assist the court in the matter, to look into the circular and inform the court if she has any further suggestions.

The matter has been kept for hearing on July 11.

Khambata also informed the court that a charge sheet has been filed against the accused in the Nashik shelter home abuse case.

In its last hearing, the High Court had cancelled the bail granted to four of the shelter employees including a 72-year-old watchman. It had observed that the best interest of the minor victims has to be ensured.

Afternoon Despatch & Courier MUMBAI

| MONDAY, JUNE 17, 2013

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10

Going against the current proved Advani’s undoing

Afternoon Despatch & Courier

EDIT PAGE

DESPATCH & COURIER

Ponder awhile...

Everyone’s worried about stopping terrorism. Well, there’s really an easy way: Stop participating in it.

— Noam Chomsky

Step up action against Naxalite menace he Naxalite movement has been T there in quite a few parts of the country for years now. The government has not taken effective action to deal with it. The menace has grown over the years mainly because of lack of action by the government. The government thought that a carrot and stick strategy would be effective. That however has not happened. The main reason for the Naxalite movement is poverty and exploitation. The government should have made efforts to increase the chances of survival in the tribal region. It should have taken prompt action against leaders who were brainwashing the kids.

Today we have perhaps a few thousands of Naxalites across the country. The attacks in Chhattisgarh and Bihar show that many teenagers have been brainwashed and misled. Boys and girls with deadly weapons massacred a large number of innocent citizens in Chhatisgarh. The attack on a passenger train in Bihar by 100 teenaged girls and boys show the Naxalites are choosing new targets.

They can be expected to carry out more strikes.

It is too late now to make efforts to change the mindset of the teenagers who have been thoroughly and hopelessly brainwashed. Union Minister Sushil Kumar Shinde has rightly described them as terrorists.

They should attract strict action.

The government is apparently still taking half-hearted measures. The deploying of CRPF and the police to deal with them is not enough. More intensive, even ruthless operations are needed to end the menace.

Afternoon DESPATCH & COURIER

CAROL ANDRADE Editor

A.R. KANANGI Associate Editor

KAMAL MORARKA Chairman of the Board of Directors Afternoon Despatch & Courier office is located at: Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001. Phone: 40768999.

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Registered Office at: 98 Mittal Chambers, Nariman Point, Mumbai-400 021.

Vol. XXIX No. 71

A

FTER spending a whole life time in the Sangh Parivar — he was 14 when he joined the RSS in Karachi — L.K. Advani at the ripe old age of 85 showed that he is yet to come to terms with its style of functioning.

Unlike most family-run parties, the Sangh has always put the organization ahead of individuals howsoever high and mighty they may be.

No single person could claim to be its sole arbiter. No. Not even the Sanghchalak Mohan Bhagwat. Collective decision-making was the norm, not an exception. Be it the RSS or the BJP or, for that matter, any other affiliate body, a diktat from on-high was most unwelcome. Instead, major decisions were taken after what they call in the sangh a ghosti (meeting) of senior apparatchiks. And once taken, everyone is expected to fall in line.

That is that. No quarter is given to rebels or sulkers. If they still persist in going against the consensus, they soon find themselves cast away or marginalized.

Advani, therefore, erred in misreading the Sangh mood. It did not decide to hand over the reins of the BJP to Narendra Modi in a hurry. Wide-ranging consultations preceded his anointment in Goa. Senior members of the parivar were consulted. Modi himself visited Nagpur a few months ago. All possible avenues of consultations were exhausted before the Nagpur establishment zeroed in on the Gujarat Chief Minister for formalizing the transition from the Vajpayee-Advani era to the next generation.

Against his better judgment, Advani lent his ears to someone in his family whom he considers a modern Chanakya. A few durbaris, who had got where they had in the BJP thanks to his weakness for sycophancy, knew that they had to endorse the line of action being canvassed by Advani’s homegrown Chanakya. As a result, he ended up blotting his own copybook. He could rightly be proud of his immense contribution to the rise of the BJP as the second largest party in the country. Even though he lacked the charisma of Vajapyee, he was nonetheless BJP’s second most important leader. A quintessential organizational man, he was the chief point person of the RSS in the BJP. Vajpayee survived Advani’s attempts to undercut him only because of his popularity.

After Vajpayee’s withdrawal from the political scene due to illness, Advani sought to shed his hardline Hindutva image. His overnight discovery that Jinnah was secular was part of the strategy. He wanted to present himself as a liberal, secular leader like Vajpayee. Whether or not the country was ready to accept the new Advani, the RSS was not.

Having used the RSS to hobble Vajpayee at every step, even to get the deputy prime minister’s post, and to be named the Leader of the Opposition in the Lok Sabha in the early 90s even when Vajpayee was a member of the same House, Nagpur was not ready to accept the heretic Advani. He was forced out of the BJP President’s post.

He made up with the RSS but it was an uneasy relationship. Once the BJP, under him, lost the 2009 Lok Sabha poll, for all practical purposes Advani’s career was over. He ought to have gracefully retired. Sushma Swaraj was made the Leader of the Opposition, though Advani had won the Gandhinagar seat thanks to Modi. Since then he has been the acting chairman of the NDA. Instead of coming to terms with the reality of old age — he will be 86 in November — and his lack of appeal to an electorate predominantly below the age of 35, Advani still nurses prime ministerial ambitions. His resignation from the party posts a day after Modi’s anointment in Goa, revealed a very frustrated Advani, hoping against hope that a number of senior leaders whom he had groomed

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would resign in solidarity. Sushma Swaraj, who is directly effected by the rise of Modi, too knew better than to join Advani. Aside from the contretemps of the JD(U) synchronized to signal the Sangh parivar against Modi’s rise, Advani came across as a lonely, forlorn man in the autumn of his life. He did not have many friends left in the BJP. They had all joined the Modi bandwagon, sensing that the people crave for a strong and clearheaded leader to replace the corrupt and doddering UPA. Meanwhile, apologists of the scam-a-week, bumbling UPA ought to know that being a cadre-based party BJP will stay true to its course. Family-controlled parties will go where the family is. Cadre-based parties take such sulks and tantrums by their leaders in their stride. And eventually marginalize trouble-makers. Remember how the Jana Sangh, the BJP’s previous avatar, had ejected out its most successful leader, the late Balraj Madhok when he tried to play the sole arbiter.

Nitish can eat his cake and have it too

Nitish’s state of mind: Dard Aab Ja Key Utha, Chot Lagey Der Hui… (Loosely translated it means that though one was hurt long ago only years later I feel the pain.)

Eleven years later, when he has lost a lot of ground in Bihar — as evidenced by the recent rout of the JD (U) in the Maharajganj Lok Sabha by-poll — he hopes to hoodwink the substantial minority vote in the State with his anti-Modi gambit. Simple. Politics has been reduced to an artifice where on the electioneve minorities are sought to be fooled by raucous sloganeering about secularism and communalism. These are convenient categories rival politicians create to suit their electoral exigencies.

Kumar might be hoping to emerge as a prime ministerial candidate of the so-called third front. After all, leaving the NDA entails no sacrifice and yet reinforces his claim as a secular warrior from the Hindi heartland who is better qualified to lead a hotchpotch of regional outfits rather than a Naveen Patanaik or a Mamata Banerjee. The third-fronters might claim to be equidistant from both the national parties, but they will still need the support of one of them to muster a simple majority. Third front would play on the mutual antipathies of the Congress and the BJP to enlist the support of one of them to cobble together a majority. If wishes were horses, then beggars would ride, wouldn’t they?

How can anyone conceive a third front without J. Jayalalithaa? And how can anyone expect that she would stand down in favour of someone else for prime ministership? And is there any common strand of ideology or program among these day-dreamers? Kumar in Bihar is essentially an OBC leader who has won power in alliance with the upper- and middle-caste base of the BJP. Patnaik in Odisha has won thrice in a row essentially because the Congress is virtually defunct in the State and he still has remnants of his late father Biju Babu’s charisma.

But Jayalalalithaa and Banerjee are leaders in their own rights. It might be easier for Kumar to work with, and under, Modi than to conceive working with the mercurial AIADMK and TMC Supremos.

N

Double-standards of ‘a caged parrot’

INSIDE STORY Virendra Kapoor Madhok floated his own party but failed to win even a single municipal corporation seat.

By behaving in a petulant manner, the BJP patriarch has harmed his own cause. We feel sorry for Advani. A rare cerebral politician, he jeopardized his legacy by throwing a fit at the deserved rise of one of his own protégés. He has lost it.

ITISH KUMAR is fortunate. He does not have to give up power for the sake of his principles. Indeed, he can eat his cake and have it too. Protest against the elevation of Modi in the BJP is guaranteed not to cost him the chief minister’s post. The Janata Dal (U) has 118 members and needs a couple of footloose MLAs to reach the half-way mark of 122 in the Bihar Assembly. He will get them. The BJP with 91 members will be a formidable opposition, should it come to the parting of ways with the JD(U). Being the core of the NDA, the party will be left with the Akalis and the Shiv Sena. But the BJP need not be defensive. It is a legitimate aspiration of all parties to try and win elections. If the BJP reckons that it has no one better to lead its campaign than the go-getter Modi, it cannot be faulted for plumping for him. Should Kumar want to go his own separate way, the BJP should have no regrets. Nor should it go out on a limb to retain him.

The opportunistic election-eve stratagem of secularism versus communalism to frighten the minorities has become so trite that it no longer fools even the minorities. Remember it is the same Nitish Kumar who had uttered not a word edgeways against Modi during the 2002 Gujarat riots. At that time he was Railway Minister in the Vajpayee Government. So, his pain and anguish for the minorities had to be naturally subordinated to his need to cling to his ministerial chair in Delhi. There is a famous line in an old Mohammed Rafi number which neatly sums up

T

HE CBI is going full steam ahead to probe the 2004 Ishrat Jahan encounter case of Gujarat. Institutional integrity is sought to be attacked with the CBI insisting on interrogating a senior Intelligence Bureau official who had told the Gujarat Police that she was a ‘jihadi suicide bomber’ sent out to kill Narendra Modi. IB asserted that she was a Lashaker-e-Taiba jihadi. Telephone recordings of the LeT chief in Pakistan instructing Jahan’s handlers in Mumbai were aired by a television news channel the other day. And the official website of the LeT had mourned the death of ‘martyr Ishrat Jahan’ but the entry was removed when it realized that the incident could be milked by anti-Modi politicians to embarrass him.

Also consider the Government’s repeated and firm no to investigate the Batla House encounter killings in September 2008. In spite of repeated pleas by various human rights groups and a couple of PILs, the Government showed no inclination to probe the encounter. So much so Salman Khurshid, now the External Affairs Minister, had told an election-eve audience in Azamgarh that ‘Sonia Gandhi had tears in her eyes when she heard about the encounter killings in Batla House.’

And Digvijay Singh had not only called that encounter fake but demanded a judicial inquiry into it. However, the CBI would not lift its little finger to probe it.

Afternoon Despatch & Courier

MUMBAI | MONDAY, JUNE 17, 2013

Education should be birthright of all!

MOST schools in Mumbai are to re-open today. On the other hand, several students are left without admission as number of students clearing SSC and HSC far outnumbers the seats available in schools and colleges in the city. The city’s population has grown over the years but not many schools and colleges have been added. Mumbai urgently needs better infrastructure when it comes to education.

Education should be the birthright of all, and every child wanting to learn must be accommodated to study. Private schools EMPOWERMENT NEEDED: Even though laws have been passed, many children could be given permission to have no access to education, which is now available only at a price. ‘adopt’ municipal schools as they have vast space, but no teachers the money. The hike in the fees is ernment should not issue orders to and students. Community halls too due to the increase in the cost of schools which force them to incould be converted into temporary maintenance, higher wages of the crease the fees, finally resulting in the parents being hard-hit. schools and colleges to help stu- teachers etc.

It is high time that the governdents secure admission and learn.

The recent protest in some city Today’s children are the future of school by parents is alarming, and ment took a more balanced view our country. The government it took an ugly turn when school and stopped interfering in the afshould consider education as an management had to call in the po- fairs of private schools. The govinvestment and aim at a cent per lice for protection of the Principal ernment must intervene only if cent literacy rate in our country. and the teachers. The private any private schools take advantage Social crimes would vanish if peo- schools have stated that they have of the situation and take the parple are educated enough to do a right to fix the fees because the ents for a ride by charging them jobs. There would be no beggars government does not give them very high fees and donations. and no child labor if children are any financial assistance or grant. It — Bhagwan Thadani, Mumbai made to spend time in schools. By also interferes in the working of the giving them education, we are ac- school.

It has been observed that the THIS refers to the report, “SSC stutually feeding them, not for just a day, but making them independent government has been regularly is- dents flummoxed .....” (ADC, June suing directives to private schools, 12). What is the idea of the State to feed themselves for a lifetime.

— S.N. Kabra, Goregaon instructing them to implement the Board which introduced the ‘Best Pay Commission and other bene- of Five’ package in SSC recently? Is fits for teachers, which results in it to console the students who

WITH new academic year starting the schools having to bear the bur- fared poorly in exams with their in mid-June, it has been observed den independently, whereupon, dream or to boost the false image that some of the private schools in they attempting to pass on that some parents maintain in society Mumbai are charging very high burden to parents by collecting regarding their children’s scores?

With all respect, this package is fees, resulting in middle-class par- more money - it being their only ents finding it very difficult to raise source of income. In fact the gov- worth nothing but serves only as a

Crashes guaranteed ALMOST like clockwork, a few old buildings in South and Central Mumbai collapse during the monsoon. This year, there was a building collapse in Mahim at the very start of the season. It always amuses and annoys one how the BMC lightly shirks off its responsibilities and passes the blame on to other parties. In this instance too, the BMC plans to shift the entire onus on to building’s owner, structural consultant and architect. While there is no denying that these parties should be held responsible, that is not the whole story. It has now been revealed that advocate Rizwan Merchant, who tragically lost members of his family in the accident, had sent complaints about unauthorized additions and alterations to the structure to both, the BMC and the police, as far back as November 2010. Predictably, the complaints were simply ignored and filed away.

One of the complaints was about an unauthorized hoarding and water tank on the terrace which loaded an already weakened structure. If prompt action had been taken, the tragedy could possibly have been prevented. But then, accountability is an unheard of concept in our municipal corporation.

— Firoze Hirjikaka, Colaba

BJP safer under L.K Advani NARENDRA Modi may be the ‘Sachin Tendulkar’ of the BJP but that does not mean that he should lead the party in the coming Parlia-

cosmetic application, for what and whose benefit is best known to the State Education Board. Indeed this system has upset the concept of merit and even kept all confused and guessing.

The boosted percentage gives no advantage to students for college admissions as it is not total assessment, and again confusing, as a student who just earned a pass mark in Maths or Science, may pursue the weak subjects for further studies with this package percentage! One wonders why the State Education Board is wasting its valued time and labour, instead of innovating some sensible systems to improve Education.

mentary election. L.K Advani is the tallest leader, not just in the BJP camp, but all across India, and has a lot of respect among the opposition apart from his own party men. He is the right candidate to lead the BJP and its allies in the coming elections.

BJP and its NDA allies should not fight over leadership, but should use the experience and stature of Advani to win back power at the Center. Narendra Modi’s popularity among the masses in Gujarat cannot be questioned, but he has a long way to go to stamp his authority outside his state. Also, he should change his stance and views over communal-based politics and hindutva, though one is sure he has the leadership qualities to lead the BJP in future elections. Namo, as he is popularly called, should be groomed under L.K.Advani and the Gujarat strongman should

wedded to the cause of secularism; else they would be labeled as pseudo-secularists.

— Jorhat Singh, Kandivli

Outstanding feat by Lala ‘NO mountain high enough’ (ADC, June 10), reveals the extraordinary spirit of Dr. Murad Lala, the oncologist of Hinduja Hospital. This outstanding feat enables him to go into history as the first Indian physician to scale the Mount Everest. Being an avid adventure sportsman, he achieved this feat in view of his strong will and determination to do so. It is further more tough to achieve such a brilliant feat, when one like Dr. Lala is occupied by a career of such an important position in his daily life, that of a surgeon for

— Govindan Unny, Malad

THE Right to Education (RTE) Act came into being on April 1, 2010, in the country. Under the Act, free education is the right of every poor child aged 6-14 years. Also, the Central and state governments are bound to afford many amenities to schoolchildren like noon meals, free transport facility and free uniforms. Still, most of the poor children can be seen foraging in garbage for something to eat.

Some children can be seen begging, whereas others can be seen working at dhabas and brick kilns.

Deprived children are still unable to get free education through RTE, as there is nobody to notify them and their parents about this Act. Thus, educated people of society and government officials must reach out and encourage them to take advantage of this free education facility.

SUPERHUMAN: Dr. Murad Lala is an inspiration for all those who wish to scale the heights. cancer. The Hinduja authorities very rightly felicitated such a person, who has scaled the peak of the world’s tallest mountain. I sincerely salute him for this unforgettable achievement.

— Bikram Banerjea, Mumbai

Bookies Paradise Lost

THERE were genuine reasons for the bookies arrested in the IPL spot-fixing scam to be worried. Not just about interrogation by the cops in Mumbai, — K.V. Raman, Malad Chennai and Kolkata — the three rally behind one of India’s tallest whole story and elections cannot prominent cities where raids took leaders to help the NDA alliance be won solely on the basis of a place — but about incurring the come to power. high-tech, catchy campaigns. The wrath of bookies in Pakistan and Yes, age is catching on with Ad- party has to have something more Dubai. According to Himanshu Roy, vani, but he is still fit to lead his concrete to show to the people to joint commissioner of police (crime), party. Hope that better sense pre- be able to win over them. In 2009, Mumbai, Pakistani bookies control vails and that the infighting inside the BJP’s ‘India Shining’ back- Indian bookies.

BJP stops, resulting in a consensus fired and this time around, politiIn normal circumstances, a final on Advaniji’s name to lead the show cal analysts are pretty sceptical settlement between punters and in the coming elections. about the Gujarat strongman’s bookies would happen only after — S.N. Kabra, Goregaon ability to see the party through to the IPL season’s end. Each bookie the level of governance since, as maintains his own book and bets it has been repeated ad nau- are accepted till the last delivery of seum, his influence has been con- the final match. In this case, the THE Congress think-tank seems fined only to his state. But the books were closed after the bookies to be totally obsessed with a Lotus party has put all its money were arrested. Now, not only will Narendra Modi phobia. It is occa- on that single indiividual and so it winning punters ask for their share sionally churning out new names remains to be seen whether the of the money, but losing punters would also refuse to pay. for the Gujarat CM. A decade ago, party is big or the person. he was called Maut Ka Saudagar.

— Dr. V. Subramanyan, Thane The bookies who fled following the Now, a new phrase has been nationwide raids are in serious troucoined to describe the BJP’s 2014 ble. They have to pay the punters who poll in-charge, Bhasmasur. God placed and won bets. Now that they only knows what term would be WITH less than 11 months left for have been arrested and their books floated in the run up to the Lok the next Lok Sabha polls, the politi- closed, the bookies do not know how Sabha elections. cal cauldron in the country is get- they would generate all that money.

— Vineet Phadtare, Borivali ting churned right from the bottom. Also, punters who lost bets would reThe fight between the main con- fuse to pay up on the argument that tenders, Congress-led UPA and the they would have bet till the last ball BJP-led NDA, appears to be a con- was played to recover losses. But that THIS is with reference to the edit- test where-in the ‘secularists’ are did not happen. Board’s huddle will page article ‘The roller-coaster pitted against the ‘communalists.’ continue for ever as a tainted organiride!’ (ADC, June 15) by Bharat In order to make the race tougher, sation. Now Srinivasan sulks under Kumar Raut, which rightly points all the secular parties and like- pressure and the paid spectators beout that there was no celebration minded groups should come to- came fools for seeing fixed and not when Pramod Mahajan and Arun gether and unequivocally support real matches in IPL 6.

Jaitley were nominated to cam- the Congress. The Reds should keep — Subbu Ceekay, Nerul paign for the party in 2004 and aside their antagonism towards the 2009 respectively. There was no Congress for the sake of secularReaders are requested to celebration whatsoever. For all ism. Let the BJP find its own allies, e-mail letters to the editor and that, they were well-known lead- whether at the regional level, or at add their neighbourhood as ers of the party at the national the national front. Such a scenario well. Please mail letters to level. It needs to be realised that would be a real test for those who afternoonletters@gmail.com electioneering is only a part of the proclaim themselves to be devoutly

Crass name-calling

A CLASS APART: For his posturing, Modi is leagues below Advani in statesmanship.

11

LETTERS

www.afternoondc.in

Unite to divide

Campaigning is only a part

12

LEGAL

Follow procedure to amend by-laws with extreme care

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, JUNE 17, 2013

EXPERT SPEAK Gajanan Khergamker

is a media-legal consultant on Housing, Intellectual Property, Medico-legal, RTI and Consumer Law issues

LEGAL CONDITIONS FOR PROPERTY TO QUALIFY FOR LIS PENDENS

V

ery often, it can be seen that in cooperative housing societies, members are keen on getting rid of a contentious property on an ‘as is where is’ basis. Now, that is a flagrant anomaly of the law and is fraught with risks.

Section 52 of the Transfer of Property Act (TOPA) is an expression of the principle “pending litigation nothing new should be introduced.”

Accordingly, in a litigation concerning property, if any right to such property is a question during the pendency of such litigation, neither party to the litigation can alienate or otherwise deal with such property so as to affect his appointment.

This principle specified in Section 53 of TOPA is in accordance with equity, good conscience or justice, because it rest upon an equitable and just foundation that it will be impossible to bring an action or suit to a successful termination.

The move is intended to protect the parties to the litigation against alienation by their opponent during the pendency of the suit.

A transferee pendente lite is bound by the decree just as much as he was a party to the suit.

The principle of lis pendens embodied in the section being a principle of public policy, no question of good faith or bonafide arises, the principle underlying section 52 is that a litigation party is exempted from taking notice of a title acquired during pendency of the litigation.

However, mere pendency of a suit does not prevent one if the parties from dealing with the property constituting the subject matter of the suit.

The section only postulates a condition that the alienation will in no manner affect the rights of the other party under any decree which may be passed in the suit unless the property was alienated with the permission of the court.

To constitute a lis pendens, the following must be present: • Firstly, there must be suit of proceeding pending in a court of competent jurisdiction.

• Secondly, the suit or proceeding must not be collusive.

• And, the litigation must be one in which right to immovable property is directly and specifical ly in question.

• Also, there must be a transfer of or otherwise dealing with the property in dispute by any party to the litigation.

• And finally, such transfer must affect the rights of the other party that may ultimately accrue under the terms of the decree or order.

It is the discretion of the court to whether or not to permit transferee pendente lite to be added as a party to the suit.

However, as of, right he cannot claim to be added as a party to the sit.

However, it the interest of the transferee pendente lite in the subject of the suit is substantial and not just peripheral or incidental, he can be added as a proper party to enable him to protect his interest.

Queries may be mailed to gajanan@draftcraft.in

C

ooperation is the only preferred way to move ahead when faced with the seemingly sole, and quite avoidable, option of conflict in a cooperative housing society: strife is but a given accompaniment.

Conflict in a cooperative housing society is often of twin-faced nature. On the one hand, it may seem to be a string of acts of irregularities and misdemeanors on the part of a handful or more members while on the other, it could be the misdoings of a corrupt managing committee. Either way, the legal process is undone.

As in any civil society, the inordinate delay, our legal process is notorious for, is the primary trigger for flagrant acts of misdemeanor. Like, by the time a society kickstarts the process of recovery of dues from a member who refuses to pay up his legal dues, there’s a lot of time lost, heartburn suffered and bad blood spilled.

Hastening the process by law or amendment will not create much change at grass-root level. Since nobody is ‘paid for the job’ nor harbours any ‘personal illwill’ towards the offender, the process is further fraught with delay.

Also, with members of the managing committee having committed a series of torts during their tenure in the committee, they usually have little to offer by way of a clean slate. In the bargain, the offender manages to enjoy the amenities others pay for…and for years together, till he decides to pay up…little by little and sums of money he so choses to.

Legally, there are provisions for relief and redress but, in the stark absence of clarity in law and an associated intention; the wrongs continue to thrive…till things go completely out of hand. So, in most cooperative housing societies, since the Secretary has ‘enclosed a balcony and made it into an extra room,’ and the Treasurer is ‘embroiled in a legal tangle with another member over a private property’ and continues to ‘wrongly’ hold his post in a direct conflict of interest, the managing committee stays silent when it should be addressing civic wrongs of others in the society.

Each member goes ahead and does his own bit in ‘creating’ FSI, ‘extending’ roofs, changing the ‘usage’ provided by law while the committee members simply look the other way. Countering members committing wrongs will only fetch a waft of expletives on committee members. After all, they aren’t exactly in any position to point fingers, it’s argued. Two or more wrongs make it all right here.

And, it’s only a matter of time before any cooperative housing society with right-minded members turns into a convenient teri-bhi-chup-meri-bhi-chup society where each and every member sits on a civic wrong and nobody risks pulling up another for fear of a legal rap for a personal wrong. It’s a mess in most societies and one that could easily be prevented but is, more often than not, overlooked for lack of will.

Now, in the face of the sea of wrongs, the way out is only…ahead. To stay within legal parameters and cooperate seems like a conflict of sorts but not impossible.

If only we stick to a legal sense of cooperation, there should be no issues. Sadly, cooperation itself has been converted

Picture for representational purpose only

LEGAL QUERIES

Stopping a civic mess begins with correcting smaller offences at the onset, which could otherwise go on to grow gangrenous, hurling a situation completely out of control. into a hush-hush affair where wrongdoers cooperate with each other to keep the authorities at bay.

The law on cooperative housing societies, and a fine one at that, is well in place…a place most cooperative housing society members stay away from. There are the cooperative housing society model bye-laws which are guidelines for members to follow. Bye-laws are a matter of personal domestic concern and are applicable to the society in question only. They do not affect the rights and liabilities of the society with the outside world. The bye-laws of a cooperative society framed in pursuance of the provisions of the Act cannot be held to be ‘law’ or said to have the force of law. The byelaws that are contemplated by the Act can be merely those which govern the internal management, business or administration of a society.

They are in the nature of Articles of Associations of a company incorporated under the Companies Act. The bye-laws may be binding between the persons affected by them but do not have the force of statute. Each and every cooperative housing society needs to, almost as a rule, amend the bye-laws to their niche needs. There are provisions by the law to do so. A resolution must be passed by 2/3rd of the members present at the meeting before being submitted to the office of the registrar within two months from the date of the meeting at which it was passed. The resolution must be submitted with a copy of the relevant bye laws in force along with the amendment/s proposed to be made in pursuance of the resolution together with reasons justifying the amendment; four copies of the text of the bye laws as it will stand after amendment/s that should be signed by the office bearers duly authorised by the managing committee of the society and a copy of the notice given to

the members of the society for the proposal to amend the bye laws.

The Registrar normally acquiesces to the application within two months from the date of receipt of the application or, if of the opinion that the proposed amendment may be accepted subject to any modification, may suggest a modification to the society. The approval of the amendment of a bye law depends on the Registrar’s discretion.

Stopping a civic mess begins with correcting smaller offences at the onset which go on to grow gangrenous hurling a situation completely out of control. An amendment to the bye-law could include a fine of Rs.1,000 upwards for each day of construction waste matter accumulated ‘outside’ or in common space and a copy forwarded ‘for reference’ to the local civic authority; any civil changes ‘even those made within’ a member’s premises to be preceded by a structural audit from a BMC-approved civil engineer only; all non-members ‘residents’ to provide a police clearance certificate; fines of Rs.1,000 upwards for each day of garbage or litter thrown in common passage with a copy for reference to the local civic authority and so on and forth.

Cooperative housing society’s managing committee members are notorious in playing law-enforcers with selective members while concurrently, themselves committing every civic offence in the book and beyond without a heed in the world. Any move to amend the model bye-law to enhance accountability and stop the rot as well as effect fining processes should be endorsed by the Registrar and further the due process.

Small changes go a long way in curbing wrongs at the stage of inception itself.

Amend the model bye-laws smartly even use the services of a lawyer to do so, in order to stop the rot…now!

Visit www.draftcraft.in for further information. Email your detailed queries complete with name and contact details to the columnist Gajanan Khergamker at legal@draftcraft.in and/or call 022-22841593 for personal intervention

Does India Need A Unified

Financial Regulator? pg15 Economy On The Mend pg16 Cosmetics Majors Shifting Attention To India

pg17 The Rupee Fall Factor pg19 Buy Infosys Tech, Maruti Suzuki and Cadila Healthcare

Afternoon Despatch & Courier

The setting up of the Financial Sector Legislative Reforms Commission (FSLRC) was the result of a felt need that the legal and institutional structures of the financial sector in India needs to be reviewed and recast in tune with the contemporary requirements of the sector. One suggestion it puts forth is the requirement of a ‘Unified Financial Regulator’. But the critics question whether India needs and is ready for such a specialised forum?

Mayura Shanbaug Reports...

MUMBAI | MONDAY, JUNE 17, 2013

O

ver the coming three decades, India’s GDP is likely to become eight times larger than the present level, and is likely to be bigger than the United States GDP of today.

Over these coming years, there would be substantial changes in the financial system.

The technological change, and the financial products and processes which will come into play, cannot be

envisaged today. The aspiration of the Financial Sector Legislative Reforms Commission, which was constituted by the Government of India, Ministry of Finance, in March, 2011 to draft a body of law that will stand the test of time is underway.

The setting up of the Commission was the result of a felt need that the legal and institutional structures of the financial sector in India need to be reviewed and recast in tune with the contemporary requirements of the sector. The main result of the work of the Commission is the draft ‘Indian Financial Code’, a single unified and internally consistent draft law that replaces a large part of the existing Indian legal framework governing finance. But the critics questions whether India needs and is ready for such a specialized forum?

A panel discussion organized by Indian Merchants’ Chamber - ERTF in association with City of London last week on ‘Financial Sector Legislative Reforms Commission (FSLRC) Report was attended by Justice B. N. Srikrishna, the Chairman, FSLRC himself .

“Regulations are created to look after and protect the consumer’s interest. The suggestion for a unified financial regulator is in this direction,” said Justice B. N. Srikrishna.

“The institutional framework governing the financial sector has been built up over a century. There are

Continued on pg 14 «

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Economy On The Mend 14

Afternoon Despatch & Courier

DEBOPAM CHAUDHURI is VP Research at BluFin

T

« GUEST COLUMN

he Indian Economy witnessed a grave slowdown in recent times with quarterly growth rates estimated to have slid from a high of 9.2% in Q4 2010-11 to a meagre 4.8% in Q4 2012-13. A significant part of this slowdown can be attributable to rising inflation. The high inflationary regime was to a certain extent the off-

MUMBAI | MONDAY, JUNE 17, 2013

shoot of consumer demand boosting policies enacted during the slowdown of 2008-09 which at that point of time proved effective in lifting demand and the GDP growth. However, unlike last time, the cash strapped government found it difficult to provide adequate stimulus to boost demand because of its already large fiscal deficit.

However, the government has done a credible job behind the scenes since mid-2012 as borrowings have begun to decline along-with rising infrastructure spending. There have been significant increases in the Government budgetary allocations toward infrastructural projects including urban development (100% growth over the previous year), education and healthcare.

Government’s non-plan expenditure has grown by a meagre 4.5% in Q4 2012 compared to 17.0% in Q4 2011 indicating fiscal prudence.

Other positive aspects brewing around the economy include inflation showing signs of cool-

ing along-with a rising expectation for the Reserve Bank of India to adopt a soft interest rate regime and boost liquidity conditions. Based on our analytical models we are forecasting the Core Inflation (WPI ex Food and Energy) to be stable at around 4% by Q3 of 2013-14.Further, declining international prices of oil, gold, copper, aluminium etc should help in bridging the Current Account Deficit which peaked at 7.2% of the GDP in Q4 of 2012-13, but has been on a downtrend. However, rising gold demand is a challenge that needs to be addressed for a more effective management of CAD. Our forecast is an average decline of around 3% in domestic gold prices by Q3 2013-14. India is somewhat comfortably placed on the foreign reserves aspect as well. As per latest statistics current foreign reserves can cover 7-8 months of imports which is not a very alarming situation since the IMF considers anything more than 3 months as comfortable.

Does India Need A Unified Financial Regulator?

Continued from pg 13 «

over 60 Acts and multiple rules and regulations that govern the financial sector. Many of the financial sector laws date back several decades, when the financial landscape was very different from that seen today. For example, the Reserve Bank of India (RBI) Act and the Insurance Act are of 1934 and 1938 vintage, “he said.

“The regulatory framework of this country needs to be updated if our ambition is to become financial superpower,” he added.

The cases of cheating gullible investors’ out of their money by Ponzi schemes and miss-selling are on the rise in the country. “The motto of FSLRC is to protect consumers. There are certain gaps that exist in the various regulation agencies, FSLRC takes care of all these gaps,” he explained.

As per the FSLRC recommendations, there will be only two financial regulators in the country. RBI will look at the Banking and Payments and the Unified Financial regulator will appear at all the financial irregularities in the financial sector.

The FSLRC report facilitates that, everybody including the regulator is accountable and can approach the appellate machinery in case of dispute. “I cannot understand why anyone should

be afraid of such a transparent and consumer centric regulation,” said Justice Srikrishna.

“The fragmented regulatory architecture has led to a loss of scale and scope that could be available from a seamless financial market with all its attendant benefits of minimising the intermediation cost,” saysTanil Kilachand, Co Chairman, IMC –ERTF. The Report is being targeted by the agencies which does not wish to be regulated,” he said.

According to Ravi Narain, Vice Chairman, National Stock Exchange, everybody is afraid of taking bold decisions. “The attitude prevalent today is no accident on my watch.” One needs to get out of that attitude and learn to adapt,” he said.

“The question is how to construct an environment which supports innovation and experiments,” “The incentives structure for regulators should be in place before reinforcing new laws” he added.

As Bobby Parikh, Chairman, BMR Advisory Services put it; financial economic policy is implemented by front-line agencies who are assigned functions by Parliament. “The main purpose of a financial law is to put these agencies on a sound footing, with the trio of objectives, powers and accountability mechanisms,” he said.

Based on our internal economic analysis we had predicted a bottoming out in the Indian Economy by Dec 2012 followed by a sluggish growth. This type of a recovery was the outcome of lack of an adequate demand push from consumers (since private consumption accounts for approx. 60% of the Indian GDP).

However, I am encouraged to note that current trends observed through the BluFin Business Cycle Indicator (lead indicator of Indian Business Cycle) is signalling towards the fact that the sluggish growth is soon expected to give away to a more momentum based recovery of the Indian business cycle. We are expecting the Q1 2013-14 GDP to grow at around 5.3% which by the end of Q3 should escalate further to 6%. Along-with the positive aspects mentioned above, our internal research on Indian Consumption activity is pointing towards a revival in consumer sentiment in the coming months.

The Commission dealt with the purpose of the financial legal framework. From this point of view, nine components were envisioned by the Commission

Consumer protection: The Commission found that a mere ‘buyer beware’ approach is not adequate in finance; regulators must place the burden upon financial firms of doing more in the pursuit of consumer protection.

Micro-prudential regulation: When financial firms make promises to consumers, e.g. the repayments of a bank deposit, regulators are required to monitor the failure probability of the financial firm, and undertake interventions that reduce this failure probability.

Resolution: Micro-prudential regulation will diminish, but not eliminate, the failure of financial firms. A specialized resolution capability is required, which swiftly and efficiently winds down stressed financial firms, and protects the interests of small Customers.

Capital controls: These are restrictions on cross-border activity on the capital account. The Commission has no view on the sequencing and timing of capital account liberalisation.

Systemic risk: Micro-prudential regulation thinks about the collapse of one financial firm at a time. A very different point of view is required when thinking of the collapse of the entire financial system.

Micro-prudential regulation is about the trees, and systemic risk regulation is about the forest. It calls for measurement of systemic risk, and undertaking interventions at the scale of the entire financial system (and not just one sector) that diminish systemic risk.

Development and redistribution: Financial economic governance in India is charged with the development of market infrastructure and processes, and with redistribution. These objectives have to be achieved through sound principles of public administration and law.

Monetary policy: Objectives, powers and accountability mechanisms have to be setup for monetary policy.

Public debt management: A specialized framework on public debt management has to be setup that takes a comprehensive view of the liabilities of Government, and establishes the strategy for low-cost financing in the long run.

Contracts, trading and market abuse: Certain adaptations to the foundations of commercial law, surrounding contracts and property, are required to enable the financial system. Alongside this, the legal foundations for the securities markets are established.

RUSSIA DAY IN MUMBAI MARUTI GOES GREEN

<<(L to R) Vijay KalantriPresident- AIAI, Alexander M. Kadakin, Ambassador Extraordinary and Plenipotentiary of the Russian Federation to the Republic of India, Alexey Novikov, Consul General of the Russian Federation in Mumbai, Kamal Morarka- Chairman-World Trade Centre Mumbai (WTC) & Mrs. Alexey A. Novikov at a Reception to celebrate the Day of Russia in Mumbai last week.

AIAI & WTC are also promoters of Russia India Trade House Mumbai (RITHM).

T

he country’s largest car maker Maruti Suzuki India has launched CNG variant of its multi- purpose van ‘Ertiga’ priced up to Rs 7.30 lakh (ex-showroom Delhi).Christened as ‘Ertiga Green’, it will be available in two variants with the base version available at Rs 6.52 lakh, while the top-end version is tagged at Rs 7.30 lakh (exshowroom Delhi), the company said in a statement.

“We continuously work to offer products that are high on fuel efficiency and low on overall cost of ownership. Ertiga Green, with a factory fitted CNG system, is another step of Maruti Suzuki to meet today’s need of our customers,” company’s Vice President (Marketing) Manohar Bhat said.

The Ertiga has been a success with over 87,000 units sold since its launch in April, 2012, although its sales have tapered off in the recent months in a sluggish market.

The Art Of Saving Tax

15

Investing

Afternoon Despatch & Courier

A

MUMBAI | MONDAY, JUNE 17, 2013

Where to invest to get maximum benefits

n old saying goes, “Each rupee of money saved is money earned”. So if you avail options mentioned in this Article, you will be definitely able to save some money by reducing your Income Tax Amount. The New Financial year has just begun (from 1st April 2013) and Finance Act 2013 has been passed. Now that the Income Tax provisions applicable to FY 2013-2014 have been approved tax planning at the very early days of Financial Year will always benefit Tax payer in so many ways.

Start investing/Tax planning early- Instead of investing a lump sum amount at the end of year, it is advisable to invest piecemeal amounts on regular basis(monthly, quarterly etc).This will reduce financial burden at the year end on tax payer as well as avoid delays in submission of “Tax Saving Declaration forms” to Employer, which will reduce chances of incorrect tax deductions by employer. In case you are a tax payer who is liable to pay Advance Tax, then tax planning during earlier months of the Financial Year will help you compute correct advance tax liability, thereby reducing interest liability for short advance tax payment.

Investment Options U/s 80C of Income Tax Act :- You can claim deduction for following investments/contributions/deposits :Payment towards Life Insurance Premium :To claim deduction for payment of premium

AMOL MISHRA

is a Chartered Accountant is Senior Advisor, myitreturn.com.

« PERSONAL FINANCE on Life Insurance Policy, one of the important pre-condition is that the policy should be taken on own life, life of the spouse or any child.

Contribution to various eligible Unit Linked Insurance Plans (ULIPS) :- To claim deduction for contribution towards ULIP, one of the important pre-condition is that the policy should be taken on own life, life of the spouse or any child.

Contribution/Subscription towards Statutory Provident Fund/ Recognized Provident Fund /Public Provident Fund/National Saving Certificate VIII issue/Tax Saving Mutual Funds.

Tuition Fees paid to any university/college/education Institute in India

for full time education of any two children.

Any Installment or part payment (including stamp duty registration fees, etc.) towards cost of purchase/construction of a residential property.

Amount deposited under Senior Citizen Saving Scheme.

Amount deposited in five years deposit scheme in post office/5 Year Term Deposit in Bank.

Most of us invest in LIC, ULIP’s, Tax saving Mutual Funds etc to save Tax U/s 80C, but bellow are few of Tax saving options that we might miss:1. Deduction U/s 80D for Mediclaim Policy/Preventive Health Checkup: -The amount of premium paid towards mediclaim insurance on his own and/or spouse and/or dependent children will be eligible for Tax deduction upto Rs.15,000/(Rs.20,000 in case age of insured is 60 years or above) and additional Tax deduction of Rs.15,000/-(Rs.20,000 if insured parent age is 60 years or above) is allowed for premium paid towards mediclaim of parents. In case the premium paid amount is less than Rs.15, 000(Rs.20,000/- if insured is of age 60 or above) for mediclaim on self, spouse or dependent children and/or additional premium paid on mediclaim of parents is less than Rs.15,000(Rs.20,000/- if insured is of age 60 or above), then you can also claim deduction up to Rs.5,000/- for payment made for preventive health check up on

self, spouse, dependent children , parents.

2. Interest on Loan for pursuing Higher Education: - You can claim deduction for interest paid on loan taken for pursuing your own Higher Education or higher education of spouse, any child, or any other person of whom you are legal guardian.

3. Rent paid on Residential Accommodation: In case you stay in a rented house property and you do not receive any House Rent Allowance from your employer, you can claim deduction for rent paid on Housing accommodation during FY 2013-2014.

4. Income from Interest on savings bank account and/or Post office account: - In case you earn any such interest Income, you can claim deduction U/s 80TTA upto Rs.10,000/for Interest Income.

Whenever you are planning to opt for investing in some of the above mentioned Tax planning investments, apart from the Tax saving benefits, you should also test those investments for safeguard of the capital amount invested and returns from investment in the form of Interest/dividend etc. In case you have any doubts about the eligibility criteria for Tax benefits on investments or any other doubts, you should get it clarified from Tax Experts(Chartered Accountants) and if doubts still persist ,Reader can opt for online Assistance from Tax Experts also. Website like myitreturn.com are offering various online Tax Expert Assistance services for its user, which can help reader make appropriate decisions for Tax Planning purposes.

Rupee Could Depreciate Further PRAMIT BRAHMBHATT is CEO of Alpari FinancialServices (India)

T

« FOREX

he Rupee was highly volatile in the first session of the week it traded weak against the dollar and fell below the all time low of 57.33 to record a new one at 58.98 after taking cues from weak domestic fundamentals, record current account deficit, high inflation and debt outflows. Also the Index of Industrial Production (IIP) data for April was out at 2%; lower than the 2.7% that the market was expecting whereas the Consumer Price Index-based inflation for May came in at 9.31% which was above the market estimate. In the second session of the week the Rupee traded strong for the three consecutive days against the dollar and tried to recover from the fall, taking cues from the strong local equities which closed on a positive note on last trading day of the week as the inflation data was the lowest in more than three years. Inflation slowed for the fourth straight month in May to

4.7% from a year earlier. The wholesale price index, India’s main inflation came to an annual 4.89% in April. Looking at the weak rupee, the RBI will have to check on lowering policy rates today despite the economy slowing down to a decade-low level. The trading range for the Spot USD/INR pair is expected to be within 57.00 to 58.00.

It is recommended to be cautious and Buy USDINR Futures on dips with an appropriate stop loss as Rupee at this stage is expected to depreciate more against dollar. Pivot Point for the Pair is at 57.

The financial markets also remained volatile last week, and were pulled in both directions by positive economic data and concerns over what future policy tightening would bring.

Disappointment with the Bank of Japan’s policy statement caused yet another week of sell-offs in the Nikkei. At home, concerns over monetary

policy also dictated much of the action in equity markets, with markets continuing to secondguess the timing of the Fed’s QE-tapering. All major indexes declined through the first half of the week. While they rebounded somewhat on Thursday, on better-than-expected retail sales data, the S&P 500 was down 0.7% from a week ago.

The retail sales rose by a healthy 0.6% in May, supported by rising auto sales. The continued rise in spending despite higher payroll taxes and relatively tepid wage growth suggests that the improvement in household balance sheets and the corresponding rise in consumer confidence are providing an important offset. Moreover, consumers are not the only ones feeling upbeat. The latest upturn in spending and optimism among consumers and businesses gives hope that the economic fundamentals remain solid despite the expected

near-term slowdown due to fiscal tightening.

Recent economic indicators have been generally positive and consistent with the gradual strengthening of US economic activity. Despite this, uncertainty surrounding the tapering of the Fed’s QE program continues to generate volatility in financial markets. We do not expect any change in current policy in the FOMC’s meeting next week.

On that note, Standard & Poor’s revised its US credit rating outlook from “negative” to “stable” earlier this week - citing the latest progress in U.S fiscal balances. However, the agency fell short of restoring the U.S.’ previous AAA rating, which it cut in August 2011.

Gold prices were pressured this week on Thursday after Stronger-than-expected U.S. jobs data underscored expectations. Demand from the world’s top gold buyers, India and China, is seen slowing from peak levels witnesses in April after prices plunged to their lowest in years. Demand from India and China has been a big factor in holding up gold prices. Net gold imports in India fell to $36 million in the second half of May from an average of $135 million in the first half, according to India’s finance minister. This came after the Reserve Bank of India (RBI) extended imports restriction by a third and curbed gold financing by banks early June in an effort to cut its current account deficit.

Holdings in the SPDR Gold Trust, the world’s largest gold-backed exchange-traded fund, fell 0.63% to 1,003.53 tons on Thursday, their lowest since February 2009.

16

Afternoon Despatch & Courier

« BRAND MONSOON JAGDEEP KAPOOR

is a Brand Guru and CMD of the successful Samsika Marketing Consultancy

T

The ‘Back To School’ Segment

he holidays are over. School has just begun and students are getting physically and mentally prepared to go back to their classes. This period of time- a week before and a week after the beginning of school, is a very lucrative marketing segment.

While some countries are going BACK TO BASICS, some Indian markets have successfully gone BACK TO SCHOOL. There are so many product categories which get affected during this period of time. Let’s begin at the beginning. For every kid joining school for the first time or going to the next class, it is important to have a new school uniform. Readymade garment manufacturers and departmental stores seem to have made the task of student’s parents easier. All that one has to do is to go to a store selling readymade garments and give the name of the school and presto! The whole uniform set is ready to be picked up by sizes. No longer do you need to buy basic clothes and get it tailored. In fact, some schools have different coloured uniforms from different classes in the primary section for easy identification. Thus, you can ask the store keeper for the uniform of that class and he would give you the appropriate coloured uniform along with the respective division already mentioned on the dress.

The next is the footwear. Coupled with the resumption of school is the start of rains. Footwear manufacturers are busy selling ordinary and monsoon footwear of various colours, styles and sizes to students. Separate shoes are also needed for sports events. Further, different coloured socks as well as ties are also needed by the students as part of the uniform. Going further, school bags are another important category that parents have to indulge their children in. Gone are the days of ordinary tin bags or even canvas green or beige or brown bags. Over the last few years, school bags have become fancier.

Manufacturers also have this time as an important selling season. Pencils, pens, pencil boxes are all replenished by parents for their children. Tiffin boxes, with colourful designs and various compartments are also purchased. Water bottles, displaying different colours or messages of various popular consumer brands are sold by the dozen, as safe drinking water is important to both, the parents and students.

Today there is a facility available to have bags which work like a stroller as well as the facility of exchanging your old bags for new ones. In fact, the World Environment Day which just passed had manufacturers offering eco-friendly notebooks and also manufacturers conducting workshops creatively with communication through SMS messages.

Having bought the school bags next is the purchase of books- text books and note books- which are sold by various manufacturers under their brand name. The list is already provided by the school as brand decisions on the text books and work books have already been taken by the school authorities from amongst various brands.

Another segment which automatically opens up is the coaching segment. Coaching classes start their teaching courses having already advertised and admitted students earlier. For the tenth standard, study books also get marketed by resourceful publications.

Thus, we see that, going to school is not ‘just another activity’. It gets many marketers ‘back into action!’

Copyright © 2013, All rights reserved.

Jagdeep Kapoor can be contacted at jk@samsika.com

COSMETICS MAJORS SHIFTING ATTENTION TO INDIA

17

« SPOTLIGHT

India is the new growth ‘Hotspot’ for luxury goods, having seen a 20% growth in premium and luxury brands. The Beauty Business in India is growing phenomenally as well with the cosmetics market growing at 15-20% annually, twice as fast as that of the United States and European markets. Naturally, international cosmetics giants including sector leader (Direct Sales) Oriflame, have turned attention towards India. Mayura Shanbaug traveled to Swedish cosmetics major Oriflame’s research and development centre at Bray in Dublin to find out why this giant is keen on growing in India.

Her Report…

S

wedish cosmetics major Oriflame, in its new aggressive avatar is set to make the most of it. The Company is planning several initiatives for the Indian market, including development of new products and entering new verticals, as it aims to grow by 25% year-on-year for the next five years in the country.

To give the media a first hand experience of the new product line and behind the scene details in what goes into bringing a new product in the market, Oriflame flew hundred journalists (mostly women) from its target markets including India to its research and development centre at Bray, Dublin. They all came impressed by the innovation and dedication of hundreds of scientists working for years to make that perfect potion of beauty that can take the beauty market by storm. One hears the words like dermis, epidermis and Baobab leaves and ginger extract so many times in an hour, re-establishing your faith in the goodness of nature and the capability of the scientists to make it happen. (It was interesting to see how the lipstick which is an essential part of beauty regime of a woman is made).

The company, a wholly owned subsidiary—Oriflame India is planning to launch certain products, including shampoo and skin care products, especially for the Indian market. “We have done a special study on India and feel we have great opportunity to deliver something which is much more relevant to the Indian people,” said Johan Rosenberg, Executive Vice President, Global marketing and R&D, Oriflame.

“We see that the market (India) is on itself growing a lot, there is a development of a middle class in a completely different way that we have seen previously in India...We are today the biggest direct selling cosmetics company in India and we want to keep that position,” he added.

The company currently has

“We have done a special study on India and feel we have great opportunity to deliver something which is much more relevant to the Indian people…

—Johan Rosenberg, Executive Vice President, Global marketing and R&D, Oriflame.

around 2.5 lakh consultants in India and aims to double the number (direct selling agents) in the country in the next three years.

The retail beauty and cosmetics market in India currently estimated at USD 950 million is pegged at USD 2.68 billion by the year 2020. According to estimates, the direct selling market in India is estimated to be around Rs 7,300 crore per annum.

The company, which currently markets around 550 products across five key categories—colour cosmetics, skin care, personal and hair care, fragrances and accessories, is planning to expand its kitty by 200 new products this year.

The firm, which currently sells its products across 15 states in the country, is also planning to expand its footprint in the remaining states as well.

Working at the helm of things is the Marketing Director, Oriflame India, Sharmili Rajput, who is pushing to double the sales revenue from India by 2016. “We expect around

THE INDIAN MARKET

Over the last five years Cosmetic Products have seen a growth of 60%; Salons have seen a growth rate of 35%; Cosmetic Treatments are seeing a growth rate of 5%.

The hair and beauty Industry is seeing a per capita annual spend of USD 1.2 which is expected to grow to USD 6.2 by 2015.

India has about 10,00,000 number of Salon’s & this number is constantly growing Basic grooming & hair care seems to spend of Rs 200 – Rs 1000 per month from the Salon goers.

Women contribute to over 85% of the Salon industry revenue.

Men’s hair is the next wave set to hit the Indian Salon Industry.

The Spa and body treatment segment is estimated to grow approximately USD 772 million over the next five to eight years.

“We expect around 25% growth in sales year on year in India for the next five years”

—Sharmili Rajput, Marketing Director, Oriflame India 25% growth in sales year on year for the next five years,” she said.

For that, Oriflame recently bought a factory in Uttarakhand to enter health and wellness space, and increase the capacity of existing manufacturing plant at Noida. The company is planning to introduce the health and wellness products in the country by the next year.

India Has Immense Potential For Medical Tourism “India is the only mainstream option that offers a widespread solution for any and all medical needs” —Dr Sanjeev Jain

H

ealthcare is an expensive affair across the world.

The most important factors to quality medical care include accessibility, affordability, and convenience. Rising healthcare costs and the uncertainty of health care structures in different countries has prompted individuals to travel beyond borders for more affordable medical care.

As Indian healthcare sector develops, a new term, has been coined ‘Medical Tourism’, which is the process of people from all corners of the world visiting India to seek medical and relaxation treatments. India has immense potential for medical tourism as medical costs are skyrocketing in the developed world.

India has thousands of skilled physicians and Surgeon practitioners, apart from having very well equipped excellent hospitals. Over the last two decades, the economic boom in India has led to the building of medical facilities and infrastructure at par with the west.

DR SANJEEV JAIN

is Joint Replacement Surgeon, Dr L H Hiranandani Hospital Mumbai

« GUEST COLUMN Medical tourists choose India as their favourite destination because of the key opportunities in Indian healthcare sector in the form of efficient infrastructures and technology. The health insurance market and National medical systems here are well developed, which is convenient for visitors from the West and the

Middle East. They also find the hospital expenses very affordable. In a nutshell, one is not only cured but also cared for and it is this theory of ‘cure with care’ that forms the motto of medical tourism industry in India.

That about covers everything I think! Well almost. It should be said that joint replacement and cardiology is a specialty in India, and other complex procedures too, like ones in the areas of neurology, oncology, knee transplant, cosmetic surgery and dental care.

We can say, India is home to world class joint replacement and orthopedic surgeons. In India, Chennai itself attracts about 40% of the country’s medical tourists and more than six lakh tourists visit the state every year, according to a study by Confederation of Indian Industries (CII). The inflow of medical tourists to India has increased by 23%. Today, India medical tourism produces $2.3 billion annually.

In western world due to high life expectancy number of elder age group suffering from degenerative osteoarthritis has increased. Many of these patients have no insurance as well. They all are looking forward to get reasonable cost effective joint replacement sur-

gery done in India, Out of several medical requirements, gender specific knee is increasingly becoming popular amongst women and it’s a boon for young women. With people now being affected by arthritis as early as 30 years, especially in urban cities it has now become a serious cause of concern and at this time Gender Knee is a boon for these women.

In the West, there is a growing awareness of bone disease. Australia, for instance, has put Osteoarthritis and Osteoporosis on its list of national priority disease.

There are several benefits of the gender keen implant like anatomically, a women’s knee has a distinctive shape in comparison to a man’s knee. The gender knee provides three-in-one advantage.

It has three distinct and scientifically documented differences. This addresses both the shape and the size features of a women’s knee, thereby resulting in a better fitting, higher flexibility and more natural movement.

A woman’s natural knee may be able to perform the daily activities with the same ease as before the surgery like.

Although it has long been known that there were marked differences in the skeleton of men and women, it has only been realized recently that there are significant differences in the knee joint between men and women. All orthopedic implant companies offer several sizes of knee implants. Only the Gender specific knee has a different shape from a Non gender implant.

“Some small countries may be viable as alternatives for minor surgical procedures, India is the only mainstream option that offers a widespread solution for any and all medical needs specially joint replacement surgery, and does this with the highest levels of service, facilities, and professional skills. A joint replacement, a complex transplant or bypass procedure can be achieved for a tiny fraction of the cost for the same procedure in the U.S. According to the study by ASSOCHAM the year 2011 saw 850,000 medical tourists in India and projected that by 2015 this number would rise to 3,200,000.” In same proportion number of joint replacement surgeries will also increase.

MUMBAI | MONDAY, JUNE 17, 2013

« INVESTING ROOP KARNANI

is a Senior Journalist, Author and Industry Analyst

L

The Rupee Fall Factor

ast Tuesday we saw the Rupee fall to its lowest level of Rs. 59 to the US Dollar. Was it due to the talk of QE3 easing by Ben Bernanke or was it due to India’s high Current Account Deficit as many experts suggested? In a good measure it was due to both. But what surprised everybody is the speed of the fall from Rs. 55 to 59, even though the RBI kept saying that while it would allow the rupee to find its own level, it would intervene only to reduce the speed of the fall.

Obviously it didn’t do that until there was panic selling both in the currency and in the stock markets.

Ultimately it did intervene when the rupee touched the Rs. 59 to the dollar mark, and last Monday the rupee closed after intervention at Rs. 58.44.

There could have been one more factor which led to the rapid decline of the INR. Some experts briefly mentioned defence related payments which the Government of India was in a hurry to make. It could have been due to the Chinese incursion effect? If you remember the Chinese had intruded 18km into Ladakh and refused to budge, claiming it as their own territory.

The Government had seemed helpless at that time, until a strong opposition came in from political parties and more importantly from the Army, Air force and Navy to bring pressure on Manmohan Singh. The PM in turn seems to have spoken to the Chinese bigwigs, which led to the conditional withdrawal of the Chinese troops from Ladakh. Soon after that the Chinese PM visited India and the day he left, the FM sanctioned a huge amount of Rs. 65000 crore to quickly build an 80,000 strong commando mountain strike unit.

Incidentally, India had also finalized a deal with France for 126 Rafaele fighter jets which are one of the latest strike aircraft. This has been touted as one of the biggest deals in the history of India, amounting to a payment of 8 to 10 billion USD. The Airforce wanted this too to be fast-tracked to counter the Chinese. I suspect that this could have been yet another factor for the swift fall in the rupee besides QE3 easing and dollar strengthening against all currencies.

As a result of this swift fall in rupee, the markets have crashed, with Sensex down by over 600 points and the Nifty down with over 200 points.

The weakness of the rupee will weigh on mind of RBI as it will drive up imported inflation and CAD. So today when RBI will meet for reviewing the economy, a rate cut can be virtually ruled out. Although the markets seem to have factored in such a cut there could be a small downside still left depending on the tone of the RBI commentary going forward.

On the flipside it is a good time to accumulate beaten down export oriented well managed IT stocks like TCS and HCL Tech which have been churning out excellent results quarter on quarter. These would also benefit from the growth in the US economy which has been healthy. Beaten down private banks like ICICI, Axis and midcaps like Yes Bank should also be accumulated. Yes, there are issues regarding transparency and family feuds in some of these but they are minor issues and will be sorted out.

Another positive is that the monsoon has been good so far. If it remains to be good as predicted by the Met dept, not only will RBI cut rates going forward, but also the growth in the entire economy will pick up in the second half as rural incomes rise.

In this regard I like M&M which looks good at the current prices and consumer staples like ITC, HUL may trade higher. But the entire FY 13-14 will remain a stock pickers market.

18

Afternoon Despatch & Courier

Company

ABIRLANUVO ACC

MUMBAI | MONDAY, JUNE 17, 2013

F&O SCRIPS WEEKLY SUPPORT AND RESISTANCE LEVELS FOR JUNE 17-21, 2013 Close

1056

PP

1057

R1

1074

R2

1091

S1

S2

1040

1023

159

130

1219

1219

1242

1266

1196

ADANIPORTS

149

148

156

164

140

132

ALBK

112

112

116

120

108

104

88

87

90

92

84

81

ADANIENT

ADANIPOWER AMBUJACEM

ANDHRABANK APOLLOTYRE ARVIND

ASHOKLEY

179 48

178 65 80

22

188 50

74

102

129

22

23

25

82

4526

AXISBANK

1300

1312

636

633

BAJAJ-AUTO

BANKBARODA BANKINDIA

1766 275

61

181

4564

170

55

246

177

ASIANPAINT

AUROPHARMA

217

171

90

4641

181

1400

185 98

173 47

4411

4295

1488

1223

192

1838

1920

275

281

288

651

161

262

624

BHARATFORG

226

226

232

239

219

BHEL

177

179

BHARTIARTL BIOCON

290

277

286 273

297

189

293

294

289

295

309

CANBK

391

390

402

335

331

362

380

389

CENTURYTEX

285

CHAMBLFERT

42

CESC

CIPLA

379

282

43

170

264

365

291

198

276

293

369

291

307

755

283

BPCL

CAIRN

980

376

46

387

1135

268

11540

905

150

1595

12666

830

19

1676

12291

811

20

4756

11916

BATAINDIA

169

66

21

11932

BANKNIFTY

38

74

1757

642

44

1173

615

11165

680

DABUR

152

152

155

158

149

146

DISHTV

64

63

66

69

60

57

DRREDDY EXIDEIND

FEDERALBNK FINANTECH FRL

94

84

970

961

995

1029

2176

2177

2204

426

431

452

190

126

760

130

GAIL

303

GODREJIND

299

GMRINFRA

352

20

191

127

201

133

2150

2122

472

411

390

138

302

312

302

20

21

75

2231

913

297

77

79

893

846

143

83

263

927

211

778

129

285

182

122

172 117

711

643

322

292

283

306

292

288

157

22

115 19

101 18

GRASIM

2784

2778

2828

2878

2729

2679

HAVELLS

734

729

767

805

692

654

824

864

904

GSPL

HCLTECH HDFC

HDFCBANK HDIL

HEROMOTOCO HEXAWARE HINDALCO

55

764

824

55

762

667

667

1594

1611

100

37

79

104

37

81

59

769

685

62

776

52

755

783

48

749

743

702

649

631

1662

1714

1560

1509

111

123

597

599

594

593

77

84

62

54

40 87

94

75 89

68 78

264

HINDZINC

111

111

115

1104

1101

1152

1204

1050

999

136

134

141

147

128

121

24

24

28

22

21

IBREALEST ICICIBANK IDBI

IDEA

IDFC IFCI IGL

INDHOTEL INDIACEM

INDUSINDBK

69 77

144

596

69

77

79

120

82

248

32

263 595

298

35

HINDPETRO

HINDUNILVR

281

42

106

74

101 72

143

148

154

283

284

291

297

277

270

64

64

65

66

62

61

48

479

48

484

26 49

503

50

523

137

231

46

464

131 45

445

INFY

2396

2426

2533

2639

2320

2214

IOC

253

257

273

288

241

226

ITC

332

333

344

355

322

310

JINDALSTEL

243

246

287

327

206

IOB IRB

IVRCLINFRA

57

117 16

57

116 17

58

119 18

60

121 20

55

114

15

53

111

13

166

57

63 22

687

984

PP

R1

R2

63

65

68

57

22

696

59 23

751

1015

1106

136

142

1441

1425

951

952

756 136

263 783

1518

2385

317

753

765

S1

S2

61

55

53

25

20

18

60

57

806

640

585

778

740

728

1198

923

832

148

130

1472

1519

1379

1332

1007

1062

897

843

2411

2570

2729

2253

2094

259

775

1501

314

271

800

1570

325

283

825

1639

336

248

750

1432

303

123 236 725

1363 292

14389

14523

14925

15327

14121

13719

NIFTY

5806

5802

5989

6177

5614

5426

NHPC

NMDC

18

110

18

111

19

120

19

129

17

103

17

94

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Please contact Mr Chalke on 9920831512

370

360

Close

MRF

399

1129

DLF

MCLEODRUSS

ONGC

37

1245

DIVISLAB

MCDOWELL-N

270

40

1593

81

MARUTI

300

49

1477

79

M&M

392

254

1361

80

LUPIN

NTPC

268

287

1328

DENABANK

LT

365

COLPAL

90

LICHSGFIN

377

414

5911

87

KTKBANK

254

6185

86

KOTAKBANK

343

7008

CROMPGREAV

JUBLFOOD

354

6734

330

JSWSTEEL

160

6460 307

JPPOWER

213

6389

301

JPASSOCIAT

265

CNXIT

COALINDIA

Company

JISLJALEQS

OFSS

OPTOCIRCUI

ORIENTBANK PETRONET PFC

PNB

152

149

2902

2576

22

23

26

29

20

312

315

328

341

233

245

166

168

187

205

113

118

104

43

44

40

130

133

141

742

735

754

53

53

57

42

379

RAYMOND

269

RECLTD

202

RELIANCE

816

109

42

378

385

257

302

237

PUNJLLOYD RCOM

156

2794

109

RANBAXY

153

2685

POWERGRID PTC

151

2672

149

772 60

392

147

2467

289

17

221

209

150

132

125

116

717

699

49

46

372

100

39

365

272

296

320

248

223

207

233

260

181

155

833

860

781

19

22

105

106

328

327

344

RELINFRA

358

358

386

RPOWER

67

67

70

2052

2036

2083

2131

1989

1941

SIEMENS

550

556

579

603

532

509

SRTRANSFIN

746

754

795

836

713

672

SUNPHARMA

956

971

1022

1074

919

868

SYNDIBANK

123

122

124

127

TATACOMM

189

188

RELCAPITAL RENUKA SAIL

SBIN

SESAGOA SINTEX STER

SUNTV

TATACHEM

TATAGLOBAL

TATAMOTORS

17

54

143

48 83

349 304 139

UCOBANK

ULTRACEMCO UNIONBANK UNIPHOS UNITECH

VIJAYABANK VOLTAS

47

84

374

302

140

82

275

TITAN

145

81

TATASTEEL TECHM

55

293

156

TCS

17

297

TATAMTRDVR TATAPOWER

807

115

57

157 49 91

449

125

361

88

310

293

414

330

303

73

63

60

169

50 97

15

52

133 46 78

754

13

60

49

122

44 72

524

298

223

311

321

293

283

147

154

133

126

181

144

328

253

198

207

307

322

92

102

156

169

278

303

119 179

278 73

117

170

264

132 63

228

1451

1477

1562

1648

1392

1306

225

233

293

354

172

111

966 76

963

76

999 77

1035

79

927 74

892

73

1874

1864

1935

2005

1794

1724

139

144

159

174

129

114

51

47

46

328

320

208

193

205 22 49 82

203

22

209

24

48

49

82

86

215

26

89

WIPRO

333

336

344

352

ZEEL

221

223

239

254

YESBANK

97

480

477

511

545

197 20 78

443

191

18 74

410

Intraweek Support and Resistance Levels Based on the “Pivotal Point” theory of Techincal Analysis PP Points indicate the level where the trend is likely to change during intra-week.

19

Afternoon Despatch & Courier

MUMBAI | MONDAY, JUNE 17, 2013

« TOP VIEW

“ The challenge is daunting and the task is tough …The need of the day is to focus on our employees; take quick, tough and firm decisions; communicate these decisions with clarity and speed; execute these decisions with speed, imagination and excellence and exceed the expectations of our customers and investors” —Infosys Chairman, N R Narayana Murthy at the company’s AGM on Saturday.

« BROKERAGE RECOMMENDATIONS PRABHUDAS LILLADHER CALLS A ‘BUY’ ON INFOSYS TECH

Markets Flare On Positive Cues NSE India : CNX Nifty — Daily Market Report for: Monday (June 17, 2013) By Dominic Rebello

REVIEW OF THE PREVIOUS DAY:

The Nifty rose substantially on Friday (June 14, 2013) a net 109.30 points (1.92%) and closed at the 5808 point level.

The market opened up with a gap at the 5748 points level on positive global cues. It then declined by a few points and registered the day’s low at the 5739 points level at 9.17 a.m.

The index then rose steadily throughout the session and registered the day’s high at the 5819 points level at 2.42 p.m. It then turned into a range bound movement until closing at the day. The Nifty remained above its previous close throughout the session, moved in a range of 80 points and closed above the psychologically important 5800 points level.

Sentiment was extremely bullish as the May inflation figures were better than expected along with the strong bounce back in the rupee. Amongst the 50 Nifty stocks 45 were gainers, while just 5 stocks closed in the red. All the sectoral indices closed in the green. Heavy buying was witnessed in auto, realty, metal, capital goods and oil & gas stocks.

TECHNICAL ANALYSIS: Volume: Volume (Qty shares) decreased 5.95%. This change is small and indicates a moderate participation by investors.

Market Breadth: Overall Market Breadth on the NSE was positive. Amongst all the traded stocks, 952 were gainers, 441 were losers and 61 remained unchanged.

Slow Stochastic Indicator: The Slow Stochastic Oscillator has risen in the over-sold zone.

The Slow K line in the Stochastic Oscillator has risen above the slow D line (positive and a buy signal).

RSI Indicator: The RSI rose and crossed above the 40 level and is now rising (positive if it continues).

MACD Indicator: The MACD is below zero and is declining (negative if it continues). It is below its 9-day Average (negative).

ADX Indicator & DI Lines: The +DI line is below the –DI line but both lines are converging (positive if it continues).

The ADX is flat while the Market Index is rising. No signal here.

MOVING AVERAGES (TREND INDICATORS) The index: Has crossed above its 5-day average (at 5786) Positive.

Is below its 15-day average (at 5928) Negative.

Is below its 25-day average (at 5988) Negative.

Has crossed above its 200-day average (at 5800) Positive.

Overall Market Strength/Weakness: The indicators and oscillators discussed here are indicating a weak market but with a positive bias.

Support Levels: For short-term traders the immediate

main support is at the 5673 points level.

The next support is at the 5610 points level.

Resistance Levels: The immediate main resistance is at the 5965 points level.

The next resistance is at the 6078 points level.

Pivot Point Analysis: For intra-day traders the support and resistance levels are calculated according to the pivot point theory and are: Pivot point = 5789 (This is the level where the trend is likely to change during intra-day).

Support (1) = 5759.

Support (2) = 5709.

Resistance (1) = 5839.

Resistance (2) = 5869.

OUTLOOK FOR TODAY:

On Japanese candlestick patterns the index after having formed two consecutive doji patterns (indicating indecisiveness amongst investors) has formed a long white body candle. In fact, yesterday's candle is almost like a white body Marubozu candle. (A White Marubozu forms when the open equals the low and the close equals the high).

This is positive and indicates that the bias has shifted towards the buy side of the market. Further the index has crossed above the 5 and 200 day’s moving averages.

Moreover the velocity parameters which were negatively trended are now turning neutral. All these indicate a positive bias.

However, the 5 day’s moving average has crossed below the 200 day’s moving average. Further, the index is still below the 15 and 25 day’s moving averages, while the 5, 15 and 25 days moving averages are declining and also negatively trended. Both these indicate a negative bias. As such these are mixed signals. Investors are advised to avoid buying until a clear reversal signal is visible.

Work with strict stop losses on all positions

Disclaimer: Investment recommendations made in ‘ADC’ are for information purposes only and derived from sources that are deemed to be reliable but their accuracy and completeness are not guaranteed. ‘ADC’ or the analyst/writer does not accept any liability for the use of this column for the buying or selling of securities. Readers of this newspaper who buy or sell securities based on the information in this newspaper are solely responsible for their actions. ‘ADC’ and/or its affiliates and/or employees and/or the author, his company or his acquaintances may have interests/ positions, financial or otherwise in the securities mentioned in this newspaper.

CMP: Rs. 2395 Target Rs. 2900 According to BSE filing by Infosys, the Company announced salary increments for all eligible employees, across the Company, for FY14. The Company announced an average increase of 8% for employees based in India. Employees based in other geographies, who have not been covered by salary increments in February 2013, can look forward to an average increase of 3%. These increments will be effective July 1, 2013. The Global sales force will see an average increase of 8% which will be effective May 1, 2013. We see this as the first among many steps taken by the changed management in order to increase confidence of various stakeholders (Employees, Clients and Investors)in the company. Retain ‘BUY’ Industry leading wage hike: The wage hike given by Infosys is at the top end of the industry. TCS has given wage hike of 7% to Offshore, 2-4% to Onsite, and 5% to RoW; whereas Wipro has given wage hike of 6 - 7% to Offshore and 2-3% to Onsite. On an average the industry has given a wage hike of ~7% to Offshore employees and ~2% to onsite employees.

Passing on currency benefits to employees: INR has depreciated by ~7% since the start of Q1FY14. The new management is more than willing to share the currency benefits with employees rather than with clients. We see this as a positive change in the approach ofthe company.

Valuation and Recommendation - BUY with a Target Price of Rs 2,900: We expect more tough decision from the new management. We expect a systematic approach to address the concerns of all the stakeholders by the new management. We retain our “BUY” rating with a target price of Rs 2,900, 16x FY14E earnings estimate.

EMKAY CALLS A ‘BUY’ ON MARUTI SUZUKI

CMP: Rs. 1515 Target Rs. 1900 Declining diesel demand our chief concern: With weakening diesel demand without any significant improvement in petrol sales MSIL would (a) see its product mix deteriorate significantly given higher margins and EBITDA/unit for diesel cars (b) might have to introduce discounts in its diesel range to stimulate demand. Our analysis indicates that a 10% decline in diesel demand vs est. of 6% growth in FY14 can impact our EPS est by 18% while a scenario of 20% decline in diesel sales, out of which 10% is migrates to petrol variants, can impact EPS by as much as 28%.

Stock could remain weak in near-term: Our channel checks make us worried about demand in near-term and the deteriorating mix. Also, the stock price movement so far was more on a favorable currency which has now reversed and could mean the stock could languish in the near term.

Moreover, as pointed above, we see a risk to consensus EPS estimates if rupee depreciation continues. Our ACCUMULATE rating on the stock is more to play a cyclical upswing as post three years of poor volumes, the rebound is going to be very strong. We expect to see FY15/FY16 to be better years on latent demand for cars. We have a target price of Rs 1,900 on MSIL based on 15xFY15E EPS. The stock is currently trading at 13.7x/11.8x FY14/FY15 P/E and 6.6x/5.4x EV/EBITDA.

SUSHIL FINANCE CALLS A ‘BUY’ ON CADILA HEALTHCARE

CMP: Rs. 753 Target Rs. 955 Outlook & Valuation: FY13 was a challenging year for Cadila with pressure on the margins on account of slow approvals in the US, declining profitability from JVs and moderate growth in high margin geographies like Brazil. However, we believe the growth momentum in the domestic formulation space, consumer business & exports markets such as US (with increased approvals, 22 expected in FY14), Europe (driven by new product launches coupled with product transfer to Indian facilities), Emerging markets etc. is likely to pick up going forward. On the other hand, the key to margin expansion would be from increased traction in US, Brazil & cost containment measures (Prisim 2 initiatives) bearing fruit. Even though the near term would remain challenging for the company, we believe FY15E will be a significant year of margin expansion. We thereby introduce FY15E numbers & rollover our target to Rs. 955 (20x its FY15E EPS of Rs. 47.8) recommending a BUY. Please send all business and corporate related mails to business@afternoondc.in

20

Afternoon Despatch & Courier

« TAX SOLUTIONS ANAND TIBREWALA

is a CA and Senior Partner at the leading Chartered Accountancy firm, AD & Company

Reinvesting Home Sale Proceeds

I have sold a residential Flat in Mumbai in May 2013. With the proceeds I have invested in another flat at Mumbai in June 2013. The new flat is under construction and it is written in the agreement that the flat will be handed over in December 2017. Please advice whether I can claim the benefit of reinvestment in the new property?

—Sharda Talegaonkar, Sion You have sold your old house and have reinvested the amount in new residential house.

Thus you basically qualify for the benefit of reinvestment. However, the possession of the flat cannot happen within 3 years from the date of sale of your old house. Thus you are not fulfilling the additional condition specified for claiming the exemption. In view of the delayed possession the benefits cannot be claimed by you.

I am a salaried employee drawing a handsome package. In accordance with my package I am eligible for a Leave Travel Allowance of Rs 5 Lacs p.a. I have four members in my family who are dependent on me. Please advice what deduction/exemption can I claim against this allowance.

—Bharat Ingale, Kandivali The rule for Leave Travel Allowance prescribes economy fare upto your home town for you and dependent family. Hence, the fare up to or equivalent to the home town can be claimed. You are aware that the normal fare could be around Rs. 25 to 30 thousand per person. Hence you cannot claim the entire amount as tax exempt. The excess amount would be liable to tax.

I am salaried employee and I own a car in my name. My employer wishes to provide this car to me for official as well as personal purposes. To attain this objective it is proposed that I enter into a hire agreement with the company. Please advice whether this arrangement is acceptable and what are the tax implications of this transaction.

—Christopher SantaMaria, Byculla Many companies do not invest into cars and hence request the employees to hire/buy car.

They take the car on hire and provide it to the employee himself. This results into lower capex for the companies. The hire charges are fully tax deductible for the companies. As an employee you would receive some amount as hire charges. However, only a small portion would be taken as perquisite value depending on the horse power of the car. Thus you shall be taxed on a small portion instead of entire hire charges.

If you have any Tax Query email it to us at Business@afternoondc.in

MUMBAI | MONDAY, JUNE 17, 2013

Insurance Policies Are For Risk Coverage

I want to invest my money for a short period of time like 5 - 6 years. I looked into AegonReligare iMaximise policy. Is it good and trust worthy? I don’t have much knowledge in this regard and I just want high returns without much risk.

—Sonali Pandit, Bandra This is the BEST question I have ever received! You want the highest return without risk and you are planning to invest in a ULIP? Please understand certain Insurance facts: Insurance is NOT an Investment. If you need an "Investment" with no risk coverage, it makes much more sense to opt for a pure investment plan like: Bank Fixed Deposits-for Low risk and moderate return Bonds/Debentures-for Low Risk and Moderate return Mutual Fund- for Medium to High Risk and Medium to High Return Stock Market-for High Risk and Medium to High Return Real Estate-High Risk and Medium to High Return Gold-High Risk and Medium to High Return Insurance should never be done with a horizon of 5-6 years only. The returns from an Insurance Policy are never comparable to a pure investment product like mutual fund. The key benefit of any insurance policy is the risk coverage and that purpose is completely defeated if the insurance policy is opted for a period of 5-6 years only.

Insurance should be done for a minimum period of 10-15 years and not for a period

H

MANOJ ASWANI

is VP at MyInsurance Club.com

« INSURANCE lesser.

Return is always associated with risk. You can never have return if you do not wish to take risk. The higher the return, the higher the risk. Thus, if you want HIGH returns, you need to take high risks. Else, if you want low risk, then you must be happy with low returns as well Now, about the plan you asked. iMaximise Plan from AegonReligare Life Insurance Company is a good Unit Linked Insurance where the risk of investment is with the policyholder, i.e. you. Thus, you could gain or lose from the same depending upon which fund you choose. Thus, if you wish to have low risk, you must opt for Bank Fixed Deposits.

My child is 16 years old and is studying in the 11th standard. I need to secure her Education Needs. Please advice.

—Rohan Chauhan, Malad You would typically have already planned

Key Features This is a Traditional Endowment Plan with Bonus facility This plan offers Limited Payment Option This plan has Simple Reversionary Bonus compounded annually and Terminal Bonus The Simple Reversionary Bonus is guaranteed at a minimum of 3% There is an option to opt for Declaration of Good Health for a healthy Life Insured of age less than 50 years and opting for a sum assured of less than Rs. 20 lacs On Policy Maturity, the basic Sum Assured

(The author is Vice President at www.MyInsuranceClub.com, insurance comparison website in India. You may write to him at manoj@myinsuranceclub.com).

« PRODUCT REVIEW: HDFC CLASSICASSURE PLUS PLAN

By Manoj Aswani

DFC ClassicAssure Plus Insurance Plan is a Limited Pay Traditional Participating Endowment Plan. Thus, it is a non-linked Insurance Plan with Bonus facility.

In this plan, premium needs to be paid only for 7 or 10 years while the policy continues till the end of the policy tenure as selected. This policy accrues Simple Reversionary Bonus compounded annually. Terminal Bonus may also be paid at the end of the Policy Tenure depending upon the company’s profits for the year. The Simple Reversionary Bonus is guaranteed at a minimum of 3%.

On survival till the end of the Policy Tenure and provided all due premiums have been paid, the basic Sum Assured + the Reversionary Bonus would be paid to the Life Insured as Maturity Benefit and the policy would be terminated.

However, on unfortunate Death of the Life Insured within the Policy Tenure, the higher of the basic Sum Assured, 10 times the Annualized Premium and 105% total Premiums paid would be paid to the nominee along with the accrued Reversionary Bonus as Death Benefit and the policy would be terminated.

something for her because if you are looking at a short term solution, you are surely not looking to start from scratch. In such a case, investments and fixed deposits would be a better alternative than insurance because Insurance is a long term thing. If you invest in any insurance policy, you must continue it for 15 years before checking the returns.

Typically child plans are taken for 2 purposes, either for maturity at age 18 for higher education or at age 23 for marriage or estate planning, etc. Now, if you are looking to build a corpus at 18 years of age in the near future, then you need to invest in pure investment tools since insurance is a long term tool and short term returns would be low as insurance products are front loaded with charges and it takes quite a while to break even. Thus you need to opt for Mutual Funds, Bank Fixed Deposits, Gold, PPF, etc. for short term returns according to your risk appetite.

A Child Plan from LIC would be LIC Jeevan Ankur or LIC Komal Jeevan and from SBI would be SBI Life Scholar II Plan if you need traditional and SBI Life Smart Scholar Plan if you need ULIP. India First Young India Insurance Plan, Tata AIG Life United Ujwal Bhavishya Supreme Plan, etc. are plans that you can consider.

You can also opt to choose LIC Jeevan Saral Plan as a pure endowment plan with additional benefits of loyalty for long term accumulation of wealth.

Limited Paying Endowment Plan

+ the Reversionary Bonus would be paid to the Life Insured as Maturity Benefit On unfortunate Death of the Life Insured within the Policy Tenure, the higher of the basic Sum Assured, 10 times the Annualized Premium and 105% total Premiums paid would be paid to the nominee along with the accrued Reversionary Bonus as Death Benefit There is a High Sum Assured rebate of 5% provided for this plan for Sum Assured > Rs 10,00,000

BENEFITS Death Benefit If the Life Insured dies within the Policy Tenure, the nominee gets the higher of: • The basic Sum Assured • 10 times the Annualized Premium • 105% of Total Premiums paid Along with the accrued Reversionary Bonus till date of death as Death Benefit and the policy would be terminated.

Maturity Benefit On maturity, the basic Sum Assured + the Reversionary Bonus would be paid to the Life Insured as Maturity Benefit and the policy would be terminated. Terminal Bonus may also be paid at the end of the Policy Tenure.

Income Tax Benefit Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C. The Maturity Proceeds are also tax free under section 10(10)D under the mentioned clauses.

Eligibility

Sum Assured (in Rs.)

Policy Term (in years) Premium Payment Term (in years)

Entry Age of Life Insured (in years)

Min Max 49447 for PT=10, 48032 for PT=15 No Limit and 73516 days for PT=20 10, 15

7 for PT=10, 7 or 10 for PT=15 and 10 for PT=20

55 for PT=10, 8 for PT=10, 3 60 for PT=15 for PT=15 and 30 and 55 for days for PT=20 PT=20 65 for PT=10, — 75 for PT=15 and PT=20

Age at Maturity (in years) Annual 12,000 Premium (in Rs.) Payment modes

No Limit

Yearly, Half-Yearly, Quarterly and Monthly

ADDITIONAL BENEFITS Riders There are no riders available in this policy

Surrender the policy There is a Guaranteed Surrender Value after 3 policy years for premium paying term of 10 years and after 2 years for premium paying term of 7 years.

Loan Loan facility is available under this policy.

© Courier Publications Private Limited. All rights reserved. Reproduction in any manner, electronic or otherwise, in whole or in part, without prior written permission is prohibited.

Afternoon Despatch & Courier

MUMBAI | MONDAY, JUNE 17, 2013

CROSSWORD BESTSELLERS

FICTION

Carol Andrade | ADC

Inferno: The New Robert Langdon

By Dan Brown

carolandrade@afternoondc.in

And the Mountains Echoed

By Khaled Hosseini

The Oath of the Vayuputras

By Amish Tripathi

The Immortals of Meluha

By Amish Tripathi

The Secret of the Nagas

By Amish Tripathi

Those Pricey Thakur Girls

By Anuja Chauhan

Fifty Shades of Grey

By E. L. James

Best Kept Secret

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Manuscript Found in Accra

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Angel of the Dark

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NON-FICTION

The Art of Thinking Clearly

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The Decision Book

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Jugaad Innovation

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Dongri to Dubai: Six Decades of the Mumbai Mafia

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The Secret

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The Secret of Leadership

By Prakash Iyer

Lean In: Women, Work & the Will to Lead

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The Change Book

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Business Sutra: A Very Indian Approach to Management

By Devdutta Pattanaik

Steve Jobs: The Exclusive Biography

By Walter Isaacson

CHILDREN

Tintin Box Set

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Diary of a Wimpy Kid: Set of 6

By Jeff Kinney

Heroes of Olympus: Mark of Athena

By Rick Riordan

The Amazing Voyage

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Diary of a Wimpy Kid: The Third Wheel

By Jeff Kinney Hunger Games Box Set

By Suzanne Collins

Geronimo Stilton 6 in 1

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Diary of a Wimpy Kid: Rodrick Rules

By Jeff Kinney

Everything Origami

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EXPLORATIONS BOOK REVIEWS

www.afternoondc.in

This week has books that explore. A Pleasant Kind of Heavy and Other Erotic Stories by Aranyani looks at how the body engages the mind in its pursuit of fulfillment through sex.

The Kingdom at the Centre of the World: Journeys into Bhutan by Omair Ahmad takes us through an almost fabled (and intriguingly modern) kingdom nestled in the Himalayas.

I

F serious erotica is your cup of tea, then this could be your kind of book. However, if prurience is what you are looking for, this could also be your book. Frankly, when it comes to sex, there is no telling how individuals reprise the experiences of others for themselves, whether it is through imitation (a kind of flattery) or fantasy. In India, I suspect it is the latter (prurience) which would rule, given that very few of us can enter even into discussions of sexual behavior and preferences without anger, embarrassment, the coloured laugh or downright hypocrisy getting in the way.

Which is a pity, because this is a good book with good writing and adult treatment about the power of sex, cravings, secret desires and fantasies in our lives.

Women with men, women with women, men with men, transgender sexual encounters, Indians doing it with each other abroad, on a transatlantic jetliner, with foreigners in the steamy south, in Paris - the author gives you a virtual smorgasbord of sex in various permutations, combinations and situations. But while sex is the central theme, the nugget is always an exploration – of alienation, delighted recognition, dawning self knowledge (always the best kind), confirmation and affirmation.

If only one looks, it’s there everywhere.

Three women in a kitchen watch unashamedly for opportunities both for sex and one-upmanship among each other and their young mistress, the melancholy young man at the Jasmine Beauty Parlour in a Central Indian town who answers some of the aching need in a young wife though he would prefer his own boyfriend and she the good earth!

Food and nurturing transcend their finite concepts in another story bursting with the fecun-

S

21

O, what do you really know about Bhutan?

That it is still inaccessible for most Indians because it is expensive to travel and stay there, even for a short vacation. That it has this wonderful concept of valuing Gross National Happiness over Gross National Product. That’s its own monarchy has been guiding the tiny country into a modern democracy that has only made the people cling harder to him! That he and his young queen are possibly the most personable royal couple on earth, William and Kate of Britain included.

Omair Ahmad revisits the popular notions of Bhutan and then takes the great leap into a proper exploration of history and culture and position in the modern world. An award winning author in his own right, he came to his subject on the back of intrigue, set off by what he had heard about the country. It was idyllic, cut off from the ills of modern society, in perfect harmony with nature. For instance, its hydroelectric projects did no environmental damage, it seemed to have no bad relations with any country, encouraged controlled tourism and seemed serenely content with its own existence. So he dug deeper – and came up with this book.

Read it and you will have not so much a changed view as an expanded one of a country that struggles with enough modern-day problems in a way that will instill respect in anyone who values control – whether in economic policy, politics, diplomacy or the individual. Bhutan sometimes walks a tightrope, but with so much grace that one tends to take its lessons to heart. And it tries to explain the country through connections hitherto unemphasised, but which could have repercussions on its position as an intersection of political,

Seriously erotic dity of a pregnant woman, who enters through them into an intense realization of herself, her lover and their unborn child as one organic whole.

Young men, women and transgenders visit

Broken Bridge, perhaps as a metaphor for their own lives, or because it gives them a chance to move into a milieu where judgment is suspended and belonging is all. And there is a really funny (as in hilarious) story of the courier franchise owner’s wife, forced at first to repress her feelings, but when they finally burst forth, the effect is enviable because it is so all-encompassingly healing!

Are we ready for such frank explorations of sex when the newspapers are so full of ready evidence of a frighteningly repressed society bursting out in savagely brutal rapes and murders? Perhaps not, which is why this book (and others(like Minal Hajratwalla’s collection of stories titled Pink, which explores the lesbian experience in India), will remain rare events.

Aranyani itself is a nom de plume for the author, an indication of a wary expectation of consequences?

Yet this is a rich book, masterfully written, bursting with stylish language and its usage, replete with artful metaphor and simile, a little goldmine of insight and information that brings in its wake an awareness of the huge confidence of the South Asian literary voice, in a genre that has been largely plain covers available with the indefatigable sellers of porn on the streets.

You could say that this is a kind of coming of age.

A pleasant kind of heavy and other erotic stories by Aranyani Published by Aleph Price Rs 295

Secrets of Shangri La cultural and religious cross-currents.

This is a wonderful addition to any library, not least because it is a perfect mix of political history and travel writing, as the blurb declares.

It teaches and enlightens the reader about the

kind of people who are now running the country. For example, the Queen Mother was the first Bhutanese to study at Oxford. Way back in 1967, she had drafted a young man called Michael Aris, also from Oxford, to teach her daughters.

Aris spent six years in the little kingdom, and it was where he met and got engaged to none other than Aung San Suu Kyi. One wonders, did Bhutan teach him the stoicism that he would require later to let his wife make the most painful decision of their married life – not to travel to visit him even when he was dying of cancer because she was afraid that the military regime in Myanmar would never let her back in?

So when it came to her son, the Queen Mother opted for the West, but in Bhutan, and so was set up possibly the finest school in the whole of South Asia. Similarly, when it came to dealing with the refugee problem (and Bhutan has this, in spadfeds!) the situation called for firmness tempered with compassion.

When it came to capitalism, control was the key. And diplomatic relations have evidently been practiced through the sieve of world opinion – a kingdom so cherished because it reflects the better, if not the best, in all of us. Easy to over-run but impossible to contemplate!

That’s what keeps Bhutan safe for now, as its gigantic neighbours rumble at each other across liquid borders. Will it last? Who knows.

All the more reason to enjoy it while we can!

The Kingdom at the Centre of the World:

Journeys into Bhutan by Omair Ahmad Published by Aleph Price Rs 495

22

THE MATRIX REVOLUTIONS

TV GUIDE

TODAY’S BEST VIEWING

Neo discovers that somehow he is

able to use his powers in the real world too and that his mind can be freed from his body, as a result of which he finds himself trapped on a train station between the Matrix and the Real World.

Meanwhile, Zion is preparing for the oncoming war with the machines with very little chances of survival. Neo’s associates set out to free him from The Merovingian since it’s believed that he is the One who will end the war between humans and the machines. What they do not know is that there is a threat from a third party, someone who has plans to destroy both the worlds. HBO, 9.30 p.m .

SOAPS & SERIALS

MADHUBALA… EK ISHQ EK JUNOON

In tonight’s episode we will see, Romance blooming between RK and Madhu… Radha declares to go to Delhi. Sultan brings Meera home... Further Meera sees Mohan Kundra’s news on TV and go hysterical, now what will happen next? Colors, 8.30 p.m.

ONE TREE HILL

With senior prom only weeks away, Haley’s frustration over her

injuries increases and Skills and Mouth hatch a plan to help Nathan earn money for the big dance by stripping. Brooke betrays Rachel in order to get closer to a new guy and Peyton and Lucas resolve to be happy. Struggling with her drug addiction, Deb makes a choice that could end her life. Star Wor ld, 10 p.m .

SAATH NIBHANA SAATHIYA

Where Urmi is struggling with kinjal and Seepage, here in

Modi house Meera gets hurt which leads to the entry of some strangers. What is the real motive for these strangers to come?

Star Plus, 7 p.m .

WILD ASIA

Asia is one of the most beautiful and varied regions of the world and its forests hold many interesting creatures that have adapted in the face of adversity. WILD ASIA brings for its viewers Asia’s untamed wilderness and an intimate look at the amazing animals that call wild Asia home. From India to Indonesia to Japan, explore Asia’s sparkling shorelines, arid deserts and lush rainforests, unveiling the exotic mysteries hidden within this continent of contrasts. Anim al Plan et, 8 p.m.

MAN VS. WILD

Plunge into more extreme adventures with Bear Grylls in MAN

VS. WILD only on the Discovery Channel. In each episode, Grylls is left stranded in a region and uses his efforts to survive and find a way back to civilization. Using his specialist survival techniques, he attempts to navigate his way through these environments and make it out alive. Along the way, he braves the biting cold, treks through desolate deserts, encounters dangerous predators and for food he has to make do with whatever he can catch or find – dead or alive! Discover y, 7 p.m .

TITANIC

Madhubala, Colors, 8.30 p.m.

ULTIMATE WEAPONS

ULTIMATE WEAPONS gives a close look at the best sniper rifles

available today. From robotic warriors to man portable firepower the show features some of the ultimate weapons. In this episode viewers will discover Heavy Metal weapons. Ultimate protection and maximum firepower are the features that make the Heavy Metal Weapon Systems so amazing. Tune in to this high-octane explosive series and discover some more ultimate weapons in the modern weaponry. Discover y Sci ence, 10 p.m.

JHILMIL SITAARON KA AANGAN HOGA

Angana welcomes Tanu and her family, assuring them that

they shall not have any problems during their stay. Just then, Bua comes in, furious at having being given used towels. She insults Angana and threatens to move to a hotel. Sahara One, 9 p.m.

EK VEER KI ARDAAS – VEERA

Everyone is taken by surprise that the tiger has attacked the school and Veera along with the other kids are trapped inside.

What will happen now? Star Pl us, 10.30 p.m.

MOVIES OF THE DAY

Beginning with genuine footage of the departure of the Titanic

on its fateful voyage, this epic movie tells the events of that tragic night from the perspective of fictional survivor Rose. As an old lady of 100, she recounts her story of duty, love and disaster to a salvage crew searching for a lost diamond. Star M ovies, 9 p.m.

MAIN HOON WANTED

The movie has a very thin storyline, which is about an undercover cop who begins to eliminate the underworld by working amongst them. The highlights of the movie are Darshan’s energetic performance, Darshan, who is an undercover cop, is a hardcore gangster and sharpshooter. Getting into the underworld as a killer, he goes on wiping out rowdy element one by one. Meanwhile, he comes across a girl (Praneetha), who professes her liking for him. What happens next will form the climax of the story. Max, 9 p.m.

TOTAL RECALL

In the near future Earth almost uninhabitable, only two terri-

tories remain, The United Federation of Britain or UFB, and the Colony. The UFB has been trying to make the Colony part of them but a group led by a man named Matthias and rumor is that a UFB security man, Hauser is helping them but word is that he is dead. Douglas Quaid, a man who lives in the UFB who is married to Lori, has been having nightmares of him being in some kind of battle with another woman, that ends with him getting captured. He decides to go to Rekall, a place where a person can experience something by having it implanted in his mind. When the memory he chooses is about to be implanted, it is detected that he has memories of being a spy, that’s when they pull guns on him but some UFB security people show up and shoot up the place. Pix, 9 p.m.

KEEMAT

Afternoon Despatch & Courier

Attractive young women in India are being lured away by criminal elements on promises of wealth, a better life, acting in movies, and are never heard of again. The Indian Chief of Secret Service assigns this case to Agent 116, Gopal, who accepts the assignment, gets involved, and shortly thereafter intercepts a yacht allegedly carrying a number of these young women - only to find that the yacht is empty, and the girls have been drowned and killed. Then a young woman named Sudha, whose sister, Nanda, has been missing, volunteers to go with the criminals,

Titanic, Star Movies, 9 p.m.

with Gopal tracking her. What Gopal and Sudha do not know is that the women are being ferried to an island that is outside the jurisdiction of India, or any country for that matter, where the girls will be sold to the highest international bidder, and those who do not confirm to the rules are either shot dead or let lose and hunted down savagely by killer dogs and armed hunters. Gopal and Sudha also do not know that their involvement. B4U, 4 p.m .

WOLF

Worn down and out of luck, aging publisher Will Randall is at

the end of his rope when a younger co-worker snatches both his job and wife out from under his nose. But after being bit by a wolf, Will suddenly finds himself energized, more competitive than ever, and possessed with amazingly heightened senses.

Meanwhile, the beautiful daughter of his shrewd boss begins to fall for him - without realizing that the man she’s begun to love is gradually turning into the creature by which he was bit.

Zee Stludi o, 10.50 p.m.

TAKKAR

A wicked stepmother and her brother attempt to kill her

stepson, only he survives, and years laterm re-enters their lives; And on the other hand, a smuggler assumes the identity of a honest man, who looks like him, in order to evade the police.

Fil my, 9 p.m .

www.afternoondc.in

MUMBAI | MONDAY, JUNE 17, 2013

STAR PLUS

P.M. 2.00 Masterchief Kitchen Ke Superstar 3.00 Pyar Ka Dard Hai Meetha Meetha Pyara Pyara 3.30 Yeh Rishta Kya Kehlata Hai 4.00 Saraswatichandra 4.30 Diya Aur Bati Hum 5.00 Saath Nibhaana Saathiya 5.30 India’s Dancing Superstars 6.00 Ek Veer Ki Ardaas-Veera 6.30 Ek Gahr Banaunga 7.00 Saath Nibhaana Saathiya 7.30 Saraswatichandra 8.00 Ek Nanad Ki Khushiyon Ki Chaabi..Meri Bhabhi 8.30 Ek Hazaaron Mein Meri Behnaa Hai 9.00 Diya Aur Bati Hum. 9.30 Yeh Rishta Kya Kehlata Hain 10.00 Pyar Ka Dard Hai….

10.30 Ek Veer Ki Ardaas – Veera 11.00 Saraswatichandra P.M. 2.00 3.00 4.00 4.30 5.00 6.00 7.00 8.00 8.30 9.00 10.00 11.00 P.M. 2.00 3.00 4.00 6.00 7.00 8.00

8.30 9.00 10.00 11.00 P.M. 2.00 2.30 3.00 4.00 5.00 5.30 6.00 7.00 7.30 8.00 8.30 9.00 10.00 11.00

LISTING

10.00 Bharat Ka Veer Putra Mahara 10.30 Bade Achhe Lagte Hai 11.00 Indian Idol Junior

ZEE TV

P.M. 2.00 Aaj Ki Housewife HaiSab Jaanti Hai 2.30 Punarvivaah 3.00 Hitler Didi 3.30 Pavitra Rishta 4.00 Qubool Hai 4.30 Pavitra Rishta 6.00 Hitler Didi 6.30 Punarvivah 7.00 Aaj Ki Housewife 7.30 Sapne Suhane Ladakpan Ke 8.00 Rab SE Soha Isshq 8.30 Hitler Didi 9.00 Pavitra Rishta.

9.30 Qubool Hai

2.00 Rishton Ke Bhawar Mein Uljhi Niyati 2.30 Jhilmil Sitaron Ka Aangan Hoga.

3.00 Dharam Karam: Film, Dilip Kumar 6.00 Surkshetra 7.30 Haunted Nights 8.00 Jai Jai Jai Bajarangbali 9.00 Jhilmil Sitaron Ka Aangan Hoga.

9.30 Rishton Ke Bhawar Mein Uljhi Niyati 10.00 Piya Ka Ghar Pyaara Lage 10.30 Jai Jai Jai Bajarangbali.

11.00 Rishton Ke Bhawar Mein Uljhi Niyati

SAB TV

P.M. 2.00 Taarak 3.00 F I R

Factory Made Man Woman Wild Body Bizarre Life In Cold Blood Man vs Wild What Happened Next Full Force Nature How Do They It Gold Rush Desire and Pleasure Decoded

DISCOVERY KIDS

P.M. 2.00 3.00 4.30 5.00 6.00 7.00 8.00 9.00 10.30 11.00

1001 Nights Transformers Prime Wild Kratts Amazing Spiez 1001 Nights Sally Bollywood Adventure sof Tintin Transformers Prime Wild Kratts 1001 Nights

SCIENCE

One Tree Hill Mad Men Two And A Half Men Big Bang Theory Masterchef Australia One Tree Hill Grey’s Anatomy Modern Family Big Bang Theory Masterchef US One Tree Hill Mad Men

ZEE CAFÉ

Grey’s Anatomy Scandal Just for Laughs Grey’s Anatomy Numbers America’s Funniest Home Videos American Dad Scandal Grey’s Anatomy Numbers

BIG CBS LOVE

Summerland Game Beauty and The Beast Life Unexpected Excused Game Summerland Entertainment Tonight Rules of Engagement Game Game Britain’s NTM Summerland Excused

SONY TV

Ek Nanad Ki Khushiyon... Star Plus, 8 p.m.

10.00 Connected Hum Tum 10.30 Punarvivah 11.00 Badalte Rishton Ki Dastaan

LIFE OK

P.M. 2.00 Kaisa Yeh Ishq Hai-Ajab Sa Risk Hai 2.30 Savitri 3.00 Devo Ke Dev Mahadev 3.30 Best of Savdhaan India 5.00 Devo Ke Dev Mahadev 5.30 Savadhaan India 6.30 Do Dil… Ek Jaan 7.00 Kaisa Yeh Ishq Hai-Ajab Sa Risk Hai 7.30 Amrit Manthan 8.00 Devo Ke Dev Mahadev 8.30 Savitri 9.00 Do Dil…Ek Jaan 9.30 Junoon-Aisi Nafrat, To Kaisa Ishq 10.00 Kaisa Yeh Ishq Hai-Ajab Sa Risk Hai 10.30 Savadhan India P.M. 2.00 2.30 3.00 3.30 4.00 4.30

6.00 6.30 7.00

7.30 8.00 8.30 9.00 9.30 10.00 10.30 11.00 P.M

COLORS

Sasural Simar Ka Balika Vadhu Na Bole Tum… Madhubala….

Bani Ishq da Kalma Shaitaan-A Criminal Mind Balika Vadhu…

Uttaran Bani – Ishq da Kalma Sasural Simar Ka Balika Vadhu Madhubala Sanskaar…

Na Bole Tum… Uttaran Bani – Ishq da Kalma Balika Vadhu

SAHARA ONE

3.30 4.00 4.30 7.30 8.00 8.30 9.00 9.30 10.00 10.30 11.00

P.M. 2.00 2.30 3.00 3.30 4.00 5.00 5.30 6.00 6.30 7.00 7.30 8.00 8.30 9.00 9.30 11.00

Bade Achhe Lagte Hai, Sony TV, 10.30 p.m.

Gutur Goon 2 Baal Veer Malegaon Ka Chintu Jeanie Aur Juhu Baal Veer Taarak Chidiyaghar Jeanie Aur Juju Lapataganj-Ek Baar Phir FIR Taarak Mehta

ZEE MARATHI

Tu Tithe Mee Tuze Maze Jamena Mala Sasu Havi Radha Hi Bawri Fu Bai Fu Tu tithe Mee Mala Sasu Havi Tuze Maze Jamena Home Minister Tu Tithe Mee Radha Hi Bawri Unch Maza Zoka Mala Saasu Havi Tuze Maze Jamena Fu Bai Fu Radha Hi Bawri

ANIMAL PLANET

P.M. 2.00 3.00 4.00 5.00 6.00 6.30 7.00 8.00 9.00 10.00

Marvellous Marven Animal Planet’s A to Z Animal Planet Showtime Animal Planet Safari Fooled By Nature Planet Wild Killer Bites Wild Asia Marvellous Marven Animal Planet’s A To Z 11.00 TV with Teeth

DISCOVERY

P.M. 2.00 Wonders of the Universe 3.00 What Happened Next

DOORDARSHAN

DDI MAIN CHANNEL

News in Marathi Katha Sarita Runanubandha Tiwlya Bawlya Sapala Ek Rikam Gharat News in Marathi Thatta Nashibachi Sata Janmachi Punyai Krishi Varta AMAM News in Marathi.

The News Samachar.

Krishna Kali

MOVIE CHANNELS

P.M 1.55 4.00 6.15 9.00 A.M. 7.05

STARMOVIES

Jurassic Park In Time Terminator 2: Judgment Day Titanic

Spy Kids: All The Time In the World In 4D 9.15 Real Steel 11.45 Night at the Museum: Battle of the Smithsonian

HBO

P.M. 4.40 Lara Croft Tomb Raider: The Cradle of Life 7.05 Around The World In 80 Days 9:30 The Matrix Revolutions A.M. 7.40 Van Wilder: Freshman Year 9.20 Deuce Bigalow : Male Gigolo 10.52 Bloodsport

ZEE STUDIO

P.M 1.00 Mars Needs Moms 2.35 Starship Troopers 2: Hero of the Federation 6.10 Face/Off 9.00 Scary Movie 4 10.50 Wolf A.M. 10.20 Wrecked

STAR WORLD

P.M. 2.00 Bharat Ka Veer Putra Maharana 2.30 Bade Acha Lagte Hai 3.00 Chhanchan 3.30 Indian Idol Junior 5.00 Crime Patrol Dastak 7.30 Dil Ke Nazar…

8.00 Anamika 8.30 Amita Ka Amit 9.00 Chanchhan 9.30 Nayi Umra Nayi Chunauti Par.

P.M. 2.30 3.00 3.30 4.00 4.10 4.35 5.00 5.05 5.30 6.00 6.30 7.00 8.00 8.15 8.30

3.30 4.00 5.00 6.00 7.00 8.00 9.00 9.30 10.00 11.00

9.00 Pehchan, Astitva Ki Talaash 9.30 Saraswatichandra 10.00 Gora 11.00 MY NAME IS KHAN: Film.

Shahrukh Khan, Kajol

DDII(METRO CHANNEL) P.M. 2.00 2.30 3.00 3.30 4.00 4.30 5.00 5.30 6.05

News in Hindi.

News.

Sports News Repoter’s Diary Samachar.

The News.

Samachar.

Rajyon Se Samachar.

Metro Scan

My Name Is Khan, DDI, 11 p.m.

6.30 7.05 7.30 8.00 8.30 9.00 10.00 10.30 11.05

Business Wrap Khel Samachar Focus Samachar News in Hindi.

Samachar Charcha Main Aankhon Dekhi Khel Samachar.

P.M. 2.00 Alien Encounters 3.00 Mysteries of Magic 4.00 Dark Matters: Twisted But True 4.50 The Detonators 5.40 Deconstructed 6.00 Frontier of Flight 7.00 Build It Bigger 8.00 Ultimate Guide 9.00 Storm Chasers 10.00 Ultimate Weapons 11.00 Frontier of Flight

HISTORY

P.M. 2.00 Top Secret Recipe 4.00 Freddie Flintoff vs The World 5.00 A Passage Through India 6.00 Pawn Stars 6.30 Kings of Restoration 7.00 World’s Scariest 9.00 Men Who Built America 10.00 Kings of Restoration 10.30 Extreme Prison Breaks

P.M. 12.50 2.30 4.40 6.35 9:00 11.25 A.M. 8.50 10.35

7.00 8.00 9.00

11.00

Cold Blood Monkey Thieves Dangerous Encounters Mega Factories Most Amazing Moments Caught in the Act Dangerous Encounters Ultimate Animal Countdown Taboo

ESPN

P.M. 12.00 NASCAR Sprint Cup Series 2013 3.00 ICC Cricket World Cup 2011 h/ls India vs England 4.00 US Open C’ship 2013 h/ls 6.00 Champions Ka Champions 6.30 FIFA Confedertions Cup Brazil 2013 h/ls 7.30 Champions Ka Champions 9.00 ICC Cricket World Cup 2011 h/ls 10.00 Star Power 10.30 FIFA Confederations Cup Brazil 2013 h/ls.

CARTOON NETWORK

P.M. 2.00 Tom and Jerry Tales 3.00 Oggay and the Cockroachesof the Year 4.30 Adventure Time 5.00 Ben 10 5.30 Oggy and the Cockroaches 6.00 Oggy Ki Hawaa Tight Kare Kaun?

8.30 Tom and Jerry The Fast and the Furry 10.00 Tom and Jerry Show 11.00 Adventure Time A.M. 8.00 Roll No 21 9.00 Oggy Special Cockroaches of the Year 10.00 Ben 10 11.00 Tom and Jerry Show

POGO

P.M. 2.30 Chhota Bheem: Gurgura Special 4.00 Mr Bean 5.00 Chhota Chintu Bada Feku 6.30 Chhota Bheem Marathon 8.00 Hagemaru 9.00 Chhota Bheem 9.30 Pokemon

The Raid: Rdemption Slumdog Millinaire

STAR GOLD

Wolf, Zee Studio, 10.50 p.m.

MAX

P.M. 2.05 Hum Tum: Saif Ali Khan 5.25 Lahoo Ke Do Rang: Akshay Kumar 9.00 Main Hoon Wanted: Darshan A.M. 6.30 Yaarana: Amitabh B 9.40 Kabhi Alvida Naa Kehna: Amitabh Bachchan

ZEE CINEMA

P.M. 2.55 Maa Durga Divya Haathi: Krishna 6.00 Elaan: Akshay Kumar 9.00 Phool Aur Kaante: Ajay Devgan A.M. 10.35 Dalaal: Ayesha Jhulka

CVO

P.M. 2.00 Chacha Bhatija: Dharmendra, Hema M 5.30 Mr Yamraj: Suresh, Prithvi 9.00 Garv-Pride and Honour: Salman Khan A.M. 9.30 Maahir: Govinda, Farha

STAR CRICKET

P.M. 2.00 Jai Ho 3.00 ICC Cricket World Cup 2011 h/ls 3.30 Jai Ho 4.00 Cricket Extra.

5.30 ICC Champions Trophy 2013 Australia vs Sri Lanka

Paranormal Activity Slumdog Millionaire The Raid: Redemption Valkyrie Total Recall Desperado

P.M. 2.45 Dhadkan 6.00 Pyare Mohan 9.00 Ayan Vidhwansak The Destoryer A.M. 7.55 Tejasvini 11.30 Kuch Kuch Hota Hai

NAT GEOGRAPHIC

P.M. 2.00 3.00 4.00 5.00 6.00

PIX

3.00 Sharyat: Sachin Pilgaonkar 6.00 Balirajacha Rajya Yeu De: Ashok Saraf 9.00 Kaaksparsha: Sachin Khedekar

P.M. 12.00 3.00 6.00 9.00

FILMY

Filhaal: Tabu, Sushmita Sen Preetam: Vinod Khanna Julie: Vikram, Laxmi Takkar: Jeetendra, Jaya Prada

A.M. 9.00 Pyaar Mein Twist: Rishi Kapoor, Dimple Kapadia

P.M. 12.00 4.00 8.00 A.M. 8.00

B4U

Dadagiri: Govinda, Rati A Keemat: Akshay Kumar Anu: Pooja Gandhi, Nagkiran

Perfect Miss Match: Anubhav Anand

ZEE TALKIES

P.M. 12.00 Ashtavinayak: Sachin

All programmes on this page are as per the official schedules of the various channels. Afternoon is not responsible for any last minute changes.

Garv-Pride and Honour, CVO, 9 p.m.

10.00 10.30 11.00 A.M. 8.00 8.30 9.00 10.00 11.00

Takeshi;s Castle Sunaina MAD

Thomas and Friends Galli Galli Sim Sim Chhota Bheem Hagemaru Chhota Bheem

DISNEY CHANNEL

P.M. 2.00 Doraemon 3.00 Hamtaro 3.30 Phineas and Ferb 4.30 Art Attack 5.00 Doraemon 7.00 Hamtaro 7.30 Doraemon 9.00 Slokk 9.30 Best of Luck Nikki 10.00 Doraemon P.M. 2.00 4.30 5.00 5.30 6.00

6.30 7.00 8.00 8.30 9.00 9.30

DISNEY XD

Kiteretsu Splatalot Super Robot Kiteretsu Iron Man Armored Adventures Spiderman Kiteretsu Ultimate Spiderman Hulk Iron Man Rescue Force.

KANCHI’S COMEBACK WITH ‘MERI BHABHI’!

23

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, JUNE 17, 2013

After starring in many commercials, Kanchi Kaul shot to fame with her role of Ananya SachdevSamarth in the show 'Ek Ladki Anjaani Si' and later did a serial titled 'Maayka.' The 31-year-old will be playing the role of Shraddha Shergill Sood on the show, ‘Meri Bhabhi’ on STAR PLUS which focuses on a sister and sister-in-law relationship. The serial will go on air from June 17 at 8 pm. housewife. Kritika plays a significant role in the life of Shraddha, and shows her how to live through difficult circumstances with her head held high.

By Sandeep Hattangadi

You are coming back after a long break.

Yes. I got married to Shabbir Ahluwalia and after a two-year break, I am coming back with this show. I couldn’t be happier, I love my profession.

“As actors, we have a very busy life, so Shabbir and I decided to travel extensively post marriage. This helped us know each other much better and now I am ready to make a comeback.”

Did you prepare for this show in any way?

I have a good creative team and with their help I try to get into the skin of the character and deliver the goods.

How many episodes are we looking at?

That is the channel’s call to take but I hope the viewers like our show and since STAR PLUS is the No.1 channel now, I hope the show has a long run.

What made you opt for this show to stage your comeback?

The script is great, and I have an amazing cast like Kanwaljeet Singh, Supriya Pilgaonkar, Eesha Kansara, which drew me to it. I have a great working relationship with them. Kanwaljeet and Supriya are seniors so I respect them and try to learn from them, but I share a friendly relationship with Eesha.

Do you have a real sisterin-law, and how is your relationship with her?

Yes, I do have a real sister-inlaw and she is very sweet and I share a very friendly relationship with her.

What is the tele-script of the show?

The show is about the bond shared between a sister-in-law

Will you be taking on any other shows now?

Obviously, I can’t take a daily soap now, but if there is any other show in the non-fiction genre or anchoring shows, I might be tempted to take it on.

and daughter-in-law.

Shraddha, the nanad, played by me, finds a friend in Kritika, her bhabhi. Kritika is a loving person and a dutiful bahu of the Shergill family. She knows

how to keep the family together. She is gentle, understanding and is very good at relieving tense moments with her humour.

She is the most perfect

Your husband too is a popular TV star. Which show of his is your favorite one?

I really liked him in the Indian version of ‘Fear Factor,’ which he won.

ipudaman Handa – was crowned the winner of Masterchef Kitchen Ke Superstars in a most exciting episode of the Masterchef Kitchen Ke Superstar on STAR PLUS. The grand finale episode that witnessed the three finalists Navneet Rastogi, Doyel Sarangi, Ripudaman Handa waiting with bated breath as Ripudaman was crowned the real hero of another prestigious season of the biggest culinary show in India. Their fate was left in the hands of the judges and the viewers who would vote for them. That one contestant and home chef who faced all the daunting tasks with hard work and determination, who won over the judges hearts and who got immense support from the public, was none other than Ripudaman .Actor Ranveer Singh, who will be seen next in

BAD MAN

When you last saw Chetan Hansraj, he was on the big screen doing what he does best – being the villain to whoever was the hero of the day. The roguishly handsome actor is now all set to come back to the world of television with Zee TV’s historical magnum opus – Jodha Akbar! Chetan is to play Adham Khan, the son of Mahamanga and foster brother to Emperor Akbar. Though auditions for the lead roles took months, it seems that Chetan was an immediate pick for the part. The character of Adham Khan is Mahamanga’s son who was always compared to Akbar and detested it. Though physically stronger than Akbar, his mother always put him down which led to him feeling hurt and thinking that his mother preferred Akbar over him..Watch Chetan as Adham Khan in ‘Jodha Akbar’, starting on 18th June at 8 pm on Zee TV.

FATHER’S DAY CELEBRATION

On the sets of the STAR PRAVAH show ‘Durva’ produced by DASHMI CREATIONS, Suyash Tilak, who stars in the show about two political warring families, celebrated Father’s Day with his father Vishwajeet Tilak and tele-screen father, Vinay Apte, who leads the top cast in the show. Catch this popular show On Star Pravah every Monday to Saturday at 10.30 pm.

GETTING PERSONAL WITH MALISHKA

Mumbaikars have only heard her every morning entertaining them for years as a radio jockey … Witty, spontaneous, loud and chirpy – that’s all they knew of RJ Malishka from tuning in to ‘Morning No 1 with Malishka.’ Her fans were always curious to know what she really is as a person, and now they’ve finally got their chance. Ever since Zee TV’s ‘Connected Hum Tum’ went on air on June 3, RJ Malishka Mendonca’s countless fans from every nook and cranny of Mumbai have got a face to the voice they loved waking up to! The show, which acts as a mouth-piece to the women of today, hears their side of the story and lets them tell the world how they really feel, has got RJ Malishka up-close and personal with her followers. To find out, stay tuned to ‘Connected Hum Tum’ every Monday to Friday at 10 pm, only on Zee TV.

BIRTHDAY BOY

Will you accept films too?

I will take it as it comes and if I get a good offer I am willing to consider it.

Welcome back Kanchi!

RIPUDAMAN HANDA CROWNED THE WINNER OF ‘MASTERCHEF KITCHEN KE SUPERSTARS’ ON STAR PLUS!

R

TV TATTLES

the film ‘Lootera’ with Sonakshi Sinha, were part of this special episode and he presented the winner with the cash prize of Rs 1 crore. When asked what he would like to do with this winning money, Ripudaman said, “I have handed over the cheque to my parents as I trust them completely with my life and money that I have won. I am thrilled to be the winner and I am looking forward to a career in cooking.”

Navneet Rastogi was the second runner up and Doyel Sarangi came third, Navneet was presented with a 1 year internship from Courtyard By Marriott.For judges Sanjeev Kapoor, Vikas Khanna and Kunal Kapoor it was challenging to pick just one winner among three talented home chefs but it was Ripudaman who romped home.

Congratulations!

A birthday is supposed to be the most awaited day of the year, an occasion to rejoice and celebrate. But this year, Salman had a busy day celebrating his birthday on the sets of Jhalak Dikhhla Jaa by doing what he is best at – working, which in his case was dancing! Recalling his childhood birthday memory, Salman says, "You won't believe, but I have failed to remember my birthday four times while growing up. And later, next day, on realizing this, I used to cry a lot (Laughs)." But this year, it was something out of the routine. Salman was delighted with a cake-cutting on the set with big hugs from all the three judges - Madhuri Dixit, Karan Johar and Remo D’Souza.

STAR PARADE

Get ready to watch your favorite superstars and grab that opportunity to revive the experience! From Maharashtra’s most popular star, a great blockbuster film of all time. ZEE Talkies brings a once in a lifetime opportunity to not just watch your favorite hero, but also relive the entire experience with your favorite stars. ‘MAHARASHTRA’s SUPERSTARS Special’, a weeklong festival of comedy, drama and action-packed movies featuring seven superstars like Sachin Pilgaonkar, Sachin Khedekar, Ashok Saraf, Sanjay Narvekar, Bharat Jadhav, Atul Kulkarni and Makarand Anaspure everyday Monday to Sunday at 12pm to 9pm from June 17 to June 23, 2013.

24

RIGHT HERE, RIGHT NOW

Afternoon Despatch & Courier www.afternoondc.in

MUMBAI | MONDAY, JUNE 17 2013

Stigma, fear of isolation trigger suicides A

bracket.

The study suggested the suicide rate is much higher in rural parts of India and nearly 10 times as high in the more wealthy southern states as compared to its poor counterpart in the north. A study published

by Lancet last year, pointed out that out of (half million) five lakh people that reportedly die because of suicide every year all over the world, 20 per cent are Indians.

The World Health Organisation (WHO) estimates the annual global suicide rate is about 16 per 10,000 people, or almost 10 lakh people every year. This includes about 2,00,000 in China, 1,90,000 in India and around 1,40,000 in high-income countries; representing an increase of almost 45 per cent increase in the last 45 years. When compared, USA had around 37,790 cases of suicide reported in 2010 i.e. a rate of 12.2 per 10,000. In India, according to the report, had a suicide rate that is near 16.

The suicide rate in the country has only gone up over the years. According to the National Crime Records Bureau (NCRB) report, the number of suicides in cities has gone up from 13,071 in 2008 to 18,280 in 2011. It was 13,675 in 2010. The steep increase in 2011 as compared to 2010 is due to the emergence of 18 new mega cities (53 mega cities as per Population Census 2011).

It was 13.3 per lakh in 2007 which decreased to 12.1 in 2008.

Thereafter a rising trend was observed - 12.5 in 2009 and 12.7 in 2010, although it decreased to 11.3 in 2011. Just the four metro cities, Bangalore, Chennai, Delhi and Mumbai, together have contributed to almost 36.7 per cent of

Awareness about depression, recognising its signs and symptoms are musts to tackle to bring down suicide rates the total suicides reported from 53 mega cities.

State wise, it’s the South that rules the roost when it comes to suicide related deaths. Together, Kerala, Courtesy: National Crime Records Bureau

mong the more recent suicides, it was Bollywood actress Jiah Khan’s which brought to fore, the rate at which suicides have been on the rise in India.

India had been, time and again, been leading the list of countries with rapidly increasing suicide related deaths.

When we talk about the suicide rate in the nation, Mumbai doesn’t lag too far behind. It has, more often than not, been rated among the top five cities in India with a large number of suicide cases. Failed relationships, bad marriages, examination related stress, peer pressure, family discord and work-related stress are few of the major suicide triggers in India. Sadly, even the police are not immune to this trend, Earlier this year; an RTI application filed revealed that a total of 168 policemen committed suicide in the past 10 years in Mumbai alone.

With suicides increasing alarmingly, it will become the leading cause of death in the country. According to a study recently published in the British Medical Journal a couple of months back, it is the leading cause of death among women in India. The study which covers data recorded 1990 to 2010 suggests there has been a 126 per cent rise in suicide among Indian women during this period.

Today, suicide is the second-leading reason of death in India.

Last year, a study pointed out that suicide is the leading cause of death in youngsters between the ages of 15 years – 29 years. Of the 1,14,800 males who committed suicide in India in 2010, 40 per cent were aged 15 to 29, while 56 per cent of the 72,100 women were in the same age

Picture for representational purpose only

Jiah Khan’s death brings to fore the scourge of suicide which is the second highest cause of death in the nation. Mumbai among top five Indian cities with the most suicides, writes Gajanan Khergamker

Andhra Pradesh, Tamil Nadu and Karnataka contribute 22 per cent of the country’s population recorded 42 per cent of suicide deaths in men and 40 per cent of suicide deaths in 2010. Maharashtra and West Bengal combined, accounted for 15 per cent of suicide deaths in the same year. Individually, Delhi recorded the lowest number of cases of suicide, Andhra Pradesh recorded 28,000 deaths in individuals of 15 years and above, Tamil Nadu reported 24,000 and Maharashtra recorded 19,000 deaths in 2010.

A total of 1,35,585 suicides were reported in India in 2011, more than the number of lives lost to HIV (1,16,000) in the same year. And, these are just the figures that have been reported as suicide. A large number of suicide deaths go unreported because of the stigma attached to it. There has been a change in the trend in India though. Although suicide rate of among city men were not so high, in the recent years, that seems to have changed.

Apparently it is the notion that men are supposed to be strong and should not show emotional distress that held them back from asking for help. But, over the past few years, more men are breaking the trend and asking for help. Many helpline numbers that are dedicated for suicidal people have reported an increase in number of male callers.

With suicide rate increasing in India every year, ways to tackle this problem are being debated. A study conducted by the Royal College of Psychiatrists, states that only 24 per cent of people with mental disorders and 28 per cent with post-traumatic stress disorders get treatment. The report suggested that it is the stigma attached to the word ‘mental’ that stops people from talking about their mental and emotional problems subsequently preventing them from seeking proper medical help. Depression is not something that is noted as a serious problem in India and most of the time it goes unnoticed.

Even though attempt to commit suicide is a criminal offence in India, it hardly seems to be serving as a deterrence for people taking such a step. Awareness about depression, recognising its signs and symptoms are musts to tackle to bring down suicide rates.

The stigma attached with ‘mental problems’ needs to be eradicated.

Recently, an advertisement about depression being a common disease was released in national interest to open mind on it. Many feel pesticides and other poisonous substances shouldn’t be easily available to the public since consuming poison has been reported as the leading cause of deaths in India.

With inputs from Prerna Pandey

Readers keen on seeking help on drafting RTI applications may write in to rti@draftcraft.in or call Gajanan Khergamker on 022-22841593 for any assistance on RTI or to have their findings / issue featured on this page

Afternoon Despatch & Courier MUMBAI

| MONDAY, JUNE 17, 2013

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Afternoon Despatch & Courier

COFFEEBREAK

CRYPTIC CROSSWORD 572

ENIGMA CODE 572

ACROSS: 1 Hung loin lace mysteriously to produce visions (12) 8 Does some memorable jogging? (7) 9 A Customs Officer at end of day could be obedient (7) 11 The best economical car mother goes after (7) 12 Jury member has run-down, being swamped by evil (5,2) 13 Audacious attempt to see if the cap fits (3-2) 14 Don't let it bother you that you've always been inattentive (5,4) 16 See all round this building (9) 19 Famed Russian ballet initially kicks into rapturously outstanding ventures (5) 21 Ruining by demolition work becoming hardened to it (7) 23 Are they a shade sawn around the gin? (7) 24 To want that is right, though comparatively broke? (7) 25 A poster can be made from such grass (7) 26 In a way the inquest scene may embody the whole thing (12)

DOWN: 1 Husband's Union, surely not feminine, is possible if it is possible this way ! (7) 2 TV personalities acting as members of a chain gang? (7) 3 Bear armour Sam in order included (4,5) 4 River in industrial heartland (5) 5 One isn't covered for such games (7) 6 Find fee had been amended for the Turkish official (7) 7 An actor may take it when at a loss for words (6,6) 10 Not a short class in arithmetic (4,8) 15 Not a great number of people

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Each colour in our code represents a letter.

When you have cracked the code you will be able to make up seven words.

The clue to first word is given to help you get started.

The Clue: Spread

B

B B

B B B

SOLUTION TO FRIDAY’S ENIGMA CODE CARPET, APPEAR, PATTER, RAPPER, REAPER, REPEAT, TAPPER

B

B

B

B

MATH PYRAMID 572 forming a community? (9) 17 Offensive in thanks to high class Canadian (7) 18 An example of literary suppression (7)

19 Pink gin drunk by vital man (7) 20 Go faithfully to the little one's regret? (3,4) 22 Common growth in Worthing or Seaford (5)

SOLUTION TO FRIDAY’S CRYPTIC CROSSWORD ACROSS: 1 Infused, 8 Quagmire, 9 Graf, 10 Americanised, 12 Aslope, 13 Knitters, 14 April the first, 18 Fly blown, 20 Raisin, 21 Friendliness, 23 Irma, 24 Reacting, 25 Asinine.

DOWN: 2 North sea, 3 Unfavourable, 4 Ethereal, 5 Salami, 6 Dins, 7 Wendish, 8 Quick thinking, 11 Intermission, 15 Forfeits, 16 Third man, 17 Off form, 19 Ordain, 22 Iraq.

QUICK CROSS 572

ACROSS: 1 Siamese for one (3) 4 Torero pleaser (3) 5 Benders (5) 8 Joined (3) 9 Big hit (5) 12 Voice vote (3) 13 Opine outloud (3)

The goal of Math Pyramid is to fill the given pyramid with numbers such that the following three rules are satisfied.

1. A cell value must be sum or difference of the two cells below 2. A row cannot have duplicate numbers 3. A number cannot be less than 1 or more than the grid size

FRIDAY’S SOLUTION

FRIDAY’S SOLUTION

DOWN: 1 Finger protector (3) 2 English festival (3) 3 Competing sides (5) 6 Sleep measure (3) 7 Remains (5) 10 ___ of Azov (3) 11 Spring fever (3)

HIDATO 572

The goal of Hidato is to fill the grid with consecutive numbers that connect horizontally, vertically, or diagonally from first to the last number in the grid. The first and last numbers of a puzzle and a some other numbers are already filled in.

FRIDAY’S SOLUTION

MATHDOKU 572

Place numbers into the puzzle cells in such a way that each row and column contains each of the digits from 1 up to the size of the puzzle (4,5 or 6). Like a Sudoku puzzle, no number is repeated in any row or column. Each bold-outlined group of cells contains a hint consisting of a number and one of the mathematical symbols + x - /. The number is the result of applying the mathematical operation represented by the symbol to the digits contained within the domain. The solution to each puzzle is arrived at logically and is unique.

FRIDAY’S SOLUTION

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MUMBAI | MONDAY, JUNE 17, 2013

TIGER BUD BLAKE

WIZARD OF ID PARKER & HART

B.C. JOHNNY HART

27

COFFEEBREAK MOON: Virgo TITHI: Durgashtami NAKSHATRA: Uttaraphalguni RASHI: Kanya (Virgo) P. Th. LUCKY COLOUR: Bottle Green LUCKY NUMBER: 3 BIRTHDAY FORECAST: This will be a favorable year for all-round gains and prosperity. You will bring about drastic Changes in your life, and work set-up, which will improve your efficiency and increase in your income. Personal affairs will run smoothly. Youngsters in love can look forward to an exciting time. A long vacation during summers or the monsoon season will prove to be romantic.

Health will require attention, especially if you are easily tired or exhausted.

BABIES BORN TODAY: Tall, imposing, well built, healthy and long-lived. Will be extremely impulsive, honest and hard working. Will be well educated, artistic, creative and humane. A career in any service industry social work, academics or a creative field will lead to gains and success.

TODAYâ&#x20AC;&#x2122;S FORECAST Jagjit Uppal

ARIES (March 21 - April 20): Success in your efforts is assured. This is a very rewarding and satisfying day. Matters concerning investment in work or property will lead to gains for you. Personal relationships may leave a lot to be desired. Perhaps you have been too good to a person who does not deserve your affection.

TAURUS (April 21 - May 20): You can look forward to some good news pertaining to work. Plans for a journey may change. Monetary gains will accrue to you from work completed earlier. Those in love have a strong bond and will share intimate moments of togetherness. You may buy something beautiful for the house.

BEAU PEEP THE ADVENTURES OF LEGIONNAIRE BEAU PEEP

FRED BASSET ALEX GRAHAM

GEMINI (May 21 - June 20): There could be some unexpected funds coming your way. Be careful about your things. You could misplace something important today. A hasty and rash decision could land you in trouble. It may not be easy to solve all problems. But at least you can tactfully convey that you can make amends.

CANCER (June 21 - July 21): Unexpected delays and snags may require you to spend more time at work than usual. Some significant moves may require quick decisions. Affairs connected with home or property should be left to someone who can handle these responsibilities sensibly.

LEO (July 22 - August 21): You are invited to give a talk or address a large gathering. A purchase of property or new premises is worth the effort even if you need a loan for the purpose. You may be more Inclined for sports training or cultural activities. New opportunities for work from far are a possibility.

VIRGO (August 22 - September 21): Perhaps you have been taking things a little too easy of late. Handle important work personally for better results. Not a good time to start a new assignment, unless you can complete it quickly. Be prepared a colleague or an associate could also let you down.

LIBRA (September 22 - October 22): Uncertainties regarding the future could be upsetting at times. Do not try to seek answers for you may not be very happy with the answers. If you have been having problems in a personal relationship, you may seriously consider a period of separation. Seek proper help or advice.

PHANTOM LEE FALK

SCORPIO (October 23 - November 21): At your work place you need to be firm and determined to make your voice heard even if it hurts some relationships. It is important to put across what you feel or you could be taken for granted. An old family issue could get raked up and lead to serious repercussions. It will be up to you to resolve the situation.

SAGITTARIUS (November 22 - December 20): You will come across a few difficulties at work but it is something that you can resolve if you do not give in to pressure. Watch expenses too. Your relationships tend to get neglected since there is so much to do. Giving a sympathetic hearing will also help you to overcome your own worries.

MODESTY BLAISE PETER Oâ&#x20AC;&#x2122;DONNELL

CAPRICORN (December 21 - January 19): You will have to display utmost patience in all that you do today. You are tempted with several ideas which promise immediate benefits, but these could be misleading. Avoid speculation for a certain loss is foreseen. Instead catch up with the regular stuff that needs to be done.

AQUARIUS (January 20 - February 18): You will be expected to manage your own work and also be prepared for any contingencies that could crop up. Also be prepared for a lot of people are likely to drop in on you today. Do not try to impose your views and ideas on people. There could be misunderstandings. You are better off keeping a low profile.

PISCES (February 19 - March 20): You will be discussing expansion plans but try to resolve disputes, if any, amicably. Keep your mind open to ideas and new offers of work. You may be concerned about your mate or beloved who has not been keeping well or may be depressed. You may have to seek help.

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COFFEEBREAK

QUICK CROSSWORD 4690

ACROSS: 4 Ruler of the Islamic world (6) 7 Capital of Tripura (8) 8 Angel (6) 10 Desert region of Gujarat (5) 13 Chain piece (4) 14 A colourful precious stone (4) 15 Chinese dynasty (4) 16 Perish, pass away (3) 17 "For unto us _ _ is given" (1,3) 19 Saga, a long poem (4) 21 Network (9) 23 ___ up : make or become aware of a secret or generally unknown fact? (4) 24 Scent (4) 26 Minor falsehood (3) 27 Ill-gotten gain (4) 29 Dig up by the roots (4) 32 __ a yarn : told tall tales? (4) 33 Interlace, thread (5) 34 Take on a fresh supply of fuel (6) 35 Balancing, comparing or relating (8) 36 Biblical wife of Persian king? (6)

DOWN: 1 Eccentric (5) 2 Mediterranean Isle (5) 3 Use acid as ink, perhaps ! (4) 4 A room on board ship (5) 5 Chance or fortune (4) 6 Resembling poetry (6) 9 Mr Matthews of Sri Lankan cricket (6) 11 Put __ _ fight : resist (2,1) 12 Sculptor Oldenburg (5) 13 Daniel Day Lewis won an Oscar for his role in this movie (7) 15 'Me' in French (3) 16 Not bright, shadowy (3) 18 Extensive plain (6)

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MUMBAI | MONDAY, JUNE 17, 2013

SUDOKU 1876 Sudoku is a number placing puzzle based on a 9x9 grid such several given numbers.To solve a Sudoku puzzle, every digit from 1 to 9 must appear in each of the nine vertical columns, in each of the nine horizontal rows and in each of the nine boxes.

SATURDAY’S SOLUTION

Difficulty Level

CRYPTOQUIP

Today’s clue: Q equals D

The Cryptoquip is a substitution cipher in which one letter stands for another.

20 Clear out (5) 21 Adam had one to spare (3) 22 Universal Disk Format in short (3) 23 Makes or becomes broader (6) 25 Son of Lord Rama and Sita (3) 28 Swiss mathematician (1707-83)

(5) 30 Mathematical proportion (5) 31 Hose hue (5) 32 Of that kind or thing (4) 33 ____ up : finish off the matter?

(4)

SOLUTION TO SATURDAY’S QUICK CROSSWORD ACROSS: 1 Deccan, 5 Ceo, 8 Wino, 9 Beck, 10 Boring, 11 Secretary, 13 Till, 15 Rna, 16 Eosin, 17 Overt, 20 Sam, 22 Ins, 23 Waned, 24 Aegir, 26 Oda, 27 Iago, 28 Specifics, 31 Oozing, 32 Lego, 33 Loco, 34 Pul, 35 Knight.

DOWN: 1 Debate, 2 Cerulean, 3 Awns, 4 Nigeria, 5 Copra, 6 Obit, 7 Scorers, 12 Cnn, 14 Lome, 18 Viii, 19 Enraging, 20 Sampler, 21 Peacock, 24 Adi, 25 Bought, 26 Of all, 29 Coop, 30 Soon.

IRREGULAR SUDOKU 1695 To solve an Irregular Sudoku puzzle, every digit must appear once in: Each of the vertical columns Each of the horizontal rows Each of the regions

Afternoon Despatch & Courier

SATURDAY’S SOLUTION

G R ' N

N I

V H P W

N H B B Y N R

Y O N G Y M

R I

N I X H R G I K N

F W Y K

D I H

Q I K ' R

V H P W

O C I H R

A K I F

R W Y

R I I

J M I C X Y V

SATURDAY’S SOLUTION: The world is full of willing people, some willing to work, the rest willing to let them

Afternoon WORD MINE

T

C I

C I

L

M

A

C

How many words of four or more letters can you make from the letters shown in today’s puzzle? In making a word, each letter may be used once only. Each word must contain the letter at the top of the pyramid. There should be at least one nine letter word. Plurals, foreign words and proper names are not allowed.

Today’s ratings: 07 average; 08 good; 10 outstanding.

SATURDAY’S SOLUTION: ably, AGREEABLY, argyle, barely, barley, belay, bleary, bray, byre, eagerly, early, elegy, gayer, grey, gyre, layer, leery, lyre, relay, rely, year.

HEATHCLIFF

Saturday’s

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MUMBAI | MONDAY, JUNE 17, 2013

Nayan wins Senior Max round one of National Karting Ch'ship

VÁZQUEZ, OLIVEIRA FINISH FIFTH, SIXTH SPORTS

C

IRCUIT DE CATALUNYA: The Mahindra pair Efrén Vázquez and Miguel Oliveira finished fifth and sixth in Catalunyan Grand Prix. The double top six is the only Indian international motorcycle racing team’s best result so far, earning valuable points to improve the all-new MGP3O machine’s strong standing in the championships.

The race was a personal triumph for Vázquez. The 26-year-old racer from Bilbao in northern Spain missed the last two races after breaking his collarbone in practice in France.

Still not fully healed, he gritted his teeth and even took the lead mid- AHEAD OF THE CURVE: Vazquez surges ahead of Oliveira in Catalunya. race. Still close to the leaders after 22 gruelling laps, fifth was his best Oliveira (18, from Portugal) second time this year, and played a finish of the season. started from the front row for the strong part in the seven-strong

Anand bounces back, beats Morozevich in third round HYDERABAD: Nayan Chatterjee of Rayo Racing came from behind to win round one of the JK Tyre-FMSCI National Rotax Max Karting Championship as he edged out his teammate and defending champion Ameya Bafna along with Vishnu Prasad of Meco Racing.

It was Meco Racing's Chittesh Mandody, who began the Senior Max category race in pole position and led in the first few laps. Chittesh was receiving tough competition from his fierce opponent Ameya, who started at eighth position, and after four-laps neck-to-neck, dangerously collided with him, forcing him to retire from the race.

Around the same time, Nayan, who started at third position and was constantly chasing the top two karters, worked on the opportunity and overtook both racers. Then on, Nayan led the race and wrapped up 2.985 seconds ahead of second-place finisher Ameya. Vishu Prasad, started at second, finished at third position after losing a hard battle with Nayan.

"This was a memorable round for me as I started the day from nowhere. I kept improving my driving and kart in each race, which helped me to keep myself in the top five positions. I worked on the opportunity I saw between the top two racers and held my position till the end of the race. It’s a very good win to start the championship," Nayan said. In the Junior Max category, race leaders Kush Maini of Dark Don Racing dominated the race and outplayed other racers. Nayan finished second but was disqualified due to technical issues reported by Race Officials. Third-place finisher Akash Gowda of Meco Racing and fourth-place finisher Mrinal Chatterjee of Rayo Racing were awarded second and third positions respectively.

M

OSCOW: World champion Viswanathan Anand bounced back from the disappointing results of the past two rounds to defeat Russian Alexander Morozevich in a positional skirmish in the third round of the Tal Memorial chess tournament now in progress here.

After a loss against Fabiano Caruana of Italy in the opener and a tense draw in the second round against Russian champion Dmitry Andreikin, the world champion showed form against Morozevich and outplayed him when it mattered the most to move back to a 50 per cent score in one of the strongest tournaments of recent times.

On what turned out to be another amazing round, Caruana backed his instincts to win a drawn endgame against world number one Magnus Carlsen of Norway while Hikaru

By Anant Bhagwat

J

ust as in all ball games, in Bridge too timing is vitally important.

You have to time your play correctly to be in a certain hand at a certain time. See this hand which arose in a local tournament.

S- J 10 7 6 4 H- Q 2 D- A Q 7 4 3 C-2 S- 5 3 H- A K 10 9 8 3 D- 2 C- A 10 6 3 You are badly in need of some points & therefore drive yourselves to 4 hearts. When west leads club king you survey dummy with mixed feelings.

Nakamura of United States scored his second win on the trot at the expense of Sergey Karjakin of Russia.

As a result Carlsen lost his joint lead and Shakhriyar Mamedyarov of Azerbaijan, Boris Gelfand of Israel Caruana and Nakamura emerged as new joint leaders on two points after the end of the third round. Anand shares the fifth spot now along side Andreikin and Carlsen on 1.5 points apiece while Morozevich and Karjakin are next in standings having one point each.

Vladimir Kramnik of Russia continued to find himself in an unfamiliar last spot after his first draw in the tournament wherein he signed peace with Mamedyarov. With six rounds remaining there is obviously a lot to come in one of the strongest super tournament of recent times.

However, with Carlsen losing against Caruana the talk of the Norwegian being invincible has suffered a considerable setback. Anand was at his technical best against Morozevich out of a Ruy Lopez opening. Playing white, the Indian star got some play rolling in his favour post a pawn sacrifice by the Russian and clinging on the extra material proved decisive for Anand once Morozevich tried to make a foray in his ground.

Timing!

BRIDGE You wonder, where are the 12/13 points your partner’s bidding promised. Anyway the prospects are not bad. If you can get 2 club ruffs in dummy, all that you need is hearts breaking 3-2.

Is it clear or you need something more. Yes now you grasp the crux of the matter! After ruffing a club in dummy with Queen of hearts you will need the heart Jack to be doubleton. So with a new gusto you start. Club Ace club ruff, diamond Ace diamond ruff, another club ruff

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breakaway. By the end he had lost a couple of seconds on his teammate, but held his pace to win a strong fight for sixth.

It was an important race for the team and the motorcycle. Designed and built in just six months the first Mahindra MGP3O prototype proved not only reliable from the start, but also impressively competitive.

The bike for round six in Catalunya was a first development step. Upgraded internal parts and a new muffler have improved engine performance, while refined bodywork has smoothed the aerodynamics. The next round is in two weeks, where the Dutch TT is held on Saturday at the historic Assen venue.

Azad Shrivastav | ADC

LEAD ON KINDLY LIGHT: Prakash Padukone plays a round of badminton with the winners of the Tata Capital Super Shuttlers Tournament. He partnered Simran Singhi in the exhibition tie. Simran Singhi beat Jhanvi Jagtap 21-9, 21-3 to win the girl’s trophy while Rahul Vyas beat Vir Diwanji 21-7, 21-15 for the boy’s title.

& another diamond ruff to reach hand, now you play Ace & King of hearts, but the Jack does not drop. It is tripleton with east. So you lose 1 heart 1 club & 2 spades.

Have you realised that you could have scored the contract with a trump coup had you taken care to orchestrate your play?

You should have realised the possibility that the heart Jack could be tripleton with east. If it is with west there is nothing you can do so forget the possibility.

Here comes the aspect of timing.

To catch east’s presumed heart Jack in a trump coup you have reduce your trumps to the length of east’s trumps. That means you need 3 ruffs in hand. So the play should go like this. Win the club Ace, play the Ace of diamonds & ruff a diamond, now a club ruff, a diamond ruff, second club ruff & 3rd diamond ruff in

hand. This is the position, you having made 7 tricks S- J 10 7 6 4 D- Q S- 5 3 H- A K 10 C- 10 You should cash the Ace of hearts in case the Jack is singleton with west.. It is not. Now exit with any card from your hand. After taking their 3 tricks the opponents have to give you a free finesse of heart Jack & the contract rolls home.

On a trump lead one of your ruffs is lost but the problem of promotion to heart Jack is non-existent. So you can ruff 1 club in dummy with Queen & then finesse the diamond Queen for your 10th trick. As it happened all the cards were correctly placed.

30

NEYMAR’S CRACKER HELPS BRAZIL BEGIN WITH A BANG

Afternoon Despatch & Courier

SPORTS

IN BRIEF Bhupathi-Bopanna pair crashes out of Aegon C'ships

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B

LONDON: Third seeds Mahesh Bhupathi and Rohan Bopanna crashed out of the Aegon Championships after suffering a straight-set defeat at the hands of top seeds Bob and Mike Bryan in the semifinals here. Bhupathi and Bopanna went down 6-4, 6-2 in a lopsided contest. It was a contest totally dominated by the Bryan brothers, who did not concede a single break point through the match. In the opening day, the Bryans broke the Indians once to get the crucial edge and pocket the set in no time. In the second set, the Bryans' domination only increased and they broke Bhupathi and Bopanna twice to close the set and the match in their favour.

Divij, Raja lose final again

NOTTINGHAM, UK: A second title of the season eluded Divij Sharan and Purav Raja yet again as they ended runners-up at the Nottingham Challenger after losing the tough summit clash to formidable Thai twin brothers Sanchai and Sonchat Ratiwatana, here. The fourth seeded Indians lost the final 6-7(5) 7-6(3) 8-10 to the second seeded brothers' team. Divij and Raja split euro 2,350 and earned 55 points each for making the title clash. In the singles event Somdev Devarman had lost the semifinals to eventual winner Steve Johnson of the USA. Divij and Raja were playing their fourth final of the season, having won the Kyoto event and ending runners-up at Johannesburg and at Leon, Mexio.

Gujrathi in draw with Nabaty; joint third now

VARNA, BULGARIA: Indian Grandmaster Vidit Gujrathi played out a hard-fought draw with Israel's Tamir Nabaty to stay joint third after the sixth round of the Grand Europe Golden Sands International Chess Tournament here.

Taking his tally to five points out of a possible six, Gujrathi remained half a point behind overnight joint leaders Zybnyk Hracek of Czech Republic and Vladislav Nevednichy of Romania, who played out a draw to inch to 5.5 points. Indian GM Arun Prasad joined Gujrathi in third spot defeating Alessandro Bonafede of Italy.

Indian athletes for Asian C’ships to be named on June 20

NEW DELHI: Indian athletes for the Asian Championships to be held in Pune from July 3-7 will be selected on June 20 here with medal prospects like Sudha Singh, Krishna Poonia, Tintu Luka and Vikas Gowda expected to make the cut. With the host country having the luxury to name three participants , India are set to have maximum number of athletes in the biennial event.

RASILIA: The clock showed two minutes and 57 seconds as Luiz Felipe Scolari, who said before the Confederations Cup that Neymar needed protecting as the idol of 200 million Brazilians, afforded himself a tight smile of vindication.

Brazil coach Scolari’s policy of simultaneously playing “good copbad cop” with the 21-year-old — effusively praising his performances but also pointedly demanding he be “a team player” — paid an early dividend on Saturday as the Barcelona-bound forward struck a brilliant goal to underpin a 3-0 victory over Japan.

If the half-volley finish, which ended a goal drought of nine matches for former club Santos and the Selacao, was rip-roaringly

CELEBRATION: Neymar celebrates his ‘wonder’ strike in his usual fashion. brilliant, it was not the product of one man.

It was a glowing example of the team ethic in which Scolari takes such pride, for all that he and his compatriots have been weaned on individual magic down the decades.

Real Madrid defender Marcelo crossed languidly from the left and in-form number nine Fred chested down, rather than look for a sixth goal in his last seven appearances for his country, allowing Neymar to crunch home an unstoppable drive from 20 metres into the top corner of Eiji Kawashima’s net.

“It all happened in a flash,” said Neymar. “Fred collected the ball and laid it off, I connected full on and happily the ball found the target.

“I am very happy to score and help Brazil to achieve a victory,” said the spiky-haired star, substituted with some 20 minutes remaining after picking up a knock.

Pele’s exalted 1958-1970 reign as O Dez (number ten) for Brazil created a mythical shirt which has hung heavy on the shoulders of those others who have worn it since.

Neymar himself has just

switched from 11 to 10.

Of the switch he says: “The number doesn’t matter one jot — what does is the Brazil shirt.”

The starlet rounded angrily on the media ahead of Saturday’s game by insisting that the Neymar who plays for Brazil and the variant who starred for Santos could not play exactly the same way.

He would not change his style, while Scolari said the player always did as he was asked for the national side.

“If I am called into the Brazil squad on the basis of how I have been playing for Santos then I must be doing something right, whether I score goals or not,” he remarked in midweek.

“I just play my normal game — I have never changed the way I play, be it for club or national team.”

His goal aside, Neymar was a true thorn in the side of the Japanese defence and it took a rough challenge from Japan skipper Makoto Hasebe, which earned a booking in first-half injury time, to prevent him from doing even more damage.

Paulinho and Jo added the gloss with two further goals but it was Neymar who took away the Man of the Match accolade as Brazil made a convincing start.

Imran Khan damaged Pakistan cricket: Aamir Sohail K

ARACHI: In the aftermath of the crushing defeat to India, former skipper Aamir Sohail has launched a scathing attack on one of Pakistan’s greatest cricketers, Imran Khan, saying the World Cup-winning captain is responsible for the current state of sport in the country.

“I want to say clearly here and for once we must face the truth that Imran is responsible for the state of affairs in our cricket,” Sohail said.

With his statement that is clearly a fallout of Pakistan’s disastrous campaign in the Champions Trophy in England, where they lost all their three group matches, Sohail left

the other two guest on the show — Zaheer Abbas and Younis Khan — surprised.

“Imran damaged Pakistan cricket by encouraging our bowlers to tamper with the ball. This has led to a culture where we can’t produce good new ball bowlers or quality openers,” the 46-year-old former opener told a news channel.

Sohail was retorting to the views expressed by former pacer Shoaib Akhtar, who felt Pakistan “need a dressing room culture where a winning mentality is promoted” and someone like Imran to guide and produce quality players.

The storm was already brewing and yesterday’s eight-wicket defeat to arch-rivals India only added to the wounds.

A proven player with 47 Tests and 156

After poor show in England, some Pak players staying from home K

ARACHI: Fearing hostile reception after their disastrous campaign at the Champions Trophy in England, some members of the Pakistan cricket team have decided to take their time in returning home.

Sources in the Pakistan Cricket Board said that until now only Abdul Rehman, Kamran Akmal, Wahab Riaz, Asad Shafiq and Muhammad Irfan were scheduled to return home tonight from London.“The remaining players will come later

on while head coach, Dav Whatmore will be stopping over in Dubai while the rest of the coaching staff will also come later,” one source said. some players may even stay back to play some league cricket in England. But generally the feeling is the players will prefer to return in small groups unannounced to avoid any hostile reception.

In the past whenever, Pakistan has done badly they have come back to strong reactions from the media and public.

ODIs under his belt, Sohail has worked as a chief selector in the past and was a member of the 1992 World Cup winning squad led by Imran.

Many other former players including Akhtar and Zaheer made it clear that it was time for Kamran Akmal, Imran Farhat, and Shoaib Malik to get the axe.

“Changes have to be made and new players must be brought in and given time to settle down. We have tried the same set of players time and again and they have not delivered in big tournaments,” Akhtar said.

However, Younis, who was dropped for the Champions Trophy, felt changing and chopping or pressing the panic button will not solve problems.

Pradeep, Sumit claim gold as matmen finish with rich haul P

HUKET: Grapplers Pradeep Kumar (60kg) and Sumit (96kg) won gold on Sunday in the Junior Asian Wrestling Championship as India finished with a rich haul of 17 medals at the competition played in Phuket, Thailand.

Besides two gold medals on the final day, Indian grapplers won two silver and a bronze to finish at the top of the freestyle team rankings of the championships.

In the 60kg category, Pradeep started off well against North Korea’s Kuk Gwang Kim and led the first period 3-0. The Indian faced a stiff challenge in the second period but wrapped the freestyle-bout in his favour with a cumulative score of 8-3.

Sumit matted Kazakhstan’s Yermukambet Inkar 7-0 in the final of the 96kg category. Meanwhile, Vikas (66kg) and Pradeep Kumar (74kg) had to settle for silver medals after losing their final bouts at the Saphan Hin Indoor Sports Complex.

Afternoon Despatch & Courier www.afternoondc.in

AUSTRALIA FACE DO-OR-DIE

MUMBAI | MONDAY, JUNE 17, 2013

Bailey says leading Australia a 'dream come true'

SPORTS

BATTLE AGAINST SRI LANKA IN CT

L LONDON: Stand-in captain George Bailey has insisted leading Australia during the Champions Trophy tournament in the UK has been a "dream come true" despite the distractions of the David Warner affair.

The 30-year-old Tasmanian, already Australia's Twenty20 skipper, has found himself in charge of the one-day side while regular captain Michael Clarke has been sidelined with a recurrence of his longstanding back problem.

Bailey responded by topscoring for defending champions Australia with 55 in their tournament-opening defeat by England at Edgbaston and made the same score in their no result washout with New Zealand when they returned to the Birmingham ground on Wednesday.

In between those fixtures it emerged Warner had attacked England's Joe Root in a Birmingham bar in the early hours of Sunday morning -something Bailey tried to brush aside as a "very minor incident".

Nevertheless, Warner was suspended until the start of the Ashes by Cricket Australia on Thursday and fined Aus$11,500 ($11,000, ÂŁ7,000). However, the controversial opener will be available for the first Ashes Test against England in Nottingham, which starts on July 10.

TODAYâ&#x20AC;&#x2122;S MATCH

Match 12

Sri Lanka Australia To be played at: Kennington Oval, London Time: 17:30 Hours

in-form pacer Malinga but also to regroup in after Warner's altercation with England batsman Joe Root in the early hours of last Sunday morning. It happened close on the heels of another off-field controversy involving Warner, who only three weeks ago was fined over an expletive-ridden Twitter tirade at two Australian cricket journalists, reminding of another unsavoury chapter in Australia's questionable team culture.

Australia's regular skipper Michael Clarke continues to battle back problems, which saw him missing the first two games, but is hopeful of a return to action today.

The struggling side will have to work on its batting frailties after proving to be no match to the English, suffering a 48-run defeat in what was dubbed as a prelude to the five-Test Ashes series in July-August. It will be a big test for stand-in skipper George Bailey to turn Australia's fortunes around today. Australia bowlers Clint McKay, James Faulkner and Shane Watson did a decent job in restricting England to 269 when they were looking at a 300-plus score at one stage but they still need to add more sting to their attack. Sri Lanka have built up a nice batting unit in big three -Tillakaratne Dilshan, Kumar Sangakkara and Mahela Jayawardene -and a lot will depend on them in deciding the outcome of the match.

ONDON: Defending champions Australia will have to put David Warner's bar brawl controversy and questions surrounding their team culture behind them when they take on Sri Lanka in their final league fixture here tomorrow to decide the last of the remaining ICC Champions Trophy semifinal places.

It will be a virtual quarterfinal clash between the two sides at Kennington Oval but a lot will depend on the outcome of the Group A match between England and New Zealand in Cardiff to decide the equations. If New Zealand win, Australia will have to beat Sri Lanka but if England triumph, they must beat the Islanders by a huge margin to surpass Black Caps' net run-rate, currently the best in the Group.

A win will seal Sri Lanka's place in the last four while a defeat will see them go home. Sri Lanka's recent success against Australia will provide a psychological edge to them - in the last 10 ODIs played between the two sides, Sri Lanka have won six while they drew the ODI series 22 earlier this year in Australia.

Australia have just one point from two games, starting their campaign with a defeat to England and then having their game against New Zealand washed out. On the other hand, Sri Lanka were skittled out for a paltry 138 against New Zealand in their tournament-opener but a su- David Warner ponders over the events of the past week during Australia's practice session. perb bowling show by slinger Lasith Malinga saw them very nearly defend the total before losing by one wicket.

CARDIFF: Skipper Alastair Cook Sri Lankan batsmen, however, gave a better account of themselves cracked a chancy half-century as in their stunning run chase against New Zealand dismissed England for England to romp home against the 169 in their crucial rain-curtailed 24 hosts. Led by Kumar Sangakkara's overs-a-side Group A match of the unbeaten 134, they chased down Champions Trophy here. the 294-run victory target with relaNew Zealand paid the price for tive ease to keep their semifinal their sloppy fielding as skipper Cook hopes alive. took them to the cleaners, blasting For Australia, it would not just be a 47-ball 64, studded with two sixes about tackling the threat posed by and four boundaries. Cook, who was

dropped by Nathan McCullum thrice, anchored the England innings with two crucial partnerships. He forged a 75-run third wicket stand with Joe Root and then added 41 runs in 26 balls with Eoin Morgan for the fourth wicket.

Brief Scores: England 169 all out in 23.3 overs [Alastair Cook 64, Joe Root 38] vs New Zealand 66/5 in 14 overs.

(Scores Incomplete)

I AM STILL LEARNING: BHUVNESHWAR

One series doesn't make you bad: Whatmore

Cook hits 64 but NZ dismiss England for 169 in CT

B Group A

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IRMINGHAM: His eight overs on the trot set the stage for India to rip through Pakistan in their final Champions Trophy group match here but rising pacer Bhuvneshwar Kumar feels it is still a long way to go before he can think of himself as the team's bowling spearhead.

Against Pakistan, Kumar picked up his maiden Man of the Match trophy after picking up the crucial wickets of Nasir Jamshed and Mohammed Hafeez in eight back-toback overs. "In English conditions, the new ball is expected to swing and I feel the captain wants to get the best out of me. I have been doing this quite regularly in India too," Kumar told reporters after India's emphatic eight-wicket win against Pakistan here at Edgbaston.

Asked whether he is ready to spearhead India's pace attack, the youngster replied, "I am still learning and speaking to the seniors. It's

too early to look into the future and say I am going to spearhead India's bowling attack. I will like to take one match at a time."

Kumar said there were no special

plans against Pakistan. "As a new ball bowler, it's my job to stick to the basics. But it's true that the ball is not swinging as much as I thought it would in English conditions. The bounce has been good, though," the 23-year-old from Meerut said.

Kumar (2/19) produced his best bowling performance against Pakistan in ODIs, bettering the two for 27 at Chennai on December 30, 2012. This was also his best in Champions Trophy. The pacer said he was never in awe of the Pakistan batsmen.

"Swing is my main weapon. All bowlers depend on movement and I am no exception. Whether it's Pakistan or any other team, the approach is the same. We went in today quite confident of our abilities. We won two matches as a team and we had a lot of belief in our batting, bowling and fielding," Kumar stated.

BIRMINGHAM: Disappointed he might be after a disastrous Champions Trophy campaign, which ended with a loss to arch-rivals India, but Pakistan coach Dav Whatmore insisted that the debacle does not make his team a bad one.

"This series didn't go well for us, but not all series will go well for you.

The preparation was good but we made mistakes," Pakistan's chief coach said.

Speaking to reporters after the eight-wicket defeat against India here at Edgbaston yesterday, Whatmore pointed out the first defeat against the West Indies hurt Pakistan. "We did well in the practice matches and knew the conditions well at The Oval but we failed to take advantage," Whatmore said. Pakistan lost a lowscoring game against the Caribbeans by two wickets.

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Afternoon Despatch & Courier MUMBAI

| MONDAY, JUNE 17, 2013