Apr 16 2014 hanin all small

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ํ•œ์ธ์‚ฌํšŒ์™€ ํ•จ๊ป˜ํ•˜๋Š” ๋‰ด์ž‰๊ธ€๋žœ๋“œ๋ณด์Šคํ„ด ํ•œ์ธ์‹ ๋ฌธ

www.bostonks.com

์ง€๋‚˜ ์ตœ ์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค ์ „๋ฌธ Realtor

978-866-3248

๋‰ด์ž‰๊ธ€๋žœ๋“œํ•œ์ธํšŒ

ginachoi@newstarrealty.com

ํšŒ์žฅ/๋ฐœํ–‰์ธ : ํ•œ์„ ์šฐ

April. 16. 2014

13 Campbell St. Woburn, MA 01801 ๊ด‘๊ณ ๋ฌธ์˜ TEL: 617.750.0207 / haninhoebo@gmail.com Vol.15 / No. 15

์‹œ๋ฏผํ˜‘ํšŒ ์ •์น˜์ธํ„ด ํ›„์› ๋ชจ๊ธˆ๋งŒ์ฐฌ ์„ฑํ™ฉ โ€œ๋ฏธ๊ตญ ๋‚ด ํ•œ์ธ ๊ถŒ์ต ์‹ ์žฅ๊ณผ ์˜ํ–ฅ๋ ฅ ํ™•๋Œ€๋ฅผ ์œ„ํ•ด ํ•œ์ธ ์ •์น˜๋ ฅ ์‹ ์žฅ์€ ๊ผญ ํ•„์š”ํ•œ ์ผโ€

์ฐจ์„ธ๋Œ€ ํ•œ์ธ ์ •์น˜ ์ง€๋ง์ƒ๋“ค์„ ํ›„์›ํ•˜๊ธฐ ์œ„ํ•œ ๋ชจ๊ธˆ ๋งŒ์ฐฌ์— 250์—ฌ๋ช…์˜ ํ•œ์ธ๋“ค์ด ํ•จ๊ป˜ ํ–ˆ๋‹ค.

ํ™”์ฐฝํ•œ ๋ด„๋‚ ์„ ๋งŒ๋ฝํ•˜๋ฉฐ 250์—ฌ๋ช…์˜ ํ•œ์ธ๋“ค์ด ํ•œ์ธ ์ • ์น˜๋ ฅ ์‹ ์žฅ์„ ์—ผ์›ํ•˜๋ฉฐ ์‹œ๋ฏผํ˜‘ ํšŒ๊ฐ€ ์ฃผ๊ด€ํ•˜๋Š” ์ •์น˜์ธํ„ด์„ ํ›„ ์›ํ•˜๊ธฐ ์œ„ํ•ด ํ•œ์ž๋ฆฌ์— ๋ชจ์˜€๋‹ค. ์ง€๋‚œ 4์›” 12์ผ ํ† ์š”์ผ, ๋‰ด ์ž‰๊ธ€๋žœ๋“œํ•œ์ธ๋ฏธ๊ตญ์‹œ๋ฏผํ˜‘ํšŒ( ํšŒ์žฅ ์ด๊ฒฝํ•ด, ์ด์‚ฌ์žฅ ๊น€์„ฑ๊ตฐ)

๋Š” 2014๋…„๋„ ์ •์น˜์ธํ„ด ํ›„์› ์„ ์œ„ํ•œ ๋ชจ๊ธˆ ๋งŒ์ฐฌ ํ–‰์‚ฌ๋ฅผ ๋ ‰ ์‹ฑํ„ด ์†Œ์žฌ ์—˜ํฌ์Šค ํด๋Ÿฝ์—์„œ ์„ฑ ๋Œ€ํ•˜๊ฒŒ ๊ฐœ์ตœํ•˜์˜€๋‹ค. ์‹œ๋ฏผํ˜‘ํšŒ๋Š” ์ง€์—ญ์‚ฌํšŒ์—์„œ ์˜ ํ•œ์ธ ์ •์น˜ ์˜ํ–ฅ๋ ฅ ํ™•๋Œ€๋ฅผ ์œ„ํ•œ ๋…ธ๋ ฅ์„ ํ•œ์ธต ๊ฐ•ํ™”ํ•˜๊ณ  ๋‚˜ ์„ฐ๋‹ค. ์˜ฌํ•ด ์ •์น˜ ์ธํ„ด ํ›„์› ๋งŒ

์ด๊ฒฝํ•ด ๋ถ€๋™์‚ฐ

#1 Lender in Massachusetts!

๋น„์ฆˆ๋‹ˆ์Šค ์ „๋ฌธ ๋ธŒ๋กœ์ปค

Call me today for a free pre-approval!

์ด๋ฌธํ•ญ๋ณดํ—˜

Prescott&son Insurance Agency

์ž๋™์ฐจ/์ฃผํƒ ์‚ฌ์—…์ฒด/๊ฑด๋ฌผ Commercial BOP/Works Comp ์•„ํŒŒํŠธ Tenant

781-325-3406 mleeins@gmail.com

STEVEN IN REALTOR ์ธ์Šนํ™˜

C) 781-724-0282 MRINREALTOR@GMAIL.COM

P (781) 591-2722

F (617) 395-6865 | 44 Trapelo Road, Belmont, MA 02478 elee@mortgagemaster.com | www.mortgagemaster.com/elee MA LIC # MLO859995

Languages: English & Korean

Ezer Lee NMLS #859995

Mortgage Master, Inc. NMLS # 4251 /MA Lender/Broker MC4251

๊ณต์ธํšŒ๊ณ„์‚ฌ C.P.A. ์ •์ง„์ˆ˜

์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ 

์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ  IRS ๋ฌธ์ œ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ /๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l IRS ๋ฌธ์ œ ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ l ๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l ์‚ฌ์—…์ฒด ๋ฒ•์ธ ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด / ํšŒ๊ณ„์ฒ˜๋ฆฌ ๊ฐ์‚ฌ l ์‚ฌ์—…์ฒด ๋ฒ”์ธ ์„ค๋ฆฝ๊ณผ๋ฐ ํ•ด์ฒด l ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌใ…ฃ l IRS,์„œ๋น„์Šค TAX ID ๋ฒˆํ˜ธ๋ฐœ๊ธ‰ (ITIN) l IRS TAX ID ๋ฐœ๊ธ‰ / Payroll

Harvard University ๊ฒฝ์˜๋Œ€ํ•™์› ์กธ์—… (MBA) Pricewater House Coopers ๊ฐ์‚ฌ๋ถ€์žฅ ์—ญ์ž„ ํ˜„์žฌ Baystate Tax Principal

TEL. 781-849-0800 / 508-580-3946(ํ•œ์ธ์ „์šฉ), Fax. 781-849-0848 Tel: 508-584-5860 l 508-580-3946 (ํ•œ์ธ์ „์šฉ) FAX: 508-584-3674

220 Forbes Rd., Suite 206, Braintree, MA 02184 528 Pleasant St. Suite 2, Brockton, MA 02301

๊น€์—ฐ์ง„ ๋ณ€ํ˜ธ์‚ฌ Kim Law Office, L.L.C Yeon J. Kim, Esq ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์ด๋ฏผ๊ตญ ์‹ฌ์‚ฌ๊ด€ ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์„ธ๊ด€ ํŠน๋ณ„ ์ˆ˜์‚ฌ๊ด€ ์ „ ๋ฏธ ์œก๊ตฐ ์‹ฌ๋ฌธ๊ด€

์ฐธ์„ํ•˜๊ฒŒ ๋˜์–ด ๋” ์—†์ด ๊ธฐ์˜๋‹ค ๋ฉฐ ์ด์ œ ํ•œ์ธ๋“ค์˜ ์ •์น˜๋ ฅ์ด ๊ณง ๋Œ€ํ•œ๋ฏผ๊ตญ์˜ ๊ตญ๋ ฅ์ด๋ผ๋Š” ์ ์„ ๊นŠ์ด ์ธ์‹ํ•˜๊ณ  ๋ฏธ๋ž˜์˜ ์ •์น˜ ์ง€ ๋„์ž๋กœ ์„ฑ์žฅํ•  ํ•œ์ธ ์ •์น˜ ์ง€๋ง ์ƒ๋“ค์„ ์œ„ํ•ด ์•„๋‚Œ์—†๋Š” ์ง€์›์„ ํ•จ๊ป˜ ํ•ด ๋‚˜๊ฐ€์ž๊ณ  ๋‹น๋ถ€ํ–ˆ๋‹ค. ์ด๋‚  ์ •์น˜์ธํ„ด๋“ค์„ ์œ„ํ•ด ํŠน๋ณ„ ๊ฐ•์—ฐ์— ๋‚˜์„  ๋ฒ„์ง€๋‹ˆ์•„์ฃผ ํ•˜์› ์˜์›์ธ ๋งˆํฌ ํ‚ด (Mark Keam)์€ ์—ญ์‚ฌ ์˜์‹์„ ๊ฐ–๊ณ  ์ž ์‹ ์˜ ์œ„์น˜๋ฅผ ์ƒ๊ฐํ•˜๋ฉด์„œ ์‚ฌํšŒ ๋ฅผ ๋ด ์ค„ ๊ฒƒ๊ณผ ํ•œ์ธ์œผ๋กœ์จ ํ•œ๋ฏผ ์กฑ์˜ ์˜ค๋žœ ์—ญ์‚ฌ์™€ ๋ฌธํ™”์— ๋Œ€ํ•ด ์ž๋ถ€์‹ฌ์„ ๊ฐ€์งˆ ๊ฒƒ, ๊ทธ๋ฆฌ๊ณ  ์ง€๊ธˆ ์˜ ๊ฟˆ๊ณผ ํฌ๋ถ€๋ฅผ ์ž˜ ๊ฐ„์งํ•ด์„œ ์žฅ ์ฐจ ์ž์‹ ์ด ์ถ”๊ตฌํ•˜๋Š” ๋ฐ”๋ฅผ ๊ผญ ์ด ๋ฃจ๋„๋ก ๋…ธ๋ ฅํ•ด์•ผ ํ•œ๋‹ค๊ณ  ๊ฐ•์กฐ ํ–ˆ๋‹ค. ํ•œ์ธ๋“ค์˜ ํ˜ธ์‘๋„ ๋œจ๊ฑฐ์› ๋‹ค. ์ด๊ณณ ํ•œ์ธ๋“ค์˜ ๊ถŒ์ต์„ ์œ„ํ•ด์„œ ๋Š” ํ•œ์ธ ์ •์น˜๋ ฅ์ด ์‹ ์žฅ๋˜์–ด์•ผ ํ•œ๋‹ค๋Š” ๊ฒƒ์ด ๋ชจ๋‘์˜ ํ•œ๊ฒฐ๊ฐ™์€ ์ƒ๊ฐ์ด์—ˆ๋‹ค. ๋น„๋ก ์ง€๊ธˆ์€ ์šฐ๋ฆฌ ํ•œ์ธ ์ •์น˜ ์ฐธ์—ฌ๊ฐ€ ๋ฏธ์ง„ํ•˜์ง€๋งŒ ์ฐจ์„ธ๋Œ€ ์ • ์น˜ ์ง€๋ง์ƒ๋“ค์—๊ฒŒ ๊ฑฐ๋Š” ๊ธฐ๋Œ€๋Š” ๊ทธ ์–ด๋Š๋•Œ ๋ณด๋‹ค ํฌ๊ฒŒ ๋Š๊ปด์กŒ๋˜ ํ•œ์ธ์‚ฌํšŒ์˜ ์ค‘์š”ํ•œ ํ–‰์‚ฌ์˜€๋‹ค. (KSNE)

๋‰ด์Šคํƒ€

EXCELLENT RATES | LOW CLOSING COSTS | ADVICE YOU CAN TRUST

์ƒ๊ฐ€ ํˆฌ์ž์šฉ E2 ๋น„์ž ์‚ฌ์—…์ฒด ๋ฌด๋ฃŒ ์ƒ๋‹ด 1.800.867.9000 / Cell.508.962.2689 kayleebrokers@aol.com

์ฐฌ์—์„œ ์žฅํ•™์ƒ 9๋ช…์„ ์„ ๋ฐœํ•ด ์žฅํ•™๊ธˆ์„ ์ „๋‹ฌํ–ˆ๋‹ค. ๊ณผ๊ฑฐ ์–ด๋Š ๋•Œ ๋ณด๋‹ค๋„ ๋งŽ์€ ์ˆซ์ž์ด๋‹ค. ์‹œ๋ฏผํ˜‘ํšŒ๋Š” ์˜ฌ ์žฅํ•™๊ธˆ ์‹ ์ฒญ ํ•™์ƒ ์ˆ˜๋„ ๋Š˜์–ด๋‚ฌ๊ณ  ์ž์งˆ๋„ ์šฐ ์ˆ˜ํ•œ ํ•™์ƒ์ด ๋งŽ์•„์„œ ๋Š˜๋ฆฌ๊ฒŒ ๋ ๋‹ค๊ณ  ๋งํ•œ๋‹ค. ํŠนํžˆ ์ด๋‚  ํ–‰์‚ฌ์—๋Š” ์‹œ๋ฏผํ˜‘

ํšŒ ๊ด€๊ณ„์ž๋Š” ๋ฌผ๋ก  ์—„์„ฑ์ค€ ์‹ ์ž„ ๋ณด์Šคํ„ด ์ด์˜์‚ฌ, ํ•œ์„ ์šฐ ๋ณด์Šคํ„ด ํ•œ์ธํšŒ์žฅ ๋“ฑ ๋‰ด์ž‰๊ธ€๋žœ๋“œ์ง€์—ญ ๋‹จ์ฒด์žฅ๋“ค์ด ๊ฑฐ์˜ ๋ชจ๋‘ ์ฐธ์„ํ–ˆ ๊ณ  ๋งˆํฌ ํ‚ด ๋ฒ„์ง€๋‹ˆ์•„ ์ฃผ ํ•˜์› ์˜์›์„ ๋น„๋กฏํ•ด ๋ฏธ์…€์šฐ ๋ณด์Šคํ„ด ์‹œ์˜์›, ํ…Œํ‚ค์ฒธ ์—ฐ๋ฐฉ ์˜์›, ๋ฆฐ ๋ Œ๋“œ์ฒญ ์ผ๋ธŒ๋ฆฌ์ง€ ์‹œ์˜์› ๋“ฑ ๋งŽ ์€ ํ˜„์ง ์ •์น˜์ธ๋“ค์ด ์ฐธ์—ฌํ•˜์—ฌ ์ฐจ์„ธ๋Œ€ ์ •์น˜ ์ง€๋ง์ƒ์˜ ์•ž๊ธธ์„ ํ•จ๊ป˜ ๊ฒฉ๋ คํ•ด ์ฃผ์—ˆ๋‹ค. ์ด๋ฒˆ ์ •์น˜์ธํ„ด ํ›„์›๋งŒ์ฐฌ์„ ์ง„๋‘์ง€ํœ˜ํ•œ ์‹œ๋ฏผํ˜‘ํšŒ ์ด๊ฒฝํ•ด ํšŒ์žฅ์€ ์ธ์‚ฌ๋ง์„ ํ†ตํ•ด ์ •์น˜์ธ ํ„ด ํ›„์›์‚ฌ์—…์€ ์‹œ๋ฏผํ˜‘ํšŒ๊ฐ€ 17 ๋…„์งธ ์—ญ์ ์„ ๋‘๊ณ  ์ง„ํ–‰ํ•˜๋Š” ๊ฐ€ ์žฅ ์ค‘์š”ํ•œ ์‚ฌ์—…์ž„์„ ๊ฐ•์กฐํ•˜๋ฉฐ ์ง€๊ธˆ์˜ ์ด๋ฏผ ์ฒซ ์„ธ๋Œ€๋Š” ํž˜๋“  ๊ฐ€ ์šด๋ฐ๋„ ํ›„์ง„ ์–‘์„ฑ๊ณผ ์ง€์›์— ์ด ๋ ฅ์„ ๋‹ค ํ•ด ์™”๊ณ  ์•ž์œผ๋กœ๋„ ์ตœ ์„ ์„ ๋‹คํ•ด ์ง€์›ํ•  ๊ฒƒ์ด๋ผ๊ณ  ๋‹ค ์งํ–ˆ๋‹ค. ํŠนํžˆ ์ •์น˜ ์ง€๋ง์ƒ๋“ค์€ ๋ฐ˜๋“œ์‹œ ๊ฟˆ์„ ์ด๋ค„์„œ ๋ฏธ๊ตญ ๋‚ด์— ์„œ ํ•œ์ธ์˜ ๊ถŒ์ต ์‹ ์žฅ๊ณผ ์˜ํ–ฅ๋ ฅ ํ™•๋Œ€๋ฅผ ์œ„ํ•ด ๋…ธ๋ ฅํ•ด ๋‹ฌ๋ผ๊ณ  ๋‹น ๋ถ€ ํ–ˆ๋‹ค. ์ด์–ด ์ถ•์‚ฌ์— ๋‚˜์„  ์—„์„ฑ์ค€ ๋ณด ์Šคํ„ด ์ด์˜์‚ฌ๋Š” ๋ถ€์ž„ํ•œ์ง€ ์–ผ๋งˆ ๋˜์ง€๋Š” ์•Š์ง€๋งŒ ํ•œ์ธ๋“ค์˜ ์ •์น˜ ๋ ฅ ์‹ ์žฅ์„ ์œ„ํ•ด ๋งˆ๋ จ๋œ ํ–‰์‚ฌ์—

์ด๋ฏผ๋ฒ•, ์ƒ๋ฒ•, ํ˜•์‚ฌ๋ฒ• ๊ฐ€์ •๋ฒ•, ๊ฐœ์ธํŒŒ์‚ฐ๋ฒ• ๋“ฑ

TEL. 781-932-0400 FAX. 781-932-0403

3 Baldwin Green Common, Suite 210, Woburn, MA 01801

๋ถ€๋™์‚ฐ

์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค/๊ฑด๋ฌผ

617-921-6979 ClaraPaik.com clarapaik@newstarrealty.com


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